<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   OTHER                   OTHER
<FISCAL-YEAR-END>                          SEP-30-1997             SEP-30-1996
<PERIOD-START>                             OCT-01-1996             OCT-01-1995
<PERIOD-END>                               DEC-31-1996             DEC-31-1995
<CASH>                                           2,301                   2,575
<INT-BEARING-DEPOSITS>                           6,378                  14,280
<FED-FUNDS-SOLD>                                 4,260                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     75,294                  30,198
<INVESTMENTS-CARRYING>                          24,604                   4,260
<INVESTMENTS-MARKET>                            24,548                   4,463
<LOANS>                                        110,937                 108,312
<ALLOWANCE>                                        429                     129
<TOTAL-ASSETS>                                 228,523                 163,901
<DEPOSITS>                                     140,716                 141,212
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              1,959                   1,878
<LONG-TERM>                                     25,000                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        39,233                       0
<OTHER-SE>                                      21,615                  20,811
<TOTAL-LIABILITIES-AND-EQUITY>                 228,523                 163,901
<INTEREST-LOAN>                                  2,476                   2,414
<INTEREST-INVEST>                                  861                     478
<INTEREST-OTHER>                                   516                     262
<INTEREST-TOTAL>                                 3,853                   3,154
<INTEREST-DEPOSIT>                               1,870                   1,909
<INTEREST-EXPENSE>                               1,935                   1,909
<INTEREST-INCOME-NET>                            1,918                   1,245
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                    986                     814
<INCOME-PRETAX>                                    959                     480
<INCOME-PRE-EXTRAORDINARY>                         959                     480
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       631                     304
<EPS-PRIMARY>                                     0.15                       0
<EPS-DILUTED>                                     0.15                       0
<YIELD-ACTUAL>                                    7.20                    8.02
<LOANS-NON>                                        892                     896
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   428                     137
<CHARGE-OFFS>                                        0                       8
<RECOVERIES>                                         1                       0
<ALLOWANCE-CLOSE>                                  429                     129
<ALLOWANCE-DOMESTIC>                               305                     129
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            124                       0
        

</TABLE>