<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   OTHER                   OTHER
<FISCAL-YEAR-END>                          SEP-30-1997             SEP-30-1996
<PERIOD-START>                             APR-01-1997             APR-01-1997
<PERIOD-END>                               JUN-30-1997             JUN-30-1996
<CASH>                                           2,831                   2,780
<INT-BEARING-DEPOSITS>                          10,470                  14,521
<FED-FUNDS-SOLD>                                 4,260                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     84,866                  36,040
<INVESTMENTS-CARRYING>                          22,599                   5,713
<INVESTMENTS-MARKET>                            23,138                   5,707
<LOANS>                                        110,919                 108,175
<ALLOWANCE>                                        428                     428
<TOTAL-ASSETS>                                 241,744                 169,872
<DEPOSITS>                                     142,252                 147,465
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              3,457                   1,519
<LONG-TERM>                                     35,000                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        39,337                       0
<OTHER-SE>                                      21,698                  20,888
<TOTAL-LIABILITIES-AND-EQUITY>                 241,744                 169,872
<INTEREST-LOAN>                                  2,501                   2,367
<INTEREST-INVEST>                                1,867                     652
<INTEREST-OTHER>                                   109                     187
<INTEREST-TOTAL>                                 4,477                   3,206
<INTEREST-DEPOSIT>                               1,833                   1,926
<INTEREST-EXPENSE>                               2,465                   1,926
<INTEREST-INCOME-NET>                            2,012                   1,280
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                    853                     832
<INCOME-PRETAX>                                  1,187                     477
<INCOME-PRE-EXTRAORDINARY>                       1,187                     477
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       744                     302
<EPS-PRIMARY>                                     0.18                       0
<EPS-DILUTED>                                     0.18                       0
<YIELD-ACTUAL>                                    7.28                    7.31
<LOANS-NON>                                        637                     702
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   428                     585
<CHARGE-OFFS>                                        0                       0
<RECOVERIES>                                         0                       0
<ALLOWANCE-CLOSE>                                  428                     428
<ALLOWANCE-DOMESTIC>                               428                     428
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>