##### 



Amended and Restated Credit Agreement
  Delek Marketing & Supply, LP,  as Borrower,
 Various Lenders  From Time to Time Party Hereto
  Fifth Third Bank,
 Dated as of December 19, 2007
 
 Fifth Third Bank,




---



##### 



Table of Contents
 Section
    
    Heading
    
    Page
 Section 1. Definitions; Interpretation
    
    
    1Section 1.1. Definitions
    
    
    1Section 1.2. Interpretation
    
    
    18Section 1.3. Change in Accounting Principles
    
    
    18Section 2. The Credit Facilities
    
    
    18Section 2.1. Commitments
    
    
    18Section 2.2. Letters of Credit
    
    
    19Section 2.3. Applicable Interest Rates
    
    
    22Section 2.4. Manner of Borrowing Loans and Designating Applicable Interest Rates
    
    
    23Section 2.5. Minimum Borrowing Amounts; Maximum Eurodollar Loans
    
    
    25Section 2.6. Maturity of Loans
    
    
    25Section 2.7. Voluntary Prepayments
    
    
    25Section 2.8. Place and Application of Payments
    
    
    27Section 2.9. Commitment Terminations
    
    
    28Section 2.10. Swing Loans
    
    
    28Section 2.11. Evidence of Indebtedness
    
    
    30Section 2.12. Fees
    
    
    31Section 2.13. Account Debit
    
    
    32Section 3. Conditions Precedent
    
    
    32Section 3.1. All Credit Events
    
    
    32Section 3.2. Initial Credit Event
    
    
    33Section 4. The Collateral and Guaranties
    
    
    35Section 4.1. Collateral
    
    
    35Section 4.2. Liens on Real Property
    
    
    36Section 4.3. Guaranties
    
    
    36Section 4.4. Further Assurances
    
    
    36Section 5. Representations and Warranties
    
    
    37Section 5.1. Organization and Qualification
    
    
    37Section 5.2. Authority and Enforceability
    
    
    37Section 5.3. Financial Reports
    
    
    37Section 5.4. No Material Adverse Change
    
    
    38Section 5.5. Litigation and other Controversies
    
    
    38Section 5.6. True and Complete Disclosure
    
    
    38Section 5.7. Use of Proceeds; Margin Stock
    
    
    38Section 5.8. Taxes
    
    
    39
 -i-




---



##### 



Section
    
    Heading
    
    Page
 Section 5.9. ERISA
    
    
    39Section 5.10. Subsidiaries
    
    
    39Section 5.11. Compliance with Laws
    
    
    39Section 5.12. Environmental Matters
    
    
    39Section 5.13. Investment Company
    
    
    40Section 5.14. Intellectual Property
    
    
    40Section 5.15. Good Title
    
    
    40Section 5.16. Labor Relations
    
    
    40Section 5.17. Capitalization
    
    
    40Section 5.18. Other Agreements
    
    
    41Section 5.19. Governmental Authority and Licensing
    
    
    41Section 5.20. Approvals
    
    
    41Section 5.21. Affiliate Transactions
    
    
    41Section 5.22. Solvency
    
    
    41Section 5.23. No Broker Fees
    
    
    41Section 5.24. Foreign Assets Control Regulations and Anti-Money Laundering
    
    
    42Section 5.25. No Default
    
    
    42Section 6. Covenants
    
    
    42Section 6.1. Information Covenants
    
    
    42Section 6.2. Inspections
    
    
    45Section 6.3. Maintenance of Property, Insurance, Environmental Matters, etc
    
    
    45Section 6.4. Preservation of Existence
    
    
    46Section 6.5. Compliance with Laws
    
    
    46Section 6.6. ERISA
    
    
    47Section 6.7. Payment of Taxes
    
    
    47Section 6.8. Contracts With Affiliates
    
    
    47Section 6.9. No Changes in Fiscal Year
    
    
    47Section 6.10. Change in the Nature of Business
    
    
    47Section 6.11. Indebtedness
    
    
    48Section 6.12. Liens
    
    
    48Section 6.13. Consolidation, Merger, Sale of Assets, etc
    
    
    49Section 6.14. Advances, Investments and Loans
    
    
    50Section 6.15. Dividends and Certain Other Restricted Payments; Amendments of
Material Contracts
    
    
    50Section 6.16. Limitation on Restrictions
    
    
    51Section 6.17. Limitation on the Creation of Subsidiaries
    
    
    51Section 6.18. OFAC
    
    
    51Section 6.19. Financial Covenants
    
    
    52Section 6.20. Deposit Accounts
    
    
    52Section 7. Events of Default and Remedies
    
    
    52Section 7.1. Events of Default
    
    
    52
 -ii-




---



##### 



Section
    
    Heading
    
    Page
 Section 7.2. Non-Bankruptcy Defaults
    
    
    54Section 7.3. Bankruptcy Defaults
    
    
    55Section 7.4. Collateral for Undrawn Letters of Credit
    
    
    55Section 7.5. Notice of Default
    
    
    56Section 7.6. Expenses
    
    
    56Section 8. Change in Circumstances and Contingencies
    
    
    56Section 8.1. Funding Indemnity
    
    
    56Section 8.2. Illegality
    
    
    57Section 8.3. Unavailability of Deposits or Inability to Ascertain, or Inadequacy
of, LIBOR
    
    
    57Section 8.4. Yield Protection
    
    
    58Section 8.5. Substitution of Lenders
    
    
    59Section 8.6. Lending Offices
    
    
    59Section 8.7. Discretion of Lender as to Manner of Funding
    
    
    60Section 9. The Administrative Agent
    
    
    60Section 9.1. Appointment and Authorization of Administrative Agent
    
    
    60Section 9.2. Administrative Agent and its Affiliates
    
    
    60Section 9.3. Action by Administrative Agent
    
    
    60Section 9.4. Consultation with Experts
    
    
    61Section 9.5. Liability of Administrative Agent; Credit Decision
    
    
    61Section 9.6. Indemnity
    
    
    62Section 9.7. Resignation of Administrative Agent and Successor Administrative
Agent
    
    
    62Section 9.8. L/C Issuer
    
    
    62Section 9.9. Hedging Liability and Funds Transfer and Deposit Account Liability
Arrangements
    
    
    63Section 9.10. Designation of Additional Administrative Agents
    
    
    63Section 9.11. Authorization to Enter into, and Enforcement of, the Collateral
Documents
    
    
    63Section 10. Miscellaneous
    
    
    63Section 10.1. Withholding Taxes
    
    
    63Section 10.2. No Waiver, Cumulative Remedies
    
    
    66Section 10.3. Non-Business Days
    
    
    66Section 10.4. Documentary Taxes
    
    
    66Section 10.5. Survival of Representations
    
    
    66Section 10.6. Survival of Indemnities
    
    
    66Section 10.7. Sharing of Set-Off
    
    
    67Section 10.8. Notices
    
    
    67Section 10.9. Counterparts
    
    
    68Section 10.10. Successors and Assigns; Assignments and Participations
    
    
    68Section 10.11. Amendments
    
    
    71Section 10.12. Heading
    
    
    71
 -iii-




---



##### 



Section
    
    Heading
    
    Page
 Section 10.13. Costs and Expenses; Indemnification
    
    
    71Section 10.14. Set-off
    
    
    72Section 10.15. Entire Agreement
    
    
    73Section 10.16. Governing Law
    
    
    73Section 10.17. Severability of Provisions
    
    
    73Section 10.18. Excess Interest
    
    
    73Section 10.19. Construction
    
    
    74Section 10.20. Lenders Obligations Several
    
    
    74Section 10.21. USA Patriot Act
    
    
    74Section 10.22. Submission to Jurisdiction; Waiver of Jury Trial
    
    
    74Section 10.23. Treatment of Certain Information; Confidentiality
    
    
    74Section 10.24. Amendment and Restatement
    
    
    75Signature Page
    
    
    S-1
 Exhibit A
    
    
    
    Notice of Payment RequestExhibit B
    
    
    
    Notice of BorrowingExhibit C
    
    
    
    Notice of Continuation/ConversionExhibit D-1
    
    
    
    Revolving NoteExhibit D-2
    
    
    
    Swing NoteExhibit E
    
    
    
    Compliance CertificateExhibit F
    
    
    
    Assignment and AssumptionSchedule 1
    
    
    
    CommitmentsSchedule 1.1
    
    
    
    Magellan ContractsSchedule 5.10
    
    
    
    SubsidiariesSchedule5.12
    
    
    
    Environmental Matters
 -iv-




---



##### 



Amended and Restated Credit Agreement
 Delek Marketing & Supply, LP Borrower Fifth Third
Bank
 Whereas Existing Credit Agreement
 Whereas
 Whereas
 Whereas
 Now, Therefore
 Section 1. Definitions; Interpretation.
 Section 1.1. Definitions
 Acquired Business
 Acquisition
 Additional Commitments




---



##### 



Adjusted LIBOR
 Administrative Agent
 Administrative Agents Quoted Rate
 Administrative Questionnaire
 Affiliate provided that
 Agreement
 Applicable Margin
 Applicable Margin for
    
    Applicable Margin forBase Rate Loans and
    
    Eurodollar Loans
    
    Applicable Margin forLeverage Ratio for
    
    Reimbursement
    
    and Letter of Credit Fee
    
    Commitment FeeLevel
    
    such Pricing Date
    
    Obligations shall be:
    
    shall be:
    
    shall be:I
    
    
    Greater than 3.5 to 1.0
    
    
    1.00
    %
    
    
    2.50
    %
    
    
    .50
    %II
    
    Less than or equal to 3.5
to 1.0, but greater than
3.0 to 1.0
    
    
    .75
    %
    
    
    2.25
    %
    
    
    .45
    %III
    
    Less than or equal to 3.0
to 1.0, but greater than
2.5 to 1.0
    
    
    .50
    %
    
    
    2.00
    %
    
    
    .40
    %IV
    
    Less than or equal to 2.5
to 1.0, but greater than
2.0 to 1.0
    
    
    .25
    %
    
    
    1.75
    %
    
    
    .35
    %V
    
    
    Less than or equal to 2.0 to 1.0
    
    
    0.00
    %
    
    
    1.50
    %
    
    
    .30
    %
 -2-




---



##### 



Pricing Date i.e.,
 Application
 Approved Fund
 Assignment and Assumption
 Authorized Representative
 -3-




---



##### 



Base Rate plus
 Base Rate Loan
 Borrower
 Borrowing advanced continued converted
 Business Day
 Capital Expenditures
 Capital Lease
 Capitalized Lease Obligation
 -4-




---



##### 



Cash Equivalents
 CERCLA §§ et
seq.,
 Change of Control person group
 Closing Date
 Code
 -5-




---



##### 



Collateral
 Collateral Account
 Collateral Documents
 Commitment
 Contingent Obligation primary obligations primary obligor provided, however,
 Controlled Group
 Credit Event
 -6-




---



##### 



Damages
 Deeds of Trust
 Default
 Disposition
 Dollars $
 EBITDA plus provided, that
 Eligible Assignee provided
 Environmental Claim
 -7-




---



##### 



Environmental Law
 ERISA
 Eurodollar Loan
 Event of Default
 Event of Loss
 Existing Credit Agreement
 Federal Funds Rate
 Fixed Charges
 -8-




---



##### 



Foreign Subsidiary
 Funding Date
 Funds Transfer and Deposit Account Liability
 GAAP
 Governmental Authority
 Guarantor Guarantors
 Guaranty Guaranties
 Hazardous Material
 Hedge Agreement
 Hedging Liability
 -9-




---



##### 



Hostile Acquisition
 Indebtedness
 Interest Expense
 Interest Period provided, however,
  provided
 -10-




---



##### 



provided, however,
 L/C Issuer
 L/C Obligations
 L/C Sublimit
 Legal Requirement
 Lenders
 Lending Office
 Letter of Credit
 Leverage Ratio
 LIBOR
 LIBOR Index Rate
 -11-




---



##### 



LIBOR01 Page Reuters Screen LIBOR01 Page
 Lien
 Loan type
 Loan Documents
 Magellan Contracts
 Management Fees
 MAPCO
 MAPCO Services Agreement
 Marketing GP
 Marketing Inc.
 Material Adverse Effect
 -12-




---



##### 



Moodys
 Multiemployer Plan
 Net Income provided
 Net Cash Proceeds
 Net Worth
 Notes
 Obligations
 -13-




---



##### 



Participant
 Participating Interest
 Participating Lender
 Patriot Act
 PBGC
 Percentage
 Permitted Acquisition
      pro forma
 -14-




---



##### 



Permitted Lien
 Person
 Plan
 Pledge Agreement
 Premises
 Property
 RCRA §§ et seq.
 Refining
 Refining Marketing Agreement
 Refining Operating Agreement
 Reimbursement Obligation
 Related Parties
 -15-




---



##### 



Release
 Required Lenders
 Reserve Percentage eurocurrency liabilities eurocurrency liabilities
 Responsible Officer
 Revolving Credit
 Revolving Loan type
 Revolving Note
 S&P
 Security Agreement
 Subsidiary
 -16-




---



##### 



Subsidiary
 Swing Line
 Swing Line Sublimit
 Swing Loan Swing Loans
 Swing Note
 Termination Date
 Total Funded Debt
 Total Leverage Ratio
 Unfunded Vested Liabilities
 Unused Commitments provided
 U.S. Subsidiary
 Voting Stock
 -17-




---



##### 



Welfare Plan
 Wholly-owned Subsidiary
 Section 1.2. Interpretation hereof herein hereunder UCC
 Section 1.3. Change in Accounting Principles
 Section 2. The Credit Facilities.
 Section 2.1. Commitments Revolving Loan Revolving Loans provided, however,
 -18-




---



##### 



Commitment Increases Additional Commitments provided provided further
 Adjustments. Funding Date
 Section 2.2. Letters of Credit General Terms. Letter of Credit provided, however,
 -19-




---



##### 



Applications. Application provided
 The Reimbursement Obligations. Reimbursement
Obligation
 -20-




---



##### 



provided
 The Participating Interests. Participating Lender Participating Interest
  -21-




---



##### 



Indemnification.
 Manner of Requesting a Letter of Credit.
 Section 2.3. Applicable Interest Rates Base Rate Loans.
 Eurodollar Loans.
 -22-




---



##### 



Default Rate.
   provided, however,
 Rate Determinations.
 Section 2.4. Manner of Borrowing Loans and Designating Applicable Interest Rates Notice
to the Administrative Agent.
 -23-




---



##### 



Notice to the Lenders
 Borrowers Failure to Notify; Automatic Continuations and Conversions
 Disbursement of Loans
 Administrative Agent Reliance on Lender Funding.
 -24-




---



##### 



Section 2.5. Minimum Borrowing Amounts; Maximum Eurodollar Loans
 Section 2.6. Maturity of Loans.
 Section 2.7. Prepayments. Voluntary Prepayments provided, however,
 -25-




---



##### 



Mandatory Prepayments. provided
   -26-




---



##### 



Section 2.8. Place and Application of Payments
  first,
 -27-




---



##### 



second,
 third,
 fourth,
 fifth,
 sixth,
 Section 2.9. Commitment Terminations Voluntary. provided
 Section 2.10. Swing Loans Generally.
 -28-




---



##### 



Swing Loan Swing Loans provided,
however, provided
 Interest on Swing Loans
 Requests for Swing Loans Administrative Agents Quoted Rate
 Refunding of Swing Loans
 -29-




---



##### 



Participations provided
 Section 2.11. Evidence of Indebtedness
  prima facie provided, however,
  -30-




---



##### 



Revolving Note Swing Note Notes Note
 Section 2.12. Fees Commitment Fee
 Letter of Credit Fees. provided provided, however,
 Administrative Agent Fees
 -31-




---



##### 



Audit Fees. provided, however,
 Section 2.13. Account Debit. provided
 Section 3. Conditions Precedent.
  Section 3.1. All Credit Events
      -32-




---



##### 



Section 3.2. Initial Credit Event.
     -33-




---



##### 



-34-




---



##### 



Section 4. The Collateral and Guaranties.
 Section 4.1. Collateral provided, however, provided
 -35-




---



##### 



Section 4.2. Liens on Real Property provided, however
 Section 4.3. Guaranties Guarantor Guarantors Guaranty Guaranties
 Section 4.4. Further Assurances
 -36-




---



##### 



Section 5. Representations and Warranties.
  Section 5.1. Organization and Qualification
 Section 5.2. Authority and Enforceability e.g.,
 Section 5.3. Financial Reports
 -37-




---



##### 



Section 5.4. No Material Adverse Change
 Section 5.5. Litigation and other Controversies
 Section 5.6. True and Complete Disclosure
 Section 5.7. Use of Proceeds; Margin Stock
 -38-




---



##### 



Section 5.8. Taxes
 Section 5.9. ERISA
 Section 5.10. Subsidiaries
 Section 5.11. Compliance with Laws
 Section 5.12. Environmental Matters
 -39-




---



##### 



Section 5.13. Investment Company.
 Section 5.14. Intellectual Property
 Section 5.15. Good Title
 Section 5.16. Labor Relations
 Section 5.17. Capitalization
 -40-




---



##### 



Section 5.18. Other Agreements
 Section 5.19. Governmental Authority and Licensing
 Section 5.20. Approval
 Section 5.21. Affiliate Transactions.
 Section 5.22. Solvency
 Section 5.23. No Broker Fees
 -41-




---



##### 



Section 5.24. Foreign Assets Control Regulations and Anti-Money Laundering OFAC
 Patriot Act Patriot Act
 Section 5.25. No Default.
 Section 6. Covenants.
  Section 6.1. Information Covenants
 Monthly Reports
 Quarterly Reports
 -42-




---



##### 



Annual Statements
 Officers Certificates
 Budgets
 -43-




---



##### 



Notice of Default or Litigation
 Management Letters
 Other Reports and Filings
 Environmental Matters
 -44-




---



##### 



Defaults under Affiliate Contracts
 Other Information
 Section 6.2. Inspections
 Section 6.3. Maintenance of Property, Insurance, Environmental Matters, etc
  -45-




---



##### 



Section 6.4. Preservation of Existence provided, however,
 Section 6.5. Compliance with Laws
 -46-




---



##### 



Section 6.6. ERISA
 Section 6.7. Payment of Taxes
 Section 6.8. Contracts With Affiliates
 Section 6.9. No Changes in Fiscal Year
 Section 6.10. Change in the Nature of Business
 -47-




---



##### 



Section 6.11. Indebtedness
      Section 6.12. Liens provided Permitted Liens
     -48-




---



##### 



Section 6.13. Consolidation, Merger, Sale of Assets, etc
    provided
  -49-




---



##### 



Section 6.14. Advances, Investments and Loans
          Section 6.15. Dividends and Certain Other Restricted Payments; Amendments of Material
Contracts
 -50-




---



##### 



provided, however, provided provided
 Section 6.16. Limitation on Restrictions
 Section 6.17. Limitation on the Creation of Subsidiaries provided
 Section 6.18. OFAC
 -51-




---



##### 



Section 6.19. Financial Covenants Total Leverage Ratio
 Fixed Charge Coverage Ratio
 Net Worth. plus i.e. i.e plus
 Section 6.20. Deposit Accounts
 Post Closing Covenant.
 Section 7. Events of Default and Remedies.
 Section 7.1. Events of Default. Event
of Default
  -52-




---



##### 



-53-




---



##### 



Material
Plan
     Section 7.2. Non-Bankruptcy Defaults.
 -54-




---



##### 



Section 7.3. Bankruptcy Defaults
 Section 7.4. Collateral for Undrawn Letters of Credit
 Collateral
Account
 -55-




---



##### 



provided provided, however,
 Section 7.5. Notice of Default
 Section 7.6. Expenses
 Section 8. Change in Circumstances and Contingencies.
 Section 8.1. Funding Indemnity
   -56-




---



##### 



Section 8.2. Illegality provided, however,
 Section 8.3. Unavailability of Deposits or Inability to Ascertain, or Inadequacy of, LIBOR
    -57-




---



##### 



Section 8.4. Yield Protection
     -58-




---



##### 



Section 8.5. Substitution of Lenders Affected
Lender provided
 Section 8.6. Lending Offices Lending Office
 -59-




---



##### 



Section 8.7. Discretion of Lender as to Manner of Funding
 Section 9. The Administrative Agent.
 Section 9.1. Appointment and Authorization of Administrative Agent
 Section 9.2. Administrative Agent and its Affiliates Lender
 Section 9.3. Action by Administrative Agent
 -60-




---



##### 



Section 9.4. Consultation with Experts
 Section 9.5. Liability of Administrative Agent; Credit Decision
 -61-




---



##### 



Section 9.6. Indemnity
 Section 9.7. Resignation of Administrative Agent and Successor Administrative Agent
 Section 9.8. L/C Issuer.
 -62-




---



##### 



Section 9.9. Hedging Liability and Funds Transfer and Deposit Account Liability Arrangements
 Section 9.10. Designation of Additional Administrative Agents
 Section 9.11. Authorization to Enter into, and Enforcement of, the Collateral Documents provided
 Section 10. Miscellaneous.
 Section 10.1. Withholding Taxes Payments Free of Withholding
 -63-




---



##### 



provided, however,
 U.S. Withholding Tax Exemptions
 -64-




---



##### 



Inability of Lender to Submit Forms
   -65-




---



##### 



Section 10.2. No Waiver, Cumulative Remedies.
 Section 10.3. Non-Business Days.
 Section 10.4. Documentary Taxes.
 Section 10.5. Survival of Representations.
 Section 10.6. Survival of Indemnities
 -66-




---



##### 



Section 10.7. Sharing of Set-Off. provided, however,
 Section 10.8. Notices
 to the Borrower:
    
    to the Administrative Agent:7102 Commerce WayBrentwood, TN 37027
    
    Fifth Third CenterAttention: John Colling
    
    38 Fountain Square PlazaTelephone: (615) 224-1312
    
    Cincinnati, OH 45263Telecopy: (615) 224-1302
    
    Attention: Loan Syndications/Judy HulsTelephone: (513) 534-7246Telecopy: (513) 534-3663With a copy to:Fulbright & Jaworski LLP666 Fifth AvenueNew York, New York 10103Attention: Sean CorriganTelephone: (212) 318-3096Telecopy: (212) 318-3400
 -67-




---



##### 



provided
  Section 10.9. Counterparts
 Section 10.10. Successors and Assigns; Assignments and Participations Successors and
Assigns Generally.
 Assignments by Lenders. provided
 Trade Date
 -68-




---



##### 



Register. Register
 -69-




---



##### 



Participations. Participant provided
 provided
 Limitations upon Participant Rights.
 Certain Pledges. provided
 Electronic Execution of Assignments.
 -70-




---



##### 



Section 10.11. Amendments provided
  pro rata
 Section 10.12. Heading
 Section 10.13. Costs and Expenses; Indemnification
 -71-




---



##### 



Section 10.14. Set-off
 -72-




---



##### 



Section 10.15. Entire Agreement
 Section 10.16. Governing Law
 Section 10.17.
Severability of Provisions
 Section 10.18. Excess Interest Excess Interest Maximum Rate
 -73-




---



##### 



Section 10.19. Construction
 Section 10.20. Lenders Obligations Several
 Section 10.21. USA Patriot Act
 Section 10.22. Submission to Jurisdiction; Waiver of Jury Trial The Borrower, the Administrative
Agent, the L/C Issuer and the Lenders hereby irrevocably waive any and all right to trial by jury
in any legal proceeding arising out of or relating to any Loan Document or the transactions
contemplated thereby.
 Section 10.23. Treatment of Certain Information; Confidentiality
 -74-




---



##### 



Information provided
 Section 10.24. Amendment and Restatement
 [Signature Pages to Follow]
 -75-




---



##### 



Delek Marketing & Supply, LPBy:
    Delek Marketing GP, LLC,its general partnerBy
    /s/ Edward MorganName                           Edward MorganTitle                          VP & CFOBy
    /s/ John P. Colling, Jr.Name                           John P. CollingTitle                          VP & Treasurer




---



##### 



LendersFifth Third Bank, an Ohio banking
corporation, as a  Lender, as
L/C Issuer, and as Administrative AgentBy
    /s/ John K. PerezName       John K. PerezTitle      Vice President -2-




---



##### 



First Tennessee Bank National Association, 

 as a LenderBy
    /s/ James H. Moore, Jr.Name       James H. Moore, Jr.Title      SVP -3-