Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022

Item

Total

two or

more

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

Number of consumer units (in thousands)1......................... 92,677 4,723 7,841 7,161 6,800 12,257 15,565 17,490 20,841 

Consumer unit characteristics:

 Income before taxes ......................................................... $110,773 $7,309 $23,350 $35,060 $44,810 $59,613 $84,242 $122,067 $255,070 

 Income after taxes ............................................................ 99,112 12,232 28,893 40,365 48,629 61,260 81,912 112,297 205,919 

 Age of reference person ................................................... 50.1 49.2 54.0 55.2 53.6 50.2 48.4 47.9 48.9 

 Average number in consumer unit:

 People ........................................................................... 3.1 2.8 2.8 2.8 2.9 3.0 3.1 3.2 3.4 

 Children under 18.......................................................... .8 .9 .8 .7 .7 .8 .8 .8 .9 

 Adults 65 and older ....................................................... .4 .4 .6 .8 .7 .5 .4 .3 .2 

 Earners .......................................................................... 1.6 .7 .8 .9 1.1 1.4 1.8 2.0 2.2 

 Vehicles ......................................................................... 2.2 1.3 1.5 1.8 1.8 2.0 2.3 2.5 2.8 

Percent distribution:

 Reference person:

 Men................................................................................ 49 34 39 40 43 47 50 55 55 

 Women .......................................................................... 51 66 61 60 57 53 50 45 45 

 Housing tenure:

 Homeowner ................................................................... 71 46 52 61 61 64 71 79 89 

 With mortgage............................................................ 45 18 19 22 26 36 46 59 69 

 Without mortgage....................................................... 26 28 34 39 35 28 26 21 20 

 Renter............................................................................ 29 54 48 39 39 36 29 21 11 

 Race of reference person:

 Black or African-American............................................. 12 23 19 14 16 13 13 10 7 

 White, Asian, and all other races, not including

 Black or African-American ......................................... 88 77 81 86 84 87 87 90 93 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.......................................................... 17 23 25 21 20 20 19 13 9 

 Not Hispanic or Latino................................................... 83 77 75 79 80 80 81 87 91 

 Education of reference person:

 Elementary (1-8)............................................................ 3 6 7 5 4 3 2 1 1 

 High school (9-12)......................................................... 27 49 50 45 37 34 27 18 9 

 College .......................................................................... 69 44 41 49 59 62 71 80 90 

 Never attended and other ............................................. ( 2 ) 1 1 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased............................... 94 75 84 93 94 93 97 98 97 

Average annual expenditures.............................................. $82,173 $40,749 $42,590 $47,817 $53,419 $59,595 $70,929 $88,640 $144,084 

 Food.................................................................................. 10,455 7,395 6,292 7,018 7,772 8,424 9,353 11,591 15,944 

 Food at home ................................................................ 6,494 5,443 4,586 4,948 5,087 5,579 6,108 6,963 8,933 

 Cereals and bakery products ..................................... 824 695 590 640 622 701 776 892 1,128 

 Cereals and cereal products................................... 257 242 182 213 196 208 239 273 354 

 Bakery products ...................................................... 567 454 408 427 426 493 538 619 774 

 Meats, poultry, fish, and eggs .................................... 1,387 1,252 1,117 1,084 1,201 1,268 1,344 1,411 1,774 

 Beef......................................................................... 368 367 329 271 330 360 369 365 435 

 Pork......................................................................... 280 251 217 229 248 289 276 270 342 

 Other meats ............................................................ 190 153 142 179 153 157 187 198 250 

 Poultry ..................................................................... 248 220 205 157 226 212 237 274 318 

 Fish and seafood .................................................... 211 169 147 166 171 169 193 210 313 

 Eggs ........................................................................ 91 92 77 82 73 81 82 94 116 

 Dairy products ............................................................ 605 480 405 486 489 520 574 659 821 

 Fresh milk and cream ............................................. 193 167 142 167 168 171 182 198 253 

 Other dairy products ............................................... 412 313 263 319 321 349 393 461 569 

 Fruits and vegetables................................................. 1,265 1,068 859 982 962 1,072 1,142 1,371 1,789 

 Fresh fruits .............................................................. 467 388 311 359 369 371 406 518 676 

 Fresh vegetables .................................................... 402 323 270 305 303 348 359 433 575 

 Processed fruits ...................................................... 164 137 114 139 124 144 155 167 227 

 Processed vegetables............................................. 233 220 164 179 165 208 221 252 312 

 Other food at home .................................................... 2,413 1,946 1,614 1,755 1,813 2,018 2,272 2,631 3,420 

 Sugar and other sweets.......................................... 226 178 154 165 178 206 221 235 309 

 Fats and oils............................................................ 173 150 131 128 133 157 161 181 235 

 Miscellaneous foods ............................................... 1,273 1,012 807 903 912 1,035 1,196 1,418 1,844 

See footnotes at end of table.
Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

two or

more

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

 Nonalcoholic beverages ......................................... 645 574 487 515 524 550 622 679 857 

 Food prepared by consumer unit on out of town

 trips ...................................................................... 96 33 36 45 65 71 72 118 175 

 Food away from home................................................... 3,961 1,952 1,707 2,070 2,685 2,845 3,245 4,628 7,011 

 Alcoholic beverages ......................................................... 709 249 272 334 323 441 550 811 1,432 

 Housing............................................................................. 26,454 15,927 15,604 17,600 19,049 20,848 23,735 27,641 42,741 

 Shelter ........................................................................... 15,176 8,921 8,654 9,496 10,712 12,036 13,268 15,761 25,235 

 Owned dwellings ........................................................ 9,383 3,258 3,195 4,333 5,048 6,115 7,670 10,537 18,482 

 Mortgage interest and charges ............................... 3,638 1,079 890 1,188 1,584 2,078 2,885 4,364 7,635 

 Property taxes......................................................... 2,957 1,108 1,121 1,550 1,719 1,908 2,382 3,165 5,828 

 Maintenance, repairs, insurance, and other

 expenses.............................................................. 2,788 1,071 1,184 1,595 1,746 2,129 2,403 3,007 5,020 

 Rented dwellings........................................................ 4,416 5,241 5,110 4,768 5,125 5,294 4,790 3,957 3,206 

 Other lodging.............................................................. 1,377 423 350 395 539 627 808 1,268 3,548 

 Utilities, fuels, and public services ................................ 5,101 3,581 3,919 4,283 4,358 4,580 5,002 5,485 6,472 

 Natural gas ................................................................. 559 378 405 424 442 484 511 589 799 

 Electricity .................................................................... 1,850 1,572 1,652 1,735 1,661 1,731 1,788 1,897 2,166 

 Fuel oil and other fuels............................................... 168 47 106 129 99 118 145 186 286 

 Telephone services .................................................... 1,688 1,041 1,179 1,310 1,463 1,522 1,757 1,909 2,090 

 Residential phone service, VOIP, and phone

 cards .................................................................... 162 113 157 153 173 145 160 160 186 

 Cellular phone service ............................................ 1,526 928 1,022 1,158 1,291 1,377 1,596 1,749 1,904 

 Water and other public services................................. 836 543 577 685 693 725 801 904 1,131 

 Household operations ................................................... 2,064 943 920 1,179 1,302 1,335 1,679 2,084 4,004 

 Personal services....................................................... 595 122 128 229 243 211 415 633 1,447 

 Other household expenses ........................................ 1,469 821 792 949 1,059 1,124 1,264 1,451 2,556 

 Housekeeping supplies ................................................. 924 658 662 693 720 749 933 963 1,302 

 Laundry and cleaning supplies .................................. 200 189 202 214 183 190 222 199 196 

 Other household products.......................................... 589 369 358 381 432 462 568 619 923 

 Postage and stationery .............................................. 134 100 102 98 106 97 144 146 183 

 Household furnishings and equipment.......................... 3,189 1,824 1,448 1,949 1,957 2,149 2,853 3,348 5,728 

 Household textiles...................................................... 152 50 92 98 117 95 127 164 274 

 Furniture ..................................................................... 889 549 353 528 477 512 665 874 1,827 

 Floor coverings........................................................... 41 17 11 19 22 27 26 37 94 

 Major appliances ........................................................ 534 389 300 330 352 365 430 633 880 

 Small appliances and miscellaneous

 housewares............................................................. 159 116 101 106 138 134 169 145 237 

 Miscellaneous household equipment......................... 1,413 704 591 868 849 1,016 1,436 1,495 2,417 

 Apparel and services ........................................................ 2,231 1,946 1,189 1,094 1,742 1,647 1,987 2,283 3,739 

 Men and boys ................................................................ 540 428 281 293 296 422 530 555 900 

 Men, 16 and over ....................................................... 386 221 179 192 197 322 374 379 686 

 Boys, 2 to 15 .............................................................. 155 207 102 101 99 100 156 176 214 

 Women and girls ........................................................... 828 1,051 448 377 568 630 734 841 1,349 

 Women, 16 and over.................................................. 688 906 354 307 453 518 600 705 1,135 

 Girls, 2 to 15............................................................... 140 146 94 70 114 111 134 137 214 

 Children under 2............................................................ 97 399 64 102 166 75 102 100 90 

 Footwear........................................................................ 431 243 232 210 518 338 387 466 653 

 Other apparel products and services ............................ 335 124 163 112 194 182 234 321 747 

 Transportation................................................................... 14,125 6,770 7,728 9,304 10,077 10,729 13,200 16,189 22,135 

 Vehicle purchases (net outlay)...................................... 5,797 2,114 2,897 3,525 3,973 3,832 5,247 6,752 9,864 

 Cars and trucks, new ................................................. 2,766 3855 851 1,234 1,548 1,583 1,977 3,224 5,743 

 Cars and trucks, used ................................................ 2,954 1,176 1,903 2,256 2,389 2,242 3,125 3,466 4,038 

 Other vehicles ............................................................ 77 383 3143 334 336 36 145 62 83 

 Gasoline, other fuels, and motor oil .............................. 3,197 2,095 2,072 2,366 2,555 2,920 3,268 3,703 4,052 

 Other vehicle expenses................................................. 4,361 2,274 2,484 3,119 3,206 3,549 4,231 4,962 6,414 

 Vehicle finance charges ............................................. 358 144 168 197 240 289 359 449 537 

 Maintenance and repairs ........................................... 1,246 750 706 952 884 1,008 1,208 1,431 1,797 

 Vehicle rental, leases, licenses, and other

 charges ................................................................... 914 286 406 532 541 580 715 1,001 1,770 

 Vehicle insurance....................................................... 1,842 1,092 1,203 1,437 1,541 1,672 1,949 2,081 2,310 

 Public and other transportation ..................................... 770 288 274 294 343 428 454 771 1,805 

 Healthcare ........................................................................ 6,555 3,216 3,828 5,062 5,104 5,890 6,295 7,349 9,243 

 Health insurance ........................................................... 4,406 2,244 2,763 3,649 3,711 3,828 4,182 5,013 6,000 

 Medical services............................................................ 1,291 568 527 669 682 985 1,342 1,505 2,116 

 Drugs ............................................................................. 636 317 416 550 527 893 560 592 799 

 Medical supplies ............................................................ 222 87 122 194 184 184 210 238 329 

See footnotes at end of table.
Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

two or

more

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

 Entertainment ................................................................... 4,225 1,808 1,742 2,145 2,313 2,891 3,565 4,201 8,356 

 Fees and admissions .................................................... 921 247 179 251 374 419 549 869 2,384 

 Audio and visual equipment and services..................... 1,128 687 662 946 898 940 1,076 1,243 1,595 

 Pets, toys, hobbies, and playground equipment........... 1,108 543 514 667 685 870 1,167 1,063 1,891 

 Pets ............................................................................ 880 404 404 505 566 663 928 822 1,547 

 Toys, hobbies, and playground equipment................ 227 139 109 162 119 207 239 241 344 

 Other entertainment supplies, equipment, and

 services ...................................................................... 1,068 331 387 282 356 663 773 1,026 2,486 

 Personal care products and services ............................... 959 529 519 613 716 717 872 1,040 1,563 

 Reading ............................................................................ 125 75 66 67 94 76 116 113 234 

 Education.......................................................................... 1,554 494 442 322 631 654 783 1,411 4,163 

 Tobacco products and smoking supplies ......................... 394 483 455 468 447 435 447 396 243 

 Miscellaneous ................................................................... 1,114 539 571 631 570 780 950 1,294 1,962 

 Cash contributions............................................................ 2,976 763 2,638 1,117 1,674 1,538 1,658 2,325 7,044 

 Personal insurance and pensions .................................... 10,298 554 1,244 2,042 2,907 4,526 7,418 11,995 25,282 

 Life and other personal insurance................................. 620 208 233 398 345 361 490 610 1,284 

 Pensions and Social Security........................................ 9,678 346 1,011 1,645 2,562 4,165 6,928 11,385 23,998 

Sources of income and personal taxes:

 Income before taxes ......................................................... $110,773 $7,309 $23,350 $35,060 $44,810 $59,613 $84,242 $122,067 $255,070 

 Wages and salaries....................................................... 88,200 2,643 10,420 17,196 26,099 42,460 66,156 101,525 213,690 

 Self-employment income............................................... 7,893 -324 775 1,222 1,700 2,518 4,309 6,988 23,341 

 Social Security, private and government

 retirement ................................................................... 10,189 1,895 9,171 14,198 14,408 12,156 10,700 9,525 8,718 

 Interest, dividends, rental income, and other

 property income ......................................................... 2,542 238 252 342 605 687 1,344 2,246 7,547 

 Public assistance, Supplemental Security Income,

 Supplementary Nutrition Assistance Program

 (SNAP) ....................................................................... 682 2,208 1,835 1,081 941 735 373 358 151 

 Unemployment and workers' compensation,

 veterans' benefits, and regular contributions for

 support ....................................................................... 985 349 628 790 823 882 1,153 1,214 1,128 

 Other income................................................................. 282 300 269 231 235 175 207 210 494 

 Personal taxes (contains some imputed values) ............. 11,660 -4,923 -5,542 -5,305 -3,819 -1,647 2,330 9,770 49,151 

 Federal income taxes .................................................... 9,799 -3,291 -3,812 -3,482 -2,464 -780 2,325 8,094 39,687 

 Stimulus payment (new UCC Q20202)#....................... -1,560 -1,516 -1,646 -1,896 -1,689 -1,731 -1,820 -1,751 -925 

 State and local income taxes ........................................ 3,304 -134 -113 6 291 808 1,766 3,318 10,090 

 Other taxes .................................................................... 117 318 29 68 43 56 59 110 299 

 Income after taxes ............................................................ 99,112 12,232 28,893 40,365 48,629 61,260 81,912 112,297 205,919 

Addenda:

 Net change in total assets and liabilities .......................... $8,029 -$296 $3,963 $4,416 -$3,517 $5,686 -$9,967 $6,893 $32,227 

 Net change in total assets............................................. 32,462 7,616 8,731 11,219 8,846 13,489 13,330 34,765 85,540 

 Net change in total liabilities.......................................... 24,433 7,912 4,768 6,803 12,364 7,803 23,297 27,872 53,313 

 Other financial information:

 Other money receipts .................................................... 1,015 534 377 270 391 386 527 1,264 2,350 

 Mortgage principal paid on owned property.................. -3,373 -928 -852 -972 -1,336 -1,892 -2,489 -3,673 -7,644 

 Estimated market value of owned home....................... 309,723 139,116 133,613 172,330 180,028 216,076 254,700 319,186 592,394 

 Estimated monthly rental value of owned home ........... 1,533 753 764 960 1,014 1,138 1,324 1,665 2,644 

1

 Data are rounded to the nearest thousands.

2

 Value is too small to display.

3

 Data are likely to have large sampling errors.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023