Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2015-2016

Item

Total

five or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 12,225 478 2,524 4,594 2,880 1,234 515

Consumer unit characteristics:

Income before taxes ....................................... $92,473 $60,819 $66,269 $97,603 $111,672 $98,318 $83,128

Income after taxes .......................................... 84,371 61,864 65,057 87,846 98,274 89,262 79,425

Age of reference person ................................. 42.3 21.4 30.6 39.3 48.5 59.1 72.0

Average number in consumer unit:

People .......................................................... 5.7 5.8 5.7 5.7 5.7 5.8 5.6

Children under 18 ......................................... 2.8 2.4 3.3 3.1 2.4 1.9 1.8

Adults 65 and older ...................................... .2 1.1 2 ( ) .1 .1 .2 1.4

Earners ......................................................... 2.2 2.4 1.8 2.0 2.6 2.6 2.1

Vehicles ........................................................ 2.4 2.1 2.1 2.3 2.8 2.8 2.6

Percent distribution:

Reference person:

Men .............................................................. 40 36 28 42 44 49 42

Women ......................................................... 60 64 72 58 56 51 58

Housing tenure:

Homeowner .................................................. 63 46 46 62 73 78 85

With mortgage ............................................ 48 30 37 52 53 52 45

Without mortgage ....................................... 15 16 9 10 20 26 40

Renter ........................................................... 37 54 54 38 27 22 15

Race of reference person:

Black or African-American ............................ 13 22 15 12 13 10 13

White, Asian, and all other races .................. 87 78 85 88 87 90 87

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 30 46 34 31 25 22 23

Not Hispanic or Latino .................................. 70 54 66 69 75 78 77

Education of reference person:

Elementary (1-8) ........................................... 7 2 5 7 8 12 13

High school (9-12) ........................................ 36 58 42 33 30 34 42

College ......................................................... 56 40 52 60 60 53 44

Never attended and other ............................. 1 3 ( ) 3 ( ) 2 ( ) 1 2 1

At least one vehicle owned or leased ............. 94 88 92 94 95 96 90

Average annual expenditures ........................... $70,913 $47,914 $57,994 $75,393 $82,795 $67,241 $59,853

Food ............................................................... 10,330 6,968 8,409 11,213 12,107 9,358 8,144

Food at home ............................................... 6,308 4,854 5,395 6,740 6,958 6,533 4,947

Cereals and bakery products ..................... 875 651 767 940 946 902 686

Cereals and cereal products .................... 315 241 325 332 314 300 206

Bakery products ....................................... 561 410 442 608 633 603 480

Meats, poultry, fish, and eggs .................... 1,469 1,327 1,251 1,541 1,643 1,442 1,227

Beef .......................................................... 405 297 318 400 498 457 411

Pork .......................................................... 278 315 265 308 265 230 215

Other meats .............................................. 207 228 167 230 230 180 124

Poultry ...................................................... 294 258 273 302 302 323 269

Fish and seafood ...................................... 189 139 127 208 245 160 134

Eggs ......................................................... 96 91 100 93 103 91 74

Dairy products ............................................ 643 402 572 705 685 650 519

Fresh milk and cream ............................... 252 166 240 278 249 260 186

Other dairy products ................................. 392 236 332 427 436 390 333

Fruits and vegetables ................................. 1,183 968 947 1,322 1,302 1,211 770

Fresh fruits ............................................... 450 335 341 530 495 448 242

Fresh vegetables ...................................... 364 373 291 405 381 399 256

Processed fruits ........................................ 168 96 137 180 200 167 128

Processed vegetables .............................. 200 165 178 206 226 196 144

Other food at home .................................... 2,137 1,505 1,859 2,232 2,382 2,328 1,745

Sugar and other sweets ........................... 222 105 169 236 254 312 181

Fats and oils ............................................. 173 133 142 178 188 240 139

Miscellaneous foods ................................. 1,098 809 989 1,180 1,221 974 760

Nonalcoholic beverages ........................... 582 445 507 567 650 751 598

See footnotes at end of table.
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

five or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food prepared by consumer unit on

out-of-town trips ...................................... 62 113 51 71 69 51 167

Food away from home .................................. 4,022 2,115 3,013 4,473 5,149 2,826 3,196

Alcoholic beverages ....................................... 362 1152 216 441 352 474 608

Housing .......................................................... 22,848 16,151 19,939 25,143 24,825 19,868 18,977

Shelter .......................................................... 12,710 8,591 11,110 14,137 13,910 10,474 10,301

Owned dwellings ........................................ 7,698 3,311 4,927 8,835 9,331 7,008 7,718

Mortgage interest and charges ................. 4,301 1,888 2,966 5,237 4,928 3,312 3,594

Property taxes .......................................... 2,104 1,114 1,175 2,241 2,751 2,464 1,870

Maintenance, repairs, insurance, other

expenses ................................................ 1,292 310 785 1,356 1,652 1,233 2,255

Rented dwellings ........................................ 4,381 5,047 5,834 4,712 3,510 2,849 2,232

Other lodging .............................................. 632 1232 350 590 1,068 617 351

Utilities, fuels, and public services ................ 5,322 4,794 4,555 5,327 5,721 6,092 5,455

Natural gas ................................................. 520 425 443 519 577 555 581

Electricity .................................................... 1,933 1,839 1,677 1,910 2,051 2,221 2,130

Fuel oil and other fuels ............................... 101 153 92 86 114 144 1152

Telephone services .................................... 1,976 1,820 1,642 2,032 2,153 2,217 1,691

Residential phone service, VOIP, and

phone cards ............................................ 318 1100 188 316 387 464 445

Cellular phone service .............................. 1,657 1,720 1,453 1,716 1,765 1,753 1,246

Water and other public services ................. 792 657 701 779 826 955 902

Household operations .................................. 1,797 997 1,934 2,199 1,572 1,125 1,135

Personal services ....................................... 865 1330 1,175 1,161 517 366 1339

Other household expenses ........................ 932 668 758 1,038 1,055 759 796

Housekeeping supplies ................................ 854 523 650 920 1,032 831 763

Laundry and cleaning supplies ................... 241 130 212 254 270 269 200

Other household products .......................... 477 320 380 510 567 447 417

Postage and stationery ............................... 136 173 59 157 195 115 1146

Household furnishings and equipment ......... 2,165 1,246 1,691 2,561 2,591 1,346 1,322

Household textiles ...................................... 130 137 70 144 168 172 1146

Furniture ..................................................... 597 278 533 835 529 242 318

Floor coverings ........................................... 13 114 11 16 11 9 114

Major appliances ........................................ 364 375 279 410 380 333 345

Small appliances, miscellaneous

housewares .............................................. 141 124 98 185 133 142 62

Miscellaneous household equipment ......... 920 419 699 971 1,369 448 437

Apparel and services ...................................... 2,835 1,980 2,331 2,991 3,439 2,974 1,369

Men and boys ............................................... 808 435 677 918 923 769 388

Men, 16 and over ....................................... 477 1169 345 514 630 519 1255

Boys, 2 to 15 .............................................. 330 266 333 404 293 250 134

Women and girls .......................................... 933 621 630 969 1,344 823 378

Women, 16 and over .................................. 616 459 361 572 1,000 648 202

Girls, 2 to 15 ............................................... 317 162 268 397 343 175 175

Children under 2 ........................................... 174 1104 402 123 184 194 176

Footwear ...................................................... 655 1540 453 640 807 1,118 1297

Other apparel products and services ........... 266 280 169 341 281 171 229

Transportation ................................................ 12,398 9,763 11,160 12,722 14,331 11,739 9,125

Vehicle purchases (net outlay) ..................... 5,259 4,174 5,670 5,459 5,601 4,290 12,887

Cars and trucks, new .................................. 1,943 1560 2,499 1,778 2,144 2,023 1643

Cars and trucks, used ................................ 3,244 3,615 3,099 3,617 3,336 2,209 2,243

Other vehicles ............................................ 73 3 ( ) 172 164 1120 158 3 ( )

Gasoline and motor oil ................................. 3,037 2,611 2,599 3,098 3,343 3,291 2,725

Other vehicle expenses ................................ 3,448 2,584 2,494 3,405 4,541 3,655 3,015

Vehicle finance charges ............................. 344 367 288 366 348 381 292

Maintenance and repairs ............................ 1,075 698 811 1,087 1,396 1,194 617

Vehicle insurance ....................................... 1,333 1897 834 1,281 1,903 11,356 11,644

Vehicle rental, leases, licenses, and other

charges ..................................................... 696 623 561 671 894 725 462

Public and other transportation .................... 653 393 396 760 846 503 498

Healthcare ...................................................... 4,350 2,035 3,152 4,419 5,161 4,821 6,116

Health insurance .......................................... 2,992 1,135 2,328 3,055 3,451 3,227 4,268

Medical services ........................................... 852 511 572 880 1,042 1,013 839

Drugs ............................................................ 359 220 185 327 459 450 878

Medical supplies ........................................... 148 1169 67 158 208 131 131

Entertainment ................................................. 3,373 1,950 2,444 3,830 4,087 2,800 2,543

See footnotes at end of table.
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

five or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Fees and admissions ................................... 919 316 547 1,157 1,198 564 465

Audio and visual equipment and services .... 1,229 918 1,000 1,320 1,374 1,175 1,174

Pets, toys, hobbies, and playground

equipment ................................................... 700 569 637 718 802 588 532

Pets ............................................................ 461 561 351 432 583 467 362

Toys, hobbies, and playground equipment 239 18 286 286 219 1121 1170

Other entertainment supplies, equipment,

and services ............................................... 525 1147 260 636 714 473 1372

Personal care products and services ............. 848 528 591 953 1,034 738 730

Reading .......................................................... 111 147 89 103 177 46 198

Education ....................................................... 1,726 1,700 820 1,357 2,956 1,965 2,021

Tobacco products and smoking supplies ....... 422 551 396 335 425 685 575

Miscellaneous ................................................. 969 517 664 901 1,205 1,312 1,454

Cash contributions .......................................... 1,960 772 1,850 2,145 2,324 1,387 1,296

Personal insurance and pensions .................. 8,380 4,800 5,932 8,840 10,372 9,072 6,797

Life and other personal insurance ................ 445 134 215 487 678 355 485

Pensions and Social Security ....................... 7,935 4,765 5,718 8,353 9,694 8,717 6,311

Sources of income and personal taxes:

Money income before taxes ........................... $92,473 $60,819 $66,269 $97,603 $111,672 $98,318 $83,128

Wages and salaries ...................................... 80,197 55,028 57,228 86,153 98,049 82,364 57,973

Self-employment income .............................. 6,623 12,394 5,859 7,025 8,134 6,473 12,608

Social Security, private and government

retirement ................................................... 2,830 1737 864 1,479 2,748 6,052 19,194

Interest, dividends, rental income, other

property income .......................................... 638 115 195 824 862 482 851

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 1,265 2,017 1,556 1,194 920 1,545 1,040

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 554 1514 336 593 443 767 1,417

Other income ................................................ 366 1114 230 335 515 637 145

Personal taxes (contains some imputed

values) .......................................................... 8,102 -1,045 1,211 9,757 13,397 9,056 3,703

Federal income taxes ................................... 5,668 -1,410 -9 7,049 9,951 6,338 2,181

State and local income taxes ....................... 2,380 357 1,167 2,664 3,369 2,646 1,491

Other taxes ................................................... 55 18

153 44 76 172 131

Income after taxes .......................................... 84,371 61,864 65,057 87,846 98,274 89,262 79,425

Addenda:

Net change in total assets and liabilities ........ $2,382 $4,485 - $7,092 $1,214 $1,892 $26,600 $1,965

Net change in total assets ............................ 14,427 8,011 6,093 19,441 8,236 33,835 4,593

Net change in total liabilities ......................... 12,045 3,526 13,184 18,227 6,345 7,234 2,628

Other financial information:

Other money receipts ................................... 258 161 1157 178 1437 1525 14

Mortgage principal paid on owned property -2,359 -1,054 -1,295 -2,346 -3,269 -2,988 -2,310

Estimated market value of owned home ...... 190,639 94,711 98,973 196,863 260,351 210,790 235,225

Estimated monthly rental value of owned

home .......................................................... 1,031 589 623 1,059 1,320 1,177 1,215

Gifts of goods and services, total ................... 597 550 587 538 775 531 356

Food ............................................................. 52 3 ( ) 26 77 60 143 11

Alcoholic beverages ..................................... 4 3 ( ) 16 4 12

111 14

Housing ........................................................ 119 1166 88 140 119 108 162

Housekeeping supplies .............................. 29 16

117 40 139 1116

Household textiles ...................................... 12

2 ( ) 1115113 ( ) 3 ( )

Appliances and miscellaneous

housewares .............................................. 8 3 ( ) 14

113 1613112

Major appliances ...................................... 2 3 ( ) 11

1312133 ( )

See footnotes at end of table.
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

five or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Small appliances and miscellaneous

housewares ............................................ 6 3 ( ) 13

110 153 ( ) 112

Miscellaneous household equipment ......... 16 11

112 21 22 132 ( )

Other housing ............................................. 64 1159 55 60 52 1101 143

Apparel and services .................................... 179 1172 236 157 149 248 1100

Males, 2 and over ....................................... 46 1158 128 59 33 17

159

Females, 2 and over ................................... 39 3 ( ) 28 34 59 166 17

Children under 2 ......................................... 55 3 ( ) 138 138 119 137 126

Other apparel products and services ......... 40 115 141 127 137 1138 18

Jewelry and watches ................................ 12

3 ( ) 2 ( ) 15112 ( ) 2 ( )

All other apparel products and services ... 37 115 141 122 136 1138 17

Transportation .............................................. 55 206 63 45 49 34 51

Healthcare .................................................... 17

3 ( ) 1312124 1114

Entertainment ............................................... 70 11 61 61 127 114 127

Toys, games, arts and crafts, and tricycles 28 3 ( ) 139 117 147 16

114

Other entertainment ................................... 42 11 22 44 80 18

112

Personal care products and services ........... 9 3 ( ) 16 16 17

3 ( ) 3 ( )

Reading ........................................................ 11

3 ( ) 1111113 ( ) 15

Education ..................................................... 65 11

13119 1207 152 164

All other gifts ................................................. 36 14 93 16 30 19 139

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017