Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

Number of consumer units (in thousands)1................................................... 133,595 86,465 50,331 36,134 47,130 

Consumer unit characteristics: 

 Income before taxes 

 Mean........................................................................ $87,432 $104,495 $123,680 $77,772 $56,130 

 SE............................................................................ 1,243.71 1,798.11 2,347.30 2,033.89 1,006.12 

 CV(%) ...................................................................... 1.42 1.72 1.90 2.62 1.79 

 Income after taxes 

 Mean........................................................................ 78,743 92,698 108,573 70,586 53,142 

 SE............................................................................ 956.65 1,361.82 1,827.38 1,527.64 830.56 

 CV(%) ...................................................................... 1.21 1.47 1.68 2.16 1.56 

 Age of reference person ............................................................................. 51.8 55.7 50.2 63.3 44.9 

 Average number in consumer unit: 

 People...................................................................................................... 2.4 2.6 2.8 2.2 2.2 

 Children under 18 .................................................................................... .6 .6 .8 .3 .6 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.3 1.6 .9 1.2 

 Vehicles ................................................................................................... 1.9 2.2 2.4 2.1 1.2 

Percent distribution: 

 Reference person: 

 Men.......................................................................................................... 47 49 50 47 45 

 Women .................................................................................................... 53 51 50 53 55 

 Housing tenure: 

 Homeowner ............................................................................................. 65 100 100 100 n.a. 

 With mortgage ...................................................................................... 38 58 100 n.a. n.a. 

 Without mortgage ................................................................................. 27 42 n.a. 100 n.a. 

 Renter ...................................................................................................... 35 n.a. n.a. n.a. 100 

 Race of reference person: 

 Black or African-American ....................................................................... 13 9 10 7 22 

 White, Asian, and all other races, not including Black or 

 African-American .................................................................................. 87 91 90 93 78 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 15 11 12 10 21 

 Not Hispanic or Latino ............................................................................. 85 89 88 90 79 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 3 2 1 3 4 

 High school (9-12) ................................................................................... 28 24 19 31 35 

 College..................................................................................................... 69 73 79 66 60 

 Never attended and other........................................................................ ( 2 ) ( 2 ) ( 2 ) ( 2 ) 1 

 At least one vehicle owned or leased ......................................................... 89 96 97 94 77 

Average annual expenditures 

 Mean........................................................................ $66,928 $76,294 $87,438 $60,253 $49,749 

 SE............................................................................ 833.79 1,128.73 1,345.31 1,351.04 722.33 

 CV(%) ...................................................................... 1.25 1.48 1.54 2.24 1.45 

 Food 

 Mean........................................................................ 8,289 9,163 10,151 7,491 6,689 

 Share ....................................................................... 12.4 12.0 11.6 12.4 13.4 

 SE............................................................................ 131.70 150.07 194.03 191.96 213.83 

 CV(%) ...................................................................... 1.59 1.64 1.91 2.56 3.20 

 Food at home 

 Mean........................................................................ 5,259 5,800 6,267 5,000 4,267 

 Share ....................................................................... 7.9 7.6 7.2 8.3 8.6 

 SE............................................................................ 100.65 107.78 132.40 145.37 164.61 

 CV(%) ...................................................................... 1.91 1.86 2.11 2.91 3.86 

 Cereals and bakery products 

 Mean........................................................................ 672 751 806 658 527 

 Share ....................................................................... 1.0 1.0 .9 1.1 1.1 

 SE............................................................................ 15.86 18.87 23.37 21.35 24.79 

 CV(%) ...................................................................... 2.36 2.51 2.90 3.25 4.71 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Cereals and cereal products 

 Mean........................................................................ 210 230 250 196 174 

 Share ....................................................................... .3 .3 .3 .3 .3 

 SE............................................................................ 6.03 7.39 9.68 7.21 8.65 

 CV(%) ...................................................................... 2.87 3.21 3.87 3.68 4.97 

 Bakery products 

 Mean........................................................................ 462 521 556 462 353 

 Share ....................................................................... .7 .7 .6 .8 .7 

 SE............................................................................ 11.48 13.27 15.99 16.75 18.52 

 CV(%) ...................................................................... 2.48 2.55 2.88 3.63 5.25 

 Meats, poultry, fish, and eggs 

 Mean........................................................................ 1,115 1,201 1,279 1,067 957 

 Share ....................................................................... 1.7 1.6 1.5 1.8 1.9 

 SE............................................................................ 25.76 26.90 29.98 50.63 40.87 

 CV(%) ...................................................................... 2.31 2.24 2.34 4.74 4.27 

 Beef 

 Mean........................................................................ 293 312 333 276 257 

 Share ....................................................................... .4 .4 .4 .5 .5 

 SE............................................................................ 9.18 10.04 12.43 20.00 17.68 

 CV(%) ...................................................................... 3.14 3.22 3.73 7.23 6.88 

 Pork 

 Mean........................................................................ 223 241 242 239 190 

 Share ....................................................................... .3 .3 .3 .4 .4 

 SE............................................................................ 6.30 8.11 8.06 14.57 10.08 

 CV(%) ...................................................................... 2.83 3.37 3.34 6.09 5.30 

 Other meats 

 Mean........................................................................ 151 172 181 155 112 

 Share ....................................................................... .2 .2 .2 .3 .2 

 SE............................................................................ 6.40 7.85 7.85 12.93 6.36 

 CV(%) ...................................................................... 4.25 4.58 4.33 8.35 5.66 

 Poultry 

 Mean........................................................................ 203 214 236 175 183 

 Share ....................................................................... .3 .3 .3 .3 .4 

 SE............................................................................ 6.00 6.32 8.31 9.30 10.56 

 CV(%) ...................................................................... 2.96 2.95 3.51 5.32 5.77 

 Fish and seafood 

 Mean........................................................................ 178 192 210 162 153 

 Share ....................................................................... .3 .3 .2 .3 .3 

 SE............................................................................ 5.84 7.28 8.39 10.30 9.96 

 CV(%) ...................................................................... 3.27 3.78 3.99 6.35 6.53 

 Eggs 

 Mean........................................................................ 68 70 77 60 62 

 Share ....................................................................... .1 .1 .1 .1 .1 

 SE............................................................................ 1.86 1.90 3.01 2.65 3.66 

 CV(%) ...................................................................... 2.75 2.69 3.93 4.42 5.87 

 Dairy products 

 Mean........................................................................ 492 552 594 478 383 

 Share ....................................................................... .7 .7 .7 .8 .8 

 SE............................................................................ 10.70 12.18 15.74 16.54 16.51 

 CV(%) ...................................................................... 2.18 2.21 2.65 3.46 4.32 

 Fresh milk and cream 

 Mean........................................................................ 157 171 183 150 132 

 Share ....................................................................... .2 .2 .2 .2 .3 

 SE............................................................................ 3.76 4.77 5.87 7.15 4.75 

 CV(%) ...................................................................... 2.39 2.79 3.21 4.77 3.60 

 Other dairy products 

 Mean........................................................................ 335 381 411 328 250 

 Share ....................................................................... .5 .5 .5 .5 .5 

 SE............................................................................ 7.77 8.93 11.74 12.06 12.69 

 CV(%) ...................................................................... 2.32 2.34 2.85 3.67 5.07 

 Fruits and vegetables 

 Mean........................................................................ 1,033 1,138 1,235 971 840 

 Share ....................................................................... 1.5 1.5 1.4 1.6 1.7 

 SE............................................................................ 23.45 23.78 30.73 30.26 37.50 

 CV(%) ...................................................................... 2.27 2.09 2.49 3.12 4.46 

 Fresh fruits 

 Mean........................................................................ 378 417 449 363 306 

 Share ....................................................................... .6 .5 .5 .6 .6 

 SE............................................................................ 8.82 9.93 13.37 14.55 13.72 

 CV(%) ...................................................................... 2.33 2.38 2.98 4.01 4.48 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Fresh vegetables 

 Mean........................................................................ 328 361 394 303 268 

 Share ....................................................................... .5 .5 .5 .5 .5 

 SE............................................................................ 8.29 8.49 11.15 10.88 14.17 

 CV(%) ...................................................................... 2.53 2.35 2.83 3.59 5.29 

 Processed fruits 

 Mean........................................................................ 133 145 155 128 110 

 Share ....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 4.78 5.18 5.83 6.50 7.75 

 CV(%) ...................................................................... 3.61 3.57 3.76 5.08 7.06 

 Processed vegetables 

 Mean........................................................................ 194 215 237 177 156 

 Share ....................................................................... .3 .3 .3 .3 .3 

 SE............................................................................ 6.55 7.44 10.05 8.29 9.37 

 CV(%) ...................................................................... 3.38 3.47 4.24 4.70 6.01 

 Other food at home 

 Mean........................................................................ 1,947 2,158 2,353 1,826 1,561 

 Share ....................................................................... 2.9 2.8 2.7 3.0 3.1 

 SE............................................................................ 38.97 46.16 57.30 52.88 62.26 

 CV(%) ...................................................................... 2.00 2.14 2.44 2.90 3.99 

 Sugar and other sweets 

 Mean........................................................................ 182 210 232 172 132 

 Share ....................................................................... .3 .3 .3 .3 .3 

 SE............................................................................ 6.25 7.63 9.55 9.28 9.32 

 CV(%) ...................................................................... 3.43 3.64 4.12 5.40 7.09 

 Fats and oils 

 Mean........................................................................ 133 144 151 130 112 

 Share ....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 3.89 4.27 5.21 6.72 6.19 

 CV(%) ...................................................................... 2.93 2.97 3.44 5.16 5.51 

 Miscellaneous foods 

 Mean........................................................................ 1,049 1,163 1,268 981 839 

 Share ....................................................................... 1.6 1.5 1.5 1.6 1.7 

 SE............................................................................ 23.55 30.72 39.13 37.27 34.15 

 CV(%) ...................................................................... 2.25 2.64 3.09 3.80 4.07 

 Nonalcoholic beverages 

 Mean........................................................................ 515 562 611 478 428 

 Share ....................................................................... .8 .7 .7 .8 .9 

 SE............................................................................ 12.13 13.61 17.71 16.38 21.63 

 CV(%) ...................................................................... 2.36 2.42 2.90 3.43 5.06 

 Food prepared by consumer unit on out of town trips 

 Mean........................................................................ 69 80 90 65 50 

 Share ....................................................................... .1 .1 .1 .1 .1 

 SE............................................................................ 3.18 3.86 5.13 5.06 3.27 

 CV(%) ...................................................................... 4.58 4.82 5.67 7.72 6.57 

 Food away from home 

 Mean........................................................................ 3,030 3,362 3,885 2,491 2,422 

 Share ....................................................................... 4.5 4.4 4.4 4.1 4.9 

 SE............................................................................ 64.84 86.24 120.21 105.83 86.81 

 CV(%) ...................................................................... 2.14 2.56 3.09 4.25 3.58 

 Alcoholic beverages 

 Mean........................................................................ 554 641 716 518 393 

 Share ....................................................................... .8 .8 .8 .9 .8 

 SE............................................................................ 23.09 32.02 39.52 38.29 22.57 

 CV(%) ...................................................................... 4.17 4.99 5.52 7.39 5.74 

 Housing 

 Mean........................................................................ 22,624 24,264 28,652 18,091 19,616 

 Share ....................................................................... 33.8 31.8 32.8 30.0 39.4 

 SE............................................................................ 306.96 389.32 519.51 407.21 248.96 

 CV(%) ...................................................................... 1.36 1.60 1.81 2.25 1.27 

 Shelter 

 Mean........................................................................ 13,258 13,070 16,488 8,309 13,602 

 Share ....................................................................... 19.8 17.1 18.9 13.8 27.3 

 SE............................................................................ 217.71 286.61 415.80 258.66 178.27 

 CV(%) ...................................................................... 1.64 2.19 2.52 3.11 1.31 

 Owned dwellings 

 Mean........................................................................ 7,591 11,681 15,009 7,044 88 

 Share ....................................................................... 11.3 15.3 17.2 11.7 .2 

 SE............................................................................ 159.67 247.53 360.52 228.42 16.92 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Owned dwellings 

 CV(%) ...................................................................... 2.10 2.12 2.40 3.24 19.14 

 Mortgage interest and charges 

 Mean........................................................................ 2,781 4,283 7,286 99 26 

 Share ....................................................................... 4.2 5.6 8.3 .2 .1 

 SE............................................................................ 77.89 120.09 190.20 18.43 8.80 

 CV(%) ...................................................................... 2.80 2.80 2.61 18.56 33.56 

 Property taxes 

 Mean........................................................................ 2,475 3,811 4,115 3,388 25 

 Share ....................................................................... 3.7 5.0 4.7 5.6 ( 2 ) 

 SE............................................................................ 46.56 72.01 91.03 97.23 5.17 

 CV(%) ...................................................................... 1.88 1.89 2.21 2.87 20.95 

 Maintenance, repairs, insurance, and other expenses 

 Mean........................................................................ 2,335 3,587 3,609 3,557 37 

 Share ....................................................................... 3.5 4.7 4.1 5.9 .1 

 SE............................................................................ 76.76 117.87 147.17 187.98 9.51 

 CV(%) ...................................................................... 3.29 3.29 4.08 5.29 25.38 

 Rented dwellings 

 Mean........................................................................ 4,684 117 72 181 13,062 

 Share ....................................................................... 7.0 .2 .1 .3 26.3 

 SE............................................................................ 63.46 23.67 12.85 48.96 166.86 

 CV(%) ...................................................................... 1.35 20.17 17.93 27.05 1.28 

 Other lodging 

 Mean........................................................................ 983 1,272 1,407 1,085 452 

 Share ....................................................................... 1.5 1.7 1.6 1.8 .9 

 SE............................................................................ 37.39 54.77 75.86 66.40 29.67 

 CV(%) ...................................................................... 3.80 4.30 5.39 6.12 6.57 

 Utilities, fuels, and public services 

 Mean........................................................................ 4,223 4,975 5,240 4,605 2,845 

 Share ....................................................................... 6.3 6.5 6.0 7.6 5.7 

 SE............................................................................ 45.01 50.96 59.23 67.69 54.72 

 CV(%) ...................................................................... 1.07 1.02 1.13 1.47 1.92 

 Natural gas 

 Mean........................................................................ 447 557 579 528 245 

 Share ....................................................................... .7 .7 .7 .9 .5 

 SE............................................................................ 15.30 20.81 20.45 27.48 11.28 

 CV(%) ...................................................................... 3.42 3.73 3.53 5.20 4.60 

 Electricity 

 Mean........................................................................ 1,551 1,781 1,837 1,704 1,128 

 Share ....................................................................... 2.3 2.3 2.1 2.8 2.3 

 SE............................................................................ 23.48 26.06 31.08 29.90 27.06 

 CV(%) ...................................................................... 1.51 1.46 1.69 1.75 2.40 

 Fuel oil and other fuels 

 Mean........................................................................ 122 176 152 211 21 

 Share ....................................................................... .2 .2 .2 .3 ( 2 ) 

 SE............................................................................ 10.40 15.81 13.76 24.24 2.55 

 CV(%) ...................................................................... 8.55 8.96 9.07 11.50 12.08 

 Telephone services 

 Mean........................................................................ 1,409 1,562 1,712 1,354 1,127 

 Share ....................................................................... 2.1 2.0 2.0 2.2 2.3 

 SE............................................................................ 16.52 20.49 27.89 28.75 19.64 

 CV(%) ...................................................................... 1.17 1.31 1.63 2.12 1.74 

 Residential phone service, VOIP, and phone cards 

 Mean........................................................................ 165 216 162 290 72 

 Share ....................................................................... .2 .3 .2 .5 .1 

 SE............................................................................ 4.94 7.13 7.15 13.43 3.36 

 CV(%) ...................................................................... 2.99 3.31 4.41 4.62 4.64 

 Cellular phone service 

 Mean........................................................................ 1,244 1,347 1,550 1,064 1,054 

 Share ....................................................................... 1.9 1.8 1.8 1.8 2.1 

 SE............................................................................ 16.05 19.81 26.89 27.07 19.52 

 CV(%) ...................................................................... 1.29 1.47 1.73 2.54 1.85 

 Water and other public services 

 Mean........................................................................ 695 897 961 808 324 

 Share ....................................................................... 1.0 1.2 1.1 1.3 .7 

 SE............................................................................ 15.84 19.46 20.35 27.48 15.57 

 CV(%) ...................................................................... 2.28 2.17 2.12 3.40 4.81 

 Household operations 

 Mean........................................................................ 1,638 1,984 2,197 1,690 1,005 

 Share ....................................................................... 2.4 2.6 2.5 2.8 2.0 

 SE............................................................................ 40.44 55.47 73.46 85.06 35.90 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Household operations 

 CV(%) ...................................................................... 2.47 2.80 3.34 5.03 3.57 

 Personal services 

 Mean........................................................................ 377 447 648 168 249 

 Share ....................................................................... .6 .6 .7 .3 .5 

 SE............................................................................ 22.65 31.99 48.91 32.97 28.07 

 CV(%) ...................................................................... 6.00 7.15 7.55 19.61 11.29 

 Other household expenses 

 Mean........................................................................ 1,261 1,536 1,549 1,522 756 

 Share ....................................................................... 1.9 2.0 1.8 2.5 1.5 

 SE............................................................................ 28.60 39.45 41.57 78.12 21.16 

 CV(%) ...................................................................... 2.27 2.57 2.68 5.13 2.80 

 Housekeeping supplies 

 Mean........................................................................ 803 956 979 915 523 

 Share ....................................................................... 1.2 1.3 1.1 1.5 1.1 

 SE............................................................................ 26.45 36.02 52.50 40.87 26.63 

 CV(%) ...................................................................... 3.29 3.77 5.36 4.47 5.09 

 Laundry and cleaning supplies 

 Mean........................................................................ 178 188 184 195 161 

 Share ....................................................................... .3 .2 .2 .3 .3 

 SE............................................................................ 6.68 7.43 9.36 15.02 10.80 

 CV(%) ...................................................................... 3.74 3.95 5.09 7.69 6.71 

 Other household products 

 Mean........................................................................ 514 638 674 575 287 

 Share ....................................................................... .8 .8 .8 1.0 .6 

 SE............................................................................ 23.41 33.09 49.09 34.20 18.06 

 CV(%) ...................................................................... 4.56 5.19 7.29 5.94 6.29 

 Postage and stationery 

 Mean........................................................................ 111 130 122 144 75 

 Share ....................................................................... .2 .2 .1 .2 .2 

 SE............................................................................ 5.74 7.07 9.25 11.49 9.22 

 CV(%) ...................................................................... 5.19 5.44 7.61 7.96 12.28 

 Household furnishings and equipment 

 Mean........................................................................ 2,701 3,279 3,747 2,572 1,640 

 Share ....................................................................... 4.0 4.3 4.3 4.3 3.3 

 SE............................................................................ 88.86 124.57 168.44 149.79 52.10 

 CV(%) ...................................................................... 3.29 3.80 4.50 5.82 3.18 

 Household textiles 

 Mean........................................................................ 122 148 155 135 74 

 Share ....................................................................... .2 .2 .2 .2 .1 

 SE............................................................................ 8.59 12.98 15.04 19.80 7.92 

 CV(%) ...................................................................... 7.06 8.80 9.69 14.63 10.67 

 Furniture 

 Mean........................................................................ 716 835 948 678 496 

 Share ....................................................................... 1.1 1.1 1.1 1.1 1.0 

 SE............................................................................ 25.13 37.72 47.85 59.63 28.46 

 CV(%) ...................................................................... 3.51 4.52 5.05 8.80 5.74 

 Floor coverings 

 Mean........................................................................ 33 42 49 33 17 

 Share ....................................................................... ( 2 ) .1 .1 .1 ( 2 ) 

 SE............................................................................ 3.56 5.03 5.75 6.98 2.61 

 CV(%) ...................................................................... 10.71 11.97 11.85 21.16 15.29 

 Major appliances 

 Mean........................................................................ 464 606 646 550 202 

 Share ....................................................................... .7 .8 .7 .9 .4 

 SE............................................................................ 19.56 29.38 37.80 46.04 15.31 

 CV(%) ...................................................................... 4.22 4.85 5.85 8.38 7.58 

 Small appliances and miscellaneous housewares 

 Mean........................................................................ 142 158 176 129 112 

 Share ....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 5.71 7.26 9.82 10.95 6.54 

 CV(%) ...................................................................... 4.02 4.58 5.57 8.50 5.84 

 Miscellaneous household equipment 

 Mean........................................................................ 1,225 1,490 1,772 1,048 739 

 Share ....................................................................... 1.8 2.0 2.0 1.7 1.5 

 SE............................................................................ 67.64 97.37 145.82 82.90 34.11 

 CV(%) ...................................................................... 5.52 6.54 8.23 7.91 4.62 

 Apparel and services 

 Mean........................................................................ 1,754 1,823 1,996 1,516 1,628 

 Share ....................................................................... 2.6 2.4 2.3 2.5 3.3 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Apparel and services 

 SE............................................................................ 70.81 93.79 95.24 151.43 88.41 

 CV(%) ...................................................................... 4.04 5.14 4.77 9.99 5.43 

 Men and boys 

 Mean........................................................................ 424 443 506 336 389 

 Share ....................................................................... .6 .6 .6 .6 .8 

 SE............................................................................ 18.95 24.30 35.12 53.26 31.72 

 CV(%) ...................................................................... 4.47 5.49 6.95 15.86 8.15 

 Men, 16 and over 

 Mean........................................................................ 310 332 364 279 268 

 Share ....................................................................... .5 .4 .4 .5 .5 

 SE............................................................................ 16.07 19.49 27.58 48.39 21.74 

 CV(%) ...................................................................... 5.19 5.86 7.57 17.34 8.11 

 Boys, 2 to 15 

 Mean........................................................................ 114 110 141 57 121 

 Share ....................................................................... .2 .1 .2 .1 .2 

 SE............................................................................ 10.58 13.31 19.26 12.45 22.60 

 CV(%) ...................................................................... 9.27 12.08 13.64 21.93 18.65 

 Women and girls 

 Mean........................................................................ 659 710 795 562 567 

 Share ....................................................................... 1.0 .9 .9 .9 1.1 

 SE............................................................................ 32.74 42.65 56.57 55.29 45.27 

 CV(%) ...................................................................... 4.97 6.01 7.11 9.85 7.99 

 Women, 16 and over 

 Mean........................................................................ 549 598 657 497 459 

 Share ....................................................................... .8 .8 .8 .8 .9 

 SE............................................................................ 26.89 36.21 46.27 50.27 36.34 

 CV(%) ...................................................................... 4.90 6.06 7.05 10.12 7.92 

 Girls, 2 to 15 

 Mean........................................................................ 110 112 139 65 108 

 Share ....................................................................... .2 .1 .2 .1 .2 

 SE............................................................................ 11.77 14.71 21.72 15.31 20.19 

 CV(%) ...................................................................... 10.67 13.18 15.67 23.57 18.72 

 Children under 2 

 Mean........................................................................ 66 58 67 41 82 

 Share ....................................................................... .1 .1 .1 .1 .2 

 SE............................................................................ 7.37 7.45 8.42 8.73 16.92 

 CV(%) ...................................................................... 11.11 12.91 12.52 21.16 20.59 

 Footwear 

 Mean........................................................................ 336 345 392 264 319 

 Share ....................................................................... .5 .5 .4 .4 .6 

 SE............................................................................ 17.38 18.44 24.67 26.28 30.79 

 CV(%) ...................................................................... 5.17 5.34 6.29 9.95 9.64 

 Other apparel products and services 

 Mean........................................................................ 269 268 236 313 271 

 Share ....................................................................... .4 .4 .3 .5 .5 

 SE............................................................................ 34.61 50.68 22.76 110.59 30.99 

 CV(%) ...................................................................... 12.86 18.90 9.65 35.32 11.44 

 Transportation 

 Mean........................................................................ 10,961 12,590 14,504 9,920 7,972 

 Share ....................................................................... 16.4 16.5 16.6 16.5 16.0 

 SE............................................................................ 269.00 358.29 468.35 366.07 295.17 

 CV(%) ...................................................................... 2.45 2.85 3.23 3.69 3.70 

 Vehicle purchases (net outlay) 

 Mean........................................................................ 4,828 5,710 6,743 4,270 3,211 

 Share ....................................................................... 7.2 7.5 7.7 7.1 6.5 

 SE............................................................................ 249.48 336.99 441.61 343.16 258.44 

 CV(%) ...................................................................... 5.17 5.90 6.55 8.04 8.05 

 Cars and trucks, new 

 Mean........................................................................ 2,210 2,798 3,369 2,002 1,133 

 Share ....................................................................... 3.3 3.7 3.9 3.3 2.3 

 SE............................................................................ 184.47 267.38 342.15 372.36 145.13 

 CV(%) ...................................................................... 8.35 9.56 10.16 18.60 12.81 

 Cars and trucks, used 

 Mean........................................................................ 2,555 2,827 3,272 2,207 2,055 

 Share ....................................................................... 3.8 3.7 3.7 3.7 4.1 

 SE............................................................................ 134.33 187.57 277.29 252.98 178.29 

 CV(%) ...................................................................... 5.26 6.63 8.47 11.46 8.68 

 Other vehicles 

 Mean........................................................................ 63 85 102 61 22 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Other vehicles 

 Share ....................................................................... .1 .1 .1 .1 ( 2 ) 

 SE............................................................................ 13.37 17.84 35.68 28.49 9.62 

 CV(%) ...................................................................... 21.24 20.98 34.95 46.46 42.86 

 Gasoline, other fuels, and motor oil 

 Mean........................................................................ 2,148 2,396 2,680 2,002 1,691 

 Share ....................................................................... 3.2 3.1 3.1 3.3 3.4 

 SE............................................................................ 26.22 28.50 36.39 36.56 35.59 

 CV(%) ...................................................................... 1.22 1.19 1.36 1.83 2.10 

 Other vehicle expenses 

 Mean........................................................................ 3,534 3,999 4,535 3,251 2,680 

 Share ....................................................................... 5.3 5.2 5.2 5.4 5.4 

 SE............................................................................ 55.68 73.97 103.80 77.33 61.91 

 CV(%) ...................................................................... 1.58 1.85 2.29 2.38 2.31 

 Vehicle finance charges 

 Mean........................................................................ 272 313 401 190 196 

 Share ....................................................................... .4 .4 .5 .3 .4 

 SE............................................................................ 7.57 10.82 13.74 14.73 9.33 

 CV(%) ...................................................................... 2.78 3.46 3.42 7.76 4.75 

 Maintenance and repairs 

 Mean........................................................................ 975 1,095 1,183 971 754 

 Share ....................................................................... 1.5 1.4 1.4 1.6 1.5 

 SE............................................................................ 23.19 30.98 32.73 50.23 30.15 

 CV(%) ...................................................................... 2.38 2.83 2.77 5.17 4.00 

 Vehicle rental, leases, licenses, and other charges 

 Mean........................................................................ 760 898 1,062 670 506 

 Share ....................................................................... 1.1 1.2 1.2 1.1 1.0 

 SE............................................................................ 37.11 50.66 73.24 46.55 27.07 

 CV(%) ...................................................................... 4.89 5.64 6.90 6.95 5.35 

 Vehicle insurance 

 Mean........................................................................ 1,528 1,693 1,889 1,420 1,224 

 Share ....................................................................... 2.3 2.2 2.2 2.4 2.5 

 SE............................................................................ 23.73 30.31 36.75 36.00 25.37 

 CV(%) ...................................................................... 1.55 1.79 1.95 2.53 2.07 

 Public and other transportation 

 Mean........................................................................ 452 485 546 397 390 

 Share ....................................................................... .7 .6 .6 .7 .8 

 SE............................................................................ 15.92 20.39 24.35 41.15 20.35 

 CV(%) ...................................................................... 3.53 4.21 4.46 10.36 5.21 

 Healthcare 

 Mean........................................................................ 5,452 6,754 6,748 6,765 3,062 

 Share ....................................................................... 8.1 8.9 7.7 11.2 6.2 

 SE............................................................................ 82.52 119.00 155.37 152.25 81.59 

 CV(%) ...................................................................... 1.51 1.76 2.30 2.25 2.66 

 Health insurance 

 Mean........................................................................ 3,704 4,608 4,509 4,747 2,044 

 Share ....................................................................... 5.5 6.0 5.2 7.9 4.1 

 SE............................................................................ 48.35 68.24 91.33 110.06 54.81 

 CV(%) ...................................................................... 1.31 1.48 2.03 2.32 2.68 

 Medical services 

 Mean........................................................................ 1,070 1,317 1,471 1,102 616 

 Share ....................................................................... 1.6 1.7 1.7 1.8 1.2 

 SE............................................................................ 51.23 70.14 88.46 79.65 53.19 

 CV(%) ...................................................................... 4.79 5.33 6.02 7.23 8.63 

 Drugs 

 Mean........................................................................ 498 612 565 678 288 

 Share ....................................................................... .7 .8 .6 1.1 .6 

 SE............................................................................ 14.23 19.24 24.22 30.35 18.08 

 CV(%) ...................................................................... 2.86 3.14 4.29 4.48 6.29 

 Medical supplies 

 Mean........................................................................ 181 217 204 238 115 

 Share ....................................................................... .3 .3 .2 .4 .2 

 SE............................................................................ 8.51 11.76 12.62 21.60 7.87 

 CV(%) ...................................................................... 4.71 5.42 6.19 9.07 6.87 

 Entertainment 

 Mean........................................................................ 3,568 4,441 5,079 3,500 1,966 

 Share ....................................................................... 5.3 5.8 5.8 5.8 4.0 

 SE............................................................................ 138.54 210.47 324.92 221.02 68.00 

 CV(%) ...................................................................... 3.88 4.74 6.40 6.31 3.46 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Fees and admissions 

 Mean........................................................................ 654 814 924 657 360 

 Share ....................................................................... 1.0 1.1 1.1 1.1 .7 

 SE............................................................................ 43.16 66.43 56.65 112.56 26.93 

 CV(%) ...................................................................... 6.60 8.16 6.13 17.14 7.49 

 Audio and visual equipment and services 

 Mean........................................................................ 1,020 1,156 1,210 1,078 771 

 Share ....................................................................... 1.5 1.5 1.4 1.8 1.6 

 SE............................................................................ 18.97 25.23 28.69 36.38 27.06 

 CV(%) ...................................................................... 1.86 2.18 2.37 3.37 3.51 

 Pets, toys, hobbies, and playground equipment 

 Mean........................................................................ 969 1,217 1,412 906 515 

 Share ....................................................................... 1.4 1.6 1.6 1.5 1.0 

 SE............................................................................ 55.09 78.39 109.91 95.22 41.79 

 CV(%) ...................................................................... 5.68 6.44 7.79 10.51 8.12 

 Pets 

 Mean........................................................................ 770 978 1,118 760 391 

 Share ....................................................................... 1.2 1.3 1.3 1.3 .8 

 SE............................................................................ 50.79 73.74 103.37 93.84 35.43 

 CV(%) ...................................................................... 6.59 7.54 9.25 12.35 9.07 

 Toys, hobbies, and playground equipment 

 Mean........................................................................ 199 240 294 146 124 

 Share ....................................................................... .3 .3 .3 .2 .2 

 SE............................................................................ 15.48 21.26 29.85 19.62 16.29 

 CV(%) ...................................................................... 7.79 8.87 10.16 13.41 13.12 

 Other entertainment supplies, equipment, and services 

 Mean........................................................................ 925 1,254 1,534 859 320 

 Share ....................................................................... 1.4 1.6 1.8 1.4 .6 

 SE............................................................................ 122.57 186.14 301.88 149.37 47.72 

 CV(%) ...................................................................... 13.26 14.84 19.68 17.38 14.90 

 Personal care products and services 

 Mean........................................................................ 771 849 948 698 627 

 Share ....................................................................... 1.2 1.1 1.1 1.2 1.3 

 SE............................................................................ 18.94 24.68 31.34 32.27 24.58 

 CV(%) ...................................................................... 2.46 2.91 3.31 4.62 3.92 

 Reading 

 Mean........................................................................ 114 130 140 117 85 

 Share ....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 6.22 8.15 10.44 10.21 7.38 

 CV(%) ...................................................................... 5.45 6.28 7.47 8.73 8.64 

 Education 

 Mean........................................................................ 1,226 1,458 1,761 1,032 801 

 Share ....................................................................... 1.8 1.9 2.0 1.7 1.6 

 SE............................................................................ 74.00 106.14 136.51 146.95 73.90 

 CV(%) ...................................................................... 6.03 7.28 7.75 14.24 9.22 

 Tobacco products and smoking supplies 

 Mean........................................................................ 341 309 314 301 401 

 Share ....................................................................... .5 .4 .4 .5 .8 

 SE............................................................................ 12.33 13.95 16.34 21.47 18.22 

 CV(%) ...................................................................... 3.61 4.52 5.21 7.12 4.54 

 Miscellaneous 

 Mean........................................................................ 986 1,195 1,392 915 603 

 Share ....................................................................... 1.5 1.6 1.6 1.5 1.2 

 SE............................................................................ 81.14 116.79 162.45 89.76 45.13 

 CV(%) ...................................................................... 8.23 9.77 11.67 9.81 7.48 

 Cash contributions 

 Mean........................................................................ 2,415 3,227 2,822 3,791 924 

 Share ....................................................................... 3.6 4.2 3.2 6.3 1.9 

 SE............................................................................ 163.87 242.64 301.05 376.62 52.35 

 CV(%) ...................................................................... 6.79 7.52 10.67 9.93 5.67 

 Personal insurance and pensions 

 Mean........................................................................ 7,873 9,450 12,216 5,597 4,980 

 Share ....................................................................... 11.8 12.4 14.0 9.3 10.0 

 SE............................................................................ 138.50 207.62 288.41 193.50 124.24 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Personal insurance and pensions 

 CV(%) ...................................................................... 1.76 2.20 2.36 3.46 2.49 

 Life and other personal insurance 

 Mean........................................................................ 473 610 738 432 223 

 Share ....................................................................... .7 .8 .8 .7 .4 

 SE............................................................................ 18.97 27.66 43.12 28.21 15.90 

 CV(%) ...................................................................... 4.01 4.53 5.85 6.52 7.14 

 Pensions and Social Security 

 Mean........................................................................ 7,400 8,840 11,478 5,165 4,757 

 Share ....................................................................... 11.1 11.6 13.1 8.6 9.6 

 SE............................................................................ 128.91 192.71 266.18 192.41 121.89 

 CV(%) ...................................................................... 1.74 2.18 2.32 3.73 2.56 

Sources of income and personal taxes: 

 Income before taxes 

 Mean........................................................................ $87,432 $104,495 $123,680 $77,772 $56,130 

 SE............................................................................ 1,243.71 1,798.11 2,347.30 2,033.89 1,006.12 

 CV(%) ...................................................................... 1.42 1.72 1.90 2.62 1.79 

 Wages and salaries 

 Mean........................................................................ 67,409 79,558 103,458 46,268 45,120 

 Share ....................................................................... 77.1 76.1 83.6 59.5 80.4 

 SE............................................................................ 964.08 1,423.41 2,002.50 1,795.71 895.54 

 CV(%) ...................................................................... 1.43 1.79 1.94 3.88 1.98 

 Self-employment income 

 Mean........................................................................ 6,085 7,434 8,692 5,682 3,610 

 Share ....................................................................... 7.0 7.1 7.0 7.3 6.4 

 SE............................................................................ 424.47 553.83 702.03 555.84 408.83 

 CV(%) ...................................................................... 6.98 7.45 8.08 9.78 11.32 

 Social Security, private and government retirement 

 Mean........................................................................ 9,632 12,604 7,493 19,723 4,180 

 Share ....................................................................... 11.0 12.1 6.1 25.4 7.4 

 SE............................................................................ 159.93 242.03 282.70 625.44 161.73 

 CV(%) ...................................................................... 1.66 1.92 3.77 3.17 3.87 

 Interest, dividends, rental income, and other property income 

 Mean........................................................................ 2,279 3,308 2,262 4,765 393 

 Share ....................................................................... 2.6 3.2 1.8 6.1 .7 

 SE............................................................................ 207.05 310.83 229.95 635.93 64.74 

 CV(%) ...................................................................... 9.08 9.40 10.17 13.35 16.49 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) 

 Mean........................................................................ 590 334 312 365 1,061 

 Share ....................................................................... .7 .3 .3 .5 1.9 

 SE............................................................................ 25.39 23.20 32.15 39.19 48.65 

 CV(%) ...................................................................... 4.30 6.94 10.32 10.72 4.59 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support 

 Mean........................................................................ 1,101 1,050 1,267 747 1,195 

 Share ....................................................................... 1.3 1.0 1.0 1.0 2.1 

 SE............................................................................ 80.12 93.92 143.76 95.27 101.06 

 CV(%) ...................................................................... 7.28 8.95 11.35 12.75 8.46 

 Other income 

 Mean........................................................................ 336 208 198 222 572 

 Share ....................................................................... .4 .2 .2 .3 1.0 

 SE............................................................................ 34.06 32.47 35.21 71.54 78.40 

 CV(%) ...................................................................... 10.12 15.61 17.79 32.22 13.71 

 Personal taxes (contains some imputed values) 

 Mean........................................................................ 8,689 11,797 15,107 7,186 2,988 

 Share ....................................................................... 9.9 11.3 12.2 9.2 5.3 

 SE............................................................................ 369.91 523.82 616.09 688.17 373.34 

 CV(%) ...................................................................... 4.26 4.44 4.08 9.58 12.50 

 Federal income taxes 

 Mean........................................................................ 8,561 11,116 13,815 7,355 3,876 

 Share ....................................................................... 9.8 10.6 11.2 9.5 6.9 

 SE............................................................................ 285.72 405.65 495.22 510.79 315.32 

 CV(%) ...................................................................... 3.34 3.65 3.58 6.94 8.14 

 Stimulus payment 

 Mean........................................................................ -2,542 -2,603 -2,791 -2,342 -2,429 

 Share ....................................................................... -2.9 -2.5 -2.3 -3.0 -4.3 

 SE............................................................................ 43.52 58.33 81.76 70.46 62.57 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Stimulus payment 

 CV(%) ...................................................................... -1.71 -2.24 -2.93 -3.01 -2.58 

 State and local income taxes 

 Mean........................................................................ 2,564 3,138 3,991 1,950 1,511 

 Share ....................................................................... 2.9 3.0 3.2 2.5 2.7 

 SE............................................................................ 106.78 138.75 171.51 136.26 78.65 

 CV(%) ...................................................................... 4.16 4.42 4.30 6.99 5.21 

 Other taxes 

 Mean........................................................................ 105 146 91 223 30 

 Share ....................................................................... .1 .1 .1 .3 .1 

 SE............................................................................ 65.45 100.71 17.19 243.23 7.92 

 CV(%) ...................................................................... 62.21 68.88 18.84 109.18 26.45 

 Income after taxes 

 Mean........................................................................ 78,743 92,698 108,573 70,586 53,142 

 Share ....................................................................... 90.1 88.7 87.8 90.8 94.7 

 SE............................................................................ 956.65 1,361.82 1,827.38 1,527.64 830.56 

 CV(%) ...................................................................... 1.21 1.47 1.68 2.16 1.56 

Addenda: 

 Net change in total assets and liabilities 

 Mean........................................................................ $16,089 $21,459 -$6,612 $60,558 $6,238 

 SE............................................................................ 3,165.60 4,850.22 5,267.34 8,065.52 1,515.83 

 CV(%) ...................................................................... 19.68 22.60 -79.67 13.32 24.30 

 Net change in total assets 

 Mean........................................................................ 39,962 57,762 55,539 60,860 7,306 

 SE............................................................................ 2,729.57 4,106.89 3,908.21 7,994.16 1,489.10 

 CV(%) ...................................................................... 6.83 7.11 7.04 13.14 20.38 

 Net change in total liabilities 

 Mean........................................................................ 23,873 36,304 62,150 302 1,067 

 SE............................................................................ 1,479.93 2,283.18 4,019.37 564.81 553.57 

 CV(%) ...................................................................... 6.20 6.29 6.47 187.13 51.87 

 Other financial information: 

 Other money receipts 

 Mean........................................................................ 1,004 837 558 1,225 1,310 

 SE............................................................................ 241.12 146.30 97.83 310.18 617.53 

 CV(%) ...................................................................... 24.03 17.49 17.54 25.33 47.15 

 Mortgage principal paid on owned property 

 Mean........................................................................ -2,621 -4,029 -6,597 -452 -37 

 SE............................................................................ 68.59 106.08 134.95 109.85 8.14 

 CV(%) ...................................................................... -2.62 -2.63 -2.05 -24.32 -22.24 

 Estimated market value of owned home 

 Mean........................................................................ 253,645 391,875 418,462 354,841 49 

 SE............................................................................ 5,791.95 8,883.73 11,173.93 10,150.98 46.52 

 CV(%) ...................................................................... 2.28 2.27 2.67 2.86 94.19 

 Estimated monthly rental value of owned home 

 Mean........................................................................ 1,265 1,954 2,079 1,780 2 

 SE............................................................................ 15.46 23.38 29.99 28.08 .72 

 CV(%) ...................................................................... 1.22 1.20 1.44 1.58 46.49 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

n.a. Not applicable. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022