<TABLE> <S> <C>


<ARTICLE>                                      9
<MULTIPLIER>                                   1,000        
       
<S>                                              <C>     
<PERIOD-TYPE>                                    6-MOS   
<FISCAL-YEAR-END>                                DEC-31-1998 
<PERIOD-END>                                     JUN-30-1998 
<CASH>                                           60,168   
<INT-BEARING-DEPOSITS>                           4,539    
<FED-FUNDS-SOLD>                                 1,775    
<TRADING-ASSETS>                                 0        
<INVESTMENTS-HELD-FOR-SALE>                      394,439  
<INVESTMENTS-CARRYING>                           82,336   
<INVESTMENTS-MARKET>                             83,540   
<LOANS>                                          1,060,715
<ALLOWANCE>                                      15,851   
<TOTAL-ASSETS>                                   1,673,063
<DEPOSITS>                                       1,321,065
<SHORT-TERM>                                     180,882  
<LIABILITIES-OTHER>                              15,587   
<LONG-TERM>                                      19,952   
<PREFERRED-MANDATORY>                            0        
<PREFERRED>                                      0
<COMMON>                                         82,557   
<OTHER-SE>                                       55,040   
<TOTAL-LIABILITIES-AND-EQUITY>                   1,673,063
<INTEREST-LOAN>                                  48,131  
<INTEREST-INVEST>                                14,987  
<INTEREST-OTHER>                                 718     
<INTEREST-TOTAL>                                 63,797  
<INTEREST-DEPOSIT>                               25,987  
<INTEREST-EXPENSE>                               32,715  
<INTEREST-INCOME-NET>                            31,082 
<LOAN-LOSSES>                                    2,006   
<SECURITIES-GAINS>                               471     
<EXPENSE-OTHER>                                  21,573  
<INCOME-PRETAX>                                  14,574  
<INCOME-PRE-EXTRAORDINARY>                       14,574  
<EXTRAORDINARY>                                  0       
<CHANGES>                                        0
<NET-INCOME>                                     9,664   
<EPS-PRIMARY>                                    .45     
<EPS-DILUTED>                                    .43     
<YIELD-ACTUAL>                                   4.04    
<LOANS-NON>                                      2,233   
<LOANS-PAST>                                     3,748   
<LOANS-TROUBLED>                                 0       
<LOANS-PROBLEM>                                  0       
<ALLOWANCE-OPEN>                                 14,954  
<CHARGE-OFFS>                                    1,397 
<RECOVERIES>                                     1,109 
<ALLOWANCE-CLOSE>                                15,851  
<ALLOWANCE-DOMESTIC>                             13,719  
<ALLOWANCE-FOREIGN>                              0
<ALLOWANCE-UNALLOCATED>                          0
                                                             


</TABLE>