Table 3203. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Surveys, 2019-2020

Item 

Total 

under 25 

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

Number of consumer units (in thousands)1.................................................... 6,184 1,814 1,053 744 549 860 1,164 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $40,621 $6,495 $21,890 $35,175 $44,653 $58,605 $99,018 

 Income after taxes....................................................................................... 38,397 6,548 22,677 34,526 43,259 54,982 90,154 

 Age of reference person ............................................................................. 21.8 20.7 21.8 22.0 22.3 22.4 22.7 

 Average number in consumer unit: 

 People ...................................................................................................... 2.0 1.2 1.8 1.9 2.1 2.4 3.0 

 Children under 18 .................................................................................... .3 .1 .3 .3 2

.3 .3 .5 

 Adults 65 and older .................................................................................. ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 2

.1 ( 3

 ) 

 Earners..................................................................................................... 1.4 .8 1.2 1.4 1.6 1.8 2.3 

 Vehicles ................................................................................................... 1.2 .5 1.1 1.3 1.7 1.6 2.1 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 50 40 46 56 57 58 54 

 Women ..................................................................................................... 50 60 54 44 43 42 46 

 Housing tenure: 

 Homeowner .............................................................................................. 17 4 12 15 22 25 33 

 With mortgage ...................................................................................... 10 1 6 6 17 18 24 

 Without mortgage ................................................................................. 6 3 6 9 6 7 10 

 Renter ...................................................................................................... 83 96 88 85 78 75 67 

 Race of reference person: 

 Black or African-American ....................................................................... 14 20 13 16 6 8 14 

 White, Asian, and all other races ............................................................. 86 80 87 84 94 92 86 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 20 12 19 17 27 28 27 

 Not Hispanic or Latino ............................................................................. 80 88 81 83 73 72 73 

 Education of reference person: 

 Elementary (1-8) ...................................................................................... 1 ( 3 ) 1 1 2 1 1 

 High school (9-12) ................................................................................... 32 26 37 39 37 36 25 

 College ..................................................................................................... 67 73 62 61 61 62 74 

 Never attended and other ........................................................................ ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 At least one vehicle owned or leased ......................................................... 73 42 72 84 94 90 91 

Average annual expenditures ........................................................................ $38,796 $20,626 $29,153 $37,468 $42,596 $49,334 $65,844 

 Food ............................................................................................................ 5,304 2,949 4,261 4,796 5,952 6,538 8,399 

 Food at home ........................................................................................... 2,686 1,300 2,149 2,649 3,365 3,535 4,055 

 Cereals and bakery products ............................................................... 372 172 301 389 459 448 590 

 Cereals and cereal products ............................................................. 142 61 100 138 185 173 242 

 Bakery products ................................................................................ 230 111 201 251 274 275 348 

 Meats, poultry, fish, and eggs .............................................................. 570 242 405 580 768 766 897 

 Beef ................................................................................................... 163 50 137 113 275 185 280 

 Pork ................................................................................................... 112 65 75 282 119 176 173 

 Other meats ....................................................................................... 74 41 55 294 91 80 113 

 Poultry ............................................................................................... 110 46 69 101 151 161 175 

 Fish and seafood ............................................................................... 66 221 239 293 94 99 101 

 Eggs................................................................................................... 44 18 31 297 38 65 55 

 Dairy products....................................................................................... 247 140 193 211 310 327 361 

 Fresh milk and cream ........................................................................ 80 42 53 100 98 126 103 

 Other dairy products .......................................................................... 167 98 139 111 212 202 258 

 Fruits and vegetables ........................................................................... 523 221 399 458 675 694 862 

 Fresh fruits ......................................................................................... 177 89 141 146 232 211 284 

 Fresh vegetables ............................................................................... 172 74 100 170 232 208 309 

 Processed fruits ................................................................................. 76 21 68 76 76 114 131 

 Processed vegetables ....................................................................... 98 37 90 66 134 161 138 

 Other food at home ............................................................................... 975 526 851 1,012 1,154 1,300 1,346 

 Sugar and other sweets .................................................................... 89 54 57 87 91 112 149 

 Fats and oils ...................................................................................... 60 37 37 43 47 108 97 

 Miscellaneous foods .......................................................................... 521 278 494 586 619 710 653 

 Nonalcoholic beverages .................................................................... 279 138 254 273 379 334 394 

See footnotes at end of table. 
Table 3203. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Surveys, 2019-2020 — Continued 

Item 

Total 

under 25 

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ...................... 26 18 29 223 217 236 253 

 Food away from home ............................................................................. 2,617 1,649 2,112 2,146 2,587 3,003 4,344 

 Alcoholic beverages .................................................................................... 285 149 141 204 295 341 591 

 Housing ....................................................................................................... 13,557 7,099 11,174 13,093 15,691 17,607 22,017 

 Shelter ...................................................................................................... 8,999 5,154 7,670 8,853 10,866 11,069 13,876 

 Owned dwellings .................................................................................. 1,182 291 646 756 1,565 1,668 2,789 

 Mortgage interest and charges ......................................................... 557 2140 2232 2255 2774 871 1,359 

 Property taxes ................................................................................... 346 102 238 307 391 502 710 

 Maintenance, repairs, insurance, other expenses ............................ 280 249 2176 2194 399 295 720 

 Rented dwellings .................................................................................. 7,422 4,267 6,863 7,953 9,121 9,191 10,395 

 Other lodging ........................................................................................ 395 595 2162 2145 2181 2210 693 

 Utilities, fuels, and public services ........................................................... 2,267 818 1,932 2,522 2,763 3,064 3,839 

 Natural gas ........................................................................................... 168 52 123 180 233 210 321 

 Electricity .............................................................................................. 872 368 833 1,000 1,104 1,103 1,333 

 Fuel oil and other fuels ......................................................................... 

222 29 214 234 226 242 226 

 Telephone services .............................................................................. 922 296 747 1,041 1,049 1,309 1,632 

 Residential phone service, VOIP, and phone cards ......................... 35 211 235 235 223 251 266 

 Cellular phone service ....................................................................... 887 285 711 1,006 1,026 1,259 1,566 

 Water and other public services ........................................................... 282 94 215 266 351 400 528 

 Household operations .............................................................................. 633 220 449 563 608 869 1,326 

 Personal services ................................................................................. 136 210 213 275 240 2202 2480 

 Other household expenses .................................................................. 497 209 436 488 569 667 845 

 Housekeeping supplies ............................................................................ 319 199 145 178 374 508 540 

 Laundry and cleaning supplies ............................................................. 87 71 31 223 83 113 170 

 Other household products .................................................................... 179 65 75 2133 240 296 327 

 Postage and stationery ......................................................................... 54 263 238 222 250 299 43 

 Household furnishings and equipment .................................................... 1,338 709 978 978 1,080 2,096 2,436 

 Household textiles ................................................................................ 75 28 129 2118 284 38 93 

 Furniture ............................................................................................... 412 104 264 288 477 565 962 

 Floor coverings ..................................................................................... 10 29 212 25 211 28 215 

 Major appliances .................................................................................. 200 80 164 142 130 293 425 

 Small appliances, miscellaneous housewares ..................................... 77 56 60 71 267 123 99 

 Miscellaneous household equipment ................................................... 563 431 349 354 310 1,068 843 

 Apparel and services .................................................................................. 1,308 350 815 438 2,227 2,457 2,107 

 Men and boys .......................................................................................... 332 93 376 269 550 525 477 

 Men, 16 and over .................................................................................. 296 83 350 265 509 2458 403 

 Boys, 2 to 15 ......................................................................................... 36 10 26 24 241 267 74 

 Women and girls ...................................................................................... 424 116 187 238 349 1,020 778 

 Women, 16 and over ............................................................................ 381 113 176 2204 267 916 714 

 Girls, 2 to 15 ......................................................................................... 43 23 211 234 281 2103 64 

 Children under 2 ...................................................................................... 55 214 236 228 245 257 2144 

 Footwear .................................................................................................. 350 257 2100 229 1,200 2571 434 

 Other apparel products and services....................................................... 148 70 117 75 83 285 274 

 Transportation ............................................................................................. 7,895 2,985 5,381 8,358 8,257 11,251 14,875 

 Vehicle purchases (net outlay) ................................................................ 3,630 2959 2,287 3,767 23,368 5,838 7,408 

 Cars and trucks, new ............................................................................ 1,222 ( 4 ) 2624 21,575 21,684 21,563 2,972 

 Cars and trucks, used ........................................................................... 2,390 925 1,654 2,192 21,645 4,257 4,436 

 Other vehicles ....................................................................................... 

218 235 29 ( 4

 ) 239 217 ( 4 ) 

 Gasoline, other fuels, and motor oil ......................................................... 1,494 716 1,262 1,467 1,864 1,959 2,414 

 Other vehicle expenses ........................................................................... 2,333 793 1,554 2,816 2,583 3,020 4,503 

 Vehicle finance charges ....................................................................... 166 231 133 193 220 205 335 

 Maintenance and repairs ...................................................................... 608 323 482 753 648 644 1,029 

 Vehicle rental, leases, licenses, and other charges ............................. 423 134 260 531 296 405 1,025 

 Vehicle insurance ................................................................................. 1,136 305 679 1,339 1,418 1,765 2,114 

 Public and other transportation ................................................................ 439 517 277 307 442 435 551 

 Healthcare ................................................................................................... 1,445 456 822 1,429 1,477 1,923 3,173 

 Health insurance ...................................................................................... 968 280 567 954 1,012 1,360 2,099 

 Medical services ...................................................................................... 284 101 110 372 263 252 702 

 Drugs........................................................................................................ 139 53 79 72 2115 257 283 

 Medical supplies ...................................................................................... 55 223 267 231 287 253 89 

 Entertainment .............................................................................................. 1,339 647 880 2,166 1,805 1,538 1,926 

 Fees and admissions ............................................................................... 243 209 180 212 228 179 426 

 Audio and visual equipment and services ............................................... 548 275 374 610 818 744 769 

 Pets, toys, hobbies, and playground equipment ..................................... 396 115 228 1,150 544 422 486 

 Pets ....................................................................................................... 341 85 184 1,138 419 344 423 

See footnotes at end of table. 
Table 3203. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Surveys, 2019-2020 — Continued 

Item 

Total 

under 25 

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Toys, hobbies, and playground equipment .......................................... 55 230 244 212 2124 279 263 

 Other entertainment supplies, equipment, and services ......................... 152 48 297 2195 2215 2192 246 

 Personal care products and services.......................................................... 474 284 297 258 637 636 813 

 Reading ....................................................................................................... 48 234 235 250 275 248 271 

 Education .................................................................................................... 2,696 4,898 3,005 2,612 2774 913 1,267 

 Tobacco products and smoking supplies ................................................... 207 65 247 326 2321 303 186 

 Miscellaneous ............................................................................................. 314 149 220 437 685 177 470 

 Cash contributions ...................................................................................... 409 194 300 316 456 534 786 

 Personal insurance and pensions ............................................................... 3,515 365 1,576 2,985 3,944 5,068 9,164 

 Life and other personal insurance ........................................................... 92 ( 3 ) 221 271 291 96 308 

 Pensions and Social Security .................................................................. 3,423 364 1,555 2,914 3,853 4,972 8,855 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $40,621 $6,495 $21,890 $35,175 $44,653 $58,605 $99,018 

 Wages and salaries ................................................................................. 36,368 4,053 17,844 31,288 41,641 54,802 90,604 

 Self-employment income ......................................................................... 1,896 156 2581 2911 21,309 21,517 6,981 

 Social Security, private and government retirement ............................... 542 2156 2560 2850 2876 2757 2616 

 Interest, dividends, rental income, other property income ...................... 129 59 2192 2127 2156 2287 55 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP).................................................. 248 389 2288 2241 225 2246 2104 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 312 2248 2389 2255 2126 2206 2546 

 Other income ........................................................................................... 1,126 1,435 2,036 21,503 2520 2790 2112 

 Personal taxes (contains some imputed values) ........................................ 2,225 -53 -787 649 1,394 3,623 8,863 

 Federal income taxes .............................................................................. 1,872 6 -490 574 1,458 2,882 7,193 

 Stimulus payment (new UCC Q20202)# ................................................. -465 2

-59 2-528 2-569 2-886 2-493 2-756 

 State and local income taxes ................................................................... 796 -2 156 621 812 1,221 2,410 

 Other taxes .............................................................................................. 

222 22 275 223 210 212 216 

 Income after taxes....................................................................................... 38,397 6,548 22,677 34,526 43,259 54,982 90,154 

Addenda: 

 Net change in total assets and liabilities ..................................................... $2,665 $1,349 $733 $5,537 -$3,028 $7,343 $3,859 

 Net change in total assets ....................................................................... 12,530 5,253 7,647 9,981 6,040 26,496 22,661 

 Net change in total liabilities .................................................................... 9,865 3,905 6,914 4,444 9,067 19,153 18,802 

 Other financial information: 

 Other money receipts .............................................................................. 580 1,521 2356 2135 271 2113 2184 

 Mortgage principal paid on owned property ............................................ -372 2

-68 2-150 2-125 2-424 -464 -1,109 

 Estimated market value of owned home ................................................. 32,121 210,415 213,693 227,213 234,573 40,817 78,156 

 Estimated monthly rental value of owned home ..................................... 207 255 2111 2188 2239 288 468 

1

 Data are rounded to the nearest thousands. 

2

 Data are likely to have large sampling errors. 

3

 Value is too small to display. 

4

 No data reported. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021