Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

Number of consumer units (in thousands) ................................................................ 19,044 872 3,631 3,962 4,765 3,626 2,188 

Consumer unit characteristics: 

 Income before taxes ................................................................................................$94,822 $46,549 $77,531 $92,371 $117,036 $111,887 $70,511 

 Income after taxes ................................................................................................ 81,514 44,513 68,546 79,412 97,737 93,821 65,845 

 Age of reference person ................................................................................................46.9 22.1 29.9 39.4 49.6 59.1 72.2 

 Average number in consumer unit: 

 People ................................................................................................................................ 30 3.0 3.0 3.0 3.0 3.0 3.0 

 Children under 18 ................................................................................................ .7 .8 1.1 1.0 .6 .2 .1 

 Adults 65 and older ................................................................................................ .3 ( 1 ) ( 1 ) ( 1 ) .1 .2 1.7 

 Earners ................................................................................................................................ 1.8 1.7 1.7 1.7 2.0 1.9 1.2 

 Vehicles ................................................................................................................................ 2.3 1.7 1.8 2.0 2.6 2.6 2.4 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................43 31 42 41 42 50 46 

 Women ................................................................................................................................ 57 69 58 59 58 50 54 

 Housing tenure: 

 Homeowner................................................................................................ 67 24 47 59 76 86 86 

 With mortgage ................................................................................................ 48 16 39 48 59 55 37 

 Without mortgage ................................................................................................ 20 8 8 11 17 31 49 

 Renter ................................................................................................................................ 33 76 53 41 24 14 14 

 Race of reference person: 

 Black or African-American ................................................................................................ 14 12 19 13 14 10 18 

 White, Asian, and all other races ................................................................ 86 88 81 87 86 90 82 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 16 23 19 17 17 14 13 

 Not Hispanic or Latino ................................................................................................ 84 77 81 83 83 86 87 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 4 1 2 2 3 5 10 

 High school (9-12) ................................................................................................ 29 49 25 27 26 31 39 

 College ................................................................................................................................ 67 51 73 71 71 64 51 

 Never attended and other ................................................................................................ ( 1 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 1 ) ( 2 ) 

 At least one vehicle owned or leased ................................................................ 93 84 91 94 94 94 94 

Average annual expenditures ................................................................................................ $71,724 $40,094 $60,199 $71,997 $85,095 $81,331 $59,815 

 Food ................................................................................................................................ 8,992 4,926 7,353 9,078 10,607 10,217 8,649 

 Food at home ................................................................................................ 5,092 3,102 4,196 5,087 5,497 6,009 5,554 

 Cereals and bakery products ................................................................................................ 652 415 555 633 678 773 754 

 Cereals and cereal products ................................................................ 212 155 210 202 218 236 216 

 Bakery products ................................................................................................ 440 260 345 431 460 537 539 

 Meats, poultry, fish, and eggs ................................................................ 1,120 663 834 1,135 1,244 1,322 1,286 

 Beef ................................................................................................................................ 305 164 219 340 329 349 352 

 Pork ................................................................................................................................ 214 154 151 190 234 260 291 

 Other meats ................................................................................................ 158 78 109 166 185 175 189 

 Poultry ................................................................................................................................ 211 146 177 201 233 253 214 

 Fish and seafood ................................................................................................ 165 85 118 162 198 203 178 

 Eggs ................................................................................................................................ 67 36 61 76 64 83 63 

 Dairy products ................................................................................................ 522 335 440 527 587 577 538 

 Fresh milk and cream ................................................................................................ 176 117 159 172 201 195 166 

 Other dairy products ................................................................................................ 346 218 281 355 386 382 372 

 Fruits and vegetables ................................................................................................ 967 539 865 937 1,051 1,101 1,061 

 Fresh fruits................................................................................................ 356 195 324 344 398 406 358 

 Fresh vegetables ................................................................................................ 323 148 277 325 366 337 382 

 Processed fruits ................................................................................................ 123 88 116 108 126 157 128 

 Processed vegetables ................................................................................................ 166 109 149 160 162 200 193 

 Other food at home ................................................................................................1,831 1,149 1,501 1,854 1,937 2,235 1,914 

 Sugar and other sweets ................................................................................................ 168 92 129 168 179 207 199 

 Fats and oils ................................................................................................ 135 57 103 136 140 182 148 

 Miscellaneous foods ................................................................................................ 978 709 828 983 1,031 1,193 951 

 Nonalcoholic beverages ................................................................................................ 492 274 411 512 501 595 543 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Food prepared by consumer unit on out-of-town trips ................................ 59 316 30 56 86 59 73 

 Food away from home ................................................................................................ 3,900 1,825 3,157 3,991 5,111 4,208 3,096 

 Alcoholic beverages ................................................................................................ 544 175 558 576 704 557 307 

 Housing ................................................................................................................................ 23,243 15,495 22,425 24,433 25,733 24,202 18,820 

 Shelter ................................................................................................................................ 13,567 9,831 13,847 14,528 15,096 13,639 9,402 

 Owned dwellings ................................................................................................ 8,477 1,818 6,513 8,319 10,685 10,188 7,029 

 Mortgage interest and charges ................................................................ 4,179 972 3,437 4,903 5,524 4,321 2,212 

 Property taxes ................................................................................................ 2,418 492 1,334 2,184 3,120 3,354 2,330 

 Maintenance, repairs, insurance, other expenses ................................ 1,879 354 1,742 1,231 2,041 2,512 2,486 

 Rented dwellings ................................................................................................ 4,186 7,892 6,779 5,504 3,259 1,906 1,823 

 Other lodging ................................................................................................ 904 3122 556 705 1,153 1,546 551 

 Utilities, fuels, and public services ................................................................ 4,645 3,080 3,575 4,470 5,312 5,382 4,691 

 Natural gas ................................................................................................ 462 195 324 434 502 608 522 

 Electricity ................................................................................................ 1,676 1,282 1,366 1,597 1,815 1,925 1,775 

 Fuel oil and other fuels ................................................................................................ 112 338 66 89 137 128 180 

 Telephone services ................................................................................................ 1,699 1,174 1,332 1,694 2,047 1,915 1,408 

 Residential phone service, VOIP, and phone cards ................................ 234 356 101 174 246 339 429 

 Cellular phone service ................................................................................................ 1,465 1,118 1,231 1,520 1,802 1,576 979 

 Water and other public services ................................................................ 696 390 487 656 810 806 806 

 Household operations ................................................................................................ 1,989 970 2,589 2,714 1,637 1,516 1,635 

 Personal services ................................................................................................ 936 496 1,839 1,798 335 3223 3547 

 Other household expenses ................................................................................................ 1,052 474 750 916 1,302 1,292 1,088 

 Housekeeping supplies................................................................................................854 429 630 792 1,057 1,040 902 

 Laundry and cleaning supplies ................................................................ 223 135 162 261 256 259 190 

 Other household products ................................................................................................ 500 213 379 412 634 637 557 

 Postage and stationery ................................................................................................ 130 80 89 119 167 144 154 

 Household furnishings and equipment ................................................................ 2,188 1,184 1,784 1,929 2,632 2,625 2,189 

 Household textiles ................................................................................................ 106 75 82 93 118 128 136 

 Furniture ................................................................................................................................ 617 456 619 618 652 730 414 

 Floor coverings ................................................................................................ 31 21 22 26 48 26 30 

 Major appliances ................................................................................................ 344 136 231 289 469 392 361 

 Small appliances, miscellaneous housewares ................................................................ 142 110 98 99 161 159 244 

 Miscellaneous household equipment ................................................................ 948 387 731 805 1,183 1,190 1,005 

 Apparel and services ................................................................................................ 2,074 1,300 2,006 2,433 2,299 1,919 1,674 

 Men and boys ................................................................................................ 530 323 467 615 642 506 394 

 Men, 16 and over ................................................................................................ 424 292 350 435 515 465 354 

 Boys, 2 to 15 ................................................................................................ 105 31 117 180 127 41 41 

 Women and girls ................................................................................................ 761 303 625 927 849 774 731 

 Women, 16 and over ................................................................................................616 282 516 640 653 725 682 

 Girls, 2 to 15 ................................................................................................ 145 321 110 287 196 49 49 

 Children under 2 ................................................................................................ 131 259 309 118 87 333 310 

 Footwear ................................................................................................................................ 439 3291 453 540 454 379 360 

 Other apparel products and services ................................................................ 214 124 152 234 267 227 177 

 Transportation ................................................................................................ 12,402 9,233 11,277 12,236 14,391 13,411 10,096 

 Vehicle purchases (net outlay) ................................................................................................ 5,628 5,493 5,651 5,695 6,152 5,824 4,054 

 Cars and trucks, new ................................................................................................ 2,675 31,739 2,634 2,992 2,475 3,533 1,552 

 Cars and trucks, used................................................................................................ 2,879 3,677 2,980 2,581 3,562 2,291 2,420 

 Other vehicles ................................................................................................ 75 377 338 3122 3116 31 382 

 Gasoline, other fuels, and motor oil ................................................................ 2,490 1,970 2,228 2,501 2,920 2,600 1,993 

 Other vehicle expenses ................................................................................................ 3,485 1,571 2,787 3,229 4,337 3,979 3,464 

 Vehicle finance charges ................................................................................................ 292 248 326 269 370 262 174 

 Maintenance and repairs ................................................................................................ 1,039 552 762 985 1,303 1,232 928 

 Vehicle insurance ................................................................................................1,222 3413 757 1,037 1,685 1,301 1,747 

 Vehicle rental, leases, licenses, and other charges ................................ 932 357 942 939 979 1,183 615 

 Public and other transportation................................................................................................ 799 199 610 811 982 1,008 585 

 Healthcare ................................................................................................................................ 5,465 1,679 3,763 4,639 5,536 7,458 7,871 

 Health insurance ................................................................................................ 3,846 1,135 2,685 3,259 3,874 5,072 5,818 

 Medical services ................................................................................................ 972 318 771 886 968 1,446 951 

 Drugs ................................................................................................................................ 499 167 208 379 507 770 887 

 Medical supplies ................................................................................................ 149 59 99 115 187 170 214 

 Entertainment ................................................................................................ 3,448 1,286 2,630 3,517 4,423 3,899 2,780 

 Fees and admissions ................................................................................................ 812 155 517 942 1,178 878 427 

 Audio and visual equipment and services ................................................................1,154 739 782 1,141 1,495 1,236 1,091 

 Pets, toys, hobbies, and playground equipment ................................................................ 894 285 707 1,042 1,040 898 923 

 Pets ................................................................................................................................ 726 229 554 772 856 764 843 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Toys, hobbies, and playground equipment ................................................................ 168 356 153 270 184 134 80 

 Other entertainment supplies, equipment, and services ................................ 588 107 624 392 711 886 338 

 Personal care products and services ................................................................ 860 462 608 938 1,105 915 723 

 Reading ................................................................................................................................ 110 328 52 97 144 138 158 

 Education ................................................................................................................................ 2,154 424 935 701 4,593 3,002 785 

 Tobacco products and smoking supplies ................................................................ 434 399 323 474 467 486 399 

 Miscellaneous ................................................................................................ 1,077 572 614 1,346 1,110 1,475 799 

 Cash contributions ................................................................................................ 1,653 427 697 1,353 2,237 2,360 1,823 

 Personal insurance and pensions................................................................................................ 9,268 3,689 6,958 10,176 11,744 11,293 4,930 

 Life and other personal insurance ................................................................ 508 379 210 385 680 786 559 

 Pensions and Social Security ................................................................................................ 8,760 3,611 6,749 9,791 11,064 10,507 4,371 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $94,822 $46,549 $77,531 $92,371 $117,036 $111,887 $70,511 

 Wages and salaries ................................................................................................80,726 41,991 70,913 83,941 102,405 94,689 36,255 

 Self-employment income ................................................................................................ 5,716 31,666 4,309 5,370 8,910 6,011 2,845 

 Social Security, private and government retirement ................................................................ 5,727 3713 597 1,349 2,176 7,820 28,432 

 Interest, dividends, rental income, other property income ................................ 1,232 3190 195 477 1,989 2,403 1,148 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 509 1,023 534 499 387 449 646 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 545 3281 637 542 663 286 676 

 Other income ................................................................................................ 366 3685 345 193 507 229 511 

 Personal taxes (contains some imputed values) ................................................................ 13,308 2,036 8,985 12,960 19,299 18,065 4,666 

 Federal income taxes ................................................................................................ 10,484 1,268 6,695 10,049 15,423 14,606 3,643 

 State and local income taxes ................................................................................................ 2,758 728 2,228 2,877 3,763 3,400 978 

 Other taxes ................................................................................................ 65 339 361 34 113 59 345 

 Income after taxes ................................................................................................ 81,514 44,513 68,546 79,412 97,737 93,821 65,845 

Addenda: 

 Net change in total assets and liabilities ................................................................ $8,602 $1,540 -$9,662 $5,234 $22,160 $13,722 $9,804 

 Net change in total assets ................................................................................................ 22,537 12,210 14,555 23,233 35,578 22,020 11,085 

 Net change in total liabilities ................................................................................................ 13,935 10,670 24,218 18,000 13,418 8,298 1,280 

 Other financial information: 

 Other money receipts ................................................................................................479 3140 3203 328 277 1,110 3740 

 Mortgage principal paid on owned property ................................................................ -2,712 -568 -1,552 -2,930 -3,547 -3,469 -2,026 

 Estimated market value of owned home ................................................................ 208,631 42,407 114,108 187,372 254,561 289,716 235,753 

 Estimated monthly rental value of owned home ................................................................ 1,142 262 700 1,037 1,370 1,532 1,276 

 Gifts of goods and services, total................................................................................................ 1,514 389 511 839 2,707 2,222 1,210 

 Food ................................................................................................................................ 107 324 71 47 174 149 105 

 Alcoholic beverages ................................................................................................ 12 ( 2 ) 36 36 21 25 31 

 Housing ................................................................................................................................ 315 210 136 87 451 595 372 

 Housekeeping supplies ................................................................................................ 45 320 16 18 46 114 60 

 Household textiles ................................................................................................ 8 39 34 ( 1 ) 38 324 37 

 Appliances and miscellaneous housewares ................................................................ 34 37 36 38 32 39 3131 

 Major appliances ................................................................................................ 11 ( 2 ) ( 1 ) 36 17 24 34 

 Small appliances and miscellaneous housewares ................................ 23 37 36 32 315 314 3127 

 Miscellaneous household equipment ................................................................ 77 310 334 12 79 219 96 

 Other housing ................................................................................................ 151 3164 76 48 287 200 79 

 Apparel and services ................................................................................................ 229 399 135 235 329 213 261 

 Males, 2 and over ................................................................................................ 60 35 14 60 78 78 106 

 Females, 2 and over ................................................................................................ 89 359 50 114 113 60 116 

 Children under 2 ................................................................................................ 38 320 39 322 76 330 310 

 Other apparel products and services ................................................................ 42 315 333 339 362 345 329 

 Jewelry and watches ................................................................................................7 31 32 31 316 38 35 

 All other apparel products and services ................................................................35 314 331 338 46 337 324 

 Transportation ................................................................................................ 152 328 52 256 160 177 123 

 Healthcare ................................................................................................................................ 19 ( 2 ) 33 39 30 332 322 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Entertainment................................................................................................ 118 326 40 79 221 141 105 

 Toys, games, arts and crafts, and tricycles ................................................................41 36 321 357 339 358 345 

 Other entertainment ................................................................................................ 77 320 19 22 183 83 60 

 Personal care products and services ................................................................ 13 ( 2 ) 32 13 12 14 38 

 Reading ................................................................................................................................ 4 ( 2 ) 33 ( 1 ) 7 32 38 

 Education ................................................................................................................................ 455 ( 2 ) 34 338 1,180 757 362 

 All other gifts ................................................................................................ 91 32 58 69 120 117 113 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019