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**OFFICEOFTHEATTORNEYGENERALOFTEXAS**

**1 ;**  **- AUSTIN**  **OROVER SELLERS**  **I_ ATrOINcv** 

**GLWcn*L** **!**



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Honcrablo Ri-ynnBell, hector &tar'TransportatiOu Dltlslon amroad c~misfiion of Texas 'r;:~in, Tcxos _I

.

Pear Mr. Bell: Opinion So. C-0770 A. **49th** Legislature,

whether or **n**

of said Bi1.l,which relates~ to **the fir**  nisbing of **scia** insuranoe pollciefi, reads as follows:



### ‘000. The Commissi0n may accept fn lieu 

### of t!lefiling of the origdna) policies Of fnqw

### anOar a certificate of **jnuurancc,** jn such **form** as :-0~be prcsorlbed by **the Cox--isdon,**  **which** ,~ certlflcate, when filed ~1**th tho**  **COmmlssionr** will bind the obllgor thereunder and satisfy .,. .

honorable Bryan Boll -page 2

the rcqulrements of this seotion as if the .I: :. originnl pollcle5 of insurance had~boon fil0a.n i 

### TTndndor

the plain provisions of **tho.** above-quoted see- \ tion of saidAct, theRailroad Commissi@n Is **not** rcquirod to 1 occcpt cortificatcs in lieu of the ariglnal policy but mny.do ; "0. If the Commission aooopts a cortifioatc,of **insursnco In**  **,** lfcu of the orlginsl policy, Itmu& be In such form'ond con- '-' tain such data 

### as the Commission requires or aomnnds. Of course, tho Convnlsslon oould not require ony unreasonable condition tobe contained in 5oid oertificate.

While your lettor does **not reveal**  the fact, in the " confercncc which Ihadwith you and representatives of ahat -: Iundorstood tobe some of the in5uraaco 

### cOm?nnies, you want**c:! to**  **hnon whether**  theRailroad Commi56ion Could require **tho** certificate to **contain the**  **provision set**  **forth ‘** **In** Form 8%, **that ‘** **~t.he csnoellatian**  would not take effeot 'until **thirty** day5 after receipt of **this** notice by tho Commission', and vhethor, if tho **notloe** of aanoellation conta~ined 6aid clauso, **it would**  **necessitate ohanglng**  the provision in the ia6uranco policlee to the effeot that the company could not cancel.*-the policy without mailing awritten 

### notlco thereof not less than thirty days before the cancellation would be affective.

It IEiour opinion that the Railroad Commission can, if it desires, require thirty orMooredays' actuoi notice

. 6here it has and does accept the oertifiaate fin3ieu of the orlglnal policy.

**It ii**  **further outi**  **opinion that**  t.hiswouP,dnot in any way affect the original policy of insurance; neither.~.would the policy of Insurance **have** to

### ootitainGuch a clau5e.

The provision iu **the** polioy ,aswe undorst6nd 6W?J0t Is that it oannot **he** cancelled without **mailing a.rioti.ce**  **to the**  holder of **the** policy not less than **thirty** days.hefore the 

### cancellation shall become effective. If the Railroad 

### Commi~~lo~ has a certificate 

### ofinsurance rathor **than the.**  policy, under tho

### Actin~quostion**it** 

### canroquirothe company to give the Conmis5ion aotual **notico not**  **less than**  **thirty days**  prior to **tho cancel3atlon.**  **In other**  words, **undor** tho law, **the policy**  **must contain**  6provision **that samo**  **Cannot** be cancolled un~tll'the **holder thereof,**  **or the**  beneficiary **named therofn,**  **has** boon maifea anotioo not less than thirty days prior to its candel1ztion. This policy, however, Is not deposited with **the** Rallrood Commission; If in lieu thereof It aaoepts a oertificate, . under the provision5 of said dot It **aan** require **that f-t**  **hnve**Ilsnoligble

### Bryai3 Bell -p&e 3

~.

. ...>t. :
**more**

**furc** 

### ibad s: **than tho**  thirty days' **notice** spoolfled 

### Intho policy beknwcould bo cnncellod; insofar as it affootsthe Rail

### Commission**and those**  for **whom it**  **acts.** As ae **construe tho**  Act, **tho** Pam or the contents of **%he** orlgwfnal lnsuranoo polloy doos **not need**  tobe changed 

### from **the** 

### regularstandard 

### formused, If it Is filed **with the**  Rallrood Conimissi~,. If, liowever,.**the** origIna policy Isnot fllod, then the **Commission** would have **tho** right undor **the** statuto torequire the insurance company to give tho Com**mission** full thirty days' actual notico before the polloy could 

### bo canoelled.

. Very truly yours

BY Gee. V. Barcus Assistant .~