Table 3244. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018

Item 

Total 

55-64

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands) ................................................................24,597 3,464 3,417 2,000 1,819 2,930 3,429 7,537 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $86,681 $7,401 $22,519 $34,625 $44,885 $59,309 $84,403 $187,783 

 Income after taxes ................................................................................................ 72,431 7,593 22,407 33,566 42,012 53,375 74,517 149,020 

 Age of reference person ................................................................................................ 59.4 59.5 59.9 59.8 59.6 59.4 59.5 59.0 

 Average number in consumer unit: 

 People ................................................................................................................................ 2.2 1.5 1.8 2.1 2.1 2.2 2.5 2.7 

 Children under 18................................................................................................ .2 .1 .1 .2 .2 .2 .2 .2 

 Adults 65 and older ................................................................................................ .1 .1 .1 .2 .1 .1 .1 .1 

 Earners ................................................................................................................................ 1.4 .4 .7 1.1 1.3 1.5 1.8 2.1 

 Vehicles ................................................................................................................................ 2.2 1.1 1.6 1.9 1.9 2.3 2.5 3.0 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 49 43 40 43 45 46 51 59 

 Women ................................................................................................................................ 51 57 60 57 55 54 49 41 

 Housing tenure: 

 Homeowner ................................................................................................ 77 48 59 72 72 83 87 94 

 With mortgage ................................................................................................ 44 17 23 29 41 47 55 62 

 Without mortgage................................................................................................ 33 31 36 43 31 36 32 32 

 Renter ................................................................................................................................ 23 52 41 28 28 17 13 6 

 Race of reference person: 

 Black or African-American ................................................................................................ 13 23 17 18 14 12 13 6 

 White, Asian, and all other races ................................................................ 87 77 83 82 86 88 87 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 9 12 12 12 12 10 9 5 

 Not Hispanic or Latino ................................................................................................91 88 88 88 88 90 91 95 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 3 7 5 4 4 3 2 1 

 High school (9-12) ................................................................................................ 32 48 46 46 31 31 27 16 

 College ................................................................................................................................ 65 44 49 49 64 66 72 83 

 Never attended and other ................................................................................................ ( 1 ) 1 ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ................................................................ 90 67 84 93 94 96 97 97 

Average annual expenditures................................................................................................ $65,528 $26,618 $33,083 $40,137 $46,018 $54,774 $66,165 $113,405 

 Food ................................................................................................................................ 7,959 4,053 4,701 5,929 6,313 7,413 8,421 12,150 

 Food at home ................................................................................................ 4,710 2,863 3,249 3,870 3,893 4,544 5,061 6,522 

 Cereals and bakery products ................................................................................................ 591 352 422 507 483 582 616 816 

 Cereals and cereal products ................................................................ 175 96 133 149 143 192 184 234 

 Bakery products ................................................................................................ 416 256 289 358 340 390 432 583 

 Meats, poultry, fish, and eggs ................................................................................................ 1,062 699 726 922 1,030 1,010 1,104 1,426 

 Beef ................................................................................................................................ 272 190 175 253 260 277 274 360 

 Pork ................................................................................................................................ 201 143 152 194 164 196 207 258 

 Other meats ................................................................................................ 151 122 100 143 156 129 152 196 

 Poultry ................................................................................................................................ 190 125 139 152 180 198 189 253 

 Fish and seafood ................................................................................................186 80 115 122 214 149 215 279 

 Eggs ................................................................................................................................ 62 40 45 58 55 61 67 80 

 Dairy products ................................................................................................ 458 276 318 342 360 454 499 641 

 Fresh milk and cream ................................................................................................ 146 104 110 127 119 143 161 186 

 Other dairy products ................................................................................................ 312 172 208 214 241 311 338 455 

 Fruits and vegetables ................................................................................................ 882 486 571 729 647 831 977 1,272 

 Fresh fruits ................................................................................................ 326 169 197 266 220 276 357 504 

 Fresh vegetables ................................................................................................292 168 187 237 213 292 306 421 

 Processed fruits ................................................................................................ 116 52 81 92 93 112 155 152 

 Processed vegetables ................................................................................................ 148 97 107 134 120 151 158 195 

 Other food at home ................................................................................................ 1,716 1,050 1,211 1,369 1,374 1,667 1,865 2,366 

 Sugar and other sweets ................................................................................................ 160 100 115 131 128 162 173 214 

 Fats and oils ................................................................................................ 132 84 88 121 136 128 137 174 

 Miscellaneous foods ................................................................................................ 886 511 593 655 687 853 975 1,269 

 Nonalcoholic beverages ................................................................................................ 476 329 392 405 396 477 522 595 

See footnotes at end of table. 
Table 3244. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ................................ 62 26 24 57 26 47 58 115 

 Food away from home ................................................................................................ 3,248 1,190 1,452 2,059 2,420 2,869 3,360 5,628 

 Alcoholic beverages ................................................................................................ 625 171 217 318 384 422 616 1,253 

 Housing ................................................................................................................................ 20,504 10,404 12,700 13,994 15,796 18,527 20,789 32,152 

 Shelter ................................................................................................................................ 11,731 6,027 7,112 7,321 8,818 9,618 11,546 19,226 

 Owned dwellings ................................................................................................8,377 2,918 3,381 4,219 5,064 6,945 8,853 15,394 

 Mortgage interest and charges ................................................................ 3,291 933 1,122 1,492 2,129 2,775 3,667 6,145 

 Property taxes ................................................................................................ 2,782 969 1,118 1,479 1,692 2,242 2,846 5,160 

 Maintenance, repairs, insurance, other expenses ................................ 2,304 1,017 1,141 1,248 1,243 1,928 2,339 4,088 

 Rented dwellings................................................................................................2,290 2,989 3,500 2,652 3,374 1,971 1,944 1,346 

 Other lodging ................................................................................................ 1,064 120 231 450 380 701 750 2,487 

 Utilities, fuels, and public services ................................................................ 4,363 2,590 3,241 3,879 3,767 4,274 4,694 5,842 

 Natural gas ................................................................................................ 459 251 310 371 411 468 458 653 

 Electricity ................................................................................................................................ 1,596 1,148 1,334 1,509 1,457 1,535 1,720 1,944 

 Fuel oil and other fuels ................................................................................................ 147 69 151 110 70 127 137 222 

 Telephone services ................................................................................................ 1,501 771 972 1,298 1,245 1,467 1,681 2,124 

 Residential phone service, VOIP, and phone cards ................................ 290 201 225 301 261 278 314 358 

 Cellular phone service ................................................................................................ 1,211 570 747 997 984 1,189 1,367 1,765 

 Water and other public services ................................................................ 660 351 475 591 583 676 698 899 

 Household operations ................................................................................................ 1,217 502 623 717 760 1,005 1,135 2,178 

 Personal services................................................................................................ 90 28 266 214 218 2146 237 177 

 Other household expenses ................................................................................................ 1,127 494 557 703 742 858 1,099 2,001 

 Housekeeping supplies ................................................................................................ 837 441 542 660 596 749 840 1,296 

 Laundry and cleaning supplies ................................................................ 187 122 135 163 179 146 195 261 

 Other household products ................................................................................................ 488 247 309 297 311 484 472 789 

 Postage and stationery ................................................................................................ 161 72 98 200 106 119 173 245 

 Household furnishings and equipment ................................................................ 2,357 844 1,183 1,417 1,855 2,882 2,573 3,610 

 Household textiles................................................................................................ 135 78 71 106 161 140 144 184 

 Furniture ................................................................................................................................ 582 205 300 382 257 462 567 1,067 

 Floor coverings ................................................................................................ 36 8 10 222 21 15 19 82 

 Major appliances ................................................................................................ 336 172 158 204 230 286 469 510 

 Small appliances, miscellaneous housewares ................................................................ 139 60 88 80 153 147 153 200 

 Miscellaneous household equipment ................................................................1,130 320 556 624 1,033 1,833 1,222 1,568 

 Apparel and services ................................................................................................1,779 873 822 1,418 1,489 1,254 1,638 3,098 

 Men and boys ................................................................................................ 400 175 135 317 490 321 384 667 

 Men, 16 and over ................................................................................................ 360 166 119 301 440 287 320 605 

 Boys, 2 to 15 ................................................................................................ 41 9 16 17 51 33 64 62 

 Women and girls ................................................................................................ 754 320 387 520 605 485 684 1,375 

 Women, 16 and over ................................................................................................ 692 314 362 491 522 446 586 1,277 

 Girls, 2 to 15 ................................................................................................ 62 26 24 29 83 39 98 98 

 Children under 2 ................................................................................................ 47 223 224 27 255 213 233 101 

 Footwear ................................................................................................................................ 346 261 181 364 231 254 287 558 

 Other apparel products and services ................................................................ 231 93 95 210 107 181 250 397 

 Transportation ................................................................................................ 10,314 3,473 5,237 6,741 7,790 8,772 9,892 18,101 

 Vehicle purchases (net outlay) ................................................................................................ 4,294 1,112 2,108 2,699 3,118 3,441 3,229 8,269 

 Cars and trucks, new ................................................................................................ 2,149 2393 2847 21,738 2,074 1,774 934 4,371 

 Cars and trucks, used ................................................................................................ 2,103 694 1,243 961 1,044 1,664 2,254 3,801 

 Other vehicles ................................................................................................ 42 225 218 ( 3 ) ( 3 ) 23 240 297 

 Gasoline, other fuels, and motor oil ................................................................ 2,166 990 1,277 1,746 1,983 2,176 2,653 3,038 

 Other vehicle expenses ................................................................................................ 3,026 1,189 1,579 2,055 2,285 2,628 3,344 4,964 

 Vehicle finance charges ................................................................................................ 227 65 100 145 173 188 266 391 

 Maintenance and repairs ................................................................................................ 1,068 440 624 826 866 982 1,191 1,652 

 Vehicle insurance................................................................................................ 941 2434 2559 2703 2680 839 1,126 1,416 

 Vehicle rental, leases, licenses, and other charges ................................ 790 250 295 380 565 619 761 1,505 

 Public and other transportation ................................................................................................ 828 181 273 241 404 526 667 1,830 

 Healthcare ................................................................................................................................ 5,714 2,525 3,278 4,217 4,221 5,433 6,402 8,835 

 Health insurance ................................................................................................ 3,786 1,663 2,130 2,869 2,828 3,562 4,335 5,825 

 Medical services ................................................................................................ 1,170 480 612 681 778 1,113 1,244 1,952 

 Drugs ................................................................................................................................ 573 320 422 545 463 597 602 767 

 Medical supplies ................................................................................................ 185 62 114 122 151 161 221 291 

 Entertainment ................................................................................................ 3,598 1,879 1,690 2,001 2,007 2,811 4,235 6,026 

 Fees and admissions ................................................................................................701 180 169 341 328 490 568 1,512 

 Audio and visual equipment and services ................................................................ 1,115 646 736 958 977 1,032 1,169 1,585 

 Pets, toys, hobbies, and playground equipment................................................................ 976 353 650 476 566 1,129 1,280 1,408 

 Pets ................................................................................................................................ 831 284 578 414 462 1,021 1,085 1,174 

See footnotes at end of table. 
Table 3244. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Toys, hobbies, and playground equipment ................................................................ 144 268 73 262 2104 107 195 234 

 Other entertainment supplies, equipment, and services ................................ 806 700 134 226 136 160 1,218 1,521 

 Personal care products and services ................................................................ 768 310 345 523 637 671 800 1,293 

 Reading ................................................................................................................................ 110 38 67 57 76 87 107 196 

 Education................................................................................................................................ 1,688 345 350 269 382 494 1,028 4,369 

 Tobacco products and smoking supplies ................................................................ 436 392 548 588 464 450 484 331 

 Miscellaneous ................................................................................................ 1,195 615 808 671 1,535 948 824 1,967 

 Cash contributions................................................................................................ 2,261 565 782 812 1,299 1,447 1,983 4,769 

 Personal insurance and pensions ................................................................................................ 8,579 976 1,539 2,600 3,624 6,043 8,946 18,866 

 Life and other personal insurance ................................................................ 635 216 306 447 394 476 643 1,144 

 Pensions and Social Security ................................................................................................ 7,944 760 1,234 2,153 3,230 5,568 8,303 17,721 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $86,681 $7,401 $22,519 $34,625 $44,885 $59,309 $84,403 $187,783 

 Wages and salaries................................................................................................ 68,535 1,694 10,157 21,801 32,417 45,843 70,147 154,925 

 Self-employment income ................................................................................................ 6,082 -99 796 2,006 1,831 2,430 4,425 15,600 

 Social Security, private and government retirement ................................................................ 8,060 3,719 9,712 9,023 8,503 8,956 7,496 8,852 

 Interest, dividends, rental income, other property income ................................ 2,743 158 343 287 954 1,254 1,559 7,221 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 504 1,481 771 724 470 257 229 104 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 546 192 492 696 401 414 439 828 

 Other income ................................................................................................ 211 256 246 287 2309 156 2109 252 

 Personal taxes (contains some imputed values) ................................................................ 14,251 -192 112 1,059 2,873 5,934 9,886 38,763 

 Federal income taxes ................................................................................................ 11,425 -119 -9 619 2,055 4,551 7,583 31,463 

 State and local income taxes ................................................................................................ 2,752 -90 78 398 760 1,294 2,224 7,184 

 Other taxes ................................................................................................................................ 73 216 44 241 257 88 80 116 

 Income after taxes ................................................................................................ 72,431 7,593 22,407 33,566 42,012 53,375 74,517 149,020 

Addenda: 

 Net change in total assets and liabilities ................................................................$24,113 $5,297 $625 $4,411 $3,379 $9,132 $24,213 $59,417 

 Net change in total assets ................................................................................................ 31,980 5,032 1,731 8,891 9,028 14,635 35,001 75,113 

 Net change in total liabilities ................................................................................................ 7,868 -264 1,106 4,480 5,649 5,503 10,788 15,695 

 Other financial information: 

 Other money receipts ................................................................................................ 1,385 326 584 2556 2685 22,316 687 2,581 

 Mortgage principal paid on owned property ................................................................ -2,727 -722 -788 -1,281 -1,582 -2,400 -2,805 -5,278 

 Estimated market value of owned home................................................................ 236,527 86,345 108,907 134,475 145,559 199,926 237,424 426,259 

 Estimated monthly rental value of owned home ................................................................ 1,288 555 658 850 931 1,207 1,386 2,101 

 Gifts of goods and services, total ................................................................................................ 1,766 720 473 595 1,033 1,080 1,456 3,728 

 Food ................................................................................................................................ 154 55 14 21 70 80 104 377 

 Alcoholic beverages ................................................................................................ 18 21 ( 1 ) 24 21 14 212 46 

 Housing ................................................................................................................................ 366 105 158 169 298 338 265 708 

 Housekeeping supplies ................................................................................................ 46 29 14 218 39 103 46 63 

 Household textiles................................................................................................ 17 23 23 28 227 221 222 24 

 Appliances and miscellaneous housewares ................................................................ 26 24 217 26 219 233 29 44 

 Major appliances................................................................................................ 12 22 21 ( 1 ) 217 216 12 20 

 Small appliances and miscellaneous housewares ................................ 15 21 216 26 22 217 217 24 

 Miscellaneous household equipment ................................................................ 85 28 25 38 66 88 64 168 

 Other housing ................................................................................................ 192 61 99 298 146 93 105 409 

 Apparel and services ................................................................................................245 117 142 104 255 207 329 359 

 Males, 2 and over ................................................................................................ 59 29 36 37 97 47 74 77 

 Females, 2 and over ................................................................................................98 31 45 24 67 110 148 146 

 Children under 2 ................................................................................................ 36 223 221 27 254 213 230 65 

 Other apparel products and services................................................................ 53 233 240 236 236 237 76 71 

 Jewelry and watches ................................................................................................ 20 28 26 ( 1 ) 23 211 238 37 

 All other apparel products and services ................................................................33 226 234 236 233 226 39 34 

 Transportation ................................................................................................ 157 105 35 54 26 63 153 333 

 Healthcare ................................................................................................................................ 27 24 210 25 211 219 221 63 

See footnotes at end of table. 
Table 3244. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Entertainment ................................................................................................ 149 251 54 94 104 99 188 261 

 Toys, games, arts and crafts, and tricycles ................................................................ 55 229 236 213 229 242 269 90 

 Other entertainment ................................................................................................95 23 18 81 75 58 118 171 

 Personal care products and services ................................................................ 14 ( 3 ) 7 26 211 18 15 24 

 Reading ................................................................................................................................ 3 21 21 24 22 21 6 5 

 Education ................................................................................................................................ 478 2219 237 232 2172 2102 231 1,249 

 All other gifts ................................................................................................ 153 63 14 101 85 138 134 304 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019