Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands) ...................... 16,751 744 1,253 1,102 935 1,992 2,985 3,620 4,119 

Consumer unit characteristics: 

 Income before taxes ..................................................... $116,381 $6,687 $22,900 $34,908 $45,058 $59,845 $84,193 $121,913 $248,434 

 Income after taxes ........................................................ 100,947 7,838 28,128 39,518 47,012 58,495 78,402 108,791 198,575 

 Age of reference person ............................................... 43.7 42.7 41.5 42.6 41.0 43.2 42.2 44.5 46.0 

 Average number in consumer unit: 

 People ....................................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

 Children under 18 ...................................................... 1.5 1.9 1.9 1.8 1.6 1.5 1.5 1.4 1.4 

 Adults 65 and older ................................................... .1 1

.1 .1 .2 1.2 .2 .1 .1 .1 

 Earners ...................................................................... 2.0 1.0 1.3 1.5 1.7 1.9 2.1 2.3 2.4 

 Vehicles ..................................................................... 2.4 1.4 1.5 1.8 1.9 2.3 2.5 2.7 3.0 

Percent distribution: 

 Reference person: 

 Men ............................................................................ 49 33 30 38 43 44 53 53 57 

 Women ...................................................................... 51 67 70 62 57 56 47 47 43 

 Housing tenure: 

 Homeowner ............................................................... 71 34 35 46 43 65 70 85 95 

 With mortgage ........................................................ 57 23 16 28 29 47 55 70 83 

 Without mortgage ................................................... 15 11 19 18 13 18 16 15 12 

 Renter ........................................................................ 29 66 65 54 57 35 30 15 5 

 Race of reference person: 

 Black or African-American ......................................... 14 24 24 22 9 19 12 12 8 

 White, Asian, and all other races .............................. 86 76 76 78 91 81 88 88 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ...................................................... 20 31 32 39 34 29 20 14 9 

 Not Hispanic or Latino ............................................... 80 69 68 61 66 71 80 86 91 

 Education of reference person: 

 Elementary (1-8)........................................................ 3 8 6 9 8 4 3 2 ( 2 ) 

 High school (9-12) ..................................................... 27 49 56 44 41 35 25 22 6 

 College ...................................................................... 70 43 37 46 50 60 72 76 94 

 Never attended and other ......................................... ( 2 ) 1 2 1 1 ( 2 ) ( 3 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ........................... 95 76 81 94 93 94 97 98 99 

Average annual expenditures .......................................... $83,353 $36,978 $38,015 $43,113 $47,851 $58,651 $70,980 $89,702 $140,640 

 Food .............................................................................. 11,002 6,536 6,911 6,462 8,406 8,733 9,847 11,717 16,556 

 Food at home ............................................................ 6,286 4,256 4,697 4,108 5,549 5,275 5,790 6,753 8,496 

 Cereals and bakery products ................................. 839 621 643 522 709 684 804 900 1,125 

 Cereals and cereal products ............................... 273 203 196 165 237 217 247 313 363 

 Bakery products .................................................. 566 418 448 358 472 466 557 586 762 

 Meats, poultry, fish, and eggs ................................ 1,359 1,034 1,147 1,131 1,289 1,109 1,214 1,439 1,759 

 Beef ..................................................................... 362 273 322 232 343 291 329 385 484 

 Pork ..................................................................... 240 209 220 283 195 219 189 254 294 

 Other meats ........................................................ 182 113 126 130 182 151 187 170 251 

 Poultry ................................................................. 278 241 222 261 283 224 227 311 346 

 Fish and seafood ................................................ 211 126 184 157 210 148 207 227 277 

 Eggs .................................................................... 86 73 72 70 77 76 76 92 106 

 Dairy products ........................................................ 622 415 435 369 520 493 570 666 892 

 Fresh milk and cream ......................................... 204 139 168 156 191 174 195 198 276 

 Other dairy products ........................................... 418 276 268 214 329 319 375 468 616 

 Fruits and vegetables ............................................. 1,210 815 967 686 1,098 985 1,038 1,301 1,722 

 Fresh fruits .......................................................... 455 345 383 284 397 356 382 468 670 

 Fresh vegetables ................................................ 399 257 305 197 384 321 329 427 591 

 Processed fruits .................................................. 162 88 111 95 123 138 153 181 221 

 Processed vegetables ........................................ 194 125 168 109 194 170 174 225 240 

 Other food at home ................................................ 2,257 1,371 1,504 1,399 1,932 2,004 2,164 2,447 2,997 

 Sugar and other sweets ...................................... 208 123 143 115 182 175 210 210 292 

 Fats and oils ........................................................ 156 97 114 119 112 133 157 171 202 

 Miscellaneous foods ........................................... 1,223 733 773 697 1,038 1,140 1,132 1,349 1,635 

 Nonalcoholic beverages ..................................... 598 377 447 448 574 524 607 641 726 

See footnotes at end of table. 
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Food prepared by consumer unit on 

 out-of-town trips ............................................... 72 141 126 119 126 32 58 76 143 

 Food away from home............................................... 4,716 2,280 2,214 2,354 2,857 3,458 4,057 4,963 8,060 

 Alcoholic beverages ..................................................... 568 238 95 132 303 250 366 619 1,264 

 Housing ......................................................................... 25,919 13,877 14,990 16,006 17,570 18,905 21,814 25,899 42,515 

 Shelter ....................................................................... 14,631 7,804 8,510 9,139 10,273 10,696 12,004 14,100 24,460 

 Owned dwellings .................................................... 9,689 2,074 2,346 2,924 3,014 5,495 6,809 10,520 20,010 

 Mortgage interest and charges ........................... 4,921 1,194 772 1,095 1,447 2,416 3,544 5,509 10,360 

 Property taxes ..................................................... 3,043 493 594 1,020 918 1,697 2,024 3,265 6,467 

 Maintenance, repairs, insurance, other 

 expenses.......................................................... 1,725 386 980 810 649 1,382 1,241 1,746 3,183 

 Rented dwellings .................................................... 3,913 5,472 5,988 6,058 7,014 4,899 4,689 2,705 1,742 

 Other lodging .......................................................... 1,030 1257 1176 1156 245 302 507 875 2,708 

 Utilities, fuels, and public services ............................ 5,160 3,791 3,658 4,183 4,256 4,665 4,933 5,554 6,391 

 Natural gas ............................................................. 534 399 331 385 364 424 437 595 767 

 Electricity ................................................................ 1,786 1,554 1,536 1,656 1,638 1,757 1,671 1,752 2,099 

 Fuel oil and other fuels ........................................... 113 165 151 161 162 176 99 125 183 

 Telephone services ................................................ 1,894 1,136 1,174 1,440 1,548 1,711 1,936 2,150 2,285 

 Residential phone service, VOIP, and phone 

 cards ................................................................ 182 136 125 148 122 152 137 201 261 

 Cellular phone service ........................................ 1,712 1,000 1,049 1,292 1,426 1,558 1,799 1,948 2,025 

 Water and other public services ............................ 834 636 567 641 644 697 790 932 1,056 

 Household operations ............................................... 2,765 887 990 1,008 1,327 1,334 2,250 2,603 5,653 

 Personal services ................................................... 1,495 1185 370 1239 591 526 1,298 1,464 3,253 

 Other household expenses .................................... 1,270 702 620 769 736 808 952 1,138 2,400 

 Housekeeping supplies ............................................. 870 468 597 604 563 752 753 895 1,332 

 Laundry and cleaning supplies .............................. 244 189 172 238 214 255 190 245 319 

 Other household products ...................................... 497 240 235 287 248 415 445 536 803 

 Postage and stationery .......................................... 129 140 190 179 102 82 118 114 210 

 Household furnishings and equipment ...................... 2,491 927 1,235 1,072 1,151 1,458 1,873 2,748 4,679 

 Household textiles .................................................. 128 71 76 50 33 99 166 143 171 

 Furniture ................................................................. 628 259 316 352 227 375 382 685 1,203 

 Floor coverings ....................................................... 27 16 14 14 15 110 13 17 76 

 Major appliances .................................................... 456 147 196 232 460 276 377 481 778 

 Small appliances, miscellaneous housewares ...... 136 71 76 69 81 107 104 152 225 

 Miscellaneous household equipment ..................... 1,117 373 567 365 346 590 830 1,270 2,226 

 Apparel and services .................................................... 2,963 1,602 2,056 1,700 1,685 2,180 2,244 3,031 5,144 

 Men and boys ............................................................ 702 303 480 414 441 606 484 594 1,333 

 Men, 16 and over ................................................... 444 1103 319 180 270 380 265 331 966 

 Boys, 2 to 15 .......................................................... 258 200 161 233 172 226 219 263 367 

 Women and girls ....................................................... 1,192 573 767 513 441 693 895 1,525 2,053 

 Women, 16 and over .............................................. 866 393 466 315 328 547 602 1,146 1,512 

 Girls, 2 to 15 ........................................................... 326 180 301 198 113 146 293 379 541 

 Children under 2 ........................................................ 155 1112 181 1241 1158 185 131 164 149 

 Footwear .................................................................... 649 1491 600 354 548 579 583 590 969 

 Other apparel products and services ........................ 265 124 129 178 97 117 151 158 641 

 Transportation .............................................................. 15,228 8,813 6,616 9,195 9,037 12,765 14,784 16,735 22,227 

 Vehicle purchases (net outlay) .................................. 6,598 14,007 2,442 3,136 3,386 5,851 6,829 7,276 9,585 

 Cars and trucks, new ............................................. 2,687 12,026 1267 11,955 1763 11,639 2,613 3,380 4,125 

 Cars and trucks, used ............................................ 3,759 1,903 2,148 1,159 2,507 4,033 4,011 3,632 5,361 

 Other vehicles ........................................................ 153 178 127 122 1116 1180 1205 1264 1100 

 Gasoline, other fuels, and motor oil .......................... 3,022 1,965 1,783 2,491 2,340 2,735 3,043 3,493 3,598 

 Other vehicle expenses ............................................. 4,615 2,373 2,060 3,260 3,030 3,798 4,363 4,984 6,770 

 Vehicle finance charges ......................................... 366 181 98 181 216 352 380 460 497 

 Maintenance and repairs ....................................... 1,134 796 563 754 874 924 1,132 1,228 1,547 

 Vehicle rental, leases, licenses, and other 

 charges ............................................................... 1,087 347 348 591 376 647 824 1,081 2,149 

 Vehicle insurance ................................................... 2,028 1,149 1,051 1,733 1,563 1,874 2,028 2,216 2,577 

 Public and other transportation ................................. 992 468 330 308 281 381 549 981 2,274 

 Healthcare .................................................................... 5,788 1,800 1,781 2,566 2,818 4,310 6,179 7,122 8,523 

 Health insurance ....................................................... 3,980 1,269 1,291 1,864 2,043 2,993 4,283 4,930 5,716 

 Medical services ........................................................ 1,184 371 250 410 431 751 1,256 1,478 1,893 

 Drugs ......................................................................... 440 101 181 198 272 409 483 515 602 

 Medical supplies ........................................................ 183 159 59 93 72 157 157 199 312 

 Entertainment ............................................................... 3,865 1,504 1,326 1,727 1,818 2,043 2,969 4,527 7,133 

See footnotes at end of table. 
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Fees and admissions ................................................ 1,409 371 268 380 319 379 782 1,458 3,446 

 Audio and visual equipment and services................. 1,159 768 671 796 765 830 1,071 1,387 1,590 

 Pets, toys, hobbies, and playground equipment ....... 874 222 222 437 584 692 871 969 1,378 

 Pets ........................................................................ 596 109 97 356 400 561 570 665 898 

 Toys, hobbies, and playground equipment ............ 277 1112 1125 181 1184 131 300 303 480 

 Other entertainment supplies, equipment, and 

 services .................................................................. 424 1144 1164 1114 150 142 245 713 719 

 Personal care products and services ........................... 1,024 511 407 514 539 714 886 1,163 1,701 

 Reading ........................................................................ 102 132 127 174 121 88 75 96 202 

 Education ...................................................................... 2,212 254 896 406 261 998 1,018 2,646 4,968 

 Tobacco products and smoking supplies ..................... 376 444 459 410 556 444 448 328 245 

 Miscellaneous ............................................................... 1,128 498 506 334 480 1,202 789 1,016 2,116 

 Cash contributions ........................................................ 1,886 278 384 498 547 928 1,537 2,123 3,817 

 Personal insurance and pensions ................................ 11,293 590 1,561 3,091 3,810 5,091 8,026 12,680 24,228 

 Life and other personal insurance ............................. 670 208 121 482 205 324 577 662 1,316 

 Pensions and Social Security.................................... 10,623 381 1,439 2,609 3,604 4,767 7,448 12,018 22,912 

Sources of income and personal taxes: 

 Money income before taxes ......................................... $116,381 $6,687 $22,900 $34,908 $45,058 $59,845 $84,193 $121,913 $248,434 

 Wages and salaries ................................................... 103,921 4,149 15,261 27,943 38,971 53,198 77,615 111,768 220,688 

 Self-employment income ........................................... 7,514 1

-1,394 1,554 1,821 1,725 2,041 2,888 6,019 21,085 

 Social Security, private and government 

 retirement ............................................................... 2,547 11,227 2,972 3,045 2,726 3,469 2,559 2,243 2,294 

 Interest, dividends, rental income, other 

 property income ..................................................... 1,168 191 112 172 127 229 378 1,219 3,249 

 Public assistance, Supplemental Security 

 Income, Supplementary Nutrition Assistance 

 Program (SNAP) .................................................... 529 1,999 2,548 1,335 879 504 164 142 160 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions 

 for support .............................................................. 444 1352 314 1413 1416 293 366 324 752 

 Other income ............................................................. 258 1262 1239 1279 1313 1110 223 298 306 

 Personal taxes (contains some imputed values) ......... 15,434 -1,151 -5,229 -4,610 -1,954 1,350 5,791 13,122 49,859 

 Federal income taxes ................................................ 11,670 -1,011 -5,019 -4,576 -2,402 406 3,754 9,507 39,664 

 State and local income taxes .................................... 3,693 -160 -220 -39 423 875 1,991 3,554 10,040 

 Other taxes ................................................................ 71 121 111 15 124 169 146 61 155 

 Income after taxes ........................................................ 100,947 7,838 28,128 39,518 47,012 58,495 78,402 108,791 198,575 

Addenda: 

 Net change in total assets and liabilities ...................... $11,829 -$12,518 $2,791 $4,479 $6,100 -$8,134 $10,232 $6,800 $37,479 

 Net change in total assets ......................................... 33,500 744 6,020 7,448 12,488 4,448 26,654 29,235 82,277 

 Net change in total liabilities ...................................... 21,670 13,262 3,229 2,969 6,389 12,582 16,422 22,436 44,798 

 Other financial information: 

 Other money receipts ................................................ 741 1126 152 1189 1506 1755 1,495 1421 989 

 Mortgage principal paid on owned property .............. -3,596 -908 -578 -858 -1,236 -1,596 -2,269 -4,092 -7,761 

 Estimated market value of owned home ................... 259,073 59,199 58,131 98,589 81,856 146,641 185,568 272,356 535,451 

 Estimated monthly rental value of owned home ....... 1,379 374 409 613 534 873 1,082 1,528 2,581 

 Gifts of goods and services, total ................................. 1,054 316 799 280 412 743 644 1,352 1,849 

 Food .......................................................................... 65 126 147 ( 3 ) 127 53 49 50 110 

 Alcoholic beverages .................................................. 13 ( 3 ) 11 ( 3 ) 16 11 14 18 34 

 Housing ..................................................................... 200 1110 146 1108 1121 91 141 137 465 

 Housekeeping supplies .......................................... 32 ( 3 ) 113 133 153 19 18 21 69 

 Household textiles .................................................. 11 ( 3 ) 14 ( 3 ) ( 3 ) 19 137 19 13 

 Appliances and miscellaneous housewares .......... 21 113 14 110 12 116 12 117 157 

 Major appliances ................................................. 4 16 ( 3 ) ( 3 ) 11 19 12 15 7 

 Small appliances and miscellaneous 

 housewares ..................................................... 16 18 14 110 11 17 ( 2 ) 112 151 

 Miscellaneous household equipment ..................... 33 14 11 11 16 118 29 42 66 

See footnotes at end of table. 
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Other housing ......................................................... 103 193 124 164 160 129 54 47 270 

 Apparel and services ................................................. 315 166 1388 183 174 181 262 546 376 

 Males, 2 and over ................................................... 51 12 1116 133 13 33 35 36 105 

 Females, 2 and over .............................................. 152 123 146 117 153 172 107 353 154 

 Children under 2 ..................................................... 45 141 115 118 17 127 144 71 159 

 Other apparel products and services ..................... 67 ( 3 ) 1211 115 112 148 176 186 158 

 Jewelry and watches .......................................... 

14 ( 3

 ) 13 ( 3 ) ( 3 ) ( 2 ) ( 2 ) 13 112 

 All other apparel products and services ............. 63 ( 3 ) 1208 115 112 148 176 182 146 

 Transportation ........................................................... 94 17 39 8 42 280 36 44 157 

 Healthcare ................................................................. 38 ( 3 ) 116 ( 3 ) 15 120 110 1131 115 

 Entertainment ............................................................ 84 111 172 136 17 156 156 121 138 

 Toys, games, arts and crafts, and tricycles ........... 53 13 172 110 12 131 142 180 82 

 Other entertainment ............................................... 31 17 ( 2 ) 126 15 126 14 40 56 

 Personal care products and services ........................ 15 12 183 ( 3 ) 12 14 11 34 18 

 Reading ..................................................................... 2 12 ( 3 ) ( 2 ) ( 2 ) 12 ( 2 ) 11 7 

 Education ................................................................... 173 ( 3 ) ( 3 ) 141 ( 3 ) 17 157 239 438 

 All other gifts .............................................................. 54 194 18 14 1127 47 28 32 101 

1

 Data are likely to have large sampling errors. 

2

 Value is too small to display. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020