Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2010-2011

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 16,362 687 3,676 5,609 4,353 1,485 551 

Consumer unit characteristics: 

Income before taxes ..................................... $87,950 $45,172 $61,789 $97,517 $103,984 $96,835 $67,840 

Income after taxes ........................................ 85,747 45,829 61,646 94,815 100,043 94,398 67,782 

Age of reference person ................................ 42.0 21.8 30.0 39.5 48.8 58.5 73.1 

Average number in consumer unit:

Persons ........................................................ 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

Children under 18 ........................................ 1.6 1.5 1.9 1.8 1.3 .7 .5 

Persons 65 and older ................................... .1 1 ( ) 1 ( ) 1 ( ) .1 .1 1.5 

Earners ........................................................ 1.9 1.8 1.7 1.8 2.1 2.2 1.5 

Vehicles ....................................................... 2.4 1.7 2.0 2.4 2.9 2.8 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 46 33 38 48 50 56 39 

Female ......................................................... 54 67 62 52 50 44 61 

Housing tenure:

Homeowner .................................................. 71 33 53 75 82 84 83 

With mortgage ............................................ 59 19 46 67 67 63 38 

Without mortgage ....................................... 12 13 7 8 15 21 44 

Renter .......................................................... 29 67 47 25 18 16 17 

Race of reference person:

Black or African-American ........................... 12 16 14 11 10 11 28 

White, Asian, and all other races ................. 88 84 86 89 90 89 72 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 19 34 24 17 14 16 21 

Not Hispanic or Latino .................................. 81 66 76 83 86 84 79 

Education of reference person:

Elementary (1-8) .......................................... 4 4 3 3 3 8 13 

High school (9-12) ........................................ 34 63 36 28 31 37 61 

College ......................................................... 62 33 61 69 66 55 26 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 94 82 92 95 97 94 83 

Average annual expenditures .......................... $64,438 $43,581 $51,467 $67,685 $76,596 $63,686 $50,048 

Food ............................................................... 8,881 6,546 6,985 9,351 10,495 8,610 7,758 

Food at home ............................................... 5,316 3,944 4,384 5,400 6,216 5,394 5,387 

Cereals and bakery products ..................... 769 578 610 809 881 782 778 

Cereals and cereal products .................... 257 180 224 263 297 254 210 

Bakery products ....................................... 512 398 386 546 584 528 569 

Meats, poultry, fish, and eggs .................... 1,165 819 949 1,127 1,410 1,244 1,443 

Beef .......................................................... 307 241 238 286 373 379 392 

Pork .......................................................... 218 182 183 210 244 228 373 

Other meats ............................................. 192 102 151 207 222 182 241 

Poultry ...................................................... 221 143 192 210 276 215 228 

Fish and seafood ..................................... 163 94 134 149 219 177 142 

Eggs ......................................................... 64 59 50 65 74 64 68 

Dairy products ............................................ 564 393 480 567 688 497 549 

Fresh milk and cream .............................. 216 168 193 224 250 168 194 

Other dairy products ................................ 349 226 286 343 438 330 355 

Fruits and vegetables ................................. 974 739 818 979 1,123 1,041 949 

Fresh fruits ............................................... 345 252 294 346 399 363 323 

Fresh vegetables ..................................... 294 228 241 287 353 329 264 

Processed fruits ....................................... 161 119 143 169 171 163 176 

Processed vegetables .............................. 174 141 140 177 201 187 186 

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,844 $1,415 $1,528 $1,919 $2,114 $1,830 $1,668 

Sugar and other sweets ........................... 194 159 147 201 237 183 167 

Fats and oils ............................................. 144 110 116 146 165 151 192 

Miscellaneous foods ................................ 971 734 862 1,012 1,083 939 783 

Nonalcoholic beverages ........................... 478 387 372 488 560 508 479 

Food prepared by consumer unit on

out-of-town trips ..................................... 57 424 30 72 69 49 447 

Food away from home ................................. 3,565 2,602 2,601 3,951 4,279 3,216 2,370 

Alcoholic beverages ....................................... 445 279 340 560 468 296 340 

Housing .......................................................... 21,787 14,976 18,567 23,567 24,474 20,799 15,215 

Shelter .......................................................... 12,645 8,858 10,516 13,813 14,570 11,546 7,417 

Owned dwellings ........................................ 8,922 2,540 5,814 10,250 11,324 8,727 5,651 

Mortgage interest and charges ................ 5,371 1,631 3,947 6,444 6,373 4,676 2,566 

Property taxes .......................................... 2,418 611 1,302 2,602 3,281 3,010 1,830 

Maintenance, repairs, insurance, other

expenses ................................................ 1,134 298 566 1,204 1,671 1,042 1,255 

Rented dwellings ........................................ 3,022 6,048 4,414 2,865 2,150 1,939 1,371 

Other lodging ............................................. 700 4270 288 699 1,096 880 396 

Utilities, fuels, and public services ............... 4,719 3,484 3,847 4,777 5,382 5,196 4,957 

Natural gas ................................................. 560 434 400 589 655 634 533 

Electricity .................................................... 1,790 1,470 1,502 1,836 1,924 1,983 2,050 

Fuel oil and other fuels ............................... 171 439 116 152 229 219 4314 

Telephone services .................................... 1,562 1,237 1,335 1,534 1,824 1,652 1,447 

Water and other public services ................. 636 303 493 666 749 708 612 

Household operations .................................. 1,775 867 2,165 2,254 1,379 971 708 

Personal services ....................................... 963 390 1,606 1,386 364 4154 411 

Other household expenses ........................ 811 477 559 869 1,015 817 697 

Housekeeping supplies ................................ 790 512 572 805 996 922 476 

Laundry and cleaning supplies .................. 202 147 165 200 239 244 126 

Other household products .......................... 437 290 318 461 530 496 287 

Postage and stationery .............................. 151 74 88 144 227 182 464 

Household furnishings and equipment ......... 1,859 1,256 1,468 1,917 2,146 2,163 1,657 

Household textiles ...................................... 125 47 67 142 150 175 108 

Furniture ..................................................... 458 405 417 474 466 537 342 

Floor coverings .......................................... 25 48 11 27 36 441 41 

Major appliances ........................................ 265 178 213 255 336 292 185 

Small appliances, miscellaneous

housewares .............................................. 113 64 93 107 150 116 454 

Miscellaneous household equipment ......... 874 553 666 911 1,008 1,001 966 

Apparel and services ..................................... 2,461 3,183 1,911 2,525 2,800 2,510 1,494 

Men and boys .............................................. 550 397 415 597 614 671 344 

Men, 16 and over ....................................... 356 288 241 322 455 574 252 

Boys, 2 to 15 .............................................. 193 109 175 275 158 97 92 

Women and girls .......................................... 1,009 1,768 703 986 1,221 930 667 

Women, 16 and over .................................. 740 1,671 449 661 917 828 530 

Girls, 2 to 15 ............................................... 268 97 254 326 304 101 138 

Children under 2 .......................................... 150 332 281 142 45 112 412 

Footwear ...................................................... 476 547 309 482 601 529 4277 

Other apparel products and services ........... 276 139 204 318 320 268 194 

Transportation ................................................ 10,782 8,364 9,581 11,155 12,251 10,034 8,443 

Vehicle purchases (net outlay) ..................... 3,753 3,530 4,052 3,864 3,787 2,943 42,825 

Cars and trucks, new ................................. 1,605 41,125 1,386 1,909 1,524 1,428 41,676 

Cars and trucks, used ................................ 2,049 2,405 2,588 1,796 2,236 1,510 4571 

Other vehicles ............................................ 99 3 ( ) 477 159 426 45 4579 

Gasoline and motor oil ................................. 3,298 2,545 2,905 3,318 3,831 3,223 2,634 

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,063 $2,031 $2,291 $3,259 $3,687 $3,115 $2,453 

Vehicle finance charges ............................. 356 302 365 415 344 253 142 

Maintenance and repairs ........................... 987 678 713 980 1,232 1,186 756 

Vehicle insurance ....................................... 1,142 4803 846 1,222 1,363 41,112 41,088 

Vehicle rental, leases, licenses, and other

charges .................................................... 579 248 367 642 749 564 467 

Public and other transportation .................... 668 258 333 714 946 752 531 

Health care ..................................................... 3,370 1,468 2,452 3,263 4,252 3,755 4,994 

Health insurance .......................................... 1,968 921 1,497 1,932 2,360 2,211 3,049 

Medical services .......................................... 831 357 628 821 1,122 714 898 

Drugs ........................................................... 439 144 247 390 579 690 818 

Medical supplies .......................................... 132 446 80 121 191 141 229 

Entertainment ................................................. 3,415 1,503 2,648 3,724 4,141 3,297 2,504 

Fees and admissions ................................... 1,032 213 479 1,291 1,507 616 452 

Audio and visual equipment and services .... 1,224 1,016 1,021 1,284 1,332 1,338 1,057 

Pets, toys, hobbies, and playground

equipment .................................................. 697 221 653 673 794 897 669 

Other entertainment supplies, equipment,

and services ............................................... 462 54 496 476 508 446 4326 

Personal care products and services ............. 788 423 554 867 957 801 635 

Reading .......................................................... 105 40 67 106 141 125 100 

Education ....................................................... 1,798 1,523 596 1,210 3,703 1,904 792 

Tobacco products and smoking supplies ....... 396 431 394 286 416 606 758 

Miscellaneous ................................................ 857 253 766 815 884 1,173 1,608 

Cash contributions ......................................... 1,478 627 993 1,522 1,854 1,795 1,498 

Personal insurance and pensions .................. 7,874 3,966 5,613 8,733 9,759 7,981 3,910 

Life and other personal insurance ................ 394 255 207 389 571 470 271 

Pensions and Social Security ...................... 7,480 3,711 5,405 8,344 9,189 7,511 3,639 

Sources of income and personal taxes: 

Money income before taxes ........................... 87,950 45,172 61,789 97,517 103,984 96,835 67,840 

Wages and salaries ..................................... 78,392 39,881 56,815 89,332 94,462 75,726 39,263 

Self-employment income ............................. 4,532 41,724 2,284 4,668 4,823 10,587 43,028 

Social Security, private and government

retirement ................................................... 2,317 4693 403 770 2,245 7,132 20,468 

Interest, dividends, rental income, other

property income ......................................... 543 412 147 774 561 552 1,330 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 818 4436 594 736 923 1,527 4878 

Public assistance, supplemental security

income, food stamps .................................. 622 1,308 839 421 452 905 938 

Regular contributions for support ................. 522 4560 459 640 374 4214 41,685 

Other income ............................................... 204 4557 248 177 145 4191 4250 

Personal taxes (missing values not imputed) 2,203 -657 143 2,703 3,942 2,437 58 

Federal income taxes ................................... 1,318 -794 -344 1,711 2,727 1,342 -151 

State and local income taxes ....................... 728 122 409 862 1,011 690 120 

Other taxes .................................................. 157 416 78 130 204 405 89 

Income after taxes ......................................... 85,747 45,829 61,646 94,815 100,043 94,398 67,782 

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Addenda:

Net change in total assets and liabilities ........ - $11,044 - $1,998 - $9,747 - $16,571 - $11,393 - $2,419 $4,793 

Net change in total assets ............................ 4,464 1,098 6,449 3,784 -241 17,461 4,485 

Net change in total liabilities ........................ 15,508 3,097 16,196 20,355 11,153 19,880 -308 

Other financial information:

Other money receipts ................................... 365 4518 381 212 512 4464 4212 

Mortgage principal paid on owned property -3,107 -570 -1,738 -3,498 -4,141 -3,676 -1,717 

Estimated market value of owned home ...... 194,276 62,401 99,922 204,618 272,139 228,788 174,890 

Estimated monthly rental value of owned

home .......................................................... 1,057 392 646 1,130 1,348 1,261 1,031 

Gifts of goods and services ............................ 945 550 451 611 1,703 1,553 582 

Food ............................................................. 74 419 55 44 104 192 437 

Alcoholic beverages ..................................... 15 423 24 14 12 42 44 

Housing ........................................................ 156 171 83 149 206 219 4125 

Housekeeping supplies .............................. 24 47 20 26 31 418 49 

Household textiles ...................................... 6 3 ( ) 2 ( ) 45 410 411 417 

Appliances and miscellaneous

housewares .............................................. 16 2 ( ) 411 12 31 411 43 

Major appliances ...................................... 3 3 ( ) 2 ( ) 41 9 41 41 

Small appliances and miscellaneous

housewares ............................................ 13 2 ( ) 411 11 22 410 42 

Miscellaneous household equipment ......... 33 418 13 41 41 20 490 

Other housing ............................................ 77 4146 38 65 93 4159 46 

Apparel and services ................................... 166 270 145 141 146 321 190 

Males, 2 and over ...................................... 33 415 27 26 29 86 61 

Females, 2 and over .................................. 58 4125 35 38 64 129 4113 

Children under 2 ........................................ 44 474 70 39 29 34 48 

Other apparel products and services ......... 32 455 414 38 24 472 48 

Jewelry and watches ................................ 8 45 41 49 11 412 43 

All other apparel products and services ... 24 451 413 429 413 460 45 

Transportation .............................................. 65 41 24 61 103 89 41 

Health care ................................................... 23 2 ( ) 48 416 422 4103 3 ( )

Entertainment ............................................... 92 419 68 60 131 4189 4156 

Toys, games, arts and crafts, and tricycles 39 417 451 26 454 433 420 

Other entertainment ................................... 54 41 17 35 77 155 4136 

Personal care products and services ........... 9 41 6 6 18 47 3 ( )

Reading ........................................................ 1 3 ( ) 2 ( ) 41 41 2 ( ) 3 ( )

Education ..................................................... 282 43 411 72 849 320 46 

All other gifts ................................................ 62 43 26 46 112 110 424 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012