Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 16,819 602 1,155 998 968 2,062 2,908 3,770 4,356 

Consumer unit characteristics: 

 Income before taxes ......................................................... $120,319 $6,752 $23,186 $35,088 $44,892 $59,581 $84,646 $122,014 $249,171 

 Income after taxes ............................................................ 106,108 8,929 29,380 41,164 48,760 60,306 80,842 110,944 201,880 

 Age of reference person ................................................... 43.8 42.3 42.8 42.1 42.8 43.1 42.8 44.1 45.8 

 Average number in consumer unit: 

 People ........................................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

 Children under 18 .......................................................... 1.5 1.8 1.7 1.7 1.6 1.5 1.4 1.4 1.5 

 Adults 65 and older ....................................................... .1 2

.1 .2 .2 .2 .2 .2 .1 .1 

 Earners .......................................................................... 2.0 .9 1.3 1.5 1.6 1.9 2.1 2.3 2.3 

 Vehicles ......................................................................... 2.4 1.5 1.5 1.7 1.7 2.2 2.5 2.8 2.9 

Percent distribution: 

 Reference person: 

 Men................................................................................ 50 39 33 43 43 42 51 54 58 

 Women .......................................................................... 50 61 67 57 57 58 49 46 42 

 Housing tenure: 

 Homeowner ................................................................... 72 41 33 46 46 59 74 85 94 

 With mortgage ............................................................ 57 26 14 29 35 40 55 72 82 

 Without mortgage ....................................................... 15 15 18 17 11 19 19 13 12 

 Renter ............................................................................ 28 59 67 54 54 41 26 15 6 

 Race of reference person: 

 Black or African-American............................................. 14 27 25 21 12 18 16 13 7 

 White, Asian, and all other races .................................. 86 73 75 79 88 82 84 87 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 20 27 35 36 32 32 19 13 9 

 Not Hispanic or Latino ................................................... 80 73 65 64 68 68 81 87 91 

 Education of reference person: 

 Elementary (1-8)............................................................ 3 3 7 8 7 4 2 2 ( 3 ) 

 High school (9-12) ......................................................... 26 50 55 52 46 34 27 19 7 

 College .......................................................................... 71 47 35 38 45 61 72 79 93 

 Never attended and other ............................................. ( 3 ) ( 3 ) 3 2 2 ( 3 ) ( 3 ) ( 3 ) ( 4 ) 

 At least one vehicle owned or leased .............................. 95 78 83 91 90 95 97 98 99 

Average annual expenditures .............................................. $84,595 $44,652 $38,472 $42,039 $49,101 $57,988 $72,320 $88,753 $136,103 

 Food .................................................................................. 11,033 6,912 5,782 6,451 9,389 8,253 9,680 11,579 15,631 

 Food at home ................................................................ 6,911 4,822 4,152 4,299 6,172 5,235 6,101 7,578 9,134 

 Cereals and bakery products ..................................... 922 651 531 583 850 699 821 1,037 1,188 

 Cereals and cereal products ................................... 304 237 159 177 295 214 278 356 382 

 Bakery products ...................................................... 619 415 372 405 555 485 544 681 806 

 Meats, poultry, fish, and eggs .................................... 1,473 1,366 876 1,165 1,412 1,107 1,229 1,657 1,835 

 Beef ......................................................................... 393 594 218 236 363 299 324 457 472 

 Pork ......................................................................... 295 332 166 278 209 245 230 374 328 

 Other meats ............................................................ 195 88 143 145 170 146 192 195 258 

 Poultry ..................................................................... 274 143 172 222 322 214 225 303 342 

 Fish and seafood .................................................... 229 141 124 222 236 137 185 234 321 

 Eggs ........................................................................ 88 67 53 60 112 66 72 93 114 

 Dairy products ............................................................ 685 410 441 367 575 469 629 752 934 

 Fresh milk and cream ............................................. 213 134 144 146 196 171 210 226 265 

 Other dairy products ............................................... 472 276 297 221 379 299 419 527 669 

 Fruits and vegetables ................................................. 1,362 906 882 746 1,307 968 1,090 1,571 1,819 

 Fresh fruits .............................................................. 513 374 369 290 480 347 390 562 718 

 Fresh vegetables .................................................... 439 284 271 204 427 309 339 535 581 

 Processed fruits ...................................................... 174 69 92 110 153 146 169 201 216 

 Processed vegetables ............................................ 236 180 150 142 247 167 192 273 304 

 Other food at home .................................................... 2,469 1,488 1,422 1,440 2,028 1,991 2,332 2,561 3,358 

 Sugar and other sweets .......................................... 233 125 117 134 249 193 212 247 308 

 Fats and oils............................................................ 169 143 129 118 128 120 155 191 213 

 Miscellaneous foods ............................................... 1,373 765 722 744 1,086 1,128 1,268 1,374 1,958 

 Nonalcoholic beverages ......................................... 629 387 400 423 545 520 660 693 747 

See footnotes at end of table. 
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 65 269 255 221 220 30 37 56 131 

 Food away from home .................................................. 4,122 2,089 1,630 2,151 3,216 3,018 3,579 4,000 6,497 

 Alcoholic beverages ......................................................... 572 2207 261 2156 248 185 337 551 1,217 

 Housing ............................................................................ 27,226 19,033 16,464 16,269 17,973 19,848 22,908 26,558 42,631 

 Shelter ........................................................................... 15,295 12,282 9,782 9,272 10,480 11,202 11,880 14,487 24,541 

 Owned dwellings ........................................................ 10,356 4,666 2,588 2,938 3,818 5,092 7,531 10,961 20,208 

 Mortgage interest and charges ............................... 5,090 1,576 726 1,239 1,921 2,050 3,800 5,622 10,158 

 Property taxes ......................................................... 3,117 952 636 1,082 1,069 1,378 2,147 3,209 6,389 

 Maintenance, repairs, insurance, other 

 expenses ............................................................. 2,148 2,138 1,225 617 827 1,664 1,584 2,131 3,661 

 Rented dwellings ........................................................ 3,957 5,358 6,961 6,249 6,487 5,831 4,011 2,867 1,901 

 Other lodging.............................................................. 982 22,258 2234 285 2176 280 337 659 2,433 

 Utilities, fuels, and public services ................................ 5,271 4,008 3,714 4,173 4,337 4,675 5,185 5,580 6,390 

 Natural gas ................................................................. 543 446 370 422 339 409 457 576 766 

 Electricity .................................................................... 1,815 1,550 1,531 1,669 1,596 1,751 1,779 1,823 2,058 

 Fuel oil and other fuels............................................... 102 242 261 268 296 270 78 107 155 

 Telephone services .................................................... 1,927 1,310 1,228 1,370 1,677 1,734 2,014 2,098 2,265 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 171 2107 121 142 165 155 145 180 217 

 Cellular phone service ............................................ 1,756 1,203 1,107 1,228 1,512 1,580 1,869 1,917 2,048 

 Water and other public services ................................ 885 659 524 644 628 709 857 976 1,145 

 Household operations ................................................... 2,722 1,192 795 998 1,287 1,324 2,177 2,337 5,510 

 Personal services ....................................................... 1,404 2402 2155 2189 2412 504 1,129 1,195 3,161 

 Other household expenses ........................................ 1,318 790 640 810 876 821 1,048 1,142 2,348 

 Housekeeping supplies ................................................. 1,100 499 749 551 549 878 1,330 1,132 1,432 

 Laundry and cleaning supplies .................................. 238 199 250 204 158 260 162 255 285 

 Other household products ......................................... 716 205 343 315 263 498 1,043 739 934 

 Postage and stationery .............................................. 147 295 2156 231 128 120 125 138 213 

 Household furnishings and equipment ......................... 2,837 1,052 1,424 1,274 1,319 1,769 2,337 3,021 4,759 

 Household textiles ...................................................... 146 249 257 59 92 67 236 145 194 

 Furniture ..................................................................... 720 560 351 294 239 504 511 627 1,366 

 Floor coverings........................................................... 27 21 23 24 24 8 12 18 74 

 Major appliances ........................................................ 484 2127 278 319 526 365 372 446 776 

 Small appliances, miscellaneous housewares .......... 154 266 96 108 76 104 130 155 241 

 Miscellaneous household equipment ........................ 1,307 250 640 491 382 719 1,076 1,630 2,107 

 Apparel and services ........................................................ 2,716 1,620 1,775 1,241 1,940 1,972 2,060 2,746 4,265 

 Men and boys ................................................................ 645 369 636 348 402 588 354 586 1,055 

 Men, 16 and over ....................................................... 393 2125 417 2154 2196 381 176 303 728 

 Boys, 2 to 15 .............................................................. 252 244 219 194 205 207 178 283 327 

 Women and girls ........................................................... 1,022 438 444 352 365 666 899 1,336 1,466 

 Women, 16 and over .................................................. 763 2153 254 171 181 535 559 1,119 1,115 

 Girls, 2 to 15 ............................................................... 259 285 190 181 184 132 340 216 351 

 Children under 2 ............................................................ 166 2134 2133 2197 2201 215 131 150 177 

 Footwear ....................................................................... 643 2600 2454 2249 861 365 534 488 1,049 

 Other apparel products and services ............................ 240 80 107 95 110 137 142 186 518 

 Transportation .................................................................. 15,049 8,083 6,954 8,486 9,152 12,451 14,479 16,106 21,662 

 Vehicle purchases (net outlay) ...................................... 7,037 23,358 2,530 22,959 3,662 5,691 6,950 7,411 10,795 

 Cars and trucks, new ................................................. 2,835 21,934 21,154 21,075 2780 21,123 2,598 3,480 4,677 

 Cars and trucks, used ................................................ 4,115 21,424 1,377 1,884 2,883 4,363 4,293 3,733 6,093 

 Other vehicles ............................................................ 86 ( 4 ) ( 4 ) ( 4 ) ( 4 ) 2206 259 2198 225 

 Gasoline, other fuels, and motor oil .............................. 2,661 1,862 1,711 2,087 2,101 2,572 2,735 2,928 3,043 

 Other vehicle expenses................................................. 4,733 2,510 2,468 3,220 3,168 3,909 4,495 5,219 6,467 

 Vehicle finance charges ............................................. 408 2127 132 221 213 320 418 515 550 

 Maintenance and repairs ........................................... 1,155 514 656 659 834 980 1,191 1,221 1,563 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 1,085 517 401 553 493 665 814 1,190 1,886 

 Vehicle insurance ....................................................... 2,085 1,352 1,279 1,787 1,628 1,944 2,071 2,292 2,468 

 Public and other transportation ..................................... 617 2353 244 219 220 279 300 548 1,358 

 Healthcare ........................................................................ 6,065 1,928 1,906 2,636 2,886 4,678 6,832 6,786 8,738 

 Health insurance ........................................................... 4,204 1,326 1,372 2,019 2,128 3,158 4,467 4,898 6,035 

 Medical services ............................................................ 1,236 2312 305 365 412 1,029 1,708 1,211 1,800 

 Drugs ............................................................................. 441 136 176 167 248 363 489 499 601 

 Medical supplies ............................................................ 184 2155 252 285 98 129 169 178 302 

 Entertainment ................................................................... 4,014 1,759 1,326 1,598 1,452 1,732 2,921 5,341 6,633 

See footnotes at end of table. 
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Fees and admissions .................................................... 1,107 511 186 240 179 292 557 1,052 2,603 

 Audio and visual equipment and services .................... 1,145 659 687 662 683 801 1,071 1,400 1,531 

 Pets, toys, hobbies, and playground equipment ........... 1,160 278 203 605 430 466 828 2,173 1,382 

 Pets ............................................................................ 863 2226 116 522 241 317 542 1,849 891 

 Toys, hobbies, and playground equipment................ 297 252 287 284 2189 150 286 324 491 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 602 2311 2250 290 2159 173 465 716 1,117 

 Personal care products and services ............................... 956 466 416 656 481 624 858 1,085 1,423 

 Reading ............................................................................ 107 230 225 241 242 70 94 102 194 

 Education .......................................................................... 2,337 21,211 901 311 248 1,087 1,087 2,218 5,322 

 Tobacco products and smoking supplies ......................... 352 488 502 458 505 437 463 305 159 

 Miscellaneous ................................................................... 1,010 840 389 321 581 665 1,074 1,056 1,527 

 Cash contributions ............................................................ 1,848 1,209 376 652 439 818 1,573 1,993 3,462 

 Personal insurance and pensions .................................... 11,312 866 1,596 2,764 3,765 5,168 7,954 12,330 23,236 

 Life and other personal insurance................................. 674 2189 2124 222 198 329 581 706 1,294 

 Pensions and Social Security ....................................... 10,637 677 1,472 2,542 3,568 4,839 7,373 11,624 21,942 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $120,319 $6,752 $23,186 $35,088 $44,892 $59,581 $84,646 $122,014 $249,171 

 Wages and salaries ....................................................... 106,483 7,925 15,449 27,381 37,464 51,843 76,803 110,141 220,229 

 Self-employment income............................................... 8,638 2

-5,504 1,811 2,104 2,263 2,780 3,351 7,965 22,203 

 Social Security, private and government 

 retirement ................................................................... 2,646 21,463 2,908 3,296 3,267 3,566 3,138 2,384 1,917 

 Interest, dividends, rental income, other property 

 income ........................................................................ 1,158 2117 219 2157 277 117 235 686 3,592 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 468 2,071 2,049 1,146 807 459 303 266 260 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 666 2443 750 635 2796 613 698 531 775 

 Other income ................................................................. 259 2237 2200 2369 2218 2203 118 241 396 

 Personal taxes (contains some imputed values) ............. 14,211 -2,177 -6,194 -6,076 -3,868 -725 3,803 11,070 47,292 

 Federal income taxes .................................................... 11,601 -851 -5,026 -4,805 -2,800 -90 3,078 8,881 38,270 

 Stimulus payment (new UCC Q20202)# ....................... -1,223 2

-1,168 2-946 2-1,275 2-1,495 -1,512 -1,194 -1,417 -948 

 State and local income taxes ........................................ 3,780 2

-182 -238 -34 402 840 1,871 3,549 9,886 

 Other taxes .................................................................... 53 224 217 238 225 237 248 58 84 

 Income after taxes ............................................................ 106,108 8,929 29,380 41,164 48,760 60,306 80,842 110,944 201,880 

Addenda: 

 Net change in total assets and liabilities .......................... -$3,597 -$4,091 $1,342 $7,627 $5,188 -$7,686 -$1,846 -$14,992 $1,266 

 Net change in total assets ............................................. 35,524 2,911 1,810 6,676 23,283 6,542 28,466 25,069 85,782 

 Net change in total liabilities ......................................... 39,121 7,002 468 -952 18,095 14,228 30,313 40,061 84,517 

 Other financial information: 

 Other money receipts .................................................... 540 218 213 222 2315 2599 2842 452 766 

 Mortgage principal paid on owned property.................. -3,673 -1,065 -553 -1,115 -1,363 -1,441 -2,383 -3,990 -7,604 

 Estimated market value of owned home ....................... 269,057 80,643 62,273 97,583 96,635 136,402 198,130 275,466 532,156 

 Estimated monthly rental value of owned home ........... 1,442 559 407 622 620 797 1,137 1,565 2,611 

1

 Data are rounded to the nearest thousands. 

2

 Data are likely to have large sampling errors. 

3

 Value is too small to display. 

4

 No data reported. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021