Exhibit 34.2



|     |  |  |  |                                                                             |  | 
|---- |  |  |  | --------------------------------------------------------------------------- |  | 
|LOGO |  |  |  | KPMG LLP Aon Center
Suite 5500200 East Randolph DriveChicago, IL 60601-6436 |  | 

Report of Independent Registered Public Accounting Firm

The Board of Directors

Citibank, N.A.:

We have examined managements assertion, included in the accompanying Managements Assertion of Compliance, that the Agency and Trust division of
Citibank, N.A. (the Company) complied with the servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commissions Regulation AB, except for servicing criteria 1122(d)(1)(iii)-1122(d)(1)(iv),
1122(d)(2)(iii), 1122(d)(4)(i)-1122(d)(4)(ii) and 1122(d)(4)(iv)-1122(d)(4)(xiv), which the Company has determined are not applicable to the activities it performs with respect to the Platform, as of and for the twelve months ended December 31,
2013, for publicly-issued (i.e.,transaction-level reporting initially required under the Securities Exchange Act of 1934, as amended) and certain privately-issued (i.e.,for which transaction-level reporting is required pursuant to
contractual obligation) residential mortgage-backed securities issued on or after January 1, 2006 for which the Company provides the following servicing functions: paying agent, securities administration and trustee; or securities
administration and paying agent; or paying agent and trustee; or paying agent (the Platform), as listed in Appendix A of the accompanying Managements Assertion of Compliance. The Platform also includes certain transactions for
which the Company is not a party to the transaction agreements, but for which securities administration servicing functions have been outsourced to the Company by a party to the transaction agreements as listed in Appendix B of the accompanying
Managements Assertion of Compliance. With respect to criterion 1122(d)(1)(ii), there were no activities performed during the twelve months ended December 31, 2013 with respect to the Platform, because there were no occurrences of events
that would require the Company to perform such activities. With respect to the transactions listed in Appendix B of the accompanying Managements Assertion of Compliance, the Company is asserting to compliance with criteria 1122(d)(3)(i)(A),
1122(d)(3)(i)(B) and 1122(d)(3)(i)(D), as well as 1122(d)(3)(ii), but only as it relates to the allocation of amounts due to investors in accordance with the distribution priority and other terms set forth in the transaction agreements. Management
is responsible for the Companys compliance with the servicing criteria. Our responsibility is to express an opinion on managements assertion about the Companys compliance based on our examination.

Our examination was conducted in accordance with the standards of the Public Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Companys compliance with the servicing criteria specified above and performing such other procedures as we considered necessary in the circumstances. Our examination included testing selected
asset-backed transactions and securities that comprise the Platform, testing selected servicing activities related to the Platform, and determining whether the Company processed those selected transactions and performed those selected activities in
compliance with the servicing criteria. Furthermore, our procedures were limited to the selected transactions and servicing activities performed by the Company during the period covered by this report. Our procedures were not designed to determine
whether errors may have occurred either prior to or subsequent to our tests that may have affected the balances or amounts calculated or reported by the Company during the period covered by this report for the selected transactions or any other
transactions. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Companys compliance with the servicing criteria.

In our opinion, managements assertion that the Company complied with the aforementioned servicing criteria as of and for the twelve months ended
December 31, 2013 is fairly stated, in all material respects.

/s/ KPMG LLP

Chicago, Illinois

February 28, 2014

KPMG LLP is a Delaware limited liability partnership,

the U.S. member firm of KPMG International

Cooperative (KPMG International), a Swiss entity.