Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 21,486 607 471 641 783 1,710 1,867 1,737 3,234 10,436

Consumer unit characteristics:

Income before taxes ....................................... $88,752 $2,611 $8,089 $12,632 $17,605 $24,855 $34,660 $44,532 $59,406 $144,016

Income after taxes .......................................... 76,121 2,470 8,713 14,369 20,178 28,052 35,939 43,638 55,403 118,328

Age of reference person ................................. 39.5 40.1 39.3 38.8 39.8 39.4 39.6 39.3 39.4 39.6

Average number in consumer unit:

People .......................................................... 3.3 2.2 2.6 2.7 2.7 3.2 3.1 3.2 3.3 3.6

Children under 18 ......................................... 1.4 .8 1.1 1.2 1.1 1.5 1.3 1.3 1.3 1.5

Adults 65 and older ...................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 2.1 1 ( ) 1 ( )

Earners ......................................................... 1.6 .7 .7 .8 1.0 1.2 1.4 1.5 1.7 1.9

Vehicles ........................................................ 1.9 1.0 .7 1.0 .9 1.3 1.5 1.7 2.0 2.4

Percent distribution:

Reference person:

Men .............................................................. 45 36 32 34 41 34 36 43 47 51

Women ......................................................... 55 64 68 66 59 66 64 57 53 49

Housing tenure:

Homeowner .................................................. 57 28 22 24 31 29 38 42 53 76

With mortgage ............................................ 46 13 10 11 15 12 25 26 43 69

Without mortgage ....................................... 11 15 12 13 16 18 14 15 10 8

Renter ........................................................... 43 72 78 76 69 71 62 58 47 24

Race of reference person:

Black or African-American ............................ 14 26 26 21 19 21 19 18 17 9

White, Asian, and all other races .................. 86 74 74 79 81 79 81 82 83 91

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 20 21 16 29 28 34 31 29 23 11

Not Hispanic or Latino .................................. 80 79 84 71 72 66 69 71 77 89

Education of reference person:

Elementary (1-8) ........................................... 3 3 3 7 6 6 3 6 3 1

High school (9-12) ........................................ 28 44 57 52 53 49 45 35 33 13

College ......................................................... 69 53 40 40 40 44 50 58 64 86

Never attended and other ............................. 1 ( ) 1 ( ) 3 ( ) 1 1 1 1 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 63 53 68 68 79 88 90 96 97

Average annual expenditures ........................... $65,888 $28,728 $26,547 $25,447 $28,638 $33,311 $38,422 $43,640 $52,422 $93,143

Food ............................................................... 8,772 4,606 4,648 4,727 5,011 5,247 5,776 5,945 6,878 11,862

Food at home ............................................... 4,834 3,129 3,268 3,424 3,139 3,546 3,528 3,512 4,099 6,092

Cereals and bakery products ..................... 637 382 375 454 394 473 430 490 535 809

Cereals and cereal products .................... 227 177 127 186 138 177 155 173 194 282

Bakery products ....................................... 410 205 248 269 257 296 274 317 341 526

Meats, poultry, fish, and eggs .................... 1,067 890 821 827 764 790 887 893 877 1,287

Beef .......................................................... 279 244 250 213 206 209 224 281 232 326

Pork .......................................................... 193 215 164 160 135 194 145 159 160 223

Other meats .............................................. 156 80 146 93 90 110 140 116 145 191

Poultry ...................................................... 213 220 136 174 179 163 165 169 158 260

Fish and seafood ...................................... 154 257 282 134 95 59 154 115 120 200

Eggs ......................................................... 72 74 42 53 60 55 60 54 62 86

Dairy products ............................................ 500 311 295 274 294 350 338 373 458 635

Fresh milk and cream ............................... 181 147 139 100 114 131 135 150 157 223

Other dairy products ................................. 319 164 156 174 180 219 203 222 301 412

Fruits and vegetables ................................. 969 610 565 635 610 670 801 636 789 1,243

Fresh fruits ............................................... 360 164 161 187 214 233 320 251 286 471

Fresh vegetables ...................................... 314 204 191 208 181 224 277 207 253 399

Processed fruits ........................................ 134 72 95 88 81 99 92 83 105 177

Processed vegetables .............................. 161 170 118 152 134 113 112 95 145 197

Other food at home .................................... 1,662 935 1,212 1,234 1,077 1,263 1,073 1,119 1,440 2,118

Sugar and other sweets ........................... 161 93 128 148 118 106 74 111 144 208

Fats and oils ............................................. 125 68 78 110 70 110 89 73 110 157

Miscellaneous foods ................................. 884 411 544 662 593 644 527 599 775 1,142

Nonalcoholic beverages ........................... 431 355 454 300 279 356 348 317 373 516

Food prepared by consumer unit on

out-of-town trips ...................................... 61 28

28214 216 46 34 19 39 95

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,938 1,477 1,381 1,303 1,872 1,701 2,248 2,433 2,780 5,770

Alcoholic beverages ....................................... 618 2137 299 193 200 225 296 236 406 974

Housing .......................................................... 22,556 11,172 11,804 10,960 11,121 13,080 14,604 15,368 18,356 30,733

Shelter .......................................................... 13,460 7,103 7,075 6,434 6,667 7,704 8,794 9,279 10,918 18,321

Owned dwellings ........................................ 7,870 1,518 1,809 918 1,622 1,414 2,293 3,215 5,048 13,115

Mortgage interest and charges ................. 4,606 2861 2940 2391 959 643 1,289 1,818 3,079 7,701

Property taxes .......................................... 1,979 292 403 298 482 481 630 820 1,207 3,284

Maintenance, repairs, insurance, other

expenses ................................................ 1,285 2365 2466 2230 2181 289 373 577 762 2,130

Rented dwellings ........................................ 4,939 5,459 5,144 5,415 4,913 6,166 6,274 5,886 5,619 4,063

Other lodging .............................................. 651 2126 2123 2101 2132 125 228 177 252 1,142

Utilities, fuels, and public services ................ 4,301 2,646 2,772 2,879 2,910 3,272 3,623 3,588 4,265 5,077

Natural gas ................................................. 421 297 237 227 296 309 326 262 373 534

Electricity .................................................... 1,576 1,264 1,291 1,291 1,272 1,340 1,458 1,446 1,544 1,739

Fuel oil and other fuels ............................... 73 214 235 2103 221 238 248 234 84 93

Telephone services .................................... 1,630 765 858 952 933 1,173 1,340 1,388 1,695 1,956

Residential phone service, VOIP, and

phone cards ............................................ 250 125 129 141 200 168 194 160 259 308

Cellular phone service .............................. 1,380 640 729 812 733 1,004 1,146 1,228 1,436 1,648

Water and other public services ................. 601 306 352 306 388 413 452 458 568 755

Household operations .................................. 2,092 657 712 420 594 598 797 900 1,149 3,420

Personal services ....................................... 1,101 2254 2357 2103 2144 152 262 322 428 1,959

Other household expenses ........................ 992 404 355 317 450 445 534 577 720 1,461

Housekeeping supplies ................................ 658 284 519 336 326 522 367 545 525 862

Laundry and cleaning supplies ................... 169 100 213 100 138 143 134 134 145 202

Other household products .......................... 366 148 199 171 161 333 172 208 280 504

Postage and stationery ............................... 123 236 2107 266 227 46 60 204 101 155

Household furnishings and equipment ......... 2,045 481 726 892 624 984 1,024 1,057 1,500 3,054

Household textiles ...................................... 109 230 238 99 79 83 52 59 70 153

Furniture ..................................................... 623 162 283 222 176 275 292 256 502 937

Floor coverings ........................................... 19 22

25222328 15 16 15 27

Major appliances ........................................ 317 289 2114 262 86 241 221 194 212 443

Small appliances, miscellaneous

housewares .............................................. 134 258 220 57 35 97 158 77 101 178

Miscellaneous household equipment ......... 843 140 266 251 245 279 286 454 600 1,315

Apparel and services ...................................... 2,546 1,180 1,548 1,025 1,895 1,264 1,896 1,592 1,568 3,594

Men and boys ............................................... 599 427 522 249 378 376 394 350 369 834

Men, 16 and over ....................................... 372 2343 2255 276 301 202 284 223 193 527

Boys, 2 to 15 .............................................. 227 85 267 173 78 174 110 128 176 308

Women and girls .......................................... 838 425 557 397 705 404 810 587 570 1,111

Women, 16 and over .................................. 626 362 309 259 654 259 671 374 413 837

Girls, 2 to 15 ............................................... 212 263 248 138 51 145 139 214 157 275

Children under 2 ........................................... 110 24

22212 216 264 286 272 81 161

Footwear ...................................................... 553 2222 2358 2277 651 239 466 403 267 769

Other apparel products and services ........... 445 101 109 89 145 180 140 179 281 719

Transportation ................................................ 10,649 5,377 2,958 3,363 3,935 6,301 6,938 8,238 10,074 14,199

Vehicle purchases (net outlay) ..................... 4,409 22,414 2267 2704 21,034 2,526 2,995 3,547 4,657 5,821

Cars and trucks, new .................................. 1,759 21,037 3 ( ) 3 ( ) 2375 2820 2983 2553 1,412 2,694

Cars and trucks, used ................................ 2,603 1,377 2267 2704 659 1,668 2,012 2,933 3,232 3,052

Other vehicles ............................................ 46 3 ( ) 3 ( ) 3 ( ) 3 ( ) 238 3 ( ) 262 213 75

Gasoline and motor oil ................................. 2,448 1,183 1,103 1,370 1,245 1,808 1,870 2,129 2,502 2,982

Other vehicle expenses ................................ 3,013 1,510 1,298 1,098 1,329 1,662 1,842 2,262 2,521 4,120

Vehicle finance charges ............................. 302 2116 261 87 119 157 160 193 301 418

Maintenance and repairs ............................ 883 308 326 627 403 615 729 729 773 1,121

Vehicle insurance ....................................... 1,073 2620 2606 2232 2568 2605 2574 2958 869 1,453

Vehicle rental, leases, licenses, and other

charges ..................................................... 754 466 306 153 238 284 379 382 578 1,128

Public and other transportation .................... 779 269 289 191 328 305 231 299 393 1,276

Healthcare ...................................................... 3,974 1,688 966 934 1,145 1,385 2,114 2,799 3,202 5,833

Health insurance .......................................... 2,778 1,262 482 626 638 961 1,483 1,993 2,364 4,052

Medical services ........................................... 766 244 2263 170 230 218 418 524 482 1,176

Drugs ............................................................ 298 128 156 99 220 136 146 192 266 413

Medical supplies ........................................... 132 254 265 239 257 70 66 90 91 192

Entertainment ................................................. 3,351 1,316 1,310 1,339 1,465 1,482 1,473 1,777 2,526 4,978

Fees and admissions ................................... 944 217 221 149 229 208 285 275 476 1,616

Audio and visual equipment and services .... 1,199 720 734 704 703 842 822 911 1,086 1,523

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 745 318 285 412 366 310 282 434 521 1,107

Pets ............................................................ 539 269 225 127 200 218 205 323 364 818

Toys, hobbies, and playground equipment 206 248 261 2286 2167 292 277 111 157 289

Other entertainment supplies, equipment,

and services ............................................... 463 261 269 274 2166 122 85 157 444 732

Personal care products and services ............. 812 431 418 533 404 380 463 466 635 1,141

Reading .......................................................... 94 29

248 239 229 38 49 60 78 138

Education ....................................................... 1,232 487 2579 703 289 523 602 680 796 1,863

Tobacco products and smoking supplies ....... 377 375 370 401 374 468 418 477 398 330

Miscellaneous ................................................. 1,097 1,153 2940 194 950 439 372 844 700 1,570

Cash contributions .......................................... 1,630 667 458 417 408 683 557 1,301 1,280 2,416

Personal insurance and pensions .................. 8,181 130 399 618 1,412 1,797 2,865 3,856 5,525 13,512

Life and other personal insurance ................ 307 225 293 254 223 88 62 162 179 513

Pensions and Social Security ....................... 7,874 105 306 563 1,388 1,709 2,802 3,695 5,346 12,999

Sources of income and personal taxes:

Money income before taxes ........................... $88,752 $2,611 $8,089 $12,632 $17,605 $24,855 $34,660 $44,532 $59,406 $144,016

Wages and salaries ...................................... 79,942 959 2,772 6,349 11,352 18,960 29,892 39,620 54,600 131,194

Self-employment income .............................. 5,434 2-178 2165 2276 2505 1,267 1,700 1,843 2,470 9,551

Social Security, private and government

retirement ................................................... 1,134 2226 1,142 2,519 2,383 1,988 1,324 1,239 938 876

Interest, dividends, rental income, other

property income .......................................... 840 217 2178 27

2258 24295 62 188 1,613

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 637 1,087 2,652 2,476 2,096 1,871 784 1,018 386 84

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 543 299 2299 2510 548 489 720 568 512 565

Other income ................................................ 223 2401 2881 2494 2462 275 2145 2180 312 133

Personal taxes (contains some imputed

values) .......................................................... 12,631 141 -625 -1,737 -2,573 -3,197 -1,279 894 4,002 25,688

Federal income taxes ................................... 9,797 117 -534 -1,630 -2,528 -3,211 -1,620 106 2,729 20,430

State and local income taxes ....................... 2,792 11 -103 -128 -49 -35 330 770 1,251 5,194

Other taxes ................................................... 42 213 212 221 24

250 211 218 222 64

Income after taxes .......................................... 76,121 2,470 8,713 14,369 20,178 28,052 35,939 43,638 55,403 118,328

Addenda:

Net change in total assets and liabilities ........ $6,963 $504 $10,656 - $3,080 - $937 - $590 $263 $329 $872 $13,810

Net change in total assets ............................ 20,552 1,367 10,683 937 270 4,243 2,910 5,564 10,571 36,255

Net change in total liabilities ......................... 13,589 863 27 4,017 1,207 4,833 2,647 5,235 9,699 22,446

Other financial information:

Other money receipts ................................... 646 21,823 2806 231 2215 2165 2344 286 507 909

Mortgage principal paid on owned property -2,049 2-389 2-526 2-210 -366 -286 -523 -590 -1,341 -3,477

Estimated market value of owned home ...... 162,569 34,078 27,562 23,759 41,728 41,545 52,559 62,523 96,850 270,253

Estimated monthly rental value of owned

home .......................................................... 933 262 208 189 308 281 384 443 663 1,467

Gifts of goods and services, total ................... 798 488 782 183 703 462 494 602 625 1,056

Food ............................................................. 53 21

2127 211 247 2929 23 30 83

Alcoholic beverages ..................................... 16 3 ( ) 22

25235 1 ( ) 1 ( ) 28 6 27

Housing ........................................................ 175 2234 2374 237 117 103 172 156 92 217

Housekeeping supplies .............................. 20 21

3 ( ) 282923217 210 29 32

Household textiles ...................................... 25

3 ( ) 3 ( ) 223 ( ) 3 ( ) 243 ( ) 21210

Appliances and miscellaneous

housewares .............................................. 15 23

3 ( ) 2221222823222 21

Major appliances ...................................... 5 3 ( ) 3 ( ) 3 ( ) 1 ( ) 22

3 ( ) 2223 10

Small appliances and miscellaneous

housewares ............................................ 9 23

3 ( ) 221 ( ) 3 ( ) 2821219 12

Miscellaneous household equipment ......... 27 21

2622227 27211 34 11 40

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 108 2230 2368 222 281 91 132 109 49 113

Apparel and services .................................... 242 2174 2101 266 2246 114 160 252 170 317

Males, 2 and over ....................................... 66 2118 3 ( ) 233 249 45 283 76 34 78

Females, 2 and over ................................... 66 230 2101 232 2158 224 223 267 27 89

Children under 2 ......................................... 39 24

213 ( ) 216 25210 239 240 58

Other apparel products and services ......... 70 223 3 ( ) 21

223 240 243 271 269 93

Jewelry and watches ................................ 17 3 ( ) 3 ( ) 3 ( ) 22

212121237 23

All other apparel products and services ... 53 223 3 ( ) 21

222 239 243 270 232 71

Transportation .............................................. 72 23

210 11 24 141 105 84 79 66

Healthcare .................................................... 15 3 ( ) 3 ( ) 3 ( ) 3 ( ) 23

2222230 20

Entertainment ............................................... 88 231 3 ( ) 21

2204 230 223 238 80 124

Toys, games, arts and crafts, and tricycles 32 230 3 ( ) 3 ( ) 289 22

23219 227 45

Other entertainment ................................... 56 21

3 ( ) 212115 228 20 19 53 79

Personal care products and services ........... 14 3 ( ) 215 232 243 3 ( ) 23

220 21 19

Reading ........................................................ 4 3 ( ) 3 ( ) 3 ( ) 21

1 ( ) 212425 6

Education ..................................................... 65 227 2140 219 24

240 212 24283 90

All other gifts ................................................. 53 217 213 21

23 22 7 210 50 85

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017