Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019

Item 

Total 

two or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

Number of consumer units (in thousands) .................................................... 92,530 3,572 15,795 18,646 18,357 16,983 19,177 12,375 6,802 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $98,574 $55,026 $83,667 $107,813 $122,050 $116,561 $71,580 $79,827 $56,575 

 Income after taxes ...................................................................................... 85,050 51,726 74,849 93,729 103,005 96,395 63,983 70,151 52,760 

 Age of reference person ............................................................................. 49.8 22.1 30.0 39.5 49.6 59.4 73.2 69.1 80.6 

 Average number in consumer unit: 

 People ..................................................................................................... 3.1 2.9 3.3 3.8 3.3 2.7 2.3 2.4 2.2 

 Children under 18 .................................................................................... .8 .6 1.2 1.7 .9 .3 .1 .2 ( 1 ) 

 Adults 65 and older ................................................................................. .4 ( 1 ) ( 1 ) ( 1 ) .1 .2 1.7 1.7 1.8 

 Earners .................................................................................................... 1.6 1.9 1.7 1.8 2.0 1.7 .8 .9 .5 

 Vehicles ................................................................................................... 2.3 1.7 1.9 2.1 2.5 2.6 2.3 2.4 2.0 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 49 47 46 46 45 51 54 54 55 

 Women .................................................................................................... 51 53 54 54 55 49 46 46 45 

 Housing tenure: 

 Homeowner ............................................................................................. 70 27 46 63 74 84 88 88 89 

 With mortgage ...................................................................................... 44 16 38 52 57 50 29 34 20 

 Without mortgage ................................................................................. 26 10 9 11 17 34 59 54 69 

 Renter ...................................................................................................... 30 73 54 37 26 16 12 12 11 

 Race of reference person: 

 Black or African-American ....................................................................... 12 13 15 13 13 12 10 10 8 

 White, Asian, and all other races ............................................................ 88 87 85 87 87 88 90 90 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino.................................................................................... 16 25 20 22 17 11 7 9 5 

 Not Hispanic or Latino ............................................................................. 84 75 80 78 83 89 93 91 95 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 3 1 2 4 3 3 4 3 4 

 High school (9-12) ................................................................................... 29 42 26 26 26 29 33 30 39 

 College .................................................................................................... 68 57 71 70 71 68 63 66 56 

 Never attended and other ....................................................................... ( 1 ) ( 2 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased......................................................... 94 86 93 94 94 95 94 95 93 

Average annual expenditures ........................................................................ $72,999 $48,166 $62,463 $78,528 $85,308 $80,620 $62,673 $66,910 $55,038 

 Food ............................................................................................................ 9,495 6,693 8,168 10,610 11,105 9,741 8,414 8,964 7,444 

 Food at home .......................................................................................... 5,399 3,586 4,478 5,971 6,115 5,731 5,055 5,258 4,700 

 Cereals and bakery products ............................................................... 688 481 542 772 790 714 655 673 622 

 Cereals and cereal products ............................................................. 219 179 192 251 258 223 178 188 162 

 Bakery products ................................................................................ 469 303 350 520 532 491 476 485 461 

 Meats, poultry, fish, and eggs .............................................................. 1,168 761 970 1,302 1,306 1,241 1,099 1,135 1,036 

 Beef ................................................................................................... 320 206 247 394 350 332 298 312 273 

 Pork ................................................................................................... 222 154 182 227 248 238 227 231 220 

 Other meats ...................................................................................... 155 74 124 172 180 166 150 152 147 

 Poultry ............................................................................................... 221 172 211 256 255 214 178 186 165 

 Fish and seafood .............................................................................. 178 99 141 173 194 216 181 188 170 

 Eggs .................................................................................................. 72 55 64 80 79 76 65 68 60 

 Dairy products ...................................................................................... 534 352 428 610 603 548 514 538 472 

 Fresh milk and cream ....................................................................... 170 118 141 201 192 173 154 163 139 

 Other dairy products ......................................................................... 364 235 287 409 411 375 360 375 334 

 Fruits and vegetables ........................................................................... 1,029 714 877 1,099 1,160 1,072 998 1,041 922 

 Fresh fruits ........................................................................................ 380 249 322 400 428 399 376 397 340 

 Fresh vegetables .............................................................................. 344 236 289 371 397 358 324 338 301 

 Processed fruits ................................................................................ 132 106 120 142 138 133 133 135 130 

 Processed vegetables ...................................................................... 173 124 147 185 196 182 164 171 152 

 Other food at home .............................................................................. 1,981 1,277 1,661 2,188 2,256 2,156 1,789 1,870 1,647 

 Sugar and other sweets .................................................................... 187 105 135 208 211 201 192 195 185 

 Fats and oils ...................................................................................... 138 74 105 146 162 157 134 138 128 

 Miscellaneous foods ......................................................................... 1,064 714 961 1,199 1,193 1,135 913 951 847 

See footnotes at end of table. 
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

two or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Nonalcoholic beverages ................................................................... 522 353 416 570 603 575 478 503 435 

 Food prepared by consumer unit on out-of-town trips ..................... 70 30 45 65 87 88 72 83 51 

 Food away from home ............................................................................ 4,096 3,107 3,690 4,639 4,990 4,010 3,359 3,706 2,745 

 Alcoholic beverages ................................................................................... 651 335 563 626 743 783 611 716 427 

 Housing....................................................................................................... 22,999 16,785 21,491 25,524 25,737 23,859 19,607 20,877 17,313 

 Shelter ..................................................................................................... 13,149 10,712 12,909 14,843 14,892 13,337 10,319 10,977 9,122 

 Owned dwellings .................................................................................. 8,029 1,984 5,146 8,775 10,122 9,737 7,289 7,870 6,232 

 Mortgage interest and charges ......................................................... 3,434 1,012 2,828 4,667 4,727 3,675 1,735 2,122 1,031 

 Property taxes ................................................................................... 2,571 581 1,316 2,458 3,248 3,296 2,794 2,961 2,488 

 Maintenance, repairs, insurance, other expenses ........................... 2,024 391 1,002 1,651 2,147 2,766 2,760 2,787 2,713 

 Rented dwellings .................................................................................. 4,047 8,412 7,241 5,189 3,450 2,106 1,784 1,682 1,968 

 Other lodging ........................................................................................ 1,073 317 522 879 1,320 1,494 1,246 1,424 922 

 Utilities, fuels, and public services .......................................................... 4,697 3,330 3,846 4,818 5,313 5,168 4,528 4,691 4,231 

 Natural gas ........................................................................................... 469 223 339 481 525 540 493 491 495 

 Electricity .............................................................................................. 1,690 1,212 1,430 1,742 1,805 1,833 1,708 1,751 1,628 

 Fuel oil and other fuels ......................................................................... 133 39 66 84 150 178 197 191 208 

 Telephone services .............................................................................. 1,675 1,417 1,452 1,763 2,025 1,817 1,362 1,476 1,156 

 Residential phone service, VOIP, and phone cards ......................... 217 62 75 132 212 293 384 356 434 

 Cellular phone service ...................................................................... 1,458 1,355 1,378 1,631 1,813 1,524 978 1,120 721 

 Water and other public services .......................................................... 730 438 559 748 809 799 769 782 745 

 Household operations ............................................................................. 1,845 900 2,056 2,594 1,741 1,474 1,547 1,565 1,515 

 Personal services ................................................................................. 638 293 1,205 1,480 366 101 154 115 3225 

 Other household expenses .................................................................. 1,207 608 851 1,114 1,375 1,373 1,393 1,451 1,290 

 Housekeeping supplies ........................................................................... 873 424 609 881 1,011 979 962 1,029 846 

 Laundry and cleaning supplies ............................................................ 216 128 161 258 246 233 200 210 182 

 Other household products.................................................................... 518 228 357 507 602 589 587 632 507 

 Postage and stationery ........................................................................ 139 68 91 116 164 158 176 187 156 

 Household furnishings and equipment.................................................... 2,435 1,420 2,071 2,388 2,779 2,901 2,251 2,616 1,599 

 Household textiles ................................................................................ 140 94 88 117 171 195 137 171 77 

 Furniture ............................................................................................... 632 438 646 700 674 722 470 594 246 

 Floor coverings ..................................................................................... 30 10 18 24 36 37 36 45 22 

 Major appliances .................................................................................. 380 273 286 391 428 443 364 411 280 

 Small appliances, miscellaneous housewares .................................... 139 113 124 124 155 151 146 167 110 

 Miscellaneous household equipment................................................... 1,114 491 909 1,033 1,313 1,352 1,096 1,228 865 

 Apparel and services .................................................................................. 2,239 1,500 2,303 2,714 2,643 2,176 1,566 1,762 1,220 

 Men and boys .......................................................................................... 524 345 550 635 666 465 352 363 332 

 Men, 16 and over ................................................................................. 388 292 400 361 491 398 321 326 312 

 Boys, 2 to 15 ........................................................................................ 136 53 149 274 176 67 31 37 20 

 Women and girls ..................................................................................... 870 489 705 1,079 1,087 908 651 750 479 

 Women, 16 and over ............................................................................ 720 438 543 824 872 804 613 709 446 

 Girls, 2 to 15 ......................................................................................... 149 51 161 255 215 104 38 41 34 

 Children under 2 ...................................................................................... 99 144 240 115 48 74 26 39 35 

 Footwear.................................................................................................. 489 362 534 623 562 433 334 370 271 

 Other apparel products and services ...................................................... 257 160 274 261 280 297 203 241 134 

 Transportation ............................................................................................ 12,684 10,410 11,807 14,219 14,310 13,633 9,943 10,930 8,148 

 Vehicle purchases (net outlay) ................................................................ 5,161 4,614 5,045 6,294 5,383 5,526 3,723 4,101 3,034 

 Cars and trucks, new ........................................................................... 2,350 1,577 1,978 2,734 2,418 2,502 2,230 2,485 1,765 

 Cars and trucks, used .......................................................................... 2,736 2,928 2,987 3,459 2,899 2,973 1,425 1,513 1,265 

 Other vehicles ...................................................................................... 75 3109 79 101 67 51 368 3104 34 

 Gasoline, other fuels, and motor oil ........................................................ 2,529 2,144 2,431 2,805 2,945 2,665 1,895 2,102 1,518 

 Other vehicle expenses ........................................................................... 4,053 3,093 3,607 4,233 4,843 4,405 3,361 3,656 2,827 

 Vehicle finance charges ....................................................................... 295 241 336 326 347 313 176 218 99 

 Maintenance and repairs ..................................................................... 1,021 679 789 1,041 1,176 1,200 952 1,051 772 

 Vehicle rental, leases, licenses, and other charges ............................ 939 512 846 1,022 1,157 964 782 843 670 

 Vehicle insurance ................................................................................. 1,798 1,662 1,635 1,843 2,163 1,928 1,452 1,542 1,287 

 Public and other transportation ............................................................... 941 559 725 888 1,139 1,037 964 1,071 768 

 Healthcare .................................................................................................. 5,895 2,182 3,593 4,994 5,875 7,010 8,400 8,125 8,899 

 Health insurance ..................................................................................... 4,064 1,352 2,543 3,392 4,020 4,700 5,955 5,817 6,206 

 Medical services ...................................................................................... 1,081 557 717 1,071 1,111 1,382 1,194 1,134 1,303 

 Drugs ....................................................................................................... 546 213 234 386 525 688 922 862 1,031 

 Medical supplies ...................................................................................... 204 60 99 145 218 240 329 312 360 

 Entertainment ............................................................................................. 3,747 1,835 2,725 3,860 4,397 4,693 3,397 3,966 2,370 

 Fees and admissions .............................................................................. 1,020 348 684 1,293 1,247 1,329 661 738 521 

 Audio and visual equipment and services .............................................. 1,136 738 887 1,096 1,305 1,264 1,179 1,218 1,108 

See footnotes at end of table. 
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

two or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Pets, toys, hobbies, and playground equipment ..................................... 954 579 808 1,046 1,118 1,080 803 935 571 

 Pets ...................................................................................................... 775 465 626 743 960 925 687 812 465 

 Toys, hobbies, and playground equipment .......................................... 179 114 182 302 157 155 116 123 105 

 Other entertainment supplies, equipment, and services ........................ 638 170 346 425 727 1,021 754 1,074 170 

 Personal care products and services ......................................................... 899 574 696 967 1,091 959 836 864 784 

 Reading ...................................................................................................... 106 42 57 102 96 114 168 175 155 

 Education .................................................................................................... 1,723 1,749 1,163 1,260 3,300 2,364 553 657 365 

 Tobacco products and smoking supplies ................................................... 373 317 382 382 407 459 258 298 186 

 Miscellaneous ............................................................................................. 1,042 421 669 1,027 1,254 1,316 1,032 1,028 1,042 

 Cash contributions ...................................................................................... 2,181 561 913 1,959 2,294 2,678 3,193 3,288 3,020 

 Personal insurance and pensions .............................................................. 8,964 4,764 7,933 10,285 12,056 10,837 4,694 5,260 3,664 

 Life and other personal insurance ........................................................... 611 138 243 506 743 913 710 759 620 

 Pensions and Social Security ................................................................. 8,353 4,626 7,690 9,779 11,313 9,924 3,984 4,501 3,044 

Sources of income and personal taxes: 

 Money income before taxes ....................................................................... $98,574 $55,026 $83,667 $107,813 $122,050 $116,561 $71,580 $79,827 $56,575 

 Wages and salaries ................................................................................. 79,170 50,411 77,382 97,083 107,360 95,181 27,416 34,778 14,022 

 Self-employment income ......................................................................... 7,050 2,376 3,855 7,328 9,215 8,655 6,786 8,987 2,782 

 Social Security, private and government retirement ............................... 8,917 836 581 1,155 2,149 8,878 31,351 29,931 33,934 

 Interest, dividends, rental income, other property income ...................... 2,089 144 428 764 1,923 2,547 4,863 4,884 4,826 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 484 533 667 540 508 469 261 284 219 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 585 240 450 674 643 616 589 557 647 

 Other income ........................................................................................... 280 487 304 270 253 214 313 406 146 

 Personal taxes (contains some imputed values) ....................................... 13,525 3,300 8,818 14,084 19,045 20,165 7,597 9,676 3,815 

 Federal income taxes .............................................................................. 10,498 2,204 6,386 10,673 14,824 16,071 6,180 7,821 3,195 

 State and local income taxes .................................................................. 2,940 1,063 2,383 3,366 4,037 3,991 1,356 1,784 577 

 Other taxes .............................................................................................. 87 333 49 46 184 103 60 70 42 

 Income after taxes ...................................................................................... 85,050 51,726 74,849 93,729 103,005 96,395 63,983 70,151 52,760 

Addenda: 

 Net change in total assets and liabilities .................................................... $14,213 $5,530 $3,622 $10,316 $17,842 $17,096 $22,316 $27,976 $12,017 

 Net change in total assets ....................................................................... 28,107 15,865 26,883 31,241 31,350 27,447 25,828 32,738 13,254 

 Net change in total liabilities.................................................................... 13,894 10,335 23,261 20,925 13,509 10,351 3,512 4,762 1,237 

 Other financial information: 

 Other money receipts .............................................................................. 976 424 364 873 446 2,156 1,147 1,604 316 

 Mortgage principal paid on owned property ............................................ -2,805 -633 -1,574 -3,192 -3,870 -3,573 -2,150 -2,513 -1,489 

 Estimated market value of owned home ................................................. 235,351 48,257 119,042 215,900 280,450 297,882 286,358 285,897 287,195 

 Estimated monthly rental value of owned home ..................................... 1,247 333 712 1,168 1,438 1,534 1,500 1,516 1,471 

 Gifts of goods and services, total ............................................................... 1,422 442 647 895 2,267 2,023 1,429 1,591 1,140 

 Food ........................................................................................................ 110 19 64 54 163 189 98 125 49 

 Alcoholic beverages ................................................................................ 16 32 14 14 25 14 18 22 10 

 Housing ................................................................................................... 282 99 142 170 384 399 342 437 172 

 Housekeeping supplies ........................................................................ 33 34 17 25 46 37 47 60 23 

 Household textiles ................................................................................ 14 32 6 38 19 25 14 20 33 

 Appliances and miscellaneous housewares ........................................ 27 35 18 19 24 27 50 71 312 

 Major appliances ............................................................................... 9 31 32 7 13 12 11 16 33 

 Small appliances and miscellaneous housewares ........................... 18 34 16 12 11 15 39 55 39 

 Miscellaneous household equipment................................................... 54 16 36 32 44 87 79 83 72 

 Other housing ....................................................................................... 154 72 66 86 251 224 153 202 62 

 Apparel and services ............................................................................... 248 138 180 266 285 296 234 249 207 

 Males, 2 and over................................................................................. 56 327 36 33 82 70 67 75 52 

 Females, 2 and over ............................................................................ 93 45 51 117 108 93 100 111 82 

 Children under 2................................................................................... 38 37 51 37 35 58 19 28 35 

 Other apparel products and services ................................................... 61 359 42 78 60 75 47 36 68 

 Jewelry and watches ........................................................................ 6 34 32 3 10 10 5 5 35 

See footnotes at end of table. 
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

two or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 All other apparel products and services ........................................... 55 356 40 76 49 65 42 30 363 

 Transportation ......................................................................................... 133 88 36 158 200 138 129 116 153 

 Healthcare ............................................................................................... 27 34 37 20 36 52 21 22 320 

 Entertainment .......................................................................................... 113 49 52 91 157 163 111 121 93 

 Toys, games, arts and crafts, and tricycles ......................................... 39 323 22 50 33 52 40 47 327 

 Other entertainment ............................................................................. 74 27 30 42 123 111 71 73 66 

 Personal care products and services ...................................................... 21 13 17 14 16 26 33 26 46 

 Reading ................................................................................................... 3 32 1 2 4 4 5 6 2 

 Education................................................................................................. 354 34 372 37 903 582 236 247 215 

 All other gifts ............................................................................................ 115 23 60 70 94 160 203 220 173 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020