EX-33(a)




COUNTRYWIDE
      HOME LOANS


2900
      Madera Road


Simi
      Valley, California 93065-6298






ASSESSMENT
      OF COMPLIANCE WTH APPLICABLE SERVICING CRITERIA




Countrywide
      Financial Corporation and certain of its subsidiaries, including its direct
      and
      indirect wholly-owned subsidiaries, Countrywide Home Loans, Inc (CHL),
      Countrywide Tax Services Corporation, Newport Management Corporation, and
      Countrywide Home Loans Servicing L.P., a wholly-owned subsidiary of CHL
      (collectively the “Company” provides this platform-assessment, for which
      Countrywide Financial Corporation and such subsidiaries participated in
      servicing functions, as such term is described under Title17, Section 229.1122
      of the Code of Federal Regulations (“Item 1122 of Regulation AB”), of compliance
      in respect of the following Applicable Servicing Criteria specified in Item
      1122(d) of Regulation AB promulgated by the Securities and Exchange Commission
      in regard to the following servicing platform for the following
      period:




Platform: publicly-issued
      (i.e., registered with the Securities and Exchange Commission pursuant to The
      Securities Act of 1933, as amended) residential mortgage-backed securities
      (securities collateralized by residential mortgage loans, including prime,
      alternative loan products, sub-prime, HELOC and closed seconds) issued on or
      after January 1, 2006 for which the Company provides cash collection and
      administration, investor remittances and reporting (except for those activities
      relating to trustee and paying agent services), and pool asset administration
      (except for those activities relating to custodial operations of pool assets
      and
      related documents), collectively “Servicing Functions” and for which the related
      issuer has a fiscal year end of December 31, 2006. The platform excludes any
      transactions issued by any government sponsored enterprise for which the Company
      provides Servicing Functions.




Period: as of
      and for the year ended December 31, 2006.




Applicable
      Servicing Criteria: all
      servicing criteria set forth in Item 1122(d), to the extent required in the
      related agreements, except for the following paragraphs: 1122(d)(1)(iii),
      1122(d)(3)(i)(B}, only as it relates to information other than that contained
      in
      the monthly remittance report delivered by the servicer to the master servicer,
      trustee, and/or bond administrator, 1122(d)(3)(i)(D), only as it relates to
      the
      agreeing with investors records as to the total unpaid principal balance and
      number of pool assets serviced by the servicer, 1122(d)(3)(ii), only as it
      relates to amounts other than amounts remitted by the servicer to the master
      servicer, trustee, and/or bond administrator, 1122(d)(3)(iii), 1122(d)(3)(iv),
      1122(d)(4)(i) and 1122(d)(4)(ii), only as 1122(d)(4)(i) and 1122(d)(4)(ii)
      relate to the custodial operations of the pool assets and related documents
      (collateral file) by the document custodian responsible for such functions
      for
      the related transaction, and 1122(d)(4)(xv), only as it relates to Item 1115
      of
      Regulation AB (derivative transactions).




With
      respect to the Platform and the Period, the Company provides the following
      assessment of compliance in respect of the Applicable Serving
      Criteria:




1.
      The
      Company is responsible for assessing its compliance with the Applicable
      Servicing Criteria.




2.
      The
      Company has assessed compliance with the Applicable Servicing
      Criteria.




3.
      Other
      than as identified on Schedule
      A, as
      of and
      for the Period, the Company was in material compliance with the Applicable
      Servicing Critera.




KPMG
      LLP,
      an independent registered public accounting firm, has issued an attestation
      report with respect to the Company’s foregoing assessment of
      compliance.






COUNTRYWIDE
      FINANCIAL CORPORATION




By:
      /s/
      Steve Bailey


Its:
      Senior Managing Director and Chief Executive Officer,


Loan
      Administration




Dated:
      February 28, 2007









By:
      /s/
      Kevin Meyers


Its:
      Managing Director and Chief Financial Officer,


Countrywide
      Home Loans, Inc. Loan Administration




Dated:
      February 28, 2007












Schedule
      A









Material
      Instances of Noncompliance




No
      material instances of noncompliance: the Company has complied, in all material
      respects, with applicable servicing criteria as of and for the year ended
      December 31, 2006.