Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

Number of consumer units (in thousands)1......................... 133,595 70,333 7,933 25,032 23,643 13,725 63,262 36,493 26,769 

Consumer unit characteristics: 

 Income before taxes 

 Mean.............................................. $87,432 $53,844 $31,459 $46,871 $57,686 $72,882 $124,775 $105,181 $151,485 

 SE.................................................. 1,243.71 862.65 2,754.02 1,590.91 1,128.35 2,275.94 1,895.65 2,217.57 4,083.96 

 CV(%) ............................................ 1.42 1.60 8.75 3.39 1.96 3.12 1.52 2.11 2.70 

 Income after taxes 

 Mean.............................................. 78,743 52,926 33,403 47,053 56,131 69,400 107,446 93,284 126,753 

 SE.................................................. 956.65 705.23 2,593.08 1,276.99 1,006.02 1,942.72 1,441.02 1,826.73 2,883.36 

 CV(%) ............................................ 1.21 1.33 7.76 2.71 1.79 2.80 1.34 1.96 2.27 

 Age of reference person ................................................... 51.8 52.9 55.9 53.9 52.1 50.8 50.7 49.5 52.3 

 Average number in consumer unit: 

 People ........................................................................... 2.4 2.4 2.2 2.3 2.3 2.6 2.5 2.5 2.6 

 Children under 18 .......................................................... .6 .6 .6 .6 .5 .6 .6 .5 .6 

 Adults 65 and older ....................................................... .4 .4 .5 .5 .4 .4 .4 .4 .5 

 Earners .......................................................................... 1.3 1.1 .8 1.0 1.2 1.3 1.5 1.5 1.5 

 Vehicles ......................................................................... 1.9 1.7 1.1 1.6 1.8 2.1 2.1 2.0 2.1 

Percent distribution: 

 Reference person: 

 Men................................................................................ 47 44 44 46 42 43 51 51 51 

 Women .......................................................................... 53 56 56 54 58 57 49 49 49 

 Housing tenure: 

 Homeowner ................................................................... 65 56 41 54 58 66 74 70 79 

 With mortgage ............................................................ 38 28 15 23 31 41 48 45 53 

 Without mortgage ....................................................... 27 28 26 31 27 25 26 26 27 

 Renter ............................................................................ 35 44 59 46 42 34 26 30 21 

 Race of reference person: 

 Black or African-American ............................................. 13 17 16 17 17 15 10 10 9 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 87 83 84 83 83 85 90 90 91 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .......................................................... 15 19 36 18 17 16 10 12 6 

 Not Hispanic or Latino ................................................... 85 81 64 82 83 84 90 88 94 

 Education of reference person: 

 Elementary (1-8)............................................................ 3 5 32 2 1 1 ( 2 ) ( 2 ) ( 2 ) 

 High school (9-12) ......................................................... 28 49 65 97 13 11 5 8 3 

 College .......................................................................... 69 46 n.a. n.a. 85 88 94 92 97 

 Never attended and other ............................................. ( 2 ) ( 2 ) 3 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ............................... 89 86 70 84 89 93 93 93 94 

Average annual expenditures 

 Mean.............................................. $66,928 $48,708 $32,514 $43,076 $52,448 $61,573 $87,006 $76,634 $101,015 

 SE.................................................. 833.79 755.78 1,527.37 968.08 905.37 2,092.26 1,206.55 1,451.43 1,897.96 

 CV(%) ............................................ 1.25 1.55 4.70 2.25 1.73 3.40 1.39 1.89 1.88 

 Food 

 Mean.............................................. 8,289 6,439 4,728 6,092 6,753 7,375 10,256 9,318 11,478 

 Share ............................................. 12.4 13.2 14.5 14.1 12.9 12.0 11.8 12.2 11.4 

 SE.................................................. 131.70 123.88 235.35 196.02 200.21 276.11 189.49 217.65 284.74 

 CV(%) ............................................ 1.59 1.92 4.98 3.22 2.96 3.74 1.85 2.34 2.48 

 Food at home 

 Mean.............................................. 5,259 4,273 3,548 4,237 4,305 4,649 6,301 5,715 7,063 

 Share ............................................. 7.9 8.8 10.9 9.8 8.2 7.6 7.2 7.5 7.0 

 SE.................................................. 100.65 107.66 192.82 191.28 169.94 191.84 127.12 174.78 187.40 

 CV(%) ............................................ 1.91 2.52 5.44 4.51 3.95 4.13 2.02 3.06 2.65 

 Cereals and bakery products 

 Mean.............................................. 672 545 409 541 552 611 806 726 909 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Cereals and bakery products 

 Share ............................................. 1.0 1.1 1.3 1.3 1.1 1.0 .9 .9 .9 

 SE.................................................. 15.86 15.96 29.19 32.16 22.04 32.70 21.93 26.69 32.09 

 CV(%) ............................................ 2.36 2.93 7.14 5.94 3.99 5.35 2.72 3.68 3.53 

 Cereals and cereal products 

 Mean.............................................. 210 164 131 150 176 183 259 233 293 

 Share ............................................. .3 .3 .4 .3 .3 .3 .3 .3 .3 

 SE.................................................. 6.03 6.17 14.58 10.32 9.54 13.68 8.73 11.56 12.66 

 CV(%) ............................................ 2.87 3.77 11.14 6.89 5.41 7.47 3.37 4.96 4.32 

 Bakery products 

 Mean.............................................. 462 382 278 391 376 428 547 493 616 

 Share ............................................. .7 .8 .9 .9 .7 .7 .6 .6 .6 

 SE.................................................. 11.48 12.03 19.61 25.96 15.08 23.72 15.73 18.67 24.66 

 CV(%) ............................................ 2.48 3.15 7.06 6.63 4.01 5.55 2.88 3.79 4.00 

 Meats, poultry, fish, and eggs 

 Mean.............................................. 1,115 966 883 1,009 942 978 1,272 1,171 1,404 

 Share ............................................. 1.7 2.0 2.7 2.3 1.8 1.6 1.5 1.5 1.4 

 SE.................................................. 25.76 30.97 70.48 64.40 46.49 56.38 36.94 43.09 55.60 

 CV(%) ............................................ 2.31 3.20 7.98 6.38 4.93 5.76 2.90 3.68 3.96 

 Beef 

 Mean.............................................. 293 268 249 288 258 262 319 306 336 

 Share ............................................. .4 .5 .8 .7 .5 .4 .4 .4 .3 

 SE.................................................. 9.18 13.79 27.59 29.59 17.28 25.73 13.02 15.84 19.80 

 CV(%) ............................................ 3.14 5.15 11.10 10.28 6.71 9.81 4.08 5.18 5.90 

 Pork 

 Mean.............................................. 223 203 210 220 187 200 243 224 268 

 Share ............................................. .3 .4 .6 .5 .4 .3 .3 .3 .3 

 SE.................................................. 6.30 8.29 22.84 17.57 12.50 14.74 10.73 13.06 18.31 

 CV(%) ............................................ 2.83 4.07 10.90 7.98 6.68 7.36 4.41 5.82 6.83 

 Other meats 

 Mean.............................................. 151 125 113 115 138 128 177 162 198 

 Share ............................................. .2 .3 .3 .3 .3 .2 .2 .2 .2 

 SE.................................................. 6.40 5.78 28.07 8.73 9.49 12.04 8.32 8.99 11.53 

 CV(%) ............................................ 4.25 4.61 24.92 7.60 6.89 9.41 4.69 5.56 5.84 

 Poultry 

 Mean.............................................. 203 176 149 182 172 186 232 215 254 

 Share ............................................. .3 .4 .5 .4 .3 .3 .3 .3 .3 

 SE.................................................. 6.00 8.03 22.09 15.33 12.71 13.74 8.28 10.42 13.71 

 CV(%) ............................................ 2.96 4.57 14.78 8.44 7.40 7.41 3.57 4.86 5.40 

 Fish and seafood 

 Mean.............................................. 178 137 104 146 131 147 222 192 262 

 Share ............................................. .3 .3 .3 .3 .2 .2 .3 .3 .3 

 SE.................................................. 5.84 7.97 16.83 17.91 10.21 14.89 8.80 11.49 15.24 

 CV(%) ............................................ 3.27 5.83 16.13 12.25 7.81 10.14 3.95 5.99 5.81 

 Eggs 

 Mean.............................................. 68 57 59 58 57 55 78 72 86 

 Share ............................................. .1 .1 .2 .1 .1 .1 .1 .1 .1 

 SE.................................................. 1.86 2.21 5.39 3.96 5.34 4.41 2.47 3.09 4.51 

 CV(%) ............................................ 2.75 3.84 9.18 6.77 9.30 7.98 3.15 4.28 5.22 

 Dairy products 

 Mean.............................................. 492 394 320 391 396 435 595 537 670 

 Share ............................................. .7 .8 1.0 .9 .8 .7 .7 .7 .7 

 SE.................................................. 10.70 11.68 20.30 21.21 16.04 22.34 13.82 18.48 22.73 

 CV(%) ............................................ 2.18 2.96 6.34 5.42 4.05 5.14 2.32 3.44 3.39 

 Fresh milk and cream 

 Mean.............................................. 157 135 126 140 129 143 180 161 205 

 Share ............................................. .2 .3 .4 .3 .2 .2 .2 .2 .2 

 SE.................................................. 3.76 4.07 10.51 7.99 6.54 8.39 6.03 7.68 8.88 

 CV(%) ............................................ 2.39 3.01 8.34 5.73 5.06 5.86 3.35 4.77 4.34 

 Other dairy products 

 Mean.............................................. 335 259 194 252 267 292 415 376 465 

 Share ............................................. .5 .5 .6 .6 .5 .5 .5 .5 .5 

 SE.................................................. 7.77 8.97 15.41 15.45 11.24 17.31 9.34 13.37 15.75 

 CV(%) ............................................ 2.32 3.46 7.93 6.14 4.21 5.94 2.25 3.56 3.39 

 Fruits and vegetables 

 Mean.............................................. 1,033 796 671 805 799 841 1,282 1,154 1,449 

 Share ............................................. 1.5 1.6 2.1 1.9 1.5 1.4 1.5 1.5 1.4 

 SE.................................................. 23.45 23.74 42.87 41.11 40.51 34.77 28.89 43.68 42.89 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Fruits and vegetables 

 CV(%) ............................................ 2.27 2.98 6.39 5.10 5.07 4.13 2.25 3.78 2.96 

 Fresh fruits 

 Mean.............................................. 378 282 254 291 277 289 480 436 538 

 Share ............................................. .6 .6 .8 .7 .5 .5 .6 .6 .5 

 SE.................................................. 8.82 9.95 20.66 17.35 15.17 15.59 11.60 19.30 17.48 

 CV(%) ............................................ 2.33 3.54 8.14 5.97 5.48 5.40 2.41 4.43 3.25 

 Fresh vegetables 

 Mean.............................................. 328 249 200 247 258 263 411 369 466 

 Share ............................................. .5 .5 .6 .6 .5 .4 .5 .5 .5 

 SE.................................................. 8.29 8.78 15.90 14.52 16.11 14.62 11.60 16.67 15.95 

 CV(%) ............................................ 2.53 3.52 7.94 5.88 6.25 5.56 2.82 4.52 3.43 

 Processed fruits 

 Mean.............................................. 133 107 92 106 105 118 160 147 176 

 Share ............................................. .2 .2 .3 .2 .2 .2 .2 .2 .2 

 SE.................................................. 4.78 5.12 13.16 8.58 8.19 8.21 5.88 7.43 8.52 

 CV(%) ............................................ 3.61 4.79 14.38 8.07 7.81 6.94 3.67 5.04 4.84 

 Processed vegetables 

 Mean.............................................. 194 159 125 161 160 171 231 202 269 

 Share ............................................. .3 .3 .4 .4 .3 .3 .3 .3 .3 

 SE.................................................. 6.55 6.94 10.81 11.09 11.49 11.21 8.27 9.87 14.89 

 CV(%) ............................................ 3.38 4.37 8.64 6.89 7.20 6.54 3.58 4.89 5.55 

 Other food at home 

 Mean.............................................. 1,947 1,571 1,265 1,490 1,616 1,784 2,347 2,127 2,632 

 Share ............................................. 2.9 3.2 3.9 3.5 3.1 2.9 2.7 2.8 2.6 

 SE.................................................. 38.97 42.75 78.29 65.16 68.50 77.50 51.98 69.18 79.61 

 CV(%) ............................................ 2.00 2.72 6.19 4.37 4.24 4.34 2.22 3.25 3.03 

 Sugar and other sweets 

 Mean.............................................. 182 145 117 148 148 148 222 204 244 

 Share ............................................. .3 .3 .4 .3 .3 .2 .3 .3 .2 

 SE.................................................. 6.25 7.07 13.28 16.92 9.50 10.24 9.28 12.16 13.79 

 CV(%) ............................................ 3.43 4.89 11.33 11.45 6.43 6.92 4.19 5.94 5.66 

 Fats and oils 

 Mean.............................................. 133 113 86 114 119 117 153 132 180 

 Share ............................................. .2 .2 .3 .3 .2 .2 .2 .2 .2 

 SE.................................................. 3.89 4.59 9.16 6.89 7.90 9.61 5.01 6.43 8.00 

 CV(%) ............................................ 2.93 4.05 10.61 6.04 6.66 8.21 3.28 4.89 4.44 

 Miscellaneous foods 

 Mean.............................................. 1,049 818 639 745 854 968 1,292 1,174 1,446 

 Share ............................................. 1.6 1.7 2.0 1.7 1.6 1.6 1.5 1.5 1.4 

 SE.................................................. 23.55 23.61 57.74 36.56 34.34 45.79 34.84 43.20 56.55 

 CV(%) ............................................ 2.25 2.89 9.03 4.91 4.02 4.73 2.70 3.68 3.91 

 Nonalcoholic beverages 

 Mean.............................................. 515 455 402 451 457 485 578 528 643 

 Share ............................................. .8 .9 1.2 1.0 .9 .8 .7 .7 .6 

 SE.................................................. 12.13 14.43 39.80 22.68 28.23 24.81 14.90 22.73 22.97 

 CV(%) ............................................ 2.36 3.17 9.90 5.03 6.18 5.12 2.58 4.31 3.57 

 Food prepared by consumer unit on out of town 

 trips 

 Mean.............................................. 69 40 20 33 39 67 102 90 118 

 Share ............................................. .1 .1 .1 .1 .1 .1 .1 .1 .1 

 SE.................................................. 3.18 3.29 6.70 4.84 4.06 10.09 5.01 5.62 7.45 

 CV(%) ............................................ 4.58 8.19 32.81 14.59 10.52 15.13 4.92 6.26 6.30 

 Food away from home 

 Mean.............................................. 3,030 2,166 1,181 1,855 2,448 2,726 3,955 3,603 4,415 

 Share ............................................. 4.5 4.4 3.6 4.3 4.7 4.4 4.5 4.7 4.4 

 SE.................................................. 64.84 65.14 134.34 97.44 94.48 127.55 104.70 125.85 161.35 

 CV(%) ............................................ 2.14 3.01 11.38 5.25 3.86 4.68 2.65 3.49 3.65 

 Alcoholic beverages 

 Mean.............................................. 554 322 122 270 405 376 800 721 903 

 Share ............................................. .8 .7 .4 .6 .8 .6 .9 .9 .9 

 SE.................................................. 23.09 20.88 27.89 27.06 37.05 42.25 38.56 47.30 63.38 

 CV(%) ............................................ 4.17 6.48 22.91 10.02 9.16 11.23 4.82 6.56 7.02 

 Housing 

 Mean.............................................. 22,624 17,054 12,660 15,711 18,084 20,219 28,789 25,599 33,111 

 Share ............................................. 33.8 35.0 38.9 36.5 34.5 32.8 33.1 33.4 32.8 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Housing 

 SE.................................................. 306.96 287.19 367.81 324.42 295.54 644.87 445.63 407.03 759.16 

 CV(%) ............................................ 1.36 1.68 2.91 2.06 1.63 3.19 1.55 1.59 2.29 

 Shelter 

 Mean.............................................. 13,258 9,717 7,828 9,034 10,164 11,287 17,194 15,296 19,781 

 Share ............................................. 19.8 20.0 24.1 21.0 19.4 18.3 19.8 20.0 19.6 

 SE.................................................. 217.71 215.13 309.56 252.53 240.71 502.57 303.24 291.16 503.62 

 CV(%) ............................................ 1.64 2.21 3.95 2.80 2.37 4.45 1.76 1.90 2.55 

 Owned dwellings 

 Mean.............................................. 7,591 4,608 2,496 3,902 4,898 6,621 10,907 9,063 13,421 

 Share ............................................. 11.3 9.5 7.7 9.1 9.3 10.8 12.5 11.8 13.3 

 SE.................................................. 159.67 138.84 273.78 186.06 151.82 434.76 260.97 279.06 420.22 

 CV(%) ............................................ 2.10 3.01 10.97 4.77 3.10 6.57 2.39 3.08 3.13 

 Mortgage interest and charges 

 Mean.............................................. 2,781 1,644 868 1,202 1,735 2,742 4,045 3,340 5,006 

 Share ............................................. 4.2 3.4 2.7 2.8 3.3 4.5 4.6 4.4 5.0 

 SE.................................................. 77.89 68.54 106.50 81.83 89.72 273.34 140.23 138.11 266.45 

 CV(%) ............................................ 2.80 4.17 12.26 6.81 5.17 9.97 3.47 4.13 5.32 

 Property taxes 

 Mean.............................................. 2,475 1,411 783 1,253 1,497 1,915 3,658 3,024 4,524 

 Share ............................................. 3.7 2.9 2.4 2.9 2.9 3.1 4.2 3.9 4.5 

 SE.................................................. 46.56 39.27 90.56 57.34 47.06 88.42 85.10 96.76 128.19 

 CV(%) ............................................ 1.88 2.78 11.57 4.58 3.14 4.62 2.33 3.20 2.83 

 Maintenance, repairs, insurance, and other 

 expenses 

 Mean.............................................. 2,335 1,554 845 1,447 1,666 1,964 3,203 2,699 3,891 

 Share ............................................. 3.5 3.2 2.6 3.4 3.2 3.2 3.7 3.5 3.9 

 SE.................................................. 76.76 83.04 195.68 137.31 94.36 212.49 126.20 132.49 215.24 

 CV(%) ............................................ 3.29 5.34 23.17 9.49 5.66 10.82 3.94 4.91 5.53 

 Rented dwellings 

 Mean.............................................. 4,684 4,693 5,194 4,797 4,738 4,136 4,674 4,992 4,240 

 Share ............................................. 7.0 9.6 16.0 11.1 9.0 6.7 5.4 6.5 4.2 

 SE.................................................. 63.46 107.10 320.74 156.51 176.07 224.05 116.21 154.33 157.85 

 CV(%) ............................................ 1.35 2.28 6.17 3.26 3.72 5.42 2.49 3.09 3.72 

 Other lodging 

 Mean.............................................. 983 416 138 335 528 530 1,613 1,242 2,120 

 Share ............................................. 1.5 .9 .4 .8 1.0 .9 1.9 1.6 2.1 

 SE.................................................. 37.39 30.11 36.34 49.67 56.59 43.18 76.60 81.82 155.53 

 CV(%) ............................................ 3.80 7.24 26.24 14.84 10.71 8.14 4.75 6.59 7.34 

 Utilities, fuels, and public services 

 Mean.............................................. 4,223 3,803 2,875 3,604 4,010 4,348 4,691 4,499 4,951 

 Share ............................................. 6.3 7.8 8.8 8.4 7.6 7.1 5.4 5.9 4.9 

 SE.................................................. 45.01 48.59 105.90 73.94 79.00 90.79 60.16 66.41 81.08 

 CV(%) ............................................ 1.07 1.28 3.68 2.05 1.97 2.09 1.28 1.48 1.64 

 Natural gas 

 Mean.............................................. 447 372 324 356 387 404 531 477 604 

 Share ............................................. .7 .8 1.0 .8 .7 .7 .6 .6 .6 

 SE.................................................. 15.30 19.44 46.05 21.52 18.00 24.92 14.79 15.14 21.47 

 CV(%) ............................................ 3.42 5.22 14.19 6.04 4.65 6.17 2.79 3.17 3.56 

 Electricity 

 Mean.............................................. 1,551 1,478 1,246 1,444 1,508 1,623 1,632 1,604 1,669 

 Share ............................................. 2.3 3.0 3.8 3.4 2.9 2.6 1.9 2.1 1.7 

 SE.................................................. 23.48 23.91 67.10 30.29 42.56 41.86 29.75 33.07 35.53 

 CV(%) ............................................ 1.51 1.62 5.38 2.10 2.82 2.58 1.82 2.06 2.13 

 Fuel oil and other fuels 

 Mean.............................................. 122 96 50 109 87 113 150 129 178 

 Share ............................................. .2 .2 .2 .3 .2 .2 .2 .2 .2 

 SE.................................................. 10.40 11.18 11.63 19.75 11.97 13.52 15.15 15.54 20.89 

 CV(%) ............................................ 8.55 11.63 23.14 18.05 13.68 11.96 10.10 12.01 11.74 

 Telephone services 

 Mean.............................................. 1,409 1,261 821 1,140 1,395 1,505 1,573 1,520 1,644 

 Share ............................................. 2.1 2.6 2.5 2.6 2.7 2.4 1.8 2.0 1.6 

 SE.................................................. 16.52 18.91 44.23 29.81 29.73 46.36 23.20 25.87 34.39 

 CV(%) ............................................ 1.17 1.50 5.39 2.61 2.13 3.08 1.48 1.70 2.09 

 Residential phone service, VOIP, and phone 

 cards 

 Mean.............................................. 165 150 124 160 146 155 182 172 195 

 Share ............................................. .2 .3 .4 .4 .3 .3 .2 .2 .2 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Residential phone service, VOIP, and phone 

 cards 

 SE.................................................. 4.94 5.30 11.47 8.09 6.15 11.27 6.93 8.57 9.12 

 CV(%) ............................................ 2.99 3.53 9.27 5.04 4.22 7.29 3.81 4.97 4.69 

 Cellular phone service 

 Mean.............................................. 1,244 1,111 697 980 1,250 1,351 1,391 1,348 1,450 

 Share ............................................. 1.9 2.3 2.1 2.3 2.4 2.2 1.6 1.8 1.4 

 SE.................................................. 16.05 17.19 43.14 29.30 28.84 44.60 22.84 25.93 35.85 

 CV(%) ............................................ 1.29 1.55 6.19 2.99 2.31 3.30 1.64 1.92 2.47 

 Water and other public services 

 Mean.............................................. 695 595 434 553 632 703 806 769 856 

 Share ............................................. 1.0 1.2 1.3 1.3 1.2 1.1 .9 1.0 .8 

 SE.................................................. 15.84 17.50 34.79 23.64 18.89 28.17 17.44 20.35 23.01 

 CV(%) ............................................ 2.28 2.94 8.02 4.27 2.99 4.01 2.16 2.65 2.69 

 Household operations 

 Mean.............................................. 1,638 1,022 548 883 1,195 1,253 2,322 1,885 2,919 

 Share ............................................. 2.4 2.1 1.7 2.0 2.3 2.0 2.7 2.5 2.9 

 SE.................................................. 40.44 30.46 47.03 40.99 61.50 73.89 74.29 78.24 124.70 

 CV(%) ............................................ 2.47 2.98 8.58 4.64 5.14 5.90 3.20 4.15 4.27 

 Personal services 

 Mean.............................................. 377 163 93 133 193 207 615 386 928 

 Share ............................................. .6 .3 .3 .3 .4 .3 .7 .5 .9 

 SE.................................................. 22.65 18.99 33.33 22.69 40.38 43.34 47.36 40.38 95.16 

 CV(%) ............................................ 6.00 11.66 35.98 17.07 20.97 20.93 7.69 10.45 10.26 

 Other household expenses 

 Mean.............................................. 1,261 860 456 750 1,003 1,046 1,706 1,498 1,991 

 Share ............................................. 1.9 1.8 1.4 1.7 1.9 1.7 2.0 2.0 2.0 

 SE.................................................. 28.60 21.53 32.97 31.14 34.02 46.15 50.87 68.94 69.73 

 CV(%) ............................................ 2.27 2.50 7.24 4.15 3.39 4.41 2.98 4.60 3.50 

 Housekeeping supplies 

 Mean.............................................. 803 644 458 593 688 748 971 823 1,163 

 Share ............................................. 1.2 1.3 1.4 1.4 1.3 1.2 1.1 1.1 1.2 

 SE.................................................. 26.45 33.13 44.96 45.43 47.30 72.12 42.67 41.78 77.59 

 CV(%) ............................................ 3.29 5.14 9.81 7.66 6.88 9.64 4.40 5.08 6.67 

 Laundry and cleaning supplies 

 Mean.............................................. 178 179 193 186 176 165 178 186 168 

 Share ............................................. .3 .4 .6 .4 .3 .3 .2 .2 .2 

 SE.................................................. 6.68 7.97 22.00 17.65 13.51 17.62 9.50 14.01 10.38 

 CV(%) ............................................ 3.74 4.46 11.37 9.50 7.67 10.66 5.34 7.55 6.19 

 Other household products 

 Mean.............................................. 514 385 223 338 437 457 650 520 819 

 Share ............................................. .8 .8 .7 .8 .8 .7 .7 .7 .8 

 SE.................................................. 23.41 26.35 24.65 32.66 43.45 56.97 39.10 34.40 75.89 

 CV(%) ............................................ 4.56 6.85 11.07 9.65 9.94 12.48 6.01 6.62 9.26 

 Postage and stationery 

 Mean.............................................. 111 80 42 69 75 127 143 117 175 

 Share ............................................. .2 .2 .1 .2 .1 .2 .2 .2 .2 

 SE.................................................. 5.74 8.12 13.26 12.13 11.89 21.60 8.13 10.09 11.51 

 CV(%) ............................................ 5.19 10.12 31.46 17.55 15.95 17.06 5.70 8.59 6.56 

 Household furnishings and equipment 

 Mean.............................................. 2,701 1,867 950 1,597 2,027 2,582 3,611 3,096 4,296 

 Share ............................................. 4.0 3.8 2.9 3.7 3.9 4.2 4.2 4.0 4.3 

 SE.................................................. 88.86 62.07 87.53 93.79 91.33 152.43 163.22 117.65 328.99 

 CV(%) ............................................ 3.29 3.33 9.21 5.87 4.51 5.90 4.52 3.80 7.66 

 Household textiles 

 Mean.............................................. 122 90 48 129 79 67 155 159 151 

 Share ............................................. .2 .2 .1 .3 .2 .1 .2 .2 .1 

 SE.................................................. 8.59 9.36 13.31 23.20 11.18 14.81 16.04 21.12 19.10 

 CV(%) ............................................ 7.06 10.38 27.80 17.94 14.17 22.24 10.32 13.30 12.65 

 Furniture 

 Mean.............................................. 716 480 229 402 509 719 977 874 1,118 

 Share ............................................. 1.1 1.0 .7 .9 1.0 1.2 1.1 1.1 1.1 

 SE.................................................. 25.13 23.45 27.81 41.23 45.94 74.57 48.03 64.02 77.95 

 CV(%) ............................................ 3.51 4.88 12.13 10.27 9.02 10.37 4.91 7.33 6.97 

 Floor coverings 

 Mean.............................................. 33 18 5 17 17 27 50 46 56 

 Share ............................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) .1 .1 .1 

 SE.................................................. 3.56 2.98 1.72 4.28 2.75 7.94 6.25 7.35 10.92 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Floor coverings 

 CV(%) ............................................ 10.71 16.83 32.03 24.67 16.55 28.90 12.38 15.89 19.43 

 Major appliances 

 Mean.............................................. 464 364 279 329 377 452 574 513 657 

 Share ............................................. .7 .7 .9 .8 .7 .7 .7 .7 .7 

 SE.................................................. 19.56 20.13 63.02 27.85 29.70 50.19 30.01 29.82 62.15 

 CV(%) ............................................ 4.22 5.53 22.55 8.45 7.88 11.10 5.22 5.81 9.46 

 Small appliances and miscellaneous 

 housewares 

 Mean.............................................. 142 106 71 91 120 127 180 176 186 

 Share ............................................. .2 .2 .2 .2 .2 .2 .2 .2 .2 

 SE.................................................. 5.71 5.73 15.83 6.36 10.05 11.67 9.24 13.43 12.14 

 CV(%) ............................................ 4.02 5.40 22.33 6.96 8.37 9.18 5.12 7.62 6.53 

 Miscellaneous household equipment 

 Mean.............................................. 1,225 809 317 628 925 1,190 1,673 1,327 2,127 

 Share ............................................. 1.8 1.7 1.0 1.5 1.8 1.9 1.9 1.7 2.1 

 SE.................................................. 67.64 41.67 34.66 66.29 62.67 87.36 128.58 68.71 281.66 

 CV(%) ............................................ 5.52 5.15 10.93 10.55 6.77 7.34 7.68 5.18 13.24 

 Apparel and services 

 Mean.............................................. 1,754 1,320 1,020 1,208 1,328 1,641 2,219 2,060 2,424 

 Share ............................................. 2.6 2.7 3.1 2.8 2.5 2.7 2.6 2.7 2.4 

 SE.................................................. 70.81 61.62 99.97 123.15 90.31 135.70 124.22 156.53 141.65 

 CV(%) ............................................ 4.04 4.67 9.80 10.19 6.80 8.27 5.60 7.60 5.84 

 Men and boys 

 Mean.............................................. 424 346 292 316 326 455 506 463 563 

 Share ............................................. .6 .7 .9 .7 .6 .7 .6 .6 .6 

 SE.................................................. 18.95 20.81 43.82 41.22 41.56 67.57 27.30 36.12 50.33 

 CV(%) ............................................ 4.47 6.01 15.01 13.03 12.74 14.86 5.39 7.80 8.94 

 Men, 16 and over 

 Mean.............................................. 310 235 182 224 255 248 389 357 432 

 Share ............................................. .5 .5 .6 .5 .5 .4 .4 .5 .4 

 SE.................................................. 16.07 16.17 33.68 33.37 31.73 33.84 24.70 29.37 39.84 

 CV(%) ............................................ 5.19 6.88 18.49 14.89 12.45 13.67 6.35 8.24 9.22 

 Boys, 2 to 15 

 Mean.............................................. 114 111 110 92 71 207 117 106 131 

 Share ............................................. .2 .2 .3 .2 .1 .3 .1 .1 .1 

 SE.................................................. 10.58 13.89 31.97 21.24 24.87 56.87 14.13 15.22 25.84 

 CV(%) ............................................ 9.27 12.49 29.11 23.01 34.84 27.47 12.06 14.32 19.67 

 Women and girls 

 Mean.............................................. 659 471 274 384 568 555 857 754 990 

 Share ............................................. 1.0 1.0 .8 .9 1.1 .9 1.0 1.0 1.0 

 SE.................................................. 32.74 32.41 50.36 52.27 54.21 80.57 59.69 62.21 81.90 

 CV(%) ............................................ 4.97 6.87 18.39 13.61 9.54 14.51 6.96 8.25 8.27 

 Women, 16 and over 

 Mean.............................................. 549 366 215 281 436 467 742 684 816 

 Share ............................................. .8 .8 .7 .7 .8 .8 .9 .9 .8 

 SE.................................................. 26.89 26.85 40.86 38.94 50.64 67.07 49.24 57.04 61.76 

 CV(%) ............................................ 4.90 7.33 19.03 13.88 11.61 14.35 6.64 8.34 7.57 

 Girls, 2 to 15 

 Mean.............................................. 110 105 59 103 132 88 116 70 174 

 Share ............................................. .2 .2 .2 .2 .3 .1 .1 .1 .2 

 SE.................................................. 11.77 15.27 22.25 22.37 27.26 29.53 18.67 13.47 38.14 

 CV(%) ............................................ 10.67 14.50 37.59 21.65 20.61 33.63 16.16 19.13 21.91 

 Children under 2 

 Mean.............................................. 66 70 102 76 33 104 63 58 68 

 Share ............................................. .1 .1 .3 .2 .1 .2 .1 .1 .1 

 SE.................................................. 7.37 11.74 38.45 18.38 10.82 37.65 8.19 12.04 11.85 

 CV(%) ............................................ 11.11 16.79 37.86 24.07 33.10 36.20 13.09 20.63 17.42 

 Footwear 

 Mean.............................................. 336 253 210 262 238 287 423 395 460 

 Share ............................................. .5 .5 .6 .6 .5 .5 .5 .5 .5 

 SE.................................................. 17.38 20.63 38.43 45.67 28.50 38.47 28.72 33.44 41.93 

 CV(%) ............................................ 5.17 8.14 18.34 17.41 11.99 13.41 6.78 8.47 9.11 

 Other apparel products and services 

 Mean.............................................. 269 179 143 169 163 241 369 389 342 

 Share ............................................. .4 .4 .4 .4 .3 .4 .4 .5 .3 

 SE.................................................. 34.61 20.49 15.51 40.79 21.76 41.59 69.44 119.24 45.05 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Other apparel products and services 

 CV(%) ............................................ 12.86 11.48 10.86 24.10 13.33 17.28 18.80 30.63 13.18 

 Transportation 

 Mean.............................................. 10,961 9,211 6,330 7,638 9,852 12,638 12,904 12,044 14,077 

 Share ............................................. 16.4 18.9 19.5 17.7 18.8 20.5 14.8 15.7 13.9 

 SE.................................................. 269.00 321.60 894.79 358.26 551.54 843.86 429.92 549.23 688.80 

 CV(%) ............................................ 2.45 3.49 14.13 4.69 5.60 6.68 3.33 4.56 4.89 

 Vehicle purchases (net outlay) 

 Mean.............................................. 4,828 4,105 3,266 3,043 4,267 6,244 5,633 5,010 6,482 

 Share ............................................. 7.2 8.4 10.0 7.1 8.1 10.1 6.5 6.5 6.4 

 SE.................................................. 249.48 303.97 828.78 312.88 498.86 810.93 387.14 480.29 613.78 

 CV(%) ............................................ 5.17 7.41 25.37 10.28 11.69 12.99 6.87 9.59 9.47 

 Cars and trucks, new 

 Mean.............................................. 2,210 1,464 411 1,008 1,585 2,695 3,040 2,491 3,789 

 Share ............................................. 3.3 3.0 1.3 2.3 3.0 4.4 3.5 3.3 3.8 

 SE.................................................. 184.47 192.76 182.05 253.68 416.40 511.58 291.37 331.33 486.15 

 CV(%) ............................................ 8.35 13.17 44.30 25.16 26.27 18.98 9.58 13.30 12.83 

 Cars and trucks, used 

 Mean.............................................. 2,555 2,589 2,849 2,008 2,577 3,517 2,517 2,401 2,675 

 Share ............................................. 3.8 5.3 8.8 4.7 4.9 5.7 2.9 3.1 2.6 

 SE.................................................. 134.33 222.24 828.99 221.16 319.66 586.71 213.96 241.59 339.15 

 CV(%) ............................................ 5.26 8.59 29.10 11.01 12.40 16.68 8.50 10.06 12.68 

 Other vehicles 

 Mean.............................................. 63 52 6 27 105 32 75 118 17 

 Share ............................................. .1 .1 ( 2 ) .1 .2 .1 .1 .2 ( 2 ) 

 SE.................................................. 13.37 20.48 5.47 9.04 48.65 26.33 16.27 25.54 11.49 

 CV(%) ............................................ 21.24 39.41 84.30 33.51 46.33 81.04 21.64 21.73 65.88 

 Gasoline, other fuels, and motor oil 

 Mean.............................................. 2,148 2,006 1,303 1,887 2,105 2,458 2,305 2,326 2,277 

 Share ............................................. 3.2 4.1 4.0 4.4 4.0 4.0 2.6 3.0 2.3 

 SE.................................................. 26.22 33.33 76.32 44.27 66.83 61.72 33.64 46.91 54.17 

 CV(%) ............................................ 1.22 1.66 5.86 2.35 3.17 2.51 1.46 2.02 2.38 

 Other vehicle expenses 

 Mean.............................................. 3,534 2,896 1,597 2,536 3,242 3,704 4,242 4,076 4,467 

 Share ............................................. 5.3 5.9 4.9 5.9 6.2 6.0 4.9 5.3 4.4 

 SE.................................................. 55.68 57.13 92.35 68.55 100.95 174.67 75.31 89.34 123.87 

 CV(%) ............................................ 1.58 1.97 5.78 2.70 3.11 4.72 1.78 2.19 2.77 

 Vehicle finance charges 

 Mean.............................................. 272 241 99 187 289 338 307 293 325 

 Share ............................................. .4 .5 .3 .4 .6 .5 .4 .4 .3 

 SE.................................................. 7.57 9.44 15.17 14.30 17.77 26.14 9.50 13.44 17.48 

 CV(%) ............................................ 2.78 3.92 15.30 7.65 6.16 7.73 3.10 4.58 5.39 

 Maintenance and repairs 

 Mean.............................................. 975 801 454 698 885 1,040 1,166 1,102 1,253 

 Share ............................................. 1.5 1.6 1.4 1.6 1.7 1.7 1.3 1.4 1.2 

 SE.................................................. 23.19 32.16 44.19 52.34 46.99 80.53 39.00 47.98 53.97 

 CV(%) ............................................ 2.38 4.01 9.72 7.50 5.31 7.74 3.34 4.35 4.31 

 Vehicle rental, leases, licenses, and other 

 charges 

 Mean.............................................. 760 482 188 399 562 663 1,069 992 1,173 

 Share ............................................. 1.1 1.0 .6 .9 1.1 1.1 1.2 1.3 1.2 

 SE.................................................. 37.11 32.05 31.51 28.68 58.06 91.32 49.93 57.43 76.55 

 CV(%) ............................................ 4.89 6.65 16.73 7.19 10.32 13.78 4.67 5.79 6.53 

 Vehicle insurance 

 Mean.............................................. 1,528 1,372 855 1,251 1,506 1,662 1,700 1,688 1,717 

 Share ............................................. 2.3 2.8 2.6 2.9 2.9 2.7 2.0 2.2 1.7 

 SE.................................................. 23.73 22.06 50.48 36.40 49.74 55.58 33.02 45.96 48.96 

 CV(%) ............................................ 1.55 1.61 5.90 2.91 3.30 3.34 1.94 2.72 2.85 

 Public and other transportation 

 Mean.............................................. 452 205 164 173 238 232 725 632 851 

 Share ............................................. .7 .4 .5 .4 .5 .4 .8 .8 .8 

 SE.................................................. 15.92 10.71 24.63 18.87 21.80 22.91 28.55 36.81 46.10 

 CV(%) ............................................ 3.53 5.23 15.02 10.94 9.16 9.89 3.94 5.82 5.41 

 Healthcare 

 Mean.............................................. 5,452 4,114 2,568 3,781 4,460 5,011 6,935 6,222 7,906 

 Share ............................................. 8.1 8.4 7.9 8.8 8.5 8.1 8.0 8.1 7.8 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Healthcare 

 SE.................................................. 82.52 70.08 304.03 126.32 120.15 181.89 139.68 136.89 234.68 

 CV(%) ............................................ 1.51 1.70 11.84 3.34 2.69 3.63 2.01 2.20 2.97 

 Health insurance 

 Mean.............................................. 3,704 2,854 1,829 2,731 2,978 3,459 4,648 4,187 5,277 

 Share ............................................. 5.5 5.9 5.6 6.3 5.7 5.6 5.3 5.5 5.2 

 SE.................................................. 48.35 42.15 134.53 79.04 78.76 134.26 73.19 93.34 130.76 

 CV(%) ............................................ 1.31 1.48 7.36 2.89 2.65 3.88 1.57 2.23 2.48 

 Medical services 

 Mean.............................................. 1,070 709 369 567 848 922 1,471 1,309 1,692 

 Share ............................................. 1.6 1.5 1.1 1.3 1.6 1.5 1.7 1.7 1.7 

 SE.................................................. 51.23 44.67 184.91 55.83 78.25 94.25 92.92 92.83 139.60 

 CV(%) ............................................ 4.79 6.30 50.06 9.84 9.23 10.22 6.32 7.09 8.25 

 Drugs 

 Mean.............................................. 498 419 298 372 474 474 583 502 690 

 Share ............................................. .7 .9 .9 .9 .9 .8 .7 .7 .7 

 SE.................................................. 14.23 19.82 52.25 22.79 39.83 38.68 21.10 23.99 39.27 

 CV(%) ............................................ 2.86 4.73 17.52 6.13 8.41 8.16 3.62 4.78 5.69 

 Medical supplies 

 Mean.............................................. 181 133 72 111 161 156 234 224 248 

 Share ............................................. .3 .3 .2 .3 .3 .3 .3 .3 .2 

 SE.................................................. 8.51 8.86 14.32 11.84 17.63 17.40 13.28 18.55 17.21 

 CV(%) ............................................ 4.71 6.69 19.93 10.65 10.94 11.14 5.68 8.30 6.94 

 Entertainment 

 Mean.............................................. 3,568 2,560 1,076 1,913 2,786 4,167 4,673 4,109 5,425 

 Share ............................................. 5.3 5.3 3.3 4.4 5.3 6.8 5.4 5.4 5.4 

 SE.................................................. 138.54 194.72 176.83 122.06 268.68 900.63 181.03 277.56 268.39 

 CV(%) ............................................ 3.88 7.61 16.44 6.38 9.65 21.61 3.87 6.75 4.95 

 Fees and admissions 

 Mean.............................................. 654 252 112 145 316 407 1,098 867 1,409 

 Share ............................................. 1.0 .5 .3 .3 .6 .7 1.3 1.1 1.4 

 SE.................................................. 43.16 18.69 66.29 22.06 34.64 53.03 84.96 115.29 83.68 

 CV(%) ............................................ 6.60 7.43 58.96 15.19 10.95 13.02 7.73 13.29 5.94 

 Audio and visual equipment and services 

 Mean.............................................. 1,020 874 521 865 919 1,013 1,183 1,136 1,246 

 Share ............................................. 1.5 1.8 1.6 2.0 1.8 1.6 1.4 1.5 1.2 

 SE.................................................. 18.97 19.41 30.93 35.00 24.04 40.59 28.41 29.91 48.47 

 CV(%) ............................................ 1.86 2.22 5.93 4.05 2.61 4.01 2.40 2.63 3.89 

 Pets, toys, hobbies, and playground equipment 

 Mean.............................................. 969 643 342 524 777 781 1,320 1,087 1,627 

 Share ............................................. 1.4 1.3 1.1 1.2 1.5 1.3 1.5 1.4 1.6 

 SE.................................................. 55.09 47.61 118.84 77.46 95.15 77.59 97.85 82.76 182.25 

 CV(%) ............................................ 5.68 7.40 34.71 14.79 12.25 9.94 7.41 7.61 11.20 

 Pets 

 Mean.............................................. 770 492 281 375 624 581 1,071 891 1,309 

 Share ............................................. 1.2 1.0 .9 .9 1.2 .9 1.2 1.2 1.3 

 SE.................................................. 50.79 37.55 119.32 44.64 92.62 74.00 93.46 79.13 177.80 

 CV(%) ............................................ 6.59 7.64 42.42 11.89 14.85 12.73 8.73 8.89 13.58 

 Toys, hobbies, and playground equipment 

 Mean.............................................. 199 151 61 148 153 200 249 197 318 

 Share ............................................. .3 .3 .2 .3 .3 .3 .3 .3 .3 

 SE.................................................. 15.48 26.24 25.43 59.56 24.13 42.23 18.00 21.20 36.42 

 CV(%) ............................................ 7.79 17.34 41.63 40.13 15.73 21.16 7.22 10.78 11.46 

 Other entertainment supplies, equipment, and 

 services 

 Mean.............................................. 925 792 100 379 773 1,966 1,072 1,019 1,143 

 Share ............................................. 1.4 1.6 .3 .9 1.5 3.2 1.2 1.3 1.1 

 SE.................................................. 122.57 194.20 53.91 84.40 241.68 877.93 129.50 218.67 146.17 

 CV(%) ............................................ 13.26 24.52 54.09 22.28 31.26 44.67 12.08 21.46 12.78 

 Personal care products and services 

 Mean.............................................. 771 554 357 467 617 707 1,005 882 1,167 

 Share ............................................. 1.2 1.1 1.1 1.1 1.2 1.1 1.2 1.2 1.2 

 SE.................................................. 18.94 15.89 40.88 26.89 31.84 43.89 30.53 26.34 53.88 

 CV(%) ............................................ 2.46 2.87 11.46 5.75 5.16 6.21 3.04 2.99 4.62 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Reading 

 Mean.............................................. 114 60 22 59 77 54 173 139 218 

 Share ............................................. .2 .1 .1 .1 .1 .1 .2 .2 .2 

 SE.................................................. 6.22 4.94 5.34 7.86 10.28 11.88 11.99 12.24 19.74 

 CV(%) ............................................ 5.45 8.23 23.80 13.41 13.29 21.95 6.93 8.81 9.06 

 Education 

 Mean.............................................. 1,226 443 158 270 707 469 2,095 1,578 2,798 

 Share ............................................. 1.8 .9 .5 .6 1.3 .8 2.4 2.1 2.8 

 SE.................................................. 74.00 46.26 52.09 67.43 90.62 71.79 151.79 138.54 261.64 

 CV(%) ............................................ 6.03 10.43 33.03 24.96 12.82 15.30 7.25 8.78 9.35 

 Tobacco products and smoking supplies 

 Mean.............................................. 341 496 456 532 475 487 170 214 110 

 Share ............................................. .5 1.0 1.4 1.2 .9 .8 .2 .3 .1 

 SE.................................................. 12.33 18.21 45.95 27.18 25.28 53.11 9.82 14.50 13.84 

 CV(%) ............................................ 3.61 3.67 10.08 5.11 5.32 10.90 5.78 6.78 12.55 

 Miscellaneous 

 Mean.............................................. 986 751 283 686 908 869 1,246 1,179 1,334 

 Share ............................................. 1.5 1.5 .9 1.6 1.7 1.4 1.4 1.5 1.3 

 SE.................................................. 81.14 75.96 76.46 104.61 125.16 113.63 122.09 192.36 109.52 

 CV(%) ............................................ 8.23 10.12 27.01 15.25 13.79 13.08 9.80 16.32 8.21 

 Cash contributions 

 Mean.............................................. 2,415 1,115 652 958 1,256 1,426 3,859 2,601 5,574 

 Share ............................................. 3.6 2.3 2.0 2.2 2.4 2.3 4.4 3.4 5.5 

 SE.................................................. 163.87 90.01 121.76 196.84 93.63 135.91 301.59 308.32 585.03 

 CV(%) ............................................ 6.79 8.07 18.68 20.55 7.45 9.53 7.81 11.85 10.50 

 Personal insurance and pensions 

 Mean.............................................. 7,873 4,268 2,082 3,491 4,741 6,133 11,881 9,968 14,489 

 Share ............................................. 11.8 8.8 6.4 8.1 9.0 10.0 13.7 13.0 14.3 

 SE.................................................. 138.50 94.62 265.02 149.72 124.90 257.15 222.12 216.67 396.44 

 CV(%) ............................................ 1.76 2.22 12.73 4.29 2.63 4.19 1.87 2.17 2.74 

 Life and other personal insurance 

 Mean.............................................. 473 307 139 264 358 397 658 492 884 

 Share ............................................. .7 .6 .4 .6 .7 .6 .8 .6 .9 

 SE.................................................. 18.97 15.02 16.27 20.32 24.46 59.92 34.76 32.83 74.39 

 CV(%) ............................................ 4.01 4.89 11.73 7.70 6.83 15.11 5.28 6.67 8.41 

 Pensions and Social Security 

 Mean.............................................. 7,400 3,961 1,944 3,227 4,383 5,736 11,223 9,476 13,605 

 Share ............................................. 11.1 8.1 6.0 7.5 8.4 9.3 12.9 12.4 13.5 

 SE.................................................. 128.91 90.57 271.40 150.05 123.43 228.92 203.74 205.24 358.35 

 CV(%) ............................................ 1.74 2.29 13.96 4.65 2.82 3.99 1.82 2.17 2.63 

Sources of income and personal taxes: 

 Income before taxes 

 Mean.............................................. $87,432 $53,844 $31,459 $46,871 $57,686 $72,882 $124,775 $105,181 $151,485 

 SE.................................................. 1,243.71 862.65 2,754.02 1,590.91 1,128.35 2,275.94 1,895.65 2,217.57 4,083.96 

 CV(%) ............................................ 1.42 1.60 8.75 3.39 1.96 3.12 1.52 2.11 2.70 

 Wages and salaries 

 Mean.............................................. 67,409 38,115 19,105 31,293 41,328 56,008 99,977 84,497 121,080 

 Share ............................................. 77.1 70.8 60.7 66.8 71.6 76.8 80.1 80.3 79.9 

 SE.................................................. 964.08 676.45 2,712.92 1,137.31 1,083.60 2,010.35 1,599.86 1,791.46 3,858.27 

 CV(%) ............................................ 1.43 1.77 14.20 3.63 2.62 3.59 1.60 2.12 3.19 

 Self-employment income 

 Mean.............................................. 6,085 3,552 2,333 3,362 3,742 4,272 8,901 7,286 11,104 

 Share ............................................. 7.0 6.6 7.4 7.2 6.5 5.9 7.1 6.9 7.3 

 SE.................................................. 424.47 355.98 596.46 516.27 517.97 762.57 692.31 799.56 1,003.73 

 CV(%) ............................................ 6.98 10.02 25.56 15.35 13.84 17.85 7.78 10.97 9.04 

 Social Security, private and government 

 retirement 

 Mean.............................................. 9,632 8,817 6,874 9,216 9,212 8,534 10,537 8,436 13,402 

 Share ............................................. 11.0 16.4 21.8 19.7 16.0 11.7 8.4 8.0 8.8 

 SE.................................................. 159.93 190.12 526.41 403.20 359.73 559.20 347.39 433.01 758.89 

 CV(%) ............................................ 1.66 2.16 7.66 4.37 3.91 6.55 3.30 5.13 5.66 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Interest, dividends, rental income, and other 

 property income 

 Mean.............................................. 2,279 1,013 400 862 1,010 1,647 3,687 3,064 4,537 

 Share ............................................. 2.6 1.9 1.3 1.8 1.7 2.3 3.0 2.9 3.0 

 SE.................................................. 207.05 175.42 126.95 417.77 166.87 337.31 374.99 531.01 428.18 

 CV(%) ............................................ 9.08 17.32 31.77 48.46 16.53 20.48 10.17 17.33 9.44 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) 

 Mean.............................................. 590 921 1,806 1,019 748 526 223 284 141 

 Share ............................................. .7 1.7 5.7 2.2 1.3 .7 .2 .3 .1 

 SE.................................................. 25.39 43.10 234.34 61.98 63.95 73.60 24.42 36.04 24.32 

 CV(%) ............................................ 4.30 4.68 12.97 6.08 8.55 13.98 10.93 12.71 17.22 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support 

 Mean.............................................. 1,101 1,111 645 889 1,214 1,606 1,090 1,213 922 

 Share ............................................. 1.3 2.1 2.1 1.9 2.1 2.2 .9 1.2 .6 

 SE.................................................. 80.12 62.64 277.95 102.20 111.20 164.93 136.14 153.43 191.22 

 CV(%) ............................................ 7.28 5.64 43.09 11.50 9.16 10.27 12.49 12.65 20.74 

 Other income 

 Mean.............................................. 336 317 296 229 432 289 358 402 298 

 Share ............................................. .4 .6 .9 .5 .7 .4 .3 .4 .2 

 SE.................................................. 34.06 50.30 54.15 59.68 105.15 117.11 51.79 78.21 69.53 

 CV(%) ............................................ 10.12 15.88 18.29 26.01 24.33 40.53 14.46 19.44 23.32 

 Personal taxes (contains some imputed values) 

 Mean.............................................. 8,689 918 -1,944 -182 1,555 3,482 17,329 11,898 24,732 

 Share ............................................. 9.9 1.7 -6.2 -.4 2.7 4.8 13.9 11.3 16.3 

 SE.................................................. 369.91 243.88 357.74 524.35 289.72 512.82 623.93 518.02 1,434.63 

 CV(%) ............................................ 4.26 26.56 -18.40 -287.63 18.63 14.73 3.60 4.35 5.80 

 Federal income taxes 

 Mean.............................................. 8,561 2,427 -241 1,364 3,033 4,864 15,382 11,096 21,223 

 Share ............................................. 9.8 4.5 -.8 2.9 5.3 6.7 12.3 10.5 14.0 

 SE.................................................. 285.72 151.58 277.41 285.59 199.83 424.51 491.48 419.41 1,158.86 

 CV(%) ............................................ 3.34 6.25 -114.98 20.94 6.59 8.73 3.20 3.78 5.46 

 Stimulus payment 

 Mean.............................................. -2,542 -2,679 -2,075 -2,613 -2,664 -3,174 -2,389 -2,599 -2,104 

 Share ............................................. -2.9 -5.0 -6.6 -5.6 -4.6 -4.4 -1.9 -2.5 -1.4 

 SE.................................................. 43.52 63.69 140.64 86.55 116.66 125.61 70.67 84.10 91.55 

 CV(%) ............................................ -1.71 -2.38 -6.78 -3.31 -4.38 -3.96 -2.96 -3.24 -4.35 

 State and local income taxes 

 Mean.............................................. 2,564 1,042 359 799 1,149 1,694 4,257 3,330 5,520 

 Share ............................................. 2.9 1.9 1.1 1.7 2.0 2.3 3.4 3.2 3.6 

 SE.................................................. 106.78 59.23 84.56 86.53 73.62 109.94 167.42 140.12 304.84 

 CV(%) ............................................ 4.16 5.69 23.58 10.84 6.41 6.49 3.93 4.21 5.52 

 Other taxes 

 Mean.............................................. 105 128 14 268 37 97 79 70 92 

 Share ............................................. .1 .2 ( 2 ) .6 .1 .1 .1 .1 .1 

 SE.................................................. 65.45 124.33 5.43 349.18 8.08 37.62 14.92 18.32 17.62 

 CV(%) ............................................ 62.21 96.79 40.20 130.20 21.73 38.68 18.80 26.20 19.10 

 Income after taxes 

 Mean.............................................. 78,743 52,926 33,403 47,053 56,131 69,400 107,446 93,284 126,753 

 Share ............................................. 90.1 98.3 106.2 100.4 97.3 95.2 86.1 88.7 83.7 

 SE.................................................. 956.65 705.23 2,593.08 1,276.99 1,006.02 1,942.72 1,441.02 1,826.73 2,883.36 

 CV(%) ............................................ 1.21 1.33 7.76 2.71 1.79 2.80 1.34 1.96 2.27 

Addenda: 

 Net change in total assets and liabilities 

 Mean.............................................. $16,089 $1,778 $3,101 $3,007 $2,941 -$3,229 $32,000 $34,637 $28,404 

 SE.................................................. 3,165.60 2,116.03 2,143.21 2,717.82 3,444.57 7,139.74 5,467.62 8,254.76 7,283.29 

 CV(%) ............................................ 19.68 118.99 69.11 90.38 117.14 -221.08 17.09 23.83 25.64 

 Net change in total assets 

 Mean.............................................. 39,962 14,421 4,405 11,989 14,820 23,957 68,358 60,444 79,146 

 SE.................................................. 2,729.57 1,758.95 2,025.63 2,414.59 2,500.09 5,377.63 5,079.64 7,698.59 6,915.53 

 CV(%) ............................................ 6.83 12.20 45.99 20.14 16.87 22.45 7.43 12.74 8.74 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2021 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Net change in total liabilities 

 Mean.............................................. 23,873 12,642 1,304 8,982 11,879 27,186 36,359 25,807 50,743 

 SE.................................................. 1,479.93 1,244.01 1,058.49 1,856.63 2,230.58 4,333.61 2,817.46 3,222.81 5,514.87 

 CV(%) ............................................ 6.20 9.84 81.20 20.67 18.78 15.94 7.75 12.49 10.87 

 Other financial information: 

 Other money receipts 

 Mean.............................................. 1,004 483 182 123 650 1,026 1,582 805 2,641 

 SE.................................................. 241.12 109.80 170.17 48.86 163.76 449.24 481.69 143.87 1,109.92 

 CV(%) ............................................ 24.03 22.72 93.25 39.69 25.19 43.78 30.45 17.87 42.03 

 Mortgage principal paid on owned property 

 Mean.............................................. -2,621 -1,483 -912 -1,171 -1,574 -2,223 -3,886 -3,132 -4,913 

 SE.................................................. 68.59 58.32 171.71 86.83 98.26 128.64 128.35 128.72 288.07 

 CV(%) ............................................ -2.62 -3.93 -18.84 -7.41 -6.24 -5.79 -3.30 -4.11 -5.86 

 Estimated market value of owned home 

 Mean.............................................. 253,645 158,339 92,983 134,026 169,219 221,711 359,604 306,018 432,653 

 SE.................................................. 5,791.95 4,791.48 16,704.26 5,811.65 5,118.32 11,955.45 9,638.45 10,949.92 13,379.84 

 CV(%) ............................................ 2.28 3.03 17.96 4.34 3.02 5.39 2.68 3.58 3.09 

 Estimated monthly rental value of owned home 

 Mean.............................................. 1,265 861 508 749 927 1,153 1,715 1,505 2,002 

 SE.................................................. 15.46 13.24 30.52 19.13 24.23 39.23 27.37 30.18 40.94 

 CV(%) ............................................ 1.22 1.54 6.01 2.56 2.61 3.40 1.60 2.01 2.04 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

n.a. Not applicable. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022