Table 3254. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2017-2018

Item 

Total 

65 years 

and older 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands) ................................................................32,378 4,991 9,537 4,566 3,040 3,727 3,076 3,441 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $50,385 $9,647 $21,976 $34,897 $44,780 $59,140 $83,526 $174,628 

 Income after taxes ................................................................................................ 45,550 9,712 21,898 34,656 43,848 56,787 76,709 139,030 

 Age of reference person ................................................................................................ 74.3 75.9 76.2 74.4 73.2 73.1 71.9 70.9 

 Average number in consumer unit: 

 People ................................................................................................................................ 1.8 1.3 1.4 1.9 1.9 2.1 2.2 2.4 

 Children under 18................................................................................................ .1 ( 1 ) ( 1 ) .1 ( 1 ) .1 .1 .1 

 Adults 65 and older ................................................................................................ 1.4 1.1 1.2 1.6 1.6 1.6 1.5 1.6 

 Earners ................................................................................................................................ .5 .1 .2 .3 .5 .8 1.1 1.4 

 Vehicles ................................................................................................................................ 1.8 .9 1.4 1.9 2.0 2.2 2.3 2.7 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 46 36 38 47 48 54 56 61 

 Women ................................................................................................................................ 54 64 62 53 52 46 44 39 

 Housing tenure: 

 Homeowner ................................................................................................ 80 58 76 87 88 87 90 91 

 With mortgage ................................................................................................ 24 11 16 22 29 28 38 42 

 Without mortgage................................................................................................ 56 47 60 64 59 59 52 49 

 Renter ................................................................................................................................ 20 42 24 13 12 13 10 9 

 Race of reference person: 

 Black or African-American ................................................................................................ 10 16 10 9 8 9 7 6 

 White, Asian, and all other races ................................................................ 90 84 90 91 92 91 93 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 6 10 6 5 5 6 5 3 

 Not Hispanic or Latino ................................................................................................94 90 94 95 95 94 95 97 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 4 10 5 3 3 4 2 1 

 High school (9-12) ................................................................................................ 35 45 44 39 31 32 20 10 

 College ................................................................................................................................ 60 43 51 58 66 64 78 89 

 Never attended and other ................................................................................................ ( 1 ) 2 ( 1 ) ( 1 ) ( 2 ) ( 1 ) ( 2 ) ( 1 ) 

 At least one vehicle owned or leased ................................................................ 88 65 85 94 95 95 96 97 

Average annual expenditures................................................................................................ $50,165 $25,964 $34,100 $47,841 $52,564 $56,402 $65,446 $107,395 

 Food ................................................................................................................................ 6,468 3,633 4,461 6,315 6,672 7,506 8,948 11,562 

 Food at home ................................................................................................ 3,913 2,434 3,006 3,986 3,896 4,438 5,138 6,171 

 Cereals and bakery products ................................................................................................ 519 317 395 555 538 615 677 760 

 Cereals and cereal products ................................................................ 138 86 105 141 137 159 180 222 

 Bakery products ................................................................................................ 381 230 290 415 401 457 498 538 

 Meats, poultry, fish, and eggs ................................................................................................ 815 457 639 807 789 963 1,044 1,336 

 Beef ................................................................................................................................ 218 108 166 216 211 283 285 354 

 Pork ................................................................................................................................ 167 96 136 186 170 191 207 243 

 Other meats ................................................................................................ 114 58 81 119 109 147 156 188 

 Poultry ................................................................................................................................ 131 80 109 125 120 141 178 211 

 Fish and seafood ................................................................................................135 78 108 116 126 143 158 272 

 Eggs ................................................................................................................................ 49 37 39 45 53 58 61 69 

 Dairy products ................................................................................................ 414 253 322 433 391 464 566 637 

 Fresh milk and cream ................................................................................................ 127 90 107 138 114 139 160 173 

 Other dairy products ................................................................................................ 287 163 215 295 276 325 406 464 

 Fruits and vegetables ................................................................................................ 773 515 605 731 730 862 1,051 1,231 

 Fresh fruits ................................................................................................ 295 201 230 259 276 334 395 488 

 Fresh vegetables ................................................................................................249 167 189 237 224 281 351 399 

 Processed fruits ................................................................................................ 106 71 88 105 108 113 140 153 

 Processed vegetables ................................................................................................ 124 76 98 130 122 134 165 192 

 Other food at home ................................................................................................ 1,392 893 1,046 1,460 1,449 1,534 1,800 2,207 

 Sugar and other sweets ................................................................................................ 149 86 109 175 167 173 184 215 

 Fats and oils ................................................................................................ 108 74 86 116 102 106 160 152 

 Miscellaneous foods ................................................................................................ 699 467 525 733 712 756 862 1,141 

 Nonalcoholic beverages ................................................................................................ 381 248 298 380 401 431 506 558 

See footnotes at end of table. 
Table 3254. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

65 years 

and older 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ................................ 56 19 27 56 67 67 89 141 

 Food away from home ................................................................................................ 2,555 1,199 1,455 2,329 2,775 3,069 3,811 5,391 

 Alcoholic beverages ................................................................................................ 452 169 195 393 484 592 651 1,148 

 Housing ................................................................................................................................ 16,787 10,418 12,961 15,136 17,306 18,788 20,765 32,174 

 Shelter ................................................................................................................................ 9,296 6,136 7,506 7,912 9,272 9,802 11,533 18,148 

 Owned dwellings ................................................................................................5,915 2,678 4,061 5,386 6,762 6,584 8,418 12,740 

 Mortgage interest and charges ................................................................ 1,451 518 815 1,211 1,716 1,516 2,415 3,720 

 Property taxes ................................................................................................ 2,299 1,126 1,568 2,253 2,623 2,678 3,192 4,592 

 Maintenance, repairs, insurance, other expenses ................................ 2,165 1,035 1,678 1,922 2,423 2,391 2,811 4,428 

 Rented dwellings................................................................................................2,557 3,213 3,095 1,822 1,626 2,291 1,906 2,785 

 Other lodging ................................................................................................ 823 245 350 704 884 927 1,209 2,622 

 Utilities, fuels, and public services ................................................................ 3,690 2,436 3,020 3,747 4,050 4,161 4,640 5,617 

 Natural gas ................................................................................................ 407 269 325 408 462 467 525 608 

 Electricity ................................................................................................................................ 1,431 1,053 1,252 1,503 1,517 1,585 1,637 1,957 

 Fuel oil and other fuels ................................................................................................ 159 109 136 146 176 149 155 311 

 Telephone services ................................................................................................ 1,086 631 834 1,064 1,234 1,272 1,502 1,768 

 Residential phone service, VOIP, and phone cards ................................ 382 310 374 399 421 384 405 430 

 Cellular phone service ................................................................................................ 704 322 460 664 813 888 1,097 1,338 

 Water and other public services ................................................................ 608 374 473 626 661 688 819 972 

 Household operations ................................................................................................ 1,299 563 924 1,205 1,401 1,473 1,520 3,044 

 Personal services................................................................................................ 141 365 3109 354 3228 3174 3107 3376 

 Other household expenses ................................................................................................ 1,158 498 815 1,150 1,173 1,299 1,413 2,668 

 Housekeeping supplies ................................................................................................ 810 478 603 879 811 1,055 961 1,213 

 Laundry and cleaning supplies ................................................................ 162 104 146 175 173 193 171 207 

 Other household products ................................................................................................ 471 274 315 521 479 629 540 774 

 Postage and stationery ................................................................................................ 176 100 141 183 160 232 250 233 

 Household furnishings and equipment ................................................................ 1,693 805 908 1,393 1,771 2,297 2,111 4,152 

 Household textiles................................................................................................ 120 86 81 114 111 163 136 213 

 Furniture ................................................................................................................................ 384 199 190 287 446 498 538 1,006 

 Floor coverings ................................................................................................ 19 13 5 11 25 36 38 35 

 Major appliances ................................................................................................ 261 104 165 240 299 420 314 532 

 Small appliances, miscellaneous housewares ................................................................ 118 57 80 94 83 122 152 305 

 Miscellaneous household equipment ................................................................ 790 347 388 646 809 1,057 934 2,062 

 Apparel and services ................................................................................................1,200 500 748 966 1,057 1,271 1,753 2,997 

 Men and boys ................................................................................................ 252 52 133 217 226 285 384 701 

 Men, 16 and over ................................................................................................ 230 46 121 191 203 261 356 643 

 Boys, 2 to 15 ................................................................................................ 22 6 12 26 22 24 27 58 

 Women and girls ................................................................................................ 502 211 337 436 459 513 735 1,153 

 Women, 16 and over ................................................................................................ 478 203 320 408 435 481 713 1,103 

 Girls, 2 to 15 ................................................................................................ 24 38 17 28 24 32 23 50 

 Children under 2 ................................................................................................ 26 33 321 312 317 341 323 371 

 Footwear ................................................................................................................................ 241 113 157 178 133 308 327 602 

 Other apparel products and services ................................................................ 179 121 100 123 222 124 284 470 

 Transportation ................................................................................................ 7,390 3,085 4,538 7,632 7,992 9,504 9,598 16,074 

 Vehicle purchases (net outlay) ................................................................................................ 2,759 1,033 1,533 3,308 2,657 3,976 3,640 5,919 

 Cars and trucks, new ................................................................................................ 1,610 3411 932 2,226 1,461 2,249 2,055 3,452 

 Cars and trucks, used ................................................................................................ 1,109 622 585 1,019 1,163 1,704 1,461 2,377 

 Other vehicles ................................................................................................ 41 ( 2 ) 317 363 334 323 3125 390 

 Gasoline, other fuels, and motor oil ................................................................ 1,367 671 964 1,442 1,541 1,727 1,924 2,358 

 Other vehicle expenses ................................................................................................ 2,610 1,086 1,713 2,380 3,176 3,104 3,076 5,816 

 Vehicle finance charges ................................................................................................ 113 52 60 115 130 145 193 224 

 Maintenance and repairs ................................................................................................ 929 365 588 710 866 876 1,122 2,763 

 Vehicle insurance................................................................................................ 970 3468 707 969 31,492 1,340 31,029 1,332 

 Vehicle rental, leases, licenses, and other charges ................................ 598 201 358 585 689 743 733 1,496 

 Public and other transportation ................................................................................................ 654 295 328 502 618 697 958 1,981 

 Healthcare ................................................................................................................................ 6,684 3,999 5,161 7,235 7,586 8,049 8,307 10,281 

 Health insurance ................................................................................................ 4,716 2,916 3,765 5,255 5,253 5,635 5,770 6,833 

 Medical services ................................................................................................ 955 501 617 896 1,158 1,103 1,283 2,000 

 Drugs ................................................................................................................................ 776 422 588 905 883 1,026 943 1,059 

 Medical supplies ................................................................................................ 237 160 191 179 291 286 311 391 

 Entertainment ................................................................................................ 2,800 1,322 1,600 3,725 2,901 2,835 3,400 6,176 

 Fees and admissions ................................................................................................530 194 194 388 530 680 920 1,588 

 Audio and visual equipment and services ................................................................991 629 786 990 1,096 1,121 1,237 1,614 

 Pets, toys, hobbies, and playground equipment................................................................ 669 387 455 547 759 666 863 1,469 

 Pets ................................................................................................................................ 575 345 419 467 618 546 717 1,271 

See footnotes at end of table. 
Table 3254. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

65 years 

and older 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Toys, hobbies, and playground equipment ................................................................ 94 42 36 80 141 120 145 198 

 Other entertainment supplies, equipment, and services ................................ 611 112 165 1,801 516 367 380 1,504 

 Personal care products and services ................................................................ 676 338 492 640 751 720 881 1,383 

 Reading ................................................................................................................................ 156 95 109 157 117 196 196 312 

 Education................................................................................................................................ 381 239 245 130 276 208 310 1,631 

 Tobacco products and smoking supplies ................................................................ 207 179 164 193 261 222 284 256 

 Miscellaneous ................................................................................................ 1,037 404 604 1,306 1,245 978 1,359 2,358 

 Cash contributions................................................................................................ 2,529 906 1,645 1,979 2,455 2,419 3,470 7,412 

 Personal insurance and pensions ................................................................................................ 3,395 676 1,178 2,035 3,460 3,115 5,524 13,631 

 Life and other personal insurance ................................................................ 489 267 309 461 602 525 708 1,011 

 Pensions and Social Security ................................................................................................ 2,906 409 869 1,574 2,858 2,590 4,816 12,620 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $50,385 $9,647 $21,976 $34,897 $44,780 $59,140 $83,526 $174,628 

 Wages and salaries................................................................................................ 17,349 305 1,706 4,982 9,803 19,082 37,748 88,398 

 Self-employment income ................................................................................................ 3,057 3

-33 130 311 826 2,008 2,805 22,634 

 Social Security, private and government retirement ................................................................ 25,370 8,187 19,071 27,964 31,173 34,111 36,183 40,057 

 Interest, dividends, rental income, other property income ................................ 3,639 163 537 1,199 2,112 2,956 4,624 21,723 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 254 646 253 159 160 230 83 77 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 506 122 192 246 400 650 1,850 1,016 

 Other income ................................................................................................ 210 256 88 335 3306 3103 3233 723 

 Personal taxes (contains some imputed values) ................................................................ 4,836 -65 78 241 932 2,353 6,817 35,598 

 Federal income taxes ................................................................................................ 3,946 -2 109 225 749 1,773 5,337 29,186 

 State and local income taxes ................................................................................................ 838 -82 -73 -19 138 511 1,410 6,301 

 Other taxes ................................................................................................................................ 51 19 42 36 45 69 70 110 

 Income after taxes ................................................................................................ 45,550 9,712 21,898 34,656 43,848 56,787 76,709 139,030 

Addenda: 

 Net change in total assets and liabilities ................................................................$14,763 -$43 $8,245 $6,650 $20,507 $10,621 $18,394 $61,243 

 Net change in total assets ................................................................................................ 17,536 2,052 9,222 9,554 21,810 12,921 21,441 71,367 

 Net change in total liabilities ................................................................................................ 2,773 2,096 976 2,904 1,304 2,300 3,047 10,124 

 Other financial information: 

 Other money receipts ................................................................................................ 1,703 232 807 795 31,162 3232 627 10,558 

 Mortgage principal paid on owned property ................................................................ -1,322 -442 -721 -990 -1,232 -1,506 -2,228 -3,774 

 Estimated market value of owned home................................................................ 231,756 127,426 160,459 226,984 254,619 259,686 296,108 479,078 

 Estimated monthly rental value of owned home ................................................................ 1,237 724 961 1,277 1,394 1,358 1,550 2,144 

 Gifts of goods and services, total ................................................................................................ 1,109 660 494 803 876 1,261 1,523 3,374 

 Food ................................................................................................................................ 77 27 34 65 70 142 110 160 

 Alcoholic beverages ................................................................................................ 8 ( 1 ) 1 4 39 30 6 16 

 Housing ................................................................................................................................ 273 163 143 155 275 349 325 771 

 Housekeeping supplies ................................................................................................ 36 16 19 37 21 57 59 64 

 Household textiles................................................................................................ 6 ( 2 ) 37 38 34 37 38 39 

 Appliances and miscellaneous housewares ................................................................ 32 36 38 310 323 40 323 154 

 Major appliances................................................................................................ 8 35 34 31 9 311 16 20 

 Small appliances and miscellaneous housewares ................................ 24 31 35 39 314 29 37 3134 

 Miscellaneous household equipment ................................................................ 61 25 50 40 39 69 73 156 

 Other housing ................................................................................................ 138 115 58 60 188 176 162 389 

 Apparel and services ................................................................................................178 36 101 168 111 216 264 486 

 Males, 2 and over ................................................................................................ 51 14 26 63 49 70 45 124 

 Females, 2 and over ................................................................................................69 15 31 66 40 81 154 169 

 Children under 2 ................................................................................................ 21 33 320 33 315 332 318 362 

 Other apparel products and services................................................................ 37 33 324 337 38 33 47 130 

 Jewelry and watches ................................................................................................ 7 31 36 33 35 33 317 316 

 All other apparel products and services ................................................................30 32 317 334 32 330 330 3115 

 Transportation ................................................................................................ 116 94 42 56 67 165 291 268 

 Healthcare ................................................................................................................................ 28 353 35 318 35 342 343 361 

See footnotes at end of table. 
Table 3254. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

65 years 

and older 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Entertainment ................................................................................................ 94 39 40 58 79 113 180 263 

 Toys, games, arts and crafts, and tricycles ................................................................ 33 312 313 321 329 343 364 85 

 Other entertainment ................................................................................................61 27 27 37 50 70 116 178 

 Personal care products and services ................................................................ 17 32 11 26 13 16 20 43 

 Reading ................................................................................................................................ 4 31 31 7 313 6 31 7 

 Education ................................................................................................................................ 180 3191 92 62 117 56 79 849 

 All other gifts ................................................................................................ 133 55 24 183 116 125 203 450 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019