UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549


                                     ------

                                   FORM 10-K

(Mark One)

     [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
     EXCHANGE ACT OF 1934

     For the fiscal year ended: December 31, 2000 -----------------

                                      OR

     [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
     EXCHANGE ACT OF 1934

     For the transition period from to ------------- ------------

                     Commission file number: 333-84365-04


                                  CWABS, Inc.
      Revolving Home Equity Loan Asset Backed Certificates, Series 2000-A
      -------------------------------------------------------------------
            (Exact name of Registrant as specified in its charter)


            Delaware                               95-4596514
--------------------------------      -----------------------------------
(State or other jurisdiction of       (IRS Employer Identification Number)
incorporation or organization)

c/o      Bank One, National Association
         1 Bank One Plaza
         Suite IL1-0126
         Chicago, Illinois                  60670
         Address of principal executive offices)                     (Zip Code)
Registrant's telephone number, including area code:   (312) 407-1902
                                                      --------------

Securities registered pursuant to Section 12(b) of the Act:  None
                                                             ----

Securities registered pursuant to Section 12(g) of the Act:  None
                                                             ----



<PAGE>


Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
Registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days. Yes X   No
                                                  ---    ----

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K (ss.229.405 of this chapter) is not contained herein, and
will not be contained, to the best of Registrant's knowledge, in definitive
proxy or information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K. [ ]

State the aggregate market value of the voting and non-voting common equity
held by non-affiliates of the Registrant: Not applicable
                                          --------------

State the number of shares outstanding of each of the registrant's classes of
common stock, as of December 31, 2000: Not applicable
                                       --------------


<PAGE>


DOCUMENTS INCORPORATED BY REFERENCE

                                     None.

                                  *     *    *


         This Annual Report on Form 10-K (the "Report") is filed with respect
to the trust fund which issued the CWABS, Inc., Revolving Home Equity Loan
Asset Backed Certificates, Series 2000-A (the "Trust Fund") formed pursuant to
the pooling and servicing agreement dated as of February 27, 2000 (the
"Pooling and Servicing Agreement") among CWABS, Inc., as depositor (the
"Company"), Countrywide Home Loans, Inc., as seller and master servicer (the
"Master Servicer"), and Bank One, National Association, as trustee (the
"Trustee"), for the issuance of the CWABS, Inc., Revolving Home Equity Loan
Asset Backed Certificates, Series 2000-A (the "Certificates"). Certain
information otherwise required to be included in this Report by the
Instructions to Form 10-K has been omitted in reliance on the relief granted
by the Commission to other companies in similar circumstances, including, but
not limited to, the relief granted to CWMBS, Inc. (February 3, 1994)
(collectively, the "Relief Letters").



<PAGE>


                                    PART I


ITEM 1.  BUSINESS

         Not applicable in reliance on the Relief Letters.

ITEM 2.  PROPERTIES

         Not applicable in reliance on the Relief Letters.

ITEM 3.  LEGAL PROCEEDINGS

         There were no material pending legal proceedings relating to the
         Trust Fund to which any of the Trust Fund, the Trustee, the Master
         Servicer or the Company was a party or of which any of their
         respective properties was the subject during the fiscal year covered
         by this Report, nor is the Company aware of any such proceedings
         contemplated by governmental authorities.

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

         No matter was submitted to a vote of Certificateholders, and
         no Certificateholder consent was solicited during the fiscal
         year covered by this Report.



<PAGE>


                                    PART II


ITEM 5.   MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

          (a) There is no established public trading market for the
          Certificates.

          (b) At December 31, 2000, there were less than 300 holders of record
          of the Certificates.

          (c) Not applicable. (Information as to distributions to
          Certificateholders is provided in the Registrant's monthly filings
          on Form 8-K.)

ITEM 6.   SELECTED FINANCIAL DATA

          Not applicable in reliance on the Relief Letters.

ITEM 7.   MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
          RESULTS OF OPERATIONS

          Not applicable in reliance on the Relief Letters.

ITEM 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

          Not applicable.

ITEM 8.   FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

          Not applicable in reliance on the Relief Letters.

ITEM 9.   CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
          FINANCIAL DISCLOSURE

          None.


<PAGE>


                                   PART III


ITEM 10.  DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

          Not applicable in reliance on the Relief Letters.

ITEM 11.  EXECUTIVE COMPENSATION

          Not applicable. See the Relief Letters.

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

          (a) Not applicable in reliance on the Relief Letters.

          (b) Not applicable in reliance on the Relief Letters.

          (c) Not applicable in reliance on the Relief Letters.

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

          (a) Not applicable in reliance on the Relief Letters.



<PAGE>


                                    PART IV


ITEM 14.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K

                         (a) (1) Pursuant to the Pooling and Servicing
                    Agreement, the Master Servicer is required to deliver an
                    annual statement as to compliance with the provisions of
                    the Pooling and Servicing Agreement and certain other
                    matters (the "Annual Statement of the Master Servicer").
                    The Master Servicer is also required to cause a firm of
                    independent public accountants to deliver an annual report
                    as to compliance with the servicing provisions of the
                    Pooling and Servicing Agreement (the "Annual Report of the
                    Firm of Accountants"). The Annual Statement of the Master
                    Servicer is included as Exhibit 99.1 to this Report. The
                    Annual Report of the Firm of Accountants is required to be
                    delivered on or before May 31 of each year, beginning May
                    31, 2001. The Registrant hereby undertakes to file the
                    Annual Report of the Firm of Accountants as an Exhibit to
                    a Form 10-K/A amending this Form 10-K promptly following
                    the date on which such report becomes available.

               (2)  Not applicable.

               (3)  The required exhibits are as follows:

                                               Exhibit 3(i):  Copy of Company's
                     Certificate of Incorporation (Filed as an Exhibit to
                     Registration Statement on Form S-3 (File No. 33-11095)).

                                               Exhibit 3(ii): Copy of Company's
                    By-laws (Filed as an Exhibit to Registration Statement on
                    Form S-3 (File No. 33-11095)).

                                               Exhibit 4: Pooling and Servicing
                     Agreement (Filed as part of the Registrant's Current
                     Report on Form 8-K dated March 14, 2000).

                                               Exhibit 99.1:  Annual Statement
                     of the Master Servicer.

                                               Exhibit 99.2:  Annual Report of
                     the Firm of Accountants



<PAGE>


               (b) Current Reports on Form 8-K filed during the quarter ending
               December 31, 2000:

                      Date            Items Reported
                      ----            --------------
           October 16, 2000           Monthly Report sent to certificateholders
                                      with the October 2000 distribution
           November 15, 2000          Monthly Report sent to certificateholders
                                      with the November 2000 distribution
           December 15, 2000          Monthly Report sent to certificateholders
                                      with the December 2000 distribution


               (c) See subparagraph (a)(3) above.

               (d) Not applicable. See the Relief Letters.

         SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT
TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED
SECURITIES PURSUANT TO SECTION 12 OF THE ACT.

         No such annual report, proxy statement, form of proxy or other
soliciting material has been sent to Certificateholders. See the Relief
Letters.



<PAGE>


                                  SIGNATURES

         Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, as amended, the Registrant has duly caused this Annual
Report on Form 10-K to be signed on its behalf by the undersigned, thereunto
duly authorized.

                         CWABS, INC.,
                         REVOLVING HOME EQUITY LOAN ASSET BACKED
                         CERTIFICATES, SERIES 2000-A

                         By:      Bank One, National Association,
                                  as Trustee*


                         By:      /s/ Barbara G. Grosse
                                  ---------------------------
                                  Name:  Barbara G. Grosse
                                  Title: Vice President and Assistant Secretary

                         Date: March __, 2001










-----------
*   This Report is being filed by the Trustee on behalf of the Trust Fund. The
    Trust Fund does not have any officers or directors.



<PAGE>


                                 EXHIBIT INDEX


                                                                Sequential
Exhibit Document                                              Page Number
----------------                                              ------------

3(i)          Company's Certificate of Incorporation (Filed as an Exhibit to
        Registration Statement on Form S-3 (File No. 33-11095))   *

3(ii)         Company's By-laws (Filed as an Exhibit to Registration Statement
         on Form S-3 (File No. 33-11095))   *

4             Pooling and Servicing Agreement (Filed as part of the Company's
        Current Report on Form 8-K dated March 14, 2000)   *

99.1    Annual Statement of the Master Servicer..............................11











----------
*   Incorporated herein by reference.


<PAGE>


                                 EXHIBIT 99.1



<PAGE>




                         COUNTRYWIDE HOME LOANS, INC.


                             OFFICERS' CERTIFICATE
                    ANNUAL STATEMENT OF THE MASTER SERVICER


                                  CWABS, INC.
                          REVOLVING HOME EQUITY LOAN
                   ASSET BACKED CERTIFICATES, SERIES 2000-A


         The undersigned do hereby certify that they are each an officer of
Countrywide Home Loans, Inc. (the "Master Servicer") and do hereby further
certify pursuant to Section 3.09 of the Pooling and Servicing Agreement for
the above-captioned Series (the "Agreement") that:

         (i) A review of the activities of the Master Servicer during the
         preceding fiscal year and of the performance of the Master Servicer
         under the Agreement has been made under our supervision; and

         (ii) To the best of our knowledge, based on such review, the Master
         Servicer has fulfilled all its obligations under the Agreement
         throughout such year.




/s/ Thomas H. Boone                                  Dated:  March __, 2001
---------------------------
Name:  Thomas H. Boone
Title: Managing Director,
         Portfolio Management




/s/ Michael Muir                                     Dated:  March __, 2001
------------------------
Name:  Michael Muir
Title: Senior Vice President