Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006

Item Total

25-34 Northeast Midwest South West

Number of consumer units (in thousands) ....... 19,853 3,264 4,206 7,208 5,174 

Consumer unit characteristics: 

Income before taxes ..................................... $56,149 $55,961 $56,824 $52,539 $60,747 

Income after taxes ........................................ 54,480 54,068 55,601 50,989 58,691 

Age of reference person ................................ 29.6 29.5 29.5 29.6 29.6 

Average number in consumer unit:

Persons ........................................................ 2.8 2.6 2.8 2.9 2.9 

Children under 18 ........................................ 1.1 .9 1.0 1.2 1.0 

Persons 65 and over .................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 1.4 1.6 1.5 1.6 

Vehicles ....................................................... 1.8 1.4 2.0 1.7 1.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 44 50 44 54 

Female ......................................................... 52 56 50 56 46 

Housing tenure:

Homeowner .................................................. 49 45 54 50 46 

With mortgage ............................................ 42 39 46 42 42 

Without mortgage ....................................... 7 6 8 8 4 

Renter .......................................................... 51 55 46 50 54 

Race of reference person:

Black or African-American ........................... 14 10 10 25 5 

White, Asian, and all other races ................. 86 90 90 75 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 18 14 6 17 29 

Not Hispanic or Latino .................................. 82 86 94 83 71 

Education of reference person:

Elementary (1-8) .......................................... 3 1 2 3 5 

High school (9-12) ........................................ 32 30 32 33 30 

College ......................................................... 65 68 66 64 65 

Never attended and other ............................ 2 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 89 78 92 90 91 

Average annual expenditures .......................... $46,341 $45,203 $43,833 $43,733 $52,813 

Food ............................................................... 5,871 5,926 5,350 5,686 6,580 

Food at home ............................................... 3,065 2,943 2,924 2,878 3,554 

Cereals and bakery products ..................... 397 396 383 386 426 

Cereals and cereal products .................... 141 153 127 138 148 

Bakery products ....................................... 256 243 255 248 278 

Meats, poultry, fish, and eggs .................... 700 659 663 669 809 

Beef .......................................................... 209 180 228 196 231 

Pork .......................................................... 131 116 126 141 133 

Other meats ............................................. 93 95 106 81 99 

Poultry ...................................................... 140 136 107 143 169 

Fish and seafood ..................................... 95 101 71 80 134 

Eggs ......................................................... 32 31 24 29 42 

Dairy products ............................................ 350 362 362 306 395 

Fresh milk and cream .............................. 141 133 141 133 157 

Other dairy products ................................ 209 229 221 172 238 

Fruits and vegetables ................................. 499 500 452 437 634 

Fresh fruits ............................................... 155 159 138 124 213 

Fresh vegetables ..................................... 161 160 143 141 205 

Processed fruits ....................................... 100 108 93 81 126 

Processed vegetables .............................. 84 73 78 90 89 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

25-34 Northeast Midwest South West

Other food at home .................................... $1,119 $1,027 $1,065 $1,080 $1,290 

Sugar and other sweets ........................... 93 89 83 92 107 

Fats and oils ............................................. 76 78 63 72 94 

Miscellaneous foods ................................ 618 560 612 586 710 

Nonalcoholic beverages ........................... 298 278 275 302 328 

Food prepared by consumer unit on

out-of-town trips ..................................... 34 23 32 27 52 

Food away from home ................................. 2,806 2,983 2,426 2,808 3,026 

Alcoholic beverages ....................................... 567 604 643 453 638 

Housing .......................................................... 16,342 17,104 14,912 14,578 19,481 

Shelter .......................................................... 10,121 11,255 8,713 8,158 13,284 

Owned dwellings ........................................ 5,681 5,874 5,410 4,533 7,379 

Mortgage interest and charges ................ 3,919 3,777 3,596 3,069 5,454 

Property taxes .......................................... 1,110 1,449 1,189 839 1,208 

Maintenance, repairs, insurance, other

expenses ................................................ 652 648 624 625 716 

Rented dwellings ........................................ 4,166 5,121 3,001 3,413 5,558 

Other lodging ............................................. 274 260 302 213 347 

Utilities, fuels, and public services ............... 3,002 2,941 3,047 3,214 2,708 

Natural gas ................................................. 408 505 670 262 339 

Electricity .................................................... 1,091 957 948 1,389 876 

Fuel oil and other fuels ............................... 69 213 71 27 36 

Telephone services .................................... 1,114 1,061 1,084 1,185 1,073 

Water and other public services ................. 320 206 275 351 385 

Household operations .................................. 1,068 1,075 1,045 1,100 1,036 

Personal services ....................................... 679 715 737 688 596 

Other household expenses ........................ 389 361 309 412 440 

Housekeeping supplies ................................ 517 492 513 546 497 

Laundry and cleaning supplies .................. 141 107 137 160 141 

Other household products .......................... 259 249 255 274 249 

Postage and stationery .............................. 117 136 120 112 108 

Household furnishings and equipment ......... 1,634 1,340 1,593 1,560 1,956 

Household textiles ...................................... 130 92 122 152 133 

Furniture ..................................................... 524 375 404 516 725 

Floor coverings .......................................... 38 51 47 26 39 

Major appliances ........................................ 189 187 192 160 228 

Small appliances, miscellaneous

housewares .............................................. 99 88 104 94 109 

Miscellaneous household equipment ......... 654 547 723 613 722 

Apparel and services ..................................... 2,117 2,315 1,841 2,093 2,265 

Men and boys .............................................. 506 498 415 519 575 

Men, 16 and over ....................................... 381 406 321 353 459 

Boys, 2 to 15 .............................................. 125 91 94 166 117 

Women and girls .......................................... 733 768 669 740 755 

Women, 16 and over .................................. 583 663 549 542 618 

Girls, 2 to 15 ............................................... 150 105 120 199 137 

Children under 2 .......................................... 180 182 186 169 187 

Footwear ...................................................... 377 421 288 389 411 

Other apparel products and services ........... 321 445 283 277 336 

Transportation ................................................ 8,924 7,789 8,102 8,957 10,259 

Vehicle purchases (net outlay) ..................... 3,930 3,151 3,193 4,160 4,699 

Cars and trucks, new ................................. 1,919 1,646 1,534 2,058 2,210 

Cars and trucks, used ................................ 1,941 1,484 1,555 2,066 2,368 

Other vehicles ............................................ 71 422 4104 436 122 

Gasoline and motor oil ................................. 2,236 1,821 2,191 2,351 2,372 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

25-34 Northeast Midwest South West

Other vehicle expenses ............................... $2,351 $2,237 $2,420 $2,202 $2,573 

Vehicle finance charges ............................. 402 302 389 437 425 

Maintenance and repairs ........................... 621 457 614 616 736 

Vehicle insurance ....................................... 855 877 800 832 917 

Vehicle rental, leases, licenses, and other

charges .................................................... 474 601 617 316 495 

Public transportation .................................... 407 580 298 244 615 

Healthcare ...................................................... 1,588 1,346 1,727 1,665 1,520 

Health insurance .......................................... 853 787 875 904 805 

Medical services .......................................... 434 304 510 438 450 

Drugs ........................................................... 240 191 279 264 208 

Medical supplies .......................................... 60 64 63 59 58 

Entertainment ................................................. 2,345 2,151 2,290 2,300 2,580 

Fees and admissions ................................... 482 468 497 395 599 

Audio and visual equipment and services .... 956 909 952 976 964 

Pets, toys, hobbies, and playground

equipment .................................................. 426 365 415 434 462 

Other entertainment supplies, equipment,

and services ............................................... 482 409 426 495 555 

Personal care products and services ............. 525 438 482 537 606 

Reading .......................................................... 85 91 89 65 108 

Education ....................................................... 744 791 822 583 877 

Tobacco products and smoking supplies ....... 313 338 399 318 220 

Miscellaneous ................................................ 656 633 801 535 721 

Cash contributions ......................................... 1,075 658 1,145 1,141 1,189 

Personal insurance and pensions .................. 5,188 5,019 5,230 4,823 5,769 

Life and other personal insurance ................ 196 141 181 208 225 

Pensions and Social Security ...................... 4,992 4,878 5,049 4,615 5,544 

Sources of income and personal taxes: 

Money income before taxes ........................... 56,149 55,961 56,824 52,539 60,747 

Wages and salaries ..................................... 51,620 52,334 51,490 48,192 56,052 

Self-employment income ............................. 2,599 1,730 3,175 2,671 2,577 

Social Security, private and government

retirement ................................................... 356 264 350 405 352 

Interest, dividends, rental income, other

property income ......................................... 334 359 377 173 506 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 182 264 250 92 201 

Public assistance, supplemental security

income, food stamps .................................. 369 404 297 395 369 

Regular contributions for support ................. 386 262 467 433 333 

Other income ............................................... 302 344 418 177 357 

Personal taxes ............................................... 1,669 1,893 1,223 1,550 2,055 

Federal income taxes ................................... 1,089 1,237 641 1,093 1,352 

State and local income taxes ....................... 476 555 467 375 572 

Other taxes .................................................. 105 102 114 82 131 

Income after taxes ......................................... 54,480 54,068 55,601 50,989 58,691 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

25-34 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $10,066 - $10,484 - $1,604 - $4,973 - $23,775 

Net change in total assets ............................ 19,589 13,317 21,263 10,870 34,332 

Net change in total liabilities ........................ 29,655 23,801 22,867 15,843 58,107 

Other financial information:

Other money receipts ................................... 361 1,010 198 142 391 

Mortgage principal paid on owned property -1,570 -1,535 -1,553 -1,068 -2,305 

Estimated market value of owned home ...... 113,265 110,651 96,009 80,773 174,202 

Estimated monthly rental value of owned

home .......................................................... 599 626 562 530 708 

Gifts of goods and services ............................ 707 485 568 512 1,238 

Food ............................................................. 41 36 47 36 46 

Alcoholic beverages ..................................... 23 5 72 11 9 

Housing ........................................................ 258 120 144 136 607 

Housekeeping supplies .............................. 24 13 22 24 35 

Household textiles ...................................... 8 44 9 13 44 

Appliances and miscellaneous

housewares .............................................. 20 424 22 14 25 

Major appliances ...................................... 3 2 ( ) 2 ( ) 43 47 

Small appliances and miscellaneous

housewares ............................................ 17 424 22 11 18 

Miscellaneous household equipment ......... 31 36 41 23 29 

Other housing ............................................ 174 43 49 62 515 

Apparel and services ................................... 192 198 161 171 245 

Males, 2 and over ...................................... 41 21 38 33 69 

Females, 2 and over .................................. 49 66 41 42 54 

Children under 2 ........................................ 59 72 53 47 73 

Other apparel products and services ......... 42 39 29 48 49 

Jewelry and watches ................................ 22 31 16 28 13 

All other apparel products and services ... 20 49 413 20 36 

Transportation .............................................. 43 10 17 50 75 

Health care ................................................... 9 46 47 414 45 

Entertainment ............................................... 61 44 46 29 131 

Toys, games, arts and crafts, and tricycles 16 13 19 12 21 

Other entertainment ................................... 45 30 27 17 110 

Personal care products and services ........... 15 410 17 11 21 

Reading ........................................................ 2 ( ) 2 ( ) 1 2 ( ) 1 

Education ..................................................... 13 44 28 8 11 

All other gifts ................................................ 53 51 28 45 86 

1 Value less than 0.05. 2 Value less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.