<TABLE> <S> <C>


<ARTICLE>                                           9
<CIK>                                      0001015610
<NAME>                    GOLD BANC CORPORATION, INC.
<MULTIPLIER>                                        1
<CURRENCY>                               U.S. Dollars
       
<S>                                    <C>
<PERIOD-TYPE>                                   3-mos
<FISCAL-YEAR-END>                         DEC-31-1999
<PERIOD-START>                            JAN-01-1999
<PERIOD-END>                              MAR-31-1999
<EXCHANGE-RATE>                                     1
<CASH>                                         31,230
<INT-BEARING-DEPOSITS>                          6,466
<FED-FUNDS-SOLD>                               63,016
<TRADING-ASSETS>                                4,371
<INVESTMENTS-HELD-FOR-SALE>                   236,708
<INVESTMENTS-CARRYING>                             26
<INVESTMENTS-MARKET>                               26
<LOANS>                                       748,187
<ALLOWANCE>                                    11,154
<TOTAL-ASSETS>                              1,147,597
<DEPOSITS>                                    950,025
<SHORT-TERM>                                   22,520
<LIABILITIES-OTHER>                             9,505
<LONG-TERM>                                    78,994
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<COMMON>                                       17,182
<OTHER-SE>                                     69,371
<TOTAL-LIABILITIES-AND-EQUITY>              1,147,597
<INTEREST-LOAN>                                16,564
<INTEREST-INVEST>                               3,206
<INTEREST-OTHER>                                  876
<INTEREST-TOTAL>                               20,646
<INTEREST-DEPOSIT>                              9,401
<INTEREST-EXPENSE>                             10,960
<INTEREST-INCOME-NET>                           9,686
<LOAN-LOSSES>                                     496
<SECURITIES-GAINS>                                167
<EXPENSE-OTHER>                                 7,770
<INCOME-PRETAX>                                 4,731
<INCOME-PRE-EXTRAORDINARY>                      4,731
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                    3,082
<EPS-PRIMARY>                                    0.18
<EPS-DILUTED>                                    0.18
<YIELD-ACTUAL>                                   3.37
<LOANS-NON>                                     1,728
<LOANS-PAST>                                      431
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                               10,752
<CHARGE-OFFS>                                     230
<RECOVERIES>                                      136
<ALLOWANCE-CLOSE>                              11,154
<ALLOWANCE-DOMESTIC>                           11,154
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                             0
        


</TABLE>