Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 22,055 4,082 4,507 8,152 5,315 

Consumer unit characteristics: 

Income before taxes ..................................... $76,569 $84,895 $73,122 $70,526 $82,368 

Income after taxes ........................................ 74,520 82,295 71,494 68,867 79,786 

Age of reference person ................................ 39.6 39.7 39.6 39.7 39.4 

Average number in consumer unit:

Persons ........................................................ 3.3 3.2 3.4 3.2 3.3 

Children under 18 ........................................ 1.3 1.3 1.4 1.3 1.4 

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.6 1.6 1.7 1.6 1.5 

Vehicles ....................................................... 2.1 1.8 2.3 2.0 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 45 49 46 51 

Female ......................................................... 52 55 51 54 49 

Housing tenure:

Homeowner .................................................. 65 63 71 67 58 

With mortgage ............................................ 56 56 61 55 51 

Without mortgage ....................................... 9 7 10 12 7 

Renter .......................................................... 35 37 29 33 42 

Race of reference person:

Black or African-American ........................... 14 12 11 23 6 

White, Asian, and all other races ................. 86 88 89 77 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 15 7 17 25 

Not Hispanic or Latino .................................. 83 85 93 83 75 

Education of reference person:

Elementary (1-8) .......................................... 4 2 4 4 5 

High school (9-12) ........................................ 31 31 28 32 30 

College ......................................................... 65 67 68 63 65 

Never attended and other ............................ 2 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 91 83 94 93 92 

Average annual expenditures .......................... $56,640 $61,284 $53,768 $52,389 $62,268 

Food ............................................................... 7,627 8,470 7,271 6,983 8,401 

Food at home ............................................... 4,355 4,829 4,395 3,823 4,847 

Cereals and bakery products ..................... 618 702 651 533 667 

Cereals and cereal products .................... 218 241 223 193 235 

Bakery products ....................................... 401 461 428 339 432 

Meats, poultry, fish, and eggs .................... 941 1,036 843 888 1,054 

Beef .......................................................... 247 266 216 234 285 

Pork .......................................................... 185 178 173 186 201 

Other meats ............................................. 139 157 154 125 136 

Poultry ...................................................... 178 203 145 169 208 

Fish and seafood ..................................... 139 173 110 127 161 

Eggs ......................................................... 52 58 45 47 62 

Dairy products ............................................ 477 550 502 391 541 

Fresh milk and cream .............................. 178 196 183 157 196 

Other dairy products ................................ 299 354 319 235 345 

Fruits and vegetables ................................. 762 905 759 617 900 

Fresh fruits ............................................... 261 306 266 197 330 

Fresh vegetables ..................................... 231 270 218 186 292 

Processed fruits ....................................... 135 165 137 115 143 

Processed vegetables .............................. 135 164 138 121 135 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

35-44 Northeast Midwest South West

Other food at home .................................... $1,556 $1,637 $1,640 $1,394 $1,685 

Sugar and other sweets ........................... 158 166 180 127 184 

Fats and oils ............................................. 118 130 124 107 121 

Miscellaneous foods ................................ 835 867 893 739 917 

Nonalcoholic beverages ........................... 393 409 398 382 395 

Food prepared by consumer unit on

out-of-town trips ..................................... 52 66 45 39 67 

Food away from home ................................. 3,273 3,641 2,875 3,159 3,554 

Alcoholic beverages ....................................... 498 660 437 381 627 

Housing .......................................................... 20,379 22,762 18,135 18,484 23,352 

Shelter .......................................................... 12,448 14,456 10,615 10,604 15,288 

Owned dwellings ........................................ 8,493 9,710 7,967 7,387 9,701 

Mortgage interest and charges ................ 5,532 5,628 4,729 4,936 7,052 

Property taxes .......................................... 1,999 3,047 2,174 1,508 1,798 

Maintenance, repairs, insurance, other

expenses ................................................ 962 1,035 1,064 942 852 

Rented dwellings ........................................ 3,401 4,128 2,096 2,704 5,019 

Other lodging ............................................. 554 618 553 514 568 

Utilities, fuels, and public services ............... 4,085 4,421 3,941 4,209 3,759 

Natural gas ................................................. 511 767 732 289 466 

Electricity .................................................... 1,548 1,447 1,315 1,898 1,286 

Fuel oil and other fuels ............................... 118 374 91 52 47 

Telephone services .................................... 1,368 1,415 1,327 1,406 1,308 

Water and other public services ................. 540 419 476 564 652 

Household operations .................................. 1,395 1,544 1,196 1,251 1,671 

Personal services ....................................... 744 924 645 586 933 

Other household expenses ........................ 651 620 552 665 738 

Housekeeping supplies ................................ 681 683 726 676 644 

Laundry and cleaning supplies .................. 185 172 207 184 176 

Other household products .......................... 352 376 346 364 319 

Postage and stationery .............................. 143 135 173 127 149 

Household furnishings and equipment ......... 1,769 1,658 1,657 1,744 1,990 

Household textiles ...................................... 134 120 129 146 129 

Furniture ..................................................... 419 392 419 399 469 

Floor coverings .......................................... 35 37 40 26 43 

Major appliances ........................................ 239 221 197 225 309 

Small appliances, miscellaneous

housewares .............................................. 100 117 93 86 117 

Miscellaneous household equipment ......... 843 771 779 862 923 

Apparel and services ..................................... 2,199 2,223 1,713 2,195 2,645 

Men and boys .............................................. 526 563 414 452 728 

Men, 16 and over ....................................... 365 380 265 314 535 

Boys, 2 to 15 .............................................. 161 183 148 138 193 

Women and girls .......................................... 820 826 673 859 894 

Women, 16 and over .................................. 591 588 480 634 627 

Girls, 2 to 15 ............................................... 230 238 193 225 268 

Children under 2 .......................................... 113 122 115 98 127 

Footwear ...................................................... 432 447 321 456 490 

Other apparel products and services ........... 308 264 191 331 406 

Transportation ................................................ 8,561 9,112 8,627 7,881 9,146 

Vehicle purchases (net outlay) ..................... 2,833 2,748 3,117 2,540 3,106 

Cars and trucks, new ................................. 1,270 1,194 1,165 1,230 1,478 

Cars and trucks, used ................................ 1,500 1,545 1,857 1,234 1,573 

Other vehicles ............................................ 63 49 495 76 456 

Gasoline and motor oil ................................. 2,447 2,230 2,412 2,594 2,419 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

35-44 Northeast Midwest South West

Other vehicle expenses ............................... $2,734 $3,204 $2,630 $2,474 $2,875 

Vehicle finance charges ............................. 333 286 327 374 314 

Maintenance and repairs ........................... 826 837 789 759 959 

Vehicle insurance ....................................... 1,064 1,282 1,025 1,003 1,035 

Vehicle rental, leases, licenses, and other

charges .................................................... 510 799 490 338 567 

Public transportation .................................... 547 931 467 273 745 

Healthcare ...................................................... 2,551 2,479 2,743 2,401 2,676 

Health insurance .......................................... 1,445 1,498 1,433 1,422 1,447 

Medical services .......................................... 665 607 819 530 788 

Drugs ........................................................... 337 288 361 360 322 

Medical supplies .......................................... 104 86 131 89 119 

Entertainment ................................................. 3,192 3,406 3,198 2,986 3,359 

Fees and admissions ................................... 885 1,079 863 762 952 

Audio and visual equipment and services .... 1,094 1,090 1,001 1,116 1,148 

Pets, toys, hobbies, and playground

equipment .................................................. 768 833 775 729 779 

Other entertainment supplies, equipment,

and services ............................................... 444 405 559 379 480 

Personal care products and services ............. 683 636 645 691 738 

Reading .......................................................... 82 91 84 68 96 

Education ....................................................... 949 1,224 1,041 812 869 

Tobacco products and smoking supplies ....... 387 457 435 399 276 

Miscellaneous ................................................ 942 930 1,052 855 992 

Cash contributions ......................................... 1,557 1,273 1,434 1,755 1,576 

Personal insurance and pensions .................. 7,033 7,562 6,953 6,499 7,515 

Life and other personal insurance ................ 275 256 324 279 243 

Pensions and Social Security ...................... 6,758 7,306 6,630 6,220 7,272 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,569 84,895 73,122 70,526 82,368 

Wages and salaries ..................................... 69,108 78,224 67,003 62,647 73,802 

Self-employment income ............................. 3,468 2,779 2,536 3,600 4,587 

Social Security, private and government

retirement ................................................... 1,055 1,123 907 1,056 1,129 

Interest, dividends, rental income, other

property income ......................................... 1,013 510 399 1,787 733 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 613 819 804 396 625 

Public assistance, supplemental security

income, food stamps .................................. 516 468 567 391 702 

Regular contributions for support ................. 599 584 736 543 582 

Other income ............................................... 196 388 170 105 208 

Personal taxes ............................................... 2,049 2,600 1,628 1,658 2,582 

Federal income taxes ................................... 1,274 1,534 837 1,164 1,615 

2008 Tax stimulus (thru Q20091) ................ 4-1 4-4 4-1 3 ( ) 4-1 

State and local income taxes ....................... 654 921 688 370 857 

Other taxes .................................................. 121 148 104 125 111 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

35-44 Northeast Midwest South West

Income after taxes ......................................... 74,520 82,295 71,494 68,867 79,786 

Addenda:

Net change in total assets and liabilities ........ - $8,241 - $8,648 - $6,404 - $5,305 - $13,988 

Net change in total assets ............................ 9,254 4,453 5,033 7,466 19,260 

Net change in total liabilities ........................ 17,495 13,101 11,438 12,771 33,248 

Other financial information:

Other money receipts ................................... 228 103 178 285 281 

Mortgage principal paid on owned property -2,791 -3,256 -2,714 -2,424 -3,063 

Estimated market value of owned home ...... 160,330 195,052 135,622 129,908 201,276 

Estimated monthly rental value of owned

home .......................................................... 900 1,047 831 830 954 

Gifts of goods and services ............................ 766 995 709 618 881 

Food ............................................................. 62 55 62 33 115 

Alcoholic beverages ..................................... 14 17 14 5 27 

Housing ........................................................ 157 192 156 163 120 

Housekeeping supplies .............................. 24 24 33 17 24 

Household textiles ...................................... 7 42 411 8 6 

Appliances and miscellaneous

housewares .............................................. 16 418 27 13 9 

Major appliances ...................................... 3 45 41 42 43 

Small appliances and miscellaneous

housewares ............................................ 13 412 26 11 47 

Miscellaneous household equipment ......... 36 51 35 33 32 

Other housing ............................................ 74 97 50 92 48 

Apparel and services ................................... 205 243 157 184 259 

Males, 2 and over ...................................... 51 81 30 41 65 

Females, 2 and over .................................. 67 61 42 65 102 

Children under 2 ........................................ 49 53 57 41 51 

Other apparel products and services ......... 38 49 29 37 41 

Jewelry and watches ................................ 9 415 9 6 11 

All other apparel products and services ... 29 434 420 31 30 

Transportation .............................................. 58 63 41 30 112 

Health care ................................................... 13 48 422 7 417 

Entertainment ............................................... 77 80 78 76 76 

Toys, games, arts and crafts, and tricycles 38 43 34 39 38 

Other entertainment ................................... 39 37 44 37 38 

Personal care products and services ........... 12 10 17 11 8 

Reading ........................................................ 2 ( ) 2 ( ) 2 ( ) 1 2 ( )

Education ..................................................... 105 273 94 79 25 

All other gifts ................................................ 64 53 67 29 121 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011