Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2007-2008

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 23,125 4,071 4,801 8,669 5,583 

Consumer unit characteristics: 

Income before taxes ..................................... $77,055 $87,214 $75,901 $70,539 $80,756 

Income after taxes ........................................ 74,854 84,876 74,573 68,346 77,891 

Age of reference person ................................ 39.6 39.9 39.6 39.6 39.6 

Average number in consumer unit:

Persons ........................................................ 3.3 3.2 3.3 3.2 3.4 

Children under 18 ........................................ 1.3 1.3 1.4 1.3 1.4 

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.6 1.6 1.7 1.6 1.7 

Vehicles ....................................................... 2.1 1.8 2.4 2.0 2.3 

Percent distribution:

Sex of reference person:

Male ............................................................. 46 46 48 46 46 

Female ......................................................... 54 54 52 54 54 

Housing tenure:

Homeowner .................................................. 68 65 72 69 63 

With mortgage ............................................ 59 58 64 58 57 

Without mortgage ....................................... 9 7 8 11 6 

Renter .......................................................... 32 35 28 31 37 

Race of reference person:

Black or African-American ........................... 14 13 10 22 5 

White, Asian, and all other races ................. 86 87 90 78 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 16 12 8 17 26 

Not Hispanic or Latino .................................. 84 88 92 83 74 

Education of reference person:

Elementary (1-8) .......................................... 4 3 3 4 5 

High school (9-12) ........................................ 32 33 31 34 31 

College ......................................................... 64 64 66 62 64 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 92 86 94 92 94 

Average annual expenditures .......................... $58,872 $62,532 $56,721 $54,191 $65,308 

Food ............................................................... 7,619 8,075 7,529 7,172 8,047 

Food at home ............................................... 4,315 4,608 4,366 3,962 4,598 

Cereals and bakery products ..................... 584 664 609 536 575 

Cereals and cereal products .................... 195 220 206 171 203 

Bakery products ....................................... 389 444 403 365 372 

Meats, poultry, fish, and eggs .................... 995 1,071 949 935 1,071 

Beef .......................................................... 286 278 281 269 321 

Pork .......................................................... 190 175 196 192 195 

Other meats ............................................. 128 160 145 112 113 

Poultry ...................................................... 188 215 152 197 186 

Fish and seafood ..................................... 148 187 128 115 190 

Eggs ......................................................... 54 56 47 49 67 

Dairy products ............................................ 488 524 514 451 495 

Fresh milk and cream .............................. 200 208 203 194 202 

Other dairy products ................................ 287 316 311 257 293 

Fruits and vegetables ................................. 715 789 692 620 826 

Fresh fruits ............................................... 243 265 241 198 298 

Fresh vegetables ..................................... 229 246 201 196 291 

Processed fruits ....................................... 128 154 129 116 127 

Processed vegetables .............................. 115 125 121 110 111 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2007-2008 — Continued

Item Total

35-44 Northeast Midwest South West

Other food at home .................................... $1,534 $1,560 $1,602 $1,420 $1,631 

Sugar and other sweets ........................... 152 150 179 128 168 

Fats and oils ............................................. 110 120 113 97 118 

Miscellaneous foods ................................ 815 812 854 762 866 

Nonalcoholic beverages ........................... 406 426 402 394 414 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 53 53 39 65 

Food away from home ................................. 3,304 3,467 3,163 3,211 3,449 

Alcoholic beverages ....................................... 466 517 520 406 474 

Housing .......................................................... 20,802 23,878 18,983 18,397 23,852 

Shelter .......................................................... 12,724 14,635 11,257 10,593 15,900 

Owned dwellings ........................................ 9,145 10,203 8,695 7,761 10,911 

Mortgage interest and charges ................ 6,217 6,319 5,471 5,393 8,064 

Property taxes .......................................... 1,957 2,904 2,141 1,487 1,837 

Maintenance, repairs, insurance, other

expenses ................................................ 971 980 1,082 880 1,009 

Rented dwellings ........................................ 2,930 3,348 1,969 2,373 4,317 

Other lodging ............................................. 649 1,084 594 460 673 

Utilities, fuels, and public services ............... 4,028 4,451 4,014 3,988 3,792 

Natural gas ................................................. 561 785 876 312 513 

Electricity .................................................... 1,514 1,470 1,304 1,782 1,309 

Fuel oil and other fuels ............................... 149 520 123 53 52 

Telephone services .................................... 1,305 1,284 1,266 1,334 1,307 

Water and other public services ................. 499 391 444 508 611 

Household operations .................................. 1,399 1,685 1,144 1,303 1,560 

Personal services ....................................... 806 1,088 665 730 838 

Other household expenses ........................ 594 597 479 572 723 

Housekeeping supplies ................................ 655 649 720 648 615 

Laundry and cleaning supplies .................. 178 162 184 184 174 

Other household products .......................... 352 376 393 351 300 

Postage and stationery .............................. 125 111 142 113 141 

Household furnishings and equipment ......... 1,996 2,458 1,849 1,865 1,985 

Household textiles ...................................... 137 150 94 161 129 

Furniture ..................................................... 553 720 568 477 535 

Floor coverings .......................................... 48 43 41 51 54 

Major appliances ........................................ 245 226 315 217 241 

Small appliances, miscellaneous

housewares .............................................. 103 109 91 97 120 

Miscellaneous household equipment ......... 910 1,210 739 862 906 

Apparel and services ..................................... 2,286 2,606 2,069 2,146 2,457 

Men and boys .............................................. 602 594 501 621 668 

Men, 16 and over ....................................... 427 378 302 464 516 

Boys, 2 to 15 .............................................. 175 216 200 157 152 

Women and girls .......................................... 840 930 819 764 909 

Women, 16 and over .................................. 596 650 593 521 676 

Girls, 2 to 15 ............................................... 244 280 226 243 233 

Children under 2 .......................................... 122 122 138 105 135 

Footwear ...................................................... 401 417 331 405 445 

Other apparel products and services ........... 321 543 281 251 300 

Transportation ................................................ 10,182 9,740 10,400 9,788 10,931 

Vehicle purchases (net outlay) ..................... 3,659 3,237 3,996 3,546 3,852 

Cars and trucks, new ................................. 1,691 1,724 2,104 1,613 1,431 

Cars and trucks, used ................................ 1,834 1,402 1,761 1,821 2,230 

Other vehicles ............................................ 135 3110 131 112 191 

Gasoline and motor oil ................................. 3,105 2,771 3,161 3,267 3,051 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2007-2008 — Continued

Item Total

35-44 Northeast Midwest South West

Other vehicle expenses ............................... $2,883 $2,981 $2,823 $2,596 $3,308 

Vehicle finance charges ............................. 398 314 396 459 368 

Maintenance and repairs ........................... 778 766 757 737 869 

Vehicle insurance ....................................... 1,137 1,159 1,020 1,038 1,376 

Vehicle rental, leases, licenses, and other

charges .................................................... 569 742 649 362 695 

Public transportation .................................... 535 752 421 378 719 

Healthcare ...................................................... 2,406 2,149 2,559 2,430 2,424 

Health insurance .......................................... 1,304 1,246 1,356 1,358 1,218 

Medical services .......................................... 680 519 740 642 807 

Drugs ........................................................... 326 284 353 348 299 

Medical supplies .......................................... 96 100 110 82 100 

Entertainment ................................................. 3,577 3,961 3,251 3,011 4,453 

Fees and admissions ................................... 896 1,252 848 680 1,007 

Audio and visual equipment and services .... 1,182 1,222 1,164 1,111 1,279 

Pets, toys, hobbies, and playground

equipment .................................................. 860 848 594 660 1,410 

Other entertainment supplies, equipment,

and services ............................................... 640 639 645 560 757 

Personal care products and services ............. 694 679 652 657 802 

Reading .......................................................... 105 119 113 80 126 

Education ....................................................... 885 786 1,034 766 1,014 

Tobacco products and smoking supplies ....... 366 440 452 361 247 

Miscellaneous ................................................ 853 950 706 702 1,146 

Cash contributions ......................................... 1,560 1,186 1,279 1,811 1,684 

Personal insurance and pensions .................. 7,071 7,447 7,173 6,463 7,653 

Life and other personal insurance ................ 285 293 334 262 272 

Pensions and Social Security ...................... 6,786 7,154 6,838 6,202 7,381 

Sources of income and personal taxes: 

Money income before taxes ........................... 77,055 87,214 75,901 70,539 80,756 

Wages and salaries ..................................... 70,243 80,226 69,653 64,996 71,619 

Self-employment income ............................. 3,795 3,399 3,239 3,014 5,777 

Social Security, private and government

retirement ................................................... 856 877 902 847 816 

Interest, dividends, rental income, other

property income ......................................... 753 911 617 574 1,031 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 200 326 251 150 143 

Public assistance, supplemental security

income, food stamps .................................. 435 518 451 356 485 

Regular contributions for support ................. 583 753 633 399 701 

Other income ............................................... 189 203 155 203 185 

Personal taxes ............................................... 2,201 2,338 1,328 2,193 2,865 

Federal income taxes ................................... 1,885 1,729 1,023 2,110 2,390 

2008 Tax stimulus (new UCC Q20082) ....... -502 -510 -541 -485 -489 

State and local income taxes ....................... 636 855 626 424 812 

Other taxes .................................................. 183 264 221 144 151 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2007-2008 — Continued

Item Total

35-44 Northeast Midwest South West

Income after taxes ......................................... 74,854 84,876 74,573 68,346 77,891 

Addenda:

Net change in total assets and liabilities ........ - $8,289 - $7,336 - $1,591 - $5,285 - $19,409 

Net change in total assets ............................ 11,265 10,824 12,330 7,849 15,973 

Net change in total liabilities ........................ 19,554 18,160 13,922 13,135 35,382 

Other financial information:

Other money receipts ................................... 314 278 123 333 476 

Mortgage principal paid on owned property -3,087 -3,526 -2,918 -2,550 -3,746 

Estimated market value of owned home ...... 186,413 211,767 158,144 144,324 257,597 

Estimated monthly rental value of owned

home .......................................................... 988 1,100 952 884 1,100 

Gifts of goods and services ............................ 831 797 741 774 1,020 

Food ............................................................. 62 66 62 47 83 

Alcoholic beverages ..................................... 11 5 12 10 18 

Housing ........................................................ 163 189 119 156 194 

Housekeeping supplies .............................. 24 18 24 24 26 

Household textiles ...................................... 8 316 5 10 32 

Appliances and miscellaneous

housewares .............................................. 14 36 8 15 22 

Major appliances ...................................... 4 32 32 34 10 

Small appliances and miscellaneous

housewares ............................................ 9 35 6 11 13 

Miscellaneous household equipment ......... 49 53 50 38 63 

Other housing ............................................ 69 95 33 69 80 

Apparel and services ................................... 218 264 198 180 258 

Males, 2 and over ...................................... 49 53 47 38 65 

Females, 2 and over .................................. 60 97 63 43 57 

Children under 2 ........................................ 58 56 43 53 80 

Other apparel products and services ......... 50 58 44 46 56 

Jewelry and watches ................................ 21 27 20 15 27 

All other apparel products and services ... 29 31 324 31 29 

Transportation .............................................. 70 28 32 119 55 

Healthcare .................................................... 12 324 39 13 36 

Entertainment ............................................... 86 68 96 73 111 

Toys, games, arts and crafts, and tricycles 36 336 38 35 34 

Other entertainment ................................... 50 32 58 38 78 

Personal care products and services ........... 18 12 7 29 14 

Reading ........................................................ 1 2 ( ) 1 1 31 

Education ..................................................... 92 77 132 69 105 

All other gifts ................................................ 98 64 74 77 175 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5.3 Data are likely to have large sampling errors.