Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014

Item Total

45-54 Northeast Midwest South West

Number of consumer units (in thousands) ....... 24,029 4,701 5,276 8,885 5,166

Consumer unit characteristics:

Income before taxes ....................................... $83,274 $92,550 $87,295 $74,501 $85,817

Income after taxes .......................................... 71,149 77,841 73,103 65,022 73,602

Age of reference person ................................. 49.7 49.8 49.7 49.7 49.7

Average number in consumer unit:

People .......................................................... 2.7 2.8 2.7 2.7 2.8

Children under 18 ......................................... .6 .6 .6 .6 .7

Adults 65 and older ...................................... .1 1 ( ) 1 ( ) .1 .1

Earners ......................................................... 1.7 1.7 1.7 1.6 1.7

Vehicles ........................................................ 2.2 2.0 2.5 2.1 2.3

Percent distribution:

Reference person:

Men .............................................................. 48 47 51 48 47

Women ......................................................... 52 53 49 52 53

Housing tenure:

Homeowner .................................................. 69 68 76 70 63

With mortgage ............................................ 51 53 54 49 47

Without mortgage ....................................... 19 15 22 21 16

Renter ........................................................... 31 32 24 30 37

Race of reference person:

Black or African-American ............................ 15 16 10 23 5

White, Asian, and all other races .................. 85 84 90 77 95

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 13 10 4 13 23

Not Hispanic or Latino .................................. 87 90 96 87 77

Education of reference person:

Elementary (1-8) ........................................... 5 3 5 5 6

High school (9-12) ........................................ 32 36 32 36 23

College ......................................................... 63 62 63 60 70

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 90 86 91 91 91

Average annual expenditures ........................... $63,008 $71,479 $63,043 $56,607 $66,351

Food ............................................................... 7,972 8,503 8,385 7,335 8,203

Food at home ............................................... 4,673 5,092 5,007 4,138 4,911

Cereals and bakery products ..................... 631 720 685 571 602

Cereals and cereal products .................... 212 245 230 187 210

Bakery products ....................................... 418 475 455 384 392

Meats, poultry, fish, and eggs .................... 1,063 1,210 1,136 959 1,045

Beef .......................................................... 272 291 324 246 250

Pork .......................................................... 208 203 244 203 188

Other meats .............................................. 153 194 174 127 140

Poultry ...................................................... 207 240 194 198 206

Fish and seafood ...................................... 158 213 141 123 188

Eggs ......................................................... 65 69 58 61 73

Dairy products ............................................ 479 561 504 393 534

Fresh milk and cream ............................... 166 191 165 147 179

Other dairy products ................................. 313 370 339 246 354

Fruits and vegetables ................................. 853 952 890 721 957

Fresh fruits ............................................... 304 339 312 242 375

Fresh vegetables ...................................... 276 324 270 227 324

Processed fruits ........................................ 123 133 132 105 136

Processed vegetables .............................. 149 156 176 147 122

Other food at home .................................... 1,648 1,649 1,791 1,494 1,774

Sugar and other sweets ........................... 168 176 201 134 188

Fats and oils ............................................. 136 137 149 121 148

Miscellaneous foods ................................. 835 782 913 763 932

Nonalcoholic beverages ........................... 457 501 476 436 436

Food prepared by consumer unit on

out-of-town trips ...................................... 52 53 53 40 70

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

45-54 Northeast Midwest South West

Food away from home .................................. 3,299 3,412 3,378 3,198 3,292

Alcoholic beverages ....................................... 552 609 636 455 586

Housing .......................................................... 19,871 23,537 18,558 17,388 22,158

Shelter .......................................................... 11,788 14,769 10,554 9,645 14,023

Owned dwellings ........................................ 7,824 10,163 7,691 6,313 8,430

Mortgage interest and charges ................. 4,146 4,509 3,896 3,583 5,041

Property taxes .......................................... 2,400 4,210 2,375 1,594 2,164

Maintenance, repairs, insurance, other

expenses ................................................ 1,278 1,444 1,419 1,136 1,226

Rented dwellings ........................................ 3,039 3,512 1,917 2,589 4,528

Other lodging .............................................. 926 1,095 946 744 1,065

Utilities, fuels, and public services ................ 4,457 5,071 4,417 4,392 4,051

Natural gas ................................................. 473 681 712 249 427

Electricity .................................................... 1,641 1,590 1,464 1,937 1,359

Fuel oil and other fuels ............................... 171 508 174 72 34

Telephone services .................................... 1,581 1,776 1,547 1,562 1,471

Residential phone service, VOIP, and

phone cards ............................................ 393 532 378 352 350

Cellular phone service .............................. 1,188 1,244 1,169 1,210 1,121

Water and other public services ................. 590 516 520 572 761

Household operations .................................. 1,048 1,187 864 966 1,249

Personal services ....................................... 168 212 138 159 175

Other household expenses ........................ 880 975 726 807 1,074

Housekeeping supplies ................................ 742 787 798 692 737

Laundry and cleaning supplies ................... 180 167 196 179 176

Other household products .......................... 431 445 481 405 414

Postage and stationery ............................... 132 174 121 108 146

Household furnishings and equipment ......... 1,836 1,723 1,925 1,693 2,099

Household textiles ...................................... 114 108 134 91 138

Furniture ..................................................... 422 388 353 395 571

Floor coverings ........................................... 19 21 27 8 26

Major appliances ........................................ 271 245 249 281 300

Small appliances, miscellaneous

housewares .............................................. 125 104 144 116 139

Miscellaneous household equipment ......... 885 856 1,018 802 924

Apparel and services ...................................... 2,038 2,272 2,378 1,680 2,124

Men and boys ............................................... 525 592 589 421 583

Men, 16 and over ....................................... 406 453 443 321 474

Boys, 2 to 15 .............................................. 119 139 146 100 109

Women and girls .......................................... 714 799 818 601 735

Women, 16 and over .................................. 577 661 681 470 590

Girls, 2 to 15 ............................................... 137 138 136 131 145

Children under 2 ........................................... 47 234 55 50 247

Footwear ...................................................... 436 495 451 367 489

Other apparel products and services ........... 317 353 465 241 270

Transportation ................................................ 11,002 12,045 10,836 10,540 11,002

Vehicle purchases (net outlay) ..................... 4,040 4,902 3,926 4,032 3,386

Cars and trucks, new .................................. 2,075 2,866 1,866 2,164 1,418

Cars and trucks, used ................................ 1,903 1,866 2,000 1,866 1,899

Other vehicles ............................................ 62 2170 260 22

269

Gasoline and motor oil ................................. 3,069 2,906 3,105 3,118 3,096

Other vehicle expenses ................................ 3,225 3,328 3,117 2,945 3,711

Vehicle finance charges ............................. 254 233 240 271 259

Maintenance and repairs ............................ 1,032 1,043 1,108 916 1,144

Vehicle insurance ....................................... 1,307 1,099 1,108 1,319 1,662

Vehicle rental, leases, licenses, and other

charges ..................................................... 632 953 660 439 646

Public and other transportation .................... 667 909 688 444 809

Healthcare ...................................................... 4,108 4,066 4,462 3,789 4,336

Health insurance .......................................... 2,548 2,665 2,580 2,438 2,600

Medical services ........................................... 903 789 1,201 724 1,012

Drugs ............................................................ 500 456 511 500 530

Medical supplies ........................................... 156 155 170 127 194

Entertainment ................................................. 3,126 3,330 3,103 2,793 3,540

Fees and admissions ................................... 766 1,003 721 533 1,001

Audio and visual equipment and services .... 1,109 1,157 1,024 1,106 1,155

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

45-54 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 716 648 710 663 870

Pets ............................................................ 593 525 595 558 709

Toys, hobbies, and playground equipment 123 123 116 105 162

Other entertainment supplies, equipment,

and services ............................................... 535 522 647 491 514

Personal care products and services ............. 757 791 744 680 872

Reading .......................................................... 90 103 103 72 97

Education ....................................................... 2,139 3,804 2,073 1,507 1,777

Tobacco products and smoking supplies ....... 428 461 513 424 318

Miscellaneous ................................................. 867 851 756 884 963

Cash contributions .......................................... 2,040 1,909 2,064 1,952 2,285

Personal insurance and pensions .................. 8,018 9,198 8,433 7,107 8,089

Life and other personal insurance ................ 393 480 344 405 342

Pensions and Social Security ....................... 7,626 8,718 8,089 6,702 7,747

Sources of income and personal taxes:

Money income before taxes ........................... $83,274 $92,550 $87,295 $74,501 $85,817

Wages and salaries ...................................... 72,297 80,885 75,576 64,954 73,763

Self-employment income .............................. 6,093 6,573 7,577 4,806 6,356

Social Security, private and government

retirement ................................................... 2,195 1,695 1,622 2,775 2,237

Interest, dividends, rental income, other

property income .......................................... 1,118 1,876 1,182 716 1,051

Public assistance, supplemental security

income, food stamps .................................. 621 688 534 588 705

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 733 621 582 461 1,458

Other income ................................................ 218 212 222 201 247

Personal taxes (contains some imputed

values) .......................................................... 12,125 14,709 14,192 9,479 12,215

Federal income taxes ................................... 9,516 11,289 10,866 7,884 9,331

State and local income taxes ....................... 2,535 3,251 3,284 1,523 2,859

Other taxes ................................................... 74 168 43 72 225

Income after taxes .......................................... 71,149 77,841 73,103 65,022 73,602

Addenda:

Net change in total assets and liabilities ........ $11,076 $18,112 $13,003 $7,911 $8,146

Net change in total assets ............................ 20,763 23,486 19,375 18,209 24,094

Net change in total liabilities ......................... 9,687 5,374 6,372 10,298 15,948

Other financial information:

Other money receipts ................................... 958 1,552 1,936 216 696

Mortgage principal paid on owned property -2,842 -3,468 -2,954 -2,357 -2,993

Estimated market value of owned home ...... 187,067 226,424 154,282 144,459 258,026

Estimated monthly rental value of owned

home .......................................................... 1,043 1,229 931 932 1,177

Gifts of goods and services, total ................... 1,686 2,363 1,887 1,377 1,399

Food ............................................................. 114 92 163 111 90

Alcoholic beverages ..................................... 17 29 20 6 22

Housing ........................................................ 280 260 370 263 237

Housekeeping supplies .............................. 26 37 38 12 29

Household textiles ...................................... 5 22

282625

Appliances and miscellaneous

housewares .............................................. 23 12 37 28 8

Major appliances ...................................... 6 24

24 11 22

Small appliances and miscellaneous

housewares ............................................ 17 28 34 18 27

Miscellaneous household equipment ......... 60 44 98 48 55

Other housing ............................................. 166 166 188 168 139

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

45-54 Northeast Midwest South West

Apparel and services .................................... 231 260 209 220 244

Males, 2 and over ....................................... 64 58 71 52 84

Females, 2 and over ................................... 74 70 62 98 48

Children under 2 ......................................... 29 219 27 39 222

Other apparel products and services ......... 64 112 49 32 89

Jewelry and watches ................................ 24 60 21 25

226

All other apparel products and services ... 40 252 28 27 64

Transportation .............................................. 172 130 150 216 158

Healthcare .................................................... 34 30 47 23 44

Entertainment ............................................... 97 96 100 92 105

Toys, games, arts and crafts, and tricycles 26 234 23 29 214

Other entertainment ................................... 72 62 76 62 91

Personal care products and services ........... 18 7 28 18 16

Reading ........................................................ 3 4 4 2 5

Education ..................................................... 654 1,421 658 380 421

All other gifts ................................................. 67 35 140 47 57

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015