Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 25,228 869 1,379 3,160 3,114 4,607 3,274 2,223 2,956 3,645 

Consumer unit characteristics: 

Income before taxes ..................................... $42,284 $203 $8,464 $12,674 $17,408 $24,881 $34,783 $44,975 $59,058 $125,519 

Income after taxes ........................................ 41,498 -177 8,305 12,606 17,372 24,698 34,445 44,552 58,280 121,741 

Age of reference person ................................ 74.8 76.1 76.6 77.1 76.7 75.8 74.6 73.8 72.9 71.6 

Average number in consumer unit:

Persons ........................................................ 1.7 1.3 1.2 1.2 1.4 1.7 1.8 2.0 2.1 2.3 

Children under 18 ........................................ .1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 .1 .1 .1 

Persons 65 and older ................................... 1.4 1.2 1.1 1.1 1.2 1.4 1.5 1.5 1.5 1.5 

Earners ........................................................ .5 2.1 2.1 .1 .1 .3 .4 .6 .8 1.2 

Vehicles ....................................................... 1.6 1.0 .8 .9 1.2 1.5 1.7 1.9 2.2 2.5 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 36 28 26 33 41 47 53 54 60 

Female ......................................................... 57 64 72 74 67 59 53 47 46 40 

Housing tenure:

Homeowner .................................................. 81 66 60 64 74 80 88 90 91 95 

With mortgage ............................................ 22 7 12 12 12 18 22 26 30 43 

Without mortgage ....................................... 59 59 48 52 62 62 66 64 61 53 

Renter .......................................................... 19 34 40 36 26 20 12 10 9 5 

Race of reference person:

Black or African-American ........................... 9 14 12 14 11 8 8 7 6 7 

White, Asian, and all other races ................. 91 86 88 86 89 92 92 93 94 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 13 18 9 6 5 4 6 5 5 

Not Hispanic or Latino .................................. 93 87 82 91 94 95 96 94 95 95 

Education of reference person:

Elementary (1-8) .......................................... 9 12 22 14 13 8 7 6 5 3 

High school (9-12) ........................................ 43 52 49 52 51 48 44 41 37 22 

College ......................................................... 48 34 27 34 36 43 48 53 58 75 

Never attended and other ............................ 3 ( ) 2 2 1 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 85 67 57 68 79 88 92 93 95 97 

Average annual expenditures .......................... $38,027 $23,291 $18,615 $18,570 $23,480 $29,935 $36,667 $38,782 $50,015 $77,801 

Food ............................................................... 4,862 3,012 2,791 2,749 3,062 3,832 4,760 4,948 6,474 8,755 

Food at home ............................................... 3,131 2,256 2,189 2,102 2,232 2,670 3,119 3,207 4,182 4,684 

Cereals and bakery products ..................... 443 343 323 324 339 401 449 443 549 620 

Cereals and cereal products .................... 132 95 97 94 97 131 123 138 167 182 

Bakery products ....................................... 311 248 226 230 242 270 326 305 382 439 

Meats, poultry, fish, and eggs .................... 666 455 470 463 447 530 639 644 961 1,036 

Beef .......................................................... 196 92 94 103 119 136 174 188 349 344 

Pork .......................................................... 136 118 103 112 83 113 137 150 181 187 

Other meats ............................................. 92 70 53 76 65 76 80 92 132 136 

Poultry ...................................................... 101 72 86 76 84 92 111 87 116 140 

Fish and seafood ..................................... 100 66 101 63 63 76 95 90 132 175 

Eggs ......................................................... 41 38 33 34 33 37 42 38 51 54 

Dairy products ............................................ 338 226 257 216 241 292 339 366 447 491 

Fresh milk and cream .............................. 118 94 95 85 98 111 117 124 149 150 

Other dairy products ................................ 220 132 162 131 143 181 222 242 298 341 

Fruits and vegetables ................................. 620 478 407 421 441 546 623 616 808 927 

Fresh fruits ............................................... 218 141 132 143 154 187 221 215 286 343 

Fresh vegetables ..................................... 195 149 128 130 142 164 192 195 255 303 

Processed fruits ....................................... 101 85 71 63 70 89 109 104 130 146 

Processed vegetables .............................. 106 104 76 85 76 106 101 102 138 136 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,065 $754 $732 $678 $765 $902 $1,069 $1,138 $1,416 $1,609 

Sugar and other sweets ........................... 126 88 82 89 101 111 123 123 153 192 

Fats and oils ............................................. 96 72 89 72 84 87 87 110 121 121 

Miscellaneous foods ................................ 541 385 348 338 382 476 526 579 734 804 

Nonalcoholic beverages ........................... 258 204 201 171 186 203 286 278 325 380 

Food prepared by consumer unit on

out-of-town trips ..................................... 44 25 213 28 12 24 47 48 82 112 

Food away from home ................................. 1,730 757 602 647 829 1,162 1,641 1,741 2,293 4,071 

Alcoholic beverages ....................................... 317 170 60 61 125 183 288 293 447 858 

Housing .......................................................... 13,380 10,057 7,802 7,938 9,366 11,089 13,205 13,951 16,463 24,395 

Shelter .......................................................... 7,104 5,642 4,120 4,413 4,972 5,780 6,822 7,351 8,423 13,444 

Owned dwellings ........................................ 4,918 2,982 2,000 2,342 2,876 3,628 5,114 5,504 6,373 10,378 

Mortgage interest and charges ................ 1,369 627 497 526 532 823 1,124 1,546 1,889 3,704 

Property taxes .......................................... 1,973 1,234 871 997 1,294 1,582 2,097 2,195 2,438 3,865 

Maintenance, repairs, insurance, other

expenses ................................................ 1,575 1,120 633 819 1,049 1,223 1,893 1,763 2,046 2,809 

Rented dwellings ........................................ 1,496 2,256 1,960 1,953 1,972 1,824 1,133 1,188 1,049 801 

Other lodging ............................................. 690 404 2161 118 125 327 574 660 1,001 2,265 

Utilities, fuels, and public services ............... 3,445 2,583 2,279 2,340 2,779 3,232 3,518 3,795 4,139 5,043 

Natural gas ................................................. 445 366 234 295 366 468 480 473 482 634 

Electricity .................................................... 1,355 1,121 965 1,005 1,113 1,282 1,350 1,485 1,614 1,878 

Fuel oil and other fuels ............................... 230 2118 189 126 226 240 199 277 280 311 

Telephone services .................................... 903 597 557 578 687 784 942 1,024 1,166 1,400 

Water and other public services ................. 512 380 335 336 387 459 548 536 598 820 

Household operations .................................. 971 1,030 404 419 608 815 889 983 1,103 2,115 

Personal services ....................................... 198 2603 2105 266 2170 2249 2140 2173 2141 321 

Other household expenses ........................ 774 427 299 353 438 566 749 809 962 1,794 

Housekeeping supplies ................................ 650 342 465 348 422 498 605 730 947 1,086 

Laundry and cleaning supplies .................. 139 126 128 103 115 109 127 136 173 214 

Other household products .......................... 360 112 163 171 210 278 349 442 572 598 

Postage and stationery .............................. 151 105 174 74 97 111 129 152 202 274 

Household furnishings and equipment ......... 1,210 460 534 419 584 764 1,370 1,092 1,850 2,708 

Household textiles ...................................... 110 213 84 49 96 53 97 133 143 238 

Furniture ..................................................... 226 57 163 101 94 181 207 207 307 533 

Floor coverings .......................................... 20 21 23 21 8 10 11 11 38 71 

Major appliances ........................................ 185 232 47 70 124 110 171 209 410 335 

Small appliances, miscellaneous

housewares .............................................. 93 44 34 41 27 63 86 49 137 240 

Miscellaneous household equipment ......... 575 313 203 156 235 346 798 482 815 1,291 

Apparel and services ..................................... 1,047 188 758 536 515 715 945 974 1,428 2,316 

Men and boys .............................................. 210 246 54 117 62 136 184 196 261 547 

Men, 16 and over ....................................... 187 244 245 108 54 116 172 173 215 498 

Boys, 2 to 15 .............................................. 23 21 29 9 8 21 12 23 46 49 

Women and girls .......................................... 482 211 450 252 235 307 498 449 750 927 

Women, 16 and over .................................. 444 211 439 241 210 269 441 426 706 856 

Girls, 2 to 15 ............................................... 38 4 ( ) 211 12 25 38 57 23 44 71 

Children under 2 .......................................... 20 21 212 214 18 15 21 26 24 35 

Footwear ...................................................... 169 284 2175 79 123 167 146 116 179 328 

Other apparel products and services ........... 165 46 67 75 77 90 96 187 214 479 

Transportation ................................................ 5,503 3,164 2,343 2,037 3,208 4,217 5,380 5,410 7,687 12,107 

Vehicle purchases (net outlay) ..................... 1,543 2964 2262 2229 688 1,102 1,403 1,033 2,120 4,562 

Cars and trucks, new ................................. 839 2411 2189 249 2340 2317 631 2362 1,399 2,983 

Cars and trucks, used ................................ 688 2553 272 179 348 785 763 662 721 1,486 

Other vehicles ............................................ 216 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 28 29 4 ( ) 294 

Gasoline and motor oil ................................. 1,580 893 768 735 1,017 1,391 1,625 1,880 2,354 2,652 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $1,977 $1,101 $1,143 $928 $1,338 $1,553 $2,008 $2,159 $2,618 $3,700 

Vehicle finance charges ............................. 104 228 225 31 38 85 96 141 159 238 

Maintenance and repairs ........................... 629 337 308 210 375 481 680 687 891 1,274 

Vehicle insurance ....................................... 913 2527 2697 552 760 769 961 983 1,170 1,304 

Vehicle rental, leases, licenses, and other

charges .................................................... 331 208 113 136 165 218 271 349 398 884 

Public and other transportation .................... 403 206 171 145 165 172 345 338 594 1,193 

Health care ..................................................... 4,805 3,111 2,167 2,575 3,337 4,725 5,220 5,821 6,257 7,292 

Health insurance .......................................... 3,080 1,752 1,531 1,636 2,232 3,143 3,474 3,729 4,011 4,377 

Medical services .......................................... 790 855 170 366 409 670 713 916 1,045 1,637 

Drugs ........................................................... 758 392 362 469 590 766 861 934 1,017 950 

Medical supplies .......................................... 176 113 103 103 106 146 173 241 184 329 

Entertainment ................................................. 1,956 811 999 908 1,148 1,633 1,862 1,723 2,992 3,856 

Fees and admissions ................................... 392 146 83 63 135 185 348 309 640 1,201 

Audio and visual equipment and services .... 800 496 522 527 646 737 809 886 1,002 1,193 

Pets, toys, hobbies, and playground

equipment .................................................. 512 146 271 219 344 449 488 403 754 982 

Other entertainment supplies, equipment,

and services ............................................... 251 222 2123 99 24 263 217 125 595 481 

Personal care products and services ............. 542 296 330 240 363 429 487 604 706 1,075 

Reading .......................................................... 149 80 58 57 84 123 153 147 223 304 

Education ....................................................... 220 2181 240 35 48 99 159 112 262 840 

Tobacco products and smoking supplies ....... 219 163 126 132 190 208 231 240 305 288 

Miscellaneous ................................................ 763 663 303 385 365 737 753 643 771 1,688 

Cash contributions ......................................... 2,333 1,269 709 688 1,423 1,372 2,220 2,336 3,359 5,888 

Personal insurance and pensions .................. 1,930 126 130 227 245 573 1,004 1,580 2,641 8,139 

Life and other personal insurance ................ 297 104 91 129 164 255 267 321 411 649 

Pensions and Social Security ...................... 1,633 222 39 98 81 318 737 1,258 2,230 7,490 

Sources of income and personal taxes: 

Money income before taxes ........................... 42,284 203 8,464 12,674 17,408 24,881 34,783 44,975 59,058 125,519 

Wages and salaries ..................................... 12,925 2641 2321 548 737 2,719 6,024 10,209 17,914 58,470 

Self-employment income ............................. 1,615 2-2,999 2-335 2-28 2-10 162 614 818 1,865 9,282 

Social Security, private and government

retirement ................................................... 24,217 2,313 7,308 11,275 15,762 20,633 25,733 30,456 34,525 45,282 

Interest, dividends, rental income, other

property income ......................................... 2,675 -86 152 143 285 653 1,754 2,659 3,832 10,979 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 249 216 2107 244 266 133 238 363 447 617 

Public assistance, supplemental security

income, food stamps .................................. 296 191 698 482 392 317 222 304 167 268 

Regular contributions for support ................. 193 219 265 253 277 163 122 2112 2225 631 

Other income ............................................... 114 2108 2149 157 298 101 274 256 282 190 

Personal taxes (missing values not imputed) 786 381 158 68 36 183 337 423 778 3,779 

Federal income taxes ................................... 501 256 85 15 -36 44 116 229 364 2,798 

State and local income taxes ....................... 96 2-2 21 -4 -9 7 34 36 131 497 

Other taxes .................................................. 190 127 53 56 81 132 187 158 282 484 

Income after taxes ......................................... 41,498 -177 8,305 12,606 17,372 24,698 34,445 44,552 58,280 121,741 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ $5,095 $12,261 - $2,450 - $1,819 - $868 - $1,224 $2,591 $1,526 - $4,520 $37,539 

Net change in total assets ............................ 7,379 12,191 1,417 -575 -866 845 3,139 2,528 -4,478 47,068 

Net change in total liabilities ........................ 2,284 -70 3,867 1,244 1 2,069 547 1,003 42 9,529 

Other financial information:

Other money receipts ................................... 630 2329 2342 288 448 300 564 1,129 1,110 1,045 

Mortgage principal paid on owned property -1,214 2-177 -455 -313 -477 -711 -943 -1,276 -1,652 -3,649 

Estimated market value of owned home ...... 182,756 125,256 93,047 97,435 122,596 147,500 186,696 192,090 237,275 346,884 

Estimated monthly rental value of owned

home .......................................................... 964 654 555 585 722 816 983 1,042 1,191 1,666 

Gifts of goods and services ............................ 962 162 492 525 320 647 976 823 1,316 2,332 

Food ............................................................. 56 216 217 20 35 35 86 92 46 102 

Alcoholic beverages ..................................... 19 4 ( ) 3 ( ) 3 ( ) 3 ( ) 5 9 36 56 43 

Housing ........................................................ 206 49 125 100 102 211 159 107 329 428 

Housekeeping supplies .............................. 29 3 ( ) 28 23 15 31 16 19 51 49 

Household textiles ...................................... 13 25 3 ( ) 21 212 24 220 27 22 33 

Appliances and miscellaneous

housewares .............................................. 25 21 25 220 27 13 210 24 38 84 

Major appliances ...................................... 6 4 ( ) 24 3 ( ) 23 23 25 23 26 20 

Small appliances and miscellaneous

housewares ............................................ 19 21 21 219 25 210 25 21 32 65 

Miscellaneous household equipment ......... 57 26 231 13 20 76 42 34 94 113 

Other housing ............................................ 82 236 81 43 47 88 72 44 123 148 

Apparel and services ................................... 208 210 71 193 101 165 227 243 188 398 

Males, 2 and over ...................................... 57 24 221 57 16 45 22 40 74 148 

Females, 2 and over .................................. 93 21 229 89 38 68 134 139 80 145 

Children under 2 ........................................ 19 21 212 213 18 14 21 23 22 32 

Other apparel products and services ......... 39 24 210 234 29 39 51 241 211 74 

Jewelry and watches ................................ 14 24 23 220 210 10 210 215 27 31 

All other apparel products and services ... 25 4 ( ) 27 214 219 229 241 227 24 43 

Transportation .............................................. 108 8 55 14 16 22 98 172 172 336 

Health care ................................................... 39 21 2193 215 22 249 211 23 249 265 

Entertainment ............................................... 85 28 213 98 10 62 62 50 139 200 

Toys, games, arts and crafts, and tricycles 24 25 22 28 22 225 214 216 228 267 

Other entertainment ................................... 62 23 211 90 8 37 48 34 110 133 

Personal care products and services ........... 14 21 21 24 27 15 16 213 24 36 

Reading ........................................................ 2 22 21 3 ( ) 22 1 21 23 4 3 

Education ..................................................... 96 257 27 215 217 51 76 215 94 404 

All other gifts ................................................ 130 210 29 67 29 29 232 87 236 319 

1 Value is less than or equal to 0.05. 2 Data are likely to have large sampling errors. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012