Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 42,305 1,156 916 1,563 1,878 4,953 5,055 4,031 6,864 15,888

Consumer unit characteristics:

Income before taxes ....................................... $74,027 $2,364 $7,801 $12,748 $17,551 $25,280 $34,792 $44,762 $59,244 $137,254

Income after taxes .......................................... 63,648 2,517 8,471 13,666 18,266 25,523 34,053 42,524 54,391 112,216

Age of reference person ................................. 55.0 51.6 48.2 53.8 56.1 59.7 59.4 56.7 54.1 52.7

Average number in consumer unit:

People .......................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0

Children under 18 ......................................... .1 .2 .3 .2 .1 .1 .1 .1 .1 1 ( )

Adults 65 and older ...................................... .6 .4 .3 .5 .7 .9 .9 .8 .6 .4

Earners ......................................................... 1.2 .5 .6 .6 .6 .7 .8 1.1 1.3 1.6

Vehicles ........................................................ 2.1 1.3 1.2 1.2 1.4 1.7 1.9 2.1 2.3 2.6

Percent distribution:

Reference person:

Men .............................................................. 50 37 35 35 42 45 46 51 52 56

Women ......................................................... 50 63 65 65 58 55 54 49 48 44

Housing tenure:

Homeowner .................................................. 72 46 42 50 58 64 70 69 73 84

With mortgage ............................................ 35 20 16 16 21 17 23 26 36 53

Without mortgage ....................................... 37 26 26 34 38 48 47 43 37 31

Renter ........................................................... 28 54 58 50 42 36 30 31 27 16

Race of reference person:

Black or African-American ............................ 10 25 22 18 20 15 11 10 9 5

White, Asian, and all other races .................. 90 75 78 82 80 85 89 90 91 95

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 13 16 15 16 12 11 11 9 5

Not Hispanic or Latino .................................. 91 87 84 85 84 88 89 89 91 95

Education of reference person:

Elementary (1-8) ........................................... 2 5 4 7 6 4 3 2 1 1 ( )

High school (9-12) ........................................ 33 49 51 45 46 47 43 40 34 17

College ......................................................... 65 46 44 47 47 48 53 57 65 82

Never attended and other ............................. 1 ( ) 1 1 2 1 1 1 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 93 71 71 75 79 89 93 95 96 97

Average annual expenditures ........................... $58,042 $30,605 $30,236 $29,742 $31,653 $34,570 $40,431 $45,080 $51,175 $86,418

Food ............................................................... 6,998 4,444 4,370 4,319 4,398 4,909 5,694 5,676 6,289 9,476

Food at home ............................................... 3,913 3,052 2,800 2,973 2,827 3,208 3,652 3,491 3,662 4,729

Cereals and bakery products ..................... 496 386 386 386 400 451 484 450 460 573

Cereals and cereal products .................... 157 124 147 129 131 139 154 136 139 184

Bakery products ....................................... 339 262 238 258 269 312 330 314 320 389

Meats, poultry, fish, and eggs .................... 867 797 627 790 680 686 851 783 792 1,023

Beef .......................................................... 238 200 172 201 185 187 237 228 209 284

Pork .......................................................... 173 165 129 149 163 168 189 143 159 189

Other meats .............................................. 115 112 56 91 90 88 114 105 107 138

Poultry ...................................................... 158 167 135 170 113 114 149 139 144 189

Fish and seafood ...................................... 124 86 78 126 73 77 103 115 121 159

Eggs ......................................................... 58 68 57 53 55 52 61 53 52 64

Dairy products ............................................ 412 294 268 295 280 338 365 379 416 495

Fresh milk and cream ............................... 131 111 114 121 103 123 130 123 134 142

Other dairy products ................................. 281 184 154 174 177 215 236 256 282 353

Fruits and vegetables ................................. 748 532 461 517 489 646 696 648 685 922

Fresh fruits ............................................... 272 162 161 166 148 240 252 233 249 342

Fresh vegetables ...................................... 250 198 138 183 179 200 215 207 224 319

Processed fruits ........................................ 101 63 72 71 71 89 101 100 97 116

Processed vegetables .............................. 126 109 90 97 90 116 127 109 116 146

Other food at home .................................... 1,390 1,043 1,058 984 979 1,087 1,255 1,230 1,309 1,717

Sugar and other sweets ........................... 148 100 106 103 94 128 129 139 132 183

Fats and oils ............................................. 109 95 94 80 82 102 115 96 101 124

Miscellaneous foods ................................. 695 487 514 488 467 522 646 654 632 865

Nonalcoholic beverages ........................... 368 345 321 292 319 314 316 298 372 430

Food prepared by consumer unit on

out-of-town trips ...................................... 70 215 223 221 217 22 49 43 73 115

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,085 1,392 1,569 1,346 1,571 1,701 2,042 2,186 2,627 4,747

Alcoholic beverages ....................................... 626 301 295 197 265 192 328 381 464 1,091

Housing .......................................................... 18,685 11,609 11,604 11,045 12,093 12,229 13,658 15,094 16,653 26,498

Shelter .......................................................... 10,762 6,559 6,938 6,230 6,889 6,558 7,309 8,294 9,135 15,932

Owned dwellings ........................................ 6,688 2,553 2,877 2,368 3,380 3,216 4,177 4,517 5,468 10,985

Mortgage interest and charges ................. 2,707 1,170 1,025 796 1,034 868 1,331 1,473 2,072 4,901

Property taxes .......................................... 2,215 851 999 882 1,158 1,206 1,494 1,670 1,820 3,492

Maintenance, repairs, insurance, other

expenses ................................................ 1,767 532 853 690 1,188 1,143 1,352 1,374 1,576 2,592

Rented dwellings ........................................ 3,013 3,773 3,785 3,445 3,113 3,004 2,665 3,245 3,133 2,862

Other lodging .............................................. 1,061 233 276 416 395 338 467 532 534 2,084

Utilities, fuels, and public services ................ 4,065 3,155 2,806 3,079 3,279 3,490 3,646 3,712 4,020 4,817

Natural gas ................................................. 445 257 362 212 331 342 380 426 416 570

Electricity .................................................... 1,531 1,522 1,217 1,370 1,362 1,455 1,476 1,424 1,480 1,676

Fuel oil and other fuels ............................... 172 271 220 147 119 148 148 159 170 216

Telephone services .................................... 1,362 915 864 950 993 1,066 1,168 1,202 1,423 1,674

Residential phone service, VOIP, and

phone cards ............................................ 387 351 291 274 339 370 409 371 393 411

Cellular phone service .............................. 975 564 573 676 654 696 760 831 1,030 1,263

Water and other public services ................. 556 390 343 400 474 477 474 501 530 680

Household operations .................................. 1,109 576 741 681 604 651 734 809 1,114 1,605

Personal services ....................................... 124 239 2266 2206 262 81 80 268 242 113

Other household expenses ........................ 985 537 475 475 542 570 654 742 872 1,493

Housekeeping supplies ................................ 723 385 463 381 422 570 694 579 626 951

Laundry and cleaning supplies ................... 149 95 90 103 130 138 159 140 127 173

Other household products .......................... 417 205 316 201 225 316 367 301 331 583

Postage and stationery ............................... 157 85 257 77 67 116 168 138 168 194

Household furnishings and equipment ......... 2,025 934 656 673 899 960 1,274 1,700 1,758 3,194

Household textiles ...................................... 123 243 243 47 33 75 90 150 97 179

Furniture ..................................................... 527 170 121 114 221 210 270 292 441 930

Floor coverings ........................................... 24 26

214 1 ( ) 219 10 14 12 14 45

Major appliances ........................................ 320 111 143 115 228 195 237 199 280 489

Small appliances, miscellaneous

housewares .............................................. 131 75 109 36 49 70 90 83 99 210

Miscellaneous household equipment ......... 899 530 227 361 349 400 573 964 827 1,341

Apparel and services ...................................... 1,676 892 749 857 731 804 1,105 1,207 1,443 2,609

Men and boys ............................................... 387 156 176 179 191 167 296 227 321 614

Men, 16 and over ....................................... 349 127 2154 127 165 137 258 195 290 570

Boys, 2 to 15 .............................................. 37 29 22 52 26 29 38 32 31 44

Women and girls .......................................... 661 365 352 416 275 366 361 501 589 1,008

Women, 16 and over .................................. 615 296 277 375 255 334 333 438 551 953

Girls, 2 to 15 ............................................... 46 269 275 41 20 32 28 63 38 55

Children under 2 ........................................... 41 255 245 211 27

224 216 222 30 67

Footwear ...................................................... 324 189 296 2149 148 138 294 225 316 474

Other apparel products and services ........... 264 127 80 103 109 108 139 233 188 445

Transportation ................................................ 9,845 5,803 5,834 4,495 5,511 6,474 6,563 8,686 9,313 14,011

Vehicle purchases (net outlay) ..................... 3,806 2,334 22,155 21,708 2,033 2,503 2,058 3,572 3,265 5,679

Cars and trucks, new .................................. 2,154 2934 21,712 2741 21,079 1,318 1,112 2,079 1,234 3,543

Cars and trucks, used ................................ 1,605 1,400 2443 964 953 1,170 933 1,472 1,971 2,052

Other vehicles ............................................ 47 3 ( ) 3 ( ) 24

3 ( ) 215 213 221 260 84

Gasoline and motor oil ................................. 2,315 1,497 1,437 1,466 1,539 1,748 1,969 2,143 2,459 2,868

Other vehicle expenses ................................ 2,941 1,730 2,014 1,115 1,560 1,974 2,125 2,516 3,052 4,032

Vehicle finance charges ............................. 208 52 69 86 74 102 157 167 217 312

Maintenance and repairs ............................ 918 420 542 364 568 575 694 838 1,017 1,226

Vehicle insurance ....................................... 1,146 21,032 21,036 2495 2688 1,022 876 1,026 1,260 1,368

Vehicle rental, leases, licenses, and other

charges ..................................................... 670 226 367 169 230 274 398 485 558 1,126

Public and other transportation .................... 783 243 227 206 380 249 410 455 536 1,433

Healthcare ...................................................... 5,419 2,967 2,444 3,092 3,315 4,582 4,963 5,123 5,605 6,642

Health insurance .......................................... 3,698 1,924 1,595 1,868 2,290 3,206 3,555 3,541 3,870 4,459

Medical services ........................................... 930 459 507 713 460 722 593 822 935 1,263

Drugs ............................................................ 607 464 200 423 450 548 636 604 600 685

Medical supplies ........................................... 185 121 142 88 114 107 179 156 201 235

Entertainment ................................................. 3,153 1,458 1,678 1,349 1,553 1,645 2,339 2,310 2,820 4,799

Fees and admissions ................................... 665 179 304 268 224 203 415 415 463 1,186

Audio and visual equipment and services .... 1,131 712 734 720 820 881 1,004 1,028 1,199 1,379

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 736 338 559 314 411 387 499 612 748 1,056

Pets ............................................................ 623 286 506 265 355 335 414 500 664 884

Toys, hobbies, and playground equipment 113 252 253 249 256 52 84 112 84 172

Other entertainment supplies, equipment,

and services ............................................... 620 2230 281 47 98 174 422 255 409 1,178

Personal care products and services ............. 724 406 372 304 407 441 553 485 614 1,085

Reading .......................................................... 157 229 235 36 86 111 135 159 117 229

Education ....................................................... 981 650 399 450 520 335 387 421 594 1,843

Tobacco products and smoking supplies ....... 328 338 344 363 396 365 354 312 379 277

Miscellaneous ................................................. 799 371 521 353 385 251 630 717 732 1,211

Cash contributions .......................................... 2,241 752 993 1,724 958 1,088 1,577 1,670 1,696 3,574

Personal insurance and pensions .................. 6,412 584 598 1,157 1,037 1,145 2,143 2,837 4,458 13,074

Life and other personal insurance ................ 414 193 259 139 133 187 255 270 296 719

Pensions and Social Security ....................... 5,998 391 540 1,017 904 958 1,888 2,567 4,162 12,355

Sources of income and personal taxes:

Money income before taxes ........................... $74,027 $2,364 $7,801 $12,748 $17,551 $25,280 $34,792 $44,762 $59,244 $137,254

Wages and salaries ...................................... 52,676 832 2,866 4,623 6,272 9,616 15,113 26,051 40,435 106,950

Self-employment income .............................. 4,934 2-652 244 8 315 595 1,010 1,278 2,150 11,385

Social Security, private and government

retirement ................................................... 12,776 776 2,285 5,625 8,749 13,777 17,276 15,453 14,017 12,475

Interest, dividends, rental income, other

property income .......................................... 2,492 39 123 164 112 199 566 947 1,707 5,375

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 347 1,062 1,473 1,574 1,292 679 306 229 121 33

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 545 262 523 435 537 219 393 653 575 704

Other income ................................................ 257 2245 2486 320 275 197 128 151 239 331

Personal taxes (contains some imputed

values) .......................................................... 10,380 -152 -670 -918 -715 -243 739 2,238 4,853 25,038

Federal income taxes ................................... 8,320 -100 -591 -817 -692 -316 484 1,609 3,723 20,285

State and local income taxes ....................... 2,002 -70 -88 -118 -59 40 211 521 1,089 4,677

Other taxes ................................................... 58 217 28

217 237 32 44 108 41 76

Income after taxes .......................................... 63,648 2,517 8,471 13,666 18,266 25,523 34,053 42,524 54,391 112,216

Addenda:

Net change in total assets and liabilities ........ $9,818 $11,729 $5,315 $1,846 $1,109 $4,266 - $9,771 $3,351 $2,798 $24,388

Net change in total assets ............................ 19,369 15,793 6,452 2,882 3,371 5,578 7,435 7,247 10,006 39,103

Net change in total liabilities ......................... 9,551 4,064 1,137 1,036 2,262 1,312 17,206 3,896 7,209 14,715

Other financial information:

Other money receipts ................................... 792 278 2521 2397 2265 450 413 535 454 1,400

Mortgage principal paid on owned property -1,875 -777 -722 -654 -858 -677 -1,120 -978 -1,396 -3,310

Estimated market value of owned home ...... 190,456 91,840 86,147 85,296 114,818 110,369 138,531 148,131 158,068 289,148

Estimated monthly rental value of owned

home .......................................................... 1,070 511 536 547 674 690 832 867 960 1,533

Gifts of goods and services, total ................... 1,522 769 606 524 366 481 671 814 1,037 2,827

Food ............................................................. 108 29

214 217 26 38 68 84 75 191

Alcoholic beverages ..................................... 20 1 ( ) 1 ( ) 22

2323 11 5 16 38

Housing ........................................................ 317 272 211 157 93 102 147 162 198 575

Housekeeping supplies .............................. 37 219 210 23

211 20 26 35 32 57

Household textiles ...................................... 13 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 27

28212 26

Appliances and miscellaneous

housewares .............................................. 34 22

21212329214 26 15 67

Major appliances ...................................... 10 1 ( ) 3 ( ) 1 ( ) 22

21 12 213 3 18

Small appliances and miscellaneous

housewares ............................................ 24 22

2121212822 14 212 49

Miscellaneous household equipment ......... 57 25

25 29 212 14 32 29 42 104

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 176 246 2195 122 66 60 68 64 97 321

Apparel and services .................................... 248 154 2103 110 71 101 121 203 197 409

Males, 2 and over ....................................... 66 229 239 28 34 24 41 62 41 110

Females, 2 and over ................................... 85 249 244 91 11 37 27 69 87 132

Children under 2 ......................................... 38 244 210 25

27221 216 219 27 66

Other apparel products and services ......... 59 232 210 26

220 219 237 52 42 100

Jewelry and watches ................................ 16 3 ( ) 3 ( ) 3 ( ) 21

2324213 7 34

All other apparel products and services ... 43 232 210 26

219 216 233 40 35 66

Transportation .............................................. 192 12 235 9 44 123 51 114 179 330

Healthcare .................................................... 31 27

24277 242325211 29 55

Entertainment ............................................... 129 241 215 249 292 47 93 66 102 215

Toys, games, arts and crafts, and tricycles 41 231 3 ( ) 216 236 222 221 228 41 60

Other entertainment ................................... 89 10 215 34 56 25 73 38 62 155

Personal care products and services ........... 16 22

24216 212129 13 21 33

Reading ........................................................ 10 3 ( ) 3 ( ) 24

2122 8 5 6 18

Education ..................................................... 344 2231 215 25

210 34 98 66 157 769

All other gifts ................................................. 108 40 24 78 23 27 61 85 77 193

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016