Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2005

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Number of consumer units (in thousands) ...... 117,356 85,294 18,028 30,389 25,285 11,592 32,062 20,231 11,831 

Percent distribution of consumer units ........... 100.0 72.7 15.4 25.9 21.5 9.9 27.3 17.2 10.1 

Consumer unit characteristics (mean values):

Income before taxes .................................... $58,712 $46,462 $30,643 $45,721 $52,233 $60,417 $91,300 $82,276 $106,732 

Income after taxes ....................................... 56,304 44,971 30,247 44,527 50,262 57,488 86,456 78,143 100,670 

Age of reference person ............................... 48.6 49.1 53.5 50.0 45.6 47.2 47.4 45.3 51.0 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.7 2.5 2.4 2.5 2.4 2.5 2.4 

Children under 18 ....................................... .6 .6 .7 .6 .6 .6 .6 .6 .6 

Persons 65 and over .................................. .3 .3 .4 .4 .3 .2 .2 .2 .3 

Earners ....................................................... 1.3 1.3 1.1 1.3 1.3 1.4 1.5 1.5 1.4 

Vehicles ...................................................... 2.0 1.9 1.4 2.0 2.0 2.3 2.1 2.1 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................ 47 45 43 45 46 44 54 52 56 

Female ........................................................ 53 55 57 55 54 56 46 48 44 

Housing tenure:

Homeowner ................................................ 67 64 54 67 63 73 77 75 81 

With mortgage .......................................... 43 38 24 37 42 52 56 56 56 

Without mortgage ..................................... 25 26 30 30 21 21 21 18 24 

Renter ......................................................... 33 36 46 33 37 27 23 25 19 

Race of reference person:

Black or African-American .......................... 12 14 18 14 12 10 8 8 6 

White, Asian, and all other races ................ 88 86 82 86 88 90 92 92 94 

Hispanic or Latino origin of reference

person:

Hispanic or Latino ....................................... 11 13 28 9 8 9 5 5 5 

Not Hispanic or Latino ................................ 89 87 72 91 92 91 95 95 95 

Education of reference person:

Elementary (1-8) ......................................... 5 7 34 n.a. n.a. n.a. n.a. n.a. n.a.

High school (9-12) ...................................... 36 49 64 100 n.a. n.a. n.a. n.a. n.a.

College ....................................................... 59 43 n.a. n.a. 100 100 100 100 100 

Never attended and other ........................... 1 ( ) 1 ( ) 2 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ........... 88 86 72 88 89 93 94 94 95 

Annual aggregate expenditures ...................... $5,445,109 61.1 8.9 21.5 20.4 10.3 38.9 23.2 15.7 

Food ............................................................. 695,361 63.5 10.4 23.5 20.0 9.7 36.5 23.0 13.5 

Food at home ............................................. 386,483 66.3 12.4 25.0 19.6 9.3 33.7 21.7 12.0 

Cereals and bakery products .................... 52,168 66.5 12.3 25.5 19.2 9.6 33.5 21.7 11.8 

Cereals and cereal products ................... 16,754 66.4 13.2 24.5 19.3 9.4 33.6 22.1 11.5 

Bakery products ...................................... 35,413 66.5 11.9 25.9 19.1 9.6 33.5 21.5 11.9 

Meats, poultry, fish, and eggs ................... 89,614 69.4 13.8 26.1 20.5 9.1 30.6 20.2 10.4 

Beef ........................................................ 26,691 71.0 13.6 26.1 21.2 10.1 29.0 19.7 9.3 

Pork ........................................................ 17,971 72.9 15.2 28.0 20.7 9.1 27.1 18.8 8.3 

Other meats ............................................ 12,084 68.6 12.8 27.3 19.9 8.5 31.4 20.5 10.9 

Poultry .................................................... 15,750 69.6 14.0 26.1 21.1 8.5 30.4 19.7 10.6 

Fish and seafood .................................... 13,296 61.3 11.9 22.5 18.6 8.4 38.7 24.2 14.5 

Eggs ....................................................... 3,822 70.4 16.5 24.9 20.0 9.0 29.6 18.5 11.2 

Dairy products .......................................... 44,340 65.3 12.2 24.5 19.1 9.5 34.7 22.6 12.1 

Fresh milk and cream ............................. 17,108 68.9 14.2 25.8 19.3 9.5 31.1 20.4 10.7 

Other dairy products ............................... 27,232 63.1 11.0 23.8 19.0 9.4 36.9 23.9 13.0 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Fruits and vegetables ............................... $64,657 63.2 12.4 23.2 18.6 9.0 36.8 22.7 14.0 

Fresh fruits .............................................. 21,282 60.4 11.9 21.2 18.3 9.0 39.6 24.2 15.3 

Fresh vegetables .................................... 20,479 62.2 12.5 22.6 18.4 8.8 37.8 22.8 14.9 

Processed fruits ...................................... 12,437 64.7 12.1 24.8 18.6 9.2 35.3 22.6 12.7 

Processed vegetables ............................ 10,459 69.0 13.6 26.2 19.7 9.5 31.0 19.7 11.3 

Other food at home ................................... 135,704 66.0 11.6 25.1 19.9 9.4 34.0 21.9 12.1 

Sugar and other sweets .......................... 13,922 66.0 12.2 25.2 20.0 8.6 34.0 20.8 13.1 

Fats and oils ........................................... 9,961 67.6 13.1 26.5 19.0 9.0 32.4 21.6 10.8 

Miscellaneous foods ............................... 71,424 64.8 10.9 24.7 19.7 9.5 35.2 23.1 12.1 

Nonalcoholic beverages ......................... 35,546 69.2 12.8 26.1 20.4 9.9 30.8 19.9 10.9 

Food prepared by consumer unit on

out-of-town trips .................................... 4,851 55.6 7.3 19.3 20.2 8.9 44.4 23.6 20.8 

Food away from home ................................ 308,878 60.0 7.9 21.6 20.4 10.2 40.0 24.7 15.3 

Alcoholic beverages ..................................... 49,981 56.4 6.3 20.7 20.0 9.5 43.6 28.1 15.4 

Housing ........................................................ 1,779,780 60.8 9.5 21.2 19.9 10.1 39.2 23.3 15.9 

Shelter ........................................................ 1,033,291 59.5 9.4 20.5 19.6 10.0 40.5 24.1 16.4 

Owned dwellings ...................................... 699,209 55.2 6.6 19.2 18.8 10.6 44.8 26.5 18.3 

Mortgage interest and charges ............... 389,229 55.1 6.1 18.4 19.4 11.2 44.9 27.7 17.2 

Property taxes ........................................ 180,801 55.8 7.3 21.1 18.1 9.3 44.2 25.2 19.0 

Maintenance, repairs, insurance, other

expenses .............................................. 129,180 54.6 7.1 18.8 18.1 10.6 45.4 24.7 20.7 

Rented dwellings ...................................... 275,192 74.2 17.9 25.4 22.0 8.9 25.8 17.0 8.8 

Other lodging ............................................ 58,890 41.7 2.6 12.3 17.8 8.9 58.3 29.5 28.9 

Utilities, fuels, and public services .............. 373,589 68.8 12.6 24.9 21.0 10.3 31.2 19.2 12.0 

Natural gas ............................................... 55,562 66.1 12.1 24.3 20.0 9.7 33.9 20.2 13.7 

Electricity .................................................. 135,543 70.6 13.5 25.9 21.0 10.2 29.4 18.4 11.0 

Fuel oil and other fuels ............................. 16,615 73.1 12.4 31.0 18.9 10.9 26.9 15.8 11.1 

Telephone services .................................. 122,946 68.3 12.1 24.2 21.5 10.6 31.7 19.6 12.1 

Water and other public services ............... 42,923 66.5 12.0 22.7 21.3 10.5 33.5 20.5 12.9 

Household operations ................................. 93,946 52.5 5.5 16.8 19.9 10.2 47.5 26.0 21.5 

Personal services ..................................... 37,750 54.1 6.4 16.1 20.3 11.4 45.9 26.0 19.9 

Other household expenses ....................... 56,196 51.5 4.9 17.4 19.7 9.5 48.5 26.0 22.5 

Housekeeping supplies .............................. 71,636 61.5 8.9 23.7 19.7 9.3 38.5 24.5 14.0 

Laundry and cleaning supplies ................. 15,724 69.3 13.1 26.5 20.6 9.1 30.7 20.6 10.2 

Other household products ........................ 37,457 61.4 8.5 23.2 19.6 10.2 38.6 25.7 12.9 

Postage and stationery ............................. 18,456 55.2 6.1 22.2 19.1 7.9 44.8 25.3 19.5 

Household furnishings and equipment ....... 207,317 56.5 6.7 19.4 19.8 10.6 43.5 24.5 19.0 

Household textiles .................................... 15,522 57.4 6.7 23.1 18.5 9.1 42.6 26.0 16.5 

Furniture ................................................... 54,855 59.2 8.1 17.3 22.4 11.5 40.8 23.6 17.1 

Floor coverings ......................................... 6,595 44.6 4.1 13.9 16.3 10.3 55.4 29.1 26.3 

Major appliances ...................................... 26,206 61.9 7.8 20.9 23.0 10.2 38.1 21.4 16.7 

Small appliances, miscellaneous

housewares ............................................ 12,366 57.9 7.5 21.7 18.7 10.0 42.1 27.2 14.9 

Miscellaneous household equipment ....... 91,774 53.7 5.6 19.7 17.9 10.5 46.3 25.0 21.3 

Apparel and services .................................... 221,139 60.1 9.4 20.8 20.2 9.7 39.9 24.1 15.9 

Men and boys ............................................. 51,561 60.9 8.7 22.1 20.1 10.0 39.1 23.3 15.8 

Men, 16 and over ...................................... 40,874 58.7 8.1 21.9 19.1 9.6 41.3 24.1 17.2 

Boys, 2 to 15 ............................................. 10,687 69.3 11.0 23.1 23.9 11.3 30.7 20.3 10.4 

Women and girls ......................................... 88,355 59.0 8.6 20.8 20.9 8.7 41.0 25.1 16.0 

Women, 16 and over ................................ 74,186 57.8 8.1 20.5 20.8 8.4 42.2 25.5 16.7 

Girls, 2 to 15 ............................................. 14,169 64.9 11.3 22.0 21.2 10.5 35.1 23.1 12.0 

Children under 2 ......................................... 9,653 67.6 14.4 24.1 17.5 11.6 32.4 22.4 9.9 

Footwear ..................................................... 37,536 65.1 12.4 22.7 20.0 10.1 34.9 21.1 13.8 

Other apparel products and services .......... 34,033 53.9 7.6 16.1 19.6 10.6 46.1 26.2 19.9 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Transportation .............................................. $979,231 65.1 9.4 22.9 21.5 11.3 34.9 21.5 13.5 

Vehicle purchases (net outlay) ................... 415,904 66.1 9.2 22.7 22.3 11.8 33.9 21.2 12.7 

Cars and trucks, new ................................ 226,642 60.2 7.3 21.3 20.5 11.1 39.8 23.1 16.7 

Cars and trucks, used ............................... 179,616 73.0 12.0 24.6 23.7 12.7 27.0 18.7 8.4 

Other vehicles ........................................... 9,646 75.8 24.4 22.3 35.9 13.2 24.2 21.9 22.3 

Gasoline and motor oil ................................ 236,275 69.3 11.2 25.0 22.1 11.0 30.7 19.3 11.4 

Other vehicle expenses .............................. 274,492 63.6 8.6 23.0 20.8 11.2 36.4 22.2 14.1 

Vehicle finance charges ........................... 34,825 68.5 8.7 24.5 23.2 12.1 31.5 20.9 10.6 

Maintenance and repairs .......................... 78,779 60.8 8.8 21.8 19.3 10.8 39.2 23.6 15.6 

Vehicle insurance ..................................... 107,187 67.5 10.1 24.8 21.5 11.1 32.5 20.1 12.4 

Vehicle rental, leases, licenses, and other

charges ................................................... 53,701 57.0 5.4 20.3 20.0 11.4 43.0 25.3 17.6 

Public transportation ................................... 52,560 45.7 6.4 13.5 17.6 8.3 54.3 29.4 24.9 

Health care ................................................... 312,649 64.2 10.5 23.9 19.6 10.1 35.8 21.4 14.4 

Health insurance ......................................... 159,691 65.8 11.1 25.6 19.6 9.4 34.2 20.1 14.2 

Medical services ......................................... 79,472 58.5 8.0 19.3 19.6 11.5 41.5 25.8 15.8 

Drugs .......................................................... 61,150 68.5 12.9 26.0 19.8 9.8 31.5 19.1 12.4 

Medical supplies ......................................... 12,336 60.0 7.9 21.9 18.6 11.5 40.0 21.9 18.1 

Entertainment ............................................... 280,188 60.9 7.3 20.5 22.1 10.9 39.1 23.2 15.9 

Fees and admissions .................................. 68,999 45.2 3.2 14.6 17.9 9.5 54.8 30.8 24.1 

Audio and visual equipment and services .. 104,186 65.3 9.6 22.7 22.1 11.0 34.7 21.2 13.5 

Pets, toys, hobbies, and playground

equipment ................................................. 49,267 61.7 9.0 19.8 21.4 11.5 38.3 23.3 15.0 

Other entertainment supplies, equipment,

and services ............................................. 57,736 70.8 6.6 24.3 27.8 12.1 29.2 17.8 11.4 

Personal care products and services ........... 63,451 58.4 8.1 21.1 19.5 9.7 41.6 26.0 15.6 

Reading ........................................................ 14,841 51.5 5.1 17.9 19.2 9.3 48.5 25.0 23.5 

Education ...................................................... 110,325 46.7 2.1 12.6 22.5 9.5 53.3 29.3 24.0 

Tobacco products and smoking supplies ..... 37,445 87.3 18.2 34.5 24.3 10.4 12.7 8.9 3.8 

Miscellaneous ............................................... 94,813 63.7 8.5 24.0 22.3 9.0 36.3 20.3 16.0 

Cash contributions ........................................ 195,196 54.2 6.1 17.9 20.1 10.1 45.8 23.4 22.4 

Personal insurance and pensions ................ 610,709 55.3 6.3 19.2 19.2 10.6 44.7 26.4 18.3 

Life and other personal insurance .............. 44,721 54.2 6.6 17.0 20.9 9.6 45.8 24.7 21.1 

Pensions and Social Security ..................... 565,988 55.3 6.3 19.3 19.1 10.7 44.7 26.6 18.1 

Sources of income and personal taxes:

Money income before taxes ......................... 6,890,176 57.5 8.0 20.2 19.2 10.2 42.5 24.2 18.3 

Wages and salaries .................................... 5,432,555 55.8 7.1 19.5 18.5 10.7 44.2 25.5 18.7 

Self-employment income ............................ 442,676 53.8 6.3 18.4 21.1 8.1 46.2 24.2 22.0 

Social Security, private and government

retirement ................................................. 721,429 70.9 14.7 26.8 20.7 8.6 29.1 14.4 14.7 

Interest, dividends, rental income, other

property income ........................................ 161,795 48.1 3.7 13.5 24.4 6.5 51.9 29.5 22.4 

Unemployment and workers’

compensation, veterans’ benefits ............. 23,869 77.4 15.7 26.7 23.7 11.5 22.6 18.6 4.0 

Public assistance, supplemental security

income, food stamps ................................ 40,279 93.2 39.1 28.5 18.6 7.0 6.8 5.5 1.3 

Regular contributions for support ............... 44,776 72.6 7.8 21.5 32.0 11.2 27.4 18.9 8.5 

Other income .............................................. 22,798 66.5 17.5 13.7 29.5 5.8 33.5 23.8 9.7 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Personal taxes .............................................. $282,544 45.0 2.5 12.8 17.6 12.0 55.0 29.6 25.4 

Federal income taxes ................................. 199,055 42.6 1.5 11.8 17.3 12.0 57.4 30.6 26.8 

State and local income taxes ...................... 62,706 49.3 4.1 14.0 18.5 12.8 50.7 28.5 22.3 

Other taxes ................................................. 20,783 55.3 7.6 19.6 18.1 10.0 44.7 23.5 21.2 

Income after taxes ........................................ 6,607,632 58.1 8.3 20.5 19.2 10.1 41.9 23.9 18.0 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

n.a. Not applicable.