Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2016-2017

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

Number of consumer units (in thousands) ................................ 43,655 1,754 5,801 3,947 6,885 10,924 14,344 9,179 5,165 

Consumer unit characteristics: 

 Income before taxes................................................................ $79,843 $45,331 $83,274 $84,252 $97,321 $93,418 $62,736 $71,509 $47,144 

 Income after taxes ................................................................ 67,818 41,376 70,420 70,902 80,730 77,525 55,560 61,781 44,504 

 Age of reference person ................................................................ 55.2 22.2 29.2 39.3 50.2 59.5 73.1 68.8 80.6 

 Average number in consumer unit: 

 People ................................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

 Children under 18 ................................................................1 .1 .1 .2 .1 ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 Adults 65 and older ................................................................6 ( 1 ) ( 1 ) ( 1 ) .1 .2 1.7 1.7 1.8 

 Earners ................................................................ 1.2 1.7 1.7 1.5 1.5 1.4 .6 .7 .3 

 Vehicles................................................................ 2.1 1.6 1.7 1.7 2.2 2.5 2.2 2.4 1.9 

Percent distribution: 

 Reference person: 

 Men ................................................................ 52 47 56 52 45 49 56 55 58 

 Women ................................................................ 48 53 44 48 55 51 44 45 42 

 Housing tenure: 

 Homeowner ................................................................ 72 15 38 51 72 86 88 88 87 

 With mortgage ................................................................ 36 10 32 42 49 45 26 31 17 

 Without mortgage ................................................................ 36 5 7 10 22 41 62 57 70 

 Renter ................................................................ 28 85 62 49 28 14 12 12 13 

 Race of reference person: 

 Black or African-American ................................ 11 10 12 18 15 11 7 7 8 

 White, Asian, and all other races ................................ 89 90 88 82 85 89 93 93 92 

 Hispanic or Latino origin of reference 

 person: 

 Hispanic or Latino ................................................................ 9 17 13 13 12 7 5 6 5 

 Not Hispanic or Latino ................................................................ 91 83 87 87 88 93 95 94 95 

 Education of reference person: 

 Elementary (1-8) ................................................................2 1 1 1 2 2 3 3 4 

 High school (9-12)................................................................ 29 35 15 24 30 31 32 28 41 

 College ................................................................ 69 64 84 75 68 67 64 69 54 

 Never attended and other ................................ ( 1 ) ( 2 ) ( 2 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ................................93 87 91 88 93 95 94 95 92 

Average annual expenditures ................................ $62,675 $42,281 $58,449 $62,673 $69,184 $69,156 $58,979 $63,910 $50,292 

 Food ................................................................................................ 7,638 5,178 7,197 8,254 7,581 8,231 7,585 7,996 6,879 

 Food at home ................................................................ 4,248 2,492 3,493 4,084 4,073 4,780 4,534 4,707 4,239 

 Cereals and bakery products................................ 526 344 411 475 461 607 581 594 561 

 Cereals and cereal products ................................ 156 142 152 164 141 167 156 167 138 

 Bakery products................................................................ 370 202 260 310 320 440 425 426 422 

 Meats, poultry, fish, and eggs ................................ 929 554 696 967 898 1,053 990 1,045 896 

 Beef ................................................................ 266 143 164 271 272 292 302 330 254 

 Pork ................................................................ 183 139 126 198 158 210 200 210 183 

 Other meats ................................................................ 124 60 97 106 107 159 132 135 126 

 Poultry................................................................ 159 115 163 179 159 176 145 151 135 

 Fish and seafood ................................................................ 143 55 101 160 144 162 155 159 149 

 Eggs ................................................................ 54 42 45 52 59 55 55 59 49 

 Dairy products ................................................................ 427 245 362 368 414 469 470 477 459 

 Fresh milk and cream ................................ 131 83 111 124 128 141 142 143 141 

 Other dairy products ................................ 296 162 251 244 286 328 328 334 318 

 Fruits and vegetables ................................................................ 824 455 710 821 742 891 912 932 878 

 Fresh fruits ................................................................298 172 247 271 265 316 346 353 335 

 Fresh vegetables ................................................................ 280 138 247 291 257 306 301 315 277 

 Processed fruits ................................................................ 108 61 95 113 94 119 118 112 127 

 Processed vegetables ................................ 138 85 120 146 126 149 147 152 140 

 Other food at home ................................................................ 1,543 894 1,313 1,454 1,558 1,760 1,581 1,660 1,445 

 Sugar and other sweets ................................ 155 80 121 122 140 176 180 182 176 

 Fats and oils ................................................................ 116 70 100 97 109 134 124 127 120 

 Miscellaneous foods ................................ 782 507 712 770 781 881 779 828 697 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2016-2017 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Nonalcoholic beverages ................................ 422 219 337 420 447 491 422 428 412 

 Food prepared by consumer unit on 

 out-of-town trips................................................................ 67 18 43 45 80 78 75 95 40 

 Food away from home ................................................................ 3,390 2,686 3,705 4,169 3,508 3,451 3,051 3,289 2,640 

 Alcoholic beverages ................................................................ 673 389 754 839 680 742 579 627 497 

 Housing ................................................................ 19,783 14,701 20,200 20,600 21,091 20,784 18,645 19,927 16,384 

 Shelter ................................................................ 11,545 9,855 13,559 12,756 12,826 11,715 9,859 10,632 8,486 

 Owned dwellings................................................................ 7,113 1,151 5,008 6,513 8,225 8,819 7,026 7,861 5,542 

 Mortgage interest and charges ................................ 2,879 668 2,950 3,767 4,145 3,484 1,808 2,254 1,013 

 Property taxes ................................................................ 2,340 312 1,207 1,496 2,353 2,939 2,817 3,086 2,338 

 Maintenance, repairs, insurance, 

 other expenses ................................................................ 1,894 171 850 1,250 1,727 2,396 2,401 2,520 2,191 

 Rented dwellings ................................................................ 3,357 8,418 8,006 5,674 3,302 1,574 1,606 1,293 2,161 

 Other lodging ................................................................ 1,075 286 545 569 1,299 1,323 1,228 1,478 783 

 Utilities, fuels, and public services ................................ 4,005 2,419 3,105 3,767 4,294 4,413 4,180 4,349 3,880 

 Natural gas ................................................................382 145 280 355 366 428 431 442 413 

 Electricity................................................................ 1,496 910 1,124 1,363 1,577 1,627 1,616 1,651 1,555 

 Fuel oil and other fuels ................................ 113 322 49 60 109 147 140 138 143 

 Telephone services................................................................ 1,419 1,086 1,245 1,466 1,599 1,569 1,315 1,441 1,090 

 Residential phone service, VOIP, 

 and phone cards................................................................ 321 64 67 184 291 363 476 448 525 

 Cellular phone service ................................ 1,097 1,022 1,178 1,282 1,308 1,206 839 993 565 

 Water and other public services ................................597 256 406 524 644 642 678 677 679 

 Household operations ................................................................ 1,215 632 960 1,106 1,119 1,268 1,427 1,453 1,380 

 Personal services ................................................................ 111 3151 182 222 86 387 78 360 3109 

 Other household expenses................................ 1,104 481 778 883 1,033 1,182 1,349 1,392 1,271 

 Housekeeping supplies ................................................................ 780 359 534 698 658 869 954 1,021 841 

 Laundry and cleaning supplies ................................ 167 112 124 195 167 168 185 192 171 

 Other household products ................................ 437 185 306 393 332 496 543 578 485 

 Postage and stationery ................................ 176 61 103 110 159 206 227 252 185 

 Household furnishings and equipment ................................ 2,238 1,436 2,042 2,274 2,195 2,518 2,225 2,472 1,796 

 Household textiles ................................................................ 123 63 131 109 131 119 129 133 123 

 Furniture................................................................ 579 392 665 613 535 604 559 624 444 

 Floor coverings ................................................................ 37 12 19 154 24 38 21 27 11 

 Major appliances................................................................ 331 193 266 321 311 410 327 369 254 

 Small appliances, miscellaneous 

 housewares ................................................................ 154 127 130 142 189 185 130 147 101 

 Miscellaneous household equipment ................................ 1,014 650 831 935 1,005 1,161 1,058 1,172 863 

 Apparel and services................................................................ 1,726 1,297 1,882 2,286 1,936 1,775 1,441 1,590 1,184 

 Men and boys ................................................................394 319 430 405 476 423 327 372 251 

 Men, 16 and over ................................................................ 350 297 368 345 420 386 293 332 226 

 Boys, 2 to 15 ................................................................44 22 62 60 56 37 35 41 25 

 Women and girls ................................................................ 669 448 574 979 790 687 590 657 475 

 Women, 16 and over ................................................................ 626 440 543 916 722 644 554 609 461 

 Girls, 2 to 15 ................................................................43 38 30 64 68 43 36 48 14 

 Children under 2 ................................................................ 35 319 32 326 33 37 39 50 321 

 Footwear ................................................................ 345 303 352 573 401 378 235 253 204 

 Other apparel products and services ................................ 283 207 494 303 236 250 249 258 233 

 Transportation ................................................................ 10,137 9,448 9,317 10,131 11,353 11,201 9,179 10,594 6,675 

 Vehicle purchases (net outlay) ................................ 4,330 4,956 3,944 4,391 4,812 4,734 3,853 4,541 2,632 

 Cars and trucks, new ................................................................ 2,151 31,334 1,687 2,007 2,093 2,387 2,328 2,727 1,618 

 Cars and trucks, used ................................................................ 2,120 3,571 2,250 2,291 2,626 2,296 1,465 1,724 1,004 

 Other vehicles ................................................................59 351 37 393 393 351 361 390 310 

 Gasoline, other fuels, and motor oil ................................ 1,954 1,863 1,947 2,072 2,226 2,162 1,647 1,866 1,257 

 Other vehicle expenses ................................................................ 3,074 2,265 2,621 2,882 3,572 3,463 2,894 3,274 2,230 

 Vehicle finance charges ................................ 226 223 249 278 308 246 149 198 63 

 Maintenance and repairs ................................ 920 662 752 796 967 1,106 891 1,013 675 

 Vehicle insurance ................................................................ 1,150 3832 806 1,063 1,488 1,252 1,131 1,268 898 

 Vehicle rental, leases, licenses, and 

 other charges ................................................................ 777 549 814 745 808 859 722 795 594 

 Public and other transportation ................................ 779 364 804 785 743 843 785 913 557 

 Healthcare ................................................................ 5,993 1,547 3,236 3,705 4,982 6,720 8,220 8,056 8,511 

 Health insurance ................................................................ 4,106 1,120 2,114 2,596 3,347 4,454 5,793 5,682 5,990 

 Medical services ................................................................ 1,034 281 769 633 920 1,307 1,192 1,207 1,164 

 Drugs ................................................................ 650 91 255 349 545 741 948 908 1,019 

 Medical supplies ................................................................ 202 55 97 128 170 218 288 259 337 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2016-2017 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Entertainment ................................................................3,517 2,125 3,099 3,889 3,827 3,814 3,400 4,087 2,193 

 Fees and admissions ................................................................ 736 441 754 748 696 721 793 965 490 

 Audio and visual equipment and 

 services ................................................................ 1,131 723 965 1,090 1,166 1,225 1,170 1,252 1,023 

 Pets, toys, hobbies, and playground 

 equipment ................................................................1,037 522 851 1,616 1,303 1,196 788 984 453 

 Pets ................................................................ 882 378 763 1,465 1,092 1,005 657 819 380 

 Toys, hobbies, and playground 

 equipment ................................................................155 3143 88 150 212 192 131 165 73 

 Other entertainment supplies, 

 equipment, and services ................................ 613 439 529 436 662 672 649 887 227 

 Personal care products and services ................................799 529 754 882 762 828 826 885 721 

 Reading ................................................................ 131 39 61 116 97 128 196 178 225 

 Education ................................................................ 1,284 1,831 1,936 1,154 2,344 1,260 501 625 280 

 Tobacco products and smoking supplies ................................ 334 243 274 434 523 388 209 259 120 

 Miscellaneous ................................................................1,063 689 720 1,217 1,294 1,112 1,055 1,159 872 

 Cash contributions ................................................................ 2,350 389 899 1,366 2,476 2,947 2,933 2,875 3,036 

 Personal insurance and pensions ................................ 7,247 3,877 8,120 7,799 10,238 9,227 4,211 5,051 2,716 

 Life and other personal insurance ................................459 45 163 236 426 633 575 624 489 

 Pensions and Social Security ................................ 6,788 3,832 7,957 7,563 9,812 8,594 3,635 4,427 2,227 

Sources of income and personal taxes: 

 Money income before taxes ................................ $79,843 $45,331 $83,274 $84,252 $97,321 $93,418 $62,736 $71,509 $47,144 

 Wages and salaries ................................................................ 57,690 42,692 78,835 77,760 84,052 71,857 22,006 29,678 8,371 

 Self-employment income ................................ 5,169 802 2,989 3,342 6,964 7,191 4,687 5,903 2,525 

 Social Security, private and 

 government retirement ................................ 12,980 3141 442 1,257 2,692 10,024 30,036 29,007 31,866 

 Interest, dividends, rental income, 

 other property income ................................................................ 3,043 234 265 651 2,681 3,394 5,074 5,972 3,479 

 Public assistance, Supplemental 

 Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................ 305 348 188 495 366 365 221 199 260 

 Unemployment and workers' 

 compensation, veterans' benefits, 

 and regular contributions for support................................ 416 3236 296 542 360 372 512 524 490 

 Other income ................................................................240 877 259 205 206 215 200 227 152 

 Personal taxes (contains some imputed 

 values) ................................................................ 12,025 3,955 12,854 13,350 16,591 15,893 7,175 9,728 2,639 

 Federal income taxes ................................................................ 9,647 3,072 10,052 10,695 13,428 12,758 5,815 7,851 2,195 

 State and local income taxes ................................ 2,305 861 2,742 2,615 3,085 3,031 1,292 1,787 414 

 Other taxes ................................................................ 73 322 60 41 78 103 68 90 31 

 Income after taxes ................................................................ 67,818 41,376 70,420 70,902 80,730 77,525 55,560 61,781 44,504 

Addenda: 

 Net change in total assets and liabilities ................................ $16,856 -$860 $9,107 $1,670 $22,680 $26,660 $16,074 $18,420 $11,905 

 Net change in total assets ................................ 25,181 10,626 32,586 13,090 28,784 34,171 18,718 22,194 12,540 

 Net change in total liabilities ................................ 8,325 11,486 23,480 11,420 6,104 7,511 2,644 3,774 636 

 Other financial information: 

 Other money receipts ................................................................ 1,468 3222 398 462 426 1,369 2,907 4,459 149 

 Mortgage principal paid on owned 

 property ................................................................ -2,005 -216 -1,006 -1,578 -2,582 -2,889 -1,795 -1,737 -1,898 

 Estimated market value of owned 

 home ................................................................ 211,464 24,675 98,445 124,009 207,337 252,805 274,581 288,208 250,362 

 Estimated monthly rental value of 

 owned home ................................................................ 1,163 172 603 791 1,154 1,394 1,441 1,503 1,332 

 Gifts of goods and services, total ................................ 1,605 423 624 1,074 2,447 2,265 1,393 1,682 889 

 Food ................................................................ 122 33 54 84 166 207 86 92 76 

 Alcoholic beverages ................................................................ 18 35 34 35 16 20 8 6 13 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2016-2017 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Housing ................................................................ 301 117 164 259 354 430 267 293 221 

 Housekeeping supplies ................................ 36 37 29 21 41 53 32 41 18 

 Household textiles ................................................................ 14 318 39 33 315 22 10 12 36 

 Appliances and miscellaneous 

 housewares ................................................................36 312 27 311 51 60 23 19 32 

 Major appliances ................................................................ 13 ( 1 ) 35 33 12 26 12 7 22 

 Small appliances and miscellaneous 

 housewares ................................................................ 22 311 22 38 39 34 11 12 310 

 Miscellaneous household equipment ................................ 62 35 39 60 59 102 47 56 31 

 Other housing ................................................................ 153 46 60 164 187 193 154 165 134 

 Apparel and services ................................................................ 256 131 181 265 300 289 257 314 160 

 Males, 2 and over ................................................................ 78 335 60 70 109 90 70 82 50 

 Females, 2 and over ................................................................ 89 332 40 104 107 108 92 118 48 

 Children under 2 ................................................................ 33 314 25 321 32 36 39 50 321 

 Other apparel products and services ................................ 56 350 55 371 53 56 56 66 341 

 Jewelry and watches ................................ 10 35 313 33 36 13 11 10 312 

 All other apparel products and 

 services ................................................................ 46 346 342 367 47 42 46 56 329 

 Transportation ................................................................126 21 59 56 147 173 138 163 95 

 Healthcare ................................................................ 27 ( 2 ) 33 311 38 48 24 23 325 

 Entertainment ................................................................135 385 68 83 153 196 128 173 51 

 Toys, games, arts and crafts, and 

 tricycles ................................................................ 58 325 323 336 96 81 47 64 319 

 Other entertainment ................................................................ 77 360 44 46 57 115 81 109 33 

 Personal care products and services ................................ 17 319 14 32 13 16 18 22 10 

 Reading ................................................................ 5 ( 2 ) 31 4 5 5 6 8 3 

 Education ................................................................ 457 33 34 191 1,037 679 322 402 179 

 All other gifts ................................................................ 140 10 40 54 219 200 138 185 54 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018