##### 



1.
    
    I have reviewed this report on Form 10-KSB of Cecil Bancorp, Inc.2.
    
    Based on my knowledge, this annual report does not contain any untrue statement of a material
fact or omit to state a material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading with respect to the period
covered by this report;3.
    
    Based on my knowledge, the financial statements, and other financial information included in
this report, fairly present in all material respects the financial condition, results of
operations and cash flows of the small business issuer as of, and for, the periods presented
in this report;4.
    
    The small business issuers other certifying officer and I are responsible for establishing
and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e)
and 15d-15(e)) for the small business issuer and have:
 a)
    
    Designed such disclosure controls and procedures, or caused such disclosure controls
and procedures to be designed under my supervision, to ensure that material information
relating to the small business issuer, including its consolidated subsidiaries, is made
known to me by others within those entities, particularly during the period in which this
report is being prepared;b)
    
    N/Ac)
    
    Evaluated the effectiveness of the small business issuers disclosure controls and
procedures and presented in this report my conclusions about the effectiveness of the
disclosure controls and procedures as of the end of the period covered by this report based
upon such evaluation; andd)
    
    Disclosed in this report any change in the small business issuers internal control
over financial reporting that occurred during the small business issuers most recent
fiscal quarter that has materially affected, or is reasonably likely to materially affect,
the small business issuers internal control over financial reporting; and
 5.
    
    The small business issuers other certifying officer and I have disclosed, based on our most
recent evaluation of internal control over financial reporting, to the small business issuers
auditors and the audit committee of the small business issuers board of directors (or persons
performing the equivalent function):
 a)
    
    All significant deficiencies and material weaknesses in the design or operation of
internal controls over financial reporting which are reasonably likely to adversely affect
the small business issuers ability to record, process, summarize and report financial
information; andb)
    
    Any fraud, whether or not material, that involves management or other employees who
have a significant role in the in the small business issuers internal control over
financial reporting.
 By:
    /s/ Mary B. Halsey
    
    March 26, 2007Mary B. Halsey
    
    DatePresident and Chief Executive Officer (Principal Executive Officer)




---



##### 



1.
    
    I have reviewed this report on Form 10-KSB of Cecil Bancorp, Inc.
 2.
    
    Based on my knowledge, this annual report does not contain any untrue statement of a material
fact or omit to state a material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading with respect to the period
covered by this report;
 3.
    
    Based on my knowledge, the financial statements, and other financial information included in
this report, fairly present in all material respects the financial condition, results of
operations and cash flows of the small business issuer as of, and for, the periods presented
in this report;
 4.
    
    The small business issuers other certifying officer and I are responsible for establishing
and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e)
and 15d-15(e)) for the small business issuer and have:
 a)
    
    Designed such disclosure controls and procedures, or caused such disclosure controls
and procedures to be designed under my supervision, to ensure that material information
relating to the small business issuer, including its consolidated subsidiaries, is made
known to me by others within those entities, particularly during the period in which this
report is being prepared;b)
    
    N/Ac)
    
    Evaluated the effectiveness of the small business issuers disclosure controls and
procedures and presented in this report my conclusions about the effectiveness of the
disclosure controls and procedures as of the end of the period covered by this report based
upon such evaluation; andd)
    
    Disclosed in this report any change in the small business issuers internal control
over financial reporting that occurred during the small business issuers most recent
fiscal quarter that has materially affected, or is reasonably likely to materially affect,
the small business issuers internal control over financial reporting; and
 5.
    
    The small business issuers other certifying officer and I have disclosed, based on our most
recent evaluation of internal control over financial reporting, to the small business issuers
auditors and the audit committee of the small business issuers board of directors (or persons
performing the equivalent function):
 a)
    
    All significant deficiencies and material weaknesses in the design or operation of
internal controls over financial reporting which are reasonably likely to adversely affect
the small business issuers ability to record, process, summarize and report financial
information; andb)
    
    Any fraud, whether or not material, that involves management or other employees who
have a significant role in the in the small business issuers internal control over
financial reporting.
 By:
    /s/ R. Lee Whitehead
    
    March 26, 2007R. Lee Whitehead
    
    DateVice President and Chief Financial Officer (Principal Financial Officer)