Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018

Item Total 

65-74 Northeast Midwest South West 

Number of consumer units (in thousands) ................................................................18,925 3,492 4,218 7,214 4,002 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $59,416 $66,492 $55,703 $52,003 $70,514 

 Income after taxes ................................................................................................ 52,576 59,087 50,914 47,396 57,985 

 Age of reference person ................................................................................................ 69.1 69.3 68.9 69.2 69.1 

 Average number in consumer unit: 

 People ................................................................................................................................ 1.9 1.9 1.8 1.8 2.0 

 Children under 18 ................................................................................................ .1 .1 .1 .1 .1 

 Adults 65 and older ................................................................................................ 1.4 1.4 1.4 1.4 1.4 

 Earners ................................................................................................................................ .7 .7 .7 .6 .8 

 Vehicles ................................................................................................................................ 2.0 1.7 2.0 2.0 2.2 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 48 50 46 49 48 

 Women ................................................................................................................................ 52 50 54 51 52 

 Housing tenure: 

 Homeowner ................................................................................................ 80 74 82 83 79 

 With mortgage ................................................................................................ 30 21 32 28 39 

 Without mortgage ................................................................................................ 51 52 51 55 41 

 Renter ................................................................................................................................ 20 26 18 17 21 

 Race of reference person: 

 Black or African-American ................................................................................................ 11 10 9 18 3 

 White, Asian, and all other races ................................................................ 89 90 91 82 97 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 7 7 3 7 12 

 Not Hispanic or Latino ................................................................................................93 93 97 93 88 

 Education of reference person: 

 Elementary (1-8)................................................................................................ 4 3 2 5 5 

 High school (9-12) ................................................................................................ 30 31 33 34 18 

 College ................................................................................................................................ 66 66 65 61 76 

 Never attended and other ................................................................................................ ( 1 ) ( 1 ) ( 2 ) ( 1 ) 1 

 At least one vehicle owned or leased ................................................................ 90 84 93 91 92 

Average annual expenditures ................................................................................................ $55,599 $59,150 $53,001 $50,456 $64,709 

 Food ................................................................................................................................ 7,068 7,935 6,661 6,490 7,875 

 Food at home ................................................................................................ 4,158 4,663 3,982 3,828 4,562 

 Cereals and bakery products ................................................................................................ 536 645 505 484 577 

 Cereals and cereal products ................................................................ 146 149 141 137 167 

 Bakery products ................................................................................................ 390 496 364 347 411 

 Meats, poultry, fish, and eggs ................................................................ 867 1,025 796 821 895 

 Beef ................................................................................................................................ 232 285 239 215 211 

 Pork ................................................................................................................................ 175 170 177 180 167 

 Other meats ................................................................................................ 120 165 109 106 122 

 Poultry ................................................................................................................................ 143 161 130 136 156 

 Fish and seafood ................................................................................................143 191 98 131 173 

 Eggs ................................................................................................................................ 54 53 42 54 66 

 Dairy products ................................................................................................ 434 494 435 379 493 

 Fresh milk and cream ................................................................................................ 133 150 125 122 149 

 Other dairy products ................................................................................................ 301 344 310 257 344 

 Fruits and vegetables ................................................................................................ 815 950 740 731 943 

 Fresh fruits ................................................................................................ 312 369 284 270 378 

 Fresh vegetables ................................................................................................268 352 240 224 310 

 Processed fruits ................................................................................................ 105 113 95 99 122 

 Processed vegetables ................................................................................................ 129 115 121 137 133 

 Other food at home ................................................................................................ 1,506 1,550 1,506 1,412 1,654 

 Sugar and other sweets ................................................................................................ 156 167 181 144 143 

 Fats and oils ................................................................................................ 114 124 110 112 115 

 Miscellaneous foods ................................................................................................ 757 763 745 695 890 

 Nonalcoholic beverages ................................................................................................ 408 430 387 406 416 

 Food prepared by consumer unit on out-of-town trips ................................ 71 66 84 55 90 

See footnotes at end of table. 
Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

65-74 Northeast Midwest South West 

 Food away from home................................................................................................ 2,910 3,272 2,678 2,662 3,313 

 Alcoholic beverages ................................................................................................ 558 617 557 489 644 

 Housing ................................................................................................................................ 18,020 21,660 16,136 15,451 21,497 

 Shelter ................................................................................................................................ 9,857 12,874 8,481 7,771 12,435 

 Owned dwellings ................................................................................................6,763 8,361 6,039 5,580 8,267 

 Mortgage interest and charges ................................................................ 1,927 1,392 1,683 1,732 3,005 

 Property taxes ................................................................................................ 2,491 4,401 2,398 1,668 2,403 

 Maintenance, repairs, insurance, other expenses ................................ 2,345 2,568 1,957 2,180 2,859 

 Rented dwellings ................................................................................................2,098 3,095 1,528 1,438 3,017 

 Other lodging ................................................................................................ 996 1,419 914 753 1,151 

 Utilities, fuels, and public services ................................................................ 3,948 4,249 3,817 3,855 3,990 

 Natural gas ................................................................................................ 420 597 606 260 359 

 Electricity ................................................................................................ 1,510 1,477 1,367 1,703 1,343 

 Fuel oil and other fuels ................................................................................................ 154 449 126 72 74 

 Telephone services ................................................................................................ 1,234 1,262 1,170 1,207 1,324 

 Residential phone service, VOIP, and phone cards ................................ 353 450 333 350 296 

 Cellular phone service ................................................................................................ 881 812 837 857 1,028 

 Water and other public services ................................................................ 630 465 548 613 891 

 Household operations ................................................................................................ 1,294 1,414 1,167 1,168 1,550 

 Personal services ................................................................................................ 73 383 3110 334 396 

 Other household expenses ................................................................................................ 1,221 1,331 1,056 1,134 1,454 

 Housekeeping supplies ................................................................................................ 889 899 817 858 1,016 

 Laundry and cleaning supplies ................................................................ 170 180 163 175 158 

 Other household products ................................................................................................ 526 482 502 494 656 

 Postage and stationery ................................................................................................ 193 238 152 190 202 

 Household furnishings and equipment ................................................................ 2,032 2,223 1,855 1,798 2,505 

 Household textiles ................................................................................................ 143 168 97 166 122 

 Furniture ................................................................................................................................ 489 540 525 437 501 

 Floor coverings ................................................................................................ 23 31 17 11 43 

 Major appliances ................................................................................................ 308 253 304 323 336 

 Small appliances, miscellaneous housewares ................................................................ 142 207 118 116 159 

 Miscellaneous household equipment ................................................................ 927 1,024 794 745 1,343 

 Apparel and services ................................................................................................1,440 2,065 1,379 1,185 1,462 

 Men and boys ................................................................................................ 321 457 280 254 376 

 Men, 16 and over ................................................................................................ 293 404 247 235 358 

 Boys, 2 to 15 ................................................................................................ 28 53 33 19 17 

 Women and girls ................................................................................................ 596 799 583 525 573 

 Women, 16 and over ................................................................................................ 566 746 545 508 546 

 Girls, 2 to 15 ................................................................................................ 30 52 38 17 28 

 Children under 2 ................................................................................................ 34 334 345 329 332 

 Footwear ................................................................................................................................ 283 449 324 201 261 

 Other apparel products and services ................................................................ 206 326 146 175 220 

 Transportation ................................................................................................ 8,874 8,324 7,861 9,437 9,363 

 Vehicle purchases (net outlay) ................................................................................................ 3,617 2,939 2,689 4,428 3,727 

 Cars and trucks, new ................................................................................................ 2,170 2,077 1,758 2,598 1,916 

 Cars and trucks, used ................................................................................................ 1,386 862 924 1,734 1,706 

 Other vehicles ................................................................................................

360 ( 2

 ) 38 396 3105 

 Gasoline, other fuels, and motor oil ................................................................ 1,650 1,477 1,620 1,630 1,867 

 Other vehicle expenses ................................................................................................ 2,828 2,986 2,879 2,727 2,774 

 Vehicle finance charges ................................................................................................ 158 119 156 178 158 

 Maintenance and repairs ................................................................................................ 881 881 871 809 1,030 

 Vehicle insurance ................................................................................................1,073 912 952 1,287 904 

 Vehicle rental, leases, licenses, and other charges ................................ 715 1,073 899 454 682 

 Public and other transportation ................................................................................................ 779 922 674 652 994 

 Healthcare ................................................................................................................................ 6,688 6,498 7,020 6,328 7,166 

 Health insurance ................................................................................................ 4,733 4,657 4,865 4,605 4,889 

 Medical services ................................................................................................ 945 953 1,010 755 1,215 

 Drugs ................................................................................................................................ 778 631 878 786 796 

 Medical supplies ................................................................................................ 232 257 267 182 265 

 Entertainment ................................................................................................ 3,569 3,226 4,078 3,089 4,214 

 Fees and admissions ................................................................................................638 731 659 570 654 

 Audio and visual equipment and services................................................................ 1,084 1,161 1,031 1,055 1,128 

 Pets, toys, hobbies, and playground equipment ................................................................ 874 967 740 741 1,201 

 Pets ................................................................................................................................ 748 817 610 656 1,017 

 Toys, hobbies, and playground equipment ................................................................ 126 150 130 85 184 

 Other entertainment supplies, equipment, and services ................................ 972 368 1,648 723 1,232 

See footnotes at end of table. 
Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

65-74 Northeast Midwest South West 

 Personal care products and services ................................................................ 743 862 671 659 872 

 Reading ................................................................................................................................ 157 196 175 125 162 

 Education ................................................................................................................................ 491 927 319 428 405 

 Tobacco products and smoking supplies ................................................................ 265 264 315 282 185 

 Miscellaneous ................................................................................................ 1,111 864 1,121 876 1,756 

 Cash contributions ................................................................................................ 2,520 1,709 2,471 2,204 3,849 

 Personal insurance and pensions ................................................................ 4,095 4,004 4,235 3,412 5,259 

 Life and other personal insurance ................................................................ 541 558 539 594 435 

 Pensions and Social Security................................................................................................ 3,554 3,446 3,696 2,818 4,824 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $59,416 $66,492 $55,703 $52,003 $70,514 

 Wages and salaries ................................................................................................ 25,048 28,973 20,180 22,800 30,804 

 Self-employment income ................................................................................................ 4,049 5,322 3,847 3,065 4,927 

 Social Security, private and government retirement ................................................................ 25,175 27,343 26,163 23,352 25,525 

 Interest, dividends, rental income, other property income ................................ 4,035 3,601 4,547 1,927 7,672 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 293 504 179 265 280 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 550 379 613 406 893 

 Other income ................................................................................................ 266 369 173 189 413 

 Personal taxes (contains some imputed values) ................................................................ 6,839 7,404 4,790 4,607 12,529 

 Federal income taxes ................................................................................................ 5,547 5,821 3,922 3,885 10,017 

 State and local income taxes ................................................................................................ 1,231 1,514 773 658 2,502 

 Other taxes ................................................................................................ 61 70 95 65 310 

 Income after taxes ................................................................................................ 52,576 59,087 50,914 47,396 57,985 

Addenda: 

 Net change in total assets and liabilities ................................................................$19,949 $26,077 $15,545 $18,260 $22,287 

 Net change in total assets ................................................................................................ 24,223 29,604 17,585 20,453 33,319 

 Net change in total liabilities ................................................................................................ 4,274 3,527 2,040 2,193 11,032 

 Other financial information: 

 Other money receipts ................................................................................................ 2,455 3688 1,188 769 8,373 

 Mortgage principal paid on owned property ................................................................ -1,690 -1,587 -1,755 -1,459 -2,127 

 Estimated market value of owned home ................................................................ 240,686 246,588 166,571 192,998 399,620 

 Estimated monthly rental value of owned home ................................................................ 1,283 1,363 1,064 1,157 1,671 

 Gifts of goods and services, total ................................................................................................ 1,344 1,968 1,292 1,074 1,391 

 Food ................................................................................................................................ 92 159 93 59 99 

 Alcoholic beverages ................................................................................................ 11 337 8 5 3 

 Housing ................................................................................................................................ 323 535 201 242 422 

 Housekeeping supplies ................................................................................................ 48 74 45 30 65 

 Household textiles ................................................................................................ 8 39 36 34 317 

 Appliances and miscellaneous housewares ................................................................ 43 3103 318 26 52 

 Major appliances ................................................................................................ 7 33 36 10 34 

 Small appliances and miscellaneous housewares ................................ 37 3100 312 316 348 

 Miscellaneous household equipment ................................................................ 71 128 43 70 49 

 Other housing ................................................................................................ 154 220 89 112 239 

 Apparel and services ................................................................................................213 365 242 141 195 

 Males, 2 and over ................................................................................................ 66 119 75 45 51 

 Females, 2 and over ................................................................................................86 141 101 55 83 

 Children under 2 ................................................................................................ 26 330 342 316 327 

 Other apparel products and services ................................................................ 35 74 324 25 335 

 Jewelry and watches ................................................................................................ 7 325 34 33 32 

 All other apparel products and services ................................................................28 349 319 22 332 

 Transportation ................................................................................................ 148 72 66 264 93 

 Healthcare ................................................................................................................................ 34 329 386 316 317 

 Entertainment ................................................................................................ 128 144 161 97 144 

 Toys, games, arts and crafts, and tricycles ................................................................ 50 391 61 326 51 

 Other entertainment ................................................................................................79 54 100 71 94 

 Personal care products and services ................................................................ 20 23 23 14 28 

See footnotes at end of table. 
Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

65-74 Northeast Midwest South West 

 Reading ................................................................................................................................ 5 35 8 4 3 

 Education ................................................................................................................................ 224 488 191 165 134 

 All other gifts ................................................................................................ 146 110 213 69 252 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019