SECURITIES & EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                  FORM 1O-QSB/A

(X)  Quarterly Report Pursuant to Section 13 or 15(d) of the Securities
     Exchange Act of 1934

         For the quarterly period ended September 30, 2000.

                                       or

( )  Transition Report Pursuant to Section 13 or 15(d) of the Securities
     Exchange Act of 1934

     For the transition period from            to
                                    ----------     ----------

                           Commission File No. 0-26665

                         WINNERS INTERNET NETWORK, INC.
                        ---------------------------------
                       (Name of registrant in its charter)

                    NEVADA                          91-1844567
           (State of incorporation)      (I.R.S.Employer Identification No.)

                                145 OVIEDO STREET
                          ST. AUGUSTINE, FLORIDA 32084
               -------------------------------------------------
              (Address of principal executive offices) (zip code)


                                  (904)824-7447

                -------------------------------------------------
               (Registrant's telephone number including area code)

                       GLENNAIRE FINANCIAL SERVICES, INC.
            (Former name of registrant, if changed since last report)

                          3158 REDHILL AVE., SUITE 240
                          COSTA MESA, CALIFORNIA 92626
          (Former address of registrant, if changed since last report)


Indicate by check mark whether the Registrant (1) had filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  Registrant  was
required  to file  such  reports)  and  (2)  has  been  subject  to such  filing
requirements for the past 90 days. Yes X No

                                       ---      ---

The number of shares  outstanding of Registrant's  common stock, par value $.001
per share, as of November 17, 2000 were 20,984,339 common shares.


<PAGE>

Text of the Amendment

Explanatory note:

Each of the below  listed  items is hereby  amended by deleting  the item in its
entirety and replacing it with the items attached hereto and filed herewith.

The purpose of this  amendment is to amend the  Company's  10-QSB for the period
ending September 30, 2000 (the "Original Filing").  The amendment is being filed
as of result of the Original Filing having omitted line items from the Statement
of Operations for "Stock issued for marketing expense" and "issuance of Ordinary
Shares. The omitted  information has been inserted.  The Statement of Operations
in the Original  Filing also  omitted  required  comparative  data for the three
months ended September 30, 2000 and September 30, 1999. The omitted  information
has been inserted.


<PAGE>

Item 1.           Financial Statements

                         WINNERS INTERNET NETWORK INC.
                                 Balance Sheets
                                  (Unaudited)

<TABLE>
<CAPTION>

                                                               September 30,        December 31,
                                                                    2000                1999


 ASSETS:

 Current Assets:
<S>                                                              <C>                       <C>
     Cash in Bank                                                $ 43,903                  32,961
     Accounts Receivable                                          313,928                 548,912
                                                           ---------------         ---------------

         Total current assets                                     357,831                 581,873
                                                           ---------------         ---------------

 Fixed Assets:
     Software                                                   1,300,000                 516,138
     SupraNet AG                                                  116,250                       -
     Glennaire Financial Services                                 157,864                       -
     Equipment                                                     84,289                  84,289
     Furniture & Fixtures                                           4,489                   4,489
     Vehicle                                                       44,500                  44,500
                                                           ---------------         ---------------
                                                                1,707,392                 649,416
                                                           ---------------         ---------------
        Less:  Depreciation                                      (650,276)               (100,276)
                                                           ---------------         ---------------

           Total fixed assets                                   1,057,116                 549,140
                                                           ---------------         ---------------


          TOTAL ASSETS                                         $1,414,947              $1,131,013
                                                           ===============         ===============

 LIABILITIES AND STOCKHOLDERS' EQUITY
 Current liabilities:
     Accounts Payable & Accrued Expenses                         $ 11,544               $ 174,507
     Loan Payable                                                  93,300                       -
     Note Payable - Ford Credit                                     9,788                  10,788
                                                           ---------------         ---------------

         Total current liabilities                                114,632                 185,295
                                                           ---------------         ---------------

 Stockholders' equity:
     Common Stock, par value $0.001: 50,000,000 shares
       authorized;  20,984,369 shares issued and
       outstanding for 2000, and 15,990,863 shares issued          20,984                  15,991
       and outstanding for 1999.
    Additional Paid-In Capital                                  5,683,970               2,948,093
    Accumulated Defict                                         (4,404,639)             (2,018,366)
                                                           ---------------         ---------------

          Total stockholders' equity                            1,300,315                 945,718
                                                           ---------------         ---------------

          TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY           $1,414,947              $1,131,013
                                                           ===============         ===============
</TABLE>





<PAGE>

                         WINNERS INTERNET NETWORK, INC.
                            Statements of Cash Flow
                    For the Nine-Months Ended September 30,
                                  (Unaudited)
<TABLE>
<CAPTION>


                                                                     2000               1999
                                                                     ----               ----

CASH FLOW FROM OPERATING ACTIVITIES:
<S>                                                           <C>                  <C>
   Net Income (Loss)                                          $(2,386,273)         $ 537,956
   Adjustments to reconcile net income to cash
    used in/provided by operating activities:
     Depreciation                                                 650,276            (43,713)

     Stock issued for marketing expense                         1,159,505                  -

   Changes in Assets and Liabilities:
      GGLS Payable                                                      -           (250,000)
      Accounts Payable                                            162,963            313,246
      Accounts Receivable                                         (86,828)                 -
      Notes Payable - Ford Credit                                    (302)             1,210
      Prepaid Expenses                                                  -             (3,700)
                                                            -------------       ------------

Net Cash Provided by Operating Activities                      (1,660,164)           554,999
                                                            -------------       ------------

CASH FLOWS FROM INVESTING ACTIVITIES:
   Capital Expenditure                                                  -             (1,512)
                                                            -------------       ------------
Net Cash Used In Investing Activities                                   -             (1,512)
                                                            -------------       ------------

CASH FLOWS FROM FINANCING ACTIVITIES
   Proceeds from Loan                                              24,300                  -

   Issuance of Ordinary Shares                                    518,396           (311,645)
                                                            -------------       ------------
Net Cash Provided by Financing Activities                         542,696           (311,645)
                                                            -------------       ------------

Net Increase in Cash & Cash Equivalents                            42,037            241,842
Cash & Cash Equivalents at Beginning of Period                      1,866             28,857
                                                            -------------       ------------

Cash & Cash Equivalents at End of Period                         $ 43,903          $ 270,699
                                                            =============       ============

SUPPLEMENTAL  DISCLOSURE OF CASH FLOW INFORMATION
Cash Paid During the Year for:
   Interest                                                  $          -        $         -
                                                            =============       ============

   Income Taxes                                              $          -        $         -
                                                            =============       ============
</TABLE>


<PAGE>

                         WINNERS INTERNET NEWTWORK INC.
                            Statements of Operations
                    For the Nine-Months Ended September 30,
                                  (Unaudited)
<TABLE>
<CAPTION>


                                                   Nine month ended               Three months ended
                                                    September 30,                    September 30,
                                             ------------------------------     -----------------------
                                               2000               1999          2000              1999
                                               ----               ----          ----              ----
REVENUE:
<S>                                             <C>               <C>         <C>             <C>
   Processing Income                            $ 326,196         $ 744,878   $ 165,583       $   59,387
   Other Income                                    10,901                 -           -                -
   Lease of Software                                    -             5,000           -                -
                                             -------------      ------------  ---------       ----------

Total Revenue                                     337,097           749,878     165,583           59,387
                                             -------------      ------------  ---------       ----------
EXPENSES:
   Advertsing                                         $ -             $ 300           -                -
   Auto Expense                                        59               332          59              332
   Bank Charges                                    20,994             2,112      16,456            1,925
   Commission                                      26,000            12,500           -                -
   Consulting Fees                                 64,887             9,600       3,000                -
   Contract Services                               35,565            46,547           -           30,347
   Depreciation Expense                           550,000            29,035     120,000           29,035
   Dues & Subscriptions                                 -             2,395           -            2,335
   Insurance                                       28,899            14,790       5,568           12,029
   Internet                                         1,931            17,300           -            1,000
   Marketing                                    1,565,845                 -     296,360                -
   Meals & Entertainment                                -            45,140           -           45,140
   Miscellaneous Expense                            6,019                 -           -                -
   Office Expenses                                 13,736             7,769      10,728            7,349
   Postage & Freight                                1,825               776         139              282
   Professional & Legal Fees                       64,230            24,583      20,000            3,267
   Rent                                            46,330            46,763           7           27,925
   Rent of Equipment                                  262               473           -               47
   Repairs                                            938                 -           -                -
   Security                                           222               222           -              111
   Taxes & Licenses                                22,962             1,676       5,282              318
   Telephone                                       32,101            28,117      12,545            8,454
   Travel                                           3,788           119,985         137           87,404
   Utilities                                        1,565            11,740         307            5,387
   Wages                                          235,212           227,543      24,891          115,702
                                             -------------      ------------   --------         --------

Total Expenses                                  2,723,370           649,698     515,479          378,389
                                             -------------      ------------   --------         --------

NET PROFIT(LOSS)                              $(2,386,273)        $ 100,180   $(349,896)       $(319,002)
                                             =============      ============  =========        =========

NET PROFIT (LOSS) PER COMMON STOCK                $ (0.14)           $ 0.04   $   (0.02)       $   (0.02)
                                             -------------      ------------  ---------        ---------

WEIGHTED AVERAGE SHARES OUTSTANDING            16,869,626        14,898,551   16,869,626      14,898,551
                                             -------------      ------------  ----------      ----------

</TABLE>



<PAGE>


                         WINNERS INTERNET NETWORK, INC.
                              Stockholders' Equity
                               September 30, 2000
                                  (Unaudited)




<TABLE>
<CAPTION>
                                                                      Additional   Accumulated    Total
                                                   COMMON STOCKS        Paid-In      Earnings  Stockholders'
                                                 Shares      Amount     Capital     (Deficit)     Equity
                                               --------------------  ----------  ------------  -------------
<S>                                            <C>            <C>       <C>         <C>        <C>
Davki Agency Ltd., Inc. Merger                 8,000,000      8,000     359,287     (367,287)             -

Comstock/Empire International, Inc. Merger       294,944        295     703,373     (703,668)             -

Issuance of Stock for Cash & Services          2,539,912      2,540     110,160            -        112,700

Net Loss                                                                      -     (111,918)      (111,918)
                                              ----------    -------   ---------   ----------      ---------
Balance -  December 31, 1997                  10,834,856     10,835   1,172,820   (1,182,873)           782
                                              ==========    =======   =========   ==========      =========
Issuance of Stock for Services                   500,000        500      49,500            -         50,000

Issuance of Stock for Cash                     1,000,000      1,000     299,000            -        300,000

Issuance of Stock for Cash                       500,000        500     199,500            -        200,000

Issuance of Stock for Services                   500,000        500      24,500            -         25,000

Issuance of Stock for Cash                       550,000        550     219,450            -        220,000

Issuance of Stock for Cash                       285,000        285      99,465            -         99,750

Issuance of Stock for Services                    21,358         21      10,658            -         10,679

Issuance of Stock for Services                   500,000        500      24,500            -         25,000

Issuance of Stock for Cash                       100,000        100      99,900            -        100,000

Issuance Correction (Comstock Merger)                141          -           -            -              -

Net Loss                                               -          -           -     (840,560)      (840,560)
                                              ----------     ------   ---------   -----------    ----------
Balance -  December 31, 1998                  14,791,355     14,791   2,199,293   (2,023,433)       190,651
                                              ==========     ======   =========   ===========    ==========
Issuance of Stock for Cash                       100,000        100      99,900            -        100,000

Issuance of Stock for Cash                       225,000        225     202,275            -        202,500

Issuance of Stock for Services                    10,000         10       7,488            -          7,498

Issuance Correction (Comstock Merger)              1,350          2           -            -              2

Issuance of Stock for Cash                       400,000        400     219,600            -        220,000

Issuance of Stock for Cash                       315,789        316     149,684            -        150,000

Issuance of Stock for Cash                       147,369        147      69,853            -         70,000

Net Loss                                               -          -           -        5,067          5,067
                                              ----------     ------   ---------   ----------      ---------
Balance -  December 31, 1999                  15,990,863     15,991   2,948,093   (2,018,366)       945,718
                                              ==========     ======   =========   ==========      =========
Issuance of Stock for Services                 1,632,500      1,632     965,326            -        966,958

Issuance of Stock for Cash                       100,000        100     299,900            -        300,000

Issuance of Stock for Cash                        27,000         27      13,473            -         13,500

Issuance of Stock for Services                    28,600         29      21,518            -         21,547

Issuance of Stock for Services                    10,000         10       2,990            -          3,000

Issuance of Stock for Services                   300,000        300      83,700            -         84,000

Issuance of Stock for Asset                    1,523,926      1,524     998,476            -      1,000,000

Issuance of Stock for Cash                       375,000        375     259,625            -        260,000

Issuance of Stock for Acquisition                686,480        686       6,179            -          6,865

Issuance of Stock for Acquisition                 10,000         10         990            -          1,000

Issuance of Stock for Services                   300,000        300      83,700            -         84,000

Net Loss                                               -          -           -   (2,386,273)    (2,386,273)
                                              ----------   --------  ----------  ------------  ------------
Balance -  September 30, 2000                 20,984,369   $ 20,984  $5,683,970  $(4,404,639)   $ 1,300,315
                                              ==========   ========  ==========  ============  ============
</TABLE>






<PAGE>

                         WINNERS INTERNET NETWORK, INC.
                          Notes to Financial Statements
                               September 30, 2000
                                   (Unaudited)

1. Presentation of Interim Information

In the  opinion  of the  management  of  Winners  Internet  Network,  Inc.,  the
accompanying  unaudited  financial  statements  include  all normal  adjustments
considered  necessary to present  fairly the financial  position as of September
30, 2000, and the results of operations for the nine months ended  September 30,
2000, and 1999, and cash flows for the nine months ended  September 30, 2000 and
1999. Interim results are not necessarily indicative of results for a full year.

The financial  statements and notes are presented as permitted by Form 10-Q, and
do not contain certain  information  included in the Company's audited financial
statements and notes for the fiscal year ended December 31, 1999.


<PAGE>
                                   SIGNATURES

In accordance  with Section 13 or 15(d) of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                          WINNERS INTERNET NETWORK, INC.



Dated: December 5, 2000                   By: /s/ David C. Skinner, Jr.
                                          ------------------------------
                                          President and Chief Financial Officer


<PAGE>