Table 3820. Consumer units with reference person age 35 to 44 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 21,428 3,666 4,625 8,250 4,886

Consumer unit characteristics:

Income before taxes ....................................... $78,276 $88,808 $77,624 $73,805 $78,539

Income after taxes .......................................... 72,793 81,349 72,012 68,832 73,799

Age of reference person ................................. 39.6 39.6 39.5 39.7 39.5

Average number in consumer unit:

People .......................................................... 3.4 3.4 3.4 3.2 3.6

Children under 18 ......................................... 1.4 1.4 1.5 1.3 1.5

Adults 65 and older ...................................... 1 ( ) .1 1 ( ) 1 ( ) 1 ( )

Earners ......................................................... 1.6 1.6 1.6 1.6 1.7

Vehicles ........................................................ 2.0 1.7 2.2 1.9 2.1

Percent distribution:

Reference person:

Men .............................................................. 46 45 45 46 46

Women ......................................................... 54 55 55 54 54

Housing tenure:

Homeowner .................................................. 62 61 69 63 54

With mortgage ............................................ 51 54 57 49 48

Without mortgage ....................................... 10 7 12 14 6

Renter ........................................................... 38 39 31 37 46

Race of reference person:

Black or African-American ............................ 15 14 8 24 4

White, Asian, and all other races .................. 85 86 92 76 96

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 15 9 19 32

Not Hispanic or Latino .................................. 81 85 91 81 68

Education of reference person:

Elementary (1-8) ........................................... 5 3 5 4 7

High school (9-12) ........................................ 30 28 28 34 26

College ......................................................... 66 69 68 62 67

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 91 86 93 91 93

Average annual expenditures ........................... $58,460 $63,250 $58,010 $54,022 $62,640

Food ............................................................... 7,810 8,143 7,734 7,331 8,376

Food at home ............................................... 4,565 4,656 4,822 4,233 4,789

Cereals and bakery products ..................... 639 697 705 580 627

Cereals and cereal products .................... 228 249 256 198 234

Bakery products ....................................... 411 448 449 381 393

Meats, poultry, fish, and eggs .................... 996 1,054 969 1,022 933

Beef .......................................................... 270 243 282 297 237

Pork .......................................................... 191 194 177 206 177

Other meats .............................................. 143 149 160 130 143

Poultry ...................................................... 197 232 177 200 183

Fish and seafood ...................................... 134 174 112 132 127

Eggs ......................................................... 61 61 61 58 65

Dairy products ............................................ 496 531 537 430 535

Fresh milk and cream ............................... 193 202 184 189 199

Other dairy products ................................. 303 328 353 241 336

Fruits and vegetables ................................. 837 901 862 704 973

Fresh fruits ............................................... 304 315 313 244 383

Fresh vegetables ...................................... 251 279 243 213 298

Processed fruits ........................................ 130 144 137 107 150

Processed vegetables .............................. 151 163 170 140 142

Other food at home .................................... 1,598 1,474 1,749 1,496 1,721

Sugar and other sweets ........................... 164 164 191 142 173

Fats and oils ............................................. 131 130 142 121 136

Miscellaneous foods ................................. 833 712 914 779 941

Nonalcoholic beverages ........................... 427 430 446 420 417

Food prepared by consumer unit on

out-of-town trips ...................................... 44 38 55 34 54

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

35-44 Northeast Midwest South West

Food away from home .................................. 3,245 3,486 2,913 3,098 3,586

Alcoholic beverages ....................................... 472 564 493 383 524

Housing .......................................................... 20,249 24,137 18,851 18,092 22,280

Shelter .......................................................... 12,058 14,844 10,750 10,377 14,045

Owned dwellings ........................................ 7,827 9,690 7,868 6,822 8,089

Mortgage interest and charges ................. 4,935 5,598 4,646 4,331 5,731

Property taxes .......................................... 1,936 3,107 2,229 1,487 1,540

Maintenance, repairs, insurance, other

expenses ................................................ 956 985 994 1,004 818

Rented dwellings ........................................ 3,762 4,690 2,373 3,081 5,529

Other lodging .............................................. 469 464 508 475 427

Utilities, fuels, and public services ................ 4,187 4,666 4,084 4,197 3,908

Natural gas ................................................. 424 617 595 243 421

Electricity .................................................... 1,578 1,479 1,483 1,838 1,302

Fuel oil and other fuels ............................... 125 481 98 35 33

Telephone services .................................... 1,481 1,609 1,443 1,475 1,432

Residential phone service, VOIP, and

phone cards ............................................ 320 484 279 299 270

Cellular phone service .............................. 1,162 1,125 1,164 1,176 1,162

Water and other public services ................. 580 481 465 605 719

Household operations .................................. 1,588 2,132 1,522 1,344 1,654

Personal services ....................................... 809 1,317 850 583 770

Other household expenses ........................ 779 815 672 761 884

Housekeeping supplies ................................ 646 652 696 592 681

Laundry and cleaning supplies ................... 173 167 152 169 201

Other household products .......................... 340 316 421 308 336

Postage and stationery ............................... 133 168 123 115 144

Household furnishings and equipment ......... 1,770 1,844 1,800 1,582 1,993

Household textiles ...................................... 121 115 78 109 181

Furniture ..................................................... 489 487 539 474 467

Floor coverings ........................................... 18 20 10 13 31

Major appliances ........................................ 259 311 303 209 260

Small appliances, miscellaneous

housewares .............................................. 96 107 106 78 110

Miscellaneous household equipment ......... 788 803 764 699 944

Apparel and services ...................................... 2,118 2,358 2,068 1,870 2,375

Men and boys ............................................... 574 676 518 507 655

Men, 16 and over ....................................... 401 483 376 346 448

Boys, 2 to 15 .............................................. 173 193 142 161 207

Women and girls .......................................... 760 807 812 712 751

Women, 16 and over .................................. 536 556 553 497 567

Girls, 2 to 15 ............................................... 224 251 259 216 184

Children under 2 ........................................... 106 129 95 93 118

Footwear ...................................................... 446 496 415 373 549

Other apparel products and services ........... 231 249 226 185 301

Transportation ................................................ 10,253 9,311 10,237 10,351 10,792

Vehicle purchases (net outlay) ..................... 3,808 2,491 3,951 4,116 4,142

Cars and trucks, new .................................. 1,661 1,403 1,101 1,744 2,245

Cars and trucks, used ................................ 2,103 1,072 2,813 2,304 1,865

Other vehicles ............................................ 44 216 238 267 232

Gasoline and motor oil ................................. 3,281 2,960 3,288 3,420 3,279

Other vehicle expenses ................................ 2,635 2,958 2,541 2,451 2,775

Vehicle finance charges ............................. 295 269 264 303 330

Maintenance and repairs ............................ 838 764 946 775 895

Vehicle insurance ....................................... 965 1,145 766 977 981

Vehicle rental, leases, licenses, and other

charges ..................................................... 538 780 566 396 569

Public and other transportation .................... 529 902 456 364 596

Healthcare ...................................................... 3,066 3,094 3,753 2,749 2,928

Health insurance .......................................... 1,846 2,158 2,117 1,701 1,602

Medical services ........................................... 753 520 1,107 597 856

Drugs ............................................................ 353 287 391 363 347

Medical supplies ........................................... 114 128 137 89 123

Entertainment ................................................. 3,117 3,230 3,321 2,775 3,419

Fees and admissions ................................... 801 972 980 565 898

Audio and visual equipment and services .... 1,142 1,255 1,120 1,127 1,100

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

35-44 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 664 629 761 639 644

Pets ............................................................ 493 445 596 501 427

Toys, hobbies, and playground equipment 171 184 165 138 217

Other entertainment supplies, equipment,

and services ............................................... 510 374 460 444 777

Personal care products and services ............. 683 730 621 629 793

Reading .......................................................... 99 113 107 73 122

Education ....................................................... 977 1,235 861 792 1,204

Tobacco products and smoking supplies ....... 345 374 389 337 295

Miscellaneous ................................................. 760 738 581 752 955

Cash contributions .......................................... 1,455 1,266 1,654 1,468 1,386

Personal insurance and pensions .................. 7,057 7,959 7,340 6,419 7,190

Life and other personal insurance ................ 308 321 341 310 262

Pensions and Social Security ....................... 6,749 7,638 6,999 6,109 6,928

Sources of income and personal taxes:

Money income before taxes ........................... $78,276 $88,808 $77,624 $73,805 $78,539

Wages and salaries ...................................... 71,256 81,969 70,660 66,835 71,245

Self-employment income .............................. 3,824 3,307 4,200 3,809 3,882

Social Security, private and government

retirement ................................................... 1,145 1,133 685 1,401 1,156

Interest, dividends, rental income, other

property income .......................................... 426 459 550 351 409

Public assistance, supplemental security

income, food stamps .................................. 558 671 465 523 621

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 870 1,064 891 738 928

Other income ................................................ 198 206 173 147 299

Personal taxes (contains some imputed

values) .......................................................... 5,483 7,459 5,612 4,973 4,740

Federal income taxes ................................... 4,079 5,441 3,920 3,961 3,407

State and local income taxes ....................... 1,334 1,876 1,649 943 1,289

Other taxes ................................................... 70 143 43 68 44

Income after taxes .......................................... 72,793 81,349 72,012 68,832 73,799

Addenda:

Net change in total assets and liabilities ........ - $4,153 - $3,380 - $5,418 - $853 - $9,107

Net change in total assets ............................ 11,362 11,234 10,212 12,124 11,259

Net change in total liabilities ......................... 15,515 14,614 15,630 12,978 20,366

Other financial information:

Other money receipts ................................... 330 221 674 178 342

Mortgage principal paid on owned property -2,377 -2,693 -2,430 -2,074 -2,601

Estimated market value of owned home ...... 149,312 176,656 123,687 138,007 172,137

Estimated monthly rental value of owned

home .......................................................... 882 1,047 822 825 910

Gifts of goods and services, total ................... 685 718 680 614 770

Food ............................................................. 69 54 84 60 80

Alcoholic beverages ..................................... 13 15 24 9 7

Housing ........................................................ 158 234 148 143 127

Housekeeping supplies .............................. 21 36 24 16 17

Household textiles ...................................... 7 216 26

2228

Appliances and miscellaneous

housewares .............................................. 12 220 20 10 24

Major appliances ...................................... 5 25

24 6 21

Small appliances and miscellaneous

housewares ............................................ 8 215 216 23

22

Miscellaneous household equipment ......... 45 115 23 33 31

Other housing ............................................. 72 47 76 83 68

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

35-44 Northeast Midwest South West

Apparel and services .................................... 180 199 175 134 244

Males, 2 and over ....................................... 40 43 32 44 36

Females, 2 and over ................................... 57 75 44 34 89

Children under 2 ......................................... 37 254 29 22 56

Other apparel products and services ......... 47 26 70 34 63

Jewelry and watches ................................ 17 210 233 29

220

All other apparel products and services ... 30 216 37 25 43

Transportation .............................................. 63 18 71 54 104

Healthcare .................................................... 11 212 17 23

217

Entertainment ............................................... 61 60 61 69 49

Toys, games, arts and crafts, and tricycles 26 232 230 29 213

Other entertainment ................................... 35 28 31 40 36

Personal care products and services ........... 11 17 6 7 17

Reading ........................................................ 2 22 4 21 3

Education ..................................................... 82 76 67 86 93

All other gifts ................................................. 35 30 22 47 31

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014