Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 23,892 4,709 5,178 8,663 5,342 

Consumer unit characteristics: 

Income before taxes ..................................... $74,159 $82,065 $72,734 $66,123 $81,605 

Income after taxes ........................................ 71,035 79,056 69,473 63,570 77,587 

Age of reference person ................................ 39.7 39.8 39.7 39.6 39.7 

Average number in consumer unit:

Persons ........................................................ 3.2 3.1 3.3 3.1 3.3 

Children under 18 ........................................ 1.3 1.2 1.4 1.2 1.3 

Persons 65 and over .................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.6 1.6 1.7 1.6 1.7 

Vehicles ....................................................... 2.1 1.8 2.3 2.0 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 44 48 45 52 

Female ......................................................... 53 56 52 55 48 

Housing tenure:

Homeowner .................................................. 68 67 74 69 63 

With mortgage ............................................ 59 58 64 57 56 

Without mortgage ....................................... 10 9 10 12 7 

Renter .......................................................... 32 33 26 31 37 

Race of reference person:

Black or African-American ........................... 14 12 11 22 5 

White, Asian, and all other races ................. 86 88 89 78 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 10 7 15 24 

Not Hispanic or Latino .................................. 86 90 93 85 76 

Education of reference person:

Elementary (1-8) .......................................... 4 3 4 4 6 

High school (9-12) ........................................ 32 34 35 32 29 

College ......................................................... 63 63 61 64 65 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 91 86 93 91 93 

Average annual expenditures .......................... $56,350 $57,847 $56,195 $50,823 $64,232 

Food ............................................................... 7,345 7,577 7,623 6,653 8,038 

Food at home ............................................... 4,125 4,461 4,299 3,622 4,511 

Cereals and bakery products ..................... 559 620 610 482 583 

Cereals and cereal products .................... 184 207 193 158 200 

Bakery products ....................................... 375 413 417 325 383 

Meats, poultry, fish, and eggs .................... 963 1,105 909 892 1,011 

Beef .......................................................... 283 285 249 278 324 

Pork .......................................................... 193 201 195 187 192 

Other meats ............................................. 132 163 152 110 122 

Poultry ...................................................... 177 224 171 164 166 

Fish and seafood ..................................... 137 190 109 119 148 

Eggs ......................................................... 41 42 34 35 59 

Dairy products ............................................ 465 517 520 382 506 

Fresh milk and cream .............................. 185 189 194 169 199 

Other dairy products ................................ 280 329 326 213 307 

Fruits and vegetables ................................. 667 768 650 552 794 

Fresh fruits ............................................... 218 239 219 176 273 

Fresh vegetables ..................................... 205 250 185 170 245 

Processed fruits ....................................... 131 161 134 102 153 

Processed vegetables .............................. 112 118 112 104 122 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

35-44 Northeast Midwest South West

Other food at home .................................... $1,471 $1,451 $1,609 $1,314 $1,617 

Sugar and other sweets ........................... 145 154 160 127 150 

Fats and oils ............................................. 98 107 107 85 104 

Miscellaneous foods ................................ 785 742 882 696 879 

Nonalcoholic beverages ........................... 399 406 413 372 424 

Food prepared by consumer unit on

out-of-town trips ..................................... 44 43 46 33 59 

Food away from home ................................. 3,220 3,116 3,324 3,031 3,527 

Alcoholic beverages ....................................... 504 521 529 367 696 

Housing .......................................................... 19,409 21,319 18,433 16,800 22,903 

Shelter .......................................................... 11,656 13,370 10,336 9,348 15,166 

Owned dwellings ........................................ 8,465 9,693 8,132 6,650 10,650 

Mortgage interest and charges ................ 5,556 5,771 4,978 4,464 7,699 

Property taxes .......................................... 1,849 2,866 1,908 1,265 1,841 

Maintenance, repairs, insurance, other

expenses ................................................ 1,060 1,055 1,246 921 1,111 

Rented dwellings ........................................ 2,706 3,166 1,713 2,321 3,887 

Other lodging ............................................. 485 511 491 378 629 

Utilities, fuels, and public services ............... 3,712 3,994 3,709 3,797 3,330 

Natural gas ................................................. 541 687 876 329 433 

Electricity .................................................... 1,355 1,325 1,168 1,658 1,070 

Fuel oil and other fuels ............................... 147 450 103 55 70 

Telephone services .................................... 1,240 1,219 1,153 1,300 1,243 

Water and other public services ................. 430 313 408 454 514 

Household operations .................................. 1,263 1,330 1,363 1,135 1,314 

Personal services ....................................... 739 808 885 650 680 

Other household expenses ........................ 524 522 478 485 634 

Housekeeping supplies ................................ 738 716 840 694 730 

Laundry and cleaning supplies .................. 175 161 172 192 163 

Other household products .......................... 399 363 474 373 398 

Postage and stationery .............................. 164 193 195 129 169 

Household furnishings and equipment ......... 2,039 1,910 2,185 1,826 2,362 

Household textiles ...................................... 147 161 180 116 155 

Furniture ..................................................... 581 482 595 555 698 

Floor coverings .......................................... 47 56 70 36 36 

Major appliances ........................................ 260 238 233 251 316 

Small appliances, miscellaneous

housewares .............................................. 107 104 99 89 147 

Miscellaneous household equipment ......... 897 870 1,008 778 1,010 

Apparel and services ..................................... 2,366 2,597 2,187 2,182 2,657 

Men and boys .............................................. 587 659 509 565 640 

Men, 16 and over ....................................... 404 468 331 371 479 

Boys, 2 to 15 .............................................. 182 191 177 194 161 

Women and girls .......................................... 925 1,050 883 858 969 

Women, 16 and over .................................. 671 771 626 621 714 

Girls, 2 to 15 ............................................... 254 280 257 237 255 

Children under 2 .......................................... 117 107 112 108 149 

Footwear ...................................................... 400 489 348 339 480 

Other apparel products and services ........... 337 293 335 313 418 

Transportation ................................................ 9,961 8,845 9,707 9,592 11,789 

Vehicle purchases (net outlay) ..................... 4,232 3,204 4,118 4,171 5,346 

Cars and trucks, new ................................. 2,190 1,981 2,220 1,810 2,960 

Cars and trucks, used ................................ 1,912 1,167 1,791 2,261 2,122 

Other vehicles ............................................ 130 356 3107 100 264 

Gasoline and motor oil ................................. 2,507 2,229 2,468 2,613 2,621 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

35-44 Northeast Midwest South West

Other vehicle expenses ............................... $2,697 $2,691 $2,667 $2,440 $3,149 

Vehicle finance charges ............................. 385 298 345 435 419 

Maintenance and repairs ........................... 736 705 727 668 881 

Vehicle insurance ....................................... 992 969 943 962 1,107 

Vehicle rental, leases, licenses, and other

charges .................................................... 585 719 652 375 743 

Public transportation .................................... 525 721 454 369 673 

Healthcare ...................................................... 2,278 2,066 2,445 2,262 2,328 

Health insurance .......................................... 1,187 1,169 1,241 1,192 1,144 

Medical services .......................................... 650 517 742 595 766 

Drugs ........................................................... 349 296 349 387 336 

Medical supplies .......................................... 92 85 113 88 82 

Entertainment ................................................. 2,866 2,927 3,237 2,363 3,271 

Fees and admissions ................................... 796 887 870 584 988 

Audio and visual equipment and services .... 1,040 1,048 1,042 986 1,120 

Pets, toys, hobbies, and playground

equipment .................................................. 482 518 545 419 495 

Other entertainment supplies, equipment,

and services ............................................... 547 474 781 373 667 

Personal care products and services ............. 657 671 672 622 689 

Reading .......................................................... 117 142 127 86 135 

Education ....................................................... 894 1,076 862 822 883 

Tobacco products and smoking supplies ....... 356 378 435 350 269 

Miscellaneous ................................................ 867 925 930 647 1,116 

Cash contributions ......................................... 1,721 1,465 1,863 1,721 1,809 

Personal insurance and pensions .................. 7,009 7,336 7,144 6,355 7,652 

Life and other personal insurance ................ 381 385 468 359 326 

Pensions and Social Security ...................... 6,629 6,951 6,676 5,996 7,326 

Sources of income and personal taxes: 

Money income before taxes ........................... 74,159 82,065 72,734 66,123 81,605 

Wages and salaries ..................................... 66,350 73,824 64,413 60,199 71,612 

Self-employment income ............................. 4,958 5,297 4,717 3,545 7,187 

Social Security, private and government

retirement ................................................... 830 608 797 982 813 

Interest, dividends, rental income, other

property income ......................................... 760 1,019 1,634 234 536 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 229 305 214 165 281 

Public assistance, supplemental security

income, food stamps .................................. 384 394 398 338 437 

Regular contributions for support ................. 520 541 474 520 544 

Other income ............................................... 128 75 87 141 195 

Personal taxes ............................................... 3,124 3,008 3,261 2,554 4,017 

Federal income taxes ................................... 2,217 1,985 2,206 1,928 2,901 

State and local income taxes ....................... 733 812 822 505 948 

Other taxes .................................................. 173 211 234 120 168 

Income after taxes ......................................... 71,035 79,056 69,473 63,570 77,587 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

35-44 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $14,373 - $12,063 - $7,139 - $10,554 - $29,616 

Net change in total assets ............................ 16,368 15,288 10,472 12,677 29,019 

Net change in total liabilities ........................ 30,741 27,351 17,611 23,231 58,635 

Other financial information:

Other money receipts ................................... 317 256 258 294 466 

Mortgage principal paid on owned property -2,743 -2,959 -2,743 -2,144 -3,522 

Estimated market value of owned home ...... 185,320 213,517 151,081 132,459 279,383 

Estimated monthly rental value of owned

home .......................................................... 951 1,103 866 830 1,097 

Gifts of goods and services ............................ 839 792 853 758 1,007 

Food ............................................................. 89 81 147 58 91 

Alcoholic beverages ..................................... 18 17 25 14 20 

Housing ........................................................ 179 121 174 144 297 

Housekeeping supplies .............................. 25 28 30 19 27 

Household textiles ...................................... 11 313 13 11 6 

Appliances and miscellaneous

housewares .............................................. 14 12 17 15 12 

Major appliances ...................................... 4 35 7 4 32 

Small appliances and miscellaneous

housewares ............................................ 10 37 9 11 9 

Miscellaneous household equipment ......... 70 30 48 26 201 

Other housing ............................................ 59 37 66 72 51 

Apparel and services ................................... 236 221 195 265 243 

Males, 2 and over ...................................... 54 46 42 66 53 

Females, 2 and over .................................. 79 50 59 106 79 

Children under 2 ........................................ 50 58 49 42 58 

Other apparel products and services ......... 53 67 44 51 52 

Jewelry and watches ................................ 31 40 28 24 37 

All other apparel products and services ... 22 27 316 27 315 

Transportation .............................................. 50 68 25 61 43 

Health care ................................................... 25 31 20 29 18 

Entertainment ............................................... 66 72 69 45 93 

Toys, games, arts and crafts, and tricycles 20 27 19 18 17 

Other entertainment ................................... 46 45 50 26 76 

Personal care products and services ........... 19 14 27 14 22 

Reading ........................................................ 2 ( ) 31 1 2 ( ) 2 ( )

Education ..................................................... 99 115 104 91 93 

All other gifts ................................................ 58 52 65 38 88 

1 Value less than 0.05. 2 Value less than or equal to 0.5.3 Data are likely to have large sampling errors.

n.a. Not applicable.