Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 85,903 3,999 15,622 18,015 19,392 15,053 13,822 8,703 5,119 

Consumer unit characteristics: 

Income before taxes ..................................... $75,303 $39,861 $63,930 $83,249 $90,243 $84,996 $56,536 $62,960 $45,616 

Income after taxes ........................................ 73,144 39,895 62,883 81,429 86,585 81,610 55,487 61,495 45,274 

Age of reference person ................................ 48.0 21.9 29.8 39.6 49.5 59.1 73.2 68.9 80.5 

Average number in consumer unit:

Persons ........................................................ 3.1 3.1 3.4 3.8 3.3 2.6 2.3 2.4 2.3 

Children under 18 ........................................ .9 .9 1.4 1.6 .8 .2 .1 .1 .1 

Persons 65 and older ................................... .3 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.6 1.7 

Earners ........................................................ 1.6 1.7 1.7 1.7 1.9 1.6 .7 .8 .5 

Vehicles ....................................................... 2.2 1.5 1.9 2.2 2.6 2.6 2.1 2.3 1.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 39 43 45 45 50 54 53 56 

Female ......................................................... 53 61 57 55 55 50 46 47 44 

Housing tenure:

Homeowner .................................................. 72 24 49 68 78 86 90 90 90 

With mortgage ............................................ 48 16 43 58 60 51 28 34 17 

Without mortgage ....................................... 24 8 6 10 19 35 62 56 73 

Renter .......................................................... 28 76 51 32 22 14 10 10 10 

Race of reference person:

Black or African-American ........................... 12 15 14 14 12 10 9 9 8 

White, Asian, and all other races ................. 88 85 86 86 88 90 91 91 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 24 21 19 14 8 7 7 7 

Not Hispanic or Latino .................................. 86 76 79 81 86 92 93 93 93 

Education of reference person:

Elementary (1-8) .......................................... 5 3 4 5 4 4 9 6 13 

High school (9-12) ........................................ 34 51 30 31 34 32 41 39 44 

College ......................................................... 61 47 66 64 62 63 50 55 43 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 81 91 93 94 95 93 94 91 

Average annual expenditures .......................... $56,794 $37,692 $51,275 $60,786 $65,332 $60,414 $47,613 $51,069 $41,876 

Food ............................................................... 7,407 5,290 6,723 8,312 8,410 7,386 6,309 6,716 5,673 

Food at home ............................................... 4,441 3,097 3,872 4,897 5,083 4,478 4,000 4,106 3,836 

Cereals and bakery products ..................... 615 426 531 700 700 605 558 554 563 

Cereals and cereal products .................... 203 141 188 240 232 192 166 166 166 

Bakery products ....................................... 412 286 343 459 468 413 391 388 396 

Meats, poultry, fish, and eggs .................... 978 683 824 1,058 1,127 1,013 900 906 891 

Beef .......................................................... 271 197 210 277 312 284 289 254 342 

Pork .......................................................... 188 129 149 207 209 203 182 202 151 

Other meats ............................................. 144 86 124 164 176 141 119 129 105 

Poultry ...................................................... 177 147 174 201 210 164 131 137 123 

Fish and seafood ..................................... 140 79 116 147 156 167 128 129 125 

Eggs ......................................................... 57 46 51 62 64 54 51 55 46 

Dairy products ............................................ 469 308 420 523 538 449 433 450 409 

Fresh milk and cream .............................. 174 123 162 204 194 162 149 151 147 

Other dairy products ................................ 295 185 258 320 343 287 284 299 262 

Fruits and vegetables ................................. 824 551 705 902 935 843 773 792 744 

Fresh fruits ............................................... 282 161 238 312 315 295 269 278 256 

Fresh vegetables ..................................... 257 178 216 269 293 271 246 255 232 

Processed fruits ....................................... 135 100 120 153 151 130 123 120 127 

Processed vegetables .............................. 151 111 130 168 175 147 135 138 129 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,555 $1,128 $1,393 $1,714 $1,783 $1,568 $1,336 $1,404 $1,229 

Sugar and other sweets ........................... 164 97 128 184 189 172 158 163 150 

Fats and oils ............................................. 126 87 103 136 142 131 123 125 121 

Miscellaneous foods ................................ 800 621 774 893 899 770 661 682 628 

Nonalcoholic beverages ........................... 410 303 357 445 491 422 332 357 293 

Food prepared by consumer unit on

out-of-town trips ..................................... 55 21 31 56 61 73 62 77 37 

Food away from home ................................. 2,966 2,193 2,851 3,415 3,328 2,908 2,309 2,609 1,837 

Alcoholic beverages ....................................... 470 357 462 491 492 490 437 520 309 

Housing .......................................................... 18,905 13,305 18,138 21,356 20,770 19,034 15,480 16,758 13,347

Shelter .......................................................... 10,905 8,251 10,883 12,692 12,284 10,491 7,886 8,756 6,406 

Owned dwellings ........................................ 7,360 2,078 5,659 8,769 9,049 7,917 5,999 6,745 4,729 

Mortgage interest and charges ................ 3,997 1,232 3,776 5,511 5,078 3,739 1,839 2,332 1,002 

Property taxes .......................................... 2,135 478 1,240 2,153 2,620 2,631 2,381 2,538 2,113 

Maintenance, repairs, insurance, other

expenses ................................................ 1,228 368 642 1,104 1,352 1,547 1,779 1,876 1,614 

Rented dwellings ........................................ 2,773 5,932 4,924 3,371 2,272 1,383 867 877 851 

Other lodging ............................................. 772 242 300 552 963 1,190 1,020 1,134 826 

Utilities, fuels, and public services ............... 4,251 2,869 3,627 4,394 4,739 4,602 4,102 4,262 3,831 

Natural gas ................................................. 489 280 386 514 555 521 505 493 524 

Electricity .................................................... 1,627 1,120 1,400 1,683 1,743 1,772 1,635 1,726 1,480 

Fuel oil and other fuels ............................... 165 36 85 121 181 235 251 228 291 

Telephone services .................................... 1,398 1,126 1,305 1,483 1,636 1,428 1,105 1,195 951 

Water and other public services ................. 573 308 451 593 624 645 607 620 586 

Household operations .................................. 1,267 727 1,576 1,642 1,099 1,029 1,079 1,024 1,174 

Personal services ....................................... 476 318 1,005 890 235 79 153 75 285 

Other household expenses ........................ 791 410 570 752 864 950 926 949 889 

Housekeeping supplies ................................ 720 378 507 759 773 859 803 851 730 

Laundry and cleaning supplies .................. 175 115 139 197 192 181 175 177 173 

Other household products .......................... 394 211 277 410 412 481 449 475 410 

Postage and stationery .............................. 151 52 91 152 168 196 178 199 147 

Household furnishings and equipment ......... 1,763 1,079 1,546 1,869 1,876 2,054 1,610 1,864 1,205 

Household textiles ...................................... 124 63 100 135 128 147 126 159 73 

Furniture ..................................................... 408 353 433 458 382 480 292 332 224 

Floor coverings .......................................... 31 8 17 36 31 50 23 26 18 

Major appliances ........................................ 245 132 178 271 250 305 248 240 264 

Small appliances, miscellaneous

housewares .............................................. 116 62 93 109 119 147 128 154 89 

Miscellaneous household equipment ......... 839 461 725 860 967 924 793 954 538 

Apparel and services ..................................... 2,048 1,982 2,147 2,335 2,313 1,927 1,338 1,453 1,156 

Men and boys .............................................. 464 355 442 559 533 471 295 330 239 

Men, 16 and over ....................................... 359 295 314 353 436 418 263 294 216 

Boys, 2 to 15 .............................................. 106 60 129 207 98 52 32 36 24 

Women and girls .......................................... 819 761 751 898 1,014 782 576 610 524 

Women, 16 and over .................................. 674 703 593 635 849 707 524 542 497 

Girls, 2 to 15 ............................................... 145 59 158 264 165 75 52 68 27 

Children under 2 .......................................... 105 237 215 131 57 53 28 31 22 

Footwear ...................................................... 375 391 344 464 452 337 224 234 208 

Other apparel products and services ........... 285 237 395 282 257 284 216 248 162 

Transportation ................................................ 9,563 7,234 9,453 10,107 10,701 10,090 7,504 7,966 6,710 

Vehicle purchases (net outlay) ..................... 3,251 2,872 3,740 3,548 3,295 3,289 2,314 2,278 2,376 

Cars and trucks, new ................................. 1,538 833 1,528 1,673 1,506 1,858 1,276 1,248 1,325 

Cars and trucks, used ................................ 1,643 1,940 2,133 1,772 1,748 1,348 1,011 988 1,051 

Other vehicles ............................................ 69 499 79 103 41 84 427 443 3 ( )

Gasoline and motor oil ................................. 2,858 2,249 2,735 3,111 3,301 2,927 2,148 2,438 1,656 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $2,871 $1,786 $2,501 $2,888 $3,389 $3,215 $2,505 $2,630 $2,285 

Vehicle finance charges ............................. 296 206 344 352 329 286 156 195 89 

Maintenance and repairs ........................... 923 605 762 932 1,065 1,076 817 890 691 

Vehicle insurance ....................................... 1,148 705 952 1,086 1,392 1,294 1,102 1,068 1,152 

Vehicle rental, leases, licenses, and other

charges .................................................... 504 271 442 517 602 560 430 476 352 

Public and other transportation .................... 583 327 476 560 717 658 537 621 394 

Health care ..................................................... 3,720 1,277 2,220 2,909 3,816 4,656 6,032 5,968 6,146 

Health insurance .......................................... 2,157 697 1,324 1,647 2,018 2,565 3,933 3,828 4,112 

Medical services .......................................... 868 398 568 751 1,056 1,134 941 966 898 

Drugs ........................................................... 553 136 243 393 580 784 952 970 923 

Medical supplies .......................................... 142 46 85 118 162 174 206 203 212 

Entertainment ................................................. 2,986 1,622 2,566 3,233 3,569 3,223 2,474 2,855 1,855 

Fees and admissions ................................... 716 264 514 911 932 688 554 650 394 

Audio and visual equipment and services .... 1,097 769 1,039 1,153 1,187 1,209 935 991 841 

Pets, toys, hobbies, and playground

equipment .................................................. 715 388 604 731 818 840 644 774 441 

Other entertainment supplies, equipment,

and services ............................................... 458 201 409 438 631 486 341 440 178 

Personal care products and services ............. 704 427 580 762 792 765 666 686 631 

Reading .......................................................... 117 44 69 92 118 158 179 184 171 

Education ....................................................... 1,217 1,566 801 983 2,453 1,111 273 319 195 

Tobacco products and smoking supplies ....... 396 376 402 355 464 452 292 337 215 

Miscellaneous ................................................ 873 424 690 811 984 1,059 935 921 948 

Cash contributions ......................................... 1,816 528 1,191 1,491 1,849 2,256 2,792 2,743 2,875 

Personal insurance and pensions .................. 6,573 3,259 5,834 7,549 8,602 7,807 2,904 3,644 1,645 

Life and other personal insurance ................ 383 79 180 333 492 578 398 452 306 

Pensions and Social Security ...................... 6,190 3,181 5,654 7,216 8,109 7,228 2,506 3,192 1,340 

Sources of income and personal taxes: 

Money income before taxes ........................... 75,303 39,861 63,930 83,249 90,243 84,996 56,536 62,960 45,616 

Wages and salaries ..................................... 61,124 35,663 58,963 75,300 80,321 65,928 20,290 26,087 10,436 

Self-employment income ............................. 3,609 1,122 2,225 4,096 4,242 5,301 2,529 3,042 1,656 

Social Security, private and government

retirement ................................................... 7,469 439 424 1,186 2,601 10,170 29,541 29,831 29,049 

Interest, dividends, rental income, other

property income ......................................... 1,247 133 189 612 1,076 1,837 3,191 2,899 3,688 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 714 379 725 728 908 844 368 460 212 

Public assistance, supplemental security

income, food stamps .................................. 590 1,097 697 616 544 598 341 329 361 

Regular contributions for support ................. 373 682 462 537 352 192 194 218 152 

Other income ............................................... 177 348 246 172 199 124 82 94 462 

Personal taxes (missing values not imputed) 2,159 -34 1,048 1,820 3,658 3,386 1,049 1,465 342 

Federal income taxes ................................... 1,416 -241 503 1,090 2,592 2,330 703 1,041 129 

State and local income taxes ....................... 578 193 466 611 889 776 121 171 38 

Other taxes .................................................. 165 14 78 120 177 280 224 253 175 

Income after taxes ......................................... 73,144 39,895 62,883 81,429 86,585 81,610 55,487 61,495 45,274 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Addenda:

Net change in total assets and liabilities ........ - $2,997 - $200 - $4,388 - $7,790 - $7,751 - $2,902 $10,579 $16,682 $203 

Net change in total assets ............................ 7,575 4,041 8,971 9,006 2,549 6,233 13,666 21,140 959 

Net change in total liabilities ........................ 10,572 4,241 13,360 16,795 10,300 9,135 3,087 4,458 755 

Other financial information:

Other money receipts ................................... 566 163 577 246 751 829 540 590 454 

Mortgage principal paid on owned property -2,457 -424 -1,477 -2,828 -3,363 -3,105 -1,692 -2,126 -955 

Estimated market value of owned home ...... 177,531 40,781 94,385 164,777 214,757 227,151 221,426 229,048 208,468 

Estimated monthly rental value of owned

home .......................................................... 976 275 606 953 1,139 1,203 1,147 1,178 1,094 

Gifts of goods and services ............................ 1,126 530 494 701 1,746 1,701 1,077 1,212 859 

Food ............................................................. 97 18 39 54 166 178 58 71 37 

Alcoholic beverages ..................................... 17 17 13 13 21 14 26 35 10 

Housing ........................................................ 212 117 111 148 267 325 240 293 154 

Housekeeping supplies .............................. 26 12 17 23 27 34 33 39 23 

Household textiles ...................................... 11 41 8 5 13 16 18 23 9 

Appliances and miscellaneous

housewares .............................................. 23 46 12 16 21 40 35 43 422 

Major appliances ...................................... 7 42 42 3 7 17 7 11 41 

Small appliances and miscellaneous

housewares ............................................ 16 44 10 13 14 23 27 32 421 

Miscellaneous household equipment ......... 51 34 20 36 49 82 77 93 53 

Other housing ............................................ 102 65 54 68 157 152 77 95 46 

Apparel and services ................................... 217 205 164 178 214 304 241 250 226 

Males, 2 and over ...................................... 52 49 40 43 49 75 60 71 41 

Females, 2 and over .................................. 79 61 32 47 84 132 115 117 111 

Children under 2 ........................................ 42 55 57 43 36 44 26 30 19 

Other apparel products and services ......... 44 440 35 45 45 54 41 32 54 

Jewelry and watches ................................ 14 45 12 11 15 22 14 12 16 

All other apparel products and services ... 29 434 23 34 30 31 27 20 438 

Transportation .............................................. 93 17 44 50 138 115 143 127 172 

Health care ................................................... 20 42 6 15 34 38 11 49 414 

Entertainment ............................................... 109 57 66 74 120 202 101 121 71 

Toys, games, arts and crafts, and tricycles 39 413 33 39 34 65 32 41 419 

Other entertainment ................................... 70 45 33 35 87 136 69 80 52 

Personal care products and services ........... 16 36 8 9 18 23 21 30 8 

Reading ........................................................ 1 41 1 1 2 2 2 2 1 

Education ..................................................... 252 446 14 110 670 346 74 77 69 

All other gifts ................................................ 90 14 27 50 95 155 159 197 95 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012