<TABLE> <S> <C>

<ARTICLE> 5
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR                   YEAR
<FISCAL-YEAR-END>                          MAR-31-1997             MAR-31-1996             MAR-31-1995
<PERIOD-END>                               MAR-31-1997             MAR-31-1996             MAR-31-1995
<CASH>                                         780,154                  55,653                       0<F3>
<SECURITIES>                                         0                       0                       0<F3>
<RECEIVABLES>                               23,019,094<F1>              19,158,878<F1>                       0<F3>
<ALLOWANCES>                                         0                       0                       0<F3>
<INVENTORY>                                  1,268,086<F2>               1,298,584<F2>                       0<F3>
<CURRENT-ASSETS>                                     0                       0                       0<F3>
<PP&E>                                               0                       0                       0<F3>
<DEPRECIATION>                                       0                       0                       0<F3>
<TOTAL-ASSETS>                              25,067,334              20,513,115                       0<F3>
<CURRENT-LIABILITIES>                        5,859,115               5,353,608                       0<F3>
<BONDS>                                              0                       0                       0<F3>
<PREFERRED-MANDATORY>                                0                       0                       0<F3>
<PREFERRED>                                  1,515,000                       0                       0
<COMMON>                                       919,304                 779,221                       0<F3>
<OTHER-SE>                                  16,773,915              14,380,286                       0<F3>
<TOTAL-LIABILITY-AND-EQUITY>                25,067,334              20,513,115                       0<F3>
<SALES>                                              0                       0                       0
<TOTAL-REVENUES>                             1,630,216               1,345,260                 823,181
<CGS>                                                0                       0                       0
<TOTAL-COSTS>                                        0                       0                       0
<OTHER-EXPENSES>                                67,982                  86,748                  81,830
<LOSS-PROVISION>                                     0                       0                       0
<INTEREST-EXPENSE>                             554,636                 470,710                 466,604
<INCOME-PRETAX>                              1,007,598                 787,802                 274,747
<INCOME-TAX>                                         0                       0                       0
<INCOME-CONTINUING>                                  0                       0                       0
<DISCONTINUED>                                       0                       0                       0
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                 1,007,598                 787,802                 274,747
<EPS-PRIMARY>                                     .124                     .11                    .046
<EPS-DILUTED>                                     .104                     .11                    .045
<FN>
<F3>Balance sheet is not required.
<F1>Investments, advances and investment in Joint Venture, accounts receivable and
prepaid items.
<F2>Gold held in inventory and real estate held for sale.
</FN>
        

</TABLE>