0

20

40

60

80

100

Retirement Medical care Paid sick leave

1 to 99 workers 100 workers or more

0

20

40

60

80

100

Retirement Medical care Paid sick leave

Full‐time Part‐time

For release 10:00 a.m. (EDT) Friday, July 25, 2014 USDL-14-1348

Technical information: (202) 691-6199 • ncsinfo@bls.gov • www.bls.gov/ebs 

Media contact: (202) 691-5902 • pressoffice@bls.gov 

Paid sick leave benefits were also more commonly offered to full-time workers and those in medium and 

large establishments in private industry. Plans were offered to 74 percent of full-time workers and 24 

percent of part-time workers. Similarly, 52 percent of workers in small establishments and 72 percent in 

medium and large establishments had access to a paid sick leave benefit. (See charts 1 and 2 and table 

6.) 

These data are from the National Compensation Survey (NCS), which provides comprehensive 

measures of compensation cost levels and trends as well as incidence and provisions of employee 

benefit plans. 

All workers = 100 percent 

Chart 2. Establishments by employment size: Access to 

selected benefits, private industry, March 2014 

All workers = 100 percent 

Chart 1. Full and part-time workers: Access to selected 

benefits, private industry, March 2014 

(NOTE: Some estimates that include access to paid sick leave benefits were corrected in the BLS database on 

November 6, 2017. For additional information about this correction, see www.bls.gov/bls/errata/ebs-errata-07212017.htm.)

EMPLOYEE BENEFITS IN THE UNITED STATES – MARCH 2014 

Employer-provided medical care was available to 86 percent of full-time private industry workers in the 

United States in March 2014, the U.S. Bureau of Labor Statistics reported today. By contrast, only 23 

percent of part-time workers had medical care benefits available. Access, or availability, also varied by 

establishment size: 57 percent for workers in small establishments (those with fewer than 100 

employees), compared with 84 percent in medium and large establishments (those with 100 employees 

or more). (See charts 1 and 2 and table 2.) 

Retirement benefits followed a similar pattern as medical care benefits. In private industry, 74 percent 

of full-time workers had access to a retirement plan, significantly higher than 37 percent of part-time

workers. Retirement benefits were available to 50 percent of workers in small establishments and 82 

percent of workers in medium and large establishments. A worker with access to a medical or retirement 

plan is defined as having an employer-provided plan available for use, regardless of the decision to 

enroll or participate in the plan. (See charts 1 and 2 and table 1.) 
- 2 - 

Additional findings include: 

 In private industry, 65 percent of employees had access to retirement benefits and 48 percent of 

employees participated in retirement plans. In state and local government, 89 percent of 

employees had access and 81 percent participated in retirement plans. (See table 1.)

 

 Almost all full-time workers in state and local government (99 percent) had access to retirement 

and medical care benefits. For state and local government part-time workers, 38 percent had 

access to retirement benefits and 24 percent had access to medical care benefits. (See tables 1 

and 2.) 

 For private industry employees in the lowest 10 percent of average earnings, employers paid 70 

percent of the single coverage medical plan premium. For employees in the highest 10 percent of 

average earnings, the employer share of the premium was 81 percent. For family coverage, the 

employer share of the premium was 57 percent for employees in the lowest 10 percent of 

earnings, significantly less than the 72 percent for employees in the highest 10 percent of 

earnings. (See tables 3 and 4.) 

 Access and participation in life insurance benefits varied significantly for full-time and part-time 

workers. In private industry, 72 percent of full-time workers had access to life insurance benefits. 

In contrast, only 13 percent of part-time workers in private industry had access. For state and 

local government workers, 90 percent of full-time workers and 22 percent of part-time workers 

had access. Most workers who had access participated in life insurance benefits. (See table 5.) 

 Paid holidays were provided to 90 percent of full-time and 37 percent of part-time workers in 

private industry. In state and local government 74 percent of full-time workers and 30 percent of 

part-time workers had access. (See table 6.) 

More information can be obtained by calling (202) 691-6199, sending e-mail to ncsinfo@bls.gov, or by 

visiting www.bls.gov/ebs. 

NOTE

More information will be published in September 2014 on the incidence and provisions of health care 

benefits, retirement benefits, life insurance, short-term and long-term disability benefits, paid holidays 

and vacations, and other selected benefits. For the latest benefit publications see www.bls.gov/ebs. 
- 3 - 

TECHNICAL NOTE 

Data in this release are from the National Compensation Survey (NCS), conducted by the U.S. 

Department of Labor, Bureau of Labor Statistics (BLS). This release contains March 2014 data on 

civilian, private industry, and state and local government workers in the United States. Excluded are 

federal government workers, the military, agricultural workers, private household workers, and the selfemployed. This news release provides data on the incidence of (access to and participation in) selected 

benefits and the share of premiums paid by employers and employees for medical care. 

Calculation details 

Average hourly earnings from sampled occupations within an establishment were used to produce 

estimates for worker groups within six earnings categories: the lowest 10 percent, the lowest 25 percent, 

the second 25 percent, the third 25 percent, the highest 25 percent, and the highest 10 percent. The 

categories are based on unpublished March 2014 wages and salaries from the Employer Costs for 

Employee Compensation. 

The percentiles were computed using earnings and scheduled hours of work reported for individual 

workers in sampled establishment jobs. Establishments in the survey are asked to report only individual 

worker earnings for each sampled job. For the calculation of the hourly percentile values, the individual 

worker hourly earnings are weighted and arrayed from lowest to highest. The values corresponding to 

the percentiles are: 

Characteristics 

Hourly wage percentiles 

10 25 50 

(median) 

75 90 

Civilian workers $8.99 $11.75 $17.64 $28.13 $42.90 

 Private industry workers $8.65 $11.15 $16.82 $26.67 $41.46 

 State and local government workers $12.16 $16.03 $23.34 $34.91 $48.49 

The lowest 10-percent and 25-percent wage categories include those occupations with an average hourly 

wage less than the 10th percentile value and 25th percentile value, respectively. The second 25-percent 

category includes those occupations that earn at or above the 25th percentile value but less than the 50th 

percentile value. The third 25-percent category includes those occupations that earn at or above the 50th 

percentile value but less than the 75th percentile value. Finally, the highest 25- and 10-percent wage 

categories include those occupations with an average wage value greater than or equal to the 75th and 

90th percentile value, respectively. 

(Note: Individual workers can fall into an earnings category different from the average for the 

occupation into which they are classified because average hourly earnings for the occupation are used to 

produce the benefit estimates.) 

The tables on employer and employee medical premiums (tables 3 and 4) include participants in all 

medical plans, with calculations for both single and family coverage. The calculations are not based on 

actual decisions regarding medical coverage made by employees within the occupations. Rather, the 

premium calculations are based on the assumption that all employees in the occupation can opt for either 

single or family coverage. 

Medical care 

Medical care plans provide services or payments for services rendered in the hospital or by a qualified 

medical care provider. 
- 4 - 

Retirement plans 

Differences in retirement plan participation are influenced by type of plan offered. In defined benefit 

plans participation is often mandatory, after meeting eligibility requirements, while participation in 

defined contribution plans is often voluntary. 

Take-up rates 

Take-up rates are the percentage of workers with access to a plan who participate in the plan. They are 

computed by using the number of workers participating in a plan divided by the number of workers with 

access to the plan, multiplied by 100, and rounded to the nearest one percent. Since the computation of 

take-up rates is based on the number of workers collected rather than rounded percentage estimates, the 

take-up rates in the tables may not equal the ratio of participation to access estimates. 

Comparing private and public sector data 

Incidence of employee benefits in state and local government should not be directly compared to private 

industry. Differences between these sectors stem from factors such as variation in work activities and 

occupational structures. Manufacturing and sales, for example, make up a large part of private industry 

work activities but are rare in state and local government. Professional and administrative support 

occupations (including teachers) account for two-thirds of the state and local government workforce, 

compared with one-half of private industry. 

Leave benefits for teachers 

Primary, secondary, and special education teachers typically have a work schedule of 37 or 38 weeks per 

year. Because of this work schedule, they are generally not offered vacation or holidays. In many cases, 

the time off during winter and spring breaks during the school year are not considered vacation days for 

the purposes of this survey. 

Sample size 

Data for the March 2014 reference period were collected from a probability sample of about 9,600 

establishments in private industry and approximately 1,500 establishments in state and local 

government. 

Survey scope 

The March 2014 NCS benefits survey represented approximately 128 million civilian workers; of this 

number, about 109 million were private industry workers and nearly 19 million were state and local 

government workers. 

 

Introduction of 2010 Standard Occupational Classification (SOC) 

Beginning with this release, Employee Benefits in the United States are based on 2010 

SOC. No substantive changes occurred in occupational coverage for about 90 percent of the detailed 

occupations in the 2010 SOC. However the detailed occupation Registered Nurses, for which data are 

shown separately in this release, did undergo classification changes. For information about this and other 

changes see www.bls.gov/soc. 

Obtaining information 

For research articles on employee benefits, see the Monthly Labor Review at 

www.bls.gov/opub/mlr/home.htm and Beyond the Numbers: Pay and Benefits at www.bls.gov/opub/btn. 

For further technical information, see Chapter 8, "National Compensation Measures," of the BLS 

Handbook of Methods at www.bls.gov/opub/hom/pdf/homch8.pdf. 
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March

2014

(All workers = 100 percent)

Characteristics

Civilian3 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 68 53 78 65 48 75 89 81 91

Worker characteristics

Management, professional, and related ................ 83 71 86 80 67 84 92 83 90

Management, business, and financial ............... 85 75 88 84 74 87 – – –

Professional and related .................................... 82 70 85 77 63 82 92 83 90

Teachers ........................................................ 86 76 89 – – – 91 82 90

Primary, secondary, and special education

school teachers ........................................ 95 86 90 – – – 99 90 91

Registered nurses ......................................... 79 65 83 – – – – – –

Service ................................................................... 44 29 65 38 21 56 84 76 91

Protective service .............................................. 79 61 77 62 28 45 91 85 93

Sales and office ..................................................... 71 52 74 69 49 71 89 82 92

Sales and related ............................................... 67 39 59 67 39 59 – – –

Office and administrative support ...................... 73 59 81 70 56 79 90 83 92

Natural resources, construction, and maintenance 70 56 81 67 53 79 95 86 90

Construction, extraction, farming, fishing, and

forestry ............................................................. 64 51 80 60 47 78 – – –

Installation, maintenance, and repair ................. 75 60 81 73 58 80 – – –

Production, transportation, and material moving ... 71 54 76 70 53 75 85 74 87

Production ......................................................... 75 59 79 75 59 78 – – –

Transportation and material moving .................. 67 49 73 65 47 72 – – –

Full time ................................................................. 78 64 81 74 58 79 99 90 91

Part time ................................................................ 37 21 56 37 19 52 38 33 86

Union ..................................................................... 94 86 91 92 83 91 97 89 92

Nonunion ............................................................... 64 48 74 62 45 72 83 74 89

Average wage within the following categories4:

Lowest 25 percent ............................................. 41 22 53 38 18 48 73 66 90

Lowest 10 percent ......................................... 29 12 41 27 11 39 59 52 89

Second 25 percent ............................................ 70 52 75 67 47 71 93 84 91

Third 25 percent ................................................ 81 67 83 76 62 81 95 86 91

Highest 25 perecent .......................................... 88 79 89 85 75 88 98 89 91

Highest 10 percent ........................................ 90 81 90 88 79 89 98 90 92

See footnotes at end of table.

5
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March

2014—continued

(All workers = 100 percent)

Characteristics

Civilian3 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 76 62 82 76 62 82 – – –

Service-providing industries .................................. 67 52 77 63 46 73 89 81 91

Education and health services ........................... 77 63 82 69 53 77 90 81 90

Educational services ...................................... 87 77 89 72 61 85 91 81 90

Elementary and secondary schools ........... 91 81 89 – – – 92 83 90

Junior colleges, colleges, and universities 87 76 88 89 78 88 86 76 88

Health care and social assistance ................. 70 54 77 69 52 76 89 79 89

Hospitals .................................................... 90 78 86 – – – 95 83 87

Public administration ......................................... 91 84 92 – – – 91 84 92

1 to 99 workers ...................................................... 51 36 71 50 35 70 77 69 89

1 to 49 workers .................................................. 46 33 72 45 32 71 68 60 87

50 to 99 workers ................................................ 65 45 70 63 43 68 90 81 90

100 workers or more .............................................. 85 69 81 82 64 78 91 83 91

100 to 499 workers ............................................ 79 58 74 78 55 71 88 80 92

500 workers or more .......................................... 90 79 88 89 77 86 92 84 91

Geographic areas

Northeast ............................................................... 68 55 82 64 51 80 90 81 91

New England ..................................................... 66 53 80 63 49 77 86 80 93

Middle Atlantic ................................................... 68 56 82 64 52 81 91 82 90

South ..................................................................... 69 51 75 65 46 71 91 80 89

South Atlantic .................................................... 69 52 75 65 47 72 91 80 88

East South Central ............................................ 70 52 74 64 45 70 92 80 87

West South Central ........................................... 68 50 74 64 44 69 89 81 91

Midwest ................................................................. 72 57 78 70 53 76 87 80 92

East North Central ............................................. 71 56 78 69 52 75 84 78 92

West North Central ............................................ 74 59 79 71 54 76 91 83 91

West ...................................................................... 64 51 79 60 45 75 90 83 93

Mountain ............................................................ 63 46 74 59 42 71 88 76 86

Pacific ................................................................ 65 53 81 60 46 77 91 86 95

1 Includes defined benefit pension plans and defined contribution retirement

plans. Workers are considered as having access or as participating if they have

access to or are participating in at least one of these plan types. 2 The take-up rate is an estimate of the percentage of workers with access to a

plan who participate in the plan, rounded for presentation. See Technical Note for

more details. 3 Includes workers in the private nonfarm economy except those in private

households, and workers in the public sector, except the federal government. See

Technical Note for further explanation.

4 Surveyed occupations are classified into wage categories based on the

average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile

estimates generated using ECEC data for March 2014.

Note: Dash indicates no workers in this category or data did not meet publication

criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20122013.htm.

6
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2014

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 72 53 74 69 50 72 87 73 83

Worker characteristics

Management, professional, and related ................ 88 68 78 87 66 76 89 74 83

Management, business, and financial ............... 94 73 77 95 72 76 – – –

Professional and related .................................... 85 66 78 83 63 76 89 73 82

Teachers ........................................................ 85 69 81 – – – 88 73 82

Primary, secondary, and special education

school teachers ........................................ 97 79 81 – – – 98 80 82

Registered nurses ......................................... 82 62 75 – – – – – –

Service ................................................................... 46 30 65 40 23 59 81 69 85

Protective service .............................................. 69 57 82 43 28 65 89 78 88

Sales and office ..................................................... 72 52 72 71 50 71 87 73 84

Sales and related ............................................... 61 41 67 61 41 67 – – –

Office and administrative support ...................... 78 58 74 77 56 73 88 74 84

Natural resources, construction, and maintenance 78 61 78 76 59 77 95 82 86

Construction, extraction, farming, fishing, and

forestry ............................................................. 72 58 81 69 54 80 – – –

Installation, maintenance, and repair ................. 84 65 77 83 63 76 – – –

Production, transportation, and material moving ... 77 57 75 76 57 75 81 66 82

Production ......................................................... 85 64 76 84 64 76 – – –

Transportation and material moving .................. 69 51 74 69 50 73 – – –

Full time ................................................................. 88 66 76 86 63 74 99 83 84

Part time ................................................................ 23 13 56 23 12 54 24 17 74

Union ..................................................................... 94 79 83 94 78 83 95 80 84

Nonunion ............................................................... 68 49 72 67 47 71 81 67 83

Average wage within the following categories3:

Lowest 25 percent ............................................. 38 22 59 34 20 57 68 55 80

Lowest 10 percent ......................................... 22 12 54 20 10 51 53 42 78

Second 25 percent ............................................ 77 56 73 74 52 70 92 78 86

Third 25 percent ................................................ 88 69 79 86 66 77 94 78 84

Highest 25 perecent .......................................... 94 74 79 93 71 77 97 81 83

Highest 10 percent ........................................ 95 75 80 94 74 78 97 82 84

See footnotes at end of table.

7
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2014—continued

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 86 67 78 86 67 78 – – –

Service-providing industries .................................. 70 51 73 66 47 71 87 73 83

Education and health services ........................... 80 60 75 75 53 71 88 71 81

Educational services ...................................... 86 69 80 78 59 76 88 71 81

Elementary and secondary schools ........... 88 69 79 – – – 88 70 80

Junior colleges, colleges, and universities 86 72 83 90 70 78 84 73 87

Health care and social assistance ................. 76 54 71 74 52 70 88 71 81

Hospitals .................................................... 89 69 77 – – – 94 78 82

Public administration ......................................... 88 77 88 – – – 88 77 88

1 to 99 workers ...................................................... 58 41 72 57 41 71 74 63 85

1 to 49 workers .................................................. 54 38 71 53 38 71 65 54 84

50 to 99 workers ................................................ 70 51 72 69 49 71 87 75 86

100 workers or more .............................................. 85 64 76 84 61 73 89 74 83

100 to 499 workers ............................................ 80 58 72 80 56 71 86 71 83

500 workers or more .......................................... 90 71 79 89 68 77 90 75 83

Geographic areas

Northeast ............................................................... 72 54 75 69 51 73 86 75 87

New England ..................................................... 70 50 71 68 47 69 86 70 82

Middle Atlantic ................................................... 72 55 76 70 52 74 86 76 88

South ..................................................................... 73 53 73 70 49 71 90 75 83

South Atlantic .................................................... 73 53 73 70 50 71 89 73 82

East South Central ............................................ 74 55 74 70 49 69 92 81 87

West South Central ........................................... 73 53 73 70 49 71 91 74 82

Midwest ................................................................. 72 52 72 71 50 71 82 65 80

East North Central ............................................. 73 53 72 72 51 70 80 63 80

West North Central ............................................ 71 52 73 68 49 72 85 68 80

West ...................................................................... 70 54 78 67 51 76 87 74 85

Mountain ............................................................ 67 51 76 65 48 75 86 72 84

Pacific ................................................................ 71 56 78 68 52 77 88 75 86

1 The take-up rate is an estimate of the percentage of workers with access to a

plan who participate in the plan, rounded for presentation. See Technical Note for

more details. 2 Includes workers in the private nonfarm economy except those in private

households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 3 Surveyed occupations are classified into wage categories based on the

average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile

estimates generated using ECEC data for March 2014.

Note: Dash indicates no workers in this category or data did not meet publication

criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20122013.htm.

8
Table 3. Medical plans: Share of premiums paid by employer and employee for single

coverage, National Compensation Survey, March 2014

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

All workers participating in single coverage

medical plans ....................................................... 81 19 79 21 87 13

Worker characteristics

Management, professional, and related ................ 83 17 81 19 87 13

Management, business, and financial ............... 81 19 79 21 – –

Professional and related .................................... 83 17 81 19 87 13

Teachers ........................................................ 87 13 – – 87 13

Primary, secondary, and special education

school teachers ........................................ 87 13 – – 87 13

Registered nurses ......................................... 80 20 – – – –

Service ................................................................... 80 20 77 23 87 13

Protective service .............................................. 85 15 77 23 87 13

Sales and office ..................................................... 78 22 77 23 88 12

Sales and related ............................................... 73 27 73 27 – –

Office and administrative support ...................... 81 19 79 21 88 12

Natural resources, construction, and maintenance 80 20 79 21 88 12

Construction, extraction, farming, fishing, and

forestry ............................................................. 82 18 80 20 – –

Installation, maintenance, and repair ................. 79 21 78 22 – –

Production, transportation, and material moving ... 80 20 79 21 87 13

Production ......................................................... 79 21 79 21 – –

Transportation and material moving .................. 80 20 79 21 – –

Full time ................................................................. 81 19 79 21 88 12

Part time ................................................................ 74 26 72 28 82 18

Union ..................................................................... 87 13 86 14 87 13

Nonunion ............................................................... 79 21 78 22 88 12

Average wage within the following categories2:

Lowest 25 percent ............................................. 76 24 74 26 87 13

Lowest 10 percent ......................................... 71 29 70 30 89 11

Second 25 percent ............................................ 80 20 78 22 88 12

Third 25 percent ................................................ 81 19 79 21 88 12

Highest 25 perecent .......................................... 83 17 81 19 87 13

Highest 10 percent ........................................ 83 17 81 19 88 12

See footnotes at end of table.

9
Table 3. Medical plans: Share of premiums paid by employer and employee for single

coverage, National Compensation Survey, March 2014—continued

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Establishment characteristics

Goods-producing industries ................................... 80 20 80 20 – –

Service-providing industries .................................. 81 19 79 21 87 13

Education and health services ........................... 83 17 80 20 87 13

Educational services ...................................... 86 14 81 19 87 13

Elementary and secondary schools ........... 86 14 – – 86 14

Junior colleges, colleges, and universities 85 15 80 20 88 12

Health care and social assistance ................. 81 19 80 20 88 12

Hospitals .................................................... 82 18 – – 88 12

Public administration ......................................... 88 12 – – 88 12

1 to 99 workers ...................................................... 79 21 79 21 91 9

1 to 49 workers .................................................. 80 20 79 21 92 8

50 to 99 workers ................................................ 78 22 77 23 91 9

100 workers or more .............................................. 81 19 79 21 87 13

100 to 499 workers ............................................ 79 21 78 22 88 12

500 workers or more .......................................... 83 17 80 20 87 13

Geographic areas

Northeast ............................................................... 82 18 80 20 88 12

New England ..................................................... 78 22 77 23 84 16

Middle Atlantic ................................................... 83 17 81 19 89 11

South ..................................................................... 79 21 77 23 87 13

South Atlantic .................................................... 79 21 77 23 88 12

East South Central ............................................ 79 21 75 25 88 12

West South Central ........................................... 80 20 78 22 87 13

Midwest ................................................................. 80 20 78 22 89 11

East North Central ............................................. 80 20 78 22 87 13

West North Central ............................................ 81 19 78 22 91 9

West ...................................................................... 82 18 81 19 86 14

Mountain ............................................................ 82 18 80 20 89 11

Pacific ................................................................ 82 18 81 19 85 15

1 Includes workers in the private nonfarm economy except those

in private households, and workers in the public sector, except the

federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based

on the average wage for the occupation, which may include workers

with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using ECEC data

for March 2014.

Note: Dash indicates no workers in this category or data did not meet

publication criteria. For definitions of major plans, key provisions, and

related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20122013.htm.

10
Table 4. Medical plans: Share of premiums paid by employer and employee for family

coverage, National Compensation Survey, March 2014

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

All workers participating in family coverage

medical plans ....................................................... 69 31 68 32 71 29

Worker characteristics

Management, professional, and related ................ 70 30 70 30 69 31

Management, business, and financial ............... 70 30 69 31 – –

Professional and related .................................... 70 30 71 29 69 31

Teachers ........................................................ 68 32 – – 67 33

Primary, secondary, and special education

school teachers ........................................ 67 33 – – 66 34

Registered nurses ......................................... 70 30 – – – –

Service ................................................................... 65 35 62 38 73 27

Protective service .............................................. 75 25 66 34 78 22

Sales and office ..................................................... 67 33 66 34 72 28

Sales and related ............................................... 63 37 63 37 – –

Office and administrative support ...................... 69 31 68 32 72 28

Natural resources, construction, and maintenance 67 33 67 33 73 27

Construction, extraction, farming, fishing, and

forestry ............................................................. 68 32 67 33 – –

Installation, maintenance, and repair ................. 67 33 66 34 – –

Production, transportation, and material moving ... 72 28 72 28 72 28

Production ......................................................... 73 27 73 27 – –

Transportation and material moving .................. 72 28 72 28 – –

Full time ................................................................. 69 31 69 31 71 29

Part time ................................................................ 64 36 63 37 69 31

Union ..................................................................... 81 19 84 16 77 23

Nonunion ............................................................... 66 34 66 34 64 36

Average wage within the following categories2:

Lowest 25 percent ............................................. 58 42 58 42 63 37

Lowest 10 percent ......................................... 57 43 57 43 56 44

Second 25 percent ............................................ 67 33 66 34 73 27

Third 25 percent ................................................ 70 30 70 30 71 29

Highest 25 perecent .......................................... 73 27 72 28 74 26

Highest 10 percent ........................................ 74 26 72 28 79 21

See footnotes at end of table.

11
Table 4. Medical plans: Share of premiums paid by employer and employee for family

coverage, National Compensation Survey, March 2014—continued

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Establishment characteristics

Goods-producing industries ................................... 73 27 72 28 – –

Service-providing industries .................................. 68 32 67 33 71 29

Education and health services ........................... 67 33 68 32 67 33

Educational services ...................................... 66 34 67 33 66 34

Elementary and secondary schools ........... 64 36 – – 64 36

Junior colleges, colleges, and universities 71 29 69 31 73 27

Health care and social assistance ................. 68 32 68 32 71 29

Hospitals .................................................... 74 26 – – 71 29

Public administration ......................................... 77 23 – – 77 23

1 to 99 workers ...................................................... 63 37 62 38 71 29

1 to 49 workers .................................................. 62 38 62 38 73 27

50 to 99 workers ................................................ 64 36 63 37 69 31

100 workers or more .............................................. 72 28 73 27 71 29

100 to 499 workers ............................................ 70 30 70 30 69 31

500 workers or more .......................................... 74 26 76 24 71 29

Geographic areas

Northeast ............................................................... 76 24 74 26 85 15

New England ..................................................... 74 26 73 27 79 21

Middle Atlantic ................................................... 77 23 74 26 87 13

South ..................................................................... 63 37 63 37 60 40

South Atlantic .................................................... 64 36 63 37 67 33

East South Central ............................................ 61 39 64 36 55 45

West South Central ........................................... 61 39 64 36 54 46

Midwest ................................................................. 71 29 70 30 77 23

East North Central ............................................. 73 27 72 28 81 19

West North Central ............................................ 66 34 65 35 70 30

West ...................................................................... 70 30 69 31 72 28

Mountain ............................................................ 69 31 70 30 63 37

Pacific ................................................................ 70 30 69 31 75 25

1 Includes workers in the private nonfarm economy except those

in private households, and workers in the public sector, except the

federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based

on the average wage for the occupation, which may include workers

with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using ECEC data

for March 2014.

Note: Dash indicates no workers in this category or data did not meet

publication criteria. For definitions of major plans, key provisions, and

related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20122013.htm.

12
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2014

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 60 59 97 57 55 97 79 78 98

Worker characteristics

Management, professional, and related ................ 78 77 99 78 77 99 80 78 97

Management, business, and financial ............... 86 86 99 87 86 99 – – –

Professional and related .................................... 75 74 98 73 72 99 79 77 97

Teachers ........................................................ 74 72 98 – – – 78 76 97

Primary, secondary, and special education

school teachers ........................................ 82 80 98 – – – 86 84 98

Registered nurses ......................................... 76 75 99 – – – – – –

Service ................................................................... 34 33 94 27 26 93 76 74 98

Protective service .............................................. 70 67 96 48 42 89 86 85 99

Sales and office ..................................................... 59 57 97 57 55 97 79 78 98

Sales and related ............................................... 46 44 95 46 44 95 – – –

Office and administrative support ...................... 66 64 98 64 62 98 80 78 98

Natural resources, construction, and maintenance 60 59 98 57 55 98 91 89 98

Construction, extraction, farming, fishing, and

forestry ............................................................. 53 52 98 48 47 98 – – –

Installation, maintenance, and repair ................. 66 65 98 64 63 98 – – –

Production, transportation, and material moving ... 66 64 97 66 63 97 76 76 99

Production ......................................................... 74 72 97 74 71 97 – – –

Transportation and material moving .................. 59 57 97 58 56 97 – – –

Full time ................................................................. 75 74 98 72 71 98 90 88 98

Part time ................................................................ 14 12 88 13 11 87 22 21 96

Union ..................................................................... 86 84 98 86 84 98 86 85 98

Nonunion ............................................................... 56 54 97 54 53 97 74 72 97

Average wage within the following categories3:

Lowest 25 percent ............................................. 26 23 91 22 20 89 61 60 97

Lowest 10 percent ......................................... 14 12 88 13 11 87 47 45 96

Second 25 percent ............................................ 62 61 98 58 57 97 84 83 98

Third 25 percent ................................................ 76 75 98 73 71 98 84 83 98

Highest 25 perecent .......................................... 86 84 99 84 84 99 89 87 97

Highest 10 percent ........................................ 89 88 99 89 89 99 89 86 96

See footnotes at end of table.

13
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2014—continued

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 73 71 97 73 71 97 – – –

Service-providing industries .................................. 58 57 97 54 52 97 79 77 98

Education and health services ........................... 68 67 98 62 61 99 79 77 97

Educational services ...................................... 76 74 98 66 66 100 79 77 97

Elementary and secondary schools ........... 76 75 98 – – – 78 76 98

Junior colleges, colleges, and universities 83 80 97 86 86 100 81 77 95

Health care and social assistance ................. 63 61 98 61 60 98 81 78 96

Hospitals .................................................... 87 85 98 – – – 90 87 97

Public administration ......................................... 83 81 99 – – – 83 81 99

1 to 99 workers ...................................................... 41 40 97 40 39 97 62 61 98

1 to 49 workers .................................................. 36 35 97 35 34 97 60 59 97

50 to 99 workers ................................................ 55 53 96 55 52 96 65 64 99

100 workers or more .............................................. 78 76 98 77 75 98 82 80 98

100 to 499 workers ............................................ 71 68 97 70 68 97 74 73 98

500 workers or more .......................................... 85 84 98 86 85 99 84 82 98

Geographic areas

Northeast ............................................................... 59 58 99 56 55 99 81 79 98

New England ..................................................... 59 57 98 56 56 99 73 67 91

Middle Atlantic ................................................... 59 58 99 55 54 99 84 84 100

South ..................................................................... 63 61 96 60 57 96 82 79 97

South Atlantic .................................................... 62 60 97 58 56 97 83 81 98

East South Central ............................................ 65 63 96 60 58 97 85 79 93

West South Central ........................................... 64 61 95 62 58 95 78 76 98

Midwest ................................................................. 63 61 97 61 59 97 79 77 98

East North Central ............................................. 65 63 97 62 61 97 79 76 97

West North Central ............................................ 60 59 98 57 55 98 78 78 99

West ...................................................................... 54 53 98 50 49 98 75 74 99

Mountain ............................................................ 58 57 97 55 54 97 79 78 99

Pacific ................................................................ 52 51 98 48 47 98 73 72 99

1 The take-up rate is an estimate of the percentage of workers with access to a

plan who participate in the plan, rounded for presentation. See Technical Note for

more details. 2 Includes workers in the private nonfarm economy except those in private

households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 3 Surveyed occupations are classified into wage categories based on the

average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile

estimates generated using ECEC data for March 2014.

Note: Dash indicates no workers in this category or data did not meet publication

criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20122013.htm.

14
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2014

(All workers = 100 percent)

Characteristics

Civilian1 Private industry State and local government

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

All workers ............................................................. 65 74 75 61 77 76 89 59 67

Worker characteristics

Management, professional, and related ................ 84 76 80 82 88 89 90 43 55

Management, business, and financial ............... 89 94 95 88 96 97 – – –

Professional and related .................................... 82 68 73 78 83 85 90 36 50

Teachers ........................................................ 85 17 36 – – – 89 12 31

Primary, secondary, and special education

school teachers ........................................ 96 13 31 – – – 96 9 27

Registered nurses ......................................... 81 83 85 – – – – – –

Service ................................................................... 46 58 55 40 55 51 85 76 78

Protective service .............................................. 71 80 82 46 68 75 90 89 87

Sales and office ..................................................... 66 79 79 63 78 79 89 84 85

Sales and related ............................................... 51 68 68 51 68 68 – – –

Office and administrative support ...................... 74 85 86 71 85 86 90 84 85

Natural resources, construction, and maintenance 58 82 84 54 81 83 95 95 96

Construction, extraction, farming, fishing, and

forestry ............................................................. 44 69 74 38 66 72 – – –

Installation, maintenance, and repair ................. 70 94 93 67 93 93 – – –

Production, transportation, and material moving ... 57 82 84 56 82 84 88 63 72

Production ......................................................... 59 91 92 58 91 92 – – –

Transportation and material moving .................. 55 73 76 53 74 77 – – –

Full time ................................................................. 78 87 87 74 91 90 98 66 74

Part time ................................................................ 25 34 36 24 35 37 41 21 30

Union ..................................................................... 83 75 81 70 91 91 97 57 69

Nonunion ............................................................... 62 74 74 60 75 75 82 61 66

Average wage within the following categories2:

Lowest 25 percent ............................................. 34 51 50 30 49 48 74 55 62

Lowest 10 percent ......................................... 21 39 36 20 39 34 61 40 48

Second 25 percent ............................................ 68 82 83 64 83 83 93 84 87

Third 25 percent ................................................ 78 89 90 73 90 90 93 65 73

Highest 25 perecent .......................................... 87 79 83 84 91 92 97 37 50

Highest 10 percent ........................................ 90 79 82 87 93 93 98 37 47

See footnotes at end of table.

15
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2014—continued

(All workers = 100 percent)

Characteristics

Civilian1 Private industry State and local government

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Establishment characteristics

Goods-producing industries ................................... 59 89 90 59 89 90 – – –

Service-providing industries .................................. 66 71 73 61 74 74 89 59 67

Education and health services ........................... 80 66 72 74 80 81 90 42 55

Educational services ...................................... 87 40 53 75 55 65 90 35 50

Elementary and secondary schools ........... 90 27 42 – – – 91 26 41

Junior colleges, colleges, and universities 85 67 78 81 73 81 88 64 77

Health care and social assistance ................. 75 84 84 74 84 84 88 88 89

Hospitals .................................................... 86 91 91 – – – 92 94 94

Public administration ......................................... 89 89 88 – – – 89 89 88

1 to 99 workers ...................................................... 53 69 68 52 69 68 79 65 68

1 to 49 workers .................................................. 51 66 67 50 66 67 70 64 67

50 to 99 workers ................................................ 58 75 73 56 76 73 90 66 70

100 workers or more .............................................. 76 79 81 72 85 86 91 58 67

100 to 499 workers ............................................ 68 79 79 65 82 81 88 60 64

500 workers or more .......................................... 85 78 83 81 91 92 92 58 68

Geographic areas

Northeast ............................................................... 69 73 75 65 76 77 89 56 60

New England ..................................................... 67 69 72 63 73 75 88 47 53

Middle Atlantic ................................................... 69 74 76 66 77 78 90 59 63

South ..................................................................... 66 76 77 61 78 78 90 62 69

South Atlantic .................................................... 67 76 78 62 78 78 92 65 77

East South Central ............................................ 63 74 76 57 76 78 90 64 71

West South Central ........................................... 66 76 76 62 80 79 88 54 56

Midwest ................................................................. 61 74 76 57 78 77 87 55 67

East North Central ............................................. 61 75 76 57 78 77 86 53 66

West North Central ............................................ 63 74 76 58 77 77 90 58 69

West ...................................................................... 64 71 72 60 73 72 89 63 69

Mountain ............................................................ 61 72 69 57 75 71 83 53 58

Pacific ................................................................ 66 71 73 61 72 73 91 66 73

1 Includes workers in the private nonfarm economy except those in private

households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average

wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated

using ECEC data for March 2014.

Note: Dash indicates no workers in this category or data did not meet publication criteria.

For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.

16