Table 3404. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020

Item 

Total 

one

person 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands)1......................... 39,509 9,824 10,708 4,483 3,474 4,375 3,686 2,959 

Consumer unit characteristics: 

 Income before taxes ......................................................... $41,648 $7,698 $21,297 $34,476 $44,437 $58,364 $81,601 $161,127 

 Income after taxes ............................................................ 36,415 8,102 21,282 32,673 40,404 51,579 68,951 123,214 

 Age of reference person................................................... 56.3 55.6 66.1 54.0 50.9 48.9 49.9 51.5 

 Average number in consumer unit: 

 People ........................................................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 

 Children under 18 ......................................................... ( 2 ) ( 2 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 Adults 65 and older ....................................................... .4 .4 .6 .4 .3 .2 .2 .2 

 Earners .......................................................................... .6 .3 .3 .7 .8 .9 .9 .9 

 Vehicles ......................................................................... 1.1 .7 1.1 1.2 1.3 1.4 1.4 1.5 

Percent distribution: 

 Reference person: 

 Men ............................................................................... 45 38 37 50 48 55 57 61 

 Women .......................................................................... 55 62 63 50 52 45 43 39 

 Housing tenure: 

 Homeowner ................................................................... 51 34 57 48 48 55 63 67 

 With mortgage ........................................................... 22 9 15 20 25 31 42 47 

 Without mortgage ...................................................... 29 25 42 29 22 24 21 20 

 Renter ........................................................................... 49 66 43 52 52 45 37 33 

 Race of reference person: 

 Black or African-American ............................................ 15 23 12 15 14 16 12 8 

 White, Asian, and all other races .................................. 85 77 88 85 86 84 88 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 9 11 7 9 9 7 6 7 

 Not Hispanic or Latino................................................... 91 89 93 91 91 93 94 93 

 Education of reference person: 

 Elementary (1-8) ........................................................... 2 4 2 1 ( 2 ) 1 ( 2 ) ( 2 ) 

 High school (9-12) ......................................................... 31 43 42 30 25 19 12 5 

 College .......................................................................... 67 52 55 69 75 81 88 94 

 Never attended and other ............................................. ( 2 ) ( 2 ) ( 2 ) ( 3 ) ( 2 ) ( 3 ) ( 3 ) ( 2 ) 

 At least one vehicle owned or leased .............................. 79 56 80 87 90 93 90 91 

Average annual expenditures ............................................. $38,577 $22,442 $29,597 $36,075 $39,511 $46,461 $56,496 $90,630 

 Food ................................................................................. 4,470 3,234 3,775 4,304 4,647 5,035 5,802 7,793 

 Food at home ................................................................ 2,712 2,258 2,488 2,795 2,832 2,836 3,187 3,679 

 Cereals and bakery products ..................................... 333 303 317 333 332 331 386 415 

 Cereals and cereal products .................................. 97 90 83 96 100 94 123 139 

 Bakery products ...................................................... 236 213 234 237 232 237 263 276 

 Meats, poultry, fish, and eggs.................................... 533 474 490 591 555 544 569 669 

 Beef ........................................................................ 132 108 137 144 130 131 121 173 

 Pork ........................................................................ 102 102 93 112 91 104 100 134 

 Other meats ............................................................ 75 66 69 96 79 74 94 68 

 Poultry ..................................................................... 101 87 87 113 116 108 118 122 

 Fish and seafood .................................................... 87 75 72 96 101 88 98 123 

 Eggs ........................................................................ 36 36 32 31 38 39 38 49 

 Dairy products ............................................................ 266 221 257 271 271 270 285 373 

 Fresh milk and cream ............................................. 79 80 76 75 81 73 81 96 

 Other dairy products ............................................... 187 141 180 196 191 197 204 276 

 Fruits and vegetables ................................................ 534 451 485 520 565 572 625 744 

 Fresh fruits .............................................................. 197 154 176 178 223 216 252 291 

 Fresh vegetables .................................................... 169 145 152 172 165 185 183 251 

 Processed fruits ...................................................... 70 63 67 65 90 64 87 78 

 Processed vegetables ............................................ 98 89 90 105 88 107 103 125 

 Other food at home .................................................... 1,044 808 940 1,080 1,109 1,118 1,321 1,478 

 Sugar and other sweets ......................................... 95 78 94 101 88 109 104 116 

 Fats and oils ........................................................... 70 68 64 74 78 70 63 86 

 Miscellaneous foods ............................................... 573 425 503 602 602 615 764 848 

 Nonalcoholic beverages ......................................... 276 224 262 275 302 279 328 364 

See footnotes at end of table. 
Table 3404. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020 — Continued 

Item 

Total 

one

person 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 30 15 17 28 40 44 62 64 

 Food away from home .................................................. 1,759 976 1,286 1,509 1,815 2,199 2,614 4,115 

 Alcoholic beverages ......................................................... 383 124 210 369 352 544 711 1,099 

 Housing ............................................................................ 15,240 9,653 12,650 14,766 15,376 17,726 20,976 32,022 

 Shelter ........................................................................... 9,701 6,307 7,997 9,539 10,130 11,370 13,745 19,372 

 Owned dwellings ........................................................ 4,059 1,797 3,364 3,316 3,702 4,876 6,978 10,789 

 Mortgage interest and charges............................... 1,297 453 715 939 1,293 1,816 2,709 4,220 

 Property taxes ........................................................ 1,355 633 1,238 1,198 1,279 1,471 2,103 3,394 

 Maintenance, repairs, insurance, other 

 expenses ............................................................. 1,408 712 1,410 1,180 1,129 1,589 2,165 3,176 

 Rented dwellings ....................................................... 5,198 4,319 4,375 5,909 6,033 6,035 5,983 6,817 

 Other lodging ............................................................. 444 190 259 313 396 459 784 1,766 

 Utilities, fuels, and public services ................................ 2,623 1,918 2,568 2,634 2,725 2,916 3,297 3,751 

 Natural gas................................................................. 288 182 300 291 300 310 401 411 

 Electricity .................................................................... 1,015 837 1,021 1,023 1,023 1,078 1,144 1,309 

 Fuel oil and other fuels .............................................. 82 55 87 82 75 67 101 155 

 Telephone services .................................................... 813 551 738 847 907 989 1,101 1,171 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 174 136 242 167 152 123 154 190 

 Cellular phone service ............................................ 639 415 495 680 756 866 947 981 

 Water and other public services ................................ 425 293 421 391 419 471 550 705 

 Household operations ................................................... 893 439 807 920 976 1,057 1,328 1,786 

 Personal services ...................................................... 88 422 4105 4105 471 485 4200 4104 

 Other household expenses ........................................ 805 417 702 815 906 972 1,128 1,682 

 Housekeeping supplies ................................................. 474 299 451 403 471 549 629 832 

 Laundry and cleaning supplies .................................. 110 75 102 131 136 112 116 153 

 Other household products ......................................... 278 165 253 201 278 342 424 513 

 Postage and stationery .............................................. 86 59 95 71 57 95 89 165 

 Household furnishings and equipment ......................... 1,549 692 827 1,271 1,073 1,835 1,977 6,282 

 Household textiles ..................................................... 84 43 60 63 63 95 115 271 

 Furniture ..................................................................... 280 100 220 279 306 377 471 679 

 Floor coverings .......................................................... 15 7 11 11 14 18 14 51 

 Major appliances ........................................................ 181 99 152 181 172 225 306 341 

 Small appliances, miscellaneous housewares .......... 88 64 60 71 82 101 116 233 

 Miscellaneous household equipment ........................ 902 378 324 665 437 1,018 955 4,707 

 Apparel and services ........................................................ 992 605 695 757 932 1,267 1,035 2,943 

 Men and boys................................................................ 214 119 124 151 245 229 302 688 

 Men, 16 and over ....................................................... 201 109 117 138 236 213 279 666 

 Boys, 2 to 15 .............................................................. 12 10 7 13 9 16 23 21 

 Women and girls ........................................................... 398 219 292 375 325 585 363 1,074 

 Women, 16 and over ................................................. 387 211 281 367 315 559 355 1,056 

 Girls, 2 to 15............................................................... 12 7 11 8 410 26 48 19 

 Children under 2 ........................................................... 18 47 430 44 417 427 414 424 

 Footwear ....................................................................... 205 141 126 129 250 279 177 603 

 Other apparel products and services ............................ 156 120 123 97 96 147 178 553 

 Transportation .................................................................. 5,504 3,322 4,010 5,346 6,525 7,207 8,485 10,909 

 Vehicle purchases (net outlay) ..................................... 2,161 1,401 1,462 1,848 2,644 2,739 3,592 4,483 

 Cars and trucks, new ................................................. 958 469 785 4484 1,220 1,319 2,061 1,717 

 Cars and trucks, used ................................................ 1,112 872 661 1,357 1,356 1,256 1,500 2,183 

 Other vehicles ............................................................ 91 460 416 47 468 4164 432 4583 

 Gasoline, other fuels, and motor oil .............................. 983 635 759 1,118 1,189 1,359 1,358 1,480 

 Other vehicle expenses ................................................ 2,026 1,078 1,601 2,150 2,430 2,668 3,006 3,860 

 Vehicle finance charges ............................................ 109 51 67 114 110 159 218 240 

 Maintenance and repairs ........................................... 590 299 497 635 653 735 846 1,191 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 439 218 260 355 614 590 761 1,113 

 Vehicle insurance ...................................................... 888 510 777 1,045 1,053 1,184 1,181 1,316 

 Public and other transportation ..................................... 334 208 188 230 263 442 529 1,086 

 Healthcare ........................................................................ 3,273 2,070 3,634 3,205 3,320 3,431 3,986 4,867 

 Health insurance ........................................................... 2,174 1,463 2,472 2,092 2,118 2,248 2,519 3,108 

 Medical services ........................................................... 617 306 606 573 750 766 792 1,154 

 Drugs ............................................................................. 346 252 370 415 323 308 438 418 

 Medical supplies ........................................................... 137 49 185 125 129 109 236 188 

 Entertainment ................................................................... 1,816 857 1,284 1,572 1,728 2,070 2,439 5,978 

See footnotes at end of table. 
Table 3404. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020 — Continued 

Item 

Total 

one

person 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Fees and admissions .................................................... 254 94 121 186 205 330 587 885 

 Audio and visual equipment and services .................... 734 476 703 708 750 867 914 1,274 

 Pets, toys, hobbies, and playground equipment .......... 519 237 405 537 568 665 653 1,227 

 Pets ............................................................................ 448 205 338 484 463 598 500 1,135 

 Toys, hobbies, and playground equipment ............... 70 32 67 52 104 67 153 92 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 309 50 55 141 206 207 286 2,591 

 Personal care products and services ............................... 454 266 377 482 474 572 683 774 

 Reading ............................................................................ 87 56 99 98 76 95 74 136 

 Education ......................................................................... 632 855 286 754 434 447 637 1,450 

 Tobacco products and smoking supplies......................... 230 255 202 259 205 220 280 179 

 Miscellaneous................................................................... 683 307 509 609 796 1,044 1,149 1,395 

 Cash contributions ........................................................... 1,576 513 1,040 1,354 1,371 1,613 2,718 6,144 

 Personal insurance and pensions .................................... 3,238 325 828 2,200 3,275 5,190 7,521 14,940 

 Life and other personal insurance ................................ 220 99 209 200 191 275 301 542 

 Pensions and Social Security ....................................... 3,018 226 619 2,000 3,084 4,916 7,220 14,397 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $41,648 $7,698 $21,297 $34,476 $44,437 $58,364 $81,601 $161,127 

 Wages and salaries ...................................................... 27,321 1,756 5,647 20,902 30,764 46,015 64,954 121,796 

 Self-employment income .............................................. 2,332 108 436 896 1,733 1,895 4,069 17,943 

 Social Security, private and government 

 retirement ................................................................... 9,096 4,043 13,931 10,336 9,314 7,627 8,579 9,065 

 Interest, dividends, rental income, other property 

 income ....................................................................... 1,722 121 476 1,176 1,479 1,747 2,996 11,041 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 328 906 254 97 445 4104 481 42 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 452 170 281 715 746 658 683 677 

 Other income................................................................. 395 593 273 353 355 317 239 603 

 Personal taxes (contains some imputed values) ............. 5,233 -405 15 1,803 4,033 6,784 12,650 37,913 

 Federal income taxes.................................................... 4,572 38 534 1,770 3,574 5,564 10,262 31,103 

 Stimulus payment (new UCC Q20202)# ...................... -515 -432 -607 -590 -660 -533 -445 -227 

 State and local income taxes ........................................ 1,140 -30 65 581 1,084 1,700 2,793 6,940 

 Other taxes.................................................................... 36 20 24 42 35 53 439 97 

 Income after taxes ............................................................ 36,415 8,102 21,282 32,673 40,404 51,579 68,951 123,214 

Addenda: 

 Net change in total assets and liabilities .......................... $4,614 $4,421 $411 $1,886 -$2,062 -$2,693 $5,641 $41,960 

 Net change in total assets ............................................ 11,610 6,608 3,026 8,455 3,675 6,109 28,660 60,274 

 Net change in total liabilities ......................................... 6,996 2,187 2,616 6,569 5,737 8,802 23,019 18,314 

 Other financial information: 

 Other money receipts.................................................... 1,104 771 1,084 446 1,954 700 502 3,629 

 Mortgage principal paid on owned property ................. -1,044 -359 -651 -739 -1,042 -1,240 -2,032 -3,682 

 Estimated market value of owned home ...................... 135,929 71,065 129,454 115,202 121,478 141,692 188,491 349,104 

 Estimated monthly rental value of owned home ........... 763 433 759 659 689 827 1,104 1,594 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021