Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 22,927 811 1,935 3,428 3,008 4,297 2,781 1,781 2,076 2,810 

Consumer unit characteristics: 

Income before taxes ..................................... $37,461 $2,322 $8,271 $12,623 $17,476 $24,674 $34,579 $44,860 $58,565 $121,510 

Income after taxes ........................................ 36,381 2,301 8,215 12,464 17,115 24,331 33,980 44,029 57,296 115,908

Age of reference person ................................ 75.2 76.0 77.2 77.8 77.2 75.3 74.4 73.5 72.9 71.6 

Average number in consumer unit:

Persons ........................................................ 1.7 1.4 1.2 1.2 1.4 1.7 1.9 1.9 2.2 2.4 

Children under 18 ........................................ .1 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 .1 .1 .1 .1 

Persons 65 and over .................................... 1.4 1.2 1.1 1.1 1.3 1.4 1.5 1.5 1.6 1.5 

Earners ........................................................ .5 2.1 .1 .1 .1 .3 .5 .7 .9 1.4 

Vehicles ....................................................... 1.6 .9 .7 .9 1.1 1.5 1.7 2.1 2.1 2.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 37 29 26 34 42 47 54 55 64 

Female ......................................................... 57 63 71 74 66 58 53 46 45 36 

Housing tenure:

Homeowner .................................................. 80 69 54 67 76 84 88 90 91 95 

With mortgage ............................................ 20 18 8 11 14 16 21 25 28 41 

Without mortgage ....................................... 61 51 46 56 62 68 67 65 63 54 

Renter .......................................................... 20 31 46 33 24 16 12 10 9 5 

Race of reference person:

Black or African-American ........................... 9 20 19 10 7 8 9 7 4 3 

White, Asian, and all other races ................. 91 80 81 90 93 92 91 93 96 97 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 5 8 12 5 5 5 5 4 5 4 

Not Hispanic or Latino .................................. 95 92 88 95 95 95 95 96 95 96 

Education of reference person:

Elementary (1-8) .......................................... 11 21 29 18 12 10 6 5 4 2 

High school (9-12) ........................................ 45 46 48 55 51 50 45 41 34 25 

College ......................................................... 43 30 21 26 36 39 48 54 62 73 

Never attended and other ............................ 1 3 2 1 1 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 84 64 54 69 80 88 93 95 96 98 

Average annual expenditures .......................... $33,978 $18,370 $14,035 $17,788 $22,550 $28,453 $32,886 $39,709 $48,028 $77,880 

Food ............................................................... 4,241 2,726 2,438 2,348 2,931 3,664 3,966 4,777 5,808 8,344 

Food at home ............................................... 2,632 1,920 1,835 1,718 2,063 2,442 2,482 2,927 3,263 4,421 

Cereals and bakery products ..................... 368 267 251 253 304 365 332 417 459 568 

Cereals and cereal products .................... 104 65 76 77 89 100 90 114 131 156 

Bakery products ....................................... 265 202 175 175 215 265 241 302 328 412 

Meats, poultry, fish, and eggs .................... 590 522 458 370 510 525 535 665 687 997 

Beef .......................................................... 163 104 111 89 127 151 160 182 183 308 

Pork .......................................................... 126 127 105 91 101 114 109 154 160 182 

Other meats ............................................. 80 54 56 49 59 75 66 91 102 143 

Poultry ...................................................... 91 122 80 65 90 80 76 87 98 145 

Fish and seafood ..................................... 102 283 83 52 110 77 96 120 111 181 

Eggs ......................................................... 29 33 23 24 24 28 29 32 33 38 

Dairy products ............................................ 300 224 210 214 240 288 309 346 358 445 

Fresh milk and cream .............................. 116 132 104 88 91 111 119 124 132 159 

Other dairy products ................................ 185 92 107 126 149 178 190 222 226 286 

Fruits and vegetables ................................. 499 325 351 333 367 468 481 547 612 842 

Fresh fruits ............................................... 171 101 117 112 123 160 152 186 231 293 

Fresh vegetables ..................................... 155 109 117 107 103 139 156 164 182 272 

Processed fruits ....................................... 97 65 64 67 83 91 97 111 114 155 

Processed vegetables .............................. 76 51 52 47 59 78 76 86 85 122 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $875 $581 $565 $548 $642 $795 $825 $952 $1,147 $1,568 

Sugar and other sweets ........................... 112 84 67 74 95 108 103 119 129 199 

Fats and oils ............................................. 72 42 63 54 57 68 73 78 92 102 

Miscellaneous foods ................................ 440 277 276 258 326 402 428 491 576 778 

Nonalcoholic beverages ........................... 213 166 146 156 153 200 185 221 295 344 

Food prepared by consumer unit on

out-of-town trips ..................................... 37 212 213 26 12 18 36 42 54 144 

Food away from home ................................. 1,609 806 603 630 867 1,222 1,484 1,850 2,545 3,923 

Alcoholic beverages ....................................... 255 284 150 97 145 205 249 289 346 610 

Housing .......................................................... 11,435 8,201 6,084 7,408 9,021 10,349 11,126 13,092 14,461 22,024 

Shelter .......................................................... 6,070 3,983 3,393 4,170 4,907 5,594 5,651 6,796 7,655 11,592 

Owned dwellings ........................................ 4,068 2,555 1,420 2,030 2,779 3,658 4,062 4,852 5,708 9,119 

Mortgage interest and charges ................ 1,193 1,061 319 456 542 814 1,133 1,521 1,749 3,449 

Property taxes .......................................... 1,548 768 622 870 1,152 1,524 1,570 1,973 2,084 3,013 

Maintenance, repairs, insurance, other

expenses ................................................ 1,327 726 479 704 1,086 1,320 1,360 1,358 1,875 2,657 

Rented dwellings ........................................ 1,561 1,355 1,934 2,064 1,996 1,673 1,221 1,382 1,202 829 

Other lodging ............................................. 441 273 238 75 132 263 368 562 745 1,644 

Utilities, fuels, and public services ............... 2,911 2,245 1,841 2,136 2,503 2,837 3,077 3,349 3,580 4,396 

Natural gas ................................................. 498 412 300 376 451 503 502 596 637 685 

Electricity .................................................... 1,092 878 730 815 911 1,068 1,171 1,227 1,299 1,654 

Fuel oil and other fuels ............................... 186 2131 124 133 200 206 165 186 174 291 

Telephone services .................................... 751 568 478 540 603 702 828 898 966 1,156 

Water and other public services ................. 383 256 208 271 337 359 412 441 505 610 

Household operations .................................. 685 344 206 348 468 498 724 732 837 1,863 

Personal services ....................................... 109 262 256 265 279 280 2106 2133 293 286 

Other household expenses ........................ 577 283 150 283 388 419 619 598 744 1,577 

Housekeeping supplies ................................ 544 436 358 298 392 486 532 645 744 932 

Laundry and cleaning supplies .................. 109 62 62 62 91 88 118 161 138 172 

Other household products .......................... 280 260 170 146 193 265 253 320 401 493 

Postage and stationery .............................. 155 2113 126 90 108 133 161 163 204 268 

Household furnishings and equipment ......... 1,225 1,192 286 456 752 933 1,141 1,570 1,644 3,240 

Household textiles ...................................... 127 2109 39 35 76 130 114 186 209 251 

Furniture ..................................................... 290 162 39 101 189 169 306 388 366 888 

Floor coverings .......................................... 37 227 213 19 17 26 49 32 36 109 

Major appliances ........................................ 206 145 54 83 129 230 159 247 265 489 

Small appliances, miscellaneous

housewares .............................................. 87 20 43 57 69 71 77 80 114 193 

Miscellaneous household equipment ......... 478 729 98 161 272 307 437 638 656 1,308 

Apparel and services ..................................... 943 338 516 341 529 686 768 1,018 1,691 2,256 

Men and boys .............................................. 199 243 89 48 112 126 147 247 345 539 

Men, 16 and over ....................................... 178 29 87 41 101 112 123 217 304 497 

Boys, 2 to 15 .............................................. 21 234 22 7 11 14 24 30 41 42 

Women and girls .......................................... 432 180 288 166 238 341 365 442 809 900 

Women, 16 and over .................................. 405 139 286 163 228 319 335 389 775 832 

Girls, 2 to 15 ............................................... 27 240 22 24 210 22 30 53 34 68 

Children under 2 .......................................... 21 25 210 7 12 21 22 24 32 47 

Footwear ...................................................... 146 253 76 65 103 115 94 132 271 328 

Other apparel products and services ........... 145 58 53 56 64 83 139 172 234 442 

Transportation ................................................ 5,415 2,435 1,339 2,201 2,840 4,529 5,552 7,003 8,369 13,770 

Vehicle purchases (net outlay) ..................... 2,155 2877 2187 2796 780 1,714 2,129 2,671 3,213 6,596 

Cars and trucks, new ................................. 1,377 2461 4 ( ) 2458 2425 1,180 1,083 1,796 1,953 4,632 

Cars and trucks, used ................................ 774 2415 2187 338 356 534 1,027 875 1,248 1,963 

Other vehicles ............................................ 23 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 219 4 ( ) 212 4 ( )

Gasoline and motor oil ................................. 1,284 837 515 628 798 1,140 1,446 1,693 1,901 2,605 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $1,589 $660 $544 $678 $1,046 $1,423 $1,631 $2,141 $2,373 $3,529 

Vehicle finance charges ............................. 117 245 20 30 51 94 159 188 194 268 

Maintenance and repairs ........................... 525 233 153 219 335 443 539 673 792 1,244 

Vehicle insurance ....................................... 674 315 283 356 516 643 706 925 983 1,229 

Vehicle rental, leases, licenses, and other

charges .................................................... 274 67 87 73 144 243 227 355 405 788 

Public transportation .................................... 388 61 93 98 216 251 345 498 881 1,040 

Healthcare ...................................................... 4,262 2,115 1,809 2,688 3,499 4,330 4,894 5,202 5,854 6,740 

Health insurance .......................................... 2,462 1,309 1,082 1,629 2,035 2,546 2,887 3,240 3,187 3,642 

Medical services .......................................... 716 218 236 366 520 657 652 737 1,065 1,704 

Drugs ........................................................... 932 527 440 619 839 952 1,192 1,031 1,366 1,142 

Medical supplies .......................................... 152 262 51 74 105 175 164 194 236 252 

Entertainment ................................................. 1,588 727 511 676 943 1,133 1,486 2,026 2,386 4,241 

Fees and admissions ................................... 424 117 56 102 222 253 375 389 662 1,534 

Audio and visual equipment and services .... 651 404 332 406 495 572 656 771 950 1,214 

Pets, toys, hobbies, and playground

equipment .................................................. 244 135 97 150 135 203 236 297 335 552 

Other entertainment supplies, equipment,

and services ............................................... 269 271 26 19 92 106 218 569 440 941 

Personal care products and services ............. 468 239 177 247 327 404 493 583 687 927 

Reading .......................................................... 140 56 43 76 103 121 149 169 228 283 

Education ....................................................... 215 253 246 115 39 87 155 258 274 862 

Tobacco products and smoking supplies ....... 168 144 104 131 173 159 210 202 198 189 

Miscellaneous ................................................ 800 428 195 388 386 636 822 857 1,151 2,151 

Cash contributions ......................................... 2,235 630 480 829 1,310 1,502 1,924 2,344 3,568 6,987 

Personal insurance and pensions .................. 1,810 194 145 242 305 648 1,093 1,890 3,007 8,495 

Life and other personal insurance ................ 351 129 116 174 164 230 298 397 427 1,145 

Pensions and Social Security ...................... 1,459 265 28 68 140 418 795 1,493 2,580 7,350 

Sources of income and personal taxes: 

Money income before taxes ........................... 37,461 2,322 8,271 12,623 17,476 24,674 34,579 44,860 58,565 121,510 

Wages and salaries ..................................... 11,134 2434 288 418 1,056 3,031 7,031 12,411 20,253 54,453 

Self-employment income ............................. 2,140 2-755 2-8 2-2 2-202 264 629 1,088 2,475 14,356 

Social Security, private and government

retirement ................................................... 20,670 2,338 6,927 11,585 15,590 19,785 24,418 27,245 30,952 37,820 

Interest, dividends, rental income, other

property income ......................................... 2,872 34 139 206 555 1,125 2,085 3,147 4,341 13,498 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 118 22 217 29 225 50 2152 2391 2147 2330 

Public assistance, supplemental security

income, food stamps .................................. 250 178 722 248 295 227 141 2170 144 2175 

Regular contributions for support ................. 180 222 219 235 108 124 2109 2373 2183 623 

Other income ............................................... 97 268 166 125 248 269 214 235 270 256 

Personal taxes ............................................... 1,080 21 56 159 361 343 599 831 1,268 5,603 

Federal income taxes ................................... 708 2-12 -20 40 157 125 322 458 754 4,220 

State and local income taxes ....................... 127 2-10 -11 4 21 28 53 101 199 712 

Other taxes .................................................. 245 44 87 114 184 189 225 272 315 670 

Income after taxes ......................................... 36,381 2,301 8,215 12,464 17,115 24,331 33,980 44,029 57,296 115,908

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $3,748 - $1,937 - $1,582 - $6,173 - $2,888 - $561 $226 $566 - $5,900 - $13,671 

Net change in total assets ............................ 1,856 664 -1,570 -3,938 -135 1,586 7,247 9,839 4,374 1,917 

Net change in total liabilities ........................ 5,604 2,600 13 2,235 2,753 2,147 7,021 9,273 10,274 15,588 

Other financial information:

Other money receipts ................................... 815 22 256 788 323 923 567 493 889 2,360 

Mortgage principal paid on owned property -1,097 -518 -157 -260 -415 -526 -962 -2,630 -1,458 -3,429 

Estimated market value of owned home ...... 183,199 121,422 80,278 110,093 124,860 149,907 188,173 219,366 245,374 400,644 

Estimated monthly rental value of owned

home .......................................................... 915 625 461 605 742 837 961 1,118 1,218 1,598 

Gifts of goods and services ............................ 941 268 321 583 549 576 490 921 1,563 2,861 

Food ............................................................. 75 23 18 11 83 44 44 71 69 275 

Alcoholic beverages ..................................... 9 4 ( ) 225 22 28 3 26 5 18 18 

Housing ........................................................ 183 241 82 112 110 145 116 166 215 544 

Housekeeping supplies .............................. 25 4 ( ) 253 24 15 20 18 20 23 59 

Household textiles ...................................... 11 215 23 25 22 17 6 211 211 24 

Appliances and miscellaneous

housewares .............................................. 24 22 25 221 26 23 20 28 29 72 

Major appliances ...................................... 9 4 ( ) 4 ( ) 25 21 28 28 3 ( ) 25 43 

Small appliances and miscellaneous

housewares ............................................ 14 22 25 216 25 15 212 28 224 29 

Miscellaneous household equipment ......... 44 25 24 21 26 28 30 74 51 127 

Other housing ............................................ 81 220 217 62 61 56 43 53 101 262 

Apparel and services ................................... 169 2106 128 31 72 121 144 209 211 482 

Males, 2 and over ...................................... 50 21 247 9 21 33 41 57 50 161 

Females, 2 and over .................................. 71 298 261 14 16 48 56 113 80 200 

Children under 2 ........................................ 19 25 210 6 11 20 17 21 32 41 

Other apparel products and services ......... 29 22 210 23 224 21 31 218 49 80 

Jewelry and watches ................................ 9 22 22 21 25 10 12 210 214 24 

All other apparel products and services ... 19 4 ( ) 28 22 219 211 219 27 235 55 

Transportation .............................................. 78 4 ( ) 3 ( ) 129 45 18 34 36 277 141 

Health care ................................................... 104 25 240 2138 299 2115 215 269 2167 187 

Entertainment ............................................... 59 215 25 20 78 30 38 66 114 146 

Toys, games, arts and crafts, and tricycles 22 24 23 26 11 19 18 38 25 71 

Other entertainment ................................... 37 211 22 13 68 11 20 27 89 75 

Personal care products and services ........... 12 4 ( ) 22 21 13 23 26 12 35 32 

Reading ........................................................ 2 3 ( ) 3 ( ) 1 3 ( ) 2 3 2 5 2 

Education ..................................................... 128 236 214 290 218 40 26 185 160 570 

All other gifts ................................................ 122 262 26 47 22 55 57 100 294 464 

1 Value less than 0.05. 2 Data are likely to have large sampling errors. 3 Value less than or equal to 0.5.4 No data reported.

n.a. Not applicable.