WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>


EXHIBIT 27 - FINANCIAL DATA SCHEDULE - ARTICLE 9 EDGAR DISCLOSURES

<ARTICLE>  9
<CIK>  0000860519
<NAME>  THE SAVANNAH BANCORP, INC.
<MULTIPLIER>  1000
<CURRENCY>  U. S. DOLLARS

<S>                                                                          <C>
<PERIOD-TYPE>                                                             12-MOS
<FISCAL-YEAR-END>                                                    DEC-31-1999
<PERIOD-START>                                                       JAN-01-1999
<PERIOD-END>                                                         DEC-31-1999
<EXCHANGE-RATE>                                                                1
<CASH>                                                                     13004
<INT-BEARING-DEPOSITS>                                                       314
<FED-FUNDS-SOLD>                                                            2892
<TRADING-ASSETS>                                                               0
<INVESTMENTS-HELD-FOR-SALE>                                                    0
<INVESTMENTS-CARRYING>                                                     59845
<INVESTMENTS-MARKET>                                                       58163
<LOANS>                                                                   205914
<ALLOWANCE>                                                               (2794)
<TOTAL-ASSETS>                                                            286098
<DEPOSITS>                                                                234262
<SHORT-TERM>                                                               20467
<LIABILITIES-OTHER>                                                         1890
<LONG-TERM>                                                                 4248
<COMMON>                                                                    2720
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<OTHER-SE>                                                                 22511
<TOTAL-LIABILITIES-AND-EQUITY>                                            286098
<INTEREST-LOAN>                                                            16769
<INTEREST-INVEST>                                                           3445
<INTEREST-OTHER>                                                             528
<INTEREST-TOTAL>                                                           20742
<INTEREST-DEPOSIT>                                                          7785
<INTEREST-EXPENSE>                                                          8740
<INTEREST-INCOME-NET>                                                      12002
<LOAN-LOSSES>                                                                545
<SECURITIES-GAINS>                                                            13
<EXPENSE-OTHER>                                                             8521
<INCOME-PRETAX>                                                             5206
<INCOME-PRE-EXTRAORDINARY>                                                  3533
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                                3533
<EPS-BASIC>                                                                 1.31
<EPS-DILUTED>                                                               1.28
<YIELD-ACTUAL>                                                              4.75
<LOANS-NON>                                                                  274
<LOANS-PAST>                                                                  68
<LOANS-TROUBLED>                                                               0
<LOANS-PROBLEM>                                                               68
<ALLOWANCE-OPEN>                                                            2323
<CHARGE-OFFS>                                                                168
<RECOVERIES>                                                                  74
<ALLOWANCE-CLOSE>                                                           2794
<ALLOWANCE-DOMESTIC>                                                        2794
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                        0



</TABLE>