Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2009-2010

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 39,095 910 852 1,509 1,998 5,144 4,591 3,986 6,628 13,478 

Consumer unit characteristics: 

Income before taxes ..................................... $68,054 - $9,655 $8,230 $12,620 $17,589 $25,179 $34,937 $44,843 $59,282 $129,585 

Income after taxes ........................................ 65,445 -10,648 8,373 12,970 17,890 25,144 34,695 43,926 57,710 123,133 

Age of reference person ................................ 54.0 48.4 48.7 52.9 54.9 58.6 57.2 55.6 54.1 51.4 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .3 .3 .2 .2 .1 .1 .1 .1 1 ( )

Persons 65 and older ................................... .5 .4 .4 .6 .7 .9 .8 .6 .5 .3 

Earners ........................................................ 1.2 .5 .5 .6 .7 .7 1.0 1.2 1.3 1.7 

Vehicles ....................................................... 2.2 1.3 1.0 1.3 1.4 1.8 1.9 2.2 2.4 2.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 50 43 32 35 43 43 43 52 53 56 

Female ......................................................... 50 57 68 65 57 57 57 48 47 44 

Housing tenure:

Homeowner .................................................. 75 45 42 50 56 67 73 74 79 88 

With mortgage ............................................ 41 17 18 15 19 22 28 34 45 62 

Without mortgage ....................................... 34 27 24 35 37 45 45 40 34 26 

Renter .......................................................... 25 55 58 50 44 33 27 26 21 12 

Race of reference person:

Black or African-American ........................... 10 23 27 18 18 13 12 9 8 4 

White, Asian, and all other races ................. 90 77 73 82 82 87 88 91 92 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 13 15 16 14 10 8 7 6 4 

Not Hispanic or Latino .................................. 92 87 85 84 86 90 92 93 94 96 

Education of reference person:

Elementary (1-8) .......................................... 4 9 10 10 14 6 5 4 2 1 

High school (9-12) ........................................ 34 43 50 51 44 49 47 39 34 18 

College ......................................................... 62 47 39 40 41 45 47 57 64 81 

Never attended and other ............................ 2 ( ) 2 ( ) 1 2 ( ) 1 2 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 67 60 78 80 90 93 97 97 97 

Average annual expenditures .......................... $51,310 $28,063 $21,324 $24,843 $25,390 $30,802 $36,656 $40,426 $48,406 $79,236 

Food ............................................................... 6,133 4,174 3,569 3,997 3,580 4,350 4,823 5,152 5,933 8,627 

Food at home ............................................... 3,556 2,981 2,610 2,922 2,512 3,055 2,952 3,238 3,434 4,462 

Cereals and bakery products ..................... 467 415 331 376 325 449 400 411 442 574 

Cereals and cereal products .................... 150 164 116 127 113 148 135 133 135 179 

Bakery products ....................................... 317 252 215 249 211 301 265 277 307 395 

Meats, poultry, fish, and eggs .................... 788 631 649 764 589 662 675 728 782 950 

Beef .......................................................... 224 147 138 219 152 164 183 200 253 276 

Pork .......................................................... 156 150 154 147 139 149 148 159 149 168 

Other meats ............................................. 111 90 110 95 86 102 90 105 109 132 

Poultry ...................................................... 130 118 116 138 96 121 118 121 119 154 

Fish and seafood ..................................... 123 84 88 119 75 88 98 107 109 172 

Eggs ......................................................... 43 43 43 45 41 38 39 38 42 48 

Dairy products ............................................ 378 327 265 292 275 319 305 365 371 472 

Fresh milk and cream .............................. 128 132 101 113 115 113 114 131 123 145 

Other dairy products ................................ 251 195 164 179 160 206 191 234 248 327 

Fruits and vegetables ................................. 662 520 464 515 436 571 560 563 610 867 

Fresh fruits ............................................... 224 169 147 145 162 190 192 183 199 303 

Fresh vegetables ..................................... 215 157 153 168 128 182 172 178 195 294 

Processed fruits ....................................... 110 90 73 96 73 92 96 93 103 142 

Processed vegetables .............................. 112 105 92 106 74 108 100 109 113 128 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2009-2010 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,261 $1,087 $902 $976 $887 $1,054 $1,012 $1,170 $1,230 $1,599 

Sugar and other sweets ........................... 137 112 82 92 106 114 116 125 132 174 

Fats and oils ............................................. 105 94 75 103 74 96 87 107 98 126 

Miscellaneous foods ................................ 636 558 480 453 446 531 519 598 610 811 

Nonalcoholic beverages ........................... 326 287 260 299 244 290 259 299 330 392 

Food prepared by consumer unit on

out-of-town trips ..................................... 57 436 45 429 18 24 31 41 60 96 

Food away from home ................................. 2,577 1,194 959 1,075 1,069 1,295 1,871 1,914 2,499 4,165 

Alcoholic beverages ....................................... 541 319 186 166 166 228 357 343 514 943 

Housing .......................................................... 17,012 10,960 9,222 9,690 10,074 11,142 12,290 13,801 16,261 24,965 

Shelter .......................................................... 9,970 6,660 5,202 5,566 5,628 6,033 6,555 7,698 9,524 15,188 

Owned dwellings ........................................ 6,836 3,457 1,966 2,267 2,489 3,313 4,081 4,777 6,500 11,585 

Mortgage interest and charges ................ 3,312 2,023 1,056 911 1,003 1,153 1,470 1,972 3,117 6,097 

Property taxes .......................................... 2,038 943 576 819 794 1,238 1,436 1,656 1,964 3,185 

Maintenance, repairs, insurance, other

expenses ................................................ 1,486 491 334 537 692 922 1,175 1,149 1,419 2,303 

Rented dwellings ........................................ 2,244 2,920 3,138 3,111 2,935 2,361 2,153 2,485 2,301 1,830 

Other lodging ............................................. 889 284 497 188 204 359 321 437 723 1,772 

Utilities, fuels, and public services ............... 3,752 2,666 2,662 2,657 2,914 3,234 3,367 3,561 3,822 4,491 

Natural gas ................................................. 473 295 319 266 325 417 411 458 458 594 

Electricity .................................................... 1,433 1,195 1,141 1,182 1,216 1,306 1,357 1,381 1,441 1,613 

Fuel oil and other fuels ............................... 174 489 4121 485 132 160 141 150 202 209 

Telephone services .................................... 1,173 743 778 814 898 942 1,045 1,117 1,223 1,430 

Water and other public services ................. 499 344 303 310 343 409 413 454 498 644 

Household operations .................................. 863 450 463 479 386 526 616 682 804 1,324 

Personal services ....................................... 111 466 4160 179 476 94 122 125 113 106 

Other household expenses ........................ 752 384 303 300 310 432 494 557 692 1,219 

Housekeeping supplies ................................ 733 456 386 415 427 549 600 603 601 1,089 

Laundry and cleaning supplies .................. 152 141 105 143 107 116 129 133 144 195 

Other household products .......................... 411 193 160 204 233 310 346 329 314 633 

Postage and stationery .............................. 170 121 121 68 87 123 126 141 143 260 

Household furnishings and equipment ......... 1,694 728 509 573 720 800 1,151 1,256 1,509 2,873 

Household textiles ...................................... 134 38 51 55 45 51 68 124 118 234 

Furniture ..................................................... 398 252 137 105 213 247 236 296 368 643 

Floor coverings .......................................... 39 414 41 46 49 9 13 33 33 78 

Major appliances ........................................ 230 77 42 82 133 122 177 188 274 333 

Small appliances, miscellaneous

housewares .............................................. 115 54 54 49 59 56 106 91 103 180 

Miscellaneous household equipment ......... 778 293 225 276 262 314 552 525 613 1,406 

Apparel and services ..................................... 1,635 758 631 925 665 930 1,115 1,121 1,340 2,759 

Men and boys .............................................. 355 192 90 187 122 165 254 266 262 623 

Men, 16 and over ....................................... 324 4154 458 164 105 149 227 226 235 584 

Boys, 2 to 15 .............................................. 31 37 32 24 17 16 27 40 27 39 

Women and girls .......................................... 638 322 257 351 269 396 486 400 523 1,060 

Women, 16 and over .................................. 593 281 227 305 242 370 432 368 482 1,001 

Girls, 2 to 15 ............................................... 45 441 430 46 27 27 54 32 41 58 

Children under 2 .......................................... 50 459 64 41 49 31 39 28 45 69 

Footwear ...................................................... 279 489 4113 242 108 222 181 236 292 396 

Other apparel products and services ........... 313 96 107 104 118 115 154 192 218 611 

Transportation ................................................ 8,372 4,150 2,896 3,774 3,936 4,812 6,783 7,300 8,308 12,434 

Vehicle purchases (net outlay) ..................... 3,003 41,446 4575 1,071 769 1,317 2,513 2,711 2,885 4,763 

Cars and trucks, new ................................. 1,615 4114 3 ( ) 4371 4384 485 1,333 1,617 1,405 2,771 

Cars and trucks, used ................................ 1,332 1,332 575 694 382 811 1,163 1,057 1,398 1,896 

Other vehicles ............................................ 56 3 ( ) 3 ( ) 46 43 420 417 438 482 96 

Gasoline and motor oil ................................. 2,091 1,266 1,148 1,374 1,394 1,571 1,769 2,052 2,224 2,643 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2009-2010 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,704 $1,197 $1,046 $1,155 $1,631 $1,685 $2,210 $2,233 $2,706 $3,951 

Vehicle finance charges ............................. 287 93 72 83 118 146 172 230 306 461 

Maintenance and repairs ........................... 831 483 406 391 499 508 664 810 776 1,196 

Vehicle insurance ....................................... 1,090 4419 4400 4527 4817 798 1,093 868 1,172 1,427 

Vehicle rental, leases, licenses, and other

charges .................................................... 497 202 168 154 197 233 281 326 452 867 

Public transportation .................................... 574 242 127 174 141 240 291 303 493 1,077 

Healthcare ...................................................... 4,064 2,257 1,658 2,248 2,579 3,912 3,813 4,096 4,357 4,752 

Health insurance .......................................... 2,376 1,241 1,151 1,331 1,516 2,457 2,412 2,485 2,562 2,608 

Medical services .......................................... 870 581 232 309 481 648 662 688 934 1,229 

Drugs ........................................................... 667 341 238 558 471 687 624 791 695 714 

Medical supplies .......................................... 151 94 438 50 111 121 115 132 167 202 

Entertainment ................................................. 2,810 1,664 855 1,115 1,107 1,646 2,014 1,980 2,723 4,476 

Fees and admissions ................................... 609 360 74 113 110 237 265 354 568 1,148 

Audio and visual equipment and services .... 1,048 650 540 679 677 771 852 936 1,074 1,396 

Pets, toys, hobbies, and playground

equipment .................................................. 725 508 198 247 288 510 686 522 656 1,096 

Other entertainment supplies, equipment,

and services ............................................... 427 146 43 75 32 127 211 167 424 836 

Personal care products and services ............. 629 339 227 283 360 394 452 484 572 980 

Reading .......................................................... 132 70 39 48 59 85 94 104 127 204 

Education ....................................................... 810 514 486 671 366 274 405 433 517 1,527 

Tobacco products and smoking supplies ....... 386 296 357 368 411 446 412 422 453 316 

Miscellaneous ................................................ 852 721 239 405 327 451 626 632 826 1,339 

Cash contributions ......................................... 2,037 1,203 523 621 899 886 1,462 1,566 1,929 3,343 

Personal insurance and pensions .................. 5,899 638 436 531 861 1,247 2,010 2,993 4,546 12,571 

Life and other personal insurance ................ 387 200 4146 137 166 177 266 264 351 650 

Pensions and Social Security ...................... 5,512 437 290 394 695 1,070 1,744 2,729 4,194 11,922 

Sources of income and personal taxes: 

Money income before taxes ........................... 68,054 -9,655 8,230 12,620 17,589 25,179 34,937 44,843 59,282 129,585 

Wages and salaries ..................................... 50,265 3,213 2,963 4,585 6,997 10,286 18,569 27,606 40,561 105,483 

Self-employment income ............................. 2,833 -16,771 4-507 4-13 249 310 850 1,096 2,180 7,541 

Social Security, private and government

retirement ................................................... 11,677 1,605 2,990 5,491 8,017 13,019 13,594 14,009 13,761 11,262 

Interest, dividends, rental income, other

property income ......................................... 1,936 1,299 102 97 115 266 625 1,151 1,439 4,131 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 515 474 4340 471 471 481 678 460 698 452 

Public assistance, supplemental security

income, food stamps .................................. 357 594 1,471 1,289 1,315 495 300 193 211 110 

Regular contributions for support ................. 291 4101 490 502 272 219 245 226 281 338 

Other income ............................................... 180 4231 4381 197 152 103 77 102 151 268 

Personal taxes ............................................... 2,609 993 -144 -350 -301 34 242 917 1,572 6,453 

Federal income taxes ................................... 1,838 707 -203 -366 -347 -99 -10 551 1,004 4,774 

2008 Tax stimulus (thru Q20091) ................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 4-1 4-1 4-2 3 ( ) 3 ( ) 3 ( )

State and local income taxes ....................... 568 96 13 -9 -6 43 117 223 380 1,333 

Other taxes .................................................. 203 4189 446 25 53 91 135 143 189 345 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2009-2010 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 65,445 -10,648 8,373 12,970 17,890 25,144 34,695 43,926 57,710 123,133 

Addenda:

Net change in total assets and liabilities ........ - $5,022 $21,513 - $12,070 $41 $224 - $2,058 $851 - $3,547 - $7,242 - $10,189 

Net change in total assets ............................ 6,548 16,896 -1,485 556 2,789 60 4,157 752 3,292 14,190 

Net change in total liabilities ........................ 11,570 -4,617 10,585 515 2,565 2,118 3,306 4,300 10,534 24,380 

Other financial information:

Other money receipts ................................... 597 471 494 204 183 309 389 396 617 999 

Mortgage principal paid on owned property -2,180 -560 -732 -443 -592 -816 -974 -1,341 -1,935 -4,112 

Estimated market value of owned home ...... 184,514 99,674 73,681 78,183 86,024 117,344 137,536 150,695 176,999 279,080 

Estimated monthly rental value of owned

home .......................................................... 978 557 358 481 493 669 769 824 943 1,425 

Gifts of goods and services ............................ 1,326 549 301 304 302 531 707 801 867 2,621 

Food ............................................................. 122 42 412 12 22 55 56 73 68 252 

Alcoholic beverages ..................................... 15 3 ( ) 3 ( ) 41 42 9 7 46 7 33 

Housing ........................................................ 247 98 127 82 77 118 155 134 183 458 

Housekeeping supplies .............................. 38 43 47 420 48 41 28 28 25 62 

Household textiles ...................................... 12 47 3 ( ) 3 ( ) 42 44 413 44 9 22 

Appliances and miscellaneous

housewares .............................................. 24 43 41 44 44 47 431 13 18 44 

Major appliances ...................................... 7 3 ( ) 3 ( ) 3 ( ) 42 42 46 43 3 14 

Small appliances and miscellaneous

housewares ............................................ 17 43 41 44 42 44 425 10 15 30 

Miscellaneous household equipment ......... 64 48 457 46 416 16 29 51 45 126 

Other housing ............................................ 109 78 462 52 47 51 54 37 86 204 

Apparel and services ................................... 273 158 81 95 97 161 214 268 220 435 

Males, 2 and over ...................................... 70 471 411 419 14 41 36 50 54 126 

Females, 2 and over .................................. 98 449 416 25 27 60 87 108 74 153 

Children under 2 ........................................ 45 434 432 33 38 25 37 26 44 68 

Other apparel products and services ......... 60 44 421 419 418 34 54 85 48 89 

Jewelry and watches ................................ 18 44 46 2 ( ) 45 45 48 24 18 29 

All other apparel products and services ... 43 3 ( ) 416 418 413 429 46 61 29 59 

Transportation .............................................. 95 21 8 24 12 17 31 96 69 190 

Health care ................................................... 20 41 415 44 4-36 426 43 423 413 39 

Entertainment ............................................... 126 485 434 435 439 54 85 68 104 229 

Toys, games, arts and crafts, and tricycles 44 437 422 49 43 426 419 420 32 85 

Other entertainment ................................... 82 48 412 427 36 27 66 48 72 144 

Personal care products and services ........... 20 43 48 42 416 37 24 10 8 27 

Reading ........................................................ 1 41 3 ( ) 41 2 ( ) 1 2 ( ) 41 2 2 

Education ..................................................... 319 494 45 425 451 32 37 74 105 811 

All other gifts ................................................ 88 48 411 21 21 23 94 47 89 146 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011