Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2014

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ......... 127,006 79,596 46,379 33,218 47,409 116,192 38,608 77,584 10,813

Percent distribution of consumer units ............... 100.0 62.7 36.5 26.2 37.3 91.5 30.4 61.1 8.5

Consumer unit characteristics (mean values):

Income before taxes ......................................... $66,877 $82,233 $97,309 $61,184 $41,095 $68,306 $58,929 $72,972 $51,525

Income after taxes ............................................ 58,364 70,631 82,926 53,465 37,769 59,467 51,787 63,289 46,513

Age of reference person ................................... 50.3 55.3 49.7 63.1 41.9 49.9 46.9 51.4 54.2

Average number in consumer unit:

People ............................................................ 2.5 2.6 2.8 2.2 2.3 2.5 2.3 2.5 2.5

Children under 18 ........................................... .6 .6 .8 .3 .7 .6 .5 .6 .6

Adults 65 and older ........................................ .4 .5 .3 .8 .2 .3 .3 .4 .5

Earners ........................................................... 1.3 1.3 1.6 .9 1.2 1.3 1.2 1.3 1.2

Vehicles .......................................................... 1.9 2.3 2.4 2.1 1.2 1.8 1.4 2.0 2.4

Percent distribution:

Reference person:

Men ................................................................ 48 48 49 47 46 47 47 48 50

Women ........................................................... 52 52 51 53 54 53 53 52 50

Housing tenure:

Homeowner .................................................... 63 100 100 100 n.a. 61 47 68 79

With mortgage .............................................. 37 58 100 n.a. n.a. 37 28 41 33

Without mortgage ......................................... 26 42 n.a. 100 n.a. 24 18 27 47

Renter ............................................................ 37 n.a. n.a. n.a. 100 39 53 32 21

Race of reference person:

Black or African-American .............................. 13 9 10 8 19 13 19 10 7

White, Asian, and all other races ................... 87 91 90 92 81 87 81 90 93

Hispanic or Latino origin of reference person:

Hispanic or Latino .......................................... 13 9 10 8 19 14 18 12 2

Not Hispanic or Latino .................................... 87 91 90 92 81 86 82 88 98

Education of reference person:

Elementary (1-8) ............................................ 3 2 2 4 4 3 4 3 5

High school (9-12) .......................................... 33 31 25 40 37 32 31 33 45

College ........................................................... 63 66 73 56 59 64 65 64 50

Never attended and other .............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 2 ( )

At least one vehicle owned or leased ............... 87 95 97 93 74 87 78 91 94

Annual aggregate expenditures ......................... $6,790,803 73.1 50.0 23.1 26.9 93.3 27.1 66.1 6.7

Food ................................................................. 856,684 71.2 50.4 20.8 28.8 93.4 26.8 66.6 6.6

Food at home ................................................. 503,339 70.4 49.4 21.0 29.6 92.9 26.6 66.3 7.1

Cereals and bakery products ....................... 65,771 70.6 49.0 21.6 29.4 92.5 26.3 66.3 7.5

Cereals and cereal products ...................... 22,304 67.6 47.5 20.1 32.4 92.8 28.0 64.8 7.2

Bakery products ......................................... 43,467 72.2 49.9 22.3 27.8 92.4 25.4 67.0 7.6

Meats, poultry, fish, and eggs ...................... 112,990 70.1 49.4 20.7 29.9 92.4 26.3 66.1 7.6

Beef ............................................................ 29,365 72.8 51.5 21.3 27.2 90.7 23.6 67.0 9.3

Pork ............................................................ 22,403 69.9 47.8 22.1 30.1 90.7 24.6 66.1 9.3

Other meats ............................................... 15,593 72.7 51.3 21.4 27.3 92.2 25.1 67.1 7.8

Poultry ........................................................ 21,856 65.3 46.6 18.7 34.7 94.0 28.5 65.5 6.0

Fish and seafood ........................................ 16,383 70.7 51.0 19.8 29.3 95.2 30.6 64.6 4.8

Eggs ........................................................... 7,390 67.0 46.8 20.2 33.0 93.5 28.5 65.0 6.5

Dairy products .............................................. 53,636 70.5 49.2 21.3 29.5 92.4 26.2 66.2 7.6

Fresh milk and cream ................................. 18,650 67.7 46.8 20.8 32.3 92.0 26.7 65.4 8.0

Other dairy products ................................... 34,986 72.0 50.5 21.5 28.0 92.5 25.9 66.6 7.5

Fruits and vegetables ................................... 95,793 70.3 49.0 21.3 29.7 94.1 28.4 65.7 5.9

Fresh fruits ................................................. 34,690 71.1 49.6 21.5 28.9 94.6 29.4 65.2 5.4

Fresh vegetables ........................................ 30,468 70.1 48.5 21.6 29.9 94.2 29.2 65.0 5.8

Processed fruits ......................................... 13,766 69.6 48.9 20.8 30.4 93.9 27.6 66.3 6.1

Processed vegetables ................................ 16,869 69.6 49.0 20.6 30.4 93.2 25.4 67.8 6.8

Other food at home ...................................... 175,148 70.5 49.7 20.8 29.5 93.0 26.2 66.8 7.0

Sugar and other sweets ............................. 17,650 71.8 49.5 22.2 28.2 92.4 26.2 66.2 7.6

Fats and oils ............................................... 14,559 68.9 48.7 20.2 31.1 93.1 26.7 66.4 6.9

Miscellaneous foods ................................... 88,968 70.8 51.0 19.8 29.2 93.3 25.7 67.6 6.7

See footnotes at end of table.
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2014 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Nonalcoholic beverages ............................. 47,471 68.1 47.4 20.6 31.9 92.8 27.3 65.5 7.2

Food prepared by consumer unit on

out-of-town trips ....................................... 6,500 84.1 50.8 33.3 15.9 92.4 23.2 69.1 7.6

Food away from home ................................... 353,344 72.4 51.8 20.5 27.6 94.1 27.0 67.1 5.9

Alcoholic beverages ......................................... 58,640 74.9 55.1 19.8 25.1 94.8 29.0 65.8 5.2

Housing ............................................................ 2,260,034 69.3 49.3 20.0 30.7 94.1 29.3 64.7 5.9

Shelter ............................................................ 1,332,356 64.6 49.5 15.2 35.4 95.1 31.4 63.7 4.9

Owned dwellings .......................................... 780,963 99.3 77.7 21.6 .7 93.9 24.4 69.5 6.1

Mortgage interest and charges .................. 375,068 99.6 98.3 1.2 .4 94.3 24.4 69.9 5.7

Property taxes ............................................ 241,699 98.9 61.7 37.3 1.1 94.5 23.7 70.8 5.5

Maintenance, repairs, insurance, other

expenses .................................................. 164,196 99.3 54.2 45.1 .7 92.2 25.4 66.7 7.8

Rented dwellings .......................................... 461,186 1.7 .9 .9 98.3 97.3 45.2 52.2 2.7

Other lodging ................................................ 90,207 86.2 53.4 32.7 13.8 94.2 21.2 73.0 5.8

Utilities, fuels, and public services ................. 497,937 74.8 46.7 28.1 25.2 91.5 26.3 65.2 8.5

Natural gas ................................................... 55,766 79.6 50.6 29.0 20.4 95.5 29.1 66.4 4.5

Electricity ...................................................... 188,496 73.0 44.4 28.6 27.0 89.9 25.5 64.4 10.1

Fuel oil and other fuels ................................. 19,345 91.8 50.2 41.7 8.2 75.1 7.2 67.9 24.9

Telephone services ...................................... 167,046 70.5 45.7 24.8 29.5 92.7 27.8 64.9 7.3

Residential phone service, VOIP, and

phone cards ............................................. 44,774 79.1 42.7 36.4 20.9 90.0 24.8 65.2 10.0

Cellular phone service ................................ 122,272 67.4 46.8 20.6 32.6 93.7 28.9 64.8 6.3

Water and other public services ................... 67,284 81.6 51.1 30.4 18.4 94.7 28.3 66.5 5.3

Household operations .................................... 149,087 77.7 51.9 25.8 22.3 95.0 28.8 66.2 5.0

Personal services ......................................... 46,514 73.8 59.8 14.0 26.2 95.6 30.2 65.4 4.4

Other household expenses .......................... 102,573 79.5 48.4 31.1 20.5 94.7 28.1 66.6 5.3

Housekeeping supplies .................................. 80,097 76.1 51.3 24.8 23.9 92.6 24.0 68.6 7.4

Laundry and cleaning supplies ..................... 18,700 71.6 49.7 21.9 28.4 91.9 25.2 66.8 8.1

Other household products ............................ 44,827 78.2 51.9 26.3 21.8 92.4 23.5 68.8 7.6

Postage and stationery ................................ 16,569 75.3 51.6 23.7 24.7 94.2 24.1 70.1 5.8

Household furnishings and equipment ........... 200,557 77.8 51.9 25.9 22.2 93.1 25.7 67.4 6.9

Household textiles ........................................ 12,165 78.1 57.3 20.8 21.9 96.4 24.3 72.1 3.6

Furniture ....................................................... 49,118 72.5 51.2 21.3 27.5 93.7 29.5 64.3 6.3

Floor coverings ............................................. 2,308 83.8 50.3 33.4 16.2 94.7 22.5 72.2 5.3

Major appliances .......................................... 29,645 87.2 51.6 35.6 12.8 90.8 23.4 67.4 9.2

Small appliances, miscellaneous

housewares ................................................ 13,415 74.4 49.2 25.1 25.6 93.5 26.8 66.7 6.5

Miscellaneous household equipment ........... 93,905 77.9 52.0 25.8 22.1 93.0 24.7 68.4 7.0

Apparel and services ........................................ 226,385 71.9 53.1 18.8 28.1 94.8 28.6 66.2 5.2

Men and boys ................................................. 54,527 70.8 52.6 18.2 29.2 95.1 28.6 66.5 4.9

Men, 16 and over ......................................... 41,340 72.0 51.6 20.4 28.0 94.8 30.2 64.6 5.2

Boys, 2 to 15 ................................................ 13,187 67.1 55.6 11.6 32.9 95.9 23.6 72.3 4.1

Women and girls ............................................ 83,154 74.7 53.5 21.2 25.3 93.9 27.4 66.4 6.1

Women, 16 and over .................................... 69,860 75.2 52.9 22.2 24.8 94.0 27.4 66.6 6.0

Girls, 2 to 15 ................................................. 13,294 72.3 56.7 15.6 27.7 93.1 27.7 65.4 6.9

Children under 2 ............................................. 9,661 58.2 46.3 11.9 41.8 94.8 30.8 63.9 5.2

Footwear ........................................................ 46,494 71.7 53.9 17.8 28.3 94.5 28.5 66.0 5.5

Other apparel products and services ............. 32,549 70.8 53.8 17.0 29.2 96.9 30.8 66.0 3.1

Transportation .................................................. 1,152,035 72.5 48.1 24.4 27.5 91.9 25.2 66.6 8.1

Vehicle purchases (net outlay) ....................... 419,258 70.7 47.1 23.5 29.3 91.7 25.2 66.5 8.3

Cars and trucks, new ................................... 198,333 78.8 48.9 29.9 21.2 92.0 21.4 70.6 8.0

Cars and trucks, used .................................. 214,524 63.6 45.8 17.8 36.4 91.5 28.4 63.0 8.5

Other vehicles .............................................. 6,400 54.4 36.4 318.0 45.6 88.3 31.6 56.8 311.7

Gasoline and motor oil ................................... 313,481 72.4 47.4 25.0 27.6 90.3 23.6 66.7 9.7

Other vehicle expenses .................................. 345,454 74.2 50.2 24.0 25.8 92.5 25.0 67.5 7.5

Vehicle finance charges ............................... 26,440 72.4 56.5 15.9 27.6 90.2 23.6 66.6 9.8

Maintenance and repairs .............................. 106,090 76.2 48.8 27.4 23.8 92.3 23.6 68.7 7.7

Vehicle insurance ......................................... 140,966 73.2 49.0 24.1 26.8 91.7 26.0 65.7 8.3

Vehicle rental, leases, licenses, and other

charges ...................................................... 71,958 73.8 52.0 21.8 26.2 95.2 25.8 69.5 4.8

Public and other transportation ...................... 73,842 75.0 46.3 28.7 25.0 96.6 33.2 63.3 3.4

Healthcare ........................................................ 544,809 81.4 47.1 34.3 18.6 91.5 24.0 67.5 8.5

Health insurance ............................................ 364,258 81.2 46.5 34.7 18.8 91.3 24.6 66.6 8.7

Medical services ............................................. 100,360 83.5 50.6 32.9 16.5 92.6 23.0 69.6 7.4

Drugs .............................................................. 61,620 79.1 44.8 34.3 20.9 90.5 22.4 68.1 9.5

Medical supplies ............................................. 18,571 81.3 47.3 34.0 18.7 93.6 23.0 70.6 6.4

See footnotes at end of table.
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2014 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Entertainment ................................................... 346,200 77.2 52.6 24.6 22.8 91.6 25.2 66.5 8.4

Fees and admissions ..................................... 80,741 80.4 56.9 23.5 19.6 96.0 26.3 69.7 4.0

Audio and visual equipment and services ...... 133,406 71.7 45.2 26.5 28.3 92.6 26.4 66.1 7.4

Pets, toys, hobbies, and playground

equipment .................................................... 80,393 79.1 56.9 22.1 20.9 89.7 23.3 66.4 10.3

Pets .............................................................. 64,321 80.5 57.6 22.9 19.5 88.6 22.3 66.3 11.4

Toys, hobbies, and playground equipment .. 16,071 73.4 54.3 19.1 26.6 94.1 27.4 66.8 5.9

Other entertainment supplies, equipment,

and services ................................................. 51,661 83.6 58.3 25.2 16.4 85.4 23.0 62.4 14.6

Personal care products and services ............... 81,837 74.3 49.9 24.4 25.7 94.4 28.8 65.6 5.6

Reading ............................................................ 13,086 78.6 44.1 34.6 21.4 92.2 28.8 63.4 7.8

Education ......................................................... 156,946 68.2 51.5 16.7 31.8 97.7 30.7 67.0 2.3

Tobacco products and smoking supplies ......... 40,529 59.0 33.0 26.1 41.0 86.8 23.8 63.1 13.2

Miscellaneous .................................................. 99,290 76.1 48.1 27.9 23.9 93.0 25.4 67.6 7.0

Cash contributions ........................................... 227,095 81.5 42.4 39.1 18.5 93.4 25.1 68.3 6.6

Personal insurance and pensions .................... 727,233 78.6 57.4 21.2 21.4 93.6 26.5 67.1 6.4

Life and other personal insurance .................. 41,560 85.6 56.1 29.5 14.4 91.1 23.1 68.1 8.9

Pensions and Social Security ......................... 685,673 78.1 57.4 20.7 21.9 93.8 26.8 67.0 6.2

Sources of income and personal taxes:

Money income before taxes ............................. $8,493,781 77.1 53.1 23.9 22.9 93.4 26.8 66.7 6.6

Wages and salaries ........................................ 6,590,225 75.7 57.3 18.4 24.3 94.2 27.6 66.6 5.8

Self-employment income ................................ 544,125 85.6 62.5 23.1 14.4 90.4 25.0 65.4 9.6

Social Security, private and government

retirement ..................................................... 977,974 84.9 29.7 55.2 15.1 89.4 22.0 67.4 10.6

Interest, dividends, rental income, other

property income ........................................... 202,405 89.8 32.5 57.3 10.2 95.4 20.3 75.1 4.6

Public assistance, supplemental security

income, food stamps .................................... 67,346 27.0 12.5 14.5 73.0 92.3 40.9 51.3 7.7

Unemployment and workers’ compensation,

veterans’ benefits, and regular

contributions for support ............................... 70,673 68.2 39.2 29.0 31.8 94.7 27.0 67.7 5.3

Other income .................................................. 41,033 29.2 13.9 15.3 70.8 91.2 38.4 52.8 8.8

Personal taxes (contains some imputed

values) ............................................................ 1,081,185 85.4 61.7 23.7 14.6 95.0 25.5 69.5 5.0

Federal income taxes ..................................... 848,365 86.3 62.4 23.9 13.7 95.4 26.0 69.4 4.6

State and local income taxes ......................... 226,269 81.9 59.8 22.1 18.1 93.6 24.1 69.5 6.4

Other taxes ..................................................... 6,552 91.7 36.8 54.9 8.3 87.0 10.5 76.5 313.0

Income after taxes ............................................ 7,412,595 75.8 51.9 24.0 24.2 93.2 27.0 66.2 6.8

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015