<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
           This schedule contains summary financial information extracted from
the consolidated balance sheets and the statements of income of Home Bancorp of
Elgin, Inc. and Subsidiary and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1997
<PERIOD-END>                                   JUN-30-1997
<CASH>                                           3,030,436
<INT-BEARING-DEPOSITS>                          22,968,886
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                              0
<INVESTMENTS-CARRYING>                          34,001,029
<INVESTMENTS-MARKET>                            34,018,311
<LOANS>                                        282,624,581
<ALLOWANCE>                                      1,004,932
<TOTAL-ASSETS>                                 352,576,691
<DEPOSITS>                                     249,086,421
<SHORT-TERM>                                     5,000,000
<LIABILITIES-OTHER>                              4,368,810
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            70,093
<OTHER-SE>                                      94,051,367
<TOTAL-LIABILITIES-AND-EQUITY>                 352,576,691
<INTEREST-LOAN>                                 10,412,796
<INTEREST-INVEST>                                2,028,306
<INTEREST-OTHER>                                         0
<INTEREST-TOTAL>                                12,441,102
<INTEREST-DEPOSIT>                               5,175,757
<INTEREST-EXPENSE>                               5,180,701
<INTEREST-INCOME-NET>                            7,260,401
<LOAN-LOSSES>                                       60,000
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                  5,296,654
<INCOME-PRETAX>                                  2,626,731
<INCOME-PRE-EXTRAORDINARY>                       1,607,571
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                     1,607,571
<EPS-PRIMARY>                                         0.25
<EPS-DILUTED>                                         0.25
<YIELD-ACTUAL>                                        4.25
<LOANS-NON>                                      1,214,426
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                    513,379
<ALLOWANCE-OPEN>                                   944,799
<CHARGE-OFFS>                                          435
<RECOVERIES>                                           568
<ALLOWANCE-CLOSE>                                1,004,932
<ALLOWANCE-DOMESTIC>                             1,004,932
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        


</TABLE>