Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017

Item Total 

55-64 Northeast Midwest South West 

Number of consumer units (in thousands) ................................................................ 24,677 5,019 5,435 9,290 4,933 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $82,759 $93,610 $79,547 $73,686 $92,345 

 Income after taxes ................................................................................................ 69,670 77,685 67,294 62,846 76,984 

 Age of reference person ................................................................................................ 59.4 59.3 59.5 59.4 59.4 

 Average number in consumer unit: 

 People ................................................................................................................................ 2.2 2.2 2.1 2.2 2.3 

 Children under 18................................................................................................ .2 .2 .2 .2 .2 

 Adults 65 and older ................................................................................................1 .1 .1 .1 .1 

 Earners ................................................................................................ 1.4 1.5 1.4 1.3 1.5 

 Vehicles ................................................................................................ 2.2 2.0 2.3 2.1 2.4 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 49 47 52 50 48 

 Women ................................................................................................ 51 53 48 50 52 

 Housing tenure: 

 Homeowner ................................................................................................ 77 74 81 79 71 

 With mortgage ................................................................................................ 42 40 43 41 45 

 Without mortgage................................................................................................ 35 33 38 38 26 

 Renter ................................................................................................................................ 23 26 19 21 29 

 Race of reference person: 

 Black or African-American ................................................................................................ 13 15 12 19 5 

 White, Asian, and all other races ................................................................ 87 85 88 81 95 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 9 8 3 10 16 

 Not Hispanic or Latino ................................................................................................ 91 92 97 90 84 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 3 3 3 2 5 

 High school (9-12) ................................................................................................33 33 36 37 23 

 College ................................................................................................ 63 63 62 60 71 

 Never attended and other ................................................................................................ ( 1 ) ( 1 ) ( 1 ) 1 1 

 At least one vehicle owned or leased ................................................................ 90 86 92 91 92 

Average annual expenditures................................................................................................ $63,164 $68,889 $61,736 $56,297 $71,641 

 Food ................................................................................................................................ 7,589 7,880 7,771 6,862 8,399 

 Food at home ................................................................................................ 4,432 4,760 4,364 4,033 4,893 

 Cereals and bakery products ................................................................ 561 627 546 526 578 

 Cereals and cereal products ................................................................ 161 183 160 142 177 

 Bakery products ................................................................................................ 400 444 387 384 401 

 Meats, poultry, fish, and eggs ................................................................ 1,006 1,050 981 952 1,085 

 Beef ................................................................................................ 276 259 280 265 308 

 Pork ................................................................................................ 199 188 188 209 206 

 Other meats ................................................................................................146 185 179 115 129 

 Poultry ................................................................................................ 180 182 153 177 210 

 Fish and seafood ................................................................................................ 151 184 131 136 166 

 Eggs ................................................................................................ 54 53 51 50 65 

 Dairy products ................................................................................................444 475 469 381 497 

 Fresh milk and cream ................................................................................................ 140 163 135 124 153 

 Other dairy products ................................................................................................ 303 312 334 257 343 

 Fruits and vegetables ................................................................................................ 815 919 756 711 961 

 Fresh fruits ................................................................................................ 296 326 283 244 370 

 Fresh vegetables ................................................................................................ 269 300 234 235 337 

 Processed fruits ................................................................................................ 111 136 108 94 121 

 Processed vegetables ................................................................................................ 139 156 131 139 133 

 Other food at home ................................................................................................ 1,606 1,689 1,612 1,463 1,773 

 Sugar and other sweets ................................................................ 160 158 178 138 179 

 Fats and oils ................................................................................................128 132 134 119 134 

 Miscellaneous foods ................................................................................................ 805 850 807 724 904 

 Nonalcoholic beverages ................................................................ 449 470 427 441 465 

 Food prepared by consumer unit on out-of-town trips ................................ 64 79 66 41 90 

See footnotes at end of table. 
Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

55-64 Northeast Midwest South West 

 Food away from home ................................................................................................ 3,157 3,120 3,407 2,829 3,506 

 Alcoholic beverages ................................................................................................ 581 640 591 413 809 

 Housing ................................................................................................................................ 19,394 21,795 18,042 17,049 22,790 

 Shelter ................................................................................................................................ 11,133 13,536 9,836 9,189 13,777 

 Owned dwellings ................................................................................................ 7,780 9,465 7,398 6,489 8,918 

 Mortgage interest and charges ................................................................3,163 2,982 2,774 2,868 4,332 

 Property taxes ................................................................................................ 2,600 4,323 2,798 1,682 2,359 

 Maintenance, repairs, insurance, other expenses ................................ 2,016 2,159 1,826 1,939 2,227 

 Rented dwellings................................................................................................ 2,311 2,761 1,389 1,871 3,698 

 Other lodging ................................................................................................1,041 1,311 1,049 829 1,160 

 Utilities, fuels, and public services ................................................................ 4,240 4,511 4,196 4,177 4,131 

 Natural gas ................................................................................................ 428 607 625 241 383 

 Electricity ................................................................................................ 1,562 1,458 1,416 1,809 1,361 

 Fuel oil and other fuels ................................................................................................ 118 354 80 52 42 

 Telephone services ................................................................................................ 1,500 1,632 1,467 1,453 1,494 

 Residential phone service, VOIP, and phone cards ................................ 341 440 328 322 292 

 Cellular phone service ................................................................................................ 1,159 1,192 1,138 1,131 1,202 

 Water and other public services ................................................................ 632 460 608 623 850 

 Household operations ................................................................................................ 1,124 1,156 1,022 1,034 1,377 

 Personal services................................................................................................ 86 261 2143 235 2147 

 Other household expenses ................................................................ 1,038 1,096 880 999 1,230 

 Housekeeping supplies ................................................................................................ 801 712 885 717 942 

 Laundry and cleaning supplies ................................................................ 181 167 216 162 189 

 Other household products ................................................................ 451 397 498 385 566 

 Postage and stationery ................................................................................................ 170 148 171 170 187 

 Household furnishings and equipment ................................................................ 2,095 1,880 2,103 1,933 2,564 

 Household textiles................................................................................................ 103 82 85 99 145 

 Furniture ................................................................................................ 490 473 584 440 498 

 Floor coverings ................................................................................................33 64 27 18 35 

 Major appliances ................................................................................................ 309 279 284 365 262 

 Small appliances, miscellaneous housewares ................................ 146 153 114 114 231 

 Miscellaneous household equipment ................................................................ 1,014 829 1,009 898 1,392 

 Apparel and services ................................................................................................ 1,690 1,773 1,656 1,537 1,912 

 Men and boys ................................................................................................ 390 402 412 298 513 

 Men, 16 and over ................................................................................................ 345 359 339 263 480 

 Boys, 2 to 15 ................................................................................................ 44 43 72 35 34 

 Women and girls ................................................................................................683 693 622 667 761 

 Women, 16 and over ................................................................................................ 642 660 592 618 716 

 Girls, 2 to 15 ................................................................................................ 41 33 30 49 45 

 Children under 2 ................................................................................................ 31 238 219 38 23 

 Footwear ................................................................................................ 366 412 396 311 391 

 Other apparel products and services ................................................................221 228 207 222 224 

 Transportation ................................................................................................ 9,955 9,551 9,606 9,804 11,021 

 Vehicle purchases (net outlay) ................................................................ 4,051 3,232 3,744 4,512 4,355 

 Cars and trucks, new ................................................................................................ 2,163 1,978 1,917 2,206 2,544 

 Cars and trucks, used ................................................................................................ 1,856 1,255 1,781 2,276 1,759 

 Other vehicles ................................................................................................ 32 ( 3 ) 246 231 252 

 Gasoline, other fuels, and motor oil ................................................................2,050 1,867 2,078 2,052 2,200 

 Other vehicle expenses ................................................................................................ 3,128 3,421 3,136 2,761 3,495 

 Vehicle finance charges ................................................................................................ 213 188 220 232 193 

 Maintenance and repairs ................................................................................................ 1,039 1,133 1,032 938 1,143 

 Vehicle insurance................................................................................................ 1,124 954 1,168 1,137 1,211 

 Vehicle rental, leases, licenses, and other charges ................................ 751 1,146 716 453 948 

 Public and other transportation ................................................................ 726 1,029 647 480 971 

 Healthcare ................................................................................................ 5,645 5,489 6,495 5,026 6,027 

 Health insurance ................................................................................................ 3,744 3,800 4,221 3,360 3,881 

 Medical services ................................................................................................ 1,132 1,030 1,402 907 1,360 

 Drugs ................................................................................................................................ 590 506 664 608 560 

 Medical supplies ................................................................................................179 153 207 151 226 

 Entertainment ................................................................................................ 3,274 3,090 3,260 2,929 4,118 

 Fees and admissions ................................................................................................ 648 746 631 463 915 

 Audio and visual equipment and services ................................................................ 1,116 1,103 1,059 1,134 1,150 

 Pets, toys, hobbies, and playground equipment................................................................ 989 941 1,179 910 979 

 Pets ................................................................................................................................ 847 789 1,048 773 826 

 Toys, hobbies, and playground equipment ................................................................ 142 152 131 137 153 

 Other entertainment supplies, equipment, and services ................................ 521 300 392 423 1,073 

See footnotes at end of table. 
Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

55-64 Northeast Midwest South West 

 Personal care products and services ................................................................ 746 729 744 674 890 

 Reading ................................................................................................................................ 119 104 144 100 140 

 Education................................................................................................ 1,368 1,932 1,191 1,107 1,476 

 Tobacco products and smoking supplies ................................................................ 419 441 528 418 275 

 Miscellaneous ................................................................................................ 1,170 1,297 1,015 960 1,605 

 Cash contributions................................................................................................ 2,683 4,164 2,320 2,151 2,579 

 Personal insurance and pensions ................................................................ 8,533 10,003 8,374 7,266 9,599 

 Life and other personal insurance ................................................................ 552 683 599 514 440 

 Pensions and Social Security ................................................................ 7,981 9,320 7,775 6,752 9,159 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $82,759 $93,610 $79,547 $73,686 $92,345 

 Wages and salaries................................................................................................ 64,648 74,196 60,864 58,759 70,192 

 Self-employment income ................................................................................................ 6,112 7,373 6,546 4,348 7,672 

 Social Security, private and government retirement ................................ 8,062 7,860 8,304 7,934 8,240 

 Interest, dividends, rental income, other property income ................................ 2,643 2,831 2,679 1,676 4,237 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program (SNAP) ................................ 548 662 540 439 645 

 Unemployment and workers' compensation, veterans' 

 benefits, and regular contributions for support ................................ 466 434 418 351 769 

 Other income ................................................................................................ 280 253 196 179 590 

 Personal taxes (contains some imputed values) ................................................................ 13,089 15,925 12,253 10,840 15,361 

 Federal income taxes ................................................................................................ 10,412 12,221 9,559 8,978 12,212 

 State and local income taxes ................................................................ 2,588 3,616 2,630 1,725 3,121 

 Other taxes ................................................................................................ 89 88 64 137 228 

 Income after taxes ................................................................................................ 69,670 77,685 67,294 62,846 76,984 

Addenda: 

 Net change in total assets and liabilities ................................................................ $17,204 $29,203 $16,840 $9,487 $19,930 

 Net change in total assets ................................................................................................ 24,110 36,846 20,662 17,461 27,474 

 Net change in total liabilities ................................................................ 6,907 7,643 3,822 7,974 7,544 

 Other financial information: 

 Other money receipts ................................................................................................ 1,634 3,102 1,016 1,096 1,836 

 Mortgage principal paid on owned property ................................................................ -2,435 -2,562 -2,601 -1,965 -3,008 

 Estimated market value of owned home................................................................ 222,053 261,748 165,303 168,263 345,490 

 Estimated monthly rental value of owned home ................................................................ 1,220 1,393 1,041 1,090 1,489 

 Gifts of goods and services, total ................................................................ 1,675 1,548 1,730 1,635 1,812 

 Food ................................................................................................................................ 135 135 152 137 112 

 Alcoholic beverages ................................................................................................ 16 31 14 10 17 

 Housing ................................................................................................ 369 327 347 336 492 

 Housekeeping supplies ................................................................................................ 46 33 40 33 84 

 Household textiles................................................................................................ 15 28 221 18 212 

 Appliances and miscellaneous housewares ................................................................ 43 63 26 33 60 

 Major appliances................................................................................................ 18 19 8 19 25 

 Small appliances and miscellaneous housewares ................................ 25 244 18 14 35 

 Miscellaneous household equipment ................................................................74 63 77 61 102 

 Other housing ................................................................................................192 160 184 192 234 

 Apparel and services ................................................................................................ 218 195 222 240 198 

 Males, 2 and over ................................................................................................ 63 79 63 53 67 

 Females, 2 and over ................................................................................................ 83 51 84 97 85 

 Children under 2 ................................................................................................25 31 17 29 20 

 Other apparel products and services................................................................47 33 58 61 26 

 Jewelry and watches ................................................................................................ 12 210 7 221 25 

 All other apparel products and services ................................................................ 35 224 51 40 221 

 Transportation ................................................................................................ 128 60 120 146 171 

 Healthcare ................................................................................................ 34 224 35 32 45 

 Entertainment ................................................................................................ 129 112 148 118 145 

 Toys, games, arts and crafts, and tricycles ................................................................ 53 57 50 53 54 

 Other entertainment ................................................................................................ 76 54 98 65 91 

 Personal care products and services ................................................................ 12 9 14 9 20 

See footnotes at end of table. 
Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

55-64 Northeast Midwest South West 

 Reading ................................................................................................ 4 22 5 5 3 

 Education ................................................................................................ 486 467 536 495 433 

 All other gifts ................................................................................................ 144 187 138 107 177 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018