Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2007-2008

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 38,945 702 905 1,437 1,869 5,179 4,492 4,018 6,774 13,571 

Consumer unit characteristics: 

Income before taxes ..................................... $69,114 - $6,347 $7,914 $12,689 $17,626 $25,066 $34,996 $44,926 $59,566 $130,191 

Income after taxes ........................................ 66,379 -6,450 8,178 12,893 17,691 25,123 34,871 44,111 58,124 123,279 

Age of reference person ................................ 53.6 51.9 51.3 54.5 57.5 57.9 56.7 53.7 52.0 51.3 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .3 .3 .2 .1 .1 .1 .1 1 ( ) 1 ( )

Persons 65 and older ................................... .5 .5 .4 .6 .8 .8 .8 .6 .4 .3 

Earners ........................................................ 1.3 .5 .6 .6 .6 .8 1.0 1.2 1.5 1.7 

Vehicles ....................................................... 2.2 1.4 1.2 1.3 1.5 1.7 1.9 2.1 2.4 2.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 51 47 36 36 47 46 45 51 52 58 

Female ......................................................... 49 53 64 64 53 54 55 49 48 42 

Housing tenure:

Homeowner .................................................. 75 50 50 49 58 67 71 70 76 89 

With mortgage ............................................ 42 20 15 17 17 22 26 36 46 62 

Without mortgage ....................................... 33 30 34 32 40 44 44 34 30 26 

Renter .......................................................... 25 50 50 51 42 33 29 30 24 11 

Race of reference person:

Black or African-American ........................... 10 21 25 22 14 14 12 13 8 5 

White, Asian, and all other races ................. 90 79 75 78 86 86 88 87 92 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 13 20 15 16 11 8 8 7 4 

Not Hispanic or Latino .................................. 92 87 80 85 84 89 92 92 93 96 

Education of reference person:

Elementary (1-8) .......................................... 5 11 17 13 14 10 6 4 2 1 

High school (9-12) ........................................ 35 44 47 53 47 50 47 41 35 18 

College ......................................................... 60 45 34 34 38 40 46 54 63 81 

Never attended and other ............................ 2 ( ) 1 2 3 ( ) 1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 66 71 80 82 90 93 94 97 97 

Average annual expenditures .......................... $53,209 $29,001 $23,776 $25,256 $27,963 $32,814 $35,926 $41,745 $50,419 $81,369 

Food ............................................................... 6,242 4,514 3,814 4,204 3,496 4,492 4,954 5,199 6,113 8,640 

Food at home ............................................... 3,501 2,815 2,711 2,880 2,426 2,901 3,122 3,122 3,557 4,274 

Cereals and bakery products ..................... 456 363 371 419 309 390 416 403 468 544 

Cereals and cereal products .................... 142 135 138 169 119 121 135 127 142 159 

Bakery products ....................................... 314 228 234 251 189 269 281 275 326 385 

Meats, poultry, fish, and eggs .................... 782 600 681 723 578 692 702 688 792 924 

Beef .......................................................... 216 166 190 190 185 173 203 193 214 258 

Pork .......................................................... 156 82 125 145 129 156 140 157 167 165 

Other meats ............................................. 102 75 63 80 80 74 91 90 123 119 

Poultry ...................................................... 139 167 177 153 85 136 123 115 121 165 

Fish and seafood ..................................... 126 71 90 109 63 110 104 91 123 169 

Eggs ......................................................... 44 40 36 46 37 43 41 42 44 48 

Dairy products ............................................ 398 332 281 309 294 314 346 362 401 496 

Fresh milk and cream .............................. 145 127 121 135 119 133 138 135 143 164 

Other dairy products ................................ 253 205 161 174 175 181 208 226 258 333 

Fruits and vegetables ................................. 635 500 460 490 411 517 556 553 629 806 

Fresh fruits ............................................... 215 155 172 166 141 168 181 191 211 277 

Fresh vegetables ..................................... 214 194 142 157 139 169 179 184 204 282 

Processed fruits ....................................... 108 82 78 85 65 93 103 94 112 131 

Processed vegetables .............................. 98 68 68 82 66 88 94 84 102 117 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2007-2008 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,229 $1,020 $917 $939 $835 $988 $1,102 $1,117 $1,268 $1,504 

Sugar and other sweets ........................... 129 101 76 113 82 103 117 130 127 158 

Fats and oils ............................................. 101 100 88 79 103 93 101 96 100 109 

Miscellaneous foods ................................ 616 438 459 472 375 488 535 553 659 765 

Nonalcoholic beverages ........................... 324 326 277 257 241 274 311 300 332 374 

Food prepared by consumer unit on

out-of-town trips ..................................... 59 455 417 417 34 30 38 38 51 98 

Food away from home ................................. 2,741 1,700 1,103 1,324 1,070 1,591 1,832 2,077 2,556 4,366 

Alcoholic beverages ....................................... 528 227 111 248 153 275 278 392 484 905 

Housing .......................................................... 17,292 10,281 9,632 9,337 10,056 11,490 11,827 14,136 16,060 25,608 

Shelter .......................................................... 10,035 6,165 5,089 4,963 5,717 6,382 6,395 7,722 9,186 15,405 

Owned dwellings ........................................ 6,852 3,115 2,399 1,870 2,571 3,562 3,764 4,721 6,218 11,685 

Mortgage interest and charges ................ 3,461 1,512 975 737 983 1,226 1,508 2,093 3,104 6,441 

Property taxes .......................................... 1,955 998 746 630 879 1,145 1,334 1,518 1,668 3,161 

Maintenance, repairs, insurance, other

expenses ................................................ 1,435 605 678 503 708 1,191 922 1,109 1,446 2,082 

Rented dwellings ........................................ 2,179 2,617 2,449 2,947 2,932 2,506 2,275 2,577 2,298 1,618 

Other lodging ............................................. 1,004 433 242 145 214 314 356 424 670 2,102 

Utilities, fuels, and public services ............... 3,689 2,782 2,721 2,783 2,829 3,123 3,313 3,437 3,699 4,426 

Natural gas ................................................. 529 329 390 356 359 436 466 489 501 673 

Electricity .................................................... 1,372 1,141 1,119 1,173 1,158 1,219 1,276 1,278 1,366 1,571 

Fuel oil and other fuels ............................... 218 4135 4168 106 176 191 213 198 192 274 

Telephone services .................................... 1,111 784 753 823 831 913 959 1,055 1,176 1,332 

Water and other public services ................. 459 392 291 326 305 364 399 417 464 576 

Household operations .................................. 854 333 366 384 379 509 490 676 702 1,409 

Personal services ....................................... 165 431 4120 4114 4106 166 126 175 169 197 

Other household expenses ........................ 688 302 246 270 273 343 364 501 533 1,211 

Housekeeping supplies ................................ 758 398 364 519 338 521 615 648 728 1,082 

Laundry and cleaning supplies .................. 139 100 126 157 98 119 124 125 140 162 

Other household products .......................... 425 221 161 267 162 240 285 384 402 654 

Postage and stationery .............................. 194 77 77 95 78 162 207 139 186 266 

Household furnishings and equipment ......... 1,956 604 1,092 689 792 955 1,014 1,654 1,745 3,286 

Household textiles ...................................... 153 22 30 71 51 94 104 123 167 233 

Furniture ..................................................... 454 122 174 132 177 206 213 271 346 847 

Floor coverings .......................................... 54 416 419 47 4144 15 16 48 49 83 

Major appliances ........................................ 261 119 365 95 126 168 136 124 231 430 

Small appliances, miscellaneous

housewares .............................................. 123 43 58 39 32 60 77 127 97 205 

Miscellaneous household equipment ......... 911 282 445 345 261 412 468 961 854 1,488 

Apparel and services ..................................... 1,779 1,010 877 1,045 911 910 1,222 1,107 1,743 2,849 

Men and boys .............................................. 393 187 151 225 220 198 248 207 381 656 

Men, 16 and over ....................................... 363 4165 4105 196 197 172 217 181 357 620 

Boys, 2 to 15 .............................................. 30 22 46 29 23 26 31 25 24 36 

Women and girls .......................................... 759 491 217 428 355 366 569 465 781 1,210 

Women, 16 and over .................................. 704 467 188 376 318 325 516 413 710 1,149 

Girls, 2 to 15 ............................................... 55 424 428 51 37 41 52 51 71 61 

Children under 2 .......................................... 47 473 422 44 17 30 48 31 41 65 

Footwear ...................................................... 287 4144 4354 250 202 181 212 188 311 396 

Other apparel products and services ........... 293 115 133 98 117 135 145 217 229 521 

Transportation ................................................ 9,249 4,450 4,221 4,343 5,249 6,222 6,391 7,590 9,903 13,174 

Vehicle purchases (net outlay) ..................... 3,171 4596 4802 1,185 2,017 1,989 1,879 2,213 3,729 4,714 

Cars and trucks, new ................................. 1,748 3 ( ) 4135 4386 41,189 792 866 882 1,634 3,138 

Cars and trucks, used ................................ 1,295 4596 592 763 828 1,092 939 1,332 1,953 1,353 

Other vehicles ............................................ 128 3 ( ) 476 436 3 ( ) 4105 474 3 ( ) 142 222 

Gasoline and motor oil ................................. 2,623 1,710 1,618 1,610 1,649 1,981 2,224 2,453 2,829 3,304 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2007-2008 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,785 $1,868 $1,289 $1,355 $1,340 $2,025 $1,988 $2,565 $2,922 $3,838 

Vehicle finance charges ............................. 318 130 460 107 114 183 255 273 373 455 

Maintenance and repairs ........................... 800 376 318 330 442 500 593 586 823 1,192 

Vehicle insurance ....................................... 1,165 41,206 4643 4732 4627 1,101 895 1,404 1,301 1,296 

Vehicle rental, leases, licenses, and other

charges .................................................... 501 156 268 185 158 241 246 302 425 896 

Public transportation .................................... 670 276 512 193 243 227 300 360 423 1,318 

Healthcare ...................................................... 3,843 2,596 1,764 2,061 2,878 3,727 3,897 3,877 3,787 4,412 

Health insurance .......................................... 2,106 1,361 1,088 1,237 1,791 2,144 2,353 2,142 2,043 2,273 

Medical services .......................................... 905 565 292 413 377 783 658 827 921 1,232 

Drugs ........................................................... 683 525 342 343 645 692 765 758 675 707 

Medical supplies .......................................... 148 4145 443 68 65 108 122 150 147 200 

Entertainment ................................................. 3,128 2,504 1,090 1,098 1,494 1,686 2,122 2,154 2,979 5,018 

Fees and admissions ................................... 651 356 118 129 163 208 289 372 551 1,252 

Audio and visual equipment and services .... 1,077 674 669 535 678 735 827 911 1,086 1,499 

Pets, toys, hobbies, and playground

equipment .................................................. 772 463 228 285 288 426 461 527 725 1,293 

Other entertainment supplies, equipment,

and services ............................................... 628 1,012 75 150 364 318 544 343 617 973 

Personal care products and services ............. 644 389 294 306 285 364 452 531 601 999 

Reading .......................................................... 142 81 45 51 68 80 94 123 137 220 

Education ....................................................... 822 4291 293 416 350 297 267 512 636 1,562 

Tobacco products and smoking supplies ....... 338 240 337 429 357 306 358 334 426 292 

Miscellaneous ................................................ 966 562 284 524 833 441 820 780 984 1,391 

Cash contributions ......................................... 2,292 775 615 655 729 887 1,155 1,991 1,702 4,167 

Personal insurance and pensions .................. 5,945 1,081 399 540 1,105 1,636 2,089 3,017 4,864 12,131 

Life and other personal insurance ................ 385 185 78 114 159 215 257 243 327 655 

Pensions and Social Security ...................... 5,559 896 321 426 946 1,421 1,832 2,775 4,537 11,477 

Sources of income and personal taxes: 

Money income before taxes ........................... 69,114 -6,347 7,914 12,689 17,626 25,066 34,996 44,926 59,566 130,191 

Wages and salaries ..................................... 50,961 5,833 2,892 4,886 6,654 11,132 18,974 29,176 43,877 103,252 

Self-employment income ............................. 3,635 -15,276 4-374 4-34 4176 254 896 1,240 2,008 9,464 

Social Security, private and government

retirement ................................................... 11,078 1,836 3,096 5,780 9,218 12,316 13,420 12,386 11,412 11,105 

Interest, dividends, rental income, other

property income ......................................... 2,453 302 257 233 252 486 852 1,267 1,527 5,342 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 263 428 4168 4178 4122 211 124 309 307 341 

Public assistance, supplemental security

income, food stamps .................................. 229 499 1,308 1,158 831 322 196 107 69 54 

Regular contributions for support ................. 342 4178 352 303 237 252 402 336 197 458 

Other income ............................................... 152 4253 4215 4183 136 94 134 106 169 175 

Personal taxes ............................................... 2,735 104 -264 -204 -66 -57 125 815 1,442 6,912 

Federal income taxes ................................... 2,278 164 -198 -126 12 106 220 777 1,332 5,545 

2008 Tax stimulus (new UCC Q20082) ....... -394 4-266 4-196 -190 -254 -330 -349 -432 -477 -440 

State and local income taxes ....................... 598 73 17 10 76 61 109 254 370 1,381 

Other taxes .................................................. 253 4132 113 103 100 107 145 216 216 426 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2007-2008 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 66,379 -6,450 8,178 12,893 17,691 25,123 34,871 44,111 58,124 123,279 

Addenda:

Net change in total assets and liabilities ........ - $1,273 - $6,106 $4,690 - $5,210 - $2,690 - $111 - $2,462 - $2,198 - $4,129 $841 

Net change in total assets ............................ 10,120 -1,002 7,378 187 -1,905 4,713 1,509 2,596 6,687 22,439 

Net change in total liabilities ........................ 11,393 5,104 2,688 5,397 786 4,824 3,972 4,794 10,816 21,598 

Other financial information:

Other money receipts ................................... 760 465 455 4146 4739 550 649 688 691 1,085 

Mortgage principal paid on owned property -2,284 -1,182 -448 -599 -514 -695 -904 -1,332 -1,839 -4,453 

Estimated market value of owned home ...... 205,444 131,676 89,173 84,155 98,709 127,336 140,353 153,879 180,340 323,701 

Estimated monthly rental value of owned

home .......................................................... 1,003 600 462 447 528 705 735 808 917 1,487 

Gifts of goods and services ............................ 1,681 358 695 508 494 568 703 928 1,356 3,255 

Food ............................................................. 148 47 412 47 34 42 44 74 104 312 

Alcoholic beverages ..................................... 17 3 ( ) 2 ( ) 418 3 ( ) 12 9 5 12 32 

Housing ........................................................ 306 113 443 152 80 112 166 232 240 560 

Housekeeping supplies .............................. 37 43 3 ( ) 426 412 15 27 29 50 54 

Household textiles ...................................... 18 44 3 ( ) 43 411 45 12 410 24 29 

Appliances and miscellaneous

housewares .............................................. 28 41 2 ( ) 43 42 11 6 17 18 62 

Major appliances ...................................... 11 3 ( ) 3 ( ) 3 ( ) 2 ( ) 44 42 46 5 24 

Small appliances and miscellaneous

housewares ............................................ 18 41 2 ( ) 43 42 46 44 411 13 38 

Miscellaneous household equipment ......... 75 448 410 467 47 33 32 60 64 134 

Other housing ............................................ 148 456 433 454 448 49 89 116 84 281 

Apparel and services ................................... 287 100 66 106 190 135 198 198 294 460 

Males, 2 and over ...................................... 62 446 416 419 98 34 36 25 63 98 

Females, 2 and over .................................. 131 416 49 430 42 47 74 99 141 226 

Children under 2 ........................................ 44 435 417 32 16 24 45 30 40 65 

Other apparel products and services ......... 50 42 424 424 433 30 43 44 50 72 

Jewelry and watches ................................ 16 3 ( ) 423 42 46 411 28 411 13 22 

All other apparel products and services ... 34 42 42 422 428 418 415 33 37 50 

Transportation .............................................. 163 79 34 17 13 67 111 45 178 295 

Healthcare .................................................... 27 414 412 468 43 45 413 48 21 48 

Entertainment ............................................... 125 412 4118 432 465 76 55 60 131 211 

Toys, games, arts and crafts, and tricycles 38 3 ( ) 2 ( ) 416 416 427 428 425 60 49 

Other entertainment ................................... 87 412 4118 416 49 48 27 35 71 162 

Personal care products and services ........... 16 44 425 410 41 10 7 5 16 28 

Reading ........................................................ 1 3 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( ) 41 2 1 2 

Education ..................................................... 458 418 47 448 479 45 54 232 235 1,077 

All other gifts ................................................ 133 412 378 10 28 65 46 66 125 229 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5.3 No data reported. 4 Data are likely to have large sampling errors.