Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 20,105 605 641 969 1,069 2,582 2,494 2,272 3,391 6,082 

Consumer unit characteristics: 

Income before taxes ..................................... $59,281 $1,247 $7,787 $12,830 $17,596 $25,275 $34,618 $44,658 $58,985 $115,379 

Income after taxes ........................................ 57,901 1,760 8,566 13,509 18,428 26,017 34,887 44,608 57,991 110,578

Age of reference person ................................ 29.7 29.4 29.3 29.0 29.3 29.4 29.4 29.5 29.6 30.2 

Average number in consumer unit:

Persons ........................................................ 2.9 2.3 2.6 2.6 2.8 2.7 2.8 2.8 2.9 3.1 

Children under 18 ........................................ 1.1 1.1 1.3 1.2 1.2 1.2 1.1 1.1 1.0 1.0 

Persons 65 and older ................................... 1 ( ) 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 .5 .7 .9 1.1 1.2 1.3 1.5 1.7 1.9 

Vehicles ....................................................... 1.7 .8 .9 1.0 1.1 1.3 1.5 1.7 1.9 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 42 38 32 37 45 46 49 50 52 

Female ......................................................... 53 58 62 68 63 55 54 51 50 48 

Housing tenure:

Homeowner .................................................. 46 18 13 21 20 24 35 43 53 70 

With mortgage ............................................ 39 9 9 12 10 16 27 36 46 66 

Without mortgage ....................................... 7 9 4 9 10 7 8 7 7 4 

Renter .......................................................... 54 82 87 79 80 76 65 57 47 30 

Race of reference person:

Black or African-American ........................... 14 25 28 24 21 17 17 13 11 8 

White, Asian, and all other races ................. 86 75 72 76 79 83 83 87 89 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 18 17 22 24 27 25 20 19 15 11 

Not Hispanic or Latino .................................. 82 83 78 76 73 75 80 81 85 89 

Education of reference person:

Elementary (1-8) .......................................... 4 6 4 6 10 7 5 4 3 1 

High school (9-12) ........................................ 28 40 47 40 44 40 35 31 24 14 

College ......................................................... 68 54 49 53 45 54 60 65 73 85 

Never attended and other ............................ 3 ( ) 2 ( ) 2 ( ) 1 1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 89 58 66 71 75 86 90 91 95 97 

Average annual expenditures .......................... $46,556 $23,684 $23,276 $23,756 $24,368 $29,755 $35,787 $39,293 $46,889 $73,176 

Food ............................................................... 6,130 4,535 4,125 4,156 4,195 4,473 4,806 5,437 6,396 8,627 

Food at home ............................................... 3,408 3,041 2,730 2,945 2,890 2,866 2,759 3,055 3,516 4,310 

Cereals and bakery products ..................... 457 426 347 361 356 398 360 408 487 578 

Cereals and cereal products .................... 165 163 136 134 130 143 139 139 168 210 

Bakery products ....................................... 292 262 211 226 226 254 221 269 320 368 

Meats, poultry, fish, and eggs .................... 735 689 823 651 745 655 610 664 732 867 

Beef .......................................................... 189 186 349 170 199 169 140 194 183 207 

Pork .......................................................... 136 168 78 130 154 134 112 115 150 148 

Other meats ............................................. 104 80 83 76 74 91 89 88 108 134 

Poultry ...................................................... 156 141 168 131 174 154 121 141 146 186 

Fish and seafood ..................................... 108 480 104 104 103 68 108 91 95 146 

Eggs ......................................................... 43 35 40 40 40 40 40 36 50 46 

Dairy products ............................................ 364 320 282 324 295 319 276 332 359 475 

Fresh milk and cream .............................. 139 129 128 130 119 129 117 127 132 172 

Other dairy products ................................ 225 191 154 195 175 190 159 205 227 303 

Fruits and vegetables ................................. 603 518 417 547 428 491 507 520 606 802 

Fresh fruits ............................................... 199 162 113 176 120 167 158 160 196 283 

Fresh vegetables ..................................... 187 136 129 132 129 151 161 155 181 263 

Processed fruits ....................................... 108 126 92 105 93 83 84 100 116 134 

Processed vegetables .............................. 109 93 82 134 86 91 103 106 113 123 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,249 $1,088 $861 $1,062 $1,067 $1,003 $1,006 $1,131 $1,332 $1,588 

Sugar and other sweets ........................... 111 93 91 85 98 89 79 109 119 143 

Fats and oils ............................................. 90 70 85 94 71 74 80 73 98 109 

Miscellaneous foods ................................ 706 535 471 565 634 551 550 661 748 917 

Nonalcoholic beverages ........................... 313 374 202 312 257 268 278 266 340 370 

Food prepared by consumer unit on

out-of-town trips ..................................... 28 416 412 47 47 21 18 22 26 49 

Food away from home ................................. 2,722 1,494 1,395 1,211 1,305 1,607 2,047 2,383 2,880 4,317 

Alcoholic beverages ....................................... 477 182 203 147 117 225 336 373 545 829 

Housing .......................................................... 17,051 9,710 9,525 10,313 10,269 11,553 13,149 14,972 16,924 25,654 

Shelter .......................................................... 10,653 6,296 5,774 6,311 6,329 7,126 8,128 9,449 10,595 16,066

Owned dwellings ........................................ 5,353 1,143 640 1,444 914 1,599 2,694 3,878 5,266 10,954 

Mortgage interest and charges ................ 3,628 4761 4374 959 475 979 1,759 2,671 3,510 7,550 

Property taxes .......................................... 1,119 234 184 319 238 391 636 814 1,096 2,223 

Maintenance, repairs, insurance, other

expenses ................................................ 605 4148 482 166 201 229 299 393 660 1,181 

Rented dwellings ........................................ 4,933 5,076 5,035 4,837 5,373 5,409 5,313 5,393 4,994 4,283 

Other lodging ............................................. 367 477 4100 430 442 118 122 178 335 829 

Utilities, fuels, and public services ............... 3,239 2,075 2,233 2,282 2,462 2,624 2,973 3,250 3,424 4,012 

Natural gas ................................................. 380 156 230 227 231 245 326 389 386 540 

Electricity .................................................... 1,242 1,032 1,023 994 1,062 1,101 1,189 1,243 1,268 1,425 

Fuel oil and other fuels ............................... 66 424 479 432 445 435 57 443 82 94 

Telephone services .................................... 1,151 667 701 793 869 979 1,063 1,191 1,262 1,386 

Water and other public services ................. 400 197 201 236 255 263 338 384 426 567 

Household operations .................................. 1,237 563 490 492 460 651 772 888 1,063 2,306 

Personal services ....................................... 771 4299 4282 277 242 354 446 504 610 1,541 

Other household expenses ........................ 466 264 209 215 218 297 326 384 452 764 

Housekeeping supplies ................................ 486 235 296 443 409 380 333 397 486 702 

Laundry and cleaning supplies .................. 137 83 116 134 157 123 104 136 143 158 

Other household products .......................... 246 126 148 248 191 179 161 195 233 377 

Postage and stationery .............................. 102 427 432 61 61 78 68 66 110 168 

Household furnishings and equipment ......... 1,437 541 732 785 610 772 942 988 1,356 2,569 

Household textiles ...................................... 89 47 34 120 47 44 42 42 117 143 

Furniture ..................................................... 430 167 188 161 196 213 236 342 320 832 

Floor coverings .......................................... 31 420 43 47 411 6 7 7 29 72 

Major appliances ........................................ 162 460 39 69 73 75 132 93 194 272 

Small appliances, miscellaneous

housewares .............................................. 93 26 70 50 53 67 72 62 84 153 

Miscellaneous household equipment ......... 633 222 398 379 230 367 454 441 611 1,096 

Apparel and services ..................................... 1,978 935 1,742 1,137 953 1,445 1,467 1,556 1,748 3,210 

Men and boys .............................................. 418 225 249 203 202 287 326 304 383 698 

Men, 16 and over ....................................... 308 4158 474 4104 77 203 217 201 282 572 

Boys, 2 to 15 .............................................. 110 67 175 98 125 84 109 103 101 126 

Women and girls .......................................... 676 255 717 380 307 544 524 523 686 1,009 

Women, 16 and over .................................. 542 4161 481 284 188 418 371 438 526 875 

Girls, 2 to 15 ............................................... 134 94 236 96 119 125 153 85 161 134 

Children under 2 .......................................... 196 493 235 143 189 124 159 180 148 299 

Footwear ...................................................... 325 4245 388 299 113 315 274 335 300 407 

Other apparel products and services ........... 363 116 153 113 143 176 185 215 232 797 

Transportation ................................................ 7,952 3,670 3,361 3,581 3,913 5,535 7,061 6,575 7,705 12,338 

Vehicle purchases (net outlay) ..................... 3,118 41,594 41,216 4981 999 2,185 2,900 2,053 2,672 5,315 

Cars and trucks, new ................................. 1,274 4172 2 ( ) 2 ( ) 2 ( ) 4708 734 1,034 1,168 2,554 

Cars and trucks, used ................................ 1,788 1,423 1,216 981 999 1,476 2,053 1,009 1,444 2,659 

Other vehicles ............................................ 56 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 4113 410 460 4102 

Gasoline and motor oil ................................. 2,140 1,040 1,147 1,289 1,470 1,646 1,883 2,206 2,400 2,752 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,234 $889 $787 $1,108 $1,244 $1,494 $2,037 $2,031 $2,204 $3,384 

Vehicle finance charges ............................. 328 480 443 126 95 177 227 283 399 538 

Maintenance and repairs ........................... 680 329 344 362 386 565 527 587 729 973 

Vehicle insurance ....................................... 789 4392 4213 4435 4554 560 949 818 622 1,122 

Vehicle rental, leases, licenses, and other

charges .................................................... 437 87 188 185 210 191 334 342 454 750 

Public transportation .................................... 461 147 211 202 199 210 241 285 429 887 

Healthcare ...................................................... 1,803 766 516 561 643 967 1,403 1,564 2,128 2,871 

Health insurance .......................................... 1,085 291 300 293 378 474 890 978 1,359 1,723 

Medical services .......................................... 454 282 114 144 137 298 276 365 491 764 

Drugs ........................................................... 198 103 69 92 103 152 161 178 214 288 

Medical supplies .......................................... 66 489 432 431 26 41 76 43 64 97 

Entertainment ................................................. 2,378 1,049 987 1,172 1,063 1,424 1,767 2,022 2,562 3,784 

Fees and admissions ................................... 491 139 169 99 122 185 281 393 488 941 

Audio and visual equipment and services .... 992 453 422 607 586 743 824 828 1,043 1,451 

Pets, toys, hobbies, and playground

equipment .................................................. 513 233 310 363 252 332 472 366 530 776 

Other entertainment supplies, equipment,

and services ............................................... 383 4225 85 102 103 164 190 434 501 616 

Personal care products and services ............. 536 206 299 343 280 376 373 453 496 867 

Reading .......................................................... 65 26 27 34 24 40 52 52 65 106 

Education ....................................................... 824 1,329 1,066 859 567 664 1,031 417 698 993 

Tobacco products and smoking supplies ....... 365 362 381 332 395 378 419 421 407 291 

Miscellaneous ................................................ 649 105 284 169 275 301 441 638 772 1,052 

Cash contributions ......................................... 1,038 531 402 261 516 512 647 936 1,125 1,743 

Personal insurance and pensions .................. 5,311 278 359 690 1,157 1,861 2,837 3,876 5,318 10,810 

Life and other personal insurance ................ 161 488 415 420 30 48 80 140 137 333 

Pensions and Social Security ...................... 5,149 190 344 670 1,127 1,813 2,757 3,736 5,181 10,477 

Sources of income and personal taxes: 

Money income before taxes ........................... 59,281 1,247 7,787 12,830 17,596 25,275 34,618 44,658 58,985 115,379 

Wages and salaries ..................................... 54,876 2,347 4,174 8,031 13,060 21,571 30,855 41,880 55,092 108,978 

Self-employment income ............................. 1,845 4-2,920 4-185 4158 4497 560 1,006 1,007 1,718 4,312 

Social Security, private and government

retirement ................................................... 426 460 4557 4730 723 612 415 345 389 323 

Interest, dividends, rental income, other

property income ......................................... 349 37 4101 428 448 83 42 90 151 956 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 531 487 568 703 773 640 819 440 625 320 

Public assistance, supplemental security

income, food stamps .................................. 502 839 1,440 1,635 1,482 997 579 262 134 71 

Regular contributions for support ................. 475 4225 542 1,031 541 480 624 400 651 260 

Other income ............................................... 276 4572 591 513 472 331 279 234 225 159 

Personal taxes ............................................... 1,380 -513 -779 -679 -832 -742 -269 50 995 4,801 

Federal income taxes ................................... 791 -522 -766 -712 -829 -836 -463 -267 471 3,388 

2008 Tax stimulus (thru Q20091) ................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

State and local income taxes ....................... 507 -19 -26 19 -30 70 149 272 468 1,229 

Other taxes .................................................. 82 428 413 14 27 25 44 46 56 184 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 57,901 1,760 8,566 13,509 18,428 26,017 34,887 44,608 57,991 110,578

Addenda:

Net change in total assets and liabilities ........ - $8,683 - $20,711 $80 - $4,168 $681 - $932 - $2,394 - $8,940 - $4,071 - $19,122 

Net change in total assets ............................ 10,442 -18,973 1,122 695 2,325 251 7,197 1,246 13,790 24,553 

Net change in total liabilities ........................ 19,126 1,739 1,042 4,862 1,643 1,183 9,591 10,186 17,862 43,675 

Other financial information:

Other money receipts ................................... 486 41,523 4126 4199 4115 186 114 366 248 989 

Mortgage principal paid on owned property -1,416 4-203 4-358 -325 -204 -342 -659 -964 -1,336 -3,014 

Estimated market value of owned home ...... 88,979 18,943 24,872 25,145 19,284 27,252 49,917 60,082 87,374 179,029 

Estimated monthly rental value of owned

home .......................................................... 563 146 120 208 139 203 336 432 586 1,063 

Gifts of goods and services ............................ 592 843 370 330 214 417 320 367 608 979 

Food ............................................................. 42 439 41 421 419 24 9 26 67 69 

Alcoholic beverages ..................................... 8 2 ( ) 2 ( ) 41 47 42 44 3 ( ) 43 24 

Housing ........................................................ 129 190 4223 126 60 50 105 84 151 176 

Housekeeping supplies .............................. 19 41 3 ( ) 47 45 47 10 11 20 40 

Household textiles ...................................... 7 3 ( ) 2 ( ) 49 42 41 46 42 49 15 

Appliances and miscellaneous

housewares .............................................. 14 45 3 ( ) 413 41 46 415 48 414 23 

Major appliances ...................................... 2 2 ( ) 2 ( ) 2 ( ) 41 3 ( ) 41 2 ( ) 43 46 

Small appliances and miscellaneous

housewares ............................................ 11 45 3 ( ) 413 3 ( ) 45 414 48 411 18 

Miscellaneous household equipment ......... 26 417 42 49 45 410 421 420 22 50 

Other housing ............................................ 63 166 4220 489 47 26 52 42 87 48 

Apparel and services ................................... 220 192 122 115 80 136 134 156 241 365 

Males, 2 and over ...................................... 40 470 418 418 422 13 23 47 53 70 

Females, 2 and over .................................. 51 42 48 49 430 40 19 31 57 96 

Children under 2 ........................................ 74 440 465 449 422 42 55 67 80 114 

Other apparel products and services ......... 55 481 430 439 45 441 437 450 51 85 

Jewelry and watches ................................ 29 47 42 3 ( ) 41 413 427 412 424 61 

All other apparel products and services ... 26 474 429 439 44 428 411 438 427 424 

Transportation .............................................. 62 311 41 28 7 154 12 20 22 78 

Health care ................................................... 6 2 ( ) 43 2 ( ) 41 47 3 ( ) 49 47 49 

Entertainment ............................................... 67 435 46 414 411 19 21 25 70 153 

Toys, games, arts and crafts, and tricycles 32 2 ( ) 2 ( ) 42 410 49 47 412 434 75 

Other entertainment ................................... 35 435 46 413 41 10 14 13 36 78 

Personal care products and services ........... 10 2 ( ) 2 ( ) 423 41 47 43 46 13 16 

Reading ........................................................ 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( )

Education ..................................................... 21 435 2 ( ) 2 ( ) 410 43 415 418 43 49 

All other gifts ................................................ 27 441 414 42 17 14 17 25 31 41 

1 Value is less than or equal to 0.05. 2 No data reported. 3 Value is less than or equal to 0.5. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011