Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 11,156 292 322 414 1,015 1,226 1,059 1,910 4,919 

Consumer unit characteristics: 

Income before taxes ..................................... $81,728 $1,930 $12,876 $17,454 $25,491 $34,832 $44,726 $59,943 $136,090 

Income after taxes ........................................ 79,486 2,085 13,434 18,257 26,205 35,380 44,597 59,600 130,768 

Age of reference person ................................ 41.1 40.4 40.3 40.8 39.1 39.3 39.3 40.1 42.8 

Average number in consumer unit:

Persons ........................................................ 5.6 5.6 5.6 5.6 5.6 5.7 5.6 5.7 5.6 

Children under 18 ........................................ 2.7 3.2 3.5 3.1 3.1 3.0 2.9 2.7 2.5 

Persons 65 and over .................................... .1 1.1 1.1 1.1 .1 .1 .1 .1 .2 

Earners ........................................................ 2.2 .8 .9 1.1 1.6 1.8 2.1 2.3 2.7 

Vehicles ....................................................... 2.5 1.1 1.1 1.3 1.6 1.9 2.2 2.6 3.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 45 26 25 36 35 44 43 45 50 

Female ......................................................... 55 74 75 64 65 56 57 55 50 

Housing tenure:

Homeowner .................................................. 72 40 37 34 45 56 63 75 89 

With mortgage ............................................ 59 25 16 16 29 41 53 63 77 

Without mortgage ....................................... 13 15 21 18 16 15 9 12 12 

Renter .......................................................... 28 60 63 66 55 44 37 25 11 

Race of reference person:

Black or African-American ........................... 15 29 39 27 23 19 16 13 8 

White, Asian, and all other races ................. 85 71 61 73 77 81 84 87 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 28 32 30 40 38 41 38 28 18 

Not Hispanic or Latino .................................. 72 68 70 60 62 59 62 72 82 

Education of reference person:

Elementary (1-8) .......................................... 9 15 18 16 17 18 12 8 4 

High school (9-12) ........................................ 39 47 53 57 54 48 47 43 27 

College ......................................................... 51 36 26 26 29 33 40 49 69 

Never attended and other ............................ 1 3 2 2 ( ) 1 1 1 1 2 ( )

At least one vehicle owned or leased ............ 92 66 73 78 84 89 94 96 97 

Average annual expenditures .......................... $63,645 $29,631 $28,986 $27,016 $31,202 $39,012 $45,973 $54,461 $90,814 

Food ............................................................... 9,213 5,076 6,586 4,786 5,448 6,517 7,401 8,309 11,962 

Food at home ............................................... 5,738 3,870 5,369 3,526 4,047 4,168 4,682 5,214 7,092 

Cereals and bakery products ..................... 791 519 737 529 537 553 638 722 985 

Cereals and cereal products .................... 278 210 269 200 187 213 225 252 340 

Bakery products ....................................... 513 309 468 329 350 340 413 470 644 

Meats, poultry, fish, and eggs .................... 1,424 1,128 1,339 873 1,040 1,052 1,152 1,314 1,735 

Beef .......................................................... 439 293 370 259 299 314 335 441 538 

Pork .......................................................... 282 247 258 207 242 236 236 261 326 

Other meats ............................................. 191 153 168 120 128 125 153 172 240 

Poultry ...................................................... 259 242 285 160 204 186 223 239 306 

Fish and seafood ..................................... 194 136 183 178 116 125 154 147 261 

Eggs ......................................................... 59 56 74 49 51 67 49 55 63 

Dairy products ............................................ 641 369 571 436 422 520 514 631 772 

Fresh milk and cream .............................. 269 181 235 228 203 249 230 281 299 

Other dairy products ................................ 372 188 336 208 219 271 284 350 473 

Fruits and vegetables ................................. 937 555 771 574 651 699 825 814 1,169 

Fresh fruits ............................................... 308 167 241 230 180 259 268 263 387 

Fresh vegetables ..................................... 288 154 214 178 226 205 249 238 363 

Processed fruits ....................................... 181 105 161 80 111 126 149 157 233 

Processed vegetables .............................. 161 128 155 86 133 109 158 156 185 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,945 $1,300 $1,950 $1,113 $1,398 $1,344 $1,554 $1,734 $2,431 

Sugar and other sweets ........................... 189 130 188 83 116 123 130 169 246 

Fats and oils ............................................. 143 96 180 116 110 105 113 135 169 

Miscellaneous foods ................................ 1,065 697 1,105 574 767 724 847 955 1,332 

Nonalcoholic beverages ........................... 493 351 471 333 390 348 417 438 600 

Food prepared by consumer unit on

out-of-town trips ..................................... 55 126 17 18 114 45 47 36 83 

Food away from home ................................. 3,475 1,206 1,218 1,260 1,401 2,348 2,719 3,094 4,870 

Alcoholic beverages ....................................... 372 138 181 1101 105 310 280 288 546 

Housing .......................................................... 20,867 12,850 10,138 10,490 12,176 13,472 15,898 18,471 28,496

Shelter .......................................................... 12,048 7,657 5,521 5,874 6,595 7,674 9,023 11,242 16,435 

Owned dwellings ........................................ 8,799 3,303 1,895 1,530 2,505 3,895 5,683 7,083 14,046 

Mortgage interest and charges ................ 5,727 1,965 11,150 895 1,556 2,380 3,981 4,721 9,118 

Property taxes .......................................... 1,936 753 537 445 574 843 1,028 1,494 3,143 

Maintenance, repairs, insurance, other

expenses ................................................ 1,136 585 1207 190 375 672 674 868 1,785 

Rented dwellings ........................................ 2,749 4,217 3,581 4,243 4,071 3,714 3,252 3,934 1,401 

Other lodging ............................................. 500 1137 145 1101 118 65 87 225 988 

Utilities, fuels, and public services ............... 4,456 3,599 3,096 3,123 3,634 3,662 3,911 4,223 5,284 

Natural gas ................................................. 677 549 397 437 624 511 540 623 826 

Electricity .................................................... 1,648 1,600 1,291 1,289 1,438 1,442 1,447 1,569 1,873 

Fuel oil and other fuels ............................... 153 123 141 164 82 71 121 144 221 

Telephone services .................................... 1,435 1,033 1,016 962 1,098 1,172 1,293 1,347 1,727 

Water and other public services ................. 543 395 351 370 391 467 510 540 638 

Household operations .................................. 1,231 306 218 312 458 451 724 781 2,066 

Personal services ....................................... 739 1108 169 1186 270 258 427 480 1,252 

Other household expenses ........................ 491 198 149 126 188 193 297 301 815 

Housekeeping supplies ................................ 895 617 461 458 539 560 597 723 1,237 

Laundry and cleaning supplies .................. 225 181 199 170 185 187 199 240 248 

Other household products .......................... 501 413 197 259 264 284 312 355 730 

Postage and stationery .............................. 169 123 165 128 90 88 87 128 259 

Household furnishings and equipment ......... 2,236 670 843 724 950 1,125 1,643 1,504 3,473 

Household textiles ...................................... 163 192 121 123 98 147 136 104 226 

Furniture ..................................................... 658 1192 377 226 263 328 509 408 1,032 

Floor coverings .......................................... 79 116 110 129 19 110 145 42 145 

Major appliances ........................................ 311 139 142 112 132 156 250 240 464 

Small appliances, miscellaneous

housewares .............................................. 163 117 135 48 79 78 178 68 255 

Miscellaneous household equipment ......... 863 214 259 186 368 405 523 641 1,352 

Apparel and services ..................................... 2,955 2,562 1,944 1,758 1,668 2,072 2,289 2,503 3,905 

Men and boys .............................................. 733 234 328 356 473 395 564 739 966 

Men, 16 and over ....................................... 434 134 157 1165 218 204 357 441 601 

Boys, 2 to 15 .............................................. 299 200 271 191 255 192 207 298 366 

Women and girls .......................................... 1,102 1,189 444 643 506 672 803 876 1,537 

Women, 16 and over .................................. 736 893 232 474 297 429 564 553 1,041 

Girls, 2 to 15 ............................................... 366 295 211 169 209 243 239 323 497 

Children under 2 .......................................... 228 1235 197 387 169 230 216 221 237 

Footwear ...................................................... 536 1736 804 1230 391 582 467 493 585 

Other apparel products and services ........... 356 168 172 142 129 193 238 174 579 

Transportation ................................................ 11,595 3,669 5,620 4,954 5,418 7,674 8,605 10,766 16,227 

Vehicle purchases (net outlay) ..................... 4,932 1984 12,882 12,024 1,625 3,131 3,267 4,735 7,110 

Cars and trucks, new ................................. 2,518 3 ( ) 3 ( ) 3 ( ) 1136 1696 11,509 2,493 4,216 

Cars and trucks, used ................................ 2,328 984 2,882 2,024 1,488 2,424 1,756 2,091 2,761 

Other vehicles ............................................ 86 3 ( ) 3 ( ) 3 ( ) 3 ( ) 110 13 1152 134 

Gasoline and motor oil ................................. 3,107 1,387 1,564 1,762 2,024 2,359 2,717 3,005 3,957 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,042 $919 $1,078 $1,083 $1,626 $2,029 $2,384 $2,732 $4,264 

Vehicle finance charges ............................. 442 154 1139 156 193 257 318 420 641 

Maintenance and repairs ........................... 826 287 437 289 455 597 740 760 1,102 

Vehicle insurance ....................................... 1,184 504 426 521 666 894 966 1,135 1,575 

Vehicle rental, leases, licenses, and other

charges .................................................... 591 74 76 117 312 281 361 416 946 

Public transportation .................................... 514 1379 196 185 143 156 236 294 896 

Healthcare ...................................................... 2,617 653 759 1,037 1,201 1,891 2,521 2,485 3,529 

Health insurance .......................................... 1,273 1319 394 515 593 791 1,028 1,283 1,760 

Medical services .......................................... 844 1134 162 320 323 763 1,071 701 1,108 

Drugs ........................................................... 395 1173 174 185 240 262 345 410 505 

Medical supplies .......................................... 106 126 129 117 45 77 77 91 155 

Entertainment ................................................. 3,163 1,078 1,431 981 1,165 1,537 1,883 2,301 4,987 

Fees and admissions ................................... 840 152 293 140 209 286 315 535 1,475 

Audio and visual equipment and services .... 1,113 619 764 580 561 719 821 929 1,554 

Pets, toys, hobbies, and playground

equipment .................................................. 503 149 285 220 216 281 508 401 707 

Other entertainment supplies, equipment,

and services ............................................... 707 158 189 40 179 250 239 437 1,250 

Personal care products and services ............. 685 351 412 305 383 497 503 613 921 

Reading .......................................................... 107 38 22 22 48 39 62 76 174 

Education ....................................................... 1,581 813 1153 325 335 488 525 738 2,904 

Tobacco products and smoking supplies ....... 376 499 326 376 463 356 391 442 331 

Miscellaneous ................................................ 919 1852 453 477 390 376 738 892 1,276 

Cash contributions ......................................... 1,982 1412 375 353 498 1,033 1,001 1,276 3,345 

Personal insurance and pensions .................. 7,213 742 685 1,052 1,904 2,750 3,876 5,301 12,212 

Life and other personal insurance ................ 526 1322 1101 1122 127 169 225 301 923 

Pensions and Social Security ...................... 6,688 419 585 929 1,777 2,581 3,651 5,000 11,289 

Sources of income and personal taxes: 

Money income before taxes ........................... 81,728 1,930 12,876 17,454 25,491 34,832 44,726 59,943 136,090 

Wages and salaries ..................................... 70,479 3,157 7,200 10,283 19,496 30,975 40,493 54,191 116,823 

Self-employment income ............................. 6,294 1-4,622 1-566 1653 1,386 296 1,264 1,866 13,174 

Social Security, private and government

retirement ................................................... 2,124 1895 1,686 2,293 1,967 1,620 1,644 2,277 2,414 

Interest, dividends, rental income, other

property income ......................................... 1,159 11 19 119 111 43 63 110 2,557 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 228 1126 1176 1124 326 1157 1243 323 203 

Public assistance, supplemental security

income, food stamps .................................. 825 1,906 3,672 3,536 1,701 1,214 551 519 246 

Regular contributions for support ................. 459 1242 1538 1356 381 392 342 537 503 

Other income ............................................... 161 1225 1160 1190 1224 1135 1125 120 171 

Personal taxes ............................................... 2,242 -155 -558 -804 -714 -548 129 343 5,322 

Federal income taxes ................................... 1,457 -222 -675 -812 -848 -719 -200 -42 3,843 

State and local income taxes ....................... 600 1-27 6 -1 107 125 217 254 1,164 

Other taxes .................................................. 185 194 1111 19 27 46 112 131 314 

Income after taxes ......................................... 79,486 2,085 13,434 18,257 26,205 35,380 44,597 59,600 130,768 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $20,159 - $302 - $4,895 - $8,549 - $2,980 - $11,725 - $720 - $10,291 - $36,974 

Net change in total assets ............................ 16,477 111,585 15,579 15 4,440 -173 24,684 20,799 22,055 

Net change in total liabilities ........................ 36,636 11,887 10,474 8,564 7,420 11,552 25,404 31,090 59,029 

Other financial information:

Other money receipts ................................... 217 1108 131 1119 156 138 132 109 403 

Mortgage principal paid on owned property -2,947 -1,289 1-542 -499 -629 -916 -1,479 -2,097 -5,038 

Estimated market value of owned home ...... 210,687 71,973 46,503 40,540 57,543 83,620 111,392 161,442 347,738 

Estimated monthly rental value of owned

home .......................................................... 1,003 394 305 254 353 495 661 886 1,527 

Gifts of goods and services ............................ 855 185 164 200 238 299 382 1,808 981 

Food ............................................................. 61 153 114 41 16 21 70 65 82 

Alcoholic beverages ..................................... 17 3 ( ) 2 ( ) 3 ( ) 12 2 ( ) 116 13 28 

Housing ........................................................ 351 166 181 115 59 78 89 1,469 161 

Housekeeping supplies .............................. 19 15 14 11 13 110 112 15 30 

Household textiles ...................................... 9 3 ( ) 3 ( ) 2 ( ) 11 14 110 110 13 

Appliances and miscellaneous

housewares .............................................. 10 15 3 ( ) 3 ( ) 17 11 14 16 18 

Major appliances ...................................... 2 13 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 12 5 

Small appliances and miscellaneous

housewares ............................................ 8 12 3 ( ) 3 ( ) 17 11 14 14 14 

Miscellaneous household equipment ......... 34 18 14 12 18 115 122 30 53 

Other housing ............................................ 278 148 174 112 40 148 141 1,408 47 

Apparel and services ................................... 182 144 164 1109 88 138 136 113 269 

Males, 2 and over ...................................... 37 19 14 122 119 123 145 24 52 

Females, 2 and over .................................. 59 15 141 11 18 149 19 21 104 

Children under 2 ........................................ 61 128 116 160 47 60 67 54 70 

Other apparel products and services ......... 26 12 13 126 114 16 114 114 42 

Jewelry and watches ................................ 8 12 13 3 ( ) 14 12 2 ( ) 15 14 

All other apparel products and services ... 18 3 ( ) 2 ( ) 126 110 14 114 19 28 

Transportation .............................................. 52 111 14 3 ( ) 25 9 9 10 105 

Health care ................................................... 13 3 ( ) 3 ( ) 2 ( ) 11 11 13 14 126 

Entertainment ............................................... 51 18 3 ( ) 14 116 110 124 28 92 

Toys, games, arts and crafts, and tricycles 13 16 3 ( ) 14 19 15 18 13 18 

Other entertainment ................................... 39 12 3 ( ) 3 ( ) 17 15 116 15 74 

Personal care products and services ........... 11 3 ( ) 3 ( ) 3 ( ) 114 12 16 15 14 

Reading ........................................................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 1 

Education ..................................................... 73 13 3 ( ) 129 19 2 ( ) 116 54 136 

All other gifts ................................................ 43 11 11 12 18 40 14 37 68 

1 Data are likely to have large sampling errors. 2 Value less than or equal to 0.5.3 No data reported.

n.a. Not applicable.