Exhibit
4.167


 


Operation
Agreement


 


Jointly
signed by and between


 


Fortune
Software (Beijing) Co., Ltd.


and


RIFA
Yunling (Beijing) Technology Co., Ltd.


 


 


April
2017


 






    


     


    

 


Beijing
China


 


Contents


 








	1
    Definitions	2
	2
    Operation Support	3
	3
    Obligations of Party B	3
	4
    Consideration for Operation Support	4
	5
    Representations and Warranties	4
	6
    Confidentiality	4
	7
    Governing Law and Liabilities for Breach of Contract	4
	8
    Dispute Resolution	5
	9
    Effectiveness and Term of Agreement	5
	10
    No Survival	5
	11
    Amendment to Agreement	5
	12
    Counterparts	6
	13
    Supplementary Provisions	6
	Appendix
    I Consideration for Operation Guarantee	7




 






    	 	1	 



     


    

 


Operation
Agreement


 


This
Operation Agreement (hereinafter referred to as “Agreement”) is concluded and signed on April 20, 2017 in Beijing
of the People’s Republic of China (hereinafter referred to as “China”) by and between:


 


Party
A: Fortune Software (Beijing) Co., Ltd.


 


Registered
address: Suite 07, 7/F, Building 2, 26, 28 and 30 Xuanwumenwai Street, Xicheng District, Beijing


Legal
representative: Zhiwei Zhao


 


Party
B: RIFA Yunling (Beijing) Technology Co., Ltd.


 


Registered
address: 7355, 7/F, 271 A Fuchengmenwai Street, Xicheng District, Beijing


 


Legal
representative: Dan Guo


 


Whereas:


 


1)
Party A is a limited liability company organized and validly existing under the laws and China, and it has expertise and resources
in technical development and related businesses and provides technical support to Party B in the aforesaid service operation;


 


2)
Party B is a limited liability company organized and validly existing under the laws and China and, in order to promote its expansion
and development of business in the aforesaid service fields, employs Party A to provide support in such business operation.


 


3)
Party A and Party B have signed the technical support agreement and strategic consulting agreement (collectively referred to as
the “Bundled Agreements”) and established certain business relations.


 


The
Parties, in the principles of cooperation in good faith, equality & mutual benefit and joint development, make and enter into
an agreement as follows through friendly consultation in accordance with the provisions of related laws and regulations of China:


 


1
Definitions


 


For
the purpose of this Agreement, the following terms shall have the meaning as set forth below:


 


1.1
Agreement means this Operation Agreement, the appendixes hereto and written documents made, in the form of officially signing
written agreements, by the Parties hereto from time to time on amendment to, change of and supplementation to contents;


 






    	 	2	 



     


    

 


1.2
China means the People’s Republic of China and, for the purpose of this Agreement, excludes Hong Kong, Taiwan and Macao.


 


1.3
Date means a certain day in a certain month of a certain year; “within” and “no later than” a certain
day in this Agreement include the given day.


 


2
Operation Support


 


2.1
Party A agrees, as required by Party B’s operation, to serve as the warrantor of Party B in the operation-related contracts,
agreements or transactions between Party B and a third party and to fully warrant the performance of such contracts, agreements
or transactions by Party B.


 


2.2
Party A agrees, as required by Party B’s operation, to recommend directors and senior managers to Party B, and Party B agrees
to appoint the persons recommended by Party A as its directors and senior managers. Related persons recommended by Party A pursuant
to this Article shall meet the qualification requirements of laws for directors and senior managers.


 


2.3
In order to ensure the performance of this Agreement, Party A agrees to provide suggestion and guidance for the cooperation policy
that conforms to routine operation and financial management of Party B and to the employment and dismissal of Party B’s
employees.


 


3
Obligations of Party B


 


3.1
Party B agrees that, unless it obtains the prior written consent of Party A, it will not carry out any of the following matters
that will seriously affect its assets, rights, obligations or operation (save and except contracts and agreements signed by Party
B in routine operation, and sale or purchase of assets; and the lien required the counterparties pursuant to the aforesaid contracts),
including but not limited to:


 


3.1.1
Raising a loan or taking any debt from any third party;


 


3.1.2
Selling to or obtaining from any third party any asset or right; and


 


3.1.3
Providing real guarantee to any third party with its assets.


 


3.2
Without the written consent of Party A, Party B may not transfer its rights and obligations hereunder to any third person. Party
B agrees that, if required by Party A, Party A may transfer its rights and obligations hereunder, and that Party A is only required
to notify Party B in writing after such transfer without obtaining any consent from Party B.


 






    	 	3	 



     


    

 


4
Consideration for Operation Support


 


4.1
On the basis of the aforesaid operation support provided by Party A, Party B shall pay a certain amount to Party A pursuant to
Appendix I as the consideration for operation support.


 


5
Representations and Warranties


 


5.1
Either Party hereby represents and warrants to the other Party as follows:


 


5.1.1
It has all necessary rights, powers and authorities to execute this Agreement and to perform all obligations and responsibilities
hereunder;


 


5.1.2
The execution or performance hereof does not breach any significant contract or agreement to which such Party is a party, nor
any significant contract or agreement binding on such Party or its assets.


 


6
Confidentiality


 


6.1
Without the prior consent of the Parties, any Party shall keep the contents hereof confidential and may not disclose the contents
hereof to any other person or make any release of such contents. Notwithstanding the foregoing provisions in this Article, the
provisions of this Article will not prohibit (i) any disclosure made pursuant to related laws of the United State, China or relevant
countries or the rules of any stock exchange; (ii) any disclosed information that is publicly known, which is not caused by the
default of the disclosing party; or (iii) any disclosure made by one Party to its shareholders, legal counsels, accountants, financial
adviser, or other professional advisers that have confidentiality obligations to such Party.


 


6.2
The Parties agree that this Article 6 shall remain effective, whether this Agreement is invalidated, amended, rescinded, or terminated
or not.


 


7
Governing Law and Liabilities for Breach of Contract


 


7.1
The formation, validity, interpretation, and performance of this Agreement and the Dispute Resolution in connection herewith shall
be governed by the laws of China.


 


7.2
If either Party hereto breaches the provisions hereof, fails to fully perform this Agreement, or makes any material concealment
or major omission of fact, or makes any false representations and warranties herein, or fails to perform the warranties made thereby,
such Party shall constitute breach of contract, and shall assume corresponding liabilities for breach of contract under law.


 






    	 	4	 



     


    

 


8
Dispute Resolution


 


8.1
Any dispute arising out of the performance of this Agreement shall be resolved by the disputing Parties through friendly consultation;
should the Parties fail to reach an agreement on dispute resolution within thirty (30) days after a Party proposes dispute resolution
through consultation, any Party may submit related dispute to China International Economic and Trade Arbitration Commission to
be arbitrated according to its then effective arbitration rules. The arbitral tribunal shall have three arbitrators, two of whom
shall be appointed respectively by the Parties hereto, and the third arbitrator shall be appointed by the chairman of China International
Economic and Trade Arbitration Commission.


 


8.2
The dispute shall be submitted to China International Economic and Trade Arbitration Commission Beijing Arbitration Center and
arbitrated in Beijing according to the then effective arbitration procedures of such Commission;


 


8.3
The award of the Arbitration Commission shall be final and binding on the Parties hereto. The arbitration cost (including but
not limited to the arbitration fee and attorney’s fee) shall be borne by the losing Party, unless otherwise provided for
in the arbitration award.


 


9
Effectiveness and Term of Agreement


 


9.1
Effectiveness: this Agreement shall take effect immediately after being signed by Party A and Party B.


 


9.2
Term: the term of this Agreement shall be ten years, during which Party B may not cancel this Agreement.


 


9.3
Renewal: unless Party A gives a thirty (30) days’ notice to Party B on its intention not to renew this Agreement, the term
hereof shall be automatically renewed for one-years terms thereafter upon the expiry hereof.


 


10
No Survival


 


10.1
Once upon the termination of this Agreement, Party A will assume no obligation to continue providing any operation support hereunder
to Party B.


 


11
Amendment to Agreement


 


11.1
The Parties shall faithfully perform this Agreement after it takes effect and any amendment hereto shall be invalid unless it
is made in writing after the Parties reach a consensus through consultation and after Party A and Party B have respectively obtained
necessary authorizations and approvals. The amendment agreement and supplementary agreement in connection herewith that have been
duly executed by the Parties are an integral part hereof and have the same legal effect with this Agreement.


 






    	 	5	 



     


    

 


12
Counterparts


 


12.1
The original of this Agreement is made in duplicate (2 counterparts), with Party A and Party B each holding one copy, having the
same legal effect.


 


13
Supplementary Provisions


 


13.1
The title and headings of this Agreement are for convenience only and may not affect the contents and interpretation of the body
of the Agreement.


 


13.2
For any matter not stated herein, the Parties shall make and conclude a supplementary agreement as an appendix hereto, which shall
constitute an integral part hereof and shall have the same legal effect as this Agreement.


 


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Appendix
I Consideration for Operation Guarantee


 


The
consideration for operation support each year is 40% of the “profit” of Party B in such year. The “profit”
of Party B in the year means the balance of total income of Party B in such year after deduction of routine or non-routine sales
taxes, sales expenses, management expenses, financial expenses and other expenses, and such “profit” is the profit
before the payment of other service fees specified in the Bundled Agreements. Such consideration shall be fixed by Party A and
Party B in writing each quarter and shall be paid by Party B within three (3) months after the settlement date.


 






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page is intentionally left blank for signature]


 


This
Agreement is signed by the following Parties on the date first written above herein.


 


Party
A: Fortune Software (Beijing) Co., Ltd.


 


Official
seal:


 


Authorized
representative (signature):


 


Party
B: RIFA Yunling (Beijing) Technology Co., Ltd.


 


Official
seal:


 


Authorized
representative (signature):


 


 


 


8