Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2014-2015

Item Total

45-54 Northeast Midwest South West

Number of consumer units (in thousands) ....... 23,903 4,581 4,962 8,888 5,473

Consumer unit characteristics:

Income before taxes ....................................... $91,582 $103,699 $91,239 $81,100 $98,773

Income after taxes .......................................... 77,125 84,853 76,489 70,122 82,604

Age of reference person ................................. 49.7 49.7 49.6 49.7 49.7

Average number in consumer unit:

People .......................................................... 2.8 2.8 2.8 2.7 2.9

Children under 18 ......................................... .7 .6 .7 .6 .7

Adults 65 and older ...................................... 1 ( ) 1 ( ) 1 ( ) .1 .1

Earners ......................................................... 1.7 1.7 1.8 1.6 1.8

Vehicles ........................................................ 2.3 2.1 2.5 2.2 2.4

Percent distribution:

Reference person:

Men .............................................................. 48 51 49 48 46

Women ......................................................... 52 49 51 52 54

Housing tenure:

Homeowner .................................................. 70 69 76 71 64

With mortgage ............................................ 50 50 54 49 49

Without mortgage ....................................... 20 19 21 22 16

Renter ........................................................... 30 31 24 29 36

Race of reference person:

Black or African-American ............................ 15 16 11 22 5

White, Asian, and all other races .................. 85 84 89 78 95

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 13 11 4 14 23

Not Hispanic or Latino .................................. 87 89 96 86 77

Education of reference person:

Elementary (1-8) ........................................... 3 2 4 3 5

High school (9-12) ........................................ 32 35 33 35 26

College ......................................................... 64 62 64 62 69

Never attended and other ............................. 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 91 87 92 91 93

Average annual expenditures ........................... $67,708 $74,967 $65,977 $61,566 $73,244

Food ............................................................... 8,218 8,286 8,644 7,691 8,654

Food at home ............................................... 4,679 4,695 5,051 4,301 4,955

Cereals and bakery products ..................... 594 639 616 563 588

Cereals and cereal products .................... 198 214 201 186 202

Bakery products ....................................... 396 425 415 377 386

Meats, poultry, fish, and eggs .................... 1,097 1,087 1,285 1,026 1,048

Beef .......................................................... 320 258 485 293 263

Pork .......................................................... 203 169 230 210 193

Other meats .............................................. 152 203 166 121 147

Poultry ...................................................... 206 217 211 196 208

Fish and seafood ...................................... 148 172 131 137 165

Eggs ......................................................... 68 68 62 69 71

Dairy products ............................................ 475 512 525 406 514

Fresh milk and cream ............................... 159 169 161 144 173

Other dairy products ................................. 316 343 364 262 341

Fruits and vegetables ................................. 852 930 856 752 950

Fresh fruits ............................................... 310 336 317 254 379

Fresh vegetables ...................................... 271 301 269 225 324

Processed fruits ........................................ 122 141 113 115 125

Processed vegetables .............................. 149 152 157 158 122

Other food at home .................................... 1,662 1,527 1,770 1,554 1,856

Sugar and other sweets ........................... 195 154 189 140 329

Fats and oils ............................................. 132 129 133 127 143

Miscellaneous foods ................................. 829 744 940 778 885

Nonalcoholic beverages ........................... 445 431 448 464 422

Food prepared by consumer unit on

out-of-town trips ...................................... 60 69 59 45 77

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2014-2015 — Continued

Item Total

45-54 Northeast Midwest South West

Food away from home .................................. 3,540 3,591 3,593 3,389 3,699

Alcoholic beverages ....................................... 553 557 738 457 539

Housing .......................................................... 21,009 23,748 19,383 18,551 24,172

Shelter .......................................................... 12,471 14,920 10,983 10,176 15,498

Owned dwellings ........................................ 8,323 10,251 8,022 6,704 9,613

Mortgage interest and charges ................. 4,310 4,343 3,980 3,703 5,567

Property taxes .......................................... 2,568 4,411 2,514 1,630 2,598

Maintenance, repairs, insurance, other

expenses ................................................ 1,445 1,497 1,527 1,371 1,448

Rented dwellings ........................................ 3,211 3,618 1,927 2,718 4,834

Other lodging .............................................. 937 1,051 1,034 753 1,050

Utilities, fuels, and public services ................ 4,640 5,119 4,529 4,659 4,309

Natural gas ................................................. 498 729 752 280 426

Electricity .................................................... 1,705 1,625 1,463 2,053 1,425

Fuel oil and other fuels ............................... 160 480 164 70 36

Telephone services .................................... 1,654 1,805 1,605 1,649 1,581

Residential phone service, VOIP, and

phone cards ............................................ 368 512 344 339 315

Cellular phone service .............................. 1,286 1,293 1,261 1,310 1,266

Water and other public services ................. 623 479 545 606 841

Household operations .................................. 1,159 1,331 950 1,023 1,425

Personal services ....................................... 191 279 190 155 175

Other household expenses ........................ 968 1,053 760 867 1,251

Housekeeping supplies ................................ 741 663 798 728 777

Laundry and cleaning supplies ................... 188 164 212 189 181

Other household products .......................... 423 353 466 412 461

Postage and stationery ............................... 131 146 120 126 135

Household furnishings and equipment ......... 1,998 1,715 2,123 1,966 2,163

Household textiles ...................................... 135 88 152 130 165

Furniture ..................................................... 514 431 549 471 622

Floor coverings ........................................... 20 27 18 9 35

Major appliances ........................................ 279 238 231 291 337

Small appliances, miscellaneous

housewares .............................................. 132 103 179 122 127

Miscellaneous household equipment ......... 918 828 994 942 877

Apparel and services ...................................... 2,422 2,344 2,701 1,805 3,274

Men and boys ............................................... 555 576 699 416 636

Men, 16 and over ....................................... 435 450 543 302 545

Boys, 2 to 15 .............................................. 120 125 156 114 92

Women and girls .......................................... 911 964 913 696 1,231

Women, 16 and over .................................. 768 801 769 582 1,058

Girls, 2 to 15 ............................................... 143 163 144 114 173

Children under 2 ........................................... 58 325 115 45 54

Footwear ...................................................... 484 434 553 399 608

Other apparel products and services ........... 414 346 420 249 744

Transportation ................................................ 11,554 12,234 10,973 11,355 11,844

Vehicle purchases (net outlay) ..................... 4,548 4,878 4,327 4,875 3,939

Cars and trucks, new .................................. 2,089 2,282 1,736 2,274 1,946

Cars and trucks, used ................................ 2,392 2,464 2,500 2,585 1,920

Other vehicles ............................................ 67 3133 390 316 373

Gasoline and motor oil ................................. 2,826 2,636 2,872 2,821 2,952

Other vehicle expenses ................................ 3,466 3,619 3,162 3,183 4,084

Vehicle finance charges ............................. 270 231 249 306 264

Maintenance and repairs ............................ 1,025 1,058 1,048 942 1,109

Vehicle insurance ....................................... 1,465 1,368 1,168 1,467 1,825

Vehicle rental, leases, licenses, and other

charges ..................................................... 706 961 697 468 885

Public and other transportation .................... 714 1,101 612 476 869

Healthcare ...................................................... 4,575 4,582 4,642 4,422 4,758

Health insurance .......................................... 3,070 3,278 2,962 3,011 3,091

Medical services ........................................... 882 716 999 801 1,045

Drugs ............................................................ 467 437 481 475 467

Medical supplies ........................................... 156 151 200 134 154

Entertainment ................................................. 3,247 3,438 3,122 2,963 3,666

Fees and admissions ................................... 833 994 826 612 1,064

Audio and visual equipment and services .... 1,195 1,286 1,131 1,185 1,193

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2014-2015 — Continued

Item Total

45-54 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 737 696 760 673 857

Pets ............................................................ 623 560 664 556 753

Toys, hobbies, and playground equipment 113 136 97 117 104

Other entertainment supplies, equipment,

and services ............................................... 482 461 404 494 552

Personal care products and services ............. 807 846 834 713 907

Reading .......................................................... 109 118 105 104 116

Education ....................................................... 2,425 4,523 2,073 1,768 2,054

Tobacco products and smoking supplies ....... 437 434 564 444 313

Miscellaneous ................................................. 1,068 1,112 939 1,060 1,160

Cash contributions .......................................... 2,234 2,446 1,918 2,231 2,346

Personal insurance and pensions .................. 9,049 10,298 9,340 8,002 9,441

Life and other personal insurance ................ 444 543 382 380 520

Pensions and Social Security ....................... 8,605 9,755 8,959 7,621 8,921

Sources of income and personal taxes:

Money income before taxes ........................... $91,582 $103,699 $91,239 $81,100 $98,773

Wages and salaries ...................................... 79,357 88,579 79,987 70,947 84,723

Self-employment income .............................. 7,133 9,186 7,352 5,505 7,858

Social Security, private and government

retirement ................................................... 2,294 2,045 1,538 2,688 2,549

Interest, dividends, rental income, other

property income .......................................... 1,422 2,316 1,203 864 1,778

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 588 744 475 543 634

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 545 587 452 321 959

Other income ................................................ 244 242 232 232 273

Personal taxes (contains some imputed

values) .......................................................... 14,457 18,845 14,750 10,978 16,169

Federal income taxes ................................... 11,409 14,640 11,309 9,067 12,597

State and local income taxes ....................... 2,990 4,109 3,382 1,849 3,553

Other taxes ................................................... 58 97 60 61 318

Income after taxes .......................................... 77,125 84,853 76,489 70,122 82,604

Addenda:

Net change in total assets and liabilities ........ $11,975 $21,114 $13,169 $5,813 $13,251

Net change in total assets ............................ 20,707 29,208 17,840 15,222 25,099

Net change in total liabilities ......................... 8,732 8,094 4,671 9,409 11,848

Other financial information:

Other money receipts ................................... 954 2,509 1,284 166 631

Mortgage principal paid on owned property -2,842 -3,311 -2,814 -2,436 -3,133

Estimated market value of owned home ...... 203,223 234,522 171,518 150,584 291,255

Estimated monthly rental value of owned

home .......................................................... 1,121 1,312 999 978 1,306

Gifts of goods and services, total ................... 1,890 2,515 1,775 1,516 2,094

Food ............................................................. 132 100 128 96 224

Alcoholic beverages ..................................... 10 21 15 4 6

Housing ........................................................ 297 318 420 258 228

Housekeeping supplies .............................. 28 20 32 28 31

Household textiles ...................................... 10 33

330 4 39

Appliances and miscellaneous

housewares .............................................. 26 9 48 28 16

Major appliances ...................................... 9 6 35 13 311

Small appliances and miscellaneous

housewares ............................................ 17 34 43 316 35

Miscellaneous household equipment ......... 55 63 107 34 36

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2014-2015 — Continued

Item Total

45-54 Northeast Midwest South West

Other housing ............................................. 177 222 203 163 136

Apparel and services .................................... 347 247 312 177 753

Males, 2 and over ....................................... 64 32 75 41 122

Females, 2 and over ................................... 81 108 86 72 69

Children under 2 ......................................... 41 312 93 38 324

Other apparel products and services ......... 160 93 59 27 538

Jewelry and watches ................................ 126 370 314 32

3490

All other apparel products and services ... 34 324 45 24 49

Transportation .............................................. 170 160 132 203 161

Healthcare .................................................... 34 320 28 36 46

Entertainment ............................................... 101 94 96 107 100

Toys, games, arts and crafts, and tricycles 27 336 325 327 321

Other entertainment ................................... 74 58 71 80 80

Personal care products and services ........... 27 16 46 30 13

Reading ........................................................ 4 5 6 3 4

Education ..................................................... 692 1,467 495 527 492

All other gifts ................................................. 76 69 98 74 67

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016