Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2014-2015

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 16,248 618 330 524 1,293 1,294 1,237 2,296 8,655

Consumer unit characteristics:

Income before taxes ....................................... $95,173 $4,957 $13,048 $17,609 $25,352 $34,943 $44,758 $59,417 $145,573

Income after taxes .......................................... 82,928 5,550 16,394 22,605 30,743 38,489 45,543 57,067 121,289

Age of reference person ................................. 42.5 37.8 39.4 37.0 40.8 41.6 40.2 42.3 44.1

Average number in consumer unit:

People .......................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0

Children under 18 ......................................... 1.5 1.9 1.8 2.0 1.8 1.6 1.6 1.5 1.4

Adults 65 and older ...................................... .1 1.1 1.1 1.1 .1 .1 .1 .2 .1

Earners ......................................................... 1.9 .9 1.0 1.1 1.3 1.5 1.8 2.0 2.3

Vehicles ........................................................ 2.3 1.3 1.2 1.1 1.4 1.7 2.0 2.3 2.8

Percent distribution:

Reference person:

Men .............................................................. 45 32 19 26 33 41 43 41 52

Women ......................................................... 55 68 81 74 67 59 57 59 48

Housing tenure:

Homeowner .................................................. 66 29 26 26 35 43 55 63 83

With mortgage ............................................ 51 15 19 10 20 29 43 46 68

Without mortgage ....................................... 15 13 6 16 16 14 12 17 15

Renter ........................................................... 34 71 74 74 65 57 45 37 17

Race of reference person:

Black or African-American ............................ 11 23 22 23 21 18 10 9 8

White, Asian, and all other races .................. 89 77 78 77 79 82 90 91 92

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 20 27 33 28 36 30 35 23 11

Not Hispanic or Latino .................................. 80 73 67 72 64 70 65 77 89

Education of reference person:

Elementary (1-8) ........................................... 3 5 11 6 10 6 4 3 1

High school (9-12) ........................................ 31 54 49 57 58 48 41 37 18

College ......................................................... 65 41 40 35 32 46 54 60 80

Never attended and other ............................. 2 ( ) 1 2 ( ) 1 1 2 ( ) 1 2 ( ) 2 ( )

At least one vehicle owned or leased ............. 94 77 74 73 86 94 94 96 98

Average annual expenditures ........................... $73,315 $33,958 $31,100 $30,849 $34,369 $41,849 $47,770 $55,694 $99,003

Food ............................................................... 9,707 6,201 5,818 6,736 6,222 6,622 6,745 7,568 12,193

Food at home ............................................... 5,694 4,490 4,429 4,909 4,461 4,476 4,463 4,543 6,707

Cereals and bakery products ..................... 761 540 757 647 512 592 581 587 911

Cereals and cereal products .................... 265 206 336 267 202 225 201 199 307

Bakery products ....................................... 495 334 420 380 310 367 380 388 604

Meats, poultry, fish, and eggs .................... 1,297 1,280 982 1,187 1,342 1,103 1,130 1,062 1,434

Beef .......................................................... 341 324 268 299 549 243 358 282 352

Pork .......................................................... 240 300 160 200 238 201 198 190 269

Other meats .............................................. 193 127 109 177 129 195 135 139 232

Poultry ...................................................... 264 277 278 279 237 245 237 219 284

Fish and seafood ...................................... 177 166 1109 156 105 144 125 149 211

Eggs ......................................................... 82 86 59 76 83 76 76 83 85

Dairy products ............................................ 617 449 403 485 433 462 497 492 742

Fresh milk and cream ............................... 215 154 186 208 166 147 194 184 249

Other dairy products ................................. 401 295 217 278 268 315 302 309 493

Fruits and vegetables ................................. 1,090 887 750 1,061 705 828 827 865 1,307

Fresh fruits ............................................... 417 303 216 402 229 317 301 337 511

Fresh vegetables ...................................... 338 287 271 327 231 272 267 264 398

Processed fruits ........................................ 149 130 71 132 101 100 128 126 178

Processed vegetables .............................. 186 168 192 200 144 138 132 138 220

Other food at home .................................... 1,931 1,333 1,536 1,528 1,468 1,492 1,428 1,537 2,314

Sugar and other sweets ........................... 184 154 169 155 123 153 125 142 220

Fats and oils ............................................. 152 109 152 159 115 141 125 120 174

Miscellaneous foods ................................. 1,018 642 756 761 738 692 768 805 1,245

Nonalcoholic beverages ........................... 509 414 451 446 468 466 380 435 572

Food prepared by consumer unit on

out-of-town trips ...................................... 67 114 18

17124 40 130 34 102

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2014-2015 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 4,013 1,712 1,389 1,828 1,761 2,146 2,282 3,024 5,486

Alcoholic beverages ....................................... 519 216 1115 1160 160 210 241 307 767

Housing .......................................................... 23,650 12,939 12,927 13,022 13,220 15,290 16,085 18,175 30,785

Shelter .......................................................... 13,512 7,946 7,673 7,255 7,372 8,369 8,832 10,147 17,758

Owned dwellings ........................................ 8,702 1,901 1,470 1,287 1,895 2,938 4,102 5,458 13,308

Mortgage interest and charges ................. 4,940 1933 1843 1474 1,057 1,685 2,487 3,168 7,540

Property taxes .......................................... 2,436 491 439 524 565 752 958 1,366 3,794

Maintenance, repairs, insurance, other

expenses ................................................ 1,325 477 1188 289 273 501 657 924 1,974

Rented dwellings ........................................ 4,000 5,967 5,797 5,906 5,348 5,237 4,572 4,426 3,095

Other lodging .............................................. 810 178 1406 161 1129 194 158 263 1,355

Utilities, fuels, and public services ................ 5,005 3,111 3,312 3,491 3,683 4,113 4,293 4,692 5,811

Natural gas ................................................. 523 285 276 433 325 375 363 450 648

Electricity .................................................... 1,859 1,410 1,565 1,544 1,552 1,639 1,703 1,764 2,048

Fuel oil and other fuels ............................... 137 121 138 149 162 188 192 138 179

Telephone services .................................... 1,793 1,032 1,164 1,083 1,295 1,484 1,545 1,726 2,089

Residential phone service, VOIP, and

phone cards ............................................ 356 235 171 261 249 291 218 326 430

Cellular phone service .............................. 1,437 798 993 822 1,046 1,192 1,326 1,400 1,658

Water and other public services ................. 693 362 269 382 449 527 590 615 847

Household operations .................................. 2,201 615 453 489 692 822 1,124 1,333 3,301

Personal services ....................................... 1,163 1198 1144 1122 266 323 575 651 1,813

Other household expenses ........................ 1,038 417 309 367 427 499 549 682 1,487

Housekeeping supplies ................................ 792 348 487 624 446 588 670 674 962

Laundry and cleaning supplies ................... 208 89 100 248 138 176 268 174 230

Other household products .......................... 437 214 215 278 208 342 320 393 539

Postage and stationery ............................... 147 144 1173 98 101 71 83 107 192

Household furnishings and equipment ......... 2,140 919 1,002 1,163 1,028 1,397 1,165 1,329 2,953

Household textiles ...................................... 139 117 1150 180 105 106 60 64 190

Furniture ..................................................... 591 383 297 347 241 357 413 412 792

Floor coverings ........................................... 17 18

14151214126 6 24

Major appliances ........................................ 303 189 1156 121 107 190 149 219 419

Small appliances, miscellaneous

housewares .............................................. 116 183 124 117 59 71 65 96 150

Miscellaneous household equipment ......... 974 239 369 494 513 670 452 531 1,377

Apparel and services ...................................... 3,043 1,771 1,577 1,621 1,421 1,841 1,696 1,803 4,198

Men and boys ............................................... 671 615 365 370 337 439 383 447 890

Men, 16 and over ....................................... 430 1507 1177 1171 163 232 218 265 596

Boys, 2 to 15 .............................................. 241 108 188 200 174 207 165 182 294

Women and girls .......................................... 1,025 641 665 573 480 594 516 594 1,419

Women, 16 and over .................................. 765 481 360 387 314 429 359 428 1,084

Girls, 2 to 15 ............................................... 260 160 305 186 166 165 157 166 335

Children under 2 ........................................... 176 156 174 1309 189 214 1143 158 194

Footwear ...................................................... 618 1340 1396 219 311 361 347 425 838

Other apparel products and services ........... 553 120 76 150 203 234 307 179 857

Transportation ................................................ 13,114 5,453 4,775 3,652 5,770 7,754 11,161 12,605 16,833

Vehicle purchases (net outlay) ..................... 5,574 11,624 11,658 1613 1,644 2,817 5,524 5,914 7,222

Cars and trucks, new .................................. 2,457 3 ( ) 3 ( ) 3 ( ) 1401 1718 12,008 1,858 3,666

Cars and trucks, used ................................ 3,007 1,624 11,658 1613 1,243 2,099 3,389 3,958 3,395

Other vehicles ............................................ 109 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 1127 198 161

Gasoline and motor oil ................................. 3,219 1,889 1,976 1,602 2,172 2,596 2,730 3,079 3,816

Other vehicle expenses ................................ 3,594 1,751 1,025 1,132 1,738 2,060 2,583 3,264 4,679

Vehicle finance charges ............................. 341 128 1105 195 126 224 294 346 436

Maintenance and repairs ............................ 1,034 355 453 482 551 766 706 902 1,331

Vehicle insurance ....................................... 1,407 1332 1223 1356 1804 1677 11,239 1,544 1,748

Vehicle rental, leases, licenses, and other

charges ..................................................... 812 937 244 199 257 393 344 472 1,164

Public and other transportation .................... 727 189 1115 305 216 281 325 347 1,117

Healthcare ...................................................... 4,895 1,647 1,181 1,192 1,649 2,493 2,787 4,072 6,853

Health insurance .......................................... 3,356 1,206 881 703 1,166 1,707 1,889 2,789 4,698

Medical services ........................................... 952 248 1117 208 217 428 527 768 1,377

Drugs ............................................................ 439 141 1149 229 210 290 286 400 569

Medical supplies ........................................... 148 152 134 151 55 67 84 115 208

Entertainment ................................................. 3,551 1,895 1,379 1,322 1,839 1,908 2,059 2,283 4,939

Fees and admissions ................................... 1,144 334 1130 191 179 235 290 421 1,889

Audio and visual equipment and services .... 1,266 787 741 803 1,097 1,091 933 1,093 1,498

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2014-2015 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 713 618 1189 281 410 365 547 592 919

Pets ............................................................ 494 432 179 162 253 243 375 413 647

Toys, hobbies, and playground equipment 219 1186 1110 1118 1157 1122 1172 179 272

Other entertainment supplies, equipment,

and services ............................................... 427 1156 1320 147 153 217 289 177 633

Personal care products and services ............. 883 400 461 462 507 527 535 602 1,189

Reading .......................................................... 119 114 138 142 147 113 47 70 169

Education ....................................................... 1,903 890 1,123 488 623 875 846 688 2,910

Tobacco products and smoking supplies ....... 405 454 430 412 467 576 475 451 344

Miscellaneous ................................................. 1,008 11,481 182 271 271 493 664 601 1,398

Cash contributions .......................................... 1,552 352 481 393 532 480 858 1,027 2,299

Personal insurance and pensions .................. 8,967 244 714 1,077 1,639 2,667 3,571 5,443 14,125

Life and other personal insurance ................ 434 157 139 147 70 106 195 205 699

Pensions and Social Security ....................... 8,532 187 675 1,029 1,568 2,561 3,377 5,238 13,426

Sources of income and personal taxes:

Money income before taxes ........................... $95,173 $4,957 $13,048 $17,609 $25,352 $34,943 $44,758 $59,417 $145,573

Wages and salaries ...................................... 83,132 1,905 6,861 10,409 17,595 27,644 38,729 51,822 128,986

Self-employment income .............................. 6,210 1-70 1317 1644 1,019 1,390 1,547 2,695 10,316

Social Security, private and government

retirement ................................................... 2,847 1325 11,789 2,313 3,427 3,325 2,440 3,257 2,892

Interest, dividends, rental income, other

property income .......................................... 1,365 19

18174 170 1143 193 261 2,442

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 794 2,042 2,662 3,201 2,535 1,799 1,016 374 157

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 539 1265 1793 1442 463 1409 691 683 526

Other income ................................................ 286 1482 1618 1527 1243 1233 1242 1326 255

Personal taxes (contains some imputed

values) .......................................................... 12,245 -593 -3,346 -4,996 -5,391 -3,547 -785 2,350 24,284

Federal income taxes ................................... 9,383 -459 -3,223 -4,689 -5,268 -3,794 -1,347 1,243 19,270

State and local income taxes ....................... 2,810 -139 1-131 -324 -142 139 474 1,067 4,959

Other taxes ................................................... 52 16

18117 119 1108 188 140 54

Income after taxes .......................................... 82,928 5,550 16,394 22,605 30,743 38,489 45,543 57,067 121,289

Addenda:

Net change in total assets and liabilities ........ $7,258 - $17,492 $242 $1,343 - $3,362 $3,312 $485 $2,466 $14,067

Net change in total assets ............................ 21,403 -627 503 1,274 645 7,475 3,961 13,159 34,855

Net change in total liabilities ......................... 14,145 16,865 261 -69 4,007 4,163 3,476 10,694 20,788

Other financial information:

Other money receipts ................................... 858 1565 1792 1173 1150 1598 1639 1423 1,214

Mortgage principal paid on owned property -2,638 -879 1-684 1-204 -557 -911 -1,243 -1,649 -4,017

Estimated market value of owned home ...... 202,439 85,722 130,880 35,987 55,883 65,332 91,276 118,265 308,007

Estimated monthly rental value of owned

home .......................................................... 1,107 331 1217 297 366 443 592 767 1,619

Gifts of goods and services, total ................... 1,134 302 347 524 324 1,000 529 409 1,675

Food ............................................................. 83 135 115 128 112 46 57 64 117

Alcoholic beverages ..................................... 10 3 ( ) 3 ( ) 3 ( ) 2 ( ) 11

112 ( ) 19

Housing ........................................................ 184 178 1222 195 111 164 68 86 245

Housekeeping supplies .............................. 23 3 ( ) 125 111 115 119 122 113 29

Household textiles ...................................... 19

3 ( ) 3 ( ) 3 ( ) 113 ( ) 3 ( ) 12117

Appliances and miscellaneous

housewares .............................................. 12 126 3 ( ) 3 ( ) 3 ( ) 3 ( ) 11

12 20

Major appliances ...................................... 6 126 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 10

Small appliances and miscellaneous

housewares ............................................ 6 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 11

12 11

Miscellaneous household equipment ......... 45 3 ( ) 3 ( ) 2 ( ) 18

130 127 135 65

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2014-2015 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 95 152 1197 1184 187 1115 118 135 115

Apparel and services .................................... 351 1184 173 1196 149 155 253 98 539

Males, 2 and over ....................................... 48 1118 132 143 165 111 128 11 63

Females, 2 and over ................................... 67 148 114 181 146 17

150 42 91

Children under 2 ......................................... 53 3 ( ) 127 169 114 135 142 123 73

Other apparel products and services ......... 184 117 3 ( ) 13

124 131134 122 312

Jewelry and watches ................................ 165 14

3 ( ) 3 ( ) 3 ( ) 3 ( ) 1130 161287

All other apparel products and services ... 19 113 3 ( ) 13

124 1313116 25

Transportation .............................................. 116 13

3 ( ) 16 7 320 100 12 150

Healthcare .................................................... 9 3 ( ) 3 ( ) 3 ( ) 11

111212 16

Entertainment ............................................... 86 2 ( ) 19

138 131 123 137 163 127

Toys, games, arts and crafts, and tricycles 34 3 ( ) 19

138 125 12115 147 42

Other entertainment ................................... 52 2 ( ) 3 ( ) 11

15121 122 116 85

Personal care products and services ........... 8 3 ( ) 128 114 13

141111 10

Reading ........................................................ 5 3 ( ) 3 ( ) 17

2 ( ) 112 ( ) 12 7

Education ..................................................... 236 3 ( ) 3 ( ) 3 ( ) 14

1348 1516 389

All other gifts ................................................. 45 12

3 ( ) 129 15 37 14 74 56

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016