EXHIBIT 10.3


 


ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES
AGREEMENT


 


This is an Assignment
of Representations and Warranties Agreement (the “Agreement”) made as of the 1st day of March, 2013, among
Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc.,
a Delaware corporation (“Depositor”), Christiana Trust, a division of Wilmington Savings Fund Society, FSB, a federal
savings bank, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”)
under a Pooling and Servicing Agreement dated as of February 1, 2013, among the Depositor, Wells Fargo Bank, N.A., as master servicer
and securities administrator, and the Trustee (the “Pooling and Servicing Agreement”), and United Shore Financial Services,
LLC, a Michigan limited liability company (“Shore”).


 


In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase
and Sale Agreement dated as of December 1, 2011, between Assignor and Shore (the “Purchase Agreement”) as modified
or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have
the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage
Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the
Pooling and Servicing Agreement.


 


Assignment 


 


1.          Assignor
hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and
warranties made by Shore pursuant to Subsection 7.01 and Subsection 7.02 of the Purchase Agreement to the extent relating to the
Mortgage Loans, and Depositor hereby accepts such assignment from Assignor.


 


2.          Depositor
hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and
warranties made by Shore pursuant to Subsection 7.01 and Subsection 7.02 of the Purchase Agreement to the extent relating to the
Mortgage Loans, Depositor is released from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment
from Depositor.


 


3.          Shore hereby
acknowledges the foregoing assignments.


 


Representations and Warranties


 


4.          Assignor
warrants and represents to, and covenants with, Depositor, Assignee and Shore as of the date hereof that:


 




    	 



    	 



    

 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 


(b)          Assignor
is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear
from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as
contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the
extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;


 


(c)          There
are no offsets, counterclaims or other defenses available to Shore with respect to the Purchase Agreement;


 


(d)          Assignor
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to enter into and perform its obligations under the Purchase Agreement;


 


(e)          Assignor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor
or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of
the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This
Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee,
will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms
except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter
in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability
is considered in a proceeding in equity or at law; and


 


(f)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or
the consummation by it of the transactions contemplated hereby.


 


5.           Depositor
warrants and represents to, and covenants with, Assignor, Assignee and Shore that as of the date hereof:


 




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(a)          Depositor
is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;


 


(b)          Depositor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor.
This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the
other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and


 


(c)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or
the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.


 


6.           Assignee
warrants and represents to, and covenants with, Assignor, Depositor and Shore that as of the date hereof:


 


(a)          Assignee
is a federal savings bank duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization;
and


 


(b)          Assignee
has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution,
delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding
obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy,
reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally,
and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.


 




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7.           Shore
warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:


 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 


(b)          Shore
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to perform its obligations under the Purchase Agreement;


 


(c)          Shore
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Shore’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Shore’s
charter or by-laws or any legal restriction, or any material agreement or instrument to which Shore is now a party or by which
it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Shore or its property
is subject. The execution, delivery and performance by Shore of this Agreement and the consummation by it of the transactions contemplated
hereby, have been duly authorized by all necessary corporate action on part of Shore. This Agreement has been duly executed and
delivered by Shore and, upon the due authorization, execution and delivery by Assignor, Assignee and the Depositor, will constitute
the valid and legally binding obligation of Shore enforceable against Shore in accordance with its terms except as enforceability
may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating
to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in
a proceeding in equity or at law; and


 


(d)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Shore in connection with the execution, delivery or performance by Shore of this Agreement, or the consummation
by it of the transactions contemplated hereby.


 


Restated Shore Representations and Warranties


 


8.           Pursuant
to Section 32(d) of the Purchase Agreement, Shore hereby restates to Depositor and Assignee (a) the representations and warranties
set forth in Subsection 7.01 of the Purchase Agreement as of the related Closing Date with respect to each Mortgage Loan and (b) the
representations and warranties set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations
and warranties were set forth herein in full.


 




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In the event of a breach
of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof,
as the case may be, Assignee shall be entitled to all the remedies under Subsection 7.03 and Subsection 12.01 of the Purchase Agreement,
including, without limitation, the right to compel Shore to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase
Agreement, subject to the provisions of Section 10 of this Agreement.


 


Recognition of Assignee


 


9.           From
and after the date hereof, subject to Section 10 below, Shore shall recognize Assignee as owner of the Mortgage Loans and will
perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby
or as may be amended from time to time, as if Assignee and Shore had entered into a separate purchase agreement for the purchase
of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended
by this Agreement.


 


Enforcement of Rights 


 


10.          (a)          Controlling
Holder Rights. Shore agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its
capacity as the initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling
Holder, will exercise all of Assignee's rights as Purchaser under the following section of the Purchase Agreement:


 


Purchase
Agreement:


 


	Section or Subsection	Matter
	 	 
	7.03, other than 7.03(c)	Repurchase and Substitution


 


(b)          If
there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling
Holder pursuant to Section 10(a) shall be exercised by Assignee.


 


Amendments to Purchase Agreement


 


11.          The
parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:


 




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(a)          Definitions.


 


(i)          The
definitions of “Business Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall
be deleted and replaced in their entirety as follows:


 


Business
Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland, Michigan,
Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Maryland, Michigan, Minnesota,
Missouri or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock
Exchange or the Federal Reserve Bank of New York is closed.


 


Repurchase
Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest
on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid
by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary
third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received
in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.


 


(b)          The
following sentence shall be added as the new third sentence of Subsection 7.03(a):


 


Each determination as to whether
there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.


 


(c)          The
rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase
Agreement as amended by this Agreement.


 


Miscellaneous


 


12.          All
demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing
and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:


 


(a)          In
the case of Shore,


 


United Shore Financial
Services, LLC


555 S. Adams Road


Birmingham, Michigan
48009


Attention: Chief Executive
Officer


Phone: (248) 833-0459


Facsimile: (248) 554-6049


 


with a copy to


 


General Counsel at the
same address


 





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(b)          In
the case of Assignee,


 


Christiana Trust, a division
of Wilmington Savings Fund Society, FSB


500 Delaware Avenue,
11th Floor


Wilmington, Delaware,
19801


Attention: Corporate
Trust — Sequoia Mortgage Trust 2013-3


 


(c)          In
the case of Depositor,


 


Sequoia Residential Funding,
Inc.


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


(d)          In
the case of Assignor,


 


Redwood Residential Acquisition
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


(e)          In
the case of Master Servicer,


 


Wells Fargo Bank,
N.A.


9062 Old Annapolis
Road


Columbia, Maryland
21045)


Telephone number:
(410) 884-2000


Facsimile number:
(410) 715-2380


Attention: Client
Manager — Sequoia Mortgage Trust 2013-3


 




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(f)           In
the case of the initial Controlling Holder,


 


Sequoia Mortgage Funding
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


13.         This
Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law,
and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard
to the conflicts of laws provisions of the State of New York or any other jurisdiction.


 


14.         No
term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the
party against whom such waiver or modification is sought to be enforced.


 


15.         This
Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor,
Assignee or Shore may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Depositor,
Assignee or Shore, respectively, hereunder.


 


16.         This
Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by Shore
pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and
the termination of the Purchase Agreement.


 


17.         This
Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and
all such counterparts shall constitute one and the same instrument.


 


18.        The Controlling
Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same
power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. Shore
hereby consents to such exercise and enforcement.


 




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19.         It
is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement
is executed and delivered by Christiana Trust, a division of Wilmington Savings Fund Society, FSB (“Christiana Trust”)
not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred
to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed
in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Trust is made
and intended not as a personal undertaking or agreement of or by Christiana Trust but is made and intended for purposes of binding
only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Christiana Trust, individually
or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being expressly
waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances
shall Christiana Trust in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness,
amounts or expenses owed by the Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness,
expenses and other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach
or failure of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.


 


20.         Master
Servicer. Shore hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer and securities
administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions, authorizations
and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting
on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including, without limitation,
the right to enforce the obligations of Shore hereunder and under the Purchase Agreement and the right to exercise the remedies
of the Purchaser hereunder and under the Purchase Agreement.


 


Shore shall make all
remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:


 


Wells Fargo Bank, N.A.


San Francisco, California


ABA# 121-000-248


Account #3970771416


Account Name: SAS Clearing


FFC: Account #39153400, Sequoia
Mortgage Trust 2013-3 Distribution Account


 


21.         Shore
acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section
10 of the Purchase Agreement, if there has been a breach of any representation or warranty made with respect to the related Mortgage
Loan in Subsection 7.01 of the Purchase Agreement, Shore shall pay shipping expenses for sending any Mortgage Loan Documents to
Shore or as otherwise necessary to cure such breach.


 




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22.        Rule
17g-5 Compliance. Shore hereby agrees that it shall provide any information with respect to the Mortgage Loans or the origination
thereof that it is reasonably requested to provide to any Rating Agency or nationally recognized statistical rating organization
(“NRSRO”) via electronic mail at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT
2013-3” and an identification of the type of information being provided in the body of such electronic mail. The Securities
Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”) shall notify
Shore in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. Shore shall have
no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with
the terms of this Agreement or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider.
None of the foregoing restrictions in this Section 22 prohibit or restrict oral or written communications, or providing information,
between Shore, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s
or NRSRO’s review of the ratings it assigns to Shore or (ii) such Rating Agency’s or NRSRO’s evaluation of Shore’s
operations in general; provided, however, that Shore shall not provide any information relating to the Mortgage Loans to such Rating
Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or
deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.


 




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IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.


 


	 	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	 	Assignor
	 	 
	 	By:	/s/ John Isbrandtsen	 
	 	Name:	John Isbrandtsen	 
	 	Title:	Authorized Officer	 
	 	 
	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	Depositor
	 	 
	 	By:	/s/ John Isbrandtsen	 
	 	Name:	John Isbrandtsen	 
	 	Title:	Authorized Officer	 
	 	 
	 	Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Trustee,
	 	Assignee
	 	 
	 	By:	/s/ Jeffrey R. Everhart	 
	 	Name:	Jeffrey R. Everhart	 
	 	Title:	AVP	 
	 	 
	 	United Shore Financial Services, LLC
	 	 
	 	By:	/s/ Harrold N. Kirkpatrick III	 
	 	Name:	Harrold N. Kirkpatrick III	 
	 	Title:	CEO	


 


Accepted and agreed to by:


 


WELLS FARGO BANK, N.A.


Master Servicer


 


	By:	/s/ Graham M. Oglesby	 
	Name:	Graham M. Oglesby	 
	Title:	Vice President	 


 





Signature Page – Assignment of Representations
and Warranties – United Shore Financial (SEMT 2013-3)







 




    	 



    	 



    

 


ATTACHMENT 1


 


MORTGAGE LOAN SCHEDULE


 





	 	1	2	3	4	5	6	7
	 	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Originator Name	Loan Number
	1	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1312124945
	2	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1312125253
	3	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1312125740
	4	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351227804
	5	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351240364
	6	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351240388
	7	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351241034
	8	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351241052
	9	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351241681
	10	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351242023
	11	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351242317
	12	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351242534
	13	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351243176
	14	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351243296
	15	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351244941
	16	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351245626
	17	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351246071
	18	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351246786
	19	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351247435
	20	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351247809
	21	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351248000
	22	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351248440
	23	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351248583
	24	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351248680
	25	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351249100
	26	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351249245
	27	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351249830
	28	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351249890
	29	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351250012
	30	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351250316
	31	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351250654
	32	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351251075
	33	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351251713
	34	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351251762
	35	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351252057
	36	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351252110
	37	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351252284
	38	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351252942
	39	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351253033
	40	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351254700
	41	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351255203
	42	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351255754
	43	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351256148
	44	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351256224
	45	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351258108
	46	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351260219
	47	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351260597
	48	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1451247162
	49	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1612452756
	50	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351250296
	51	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351257170
	52	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351257183
	53	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351251853
	54	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1312126646
	55	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1312126854
	56	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351241772
	57	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351260872
	58	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1612452312
	59	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351262014
	60	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351254397
	61	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351255508
	62	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351261959
	63	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1312124206
	64	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351257935
	65	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351252355
	66	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1451253233
	67	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351248820
	68	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351254613
	69	1000383	0.002500	 	 	1000324	Shore Financial Services, Inc.	1351254354







 





	 	8	9	10	11	12	13	14	15	16	17	18	19
	 	Amortization Type	Lien Position	HELOC Indicator	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan
 Amount(s)
	1	1	1	0	9	 	 	 	 	 	1	0	0
	2	1	1	0	9	 	 	 	 	 	1	0	0
	3	1	1	0	9	 	 	 	 	 	1	4	0
	4	1	1	0	9	 	 	 	 	 	2	0	0
	5	1	1	0	9	 	 	 	 	 	2	4	0
	6	1	1	0	7	 	 	 	 	 	2	4	0
	7	1	1	0	9	 	 	 	 	 	2	1	0
	8	1	1	0	9	 	 	 	 	 	2	4	0
	9	1	1	0	9	 	 	 	 	 	2	4	0
	10	1	1	0	9	 	 	 	 	 	2	4	0
	11	1	1	0	9	 	 	 	 	 	2	0	0
	12	1	1	0	9	 	 	 	 	 	2	0	0
	13	1	1	0	9	 	 	 	 	 	2	4	0
	14	1	1	0	7	 	 	 	 	 	2	4	0
	15	1	1	0	9	 	 	 	 	 	2	4	0
	16	1	1	0	9	 	 	 	 	 	2	0	0
	17	1	1	0	9	 	 	 	 	 	2	0	0
	18	1	1	0	7	 	 	 	 	 	2	4	0
	19	1	1	0	9	 	 	 	 	 	2	4	0
	20	1	1	0	7	 	 	 	 	 	2	0	0
	21	1	1	0	9	 	 	 	 	 	2	0	0
	22	1	1	0	9	 	 	 	 	 	2	4	0
	23	1	1	0	9	 	 	 	 	 	2	0	0
	24	1	1	0	9	 	 	 	 	 	2	0	0
	25	1	1	0	9	 	 	 	 	 	2	0	0
	26	1	1	0	9	 	 	 	 	 	2	0	0
	27	1	1	0	9	 	 	 	 	 	2	4	0
	28	1	1	0	9	 	 	 	 	 	2	0	0
	29	1	1	0	9	 	 	 	 	 	2	0	0
	30	1	1	0	9	 	 	 	 	 	2	4	0
	31	1	1	0	9	 	 	 	 	 	2	0	0
	32	1	1	0	9	 	 	 	 	 	2	4	0
	33	1	1	0	9	 	 	 	 	 	2	0	0
	34	1	1	0	7	 	 	 	 	 	2	4	0
	35	1	1	0	9	 	 	 	 	 	2	4	0
	36	1	1	0	9	 	 	 	 	 	2	0	0
	37	1	1	0	9	 	 	 	 	 	2	0	0
	38	1	1	0	9	 	 	 	 	 	2	0	0
	39	1	1	0	9	 	 	 	 	 	2	0	0
	40	1	1	0	7	 	 	 	 	 	2	4	0
	41	1	1	0	9	 	 	 	 	 	2	4	0
	42	1	1	0	7	 	 	 	 	 	2	4	0
	43	1	1	0	9	 	 	 	 	 	2	4	0
	44	1	1	0	9	 	 	 	 	 	2	4	0
	45	1	1	0	9	 	 	 	 	 	2	4	0
	46	1	1	0	6	 	 	 	 	 	2	0	0
	47	1	1	0	7	 	 	 	 	 	2	0	0
	48	1	1	0	9	 	 	 	 	 	5	4	0
	49	1	1	0	9	 	 	 	 	 	1	0	0
	50	1	1	0	9	 	 	 	 	 	2	0	0
	51	1	1	0	9	 	 	 	 	 	2	4	0
	52	1	1	0	9	 	 	 	 	 	2	0	0
	53	1	1	0	9	 	 	 	 	 	2	4	0
	54	1	1	0	9	 	 	 	 	 	1	4	0
	55	1	1	0	9	 	 	 	 	 	1	4	0
	56	1	1	0	9	 	 	 	 	 	2	4	0
	57	1	1	0	9	 	 	 	 	 	2	0	0
	58	1	1	0	9	 	 	 	 	 	1	0	0
	59	1	1	0	9	 	 	 	 	 	2	4	0
	60	1	1	0	9	 	 	 	 	 	2	4	0
	61	1	1	0	7	 	 	 	 	 	2	0	0
	62	1	1	0	7	 	 	 	 	 	2	4	0
	63	1	1	0	9	 	 	 	 	 	1	0	0
	64	1	1	0	9	 	 	 	 	 	2	0	0
	65	1	1	0	9	 	 	 	 	 	2	0	0
	66	1	1	0	9	 	 	 	 	 	5	4	0
	67	1	1	0	9	 	 	 	 	 	2	4	0
	68	1	1	0	9	 	 	 	 	 	2	0	0
	69	1	1	0	9	 	 	 	 	 	2	0	0







 





	 	20	21	22	23	24	25	26	27	28	29	30
	 	Loan Type of Most
 Senior Lien	Hybrid Period of
 Most Senior Lien (in
 months)	Neg Am Limit of
 Most Senior Lien	Junior Mortgage
 Balance	Origination Date of
 Most Senior Lien	Origination Date	Original Loan
 Amount	Original Interest
 Rate	Original
 Amortization Term	Original Term to
 Maturity	First Payment Date
 of Loan
	1	 	 	 	0.00	 	20121211	792000.00	0.038750	360	360	20130201
	2	 	 	 	0.00	 	20121214	798000.00	0.038750	360	360	20130201
	3	 	 	 	0.00	 	20121130	722300.00	0.038750	360	360	20130101
	4	 	 	 	0.00	 	20121129	980000.00	0.040000	360	360	20130101
	5	 	 	 	99000.00	 	20121213	963000.00	0.035000	360	360	20130201
	6	 	 	 	0.00	 	20121116	550000.00	0.038750	360	360	20130101
	7	 	 	 	75476.00	 	20121218	1000000.00	0.038750	360	360	20130201
	8	 	 	 	0.00	 	20121218	724500.00	0.040000	360	360	20130201
	9	 	 	 	0.00	 	20121121	815400.00	0.041250	360	360	20130101
	10	 	 	 	0.00	 	20121207	619000.00	0.038750	360	360	20130201
	11	 	 	 	149000.00	 	20121211	811000.00	0.038750	360	360	20130201
	12	 	 	 	0.00	 	20121130	885000.00	0.040000	360	360	20130101
	13	 	 	 	0.00	 	20121207	712000.00	0.035000	360	360	20130201
	14	 	 	 	0.00	 	20121207	685000.00	0.038750	360	360	20130201
	15	 	 	 	0.00	 	20121207	575000.00	0.036250	360	360	20130201
	16	 	 	 	0.00	 	20121128	600000.00	0.033750	360	360	20130201
	17	 	 	 	0.00	 	20121113	999999.00	0.038750	360	360	20130101
	18	 	 	 	0.00	 	20121219	615000.00	0.037500	360	360	20130201
	19	 	 	 	0.00	 	20121127	672000.00	0.038750	360	360	20130101
	20	 	 	 	0.00	 	20121128	675000.00	0.038750	360	360	20130101
	21	 	 	 	0.00	 	20121114	593000.00	0.038750	360	360	20130101
	22	 	 	 	0.00	 	20121206	672000.00	0.038750	360	360	20130201
	23	 	 	 	0.00	 	20121217	960000.00	0.037500	360	360	20130201
	24	 	 	 	0.00	 	20121121	488400.00	0.037500	360	360	20130101
	25	 	 	 	0.00	 	20121206	763000.00	0.037500	360	360	20130201
	26	 	 	 	0.00	 	20121213	666000.00	0.038750	360	360	20130201
	27	 	 	 	0.00	 	20121203	642000.00	0.038750	360	360	20130201
	28	 	 	 	250000.00	 	20121211	705000.00	0.040000	360	360	20130201
	29	 	 	 	0.00	 	20121210	564000.00	0.038750	360	360	20130201
	30	 	 	 	0.00	 	20121120	660000.00	0.037500	360	360	20130101
	31	 	 	 	250000.00	 	20121203	865000.00	0.040000	360	360	20130201
	32	 	 	 	0.00	 	20121214	919750.00	0.036250	360	360	20130201
	33	 	 	 	0.00	 	20121220	575000.00	0.035000	360	360	20130201
	34	 	 	 	0.00	 	20121203	500000.00	0.037500	360	360	20130201
	35	 	 	 	0.00	 	20121207	904000.00	0.037500	360	360	20130201
	36	 	 	 	0.00	 	20121129	1000000.00	0.038750	360	360	20130201
	37	 	 	 	0.00	 	20121205	900000.00	0.037500	360	360	20130201
	38	 	 	 	0.00	 	20121203	1000000.00	0.038750	360	360	20130201
	39	 	 	 	199999.00	 	20121220	715000.00	0.037500	360	360	20130201
	40	 	 	 	0.00	 	20121212	920500.00	0.037500	360	360	20130201
	41	 	 	 	0.00	 	20121214	690800.00	0.040000	360	360	20130201
	42	 	 	 	0.00	 	20121207	600000.00	0.035000	360	360	20130201
	43	 	 	 	0.00	 	20121217	623000.00	0.036250	360	360	20130201
	44	 	 	 	0.00	 	20121205	898000.00	0.036250	360	360	20130201
	45	 	 	 	0.00	 	20121217	705000.00	0.036250	360	360	20130201
	46	 	 	 	0.00	 	20121220	937500.00	0.038750	360	360	20130201
	47	 	 	 	0.00	 	20121221	590000.00	0.037500	360	360	20130201
	48	 	 	 	0.00	 	20121128	592000.00	0.043750	360	360	20130101
	49	 	 	 	0.00	 	20121129	977000.00	0.038750	360	360	20130201
	50	 	 	 	180000.00	 	20130102	695000.00	0.040000	360	360	20130201
	51	 	 	 	0.00	 	20121221	615000.00	0.035000	360	360	20130201
	52	 	 	 	0.00	 	20121226	786000.00	0.036250	360	360	20130201
	53	 	 	 	0.00	 	20121213	509000.00	0.040000	360	360	20130201
	54	 	 	 	0.00	 	20121221	650000.00	0.035000	360	360	20130201
	55	 	 	 	0.00	 	20130104	664000.00	0.038750	360	360	20130301
	56	 	 	 	0.00	 	20121220	1090000.00	0.037500	360	360	20130201
	57	 	 	 	0.00	 	20121224	883000.00	0.040000	360	360	20130201
	58	 	 	 	300000.00	 	20121219	728000.00	0.041250	360	360	20130201
	59	 	 	 	0.00	 	20121227	612500.00	0.035000	360	360	20130301
	60	 	 	 	0.00	 	20121224	868000.00	0.036250	360	360	20130201
	61	 	 	 	0.00	 	20121221	800000.00	0.038750	360	360	20130201
	62	 	 	 	0.00	 	20121231	622500.00	0.038750	360	360	20130201
	63	 	 	 	0.00	 	20121218	696000.00	0.043750	360	360	20130201
	64	 	 	 	0.00	 	20121217	850000.00	0.037500	360	360	20130201
	65	 	 	 	0.00	 	20121221	776000.00	0.038750	360	360	20130201
	66	 	 	 	0.00	 	20121221	940000.00	0.038750	360	360	20130201
	67	 	 	 	0.00	 	20121217	655000.00	0.037500	360	360	20130201
	68	 	 	 	0.00	 	20121224	903000.00	0.038750	360	360	20130201
	69	 	 	 	0.00	 	20121212	1450000.00	0.040000	360	360	20130201







 





	 	31	32	33	34	35	36	37	38	39	40	41
	 	Interest Type
 Indicator	Original Interest
 Only Term	Buy Down Period	HELOC Draw Period	Current Loan
 Amount	Current Interest
 Rate	Current Payment
 Amount Due	Interest Paid
 Through Date	Current Payment
 Status	Index Type	ARM Look-back
 Days
	1	1	0	0	 	790833.22	0.038750	3724.28	20130201	0	0	 
	2	1	0	0	 	796824.38	0.038750	3752.49	20130201	0	0	 
	3	1	0	0	 	720168.36	0.038750	3396.52	20130201	0	0	 
	4	1	0	0	 	977171.29	0.040000	4678.67	20130201	0	0	 
	5	1	0	0	 	961484.44	0.035000	4324.30	20130201	0	0	 
	6	1	0	0	 	548376.85	0.038750	2586.30	20130201	0	0	 
	7	1	0	0	 	998526.79	0.038750	4702.37	20130201	0	0	 
	8	1	0	0	 	723456.12	0.040000	3458.87	20130201	0	0	 
	9	1	0	0	 	813098.25	0.041250	3951.83	20130201	0	0	 
	10	1	0	0	 	618088.08	0.038750	2910.77	20130201	0	0	 
	11	1	0	0	 	809805.22	0.038750	3813.62	20130201	0	0	 
	12	1	0	0	 	882445.49	0.040000	4225.13	20130201	0	0	 
	13	1	0	0	 	710879.47	0.035000	3197.20	20130201	0	0	 
	14	1	0	0	 	683986.99	0.038750	3221.12	20130201	0	0	 
	15	1	0	0	 	574114.68	0.036250	2622.29	20130201	0	0	 
	16	1	0	0	 	599034.92	0.033750	2652.58	20130201	0	0	 
	17	1	0	0	 	996538.56	0.038750	4702.37	20130201	0	0	 
	18	1	0	0	 	614073.71	0.037500	2848.16	20130201	0	0	 
	19	1	0	0	 	670016.80	0.038750	3159.99	20130201	0	0	 
	20	1	0	0	 	673007.94	0.038750	3174.10	20130201	0	0	 
	21	1	0	0	 	591249.95	0.038750	2788.51	20130201	0	0	 
	22	1	0	0	 	671010.00	0.038750	3159.99	20130201	0	0	 
	23	1	0	0	 	958554.09	0.037500	4445.91	20130201	0	0	 
	24	1	0	0	 	486424.92	0.037500	2261.86	20130201	0	0	 
	25	1	0	0	 	761850.80	0.037500	3533.57	20130201	0	0	 
	26	1	0	0	 	665018.85	0.038750	3131.78	20130201	0	0	 
	27	1	0	0	 	641027.20	0.038750	3018.92	20130201	0	0	 
	28	1	0	0	 	703984.22	0.040000	3365.78	20130201	0	0	 
	29	1	0	0	 	563169.11	0.038750	2652.14	20130201	0	0	 
	30	1	0	0	 	656242.83	0.037500	3056.56	20130201	0	0	 
	31	1	0	0	 	863753.68	0.040000	4129.64	20130201	0	0	 
	32	1	0	0	 	918333.87	0.036250	4194.53	20130201	0	0	 
	33	1	0	0	 	574095.07	0.035000	2582.01	20130201	0	0	 
	34	1	0	0	 	499246.92	0.037500	2315.58	20130201	0	0	 
	35	1	0	0	 	902638.43	0.037500	4186.56	20130201	0	0	 
	36	1	0	0	 	997666.00	0.038750	4702.37	20130201	0	0	 
	37	1	0	0	 	898644.45	0.037500	4168.04	20130201	0	0	 
	38	1	0	0	 	998526.79	0.038750	4702.37	20130201	0	0	 
	39	1	0	0	 	713923.10	0.037500	3311.28	20130201	0	0	 
	40	1	0	0	 	919113.58	0.037500	4262.98	20130201	0	0	 
	41	1	0	0	 	689804.68	0.040000	3297.98	20130201	0	0	 
	42	1	0	0	 	599055.73	0.035000	2694.27	20130201	0	0	 
	43	1	0	0	 	622040.78	0.036250	2841.20	20130201	0	0	 
	44	1	0	0	 	896617.36	0.036250	4095.34	20130201	0	0	 
	45	1	0	0	 	703914.52	0.036250	3215.16	20130201	0	0	 
	46	1	0	0	 	936118.86	0.038750	4408.47	20130201	0	0	 
	47	1	0	0	 	589111.36	0.037500	2732.38	20130201	0	0	 
	48	1	0	0	 	590402.22	0.043750	2955.77	20130201	0	0	 
	49	1	0	0	 	975560.68	0.038750	4594.22	20130201	0	0	 
	50	1	0	0	 	693998.63	0.040000	3318.04	20130201	0	0	 
	51	1	0	0	 	614032.12	0.035000	2761.62	20130201	0	0	 
	52	1	0	0	 	784789.81	0.036250	3584.56	20130201	0	0	 
	53	1	0	0	 	508266.62	0.040000	2430.04	20130201	0	0	 
	54	1	0	0	 	648977.03	0.035000	2918.79	20130201	0	0	 
	55	1	0	0	 	664000.00	0.038750	3122.37	20130201	0	0	 
	56	1	0	0	 	1088358.29	0.037500	5047.96	20130201	0	0	 
	57	1	0	0	 	881727.75	0.040000	4215.58	20130201	0	0	 
	58	1	0	0	 	726974.24	0.041250	3528.25	20130201	0	0	 
	59	1	0	0	 	612500.00	0.035000	2750.40	20130201	0	0	 
	60	1	0	0	 	866663.55	0.036250	3958.53	20130201	0	0	 
	61	1	0	0	 	798821.43	0.038750	3761.90	20130201	0	0	 
	62	1	0	0	 	621582.93	0.038750	2927.23	20130201	0	0	 
	63	1	0	0	 	695062.47	0.043750	3475.03	20130201	0	0	 
	64	1	0	0	 	848719.76	0.037500	3936.48	20130201	0	0	 
	65	1	0	0	 	774856.79	0.038750	3649.04	20130201	0	0	 
	66	1	0	0	 	938615.19	0.038750	4420.23	20130201	0	0	 
	67	1	0	0	 	654013.47	0.037500	3033.41	20130201	0	0	 
	68	1	0	0	 	901669.69	0.038750	4246.24	20130201	0	0	 
	69	1	0	0	 	1447910.80	0.040000	6922.52	20130201	0	0	 







 





	 	42	43	44	45	46	47	48	49	50	51	52	53
	 	Gross Margin	ARM Round Flag	ARM Round Factor	Initial Fixed Rate
 Period	Initial Interest Rate
 Cap (Change Up)	Initial Interest Rate
 Cap (Change Down)	Subsequent Interest
 Rate Reset Period	Subsequent Interest
 Rate Cap (Change Down)	Subsequent Interest
 Rate Cap (Change
 Up)	Lifetime Maximum
 Rate (Ceiling)	Lifetime Minimum
 Rate (Floor)	Negative
 Amortization Limit
	1	 	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 	 	 	 
	46	 	 	 	 	 	 	 	 	 	 	 	 
	47	 	 	 	 	 	 	 	 	 	 	 	 
	48	 	 	 	 	 	 	 	 	 	 	 	 
	49	 	 	 	 	 	 	 	 	 	 	 	 
	50	 	 	 	 	 	 	 	 	 	 	 	 
	51	 	 	 	 	 	 	 	 	 	 	 	 
	52	 	 	 	 	 	 	 	 	 	 	 	 
	53	 	 	 	 	 	 	 	 	 	 	 	 
	54	 	 	 	 	 	 	 	 	 	 	 	 
	55	 	 	 	 	 	 	 	 	 	 	 	 
	56	 	 	 	 	 	 	 	 	 	 	 	 
	57	 	 	 	 	 	 	 	 	 	 	 	 
	58	 	 	 	 	 	 	 	 	 	 	 	 
	59	 	 	 	 	 	 	 	 	 	 	 	 
	60	 	 	 	 	 	 	 	 	 	 	 	 
	61	 	 	 	 	 	 	 	 	 	 	 	 
	62	 	 	 	 	 	 	 	 	 	 	 	 
	63	 	 	 	 	 	 	 	 	 	 	 	 
	64	 	 	 	 	 	 	 	 	 	 	 	 
	65	 	 	 	 	 	 	 	 	 	 	 	 
	66	 	 	 	 	 	 	 	 	 	 	 	 
	67	 	 	 	 	 	 	 	 	 	 	 	 
	68	 	 	 	 	 	 	 	 	 	 	 	 
	69	 	 	 	 	 	 	 	 	 	 	 	 







 





	 	54	55	56	57	58	59	60	61	62	63	64	65
	 	Initial Negative
 Amortization Recast
 Period	Subsequent
 Negative
 Amortization Recast
 Period	Initial Fixed
 Payment Period	Subsequent
 Payment Reset
 Period	Initial Periodic
 Payment Cap	Subsequent
 Periodic Payment
 Cap	Initial Minimum
 Payment Reset
 Period	Subsequent
 Minimum Payment
 Reset Period	Option ARM
 Indicator	Options at Recast	Initial Minimum
 Payment	Current Minimum
 Payment
	1	 	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 	 	 	 
	46	 	 	 	 	 	 	 	 	 	 	 	 
	47	 	 	 	 	 	 	 	 	 	 	 	 
	48	 	 	 	 	 	 	 	 	 	 	 	 
	49	 	 	 	 	 	 	 	 	 	 	 	 
	50	 	 	 	 	 	 	 	 	 	 	 	 
	51	 	 	 	 	 	 	 	 	 	 	 	 
	52	 	 	 	 	 	 	 	 	 	 	 	 
	53	 	 	 	 	 	 	 	 	 	 	 	 
	54	 	 	 	 	 	 	 	 	 	 	 	 
	55	 	 	 	 	 	 	 	 	 	 	 	 
	56	 	 	 	 	 	 	 	 	 	 	 	 
	57	 	 	 	 	 	 	 	 	 	 	 	 
	58	 	 	 	 	 	 	 	 	 	 	 	 
	59	 	 	 	 	 	 	 	 	 	 	 	 
	60	 	 	 	 	 	 	 	 	 	 	 	 
	61	 	 	 	 	 	 	 	 	 	 	 	 
	62	 	 	 	 	 	 	 	 	 	 	 	 
	63	 	 	 	 	 	 	 	 	 	 	 	 
	64	 	 	 	 	 	 	 	 	 	 	 	 
	65	 	 	 	 	 	 	 	 	 	 	 	 
	66	 	 	 	 	 	 	 	 	 	 	 	 
	67	 	 	 	 	 	 	 	 	 	 	 	 
	68	 	 	 	 	 	 	 	 	 	 	 	 
	69	 	 	 	 	 	 	 	 	 	 	 	 







 





	 	66	67	68	69	70	71	72	73	74	75	76
	 	Prepayment Penalty
 Calculation	Prepayment Penalty
 Type	Prepayment Penalty
 Total Term	Prepayment Penalty
 Hard Term	Primary Borrower ID	Number of
 Mortgaged
 Properties	Total Number of
 Borrowers	Self-employment
 Flag	Current ‘Other’
 Monthly Payment	Length of
 Employment:
 Borrower	Length of
 Employment: Co-
 Borrower
	1	 	 	0	 	403	3	 	0	 	0	 
	2	 	 	0	 	693	1	 	0	 	19.25	19
	3	 	 	0	 	69	2	 	0	 	6	 
	4	 	 	0	 	921	1	 	0	 	15	 
	5	 	 	0	 	996	1	 	0	 	6.75	6.75
	6	 	 	0	 	1047	3	 	0	 	4.5	4.75
	7	 	 	0	 	616	1	 	0	 	29	0
	8	 	 	0	 	1017	1	 	1	 	9.25	9.25
	9	 	 	0	 	278	1	 	1	 	29	 
	10	 	 	0	 	361	1	 	1	 	0	28
	11	 	 	0	 	849	3	 	0	 	32.25	 
	12	 	 	0	 	844	1	 	1	 	7	21
	13	 	 	0	 	217	2	 	0	 	7	 
	14	 	 	0	 	57	1	 	0	 	10	 
	15	 	 	0	 	358	1	 	1	 	23	 
	16	 	 	0	 	881	2	 	0	 	27	26
	17	 	 	0	 	783	1	 	0	 	18	 
	18	 	 	0	 	434	1	 	0	 	5.5	3.5
	19	 	 	0	 	930	1	 	0	 	2.5	 
	20	 	 	0	 	745	2	 	1	 	7	5
	21	 	 	0	 	525	1	 	0	 	3.25	 
	22	 	 	0	 	504	1	 	0	 	5	3
	23	 	 	0	 	506	2	 	0	 	9	 
	24	 	 	0	 	542	1	 	0	 	3	 
	25	 	 	0	 	822	4	 	0	 	13.25	 
	26	 	 	0	 	545	2	 	0	 	3.5	 
	27	 	 	0	 	491	1	 	0	 	1.5	1.25
	28	 	 	0	 	957	1	 	0	 	8	 
	29	 	 	0	 	868	2	 	0	 	7	16
	30	 	 	0	 	323	1	 	0	 	6	 
	31	 	 	0	 	549	2	 	0	 	14	9
	32	 	 	0	 	980	1	 	1	 	2	 
	33	 	 	0	 	239	2	 	1	 	31	14
	34	 	 	0	 	296	1	 	0	 	1	 
	35	 	 	0	 	811	2	 	0	 	11	 
	36	 	 	0	 	522	1	 	1	 	10	 
	37	 	 	0	 	473	2	 	0	 	30	4.5
	38	 	 	0	 	335	2	 	0	 	0	 
	39	 	 	0	 	739	1	 	1	 	24	9
	40	 	 	0	 	1005	2	 	0	 	3.25	 
	41	 	 	0	 	230	1	 	1	 	9.75	 
	42	 	 	0	 	399	2	 	0	 	16	 
	43	 	 	0	 	584	1	 	1	 	10	10
	44	 	 	0	 	446	1	 	1	 	30	 
	45	 	 	0	 	3	1	 	0	 	7	 
	46	 	 	0	 	1036	1	 	0	 	6	2
	47	 	 	0	 	257	2	 	0	 	23.75	 
	48	 	 	0	 	965	1	 	0	 	12.25	12
	49	 	 	0	 	468	1	 	0	 	7.5	 
	50	 	 	0	 	903	2	 	1	 	8	 
	51	 	 	0	 	666	1	 	0	 	2	0
	52	 	 	0	 	357	1	 	1	 	17.75	 
	53	 	 	0	 	241	2	 	0	 	23	 
	54	 	 	0	 	901	1	 	0	 	1	15.75
	55	 	 	0	 	1090	1	 	0	 	0.5	 
	56	 	 	0	 	126	4	 	0	 	5.5	2.75
	57	 	 	0	 	141	2	 	1	 	10	10
	58	 	 	0	 	476	1	 	0	 	0	 
	59	 	 	0	 	650	1	 	1	 	29.25	 
	60	 	 	0	 	430	1	 	0	 	20	29
	61	 	 	0	 	896	1	 	0	 	2.25	 
	62	 	 	0	 	604	2	 	0	 	0.5	 
	63	 	 	0	 	802	2	 	0	 	30	30
	64	 	 	0	 	950	2	 	0	 	4.75	 
	65	 	 	0	 	796	2	 	0	 	4.5	19
	66	 	 	0	 	1065	1	 	0	 	24.25	24.25
	67	 	 	0	 	1049	2	 	1	 	19	 
	68	 	 	0	 	262	2	 	0	 	13	 
	69	 	 	0	 	465	2	 	1	 	17	 







 





	 	77	78	79	80	81	82	83	84	85	86	87	88
	 	Years in Home	FICO Model Used	Most Recent FICO
 Date	Primary Wage
 Earner Original
 FICO: Equifax	Primary Wage
 Earner Original
 FICO: Experian	Primary Wage
 Earner Original
 FICO: TransUnion	Secondary Wage
 Earner Original
 FICO: Equifax	Secondary Wage
 Earner Original
 FICO: Experian	Secondary Wage
 Earner Original
 FICO: TransUnion	Original
 Primary Borrower
 FICO	Most Recent
 Primary Borrower
 FICO	Most Recent Co-
 Borrower FICO
	1	0	1	 	 	 	 	 	 	 	723	 	 
	2	7	1	 	 	 	 	 	 	 	809	 	 
	3	9	1	 	 	 	 	 	 	 	766	 	 
	4	7	1	 	 	 	 	 	 	 	739	 	 
	5	6.5	1	 	 	 	 	 	 	 	733	 	 
	6	0	1	 	 	 	 	 	 	 	760	 	 
	7	0.75	1	 	 	 	 	 	 	 	768	 	 
	8	10	1	 	 	 	 	 	 	 	724	 	 
	9	10	1	 	 	 	 	 	 	 	793	 	 
	10	7	1	 	 	 	 	 	 	 	729	 	 
	11	7	1	 	 	 	 	 	 	 	808	 	 
	12	26	1	 	 	 	 	 	 	 	771	 	 
	13	6	1	 	 	 	 	 	 	 	794	 	 
	14	0	1	 	 	 	 	 	 	 	773	 	 
	15	6.5	1	 	 	 	 	 	 	 	769	 	 
	16	10	1	 	 	 	 	 	 	 	786	 	 
	17	4	1	 	 	 	 	 	 	 	730	 	 
	18	0	1	 	 	 	 	 	 	 	785	 	 
	19	9	1	 	 	 	 	 	 	 	752	 	 
	20	0	1	 	 	 	 	 	 	 	795	 	 
	21	1.25	1	 	 	 	 	 	 	 	795	 	 
	22	1.5	1	 	 	 	 	 	 	 	802	 	 
	23	4	1	 	 	 	 	 	 	 	780	 	 
	24	2	1	 	 	 	 	 	 	 	808	 	 
	25	11	1	 	 	 	 	 	 	 	800	 	 
	26	3	1	 	 	 	 	 	 	 	791	 	 
	27	3	1	 	 	 	 	 	 	 	783	 	 
	28	7	1	 	 	 	 	 	 	 	787	 	 
	29	4	1	 	 	 	 	 	 	 	774	 	 
	30	0	1	 	 	 	 	 	 	 	773	 	 
	31	13	1	 	 	 	 	 	 	 	790	 	 
	32	36	1	 	 	 	 	 	 	 	812	 	 
	33	0	1	 	 	 	 	 	 	 	732	 	 
	34	0	1	 	 	 	 	 	 	 	787	 	 
	35	7	1	 	 	 	 	 	 	 	770	 	 
	36	1	1	 	 	 	 	 	 	 	743	 	 
	37	4.5	1	 	 	 	 	 	 	 	764	 	 
	38	6	1	 	 	 	 	 	 	 	775	 	 
	39	2	1	 	 	 	 	 	 	 	766	 	 
	40	0	1	 	 	 	 	 	 	 	782	 	 
	41	5	1	 	 	 	 	 	 	 	778	 	 
	42	0	1	 	 	 	 	 	 	 	784	 	 
	43	7	1	 	 	 	 	 	 	 	759	 	 
	44	13	1	 	 	 	 	 	 	 	803	 	 
	45	3	1	 	 	 	 	 	 	 	788	 	 
	46	0	1	 	 	 	 	 	 	 	770	 	 
	47	0	1	 	 	 	 	 	 	 	808	 	 
	48	7	1	 	 	 	 	 	 	 	754	 	 
	49	2.5	1	 	 	 	 	 	 	 	759	 	 
	50	19	1	 	 	 	 	 	 	 	772	 	 
	51	1	1	 	 	 	 	 	 	 	778	 	 
	52	3	1	 	 	 	 	 	 	 	784	 	 
	53	0	1	 	 	 	 	 	 	 	801	 	 
	54	8	1	 	 	 	 	 	 	 	780	 	 
	55	7	1	 	 	 	 	 	 	 	772	 	 
	56	2	1	 	 	 	 	 	 	 	732	 	 
	57	5	1	 	 	 	 	 	 	 	746	 	 
	58	15	1	 	 	 	 	 	 	 	802	 	 
	59	6	1	 	 	 	 	 	 	 	800	 	 
	60	2	1	 	 	 	 	 	 	 	781	 	 
	61	0	1	 	 	 	 	 	 	 	806	 	 
	62	0	1	 	 	 	 	 	 	 	780	 	 
	63	11	1	 	 	 	 	 	 	 	766	 	 
	64	10	1	 	 	 	 	 	 	 	784	 	 
	65	13	1	 	 	 	 	 	 	 	773	 	 
	66	3	1	 	 	 	 	 	 	 	771	 	 
	67	5	1	 	 	 	 	 	 	 	768	 	 
	68	13	1	 	 	 	 	 	 	 	796	 	 
	69	2	1	 	 	 	 	 	 	 	729	 	 







 





	 	89	90	91	92	93	94	95	96	97	98	99	100
	 	Most Recent FICO
 Method	VantageScore:
 Primary Borrower	VantageScore: Co-
 Borrower	Most Recent
 VantageScore
 Method	VantageScore Date	Credit Report:
 Longest Trade Line	Credit Report:
 Maximum Trade
 Line	Credit Report:
 Number of Trade
 Lines	Credit Line Usage
 Ratio	Most Recent 12-
 month Pay History	Months Bankruptcy	Months Foreclosure
	1	 	 	 	 	 	 	 	 	 	000000000000	 	 
	2	 	 	 	 	 	 	 	 	 	000000000000	 	 
	3	 	 	 	 	 	 	 	 	 	000000000000	 	 
	4	 	 	 	 	 	 	 	 	 	000000000000	 	 
	5	 	 	 	 	 	 	 	 	 	000000000000	 	 
	6	 	 	 	 	 	 	 	 	 	000000000000	 	 
	7	 	 	 	 	 	 	 	 	 	000000000000	 	 
	8	 	 	 	 	 	 	 	 	 	000000000000	 	 
	9	 	 	 	 	 	 	 	 	 	000000000000	 	 
	10	 	 	 	 	 	 	 	 	 	000000000000	 	 
	11	 	 	 	 	 	 	 	 	 	000000000000	 	 
	12	 	 	 	 	 	 	 	 	 	000000000000	 	 
	13	 	 	 	 	 	 	 	 	 	000000000000	 	 
	14	 	 	 	 	 	 	 	 	 	000000000000	 	 
	15	 	 	 	 	 	 	 	 	 	000000000000	 	 
	16	 	 	 	 	 	 	 	 	 	000000000000	 	 
	17	 	 	 	 	 	 	 	 	 	000000000000	 	 
	18	 	 	 	 	 	 	 	 	 	000000000000	 	 
	19	 	 	 	 	 	 	 	 	 	000000000000	 	 
	20	 	 	 	 	 	 	 	 	 	000000000000	 	 
	21	 	 	 	 	 	 	 	 	 	000000000000	 	 
	22	 	 	 	 	 	 	 	 	 	000000000000	 	 
	23	 	 	 	 	 	 	 	 	 	000000000000	 	 
	24	 	 	 	 	 	 	 	 	 	000000000000	 	 
	25	 	 	 	 	 	 	 	 	 	000000000000	 	 
	26	 	 	 	 	 	 	 	 	 	000000000000	 	 
	27	 	 	 	 	 	 	 	 	 	000000000000	 	 
	28	 	 	 	 	 	 	 	 	 	000000000000	 	 
	29	 	 	 	 	 	 	 	 	 	000000000000	 	 
	30	 	 	 	 	 	 	 	 	 	000000000000	 	 
	31	 	 	 	 	 	 	 	 	 	000000000000	 	 
	32	 	 	 	 	 	 	 	 	 	000000000000	 	 
	33	 	 	 	 	 	 	 	 	 	000000000000	 	 
	34	 	 	 	 	 	 	 	 	 	000000000000	 	 
	35	 	 	 	 	 	 	 	 	 	000000000000	 	 
	36	 	 	 	 	 	 	 	 	 	000000000000	 	 
	37	 	 	 	 	 	 	 	 	 	000000000000	 	 
	38	 	 	 	 	 	 	 	 	 	000000000000	 	 
	39	 	 	 	 	 	 	 	 	 	000000000000	 	 
	40	 	 	 	 	 	 	 	 	 	000000000000	 	 
	41	 	 	 	 	 	 	 	 	 	000000000000	 	 
	42	 	 	 	 	 	 	 	 	 	000000000000	 	 
	43	 	 	 	 	 	 	 	 	 	000000000000	 	 
	44	 	 	 	 	 	 	 	 	 	000000000000	 	 
	45	 	 	 	 	 	 	 	 	 	000000000000	 	 
	46	 	 	 	 	 	 	 	 	 	000000000000	 	 
	47	 	 	 	 	 	 	 	 	 	000000000000	 	 
	48	 	 	 	 	 	 	 	 	 	000000000000	 	 
	49	 	 	 	 	 	 	 	 	 	000000000000	 	 
	50	 	 	 	 	 	 	 	 	 	000000000000	 	 
	51	 	 	 	 	 	 	 	 	 	000000000000	 	 
	52	 	 	 	 	 	 	 	 	 	000000000000	 	 
	53	 	 	 	 	 	 	 	 	 	000000000000	 	 
	54	 	 	 	 	 	 	 	 	 	000000000000	 	 
	55	 	 	 	 	 	 	 	 	 	000000000000	 	 
	56	 	 	 	 	 	 	 	 	 	000000000000	 	 
	57	 	 	 	 	 	 	 	 	 	000000000000	 	 
	58	 	 	 	 	 	 	 	 	 	000000000000	 	 
	59	 	 	 	 	 	 	 	 	 	000000000000	 	 
	60	 	 	 	 	 	 	 	 	 	000000000000	 	 
	61	 	 	 	 	 	 	 	 	 	000000000000	 	 
	62	 	 	 	 	 	 	 	 	 	000000000000	 	 
	63	 	 	 	 	 	 	 	 	 	000000000000	 	 
	64	 	 	 	 	 	 	 	 	 	000000000000	 	 
	65	 	 	 	 	 	 	 	 	 	000000000000	 	 
	66	 	 	 	 	 	 	 	 	 	000000000000	 	 
	67	 	 	 	 	 	 	 	 	 	000000000000	 	 
	68	 	 	 	 	 	 	 	 	 	000000000000	 	 
	69	 	 	 	 	 	 	 	 	 	000000000000	 	 







 





	 	101	102	103	104	105	106	107	108	109	110	111
	 	Primary Borrower
 Wage Income	Co-Borrower Wage
 Income	Primary Borrower
 Other Income	Co-Borrower Other
 Income	All Borrower Wage
 Income	All Borrower Total
 Income	4506-T Indicator	Borrower Income
 Verification Level	Co-Borrower
 Income Verification	Borrower
 Employment
 Verification	Co-Borrower
 Employment
 Verification
	1	11958.33	 	7656.83	 	11958.33	19615.16	1	5	 	3	 
	2	10666.09	12774.99	0	0	23441.08	23441.08	1	5	 	3	 
	3	17000	0	0	0	17000	17000	1	5	 	3	 
	4	77078.16	0	0	0	77078.16	77078.16	1	5	 	3	 
	5	18578.04	16574.14	0	0	35152.18	35152.18	1	5	 	3	 
	6	7506.36	12500	0	0	20006.36	20006.36	1	5	 	3	 
	7	16602.82	0	0	0	16602.82	16602.82	1	5	 	3	 
	8	16130.54	0	0	0	16130.54	16130.54	1	5	 	3	 
	9	16675.67	0	0	0	16675.67	16675.67	1	5	 	3	 
	10	0	22916.66	0	7608.41	22916.66	30525.07	1	5	 	3	 
	11	18750	 	19166.67	 	18750	37916.67	1	5	 	3	 
	12	14477.67	6200.41	0	0	20678.08	20678.08	1	4	 	3	 
	13	32565.09	0	0	0	32565.09	32565.09	1	5	 	3	 
	14	12675	0	1666.66	0	12675	14341.66	1	5	 	3	 
	15	10359.24	 	0	 	10359.24	10359.24	1	5	 	3	 
	16	9611.33	9663.33	0	0	19274.66	19274.66	1	5	 	3	 
	17	15500	 	9149.48	 	15500	24649.48	1	5	 	3	 
	18	9872.71	5666.66	0	0	15539.37	15539.37	1	5	 	3	 
	19	13005.89	 	0	 	13005.89	13005.89	1	5	 	3	 
	20	114525.7	6905.84	0	0	121431.6	121431.6	1	5	 	3	 
	21	14467.14	0	0	0	14467.14	14467.14	1	5	 	3	 
	22	10150.01	15834	0	0	25984.01	25984.01	1	5	 	3	 
	23	15215.06	 	4401.16	 	15215.06	19616.22	1	5	 	3	 
	24	17510	0	0	0	17510	17510	1	5	 	3	 
	25	25481.88	 	0	 	25481.88	25481.88	1	5	 	3	 
	26	16695.66	0	0	0	16695.66	16695.66	1	5	 	3	 
	27	11358.53	16610.53	0	0	27969.06	27969.06	1	5	 	3	 
	28	27083.33	0	0	0	27083.33	27083.33	1	5	 	3	 
	29	13410.82	7888.16	0	0	21298.98	21298.98	1	5	 	3	 
	30	11114.26	0	0	0	11114.26	11114.26	1	5	 	3	 
	31	14503.93	0	0	0	14503.93	14503.93	1	5	 	3	 
	32	445.6	 	16418.82	 	445.6	16864.42	1	5	 	3	 
	33	218317.8	0	0	0	218317.8	218317.8	1	5	 	3	 
	34	48333.35	0	0	0	48333.35	48333.35	1	5	 	3	 
	35	16823.83	 	0	 	16823.83	16823.83	1	5	 	3	 
	36	56776.14	 	0	 	56776.14	56776.14	1	5	 	3	 
	37	18873.91	0	0	929.92	18873.91	19803.83	1	5	 	3	 
	38	2353.5	 	34077.67	 	2353.5	36431.17	1	5	 	3	 
	39	10708.81	10314.44	0	0	21023.25	21023.25	1	5	 	3	 
	40	14025	0	0	0	14025	14025	1	5	 	3	 
	41	41493.54	 	0	 	41493.54	41493.54	1	5	 	3	 
	42	35153.73	0	0	0	35153.73	35153.73	1	5	 	3	 
	43	12873.83	0	0	0	12873.83	12873.83	1	5	 	3	 
	44	14666.67	 	0	 	14666.67	14666.67	1	5	 	3	 
	45	11011.01	 	0	 	11011.01	11011.01	1	5	 	3	 
	46	8421.66	7819.98	0	0	16241.64	16241.64	1	5	 	3	 
	47	20833.33	0	12849.61	0	20833.33	33682.94	1	5	 	3	 
	48	8378.43	8260.83	0	0	16639.26	16639.26	1	5	 	3	 
	49	26154.32	 	0	 	26154.32	26154.32	1	5	 	3	 
	50	35437.25	0	0	0	35437.25	35437.25	1	5	 	3	 
	51	5833.33	0	10947.06	0	5833.33	16780.39	1	5	 	3	 
	52	32276.33	 	0	 	32276.33	32276.33	1	5	 	3	 
	53	10452.16	 	0	 	10452.16	10452.16	1	5	 	3	 
	54	9166.67	24375	0	0	33541.67	33541.67	1	5	 	3	 
	55	25000	0	0	0	25000	25000	1	5	 	3	 
	56	16150	0	6755.57	5687.95	16150	28593.52	1	5	 	3	 
	57	985.08	13305.79	0	0	14290.87	14290.87	1	5	 	3	 
	58	2259.8	957.8	21666.67	0	3217.6	24884.27	1	5	 	3	 
	59	14868.38	0	0	0	14868.38	14868.38	1	5	 	3	 
	60	0	24780.26	0	0	24780.26	24780.26	1	5	 	3	 
	61	18409	 	0	 	18409	18409	1	5	 	3	 
	62	24477.91	0	0	0	24477.91	24477.91	1	5	 	3	 
	63	13352.38	595.8	7252.26	0	13948.18	21200.44	1	5	 	3	 
	64	8622.34	 	11491.12	 	8622.34	20113.46	1	5	 	3	 
	65	6377.55	14596.88	0	0	20974.43	20974.43	1	5	 	3	 
	66	32476.46	0	17869.79	0	32476.46	50346.25	1	5	 	3	 
	67	23847.2	 	0	 	23847.2	23847.2	1	5	 	3	 
	68	12767.83	0	4056.27	0	12767.83	16824.1	1	5	 	3	 
	69	28321.23	 	0	 	28321.23	28321.23	1	5	 	3	 







 





	 	112	113	114	115	116	117	118	119	120	121	122
	 	Borrower Asset
 Verification	Co-Borrower Asset
 Verification	Liquid / Cash
 Reserves	Monthly Debt All
 Borrowers	Originator DTI	Fully Indexed Rate	Qualification
 Method	Percentage of Down
 Payment from
 Borrower Own
 Funds	City	State	Postal Code
	1	4	 	397692.6	6974.29	0.355556	 	 	 	CORONADO	CA	92118
	2	4	 	396405.5	5097.12	0.217444	 	 	 	MAPLE VALLEY	WA	98038
	3	4	 	450493.5	6597.92	0.388113	 	 	 	WINCHESTER	MA	01890
	4	4	 	79699.31	8110.16	0.105220	 	 	 	IRVINE	CA	92603
	5	4	 	47742.87	8078.39	0.229812	 	 	 	GLADWYNE	PA	19035
	6	4	 	80229.82	8552.1	0.427469	 	 	100	AVON	CT	06001
	7	4	 	439227.9	6102.63	0.367566	 	 	 	CHESTERFIELD	MO	63017
	8	4	 	72507.65	6407.76	0.397244	 	 	 	ESTES PARK	CO	80517
	9	4	 	185487	6308.01	0.378276	 	 	 	STAFFORD	VA	22554
	10	4	 	71504.06	4601.68	0.150751	 	 	 	ATLANTA	GA	30339
	11	4	 	200206.9	12672.93	0.334231	 	 	 	ALAMO	CA	94507
	12	4	 	97055	7236.29	0.349950	 	 	 	RANCHO PALOS VERDES	CA	90275
	13	4	 	104858.2	5732.14	0.176021	 	 	 	WARREN	NJ	07059
	14	4	 	144739.4	4259.14	0.296977	 	 	100	CHERRY HILLS VILLAGE	CO	80113
	15	4	 	616909.3	4782.63	0.461678	 	 	 	PARKLAND	FL	33076
	16	4	 	66316.97	3767.87	0.195483	 	 	 	SAN DIEGO	CA	92128
	17	4	 	287567.1	10138.41	0.411303	 	 	 	PLEASANTON	CA	94566
	18	4	 	78878.06	5850.36	0.376486	 	 	100	EVANSTON	IL	60201
	19	4	 	50671.92	5424.52	0.417082	 	 	 	SAN DIEGO	CA	92127
	20	4	 	449841	5465.27	0.045007	 	 	100	SOUTH LAKE TAHOE	CA	96150
	21	4	 	35167.07	4844.77	0.334881	 	 	 	FRISCO	TX	75034
	22	4	 	66999.03	4429.03	0.170452	 	 	 	BETHESDA	MD	20817
	23	4	 	303503	7552.05	0.384990	 	 	 	SANTA ROSA BEACH	FL	32459
	24	4	 	58726.36	3327.69	0.190045	 	 	 	WESTFORD	MA	01886
	25	4	 	388866.6	7025.33	0.275699	 	 	 	REDWOOD CITY	CA	94065
	26	4	 	387517.8	5853.41	0.350595	 	 	 	ALTADENA	CA	91001
	27	4	 	88847.32	4216.59	0.150759	 	 	 	GAITHERSBURG	MD	20878
	28	4	 	752030.5	5021.44	0.185407	 	 	 	ALAMO	CA	94507
	29	4	 	210556.7	8842.85	0.415177	 	 	 	CORONA	CA	92881
	30	4	 	129889.1	3779.99	0.340103	 	 	 	SEATTLE	WA	98199
	31	4	 	234591.9	5881.45	0.405507	 	 	 	LOS ALTOS	CA	94024
	32	4	 	3324806	5073.9	0.300864	 	 	 	SANTA FE	NM	87501
	33	4	 	266693	12569.87	0.057576	 	 	 	VENTNOR CITY	NJ	08406
	34	4	 	59856.54	5765.54	0.119287	 	 	100	TEMPE	AZ	85284
	35	4	 	183119.1	5208.81	0.309609	 	 	 	VENICE	CA	90291
	36	4	 	123727.7	9397.3	0.165515	 	 	 	NEW ORLEANS	LA	70118
	37	4	 	145519.4	5819.08	0.293836	 	 	 	VIENNA	VA	22182
	38	4	 	3208037	13866.65	0.380626	 	 	 	WEST PALM BEACH	FL	33405
	39	4	 	89045.64	7070.08	0.336298	 	 	 	HUNTINGTON BEACH	CA	92649
	40	4	 	159489.1	5648.48	0.402744	 	 	100	FREMONT	CA	94539
	41	4	 	146951.2	5390.3	0.129907	 	 	 	ALEXANDRIA	VA	22308
	42	4	 	513982.5	5604.49	0.159428	 	 	100	SAINT LOUIS	MO	63119
	43	4	 	35899.75	4572.13	0.355149	 	 	 	PARKER	CO	80134
	44	4	 	204287.3	4294.99	0.292840	 	 	 	OAK BROOK	IL	60523
	45	4	 	72366.28	4181.54	0.379760	 	 	 	GREAT FALLS	VA	22066
	46	4	 	117730	6107.99	0.376070	 	 	100	MANHATTAN BEACH	CA	90266
	47	4	 	84755.72	8517.14	0.252862	 	 	100	SUWANEE	GA	30024
	48	4	 	58832.85	5110.4	0.307129	 	 	 	REDLANDS	CA	92373
	49	4	 	440418.8	8114.77	0.310265	 	 	 	BIRMINGHAM	MI	48009
	50	4	 	567109.1	9757.19	0.275337	 	 	 	YORBA LINDA	CA	92887
	51	4	 	67051.7	3761.21	0.224143	 	 	 	CHERRY HILLS VILLAGE	CO	80113
	52	4	 	126648	7094.72	0.219812	 	 	 	PINECREST	FL	33156
	53	4	 	91479.23	3607.44	0.345138	 	 	 	LEXINGTON PARK	MD	20653
	54	4	 	207096.5	4470.64	0.133286	 	 	 	WINCHESTER	MA	01890
	55	4	 	181869.2	4886.47	0.195459	 	 	 	LIBERTYVILLE	IL	60048
	56	4	 	345817.7	10435.81	0.364971	 	 	 	LOS GATOS	CA	95032
	57	4	 	518501.7	6385.66	0.446835	 	 	 	CUPERTINO	CA	95014
	58	4	 	5010442	7795.05	0.313252	 	 	 	BLOOMFIELD HILLS	MI	48302
	59	4	 	106614.4	5636.6	0.379100	 	 	 	DENVER	CO	80220
	60	4	 	106755.5	6014.44	0.242711	 	 	 	BURR RIDGE	IL	60527
	61	4	 	426459.5	6906.27	0.375157	 	 	100	FT LAUDERDALE	FL	33301
	62	4	 	230008.3	10759.41	0.439556	 	 	100	FT LAUDERDALE	FL	33304
	63	4	 	93696.49	4390.23	0.207082	 	 	 	HUNTINGTON BEACH	CA	92649
	64	4	 	134314.7	8589.65	0.427060	 	 	 	SAN DIEGO	CA	92106
	65	4	 	244688.7	8293.67	0.395418	 	 	 	SEAL BEACH	CA	90740
	66	4	 	284118.4	7713.55	0.153210	 	 	 	PLEASANT VIEW	TN	37146
	67	4	 	173076.3	7764.2	0.325581	 	 	 	MURRIETA	CA	92562
	68	4	 	2167192	6155.16	0.365854	 	 	 	VILLA PARK	CA	92861
	69	4	 	195813.8	12603.54	0.445021	 	 	 	CALABASAS	CA	91302







 





	 	123	124	125	126	127	128	129	130	131	132	133	134
	 	Property Type	Occupancy	Sales Price	Original Appraised
 Property Value	Original Property
 Valuation Type	Original Property
 Valuation Date	Original Automated
 Valuation Model
 (AVM) Model Name	Original AVM
 Confidence Score	Most Recent
 Property Value2	Most Recent
 Property Valuation
 Type	Most Recent
 Property Valuation
 Date	Most Recent AVM
 Model Name
	1	7	2	 	1330000.00	3	20121001	 	 	 	 	 	 
	2	1	1	 	1075000.00	3	20121011	 	 	 	 	 	 
	3	1	1	 	1200000.00	3	20121023	 	 	 	 	 	 
	4	7	1	 	1225000.00	3	20120827	 	 	 	 	 	 
	5	1	1	 	1400000.00	3	20120919	 	 	 	 	 	 
	6	1	1	883945.00	1098000.00	3	20121009	 	 	 	 	 	 
	7	7	1	 	1700000.00	3	20120927	 	 	 	 	 	 
	8	7	1	 	944000.00	3	20121019	 	 	 	 	 	 
	9	1	1	 	1115000.00	3	20120924	 	 	 	 	 	 
	10	7	1	 	921000.00	3	20121008	 	 	 	 	 	 
	11	1	1	 	1200000.00	3	20121004	 	 	 	 	 	 
	12	1	1	 	1250000.00	3	20121007	 	 	 	 	 	 
	13	1	1	 	890000.00	3	20121010	 	 	 	 	 	 
	14	1	1	1085000.00	1100000.00	3	20121025	 	 	 	 	 	 
	15	7	1	 	963000.00	3	20121110	 	 	 	 	 	 
	16	7	1	 	1100000.00	3	20121020	 	 	 	 	 	 
	17	7	1	 	1440000.00	3	20121015	 	 	 	 	 	 
	18	1	1	1125000.00	1125000.00	3	20121018	 	 	 	 	 	 
	19	7	1	 	840000.00	3	20121022	 	 	 	 	 	 
	20	7	2	900000.00	900000.00	3	20121023	 	 	 	 	 	 
	21	7	1	 	793000.00	3	20121102	 	 	 	 	 	 
	22	1	1	 	855000.00	3	20121020	 	 	 	 	 	 
	23	1	1	 	3000000.00	3	20121123	 	 	 	 	 	 
	24	1	1	 	640000.00	3	20121022	 	 	 	 	 	 
	25	7	1	 	1100000.00	3	20121110	 	 	 	 	 	 
	26	1	1	 	840000.00	3	20121103	 	 	 	 	 	 
	27	7	1	 	910000.00	3	20121023	 	 	 	 	 	 
	28	7	1	 	1249000.00	3	20121105	 	 	 	 	 	 
	29	7	1	 	705000.00	3	20121109	 	 	 	 	 	 
	30	1	1	 	1150000.00	3	20121102	 	 	 	 	 	 
	31	1	1	 	1900000.00	3	20121025	 	 	 	 	 	 
	32	1	1	 	1415000.00	3	20121114	 	 	 	 	 	 
	33	1	2	 	1150000.00	3	20121110	 	 	 	 	 	 
	34	7	1	625000.00	650000.00	3	20121026	 	 	 	 	 	 
	35	1	1	 	1300000.00	98	20121030	 	 	 	 	 	 
	36	1	1	 	1400000.00	3	20121025	 	 	 	 	 	 
	37	7	1	 	1550000.00	3	20121020	 	 	 	 	 	 
	38	1	1	 	1275000.00	3	20121101	 	 	 	 	 	 
	39	1	1	 	1480000.00	3	20121118	 	 	 	 	 	 
	40	1	1	1315000.00	1325000.00	3	20121106	 	 	 	 	 	 
	41	1	1	 	863500.00	3	20121120	 	 	 	 	 	 
	42	1	1	800000.00	800000.00	3	20121115	 	 	 	 	 	 
	43	7	1	 	875000.00	3	20120824	 	 	 	 	 	 
	44	1	1	 	1519000.00	3	20121027	 	 	 	 	 	 
	45	1	1	 	950000.00	3	20121124	 	 	 	 	 	 
	46	1	1	1250000.00	1250000.00	3	20121205	 	 	 	 	 	 
	47	7	1	984000.00	995000.00	3	20121205	 	 	 	 	 	 
	48	1	1	 	740000.00	3	20121016	 	 	 	 	 	 
	49	1	1	 	1750000.00	3	20121029	 	 	 	 	 	 
	50	1	1	 	1450000.00	3	20121106	 	 	 	 	 	 
	51	1	1	 	1100000.00	3	20121129	 	 	 	 	 	 
	52	1	1	 	1800000.00	3	20121123	 	 	 	 	 	 
	53	1	1	 	712000.00	3	20121019	 	 	 	 	 	 
	54	1	1	 	1300000.00	3	20121126	 	 	 	 	 	 
	55	1	1	 	855000.00	3	20121203	 	 	 	 	 	 
	56	1	1	 	1800000.00	3	20121020	 	 	 	 	 	 
	57	7	1	 	1325000.00	3	20121211	 	 	 	 	 	 
	58	1	1	 	1360000.00	3	20121031	 	 	 	 	 	 
	59	1	1	 	1135000.00	3	20121205	 	 	 	 	 	 
	60	1	1	 	1500000.00	3	20121203	 	 	 	 	 	 
	61	1	1	1015000.00	1000000.00	3	20121130	 	 	 	 	 	 
	62	1	1	830000.00	830000.00	3	20121210	 	 	 	 	 	 
	63	1	1	 	870000.00	3	20120824	 	 	 	 	 	 
	64	1	1	 	1541000.00	3	20121121	 	 	 	 	 	 
	65	1	1	 	1200000.00	3	20121030	 	 	 	 	 	 
	66	1	1	 	1250000.00	3	20121116	 	 	 	 	 	 
	67	7	1	 	1100000.00	3	20121030	 	 	 	 	 	 
	68	7	1	 	1405000.00	98	20121112	 	 	 	 	 	 
	69	1	1	 	2600000.00	3	20121115	 	 	 	 	 	 







 





	 	135	136	137	138	139	140	141	142	143	144	145	146
	 	Most Recent AVM
 Confidence Score	Original CLTV	Original LTV	Original Pledged
 Assets	Mortgage Insurance
 Company Name	Mortgage Insurance
 Percent	MI: Lender or
 Borrower Paid?	Pool Insurance Co.
 Name	Pool Insurance Stop
 Loss %	MI Certificate
 Number	Updated DTI
 (Front-end)	Updated DTI
 (Back-end)
	1	 	0.595400	0.595400	0	0	0	 	 	 	 	 	 
	2	 	0.742300	0.742300	0	0	0	 	 	 	 	 	 
	3	 	0.601900	0.601900	0	0	0	 	 	 	 	 	 
	4	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	5	 	0.758500	0.687800	0	0	0	 	 	 	 	 	 
	6	 	0.622200	0.622200	0	0	0	 	 	 	 	 	 
	7	 	0.632600	0.588200	0	0	0	 	 	 	 	 	 
	8	 	0.767400	0.767400	0	0	0	 	 	 	 	 	 
	9	 	0.731300	0.731300	0	0	0	 	 	 	 	 	 
	10	 	0.672000	0.672000	0	0	0	 	 	 	 	 	 
	11	 	0.800000	0.675800	0	0	0	 	 	 	 	 	 
	12	 	0.708000	0.708000	0	0	0	 	 	 	 	 	 
	13	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	14	 	0.631300	0.631300	0	0	0	 	 	 	 	 	 
	15	 	0.597000	0.597000	0	0	0	 	 	 	 	 	 
	16	 	0.545400	0.545400	0	0	0	 	 	 	 	 	 
	17	 	0.694400	0.694400	0	0	0	 	 	 	 	 	 
	18	 	0.546600	0.546600	0	0	0	 	 	 	 	 	 
	19	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	20	 	0.750000	0.750000	0	0	0	 	 	 	 	 	 
	21	 	0.747700	0.747700	0	0	0	 	 	 	 	 	 
	22	 	0.785900	0.785900	0	0	0	 	 	 	 	 	 
	23	 	0.320000	0.320000	0	0	0	 	 	 	 	 	 
	24	 	0.763100	0.763100	0	0	0	 	 	 	 	 	 
	25	 	0.693600	0.693600	0	0	0	 	 	 	 	 	 
	26	 	0.792800	0.792800	0	0	0	 	 	 	 	 	 
	27	 	0.705400	0.705400	0	0	0	 	 	 	 	 	 
	28	 	0.764600	0.564400	0	0	0	 	 	 	 	 	 
	29	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	30	 	0.573900	0.573900	0	0	0	 	 	 	 	 	 
	31	 	0.586800	0.455200	0	0	0	 	 	 	 	 	 
	32	 	0.650000	0.650000	0	0	0	 	 	 	 	 	 
	33	 	0.500000	0.500000	0	0	0	 	 	 	 	 	 
	34	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	35	 	0.695300	0.695300	0	0	0	 	 	 	 	 	 
	36	 	0.714200	0.714200	0	0	0	 	 	 	 	 	 
	37	 	0.580600	0.580600	0	0	0	 	 	 	 	 	 
	38	 	0.784300	0.784300	0	0	0	 	 	 	 	 	 
	39	 	0.618200	0.483100	0	0	0	 	 	 	 	 	 
	40	 	0.700000	0.700000	0	0	0	 	 	 	 	 	 
	41	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	42	 	0.750000	0.750000	0	0	0	 	 	 	 	 	 
	43	 	0.712000	0.712000	0	0	0	 	 	 	 	 	 
	44	 	0.591100	0.591100	0	0	0	 	 	 	 	 	 
	45	 	0.742100	0.742100	0	0	0	 	 	 	 	 	 
	46	 	0.750000	0.750000	0	0	0	 	 	 	 	 	 
	47	 	0.599500	0.599500	0	0	0	 	 	 	 	 	 
	48	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	49	 	0.558200	0.558200	0	0	0	 	 	 	 	 	 
	50	 	0.603400	0.479300	0	0	0	 	 	 	 	 	 
	51	 	0.559000	0.559000	0	0	0	 	 	 	 	 	 
	52	 	0.436600	0.436600	0	0	0	 	 	 	 	 	 
	53	 	0.714800	0.714800	0	0	0	 	 	 	 	 	 
	54	 	0.500000	0.500000	0	0	0	 	 	 	 	 	 
	55	 	0.776600	0.776600	0	0	0	 	 	 	 	 	 
	56	 	0.605500	0.605500	0	0	0	 	 	 	 	 	 
	57	 	0.666400	0.666400	0	0	0	 	 	 	 	 	 
	58	 	0.755800	0.535200	0	0	0	 	 	 	 	 	 
	59	 	0.539600	0.539600	0	0	0	 	 	 	 	 	 
	60	 	0.578600	0.578600	0	0	0	 	 	 	 	 	 
	61	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	62	 	0.750000	0.750000	0	0	0	 	 	 	 	 	 
	63	 	0.800000	0.800000	0	0	0	 	 	 	 	 	 
	64	 	0.551500	0.551500	0	0	0	 	 	 	 	 	 
	65	 	0.646600	0.646600	0	0	0	 	 	 	 	 	 
	66	 	0.752000	0.752000	0	0	0	 	 	 	 	 	 
	67	 	0.595400	0.595400	0	0	0	 	 	 	 	 	 
	68	 	0.642700	0.642700	0	0	0	 	 	 	 	 	 
	69	 	0.557600	0.557600	0	0	0	 	 	 	 	 	 







 





	 	147	148	149	150	151	152	153	154	155	156	157
	 	Modification
 Effective Payment
 Date	Total Capitalized
 Amount	Total Deferred
 Amount	Pre-Modification
 Interest (Note) Rate	Pre-Modification P&I
 Payment	Pre-Modification
 Initial Interest Rate
 Change Downward
 Cap	Pre-Modification
 Subsequent Interest
 Rate Cap	Pre-Modification
 Next Interest Rate
 Change Date	Pre-Modification I/O
 Term	Forgiven Principal
 Amount	Forgiven Interest
 Amount
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
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	69	 	 	 	 	 	 	 	 	 	 	 







 





	 	158	159	160	161	162	163	164	165
	 	Number of
 Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry	CoBrrw - Yrs at in Industry	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)
	1	 	 	0	 	0	20430101	11958.33	0
	2	 	 	19.25	19	0	20430101	10666.09	0
	3	 	 	6	 	0	20421201	17000	0
	4	 	 	15	 	0	20421201	77078.16	0
	5	 	 	22	15	99000	20430101	18578.04	0
	6	 	 	6	6	0	20421201	7506.36	0
	7	 	 	29	10	75000	20430101	16602.82	0
	8	 	 	20	20	0	20430101	16130.54	0
	9	 	 	29	 	0	20421201	16675.67	0
	10	 	 	0	28	0	20430101	0	0
	11	 	 	32.25	 	0	20430101	18750	19166.67
	12	 	 	33	21	0	20421201	14477.67	0
	13	 	 	7	 	0	20430101	32565.09	0
	14	 	 	10	 	0	20430101	12675	1666.66
	15	 	 	23	 	0	20430101	10359.24	0
	16	 	 	27	26	0	20430101	9611.33	0
	17	 	 	18	 	0	20421201	15500	9149.48
	18	 	 	6	4	0	20430101	9872.71	0
	19	 	 	40	 	0	20421201	13005.89	0
	20	 	 	36	20	0	20421201	114525.7	0
	21	 	 	13	 	0	20421201	14467.14	0
	22	 	 	7	5	0	20430101	10150.01	0
	23	 	 	42	 	0	20430101	15215.06	4401.16
	24	 	 	10	 	0	20421201	17510	0
	25	 	 	15	 	0	20430101	25481.88	0
	26	 	 	3.5	 	0	20430101	16695.66	0
	27	 	 	7	10	0	20430101	11358.53	0
	28	 	 	18	 	118125.3	20430101	27083.33	0
	29	 	 	15	16	0	20430101	13410.82	0
	30	 	 	11	 	0	20421201	11114.26	0
	31	 	 	14	9	131191	20430101	14503.93	0
	32	 	 	2	 	0	20430101	445.6	0
	33	 	 	35	34	0	20430101	218317.8	0
	34	 	 	26	 	0	20430101	48333.35	0
	35	 	 	11	 	0	20430101	16823.83	0
	36	 	 	10	 	0	20430101	56776.14	0
	37	 	 	30	4.5	0	20430101	18873.91	0
	38	 	 	0	 	0	20430101	2353.5	0
	39	 	 	25	9	198191	20430101	10708.81	0
	40	 	 	3.25	 	0	20430101	14025	0
	41	 	 	14	 	0	20430101	41493.54	0
	42	 	 	16	 	0	20430101	35153.73	0
	43	 	 	10	10	0	20430101	12873.83	0
	44	 	 	30	 	0	20430101	14666.67	0
	45	 	 	7	 	0	20430101	11011.01	0
	46	 	 	6	2	0	20430101	8421.66	0
	47	 	 	24	 	0	20430101	20833.33	12849.61
	48	 	 	20	12	0	20421201	8378.43	0
	49	 	 	12	 	0	20430101	26154.32	0
	50	 	 	28	 	68726	20430101	35437.25	0
	51	 	 	12	0	0	20430101	5833.33	0
	52	 	 	20	 	0	20430101	32276.33	0
	53	 	 	23	 	0	20430101	10452.16	0
	54	 	 	1	15.75	0	20430101	9166.67	0
	55	 	 	16	 	0	20430201	25000	0
	56	 	 	20	2.75	0	20430101	16150	6755.57
	57	 	 	10	10	0	20430101	985.08	0
	58	 	 	0	 	93927	20430101	2259.8	0
	59	 	 	30	 	0	20430201	14868.38	0
	60	 	 	20	29	0	20430101	0	0
	61	 	 	28	 	0	20430101	18409	0
	62	 	 	8	 	0	20430101	24477.91	0
	63	 	 	30	30	0	20430101	13352.38	0
	64	 	 	11	 	0	20430101	8622.34	0
	65	 	 	40	19	0	20430101	6377.55	0
	66	 	 	24.25	24.25	0	20430101	32476.46	17869.79
	67	 	 	19	 	0	20430101	23847.2	0
	68	 	 	28	 	0	20430101	12767.83	250
	69	 	 	25	 	0	20430101	28321.23	0







 





	 	166	167	168	169	170	171	172
	 	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
	1	0	0	0	0	Full	Two Years	Two Months
	2	0	12774.99	0	0	Full	Two Years	Two Months
	3	0	0	0	0	Full	Two Years	Two Months
	4	0	0	0	0	Full	Two Years	Two Months
	5	0	16574.14	0	0	Full	Two Years	Two Months
	6	0	12500	0	0	Full	Two Years	Two Months
	7	0	0	0	0	Full	Two Years	Two Months
	8	0	0	0	0	Full	Two Years	Two Months
	9	0	0	0	0	Full	Two Years	Two Months
	10	0	22916.66	7608.41	0	Full	Two Years	Two Months
	11	0	0	0	0	Full	Two Years	Two Months
	12	0	6200.41	0	0	Full	Two Years	Two Months
	13	0	0	0	0	Full	Two Years	Two Months
	14	0	0	0	0	Full	Two Years	Two Months
	15	0	0	0	0	Full	Two Years	Two Months
	16	0	9663.33	0	0	Full	Two Years	Two Months
	17	0	0	0	0	Full	Two Years	Two Months
	18	0	5666.66	0	0	Full	Two Years	Two Months
	19	0	0	0	0	Full	Two Years	Two Months
	20	0	6905.84	0	0	Full	Two Years	Two Months
	21	0	0	0	0	Full	Two Years	Two Months
	22	0	15834	0	0	Full	Two Years	Two Months
	23	0	0	0	0	Full	Two Years	Two Months
	24	0	0	0	0	Full	Two Years	Two Months
	25	0	0	0	0	Full	Two Years	Two Months
	26	0	0	0	0	Full	Two Years	Two Months
	27	0	16610.53	0	0	Full	Two Years	Two Months
	28	0	0	0	0	Full	Two Years	Two Months
	29	0	7888.16	0	0	Full	Two Years	Two Months
	30	0	0	0	0	Full	Two Years	Two Months
	31	0	0	0	0	Full	Two Years	Two Months
	32	0	0	0	0	Full	Two Years	Two Months
	33	0	0	0	0	Full	Two Years	Two Months
	34	0	0	0	0	Full	Two Years	Two Months
	35	0	0	0	0	Full	Two Years	Two Months
	36	0	0	0	0	Full	Two Years	Two Months
	37	0	0	0	0	Full	Two Years	Two Months
	38	0	0	0	0	Full	Two Years	Two Months
	39	0	10314.44	0	0	Full	Two Years	Two Months
	40	0	0	0	0	Full	Two Years	Two Months
	41	0	0	0	0	Full	Two Years	Two Months
	42	0	0	0	0	Full	Two Years	Two Months
	43	0	0	0	0	Full	Two Years	Two Months
	44	0	0	0	0	Full	Two Years	Two Months
	45	0	0	0	0	Full	Two Years	Two Months
	46	0	7819.98	0	0	Full	Two Years	Two Months
	47	0	0	0	0	Full	Two Years	Two Months
	48	0	8260.83	0	0	Full	Two Years	Two Months
	49	0	0	0	0	Full	Two Years	Two Months
	50	0	0	0	0	Full	Two Years	Two Months
	51	10947.06	0	0	0	Full	Two Years	Two Months
	52	0	0	0	0	Full	Two Years	Two Months
	53	0	0	0	0	Full	Two Years	Two Months
	54	0	24375	0	0	Full	Two Years	Two Months
	55	0	0	0	0	Full	Two Years	Two Months
	56	0	0	5687.95	0	Full	Two Years	Two Months
	57	0	13305.79	0	0	Full	Two Years	Two Months
	58	0	957.8	0	0	Full	Two Years	Two Months
	59	0	0	0	0	Full	Two Years	Two Months
	60	0	24780.26	0	0	Full	Two Years	Two Months
	61	0	0	0	0	Full	Two Years	Two Months
	62	0	0	0	0	Full	Two Years	Two Months
	63	0	595.8	0	0	Full	Two Years	Two Months
	64	11491.12	0	0	0	Full	Two Years	Two Months
	65	0	14596.88	0	0	Full	Two Years	Two Months
	66	0	0	0	0	Full	Two Years	Two Months
	67	0	0	0	0	Full	Two Years	Two Months
	68	0	0	0	0	Full	Two Years	Two Months
	69	0	0	0	0	Full	Two Years	Two Months







 




    	12



    	 



    

 


ATTACHMENT 2


 


PURCHASE AGREEMENT


 


See Exhibit 10.5 to Form 8-K filed by


the Issuing Entity on February 28, 2013