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|                                                                                  |   | Three      Months Ended |      |   | Nine      Months Ended |   |
|---------------------------------------------------------------------------------------|--------|-------------------------|-----------|--------|------------------------|--------|
|                                                                                  |   | December      31,       |      |   | December      31,      |   |
|                                                                                  |   | 2007                    |      |   | 2006                   |   |   | 2007 |   |   | 2006 |   |
| Earnings per common      share - basic                                                |   |                    |      |   |                   |   |   |   |   |   |   |   |
| Net      income                                                                       |   | $                       | 1,577     |   |                   | $      | 1,400 |   |   | $ | 3,484 |   |   | $ | 1,297 |   |
|                                                                                  |   |                    |      |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Weighted      average common shares outstanding                                       |   |                    | 2,489,101 |   |                   |   | 2,515,644 |   |   |   | 2,494,801 |   |   |   | 2,510,980 |   |
|                                                                                  |   |                    |      |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Earnings      per common share                                                        |   | $                       | 0.63      |   |                   | $      | 0.56 |   |   | $ | 1.40 |   |   | $ | 0.52 |   |
|                                                                                  |   |                    |      |   |                   |   |   |   |   |   |   |   |   |   |   |   |
|                                                                                  |   |                    |      |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Earnings per common      share – diluted                                        |   |                    |      |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Net      income                                                                       |   | $                       | 1,577     |   |                   | $      | 1,400 |   |   | $ | 3,484 |   |   | $ | 1,297 |   |
|                                                                                  |   |                    |      |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Weighted      average common shares outstanding – basic                         |   |                    | 2,489,101 |   |                   |   | 2,515,644 |   |   |   | 2,494,801 |   |   |   | 2,510,980 |   |
| Effect      of dilutive securities - stock options and unvested restricted      stock |   |                    | 60,823    |   |                   |   | 56,486 |   |   |   | 70,125 |   |   |   | 59,821 |   |
| Weighted      average shares outstanding – diluted                              |   |                    | 2,549,924 |   |                   |   | 2,572,130 |   |   |   | 2,564,926 |   |   |   | 2,570,801 |   |
|                                                                                  |   |                    |      |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Earnings      per common share                                                        |   | $                       | 0.62      |   |                   | $      | 0.54 |   |   | $ | 1.36 |   |   | $ | 0.50 |   |

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