Court of Appeals of Indiana | Memorandum Decision 45A05-1701-DR-114 | September 26, 2017 Page 1 of 13

MEMORANDUM DECISION

Pursuant to Ind. Appellate Rule 65(D), this 

Memorandum Decision shall not be regarded as 

precedent or cited before any court except for the 

purpose of establishing the defense of res judicata, 

collateral estoppel, or the law of the case.

ATTORNEY FOR APPELLANT

Mark A. Bates

Schererville, Indiana

ATTORNEY FOR APPELLEE

Shana D. Levinson

Levinson & Levinson

Merrillville, Indiana

I N T H E

COURT OF APPEALS OF INDIANA

Rebecca Stormer,

Appellant-Respondent,

v.

David Zander,

Appellee-Petitioner.

September 26, 2017

Court of Appeals Case No.

45A05-1701-DR-114

Appeal from the Lake Circuit Court

The Hon. Thomas W. Webber, Sr.,

Judge 

The Hon. Michael A. Sarafin, 

Magistrate

Trial Court Cause No. 

45C01-1206-DR-485

Bradford, Judge.
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Case Summary

[1] Appellant-Respondent Rebecca Stormer (“Wife”) and Appellee-Petitioner 

David Zander (“Husband”) were married in January of 2009, and Husband 

petitioned for dissolution of the marriage in June of 2012. Before the marriage, 

Husband owned an unencumbered farmhouse and several tractors, other motor 

vehicles, and tools. For her part, Wife owned a condominium and a log house 

encumbered by a mortgage, a property-tax lien, and IRS debt. At some point, 

Wife declared bankruptcy, and, as part of the proceeding, the trustee sold 

Wife’s log house and distributed $8000 of the proceeds to Husband with Wife’s 

consent. 

[2] At a hearing on the division of the marital estate, the trial court heard evidence 

that Wife had contributed very little to the marital estate during the marriage 

and had, in fact, dissipated it by losing large amounts of money gambling. The 

trial court also heard evidence that Wife had disposed of several pieces of 

Husband’s personal property post-separation. Following the hearing, the trial 

court issued its order, in which it awarded Husband 80% of the marital estate. 

Wife contends that the trial court abused its discretion in ordering an unequal 

division of the marital estate and in not ordering that Husband return the $8000 

he received from the sale of the log house in Wife’s bankruptcy proceeding. 

Because we disagree, we affirm. 

Facts and Procedural History

[3] Husband and Wife were married on January 23, 2009. Prior to the marriage, 

Husband owned an unencumbered farmhouse worth approximately $330,000, 
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which he had owned since 1977. Husband also owned thirty-eight tractors, 

several four-wheelers and quads, and various tools. Prior to the marriage, Wife 

owned a log house valued at $350,000 that was encumbered by a fifty-thousanddollar mortgage, a property-tax lien, and IRS debt. Wife also owned a 

condominium in Park Forest, Illinois. Additionally, Wife had received her 

previous husband’s 401K and pension, some furniture, and some dishes. Wife 

had owned a condominium in Lowell, Indiana, but sold it before the marriage 

for $129,000. 

[4] At the beginning of the marriage, the parties lived in Wife’s log house but 

moved into Husband’s farmhouse in 2010. Wife made no contributions to the 

maintenance of the farmhouse or to the acquisition of any of the personal 

property therein. The $129,000 Wife obtained from the sale of her Lowell 

condominium was never used during the marriage by the couple; Husband 

testified that he suspects that it was “[h]igh time at the [casino] boat” or she 

gave it to her mother. Tr. p. 75. While living in the farmhouse with Husband, 

Wife rented out her log house for $1500 per month but did not apply the rent to 

the log house mortgage loan or pay property taxes with it. 

[5] Husband, aged sixty-seven, received $5000 per month during the marriage in 

veteran’s disability and social security. Wife testified that she earned $500 per 

week from the VFW for managing the poker slot machines plus $5 per hour 

(plus tips) for working the bar and running bingo games. Wife also received 

$750 per month in disability payments and received weekly child support from 

her previous husband. At some point, Husband bought Wife a brand-new hot 
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dog stand that she operated for a time as “Becky’s Hot Dogs” in a Lowell park, 

but she did not want to work after “a little while” so the machine sat in 

Husband’s barn. Tr. p. 92. 

[6] At some point during the marriage, Husband received a telephone call from a 

person telling him that an uncle had died in China and left him some money. 

The person informed Husband that he was to inherit $3,000,000.00, but 

apparently required $49,000.00 to release it to Husband. Husband and Wife 

discussed the situation and visited Husband’s banker together before Husband 

flew to China to complete the transaction. As it happened, the transaction was 

fraudulent and Husband ended up losing approximately $13,000.00. 

[7] Husband and Wife both gambled during the marriage. Wife showed losses at 

AmeriStar Casino from 2010-2012 of approximately $48,000. Husband testified 

that his gambling losses approximately equaled his winnings. The only 

financial contributions made by Wife during the marriage were some gutters for 

her log house and some tickets to Great America Amusement Park. In January 

of 2012, Husband discovered that Wife had made several undisclosed 

withdrawals from his account and, without his permission, forged his name to 

checks. At some point, Wife filed for bankruptcy due to her pre-marital debt, 

and the bankruptcy trustee sold her log home to satisfy her creditors. Upon 

advice of counsel, Wife agreed that both she and Husband should receive $8000 

from that initial distribution, leaving proceeds in the amount of $68,604.58, 

ultimately distributed to Wife. 
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[8] Husband petitioned to dissolve the marriage on June 20, 2012. Afterwards, 

Wife had temporary and exclusive possession of the farmhouse. During the 

summer of 2013, in anticipation of moving out, Wife sold several items out of 

the house. Wife convinced a male friend to come to the house and help her 

clear it out, telling him that everything in the house belonged to her and her 

son. According to the friend’s testimony, he and Wife removed several of 

Husband’s tractors, tools, come-a-longs, drills, and wrenches worth thousands 

of dollars and a transom worth $3500. Wife and the friend dismantled a

camper that was on the property, stripped the wires, and sold it for scrap. 

Wife’s son took some of Husband’s farm equipment, namely, a Farmall 561

and three John Deere tractors and three or four of Husband’s four-wheelers and 

quads. 

[9] The trial court dissolved the marriage on September 21, 2015. The distribution 

of the marital estate was delayed because of Wife’s pending bankruptcy 

petition. The trial court held the distribution hearing on October 17, 2016, and 

heard evidence concerning the parties’ marriage. On December 16, 2016, the 

trial court issued its order dividing the marital estate, which provides, in part, as 

follows:

14. With regard to the marital estate, the Court finds and 

Orders that the estate consists of the property in Lowell known as 

the “farm house”, the condominium in Illinois, the contents of 

the barn which include collections of various tractors, trailers, 

and weapons as well as the vast majority of the personal 

property, the proceeds from the log house and additional 

personal property that the Wife left at the farm house. The Court 
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has considered all of the statutory factors in I.C. §31-15-7-5 and 

has determined that a deviation is necessary in this case.

15. In addition, the Court has considered the fact that this 

was only a three (3) year marriage, that the disputes should have 

never risen to the level that it did and the fact that the parties 

have both been through divorces in the past and should have 

known better. In this case, it is easier to determine the status of 

the parties prior to the marriage and the Court is able to know 

what each party had because the parties’ assets stem from prior 

dissolutions.

16. There is no doubt that Mr. Zander had all of his 

personal property prior to the marriage as he was awarded those 

assets in his first divorce.

17. The Court is considering dissipation both pre and post 

filing by the Wife and disposition of the property by the 

Husband.

18. There appears to have been dissipation both Pre and 

Post Decree by the Wife and disposition of property by the 

Husband.

19. The credible values of the property are as follows:

a. Farm House $335,000.00

b. Log House $68,604.58

c. Condominium $15,000.00

20. There is no credible evidence before the Court of the 

value of the property in the barn or the other personal property. 

As indicated, the Court believes that a deviation from the 

presumptive 50/50 is just and reasonable in this case and finds 

that Husband should receive the Farm House and all of the

contents in the barn in its entirety.

21. The Wife is awarded the proceeds from the Log House 

sale as well as the Condominium in Illinois.

22. The Court acknowledges that this is a substantial

deviation from the presumptive 50/50 division of assets but the 

Court believes it is justified not only on the statutory factors but 

also the short duration of this marriage.

23. Wife is awarded the items that are in the breeze way or 

porch at the Farm House as well as the storage unit located at the 
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Farm House. Each party is awarded any vehicles that existed at 

the time of the marriage that are currently in their care and 

custody.

24. Other than as indicated above, Husband is awarded all 

of the contents at the Farm House.

25. Each party shall pay any debts in their individual 

names and any debts incurred after the date of the filing of this 

action. 

Order pp. 4–6. Wife contends that the trial court abused its discretion in 

ordering an unequal division of the marital estate and in failing to order 

Husband to return the $8000 he received from the proceeds of the sale of the log 

house in Wife’s bankruptcy proceeding. 

Discussion and Decision

I. Whether the Trial Court Abused its 

Discretion in Dividing the Marital Estate

[10] Wife contends that the trial court abused its discretion in awarding 

approximately 80% of the marital estate to Husband. Indiana Code section 31-

15-7-5 provides as follows:

The court shall presume that an equal division of the marital 

property between the parties is just and reasonable. However, 

this presumption may be rebutted by a party who presents 

relevant evidence, including evidence concerning the following 

factors, that an equal division would not be just and reasonable:

(1) The contribution of each spouse to the acquisition of the 

property, regardless of whether the contribution was income 

producing.

(2) The extent to which the property was acquired by each 

spouse:

(A) before the marriage; or
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(B) through inheritance or gift.

(3) The economic circumstances of each spouse at the time 

the disposition of the property is to become effective, 

including the desirability of awarding the family residence or 

the right to dwell in the family residence for such periods as 

the court considers just to the spouse having custody of any 

children.

(4) The conduct of the parties during the marriage as related 

to the disposition or dissipation of their property.

(5) The earnings or earning ability of the parties as related to:

(A) a final division of property; and

(B) a final determination of the property rights of the 

parties.

[11] “Subject to the statutory presumption that an equal distribution of marital 

property is just and reasonable, the disposition of marital assets is committed to 

the sound discretion of the trial court.” Augspurger v. Hudson, 802 N.E.2d 503, 

512 (Ind. Ct. App. 2004). 

An abuse of discretion occurs if the trial court’s decision is clearly

against the logic and effect of the facts and circumstances, or the 

reasonable, probable, and actual deductions to be drawn 

therefrom. An abuse of discretion also occurs when the trial 

court misinterprets the law or disregards evidence of factors listed 

in the controlling statute. The presumption that a dissolution 

court correctly followed the law and made all the proper 

considerations in crafting its property distribution is one of the 

strongest presumptions applicable to our consideration on 

appeal. Thus, we will reverse a property distribution only if there 

is no rational basis for the award and, although the circumstances 

may have justified a different property distribution, we may not 

substitute our judgment for that of the dissolution court. 

Id. (citations, quotation marks, and brackets omitted). “When ordering an 

unequal division, the trial court must consider all of the factors set forth in the 
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statute.” Love v. Love, 10 N.E.3d 1005, 1012 (Ind. Ct. App. 2014) (citing Eye v. 

Eye, 849 N.E.2d 698, 701 (Ind. Ct. App. 2006)). “While a trial court abuses its 

discretion in considering a factor in isolation from the other four factors, the 

court is not required to explicitly address each factor.” Id. (citing Eye, 849 

N.E.2d at 702). “However, a court on review must be able to infer from the 

trial court’s findings that all the statutory factors were considered.” Id. (citing 

Eye, 849 N.E.2d at 703).

[12] Wife concedes that the trial court’s identification and valuation of the marital 

assets was appropriate, namely the farm house ($335,000), the proceeds from 

the sale of the log house ($68,604.58), the Illinois condominium ($15,000), the 

contents of the barn at the farm house, and personal property Wife left at the 

farmhouse. Wife, however, contends that the trial court abused its discretion in 

essentially awarding her and Husband the property they individually owned 

before getting married. Wife argues that Husband did not overcome the 

presumption of an equal division of the marital estate in light of the parties’

comingling of assets, dissipation and disposition of property during the 

marriage, and alleged contributions to marital finances. 

A. Comingling of Assets During Marriage

[13] Wife contends that the parties significantly comingled their assets, pointing to 

evidence that they put each other’s names on titles to real estate, moved into 

Wife’s log house at the beginning of their marriage, and that mortgage 

payments were made out of a joint checking account. We do not believe that 

these facts necessarily support an equal division of the marital estate in this 
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case. While it is true that the parties put each other’s names on real properties 

they individually owned before marriage, it is not clear that this indicated any 

significant comingling. For example, while Husband’s name was on the title of 

the log house, there is no evidence that Husband or the marital estate benefitted 

from Wife renting it out after moving into the farmhouse with Husband. Also, 

there does not seem to be much that can be made of the fact that the parties 

initially lived in the log house when they ultimately moved into the farmhouse 

and lived there for the majority of the marriage. Finally, the mere existence of a 

joint checking account does not necessarily mean that Wife made any 

significant contribution to it. Wife has not established that comingling of assets 

favors an equal division of the marital estate. 

B. Dissipation and Disposition

[14] Wife also contends that evidence of dissipation and dispositions of marital

assets by both parties supports an equal division of the marital estate. The 

evidence in favor of the trial court’s judgment, notably evidence of postseparation dissipation of personal property by Wife, supports a division 

favoring Husband. There is evidence to support the trial court’s finding that

there were “unusual dispositions also by to a certain extent husband[,]”

specifically the inheritance scam that cost the parties approximately $13,000. 

Tr. p. 191. There is, however, evidence that Wife dissipated significantly more 

than Husband, pre- and post-separation. Evidence was admitted that prior to 

separation Wife lost approximately $48,000 gambling over a three-year period

and made unauthorized withdrawals from Husband’s account by forging his 
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name. The trial court also heard evidence that post-separation, Wife disposed 

of significant amounts of Husband’s personal property from the Farmhouse, 

including tractors, tools, come-a-longs, drills, wrenches worth thousands of

dollars, a transom worth $3500, a camper sold for scrap, a Farmall 561, three 

John Deere tractors, and three or four of Husband’s four-wheelers and quads. 

The trial court noted that this was “clearly dissipation under the divorce 

statute” and noted that it had made it clear in previous orders that property was 

to be preserved. Tr. p. 192. In summary, the evidence touching on dissipation 

and disposition of marital assets favors an unequal division of the marital estate 

in Husband’s favor. 

C. Contributions of Each Party

[15] Wife argues that the respective contributions by the parties to the marriage 

support an equal division of the marital estate. Husband, however, testified 

that Wife made no contributions to the maintenance of the farmhouse or to the 

acquisition of any of the personal property therein and that the only financial 

contribution made by Wife during the marriage was some gutters for her log 

house and some tickets to Great America Amusement Park. Although Wife 

points to some evidence to indicate that she did contribute to the marriage, the 

trial court was under no obligation to credit it. The evidence most favorable to 

the trial court’s judgment supports an unequal division of the marital estate 

based on the parties’ respective contributions. In the end, Wife’s arguments 

regarding the trial court’s unequal division of the marital estate are nothing 

more than invitations to reweigh the evidence, which we will not do. 
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II. The $8000 Awarded to Husband

[16] Wife contends that even if the trial court did not abuse its discretion in 

unequally dividing the marital estate, it improperly allowed Husband to keep 

$8000 from the proceeds of the sale of the log house, which occurred during 

Wife’s bankruptcy proceeding. Our review of the record does not reveal that 

Wife ever requested that the trial court order the return of the $8000 in 

question, so Wife is making this argument for the first time on appeal. 

It has long been the general rule in Indiana that an argument or 

issue presented for the first time on appeal is waived for purposes 

of appellate review. See, e.g., Plank v. Cmty. Hospitals of Ind., Inc.,

981 N.E.2d 49, 53 (Ind. 2013) (“[A]ppellate review presupposes 

that a litigant’s arguments have been raised and considered in the 

trial court.”); Ind. Dep’t of Envtl. Mgmt. v. Raybestos Prods. Co., 897 

N.E.2d 469, 474 (Ind. 2008) (“Generally, an appellate court will 

not review an issue that was not presented to the trial court.”), 

corrected on reh’g, 903 N.E.2d 471 (Ind. 2009); Troxel v. Troxel, 737 

N.E.2d 745, 752 (Ind. 2000) (“A party may not raise an issue for 

the first time in a motion to correct error or on appeal.”); Franklin 

Bank & Trust Co. v. Mithoefer, 563 N.E.2d 551, 553 (Ind. 1990) 

(“A party cannot change its theory and on appeal argue an issue 

which was not properly presented to the trial court.”); 

Indianapolis Newspapers, Inc. v. Fields, 254 Ind. 219, 260, 259 

N.E.2d 651, 670 (1970) (“We do not review issues presented for 

the first time on appeal except to avoid grave injustice.”). 

Ind. Bureau of Motor Vehicles v. Gurtner, 27 N.E.3d 306, 311 (Ind. Ct. App. 2015). 

Because Wife makes this specific argument for the first time on appeal, she has 

waived it for appellate review. 

Conclusion
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[17] We conclude that Wife has failed to establish that the trial court abused its 

discretion in ordering an unequal division of the marital estate or in not 

ordering that Husband return the $8000 he received from the sale of Wife’s log 

house. Consequently, we affirm the trial court’s order disposing of the marital 

estate. 

[18] The judgment of the trial court is affirmed. 

Brown, J., and Pyle, J., concur.