Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2010-2011

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 18,396 1,140 3,888 4,001 4,677 3,029 1,661 

Consumer unit characteristics: 

Income before taxes ..................................... $75,509 $39,079 $66,886 $76,458 $88,472 $88,897 $57,489 

Income after taxes ........................................ 73,124 39,197 65,380 74,804 85,076 84,566 55,965 

Age of reference person ................................ 45.1 21.9 29.9 39.5 49.4 58.6 72.8 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .7 .9 1.1 1.0 .6 .3 .2 

Persons 65 and older ................................... .2 1 ( ) 1 ( ) 1 ( ) .1 .2 1.6 

Earners ........................................................ 1.7 1.6 1.6 1.6 1.8 1.9 1.1 

Vehicles ....................................................... 2.3 1.4 1.9 2.1 2.6 2.7 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 35 40 41 45 49 49 

Female ......................................................... 56 65 60 59 55 51 51 

Housing tenure:

Homeowner .................................................. 68 25 52 66 78 82 88 

With mortgage ............................................ 48 17 45 56 57 49 34 

Without mortgage ....................................... 20 8 6 10 21 33 54 

Renter .......................................................... 32 75 48 34 22 18 12 

Race of reference person:

Black or African-American ........................... 15 16 15 16 14 12 15 

White, Asian, and all other races ................. 85 84 85 84 86 88 85 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 24 18 15 13 10 12 

Not Hispanic or Latino .................................. 85 76 82 85 87 90 88 

Education of reference person:

Elementary (1-8) .......................................... 4 1 2 4 2 6 15 

High school (9-12) ........................................ 33 57 26 30 35 30 44 

College ......................................................... 62 42 71 66 62 64 41 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 92 79 92 92 95 95 86 

Average annual expenditures .......................... $57,456 $36,271 $52,043 $57,054 $66,240 $64,914 $47,375 

Food ............................................................... 7,382 5,340 6,688 7,315 8,149 8,440 6,609 

Food at home ............................................... 4,421 3,030 4,033 4,321 4,724 5,128 4,515 

Cereals and bakery products ..................... 599 439 505 581 658 680 673 

Cereals and cereal products .................... 192 149 164 199 205 203 214 

Bakery products ....................................... 407 290 341 382 453 478 460 

Meats, poultry, fish, and eggs .................... 984 677 846 919 1,033 1,283 1,043 

Beef .......................................................... 271 216 218 244 277 388 284 

Pork .......................................................... 188 114 142 182 192 261 232 

Other meats ............................................. 144 93 123 138 170 159 144 

Poultry ...................................................... 181 143 186 157 190 199 189 

Fish and seafood ..................................... 143 74 124 143 143 209 129 

Eggs ......................................................... 58 36 54 56 60 67 65 

Dairy products ............................................ 457 291 415 487 486 504 442 

Fresh milk and cream .............................. 168 119 156 189 165 178 174 

Other dairy products ................................ 289 172 259 298 321 326 268 

Fruits and vegetables ................................. 807 512 731 802 866 944 812 

Fresh fruits ............................................... 267 138 233 263 292 338 261 

Fresh vegetables ..................................... 252 170 220 253 271 299 252 

Processed fruits ....................................... 133 100 130 133 141 136 134 

Processed vegetables .............................. 155 105 147 154 161 170 165 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,574 $1,111 $1,537 $1,531 $1,681 $1,717 $1,544 

Sugar and other sweets ........................... 153 99 131 152 160 182 177 

Fats and oils ............................................. 123 76 101 115 137 143 153 

Miscellaneous foods ................................ 819 618 889 807 822 851 772 

Nonalcoholic beverages ........................... 427 299 386 407 489 476 396 

Food prepared by consumer unit on

out-of-town trips ..................................... 52 418 29 50 72 65 47 

Food away from home ................................. 2,961 2,310 2,655 2,994 3,424 3,312 2,094 

Alcoholic beverages ....................................... 418 347 405 355 559 429 189 

Housing .......................................................... 19,104 12,354 18,829 20,646 20,777 19,771 14,787 

Shelter .......................................................... 10,872 7,106 11,117 12,238 12,058 10,446 7,027 

Owned dwellings ........................................ 7,102 1,550 6,068 8,409 8,563 7,435 5,457 

Mortgage interest and charges ................ 4,018 880 3,943 5,376 4,754 3,487 1,970 

Property taxes .......................................... 1,998 431 1,317 2,086 2,524 2,473 2,113 

Maintenance, repairs, insurance, other

expenses ................................................ 1,085 239 809 946 1,286 1,475 1,374 

Rented dwellings ........................................ 3,078 5,399 4,793 3,357 2,424 1,814 948 

Other lodging ............................................. 692 157 256 473 1,071 1,197 622 

Utilities, fuels, and public services ............... 4,272 2,847 3,666 4,085 4,768 4,962 4,466 

Natural gas ................................................. 477 277 386 442 536 585 550 

Electricity .................................................... 1,618 1,117 1,424 1,559 1,750 1,857 1,747 

Fuel oil and other fuels ............................... 156 450 75 110 186 269 241 

Telephone services .................................... 1,472 1,071 1,324 1,468 1,682 1,596 1,291 

Water and other public services ................. 549 332 457 507 614 654 636 

Household operations .................................. 1,490 858 2,179 1,722 1,169 1,182 1,216 

Personal services ....................................... 699 526 1,573 1,016 250 99 4365 

Other household expenses ........................ 791 331 606 706 919 1,083 850 

Housekeeping supplies ................................ 668 437 471 795 721 787 660 

Laundry and cleaning supplies .................. 170 137 119 206 170 190 201 

Other household products .......................... 362 249 262 414 399 428 340 

Postage and stationery .............................. 136 51 90 175 151 168 119 

Household furnishings and equipment ......... 1,803 1,107 1,397 1,805 2,061 2,393 1,419 

Household textiles ...................................... 136 74 105 167 155 144 109 

Furniture ..................................................... 405 338 403 396 404 578 160 

Floor coverings .......................................... 32 49 11 32 33 73 15 

Major appliances ........................................ 265 106 182 370 244 355 206 

Small appliances, miscellaneous

housewares .............................................. 124 56 97 124 127 183 128 

Miscellaneous household equipment ......... 842 523 598 716 1,097 1,060 801 

Apparel and services ..................................... 2,052 2,011 1,845 2,108 2,405 2,115 1,229 

Men and boys .............................................. 461 392 329 506 523 600 291 

Men, 16 and over ....................................... 366 351 202 349 447 537 257 

Boys, 2 to 15 .............................................. 96 41 128 157 76 63 34 

Women and girls .......................................... 837 706 670 775 1,169 810 497 

Women, 16 and over .................................. 712 654 541 591 1,025 739 429 

Girls, 2 to 15 ............................................... 125 52 129 184 144 72 68 

Children under 2 .......................................... 149 321 345 144 43 58 428 

Footwear ...................................................... 349 362 262 436 398 323 240 

Other apparel products and services ........... 256 229 238 247 272 323 173 

Transportation ................................................ 9,933 7,463 9,714 9,139 11,151 11,146 8,347 

Vehicle purchases (net outlay) ..................... 3,493 2,816 3,928 3,094 3,632 3,589 3,335 

Cars and trucks, new ................................. 1,606 4817 1,595 1,767 1,659 1,807 1,267 

Cars and trucks, used ................................ 1,833 1,948 2,265 1,321 1,863 1,749 2,048 

Other vehicles ............................................ 54 451 467 47 109 432 420 

Gasoline and motor oil ................................. 2,890 2,125 2,670 2,889 3,234 3,216 2,366 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,003 $2,158 $2,715 $2,675 $3,550 $3,705 $2,171 

Vehicle finance charges ............................. 317 193 397 350 331 247 219 

Maintenance and repairs ........................... 958 593 752 891 1,174 1,221 772 

Vehicle insurance ....................................... 1,224 41,109 1,122 940 1,474 1,648 4683 

Vehicle rental, leases, licenses, and other

charges .................................................... 505 263 445 494 571 589 497 

Public and other transportation .................... 547 364 401 481 736 637 475 

Health care ..................................................... 3,551 1,355 2,458 2,817 4,100 4,813 5,557 

Health insurance .......................................... 2,019 725 1,538 1,572 2,058 2,780 3,615 

Medical services .......................................... 900 441 575 763 1,327 1,063 801 

Drugs ........................................................... 499 146 240 368 560 796 967 

Medical supplies .......................................... 133 42 104 114 155 174 173 

Entertainment ................................................. 2,860 1,537 2,183 2,987 3,450 3,398 2,449 

Fees and admissions ................................... 647 196 405 692 885 858 355 

Audio and visual equipment and services .... 1,112 703 1,041 1,092 1,255 1,273 922 

Pets, toys, hobbies, and playground

equipment .................................................. 741 409 449 757 831 967 1,000 

Other entertainment supplies, equipment,

and services ............................................... 360 230 288 446 478 301 173 

Personal care products and services ............. 732 327 610 799 867 863 530 

Reading .......................................................... 109 37 65 89 116 183 152 

Education ....................................................... 1,466 1,013 649 927 2,773 1,806 687 

Tobacco products and smoking supplies ....... 429 322 401 372 474 450 546 

Miscellaneous ................................................ 909 491 775 868 959 1,219 938 

Cash contributions ......................................... 1,615 454 1,191 1,291 1,943 2,256 2,095 

Personal insurance and pensions .................. 6,894 3,221 6,229 7,342 8,517 8,025 3,259 

Life and other personal insurance ................ 422 36 244 356 570 669 400 

Pensions and Social Security ...................... 6,472 3,185 5,986 6,986 7,947 7,356 2,858 

Sources of income and personal taxes: 

Money income before taxes ........................... 75,509 39,079 66,886 76,458 88,472 88,897 57,489 

Wages and salaries ..................................... 64,434 34,634 61,784 69,630 78,586 70,984 26,769 

Self-employment income ............................. 2,942 1,427 2,560 2,795 3,611 3,663 2,028 

Social Security, private and government

retirement ................................................... 5,019 4400 305 1,075 3,105 9,624 25,717 

Interest, dividends, rental income, other

property income ......................................... 976 208 126 808 1,105 2,251 1,207 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 819 4262 717 955 794 1,084 695 

Public assistance, supplemental security

income, food stamps .................................. 664 1,245 496 599 626 763 746 

Regular contributions for support ................. 438 567 693 471 354 4342 482 

Other income ............................................... 218 337 205 124 292 186 4244 

Personal taxes (missing values not imputed) 2,385 -117 1,505 1,654 3,396 4,331 1,525 

Federal income taxes ................................... 1,596 -348 912 1,016 2,392 3,009 1,113 

State and local income taxes ....................... 622 197 521 480 796 1,053 219 

Other taxes .................................................. 166 33 72 158 207 270 193 

Income after taxes ......................................... 73,124 39,197 65,380 74,804 85,076 84,566 55,965 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Addenda:

Net change in total assets and liabilities ........ - $4,162 - $742 - $2,404 - $2,181 - $7,229 - $4,817 - $5,566 

Net change in total assets ............................ 7,902 4,245 8,284 17,912 3,605 4,839 3,096 

Net change in total liabilities ........................ 12,064 4,987 10,688 20,092 10,834 9,656 8,662 

Other financial information:

Other money receipts ................................... 711 459 1,236 189 1,151 468 393 

Mortgage principal paid on owned property -2,468 -412 -1,675 -2,571 -3,133 -3,434 -1,855 

Estimated market value of owned home ...... 160,064 35,283 97,047 153,726 199,297 222,682 183,827 

Estimated monthly rental value of owned

home .......................................................... 904 245 629 895 1,095 1,143 1,051 

Gifts of goods and services ............................ 1,187 467 421 771 2,262 1,451 966 

Food ............................................................. 112 23 36 80 221 158 39 

Alcoholic beverages ..................................... 16 423 44 15 29 18 2 ( )

Housing ........................................................ 251 103 86 199 444 324 199 

Housekeeping supplies .............................. 25 418 13 24 35 36 415 

Household textiles ...................................... 15 2 ( ) 44 410 29 419 421 

Appliances and miscellaneous

housewares .............................................. 26 411 49 28 23 42 456 

Major appliances ...................................... 9 46 41 44 8 427 47 

Small appliances and miscellaneous

housewares ............................................ 17 45 48 24 14 415 449 

Miscellaneous household equipment ......... 47 422 16 40 67 82 33 

Other housing ............................................ 138 52 44 97 289 145 74 

Apparel and services ................................... 231 221 178 194 267 303 207 

Males, 2 and over ...................................... 48 420 33 43 56 85 26 

Females, 2 and over .................................. 85 462 29 48 125 130 124 

Children under 2 ........................................ 53 107 82 48 29 56 19 

Other apparel products and services ......... 45 432 35 56 58 33 438 

Jewelry and watches ................................ 16 3 ( ) 416 410 20 26 410 

All other apparel products and services ... 30 432 419 46 38 47 428 

Transportation .............................................. 86 12 32 49 169 84 118 

Health care ................................................... 25 44 43 421 43 412 480 

Entertainment ............................................... 90 446 39 63 130 165 64 

Toys, games, arts and crafts, and tricycles 33 47 426 436 429 457 438 

Other entertainment ................................... 57 439 13 27 100 108 26 

Personal care products and services ........... 14 49 4 20 26 8 42 

Reading ........................................................ 2 41 41 2 ( ) 3 4 42 

Education ..................................................... 296 412 44 88 845 290 4138 

All other gifts ................................................ 63 13 34 43 86 84 117 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012