Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands) ...................... 44,096 3,183 5,574 5,200 4,316 6,497 6,944 6,358 6,024 

Consumer unit characteristics: 

 Income before taxes ..................................................... $86,316 $7,633 $23,077 $34,910 $45,067 $59,532 $84,076 $120,374 $255,864 

 Income after taxes ........................................................ 73,567 7,965 23,400 34,515 43,446 55,459 75,128 103,168 196,435 

 Age of reference person ............................................... 55.6 54.5 60.4 62.6 58.3 54.9 52.6 50.8 52.9 

 Average number in consumer unit: 

 People ....................................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

 Children under 18 ...................................................... .1 .2 .1 .1 .1 .1 ( 1 ) ( 1 ) ( 1 ) 

 Adults 65 and older ................................................... .7 .5 .9 1.1 .9 .7 .5 .4 .3 

 Earners ...................................................................... 1.2 .5 .6 .7 1.0 1.3 1.5 1.7 1.7 

 Vehicles ..................................................................... 2.2 1.4 1.6 2.0 2.0 2.2 2.4 2.5 2.7 

Percent distribution: 

 Reference person: 

 Men ............................................................................ 52 38 45 49 49 53 55 55 59 

 Women ...................................................................... 48 62 55 51 51 47 45 45 41 

 Housing tenure: 

 Homeowner ............................................................... 72 51 61 72 69 70 76 79 87 

 With mortgage ........................................................ 37 16 16 23 30 33 48 51 60 

 Without mortgage ................................................... 36 35 45 49 40 38 28 27 27 

 Renter ........................................................................ 28 49 39 28 31 30 24 21 13 

 Race of reference person: 

 Black or African-American ......................................... 11 21 18 11 12 11 9 9 5 

 White, Asian, and all other races .............................. 89 79 82 89 88 89 91 91 95 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ...................................................... 9 13 13 10 10 11 8 6 4 

 Not Hispanic or Latino ............................................... 91 87 87 90 90 89 92 94 96 

 Education of reference person: 

 Elementary (1-8)........................................................ 2 7 5 3 2 2 1 ( 1 ) ( 1 ) 

 High school (9-12) ..................................................... 27 43 47 40 32 28 22 15 7 

 College ...................................................................... 70 50 48 57 66 70 78 85 92 

 Never attended and other ......................................... ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 2 ) ( 2 ) ( 1 ) 

 At least one vehicle owned or leased ........................... 93 77 86 95 95 96 97 97 97 

Average annual expenditures .......................................... $66,483 $34,909 $38,430 $45,961 $51,025 $55,697 $66,263 $83,067 $132,332 

 Food .............................................................................. 8,323 5,245 5,644 6,594 7,486 7,433 8,451 10,110 13,399 

 Food at home ............................................................ 4,636 3,397 3,799 4,067 4,309 4,464 4,652 5,393 6,117 

 Cereals and bakery products ................................. 559 436 492 495 506 566 578 620 678 

 Cereals and cereal products ............................... 162 147 124 135 152 161 163 194 205 

 Bakery products .................................................. 396 289 368 360 354 405 414 425 473 

 Meats, poultry, fish, and eggs ................................ 980 793 859 889 943 955 919 1,137 1,222 

 Beef ..................................................................... 261 180 234 218 256 258 261 314 309 

 Pork ..................................................................... 196 194 193 195 200 201 165 205 216 

 Other meats ........................................................ 133 113 93 146 120 156 128 143 148 

 Poultry ................................................................. 174 135 156 150 161 143 169 223 226 

 Fish and seafood ................................................ 156 118 125 129 148 138 140 189 241 

 Eggs .................................................................... 60 52 59 51 58 59 56 63 81 

 Dairy products ........................................................ 459 309 354 406 412 453 474 536 615 

 Fresh milk and cream ......................................... 137 125 130 122 128 127 139 146 165 

 Other dairy products ........................................... 322 184 224 284 284 326 335 390 449 

 Fruits and vegetables ............................................. 897 635 716 769 837 864 905 1,075 1,187 

 Fresh fruits .......................................................... 333 220 251 285 302 316 338 413 456 

 Fresh vegetables ................................................ 306 224 231 244 296 272 307 380 434 

 Processed fruits .................................................. 111 87 99 103 94 123 109 120 133 

 Processed vegetables ........................................ 147 104 134 136 146 153 151 162 164 

 Other food at home ................................................ 1,741 1,224 1,377 1,507 1,610 1,626 1,776 2,026 2,416 

 Sugar and other sweets ...................................... 164 119 134 149 141 163 161 198 214 

 Fats and oils ........................................................ 124 82 105 125 118 114 126 141 155 

 Miscellaneous foods ........................................... 916 608 689 779 844 852 946 1,100 1,288 

 Nonalcoholic beverages ..................................... 465 379 419 406 447 440 480 498 588 

See footnotes at end of table. 
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Food prepared by consumer unit on 

 out-of-town trips ............................................... 72 36 31 48 60 56 63 88 169 

 Food away from home............................................... 3,687 1,849 1,845 2,527 3,178 2,969 3,799 4,717 7,281 

 Alcoholic beverages ..................................................... 802 279 272 368 536 611 771 1,132 2,044 

 Housing ......................................................................... 20,984 13,001 13,867 14,761 16,899 18,670 20,801 25,388 38,157 

 Shelter ....................................................................... 12,183 7,180 7,847 7,783 9,357 10,411 12,031 15,089 23,681 

 Owned dwellings .................................................... 7,226 3,040 3,535 4,277 4,906 5,682 7,353 9,545 16,129 

 Mortgage interest and charges ........................... 2,575 988 813 1,090 1,459 1,782 2,926 3,783 6,300 

 Property taxes ..................................................... 2,465 1,276 1,240 1,638 1,771 1,981 2,349 3,022 5,505 

 Maintenance, repairs, insurance, other 

 expenses.......................................................... 2,186 776 1,482 1,549 1,677 1,919 2,077 2,740 4,324 

 Rented dwellings .................................................... 3,725 3,541 3,995 2,909 3,727 3,933 3,774 4,128 3,569 

 Other lodging .......................................................... 1,232 599 316 597 723 797 904 1,416 3,983 

 Utilities, fuels, and public services ............................ 4,238 3,200 3,347 3,872 3,951 4,057 4,400 4,662 5,697 

 Natural gas ............................................................. 421 298 307 391 382 380 434 452 645 

 Electricity ................................................................ 1,554 1,360 1,395 1,506 1,491 1,484 1,548 1,587 1,940 

 Fuel oil and other fuels ........................................... 145 80 141 148 119 109 132 148 250 

 Telephone services ................................................ 1,464 979 1,015 1,215 1,315 1,458 1,624 1,736 1,993 

 Residential phone service, VOIP, and phone 

 cards ................................................................ 249 219 260 300 262 247 226 211 270 

 Cellular phone service ........................................ 1,215 760 755 916 1,053 1,211 1,397 1,525 1,723 

 Water and other public services ............................ 654 483 489 613 643 625 662 740 869 

 Household operations ............................................... 1,349 633 763 991 1,132 1,132 1,292 1,566 2,807 

 Personal services ................................................... 100 336 79 368 3165 86 136 380 3128 

 Other household expenses .................................... 1,249 597 683 923 967 1,047 1,156 1,486 2,679 

 Housekeeping supplies ............................................. 828 579 600 696 802 758 839 983 1,199 

 Laundry and cleaning supplies .............................. 179 151 176 157 195 159 169 192 227 

 Other household products ...................................... 502 301 324 415 480 459 507 622 774 

 Postage and stationery .......................................... 147 127 100 124 127 140 163 168 199 

 Household furnishings and equipment ...................... 2,386 1,409 1,311 1,419 1,656 2,312 2,238 3,088 4,772 

 Household textiles .................................................. 147 124 88 92 125 121 124 194 285 

 Furniture ................................................................. 611 360 284 359 368 459 614 914 1,280 

 Floor coverings ....................................................... 34 17 15 19 16 30 30 34 94 

 Major appliances .................................................... 328 149 164 237 244 302 373 390 619 

 Small appliances, miscellaneous housewares ...... 142 74 95 82 92 118 146 164 307 

 Miscellaneous household equipment ..................... 1,125 684 665 630 810 1,282 952 1,391 2,187 

 Apparel and services .................................................... 1,781 993 906 1,253 1,241 1,320 1,834 2,285 3,777 

 Men and boys ............................................................ 379 212 236 251 280 252 422 466 780 

 Men, 16 and over ................................................... 347 173 204 229 255 221 388 430 740 

 Boys, 2 to 15 .......................................................... 32 40 32 22 25 31 34 36 40 

 Women and girls ....................................................... 734 395 317 575 520 629 758 896 1,520 

 Women, 16 and over .............................................. 698 364 289 546 495 581 716 864 1,476 

 Girls, 2 to 15 ........................................................... 36 30 28 29 24 48 41 33 44 

 Children under 2 ........................................................ 38 313 342 38 334 319 44 56 369 

 Footwear .................................................................... 371 214 195 298 257 258 408 546 656 

 Other apparel products and services ........................ 259 159 116 121 150 162 201 320 752 

 Transportation .............................................................. 10,923 5,454 6,835 8,124 8,528 9,958 11,602 14,130 18,599 

 Vehicle purchases (net outlay) .................................. 4,234 1,765 2,705 3,111 3,049 3,851 4,542 5,775 7,207 

 Cars and trucks, new ............................................. 2,189 3470 1,543 1,660 1,620 1,988 2,024 2,918 4,194 

 Cars and trucks, used ............................................ 1,981 1,274 1,162 1,435 1,429 1,809 2,348 2,748 2,930 

 Other vehicles ........................................................ 65 321 ( 2 ) 316 ( 2 ) 354 3169 110 382 

 Gasoline, other fuels, and motor oil .......................... 2,104 1,450 1,381 1,727 1,899 2,118 2,312 2,609 2,806 

 Other vehicle expenses ............................................. 3,638 1,819 2,212 2,862 3,021 3,392 3,868 4,576 6,042 

 Vehicle finance charges ......................................... 247 78 102 161 189 228 302 387 393 

 Maintenance and repairs ....................................... 952 468 652 833 773 864 1,010 1,190 1,492 

 Vehicle rental, leases, licenses, and other 

 charges ............................................................... 889 399 393 578 637 684 880 1,163 1,998 

 Vehicle insurance ................................................... 1,550 874 1,065 1,290 1,422 1,615 1,676 1,836 2,158 

 Public and other transportation ................................. 946 420 537 424 560 598 880 1,170 2,545 

 Healthcare .................................................................... 6,242 3,520 4,712 6,004 6,084 5,975 6,212 6,578 9,374 

 Health insurance ....................................................... 4,265 2,430 3,480 4,276 4,140 4,178 4,226 4,480 5,956 

 Medical services ........................................................ 1,092 560 532 815 1,034 888 1,130 1,234 2,196 

 Drugs ......................................................................... 642 417 505 740 657 688 598 611 819 

 Medical supplies ........................................................ 243 113 195 173 252 222 259 254 403 

 Entertainment ............................................................... 3,790 1,888 1,835 3,173 2,416 2,659 3,671 4,772 8,471 

See footnotes at end of table. 
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Fees and admissions ................................................ 933 304 225 305 375 460 718 949 3,669 

 Audio and visual equipment and services................. 1,112 697 780 915 988 1,134 1,071 1,333 1,685 

 Pets, toys, hobbies, and playground equipment ....... 966 360 641 544 579 811 1,071 1,576 1,603 

 Pets ........................................................................ 846 321 560 485 449 684 918 1,446 1,416 

 Toys, hobbies, and playground equipment ............ 120 339 80 59 130 127 153 130 187 

 Other entertainment supplies, equipment, and 

 services .................................................................. 778 527 190 1,410 474 254 811 913 1,514 

 Personal care products and services ........................... 859 485 450 659 731 758 838 1,087 1,591 

 Reading ........................................................................ 123 59 89 111 118 100 120 159 193 

 Education ...................................................................... 1,204 898 536 374 672 515 1,016 1,325 3,915 

 Tobacco products and smoking supplies ..................... 340 371 383 336 362 405 442 260 165 

 Miscellaneous ............................................................... 1,041 488 497 806 1,067 867 960 1,098 2,242 

 Cash contributions ........................................................ 2,477 956 1,112 1,562 1,409 1,733 2,227 2,715 6,935 

 Personal insurance and pensions ................................ 7,596 1,271 1,292 1,835 3,475 4,693 7,318 12,030 23,472 

 Life and other personal insurance ............................. 611 211 398 411 465 494 571 666 1,411 

 Pensions and Social Security.................................... 6,985 1,060 894 1,424 3,010 4,198 6,747 11,364 22,061 

Sources of income and personal taxes: 

 Money income before taxes ......................................... $86,316 $7,633 $23,077 $34,910 $45,067 $59,532 $84,076 $120,374 $255,864 

 Wages and salaries ................................................... 60,967 2,206 7,781 12,497 23,152 38,405 63,789 97,161 193,050 

 Self-employment income ........................................... 6,884 -7 489 686 1,117 2,064 3,682 6,150 35,584 

 Social Security, private and government 

 retirement ............................................................... 14,398 3,475 13,367 20,402 18,970 16,699 14,098 12,871 12,140 

 Interest, dividends, rental income, other 

 property income ..................................................... 2,957 200 269 515 1,174 1,405 1,602 2,927 13,557 

 Public assistance, Supplemental Security 

 Income, Supplementary Nutrition Assistance 

 Program (SNAP) .................................................... 278 1,254 671 310 186 109 75 364 377 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions 

 for support .............................................................. 563 197 284 386 282 655 649 932 782 

 Other income ............................................................. 269 308 216 115 185 195 182 268 673 

 Personal taxes (contains some imputed values) ......... 12,749 -332 -323 395 1,622 4,074 8,948 17,205 59,429 

 Federal income taxes ................................................ 10,136 -270 -330 277 1,163 3,071 6,798 13,137 48,559 

 State and local income taxes .................................... 2,507 -93 -28 92 420 952 2,080 3,745 10,669 

 Other taxes ................................................................ 106 331 35 26 38 51 70 322 200 

 Income after taxes ........................................................ 73,567 7,965 23,400 34,515 43,446 55,459 75,128 103,168 196,435 

Addenda: 

 Net change in total assets and liabilities ...................... $20,835 $9,699 $2,744 $4,640 $16,694 $23,269 $8,331 $29,223 $63,344 

 Net change in total assets ......................................... 30,562 12,288 4,058 6,237 20,343 28,880 23,263 42,495 90,694 

 Net change in total liabilities ...................................... 9,727 2,589 1,315 1,597 3,649 5,611 14,932 13,272 27,350 

 Other financial information: 

 Other money receipts ................................................ 1,181 3295 3173 3180 492 885 756 729 5,228 

 Mortgage principal paid on owned property .............. -2,420 -1,027 -685 -1,192 -1,149 -1,644 -2,743 -3,156 -6,417 

 Estimated market value of owned home ................... 232,663 136,014 134,236 171,069 184,190 199,282 215,598 267,599 481,514 

 Estimated monthly rental value of owned home ....... 1,249 699 782 1,003 1,043 1,093 1,232 1,451 2,307 

 Gifts of goods and services, total ................................. 1,639 823 635 692 886 1,042 1,356 1,780 5,187 

 Food .......................................................................... 134 127 33 35 51 109 83 164 437 

 Alcoholic beverages .................................................. 22 31 34 32 7 21 17 51 55 

 Housing ..................................................................... 343 115 141 117 224 277 316 385 986 

 Housekeeping supplies .......................................... 38 318 14 15 25 34 53 53 72 

 Household textiles .................................................. 18 ( 1 ) 39 32 312 335 316 320 29 

 Appliances and miscellaneous housewares .......... 30 33 311 39 327 18 32 38 87 

 Major appliances ................................................. 11 31 35 ( 1 ) 15 32 16 16 28 

 Small appliances and miscellaneous 

 housewares ..................................................... 19 32 36 39 312 316 16 22 59 

 Miscellaneous household equipment ..................... 60 34 14 23 81 52 67 81 128 

See footnotes at end of table. 
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Other housing ......................................................... 197 89 94 68 79 137 147 193 670 

 Apparel and services ................................................. 227 122 136 120 186 180 208 331 455 

 Males, 2 and over ................................................... 59 38 47 34 54 74 42 71 99 

 Females, 2 and over .............................................. 79 343 46 43 63 62 96 102 145 

 Children under 2 ..................................................... 34 313 320 37 334 314 44 56 69 

 Other apparel products and services ..................... 55 329 324 36 35 30 26 102 143 

 Jewelry and watches .......................................... 7 31 32 35 35 33 33 14 22 

 All other apparel products and services ............. 48 328 322 331 331 327 23 88 121 

 Transportation ........................................................... 141 43 99 84 42 96 152 111 417 

 Healthcare ................................................................. 25 33 3

-5 315 311 327 318 53 60 

 Entertainment ............................................................ 127 333 41 61 98 96 110 152 364 

 Toys, games, arts and crafts, and tricycles ........... 39 314 323 313 341 39 41 45 76 

 Other entertainment ............................................... 89 19 18 48 57 57 69 106 288 

 Personal care products and services ........................ 30 313 5 38 22 31 17 46 61 

 Reading ..................................................................... 4 ( 1 ) 2 5 32 1 3 5 9 

 Education ................................................................... 413 3272 156 42 141 121 319 336 1,746 

 All other gifts .............................................................. 172 95 23 173 102 83 113 146 595 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020