Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013

Item Total

45-54 Northeast Midwest South West

Number of consumer units (in thousands) ....... 24,562 4,777 5,449 9,066 5,270

Consumer unit characteristics:

Income before taxes ....................................... $80,295 $89,429 $81,851 $71,319 $85,849

Income after taxes .......................................... 73,467 81,508 73,986 65,832 78,777

Age of reference person ................................. 49.7 49.6 49.6 49.7 49.7

Average number in consumer unit:

People .......................................................... 2.7 2.8 2.7 2.6 2.8

Children under 18 ......................................... .6 .6 .6 .6 .6

Adults 65 and older ...................................... .1 .1 1 ( ) .1 .1

Earners ......................................................... 1.7 1.7 1.7 1.6 1.7

Vehicles ........................................................ 2.2 2.0 2.5 2.2 2.3

Percent distribution:

Reference person:

Men .............................................................. 48 45 49 47 48

Women ......................................................... 52 55 51 53 52

Housing tenure:

Homeowner .................................................. 70 68 76 72 65

With mortgage ............................................ 52 53 56 51 48

Without mortgage ....................................... 19 15 20 21 17

Renter ........................................................... 30 32 24 28 35

Race of reference person:

Black or African-American ............................ 14 14 10 21 5

White, Asian, and all other races .................. 86 86 90 79 95

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 12 9 5 13 22

Not Hispanic or Latino .................................. 88 91 95 87 78

Education of reference person:

Elementary (1-8) ........................................... 5 3 5 6 8

High school (9-12) ........................................ 32 33 31 36 22

College ......................................................... 63 64 64 58 70

Never attended and other ............................. 1 ( ) 1 ( ) 2 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 85 92 91 91

Average annual expenditures ........................... $61,338 $68,789 $60,206 $54,806 $66,999

Food ............................................................... 7,912 8,544 8,162 7,012 8,660

Food at home ............................................... 4,704 5,037 4,855 4,127 5,262

Cereals and bakery products ..................... 641 718 689 551 683

Cereals and cereal products .................... 225 248 234 197 244

Bakery products ....................................... 416 470 455 355 438

Meats, poultry, fish, and eggs .................... 1,048 1,179 1,037 954 1,106

Beef .......................................................... 268 295 251 253 288

Pork .......................................................... 203 190 217 202 202

Other meats .............................................. 149 189 170 124 135

Poultry ...................................................... 210 247 190 194 225

Fish and seafood ...................................... 156 194 151 125 183

Eggs ......................................................... 61 63 57 56 72

Dairy products ............................................ 486 543 477 416 567

Fresh milk and cream ............................... 176 184 167 161 204

Other dairy products ................................. 310 359 310 255 363

Fruits and vegetables ................................. 864 963 882 710 1,026

Fresh fruits ............................................... 305 353 300 239 384

Fresh vegetables ...................................... 272 302 259 225 341

Processed fruits ........................................ 131 142 147 102 155

Processed vegetables .............................. 156 167 177 145 145

Other food at home .................................... 1,664 1,634 1,769 1,495 1,881

Sugar and other sweets ........................... 167 163 195 139 189

Fats and oils ............................................. 135 138 159 121 134

Miscellaneous foods ................................. 845 777 896 758 1,003

Nonalcoholic beverages ........................... 460 503 473 430 462

Food prepared by consumer unit on

out-of-town trips ...................................... 57 53 46 47 92

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

45-54 Northeast Midwest South West

Food away from home .................................. 3,208 3,507 3,307 2,885 3,398

Alcoholic beverages ....................................... 500 582 531 387 592

Housing .......................................................... 19,048 22,384 17,853 16,806 21,123

Shelter .......................................................... 11,226 14,023 10,089 9,349 13,095

Owned dwellings ........................................ 7,501 9,340 7,186 6,368 8,110

Mortgage interest and charges ................. 4,014 4,137 3,594 3,674 4,920

Property taxes .......................................... 2,256 3,796 2,309 1,583 1,964

Maintenance, repairs, insurance, other

expenses ................................................ 1,232 1,407 1,283 1,111 1,227

Rented dwellings ........................................ 2,825 3,412 2,030 2,306 4,008

Other lodging .............................................. 899 1,270 874 675 976

Utilities, fuels, and public services ................ 4,291 4,765 4,217 4,248 4,011

Natural gas ................................................. 437 623 618 248 404

Electricity .................................................... 1,584 1,493 1,458 1,829 1,375

Fuel oil and other fuels ............................... 149 489 112 65 26

Telephone services .................................... 1,527 1,648 1,493 1,523 1,458

Residential phone service, VOIP, and

phone cards ............................................ 412 517 400 396 358

Cellular phone service .............................. 1,114 1,131 1,093 1,127 1,100

Water and other public services ................. 594 512 536 583 748

Household operations .................................. 1,052 1,210 955 948 1,188

Personal services ....................................... 184 242 201 155 164

Other household expenses ........................ 868 968 754 793 1,024

Housekeeping supplies ................................ 710 766 744 634 757

Laundry and cleaning supplies ................... 176 166 180 167 196

Other household products .......................... 388 441 408 352 383

Postage and stationery ............................... 146 159 156 116 178

Household furnishings and equipment ......... 1,770 1,620 1,849 1,627 2,072

Household textiles ...................................... 120 117 128 100 147

Furniture ..................................................... 435 423 391 411 535

Floor coverings ........................................... 21 21 39 9 22

Major appliances ........................................ 246 233 263 238 255

Small appliances, miscellaneous

housewares .............................................. 111 109 114 97 137

Miscellaneous household equipment ......... 837 718 913 773 977

Apparel and services ...................................... 1,938 2,137 1,733 1,796 2,206

Men and boys ............................................... 484 591 434 407 569

Men, 16 and over ....................................... 395 461 354 337 479

Boys, 2 to 15 .............................................. 88 130 81 70 90

Women and girls .......................................... 749 699 720 721 873

Women, 16 and over .................................. 611 566 595 573 732

Girls, 2 to 15 ............................................... 138 133 125 148 140

Children under 2 ........................................... 38 316 22 42 65

Footwear ...................................................... 420 543 330 404 428

Other apparel products and services ........... 247 288 227 222 272

Transportation ................................................ 10,713 11,287 10,449 10,215 11,298

Vehicle purchases (net outlay) ..................... 3,747 4,036 3,869 3,551 3,696

Cars and trucks, new .................................. 2,026 2,602 1,848 1,922 1,867

Cars and trucks, used ................................ 1,664 1,351 1,939 1,615 1,747

Other vehicles ............................................ 57 382 382 313 83

Gasoline and motor oil ................................. 3,257 3,065 3,259 3,353 3,266

Other vehicle expenses ................................ 3,060 3,258 2,720 2,878 3,521

Vehicle finance charges ............................. 263 256 254 266 277

Maintenance and repairs ............................ 1,030 1,007 1,054 915 1,221

Vehicle insurance ....................................... 1,210 1,134 842 1,291 1,499

Vehicle rental, leases, licenses, and other

charges ..................................................... 556 861 570 406 525

Public and other transportation .................... 649 928 601 433 814

Healthcare ...................................................... 3,744 3,778 4,147 3,418 3,858

Health insurance .......................................... 2,176 2,293 2,399 2,026 2,096

Medical services ........................................... 905 880 1,074 748 1,024

Drugs ............................................................ 508 446 508 516 549

Medical supplies ........................................... 155 158 166 127 189

Entertainment ................................................. 3,069 3,239 3,242 2,577 3,582

Fees and admissions ................................... 749 999 729 468 1,028

Audio and visual equipment and services .... 1,088 1,150 1,040 1,062 1,124

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

45-54 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 731 704 744 660 861

Pets ............................................................ 603 605 626 558 658

Toys, hobbies, and playground equipment 127 98 118 103 203

Other entertainment supplies, equipment,

and services ............................................... 501 386 729 386 569

Personal care products and services ............. 715 727 673 664 835

Reading .......................................................... 103 132 108 73 124

Education ....................................................... 2,199 3,574 2,374 1,478 2,009

Tobacco products and smoking supplies ....... 439 516 446 456 334

Miscellaneous ................................................. 805 951 650 735 955

Cash contributions .......................................... 2,219 2,118 2,050 1,891 3,049

Personal insurance and pensions .................. 7,935 8,822 7,788 7,300 8,374

Life and other personal insurance ................ 407 392 387 468 334

Pensions and Social Security ....................... 7,528 8,429 7,401 6,832 8,040

Sources of income and personal taxes:

Money income before taxes ........................... $80,295 $89,429 $81,851 $71,319 $85,849

Wages and salaries ...................................... 70,917 81,071 72,695 62,570 74,236

Self-employment income .............................. 4,235 3,266 4,297 3,883 5,655

Social Security, private and government

retirement ................................................... 2,526 2,065 2,149 2,996 2,525

Interest, dividends, rental income, other

property income .......................................... 942 1,221 1,105 516 1,251

Public assistance, supplemental security

income, food stamps .................................. 635 664 592 583 741

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 865 969 857 587 1,256

Other income ................................................ 176 173 155 184 185

Personal taxes (contains some imputed

values) .......................................................... 6,828 7,921 7,865 5,487 7,073

Federal income taxes ................................... 5,215 5,817 5,860 4,453 5,312

State and local income taxes ....................... 1,502 1,874 1,945 921 1,708

Other taxes ................................................... 111 230 60 112 53

Income after taxes .......................................... 73,467 81,508 73,986 65,832 78,777

Addenda:

Net change in total assets and liabilities ........ - $217 - $384 $2,620 $310 - $3,907

Net change in total assets ............................ 9,774 5,810 11,552 8,302 14,060

Net change in total liabilities ......................... 9,991 6,193 8,933 7,992 17,967

Other financial information:

Other money receipts ................................... 1,080 1,411 1,043 436 1,928

Mortgage principal paid on owned property -2,840 -3,273 -2,920 -2,424 -3,082

Estimated market value of owned home ...... 175,956 211,024 142,542 139,344 241,700

Estimated monthly rental value of owned

home .......................................................... 1,007 1,175 895 900 1,156

Gifts of goods and services, total ................... 1,680 2,040 2,037 1,343 1,564

Food ............................................................. 132 137 208 104 98

Alcoholic beverages ..................................... 15 19 15 6 25

Housing ........................................................ 255 234 303 232 262

Housekeeping supplies .............................. 29 36 29 23 35

Household textiles ...................................... 9 31

35 14 12

Appliances and miscellaneous

housewares .............................................. 18 13 23 14 23

Major appliances ...................................... 4 33 12 2 33

Small appliances and miscellaneous

housewares ............................................ 13 310 12 12 20

Miscellaneous household equipment ......... 53 32 69 48 63

Other housing ............................................. 146 152 178 133 129

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item Total

45-54 Northeast Midwest South West

Apparel and services .................................... 228 215 191 240 254

Males, 2 and over ....................................... 64 77 64 56 66

Females, 2 and over ................................... 80 58 64 101 75

Children under 2 ......................................... 22 312 310 27 33

Other apparel products and services ......... 62 68 53 55 79

Jewelry and watches ................................ 20 19 18 19 326

All other apparel products and services ... 42 349 36 36 54

Transportation .............................................. 151 98 144 178 159

Healthcare .................................................... 39 40 64 29 31

Entertainment ............................................... 96 60 135 84 109

Toys, games, arts and crafts, and tricycles 23 315 331 24 18

Other entertainment ................................... 73 45 104 60 91

Personal care products and services ........... 20 36 29 26 14

Reading ........................................................ 3 33 3 2 4

Education ..................................................... 665 1,207 825 376 506

All other gifts ................................................. 77 22 119 65 103

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014