<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
This schedule  contains summary  financial  information  extracted from the Form
10-QSB for Pulaski  Bancorp,  Inc. for the nine months ended September 30, 2000
and is qualified in its entirety by reference to such financial statements.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                               DEC-31-2000
<PERIOD-START>                                  JAN-01-2000
<PERIOD-END>                                    SEP-30-2000
<CASH>                                         4,050,203
<INT-BEARING-DEPOSITS>                         2,413,435
<FED-FUNDS-SOLD>                               1,600,000
<TRADING-ASSETS>                               1,794,000
<INVESTMENTS-HELD-FOR-SALE>                    6,190,647
<INVESTMENTS-CARRYING>                        69,863,047
<INVESTMENTS-MARKET>                          69,158,842
<LOANS>                                      153,328,250
<ALLOWANCE>                                    1,169,000
<TOTAL-ASSETS>                               246,655,064
<DEPOSITS>                                   188,749,246
<SHORT-TERM>                                  32,000,000
<LIABILITIES-OTHER>                            1,811,234
<LONG-TERM>                                            0
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                          21,081
<OTHER-SE>                                    24,073,503
<TOTAL-LIABILITIES-AND-EQUITY>               246,655,064
<INTEREST-LOAN>                                8,828,413
<INTEREST-INVEST>                              3,994,825
<INTEREST-OTHER>                                 355,060
<INTEREST-TOTAL>                              13,178,298
<INTEREST-DEPOSIT>                             5,820,921
<INTEREST-EXPENSE>                             1,864,458
<INTEREST-INCOME-NET>                          5,492,919
<LOAN-LOSSES>                                     66,000
<SECURITIES-GAINS>                               357,784
<EXPENSE-OTHER>                                3,688,907
<INCOME-PRETAX>                                2,280,807
<INCOME-PRE-EXTRAORDINARY>                     1,434,860
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                   1,434,860
<EPS-BASIC>                                         0.74
<EPS-DILUTED>                                       0.74
<YIELD-ACTUAL>                                      3.16
<LOANS-NON>                                      487,000
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                               1,135,000
<CHARGE-OFFS>                                     32,000
<RECOVERIES>                                           0
<ALLOWANCE-CLOSE>                              1,169,000
<ALLOWANCE-DOMESTIC>                           1,169,000
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0


</TABLE>