For release 10:00 a.m. (EDT) Wednesday, July 17, 2013 USDL-13-1344

Technical information: (202) 691-6199 • NCSinfo@bls.gov • www.bls.gov/ebs 

Media contact: (202) 691-5902 • PressOffice@bls.gov 

EMPLOYEE BENEFITS IN THE UNITED STATES – MARCH 2013 

Employer-provided medical care was available to 85 percent of full-time private industry workers in the 

United States in March 2013, the U.S. Bureau of Labor Statistics reported today. By contrast, only 24 

percent of part-time workers had medical care benefits available. Access, or availability, also varied by 

employment size: 57 percent for all workers in small establishments (those with fewer than 100 

employees), compared with 85 percent in medium and large establishments (those with 100 employees 

or more). 

Retirement benefits followed a similar pattern as medical care benefits. In private industry, 74 percent 

of full-time workers had access to a retirement plan, significantly higher than 37 percent of part-time 

workers. Retirement benefits were available to 49 percent of workers in small establishments and 82 

percent of workers in medium and large establishments. A worker with access to a medical or retirement 

plan is defined as having an employer-provided plan available for use, regardless of the workers’ 

decision to enroll or participate in the plan. (See charts 1 and 2.) 

Paid sick leave benefits were also more commonly offered to full-time workers and those in medium and 

large establishments in private industry. Plans were offered to 74 percent of full-time workers and 24 

percent of part-time workers. Similarly, 51 percent of workers in small establishments and 72 percent in 

medium and large establishments had access to a paid sick leave benefit. (See charts 1 and 2 and table 

6.) 

These data are from the National Compensation Survey (NCS), which provides comprehensive 

measures of compensation cost trends and incidence and provisions of employee benefit plans. 

In percent 

Chart 2. Establishments by employment size: Access to 

selected benefits, private industry, March 2013 

In percent 

Chart 1. Full and part-time workers: Access to selected 

benefits, private industry, March 2013 

(NOTE: Some estimates that include access to paid sick leave benefits were corrected in the BLS database on 

November 6, 2017. For additional information about this correction, see www.bls.gov/bls/errata/ebs-errata-07212017.htm.)
- 2 -

Additional findings include: 

 In private industry, 64 percent of employees had access to retirement benefits, significantly less

than the 89 percent of state and local government employees with access. Additionally, only 49

percent of private industry employees actually participated in a retirement plan (had current

coverage), significantly less than the 85 percent participation rate of state and local government

employees. (See table 1.)

 Full-time workers in state and local government had greater access to employer-provided

benefits than private industry workers. For example, retirement and medical care benefits were

offered to 99 percent of state and local government workers while only 74 percent of full-time

employees in private industry had access to retirement benefits and 85 percent to medical care

coverage. (See tables 1 and 2.)

 For private industry employees in the lowest 10 percent of average earnings, employers paid 71

percent of the single coverage medical plan premium. For employees in the highest 10 percent of

average earnings, the employer share of the premium was 81 percent. For family coverage, the

employer share of the premium was 56 percent for employees in the lowest 10 percent of

earnings, significantly less than the 73 percent for employees in the highest 10 percent of

earnings. (See tables 3 and 4).

 Access and participation in life insurance benefits varied significantly for full-time and part-time

workers. In private industry, 72 percent of full-time workers had access to life insurance benefits.

For state and local government workers, 90 percent of full-time workers had access. In contrast,

only 14 percent of part-time workers in private industry and 23 percent of state and local

government workers had access. Most workers who had access participated in life insurance

benefits. (See table 5.)

 Paid holidays were available to 97 percent of management, business, and financial employees in

private industry. In contrast, only 53 percent of service employees in private industry were

provided paid holidays. (See table 6.)

More information can be obtained by calling (202) 691-6199, sending e-mail to NCSinfo@bls.gov, or 

by visiting the BLS Internet site, http://www.bls.gov/ebs/home.htm. 

NOTE

More information will be published in early fall, including March 2013 data for civilian, private 

industry, and state and local government workers on the incidence and provisions of health care benefits, 

retirement benefits, life insurance, short-term and long-term disability benefits, paid holidays and 

vacations, and other selected benefits. For the latest benefit publications, see: http://www.bls.gov/ebs. 

In addition, new editions of Beyond the Numbers: Pay and Benefits (http://www.bls.gov/opub/btn/) will 

be published featuring the latest benefits data. Beyond the Numbers: Pay and Benefits, brings together 

employee benefits information from various National Compensation Survey publications into one 

convenient and easy-to-read format. 
- 3 -

TECHNICAL NOTE 

Data in this release are from the National Compensation Survey (NCS), conducted by the U.S. 

Department of Labor, Bureau of Labor Statistics (BLS). This release contains March 2013 data on 

civilian, private industry, and state and local government workers in the United States. Under the NCS 

program, information on the incidence and provision of benefits is published in several stages. This 

news release provides data on the incidence of (access to and participation in) selected benefits and the 

share of premiums paid by employers and employees for medical care. An extensive number of tables 

on the incidence of selected benefits will be available in the annual bulletin to be published in early fall, 

2013. Previous publications containing information on employee benefits for private industry and state 

and local government workers are available on the BLS website at http://www.bls.gov/ebs. 

Calculation details

For data presented by wage category, average hourly earnings from sampled occupations within an 

establishment were used to produce estimates for worker groups within six earnings categories: the 

lowest 10 percent, the lowest 25 percent, the second 25 percent, the third 25 percent, the highest 25 

percent, and the highest 10 percent. The categories are based on unpublished March 2013 wages and 

salaries from the Employer Costs for Employee Compensation. 

The percentiles were computed using earnings reported for individual workers in sampled establishment 

jobs and their scheduled hours of work. Establishments in the survey may report only individual worker 

earnings for each sampled job. For the calculation of the hourly percentile values, the individual worker 

hourly earnings are appropriately weighted and arrayed from lowest to highest. The values 

corresponding to the percentiles are: 

Characteristics 

Hourly wage percentiles 

10 25 50

(median) 

75 90

Civilian workers $8.75 $11.53 $17.46 $27.60 $41.80 

 Private industry workers $8.50 $11.00 $16.59 $26.18 $40.44 

 State and local government workers $12.00 $15.80 $23.01 $34.19 $47.72 

The lowest 10 percent and 25 percent wage categories include those occupations with an average hourly 

wage less than the 10th percentile value and 25th percentile value, respectively. The second 25 percent 

category includes those occupations that make at or above the 25th percentile value but less than the 

50th percentile value. The third 25 percent category includes those occupations that make at or above 

the 50th percentile value but less than the 75th percentile value. Finally, the highest 25 and 10 percent 

wage categories include those occupations with an average wage value greater than or equal to the 75th 

and 90th percentile value, respectively. 

(Note: Individual workers can fall into an earnings category different from the average for the 

occupation into which they are classified because average hourly earnings for the occupation are used to 

produce the benefit estimates.) 
- 4 - 

The tables on employer and employee medical premiums (tables 3 and 4) include participants in all 

medical plans, with calculations for both single and family coverage. The calculations are not based on 

actual decisions regarding medical coverage made by employees within the occupations. Rather, the 

premium calculations are based on the assumption that all employees in the occupation have identical 

coverage. 

Medical care

Medical care plans provide services or payments for services rendered in the hospital or by a qualified 

medical care provider. 

Take-up rates

Take-up rates are the percentage of workers with access to a plan who participate in the plan. They are 

computed by using the number of workers participating in a plan divided by the number of workers with 

access to the plan, multiplied by 100, and rounded to the nearest one percent. Since the computation of 

take-up rates is based on the number of workers collected rather than rounded percentage estimates, the 

take-up rates in the tables may not equal the ratio of participation to access estimates. 

Leave benefits for teachers

Primary, secondary, and special education teachers typically have a work schedule of 37 or 38 weeks per 

year. Because of this work schedule, they are generally not offered vacation or holidays. In many cases, 

the time off during winter and spring breaks during the school year is not considered vacation days for 

the purposes of this survey. 

Survey response

The March 2013 benefits survey included a sample of 11,893 establishments. The definitions in 

Appendix table 1 are as follows: 

Responding. The establishment provided information on at least one usable occupation. An occupation 

is classified as usable if the following data are present: earnings, occupational characteristics (full- vs. 

part-time schedule, union vs. nonunion status, and time vs. incentive pay type), and work schedule. 

Refused or unable to provide data. The establishment did not provide earnings, occupational 

characteristics, and work schedule data for any occupation. 

Out of business or not in survey scope. The establishment is no longer in operation. Establishments not 

in the survey scope include farm and private households, the self-employed, the Federal government, 

and locations of an establishment that are not in the sampled area. Also excluded are establishments with 

no workers within the survey scope. For example, an establishment where all the workers are also 

owners would be excluded. 

Survey scope

The March 2013 NCS benefits survey represented nearly 125 million civilian workers; of this number, 

about 106 million were private industry workers and 19 million, state and local government workers (see 

Appendix table 2). 
- 5 - 

Obtaining information

For research articles on employee benefits, see the Monthly Labor Review at the BLS Web sites 

http://www.bls.gov/opub/mlr/home.htm and http://www.bls.gov/opub/cwc/home.htm. For further 

technical information, see Chapter 8, "National Compensation Measures," of the BLS Handbook of 

Methods at: http://www.bls.gov/opub/hom/pdf/homch8.pdf and 

http://www.bls.gov/opub/hom/homch8_a.htm. 
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March 2013

(All workers = 100 percent)

Characteristics

Civilian3 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 68 54 80 64 49 76 89 85 95

Worker characteristics

Management, professional, and related ................ 83 73 88 79 68 85 91 87 95

Management, business, and financial ............... 85 76 89 84 74 88 – – –

Professional and related .................................... 82 72 88 77 64 83 91 87 95

Teachers ........................................................ 86 81 94 – – – 91 86 95

Primary, secondary, and special education

school teachers ........................................ 95 91 96 – – – 99 95 97

Registered nurses ......................................... 78 66 84 – – – – – –

Service ................................................................... 45 30 67 38 21 56 83 79 95

Protective service .............................................. 79 63 80 62 29 46 90 87 96

Sales and office ..................................................... 70 54 77 69 51 74 89 85 96

Sales and related ............................................... 67 43 64 67 43 64 – – –

Office and administrative support ...................... 73 60 83 70 57 81 90 86 96

Natural resources, construction, and maintenance 69 56 82 66 53 79 95 92 96

Construction, extraction, farming, fishing, and

forestry ............................................................. 65 53 81 61 47 77 – – –

Installation, maintenance, and repair ................. 73 60 82 71 57 81 – – –

Production, transportation, and material moving ... 69 52 76 68 51 75 86 82 95

Production ......................................................... 73 57 78 72 56 78 – – –

Transportation and material moving .................. 65 48 74 64 46 72 – – –

Full time ................................................................. 78 65 83 74 59 80 99 94 95

Part time ................................................................ 37 21 57 37 20 53 39 35 91

Union ..................................................................... 95 89 93 94 86 92 97 93 95

Nonunion ............................................................... 63 48 76 61 45 73 83 78 95

Average wage within the following categories:4

Lowest 25 percent ............................................. 40 22 54 38 18 48 73 69 95

Lowest 10 percent ......................................... 28 11 38 28 10 35 58 55 94

Second 25 percent ............................................ 70 54 77 65 47 72 93 88 95

Third 25 percent ................................................ 80 68 85 75 62 82 95 90 95

Highest 25 perecent .......................................... 89 80 90 85 75 89 98 93 95

Highest 10 percent ........................................ 90 82 91 87 78 90 98 92 94

See footnotes at end of table.

6
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March

2013—Continued

(All workers = 100 percent)

Characteristics

Civilian3 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 75 61 81 75 61 81 – – –

Service-providing industries .................................. 67 53 79 62 46 74 89 85 95

Education and health services ........................... 76 65 86 67 52 78 90 85 94

Educational services ...................................... 86 80 93 71 60 84 90 86 95

Elementary and secondary schools ........... 90 86 95 – – – 92 88 96

Junior colleges, colleges, and universities 87 78 89 89 76 85 86 79 91

Healthcare and social assistance .................. 68 54 79 66 51 77 89 82 92

Hospitals .................................................... 90 77 86 – – – 95 85 89

Public administration ......................................... 91 87 96 – – – 91 87 96

1 to 99 workers ...................................................... 50 36 72 49 35 71 77 74 96

1 to 49 workers .................................................. 45 33 73 45 32 72 69 66 95

50 to 99 workers ................................................ 65 46 71 63 43 68 89 86 97

100 workers or more .............................................. 85 71 84 82 65 79 91 86 95

100 to 499 workers ............................................ 80 61 76 79 58 73 87 84 96

500 workers or more .......................................... 89 80 90 87 76 87 92 87 95

Geographic areas

New England ......................................................... 68 55 81 65 50 77 86 82 96

Middle Atlantic ....................................................... 67 55 83 63 51 81 91 84 92

East North Central ................................................. 70 56 81 68 53 78 84 82 97

West North Central ................................................ 73 58 79 70 53 76 91 83 92

South Atlantic ........................................................ 67 52 77 63 46 73 90 84 93

East South Central ................................................ 72 57 80 66 48 73 92 89 97

West South Central ............................................... 68 52 77 65 46 71 89 86 97

Mountain ................................................................ 66 51 77 63 45 72 88 86 97

Pacific .................................................................... 65 53 82 60 46 77 91 88 98

1 Includes defined benefit pension plans and defined contribution retirement plans.

Workers are considered as having access or as participating if they have access to or are

participating in at least one of these plan types. 2 The take-up rate is an estimate of the percentage of workers with access to a plan

who participate in the plan, rounded for presentation. See Technical Note for more details. 3 Includes workers in the private nonfarm economy except those in private households,

and workers in the public sector, except the federal government. See Technical Note for

further explanation. 4 Surveyed occupations are classified into wage categories based on the average wage

for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using data

from the National Compensation Survey publication, "Employer Costs for Employee

Compensation - March 2013."

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.

For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

7
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March 2013

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 72 54 75 70 51 73 87 73 84

Worker characteristics

Management, professional, and related ................ 88 69 79 87 67 77 89 74 83

Management, business, and financial ............... 94 73 78 94 73 77 – – –

Professional and related .................................... 85 68 79 84 65 77 89 74 83

Teachers ........................................................ 86 70 81 – – – 88 73 82

Primary, secondary, and special education

school teachers ........................................ 97 79 82 – – – 98 80 82

Registered nurses ......................................... 81 60 74 – – – – – –

Service ................................................................... 46 31 67 40 25 61 81 69 85

Protective service .............................................. 70 58 83 45 32 71 88 77 87

Sales and office ..................................................... 73 53 74 71 52 72 87 73 84

Sales and related ............................................... 62 43 69 62 43 69 – – –

Office and administrative support ...................... 79 59 75 77 57 74 87 73 84

Natural resources, construction, and maintenance 79 60 77 77 58 75 95 83 87

Construction, extraction, farming, fishing, and

forestry ............................................................. 73 58 79 70 54 77 – – –

Installation, maintenance, and repair ................. 84 63 75 83 61 74 – – –

Production, transportation, and material moving ... 76 58 76 76 57 75 82 68 83

Production ......................................................... 84 64 77 84 64 76 – – –

Transportation and material moving .................. 69 52 75 69 51 74 – – –

Full time ................................................................. 88 67 77 85 64 75 99 84 84

Part time ................................................................ 24 13 56 24 13 54 24 17 73

Union ..................................................................... 95 79 83 95 79 83 95 79 84

Nonunion ............................................................... 68 50 73 67 48 72 80 68 84

Average wage within the following categories:3

Lowest 25 percent ............................................. 38 23 60 34 20 57 68 56 82

Lowest 10 percent ......................................... 21 11 52 20 10 50 54 42 78

Second 25 percent ............................................ 78 58 74 74 53 72 91 78 86

Third 25 percent ................................................ 88 70 79 86 66 77 94 80 86

Highest 25 perecent .......................................... 94 75 80 93 72 78 97 80 83

Highest 10 percent ........................................ 95 76 80 94 74 79 97 82 85

See footnotes at end of table.

8
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2013—Continued

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 86 68 79 86 68 79 – – –

Service-providing industries .................................. 70 52 74 66 48 72 87 73 84

Education and health services ........................... 79 60 76 74 52 71 88 72 82

Educational services ...................................... 85 68 80 77 57 74 88 72 82

Elementary and secondary schools ........... 88 70 80 – – – 89 71 80

Junior colleges, colleges, and universities 86 71 82 90 68 76 84 72 86

Healthcare and social assistance .................. 74 54 72 73 52 71 89 74 83

Hospitals .................................................... 89 69 78 – – – 94 79 84

Public administration ......................................... 88 78 88 – – – 88 78 88

1 to 99 workers ...................................................... 57 41 72 57 40 71 74 64 86

1 to 49 workers .................................................. 53 38 72 53 38 71 64 55 86

50 to 99 workers ................................................ 70 50 71 69 48 70 88 76 86

100 workers or more .............................................. 86 66 77 85 63 75 89 74 84

100 to 499 workers ............................................ 83 62 75 82 61 74 85 71 84

500 workers or more .......................................... 89 70 79 88 67 76 90 76 84

Geographic areas

New England ......................................................... 73 52 72 70 49 70 87 70 80

Middle Atlantic ....................................................... 72 56 77 70 52 75 86 77 90

East North Central ................................................. 73 53 72 72 51 71 80 62 78

West North Central ................................................ 70 51 73 67 48 72 85 69 81

South Atlantic ........................................................ 73 54 74 70 50 72 89 76 85

East South Central ................................................ 76 60 78 72 53 74 92 84 92

West South Central ............................................... 73 55 75 70 51 74 91 74 81

Mountain ................................................................ 69 51 74 67 48 72 87 72 83

Pacific .................................................................... 71 56 79 68 52 77 88 74 84

1 The take-up rate is an estimate of the percentage of workers with access to a plan

who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households,

and workers in the public sector, except the federal government. See Technical Note for

further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage

for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using data

from the National Compensation Survey publication, "Employer Costs for Employee

Compensation - March 2013."

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.

For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

9
Table 3. Medical plans: Share of premiums paid by employer and employee for single

coverage, National Compensation Survey, March 2013

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

All workers participating in single coverage

medical plans ....................................................... 81 19 79 21 87 13

Worker characteristics

Management, professional, and related ................ 82 18 81 19 87 13

Management, business, and financial ............... 81 19 79 21 – –

Professional and related .................................... 83 17 81 19 87 13

Teachers ........................................................ 87 13 – – 87 13

Primary, secondary, and special education

school teachers ........................................ 87 13 – – 87 13

Registered nurses ......................................... 80 20 – – – –

Service ................................................................... 80 20 77 23 87 13

Protective service .............................................. 85 15 75 25 87 13

Sales and office ..................................................... 78 22 77 23 88 12

Sales and related ............................................... 72 28 72 28 – –

Office and administrative support ...................... 81 19 79 21 88 12

Natural resources, construction, and maintenance 82 18 81 19 88 12

Construction, extraction, farming, fishing, and

forestry ............................................................. 84 16 83 17 – –

Installation, maintenance, and repair ................. 80 20 79 21 – –

Production, transportation, and material moving ... 80 20 79 21 87 13

Production ......................................................... 79 21 79 21 – –

Transportation and material moving .................. 80 20 80 20 – –

Full time ................................................................. 81 19 79 21 87 13

Part time ................................................................ 74 26 72 28 81 19

Union ..................................................................... 87 13 87 13 87 13

Nonunion ............................................................... 79 21 78 22 87 13

Average wage within the following categories:2

Lowest 25 percent ............................................. 75 25 73 27 87 13

Lowest 10 percent ......................................... 72 28 71 29 88 12

Second 25 percent ............................................ 79 21 78 22 87 13

Third 25 percent ................................................ 81 19 80 20 88 12

Highest 25 perecent .......................................... 83 17 81 19 87 13

Highest 10 percent ........................................ 83 17 81 19 89 11

See footnotes at end of table.

10
Table 3. Medical plans: Share of premiums paid by employer and employee for single

coverage, National Compensation Survey, March 2013—Continued

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Establishment characteristics

Goods-producing industries ................................... 81 19 81 19 – –

Service-providing industries .................................. 81 19 78 22 87 13

Education and health services ........................... 83 17 80 20 86 14

Educational services ...................................... 85 15 81 19 86 14

Elementary and secondary schools ........... 86 14 – – 86 14

Junior colleges, colleges, and universities 85 15 79 21 88 12

Healthcare and social assistance .................. 81 19 80 20 86 14

Hospitals .................................................... 82 18 – – 87 13

Public administration ......................................... 88 12 – – 88 12

1 to 99 workers ...................................................... 79 21 79 21 90 10

1 to 49 workers .................................................. 80 20 79 21 91 9

50 to 99 workers ................................................ 78 22 77 23 90 10

100 workers or more .............................................. 81 19 79 21 87 13

100 to 499 workers ............................................ 79 21 78 22 88 12

500 workers or more .......................................... 83 17 81 19 86 14

Geographic areas

New England ......................................................... 78 22 77 23 84 16

Middle Atlantic ....................................................... 83 17 81 19 89 11

East North Central ................................................. 80 20 79 21 88 12

West North Central ................................................ 81 19 78 22 91 9

South Atlantic ........................................................ 79 21 76 24 86 14

East South Central ................................................ 80 20 77 23 87 13

West South Central ............................................... 80 20 79 21 86 14

Mountain ................................................................ 82 18 81 19 88 12

Pacific .................................................................... 82 18 81 19 85 15

1 Includes workers in the private nonfarm economy except those

in private households, and workers in the public sector, except the

federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based

on the average wage for the occupation, which may include workers

with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using data from the

National Compensation Survey publication, "Employer Costs for

Employee Compensation - March 2013."

NOTE: Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

11
Table 4. Medical plans: Share of premiums paid by employer and employee for family

coverage, National Compensation Survey, March 2013

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

All workers participating in family coverage

medical plans ....................................................... 69 31 68 32 70 30

Worker characteristics

Management, professional, and related ................ 70 30 70 30 69 31

Management, business, and financial ............... 70 30 70 30 – –

Professional and related .................................... 70 30 70 30 68 32

Teachers ........................................................ 67 33 – – 67 33

Primary, secondary, and special education

school teachers ........................................ 66 34 – – 66 34

Registered nurses ......................................... 71 29 – – – –

Service ................................................................... 64 36 60 40 72 28

Protective service .............................................. 74 26 60 40 78 22

Sales and office ..................................................... 67 33 66 34 72 28

Sales and related ............................................... 62 38 62 38 – –

Office and administrative support ...................... 69 31 68 32 72 28

Natural resources, construction, and maintenance 69 31 69 31 72 28

Construction, extraction, farming, fishing, and

forestry ............................................................. 71 29 71 29 – –

Installation, maintenance, and repair ................. 67 33 67 33 – –

Production, transportation, and material moving ... 72 28 72 28 71 29

Production ......................................................... 73 27 73 27 – –

Transportation and material moving .................. 71 29 72 28 – –

Full time ................................................................. 69 31 68 32 71 29

Part time ................................................................ 64 36 63 37 69 31

Union ..................................................................... 80 20 83 17 78 22

Nonunion ............................................................... 65 35 66 34 63 37

Average wage within the following categories:2

Lowest 25 percent ............................................. 59 41 58 42 63 37

Lowest 10 percent ......................................... 57 43 56 44 56 44

Second 25 percent ............................................ 66 34 66 34 72 28

Third 25 percent ................................................ 70 30 69 31 70 30

Highest 25 perecent .......................................... 73 27 73 27 74 26

Highest 10 percent ........................................ 74 26 73 27 79 21

See footnotes at end of table.

12
Table 4. Medical plans: Share of premiums paid by employer and employee for family

coverage, National Compensation Survey, March 2013—Continued

(In percent)

Characteristics

Civilian1 Private industry State and local

government

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Employer

share of

premium

Employee

share of

premium

Establishment characteristics

Goods-producing industries ................................... 74 26 74 26 – –

Service-providing industries .................................. 67 33 67 33 70 30

Education and health services ........................... 66 34 66 34 66 34

Educational services ...................................... 66 34 65 35 66 34

Elementary and secondary schools ........... 64 36 – – 64 36

Junior colleges, colleges, and universities 71 29 69 31 72 28

Healthcare and social assistance .................. 67 33 66 34 70 30

Hospitals .................................................... 74 26 – – 71 29

Public administration ......................................... 77 23 – – 77 23

1 to 99 workers ...................................................... 63 37 63 37 70 30

1 to 49 workers .................................................. 63 37 63 37 72 28

50 to 99 workers ................................................ 64 36 63 37 68 32

100 workers or more .............................................. 72 28 72 28 70 30

100 to 499 workers ............................................ 68 32 68 32 69 31

500 workers or more .......................................... 74 26 77 23 71 29

Geographic areas

New England ......................................................... 74 26 73 27 79 21

Middle Atlantic ....................................................... 75 25 73 27 87 13

East North Central ................................................. 74 26 72 28 82 18

West North Central ................................................ 67 33 66 34 69 31

South Atlantic ........................................................ 64 36 63 37 65 35

East South Central ................................................ 61 39 64 36 55 45

West South Central ............................................... 62 38 65 35 53 47

Mountain ................................................................ 68 32 69 31 64 36

Pacific .................................................................... 69 31 68 32 75 25

1 Includes workers in the private nonfarm economy except those

in private households, and workers in the public sector, except the

federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based

on the average wage for the occupation, which may include workers

with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using data from the

National Compensation Survey publication, "Employer Costs for

Employee Compensation - March 2013."

NOTE: Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

13
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March 2013

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 60 59 97 57 55 97 79 78 98

Worker characteristics

Management, professional, and related ................ 79 78 98 78 78 99 80 78 98

Management, business, and financial ............... 86 85 99 86 85 99 – – –

Professional and related .................................... 76 75 98 74 73 99 79 77 97

Teachers ........................................................ 74 72 97 – – – 78 76 97

Primary, secondary, and special education

school teachers ........................................ 82 81 98 – – – 85 84 98

Registered nurses ......................................... 76 76 99 – – – – – –

Service ................................................................... 34 33 96 27 26 95 76 75 98

Protective service .............................................. 70 67 96 48 43 88 85 85 99

Sales and office ..................................................... 59 57 96 57 55 96 79 78 98

Sales and related ............................................... 47 44 93 47 44 93 – – –

Office and administrative support ...................... 65 64 97 63 62 97 80 78 98

Natural resources, construction, and maintenance 61 60 97 58 57 97 91 89 99

Construction, extraction, farming, fishing, and

forestry ............................................................. 55 53 97 50 48 97 – – –

Installation, maintenance, and repair ................. 67 66 98 65 63 98 – – –

Production, transportation, and material moving ... 65 62 96 64 62 96 78 77 99

Production ......................................................... 72 69 96 72 69 96 – – –

Transportation and material moving .................. 58 56 96 57 54 96 – – –

Full time ................................................................. 75 73 98 72 70 98 90 88 98

Part time ................................................................ 15 13 88 14 12 87 23 22 96

Union ..................................................................... 86 85 98 86 85 98 86 85 98

Nonunion ............................................................... 56 54 97 54 52 97 74 72 97

Average wage within the following categories:3

Lowest 25 percent ............................................. 26 23 91 22 20 89 62 61 98

Lowest 10 percent ......................................... 12 11 89 11 10 90 48 46 96

Second 25 percent ............................................ 63 61 97 58 56 96 84 82 98

Third 25 percent ................................................ 76 74 98 72 71 98 85 83 98

Highest 25 perecent .......................................... 86 85 99 84 83 99 89 86 97

Highest 10 percent ........................................ 89 88 99 89 88 99 90 86 96

See footnotes at end of table.

14
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March

2013—Continued

(All workers = 100 percent)

Characteristics

Civilian2 Private industry State and local government

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Establishment characteristics

Goods-producing industries ................................... 73 71 97 72 71 97 – – –

Service-providing industries .................................. 58 57 97 54 52 97 79 78 98

Education and health services ........................... 68 66 98 61 60 98 79 77 97

Educational services ...................................... 76 74 98 67 66 99 79 77 97

Elementary and secondary schools ........... 76 75 98 – – – 78 76 98

Junior colleges, colleges, and universities 83 80 96 85 84 99 81 77 95

Healthcare and social assistance .................. 62 61 98 60 59 98 81 79 97

Hospitals .................................................... 86 85 98 – – – 90 87 97

Public administration ......................................... 83 82 99 – – – 83 82 99

1 to 99 workers ...................................................... 40 39 97 39 38 96 63 63 99

1 to 49 workers .................................................. 36 34 96 35 34 96 60 59 99

50 to 99 workers ................................................ 55 53 97 54 52 97 68 67 99

100 workers or more .............................................. 79 77 97 78 76 97 82 80 98

100 to 499 workers ............................................ 73 70 97 72 70 96 75 73 98

500 workers or more .......................................... 85 83 98 85 84 99 84 82 98

Geographic areas

New England ......................................................... 61 59 97 59 58 98 73 69 94

Middle Atlantic ....................................................... 59 58 99 55 54 98 84 84 100

East North Central ................................................. 66 64 97 63 62 97 79 76 97

West North Central ................................................ 59 57 96 56 53 95 79 78 99

South Atlantic ........................................................ 60 59 97 56 55 97 83 81 98

East South Central ................................................ 67 64 95 63 60 96 85 80 94

West South Central ............................................... 63 60 96 60 57 95 77 76 98

Mountain ................................................................ 59 57 97 56 54 97 80 79 99

Pacific .................................................................... 53 52 98 49 48 98 73 72 99

1 The take-up rate is an estimate of the percentage of workers with access to a plan

who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households,

and workers in the public sector, except the federal government. See Technical Note for

further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage

for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using data

from the National Compensation Survey publication, "Employer Costs for Employee

Compensation - March 2013."

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.

For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

15
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2013

(All workers = 100 percent)

Characteristics

Civilian1 Private industry State and local government

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

All workers ............................................................. 65 74 76 61 77 77 89 59 67

Worker characteristics

Management, professional, and related ................ 85 75 79 83 88 89 90 43 55

Management, business, and financial ............... 89 95 95 88 96 97 – – –

Professional and related .................................... 84 68 73 80 84 85 90 36 50

Teachers ........................................................ 85 17 34 – – – 88 12 30

Primary, secondary, and special education

school teachers ........................................ 95 12 29 – – – 95 8 26

Registered nurses ......................................... 79 80 82 – – – – – –

Service ................................................................... 47 58 57 40 55 53 85 76 78

Protective service .............................................. 74 81 83 53 72 78 90 88 87

Sales and office ..................................................... 67 79 80 64 79 79 89 84 85

Sales and related ............................................... 52 68 67 52 68 67 – – –

Office and administrative support ...................... 75 86 87 73 86 87 90 85 86

Natural resources, construction, and maintenance 57 82 85 53 81 84 95 95 96

Construction, extraction, farming, fishing, and

forestry ............................................................. 44 71 77 38 68 75 – – –

Installation, maintenance, and repair ................. 68 92 92 66 91 92 – – –

Production, transportation, and material moving ... 55 82 84 54 83 84 87 63 73

Production ......................................................... 55 91 92 55 91 92 – – –

Transportation and material moving .................. 56 74 76 53 75 77 – – –

Full time ................................................................. 78 87 88 74 91 90 98 67 74

Part time ................................................................ 26 34 38 24 36 39 41 21 29

Union ..................................................................... 84 75 81 71 91 92 97 57 69

Nonunion ............................................................... 62 74 75 60 75 76 82 62 66

Average wage within the following categories:2

Lowest 25 percent ............................................. 34 51 51 30 49 49 75 56 63

Lowest 10 percent ......................................... 21 39 37 20 39 36 62 41 49

Second 25 percent ............................................ 69 83 84 63 83 84 93 84 87

Third 25 percent ................................................ 79 89 90 74 90 90 93 66 74

Highest 25 perecent .......................................... 87 79 82 84 91 92 96 37 49

Highest 10 percent ........................................ 90 78 81 87 92 92 98 36 46

See footnotes at end of table.

16
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2013—Continued

(All workers = 100 percent)

Characteristics

Civilian1 Private industry State and local government

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Paid sick

leave

Paid

vacation

Paid

holidays

Establishment characteristics

Goods-producing industries ................................... 57 89 91 57 89 91 – – –

Service-providing industries .................................. 67 72 73 62 74 74 89 59 67

Education and health services ........................... 80 65 71 74 78 80 89 42 55

Educational services ...................................... 86 40 52 75 55 62 89 35 49

Elementary and secondary schools ........... 90 27 41 – – – 90 26 41

Junior colleges, colleges, and universities 85 67 78 81 72 80 87 64 77

Healthcare and social assistance .................. 75 82 84 74 82 83 89 87 89

Hospitals .................................................... 87 90 91 – – – 93 93 94

Public administration ......................................... 90 89 88 – – – 90 89 88

1 to 99 workers ...................................................... 52 69 68 51 69 68 79 66 69

1 to 49 workers .................................................. 51 66 67 50 66 67 71 64 66

50 to 99 workers ................................................ 59 76 74 56 76 74 90 69 74

100 workers or more .............................................. 77 79 82 72 86 87 90 58 67

100 to 499 workers ............................................ 69 81 82 66 84 85 87 60 64

500 workers or more .......................................... 85 78 82 81 90 91 92 58 68

Geographic areas

New England ......................................................... 69 72 73 65 75 77 89 48 53

Middle Atlantic ....................................................... 68 73 75 65 76 77 89 59 63

East North Central ................................................. 60 74 76 56 78 78 85 53 65

West North Central ................................................ 64 73 75 59 76 76 90 58 69

South Atlantic ........................................................ 66 77 79 61 79 80 92 66 77

East South Central ................................................ 65 75 78 58 78 80 90 64 71

West South Central ............................................... 67 76 76 63 80 80 86 54 56

Mountain ................................................................ 61 73 71 58 76 73 83 53 58

Pacific .................................................................... 67 72 73 63 73 73 91 66 73

1 Includes workers in the private nonfarm economy except those in private

households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average

wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated

using data from the National Compensation Survey publication, "Employer Costs for

Employee Compensation - March 2013."

NOTE: Dash indicates no workers in this category or data did not meet publication

criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

17
Appendix table 1. Survey establishment response, National

Compensation Survey, March 2013

Establishments Total Private industry State and local

governments

Total in sampling frame1 ................................ 5,361,947 5,138,925 223,023

 Total in sample ............................................ 11,893 10,297 1,596

 Responding ............................................... 7,633 6,268 1,365

 Refused or unable to provide data ............ 2,871 2,660 211

 Out of business or not in survey scope ..... 1,389 1,369 20

1 The list of establishments from which the survey

sample was selected (sampling frame) was

developed from State unemployment insurance

reports and is based on the 2007 North American

Industry Classification System (NAICS). For private

industries, an establishment is usually a single

physical location. For State and local governments,

an establishment is defined as all locations of a

government entity. 

NOTE: Because of rounding, sums of individual

items may not equal totals. 

18
Appendix table 2. Number of workers1 represented, National

Compensation Survey, March 2013

Occupational group2 Civilian workers Private industry

workers

State and local

government

workers

All workers ..................................................... 124,992,900 106,145,300 18,847,500

Management, professional, and related .... 36,976,900 26,611,000 10,365,900

Management, business, and financial ... 10,870,300 9,322,100 –

Professional and related ........................ 26,106,600 17,288,900 8,817,700

Teachers ........................................... 6,248,800 – 4,915,000

Primary, secondary, and special

education school teachers ........... 4,154,200 – 3,598,000

Registered nurses ............................. 2,753,700 – –

Service ...................................................... 27,820,000 23,742,700 4,077,300

Protective service .................................. 3,143,400 1,306,100 1,837,300

Sales and office ......................................... 32,422,000 29,719,400 2,702,600

Sales and related .................................. 11,833,100 11,706,200 –

Office and administrative support .......... 20,588,900 18,013,200 2,575,700

Natural resources, construction, and

maintenance ............................................ 9,500,000 8,565,600 934,400

Construction, extraction, farming,

fishing, and forestry ............................. 4,404,800 3,889,700 –

Installation, maintenance, and repair .... 5,095,200 4,675,900 –

Production, transportation, and material

moving ..................................................... 18,274,000 17,506,600 767,400

Production ............................................. 8,710,800 8,597,800 –

Transportation and material moving ...... 9,563,200 8,908,800 –

1 The number of workers represented by the

survey are rounded to the nearest 100. Estimates of

the number of workers provide a description of the

size and composition of the labor force included in

the survey. Estimates are not intended, however, for

comparison to other statistical series to measure

employment trends or levels.

2 The 2000 Standard Occupational Classification

system is used to classify workers.

NOTE: Because of rounding, sums of individual

items may not equal totals. Dashes indicate that no

estimates for this characteristic are provided in this

publication.

19