This section of the FEDERAL REGISTER

contains notices to the public of the proposed

issuance of rules and regulations. The

purpose of these notices is to give interested

persons an opportunity to participate in the

rule making prior to the adoption of the final

rules.

Proposed Rules Federal Register

49764 

Vol. 82, No. 207 

Friday, October 27, 2017 

1Public Law 111–203, 124 Stat. 1376 (2010). 

DEPARTMENT OF THE TREASURY 

Comptroller of the Currency 

12 CFR Part 46 

[Docket ID. OCC–2017–0021] 

RIN 1557–AD85 

Annual Stress Test—Technical and 

Conforming Changes 

AGENCY: Office of the Comptroller of the 

Currency, Treasury. 

ACTION: Proposed rule. 

SUMMARY: The Office of the Comptroller 

of the Currency (OCC) is inviting 

comment on a proposed rule that would 

make several revisions to its stress 

testing rule. The proposed rule would 

change the range of possible ‘‘as-of’’ 

dates used in the global market shock 

component to conform to changes 

recently made by the Board of 

Governors of the Federal Reserve 

System (Board) to its stress testing 

regulations. The proposed rule would 

also change the transition process for 

covered institutions with $50 billion or 

more in assets. Under the proposed rule, 

a covered institution that becomes an 

over $50 billion covered institution, as 

that term is defined in the OCC stress 

testing regulation, before September 30 

would become subject to the 

requirements applicable to an over $50 

billion covered institution beginning on 

January 1 of the second calendar year 

after the covered institution becomes an 

over $50 billion covered institution, and 

a covered institution that becomes an 

over $50 billion covered institution after 

September 30 would become subject to 

the requirements applicable to an over 

$50 billion covered institution 

beginning on January 1 of the third 

calendar year after the covered 

institution becomes an over $50 billion 

covered institution. The proposed rule 

would also make certain technical 

changes to clarify the requirements of 

the OCC’s stress testing regulation. 

DATES: Comments must be received on 

or before December 26, 2017. 

ADDRESSES: You may submit comments 

to the OCC by any of the methods set 

forth below. Because paper mail in the 

Washington, DC area and at the OCC is 

subject to delay, commenters are 

encouraged to submit comments 

through the Federal eRulemaking Portal 

or email, if possible. Please use the title 

‘‘Annual Stress Test—Technical and 

Conforming Changes’’ to facilitate the 

organization and distribution of the 

comments. You may submit comments 

by any of the following methods: 

• Federal eRulemaking Portal— 

‘‘Regulations.gov’’: Go to 

www.regulations.gov. Enter ‘‘Docket ID 

OCC–2017–0021’’ in the Search Box and 

click ‘‘Search.’’ Click on ‘‘Comment 

Now’’ to submit public comments. 

• Click on the ‘‘Help’’ tab on the 

Regulations.gov home page to get 

information on using Regulations.gov, 

including instructions for submitting 

public comments. 

• Email: regs.comments@

occ.treas.gov. 

• Mail: Legislative and Regulatory 

Activities Division, Office of the 

Comptroller of the Currency, 400 7th 

Street SW., Suite 3E–218, Washington, 

DC 20219. 

• Hand Delivery/Courier: 400 7th 

Street SW., Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 465–4326. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘Docket 

ID OCC–2017–0021’’ in your comment. 

In general, the OCC will enter all 

comments received into the docket and 

publish them on the Regulations.gov 

Web site without change, including any 

business or personal information that 

you provide such as name and address 

information, email addresses, or phone 

numbers. Comments received, including 

attachments and other supporting 

materials, are part of the public record 

and subject to public disclosure. Do not 

include any information in your 

comment or supporting materials that 

you consider confidential or 

inappropriate for public disclosure. 

You may review comments and other 

related materials that pertain to this 

rulemaking action by any of the 

following methods: 

• Viewing Comments Electronically: 

Go to www.regulations.gov. Enter 

‘‘Docket ID OCC–2017–0021’’ in the 

Search box and click ‘‘Search.’’ Click on 

‘‘Open Docket Folder’’ on the right side 

of the screen. Comments and supporting 

materials can be viewed and filtered by 

clicking on ‘‘View all documents and 

comments in this docket’’ and then 

using the filtering tools on the left side 

of the screen. 

• Click on the ‘‘Help’’ tab on the 

Regulations.gov home page to get 

information on using Regulations.gov. 

The docket may be viewed after the 

close of the comment period in the same 

manner as during the comment period. 

• Viewing Comments Personally: You 

may personally inspect and photocopy 

comments at the OCC, 400 7th Street 

SW., Washington, DC 20219. For 

security reasons, the OCC requires that 

visitors make an appointment to inspect 

comments. You may do so by calling 

(202) 649–6700 or, for persons who are 

deaf or hearing impaired, TTY, (202) 

649–5597. Upon arrival, visitors will be 

required to present valid governmentissued photo identification and submit 

to security screening in order to inspect 

and photocopy comments. 

FOR FURTHER INFORMATION CONTACT: 

Hein Bogaard, Lead Economic Expert, 

International Analysis and Banking 

Condition, (202) 649–5450; Andrew 

Tschirhart, Financial Analyst, Large 

Bank Supervision, (202) 649–6210; Kari 

Falkenborg, Senior Financial Analyst, 

Midsize and Community Bank 

Supervision, (312) 917–5000; Henry 

Barkhausen, Counsel, or Ron 

Shimabukuro, Senior Counsel, 

Legislative and Regulatory Activities 

Division, (202) 649–5490; for persons 

who are deaf or hearing impaired, TTY, 

(202) 649–5597. 

SUPPLEMENTARY INFORMATION: 

I. Background 

Section 165(i) of the Dodd-Frank Wall 

Street Reform and Consumer Protection 

Act 1 (‘‘Dodd-Frank Act’’) requires two 

types of stress tests. Section 165(i)(1) 

requires the Board to conduct annual 

stress tests of holding companies with 

$50 billion or more in assets 

(‘‘supervisory stress tests’’). Section 

165(i)(2) requires the federal banking 

agencies to issue regulations requiring 

financial companies with more than $10 

billion in assets to conduct annual stress 

tests themselves (‘‘company-run stress 

tests’’). In October 2012, the OCC, the 

Board, and the Federal Deposit 

Insurance Corporation issued final rules 


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Federal Register / Vol. 82, No. 207 / Friday, October 27, 2017 / Proposed Rules 49765 

2 82 FR 9308 (February 3, 2017). 

3 12 CFR 46.2. 

4 82 FR 9308 (February 3, 2017). 

5An institution becomes an over $50 billion 

covered institution when its average total 

consolidated assets, as reported on the covered 

institution’s Call Reports, for the four most recent 

consecutive quarters, equals $50 billion or more. 12 

CFR 46.3(a). 6 79 FR 71630 (December 3, 2014). 

implementing the company-run stress 

tests. 

The Dodd-Frank Act requires that the 

OCC and other federal primary financial 

regulatory agencies issue consistent and 

comparable regulations to implement 

the statutory stress testing requirement. 

In order to fulfill this requirement and 

minimize regulatory burden, the OCC 

has worked to ensure that its stress 

testing regulation remains consistent 

and comparable to the regulations 

enacted by other regulatory agencies, 

including the Board. 

II. Description of the Proposed Rule 

A. New Range of Possible As-Of Dates 

for Trading and Counterparty Scenario 

Component 

Under 12 CFR 46.5(c) the OCC may 

require a covered institution with 

significant trading activities to include 

trading and counterparty components in 

its adverse and severely adverse 

scenarios. The trading and counterparty 

position data to be used in this 

component is as of a date between 

January 1 and March 1 of a calendar 

year. On February 3, 2017 the Board 

issued a final rule that extended this 

range to run from October 1 of the 

calendar year preceding the year of the 

stress test to March 1 of the calendar 

year of the stress test.2 The proposed 

rule would make the same change to the 

OCC’s stress testing regulation. 

Extending this range would increase the 

OCC’s flexibility to choose an 

appropriate as-of date. The OCC 

continues to coordinate its stress testing 

program with the Board in order to 

minimize regulatory burden. 

B. New Applicability Transition and 

Terminology for Covered Institutions 

With $50 Billion or More in Assets 

The proposed rule would change the 

term ‘‘over $50 billion covered 

institution’’ to ‘‘$50 billion or over 

covered institution.’’ The change would 

not alter the scope of this defined term 

and would not change the substantive 

requirements of the regulation. The new 

defined term would be a more precise 

description of the entities included 

within this category, which includes all 

national banks and federal savings 

associations ‘‘with average total 

consolidated assets . . . that are not less 

than $50 billion.’’ 3 While the proposed 

rule would change the defined term 

‘‘over $50 billion covered institution’’ to 

‘‘$50 billion or over covered 

institution,’’ this supplementary 

information section will continue to use 

the defined term ‘‘over $50 billion 

covered institution’’ since that is the 

term used in the current regulatory text. 

The proposed rule would also change 

the transition process for covered 

institutions that become an ‘‘over $50 

billion covered institution.’’ On 

February 3, 2017, the Board issued a 

final rule that provides additional time 

for bank holding companies that cross 

the $50 billion asset threshold close to 

the April 5 submission date.4 The 

proposed rule would make a parallel 

amendment to the OCC’s stress testing 

regulation. Under the proposed rule, a 

national bank or federal savings 

association that becomes an over $50 

billion covered institution in the fourth 

quarter of a calendar year 5 would not be 

subject to the stress testing requirements 

applicable to over $50 billion covered 

institutions until the third year after it 

crosses the asset threshold. For 

example, if a national bank or federal 

savings association became an over $50 

billion covered institution on September 

15, 2017, the institution would be 

expected to comply with the 

requirements applicable to over $50 

billion covered institutions beginning in 

2019 and file the OCC DFAST–14A in 

April 2019. If a national bank or federal 

savings association became an over $50 

billion covered institution on October 

15, 2017, the institution would be 

required to comply with the stress 

testing requirements applicable to over 

$50 billion covered institutions 

beginning in 2020 and file the OCC 

DFAST–14A in April 2020. 

The stress testing timeline and 

transition process for national banks or 

federal savings associations which 

become $10 to $50 billion covered 

institutions remains unchanged. A 

national bank or federal savings 

association that becomes a $10 to $50 

billion covered institution on or before 

March 31 of a given year would be 

required to conduct its first stress test in 

the next calendar year. For example, a 

national bank or federal savings 

association that becomes a $10 to $50 

billion covered institution as of March 

31, 2017 would be required to conduct 

its first stress test in the stress testing 

cycle beginning January 1, 2018. A 

national bank or federal savings 

association that becomes a $10 to $50 

billion covered institution after March 

31 of a given year would be required to 

conduct its first stress test in the second 

calendar year after the date the national 

bank or federal savings association 

becomes a covered institution. For 

example, a national bank or federal 

savings association that becomes a $10 

to $50 billion covered institution on 

June 30, 2017 would be required to 

conduct its first stress test in the stress 

testing cycle beginning January 1, 2019. 

C. Remove Obsolete Transition 

Language 

In 2014 the OCC, in coordination with 

the Board and Federal Deposit 

Insurance Corporation, shifted the dates 

of the annual stress testing cycle by 

approximately three months.6 The 

OCC’s stress testing regulation 

continues to include transition language 

to facilitate this schedule shift. The 

transition to the new schedule is now 

complete, and the proposed rule would 

remove this obsolete transition 

language. 

III. Request for Comment 

The OCC requests comment on all 

aspects of the proposal. 

IV. Regulatory Analysis 

Paperwork Reduction Act 

Under the Paperwork Reduction Act 

(PRA) (44 U.S.C. 3501–3520), the OCC 

may not conduct or sponsor, and a 

person is not required to respond to, an 

information collection unless the 

information collection displays a valid 

Office of Management and Budget 

(OMB) control number. This notice of 

proposed rulemaking amends 12 CFR 

part 46, which has an approved 

information collection under the PRA 

(OMB Control No. 1557–0319). The 

amendments proposed today do not 

introduce any new collections of 

information, nor do they amend 12 CFR 

part 46 in a way that modifies the 

collection of information that OMB has 

approved. Therefore, this proposal does 

not require a PRA submission to OMB. 

Regulatory Flexibility Act 

The Regulatory Flexibility Act (RFA), 

5 U.S.C. 601 et seq., requires generally 

that, in connection with a notice of 

proposed rulemaking, an agency prepare 

and make available for public comment 

an initial regulatory flexibility analysis 

that describes the impact of a proposed 

rule on small entities. However, the 

regulatory flexibility analysis otherwise 

required under the RFA is not required 

if an agency certifies that the rule will 

not have a significant economic impact 

on a substantial number of small entities 

(defined in regulations promulgated by 

the Small Business Administration 

(SBA) to include banking organizations 


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49766 Federal Register / Vol. 82, No. 207 / Friday, October 27, 2017 / Proposed Rules 

7 12 U.S.C. 4802. 

with total assets of less than or equal to 

$500 million) and publishes its 

certification and a brief explanatory 

statement in the Federal Register 

together with the rule. 

As discussed in the SUPPLEMENTARY

INFORMATION above, the proposed 

changes will only affect institutions 

with more than $10 billion in total 

assets. Therefore, the rule will not affect 

any small entities. As such, pursuant to 

section 605(b) of the RFA, the OCC 

certifies that this proposal would not 

have a significant economic impact on 

a substantial number of small entities 

because no small national banks or 

federal savings associations would be 

affected by the proposal. Accordingly, 

an initial regulatory flexibility analysis 

is not required. 

Unfunded Mandates Reform Act 

The OCC has analyzed the proposed 

rule under the factors in the Unfunded 

Mandates Reform Act of 1995 (UMRA) 

(2 U.S.C. 1532). Under this analysis, the 

OCC considered whether the proposed 

rule includes a federal mandate that 

may result in the expenditure by state, 

local, and tribal governments, in the 

aggregate, or by the private sector, of 

$100 million or more in any one year 

(adjusted annually for inflation). The 

OCC has determined that this proposed 

rule will not result in expenditures by 

state, local, and tribal governments, or 

the private sector, of $100 million or 

more in any one year. Accordingly, this 

proposal is not subject to section 202 of 

the UMRA. 

Riegle Community Development and 

Regulatory Improvement Act of 1994 

The Riegle Community Development 

and Regulatory Improvement Act of 

1994 (RCDRIA) requires that each 

federal banking agency, in determining 

the effective date and administrative 

compliance requirements for new 

regulations that impose additional 

reporting, disclosure, or other 

requirements on insured depository 

institutions, consider, consistent with 

principles of safety and soundness and 

the public interest, any administrative 

burdens that such regulations would 

place on depository institutions, 

including small depository institutions, 

and customers of depository 

institutions, as well as the benefits of 

such regulations. In addition, new 

regulations and amendments to 

regulations that impose additional 

reporting, disclosures, or other new 

requirements on insured depository 

institutions generally must take effect 

on the first day of a calendar quarter 

that begins on or after the date on which 

the regulations are published in final 

form.7 The proposed rule would not 

impose additional reporting, disclosure, 

or other requirements; therefore the 

requirements of the RCDRIA do not 

apply. 

Plain Language 

Section 722 of the Gramm-LeachBliley Act requires the federal banking 

agencies to use plain language in all 

proposed and final rules published after 

January 1, 2000. The OCC has sought to 

present the proposed rule in a simple 

and straightforward manner, and invites 

comment on the use of plain language. 

For example: 

• Has the OCC organized the material 

to suit your needs? If not, how could the 

OCC present the proposed rule more 

clearly? 

• Are the requirements in the 

proposed rule clearly stated? If not, how 

could the proposed rule be more clearly 

stated? 

• Do the regulations contain technical 

language or jargon that is not clear? If 

so, which language requires 

clarification? 

• Would a different format (grouping 

and order of sections, use of headings, 

paragraphing) make the regulation 

easier to understand? If so, what 

changes would achieve that? 

• Is this section format adequate? If 

not, which of the sections should be 

changed and how? 

• What other changes can the OCC 

incorporate to make the regulation 

easier to understand? 

List of Subjects in 12 CFR Part 46 

Banking, Banks, Capital, Disclosures, 

National banks, Recordkeeping, Risk, 

Savings associations, Stress test. 

Authority and Issuance 

For the reasons set forth in the 

preamble, the OCC proposes to amend 

12 CFR part 46 as follows: 

PART 46—ANNUAL STRESS TEST 

■ 1. The authority citation for part 46 

continues to read as follows: 

Authority: 12 U.S.C. 93a; 1463(a)(2); 

5365(i)(2); and 5412(b)(2)(B). 

PART 46—[Amended] 

■ 2. Remove the phrase ‘‘over $50 

billion covered institution’’ and add the 

phrase ‘‘$50 billion or over covered 

institution’’ in its place wherever it 

appears. 

■ 3. Section 46.2 is amended by 

removing the definition of ‘‘over $50 

billion covered institution’’ and adding 

the definition for ‘‘$50 billion or over 

covered institution’’ in its place: 

§ 46.2 Definitions. 

* * * * * 

$50 billion or over covered institution 

means a national bank or Federal 

savings association with average total 

consolidated assets, calculated as 

required under this part, that are not 

less than $50 billion. 

* * * * * 

■ 4. Section 46.3 is amended by: 

■ a. Removing paragraph (b); 

■ b. Redesignating paragraphs (c) 

through (e) as paragraphs (b) through 

(d), respectively; and 

■ c. Revising newly redesignated 

paragraphs (b) and (c). 

The revisions read as follows: 

§ 46.3 Applicability. 

* * * * * 

(b) Covered institutions that become 

subject to stress testing requirements. A 

national bank or Federal savings 

association that becomes a $10 to $50 

billion covered institution on or before 

March 31 of a given year shall conduct 

its first annual stress test under this part 

in the next calendar year after the date 

the national bank or Federal savings 

association becomes a $10 to $50 billion 

covered institution, unless that time is 

extended by the OCC in writing. A 

national bank or Federal savings 

association that becomes a $10 to $50 

billion covered institution after March 

31 of a given year shall conduct its first 

annual stress test under this part in the 

second calendar year after the calendar 

year in which the national bank or 

Federal savings association becomes a 

$10 to $50 billion covered institution, 

unless that time is extended by the OCC 

in writing. 

(c) Ceasing to be a covered institution 

or changing categories. (1) A covered 

institution shall remain subject to the 

stress test requirements based on its 

applicable category, as defined in § 46.2, 

unless and until total consolidated 

assets of the covered institution falls 

below the relevant size threshold for 

each of four consecutive quarters as 

reported by the covered institution’s 

most recent Call Reports. The 

calculation shall be effective on the ‘‘as 

of’’ date of the fourth consecutive Call 

Report. 

(2) Notwithstanding paragraph (c)(1) 

of this section, a national bank or 

Federal savings association that 

becomes a $50 billion or over covered 

institution, whether by migrating from 

being a $10 to $50 billion covered 

institution or by directly becoming a 

$50 billion or over covered institution, 

after September 30 of a calendar year 


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Federal Register / Vol. 82, No. 207 / Friday, October 27, 2017 / Proposed Rules 49767 

must comply with the requirements 

applicable to a $50 billion or over 

covered institution beginning on 

January 1 of the third calendar year after 

the national bank or Federal savings 

association becomes a $50 billion or 

over covered institution, unless that 

time is extended by the OCC in writing. 

A national bank or Federal savings 

association that becomes a $50 billion or 

over covered institution on or before 

September 30 of a calendar year must 

comply with the requirements 

applicable to a $50 billion or over 

covered institution beginning on 

January 1 of the second calendar year 

after the national bank or Federal 

savings association becomes a $50 

billion or over covered institution, 

unless that time is extended by the OCC 

in writing. 

* * * * * 

■ 5. Revise § 46.5 to read as follows: 

§ 46.5 Annual stress test. 

Each covered institution must 

conduct the annual stress test under this 

part subject to the following 

requirements: 

(a) Financial data. A covered 

institution must use financial data as of 

December 31 of the previous calendar 

year. 

(b) Scenarios provided by the OCC. In 

conducting the stress test under this 

part, each covered institution must use 

the scenarios provided by the OCC. The 

scenarios provided by the OCC will 

reflect a minimum of three sets of 

economic and financial conditions, 

including baseline, adverse, and 

severely adverse scenarios. The OCC 

will provide a description of the 

scenarios required to be used by each 

covered institution no later than 

February 15 of that calendar year. 

(c) Significant trading activities. The 

OCC may require a covered institution 

with significant trading activities, as 

determined by the OCC, to include 

trading and counterparty components in 

its adverse and severely adverse 

scenarios. The trading and counterparty 

position data to be used in this 

component will be as of a date between 

October 1 of the previous calendar year 

and March 1 of that calendar year in 

which the stress test is performed, and 

the OCC will communicate a 

description of the component to the 

covered institution no later than March 

1 of that calendar year. 

(d) Use of stress test results. The board 

of directors and senior management of 

each covered institution must consider 

the results of the stress tests conducted 

under this section in the normal course 

of business, including but not limited to 

the covered institution’s capital 

planning, assessment of capital 

adequacy, and risk management 

practices. 

■ 6. Section 46.7 is amended by revising 

paragraphs (a) and (b) to read as follows: 

§ 46.7 Reports to the Office of the 

Comptroller of the Currency and the Board 

of Governors of the Federal Reserve 

System. 

(a) $10 to $50 billion covered 

institution. A $10 to $50 billion covered 

institution must report to the OCC and 

to the Board of Governors of the Federal 

Reserve System, on or before July 31, 

the results of the stress test in the 

manner and form specified by the OCC. 

(b) $50 billion or over covered 

institution. A $50 billion or over 

covered institution must report to the 

OCC and to the Board of Governors of 

the Federal Reserve System, on or before 

April 5, the results of the stress test in 

the manner and form specified by the 

OCC. 

* * * * * 

■ 7. Section 46.8 is amended by revising 

paragraph (a) to read as follows: 

§ 46.8 Publication of disclosures. 

(a) Publication date. (1) $50 billion or 

over covered institution. A $50 billion 

or over covered institution must publish 

a summary of the results of its annual 

stress test in the period starting June 15 

and ending July 15 provided: 

(i) Unless the OCC determines 

otherwise, if the $50 billion or over 

covered institution is a consolidated 

subsidiary of a bank holding company 

or savings and loan holding company 

subject to supervisory stress tests 

conducted by the Board of Governors of 

the Federal Reserve System pursuant to 

12 CFR part 252, then within the June 

15 to July 15 period such covered 

institution may not publish the required 

summary of its annual stress test earlier 

than the date that the Board of 

Governors of the Federal Reserve 

System publishes the supervisory stress 

test results of the covered bank’s parent 

holding company. 

(ii) If the Board of Governors of the 

Federal Reserve System publishes the 

supervisory stress test results of the 

covered institution’s parent holding 

company prior to June 15, then such 

covered institution may publish its 

stress test results prior to June 15, but 

no later than July 15, through actual 

publication by the covered institution or 

through publication by the parent 

holding company pursuant to paragraph 

(b) of this section. 

(2) $10 to $50 billion covered 

institution. A $10 to $50 billion covered 

institution must publish a summary of 

the results of its annual stress test in the 

period starting October 15 and ending 

October 31. 

* * * * * 

Dated: October 19, 2017. 

Keith A. Noreika, 

Acting Comptroller of the Currency. 

[FR Doc. 2017–23353 Filed 10–26–17; 8:45 am] 

BILLING CODE 4810–33–P 

CONSUMER PRODUCT SAFETY 

COMMISSION 

[Docket No. CPSC–2017–0043] 

16 CFR Part 1112 

CPSC Acceptance of Third Party 

Laboratories: Revision to the Notice of 

Requirements for Prohibitions of 

Children’s Toys and Child Care 

Articles Containing Specified 

Phthalates 

AGENCY: Consumer Product Safety 

Commission. 

ACTION: Notice of proposed rulemaking. 

SUMMARY: This notice of proposed 

rulemaking (NPR) would update the 

existing notice of requirements (NOR) 

for prohibitions of children’s toys and 

child care articles containing specified 

phthalates that provide the criteria and 

process for Commission acceptance of 

accreditation pursuant to the Consumer 

Product Safety Act (CPSA). The 

proposed NOR would revise the current 

NOR to be consistent with the final 

phthalates rule, which is published 

elsewhere in this same issue of the 

Federal Register and will be codified in 

the Code of Federal Regulations (CFR). 

DATES: Submit comments by January 10, 

2018. 

ADDRESSES: You may submit comments, 

identified by Docket No. CPSC–2017– 

0043, by any of the following methods: 

Electronic Submissions: Submit 

electronic comments to the Federal 

eRulemaking Portal at: http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

The Commission does not accept 

comments submitted by electronic mail 

(email), except through 

www.regulations.gov. The Commission 

encourages you to submit electronic 

comments by using the Federal 

eRulemaking Portal, as described above. 

Written Submissions: Submit written 

submissions by mail/hand delivery/ 

courier to: Office of the Secretary, 

Consumer Product Safety Commission, 

Room 820, 4330 East West Highway, 

Bethesda, MD 20814; telephone (301) 

504–7923. 

Instructions: All submissions received 

must include the agency name and 


asabaliauskas on DSKBBXCHB2PROD with PROPOSALS