<TABLE> <S> <C>

<ARTICLE> 5
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR                   YEAR
<FISCAL-YEAR-END>                          MAR-31-1996             MAR-31-1995             MAR-31-1994
<PERIOD-END>                               MAR-31-1996             MAR-31-1995             MAR-31-1994
<CASH>                                          55,653                 545,367                       0<F3>
<SECURITIES>                                         0                       0                       0<F3>
<RECEIVABLES>                               19,158,878<F1>          15,892,270<F1>                   0<F3>
<ALLOWANCES>                                         0                       0                       0<F3>
<INVENTORY>                                  1,298,584<F2>           1,179,836<F2>                   0<F3>
<CURRENT-ASSETS>                                     0                       0                       0<F3>
<PP&E>                                               0                       0                       0<F3>
<DEPRECIATION>                                       0                       0                       0<F3>
<TOTAL-ASSETS>                              20,513,115              17,617,473                       0<F3>
<CURRENT-LIABILITIES>                        5,353,608               4,592,562                       0<F3>
<BONDS>                                              0                       0                       0<F3>
<PREFERRED-MANDATORY>                                0                       0                       0<F3>
<PREFERRED>                                          0                       0                       0<F3>
<COMMON>                                       779,221                 729,472                       0<F3>
<OTHER-SE>                                  14,380,286              12,295,439                       0<F3>
<TOTAL-LIABILITY-AND-EQUITY>                20,513,115              17,617,473                       0<F3>
<SALES>                                              0                       0                       0<F3>
<TOTAL-REVENUES>                             1,345,260                 823,181                 507,964
<CGS>                                                0                       0                       0
<TOTAL-COSTS>                                        0                       0                       0
<OTHER-EXPENSES>                                86,748                  81,830                  83,721
<LOSS-PROVISION>                                     0                       0                       0
<INTEREST-EXPENSE>                             470,710                 466,604                 357,391
<INCOME-PRETAX>                                787,802                 274,747                  66,852
<INCOME-TAX>                                         0                       0                       0
<INCOME-CONTINUING>                                  0                       0                       0
<DISCONTINUED>                                       0                       0                       0
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                   787,802                 274,747                  66,852
<EPS-PRIMARY>                                      .11                    .046                     .01
<EPS-DILUTED>                                      .11                    .045                     .01
<FN>
<F1>Investments, advances and investment in Joint Venture and prepaid items.
<F2>Gold held in inventory and real estate held for sale.
<F3>Balance sheet is not required.
</FN>
        


</TABLE>