<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER>  1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   OTHER                   OTHER
<FISCAL-YEAR-END>                          SEP-30-1997             SEP-30-1996
<PERIOD-START>                             JAN-01-1997             JAN-01-1996
<PERIOD-END>                               MAR-31-1997             MAR-31-1996
<CASH>                                           2,498                   8,145
<INT-BEARING-DEPOSITS>                           4,722                  11,931
<FED-FUNDS-SOLD>                                 4,260                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     86,456                  29,943
<INVESTMENTS-CARRYING>                          23,669                   5,987
<INVESTMENTS-MARKET>                            23,299                   6,058
<LOANS>                                        110,692                 106,710
<ALLOWANCE>                                        428                     427
<TOTAL-ASSETS>                                 238,791                 166,978
<DEPOSITS>                                     141,030                 144,282
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              2,414                   1,976
<LONG-TERM>                                     35,000                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        39,246                       0
<OTHER-SE>                                      21,101                  20,720
<TOTAL-LIABILITIES-AND-EQUITY>                 238,791                 166,978
<INTEREST-LOAN>                                  2,454                   2,415
<INTEREST-INVEST>                                1,713                     568
<INTEREST-OTHER>                                   102                     199
<INTEREST-TOTAL>                                 4,269                   3,182
<INTEREST-DEPOSIT>                               1,801                   1,923
<INTEREST-EXPENSE>                               2,187                   1,923
<INTEREST-INCOME-NET>                            2,082                   1,259
<LOAN-LOSSES>                                        0                     300
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                    950                     980
<INCOME-PRETAX>                                  1,162                   8,000
<INCOME-PRE-EXTRAORDINARY>                       1,162                   8,000
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       729                   5,000
<EPS-PRIMARY>                                     0.17                       0
<EPS-DILUTED>                                     0.17                       0
<YIELD-ACTUAL>                                    8.23                    7.67
<LOANS-NON>                                        654                     702
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   429                     137
<CHARGE-OFFS>                                        1                      17
<RECOVERIES>                                         0                       7
<ALLOWANCE-CLOSE>                                  428                     427
<ALLOWANCE-DOMESTIC>                               428                     427
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>