Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2009-2010

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 17,948 267 410 572 890 1,802 1,755 1,781 2,905 7,566 

Consumer unit characteristics: 

Income before taxes ..................................... $75,464 - $1,856 $8,262 $12,848 $17,679 $25,084 $34,842 $44,767 $59,497 $128,145 

Income after taxes ........................................ 73,452 -2,111 8,892 13,528 18,680 25,953 35,133 44,983 58,522 123,226 

Age of reference person ................................ 44.9 40.5 37.7 40.3 39.9 43.7 45.2 44.3 45.9 46.3 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .7 1.2 1.3 1.2 1.2 .9 .7 .7 .6 .6 

Persons 65 and older ................................... .2 1.2 1.1 1.1 .1 .3 .3 .2 .2 .1 

Earners ........................................................ 1.7 .6 .8 .9 1.1 1.2 1.4 1.6 1.8 2.1 

Vehicles ....................................................... 2.3 1.3 1.1 1.1 1.2 1.5 1.8 2.1 2.3 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 31 27 21 26 34 38 39 48 52 

Female ......................................................... 56 69 73 79 74 66 62 61 52 48 

Housing tenure:

Homeowner .................................................. 68 31 31 39 36 43 54 62 72 87 

With mortgage ............................................ 49 21 13 16 15 23 32 45 50 68 

Without mortgage ....................................... 20 10 18 22 21 20 22 17 22 19 

Renter .......................................................... 32 69 69 61 64 57 46 38 28 13 

Race of reference person:

Black or African-American ........................... 14 37 25 20 25 22 18 17 13 9 

White, Asian, and all other races ................. 86 63 75 80 75 78 82 83 87 91 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 13 29 34 28 25 19 16 13 8 

Not Hispanic or Latino .................................. 85 87 71 66 72 75 81 84 87 92 

Education of reference person:

Elementary (1-8) .......................................... 4 5 11 14 9 8 5 4 4 1 

High school (9-12) ........................................ 34 54 49 52 56 49 42 40 37 20 

College ......................................................... 62 41 39 33 35 42 53 56 59 79 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 1 2 ( ) 2 ( ) 3 ( ) 2 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 92 63 67 75 76 87 90 93 96 98 

Average annual expenditures .......................... $56,529 $27,061 $25,333 $22,603 $27,180 $32,988 $38,358 $42,465 $49,137 $81,321 

Food ............................................................... 7,402 5,441 4,077 4,692 4,364 5,252 5,897 6,115 7,058 9,531 

Food at home ............................................... 4,443 3,601 2,735 3,660 3,177 3,648 3,766 4,060 4,263 5,281 

Cereals and bakery products ..................... 595 504 321 436 400 486 507 561 577 710 

Cereals and cereal products .................... 195 202 144 166 147 184 169 196 179 219 

Bakery products ....................................... 400 303 178 270 254 302 338 365 397 491 

Meats, poultry, fish, and eggs .................... 1,004 719 592 901 726 909 901 1,004 942 1,147 

Beef .......................................................... 287 161 145 254 240 222 258 316 268 328 

Pork .......................................................... 192 175 84 190 118 190 179 200 190 209 

Other meats ............................................. 136 62 85 95 101 97 115 129 132 167 

Poultry ...................................................... 184 188 112 197 134 185 164 179 184 198 

Fish and seafood ..................................... 151 161 1134 117 95 157 121 129 115 190 

Eggs ......................................................... 54 71 133 48 40 57 64 51 52 55 

Dairy products ............................................ 461 401 323 368 347 401 349 398 445 553 

Fresh milk and cream .............................. 166 159 120 153 152 166 143 144 160 184 

Other dairy products ................................ 295 242 203 216 195 234 206 254 286 369 

Fruits and vegetables ................................. 794 640 519 671 491 671 649 676 777 958 

Fresh fruits ............................................... 264 221 165 222 152 228 183 219 242 334 

Fresh vegetables ..................................... 248 178 158 194 139 209 208 212 242 302 

Processed fruits ....................................... 140 146 99 113 101 111 131 117 141 163 

Processed vegetables .............................. 142 95 98 142 98 122 127 128 152 159 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2009-2010 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,588 $1,338 $979 $1,284 $1,213 $1,181 $1,359 $1,421 $1,523 $1,913 

Sugar and other sweets ........................... 158 126 165 105 96 146 131 141 140 191 

Fats and oils ............................................. 121 120 70 103 73 110 127 110 111 140 

Miscellaneous foods ................................ 844 635 486 704 686 570 672 787 822 1,025 

Nonalcoholic beverages ........................... 417 447 253 354 350 337 408 363 412 474 

Food prepared by consumer unit on

out-of-town trips ..................................... 49 19 16 119 17 117 22 20 38 84 

Food away from home ................................. 2,959 1,840 1,341 1,032 1,187 1,604 2,132 2,055 2,795 4,250 

Alcoholic beverages ....................................... 384 161 1146 127 108 148 154 243 309 636 

Housing .......................................................... 19,074 11,874 9,622 9,463 11,342 12,141 13,765 15,328 16,606 26,201 

Shelter .......................................................... 10,912 6,568 5,229 4,954 6,283 6,959 7,769 8,872 9,303 15,136 

Owned dwellings ........................................ 7,265 2,432 1,190 1,577 1,537 2,529 3,763 4,947 6,008 11,838 

Mortgage interest and charges ................ 4,171 11,630 1502 852 803 1,386 2,013 2,892 3,369 6,880 

Property taxes .......................................... 1,997 654 495 428 501 782 1,024 1,275 1,671 3,231 

Maintenance, repairs, insurance, other

expenses ................................................ 1,097 1148 1193 298 234 361 725 780 968 1,727 

Rented dwellings ........................................ 2,936 4,023 3,437 3,261 4,659 4,288 3,834 3,604 3,055 1,910 

Other lodging ............................................. 710 1113 1602 1115 186 143 173 321 240 1,388 

Utilities, fuels, and public services ............... 4,231 3,244 2,496 2,935 3,257 3,326 3,715 3,898 4,216 4,991 

Natural gas ................................................. 507 408 210 286 319 355 404 478 487 641 

Electricity .................................................... 1,595 1,386 1,145 1,285 1,432 1,392 1,518 1,457 1,569 1,779 

Fuel oil and other fuels ............................... 146 181 138 174 136 57 94 146 140 209 

Telephone services .................................... 1,439 1,018 807 921 1,131 1,148 1,271 1,369 1,473 1,675 

Water and other public services ................. 543 351 296 369 339 374 429 448 547 688 

Household operations .................................. 1,371 508 384 471 622 665 674 840 1,000 2,209 

Personal services ....................................... 666 1154 1126 1265 262 341 282 409 473 1,093 

Other household expenses ........................ 705 354 258 205 360 324 392 431 528 1,116 

Housekeeping supplies ................................ 716 423 383 493 469 478 567 567 695 926 

Laundry and cleaning supplies .................. 181 182 119 182 178 155 154 186 166 201 

Other household products .......................... 391 195 223 258 189 244 327 303 372 520 

Postage and stationery .............................. 144 146 142 52 103 78 85 79 157 205 

Household furnishings and equipment ......... 1,845 1,132 1,130 611 711 713 1,040 1,150 1,392 2,939 

Household textiles ...................................... 154 174 120 133 43 56 71 67 142 241 

Furniture ..................................................... 431 1184 122 107 210 178 241 234 325 698 

Floor coverings .......................................... 41 143 15 19 14 16 9 8 10 85 

Major appliances ........................................ 260 151 123 79 120 136 144 141 192 416 

Small appliances, miscellaneous

housewares .............................................. 135 118 106 77 72 64 153 121 103 176 

Miscellaneous household equipment ......... 825 662 655 206 261 273 422 579 620 1,323 

Apparel and services ..................................... 2,067 1,205 2,632 1,014 1,146 1,656 1,859 1,470 1,896 2,632 

Men and boys .............................................. 457 103 492 224 231 320 328 282 431 631 

Men, 16 and over ....................................... 365 116 1150 1109 124 257 244 207 359 535 

Boys, 2 to 15 .............................................. 92 87 341 115 106 63 84 74 73 96 

Women and girls .......................................... 849 452 1,309 281 416 610 906 526 814 1,080 

Women, 16 and over .................................. 708 1137 1,002 210 250 464 757 417 658 952 

Girls, 2 to 15 ............................................... 140 314 307 70 166 146 149 109 156 128 

Children under 2 .......................................... 166 1132 226 149 128 148 134 194 161 177 

Footwear ...................................................... 347 1400 1447 256 198 406 380 347 334 351 

Other apparel products and services ........... 248 118 159 104 174 172 111 121 156 394 

Transportation ................................................ 9,148 3,595 3,363 3,287 5,081 6,257 6,625 7,484 8,322 12,561 

Vehicle purchases (net outlay) ..................... 3,083 11,242 1716 1275 1,716 2,617 1,866 2,560 2,291 4,469 

Cars and trucks, new ................................. 1,396 3 ( ) 3 ( ) 3 ( ) 1183 1863 1161 1,105 875 2,452 

Cars and trucks, used ................................ 1,647 11,242 1716 1275 1,533 1,746 1,675 1,436 1,359 1,958 

Other vehicles ............................................ 40 3 ( ) 3 ( ) 3 ( ) 3 ( ) 19 130 119 157 58 

Gasoline and motor oil ................................. 2,487 1,332 1,155 1,448 1,577 1,856 2,010 2,222 2,642 3,049 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2009-2010 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,036 $908 $1,191 $1,434 $1,510 $1,550 $2,512 $2,517 $3,072 $4,095 

Vehicle finance charges ............................. 331 1173 137 1106 78 164 221 313 402 441 

Maintenance and repairs ........................... 915 258 303 424 618 528 559 658 791 1,327 

Vehicle insurance ....................................... 1,281 1239 1691 1740 1629 1660 1,461 1,259 1,580 1,461 

Vehicle rental, leases, licenses, and other

charges .................................................... 510 237 160 165 186 197 271 287 300 866 

Public transportation .................................... 542 1112 301 129 278 234 237 186 316 948 

Healthcare ...................................................... 3,309 1,112 927 863 960 1,898 2,573 2,540 3,476 4,603 

Health insurance .......................................... 1,896 646 547 433 523 991 1,555 1,578 2,107 2,574 

Medical services .......................................... 792 1255 191 133 166 525 509 463 728 1,199 

Drugs ........................................................... 488 181 137 257 203 313 436 401 512 636 

Medical supplies .......................................... 133 130 152 139 68 69 73 99 129 194 

Entertainment ................................................. 2,835 1,281 1,152 927 1,291 1,373 1,712 1,974 2,261 4,347 

Fees and admissions ................................... 611 225 223 84 126 140 258 317 347 1,109 

Audio and visual equipment and services .... 1,054 782 495 494 716 713 856 901 980 1,368 

Pets, toys, hobbies, and playground

equipment .................................................. 762 197 317 226 354 425 426 626 721 1,106 

Other entertainment supplies, equipment,

and services ............................................... 408 176 1118 1124 95 95 172 130 213 764 

Personal care products and services ............. 723 291 375 353 327 510 589 516 651 994 

Reading .......................................................... 106 130 121 24 30 50 55 74 87 169 

Education ....................................................... 1,550 1304 1,047 253 287 339 598 735 841 2,842 

Tobacco products and smoking supplies ....... 450 1508 484 426 444 479 550 543 520 370 

Miscellaneous ................................................ 931 1158 1426 138 285 522 656 861 931 1,299 

Cash contributions ......................................... 1,731 854 569 399 414 677 779 970 1,274 2,908 

Personal insurance and pensions .................. 6,817 347 490 636 1,100 1,685 2,548 3,610 4,905 12,229 

Life and other personal insurance ................ 411 173 194 170 106 150 212 228 293 698 

Pensions and Social Security ...................... 6,406 274 396 566 995 1,535 2,336 3,382 4,612 11,530 

Sources of income and personal taxes: 

Money income before taxes ........................... 75,464 -1,856 8,262 12,848 17,679 25,084 34,842 44,767 59,497 128,145 

Wages and salaries ..................................... 64,724 3,669 4,296 7,002 11,898 17,221 26,219 36,433 50,347 113,159 

Self-employment income ............................. 3,124 1-7,284 1-811 1-289 1169 822 777 1,412 1,583 6,398 

Social Security, private and government

retirement ................................................... 4,671 1536 11,290 1,023 2,317 4,218 5,287 4,469 5,349 5,306 

Interest, dividends, rental income, other

property income ......................................... 851 1-69 1100 142 1142 140 100 65 264 1,822 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 784 1139 1214 1665 446 849 1,021 1,332 881 648 

Public assistance, supplemental security

income, food stamps .................................. 572 733 2,197 3,079 1,869 1,117 514 405 374 136 

Regular contributions for support ................. 520 1172 414 978 566 430 786 456 518 473 

Other income ............................................... 218 1247 1562 1349 1272 288 1137 1193 181 203 

Personal taxes ............................................... 2,012 255 -631 -680 -1,000 -869 -291 -216 975 4,918 

Federal income taxes ................................... 1,283 1203 -720 -684 -1,011 -950 -479 -414 506 3,487 

2008 Tax stimulus (thru Q20091) ................ 1-1 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 1-3 3 ( ) 3 ( ) 1-2 

State and local income taxes ....................... 538 133 -10 -30 -21 20 105 137 306 1,102 

Other taxes .................................................. 192 119 1100 135 32 61 86 61 162 332 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2009-2010 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 73,452 -2,111 8,892 13,528 18,680 25,953 35,133 44,983 58,522 123,226 

Addenda:

Net change in total assets and liabilities ........ - $5,289 $1,812 $3,404 $1,158 - $949 $1,068 - $1,798 - $6,141 - $8,698 - $7,822 

Net change in total assets ............................ 8,194 12,691 14,667 758 408 2,424 1,863 1,757 6,231 15,169 

Net change in total liabilities ........................ 13,483 879 1,263 -400 1,357 1,356 3,661 7,898 14,929 22,991 

Other financial information:

Other money receipts ................................... 673 11,065 13,336 1141 147 529 1501 186 259 977 

Mortgage principal paid on owned property -2,619 1-778 1-578 -417 -529 -612 -1,030 -1,487 -1,762 -4,650 

Estimated market value of owned home ...... 164,882 52,713 51,959 35,981 37,802 57,736 90,573 101,617 133,402 269,392 

Estimated monthly rental value of owned

home .......................................................... 907 336 304 258 278 375 550 642 822 1,388 

Gifts of goods and services ............................ 1,219 1,021 248 323 445 494 556 451 779 2,117 

Food ............................................................. 118 11 16 116 117 34 28 46 73 224 

Alcoholic beverages ..................................... 9 3 ( ) 11 3 ( ) 15 119 15 11 9 13 

Housing ........................................................ 247 1288 180 1107 1267 103 98 107 165 396 

Housekeeping supplies .............................. 28 3 ( ) 3 ( ) 19 16 115 19 118 33 43 

Household textiles ...................................... 14 3 ( ) 3 ( ) 138 3 ( ) 15 12 14 122 18 

Appliances and miscellaneous

housewares .............................................. 23 3 ( ) 11 121 2 ( ) 14 15 116 134 32 

Major appliances ...................................... 4 3 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 14 12 7 

Small appliances and miscellaneous

housewares ............................................ 19 3 ( ) 11 121 2 ( ) 14 15 113 133 26 

Miscellaneous household equipment ......... 42 123 3 ( ) 16 15 115 110 113 27 79 

Other housing ............................................ 141 1266 179 133 1255 64 72 156 49 225 

Apparel and services ................................... 243 149 146 117 103 195 263 163 228 321 

Males, 2 and over ...................................... 52 18 11 13 17 35 117 31 51 84 

Females, 2 and over .................................. 85 13 15 119 161 86 148 26 66 109 

Children under 2 ........................................ 74 126 122 161 127 57 61 90 83 85 

Other apparel products and services ......... 32 111 118 134 18 117 137 116 128 43 

Jewelry and watches ................................ 9 111 11 3 ( ) 11 11 11 13 120 11 

All other apparel products and services ... 23 3 ( ) 117 134 17 116 135 113 18 32 

Transportation .............................................. 99 1678 79 15 14 12 15 20 52 174 

Health care ................................................... 17 3 ( ) 3 ( ) 3 ( ) 13 16 14 14 133 24 

Entertainment ............................................... 79 14 3 ( ) 17 12 140 142 143 84 125 

Toys, games, arts and crafts, and tricycles 35 14 3 ( ) 11 11 129 131 17 60 45 

Other entertainment ................................... 43 3 ( ) 3 ( ) 16 2 ( ) 111 111 136 24 80 

Personal care products and services ........... 13 3 ( ) 3 ( ) 131 12 16 17 15 111 16 

Reading ........................................................ 2 ( ) 2 ( ) 3 ( ) 3 ( ) 13 10 11 2 ( ) 3 ( ) 2 ( )

Education ..................................................... 344 3 ( ) 137 12 13 152 142 139 66 756 

All other gifts ................................................ 49 3 ( ) 3 ( ) 128 37 116 41 25 59 68 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.5. 3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011