Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands)1................................................... 92,677 3,572 15,188 18,989 17,818 17,349 19,762 12,989 6,772 

Consumer unit characteristics:

 Income before taxes ................................................................................... $110,773 $63,062 $98,461 $123,412 $139,963 $123,913 $78,857 $85,348 $66,408 

 Income after taxes ...................................................................................... 99,112 61,617 91,034 110,423 120,818 106,943 74,785 79,862 65,048 

 Age of reference person ............................................................................. 50.1 22.1 30.0 39.4 49.5 59.5 73.0 69.2 80.3 

 Average number in consumer unit:

 People...................................................................................................... 3.1 3.0 3.3 3.8 3.4 2.7 2.3 2.4 2.2 

 Children under 18.................................................................................... .8 .6 1.2 1.7 .9 .3 .1 .1 .1 

 Adults 65 and older ................................................................................. .4 ( 2 ) ( 3 ) ( 3 ) .1 .2 1.7 1.7 1.8 

 Earners .................................................................................................... 1.6 1.9 1.8 1.8 2.1 1.7 .8 .9 .5 

 Vehicles ................................................................................................... 2.2 1.7 1.9 2.1 2.4 2.5 2.2 2.4 2.0 

Percent distribution:

 Reference person:

 Men.......................................................................................................... 49 46 46 47 47 49 54 53 57 

 Women .................................................................................................... 51 54 54 53 53 51 46 47 43 

 Housing tenure:

 Homeowner ............................................................................................. 71 27 51 66 76 82 87 87 88 

 With mortgage ...................................................................................... 45 15 42 55 56 48 31 36 22 

 Without mortgage................................................................................. 26 12 10 11 19 34 56 51 65 

 Renter...................................................................................................... 29 73 49 34 24 18 13 13 12 

 Race of reference person:

 Black or African-American....................................................................... 12 12 13 14 13 12 10 10 11 

 White, Asian, and all other races, not including Black or

 African-American.................................................................................. 88 88 87 86 87 88 90 90 89 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.................................................................................... 17 29 24 20 18 13 8 9 6 

 Not Hispanic or Latino ............................................................................. 83 71 76 80 82 87 92 91 94 

 Education of reference person:

 Elementary (1-8)...................................................................................... 3 ( 2 ) ( 2 ) 3 3 3 3 3 3 

 High school (9-12) ................................................................................... 27 46 26 24 24 28 30 28 35 

 College..................................................................................................... 69 53 71 72 72 68 67 69 61 

 Never attended and other........................................................................ ( 3 ) ( 4 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 3 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased......................................................... 94 89 93 94 94 95 95 96 94 

Average annual expenditures ........................................................................ $82,173 $54,495 $72,539 $89,679 $96,754 $87,997 $69,174 $71,651 $64,549 

 Food............................................................................................................ 10,455 6,815 9,476 11,320 12,424 10,863 8,925 9,334 8,183 

 Food at home .......................................................................................... 6,494 4,154 5,565 7,077 7,558 6,737 5,927 6,031 5,741 

 Cereals and bakery products ............................................................... 824 473 703 901 996 806 767 766 769 

 Cereals and cereal products............................................................. 257 169 237 294 318 234 214 215 211 

 Bakery products ................................................................................ 567 304 466 606 678 572 554 551 558 

 Meats, poultry, fish, and eggs .............................................................. 1,387 1,061 1,171 1,491 1,564 1,502 1,259 1,303 1,180 

 Beef................................................................................................... 368 233 323 378 418 417 331 334 326 

 Pork................................................................................................... 280 ( 2 ) 220 303 304 282 275 293 241 

 Other meats ...................................................................................... 190 127 151 195 221 226 170 173 165 

 Poultry ............................................................................................... 248 193 221 286 288 261 194 210 166 

 Fish and seafood .............................................................................. 211 146 170 225 229 228 210 214 203 

 Eggs .................................................................................................. 91 63 85 105 103 88 78 78 79 

 Dairy products ...................................................................................... 605 369 505 660 685 614 595 600 586 

 Fresh milk and cream ....................................................................... 193 133 164 221 220 193 175 184 160 

 Other dairy products ......................................................................... 412 236 341 439 466 422 420 417 427 

 Fruits and vegetables........................................................................... 1,265 831 1,099 1,393 1,472 1,267 1,164 1,167 1,158 

 Fresh fruits ........................................................................................ 467 291 411 512 534 471 436 438 431 

 Fresh vegetables .............................................................................. 402 293 352 442 463 398 369 379 352 

 Processed fruits ................................................................................ 164 112 133 184 194 157 157 146 176 

 Processed vegetables....................................................................... 233 134 204 256 281 240 203 205 199 

 Other food at home .............................................................................. 2,413 1,419 2,087 2,631 2,840 2,547 2,142 2,195 2,048 

 Sugar and other sweets .................................................................... 226 131 189 233 262 235 224 224 225 

 Fats and oils...................................................................................... 173 102 148 189 205 180 155 158 149 

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

 Miscellaneous foods ......................................................................... 1,273 727 1,144 1,403 1,500 1,319 1,105 1,110 1,098 

 Nonalcoholic beverages.................................................................... 645 414 536 700 759 697 575 611 509 

 Food prepared by consumer unit on out of town trips ...................... 96 45 70 106 115 115 83 92 67 

 Food away from home............................................................................. 3,961 2,661 3,911 4,244 4,867 4,126 2,998 3,303 2,442 

 Alcoholic beverages ................................................................................... 709 442 748 710 726 824 616 697 466 

 Housing....................................................................................................... 26,454 19,457 25,100 29,455 29,642 26,761 22,761 23,704 20,993 

 Shelter ..................................................................................................... 15,176 12,607 15,111 17,077 17,247 15,084 12,076 12,686 10,906 

 Owned dwellings .................................................................................. 9,383 2,337 6,842 10,478 11,326 10,501 8,824 9,325 7,861 

 Mortgage interest and charges ......................................................... 3,638 872 3,324 4,962 4,853 3,776 1,891 2,216 1,266 

 Property taxes ................................................................................... 2,957 777 1,815 2,975 3,420 3,643 3,193 3,321 2,946 

 Maintenance, repairs, insurance, and other expenses..................... 2,788 689 1,702 2,540 3,054 3,082 3,740 3,788 3,649 

 Rented dwellings .................................................................................. 4,416 9,840 7,525 5,435 3,990 2,743 1,920 1,919 1,921 

 Other lodging........................................................................................ 1,377 430 744 1,164 1,931 1,840 1,333 1,442 1,123 

 Utilities, fuels, and public services .......................................................... 5,101 3,478 4,220 5,143 5,781 5,567 5,008 5,070 4,890 

 Natural gas ........................................................................................... 559 337 407 561 624 632 593 588 601 

 Electricity .............................................................................................. 1,850 1,355 1,572 1,859 2,036 1,980 1,863 1,873 1,845 

 Fuel oil and other fuels......................................................................... 168 ( 2 ) ( 2 ) 113 162 218 238 223 267 

 Telephone services .............................................................................. 1,688 1,233 1,464 1,773 2,021 1,828 1,438 1,516 1,290 

 Residential phone service, VOIP, and phone cards......................... 162 34 52 86 140 207 321 292 374 

 Cellular phone service ...................................................................... 1,526 1,200 1,411 1,686 1,881 1,620 1,118 1,224 915 

 Water and other public services........................................................... 836 510 655 837 938 909 875 869 887 

 Household operations ............................................................................. 2,064 960 2,265 3,004 1,837 1,676 1,752 1,668 1,914 

 Personal services ................................................................................. 595 ( 2 ) 1,184 1,504 252 79 ( 2 ) ( 2 ) ( 2 ) 

 Other household expenses .................................................................. 1,469 815 1,081 1,500 1,585 1,597 1,640 1,584 1,750 

 Housekeeping supplies ........................................................................... 924 432 755 849 995 1,123 992 1,023 937 

 Laundry and cleaning supplies ............................................................ 200 99 169 202 241 219 191 192 188 

 Other household products.................................................................... 589 282 468 533 622 741 641 676 578 

 Postage and stationery ........................................................................ 134 ( 2 ) 118 115 132 164 160 154 171 

 Household furnishings and equipment.................................................... 3,189 1,979 2,748 3,382 3,783 3,310 2,932 3,256 2,346 

 Household textiles................................................................................ 152 60 110 122 223 172 151 148 ( 2 ) 

 Furniture ............................................................................................... 889 560 805 972 1,167 840 725 699 ( 2 ) 

 Floor coverings..................................................................................... 41 18 36 45 51 47 30 33 ( 2 ) 

 Major appliances .................................................................................. 534 307 435 600 556 626 488 513 442 

 Small appliances and miscellaneous housewares .............................. 159 110 165 157 171 163 153 173 116 

 Miscellaneous household equipment................................................... 1,413 923 1,197 1,486 1,615 1,461 1,386 1,690 836 

 Apparel and services .................................................................................. 2,231 1,677 2,364 2,736 2,707 2,189 1,337 1,502 1,041 

 Men and boys .......................................................................................... 540 ( 2 ) 535 734 690 466 314 387 183 

 Men, 16 and over ................................................................................. 386 ( 2 ) 344 421 483 405 288 350 177 

 Boys, 2 to 15 ........................................................................................ 155 ( 2 ) 191 314 207 60 26 ( 2 ) ( 2 ) 

 Women and girls...................................................................................... 828 ( 2 ) 844 921 1,078 828 560 613 465 

 Women, 16 and over............................................................................ 688 ( 2 ) 706 635 877 766 533 582 446 

 Girls, 2 to 15 ......................................................................................... 140 ( 2 ) 138 286 201 62 26 30 ( 2 ) 

 Children under 2...................................................................................... 97 ( 2 ) 272 137 ( 2 ) 34 13 14 ( 2 ) 

 Footwear.................................................................................................. 431 337 382 581 512 432 264 285 227 

 Other apparel products and services ...................................................... 335 ( 2 ) 332 363 378 ( 2 ) 186 203 153 

 Transportation............................................................................................. 14,125 12,089 13,501 16,042 16,531 14,788 10,382 11,449 8,336 

 Vehicle purchases (net outlay)................................................................ 5,797 5,306 5,793 7,120 6,437 5,987 3,874 4,355 2,951 

 Cars and trucks, new ........................................................................... 2,766 ( 2 ) 2,209 3,567 2,902 3,135 2,095 2,441 ( 2 ) 

 Cars and trucks, used .......................................................................... 2,954 2,909 3,530 3,455 3,441 2,763 1,767 1,896 1,519 

 Other vehicles ...................................................................................... 77 5282 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 4 ) 

 Gasoline, other fuels, and motor oil ........................................................ 3,197 2,968 3,093 3,495 3,829 3,381 2,303 2,570 1,789 

 Other vehicle expenses........................................................................... 4,361 3,420 3,926 4,559 5,242 4,665 3,615 3,851 3,164 

 Vehicle finance charges ....................................................................... 358 288 401 436 437 368 185 209 138 

 Maintenance and repairs...................................................................... 1,246 729 1,102 1,248 1,455 1,387 1,140 1,235 959 

 Vehicle rental, leases, licenses, and other charges ............................ 914 659 722 1,058 1,111 916 788 861 646 

 Vehicle insurance................................................................................. 1,842 1,744 1,701 1,817 2,239 1,993 1,503 1,545 1,421 

 Public and other transportation ............................................................... 770 396 689 867 1,024 756 590 674 431 

 Healthcare .................................................................................................. 6,555 1,867 4,039 5,755 6,591 7,708 9,067 8,900 9,386 

 Health insurance...................................................................................... 4,406 1,178 2,679 3,723 4,309 4,973 6,564 6,365 6,946 

 Medical services ...................................................................................... 1,291 462 952 1,424 1,432 1,553 1,216 1,280 1,094 

 Drugs ....................................................................................................... 636 156 293 440 593 932 960 931 1,015 

 Medical supplies ...................................................................................... 222 71 116 168 256 250 327 324 332 

 Entertainment ............................................................................................. 4,225 2,213 3,460 4,752 5,221 4,302 3,707 4,228 2,727 

 Fees and admissions .............................................................................. 921 336 716 1,345 1,240 739 652 687 585 

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

 Audio and visual equipment and services............................................... 1,128 708 905 1,117 1,240 1,220 1,202 1,240 1,132 

 Pets, toys, hobbies, and playground equipment..................................... 1,108 673 1,097 1,265 1,139 1,105 1,021 1,193 709 

 Pets ...................................................................................................... 880 ( 2 ) 782 974 931 911 868 1,011 607 

 Toys, hobbies, and playground equipment.......................................... 227 ( 2 ) 314 291 208 194 153 182 ( 2 ) 

 Other entertainment supplies, equipment, and services......................... 1,068 ( 2 ) 742 1,026 1,603 1,239 ( 2 ) ( 2 ) ( 2 ) 

 Personal care products and services ......................................................... 959 623 843 1,012 1,130 1,013 858 902 777 

 Reading....................................................................................................... 125 ( 2 ) 120 108 111 135 157 157 157 

 Education.................................................................................................... 1,554 2,087 834 1,327 3,089 2,000 453 421 ( 2 ) 

 Tobacco products and smoking supplies ................................................... 394 259 327 437 407 540 290 346 181 

 Miscellaneous ............................................................................................. 1,114 467 905 1,189 1,435 1,154 994 934 1,105 

 Cash contributions ...................................................................................... 2,976 ( 2 ) 1,122 2,159 2,869 3,719 4,998 3,604 ( 2 ) 

 Personal insurance and pensions .............................................................. 10,298 5,480 9,700 12,677 13,869 11,999 4,630 5,473 3,014 

 Life and other personal insurance........................................................... 620 138 256 585 710 877 716 750 651 

 Pensions and Social Security.................................................................. 9,678 5,342 9,444 12,092 13,159 11,122 3,914 4,723 2,362 

Sources of income and personal taxes:

 Income before taxes ................................................................................... $110,773 $63,062 $98,461 $123,412 $139,963 $123,913 $78,857 $85,348 $66,408 

 Wages and salaries................................................................................. 88,200 56,868 90,231 110,621 121,506 98,712 31,497 39,152 16,815 

 Self-employment income......................................................................... 7,893 ( 2 ) 4,937 8,281 11,511 10,677 4,946 6,025 2,876 

 Social Security, private and government retirement ............................... 10,189 ( 2 ) 775 1,113 2,416 8,847 36,078 34,095 39,880 

 Interest, dividends, rental income, and other property income............... 2,542 ( 2 ) 590 1,234 ( 2 ) 3,653 4,862 4,673 5,225 

 Public assistance, Supplemental Security Income, Supplementary

 Nutrition Assistance Program (SNAP) ................................................. 682 881 838 911 564 684 409 443 344 

 Unemployment and workers' compensation, veterans' benefits,

 and regular contributions for support ................................................... 985 539 765 1,082 1,134 1,117 893 774 1,122 

 Other income ........................................................................................... 282 ( 2 ) 325 171 489 222 172 186 ( 2 ) 

 Personal taxes (contains some imputed values)........................................ 11,660 ( 2 ) 7,427 12,990 19,145 16,970 4,072 5,486 ( 2 ) 

 Federal income taxes .............................................................................. 9,799 ( 2 ) 6,144 10,817 15,822 14,104 4,006 5,170 1,773 

 Stimulus payment (new UCC Q20202)#................................................. -1,560 -1,648 -1,739 -1,912 -1,542 -1,285 -1,326 -1,389 -1,204 

 State and local income taxes .................................................................. 3,304 1,212 2,958 3,988 4,780 4,045 1,310 1,617 722 

 Other taxes .............................................................................................. ( 2 ) ( 2 ) 65 97 85 106 82 89 69 

 Income after taxes ...................................................................................... 99,112 61,617 91,034 110,423 120,818 106,943 74,785 79,862 65,048 

Addenda:

 Net change in total assets and liabilities .................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Net change in total assets ....................................................................... 32,462 ( 2 ) 36,167 43,262 28,108 44,821 ( 2 ) ( 2 ) ( 2 ) 

 Net change in total liabilities.................................................................... 24,433 ( 2 ) 32,183 40,110 30,677 17,697 6,537 9,714 ( 2 ) 

 Other financial information:

 Other money receipts .............................................................................. 1,015 ( 2 ) 482 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 973 ( 2 ) 

 Mortgage principal paid on owned property............................................ -3,373 -721 -2,278 -3,923 -4,709 -3,922 -2,480 -2,857 -1,756 

 Estimated market value of owned home................................................. 309,723 94,712 178,979 290,778 354,196 377,477 367,696 364,609 373,617 

 Estimated monthly rental value of owned home ..................................... 1,533 483 974 1,467 1,724 1,814 1,799 1,797 1,803 

1

 Data are rounded to the nearest thousands.

2

 Data are suppressed due to the Relative Standard Error (RSE) being equal to or greater than 25 percent. See www.bls.gov/cex/tables-getting-started-guide.htm for more information.

3

 Value is too small to display.

4

 No data reported.

5

 Data are likely to have large sampling errors.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023