Exhibit 34.1.1
[Letterhead of KPMG, LLP]

Report of Independent Registered Public Accounting Firm

The Board of Directors
CitiMortgage, Inc.:

We have examined management's assessment, included in the accompanying
Management's Assessment of Compliance with Applicable Servicing Criteria, that
CitiMortgage, Inc. (the Servicer) complied with the servicing criteria set
forth in paragraph (d) of Item 1122 of the Securities and Exchange Commission's
Regulation AB in connection with the servicing of 1) first lien residential
mortgage loans (other than (a) Freddie Mac, Fannie Mae, Ginnie Mae residential
mortgage loan securitizations, (b) special bond programs and (c) loans held
for its own portfolio) and 2) student loans issued subsequent to January 1,
2006 (for which the Servicer only performs criteria 1122(d)(3)(i)(A),
1122(d)(3)(i)(B) and 1122(d)(3)(ii)) for which the Servicer performs a
particular servicing function pursuant to a servicing agreement with a third
party utilizing the Citilink system (the Platform), except for servicing
criteria 1122(d)(1)(iii) and 1122(d)(2)(iv), which the Servicer has determined
are not applicable to the activities it p
erforms with respect to the Platform, as of and for the year ended December 31,
2006. Management is responsible for the Servicer's compliance with those
servicing criteria. Our responsibility is to express an opinion on management's
assessment about the Servicer's compliance based on our examination.

Our examination was conducted in accordance with the standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Servicer's compliance with the
servicing criteria specified above and performing such other procedures as we
considered necessary in the circumstances.  Our examination included testing
of less than all of the individual asset-backed transactions and securities
that comprise the Platform, testing of less than all of the servicing
activities related to the Platform, and determining whether the Servicer
processed those selected transactions and performed those selected activities
in compliance with the servicing criteria.  Furthermore, our procedures were
limited to the selected transactions and servicing activities performed by the
Servicer during the period covered by this report.  Our procedures were not
designed to determine whether errors may have occurred either prior to or
subsequent to our tests that may
have affected the balances or amounts calculated or reported by the Servicer
during the period covered by this report for the selected transactions or any
other transactions. We believe that our examination provides a reasonable basis
for our opinion.  Our examination does not provide a legal determination on the
Servicer's compliance with the servicing criteria.

As described in the accompanying Management Assessment of Compliance with
Applicable Servicing Criteria, for certain servicing criteria outlined in
Exhibit A, the Servicer has engaged various vendors to perform the activities
required by these servicing criteria. The Servicer has determined that these
vendors are not considered a "servicer" as defined in Item 1101(j) of
Regulation AB, and the Servicer has elected to take responsibility for
assessing compliance with the servicing criteria applicable to each vendor as
permitted by Interpretation 17.06 of the SEC Division of Corporation Finance
Manual of Publicly Available Telephone Interpretations (Interpretation 17.06).
As permitted by Interpretation 17.06, the Servicer has asserted that it has
policies and procedures in place designed to provide reasonable assurance that
the vendors' activities comply in all material respects with the servicing
criteria applicable to each vendor. The Servicer is solely responsible for
determining that it meets the SEC requirements to apply Interpretation 17.06
for the vendors and related criteria as described in its assertion, and we
performed no procedures with respect to the Servicer's eligibility to apply
Interpretation 17.06.

In our opinion, management's assessment that the Servicer complied with the
aforementioned servicing criteria, including certain servicing criteria
outlined in Exhibit A in the accompanying Management Assessment of Compliance
with Applicable Servicing Criteria, for which compliance is determined based
on Interpretation 17.06 as described above, as of and for the year ended
December 31, 2006 is fairly stated, in all material respects.


____________/s/_____________
KPMG LLP
St. Louis, Missouri
February 27, 2007