Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2009-2010

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 17,948 1,133 3,611 4,156 4,671 2,865 1,513 

Consumer unit characteristics: 

Income before taxes ..................................... $75,464 $38,737 $63,797 $73,112 $90,485 $92,586 $58,463 

Income after taxes ........................................ 73,452 39,065 62,468 71,610 87,243 89,817 56,898 

Age of reference person ................................ 44.9 21.6 29.9 39.5 49.4 58.7 72.7 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .7 .9 1.1 1.0 .6 .3 .2 

Persons 65 and older ................................... .2 1.1 2 ( ) 2 ( ) .1 .2 1.6 

Earners ........................................................ 1.7 1.7 1.6 1.7 1.9 1.9 1.2 

Vehicles ....................................................... 2.3 1.5 1.8 2.1 2.6 2.8 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 28 41 42 44 52 49 

Female ......................................................... 56 72 59 58 56 48 51 

Housing tenure:

Homeowner .................................................. 68 27 51 66 78 85 86 

With mortgage ............................................ 49 19 43 55 57 53 32 

Without mortgage ....................................... 20 8 8 11 22 32 54 

Renter .......................................................... 32 73 49 34 22 15 14 

Race of reference person:

Black or African-American ........................... 14 17 14 17 13 11 15 

White, Asian, and all other races ................. 86 83 86 83 87 89 85 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 23 19 17 12 11 12 

Not Hispanic or Latino .................................. 85 77 81 83 88 89 88 

Education of reference person:

Elementary (1-8) .......................................... 4 2 3 3 2 5 13 

High school (9-12) ........................................ 34 54 27 34 34 27 46 

College ......................................................... 62 44 70 63 63 67 41 

Never attended and other ............................ 3 ( ) 4 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 92 84 91 93 95 95 87 

Average annual expenditures .......................... $56,529 $34,447 $50,576 $55,139 $65,578 $65,677 $46,746 

Food ............................................................... 7,402 5,133 6,625 7,240 8,595 8,464 6,036 

Food at home ............................................... 4,443 3,035 4,068 4,354 4,936 5,085 4,200 

Cereals and bakery products ..................... 595 412 521 569 680 692 576 

Cereals and cereal products .................... 195 140 179 198 217 207 181 

Bakery products ....................................... 400 272 342 371 463 485 396 

Meats, poultry, fish, and eggs .................... 1,004 614 864 973 1,128 1,234 1,007 

Beef .......................................................... 287 181 245 263 307 415 259 

Pork .......................................................... 192 131 151 192 220 222 211 

Other meats ............................................. 136 78 116 138 151 160 149 

Poultry ...................................................... 184 103 175 175 212 205 180 

Fish and seafood ..................................... 151 88 126 150 178 173 150 

Eggs ......................................................... 54 33 50 55 59 60 58 

Dairy products ............................................ 461 337 417 477 499 499 454 

Fresh milk and cream .............................. 166 132 165 178 166 165 166 

Other dairy products ................................ 295 204 252 299 334 333 288 

Fruits and vegetables ................................. 794 500 721 781 901 895 766 

Fresh fruits ............................................... 264 136 236 264 301 308 255 

Fresh vegetables ..................................... 248 167 223 239 285 277 239 

Processed fruits ....................................... 140 107 128 143 160 143 123 

Processed vegetables .............................. 142 90 134 134 156 167 148 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,588 $1,172 $1,546 $1,555 $1,727 $1,765 $1,397 

Sugar and other sweets ........................... 158 118 128 143 184 191 168 

Fats and oils ............................................. 121 76 107 122 140 132 122 

Miscellaneous foods ................................ 844 655 903 821 882 901 698 

Nonalcoholic beverages ........................... 417 308 382 423 459 471 357 

Food prepared by consumer unit on

out-of-town trips ..................................... 49 116 27 46 61 69 51 

Food away from home ................................. 2,959 2,098 2,556 2,887 3,658 3,379 1,836 

Alcoholic beverages ....................................... 384 327 329 390 499 391 165 

Housing .......................................................... 19,074 12,494 18,699 20,223 20,420 20,662 14,811 

Shelter .......................................................... 10,912 7,145 11,158 11,773 11,826 11,216 7,382 

Owned dwellings ........................................ 7,265 2,086 6,180 7,994 8,487 8,405 5,804 

Mortgage interest and charges ................ 4,171 1,343 3,992 5,264 4,762 4,096 2,033 

Property taxes .......................................... 1,997 467 1,296 1,936 2,529 2,651 2,106 

Maintenance, repairs, insurance, other

expenses ................................................ 1,097 276 892 793 1,196 1,658 1,665 

Rented dwellings ........................................ 2,936 4,952 4,733 3,308 2,191 1,542 1,056 

Other lodging ............................................. 710 106 245 471 1,148 1,269 522 

Utilities, fuels, and public services ............... 4,231 2,972 3,544 4,162 4,718 4,842 4,336 

Natural gas ................................................. 507 310 420 473 561 640 539 

Electricity .................................................... 1,595 1,121 1,349 1,579 1,783 1,777 1,657 

Fuel oil and other fuels ............................... 146 155 62 109 177 230 264 

Telephone services .................................... 1,439 1,182 1,277 1,474 1,593 1,549 1,237 

Water and other public services ................. 543 305 436 527 604 646 639 

Household operations .................................. 1,371 802 2,015 1,609 1,064 1,142 987 

Personal services ....................................... 666 468 1,508 990 231 159 1216 

Other household expenses ........................ 705 334 507 619 833 982 770 

Housekeeping supplies ................................ 716 421 543 689 771 981 864 

Laundry and cleaning supplies .................. 181 125 155 203 174 214 204 

Other household products .......................... 391 241 290 342 428 552 524 

Postage and stationery .............................. 144 55 98 144 169 215 137 

Household furnishings and equipment ......... 1,845 1,153 1,439 1,989 2,042 2,482 1,243 

Household textiles ...................................... 154 74 110 221 147 197 91 

Furniture ..................................................... 431 440 365 420 443 621 221 

Floor coverings .......................................... 41 113 11 34 50 92 130 

Major appliances ........................................ 260 146 172 329 236 370 228 

Small appliances, miscellaneous

housewares .............................................. 135 56 120 111 136 202 183 

Miscellaneous household equipment ......... 825 425 661 875 1,030 1,000 489 

Apparel and services ..................................... 2,067 1,665 2,028 1,987 2,557 2,051 1,162 

Men and boys .............................................. 457 229 404 439 599 538 232 

Men, 16 and over ....................................... 365 188 265 316 518 486 196 

Boys, 2 to 15 .............................................. 92 41 139 123 82 51 37 

Women and girls .......................................... 849 613 748 770 1,166 851 490 

Women, 16 and over .................................. 708 534 564 586 1,014 786 425 

Girls, 2 to 15 ............................................... 140 78 184 184 152 65 65 

Children under 2 .......................................... 166 323 372 163 52 86 28 

Footwear ...................................................... 347 300 304 394 439 250 250 

Other apparel products and services ........... 248 200 201 221 301 326 162 

Transportation ................................................ 9,148 6,700 9,081 8,390 10,489 10,116 7,454 

Vehicle purchases (net outlay) ..................... 3,083 2,432 3,967 2,407 3,576 2,904 2,128 

Cars and trucks, new ................................. 1,396 1551 1,587 1,201 1,822 1,627 1360 

Cars and trucks, used ................................ 1,647 1,881 2,355 1,168 1,714 1,195 1,747 

Other vehicles ............................................ 40 4 ( ) 125 138 141 183 122 

Gasoline and motor oil ................................. 2,487 1,935 2,261 2,472 2,827 2,730 1,971 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,036 $2,059 $2,438 $3,000 $3,397 $3,813 $2,912 

Vehicle finance charges ............................. 331 250 374 359 339 302 238 

Maintenance and repairs ........................... 915 779 649 887 1,099 1,156 704 

Vehicle insurance ....................................... 1,281 1734 969 1,227 1,412 1,725 11,539 

Vehicle rental, leases, licenses, and other

charges .................................................... 510 297 445 527 547 630 430 

Public transportation .................................... 542 274 416 510 689 669 443 

Healthcare ...................................................... 3,309 1,299 2,309 2,664 3,628 4,743 5,319 

Health insurance .......................................... 1,896 754 1,435 1,490 1,953 2,685 3,300 

Medical services .......................................... 792 360 548 726 968 1,074 804 

Drugs ........................................................... 488 155 241 334 553 804 990 

Medical supplies .......................................... 133 30 85 114 154 180 226 

Entertainment ................................................. 2,835 1,409 2,156 2,886 3,286 3,319 3,198 

Fees and admissions ................................... 611 163 355 682 826 804 354 

Audio and visual equipment and services .... 1,054 709 967 1,064 1,123 1,242 941 

Pets, toys, hobbies, and playground

equipment .................................................. 762 352 515 726 919 996 923 

Other entertainment supplies, equipment,

and services ............................................... 408 186 319 414 418 278 979 

Personal care products and services ............. 723 445 603 715 861 873 553 

Reading .......................................................... 106 44 71 70 122 180 147 

Education ....................................................... 1,550 571 628 1,039 2,843 2,160 745 

Tobacco products and smoking supplies ....... 450 419 388 436 483 485 495 

Miscellaneous ................................................ 931 432 665 870 1,186 1,217 788 

Cash contributions ......................................... 1,731 567 1,046 1,376 2,014 2,689 2,531 

Personal insurance and pensions .................. 6,817 2,941 5,948 6,853 8,596 8,326 3,341 

Life and other personal insurance ................ 411 32 273 287 557 653 458 

Pensions and Social Security ...................... 6,406 2,909 5,675 6,566 8,039 7,674 2,883 

Sources of income and personal taxes: 

Money income before taxes ........................... 75,464 38,737 63,797 73,112 90,485 92,586 58,463 

Wages and salaries ..................................... 64,724 34,656 59,048 68,197 80,113 72,988 28,079 

Self-employment income ............................. 3,124 1910 2,154 1,564 4,837 5,155 2,247 

Social Security, private and government

retirement ................................................... 4,671 1595 272 1,109 2,444 9,750 25,271 

Interest, dividends, rental income, other

property income ......................................... 851 165 200 219 988 2,500 1,104 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 784 249 650 834 866 948 800 

Public assistance, supplemental security

income, food stamps .................................. 572 1,040 450 408 520 827 642 

Regular contributions for support ................. 520 661 755 694 456 1226 1127 

Other income ............................................... 218 462 268 86 261 190 1193 

Personal taxes ............................................... 2,012 -328 1,330 1,502 3,242 2,769 1,564 

Federal income taxes ................................... 1,283 -485 810 838 2,129 1,930 1,123 

2008 Tax stimulus (thru Q20091) ................ 1-1 4 ( ) 4 ( ) 1-1 1-3 4 ( ) 4 ( )

State and local income taxes ....................... 538 134 449 527 811 543 231 

Other taxes .................................................. 192 24 70 138 305 296 210 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Income after taxes ......................................... 73,452 39,065 62,468 71,610 87,243 89,817 56,898 

Addenda:

Net change in total assets and liabilities ........ - $5,289 - $484 - $4,716 - $3,135 - $10,385 - $2,186 - $6,314 

Net change in total assets ............................ 8,194 9,975 10,975 14,515 5,529 4,211 -1,371 

Net change in total liabilities ........................ 13,483 10,460 15,691 17,649 15,913 6,396 4,943 

Other financial information:

Other money receipts ................................... 673 180 1,433 276 834 420 380 

Mortgage principal paid on owned property -2,619 -480 -1,689 -2,826 -3,133 -3,968 -1,731 

Estimated market value of owned home ...... 164,882 44,261 102,137 149,237 205,613 243,021 174,201 

Estimated monthly rental value of owned

home .......................................................... 907 283 632 875 1,102 1,186 990 

Gifts of goods and services ............................ 1,219 390 554 735 2,084 1,990 645 

Food ............................................................. 118 23 37 55 219 227 42 

Alcoholic beverages ..................................... 9 122 13 16 8 11 3 ( )

Housing ........................................................ 247 115 125 211 364 342 210 

Housekeeping supplies .............................. 28 121 16 25 35 47 113 

Household textiles ...................................... 14 113 114 17 17 18 113 

Appliances and miscellaneous

housewares .............................................. 23 110 112 31 18 23 154 

Major appliances ...................................... 4 16 11 15 2 18 4 ( )

Small appliances and miscellaneous

housewares ............................................ 19 14 111 126 16 115 154 

Miscellaneous household equipment ......... 42 127 23 30 65 58 130 

Other housing ............................................ 141 143 60 118 229 195 99 

Apparel and services ................................... 243 169 199 167 356 309 138 

Males, 2 and over ...................................... 52 130 22 28 82 102 27 

Females, 2 and over .................................. 85 146 27 44 168 104 75 

Children under 2 ........................................ 74 68 133 70 44 81 21 

Other apparel products and services ......... 32 126 117 25 61 21 114 

Jewelry and watches ................................ 9 4 ( ) 16 18 116 8 13 

All other apparel products and services ... 23 126 111 117 45 113 111 

Transportation .............................................. 99 12 95 33 193 104 53 

Health care ................................................... 17 15 12 113 20 146 17 

Entertainment ............................................... 79 119 36 65 105 138 80 

Toys, games, arts and crafts, and tricycles 35 16 123 150 128 160 134 

Other entertainment ................................... 43 113 14 15 77 78 46 

Personal care products and services ........... 13 16 17 12 16 14 16 

Reading ........................................................ 3 ( ) 4 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 12 

Education ..................................................... 344 13 113 127 765 692 125 

All other gifts ................................................ 49 15 28 37 39 107 83 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.05. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011