Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 22,829 4,046 4,930 9,060 4,793

Consumer unit characteristics:

Income before taxes ....................................... $75,840 $86,677 $79,436 $66,370 $80,895

Income after taxes .......................................... 68,294 76,602 71,533 60,550 72,589

Age of reference person ................................. 59.2 59.2 59.2 59.2 59.2

Average number in consumer unit:

People .......................................................... 2.1 2.2 2.0 2.1 2.2

Children under 18 ......................................... .2 .2 .1 .2 .1

Adults 65 and older ...................................... .1 .1 .1 .1 .1

Earners ......................................................... 1.3 1.4 1.4 1.2 1.4

Vehicles ........................................................ 2.2 2.0 2.5 2.1 2.3

Percent distribution:

Reference person:

Men .............................................................. 49 49 49 48 51

Women ......................................................... 51 51 51 52 49

Housing tenure:

Homeowner .................................................. 79 77 83 78 76

With mortgage ............................................ 43 43 46 39 48

Without mortgage ....................................... 36 34 37 40 28

Renter ........................................................... 21 23 17 22 24

Race of reference person:

Black or African-American ............................ 12 10 8 20 4

White, Asian, and all other races .................. 88 90 92 80 96

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 7 6 2 9 11

Not Hispanic or Latino .................................. 93 94 98 91 89

Education of reference person:

Elementary (1-8) ........................................... 5 3 3 7 5

High school (9-12) ........................................ 30 35 31 34 19

College ......................................................... 65 62 66 60 75

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 91 88 94 90 93

Average annual expenditures ........................... $55,794 $62,194 $55,463 $49,013 $63,434

Food ............................................................... 6,756 7,230 6,552 6,249 7,452

Food at home ............................................... 4,123 4,350 4,107 3,826 4,471

Cereals and bakery products ..................... 550 608 546 516 565

Cereals and cereal products .................... 172 191 169 160 177

Bakery products ....................................... 379 417 376 356 388

Meats, poultry, fish, and eggs .................... 892 993 824 869 911

Beef .......................................................... 242 255 237 234 249

Pork .......................................................... 179 166 173 188 182

Other meats .............................................. 125 147 122 119 116

Poultry ...................................................... 157 184 134 156 156

Fish and seafood ...................................... 134 180 102 120 150

Eggs ......................................................... 56 62 55 52 58

Dairy products ............................................ 430 479 437 382 463

Fresh milk and cream ............................... 145 155 142 140 148

Other dairy products ................................. 285 324 295 243 315

Fruits and vegetables ................................. 765 832 787 670 854

Fresh fruits ............................................... 269 284 280 227 319

Fresh vegetables ...................................... 245 282 228 212 290

Processed fruits ........................................ 117 134 124 99 127

Processed vegetables .............................. 135 132 155 133 119

Other food at home .................................... 1,485 1,438 1,514 1,389 1,678

Sugar and other sweets ........................... 158 142 147 160 178

Fats and oils ............................................. 121 129 108 117 133

Miscellaneous foods ................................. 746 694 828 662 865

Nonalcoholic beverages ........................... 399 406 373 397 423

Food prepared by consumer unit on

out-of-town trips ...................................... 62 67 58 53 79

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

55-64 Northeast Midwest South West

Food away from home .................................. 2,633 2,880 2,445 2,423 2,982

Alcoholic beverages ....................................... 479 625 460 384 539

Housing .......................................................... 17,608 20,810 17,092 14,756 20,817

Shelter .......................................................... 9,990 12,367 9,403 7,762 12,799

Owned dwellings ........................................ 7,128 8,826 7,142 5,471 8,815

Mortgage interest and charges ................. 3,261 3,099 2,941 2,591 4,995

Property taxes .......................................... 2,349 3,911 2,577 1,604 2,204

Maintenance, repairs, insurance, other

expenses ................................................ 1,518 1,816 1,624 1,275 1,616

Rented dwellings ........................................ 1,863 2,434 1,240 1,488 2,729

Other lodging .............................................. 999 1,107 1,020 804 1,255

Utilities, fuels, and public services ................ 4,064 4,580 3,979 3,897 4,030

Natural gas ................................................. 414 610 585 227 425

Electricity .................................................... 1,542 1,471 1,428 1,725 1,375

Fuel oil and other fuels ............................... 170 544 138 66 82

Telephone services .................................... 1,348 1,477 1,323 1,313 1,330

Residential phone service, VOIP, and

phone cards ............................................ 467 575 431 452 440

Cellular phone service .............................. 881 902 892 861 889

Water and other public services ................. 590 479 505 565 817

Household operations .................................. 1,033 1,224 907 846 1,355

Personal services ....................................... 98 2213 239 84 87

Other household expenses ........................ 935 1,011 868 762 1,268

Housekeeping supplies ................................ 721 663 779 703 750

Laundry and cleaning supplies ................... 161 151 162 163 166

Other household products .......................... 395 368 448 385 385

Postage and stationery ............................... 165 144 170 154 198

Household furnishings and equipment ......... 1,801 1,976 2,024 1,548 1,884

Household textiles ...................................... 129 130 112 122 161

Furniture ..................................................... 420 410 585 350 393

Floor coverings ........................................... 26 19 45 22 20

Major appliances ........................................ 226 208 236 199 284

Small appliances, miscellaneous

housewares .............................................. 131 156 114 133 126

Miscellaneous household equipment ......... 868 1,054 933 724 900

Apparel and services ...................................... 1,599 1,814 1,443 1,446 1,847

Men and boys ............................................... 346 390 275 298 464

Men, 16 and over ....................................... 307 347 251 262 407

Boys, 2 to 15 .............................................. 39 44 24 36 57

Women and girls .......................................... 686 696 665 660 743

Women, 16 and over .................................. 622 630 597 602 676

Girls, 2 to 15 ............................................... 64 66 68 59 67

Children under 2 ........................................... 44 62 34 47 231

Footwear ...................................................... 285 342 254 247 333

Other apparel products and services ........... 238 323 215 193 276

Transportation ................................................ 9,500 10,381 9,814 8,928 9,510

Vehicle purchases (net outlay) ..................... 3,085 3,353 3,391 2,840 3,009

Cars and trucks, new .................................. 1,664 1,774 1,803 1,547 1,647

Cars and trucks, used ................................ 1,370 1,515 1,560 1,265 1,251

Other vehicles ............................................ 252 264 228 227 2111

Gasoline and motor oil ................................. 2,839 2,835 2,996 2,791 2,774

Other vehicle expenses ................................ 2,934 3,342 2,803 2,867 2,851

Vehicle finance charges ............................. 196 202 211 203 161

Maintenance and repairs ............................ 979 1,016 992 873 1,128

Vehicle insurance ....................................... 1,262 1,312 1,103 1,433 1,062

Vehicle rental, leases, licenses, and other

charges ..................................................... 498 811 497 358 499

Public and other transportation .................... 641 852 625 430 876

Healthcare ...................................................... 4,377 4,273 4,841 3,829 5,026

Health insurance .......................................... 2,404 2,533 2,815 2,092 2,464

Medical services ........................................... 1,131 1,010 1,133 932 1,608

Drugs ............................................................ 676 559 719 680 724

Medical supplies ........................................... 165 171 173 125 230

Entertainment ................................................. 2,789 2,913 2,580 2,598 3,262

Fees and admissions ................................... 607 750 626 424 813

Audio and visual equipment and services .... 1,042 1,155 1,008 988 1,082

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

55-64 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 812 759 653 877 898

Pets ............................................................ 682 573 551 757 776

Toys, hobbies, and playground equipment 129 186 102 120 122

Other entertainment supplies, equipment,

and services ............................................... 328 249 292 310 468

Personal care products and services ............. 667 634 673 628 768

Reading .......................................................... 132 140 145 103 168

Education ....................................................... 1,180 2,044 1,157 777 1,233

Tobacco products and smoking supplies ....... 405 446 395 423 346

Miscellaneous ................................................. 874 950 837 683 1,205

Cash contributions .......................................... 2,368 1,900 2,539 2,015 3,254

Personal insurance and pensions .................. 7,060 8,034 6,934 6,195 8,005

Life and other personal insurance ................ 479 510 467 464 492

Pensions and Social Security ....................... 6,582 7,524 6,467 5,731 7,513

Sources of income and personal taxes:

Money income before taxes ........................... $75,840 $86,677 $79,436 $66,370 $80,895

Wages and salaries ...................................... 58,650 71,646 59,126 51,840 60,062

Self-employment income .............................. 5,119 4,663 6,034 4,093 6,501

Social Security, private and government

retirement ................................................... 8,269 6,868 9,683 7,869 8,756

Interest, dividends, rental income, other

property income .......................................... 2,348 1,797 3,270 1,275 3,892

Public assistance, supplemental security

income, food stamps .................................. 599 552 644 575 637

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 664 1,017 532 513 786

Other income ................................................ 192 134 148 205 262

Personal taxes (contains some imputed

values) .......................................................... 7,546 10,075 7,903 5,820 8,306

Federal income taxes ................................... 5,866 7,529 5,949 4,798 6,395

State and local income taxes ....................... 1,536 2,245 1,819 900 1,849

Other taxes ................................................... 144 301 134 122 62

Income after taxes .......................................... 68,294 76,602 71,533 60,550 72,589

Addenda:

Net change in total assets and liabilities ........ $15,138 $4,495 $32,011 $11,393 $13,844

Net change in total assets ............................ 24,411 11,720 39,156 16,981 33,999

Net change in total liabilities ......................... 9,273 7,226 7,145 5,588 20,156

Other financial information:

Other money receipts ................................... 1,329 1,116 2,563 403 1,989

Mortgage principal paid on owned property -2,468 -2,624 -2,214 -2,050 -3,387

Estimated market value of owned home ...... 200,647 229,685 160,261 161,270 292,112

Estimated monthly rental value of owned

home .......................................................... 1,113 1,281 1,006 965 1,359

Gifts of goods and services, total ................... 1,883 2,153 1,796 1,678 2,126

Food ............................................................. 175 171 170 188 160

Alcoholic beverages ..................................... 13 19 24 3 13

Housing ........................................................ 312 399 323 266 315

Housekeeping supplies .............................. 39 43 66 30 24

Household textiles ...................................... 11 25

215 14 29

Appliances and miscellaneous

housewares .............................................. 32 53 36 24 22

Major appliances ...................................... 11 220 13 7 6

Small appliances and miscellaneous

housewares ............................................ 21 233 23 17 16

Miscellaneous household equipment ......... 68 98 86 51 55

Other housing ............................................. 162 199 121 146 205

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

55-64 Northeast Midwest South West

Apparel and services .................................... 295 343 240 275 343

Males, 2 and over ....................................... 81 80 57 69 127

Females, 2 and over ................................... 126 150 112 114 139

Children under 2 ......................................... 37 57 27 37 29

Other apparel products and services ......... 51 56 44 55 48

Jewelry and watches ................................ 17 19 18 18 12

All other apparel products and services ... 34 36 226 37 36

Transportation .............................................. 178 38 151 252 182

Healthcare .................................................... 119 68 46 47 370

Entertainment ............................................... 125 106 143 125 124

Toys, games, arts and crafts, and tricycles 38 227 49 50 217

Other entertainment ................................... 86 78 95 74 107

Personal care products and services ........... 24 15 37 24 18

Reading ........................................................ 5 3 10 4 5

Education ..................................................... 494 884 532 320 456

All other gifts ................................................. 143 107 120 175 139

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014