<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF ALABAMA NATIONAL BANCORP FOR THE YEAR ENDED DECEMBER 31,
1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<EXCHANGE-RATE>                                      1
<CASH>                                          36,730
<INT-BEARING-DEPOSITS>                             200
<FED-FUNDS-SOLD>                                46,249
<TRADING-ASSETS>                                 1,936
<INVESTMENTS-HELD-FOR-SALE>                     76,080
<INVESTMENTS-CARRYING>                          74,745
<INVESTMENTS-MARKET>                            74,772
<LOANS>                                        611,441
<ALLOWANCE>                                      9,322
<TOTAL-ASSETS>                                 887,712
<DEPOSITS>                                     674,681
<SHORT-TERM>                                    41,000
<LIABILITIES-OTHER>                             10,771
<LONG-TERM>                                        300
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,515
<OTHER-SE>                                      59,606
<TOTAL-LIABILITIES-AND-EQUITY>                  66,121
<INTEREST-LOAN>                                 53,286
<INTEREST-INVEST>                                9,836
<INTEREST-OTHER>                                 2,003
<INTEREST-TOTAL>                                65,125
<INTEREST-DEPOSIT>                              24,908
<INTEREST-EXPENSE>                              30,365
<INTEREST-INCOME-NET>                           34,760
<LOAN-LOSSES>                                      239
<SECURITIES-GAINS>                                 (33)
<EXPENSE-OTHER>                                 10,462
<INCOME-PRETAX>                                 13,880
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     9,725
<EPS-PRIMARY>                                     1.45
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    8.60
<LOANS-NON>                                      1,111
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   605
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 8,909
<CHARGE-OFFS>                                    1,343
<RECOVERIES>                                     1,517
<ALLOWANCE-CLOSE>                                9,322
<ALLOWANCE-DOMESTIC>                             9,322
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>