UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 10-K/A
                                (Amendment No. 1)

                  Annual Report Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

For the fiscal year ended: February 28, 2003

Commission file number: 333-94035-01


                      CIRCUIT CITY CREDIT CARD MASTER TRUST
             (Exact name of registrant as specified in its charter)


      United States                                              58-1897792
     (State or other                                           (IRS Employer
      jurisdiction                                           Identification No.)
    of incorporation)

     225 Chastain Meadows Court, Kennesaw, Georgia                 30144
    (Address of principal executive offices)                    (Zip Code)

        Registrant's telephone number, including area code: 770 423-7900

        Securities registered pursuant to Section 12(b) of the Act: None

          Securities registered pursuant to Section 12(g) of the Act:

         Class A Floating Rate Asset Backed Certificates, Series 2000-2
         Class B Floating Rate Asset Backed Certificates, Series 2000-2

                 Indicate by check mark whether the registrant (1) has filed all
reports  required to be filed by Section 13 or 15(d) of the Securities  Exchange
Act of 1934 during the preceding 12 months (or for such shorter  period that the
registrant  was required to file such  reports) and (2) has been subject to such
filing requirements for the past 90 days.

                      Yes   X 1                           No _____


--------

        1 In reliance upon various  no-action  letters  issued by the Securities
and Exchange  Commission to other trusts which are substantially  similar to the
registrant,  the  registrant  has filed monthly Forms 8-K in lieu of Forms 10-Q.
See, e.g., Banc One Credit Card Master Trust (avail. May 26, 1995).



                 Indicate  by check  mark if  disclosure  of  delinquent  filers
pursuant  to Item 405 of  Regulation  S-K  (ss.229.405  of this  chapter) is not
contained  herein,  and  will  not be  contained,  to the  best of  registrant's
knowledge,  in  definitive  proxy  or  information  statements  incorporated  by
reference in Part III of this Form 10-K or any amendment to this Form 10-K. ( )

                 Indicate by check mark whether the registrant is an accelerated
filer (as defined in Rule 12b-2 of the Act). Yes ( ) No (X)

                 Registrant does not have any voting stock.

                 Registrant  has not been  involved  in  bankruptcy  proceedings
during the preceding five years.

                 Registrant is not reporting as a corporate issuer.

                 No applicable  documents  have been  incorporated  by reference
into this Form 10-K.


                                     PART IV

                 Item 15(c) of the  registrant's  Annual  Report on Form 10-K is
hereby amended to include as part of such report Exhibit 31 and Exhibit 99.2.

Item 15. Exhibits, Financial Statement Schedules, and Reports on Form 8-K.

                  (c)      Exhibits.

                  Exhibit 31                Certification.

                  *Exhibit 99.1             Annual Servicer's Certificate.

                  Exhibit 99.2              Annual Report of Accountant
                                            Relative to Servicing.

                 *Incorporated  herein  as  an  exhibit  by  reference  to,  and
previously filed with the Securities and Exchange  Commission on May 29, 2003 as
an exhibit to, the  registrant's  Annual Report on Form 10-K for the fiscal year
ending February 28, 2003.




                                   SIGNATURES

                 Pursuant  to the  requirements  of  Section  13 or 15(d) of the
Securities  Exchange Act of 1934,  the registrant has duly caused this amendment
no. 1 to the  report to be signed on its  behalf by the  undersigned,  thereunto
duly authorized.


                                              CIRCUIT CITY CREDIT CARD
                                              MASTER TRUST

                                              By: FIRST NORTH AMERICAN
                                                  NATIONAL BANK, as Servicer

                                              By: /s/ Philip J. Dunn
                                                  Philip J. Dunn
                                                  Vice President

Dated as of January 9, 2004




                                INDEX TO EXHIBITS

Exhibit                    Description
Number                     of Exhibit

Exhibit 31                 Certification.

*Exhibit 99.1              Annual Servicer's Certificate.

Exhibit 99.2               Annual Report of Accountant Relative to Servicing.

*Incorporated  herein as an exhibit by reference to, and  previously  filed with
the  Securities  and Exchange  Commission  on May 29, 2003 as an exhibit to, the
registrant's  Annual Report on Form 10-K for the fiscal year ending February 28,
2003.