Exhibit
10.91


 


	
  BORROWER NAME AND ADDRESS

  	
  LENDER NAME AND ADDRESS

  	
  LOAN DESCRIPTION

  
	
   

  	
   

  	
   

  
	
  R. B. A. Inc,

  	
  Investors Community Bank

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  300 S. 16th St

  	
  P.O.
  Box 700

  	
  Number
  

  	
  47066102      mas

  
	
   

  	
   

  	
   

  	
   

  
	
  Manitowoc, WI 54220

  	
  Manitowoc, WI 54221-0700

  	
  Amount 

  	
  $ 1,732,000.00

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Date
  

  	
  04-07-2008

  



 


o Refer to the
attached Signature Addendum, incorporated herein, for additional Borrowers and
their signatures


 


COMMERCIAL DEBT MODIFICATION AGREEMENT


 


DATE AND PARTIES. The date of this Debt Modification
Agreement (Modification) is 03-13-2009


 


DEFINITIONS. As used in this Modification, the terms
have the following meanings:


 


Pronouns. The pronouns  “I” “me,” and “my” refer to each Borrower signing this Modification,
individually and together with their beirs, executors, adminisitrators,
successors,
and assigns
“You” and “your” refer to the Lender, with  its participants or syndicators, successors and assigns,
or any person or entity that acquires an interest in this Modification or Prior Obligation.


 


Prior Obligation. “Prior Obligation” refers to my
previous agreement governing my promise to pay you money. including any loan agreement, note, or document that evidences my
indebtedness, and any extensions, renewals, modifications and substitutions.


 


BACKGROUND. You and I have entered into a Prior
Obligation witch is evidenced by Commercial Promissory  Note and  


Commercial
Loan Agreement  dated 04-07-2008 x in the original
principal amount of / o with a maximum
possible principal amount of $ 1,732,000.00. o  payable on demand. / o payable on demand but if no
demand is made, by the maturity date of                    /
x with a maturity
date of 04-05-2009


 


As of the date of this Modification, the x amount remaining  due is / o current amount outstanding
on the Prior Obligation is $ 1,700,000.00  principal (Principal) plus $ 850.73 accrued interest, for a  total of $ 1,700,850 73.


 


MODIFICATION, For value received, you and I
agree to modify the Prior Obligation as follows.


 


x INTEREST RATE MODIFICATION.


 


x  INTEREST RATE.


 


The interest rate shall change from a variable
rate of the previous months 30 day Libor +1.75% to a variable rate of the Wall
Street Journal prime index +0.00%
with a
floor rate of 5.00% effective 3/13/2009 and shall remain in effect until
maturity.


 


Maximum Interest Amount. Any amount assessed
or collected as interest will be limited to the maximum lawful amount
of interest allowed by state or federal law Amounts collected in excess of the
maximum lawful amount will be applied first to the unpaid principal balance.
Any remainder will be refunded to me.


 


o Post-Maturity/Default Interest Rate.


 


	
  o Compounding. This Modification provides for the compounding of interest.

  
	
   

  
	
  o  PAYMENT MODIFICATION.

  



 


	
   

  
	
  o DRAW PERIOD
  MODIFICATION.

  



 


	
   

  
	
  o FEES AND CHARGES MODIFICATION.

  



 


	
   

  
	
  ADDITIONAL
  TERMS.

  



 


The maturity date shall change from 4/5/2009 to 3/13/2010


 


The
Agreement
Governing Extensions of Credit dated 4/7/2008 shall be replaced with the
Agreement Governing  Extensions of Credit
dated 3/13/2009.


 


The following conditions shall be added to the note:
Investors Community Bank is hereby authorized to file financing statements
without the borrower(s) signature as necessary to
perfect Investors Community Bank’s interest in collateral allowed for by this
note, any security agreements connected to this note and UCC Article 9 as amended.


 


CONTINUATION
OF
TERMS.
Except as specifically amended in this Modification, all terms of the Prior Obligation
remain in effect.


 


INTERPRETATION. Whenever used, the singular Includes the plural and the plural includes
the singular The section headings are for convenience only and are not to be used to interpret or define the terms of this Modification.


 


VT
only o NOTICE TO BORROWER: THIS IS A DEMAND NOTE AND
SO MAY BE COLLECTED BY THE LENDER AT ANY TIME. A NEW NOTE MUTUALLY AGREED
UPON AND SUBSEQUENTLY ISSUED MAY CARRY A HIGHER OR LOWER RATE OF INTEREST.


 


x      ORAL
AGREEMENTS OR COMMITMENTS TO LOAN MONEY, EXTEND CREDIT OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT INCLUDING
PROMISES TO EXTEND OR RENEW SUCH DEBT ARE NOT ENFORCEABLE, REGARDLESS OF THE
LEGAL THEORY UPON WHICH IT IS BASED THAT IS IN ANY WAY RELATED TO THE CREDIT
AGREEMENT. TO PROTECT YOU (BORROWER/DEBTOR) AND US (LENDER/SECURED PARTY) FROM
MISUNDERSTANDING OR DISAPPOINTMENT, ANY AGREEMENTS WE REACH COVERING SUCH MATTERS
ARE CONTAINED IN THIS WRITING, WHICH IS THE COMPLETE AND EXCLUSIVE STATEMENT OF
THE AGREEMENT BETWEEN US, EXCEPT AS WE MAY LATER AGREE IN WRITING TO
MODIFY IT. BY SIGNING THIS MODIFICATION, THE PARTIES AFFIRM THAT NO UNWRITTEN
ORAL AGREEMENT EXISTS BETWEEN THEM.


 


SIGNATURES. By signing under seal, Borrower agrees to the term contained in this
Note. Borrower also acknowledges receipt of a copy of that Note


BORROWER:


 


	
  R. B. A. Inc.

  	
   

  	
   

  
	
  Entity Name

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  /s/ Jeffrey G. Jandrey

  	
   

  	
  3-13-09

  	
  (Seal)

  	
   

  	
   

  	
   

  	
  (Seal)

  
	
  Signature Jeffrey G. Jandrey, Treasurer and Controller

  	
  Date

  	
   

  	
  Signature

  	
   

  	
  Date

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
  (Seal)

  	
   

  	
   

  	
   

  	
  (Seal)

  
	
  Signature

  	
  Date

  	
   

  	
  Signature

  	
   

  	
  Date

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  LENDER:

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Investors Community Bank

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Entity Name

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  /s/ Robert R. Boerger

  	
   

  	
  3/13/09

  	
  (Seal)

  	
   

  	
   

  	
   

  	
  (Seal)

  
	
  Signature Robert R. Boerger, Senior Commercial Lender

  	
  Date

  	
   

  	
  Signature

  	
   

  	
  Date

  	
   

  
	
  COMMERCIAL DEBT MODIFICATION AGREEMENT

  	
   

  	
  NOT TO BE USED FOR LOANS SUBJECT TO CONSUMER LENDING LAWS

  



 


 © 1998, 2001 Bankers Systems, Inc., St. Cloud,
MN Form COMM-DMOD 7/1/2004


 


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