Federal Register / Vol. 82, No. 170 / Tuesday, September 5, 2017 / Notices 42013 

5See 12 CFR 25.12(u) and 195.12(u), respectively. 

originated or purchased by the bank or 

savings association. 

12 CFR 25.42(g) and 195.42(g) require 

that banks and savings associations, 

except those that were a small bank or 

small savings association 5 during the 

prior calendar year, collect and report to 

the OCC a list for each assessment area 

showing the geographies within the 

area. 

12 CFR 25.43 and 195.43 generally 

require that all banks and savings 

associations maintain a public file that 

contains: All written comments and 

responses; a copy of the public section 

of the bank’s or savings association’s 

most recent CRA performance 

evaluation; a list of the bank’s or savings 

association’s branches; a list of the 

branches opened or closed; a list of 

services offered; and a map of each 

assessment area delineated by the bank 

or savings association under 12 CFR 

25.41 or 195.41, respectively. Certain 

banks and savings associations must 

include: A copy of their approved 

strategic plan and a description of the 

current efforts to improve their 

performance in helping to meet the 

credit needs of its entire community. 

Certain large banks and savings 

associations must include in their 

public files (for prior two years): 

Consumer loan data; CRA Disclosure 

Statements; and Home Mortgage 

Disclosure Act (HMDA) Disclosure 

Statements. Small banks and savings 

associations must include their loan-todeposit ratio for each quarter of the 

prior calendar year and, at their option, 

additional data on its loan-to-deposit 

ratio. 

Type of Review: Regular review. 

Affected Public: Businesses or other 

for-profit. 

Frequency of Response: On occasion. 

Estimated Number of Respondents: 

1,234. 

Estimated Total Annual Burden: 

113,351 hours. 

The OCC issued a notice for 60 days 

of comment regarding this collection on 

June 5, 2017, 82 FR 25911. One 

comment was received from an 

institution. 

The commenter focused its comments 

on 12 CFR 25.43 and 195.43, which 

require that all banks and savings 

associations maintain a public file. The 

commenter believed that removing the 

requirements for a copy of the public 

section of the most recent CRA 

evaluation and CRA and Home 

Mortgage Disclosure Act (HMDA) 

Disclosure Statements would enhance 

the quality, utility, and clarity of the 

information to be collected and 

minimize the burden of the collection 

on respondents. The commenter stated 

that CRA Performance Evaluations are 

readily available through the Web sites 

of the respective regulators completing 

the evaluations and CRA and HMDA 

Disclosure Statements (often thousands 

of pages) are available to both regulators 

and consumers through the Federal 

Financial Institutions Examination 

Council’s (FFIEC) Web site. The 

commenter supported the remaining 

Public File requirements. 

In response to these comments, the 

OCC notes that the Federal banking 

agencies have opined that a bank or 

savings association may keep all or a 

part of CRA public file information, 

including the public section of its CRA 

evaluation and CRA and HMDA 

Disclosure Statements, on an intranet or 

the Internet provided that all of the 

required information set forth in 12 CFR 

25.43 is made available in either in 

paper or electronic form. See 

Community Reinvestment Act; 

Interagency Questions and Answers 

Regarding Community Reinvestment; 

Guidance § ___.43(c)—2 (81 FR 48555, 

July 25, 2016). By making CRA public 

file items available via an intranet or the 

Internet, a bank or savings association 

can decrease the volume of paper 

maintained in a public file, which 

should help increase the clarity of 

information that a bank or savings 

association elects to maintain in a 

paper-based public file and decrease 

information collection burden. 

Comments continue to be invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCC’s 

estimate of the burden of the 

information collection; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Dated: August 28, 2017. 

Karen Solomon, 

Deputy Chief Counsel, Office of the 

Comptroller of the Currency. 

[FR Doc. 2017–18654 Filed 9–1–17; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Information Collection 

Renewal; Submission for OMB Review; 

Disclosure Requirements Associated 

With Supplementary Leverage Ratio 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites the 

general public and other federal 

agencies to take this opportunity to 

comment on a continuing information 

collection as required by the Paperwork 

Reduction Act of 1995 (PRA). 

In accordance with the requirements 

of the PRA, the OCC may not conduct 

or sponsor, and the respondent is not 

required to respond to, an information 

collection unless it displays a currently 

valid Office of Management and Budget 

(OMB) control number. 

The OCC is soliciting comment 

concerning the renewal of its 

information collection titled ‘‘Disclosure 

Requirements Associated with 

Supplementary Leverage Ratio.’’ The 

OCC also is giving notice that it has sent 

the collection to OMB for review. 

DATES: Comments must be submitted on 

or before October 5, 2017. 

ADDRESSES: Because paper mail in the 

Washington, DC area and at the OCC is 

subject to delay, commenters are 

encouraged to submit comments by 

email, if possible. Comments may be 

sent to: Legislative and Regulatory 

Activities Division, Office of the 

Comptroller of the Currency, Attention: 

1557–0322, 400 7th Street SW., Suite 

3E–218, Washington, DC 20219. In 

addition, comments may be sent by fax 

to (571) 465–4326 or by electronic mail 

to prainfo@occ.treas.gov. You may 

personally inspect and photocopy 

comments at the OCC, 400 7th Street 

SW., Washington, DC 20219. For 

security reasons, the OCC requires that 

visitors make an appointment to inspect 

comments. You may do so by calling 

(202) 649–6700 or, for persons who are 

deaf or hard of hearing, TTY, (202) 649– 

5597. Upon arrival, visitors will be 

required to present valid governmentissued photo identification and submit 

to security screening in order to inspect 

and photocopy comments. 

All comments received, including 

attachments and other supporting 

materials, are part of the public record 

and subject to public disclosure. Do not 

mstockstill on DSK30JT082PROD with NOTICES

42014 Federal Register / Vol. 82, No. 170 / Tuesday, September 5, 2017 / Notices 

1 12 CFR 3.100(b)(1). 

2 12 CFR 3.10(c), 3.172(d), and 3.173. 

include any information in your 

comment or supporting materials that 

you consider confidential or 

inappropriate for public disclosure. 

Additionally, please send a copy of 

your comments by mail to: OCC Desk 

Officer, 1557–0322, U.S. Office of 

Management and Budget, 725 17th 

Street NW., #10235, Washington, DC 

20503 or by email to oira_submission@

omb.eop.gov. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, OCC Clearance 

Officer, (202) 649–5490, Legislative and 

Regulatory Activities Division, Office of 

the Comptroller of the Currency, 400 7th 

Street SW., Washington, DC 20219. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501–3520), federal 

agencies must obtain approval from the 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests or 

requirements that members of the public 

submit reports, keep records, or provide 

information to a third party. 

The OCC is requesting that OMB 

extend its approval of the following 

information collection: 

Title: Disclosure Requirements 

Associated with Supplementary 

Leverage Ratio. 

OMB Control No.: 1557–0322. 

Description: All banking organizations 

that are subject to the agencies’ 

advanced approaches risk-based capital 

rules (advanced approaches banking 

organizations), as defined in the 2013 

revised capital rule,1 are required to 

disclose their supplementary leverage 

ratios.2 Advanced approaches banking 

organizations must report their 

supplementary leverage ratios on the 

applicable regulatory reports. These 

disclosures enhance the transparency 

and consistency of reporting 

requirements for the supplementary 

leverage ratio by all internationally 

active organizations. 

Type of Review: Regular review. 

Affected Public: National banks and 

federal savings associations that are 

subject to the OCC’s advanced 

approaches risk-based capital rules. 

Frequency of Response: Quarterly. 

Estimated Number of Respondents: 

15. 

Total estimated Annual Burden: 300 

hours. 

The OCC issued a notice for 60 days 

of comment regarding this collection on 

June 5, 2017, 82 FR 25916. No 

comments were received. Comments 

continue to be invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCC’s 

estimate of the information collection 

burden; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Dated: August 28, 2017. 

Karen Solomon, 

Deputy Chief Counsel, Office of the 

Comptroller of the Currency. 

[FR Doc. 2017–18652 Filed 9–1–17; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Information Collection 

Renewal; Submission for OMB Review; 

Fair Housing Home Loan Data System 

Regulation 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites the 

general public and other federal 

agencies to take this opportunity to 

comment on a continuing information 

collection as required by the Paperwork 

Reduction Act of 1995 (PRA). 

In accordance with the requirements 

of the PRA, the OCC may not conduct 

or sponsor, and a respondent is not 

required to respond to, an information 

collection unless it displays a currently 

valid Office of Management and Budget 

(OMB) control number. 

The OCC is soliciting comment 

concerning the renewal of its 

information collection titled ‘‘Fair 

Housing Home Loan Data System 

Regulation.’’ The OCC also is giving 

notice that it has sent the collection to 

OMB for review. 

DATES: Comments must be received on 

or before October 5, 2017. 

ADDRESSES: Because paper mail in the 

Washington, DC area and at the OCC is 

subject to delay, commenters are 

encouraged to submit comments by 

email, if possible. Comments may be 

sent to: Legislative and Regulatory 

Activities Division, Office of the 

Comptroller of the Currency, Attention: 

1557–0159, 400 7th Street SW., Suite 

3E–218, Washington, DC 20219. In 

addition, comments may be sent by fax 

to (571) 465–4326 or by electronic mail 

to prainfo@occ.treas.gov. You may 

personally inspect and photocopy 

comments at the OCC, 400 7th Street 

SW., Washington, DC 20219. For 

security reasons, the OCC requires that 

visitors make an appointment to inspect 

comments. You may do so by calling 

(202) 649–6700 or, for persons who are 

deaf or hard of hearing, TTY, (202) 649– 

5597. Upon arrival, visitors will be 

required to present valid governmentissued photo identification and submit 

to security screening in order to inspect 

and photocopy comments. 

All comments received, including 

attachments and other supporting 

materials, are part of the public record 

and subject to public disclosure. Do not 

include any information in your 

comment or supporting materials that 

you consider confidential or 

inappropriate for public disclosure. 

Additionally, please send a copy of 

your comments by mail to: OCC Desk 

Officer, 1557–0159, U.S. Office of 

Management and Budget, 725 17th 

Street NW., #10235, Washington, DC 

20503 or by email to oira_submission@

omb.eop.gov. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, OCC Clearance 

Officer, (202) 649–5490 or, for persons 

who are deaf or hard of hearing, TTY, 

(202) 649–5597, Legislative and 

Regulatory Activities Division, Office of 

the Comptroller of the Currency, 400 7th 

Street SW., Washington, DC 20219. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501–3520), federal 

agencies must obtain approval from 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests or 

requirements that members of the public 

submit reports, keep records, or provide 

information to a third party. 

The OCC is requesting that OMB 

extend its approval of the following 

information collection: 

Title: Fair Housing Home Loan Data 

System Regulation. 

OMB Control No.: 1557–0159. 

Description: The Fair Housing Act (42 

U.S.C. 3605) prohibits discrimination in 

the financing of housing on the basis of 

race, color, religion, sex, or national 

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