<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   OTHER                   OTHER
<FISCAL-YEAR-END>                          SEP-30-1998             SEP-30-1997
<PERIOD-START>                             OCT-01-1997             OCT-01-1996
<PERIOD-END>                               DEC-31-1997             DEC-31-1996
<CASH>                                           2,430                   2,457
<INT-BEARING-DEPOSITS>                          18,676                  19,257
<FED-FUNDS-SOLD>                                14,930                   5,930
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     55,201                  73,886
<INVESTMENTS-CARRYING>                          19,815                  21,661
<INVESTMENTS-MARKET>                            19,614                  21,561
<LOANS>                                        113,302                 112,419
<ALLOWANCE>                                        429                     429
<TOTAL-ASSETS>                                 228,835                 241,061
<DEPOSITS>                                     143,098                 141,755
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                             30,491                   2,612
<LONG-TERM>                                     21,000                  35,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      34,246                  61,694
<TOTAL-LIABILITIES-AND-EQUITY>                 228,835                 241,061
<INTEREST-LOAN>                                  2,396                   2,476
<INTEREST-INVEST>                                1,632                   1,056
<INTEREST-OTHER>                                   263                     321
<INTEREST-TOTAL>                                 4,291                   3,853
<INTEREST-DEPOSIT>                               1,835                   1,903
<INTEREST-EXPENSE>                               2,287                   1,935
<INTEREST-INCOME-NET>                            2,004                   1,918
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   3                       0
<EXPENSE-OTHER>                                  2,022                     986
<INCOME-PRETAX>                                    (1)                     959
<INCOME-PRE-EXTRAORDINARY>                         (1)                     959
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       (1)                     631
<EPS-PRIMARY>                                   (0.02)                    0.15
<EPS-DILUTED>                                   (0.02)                    0.15
<YIELD-ACTUAL>                                    7.40                    7.20
<LOANS-NON>                                        364                     892
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   429                     428
<CHARGE-OFFS>                                        0                       0
<RECOVERIES>                                         0                       1
<ALLOWANCE-CLOSE>                                  429                     429
<ALLOWANCE-DOMESTIC>                               429                     429
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>