Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 23,903 852 612 946 825 1,807 1,798 1,698 3,359 12,006

Consumer unit characteristics:

Income before taxes ....................................... $91,582 $785 $8,076 $12,807 $17,707 $25,162 $34,759 $44,694 $59,343 $147,720

Income after taxes .......................................... 77,125 912 8,609 13,475 18,964 26,180 34,559 42,402 54,141 120,419

Age of reference person ................................. 49.7 49.8 49.7 50.2 50.0 50.0 49.8 49.6 49.5 49.6

Average number in consumer unit:

People .......................................................... 2.8 1.8 2.1 1.8 2.2 2.3 2.6 2.7 2.7 3.2

Children under 18 ......................................... .7 .3 .5 .3 .6 .6 .6 .6 .6 .8

Adults 65 and older ...................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 2.1 .1 .1 1 ( ) 1 ( ) 1 ( )

Earners ......................................................... 1.7 .5 .6 .6 .8 1.1 1.4 1.7 1.7 2.2

Vehicles ........................................................ 2.3 .9 1.0 .9 1.2 1.5 1.7 1.8 2.2 2.9

Percent distribution:

Reference person:

Men .............................................................. 48 44 33 37 38 43 39 45 48 53

Women ......................................................... 52 56 67 63 62 57 61 55 52 47

Housing tenure:

Homeowner .................................................. 70 37 35 38 39 48 53 59 68 87

With mortgage ............................................ 50 19 16 19 20 22 32 38 47 68

Without mortgage ....................................... 20 18 19 19 19 26 22 21 21 18

Renter ........................................................... 30 63 65 62 61 52 47 41 32 13

Race of reference person:

Black or African-American ............................ 15 32 30 24 20 25 21 18 13 9

White, Asian, and all other races .................. 85 68 70 76 80 75 79 82 87 91

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 13 15 15 13 25 19 18 20 16 9

Not Hispanic or Latino .................................. 87 85 85 87 75 81 82 80 84 91

Education of reference person:

Elementary (1-8) ........................................... 3 7 5 6 6 6 6 6 3 1

High school (9-12) ........................................ 32 56 55 53 49 47 41 42 36 21

College ......................................................... 64 36 40 40 44 47 52 52 61 77

Never attended and other ............................. 1 ( ) 1 1 1 2 1 ( ) 1 1 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 91 59 65 63 75 84 91 91 96 98

Average annual expenditures ........................... $67,708 $23,330 $23,945 $23,749 $27,167 $30,492 $37,657 $42,884 $51,774 $97,481

Food ............................................................... 8,218 3,701 4,272 3,148 4,113 4,764 5,141 5,755 6,486 11,258

Food at home ............................................... 4,679 2,634 3,098 2,429 2,903 3,207 3,123 3,609 3,959 6,023

Cereals and bakery products ..................... 594 366 372 295 353 365 389 469 514 768

Cereals and cereal products .................... 198 115 157 99 170 138 116 171 167 250

Bakery products ....................................... 396 252 215 196 183 227 273 299 347 518

Meats, poultry, fish, and eggs .................... 1,097 696 797 631 856 899 741 903 942 1,351

Beef .......................................................... 320 182 194 161 186 317 199 288 254 401

Pork .......................................................... 203 157 146 139 187 158 135 158 193 242

Other meats .............................................. 152 100 109 54 121 91 87 97 141 197

Poultry ...................................................... 206 120 188 156 186 172 161 170 161 249

Fish and seafood ...................................... 148 85 110 73 104 98 99 126 136 185

Eggs ......................................................... 68 52 51 48 72 63 60 64 57 77

Dairy products ............................................ 475 224 307 232 315 320 308 375 404 615

Fresh milk and cream ............................... 159 72 110 95 153 137 119 153 130 190

Other dairy products ................................. 316 152 197 137 161 183 188 222 274 424

Fruits and vegetables ................................. 852 434 574 411 484 579 587 631 708 1,109

Fresh fruits ............................................... 310 134 157 137 148 212 220 222 254 413

Fresh vegetables ...................................... 271 146 235 119 142 183 191 189 227 352

Processed fruits ........................................ 122 61 82 81 74 82 82 96 115 152

Processed vegetables .............................. 149 93 99 74 119 101 95 123 112 193

Other food at home .................................... 1,662 913 1,048 861 896 1,045 1,099 1,230 1,391 2,181

Sugar and other sweets ........................... 195 84 133 126 98 107 117 123 131 273

Fats and oils ............................................. 132 96 115 67 107 88 81 99 112 169

Miscellaneous foods ................................. 829 396 463 401 417 519 550 648 727 1,085

Nonalcoholic beverages ........................... 445 332 321 253 261 312 323 332 389 559

Food prepared by consumer unit on

out-of-town trips ...................................... 60 25

215 214 213 219 28 28 32 97

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,540 1,068 1,173 719 1,210 1,557 2,017 2,147 2,527 5,235

Alcoholic beverages ....................................... 553 242 382 161 156 186 297 282 307 848

Housing .......................................................... 21,009 9,928 9,690 9,686 11,283 11,795 13,986 15,546 16,825 28,313

Shelter .......................................................... 12,471 5,903 6,127 5,660 6,813 6,661 8,064 8,887 9,819 16,969

Owned dwellings ........................................ 8,323 2,105 1,906 1,886 1,958 2,442 3,336 4,227 5,698 12,982

Mortgage interest and charges ................. 4,310 1,117 790 863 903 957 1,602 2,166 2,848 6,844

Property taxes .......................................... 2,568 715 630 570 655 846 1,039 1,203 1,843 3,971

Maintenance, repairs, insurance, other

expenses ................................................ 1,445 273 487 453 400 639 695 858 1,007 2,167

Rented dwellings ........................................ 3,211 3,692 4,171 3,714 4,770 4,083 4,466 4,330 3,667 2,376

Other lodging .............................................. 937 2105 249 260 285 135 263 331 455 1,610

Utilities, fuels, and public services ................ 4,640 2,806 2,410 2,558 2,952 3,324 3,901 3,973 4,263 5,672

Natural gas ................................................. 498 234 223 248 345 341 345 384 421 644

Electricity .................................................... 1,705 1,361 1,170 1,116 1,251 1,367 1,575 1,621 1,553 1,959

Fuel oil and other fuels ............................... 160 262 220 242 272 2122 139 102 128 216

Telephone services .................................... 1,654 788 702 830 951 1,058 1,342 1,406 1,599 2,065

Residential phone service, VOIP, and

phone cards ............................................ 368 239 213 198 230 278 336 307 358 437

Cellular phone service .............................. 1,286 549 489 632 721 780 1,006 1,099 1,241 1,627

Water and other public services ................. 623 361 295 322 332 437 500 461 561 788

Household operations .................................. 1,159 388 352 509 482 440 519 596 702 1,764

Personal services ....................................... 191 25

225 2178 27250 249 261 244 328

Other household expenses ........................ 968 383 327 332 476 390 470 535 657 1,437

Housekeeping supplies ................................ 741 294 294 405 362 468 415 488 618 1,012

Laundry and cleaning supplies ................... 188 101 81 139 115 146 115 163 177 232

Other household products .......................... 423 149 175 180 199 283 240 248 326 593

Postage and stationery ............................... 131 244 237 286 48 39 60 77 116 188

Household furnishings and equipment ......... 1,998 538 508 554 673 902 1,086 1,602 1,423 2,896

Household textiles ...................................... 135 220 263 220 222 103 53 112 94 195

Furniture ..................................................... 514 146 55 81 82 288 282 260 341 780

Floor coverings ........................................... 20 21

212424225 27 19 11 29

Major appliances ........................................ 279 53 2109 113 134 80 179 177 228 400

Small appliances, miscellaneous

housewares .............................................. 132 82 21 43 53 42 126 81 105 183

Miscellaneous household equipment ......... 918 236 260 293 377 365 439 953 645 1,308

Apparel and services ...................................... 2,422 647 601 639 1,122 1,053 1,152 1,527 1,389 3,702

Men and boys ............................................... 555 148 117 95 320 245 268 251 303 868

Men, 16 and over ....................................... 435 2132 294 230 2239 150 213 167 239 693

Boys, 2 to 15 .............................................. 120 215 223 64 81 95 56 84 64 175

Women and girls .......................................... 911 214 201 337 422 408 518 600 629 1,338

Women, 16 and over .................................. 768 183 164 297 362 339 444 471 544 1,128

Girls, 2 to 15 ............................................... 143 231 237 240 59 69 74 129 85 209

Children under 2 ........................................... 58 239 234 29

220 240 221 229 248 83

Footwear ...................................................... 484 2156 2118 270 2205 237 211 484 288 712

Other apparel products and services ........... 414 90 132 128 156 123 134 163 122 701

Transportation ................................................ 11,554 3,466 4,763 5,167 3,829 5,127 6,343 7,823 10,400 16,120

Vehicle purchases (net outlay) ..................... 4,548 2949 22,585 21,374 2503 1,266 2,417 2,744 4,232 6,587

Cars and trucks, new .................................. 2,089 3 ( ) 21,196 2914 3 ( ) 2217 21,022 1,597 1,520 3,189

Cars and trucks, used ................................ 2,392 949 21,389 2460 2503 1,049 1,395 1,131 2,501 3,327

Other vehicles ............................................ 67 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 215 2211 72

Gasoline and motor oil ................................. 2,826 1,131 1,128 1,165 1,485 1,803 2,031 2,368 2,763 3,612

Other vehicle expenses ................................ 3,466 1,193 846 2,522 1,703 1,894 1,558 2,338 3,013 4,778

Vehicle finance charges ............................. 270 79 243 243 84 108 219 190 261 372

Maintenance and repairs ............................ 1,025 310 269 266 409 595 513 816 945 1,411

Vehicle insurance ....................................... 1,465 2349 2439 22,102 21,013 2993 2554 1,067 1,383 1,877

Vehicle rental, leases, licenses, and other

charges ..................................................... 706 455 95 111 197 198 273 265 424 1,119

Public and other transportation .................... 714 193 203 107 138 164 337 374 393 1,142

Healthcare ...................................................... 4,575 1,402 1,173 1,429 1,559 2,372 2,626 2,953 4,139 6,404

Health insurance .......................................... 3,070 772 746 822 923 1,485 1,796 1,956 2,781 4,345

Medical services ........................................... 882 208 214 276 250 509 385 570 800 1,252

Drugs ............................................................ 467 335 171 307 319 323 345 349 433 581

Medical supplies ........................................... 156 286 242 224 67 55 101 79 125 226

Entertainment ................................................. 3,247 1,257 1,389 1,123 1,676 1,328 1,629 1,951 2,327 4,738

Fees and admissions ................................... 833 134 61 132 137 102 234 247 363 1,441

Audio and visual equipment and services .... 1,195 753 682 650 754 802 905 1,008 1,063 1,492

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 737 287 607 266 708 356 371 570 577 996

Pets ............................................................ 623 240 568 232 676 300 313 491 507 827

Toys, hobbies, and playground equipment 113 247 238 234 233 256 258 279 70 169

Other entertainment supplies, equipment,

and services ............................................... 482 284 239 275 277 68 119 125 323 809

Personal care products and services ............. 807 217 330 302 321 338 409 481 544 1,201

Reading .......................................................... 109 231 220 236 235 21 43 41 83 171

Education ....................................................... 2,425 2501 2205 280 263 200 754 609 991 4,235

Tobacco products and smoking supplies ....... 437 469 352 481 560 470 474 501 486 394

Miscellaneous ................................................. 1,068 675 183 318 414 288 1,034 518 1,159 1,421

Cash contributions .......................................... 2,234 560 239 484 832 680 729 927 1,166 3,631

Personal insurance and pensions .................. 9,049 233 348 494 1,003 1,871 3,040 3,969 5,472 15,045

Life and other personal insurance ................ 444 294 286 248 86 87 137 150 193 754

Pensions and Social Security ....................... 8,605 139 262 446 917 1,784 2,903 3,819 5,279 14,291

Sources of income and personal taxes:

Money income before taxes ........................... $91,582 $785 $8,076 $12,807 $17,707 $25,162 $34,759 $44,694 $59,343 $147,720

Wages and salaries ...................................... 79,357 839 2,926 4,851 9,319 18,149 28,306 38,741 52,632 129,584

Self-employment income .............................. 7,133 2-2,069 2184 2398 2940 1,538 1,638 2,782 3,516 12,388

Social Security, private and government

retirement ................................................... 2,294 2206 1,646 3,822 4,608 3,253 2,512 1,690 1,893 2,217

Interest, dividends, rental income, other

property income .......................................... 1,422 266 217 2125 2134 135 241 199 395 2,611

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 588 1,192 2,103 2,450 1,921 1,450 1,059 537 302 117

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 545 241 2688 2544 2313 393 726 623 379 621

Other income ................................................ 244 2511 2512 2617 2473 245 276 2122 228 182

Personal taxes (contains some imputed

values) .......................................................... 14,457 -126 -533 -668 -1,256 -1,018 200 2,292 5,202 27,301

Federal income taxes ................................... 11,409 -63 -432 -616 -1,267 -1,196 -346 1,424 3,814 21,839

State and local income taxes ....................... 2,990 -74 -109 -58 -21 162 453 797 1,351 5,388

Other taxes ................................................... 58 211 29

27231 216 293 271 236 75

Income after taxes .......................................... 77,125 912 8,609 13,475 18,964 26,180 34,559 42,402 54,141 120,419

Addenda:

Net change in total assets and liabilities ........ $11,975 - $4,764 - $22,282 $1,739 $2,219 $1,115 - $1,146 $784 $3,287 $23,999

Net change in total assets ............................ 20,707 -1,043 -225 1,022 3,540 3,867 1,563 3,365 9,333 37,084

Net change in total liabilities ......................... 8,732 3,722 22,057 -716 1,321 2,753 2,709 2,581 6,047 13,085

Other financial information:

Other money receipts ................................... 954 2150 2757 288 2190 291 2508 2343 2234 1,626

Mortgage principal paid on owned property -2,842 -617 -922 -693 -752 -662 -1,058 -1,259 -1,709 -4,546

Estimated market value of owned home ...... 203,223 60,714 92,328 48,622 55,119 68,160 85,732 95,378 139,486 312,349

Estimated monthly rental value of owned

home .......................................................... 1,121 362 385 340 376 467 557 652 866 1,646

Gifts of goods and services, total ................... 1,890 674 260 443 555 210 1,060 608 797 3,138

Food ............................................................. 132 25

229 218 238 30 105 80 62 208

Alcoholic beverages ..................................... 10 3 ( ) 3 ( ) 1 ( ) 3 ( ) 22

2121 10 17

Housing ........................................................ 297 157 277 245 159 76 128 170 180 440

Housekeeping supplies .............................. 28 21

212 29227 210 222 18 45 33

Household textiles ...................................... 10 3 ( ) 3 ( ) 21

3 ( ) 2221210 21 18

Appliances and miscellaneous

housewares .............................................. 26 1 ( ) 3 ( ) 21

272421222 27 46

Major appliances ...................................... 9 1 ( ) 3 ( ) 1 ( ) 26

211 ( ) 3 ( ) 22 18

Small appliances and miscellaneous

housewares ............................................ 17 3 ( ) 3 ( ) 21

212321222 24 28

Miscellaneous household equipment ......... 55 1 ( ) 22

235 261 210 220 44 28 85

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 177 156 262 2200 64 50 84 76 98 259

Apparel and services .................................... 347 2104 2104 269 205 29 93 133 130 592

Males, 2 and over ....................................... 64 230 244 217 277 210 232 32 24 101

Females, 2 and over ................................... 81 24

3 ( ) 222 245 210 238 28 50 132

Children under 2 ......................................... 41 239 234 3 ( ) 220 28

21214 229 66

Other apparel products and services ......... 160 231 226 230 263 22

222 259 227 293

Jewelry and watches ................................ 126 1 ( ) 24

1 ( ) 3 ( ) 1 ( ) 210 2828 249

All other apparel products and services ... 34 231 221 229 263 22

212 251 219 43

Transportation .............................................. 170 14 24 9 27 23 320 36 66 260

Healthcare .................................................... 34 211 23

268 219 22212 25227 49

Entertainment ............................................... 101 248 23

215 242 224 242 230 84 156

Toys, games, arts and crafts, and tricycles 27 24

3 ( ) 22230 2524215 219 43

Other entertainment ................................... 74 245 23

213 212 19 38 15 64 113

Personal care products and services ........... 27 23

212 28235 25217 216 22 44

Reading ........................................................ 4 3 ( ) 24

3 ( ) 3 ( ) 1 ( ) 1 ( ) 2323 7

Education ..................................................... 692 2314 29

28219 211 2298 299 191 1,240

All other gifts ................................................. 76 217 215 23

210 9 43 35 42 125

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016