Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

Number of consumer units (in thousands) ..................................................... 12,629 320 2,600 5,000 2,948 1,170 591 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $109,482 $73,679 $70,896 $110,835 $140,218 $127,884 $97,401 

 Income after taxes ...................................................................................... 98,172 73,780 69,486 99,089 119,236 114,715 91,983 

 Age of reference person ............................................................................. 42.7 21.0 30.9 39.5 48.9 58.7 70.6 

 Average number in consumer unit: 

 People ...................................................................................................... 5.7 5.7 5.6 5.7 5.7 5.8 6.0 

 Children under 18 .................................................................................... 2.7 2.3 3.2 3.1 2.3 1.8 1.8 

 Adults 65 and older .................................................................................. .2 1

.1 ( 2

 ) .1 .1 .2 1.6 

 Earners .................................................................................................... 2.3 2.6 1.9 2.1 2.6 3.0 2.2 

 Vehicles ................................................................................................... 2.5 2.0 2.1 2.4 2.6 3.0 2.7 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 44 47 36 41 51 56 44 

 Women ..................................................................................................... 56 53 64 59 49 44 56 

 Housing tenure: 

 Homeowner.............................................................................................. 65 58 48 65 71 82 85 

 With mortgage ...................................................................................... 49 41 33 53 57 57 45 

 Without mortgage ................................................................................. 16 17 15 12 15 25 40 

 Renter ...................................................................................................... 35 42 52 35 29 18 15 

 Race of reference person: 

 Black or African-American ....................................................................... 13 15 15 11 12 19 16 

 White, Asian, and all other races ............................................................. 87 85 85 89 88 81 84 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 31 62 32 30 33 24 19 

 Not Hispanic or Latino ............................................................................. 69 38 68 70 67 76 81 

 Education of reference person: 

 Elementary (1-8) ...................................................................................... 7 3 6 6 7 11 10 

 High school (9-12) ................................................................................... 35 50 39 31 35 34 43 

 College ..................................................................................................... 58 47 54 62 58 54 45 

 Never attended and other ........................................................................ 1 ( 3 ) ( 2 ) 1 1 1 2 

 At least one vehicle owned or leased ......................................................... 94 92 93 96 94 90 94 

Average annual expenditures ........................................................................ $80,911 $56,000 $58,377 $84,940 $96,678 $89,123 $68,832 

 Food ............................................................................................................ 11,843 10,058 8,986 12,399 14,034 12,787 9,746 

 Food at home ........................................................................................... 7,141 5,189 5,501 7,536 8,401 7,672 6,430 

 Cereals and bakery products ............................................................... 984 670 753 1,016 1,204 1,068 896 

 Cereals and cereal products ............................................................. 352 213 278 354 419 438 321 

 Bakery products ................................................................................ 632 457 475 662 786 629 575 

 Meats, poultry, fish, and eggs .............................................................. 1,658 1,350 1,284 1,764 1,827 1,812 1,754 

 Beef ................................................................................................... 495 471 332 630 441 514 474 

 Pork ................................................................................................... 302 284 269 287 355 309 307 

 Other meats ....................................................................................... 211 75 178 227 250 224 174 

 Poultry ............................................................................................... 320 311 279 317 365 335 277 

 Fish and seafood ............................................................................... 231 112 154 198 311 314 412 

 Eggs .................................................................................................. 99 97 73 105 106 116 111 

 Dairy products ...................................................................................... 698 490 544 778 800 652 607 

 Fresh milk and cream ........................................................................ 247 174 209 268 272 242 223 

 Other dairy products .......................................................................... 451 316 335 510 528 410 384 

 Fruits and vegetables ........................................................................... 1,299 1,160 991 1,335 1,564 1,379 1,139 

 Fresh fruits......................................................................................... 476 414 348 503 583 481 389 

 Fresh vegetables ............................................................................... 411 404 328 420 478 455 316 

 Processed fruits ................................................................................. 178 182 145 182 199 167 227 

 Processed vegetables ....................................................................... 234 160 171 230 304 276 207 

 Other food at home ............................................................................... 2,502 1,519 1,930 2,643 3,006 2,761 2,034 

 Sugar and other sweets .................................................................... 254 168 181 275 302 279 228 

 Fats and oils ...................................................................................... 171 99 131 180 210 174 155 

 Miscellaneous foods .......................................................................... 1,380 705 1,080 1,504 1,619 1,533 1,015 

See footnotes at end of table. 
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Nonalcoholic beverages .................................................................... 626 518 495 603 779 714 588 

 Food prepared by consumer unit on out-of-town trips ...................... 72 130 42 81 95 61 148 

 Food away from home ............................................................................. 4,703 4,869 3,485 4,863 5,633 5,115 3,317 

 Alcoholic beverages .................................................................................... 442 199 298 426 493 936 244 

 Housing ....................................................................................................... 25,663 20,630 20,882 26,859 28,770 27,072 21,876 

 Shelter ...................................................................................................... 14,197 12,129 11,135 15,182 15,921 15,128 10,013 

 Owned dwellings .................................................................................. 8,636 6,396 4,469 9,218 10,558 11,863 7,272 

 Mortgage interest and charges ......................................................... 4,149 3,918 2,114 4,913 4,805 4,826 2,153 

 Property taxes ................................................................................... 2,491 1,685 1,164 2,323 3,673 3,252 2,793 

 Maintenance, repairs, insurance, other expenses ............................ 1,995 1793 1,192 1,982 2,080 3,785 2,326 

 Rented dwellings .................................................................................. 4,789 5,690 6,346 5,145 4,089 2,685 2,095 

 Other lodging ........................................................................................ 772 143 320 818 1,274 580 647 

 Utilities, fuels, and public services ........................................................... 5,635 4,981 4,778 5,575 6,272 6,110 6,136 

 Natural gas ........................................................................................... 530 611 407 535 578 660 495 

 Electricity .............................................................................................. 2,039 1,580 1,848 2,066 2,127 2,104 2,330 

 Fuel oil and other fuels ......................................................................... 142 125 54 79 240 195 1522 

 Telephone services .............................................................................. 2,043 1,992 1,753 2,020 2,386 2,112 1,695 

 Residential phone service, VOIP, and phone cards ......................... 177 180 113 154 224 247 344 

 Cellular phone service ....................................................................... 1,865 1,912 1,640 1,866 2,161 1,864 1,352 

 Water and other public services ........................................................... 881 772 716 876 941 1,039 1,093 

 Household operations .............................................................................. 1,928 1,401 1,974 2,193 1,857 1,343 1,286 

 Personal services ................................................................................. 838 1806 1,207 1,077 459 1284 1200 

 Other household expenses .................................................................. 1,090 595 767 1,116 1,397 1,059 1,086 

 Housekeeping supplies............................................................................ 1,132 534 765 1,257 1,422 1,298 713 

 Laundry and cleaning supplies ............................................................. 312 192 213 370 344 340 246 

 Other household products .................................................................... 662 267 453 782 822 631 383 

 Postage and stationery ......................................................................... 157 174 99 105 256 327 184 

 Household furnishings and equipment .................................................... 2,772 1,586 2,230 2,653 3,298 3,194 3,728 

 Household textiles ................................................................................ 174 1261 108 125 279 223 1147 

 Furniture ............................................................................................... 690 1623 664 767 670 703 266 

 Floor coverings ..................................................................................... 18 11 16 19 27 18 115 

 Major appliances .................................................................................. 493 179 344 447 699 575 608 

 Small appliances, miscellaneous housewares ..................................... 135 127 124 129 170 184 146 

 Miscellaneous household equipment ................................................... 1,261 595 975 1,165 1,453 1,501 2,647 

 Apparel and services .................................................................................. 2,878 1,934 2,015 2,916 3,692 3,659 1,702 

 Men and boys .......................................................................................... 758 410 530 790 1,013 766 552 

 Men, 16 and over .................................................................................. 407 1235 224 365 637 507 1416 

 Boys, 2 to 15 ......................................................................................... 352 175 306 426 376 258 136 

 Women and girls ...................................................................................... 1,052 423 530 1,106 1,536 1,377 583 

 Women, 16 and over ............................................................................ 714 315 289 750 1,184 730 506 

 Girls, 2 to 15 ......................................................................................... 337 1108 241 356 352 647 77 

 Children under 2 ...................................................................................... 204 1315 353 164 196 1260 1100 

 Footwear .................................................................................................. 633 597 370 609 774 1,138 1310 

 Other apparel products and services ...................................................... 231 190 232 247 273 118 157 

 Transportation ............................................................................................. 14,297 10,733 10,662 15,417 15,889 15,826 11,721 

 Vehicle purchases (net outlay) ................................................................ 5,587 13,859 4,074 6,615 5,343 6,159 14,554 

 Cars and trucks, new ............................................................................ 2,214 11,339 1782 2,588 2,484 13,001 12,913 

 Cars and trucks, used........................................................................... 3,339 2,520 3,236 3,983 2,842 3,148 11,640 

 Other vehicles ....................................................................................... 34 ( 3 ) 155 144 117 110 ( 3 ) 

 Gasoline, other fuels, and motor oil ......................................................... 3,309 2,628 2,706 3,430 3,679 3,696 2,692 

 Other vehicle expenses ........................................................................... 4,494 3,657 3,345 4,571 5,319 5,047 4,172 

 Vehicle finance charges ....................................................................... 346 1217 277 364 352 433 366 

 Maintenance and repairs ...................................................................... 1,106 477 720 1,143 1,453 1,180 988 

 Vehicle rental, leases, licenses, and other charges ............................. 828 533 503 977 974 745 602 

 Vehicle insurance ................................................................................. 2,214 2,431 1,844 2,088 2,541 2,689 2,216 

 Public and other transportation................................................................ 908 1588 536 801 1,547 925 303 

 Healthcare ................................................................................................... 5,342 2,229 3,417 5,279 6,563 6,604 7,525 

 Health insurance ...................................................................................... 3,755 1,666 2,356 3,518 4,717 4,950 5,881 

 Medical services ...................................................................................... 1,027 1421 694 1,228 1,082 1,006 893 

 Drugs ....................................................................................................... 409 196 245 392 562 519 533 

 Medical supplies ...................................................................................... 150 145 122 141 202 129 218 

 Entertainment .............................................................................................. 3,890 1,597 2,345 4,197 5,187 3,331 4,668 

 Fees and admissions ............................................................................... 1,114 228 607 1,489 1,365 684 457 

 Audio and visual equipment and services ............................................... 1,163 880 873 1,209 1,291 1,354 1,146 

See footnotes at end of table. 
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Pets, toys, hobbies, and playground equipment ..................................... 1,013 446 595 855 1,462 942 2,726 

 Pets ....................................................................................................... 761 1158 361 562 1,259 624 2,645 

 Toys, hobbies, and playground equipment .......................................... 252 1288 234 292 203 1318 181 

 Other entertainment supplies, equipment, and services ......................... 600 143 270 645 1,070 351 1339 

 Personal care products and services ......................................................... 956 630 604 1,008 1,294 1,023 682 

 Reading ....................................................................................................... 88 129 47 109 102 86 168 

 Education .................................................................................................... 2,090 1372 686 1,841 4,032 2,333 1,184 

 Tobacco products and smoking supplies ................................................... 446 1286 495 368 427 687 524 

 Miscellaneous ............................................................................................. 1,059 1589 518 910 1,669 1,420 1,223 

 Cash contributions ...................................................................................... 2,253 1358 1,098 3,384 2,111 1,473 1,045 

 Personal insurance and pensions............................................................... 9,665 6,458 6,324 9,827 12,414 11,885 6,623 

 Life and other personal insurance ........................................................... 533 1170 225 489 734 931 680 

 Pensions and Social Security .................................................................. 9,132 6,287 6,099 9,339 11,680 10,954 5,943 

Sources of income and personal taxes: 

 Money income before taxes ........................................................................ $109,482 $73,679 $70,896 $110,835 $140,218 $127,884 $97,401 

 Wages and salaries ................................................................................. 94,118 68,728 64,468 97,496 118,061 107,500 63,784 

 Self-employment income ......................................................................... 9,009 12,683 3,388 9,060 14,908 9,382 16,565 

 Social Security, private and government retirement ............................... 3,046 1505 1524 1,829 1,944 6,803 23,881 

 Interest, dividends, rental income, other property income ...................... 1,337 14 257 754 3,152 1,880 1,625 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 1,163 11,309 1,744 906 1,102 1,254 832 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 478 141 277 522 678 1431 1323 

 Other income ........................................................................................... 329 1410 1238 268 373 1634 1390 

 Personal taxes (contains some imputed values) ........................................ 11,310 -101 1,410 11,746 20,982 13,168 5,418 

 Federal income taxes .............................................................................. 8,038 -1,288 126 8,236 16,022 9,335 3,828 

 State and local income taxes ................................................................... 3,221 1,181 1,259 3,462 4,875 3,796 1,522 

 Other taxes .............................................................................................. 51 15 125 48 84 138 168 

 Income after taxes ...................................................................................... 98,172 73,780 69,486 99,089 119,236 114,715 91,983 

Addenda: 

 Net change in total assets and liabilities ..................................................... $3,828 $9,024 -$4,924 $4,724 $7,465 $14,704 -$7,723 

 Net change in total assets ....................................................................... 21,445 119,258 6,827 27,616 22,954 34,176 2,015 

 Net change in total liabilities .................................................................... 17,617 10,234 11,750 22,891 15,490 19,472 9,737 

 Other financial information: 

 Other money receipts .............................................................................. 647 1157 160 1,104 1161 11,455 1454 

 Mortgage principal paid on owned property ............................................ -3,105 -2,914 -1,271 -3,446 -4,149 -3,413 -2,569 

 Estimated market value of owned home ................................................. 237,727 109,297 107,441 228,883 350,962 312,598 242,134 

 Estimated monthly rental value of owned home ..................................... 1,192 846 643 1,184 1,505 1,664 1,369 

 Gifts of goods and services, total................................................................ 764 362 457 563 1,259 1,235 684 

 Food ......................................................................................................... 63 12 42 65 81 195 160 

 Alcoholic beverages ................................................................................. 13 ( 3 ) 129 13 4 11 115 

 Housing .................................................................................................... 160 134 94 143 262 1220 163 

 Housekeeping supplies ........................................................................ 20 ( 3 ) 121 16 38 15 11 

 Household textiles ................................................................................ 

16 ( 3

 ) 114 ( 3 ) 114 ( 3 ) ( 3 ) 

 Appliances and miscellaneous housewares ........................................ 

18 ( 3

 ) 113 19 18 11 ( 3 ) 

 Major appliances ............................................................................... 

11 ( 3

 ) ( 3 ) 12 ( 2 ) 11 ( 3 ) 

 Small appliances and miscellaneous housewares ........................... 

17 ( 3

 ) 113 17 18 ( 3 ) ( 3 ) 

 Miscellaneous household equipment ................................................... 32 13 120 38 31 149 128 

 Other housing ....................................................................................... 95 132 126 81 170 1166 135 

 Apparel and services ............................................................................... 213 1247 129 142 368 331 189 

 Males, 2 and over ................................................................................. 47 11 131 22 120 144 122 

 Females, 2 and over ............................................................................. 64 130 115 48 131 1106 131 

 Children under 2 ................................................................................... 46 12 162 133 165 151 121 

 Other apparel products and services ................................................... 55 1214 121 139 152 1131 115 

 Jewelry and watches ......................................................................... 

11 ( 3

 ) ( 2 ) 11 12 12 ( 3 ) 

See footnotes at end of table. 
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

five or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 All other apparel products and services ............................................ 54 1214 120 139 150 1129 115 

 Transportation .......................................................................................... 96 134 61 64 204 82 45 

 Healthcare ................................................................................................ 

112 137 112 16 111 138 16 

 Entertainment........................................................................................... 72 16 162 65 124 138 153 

 Toys, games, arts and crafts, and tricycles .......................................... 25 ( 3 ) 129 129 132 16 16 

 Other entertainment .............................................................................. 47 16 33 36 91 32 148 

 Personal care products and services ...................................................... 7 12 17 16 11 17 ( 3 ) 

 Reading .................................................................................................... 3 ( 3 ) 11 12 17 13 17 

 Education ................................................................................................. 79 ( 3 ) 11 111 1162 1254 1275 

 All other gifts ............................................................................................ 47 ( 3 ) 18 47 26 166 69 

1

 Data are likely to have large sampling errors. 

2

 Value is too small to display. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020