Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 83,319 4,399 15,384 19,588 19,172 12,593 12,184 7,430 4,754 

Consumer unit characteristics: 

Income before taxes ..................................... $71,607 $41,214 $61,802 $80,813 $86,070 $77,498 $51,314 $56,935 $42,529 

Income after taxes ........................................ 68,810 40,722 60,224 77,522 82,135 73,638 49,824 55,093 41,588 

Age of reference person ................................ 47.0 21.9 29.8 39.7 49.2 59.2 73.4 69.0 80.3 

Average number in consumer unit:

Persons ........................................................ 3.1 3.0 3.4 3.7 3.2 2.6 2.3 2.4 2.3 

Children under 18 ........................................ .9 .8 1.4 1.6 .8 .2 .1 .1 .1 

Persons 65 and over .................................... .3 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.6 1.8 

Earners ........................................................ 1.6 1.8 1.7 1.8 2.0 1.6 .7 .9 .5 

Vehicles ....................................................... 2.3 1.7 2.0 2.3 2.7 2.6 2.1 2.3 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 41 44 43 46 51 56 56 57 

Female ......................................................... 53 59 56 57 54 49 44 44 43 

Housing tenure:

Homeowner .................................................. 74 29 54 73 81 88 90 91 89 

With mortgage ............................................ 51 21 47 63 63 51 26 32 16 

Without mortgage ....................................... 23 8 7 10 18 37 64 59 72 

Renter .......................................................... 26 71 46 27 19 12 10 9 11 

Race of reference person:

Black or African-American ........................... 12 14 14 14 12 10 8 9 7 

White, Asian, and all other races ................. 88 86 86 86 88 90 92 91 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 13 23 20 15 11 8 6 6 6 

Not Hispanic or Latino .................................. 87 77 80 85 89 92 94 94 94 

Education of reference person:

Elementary (1-8) .......................................... 5 5 4 4 4 4 10 8 13 

High school (9-12) ........................................ 36 51 34 33 34 36 42 41 43 

College ......................................................... 59 44 62 62 62 60 48 50 44 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 84 91 93 94 95 93 94 91 

Average annual expenditures .......................... $55,440 $37,107 $50,369 $60,880 $63,576 $59,066 $43,308 $47,504 $36,741 

Food ............................................................... 7,186 5,182 6,501 8,062 8,209 7,308 5,712 6,163 5,004 

Food at home ............................................... 4,037 2,758 3,504 4,596 4,515 4,140 3,471 3,642 3,202 

Cereals and bakery products ..................... 535 358 456 629 583 539 478 492 455 

Cereals and cereal products .................... 174 139 162 208 187 163 137 140 131 

Bakery products ....................................... 362 219 293 421 395 376 341 352 324 

Meats, poultry, fish, and eggs .................... 956 669 814 1,071 1,094 989 818 885 711 

Beef .......................................................... 287 212 248 316 342 292 232 252 202 

Pork .......................................................... 190 126 155 215 216 198 172 192 140 

Other meats ............................................. 127 89 108 148 144 122 110 112 107 

Poultry ...................................................... 168 124 160 196 189 165 120 128 107 

Fish and seafood ..................................... 143 84 108 150 159 166 146 163 120 

Eggs ......................................................... 41 34 35 46 44 45 37 38 35 

Dairy products ............................................ 448 305 401 522 490 439 385 400 361 

Fresh milk and cream .............................. 172 133 164 209 178 155 149 149 148 

Other dairy products ................................ 276 173 238 314 313 284 236 251 212 

Fruits and vegetables ................................. 683 442 569 744 750 750 652 677 612 

Fresh fruits ............................................... 223 133 175 244 246 255 217 221 212 

Fresh vegetables ..................................... 221 134 182 227 253 254 208 224 183 

Processed fruits ....................................... 128 98 113 147 133 122 125 126 124 

Processed vegetables .............................. 112 76 98 126 119 118 102 107 94 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,415 $984 $1,264 $1,629 $1,598 $1,422 $1,139 $1,188 $1,063 

Sugar and other sweets ........................... 144 79 107 161 172 146 142 143 141 

Fats and oils ............................................. 102 67 87 110 112 114 96 100 91 

Miscellaneous foods ................................ 740 546 700 873 815 706 570 577 558 

Nonalcoholic beverages ........................... 379 272 334 439 444 385 275 303 230 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 20 36 47 56 71 56 65 43 

Food away from home ................................. 3,149 2,424 2,998 3,467 3,694 3,168 2,241 2,520 1,802 

Alcoholic beverages ....................................... 496 441 505 488 577 536 353 399 282 

Housing .......................................................... 17,995 12,202 17,592 20,750 19,508 18,384 13,408 14,550 11,622

Shelter .......................................................... 10,322 7,213 10,601 12,228 11,413 9,969 6,675 7,224 5,817 

Owned dwellings ........................................ 7,456 2,146 6,439 9,283 8,840 7,892 5,094 5,667 4,198 

Mortgage interest and charges ................ 4,333 1,448 4,438 6,102 5,222 3,724 1,629 2,076 930 

Property taxes .......................................... 1,863 475 1,256 2,023 2,247 2,240 1,879 1,955 1,762 

Maintenance, repairs, insurance, other

expenses ................................................ 1,260 223 745 1,158 1,371 1,927 1,586 1,636 1,507 

Rented dwellings ........................................ 2,219 4,902 3,868 2,428 1,660 1,052 921 777 1,146 

Other lodging ............................................. 646 165 294 517 914 1,025 660 780 473 

Utilities, fuels, and public services ............... 3,793 2,578 3,308 4,040 4,215 4,057 3,506 3,680 3,236 

Natural gas ................................................. 556 281 461 587 614 606 579 581 576 

Electricity .................................................... 1,405 981 1,205 1,480 1,547 1,519 1,348 1,422 1,233 

Fuel oil and other fuels ............................... 158 55 81 158 184 195 214 218 208 

Telephone services .................................... 1,232 1,035 1,195 1,338 1,389 1,254 906 982 787 

Water and other public services ................. 442 226 365 476 480 483 459 477 432 

Household operations .................................. 1,070 626 1,283 1,458 830 967 821 822 818 

Personal services ....................................... 489 427 871 894 203 207 120 114 130 

Other household expenses ........................ 581 199 412 564 627 760 700 708 688 

Housekeeping supplies ................................ 747 380 596 820 835 867 705 784 582 

Laundry and cleaning supplies .................. 174 100 166 196 182 189 148 163 125 

Other household products .......................... 391 193 298 449 437 443 368 410 303 

Postage and stationery .............................. 182 86 131 175 216 235 189 211 154 

Household furnishings and equipment ......... 2,064 1,405 1,804 2,205 2,215 2,523 1,701 2,040 1,170 

Household textiles ...................................... 172 90 140 163 196 211 180 221 114 

Furniture ..................................................... 555 496 578 640 534 586 413 501 275 

Floor coverings .......................................... 62 24 46 53 85 87 49 51 47 

Major appliances ........................................ 282 161 222 291 295 358 291 305 270 

Small appliances, miscellaneous

housewares .............................................. 124 85 96 118 158 148 110 125 86 

Miscellaneous household equipment ......... 868 548 722 941 947 1,134 659 838 378 

Apparel and services ..................................... 2,254 2,001 2,372 2,545 2,582 2,172 1,311 1,566 911 

Men and boys .............................................. 533 381 551 623 644 483 304 361 215 

Men, 16 and over ....................................... 409 329 393 405 522 428 273 318 203 

Boys, 2 to 15 .............................................. 124 52 158 218 122 55 31 43 12 

Women and girls .......................................... 907 786 838 1,004 1,091 917 595 732 379 

Women, 16 and over .................................. 741 720 649 701 926 837 551 674 359 

Girls, 2 to 15 ............................................... 166 66 188 303 165 79 43 58 20 

Children under 2 .......................................... 118 199 224 140 75 73 29 37 18 

Footwear ...................................................... 374 362 421 436 412 349 188 202 165 

Other apparel products and services ........... 321 272 338 342 360 351 195 235 133 

Transportation ................................................ 10,176 8,425 9,804 10,936 11,360 10,745 7,608 8,768 5,794 

Vehicle purchases (net outlay) ..................... 4,319 3,924 4,415 4,688 4,613 4,393 3,206 3,838 2,218 

Cars and trucks, new ................................. 2,329 1,234 2,190 2,410 2,521 2,742 2,043 2,544 1,261 

Cars and trucks, used ................................ 1,905 2,579 2,146 2,132 2,002 1,597 1,161 1,291 957 

Other vehicles ............................................ 84 111 80 146 91 54 42 43 3 ( )

Gasoline and motor oil ................................. 2,543 2,172 2,470 2,750 2,894 2,629 1,794 2,055 1,386 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $2,771 $2,110 $2,519 $2,952 $3,185 $3,047 $2,102 $2,318 $1,765 

Vehicle finance charges ............................. 372 307 454 433 387 365 177 229 97 

Maintenance and repairs ........................... 785 583 639 793 926 886 704 772 597 

Vehicle insurance ....................................... 1,061 862 925 1,083 1,281 1,119 863 903 799 

Vehicle rental, leases, licenses, and other

charges .................................................... 554 358 500 644 592 677 359 414 273 

Public transportation .................................... 544 219 400 547 667 676 505 557 424 

Healthcare ...................................................... 3,102 1,063 1,804 2,530 3,079 4,150 5,352 5,147 5,671 

Health insurance .......................................... 1,619 558 982 1,306 1,486 1,964 3,161 3,108 3,243 

Medical services .......................................... 778 303 492 737 873 1,148 844 815 891 

Drugs ........................................................... 576 147 262 385 561 873 1,154 1,049 1,318 

Medical supplies .......................................... 129 55 68 102 159 165 193 176 219 

Entertainment ................................................. 2,790 1,704 2,547 3,120 3,258 2,916 2,094 2,515 1,436 

Fees and admissions ................................... 700 273 499 872 842 744 565 653 428 

Audio and visual equipment and services .... 1,016 801 1,007 1,114 1,127 1,001 791 886 641 

Pets, toys, hobbies, and playground

equipment .................................................. 491 299 480 525 567 571 321 395 206 

Other entertainment supplies, equipment,

and services ............................................... 582 330 562 609 722 600 417 580 161 

Personal care products and services ............. 653 411 574 711 747 666 590 604 567 

Reading .......................................................... 132 52 85 124 147 176 165 166 163 

Education ....................................................... 1,091 729 700 1,042 2,150 936 291 333 226 

Tobacco products and smoking supplies ....... 363 417 327 366 458 389 211 257 138 

Miscellaneous ................................................ 916 460 685 929 991 1,161 986 1,088 827 

Cash contributions ......................................... 1,893 719 1,169 1,712 2,240 2,448 2,403 2,384 2,432 

Personal insurance and pensions .................. 6,392 3,302 5,705 7,566 8,271 7,079 2,824 3,564 1,668 

Life and other personal insurance ................ 436 74 226 433 518 620 517 538 483 

Pensions and Social Security ...................... 5,956 3,228 5,478 7,132 7,753 6,459 2,308 3,026 1,186 

Sources of income and personal taxes: 

Money income before taxes ........................... 71,607 41,214 61,802 80,813 86,070 77,498 51,314 56,935 42,529 

Wages and salaries ..................................... 58,071 36,985 56,806 72,274 75,019 57,891 17,963 22,244 11,274 

Self-employment income ............................. 4,589 1,429 2,920 5,479 6,057 5,122 3,542 4,886 1,442 

Social Security, private and government

retirement ................................................... 6,145 270 384 888 2,194 10,878 25,321 25,733 24,676 

Interest, dividends, rental income, other

property income ......................................... 1,578 807 360 811 1,348 2,757 3,773 3,360 4,418 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 233 120 212 241 298 237 183 148 237 

Public assistance, supplemental security

income, food stamps .................................. 378 624 447 395 316 347 306 352 234 

Regular contributions for support ................. 418 606 394 608 528 181 149 120 195 

Other income ............................................... 195 375 280 119 311 84 77 93 453 

Personal taxes ............................................... 2,798 492 1,578 3,291 3,935 3,860 1,491 1,842 941 

Federal income taxes ................................... 1,958 228 967 2,327 2,825 2,800 1,008 1,322 516 

State and local income taxes ....................... 621 234 487 781 851 761 168 182 145 

Other taxes .................................................. 218 30 123 183 260 299 315 338 279 

Income after taxes ......................................... 68,810 40,722 60,224 77,522 82,135 73,638 49,824 55,093 41,588 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Addenda:

Net change in total assets and liabilities ........ - $9,524 - $4,297 - $10,434 - $15,606 - $10,597 - $5,958 - $2,483 - $2,154 - $2,997 

Net change in total assets ............................ 13,167 13,812 21,494 17,404 9,136 11,018 4,174 5,800 1,632 

Net change in total liabilities ........................ 22,692 18,109 31,928 33,011 19,734 16,976 6,657 7,954 4,629 

Other financial information:

Other money receipts ................................... 630 99 395 300 649 1,249 980 1,253 554 

Mortgage principal paid on owned property -2,536 -510 -1,807 -3,044 -3,445 -2,997 -1,468 -1,950 -715 

Estimated market value of owned home ...... 203,698 56,230 129,524 203,192 235,221 274,106 229,032 247,578 200,046 

Estimated monthly rental value of owned

home .......................................................... 976 294 676 1,037 1,100 1,181 1,097 1,147 1,020 

Gifts of goods and services ............................ 1,247 464 744 800 2,078 1,810 1,001 1,250 610 

Food ............................................................. 138 24 44 92 247 233 102 138 47 

Alcoholic beverages ..................................... 15 33 11 20 15 10 8 10 6 

Housing ........................................................ 278 116 301 146 389 408 212 263 131 

Housekeeping supplies .............................. 33 20 26 26 40 49 30 38 17 

Household textiles ...................................... 15 47 10 12 20 26 11 13 9 

Appliances and miscellaneous

housewares .............................................. 25 12 18 14 33 44 26 32 16 

Major appliances ...................................... 8 43 3 4 11 17 11 15 46 

Small appliances and miscellaneous

housewares ............................................ 17 49 15 10 23 27 14 17 10 

Miscellaneous household equipment ......... 56 20 33 37 77 94 57 74 29 

Other housing ............................................ 149 57 215 57 219 195 88 105 61 

Apparel and services ................................... 251 167 189 224 288 351 241 324 112 

Males, 2 and over ...................................... 61 35 43 51 65 87 75 106 28 

Females, 2 and over .................................. 93 35 48 78 126 137 101 141 38 

Children under 2 ........................................ 55 57 69 58 53 65 25 31 17 

Other apparel products and services ......... 41 39 29 36 44 62 39 46 29 

Jewelry and watches ................................ 15 14 8 14 17 25 11 12 10 

All other apparel products and services ... 26 426 20 22 26 37 28 34 419 

Transportation .............................................. 65 25 47 53 84 103 49 50 47 

Health care ................................................... 25 45 9 24 45 25 21 15 431 

Entertainment ............................................... 82 27 64 65 101 133 71 96 32 

Toys, games, arts and crafts, and tricycles 27 12 14 21 29 51 31 38 18 

Other entertainment ................................... 55 16 50 44 72 82 41 58 14 

Personal care products and services ........... 20 21 16 20 22 21 18 24 410 

Reading ........................................................ 1 2 ( ) 2 ( ) 2 ( ) 1 1 2 2 2 

Education ..................................................... 286 414 9 108 772 390 146 144 150 

All other gifts ................................................ 89 30 54 49 115 133 129 184 43 

1 Value less than 0.05. 2 Value less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.