Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 15,509 2,907 3,442 5,783 3,377

Consumer unit characteristics:

Income before taxes ....................................... $53,485 $59,115 $50,261 $47,105 $62,851

Income after taxes .......................................... 50,563 54,644 48,147 45,352 58,437

Age of reference person ................................. 68.9 68.9 68.9 68.9 68.7

Average number in consumer unit:

People .......................................................... 1.9 1.9 1.8 1.8 2.0

Children under 18 ......................................... .1 .1 .1 .1 .1

Adults 65 and older ...................................... 1.4 1.4 1.4 1.4 1.4

Earners ......................................................... .7 .6 .7 .6 .8

Vehicles ........................................................ 1.9 1.6 2.1 1.9 2.1

Percent distribution:

Reference person:

Men .............................................................. 49 47 46 48 57

Women ......................................................... 51 53 54 52 43

Housing tenure:

Homeowner .................................................. 81 79 84 83 77

With mortgage ............................................ 31 25 27 32 38

Without mortgage ....................................... 50 54 57 51 39

Renter ........................................................... 19 21 16 17 23

Race of reference person:

Black or African-American ............................ 10 8 9 16 2

White, Asian, and all other races .................. 90 92 91 84 98

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 7 7 2 9 9

Not Hispanic or Latino .................................. 93 93 98 91 91

Education of reference person:

Elementary (1-8) ........................................... 6 4 4 8 5

High school (9-12) ........................................ 37 40 41 39 27

College ......................................................... 57 56 54 52 67

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 90 85 92 91 90

Average annual expenditures ........................... $46,399 $51,981 $44,755 $40,980 $52,501

Food ............................................................... 5,909 6,411 5,479 5,435 6,718

Food at home ............................................... 3,724 3,956 3,485 3,498 4,145

Cereals and bakery products ..................... 489 532 492 474 482

Cereals and cereal products .................... 149 148 161 137 162

Bakery products ....................................... 339 384 331 336 320

Meats, poultry, fish, and eggs .................... 807 794 708 811 892

Beef .......................................................... 209 166 211 222 216

Pork .......................................................... 172 156 146 197 164

Other meats .............................................. 114 147 96 111 113

Poultry ...................................................... 131 135 121 115 163

Fish and seafood ...................................... 125 139 86 108 177

Eggs ......................................................... 55 51 48 59 58

Dairy products ............................................ 382 408 383 355 412

Fresh milk and cream ............................... 129 137 143 125 118

Other dairy products ................................. 253 270 240 229 294

Fruits and vegetables ................................. 727 802 675 636 872

Fresh fruits ............................................... 265 283 258 217 341

Fresh vegetables ...................................... 240 277 193 210 304

Processed fruits ........................................ 104 116 101 93 116

Processed vegetables .............................. 118 126 123 118 111

Other food at home .................................... 1,319 1,421 1,227 1,222 1,487

Sugar and other sweets ........................... 147 152 152 141 148

Fats and oils ............................................. 115 111 121 107 126

Miscellaneous foods ................................. 640 732 599 551 762

Nonalcoholic beverages ........................... 359 338 295 386 383

Food prepared by consumer unit on

out-of-town trips ...................................... 58 87 61 37 67

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

65-74 Northeast Midwest South West

Food away from home .................................. 2,186 2,455 1,994 1,937 2,573

Alcoholic beverages ....................................... 403 466 303 330 568

Housing .......................................................... 15,375 18,381 13,410 13,191 18,510

Shelter .......................................................... 8,392 10,883 7,092 6,741 10,400

Owned dwellings ........................................ 6,023 7,903 5,041 4,948 7,245

Mortgage interest and charges ................. 2,107 1,690 1,397 1,876 3,583

Property taxes .......................................... 2,176 3,717 2,231 1,453 2,031

Maintenance, repairs, insurance, other

expenses ................................................ 1,740 2,496 1,413 1,619 1,631

Rented dwellings ........................................ 1,499 1,791 1,101 1,149 2,250

Other lodging .............................................. 870 1,189 950 643 905

Utilities, fuels, and public services ................ 3,713 4,045 3,513 3,668 3,708

Natural gas ................................................. 405 546 574 256 365

Electricity .................................................... 1,437 1,323 1,308 1,659 1,289

Fuel oil and other fuels ............................... 209 581 127 102 154

Telephone services .................................... 1,098 1,137 1,048 1,099 1,115

Residential phone service, VOIP, and

phone cards ............................................ 511 592 495 512 458

Cellular phone service .............................. 587 545 554 587 656

Water and other public services ................. 565 459 456 553 786

Household operations .................................. 994 1,090 778 869 1,344

Personal services ....................................... 81 2162 290 243 269

Other household expenses ........................ 913 928 688 826 1,275

Housekeeping supplies ................................ 738 740 674 654 932

Laundry and cleaning supplies ................... 154 143 158 156 156

Other household products .......................... 399 348 358 350 556

Postage and stationery ............................... 184 250 157 149 220

Household furnishings and equipment ......... 1,538 1,623 1,352 1,259 2,126

Household textiles ...................................... 142 152 86 89 279

Furniture ..................................................... 295 360 251 236 384

Floor coverings ........................................... 19 18 17 15 30

Major appliances ........................................ 223 247 135 217 302

Small appliances, miscellaneous

housewares .............................................. 100 92 81 79 158

Miscellaneous household equipment ......... 758 753 782 624 973

Apparel and services ...................................... 1,266 1,437 1,051 1,103 1,610

Men and boys ............................................... 248 276 180 222 332

Men, 16 and over ....................................... 220 232 164 189 312

Boys, 2 to 15 .............................................. 28 44 16 33 21

Women and girls .......................................... 589 671 548 483 747

Women, 16 and over .................................. 532 594 496 427 699

Girls, 2 to 15 ............................................... 57 77 52 56 47

Children under 2 ........................................... 40 80 234 234 225

Footwear ...................................................... 199 208 142 184 267

Other apparel products and services ........... 190 203 146 179 239

Transportation ................................................ 8,089 8,614 8,686 7,572 7,928

Vehicle purchases (net outlay) ..................... 2,684 2,970 3,029 2,609 2,216

Cars and trucks, new .................................. 1,724 1,752 1,669 1,838 1,562

Cars and trucks, used ................................ 947 1,180 1,352 771 635

Other vehicles ............................................ 213 238 28

3 ( ) 218

Gasoline and motor oil ................................. 2,228 2,072 2,375 2,215 2,235

Other vehicle expenses ................................ 2,550 2,652 2,607 2,406 2,665

Vehicle finance charges ............................. 139 115 118 170 130

Maintenance and repairs ............................ 879 908 877 747 1,090

Vehicle insurance ....................................... 995 793 1,225 1,078 800

Vehicle rental, leases, licenses, and other

charges ..................................................... 536 837 387 411 644

Public and other transportation .................... 626 920 675 342 811

Healthcare ...................................................... 5,224 5,454 5,789 4,628 5,466

Health insurance .......................................... 3,356 3,435 3,782 3,055 3,368

Medical services ........................................... 923 1,146 1,024 668 1,066

Drugs ............................................................ 776 711 816 736 858

Medical supplies ........................................... 169 162 167 169 173

Entertainment ................................................. 2,455 2,821 2,046 2,162 3,063

Fees and admissions ................................... 557 697 491 426 750

Audio and visual equipment and services .... 955 1,050 909 930 964

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

65-74 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 640 669 485 662 716

Pets ............................................................ 508 434 345 568 601

Toys, hobbies, and playground equipment 132 234 140 94 115

Other entertainment supplies, equipment,

and services ............................................... 302 406 162 144 633

Personal care products and services ............. 635 639 542 607 752

Reading .......................................................... 147 181 145 110 184

Education ....................................................... 299 459 147 249 403

Tobacco products and smoking supplies ....... 254 219 279 300 179

Miscellaneous ................................................. 846 897 1,102 616 940

Cash contributions .......................................... 2,342 2,214 2,846 1,954 2,602

Personal insurance and pensions .................. 3,156 3,789 2,931 2,725 3,579

Life and other personal insurance ................ 523 614 416 547 511

Pensions and Social Security ....................... 2,633 3,176 2,515 2,177 3,068

Sources of income and personal taxes:

Money income before taxes ........................... $53,485 $59,115 $50,261 $47,105 $62,851

Wages and salaries ...................................... 22,194 26,981 19,104 19,396 26,013

Self-employment income .............................. 2,317 979 2,387 1,871 4,159

Social Security, private and government

retirement ................................................... 25,306 26,354 25,393 23,146 28,015

Interest, dividends, rental income, other

property income .......................................... 2,672 3,594 2,227 1,906 3,643

Public assistance, supplemental security

income, food stamps .................................. 350 479 307 292 381

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 509 586 701 353 515

Other income ................................................ 138 142 2142 141 124

Personal taxes (contains some imputed

values) .......................................................... 2,922 4,470 2,114 1,753 4,414

Federal income taxes ................................... 2,258 3,387 1,572 1,361 3,519

State and local income taxes ....................... 533 876 424 250 834

Other taxes ................................................... 131 207 118 141 60

Income after taxes .......................................... 50,563 54,644 48,147 45,352 58,437

Addenda:

Net change in total assets and liabilities ........ $3,667 $6,044 $5,905 $6,317 - $5,198

Net change in total assets ............................ 8,175 7,510 9,174 8,124 7,817

Net change in total liabilities ......................... 4,508 1,466 3,269 1,807 13,015

Other financial information:

Other money receipts ................................... 908 2,978 385 352 611

Mortgage principal paid on owned property -1,777 -1,814 -1,394 -1,541 -2,539

Estimated market value of owned home ...... 201,074 224,708 144,462 165,016 300,191

Estimated monthly rental value of owned

home .......................................................... 1,091 1,266 922 976 1,309

Gifts of goods and services, total ................... 1,073 1,320 945 875 1,350

Food ............................................................. 81 95 81 49 127

Alcoholic beverages ..................................... 7 15 6 22 12

Housing ........................................................ 242 297 253 179 295

Housekeeping supplies .............................. 39 61 22 34 46

Household textiles ...................................... 9 213 217 27

24

Appliances and miscellaneous

housewares .............................................. 28 40 24 14 47

Major appliances ...................................... 12 24 6 7 16

Small appliances and miscellaneous

housewares ............................................ 16 216 218 27 31

Miscellaneous household equipment ......... 49 64 47 33 70

Other housing ............................................. 116 118 143 92 129

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

65-74 Northeast Midwest South West

Apparel and services .................................... 246 323 170 217 306

Males, 2 and over ....................................... 53 80 57 48 38

Females, 2 and over ................................... 109 111 77 85 175

Children under 2 ......................................... 36 79 221 33 225

Other apparel products and services ......... 48 52 214 51 269

Jewelry and watches ................................ 17 20 29 21 214

All other apparel products and services ... 31 232 26 30 254

Transportation .............................................. 110 63 107 129 124

Healthcare .................................................... 34 294 270 22

23

Entertainment ............................................... 111 184 98 97 96

Toys, games, arts and crafts, and tricycles 47 2113 230 246 219

Other entertainment ................................... 64 71 69 51 77

Personal care products and services ........... 20 47 10 6 33

Reading ........................................................ 4 6 4 5 2

Education ..................................................... 116 82 75 107 205

All other gifts ................................................. 101 115 71 83 149

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014