Table 3454. Consumer units of five or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020

Item 

Total 

five or 

more 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 12,920 455 884 916 1,081 1,713 2,422 2,611 2,838 

Consumer unit characteristics: 

 Income before taxes ......................................................... $112,533 $7,382 $23,773 $34,953 $44,746 $60,203 $84,107 $122,211 $254,816 

 Income after taxes ............................................................ 103,753 10,345 30,545 43,221 50,932 63,329 84,311 115,450 211,401 

 Age of reference person ................................................... 42.7 43.9 43.5 40.9 39.9 41.6 41.3 42.9 45.8 

 Average number in consumer unit: 

 People ........................................................................... 5.7 5.5 5.7 5.6 5.6 5.7 5.7 5.7 5.7 

 Children under 18 .......................................................... 2.7 3.1 3.1 3.1 3.1 2.9 2.7 2.5 2.3 

 Adults 65 and older ....................................................... .2 2

.1 2.2 2.1 2.1 .2 .2 .1 .2 

 Earners .......................................................................... 2.3 1.0 1.3 1.5 1.7 2.0 2.4 2.7 3.0 

 Vehicles ......................................................................... 2.5 1.4 1.5 2.0 1.9 2.2 2.4 2.9 3.3 

Percent distribution: 

 Reference person: 

 Men................................................................................ 45 27 25 36 34 45 46 51 53 

 Women .......................................................................... 55 73 75 64 66 55 54 49 47 

 Housing tenure: 

 Homeowner ................................................................... 67 51 41 46 47 59 66 77 91 

 With mortgage ............................................................ 52 30 19 28 31 38 55 65 77 

 Without mortgage ....................................................... 15 21 21 18 16 21 10 12 14 

 Renter ............................................................................ 33 49 59 54 53 41 34 23 9 

 Race of reference person: 

 Black or African-American............................................. 13 28 27 23 21 11 12 11 6 

 White, Asian, and all other races .................................. 87 72 73 77 79 89 88 89 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 30 33 39 36 44 36 33 28 16 

 Not Hispanic or Latino ................................................... 70 67 61 64 56 64 67 72 84 

 Education of reference person: 

 Elementary (1-8)............................................................ 7 10 9 10 12 8 6 5 3 

 High school (9-12) ......................................................... 33 54 58 46 45 41 36 24 15 

 College .......................................................................... 60 36 33 44 42 49 58 71 82 

 Never attended and other ............................................. 1 ( 3 ) ( 3 ) 1 1 1 ( 4 ) 1 ( 4 ) 

 At least one vehicle owned or leased .............................. 96 81 84 91 96 97 97 99 98 

Average annual expenditures .............................................. $81,146 $45,047 $33,758 $46,864 $48,011 $55,187 $68,579 $89,427 $143,087 

 Food .................................................................................. 11,474 7,716 6,514 8,481 7,731 8,250 10,296 12,026 17,986 

 Food at home ................................................................ 7,552 5,556 5,034 6,308 5,430 5,793 6,965 7,532 11,162 

 Cereals and bakery products ..................................... 1,010 780 791 667 826 751 930 985 1,523 

 Cereals and cereal products ................................... 376 329 239 229 318 279 351 360 580 

 Bakery products ...................................................... 634 451 553 438 507 472 579 625 943 

 Meats, poultry, fish, and eggs .................................... 1,786 1,522 942 1,652 1,135 1,478 1,892 1,652 2,514 

 Beef ......................................................................... 539 434 187 400 375 378 866 443 685 

 Pork ......................................................................... 325 329 191 248 204 356 257 329 440 

 Other meats ............................................................ 230 207 119 236 130 160 187 262 341 

 Poultry ..................................................................... 350 304 234 334 221 295 329 278 546 

 Fish and seafood .................................................... 239 2137 152 302 131 209 163 249 357 

 Eggs ........................................................................ 103 111 59 132 74 80 90 92 145 

 Dairy products ............................................................ 723 548 457 561 504 561 666 748 1,061 

 Fresh milk and cream ............................................. 245 222 169 248 212 206 211 254 321 

 Other dairy products ............................................... 477 326 289 312 292 355 455 494 740 

 Fruits and vegetables ................................................. 1,399 1,054 1,089 1,166 961 1,097 1,181 1,384 2,113 

 Fresh fruits .............................................................. 504 401 401 437 355 408 403 499 756 

 Fresh vegetables .................................................... 431 281 285 322 283 322 388 442 666 

 Processed fruits ...................................................... 189 169 183 175 131 137 146 179 292 

 Processed vegetables ............................................ 275 202 221 232 193 231 244 264 400 

 Other food at home .................................................... 2,634 1,653 1,754 2,263 2,004 1,906 2,296 2,763 3,950 

 Sugar and other sweets .......................................... 267 188 166 193 205 192 244 286 399 

 Fats and oils............................................................ 193 159 116 162 182 168 168 184 275 

 Miscellaneous foods ............................................... 1,447 875 911 1,415 1,037 1,003 1,198 1,490 2,252 

See footnotes at end of table. 
Table 3454. Consumer units of five or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

five or 

more 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Nonalcoholic beverages ......................................... 659 416 562 468 537 508 619 734 885 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 67 214 ( 4 ) 224 243 235 67 69 139 

 Food away from home .................................................. 3,922 2,161 1,481 2,172 2,301 2,457 3,331 4,494 6,824 

 Alcoholic beverages ......................................................... 386 2140 238 271 2189 150 185 402 971 

 Housing ............................................................................ 26,434 19,132 14,235 16,944 18,438 18,985 22,397 29,033 42,890 

 Shelter ........................................................................... 14,918 11,041 7,488 9,214 10,329 10,045 12,811 16,482 24,739 

 Owned dwellings ........................................................ 9,286 5,191 2,122 3,115 3,892 4,244 6,855 11,452 19,342 

 Mortgage interest and charges ............................... 4,547 21,666 970 1,394 1,621 2,136 3,873 5,329 9,567 

 Property taxes ......................................................... 2,613 1,152 599 1,033 1,113 1,221 1,899 2,810 5,821 

 Maintenance, repairs, insurance, other 

 expenses ............................................................. 2,126 2,373 552 687 1,158 887 1,083 3,314 3,954 

 Rented dwellings ........................................................ 4,718 4,913 5,328 5,842 6,259 5,496 5,416 4,401 2,771 

 Other lodging.............................................................. 914 2937 238 257 2177 305 540 629 2,626 

 Utilities, fuels, and public services ................................ 5,735 4,293 4,122 4,434 4,668 5,161 5,544 6,251 7,330 

 Natural gas ................................................................. 541 362 356 364 408 461 472 555 830 

 Electricity .................................................................... 2,051 1,719 1,770 1,788 1,937 1,893 2,002 2,129 2,384 

 Fuel oil and other fuels............................................... 127 217 238 2104 231 289 134 143 220 

 Telephone services .................................................... 2,092 1,518 1,311 1,526 1,634 1,911 2,012 2,384 2,693 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 151 2250 123 71 94 116 149 153 213 

 Cellular phone service ............................................ 1,941 1,268 1,188 1,454 1,540 1,794 1,863 2,231 2,480 

 Water and other public services ................................ 924 678 646 651 657 806 924 1,041 1,203 

 Household operations ................................................... 1,906 837 823 1,056 907 1,236 1,364 1,888 3,955 

 Personal services ....................................................... 761 2137 2206 2260 2186 450 428 796 1,857 

 Other household expenses ........................................ 1,145 700 617 796 721 786 936 1,092 2,097 

 Housekeeping supplies ................................................. 1,114 1,056 491 684 487 843 829 1,224 1,892 

 Laundry and cleaning supplies .................................. 270 523 92 248 167 213 273 229 382 

 Other household products ......................................... 700 480 393 403 295 564 492 755 1,221 

 Postage and stationery .............................................. 144 253 26 232 225 66 65 240 289 

 Household furnishings and equipment ......................... 2,760 1,904 1,312 1,557 2,047 1,699 1,848 3,188 4,975 

 Household textiles ...................................................... 156 2227 215 274 124 131 61 231 177 

 Furniture ..................................................................... 767 718 470 452 582 408 610 707 1,444 

 Floor coverings........................................................... 39 230 25 214 28 14 23 20 119 

 Major appliances ........................................................ 504 329 262 438 363 416 343 673 715 

 Small appliances, miscellaneous housewares .......... 170 287 79 245 98 128 157 210 270 

 Miscellaneous household equipment ........................ 1,124 513 482 334 871 603 654 1,346 2,251 

 Apparel and services ........................................................ 2,580 3,994 1,245 1,784 2,174 2,103 2,158 2,687 3,618 

 Men and boys ................................................................ 670 373 374 437 509 457 750 727 967 

 Men, 16 and over ....................................................... 368 272 2258 271 263 196 466 424 571 

 Boys, 2 to 15 .............................................................. 302 301 116 366 247 260 284 303 396 

 Women and girls ........................................................... 941 1,499 246 430 661 858 648 1,005 1,482 

 Women, 16 and over .................................................. 625 2683 2164 225 477 462 421 789 1,018 

 Girls, 2 to 15 ............................................................... 315 816 82 205 184 396 227 216 464 

 Children under 2 ............................................................ 177 288 2150 2265 2108 264 133 163 176 

 Footwear ....................................................................... 585 21,751 2358 2396 750 378 475 540 720 

 Other apparel products and services ............................ 207 2284 116 256 146 146 152 252 274 

 Transportation .................................................................. 14,325 7,142 5,566 10,305 7,740 10,445 14,478 16,478 22,219 

 Vehicle purchases (net outlay) ...................................... 6,079 22,397 1,475 4,407 21,905 3,778 6,342 7,458 10,128 

 Cars and trucks, new ................................................. 2,299 21,901 ( 3 ) 21,266 2448 21,064 2,500 2,550 4,462 

 Cars and trucks, used ................................................ 3,733 2496 1,475 3,142 1,273 2,683 3,822 4,821 5,639 

 Other vehicles ............................................................ 47 ( 3 ) ( 3 ) ( 3 ) 2184 232 220 286 227 

 Gasoline, other fuels, and motor oil .............................. 2,905 2,157 1,740 2,294 2,409 2,590 3,012 3,143 3,652 

 Other vehicle expenses................................................. 4,747 2,228 2,201 3,424 3,249 3,713 4,650 5,297 7,134 

 Vehicle finance charges ............................................. 370 2127 101 187 162 292 319 515 587 

 Maintenance and repairs ........................................... 1,175 508 333 994 862 934 1,026 1,349 1,828 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 890 265 282 627 453 437 976 778 1,733 

 Vehicle insurance ....................................................... 2,312 1,327 1,484 1,617 1,771 2,050 2,329 2,654 2,986 

 Public and other transportation ..................................... 594 2361 2150 180 177 363 474 581 1,305 

 Healthcare ........................................................................ 5,383 1,754 1,350 2,325 2,686 3,898 4,886 6,631 9,370 

 Health insurance ........................................................... 3,793 1,273 1,060 1,715 1,984 2,686 3,622 4,687 6,398 

 Medical services ............................................................ 997 2305 116 283 412 746 844 1,243 1,890 

 Drugs ............................................................................. 435 2114 120 228 211 373 276 522 801 

 Medical supplies ............................................................ 158 262 254 99 78 94 144 179 280 

See footnotes at end of table. 
Table 3454. Consumer units of five or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

five or 

more 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Entertainment ................................................................... 3,603 1,492 1,029 2,210 1,953 2,203 2,549 3,675 7,379 

 Fees and admissions .................................................... 851 2243 229 363 232 284 557 905 2,120 

 Audio and visual equipment and services .................... 1,165 461 658 938 765 831 1,014 1,243 1,890 

 Pets, toys, hobbies, and playground equipment ........... 934 2610 284 680 773 589 686 969 1,676 

 Pets ............................................................................ 640 2451 2178 458 705 379 533 603 1,126 

 Toys, hobbies, and playground equipment................ 294 2158 2106 2222 269 210 153 366 550 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 653 2178 259 230 182 500 292 558 1,692 

 Personal care products and services ............................... 903 409 298 470 697 581 772 1,021 1,549 

 Reading ............................................................................ 93 253 217 234 262 50 78 107 177 

 Education .......................................................................... 1,882 2790 339 183 470 734 847 1,535 5,489 

 Tobacco products and smoking supplies ......................... 395 2296 627 365 443 577 380 387 243 

 Miscellaneous ................................................................... 1,047 2263 713 402 431 798 757 1,221 1,930 

 Cash contributions ............................................................ 2,630 2491 288 685 1,155 1,104 1,343 2,124 7,376 

 Personal insurance and pensions .................................... 10,012 1,374 1,499 2,605 3,843 5,308 7,453 12,100 21,890 

 Life and other personal insurance................................. 543 2138 2180 127 202 227 323 689 1,231 

 Pensions and Social Security ....................................... 9,469 1,236 1,319 2,478 3,641 5,081 7,130 11,411 20,659 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $112,533 $7,382 $23,773 $34,953 $44,746 $60,203 $84,107 $122,211 $254,816 

 Wages and salaries ....................................................... 96,945 3,939 15,218 28,132 37,097 50,406 74,988 108,675 218,334 

 Self-employment income............................................... 9,143 288 21,006 21,518 3,463 4,497 4,348 7,885 25,805 

 Social Security, private and government 

 retirement ................................................................... 3,079 2615 2,545 2,917 1,644 3,191 2,492 2,844 4,889 

 Interest, dividends, rental income, other property 

 income ........................................................................ 1,186 25 28 2

-6 295 248 145 728 4,420 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 1,117 2,079 3,907 1,853 1,888 1,173 853 623 208 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 767 2367 2549 2258 2191 585 1,044 1,142 810 

 Other income ................................................................. 296 2289 2540 2282 2369 2103 237 315 349 

 Personal taxes (contains some imputed values) ............. 8,780 -2,964 -6,772 -8,268 -6,186 -3,126 -204 6,761 43,416 

 Federal income taxes .................................................... 7,075 -1,188 -5,438 -6,833 -4,982 -2,116 -72 5,491 34,477 

 Stimulus payment (new UCC Q20202)# ....................... -1,605 2

-1,666 2-1,019 2-1,338 2-1,540 -1,871 -1,749 -1,865 -1,364 

 State and local income taxes ........................................ 3,251 2

-192 -319 -132 307 839 1,549 3,092 10,182 

 Other taxes .................................................................... 59 282 25 235 229 222 268 243 120 

 Income after taxes ............................................................ 103,753 10,345 30,545 43,221 50,932 63,329 84,311 115,450 211,401 

Addenda: 

 Net change in total assets and liabilities .......................... $865 $6,260 $993 $354 -$966 -$13,189 -$13,720 $11,486 $11,977 

 Net change in total assets ............................................. 27,542 4,431 2,849 6,980 3,963 12,269 12,741 41,088 63,935 

 Net change in total liabilities ......................................... 26,677 -1,829 1,856 6,627 4,929 25,458 26,461 29,601 51,959 

 Other financial information: 

 Other money receipts .................................................... 439 234 210 2229 2973 21,303 257 2507 2245 

 Mortgage principal paid on owned property.................. -3,244 2

-1,479 -825 -1,122 -1,146 -1,490 -2,519 -3,650 -7,067 

 Estimated market value of owned home ....................... 249,494 101,451 59,701 84,129 88,959 146,072 168,558 248,785 578,962 

 Estimated monthly rental value of owned home ........... 1,292 619 442 571 604 773 1,038 1,422 2,571 

1

 Data are rounded to the nearest thousands. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

4

 Value is too small to display. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021