Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 23,731 750 1,524 3,359 3,013 4,715 2,834 1,948 2,413 3,177 

Consumer unit characteristics: 

Income before taxes ..................................... $39,816 $472 $8,442 $12,716 $17,401 $24,715 $34,993 $44,823 $59,050 $123,093 

Income after taxes ........................................ 39,008 40 8,529 12,805 17,535 24,662 34,730 44,309 58,354 118,049 

Age of reference person ................................ 75.1 75.0 76.9 77.6 77.3 75.5 74.1 73.8 73.3 71.9 

Average number in consumer unit:

Persons ........................................................ 1.7 1.3 1.2 1.2 1.3 1.7 1.8 2.0 2.1 2.3 

Children under 18 ........................................ 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 .1 .1 

Persons 65 and older ................................... 1.4 1.2 1.1 1.1 1.2 1.4 1.5 1.5 1.5 1.6 

Earners ........................................................ .4 .2 .1 .1 .1 .3 .4 .6 .8 1.2 

Vehicles ....................................................... 1.6 .9 .7 .9 1.2 1.5 1.8 2.0 2.1 2.5 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 32 27 27 35 43 43 50 56 64 

Female ......................................................... 57 68 73 73 65 57 57 50 44 36 

Housing tenure:

Homeowner .................................................. 79 54 51 63 73 81 88 88 91 96 

With mortgage ............................................ 21 16 7 10 13 17 22 27 32 42 

Without mortgage ....................................... 58 38 45 53 60 65 66 61 58 53 

Renter .......................................................... 21 46 49 37 27 19 12 12 9 4 

Race of reference person:

Black or African-American ........................... 9 22 20 12 7 8 9 8 5 6 

White, Asian, and all other races ................. 91 78 80 88 93 92 91 92 95 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 10 16 7 6 5 3 4 5 3 

Not Hispanic or Latino .................................. 94 90 84 93 94 95 97 96 95 97 

Education of reference person:

Elementary (1-8) .......................................... 10 21 27 15 11 11 9 5 5 3 

High school (9-12) ........................................ 46 46 47 55 54 50 49 44 41 23 

College ......................................................... 43 32 23 29 34 39 41 50 54 74 

Never attended and other ............................ 1 1 3 2 ( ) 2 ( ) 2 ( ) 1 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 84 59 54 68 79 89 94 94 96 97 

Average annual expenditures .......................... $36,687 $20,526 $15,207 $19,276 $24,095 $30,641 $35,318 $41,728 $49,058 $78,014 

Food ............................................................... 4,604 3,144 2,068 2,782 2,895 4,023 4,860 5,005 6,053 8,595 

Food at home ............................................... 2,990 1,891 1,602 1,965 2,070 2,788 3,311 3,232 3,806 4,828 

Cereals and bakery products ..................... 420 245 234 275 305 397 464 445 543 657 

Cereals and cereal products .................... 124 93 63 88 97 124 126 137 157 177 

Bakery products ....................................... 296 152 171 187 208 273 338 308 386 480 

Meats, poultry, fish, and eggs .................... 661 376 347 498 410 648 707 678 874 1,028 

Beef .......................................................... 178 109 74 165 104 154 222 180 230 263 

Pork .......................................................... 140 53 73 87 92 151 145 165 186 207 

Other meats ............................................. 86 85 49 57 63 80 95 84 117 130 

Poultry ...................................................... 106 53 64 94 64 116 103 110 139 144 

Fish and seafood ..................................... 108 53 63 61 55 104 98 99 146 226 

Eggs ......................................................... 42 23 24 34 33 43 44 40 56 58 

Dairy products ............................................ 347 197 194 221 257 305 393 384 451 557 

Fresh milk and cream .............................. 131 72 89 93 106 129 138 148 160 182 

Other dairy products ................................ 216 125 105 128 152 175 255 235 291 376 

Fruits and vegetables ................................. 567 429 320 364 392 522 616 597 691 964 

Fresh fruits ............................................... 195 121 112 133 129 183 194 217 226 346 

Fresh vegetables ..................................... 179 172 104 108 127 158 195 188 219 313 

Processed fruits ....................................... 106 79 59 67 75 100 122 106 137 169 

Processed vegetables .............................. 87 57 45 56 61 81 105 87 109 136 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $996 $644 $506 $606 $706 $917 $1,131 $1,127 $1,248 $1,622 

Sugar and other sweets ........................... 119 60 54 82 83 97 145 140 159 191 

Fats and oils ............................................. 92 66 50 56 96 84 100 110 100 135 

Miscellaneous foods ................................ 499 297 261 289 332 455 592 554 623 832 

Nonalcoholic beverages ........................... 248 212 133 171 175 252 250 278 306 375 

Food prepared by consumer unit on

out-of-town trips ..................................... 37 49 48 48 20 29 43 45 60 90 

Food away from home ................................. 1,613 1,253 466 817 825 1,235 1,549 1,773 2,247 3,767 

Alcoholic beverages ....................................... 268 492 38 154 74 222 221 244 327 787 

Housing .......................................................... 12,698 8,600 7,154 8,068 9,621 11,040 11,763 14,002 16,278 23,742 

Shelter .......................................................... 6,797 5,390 3,656 4,451 5,335 5,862 6,111 7,038 8,335 13,186 

Owned dwellings ........................................ 4,552 2,262 1,414 2,132 2,867 3,772 4,336 5,283 6,295 10,328 

Mortgage interest and charges ................ 1,304 735 218 468 635 754 1,095 1,469 1,903 3,922 

Property taxes .......................................... 1,709 874 638 919 1,160 1,503 1,841 2,009 2,024 3,543 

Maintenance, repairs, insurance, other

expenses ................................................ 1,539 654 558 745 1,072 1,515 1,400 1,806 2,369 2,863 

Rented dwellings ........................................ 1,649 2,940 2,158 2,220 2,298 1,782 1,210 1,288 1,127 690 

Other lodging ............................................. 597 4188 485 99 169 308 565 467 913 2,168 

Utilities, fuels, and public services ............... 3,217 2,277 2,004 2,344 2,654 3,031 3,364 3,619 3,804 4,929 

Natural gas ................................................. 518 286 301 403 460 479 517 569 608 815 

Electricity .................................................... 1,204 933 780 897 1,052 1,136 1,249 1,337 1,393 1,777 

Fuel oil and other fuels ............................... 244 4136 130 145 176 236 333 311 252 378 

Telephone services .................................... 815 583 545 588 632 769 815 900 1,017 1,275 

Water and other public services ................. 436 339 248 310 335 411 450 502 535 685 

Household operations .................................. 855 297 276 413 561 633 589 1,042 1,338 2,095 

Personal services ....................................... 211 4101 474 4103 4121 130 472 4326 4480 473 

Other household expenses ........................ 644 196 202 310 440 503 517 716 858 1,622 

Housekeeping supplies ................................ 595 240 260 352 334 527 638 727 881 1,019 

Laundry and cleaning supplies .................. 115 62 59 80 87 105 126 137 145 176 

Other household products .......................... 309 118 120 181 167 256 359 357 522 504 

Postage and stationery .............................. 170 460 81 90 80 165 153 234 214 339 

Household furnishings and equipment ......... 1,235 395 957 508 736 989 1,061 1,575 1,920 2,514 

Household textiles ...................................... 109 28 26 51 82 98 89 171 125 229 

Furniture ..................................................... 232 132 118 108 98 197 164 290 394 518 

Floor coverings .......................................... 49 415 421 46 91 20 74 29 48 112 

Major appliances ........................................ 169 4102 146 71 80 178 147 140 252 348 

Small appliances, miscellaneous

housewares .............................................. 107 12 30 73 33 106 82 188 116 225 

Miscellaneous household equipment ......... 569 106 616 199 352 389 504 758 985 1,081 

Apparel and services ..................................... 1,066 549 301 608 744 713 953 962 1,633 2,565 

Men and boys .............................................. 224 4107 421 119 128 145 215 136 319 656 

Men, 16 and over ....................................... 203 4104 418 115 117 131 196 108 288 598 

Boys, 2 to 15 .............................................. 21 44 43 44 11 15 19 29 31 58 

Women and girls .......................................... 487 140 144 277 353 335 431 466 785 1,113 

Women, 16 and over .................................. 454 134 140 265 322 312 403 420 733 1,038 

Girls, 2 to 15 ............................................... 33 46 44 412 31 23 28 46 52 76 

Children under 2 .......................................... 26 457 49 10 8 17 24 29 48 55 

Footwear ...................................................... 169 4190 466 132 163 124 139 168 255 295 

Other apparel products and services ........... 160 55 61 70 92 91 144 163 226 446 

Transportation ................................................ 5,701 3,047 1,857 2,340 3,845 5,037 5,406 7,348 7,860 12,007 

Vehicle purchases (net outlay) ..................... 1,736 4518 4288 4457 1,360 1,556 1,601 2,088 2,493 4,025 

Cars and trucks, new ................................. 1,045 4197 3 ( ) 4284 861 715 847 1,199 1,564 2,900 

Cars and trucks, used ................................ 651 4322 4288 174 421 781 730 889 929 1,004 

Other vehicles ............................................ 440 3 ( ) 3 ( ) 3 ( ) 478 459 424 3 ( ) 3 ( ) 4121 

Gasoline and motor oil ................................. 1,546 833 622 721 995 1,441 1,700 1,959 2,163 2,850 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $1,984 $1,187 $603 $986 $1,311 $1,808 $1,697 $2,944 $2,783 $3,744 

Vehicle finance charges ............................. 119 456 413 27 50 90 145 136 209 290 

Maintenance and repairs ........................... 549 172 175 238 380 452 633 529 797 1,205 

Vehicle insurance ....................................... 1,024 4859 4335 4609 4721 1,055 646 41,953 1,306 1,529 

Vehicle rental, leases, licenses, and other

charges .................................................... 291 99 80 112 160 211 274 327 472 721 

Public transportation .................................... 435 508 344 175 180 232 408 356 421 1,388 

Healthcare ...................................................... 4,618 2,548 1,999 2,619 3,421 4,514 5,413 5,536 6,360 7,145 

Health insurance .......................................... 2,808 1,521 1,339 1,801 2,277 2,818 3,353 3,378 3,557 3,963 

Medical services .......................................... 818 412 246 326 400 746 889 804 1,446 1,682 

Drugs ........................................................... 840 525 359 435 669 823 985 1,130 1,162 1,193 

Medical supplies .......................................... 152 490 55 58 75 127 186 224 195 308 

Entertainment ................................................. 1,939 782 561 790 1,020 1,585 2,222 1,892 2,786 4,547 

Fees and admissions ................................... 419 75 57 79 170 232 387 401 689 1,366 

Audio and visual equipment and services .... 729 472 391 485 534 698 758 758 938 1,237 

Pets, toys, hobbies, and playground

equipment .................................................. 385 86 101 182 205 338 466 403 563 784 

Other entertainment supplies, equipment,

and services ............................................... 407 4149 13 45 110 318 612 330 596 1,160 

Personal care products and services ............. 520 219 220 267 361 438 547 571 714 1,050 

Reading .......................................................... 143 69 47 78 101 119 136 172 209 288 

Education ....................................................... 282 444 433 4133 39 153 87 158 195 1,346 

Tobacco products and smoking supplies ....... 168 112 120 127 152 178 216 168 202 182 

Miscellaneous ................................................ 629 393 220 271 379 496 597 995 867 1,303 

Cash contributions ......................................... 2,218 677 416 858 1,005 1,267 1,896 3,080 2,844 6,728 

Personal insurance and pensions .................. 1,833 250 173 182 437 855 1,001 1,596 2,729 7,730 

Life and other personal insurance ................ 330 132 93 125 162 317 302 264 436 868 

Pensions and Social Security ...................... 1,503 117 80 57 275 539 699 1,332 2,293 6,863 

Sources of income and personal taxes: 

Money income before taxes ........................... 39,816 472 8,442 12,716 17,401 24,715 34,993 44,823 59,050 123,093 

Wages and salaries ..................................... 11,767 1,074 289 503 972 2,964 6,913 12,186 19,094 53,516 

Self-employment income ............................. 1,891 4-4,440 4-107 4-54 416 49 490 1,022 1,683 12,852 

Social Security, private and government

retirement ................................................... 21,957 3,115 7,190 11,563 15,400 20,053 24,817 27,781 32,506 39,387 

Interest, dividends, rental income, other

property income ......................................... 3,522 135 169 194 540 1,156 2,115 3,286 5,070 16,011 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 131 3 ( ) 418 412 436 440 499 4103 222 4547 

Public assistance, supplemental security

income, food stamps .................................. 246 251 595 331 301 261 201 4198 125 474 

Regular contributions for support ................. 160 463 414 430 479 132 4269 4179 4238 343 

Other income ............................................... 142 4275 275 138 458 61 489 470 4112 363 

Personal taxes ............................................... 809 432 -86 -89 -133 52 264 515 696 5,044 

Federal income taxes ................................... 727 375 21 37 10 143 275 493 703 3,990 

2008 Tax stimulus (new UCC Q20082) ....... -292 4-141 -127 -177 -243 -278 -301 -438 -480 -353 

State and local income taxes ....................... 131 471 4-7 -7 5 23 54 109 151 702 

Other taxes .................................................. 243 127 26 59 95 165 236 351 322 705 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 39,008 40 8,529 12,805 17,535 24,662 34,730 44,309 58,354 118,049 

Addenda:

Net change in total assets and liabilities ........ $986 - $21,016 - $554 $357 $4,033 - $1,572 - $1,472 $6,868 - $2,676 $9,852 

Net change in total assets ............................ 3,767 -17,408 915 938 4,930 828 1,330 11,428 654 16,218 

Net change in total liabilities ........................ 2,781 3,609 1,469 581 897 2,400 2,802 4,561 3,330 6,366 

Other financial information:

Other money receipts ................................... 466 418 410 27 95 176 333 2,002 545 1,151 

Mortgage principal paid on owned property -1,046 -498 -177 -400 -415 -554 -936 -1,279 -1,555 -3,170 

Estimated market value of owned home ...... 198,849 112,639 77,423 110,955 148,353 164,647 190,004 218,534 258,254 419,697 

Estimated monthly rental value of owned

home .......................................................... 943 551 425 591 712 871 964 1,074 1,169 1,711 

Gifts of goods and services ............................ 1,050 472 339 397 425 665 726 911 1,735 3,205 

Food ............................................................. 65 3 ( ) 47 24 20 43 54 88 106 181 

Alcoholic beverages ..................................... 14 3 ( ) 3 ( ) 48 2 ( ) 15 46 47 23 42 

Housing ........................................................ 171 117 52 69 67 144 149 224 255 397 

Housekeeping supplies .............................. 29 3 ( ) 43 410 9 25 25 47 55 58 

Household textiles ...................................... 8 413 2 ( ) 44 45 6 46 417 417 9 

Appliances and miscellaneous

housewares .............................................. 17 42 43 44 48 12 14 412 44 41 

Major appliances ...................................... 5 3 ( ) 42 41 47 5 46 42 46 47 

Small appliances and miscellaneous

housewares ............................................ 12 42 41 43 41 47 48 410 438 33 

Miscellaneous household equipment ......... 39 438 48 419 415 32 39 85 56 61 

Other housing ............................................ 78 464 38 32 30 69 64 63 484 229 

Apparel and services ................................... 190 231 17 97 166 108 197 133 355 415 

Males, 2 and over ...................................... 46 479 43 35 75 22 42 20 86 75 

Females, 2 and over .................................. 77 46 42 28 45 52 65 41 151 217 

Children under 2 ........................................ 25 457 49 9 8 17 24 28 46 52 

Other apparel products and services ......... 43 489 41 425 438 17 67 443 71 71 

Jewelry and watches ................................ 17 3 ( ) 41 47 45 413 439 46 25 35 

All other apparel products and services ... 26 489 3 ( ) 418 432 45 428 437 446 435 

Transportation .............................................. 143 69 9 29 24 45 78 155 267 567 

Healthcare .................................................... 37 3 ( ) 2 ( ) 429 47 417 412 46 4212 439 

Entertainment ............................................... 81 46 410 426 58 72 73 64 166 173 

Toys, games, arts and crafts, and tricycles 27 3 ( ) 2 ( ) 412 418 49 434 434 480 436 

Other entertainment ................................... 55 46 49 15 40 63 39 30 86 136 

Personal care products and services ........... 13 42 419 46 42 13 19 46 26 19 

Reading ........................................................ 2 3 ( ) 2 ( ) 2 ( ) 2 2 1 41 43 5 

Education ..................................................... 210 438 43 492 423 114 53 134 137 1,032 

All other gifts ................................................ 123 48 223 15 54 91 83 93 185 334 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5.3 No data reported. 4 Data are likely to have large sampling errors.