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|   | Delaware                                                                |   | 20-0842986                                     |   |
|--------|-------------------------------------------------------------------------|--------|------------------------------------------------|--------|
|   | (State      or other jurisdiction ofincorporation      or organization) |   | (I.R.S.      Employer Identification      No.) |   |

|   | o      Yes |   | x No |
|--------|------------|--------|-----------|

|   | o      Yes |   | x      No |
|--------|------------|--------|-----------|

|   | x      Yes |   | o      No |
|--------|------------|--------|-----------|

| Large      accelerated filer o | Accelerated      filer o |  Non-accelerated      filer x |
|--------------------------------|--------------------------|------------------------------------|

| Exhibit      Number | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|---------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 1.0                 | Terms      Agreement to the Underwriting Agreement, dated as of February 28, 2006,      between Bear, Stearns & Co., Inc. as Underwriter and Bear Stearns      Asset Backed Securities I LLC as Depositor. (As previously filed on Form      8-K filed on March 15, 2006 and is hereby incorporated by reference into      this report on Form 10-K)(1)                                                                                                                                                             |
| 3.1                 | Amended      and Restated Trust Agreement, dated as of February 28, 2006, among Bear      Stearns Asset Backed Securities I LLC, as Depositor, Wilmington Trust      Company, as Owner Trustee and LaSalle Bank National Association, as      Securities Administrator. (As previously filed on Form 8-K filed on March      15, 2006 and is hereby incorporated by reference into this report on Form      10-K)(1)                                                                                                    |
| 4.1                 | Indenture,      dated as of February 28, 2006, among SACO I Trust 2006-1, as Issuing      Entity, LaSalle Bank National Association, as Securities Administrator and      Citibank, N.A., as Indenture Trustee. (As previously filed on Form 8-K      filed on March 15, 2006 and is hereby incorporated by reference into this      report on Form 10-K)(1)                                                                                                                                                            |
| 31                  | Sarbanes-Oxley      Certification(2)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
| 33(a)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, LaSalle Bank National Association, as Master Servicer(1)                                                                                                                                                                                                                                                                                                                                                              |
| 33(b)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, EMC Mortgage Corporation, as Company(1)                                                                                                                                                                                                                                                                                                                                                                               |
| 33(c)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, LaSalle Bank National Association, as Securities Administrator      and Custodian(1)                                                                                                                                                                                                                                                                                                                                  |
| 33(d)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, GMAC Mortgage, LLC, servicing function participant(1)                                                                                                                                                                                                                                                                                                                                                                 |
| 33(e)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, LandAmerica Tax and Flood Services, Inc., as servicing      function participant(1)                                                                                                                                                                                                                                                                                                                                   |
| 33(f)               | Restated      report on assessment of compliance with servicing criteria for      asset-backed securities, Assurant, Inc., as servicing function      participant(2)                                                                                                                                                                                                                                                                                                                                                    |
| 33(g)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, GMAC Bank, as servicing function participant(1)                                                                                                                                                                                                                                                                                                                                                                       |
| 34(a)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, LaSalle Bank National Association, as Master      Servicer(1)                                                                                                                                                                                                                                                                                                                                             |
| 34(b)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, EMC Mortgage Corporation, as Company(1)                                                                                                                                                                                                                                                                                                                                                                   |
| 34(c)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, LaSalle Bank National Association,      Securities Administrator and Custodian(1)                                                                                                                                                                                                                                                                                                                    |
| 34(d)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, GMAC Mortgage, LLC, servicing function      participant(1)                                                                                                                                                                                                                                                                                                                                                |
| 34(e)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, LandAmerica Tax and Flood Services, Inc., as      servicing function participant(1)                                                                                                                                                                                                                                                                                                                       |
| 34(f)               | Restated      attestation report on assessment of compliance with servicing criteria for      asset-backed securities, Assurant, Inc., as servicing function      participant(2)                                                                                                                                                                                                                                                                                                                                        |
| 34(g)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, GMAC Bank, as servicing function participant(1)                                                                                                                                                                                                                                                                                                                                                           |
| 35(a)               | Servicer      compliance statement, LaSalle Bank National Association, as Master      Servicer(1)                                                                                                                                                                                                                                                                                                                                                                                                                       |
| 35(b)               | Servicer      compliance statement, EMC Mortgage Corporation, as Company(1)                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| 35(c)               | Servicer      compliance statement, LaSalle Bank National Association, Securities      Administrator(1)                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 35(d)               | Servicer      compliance statement, GMAC Mortgage, LLC, servicing function      participant(1)                                                                                                                                                                                                                                                                                                                                                                                                                          |
| 99.1                | Sale      and Servicing Agreement, dated as of February 28, 2006, among Bear Stearns      Asset Backed Securities I LLC, as Depositor, SACO I Trust 2006-1, as      Issuing Entity, Citibank, N.A., as Indenture Trustee, LaSalle Bank      National Association, as Master Servicer and Securities Administrator and      EMC Mortgage Corporation as Seller and Company. (As previously filed on      Form 8-K filed on March 15, 2006 and is hereby incorporated by reference      into this report on Form 10-K)(1) |
| 99.2                | Administration      Agreement, dated as of February 28, 2006, among SACO I Trust 2006-1, as      Issuing Entity, LaSalle Bank National Association, as Securities      Administrator, Wilmington Trust Company, as Owner Trustee and Bear Stearns      Asset Backed Securities I LLC, as Depositor. (As previously filed on Form      8-K filed on March 15, 2006 and is hereby incorporated by reference into      this report on Form 10-K)(1)                                                                        |
| 99.3                | Form      10-K Annual Report filed by XL Capital Ltd. on March 1, 2007 incorporated      by reference.(1)                                                                                                                                                                                                                                                                                                                                                                                                               |

| (b)      The exhibits required to be filed by Registrant pursuant to Item 601 of      Regulation S-K are listed above and in the Exhibit Index that immediately      follows the signature page hereof. |                                                                                                                       |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------|
|  (31)      Rule 13a-14(d)/15d-14(d) Certifications.                                                                                                                                                |                                                                                                                       |   |
|  (33)      Reports on assessment of compliance with servicing criteria for      asset-backed securities:                                                                                           |                                                                                                                       |   |
|  1.                                                                                                                                                                                                | LaSalle      Bank National Association, as Master Servicer(1)                                                              |   |   |
| 2.                                                                                                                                                                                                      | EMC      Mortgage Corporation, as Company(1)                                                                               |   |   |
| 3.                                                                                                                                                                                                      | LaSalle      Bank National Association, as Securities Administrator and      Custodian(1)                        |   |   |
| 4.                                                                                                                                                                                                      | GMAC      Mortgage, LLC, as servicing function participant(1)                                                              |   |   |
| 5.                                                                                                                                                                                                      | LandAmerica      Tax and Flood Services, Inc., as servicing function participant(1)                                        |   |   |
| 6.                                                                                                                                                                                                      | Restated      report on assessment of compliance for Assurant, Inc., as servicing      function participant(2)             |   |   |
| 7.                                                                                                                                                                                                      | GMAC      Bank, as servicing function participant(1)                                                                       |   |   |
|  (34)      Attestation reports on assessment of compliance with servicing criteria      for asset-backed securities:                                                                               |
| 1.                                                                                                                                                                                                      | LaSalle      Bank National Association, as Master Servicer(1)                                                              |
| 2.                                                                                                                                                                                                      | EMC      Mortgage Corporation, as Company(1)                                                                               |
| 3.                                                                                                                                                                                                      | LaSalle      Bank National Association, as Securities Administrator and      Custodian(1)                        |
| 4.                                                                                                                                                                                                      | GMAC      Mortgage, LLC, as servicing function participant(1)                                                              |
| 5.                                                                                                                                                                                                      | LandAmerica      Tax and Flood Services, Inc., as servicing function participant(1)                                        |
| 6.                                                                                                                                                                                                      | Restated      attestation report on assessment of compliance for Assurant, Inc., as      servicing function participant(2) |
| 7.                                                                                                                                                                                                      | GMAC      Bank, as servicing function participant(1)                                                                       |
| (35)      Servicer Compliance Statements:                                                                                                                                                               |
| 1.                                                                                                                                                                                                      | LaSalle      Bank National Association, as Master Servicer(1)                                                              |
| 2.                                                                                                                                                                                                      | EMC      Mortgage Corporation, as Company(1)                                                                               |
| 3.                                                                                                                                                                                                      | LaSalle      Bank National Association, as Securities Administrator and      Custodian(1)                        |
| 4.                                                                                                                                                                                                      | GMAC      Mortgage, LLC, as servicing function participant(1)                                                              |

----

----

|                     | LaSalle      Bank National Association, as Master Servicer |
|--------------------------|------------------------------------------------------------|
|                     |                                                       |
|  July      22, 2008 | /s/      Andrew Leszczynski                                |
|                     | By: Andrew      Leszczynski                           |
|                     | Title: First      Vice President                      |

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| Exhibit      Number | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|---------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 1.0                 | Terms      Agreement to the Underwriting Agreement, dated as of February 28, 2006,      between Bear, Stearns & Co., Inc. as Underwriter and Bear Stearns      Asset Backed Securities I LLC as Depositor. (As previously filed on Form      8-K filed on March 15, 2006 and is hereby incorporated by reference into      this report on Form 10-K)(1)                                                                                                                                                             |
| 3.1                 | Amended      and Restated Trust Agreement, dated as of February 28, 2006, among Bear      Stearns Asset Backed Securities I LLC, as Depositor, Wilmington Trust      Company, as Owner Trustee and LaSalle Bank National Association, as      Securities Administrator. (As previously filed on Form 8-K filed on March      15, 2006 and is hereby incorporated by reference into this report on Form      10-K)(1)                                                                                                    |
| 4.1                 | Indenture,      dated as of February 28, 2006, among SACO I Trust 2006-1, as Issuing      Entity, LaSalle Bank National Association, as Securities Administrator and      Citibank, N.A., as Indenture Trustee. (As previously filed on Form 8-K      filed on March 15, 2006 and is hereby incorporated by reference into this      report on Form 10-K)(1)                                                                                                                                                            |
| 31                  | Sarbanes-Oxley      Certification(2)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
| 33(a)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, LaSalle Bank National Association, as Master Servicer(1)                                                                                                                                                                                                                                                                                                                                                              |
| 33(b)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, EMC Mortgage Corporation, as Company(1)                                                                                                                                                                                                                                                                                                                                                                               |
| 33(c)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, LaSalle Bank National Association, as Securities Administrator      and Custodian(1)                                                                                                                                                                                                                                                                                                                                  |
| 33(d)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, GMAC Mortgage, LLC, servicing function participant(1)                                                                                                                                                                                                                                                                                                                                                                 |
| 33(e)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, LandAmerica Tax and Flood Services, Inc., as servicing      function participant(1)                                                                                                                                                                                                                                                                                                                                   |
| 33(f)               | Restated      report on assessment of compliance with servicing criteria for      asset-backed securities, Assurant, Inc., as servicing function      participant(2)                                                                                                                                                                                                                                                                                                                                                    |
| 33(g)               | Report      on assessment of compliance with servicing criteria for asset-backed      securities, GMAC Bank, as servicing function participant(1)                                                                                                                                                                                                                                                                                                                                                                       |
| 34(a)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, LaSalle Bank National Association, as Master      Servicer(1)                                                                                                                                                                                                                                                                                                                                             |
| 34(b)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, EMC Mortgage Corporation, as Company(1)                                                                                                                                                                                                                                                                                                                                                                   |
| 34(c)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, LaSalle Bank National Association,      Securities Administrator and Custodian(1)                                                                                                                                                                                                                                                                                                                    |
| 34(d)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, GMAC Mortgage, LLC, servicing function      participant(1)                                                                                                                                                                                                                                                                                                                                                |
| 34(e)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, LandAmerica Tax and Flood Services, Inc., as      servicing function participant(1)                                                                                                                                                                                                                                                                                                                       |
| 34(f)               | Restated      attestation report on assessment of compliance with servicing criteria for      asset-backed securities, Assurant, Inc., as servicing function      participant(2)                                                                                                                                                                                                                                                                                                                                        |
| 34(g)               | Attestation      report on assessment of compliance with servicing criteria for      asset-backed securities, GMAC Bank, as servicing function participant(1)                                                                                                                                                                                                                                                                                                                                                           |
| 35(a)               | Servicer      compliance statement, LaSalle Bank National Association, as Master      Servicer(1)                                                                                                                                                                                                                                                                                                                                                                                                                       |
| 35(b)               | Servicer      compliance statement, EMC Mortgage Corporation, as Company(1)                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| 35(c)               | Servicer      compliance statement, LaSalle Bank National Association, Securities      Administrator(1)                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 35(d)               | Servicer      compliance statement, GMAC Mortgage, LLC, servicing function      participant(1)                                                                                                                                                                                                                                                                                                                                                                                                                          |
| 99.1                | Sale      and Servicing Agreement, dated as of February 28, 2006, among Bear Stearns      Asset Backed Securities I LLC, as Depositor, SACO I Trust 2006-1, as      Issuing Entity, Citibank, N.A., as Indenture Trustee, LaSalle Bank      National Association, as Master Servicer and Securities Administrator and      EMC Mortgage Corporation as Seller and Company. (As previously filed on      Form 8-K filed on March 15, 2006 and is hereby incorporated by reference      into this report on Form 10-K)(1) |
| 99.2                | Administration      Agreement, dated as of February 28, 2006, among SACO I Trust 2006-1, as      Issuing Entity, LaSalle Bank National Association, as Securities      Administrator, Wilmington Trust Company, as Owner Trustee and Bear Stearns      Asset Backed Securities I LLC, as Depositor. (As previously filed on Form      8-K filed on March 15, 2006 and is hereby incorporated by reference into      this report on Form 10-K)(1)                                                                        |
| 99.3                | Form      10-K Annual Report filed by XL Capital Ltd. on March 1, 2007 incorporated      by reference.(1)                                                                                                                                                                                                                                                                                                                                                                                                               |

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