<PAGE>

                                  Exhibit 10e

(10e)  being the Business Loan Agreement between Web Press Corporation and
       Washington First International Bank dated February 3, 1997.
<PAGE>

                            BUSINESS LOAN AGREEMENT
<TABLE>
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  <S>             <C>            <C>            <C>            <C>      <C>            <C>         <C>         <C>
   Principal      Loan Date       Maturity       Loan No.      Call     Collateral     Account     Officer     Initials
  $800,000.00     02-03-1997     02-03-1998     8015480003                  14         801548        305
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References in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan
or item.
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<S>                                                      <C>
Borrower:  WEB PRESS CORPORATION AND WEB LEADER          Lender:  Washington First International Bank
           INTERNATIONAL, INC.                                    9709 Third Avenue Northeast
           BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH              Suite 110
           KENT, WA 98032                                         SEATTLE, WA 98115
==================================================================================================================================
</TABLE>

THIS BUSINESS LOAN AGREEMENT between WEB PRESS CORPORATION AND WEB LEADER
INTERNATIONAL, INC. ("Borrower") and Washington First International Bank
("Lender") is made and executed on the following terms and conditions.  Borrower
has received prior commercial loans from Lender or has applied to Lender for a
commercial loan or loans and other financial accommodations, including those
which may be described on any exhibit or schedule attached to this Agreement.
All such loans and financial accommodations, together with all future loans and
financial accommodations from Lender to Borrower, are referred to in this
Agreement individually as the "Loan" and collectively as the "Loans."  Borrower
understands and agrees that:  (a) in granting, renewing, or extending any Loan,
Lender is relying upon Borrower's representations, warranties, and agreements,
as set forth in this Agreement; (b) the granting, renewing, or extending of any
Loan by Lender at all times shall be subject to Lender's sole judgment and
discretion; and (c) all such Loans shall be and shall remain subject to the
following terms and conditions of this Agreement.

TERM.  This Agreement shall be effective as of February 3, 1997, and shall
continue thereafter until all indebtedness of Borrower to Lender has been
performed in full and the parties terminate this Agreement in writing.

DEFINITIONS.  The following words shall have the following meanings when used
in this Agreement.  Terms not otherwise defined in this Agreement shall have the
meanings attributed to such terms in the Uniform Commercial Code.  All
references to dollar amounts shall mean amounts in lawful money of the United
States of America.

     Agreement. The word "Agreement" means this Business Loan Agreement, as this
     Business Loan Agreement may be amended or modified from time to time,
     together with all exhibits and schedules attached to this Business Loan
     Agreement from time to time.

     Borrower. The word "Borrower" means WEB PRESS CORPORATION AND WEB LEADER
     INTERNATIONAL, INC.. The word "Borrower" also includes, as applicable, all
     subsidiaries and affiliates of Borrower as provided below in the paragraph
     titled "Subsidiaries and Affiliates."

     CERCLA. The word "CERCLA" means the Comprehensive Environmental Response,
     Compensation, and Liability Act of 1980, as amended.

     Cash Flow. The words "Cash Flow" mean net income after taxes, and exclusive
     of extraordinary gains and income, plus depreciation and amortization.

     Collateral. The word "Collateral" means and includes without limitation all
     property and assets granted as collateral security for a Loan, whether real
     or personal property, whether granted directly or indirectly, whether
     granted now or in the future, and whether granted in the form of a security
     interest, mortgage, deed of trust, assignment, pledge, chattel mortgage,
     chattel trust, factor's lien, equipment trust, conditional sale, trust
     receipt, lien, charge, lien or title retention contract, lease or
     consignment intended as a security device, or any other security or lien
     interest whatsoever, whether created by law, contract, or otherwise.

     Debt. The word "Debt" means all of Borrower's liabilities excluding
     Subordinated Debt.

     ERISA.  The word "ERISA" means the Employee Retirement Income Security Act
     of 1974, as amended.

     Event of Default. The words "Event of Default" mean and include without
     limitation any of the Events of Default set forth below in the section
     titled "EVENTS OF DEFAULT."

     Grantor. The word "Grantor" means and includes without limitation each and
     all of the persons or entities granting a Security Interest in any
     Collateral for the indebtedness, including without limitation all Borrowers
     granting such a Security Interest.

     Guarantor. The word "Guarantor" means and includes without limitation each
     and all of the guarantors, surelies, and accommodation parties in
     connection with any indebtedness.

     Indebtedness. The word "Indebtedness" means and includes without limitation
     all Loans, together with all other obligations, debts and liabilities of
     Borrower to Lender, or any one or more of them, as well as all claims by
     Lender against Borrower, or any one or more of them; whether now or
     hereafter existing, voluntary or involuntary, due or not due, absolute or
     contingent, liquidated or unliquidated; whether Borrower may be liable
     individually or jointly with others; whether Borrower may be obligated as a
     guarantor, surety, or otherwise; whether recovery upon such indebtedness
     may be or hereafter may become barred by any statute of limitations; and
     whether such indebtedness may be or hereafter may become otherwise
     unenforceable.

     Lender. The word "Lender" means Washington First International Bank, its
     successors and assigns.

     Liquid Assets. The words "Liquid Assets" mean Borrower's cash on hand plus
     Borrower's readily marketable securities.

     Loan. The word "Loan" or "Loans" means and includes without limitation any
     and all commercial loans and financial accommodations from Lender to
     Borrower, whether now or hereafter existing, and however evidenced,
     including without limitation those loans and financial accommodations
     described herein or described on any exhibit or schedule attached to this
     Agreement from time to time.

     Note. The word "Note" means and includes without limitation Borrower's
     promissory note or notes, if any, evidencing Borrower's Loan obligations in
     favor of Lender, as well as any substitute, replacement or refinancing note
     or notes therefor.

     Permitted Liens. The words "Permitted Liens" mean: (a) liens and security
     interests securing indebtedness owed by Borrower to Lender; (b) liens for
     taxes, assessments, or similar charges either not yet due or being
     contested in good faith; (c) liens of materialmen, mechanics, warehousemen,
     or carriers, or other like liens arising in the ordinary course of business
     and securing obligations which are not yet delinquent; (d) purchase money
     liens or purchase money security interests upon or in any property acquired
     or held by Borrower in the ordinary course of business to secure
     indebtedness outstanding on the date of this Agreement or permitted to be
     incurred under the paragraph of this Agreement titled "Indebtedness and
     Liens", (e) liens and security interests which, as of the date of this
     Agreement, have been disclosed to and approved by the Lender in writing;
     and (f) those liens and security interests which in the aggregate
     constitute an immaterial and insignificant monetary amount with respect to
     the net value of Borrower's assets.

     Related Documents. The words "Related Documents" mean and include without
     limitation all promissory notes, credit agreements, loan agreements,
     environmental agreements, guaranties, security agreements, mortgages, deeds
     of trust, and all other instruments, agreements and documents, whether now
     or hereafter existing, executed in connection with the indebtedness.

     Security Agreement. The words "Security Agreement" mean and include
     without limitation any agreements, promises, covenants, arrangements,


<PAGE>

02-03-1997                   BUSINESS LOAN AGREEMENT                     Page 2
                                  (Continued)
===============================================================================

     understandings or other agreements, whether created by law, contract, or
     otherwise, evidencing, governing, representing, or creating a Security
     Interest.

     Security Interest. The words "Security Interest" mean and include without
     ------------------
     limitation any type of collateral security, whether in the form of a lien,
     charge, mortgage, deed of trust, assignment, pledge, chattel mortgage,
     chattel trust, factor's lien, equipment trust, conditional sale, trust
     receipt, lien or title retention contract, lease or consignment intended as
     a security device, or any other security or lien interest whatsoever,
     whether created by law, contract, or otherwise.

     SARA. The word "SARA" means the Superfund Amendments and Reauthorization
     -----
     Act of 1986 as now or hereafter amended.

     Subordinated Debt. The words "Subordinated Debt" mean indebtedness and
     ------------------
     liabilities of Borrower which have been subordinated by written agreement
     to indebtedness owed by Borrower to Lender in form and substance acceptable
     to Lender.

     Tangible Net Worth. The words "Tangible Net Worth" mean Borrower's total
     -------------------
     assets excluding all intangible assets (i.e., goodwill, trademarks,
     patents, copyrights, organizational expenses, and similar intangible items,
     but including leaseholds and leasehold improvements) less total Debt.

     Working Capital. The words "Working Capital" mean Borrower's current
     ----------------
     assets, excluding prepaid expenses, less Borrower's current liabilities.

CONDITIONS PRECEDENT TO EACH ADVANCE. Lender's obligation to make the initial
-------------------------------------
Loan Advance and each subsequent Loan Advance under this Agreement shall be
subject to the fulfillment to Lender's satisfaction of all of the conditions set
forth in this Agreement and in the Related Documents.

     Loan Documents. Borrower shall provide to Lender in form satisfactory to
     ---------------
     Lender the following documents for the Loan: (a) the Note, (b) Security
     Agreements granting to Lender security interests in the Collateral, (c)
     Financing Statements perfecting Lender's Security Interests; (d) evidence
     of insurance as required below; and (e) any other documents required under
     this Agreement or by Lender or its counsel, including without limitation
     any guaranties described below.

     Borrower's Authorization. Borrower shall have provided in form and
     -------------------------
     substance satisfactory to Lender properly certified resolutions, duly
     authorizing the execution and delivery of this Agreement, the Note and the
     Related Documents, and such other authorizations and other documents and
     instruments as Lender or its counsel, in their sole discretion, may
     require.

     Payment of Fees and Expenses. Borrower shall have paid to Lender all fees,
     ----------------------------
     charges, and other expenses which are then due and payable as specified in
     this Agreement or any Related Document.

     Representations and Warranties. The representations and warranties set
     -------------------------------
     forth in this Agreement, in the Related Documents, and in any document or
     certificate delivered to Lender under this Agreement are true and correct.

     No Event of Default. There shall not exist at the time of any advance a
     --------------------
     condition which would constitute an Event of Default under this Agreement.

REPRESENTATIONS AND WARRANTIES. Borrower represents and warrants to Lender, as
-------------------------------
of the date of this Agreement, as of the date of each disbursement of Loan
proceeds, as of the date of any renewal, extension or modification of any Loan,
and at all times any Indebtedness exists:

     Organization. Borrower is a corporation which is duly organized, validly
     -------------
     existing and in good standing under the laws of the State of Washington and
     is validly existing and in good standing in all states in which Borrower is
     doing business. Borrower has the full power and authority to own its
     properties and to transact the businesses in which it is presently engaged
     or presently proposes to engage. Borrower also is duly qualified as a
     foreign corporation and is in good standing in all states in which the
     failure to so qualify would have a material adverse effect on its
     businesses or financial condition.

     Authorization. The execution, delivery, and performance of this Agreement
     --------------
     and all Related Documents by Borrower, to the extent to be executed,
     delivered or performed by Borrower, have been duly authorized by all
     necessary action by Borrower, do not require the consent or approval of any
     other person, regulatory authority or governmental body; and do not
     conflict with, result in a violation of, or constitute a default under (a)
     any provision of its articles of incorporation or organization, or bylaws,
     or any agreement or other instrument binding upon Borrower or (b) any law,
     government regulation, court decree, or order applicable to Borrower.

     Financial Information. Each financial statement of Borrower supplied to
     ----------------------
     Lender truly and completely disclosed Borrower's financial condition as of
     the date of the statement, and there has been no material adverse change in
     Borrower's financial condition subsequent to the date of the most recent
     financial statement supplied to Lender. Borrower has no material contingent
     obligations except as disclosed in such financial statements.

     Legal Effect. This Agreement constitutes, and any instrument or agreement
     -------------
     required hereunder to be given by Borrower when delivered will constitute,
     legal, valid and binding obligations of Borrower enforceable against
     Borrower in accordance with their respective terms.

     Properties. Except as contemplated by this Agreement or as previously
     -----------
     disclosed in Borrower's financial statements or in writing to Lender and as
     accepted by Lender, and except for property tax liens for taxes not
     presently due and payable. Borrower owns and has good title to all of
     Borrower's properties free and clear of all Security Interests, and has not
     executed any security documents or financing statements relating to such
     properties. All of Borrower's properties are titled in Borrower's legal
     name, and Borrower has not used, or filed a financing statement under, any
     other name for at least the last five (5) years.

     Hazardous Substances. The terms "hazardous waste," "hazardous substance,"
     --------------------
     "disposal," "release," and "threatened release," as used in this Agreement,
     shall have the same meanings as set forth in the "CERCLA," "SARA," the
     Hazardous Materials Transportation Act, 49 U.S.C. Section 1801, et seq.,
     the Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, et
     seq., or other applicable state or Federal laws, rules, or regulations
     adopted pursuant to any of the foregoing. Except as disclosed to and
     acknowledged by Lender in writing, Borrower represents and warrants that:
     (a) During the period of Borrower's ownership of the properties, there has
     been no use, generation, manufacture, storage, treatment, disposal, release
     or threatened release of any hazardous waste or substance by any person on,
     under, about or from any of the properties. (b) Borrower has no knowledge
     of, or reason to believe that there has been (i) any use, generation,
     manufacture, storage, treatment, disposal, release, or threatened release
     of any hazardous waste or substance on, under, about or from the properties
     by any prior owners or occupants of any of the properties, or (ii) any
     actual or threatened litigation or claims of any kind by any person
     relating to such matters. (c) Neither Borrower nor any tenant, contractor,
     agent or other authorized user of any of the properties shall use,
     generate, manufacture, store, treat, dispose of, or release any hazardous
     waste or substance on, under, about or from any of the properties; and any
     such activity shall be conducted in compliance with all applicable federal,
     state, and local laws, regulations, and ordinances, including without
     limitation those laws, regulations and ordinances described above. Borrower
     authorizes Lender and its agents to enter upon the properties to make such
     inspections and tests as Lender may deem appropriate to determine
     compliance of the properties with this section of the Agreement. Any
     inspections and tests as Lender may deem appropriate to determine
     compliance of the properties with this section of the Agreement. Any
     inspections or tests made by Lender shall be at Borrower's expense and for
     Lender's purposes only and shall not be construed to create any
     responsibility or liability on the part of Lender to Borrower or to any
     other person. The representations and warranties contained herein are based
     on Borrower's due diligence in investigating the properties for hazardous
     waste and hazardous substances. Borrower hereby (a) releases and waives any
     future claims against Lender for indemnity or contribution in the event
     Borrower becomes liable for cleanup or other costs under any such laws, and
     (b) agrees to indemnify and hold harmless Lender against any and all
     claims, losses, liabilities, damages, penalties, and expenses which Lender
     may directly or indirectly sustain or suffer resulting from a breach of
     this section of the Agreement or as a consequence of any use, generation,
     manufacture,

<PAGE>


02-03-1997                BUSINESS LOAN AGREEMENT               Page 3

storage, disposal, release or threatened release occurring prior to Borrower's
ownership or interest in the properties, whether or not the same was or should
have been known to Borrower. The provisions of this section of the Agreement,
including the obligation to indemnify, shall survive the payment of the
indebtedness and the termination or expiration of this Agreement and shall not
be effected by Lender's acquisition of any interest in any of the properties,
whether by foreclosure or otherwise.

Litigation and Claims. No litigation, claim, investigation, administrative
proceeding or similar action (including those for unpaid taxes) against Borrower
is pending or threatened, and no other event has occurred which may materially
adversely affect Borrower's financial condition or properties, other than
litigation, claims, or other events, if any, that have been disclosed to and
acknowledged by Lender in writing.

Taxes. To the best of Borrower's knowledge, all tax returns and reports of
Borrower that are or were required to be filed, have been filed, and all taxes,
assessments and other governmental charges have been paid in full, except those
presently being or to be contested by Borrower in good faith in the ordinary
course of business and for which adequate reserves have been provided.

Lien Priority. unless otherwise previously disclosed to Lender in writing,
Borrower has not entered into or granted any Security Agreements, or permitted
the filing or attachment of any Security Interests on or affecting any of the
Collateral directly or indirectly securing repayment of Borrower's Loan and
Note, that would be prior or that may in any way be superior to Lender's
Security Interests and rights in and to such Collateral.

Binding Effect. This Agreement, the Note, all Security Agreements directly or
indirectly securing repayment of Borrower's Loan and Note and all of the
Related Documents are binding upon Borrower as well as upon Borrower's
successors, representatives and assigns, and are legally enforceable in
accordance with their respective terms.

Commercial Purposes. Borrower intends to use the Loan proceeds solely for
business or commercial related purposes.

Employee Benefit Plans. Each employee benefit plan as to which Borrower may
have any liability complies in all material respects with all applicable
requirements of law and regulations, and (i) no Reportable Event nor
Prohibited Transaction (as defined in ERISA) has occurred with respect to any
such plan, (ii) Borrower has not withdrawn from any such plan or initiated
steps to do so, (iii) no steps have been taken to terminate any such plan, and
(iv) there are no unfunded liabilities other than those previously disclosed to
Lender in writing.

Location of Borrower's Offices and Records. Borrower's place of business, or
Borrower's Chief executive office, if Borrower has more than one place of
business, is located at BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH, KENT, WA
98032. Unless Borrower has designated otherwise in writing this location is also
the office or offices where borrower keeps its records concerning the
Collateral.

Information. All information heretofore or contemporaneously herewith furnished
by Borrower to Lender for the purposes of or in connection with this Agreement
or any transaction contemplated hereby is, and all information hereafter
furnished by or on behalf of Borrower to Lender will be true and accurate in
every material respect on the date as of which such information is dated or
certified; and none of such information is or will be incomplete by omitting to
state any material fact necessary to make such information not misleading.

Survival of Representations and Warranties. Borrower understands and agrees
that Lender, without independent investigation, is relying upon the above
representations and warranties in extending Loan Advances to Borrower. Borrower
further agrees that the foregoing representations and warranties shall be
continuing in nature and shall remain in full force and effect until such time
as Borrower's indebtedness shall be paid in full, or until this Agreement shall
be terminated in the manner provided above, whichever is the last to occur.

AFFIRMATIVE COVENANTS. Borrower covenants and agrees with Lender that, while
this Agreement is in effect, Borrower will:

Litigation. Promptly inform Lender in writing of (a) all material adverse
changes in Borrower's financial condition, and (b) all existing and all
threatened litigation, claims, investigations, administrative proceedings or
similar actions affecting Borrower or any Guarantor which could materially
affect the financial condition of Borrower or the financial condition of any
Guarantor.

Financial Records. Maintain its books and records in accordance with generally
accepted accounting principles, applied on a consistent basis, and permit Lender
to examine and audit Borrower's books and records at all reasonable times.

Financial Statements. Furnish Lender with, as soon as available, but in no event
later than ninety (90) days after the end of each fiscal year, Borrower's
balance sheet and income statement for the year ended, audited by certified
public accountant satisfactory to Lender, and, as soon as available, but in no
event later than forty five (45) days after the end of each fiscal quarter,
Borrower's balance sheet and profit and loss statement for the period ended,
prepared and certified as correct to the best knowledge and belief by
Borrower's chief financial officer or other officer or person acceptable to
Lender. All financial reports required to be provided under this Agreement shall
be prepared in accordance with generally accepted accounting principles,
applied on a consistent basis, and certified by Borrower as being true and
correct.

Additional Information. Furnish such additional information and statements,
lists of assets and liabilities, agings of receivables and payables, inventory
schedules, budgets, forecasts, tax returns, and other reports with respect to
Borrower's financial condition and business operations as Lender may request
from time to time.

Financial Covenants and Ratios. Comply with the following covenants and ratios:

  Net Worth Ratio. Maintain a ratio of Total Liabilities to Tangible Net Worth
  of less than 1.90 to 1.00.

  Working Capital. Maintain Working Capital in excess of $2,000,000.00. Except
  as provided above, all computations made to determine compliance with the
  requirements contained in this paragraph shall be made in accordance with
  generally accepted accounting principles, applied on a consistent basis, and
  certified by Borrower as being true and correct.

  Insurance. Maintain fire and other risk insurance, public liability insurance,
  and such other insurance as Lender may require with respect to Borrower's
  properties and operations, in form, amounts, coverages and with insurance
  companies reasonably acceptable to Lender. Borrower, upon request of Lender
  will deliver to Lender from time to time with policies or certificates of
  insurance in form satisfactory to Lender, including stipulations that
  coverages will not be cancelled or diminished without at least ten (10) days'
  prior written notice to Lender. Each insurance policy also shall include an
  endorsement providing that coverage in favor of Lender will not be impaired in
  any way by any act, omission or default of Borrower or any other person. In
  connection with all policies covering assets in which Lender holds or is
  offered a security interest for the Loans, Borrower will provide Lender with
  such loss payable or other endorsements as Lender may require.

Insurance Reports. Furnish to Lender, upon request of Lender, reports on each
existing insurance policy showing such information as Lender may reasonably
request, including without limitation the following: (a) the name of the
insurer; (b) the risks insured; (c) the amount of the policy; (d) the properties
insured; (e) the then current property values on the basis of which insurance
has been obtained, and the manner of determining those values; and (f) the
expiration date of the policy. In addition, upon request of Lender (however not
more often than annually), Borrower will have an independent appraiser
satisfactory to Lender determine, as applicable, the actual cash value or
replacement cost of any Collateral. The cost of such appraisal shall be paid by
Borrower.

Guaranties. Prior to disbursement of any Loan proceeds, furnish executed
guaranties of the Loans in favor of Lender, executed by the guarantor named
below, on Lender's forms, and in the amount and under the conditions spelled out
in those guaranties.

<PAGE>

02-03-1997                   BUSINESS LOAN AGREEMENT                      Page 4
                                  (Continued)
================================================================================
          Guarantor                                   Amount
          ---------                                   ------
          WAYNE R. MARCOUILLER                     $800,000.00

   Other Agreements. Comply with all terms and conditions of all other
   agreements, whether now or hereafter existing, between Borrower and any other
   party and notify Lender immediately in writing of any default in connection
   with any other such agreements.

   Loan Fees and Charges. In addition to all other agreed upon fees and charges,
   pay the following: $3,850.00.

   Loan Proceeds. Use all Loan proceeds solely for the following purposes:
   Working Capital.

   Taxes, Charges and Liens. Pay and discharge when due all of its indebtedness
   and obligations, including, without limitation all assessments, taxes,
   governmental charges, levies and liens, of every kind and nature. Imposed
   upon Borrower or its properties, income or profits, prior to the date on
   which penalties would attach, and all lawful claims that, if unpaid, might
   become a lien or charge upon any of Borrower's properties, income, or
   profits. Provided however Borrower will not be required to pay and discharge
   any such assessment, tax, charge, levy, lien or claim so long as (a) the
   legality of same shall be contested in good faith by appropriate proceedings,
   and (b) Borrower shall have established on its books adequate reserves with
   respect to such contested assessment, tax, charge, levy, lien, or claim in
   accordance with generally accepted accounting practices. Borrower, upon
   demand of Lender, will furnish to Lender evidence of payment of the
   assessments, taxes, charges, levies, liens and claims and will authorize the
   appropriate governmental official to deliver to Lender at any time a written
   statement of any assessment, taxes, charges, liens and claims against
   Borrower's properties, income, or profits.

   Performance. Perform and comply with all terms, conditions, and provisions
   set forth in this Agreement and in the Related Documents in a timely manner,
   and promptly notify Lender if Borrower learns of the occurrence of any event
   which constitutes an Event of Default under this Agreement or under any of
   the Related Documents.

   Operations. Maintain executive and management personnel with substantially
   the same qualifications and experience as the present executive and
   management personnel; provide written notice to Lender of any change in
   executive and management personnel; conduct its business affairs in a
   reasonable and prudent manner and in compliance with all applicable federal,
   state and municipal laws, ordinances, rules and regulations respecting its
   properties, charters, businesses and operations, including without
   limitation, compliance with the Americans With Disabilities Act and with all
   minimum funding standards and other requirements of ERISA and other
   applicable to Borrower's employee benefit plans.

   Inspection. Permit employees or agents of Lender at any reasonable time to
   inspect any and all Collateral for the Loan or Loans and Borrower's other
   properties and to examine or audit Borrower's books, accounts and records and
   to make copies and memoranda of Borrower's books, accounts, and records. If
   Borrower now or at any time hereafter maintains any records (including
   without limitation computer generated records and computer software programs
   for the generation of such records) in the possession of a third party,
   Borrower, upon request of Lender, shall notify such party to permit Lender
   free access to such records at all reasonable times and to provide Lender
   with copies of any records it may request, all at Borrower's expense.

   Compliance Certificate. Unless waived in writing by Lender, provide Lender at
   least annually and at the time of each disbursement of Loan proceeds with a
   certificate executed by Borrower's chief financial officer, or other officer
   or person acceptable to Lender, certifying that the representations and
   warranties set forth in this Agreement are true and correct as of the date of
   the certificate and further certifying that, as of the date of the
   certificate, no Event of Default exists under this Agreement.

   Environmental Compliance and Reports. Borrower shall comply in all respects
   with all environmental protection federal, state and local laws, statutes,
   regulations and ordinances; not cause or permit to exist, as a result of an
   intentional or unintentional action or omission on its part or on the part of
   any third party, on property owned and/or occupied by Borrower, any
   environmental activity where damage may result to the environment, unless
   such environmental activity is pursuant to and in compliance with the
   conditions of a permit issued by the appropriate federal, state or local
   governmental authorities; shall furnish to Lender promptly and in any event
   within thirty (30) days after receipt thereof a copy of any notice, summons,
   lien, citation, directive, letter or other communication from any
   governmental agency or instrumentality concerning any intentional or
   unintentional action or omission on Borrower's part in connection with any
   environmental activity whether or not there is damage to the environment
   and/or other natural resources.

   Additional Assurances. Make, execute and deliver to Lender such promissory
   notes, mortgages, deeds of trust, security agreements, financing statements,
   instruments, documents and other agreements as Lender or its attorneys may
   reasonably request to evidence and secure the Loans and to perfect all
   Security interests.

NEGATIVE COVENANTS. Borrower covenants and agrees with Lender that while this
Agreement is in effect. Borrower shall not, without the prior written consent of
Lender:

   Indebtedness and Liens. (a) Except for trade debt incurred in the normal
   course of business and indebtedness to Lender contemplated by this Agreement,
   create, incur or assume indebtedness for borrowed money, including capital
   leases, (b) except as allowed as a Permitted Lien, sell, transfer, mortgage,
   assign, pledge, lease, grant a security interest in, or encumber any of
   Borrower's assets, or (c) sell with recourse any of Borrower's accounts,
   except to Lender.

   Continuity of Operations. (a) Engage in any business activities substantially
   different than those in which Borrower is presently engaged. (b) cease
   operations, liquidate, merge, transfer, acquire or consolidated with any
   other entity, change ownership, change its name, dissolve or transfer or sell
   Collateral out of the ordinary course of business, (c) pay any dividends on
   Borrower's stock (other than dividends payable in its stock), provided,
   however that notwithstanding the foregoing, but only as no Event of Default
   has occurred and is continuing or would result from the payment of dividends.
   If Borrower is a "Subchapter S Corporation" (as defined in the Internal
   Revenue Code of 1986, as amended), Borrower may pay cash dividends on its
   stock to its shareholders from time to time in amounts necessary to enable
   the shareholders to pay income taxes and make estimated income tax payments
   to satisfy their liabilities under federal and state law which arise solely
   from their status as Shareholders of a Subchapter S Corporation because of
   their ownership of shares of stock of Borrower, or (d) purchase or retire any
   of Borrower's outstanding shares or alter or amend Borrower's capital
   structure.

   Loans, Acquisitions and Guaranties. (a) Loan, invest in or advance money or
   assets. (b) purchase, create or acquire any interest in any other enterprise
   or entity, or (c) incur any obligation as surety or guarantor other than in
   the ordinary course of business.

CESSATION OF ADVANCES.  If Lender has made any commitment to make any loan to
Borrower, whether under this Agreement or under any other agreement, Lender
shall have no obligation to make Loan Advances or to disburse Loan proceeds if:
(a) Borrower or any Guarantor is in default under the terms of this Agreement or
any of the Related Documents or any other agreement that Borrower or any
Guarantor has with Lender; (b) Borrower or any Guarantor becomes insolvent,
files a petition in bankruptcy or similar proceedings, or is adjudged a
bankrupt; (c) there occurs a material adverse change in Borrower's financial
condition, in the financial condition of any Guarantor, or in the value of any
Collateral securing any Loan; or (d) any Guarantor seeks, claims or otherwise
attempts to limit, modify or revoke such Guarantor's guaranty of the Loan or any
other loan with Lender.

DISPOSITION OF CASH COLLATERAL ACCOUNT PROCEEDS.
Account proceeds will be deposited to cash collateral account #__120004015_____:
________ all proceeds.
<PAGE>

02-03-1997                  BUSINESS LOAN AGREEMENT                    Page 5
                                 (Continued)
================================================================================

___ proceeds of accounts or invoices assigned
___ (specify)________________________________

Cash Collateral account funds will be applied to note balance:
__MONDAY_,__WEDNESDAY______and______FRIDAY___________of each week.(day of week)
or_______days after deposit.
or_______business days after deposit.
PAYMENT OF INTEREST.

                           ____Interest is to be paid, first from each payment.
                           ____Interest is to be paid, monthly per billing
                               statement.
                           __X__Interest is to be paid, by charging account
                                #_____120004023_____________.
                           ____Interest is to be paid,
                               (specify)_____________________.
COLLATERAL SCHEDULE TIMETABLES.
Borrower shall execute and deliver to Lender the following schedules:
Accounts Receivables Agings _X_ Monthly ____ Quarterly ____ Other ____ within
_20_ days.
Accounts Payable Agings _X_ Monthly ____ Quarterly ____ Other ____ within
_20_ days.
Inventory Schedules _X_ Quarterly ____ Other ____ within ____ days.
Other Schedules__________________________________.

CAPITAL EXPENDITURES PROVISION. Any capital expenditures in any fiscal year
in excess of $100,000 must be prior approved by the Lender.

PERSONAL FINANCIAL STATEMENTS AND TAX RETURNS. Personal financial statements and
tax returns of all guarantors to be submitted to Lender annually.

RIGHT OF SETOFF. Borrower grants to Lender a contractual possessory security
interest in, and hereby assigns, conveys, delivers, pledges, and transfers to
Lender all Borrower's right, title and interest in and to, Borrower's accounts
with Lender (whether checking, savings, or some other account), including
without limitation all accounts held jointly with someone else and all accounts
Borrower may open in the future, excluding however all IRA and KEOGH accounts,
and all trust accounts for which the grant of a security interest would be
prohibited by law. Borrower authorizes Lender, to the extent permitted by
applicable law, to charge or setoff all sums owing on the Indebtedness against
any and all such accounts.

EVENTS OF DEFAULT. Each of the following shall constitute an Event of Default
under this Agreement:

    Default on indebtedness. Failure of Borrower to make any payment when due on
    the Loans.

    Other Defaults. Failure of Borrower or any Grantor to comply with or to
    perform when due any other term, obligation, covenant or condition contained
    in this Agreement or in any of the Related Documents, or failure of
    Borrower to comply with or to perform any other term, obligation, covenant
    or condition contained in any other agreement between Lender and Borrower.

    Default in Favor of Third Parties. Should Borrower or any Grantor default
    under any loan, extension of credit, security agreement, purchase or sales
    agreement, or any other agreement, in favor of any other creditor or person
    that may materially affect any of Borrower's property or Borrower's or any
    Grantor's ability to repay the Loans or perform their respective obligations
    under this Agreement or any of the Related Documents.

    False Statements. Any warranty, representation or statement made or
    furnished to Lender by or on behalf of Borrower or any Grantor under this
    Agreement or the Related Documents is false or misleading in any material
    respect at the time made or furnished, or becomes false or misleading at any
    time thereafter.

    Defective Collateralization. This Agreement or any of the Related Documents
    ceases to be in full force and effect (including failure of any Security
    Agreement to create a valid and perfected Security interest) at any time and
    for any reason.

    Insolvency. The dissolution or termination of Borrower's existence as a
    going business, the Insolvency of Borrower, the appointment of a receiver
    for any part of Borrower's property, any assignment for the benefit of
    creditors, any type of credit workout, or the commencement of any proceeding
    under any bankruptcy or insolvency laws by or against Borrower.

    Creditor or Forfeiture Proceedings. Commencement of foreclosure or
    forfeiture proceedings, whether by judicial proceeding, self-help,
    repossession or any other method, by any creditor of Borrower, any creditor
    of any Grantor against any collateral securing the indebtedness, or by any
    governmental agency. This includes a garnishment, attachment, or levy on or
    of any of Borrower's deposit accounts with Lender. However, this Event of
    Default shall not apply if there is a good faith dispute by Borrower or
    Granty, as the case may be, as to the validity or reasonableness of the
    claim which is the basis of the creditor or forfeiture proceeding, and if
    Borrower or Grantor gives Lender written notice of the creditor or
    forfeiture proceeding and furnishes reserves or a surety bond for the
    creditor or forfeiture proceeding satisfactory to Lender.

    Events Affecting Guarantor. Any of the preceding events occurs with respect
    to any Guarantor of any of the Indebtedness or any Guarantor dies or becomes
    incompetent, or revokes or disputes the validity of, or liability under, any
    Guaranty of the Indebtedness. Lender, at its option, may, but shall not be
    required to, permit the Guarantor's estate to assume unconditionally the
    obligations arising under the guaranty in a manner satisfactory to Lender,
    and, in doing so, cure the Event of Default.

    Change in Ownership. Any change in ownership of twenty-five percent (25%) or
    more of the common stock of Borrower.

    Adverse Change. A material adverse change occurs in Borrower's financial
    condition, or Lender believes the prospect of payment or performance of the
    Indebtedness is impaired.

    Right to Cure. If any default, other than a Default on Indebtedness, is
    curable and if Borrower or Grantor, as the case may be, has not been given
    a notice of a similar default within the preceding twelve (12) months, it
    may be cured (and no Event of Default will have occurred) if Borrower or
    Grantor, as the case may be, after receiving written notice from Lender
    demanding cure of such default: (a) cures the default within fifteen (15)
    days; or (b) if the cure requires more than fifteen (15) days, immediately
    initiates steps which Lender deems in Lender's sole discretion to be
    sufficient to cure the default and thereafter continues and completes all
    reasonable and necessary steps sufficient to produce compliance as soon as
    reasonably practical.

EFFECT OF AN EVENT OF DEFAULT. If any Event of Default shall occur, except where
otherwise provided in this Agreement or the Related Documents, all commitments
and obligations of Lender under this Agreement or the Related Documents or any
other agreement immediately will terminate (including any obligation to make
Loan Advances or disbursements), and, at Lender's option, all Indebtedness
immediately will become due and payable, all without notice of any kind to
Borrower, except that in case of an Event of Default of the type described in
the "Insolvency" subsection above, such acceleration shall be automatic and not
optional. In addition, Lender shall have all the rights and remedies provided in
the Related Documents or available at law, in equity, or otherwise. Except as
may be prohibited by applicable law, all of Lender's rights and remedies shall
be cumulative an may be exercised singularly or concurrently. Election by Lender
to pursue any remedy shall not exclude pursuit of any other remedy, and an
election to make expenditures or to take action to perform an obligation of
Borrower or of any Grantor shall not affect Lender's right to declare a default
and to exercise its rights and remedies.
<PAGE>

02-03-1997                  BUSINESS LOAN AGREEMENT                      Page 6
                                  (Continued)
===============================================================================

MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of
this Agreement:

     Amendments. This Agreement, together with any Related Documents,
     -----------
     constitutes the entire understanding and agreement of the parties as to
     the matters set forth in this Agreement. No alteration of or amendment to
     this Agreement shall be effective unless given in writing and signed by the
     party or parties sought to be charged or bound by the alteration or
     amendment.

     Applicable Law. This Agreement has been delivered to Lender and accepted by
     ---------------
     Lender in the State of Washington. If there is a lawsuit, Borrower agrees
     upon Lender's request to submit to the jurisdiction of the courts of King
     County, the State of Washington. This Agreement shall be governed by and
     construed in accordance with the laws of the State of Washington.

     Caption Headings. Caption headings in this Agreement are for convenience
     -----------------
     purposes only and are not to be used to interpret or define the provisions
     of this Agreement.

     Multiple Parties; Corporate Authority. All obligations of Borrower under
     --------------------------------------
     this Agreement shall be joint and several, and all references to Borrower
     shall mean each and every Borrower. This means that each of the persons
     signing below is responsible for all obligations in this Agreement.

     Consent to Loan Participation. Borrower agrees and consents to Lender's
     ------------------------------
     sale or transfer, whether now or later, of one or more participation
     interests in the Loans to one or more purchasers, whether related or
     unrelated to Lender. Lender may provide, without any limitation whatsoever,
     to any one or more purchasers, or potential purchasers, any information or
     knowledge Lender may have about Borrower or about any other matter relating
     to the Loan, and Borrower hereby waives any rights to privacy it may have
     with respect to such matters. Borrower additionally waives any and all
     notices of sale of participation interests, as well as all notices of any
     repurchase of such participation interests. Borrower also agrees that the
     purchasers of any such participation interests will be considered as the
     absolute owners of such interests in the Loans and will have all the rights
     granted under the participation agreement or agreements governing the sale
     of such participation interests. Borrower further waives all rights of
     offset or counterclaim that it may have now or later against Lender or
     against any purchaser of such a participation interest and unconditionally
     agrees that either Lender or such purchaser may enforce Borrower's
     obligation under the Loans irrespective of the failure or insolvency of any
     holder of any interest in the Loans. Borrower further agrees that the
     purchaser of any such participation interests may enforce its interests
     irrespective of any personal claims or defenses that Borrower may have
     against Lender.

     Costs and Expenses. Borrower agrees to pay upon demand all of Lender's
     -------------------
     expenses, including without limitation attorneys' fees, incurred in
     connection with the preparation, execution, enforcement, modification and
     collection of this Agreement or in connection with the Loans made pursuant
     to this Agreement. Lender may pay someone else to help collect the Loans
     and to enforce this Agreement, and Borrower will pay that amount. This
     includes, subject to any limits under applicable law, Lender's attorneys'
     fees and Lender's legal expenses, whether or not there is a lawsuit,
     including attorneys' fees for bankruptcy proceedings (including efforts to
     modify or vacate any automatic stay or injunction), appeals, and any
     anticipated post-judgment collection services. Borrower also will pay any
     court costs, in addition to all other sums provided by law.

     Notices. All notices required to be given under this Agreement shall be
     --------
     given in writing, may be sent by telefacsimile, and shall be effective when
     actually delivered or when deposited with a nationally recognized overnight
     courier or deposited in the United States mail, first class, postage
     prepaid, addressed to the party to whom the notice is to be given at the
     address shown above. Any party may change its address for notices under
     this Agreement by giving formal written notice to the other parties,
     specifying that the purpose of the notice is to change the party's address.
     To the extent permitted by applicable law, if there is more than one
     Borrower, notice to any Borrower will constitute notice to all Borrowers.
     For notice purposes, Borrower will keep Lender informed at all times of
     Borrower's current address(es).

     Severability. If a court of competent jurisdiction finds any provision of
     -------------
     this Agreement to be invalid or unenforceable as to any person or
     circumstance, such finding shall not render that provision invalid or
     unenforceable as to any other persons or circumstances. If feasible, any
     such offending provision shall be deemed to be modified to be within the
     limits of enforceability or validity; however, if the offending provision
     cannot be so modified, it shall be stricken and all other provisions of
     this Agreement in all other respects shall remain valid and enforceable.

     Subsidiaries and Affiliates of Borrower. To the extent the context of any
     ----------------------------------------
     provisions of this Agreement makes it appropriate, including without
     limitation any representation, warranty or covenant, the word "Borrower" as
     used herein shall include all subsidiaries and affiliates of Borrower.
     Notwithstanding the foregoing however, under no circumstances shall this
     Agreement be construed to require Lender to make any Loan or other
     financial accommodation to any subsidiary or affiliate of Borrower.

     Successors and Assigns. All covenants and agreements contained by or on
     -----------------------
     behalf of Borrower shall bind its successors and assigns and shall inure to
     the benefit of Lender, its successors and assigns. Borrower shall not,
     however, have the right to assign its rights under this Agreement or any
     interest therein, without the prior written consent of Lender.

     Survival. All warranties, representations and covenants made by Borrower in
     ---------
     this Agreement or in any certificate or other instrument delivered by
     Borrower to Lender under this Agreement shall be considered to have been
     relied upon by Lender and will survive the making of the Loan and delivery
     to Lender of the Related Documents, regardless of any investigation made by
     Lender or on Lender's behalf.

     Waiver. Lender shall not be deemed to have waived any rights under this
     -------
     Agreement unless such waiver is given in writing and signed by Lender. No
     delay or omission on the part of Lender in exercising any right shall
     operate as a waiver of such right or any other right. A waiver by Lender of
     a provision of this Agreement shall not prejudice or constitute a waiver of
     Lender's right otherwise to demand strict compliance with that provision or
     any other provision of this Agreement. No prior waiver by Lender, nor any
     course of dealing between Lender and Borrower, or between Lender and any
     Grantor, shall constitute a waiver of any of Lender's rights or of any
     obligations of Borrower or of any Grantor as to any future transactions.
     Whenever the consent of Lender is required under this Agreement, the
     granting of such consent by Lender in any instance shall not constitute
     continuing consent in subsequent instances where such consent is required,
     and in all cases such consent may be granted or withheld in the sole
     discretion of Lender.
<PAGE>

02-03-1997                  BUSINESS LOAN AGREEMENT                       Page 7
                                  (continued)

================================================================================
BORROWER ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS BUSINESS LOAN
AGREEMENT, AND BORROWER AGREES TO ITS TERMS, THIS AGREEMENT IS DATED AS OF
FEBRUARY 3, 1997.

BORROWER:

WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.

By: /s/ Gary B. Palmer
   -----------------------------------------------
   GARY B. PALMER, General Manager: WEB PRESS CORPORATION

By: /s/ Gary B. Palmer
   -----------------------------------------------
   GARY B. PALMER, Chairman: WEB LEADER INTERNATIONAL, INC.


LENDER:

Washington First International Bank

By: /s/ [Signature Appears Here]
   -----------------------------------------------
   Authorized Officer
================================================================================

<PAGE>


                                PROMISSORY NOTE
<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------------------
  Principal     Loan Date    Maturity    Loan No    Call    Collateral   Account   Officer    Initials
<S>            <C>          <C>         <C>         <C>     <C>          <C>       <C>       <C>
 $800,000.00   02-03-1997   02-03-1998  8015480003              14       801543     305
-------------------------------------------------------------------------------------------------------
</TABLE>
References in the shaded area are for Lender's use only and do not limit the
applicability of this document to any particular loan or item.
--------------------------------------------------------------------------------

Borrower: WEB PRESS CORPORATION AND WEB LEADER
          INTERNATIONAL, INC.
          BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH
          KENT, WA 98032

Lender: Washington First International Bank
        9709 Third Avenue Northeast
        Suite 110
        SEATTLE, WA 98115

================================================================================

Principal Amount: $800,000.00                     Date of Note: February 3, 1997
                             Initial Rate: 10.250%

PROMISE TO PAY. WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.
("Borrower") promises to pay to Washington First International Bank ("Lender"),
or order, in lawful money of the United States of America, the principal amount
of Eight Hundred Thousand & 00/100 Dollars ($800,000.00) or so much as may be
outstanding, together with interest on the unpaid outstanding principal balance
of each advance. Interest shall be calculated from the date of each advance
until repayment of each advance.

PAYMENT. Borrower will pay this loan on demand, or if no demand is made, in one
payment of all outstanding principal plus all accrued unpaid interest on
February 3, 1998. In addition, Borrower will pay regular monthly payments of
accrued unpaid interest beginning March 3, 1997, and all subsequent interest
payments are due on the same day of each month after that. Interest on this Note
is computed on a 365/365 simple interest basis; that is, by applying the ratio
of the annual interest rate over the number of days in a year, multiplied by the
outstanding principal balance, multiplied by the actual number of days the
principal balance is outstanding. Borrower will pay Lender at Lender's address
shown above or at such other place as Lender may designate in writing. Unless
otherwise agreed or required by applicable law, payments will be applied first
to any unpaid collection costs and any late charges, then to any unpaid
interest, and any remaining amount to principal.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from
time to time based on charges in an index which is Lender's Prime Rate (the
"Index"). This is the rate Lender charges, or would charge, on 90-day unsecured
loans to the most creditworthy corporate customers. This rate may or may not be
the lowest rate available from Lender at any given time. Lender will tell
Borrower the current Index rate upon Borrower's request. Borrower understands
that Lender may make loans based on other rates as well. The interest rate
change will not occur more often than each DAY. The index currently is 8.250%
per annum. The interest rate to be applied to the unpaid principal balance of
this Note will be at a rate of 2.000 percentage points over the Index, resulting
in an initial rate of 10.250% per annum. NOTICE: Under no circumstances will the
interest rate on this Note be more than the maximum rate allowed by applicable
law.

PREPAYMENT. Borrower agrees that all loan fees and other prepaid finance
charges are earned fully as of the date of the loan and will not be subject to
refund upon early payment (whether voluntary or as a result of default), except
as otherwise required by law. Except for the foregoing, Borrower may pay without
penalty all or a portion of the amount owed earlier than it is due. Early
payments will not, unless agreed to be Lender in writing, relieve Borrower of
Borrower's obligation to continue to make payments of accrued unpaid interest.
Rather, they will reduce the principal balance due.

LATE CHARGE. If a payment is 15 days or more late, Borrower will be charged
5.000% of the regularly scheduled payment or $15.00, whichever is greater.

DEFAULT. Borrower will be in default if any of the following happens: (a)
Borrower fails to make any payment when due. (b) Borrower breaks any promise
Borrower has made to Lender, or Borrower fails to comply with or to perform when
due any other term, obligation, covenant, or condition contained in this Note or
any agreement related to this Note, or in any other agreement or loan Borrower
has with Lender. (c) Borrower defaults under any loan, extension of credit,
security agreement, purchase of sales agreement, or any other agreement, in
favor of any other creditor or person that may materially affect any of
Borrower's property or Borrower's property or Borrower's ability to repay this
Note or perform Borrower's obligations under this Note or any of the Related
Documents.  (d) Any representation or statement made or furnished to Lender by
Borrower or on Borrower's behalf is false or misleading in any material respect
either now or at the time made or furnished.  (i) Borrower becomes insolvent, a
receiver is appointed for any part of Borrower's property, Borrower makes an
assignment for the benefit of creditors, or any proceeding is commenced either
by Borrower or against Borrower under any bankruptcy or insolvency laws.  (f)
Any creditor tries to take any of Borrower's property on or in which Lender has
a lien or security interest.  This includes a garnishment of any of Borrower's
accounts with Lender.  (g) Any guarantor dies or any of the other events
described in this default section occurs with respect to any guarantor of this
Note.  (h) A material adverse change occurs in Borrower's financial condition,
or Lender believes the prospect of payment or performance of the indebtedness is
impaired.

If any default, other than a default in payment, is curable and if Borrower has
not been given a notice of a breach of the same provision of this Note within
the preceding twelve (12) months, it may be cured (an no event of default will
have occurred) if Borrower, after receiving written notice from Lender demanding
cure of such default: (a) cures the default within (15) days; or (b) if the cur
requires more than fifteen (15) days, immediately initiates steps which Lender
deems in LLender's sole discretion to be sufficient to cure the default and
thereafter continues and completes all reasonable and necessary steps sufficient
to produce compliance as soon as reasonably practical.

LENDER'S RIGHTS.  Upon default, Lender may declare the entire unpaid principal
balance on this Note and all accrued unpaid interest immediately due, without
notice, and then Borrower will pay that amount.  Upon default, including failure
to pay upon final maturity, Lender, at its option, may also, if permitted under
applicable law, increase the variable interest rate on this Note to 7.000
percentage points over the index.  The interest rate will not exceed the maximum
rate permitted by applicable law.  Lender may hire or pay someone else to help
collect this Note if Borrower does not pay.  Borrower also will pay Lender that
amount.  This includes, subject to any limits under applicable law, Lender's
attorneys' fees and Lender's legal expenses whether or not there is a lawsuit,
including attorneys' fees and legal expenses for bankruptcy proceedings
(including efforts to modify or vacate any automatic stay or injunction),
appeals, and any anticipated post-judgment collection services. If not
prohibited by applicable law, Borrower also will pay any court costs, in
addition to all other sums provided by law. This Note has been delivered to
Lender and accepted by Lender in the State of Washington. If there is a lawsuit,
Borrower agrees upon Lender's request to submit to the jurisdiction of the
courts of King County, the State of Washington. This Note shall be governed by
and construed in accordance with the laws of the State of Washington.

DISHONORED ITEM FEE.  Borrower will pay a fee to Lender of $15.00 if Borrower
makes a payment on Borrower's loan and the check or preathorized charge with
which Borrower pays is later dishonored.

RIGHT OF SETOFF.  Borrower grants to Lender a contractual possessory security
interest in, and hereby assigns, conveys, delivers, pledges, and transfers to
Lender all Borrower's right, title and interest in and to, Borrower's accounts
with Lender (whether checking, savings, or some other account), including
without limitation all accounts held jointly with someone else and all accounts
Borrower may open in the future, excluding however all IRA and Keogh accounts,
and all trust accounts for which the grant of a security interest would be
prohibited by law.  Borrower authorizes Lender, to the extent permitted by
applicable law, to charge or setoff all sums owing on this Note against any and
all such accounts.

LINE OF CREDIT.  This Note evidences a revolving line of credit.  Advances under
this Note may be requested only in writing by Borrower or by an authorized
person.  All communications, instructions, or directions by telephone or
otherwise to Lender are to be directed to Lender's office shown above.  The
following party or parties are authorized to request advances under the line of
credit until Lender receives from Borrower at Lender's address shown above
written notice of revocation of their authority: GARY D. PALMER,  General
Manager of Web Press Corporation and Chairman

<PAGE>

02-03-1997                      PROMISSORY NOTE                        Page 2
                                  (Continued)

================================================================================
of Web Leader International, Inc.; and CRAIG L. MATHISON, Controller. Borrower
agrees to be liable for all sums either: (a) advanced in accordance with the
instructions of an authorized person or (b) credited to any of Borrower's
accounts with Lender. The unpaid principal balance owing on this Note at any
time may be evidenced by endorsements on this Note or by Lender's internal
records, including daily computer print-outs. Lender will have no obligation to
advance funds under this Note if: (a) Borrow or any guarantor is in default
under the terms of this Note or any agreement that Borrower or any guarantor has
with Lender, including any agreement made in connection with the signing of this
Note; (b) Borrower or any guarantor ceases doing business or is insolvent; (c)
any guarantor seeks, claims or otherwise attempts to limit, modify or revoke
such guarantor's guarantee of this Note or any other loan with Lender; or (d)
Borrower has applied funds provided pursuant to this Note for purposes other
than those authorized by Lender.

CREDIT LIMIT PROVISION. CREDIT LIMIT TO DECREASE FROM $800,000.00 TO $700,000.00
ON SEPTEMBER 30, 1997.

GENERAL PROVISIONS. This Note is payable on demand. The inclusion of specific
default provisions or rights of Lender shall not preclude Lender's right to
declare payment of this Note on its demand. Lender may delay or forgo enforcing
any of its rights or remedies under this Note without losing them. Borrow and
any other person who signs, guarantees or endorses this Note, to the extent
allowed by law, waive presentment, demand for payment, protest and notice of
dishonor. Upon any change in the terms of this Note, and unless otherwise
expressly stated in writing, no party who signs this Note, whether as maker,
guarantor, accommodation maker or endorser, shall be released from liability.
All such parties agree that Lender may renew or extend (repeatedly and for any
length of time) this loan, or release any party or guarantor or collateral; or
impair, fail to realize upon or perfect Lender's security interest in the
collateral; and take any other action deemed necessary by Lender without the
consent of or notice to anyone. All such parties also agree that Lender may
modify this loan without the consent of or notice to anyone other than the party
with whom the modification is made.

PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF
THIS NOTE, INCLUDING THE VARIABLE INTEREST RATE PROVISIONS. BORROWER AGREES TO
THE TERMS OF THE NOTE AND ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THE NOTE.

BORROWER:

WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.


By: /s/ Gary B. Palmer
   ------------------------------------------------
   GARY B. PALMER, General Manager: WEB PRESS CORPORATION

By: /s/ Gary B. Palmer
   ------------------------------------------------
   GARY B. PALMER, General Manager: WEB-LEADER INTERNATIONAL, INC.

================================================================================

<PAGE>

                         CORPORATE RESOLUTION TO BORROW

<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------------------
  Principal     Loan Date    Maturity    Loan No    Call    Collateral   Account   Officer    Initials
<S>            <C>          <C>         <C>         <C>     <C>          <C>       <C>       <C>
 $800,000.00   02-03-1997   02-03-1998  8015480003             14        801548     305
-------------------------------------------------------------------------------------------------------
References in the shaded areas are for Lender's use only and do not limit the applicability of this
document to any particular loan or item.
-------------------------------------------------------------------------------------------------------
</TABLE>

Borrower:    WEB PRESS CORPORATION AND WEB LEADER
             INTERNATIONAL, INC.
             BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH
             KENT, WA 98032

Lender:      Washington First International Bank
             9709 Third Avenue Northeast
             Suite 110
             SEATTLE, WA 98115

================================================================================

I, the undersigned Secretary or Assistant Secretary of WEB PRESS CORPORATION AND
WEB LEADER INTERNATIONAL, INC. (the "Corporation"), HEREBY CERTIFY that the
Corporation is organized and existing under and by virtue of the laws of the
State of Washington as a corporation for profit, with its principal office at
BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH, KENT, WA 98032, and is duly
authorized to transact business in the State of Washington.

I FURTHER CERTIFY that at a meeting of the Directors of the Corporation, duly
called and held on February 3, 1997, at which a quorum was present and voting,
or by other duly authorized corporate action in lieu of a meeting, the following
resolutions were adopted:

BE IT RESOLVED, that any one (1) of the following named officers, employees, or
agents of this Corporation, whose actual signatures are shown below:

<TABLE>
<CAPTION>
     NAMES              POSITIONS                                  ACTUAL SIGNATURE
     -----              ---------                                  ----------------
     <S>                <C>                                        <C>
     GARY B. PALMER     General Manager: WEB PRESS CORPORATION     /s/ Gary B. Palmer
                                                                   --------------------

     GARY B. PALMER     Chairman: WEB LEADER INTERNATIONAL, INC.   /s/ Gary B. Palmer
                                                                   --------------------
</TABLE>

acting for and on behalf of the Corporation and as its act and deed be, and they
hereby are, authorized and empowered:

     Borrow Money. To borrow from time to time form Washington First
     International Bank ("Lender"), on such terms as may be agreed upon between
     the Corporation and Lender, such sum or sums of money as in their judgement
     should be borrowed, without limitation.

     Execute Notes. To execute and deliver to Lender the promissory note or
     notes, or other evidence of credit accomodations of the Corporation, on
     Lender's forms, at such rates of interest and on such terms as may be
     agreed upon, evidencing the sums of money so borrowed or any indebtedness
     of the Corporation to Lender, and also to execute and deliver to Lender one
     or more renewals, extensions, modifications, refinancings, consolidations,
     or substitutions for one or more of the notes, any portion of the notes, or
     any other evidence of credit accomodations.

     Grant Security. To mortgage, pledge, transfer, endorse, hypothecate, or
     otherwise encumber and deliver to Lender, as security for the payment of
     any loans or credit accomodations so obtained, any promissory notes so
     executed (including any amendments to or modifications, renewals, and
     extensions of such promissory notes), or any other or further indebtedness
     of the Corporation to Lender at any time owing, however the same may be
     evidenced, any property now or hereafter belonging to the Corporation or in
     which the Corporation now or hereafter may have an interest, including
     without limitation all real property and all personal property (tangible or
     intangible) of the Corporation. Such property may be mortgaged, pledged,
     transferred, endorsed, hypothecated, or encumbered at the time such loans
     are obtained or such indebtedness is incurred, or at any other time or
     times; and may be either in addition to or in lieu of any property
     theretofore mortgaged, pledged, transferred, endorsed, hypothecated, or
     encumbered.

     Execute Security Documents. To execute and deliver to Lender the forms of
     mortgage, deed of trust, pledge agreement, hypothecation agreement, and
     other security agreements and financing statements which may be submitted
     by Lender, and which shall evidence the terms and conditions under and
     pursuant to which such liens and encumbrances, or any of them, are given;
     and also to execute and deliver to Lender any other written instruments,
     any chattel paper, or any other collateral, of any kind or nature, which
     they may in their discretion deem reasonably necessary or proper in
     connection with or pertaining to the giving of the liens and encumbrances.

     Negotiate Items. To draw, endorse, and discount with Lender all drafts,
     trade acceptances, promissory notes, or other evidences of indebtedness
     payable to or belonging to the Corporation in which the Corporation may
     have an interest, and either to receive cash for the same or to cause such
     proceeds to be credited to the account of the Corporation with Lender, or
     to cause such other disposition of the proceeds derived therefrom as they
     may deem advisable.

     Further Acts. In the case of lines of credit, to designate additional or
     alternative individuals as being authorized to request advances thereunder,
     and in all cases, to do and perform such other acts and things, to pay any
     and all fees and costs, and to execute and deliver such other documents and
     agreements as they may in their discretion deem reasonably necessary or
     proper in order to carry into effect the provisions of these Resolutions.
     The following person or persons currently are authorized to request
     advances and authorize payments under the line of credit until Lender
     receives written notice of revocation of their authority: GARY B. PALMER,
     General Manager of Web Press Corporation and Chairman of Web Leader
     International, Inc.; and CRAIG L. MATHISON, Controller.

BE IT FURTHER RESOLVED, that any and all acts authorized pursuant to these
Resolutions and performed prior to the passage of these Resolutions are hereby
ratified and approved, that these Resolutions shall remain in full force and
effect and Lender may rely on these Resolutions until written notice of their
revocation shall have been delivered to and received by Lender. Any such notice
shall not affect any of the Corporation's agreements or commitments in effect at
the time notice is given.

BE IT FURTHER RESOLVED, that the Corporation will notify Lender in writing at
Lender's address shown above (or such other addresses as Lender may designate
from time to time) prior to any (a) change in the name of the Corporation, (b)
change in the assumed business name(s) of the Corporation, (c) change in the
management of the Corporation, (d) change in the authorized signer(s), (e)
conversion of the Corporation to a new or different type of business entity, or
(f) change in any other aspect of the Corporation that directly or indirectly
relates to any agreements between the Corporation and Lender. No change in the
name of the Corporation will take effect until after Lender has been notified.

I FURTHER CERTIFY that the officers, employees, and agents named above are duly
elected, appointed, or employed by or for the Corporation, as the case may be,
and occupy the positions set opposite their respective names; that the foregoing
Resolutions now stand of record on the books of the Corporation; and that the
Resolutions are in full force and effect and have not been modified or revoked
in any manner whatsoever. The Corporation has no corporate seal, and therefore,
no seal is affixed to this certificate.
<PAGE>


                         COMMERCIAL SECURITY AGREEMENT
<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------------------
  Principal     Loan Date    Maturity    Loan No    Call    Collateral   Account   Officer    Initials
<S>            <C>          <C>          <C>        <C>     <C>          <C>       <C>       <C>
 $800,000.00   02-03-1997   02-03-1998   8015480003         14           801548    305
-------------------------------------------------------------------------------------------------------
</TABLE>
References in the shaded areas are for Lender's use only and do not limit the
applicability of this document to any particular loan or item.
-------------------------------------------------------------------------------

Borrower:    WEB PRESS CORPORATION AND WEB LEADER
             INTERNATIONAL, INC.
             BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH
             KENT, WA 98032

Lender:      Washington First International Bank
             9709 Third Avenue Northeast
             Suite 110
             SEATTLE, WA 98115

================================================================================

THIS COMMERCIAL SECURITY AGREEMENT is entered into between WEB PRESS CORPORATION
AND WEB LEADER INTERNATIONAL, INC. (referred to below as "Grantor"); and
Washington First International Bank (referred to below as "Lender"). For
valuable consideration, Grantor grants to Lender a security interest in the
Collateral to secure the indebtedness and agrees that Lender shall have the
rights stated in this Agreement with respect to the Collateral, in addition to
all other rights which Lender may have by law.

DEFINITIONS. The following words shall have the following meanings when used in
this Agreement. Terms not otherwise defined in this Agreement shall have the
meanings attributed to such terms in the Uniform Commercial Code. All references
to dollar amounts shall mean amounts in lawful money of the United States of
America.

     Agreement. The work "Agreement" means this Commercial Security Agreement as
     this Commercial Security Agreement may be amended or modified from time to
     time, together with all exhibits and schedules attached to this Commercial
     Security Agreement from time to time.

     Collateral. The work "Collateral" means the following described property of
     Grantor, whether now owned or hereafter acquired, whether now existing or
     hereafter arising, and wherever located:

          All inventory, accounts, equipment, general intangibles and fixtures,
          together with the following specifically described property:
          WHEREVER LOCATED

     In addition, the word "Collateral" includes all the following, whether now
     owned or hereafter acquired, whether now existing or hereafter arising, and
     wherever located:

          (a) All attachments, accessions, accessories, tools, parts, supplies,
          increases, and additions to and all replacements of and substitutions
          for any property described above.

          (b) All products and produce of any of the property described in this
          Collateral section.

          (c) All accounts, general intangibles, instruments, rents, monies,
          payments, and all other rights, arising out of a sale, lease, or other
          disposition of any of the property described in this Collateral
          section.

          (d) All proceeds (including insurance proceeds) from the sale,
          destruction, loss, or other disposition of any of the property
          described in this Collateral section.

          (e) All records and data relating to any of the property described in
          this Collateral section, whether in the form of a writing, photograph,
          microfilm, microfiche, or electronic media, together with all of
          Grantor's right, title, and interest in and to all computer software
          required to utilize, create, maintain, and process any such records or
          data on electronic media.

     Event of Default. The words "Event of Default" mean and include without
     limitation any of the Events of Default set forth below in the section
     titled "Events of Default."

     Grantor. The word "Grantor" means WEB PRESS CORPORATION AND WEB LEADER
     INTERNATIONAL, INC., its successors and assigns.

     Guarantor. The word "Guarantor" means and includes without limitation each
     and all of the guarantors, sureties, and accommodation parties in
     connection with the indebtedness.

     Indebtedness. The word "Indebtedness" means the indebtedness evidenced by
     the Note, including all principal and interest, together with all other
     indebtedness and costs and expenses for which Grantor is responsible under
     this Agreement or under any of the Related Documents.

     Lender. The word "Lender" means Washington First International Bank, its
     successors and assigns.

     Note. The word "Note" means the note or credit agreement dated February 3,
     1997, in the principal amount of $800,000.00 from WEB PRESS CORPORATION AND
     WEB LEADER INTERNATIONAL, INC. to Lender, together with all renewals of,
     extensions of, modifications of, refinancings of, consolidations of and
     substitutions for the note or credit agreement.

     Related Documents. The words "Related Documents" mean and include without
     limitation all promissory notes, credit agreements, loan agreements,
     environmental agreements, guaranties, security agreements, mortgages, deeds
     of trust, and all other instruments, agreements and documents, whether now
     or hereafter existing, executed in connection with the indebtedness.

RIGHT OF SETOFF. Grantor hereby grants Lender a contractual possessory security
interest in and hereby assigns, conveys, delivers, pledges, and transfers all of
Grantor's right, title and interest in and to Grantor's accounts with Lender
(whether checking, savings, or some other account), including all accounts held
jointly with someone else and all accounts Grantor may open in the future,
excluding, however, all IRA and Keogh accounts, and all trust accounts for which
the grant of a security interest would be prohibited by law. Grantor authorizes
Lender, to the extent permitted by applicable law, to change or setoff all
indebtedness against any and all such accounts.

OBLIGATIONS OF GRANTOR. Grantor warrants and covenants to Lender as follows:

     Perfection of Security Interest. Grantor agrees to execute such financing
     statements and to take whatever other actions are requested by Lender to
     perfect and continue Lender's security interest in the Collateral. Upon
     request of Lender, Grantor will deliver to Lender any and all of the
     documents evidencing or constituting the Collateral, and Grantor will note
     Lender's interest upon any and all chattel paper if not delivered to lender
     for possession by Lender. Grantor hereby appoints Lender as its irrevocable
     attorney-in-fact for the purpose of executing any documents necessary to
     perfect or to continue the security interest granted in this Agreement.
     Lender may at any time, and without further authorization from Grantor,
     file a carbon, photographic or other reproduction of any financing
     statement or if this Agreement for use as a financing statement. Grantor
     will reimburse Lender for all expenses for the perfection and the
     continuation of the perfection of Lender's security interest in the
     Collateral. Grantor promptly will notify Lender before any change in
     Grantor's name including any change to the assumed business names of
     Grantor. This is a continuing Security Agreement and will continue in
     effect even through all or any part of the indebtedness is paid in full and
     even though for a period of time Grantor may not be indebted to Lender.

     No Violation. The execution and delivery of this Agreement will not violate
     any law or agreement governing Grantor or to which Grantor is a party, and
     its certificate or articles of incorporation and bylaws do not prohibit any
     term or condition of this Agreement.
<PAGE>

02-03-1997               COMMERCIAL SECURITY AGREEMENT                    Page 2
                                    (Continued)
================================================================================

Enforceability of Collateral.  To the extent the Collateral consists of
accounts, chattel paper, or general intangibles, the Collateral is enforceable
in accordance with its terms, is genuine, and complies with applicable laws
concerning form, content and manner of preparation and execution, and all
persons appearing to be obligated on the Collateral have authority and capacity
to contract and are in fact obligated as they appear to be on the Collateral.
At the time any account becomes subject to a security interest in favor of
Lender, the account shall be a good and valid account representing an
undisputed, bona fide indebtedness incurred by the account debtor, for
merchandise held subject to delivery instructions or theretofore shipped or
delivered pursuant to a contract of sale, or for services theretofore performed
by Grantor with or for the account debtor; there shall be no setoffs or
counterclaims against any such account; and no agreement under which any
deductions or discounts may be claimed shall have been made with the account
debtor except those disclosed to Lender in writing.

Location of the Collateral.  Grantor, upon request of Lender, will deliver to
Lender in form satisfactory to Lender a schedule of real properties and
Collateral locations relating to Grantor's operations, including without
limitation the following: (a) all real property owned or being purchased by
Grantor; (b) all real property being rented or leased by Grantor; (c) all
storage facilities owned, rented, leased, or being used by Grantor; and (d) all
other properties where Collateral is or may be located.  Except in the ordinary
course of its business, Grantor shall not remove the Collateral from its
existing locations without the prior written consent of Lender.

Removal of Collateral.  Grantor shall keep the Collateral (or to the extent the
Collateral consists of intangible property such as accounts, the records
concerning the Collateral) at Grantor's address shown above, or at such other
locations as are acceptable to Lender.  Except in the ordinary course of its
business, including the sales of inventory, Grantor shall not remove the
Collateral from its existing locations without the prior written consent of
Lender.  To the extent that the Collateral consists of vehicles, or other titled
property, Grantor shall not take or permit any action which would require
application for certificates of title for the vehicles outside the State of
Washington, without the prior written consent of Lender.

Transactions involving Collateral.  Except for inventory sold or accounts
collected in the ordinary course of Grantor's business, Grantor shall not sell,
offer to sell, or otherwise transfer or dispose of the Collateral.  While
Grantor is not in default under this Agreement, Grantor may sell inventory, but
only in the ordinary course of its business and only to buyers who qualify as a
buyer in the ordinary course of business.  A sale in the ordinary course of
Grantor's business does not include a transfer in partial or total satisfaction
of a debt or any bulk sale.  Grantor shall not pledge, mortgage, encumber or
otherwise permit the Collateral to be subject to any lien, security interest,
encumbrance, or charge, other than the security interest provided for in this
Agreement, without the prior written consent of Lender.  This includes security
interests even if junior in right to the security interests granted under this
Agreement.  Unless waived by Lender, all proceeds from any disposition of the
Collateral (for whatever reason) shall be held in trust for Lender and shall not
be commingled with any other funds; provided however, this requirement shall not
constitute consent by Lender to any sale or other disposition.  Upon receipt,
Grantor shall immediately deliver any such proceeds to Lender.

Title.  Grantor represents and warrants to Lender that it holds good and
marketable title to the Collateral, free and clear of all liens and encumbrances
except for the lien of this Agreement.  No financing statement covering any of
the Collateral is on file in any public office other than those which reflect
the security interest created by this Agreement or to which Lender has
specifically consented.  Grantor shall defend Lender's rights in the Collateral
against the claims and demands of all other persons.

Collateral Schedules and Locations.  As often as Lender shall require, and
insofar as the Collateral consists of accounts and general intangibles, Grantor
shall deliver to Lender schedules of such Collateral, including such information
as Lender may require, including without limitation names and addresses of
account debtors and agings of accounts and general intangibles.  Insofar as the
Collateral consists of inventory and equipment, Grantor shall deliver to Lender,
as often as Lender shall require, such lists, descriptions, and designations of
such Collateral as Lender may require to identify the nature, extent, and
location of such Collateral.  Such information shall be submitted for Grantor
and each of its subsidiaries or related companies.

Maintenance and Inspection of Collateral.  Grantor shall maintain all tangible
Collateral in good condition and repair.  Grantor will not commit or permit
damage to or destruction of the Collateral.  Lender and its designated
representatives and agents shall have the right at all reasonable times to
examine, inspect, and audit the Collateral wherever located.  Grantor shall
immediately notify Lender of all cases involving the return, rejection,
repossession, loss or damage of or to any Collateral; of any request for credit
or adjustment or of any other dispute arising with respect to the Collateral;and
generally of all happenings and events affecting the Collateral or the value or
the amount of the Collateral.

Taxes, Assessments and Liens. Grantor will pay when due all taxes, assessments
and liens upon the Collateral, its use or operation, upon this Agreement, upon
any promissory note or notes evidencing the Indebtedness, or upon any of the
other Related Documents. Grantor may withhold any such payment or may elect to
contest any lien if Grantor is in good faith conducting an appropriate
proceeding to contest the obligation to pay and so long as Lender's Interests in
the Collateral is not jeopardized in Lender's sole opinion. If the Collateral is
subjected to a lien which is not discharged within fifteen (15) days, Grantor
shall deposit with Lender cash, a sufficient corporate surely bond or other
security satisfactory to Lender in an amount adequate to provide for the
discharge of the lien plus any interest, costs, attorneys' fees or other charges
that could accrue as a result of foreclosure or sale of the Collateral. In any
contest Grantor shall defend itself and Lender and shall satisfy any final
adverse judgement before enforcement against the Collateral. Grantor shall name
Lender as an additional obligee under any surety bond furnished in the contest
proceedings.

Compliance With Governmental Requirements. Grantor shall comply promptly with
all laws, ordinances, rules and regulations of all governmental authorities, now
or hereafter in effect, applicable to the ownership, production, disposition, or
use of the Collateral. Grantor may contest in good faith any such law,
ordinance or regulation and withhold compliance during any proceeding, including
appropriate appeals, so long as Lender's interest in the Collateral, in Lender's
opinion, is not jeopardized.

Hazardous Substances. Grantor represents and warrants that the Collateral never
has been, and never will be so long as this Agreement remains a lien on the
Collateral, used for the generation, manufacture, storage, transportation,
treatment, disposal, release or threatened release or threatened release of any
hazardous waste or substance, as those terms are defined in the Comprehensive
Environmental Response, Compensation, and Liability Act of 1980, as amended, 42
U.S.C. Section 9601, et seq. ("CERCLA"), the Superfund Amendments and
Reauthorization Act of 1986, Pub L. No. 99-499 ("SARA"), the Hazardous Materials
Transportation Act, 49 U.S.C. Section 1801, et seq., the Resource Conversation
and Recovery Act, 42 U.S.C. Section 6901, et seq., or other applicable state or
Federal laws, rules, or regulations adopted pursuant to any of the foregoing.
The terms "hazardous waste" and "hazardous substance" shall also include,
without limitation, petroleum and petroleum by-products or any fraction thereof
and asbestos. The representations and warranties contained herein are based on
Grantor's due diligence in investigating the Collateral for hazardous wastes and
substances. Grantor hereby (a) releases and waives any future claims against
Lender for indemnity or contribution in the event Grantor becomes liable for
cleanup or other costs under any such laws, and (b) agrees to indemnify and hold
harmless Lender against any and all claims and losses resulting from a breach of
this provision of this Agreement. This obligation to indemnify shall survive the
payment of the Indebtedness and the satisfaction of this Agreement.

Maintenance of Casualty Insurance. Grantor shall procure and maintain all risks
insurance, including without limitation fire, theft, and liability coverage
together with such other insurance as Lender may require with respect to the
Collateral, in form, amounts, coverages and basis reasonably acceptable to
Lender and issued by a company or companies reasonably acceptable to Lender.
Grantor, upon request of Lender, will deliver to Lender from time to time the
policies or certificates of insurance in form satisfactory to Lender, including
stipulations that coverages will not be cancelled or diminished without at least
ten (10) days' prior written notice to Lender and not including any disclaimer
of the insurer's
<PAGE>

02-03-1997                 COMMERCIAL SECURITY AGREEMENT                 Page 3
                                    (Continued)
================================================================================
     liability for failure to give such a notice. Each insurance policy also
     shall include an endorsement providing that coverage in favor of Lender
     will not be impaired in any way by any act, omission or default of Grantor
     or any other person. In connection with all policies covering assets in
     which Lender holds or is offered a security interest, Grantor will provide
     Lender with such loss payable or other endorsements as Lender may require.
     If Grantor at any time fails to obtain or maintain any insurance as
     required under this Agreement, Lender may (but shall not be obligated to)
     obtain such insurance as Lender deems appropriate, including if it so
     chooses "single interest insurance," which will cover only Lender's
     interest in the Collateral.

     Application of Insurance Proceeds. Grantor shall promptly notify Lender of
     any loss or damage to the Collateral. Lender may make proof of loss if
     Grantor fails to do so within fifteen (15) days of the casualty. All
     proceeds of any insurance on the Collateral, including accrued proceeds
     thereon, shall be held by Lender as part of the Collateral. If Lender
     consents to repair or replacement of the damaged or destroyed Collateral,
     Lender shall, upon satisfactory proof of expenditure, pay or reimburse
     Grantor from the proceeds for the reasonable cost of repair or restoration.
     If Lender does not consent to repair or replacement of the Collateral,
     Lender shall retain a sufficient amount of the proceeds to pay all of the
     Indebtedness, and shall pay the balance to Grantor. Any proceeds which have
     not been disbursed within six (6) months after their receipt and which
     Grantor has not committed to the repair or restoration of the Collateral
     shall be used to prepay the Indebtedness.

     Insurance Reserves. Lender may require Grantor to maintain with Lender
     reserves for payment of insurance premiums, which reserves shall be created
     by monthly payments from Grantor of a sum estimated by Lender to be
     sufficient to produce, at least fifteen (15) days before the premium due
     date, amounts at least equal to the insurance premiums to be paid. If
     fifteen (15) days before payment is due the reserve funds are insufficient,
     Grantor shall upon demand pay any deficiency to Lender. The reserve funds
     shall be held by Lender as a general deposit and shall constitute a non-
     interest-bearing account which Lender may satisfy by payment of the
     insurance premiums required to be paid by Grantor as they become due.
     Lender does not hold the reserve funds in trust for Grantor, and Lender is
     not the agent of Grantor for payment of the insurance premiums required to
     be paid by Grantor. The responsibility for the payment of premiums shall
     remain Grantor's sole responsibility.

     Insurance Reports. Grantor, upon request of Lender, shall furnish to Lender
     reports on each existing policy of insurance showing such information as
     Lender may reasonably request including the following; (a) the name of the
     insurer; (b) the risks insured; (c) the amount of the policy; (d) the
     property insured; (e) the then current value on the basis of which
     insurance has been obtained an the manner of determining that value; and
     (f) the expiration date of the policy. In addition, Grantor shall upon
     request by Lender (however not more often than annually) have an
     independent appraiser satisfactory to Lender determine, as applicable, the
     cash value or replacement cost of the Collateral.

GRANTOR'S RIGHT TO POSSESSION AND TO COLLECT ACCOUNTS. Until default and except
as otherwise provided below with respect to accounts, Grantor may have
possession of the tangible persona property and beneficial use of all the
Collateral and may use it in any lawful manner not inconsistent with this
Agreement or the Related Documents, provided that Grantor's right to possession
and beneficial use shall not apply to any Collateral where possession of the
Collateral by Lender is required by law to perfect Lender's security interest in
such Collateral. Until otherwise notified by Lender, Grantor may collect any of
the Collateral consisting of accounts. At any time and even though no Event of
Default exists, Lender may exercise its rights to collect the accounts and to
notify account debtors to make payments directly to Lender for application to
the Indebtedness. If Lender at any time has possession of any Collateral,
whether before of after an Event of Default. Lender shall be deemed to have
exercised reasonable care in the custody and preservation of the Collateral if
Lender takes such action for that purpose as Grantor shall request or as Lender,
in Lender's sole discretion, shall deem appropriate under the circumstances, but
failure to honor any request by Grantor shall not of itself be deemed to be a
failure to exercise reasonable care. Lender shall not be required to take any
steps necessary to preserve any rights in the Collateral against prior parties,
not to protect, preserve or maintain any security interest given to secure the
Indebtedness.

EXPENDITURES BY LENDER. If not discharged or paid when due, Lender may (but
shall not be obligated to) discharge or pay any amounts required to be
discharged or paid by Grantor under this Agreement, including without limitation
all taxes, liens, security interests, encumbrances, and other claims, at any
time levied or placed on the Collateral. Lender also may (but shall not be
obligated to) pay all costs for insuring, maintaining and preserving the
Collateral. All such expenditures incurred or paid by Lender for such purposes
will then bear interest at the rate charged under the Note from the date
incurred or paid by Lender to the date of repayment by Grantor. All such
expenses shall become a part of the indebtedness and, at Lender's option, will
(a) be payable on demand, (b) be added to the balance of the Note and be
apportioned among and be payable with any installment payments to become due
during either (i) the term of any applicable insurance policy or (ii) the
remaining term of the Note, or (c) be treated as a balloon payment which will be
due and payable at the Note's maturity. This Agreement also will secure payment
of these amounts. Such right shall be in addition to all other rights and
remedies to which Lender may be entitled upon the occurrence of an Event of
Default.

EVENTS OF DEFAULT. Each of the following shall constitute an Event of Default
under this Agreement:

     Default on Indebtedness. Failure of Grantor to make any payment when due on
     the Indebtedness.

     Other Defaults. Failure of Grantor to comply with or to perform any other
     term, obligation, covenant or condition contained in this Agreement or in
     any of the Related Documents or in any other agreement between Lender and
     Grantor.

     Default in Favor of Third Parties. Should Borrower or any Grantor default
     under any loan, extension of credit, security agreement, purchase or sales
     agreement, or any other agreement, in favor of any other creditor or person
     that may materially affect any of Borrower's property or Borrower's or any
     Grantor's ability to repay the Loans or perform their respective
     obligations under this Agreement or any of the Related Documents.

     False Statements. Any warranty, representation or statement made or
     furnished to Lender by or on behalf of Grantor under this Agreement, the
     Note or Related Documents is false or misleading in any material respect,
     either now or at the time made or furnished.

     Defective Collateralization. This Agreement or any of the Related Documents
     ceases to be in full force and effect (including failure of any collateral
     documents to create a valid and perfected security interest or lien) at any
     time and for any reason.

     Insolvency. The dissolution or termination of Grantor's existence as a
     going business, the insolvency of Grantor, the appointment of a receiver
     for any part of Grantor's property, any assignment for the benefit of
     creditors, any type of creditor workout, or the commencement of any
     proceeding under any bankruptcy or insolvency laws by or against Grantor.

     Creditor or Forfeiture Proceedings. Commencement of foreclosure or
     forfeiture proceedings, whether by judicial proceeding, self-help,
     repossession or  any other method, by any creditor of Grantor or by any
     governmental agency against the Collateral or any other collateral securing
     the Indebtedness. This includes a garnishment of any of Grantor's deposit
     accounts with Lender. However, this Event of Default shall not apply if
     there is a good faith dispute by Grantor as to the validity or
     reasonableness of the claim which is the basis of the creditor or
     forfeiture proceeding and if Grantor gives Lender written notice of the
     creditor or forfeiture proceeding and deposits with Lender monies or a
     surety bond for the creditor or forfeiture proceeding, in an amount
     determined by Lender, in its sole discretion, as being an adequate reserve
     or bond for the dispute.

     Events Affecting Guarantor. Any of the preceding events occurs with respect
     to any Guarantor of any of the indebtedness or such Guarantor dies or
     becomes incompetent. Lender, at its option, may, but shall not be required
     to, permit the Guarantor's estate to assume unconditionally the obligations
     arising under the guaranty in a manner satisfactory to Lender, and, in
     doing so, cure the Event of Default.

     Adverse Change. A material adverse change occurs in Grantor's financial
     condition, or Lender believes the prospect of payment or








<PAGE>

02-03-1997               COMMERCIAL SECURITY AGREEMENT                    Page 4
                                  (Continued)
================================================================================

     performance of the Indebtedness is impaired.

     Insecurity. Lender, in good faith, deems itself insecure.

     Right to Cure. If any default, other than a Default on Indebtedness, is
     curable and if Grantor has not been given a prior notice of a breach of the
     same provision of this Agreement, it may be cured (and no Event of Default
     will have occurred) if Grantor, after Lender sends written notice demanding
     cure of such default, (a) cures the default within () days; or (b), if the
     cure requires more than () days, immediately initiates steps which Lender
     deems in Lender's sole discretion to be sufficient to cure the default and
     thereafter continues and completes all reasonable and necessary steps
     sufficient to produce compliance as soon as reasonably practical.

RIGHTS AND REMEDIES ON DEFAULT. If an Event of Default occurs under this
Agreement, at any time thereafter, Lender shall have all the rights of a secured
party under the Washington Uniform Commercial Code. In addition and without
limitation, Lender may exercise any one or more of the following rights and
remedies:

     Accelerate Indebtedness. Lender may declare the entire Indebtedness,
     including any prepayment penalty which Grantor would be required to pay,
     immediately due and payable, without notice.

     Assemble Collateral. Lender may require Grantor to deliver to Lender all or
     any portion of the Collateral and any and all certificates of title and
     other documents relating to the Collateral. Lender may require Grantor to
     assemble the Collateral and make it available to Lender at a place to be
     designated by Lender. Lender also shall have full power to enter upon the
     property of Grantor to take possession of and remove the Collateral. If the
     Collateral contains other goods not covered by this Agreement at the time
     of repossession, Grantor agrees Lender may take such other goods, provided
     that Lender makes reasonable efforts to return them to Grantor after
     repossession.

     Sell the Collateral. Lender shall have full power to sell, lease, transfer,
     or otherwise deal with the Collateral or proceeds thereof in its own name
     or that of Grantor. Lender may sell the Collateral at public auction or
     private sale. Unless the Collateral threatens to decline speedily in value
     or is of a type customarily sold on a recognized market, Lender will give
     Grantor reasonable notice of the time after which any private sale or any
     other intended disposition of the Collateral is to be made. The
     requirements of reasonable notice shall be met if such notice is given at
     least ten (10) days before the time of the sale or disposition. All
     expenses relating to the disposition of the Collateral, including without
     limitation the expenses of retaking, holding, insuring, preparing for sale
     and selling the collateral, shall become a part of the indebtedness secured
     by this Agreement and shall be payable on demand, with interest at the Note
     rate from date of expenditure until repaid.

     Appoint Receiver. To the extent permitted by applicable law, Lender shall
     have the following rights and remedies regarding the appointment of a
     receiver: (a) Lender may have a receiver appointed as a matter of right,
     (b) the receiver may be an employee of Lender and may serve without bond,
     and (c) all fees of the receiver and his or her attorney shall become part
     of the indebtedness secured by this Agreement and shall be payable on
     demand, with interest at the Note rate from date of expenditure until
     repaid.

     Collect Revenues, Apply Accounts. Lender, either itself or through a
     receiver, may collect the payments, rents, income, and revenues from the
     collateral. Lender may at any time in its discretion transfer any
     Collateral into its own name or that of its nominee and receive the
     payments, rents, income, and revenues therefrom and hold the same as
     security for the indebtedness or apply it to payment of the Indebtedness in
     such order of preference as Lender may determine. Insofar as the Collateral
     consists of accounts, general intangibles, insurance policies, instruments,
     chattel paper, choses in action, or similar property, Lender may demand,
     collect receipt for, settle, compromise, adjust, sue for, foreclose or
     realize on the collateral as Lender may determine, whether or not
     Indebtedness or Collateral is then due. For these purposes, Lender may, on
     behalf of and in the name of Grantor, receive, open and dispose of mail
     addressed to Grantor: change any address to which mail and payments are to
     be sent : and endorse notes, checks, drafts, money orders, documents of
     title, instruments and items pertaining to payment. Shipment, or storage of
     any Collateral. To facilitate collection, Lender may notify account debtors
     and obligors on any Collateral to make payments directly to Lender.

     Obtain Deficiency. If Lender chooses to sell any or all of the Collateral,
     Lender may obtain a judgment against Grantor for any deficiency remaining
     on the Indebtedness due to Lender after application of all amounts received
     from the exercise of the rights provided in this Agreement. Grantor shall
     be liable for a deficiency even if the transaction described in this
     subsection is a sale of accounts or chattel paper.

     Other Rights and Remedies. Lender shall have all the rights and remedies of
     a secured creditor under the provisions of the Uniform Commercial Code, as
     may be amended from time to time. In addition, Lender shall have and may
     exercise any or all other rights and remedies it may have available at law,
     in equity, or otherwise.

     Cumulative Remedies. All of Lender's rights and remedies, whether evidenced
     by this Agreement or the Related Documents or by any other writing, shall
     be cumulative and may be exercised singularly or concurrently. Election by
     Lender to pursue any remedy shall not exclude pursuit of any other remedy,
     and any election to make expenditures or to take action to perform an
     obligation of Grantor under this Agreement, after Grantor's failure to
     perform, shall not affect Lender's right to declare a default and to
     exercise its remedies.

MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of
this Agreement:

     Amendments. This Agreement, together with any Related Documents,
     constitutes the entire understanding and agreement of the parties as to the
     matters set forth in this Agreement. No alteration of or amendment to this
     Agreement shall be effective unless given in writing and signed by the
     party or parties sought to be charged or bound by the alteration or
     amendment.

     Applicable Law. This Agreement has been delivered to Lender and accepted by
     Lender in the State of Washington. If there is a lawsuit, Grantor agrees
     upon Lender's request to submit to the jurisdiction of the courts of King
     County, the State of Washington. This Agreement shall be governed by and
     construed in accordance with the laws of the state of Washington.

     Attorneys' Fees; Expenses. Grantor agrees to pay upon demand all of
     Lender's costs and expenses, including attorneys' fees and Lender's legal
     expenses, incurred in connection with the enforcement of this Agreement.
     Lender may pay someone else to help enforce this Agreement, and Grantor
     shall pay the costs and expenses of such enforcement. Costs and expenses
     include Lender's attorneys' fees and legal expenses whether or not there is
     a lawsuit, including attorneys fees and legal expenses for bankruptcy
     proceedings (and including efforts to modify or vacate any automatic stay
     or injunction), appeals, and any anticipated post-judgment collection
     services. Grantor also shall pay all curt costs and such additional fees as
     may be directed by the court.

     Caption Headings. Caption headings in this Agreement are for convenience
     purposes only and are not to be used to interpret or define the provisions
     of this Agreement.

     Multiple Parties; Corporate Authority. All obligations of Grantor under
     this Agreement shall be joint and several, and all references to Grantor
     shall mean each and every Grantor. This means that each of the persons
     signing below is responsible for all obligations in this Agreement.

     Notices. All notices required to be given under this Agreement shall be
     given in writing, may be sent by telefacsimile, and shall be effective when
     actually delivered or when deposited with a nationally recognized overnight
     courier or deposited in the United States mail, first class, postage
     prepaid, addressed to the party to whom the notice is to be given at the
     address shown above. Any party may change its address for notices under
     this Agreement by giving formal written notice to the other parties,
     specifying that the purpose of the notice is to change the party's address.
     To the extent permitted by applicable law, if there is more than one
     Grantor, notice to any Grantor will constitute notice to all Grantors.

<PAGE>

02-03-1997              COMMERCIAL SECURITY AGREEMENTS                    Page 5
                                  (Continued)
================================================================================

     For notice purposes, Grantor will keep Lender informed at all times of
     Grantor's current address(es).

     Power of Attorney. Grantor hereby appoints Lender as its true and lawful
     attorney-in-fact, irrevocably, with full power of substitution to do the
     following: (a) to demand, collect, receive, receipt for, sue and recover
     all sums of money or other property which may now or hereafter become due,
     owing or payable from the Collateral; (b) to execute, sign and endorse any
     and all claims, instruments, receipts, checks, drafts or warrants issued in
     payment for the Collateral; (c) to settle or compromise any and all claims
     arising under the Collateral, and, in the place and stead of Grantor, to
     execute and deliver its release and settlement for the claim; and (d) to
     file any claim or claims or to take any action or institute or take part in
     any proceedings, either in its own name or in the name of Grantor, or
     otherwise, which in the discretion of Lender may seem to be necessary or
     advisable. This power is given as security for the indebtedness, and the
     authority hereby conferred is and shall be irrevocable and shall remain in
     full force and effect until renounced by Lender.

     Preference Payments. Any monies Lender pays because of an asserted
     preference claim in Borrower's bankruptcy will become a part of the
     indebtedness and, at Lender's option, shall be payable by Borrower as
     provided above in the "EXPENDITURES BY LENDER" paragraph.

     Severability. If a court of competent jurisdiction finds any provision of
     this Agreement to be invalid or unenforceable as to any person or
     circumstance, such finding shall not render that provision invalid or
     unenforceable as to any other persons or circumstances. If feasible, any
     such offending provision shall be deemed to be modified to be within the
     limits of enforceability or validity; however, if the offending provision
     cannot be so modified, it shall be stricken and all other provisions of
     this Agreement in all other respects shall remain valid and enforceable.

     Successor Interests. Subject to the limitations set forth above on transfer
     of the Collateral, this Agreement shall be binding upon and inure to the
     benefit of the parties, their successors and assigns.

     Waiver. Lender shall not be deemed to have waived any rights under this
     Agreement unless such waiver is given in writing and signed by Lender. No
     delay or omission on the part of Lender in exercising any right shall
     operate as a waiver of such right or any other right. A waiver by Lender of
     a provision of this Agreement shall not prejudice or constitute a waiver of
     Lender's right otherwise to demand strict compliance with that provision or
     any other provision of this Agreement. No prior waiver by Lender, nor any
     course of dealing between Lender and Grantor, shall constitute a waiver of
     any of Lender's rights or of any of Grantor's obligations as to any future
     transactions. Whenever the consent of Lender is required under this
     Agreement, the granting of such consent by Lender in any instance shall not
     constitute continuing consent to subsequent instances where such consent is
     required and in all cases such consent may be granted or withheld in the
     sole discretion of Lender.

     Waiver of Co-obligor's Rights. If more than one person is obligated for the
     indebtedness, Borrower irrevocably waives, disclaims and relinquishes all
     claims against such other person which Borrower has or would otherwise have
     by virtue of payment of the indebtedness or any part thereof, specifically
     including but not limited to all rights of indemnity, contribution or
     exoneration.

GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS COMMERCIAL SECURITY
AGREEMENT, AND GRANTOR AGREES TO ITS TERMS.  THIS AGREEMENT IS DATED FEBRUARY
3, 1997.

GRANTOR:
WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.


By: /s/ Gary B. Palmer
   ----------------------------------------------------------
   GARY B. PALMER, General Manager: WEB PRESS CORPORATION


By: /s/ Gary B. Palmer
   ----------------------------------------------------------
   GARY B. PALMER, Chairman: WEB LEADER INTERNATIONAL, INC.

================================================================================


<PAGE>

                              COMMERCIAL GUARANTY
<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------------
  Principal   Loan Date   Maturity   Loan No   Call   Collateral   Account   Officer   Initials
  <S>         <C>         <C>        <C>       <C>    <C>          <C>       <C>        <C>
                                                          14        801548      305
-------------------------------------------------------------------------------------------------
</TABLE>
References in the shaded area are for Lender's use only and do not limit the
applicability of this document to any particular loan or item.
--------------------------------------------------------------------------------

Borrower:   WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.
            BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH
            KENT, WA  98032

Guarantor:  WAYNE R. MARCOUILLER
            9140 SE 54TH STREET
            MERCER ISLAND, WA  98040

Lender:     Washington First International Bank
            9709 Third Avenue Northeast
            Suite 110
            SEATTLE, WA  98115
================================================================================

AMOUNT OF GUARANTY. This is a guaranty of payment of the Note, including without
limitation the principal Note amount of Eight Hundred Thousand & 00/100 Dollars
($800,000.00).

GUARANTY. For good and valuable consideration, WAYNE R. MARCOUILLER
("Guarantor") absolutely and unconditionally guarantees and promises to pay to
Washington First International Bank ("Lender") or its order, on demand, in
legal tender of the United States of America, the Indebtedness (as that term is
defined below) of WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.
("Borrower") to Lender on the terms and conditions set forth in this Guaranty.

DEFINITIONS. The following words shall have the following meanings when used in
this Guaranty:

     Borrower. The word "Borrower" means WEB PRESS CORPORATION AND WEB LEADER
     INTERNATIONAL, INC..

     Guarantor. The word "Guarantor" means WAYNE R. MARCOUILLER.

     Guaranty. The word "Guaranty" means this Guaranty made by Guarantor for the
     benefit of Lender dated February 3, 1997.

     Indebtedness. The word "Indebtedness" means the Note, including (a) all
     principal, (b) all interest, (c) all late charges, (d) all loan fees and
     loan charges, and (e) all collection costs and expenses relating to the
     Note or to any collateral for the Note. Collection costs and expenses
     include without limitation all of Lender's attorney's fees and Lender's
     legal expenses, whether or not suit is instituted, and attorneys' fee and
     legal expenses for bankruptcy proceedings (including efforts to modify or
     vacate any automatic stay or injunction), appeals, and any anticipated
     post-judgment collection services.

     Lender. The word "Lender" means Washington First International Bank, its
     successors and assigns.

     Note. The word "Note" means the promissory note or credit agreement dated
     February 3, 1997 in the original principal amount of $800,000.00 from
     Borrower to Lender, together with all renewals of, extensions of,
     modifications of, refinancings of, consolidations of, and substitutions for
     the promissory note or agreement. Notice to Guarantor: The Note evidences a
     revolving line of credit from Lender to Borrower.

     Related Documents. The words "Related Documents" mean and include without
     limitation all promissory notes, credit agreements, loan agreements,
     environmental agreements, guaranties, mortgages, deeds of trust, and all
     other instruments, agreements and documents, whether now or hereafter
     existing, executed in condition with the indebtedness.

MAXIMUM LIABILITY. The maximum liability of Guarantor under this Guaranty shall
not exceed at any one time the amount of the indebtedness described above, plus
all costs and expenses of (a) enforcement of this Guaranty and (b) collection
and sale of any collateral securing this Guaranty.

The above limitation on the liability is not a restriction on the amount of the
Indebtedness of Borrower to Lender either in the aggregate or at any one time.
If Lender presently holds one or more guaranties, or hereafter receives
additional guaranties from Guarantor, the rights of Lender under all guaranties
shall be cumulative. This Guaranty shall not (unless specifically provided below
to the contrary) affect or invalidate any such other guaranties. The liability
of Guarantor will be the aggregate liability of Guarantor under the terms of
this Guaranty and any such other unterminated guaranties.

NATURE OF GUARANTY. Guarantor intends to guarantee at all times the performance
and prompt payment when due, whether at maturity or earlier by reason of
acceleration or otherwise, of all indebtedness within the limits set forth in
the proceeding section of this Guaranty. Any married person who signs this
Guaranty hereby expressly agrees that recourse under this agreement may be had
against both his or her separate property and community property, whether now
owned or hereafter acquired. This Guaranty covers a revolving line of credit and
guarantor understands and agrees that this guarantee shall be open and
continuous until the line of credit is terminated and the Indebtedness is paid
in full, as provided below.

DURATION OF GUARANTY. This Guaranty will take effect when received by Lender
without the necessity of any acceptance by Lender, or any notice to Guarantor or
to Borrower, and will continue in full force until all Indebtedness shall have
been fully paid and satisfied and all other obligations of Guarantor under this
Guaranty shall have been performed in full. Release of any other guarantor or
termination of any other guaranty of the Indebtedness shall not affect the
liability of Guarantor under this Guaranty. A revocation received by Lender from
any one or more Guarantors shall not effect the liability of any remaining
Guarantors under this Guaranty. This Guaranty covers a revolving line of credit
and it is specifically anticipated that fluctuations will occur in the aggregate
amount of indebtedness owing from Borrower to Lender. Grantor specifically
acknowledges and agrees that fluctuations in the amount of indebtedness, even to
zero dollars($0.00), shall not constitute a termination of this Guaranty.
Guarantor's liability under this Guaranty shall terminate only upon (a)
termination in writing by Borrower and Lender of the line of credit, (b) payment
of the indebtedness in full in legal tender, and (c) payment in full in legal
tender of all other obligations of Guarantor under this Guaranty.

GUARANTOR'S AUTHORIZATION TO LENDER. Guarantor authorizes Lender, without notice
or demand and without lessening Guarantor's liability under this Guaranty, from
time to time: (a) to make one or more additional secured loans to Borrower, to
lease equipment or other goods to Borrower, or otherwise to extend additional
credit to Borrower; (b) to alter, compromise, renew, extend, accelerate, or
otherwise change one or more times the time of payment or other terms of the
Indebtedness or any part of the Indebtedness, including increases and decreases
of the rate of interest on the Indebtedness; extensions may be repeated and may
be for longer than the original loan term; (c) to take and hold security for the
payment of the Guaranty of the Indebtedness, and exchange, enforce, waive,
subordinated, fail or decide not to perfect, and release any such security, with
or without the substitution of new collateral; (d) to release, substitute, agree
not to sue, or deal with any one or more of Borrower's sureties, endorsers, or
other guarantors on any terms or in any manner Lender may choose; (e) to
determine how, when and what application of payments and credits shall be made
on the Indebtedness; (f) to apply such security and direct the order or manner
of sale thereof, including without limitation, any nonjudicial sale permitted by
the terms of the controlling security agreement or deed of trust, as Lender in
its discretion may determine; (g) to sell, transfer, assign, or grant
participations in all or any part of the Indebtedness; and (h) to assign or
transfer this Guaranty in whole or in part.

GUARANTOR'S REPRESENTATIONS AND WARRANTIES. Guarantor represents and warrants to
Lender that (a) no representations or agreements


<PAGE>

02-03-1997                    COMMERCIAL GUARANTY                        Page 2
                                  (Continued)
================================================================================

of any kind have been made to Guarantor which would limit or qualify in any way
the terms of this Guaranty; (b) this Guaranty is executed at Borrower's request
and not at the request of Lender; (c) Guarantor has full power, right and
authority to enter into this Guaranty; (d) the provisions of this Guaranty do
not conflict with or result in a default under any agreement or other instrument
binding upon Guarantor and do not result in a violation of any law, regulation,
court decree or order applicable to Guarantor; (e) Guarantor has not and will
not, without the prior written consent of Lender, sell, lease, assign, encumber,
hypothecate, transfer, or otherwise dispose of all or substantially all of
Guarantor's assets, or any interest therein; (f) upon Lender's request,
Guarantor will provide to Lender financial and credit information in form
acceptable to Lender, and all such financial information which currently has
been, and all future financial information which will be provided to Lender is
and will be true and correct in all material respects and fairly present the
financial condition of Guarantor as of the dates the financial information is
provided; (g) no material adverse change has occurred in Guarantor's financial
condition since the date of the most recent financial statements provided to
Lender and no event has occurred which may materially adversely affect
Guarantor's financial condition; (h) no litigation, claim, investigation,
administrative proceeding or similar action (including those for unpaid taxes)
against Guarantor is pending or threatened; (i) Lender has made no
representation to Guarantor as to the creditworthiness of Borrower; and (j)
Guarantor has established adequate means of obtaining from Borrower on a
continuing basis information regarding Borrower's financial condition. Guarantor
agrees to keep adequately informed from such means of any facts, events, or
circumstances which might in any way affect Guarantor's risks under this
Guaranty, and Guarantor further agrees that, absent a request for information,
Lender shall have no obligation to disclose to Guarantor any information or
documents acquired by Lender in the course of its relationship with Borrower.

GUARANTOR'S WAIVERS. Except as prohibited by applicable law, Guarantor waives
any right to require Lender (a) to continue lending money or to extend other
credit to Borrower; (b) to make any presentment, protest, demand, or notice of
any kind, including notice of any nonpayment of the Indebtedness or of any
nonpayment related to any collateral, or notice of any action or nonaction on
the part of Borrower, Lender, any surety, endorser, or other guarantor in
connection with the Indebtedness or in connection with the creation of new or
additional loans or obligations; (c) to resort for payment or to proceed
directly or at once against any person, including Borrower or any other
guarantor; (d) to proceed directly against or exhaust any collateral held by
Lender from Borrower, any other guarantor, or any other person; (e) to pursue
any other remedy within Lender's power; or (f) to commit any act or omission of
any kind, or at any time, with respect to any matter whatsoever.

If now or hereafter (a) Borrower shall be or become insolvent, and (b) the
indebtedness shall not at all times until paid by fully secured by collateral
pledged by Borrower, Guarantor hereby forever waives and relinquishes in favor
of Lender and Borrower, and their respective successors, any claim or right to
payment Guarantor may now have or hereafter have or acquire against Borrower, by
subrogation or otherwise, so that at no time shall Guarantor be or become a
"creditor" of Borrower within the meaning of 11 U.S.C. section 547(b), or any
successor provision of the Federal bankruptcy laws.

Guarantor also waives any and all rights or defenses arising by reason of (a)
any "one action" or "anti-deficiency" law or any other law which may prevent
Lender from bringing any action, including a claim for deficiency, against
Guarantor, before or after Lender's commencement or completion of any
foreclosure action, either judicially or by exercise of a power of sale; (b) any
election of remedies by Lender which destroys or otherwise adversely affects
Guarantor's subrogation rights or Guarantor's rights to proceed against Borrower
for reimbursement, including without limitation, any loss of rights Guarantor
may suffer by reason of any law limiting, qualifying, or discharging the
Indebtedness; (c) any disability or other defense of Borrower, of any other
guarantor, or of any other person, or by reason of the cessation of Borrower's
liability from any cause whatsoever, other than payment in full in legal tender,
of the Indebtedness; (d) any right to claim discharge of the indebtedness on the
basis of unjustified impairment of any collateral for the indebtedness; (e) any
statute of limitations, if at any time any action or suit brought by Lender
against Guarantor is commenced there is outstanding indebtedness of Borrower to
Lender which is not barred by any applicable statute of limitations; or (f) any
defenses given to guarantors at law or in equity other than actual payment and
performance of the Indebtedness. If payment is made by Borrower, whether
voluntarily or otherwise, or by any third party, on the Indebtedness and
thereafter Lender is forced to remit the amount of that payment to Borrower's
trustee in bankruptcy or to any similar person under any federal or state
bankruptcy law or law for the relief of debtors, the Indebtedness shall be
considered unpaid for the purpose of enforcement of this Guaranty.

Guarantor further waives and agrees not to assert or claim at any time any
deductions to the amount guaranteed under this Guaranty for any claim of setoff,
counterclaim, counter demand, recoupment or similar right, whether such claim,
demand or right may be asserted by the Borrower, the Guarantor, or both.

GUARANTOR'S UNDERSTANDING WITH RESPECT TO WAIVERS. Guarantor warrants and agrees
that each of the waivers set forth above is made with Guarantor's full knowledge
of its significance and consequences and that, under the circumstances, the
waivers are reasonable and not contrary to public policy or law. If any such
waiver is determined to be contrary to any applicable law or public policy, such
waiver shall be effective only to the extent permitted by law or public policy.

LENDER'S RIGHT OF SETOFF. In addition to all liens upon and rights of setoff
against the moneys, securities or other property of Guarantor given to Lender by
law, Lender shall have, with respect to Guarantor's obligations to Lender under
this Guaranty and to the extent permitted by law, a contractual possessory
security interest in and a right of setoff against, and Guarantor hereby
assigns, conveys, delivers, pledges, and transfers to Lender all of Guarantor's
right, title and interest in and to, all deposits, moneys, securities and other
property of Guarantor now or hereafter in the possession of or on deposit with
Lender, whether held in a general or special account or deposit, whether held
jointly with someone else, or whether held for safekeeping or otherwise,
excluding however all IRA, Keogh, and trust accounts. Every such security
interest and right of setoff may be exercised without demand upon or notice to
Guarantor. No security interest or right of setoff shall be deemed to have been
waived by any act or conduct on the part of Lender or by any neglect to exercise
such right of setoff or to enforce such security interest or by any delay in so
doing. Every right of setoff and security interest shall continue in full force
and effect until such right of setoff or security interest is specifically
waived or released by an instrument in writing executed by Lender.

SUBORDINATION OF BORROWER'S DEBTS TO GUARANTOR. Guarantor agrees that the
Indebtedness of Borrower to Lender, whether now existing or hereafter created,
shall be prior to any claim that Guarantor may now have or hereafter acquire
against Borrower, whether or not Borrower becomes insolvent. Guarantor hereby
expressly subordinates any claim Guarantor may have against Borrower, upon any
account whatsoever, to any claim that Lender may now or hereafter have against
Borrower. In the event of insolvency and consequent liquidation of the assets of
Borrower, through bankruptcy, by an assignment for the benefit of creditors, by
voluntary liquidation, or otherwise, the assets of Borrower applicable to the
payment of the claims of both Lender and Guarantor shall be paid to Lender and
shall be first applied by Lender to the indebtedness of Borrower to Lender.
Guarantor does hereby assign to Lender all claims which it may have or acquire
against Borrower or against any assignee or trustee in bankruptcy of Borrower;
provided however, that such assignment shall be effective only for the purpose
of assuring to Lender full payment in legal lender of the Indebtedness. If
Lender so requests, any notes or credit agreements now or hereafter evidencing
any debts or obligations of Borrower to Guarantor shall be marked with a legend
that the same are subject to this Guaranty and shall be delivered to Lender.
Guarantor agrees, and Lender hereby is authorized, in the name of Guarantor,
from time to time to execute and file financing statements and continuation
statements and to execute such other documents and to take such other actions as
Lender deems necessary or appropriate to perfect, preserve and enforce its
rights under this Guaranty.

MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of
this Guaranty:

     Amendments. This Guaranty, together with any Related Documents, constitutes
     the entire understanding and agreement of the parties as to the matters set
     forth in this Guaranty. No alteration of or amendment to this Guaranty
     shall be effective unless given in writing and signed by the party or
     parties sought to be charged or bound by the alteration or amendment.

<PAGE>

02-03-1997                    COMMERCIAL GUARANTY                        Page 3
                                  (Continued)

================================================================================

    Applicable Law. This Guaranty has been delivered to Lender and accepted by
    Lender in the State of Washington. If there is a lawsuit, Guarantor agrees
    upon Lender's request to submit to the jurisdiction of the courts of King
    County, State of Washington. This Guaranty shall be governed by and
    construed in accordance with the laws of the State of Washington.

    Attorney's Fees; Expenses. Guarantor agrees to pay upon demand all of
    Lender's costs and expenses, including attorney's fees and Lender's legal
    expenses, incurred in connection with the enforcement of this Guaranty.
    Lender may pay someone else to help enforce this Guaranty, and Guarantor
    shall pay the costs and expenses of such enforcement. Costs and expenses
    include Lender's attorneys' fees and legal expenses whether or not there is
    a lawsuit, including attorneys' fees and legal expenses for bankruptcy
    proceedings (and including efforts to modify or vacate any automatic stay or
    injunction), appeals, and any anticipated post-judgment collection services.
    Guarantor also shall pay all court costs and such additional fees as may be
    directed by the court.

    Notices. All notices required to be given by either party to the other under
    this Guaranty shall be in writing, may be sent by telefacsimile, and shall
    be effective when actually delivered or when deposited with a nationally
    recognized overnight courier, or when deposited in the United States mail,
    first class postage prepaid, addressed to the party to whom the notice is to
    be given at the address shown above or to such other addresses as either
    party may designate to the other in writing. If there is more than one
    Guarantor, notice to any Guarantor will constitute notice to all Guarantors.
    For notice purposes, Guarantor agrees to keep Lender informed at all times
    of Guarantor's current address.

    Interpretation. In all cases where there is more than one Borrower or
    Guarantor, then all words used in this Guaranty in the singular shall be
    deemed to have been used in the plural where the context and construction so
    require; and where there is more than one Borrower named in this Guaranty or
    when this Guaranty is executed by more than one Guarantor, the words
    "Borrowers" and "Guarantor" respectively shall mean all and any one or more
    of them. The words "Guarantor," "Borrower," and "Lender" include the heirs,
    successors, assigns, and transferees of each of them. Caption headings in
    this Guaranty are for convenience purposes only and are not to be used to
    interpret or define the provisions of this Guaranty. If a court of competent
    jurisdiction finds any provision of this Guaranty to be invalid or
    unenforceable as to any person or circumstance, such finding shall not
    render that provision invalid or unenforceable as to any other persons or
    circumstances, and all provisions of this Guaranty in all other respects
    shall remain valid and enforceable. If any one or more of Borrower or
    Guarantor are corporations or partnerships, it is not necessary for Lender
    to inquire into the powers of Borrower or Guarantor or of the officers,
    directors, partners, or agents acting or purporting to act on their behalf,
    and any indebtedness made or created in reliance-upon the professed exercise
    of such powers shall be guaranteed under this Guaranty.

    Waiver. Lender shall not be deemed to have waived any rights under this
    Guaranty unless such waiver is given in writing and signed by Lender. No
    delay or omission on the part of Lender in exercising any right shall
    operate as a waiver of such right or any other right. A waiver by Lender of
    a provision of this Guaranty shall not prejudice or constitute a waiver of
    Lender's right otherwise to demand strict compliance with that provision or
    any other provision of this Guaranty. No prior waiver by Lender, nor any
    course of dealing between Lender and Guarantor, shall constitute a waiver of
    any of Lender's rights or of any of Guarantor's obligations as to any future
    transactions. Whenever the consent of Lender is required under this
    Guaranty, the granting of such consent by Lender in any instance shall not
    constitute continuing consent to subsequent instances where such consent is
    required and in all cases such consent may be granted or withheld in the
    sole discretion of Lender.

EACH UNDERSIGNED GUARANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS
GUARANTY AND AGREES TO ITS TERMS. IN ADDITION, EACH GUARANTOR UNDERSTANDS THAT
THIS GUARANTY IS EFFECTIVE UPON GUARANTOR'S EXECUTION AND DELIVERY OF THIS
GUARANTY TO LENDER AND THAT THE GUARANTY WILL CONTINUE UNTIL TERMINATED IN THE
MANNER SET FORTH IN THE SECTION TITLED "DURATION OF GUARANTY." NO FORMAL
ACCEPTANCE BY LENDER IS NECESSARY TO MAKE THIS GUARANTY EFFECTIVE. THIS
GUARANTY IS DATED FEBRUARY 3, 1997.

GUARANTOR:

X /s/ WAYNE R. MARCOUILLER
 --------------------------------
  WAYNE R. MARCOUILLER

================================================================================

<PAGE>


                        CORPORATE RESOLUTION TO BORROW
<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------------------
  Principal     Loan Date    Maturity    Loan No    Call    Collateral   Account   Officer    Initials
<S>            <C>          <C>          <C>        <C>     <C>          <C>       <C>       <C>
 $800,000.00   02-03-1997   02-03-1998   8015480003         14           801548    305
-------------------------------------------------------------------------------------------------------
</TABLE>
References in the shaded area are for Lender's use only and do not limit the
applicability of this document to any particular loan or item.
-------------------------------------------------------------------------------

Borrower:    WEB PRESS CORPORATION AND WEB LEADER
             INTERNATIONAL, INC.
             BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH
             KENT, WA 98032

Lender:      Washington First International Bank
             9709 Third Avenue Northeast
             Suite 110
             SEATTLE, WA 98115

================================================================================

I, the undersigned Secretary or Assistant Secretary of WEB PRESS CORPORATION AND
WEB LEADER INTERNATIONAL, INC. (the "Corporation"), HEREBY CERTIFY that the
Corporation is organized and existing under and by virtue of the laws of the
State of Washington as a corporation for profit, with its principal office at
BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH, KENT, WA 98032, and is duly
authorized to transact business in the State of Washington.

I FURTHER CERTIFY that at a meeting of the Directors of the Corporation, duly
called and held on February 3, 1997, at which a quorum was present and voting,
or by other duly authorized corporate action in lieu of a meeting, the following
resolutions were adopted:

BE IT RESOLVED, that any one (1) of the following named officers, employees, or
agents of this Corporation, whose actual signatures are shown below:

<TABLE>
<CAPTION>
     NAMES                POSITIONS                              ACTUAL SIGNATURES
     ----                 ---------                              -----------------
     <S>                  <C>                                    <C>
     GARY B. PALMER       General Manager: WEB PRESS CORPORATION       /s/ Gary B. Palmer
                                                                 ----------------------------
     GARY B. PALMER       Chairman: WEB LEADER INTERNATIONAL, INC.     /s/ Gary B. Palmer
                                                                  ---------------------------
</TABLE>

acting for and on behalf of the Corporation and as its act and deed be, and they
hereby are, authorized and empowered:

     Borrow Money. To borrow from time to time from Washington First
     International Bank ("Lender"), on such terms as may be agreed upon between
     the Corporation and Lender, such sum or sums of money as in their judgment
     should be borrowed, without limitation.

     Execute Notes. To execute and deliver to Lender the promissory note or
     notes, or other evidence of credit accomodations of the Corporation, on
     lender's forms, at such rates of interest and on such terms as may be
     agreed upon, evidencing the sums of money so borrowed or any indebtedness
     of the Corporation to Lender, and also to execute and deliver to Lender one
     or more renewals, extensions, modifications, refinancings, consolidations,
     or substitutions for one or more of the notes, any portion of the notes, or
     any other evidence of credit accomodations.

     Grant Security. To mortgage, pledge, transfer, endorse, hypothecate, or
     otherwise encumber and deliver to Lender, as security for the payment of
     any loans or credit accomodations so obtained, any promissory notes so
     executed (including any amendments to or modifications, renewals, and
     extensions of such promissory notes), or any other or further indebtedness
     of the Corporation to lender at any time owing, however the same may be
     evidenced, any property now or hereafter belonging to the Corporation or in
     which the Corporation now or hereafter may have an interest, including
     without limitation all real property and all personal property (tangible or
     intangible) of the Corporation. Such property may be mortgaged, pledged,
     transferred, endorsed, hypothecated, or encumbered at the time such loans
     are obtained or such indebtedness is incurred, or at any other time or
     times, and may be either in addition to or in lieu of any property
     theretofore mortgaged, pledged, transferred, endorsed, hypothecated, or
     encumbered.

     Execute Security Documents. To execute and deliver to Lender the forms of
     mortgage, deed of trust, pledge agreement, hypothecation agreement, and
     other security agreements and financing statements which may be submitted
     by Lender, and which shall evidence the terms and conditions under and
     pursuant to which such liens and encumbrances, or any of them, are given;
     and also to execute and deliver to Lender any other written instruments,
     any chattel paper, or any other collateral, of any kind or nature, which
     they may in their discretion deem reasonably necessary or proper in
     connection with or pertaining to the giving of the liens and encumbrances.

     Negotiate items. To draw, endorse, and discount with Lender all drafts,
     trade acceptances, promissory notes, or other evidences of indebtedness
     payable to or belonging to the Corporation in which the Corporation may
     have an interest, and either to receive cash for the same or to cause such
     proceeds to be credited to the account of the Corporation with Lender, or
     to cause such other disposition of the proceeds derived therefrom as they
     may deem advisable.

     Further Acts. In the case of lines of credit, to designate additional or
     alternate individuals as being authorized to request advances thereunder,
     and in all cases, to do and perform such other acts and things, to pay any
     and all fees and costs, and to execute and deliver such other documents and
     agreements as they may in their discretion deem reasonably necessary or
     proper in order to carry into effect the provisions of these Resolutions.
     The following person or persons currently are authorized to request
     advances and authorize payments under the line of credit until Lender
     receives written notice of revocation or their authority: GARY B. PALMER,
     General manager of Web Press Corporation and Chairman of Web Leader
     International, Inc.

BE IT FURTHER RESOLVED, that any and all acts authorized pursuant to these
Resolutions and performed prior to the passage of these Resolutions are hereby
ratified and approved, that these Resolutions shall remain in full force and
effect and Lender may rely on these Resolutions until written notice of their
revocation shall have been delivered to and received by Lender. Any such notice
shall not affect any of the Corporation's agreements or commitments in effect at
the time notice is given.

BE IT FURTHER RESOLVED, that the Corporation will notify Lender in writing at
Lender's address shown above (or such other addresses as Lender may designate
from time to time) prior to any (a) change in the name of the Corporation, (b)
change in the assumed business name(s) of the Corporation, (c) change in the
management of the Corporation, (d) change in authorized signer(s), (e)
conversion of the Corporation to a new or different type of business entity, or
(f) change in any other aspect of the Corporation that directly or indirectly
relates to any agreements between the Corporation and Lender. No change in the
name of the Corporation will take effect until after Lender has been notified.

I FURTHER CERTIFY  that the officers, employees, and agents named above are duly
elected, appointed, or employed by or for the Corporation, as the case may be,
and occupy the positions set opposite their respective names; that the foregoing
Resolutions now stand of record on the books of the Corporation; and that the
Resolutions are in full force and effect and have not been modified or revoked
in any manner whatsoever. The Corporation has no corporate seal, and therefore,
no seal is affixed to this certificate.
<PAGE>

02-03-1997              CORPORATE RESOLUTION TO BORROW                    Page 2
                                  (Continued)
================================================================================
  IN TESTIMONY WHEREOF, I have hereunto set my hand on February 3, 1997 and
  attest that the signatures set opposite the names listed above are their
  genuine signatures.

                                        CERTIFIED TO AND ATTESTED BY:

                                        X /s/ Craig L. Mathison
                                         ------------------------------------

                                        X
                                         ------------------------------------

  NOTE:  In case the Secretary or other certifying officer is designated by the
  foregoing resolutions as one of the signing officers, it is advisable to have
  this certificate signed by a second Officer or Director of the Corporation.
================================================================================
<PAGE>

                    DISBURSEMENT REQUEST AND AUTHORIZATION

<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------------------
 Principal    Loan Date    Maturity     Loan No.    Call    Collateral   Account    Officer    Initials
<S>           <C>          <C>         <C>         <C>     <C>          <C>        <C>        <C>
$800,000.00   02-03-1997   02-03-1998  8015480003               14        801548      305
-------------------------------------------------------------------------------------------------------
  References in the shaded area are for Lender's use only and do not limit the applicability of this
                              document to any particular loan or item.
-------------------------------------------------------------------------------------------------------
</TABLE>

Borrower:  WEB PRESS CORPORATION AND WEB LEADER
           INTERNATIONAL, INC.
           BOTH LOCATED AT 22023-68TH AVENUE SOUTH
           KENT, WA 98032

Lender:    Washington First International Bank
           9709 Third Avenue Northeast
           Suite 110
           SEATTLE, WA 98115
================================================================================

LOAN TYPE. This is a Variable Rate (2.000% over WASHINGTON FIRST INTERNATIONAL
BANK PRIME RATE, making an initial rate of 10.250%), Revolving Line of Credit
Loan to a Corporation for $800,000.00 due on February 3, 1998.

PRIMARY PURPOSE OF LOAN. The primary purpose of this loan is for:

      [_] Personal, Family, or Household Purposes or Personal Investment.
      [X] Business (including Real Estate Investment).

SPECIFIC PURPOSE. The specific purpose of this loan is: WORKING CAPITAL SUPPORT.

DISBURSEMENT INSTRUCTIONS. Borrower understands that no loan proceeds will be
disbursed until all of Lender's conditions for making the loan have been
satisfied. Please disburse the loan proceeds of $800,000.00 as follows:

          Amount paid to Borrower directly:                        $0.00

          Amount paid to others on Borrower's behalf:        $800,000.00
          $800,000.00 CREDIT LIMIT
                                                         ---------------

          Note Principal:                                    $800,000.00

CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the
following charges:

          Prepaid Finance Charges Paid in Cash:                $3,850.00
                $3,850.00 Loan Fees
                                                         ---------------

          Total Charges Paid in Cash:                          $3,850.00

AUTOMATIC PAYMENTS. Borrower hereby authorizes Lender automatically to deduct
from Borrower's account numbered 120004023 the amount of any loan payment. If
the funds in the account are insufficient to cover any payment, Lender shall not
be obligated to advance funds to cover the payment. At any time and for any
reason, Borrower or Lender may voluntarily terminate Automatic Payments.

FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND
WARRANTS TO LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND
THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION
AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO LENDER. THIS
AUTHORIZATION IS DATED FEBRUARY 3, 1997.

BORROWER:

WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.

By: /s/ Gary B. Palmer
   ------------------------------------------------
   GARY B. PALMER, General Manager: WEB PRESS CORPORATION

By: /s/ Gary B. Palmer
   ------------------------------------------------
   GARY B. PALMER, Chairman: WEB LEADER INTERNATIONAL, INC.

================================================================================
<PAGE>

                        AGREEMENT TO PROVIDE INSURANCE

<TABLE>
<CAPTION>
----------------------------------------------------------------------------------------------------------------------------------
  <S>             <C>            <C>            <C>            <C>      <C>            <C>         <C>         <C>
   Principal      Loan Date       Maturity       Loan No.      Call     Collateral     Account     Officer     Initials
  $800,000.00     02-03-1997     02-03-1998     8015480003                  14         801548        305
----------------------------------------------------------------------------------------------------------------------------------
References in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan
                                                             or item.
----------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
<S>                                                      <C>
Borrower:  WEB PRESS CORPORATION AND WEB LEADER          Lender:  Washington First International Bank
           INTERNATIONAL, INC.                                    9709 Third Avenue Northeast
           BOTH LOCATED AT 22023 - 68TH AVENUE SOUTH              Suite 110
           KENT, WA 98032                                         SEATTLE, WA 98115
==================================================================================================================================
</TABLE>

INSURANCE REQUIREMENTS. WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.
("Grantor") understands that insurance coverage is required in connection with
the extending of a loan or the providing of other financial accommodations to
Grantor by Lender. These requirements are set forth in the security documents.
The following minimum insurance coverages must be provided on the following
described collateral (the "Collateral"):

Collateral: All inventory, Equipment and Fixtures, including WHEREVER LOCATED.
            Type. All risks, including fire, theft and liability.
            Amount. Full insurable value.
            Basis. Replacement value.
            Endorsements. Lender's loss payable clause with stipulation that
            coverage will not be cancelled or diminished without a minimum of
            ten (10) days' prior written notice to Lender.
            Deductibles. $1,000.00.

INSURANCE COMPANY. Grantor may obtain insurance from any insurance company
Grantor may choose that is reasonably acceptable to Lender. Grantor understands
that credit may not be denied solely because insurance was not purchased through
Lender.

FAILURE TO PROVIDE INSURANCE. Grantor agrees to deliver to Lender, three (3)
days from the date of this Agreement, evidence of the required insurance as
provided above, with an effective date of February 3, 1997, or earlier. Grantor
acknowledges and agrees that if Grantor fails to provide any required insurance
or fails to continue such insurance in force, Lender may do so at Grantor's
expense as provided in the applicable security document. The cost of any such
insurance, at the option of Lender, shall be payable on demand or shall be added
to the indebtedness as provided in the security document. GRANTOR ACKNOWLEDGES
THAT IF LENDER SO PURCHASES ANY SUCH INSURANCE, THE INSURANCE WILL PROVIDE
LIMITED PROTECTION AGAINST PHYSICAL DAMAGE TO THE COLLATERAL, UP TO THE BALANCE
OF THE LOAN; HOWEVER, GRANTOR'S EQUITY IN THE COLLATERAL MAY NOT BE INSURED. IN
ADDITION, THE INSURANCE MAY NOT PROVIDE ANY PUBLIC LIABILITY OR PROPERTY DAMAGE
INDEMNIFICATION AND MAY NOT MEET THE REQUIREMENTS OF ANY FINANCIAL
RESPONSIBILITY LAWS.

AUTHORIZATION. For purposes of insurance coverage on the Collateral, Grantor
authorizes Lender to provide to any person (including any insurance agent or
company) all information Lender deems appropriate, whether regarding the
Collateral, the loan or other financial accommodations, or both.

GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS AGREEMENT TO PROVIDE
INSURANCE AND AGREES TO ITS TERMS. THIS AGREEMENT IS DATED FEBRUARY 3, 1997.

GRANTOR:

WEB PRESS CORPORATION AND WEB LEADER INTERNATIONAL, INC.

By: /s/ Gary B. Palmer
   -----------------------------------------------
   GARY B. PALMER, General Manager: WEB PRESS CORPORATION

By: /s/ Gary B. Palmer
   -----------------------------------------------
   GARY B. PALMER, Chairman: WEB LEADER INTERNATIONAL, INC.

--------------------------------------------------------------------------------
                              FOR LENDER USE ONLY
                            INSURANCE VERIFICATION

DATE:                                                           PHONE:
     --------------------                                             ----------
AGENT'S NAME:
             -------------------------------------------------
INSURANCE COMPANY:
                  --------------------------------------------------------------
POLICY NUMBER:
              ------------------------------------------------------------------
EFFECTIVE DATES:
                ----------------------------------------------------------------
COMMENTS:
         -----------------------------------------------------------------------
--------------------------------------------------------------------------------

================================================================================
<PAGE>

                        CORPORATE RESOLUTION TO BORROW
<TABLE>
<CAPTION>

 Principal     Loan Date    Maturity      Loan No      Call     Collateral      Account      Officer     Initials
--------------------------------------------------------------------------------
<S>           <C>          <C>           <C>           <C>      <C>             <C>          <C>         <C>
$800,000.00   02-03-1997   02-03-1998    8015480003                 14           801548        305
--------------------------------------------------------------------------------
</TABLE>

References in the shaded area are for Lender's use only and do not limit the
applicability of this document to any particular loan or item.
--------------------------------------------------------------------------------
<TABLE>


<S>        <C>                                         <C>      <C>
Borrower:  WEB PRESS CORPORATION AND WEB LEADER        LENDER:  Washington First International Bank
           INTERNATIONAL, INC.                                  9709 Third Avenue Northeast
           BOTH LOCATED AT 22023-68TH AVENUE SOUTH              Suite 110
           KENT, WA 98032                                       SEATTLE, WA 98115
</TABLE>

================================================================================

I, the undersigned Secretary or Assistant Secretary of WEB PRESS CORPORATION AND
WEB LEADER INTERNATIONAL, INC. (the "Corporation"), HEREBY CERTIFY that the
Corporation is organized and existing under and by virtue of the laws of the
State of Washington as a corporation for profit, with its principal office at
BOTH LOCATED AT 22023-68TH AVENUE SOUTH, KENT, WA  98032, and is duly authorized
to transact business in the State of Washington.

I FURTHER CERTIFY that at a meeting of the Directors of the Corporation, duly
called and held on February 3, 1997, at which a quorum was present and voting,
or by other duly authorized corporate action in lieu of a meeting, the following
resolutions were adopted:

BE IT RESOLVED, that any one (1) of the following named officers, employees, or
agents of this Corporation, whose actual signatures are shown below:
<TABLE>
<CAPTION>

  NAMES                  POSITIONS                                       ACTUAL SIGNATURES
  -----                  ---------                                       -----------------

<S>                      <C>                                             <C>
  GARY B. PALMER         General Manager: WEB PRESS CORPORATION          [SIGNATURE APPEARS HERE]
                                                                         ------------------------

  GARY B. PALMER         Chairman: WEB LEADER INTERNATIONAL, INC.        [SIGNATURE APPEARS HERE]
                                                                         ------------------------
</TABLE>

acting for and on behalf of the Corporation and as its act and deed be, and
they hereby are, authorized and empowered:

     Borrow Money. To borrow from time to time from Washington First
     International Bank ("Lender"), on such terms as may be agreed upon between
     the Corporation and Lender, such sum or sums of money as in their judgment
     should be borrowed, without limitation.

     Execute Notes. To execute and deliver to Lender the promissory note or
     notes, or other evidence of credit accomodations of the Corporation, on
     Lender's forms, at such rates of interest and on such terms as may be
     agreed upon, evidencing the sums of money so borrowed or any indebtedness
     of the Corporation to Lender, and also to execute and deliver to Lender one
     or more renewals, extensions, modifications, refinancings, consolidations,
     or substitutions for one or more of the notes, any portion of the notes, or
     any other evidence of credit accomodations.

     Grant Security. To mortgage, pledge, transfer, endorse, hypothecate, or
     otherwise encumber and deliver to Lender, as security for the payment of
     any loans or credit accomodations so obtained, any promissory notes so
     executed (including any amendments to or modifications, renewals, and
     extensions of such promissory notes), or any other or further indebtedness
     of the Corporation to Lender at any time owing, however the same may be
     evidenced, any property now or hereafter belonging to the Corporation or in
     which the Corporation now or hereafter may have an interest, including
     without limitation all real property and all personal property (tangible or
     intangible) of the Corporation. Such property may be mortgaged, pledged,
     transferred, endorsed, hypothecated, or encumbered at the time of such
     loans are obtained or such indebtedness is incurred, or at any other time
     or times, and may be either in addition to or in lieu of any property
     therefore mortgaged, pledged, transferred, endorsed, hypothecated, or
     encumbered.

     Execute Security Documents. To execute and deliver to Lender the forms of
     mortgage, deed of trust, pledge agreement, hypothecation agreement, and
     other security agreements and financing statements which may be submitted
     by Lender, and which shall evidence the terms and conditions under and
     pursuant to which such liens and encumbrances, or any of them are given;
     and also to execute and deliver to Lender any other written instruments,
     any chattel paper, or any other collateral, of any kind or nature, which
     they may in their discretion deem reasonably necessary or
     Proper in connection with or pertaining to the giving of the liens and
     encumbrances.

     Negotiate Items. To draw, endorse, and discount with Lender all drafts,
     trade acceptances, promissory notes, or other evidences of indebtedness
     payable to or belonging to the Corporation in which the Corporation may
     have an interest, and either to receive cash for the same or to cause such
     proceeds to be credited to the account of the Corporation with Lender, or
     to cause such other disposition of the proceeds derived therefrom as they
     may deem advisable.

     Further Acts. In the case of lines of credit, to designate additional or
     alternate individuals as being authorized to request advances thereunder,
     and in all cases, to do and perform such other acts and things, to pay any
     and all fees and costs, and to execute and deliver such other documents and
     agreements as they may in their discretion deem reasonably necessary or
     proper in order to carry into effect the provisions of these Resolutions.
     The following person or persons currently are authorized to request
     advances and authorize payments under the line of credit until Lender
     receives written notice of revocation of their authority: GARY B. PALMER,
     General Manager of Web Press Corporation and Chairman of Web Leader
     International, Inc.

BE IT FURTHER RESOLVED, that any and all acts authorized pursuant to these
Resolutions and performed prior to the passage of these Resolutions are hereby
ratified and approved, that these Resolutions shall remain in full force and
effect and Lendor may rely on these Resolutions until written notice of their
revocation shall have been delivered to and received by Lender. Any such notice
shall not affect any of the Corporation's agreements or commitments in effect at
the time notice is given.

BE IT FURTHER RESOLVED, that the Corporation will notify Lender in writing at
Lender's address shown above (or such other addresses as Lender may designate
from time to time) prior to any (a) change in the name of the Corporation, (b)
change in the assumed business name(s) of the Corporation, (c) change in the
management of the Corporation, (d) change in the authorized signer(s), (e)
conversion of the Corporation to a new or different type of business entity, or
(f) change in any other aspect of the Corporation that directly or indirectly
relates to any agreements between the Corporation and Lender. No change in the
name of the Corporation will take effect until after Lender has been notified.

I FURTHER CERTIFY that the officers, employees, and agents named above are duly
elected, appointed, or employed by or for the Corporation, as the case may be,
and occupy the positions set opposite their respective names; that the foregoing
Resolutions now stand of record on the books of the Corporation; and that the
Resolutions are in full force and effect and have not been modified or revoked
in any manner whatsoever. The Corporation has no corporate seal, and therefore,
no seal is affixed to this certificate.




<PAGE>

02-03-1997              CORPORATE RESOLUTION TO BORROW                   Page 2
                                  (Continued)
================================================================================
  IN TESTIMONY WHEREOF, I have hereunto set my hand on February 3, 1997 and
  attest that the signatures set opposite the names listed above are their
  genuine signatures.


                                             CERTIFIED TO AND ATTEST BY:


                                             x /s/ Craig L. Mathison
                                               -----------------------------


                                             x
                                               -----------------------------


  NOTE: In case the Secretary or other certifying officer is designated by the
  foregoing resolutions as one of the signing officers, it is advisable to have
  this certificate signed by a second Officer or Director of the Corporation.

================================================================================