TEXT

Table 1.  Full-time employees participating in selected employee benefit                                                            
Table 2.  Full-time employees eligible for selected employee benefit programs,                                                      
Table 3.  Part-time1 employees participating in                                                                                     
Table 4.  Part-time1 employees eligible for selected                                                                                

                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
Technical data:    (202) 606-6222  USDL 92-764                                                                                      
                                                                                                                                    
Media contact:     (202) 606-5902  FOR RELEASE: 10:00                                                                               
FOR RELEASE:       10:00 EST    WEDNESDAY, DECEMBER 9, 1992                                                                         
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
    BLS REPORTS ON EMPLOYEE BENEFITS IN MEDIUM AND LARGE                                                                            
                                                                                                                                    
           PRIVATE INDUSTRY ESTABLISHMENTS, 1991                                                                                    
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     The U.S. Department of Labor's Bureau of Labor                                                                                 
                                                                                                                                    
Statistics today reported on results of its 1991 Employee                                                                           
                                                                                                                                    
Benefits Survey in medium and large private industry                                                                                
                                                                                                                                    
establishments (those with 100 workers or more).  The survey                                                                        
                                                                                                                                    
provides information on the incidence and characteristics of                                                                        
                                                                                                                                    
employer-funded benefits for 31 million full-time employees                                                                         
                                                                                                                                    
-- about the same coverage as a similar survey in 1989.  The                                                                        
                                                                                                                                    
1991 survey also provides first-time data on benefits for 5                                                                         
                                                                                                                                    
million part-time workers in medium and large                                                                                       
                                                                                                                                    
establishments.                                                                                                                     
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
              BENEFITS FOR FULL-TIME EMPLOYEES                                                                                      
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     As in past years, a large majority of full-time workers                                                                        
                                                                                                                                    
in medium and large private industry establishments in 1991                                                                         
                                                                                                                                    
were provided paid holidays and vacations, life and health                                                                          
                                                                                                                                    
insurance, and retirement benefits.  The 1991 survey sheds                                                                          
                                                                                                                                    
light on recent trends in aspects of these and other                                                                                
                                                                                                                                    
employee benefits.  These recent developments are summarized                                                                        
                                                                                                                                    
below.                                                                                                                              
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
Health Benefits                                                                                                                     
                                                                                                                                    
     In 1991, approximately four-fifths of full-time                                                                                
                                                                                                                                    
employees in medium and large private establishments                                                                                
                                                                                                                                    
participated in employer-provided health care plans, down                                                                           
                                                                                                                                    
from about nine-tenths in 1989.  (See tables 1 and 2.)  This                                                                        
                                                                                                                                    
drop was not the result of a decline in the availability of                                                                         
                                                                                                                                    
employer-provided plans.  It occurred because of a decrease                                                                         
                                                                                                                                    
in participation among those workers offered health care                                                                            
                                                                                                                                    
benefits.  The participation decline coincided with an                                                                              
                                                                                                                                    
increase in the percent of workers required to contribute                                                                           
                                                                                                                                    
toward health care plan premiums.  For the first time since                                                                         
                                                                                                                                    
the survey began in 1979, more workers were covered by plans                                                                        
                                                                                                                                    
that required an employee contribution (for both individual                                                                         
                                                                                                                                    
and family health care coverage) than were in plans that                                                                            
                                                                                                                                    
were wholly financed by the employer.                                                                                               
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     Employers paid all health care premiums for nearly one-                                                                        
                                                                                                                                    
half the participants with individual coverage, and for                                                                             
                                                                                                                                    
about one-third of those with family coverage.  When                                                                                
                                                                                                                                    
employee contributions were required, such contributions                                                                            
                                                                                                                                    
averaged $27 per month for individual coverage and $97 per                                                                          
                                                                                                                                    
month for family coverage.  (This was an increase from $25                                                                          
                                                                                                                                    
and $72, respectively, in 1989.)  Contributions varied by                                                                           
                                                                                                                                    
plan type, with participants in health maintenance                                                                                  
                                                                                                                                    
organizations (HMOs) more often required to contribute than                                                                         
                                                                                                                                    
participants in fee-for-service plans.                                                                                              
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     About nine-tenths of the full-time employees who                                                                               
                                                                                                                                    
received employer-provided health care benefits in 1991 were                                                                        
                                                                                                                                    
covered by "managed care" provisions -- measures aimed at                                                                           
                                                                                                                                    
controlling health care usage and cost.  One third of full-                                                                         
                                                                                                                                    
time workers with health care benefits were covered by non-                                                                         
                                                                                                                                    
traditional health care plans, that is, HMOs or preferred                                                                           
                                                                                                                                    
provider organizations (PPOs), designed to limit health care                                                                        
                                                                                                                                    
costs.  Nearly all employees covered by traditional fee-for-                                                                        
                                                                                                                                    
service plans were also subject to features designed to hold                                                                        
                                                                                                                                    
down health care costs and usage.                                                                                                   
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     HMOs, which covered one-sixth of full-time workers with                                                                        
                                                                                                                                    
health care benefits, provide prepaid services to patients                                                                          
                                                                                                                                    
from a selected group of doctors and facilities.  Care is                                                                           
                                                                                                                                    
often free of charge or is available for a small fee,                                                                               
                                                                                                                                    
usually $10 or less.  A point-of-service option, available                                                                          
                                                                                                                                    
to a few workers covered by HMOs, allowed patients to seek                                                                          
                                                                                                                                    
care from a doctor or facility not affiliated with the HMO.                                                                         
                                                                                                                                    
In such cases, the patient paid a share of the cost of care.                                                                        
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     PPOs are a type of fee-for-service plan that offers                                                                            
                                                                                                                                    
individuals a limited choice of health care providers.                                                                              
                                                                                                                                    
Nearly non-existent 5 years ago, these plans in 1991 covered                                                                        
                                                                                                                                    
about one-sixth of full-time workers with health care                                                                               
                                                                                                                                    
benefits.  If the individual chooses a doctor, dentist,                                                                             
                                                                                                                                    
hospital, or other facility not on the preferred provider                                                                           
                                                                                                                                    
list, the plan pays a smaller share of the cost.                                                                                    
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     Fee-for-service plans, which covered two-thirds of                                                                             
                                                                                                                                    
full-time workers with health care benefits in 1991, are the                                                                        
                                                                                                                                    
traditional means of providing coverage.  Individuals                                                                               
                                                                                                                                    
receive medical care from doctors and facilities that they                                                                          
                                                                                                                                    
choose; the plan reimburses either the provider or the                                                                              
                                                                                                                                    
individual for some or all of the cost.  Nearly all the                                                                             
                                                                                                                                    
workers covered by such plans, however, were required to                                                                            
                                                                                                                                    
seek approval from their plan before certain types of health                                                                        
                                                                                                                                    
care services were received.  Such approval, broadly termed                                                                         
                                                                                                                                    
managed care, typically includes requirements for plan                                                                              
                                                                                                                                    
certification prior to hospitalization and second surgical                                                                          
                                                                                                                                    
opinions.  When such requirements are not adhered to, the                                                                           
                                                                                                                                    
plan reduces or eliminates payments.                                                                                                
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
Family-Related Benefits                                                                                                             
                                                                                                                                    
     The care of family members was addressed by medium and                                                                         
                                                                                                                                    
large private employers in a number of ways in 1991.                                                                                
                                                                                                                                    
Parental leave plans provide time off for mothers and                                                                               
                                                                                                                                    
fathers to care for newborn or newly adopted children.  Such                                                                        
                                                                                                                                    
plans, as defined for the survey, are separate from                                                                                 
                                                                                                                                    
vacations, which also may be used for parenting purposes.                                                                           
                                                                                                                                    
Nearly two-fifths of full-time employees had unpaid                                                                                 
                                                                                                                                    
maternity leave available, with the maximum leave averaging                                                                         
                                                                                                                                    
just over 5 months.  One-fourth of full-time employees had                                                                          
                                                                                                                                    
unpaid paternity leave available.  Paid parental leave was                                                                          
                                                                                                                                    
rare.                                                                                                                               
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     Nearly one-tenth of full-time employees were eligible                                                                          
                                                                                                                                    
for child care benefits subsidized by their employer.  This                                                                         
                                                                                                                                    
benefit includes both on-site or near-site child care                                                                               
                                                                                                                                    
facilities and reimbursement of employee child care                                                                                 
                                                                                                                                    
expenses.  A more prevalent means of assisting employees                                                                            
                                                                                                                                    
with child care expenses was through reimbursement accounts,                                                                        
                                                                                                                                    
which typically cover dependent care, health care premiums,                                                                         
                                                                                                                                    
or out-of-pocket health care expenses.  Slightly over one-                                                                          
                                                                                                                                    
third of full-time employees were eligible for such                                                                                 
                                                                                                                                    
accounts, often funded solely by employee pre-tax dollars.                                                                          
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     Flexible benefits plans, also known as cafeteria plans,                                                                        
                                                                                                                                    
covered one-tenth of full-time employees.  These plans allow                                                                        
                                                                                                                                    
employees to choose among levels of coverage in two or more                                                                         
                                                                                                                                    
benefit areas, most commonly health care, life insurance,                                                                           
                                                                                                                                    
and disability benefits.                                                                                                            
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     The survey also included information on flexible work                                                                          
                                                                                                                                    
schedules.  One-tenth of full-time workers had formal                                                                               
                                                                                                                                    
flexible work arrangements, which give employees the                                                                                
                                                                                                                                    
opportunity to begin and end work within a range of hours,                                                                          
                                                                                                                                    
thereby helping to accommodate family commitments.  Limits                                                                          
                                                                                                                                    
on the amount of flexibility vary from plan to plan, but                                                                            
                                                                                                                                    
generally employees must be at work for a core of hours                                                                             
                                                                                                                                    
during mid-day.                                                                                                                     
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     Medium and large private employers also offered a                                                                              
                                                                                                                                    
variety of other benefits.  Employee assistance programs,                                                                           
                                                                                                                                    
which provide counseling and referral services for substance                                                                        
                                                                                                                                    
abuse, family, financial, legal, and related problems, were                                                                         
                                                                                                                                    
available to just over half of full-time workers.  Wellness                                                                         
                                                                                                                                    
programs, designed to encourage healthier lifestyles, were                                                                          
                                                                                                                                    
available to approximately one-third of full-time workers.                                                                          
                                                                                                                                    
These programs typically include health screenings, smoking                                                                         
                                                                                                                                    
cessation classes, and guidance on healthier diets.                                                                                 
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
Defined Contribution Plans                                                                                                          
                                                                                                                                    
     Nearly half of full-time employees participated in one                                                                         
                                                                                                                                    
or more defined contribution plans in 1991.  These plans,                                                                           
                                                                                                                                    
which usually specify the employer's contribution but cannot                                                                        
                                                                                                                                    
predetermine the employee's actual amount of benefits,                                                                              
                                                                                                                                    
include savings and thrift (covering about three-tenths of                                                                          
                                                                                                                                    
full-time workers), deferred profit-sharing (one-sixth), and                                                                        
                                                                                                                                    
money purchase pension and stock ownership plans (each less                                                                         
                                                                                                                                    
than one-tenth).  Most defined contribution plans required                                                                          
                                                                                                                                    
employee contributions; one-third of participants were in                                                                           
                                                                                                                                    
plans wholly financed by the employer.                                                                                              
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     Just over two-fifths of the full-time workers covered                                                                          
                                                                                                                                    
by the survey participated in 401(k) plans (also known as                                                                           
                                                                                                                                    
cash or deferred arrangements), which permit pretax employee                                                                        
                                                                                                                                    
contributions.  Most of these plans were salary reduction                                                                           
                                                                                                                                    
plans, allowing employees to reduce their taxable income by                                                                         
                                                                                                                                    
making voluntary contributions that are not taxed until                                                                             
                                                                                                                                    
withdrawn from the plan.  For example, savings and thrift                                                                           
                                                                                                                                    
plans commonly allow participants to make pretax savings,                                                                           
                                                                                                                                    
some or all of which are matched by the employer.                                                                                   
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
Defined Benefit Pension Plans                                                                                                       
                                                                                                                                    
     Defined benefit pension plans, which specify a formula                                                                         
                                                                                                                                    
for determining an employee's annuity, covered about three-                                                                         
                                                                                                                                    
fifths of full-time workers in 1991 -- 18 million workers.                                                                          
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     For the first time, survey data are available on the                                                                           
                                                                                                                                    
"portability" of pension benefits, that is, the ability to                                                                          
                                                                                                                                    
move accumulated benefits from one employer to another.  In                                                                         
                                                                                                                                    
1991, one out of ten full-time employees with a defined                                                                             
                                                                                                                                    
benefit pension plan were covered by a portability                                                                                  
                                                                                                                                    
provision.  Most of these participants were covered by                                                                              
                                                                                                                                    
either a multiemployer plan established by a union or a                                                                             
                                                                                                                                    
single employer plan offered by an establishment with a                                                                             
                                                                                                                                    
portability agreement with related establishments, such as                                                                          
                                                                                                                                    
in the utilities industry.  If an employee moved to another                                                                         
                                                                                                                                    
employer, benefits from the prior employer, usually in the                                                                          
                                                                                                                                    
form of years of credited service, were transferred.                                                                                
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
               BENEFITS FOR PART-TIME WORKERS                                                                                       
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     For the first time, the Bureau's data on the incidence                                                                         
                                                                                                                                    
and details of employee benefits in medium and large private                                                                        
                                                                                                                                    
establishments include information on part-time workers.                                                                            
                                                                                                                                    
Paid vacations, holidays, and rest time were the most                                                                               
                                                                                                                                    
prevalent benefits available to part-time workers.  (See                                                                            
                                                                                                                                    
tables 3 and 4.)  Because of the limited incidence of                                                                               
                                                                                                                                    
benefits among part-time workers, detailed plan provisions                                                                          
                                                                                                                                    
could not be examined to the same extent as for full-time                                                                           
                                                                                                                                    
workers.                                                                                                                            
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     About half of part-time employees in medium and large                                                                          
                                                                                                                                    
establishments in 1991 received paid vacations and paid                                                                             
                                                                                                                                    
holidays.  When these benefits were provided, they were                                                                             
                                                                                                                                    
typically similar to those of full-time workers, but                                                                                
                                                                                                                                    
prorated based on the work schedule of the part-time                                                                                
                                                                                                                                    
employee.  Health care and defined benefit pensions were                                                                            
                                                                                                                                    
available to just over one-fourth of part-time employees.                                                                           
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
                       TECHNICAL NOTE                                                                                               
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     The Employee Benefits Survey (EBS) data are collected                                                                          
                                                                                                                                    
jointly with the Bureau's Employment Cost Index (ECI).  The                                                                         
                                                                                                                                    
ECI provides quarterly data on the change in employer's cost                                                                        
                                                                                                                                    
of wages, salaries, and employee benefits.  In addition,                                                                            
                                                                                                                                    
data on the cost per hour worked of compensation components                                                                         
                                                                                                                                    
are published annually from the ECI.                                                                                                
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     The sample of establishments from which EBS and ECI                                                                            
                                                                                                                                    
data are collected is updated periodically.  Each year, new                                                                         
                                                                                                                                    
sample establishments in selected industries are introduced                                                                         
                                                                                                                                    
into the survey, while older sample establishments are                                                                              
                                                                                                                                    
removed from the survey.  Benchmark adjustments were applied                                                                        
                                                                                                                                    
to the data to estimate current employment in each industry.                                                                        
                                                                                                                                    
More details on sampling and estimation procedures will                                                                             
                                                                                                                                    
appear in the Technical Note to Employee Benefits in Medium                                                                         
                                                                                                                                    
and Large Private Establishments, 1991, which will be                                                                               
                                                                                                                                    
published soon.                                                                                                                     
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     Completion of the 1991 Employee Benefits Survey                                                                                
                                                                                                                                    
represents the last step in a planned expansion of BLS                                                                              
                                                                                                                                    
employee benefits data.  Benefits data are available for all                                                                        
                                                                                                                                    
covered employees combined and separately for three broad                                                                           
                                                                                                                                    
occupational groups:  Professional, technical, and related                                                                          
                                                                                                                                    
employees; clerical and sales employees; and production and                                                                         
                                                                                                                                    
service employees.  Definitions of these occupational groups                                                                        
                                                                                                                                    
may be found in the tables at the end of this release.  Data                                                                        
                                                                                                                                    
are also available for full time and part time employees.                                                                           
                                                                                                                                    
Workers were classified as either full-time or part-time in                                                                         
                                                                                                                                    
accordance with practices of surveyed establishments.                                                                               
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     The Employee Benefits Survey is collected on a two-year                                                                        
                                                                                                                                    
cycle.  During 1992, data are being collected on benefits                                                                           
                                                                                                                                    
provided to workers in small private establishments (those                                                                          
                                                                                                                                    
employing fewer than 100 workers) and State and local                                                                               
                                                                                                                                    
governments.  The survey of medium and large private                                                                                
                                                                                                                                    
establishments will be conducted again in 1993.                                                                                     
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
Availability of Survey Results                                                                                                      
                                                                                                                                    
     Detailed tabulations of the benefit provisions, in                                                                             
                                                                                                                                    
addition to estimates of sample error on all data, are                                                                              
                                                                                                                                    
currently being developed.  Upon completion of a thorough                                                                           
                                                                                                                                    
analysis of these data, the results will be published in a                                                                          
                                                                                                                                    
BLS bulletin, Employee Benefits in Medium and Large Private                                                                         
                                                                                                                                    
Establishments, 1991.                                                                                                               
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
     Benefits data for employees in small private                                                                                   
                                                                                                                                    
establishments (those employing fewer than 100 workers) are                                                                         
                                                                                                                                    
currently available in Employee Benefits in Small Private                                                                           
                                                                                                                                    
Establishments, 1990 (Bureau of Labor Statistics, Bulletin                                                                          
                                                                                                                                    
2388, September 1991).  Data for government employees are                                                                           
                                                                                                                                    
available in Employee Benefits in State and Local                                                                                   
                                                                                                                                    
Governments, 1990 (Bureau of Labor Statistics, Bulletin                                                                             
                                                                                                                                    
2398, February 1992).  Combined 1989-90 data for the three                                                                          
                                                                                                                                    
surveys, which provide information on benefits provided to                                                                          
                                                                                                                                    
all full-time workers in private industry and State and                                                                             
                                                                                                                                    
local governments, are available by request from the Office                                                                         
                                                                                                                                    
of Compensation and Working Conditions, Employee Benefits                                                                           
                                                                                                                                    
Survey, 2 Massachusetts Avenue NE, Room 4160, Washington,                                                                           
                                                                                                                                    
D.C.  20212.                                                                                                                        
                                                                                                                                    
                                                                                                                                    
                                                                                                                                    
Table 1.  Full-time employees participating in selected employee benefit                                                            
programs, medium and large private establishments, United States, 19911                                                             
(In percent)                                                                                                                        
_______________________________________________________________________________                                                     
                               |         |             |          |          |                                                      
                               |         |Professional,| Clerical |Production|                                                      
         Employee              |   All   | technical,  |   and    |   and    |                                                      
         benefit               |full-time|and related  |  sales   | service  |                                                      
         program               |employees|  employees2 |employees3|employees4|                                                      
                               |         |             |          |          |                                                      
                               |         |             |          |          |                                                      
      Paid time off            |         |             |          |          |                                                      
Holidays ......................|    92   |     93      |    94    |     90   |                                                      
Vacations .....................|    96   |     97      |    98    |     95   |                                                      
Personal leave ................|    21   |     29      |    26    |     13   |                                                      
Lunch period ..................|     8   |      5      |     4    |     11   |                                                      
Rest period ...................|    67   |     58      |    67    |     71   |                                                      
Funeral leave .................|    80   |     84      |    82    |     77   |                                                      
Jury duty leave ...............|    86   |     92      |    88    |     82   |                                                      
Military leave ................|    54   |     63      |    56    |     48   |                                                      
Sick leave ....................|    67   |     87      |    82    |     48   |                                                      
Maternity leave ...............|     2   |      3      |     2    |      1   |                                                      
Paternity leave ...............|     1   |      1      |     1    |     (5)  |                                                      
                               |         |             |          |          |                                                      
      Unpaid time off          |         |             |          |          |                                                      
Maternity leave ...............|    37   |      43     |     38   |     33   |                                                      
Paternity leave ...............|    26   |      31     |     26   |     23   |                                                      
                               |         |             |          |          |                                                      
      Insurance                |         |             |          |          |                                                      
Sickness and accident          |         |             |          |          |                                                      
  insurance ...................|    45   |      32     |     35   |     57   |                                                      
Long-term disability           |         |             |          |          |                                                      
  insurance ...................|    40   |      61     |     49   |     24   |                                                      
Medical care ..................|    83   |      85     |     81   |     84   |                                                      
Dental care ...................|    60   |      67     |     60   |     57   |                                                      
Life insurance ................|    94   |      98     |     95   |     92   |                                                      
                               |         |             |          |          |                                                      
      Retirement               |         |             |          |          |                                                      
All retirement6 ...............|    78   |      83     |     77   |     75   |                                                      
Defined benefit pension .......|    59   |      60     |     56   |     59   |                                                      
Defined contribution ..........|    48   |      57     |     53   |     39   |                                                      
  Uses of funds:               |         |             |          |          |                                                      
    Retirement7 ...............|    39   |      48     |     44   |     31   |                                                      
    Capital accumulation8 .....|    10   |      10     |     10   |      9   |                                                      
  Types of plans:              |         |             |          |          |                                                      
    Savings and thrift ........|    29   |      38     |     35   |     20   |                                                      
    Deferred profit sharing....|    16   |      13     |     16   |     18   |                                                      
    Employee stock ownership...|     3   |       4     |      4   |      2   |                                                      
    Money purchase pension ....|     7   |      11     |      7   |      5   |                                                      
    Stock bonus ...............|    (5)  |      (5)    |     (5)  |      -   |                                                      
                               |         |             |          |          |                                                      
1. Except for maternity and paternity leave, benefits paid for entirely by the                                                      
employee were excluded from the tabulations.                                                                                        
2. Includes professional, technical, executive, and administrative occupations.                                                     
3. Includes clerical, administrative support, and sales occupations.                                                                
4. Includes production, craft, repair, laborer, and service occupations.                                                            
5. Less than 0.5 percent.                                                                                                           
6. Includes defined benefit pension plans and defined contribution retirement                                                       
plans.  Some employees participated in both types of plans.                                                                         
7. Includes money purchase pension, deferred profit sharing, savings and thrift,                                                    
stock bonus, and employee stock ownership plans in which employer contributions                                                     
must remain in the participant's account until retirement age, death,                                                               
disability, separation from service, age 59-1/2, or hardship.                                                                       
8. Includes plans in which participants may withdraw employer contributions from                                                    
their accounts without regard to the conditions listed in footnote 7.                                                               
                                                                                                                                    
                                                                                                                                    
NOTE: Dash indicates no employees in this category.                                                                                 
                                                                                                                                    
Table 2.  Full-time employees eligible for selected employee benefit programs,                                                      
medium and large private establishments, United States, 19911                                                                       
(In percent)                                                                                                                        
_______________________________________________________________________________                                                     
                               |         |             |          |          |                                                      
                               |         |Professional,| Clerical |Production|                                                      
         Employee              |   All   | technical,  |   and    |   and    |                                                      
         benefit               |full-time|and related  |  sales   | service  |                                                      
         program               |employees|  employees2 |employees3|employees4|                                                      
                               |         |             |          |          |                                                      
                               |         |             |          |          |                                                      
Flexible benefits plans .......|   10    |     16      |    10    |     6    |                                                      
Reimbursement accounts ........|   36    |     48      |    40    |    26    |                                                      
Employer-subsidized child care |    8    |     11      |     9    |     5    |                                                      
Flexible work arrangements ....|    9    |     15      |    12    |     4    |                                                      
Employee assistance programs ..|   56    |     64      |    56    |    51    |                                                      
Wellness programs .............|   35    |     47      |    34    |    28    |                                                      
Long-term care insurance ......|    4    |      6      |     5    |     2    |                                                      
Eldercare .....................|    9    |     11      |    12    |     6    |                                                      
                               |         |             |          |          |                                                      
1. In some cases, benefits are paid for entirely by the employee, but are paid                                                      
with pre-tax dollars or at group insurance rates.                                                                                   
2. Includes professional, technical, executive, and administrative occupations.                                                     
3. Includes clerical, administrative support, and sales occupations.                                                                
4. Includes production, craft, repair, laborer, and service occupations.                                                            
                                                                                                                                    
                                                                                                                                    
Table 3.  Part-time1 employees participating in                                                                                     
selected employee benefit programs, medium and large                                                                                
private establishments, United States, 19912                                                                                        
(In percent)                                                                                                                        
     _______________________________________________                                                                                
     |                                   |         |                                                                                
     |                                   |         |                                                                                
     |             Employee              |   All   |                                                                                
     |             benefit               |part-time|                                                                                
     |             program               |employees|                                                                                
     |                                   |         |                                                                                
     |                                   |         |                                                                                
     |          Paid time off            |         |                                                                                
     |    Holidays ......................|    47   |                                                                                
     |    Vacations .....................|    55   |                                                                                
     |    Personal leave ................|    10   |                                                                                
     |    Lunch period ..................|     2   |                                                                                
     |    Rest period ...................|    56   |                                                                                
     |    Funeral leave .................|    39   |                                                                                
     |    Jury duty leave ...............|    45   |                                                                                
     |    Military leave ................|    14   |                                                                                
     |    Sick leave ....................|    30   |                                                                                
     |    Maternity leave ...............|     1   |                                                                                
     |    Paternity leave ...............|    (3)  |                                                                                
     |                                   |         |                                                                                
     |          Unpaid time off          |         |                                                                                
     |    Maternity leave ...............|    19   |                                                                                
     |    Paternity leave ...............|    14   |                                                                                
     |                                   |         |                                                                                
     |          Insurance                |         |                                                                                
     |    Sickness and accident          |         |                                                                                
     |      insurance ...................|    19   |                                                                                
     |    Long-term disability           |         |                                                                                
     |      insurance ...................|     3   |                                                                                
     |    Medical care ..................|    28   |                                                                                
     |    Dental care ...................|    18   |                                                                                
     |    Life insurance ................|    31   |                                                                                
     |                                   |         |                                                                                
     |          Retirement               |         |                                                                                
     |    All retirement4 ...............|    40   |                                                                                
     |    Defined benefit pension .......|    28   |                                                                                
     |    Defined contribution ..........|    20   |                                                                                
     |      Uses of funds:               |         |                                                                                
     |        Retirement5 ...............|    18   |                                                                                
     |        Capital accumulation6 .....|     2   |                                                                                
     |      Types of plans:              |         |                                                                                
     |        Savings and thrift ........|     8   |                                                                                
     |        Deferred profit sharing....|    10   |                                                                                
     |        Employee stock ownership...|    (3)  |                                                                                
     |        Money purchase pension ....|     4   |                                                                                
     |        Stock bonus ...............|     -   |                                                                                
     |                                   |         |                                                                                
                                                                                                                                    
1. Employees are classified as part-time in accordance                                                                              
with practices of surveyed establishments.                                                                                          
2. Except for maternity and paternity leave, benefits                                                                               
paid for entirely by the employee were excluded from                                                                                
the tabulations.                                                                                                                    
3. Less than 0.5 percent.                                                                                                           
4. Includes defined benefit pension plans and defined                                                                               
contribution retirement plans.  Some employees                                                                                      
participated in both types of plans.                                                                                                
5. Includes money purchase pension, deferred profit                                                                                 
sharing, savings and thrift, stock bonus, and employee                                                                              
stock ownership plans in which employer contributions                                                                               
must remain in the participant's account until                                                                                      
retirement age, death, disability, separation from                                                                                  
service, age 59-1/2, or hardship.                                                                                                   
6. Includes plans in which participants may withdraw                                                                                
employer contributions from their accounts without                                                                                  
regard to the conditions listed in footnote 5.                                                                                      
                                                                                                                                    
                                                                                                                                    
NOTE: Dash indicates no employees in this category.                                                                                 
                                                                                                                                    
Table 4.  Part-time1 employees eligible for selected                                                                                
employee benefit programs, medium and large private                                                                                 
establishments, United States, 19912                                                                                                
(In percent)                                                                                                                        
     _______________________________________________                                                                                
     |                                   |         |                                                                                
     |                                   |         |                                                                                
     |             Employee              |   All   |                                                                                
     |             benefit               |part-time|                                                                                
     |             program               |employees|                                                                                
     |                                   |         |                                                                                
     |                                   |         |                                                                                
     |    Flexible benefits plans .......|    2    |                                                                                
     |    Reimbursement accounts ........|   11    |                                                                                
     |    Employer-subsidized child care |    5    |                                                                                
     |    Employee assistance programs ..|   31    |                                                                                
     |    Wellness programs .............|   16    |                                                                                
     |    Long-term care insurance ......|    1    |                                                                                
     |    Eldercare .....................|    4    |                                                                                
     |                                   |         |                                                                                
                                                                                                                                    
1. Employees are classified as part-time in accordance                                                                              
with practices of surveyed establishments.                                                                                          
2. In some cases, benefits are paid for entirely by the                                                                             
employee, but are paid with pre-tax dollars or at group                                                                             
insurance rates.