**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 10-K**

(Mark One)

**x****  ANNUAL REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the fiscal year ended December 31, 2019or**

**o**** ****TRANSITIONREPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the transition period from _____ to _____Commission file number of the issuing entity: 333-177707-02**

**Central Index Key Number of the issuing entity:0001582037**

**Morgan Stanley Bank of AmericaMerrill Lynch Trust**

**2013-C11**

**(exact name of the issuing entity as specified in itscharter)**

** **

**Central Index Key Number of the depositor: 0001005007**

**Banc of America Merrill LynchCommercial Mortgage Inc.**

**(exact name of the depositor as specified in itscharter)**

** **

**Central Index Key Number of the sponsor: 0001102113**

**Bank of America, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001541557**

**Morgan Stanley Mortgage CapitalHoldings LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001548567**

**CIBC Inc.**

**(exact name of the sponsor as specified in its charter)**

** **

| **New York****(State or other jurisdiction of  incorporation or organization of**

**the issuing entity)** | **38-3913695**

**38-3913696**

**38-3913697**

**38-7103172**

**(I.R.S. Employer**

**Identification Numbers)** |
|------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|

**c/o Wells Fargo Bank, National Association**

**as Certificate Administrator**

**9062 Old Annapolis Road**

**Columbia, MD**

**(Address of principalexecutive offices of the issuing entity)**

**21045**

**(Zip Code)**

**Registrant’s telephone number,including area code:**

**(646) 855-3953**

Securities registered pursuant to Section 12(b) of the Act:

| Title of each class | Trading Symbol(s) | Name of each  exchange on which registered |
|---------------------|-------------------|--------------------------------------------|
| None                |              |                                       |

Securities registered pursuant to Section 12(g) of theAct:  None.

Indicate by check mark if the registrant is a well-knownseasoned issuer, as defined in Rule 405 of the Securities Act.  o Yes ⌧No

Indicate by check mark if the registrant is not required tofile reports pursuant to Section 13 or Section 15(d) of the Act.  o Yes ⌧No

Indicate by check mark whether the registrant (1) has filedall reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter periodthat the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days.  ⌧ Yes oNo

Indicate by check mark whether the registrant has submittedelectronically and posted on its corporate Web site, if any, every InteractiveData File required to be submitted and posted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit and postsuch files).

Not applicable.

Indicate by check mark if disclosure of delinquent filerspursuant to Item 405 of Regulation S-K (Section 229.405 of this chapter) is notcontained herein, and will not be contained, to the best of registrant’sknowledge, in definitive proxy or information statements incorporated byreference in Part III of this Form 10-K or any amendment to this Form10-K.   

Not applicable.

Indicate by check mark whether the registrant is a largeaccelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “largeaccelerated filer,” “accelerated filer,” “smaller reporting company,” and“emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer       o                                                                                                 Acceleratedfiler                                  o

Non-acceleratedfiler         ⌧  (Do not check if a smaller reportingcompany)                        Smaller reporting company                          o

                                                                                                                                              Emerging growthcompany                          o

If an emerging growth company, indicate by check mark if theregistrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant toSection 13(a) of the Exchange Act.  o

Indicate by check mark whether the registrant is a shellcompany (as defined in Rule 12b-2 of the Act).  o Yes ⌧ No

State the aggregate market value of the voting and non-votingcommon equity held by non-affiliates computed by reference to the price atwhich the common equity was last sold, or the average bid and asked price ofsuch common equity, as of the last business day of the registrant’s most recentlycompleted second fiscal quarter.

Not applicable.

Indicate by check mark whether the registrant has filed alldocuments and reports required to be filed by Section 12, 13 or 15(d) of theSecurities Exchange Act of 1934 subsequent to the distribution of securitiesunder a plan confirmed by a court.  oYes oNo

Not applicable.

Indicate the number of shares outstanding of each of theregistrant’s classes of common stock, as of the latest practicable date.

Not applicable.

**DOCUMENTS INCORPORATED BY REFERENCE**

** **

List hereunder the following documents if incorporated byreference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) intowhich the document is incorporated: (1) Any annual report to security holders;(2) Any proxy or information statement; and (3) Any prospectus filed pursuantto Rule 424(b) or (c) under the Securities Act of 1933. The listed documentsshould be clearly described for identification purposes (e.g., annual report tosecurity holders for fiscal year ended December 24, 1980).

Not applicable.

 

** **

**EXPLANATORY NOTES**

The Westfield Countryside Mortgage Loan andThe Mall at Tuttle Crossing Mortgage Loan, which constituted approximately11.7% and 11.1%, respectively, of the asset pool of the issuing entity as ofits cut-off date, are each an asset of the issuing entity and are each part ofa loan combination that includes the Westfield Countryside Mortgage Loan or TheMall at Tuttle Crossing Mortgage Loan which are assets of the issuing entityand one other *pari passu* loan, which is not an asset of the issuingentity. These loan combinations, including the Westfield Countryside MortgageLoan and The Mall at Tuttle Crossing Mortgage Loan, are being serviced andadministered pursuant to the Pooling and Servicing Agreement, which is incorporatedby reference as Exhibit 4.1 to this Annual Report on Form 10-K. 

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Southdale Center Mortgage Loan, whichconstituted approximately 6.4% of the asset pool of the issuing entity as ofits cut-off date.  The Southdale Center Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the SouthdaleCenter Mortgage Loan and one other *pari passu* loan, which is not anasset of the issuing entity. The other *pari passu* portion of the loancombination was securitized in the Morgan Stanley Bank of America Merrill LynchTrust 2013-C10 transaction, Commission File Number 333-180779-04 (the “MSBAM2013-C10 Transaction”). This loan combination, including the SouthdaleCenter Mortgage Loan, is being serviced and administered pursuant to thepooling and servicing agreement for the MSBAM 2013-C10 Transaction, which isincorporated by reference as Exhibit 4.2 to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Marriott Chicago River North Hotel MortgageLoan, which constituted approximately 6.4% of the asset pool of the issuingentity as of its cut-off date.  The Marriott Chicago River North HotelMortgage Loan is an asset of the issuing entity and is part of a loancombination that includes the Marriott Chicago River North Hotel Mortgage Loanand one other *pari passu* loan, which is not an asset of the issuingentity. This loan combination, including the Marriott Chicago River North HotelMortgage Loan, was serviced under the Pooling and Servicing Agreement for theissuing entity prior to the closing of the securitization of the other *paripassu* portion of the Marriott Chicago River North Hotel loan combination inthe Morgan Stanley Bank of America Merrill Lynch Trust 2013-C12 transaction,Commission File Number 333-180779-05 (the “MSBAM 2013-C12 Transaction”). After the closing of the MSBAM 2013-C12 Transaction on October 23, 2013, thisloan combination, including the Marriott Chicago River North Hotel MortgageLoan was, and will continue to be, serviced and administered pursuant to thepooling and servicing agreement with respect to the MSBAM 2013-C12 Transaction,which is incorporated by reference as Exhibit 4.3 to this Annual Report on Form10-K.

The master servicer of a poolingand servicing agreement or trust and servicing agreement also functions as theprimary servicer of the related mortgage loans serviced and administeredpursuant to such agreement unless a separate primary servicer is identifiedherein.  If this report does not identify a separate primary servicer, theservicer compliance statement provided by the master servicer under any suchagreement also encompasses its responsibilities as primary servicer of therelated mortgage loan or mortgage loans.

Wells Fargo Bank, NationalAssociation is the master servicer and certificate administrator of themortgage loans serviced under the Pooling and Servicing Agreement and theprimary servicer of the Marriott Chicago River North Hotel Mortgage Loan. As aresult, Wells Fargo Bank, National Association is a “servicer” as defined inItem 1108(a)(2)(iii) of Regulation AB, in the capacities described above,because it is servicing mortgage loans that constituted 10% or more of theassets of the issuing entity as of its cut-off date. The assessments ofcompliance with applicable servicing criteria, accountants’ attestation reportsand servicer compliance statements delivered by Wells Fargo Bank, NationalAssociation in the capacities described above are listed in the Exhibit Index.

Midland Loan Services, a Divisionof PNC Bank, National Association is the special servicer of the mortgage loansserviced under the Pooling and Servicing Agreement and the Marriott ChicagoRiver North Hotel Mortgage Loan and the primary servicer and special servicerof the Southdale Center Mortgage Loan. As a result, Midland Loan Services, aDivision of PNC Bank, National Association is a “servicer” as defined in Item1108(a)(2)(iii) of Regulation AB, in the capacities described above, because itis servicing mortgage loans that constituted 10% or more of the assets of theissuing entity as of its cut-off date. The assessments of compliance withapplicable servicing criteria, accountants’ attestation reports and servicercompliance statements delivered by Midland Loan Services, a Division of PNCBank, National Association in the capacities described above are listed in theExhibit Index.

Deutsche Bank Trust CompanyAmericas acts as trustee of the mortgage loans serviced under the Pooling andServicing Agreement.  Pursuant to the Pooling and Servicing Agreement, thetrustee is required to provide an assessment of compliance with applicableservicing criteria solely with respect to Item 1122(d)(2)(iii) of Regulation AB(regarding advances of funds or guarantees regarding collections, cash flows ordistributions, and any interest or other fees charged for such advances, aremade, reviewed and approved as specified in the transaction agreements).However, during the reporting period, the trustee did not perform any servicingfunction with respect to the servicing criteria specified in Item1122(d)(2)(iii) of Regulation AB.  The master servicer or the specialservicer, to the extent required, performed the servicing function identifiedwith respect to Item 1122(d)(2)(iii) of Regulation AB, and each such partyincluded Item 1122(d)(2)(iii) of Regulation AB in the assessment of compliancewith applicable servicing criteria and accountant’s attestation report for thesubject transaction.  As a result, this Annual Report on Form 10-K doesnot include an assessment of compliance with applicable servicing criteria ofthe trustee. One or more other servicers of the mortgage loans serviced underthe Pooling and Servicing Agreement have delivered one or more assessments ofcompliance with respect to Item 1122(d)(2)(iii) of Regulation AB.

U.S. Bank National Associationacts as trustee of the Marriott Chicago River North Hotel Mortgage Loan. Pursuant to the pooling and servicing agreement for the MSBAM 2013-C12Transaction, the trustee is required to provide an assessment of compliancewith applicable servicing criteria solely with respect to Items 1122(d)(1)(iv)(regarding a fidelity bond and errors and omissions policy covering eachservicing function participant throughout the reporting period in the amount ofcoverage required by and otherwise in accordance with the terms of thetransaction agreements) and 1122(d)(2)(iii) of Regulation AB (regardingadvances of funds or guarantees regarding collections, cash flows ordistributions, and any interest or other fees charged for such advances, aremade, reviewed and approved as specified in the transaction agreements).However, during the reporting period, the trustee did not perform any servicingfunction with respect to the servicing criteria specified in Item1122(d)(2)(iii) of Regulation AB.  The master servicer or the specialservicer, to the extent required, performed the servicing function identifiedwith respect to Items 1122(d)(1)(iv) (regarding a fidelity bond and errors andomissions policy covering each servicing function participant throughout thereporting period in the amount of coverage required buy and otherwise inaccordance with the terms of the transaction agreements) and 1122(d)(2)(iii) ofRegulation AB (regarding advances of funds or guarantees regarding collections,cash flows or distributions, and any interest or other fees charged for suchadvances, are made, reviewed and approved  as specified in the transactionagreements).  Each such party included Items 1122(d)(1)(iv) and1122(d)(2)(iii) of Regulation AB in the assessment of compliance withapplicable servicing criteria and accountant’s attestation report for thesubject transaction.  As a result, this Annual Report on Form 10-K doesnot include an assessment of compliance with applicable servicing criteria ofthe trustee. One or more other servicers of the Marriott Chicago River NorthHotel Mortgage Loan have delivered one or more assessments of compliance withrespect to Items 1122(d)(1)(iv) (regarding a fidelity bond and errors andomissions policy covering each servicing function participant throughout thereporting period in the amount of coverage required buy and otherwise inaccordance with the terms of the transaction agreements) and 1122(d)(2)(iii) ofRegulation AB (regarding advances of funds or guarantees regarding collections,cash flows or distributions, and any interest or other fees charged for suchadvances, are made, reviewed and approved  as specified in the transactionagreements).

Wells Fargo Bank, NationalAssociation acts as trustee of the Southdale Center Mortgage Loan. Pursuant to the pooling and servicing agreement for the MSBAM 2013-C10Transaction, the trustee is required to provide an assessment of compliancewith applicable servicing criteria solely with respect to Item 1122(d)(2)(iii)of Regulation AB (regarding advances of funds or guarantees regardingcollections, cash flows or distributions, and any interest or other feescharged for such advances, are made, reviewed and approved as specified in thetransaction agreements). However, during the reporting period, the trustee didnot perform any servicing function with respect to the servicing criteriaspecified in Item 1122(d)(2)(iii) of Regulation AB.  The master serviceror the special servicer, to the extent required, performed the servicingfunction identified with respect to Item 1122(d)(2)(iii) of Regulation AB, andeach such party included Item 1122(d)(2)(iii) of Regulation AB in theassessment of compliance with applicable servicing criteria and accountant’sattestation report for the subject transaction.  As a result, this AnnualReport on Form 10-K does not include an assessment of compliance withapplicable servicing criteria of the trustee. One or more other servicers ofthe Southdale Center Mortgage Loan have delivered one or more assessments ofcompliance with respect to Item 1122(d)(2)(iii) of Regulation AB.

This Annual Report on Form 10-Kincludes assessments of compliance with applicable servicing criteria andaccountants’ attestation reports from CoreLogic Commercial Real EstateServices, Inc. and National Tax Search, LLC.  These entities were engagedby the master servicer under the Pooling and Servicing Agreement and theprimary servicer of the Marriott Chicago River North Hotel Mortgage Loan toremit tax payments received from the escrow accounts of borrowers to localtaxing authorities, to report tax amounts due, to verify tax parcelinformation, and to verify non-escrow tax payments. These servicing functionsare included within the servicing criteria set forth in Items 1122(d)(4)(xi)and 1122(d)(4)(xii) of Regulation AB.  Therefore, under theprinciples-based definition of “servicer” set forth in Item 1101(j) ofRegulation AB that looks to the functions that an entity performs, thesevendors are “servicers” for the purposes of Item 1122 of Regulation AB.  *See*Compliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

Theassessments of compliance with applicable servicing criteria, accountants’attestation reports and servicer compliance statements of the certificateadministrator of the Southdale Center Mortgage Loan and the Marriott ChicagoRiver North Hotel Mortgage Loan listed on the Exhibit Index are omitted fromthis Annual Report on Form 10-K as the certificate administrator pursuant tothe related pooling and servicing agreement or trust and servicing agreementdoes not perform any activities that address servicing criteria with respect tothe issuing entity and because they are each not a “servicer” that meets thecriteria in Item 1108(a)(2)(i) through (iii) of Regulation AB.

**PART I**

**Item 1.  Business.**

Omitted.

**Item 1A.  Risk Factors.**

Omitted.

**Item 1B.  Unresolved Staff Comments.**

None.

**Item 2.  Properties.**

Omitted.

**Item 3.  Legal Proceedings.**

Omitted.

**Item 4.  Mine Safety Disclosures.**

Not applicable.

**PART II**

**Item 5.  Market for Registrant’s Common Equity,Related Stockholder Matters and Issuer Purchases of Equity Securities.**

Omitted.

**Item 6.  Selected Financial Data.**

Omitted.

**Item 7.  Management’s Discussion and Analysis ofFinancial Condition and Results of Operations.**

Omitted.

**Item 7A.  Quantitative and Qualitative DisclosuresAbout Market Risk.**

Omitted.

**Item 8.  Financial Statements and Supplementary Data.**

Omitted.

**Item 9.  Changes in and Disagreements WithAccountants on Accounting and Financial Disclosure.**

Omitted.

**Item 9A.  Controls and Procedures.**

Omitted.

**Item 9B.  Other Information.**

None.

**PART III**

**Item 10.  Directors, Executive Officers and CorporateGovernance.**

Omitted.

**Item 11.  Executive Compensation.**

Omitted.

**Item 12.  Security Ownership of Certain BeneficialOwners and Management and Related Stockholder Matters.**

Omitted.

**Item 13.  Certain Relationships and RelatedTransactions, and Director Independence.**

Omitted.

**Item 14.  Principal Accounting Fees and Services.**

Omitted.

**ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB**

**Item 1112(b) of Regulation AB, Significant ObligorFinancial Information.**

The Westfield Countryside Mortgage Loan (Loan Number 1 onAppendix I of the prospectus supplement of the registrant relating to the issuingentity filed on August 9, 2013 pursuant to Rule 424(b)(5)) constitutes asignificant obligor within the meaning of Item 1101(k)(2) of Regulation AB asdisclosed in the prospectus supplement. In accordance with Item 1112(b) ofRegulation AB, the most recent unaudited net operating income of thesignificant obligor was $13,755,207.00 for the twelve- month period endedDecember 31, 2019.

The Mall at Tuttle Crossing Mortgage Loan (Loan Number 2 onAppendix I of the prospectus supplement of the registrant relating to theissuing entity filed on August 9, 2013 pursuant to Rule 424(b)(5)) constitutesa significant obligor within the meaning of Item 1101(k)(2) of Regulation AB asdisclosed in the prospectus supplement. In accordance with Item 1112(b) of RegulationAB, the most recent unaudited net operating income of the significant obligorwas $12,310,343.00 for the twelve- month period ended December 31, 2019.

 

**Item 1114(b)(2) of Regulation AB, Significant EnhancementProvider Financial Information.**

No entity or group of affiliated entities provides any external creditenhancement or other support for the certificates within this transaction asdescribed under Item 1114(a) of Regulation AB.

**Item 1115(b) of Regulation AB, Certain DerivativesInstruments (Financial Information).**

No entity or group of affiliated entities provides anyderivative instruments or other support for the certificates within thistransaction as described under Item 1115 of Regulation AB.

**Item 1117 of Regulation AB, Legal Proceedings.**

The registrant knows of no material pending legal proceedinginvolving the trust or any party related to the trust, other than routinelitigation incidental to the duties of those respective parties, and thefollowing, with respect to Deutsche Bank Trust Company Americas, as trustee,and Wells Fargo Bank, National Association, as certificate administrator, astrustee, and as custodian.

In the ordinary course of business, Citibank is involved in anumber of legal proceedings, including in connection with its role as trusteeof certain RMBS transactions.  Certain of these Citibank astrustee-related matters are disclosed herein. 

On June 18, 2014, a civil action was filed against Citibankin the Supreme Court of the State of New York by a group of investors in 48private-label RMBS trusts for which Citibank allegedly serves or did serve astrustee, asserting claims for purported violations of the Trust Indenture Actof 1939 (the “Trust Indenture Act”), breach of contract, breach offiduciary duty and negligence based on Citibank’s alleged failure to performits duties as trustee for the 48 RMBS trusts.  On November 24, 2014,plaintiffs sought leave to withdraw this action.  On the same day, asmaller subset of similar plaintiff investors in 27 private-label RMBS trustsfor which Citibank allegedly serves or did serve as trustee, filed a new civilaction against Citibank in the United States District Court for the SouthernDistrict of New York asserting similar claims as the prior action filed instate court.  In January 2015, the court closed plaintiffs’ original statecourt action.  On September 8, 2015, the federal court dismissed allclaims as to 24 of the 27 trusts and allowed certain of the claims to proceedas to the other three trusts. Subsequently, plaintiffs voluntarily dismissedall claims with respect to two of the three trusts. On April 7, 2017, Citibankfiled a motion for summary judgment. Plaintiffs filed its consolidatedopposition brief and cross motion for partial summary judgment on May 22, 2017. Briefing on those motions was completed on August 4, 2017. On March 22, 2018,the court granted Citibank’s motion for summary judgment in its entirety,denied Plaintiffs’ motion for summary judgment and ordered the clerk to closethe case. On April 20, 2018, plaintiffs filed a notice of appeal. Plaintiffs’opening brief was filed on August 3, 2018. Citibank filed its opposition onNovember 2, 2018.  Plaintiffs’ filed their reply on November 16,2018.  On June 7, 2019, the Second Circuit dismissed plaintiffs’ appealfollowing the parties’ filing of a stipulation withdrawing the case withprejudice pursuant to Federal Rule of Appellate Procedure 42.

On November 24, 2015, the same investors that brought thefederal case brought a new civil action in the Supreme Court of the State ofNew York related to 25 private-label RMBS trusts for which Citibank allegedlyserves or did serve as trustee.  This case includes the 24 trustspreviously dismissed in the federal action, and one additional trust.  Theinvestors assert claims for breach of contract, breach of fiduciary duty,breach of duty to avoid conflicts of interest, and violation of New York’sStreit Act (the “Streit Act”).  Following oral argument on Citibank’smotion to dismiss, Plaintiffs filed an amended complaint on August 5,2016.  On June 27, 2017, the state court issued a decision, dismissing theEvent of Default claims, mortgage-file-related claims, the fiduciary dutyclaims, and the conflict of interest claims.  The decision sustainedcertain breach of contract claims including the claim alleging discovery ofbreaches of representations and warranties, a claim related to robo-signing,and the implied covenant of good faith claim.  Citibank appealed the lowercourt’s decision, and on January 16, 2018, the Appellate Division, FirstDepartment, dismissed the claims related to robo-signing and the impliedcovenant of good faith, but allowed plaintiffs’ claim alleging discovery ofbreaches of representations and warranties to proceed.  On June 7, 2019,plaintiffs filed a motion for discontinuance of the action and dismissal ofplaintiffs’ claims with prejudice.

On August 19, 2015, the Federal Deposit Insurance Corporation(“FDIC”) as Receiver for a failed financial institution filed a civilaction against Citibank in the Southern District of New York.  This actionrelates to one private-label RMBS trust for which Citibank formerly served astrustee.  FDIC asserts claims for breach of contract, violation of theStreit Act, and violation of the Trust Indenture Act. Citibank jointly briefeda motion to dismiss with The Bank of New York Mellon and U.S. Bank, N.A.,entities that have also been sued by FDIC in their capacity as trustee, andthese cases have all been consolidated in front of Judge Carter.  OnSeptember 30, 2016, the Court granted the motion to dismiss without prejudicefor lack of subject matter jurisdiction.  On October 14, 2016, FDIC fileda motion for reargument or relief from judgment from the Court’s dismissalorder.  On July 11, 2017, Judge Carter ruled on the motion forreconsideration regarding his dismissal of the action.  He deniedreconsideration of his decision on standing, but granted leave to amend thecomplaint by October 9, 2017.  The FDIC subsequently requested anextension of time to file its amended complaint, which was granted. The FDICfiled its amended complaint on December 8, 2017. Defendants’ jointly filed amotion to dismiss the amended complaint and that joint motion was fully briefedas of May 3, 2018.  On March 20, 2019, the Court granted Defendants’ jointmotion to dismiss the amended complaint. The FDIC's deadline to file a noticeof appeal was April 22, 2019. The FDIC has not appealed. 

There can be no assurances as to the outcome of litigation orthe possible impact of litigation on the trustee or the RMBS trusts. However, Citibank denies liability and continues to vigorously defend againstthese litigations.  Furthermore, neither the above-disclosed litigationsnor any other pending legal proceeding involving Citibank will materiallyaffect Citibank’s ability to perform its duties under the related servicingagreement for this CMBS transaction.

Beginning on June 18, 2014, a group of institutionalinvestors filed civil complaints in the Supreme Court of the State of New York,New York County, and later the U.S. District Court for the Southern District ofNew York, against Wells Fargo Bank, N.A., (“Wells Fargo Bank”) in itscapacity as trustee for certain residential mortgage backed securities (“RMBS”)trusts.  The complaints against Wells Fargo Bank alleged that the trusteecaused losses to investors and asserted causes of action based upon, amongother things, the trustee's alleged failure to: (i) notify and enforcerepurchase obligations of mortgage loan sellers for purported breaches ofrepresentations and warranties, (ii) notify investors of alleged events ofdefault, and (iii) abide by appropriate standards of care following allegedevents of default. Relief sought included money damages in an unspecifiedamount, reimbursement of expenses, and equitable relief. In November 2018,Wells Fargo Bank reached an agreement, in which it denied any wrongdoing, toresolve such claims on a classwide basis for the 271 RMBS trusts atissue.  On May 6, 2019, the court entered an order approving thesettlement agreement.  Separate lawsuits against Wells Fargo Bank makingsimilar allegations filed by certain other institutional investors concerningseveral RMBS trusts in New York federal and state court are not covered by theagreement.  With respect to such litigations, Wells Fargo Bank believesplaintiffs' claims are without merit and intends to contest the claimsvigorously, but there can be no assurances as to the outcome of the litigationsor the possible impact of the litigations on Wells Fargo Bank or the RMBStrusts.

**Item 1119 of Regulation AB, Affiliations and CertainRelationships and Related Transactions.**

The information regarding this Item has been previouslyprovided in a prospectus supplement of the Registrant relating to the issuingentity filed on August 9, 2013 pursuant to Rule 424(b)(5).

**Item 1122 of Regulation AB, Compliance with ApplicableServicing Criteria.**

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the mortgage loans are attachedhereto under Item 15 to this Annual Report on Form 10-K. Attached as Schedule Xto the Pooling and Servicing Agreement incorporated by reference as Exhibit 4.1to this Annual Report on Form 10-K is a chart identifying the entitiesparticipating in a servicing function for the transaction responsible for eachapplicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Southdale Center Mortgage Loan,which is being serviced and administered pursuant to the pooling and servicingagreement for the MSBAM 2013-C10 Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Schedule X to the pooling andservicing agreement for the MSBAM 2013-C10 Transaction incorporated byreference as Exhibit 4.2 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for the MSBAM2013-C10 Transaction responsible for each applicable servicing criteria setforth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Marriott Chicago River NorthHotel Mortgage Loan, which is being serviced and administered pursuant to thepooling and servicing agreement for the MSBAM 2013-C12 Transaction, areattached hereto under Item 15 to this Annual Report on Form 10-K. Attached asSchedule X to the pooling and servicing agreement for the MSBAM 2013-C12Transaction incorporated by reference as Exhibit 4.3 to this Annual Report onForm 10-K is a chart identifying the entities participating in a servicingfunction for the MSBAM 2013-C12 Transaction responsible for each applicableservicing criteria set forth in Item 1122(d).

The report on assessment of compliance with applicableservicing criteria furnished pursuant to Item 1122 of Regulation AB by MidlandLoan Services, a Division of PNC Bank National Association (“Midland”)discloses that a material instance of noncompliance occurred, as describedbelow:

Material Instance of Noncompliance

In certain instances, the ScheduleAL Files (Item 1125 of Regulation AB) were not reported in accordance with theterms specified in the transaction agreements, in conflict with Item 1122(d)(3)(i):“Reports to investors, including those to be filed with the Commission, aremaintained in accordance with the transaction agreements and applicableCommission requirements. Specifically, such reports: (A) Are prepared inaccordance with timeframes and other terms set forth in the transactionagreements”.  The noncompliance consisted of omitted or inaccuratelyreported fields as described in (1) and (2) below.  (1) In connection withother enhancements Midland made to its manual Schedule AL process, starting inApril 2019, Midland developed and implemented new Schedule AL reportingtemplates for each applicable CMBS transaction that closed prior to April 2019and for each applicable CMBS transaction going forward.  Related to this,Midland made certain template setup errors, along with related and other manualinputting of information errors, and the errors were not identified prior tosubmission of the applicable Schedule AL Files in certain cases due tobreakdowns in quality control.  (2) In one applicable transaction, therelated Schedule AL File for a given month was not saved properly resulting inthe prior month's Schedule AL File being submitted for the given month insteadof the correct Schedule AL File. 

              The identified instances did not involve the servicing of assets included inthis securitization.

Steps Taken to Remedy the Material Instance of Noncompliance

Midland’s Schedule AL reportingprocess was enhanced in April of 2019, however, the process remained manualthroughout the 2019 calendar year.  Errors relating to certain Schedule ALFiles during 2019 were identified during the related audit.  Followingidentification, Midland made staffing changes and additional enhancements andimprovements to its processes and procedures to support its Schedule ALreporting obligations and expects to move to an automated solution for thisprocess.  

Midland is currently remediating theSchedule AL reporting for certain of the CMBS transactions found to beincorrect.

**Item 1123 of Regulation AB, Servicer Compliance Statement.**

The servicer compliance statements are attached as Exhibitsto this Annual Report on Form 10-K.

**PART IV**

**Item 15. Exhibits, Financial Statement Schedules**

(a) The following is a list of documents filed as part ofthis Annual Report on Form 10-K:

(1) Not applicable

(2) Not applicable

(3) See below

 

4.1         Poolingand Servicing Agreement, dated as of August 1, 2013, by and among Banc ofAmerica Merrill Lynch Commercial Mortgage Inc., as Depositor, Wells Fargo Bank,National Association, as Master Servicer, Midland Loan Services, a Division ofPNC Bank, National Association, as Special Servicer, Deutsche Bank TrustCompany Americas, as Trustee, Wells Fargo Bank, National Association, asCertificate Administrator, Certificate Registrar and Authenticating Agent,Wells Fargo Bank, National Association as Custodian and Situs Holdings, LLC, asTrust Advisor (filed as Exhibit 4.1 to the registrant’s Current Report on Form8-K filed on August 15, 2013 under Commission File No. 333-177707-02 andincorporated by reference herein).

4.2         Poolingand Servicing Agreement, dated as of July 1, 2013, by and among Morgan StanleyCapital I Inc., as Depositor, Midland Loan Services, a Division of PNC Bank,National Association, as Master Servicer and Special Servicer, Park BridgeLender Services LLC, as Trust Advisor and Wells Fargo Bank, NationalAssociation, as Trustee, Certificate Administrator, Certificate Registrar,Authenticating Agent and Custodian (filed as Exhibit 4.2 to the registrant’sCurrent Report on Form 8-K filed on March 12, 2014 under Commission File No.333-177707-02 and incorporated by reference herein).

4.3         Poolingand Servicing Agreement, dated as of October 1, 2013, by and among MorganStanley Capital I Inc., as Depositor, Wells Fargo Bank, National Association,as Master Servicer, Midland Loan Services, a Division of PNC Bank, NationalAssociation, as Special Servicer, TriMont Real Estate Advisors, Inc., as TrustAdvisor, U.S. Bank National Association, as Trustee, and Wells Fargo Bank,National Association, as Certificate Administrator, Certificate Registrar,Authenticating Agent and Custodian (filed as Exhibit 4.1 to the registrant’sCurrent Report on Form 8-K filed on March 12, 2014 under Commission File No.333-177707-02 and incorporated by reference herein).

31          Rule 13a-14(d)/15d-14(d)Certifications.

33          Reports on assessment of compliance with servicing criteria for asset-backedsecurities.

33.1       Wells Fargo Bank, NationalAssociation, as Master Servicer

33.2       Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer

33.3       Deutsche Bank Trust Company Americas, as Trustee (Omitted. See ExplanatoryNotes.)

33.4       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

33.5       Wells Fargo Bank, NationalAssociation, as Custodian

33.6       Situs Holdings, LLC, asTrust Advisor

33.7       CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant

33.8       National Tax Search, LLC,as Servicing Function Participant

33.9       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Westfield Countryside Mortgage Loan(see Exhibit 33.1)

33.10     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of theWestfield Countryside Mortgage Loan (see Exhibit 33.2)

33.11     Deutsche Bank Trust Company Americas, as Trustee of the Westfield CountrysideMortgage Loan (Omitted. See Explanatory Notes.)

33.12     Wells Fargo Bank, NationalAssociation, as Custodian of the Westfield Countryside Mortgage Loan (seeExhibit 33.5)

33.13     Situs Holdings, LLC, asTrust Advisor of the Westfield Countryside Mortgage Loan (see Exhibit 33.6)

33.14     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the WestfieldCountryside Mortgage Loan (see Exhibit 33.7)

33.15     National Tax Search, LLC,as Servicing Function Participant of the Westfield Countryside Mortgage Loan(see Exhibit 33.8)

33.16     Wells Fargo Bank, NationalAssociation, as Primary Servicer of The Mall at Tuttle Crossing Mortgage Loan(see Exhibit 33.1)

33.17     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of The Mall atTuttle Crossing Mortgage Loan (see Exhibit 33.2)

33.18     Deutsche Bank Trust Company Americas, as Trustee of The Mall at Tuttle CrossingMortgage Loan (Omitted. See Explanatory Notes.)

33.19     Wells Fargo Bank, NationalAssociation, as Custodian of The Mall at Tuttle Crossing Mortgage Loan (seeExhibit 33.5)

33.20     Situs Holdings, LLC, asTrust Advisor of The Mall at Tuttle Crossing Mortgage Loan (see Exhibit 33.6)

33.21     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of The Mall at TuttleCrossing Mortgage Loan (see Exhibit 33.7)

33.22     National Tax Search, LLC,as Servicing Function Participant of The Mall at Tuttle Crossing Mortgage Loan(see Exhibit 33.8)

33.23     Midland Loan Services, aDivision of PNC Bank, National Association, as Primary Servicer of theSouthdale Center Mortgage Loan (see Exhibit 33.2)

33.24     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of theSouthdale Center Mortgage Loan (see Exhibit 33.2)

33.25     Wells Fargo Bank, National Association, as Trustee of the Southdale CenterMortgage Loan (Omitted. See Explanatory Notes.)

33.26     Wells Fargo Bank, NationalAssociation, as Custodian of the Southdale Center Mortgage Loan (see Exhibit33.5)

33.27     Park Bridge LenderServices LLC, as Trust Advisor of the Southdale Center Mortgage Loan

33.28     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Marriott Chicago River North HotelMortgage Loan (see Exhibit 33.1)

33.29     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of the MarriottChicago River North Hotel Mortgage Loan (see Exhibit 33.2)

33.30     U.S. Bank National Association, as Trustee of the Marriott Chicago River NorthHotel Mortgage Loan (Omitted. See Explanatory Notes.)

33.31     Wells Fargo Bank, NationalAssociation, as Custodian of the Marriott Chicago River North Hotel MortgageLoan (see Exhibit 33.5)

33.32     TriMont Real EstateAdvisors, Inc., as Trust Advisor of the Marriott Chicago River North HotelMortgage Loan

33.33     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the MarriottChicago River North Hotel Mortgage Loan (see Exhibit 33.7)

33.34     National Tax Search, LLC,as Servicing Function Participant of the Marriott Chicago River North HotelMortgage Loan (see Exhibit 33.8)

34          Attestation reports on assessment of compliance with servicing criteria forasset-backed securities.

34.1       Wells Fargo Bank, NationalAssociation, as Master Servicer

34.2       Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer

34.3       Deutsche Bank Trust Company Americas, as Trustee (Omitted. See ExplanatoryNotes.)

34.4       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

34.5       Wells Fargo Bank, NationalAssociation, as Custodian

34.6       Situs Holdings, LLC, asTrust Advisor

34.7       CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant

34.8       National Tax Search, LLC,as Servicing Function Participant

34.9       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Westfield Countryside Mortgage Loan(see Exhibit 34.1)

34.10     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of theWestfield Countryside Mortgage Loan (see Exhibit 34.2)

34.11     Deutsche Bank Trust Company Americas, as Trustee of the Westfield CountrysideMortgage Loan (Omitted. See Explanatory Notes.)

34.12     Wells Fargo Bank, NationalAssociation, as Custodian of the Westfield Countryside Mortgage Loan (seeExhibit 34.5)

34.13     Situs Holdings, LLC, asTrust Advisor of the Westfield Countryside Mortgage Loan (see Exhibit 34.6)

34.14     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the WestfieldCountryside Mortgage Loan (see Exhibit 34.7)

34.15     National Tax Search, LLC,as Servicing Function Participant of the Westfield Countryside Mortgage Loan(see Exhibit 34.8)

34.16     Wells Fargo Bank, NationalAssociation, as Primary Servicer of The Mall at Tuttle Crossing Mortgage Loan(see Exhibit 34.1)

34.17     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of The Mall atTuttle Crossing Mortgage Loan (see Exhibit 34.2)

34.18     Deutsche Bank Trust Company Americas, as Trustee of The Mall at Tuttle CrossingMortgage Loan (Omitted. See Explanatory Notes.)

34.19     Wells Fargo Bank, NationalAssociation, as Custodian of The Mall at Tuttle Crossing Mortgage Loan (seeExhibit 34.5)

34.20     Situs Holdings, LLC, asTrust Advisor of The Mall at Tuttle Crossing Mortgage Loan (see Exhibit 34.6)

34.21     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of The Mall at TuttleCrossing Mortgage Loan (see Exhibit 34.7)

34.22     National Tax Search, LLC,as Servicing Function Participant of The Mall at Tuttle Crossing Mortgage Loan(see Exhibit 34.8)

34.23     Midland Loan Services, aDivision of PNC Bank, National Association, as Primary Servicer of theSouthdale Center Mortgage Loan (see Exhibit 34.2)

34.24     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of theSouthdale Center Mortgage Loan (see Exhibit 34.2)

34.25     Wells Fargo Bank, National Association, as Trustee of the Southdale CenterMortgage Loan (Omitted. See Explanatory Notes.)

34.26     Wells Fargo Bank, NationalAssociation, as Custodian of the Southdale Center Mortgage Loan (see Exhibit34.5)

34.27     Park Bridge Lender ServicesLLC, as Trust Advisor of the Southdale Center Mortgage Loan

34.28     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Marriott Chicago River North HotelMortgage Loan (see Exhibit 34.1)

34.29     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of the MarriottChicago River North Hotel Mortgage Loan (see Exhibit 34.2)

34.30     U.S. Bank National Association, as Trustee of the Marriott Chicago River NorthHotel Mortgage Loan (Omitted. See Explanatory Notes.)

34.31     Wells Fargo Bank, NationalAssociation, as Custodian of the Marriott Chicago River North Hotel MortgageLoan (see Exhibit 34.5)

34.32     TriMont Real EstateAdvisors, Inc., as Trust Advisor of the Marriott Chicago River North HotelMortgage Loan

34.33     CoreLogic Commercial Real EstateServices, Inc., as Servicing Function Participant of the Marriott Chicago RiverNorth Hotel Mortgage Loan (see Exhibit 34.7)

34.34     National Tax Search, LLC,as Servicing Function Participant of the Marriott Chicago River North HotelMortgage Loan (see Exhibit 34.8)

35          Servicer compliance statements.

35.1       Wells Fargo Bank, NationalAssociation, as Master Servicer

35.2       Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer

35.3       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

35.4       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Westfield Countryside Mortgage Loan(see Exhibit 35.1)

35.5       Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of the WestfieldCountryside Mortgage Loan (see Exhibit 35.2)

35.6       Wells Fargo Bank, NationalAssociation, as Primary Servicer of The Mall at Tuttle Crossing Mortgage Loan(see Exhibit 35.1)

35.7       Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of The Mall atTuttle Crossing Mortgage Loan (see Exhibit 35.2)

35.8       Midland Loan Services, aDivision of PNC Bank, National Association, as Primary Servicer of theSouthdale Center Mortgage Loan (see Exhibit 35.2)

35.9       Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of the SouthdaleCenter Mortgage Loan (see Exhibit 35.2)

35.10     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Marriott Chicago River North HotelMortgage Loan (see Exhibit 35.1)

35.11     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of the MarriottChicago River North Hotel Mortgage Loan (see Exhibit 35.2)

99.1       MortgageLoan Purchase Agreement, dated as of August 1, 2013, between Banc of AmericaMerrill Lynch Commercial Mortgage Inc. and Bank of America, NationalAssociation (filed as Exhibit 99.1 to the registrant’s Current Report on Form8-K filed on August 12, 2013 under Commission File No. 333-177707-02 andincorporated by reference herein)

99.2       MortgageLoan Purchase Agreement, dated as of August 1, 2013, between Banc of AmericaMerrill Lynch Commercial Mortgage Inc. and Morgan Stanley Mortgage CapitalHoldings LLC (filed as Exhibit 99.2 to the registrant’s Current Report on Form8-K filed on August 12, 2013 under Commission File No. 333-177707-02 andincorporated by reference herein)

99.3       MortgageLoan Purchase Agreement, dated as of August 1, 2013, between Banc of AmericaMerrill Lynch Commercial Mortgage Inc. and CIBC Inc. (filed as Exhibit 99.3 tothe registrant’s Current Report on Form 8-K filed on August 12, 2013 underCommission File No. 333-177707-02 and incorporated by reference herein)

(b)   The exhibits required to be filed by theRegistrant pursuant to Item 601 of Regulation S-K are listed above.

(c)   Not Applicable.

 

**SIGNATURES**

Pursuant to the requirements of Section 13 or 15(d) of theSecurities Exchange Act of 1934, the registrant has duly caused this report tobe signed on its behalf by the undersigned, thereunto duly authorized.

Banc of America Merrill LynchCommercial Mortgage Inc.(Depositor)

/s/ LelandF. Bunch, III

Leland F.Bunch, III, President and Chief Executive Officer

(senior officer in charge ofsecuritization of the depositor)

Date: March 20, 2020