Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2015-2016

Item Total

45-54 Northeast Midwest South West

Number of consumer units (in thousands) ....... 24,153 4,445 5,059 8,917 5,733

Consumer unit characteristics:

Income before taxes ....................................... $97,327 $106,164 $90,549 $91,611 105346

Income after taxes .......................................... 81,458 86,935 77,071 77,204 87,700

Age of reference person ................................. 49.6 49.5 49.5 49.6 49.5

Average number in consumer unit:

People .......................................................... 2.8 2.8 2.8 2.7 3.0

Children under 18 ......................................... .7 .7 .7 .6 .7

Adults 65 and older ...................................... .1 1 ( ) 1 ( ) .1 .1

Earners ......................................................... 1.8 1.8 1.8 1.6 1.8

Vehicles ........................................................ 2.3 2.0 2.5 2.2 2.4

Percent distribution:

Reference person:

Men .............................................................. 48 48 47 48 48

Women ......................................................... 52 52 53 52 52

Housing tenure:

Homeowner .................................................. 70 67 72 71 67

With mortgage ............................................ 50 47 52 50 50

Without mortgage ....................................... 20 20 20 21 17

Renter ........................................................... 30 33 28 29 33

Race of reference person:

Black or African-American ............................ 14 16 13 20 6

White, Asian, and all other races .................. 86 84 87 80 94

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 15 12 5 14 26

Not Hispanic or Latino .................................. 85 88 95 86 74

Education of reference person:

Elementary (1-8) ........................................... 4 2 4 3 6

High school (9-12) ........................................ 31 33 29 33 25

College ......................................................... 66 65 67 64 68

Never attended and other ............................. 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 92 86 94 92 93

Average annual expenditures ........................... $70,462 $74,752 $67,172 $65,883 $77,388

Food ............................................................... 8,599 8,479 8,753 8,069 9,483

Food at home ............................................... 4,762 4,794 4,931 4,397 5,223

Cereals and bakery products ..................... 595 635 612 553 619

Cereals and cereal products .................... 195 226 185 182 206

Bakery products ....................................... 399 409 428 371 413

Meats, poultry, fish, and eggs .................... 1,095 1,105 1,156 1,034 1,137

Beef .......................................................... 315 278 398 289 308

Pork .......................................................... 195 174 191 203 200

Other meats .............................................. 150 185 165 126 151

Poultry ...................................................... 211 240 201 195 226

Fish and seafood ...................................... 155 164 136 150 178

Eggs ......................................................... 69 65 65 70 75

Dairy products ............................................ 469 500 515 404 517

Fresh milk and cream ............................... 157 165 161 141 174

Other dairy products ................................. 313 335 354 264 343

Fruits and vegetables ................................. 882 964 855 797 997

Fresh fruits ............................................... 324 354 318 273 395

Fresh vegetables ...................................... 280 301 263 245 344

Processed fruits ........................................ 125 150 114 118 129

Processed vegetables .............................. 153 160 159 161 129

Other food at home .................................... 1,721 1,590 1,794 1,608 1,954

Sugar and other sweets ........................... 199 161 181 153 332

Fats and oils ............................................. 130 139 129 130 126

Miscellaneous foods ................................. 862 761 972 794 956

Nonalcoholic beverages ........................... 461 460 457 479 435

Food prepared by consumer unit on

out-of-town trips ...................................... 68 69 56 52 104

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2015-2016 — Continued

Item Total

45-54 Northeast Midwest South West

Food away from home .................................. 3,837 3,684 3,822 3,673 4,260

Alcoholic beverages ....................................... 555 553 722 464 554

Housing .......................................................... 21,598 23,578 19,409 19,627 25,058

Shelter .......................................................... 12,731 14,777 10,829 10,901 15,670

Owned dwellings ........................................ 8,292 9,772 7,395 7,097 9,795

Mortgage interest and charges ................. 4,251 3,945 3,465 3,922 5,692

Property taxes .......................................... 2,463 4,054 2,376 1,702 2,490

Maintenance, repairs, insurance, other

expenses ................................................ 1,578 1,774 1,554 1,473 1,613

Rented dwellings ........................................ 3,425 3,958 2,436 2,785 4,880

Other lodging .............................................. 1,014 1,046 998 1,018 995

Utilities, fuels, and public services ................ 4,631 4,880 4,411 4,653 4,597

Natural gas ................................................. 448 696 625 263 387

Electricity .................................................... 1,681 1,565 1,439 2,000 1,488

Fuel oil and other fuels ............................... 113 338 111 50 37

Telephone services .................................... 1,723 1,826 1,659 1,699 1,737

Residential phone service, VOIP, and

phone cards ............................................ 337 477 311 316 284

Cellular phone service .............................. 1,386 1,349 1,348 1,383 1,453

Water and other public services ................. 666 456 578 641 947

Household operations .................................. 1,232 1,364 1,035 1,168 1,404

Personal services ....................................... 216 404 222 182 116

Other household expenses ........................ 1,016 960 813 986 1,287

Housekeeping supplies ................................ 770 664 839 768 792

Laundry and cleaning supplies ................... 197 166 230 196 192

Other household products .......................... 422 365 450 414 456

Postage and stationery ............................... 151 132 159 158 144

Household furnishings and equipment ......... 2,234 1,893 2,294 2,137 2,596

Household textiles ...................................... 148 117 158 134 189

Furniture ..................................................... 567 441 615 521 693

Floor coverings ........................................... 22 38 19 12 28

Major appliances ........................................ 305 248 300 312 342

Small appliances, miscellaneous

housewares .............................................. 141 106 187 128 143

Miscellaneous household equipment ......... 1,050 942 1,015 1,029 1,201

Apparel and services ...................................... 2,467 2,350 2,216 2,096 3,471

Men and boys ............................................... 556 570 517 524 636

Men, 16 and over ....................................... 448 464 421 399 548

Boys, 2 to 15 .............................................. 108 106 96 126 89

Women and girls .......................................... 1,007 1,041 909 842 1,372

Women, 16 and over .................................. 861 877 777 722 1,181

Girls, 2 to 15 ............................................... 146 164 132 120 191

Children under 2 ........................................... 48 314 388 46 341

Footwear ...................................................... 504 437 457 485 640

Other apparel products and services ........... 352 288 245 198 782

Transportation ................................................ 11,388 11,169 10,864 11,433 11,953

Vehicle purchases (net outlay) ..................... 4,515 4,127 4,388 4,980 4,202

Cars and trucks, new .................................. 1,807 1,417 1,527 2,123 1,865

Cars and trucks, used ................................ 2,595 2,622 2,747 2,691 2,290

Other vehicles ............................................ 112 387 3113 3166 346

Gasoline and motor oil ................................. 2,499 2,186 2,489 2,479 2,780

Other vehicle expenses ................................ 3,615 3,751 3,334 3,456 4,009

Vehicle finance charges ............................. 282 217 262 327 278

Maintenance and repairs ............................ 1,077 969 1,115 981 1,272

Vehicle insurance ....................................... 1,487 1,542 1,188 1,592 1,549

Vehicle rental, leases, licenses, and other

charges ..................................................... 770 1,023 770 556 909

Public and other transportation .................... 760 1,105 653 518 962

Healthcare ...................................................... 4,800 4,772 4,895 4,701 4,889

Health insurance .......................................... 3,286 3,536 3,223 3,263 3,183

Medical services ........................................... 904 702 976 821 1,127

Drugs ............................................................ 459 397 497 485 431

Medical supplies ........................................... 151 137 200 133 148

Entertainment ................................................. 3,486 3,434 3,605 3,130 3,989

Fees and admissions ................................... 931 1,076 896 663 1,281

Audio and visual equipment and services .... 1,239 1,297 1,201 1,231 1,240

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2015-2016 — Continued

Item Total

45-54 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 822 783 1,004 732 832

Pets ............................................................ 662 659 844 572 642

Toys, hobbies, and playground equipment 160 124 160 159 191

Other entertainment supplies, equipment,

and services ............................................... 494 278 504 504 636

Personal care products and services ............. 848 870 876 784 904

Reading .......................................................... 121 102 140 111 132

Education ....................................................... 2,558 4,608 2,199 1,973 2,194

Tobacco products and smoking supplies ....... 453 498 552 466 311

Miscellaneous ................................................. 1,221 1,168 1,135 1,064 1,586

Cash contributions .......................................... 2,382 2,579 1,873 2,405 2,644

Personal insurance and pensions .................. 9,985 10,593 9,932 9,559 10,220

Life and other personal insurance ................ 434 503 390 373 513

Pensions and Social Security ....................... 9,551 10,090 9,542 9,186 9,707

Sources of income and personal taxes:

Money income before taxes ........................... $97,327 $106,164 $90,549 $91,611 105346

Wages and salaries ...................................... 84,206 92,510 80,061 78,760 89,893

Self-employment income .............................. 7,670 7,154 5,950 8,078 8,953

Social Security, private and government

retirement ................................................... 2,409 2,480 1,748 2,565 2,695

Interest, dividends, rental income, other

property income .......................................... 1,767 2,439 1,560 1,161 2,374

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 551 711 463 473 625

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 443 610 468 313 491

Other income ................................................ 282 261 298 261 315

Personal taxes (contains some imputed

values) .......................................................... 15,869 19,229 13,479 14,407 17,647

Federal income taxes ................................... 12,545 14,825 10,214 11,949 13,761

State and local income taxes ....................... 3,219 4,288 3,145 2,404 3,725

Other taxes ................................................... 105 116 120 55 3160

Income after taxes .......................................... 81,458 86,935 77,071 77,204 87,700

Addenda:

Net change in total assets and liabilities ........ $12,227 $19,018 $13,231 $4,786 $17,648

Net change in total assets ............................ 18,978 24,800 17,217 9,279 31,101

Net change in total liabilities ......................... 6,751 5,782 3,987 4,493 13,453

Other financial information:

Other money receipts ................................... 590 1,419 370 264 648

Mortgage principal paid on owned property -2,867 -3,175 -2,643 -2,552 -3,314

Estimated market value of owned home ...... 208,871 222,107 160,269 160,098 317,355

Estimated monthly rental value of owned

home .......................................................... 1,149 1,295 947 1,028 1,402

Gifts of goods and services, total ................... 2,001 2,422 1,866 1,609 2,453

Food ............................................................. 138 105 126 95 254

Alcoholic beverages ..................................... 10 15 13 7 7

Housing ........................................................ 285 331 338 242 266

Housekeeping supplies .............................. 36 17 30 48 36

Household textiles ...................................... 13 313 332 6 38

Appliances and miscellaneous

housewares .............................................. 20 316 25 19 17

Major appliances ...................................... 7 39 4 6 311

Small appliances and miscellaneous

housewares ............................................ 12 38 21 13 36

Miscellaneous household equipment ......... 44 57 62 28 41

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2015-2016 — Continued

Item Total

45-54 Northeast Midwest South West

Other housing ............................................. 172 228 189 141 163

Apparel and services .................................... 334 206 248 201 761

Males, 2 and over ....................................... 64 46 46 61 100

Females, 2 and over ................................... 88 112 70 81 97

Children under 2 ......................................... 37 37

382 31 329

Other apparel products and services ......... 145 341 50 26 535

Jewelry and watches ................................ 117 324 38

343503

All other apparel products and services ... 28 317 342 23 32

Transportation .............................................. 169 105 187 116 285

Healthcare .................................................... 31 322 27 38 28

Entertainment ............................................... 114 73 89 119 161

Toys, games, arts and crafts, and tricycles 46 330 335 43 378

Other entertainment ................................... 67 43 54 76 84

Personal care products and services ........... 24 17 29 31 11

Reading ........................................................ 4 34 4 3 6

Education ..................................................... 767 1,411 625 648 578

All other gifts ................................................. 126 132 180 109 96

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017