Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

Number of consumer units (in thousands)1.................................................... 12,920 310 2,662 5,101 2,962 1,251 636 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $112,533 $83,462 $77,453 $114,494 $141,874 $128,403 $89,924 

 Income after taxes ...................................................................................... 103,753 82,414 77,641 104,303 126,602 116,726 87,097 

 Age of reference person ............................................................................. 42.7 21.6 30.9 39.3 48.9 58.4 70.8 

 Average number in consumer unit: 

 People ...................................................................................................... 5.7 5.4 5.7 5.7 5.7 5.9 5.7 

 Children under 18 .................................................................................... 2.7 1.9 3.1 3.2 2.2 1.6 1.8 

 Adults 65 and older .................................................................................. .2 2

.1 .1 .1 .1 .2 1.6 

 Earners .................................................................................................... 2.3 3.0 1.9 2.0 2.7 2.9 2.0 

 Vehicles ................................................................................................... 2.5 2.1 2.2 2.4 2.8 2.8 2.3 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 45 51 35 44 54 49 35 

 Women ..................................................................................................... 55 49 65 56 46 51 65 

 Housing tenure: 

 Homeowner.............................................................................................. 67 50 53 68 74 79 84 

 With mortgage ...................................................................................... 52 39 37 56 60 60 40 

 Without mortgage ................................................................................. 15 11 16 11 13 20 43 

 Renter ...................................................................................................... 33 50 47 32 26 21 16 

 Race of reference person: 

 Black or African-American ....................................................................... 13 20 18 10 11 19 19 

 White, Asian, and all other races ............................................................. 87 80 82 90 89 81 81 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 30 52 32 29 31 33 15 

 Not Hispanic or Latino ............................................................................. 70 48 68 71 69 67 85 

 Education of reference person: 

 Elementary (1-8) ...................................................................................... 7 1 6 6 7 12 7 

 High school (9-12) ................................................................................... 33 34 42 27 32 31 51 

 College ..................................................................................................... 60 65 53 66 60 56 41 

 Never attended and other ........................................................................ 1 ( 3 ) ( 4 ) ( 4 ) 1 1 2 

 At least one vehicle owned or leased ......................................................... 96 98 95 96 96 93 93 

Average annual expenditures ........................................................................ $81,146 $65,087 $62,620 $84,680 $95,993 $84,837 $63,032 

 Food ............................................................................................................ 11,474 11,381 9,352 11,857 13,026 11,362 10,755 

 Food at home ........................................................................................... 7,552 5,990 5,892 7,935 8,384 8,269 7,752 

 Cereals and bakery products ............................................................... 1,010 826 756 1,078 1,117 1,087 1,103 

 Cereals and cereal products ............................................................. 376 338 310 403 368 455 372 

 Bakery products ................................................................................ 634 488 447 675 749 632 731 

 Meats, poultry, fish, and eggs .............................................................. 1,786 1,548 1,427 1,793 1,978 2,155 1,814 

 Beef ................................................................................................... 539 538 368 656 515 545 496 

 Pork ................................................................................................... 325 283 341 283 358 366 363 

 Other meats ....................................................................................... 230 109 199 236 261 233 276 

 Poultry ............................................................................................... 350 315 280 322 389 574 244 

 Fish and seafood ............................................................................... 239 109 157 199 347 325 316 

 Eggs .................................................................................................. 103 194 82 96 109 112 118 

 Dairy products ...................................................................................... 723 553 565 779 798 672 880 

 Fresh milk and cream ........................................................................ 245 175 217 253 264 238 296 

 Other dairy products .......................................................................... 477 378 348 526 534 434 584 

 Fruits and vegetables ........................................................................... 1,399 1,263 1,124 1,407 1,629 1,459 1,443 

 Fresh fruits......................................................................................... 504 413 420 506 608 491 466 

 Fresh vegetables ............................................................................... 431 514 339 403 519 480 455 

 Processed fruits ................................................................................. 189 173 170 204 192 179 177 

 Processed vegetables ....................................................................... 275 163 196 293 309 308 346 

 Other food at home ............................................................................... 2,634 1,800 2,020 2,879 2,861 2,896 2,511 

 Sugar and other sweets .................................................................... 267 208 190 303 286 266 299 

 Fats and oils ...................................................................................... 193 132 144 192 226 260 176 

 Miscellaneous foods .......................................................................... 1,447 846 1,084 1,651 1,523 1,580 1,350 

See footnotes at end of table. 
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020 — Continued 

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64 

years 

65 years 

and older 

 Nonalcoholic beverages .................................................................... 659 569 571 659 737 705 647 

 Food prepared by consumer unit on out-of-town trips ...................... 67 244 31 74 90 86 239 

 Food away from home ............................................................................. 3,922 5,391 3,459 3,922 4,642 3,093 3,004 

 Alcoholic beverages .................................................................................... 386 2176 300 353 533 455 323 

 Housing ....................................................................................................... 26,434 23,131 22,278 27,682 29,143 28,348 19,427 

 Shelter ...................................................................................................... 14,918 13,689 12,755 15,825 16,281 15,976 8,851 

 Owned dwellings .................................................................................. 9,286 5,653 6,506 9,760 11,096 11,495 6,101 

 Mortgage interest and charges ......................................................... 4,547 22,708 2,658 5,171 5,759 4,892 2,026 

 Property taxes ................................................................................... 2,613 1,465 1,566 2,616 3,152 3,809 2,661 

 Maintenance, repairs, insurance, other expenses ............................ 2,126 21,480 2,282 1,974 2,185 2,795 1,414 

 Rented dwellings .................................................................................. 4,718 7,101 5,942 5,075 3,965 3,113 2,224 

 Other lodging ........................................................................................ 914 2936 306 990 1,219 1,368 526 

 Utilities, fuels, and public services ........................................................... 5,735 5,073 4,930 5,529 6,551 6,342 6,084 

 Natural gas ........................................................................................... 541 730 408 525 625 641 550 

 Electricity .............................................................................................. 2,051 1,760 1,799 2,038 2,194 2,207 2,374 

 Fuel oil and other fuels ......................................................................... 127 216 106 91 212 281 2262 

 Telephone services .............................................................................. 2,092 1,963 1,839 1,990 2,502 2,279 1,751 

 Residential phone service, VOIP, and phone cards ......................... 151 296 87 128 196 204 322 

 Cellular phone service ....................................................................... 1,941 1,868 1,752 1,862 2,307 2,075 1,429 

 Water and other public services ........................................................... 924 603 778 886 1,018 1,134 1,147 

 Household operations .............................................................................. 1,906 1,503 1,693 2,263 1,721 1,697 1,419 

 Personal services ................................................................................. 761 2738 825 1,096 431 2289 2296 

 Other household expenses .................................................................. 1,145 765 868 1,167 1,290 1,409 1,122 

 Housekeeping supplies............................................................................ 1,114 491 796 1,103 1,486 1,294 944 

 Laundry and cleaning supplies ............................................................. 270 176 159 265 357 369 253 

 Other household products .................................................................... 700 258 546 761 892 635 488 

 Postage and stationery ......................................................................... 144 256 90 78 236 291 2203 

 Household furnishings and equipment .................................................... 2,760 2,374 2,104 2,962 3,104 3,039 2,129 

 Household textiles ................................................................................ 156 2151 136 109 280 101 116 

 Furniture ............................................................................................... 767 1,022 625 913 811 556 268 

 Floor coverings ..................................................................................... 39 25 17 62 37 214 225 

 Major appliances .................................................................................. 504 2440 393 523 417 708 870 

 Small appliances, miscellaneous housewares ..................................... 170 277 147 149 203 251 181 

 Miscellaneous household equipment ................................................... 1,124 679 785 1,206 1,356 1,408 668 

 Apparel and services .................................................................................. 2,580 2,628 2,210 2,521 3,012 2,603 2,385 

 Men and boys .......................................................................................... 670 461 585 701 796 569 497 

 Men, 16 and over .................................................................................. 368 2275 281 318 521 413 2393 

 Boys, 2 to 15 ......................................................................................... 302 185 304 383 275 156 104 

 Women and girls ...................................................................................... 941 597 677 852 1,335 949 1,147 

 Women, 16 and over ............................................................................ 625 439 326 489 1,076 596 1,060 

 Girls, 2 to 15 ......................................................................................... 315 2158 351 363 259 353 88 

 Children under 2 ...................................................................................... 177 2281 288 174 283 2191 249 

 Footwear .................................................................................................. 585 1,090 518 546 552 743 2579 

 Other apparel products and services ...................................................... 207 199 143 247 246 152 112 

 Transportation ............................................................................................. 14,325 12,495 11,964 15,237 16,137 14,402 9,154 

 Vehicle purchases (net outlay) ................................................................ 6,079 24,651 5,240 7,030 6,146 5,550 23,384 

 Cars and trucks, new ............................................................................ 2,299 2727 21,251 2,923 2,294 22,068 22,934 

 Cars and trucks, used........................................................................... 3,733 23,924 3,938 4,041 3,812 3,473 2450 

 Other vehicles ....................................................................................... 47 ( 3 ) 251 266 240 29 ( 3 ) 

 Gasoline, other fuels, and motor oil ......................................................... 2,905 2,638 2,508 2,949 3,371 3,070 1,842 

 Other vehicle expenses ........................................................................... 4,747 4,678 3,872 4,635 5,789 5,133 3,714 

 Vehicle finance charges ....................................................................... 370 2151 287 411 409 384 282 

 Maintenance and repairs ...................................................................... 1,175 788 790 1,146 1,650 1,275 788 

 Vehicle rental, leases, licenses, and other charges ............................. 890 1,579 734 951 1,054 585 550 

 Vehicle insurance ................................................................................. 2,312 2,161 2,061 2,127 2,675 2,889 2,094 

 Public and other transportation................................................................ 594 2527 344 623 831 648 214 

 Healthcare ................................................................................................... 5,383 3,037 3,525 5,255 6,796 6,068 7,499 

 Health insurance ...................................................................................... 3,793 2,490 2,533 3,557 4,805 4,534 5,418 

 Medical services ...................................................................................... 997 2450 591 1,162 1,225 909 741 

 Drugs ....................................................................................................... 435 277 275 371 562 508 1,149 

 Medical supplies ...................................................................................... 158 220 126 165 203 116 191 

 Entertainment .............................................................................................. 3,603 1,617 2,499 3,863 5,020 2,523 2,958 

 Fees and admissions ............................................................................... 851 154 372 1,213 1,045 450 288 

 Audio and visual equipment and services ............................................... 1,165 1,004 1,072 1,060 1,442 1,108 1,216 

See footnotes at end of table. 
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020 — Continued 

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Pets, toys, hobbies, and playground equipment ..................................... 934 351 712 888 1,341 763 1,150 

 Pets ....................................................................................................... 640 2250 481 491 1,123 484 797 

 Toys, hobbies, and playground equipment .......................................... 294 2101 231 397 218 2278 2354 

 Other entertainment supplies, equipment, and services ......................... 653 2107 343 701 1,193 202 2304 

 Personal care products and services ......................................................... 903 855 643 869 1,213 1,032 623 

 Reading ....................................................................................................... 93 283 50 100 114 85 2145 

 Education .................................................................................................... 1,882 21,138 706 1,469 3,573 2,779 2837 

 Tobacco products and smoking supplies ................................................... 395 2311 365 352 406 448 757 

 Miscellaneous ............................................................................................. 1,047 2571 532 1,108 1,392 1,185 1,196 

 Cash contributions ...................................................................................... 2,630 2347 1,377 3,980 2,253 2,195 768 

 Personal insurance and pensions............................................................... 10,012 7,317 6,819 10,035 13,376 11,352 6,207 

 Life and other personal insurance ........................................................... 543 2232 255 475 797 882 601 

 Pensions and Social Security .................................................................. 9,469 7,086 6,565 9,559 12,579 10,469 5,605 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $112,533 $83,462 $77,453 $114,494 $141,874 $128,403 $89,924 

 Wages and salaries ................................................................................. 96,945 77,319 69,186 102,542 119,234 105,922 56,316 

 Self-employment income ......................................................................... 9,143 23,959 4,595 7,791 15,644 11,694 26,248 

 Social Security, private and government retirement ............................... 3,079 21,013 780 1,558 2,594 5,035 24,336 

 Interest, dividends, rental income, other property income ...................... 1,186 26 234 824 2,005 3,188 909 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 1,117 2752 1,474 939 990 1,362 1,330 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 767 273 904 673 965 694 2505 

 Other income ........................................................................................... 296 2339 280 168 442 2509 2280 

 Personal taxes (contains some imputed values) ........................................ 8,780 1,048 -188 10,191 15,272 11,676 2,827 

 Federal income taxes .............................................................................. 7,075 -60 -194 7,946 12,714 9,600 2,752 

 Stimulus payment (new UCC Q20202)# ................................................. -1,605 2

-574 -1,504 -1,624 -1,815 -1,668 2-1,272 

 State and local income taxes ................................................................... 3,251 1,667 1,470 3,817 4,269 3,695 1,326 

 Other taxes .............................................................................................. 59 215 239 53 2104 250 221 

 Income after taxes ...................................................................................... 103,753 82,414 77,641 104,303 126,602 116,726 87,097 

Addenda: 

 Net change in total assets and liabilities ..................................................... $865 $9,166 -$14,464 $6,700 $6,452 -$5,194 $69 

 Net change in total assets ....................................................................... 27,542 7,881 13,052 40,491 23,160 31,435 6,639 

 Net change in total liabilities .................................................................... 26,677 -1,285 27,515 33,791 16,708 36,629 6,570 

 Other financial information: 

 Other money receipts .............................................................................. 439 2115 247 763 2124 2769 2465 

 Mortgage principal paid on owned property ............................................ -3,244 2

-2,614 -1,456 -3,559 -4,315 -3,907 -2,214 

 Estimated market value of owned home ................................................. 249,494 131,814 124,292 258,201 305,156 373,705 257,507 

 Estimated monthly rental value of owned home ..................................... 1,292 763 777 1,318 1,484 1,921 1,371 

1

 Data are rounded to the nearest thousands. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

4

 Value is too small to display. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021