Exhibit 33.4

Managements Assertion

Report on Compliance with Applicable Servicing
Criteria Pursuant to Item 1122 of Regulation AB under the Securities Exchange
Act of 1934

FDI Computer Consulting,
Inc. (the Company), dba FDI Collateral Management, as a party participating
in the servicing functions for the following transactions:

USAA Auto Owner Trust 2006-1
USAA Auto Owner Trust 2006-2
USAA Auto Owner Trust 2006-3
USAA Auto Owner Trust 2006-4

hereby provides the
following report on its assessment of compliance with the servicing criteria
set forth in Item 1122(d) of Regulation AB applicable to it and as described on
Exhibit A hereto (the Applicable Servicing Criteria):

| |    |                                                                                                                                                                                                                                                                                                                                                       
| | -- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| | 1. | the Company is responsible
  for assessing its compliance with the Applicable Servicing Criteria;                                                                                                                                                                                                                                                     
| |    |                                                                                                                                                                                                                                                                                                                                                       
| | 2. | the Company used the
  criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess
  its compliance with the Applicable Servicing Criteria;                                                                                                                                                                                           
| |    |                                                                                                                                                                                                                                                                                                                                                       
| | 3. | the Companys assessment
  of its compliance, for each of the above transactions, with the Applicable
  Servicing Criteria is as of and for the year ended December 31, 2006, the end
  of the year covered by the Form 10-K report. The Companys complied in all
  material respects with the Applicable Servicing Criteria during the period;
  and
| |    |                                                                                                                                                                                                                                                                                                                                                       
| | 4. | Ernst & Young LLP, a
  registered public accounting firm, has issued an attestation report on the
  Companys assessment of compliance with the Applicable Servicing Criteria as
  of and for the year ended December 31, 2006.                                                                                                                       

| |                                 
| | --------------------------------
| | FDI COMPUTER CONSULTING,
  INC. 
| |                                 
| | /s/ JEFF COOKE                  
| |                                 
| |                                 
| | Name: Jeff Cooke                
| | Title: Chief Executive
  Officer

Dated:
February 26, 2007

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Exhibit A

Regulation AB § 229.1122(d) (Item 1122(d))
Servicing Criteria.

|                          |  |                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|------------------------- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | ------------------------
|Regulation AB
  Reference |  | Servicing criteria                                                                                                                                                                                                                                                        |  | Applicable Servicing
  Criteria |  | Additional
  Information
|                         
|1122(d)(1)                |  | General servicing considerations.                                                                                                                                                                                                                                         |  |                                 |  |                         
|                          |  |                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(1)(i)             |  | Policies and
  procedures are instituted to monitor any performance or other triggers and
  events of default in accordance with the transaction agreements.                                                                                                              |  | Applicable.                     |  |                         
|                          |  |                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(1)(ii)            |  | If any
  material servicing activities are outsourced to third parties, policies and
  procedures are instituted to monitor the third partys performance and
  compliance with such servicing activities.                                                                |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(1)(iii)           |  | Any
  requirements in the transaction agreements to maintain a back-up servicer for
  the pool assets are maintained.                                                                                                                                                     |  | Not
  applicable                |  |                         
|                          |  |                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(1)(iv)            |  | A fidelity
  bond and errors and omissions policy is in effect on the party participating
  in the servicing function throughout the reporting period in the amount of
  coverage required by and otherwise in accordance with the terms of the
  transaction agreements. |  | Not
  Applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|                          |  | Cash collection and administration.                                                                                                                                                                                                                                       |  |                                 |  |                         
|                          |  |                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(2)(i)             |  | Payments on
  pool assets are deposited into the appropriate custodial bank accounts and
  related bank clearing accounts no more than two business days of receipt, or
  such other number of days specified in the transaction agreements.                              |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(2)(ii)            |  | Disbursements
  made via wire transfer on behalf of an obligor or to an investor are made
  only by authorized personnel.                                                                                                                                                 |  | Not
  applicable.               |  |                         

---



|                          |  |                                                                                                                                                                                                                                                                                                                                                                             |  |                                 |  |                         
|------------------------- |  | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | ------------------------
|Regulation AB
  Reference |  | Servicing criteria                                                                                                                                                                                                                                                                                                                                                          |  | Applicable Servicing
  Criteria |  | Additional
  Information
|                         
|1122(d)(2)(iii)           |  | Advances of
  funds or guarantees regarding collections, cash flows or distributions, and
  any interest or other fees charged for such advances, are made, reviewed and
  approved as specified in the transaction agreements.                                                                                                                                             |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                             |  |                                 |  |                         
|1122(d)(2)(iv)            |  | The related
  accounts for the transaction, such as cash reserve accounts or accounts
  established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of
  cash) as set forth in the transaction agreements.                                                                                                                 |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                             |  |                                 |  |                         
|1122(d)(2)(v)             |  | Each
  custodial account is maintained at a federally insured depository institution
  as set forth in the transaction agreements. For purposes of this criterion,
  federally insured depository institution with respect to a foreign
  financial institution means a foreign financial institution that meets the
  requirements of § 240.13k-1(b)(1) of this chapter. |  | Not applicable.                 |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                             |  |                                 |  |                         
|1122(d)(2)(vi)            |  | Unissued
  checks are safeguarded so as to prevent unauthorized access.                                                                                                                                                                                                                                                                                                     |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                             |  |                                 |  |                         
|1122(d)(2)(vii)           |  | Reconciliations
  are prepared on a monthly basis for all asset-backed securities related bank
  accounts, including custodial accounts and related bank clearing accounts.
  These reconciliations:                                                                                                                                                                        |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                             |  |                                 |  |                         
|1122(d)(2)(vii)(A)        |  | Are
  mathematically accurate;                                                                                                                                                                                                                                                                                                                                              |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                             |  |                                 |  |                         
|1122(d)(2)(vii)(B)        |  | Are prepared
  within 30 calendar days after the bank statement cutoff date, or such other
  number of days specified in the transaction agreements;                                                                                                                                                                                                                        |  | Not
  applicable.               |  |                         

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|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|------------------------- |  | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | ------------------------
|Regulation AB
  Reference |  | Servicing criteria                                                                                                                                                                                                     |  | Applicable Servicing
  Criteria |  | Additional
  Information
|                         
|1122(d)(2)(vii)(C)        |  | Are reviewed
  and approved by someone other than the person who prepared the
  reconciliation; and                                                                                                                    |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|1122(d)(2)(vii)(D)        |  | Contain
  explanations for reconciling items. These reconciling items are resolved
  within 90 calendar days of their original identification, or such other
  number of days specified in the transaction agreements. |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|                          |  | Investor remittances and reporting.                                                                                                                                                                                    |  |                                 |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|1122(d)(3)(i)             |  | Reports to
  investors, including those to be filed with the Commission, are maintained in
  accordance with the transaction agreements and applicable Commission
  requirements. Specifically, such reports:          |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|1122(d)(3)(i)(A)          |  | Are prepared
  in accordance with timeframes and other terms set forth in the transaction
  agreements;                                                                                                                |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|1122(d)(3)(i)(B)          |  | Provide
  information calculated in accordance with the terms specified in the
  transaction agreements;                                                                                                               |  | Not
  applicable                |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|1122(d)(3)(i)(C)          |  | Are filed
  with the Commission as required by its rules and regulations; and                                                                                                                                          |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|1122(d)(3)(i)(D)          |  | Agree with
  investors or the trustees records as to the total unpaid principal balance
  and number of pool assets serviced by the servicer.                                                                        |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|1122(d)(3)(ii)            |  | Amounts due
  to investors are allocated and remitted in accordance with timeframes,
  distribution priority and other terms set forth in the transaction
  agreements.                                                |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                        |  |                                 |  |                         
|1122(d)(3)(iii)           |  | Disbursements
  made to an investor are posted within two business days to the servicers                                                                                                                              |  | Not
  applicable.               |  |                         

---



|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|------------------------- |  | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | ------------------------
|Regulation AB
  Reference |  | Servicing criteria                                                                                                                                                                                                                                                                                                                                                                                                                  |  | Applicable Servicing
  Criteria |  | Additional
  Information
|                         
|                          |  | investor
  records, or such other number of days specified in the transaction
  agreements.                                                                                                                                                                                                                                                                                                                                         |  |                                 |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|1122(d)(3)(iv)            |  | Amounts
  remitted to investors per the investor reports agree with cancelled checks,
  or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                                                                     |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|                          |  | Pool asset administration.                                                                                                                                                                                                                                                                                                                                                                                                          |  |                                 |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|1122(d)(4)(i)             |  | Collateral
  or security on pool assets is maintained as required by the transaction
  agreements or related pool asset documents.                                                                                                                                                                                                                                                                                                  |  | Applicable.                     |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|1122(d)(4)(ii)            |  | Pool assets
  and related documents are safeguarded as required by the transaction
  agreements.                                                                                                                                                                                                                                                                                                                                    |  | Applicable.                     |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|1122(d)(4)(iii)           |  | Any
  additions, removals or substitutions to the asset pool are made, reviewed and
  approved in accordance with any conditions or requirements in the transaction
  agreements.                                                                                                                                                                                                                                                   |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|1122(d)(4)(iv)            |  | Payments on
  pool assets, including any payoffs, made in accordance with the related pool
  asset documents are posted to the applicable servicers obligor records
  maintained no more than two business days after receipt, or such other number
  of days specified in the transaction agreements, and allocated to principal,
  interest or other items (e.g.,
  escrow) in accordance with the related pool asset documents. |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|1122(d)(4)(v)             |  | The
  servicers records regarding the pool assets agree with the servicers
  records with respect to an obligors unpaid principal balance.                                                                                                                                                                                                                                                                                       |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                     |  |                                 |  |                         
|1122(d)(4)(vi)            |  | Changes with
  respect to the terms or status of an obligors pool asset (e.g., loan                                                                                                                                                                                                                                                                                                                                                |  | Not
  applicable.               |  |                         

---



|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  |                                 |  |                         
|------------------------- |  | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | ------------------------
|Regulation AB
  Reference |  | Servicing criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |  | Applicable Servicing
  Criteria |  | Additional
  Information
|                         
|                          |  | modifications
  or re-agings) are made, reviewed and approved by authorized personnel in
  accordance with the transaction agreements and related pool asset documents.                                                                                                                                                                                                                                                                                                                                                    |  |                                 |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  |                                 |  |                         
|1122(d)(4)(vii)           |  | Loss
  mitigation or recovery actions (e.g.,
  forbearance plans, modifications and deeds in lieu of foreclosure,
  foreclosures and repossessions, as applicable) are initiated, conducted and
  concluded in accordance with the timeframes or other requirements established
  by the transaction agreements.                                                                                                                                                                                                           |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  |                                 |  |                         
|1122(d)(4)(viii)          |  | Records
  documenting collection efforts are maintained during the period a pool asset
  is delinquent in accordance with the transaction agreements. Such records are
  maintained on at least a monthly basis, or such other period specified in the
  transaction agreements, and describe the entitys activities in monitoring
  delinquent pool assets including, for example, phone calls, letters and
  payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or
unemployment). |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  |                                 |  |                         
|1122(d)(4)(ix)            |  | Adjustments
  to interest rates or rates of return for pool assets with variable rates are
  computed based on the related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                           |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  |                                 |  |                         
|1122(d)(4)(x)             |  | Regarding
  any funds held in trust for an obligor (such as escrow accounts):                                                                                                                                                                                                                                                                                                                                                                                                                                              |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  |                                 |  |                         
|1122(d)(4)(x)(A)          |  | Such funds
  are analyzed, in accordance with the obligors pool asset documents, on at
  least an annual basis, or such other period specified in the transaction
  agreements;                                                                                                                                                                                                                                                                                                                                           |  | Not
  applicable.               |  |                         

---



|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|------------------------- |  | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | ------------------------
|Regulation AB
  Reference |  | Servicing criteria                                                                                                                                                                                                                                                                                                                                                                                        |  | Applicable Servicing
  Criteria |  | Additional
  Information
|                         
|1122(d)(4)(x)(B)          |  | Interest on
  such funds is paid, or credited, to obligors in accordance with applicable
  pool asset documents and state laws; and                                                                                                                                                                                                                                                                       |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(4)(x)(C)          |  | Such funds
  are returned to the obligor within 30 calendar days of full repayment of the
  related pool asset, or such other number of days specified in the transaction
  agreements.                                                                                                                                                                                                                   |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(4)(xi)            |  | Payments made
  on behalf of an obligor (such as tax or insurance payments) are made on or
  before the related penalty or expiration dates, as indicated on the
  appropriate bills or notices for such payments, provided that such support
  has been received by the servicer at least 30 calendar days prior to these
  dates, or such other number of days specified in the transaction agreements. |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(4)(xii)           |  | Any late
  payment penalties in connection with any payment to be made on behalf of an
  obligor are paid from the servicers funds and not charged to the obligor,
  unless the late payment was due to the obligors error or omission.                                                                                                                                                                 |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(4)(xiii)          |  | Disbursements
  made on behalf of an obligor are posted within two business days to the
  obligors records maintained by the servicer, or such other number of days
  specified in the transaction agreements.                                                                                                                                                                                           |  | Not
  applicable.               |  |                         
|                          |  |                                                                                                                                                                                                                                                                                                                                                                                                           |  |                                 |  |                         
|1122(d)(4)(xiv)           |  | Delinquencies,
  charge-offs and uncollectable accounts are recognized and recorded in accordance
  with the transaction agreements.                                                                                                                                                                                                                                                                      |  | Not
  applicable.               |  |                         

---



|                          |  |                                                                                                                                                                                          |  |                                 |  |                         
|------------------------- |  | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | ------------------------
|Regulation AB
  Reference |  | Servicing criteria                                                                                                                                                                       |  | Applicable Servicing
  Criteria |  | Additional
  Information
|                         
|1122(d)(4)(xv)            |  | Any external
  enhancement or other support, identified in Item 1114(a)(1) through (3) or
  Item 1115 of this Regulation AB, is maintained as set forth in the
  transaction agreements. |  | Not
  applicable.               |  |                         

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