Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 16,947 3,399 3,562 6,619 3,367

Consumer unit characteristics:

Income before taxes ....................................... $53,339 $61,624 $53,833 $47,806 $55,327

Income after taxes .......................................... 48,532 54,644 48,972 44,297 50,221

Age of reference person ................................. 68.8 68.9 68.7 68.9 68.8

Average number in consumer unit:

People .......................................................... 1.8 1.8 1.8 1.9 1.9

Children under 18 ......................................... .1 .1 .1 .1 .1

Adults 65 and older ...................................... 1.4 1.4 1.4 1.4 1.4

Earners ......................................................... .7 .7 .6 .6 .7

Vehicles ........................................................ 1.9 1.7 2.2 1.9 2.0

Percent distribution:

Reference person:

Men .............................................................. 49 48 47 52 50

Women ......................................................... 51 52 53 48 50

Housing tenure:

Homeowner .................................................. 80 78 84 81 76

With mortgage ............................................ 29 26 28 28 36

Without mortgage ....................................... 51 52 56 53 39

Renter ........................................................... 20 22 16 19 24

Race of reference person:

Black or African-American ............................ 10 8 10 14 4

White, Asian, and all other races .................. 90 92 90 86 96

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 7 5 3 7 11

Not Hispanic or Latino .................................. 93 95 97 93 89

Education of reference person:

Elementary (1-8) ........................................... 3 4 2 3 4

High school (9-12) ........................................ 36 35 39 40 27

College ......................................................... 60 61 58 56 69

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 1

At least one vehicle owned or leased ............. 90 82 93 91 91

Average annual expenditures ........................... $49,225 $52,550 $48,204 $46,425 $52,238

Food ............................................................... 6,261 6,227 6,073 6,051 6,829

Food at home ............................................... 3,770 3,881 3,760 3,660 3,869

Cereals and bakery products ..................... 505 555 492 499 485

Cereals and cereal products .................... 150 174 150 141 144

Bakery products ....................................... 355 381 342 358 340

Meats, poultry, fish, and eggs .................... 822 814 816 837 812

Beef .......................................................... 220 171 240 235 219

Pork .......................................................... 171 151 184 188 148

Other meats .............................................. 112 133 121 111 87

Poultry ...................................................... 132 161 118 130 124

Fish and seafood ...................................... 131 145 101 115 173

Eggs ......................................................... 57 52 52 59 62

Dairy products ............................................ 398 429 410 367 411

Fresh milk and cream ............................... 127 136 132 122 125

Other dairy products ................................. 271 293 279 246 286

Fruits and vegetables ................................. 735 767 725 677 813

Fresh fruits ............................................... 268 278 261 236 319

Fresh vegetables ...................................... 245 261 235 220 280

Processed fruits ........................................ 98 110 105 86 101

Processed vegetables .............................. 125 118 123 136 113

Other food at home .................................... 1,309 1,317 1,317 1,278 1,348

Sugar and other sweets ........................... 151 154 165 142 148

Fats and oils ............................................. 109 109 110 113 101

Miscellaneous foods ................................. 622 610 649 588 662

Nonalcoholic beverages ........................... 360 375 309 377 368

Food prepared by consumer unit on

out-of-town trips ...................................... 68 69 84 58 70

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item Total

65-74 Northeast Midwest South West

Food away from home .................................. 2,491 2,346 2,313 2,391 2,960

Alcoholic beverages ....................................... 453 481 363 359 671

Housing .......................................................... 16,172 18,948 15,203 14,317 17,983

Shelter .......................................................... 8,731 11,409 7,802 7,070 10,275

Owned dwellings ........................................ 6,013 8,129 5,674 4,750 6,719

Mortgage interest and charges ................. 1,830 1,683 1,334 1,616 2,923

Property taxes .......................................... 2,240 4,011 2,327 1,439 1,937

Maintenance, repairs, insurance, other

expenses ................................................ 1,943 2,435 2,013 1,695 1,858

Rented dwellings ........................................ 1,745 2,059 1,250 1,454 2,524

Other lodging .............................................. 973 1,222 878 866 1,032

Utilities, fuels, and public services ................ 3,902 4,280 3,816 3,870 3,675

Natural gas ................................................. 443 638 682 257 358

Electricity .................................................... 1,500 1,351 1,286 1,824 1,241

Fuel oil and other fuels ............................... 217 617 188 85 105

Telephone services .................................... 1,189 1,240 1,159 1,168 1,208

Residential phone service, VOIP, and

phone cards ............................................ 490 585 494 472 426

Cellular phone service .............................. 698 655 665 696 783

Water and other public services ................. 553 434 500 535 763

Household operations .................................. 1,011 1,088 845 923 1,280

Personal services ....................................... 68 256 2113 239 292

Other household expenses ........................ 942 1,032 732 884 1,188

Housekeeping supplies ................................ 767 716 826 754 774

Laundry and cleaning supplies ................... 150 141 172 161 118

Other household products .......................... 432 389 471 429 438

Postage and stationery ............................... 185 186 184 164 218

Household furnishings and equipment ......... 1,761 1,456 1,913 1,700 1,978

Household textiles ...................................... 125 117 176 97 134

Furniture ..................................................... 357 310 406 367 331

Floor coverings ........................................... 27 51 38 9 25

Major appliances ........................................ 320 257 377 281 382

Small appliances, miscellaneous

housewares .............................................. 115 107 115 109 132

Miscellaneous household equipment ......... 817 614 801 837 975

Apparel and services ...................................... 1,374 1,753 1,097 1,257 1,513

Men and boys ............................................... 257 324 210 228 298

Men, 16 and over ....................................... 230 302 194 196 265

Boys, 2 to 15 .............................................. 27 22 16 31 34

Women and girls .......................................... 628 841 481 628 589

Women, 16 and over .................................. 584 795 431 584 552

Girls, 2 to 15 ............................................... 44 46 50 44 38

Children under 2 ........................................... 23 224 246 210 220

Footwear ...................................................... 268 314 189 226 375

Other apparel products and services ........... 197 250 171 166 231

Transportation ................................................ 8,185 7,847 8,968 8,143 7,777

Vehicle purchases (net outlay) ..................... 2,945 2,246 3,401 3,456 2,165

Cars and trucks, new .................................. 1,907 837 2,671 2,428 1,153

Cars and trucks, used ................................ 1,026 1,405 707 1,024 985

Other vehicles ............................................ 212 24

223 23227

Gasoline and motor oil ................................. 1,910 1,758 2,008 1,921 1,938

Other vehicle expenses ................................ 2,659 3,051 2,799 2,362 2,701

Vehicle finance charges ............................. 141 116 152 152 134

Maintenance and repairs ............................ 906 1,043 908 803 972

Vehicle insurance ....................................... 1,070 1,130 1,108 1,023 1,060

Vehicle rental, leases, licenses, and other

charges ..................................................... 542 761 630 384 535

Public and other transportation .................... 671 792 760 405 974

Healthcare ...................................................... 5,840 5,999 6,202 5,550 5,868

Health insurance .......................................... 3,933 4,114 4,214 3,680 3,952

Medical services ........................................... 969 993 1,093 868 1,013

Drugs ............................................................ 719 723 716 758 642

Medical supplies ........................................... 219 169 178 245 261

Entertainment ................................................. 3,005 2,946 2,765 3,060 3,183

Fees and admissions ................................... 584 675 482 532 697

Audio and visual equipment and services .... 1,124 1,284 998 1,049 1,229

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item Total

65-74 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 732 864 653 650 834

Pets ............................................................ 607 741 462 568 698

Toys, hobbies, and playground equipment 125 123 192 82 136

Other entertainment supplies, equipment,

and services ............................................... 567 123 631 829 423

Personal care products and services ............. 650 645 635 623 716

Reading .......................................................... 176 164 183 138 242

Education ....................................................... 305 363 248 272 370

Tobacco products and smoking supplies ....... 286 276 329 306 212

Miscellaneous ................................................. 869 985 950 774 856

Cash contributions .......................................... 2,208 1,884 2,339 2,325 2,168

Personal insurance and pensions .................. 3,442 4,030 2,851 3,250 3,850

Life and other personal insurance ................ 389 422 387 382 373

Pensions and Social Security ....................... 3,052 3,608 2,464 2,868 3,477

Sources of income and personal taxes:

Money income before taxes ........................... $53,339 $61,624 $53,833 $47,806 $55,327

Wages and salaries ...................................... 22,744 28,967 22,060 19,935 22,706

Self-employment income .............................. 2,870 4,607 1,980 2,513 2,761

Social Security, private and government

retirement ................................................... 23,904 24,639 25,673 22,095 24,847

Interest, dividends, rental income, other

property income .......................................... 2,911 2,176 3,437 2,396 4,106

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 314 413 248 260 390

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 410 581 275 394 410

Other income ................................................ 186 241 2160 212 107

Personal taxes (contains some imputed

values) .......................................................... 4,807 6,980 4,861 3,509 5,106

Federal income taxes ................................... 3,817 5,403 3,901 2,906 3,916

State and local income taxes ....................... 940 1,517 902 553 1,156

Other taxes ................................................... 50 59 59 50 234

Income after taxes .......................................... 48,532 54,644 48,972 44,297 50,221

Addenda:

Net change in total assets and liabilities ........ $11,118 $9,523 $20,721 $6,168 $12,300

Net change in total assets ............................ 13,923 12,534 23,646 8,822 15,066

Net change in total liabilities ......................... 2,805 3,011 2,925 2,654 2,766

Other financial information:

Other money receipts ................................... 793 543 639 575 1,636

Mortgage principal paid on owned property -1,761 -1,941 -1,576 -1,566 -2,158

Estimated market value of owned home ...... 210,369 236,813 154,381 164,407 333,264

Estimated monthly rental value of owned

home .......................................................... 1,141 1,296 961 1,011 1,428

Gifts of goods and services, total ................... 1,172 1,078 1,251 1,044 1,422

Food ............................................................. 67 54 48 74 85

Alcoholic beverages ..................................... 12 6 6 6 33

Housing ........................................................ 268 260 276 285 237

Housekeeping supplies .............................. 40 34 39 42 45

Household textiles ...................................... 16 233 212 213 211

Appliances and miscellaneous

housewares .............................................. 20 218 21 21 22

Major appliances ...................................... 9 29 12 9 6

Small appliances and miscellaneous

housewares ............................................ 12 29

28 12 216

Miscellaneous household equipment ......... 70 39 36 114 55

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item Total

65-74 Northeast Midwest South West

Other housing ............................................. 121 136 169 96 104

Apparel and services .................................... 207 212 192 204 224

Males, 2 and over ....................................... 48 49 52 47 47

Females, 2 and over ................................... 78 89 74 76 74

Children under 2 ......................................... 21 218 243 210 220

Other apparel products and services ......... 61 57 23 71 83

Jewelry and watches ................................ 34 230 27

241 250

All other apparel products and services ... 27 227 216 30 233

Transportation .............................................. 160 83 233 144 189

Healthcare .................................................... 48 223 291 224 275

Entertainment ............................................... 110 99 82 74 216

Toys, games, arts and crafts, and tricycles 42 244 228 36 65

Other entertainment ................................... 68 55 53 38 151

Personal care products and services ........... 16 16 10 19 14

Reading ........................................................ 10 5 18 4 15

Education ..................................................... 137 232 101 92 169

All other gifts ................................................. 136 87 192 117 164

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016