Table 1710. Housing tenure: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2019 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Homeowner 

Item Aggregate Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

Number of consumer units (in thousands) .................................................... 132,242 84,291 49,241 35,049 47,951 

Percent distribution of consumer units .......................................................... 100.0 63.7 37.2 26.5 36.3 

Consumer unit characteristics (mean values): 

 Income before taxes ................................................................................... $82,852 $100,352 $119,508 $73,439 $52,089 

 Income after taxes ...................................................................................... 71,487 85,251 100,526 63,791 47,293 

 Age of reference person ............................................................................. 51.6 55.9 50.1 64.1 43.8 

 Average number in consumer unit: 

 People ..................................................................................................... 2.5 2.6 2.9 2.1 2.2 

 Children under 18 .................................................................................... .6 .6 .8 .3 .6 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.4 1.7 .9 1.2 

 Vehicles ................................................................................................... 1.9 2.3 2.4 2.2 1.2 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 48 50 52 47 46 

 Women .................................................................................................... 52 50 48 53 54 

 Housing tenure: 

 Homeowner ............................................................................................. 64 100 100 100 n.a. 

 With mortgage ...................................................................................... 37 58 100 n.a. n.a. 

 Without mortgage ................................................................................. 27 42 n.a. 100 n.a. 

 Renter ...................................................................................................... 36 n.a. n.a. n.a. 100 

 Race of reference person: 

 Black or African-American ....................................................................... 13 9 10 7 21 

 White, Asian, and all other races ............................................................ 87 91 90 93 79 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 14 10 12 8 19 

 Not Hispanic or Latino ............................................................................. 86 90 88 92 81 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 3 2 1 3 4 

 High school (9-12) ................................................................................... 30 27 22 35 34 

 College .................................................................................................... 67 70 77 62 62 

 Never attended and other ....................................................................... ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ......................................................... 89 96 97 94 77 

Annual aggregate expenditures..................................................................... $8,333,301 73.2 49.5 23.7 26.8 

 Food ............................................................................................................ 1,078,750 71.5 48.8 22.8 28.5 

 Food at home .......................................................................................... 613,097 71.5 47.5 24.0 28.5 

 Cereals and bakery products ............................................................... 76,992 71.4 47.4 24.0 28.6 

 Cereals and cereal products ............................................................. 24,233 69.5 48.0 21.5 30.5 

 Bakery products ................................................................................ 52,759 72.2 47.1 25.1 27.8 

 Meats, poultry, fish, and eggs .............................................................. 129,460 71.4 46.6 24.8 28.6 

 Beef ................................................................................................... 35,694 74.8 49.0 25.8 25.2 

 Pork ................................................................................................... 24,650 71.3 43.8 27.5 28.7 

 Other meats ...................................................................................... 17,044 72.4 48.4 23.9 27.6 

 Poultry ............................................................................................... 24,966 67.6 46.8 20.8 32.4 

 Fish and seafood .............................................................................. 19,390 71.6 45.3 26.2 28.4 

 Eggs .................................................................................................. 7,716 66.1 43.6 22.5 33.9 

 Dairy products ...................................................................................... 60,061 72.3 48.4 23.9 27.7 

 Fresh milk and cream ....................................................................... 18,536 69.4 46.2 23.2 30.6 

 Other dairy products ......................................................................... 41,526 73.6 49.4 24.3 26.4 

 Fruits and vegetables ........................................................................... 115,700 71.1 47.0 24.1 28.9 

 Fresh fruits ........................................................................................ 42,493 72.1 47.5 24.6 27.9 

 Fresh vegetables .............................................................................. 39,015 70.5 46.6 23.9 29.5 

 Processed fruits ................................................................................ 14,824 70.7 47.2 23.4 29.3 

 Processed vegetables ...................................................................... 19,367 70.3 46.4 23.9 29.7 

 Other food at home .............................................................................. 230,883 71.6 48.0 23.6 28.4 

 Sugar and other sweets .................................................................... 21,794 74.1 48.4 25.7 25.9 

 Fats and oils ...................................................................................... 15,153 70.4 46.6 23.8 29.6 

 Miscellaneous foods ......................................................................... 125,665 71.4 48.4 23.1 28.6 

See footnotes at end of table. 
Table 1710. Housing tenure: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2019 

— Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Homeowner 

Item Aggregate Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Nonalcoholic beverages ................................................................... 60,075 70.3 47.1 23.2 29.7 

 Food prepared by consumer unit on out-of-town trips ..................... 8,196 78.2 49.9 28.3 21.8 

 Food away from home............................................................................. 465,653 71.6 50.5 21.1 28.4 

 Alcoholic beverages ................................................................................... 76,493 75.0 53.5 21.6 25.0 

 Housing ....................................................................................................... 2,734,285 68.8 47.9 20.9 31.2 

 Shelter ..................................................................................................... 1,612,057 62.7 46.4 16.4 37.3 

 Owned dwellings .................................................................................. 898,894 99.3 75.2 24.0 .7 

 Mortgage interest and charges ......................................................... 364,926 99.4 97.5 1.9 .6 

 Property taxes ................................................................................... 285,524 99.5 63.7 35.8 .5 

 Maintenance, repairs, insurance, other expenses ........................... 248,444 98.8 55.7 43.1 1.2 

 Rented dwellings .................................................................................. 586,042 2.0 1.1 .9 98.0 

 Other lodging ........................................................................................ 127,121 84.5 51.0 33.5 15.5 

 Utilities, fuels, and public services .......................................................... 536,253 75.5 47.3 28.2 24.5 

 Natural gas ........................................................................................... 55,020 80.5 49.3 31.2 19.5 

 Electricity .............................................................................................. 194,628 73.9 44.9 29.0 26.1 

 Fuel oil and other fuels ......................................................................... 14,954 90.4 48.5 41.9 9.6 

 Telephone services .............................................................................. 186,323 71.0 46.8 24.2 29.0 

 Residential phone service, VOIP, and phone cards ......................... 25,241 82.8 39.7 43.1 17.2 

 Cellular phone service ...................................................................... 161,082 69.2 47.9 21.3 30.8 

 Water and other public services .......................................................... 85,327 83.3 52.4 31.0 16.7 

 Household operations ............................................................................. 207,591 78.7 52.7 26.0 21.3 

 Personal services ................................................................................. 64,603 77.2 61.0 16.1 22.8 

 Other household expenses .................................................................. 142,988 79.5 48.9 30.5 20.5 

 Housekeeping supplies ........................................................................... 101,081 78.6 50.4 28.2 21.4 

 Laundry and cleaning supplies ............................................................ 24,466 74.0 49.5 24.5 26.0 

 Other household products .................................................................... 60,451 81.1 51.5 29.5 18.9 

 Postage and stationery ........................................................................ 16,164 76.2 47.2 29.0 23.8 

 Household furnishings and equipment .................................................... 277,303 79.7 53.4 26.3 20.3 

 Household textiles ................................................................................ 17,309 74.9 53.8 21.1 25.1 

 Furniture ............................................................................................... 68,897 76.4 51.5 24.9 23.6 

 Floor coverings ..................................................................................... 3,315 86.4 58.0 28.4 13.6 

 Major appliances .................................................................................. 42,534 88.3 58.2 30.0 11.7 

 Small appliances, miscellaneous housewares .................................... 15,681 74.1 52.4 21.7 25.9 

 Miscellaneous household equipment ................................................... 129,567 79.8 52.7 27.1 20.2 

 Apparel and services .................................................................................. 248,692 69.4 48.3 21.1 30.6 

 Men and boys .......................................................................................... 59,093 70.6 48.4 22.2 29.4 

 Men, 16 and over ................................................................................. 45,894 70.6 46.5 24.1 29.4 

 Boys, 2 to 15 ........................................................................................ 13,199 70.5 54.9 15.6 29.5 

 Women and girls ..................................................................................... 92,986 72.1 49.8 22.2 27.9 

 Women, 16 and over ............................................................................ 79,473 72.9 48.9 24.0 27.1 

 Girls, 2 to 15 ......................................................................................... 13,513 67.3 55.2 12.1 32.7 

 Children under 2 ...................................................................................... 9,966 67.9 50.7 17.2 32.1 

 Footwear .................................................................................................. 55,289 66.8 46.8 20.0 33.2 

 Other apparel products and services ...................................................... 31,357 64.2 45.4 18.8 35.8 

 Transportation ............................................................................................ 1,420,566 74.6 50.0 24.6 25.4 

 Vehicle purchases (net outlay) ................................................................ 581,033 77.5 51.5 25.9 22.5 

 Cars and trucks, new ........................................................................... 259,160 81.7 50.9 30.8 18.3 

 Cars and trucks, used .......................................................................... 314,094 74.2 51.8 22.3 25.8 

 Other vehicles ...................................................................................... 7,779 70.7 63.5 27.2 29.3 

 Gasoline, other fuels, and motor oil ........................................................ 276,931 72.1 48.3 23.8 27.9 

 Other vehicle expenses ........................................................................... 459,390 72.9 50.2 22.7 27.1 

 Vehicle finance charges ....................................................................... 33,277 74.6 58.3 16.3 25.4 

 Maintenance and repairs ..................................................................... 117,224 73.7 48.5 25.2 26.3 

 Vehicle rental, leases, licenses, and other charges ............................ 104,536 74.4 54.5 19.8 25.6 

 Vehicle insurance ................................................................................. 204,352 71.5 47.6 23.9 28.5 

 Public and other transportation ............................................................... 103,212 73.3 45.3 28.0 26.7 

 Healthcare .................................................................................................. 686,691 79.2 46.1 33.1 20.8 

 Health insurance ..................................................................................... 466,729 79.4 46.3 33.0 20.6 

 Medical services ...................................................................................... 130,142 78.9 47.2 31.6 21.1 

 Drugs ....................................................................................................... 64,211 79.0 43.1 35.9 21.0 

 Medical supplies ...................................................................................... 25,610 76.8 43.5 33.4 23.2 

 Entertainment ............................................................................................. 408,392 79.8 54.4 25.4 20.2 

 Fees and admissions .............................................................................. 116,302 83.4 62.1 21.3 16.6 

 Audio and visual equipment and services............................................... 132,230 74.9 46.8 28.1 25.1 

 Pets, toys, hobbies, and playground equipment ..................................... 108,457 80.3 55.9 24.3 19.7 

See footnotes at end of table. 
Table 1710. Housing tenure: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2019 

— Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Homeowner 

Item Aggregate Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Pets ...................................................................................................... 89,952 81.0 55.9 25.0 19.0 

 Toys, hobbies, and playground equipment .......................................... 18,505 76.8 55.9 20.9 23.2 

 Other entertainment supplies, equipment, and services ........................ 51,404 83.6 53.6 30.0 16.4 

 Personal care products and services ......................................................... 103,912 73.6 49.7 23.9 26.4 

 Reading ...................................................................................................... 12,167 78.4 45.6 32.9 21.6 

 Education .................................................................................................... 190,849 68.4 50.7 17.7 31.6 

 Tobacco products and smoking supplies ................................................... 42,314 59.8 37.0 22.8 40.2 

 Miscellaneous ............................................................................................. 118,856 72.5 49.2 23.3 27.5 

 Cash contributions ...................................................................................... 263,854 83.0 42.8 40.2 17.0 

 Personal insurance and pensions .............................................................. 947,479 77.9 56.9 21.0 22.1 

 Life and other personal insurance ........................................................... 68,706 86.7 58.5 28.3 13.3 

 Pensions and Social Security.................................................................. 878,774 77.3 56.8 20.5 22.7 

Sources of income and personal taxes: 

 Money income before taxes ....................................................................... $10,956,495 77.2 53.7 23.5 22.8 

 Wages and salaries ................................................................................. 8,557,137 76.0 58.3 17.7 24.0 

 Self-employment income ......................................................................... 786,437 81.4 48.9 32.5 18.6 

 Social Security, private and government retirement ............................... 1,177,207 84.1 30.9 53.2 15.9 

 Interest, dividends, rental income, other property income ...................... 259,431 90.4 35.0 55.3 9.6 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 56,396 32.9 15.6 17.3 67.1 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 74,314 76.3 56.1 20.2 23.7 

 Other income ........................................................................................... 45,572 36.6 21.5 15.1 63.4 

 Personal taxes (contains some imputed values) ....................................... 1,502,850 84.7 62.2 22.5 15.3 

 Federal income taxes .............................................................................. 1,167,872 85.7 62.7 23.0 14.3 

 State and local income taxes .................................................................. 326,607 81.2 60.5 20.7 18.8 

 Other taxes .............................................................................................. 8,371 86.7 62.9 23.8 13.3 

 Income after taxes ...................................................................................... 9,453,645 76.0 52.4 23.7 24.0 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

n.a. Not applicable. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020