Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

Number of consumer units (in thousands)1.................................................... 12,949 414 2,729 5,031 2,905 1,269 602 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $115,989 $81,023 $84,038 $115,123 $154,665 $119,342 $98,396 

 Income after taxes ...................................................................................... 110,511 84,335 86,960 109,540 139,685 112,659 98,065 

 Age of reference person ............................................................................. 42.4 21.6 30.5 39.3 49.0 58.7 70.6 

 Average number in consumer unit: 

 People ...................................................................................................... 5.7 5.5 5.7 5.6 5.7 5.8 5.7 

 Children under 18 .................................................................................... 2.7 1.9 3.0 3.2 2.2 1.6 1.8 

 Adults 65 and older .................................................................................. .2 2

.1 .1 .1 .2 .2 1.4 

 Earners .................................................................................................... 2.3 2.8 1.9 2.0 2.8 2.8 2.1 

 Vehicles ................................................................................................... 2.5 2.4 2.3 2.4 2.9 2.7 2.4 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 45 50 35 43 53 53 36 

 Women ..................................................................................................... 55 50 65 57 47 47 64 

 Housing tenure: 

 Homeowner.............................................................................................. 69 45 56 69 77 76 79 

 With mortgage ...................................................................................... 53 27 40 58 61 56 32 

 Without mortgage ................................................................................. 16 18 16 11 16 20 47 

 Renter ...................................................................................................... 31 55 44 31 23 24 21 

 Race of reference person: 

 Black or African-American ....................................................................... 13 27 11 12 11 21 19 

 White, Asian, and all other races, not including Black or 

 African-American .................................................................................. 87 73 89 88 89 79 81 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 30 39 37 28 28 30 17 

 Not Hispanic or Latino ............................................................................. 70 61 63 72 72 70 83 

 Education of reference person: 

 Elementary (1-8) ...................................................................................... 6 ( 3 ) 4 6 7 10 6 

 High school (9-12) ................................................................................... 31 39 40 27 27 28 46 

 College ..................................................................................................... 62 61 56 66 66 60 46 

 Never attended and other ........................................................................ 1 ( 3 ) ( 4 ) 1 1 2 1 

 At least one vehicle owned or leased ......................................................... 96 96 95 96 97 95 94 

Average annual expenditures ........................................................................ $84,927 $59,117 $70,370 $88,317 $99,916 $84,437 $68,168 

 Food ............................................................................................................ 11,403 8,440 9,362 11,802 12,888 12,148 10,261 

 Food at home ........................................................................................... 7,732 4,989 5,923 8,267 8,408 8,770 7,958 

 Cereals and bakery products ............................................................... 1,049 737 765 1,126 1,115 1,193 1,312 

 Cereals and cereal products ............................................................. 378 350 296 407 381 420 426 

 Bakery products ................................................................................ 672 387 469 719 735 773 886 

 Meats, poultry, fish, and eggs .............................................................. 1,746 1,166 1,413 1,794 1,925 2,114 1,582 

 Beef ................................................................................................... 478 276 421 506 511 523 382 

 Pork ................................................................................................... 334 156 333 335 352 332 384 

 Other meats ....................................................................................... 230 145 168 248 252 263 247 

 Poultry ............................................................................................... 348 284 238 360 368 560 249 

 Fish and seafood ............................................................................... 247 2149 166 232 329 326 218 

 Eggs .................................................................................................. 108 156 87 113 112 110 102 

 Dairy products ...................................................................................... 725 456 576 777 776 720 921 

 Fresh milk and cream ........................................................................ 251 150 196 272 272 238 320 

 Other dairy products .......................................................................... 474 306 380 505 504 483 602 

 Fruits and vegetables ........................................................................... 1,475 1,016 1,146 1,552 1,630 1,616 1,582 

 Fresh fruits......................................................................................... 539 414 427 559 625 530 539 

 Fresh vegetables ............................................................................... 447 412 349 445 518 480 477 

 Processed fruits ................................................................................. 192 88 165 211 179 256 177 

 Processed vegetables ....................................................................... 297 103 205 337 307 349 390 

 Other food at home ............................................................................... 2,738 1,613 2,023 3,019 2,962 3,127 2,559 

 Sugar and other sweets .................................................................... 269 151 226 285 271 324 292 

 Fats and oils ...................................................................................... 212 107 147 207 248 326 195 

See footnotes at end of table. 
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64 

years 

65 years 

and older 

 Miscellaneous foods .......................................................................... 1,478 840 1,078 1,666 1,590 1,588 1,406 

 Nonalcoholic beverages .................................................................... 692 477 533 764 712 810 638 

 Food prepared by consumer unit on out of town trips ...................... 87 238 38 96 141 279 229 

 Food away from home ............................................................................. 3,671 3,451 3,438 3,535 4,481 3,378 2,304 

 Alcoholic beverages .................................................................................... 375 2209 296 420 428 303 357 

 Housing ....................................................................................................... 27,725 22,052 23,868 28,331 31,873 28,508 22,262 

 Shelter ...................................................................................................... 15,549 13,083 13,136 16,124 17,923 16,073 10,822 

 Owned dwellings .................................................................................. 9,802 4,069 7,075 10,170 12,433 11,395 6,969 

 Mortgage interest and charges ......................................................... 4,652 21,566 2,960 5,131 6,537 4,327 2,032 

 Property taxes ................................................................................... 2,787 1,381 1,821 2,892 3,336 3,723 2,639 

 Maintenance, repairs, insurance, and other expenses ..................... 2,362 1,122 2,294 2,147 2,560 3,346 2,298 

 Rented dwellings .................................................................................. 4,657 8,196 5,713 4,851 3,639 3,337 3,512 

 Other lodging ........................................................................................ 1,091 2818 349 1,103 1,851 1,340 2341 

 Utilities, fuels, and public services ........................................................... 5,830 4,601 5,172 5,509 6,804 6,498 6,235 

 Natural gas ........................................................................................... 572 566 424 561 699 621 619 

 Electricity .............................................................................................. 2,074 1,688 1,839 2,004 2,338 2,202 2,441 

 Fuel oil and other fuels ......................................................................... 127 289 111 93 178 2174 2163 

 Telephone services .............................................................................. 2,077 1,595 1,914 1,930 2,499 2,331 1,794 

 Residential phone service, VOIP, and phone cards ......................... 129 274 80 98 170 179 349 

 Cellular phone service ....................................................................... 1,947 1,522 1,834 1,832 2,330 2,151 1,445 

 Water and other public services ........................................................... 981 662 884 920 1,090 1,171 1,218 

 Household operations .............................................................................. 1,833 807 1,612 2,191 1,842 1,430 1,351 

 Personal services ................................................................................. 627 276 690 954 383 2136 2195 

 Other household expenses .................................................................. 1,206 730 921 1,237 1,459 1,294 1,156 

 Housekeeping supplies............................................................................ 1,180 873 906 1,066 1,386 1,881 1,046 

 Laundry and cleaning supplies ............................................................. 259 226 198 265 305 289 207 

 Other household products .................................................................... 804 628 610 715 903 1,468 648 

 Postage and stationery ......................................................................... 116 220 97 86 178 123 2191 

 Household furnishings and equipment .................................................... 3,333 2,688 3,042 3,441 3,918 2,626 2,808 

 Household textiles ................................................................................ 140 2143 126 135 179 87 2153 

 Furniture ............................................................................................... 897 704 764 971 1,173 434 650 

 Floor coverings ..................................................................................... 48 223 42 68 37 225 228 

 Major appliances .................................................................................. 640 533 633 662 581 719 688 

 Small appliances and miscellaneous housewares............................... 196 2155 229 170 187 269 204 

 Miscellaneous household equipment ................................................... 1,412 1,131 1,249 1,434 1,761 1,093 1,085 

 Apparel and services .................................................................................. 2,811 3,356 3,041 2,633 3,084 2,377 2,184 

 Men and boys .......................................................................................... 743 709 944 644 796 761 323 

 Men, 16 and over .................................................................................. 426 2505 386 356 502 631 2288 

 Boys, 2 to 15 ......................................................................................... 317 2205 558 287 295 2130 235 

 Women and girls ...................................................................................... 1,029 1,174 887 900 1,383 819 1,182 

 Women, 16 and over ............................................................................ 668 1,084 447 503 998 592 1,111 

 Girls, 2 to 15 ......................................................................................... 361 289 440 396 384 2226 271 

 Children under 2 ...................................................................................... 191 2250 376 182 273 2166 254 

 Footwear .................................................................................................. 603 21,121 656 599 592 382 2513 

 Other apparel products and services ...................................................... 245 2103 178 309 241 249 2112 

 Transportation ............................................................................................. 15,234 10,569 15,120 15,929 16,290 13,782 11,026 

 Vehicle purchases (net outlay) ................................................................ 6,916 22,414 7,846 7,839 6,120 5,503 24,903 

 Cars and trucks, new ............................................................................ 2,311 ( 3 ) 2,014 3,042 21,853 21,507 23,046 

 Cars and trucks, used........................................................................... 4,532 22,414 5,809 4,699 4,243 3,745 21,856 

 Other vehicles ....................................................................................... 73 ( 3 ) 223 298 223 2251 ( 3 ) 

 Gasoline, other fuels, and motor oil ......................................................... 2,993 3,003 2,819 2,946 3,417 3,023 2,053 

 Other vehicle expenses ........................................................................... 4,814 4,792 4,149 4,636 5,933 4,856 3,755 

 Vehicle finance charges ....................................................................... 410 298 407 431 478 335 297 

 Maintenance and repairs ...................................................................... 1,243 979 1,051 1,167 1,642 1,324 757 

 Vehicle rental, leases, licenses, and other charges ............................. 900 1,264 703 984 1,102 482 744 

 Vehicle insurance ................................................................................. 2,260 2,450 1,988 2,053 2,711 2,715 1,958 

 Public and other transportation................................................................ 512 2360 305 508 821 400 316 

 Healthcare ................................................................................................... 5,486 2,976 4,173 5,430 6,469 6,184 7,482 

 Health insurance ...................................................................................... 3,630 1,773 2,824 3,284 4,558 4,342 5,483 

 Medical services ...................................................................................... 1,240 2992 917 1,567 1,174 1,231 475 

 Drugs ....................................................................................................... 429 2147 274 396 489 508 1,220 

 Medical supplies ...................................................................................... 186 264 158 183 248 103 305 

 Entertainment .............................................................................................. 3,899 1,707 3,014 4,520 4,599 2,988 2,772 

 Fees and admissions ............................................................................... 758 2149 406 1,135 853 246 2224 

See footnotes at end of table. 
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Audio and visual equipment and services ............................................... 1,123 922 960 1,071 1,392 1,076 1,215 

 Pets, toys, hobbies, and playground equipment ..................................... 1,132 514 1,100 1,351 1,091 622 1,175 

 Pets ....................................................................................................... 787 2321 660 945 869 379 770 

 Toys, hobbies, and playground equipment .......................................... 345 2194 441 405 222 2243 2405 

 Other entertainment supplies, equipment, and services ......................... 887 2121 547 963 1,263 1,043 2157 

 Personal care products and services ......................................................... 887 708 747 884 1,059 888 798 

 Reading ....................................................................................................... 110 246 100 105 130 98 2142 

 Education .................................................................................................... 1,835 21,522 711 1,310 3,670 2,634 2988 

 Tobacco products and smoking supplies ................................................... 415 2606 351 386 366 513 843 

 Miscellaneous ............................................................................................. 1,195 368 587 1,295 1,737 1,109 1,263 

 Cash contributions ...................................................................................... 2,965 2248 1,442 4,270 3,101 2,618 904 

 Personal insurance and pensions............................................................... 10,587 6,311 7,560 11,001 14,220 10,287 6,885 

 Life and other personal insurance ........................................................... 611 2158 289 624 909 666 709 

 Pensions and Social Security .................................................................. 9,976 6,153 7,271 10,377 13,311 9,621 6,176 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $115,989 $81,023 $84,038 $115,123 $154,665 $119,342 $98,396 

 Wages and salaries ................................................................................. 97,807 70,864 73,305 99,305 129,858 95,631 64,800 

 Self-employment income ......................................................................... 10,633 24,938 5,638 10,831 15,976 12,611 25,579 

 Social Security, private and government retirement ............................... 3,373 21,281 1,390 1,497 3,300 5,522 25,317 

 Interest, dividends, rental income, and other property income ............... 1,392 29 665 975 2,691 2,653 210 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 1,295 21,590 1,336 1,377 1,019 1,310 1,517 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 1,152 2827 1,446 1,005 1,266 1,094 2845 

 Other income ........................................................................................... 336 21,514 260 132 556 2521 2130 

 Personal taxes (contains some imputed values) ........................................ 5,478 -3,312 -2,922 5,582 14,980 6,683 332 

 Federal income taxes .............................................................................. 6,386 -1,326 -508 6,511 14,143 7,334 2,449 

 Stimulus payment (new UCC Q20202)# ................................................. -4,185 2

-3,295 -4,285 -4,410 -4,118 -3,750 -3,707 

 State and local income taxes ................................................................... 3,226 1,296 1,800 3,437 4,893 3,057 1,574 

 Other taxes .............................................................................................. 51 213 272 44 261 242 216 

 Income after taxes ...................................................................................... 110,511 84,335 86,960 109,540 139,685 112,659 98,065 

Addenda: 

 Net change in total assets and liabilities ..................................................... -$8,165 $2,819 -$11,596 -$11,682 -$1,559 -$7,867 -$3,279 

 Net change in total assets ....................................................................... 29,177 2394 25,832 33,869 32,323 35,139 -2,857 

 Net change in total liabilities .................................................................... 37,342 -2,425 37,428 45,551 33,882 43,007 422 

 Other financial information: 

 Other money receipts .............................................................................. 250 245 2130 490 241 269 2331 

 Mortgage principal paid on owned property ............................................ -3,415 2

-1,798 -1,888 -3,888 -4,631 -3,343 -1,776 

 Estimated market value of owned home ................................................. 283,142 167,540 162,441 296,402 354,722 355,979 299,952 

 Estimated monthly rental value of owned home ..................................... 1,401 841 921 1,445 1,656 1,854 1,408 

1

 Data are rounded to the nearest thousands. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

4

 Value is too small to display. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022