Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 11,271 257 303 425 1,013 1,195 1,011 1,899 5,168 

Consumer unit characteristics: 

Income before taxes ..................................... $83,045 $2,821 $13,177 $17,573 $25,362 $34,962 $44,737 $60,283 $134,796 

Income after taxes ........................................ 81,089 2,564 14,231 18,275 26,191 35,445 44,861 60,125 130,184 

Age of reference person ................................ 41.0 38.3 37.2 39.3 39.3 39.1 38.5 40.4 42.9 

Average number in consumer unit:

Persons ........................................................ 5.6 5.8 5.6 5.6 5.7 5.7 5.5 5.6 5.6 

Children under 18 ........................................ 2.7 3.5 3.6 3.1 3.2 3.0 2.8 2.7 2.5 

Persons 65 and over .................................... .1 1.1 1.1 1.1 .1 .1 .1 .1 .2 

Earners ........................................................ 2.2 .9 1.0 1.2 1.5 1.8 2.0 2.3 2.7 

Vehicles ....................................................... 2.5 1.1 1.1 1.3 1.6 1.9 2.0 2.6 3.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 27 23 40 35 45 45 45 48 

Female ......................................................... 56 73 77 60 65 55 55 55 52 

Housing tenure:

Homeowner .................................................. 71 35 33 37 42 54 57 75 89 

With mortgage ............................................ 59 27 17 18 27 38 45 64 78 

Without mortgage ....................................... 12 8 16 19 15 15 12 11 11 

Renter .......................................................... 29 65 67 63 58 46 43 25 11 

Race of reference person:

Black or African-American ........................... 15 36 37 24 21 18 18 14 9 

White, Asian, and all other races ................. 85 64 63 76 79 82 82 86 91 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 27 27 32 46 44 39 37 28 17 

Not Hispanic or Latino .................................. 73 73 68 54 56 61 63 72 83 

Education of reference person:

Elementary (1-8) .......................................... 9 14 20 15 19 17 13 7 3 

High school (9-12) ........................................ 39 49 50 60 53 50 50 45 27 

College ......................................................... 51 35 28 26 27 32 36 48 69 

Never attended and other ............................ 2 ( ) 2 2 3 ( ) 1 1 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 63 73 79 83 91 93 96 97 

Average annual expenditures .......................... $65,251 $30,074 $28,865 $27,481 $33,326 $39,295 $44,849 $57,883 $91,373 

Food ............................................................... 9,278 5,479 6,266 5,354 5,442 6,346 7,904 8,643 11,972 

Food at home ............................................... 5,722 3,974 5,092 3,908 3,964 4,178 5,197 5,361 6,975 

Cereals and bakery products ..................... 787 562 600 566 505 590 724 753 957 

Cereals and cereal products .................... 270 229 202 212 197 201 246 237 331 

Bakery products ....................................... 516 333 397 354 307 389 478 517 626 

Meats, poultry, fish, and eggs .................... 1,409 1,108 1,325 984 1,065 1,032 1,282 1,295 1,697 

Beef .......................................................... 419 229 395 270 325 356 357 413 494 

Pork .......................................................... 273 246 282 274 236 209 244 262 306 

Other meats ............................................. 183 118 143 125 132 117 160 170 230 

Poultry ...................................................... 267 302 252 143 199 180 228 220 340 

Fish and seafood ..................................... 198 1151 182 109 116 111 229 158 252 

Eggs ......................................................... 69 63 69 63 57 59 64 71 75 

Dairy products ............................................ 622 392 564 417 393 507 562 657 728 

Fresh milk and cream .............................. 270 195 255 222 182 232 258 294 298 

Other dairy products ................................ 352 197 309 195 210 275 304 364 430 

Fruits and vegetables ................................. 942 632 629 655 653 662 868 857 1,171 

Fresh fruits ............................................... 313 162 182 257 192 210 286 277 401 

Fresh vegetables ..................................... 292 179 172 198 240 202 279 247 362 

Processed fruits ....................................... 181 151 146 101 108 123 159 176 226 

Processed vegetables .............................. 156 140 129 99 114 127 144 157 182 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,962 $1,279 $1,975 $1,285 $1,349 $1,387 $1,762 $1,799 $2,422 

Sugar and other sweets ........................... 190 140 126 117 124 151 147 185 238 

Fats and oils ............................................. 144 111 131 84 106 92 123 144 177 

Miscellaneous foods ................................ 1,060 689 1,224 675 736 807 958 967 1,291 

Nonalcoholic beverages ........................... 516 338 483 395 374 322 501 465 632 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 2 ( ) 111 113 110 115 133 39 84 

Food away from home ................................. 3,556 1,505 1,175 1,447 1,477 2,169 2,707 3,282 4,997 

Alcoholic beverages ....................................... 360 173 167 151 143 275 155 283 560 

Housing .......................................................... 21,661 13,007 11,248 11,142 12,733 13,668 15,815 19,978 28,945

Shelter .......................................................... 12,682 7,505 6,537 6,198 6,884 8,000 9,173 12,011 16,985 

Owned dwellings ........................................ 9,161 3,015 2,428 1,972 2,399 3,772 4,978 7,869 14,316 

Mortgage interest and charges ................ 6,045 11,850 11,518 1,226 1,391 2,323 3,447 5,087 9,549 

Property taxes .......................................... 2,012 571 544 506 557 832 964 1,623 3,201 

Maintenance, repairs, insurance, other

expenses ................................................ 1,103 1594 1367 240 452 617 566 1,160 1,567 

Rented dwellings ........................................ 2,932 4,430 3,976 4,121 4,471 4,125 4,117 3,881 1,540 

Other lodging ............................................. 589 160 1132 1105 113 103 179 261 1,128 

Utilities, fuels, and public services ............... 4,663 3,759 3,205 3,214 3,585 3,670 4,027 4,495 5,540 

Natural gas ................................................. 669 569 394 389 525 501 518 643 819 

Electricity .................................................... 1,773 1,674 1,362 1,360 1,466 1,524 1,634 1,699 2,008 

Fuel oil and other fuels ............................... 155 139 136 146 161 142 100 152 233 

Telephone services .................................... 1,487 1,136 978 1,047 1,115 1,155 1,299 1,392 1,792 

Water and other public services ................. 579 340 435 371 419 448 476 609 688 

Household operations .................................. 1,298 262 215 309 347 348 649 899 2,175 

Personal services ....................................... 779 1109 197 1131 179 149 371 547 1,334 

Other household expenses ........................ 519 152 118 178 169 199 278 352 840 

Housekeeping supplies ................................ 871 579 399 508 563 526 604 801 1,172 

Laundry and cleaning supplies .................. 232 200 166 213 235 158 218 259 244 

Other household products .......................... 493 367 163 252 271 252 319 433 701 

Postage and stationery .............................. 146 111 170 144 57 116 68 109 226 

Household furnishings and equipment ......... 2,147 903 892 913 1,354 1,124 1,361 1,772 3,074 

Household textiles ...................................... 158 171 137 68 84 153 87 132 220 

Furniture ..................................................... 571 1376 341 156 257 207 429 408 866 

Floor coverings .......................................... 64 120 18 130 17 17 136 35 111 

Major appliances ........................................ 285 352 159 151 153 161 214 222 392 

Small appliances, miscellaneous

housewares .............................................. 154 18 1107 59 48 91 153 110 224 

Miscellaneous household equipment ......... 914 76 239 449 804 495 443 865 1,261 

Apparel and services ..................................... 2,773 3,377 1,316 1,381 1,476 1,847 2,221 2,459 3,664 

Men and boys .............................................. 700 337 315 400 377 403 595 711 909 

Men, 16 and over ....................................... 409 197 114 1265 187 216 358 449 536 

Boys, 2 to 15 .............................................. 291 240 300 135 191 187 237 262 373 

Women and girls .......................................... 1,037 1,372 201 333 431 643 673 894 1,485 

Women, 16 and over .................................. 691 1,040 164 200 270 431 462 574 999 

Girls, 2 to 15 ............................................... 346 332 137 133 161 212 211 320 486 

Children under 2 .......................................... 246 1623 1319 277 174 252 199 226 259 

Footwear ...................................................... 509 1863 1286 1219 332 376 511 481 608 

Other apparel products and services ........... 281 182 196 151 162 172 244 147 404 

Transportation ................................................ 12,616 2,843 5,552 4,961 7,298 7,869 8,263 12,293 17,260 

Vehicle purchases (net outlay) ..................... 5,362 1655 13,015 11,882 3,054 3,094 2,949 5,569 7,393 

Cars and trucks, new ................................. 2,569 3 ( ) 3 ( ) 3 ( ) 1893 1731 11,396 2,065 4,225 

Cars and trucks, used ................................ 2,716 1655 3,015 1,882 2,129 2,362 1,550 3,305 3,078 

Other vehicles ............................................ 77 3 ( ) 3 ( ) 3 ( ) 131 3 ( ) 13 1198 189 

Gasoline and motor oil ................................. 3,395 1,465 1,660 2,129 2,160 2,615 2,842 3,315 4,257 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,354 $447 $684 $809 $1,938 $1,989 $2,270 $3,127 $4,757 

Vehicle finance charges ............................. 464 1104 1175 136 192 271 304 502 641 

Maintenance and repairs ........................... 890 202 410 298 391 690 681 885 1,187 

Vehicle insurance ....................................... 1,439 154 3 ( ) 1274 11,130 1821 1892 1,344 2,037 

Vehicle rental, leases, licenses, and other

charges .................................................... 561 88 99 101 225 206 393 396 892 

Public transportation .................................... 505 1276 1194 1142 146 172 202 282 853 

Healthcare ...................................................... 2,681 658 784 715 1,127 1,870 1,979 2,775 3,653 

Health insurance .......................................... 1,378 1187 1453 347 571 786 1,046 1,383 1,935 

Medical services .......................................... 801 1215 165 215 294 663 596 842 1,072 

Drugs ........................................................... 387 1223 1138 135 206 293 281 438 491 

Medical supplies .......................................... 114 133 127 118 56 128 56 112 155 

Entertainment ................................................. 3,357 1,282 1,025 996 1,567 1,781 1,899 2,534 5,118 

Fees and admissions ................................... 961 1290 118 132 185 268 294 516 1,728 

Audio and visual equipment and services .... 1,143 635 694 519 668 745 854 1,049 1,524 

Pets, toys, hobbies, and playground

equipment .................................................. 649 149 146 233 494 458 479 499 908 

Other entertainment supplies, equipment,

and services ............................................... 603 1207 167 1113 220 310 272 470 957 

Personal care products and services ............. 730 332 301 360 360 521 540 637 1,001 

Reading .......................................................... 95 129 113 17 29 35 50 60 159 

Education ....................................................... 1,437 1373 1236 219 252 542 340 732 2,576 

Tobacco products and smoking supplies ....... 385 599 380 463 366 363 412 385 371 

Miscellaneous ................................................ 898 11,053 475 371 229 495 553 609 1,362 

Cash contributions ......................................... 1,844 1475 434 330 477 1,006 1,006 1,326 2,935 

Personal insurance and pensions .................. 7,136 495 769 1,120 1,828 2,678 3,713 5,168 11,797 

Life and other personal insurance ................ 385 156 161 189 83 116 132 274 656 

Pensions and Social Security ...................... 6,751 438 708 1,032 1,745 2,562 3,581 4,894 11,142 

Sources of income and personal taxes: 

Money income before taxes ........................... 83,045 2,821 13,177 17,573 25,362 34,962 44,737 60,283 134,796 

Wages and salaries ..................................... 72,670 3,967 8,453 10,876 19,436 30,513 40,979 54,399 118,027 

Self-employment income ............................. 5,743 1-4,242 1-575 1666 1,246 592 847 2,046 11,415 

Social Security, private and government

retirement ................................................... 2,164 1397 11,049 11,370 1,885 1,805 1,540 2,219 2,623 

Interest, dividends, rental income, other

property income ......................................... 772 194 129 13 129 27 25 201 1,585 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 213 148 1247 1130 299 1180 1156 252 213 

Public assistance, supplemental security

income, food stamps .................................. 841 1,839 3,292 3,807 1,860 1,290 661 572 234 

Regular contributions for support ................. 475 1360 1372 1534 444 398 391 459 529 

Other income ............................................... 167 1358 1310 1187 1162 1157 1137 135 169 

Personal taxes ............................................... 1,955 256 -1,053 -702 -830 -483 -125 158 4,612 

Federal income taxes ................................... 1,186 180 -1,191 -723 -910 -612 -370 -222 3,182 

State and local income taxes ....................... 564 1-48 10 11 35 66 163 237 1,089 

Other taxes .................................................. 205 1125 1128 110 45 63 82 143 341 

Income after taxes ......................................... 81,089 2,564 14,231 18,275 26,191 35,445 44,861 60,125 130,184 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $10,640 - $6,417 - $6,424 - $9,030 - $1,505 - $11,984 $10,232 - $14,795 - $15,266 

Net change in total assets ............................ 13,796 114,284 14,073 -1,969 2,578 1,393 19,330 7,163 22,058 

Net change in total liabilities ........................ 24,436 20,701 10,497 7,061 4,083 13,376 9,098 21,958 37,324 

Other financial information:

Other money receipts ................................... 513 1124 169 175 1296 147 141 153 968 

Mortgage principal paid on owned property -3,067 -700 1-429 -710 -633 -792 -1,069 -2,054 -5,299 

Estimated market value of owned home ...... 215,874 59,756 50,471 51,563 54,619 84,164 97,223 169,172 349,278 

Estimated monthly rental value of owned

home .......................................................... 1,050 352 297 309 339 508 602 890 1,601 

Gifts of goods and services ............................ 904 165 103 238 379 312 303 2,012 996 

Food ............................................................. 65 146 18 114 13 17 63 67 94 

Alcoholic beverages ..................................... 13 3 ( ) 3 ( ) 17 19 3 ( ) 16 110 22 

Housing ........................................................ 358 160 157 150 120 100 52 1,509 160 

Housekeeping supplies .............................. 18 15 3 ( ) 11 14 129 19 15 24 

Household textiles ...................................... 6 3 ( ) 3 ( ) 18 3 ( ) 11 12 110 8 

Appliances and miscellaneous

housewares .............................................. 11 3 ( ) 2 ( ) 3 ( ) 14 12 14 19 19 

Major appliances ...................................... 5 3 ( ) 3 ( ) 3 ( ) 3 ( ) 11 11 12 10 

Small appliances and miscellaneous

housewares ............................................ 6 3 ( ) 2 ( ) 3 ( ) 14 11 13 17 8 

Miscellaneous household equipment ......... 40 3 ( ) 3 ( ) 115 169 112 113 41 51 

Other housing ............................................ 284 154 157 127 43 156 124 1,434 58 

Apparel and services ................................... 192 143 137 1123 131 136 118 190 256 

Males, 2 and over ...................................... 33 110 15 126 114 112 140 27 46 

Females, 2 and over .................................. 61 116 3 ( ) 12 111 147 115 70 93 

Children under 2 ........................................ 68 117 132 161 84 54 49 71 75 

Other apparel products and services ......... 29 3 ( ) 3 ( ) 134 121 123 115 121 42 

Jewelry and watches ................................ 12 3 ( ) 3 ( ) 114 16 14 11 19 19 

All other apparel products and services ... 18 3 ( ) 3 ( ) 120 115 119 114 112 23 

Transportation .............................................. 67 11 3 ( ) 3 ( ) 10 13 14 18 135 

Health care ................................................... 113 3 ( ) 3 ( ) 2 ( ) 12 11 15 116 122 

Entertainment ............................................... 67 110 3 ( ) 15 170 132 118 34 108 

Toys, games, arts and crafts, and tricycles 33 110 3 ( ) 14 127 19 19 128 51 

Other entertainment ................................... 34 3 ( ) 3 ( ) 11 142 123 19 7 57 

Personal care products and services ........... 13 3 ( ) 3 ( ) 15 115 12 11 128 14 

Reading ........................................................ 1 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 11 11 

Education ..................................................... 81 11 3 ( ) 128 13 110 118 171 141 

All other gifts ................................................ 35 15 11 15 18 12 18 68 44 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.5.3 No data reported.

n.a. Not applicable.