<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   OTHER                   OTHER
<FISCAL-YEAR-END>                          SEP-30-1999             SEP-30-1998
<PERIOD-START>                             OCT-01-1998             OCT-01-1997
<PERIOD-END>                               DEC-31-1998             DEC-31-1997
<CASH>                                           3,469                   2,430
<INT-BEARING-DEPOSITS>                          19,852                  18,676
<FED-FUNDS-SOLD>                                 2,960                  14,930
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     27,208                  55,201
<INVESTMENTS-CARRYING>                          12,131                  19,815
<INVESTMENTS-MARKET>                            11,679                  19,614
<LOANS>                                        111,052                 113,302
<ALLOWANCE>                                        429                     429
<TOTAL-ASSETS>                                 181,971                 228,835
<DEPOSITS>                                     148,755                 143,098
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              2,737                  30,491
<LONG-TERM>                                          0                  21,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      30,479                  34,246
<TOTAL-LIABILITIES-AND-EQUITY>                 181,971                 228,835
<INTEREST-LOAN>                                  2,280                   2,396
<INTEREST-INVEST>                                  750                   1,632
<INTEREST-OTHER>                                   230                     263
<INTEREST-TOTAL>                                 3,260                   4,291
<INTEREST-DEPOSIT>                               1,798                   1,835
<INTEREST-EXPENSE>                               1,798                   2,287
<INTEREST-INCOME-NET>                            1,462                   2,004
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   0                       3
<EXPENSE-OTHER>                                  1,206                   2,022
<INCOME-PRETAX>                                    285                     (1)
<INCOME-PRE-EXTRAORDINARY>                         285                     (1)
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       193                     (1)
<EPS-PRIMARY>                                     0.05                  (0.02)
<EPS-DILUTED>                                     0.05                  (0.02)
<YIELD-ACTUAL>                                    6.87                    7.40
<LOANS-NON>                                        395                     364
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   429                     429
<CHARGE-OFFS>                                        0                       0
<RECOVERIES>                                         0                       0
<ALLOWANCE-CLOSE>                                  429                     429
<ALLOWANCE-DOMESTIC>                               429                     429
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>