Table 3203. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Surveys, 2020-2021

Item 

Total 

under 25 

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

Number of consumer units (in thousands)1.................................................... 5,824 1,425 1,032 685 481 893 1,309 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $45,273 $6,752 $22,077 $34,871 $44,541 $58,630 $102,099 

 Income after taxes....................................................................................... 43,569 7,634 24,135 36,956 44,698 56,775 92,053 

 Age of reference person ............................................................................. 21.9 21.0 21.8 22.0 22.4 22.3 22.7 

 Average number in consumer unit: 

 People ...................................................................................................... 2.1 1.3 1.8 2.2 2.1 2.4 2.9 

 Children under 18 .................................................................................... .3 2

.2 .3 .5 2.3 .4 .4 

 Adults 65 and older .................................................................................. ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 Earners..................................................................................................... 1.5 .8 1.2 1.4 1.5 1.8 2.3 

 Vehicles ................................................................................................... 1.3 .5 1.1 1.4 1.5 1.5 2.1 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 49 41 44 55 55 53 55 

 Women ..................................................................................................... 51 59 56 45 45 47 45 

 Housing tenure: 

 Homeowner .............................................................................................. 17 3 13 14 16 20 35 

 With mortgage ...................................................................................... 10 ( 3 ) 5 6 11 14 25 

 Without mortgage ................................................................................. 7 3 8 9 5 7 10 

 Renter ...................................................................................................... 83 97 87 86 84 80 65 

 Race of reference person: 

 Black or African-American ....................................................................... 12 15 12 16 8 4 15 

 White, Asian, and all other races, not including Black or 

 African-American .................................................................................. 88 85 88 84 92 96 85 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 22 13 15 22 23 33 29 

 Not Hispanic or Latino ............................................................................. 78 87 85 78 77 67 71 

 Education of reference person: 

 Elementary (1-8) ...................................................................................... 1 1 1 1 1 1 1 

 High school (9-12) ................................................................................... 33 28 40 41 35 37 27 

 College ..................................................................................................... 66 72 59 58 64 62 73 

 Never attended and other ........................................................................ ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 At least one vehicle owned or leased ......................................................... 76 46 71 87 90 89 91 

Average annual expenditures ........................................................................ $40,416 $22,532 $30,216 $33,996 $44,982 $46,965 $64,936 

 Food ............................................................................................................ 5,111 4,056 4,141 4,643 5,636 5,645 6,703 

 Food at home ........................................................................................... 2,871 2,281 2,172 2,578 2,872 3,354 3,950 

 Cereals and bakery products ............................................................... 375 335 281 357 283 466 494 

 Cereals and cereal products ............................................................. 133 109 79 118 90 159 215 

 Bakery products ................................................................................ 242 226 202 239 193 308 279 

 Meats, poultry, fish, and eggs .............................................................. 657 474 547 511 732 859 869 

 Beef ................................................................................................... 158 98 192 275 206 187 204 

 Pork ................................................................................................... 132 110 80 266 132 213 179 

 Other meats ....................................................................................... 107 82 81 296 109 120 153 

 Poultry ............................................................................................... 128 93 116 79 154 148 176 

 Fish and seafood ............................................................................... 89 60 251 288 283 141 123 

 Eggs................................................................................................... 44 31 27 2109 247 49 34 

 Dairy products....................................................................................... 248 202 181 228 186 252 394 

 Fresh milk and cream ........................................................................ 85 70 59 106 65 101 114 

 Other dairy products .......................................................................... 162 131 122 122 121 151 280 

 Fruits and vegetables ........................................................................... 584 470 367 543 605 667 835 

 Fresh fruits ......................................................................................... 201 165 138 178 215 200 297 

 Fresh vegetables ............................................................................... 190 116 122 177 229 222 296 

 Processed fruits ................................................................................. 88 78 51 93 97 93 116 

 Processed vegetables ....................................................................... 104 110 56 96 64 153 126 

 Other food at home ............................................................................... 1,008 800 795 938 1,066 1,110 1,358 

 Sugar and other sweets .................................................................... 115 76 75 96 127 116 197 

 Fats and oils ...................................................................................... 73 66 241 63 74 90 98 

 Miscellaneous foods .......................................................................... 509 415 362 526 460 601 693 

See footnotes at end of table. 
Table 3203. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

under 25 

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Nonalcoholic beverages .................................................................... 284 228 292 240 384 277 319 

 Food prepared by consumer unit on out of town trips ...................... 27 216 224 213 219 226 51 

 Food away from home ............................................................................. 2,240 1,775 1,970 2,065 2,764 2,291 2,753 

 Alcoholic beverages .................................................................................... 293 264 187 2152 255 263 509 

 Housing ....................................................................................................... 15,348 8,157 12,529 14,220 16,847 19,170 22,888 

 Shelter ...................................................................................................... 10,270 6,034 8,399 9,246 11,087 12,265 15,231 

 Owned dwellings .................................................................................. 1,276 2155 843 719 1,042 1,248 3,232 

 Mortgage interest and charges ......................................................... 501 29 2268 2208 2507 2653 1,268 

 Property taxes ................................................................................... 434 248 265 256 313 401 1,147 

 Maintenance, repairs, insurance, and other expenses ..................... 340 297 2310 2255 2221 194 817 

 Rented dwellings .................................................................................. 8,617 5,621 7,118 8,413 9,793 10,837 11,220 

 Other lodging ........................................................................................ 377 2258 2438 2114 2252 2180 779 

 Utilities, fuels, and public services ........................................................... 2,330 931 1,890 2,329 2,651 2,809 3,753 

 Natural gas ........................................................................................... 211 66 162 193 211 263 382 

 Electricity .............................................................................................. 928 444 840 954 1,041 1,082 1,363 

 Fuel oil and other fuels ......................................................................... 

217 ( 3

 ) 21 28 223 214 252 

 Telephone services .............................................................................. 864 310 621 845 1,067 1,067 1,457 

 Residential phone service, VOIP, and phone cards ......................... 27 25 225 241 223 236 240 

 Cellular phone service ....................................................................... 838 305 596 805 1,045 1,031 1,417 

 Water and other public services ........................................................... 309 111 265 330 309 382 499 

 Household operations .............................................................................. 619 289 527 614 677 852 879 

 Personal services ................................................................................. 

252 219 258 293 252 2127 212 

 Other household expenses .................................................................. 567 270 469 521 625 725 868 

 Housekeeping supplies ............................................................................ 358 143 280 350 415 439 609 

 Laundry and cleaning supplies ............................................................. 88 59 94 2105 253 77 140 

 Other household products .................................................................... 229 63 151 224 338 288 398 

 Postage and stationery ......................................................................... 41 220 236 221 224 274 71 

 Household furnishings and equipment .................................................... 1,771 760 1,432 1,680 2,016 2,805 2,416 

 Household textiles ................................................................................ 77 30 163 288 261 72 85 

 Furniture ............................................................................................... 471 159 391 355 459 794 718 

 Floor coverings ..................................................................................... 12 212 212 28 214 213 214 

 Major appliances .................................................................................. 249 105 198 216 230 279 443 

 Small appliances and miscellaneous housewares ............................... 80 48 91 78 268 66 125 

 Miscellaneous household equipment ................................................... 881 407 577 935 1,184 1,580 1,029 

 Apparel and services .................................................................................. 1,349 743 984 733 2,238 1,443 2,101 

 Men and boys .......................................................................................... 300 180 2302 253 2394 356 484 

 Men, 16 and over .................................................................................. 263 167 2295 248 2376 2238 420 

 Boys, 2 to 15 ......................................................................................... 37 213 27 25 219 2118 265 

 Women and girls ...................................................................................... 427 277 430 370 511 391 617 

 Women, 16 and over ............................................................................ 376 271 383 365 300 317 590 

 Girls, 2 to 15 ......................................................................................... 

251 26 248 25 2210 274 226 

 Children under 2 ...................................................................................... 

248 29 222 252 264 275 288 

 Footwear .................................................................................................. 383 2182 2121 2179 21,108 2468 456 

 Other apparel products and services....................................................... 191 96 109 79 161 153 456 

 Transportation ............................................................................................. 7,688 2,275 5,623 6,381 9,386 8,924 14,427 

 Vehicle purchases (net outlay) ................................................................ 3,358 2620 21,921 21,822 24,514 23,777 7,567 

 Cars and trucks, new ............................................................................ 998 ( 4 ) 2410 ( 4 ) 21,428 ( 4 ) 23,593 

 Cars and trucks, used ........................................................................... 2,294 2620 1,501 1,793 22,686 3,760 3,860 

 Other vehicles ....................................................................................... 

266 ( 4

 ) 29 229 2400 217 2114 

 Gasoline, other fuels, and motor oil ......................................................... 1,636 777 1,415 1,753 2,059 1,971 2,301 

 Other vehicle expenses ........................................................................... 2,457 734 2,090 2,628 2,659 2,898 4,152 

 Vehicle finance charges ....................................................................... 175 236 139 212 226 161 325 

 Maintenance and repairs ...................................................................... 581 230 608 780 708 622 759 

 Vehicle rental, leases, licenses, and other charges ............................. 535 134 618 522 329 519 999 

 Vehicle insurance ................................................................................. 1,166 333 725 1,113 1,397 1,596 2,068 

 Public and other transportation ................................................................ 237 144 198 2178 2154 278 407 

 Healthcare ................................................................................................... 1,360 397 780 1,374 1,840 1,777 2,402 

 Health insurance ...................................................................................... 876 153 432 928 1,049 1,212 1,695 

 Medical services ...................................................................................... 292 106 212 290 491 276 494 

 Drugs........................................................................................................ 129 111 90 2114 2157 222 122 

 Medical supplies ...................................................................................... 63 227 246 242 2143 267 91 

 Entertainment .............................................................................................. 1,523 781 988 1,552 2,367 1,564 2,254 

 Fees and admissions ............................................................................... 234 113 216 105 279 164 474 

 Audio and visual equipment and services ............................................... 535 263 336 518 828 659 747 

 Pets, toys, hobbies, and playground equipment ..................................... 487 293 221 806 463 557 725 

See footnotes at end of table. 
Table 3203. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

under 25 

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Pets ....................................................................................................... 365 185 167 774 2394 328 525 

 Toys, hobbies, and playground equipment .......................................... 122 2108 254 232 269 2228 2200 

 Other entertainment supplies, equipment, and services ......................... 267 112 214 2124 2796 184 308 

 Personal care products and services.......................................................... 491 313 375 398 589 601 712 

 Reading ....................................................................................................... 65 240 250 2100 291 249 288 

 Education .................................................................................................... 2,169 4,679 2,179 2798 2681 1,125 1,415 

 Tobacco products and smoking supplies ................................................... 224 96 288 280 2268 327 200 

 Miscellaneous ............................................................................................. 298 113 208 157 555 335 538 

 Cash contributions ...................................................................................... 575 228 271 310 284 688 1,362 

 Personal insurance and pensions ............................................................... 3,921 391 1,614 2,899 3,946 5,053 9,334 

 Life and other personal insurance ........................................................... 90 25 215 2108 2115 2121 202 

 Pensions and Social Security .................................................................. 3,831 386 1,599 2,791 3,831 4,931 9,133 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $45,273 $6,752 $22,077 $34,871 $44,541 $58,630 $102,099 

 Wages and salaries ................................................................................. 40,006 4,102 17,721 30,396 39,843 54,697 91,732 

 Self-employment income ......................................................................... 2,382 246 2655 21,048 22,136 21,479 7,472 

 Social Security, private and government retirement ............................... 383 299 2493 2144 21,049 2666 2294 

 Interest, dividends, rental income, and other property income ............... 314 12 2242 271 2431 2284 804 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP).................................................. 388 562 428 2686 296 2306 2176 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 641 2389 2771 2429 2550 2609 2977 

 Other income ........................................................................................... 1,159 1,342 1,767 22,097 2436 2589 2645 

 Personal taxes (contains some imputed values) ........................................ 1,703 -882 -2,058 -2,084 -157 1,855 10,046 

 Federal income taxes .............................................................................. 2,027 -302 -619 -315 1,156 2,588 7,813 

 Stimulus payment (new UCC Q20202)# ................................................. -1,718 -544 -1,644 -2,259 2

-2,140 -1,916 -2,481 

 State and local income taxes ................................................................... 875 -38 181 477 801 1,146 2,465 

 Other taxes .............................................................................................. 

2520 22 224 213 227 237 22,250 

 Income after taxes....................................................................................... 43,569 7,634 24,135 36,956 44,698 56,775 92,053 

Addenda: 

 Net change in total assets and liabilities ..................................................... -$294 -$1,380 $262 $598 -$1,675 $3,068 -$1,804 

 Net change in total assets ....................................................................... 9,633 681 7,604 5,349 -628 21,583 18,841 

 Net change in total liabilities .................................................................... 9,928 2,062 7,343 4,750 1,047 18,515 20,645 

 Other financial information: 

 Other money receipts .............................................................................. 352 477 2130 2176 2256 255 2719 

 Mortgage principal paid on owned property ............................................ -450 2

-6 2-150 2-122 2-410 2-590 -1,259 

 Estimated market value of owned home ................................................. 46,339 27,512 232,269 234,523 229,164 49,340 110,152 

 Estimated monthly rental value of owned home ..................................... 257 249 2169 2199 2178 274 603 

1

 Data are rounded to the nearest thousands. 

2

 Data are likely to have large sampling errors. 

3

 Value is too small to display. 

4

 No data reported. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022