Table 3253. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2015-2016

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 30,588 985 1,134 3,343 3,856 5,484 4,300 2,812 3,297 5,379

Consumer unit characteristics:

Income before taxes ....................................... $47,345 $2,525 $8,458 $12,989 $17,477 $24,886 $34,648 $44,573 $59,070 $133,821

Income after taxes .......................................... 43,498 2,591 8,563 13,117 17,514 24,968 34,291 43,521 56,693 114,009

Age of reference person ................................. 74.3 74.8 75.7 76.1 77.5 75.4 74.4 72.9 72.4 71.1

Average number in consumer unit:

People .......................................................... 1.7 1.4 1.3 1.2 1.3 1.5 1.9 1.9 2.1 2.3

Children under 18 ......................................... .1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 .1 .1 .1

Adults 65 and older ...................................... 1.4 1.2 1.1 1.1 1.1 1.3 1.6 1.5 1.5 1.5

Earners ......................................................... .5 .1 .1 .1 .1 .2 .3 .6 .9 1.3

Vehicles ........................................................ 1.7 .9 .9 .8 1.1 1.5 1.9 2.0 2.1 2.6

Percent distribution:

Reference person:

Men .............................................................. 45 41 36 30 32 43 49 52 51 60

Women ......................................................... 55 59 64 70 68 57 51 48 49 40

Housing tenure:

Homeowner .................................................. 78 51 55 54 69 80 85 83 89 92

With mortgage ............................................ 22 12 8 12 12 16 20 26 32 40

Without mortgage ....................................... 56 39 47 43 58 64 66 57 57 52

Renter ........................................................... 22 49 45 46 31 20 15 17 11 8

Race of reference person:

Black or African-American ............................ 10 17 13 19 12 9 7 10 6 5

White, Asian, and all other races .................. 90 83 87 81 88 91 93 90 94 95

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 6 13 11 8 6 4 6 5 5 4

Not Hispanic or Latino .................................. 94 87 89 92 94 96 94 95 95 96

Education of reference person:

Elementary (1-8) ........................................... 5 12 17 8 8 5 2 3 2 2

High school (9-12) ........................................ 39 43 47 54 49 42 42 39 33 20

College ......................................................... 56 44 35 37 43 53 55 58 65 79

Never attended and other ............................. 1 ( ) 1 1 1 1 1 1 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 84 57 56 60 74 86 94 94 96 96

Average annual expenditures ........................... $45,221 $25,472 $25,650 $21,650 $27,238 $35,774 $42,196 $43,928 $52,959 $87,819

Food ............................................................... 5,658 3,995 3,504 3,069 3,273 4,500 5,629 5,942 7,077 9,631

Food at home ............................................... 3,486 2,700 2,176 2,287 2,295 2,899 3,637 3,758 4,429 5,135

Cereals and bakery products ..................... 472 325 330 308 336 403 509 544 603 633

Cereals and cereal products .................... 137 84 113 97 95 108 139 153 199 185

Bakery products ....................................... 335 241 216 211 241 294 370 391 405 449

Meats, poultry, fish, and eggs .................... 746 656 467 565 495 596 796 741 965 1,080

Beef .......................................................... 210 153 113 163 139 188 223 184 248 315

Pork .......................................................... 150 133 83 103 104 122 169 150 204 209

Other meats .............................................. 97 99 34 68 66 76 109 115 122 133

Poultry ...................................................... 121 130 99 101 66 101 127 133 152 167

Fish and seafood ...................................... 116 87 79 92 82 64 112 103 183 189

Eggs ......................................................... 52 54 59 38 38 44 56 57 56 66

Dairy products ............................................ 359 278 213 235 250 303 378 390 438 524

Fresh milk and cream ............................... 116 93 92 91 86 105 121 126 132 150

Other dairy products ................................. 243 185 120 144 164 198 257 264 306 373

Fruits and vegetables ................................. 691 567 443 414 428 570 677 767 917 1,055

Fresh fruits ............................................... 259 234 157 145 156 217 247 327 321 394

Fresh vegetables ...................................... 221 182 142 146 140 178 218 219 287 347

Processed fruits ........................................ 97 70 65 51 63 81 98 102 146 142

Processed vegetables .............................. 114 80 78 72 70 94 113 118 164 171

Other food at home .................................... 1,218 875 724 765 787 1,027 1,278 1,315 1,505 1,844

Sugar and other sweets ........................... 142 109 83 75 86 119 142 170 166 230

Fats and oils ............................................. 101 60 69 70 61 89 114 119 132 134

Miscellaneous foods ................................. 586 410 338 342 382 498 617 625 730 897

Nonalcoholic beverages ........................... 339 279 225 268 245 293 358 357 400 463

Food prepared by consumer unit on

out-of-town trips ...................................... 49 217 29

29 13 28 47 44 77 119

See footnotes at end of table.
Table 3253. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 2,171 1,295 1,328 782 978 1,601 1,991 2,185 2,649 4,496

Alcoholic beverages ....................................... 367 438 81 130 165 198 252 405 398 903

Housing .......................................................... 15,711 9,886 10,232 9,651 11,431 13,104 14,668 15,359 17,468 27,266

Shelter .......................................................... 8,697 5,832 5,620 6,007 6,769 7,366 7,689 8,058 9,250 15,082

Owned dwellings ........................................ 5,437 1,882 2,431 2,469 3,065 4,332 5,157 5,325 6,917 10,771

Mortgage interest and charges ................. 1,342 380 610 585 463 870 1,108 1,172 1,956 3,151

Property taxes .......................................... 2,140 1,078 974 907 1,290 1,727 2,117 2,181 2,663 4,054

Maintenance, repairs, insurance, other

expenses ................................................ 1,956 424 847 976 1,311 1,735 1,932 1,972 2,298 3,566

Rented dwellings ........................................ 2,404 3,683 2,985 3,341 3,433 2,521 1,980 2,246 1,499 1,587

Other lodging .............................................. 855 2268 204 198 271 513 553 487 834 2,724

Utilities, fuels, and public services ................ 3,586 2,392 2,361 2,152 2,719 3,210 3,745 3,923 4,133 5,318

Natural gas ................................................. 391 245 235 229 343 362 388 476 415 558

Electricity .................................................... 1,399 987 1,041 922 1,131 1,309 1,496 1,530 1,580 1,871

Fuel oil and other fuels ............................... 150 2113 279 87 108 131 141 161 185 241

Telephone services .................................... 1,097 694 695 593 741 922 1,151 1,152 1,287 1,812

Residential phone service, VOIP, and

phone cards ............................................ 483 383 396 347 430 480 520 478 495 611

Cellular phone service .............................. 614 312 299 246 312 442 631 674 792 1,202

Water and other public services ................. 549 352 311 321 395 487 568 604 666 836

Household operations .................................. 1,202 549 1,038 543 694 971 997 1,153 1,443 2,406

Personal services ....................................... 201 278 2641 2116 2122 2198 299 2123 2333 283

Other household expenses ........................ 1,001 471 397 427 572 773 898 1,030 1,109 2,123

Housekeeping supplies ................................ 709 495 533 367 455 546 791 781 917 1,083

Laundry and cleaning supplies ................... 147 124 85 84 84 137 186 173 174 190

Other household products .......................... 397 208 330 201 257 293 438 424 523 627

Postage and stationery ............................... 166 163 118 82 114 117 167 183 221 267

Household furnishings and equipment ......... 1,518 619 680 582 793 1,011 1,445 1,444 1,726 3,378

Household textiles ...................................... 90 234 237 65 56 35 133 136 102 141

Furniture ..................................................... 334 139 117 140 164 265 347 315 355 711

Floor coverings ........................................... 19 26

210 5 12 18 11 6 12 56

Major appliances ........................................ 256 58 78 119 158 225 267 211 256 534

Small appliances, miscellaneous

housewares .............................................. 100 55 65 38 78 79 70 101 130 191

Miscellaneous household equipment ......... 718 328 373 215 326 388 617 674 870 1,745

Apparel and services ...................................... 1,065 459 968 447 549 734 856 1,068 1,253 2,264

Men and boys ............................................... 205 84 164 78 104 148 157 174 331 412

Men, 16 and over ....................................... 181 283 2140 68 91 138 131 153 311 351

Boys, 2 to 15 .............................................. 24 21

225 10 13 10 26 22 19 61

Women and girls .......................................... 469 217 492 205 313 355 378 485 491 914

Women, 16 and over .................................. 441 216 472 195 303 340 367 421 453 860

Girls, 2 to 15 ............................................... 28 21

221 210 210 15 11 64 38 54

Children under 2 ........................................... 20 23

252524212 235 23226 47

Footwear ...................................................... 199 257 227 281 65 110 168 207 231 463

Other apparel products and services ........... 171 99 80 78 63 110 117 198 174 428

Transportation ................................................ 6,830 3,424 3,303 2,196 3,579 5,200 6,350 7,251 8,147 14,361

Vehicle purchases (net outlay) ..................... 2,596 2960 2622 2470 1,156 1,898 2,476 3,064 2,891 6,046

Cars and trucks, new .................................. 1,578 2473 2604 2264 697 1,330 1,447 2,031 1,236 3,765

Cars and trucks, used ................................ 993 2487 217 205 459 527 992 1,034 1,627 2,228

Other vehicles ............................................ 25 3 ( ) 3 ( ) 3 ( ) 3 ( ) 242 237 3 ( ) 229 253

Gasoline and motor oil ................................. 1,353 731 748 614 803 1,119 1,418 1,599 1,734 2,271

Other vehicle expenses ................................ 2,352 1,534 1,705 966 1,327 1,863 2,164 2,224 2,854 4,577

Vehicle finance charges ............................. 108 231 274 26 41 89 122 130 135 208

Maintenance and repairs ............................ 716 450 508 291 394 554 709 755 980 1,300

Vehicle insurance ....................................... 1,051 2845 2934 2507 701 919 878 2931 1,189 1,886

Vehicle rental, leases, licenses, and other

charges ..................................................... 476 208 188 142 192 300 455 408 550 1,183

Public and other transportation .................... 530 198 229 146 293 320 292 362 668 1,467

Healthcare ...................................................... 5,877 3,319 3,344 2,923 3,922 5,591 6,653 6,053 7,154 8,903

Health insurance .......................................... 4,029 2,479 2,390 2,059 2,726 3,786 4,635 4,404 4,984 5,798

Medical services ........................................... 940 373 517 424 537 982 1,013 756 1,038 1,677

Drugs ............................................................ 694 397 344 338 463 668 766 740 869 1,033

Medical supplies ........................................... 215 70 93 101 196 156 240 154 262 396

Entertainment ................................................. 2,414 1,188 1,336 944 1,578 1,760 2,280 2,243 2,906 4,888

Fees and admissions ................................... 491 232 220 117 124 286 404 384 603 1,356

Audio and visual equipment and services .... 1,015 578 723 625 791 942 1,074 1,111 1,166 1,436

See footnotes at end of table.
Table 3253. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 577 271 317 186 301 409 583 534 770 1,164

Pets ............................................................ 485 246 229 160 268 349 491 458 662 954

Toys, hobbies, and playground equipment 92 224 288 227 233 60 92 76 108 210

Other entertainment supplies, equipment,

and services ............................................... 331 2107 276 16 361 123 219 214 367 933

Personal care products and services ............. 604 345 409 296 359 471 661 554 630 1,140

Reading .......................................................... 174 199 2101 50 80 115 168 227 179 357

Education ....................................................... 308 252 235 48 57 91 185 177 321 1,127

Tobacco products and smoking supplies ....... 204 182 142 146 217 166 198 212 258 252

Miscellaneous ................................................. 863 810 299 209 492 718 689 634 1,002 1,965

Cash contributions .......................................... 2,360 831 886 1,081 1,088 2,471 2,142 1,962 2,699 4,716

Personal insurance and pensions .................. 2,788 344 1,010 459 447 654 1,464 1,841 3,466 10,048

Life and other personal insurance ................ 337 131 93 140 162 183 389 345 441 722

Pensions and Social Security ....................... 2,451 213 916 319 285 471 1,075 1,496 3,025 9,326

Sources of income and personal taxes:

Money income before taxes ........................... $47,345 $2,525 $8,458 $12,989 $17,477 $24,886 $34,648 $44,573 $59,070 $133,821

Wages and salaries ...................................... 16,424 285 2329 510 740 2,095 4,845 12,181 20,944 67,219

Self-employment income .............................. 2,674 2-604 242 240 279 128 334 741 1,524 13,510

Social Security, private and government

retirement ................................................... 23,951 1,816 6,587 11,420 15,977 21,413 27,661 28,479 31,752 37,639

Interest, dividends, rental income, other

property income .......................................... 3,413 3 207 101 254 669 1,185 2,091 3,836 14,047

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 310 712 851 653 250 297 237 161 178 180

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 399 256 256 69 75 208 320 773 717 841

Other income ................................................ 173 2257 385 196 102 74 266 2149 2118 384

Personal taxes (contains some imputed

values) .......................................................... 3,848 -65 -105 -128 -37 -82 357 1,053 2,377 19,812

Federal income taxes ................................... 3,108 2-1 2-36 -47 42 -39 327 752 1,800 15,965

State and local income taxes ....................... 686 -73 -77 -98 -120 -72 -8 259 523 3,704

Other taxes ................................................... 53 28

28216 42 28 38 42 53 143

Income after taxes .......................................... 43,498 2,591 8,563 13,117 17,514 24,968 34,291 43,521 56,693 114,009

Addenda:

Net change in total assets and liabilities ........ $7,479 $4,402 $1,617 $266 $833 $4,788 $12,514 $8,936 $10,181 $14,827

Net change in total assets ............................ 9,753 3,961 1,549 970 2,183 5,114 13,302 11,128 14,685 21,577

Net change in total liabilities ......................... 2,273 -440 -68 703 1,351 325 789 2,191 4,503 6,750

Other financial information:

Other money receipts ................................... 711 220 233 216 682 448 1,339 21,127 393 1,055

Mortgage principal paid on owned property -1,431 -421 -483 -434 -462 -716 -1,000 -2,986 -1,615 -3,277

Estimated market value of owned home ...... 202,758 94,899 100,763 90,363 115,112 153,082 192,935 207,937 243,990 407,208

Estimated monthly rental value of owned

home .......................................................... 1,122 612 669 606 746 961 1,126 1,186 1,360 1,882

Gifts of goods and services, total ................... 1,002 339 522 388 419 773 753 988 1,406 2,184

Food ............................................................. 68 227 37 27 81 31 78 85 65 115

Alcoholic beverages ..................................... 11 3 ( ) 1 ( ) 25

2822 11 17 5 31

Housing ........................................................ 245 110 103 164 126 195 174 265 263 515

Housekeeping supplies .............................. 35 220 248 27 20 23 37 30 42 67

Household textiles ...................................... 9 3 ( ) 3 ( ) 22

231 ( ) 215 221 219 211

Appliances and miscellaneous

housewares .............................................. 20 1 ( ) 22

24214 210 214 239 218 46

Major appliances ...................................... 10 3 ( ) 22

212625210 230 24 22

Small appliances and miscellaneous

housewares ............................................ 9 1 ( ) 1 ( ) 24

28252329214 24

Miscellaneous household equipment ......... 44 22

26 14 14 29 41 44 55 108

See footnotes at end of table.
Table 3253. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 138 88 48 137 76 133 67 131 129 282

Apparel and services .................................... 166 2101 2132 54 58 145 126 206 201 330

Males, 2 and over ....................................... 43 23

252 8 26 19 43 39 71 92

Females, 2 and over ................................... 64 295 244 219 16 77 37 114 63 103

Children under 2 ......................................... 16 23

252524212 217 23223 39

Other apparel products and services ......... 42 3 ( ) 232 222 213 37 228 251 244 96

Jewelry and watches ................................ 20 3 ( ) 21

2524224 27227 212 53

All other apparel products and services ... 23 3 ( ) 231 216 29

213 221 223 231 43

Transportation .............................................. 103 23 15 20 32 92 65 130 222 196

Healthcare .................................................... 60 211 266 225 222 2149 265 29

269 43

Entertainment ............................................... 84 25

2135 43 34 50 102 72 91 168

Toys, games, arts and crafts, and tricycles 34 3 ( ) 252 217 218 220 246 227 235 65

Other entertainment ................................... 50 25 83 26 16 29 56 45 55 103

Personal care products and services ........... 13 3 ( ) 3 ( ) 212 27

29 21 10 15 22

Reading ........................................................ 7 1 ( ) 1 ( ) 21

21 8 4 9 6 17

Education ..................................................... 149 24

21212 211 40 71 66 260 539

All other gifts ................................................. 96 278 32 26 38 51 35 117 209 209

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017