Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 24,153 813 502 891 850 1,684 1,809 1,712 3,211 12,681

Consumer unit characteristics:

Income before taxes ....................................... $97,327 $1,030 $8,204 $12,550 $17,696 $25,022 $34,643 $44,673 $59,600 $153,534

Income after taxes .......................................... 81,458 1,141 8,828 13,193 19,142 26,148 34,349 42,649 54,465 124,600

Age of reference person ................................. 49.6 50.2 50.1 50.3 49.9 49.6 49.3 49.4 49.5 49.5

Average number in consumer unit:

People .......................................................... 2.8 1.7 1.8 1.8 2.2 2.3 2.6 2.6 2.8 3.2

Children under 18 ......................................... .7 .3 .4 .3 .5 .5 .6 .6 .6 .8

Adults 65 and older ...................................... .1 1 ( ) 1 ( ) 1 ( ) 2.1 .1 .1 1 ( ) .1 1 ( )

Earners ......................................................... 1.8 .5 .7 .6 .8 1.1 1.4 1.7 1.8 2.2

Vehicles ........................................................ 2.3 .9 1.1 .9 1.3 1.4 1.8 1.9 2.2 2.9

Percent distribution:

Reference person:

Men .............................................................. 48 39 41 39 43 44 40 43 45 53

Women ......................................................... 52 61 59 61 57 56 60 57 55 47

Housing tenure:

Homeowner .................................................. 70 34 43 35 42 44 57 58 66 85

With mortgage ............................................ 50 17 16 15 22 21 32 36 45 67

Without mortgage ....................................... 20 18 27 20 20 24 24 22 21 18

Renter ........................................................... 30 66 57 65 58 56 43 42 34 15

Race of reference person:

Black or African-American ............................ 14 24 26 24 23 23 20 17 14 10

White, Asian, and all other races .................. 86 76 74 76 77 77 80 83 86 90

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 15 18 14 15 24 21 23 22 17 10

Not Hispanic or Latino .................................. 85 82 86 85 76 79 77 78 83 90

Education of reference person:

Elementary (1-8) ........................................... 4 7 9 8 11 8 6 5 3 1

High school (9-12) ........................................ 31 49 44 56 47 46 45 40 33 20

College ......................................................... 66 42 47 36 41 45 48 54 63 79

Never attended and other ............................. 1 ( ) 1 3 ( ) 1 2 1 ( ) 1 ( ) 1 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 92 62 67 63 76 82 91 93 95 98

Average annual expenditures ........................... $70,462 $23,596 $27,917 $21,597 $28,095 $30,439 $40,493 $43,901 $51,679 $99,879

Food ............................................................... 8,599 4,045 4,237 3,370 4,517 4,852 5,222 5,877 6,519 11,812

Food at home ............................................... 4,762 2,728 2,871 2,235 3,052 3,331 3,092 3,790 3,958 6,127

Cereals and bakery products ..................... 595 349 359 273 337 387 371 502 537 758

Cereals and cereal products .................... 195 93 137 96 155 141 124 182 167 244

Bakery products ....................................... 399 256 222 176 182 246 247 319 369 514

Meats, poultry, fish, and eggs .................... 1,095 747 712 570 889 991 803 877 865 1,345

Beef .......................................................... 315 190 171 156 216 334 229 242 237 389

Pork .......................................................... 195 153 169 155 196 167 146 165 166 226

Other meats .............................................. 150 97 111 61 124 137 101 99 116 191

Poultry ...................................................... 211 138 148 128 192 166 162 166 160 262

Fish and seafood ...................................... 155 117 256 241 107 104 100 143 129 200

Eggs ......................................................... 69 52 57 30 53 82 65 63 57 77

Dairy products ............................................ 469 219 343 227 330 294 311 365 383 611

Fresh milk and cream ............................... 157 82 160 75 146 128 116 146 133 187

Other dairy products ................................. 313 137 184 151 183 167 195 220 250 424

Fruits and vegetables ................................. 882 439 458 381 485 650 593 702 741 1,139

Fresh fruits ............................................... 324 122 150 126 146 238 205 274 270 424

Fresh vegetables ...................................... 280 140 147 111 163 219 198 214 236 360

Processed fruits ........................................ 125 57 86 69 74 84 75 102 113 160

Processed vegetables .............................. 153 119 74 74 101 109 115 112 123 196

Other food at home .................................... 1,721 974 999 784 1,012 1,008 1,013 1,344 1,433 2,273

Sugar and other sweets ........................... 199 100 122 103 95 108 93 135 134 282

Fats and oils ............................................. 130 84 103 62 116 86 83 93 110 166

Miscellaneous foods ................................. 862 497 408 396 446 485 494 716 733 1,141

Nonalcoholic beverages ........................... 461 279 354 212 333 312 313 381 415 576

Food prepared by consumer unit on

out-of-town trips ...................................... 68 214 212 211 222 217 31 19 42 107

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,837 1,317 1,366 1,135 1,464 1,521 2,130 2,086 2,560 5,685

Alcoholic beverages ....................................... 555 209 550 168 177 224 287 285 326 827

Housing .......................................................... 21,598 10,002 9,732 9,342 11,145 11,952 14,289 15,891 16,889 28,711

Shelter .......................................................... 12,731 5,857 5,705 5,774 6,679 6,984 8,237 8,853 9,419 17,111

Owned dwellings ........................................ 8,292 1,828 1,795 1,528 2,097 2,280 3,926 4,236 5,254 12,593

Mortgage interest and charges ................. 4,251 825 2600 702 876 940 1,830 2,096 2,550 6,597

Property taxes .......................................... 2,463 634 731 523 761 716 1,153 1,251 1,562 3,710

Maintenance, repairs, insurance, other

expenses ................................................ 1,578 369 465 303 460 623 944 889 1,142 2,286

Rented dwellings ........................................ 3,425 3,973 3,801 4,206 4,447 4,559 4,087 4,342 3,743 2,803

Other lodging .............................................. 1,014 256 2109 240 2135 145 224 275 422 1,716

Utilities, fuels, and public services ................ 4,631 2,608 2,485 2,391 2,999 3,110 3,809 3,779 4,309 5,628

Natural gas ................................................. 448 250 267 262 295 335 325 288 395 558

Electricity .................................................... 1,681 1,192 1,110 1,052 1,335 1,263 1,489 1,490 1,531 1,949

Fuel oil and other fuels ............................... 113 272 215 223 255 230 118 105 100 144

Telephone services .................................... 1,723 784 743 763 925 1,045 1,341 1,379 1,682 2,144

Residential phone service, VOIP, and

phone cards ............................................ 337 180 184 202 222 219 289 268 314 408

Cellular phone service .............................. 1,386 604 560 561 703 827 1,052 1,111 1,367 1,736

Water and other public services ................. 666 310 351 291 389 438 536 517 601 832

Household operations .................................. 1,232 401 457 357 515 466 569 706 786 1,807

Personal services ....................................... 216 21

210 213 261 222 2-17 2125 256 374

Other household expenses ........................ 1,016 400 448 344 454 444 586 581 730 1,433

Housekeeping supplies ................................ 770 423 337 318 349 426 489 581 633 1,037

Laundry and cleaning supplies ................... 197 123 83 105 120 142 132 156 183 247

Other household products .......................... 422 224 185 159 191 241 300 308 314 575

Postage and stationery ............................... 151 275 269 253 238 43 57 117 136 214

Household furnishings and equipment ......... 2,234 714 747 503 603 966 1,185 1,972 1,741 3,128

Household textiles ...................................... 148 29

293 227 218 104 132 102 120 202

Furniture ..................................................... 567 155 143 109 116 370 300 340 359 820

Floor coverings ........................................... 22 25

2225211 240 26 18 15 28

Major appliances ........................................ 305 82 122 119 203 75 252 258 310 390

Small appliances, miscellaneous

housewares .............................................. 141 69 29 22 33 54 86 129 108 198

Miscellaneous household equipment ......... 1,050 393 357 220 222 323 409 1,124 828 1,491

Apparel and services ...................................... 2,467 651 935 707 1,291 1,078 1,474 1,243 1,479 3,685

Men and boys ............................................... 556 48 172 82 316 236 390 236 404 819

Men, 16 and over ....................................... 448 237 2104 237 258 169 340 169 335 663

Boys, 2 to 15 .............................................. 108 211 68 45 58 67 50 67 69 156

Women and girls .......................................... 1,007 341 353 378 620 395 574 518 575 1,511

Women, 16 and over .................................. 861 312 291 306 578 342 488 421 504 1,289

Girls, 2 to 15 ............................................... 146 229 262 272 42 53 86 97 71 222

Children under 2 ........................................... 48 218 212 3 ( ) 26

226 214 216 226 78

Footwear ...................................................... 504 2172 2214 2130 2248 294 350 335 306 721

Other apparel products and services ........... 352 72 183 117 100 126 146 138 168 556

Transportation ................................................ 11,388 3,489 4,012 3,907 4,510 4,791 7,593 8,100 10,016 15,425

Vehicle purchases (net outlay) ..................... 4,515 21,617 21,702 2454 2622 1,313 3,558 2,747 4,088 6,266

Cars and trucks, new .................................. 1,807 2504 2712 3 ( ) 3 ( ) 2145 21,333 21,195 1,271 2,689

Cars and trucks, used ................................ 2,595 1,113 2990 2454 2439 1,168 2,202 1,551 2,622 3,428

Other vehicles ............................................ 112 3 ( ) 3 ( ) 3 ( ) 2183 3 ( ) 223 3 ( ) 2195 149

Gasoline and motor oil ................................. 2,499 884 947 854 1,344 1,517 1,918 2,107 2,390 3,150

Other vehicle expenses ................................ 3,615 797 988 2,449 2,410 1,773 1,808 2,859 3,173 4,821

Vehicle finance charges ............................. 282 70 271 237 54 108 199 166 254 393

Maintenance and repairs ............................ 1,077 255 336 304 407 575 589 846 944 1,465

Vehicle insurance ....................................... 1,487 2338 2443 21,997 21,803 2902 2681 1,453 1,497 1,775

Vehicle rental, leases, licenses, and other

charges ..................................................... 770 133 138 110 145 188 339 393 478 1,188

Public and other transportation .................... 760 191 375 150 134 187 310 387 366 1,188

Healthcare ...................................................... 4,800 1,528 1,736 1,023 1,742 1,968 2,569 3,288 4,324 6,626

Health insurance .......................................... 3,286 816 1,208 623 1,115 1,388 1,794 2,158 2,963 4,558

Medical services ........................................... 904 206 331 171 316 322 403 644 780 1,278

Drugs ............................................................ 459 445 159 189 287 209 281 394 462 573

Medical supplies ........................................... 151 261 238 241 225 49 91 93 119 218

Entertainment ................................................. 3,486 1,416 1,704 981 1,761 1,223 1,938 2,018 2,503 4,995

Fees and admissions ................................... 931 120 121 77 104 101 287 212 401 1,572

Audio and visual equipment and services .... 1,239 752 785 640 769 791 919 1,020 1,092 1,537

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 822 425 734 234 821 272 446 656 577 1,132

Pets ............................................................ 662 371 683 163 810 219 336 570 514 880

Toys, hobbies, and playground equipment 160 254 251 271 211 253 2111 286 63 251

Other entertainment supplies, equipment,

and services ............................................... 494 2119 265 230 267 59 286 130 434 755

Personal care products and services ............. 848 204 378 290 293 336 534 468 606 1,224

Reading .......................................................... 121 230 255 219 231 36 37 41 89 188

Education ....................................................... 2,558 2159 292 283 2189 484 711 605 841 4,382

Tobacco products and smoking supplies ....... 453 477 487 549 547 511 526 544 507 393

Miscellaneous ................................................. 1,221 505 244 332 210 427 1,586 628 912 1,653

Cash contributions .......................................... 2,382 666 236 352 611 614 738 1,038 1,143 3,803

Personal insurance and pensions .................. 9,985 215 3,520 474 1,070 1,943 2,988 3,875 5,523 16,154

Life and other personal insurance ................ 434 283 2144 275 93 106 95 166 199 704

Pensions and Social Security ....................... 9,551 133 3,376 399 977 1,837 2,892 3,709 5,324 15,450

Sources of income and personal taxes:

Money income before taxes ........................... $97,327 $1,030 $8,204 $12,550 $17,696 $25,022 $34,643 $44,673 $59,600 $153,534

Wages and salaries ...................................... 84,206 734 3,180 4,381 9,512 18,689 28,233 38,467 52,999 134,146

Self-employment income .............................. 7,670 2-1,968 2360 2391 2876 1,312 1,833 2,252 3,559 12,994

Social Security, private and government

retirement ................................................... 2,409 244 1,664 4,433 5,081 3,162 2,339 2,577 1,559 2,359

Interest, dividends, rental income, other

property income .......................................... 1,767 261 287 280 248 135 269 330 528 3,116

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 551 1,395 1,924 2,702 1,633 1,154 1,133 314 360 136

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 443 239 2373 2280 2168 333 554 576 382 497

Other income ................................................ 282 525 2616 2282 2378 2237 283 157 214 286

Personal taxes (contains some imputed

values) .......................................................... 15,869 -111 -624 -643 -1,446 -1,125 294 2,024 5,135 28,934

Federal income taxes ................................... 12,545 -51 -511 -593 -1,396 -1,324 -630 1,261 3,690 23,215

State and local income taxes ....................... 3,219 -72 -114 -58 -63 171 447 732 1,413 5,606

Other taxes ................................................... 105 212 21

28214 228 2477 231 32 113

Income after taxes .......................................... 81,458 1,141 8,828 13,193 19,142 26,148 34,349 42,649 54,465 124,600

Addenda:

Net change in total assets and liabilities ........ $12,227 - $2,125 - $19,712 $549 - $1,989 $460 $97 $3,291 $6,229 $22,204

Net change in total assets ............................ 18,978 -1,686 1,092 406 -1,820 6,141 2,789 4,279 9,173 32,192

Net change in total liabilities ......................... 6,751 439 20,805 -143 169 5,681 2,692 988 2,944 9,988

Other financial information:

Other money receipts ................................... 590 2356 21,170 255 27

229 226 2245 510 880

Mortgage principal paid on owned property -2,867 -491 2-1,036 -598 -829 -622 -1,148 -1,326 -1,696 -4,435

Estimated market value of owned home ...... 208,871 52,865 127,380 41,650 58,508 61,788 101,323 99,886 135,716 312,046

Estimated monthly rental value of owned

home .......................................................... 1,149 360 521 302 403 426 642 677 864 1,638

Gifts of goods and services, total ................... 2,001 337 335 143 518 528 590 818 721 3,322

Food ............................................................. 138 260 225 218 68 42 42 83 53 222

Alcoholic beverages ..................................... 10 3 ( ) 3 ( ) 3 ( ) 215 214 22

2221 16

Housing ........................................................ 285 106 272 248 93 106 147 210 188 415

Housekeeping supplies .............................. 36 22

215 2529210 32 27 53 44

Household textiles ...................................... 13 23

3 ( ) 213 ( ) 2125251 ( ) 25

Appliances and miscellaneous

housewares .............................................. 20 3 ( ) 3 ( ) 3 ( ) 24

210 212 223 25 30

Major appliances ...................................... 7 3 ( ) 3 ( ) 3 ( ) 22

21282122 12

Small appliances and miscellaneous

housewares ............................................ 12 3 ( ) 3 ( ) 3 ( ) 22

2924222 23 18

Miscellaneous household equipment ......... 44 214 21

27225 10 213 55 13 67

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 172 287 256 235 255 276 86 100 117 249

Apparel and services .................................... 334 230 2180 225 2116 56 118 133 140 561

Males, 2 and over ....................................... 64 24

245 216 223 217 38 58 61 88

Females, 2 and over ................................... 88 25

211 26232 19 42 34 39 146

Children under 2 ......................................... 37 218 212 3 ( ) 26

210 24216 219 62

Other apparel products and services ......... 145 24

2111 23255 210 234 226 222 264

Jewelry and watches ................................ 117 3 ( ) 285 21

3 ( ) 1 ( ) 3 ( ) 210 210 225

All other apparel products and services ... 28 24

226 22255 29234 216 212 39

Transportation .............................................. 169 25

216 22 58 23 40 188 129 250

Healthcare .................................................... 31 21

3 ( ) 226 232 2325211 210 50

Entertainment ............................................... 114 241 22

27211 215 296 230 56 182

Toys, games, arts and crafts, and tricycles 46 25

3 ( ) 3 ( ) 3 ( ) 24269 2726 79

Other entertainment ................................... 67 236 22

27211 11 28 23 50 104

Personal care products and services ........... 24 3 ( ) 214 212 232 26

26219 21 39

Reading ........................................................ 4 3 ( ) 26

233 ( ) 3 ( ) 1 ( ) 2223 6

Education ..................................................... 767 23

2821256 2215 282 2117 71 1,383

All other gifts ................................................. 126 291 211 21

236 48 52 24 68 198

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017