For release 10:00 a.m. (EDT) Friday, July 24, 2015 USDL-15-1432

Technical information: (202) 691-6199 • ncsinfo@bls.gov • www.bls.gov/ebs 

Media contact: (202) 691-5902 • pressoffice@bls.gov 

EMPLOYEE BENEFITS IN THE UNITED STATES – MARCH 2015 

Retirement benefits were available to 66 percent of private industry workers in the United States in 

March 2015, the U.S. Bureau of Labor Statistics reported today. Employer-provided retirement 

benefits were available to 31 percent of private industry workers in the lowest wage category (the 10th

percentile). By contrast 88 percent of workers in the highest wage category (the 90th percentile) had 

access to retirement benefits. In state and local government, 61 percent of workers in the lowest wage 

category had access to retirement benefits, compared with 98 percent of workers in the highest wage 

category. (See chart 1 and table 1.) 

The share of premiums workers were required to pay for their medical coverage varied by bargaining 

status. Private industry nonunion workers were responsible for 23 percent of the total single coverage 

medical premium, whereas the share of premiums for union workers was 13 percent. The share of

premiums for family coverage was 35 percent for nonunion workers and 16 percent for union workers. 

(See chart 2 and tables 3 and 4.) 

These data are from the National Compensation Survey (NCS), which provides comprehensive 

measures of compensation cost levels and trends as well as incidence and provisions of employee 

benefit plans. 

Percent 

Chart 2. Share of medical premiums paid by private

industry workers, March 2015 

Percent 

Chart 1. Access to retirement benefits by lowest and 

highest wage categories, March 2015 

0

20

40

60

80

100

Private industry State and local government

Lowest 10% of wages Highest 10% of wages

0

5

10

15

20

25

30

35

40

Union Nonunion

Single coverage Family coverage

(NOTE: Some estimates that include access to paid sick leave benefits were corrected in the BLS database on

November 6, 2017. For additional information about this correction, see www.bls.gov/bls/errata/ebs-errata-07212017.htm.)
- 2 - 

Additional findings include: 

 Full-time workers in state and local government had high rates of access to major benefits: 99 

percent had access to retirement and medical care benefits, and 98 percent to paid sick leave. For 

part-time workers, 39 percent had access to retirement benefits, 24 percent to medical care 

benefits, and 42 percent to paid sick leave. (See tables 1, 2, and 6.) 

 Paid holidays were provided to 90 percent of full-time and 37 percent of part-time workers in 

private industry. In state and local government, 74 percent of full-time workers and 30 

percent of part-time workers had access. (See table 6 and Technical Note.) 

 Access to benefits differed among some occupational groups. For private industry, 87 percent 

of workers in management, professional, and related occupations had access to medical care, 

compared with 41 percent in service occupations. In state and local government, the 

corresponding figures were 89 percent and 82 percent, respectively. (See table 2.) 

 For civilian workers, access rates to medical care ranged from 53 percent for the smallest 

establishments (those with fewer than 50 workers) to 90 percent for the largest establishments 

(those employing 500 workers or more). Access to retirement benefits ranged by establishment 

size from 46 percent to 91 percent. (See tables 1 and 2.) 

 Access to medical care benefits for private industry workers was 86 percent in goodsproducing industries, compared with 66 percent for workers in service-providing industries. The 

employee share of family medical premiums was 27 percent for workers in goods-producing 

industries and 33 percent for workers in service-providing industries. (See tables 2 and 4.) 

More information can be obtained by calling (202) 691-6199, sending e-mail to ncsinfo@bls.gov, or 

by visiting www.bls.gov/ebs. 

NOTE 

More information will be published in September 2015 on the incidence and provisions of health care 

benefits, retirement benefits, life insurance, short-term and long-term disability benefits, paid holidays 

and vacations, and other selected benefits. For the latest benefit publications see www.bls.gov/ebs. 
- 3 - 

TECHNICAL NOTE

 

Data in this release are from the National Compensation Survey (NCS), conducted by the U.S. 

Department of Labor, Bureau of Labor Statistics (BLS). This release contains March 2015 data on 

civilian, private industry, and state and local government workers in the United States. Excluded are 

federal government workers, the military, agricultural workers, private household workers, and the 

self-employed. This news release provides data on the incidence of (access to and participation in) 

selected benefits and the share of premiums paid by employers and employees for medical care. 

 

Calculation details 

Average hourly earnings from sampled occupations within an establishment were used to produce 

estimates for worker groups within six earnings categories: the lowest 10 percent, the lowest 25 

percent, the second 25 percent, the third 25 percent, the highest 25 percent, and the highest 10 percent. 

The categories are based on unpublished March 2015 wages and salaries from the Employer Costs for 

Employee Compensation. 

 

The percentiles were computed using earnings and scheduled hours of work reported for individual 

workers in sampled establishment jobs. Establishments in the survey are asked to report only 

individual worker earnings for each sampled job. For the calculation of the hourly percentile values, 

the individual worker hourly earnings are weighted and arrayed from lowest to highest. The values 

corresponding to the percentiles are: 

 

 

Characteristics 

 Hourly wage percentiles 

10 25 50 

(median) 

75 90 

Civilian workers $9.09 $12.02 $18.18 $29.10 $44.36 

 Private industry workers 9.00 11.64 17.40 27.89 43.27 

 State and local government workers 12.40 16.35 23.76 35.56 49.40 

 

The lowest 10-percent and 25-percent wage categories include those occupations with an average 

hourly wage less than the 10th percentile value and 25th percentile value, respectively. The second 25-

percent category includes those occupations that earn at or above the 25th percentile value but less than 

the 50th percentile value. The third 25-percent category includes those occupations that earn at or 

above the 50th percentile value but less than the 75th percentile value. Finally, the highest 25- and 10-

percent wage categories include those occupations with an average wage value greater than or equal to 

the 75th and 90th percentile value, respectively. 

 

(Note: Individual workers can fall into an earnings category different from the average for the 

occupation into which they are classified because average hourly earnings for the occupation are used 

to produce the benefit estimates.) 

 

The tables on employer and employee medical premiums (tables 3 and 4) include participants in all 

medical plans, with calculations for both single and family coverage. The calculations are not based on 

actual decisions regarding medical coverage made by employees within the occupations. Rather, the 

premium calculations are based on the assumption that all employees in the occupation can opt for 

either single or family coverage. 

 
- 4 - 

Medical care 

Medical care plans provide services or payments for services rendered in the hospital or by a qualified 

medical care provider. 

Retirement plans 

Differences in retirement plan participation are influenced by type of plan offered. In defined benefit 

plans participation is often mandatory, after meeting eligibility requirements, while participation in 

defined contribution plans is often voluntary. 

 

Take-up rates 

Take-up rates are the percentage of workers with access to a plan who participate in the plan. They are 

computed by using the number of workers participating in a plan divided by the number of workers 

with access to the plan, multiplied by 100, and rounded to the nearest one percent. Since the 

computation of take-up rates is based on the number of workers collected rather than rounded 

percentage estimates, the take-up rates in the tables may not equal the ratio of participation to access 

estimates. 

 

Comparing private and public sector data 

Incidence of employee benefits in state and local government should not be directly compared to 

private industry. Differences between these sectors stem from factors such as variation in work 

activities and occupational structures. Manufacturing and sales, for example, make up a large part of 

private industry work activities but are rare in state and local government. Professional and 

administrative support occupations (including teachers) account for two-thirds of the state and local 

government workforce, compared with one-half of private industry. 

 

Leave benefits for teachers 

Primary, secondary, and special education teachers typically have a work schedule of 37 or 38 weeks 

per year. Because of this work schedule, they are generally not offered vacation or holidays. In many 

cases, the time off during winter and spring breaks during the school year are not considered vacation 

days for the purposes of this survey. 

 

Sample size 

Data for the March 2015 reference period were collected from a probability sample of about 8,600 

establishments in private industry and approximately 1,500 establishments in state and local 

government. 

 

Survey scope 

The March 2015 NCS benefits survey represented approximately 131 million civilian workers; of this 

number, about 112 million were private industry workers and nearly 19 million were state and local 

government workers. 

 

Obtaining information 

For research articles on employee benefits, see the Monthly Labor Review at 

www.bls.gov/opub/mlr/home.htm and Beyond the Numbers: Pay and Benefits at 

www.bls.gov/opub/btn. For further technical information, see Chapter 8, "National Compensation 

Measures," of the BLS Handbook of Methods at www.bls.gov/opub/hom/pdf/homch8.pdf. 
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March

2015

(All workers = 100 percent)

Characteristics

Civilian3 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 69 53 77 66 49 74 90 81 90

Worker characteristics

Management, professional, and related ................ 83 71 85 80 67 84 92 82 89

Management, business, and financial ............... 85 75 88 84 74 88 – – –

Professional and related .................................... 82 69 84 78 63 81 92 81 89

Teachers ........................................................ 84 74 87 – – – 91 81 89

Primary, secondary, and special education

school teachers ........................................ 95 84 88 – – – 99 89 90

Registered nurses ......................................... 83 68 82 – – – – – –

Service ................................................................... 46 30 64 39 22 55 85 77 91

Protective service .............................................. 79 62 79 62 31 50 92 84 92

Sales and office ..................................................... 72 52 72 70 49 70 89 81 91

Sales and related ............................................... 68 39 57 68 38 57 – – –

Office and administrative support ...................... 74 60 80 72 56 78 90 82 91

Natural resources, construction, and maintenance 69 56 81 66 52 80 96 88 92

Construction, extraction, farming, fishing, and

forestry ............................................................. 64 52 82 59 47 79 – – –

Installation, maintenance, and repair ................. 73 59 81 71 57 80 – – –

Production, transportation, and material moving ... 72 54 76 71 53 75 85 78 91

Production ......................................................... 75 59 79 75 59 78 – – –

Transportation and material moving .................. 68 50 73 67 48 71 – – –

Full time ................................................................. 80 64 81 76 59 78 99 89 90

Part time ................................................................ 38 20 54 37 19 51 39 33 85

Union ..................................................................... 94 85 90 92 82 90 97 88 90

Nonunion ............................................................... 65 48 74 63 46 72 84 75 90

Average wage within the following categories:4

Lowest 25 percent ............................................. 42 22 52 40 19 48 75 67 90

Lowest 10 percent ......................................... 31 12 40 31 12 39 61 54 89

Second 25 percent ............................................ 71 53 75 67 47 70 93 83 89

Third 25 percent ................................................ 81 68 83 78 63 81 94 84 89

Highest 25 perecent .......................................... 89 79 88 86 75 88 98 89 91

Highest 10 percent ........................................ 90 80 90 88 78 89 98 89 91

See footnotes at end of table.

5
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Civilian3 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 75 61 82 75 61 81 – – –

Service-providing industries .................................. 68 52 76 64 46 72 90 81 90

Education and health services ........................... 77 63 82 69 53 77 91 80 88

Educational services ...................................... 86 76 88 69 59 86 91 81 89

Elementary and secondary schools ........... 89 80 89 – – – 92 82 89

Junior colleges, colleges, and universities 87 76 87 87 76 88 87 76 87

Health care and social assistance ................. 71 54 76 69 52 75 89 77 87

Hospitals .................................................... 91 78 85 – – – 95 81 85

Public administration ......................................... 91 84 92 – – – 91 84 92

1 to 99 workers ...................................................... 52 36 70 51 35 69 78 70 89

1 to 49 workers .................................................. 46 33 71 46 32 70 70 63 90

50 to 99 workers ................................................ 67 46 69 66 44 67 91 80 89

100 workers or more .............................................. 86 69 81 84 65 78 91 82 90

100 to 499 workers ............................................ 81 61 75 80 58 72 88 80 91

500 workers or more .......................................... 91 79 87 89 76 85 93 83 89

Geographic areas

Northeast ............................................................... 70 57 80 67 53 78 91 81 89

New England ..................................................... 71 56 79 69 52 76 86 78 91

Middle Atlantic ................................................... 70 57 81 67 53 79 93 82 89

South ..................................................................... 69 52 75 66 46 71 91 81 89

South Atlantic .................................................... 70 53 75 67 48 72 91 80 88

East South Central ............................................ 72 52 72 67 45 67 93 81 87

West South Central ........................................... 67 50 75 63 44 70 90 83 92

Midwest ................................................................. 73 57 78 70 53 76 87 78 90

East North Central ............................................. 71 56 78 69 53 76 85 78 92

West North Central ............................................ 75 58 78 73 55 75 91 79 87

West ...................................................................... 64 50 77 60 44 74 90 82 91

Mountain ............................................................ 65 46 71 61 42 68 88 76 86

Pacific ................................................................ 64 51 80 59 45 76 91 85 93

1 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are

participating in at least one of these plan types. 2 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more

details. 3 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below

the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.

6
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2015

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 72 53 74 69 50 72 87 73 83

Worker characteristics

Management, professional, and related ................ 87 68 78 87 66 76 89 74 82

Management, business, and financial ............... 94 72 76 95 71 75 – – –

Professional and related .................................... 85 66 78 83 63 76 89 73 82

Teachers ........................................................ 83 67 80 – – – 88 72 82

Primary, secondary, and special education

school teachers ........................................ 97 77 80 – – – 98 79 81

Registered nurses ......................................... 85 61 72 – – – – – –

Service ................................................................... 46 31 66 41 24 60 82 69 85

Protective service .............................................. 70 58 83 42 28 68 89 78 88

Sales and office ..................................................... 71 51 73 69 49 71 88 74 84

Sales and related ............................................... 59 40 69 59 40 69 – – –

Office and administrative support ...................... 78 58 74 77 56 73 88 74 84

Natural resources, construction, and maintenance 78 62 80 76 60 79 94 81 85

Construction, extraction, farming, fishing, and

forestry ............................................................. 73 61 83 71 58 82 – – –

Installation, maintenance, and repair ................. 81 63 78 80 62 77 – – –

Production, transportation, and material moving ... 76 56 74 76 56 73 82 70 85

Production ......................................................... 83 62 74 83 62 74 – – –

Transportation and material moving .................. 70 51 72 69 50 71 – – –

Full time ................................................................. 88 67 76 86 64 74 99 83 84

Part time ................................................................ 22 13 59 21 12 57 24 18 73

Union ..................................................................... 95 79 84 95 79 83 95 80 84

Nonunion ............................................................... 68 49 72 67 47 71 81 67 83

Average wage within the following categories:3

Lowest 25 percent ............................................. 37 22 60 34 20 57 70 56 80

Lowest 10 percent ......................................... 23 12 51 23 11 50 54 43 80

Second 25 percent ............................................ 77 56 73 75 52 70 91 78 85

Third 25 percent ................................................ 88 69 78 86 65 76 93 78 84

Highest 25 perecent .......................................... 94 74 79 93 72 78 97 81 84

Highest 10 percent ........................................ 94 75 80 94 74 79 97 82 85

See footnotes at end of table.

7
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 86 67 78 86 67 78 – – –

Service-providing industries .................................. 70 51 74 66 47 71 87 73 83

Education and health services ........................... 80 59 75 75 52 70 88 72 81

Educational services ...................................... 85 68 80 75 56 75 88 72 81

Elementary and secondary schools ........... 87 69 79 – – – 88 70 80

Junior colleges, colleges, and universities 87 72 83 89 67 76 86 75 87

Health care and social assistance ................. 76 54 70 75 52 69 88 72 81

Hospitals .................................................... 91 68 75 – – – 94 78 83

Public administration ......................................... 88 77 87 – – – 88 77 87

1 to 99 workers ...................................................... 58 41 71 57 40 71 75 63 83

1 to 49 workers .................................................. 53 38 72 53 38 71 66 56 84

50 to 99 workers ................................................ 71 50 71 70 49 70 89 73 82

100 workers or more .............................................. 85 65 76 84 62 74 89 74 83

100 to 499 workers ............................................ 81 60 73 81 58 72 85 72 84

500 workers or more .......................................... 90 71 79 89 68 76 91 75 83

Geographic areas

Northeast ............................................................... 72 54 75 70 50 72 87 76 87

New England ..................................................... 71 50 70 69 46 68 86 72 84

Middle Atlantic ................................................... 73 55 76 70 52 74 88 78 88

South ..................................................................... 73 53 73 70 49 71 90 74 82

South Atlantic .................................................... 73 52 72 70 49 71 89 70 78

East South Central ............................................ 75 56 75 70 49 70 93 83 90

West South Central ........................................... 72 53 73 69 49 71 91 75 83

Midwest ................................................................. 72 53 73 71 51 72 82 66 80

East North Central ............................................. 73 53 73 72 52 72 80 64 80

West North Central ............................................ 72 53 73 69 49 71 86 70 81

West ...................................................................... 70 54 78 67 51 76 88 75 85

Mountain ............................................................ 68 52 77 66 49 75 87 73 84

Pacific ................................................................ 71 55 78 67 52 76 88 75 86

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more

details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below

the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.

8
Table 3. Medical plans: Share of premiums paid by employer and employee for single

coverage, National Compensation Survey, March 2015

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

All workers participating in single coverage

medical plans ....................................................... 80 20 78 22 87 13

Worker characteristics

Management, professional, and related ................ 82 18 80 20 87 13

Management, business, and financial ............... 80 20 79 21 – –

Professional and related .................................... 83 17 81 19 87 13

Teachers ........................................................ 87 13 – – 88 12

Primary, secondary, and special education

school teachers ........................................ 87 13 – – 87 13

Registered nurses ......................................... 80 20 – – – –

Service ................................................................... 79 21 75 25 87 13

Protective service .............................................. 85 15 76 24 87 13

Sales and office ..................................................... 78 22 77 23 88 12

Sales and related ............................................... 74 26 73 27 – –

Office and administrative support ...................... 80 20 79 21 88 12

Natural resources, construction, and maintenance 80 20 79 21 87 13

Construction, extraction, farming, fishing, and

forestry ............................................................. 83 17 82 18 – –

Installation, maintenance, and repair ................. 78 22 77 23 – –

Production, transportation, and material moving ... 80 20 79 21 87 13

Production ......................................................... 79 21 79 21 – –

Transportation and material moving .................. 80 20 80 20 – –

Full time ................................................................. 81 19 79 21 88 12

Part time ................................................................ 74 26 73 27 82 18

Union ..................................................................... 87 13 87 13 87 13

Nonunion ............................................................... 78 22 77 23 88 12

Average wage within the following categories:2

Lowest 25 percent ............................................. 75 25 73 27 87 13

Lowest 10 percent ......................................... 71 29 70 30 88 12

Second 25 percent ............................................ 79 21 77 23 88 12

Third 25 percent ................................................ 81 19 79 21 88 12

Highest 25 perecent .......................................... 82 18 81 19 86 14

Highest 10 percent ........................................ 82 18 80 20 88 12

See footnotes at end of table.

9
Table 3. Medical plans: Share of premiums paid by employer and employee for single

coverage, National Compensation Survey, March 2015—continued

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Establishment characteristics

Goods-producing industries ................................... 80 20 80 20 – –

Service-providing industries .................................. 80 20 78 22 87 13

Education and health services ........................... 83 17 80 20 87 13

Educational services ...................................... 86 14 81 19 87 13

Elementary and secondary schools ........... 86 14 – – 87 13

Junior colleges, colleges, and universities 86 14 80 20 89 11

Health care and social assistance ................. 81 19 80 20 87 13

Hospitals .................................................... 82 18 – – 88 12

Public administration ......................................... 88 12 – – 88 12

1 to 99 workers ...................................................... 79 21 78 22 91 9

1 to 49 workers .................................................. 79 21 78 22 91 9

50 to 99 workers ................................................ 78 22 77 23 91 9

100 workers or more .............................................. 81 19 79 21 87 13

100 to 499 workers ............................................ 79 21 78 22 87 13

500 workers or more .......................................... 83 17 80 20 87 13

Geographic areas

Northeast ............................................................... 82 18 80 20 87 13

New England ..................................................... 78 22 77 23 84 16

Middle Atlantic ................................................... 83 17 82 18 89 11

South ..................................................................... 79 21 77 23 88 12

South Atlantic .................................................... 79 21 77 23 88 12

East South Central ............................................ 80 20 76 24 88 12

West South Central ........................................... 80 20 78 22 87 13

Midwest ................................................................. 79 21 77 23 88 12

East North Central ............................................. 79 21 78 22 86 14

West North Central ............................................ 79 21 75 25 91 9

West ...................................................................... 82 18 81 19 86 14

Mountain ............................................................ 81 19 80 20 89 11

Pacific ................................................................ 82 18 81 19 85 15

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal

government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March

2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.

10
Table 4. Medical plans: Share of premiums paid by employer and employee for family

coverage, National Compensation Survey, March 2015

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

All workers participating in family coverage

medical plans ....................................................... 69 31 68 32 71 29

Worker characteristics

Management, professional, and related ................ 70 30 70 30 70 30

Management, business, and financial ............... 70 30 69 31 – –

Professional and related .................................... 70 30 70 30 69 31

Teachers ........................................................ 68 32 – – 68 32

Primary, secondary, and special education

school teachers ........................................ 67 33 – – 66 34

Registered nurses ......................................... 72 28 – – – –

Service ................................................................... 65 35 62 38 73 27

Protective service .............................................. 75 25 64 36 78 22

Sales and office ..................................................... 66 34 65 35 73 27

Sales and related ............................................... 62 38 62 38 – –

Office and administrative support ...................... 68 32 67 33 73 27

Natural resources, construction, and maintenance 68 32 68 32 74 26

Construction, extraction, farming, fishing, and

forestry ............................................................. 71 29 71 29 – –

Installation, maintenance, and repair ................. 66 34 65 35 – –

Production, transportation, and material moving ... 72 28 72 28 72 28

Production ......................................................... 73 27 73 27 – –

Transportation and material moving .................. 72 28 72 28 – –

Full time ................................................................. 69 31 68 32 71 29

Part time ................................................................ 63 37 63 37 69 31

Union ..................................................................... 81 19 84 16 78 22

Nonunion ............................................................... 65 35 65 35 64 36

Average wage within the following categories:2

Lowest 25 percent ............................................. 59 41 59 41 64 36

Lowest 10 percent ......................................... 57 43 57 43 56 44

Second 25 percent ............................................ 66 34 65 35 73 27

Third 25 percent ................................................ 70 30 69 31 71 29

Highest 25 perecent .......................................... 73 27 72 28 74 26

Highest 10 percent ........................................ 74 26 72 28 78 22

See footnotes at end of table.

11
Table 4. Medical plans: Share of premiums paid by employer and employee for family

coverage, National Compensation Survey, March 2015—continued

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Establishment characteristics

Goods-producing industries ................................... 73 27 73 27 – –

Service-providing industries .................................. 68 32 67 33 71 29

Education and health services ........................... 67 33 67 33 67 33

Educational services ...................................... 66 34 66 34 66 34

Elementary and secondary schools ........... 64 36 – – 64 36

Junior colleges, colleges, and universities 72 28 69 31 73 27

Health care and social assistance ................. 68 32 67 33 71 29

Hospitals .................................................... 73 27 – – 71 29

Public administration ......................................... 77 23 – – 77 23

1 to 99 workers ...................................................... 63 37 62 38 72 28

1 to 49 workers .................................................. 63 37 62 38 75 25

50 to 99 workers ................................................ 63 37 62 38 69 31

100 workers or more .............................................. 72 28 72 28 71 29

100 to 499 workers ............................................ 69 31 69 31 69 31

500 workers or more .......................................... 74 26 76 24 72 28

Geographic areas

Northeast ............................................................... 76 24 74 26 85 15

New England ..................................................... 74 26 72 28 79 21

Middle Atlantic ................................................... 77 23 75 25 86 14

South ..................................................................... 63 37 63 37 60 40

South Atlantic .................................................... 64 36 64 36 68 32

East South Central ............................................ 62 38 65 35 54 46

West South Central ........................................... 61 39 62 38 54 46

Midwest ................................................................. 70 30 69 31 77 23

East North Central ............................................. 72 28 71 29 81 19

West North Central ............................................ 67 33 66 34 71 29

West ...................................................................... 69 31 69 31 72 28

Mountain ............................................................ 67 33 68 32 65 35

Pacific ................................................................ 70 30 69 31 75 25

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal

government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March

2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.

12
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2015

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 60 59 97 57 56 97 80 78 98

Worker characteristics

Management, professional, and related ................ 78 77 99 77 77 99 80 78 97

Management, business, and financial ............... 85 84 99 85 85 99 – – –

Professional and related .................................... 75 74 98 73 72 99 79 77 97

Teachers ........................................................ 72 71 98 – – – 78 76 97

Primary, secondary, and special education

school teachers ........................................ 82 81 98 – – – 85 84 98

Registered nurses ......................................... 77 76 99 – – – – – –

Service ................................................................... 35 33 95 28 26 93 77 75 98

Protective service .............................................. 71 68 96 50 45 89 86 84 98

Sales and office ..................................................... 58 56 98 56 54 98 80 78 98

Sales and related ............................................... 45 43 96 44 43 96 – – –

Office and administrative support ...................... 65 64 98 63 62 98 80 79 98

Natural resources, construction, and maintenance 60 58 97 56 55 97 92 91 99

Construction, extraction, farming, fishing, and

forestry ............................................................. 53 52 98 48 47 98 – – –

Installation, maintenance, and repair ................. 66 64 97 64 62 97 – – –

Production, transportation, and material moving ... 66 63 96 65 63 96 77 76 98

Production ......................................................... 72 70 97 71 69 97 – – –

Transportation and material moving .................. 60 57 95 59 56 95 – – –

Full time ................................................................. 75 74 98 72 71 98 90 88 98

Part time ................................................................ 14 12 89 13 11 88 23 21 95

Union ..................................................................... 86 84 98 86 83 97 86 85 98

Nonunion ............................................................... 56 55 97 54 53 98 74 72 97

Average wage within the following categories:3

Lowest 25 percent ............................................. 25 23 92 22 20 91 63 61 97

Lowest 10 percent ......................................... 13 11 89 12 11 88 48 46 96

Second 25 percent ............................................ 63 62 98 59 57 97 84 82 98

Third 25 percent ................................................ 76 74 98 72 71 98 83 82 98

Highest 25 perecent .......................................... 85 85 99 84 84 99 89 87 97

Highest 10 percent ........................................ 89 88 99 89 88 99 89 86 96

See footnotes at end of table.

13
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 71 70 98 71 70 98 – – –

Service-providing industries .................................. 58 57 97 54 53 97 80 78 98

Education and health services ........................... 69 67 98 63 62 99 79 77 97

Educational services ...................................... 76 74 98 64 64 100 79 77 97

Elementary and secondary schools ........... 76 74 98 – – – 78 76 98

Junior colleges, colleges, and universities 84 81 97 86 85 99 83 79 95

Health care and social assistance ................. 64 63 98 62 62 99 80 77 96

Hospitals .................................................... 88 87 99 – – – 89 86 97

Public administration ......................................... 83 81 98 – – – 83 81 98

1 to 99 workers ...................................................... 41 40 97 40 39 96 63 61 97

1 to 49 workers .................................................. 36 35 97 35 34 97 62 60 97

50 to 99 workers ................................................ 56 53 95 55 53 95 64 62 97

100 workers or more .............................................. 78 76 98 77 75 98 82 80 98

100 to 499 workers ............................................ 71 69 98 71 69 98 74 73 97

500 workers or more .......................................... 85 84 98 86 85 99 85 83 98

Geographic areas

Northeast ............................................................... 60 59 99 57 56 99 81 79 98

New England ..................................................... 59 57 98 56 56 99 72 66 93

Middle Atlantic ................................................... 60 60 99 57 56 99 85 84 99

South ..................................................................... 63 61 97 59 57 97 82 79 97

South Atlantic .................................................... 62 60 98 58 57 98 83 81 98

East South Central ............................................ 64 62 97 59 58 98 85 80 93

West South Central ........................................... 64 61 96 61 58 95 77 76 98

Midwest ................................................................. 63 61 97 60 59 97 79 77 98

East North Central ............................................. 63 61 97 61 59 97 79 76 96

West North Central ............................................ 62 61 98 59 57 97 79 79 100

West ...................................................................... 54 52 98 50 49 98 75 74 99

Mountain ............................................................ 57 56 97 54 53 97 80 79 99

Pacific ................................................................ 52 51 98 48 47 98 74 73 99

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more

details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below

the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.

14
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Civilian1 Private industry State and local government

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

All workers ............................................................. 65 74 75 61 76 77 90 60 67

Worker characteristics

Management, professional, and related ................ 84 76 80 81 88 89 91 43 55

Management, business, and financial ............... 88 95 95 88 96 97 – – –

Professional and related .................................... 82 68 73 78 83 84 91 36 50

Teachers ........................................................ 83 17 35 – – – 89 12 31

Primary, secondary, and special education

school teachers ........................................ 95 13 30 – – – 96 9 27

Registered nurses ......................................... 79 85 86 – – – – – –

Service ................................................................... 45 56 54 39 53 50 86 76 79

Protective service .............................................. 71 79 81 43 65 73 90 89 87

Sales and office ..................................................... 67 79 80 65 79 80 89 84 85

Sales and related ............................................... 53 70 70 53 70 69 – – –

Office and administrative support ...................... 75 85 86 73 85 86 90 85 86

Natural resources, construction, and maintenance 57 80 83 53 78 82 95 96 97

Construction, extraction, farming, fishing, and

forestry ............................................................. 43 67 72 36 63 69 – – –

Installation, maintenance, and repair ................. 70 91 93 67 91 92 – – –

Production, transportation, and material moving ... 58 82 84 56 83 85 88 63 73

Production ......................................................... 58 90 91 57 90 91 – – –

Transportation and material moving .................. 58 74 78 55 75 78 – – –

Full time ................................................................. 78 87 88 74 91 90 98 67 74

Part time ................................................................ 26 33 36 24 34 37 42 21 30

Union ..................................................................... 85 74 80 73 89 90 97 57 69

Nonunion ............................................................... 62 74 74 60 75 75 83 61 66

Average wage within the following categories:2

Lowest 25 percent ............................................. 34 50 50 31 48 48 76 57 64

Lowest 10 percent ......................................... 22 39 37 22 40 36 63 41 49

Second 25 percent ............................................ 69 83 84 66 84 84 93 84 87

Third 25 percent ................................................ 78 88 89 73 89 90 93 64 73

Highest 25 perecent .......................................... 87 79 83 84 91 92 97 37 49

Highest 10 percent ........................................ 89 79 83 86 92 93 98 37 47

See footnotes at end of table.

15
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Civilian1 Private industry State and local government

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Establishment characteristics

Goods-producing industries ................................... 59 88 90 58 88 90 – – –

Service-providing industries .................................. 66 71 73 62 74 74 90 59 67

Education and health services ........................... 79 65 72 72 78 81 90 43 55

Educational services ...................................... 86 39 53 73 53 63 90 36 50

Elementary and secondary schools ........... 89 27 42 – – – 91 26 41

Junior colleges, colleges, and universities 86 67 79 80 73 80 89 64 78

Health care and social assistance ................. 74 83 85 72 83 85 88 88 88

Hospitals .................................................... 86 92 93 – – – 92 94 94

Public administration ......................................... 89 89 88 – – – 89 89 88

1 to 99 workers ...................................................... 53 68 68 52 68 68 80 66 69

1 to 49 workers .................................................. 50 65 66 49 65 66 72 65 67

50 to 99 workers ................................................ 60 76 74 58 76 74 91 67 72

100 workers or more .............................................. 77 79 82 72 86 86 91 59 67

100 to 499 workers ............................................ 70 80 81 67 83 83 88 61 64

500 workers or more .......................................... 84 78 82 80 90 91 92 58 68

Geographic areas

Northeast ............................................................... 69 73 75 66 76 77 90 56 60

New England ..................................................... 66 70 73 62 74 76 89 48 54

Middle Atlantic ................................................... 71 75 76 67 77 78 91 60 63

South ..................................................................... 66 76 77 61 78 78 91 62 69

South Atlantic .................................................... 67 76 78 62 78 78 92 65 77

East South Central ............................................ 65 76 76 58 79 77 91 64 71

West South Central ........................................... 64 76 75 60 79 79 88 54 56

Midwest ................................................................. 62 74 75 58 77 76 87 55 67

East North Central ............................................. 61 74 74 57 77 76 86 53 66

West North Central ............................................ 65 74 77 61 77 78 90 58 69

West ...................................................................... 64 70 73 60 71 73 89 63 69

Mountain ............................................................ 60 70 69 57 72 71 83 53 58

Pacific ................................................................ 66 70 75 61 71 75 92 67 73

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for

further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using ECEC data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.

16