<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the consolidated
financial statements of Union Financial Bancshares, Inc. for the year ended
September 30, 1998 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          SEP-30-1998
<PERIOD-START>                             OCT-01-1997
<PERIOD-END>                               SEP-30-1998
<CASH>                                           2,469
<INT-BEARING-DEPOSITS>                           1,124
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     26,856
<INVESTMENTS-CARRYING>                           2,699
<INVESTMENTS-MARKET>                             2,744
<LOANS>                                        142,202
<ALLOWANCE>                                        827
<TOTAL-ASSETS>                                 189,286
<DEPOSITS>                                     129,873
<SHORT-TERM>                                    41,441
<LIABILITIES-OTHER>                              2,672
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        15,300
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>                 189,286
<INTEREST-LOAN>                                 11,865
<INTEREST-INVEST>                                  997
<INTEREST-OTHER>                                   543
<INTEREST-TOTAL>                                13,405
<INTEREST-DEPOSIT>                               5,544
<INTEREST-EXPENSE>                               7,549
<INTEREST-INCOME-NET>                            5,856
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  4,447
<INCOME-PRETAX>                                  2,447
<INCOME-PRE-EXTRAORDINARY>                       2,447
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,550
<EPS-PRIMARY>                                     1.23
<EPS-DILUTED>                                     1.15
<YIELD-ACTUAL>                                    3.42
<LOANS-NON>                                        696
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,979
<ALLOWANCE-OPEN>                                   928
<CHARGE-OFFS>                                     (127)
<RECOVERIES>                                        26
<ALLOWANCE-CLOSE>                                  827
<ALLOWANCE-DOMESTIC>                               827
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>