Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2007-2008

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 18,079 1,130 3,808 4,411 4,847 2,496 1,386 

Consumer unit characteristics: 

Income before taxes ..................................... $75,915 $41,664 $57,189 $77,614 $92,730 $93,286 $59,795 

Income after taxes ........................................ 73,542 41,422 56,281 75,263 88,643 90,194 58,882 

Age of reference person ................................ 44.1 21.6 29.6 39.6 49.3 58.8 72.4 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .8 .9 1.1 1.0 .6 .3 .2 

Persons 65 and older ................................... .2 1 ( ) 1 ( ) 1 ( ) .1 .2 1.6 

Earners ........................................................ 1.7 1.7 1.6 1.7 2.0 1.9 1.2 

Vehicles ....................................................... 2.3 1.6 1.8 2.2 2.7 2.9 2.3 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 31 42 41 44 48 56 

Female ......................................................... 56 69 58 59 56 52 44 

Housing tenure:

Homeowner .................................................. 69 29 48 69 80 86 93 

With mortgage ............................................ 52 20 42 61 62 53 37 

Without mortgage ....................................... 17 9 6 8 18 33 56 

Renter .......................................................... 31 71 52 31 20 14 7 

Race of reference person:

Black or African-American ........................... 15 17 19 14 11 14 16 

White, Asian, and all other races ................. 85 83 81 86 89 86 84 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 21 21 14 11 9 10 

Not Hispanic or Latino .................................. 86 79 79 86 89 91 90 

Education of reference person:

Elementary (1-8) .......................................... 4 4 4 3 3 5 11 

High school (9-12) ........................................ 37 57 36 34 32 36 51 

College ......................................................... 59 39 60 63 65 59 38 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 92 85 88 92 95 96 95 

Average annual expenditures .......................... $58,407 $37,707 $48,518 $59,375 $68,531 $68,224 $47,566 

Food ............................................................... 7,427 5,499 6,348 7,503 8,658 8,257 6,552 

Food at home ............................................... 4,370 3,537 3,670 4,375 4,844 5,024 4,524 

Cereals and bakery products ..................... 581 388 495 578 653 690 611 

Cereals and cereal products .................... 191 133 179 189 212 200 204 

Bakery products ....................................... 390 255 316 389 441 490 407 

Meats, poultry, fish, and eggs .................... 992 872 735 1,032 1,102 1,151 1,093 

Beef .......................................................... 290 259 210 294 322 352 332 

Pork .......................................................... 193 178 149 200 209 210 229 

Other meats ............................................. 123 100 93 125 141 134 144 

Poultry ...................................................... 184 160 147 194 203 218 160 

Fish and seafood ..................................... 147 135 88 164 169 177 155 

Eggs ......................................................... 55 41 48 55 58 62 72 

Dairy products ............................................ 479 329 435 484 510 534 543 

Fresh milk and cream .............................. 190 139 192 187 193 211 203 

Other dairy products ................................ 289 190 243 297 317 323 340 

Fruits and vegetables ................................. 750 548 627 717 841 948 792 

Fresh fruits ............................................... 257 186 214 244 293 326 260 

Fresh vegetables ..................................... 236 127 195 232 262 313 272 

Processed fruits ....................................... 131 126 108 123 143 160 145 

Processed vegetables .............................. 126 108 111 118 143 150 115 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,568 $1,401 $1,378 $1,563 $1,738 $1,700 $1,486 

Sugar and other sweets ........................... 147 102 114 149 181 161 142 

Fats and oils ............................................. 116 77 93 112 136 145 123 

Miscellaneous foods ................................ 841 832 808 825 909 858 737 

Nonalcoholic beverages ........................... 414 373 339 431 450 459 424 

Food prepared by consumer unit on

out-of-town trips ..................................... 50 416 25 46 63 77 60 

Food away from home ................................. 3,057 1,962 2,678 3,128 3,815 3,233 2,028 

Alcoholic beverages ....................................... 443 517 405 429 509 430 312 

Housing .......................................................... 19,349 12,753 17,476 21,121 21,493 20,687 14,593 

Shelter .......................................................... 11,191 7,477 10,296 12,605 12,478 11,492 7,135 

Owned dwellings ........................................ 7,852 2,376 5,748 9,251 9,536 8,909 5,848 

Mortgage interest and charges ................ 4,755 1,690 3,920 6,529 5,525 4,278 2,063 

Property taxes .......................................... 1,886 452 1,073 1,843 2,483 2,651 1,956 

Maintenance, repairs, insurance, other

expenses ................................................ 1,212 234 755 879 1,528 1,980 1,829 

Rented dwellings ........................................ 2,603 5,005 4,256 2,843 1,814 1,228 571 

Other lodging ............................................. 737 96 292 511 1,128 1,355 717 

Utilities, fuels, and public services ............... 4,141 2,785 3,409 4,140 4,675 4,677 4,427 

Natural gas ................................................. 547 272 405 547 603 684 717 

Electricity .................................................... 1,557 1,092 1,280 1,557 1,730 1,751 1,742 

Fuel oil and other fuels ............................... 176 478 117 166 253 162 210 

Telephone services .................................... 1,362 1,107 1,219 1,361 1,536 1,465 1,174 

Water and other public services ................. 499 236 389 508 553 615 584 

Household operations .................................. 1,328 778 1,526 1,676 1,126 1,240 988 

Personal services ....................................... 700 582 1,125 1,106 328 357 4255 

Other household expenses ........................ 628 195 401 570 797 883 732 

Housekeeping supplies ................................ 712 445 573 691 849 862 741 

Laundry and cleaning supplies .................. 181 122 156 205 188 221 152 

Other household products .......................... 368 224 305 352 454 450 322 

Postage and stationery .............................. 163 99 113 134 207 191 268 

Household furnishings and equipment ......... 1,977 1,268 1,672 2,008 2,366 2,416 1,302 

Household textiles ...................................... 134 59 111 112 221 118 62 

Furniture ..................................................... 531 417 453 698 507 618 279 

Floor coverings .......................................... 56 10 47 79 47 75 42 

Major appliances ........................................ 250 180 192 248 232 360 332 

Small appliances, miscellaneous

housewares .............................................. 112 59 105 96 147 117 103 

Miscellaneous household equipment ......... 894 542 764 776 1,212 1,129 484 

Apparel and services ..................................... 2,354 2,181 2,219 2,415 2,709 2,323 1,531 

Men and boys .............................................. 545 423 429 672 604 550 381 

Men, 16 and over ....................................... 444 367 319 526 495 499 347 

Boys, 2 to 15 .............................................. 102 56 110 147 109 52 34 

Women and girls .......................................... 921 651 746 875 1,247 931 681 

Women, 16 and over .................................. 764 598 596 650 1,073 831 600 

Girls, 2 to 15 ............................................... 156 53 150 225 174 100 81 

Children under 2 .......................................... 177 461 380 138 68 52 44 

Footwear ...................................................... 413 370 393 444 482 387 224 

Other apparel products and services ........... 297 276 271 286 309 402 200 

Transportation ................................................ 10,778 7,772 9,616 11,067 11,730 13,152 8,023 

Vehicle purchases (net outlay) ..................... 3,986 2,343 4,253 4,410 3,622 5,242 2,250 

Cars and trucks, new ................................. 1,745 4785 1,628 2,144 1,516 2,693 4679 

Cars and trucks, used ................................ 2,048 1,175 2,537 2,014 1,795 2,517 1,572 

Other vehicles ............................................ 192 4382 488 4253 311 433 3 ( )

Gasoline and motor oil ................................. 3,041 2,494 2,645 3,001 3,504 3,398 2,436 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,195 $2,379 $2,415 $3,129 $3,894 $3,784 $2,836 

Vehicle finance charges ............................. 393 353 413 430 396 390 254 

Maintenance and repairs ........................... 833 560 561 761 1,070 1,040 830 

Vehicle insurance ....................................... 1,373 41,212 950 1,316 1,756 1,507 41,384 

Vehicle rental, leases, licenses, and other

charges .................................................... 596 253 491 622 671 848 368 

Public transportation .................................... 557 557 304 527 711 727 500 

Healthcare ...................................................... 2,910 1,071 1,851 2,380 3,374 4,026 5,418 

Health insurance .......................................... 1,589 548 1,050 1,311 1,696 2,151 3,423 

Medical services .......................................... 707 351 508 608 917 943 696 

Drugs ........................................................... 483 127 221 360 569 722 1,187 

Medical supplies .......................................... 131 444 72 102 192 210 112 

Entertainment ................................................. 3,039 1,741 2,295 3,514 3,510 3,435 2,380 

Fees and admissions ................................... 683 218 330 773 967 849 479 

Audio and visual equipment and services .... 1,174 840 1,017 1,370 1,235 1,185 1,007 

Pets, toys, hobbies, and playground

equipment .................................................. 659 329 480 697 721 926 697 

Other entertainment supplies, equipment,

and services ............................................... 523 354 469 674 588 475 198 

Personal care products and services ............. 693 424 540 694 817 820 719 

Reading .......................................................... 118 46 70 94 152 181 154 

Education ....................................................... 1,323 563 394 703 2,753 1,746 704 

Tobacco products and smoking supplies ....... 419 475 357 451 430 422 399 

Miscellaneous ................................................ 920 357 554 1,062 1,076 1,281 744 

Cash contributions ......................................... 1,764 1,058 1,045 1,082 2,256 3,121 2,316 

Personal insurance and pensions .................. 6,870 3,251 5,349 6,859 9,063 8,342 3,722 

Life and other personal insurance ................ 396 41 195 283 530 739 514 

Pensions and Social Security ...................... 6,474 3,209 5,153 6,576 8,533 7,603 3,208 

Sources of income and personal taxes: 

Money income before taxes ........................... 75,915 41,664 57,189 77,614 92,730 93,286 59,795 

Wages and salaries ..................................... 64,779 37,094 53,581 70,117 81,003 72,257 30,940 

Self-employment income ............................. 4,049 41,588 1,825 3,750 5,927 6,478 2,181 

Social Security, private and government

retirement ................................................... 4,117 4448 255 1,203 2,514 9,524 22,861 

Interest, dividends, rental income, other

property income ......................................... 1,430 567 284 761 1,780 3,390 2,659 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 282 4125 165 275 246 670 4187 

Public assistance, supplemental security

income, food stamps .................................. 444 897 418 444 276 453 714 

Regular contributions for support ................. 618 590 378 931 787 376 4154 

Other income ............................................... 194 4356 285 133 197 4138 499 

Personal taxes ............................................... 2,373 242 908 2,351 4,087 3,092 913 

Federal income taxes ................................... 1,998 401 892 2,072 3,302 2,329 946 

2008 Tax stimulus (new UCC Q20082) ....... -468 -390 -514 -466 -480 -467 -376 

State and local income taxes ....................... 610 197 433 620 945 694 82 

Other taxes .................................................. 233 35 97 125 320 535 261 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Income after taxes ......................................... 73,542 41,422 56,281 75,263 88,643 90,194 58,882 

Addenda:

Net change in total assets and liabilities ........ - $8,839 - $993 - $5,010 - $13,600 - $10,071 - $14,351 $3,637 

Net change in total assets ............................ 9,818 13,068 15,122 11,606 5,982 8,092 3,429 

Net change in total liabilities ........................ 18,657 14,061 20,132 25,206 16,053 22,443 -208 

Other financial information:

Other money receipts ................................... 595 496 321 403 685 1,574 291 

Mortgage principal paid on owned property -2,994 -501 -1,419 -3,180 -4,057 -4,705 -1,965 

Estimated market value of owned home ...... 188,626 44,270 100,185 178,991 242,252 269,043 247,628 

Estimated monthly rental value of owned

home .......................................................... 943 309 592 954 1,154 1,241 1,122 

Gifts of goods and services ............................ 1,504 679 578 906 2,657 2,105 1,565 

Food ............................................................. 92 63 44 39 185 140 25 

Alcoholic beverages ..................................... 12 413 13 18 11 47 44 

Housing ........................................................ 294 128 175 168 568 298 206 

Housekeeping supplies .............................. 41 442 24 40 61 37 426 

Household textiles ...................................... 21 41 47 413 49 29 41 

Appliances and miscellaneous

housewares .............................................. 19 412 416 14 27 21 416 

Major appliances ...................................... 3 3 ( ) 2 ( ) 43 2 8 49 

Small appliances and miscellaneous

housewares ............................................ 16 412 415 10 25 413 47 

Miscellaneous household equipment ......... 82 414 72 57 160 48 432 

Other housing ............................................ 132 60 56 44 271 164 131 

Apparel and services ................................... 281 314 215 255 362 298 208 

Males, 2 and over ...................................... 62 459 18 57 107 62 49 

Females, 2 and over .................................. 79 437 43 63 116 127 76 

Children under 2 ........................................ 82 200 110 68 63 50 39 

Other apparel products and services ......... 58 419 44 68 75 59 443 

Jewelry and watches ................................ 17 47 415 422 14 426 47 

All other apparel products and services ... 41 412 428 46 61 433 436 

Transportation .............................................. 115 102 33 42 108 228 408 

Healthcare .................................................... 19 41 43 426 33 415 48 

Entertainment ............................................... 103 430 53 137 121 147 73 

Toys, games, arts and crafts, and tricycles 41 417 427 63 42 449 419 

Other entertainment ................................... 62 413 26 74 79 98 54 

Personal care products and services ........... 23 42 10 35 28 22 22 

Reading ........................................................ 1 3 ( ) 2 ( ) 41 1 41 41 

Education ..................................................... 480 47 410 103 1,147 787 470 

All other gifts ................................................ 84 19 22 82 92 161 141 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5.3 No data reported. 4 Data are likely to have large sampling errors.