Exhibit 4.12 


FBL FINANCIAL GROUP, INC.


OFFER TO EXCHANGE


$100,000,000 PRINCIPAL AMOUNT OF ITS 5.875% SENIOR
NOTES DUE 2017 WHICH HAVE BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, FOR
ANY AND ALL 5.875% SENIOR NOTES DUE 2017.


[                      ],
2007


To
Brokers, Dealers, Commercial Banks,


Trust Companies and Other Nominees:


We are enclosing herewith an offer by FBL Financial
Group, Inc., an Iowa corporation (the “Company”), to exchange the Company’s
new 5.875% Senior Notes Due 2017 (the “Exchange Notes”) which have been
registered under the Securities Act of 1933, as amended (the “Securities Act”),
for any and all of the Company’s outstanding 5.875% Senior Notes Due 2017 (the “Original
Notes”), upon the terms and subject to the conditions set forth in the accompanying
Prospectus dated
[                  ],
2007 (as the same is amended and supplemented from time to time, the “Prospectus”),
and related Letter of Transmittal (which together with the Prospectus
constitutes the “Exchange Offer”).


The Exchange Offer provides a procedure for holders to
tender the Original Notes by means of guaranteed delivery.


The Exchange Offer will expire at 5:00 p.m., New
York City time, on
[                     ],
2007, unless extended (the “Expiration Date”). Tendered Original Notes may be
withdrawn at any time prior to 5:00 p.m., Chicago time, on the Expiration
Date, if such Original Notes have not previously been accepted for exchange
pursuant to the Exchange Offer.


Based on an interpretation by the staff of the
Division of Corporation Finance of the Securities and Exchange Commission (the “SEC”)
as set forth in certain interpretive letters addressed to third parties in
other transactions, Exchange Notes issued pursuant to the Exchange Offer in
exchange for Original Notes may be offered for resale, resold and otherwise
transferred by a holder thereof (other than a holder that is an “affiliate” of
the Company within the meaning of Rule 405 under the Securities Act or a “broker”
or “dealer” registered under the Securities Exchange Act of 1934, as amended
(the “Exchange Act”)), without compliance with the registration and prospectus
delivery provisions of the Securities Act, provided that such Exchange Notes
are acquired in the ordinary course of such holder’s business and such holder
is not engaging, does not intend to engage, and has no arrangement or
understanding with any person to participate, in the distribution of such
Exchange Notes. See “Shearman & Sterling,” SEC No-Action Letter
(available July 2, 1993), “Morgan Stanley & Co., Inc.,” SEC
No-Action Letter (available June 5, 1991), and “Exxon Capital Holding
Corporation,” SEC No-Action Letter (available May 13, 1988).


Accordingly, each broker-dealer that received Exchange
Notes for its own account pursuant to the Exchange Offer must acknowledge that
it will deliver a Prospectus in connection with any resale of those Exchange
Notes.


The Exchange Offer is not conditioned on any minimum
aggregate principal amount of Original Notes being tendered. Original Notes may
be tendered by each holder in a minimum aggregate principal amount of $1,000
and integral multiples of $1,000 in excess thereof.


Notwithstanding any other provisions of the Exchange
Offer, or any extension of the Exchange Offer, the Company will not be required
to accept for exchange, or to exchange any Exchange Notes for any Original
Notes and may terminate the Exchange Offer (whether or not any Original Notes
have been 













accepted for exchange) or
may waive any conditions to or amend the Exchange Offer, if any of the
conditions described in the Prospectus under “The Exchange Offer—Conditions to
the Exchange Offer” have occurred or exist or have not been satisfied.


For your
information and for your forwarding to your clients for whom you hold Original
Notes registered in your name or in the name of your nominee, we are enclosing
the following documents:


1.                A Prospectus dated
[                  ],
2007 relating to the Exchange Offer.


2.                A Letter of Transmittal
for your use and for the information of your clients.


3.                A printed form of
letter which may be sent to your clients for whose accounts you hold Original
Notes registered in your name or in the name of your nominee, with space
provided for obtaining such clients’ instructions with regard to the Exchange
Offer.


4.                Guidelines
for Certification of Taxpayer Identification Number on Substitute Form W-9
of the Internal Revenue Service (included in the Letter of Transmittal after
the instructions thereto).


WE URGE YOU TO CONTACT YOUR CLIENTS AS PROMPTLY AS
POSSIBLE.


Any inquiries you may have
with respect to the Exchange Offer may be addressed to, and additional copies
of the enclosed materials may be obtained from, the Exchange Agent as at the
following telephone number: 
                          .


Very truly yours,


FBL Financial Group, Inc.


NOTHING CONTAINED HEREIN
OR IN THE ENCLOSED DOCUMENTS SHALL CONSTITUTE YOU AS THE AGENT OF THE COMPANY,
THE EXCHANGE AGENT OR ANY OTHER PERSON, OR AUTHORIZE YOU OR ANY OTHER PERSON TO
USE ANY DOCUMENT OR MAKE ANY STATEMENT ON BEHALF OF ANY OF THEM IN CONNECTION
WITH THE EXCHANGE OFFER OTHER THAN THE DOCUMENTS ENCLOSED HEREWITH AND THE
STATEMENTS CONTAINED THEREIN.



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