Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 21,805 3,987 4,443 8,098 5,277 

Consumer unit characteristics: 

Income before taxes ..................................... $76,749 $85,581 $73,935 $69,267 $83,928 

Income after taxes ........................................ 74,833 83,311 72,248 67,760 81,457 

Age of reference person ................................ 39.6 39.7 39.5 39.7 39.4 

Average number in consumer unit:

Persons ........................................................ 3.3 3.2 3.4 3.2 3.3 

Children under 18 ........................................ 1.3 1.3 1.5 1.3 1.4 

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.6 1.6 1.6 1.5 1.6 

Vehicles ....................................................... 2.0 1.8 2.2 2.0 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 43 48 48 50 

Female ......................................................... 52 57 52 52 50 

Housing tenure:

Homeowner .................................................. 63 63 70 64 57 

With mortgage ............................................ 54 55 60 53 51 

Without mortgage ....................................... 9 7 10 12 6 

Renter .......................................................... 37 37 30 36 43 

Race of reference person:

Black or African-American ........................... 14 12 12 22 7 

White, Asian, and all other races ................. 86 88 88 78 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 14 7 18 26 

Not Hispanic or Latino .................................. 83 86 93 82 74 

Education of reference person:

Elementary (1-8) .......................................... 4 3 5 4 5 

High school (9-12) ........................................ 31 29 28 35 29 

College ......................................................... 65 68 68 62 66 

Never attended and other ............................ 2 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 90 84 93 91 92 

Average annual expenditures .......................... $56,629 $61,445 $54,856 $51,096 $63,192 

Food ............................................................... 7,624 8,306 7,643 6,746 8,544 

Food at home ............................................... 4,425 4,909 4,636 3,774 4,941 

Cereals and bakery products ..................... 626 711 711 518 658 

Cereals and cereal products .................... 215 243 234 177 237 

Bakery products ....................................... 411 468 477 341 421 

Meats, poultry, fish, and eggs .................... 951 1,036 893 888 1,048 

Beef .......................................................... 247 271 223 234 273 

Pork .......................................................... 186 185 180 188 190 

Other meats ............................................. 147 174 170 127 138 

Poultry ...................................................... 179 200 160 168 202 

Fish and seafood ..................................... 135 145 107 123 176 

Eggs ......................................................... 57 61 54 48 70 

Dairy products ............................................ 469 554 498 374 538 

Fresh milk and cream .............................. 183 194 189 152 219 

Other dairy products ................................ 287 360 309 222 318 

Fruits and vegetables ................................. 814 961 839 631 986 

Fresh fruits ............................................... 282 323 297 201 373 

Fresh vegetables ..................................... 244 282 228 197 306 

Processed fruits ....................................... 139 169 159 103 154 

Processed vegetables .............................. 150 187 154 129 152 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

35-44 Northeast Midwest South West

Other food at home .................................... $1,565 $1,648 $1,695 $1,363 $1,711 

Sugar and other sweets ........................... 167 169 203 133 187 

Fats and oils ............................................. 123 138 132 103 136 

Miscellaneous foods ................................ 816 838 904 707 897 

Nonalcoholic beverages ........................... 409 435 420 385 419 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 68 36 35 73 

Food away from home ................................. 3,199 3,396 3,007 2,972 3,603 

Alcoholic beverages ....................................... 497 625 432 390 641 

Housing .......................................................... 20,021 22,812 17,968 17,620 23,342 

Shelter .......................................................... 12,104 14,310 10,263 10,052 15,137 

Owned dwellings ........................................ 7,997 9,578 7,527 6,641 9,280 

Mortgage interest and charges ................ 5,035 5,391 4,360 4,252 6,538 

Property taxes .......................................... 1,953 3,084 2,163 1,385 1,791 

Maintenance, repairs, insurance, other

expenses ................................................ 1,009 1,102 1,004 1,004 951 

Rented dwellings ........................................ 3,594 4,062 2,262 2,996 5,280 

Other lodging ............................................. 513 670 474 414 577 

Utilities, fuels, and public services ............... 4,071 4,374 3,924 4,219 3,739 

Natural gas ................................................. 477 692 705 266 449 

Electricity .................................................... 1,561 1,481 1,362 1,912 1,251 

Fuel oil and other fuels ............................... 109 361 89 38 46 

Telephone services .................................... 1,379 1,437 1,315 1,425 1,317 

Water and other public services ................. 544 403 454 578 675 

Household operations .................................. 1,465 1,544 1,443 1,214 1,808 

Personal services ....................................... 759 820 802 534 1,022 

Other household expenses ........................ 705 723 641 679 786 

Housekeeping supplies ................................ 682 826 711 592 697 

Laundry and cleaning supplies .................. 177 182 191 158 190 

Other household products .......................... 369 524 395 313 320 

Postage and stationery .............................. 136 120 126 120 187 

Household furnishings and equipment ......... 1,699 1,759 1,627 1,544 1,961 

Household textiles ...................................... 121 105 101 104 180 

Furniture ..................................................... 426 393 405 430 463 

Floor coverings .......................................... 33 55 32 23 32 

Major appliances ........................................ 241 223 227 209 315 

Small appliances, miscellaneous

housewares .............................................. 99 140 93 79 106 

Miscellaneous household equipment ......... 780 842 769 700 864 

Apparel and services ..................................... 2,134 2,324 1,984 1,909 2,501 

Men and boys .............................................. 523 602 482 453 616 

Men, 16 and over ....................................... 348 384 322 323 384 

Boys, 2 to 15 .............................................. 175 218 160 129 232 

Women and girls .......................................... 804 848 805 732 890 

Women, 16 and over .................................. 579 615 588 527 631 

Girls, 2 to 15 ............................................... 225 233 217 205 259 

Children under 2 .......................................... 110 130 103 98 121 

Footwear ...................................................... 432 445 378 398 531 

Other apparel products and services ........... 266 299 217 229 343 

Transportation ................................................ 9,229 9,685 8,941 8,798 9,821 

Vehicle purchases (net outlay) ..................... 3,168 2,964 3,375 3,110 3,238 

Cars and trucks, new ................................. 1,484 1,373 1,347 1,576 1,543 

Cars and trucks, used ................................ 1,596 1,502 1,932 1,440 1,622 

Other vehicles ............................................ 88 489 496 494 474 

Gasoline and motor oil ................................. 2,861 2,661 2,791 3,014 2,836 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

35-44 Northeast Midwest South West

Other vehicle expenses ............................... $2,670 $3,229 $2,326 $2,393 $2,998 

Vehicle finance charges ............................. 319 263 271 370 323 

Maintenance and repairs ........................... 873 899 810 810 1,005 

Vehicle insurance ....................................... 997 1,315 799 912 1,085 

Vehicle rental, leases, licenses, and other

charges .................................................... 482 752 446 301 585 

Public and other transportation .................... 529 832 448 281 749 

Health care ..................................................... 2,672 2,610 2,974 2,530 2,684 

Health insurance .......................................... 1,517 1,616 1,531 1,493 1,466 

Medical services .......................................... 687 600 903 577 740 

Drugs ........................................................... 358 289 403 367 362 

Medical supplies .......................................... 110 104 137 93 117 

Entertainment ................................................. 3,004 3,181 3,102 2,687 3,286 

Fees and admissions ................................... 830 990 888 660 921 

Audio and visual equipment and services .... 1,099 1,096 1,055 1,078 1,175 

Pets, toys, hobbies, and playground

equipment .................................................. 680 717 726 656 647 

Other entertainment supplies, equipment,

and services ............................................... 396 377 433 293 544 

Personal care products and services ............. 709 657 689 651 861 

Reading .......................................................... 90 100 97 70 108 

Education ....................................................... 891 1,174 1,006 748 799 

Tobacco products and smoking supplies ....... 350 406 368 372 259 

Miscellaneous ................................................ 851 830 1,090 605 1,030 

Cash contributions ......................................... 1,551 1,292 1,521 1,650 1,619 

Personal insurance and pensions .................. 7,005 7,443 7,040 6,320 7,697 

Life and other personal insurance ................ 294 295 336 291 263 

Pensions and Social Security ...................... 6,711 7,149 6,704 6,029 7,435 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,749 85,581 73,935 69,267 83,928 

Wages and salaries ..................................... 69,496 77,434 67,516 62,814 75,421 

Self-employment income ............................. 3,601 3,808 2,698 3,405 4,504 

Social Security, private and government

retirement ................................................... 1,118 1,191 998 1,138 1,133 

Interest, dividends, rental income, other

property income ......................................... 582 807 542 344 813 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 686 1,011 853 381 768 

Public assistance, supplemental security

income, food stamps .................................. 559 555 615 490 622 

Regular contributions for support ................. 524 557 533 556 443 

Other income ............................................... 182 217 179 139 225 

Personal taxes (missing values not imputed) 1,916 2,270 1,687 1,506 2,471 

Federal income taxes ................................... 1,204 1,308 952 1,037 1,595 

State and local income taxes ....................... 605 828 683 351 762 

Other taxes .................................................. 107 134 52 118 114 

Income after taxes ......................................... 74,833 83,311 72,248 67,760 81,457 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

35-44 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $6,520 - $9,192 - $4,170 - $3,310 - $11,404 

Net change in total assets ............................ 8,897 5,474 7,081 8,561 13,527 

Net change in total liabilities ........................ 15,416 14,665 11,251 11,871 24,931 

Other financial information:

Other money receipts ................................... 244 95 354 252 250 

Mortgage principal paid on owned property -2,551 -2,883 -2,574 -2,176 -2,858 

Estimated market value of owned home ...... 149,128 190,496 127,182 117,168 185,396 

Estimated monthly rental value of owned

home .......................................................... 872 1,048 810 783 928 

Gifts of goods and services ............................ 724 1,041 690 556 784 

Food ............................................................. 55 61 47 50 65 

Alcoholic beverages ..................................... 13 18 19 5 16 

Housing ........................................................ 154 205 134 139 158 

Housekeeping supplies .............................. 23 35 20 16 30 

Household textiles ...................................... 5 46 410 42 45 

Appliances and miscellaneous

housewares .............................................. 15 418 21 11 11 

Major appliances ...................................... 3 44 2 ( ) 2 47 

Small appliances and miscellaneous

housewares ............................................ 11 414 21 9 44 

Miscellaneous household equipment ......... 37 63 35 24 39 

Other housing ............................................ 75 84 48 86 73 

Apparel and services ................................... 196 298 182 144 219 

Males, 2 and over ...................................... 44 103 36 27 35 

Females, 2 and over .................................. 57 74 58 47 62 

Children under 2 ........................................ 37 44 41 28 40 

Other apparel products and services ......... 58 77 47 41 82 

Jewelry and watches ................................ 18 439 48 15 418 

All other apparel products and services ... 39 38 439 26 64 

Transportation .............................................. 52 68 40 46 59 

Health care ................................................... 16 49 427 43 432 

Entertainment ............................................... 76 84 69 58 106 

Toys, games, arts and crafts, and tricycles 36 436 39 26 52 

Other entertainment ................................... 40 48 30 32 54 

Personal care products and services ........... 9 12 7 8 12 

Reading ........................................................ 1 41 41 1 41 

Education ..................................................... 102 240 127 69 27 

All other gifts ................................................ 50 46 37 33 91 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012