Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 23,683 4,492 4,931 8,735 5,524 

Consumer unit characteristics: 

Income before taxes ..................................... $76,071 $86,708 $74,287 $70,045 $78,542 

Income after taxes ........................................ 73,239 84,275 71,694 67,258 75,102 

Age of reference person ................................ 39.6 39.7 39.7 39.6 39.6 

Average number in consumer unit:

Persons ........................................................ 3.2 3.1 3.3 3.1 3.2 

Children under 18 ........................................ 1.3 1.2 1.4 1.2 1.3 

Persons 65 and over .................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.6 1.6 1.7 1.6 1.6 

Vehicles ....................................................... 2.1 1.8 2.4 2.0 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 46 44 49 44 49 

Female ......................................................... 54 56 51 56 51 

Housing tenure:

Homeowner .................................................. 68 66 74 69 62 

With mortgage ............................................ 59 57 66 58 57 

Without mortgage ....................................... 9 9 7 11 6 

Renter .......................................................... 32 34 26 31 38 

Race of reference person:

Black or African-American ........................... 14 13 11 22 5 

White, Asian, and all other races ................. 86 87 89 78 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 10 8 16 25 

Not Hispanic or Latino .................................. 85 90 92 84 75 

Education of reference person:

Elementary (1-8) .......................................... 4 2 3 4 5 

High school (9-12) ........................................ 32 34 31 33 31 

College ......................................................... 64 64 66 63 64 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 91 85 94 92 93 

Average annual expenditures .......................... $58,447 $60,189 $57,469 $53,644 $65,693 

Food ............................................................... 7,361 7,417 7,375 6,802 8,261 

Food at home ............................................... 4,127 4,311 4,146 3,739 4,624 

Cereals and bakery products ..................... 551 610 572 492 581 

Cereals and cereal products .................... 181 206 182 159 197 

Bakery products ....................................... 370 404 390 333 384 

Meats, poultry, fish, and eggs .................... 969 1,051 899 898 1,091 

Beef .......................................................... 278 263 247 265 343 

Pork .......................................................... 186 183 185 186 189 

Other meats ............................................. 129 156 147 106 130 

Poultry ...................................................... 182 213 160 180 182 

Fish and seafood ..................................... 147 189 121 120 183 

Eggs ......................................................... 47 48 38 41 64 

Dairy products ............................................ 455 477 483 407 493 

Fresh milk and cream .............................. 183 180 186 178 193 

Other dairy products ................................ 272 297 297 230 300 

Fruits and vegetables ................................. 674 733 644 586 806 

Fresh fruits ............................................... 223 230 223 187 278 

Fresh vegetables ..................................... 214 233 186 187 272 

Processed fruits ....................................... 128 157 122 110 140 

Processed vegetables .............................. 110 113 113 102 117 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

35-44 Northeast Midwest South West

Other food at home .................................... $1,477 $1,439 $1,547 $1,355 $1,653 

Sugar and other sweets ........................... 148 151 170 126 162 

Fats and oils ............................................. 99 102 105 88 111 

Miscellaneous foods ................................ 787 735 842 717 900 

Nonalcoholic beverages ........................... 395 406 377 388 418 

Food prepared by consumer unit on

out-of-town trips ..................................... 48 45 53 37 62 

Food away from home ................................. 3,235 3,107 3,229 3,063 3,637 

Alcoholic beverages ....................................... 483 563 498 375 585 

Housing .......................................................... 20,691 23,082 19,039 18,219 24,143 

Shelter .......................................................... 12,599 14,207 11,174 10,362 16,102 

Owned dwellings ........................................ 9,097 10,137 8,750 7,524 11,050 

Mortgage interest and charges ................ 6,075 6,075 5,414 5,140 8,145 

Property taxes .......................................... 1,943 2,972 2,033 1,417 1,857 

Maintenance, repairs, insurance, other

expenses ................................................ 1,079 1,091 1,303 967 1,049 

Rented dwellings ........................................ 2,894 3,286 1,820 2,399 4,316 

Other lodging ............................................. 608 784 605 440 735 

Utilities, fuels, and public services ............... 3,890 4,204 3,861 3,953 3,562 

Natural gas ................................................. 547 746 846 318 480 

Electricity .................................................... 1,449 1,389 1,256 1,746 1,198 

Fuel oil and other fuels ............................... 145 471 103 55 58 

Telephone services .................................... 1,282 1,245 1,215 1,356 1,257 

Water and other public services ................. 468 353 441 478 570 

Household operations .................................. 1,401 1,529 1,264 1,368 1,472 

Personal services ....................................... 827 942 781 814 797 

Other household expenses ........................ 574 588 483 554 675 

Housekeeping supplies ................................ 704 640 783 698 691 

Laundry and cleaning supplies .................. 183 167 179 204 166 

Other household products .......................... 378 330 434 370 379 

Postage and stationery .............................. 142 143 170 124 146 

Household furnishings and equipment ......... 2,097 2,502 1,955 1,839 2,316 

Household textiles ...................................... 154 172 125 148 176 

Furniture ..................................................... 588 678 531 518 677 

Floor coverings .......................................... 45 60 41 43 40 

Major appliances ........................................ 259 232 282 246 279 

Small appliances, miscellaneous

housewares .............................................. 115 117 100 108 138 

Miscellaneous household equipment ......... 936 1,244 876 775 1,006 

Apparel and services ..................................... 2,362 2,695 2,092 2,132 2,731 

Men and boys .............................................. 578 592 513 551 675 

Men, 16 and over ....................................... 405 388 331 384 526 

Boys, 2 to 15 .............................................. 173 204 182 167 149 

Women and girls .......................................... 899 995 833 829 1,005 

Women, 16 and over .................................. 638 691 574 581 753 

Girls, 2 to 15 ............................................... 262 304 259 248 252 

Children under 2 .......................................... 123 103 119 103 180 

Footwear ...................................................... 401 489 329 337 509 

Other apparel products and services ........... 360 515 298 313 361 

Transportation ................................................ 10,287 9,040 10,620 10,084 11,344 

Vehicle purchases (net outlay) ..................... 4,119 3,016 4,674 4,154 4,466 

Cars and trucks, new ................................. 1,977 1,720 2,381 1,888 1,969 

Cars and trucks, used ................................ 2,038 1,225 2,198 2,182 2,330 

Other vehicles ............................................ 103 372 395 84 166 

Gasoline and motor oil ................................. 2,751 2,497 2,776 2,859 2,766 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

35-44 Northeast Midwest South West

Other vehicle expenses ............................... $2,867 $2,827 $2,719 $2,679 $3,348 

Vehicle finance charges ............................. 387 291 358 446 397 

Maintenance and repairs ........................... 776 720 797 747 848 

Vehicle insurance ....................................... 1,096 1,089 893 1,069 1,344 

Vehicle rental, leases, licenses, and other

charges .................................................... 608 727 670 416 759 

Public transportation .................................... 550 700 451 393 764 

Healthcare ...................................................... 2,299 1,979 2,523 2,323 2,322 

Health insurance .......................................... 1,241 1,163 1,297 1,295 1,171 

Medical services .......................................... 642 512 772 569 749 

Drugs ........................................................... 324 222 345 372 310 

Medical supplies .......................................... 92 82 109 87 92 

Entertainment ................................................. 3,406 3,872 3,405 2,914 3,833 

Fees and admissions ................................... 922 1,250 917 666 1,078 

Audio and visual equipment and services .... 1,131 1,125 1,118 1,067 1,252 

Pets, toys, hobbies, and playground

equipment .................................................. 717 747 671 714 741 

Other entertainment supplies, equipment,

and services ............................................... 636 750 698 468 762 

Personal care products and services ............. 675 674 652 640 756 

Reading .......................................................... 110 128 120 82 131 

Education ....................................................... 838 897 938 743 854 

Tobacco products and smoking supplies ....... 366 401 435 380 255 

Miscellaneous ................................................ 895 886 888 752 1,141 

Cash contributions ......................................... 1,639 1,259 1,608 1,821 1,686 

Personal insurance and pensions .................. 7,035 7,297 7,276 6,376 7,652 

Life and other personal insurance ................ 325 328 407 302 287 

Pensions and Social Security ...................... 6,710 6,969 6,869 6,073 7,365 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,071 86,708 74,287 70,045 78,542 

Wages and salaries ..................................... 68,673 77,706 67,028 64,497 69,399 

Self-employment income ............................. 4,456 5,590 3,979 3,181 5,977 

Social Security, private and government

retirement ................................................... 880 637 995 915 921 

Interest, dividends, rental income, other

property income ......................................... 696 1,099 986 367 630 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 210 355 222 142 189 

Public assistance, supplemental security

income, food stamps .................................. 415 478 472 332 444 

Regular contributions for support ................. 571 699 488 444 742 

Other income ............................................... 170 144 118 168 240 

Personal taxes ............................................... 2,832 2,434 2,593 2,788 3,440 

Federal income taxes ................................... 1,995 1,516 1,611 2,201 2,404 

State and local income taxes ....................... 645 702 707 451 850 

Other taxes .................................................. 192 216 275 135 187 

Income after taxes ......................................... 73,239 84,275 71,694 67,258 75,102 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

35-44 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $10,818 - $16,933 - $7,497 - $8,006 - $13,255 

Net change in total assets ............................ 14,787 11,994 5,918 11,608 30,001 

Net change in total liabilities ........................ 25,604 28,927 13,415 19,615 43,256 

Other financial information:

Other money receipts ................................... 355 145 313 297 654 

Mortgage principal paid on owned property -2,933 -3,123 -2,885 -2,442 -3,597 

Estimated market value of owned home ...... 193,047 222,607 157,151 144,345 278,072 

Estimated monthly rental value of owned

home .......................................................... 989 1,140 933 877 1,092 

Gifts of goods and services ............................ 811 706 841 770 947 

Food ............................................................. 62 42 98 46 74 

Alcoholic beverages ..................................... 13 10 18 10 14 

Housing ........................................................ 172 144 191 177 171 

Housekeeping supplies .............................. 22 19 30 21 20 

Household textiles ...................................... 11 316 10 14 32 

Appliances and miscellaneous

housewares .............................................. 15 13 13 18 12 

Major appliances ...................................... 5 6 5 5 2 

Small appliances and miscellaneous

housewares ............................................ 10 37 8 13 10 

Miscellaneous household equipment ......... 52 40 77 34 67 

Other housing ............................................ 73 56 61 89 70 

Apparel and services ................................... 234 266 203 209 280 

Males, 2 and over ...................................... 53 50 37 56 66 

Females, 2 and over .................................. 64 71 61 58 72 

Children under 2 ........................................ 57 60 47 46 84 

Other apparel products and services ......... 60 85 58 49 58 

Jewelry and watches ................................ 34 49 31 27 37 

All other apparel products and services ... 25 36 326 22 21 

Transportation .............................................. 54 21 35 81 54 

Health care ................................................... 20 335 20 15 318 

Entertainment ............................................... 95 99 89 73 137 

Toys, games, arts and crafts, and tricycles 38 33 34 40 45 

Other entertainment ................................... 57 66 55 33 93 

Personal care products and services ........... 18 14 14 20 21 

Reading ........................................................ 1 31 31 1 31 

Education ..................................................... 84 45 122 80 88 

All other gifts ................................................ 59 30 50 59 89 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5.3 Data are likely to have large sampling errors.

n.a. Not applicable.