<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
        This schedule contains summary financial  information extracted from the
consolidated  balance  sheets and the  statements  of income of Home  Bancorp of
Elgin, Inc. and Subsidiary and is qualified in its entirety by reference to such
financial statements.

</LEGEND>
<CIK>                         0001016325
<NAME>                        HOME BANCORP OF ELGIN, INC.
<MULTIPLIER>                                   1
<CURRENCY>                                     US DOLLAR
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1998
<PERIOD-START>                                 APR-01-1998
<PERIOD-END>                                   JUN-30-1998
<EXCHANGE-RATE>                                1.0000
<CASH>                                         4,768,618
<INT-BEARING-DEPOSITS>                         30,399,651
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    0
<INVESTMENTS-CARRYING>                         72,414
<INVESTMENTS-MARKET>                           73,617
<LOANS>                                        323,264,665
<ALLOWANCE>                                    1,121,226
<TOTAL-ASSETS>                                 367,656,466
<DEPOSITS>                                     267,291,443
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            4,352,395
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       70,093
<OTHER-SE>                                     95,942,535
<TOTAL-LIABILITIES-AND-EQUITY>                 367,656,466
<INTEREST-LOAN>                                11,745,180
<INTEREST-INVEST>                              1,278,147
<INTEREST-OTHER>                               0
<INTEREST-TOTAL>                               13,023,327
<INTEREST-DEPOSIT>                             5,606,068
<INTEREST-EXPENSE>                             5,622,403
<INTEREST-INCOME-NET>                          7,400,924
<LOAN-LOSSES>                                  60,000
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                5,891,727
<INCOME-PRETAX>                                1,962,629
<INCOME-PRE-EXTRAORDINARY>                     761,128
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   1,201,501
<EPS-PRIMARY>                                  0.19
<EPS-DILUTED>                                  0.19
<YIELD-ACTUAL>                                 4.20
<LOANS-NON>                                    815,625
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               172,485
<LOANS-PROBLEM>                                360,597
<ALLOWANCE-OPEN>                               1,064,041
<CHARGE-OFFS>                                  2,815
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              1,121,226
<ALLOWANCE-DOMESTIC>                           1,121,226
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0
        

</TABLE>