<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
                                           
                                                                                
                  GOLD BANC CORPORATION, INC. AND SUBSIDIARIES

                             FINANCIAL DATA SCHEDULE

 
   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
   THE CONSOLIDATED FINANCIAL STATEMENTS OF GOLD BANC CORPORATION, INC. AS
   OF September 30, 1998.

        </LEGEND>
        <CIK>                                0001015610
        <NAME>                               GOLD BANC CORPORATION, INC.
        <MULTIPLIER>                         1
        <CURRENCY>                           U.S. Dollars
               
        <S>                                  <C>
        <PERIOD-TYPE>                        9-mos
        <FISCAL-YEAR-END>                    Dec-31-1997
        <PERIOD-START>                       Jan-01-1998
        <PERIOD-END>                         Sep-30-1998
        <EXCHANGE-RATE>                      1
        <CASH>                               16,000
        <INT-BEARING-DEPOSITS>               7,357
        <FED-FUNDS-SOLD>                     11,328
        <TRADING-ASSETS>                     1,947
        <INVESTMENTS-HELD-FOR-SALE>          142,682
        <INVESTMENTS-CARRYING>               25
        <INVESTMENTS-MARKET>                 143,735
        <LOANS>                              470,172
        <ALLOWANCE>                          6,982
        <TOTAL-ASSETS>                       690,822
        <DEPOSITS>                           567,782
        <SHORT-TERM>                         23,036
        <LIABILITIES-OTHER>                  4,756
        <LONG-TERM>                          11,206
        <PREFERRED-MANDATORY>                0
        <PREFERRED>                          0
        <COMMON>                             11,125
        <OTHER-SE>                           44,167
        <TOTAL-LIABILITIES-AND-EQUITY>       690,822
        <INTEREST-LOAN>                      28,009
        <INTEREST-INVEST>                    5,545
        <INTEREST-OTHER>                     770
        <INTEREST-TOTAL>                     34,324
        <INTEREST-DEPOSIT>                   15,099
        <INTEREST-EXPENSE>                   18,951
        <INTEREST-INCOME-NET>                15,373
        <LOAN-LOSSES>                        746
        <SECURITIES-GAINS>                   92
        <EXPENSE-OTHER>                      13,352
        <INCOME-PRETAX>                      5,647
        <INCOME-PRE-EXTRAORDINARY>           5,647
        <EXTRAORDINARY>                      0
        <CHANGES>                            0
        <NET-INCOME>                         3,958
        <EPS-PRIMARY>                        .37
        <EPS-DILUTED>                        .37
        <YIELD-ACTUAL>                       3.38
        <LOANS-NON>                          2,110
        <LOANS-PAST>                         635
        <LOANS-TROUBLED>                     0
        <LOANS-PROBLEM>                      0
        <ALLOWANCE-OPEN>                     4,677
        <CHARGE-OFFS>                        295
        <RECOVERIES>                         255
        <ALLOWANCE-CLOSE>                    6,982
        <ALLOWANCE-DOMESTIC>                 6,982
        <ALLOWANCE-FOREIGN>                  0
        <ALLOWANCE-UNALLOCATED>              0

        




</TABLE>