Table 3224. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018

Item 

Total 

35-44

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands) ................................................................21,551 1,466 2,290 1,844 1,537 3,158 4,006 7,249 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $91,784 $7,377 $22,713 $34,615 $44,822 $59,404 $84,052 $173,551 

 Income after taxes ................................................................................................ 79,068 8,126 25,703 36,005 43,834 55,270 75,676 140,939 

 Age of reference person ................................................................................................ 39.4 39.0 39.1 39.1 39.4 39.3 39.5 39.6 

 Average number in consumer unit: 

 People ................................................................................................................................ 3.4 2.5 3.0 3.1 3.1 3.1 3.6 3.7 

 Children under 18................................................................................................ 1.4 1.1 1.3 1.3 1.3 1.2 1.5 1.6 

 Adults 65 and older ................................................................................................ ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) .1 ( 1 ) 

 Earners ................................................................................................................................ 1.7 .7 1.1 1.4 1.5 1.6 1.9 2.0 

 Vehicles ................................................................................................................................ 1.9 .9 1.2 1.5 1.6 1.8 2.2 2.4 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 47 40 38 39 43 48 46 54 

 Women ................................................................................................................................ 53 60 62 61 57 52 54 46 

 Housing tenure: 

 Homeowner ................................................................................................ 56 24 28 36 42 51 59 80 

 With mortgage ................................................................................................ 46 12 15 20 29 42 52 72 

 Without mortgage................................................................................................ 10 11 13 16 12 9 8 8 

 Renter ................................................................................................................................ 44 76 72 64 58 49 41 20 

 Race of reference person: 

 Black or African-American ................................................................................................ 15 25 26 21 19 17 13 7 

 White, Asian, and all other races ................................................................ 85 75 74 79 81 83 87 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 21 25 33 33 28 24 19 11 

 Not Hispanic or Latino ................................................................................................79 75 67 67 72 76 81 89 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 3 4 4 7 5 4 2 1 

 High school (9-12) ................................................................................................ 26 45 51 36 37 28 22 11 

 College ................................................................................................................................ 70 50 44 56 57 68 76 88 

 Never attended and other ................................................................................................ ( 1 ) 1 ( 1 ) ( 1 ) 1 ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ................................................................ 91 63 78 90 92 94 96 97 

Average annual expenditures................................................................................................ $70,065 $28,716 $33,897 $40,166 $44,209 $53,675 $69,969 $109,386 

 Food ................................................................................................................................ 9,603 5,405 5,596 6,711 7,442 7,816 9,411 13,428 

 Food at home ................................................................................................ 5,279 3,682 3,651 4,260 4,331 4,403 5,187 6,851 

 Cereals and bakery products ................................................................................................ 688 438 472 538 528 573 709 897 

 Cereals and cereal products ................................................................ 225 123 168 212 171 184 233 286 

 Bakery products ................................................................................................ 463 314 304 326 357 389 477 611 

 Meats, poultry, fish, and eggs ................................................................................................ 1,155 910 844 1,028 1,043 944 1,074 1,462 

 Beef ................................................................................................................................ 327 335 217 260 253 264 319 416 

 Pork ................................................................................................................................ 209 149 159 227 195 180 188 254 

 Other meats ................................................................................................ 151 94 96 123 105 134 157 197 

 Poultry ................................................................................................................................ 233 194 181 200 215 202 208 290 

 Fish and seafood ................................................................................................161 94 118 152 223 100 138 208 

 Eggs ................................................................................................................................ 74 45 72 66 51 64 63 97 

 Dairy products ................................................................................................ 551 389 354 403 412 446 570 732 

 Fresh milk and cream ................................................................................................ 185 150 134 157 154 165 185 226 

 Other dairy products ................................................................................................ 367 238 220 246 258 281 385 506 

 Fruits and vegetables ................................................................................................ 990 634 732 779 784 815 951 1,306 

 Fresh fruits ................................................................................................ 358 218 250 253 271 276 328 503 

 Fresh vegetables ................................................................................................328 191 268 297 268 274 315 418 

 Processed fruits ................................................................................................ 136 99 82 90 89 123 145 177 

 Processed vegetables ................................................................................................ 168 125 131 138 156 142 163 208 

 Other food at home ................................................................................................ 1,895 1,311 1,249 1,512 1,564 1,624 1,883 2,454 

 Sugar and other sweets ................................................................................................ 174 94 126 143 131 140 189 226 

 Fats and oils ................................................................................................ 136 92 112 114 124 112 131 170 

 Miscellaneous foods ................................................................................................ 1,017 685 617 802 851 892 971 1,343 

 Nonalcoholic beverages ................................................................................................ 507 422 377 420 435 437 531 610 

See footnotes at end of table. 
Table 3224. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ................................ 60 218 216 33 223 43 61 104 

 Food away from home ................................................................................................ 4,324 1,723 1,945 2,452 3,110 3,413 4,224 6,577 

 Alcoholic beverages ................................................................................................ 676 275 225 225 310 400 709 1,151 

 Housing ................................................................................................................................ 23,747 12,090 13,614 15,273 16,308 19,078 22,886 35,457 

 Shelter ................................................................................................................................ 14,170 7,330 8,322 9,131 9,409 12,008 13,566 20,966 

 Owned dwellings ................................................................................................7,907 1,472 1,717 2,095 2,965 5,243 6,989 15,357 

 Mortgage interest and charges ................................................................ 4,521 764 900 972 1,616 3,027 4,057 8,850 

 Property taxes ................................................................................................ 2,049 559 497 594 794 1,154 1,629 4,099 

 Maintenance, repairs, insurance, other expenses ................................ 1,337 149 320 529 555 1,062 1,302 2,408 

 Rented dwellings................................................................................................5,624 5,660 6,515 6,849 6,213 6,472 6,022 4,308 

 Other lodging ................................................................................................ 639 2198 89 187 231 293 555 1,301 

 Utilities, fuels, and public services ................................................................ 4,359 2,667 3,293 3,760 3,898 3,998 4,576 5,325 

 Natural gas ................................................................................................ 432 323 364 290 381 346 402 577 

 Electricity ................................................................................................................................ 1,582 1,121 1,339 1,515 1,581 1,519 1,620 1,775 

 Fuel oil and other fuels ................................................................................................ 71 228 238 266 248 74 52 104 

 Telephone services ................................................................................................ 1,615 841 1,114 1,368 1,351 1,497 1,801 1,996 

 Residential phone service, VOIP, and phone cards ................................ 149 111 121 155 136 134 153 170 

 Cellular phone service ................................................................................................ 1,466 730 993 1,212 1,215 1,363 1,648 1,826 

 Water and other public services ................................................................ 660 355 439 521 537 563 701 872 

 Household operations ................................................................................................ 2,164 624 620 803 796 1,090 1,525 4,417 

 Personal services................................................................................................1,180 2209 136 250 2219 336 685 2,789 

 Other household expenses ................................................................................................ 984 415 484 553 577 755 840 1,629 

 Housekeeping supplies ................................................................................................ 830 473 508 518 785 638 796 1,153 

 Laundry and cleaning supplies ................................................................ 250 133 185 205 428 184 251 284 

 Other household products ................................................................................................ 446 242 277 263 288 343 438 647 

 Postage and stationery ................................................................................................ 135 98 46 49 69 111 106 222 

 Household furnishings and equipment ................................................................ 2,224 995 872 1,062 1,419 1,344 2,422 3,595 

 Household textiles................................................................................................ 100 54 87 64 44 46 76 166 

 Furniture ................................................................................................................................ 611 213 306 383 307 357 488 1,090 

 Floor coverings ................................................................................................ 44 22 27 29 25 7 18 113 

 Major appliances ................................................................................................ 292 197 107 188 203 230 291 441 

 Small appliances, miscellaneous housewares ................................................................ 120 48 53 75 70 86 128 185 

 Miscellaneous household equipment ................................................................1,057 481 313 344 791 618 1,420 1,601 

 Apparel and services ................................................................................................2,400 1,123 1,628 1,441 1,357 1,716 2,432 3,561 

 Men and boys ................................................................................................ 572 312 334 400 335 446 541 849 

 Men, 16 and over ................................................................................................ 354 160 142 265 207 259 349 545 

 Boys, 2 to 15 ................................................................................................ 219 151 191 135 128 187 191 304 

 Women and girls ................................................................................................ 931 361 506 463 555 633 886 1,480 

 Women, 16 and over ................................................................................................ 686 230 308 331 461 464 633 1,116 

 Girls, 2 to 15 ................................................................................................ 245 130 198 132 94 169 252 365 

 Children under 2 ................................................................................................ 100 279 252 283 275 102 116 119 

 Footwear ................................................................................................................................ 542 251 541 357 257 376 672 701 

 Other apparel products and services ................................................................ 254 120 195 138 135 160 217 411 

 Transportation ................................................................................................ 11,455 4,611 6,309 7,241 6,074 8,652 12,963 17,052 

 Vehicle purchases (net outlay) ................................................................................................ 4,970 1,888 2,817 2,914 1,503 3,009 5,866 7,890 

 Cars and trucks, new ................................................................................................ 2,138 21,195 21,069 21,108 281 2609 1,968 4,126 

 Cars and trucks, used ................................................................................................ 2,734 618 1,748 1,753 1,397 2,215 3,828 3,629 

 Other vehicles ................................................................................................ 97 275 ( 3 ) 252 224 2185 270 135 

 Gasoline, other fuels, and motor oil ................................................................ 2,516 1,261 1,713 1,899 2,208 2,360 2,786 3,165 

 Other vehicle expenses ................................................................................................ 3,129 1,164 1,520 2,075 2,067 2,850 3,601 4,379 

 Vehicle finance charges ................................................................................................ 283 78 109 148 166 226 313 447 

 Maintenance and repairs ................................................................................................ 943 325 514 639 696 882 978 1,333 

 Vehicle insurance................................................................................................1,042 2451 2644 2788 2722 1,111 1,497 1,135 

 Vehicle rental, leases, licenses, and other charges ................................ 861 310 254 499 483 631 813 1,463 

 Public and other transportation ................................................................................................ 841 297 260 354 296 433 710 1,619 

 Healthcare ................................................................................................................................ 4,281 1,238 1,394 2,177 2,956 3,540 4,757 6,672 

 Health insurance ................................................................................................ 2,894 841 832 1,399 1,949 2,484 3,195 4,554 

 Medical services ................................................................................................ 890 165 302 479 568 663 1,009 1,429 

 Drugs ................................................................................................................................ 363 191 208 231 356 294 398 482 

 Medical supplies ................................................................................................ 134 41 52 67 83 99 155 207 

 Entertainment ................................................................................................ 3,782 1,528 1,339 1,489 2,272 2,472 3,460 6,556 

 Fees and admissions ................................................................................................ 1,116 274 307 259 384 550 874 2,278 

 Audio and visual equipment and services ................................................................ 1,065 682 576 723 731 937 1,128 1,469 

 Pets, toys, hobbies, and playground equipment................................................................ 1,022 401 318 423 759 694 922 1,716 

 Pets ................................................................................................................................ 775 296 200 280 607 532 615 1,356 

See footnotes at end of table. 
Table 3224. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Toys, hobbies, and playground equipment ................................................................ 248 2105 118 2143 2151 161 307 360 

 Other entertainment supplies, equipment, and services ................................ 578 171 140 84 399 292 537 1,094 

 Personal care products and services ................................................................ 917 423 454 523 645 753 895 1,382 

 Reading ................................................................................................................................ 111 275 27 71 71 98 110 170 

 Education................................................................................................................................ 1,068 488 300 327 637 563 851 2,044 

 Tobacco products and smoking supplies ................................................................ 388 439 370 557 392 521 378 288 

 Miscellaneous ................................................................................................ 1,074 325 528 376 772 1,233 898 1,664 

 Cash contributions................................................................................................ 1,631 272 528 836 994 1,187 1,632 2,786 

 Personal insurance and pensions ................................................................................................ 8,932 426 1,583 2,918 3,979 5,646 8,590 17,175 

 Life and other personal insurance ................................................................ 405 73 109 151 180 190 386 782 

 Pensions and Social Security ................................................................................................ 8,527 353 1,474 2,767 3,799 5,455 8,204 16,393 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $91,784 $7,377 $22,713 $34,615 $44,822 $59,404 $84,052 $173,551 

 Wages and salaries................................................................................................ 82,708 3,020 16,071 30,050 39,886 54,728 77,363 157,490 

 Self-employment income ................................................................................................ 5,825 121 1,257 1,476 2,032 2,701 4,274 12,549 

 Social Security, private and government retirement ................................................................ 1,158 1,468 2,345 1,396 1,221 851 1,075 825 

 Interest, dividends, rental income, other property income ................................ 772 2

-37 279 293 253 145 244 2,003 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 586 2,033 2,047 829 807 298 225 249 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 472 329 520 581 2444 361 660 408 

 Other income ................................................................................................ 264 442 395 2190 2179 319 211 228 

 Personal taxes (contains some imputed values) ................................................................ 12,716 -749 -2,990 -1,390 989 4,133 8,377 32,611 

 Federal income taxes ................................................................................................ 9,888 -653 -2,955 -1,801 265 2,871 6,121 26,230 

 State and local income taxes ................................................................................................ 2,778 -105 -48 395 704 1,231 2,220 6,282 

 Other taxes ................................................................................................................................ 49 28 213 216 220 231 35 99 

 Income after taxes ................................................................................................ 79,068 8,126 25,703 36,005 43,834 55,270 75,676 140,939 

Addenda: 

 Net change in total assets and liabilities ................................................................$6,687 -$2,556 -$1,583 -$2,513 $7,243 $15,470 $4,965 $10,517 

 Net change in total assets ................................................................................................ 23,374 5,327 3,568 6,288 11,727 19,766 18,109 44,576 

 Net change in total liabilities ................................................................................................ 16,686 7,883 5,152 8,801 4,484 4,296 13,143 34,059 

 Other financial information: 

 Other money receipts ................................................................................................620 2451 259 221 225 260 1,038 1,037 

 Mortgage principal paid on owned property ................................................................ -2,455 -441 -409 -644 -742 -1,422 -1,970 -5,051 

 Estimated market value of owned home................................................................ 184,287 43,453 38,451 53,049 72,998 110,286 152,869 365,417 

 Estimated monthly rental value of owned home ................................................................ 997 284 294 353 504 697 915 1,808 

 Gifts of goods and services, total ................................................................................................ 883 468 281 512 432 552 734 1,551 

 Food ................................................................................................................................ 54 237 14 223 222 32 54 92 

 Alcoholic beverages ................................................................................................ 17 ( 3 ) 211 220 23 7 24 24 

 Housing ................................................................................................................................ 155 83 81 80 89 120 136 246 

 Housekeeping supplies ................................................................................................ 27 211 28 213 24 16 27 46 

 Household textiles................................................................................................

24 ( 1

 ) ( 3 ) ( 3 ) ( 3 ) 21 22 210 

 Appliances and miscellaneous housewares ................................................................ 12 22 25 28 27 28 27 22 

 Major appliances................................................................................................ 6 21 23 26 22 25 25 8 

 Small appliances and miscellaneous housewares ................................ 6 22 22 22 26 23 22 213 

 Miscellaneous household equipment ................................................................ 32 22 26 25 25 35 35 54 

 Other housing ................................................................................................ 80 68 63 253 72 60 64 114 

 Apparel and services ................................................................................................201 278 87 134 161 166 207 292 

 Males, 2 and over ................................................................................................ 50 234 21 213 56 47 62 63 

 Females, 2 and over ................................................................................................76 217 221 263 210 56 84 125 

 Children under 2 ................................................................................................ 28 26 216 246 231 235 226 29 

 Other apparel products and services................................................................ 47 222 229 212 263 227 236 75 

 Jewelry and watches ................................................................................................ 13 21 ( 3 ) 22 219 23 25 30 

 All other apparel products and services ................................................................33 221 229 29 244 225 230 44 

 Transportation ................................................................................................ 217 113 20 164 20 53 132 473 

 Healthcare ................................................................................................................................ 11 ( 3 ) 210 26 22 217 213 12 

See footnotes at end of table. 
Table 3224. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Entertainment ................................................................................................ 90 229 224 251 238 70 73 158 

 Toys, games, arts and crafts, and tricycles ................................................................ 39 215 215 236 217 245 229 57 

 Other entertainment ................................................................................................51 213 29 15 21 25 44 101 

 Personal care products and services ................................................................ 17 ( 3 ) 23 21 23 25 18 36 

 Reading ................................................................................................................................ 2 21 21 21 ( 3 ) 24 1 4 

 Education ................................................................................................................................ 67 2114 225 210 274 43 224 119 

 All other gifts ................................................................................................ 52 213 23 22 21 36 53 95 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019