Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2012-2013

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 19,185 1,142 3,775 4,134 5,031 3,221 1,882

Consumer unit characteristics:

Income before taxes ....................................... $77,720 $39,118 $64,861 $75,771 $94,809 $91,861 $61,324

Income after taxes .......................................... 72,143 38,709 61,130 70,977 86,685 83,393 58,941

Age of reference person ................................. 45.6 21.6 29.8 39.5 49.5 58.6 72.5

Average number in consumer unit:

People .......................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0

Children under 18 ......................................... .7 .8 1.1 1.0 .6 .2 .1

Adults 65 and older ...................................... .2 1.1 2 ( ) 2 ( ) .1 .2 1.5

Earners ......................................................... 1.7 1.7 1.6 1.6 2.0 2.0 1.2

Vehicles ........................................................ 2.3 1.6 1.8 2.0 2.7 2.8 2.4

Percent distribution:

Reference person:

Men .............................................................. 45 42 41 43 45 51 51

Women ......................................................... 55 58 59 57 55 49 49

Housing tenure:

Homeowner .................................................. 67 25 46 64 76 84 88

With mortgage ............................................ 48 13 39 53 60 54 37

Without mortgage ....................................... 19 12 6 11 16 30 51

Renter ........................................................... 33 75 54 36 24 16 12

Race of reference person:

Black or African-American ............................ 15 16 17 13 13 15 14

White, Asian, and all other races .................. 85 84 83 87 87 85 86

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 15 28 19 15 13 11 11

Not Hispanic or Latino .................................. 85 72 81 85 87 89 89

Education of reference person:

Elementary (1-8) ........................................... 4 4 3 3 4 4 11

High school (9-12) ........................................ 33 48 28 30 34 33 41

College ......................................................... 62 47 69 66 62 63 48

Never attended and other ............................. 2 ( ) 3 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............. 92 79 90 92 93 95 93

Average annual expenditures ........................... $60,007 $37,412 $52,425 $57,233 $71,075 $67,704 $52,979

Food ............................................................... 7,675 5,356 6,568 7,299 8,868 8,624 7,669

Food at home ............................................... 4,672 3,414 3,914 4,148 5,268 5,589 5,319

Cereals and bakery products ..................... 636 509 521 572 711 748 740

Cereals and cereal products .................... 221 192 188 195 253 249 237

Bakery products ....................................... 415 317 333 377 458 498 503

Meats, poultry, fish, and eggs .................... 1,027 823 819 901 1,164 1,232 1,214

Beef .......................................................... 284 230 207 250 312 358 375

Pork .......................................................... 202 177 171 172 216 257 234

Other meats .............................................. 144 110 121 128 158 174 164

Poultry ...................................................... 201 161 175 179 242 213 202

Fish and seafood ...................................... 133 89 92 112 170 161 151

Eggs ......................................................... 63 55 53 59 66 69 89

Dairy products ............................................ 482 322 418 464 536 558 501

Fresh milk and cream ............................... 177 130 148 191 188 195 178

Other dairy products ................................. 305 191 270 273 348 363 323

Fruits and vegetables ................................. 854 611 724 771 981 975 965

Fresh fruits ............................................... 300 206 253 291 339 335 331

Fresh vegetables ...................................... 265 168 226 237 303 323 282

Processed fruits ........................................ 132 112 112 117 152 143 159

Processed vegetables .............................. 156 125 133 125 187 174 193

Other food at home .................................... 1,673 1,148 1,433 1,440 1,876 2,076 1,899

Sugar and other sweets ........................... 165 107 123 140 199 199 212

Fats and oils ............................................. 133 89 109 115 150 152 187

Miscellaneous foods ................................. 868 566 790 732 954 1,115 920

Nonalcoholic beverages ........................... 460 378 367 410 509 557 548

Food prepared by consumer unit on

out-of-town trips ...................................... 47 19 43 42 64 53 31

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food away from home .................................. 3,003 1,942 2,654 3,151 3,600 3,035 2,349

Alcoholic beverages ....................................... 429 408 477 387 476 474 187

Housing .......................................................... 19,418 13,815 18,298 20,053 21,203 20,775 16,650

Shelter .......................................................... 11,160 8,509 10,691 11,602 12,349 11,828 8,418

Owned dwellings ........................................ 7,097 1,834 5,137 7,641 8,503 8,791 6,368

Mortgage interest and charges ................. 3,983 965 3,505 4,839 4,532 4,616 2,347

Property taxes .......................................... 2,019 464 1,104 1,956 2,566 2,655 2,383

Maintenance, repairs, insurance, other

expenses ................................................ 1,095 405 529 846 1,405 1,520 1,638

Rented dwellings ........................................ 3,296 6,486 5,259 3,495 2,681 1,763 1,252

Other lodging .............................................. 767 189 295 466 1,164 1,273 798

Utilities, fuels, and public services ................ 4,336 2,775 3,515 4,073 4,931 4,975 4,822

Natural gas ................................................. 420 234 320 381 494 496 491

Electricity .................................................... 1,617 1,121 1,323 1,553 1,769 1,869 1,810

Fuel oil and other fuels ............................... 155 164 90 108 206 150 312

Telephone services .................................... 1,543 1,058 1,339 1,492 1,787 1,707 1,423

Residential phone service, VOIP, and

phone cards ............................................ 390 166 200 347 459 523 597

Cellular phone service .............................. 1,152 892 1,139 1,145 1,328 1,184 826

Water and other public services ................. 602 297 443 539 676 753 787

Household operations .................................. 1,529 910 2,142 1,934 1,254 1,124 1,206

Personal services ....................................... 690 537 1,518 1,160 234 1128 1270

Other household expenses ........................ 839 373 624 774 1,020 997 936

Housekeeping supplies ................................ 685 449 530 619 785 873 751

Laundry and cleaning supplies ................... 184 155 160 161 227 184 190

Other household products .......................... 362 216 273 349 388 485 422

Postage and stationery ............................... 138 77 98 110 170 204 138

Household furnishings and equipment ......... 1,708 1,172 1,419 1,824 1,884 1,975 1,453

Household textiles ...................................... 107 95 77 98 143 113 89

Furniture ..................................................... 445 413 392 457 497 497 312

Floor coverings ........................................... 26 111 21 13 40 28 134

Major appliances ........................................ 245 135 130 308 276 288 247

Small appliances, miscellaneous

housewares .............................................. 106 60 85 104 123 146 72

Miscellaneous household equipment ......... 779 459 713 845 805 903 699

Apparel and services ...................................... 2,034 1,636 1,932 2,261 2,117 2,146 1,558

Men and boys ............................................... 439 247 380 478 488 528 314

Men, 16 and over ....................................... 356 226 275 315 425 494 284

Boys, 2 to 15 .............................................. 83 21 105 163 63 34 30

Women and girls .......................................... 781 474 674 872 833 838 785

Women, 16 and over .................................. 644 401 520 661 706 742 728

Girls, 2 to 15 ............................................... 136 73 154 212 127 96 57

Children under 2 ........................................... 136 406 239 131 61 164 138

Footwear ...................................................... 431 257 425 507 465 444 247

Other apparel products and services ........... 248 252 214 272 269 271 174

Transportation ................................................ 10,983 7,040 11,213 10,019 12,618 11,582 9,761

Vehicle purchases (net outlay) ..................... 4,077 2,393 5,135 3,685 4,352 3,889 3,421

Cars and trucks, new .................................. 2,069 1359 2,145 2,230 2,166 2,373 1,822

Cars and trucks, used ................................ 1,984 1,971 2,983 1,447 2,140 1,515 1,553

Other vehicles ............................................ 24 163 17

18146 3 ( ) 146

Gasoline and motor oil ................................. 3,287 2,443 2,960 3,205 3,802 3,584 2,746

Other vehicle expenses ................................ 3,050 1,989 2,709 2,652 3,670 3,379 3,152

Vehicle finance charges ............................. 290 148 359 287 334 249 196

Maintenance and repairs ............................ 986 617 756 850 1,246 1,196 921

Vehicle insurance ....................................... 1,173 1960 969 910 1,372 1,396 11,489

Vehicle rental, leases, licenses, and other

charges ..................................................... 601 264 625 605 717 538 546

Public and other transportation .................... 570 216 409 476 794 730 443

Healthcare ...................................................... 3,881 1,695 2,323 3,176 4,461 5,194 6,130

Health insurance .......................................... 2,335 926 1,415 2,026 2,590 3,098 3,729

Medical services ........................................... 917 586 639 659 1,121 1,179 1,247

Drugs ............................................................ 480 114 191 375 566 720 906

Medical supplies ........................................... 150 69 78 116 184 197 247

Entertainment ................................................. 2,785 1,627 2,163 2,901 3,214 3,162 2,833

Fees and admissions ................................... 630 191 451 715 770 784 441

Audio and visual equipment and services .... 1,098 839 939 1,102 1,216 1,196 1,077

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 681 370 538 646 642 879 1,135

Pets ............................................................ 537 242 382 500 523 760 885

Toys, hobbies, and playground equipment 144 1128 157 146 119 118 250

Other entertainment supplies, equipment,

and services ............................................... 376 228 235 439 586 304 180

Personal care products and services ............. 666 386 567 682 788 717 592

Reading .......................................................... 96 33 59 83 107 130 150

Education ....................................................... 1,843 890 839 1,048 3,571 2,271 821

Tobacco products and smoking supplies ....... 396 495 368 389 418 416 313

Miscellaneous ................................................. 847 292 606 847 932 1,065 1,091

Cash contributions .......................................... 1,820 599 1,084 1,348 2,809 2,271 1,654

Personal insurance and pensions .................. 7,135 3,139 5,928 6,739 9,493 8,877 3,570

Life and other personal insurance ................ 384 66 131 269 559 657 399

Pensions and Social Security ....................... 6,752 3,073 5,796 6,469 8,935 8,219 3,171

Sources of income and personal taxes:

Money income before taxes ........................... $77,720 $39,118 $64,861 $75,771 $94,809 $91,861 $61,324

Wages and salaries ...................................... 67,533 35,196 61,060 70,454 85,159 76,770 30,787

Self-employment income .............................. 2,824 1,112 1,381 1,941 4,589 4,238 1,553

Social Security, private and government

retirement ................................................... 5,002 1,077 513 1,248 2,501 8,043 26,107

Interest, dividends, rental income, other

property income .......................................... 789 189 182 396 965 1,671 1,317

Public assistance, supplemental security

income, food stamps .................................. 623 880 675 586 545 568 747

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 777 483 771 973 880 477 775

Other income ................................................ 172 1279 279 171 170 94 138

Personal taxes (contains some imputed

values) .......................................................... 5,577 409 3,731 4,793 8,124 8,468 2,383

Federal income taxes ................................... 4,192 -46 2,613 3,569 6,216 6,654 1,673

State and local income taxes ....................... 1,264 424 1,074 1,117 1,754 1,654 504

Other taxes ................................................... 121 130 44 107 153 160 206

Income after taxes .......................................... 72,143 38,709 61,130 70,977 86,685 83,393 58,941

Addenda:

Net change in total assets and liabilities ........ - $1,519 - $2,704 - $926 - $4,892 - $725 - $395 $1,372

Net change in total assets ............................ 9,912 2,760 10,140 13,889 12,092 6,871 4,433

Net change in total liabilities ......................... 11,431 5,464 11,066 18,781 12,817 7,266 3,061

Other financial information:

Other money receipts ................................... 1,272 170 115 180 2,002 3,847 364

Mortgage principal paid on owned property -2,494 -473 -1,302 -2,358 -3,447 -3,243 -2,585

Estimated market value of owned home ...... 162,142 34,503 88,343 138,982 204,140 229,036 211,708

Estimated monthly rental value of owned

home .......................................................... 947 254 578 903 1,135 1,258 1,167

Gifts of goods and services, total ................... 1,377 383 428 842 2,586 2,063 686

Food ............................................................. 100 40 33 60 200 142 120

Alcoholic beverages ..................................... 11 17 9 13 17 5 18

Housing ........................................................ 262 121 118 195 452 305 199

Housekeeping supplies .............................. 22 110 18 21 27 28 122

Household textiles ...................................... 10 12

14112 116 112 16

Appliances and miscellaneous

housewares .............................................. 20 19

1519 29 154 13

Major appliances ...................................... 4 3 ( ) 2 ( ) 17 2 18

2 ( )

Small appliances and miscellaneous

housewares ............................................ 17 19

1512 27 146 12

Miscellaneous household equipment ......... 55 111 40 65 63 75 34

Other housing ............................................. 154 89 52 88 317 137 135

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Apparel and services .................................... 230 165 126 236 211 435 182

Males, 2 and over ....................................... 50 113 29 48 66 70 51

Females, 2 and over ................................... 80 125 24 78 54 225 73

Children under 2 ......................................... 45 1104 43 138 28 62 136

Other apparel products and services ......... 55 123 130 72 64 78 122

Jewelry and watches ................................ 20 113 13

134 124 119 112

All other apparel products and services ... 35 19

126 38 40 159 19

Transportation .............................................. 126 11 23 77 223 243 56

Healthcare .................................................... 21 2 ( ) 14

111 44 130 15

Entertainment ............................................... 77 117 76 67 67 121 104

Toys, games, arts and crafts, and tricycles 23 13

121 119 116 124 175

Other entertainment ................................... 54 115 54 48 51 97 29

Personal care products and services ........... 10 14 5 7 10 120 114

Reading ........................................................ 3 12

1211 2 13 11

Education ..................................................... 497 17

119 155 1,287 688 161

All other gifts ................................................. 41 19 15 21 74 70 25

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014