Exhibit 11

Computations of Earnings Per Common Share

|                                                 |                                                                             |                                       |   |        |   |           |   |        |  |        |   |           |   |  |   |        |  |  |       |        |  |  |   |      | 
|------------------------------------------------ | --------------------------------------------------------------------------- | ------------------------------------- | - | ------ | - | --------- | - | ------ |  | ------ | - | --------- | - |  | - | ------ |  |  | ----- | ------ |  |  | - | ---- | 
|                                                 |                                                                             |                                       |   |       
|                                                 |                                                                             | 1999                                  |   | 2000  
|                                                 |                                                                             |                                       |   |       
|                                                 |                                                                             | Net                                   |   |        |   | Per Share |   | Net    |  |        |   | Per Share
|                                                 |                                                                             | (Loss)                                |   | Shares |   | Amount    |   | Income |  | Shares |   | Amount   
|                                                 |                                                                             |                                       |   |        |   |           |   |        |  |        |   |          
|                                                 |                                                                             |                                      
|                                                 |                                                                             | (in thousands, except per share data)
|Basic EPS                                        |                                                                             |                                       |   |        |   |           |   |        |  |        |   |           |   |  |   |        |  |  |       |        |  |  |   |     
|                                                
|                                                
|                                                
|                                                
|                                                 | Net income (loss) available to common shareholders                          |                                       | $ | (1,892 | ) |           |   | 15,640 |  |        | $ | (0.12     | ) |  | $ | 12,828 |  |  |       | 20,160 |  |  | $ | 0.64 | 
|                                                 |                                                                             |                                       |   |        |   |           |   |        |  |        |   |           |   |  |   |        |  |  |       |        |  |  |   |     
|Effect of Dilutive Securities Stock option plans |                                                                             |                                       |   |        |   |           |  |        |  |        |   |           |   |  |   |        |  |  | 2,444 |        |  |  |   |     
|                                                 |                                                                             |                                       |   |        |   |           |   |        |  |        |   |           |   |  |   |        |  |  |       |        |  |  |   |     
|Dilutive EPS                                     |                                                                             |                                       |   |        |   |           |   |        |  |        |   |           |   |  |   |        |  |  |       |        |  |  |   |     
|                                                
|                                                
|                                                
|                                                
|                                                 | Net income (loss) available to common shareholders and
	assumed conversions |                                       | $ | (1,892 | ) |           |   | 15,640 |  |        | $ | (0.12     | ) |  | $ | 12,828 |  |  |       | 22,604 |  |  | $ | 0.57 | 
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