Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2015-2016

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 21,486 3,446 4,648 8,297 5,095

Consumer unit characteristics:

Income before taxes ....................................... $88,752 $107,356 $85,156 $80,529 $92,843

Income after taxes .......................................... 76,121 88,771 73,671 70,411 79,101

Age of reference person ................................. 39.5 39.7 39.4 39.6 39.4

Average number in consumer unit:

People .......................................................... 3.3 3.3 3.3 3.3 3.5

Children under 18 ......................................... 1.4 1.3 1.4 1.3 1.5

Adults 65 and older ...................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1

Earners ......................................................... 1.6 1.6 1.7 1.6 1.6

Vehicles ........................................................ 1.9 1.5 2.1 1.9 2.0

Percent distribution:

Reference person:

Men .............................................................. 45 46 47 44 46

Women ......................................................... 55 54 53 56 54

Housing tenure:

Homeowner .................................................. 57 55 64 59 50

With mortgage ............................................ 46 45 54 46 41

Without mortgage ....................................... 11 10 10 13 9

Renter ........................................................... 43 45 36 41 50

Race of reference person:

Black or African-American ............................ 14 14 12 21 5

White, Asian, and all other races .................. 86 86 88 79 95

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 20 16 11 18 32

Not Hispanic or Latino .................................. 80 84 89 82 68

Education of reference person:

Elementary (1-8) ........................................... 3 2 4 2 3

High school (9-12) ........................................ 28 26 25 32 25

College ......................................................... 69 72 70 66 71

Never attended and other ............................. 1 ( ) 1 ( ) 1 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 82 93 91 93

Average annual expenditures ........................... $65,888 $70,364 $66,472 $60,737 $70,854

Food ............................................................... 8,772 8,144 9,253 7,885 10,227

Food at home ............................................... 4,834 4,633 5,266 4,260 5,534

Cereals and bakery products ..................... 637 634 708 553 712

Cereals and cereal products .................... 227 234 258 190 255

Bakery products ....................................... 410 400 450 363 457

Meats, poultry, fish, and eggs .................... 1,067 979 1,141 1,000 1,175

Beef .......................................................... 279 243 321 256 308

Pork .......................................................... 193 179 198 189 204

Other meats .............................................. 156 161 185 143 151

Poultry ...................................................... 213 192 213 203 242

Fish and seafood ...................................... 154 141 160 144 176

Eggs ......................................................... 72 64 65 66 92

Dairy products ............................................ 500 525 588 399 569

Fresh milk and cream ............................... 181 197 200 150 202

Other dairy products ................................. 319 328 387 249 367

Fruits and vegetables ................................. 969 985 1,031 810 1,156

Fresh fruits ............................................... 360 365 399 289 437

Fresh vegetables ...................................... 314 338 318 250 392

Processed fruits ........................................ 134 127 143 117 159

Processed vegetables .............................. 161 154 171 155 167

Other food at home .................................... 1,662 1,510 1,798 1,497 1,922

Sugar and other sweets ........................... 161 134 191 141 187

Fats and oils ............................................. 125 135 112 116 142

Miscellaneous foods ................................. 884 756 994 773 1,061

Nonalcoholic beverages ........................... 431 407 452 421 446

Food prepared by consumer unit on

out-of-town trips ...................................... 61 78 49 46 87

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2015-2016 — Continued

Item Total

35-44 Northeast Midwest South West

Food away from home .................................. 3,938 3,511 3,987 3,624 4,694

Alcoholic beverages ....................................... 618 740 618 467 768

Housing .......................................................... 22,556 27,812 21,167 19,926 24,583

Shelter .......................................................... 13,460 17,155 12,114 11,335 15,649

Owned dwellings ........................................ 7,870 10,514 8,394 6,628 7,629

Mortgage interest and charges ................. 4,606 5,415 4,661 4,080 4,863

Property taxes .......................................... 1,979 3,599 2,192 1,344 1,726

Maintenance, repairs, insurance, other

expenses ................................................ 1,285 1,499 1,541 1,204 1,040

Rented dwellings ........................................ 4,939 5,773 3,167 4,150 7,275

Other lodging .............................................. 651 867 554 558 744

Utilities, fuels, and public services ................ 4,301 4,616 4,214 4,470 3,891

Natural gas ................................................. 421 701 627 242 336

Electricity .................................................... 1,576 1,481 1,405 1,908 1,257

Fuel oil and other fuels ............................... 73 267 65 28 21

Telephone services .................................... 1,630 1,740 1,571 1,660 1,561

Residential phone service, VOIP, and

phone cards ............................................ 250 415 250 225 177

Cellular phone service .............................. 1,380 1,325 1,320 1,435 1,384

Water and other public services ................. 601 428 546 632 716

Household operations .................................. 2,092 3,464 1,771 1,684 2,120

Personal services ....................................... 1,101 2,371 893 735 1,025

Other household expenses ........................ 992 1,093 878 949 1,095

Housekeeping supplies ................................ 658 591 788 617 668

Laundry and cleaning supplies ................... 169 115 209 161 190

Other household products .......................... 366 334 421 364 347

Postage and stationery ............................... 123 141 157 93 132

Household furnishings and equipment ......... 2,045 1,987 2,280 1,820 2,255

Household textiles ...................................... 109 86 122 102 124

Furniture ..................................................... 623 776 617 573 606

Floor coverings ........................................... 19 23 27 15 16

Major appliances ........................................ 317 321 348 327 269

Small appliances, miscellaneous

housewares .............................................. 134 130 200 91 154

Miscellaneous household equipment ......... 843 651 967 711 1,086

Apparel and services ...................................... 2,546 2,547 2,357 2,520 2,740

Men and boys ............................................... 599 613 586 543 687

Men, 16 and over ....................................... 372 398 301 341 460

Boys, 2 to 15 .............................................. 227 215 285 202 228

Women and girls .......................................... 838 845 849 760 949

Women, 16 and over .................................. 626 657 592 602 669

Girls, 2 to 15 ............................................... 212 188 257 158 281

Children under 2 ........................................... 110 94 96 123 112

Footwear ...................................................... 553 674 511 472 628

Other apparel products and services ........... 445 320 315 622 363

Transportation ................................................ 10,649 9,935 11,628 10,850 9,950

Vehicle purchases (net outlay) ..................... 4,409 3,705 5,152 4,888 3,427

Cars and trucks, new .................................. 1,759 1,437 2,081 2,089 1,147

Cars and trucks, used ................................ 2,603 2,265 2,963 2,764 2,243

Other vehicles ............................................ 46 23

2109 235 238

Gasoline and motor oil ................................. 2,448 2,038 2,377 2,551 2,620

Other vehicle expenses ................................ 3,013 2,985 3,514 2,770 3,009

Vehicle finance charges ............................. 302 262 325 343 241

Maintenance and repairs ............................ 883 767 932 844 986

Vehicle insurance ....................................... 1,073 900 1,259 1,127 966

Vehicle rental, leases, licenses, and other

charges ..................................................... 754 1,056 997 456 816

Public and other transportation .................... 779 1,208 585 641 894

Healthcare ...................................................... 3,974 3,871 4,043 4,031 3,894

Health insurance .......................................... 2,778 2,814 2,676 2,900 2,651

Medical services ........................................... 766 706 858 701 827

Drugs ............................................................ 298 234 364 299 286

Medical supplies ........................................... 132 117 145 131 131

Entertainment ................................................. 3,351 3,070 4,056 2,930 3,651

Fees and admissions ................................... 944 1,021 1,059 701 1,191

Audio and visual equipment and services .... 1,199 1,108 1,278 1,262 1,098

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2015-2016 — Continued

Item Total

35-44 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 745 595 1,166 595 752

Pets ............................................................ 539 465 892 428 487

Toys, hobbies, and playground equipment 206 129 273 168 266

Other entertainment supplies, equipment,

and services ............................................... 463 347 554 372 609

Personal care products and services ............. 812 851 842 671 988

Reading .......................................................... 94 90 91 75 134

Education ....................................................... 1,232 1,223 1,176 1,242 1,273

Tobacco products and smoking supplies ....... 377 371 456 410 253

Miscellaneous ................................................. 1,097 1,110 1,218 808 1,444

Cash contributions .......................................... 1,630 1,327 1,337 1,583 2,179

Personal insurance and pensions .................. 8,181 9,270 8,230 7,339 8,769

Life and other personal insurance ................ 307 297 405 246 323

Pensions and Social Security ....................... 7,874 8,973 7,825 7,093 8,446

Sources of income and personal taxes:

Money income before taxes ........................... $88,752 $107,356 $85,156 $80,529 $92,843

Wages and salaries ...................................... 79,942 97,279 76,773 73,028 82,369

Self-employment income .............................. 5,434 6,584 4,715 4,430 6,947

Social Security, private and government

retirement ................................................... 1,134 982 1,113 1,319 953

Interest, dividends, rental income, other

property income .......................................... 840 718 936 667 1,114

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 637 770 626 526 738

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 543 806 743 394 427

Other income ................................................ 223 217 249 166 295

Personal taxes (contains some imputed

values) .......................................................... 12,631 18,586 11,485 10,118 13,741

Federal income taxes ................................... 9,797 14,375 8,438 8,246 10,468

State and local income taxes ....................... 2,792 4,173 2,972 1,825 3,268

Other taxes ................................................... 42 237 75 48 26

Income after taxes .......................................... 76,121 88,771 73,671 70,411 79,101

Addenda:

Net change in total assets and liabilities ........ $6,963 $20,634 $1,283 $7,091 $2,692

Net change in total assets ............................ 20,552 28,456 18,943 17,325 21,929

Net change in total liabilities ......................... 13,589 7,822 17,660 10,234 19,238

Other financial information:

Other money receipts ................................... 646 814 265 183 1,633

Mortgage principal paid on owned property -2,049 -2,251 -2,248 -1,867 -2,027

Estimated market value of owned home ...... 162,569 207,708 134,840 127,746 214,051

Estimated monthly rental value of owned

home .......................................................... 933 1,209 871 826 977

Gifts of goods and services, total ................... 798 821 843 722 865

Food ............................................................. 53 66 65 47 45

Alcoholic beverages ..................................... 16 30 32 4 15

Housing ........................................................ 175 163 215 158 179

Housekeeping supplies .............................. 20 18 38 9 26

Household textiles ...................................... 25

21272822

Appliances and miscellaneous

housewares .............................................. 15 212 20 29 22

Major appliances ...................................... 5 22

25 8 24

Small appliances and miscellaneous

housewares ............................................ 9 210 214 21

218

Miscellaneous household equipment ......... 27 46 32 13 31

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2015-2016 — Continued

Item Total

35-44 Northeast Midwest South West

Other housing ............................................. 108 87 117 118 98

Apparel and services .................................... 242 228 176 289 228

Males, 2 and over ....................................... 66 74 47 76 60

Females, 2 and over ................................... 66 45 58 79 69

Children under 2 ......................................... 39 217 225 65 26

Other apparel products and services ......... 70 293 246 69 73

Jewelry and watches ................................ 17 22

228 27232

All other apparel products and services ... 53 291 218 62 41

Transportation .............................................. 72 59 94 42 113

Healthcare .................................................... 15 25

26226 212

Entertainment ............................................... 88 68 104 62 127

Toys, games, arts and crafts, and tricycles 32 223 242 227 38

Other entertainment ................................... 56 45 62 36 89

Personal care products and services ........... 14 27 17 24 20

Reading ........................................................ 4 3 3 2 10

Education ..................................................... 65 119 101 40 38

All other gifts ................................................. 53 52 30 49 80

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017