Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018

Item Total 

55-64 Northeast Midwest South West 

Number of consumer units (in thousands) ................................................................24,597 4,775 5,558 9,316 4,948 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $86,681 $103,982 $82,178 $77,451 $92,422 

 Income after taxes ................................................................................................ 72,431 85,340 68,901 65,340 77,287 

 Age of reference person ................................................................................................ 59.4 59.3 59.4 59.4 59.5 

 Average number in consumer unit: 

 People ................................................................................................................................ 2.2 2.3 2.1 2.1 2.3 

 Children under 18 ................................................................................................ .2 .1 .2 .2 .2 

 Adults 65 and older ................................................................................................ .1 .1 .1 .1 .1 

 Earners ................................................................................................................................ 1.4 1.6 1.5 1.2 1.5 

 Vehicles ................................................................................................................................ 2.2 2.0 2.4 2.1 2.3 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 49 50 50 47 51 

 Women ................................................................................................................................ 51 50 50 53 49 

 Housing tenure: 

 Homeowner ................................................................................................ 77 77 82 77 71 

 With mortgage ................................................................................................ 44 42 46 41 46 

 Without mortgage ................................................................................................ 33 35 35 36 25 

 Renter ................................................................................................................................ 23 23 18 23 29 

 Race of reference person: 

 Black or African-American ................................................................................................ 13 14 12 19 4 

 White, Asian, and all other races ................................................................ 87 86 88 81 96 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 9 9 4 9 17 

 Not Hispanic or Latino ................................................................................................91 91 96 91 83 

 Education of reference person: 

 Elementary (1-8)................................................................................................ 3 3 3 2 5 

 High school (9-12) ................................................................................................ 32 32 31 35 24 

 College ................................................................................................................................ 65 64 66 62 71 

 Never attended and other ................................................................................................ ( 1 ) 1 ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ................................................................ 90 85 92 91 92 

Average annual expenditures ................................................................................................ $65,528 $71,941 $63,855 $59,951 $71,601 

 Food ................................................................................................................................ 7,959 8,188 7,515 7,460 9,090 

 Food at home ................................................................................................ 4,710 5,068 4,287 4,419 5,328 

 Cereals and bakery products ................................................................................................ 591 660 532 564 637 

 Cereals and cereal products ................................................................ 175 193 161 154 211 

 Bakery products ................................................................................................ 416 467 371 409 425 

 Meats, poultry, fish, and eggs ................................................................ 1,062 1,159 954 996 1,200 

 Beef ................................................................................................................................ 272 264 244 266 320 

 Pork ................................................................................................................................ 201 168 169 220 228 

 Other meats ................................................................................................ 151 182 162 135 138 

 Poultry ................................................................................................................................ 190 218 159 165 239 

 Fish and seafood ................................................................................................186 268 170 152 189 

 Eggs ................................................................................................................................ 62 59 50 57 85 

 Dairy products ................................................................................................ 458 501 464 401 515 

 Fresh milk and cream ................................................................................................ 146 176 135 127 163 

 Other dairy products ................................................................................................ 312 325 330 274 352 

 Fruits and vegetables ................................................................................................ 882 1,009 767 794 1,041 

 Fresh fruits ................................................................................................ 326 363 299 286 393 

 Fresh vegetables ................................................................................................292 348 241 255 357 

 Processed fruits ................................................................................................ 116 131 101 106 135 

 Processed vegetables ................................................................................................ 148 167 126 147 156 

 Other food at home ................................................................................................ 1,716 1,740 1,569 1,665 1,935 

 Sugar and other sweets ................................................................................................ 160 158 144 153 190 

 Fats and oils ................................................................................................ 132 132 117 135 141 

 Miscellaneous foods ................................................................................................ 886 895 810 847 1,025 

 Nonalcoholic beverages ................................................................................................ 476 476 432 485 507 

 Food prepared by consumer unit on out-of-town trips ................................ 62 80 66 46 72 

See footnotes at end of table. 
Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

55-64 Northeast Midwest South West 

 Food away from home................................................................................................ 3,248 3,119 3,229 3,041 3,763 

 Alcoholic beverages ................................................................................................ 625 552 578 558 859 

 Housing ................................................................................................................................ 20,504 24,196 18,938 18,111 23,197 

 Shelter ................................................................................................................................ 11,731 14,598 10,339 9,860 14,052 

 Owned dwellings ................................................................................................8,377 10,873 7,932 6,953 9,149 

 Mortgage interest and charges ................................................................ 3,291 3,408 2,829 3,005 4,235 

 Property taxes ................................................................................................ 2,782 4,868 2,858 1,805 2,525 

 Maintenance, repairs, insurance, other expenses ................................ 2,304 2,596 2,246 2,143 2,390 

 Rented dwellings ................................................................................................2,290 2,411 1,346 1,987 3,806 

 Other lodging ................................................................................................ 1,064 1,314 1,060 921 1,096 

 Utilities, fuels, and public services ................................................................ 4,363 4,765 4,328 4,236 4,251 

 Natural gas ................................................................................................ 459 668 659 276 375 

 Electricity ................................................................................................ 1,596 1,481 1,452 1,829 1,431 

 Fuel oil and other fuels ................................................................................................ 147 474 101 59 49 

 Telephone services ................................................................................................ 1,501 1,655 1,490 1,428 1,503 

 Residential phone service, VOIP, and phone cards ................................ 290 381 271 284 235 

 Cellular phone service ................................................................................................ 1,211 1,274 1,219 1,144 1,267 

 Water and other public services ................................................................ 660 487 628 644 893 

 Household operations ................................................................................................ 1,217 1,249 1,080 1,089 1,577 

 Personal services ................................................................................................ 90 236 141 227 2200 

 Other household expenses ................................................................................................ 1,127 1,212 939 1,063 1,377 

 Housekeeping supplies ................................................................................................ 837 784 898 767 949 

 Laundry and cleaning supplies ................................................................ 187 186 224 164 192 

 Other household products ................................................................................................ 488 440 518 439 591 

 Postage and stationery ................................................................................................ 161 158 156 164 166 

 Household furnishings and equipment ................................................................ 2,357 2,801 2,292 2,158 2,368 

 Household textiles ................................................................................................ 135 142 125 125 156 

 Furniture ................................................................................................................................ 582 589 625 581 528 

 Floor coverings ................................................................................................ 36 56 32 27 36 

 Major appliances ................................................................................................ 336 371 312 349 302 

 Small appliances, miscellaneous housewares ................................................................ 139 140 127 114 193 

 Miscellaneous household equipment ................................................................ 1,130 1,503 1,071 963 1,153 

 Apparel and services ................................................................................................1,779 1,804 1,640 1,710 2,019 

 Men and boys ................................................................................................ 400 447 382 345 474 

 Men, 16 and over ................................................................................................ 360 394 342 311 432 

 Boys, 2 to 15 ................................................................................................ 41 52 39 35 42 

 Women and girls ................................................................................................ 754 752 653 775 819 

 Women, 16 and over ................................................................................................ 692 685 575 716 772 

 Girls, 2 to 15 ................................................................................................ 62 67 78 59 47 

 Children under 2 ................................................................................................ 47 225 54 54 48 

 Footwear ................................................................................................................................ 346 340 333 304 442 

 Other apparel products and services ................................................................ 231 240 219 232 235 

 Transportation ................................................................................................ 10,314 10,384 10,179 10,254 10,513 

 Vehicle purchases (net outlay) ................................................................................................ 4,294 3,719 4,176 4,817 3,995 

 Cars and trucks, new ................................................................................................ 2,149 1,616 1,934 2,613 2,032 

 Cars and trucks, used ................................................................................................ 2,103 2,035 2,217 2,184 1,888 

 Other vehicles ................................................................................................ 42 268 225 220 276 

 Gasoline, other fuels, and motor oil ................................................................ 2,166 2,085 2,191 2,064 2,407 

 Other vehicle expenses ................................................................................................ 3,026 3,430 3,002 2,719 3,245 

 Vehicle finance charges ................................................................................................ 227 183 249 253 195 

 Maintenance and repairs ................................................................................................ 1,068 1,175 1,063 970 1,156 

 Vehicle insurance ................................................................................................ 941 770 998 971 986 

 Vehicle rental, leases, licenses, and other charges ................................ 790 1,302 691 524 907 

 Public and other transportation ................................................................................................ 828 1,150 809 655 866 

 Healthcare ................................................................................................................................ 5,714 5,704 6,369 5,394 5,590 

 Health insurance ................................................................................................ 3,786 3,974 4,136 3,579 3,602 

 Medical services ................................................................................................ 1,170 1,056 1,376 1,060 1,255 

 Drugs ................................................................................................................................ 573 510 607 609 526 

 Medical supplies ................................................................................................ 185 164 250 146 207 

 Entertainment ................................................................................................ 3,598 3,117 3,900 3,222 4,437 

 Fees and admissions ................................................................................................701 825 681 577 837 

 Audio and visual equipment and services................................................................ 1,115 1,159 1,080 1,083 1,168 

 Pets, toys, hobbies, and playground equipment ................................................................ 976 875 1,056 939 1,058 

 Pets ................................................................................................................................ 831 724 894 813 904 

 Toys, hobbies, and playground equipment ................................................................ 144 151 161 126 154 

 Other entertainment supplies, equipment, and services ................................ 806 258 1,083 623 1,374 

See footnotes at end of table. 
Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

55-64 Northeast Midwest South West 

 Personal care products and services ................................................................ 768 797 785 686 877 

 Reading ................................................................................................................................ 110 127 119 95 114 

 Education ................................................................................................................................ 1,688 2,791 1,371 1,460 1,408 

 Tobacco products and smoking supplies ................................................................ 436 448 502 451 320 

 Miscellaneous ................................................................................................ 1,195 1,504 892 1,132 1,357 

 Cash contributions ................................................................................................ 2,261 1,880 2,738 2,095 2,404 

 Personal insurance and pensions ................................................................ 8,579 10,450 8,329 7,323 9,418 

 Life and other personal insurance ................................................................ 635 807 630 619 506 

 Pensions and Social Security................................................................................................ 7,944 9,643 7,699 6,704 8,912 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $86,681 $103,982 $82,178 $77,451 $92,422 

 Wages and salaries ................................................................................................ 68,535 83,971 63,825 61,847 71,520 

 Self-employment income ................................................................................................ 6,082 8,889 6,749 3,953 6,632 

 Social Security, private and government retirement ................................................................ 8,060 6,980 7,709 8,748 8,202 

 Interest, dividends, rental income, other property income ................................ 2,743 2,826 2,836 1,890 4,164 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 504 593 448 427 625 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 546 573 394 408 950 

 Other income ................................................................................................ 211 150 216 178 328 

 Personal taxes (contains some imputed values) ................................................................ 14,251 18,642 13,277 12,111 15,134 

 Federal income taxes ................................................................................................ 11,425 14,536 10,360 10,142 12,036 

 State and local income taxes ................................................................................................ 2,752 4,034 2,833 1,874 3,078 

 Other taxes ................................................................................................ 73 72 84 95 220 

 Income after taxes ................................................................................................ 72,431 85,340 68,901 65,340 77,287 

Addenda: 

 Net change in total assets and liabilities ................................................................$24,113 $36,101 $17,962 $18,430 $30,150 

 Net change in total assets ................................................................................................ 31,980 41,267 24,077 25,570 43,963 

 Net change in total liabilities ................................................................................................ 7,868 5,165 6,115 7,140 13,813 

 Other financial information: 

 Other money receipts ................................................................................................ 1,385 1,469 1,478 1,160 1,623 

 Mortgage principal paid on owned property ................................................................ -2,727 -3,370 -2,567 -2,159 -3,353 

 Estimated market value of owned home ................................................................ 236,527 293,714 177,718 179,237 355,248 

 Estimated monthly rental value of owned home ................................................................ 1,288 1,554 1,086 1,143 1,532 

 Gifts of goods and services, total ................................................................................................ 1,766 1,662 2,100 1,565 1,881 

 Food ................................................................................................................................ 154 179 176 166 86 

 Alcoholic beverages ................................................................................................ 18 33 14 12 18 

 Housing ................................................................................................................................ 366 273 436 310 490 

 Housekeeping supplies ................................................................................................ 46 32 49 40 68 

 Household textiles ................................................................................................ 17 222 226 14 27 

 Appliances and miscellaneous housewares ................................................................ 26 22 24 30 24 

 Major appliances ................................................................................................ 12 27 11 17 25 

 Small appliances and miscellaneous housewares ................................ 15 216 213 13 19 

 Miscellaneous household equipment ................................................................ 85 62 164 53 87 

 Other housing ................................................................................................ 192 135 173 173 304 

 Apparel and services ................................................................................................245 234 291 244 210 

 Males, 2 and over ................................................................................................ 59 71 77 45 55 

 Females, 2 and over ................................................................................................98 81 114 108 77 

 Children under 2 ................................................................................................ 36 222 52 28 45 

 Other apparel products and services ................................................................ 53 60 48 63 33 

 Jewelry and watches ................................................................................................ 20 229 218 223 26 

 All other apparel products and services ................................................................33 30 30 39 27 

 Transportation ................................................................................................ 157 64 284 107 199 

 Healthcare ................................................................................................................................ 27 218 31 19 49 

 Entertainment ................................................................................................ 149 127 165 139 174 

 Toys, games, arts and crafts, and tricycles ................................................................ 55 265 65 48 47 

 Other entertainment ................................................................................................95 62 100 90 128 

 Personal care products and services ................................................................ 14 12 24 12 9 

See footnotes at end of table. 
Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

55-64 Northeast Midwest South West 

 Reading ................................................................................................................................ 3 2 4 4 3 

 Education ................................................................................................................................ 478 481 554 454 437 

 All other gifts ................................................................................................ 153 240 122 99 207 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019