<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Statement of Condition and the Statement of Operation for the period ended June
30, 1997 and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               JUN-30-1997
<CASH>                                           7,760
<INT-BEARING-DEPOSITS>                             445
<FED-FUNDS-SOLD>                                 1,375
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                          13,995
<INVESTMENTS-MARKET>                            13,899
<LOANS>                                        342,112
<ALLOWANCE>                                      2,675
<TOTAL-ASSETS>                                 373,081
<DEPOSITS>                                     288,270
<SHORT-TERM>                                    31,000
<LIABILITIES-OTHER>                              8,823
<LONG-TERM>                                     18,715
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            26
<OTHER-SE>                                      26,247
<TOTAL-LIABILITIES-AND-EQUITY>                 373,081
<INTEREST-LOAN>                                 29,704
<INTEREST-INVEST>                                1,259
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                30,963
<INTEREST-DEPOSIT>                              13,958
<INTEREST-EXPENSE>                              16,561
<INTEREST-INCOME-NET>                           14,402
<LOAN-LOSSES>                                      187
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 10,000
<INCOME-PRETAX>                                  5,550
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,647
<EPS-PRIMARY>                                     1.43
<EPS-DILUTED>                                     1.33
<YIELD-ACTUAL>                                   3.840
<LOANS-NON>                                      4,137
<LOANS-PAST>                                       476
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    918
<ALLOWANCE-OPEN>                                 2,565
<CHARGE-OFFS>                                      198
<RECOVERIES>                                       121
<ALLOWANCE-CLOSE>                                2,675
<ALLOWANCE-DOMESTIC>                             2,675
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,598
        

</TABLE>