Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2007-2008

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 12,296 2,318 2,859 4,544 2,575 

Consumer unit characteristics: 

Income before taxes ..................................... $46,441 $49,781 $45,256 $43,368 $50,176 

Income after taxes ........................................ 45,346 48,537 44,683 42,421 48,370 

Age of reference person ................................ 69.1 69.1 69.1 69.2 69.0 

Average number in consumer unit:

Persons ........................................................ 1.8 1.8 1.8 1.9 1.9 

Children under 18 ........................................ .1 .1 .1 .1 .1 

Persons 65 and older ................................... 1.4 1.4 1.4 1.4 1.4 

Earners ........................................................ .6 .7 .6 .7 .6 

Vehicles ....................................................... 1.8 1.4 2.0 1.9 2.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 43 49 48 46 

Female ......................................................... 53 57 51 52 54 

Housing tenure:

Homeowner .................................................. 81 73 83 84 83 

With mortgage ............................................ 30 23 30 30 36 

Without mortgage ....................................... 52 50 54 53 47 

Renter .......................................................... 19 27 17 16 17 

Race of reference person:

Black or African-American ........................... 10 8 9 16 4 

White, Asian, and all other races ................. 90 92 91 84 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 7 2 7 12 

Not Hispanic or Latino .................................. 93 93 98 93 88 

Education of reference person:

Elementary (1-8) .......................................... 8 7 9 9 5 

High school (9-12) ........................................ 44 47 47 46 37 

College ......................................................... 47 46 44 44 57 

Never attended and other ............................ 1 1 ( ) 2 ( ) 1 2 

At least one vehicle owned or leased ............ 89 80 91 91 91 

Average annual expenditures .......................... $41,838 $43,938 $41,848 $38,492 $45,819 

Food ............................................................... 5,283 5,802 4,934 5,044 5,595 

Food at home ............................................... 3,386 3,520 3,063 3,308 3,726 

Cereals and bakery products ..................... 466 479 438 462 491 

Cereals and cereal products .................... 139 143 118 141 154 

Bakery products ....................................... 327 335 319 321 336 

Meats, poultry, fish, and eggs .................... 760 821 649 789 767 

Beef .......................................................... 198 204 180 213 183 

Pork .......................................................... 169 166 152 192 149 

Other meats ............................................. 97 120 84 94 96 

Poultry ...................................................... 128 123 109 130 148 

Fish and seafood ..................................... 122 162 88 111 143 

Eggs ......................................................... 45 46 36 48 48 

Dairy products ............................................ 392 385 357 379 455 

Fresh milk and cream .............................. 142 143 137 144 143 

Other dairy products ................................ 250 242 220 234 312 

Fruits and vegetables ................................. 622 659 554 602 692 

Fresh fruits ............................................... 212 228 193 203 233 

Fresh vegetables ..................................... 200 221 172 191 228 

Processed fruits ....................................... 112 121 103 105 123 

Processed vegetables .............................. 98 90 86 104 108 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2007-2008 — Continued

Item Total

65-74 Northeast Midwest South West

Other food at home .................................... $1,146 $1,177 $1,065 $1,076 $1,322 

Sugar and other sweets ........................... 134 132 139 124 148 

Fats and oils ............................................. 102 100 96 107 100 

Miscellaneous foods ................................ 566 575 526 524 673 

Nonalcoholic beverages ........................... 291 303 253 279 340 

Food prepared by consumer unit on

out-of-town trips ..................................... 53 67 51 42 61 

Food away from home ................................. 1,898 2,282 1,871 1,736 1,869 

Alcoholic beverages ....................................... 344 357 267 357 385 

Housing .......................................................... 13,699 15,378 13,731 12,015 15,141 

Shelter .......................................................... 7,276 8,763 7,115 5,881 8,578 

Owned dwellings ........................................ 5,332 5,746 5,268 4,554 6,403 

Mortgage interest and charges ................ 1,940 1,372 1,777 1,776 2,922 

Property taxes .......................................... 1,817 2,779 2,079 1,290 1,589 

Maintenance, repairs, insurance, other

expenses ................................................ 1,575 1,594 1,412 1,488 1,892 

Rented dwellings ........................................ 1,286 2,111 1,071 881 1,496 

Other lodging ............................................. 658 906 775 446 679 

Utilities, fuels, and public services ............... 3,467 3,715 3,465 3,452 3,272 

Natural gas ................................................. 537 695 792 341 457 

Electricity .................................................... 1,307 1,179 1,156 1,547 1,169 

Fuel oil and other fuels ............................... 219 601 186 90 139 

Telephone services .................................... 946 916 912 990 935 

Water and other public services ................. 457 324 420 484 572 

Household operations .................................. 733 728 691 690 858 

Personal services ....................................... 84 380 3141 343 398 

Other household expenses ........................ 648 647 551 647 760 

Housekeeping supplies ................................ 705 722 712 670 745 

Laundry and cleaning supplies .................. 137 123 133 155 121 

Other household products .......................... 364 375 333 363 387 

Postage and stationery .............................. 204 224 246 152 237 

Household furnishings and equipment ......... 1,519 1,450 1,748 1,322 1,688 

Household textiles ...................................... 143 189 104 136 159 

Furniture ..................................................... 287 256 340 257 305 

Floor coverings .......................................... 53 30 83 44 57 

Major appliances ........................................ 195 223 210 188 166 

Small appliances, miscellaneous

housewares .............................................. 124 124 126 101 164 

Miscellaneous household equipment ......... 716 629 886 596 838 

Apparel and services ..................................... 1,353 1,150 1,539 1,302 1,435 

Men and boys .............................................. 298 273 196 310 402 

Men, 16 and over ....................................... 265 234 169 273 375 

Boys, 2 to 15 .............................................. 33 39 27 37 26 

Women and girls .......................................... 601 490 861 533 559 

Women, 16 and over .................................. 544 409 795 478 530 

Girls, 2 to 15 ............................................... 57 81 65 56 29 

Children under 2 .......................................... 35 31 37 32 42 

Footwear ...................................................... 214 131 231 240 224 

Other apparel products and services ........... 205 224 214 188 209 

Transportation ................................................ 7,194 6,794 7,427 6,575 8,394 

Vehicle purchases (net outlay) ..................... 2,302 1,939 2,571 2,025 2,817 

Cars and trucks, new ................................. 1,411 1,448 1,596 1,115 1,695 

Cars and trucks, used ................................ 840 491 956 816 1,066 

Other vehicles ............................................ 351 1 ( ) 319 394 357 

Gasoline and motor oil ................................. 1,956 1,688 1,969 2,105 1,918 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2007-2008 — Continued

Item Total

65-74 Northeast Midwest South West

Other vehicle expenses ............................... $2,396 $2,378 $2,430 $2,101 $2,902 

Vehicle finance charges ............................. 186 172 158 211 186 

Maintenance and repairs ........................... 650 640 633 593 775 

Vehicle insurance ....................................... 1,211 1,174 1,304 1,031 1,468 

Vehicle rental, leases, licenses, and other

charges .................................................... 349 392 334 265 473 

Public transportation .................................... 541 789 457 343 757 

Healthcare ...................................................... 4,871 4,591 5,175 4,694 5,095 

Health insurance .......................................... 2,862 2,759 3,183 2,666 2,943 

Medical services .......................................... 938 891 833 950 1,075 

Drugs ........................................................... 907 748 985 942 902 

Medical supplies .......................................... 164 192 174 137 175 

Entertainment ................................................. 2,524 2,265 2,164 2,116 3,863 

Fees and admissions ................................... 536 492 617 407 705 

Audio and visual equipment and services .... 849 898 765 865 872 

Pets, toys, hobbies, and playground

equipment .................................................. 503 479 428 553 510 

Other entertainment supplies, equipment,

and services ............................................... 637 396 355 291 1,776 

Personal care products and services ............. 579 612 551 533 660 

Reading .......................................................... 151 155 171 123 176 

Education ....................................................... 296 804 123 220 164 

Tobacco products and smoking supplies ....... 235 235 238 230 239 

Miscellaneous ................................................ 722 1,009 702 663 586 

Cash contributions ......................................... 1,979 1,833 2,473 1,931 1,647 

Personal insurance and pensions .................. 2,608 2,955 2,352 2,689 2,439 

Life and other personal insurance ................ 419 652 340 404 324 

Pensions and Social Security ...................... 2,189 2,303 2,012 2,285 2,115 

Sources of income and personal taxes: 

Money income before taxes ........................... 46,441 49,781 45,256 43,368 50,176 

Wages and salaries ..................................... 17,891 21,748 15,506 17,207 18,275 

Self-employment income ............................. 2,434 2,573 2,424 1,769 3,491 

Social Security, private and government

retirement ................................................... 22,603 21,354 23,621 21,582 24,399 

Interest, dividends, rental income, other

property income ......................................... 2,819 3,229 3,137 2,200 3,189 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 100 3212 362 356 3122 

Public assistance, supplemental security

income, food stamps .................................. 270 302 266 212 346 

Regular contributions for support ................. 154 3153 3155 3151 3158 

Other income ............................................... 170 3210 384 191 195 

Personal taxes ............................................... 1,096 1,243 572 947 1,806 

Federal income taxes ................................... 989 1,082 434 953 1,584 

2008 Tax stimulus (new UCC Q20082) ....... -326 -367 -357 -329 -247 

State and local income taxes ....................... 159 185 74 129 282 

Other taxes .................................................. 274 344 422 195 187 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2007-2008 — Continued

Item Total

65-74 Northeast Midwest South West

Income after taxes ......................................... 45,346 48,537 44,683 42,421 48,370 

Addenda:

Net change in total assets and liabilities ........ $170 $6,425 - $7,526 - $418 $4,120 

Net change in total assets ............................ 4,973 6,822 -190 4,376 10,094 

Net change in total liabilities ........................ 4,803 397 7,336 4,794 5,974 

Other financial information:

Other money receipts ................................... 474 475 898 274 357 

Mortgage principal paid on owned property -1,498 -1,387 -1,687 -1,277 -1,776 

Estimated market value of owned home ...... 204,446 218,810 157,843 163,626 315,302 

Estimated monthly rental value of owned

home .......................................................... 993 1,025 836 923 1,262 

Gifts of goods and services ............................ 1,278 1,557 1,108 1,143 1,460 

Food ............................................................. 82 126 98 65 59 

Alcoholic beverages ..................................... 21 30 34 18 36 

Housing ........................................................ 207 192 255 164 245 

Housekeeping supplies .............................. 37 52 58 15 40 

Household textiles ...................................... 10 34 9 14 37 

Appliances and miscellaneous

housewares .............................................. 19 318 14 25 317 

Major appliances ...................................... 7 39 36 36 37 

Small appliances and miscellaneous

housewares ............................................ 13 39 38 18 311 

Miscellaneous household equipment ......... 55 59 54 43 75 

Other housing ............................................ 86 60 121 66 106 

Apparel and services ................................... 266 220 348 229 289 

Males, 2 and over ...................................... 68 56 63 70 78 

Females, 2 and over .................................. 107 91 188 57 128 

Children under 2 ........................................ 34 31 37 30 38 

Other apparel products and services ......... 58 43 60 72 45 

Jewelry and watches ................................ 23 19 37 42 310 

All other apparel products and services ... 35 324 53 30 335 

Transportation .............................................. 185 64 67 234 334 

Healthcare .................................................... 17 36 317 312 335 

Entertainment ............................................... 121 138 101 137 96 

Toys, games, arts and crafts, and tricycles 44 354 336 350 334 

Other entertainment ................................... 77 84 65 87 62 

Personal care products and services ........... 22 15 27 21 23 

Reading ........................................................ 2 4 1 2 31 

Education ..................................................... 196 539 92 143 93 

All other gifts ................................................ 160 223 97 117 247 

1 No data reported. 2 Value is less than or equal to 0.5.3 Data are likely to have large sampling errors.