UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                                   _______

                                   FORM 10-K

(Mark One)

       [X]   ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
       EXCHANGE ACT OF 1934

       For the fiscal year ended:   December 31, 2000
                                    -----------------

                                      OR

       [ ]   TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
       SECURITIES EXCHANGE ACT OF 1934

       For the transition period from               to
                                      -------------    -------------

                     Commission file number: 333-53861-30
                                             ------------

                                  CWMBS, Inc.
                Residential Asset Securitization Trust 2000-A2
               Mortgage Pass-Through Certificates, Series 2000-B
               -------------------------------------------------
            (Exact name of Registrant as specified in its charter)


              Delaware                               95-4449516
------------------------------------     ------------------------------------
(State or other jurisdiction of          (IRS Employer Identification Number)
   incorporation or organization)

c/o  The Bank of New York
     101 Barclay Street
     New York, New York                                10286
---------------------------------------  ------------------------------------
(Address of principal executive offices)             (Zip Code)

Registrant's telephone number, including area code:   (212) 815-2007
                                                      --------------

Securities registered pursuant to Section 12(b) of the Act:  None
                                                             ----

Securities registered pursuant to Section 12(g) of the Act:  None
                                                             ----


Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
Registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days. Yes X   No
                                                  ---     ---

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K (ss. 229.405 of this chapter) is not contained herein, and
will not be contained, to the best of Registrant's knowledge, in definitive
proxy or information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K. [ ]

State the aggregate market value of the voting and non-voting common equity
held by non-affiliates of the Registrant:  Not applicable
                                           --------------

Indicate the number of shares outstanding of each of the registrant's classes
of common stock, as of December 31, 2000:  Not applicable
                                           --------------


DOCUMENTS INCORPORATED BY REFERENCE


                                     None.

                                     * * *


     This Annual Report on Form 10-K (the "Report") is filed with respect to
the trust fund entitled Residential Asset Securitization Trust 2000-A2 (the
"Trust Fund") formed pursuant to the pooling and servicing agreement dated as
of February 1, 2000 (the "Pooling and Servicing Agreement") among CWMBS, Inc.,
as depositor (the "Company"), IndyMac, Inc., as seller and master servicer
(the "Master Servicer"), and The Bank of New York, as trustee (the "Trustee"),
for the issuance of CWMBS, Inc., Mortgage Pass-Through Certificates, Series
2000-B (the "Certificates"). Certain information otherwise required to be
included in this Report by the Instructions to Form 10-K has been omitted in
reliance on the relief granted to the Company in CWMBS, Inc. (February 3,
1994) (the "Relief Letter").


                                    PART I

ITEM 1.  BUSINESS

         Not applicable.  See the Relief Letter.

ITEM 2.  PROPERTIES

         Not applicable.  See the Relief Letter.

ITEM 3.  LEGAL PROCEEDINGS

         There were no material pending legal proceedings relating to
         the Trust Fund to which any of the Trust Fund, the Trustee,
         the Master Servicer or the Company was a party or of which
         any of their respective properties was the subject during
         the fiscal year covered by this Report, nor is the Company
         aware of any such proceedings contemplated by governmental
         authorities.

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

         No matter was submitted to a vote of Certificateholders, and
         no Certificateholder consent was solicited during the fiscal
         year covered by this Report.


                                    PART II

ITEM 5.  MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

         (a)  There is no established public trading market for the
         Certificates.

         (b)  As of December 31, 2000, there were less than 300 holders of
         record of the Certificates.

         (c)  Not applicable.  (Information as to distributions to
         Certificateholders is provided in the Registrant's monthly filings
         on Form 8-K.)

ITEM 6.  SELECTED FINANCIAL DATA

         Not applicable.  See the Relief Letter.

ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
         RESULTS OF OPERATIONS

         Not applicable.  See the Relief Letter.

ITEM 7A  QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

         Not applicable.

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

         Not applicable.  See the Relief Letter.

ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
         FINANCIAL DISCLOSURE

         None.


                                   PART III

ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

         Not applicable.  See the Relief Letter.

ITEM 11. EXECUTIVE COMPENSATION

         Not applicable.  See the Relief Letter.

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

         (a)  Not applicable.  See the Relief Letter.

         (b)  Not applicable.  See the Relief Letter.

         (c)  Not applicable.  See the Relief Letter.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

         (a)  Not applicable.  See the Relief Letter.


                                    PART IV

ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K

                        (a)  (1)  Pursuant to the
                Pooling and Servicing Agreement, the
                Master Servicer is required (i) to deliver
                an annual statement as to compliance with
                the provisions of the Pooling and
                Servicing Agreement and certain other
                matters (the "Annual Statement of the
                Master Servicer") and (ii) to cause a firm
                of independent public accountants to
                deliver an annual report as to compliance
                with the servicing provisions of the
                Pooling and Servicing Agreement (the
                "Annual Report of the Firm of
                Accountants"). Both the Annual Statement
                of the Master Servicer and the Annual
                Report of the Firm of Accountants are
                attached as Exhibits 99.1 and 99.2,
                respectively, to this Report.

          (2)   Not applicable.

          (3)   The required exhibits are as follows:

                                      Exhibit 3(i):  Copy of Company's
                Certificate of Incorporation (Filed as an Exhibit to
                Registration Statement on Form S-11 (File No. 33-63714).

                                       Exhibit 3(ii):  Copy of Company's
                By-laws (Filed as an Exhibit to Registration Statement on
                Form S-11 (File No. 33-63714)).

                                       Exhibit 4:  Pooling and Servicing
                Agreement (Filed as part of the Registrant's Current Report
                on Form 8-K filed on March 23, 2000).

                                       Exhibit 99.1:  Annual Statement of the
                Master Servicer.

                                       Exhibit 99.2:  Annual Report of the
                Firm of Accountants.

                (b)  Current Reports on Form 8-K filed during the last quarter
                of the period covered by this Report:


                Date of Current Report                 Item Reported
                ----------------------                 -------------
                October 25, 2000                 Monthly Report sent to
                                                 Certificateholders with the
                                                 October 2000 distribution

                November 27, 2000                Monthly Report sent to
                                                 Certificateholders with the
                                                 November 2000 distribution

                December 26, 2000                Monthly report sent to
                                                 Certificateholders with the
                                                 December 2000 distribution

                (c)  See subparagraph (a)(3) above.

                (d)  Not applicable.  See the Relief Letter.

     SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO
SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES
PURSUANT TO SECTION 12 OF THE ACT.

     No such annual report, proxy statement, form of proxy or other soliciting
material has been sent to Certificateholders. See the Relief Letter.


                                  SIGNATURES

     Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this Report to be signed
on its behalf by the undersigned, thereunto duly authorized.

                            CWMBS, INC.,
                            RESIDENTIAL ASSET SECURITIZATION TRUST
                            2000-A2, MORTGAGE PASS-THROUGH
                            CERTIFICATES, SERIES 2000-B

                            By:  The Bank of New York,
                                 as Trustee*

                            By:  /s/ Courtney Bartholomew
                                 ---------------------------
                                 Name:  Courtney Bartholomew
                                 Title: Vice President

                            Date: March 26, 2001


-------------
*      This Report is being filed by the Trustee on behalf of the
       Trust Fund. The Trust Fund does not have any officers or directors.


                                 EXHIBIT INDEX

                                                                  Sequential
Exhibit Document                                                 Page Number
------- --------                                                 -----------

3(i)    Company's Certificate of Incorporation (Filed as an Exhibit to
        Registration Statement on Form S-11 (File No. 33-63714))  *

3(ii)   Company's By-laws (Filed as an Exhibit to Registration Statement on
        Form S-11 (File No. 33-63714))  *

4       Pooling and Servicing Agreement (Filed as part of the Company's
        Current Report on Form 8-K filed on March 23, 2000)  *

99.1    Annual Statement of the Master Servicer...........................12

99.2    Annual Report of the Firm of Accountants..........................14



----------
*   Incorporated herein by reference.


                                 Exhibit 99.1
                                 ------------


INDYMAC BANK, F.S.B.


                             OFFICERS' CERTIFICATE
                    ANNUAL STATEMENT OF THE MASTER SERVICER

                                  CWMBS, INC.
                RESIDENTIAL ASSET SECURITIZATION TRUST 2000-A2
               MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2000-B

     The undersigned do hereby certify that they are each an officer of
IndyMac Bank, F.S.B (the "Master Servicer") and do hereby further certify
pursuant to Section 3.19 of the Pooling and Servicing Agreement for the
above-captioned Series (the "Agreement") that:

           (i) A review of the activities of the Master Servicer during the
           preceding calendar year and of the performance of the Master
           Servicer under the Agreement has been made under our supervision;

           (ii) To the best of our knowledge, based on such review, the Master
           Servicer has fulfilled all its obligations under the Agreement
           throughout such year; and

           (iii)  To the best of our knowledge, each Servicer has
           fulfilled all its obligations under its Servicing Agreement
           throughout such year (capitalized terms used in this subparagraph
           (iii) shall have the meanings assigned to such terms in the
           Agreement).


/s/ S. Blair Abernathy                    Dated: 3/26/01

S. BLAIR ABERNATHY
EXECUTIVE VICE PRESIDENT


/s/ John Kim                              Dated: 3/26/01

JOHN KIM
VICE PRESIDENT



                                 Exhibit 99.2
                                 ------------



              REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS
              --------------------------------------------------

IndyMac, Inc.

We have examined management's assertion about IndyMac Bancorp, Inc.'s
compliance with the minimum servicing standards identified in the Mortgage
Bankers Association of America's Uniform Single Attestation Program for
Mortgage Bankers (USAP) as of and for the year ended December 31, 2000,
included in the accompanying management assertion. Management is responsible
for IndyMac Bancorp, Inc.'s compliance with those minimum servicing standards.
Our responsibility is to express an opinion on management's assertion about
the entity's compliance based on our examination.

Our examination was made in accordance with standards established by the
American Institute of Certified Public Accountants and, accordingly, included
examining, on a test basis, evidence about IndyMac Bancorp, Inc.'s compliance
with the minimum servicing standards and performing such other procedures as
we considered necessary in the circumstances. We believe that our examination
provides a reasonable basis for our opinion. Our examination does not provide
a legal determination on IndyMac Bancorp, Inc.'s compliance with the minimum
servicing standards.

In our opinion, management's assertion that IndyMac Bancorp, Inc. complied
with the aforementioned minimum servicing standards as of and for the year
ended December 31, 2000 is fairly stated, in all material respects.


/s/   Grant Thornton LLP

Los Angeles, California
March 26, 2001


                                                           [LOGO] IndyMac

March 26, 2000


Grant Thornton LLP
1000 Wilshire Blvd., Suite 700
Los Angeles, CA 90017


                            Management's Assertion

As of and for the year ended December 31, 2000, IndyMac Bank, F.S.B.
has complied in all material respects with the minimum servicing
standards, in its capacity as a master servicer, as set forth in the
Mortgage Bankers Association of America's Uniform Single Attestation
Program for Mortgage Bankers. As of and for the year ended December
31, 2000, IndyMac had in effect fidelity bond and mortgage impairment
errors and omissions policies in the amounts of $30,000,000 and
$10,000,000, respectively.

Very truly yours,
IndyMac Bank, F.S.B.

/s/  Richard Wohl
------------------------------------------------------------------------------
Richard Wohl             President Chief and Operating Officer


/s/  Carmella Grahn
------------------------------------------------------------------------------
Carmella Grahn           Executive Vice President and Chief Financial Officer






                                              155 North Lake Avenue
                                              Pasadena, California 91101
                                              Telephone: 800.669.2300
                                              http://www.indymac.com