Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2004-2005

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 26,767 992 1,472 2,016 1,666 3,332 3,095 2,684 4,242 7,267 

Consumer unit characteristics: 

Income before taxes ..................................... $55,215 - $75 $7,827 $12,580 $17,459 $24,891 $34,886 $44,802 $59,222 $116,916 

Income after taxes ........................................ 52,835 7 7,828 12,593 17,457 24,704 34,300 43,579 56,808 110,329 

Age of reference person ................................ 48.8 37.3 48.2 58.8 55.5 51.7 49.3 47.4 45.9 47.0 

Average number in consumer unit:

Persons ........................................................ 2.4 1.5 1.5 1.6 1.8 2.0 2.3 2.4 2.8 3.2 

Children under 18 ........................................ .6 .3 .3 .3 .4 .4 .6 .6 .7 .9 

Persons 65 and over .................................... .3 .1 .3 .5 .5 .5 .4 .3 .2 .2 

Earners ........................................................ 1.4 .7 .5 .5 .6 .9 1.2 1.5 1.7 2.1 

Vehicles ....................................................... 2.1 .8 .8 1.1 1.3 1.6 2.0 2.3 2.6 3.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 50 41 32 29 40 45 52 53 56 59 

Female ......................................................... 50 59 68 71 60 55 48 47 44 41 

Housing tenure:

Homeowner .................................................. 72 29 31 53 57 63 68 75 82 94 

With mortgage ............................................ 45 13 8 11 15 25 38 48 59 77 

Without mortgage ....................................... 27 16 23 42 42 38 30 26 23 18 

Renter .......................................................... 28 71 69 47 43 37 32 25 18 6 

Race of reference person:

Black or African-American ........................... 9 16 17 10 14 12 10 7 8 5 

White, Asian, and all other races ................. 91 84 83 90 86 88 90 93 92 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 4 3 5 5 4 6 4 4 4 2 

Not Hispanic or Latino .................................. 96 97 95 95 96 94 96 96 96 98 

Education of reference person:

Elementary (1-8) .......................................... 4 2 11 9 6 6 4 3 2 1 

High school (9-12) ........................................ 38 36 46 55 51 50 45 42 36 21 

College ......................................................... 58 62 43 36 42 44 51 55 62 78 

Never attended and other ............................ 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 2 ( )

At least one vehicle owned or leased ............ 90 57 60 74 81 89 95 97 98 99 

Average annual expenditures .......................... $44,322 $18,707 $14,751 $18,987 $21,521 $27,049 $33,472 $38,549 $48,361 $77,691 

Food ............................................................... 5,672 2,386 2,195 2,655 3,121 3,875 4,605 5,094 6,422 8,940 

Food at home ............................................... 3,210 1,329 1,442 1,786 2,136 2,416 2,754 2,986 3,577 4,694 

Cereals and bakery products ..................... 450 204 220 260 301 346 386 407 516 641 

Cereals and cereal products .................... 142 74 63 77 100 116 119 131 158 204 

Bakery products ....................................... 308 130 157 184 201 230 267 276 358 438 

Meats, poultry, fish, and eggs .................... 747 305 373 400 521 578 688 727 807 1,057 

Beef .......................................................... 231 84 104 111 156 186 236 211 250 326 

Pork .......................................................... 160 71 88 84 135 129 154 171 175 209 

Other meats ............................................. 114 35 48 59 74 82 99 125 125 165 

Poultry ...................................................... 124 57 71 76 76 86 100 123 131 184 

Fish and seafood ..................................... 88 41 42 48 53 67 70 73 93 137 

Eggs ......................................................... 29 16 19 22 26 27 29 24 33 35 

Dairy products ............................................ 374 154 150 212 230 282 331 355 435 537 

Fresh milk and cream .............................. 144 64 67 91 102 112 140 146 156 193 

Other dairy products ................................ 231 89 82 122 128 170 191 209 278 343 

Fruits and vegetables ................................. 514 208 216 304 349 413 447 463 547 753 

Fresh fruits ............................................... 173 70 66 105 119 142 146 154 184 257 

Fresh vegetables ..................................... 149 55 71 81 96 111 125 138 161 222 

Processed fruits ....................................... 109 43 42 72 73 93 100 98 113 156 

Processed vegetables .............................. 83 40 37 45 62 67 76 73 89 118 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2004-2005 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,126 $459 $484 $609 $734 $796 $902 $1,035 $1,272 $1,706 

Sugar and other sweets ........................... 124 56 73 63 84 83 97 116 151 182 

Fats and oils ............................................. 83 30 40 47 57 71 69 83 89 117 

Miscellaneous foods ................................ 587 223 223 326 368 395 468 544 655 909 

Nonalcoholic beverages ........................... 289 134 132 164 214 225 239 264 341 407 

Food prepared by consumer unit on

out-of-town trips ..................................... 42 316 316 9 311 23 29 28 36 91 

Food away from home ................................. 2,462 1,057 753 869 985 1,459 1,851 2,108 2,846 4,246 

Alcoholic beverages ....................................... 443 227 143 205 228 221 355 328 448 795 

Housing .......................................................... 13,852 6,942 5,749 7,046 8,114 9,132 10,933 12,609 14,540 22,980 

Shelter .......................................................... 7,665 4,485 3,409 4,012 4,557 5,009 5,951 6,958 7,939 12,735 

Owned dwellings ........................................ 5,527 2,090 944 1,613 2,096 2,642 3,612 4,910 6,005 10,883 

Mortgage interest and charges ................ 2,931 1,100 288 436 649 977 1,786 2,543 3,336 6,224 

Property taxes .......................................... 1,600 607 453 676 821 948 1,129 1,518 1,659 2,900 

Maintenance, repairs, insurance, other

expenses ................................................ 995 383 203 501 626 717 697 849 1,011 1,760 

Rented dwellings ........................................ 1,608 2,171 2,337 2,280 2,350 2,186 2,094 1,759 1,449 593 

Other lodging ............................................. 530 224 128 119 111 181 245 289 484 1,260 

Utilities, fuels, and public services ............... 3,064 1,514 1,495 2,044 2,216 2,562 2,829 3,020 3,396 4,226 

Natural gas ................................................. 676 288 351 466 504 596 614 663 710 943 

Electricity .................................................... 980 534 502 693 769 854 923 965 1,059 1,306 

Fuel oil and other fuels ............................... 105 338 337 102 54 89 128 126 129 117 

Telephone services .................................... 976 509 500 604 669 762 865 942 1,134 1,375 

Water and other public services ................. 327 146 106 178 220 260 299 324 365 485 

Household operations .................................. 734 208 157 293 332 408 429 554 676 1,515 

Personal services ....................................... 323 359 341 85 135 152 153 222 314 717 

Other household expenses ........................ 411 149 117 209 196 257 276 332 363 797 

Housekeeping supplies ................................ 640 276 192 315 396 361 504 554 750 1,032 

Laundry and cleaning supplies .................. 147 84 60 78 84 112 127 133 191 201 

Other household products .......................... 328 129 90 169 185 155 272 255 372 558 

Postage and stationery .............................. 165 63 42 68 127 94 105 166 187 272 

Household furnishings and equipment ......... 1,749 459 495 382 614 792 1,220 1,523 1,779 3,473 

Household textiles ...................................... 135 25 44 23 78 76 133 106 119 249 

Furniture ..................................................... 412 129 79 78 158 173 173 342 477 870 

Floor coverings .......................................... 56 34 312 9 23 21 21 41 87 110 

Major appliances ........................................ 223 39 50 116 49 75 154 363 176 419 

Small appliances, miscellaneous

housewares .............................................. 103 22 52 32 88 64 79 72 96 184 

Miscellaneous household equipment ......... 821 240 257 123 218 384 659 600 824 1,642 

Apparel and services ..................................... 1,711 1,067 539 761 785 877 1,371 1,367 1,748 3,056 

Men and boys .............................................. 398 205 111 197 115 202 273 396 428 709 

Men, 16 and over ....................................... 314 193 98 151 87 156 189 330 339 559 

Boys, 2 to 15 .............................................. 84 12 13 46 28 45 84 66 88 150 

Women and girls .......................................... 693 527 205 292 355 345 600 483 730 1,216 

Women, 16 and over .................................. 583 498 189 262 309 281 521 399 615 1,005 

Girls, 2 to 15 ............................................... 110 30 16 31 46 64 79 84 115 211 

Children under 2 .......................................... 78 322 41 20 39 39 80 75 87 126 

Footwear ...................................................... 275 186 97 176 150 172 285 193 315 414 

Other apparel products and services ........... 266 126 84 74 126 119 133 220 188 592 

Transportation ................................................ 7,795 3,152 2,130 2,879 3,001 5,080 6,047 6,925 9,839 13,150 

Vehicle purchases (net outlay) ..................... 3,259 31,509 803 912 705 2,182 2,242 2,756 4,535 5,599 

Cars and trucks, new ................................. 1,651 3831 382 3274 3250 927 984 1,368 2,081 3,253 

Cars and trucks, used ................................ 1,524 3673 720 637 455 1,206 1,242 1,312 2,231 2,226 

Other vehicles ............................................ 84 36 2 ( ) 1 ( ) 2 ( ) 349 315 377 224 121 

Gasoline and motor oil ................................. 1,801 730 623 856 1,094 1,265 1,572 1,746 2,158 2,764 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2004-2005 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,365 $666 $577 $1,010 $1,096 $1,480 $2,044 $2,201 $2,775 $3,982 

Vehicle finance charges ............................. 303 46 31 64 91 146 267 294 403 540 

Maintenance and repairs ........................... 651 218 179 372 329 427 659 572 754 1,018 

Vehicle insurance ....................................... 886 245 277 435 446 660 742 903 1,055 1,384 

Vehicle rental, leases, licenses, and other

charges .................................................... 525 158 90 140 230 247 375 432 563 1,041 

Public transportation .................................... 371 247 127 100 107 154 189 221 371 804 

Healthcare ...................................................... 2,859 987 1,099 2,111 2,130 2,520 2,805 2,843 3,176 3,835 

Health insurance .......................................... 1,456 425 567 1,155 1,189 1,332 1,461 1,522 1,683 1,819 

Medical services .......................................... 737 348 184 385 339 557 599 649 802 1,225 

Drugs ........................................................... 544 158 297 532 541 570 623 526 555 598 

Medical supplies .......................................... 122 57 52 39 61 61 122 145 136 192 

Entertainment ................................................. 2,293 887 731 815 937 1,117 1,477 1,753 2,441 4,489 

Fees and admissions ................................... 602 325 88 106 149 205 291 369 549 1,417 

Audio and visual equipment and services .... 805 394 394 427 508 566 641 749 948 1,232 

Pets, toys, hobbies, and playground

equipment .................................................. 392 99 72 164 184 190 343 405 410 690 

Other entertainment supplies, equipment,

and services ............................................... 494 69 176 117 95 155 202 231 534 1,150 

Personal care products and services ............. 539 248 188 270 311 377 394 469 549 915 

Reading .......................................................... 141 58 52 66 90 83 114 120 153 243 

Education ....................................................... 951 1,393 888 599 256 354 435 531 733 1,934 

Tobacco products and smoking supplies ....... 356 200 229 235 275 358 384 459 428 363 

Miscellaneous ................................................ 821 322 208 307 653 523 724 794 875 1,343 

Cash contributions ......................................... 1,828 425 202 570 783 965 1,150 1,560 1,616 3,846 

Personal insurance and pensions .................. 5,058 413 399 468 836 1,567 2,678 3,696 5,395 11,800 

Life and other personal insurance ................ 411 156 57 115 138 179 245 314 384 890 

Pensions and Social Security ...................... 4,648 256 342 353 698 1,388 2,433 3,382 5,011 10,909 

Sources of income and personal taxes: 

Money income before taxes ........................... 55,215 -75 7,827 12,580 17,459 24,891 34,886 44,802 59,222 116,916 

Wages and salaries ..................................... 43,640 2,514 2,754 3,599 7,637 15,162 24,125 34,633 49,559 98,138 

Self-employment income ............................. 3,078 -3,845 3-77 312 229 500 918 1,742 2,317 9,122 

Social Security, private and government

retirement ................................................... 6,126 488 3,356 7,110 7,953 7,738 8,062 7,021 5,294 5,358 

Interest, dividends, rental income, other

property income ......................................... 1,352 13 84 239 385 549 898 803 1,009 3,286 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 195 395 376 361 3115 240 238 240 221 217 

Public assistance, supplemental security

income, food stamps .................................. 250 211 968 691 610 252 178 88 68 101 

Regular contributions for support ................. 391 240 295 348 368 273 367 207 514 508 

Other income ............................................... 184 210 371 219 164 177 101 69 240 187 

Personal taxes ............................................... 2,381 -82 -1 -14 2 187 586 1,224 2,414 6,587 

Federal income taxes ................................... 1,568 -99 -39 -91 -126 -68 222 695 1,623 4,582 

State and local income taxes ....................... 580 -5 8 4 25 102 210 326 541 1,555 

Other taxes .................................................. 234 322 31 73 103 153 154 203 250 451 

Income after taxes ......................................... 52,835 7 7,828 12,593 17,457 24,704 34,300 43,579 56,808 110,329 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2004-2005 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $4,965 $640 - $1,407 $684 $335 - $2,975 - $499 - $6,328 - $1,395 - $13,628 

Net change in total assets ............................ 7,844 1,062 -307 2,165 3,062 1,718 7,086 5,979 12,207 14,368 

Net change in total liabilities ........................ 12,809 422 1,100 1,481 2,727 4,693 7,585 12,307 13,601 27,997 

Other financial information:

Other money receipts ................................... 453 3150 3121 31 369 459 246 266 454 920 

Mortgage principal paid on owned

property ...................................................... -2,074 -584 -262 -253 -447 -698 -1,071 -1,409 -2,095 -4,814 

Estimated market value of owned home ...... 125,600 46,356 34,873 52,941 58,491 70,729 89,035 114,230 128,775 233,416 

Estimated monthly rental value of owned

home .......................................................... 750 268 232 359 431 491 565 665 796 1,305 

Gifts of goods and services ............................ 1,154 463 196 552 522 662 637 747 1,182 2,300 

Food ............................................................. 88 313 322 7 18 37 34 52 85 207 

Alcoholic beverages ..................................... 19 31 32 34 37 34 15 14 15 41 

Housing ........................................................ 257 89 64 154 116 102 153 170 319 480 

Housekeeping supplies .............................. 47 33 313 20 40 19 37 33 58 79 

Household textiles ...................................... 16 33 32 36 37 12 14 14 16 28 

Appliances and miscellaneous

housewares .............................................. 35 36 36 319 311 10 20 38 18 79 

Major appliances ...................................... 17 36 33 38 2 ( ) 32 36 327 2 43 

Small appliances and miscellaneous

housewares ............................................ 18 31 33 311 311 7 14 11 16 36 

Miscellaneous household equipment ......... 73 28 12 25 22 30 38 55 135 119 

Other housing ............................................ 86 349 331 85 35 31 45 31 91 174 

Apparel and services ................................... 221 126 51 132 143 110 183 161 288 352 

Males, 2 and over ...................................... 66 22 9 38 23 27 63 56 105 96 

Females, 2 and over .................................. 77 329 19 41 45 35 55 50 107 130 

Children under 2 ........................................ 33 37 11 7 21 22 28 34 39 51 

Other apparel products and services ......... 45 368 312 347 354 25 37 21 37 74 

Jewelry and watches ................................ 17 38 36 36 310 9 12 10 15 35 

All other apparel products and services ... 28 360 37 341 344 316 25 311 22 39 

Transportation .............................................. 51 313 1 ( ) 14 3 91 86 32 45 64 

Health care ................................................... 84 3123 37 394 3112 3139 21 321 71 119 

Entertainment ............................................... 83 319 312 36 25 41 58 90 96 149 

Toys, games, arts and crafts, and

tricycles .................................................... 29 311 35 11 17 17 28 34 33 47 

Other entertainment ................................... 53 38 37 25 38 24 29 56 63 102 

Personal care products and services ........... 18 2 ( ) 310 5 9 5 5 26 15 37 

Reading ........................................................ 1 1 ( ) 1 ( ) 1 ( ) 31 1 1 2 3 1 

Education ..................................................... 232 37 312 379 35 47 23 42 159 688 

All other gifts ................................................ 99 72 17 25 81 84 59 137 85 162 

1 Value less than or equal to 0.5. 2 No data reported.3 Data are likely to have large sampling errors.

n.a. Not applicable.