**CitiMortgage, Inc.**

**Management        Assessment of Compliance with Applicable Servicing        Criteria**

| 1. | CitiMortgage,                  Inc (the “Servicer”) is responsible for assessing compliance with the                  servicing criteria applicable to it under paragraph (d) of Item                  1122 of                  Regulation AB, as set forth in Exhibit A hereto, in connection                  with the                  servicing of first lien residential mortgage loans (other than                  loans held                  for its own portfolio) for which the Servicer performs a particular                  servicing function pursuant to a servicing agreement with a third                  party,                  utilizing the Mortgageserv system (the “Platform”) as of and for the                  period from August 1, 2006 through December 31, 2006**;** |
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| 2. | The                  Servicer has engaged certain vendors (the “Vendors”) to perform specific,                  limited or scripted activities as of and for the period from August                  1,                  2006 through December 31, 2006. As set forth in Exhibit A hereto,                  the                  Servicer’s management has determined that these Vendors are not considered                  a “servicer” as defined in Item 1101(j) of Regulation AB, and the                  Servicer’s management has elected to take responsibility for assessing                  compliance with the servicing criteria applicable to each Vendor                  as                  permitted by Interpretation 17.06 of the SEC Division of Corporation                  Finance Manual of Publicly Available Telephone Interpretations                  (Interpretation 17.06). As permitted by Interpretation 17.06, management                  has asserted that it has policies and procedures in place designed                  to                  provide reasonable assurance that the Vendors’ activities comply in all                  material respects with the servicing criteria applicable to each                  Vendor.                  The Servicer’s management is solely responsible for determining that it                  meets the SEC requirements to apply Interpretation 17.06 for the                  Vendors                  and related criteria; |
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| 3. | Except                  as set forth in paragraph 4 below, the Servicer used the criteria                  set                  forth in paragraph (d) of Item 1122 of Regulation AB to assess                  the                  compliance with the applicable servicing criteria as of and for                  the period                  from August 1, 2006 through December 31,                  2006; |
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| 4. | The                  criteria listed as Inapplicable Servicing Criteria on Exhibit A                  hereto are                  inapplicable to the Servicer based on the activities it performs                  with                  respect to asset-backed securities transactions involving the                  Platform; |
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| 5. | The                  Servicer has complied, in all material respects, with the applicable                  servicing criteria as of and for the period from August 1, 2006                  through                  December 31, 2006; |
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| 6. | The                  Servicer has not identified and is not aware of any material instance                  of                  noncompliance by the Vendors with the applicable servicing criteria                  as of                  and for the period from August 1, 2006 through December 31,                  2006; |
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| 7. | The                  Servicer has not identified any material deficiency in its policies                  and                  procedures to monitor the compliance by the Vendors with the applicable                  servicing criteria for the period from August 1, 2006 through December                  31,                  2006; and |
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| 8. | KPMG                  LLP, a registered public accounting firm, has issued an attestation                  report                  on the Servicer’s assessment of compliance with the applicable servicing                  criteria as of and for the period from August 1, 2006 through December                  31,                  2006. |
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| **SERVICING                  CRITERIA**                                                                                                                                                                                                          | **APPLICABLE****SERVICING                  CRITERIA**                                                                                                                                                                                                                                                                                                                                    | **INAPPLICABLE****SERVICING****CRITERIA****1** ** ** |
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| **Reference**                                                                                                                                                                                                                                    | **Criteria**                                                                                                                                                                                                                                                                                                                                                                             | **Performed                  Directly****by****Servicer****2** | **Performed                  by****Vendor(s)                  for which Servicer is Responsible Party****3** |   |
| **                                                General Servicing Considerations**       |
| 1122(d)(1)(i)                                                                                                                                                                                                                                    | Policies                  and procedures are instituted to monitor any performance or other                  triggers                  and events of default in accordance with the transaction                  agreements.                                                                                                                                                             | **X**                                                          |   |   |
| 1122(d)(1)(ii)                                                                                                                                                                                                                                   | If                  any material servicing activities are outsourced to third parties,                  policies and procedures are instituted to monitor the third party’s                  performance and compliance with such servicing activities.                                                                                                                            |  **X**                                                    |   |   |
| 1122(d)(1)(iii)                                                                                                                                                                                                                                  | Any                  requirements in the transaction agreements to maintain a back-up                  servicer                  for the mortgage loans are maintained.                                                                                                                                                                                                                  |                                                           |   | **X** |
| 1122(d)(1)(iv)                                                                                                                                                                                                                                   | A                  fidelity bond and errors and omissions policy is in effect on the                  party                  participating in the servicing function throughout the reporting                  period in                  the amount of coverage required by and otherwise in accordance                  with the                  terms of the transaction agreements. |  **X**                                                    |   |   |
| **                            Cash                  Collection and                  Administration** |

| 1122(d)(2)(i)   | Payments                    on mortgage loans are deposited into the appropriate custodial                    bank                    accounts and related bank clearing accounts no more than two                    business days                    following receipt, or such other number of days specified in                    the                    transaction agreements.                                                                                                                                                                                  | **X**i   | **X**ii |   |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------|---------|--------|
| 1122(d)(2)(ii)  | Disbursements                    made via wire transfer on behalf of an obligor or to an investor                    are made                    only by authorized personnel.                                                                                                                                                                                                                                                                                                                                                                                         | **X**iii |         |   |
| 1122(d)(2)(iii) | Advances                    of funds or guarantees regarding collections, cash flows or distributions,                    and any interest or other fees charged for such advances, are                    made,                    reviewed and approved as specified in the transaction                    agreements.                                                                                                                                                                                                                                               | **X**    |    |   |
| 1122(d)(2)(iv)  | The                    related accounts for the transaction, such as cash reserve accounts                    or                    accounts established as a form of overcollateralization, are                    separately                    maintained (e.g., with respect to commingling of cash) as set                    forth in the                    transaction agreements.                                                                                                                                                                             |     |         | **X**  |
| 1122(d)(2)(v)   | Each                    custodial account is maintained at a federally insured depository                    institution as set forth in the transaction agreements. For purposes                    of                    this criterion, “federally insured depository institution” with respect to                    a foreign financial institution means a foreign financial institution                    that                    meets the requirements of Rule 13k-1(b)(1) of the Securities                    Exchange                    Act. | **X**    |    |   |

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| **SERVICING                  CRITERIA** | **APPLICABLE****SERVICING                  CRITERIA** | **INAPPLICABLE****SERVICING****CRITERIA****1** ** ** |
|-----------------------------------------|-------------------------------------------------------|----------------------------------------------------------------|
| **Reference**                           | **Criteria**                                          | **Performed                  Directly****by****Servicer****2** | **Performed                  by****Vendor(s)                  for which Servicer is Responsible Party****3** |   |

| 1122(d)(2)(vi)                                                                                                                                                                                                                                 | Unissued                  checks are safeguarded so as to prevent unauthorized                  access.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |  **X**             |      |   |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------|-----------|--------|
| 1122(d)(2)(vii)                                                                                                                                                                                                                                | Reconciliations                  are prepared on a monthly basis for all asset-backed securities                  related                  bank accounts, including custodial accounts and related bank clearing                  accounts. These reconciliations are (A) mathematically accurate;                  (B)                  prepared within 30 calendar days after the bank statement cutoff                  date, or                  such other number of days specified in the transaction agreements;                  (C)                  reviewed and approved by someone other than the person who prepared                  the                  reconciliation; and (D) contain explanations for reconciling items.                  These                  reconciling items are resolved within 90 calendar days of their                  original                  identification, or such other number of days specified in the transaction                  agreements. | **X**                   |      |   |
| **                            Investor                  Remittances and Reporting**                |
| 1122(d)(3)(i)                                                                                                                                                                                                                                  | Reports                  to investors, including those to be filed with the Commission,                  are                  maintained in accordance with the transaction agreements and applicable                  Commission requirements. Specifically, such reports (A) are prepared                  in                  accordance with timeframes and other terms set forth in the transaction                  agreements; (B) provide information calculated in accordance with                  the                  terms specified in the transaction agreements; (C) are filed with                  the                  Commission as required by its rules and regulations; and (D) agree                  with                  investors’ or the trustee’s records as to the total unpaid principal                  balance and number of mortgage loans serviced by the                  Servicer.                                                                 |    **X** |      |   |
| 1122(d)(3)(ii)                                                                                                                                                                                                                                 | Amounts                  due to investors are allocated and remitted in accordance with                  timeframes,                  distribution priority and other terms set forth in the transaction                  agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |  **X**             |      |   |
| 1122(d)(3)(iii)                                                                                                                                                                                                                                | Disbursements                  made to an investor are posted within two business days to the                  Servicer’s                  investor records, or such other number of days specified in the                  transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |  **X**             |      |   |
| 1122(d)(3)(iv)                                                                                                                                                                                                                                 | Amounts                  remitted to investors per the investor reports agree with cancelled                  checks, or other form of payment, or custodial bank                  statements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |  **X**             |      |   |
| **                                Pool                  Asset Administration** |
| 1122(d)(4)(i)                                                                                                                                                                                                                                  | Collateral                  or security on mortgage loans is maintained as required by the                  transaction                  agreements or related mortgage loan documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | **X**iv                 | **X**v    |   |
| 1122(d)(4)(ii)                                                                                                                                                                                                                                 | Mortgage                  loan and related documents are safeguarded as required by the transaction                  agreements                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |                    | **X**vi   |   |
| 1122(d)(4)(iii)                                                                                                                                                                                                                                | Any                  additions, removals or substitutions to the asset pool are made,                  reviewed                  and approved in accordance with any conditions or requirements                  in the                  transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | **X**                   |      |   |
| 1122(d)(4)(iv)                                                                                                                                                                                                                                 | Payments                  on mortgage loans, including any payoffs, made in accordance with                  the                  related mortgage loan documents are posted to the Servicer’s obligor                  records maintained no more than two business days after receipt,                  or such                  other number of days specified in the transaction agreements, and                  allocated to principal, interest or other items (e.g., escrow)                  in                  accordance with the related mortgage loan documents.                                                                                                                                                                                                                                                                                                                                                                                                                  | **X**vii                | **X**viii |   |
| 1122(d)(4)(v)                                                                                                                                                                                                                                  | The                  Servicer’s records regarding the mortgage loans agree with the Servicer’s                  records with respect to an obligor’s unpaid principal                  balance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | **X**                   |      |   |

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| **SERVICING                  CRITERIA** | **APPLICABLE****SERVICING                  CRITERIA** | **INAPPLICABLE****SERVICING****CRITERIA****1** ** ** |
|-----------------------------------------|-------------------------------------------------------|----------------------------------------------------------------|
| **Reference**                           | **Criteria**                                          | **Performed                  Directly****by****Servicer****2** | **Performed                  by****Vendor(s)                  for which Servicer is Responsible Party****3** |   |

| 1122(d)(4)(vi)   | Changes                  with respect to the terms or status of an obligor's mortgage loans                  (e.g.,                  loan modifications or re-agings) are made, reviewed and approved                  by                  authorized personnel in accordance with the transaction agreements                  and                  related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | **X**  |   |   |
|------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|--------|
| 1122(d)(4)(vii)  | Loss                  mitigation or recovery actions (e.g., forbearance plans, modifications                  and                  deeds in lieu of foreclosure, foreclosures and repossessions, as                  applicable) are initiated, conducted and concluded in accordance                  with the                  timeframes or other requirements established by the transaction                  agreements.                                                                                                                                                                                                                                                                                                                                                                                                                      | **X**  |   |   |
| 1122(d)(4)(viii) | Records                  documenting collection efforts are maintained during the period                  a mortgage                  loan is delinquent in accordance with the transaction agreements.                  Such                  records are maintained on at least a monthly basis, or such other                  period                  specified in the transaction agreements, and describe the entity’s                  activities in monitoring delinquent mortgage loans including, for                  example,                  phone calls, letters and payment rescheduling plans in cases where                  delinquency is deemed temporary (e.g., illness or                  unemployment).                                                                                                             | **X**  |   |   |
| 1122(d)(4)(ix)   | Adjustments                  to interest rates or rates of return for mortgage loans with variable                  rates are computed based on the related mortgage loan                  documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |   | **X**  |
| 1122(d)(4)(x)    | Regarding                  any funds held in trust for an obligor (such as escrow accounts):                  (A) such                  funds are analyzed, in accordance with the obligor’s mortgage loan                  documents, on at least an annual basis, or such other period specified                  in                  the transaction agreements; (B) interest on such funds is paid,                  or                  credited, to obligors in accordance with applicable mortgage loan                  documents and state laws; and (C) such funds are returned to the                  obligor                  within 30 calendar days of full repayment of the related mortgage                  loans,                  or such other number of days specified in the transaction                  agreements. |   |   | **X**  |
| 1122(d)(4)(xi)   | Payments                  made on behalf of an obligor (such as tax or insurance payments)                  are made                  on or before the related penalty or expiration dates, as indicated                  on the                  appropriate bills or notices for such payments, provided that such                  support                  has been received by the servicer at least 30 calendar days prior                  to these                  dates, or such other number of days specified in the transaction                  agreements.                                                                                                                                                                                                                                                                          |   |   | **X**  |
| 1122(d)(4)(xii)  | Any                  late payment penalties in connection with any payment to be made                  on behalf                  of an obligor are paid from the Servicer’s funds and not charged to the                  obligor, unless the late payment was due to the obligor’s error or                  omission.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |   | **X**  |
| 1122(d)(4)(xiii) | Disbursements                  made on behalf of an obligor are posted within two business days                  to the                  obligor’s records maintained by the Servicer, or such other number of days                  specified in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |   | **X**  |
| 1122(d)(4)(xiv)  | Delinquencies,                  charge-offs and uncollectible accounts are recognized and recorded                  in                  accordance with the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | **X**  |   |   |
| 1122(d)(4)(xv)   | Any                  external enhancement or other support, identified in Item 1114(a)(1)                  through (3) or Item 1115 of Regulation AB, is maintained as set                  forth in                  the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | **X**  |   |   |

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**Footnotes              to Exhibit A Servicing Criteria**