<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
        This schedule contains summary financial information extracted from the
consolidated balance sheets and the statements of income of Home Bancorp of
Elgin, Inc. and Subsidiary and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1997
<PERIOD-START>                                 JAN-01-1997
<PERIOD-END>                                   MAR-31-1997
<CASH>                                           5,315,728
<INT-BEARING-DEPOSITS>                          29,966,597
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                              0
<INVESTMENTS-CARRYING>                          49,082,060
<INVESTMENTS-MARKET>                            49,062,194
<LOANS>                                        264,931,612
<ALLOWANCE>                                        975,367
<TOTAL-ASSETS>                                 358,694,550
<DEPOSITS>                                     253,036,643
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                              4,818,578
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            70,093
<OTHER-SE>                                     100,769,236
<TOTAL-LIABILITIES-AND-EQUITY>                 358,694,550
<INTEREST-LOAN>                                  5,116,775
<INTEREST-INVEST>                                1,030,523
<INTEREST-OTHER>                                         0
<INTEREST-TOTAL>                                 6,147,298
<INTEREST-DEPOSIT>                               2,568,901
<INTEREST-EXPENSE>                               2,568,901
<INTEREST-INCOME-NET>                            3,578,397
<LOAN-LOSSES>                                       30,000
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                  2,568,651
<INCOME-PRETAX>                                  1,451,565
<INCOME-PRE-EXTRAORDINARY>                         888,384
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                       888,384
<EPS-PRIMARY>                                         0.14
<EPS-DILUTED>                                         0.14
<YIELD-ACTUAL>                                        4.20
<LOANS-NON>                                        879,387
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                    503,167
<ALLOWANCE-OPEN>                                   944,799
<CHARGE-OFFS>                                            0
<RECOVERIES>                                           568
<ALLOWANCE-CLOSE>                                  975,367
<ALLOWANCE-DOMESTIC>                               975,367
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        


</TABLE>