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|   | (i) | Notwithstanding      anything in the Plan to the contrary, during the period that the U.S.      Department of the Treasury (“Treasury”) holds a debt or equity position in      the Company in connection with the Capital Purchase Program, the Company      shall be entitled to recover the amount of any Option, Award or Stock      Appreciation Right granted, paid or credited to any Participant under the      Plan (and if received by or paid to a Participant shall be voluntarily      forfeited and returned to the Company) that is reasonably determined at      any time by the Company to have been calculated or based on materially      inaccurate financial statements or any other materially inaccurate      performance metric criteria. |
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|   | (ii) | No      Participant may receive any Option, Award  or Stock Appreciation      Right under the Plan (or acceleration of vesting or payment/settlement      thereof) during the period that the Treasury holds a debt or equity      position in the Company pursuant to the Capital Purchase Program if the      receipt of such Option, Award or Stock Appreciation Right under the Plan      (or acceleration of vesting or payment/settlement thereof) alone or when      added to any other payment or compensation received or to be received by      such Participant from the Company would cause such Participant to receive      an “excess parachute payment” within the meaning of Section 280G (and      specifically giving effect to subsection (e) thereof) of the      Code.  The Company shall retain the final authority to reduce or      eliminate entirely any grants, acceleration of vesting or      payment/settlement of any Option, Award or Stock Appreciation Right      pursuant to this Plan to give full effect to the Section 280G limitation      set forth in this paragraph. |
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