EXHIBIT 4.7

      THIS NOTE AND THE SECURITIES  REPRESENTED  HEREBY HAVE NOT BEEN REGISTERED
      UNDER  THE  SECURITIES  ACT  OF  1933,  AS  AMENDED,  OR  QUALIFIED  UNDER
      APPLICABLE  STATE  SECURITIES  LAWS AND HAVE  BEEN  TAKEN  FOR  INVESTMENT
      PURPOSES  ONLY AND NOT WITH A VIEW TO OR FOR SALE IN  CONNECTION  WITH ANY
      DISTRIBUTION  THEREOF.  NEITHER THIS NOTE NOR THE  SECURITIES  REPRESENTED
      HEREBY  MAY BE  SOLD  OR  OTHERWISE  TRANSFERRED  IN THE  ABSENCE  OF SUCH
      REGISTRATION  AND  QUALIFICATION  WITHOUT,  EXCEPT UNDER CERTAIN  SPECIFIC
      LIMITED  CIRCUMSTANCES,  AN OPINION OF COUNSEL FOR THE LENDER,  REASONABLY
      ACCEPTABLE TO THE COMPANY,  THAT SUCH  REGISTRATION AND  QUALIFICATION ARE
      NOT REQUIRED.

                               DELTA MUTUAL, INC.
                         6% CONVERTIBLE PROMISSORY NOTE

$266,000                                                           April 5, 2007

                                                      Sellersville, Pennsylvania

      FOR VALUE  RECEIVED,  DELTA  MUTUAL  INC.,  a  Delaware  corporation  (the
      "Company"),  with offices at 111 North  Branch  Street,  Sellersville,  PA
      18960,  promises  to  pay  to  Congregation  Azrial  Yehuda,  a  New  York
      corporation, (the "Lender"), of 283 Rutledge Avenue, Brooklyn, NY 11211 in
      lawful money of the United  States of America,  the  principal  sum of Two
      Hundred Sixty Six Thousand Dollars ($266,000), together with interest from
      the date of this Note on the unpaid  principal  balance at a rate equal to
      six percent (6.0%) per annum,  computed on the basis of a year of 360 days
      and  compounded  annually on the last day of the calendar year. All unpaid
      principal,  together  with any then unpaid and accrued  interest and other
      amounts payable hereunder,  shall be due and payable at any time after the
      earlier of (i) the Maturity Date (as defined below), or (ii) when, upon or
      after the  occurrence  of an Event of Default  (as  defined  below),  such
      amounts are declared  due and payable by the Lender or made  automatically
      due and payable in accordance with the terms hereof.

      The  following  is a  statement  of the  rights  of  the  Lender  and  the
conditions  to which  this  Note is  subject,  and to which the  Lender,  by the
acceptance of this Note, agrees:

      Definitions. As used in this Note, the following capitalized terms have
the following meanings:

      1.1 "Common Stock" shall mean the common stock, par value $.0001 per
share, of Delta Mutual, Inc., a Delaware corporation.

      1.2 "Company" includes the corporation initially executing this Note and
any Person which shall succeed to or assume the obligations of the Company under
this Note.

      1.3 "Event of Default" has the meaning given in Section 6 hereof.


      1.4 "Lender" shall mean the Person specified in the introductory paragraph
of this Note or any Person who shall at the time be the registered holder of
this Note.

      1.5 "Maturity Date" shall mean September 6, 2007.

      1.6 "Obligations" shall mean all obligations, owed by the Company to the
Lender, now existing or hereafter arising under or pursuant to the terms of this
Note.

      1.7 "Person" shall mean and include an individual, a partnership, a
corporation (including a business trust), a joint stock the Company, a limited
liability the Company, an unincorporated association, a joint venture or other
entity or a governmental authority.


2. Interest. All accrued and unpaid interest on this Note shall be due and
payable on the Maturity Date.

3. Seniority. This Note shall be senior to all
general obligations of the Company including, trade payables and other
obligations incurred in the ordinary course of business.

<PAGE>

4. Repayment at the Company's Option. At any time after the date hereof and
prior to the Maturity Date, the Company may repay this Note, including all
interest accrued on this Note, without penalty or premium, in whole or in part;
provided that any such repayment will be applied first to the payment of unpaid
interest accrued on this Note and second, to the payment of principal of this
Note, by providing thirty (30) days prior written notice to the Lender.
Notwithstanding the foregoing, prior to the expiration of the thirty-day notice
period, the Lender shall have the right to convert this Note in accordance
herewith prior to any such repayment, subject to the limitation set forth in
Section 8.1 hereof.

5. Representations and Warranties of The Lender. The Lender represents and
warrants to the Company upon the acquisition of the Note as follows:

5.1   Binding Obligation. The Lender has full legal capacity, power and
      authority to execute and deliver this Note and to perform its obligations
      hereunder. This Note is a valid and binding obligation of the Lender,
      enforceable in accordance with its terms, except as limited by bankruptcy,
      insolvency or other laws of general application relating to or affecting
      the enforcement of creditors' rights generally and general principles of
      equity.

5.2   Securities Law Compliance. The Lender has been advised that this Note has
      not been registered under the Securities Act of 1933, as amended (the
      "Securities Act"), or any state securities laws and, therefore, cannot be
      resold unless it is registered under the Securities Act and applicable
      state securities laws or unless an exemption from such registration
      requirements is available. The Lender is aware that the Company is under
      no obligation to effect any such registration with respect to this Note or
      to file for or comply with any exemption from registration. The Lender is
      purchasing this Note for its own account for investment, not as a nominee
      or agent, and not with a view to, or for resale in connection with, the
      distribution thereof. The Lender has such knowledge and experience in
      financial and business matters that the Lender is capable of evaluating
      the merits and risks of such investment, is able to incur a complete loss
      of such investment and is able to bear the economic risk of such
      investment for an indefinite period of time.

6. Events of Default. The occurrence of any of the following shall constitute an
"Event of Default" under this Note:

6.1   Failure to Comply With Covenants. The Company shall have failed to
      perform, keep, or observe any other material term, provision, condition,
      covenant, or agreement contained in this Note and has failed to cure such
      default within fifteen (15) business days after the Company's receipt of
      written notice from the Lender of such default;

6.2   Voluntary Bankruptcy or Insolvency Proceedings. The Company shall (i)
      apply for or consent to the appointment of a receiver, trustee, liquidator
      or custodian of itself or of all or a substantial part of its property,
      (ii) be unable, or admit in writing its inability, to pay its debts
      generally as they mature, (iii) make a general assignment for the benefit
      of its or any of its creditors, (iv) be dissolved or liquidated, (v)
      become insolvent (as such term may be defined or interpreted under any
      applicable statute), (vi) commence a voluntary case or other proceeding
      seeking liquidation, reorganization or other relief with respect to itself
      or its debts under any bankruptcy, insolvency or other similar law now or
      hereafter in effect or consent to any such relief or to the appointment of
      or taking possession of its property by any official in an involuntary
      case or other proceeding commenced against it, or (vii) take any action
      for the purpose of effecting any of the foregoing; or

6.3   Involuntary Bankruptcy or Insolvency Proceedings. Proceedings for the
      appointment of a receiver, trustee, liquidator or custodian of the Company
      or of all or a substantial part of the property thereof, or an involuntary
      case or other proceedings seeking liquidation, reorganization or other
      relief with respect to the Company or the debts thereof under any
      bankruptcy, insolvency or other similar law now or hereafter in effect
      shall be commenced and an order for relief entered or such proceeding
      shall not be dismissed or discharged within sixty (60) days of
      commencement.


7. Rights of The Lender upon Default. Upon the occurrence or existence of any
Event of Default (other than an Event of Default referred to in Sections 6.2 and
6.3) and at any time thereafter during the continuance of such Event of Default,
the Lender may, by written notice to the Company, declare all outstanding
Obligations payable by the Company hereunder to be immediately due and payable
without presentment, demand, protest or any other notice of any kind, all of
which are hereby expressly waived. Upon the occurrence or existence of any Event
of Default described in Sections 6.2 and 6.3, immediately and without notice,
all outstanding Obligations payable by the Company hereunder shall automatically
become immediately due and payable, without presentment, demand, protest or any
other notice of any kind, all of which are hereby expressly waived. In addition
to the foregoing remedies, upon the occurrence or existence of any Event of
Default, the Lender may exercise any other right, power or remedy otherwise
permitted to it by law, either by suit in equity or by action at law, or both.

<PAGE>

8. Conversion.

8.1   Optional Conversion. At any time after the date hereof and prior to the
      Maturity Date, the Lender may convert all or any portion of the
      outstanding principal balance of this Note, and, unless paid in cash by or
      on behalf of the Company, all accrued and unpaid interest thereon, into
      fully paid and nonassessable shares of Common Stock. The number of shares
      of Common Stock into which this Note may be converted (the "Conversion
      Shares") shall be determined by dividing the aggregate principal amount,
      and, if applicable, accrued and unpaid interest, of the Note by the
      Conversion Price (as defined below) in effect at the time of such
      conversion. The "Conversion Price" shall be equal to $0.05 per share
      (subject to adjustment for stock splits, combinations and other similar
      transactions).

8.2   Fractional Shares; Effect of Conversion. No fractional shares shall be
      issued upon conversion of this Note. Upon conversion of this Note in full,
      the Company shall be forever released from all its obligations and
      liabilities under this Note.

8.3   Reservation of Stock Issuable Upon Conversion. The Company shall at all
      times reserve and keep available out of its authorized but unissued shares
      of Common Stock solely for the purpose of effecting the conversion of this
      Note such number of its shares of Common Stock as shall from time to time
      be sufficient to effect the conversion of the Note; and if at any time the
      number of authorized but unissued shares of Common Stock shall not be
      sufficient to effect the conversion of the entire outstanding principal
      amount and, if applicable, accrued and unpaid interest, of the Note,
      without limitation of such other remedies as shall be available to the
      Lender of this Note, the Company will use its best efforts to take such
      corporate action as may, in the opinion of counsel, be necessary to
      increase its authorized but unissued shares of Common Stock to such number
      of shares as shall be sufficient for such purposes.

8.4   Adjustment to Conversion Price. In the event that the Company shall at any
      time subdivide the outstanding securities into which this Note shall be
      convertible, or shall issue a stock dividend on the securities into which
      this Note shall be convertible, the number of Conversion Shares
      immediately prior to such subdivision or to the issuance of such stock
      dividend shall be proportionately increased, and the Conversion Price
      shall be proportionately decreased, and in the event that the Company
      shall at any time combine the outstanding securities into which this Note
      shall be convertible, the number of Conversion Shares immediately prior to
      such combination shall be proportionately decreased, and the Conversion
      Price shall be proportionately increased, effective at the close of
      business on the date of such subdivision, stock dividend or combination,
      as the case may be.

8.5   Maturity. At the Maturity Date, the outstanding principal balance of this
      Note and, unless paid in cash by or on behalf of the Company, all accrued
      and unpaid interest thereon, shall be automatically converted into fully
      paid and nonassessable shares of Common Stock. The number of Conversion
      Shares shall be determined by dividing the aggregate principal amount and
      accrued and unpaid interest by the Conversion Price in effect at the time
      of such conversion.

9. Covenants of The Company. The Company will, until the earlier to occur of the
conversion or repayment in full of this Note, have authorized a sufficient
number of shares of each class or series of capital stock into which this Note
is convertible pursuant to Section 8 hereof and shall reserve for issuance upon
conversion hereof a sufficient number of shares thereof.

10. Successors and Assigns. Subject to the restrictions on transfer described in
Sections 12 and 13 below, the rights and obligations of the Company and the
Lender of this Note shall be binding upon and benefit the successors, assigns,
heirs, administrators and transferees of the parties.

11. Waiver and Amendment. Any provision of this Note may be amended, waived or
modified upon the written consent of the Company and the Lender.

12. Transfer of this Note or Securities Issuable on Conversion Hereof. This Note
may not be sold, assigned or transferred by the Lender. With respect to any sale
or other disposition of the securities into which this Note may be converted,
the Lender will give written notice to the Company prior thereto, describing
briefly the manner thereof, together with a written opinion of the Lender's
counsel, or other evidence if reasonably satisfactory to the Company, to the
effect that such offer, sale or other distribution may be effected without
registration or qualification (under any federal or state law then in effect).
Upon receiving such written notice and reasonably satisfactory opinion, if so
requested, or other evidence, the Company, as promptly as practicable, shall
notify the Lender that the Lender may sell or otherwise dispose of such
securities, all in accordance with the terms of the notice delivered to the
Company. If a determination has been made pursuant to this Section 12 that the
opinion of counsel for the Lender, or other evidence, is not reasonably
satisfactory to the Company, the Company shall so notify the Lender promptly
after such determination has been made. Each certificate representing the
securities thus transferred shall bear a legend as to the applicable
restrictions on transferability in order to ensure compliance with the
Securities Act, unless in the opinion of counsel for the Company such legend is
not required in order to ensure compliance with the Securities Act. The Company
may issue stop transfer instructions to its transfer agent in connection with
such restrictions. Subject to the foregoing, transfers of this Note or the
securities underlying this Note shall be recorded in registration books
maintained for such purpose by or on behalf of the Company. Prior to
presentation of this Note or such securities for transfer, the Company shall
treat the registered Lender hereof as the owner and holder of this Note for the
purpose of receiving all payments of principal and interest hereon and for all
other purposes whatsoever.

<PAGE>

13. Assignment by The Company. Neither this Note nor any of the rights,
interests or obligations hereunder may be assigned, by operation of law or
otherwise, in whole or in part, by the Company without the prior written consent
of the Lender.

14. Notices. All notices, requests, demands, consents, instructions or other
communications required or permitted hereunder shall in writing and faxed,
mailed or delivered to each party at the respective addresses or facsimile
numbers of the parties. All such notices and communications shall be effective
(a) when sent by Federal Express or other overnight service of recognized
standing, on the business day following the deposit with such service; (b) when
mailed, by mail, first class postage prepaid and addressed as aforesaid through
the United States Postal Service, upon receipt; (c) when delivered by hand, upon
delivery; and (d) when faxed, upon confirmation of receipt.

15. Waivers. The Company hereby waives notice of default, presentment or demand
for payment, protest or notice of nonpayment or dishonor and all other notices
or demands relative to this instrument.

16. Governing Law. This Note and all actions arising out of or in connection
with this Note shall be governed by and construed in accordance with the laws of
the Commonwealth of Pennsylvania, without regard to the conflicts of law
provisions of the Commonwealth of Pennsylvania, or of any other state.

      IN WITNESS WHEREOF, The Company has caused this Note to be issued as of
the date first written above.

                                       DELTA MUTUAL, INC.
                                       a Delaware corporation


                                       By:  /s/ Peter F. Russo
                                            -----------------------
                                       Name:  Peter F. Russo
                                       Title: President & CEO