AMENDED AND RESTATED TERM LOAN NOTE
 $30,000,000.00
    
    December 30, 2008
New York, New York
 FOR VALUE RECEIVED Delek Finance, Inc. Borrower HEREBY PROMISE TO
PAY ISRAEL DISCOUNT BANK OF NEW YORK, Bank THIRTY MILLION DOLLARS Loan
   Interest Rate and Payments . Interest Rate
 Default Rate . Default Interest Rate
 Actions by Bank .




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Manner and Application of Payments .
 Security .
 Defined Terms .
 Business Day
 Event of Default
 Guarantor
 Indebtedness
 2




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provided however
   LIBOR
 Loan Documents
 Maturity Date
 Note
 Obligations
 3




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Obligor
 Repayment Extension .
 Late Charge . Late Charge
 Prepayment .
 Representations and Warranties .
 Existence and Qualification; Power
 Compliance with Laws
 4




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Authority; Compliance With Other Agreements and Instruments
 Financial Statements
 No Default
 Representations and Warranties
 Regulations T, U and X; Investment Company Act
 Patriot Act Compliance
 Events of Default .
 Payments
 5




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Other Charges
 Particular Covenant Defaults
 Financial Information
 Warranties or Representations
 Agreements with Others
 Other Agreements with Bank
 Judgments
 Assignment for Benefit of Creditors, etc.
 Bankruptcy, Dissolution, etc.
 6




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provided however
 Receiver
 Execution Process, etc.
 Termination of Business
 Investigations
 Liens
 Concealment/Removal of Property
 Fraudulent Conveyance
 Material Adverse Effect
 Rights and Remedies upon Default .
 7




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Remedies Cumulative .
 Collection Expenses .
 Interest Rate after Judgment .
 Maximum Rate of Interest .
 8




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Certain Waivers by the Borrower .
 Choice of Law: Forum Selection: Consent to Jurisdiction .
 Subsequent Holders .
 Invalidity of Any Part .
 WAIVER OF JURY TRIAL . BORROWER HEREBY (i) COVENANTS AND AGREES NOT TO ELECT A
TRIAL BY JURY OF ANY ISSUE TRIABLE OF RIGHT BY A JURY, AND (ii) WAIVES TRIAL BY JURY IN ANY ACTION
OR PROCEEDING TO WHICH THE BANK AND BORROWER MAY BE PARTIES
ARISING OUT OF, IN CONNECTION WITH OR IN ANY WAY PERTAINING TO
 9




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THIS NOTE, ANY OF THE LOAN DOCUMENTS
AND/OR ANY TRANSACTIONS, OCCURRENCES, COMMUNICATIONS, OR UNDERSTANDINGS (OR THE LACK OF ANY OF THE
FOREGOING) RELATING IN ANY WAY TO THE BORROWER-BANK RELATIONSHIP BETWEEN THE PARTIES. IT IS
UNDERSTOOD AND AGREED THAT THIS WAIVER CONSTITUTES A WAIVER OF TRIAL BY JURY OF ALL CLAIMS AGAINST
ALL PARTIES TO SUCH ACTIONS OR PROCEEDINGS, INCLUDING CLAIMS AGAINST PARTIES WHO ARE NOT PARTIES TO
THIS NOTE. THIS WAIVER OF JURY TRIAL IS SEPARATELY GIVEN, KNOWINGLY, WILLINGLY AND VOLUNTARILY
MADE BY BORROWER AND BORROWER HEREBY AGREES THAT NO REPRESENTATIONS OF FACT OR OPINION HAVE BEEN
MADE BY ANY INDIVIDUAL TO INDUCE THIS WAIVER OF TRIAL BY JURY OR TO IN ANY WAY MODIFY OR NULLIFY
ITS EFFECT. THE BANK IS HEREBY AUTHORIZED TO SUBMIT THIS NOTE TO ANY COURT HAVING JURISDICTION
OVER THE SUBJECT MATTER AND BORROWER SO AS TO SERVE AS CONCLUSIVE EVIDENCE OF SUCH WAIVER OF RIGHT
TO TRIAL BY JURY. BORROWER REPRESENTS AND WARRANTS THAT IT HAS BEEN REPRESENTED IN THE SIGNING OF
THIS NOTE AND IN THE MAKING OF THIS WAIVER BY INDEPENDENT LEGAL COUNSEL, SELECTED OF ITS OWN FREE
WILL, AND/OR THAT IT HAS HAD THE OPPORTUNITY TO DISCUSS THIS WAIVER WITH COUNSEL.
 Waiver of Defenses, Counterclaims, etc .
 Prior Note(s) . Prior
Note
 Indemnification Indemnified Party Indemnified Parties
 10




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Miscellaneous .
 IN WITNESS WHEREOF
 BORROWER:
Delek Finance, Inc.By:
    /s/ Edward MorganName:
    Edward MorganTitle:
    CFO/s/ Gregory A. IntemannName:
    Gregory A. IntemannTitle:
    Treasurer 11