<TABLE> <S> <C>

<ARTICLE>9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE FINANCIAL
STATEMENTS OF SAVANNAH BANCORP, INC. FOR THE YEAR ENDED DECEMBER 31,
1997, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<NAME>SAVANNAH BANCORP, INC
<CIK>0000860519
<MULTIPLIER>1000
<CURRENCY> U.S. DOLLARS




<S>                                                                          <C>
<PERIOD-TYPE>                                                             12-MOS
<FISCAL-YEAR-END>                                                    DEC-31-1997
<PERIOD-START>                                                       JAN-01-1997
<PERIOD-END>                                                         DEC-31-1997
<EXCHANGE-RATE>                                                                1
<CASH>                                                                     11929
<INT-BEARING-DEPOSITS>                                                         0
<FED-FUNDS-SOLD>                                                           13187
<TRADING-ASSETS>                                                               0
<INVESTMENTS-HELD-FOR-SALE>                                                    0
<INVESTMENTS-CARRYING>                                                     29300
<INVESTMENTS-MARKET>                                                       29500
<LOANS>                                                                   106021
<ALLOWANCE>                                                               (1480)
<TOTAL-ASSETS>                                                            163659
<DEPOSITS>                                                                144464
<SHORT-TERM>                                                                3250
<LIABILITIES-OTHER>                                                          969
<LONG-TERM>                                                                    0
<COMMON>                                                                    1783
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<OTHER-SE>                                                                 13193
<TOTAL-LIABILITIES-AND-EQUITY>                                            163659
<INTEREST-LOAN>                                                             8700
<INTEREST-INVEST>                                                           1859
<INTEREST-OTHER>                                                             573
<INTEREST-TOTAL>                                                           11132
<INTEREST-DEPOSIT>                                                          4927
<INTEREST-EXPENSE>                                                          5084
<INTEREST-INCOME-NET>                                                       6048
<LOAN-LOSSES>                                                                300
<SECURITIES-GAINS>                                                             2
<EXPENSE-OTHER>                                                             4016
<INCOME-PRETAX>                                                             2685
<INCOME-PRE-EXTRAORDINARY>                                                  1753
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                                1753
<EPS-PRIMARY>                                                               1.03
<EPS-DILUTED>                                                                .97
<YIELD-ACTUAL>                                                              4.52
<LOANS-NON>                                                                  153
<LOANS-PAST>                                                                  32
<LOANS-TROUBLED>                                                               0
<LOANS-PROBLEM>                                                               32
<ALLOWANCE-OPEN>                                                            1240
<CHARGE-OFFS>                                                                 71
<RECOVERIES>                                                                  11
<ALLOWANCE-CLOSE>                                                           1480
<ALLOWANCE-DOMESTIC>                                                        1480
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                        0



</TABLE>