Exhibit 31.2
 CERTIFICATIONS
  1.
    
    I have reviewed this quarterly report on Form 10-Q of Wilson Bank Holding Company;
 2.
    
    Based on my knowledge, this report does not contain any untrue statement of a material fact or
omit
to state a material fact necessary to make the statements made, in light of the circumstances
under
which such statements were made, not misleading with respect to the period covered by this
report;
 3.
    
    Based on my knowledge, the financial statements, and other financial information included in
this
report, fairly present in all material respects the financial condition, results of operations
and cash
flows of the registrant as of, and for, the periods presented in this report;
 4.
    
    The registrants other certifying officer(s) and I are responsible for establishing and
maintaining
disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e))
and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and
15d-15(f)) for the registrant and have:
 (a)
    
    Designed such disclosure controls and procedures, or caused such disclosure controls
and
procedures to be designed under our supervision, to ensure that material information
relating to
the registrant, including its consolidated subsidiaries, is made known to us by
others within those
entities, particularly during the period in which this report is being prepared;
 (b)
    
    Designed such internal control over financial reporting, or caused such internal
control over
financial reporting to be designed under our supervision, to provide reasonable assurance
regarding the reliability of financial reporting and the preparation of financial
statements for
external purposes in accordance with generally accepted accounting principles;
 (c)
    
    Evaluated the effectiveness of the registrants disclosure controls and procedures
and presented in this report our conclusions about the effectiveness of the disclosure
controls and procedures,
as of the end of the period covered by this report based on such evaluation; and
 (d)
    
    Disclosed in this report any change in the registrants internal control over
financial reporting
that occurred during the registrants most recent fiscal quarter (the registrants
fourth fiscal
quarter in the case of an annual report) that has materially affected, or is reasonably
likely to
materially affect, the registrants internal control over financial reporting; and
 5.
    
    The registrants other certifying officer(s) and I have disclosed, based on our most recent
evaluation
of internal control over financial reporting, to the registrants auditors and the audit
committee of the
registrants board of directors (or persons performing the equivalent functions):
 (a)
    
    All significant deficiencies and material weaknesses in the design or operation of
internal control
over financial reporting which are reasonably likely to adversely affect the
registrants ability to
record, process, summarize and report financial information; and
 (b)
    
    Any fraud, whether or not material, that involves management or other employees who
have a
significant role in the registrants internal control over financial reporting.
  /s/       Lisa PominskiLisa Pominski, Senior Vice President andChief Financial Officer