Exhibit 99.2

                    [GRAPHIC OMITTED][GRAPHIC OMITTED]            Press Release

 Contact: Rick J. Tremblay              Sherman Titens
          Chief Financial Officer       SVP - Director of Marketing
          913.451.8050                  913.323.7741
          ricktremblay@goldbanc.com     shermantitens@goldbanc.com
                                                               www.goldbank.com

For Immediate Release

          Gold Banc Reaches Agreement in Principle to Settle
          Qui Tam Lawsuit; Revises Second Quarter Earnings


-------------------------------------------------------------------------------

Leawood, Kansas--August 9, 2004-- (Nasdaq: GLDB) Gold Banc today announced it
has reached an oral agreement in principle with all parties to settle the qui
tam lawsuit which it initially became aware of on June 14, 2004 and announced
the following day.  The settlement is for $16 million, of which $2 million is
expected to be covered by insurance, resulting in the accrual of a $14
million liability in the second quarter of 2004.

After giving effect to a tax benefit of $3.85 million for its current
estimate of the deductible portion of the settlement, the net after tax
charge to Gold's earnings is approximately $10.15 million, or $0.26 per
share.  The settlement amount does not include legal fees for the party that
initiated the qui tam suit, the amount of which is not known by Gold and has
not been agreed to.

As a result, Gold Banc will take a pre-tax charge of $14 million, which will
reduce previously announced second quarter net earnings to $309,000, or $0.01
per share, and first half net earnings to $13.6 million, or $0.35 per share.
Gold Banc's previously announced net earnings were $10.46 million or $0.27
per share and $24.32 million or $0.62 per share for the three and six months
ended June 30, 2004, respectively.

A definitive  settlement agreement must be negotiated,  executed and approved by
the parties, including the United States Assistant Attorney General on behalf of
the United States government.  Approval is expected by September 30, 2004. Under
the Merger Agreement with Silver  Acquisition Corp.  ("Silver"),  the consent of
Silver to the settlement will also be required.

"We are pleased to put this matter behind us," said Mick Aslin,  Chief Executive
Officer  of Gold  Banc.  "It  removes  one of the  uncertainties  related to the
pending sale of Gold Banc to Silver. Of course,  while there can be no assurance
that  Silver  will be  able  to  obtain  the  required  OTS  (Office  of  Thrift
Supervision) approval of the transaction, we remain hopeful."

"We have not yet discussed the effect of this settlement with Silver although we
have been informed that Silver will seek some  adjustment of the purchase  price
of $16.60 and /or the purchase price escalator of $0.0023 per share for each day
after July 23,  2004 by which the  closing is  delayed.  We  recognize  that one
aspect of these  discussions  will be the possibility that the condition that we
have at least $277  million in total  equity at closing  may not be  satisfied,"
concluded Aslin.

<PAGE>

The settlement arrangements are described more fully in Gold's 10-Q for the
second quarter ended June 30, 2004. The 10-Q filing will be available on the
SEC and Gold Banc websites in the EDGAR database.

About Gold Banc

Gold Banc is a $4.2 billion financial holding company headquartered in Leawood,
Kansas. Gold Banc provides banking and wealth management services in Kansas,
Missouri, Oklahoma, and Florida through 37 banking locations.

Forward-Looking Statements

This release contains information and "forward-looking statements" which
relate to matters that are not historical facts and which are usually
preceded by the words "may," "will," "should," "could," "would," "plan,"
"potential," "estimate," "project," "believe," "intend," "anticipate,"
"expect," "target" and similar expressions.

These forward-looking statements are subject to significant risks,
assumptions and uncertainties, including, but not limited to, those described
in the periodic reports we file under the Securities Exchange Act of 1934
under the captions "Forward-Looking Statements" and "Factors That May Affect
Future Results of Operations, Financial Condition or Business."

Because of these and other uncertainties, our actual results may be
materially different from that indicated by these forward-looking statements.
You should not place undue reliance on any forward-looking statements. We
will not update these forward-looking statements, even though our situation
may change in the future, unless we are obligated to do so under the federal
securities laws.