Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 27,661 1,426 1,336 1,699 1,711 3,378 2,799 2,662 4,024 8,626 

Consumer unit characteristics: 

Income before taxes ..................................... $60,488 - $1,998 $7,771 $12,606 $17,348 $24,947 $34,676 $44,752 $59,253 $124,701 

Income after taxes ........................................ 58,834 -1,915 7,802 12,909 17,687 25,235 34,497 44,250 58,258 119,816 

Age of reference person ................................ 48.8 35.0 40.4 55.7 55.5 53.2 50.2 48.7 48.0 47.8 

Average number in consumer unit:

Persons ........................................................ 2.4 1.5 1.4 1.6 1.8 2.0 2.3 2.4 2.6 3.0 

Children under 18 ........................................ .6 .3 .3 .3 .4 .4 .5 .6 .6 .8 

Persons 65 and older ................................... .3 .1 .2 .5 .5 .5 .4 .3 .3 .2 

Earners ........................................................ 1.3 .6 .6 .5 .6 .8 1.1 1.3 1.6 2.0 

Vehicles ....................................................... 2.1 .8 .8 1.0 1.3 1.6 1.8 2.1 2.5 3.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 49 42 33 40 45 46 51 50 53 

Female ......................................................... 52 51 58 67 60 55 54 49 50 47 

Housing tenure:

Homeowner .................................................. 68 19 21 42 48 59 64 71 79 92 

With mortgage ............................................ 43 9 9 10 14 21 34 44 55 71 

Without mortgage ....................................... 26 10 12 32 34 38 30 27 25 21 

Renter .......................................................... 32 81 79 58 52 41 36 29 21 8 

Race of reference person:

Black or African-American ........................... 9 13 16 14 15 12 12 8 6 4 

White, Asian, and all other races ................. 91 87 84 86 85 88 88 92 94 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 5 5 5 5 7 6 6 5 5 3 

Not Hispanic or Latino .................................. 95 95 95 95 93 94 94 95 95 97 

Education of reference person:

Elementary (1-8) .......................................... 4 5 6 10 8 6 6 4 3 1 

High school (9-12) ........................................ 34 27 36 42 50 46 45 40 34 21 

College ......................................................... 62 68 58 47 42 48 49 56 63 78 

Never attended and other ............................ 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 2 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 90 55 56 73 81 90 94 96 97 98 

Average annual expenditures .......................... $47,201 $18,433 $19,339 $20,447 $23,141 $29,269 $35,533 $38,431 $48,651 $78,824 

Food ............................................................... 5,998 2,882 3,009 3,385 3,190 4,062 4,665 4,980 6,174 9,310 

Food at home ............................................... 3,605 1,724 1,950 2,325 2,278 2,769 2,960 3,124 3,777 5,182 

Cereals and bakery products ..................... 496 255 250 311 320 369 382 429 528 725 

Cereals and cereal products .................... 170 106 89 102 116 132 126 163 172 243 

Bakery products ....................................... 327 150 161 209 204 238 255 266 356 481 

Meats, poultry, fish, and eggs .................... 756 409 383 527 474 640 663 669 797 1,030 

Beef .......................................................... 215 113 93 123 149 161 215 209 210 300 

Pork .......................................................... 161 113 76 125 96 147 126 141 192 204 

Other meats ............................................. 112 63 69 73 60 96 94 92 126 153 

Poultry ...................................................... 128 70 62 98 78 120 105 107 131 176 

Fish and seafood ..................................... 99 29 60 76 63 77 87 80 94 147 

Eggs ......................................................... 41 22 23 31 28 39 36 39 45 49 

Dairy products ............................................ 420 193 238 261 244 320 329 384 429 615 

Fresh milk and cream .............................. 150 78 90 95 97 130 124 140 149 209 

Other dairy products ................................ 270 116 149 166 147 191 205 244 280 405 

Fruits and vegetables ................................. 604 243 342 387 367 499 513 495 610 875 

Fresh fruits ............................................... 204 66 129 119 107 171 176 171 205 300 

Fresh vegetables ..................................... 180 68 87 121 113 154 149 145 184 262 

Processed fruits ....................................... 113 55 69 75 69 83 95 86 113 168 

Processed vegetables .............................. 106 55 57 71 78 90 93 93 108 145 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,329 $623 $737 $839 $873 $941 $1,074 $1,148 $1,413 $1,938 

Sugar and other sweets ........................... 148 54 78 79 104 111 135 130 151 214 

Fats and oils ............................................. 102 61 44 74 76 74 84 92 110 140 

Miscellaneous foods ................................ 714 327 410 460 462 488 576 632 757 1,043 

Nonalcoholic beverages ........................... 319 171 193 209 212 251 254 262 343 452 

Food prepared by consumer unit on

out-of-town trips ..................................... 46 311 312 18 319 17 25 31 51 89 

Food away from home ................................. 2,393 1,158 1,059 1,060 912 1,293 1,705 1,856 2,396 4,128 

Alcoholic beverages ....................................... 434 177 200 169 168 225 306 350 507 718 

Housing .......................................................... 15,331 6,954 7,199 8,198 9,035 10,779 12,093 13,548 15,917 23,697 

Shelter .......................................................... 8,840 4,615 4,531 4,722 5,199 5,920 6,741 7,920 9,098 13,727 

Owned dwellings ........................................ 6,205 1,611 1,187 1,676 2,019 3,113 3,990 5,260 6,905 11,358 

Mortgage interest and charges ................ 3,094 893 465 486 595 1,078 1,811 2,647 3,506 6,028 

Property taxes .......................................... 1,943 467 427 774 816 1,217 1,414 1,614 2,033 3,391 

Maintenance, repairs, insurance, other

expenses ................................................ 1,167 251 295 416 607 818 765 999 1,366 1,940 

Rented dwellings ........................................ 1,993 2,719 3,153 2,898 2,955 2,544 2,514 2,299 1,717 975 

Other lodging ............................................. 642 285 192 148 225 263 238 361 476 1,393 

Utilities, fuels, and public services ............... 3,474 1,446 1,648 2,196 2,464 2,966 3,258 3,466 3,888 4,623 

Natural gas ................................................. 751 319 374 495 532 669 724 769 817 980 

Electricity .................................................... 1,122 553 558 755 882 980 1,072 1,120 1,208 1,455 

Fuel oil and other fuels ............................... 130 343 347 97 80 114 105 133 182 164 

Telephone services .................................... 1,073 393 522 635 725 875 998 1,050 1,229 1,462 

Water and other public services ................. 398 138 148 215 245 328 359 394 451 563 

Household operations .................................. 822 216 212 302 405 441 501 532 844 1,534 

Personal services ....................................... 307 322 362 377 366 97 165 154 302 664 

Other household expenses ........................ 514 194 150 225 339 344 336 378 542 870 

Housekeeping supplies ................................ 680 244 291 373 397 557 541 513 620 1,083 

Laundry and cleaning supplies .................. 149 81 85 127 113 126 129 122 128 214 

Other household products .......................... 370 119 139 164 213 311 282 272 325 613 

Postage and stationery .............................. 161 44 67 82 70 120 130 119 167 257 

Household furnishings and equipment ......... 1,515 433 518 605 570 895 1,051 1,117 1,467 2,729 

Household textiles ...................................... 109 24 21 60 40 69 53 55 95 219 

Furniture ..................................................... 335 85 116 115 154 202 228 226 328 613 

Floor coverings .......................................... 49 36 328 38 16 19 13 59 32 101 

Major appliances ........................................ 196 36 61 58 81 138 136 139 247 329 

Small appliances, miscellaneous

housewares .............................................. 108 28 31 120 34 85 86 108 88 167 

Miscellaneous household equipment ......... 718 255 260 244 246 382 536 530 678 1,301 

Apparel and services ..................................... 1,540 712 802 803 728 1,018 1,263 1,081 1,475 2,529 

Men and boys .............................................. 344 131 108 123 119 205 215 256 350 612 

Men, 16 and over ....................................... 266 97 80 95 65 165 160 202 277 475 

Boys, 2 to 15 .............................................. 77 34 28 28 54 40 55 54 73 137 

Women and girls .......................................... 634 286 412 288 319 366 571 380 539 1,099 

Women, 16 and over .................................. 516 268 368 263 266 277 462 292 429 900 

Girls, 2 to 15 ............................................... 117 318 45 325 52 89 109 89 109 198 

Children under 2 .......................................... 98 43 52 76 51 94 75 89 112 130 

Footwear ...................................................... 258 367 3139 216 130 241 262 205 262 347 

Other apparel products and services ........... 207 185 91 100 109 113 140 151 212 341 

Transportation ................................................ 8,035 2,193 2,976 2,596 3,635 4,809 6,588 6,295 8,510 13,739 

Vehicle purchases (net outlay) ..................... 2,897 3457 1,118 3475 1,165 1,477 2,566 1,879 2,955 5,346 

Cars and trucks, new ................................. 1,330 2 ( ) 3324 3269 3369 435 909 715 1,172 2,857 

Cars and trucks, used ................................ 1,457 457 725 201 795 1,017 1,582 1,112 1,626 2,273 

Other vehicles ............................................ 109 2 ( ) 369 36 2 ( ) 325 374 352 3157 216 

Gasoline and motor oil ................................. 2,300 926 886 991 1,220 1,592 1,952 2,218 2,689 3,453 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,423 $688 $840 $944 $1,036 $1,565 $1,840 $2,025 $2,512 $4,091 

Vehicle finance charges ............................. 270 46 56 57 78 143 204 234 363 461 

Maintenance and repairs ........................... 697 250 248 261 434 472 570 583 746 1,116 

Vehicle insurance ....................................... 968 3246 3353 3487 3351 673 718 831 870 1,650 

Vehicle rental, leases, licenses, and other

charges .................................................... 488 146 183 139 173 277 348 377 533 864 

Public transportation .................................... 415 122 132 186 215 175 231 172 354 849 

Healthcare ...................................................... 3,160 829 1,130 1,918 2,073 2,780 3,019 3,006 3,650 4,329 

Health insurance .......................................... 1,787 461 631 1,177 1,298 1,683 1,849 1,791 2,072 2,289 

Medical services .......................................... 748 201 288 340 332 521 598 588 908 1,187 

Drugs ........................................................... 491 136 166 323 395 492 463 527 510 636 

Medical supplies .......................................... 134 31 46 79 47 84 110 99 160 217 

Entertainment ................................................. 2,693 1,212 1,134 958 1,018 1,604 1,926 2,018 2,806 4,667 

Fees and admissions ................................... 583 210 199 140 159 227 239 290 517 1,246 

Audio and visual equipment and services .... 957 399 483 559 541 665 796 889 1,036 1,433 

Pets, toys, hobbies, and playground

equipment .................................................. 624 292 358 220 238 523 496 507 668 963 

Other entertainment supplies, equipment,

and services ............................................... 529 311 95 39 81 188 395 333 584 1,026 

Personal care products and services ............. 544 222 292 295 288 326 398 430 529 907 

Reading .......................................................... 115 42 44 52 64 83 91 87 124 186 

Education ....................................................... 1,066 1,922 1,244 439 541 359 500 475 781 1,899 

Tobacco products and smoking supplies ....... 382 181 253 310 358 399 368 496 478 374 

Miscellaneous ................................................ 761 172 273 314 319 432 821 854 769 1,178 

Cash contributions ......................................... 1,694 528 367 500 988 876 1,169 1,180 1,630 3,148 

Personal insurance and pensions .................. 5,446 406 415 509 737 1,518 2,324 3,631 5,301 12,145 

Life and other personal insurance ................ 323 76 48 126 75 129 169 237 319 648 

Pensions and Social Security ...................... 5,124 329 367 383 663 1,390 2,156 3,395 4,982 11,497 

Sources of income and personal taxes: 

Money income before taxes ........................... 60,488 -1,998 7,771 12,606 17,348 24,947 34,676 44,752 59,253 124,701 

Wages and salaries ..................................... 47,983 3,324 3,597 4,165 7,090 12,899 23,012 33,220 46,992 105,847 

Self-employment income ............................. 3,287 -6,749 3-26 397 419 674 1,165 1,811 2,827 9,039 

Social Security, private and government

retirement ................................................... 6,482 501 1,888 6,428 8,191 9,613 8,395 7,853 7,225 5,238 

Interest, dividends, rental income, other

property income ......................................... 1,427 35 148 90 452 430 792 1,101 1,064 3,178 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 386 348 3227 390 3131 351 428 289 443 519 

Public assistance, supplemental security

income, food stamps .................................. 330 287 1,138 843 647 501 368 174 152 100 

Regular contributions for support ................. 408 180 410 265 214 270 324 219 340 685 

Other income ............................................... 185 376 388 329 203 209 193 384 210 97 

Personal taxes ............................................... 1,654 -83 -31 -303 -339 -288 179 502 995 4,885 

Federal income taxes ................................... 1,324 1 11 -177 -186 -170 194 522 940 3,721 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -422 3-156 3-102 -173 -239 -292 -344 -529 -591 -566 

State and local income taxes ....................... 545 13 11 -1 11 48 191 349 442 1,348 

Other taxes .................................................. 207 59 348 48 75 127 139 160 204 383 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 58,834 -1,915 7,802 12,909 17,687 25,235 34,497 44,250 58,258 119,816 

Addenda:

Net change in total assets and liabilities ........ - $4,448 - $5,100 - $1,383 - $1,975 - $1,597 - $1,730 - $1,655 - $5,599 - $1,343 - $8,932 

Net change in total assets ............................ 5,093 -1,259 -255 -2,628 1,015 1,585 2,867 1,936 7,047 11,461 

Net change in total liabilities ........................ 9,541 3,841 1,128 -653 2,612 3,314 4,522 7,535 8,390 20,393 

Other financial information:

Other money receipts ................................... 506 492 368 350 181 282 336 302 342 953 

Mortgage principal paid on owned property -2,171 -614 -346 -388 -619 -730 -1,066 -1,554 -2,187 -4,477 

Estimated market value of owned home ...... 130,196 34,098 25,025 54,259 62,488 81,126 93,492 106,373 134,590 227,193 

Estimated monthly rental value of owned

home .......................................................... 760 216 171 338 375 499 572 661 820 1,267 

Gifts of goods and services ............................ 1,090 385 426 335 521 497 781 756 1,047 2,015 

Food ............................................................. 109 33 26 16 56 65 52 76 94 214 

Alcoholic beverages ..................................... 11 318 318 34 31 33 39 33 8 22 

Housing ........................................................ 212 86 95 98 116 116 89 145 202 394 

Housekeeping supplies .............................. 37 319 328 312 313 21 16 33 33 68 

Household textiles ...................................... 11 34 1 ( ) 37 31 310 36 34 8 23 

Appliances and miscellaneous

housewares .............................................. 17 34 1 ( ) 37 32 311 311 38 23 30 

Major appliances ...................................... 5 2 ( ) 2 ( ) 2 ( ) 31 36 7 31 5 7 

Small appliances and miscellaneous

housewares ............................................ 12 34 1 ( ) 37 32 35 34 37 18 24 

Miscellaneous household equipment ......... 50 320 318 315 322 23 35 45 43 90 

Other housing ............................................ 97 39 348 56 77 49 22 55 95 183 

Apparel and services ................................... 224 151 49 108 105 158 191 169 241 346 

Males, 2 and over ...................................... 46 311 35 315 28 28 48 38 45 76 

Females, 2 and over .................................. 71 316 37 311 36 46 65 38 68 130 

Children under 2 ........................................ 51 30 23 40 23 55 33 42 49 75 

Other apparel products and services ......... 55 395 315 343 318 29 45 51 78 65 

Jewelry and watches ................................ 23 387 38 31 33 312 36 316 41 26 

All other apparel products and services ... 32 37 36 341 314 318 340 335 36 39 

Transportation .............................................. 72 15 123 27 37 16 57 82 60 120 

Healthcare .................................................... 23 37 37 33 310 33 324 319 323 44 

Entertainment ............................................... 88 356 342 325 358 48 60 70 96 145 

Toys, games, arts and crafts, and tricycles 33 324 319 316 315 324 327 327 35 48 

Other entertainment ................................... 55 32 22 39 42 24 33 44 61 97 

Personal care products and services ........... 10 30 36 323 30 5 36 11 13 9 

Reading ........................................................ 1 2 ( ) 2 ( ) 1 ( ) 1 ( ) 31 31 1 1 2 

Education ..................................................... 246 32 37 310 3118 47 68 146 249 559 

All other gifts ................................................ 94 17 23 21 20 37 223 35 60 160 

1 Value is less than or equal to 0.5. 2 No data reported. 3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010