Table 27. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 21,805 479 577 780 944 1,978 2,179 2,099 3,456 9,313 

Consumer unit characteristics: 

Income before taxes ..................................... $76,749 - $84 $8,020 $12,684 $17,564 $24,980 $34,726 $44,571 $59,394 $130,852 

Income after taxes ........................................ 74,833 231 8,544 13,276 18,453 26,011 34,997 44,426 58,712 126,180 

Age of reference person ................................ 39.6 39.8 39.1 39.4 39.6 39.7 39.3 39.6 39.5 39.7 

Average number in consumer unit:

Persons ........................................................ 3.3 2.3 2.5 2.4 2.7 3.1 3.0 3.3 3.4 3.6 

Children under 18 ........................................ 1.3 1.0 1.1 1.0 1.2 1.3 1.2 1.3 1.4 1.5 

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.6 .5 .6 .8 1.0 1.2 1.3 1.5 1.7 1.9 

Vehicles ....................................................... 2.0 .7 .9 1.0 1.1 1.3 1.6 1.9 2.1 2.5 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 32 33 35 33 40 40 50 51 54 

Female ......................................................... 52 68 67 65 67 60 60 50 49 46 

Housing tenure:

Homeowner .................................................. 63 27 24 25 35 32 52 57 67 83 

With mortgage ............................................ 54 13 8 12 18 20 43 47 58 77 

Without mortgage ....................................... 9 14 16 13 17 12 9 10 10 7 

Renter .......................................................... 37 73 76 75 65 68 48 43 33 17 

Race of reference person:

Black or African-American ........................... 14 33 22 23 25 22 17 16 13 9 

White, Asian, and all other races ................. 86 67 78 77 75 78 83 84 87 91 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 18 24 23 25 25 24 19 18 11 

Not Hispanic or Latino .................................. 83 82 76 77 75 75 76 81 82 89 

Education of reference person:

Elementary (1-8) .......................................... 4 3 8 6 9 8 7 5 3 2 

High school (9-12) ........................................ 31 54 60 57 45 44 42 34 33 17 

College ......................................................... 65 44 32 36 45 48 50 60 64 82 

Never attended and other ............................ 2 ( ) 3 ( ) 1 1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 90 52 58 70 74 83 91 94 95 97 

Average annual expenditures .......................... $56,629 $22,520 $19,766 $22,551 $27,733 $31,119 $37,987 $42,841 $49,980 $82,038 

Food ............................................................... 7,624 3,710 3,567 4,101 5,151 5,167 6,173 6,302 7,186 10,038

Food at home ............................................... 4,425 2,569 2,677 3,019 3,609 3,542 4,110 3,881 4,254 5,306 

Cereals and bakery products ..................... 626 348 368 418 500 456 534 520 620 776 

Cereals and cereal products .................... 215 135 132 132 188 166 187 179 216 260 

Bakery products ....................................... 411 213 236 286 312 290 347 341 404 516 

Meats, poultry, fish, and eggs .................... 951 667 660 711 802 907 995 887 885 1,057 

Beef .......................................................... 247 202 146 179 202 253 291 237 215 267 

Pork .......................................................... 186 91 105 144 147 202 208 192 184 193 

Other meats ............................................. 147 76 142 105 124 92 124 140 144 179 

Poultry ...................................................... 179 176 116 146 156 156 187 147 176 201 

Fish and seafood ..................................... 135 74 108 105 114 144 128 119 112 157 

Eggs ......................................................... 57 48 44 33 59 60 57 53 53 61 

Dairy products ............................................ 469 290 217 278 350 342 394 362 453 604 

Fresh milk and cream .............................. 183 130 105 115 157 142 163 139 176 226 

Other dairy products ................................ 287 160 111 163 193 200 231 223 276 378 

Fruits and vegetables ................................. 814 446 454 492 659 612 806 691 770 992 

Fresh fruits ............................................... 282 156 154 171 226 210 280 216 265 350 

Fresh vegetables ..................................... 244 126 130 132 201 183 244 208 219 302 

Processed fruits ....................................... 139 87 87 85 107 100 125 131 134 168 

Processed vegetables .............................. 150 77 83 103 125 119 158 136 151 172 

See footnotes at end of table.
Table 27. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,565 $818 $978 $1,121 $1,298 $1,226 $1,381 $1,420 $1,526 $1,877 

Sugar and other sweets ........................... 167 113 113 107 117 127 139 141 177 202 

Fats and oils ............................................. 123 72 66 80 86 90 148 116 134 134 

Miscellaneous foods ................................ 816 398 513 602 684 593 684 718 777 1,011 

Nonalcoholic beverages ........................... 409 218 273 311 398 385 382 420 408 446 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 416 414 421 413 30 27 25 29 84 

Food away from home ................................. 3,199 1,141 890 1,081 1,543 1,625 2,062 2,421 2,932 4,733 

Alcoholic beverages ....................................... 497 4167 487 192 173 220 339 382 391 771 

Housing .......................................................... 20,021 10,209 8,331 9,637 11,032 12,326 13,709 15,264 18,098 27,970 

Shelter .......................................................... 12,104 6,396 4,869 6,034 6,646 7,466 8,435 9,113 10,887 16,878

Owned dwellings ........................................ 7,997 2,046 956 1,076 1,751 1,947 4,096 4,854 6,990 13,233 

Mortgage interest and charges ................ 5,035 41,125 4494 684 887 1,134 2,595 3,080 4,494 8,345 

Property taxes .......................................... 1,953 791 343 265 383 498 966 1,197 1,663 3,230 

Maintenance, repairs, insurance, other

expenses ................................................ 1,009 4130 4119 127 481 316 535 578 832 1,659 

Rented dwellings ........................................ 3,594 4,229 3,906 4,901 4,788 5,422 4,175 4,116 3,645 2,651 

Other lodging ............................................. 513 4122 47 458 4107 97 165 143 252 993 

Utilities, fuels, and public services ............... 4,071 2,342 2,473 2,562 2,976 3,027 3,442 3,760 4,146 4,908 

Natural gas ................................................. 477 335 243 281 298 296 393 405 458 615 

Electricity .................................................... 1,561 979 1,125 1,153 1,280 1,273 1,332 1,516 1,567 1,803 

Fuel oil and other fuels ............................... 109 456 4108 439 451 445 66 97 96 156 

Telephone services .................................... 1,379 686 712 829 1,016 1,039 1,236 1,301 1,461 1,631 

Water and other public services ................. 544 285 285 260 331 375 414 442 564 702 

Household operations .................................. 1,465 447 223 283 551 490 598 793 1,047 2,502 

Personal services ....................................... 759 4151 417 479 4180 110 201 277 460 1,440 

Other household expenses ........................ 705 295 207 205 371 381 397 515 587 1,062 

Housekeeping supplies ................................ 682 369 289 344 288 457 415 476 586 1,001 

Laundry and cleaning supplies .................. 177 132 102 139 91 167 126 177 162 217 

Other household products .......................... 369 180 144 149 165 201 212 211 287 582 

Postage and stationery .............................. 136 456 443 56 33 89 77 88 137 202 

Household furnishings and equipment ......... 1,699 655 477 414 570 885 819 1,122 1,432 2,682 

Household textiles ...................................... 121 438 421 60 49 92 38 99 87 189 

Furniture ..................................................... 426 4120 104 128 141 255 198 300 342 665 

Floor coverings .......................................... 33 44 41 411 425 3 6 35 11 59 

Major appliances ........................................ 241 102 134 35 96 73 164 217 242 345 

Small appliances, miscellaneous

housewares .............................................. 99 459 25 35 54 59 56 70 69 153 

Miscellaneous household equipment ......... 780 331 191 144 206 404 356 402 680 1,270 

Apparel and services ..................................... 2,134 967 1,405 1,178 1,288 1,356 1,609 1,603 1,816 2,963 

Men and boys .............................................. 523 222 309 198 274 302 376 409 430 755 

Men, 16 and over ....................................... 348 4126 4158 4109 177 204 209 258 291 521 

Boys, 2 to 15 .............................................. 175 96 151 89 97 98 167 152 139 234 

Women and girls .......................................... 804 296 682 481 304 404 616 547 733 1,146 

Women, 16 and over .................................. 579 4125 594 339 214 238 480 358 548 830 

Girls, 2 to 15 ............................................... 225 171 88 142 90 166 136 189 185 316 

Children under 2 .......................................... 110 455 445 481 72 66 74 93 112 145 

Footwear ...................................................... 432 4276 4265 305 345 417 375 389 354 527 

Other apparel products and services ........... 266 117 104 113 292 167 168 165 186 390 

Transportation ................................................ 9,229 3,209 2,862 2,903 4,338 5,124 7,222 7,188 8,475 13,048 

Vehicle purchases (net outlay) ..................... 3,168 41,005 4912 4366 4630 1,669 2,399 1,890 2,799 4,835 

Cars and trucks, new ................................. 1,484 4726 4616 3 ( ) 4173 4453 4853 4496 1,132 2,555 

Cars and trucks, used ................................ 1,596 4123 4296 4366 458 1,217 1,440 1,336 1,624 2,135 

Other vehicles ............................................ 88 4156 3 ( ) 3 ( ) 3 ( ) 3 ( ) 4105 458 443 145 

Gasoline and motor oil ................................. 2,861 1,190 1,064 1,428 1,659 2,031 2,436 2,748 2,867 3,599 

See footnotes at end of table.
Table 27. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,670 $832 $784 $1,041 $1,810 $1,174 $2,141 $2,315 $2,505 $3,697 

Vehicle finance charges ............................. 319 433 426 51 102 117 186 214 321 493 

Maintenance and repairs ........................... 873 369 346 328 517 458 639 710 828 1,212 

Vehicle insurance ....................................... 997 4244 4307 4588 41,041 4370 998 1,041 927 1,263 

Vehicle rental, leases, licenses, and other

charges .................................................... 482 185 105 75 149 228 317 349 430 729 

Public and other transportation .................... 529 182 103 68 239 251 247 235 304 917 

Health care ..................................................... 2,672 1,120 652 819 1,074 1,267 1,725 2,238 2,692 3,809 

Health insurance .......................................... 1,517 4398 322 328 409 617 1,043 1,363 1,586 2,171 

Medical services .......................................... 687 424 111 227 374 406 398 467 649 998 

Drugs ........................................................... 358 224 192 215 229 199 210 328 357 479 

Medical supplies .......................................... 110 474 427 50 62 46 74 80 99 160 

Entertainment ................................................. 3,004 1,068 764 1,158 1,251 1,468 1,723 2,000 2,569 4,616 

Fees and admissions ................................... 830 129 89 237 162 185 299 392 504 1,515 

Audio and visual equipment and services .... 1,099 607 424 552 636 740 831 946 1,138 1,421 

Pets, toys, hobbies, and playground

equipment .................................................. 680 294 231 307 303 437 457 506 643 964 

Other entertainment supplies, equipment,

and services ............................................... 396 438 419 463 150 106 136 155 284 715 

Personal care products and services ............. 709 288 333 342 366 433 482 533 603 1,017 

Reading .......................................................... 90 27 18 26 26 39 35 50 85 144 

Education ....................................................... 891 4392 194 82 259 339 400 540 445 1,570 

Tobacco products and smoking supplies ....... 350 372 515 570 419 422 387 462 360 261 

Miscellaneous ................................................ 851 172 307 597 677 432 340 1,287 635 1,153 

Cash contributions ......................................... 1,551 457 408 387 637 707 928 1,253 1,197 2,392 

Personal insurance and pensions .................. 7,005 363 322 558 1,040 1,818 2,915 3,739 5,427 12,287 

Life and other personal insurance ................ 294 454 431 425 76 83 156 137 241 499 

Pensions and Social Security ...................... 6,711 309 291 533 964 1,735 2,758 3,601 5,186 11,788 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,749 -84 8,020 12,684 17,564 24,980 34,726 44,571 59,394 130,852 

Wages and salaries ..................................... 69,496 3,392 3,006 6,555 11,293 19,589 29,496 39,741 53,579 120,766 

Self-employment income ............................. 3,601 4-5,453 4198 4-102 467 957 1,684 1,286 2,737 6,799 

Social Security, private and government

retirement ................................................... 1,118 4278 1,573 2,025 1,894 1,108 1,079 1,342 1,107 943 

Interest, dividends, rental income, other

property income ......................................... 582 418 4-83 456 231 91 49 87 157 1,231 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 686 473 4248 864 990 1,169 951 866 838 437 

Public assistance, supplemental security

income, food stamps .................................. 559 719 2,365 2,037 1,977 1,376 757 525 244 77 

Regular contributions for support ................. 524 4185 344 850 724 484 597 493 617 469 

Other income ............................................... 182 4703 4369 4399 4388 206 4112 4231 115 130 

Personal taxes (missing values not imputed) 1,916 -315 -524 -593 -889 -1,031 -271 145 681 4,672 

Federal income taxes ................................... 1,204 -268 -542 -606 -921 -1,091 -485 -140 269 3,288 

State and local income taxes ....................... 605 4-65 7 -7 11 35 170 216 334 1,200 

Other taxes .................................................. 107 418 411 21 21 25 44 69 78 184 

Income after taxes ......................................... 74,833 231 8,544 13,276 18,453 26,011 34,997 44,426 58,712 126,180 

See footnotes at end of table.
Table 27. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $6,520 - $1,180 $6,219 $2,319 - $3,065 $3,223 - $2,531 - $10,474 - $9,228 - $9,781 

Net change in total assets ............................ 8,897 3,169 5,713 -667 1,396 6,749 2,383 6,840 5,815 14,538 

Net change in total liabilities ........................ 15,416 4,349 -506 -2,986 4,460 3,525 4,914 17,314 15,043 24,319 

Other financial information:

Other money receipts ................................... 244 4128 428 458 4238 89 546 462 149 318 

Mortgage principal paid on owned property -2,551 4-530 4-232 -348 -575 -479 -1,139 -1,522 -1,928 -4,418 

Estimated market value of owned home ...... 149,128 62,174 25,405 27,073 33,765 39,061 75,078 85,553 122,787 248,000 

Estimated monthly rental value of owned

home .......................................................... 872 297 188 196 279 273 498 577 794 1,371 

Gifts of goods and services ............................ 724 267 268 274 482 390 530 435 668 1,047 

Food ............................................................. 55 80 415 43 18 22 59 48 47 75 

Alcoholic beverages ..................................... 13 3 ( ) 3 ( ) 2 ( ) 48 45 48 411 15 18 

Housing ........................................................ 154 85 495 53 267 105 126 98 134 198 

Housekeeping supplies .............................. 23 3 ( ) 47 411 42 413 19 49 21 37 

Household textiles ...................................... 5 42 3 ( ) 44 3 ( ) 44 42 41 47 7 

Appliances and miscellaneous

housewares .............................................. 15 2 ( ) 43 2 ( ) 41 46 44 413 47 26 

Major appliances ...................................... 3 3 ( ) 3 ( ) 3 ( ) 41 2 ( ) 3 ( ) 43 41 6 

Small appliances and miscellaneous

housewares ............................................ 11 2 ( ) 43 2 ( ) 3 ( ) 46 44 410 46 20 

Miscellaneous household equipment ......... 37 42 416 43 411 13 21 17 35 60 

Other housing ............................................ 75 480 469 435 253 70 80 458 63 68 

Apparel and services ................................... 196 455 4132 166 90 154 170 155 175 254 

Males, 2 and over ...................................... 44 420 412 44 427 41 67 40 27 55 

Females, 2 and over .................................. 57 412 474 453 428 27 52 44 67 70 

Children under 2 ........................................ 37 49 411 447 421 29 12 36 37 48 

Other apparel products and services ......... 58 414 435 461 414 457 439 436 444 81 

Jewelry and watches ................................ 18 42 2 ( ) 2 ( ) 41 47 414 45 411 33 

All other apparel products and services ... 39 412 435 461 413 450 425 431 432 48 

Transportation .............................................. 52 49 42 2 ( ) 18 17 17 19 65 83 

Health care ................................................... 16 3 ( ) 3 ( ) 412 42 45 410 43 434 19 

Entertainment ............................................... 76 417 41 427 443 435 457 452 103 100 

Toys, games, arts and crafts, and tricycles 36 44 3 ( ) 413 419 428 437 414 448 47 

Other entertainment ................................... 40 413 41 415 424 8 21 38 55 54 

Personal care products and services ........... 9 42 416 43 41 410 46 45 5 14 

Reading ........................................................ 1 3 ( ) 3 ( ) 3 ( ) 42 3 ( ) 41 42 41 1 

Education ..................................................... 102 3 ( ) 45 49 49 413 454 415 414 213 

All other gifts ................................................ 50 420 42 2 ( ) 423 22 21 28 75 71 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012