Table 3224. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019

Item 

Total 

35-44

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands) .................................................... 22,165 1,407 1,870 1,878 1,683 3,226 4,092 8,009 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $99,951 $6,950 $22,769 $34,747 $44,835 $59,602 $83,636 $185,776 

 Income after taxes ...................................................................................... 86,482 7,592 25,630 36,956 44,247 55,952 76,507 152,437 

 Age of reference person ............................................................................. 39.5 39.3 39.2 39.4 39.4 39.5 39.4 39.6 

 Average number in consumer unit: 

 People ..................................................................................................... 3.4 2.5 2.8 3.2 3.2 3.1 3.5 3.7 

 Children under 18.................................................................................... 1.4 1.1 1.2 1.4 1.4 1.2 1.5 1.6 

 Adults 65 and older ................................................................................. ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) .1 ( 1 ) ( 1 ) 

 Earners .................................................................................................... 1.7 .7 1.2 1.4 1.5 1.6 1.8 2.0 

 Vehicles ................................................................................................... 2.0 1.0 1.3 1.5 1.6 1.8 2.1 2.5 

Percent distribution: 

 Reference person: 

 Men ......................................................................................................... 49 36 42 37 44 49 52 54 

 Women .................................................................................................... 51 64 58 63 56 51 48 46 

 Housing tenure: 

 Homeowner ............................................................................................. 59 28 33 38 36 55 62 80 

 With mortgage ...................................................................................... 48 14 15 22 25 44 54 72 

 Without mortgage................................................................................. 11 14 18 16 10 10 8 9 

 Renter ...................................................................................................... 41 72 67 62 64 45 38 20 

 Race of reference person: 

 Black or African-American ...................................................................... 15 25 24 22 19 17 12 8 

 White, Asian, and all other races ............................................................ 85 75 76 78 81 83 88 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................... 21 20 34 34 31 25 18 12 

 Not Hispanic or Latino ............................................................................. 79 80 66 66 69 75 82 88 

 Education of reference person: 

 Elementary (1-8) ..................................................................................... 3 2 6 8 8 4 3 1 

 High school (9-12) ................................................................................... 26 45 51 37 37 31 22 11 

 College .................................................................................................... 71 53 42 55 54 64 76 88 

 Never attended and other ....................................................................... ( 1 ) 1 1 ( 1 ) 1 ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ........................................................ 92 64 81 88 93 94 96 97 

Average annual expenditures........................................................................ $73,326 $31,620 $33,674 $41,382 $46,235 $54,945 $72,160 $110,748 

 Food ........................................................................................................... 9,790 5,598 5,195 7,394 7,043 8,145 9,585 13,350 

 Food at home .......................................................................................... 5,442 3,793 3,409 4,505 4,131 4,664 5,489 6,924 

 Cereals and bakery products ............................................................... 695 461 436 586 505 551 729 896 

 Cereals and cereal products ............................................................ 225 156 140 220 155 177 212 298 

 Bakery products ................................................................................ 470 305 296 367 350 373 517 598 

 Meats, poultry, fish, and eggs .............................................................. 1,178 884 782 993 1,005 1,021 1,295 1,398 

 Beef ................................................................................................... 351 325 185 204 248 265 511 405 

 Pork ................................................................................................... 204 164 144 176 183 210 193 238 

 Other meats ...................................................................................... 155 95 77 123 95 139 167 202 

 Poultry ............................................................................................... 233 162 186 202 220 229 212 275 

 Fish and seafood .............................................................................. 162 83 121 221 201 106 153 190 

 Eggs .................................................................................................. 73 55 67 66 58 72 60 88 

 Dairy products ...................................................................................... 553 394 353 402 363 457 553 731 

 Fresh milk and cream ....................................................................... 181 139 130 156 132 164 177 222 

 Other dairy products ......................................................................... 372 255 223 246 230 293 375 509 

 Fruits and vegetables .......................................................................... 997 614 611 819 786 903 947 1,289 

 Fresh fruits ........................................................................................ 362 249 221 288 273 312 328 481 

 Fresh vegetables .............................................................................. 336 199 216 313 256 331 308 424 

 Processed fruits ................................................................................ 131 66 61 85 119 118 140 169 

 Processed vegetables ...................................................................... 168 100 114 133 138 141 171 215 

 Other food at home .............................................................................. 2,018 1,441 1,226 1,705 1,473 1,733 1,965 2,611 

 Sugar and other sweets .................................................................... 191 111 129 176 126 147 178 259 

 Fats and oils ..................................................................................... 136 107 86 121 126 100 143 166 

 Miscellaneous foods ......................................................................... 1,102 820 610 956 765 964 1,037 1,447 

 Nonalcoholic beverages ................................................................... 528 383 381 432 422 476 552 637 

See footnotes at end of table. 
Table 3224. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ..................... 61 221 222 221 233 45 55 101 

 Food away from home ............................................................................ 4,348 1,805 1,786 2,888 2,912 3,480 4,095 6,426 

 Alcoholic beverages ................................................................................... 634 296 166 205 296 370 500 1,116 

 Housing ...................................................................................................... 24,211 12,904 13,457 15,469 17,668 18,488 22,487 35,258 

 Shelter ..................................................................................................... 14,373 7,707 7,886 9,169 10,541 11,239 13,227 20,932 

 Owned dwellings .................................................................................. 7,998 2,250 1,563 2,101 2,660 4,902 6,724 14,914 

 Mortgage interest and charges ......................................................... 4,236 831 635 992 1,335 2,644 3,883 7,866 

 Property taxes ................................................................................... 2,250 673 521 585 667 1,269 1,797 4,279 

 Maintenance, repairs, insurance, other expenses ........................... 1,513 746 407 524 658 990 1,044 2,768 

 Rented dwellings.................................................................................. 5,563 5,317 6,246 6,862 7,518 5,943 5,899 4,407 

 Other lodging ....................................................................................... 811 2141 277 206 363 393 604 1,611 

 Utilities, fuels, and public services .......................................................... 4,482 2,923 3,295 3,714 3,922 4,201 4,578 5,394 

 Natural gas ........................................................................................... 453 306 361 331 374 374 416 595 

 Electricity .............................................................................................. 1,627 1,255 1,349 1,541 1,591 1,550 1,629 1,815 

 Fuel oil and other fuels ........................................................................ 78 232 232 248 244 71 69 119 

 Telephone services .............................................................................. 1,638 908 1,126 1,278 1,377 1,600 1,767 1,975 

 Residential phone service, VOIP, and phone cards ........................ 121 119 109 90 103 107 118 142 

 Cellular phone service ...................................................................... 1,517 790 1,017 1,188 1,274 1,493 1,649 1,833 

 Water and other public services .......................................................... 686 421 428 516 536 606 698 890 

 Household operations ............................................................................. 2,309 652 703 774 973 1,161 1,744 4,365 

 Personal services................................................................................. 1,258 2149 2171 2186 327 360 801 2,749 

 Other household expenses .................................................................. 1,051 503 533 588 646 801 944 1,617 

 Housekeeping supplies ........................................................................... 810 602 470 546 713 648 770 1,072 

 Laundry and cleaning supplies ............................................................ 236 209 206 217 377 207 199 248 

 Other household products ................................................................... 464 343 223 292 273 363 460 653 

 Postage and stationery ........................................................................ 110 50 40 37 63 77 112 172 

 Household furnishings and equipment ................................................... 2,237 1,019 1,103 1,266 1,518 1,240 2,168 3,495 

 Household textiles................................................................................ 112 38 67 85 33 63 146 161 

 Furniture ............................................................................................... 641 270 369 359 311 316 608 1,054 

 Floor coverings .................................................................................... 22 23 24 28 27 8 17 45 

 Major appliances .................................................................................. 354 111 163 304 226 207 317 556 

 Small appliances, miscellaneous housewares .................................... 122 66 46 74 54 94 124 184 

 Miscellaneous household equipment .................................................. 986 531 453 437 887 552 955 1,495 

 Apparel and services .................................................................................. 2,467 1,223 1,130 1,901 1,336 1,759 2,535 3,602 

 Men and boys .......................................................................................... 583 287 254 463 316 421 587 857 

 Men, 16 and over ................................................................................. 348 185 124 283 171 206 360 530 

 Boys, 2 to 15 ........................................................................................ 235 102 130 180 145 215 228 327 

 Women and girls ..................................................................................... 965 448 336 630 529 611 978 1,484 

 Women, 16 and over ........................................................................... 748 330 186 450 465 496 718 1,176 

 Girls, 2 to 15 ......................................................................................... 216 118 151 179 65 114 260 308 

 Children under 2 ...................................................................................... 101 2106 272 271 220 230 137 141 

 Footwear ................................................................................................. 566 287 309 539 286 550 660 704 

 Other apparel products and services ...................................................... 252 94 159 198 185 148 173 415 

 Transportation ............................................................................................ 13,025 6,240 6,992 7,742 7,922 9,925 15,310 18,012 

 Vehicle purchases (net outlay) ............................................................... 5,627 22,991 3,007 2,682 2,308 3,449 7,680 7,920 

 Cars and trucks, new ........................................................................... 2,435 21,503 2881 2711 2296 2786 3,907 3,727 

 Cars and trucks, used .......................................................................... 3,106 1,488 2,125 1,935 1,990 2,470 3,763 4,051 

 Other vehicles ...................................................................................... 86 ( 3 ) ( 3 ) 236 222 2193 210 143 

 Gasoline, other fuels, and motor oil ........................................................ 2,601 1,431 1,810 2,045 2,308 2,377 2,762 3,192 

 Other vehicle expenses .......................................................................... 3,953 1,575 1,992 2,730 2,899 3,562 4,147 5,394 

 Vehicle finance charges ....................................................................... 297 75 100 169 169 251 330 439 

 Maintenance and repairs ..................................................................... 979 412 546 717 687 900 968 1,339 

 Vehicle rental, leases, licenses, and other charges ............................ 968 265 239 459 444 702 946 1,609 

 Vehicle insurance................................................................................. 1,709 823 1,106 1,385 1,598 1,710 1,903 2,007 

 Public and other transportation ............................................................... 843 243 184 286 408 537 721 1,506 

 Healthcare .................................................................................................. 4,571 1,527 1,505 1,958 2,650 3,610 4,908 7,049 

 Health insurance ..................................................................................... 3,084 895 999 1,261 1,670 2,480 3,373 4,776 

 Medical services ...................................................................................... 990 290 287 390 605 745 1,004 1,591 

 Drugs ....................................................................................................... 361 300 151 252 298 287 390 472 

 Medical supplies ...................................................................................... 136 242 68 56 77 98 141 210 

 Entertainment ............................................................................................. 3,616 1,552 1,115 1,343 1,855 2,524 3,411 5,954 

 Fees and admissions .............................................................................. 1,171 256 139 227 415 586 806 2,349 

 Audio and visual equipment and services .............................................. 1,074 676 621 684 619 961 1,143 1,445 

 Pets, toys, hobbies, and playground equipment..................................... 979 448 275 344 482 711 1,145 1,495 

 Pets ...................................................................................................... 715 321 193 261 395 567 786 1,091 

See footnotes at end of table. 
Table 3224. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Toys, hobbies, and playground equipment ......................................... 264 2127 282 283 287 143 358 404 

 Other entertainment supplies, equipment, and services ........................ 393 172 79 88 338 266 317 666 

 Personal care products and services ......................................................... 892 395 356 614 584 670 894 1,319 

 Reading ...................................................................................................... 99 273 19 264 37 70 97 156 

 Education.................................................................................................... 1,183 415 260 411 744 805 977 2,064 

 Tobacco products and smoking supplies ................................................... 384 483 384 500 417 487 422 269 

 Miscellaneous ............................................................................................. 1,005 283 870 327 902 1,047 874 1,388 

 Cash contributions...................................................................................... 1,915 195 490 613 816 1,156 1,598 3,554 

 Personal insurance and pensions .............................................................. 9,534 437 1,736 2,841 3,965 5,889 8,562 17,658 

 Life and other personal insurance .......................................................... 459 274 114 129 191 237 388 868 

 Pensions and Social Security ................................................................. 9,075 363 1,623 2,711 3,774 5,652 8,174 16,790 

Sources of income and personal taxes: 

 Money income before taxes ....................................................................... $99,951 $6,950 $22,769 $34,747 $44,835 $59,602 $83,636 $185,776 

 Wages and salaries................................................................................. 89,909 2,834 16,931 29,730 39,364 54,533 77,352 167,648 

 Self-employment income ........................................................................ 6,826 444 1,454 1,762 2,969 2,591 3,843 14,431 

 Social Security, private and government retirement ............................... 1,078 1,135 1,847 1,339 1,004 1,217 1,055 800 

 Interest, dividends, rental income, other property income ...................... 741 2

-29 2172 2122 154 162 301 1,734 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 492 1,978 1,572 916 554 363 185 75 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 631 211 445 584 2329 492 684 850 

 Other income ........................................................................................... 274 377 348 2294 2462 244 216 237 

 Personal taxes (contains some imputed values) ....................................... 13,469 -642 -2,861 -2,209 588 3,650 7,129 33,339 

 Federal income taxes .............................................................................. 10,254 -555 -2,822 -2,533 -207 2,330 4,925 26,317 

 State and local income taxes .................................................................. 3,172 -94 -51 305 759 1,282 2,168 6,952 

 Other taxes .............................................................................................. 43 27 212 219 237 238 36 70 

 Income after taxes ...................................................................................... 86,482 7,592 25,630 36,956 44,247 55,952 76,507 152,437 

Addenda: 

 Net change in total assets and liabilities .................................................... $10,372 $2,988 $1,740 $1,755 $4,535 $13,653 $70 $20,874 

 Net change in total assets ....................................................................... 29,077 9,179 4,995 4,395 11,098 19,791 21,174 55,542 

 Net change in total liabilities ................................................................... 18,705 6,191 3,255 2,640 6,563 6,139 21,105 34,667 

 Other financial information: 

 Other money receipts .............................................................................. 772 2301 2165 267 2717 2699 967 1,104 

 Mortgage principal paid on owned property ........................................... -2,873 -488 -416 -665 -772 -1,578 -2,305 -5,636 

 Estimated market value of owned home................................................. 199,092 51,192 44,543 55,634 65,044 117,965 165,296 372,925 

 Estimated monthly rental value of owned home ..................................... 1,072 342 336 386 447 728 971 1,855 

 Gifts of goods and services, total ............................................................... 905 310 302 524 417 572 806 1,514 

 Food ........................................................................................................ 51 239 18 229 28 39 39 81 

 Alcoholic beverages ................................................................................ 17 ( 3 ) ( 3 ) 221 212 6 15 28 

 Housing ................................................................................................... 168 87 71 77 112 83 165 270 

 Housekeeping supplies ........................................................................ 24 213 26 27 232 8 18 39 

 Household textiles................................................................................ 

210 ( 3

 ) ( 3 ) ( 3 ) ( 3 ) 22 233 211 

 Appliances and miscellaneous housewares ........................................ 18 21 23 28 25 210 210 36 

 Major appliances............................................................................... 7 21 ( 1 ) 26 21 26 27 11 

 Small appliances and miscellaneous housewares ........................... 11 ( 1 ) 23 22 24 24 24 25 

 Miscellaneous household equipment .................................................. 32 22 27 26 213 18 40 54 

 Other housing ...................................................................................... 84 71 54 255 261 44 64 130 

 Apparel and services .............................................................................. 260 74 141 225 67 121 293 406 

 Males, 2 and over ................................................................................ 37 227 27 214 226 38 61 42 

 Females, 2 and over ............................................................................ 106 220 230 281 27 226 58 215 

 Children under 2 .................................................................................. 35 221 24 232 29 217 256 47 

 Other apparel products and services................................................... 83 26 2100 297 225 240 2119 102 

 Jewelry and watches ........................................................................ 11 21 21 21 ( 3 ) 24 21 28 

 All other apparel products and services ........................................... 71 25 299 297 225 236 2118 74 

 Transportation ......................................................................................... 147 8 20 82 37 79 108 286 

 Healthcare ............................................................................................... 21 24 211 218 ( 1 ) 216 210 40 

See footnotes at end of table. 
Table 3224. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Entertainment .......................................................................................... 101 219 224 233 240 79 78 180 

 Toys, games, arts and crafts, and tricycles ......................................... 45 212 217 222 219 244 237 71 

 Other entertainment ............................................................................. 56 27 27 210 22 36 41 109 

 Personal care products and services ...................................................... 15 29 23 21 21 28 212 30 

 Reading ................................................................................................... 2 21 22 ( 3 ) ( 1 ) 23 ( 1 ) 4 

 Education ................................................................................................ 45 25 21 223 244 292 43 49 

 All other gifts ........................................................................................... 77 64 13 217 75 46 41 140 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020