Exhibit 33 a) [Aurora Loan Services logo] ******Certification Regarding Compliance with Applicable Servicing Criteria**1.Aurora Loan Services LLC ("Aurora"), a wholly-owned subsidiary of Lehman Brothers Bank FSB, is responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ended December 31, 2006 (the "Reporting Period"), as set forth in Appendix A hereto. The transactions covered by this report (these transactions collectively referred to as the "Master Servicing Platform") include asset-backed securities transactions for which Aurora acted as master servicer, registered on or after January 1, 2006, involving residential mortgage loans; 2.Aurora has not engaged vendors (the "Vendors") to perform significant activities pertaining to the applicable servicing criteria; 3.Except as set forth in paragraph 4 below, Aurora used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria; 4.The criteria listed in the column titled "Inapplicable Servicing Criteria" on Appendix A hereto are inapplicable to Aurora based on the activities it performs with respect to the Master Servicing Platform as of  December 31, 2006 and for the Reporting Period; 5.Aurora has complied, in all material respects, with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period****with respect to the Master Servicing Platform taken as a whole; 6.Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation report on Aurora's assessment of compliance with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period. March 13, 2007 Aurora Loan Services LLC By:  /s/: E. Todd Whittemore  Name: E. Todd Whittemore Title:   Executive Vice President 2 of 39 APPENDIX A **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by Vendor(s) for****which Aurora****is the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which Aurora is****NOT the****Responsible****Party********General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreement **X**************1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities. **************X****1******1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained. **************X****1******1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. **X****************Cash Collection and Administration******************1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days of receipt, or such other number of days specified in the transaction agreements. **X**************1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. **X**************1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. **************X****1******1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of  overcollateralization, are separately **X**************1Aurora did not perform the activity described in this criteria as of December 31, 2006 and for the Reporting Period.  No assessment of compliance, therefore, is necessary. 3 of 39 **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by Vendor(s) for****which Aurora****is the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which Aurora is****NOT the****Responsible****Party******maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. 1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of  240.13k-1(b)(1) of this chapter. **X**************1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. **************X****1******1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations: (A) Are mathematically accurate; (B) Are prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) Are reviewed and approved by someone other than the person who prepared the reconciliation; and (D) Contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. **X****************Investor Remittances and Reporting******************1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports: (A) Are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) Provide information calculated in accordance with the **X****2,3****************X****2******2For criterion 1122(d)(3)(i)(C), Aurora did not perform the activity described in this criterion as of December 31, 2006 and for the Reporting Period.  No assessment of compliance, therefore, is necessary.3Aurora is defining the "Investor" as the party to whom we report and remit under the applicable transaction agreement.4 of 39 **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by Vendor(s) for****which Aurora****is the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which Aurora is****NOT the****Responsible****Party******terms specified in the transaction agreements; (C) Are filed with the Commission as required by its rules and regulations; and (D) Agree with investors' or the trustee's records as to the total unpaid principal balance and number of pool assets serviced by the servicer. 1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. **X****3******************1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the servicer's investor records, or such other number of days specified in the transaction agreements. **X****3******************1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. **X****3********************Pool Asset Administration******************1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents. **************X**1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements. **************X**1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. **X**************1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the applicable servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. **************X**1122(d)(4)(v) The servicer's records regarding the pool assets agree with the servicer's records with respect to an obligor's unpaid principal balance. **************X**5 of 39 **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by Vendor(s) for****which Aurora****is the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which Aurora is****NOT the****Responsible****Party******1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. **************X****1******1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other  requirements established by the transaction agreements. **************X****1******1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). **************X**1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. **************X**1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) Such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) Interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) Such funds are returned to the obligor within 30 calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements. **************X**1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has **************X**6 of 39 **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by Vendor(s) for****which Aurora****is the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which Aurora is****NOT the****Responsible****Party******been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. 1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission. **************X**1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the servicer, or such other number of days specified in the transaction agreements. **************X**1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectable accounts are recognized and recorded in accordance with the transaction agreements. **X**************1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of this Regulation AB, is maintained as set forth in the transaction agreements. **************X**Exhibit 33 b) [Aurora Loan Services logo] **Certification Regarding Compliance with Applicable Servicing Criteria**1.   Aurora Loan Services LLC ("Aurora"), a wholly-owned subsidiary of Lehman Brothers Bank, FSB    is responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ended December 31, 2006 (the "Reporting Period"), as set forth in Appendix A hereto. The transactions covered by this report (these transactions collectively referred to as the "Servicing Platform") include asset-backed securities transactions for which Aurora acted as servicer, closed on or after January 1, 2006 not sponsored by government sponsored enterprises or Government National Mortgage Association, for which the asset type is mortgage loans that (i) are primarily categorized by the servicing designations of conventional prime', `conventional alt-a' and `subprime ' and (ii) do not receive the benefit of insurance by the Federal Housing Administration or guarantees from the United States Department of Veterans Affairs or the Rural Housing Service;  ****7 of 39 2.   Aurora has engaged certain vendors (the "Vendors") to perform specific, limited or scripted activities, and Aurora has elected to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors' activities as set forth in Appendix A hereto with the exception of certain Vendors that have provided their own reports on assessment of compliance with the applicable servicing criteria.  3.   Except as set forth in paragraph 4 below, Aurora used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria;  4.   The criteria listed in the column titled "Inapplicable Servicing Criteria" on Appendix A hereto are inapplicable to Aurora based on the activities it performs, directly or through its Vendors, with respect to the Servicing Platform, as of December 31, 2006 and for the Reporting Period;  5.   Aurora has complied, in all material respects, with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Servicing Platform taken as a whole;  6.   Aurora has not identified and is not aware of any material instance of noncompliance by the Vendors for which Aurora has elected to take responsibility for assessing compliance with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Servicing Platform taken as a whole.  7.   Aurora has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Servicing Platform taken as a whole; and  8.   Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation report on Aurora's assessment of compliance with the applicable servicing criteria for the Reporting Period.  March 13, 2007 Aurora Loan Services, LLC By: /s/ Terry Gentry Name: Terry Gentry Title: Managing Director, Loan Administration APPENDIX A **SERVICING CRITERIA****APPLICABLE  SERVICING CRITERIA****INAPPLICABLE SERVICING  CRITERIA****Reference****Criteria****Performed Directly by Aurora****Performed by Vendor(s) for which Aurora is the Responsible Party****Performed by subservicer(s) or vendor(s) for which Aurora is NOT the Responsible Party********General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of **X**************8 of 39 **SERVICING CRITERIA****APPLICABLE  SERVICING CRITERIA****INAPPLICABLE SERVICING  CRITERIA****Reference****Criteria****Performed Directly by Aurora****Performed by Vendor(s) for which Aurora is the Responsible Party****Performed by subservicer(s) or vendor(s) for which Aurora is NOT the Responsible Party******default in accordance with the transaction agreement 1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities. **X**************1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained. **************X**1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. **X****************Cash Collection and Administration******************1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days of receipt, or such other number of days specified in the transaction agreements. **X****X**********1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. **X**************1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. **X**************1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of  overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. **X**************1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of  240.13k-1(b)(1) of this chapter. **X**************9 of 39 **SERVICING CRITERIA****APPLICABLE  SERVICING CRITERIA****INAPPLICABLE SERVICING  CRITERIA****Reference****Criteria****Performed Directly by Aurora****Performed by Vendor(s) for which Aurora is the Responsible Party****Performed by subservicer(s) or vendor(s) for which Aurora is NOT the Responsible Party******1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. **X**************1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations: (A) Are mathematically accurate; (B) Are prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) Are reviewed and approved by someone other than the person who prepared the reconciliation; and (D) Contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. **X****************Investor Remittances and Reporting******************1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports: (A) Are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) Provide information calculated in accordance with the terms specified in the transaction agreements; (C) Are filed with the Commission as required by its rules and regulations; and (D) Agree with investors' or the trustee's records as to the total unpaid principal balance and number of pool assets serviced by the servicer. **X****4,5****************X****1******1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. **X****2******************4For criterion 1122(d)(3)(i)(C), Aurora did not perform the activity described in this criterion as of December 31, 2006 and for the Reporting Period.  No assessment of compliance, therefore, is necessary.5Aurora is defining the "Investor" as the party to whom we report and remit under the applicable transaction agreement.10 of 39 **SERVICING CRITERIA****APPLICABLE  SERVICING CRITERIA****INAPPLICABLE SERVICING  CRITERIA****Reference****Criteria****Performed Directly by Aurora****Performed by Vendor(s) for which Aurora is the Responsible Party****Performed by subservicer(s) or vendor(s) for which Aurora is NOT the Responsible Party******1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the servicer's investor records, or such other number of days specified in the transaction agreements. **X****2******************1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. **X****2********************Pool Asset Administration******************1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents. **X**************1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements. **X**************1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. **X**************1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the applicable servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. **X****X**********1122(d)(4)(v) The servicer's records regarding the pool assets agree with the servicer's records with respect to an obligor's unpaid principal balance. **X**************1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. **X**************1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other  requirements established by the transaction agreements. **X****X**********11 of 39 **SERVICING CRITERIA****APPLICABLE  SERVICING CRITERIA****INAPPLICABLE SERVICING  CRITERIA****Reference****Criteria****Performed Directly by Aurora****Performed by Vendor(s) for which Aurora is the Responsible Party****Performed by subservicer(s) or vendor(s) for which Aurora is NOT the Responsible Party******1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). **X**************1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. **X**************1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) Such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) Interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) Such funds are returned to the obligor within 30 calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements. **X**************1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. **X****X****X******1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission. **X****X****X******1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the servicer, or such other number of days specified in the transaction agreements. **X********X******12 of 39 **SERVICING CRITERIA****APPLICABLE  SERVICING CRITERIA****INAPPLICABLE SERVICING  CRITERIA****Reference****Criteria****Performed Directly by Aurora****Performed by Vendor(s) for which Aurora is the Responsible Party****Performed by subservicer(s) or vendor(s) for which Aurora is NOT the Responsible Party******1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectable accounts are recognized and recorded in accordance with the transaction agreements. **X**************1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of this Regulation AB, is maintained as set forth in the transaction agreements. **************X**Exhibit 33 c) [CLAYTON  logo] Certification Regarding Compliance with Applicable Servicing Criteria  1. Clayton Fixed Income Services Inc. ("CFIS") is responsible for assessing compliance with the servicing criteria   applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ending December 31, 2006 (the "Reporting Period"),. The transactions covered by this report include mortgage- backed securities transactions (each, a `Trust") for which CFIS acted as credit risk manager (the `Platform"), including; FFMLT 2006-FFB; SAIL 2006-2; SAIL 2006- 4; SAIL 2006-BNC1; SAIL 2006-BNC2; SASCO 2006-AM1; SASCO 2006-BC1; SASCO 2006-BC6; SASCO 2006-SI; SASCO 2006-S2; SASCO 2006-S3; SASCO 2006-S4; BNC 2006-2; and FFMLT 2006-FFA.  2.  The criteria listed in the column titled "Performed by CFIS" in Appendix A are those criteria applicable (in part) to the Platform under paragraph (d) of 1122 of Regulation AB and are those criteria for which this certification is required pursuant to the terms and conditions of the various trust agreements and or pooling and servicing agreements (the "Transaction Documents") through which CFIS was retained to act as credit risk manager;  3.  CFIS can only certify compliance with sub-parts (A) and (B) of the criteria set forth in 1122(d)(3)(i) because sub-parts (C) and (13) are not within the scope of services CFIS has been 13 of 39 retained to provide to the Trusts.  A. With respect to subparts (A) and (B) of 1122(d)(3)(i), management identified certain instances where component sections specified in the Transaction Documents were not included in a given month's credit risk manager report. These instances related to one of the following: (i) a loss analysis was not included; (ii) a mortgage insurance analysis was not included; or (iii) the standard default assumption (SDA) analytic was not included. In assessing the Platform, CEIS identified one instance where an SDA analytic should have been included but was not, in the January 2007 Credit Risk Manager Report for SASCO 2006-AM1 (which reports on the December 2006 distribution); management does not consider this to be a material instance of non-compliance with respect to the Platform as a whole. Management believes that items (i), (ii), and (iii) above occurred for the following reasons, respectively; (I) the relevant Trust had not incurred any losses as of the date of the report; (ii) the relevant Trust did not have a mortgage insurance policy or there had been no mortgage insurance activity as of the date of the report; and (iii) there was insufficient or statistically insignificant data available to generate the applicable analytic component.  B.  With respect to subpart (C) of 11 22(d)(3)(i), CFIS is not required to file its reports with Securities Exchange Commission; per the Transaction Documents, the CFIS reports are to be included in the monthly filing responsibility for filing with the Commission rests  *Certificate of Compliance -- Regulation AB  Clayton Fixed Income Services; March 2007*[CLAYTON  logo] with a party other than CFIS. Accordingly, the certification contained herein with respect to the Platform applies only to CFIS delivering its reports to the applicable third party responsible for including CFIS' reports with the Commission in accordance with the Commission's rules and regulations.  C.  With respect to subpart (D) of 1122(d)(3)(i), CFIS is not responsible under the Transaction Documents for ensuring that its reports "agree with investors' or the trustee's records as to the total unpaid principal balance and number of pool assets serviced by the Servicer." CFIS' role (in part) in the transactions in which it is retained is to provide oversight functions with respect to the servicers in such transactions and to identify issues in the areas of collateral reporting. In connection with such role, CFIS would report on discrepancies it identifies between the balance and number of pool assets as reported by the various transaction fiduciaries.  4.  Those criteria listed in the column "Inapplicable Servicing Criteria" on Appendix A hereto are inapplicable to CFIS based on the activities it performs with respect to the Platform;  14 of 39 5.  Subject to the foregoing, CFIS has complied, in all material respects, with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole;  6.  Hein & Associates, a registered public accounting firm, has issued an attestation report on CFIS' assessment of compliance with the applicable servicing criteria for the Reporting Period. Such report is attached hereto.  [Remainder of page intentionally left blank]  *******Certificate of Compliance-Regulation AB  Clayton Fixed Income Services; March 2007*[CLAYTON  logo] ****March 15, 2007  ****Clayton Fixed Income Services, Inc By: /s/: Kevin J. Kanouff Name: Kevin J. Kanouff  Title:****President  15 of 39 *Certificate of Compliance-Regulation AB Clayton Fixed Income Services; March 2007*[CLAYTON  logo] Regulation AB  Section  Reference Criteria Performed  by  CFIS INAPPLICABLE  SERVICING  CRITERIA General Servicing Considerations .  1122(d)(1)(i)  Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.  X  1122(d)(1)(ii)  If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities.  x  1122(d)(1)(iii)  Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.  X  1122(d)(1)(iv)  A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.  X  Cash Collection and Administration 1122(d)(2)(i)  Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. X  1122(d)(2)(ii)  Disbursements made via wire transfer on behalf of an obligor or to and investor are made only by authorized personnel X  1l22(d)(2)(iii)  Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are x  16 of 39 made, reviewed and approved as specified in the transaction agreements. 1122(d)(2)(iv)  The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcolleraterlization, are separately maintained, (e.g., with respect to commingling of cash) as set forth in the transaction agreements. X  1122(d)(2)(v)  Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements.  For purposes of this criterion, "federally insured depository institution" with respect to foreign financial institution means a foreign financial institution that meets the requirements of rule 13k-1(b)(1) of the Securities Exchange Act. X  1122(d)(2)(vi)  Unissued checks are safeguarded so as to prevent unauthorized access.  X  1122(d)(2)(vii)  Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts.  These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contained explanations for reconciling items.  These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. X  *Certificate of Compliance-Regulation AB Clayton Fixed Income Services; March 2007*[CLAYTON  logo] Regulations AB Section Reference Criteria Performed  by  CFIS INAPPLICABLE  SERVICING CRITERIA Investor Remittances and Reporting ********1122(d)(3)(i)  Reports to investors, including those to be filed with the Commis sion, are maintained in accordance with the transaction agreements and applicable Commission requirements.  Specifically, such reports (A) are prepared in accordance with timeframes in other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and number of pool assets serviced by the Servicer. X  1122(d)(3)(ii)  Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreements.   X  17 of 39 1122(d)(3)(iii)  Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified n the transactions agreements. X  1122(d)(3)(iv)  Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payments, or custodial bank statements.  X  Pool Asset Administration 1122(d)(4)(i)  Collateral or security on pool assets is maintained as required by the transaction agreements or related mortgage loans documents.  X  1122(d)(4)(ii)  Pool assets and related documents are safeguarded as required by the transaction agreements.  x  1122(d)(4)(iii)  Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. X  1122(d)(4)(iv)  Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) is accordance with the related pool asset documents. X  1122(d)(4)(v)  The Servicer's records regarding the pool assets agree with the Servicer's records with respect to an obligor's unpaid principal balance. X  1122(d)(4)(vi)  Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or reagings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. X  1122(d)(4)(vii)  Loss mitigation or recovery sections (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable are  initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. X  *Certificate of Compliance-Regulation AB Clayton Fixed Income Services; March 2007*[CLAYTON  logo] Regulation AB  Section  Reference Criteria Performed  by  CFIS INAPPLICABLE  SERVICING  CRITERIA 18 of 39 ********1122(d)(4)(viii)  Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements.  Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).   X  1122(d)(4)(ix)****Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. X  1122(d)(4)(x)  Regarding any funds held in trust for an obligor (such as escrow accounts):  (A) such funds are analyzed, in accordance with the obligor's pool asset documents, on at least on annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor  within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. X  1122(d)(4)(xi)  Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in transaction agreements.   X  1122(d)(4)(xii)  Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omissions. x  1122(d)(4)(xiii)  Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the Servicer, or such other number of days specified in the transaction agreements.   X  1122(d)(4)(xiv)  Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. X  1122(d)(4)(xv)  Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 or Regulation AB, or maintained as set forth in the transaction agreements. X  19 of 39 *Certificate of Compliance-Regulation AB Clayton Fixed Income Services; March 2007*Exhibit 33 d) **REPORT ON ASSESSMENT OF COMPLIANCE******First American Real Estate Solutions of Texas, L.P. (an indirect subsidiary of The First American Corporation, and the "Asserting Party") is responsible for assessing compliance as of December 31, 2006, and for the period from January 1, 2006 through December 31, 2006 (the "Reporting Period") with the servicing criteria set forth in Title 17, Sections 229.1122(d)(l)(iv), (d)(2)(v), (d)(2)(vi), (d)(2)(vii), (d)(4)(xi), (d)(4)(xii) and (d)(4)(xiii) of the Code of Federal Regulations (the "CFR") applicable to the Asserting Party (the "Applicable Servicing Criteria"). The transactions covered by this report include all loans for residential mortgage loan outsourcing customers for which the Asserting Party served as the residential tax service provider (the "Platform").  The Asserting Party has assessed its compliance with the Applicable Servicing Criteria  for the Reporting Period and has concluded that, except as set forth herein below, the  Asserting Party has complied, m all material respects, with the Applicable Servicing  Criteria as of December 31, 2006, and for the Reporting Period with respect to the  Platform taken as a whole.  The Asserting Party assessed its compliance with the Applicable Servicing Criteria for the Reporting Period and has identified a material instance of noncompliance with the servicing criterion sot forth in Section 229.1 122(d)(2)(vii)(E) of the CFR with respect to the Platform. Specifically, the Asserting Party did not prepare reconciliations for all asset-backed securities related bank accounts within 30 calendar days afler the bank statement cut-off date or such number of days specified in the transaction agreements. PricewaterhouseCoopers LLP, an independent registered public accounting firm, has issued an attestation report on the assessment of compliance with the Applicable Servicing Criteria as of December 31, 2006, and for the Reporting Period as set forth in this assertion.  FIRST AMERICAN REAL ESTATE SOLUTIONS OF TEXAS, L.P.  By:  First American Real Estate Solutions LLC  General Partner  /s/  Lucy A. Przybyla Lucy A. Przybyla Senior Vice President  February 28, 2007 Exhibit 33 e) **GMAC Mortgage****Management's Assertion Concerning Compliance****With Regulation AR Item 1122 Servicing Criteria**March 6, 2007  GMAC Mortgage, LLC (the "Company") has responsibility for assessing compliance to Regulation AB Item 1122(d) Servicing Criteria for the GMACM Private Platform (the "Platform"). As of, and for the 20 of 39 period ending December 31, 2006, the Company has used the applicable 1122(d) servicing criteria listed below for assessing compliance:  -1122(d)(1),(i),(ii)(iv); 1122(d)(2)(i),(ii),(iii),(v),(vi),(vii); 1122(d)(3)(iii),(iv);   1122(d)(4)(iii),(iv),(v),(vi),(vii),(viii),(ix),(x).(xi),(xii),(xiii),(xiv),(xv)  The following servicing criteria are not applicable to the Company:  -1122(d)(1)(iii); 1122 (d)(2)(iv); 1122 (d)(3)(i),(ii); 1122(d){4)(i),(ii)  The Company has engaged certain vendors (the "Vendors") to perform specific and limited, or scripted activities, and the Company elects to take responsibility for assessing compliance with the servicing criteria applicable to the Vendors set forth below:  -1122(d)(2)(i) 1122(d)(4)(iv)  -A vendor posts cash receipts received via lockbox submission to the Company's lockbox clearing account. -1122(d (4) (xi), (xiii)**-A vendor provides certain information to the Company to assist the Company in making tax and insurance payments on behalf of certain obligors. The Company has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole. The Company has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole. The Company has complied, in all material respects, with the applicable servicing criteria above as of and for the period ending December 31, 2006 for the asset-backed transactions listed in Appendix A taken as a whole (such transactions, collectively, the "GMACM Private Platform"). An independent registered public accounting firm has issued an attestation report on the Company's assessment of compliance with the applicable servicing criteria as of, and for the period ending December 31, 2006.   /s/: Anthony Renzi Anthony N. Renzi  Executive Vice President  GMAC Mortgage, LLC  21 of 39 **Appendix A**Security SACO 06-1  SACO 06-12  SACO 06-8  2006-5 SACO 06-10  SACO 06-6  SACO 06-7  SACO 06-9  SACO 06-9  GPMF2006AR6  GPMF2006AR7  GPMF2006AR8  22 of 39 2006-ARS1  LMT 2006-7  LXS 06-l8N  2006-B  BAFC 06-5  HBVW 06-S81  GSMPS0rp1  GSR 2006-2F  GSR 2006-AR1  GSR 2006-4F  MSM 06-10SL  MSM 06-14SL.  GPMF2006AR4  GPMF2006AR5  LXS2006-12N  LXS2006-GP4  2006-3H  2006-GEL3  LMT 2006-2  SAIL 2006-2  2006-4N  2006-GP1  2006-GP2 2006-GP3  LXS 06-10N NAAC2006S1  NAAC2006S2  2006-GEL4  2006-RF2 2006-S1 LXS 06-10N  LXS 06-12N  LXS 2006-7  LXS 2006-8  LXS 2006-11 LXS 2006-13  2006-1  MALT 2006-1  MALT 2006-3  MASD 2006-1  2006-HE1 CSMC 2006-1 CSMC 2006-8  CSMC 2006-9  LUM 2006-4 LUM 2006-5  23 of 39 MARM 06OA2  MARP 06-2  MIT 2006-1  MSM 06-1AR MSM 06-9AR  MSM06-13ARX  MSM06-15XS   MSM06-16AX  MSMO6-17XS  SASCO 06BC2  BAFC 06-1  BAFC 06-2  BAFC 06-4  GSR 2006-3F  MASTR 06-1  MASTR 06-3  MASD 2006-2  ACE2006-SL 1  ACE2006-SL4 MASD 2006-2  MASD 2006-3  BAYVW2006-D  BSABS06SD2  BSALTA 06-I  BSALTA 06-3  BSALTA 06-4  BSALTA 06-5  BSALTA 06-8  BSARM2006-2 DBALT06AB1   DBALT06AB2  DBALT06AB3  DBALT06AB4  DBALT06AF1  DBALT06AR1  DBALT06AR2  DBALT06AR3  DBALT06AR5  DBALT06AR6  DBALT06OA1  HBRVW 06-10  HBRVW 06-8  HBRVW 06-8  PRIME06-CL1  24 of 39 SACO 06-11 SAIL 2006-3  2006-AR3 2006-AR4  2006-S5 ARMT 2006-2 GSR2006-AR2  HBVW2006-13 HBVW2006- 14  MARP 06-1 NHELI 06AF1  Exhibit 33 f) **LaSalle Bank N.A.**135 South LaSalle Street Suite 1625 Chicago, IL  60603 **********Global Securities and Trust  Services********Management's Assertion on Compliance with Item 1122 Criteria**LaSalle Bank National Association (the "Asserting Party") is responsible for assessing its  compliance with the applicable servicing criteria set forth in Item 1122(d) of Regulation  AB (17 C.F.R, 229.1122(d)) as indicated on Exhibit A annexed hereto entitled "1122 Servicing Criteria to be Addressed in Assessment of Compliance" (the "Servicing Criteria"). The Asserting Party has assessed the effectiveness of its compliance with the applicable Servicing Criteria as of December 31, 2006, and for the period of January 1, 2006 through December 31, 2006 (the "Reporting Period"). In making this assessment, the Asserting Party used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB. Based on such assessment, the Asserting Party believes that, as of December 31, 2006 and for the Reporting Period, it has complied in all material respects with the servicing criteria set forth in Item 1122(d) of Regulation AB for the servicing activities it performs in the asset-backed securities transactions detailed on Exhibit B. For servicing criteria 1122(d)(3)(i)(A) and (B), this assertion covers only the information on the report to investors that is required by the respective transaction agreements. Ernst and Young, an independent registered public accounting firm, has issued an attestation report with respect to the Asserting Party's assessment of compliance with the Servicing Criteria as of December 31, 2006 and for the Reporting Period. The asset-backed securities transactions to which this assertion and the attestation report relate are listed on Exhibit B. 25 of 39 LaSalle Bank National Association By: /s/  Barbara L. Marik Name: Barbara L. Marik  Title:   First Vice President Date:   February 28, 2007 26 of 39 **Exhibit A********1122 Servicing Criteria****to be addressed in an Assessment of Compliance****Reg AB****Reference****Servicing Criteria****Servicing****Criteria****Applicable to LaSalle Bank****National****Association****General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. X 1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities.  X 1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.  1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.  X **Cash Collection and Administration**1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.  X 1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.  X 1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.  X 1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.  X 1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.  X 1122(d)(2)(vi)  Unissued checks are safeguarded so as to prevent unauthorized access.  X 1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain X 27 of 39 explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.  **Investor Remittances and Reporting**1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the indenture trustee's records as to the total unpaid principal balance and number of Pool Assets serviced by the related Servicer.  X 1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.  X 1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the related Servicer's investor records, or such other number of days specified in the transaction agreements.  X 1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.  X **Pool Asset Administration**1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.  X 1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements  X 1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.  X 1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the related Servicer's obligor records maintained no more than two business days after receipt, or such other numb er of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.  1122(d)(4)(v) The related Servicer's records regarding the pool assets agree with the related Servicer's records with respect to an obligor's unpaid principal balance.  1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re -agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.  1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.  1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for 28 of 39 example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).  1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.  1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.  1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.  1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the related Servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission.  1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the servicer, or such other number of days specified in the transaction agreements.  1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.  1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.  X **EXHIBIT B****2006 Transactions************************Non-Specific Transactions****Nominal Trustee Transactions****Custodian Only Transactions****Paying****Agent Only****Transaction****s**ACE Series 2006-GP1 Bear Stearns Series 2006-PWR11     Basic Asset Backed 2006-1 Washington Mutual Series 2006-AR2 Banc of America Comm. Mtge Series 2006-2 Bear Stearns Series 2006-PWR12 Credit Suisse AB Series 2006-1 Washington Mutual Series 2006-AR6 Banc of America Comm. Mtge Series 2006-5 Bear Stearns Series 2006-PWR13 Credit Suisse AB Series 2006-2 Washington Mutual Series 2006-AR7 Bear Stearns Series 2006-AQ1 Bear Stearns Series 2006-PWR14 Credit Suisse AB Series 2006-3 Washington Mutual Series 2006-AR8 Bear Stearns Series 2006-EC1 Bear Stearns Series 2006-TOP22     Credit Suisse AB Series 2006-4 Washington Mutual Series 2006-AR9 Bear Stearns Series 2006-EC2 Bear Stearns Series 2006-TOP24 Credit Suisse ARMT Series 2006-1 Washington Mutual Series 2006-AR10 Bear Stearns Series 2006-HE1 GSAA Home Equity Trust 2006-14 Credit Suisse ARMT Series 2006-2 Washington Mutual Series 2006-AR11 Bear Stearns Series 2006-HE2 GSAMP Series 2006-HE3 Credit Suisse ARMT Series 2006-3 Washington Mutual Series 2006-AR12 Bear Stearns Series 2006-HE3 GSAMP Series 2006-HE4 Credit Suisse HEMT Series 2006-1 Washington Mutual Series 2006-AR13 Bear Stearns Series 2006-HE4 GSAMP Series 2006-HE5 Credit Suisse HEMT Series 2006-2 Washington Mutual Series 2006-AR14 Bear Stearns Series 2006-HE5 GSAMP Series 2006-HE6 Credit Suisse HEMT Series 2006-3 Washington Mutual Series 2006-AR15 Bear Stearns Series 2006-HE6 GSAMP Series 2006-HE7 Credit Suisse HEMT Series 2006-4 Washington Mutual Series 2006-AR16 Bear Stearns Series 2006-HE7 GSAMP Series 2006-HE8 Credit Suisse HEMT Series 2006-5 Washington Mutual Series 2006-AR17 Bear Stearns Series 2006-HE8 JP Morgan Series 2006-LDP9     Credit Suisse HEMT Series 2006-6 Washington Mutual Series 2006-AR18 Bear Stearns Series 2006-HE9 Morgan Stanley Series 2006-TOP21     Credit Suisse Series 2006-1 Washington Mutual Series 2006-AR19 Bear Stearns Series 2006-HE10 Morgan Stanley Series 2006-TOP23 Credit Suisse Series 2006-2 Washington Mutual Series 2006-HE1 Bear Stearns Series 2006-PC1 Morgan Stanley Capital I Series 2006-HQ10 Credit Suisse Series 2006-3 Washington Mutual Series 2006-HE2 Bear Stearns ABS Series 2006-1 Morgan Stanley Mtg Loan Trust Series 2006-16ARX     Credit Suisse Series 2006-4 Washington Mutual Series 2006-HE3 Bear Stearns Mortgage Funding Series 2006-SL1 Morgan Stanley Mtg Loan Trust Series 2006-1AR Credit Suisse Series 2006-5 Washington Mutual Series 2006-HE4 Bear Stearns Mortgage Funding Series 2006-SL2 Morgan Stanley Mtg Loan Trust Series 2006-3AR Credit Suisse Series 2006-6 Washington Mutual Series 2006-HE5 Bear Stearns Mortgage Funding Series 2006-SL3 Morgan Stanley Mtg Loan Trust Series 2006-5AR Credit Suisse Series 2006-7 Washington Mutual WMALT 2006-AR1 Bear Stearns Mortgage Funding Series 2006-SL4 Morgan Stanley Mtg Loan Trust Series 2006-6AR Credit Suisse Series 2006-8 Washington Mutual WMALT 2006-AR2 Bear Stearns Mortgage Funding Series 2006-SL5 Morgan Stanley Mtg Loan Trust Series 2006-8AR Credit Suisse Series 2006-9 Washington Mutual WMALT 2006-AR3 Bear Stearns Mortgage Funding Series 2006-SL6 Morgan Stanley Mtg Loan Trust Series 2006-9AR Credit Suisse HEAT Series 2006-1 Washington Mutual WMALT 2006-AR4 C-BASS Series 2006-CB7 Morgan Stanley Mtg Loan Trust Series 2006-2 Credit Suisse HEAT Series 2006-3 Washington Mutual WMALT 2006-A R5 C-BASS Series 2006-CB9 Morgan Stanley Mtg Loan Trust Series 2006-7 Credit Suisse HEAT Series 2006-4 Washington Mutual WMALT 2006-AR6 Citigroup Commercial Mortgage Trust Series 2006-C4 Morgan Stanley Mtg Loan Trust Series 2006-11 Credit Suisse HEAT Series 2006-5 Washington Mutual WMALT 2006-AR7 Citigroup Commercial Mortgage Trust Series 2006-C5 Morgan Stanley Mtg Loan Trust Series 2006-12XS Credit Suisse HEAT Series 2006-6 Washington Mutual WMALT 2006-AR8 CD 2006-CD3 Mortgage Trust Morgan Stanley Mtg Loan Trust Series 2006-13ARX Credit Suisse HEAT Series 2006-7 Washington Mutual WMALT 2006-AR9 COMM Series 2006-C8 Morgan Stanley Mtg Loan Trust Series 2006-15XS Credit Suisse HEAT Series 2006-8 Washington Mutual WMALT 2006-AR10 CSFB Commercial Mtg. Trust Series 2006-C4 Morgan Stanley Mtg Loan Trust Series 2006-17XS Lehman Mortgage Trust Series 2006-1 Washington Mutual WMALT 2006-1 First Franklin MLT Series 2006-FF18 Thornburg Mtg Securities Trust Series 2006-1    Lehman Mortgage Trust Series 2006-4 Washington Mutual WMALT 2006-2 Greenwich Capital Series 2006-GG7 Thornburg Mtg Securities Trust Series 2006-2 Lehman Mortgage Trust Series 2006-5 Washington Mutual WMALT 2006-3 GE Capital Comm Mtg. Corp. Series 2006-C1 Thornburg Mtg Securities Trust Series 2006-3 Lehman Mortgage Trust Series 2006-6 Washington Mutual WMALT 2006-4 JP Morgan Series 2006-CIBC14 Thornburg Mtg Securities Trust Series 2006-4 Lehman Mortgage Trust Series 2006-7 Washington Mutual WMALT 2006-5 JP Morgan Series 2006-CIBC15 Thornburg Mtg Securities Trust Series 2006-5 Lehman Mortgage Trust Series 2006-8 Washington Mutual WMALT 2006-6 JP Morgan Series 2006-CIBC17 Thornburg Mtg Securities Trust Series 2006-6 Lehman Mortgage Trust Series 2006-9 Washington Mutual WMALT 2006-7 JP Morgan Series 2006-LDP7 ZUNI Trust Series 2006-OA1 Lehman XS Trust Series 2006-1 Washington Mutual WMALT 2006-8 JP Morgan Series 2006-LDP8 Lehman XS Trust Series 2006-3 Washington Mutual WMALT 2006-9 **Non-Specific Transactions****Nominal Trustee Transactions****Custodian Only Transactions****Paying****Agent Only****Transaction****s**Lehman XS Trust Series 2006-8 Lehman XS Trust Series 2006-5 Lehman XS Trust Series 2006-11 Lehman XS Trust Series 2006-7 Lehman XS Trust Series 2006-15 Lehman XS Trust Series 2006-9 Lehman XS Trust Series 2006-19 Lehman XS Trust Series 2006-10N Lehman XS Trust Series 2006-20 Lehman XS Trust Series 2006-12 Lehman Mortgage Trust Series 2006-2 Lehman XS Trust Series 2006-13 LB-UBS Comm. Mtge. Trust Series 2006-C1 Lehman XS Trust Series 2006-17 LB-UBS Comm. Mtge. Trust Series 2006-C3 Morgan Stanley Series 2006-HE1 LB-UBS Comm. Mtge. Trust Series 2006-C4 Morgan Stanley Series 2006-HE2 LB-UBS Comm. Mtge. Trust Series 2006-C6 Morgan Stanley Series 2006-HE3 LB-UBS Comm. Mtge. Trust Series 2006-C7 Morgan Stanley Series 2006-HE4 Merrill Lynch Series 2006-MLN1 Morgan Stanley Series 2006-HE5 Merrill Lynch Series 2006-OPT1 Morgan Stanley Series 2006-HE6 Merrill Lynch Series 2006-WMC2 Morgan Stanley Series 2006-HE7 Merrill Lynch Series 2006-FF1 Morgan Stanley Series 2006-HE8 Merrill Lynch Countrywide Series 2006-1 Morgan Stanley HEL Series 2006-1 Merrill Lynch Countrywide Series 2006-2 NYMC Series 2006 Merrill Lynch Countrywide Series 2006-3 SAIL 2006-1 Merrill Lynch Countrywide Series 2006-4 SAIL 2006-2 Merrill Lynch Series 2006-AHL1 SAIL 2006-3 Merrill Lynch Series 2006-AR1 SAIL 2006-4 Merrill Lynch Series 2006-FM1 SARM 2006-1 Merrill Lynch Series 2006-HE2 SARM 2006-2 Merrill Lynch Series 2006-HE3 SARM 2006-3 Merrill Lynch Series 2006-HE4 SARM 2006-4 Merrill Lynch Series 2006-SARM 2006-5 HE5 Merrill Lynch Series 2006-HE6 SARM 2006-6 Merrill Lynch Series 2006-RM1 SARM 2006-7 Merrill Lynch Series 2006-RM2 SARM 2006-8 Merrill Lynch Series 2006-RM3 SARM 2006-9 Merrill Lynch Series 2006-RM4 SARM 2006-10 Merrill Lynch Series 2006-RM5 SARM 2006-11 Merrill Lynch Series 2006-SD1 SARM 2006-12 Merrill Lynch Series 2006-SL1 SASCO 2006-BC1 Merrill Lynch Series 2006-SL2 SASCO 2006-BC2 Merrill Lynch Series 2006-C1 SASCO 2006-BC3 Merrill Lynch Series 2006-C2 SASCO 2006-BC4 Morgan Stanley Capital I Series 2006-HQ8 SASCO 2006-BC5 Morgan Stanley Capital I Series 2006-HQ9 SASCO 2006-BC6 Morgan Stanley Capital I Series 2006-IQ11 SASCO 2006-S1 Morgan Stanley Capital I Series 2006-IQ12 SASCO 2006-S2 Morgan Stanley Mtg Loan Trust Series 2006-4SL SASCO 2006-S3 Morgan Stanley Mtg Loan Trust Series 2006-10SL SASCO 2006-S4 Morgan Stanley Mtg Loan Trust Series 2006-14SL Sequoia Alternative Loan Trust Series 2006-1 OWNIT Mortgage Loan Trust Series 2006-3 OWNIT Mortgage Loan Trust Series 2006-4 **Non-Specific Transactions****Nominal Trustee Transactions****Custodian Only Transactions****Paying****Agent Only****Transaction****s**OWNIT Mortgage Loan Trust Series 2006-5 OWNIT Mortgage Loan Trust Series 2006-6 OWNIT Mortgage Loan Trust Series 2006-7 SACO I Trust Series 2006-1 SACO I Trust Series 2006-2 SACO I Trust Series 2006-3 SACO I Trust Series 2006-4 SACO I Trust Series 2006-5 SACO I Trust Series 2006-6 SACO I Trust Series 2006-7 SACO I Trust Series 2006-8 SACO I Trust Series 2006-9 SACO I Trust Series 2006-10 SACO I Trust Series 2006-12 SATURNS Series 2006-1 SATURNS Series 2006-2 TILES Series 2006-1 Wachovia Bank CMT Series 2006-C24 Exhibit 33 g) **ASSESSMENT OF COMPLIANCE WITH APPLICABLE SERVICING CRITERIA**Newport Management Corporation (the Asserting Party) provides this assessment of compliance with respect to its performance of functions for the Applicable Servicing Criteria, as specified in Item 1122(d) of Regulation AB promulgated by the Securities and Exchange Commission, in regards to the loans selected in the Servicing Platform for the following Period:  Servicing Platform: Pools of loans, underlying publicly-issued residential mortgage-backed securities that were issued on or after January 1, 2006 by Aurora Loan Services, LLC ("Servicer"), on which escrow payments were disbursed in 2006, specifically Item 1 122(d)(4)(xi), only as it relates to the `Applicable Servicing Criteria" described below, and as disclosed by the Servicer to the Asserting Party (collectively, "Eligible Loans', as identified in Schedule A). Period: As of and for the year ended Decemb er 31, 2006.  Applicable Servicing Criteria: the servicing criteria which applies to the functions performed by the Asserting Party is set forth in Section 229.1122(d)(4)(xi) ("Applicable Servicing Criteria"). With respect to the Applicable Servicing Criteria, the Asserting Party performs the following limited functions:  1. Processes the obligor's hazard insurance information it receives and provides the Servicer with the applicable hazard insurance effective date, payment amount, and payee (collectively, `insurance Information");  2. Provides the Insurance Information to the Servicer no later than 5 days prior to the applicable expiration date as indicated in the Insurance Information.  3. Disburses escrowed insurance payments to insurance carriers on or before the applicable expiration date.  With respect to the Servicing Platform, and with respect to the Period, the Asserting Party provides the following assessment of its compliance in respect of the Applicable Servicing Criteria (as defined above):  1. The Asserting Party is responsible for assessing its compliance with respect to the functions it performs for the Applicable Servicing Criteria.  2. The Asserting Party has assessed its compliance with respect to the functions it performs for the Applicable Servicing Criteria.  3. Other than as identified on Schedule B hereto, as of and for the Period, the Asserting Party was in material compliance with respect to the functions it performs for the Applicable Servicing Criteria.  KPMG, LLP, an independent registered public accounting firm, has issued an attestation report with respect to the Asserting Party's foregoing assessment of compliance. NEWPORT MANAGEMENT CORPORATION By:     /s/ Mark A. McElroy           Mark A. McElroy Its: Executive Vice President  Dated: February 28, 2007  SCHEDULE A Exhibit maintained at the office of the depositor. SCHEDULE B MATERIAL INSTANCES OF NONCOMPLIANCE No material instances of noncompliance:  Newport Management Corporation has complied, in all material respects, with the aforementioned criterion as of and for the year ended December 31, 2006. Exhibit 33 h) Management's Assertion Report on Compliance with Applicable Servicing Criteria Pursuant to Item 1122 of Regulation AB under the Securities Exchange Act of 1934 U.S. Bank National Association ("U.S. Bank") as a party participating in the servicing function for the following transactions: **U.S. Bank Corporate Trust Asset Backed Securities Platform(1)******hereby provides the following report on its assessment of compliance with the servicing criteria set forth in Item 1122 of Regulation AB applicable to it and as described on Exhibit A hereto: 1.  U.S. Bank is responsible for assessing its compliance with the servicing criteria applicable to it as noted on the accompanying Exhibit A; 2.  U.S. Bank used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess its compliance with the applicable servicing criteria ; 3.  U.S. Bank's assessment of its compliance with the applicable servic ing criteria is as of and for the period beginning on January 1, 2006 and ending December 31, 2006, the end of the fiscal year covered by the Form 10-K report. U.S. Bank's participation in the servicing function complied in all material respects with the applicable servicing criteria . 4.  Ernst & Young, a registered public accounting firm, has issued an attestation report on U.S. Bank's assessment of compliance with the applicable servicing criteria as of and for the period beginning on January 1, 2006 and ending December 31, 2006, the end of the fiscal year covered by the Form 10-K report. U.S. BANK NATIONAL ASSOCIATION /s/ Bryan R. Calder Name: Bryan R. Calder Title: Executive Vice President Date: February 26, 2007 (1) The U.S. Bank Corporate Trust ABS Platform (the "Platform") consists of the activities involved in the performance of servicing functions for (i) publicly issued asset-backed and mortgage-backed transactions the securities of which were offered on or after January 1, 2006 and (ii) certain asset-backed transactions offered prior to January 1, 2006 for which the Issuer has voluntarily elected to make Regulation AB compliant filings under the Securities Exchange Act of 1934, as amended. The Platform does not include transactions comprised of the repackaging of corporate debt and/or other agency securities. ******EXHIBIT A to Management's Assertion****Reg AB****Servicing Criteria****Reference General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. 1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities. 1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained. Not Applicable 1122(d)(1)(iv) A fidelity bond and errors and omis sions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. **Cash Collection and Administration**1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. 1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. 1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. 1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. 1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. 1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. 1122(d)(2)(vii)  Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. **Investor Remittances and Reporting**1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer. 1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. 1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. 1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. **Pool Asset Administration**1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents. 1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements 1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. 1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. Not Applicable 1122(d)(4)(v) The Servicer's records regarding the pool assets agree with the Servicer's records with respect to an obligor's unpaid principal balance. Not Applicable 1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. Not Applicable 1122(d)(4)(vii)  Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. Not Applicable 1122(d)(4)(viii)  Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets  including, for example, phone calls, letters and payment rescheduling plans in cases  where delinquency is deemed temporary (e.g., illness or unemployment). Not Applicable 1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. Not Applicable 1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. Not Applicable 1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. Not Applicable 1122(d)(4)(xii)  Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission. Not Applicable 1122(d)(4)(xiii)  Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the servicer, or such other number of days specified in the transaction agreements. Not Applicable 1122(d)(4)(xiv)  Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. Not Applicable 1122(d)(4)(xv)  Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.