Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 24,365 4,783 5,560 9,110 4,912

Consumer unit characteristics:

Income before taxes ....................................... $77,898 $85,799 $73,667 $69,793 $90,025

Income after taxes .......................................... 65,921 71,826 63,176 59,680 74,852

Age of reference person ................................. 59.4 59.3 59.3 59.4 59.3

Average number in consumer unit:

People .......................................................... 2.2 2.2 2.1 2.1 2.3

Children under 18 ......................................... .2 .2 .2 .2 .3

Adults 65 and older ...................................... .1 .1 .1 .1 .1

Earners ......................................................... 1.4 1.4 1.3 1.2 1.5

Vehicles ........................................................ 2.2 1.9 2.2 2.1 2.5

Percent distribution:

Reference person:

Men .............................................................. 49 49 50 49 47

Women ......................................................... 51 51 50 51 53

Housing tenure:

Homeowner .................................................. 75 72 78 78 70

With mortgage ............................................ 40 36 42 39 44

Without mortgage ....................................... 35 35 36 39 26

Renter ........................................................... 25 28 22 22 30

Race of reference person:

Black or African-American ............................ 13 15 11 18 4

White, Asian, and all other races .................. 87 85 89 82 96

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 9 3 10 16

Not Hispanic or Latino .................................. 91 91 97 90 84

Education of reference person:

Elementary (1-8) ........................................... 3 2 2 3 4

High school (9-12) ........................................ 34 35 37 37 23

College ......................................................... 63 63 61 60 72

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 90 84 91 91 93

Average annual expenditures ........................... $60,076 $65,848 $57,658 $54,062 $68,269

Food ............................................................... 7,131 7,405 7,324 6,555 7,713

Food at home ............................................... 4,195 4,534 4,141 3,887 4,505

Cereals and bakery products ..................... 522 604 529 474 528

Cereals and cereal products .................... 156 195 152 138 159

Bakery products ....................................... 366 409 376 336 369

Meats, poultry, fish, and eggs .................... 939 1,019 916 915 937

Beef .......................................................... 260 240 279 257 260

Pork .......................................................... 185 203 202 178 166

Other meats .............................................. 129 157 138 110 129

Poultry ...................................................... 172 201 151 179 157

Fish and seafood ...................................... 136 158 97 135 157

Eggs ......................................................... 58 60 49 57 67

Dairy products ............................................ 426 476 425 372 477

Fresh milk and cream ............................... 136 152 126 126 148

Other dairy products ................................. 290 324 299 246 329

Fruits and vegetables ................................. 788 916 734 698 893

Fresh fruits ............................................... 288 359 268 236 338

Fresh vegetables ...................................... 258 293 229 226 314

Processed fruits ........................................ 107 129 100 94 118

Processed vegetables .............................. 135 135 137 142 123

Other food at home .................................... 1,521 1,519 1,538 1,427 1,671

Sugar and other sweets ........................... 164 160 172 155 174

Fats and oils ............................................. 123 132 119 119 124

Miscellaneous foods ................................. 761 745 805 700 839

Nonalcoholic beverages ........................... 407 420 380 407 426

Food prepared by consumer unit on

out-of-town trips ...................................... 65 62 63 46 108

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item Total

55-64 Northeast Midwest South West

Food away from home .................................. 2,935 2,872 3,182 2,668 3,208

Alcoholic beverages ....................................... 558 705 544 436 659

Housing .......................................................... 18,421 20,635 17,076 16,300 21,697

Shelter .......................................................... 10,449 12,346 9,514 8,631 13,034

Owned dwellings ........................................ 7,032 8,263 6,779 5,909 8,202

Mortgage interest and charges ................. 2,804 2,432 2,552 2,458 4,094

Property taxes .......................................... 2,413 3,945 2,542 1,591 2,303

Maintenance, repairs, insurance, other

expenses ................................................ 1,815 1,887 1,685 1,861 1,806

Rented dwellings ........................................ 2,448 2,925 1,903 1,858 3,695

Other lodging .............................................. 969 1,158 833 864 1,136

Utilities, fuels, and public services ................ 4,214 4,508 4,155 4,204 4,012

Natural gas ................................................. 438 685 602 244 372

Electricity .................................................... 1,556 1,430 1,411 1,840 1,316

Fuel oil and other fuels ............................... 115 330 96 54 39

Telephone services .................................... 1,494 1,614 1,460 1,462 1,478

Residential phone service, VOIP, and

phone cards ............................................ 396 506 382 376 344

Cellular phone service .............................. 1,098 1,108 1,078 1,085 1,134

Water and other public services ................. 611 449 588 604 807

Household operations .................................. 1,016 1,071 826 941 1,316

Personal services ....................................... 65 247 238 238 165

Other household expenses ........................ 950 1,025 788 902 1,151

Housekeeping supplies ................................ 741 768 767 679 800

Laundry and cleaning supplies ................... 176 173 190 165 184

Other household products .......................... 411 442 427 377 430

Postage and stationery ............................... 154 152 150 138 187

Household furnishings and equipment ......... 2,001 1,942 1,814 1,845 2,535

Household textiles ...................................... 122 158 69 109 170

Furniture ..................................................... 483 436 535 462 508

Floor coverings ........................................... 23 48 21 14 20

Major appliances ........................................ 321 235 323 371 309

Small appliances, miscellaneous

housewares .............................................. 138 171 94 103 218

Miscellaneous household equipment ......... 914 894 772 786 1,310

Apparel and services ...................................... 1,628 1,691 1,587 1,480 1,880

Men and boys ............................................... 406 403 469 311 510

Men, 16 and over ....................................... 349 359 395 260 453

Boys, 2 to 15 .............................................. 56 45 75 51 57

Women and girls .......................................... 623 661 567 565 751

Women, 16 and over .................................. 573 626 540 507 681

Girls, 2 to 15 ............................................... 49 34 27 59 70

Children under 2 ........................................... 38 239 230 52 221

Footwear ...................................................... 338 355 313 356 320

Other apparel products and services ........... 223 233 208 195 280

Transportation ................................................ 9,874 9,134 9,163 10,073 11,002

Vehicle purchases (net outlay) ..................... 3,964 3,262 3,264 4,734 4,011

Cars and trucks, new .................................. 2,303 2,267 1,774 2,517 2,539

Cars and trucks, used ................................ 1,615 995 1,408 2,182 1,403

Other vehicles ............................................ 46 3 ( ) 282 235 270

Gasoline and motor oil ................................. 2,073 1,875 2,001 2,116 2,270

Other vehicle expenses ................................ 3,147 3,017 3,329 2,771 3,735

Vehicle finance charges ............................. 221 177 224 258 192

Maintenance and repairs ............................ 972 964 935 891 1,163

Vehicle insurance ....................................... 1,267 942 1,519 1,153 1,486

Vehicle rental, leases, licenses, and other

charges ..................................................... 687 934 651 468 894

Public and other transportation .................... 690 980 570 453 986

Healthcare ...................................................... 5,315 5,266 6,054 4,682 5,695

Health insurance .......................................... 3,555 3,663 3,854 3,223 3,728

Medical services ........................................... 1,025 979 1,365 745 1,206

Drugs ............................................................ 565 467 657 568 551

Medical supplies ........................................... 169 156 178 147 210

Entertainment ................................................. 3,218 2,986 3,087 3,051 3,890

Fees and admissions ................................... 600 756 533 400 893

Audio and visual equipment and services .... 1,143 1,155 1,086 1,171 1,143

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item Total

55-64 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 894 721 1,001 877 966

Pets ............................................................ 774 642 871 752 830

Toys, hobbies, and playground equipment 120 80 129 125 137

Other entertainment supplies, equipment,

and services ............................................... 580 354 467 602 888

Personal care products and services ............. 728 782 714 619 888

Reading .......................................................... 118 123 133 87 156

Education ....................................................... 1,126 1,981 973 690 1,274

Tobacco products and smoking supplies ....... 410 407 509 426 273

Miscellaneous ................................................. 990 987 1,182 663 1,380

Cash contributions .......................................... 2,544 4,268 1,629 2,140 2,648

Personal insurance and pensions .................. 8,016 9,479 7,682 6,860 9,112

Life and other personal insurance ................ 480 669 514 408 392

Pensions and Social Security ....................... 7,536 8,810 7,168 6,452 8,720

Sources of income and personal taxes:

Money income before taxes ........................... $77,898 $85,799 $73,667 $69,793 $90,025

Wages and salaries ...................................... 60,266 68,652 56,754 54,208 67,312

Self-employment income .............................. 6,088 5,695 5,314 4,806 9,725

Social Security, private and government

retirement ................................................... 7,886 7,556 8,366 8,029 7,400

Interest, dividends, rental income, other

property income .......................................... 2,234 2,264 1,961 1,596 3,699

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 658 759 675 553 733

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 494 560 335 479 637

Other income ................................................ 271 312 261 121 519

Personal taxes (contains some imputed

values) .......................................................... 11,977 13,973 10,490 10,113 15,172

Federal income taxes ................................... 9,433 10,702 8,123 8,175 12,015

State and local income taxes ....................... 2,407 3,166 2,320 1,674 3,125

Other taxes ................................................... 136 104 47 264 232

Income after taxes .......................................... 65,921 71,826 63,176 59,680 74,852

Addenda:

Net change in total assets and liabilities ........ $11,675 $16,994 $10,651 $7,448 $15,495

Net change in total assets ............................ 16,801 22,992 13,866 12,945 21,248

Net change in total liabilities ......................... 5,126 5,998 3,214 5,497 5,753

Other financial information:

Other money receipts ................................... 1,577 2,115 601 1,445 2,403

Mortgage principal paid on owned property -2,326 -2,348 -2,396 -1,948 -2,928

Estimated market value of owned home ...... 204,113 220,649 148,562 157,186 337,914

Estimated monthly rental value of owned

home .......................................................... 1,141 1,274 971 1,005 1,455

Gifts of goods and services, total ................... 1,692 1,830 1,584 1,504 2,030

Food ............................................................. 124 127 133 110 137

Alcoholic beverages ..................................... 20 44 7 19 18

Housing ........................................................ 374 421 313 337 468

Housekeeping supplies .............................. 38 61 37 23 43

Household textiles ...................................... 14 26

211 18 217

Appliances and miscellaneous

housewares .............................................. 44 60 22 33 70

Major appliances ...................................... 15 16 9 14 24

Small appliances and miscellaneous

housewares ............................................ 28 44 13 219 46

Miscellaneous household equipment ......... 68 111 84 44 53

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item Total

55-64 Northeast Midwest South West

Other housing ............................................. 211 183 159 218 284

Apparel and services .................................... 241 177 242 283 219

Males, 2 and over ....................................... 74 87 69 67 81

Females, 2 and over ................................... 73 35 55 100 77

Children under 2 ......................................... 33 231 28 44 19

Other apparel products and services ......... 61 24 90 73 42

Jewelry and watches ................................ 19 25 45 214 212

All other apparel products and services ... 42 218 245 59 30

Transportation .............................................. 184 45 61 207 417

Healthcare .................................................... 42 228 278 30 38

Entertainment ............................................... 130 96 156 129 133

Toys, games, arts and crafts, and tricycles 49 231 247 55 58

Other entertainment ................................... 81 65 109 74 75

Personal care products and services ........... 16 22 16 9 22

Reading ........................................................ 7 23 9 8 5

Education ..................................................... 434 746 410 294 419

All other gifts ................................................. 120 120 160 78 153

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017