Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 

2017-2018

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

Number of consumer units (in thousands) ................................................................44,548 1,755 6,069 4,067 6,751 10,744 15,162 9,589 5,573 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $82,371 $49,808 $86,940 $91,173 $97,217 $98,786 $63,708 $72,044 $49,362 

 Income after taxes ................................................................................................ 69,677 44,726 73,110 75,953 80,407 81,339 56,465 62,311 46,404 

 Age of reference person ................................................................................................ 55.4 22.2 29.3 39.3 50.2 59.6 73.4 69.1 80.9 

 Average number in consumer unit: 

 People ................................................................................................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

 Children under 18 ................................................................................................ .1 .1 .1 .2 .1 ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 Adults 65 and older ................................................................................................ .6 ( 1 ) ( 1 ) ( 1 ) ( 1 ) .2 1.7 1.7 1.8 

 Earners ................................................................................................................................ 1.2 1.7 1.7 1.5 1.5 1.4 .6 .7 .3 

 Vehicles ................................................................................................................................ 2.2 1.6 1.8 1.7 2.2 2.5 2.2 2.4 1.9 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 52 46 54 54 44 50 57 56 59 

 Women ................................................................................................................................ 48 54 46 46 56 50 43 44 41 

 Housing tenure: 

 Homeowner ................................................................................................ 73 15 41 54 71 85 88 89 88 

 With mortgage ................................................................................................ 36 9 34 44 50 46 26 31 17 

 Without mortgage ................................................................................................ 36 7 7 10 20 40 63 58 71 

 Renter ................................................................................................................................ 27 85 59 46 29 15 12 11 12 

 Race of reference person: 

 Black or African-American ................................................................................................ 11 11 13 18 15 10 7 8 7 

 White, Asian, and all other races ................................................................ 89 89 87 82 85 90 93 92 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 9 16 12 15 11 7 5 6 4 

 Not Hispanic or Latino ................................................................................................91 84 88 85 89 93 95 94 96 

 Education of reference person: 

 Elementary (1-8)................................................................................................ 2 1 1 1 2 2 3 3 4 

 High school (9-12) ................................................................................................ 27 34 15 21 29 30 31 27 38 

 College ................................................................................................................................ 70 65 84 78 69 69 66 70 58 

 Never attended and other ................................................................................................ ( 1 ) ( 2 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ................................................................ 93 88 92 90 93 95 94 95 92 

Average annual expenditures ................................................................................................ $64,956 $44,306 $60,602 $65,935 $69,113 $72,292 $61,877 $66,941 $53,227 

 Food ................................................................................................................................ 8,047 5,334 7,748 9,057 8,058 8,313 8,072 8,595 7,195 

 Food at home ................................................................................................ 4,501 2,602 3,791 4,443 4,492 4,901 4,763 4,920 4,502 

 Cereals and bakery products ................................................................................................ 551 305 421 505 518 615 615 613 620 

 Cereals and cereal products ................................................................ 160 109 157 167 164 167 158 163 151 

 Bakery products ................................................................................................392 196 264 337 354 448 457 450 469 

 Meats, poultry, fish, and eggs ................................................................ 969 540 776 997 992 1,072 1,012 1,044 958 

 Beef ................................................................................................................................ 261 128 201 255 287 275 281 294 260 

 Pork ................................................................................................................................ 192 92 137 210 198 210 205 212 195 

 Other meats ................................................................................................ 133 56 107 116 124 161 142 138 149 

 Poultry ................................................................................................................................ 170 136 167 203 186 181 153 160 142 

 Fish and seafood ................................................................................................155 80 113 156 137 182 170 175 161 

 Eggs ................................................................................................................................ 58 49 52 56 60 62 60 65 51 

 Dairy products ................................................................................................ 457 245 391 440 449 481 503 516 482 

 Fresh milk and cream ................................................................................................ 136 82 114 131 138 142 148 154 139 

 Other dairy products ................................................................................................ 321 164 277 309 310 339 355 362 343 

 Fruits and vegetables ................................................................................................ 881 494 778 880 827 943 953 988 896 

 Fresh fruits ................................................................................................ 331 204 279 302 301 357 370 390 336 

 Fresh vegetables ................................................................................................298 157 272 313 296 319 308 327 276 

 Processed fruits ................................................................................................112 63 95 123 96 116 125 119 135 

 Processed vegetables ................................................................................................ 141 71 133 142 134 151 151 152 149 

 Other food at home ................................................................................................ 1,642 1,018 1,425 1,622 1,706 1,790 1,679 1,758 1,546 

 Sugar and other sweets ................................................................................................ 157 89 104 135 157 169 185 187 181 

 Fats and oils ................................................................................................ 122 62 105 106 124 135 131 135 124 

 Miscellaneous foods ................................................................................................ 846 627 832 849 864 912 824 866 754 

 Nonalcoholic beverages ................................................................................................ 447 222 344 486 484 496 457 474 429 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 

2017-2018 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Food prepared by consumer unit on out-of-town trips ................................ 69 17 39 46 77 79 82 96 58 

 Food away from home................................................................................................ 3,546 2,732 3,957 4,614 3,566 3,412 3,309 3,676 2,693 

 Alcoholic beverages ................................................................................................ 771 415 885 1,086 824 819 635 754 437 

 Housing ................................................................................................................................ 20,480 16,032 20,684 21,758 21,220 22,032 19,142 20,464 16,879 

 Shelter ................................................................................................................................ 11,905 10,855 13,852 13,783 12,630 12,205 10,209 10,909 9,004 

 Owned dwellings ................................................................................................7,282 1,162 5,040 7,233 7,984 9,282 7,170 7,975 5,784 

 Mortgage interest and charges ................................................................ 2,817 598 2,851 4,073 3,954 3,521 1,719 2,153 972 

 Property taxes ................................................................................................2,449 379 1,259 1,760 2,393 3,129 2,894 3,146 2,460 

 Maintenance, repairs, insurance, other expenses ................................ 2,015 184 931 1,400 1,637 2,632 2,556 2,675 2,352 

 Rented dwellings ................................................................................................3,559 9,423 8,280 5,939 3,407 1,598 1,810 1,481 2,376 

 Other lodging ................................................................................................ 1,064 270 532 610 1,238 1,325 1,229 1,453 844 

 Utilities, fuels, and public services ................................................................ 4,112 2,670 3,169 3,914 4,348 4,614 4,249 4,453 3,897 

 Natural gas ................................................................................................ 408 149 291 393 393 450 467 480 444 

 Electricity ................................................................................................ 1,524 987 1,166 1,421 1,586 1,689 1,613 1,659 1,533 

 Fuel oil and other fuels ................................................................................................ 136 324 46 61 129 185 172 170 176 

 Telephone services ................................................................................................ 1,431 1,212 1,263 1,463 1,641 1,608 1,295 1,431 1,062 

 Residential phone service, VOIP, and phone cards ................................ 274 64 60 135 219 319 414 388 459 

 Cellular phone service ................................................................................................ 1,157 1,148 1,202 1,329 1,422 1,289 881 1,043 603 

 Water and other public services ................................................................ 613 298 404 576 599 682 702 713 683 

 Household operations ................................................................................................ 1,301 739 1,002 1,193 1,173 1,411 1,493 1,557 1,383 

 Personal services ................................................................................................ 106 3179 203 255 69 374 57 361 352 

 Other household expenses ................................................................................................ 1,195 560 799 938 1,104 1,338 1,435 1,497 1,331 

 Housekeeping supplies ................................................................................................ 799 432 498 710 675 917 957 1,021 851 

 Laundry and cleaning supplies ................................................................ 170 128 128 210 156 186 178 184 167 

 Other household products ................................................................................................ 461 216 296 370 366 542 564 603 499 

 Postage and stationery ................................................................................................ 168 89 74 130 153 189 216 235 185 

 Household furnishings and equipment ................................................................ 2,363 1,336 2,163 2,158 2,393 2,885 2,234 2,523 1,744 

 Household textiles ................................................................................................140 60 110 119 139 161 151 169 122 

 Furniture ................................................................................................................................ 637 417 760 664 631 722 549 664 353 

 Floor coverings ................................................................................................ 41 39 22 143 31 52 23 29 12 

 Major appliances ................................................................................................ 321 207 242 278 288 397 338 374 275 

 Small appliances, miscellaneous housewares ................................................................ 146 118 116 134 169 161 144 165 107 

 Miscellaneous household equipment ................................................................1,078 525 911 820 1,136 1,391 1,029 1,122 875 

 Apparel and services ................................................................................................1,819 1,340 1,997 2,479 1,923 1,914 1,528 1,732 1,186 

 Men and boys ................................................................................................ 395 298 446 403 507 401 334 384 249 

 Men, 16 and over ................................................................................................ 360 288 400 352 445 371 311 360 230 

 Boys, 2 to 15 ................................................................................................ 35 10 46 52 62 29 22 24 19 

 Women and girls ................................................................................................ 753 559 657 1,206 752 853 628 713 486 

 Women, 16 and over ................................................................................................ 714 554 622 1,161 696 801 603 679 476 

 Girls, 2 to 15 ................................................................................................ 39 35 35 45 55 53 26 35 10 

 Children under 2 ................................................................................................ 39 37 70 339 22 49 32 38 323 

 Footwear ................................................................................................................................ 356 281 372 508 416 349 300 342 230 

 Other apparel products and services ................................................................ 276 195 451 323 227 262 234 254 198 

 Transportation ................................................................................................ 10,172 8,915 10,009 10,615 10,651 11,186 9,331 10,958 6,538 

 Vehicle purchases (net outlay) ................................................................................................ 4,238 4,093 4,336 4,503 4,340 4,764 3,726 4,618 2,192 

 Cars and trucks, new ................................................................................................ 2,212 3846 2,104 2,188 1,861 2,496 2,375 3,001 1,298 

 Cars and trucks, used ................................................................................................ 1,963 3,093 2,192 2,191 2,433 2,213 1,293 1,528 889 

 Other vehicles ................................................................................................ 63 3154 340 3124 346 355 357 388 34 

 Gasoline, other fuels, and motor oil ................................................................ 2,049 1,977 2,102 2,166 2,287 2,272 1,739 1,985 1,316 

 Other vehicle expenses ................................................................................................ 2,991 2,255 2,639 2,949 3,222 3,300 2,906 3,265 2,296 

 Vehicle finance charges ................................................................................................ 232 258 250 270 309 274 148 197 65 

 Maintenance and repairs ................................................................................................ 969 645 709 945 990 1,195 946 1,057 754 

 Vehicle insurance ................................................................................................ 951 3784 763 768 1,061 962 1,039 1,153 850 

 Vehicle rental, leases, licenses, and other charges ................................ 839 568 917 966 862 870 773 859 627 

 Public and other transportation ................................................................................................ 895 589 932 997 802 849 959 1,090 734 

 Healthcare ................................................................................................................................ 6,139 1,975 3,101 3,904 4,993 6,709 8,545 8,231 9,083 

 Health insurance ................................................................................................ 4,206 1,130 2,162 2,632 3,412 4,462 5,975 5,792 6,290 

 Medical services ................................................................................................ 1,066 632 595 746 923 1,319 1,276 1,217 1,378 

 Drugs ................................................................................................................................ 644 134 252 388 492 683 970 919 1,057 

 Medical supplies ................................................................................................ 222 79 92 139 166 245 323 302 358 

 Entertainment ................................................................................................ 3,823 2,167 3,083 3,789 4,144 4,378 3,799 4,705 2,246 

 Fees and admissions ................................................................................................773 513 810 910 716 790 768 894 551 

 Audio and visual equipment and services................................................................ 1,114 708 932 1,063 1,113 1,237 1,162 1,242 1,023 

 Pets, toys, hobbies, and playground equipment ................................................................ 1,064 680 852 1,532 1,550 1,217 755 895 521 

 Pets ................................................................................................................................ 923 535 737 1,371 1,405 1,037 641 756 447 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 

2017-2018 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Toys, hobbies, and playground equipment ................................................................ 141 3145 114 161 145 180 114 139 74 

 Other entertainment supplies, equipment, and services ................................ 872 266 489 284 765 1,134 1,114 1,674 151 

 Personal care products and services ................................................................ 820 551 762 932 823 845 831 912 695 

 Reading ................................................................................................................................ 127 40 67 128 83 117 188 196 173 

 Education ................................................................................................................................ 1,231 1,782 1,706 817 2,203 1,486 474 522 393 

 Tobacco products and smoking supplies ................................................................ 336 310 280 407 520 417 203 248 125 

 Miscellaneous ................................................................................................ 1,117 575 846 1,120 1,310 1,189 1,148 1,109 1,215 

 Cash contributions ................................................................................................ 2,515 492 922 1,338 2,386 3,118 3,333 3,479 3,081 

 Personal insurance and pensions ................................................................ 7,558 4,378 8,511 8,505 9,975 9,769 4,648 5,034 3,983 

 Life and other personal insurance ................................................................ 539 77 161 385 526 709 671 722 582 

 Pensions and Social Security................................................................................................ 7,019 4,301 8,350 8,120 9,448 9,060 3,977 4,312 3,401 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $82,371 $49,808 $86,940 $91,173 $97,217 $98,786 $63,708 $72,044 $49,362 

 Wages and salaries ................................................................................................ 59,267 46,629 82,769 83,238 84,460 75,979 21,833 29,509 8,625 

 Self-employment income ................................................................................................ 5,313 1,393 2,573 4,363 7,184 7,683 4,605 5,503 3,058 

 Social Security, private and government retirement ................................................................ 13,766 3318 416 1,131 2,768 10,581 31,208 30,358 32,670 

 Interest, dividends, rental income, other property income ................................ 3,051 228 470 1,196 1,733 3,653 5,068 5,637 4,088 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 273 336 174 450 358 337 175 177 171 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 493 3314 310 531 530 428 607 594 630 

 Other income ................................................................................................ 208 591 227 265 183 124 211 264 3120 

 Personal taxes (contains some imputed values) ................................................................ 12,694 5,082 13,830 15,220 16,809 17,447 7,243 9,733 2,959 

 Federal income taxes ................................................................................................ 10,179 3,989 10,800 12,251 13,300 14,093 5,926 7,916 2,501 

 State and local income taxes ................................................................................................ 2,422 1,076 3,001 2,913 3,247 3,255 1,256 1,741 421 

 Other taxes ................................................................................................ 94 318 29 57 262 98 61 75 37 

 Income after taxes ................................................................................................ 69,677 44,726 73,110 75,953 80,407 81,339 56,465 62,311 46,404 

Addenda: 

 Net change in total assets and liabilities ................................................................ $23,259 $2,380 $7,181 $11,213 $22,911 $38,556 $24,657 $33,948 $8,668 

 Net change in total assets ................................................................................................ 33,319 16,226 33,085 26,795 31,744 47,973 27,459 37,655 9,912 

 Net change in total liabilities ................................................................................................ 10,060 13,846 25,905 15,582 8,833 9,416 2,802 3,707 1,244 

 Other financial information: 

 Other money receipts ................................................................................................ 1,467 3729 296 895 496 1,507 2,579 4,006 3122 

 Mortgage principal paid on owned property ................................................................ -2,088 -223 -1,223 -2,065 -2,908 -3,108 -1,568 -1,868 -1,052 

 Estimated market value of owned home ................................................................ 223,246 23,690 107,151 152,407 205,881 268,504 287,475 295,997 272,809 

 Estimated monthly rental value of owned home ................................................................ 1,212 180 645 890 1,161 1,467 1,487 1,537 1,401 

 Gifts of goods and services, total ................................................................................................ 1,627 330 693 1,095 2,462 2,275 1,465 1,697 1,072 

 Food ................................................................................................................................ 133 27 92 69 143 228 108 128 73 

 Alcoholic beverages ................................................................................................ 22 32 42 25 20 28 14 18 7 

 Housing ................................................................................................................................ 313 89 138 249 374 439 309 375 197 

 Housekeeping supplies ................................................................................................ 40 34 38 38 40 50 40 55 17 

 Household textiles ................................................................................................ 11 35 33 32 311 23 7 38 34 

 Appliances and miscellaneous housewares ................................................................ 30 37 23 318 34 34 35 42 324 

 Major appliances ................................................................................................ 9 31 35 310 7 13 10 6 17 

 Small appliances and miscellaneous housewares ................................ 21 36 318 38 27 20 25 36 37 

 Miscellaneous household equipment ................................................................ 58 38 34 43 52 83 59 73 36 

 Other housing ................................................................................................ 173 335 40 147 237 250 167 196 117 

 Apparel and services ................................................................................................248 382 230 177 299 293 242 263 206 

 Males, 2 and over ................................................................................................ 69 36 73 42 100 73 65 74 51 

 Females, 2 and over ................................................................................................90 352 45 63 99 122 92 107 67 

 Children under 2 ................................................................................................ 36 ( 2 ) 54 330 21 49 32 37 323 

 Other apparel products and services ................................................................ 54 324 58 342 80 49 53 45 365 

 Jewelry and watches ................................................................................................ 9 32 39 311 313 9 9 9 38 

 All other apparel products and services ................................................................ 45 322 349 330 66 40 44 36 357 

 Transportation ................................................................................................ 129 6 55 179 160 158 127 139 106 

 Healthcare ................................................................................................................................ 28 32 31 33 63 34 28 31 323 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 

2017-2018 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Entertainment ................................................................................................ 130 363 55 97 127 209 119 156 57 

 Toys, games, arts and crafts, and tricycles ................................................................ 48 351 320 346 39 82 37 52 312 

 Other entertainment ................................................................................................82 312 36 51 88 127 82 104 45 

 Personal care products and services ................................................................ 21 336 15 39 15 18 22 24 19 

 Reading ................................................................................................................................ 4 33 ( 1 ) 31 5 5 4 5 1 

 Education ................................................................................................................................ 452 38 34 203 1,114 668 300 357 203 

 All other gifts ................................................................................................ 147 12 59 53 141 196 193 201 179 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019