<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
STATEMENT OF CONDITION AND STATEMENT OF OPERATION FOR THE PERIOD ENDED JUNE 30,
1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000928592
<NAME> PVF CAPITAL CORP
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          JUN-30-1998
<PERIOD-START>                             JUL-01-1997
<PERIOD-END>                               JUN-30-1998
<CASH>                                           2,448
<INT-BEARING-DEPOSITS>                             394
<FED-FUNDS-SOLD>                                20,375
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                          27,800
<INVESTMENTS-MARKET>                            27,768
<LOANS>                                        370,643
<ALLOWANCE>                                      2,687
<TOTAL-ASSETS>                                 433,279
<DEPOSITS>                                     344,229
<SHORT-TERM>                                    11,060
<LIABILITIES-OTHER>                             11,457
<LONG-TERM>                                     36,324
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            40
<OTHER-SE>                                      31,169
<TOTAL-LIABILITIES-AND-EQUITY>                 433,279
<INTEREST-LOAN>                                 32,655
<INTEREST-INVEST>                                1,710
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                34,365
<INTEREST-DEPOSIT>                              17,062
<INTEREST-EXPENSE>                              19,558
<INTEREST-INCOME-NET>                           14,807
<LOAN-LOSSES>                                      246
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  8,850
<INCOME-PRETAX>                                  7,307
<INCOME-PRE-EXTRAORDINARY>                       7,307
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,928
<EPS-PRIMARY>                                     1.25
<EPS-DILUTED>                                     1.20
<YIELD-ACTUAL>                                    3.78
<LOANS-NON>                                      3,283
<LOANS-PAST>                                       163
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,675
<CHARGE-OFFS>                                      237
<RECOVERIES>                                         3
<ALLOWANCE-CLOSE>                                2,687
<ALLOWANCE-DOMESTIC>                             2,687
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,597
        

</TABLE>