Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 24,365 1,224 802 1,380 1,318 2,461 1,947 1,897 3,374 9,961

Consumer unit characteristics:

Income before taxes ....................................... $77,898 $2,400 $8,057 $12,498 $17,472 $24,895 $34,949 $44,635 $59,486 $143,918

Income after taxes .......................................... 65,921 2,410 8,454 12,799 17,409 24,161 33,466 41,761 53,804 117,499

Age of reference person ................................. 59.4 59.1 59.6 59.3 59.6 59.7 59.8 59.5 59.4 59.1

Average number in consumer unit:

People .......................................................... 2.2 1.4 1.7 1.5 1.7 1.9 2.0 2.3 2.2 2.6

Children under 18 ......................................... .2 .1 .2 .1 .1 .2 .2 .2 .2 .2

Adults 65 and older ...................................... .1 1 ( ) 2.1 .1 .1 .1 .1 .1 .1 .1

Earners ......................................................... 1.4 .3 .5 .4 .6 .8 1.1 1.3 1.5 1.9

Vehicles ........................................................ 2.2 1.0 1.3 .9 1.2 1.6 1.8 2.0 2.3 2.8

Percent distribution:

Reference person:

Men .............................................................. 49 46 46 40 45 44 44 45 48 55

Women ......................................................... 51 54 54 60 55 56 56 55 52 45

Housing tenure:

Homeowner .................................................. 75 47 48 45 48 64 65 73 82 91

With mortgage ............................................ 40 16 19 15 14 24 30 34 45 58

Without mortgage ....................................... 35 31 30 30 35 40 35 39 37 34

Renter ........................................................... 25 53 52 55 52 36 35 27 18 9

Race of reference person:

Black or African-American ............................ 13 26 19 19 20 14 13 13 13 8

White, Asian, and all other races .................. 87 74 81 81 80 86 87 87 87 92

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 8 12 13 14 14 12 15 9 6

Not Hispanic or Latino .................................. 91 92 88 87 86 86 88 85 91 94

Education of reference person:

Elementary (1-8) ........................................... 3 3 6 6 5 5 5 5 3 1

High school (9-12) ........................................ 34 52 48 48 45 46 39 35 36 21

College ......................................................... 63 44 45 45 49 49 55 58 61 78

Never attended and other ............................. 1 ( ) 1 1 1 1 1 ( ) 1 ( ) 1 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 60 73 64 75 89 91 96 95 98

Average annual expenditures ........................... $60,076 $23,889 $28,880 $23,551 $25,491 $34,336 $38,799 $43,757 $51,708 $93,320

Food ............................................................... 7,131 4,349 3,582 3,684 3,626 4,982 4,956 5,399 6,458 10,301

Food at home ............................................... 4,195 3,157 2,449 2,851 2,491 3,521 3,138 3,468 3,841 5,551

Cereals and bakery products ..................... 522 398 276 372 258 442 417 477 463 684

Cereals and cereal products .................... 156 135 70 128 82 122 128 147 137 202

Bakery products ....................................... 366 264 206 244 176 320 289 330 326 481

Meats, poultry, fish, and eggs .................... 939 802 655 735 629 788 760 693 852 1,207

Beef .......................................................... 260 175 160 205 201 208 225 228 223 333

Pork .......................................................... 185 148 132 172 109 186 157 130 191 221

Other meats .............................................. 129 108 66 107 59 104 114 104 114 168

Poultry ...................................................... 172 197 111 133 133 139 151 115 139 220

Fish and seafood ...................................... 136 118 150 65 90 99 71 72 127 194

Eggs ......................................................... 58 56 35 52 37 52 41 42 58 72

Dairy products ............................................ 426 284 195 295 245 371 328 385 404 554

Fresh milk and cream ............................... 136 109 69 115 86 126 112 125 138 162

Other dairy products ................................. 290 175 127 180 160 245 216 259 266 392

Fruits and vegetables ................................. 788 573 446 449 472 663 553 600 693 1,087

Fresh fruits ............................................... 288 171 164 137 165 238 198 192 269 408

Fresh vegetables ...................................... 258 163 149 152 142 206 177 204 213 367

Processed fruits ........................................ 107 77 53 68 82 82 78 102 103 138

Processed vegetables .............................. 135 163 80 93 84 136 101 102 107 173

Other food at home .................................... 1,521 1,098 877 1,000 887 1,256 1,081 1,314 1,431 2,019

Sugar and other sweets ........................... 164 118 75 103 62 130 113 145 140 230

Fats and oils ............................................. 123 136 80 86 67 98 105 114 110 152

Miscellaneous foods ................................. 761 534 448 507 456 629 514 690 738 1,003

Nonalcoholic beverages ........................... 407 299 259 294 280 366 318 323 376 524

Food prepared by consumer unit on

out-of-town trips ...................................... 65 212 215 210 222 32 31 42 66 109

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 2,935 1,192 1,133 833 1,135 1,461 1,818 1,931 2,617 4,751

Alcoholic beverages ....................................... 558 203 242 80 109 237 274 366 468 965

Housing .......................................................... 18,421 9,376 12,126 9,708 10,486 11,702 13,402 14,553 15,955 26,534

Shelter .......................................................... 10,449 5,239 7,646 5,790 6,234 6,445 7,584 8,188 8,562 15,138

Owned dwellings ........................................ 7,032 2,267 3,962 2,052 2,179 3,052 3,882 5,000 5,939 11,554

Mortgage interest and charges ................. 2,804 834 889 725 678 1,092 1,485 1,872 2,450 4,748

Property taxes .......................................... 2,413 764 1,102 803 1,008 1,057 1,356 1,603 2,127 3,924

Maintenance, repairs, insurance, other

expenses ................................................ 1,815 669 1,971 524 494 903 1,041 1,525 1,361 2,882

Rented dwellings ........................................ 2,448 2,877 3,543 3,591 3,855 3,171 3,393 2,847 2,091 1,643

Other lodging .............................................. 969 95 2141 2148 199 222 308 340 532 1,941

Utilities, fuels, and public services ................ 4,214 2,560 2,935 2,514 2,768 3,216 3,560 3,883 4,226 5,380

Natural gas ................................................. 438 317 323 273 247 286 327 379 457 575

Electricity .................................................... 1,556 1,127 1,233 1,101 1,202 1,351 1,413 1,463 1,548 1,843

Fuel oil and other fuels ............................... 115 240 226 271 86 86 74 125 93 161

Telephone services .................................... 1,494 718 968 746 839 1,029 1,274 1,363 1,498 2,004

Residential phone service, VOIP, and

phone cards ............................................ 396 247 280 253 275 306 353 359 428 487

Cellular phone service .............................. 1,098 471 688 493 564 723 920 1,005 1,071 1,517

Water and other public services ................. 611 358 386 323 394 463 474 553 631 796

Household operations .................................. 1,016 361 496 437 574 559 542 698 916 1,578

Personal services ....................................... 65 1 ( ) 3 ( ) 21

235 234 21233 262 119

Other household expenses ........................ 950 361 496 436 539 524 541 665 854 1,459

Housekeeping supplies ................................ 741 445 451 408 383 563 599 534 608 1,058

Laundry and cleaning supplies ................... 176 157 156 126 115 133 156 118 149 231

Other household products .......................... 411 219 226 220 212 297 307 320 328 602

Postage and stationery ............................... 154 69 269 62 56 132 136 95 131 224

Household furnishings and equipment ......... 2,001 772 598 558 527 920 1,117 1,250 1,643 3,380

Household textiles ...................................... 122 24 59 54 232 110 85 97 100 185

Furniture ..................................................... 483 194 174 91 86 143 250 294 374 853

Floor coverings ........................................... 23 26

222324 9 24 16 27 40

Major appliances ........................................ 321 150 101 109 108 189 167 267 308 494

Small appliances, miscellaneous

housewares .............................................. 138 54 40 40 54 53 87 70 100 240

Miscellaneous household equipment ......... 914 344 221 260 243 416 525 506 735 1,568

Apparel and services ...................................... 1,628 719 744 692 628 1,145 1,175 838 1,507 2,486

Men and boys ............................................... 406 218 157 194 144 276 303 218 367 617

Men, 16 and over ....................................... 349 207 2130 138 2127 237 248 134 317 547

Boys, 2 to 15 .............................................. 56 211 227 56 17 39 54 85 51 71

Women and girls .......................................... 623 208 419 261 219 368 354 256 676 977

Women, 16 and over .................................. 573 191 382 252 214 341 328 215 642 893

Girls, 2 to 15 ............................................... 49 217 237 28

25 27 25 41 34 84

Children under 2 ........................................... 38 218 210 26

22248 229 225 225 58

Footwear ...................................................... 338 2199 224 2109 2178 293 339 184 299 485

Other apparel products and services ........... 223 76 135 122 85 159 151 155 140 350

Transportation ................................................ 9,874 3,765 5,318 4,068 4,174 6,702 6,830 7,938 9,133 14,569

Vehicle purchases (net outlay) ..................... 3,964 21,215 22,124 21,588 21,580 2,997 2,587 3,368 2,960 6,056

Cars and trucks, new .................................. 2,303 2466 2418 2395 2450 1,469 1,611 2,019 1,040 4,013

Cars and trucks, used ................................ 1,615 723 1,646 1,193 1,114 1,518 976 1,305 1,874 1,968

Other vehicles ............................................ 46 226 259 3 ( ) 216 211 3 ( ) 244 245 76

Gasoline and motor oil ................................. 2,073 953 995 910 1,139 1,410 1,652 2,036 2,225 2,785

Other vehicle expenses ................................ 3,147 1,467 2,023 1,395 1,299 2,068 2,320 2,159 3,349 4,498

Vehicle finance charges ............................. 221 46 137 63 69 131 173 178 249 322

Maintenance and repairs ............................ 972 382 433 469 470 553 634 788 1,066 1,396

Vehicle insurance ....................................... 1,267 2821 21,126 2685 2460 1,141 875 2764 1,525 1,655

Vehicle rental, leases, licenses, and other

charges ..................................................... 687 218 328 178 299 243 638 429 508 1,125

Public and other transportation .................... 690 131 176 175 157 226 272 375 600 1,230

Healthcare ...................................................... 5,315 2,255 2,507 1,715 2,478 3,203 4,134 4,832 5,172 7,686

Health insurance .......................................... 3,555 1,612 1,741 1,036 1,581 2,237 2,933 3,228 3,502 5,078

Medical services ........................................... 1,025 404 449 352 500 437 670 891 956 1,575

Drugs ............................................................ 565 208 227 264 341 462 420 562 587 757

Medical supplies ........................................... 169 231 91 63 56 67 112 151 126 275

Entertainment ................................................. 3,218 1,083 1,174 1,358 1,306 1,992 2,110 2,084 2,747 5,069

Fees and admissions ................................... 600 73 99 205 138 173 228 341 330 1,142

Audio and visual equipment and services .... 1,143 611 674 678 848 970 948 1,004 1,123 1,466

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 894 279 313 452 251 640 553 588 880 1,366

Pets ............................................................ 774 254 265 439 222 494 416 419 776 1,219

Toys, hobbies, and playground equipment 120 225 249 214 229 146 137 2169 104 146

Other entertainment supplies, equipment,

and services ............................................... 580 2120 287 223 269 209 381 151 413 1,095

Personal care products and services ............. 728 259 430 218 253 423 411 454 681 1,158

Reading .......................................................... 118 50 247 221 236 72 110 86 98 181

Education ....................................................... 1,126 145 239 2136 2368 267 216 230 801 2,243

Tobacco products and smoking supplies ....... 410 429 400 459 417 462 504 419 407 370

Miscellaneous ................................................. 990 296 650 523 307 578 742 1,653 1,076 1,253

Cash contributions .......................................... 2,544 305 1,318 379 676 676 1,274 1,150 1,364 4,839

Personal insurance and pensions .................. 8,016 653 304 509 626 1,897 2,661 3,755 5,842 15,666

Life and other personal insurance ................ 480 97 102 108 92 141 237 248 325 889

Pensions and Social Security ....................... 7,536 556 203 402 534 1,756 2,424 3,507 5,517 14,777

Sources of income and personal taxes:

Money income before taxes ........................... $77,898 $2,400 $8,057 $12,498 $17,472 $24,895 $34,949 $44,635 $59,486 $143,918

Wages and salaries ...................................... 60,266 454 2,116 3,067 5,910 12,162 21,424 30,948 45,924 117,337

Self-employment income .............................. 6,088 2-553 2184 2355 2330 891 2,015 2,957 2,726 12,752

Social Security, private and government

retirement ................................................... 7,886 468 2,989 6,508 9,212 10,115 9,400 8,633 8,216 8,106

Interest, dividends, rental income, other

property income .......................................... 2,234 560 187 125 246 243 568 954 1,265 4,550

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 658 1,123 1,989 2,135 1,209 1,122 709 452 362 230

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 494 248 2221 2167 2372 263 545 547 676 608

Other income ................................................ 271 300 2371 2143 2193 2100 2289 2145 316 335

Personal taxes (contains some imputed

values) .......................................................... 11,977 -10 -397 -301 62 734 1,483 2,874 5,682 26,419

Federal income taxes ................................... 9,433 55 -318 -322 -113 156 1,005 1,895 4,277 21,108

State and local income taxes ....................... 2,407 -71 -98 -60 -55 121 382 790 1,318 5,218

Other taxes ................................................... 136 26

218 282 2230 2457 296 2189 86 93

Income after taxes .......................................... 65,921 2,410 8,454 12,799 17,409 24,161 33,466 41,761 53,804 117,499

Addenda:

Net change in total assets and liabilities ........ $11,675 $697 - $371 $7,636 - $1,197 - $1,534 $3,045 - $3,636 $6,378 $25,919

Net change in total assets ............................ 16,801 2,965 -351 9,806 -70 1,048 4,794 3,133 8,782 34,644

Net change in total liabilities ......................... 5,126 2,268 19 2,170 1,127 2,582 1,750 6,769 2,404 8,725

Other financial information:

Other money receipts ................................... 1,577 2389 218 2149 2822 22,061 21,417 21,780 1,313 2,108

Mortgage principal paid on owned property -2,326 -549 -675 -505 -636 -824 -936 -1,720 -1,788 -4,094

Estimated market value of owned home ...... 204,113 71,682 104,561 66,866 72,989 96,289 122,231 137,137 170,414 331,587

Estimated monthly rental value of owned

home .......................................................... 1,141 468 534 456 520 619 764 895 1,053 1,729

Gifts of goods and services, total ................... 1,692 253 245 311 194 992 751 786 1,038 3,123

Food ............................................................. 124 3 ( ) 27

211 23 47 55 99 89 230

Alcoholic beverages ..................................... 20 3 ( ) 21

3 ( ) 1 ( ) 29 222 214 20 28

Housing ........................................................ 374 104 244 111 70 120 216 199 236 683

Housekeeping supplies .............................. 38 27

282822 26 28 216 32 63

Household textiles ...................................... 14 3 ( ) 3 ( ) 1 ( ) 3 ( ) 22

211 26220 24

Appliances and miscellaneous

housewares .............................................. 44 21

1 ( ) 215 26217 217 248 219 81

Major appliances ...................................... 15 3 ( ) 3 ( ) 213 22

214 23220 29 25

Small appliances and miscellaneous

housewares ............................................ 28 21

1 ( ) 222523214 229 210 56

Miscellaneous household equipment ......... 68 27

27214 219 17 54 45 43 121

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 211 89 229 73 242 58 106 85 121 395

Apparel and services .................................... 241 276 2102 275 66 199 200 124 224 364

Males, 2 and over ....................................... 74 215 267 234 228 56 55 35 71 112

Females, 2 and over ................................... 73 220 232 221 24 30 53 36 113 107

Children under 2 ......................................... 33 216 24

2422235 229 225 218 52

Other apparel products and services ......... 61 225 3 ( ) 216 231 278 263 227 223 94

Jewelry and watches ................................ 19 25

3 ( ) 1 ( ) 25241 232923 32

All other apparel products and services ... 42 220 3 ( ) 216 227 237 259 218 220 62

Transportation .............................................. 184 35 4 28 17 225 62 19 134 326

Healthcare .................................................... 42 1 ( ) 25

218 2724210 233 214 86

Entertainment ............................................... 130 211 248 225 215 124 2102 98 97 204

Toys, games, arts and crafts, and tricycles 49 22

243 2526283 273 243 239 57

Other entertainment ................................... 81 210 25

221 29 41 28 54 58 146

Personal care products and services ........... 16 22

25213 ( ) 214 2623 11 30

Reading ........................................................ 7 1 ( ) 223 1 ( ) 22

27210 2222 9

Education ..................................................... 434 25

3 ( ) 28252114 236 297 105 970

All other gifts ................................................. 120 18 26

256 11 111 31 96 107 194

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017