<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM AUDITED
FINANCIAL STATEMENTS CONTAINED IN THE COMPANY'S ANNUAL REPORT IN FORM 10-K FOR
THE YEAR ENDED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                         175,732
<INT-BEARING-DEPOSITS>                           3,598
<FED-FUNDS-SOLD>                                 3,600
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    506,888
<INVESTMENTS-CARRYING>                         222,348
<INVESTMENTS-MARKET>                           223,200
<LOANS>                                      2,064,108
<ALLOWANCE>                                     26,215
<TOTAL-ASSETS>                               3,116,398
<DEPOSITS>                                   2,537,440
<SHORT-TERM>                                   169,265
<LIABILITIES-OTHER>                            117,061
<LONG-TERM>                                     46,750
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     22,988
<COMMON>                                           172
<OTHER-SE>                                     244,399
<TOTAL-LIABILITIES-AND-EQUITY>               3,116,398
<INTEREST-LOAN>                                183,530
<INTEREST-INVEST>                               44,936
<INTEREST-OTHER>                                   960
<INTEREST-TOTAL>                               229,426
<INTEREST-DEPOSIT>                              81,655
<INTEREST-EXPENSE>                              95,234
<INTEREST-INCOME-NET>                          134,192
<LOAN-LOSSES>                                    6,757
<SECURITIES-GAINS>                                  93
<EXPENSE-OTHER>                                104,288
<INCOME-PRETAX>                                 50,517
<INCOME-PRE-EXTRAORDINARY>                      32,510
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    32,510
<EPS-PRIMARY>                                     1.85
<EPS-DILUTED>                                     1.79
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                     12,796
<LOANS-PAST>                                     1,956
<LOANS-TROUBLED>                                   267
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                22,712
<CHARGE-OFFS>                                    4,971
<RECOVERIES>                                       933
<ALLOWANCE-CLOSE>                               26,215
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>