<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   OTHER                   OTHER
<FISCAL-YEAR-END>                          SEP-30-1998             SEP-30-1997
<PERIOD-START>                             JAN-01-1998             JAN-01-1997
<PERIOD-END>                               MAR-31-1998             MAR-31-1997
<CASH>                                           2,454                   2,498
<INT-BEARING-DEPOSITS>                          31,929                   4,722
<FED-FUNDS-SOLD>                                 5,430                   4,260
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     44,177                  86,456
<INVESTMENTS-CARRYING>                          18,126                  23,699
<INVESTMENTS-MARKET>                            17,786                  23,299
<LOANS>                                        110,713                 110,692
<ALLOWANCE>                                        429                     428
<TOTAL-ASSETS>                                 216,977                 238,791
<DEPOSITS>                                     146,882                 141,030
<SHORT-TERM>                                    33,000                       0
<LIABILITIES-OTHER>                              2,655                   2,414
<LONG-TERM>                                          0                  35,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      34,440                  60,347
<TOTAL-LIABILITIES-AND-EQUITY>                 216,977                 238,791
<INTEREST-LOAN>                                  2,383                   2,454
<INTEREST-INVEST>                                1,332                   1,713
<INTEREST-OTHER>                                   330                     102
<INTEREST-TOTAL>                                 4,045                   4,269
<INTEREST-DEPOSIT>                               1,817                   1,801
<INTEREST-EXPENSE>                               2,459                   2,187
<INTEREST-INCOME-NET>                            1,586                   2,082
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  1,214                     950
<INCOME-PRETAX>                                    439                   1,162
<INCOME-PRE-EXTRAORDINARY>                         439                   1,162
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       260                     729
<EPS-PRIMARY>                                     0.06                    0.18
<EPS-DILUTED>                                     0.06                    0.18
<YIELD-ACTUAL>                                    7.20                    8.23
<LOANS-NON>                                        468                     654
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   429                     429
<CHARGE-OFFS>                                        0                       1
<RECOVERIES>                                         1                       0
<ALLOWANCE-CLOSE>                                  430                     428
<ALLOWANCE-DOMESTIC>                               430                     426
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>