CONSOLIDATED
      RENEWAL PROMISSORY NOTE

    


    


    $2,350,000.00

    September
      28, 2007

    


    Global
      Axcess Corp.

    7800
      Belfort Parkway, Suite 165

    Jacksonville,
      Florida 32256

    


    Nationwide
      Money Services, Inc.

    7800
      Belfort Parkway, Suite 165

    Jacksonville,
      Florida 32256

    


    EFT
      Integration, Inc.

    7800
      Belfort Parkway, Suite 165

    Jacksonville,
      Florida 32256

    


    (Individually
      and collectively, "Borrower")

    


    Wachovia
      Bank, National Association

    225
      Water
      Street

    Jacksonville,
      Florida 32202

    (Hereinafter
      referred to as “Bank")

    


    Borrower
      promises to pay to the order of Bank, in lawful money of the United States
      of
      America by mailing to the address specified hereinafter or wherever else Bank
      may specify, the sum of Two Million Three Hundred Fifty Thousand and No/100
      Dollars ($2,350,000.00) or such sum as may be advanced and outstanding from
      time
      to time, with interest on the unpaid principal balance at the rate and on the
      terms provided in this Promissory Note (including all renewals, extensions
      or
      modifications hereof, this "Note").

    


    CONSOLIDATION/DECREASE.
      This
      Promissory Note consolidates, renews, extends, and/or modifies that certain
      term
      Promissory Note dated October
      27, 2005, evidencing an original principal amount of $3,000,000.00 executed
      by
      Borrower and Axcess Technology Corporation and that certain revolving line
      of
      credit Renewal Promissory Note dated June
      22,
      2005,
      evidencing
      an original principal amount of $500,000.00 executed by Borrower and Axcess
      Technology Corporation.  Axcess Technology Corporation has
      been
      dissolved by the shareholders thereof and is no longer in existence, and
      accordingly is not a party to this Note. This Promissory Note is not a
      novation.

    


    LOAN
      AGREEMENT.
      This
      Note is subject to the provisions of that certain Fourth Amended and Restated
      Loan Agreement between Bank and Borrower of even date herewith, as amended
      or
      modified from time to time (the “Loan Agreement”).

    


    INTEREST
      RATE.
      Interest
      shall accrue on the unpaid principal balance of this Note from the date
hereof at
      the Bank's
      Prime Rate plus 1.0%, as that rate may change from time to time in accordance
      with changes in the Bank's Prime Rate ("Interest
      Rate"). “Bank's
      Prime Rate” means that rate announced by Bank from time to time as its prime
      rate and is one of several interest rate bases used by Bank. Bank lends at
      rates
      both above and below Bank's Prime Rate, and Borrower acknowledges that Bank's
      Prime Rate is not represented or intended to be the lowest or most favorable
      rate of interest offered by Bank.

    


    DEFAULT
      RATE.
      In
      addition to all other rights contained in this Note, if a Default
      (as defined herein) occurs and as long as a Default continues,
      all
      outstanding Obligations,
      other
      than Obligations under any swap agreements (as defined in 11 U.S.C. § 101, as in
      effect from time to time) between Borrower and Bank or its
      affiliates,
      shall
      bear interest at the Interest Rate plus 3% ("Default Rate"). The Default Rate
      shall also apply from acceleration
      until
      the Obligations or any judgment thereon is paid in full.

    


    
      
         

      

      
         

        
          

        

      

      
         

      

    

    INTEREST
      AND FEE(S) COMPUTATION (ACTUAL/360).
      Interest
      and fees, if any, shall be computed on the basis of a 360-day year for the
      actual number of days in the applicable period ("Actual/360 Computation").
      The
      Actual/360 Computation determines the annual effective interest yield by taking
      the stated (nominal) rate for a year's period and then dividing said rate by
      360
      to determine the daily periodic rate to be applied for each day in the
      applicable period. Application of the Actual/360 Computation produces an
      annualized effective rate exceeding the nominal rate.

    


    REPAYMENT
      TERMS.
      This
      Note shall be due and payable in consecutive monthly principal payments as
      set
      forth in, and incorporated herein by reference from, Schedule A attached
      hereto, together with accrued interest thereon on the day each principal payment
      is due. All remaining principal and interest shall be due and payable on August
      29, 2011.

    


    AUTOMATIC
      DEBIT OF CHECKING ACCOUNT FOR LOAN PAYMENT.
      Borrower authorizes Bank to debit demand deposit account number 2000016834310 or
      any
      other account with Bank (routing
      number 063000021) designated in writing by Borrower, beginning October 29,
      2007
      for any payments due under this Note. Borrower further certifies that Borrower
      holds legitimate ownership of this account and preauthorizes this periodic
      debit
      as part of its right under said ownership.

    


    APPLICATION
      OF PAYMENTS.
      Monies
      received by Bank from any source for application toward payment of the
      Obligations shall be applied to accrued interest and then to principal.
If
      a
      Default occurs, monies
      may be
      applied to the Obligations in any manner or order deemed appropriate by
      Bank.

    


    If
      any
      payment received by Bank under this Note or other Loan Documents is rescinded,
      avoided or for any reason returned by Bank because of any adverse claim or
      threatened action, the returned payment shall remain payable as an obligation
      of
      all persons liable under this Note or other Loan Documents as though such
      payment had not been made.

    


    DEFINITIONS.
      Loan Documents.
      The term
      "Loan Documents", as used in this Note and the other Loan Documents, refers
      to
      all documents executed in connection with or related to the loan evidenced
      by
      this Note and any prior notes which evidence all or any portion of the loan
      evidenced by this Note, and
      any
      letters of credit issued pursuant to the Loan Agreement, any applications for
      such letters of credit and any other documents executed in connection therewith
      or related thereto, and
      may
      include, without limitation, a commitment letter that survives closing, the
      Loan
      Agreement, this Note, guaranty agreements, security agreements, security
      instruments, financing statements, mortgage instruments, any renewals or
      modifications, whenever any of the foregoing are executed, but does not include
      swap agreements (as defined in 11 U.S.C. § 101, as in effect from time to time).
Obligations.
      The term
      "Obligations", as used in this Note and the other Loan Documents, refers to
      any
      and all indebtedness and other obligations under this Note, all other
      obligations under any other Loan Document(s), and all obligations under any
      swap
      agreements (as defined in 11 U.S.C. § 101, as in effect from time to
      time) between Borrower and Bank,
      or its
      affiliates,
      whenever
      executed. Certain
      Other Terms.
      All
      terms that are used but not otherwise defined in any of the Loan Documents
      shall
      have the definitions provided in the Uniform Commercial Code.

    


    LATE
      CHARGE.
      If any
      payments are not timely made, Borrower shall also pay to Bank a late charge
      equal to 5%
      of
      each payment past due for 10 or more days. This late charge shall not apply
      to
      payments due at maturity or by acceleration hereof, unless such late payment
      is
      in an amount not greater than the highest periodic payment due
      hereunder.

    


    Acceptance
      by Bank of any late payment without an accompanying late charge shall not be
      deemed a waiver of Bank's right to collect such late charge or to collect a
      late
      charge for any subsequent late payment received.

    


    ATTORNEYS'
      FEES AND OTHER COLLECTION COSTS.
      Borrower
      shall pay all of Bank's reasonable expenses actually
      incurred
      to enforce or collect any of the Obligations including, without limitation,
      reasonable arbitration, paralegals', attorneys' and experts' fees and expenses,
      whether incurred without the commencement of a suit, in any trial, arbitration,
      or administrative proceeding, or in any appellate or bankruptcy
      proceeding.

    


    
      
         

      

      
         

        
          

        

      

      
         

      

    

    USURY.
      If at
      any time the effective interest rate under this Note would, but for this
      paragraph, exceed the maximum lawful rate, the effective interest rate under
      this Note shall be the maximum lawful rate, and any amount received by Bank
      in
      excess of such rate shall be applied to principal and then to fees and expenses,
      or, if no such amounts are owing, returned to Borrower.

    


    DEFAULT.
      If any
      of the following occurs, a default ("Default") under this Note shall exist:
      Nonpayment;
      Nonperformance.
      The
      failure of timely payment or performance of the Obligations or Default under
      this Note or any other Loan Documents. False
      Warranty.
      A
      warranty or representation made or deemed made in the Loan Documents or
      furnished Bank in connection with the loan evidenced by this Note proves
      materially false, or if of a continuing nature, becomes materially false.
Cross
      Default.
      At
      Bank's option, any default in payment or performance of any obligation under
      any
      other loans, contracts or agreements of Borrower, any Subsidiary or Affiliate
      of
      Borrower, any general partner of or the holder(s) of the majority ownership
      interests of Borrower with Bank or its affiliates ("Affiliate" shall have the
      meaning as defined in 11 U.S.C. § 101, as in effect from time to time, except
      that the term "Borrower" shall be substituted for the term "Debtor" therein;
      "Subsidiary" shall mean any business in which Borrower holds, directly or
      indirectly, a controlling interest). Cessation;
      Bankruptcy.
      The
      death of, appointment of a guardian for, dissolution of, termination of
      existence of, loss of good standing status by, appointment of a receiver for,
      assignment for the benefit of creditors of, or commencement of any bankruptcy
      or
      insolvency proceeding by or against Borrower, its Subsidiaries or Affiliates,
      if
      any, or any general partner of or the holder(s) of the majority ownership
      interests of Borrower, or any party to the Loan Documents.
      Material Capital Structure or Business Alteration.
      Without
      prior written consent of Bank, (i) a material alteration in the kind or type
      of
      Borrower's business or that of Borrower's Subsidiaries or Affiliates, if any;
      (ii) the sale of substantially all of the business or assets of Borrower, any
      of
      Borrower's Subsidiaries or Affiliates or any guarantor, or a material portion
      (10% or more) of such business or assets if such a sale is outside the ordinary
      course of business of Borrower, or any of Borrower's Subsidiaries or Affiliates
      or any guarantor, or more than 50% of the outstanding stock or voting power
      of
      or in any such entity in a single transaction or a series of transactions;
      (iii)
      the acquisition of substantially all of the business or assets or more than
      50%
      of the outstanding stock or voting power of any other entity; or (iv) should
      any
      Borrower or any of Borrower's Subsidiaries or Affiliates or any guarantor enter
      into any merger or consolidation.
      Material Adverse Change. Bank
      determines in good faith, in its sole discretion, that the prospects for payment
      or performance of the Obligations are impaired or there has occurred a material
      adverse change in the business or prospects of Borrower, financial or
      otherwise.

    


    REMEDIES
      UPON DEFAULT.
      If a
      Default occurs under this Note or any Loan Documents, Bank may at any time
      thereafter, take the following actions:  Bank
      Lien.
      Foreclose its security interest or lien against Borrower's deposit accounts
      and
      investment property without notice. Acceleration
      Upon Default.
      Accelerate the maturity of this Note and, at Bank’s option, any or all other
      Obligations, other than Obligations under any swap agreements (as defined in
      11
      U.S.C. § 101, as in effect from time to time) between Borrower and Bank, or its
      affiliates, which shall be due in accordance with and governed by the provisions
      of said swap agreements; whereupon
      this Note and the accelerated Obligations shall be immediately due and payable;
      provided, however, if the Default is based upon a bankruptcy or insolvency
      proceeding commenced by or against Borrower or any guarantor or endorser of
      this
      Note, all Obligations (other than Obligations under any swap agreement as
      referenced above) shall automatically and immediately be due and payable.
Cumulative.
      Exercise
      any rights and remedies as provided under the Note and other Loan Documents,
      or
      as provided by law or equity.

    


    FINANCIAL
      AND OTHER INFORMATION.
      Borrower
      shall deliver to Bank such information as Bank may reasonably request from
      time
      to time, including without limitation, financial statements and information
      pertaining to Borrower's financial condition. Such information shall be true,
      complete, and accurate.

    


    WAIVERS
      AND AMENDMENTS.
      No
      waivers, amendments or modifications of this Note and other Loan Documents
      shall
      be valid unless in writing and signed by an officer of Bank. No waiver by Bank
      of any Default shall
      operate as a waiver of any other Default or the same Default on a future
      occasion. Neither the failure nor any delay on the part of Bank in exercising
      any right, power, or remedy under this Note and other Loan Documents shall
      operate as a waiver thereof, nor shall a single or partial exercise thereof
      preclude any other or further exercise thereof or the exercise of any other
      right, power or remedy.

    


    
      
         

      

      
         

        
          

        

      

      
         

      

    

    Except
      to
      the extent otherwise provided by the Loan Documents or prohibited by law, each
      Borrower and each other person liable under this Note waives presentment,
      protest, notice of dishonor,
      demand
      for payment, notice
      of
      intention to accelerate maturity, notice of acceleration of maturity, notice
      of
      sale and all other notices of any kind. Further, each agrees that Bank may
      (i)
      extend,
      modify or renew this Note or make a novation of the loan evidenced by
      this
      Note, and/or (ii) grant releases, compromises or indulgences with respect to
      any
      collateral securing this Note, or with respect to any Borrower or other person
      liable under this Note or any other Loan Documents, all without notice to or
      consent of each Borrower and other such person, and without affecting the
      liability of each Borrower and other such person; provided, Bank may not extend,
      modify or renew this Note or make a novation of the loan evidenced by this
      Note
      without the consent of the Borrower, or if there is more than one Borrower,
      without the consent of at least one Borrower; and further provided, if there
      is
      more than one Borrower, Bank may not enter into a modification of this Note
      which increases the burdens of a Borrower without the consent of that
      Borrower.

    


    MISCELLANEOUS
      PROVISIONS. Assignment.
      This
      Note and the other Loan Documents shall inure to the benefit of and be binding
      upon the parties and their respective heirs, legal representatives, successors
      and assigns. Bank's interests in and rights under this Note and the other Loan
      Documents are freely assignable, in whole or in part, by Bank. In addition,
      nothing in this Note or any of the other Loan Documents shall prohibit Bank
      from
      pledging or assigning this Note or any of the other Loan Documents or any
      interest therein to any Federal Reserve Bank. Borrower shall not assign its
      rights and interest hereunder without the prior written consent of Bank, and
      any
      attempt by Borrower to assign without Bank's prior written consent is null
      and
      void. Any assignment shall not release Borrower from the
      Obligations. Applicable
      Law; Conflict
      Between Documents.
      This
      Note and, unless otherwise provided in any other Loan Document, the other Loan
      Documents shall be governed by and
      interpreted the
      laws
      of the state named in Bank's address on
      the
      first page hereof
      without
      regard to that state's conflict of laws principles. If the terms of this Note
      should conflict with the terms of any loan agreement or any commitment letter
      that survives closing, the terms of this Note shall control. Borrower's
      Accounts.
      Except
      as prohibited by law, Borrower grants Bank a security interest in all of
      Borrower's deposit accounts and investment property with Bank and any of its
      affiliates. Swap
      Agreements.
      All swap
      agreements (as defined in 11 U.S.C. § 101, as in effect from time to time), if
      any, between Borrower and Bank or its affiliates are independent agreements
      governed by the written provisions of said swap agreements, which will remain
      in
      full force and effect, unaffected by any repayment, prepayment, acceleration,
      reduction, increase or change in the terms of this Note, except as otherwise
      expressly provided in said written swap agreements, and any payoff statement
      from Bank relating to this Note shall not apply to said swap agreements except
      as otherwise expressly provided in such payoff statement. Jurisdiction.
      Borrower
      irrevocably agrees to non-exclusive personal jurisdiction in the
      state
      identified as the Jurisdiction above.  Severability.
      If any
      provision of this Note or of the other Loan Documents shall be prohibited or
      invalid under applicable law, such provision shall be ineffective but only
      to
      the extent of such prohibition or invalidity, without invalidating the remainder
      of such provision or the remaining provisions of this Note or other such
      document. Payments.
      All
      payments shall be mailed to Bank at Commercial Loan Services, P. O. Box 740502,
      Atlanta, GA 30374-0502; or other such address as provided by Bank in writing.
       Notices.
      Any
      notices to Borrower shall be sufficiently given, if in writing and mailed or
      delivered to the Borrower's address shown above or such other address as
      provided hereunder, and to Bank, if in writing and mailed or delivered to
Wachovia
      Bank, National Association, Mail Code VA7628, P. O. Box 13327, Roanoke, VA
      24040
      or Wachovia Bank, National Association, Mail Code VA7628, 10 South Jefferson
      Street, Roanoke, VA 24011
      or such
      other address as Bank may specify in writing from time to time. Notices
      to Bank must include the mail code. In
      the
      event that Borrower changes Borrower's address at any time prior to the date
      the
      Obligations are paid in full, Borrower agrees to promptly give written notice
      of
      said change of address by registered or certified mail, return receipt
      requested, all charges prepaid. Plural;
      Captions.
      All
      references in the Loan Documents to Borrower, guarantor, person, document or
      other nouns of reference mean both the singular and plural form, as the case
      may
      be, and the term "person" shall mean any individual, person or entity. The
      captions contained in the Loan Documents are inserted for convenience only
      and
      shall not affect the meaning or interpretation of the Loan Documents.
Advances.
      Bank
      may, in its sole discretion, make other advances which shall be deemed to be
      advances under
      this Note, even though the stated principal amount of this Note may be exceeded
      as a result thereof. Posting
      of Payments.
      All
      payments received during normal banking hours after 2:00 p.m. local time at
      the office of Bank first shown above shall be deemed received at the opening
      of
      the next banking day. Joint
      and Several Obligations. If
      there
      is more than one Borrower, each is jointly and severally obligated together
      with
      all other parties obligated for the Obligations.
      Fees
      and Taxes.
      Borrower
      shall promptly pay all documentary, intangible recordation and/or similar taxes
      on this transaction whether assessed at closing or arising from time to time.
      LIMITATION
      ON LIABILITY; WAIVER OF PUNITIVE DAMAGES. EACH
      OF
      THE PARTIES HERETO, INCLUDING BANK BY ACCEPTANCE HEREOF, AGREES THAT IN ANY
      JUDICIAL, MEDIATION OR ARBITRATION PROCEEDING OR ANY CLAIM OR CONTROVERSY
      BETWEEN OR AMONG THEM THAT MAY ARISE OUT OF OR BE IN ANY WAY CONNECTED WITH
      THIS
      AGREEMENT, THE LOAN DOCUMENTS OR ANY OTHER AGREEMENT OR DOCUMENT BETWEEN OR
      AMONG THEM OR THE OBLIGATIONS EVIDENCED HEREBY OR RELATED HERETO, IN NO EVENT
      SHALL ANY PARTY HAVE A REMEDY OF, OR BE LIABLE TO THE OTHER FOR, (1) INDIRECT,
      SPECIAL OR CONSEQUENTIAL DAMAGES OR (2) PUNITIVE OR EXEMPLARY DAMAGES. EACH
      OF
      THE PARTIES HEREBY EXPRESSLY WAIVES ANY RIGHT OR CLAIM TO PUNITIVE OR EXEMPLARY
      DAMAGES THEY MAY HAVE OR WHICH MAY ARISE IN THE FUTURE IN CONNECTION WITH ANY
      SUCH PROCEEDING, CLAIM OR CONTROVERSY, WHETHER THE SAME IS RESOLVED BY
      ARBITRATION, MEDIATION, JUDICIALLY OR OTHERWISE. Patriot
      Act Notice. To
      help
      fight the funding of terrorism and money laundering activities, Federal law
      requires all financial institutions to obtain, verify, and record information
      that identifies each person who opens an account. For purposes of this section,
      account shall be understood to include loan accounts. Final
      Agreement. This
      Note
      and the other Loan Documents represent the final agreement between the parties
      and may not be contradicted by evidence of prior, contemporaneous or subsequent
      agreements of the parties. There are no unwritten agreements between the
      parties.

    


    
      
         

      

      
         

        
          

        

      

      
         

      

    

    INDEMNITY.
      The
      Borrower hereby indemnifies and agrees to hold the Bank harmless from and
      against any and all losses, costs, expenses, penalties, damages and liabilities
      (including, without limitation, reasonable attorneys’ fees and costs) with
      respect to the Borrower’s failure to pay or any obligation to pay (whether now
      existing or hereafter accruing) any documentary stamp taxes, intangible taxes,
      recording taxes, and any penalties, late fees or charges related thereto, and
      any recording charges and fees related to this Note. This indemnity shall
      survive repayment of this Note.

    


    WAIVER
      OF JURY TRIAL.
      TO THE
      EXTENT PERMITTED BY APPLICABLE LAW, EACH OF BORROWER BY
      EXECUTION HEREOF AND BANK BY ACCEPTANCE HEREOF, KNOWINGLY, VOLUNTARILY AND
      INTENTIONALLY WAIVES ANY RIGHT EACH MAY HAVE TO A TRIAL BY JURY IN RESPECT
      OF
      ANY LITIGATION BASED ON, OR ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS
      NOTE, THE LOAN DOCUMENTS OR ANY AGREEMENT CONTEMPLATED TO BE EXECUTED IN
      CONNECTION WITH THIS NOTE,
      OR
      ANY COURSE OF CONDUCT, COURSE OF DEALING, STATEMENTS (WHETHER VERBAL OR WRITTEN)
      OR ACTIONS OF ANY PARTY WITH RESPECT HERETO. THIS PROVISION IS A MATERIAL
      INDUCEMENT TO BANK TO ACCEPT THIS NOTE. EACH
      OF
      THE PARTIES AGREES THAT THE TERMS HEREOF SHALL SUPERSEDE AND REPLACE ANY PRIOR
      AGREEMENT RELATED TO ARBITRATION OF DISPUTES BETWEEN THE PARTIES CONTAINED
      IN
      ANY LOAN DOCUMENT OR ANY OTHER DOCUMENT OR AGREEMENT HERETOFORE EXECUTED IN
      CONNECTION WITH, RELATED TO OR BEING REPLACED, SUPPLEMENTED, EXTENDED OR
      MODIFIED BY, THIS NOTE.

    


    
      
         

      

      
         

        
          

        

      

      
         

      

    

     

    IN
      WITNESS WHEREOF,
      Borrower, on the day and year first above written, has caused this Note to
      be
      duly executed under seal.

    


    Global
      Axcess Corp., a Nevada corporation

    Taxpayer
      Identification No. 88-0199674

    


    


    By:
      ____________________________________(SEAL)

    Michael
      J. Loiacono, Chief Financial Officer

    


    


    Nationwide
      Money Services, Inc., a Nevada corporation

    Taxpayer
      Identification No. 88-0310952

    


    


    By:
      ____________________________________(SEAL)

    Michael
      J. Loiacono, Chief Financial Officer

    


    EFT
      Integration, Inc., a Florida corporation

    Taxpayer
      Identification No. 59-3553645

    


    


    By:
      ____________________________________(SEAL)

    Michael
      J. Loiacono, Chief Financial Officer

    


    


    


    


    This
      Note
      constitutes a consolidation and renewal of that
      certain term Promissory Note dated October
      27, 2005, evidencing an original principal amount of $3,000,000.00 and that
      certain revolving line of credit Renewal Promissory Note dated June
      22,
      2005,
      evidencing
      an original principal amount of $500,000.00 (collectively,
      the “Original Notes”) which is executed only by the makers who were the original
      obligors under each of the Original Notes and with respect to the Original
      Notes
      constitutes a renewal note exempt from documentary stamp and intangible personal
      property taxes pursuant to Section 201.09 and Section 199.145, Florida Statutes,
      respectively.