Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2006-2007

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 37,955 810 993 1,398 2,002 4,894 4,488 4,020 6,448 12,903 

Consumer unit characteristics: 

Income before taxes ..................................... $67,881 - $856 $7,885 $12,617 $17,648 $25,078 $34,940 $44,710 $59,494 $129,702 

Income after taxes ........................................ 64,773 -1,040 7,848 12,594 17,542 24,913 34,310 43,856 57,485 122,144 

Age of reference person ................................ 53.2 51.5 49.7 55.4 57.4 57.7 56.1 53.1 51.6 50.9 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .3 .3 .3 .1 .1 .1 .1 1 ( ) 1 ( )

Persons 65 and over .................................... .5 .5 .4 .6 .8 .9 .7 .5 .4 .3 

Earners ........................................................ 1.3 .5 .7 .6 .6 .8 1.1 1.3 1.5 1.7 

Vehicles ....................................................... 2.1 1.2 1.1 1.3 1.4 1.7 1.9 2.1 2.3 2.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 50 42 34 38 45 44 44 52 52 57 

Female ......................................................... 50 58 66 62 55 56 56 48 48 43 

Housing tenure:

Homeowner .................................................. 75 57 44 54 61 67 71 71 76 89 

With mortgage ............................................ 42 21 11 15 19 23 27 35 47 64 

Without mortgage ....................................... 34 35 33 39 42 44 43 36 29 26 

Renter .......................................................... 25 43 56 46 39 33 29 29 24 11 

Race of reference person:

Black or African-American ........................... 10 21 28 21 14 13 13 13 8 5 

White, Asian, and all other races ................. 90 79 72 79 86 87 87 87 92 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 15 20 15 14 12 7 7 7 5 

Not Hispanic or Latino .................................. 92 85 80 85 86 88 93 93 93 95 

Education of reference person:

Elementary (1-8) .......................................... 5 13 14 16 14 9 5 3 2 1 

High school (9-12) ........................................ 36 44 48 48 50 50 47 44 36 18 

College ......................................................... 59 41 36 35 36 40 47 53 62 81 

Never attended and other ............................ 2 ( ) 1 2 1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 71 68 80 83 91 93 94 97 98 

Average annual expenditures .......................... $52,165 $27,551 $22,680 $24,047 $27,243 $31,611 $35,945 $40,269 $48,392 $81,517 

Food ............................................................... 6,206 3,794 3,959 3,959 3,937 4,422 4,738 5,118 5,936 8,635 

Food at home ............................................... 3,352 2,309 2,534 2,795 2,668 2,857 2,890 2,933 3,254 4,115 

Cereals and bakery products ..................... 433 277 328 361 335 388 380 383 431 519 

Cereals and cereal products .................... 130 83 125 129 119 114 114 116 124 152 

Bakery products ....................................... 303 195 203 232 216 275 265 267 307 367 

Meats, poultry, fish, and eggs .................... 756 587 641 689 685 692 641 667 713 897 

Beef .......................................................... 217 138 189 177 165 195 183 193 205 266 

Pork .......................................................... 148 114 119 152 146 148 138 141 153 155 

Other meats ............................................. 97 63 66 78 79 87 72 85 106 116 

Poultry ...................................................... 129 133 141 133 121 121 115 102 106 157 

Fish and seafood ..................................... 126 102 101 103 140 104 95 109 106 161 

Eggs ......................................................... 38 36 26 44 34 37 37 36 36 41 

Dairy products ............................................ 372 265 274 297 290 315 327 333 356 456 

Fresh milk and cream .............................. 132 111 113 126 119 129 124 122 126 145 

Other dairy products ................................ 240 154 162 170 171 186 203 211 230 311 

Fruits and vegetables ................................. 605 398 432 535 466 507 511 520 577 758 

Fresh fruits ............................................... 201 140 144 174 154 167 152 171 191 260 

Fresh vegetables ..................................... 199 140 133 167 159 161 163 172 188 253 

Processed fruits ....................................... 109 65 65 102 82 98 108 95 104 130 

Processed vegetables .............................. 96 54 90 92 72 80 87 81 93 115 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2006-2007 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,186 $782 $858 $913 $892 $954 $1,032 $1,030 $1,177 $1,484 

Sugar and other sweets ........................... 126 93 79 88 95 103 115 115 116 159 

Fats and oils ............................................. 92 63 82 81 97 86 89 81 88 103 

Miscellaneous foods ................................ 593 384 403 461 422 480 498 517 600 744 

Nonalcoholic beverages ........................... 323 231 270 268 252 262 302 280 323 388 

Food prepared by consumer unit on

out-of-town trips ..................................... 52 311 324 314 26 22 29 38 49 91 

Food away from home ................................. 2,854 1,485 1,425 1,164 1,270 1,565 1,848 2,185 2,682 4,520 

Alcoholic beverages ....................................... 557 191 175 187 159 291 281 421 523 940 

Housing .......................................................... 16,928 10,099 9,356 8,810 9,492 11,083 11,708 13,518 15,576 25,666 

Shelter .......................................................... 9,747 5,566 4,977 4,668 5,185 6,061 6,397 7,187 8,749 15,495 

Owned dwellings ........................................ 6,751 3,032 1,917 1,940 2,534 3,422 3,702 4,294 5,922 12,036 

Mortgage interest and charges ................ 3,466 1,541 744 754 872 1,129 1,431 1,999 3,072 6,740 

Property taxes .......................................... 1,880 980 680 695 876 1,117 1,246 1,377 1,610 3,115 

Maintenance, repairs, insurance, other

expenses ................................................ 1,406 510 494 491 785 1,176 1,025 919 1,240 2,181 

Rented dwellings ........................................ 2,106 2,377 2,765 2,562 2,487 2,442 2,350 2,461 2,248 1,535 

Other lodging ............................................. 890 157 295 166 165 197 345 432 579 1,924 

Utilities, fuels, and public services ............... 3,539 2,780 2,388 2,667 2,739 2,970 3,140 3,305 3,579 4,302 

Natural gas ................................................. 502 371 326 368 347 395 415 453 493 652 

Electricity .................................................... 1,342 1,150 1,010 1,128 1,124 1,197 1,240 1,263 1,320 1,563 

Fuel oil and other fuels ............................... 171 3137 386 77 171 155 151 143 156 219 

Telephone services .................................... 1,093 780 714 778 796 888 970 1,054 1,180 1,310 

Water and other public services ................. 432 342 252 316 300 335 364 393 430 558 

Household operations .................................. 802 393 350 352 418 439 503 643 639 1,342 

Personal services ....................................... 124 361 3116 3142 3129 98 142 147 121 123 

Other household expenses ........................ 678 333 234 210 289 341 360 497 519 1,218 

Housekeeping supplies ................................ 767 387 527 390 319 544 567 648 713 1,112 

Laundry and cleaning supplies .................. 148 67 210 127 96 131 135 133 154 170 

Other household products .......................... 418 249 205 182 166 278 227 376 381 642 

Postage and stationery .............................. 201 71 112 81 57 134 205 139 178 299 

Household furnishings and equipment ......... 2,072 973 1,114 733 832 1,069 1,102 1,734 1,896 3,415 

Household textiles ...................................... 166 80 63 66 78 116 99 127 218 229 

Furniture ..................................................... 515 234 187 196 254 210 244 358 427 933 

Floor coverings .......................................... 53 346 315 328 339 18 24 24 40 100 

Major appliances ........................................ 273 226 286 113 104 218 158 173 233 431 

Small appliances, miscellaneous

housewares .............................................. 118 68 76 40 42 54 90 115 125 172 

Miscellaneous household equipment ......... 947 319 486 290 315 454 486 938 853 1,549 

Apparel and services ..................................... 1,868 1,499 1,097 889 812 1,014 989 1,395 1,773 2,988 

Men and boys .............................................. 413 101 245 234 196 257 189 292 378 673 

Men, 16 and over ....................................... 383 378 222 199 178 227 164 266 351 638 

Boys, 2 to 15 .............................................. 30 23 23 35 18 29 25 27 27 36 

Women and girls .......................................... 796 832 446 358 335 429 441 644 820 1,210 

Women, 16 and over .................................. 738 743 258 306 305 381 407 587 771 1,141 

Girls, 2 to 15 ............................................... 58 389 188 52 29 48 34 57 49 69 

Children under 2 .......................................... 52 346 34 28 26 37 44 43 43 76 

Footwear ...................................................... 291 3355 231 173 158 169 159 182 289 443 

Other apparel products and services ........... 316 166 140 96 97 121 156 234 243 585 

Transportation ................................................ 9,174 4,979 3,128 3,933 4,819 5,584 7,176 7,070 9,075 13,873 

Vehicle purchases (net outlay) ..................... 3,384 31,736 3561 1,011 1,705 1,830 2,725 1,932 3,357 5,508 

Cars and trucks, new ................................. 1,925 3679 3213 3394 3942 801 1,292 738 1,605 3,631 

Cars and trucks, used ................................ 1,360 1,057 3279 615 737 993 1,343 1,142 1,676 1,696 

Other vehicles ............................................ 99 4 ( ) 369 32 326 336 390 352 76 181 

Gasoline and motor oil ................................. 2,358 1,399 1,321 1,390 1,513 1,791 2,021 2,196 2,582 3,004 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2006-2007 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,769 $1,596 $1,052 $1,337 $1,378 $1,743 $2,123 $2,580 $2,620 $4,057 

Vehicle finance charges ............................. 312 119 65 91 117 165 224 259 365 472 

Maintenance and repairs ........................... 768 370 305 322 394 462 587 612 795 1,146 

Vehicle insurance ....................................... 1,166 3644 3522 3740 3658 894 1,063 1,373 1,013 1,492 

Vehicle rental, leases, licenses, and other

charges .................................................... 523 463 160 183 209 221 249 336 447 946 

Public transportation .................................... 663 249 193 194 224 221 307 361 516 1,303 

Healthcare ...................................................... 3,675 2,236 1,576 2,035 2,931 3,735 3,805 3,593 3,608 4,208 

Health insurance .......................................... 1,991 1,097 910 1,122 1,716 2,167 2,201 1,997 2,001 2,119 

Medical services .......................................... 841 612 264 474 469 738 676 735 791 1,151 

Drugs ........................................................... 689 409 389 375 654 696 793 696 670 735 

Medical supplies .......................................... 155 117 313 64 92 134 135 164 146 203 

Entertainment ................................................. 2,928 1,556 1,054 1,072 1,534 1,484 1,955 2,041 2,645 4,843 

Fees and admissions ................................... 671 221 127 108 200 224 330 371 555 1,307 

Audio and visual equipment and services .... 987 606 625 502 636 698 786 835 961 1,385 

Pets, toys, hobbies, and playground

equipment .................................................. 647 272 210 323 303 328 481 494 710 965 

Other entertainment supplies, equipment,

and services ............................................... 623 457 92 139 395 234 358 342 419 1,186 

Personal care products and services ............. 635 259 282 285 295 354 438 482 613 996 

Reading .......................................................... 143 58 58 59 65 82 89 123 135 228 

Education ....................................................... 705 504 183 467 272 226 273 447 559 1,335 

Tobacco products and smoking supplies ....... 355 262 344 314 361 333 435 378 434 298 

Miscellaneous ................................................ 933 329 508 781 659 447 720 624 859 1,451 

Cash contributions ......................................... 2,363 770 491 692 1,018 964 1,250 1,973 1,765 4,334 

Personal insurance and pensions .................. 5,696 1,016 469 562 887 1,593 2,088 3,088 4,889 11,723 

Life and other personal insurance ................ 367 124 86 113 189 219 239 253 305 626 

Pensions and Social Security ...................... 5,329 892 383 449 697 1,374 1,849 2,835 4,584 11,097 

Sources of income and personal taxes: 

Money income before taxes ........................... 67,881 -856 7,885 12,617 17,648 25,078 34,940 44,710 59,494 129,702 

Wages and salaries ..................................... 49,730 3,177 3,352 4,674 6,930 11,013 19,528 29,894 44,134 101,914 

Self-employment income ............................. 4,016 -5,931 3-731 275 38 339 1,006 1,205 2,096 10,306 

Social Security, private and government

retirement ................................................... 10,723 928 2,751 5,809 9,297 12,315 12,714 11,556 10,907 11,059 

Interest, dividends, rental income, other

property income ......................................... 2,463 155 327 227 187 484 915 1,196 1,716 5,427 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 260 323 3231 343 3114 166 174 315 309 348 

Public assistance, supplemental security

income, food stamps .................................. 212 525 1,400 1,072 746 321 151 101 36 28 

Regular contributions for support ................. 324 158 325 348 192 299 338 360 150 432 

Other income ............................................... 152 3109 3232 170 143 142 115 83 146 189 

Personal taxes ............................................... 3,108 184 37 23 107 165 630 854 2,008 7,558 

Federal income taxes ................................... 2,271 97 -124 -131 -44 13 345 480 1,417 5,723 

State and local income taxes ....................... 581 47 57 1 28 51 127 214 392 1,370 

Other taxes .................................................. 256 340 104 153 123 100 158 159 199 465 

Income after taxes ......................................... 64,773 -1,040 7,848 12,594 17,542 24,913 34,310 43,856 57,485 122,144 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2006-2007 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $371 - $8,505 $1,361 - $2,816 - $999 $1,274 - $2,144 - $1,304 - $887 $910 

Net change in total assets ............................ 13,723 4,043 2,864 1,576 1,128 6,306 2,848 6,202 12,542 27,967 

Net change in total liabilities ........................ 14,094 12,548 1,504 4,392 2,128 5,032 4,992 7,506 13,429 27,056 

Other financial information:

Other money receipts ................................... 899 332 394 3279 789 669 843 706 807 1,314 

Mortgage principal paid on owned property -2,173 -705 -291 -532 -478 -590 -859 -1,056 -1,730 -4,476 

Estimated market value of owned home ...... 215,878 129,330 83,632 95,040 96,591 124,888 139,233 158,580 185,982 357,057 

Estimated monthly rental value of owned

home .......................................................... 996 603 418 488 538 687 716 789 912 1,511 

Gifts of goods and services ............................ 1,677 439 593 321 542 458 659 836 1,344 3,372 

Food ............................................................. 180 319 363 310 113 41 34 48 103 406 

Alcoholic beverages ..................................... 14 4 ( ) 2 ( ) 2 ( ) 32 4 5 6 12 28 

Housing ........................................................ 319 130 391 72 113 111 202 176 243 603 

Housekeeping supplies .............................. 38 310 312 35 15 20 24 23 42 60 

Household textiles ...................................... 20 317 317 31 319 34 9 11 35 28 

Appliances and miscellaneous

housewares .............................................. 30 333 39 32 31 8 27 10 23 58 

Major appliances ...................................... 12 323 4 ( ) 2 ( ) 2 ( ) 32 9 34 3 26 

Small appliances and miscellaneous

housewares ............................................ 19 310 39 32 31 36 18 35 19 32 

Miscellaneous household equipment ......... 72 323 312 323 334 38 41 28 50 135 

Other housing ............................................ 160 347 341 40 45 42 102 105 93 321 

Apparel and services ................................... 326 165 217 77 119 143 150 221 334 548 

Males, 2 and over ...................................... 78 330 344 316 60 41 27 37 87 131 

Females, 2 and over .................................. 142 3109 3132 322 22 38 50 119 136 252 

Children under 2 ........................................ 49 323 323 18 25 29 41 42 43 75 

Other apparel products and services ......... 56 33 318 322 312 34 33 23 69 90 

Jewelry and watches ................................ 20 33 315 31 35 19 13 310 22 31 

All other apparel products and services ... 36 4 ( ) 33 320 37 315 320 313 47 59 

Transportation .............................................. 131 358 54 93 18 9 73 24 164 244 

Health care ................................................... 24 31 32 321 316 32 316 37 25 43 

Entertainment ............................................... 133 333 3127 314 391 73 56 84 142 215 

Toys, games, arts and crafts, and tricycles 48 320 321 35 362 336 318 38 60 66 

Other entertainment ................................... 84 312 3107 9 29 37 38 46 81 149 

Personal care products and services ........... 22 34 320 36 317 7 7 7 14 45 

Reading ........................................................ 1 4 ( ) 4 ( ) 2 ( ) 2 ( ) 1 1 1 2 2 

Education ..................................................... 400 327 32 313 316 22 68 221 162 989 

All other gifts ................................................ 128 33 316 14 38 45 46 39 144 250 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 Data are likely to have large sampling errors.4 No data reported.

n.a. Not applicable.