Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 91,026 3,728 15,697 18,250 19,166 17,204 16,982 10,882 6,099

Consumer unit characteristics:

Income before taxes ....................................... $87,299 $73,087 $72,905 $95,248 $110,066 $92,967 $63,747 $71,511 $49,896

Income after taxes .......................................... 75,475 61,388 65,354 82,034 92,401 78,973 58,228 64,371 47,270

Age of reference person ................................. 49.2 21.8 29.8 39.5 49.5 59.3 72.9 68.7 80.3

Average number in consumer unit:

People .......................................................... 3.1 3.0 3.3 3.8 3.3 2.7 2.3 2.3 2.3

Children under 18 ......................................... .8 .8 1.3 1.6 .8 .3 .1 .1 .1

Adults 65 and older ...................................... .4 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.6 1.8

Earners ......................................................... 1.6 1.9 1.7 1.8 2.0 1.7 .7 .9 .5

Vehicles ........................................................ 2.2 1.7 1.9 2.1 2.6 2.5 2.2 2.4 1.9

Percent distribution:

Reference person:

Men .............................................................. 47 41 45 43 45 50 55 55 56

Women ......................................................... 53 59 55 57 55 50 45 45 44

Housing tenure:

Homeowner .................................................. 69 27 44 61 75 83 88 87 88

With mortgage ............................................ 42 16 37 50 55 45 28 34 16

Without mortgage ....................................... 26 12 7 11 20 37 60 53 72

Renter ........................................................... 31 73 56 39 25 17 12 13 12

Race of reference person:

Black or African-American ............................ 12 16 15 13 12 11 8 8 8

White, Asian, and all other races .................. 88 84 85 87 88 89 92 92 92

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 15 27 20 21 15 10 7 7 6

Not Hispanic or Latino .................................. 85 73 80 79 85 90 93 93 94

Education of reference person:

Elementary (1-8) ........................................... 3 1 2 3 4 3 5 4 6

High school (9-12) ........................................ 31 46 28 28 30 32 36 32 42

College ......................................................... 65 52 70 69 66 64 59 63 51

Never attended and other ............................. 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 1

At least one vehicle owned or leased ............. 93 84 91 93 95 94 94 94 92

Average annual expenditures ........................... $65,879 $44,889 $57,105 $70,410 $78,858 $68,938 $56,517 $61,219 $48,173

Food ............................................................... 8,416 5,986 7,416 9,582 9,733 8,464 7,314 7,840 6,389

Food at home ............................................... 4,809 3,455 4,168 5,362 5,393 4,955 4,438 4,720 3,944

Cereals and bakery products ..................... 627 448 556 715 682 620 599 628 548

Cereals and cereal products .................... 208 169 208 255 224 186 175 191 147

Bakery products ....................................... 418 280 348 460 458 434 424 437 401

Meats, poultry, fish, and eggs .................... 1,074 835 902 1,183 1,253 1,107 966 1,058 806

Beef .......................................................... 298 229 231 315 366 311 278 305 231

Pork .......................................................... 201 161 163 215 220 216 199 224 156

Other meats .............................................. 147 109 123 172 171 152 124 137 100

Poultry ...................................................... 207 186 202 236 243 200 155 164 140

Fish and seafood ...................................... 151 93 118 167 174 161 146 162 118

Eggs ......................................................... 70 58 66 79 78 67 64 66 61

Dairy products ............................................ 491 312 449 559 536 501 450 467 420

Fresh milk and cream ............................... 167 119 163 204 179 159 142 142 141

Other dairy products ................................. 324 193 286 355 357 341 308 325 279

Fruits and vegetables ................................. 924 637 797 1,074 1,000 933 881 912 826

Fresh fruits ............................................... 339 236 288 397 367 341 326 335 311

Fresh vegetables ...................................... 299 198 258 349 317 308 285 300 258

Processed fruits ........................................ 128 84 116 149 140 123 123 120 130

Processed vegetables .............................. 158 120 135 179 176 160 146 157 127

Other food at home .................................... 1,693 1,223 1,463 1,830 1,922 1,794 1,543 1,655 1,345

Sugar and other sweets ........................... 173 102 133 180 197 194 179 193 155

Fats and oils ............................................. 132 107 108 138 147 145 128 132 122

Miscellaneous foods ................................. 869 652 801 977 975 891 742 793 653

Nonalcoholic beverages ........................... 452 347 382 468 524 483 422 445 381

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Food prepared by consumer unit on

out-of-town trips ...................................... 66 15 40 67 78 81 71 92 35

Food away from home .................................. 3,607 2,531 3,248 4,221 4,340 3,509 2,875 3,120 2,445

Alcoholic beverages ....................................... 550 284 478 614 594 638 488 530 413

Housing .......................................................... 21,095 15,281 19,941 23,909 23,636 20,617 18,116 19,341 15,939

Shelter .......................................................... 12,045 9,491 11,835 13,988 13,675 11,415 9,512 10,266 8,166

Owned dwellings ........................................ 7,479 2,036 5,106 8,628 9,372 8,163 6,805 7,449 5,656

Mortgage interest and charges ................. 3,581 1,096 3,140 5,066 4,829 3,278 1,838 2,299 1,014

Property taxes .......................................... 2,281 615 1,200 2,156 2,796 2,810 2,661 2,837 2,348

Maintenance, repairs, insurance, other

expenses ................................................ 1,617 325 766 1,406 1,746 2,075 2,306 2,313 2,294

Rented dwellings ........................................ 3,643 7,208 6,302 4,659 3,158 2,067 1,455 1,361 1,624

Other lodging .............................................. 923 247 426 701 1,145 1,185 1,252 1,457 886

Utilities, fuels, and public services ................ 4,513 3,229 3,718 4,621 5,134 4,829 4,393 4,524 4,159

Natural gas ................................................. 439 224 345 449 487 493 456 455 456

Electricity .................................................... 1,667 1,275 1,390 1,681 1,841 1,767 1,698 1,727 1,646

Fuel oil and other fuels ............................... 114 55 65 80 128 130 178 181 172

Telephone services .................................... 1,641 1,292 1,416 1,756 1,927 1,738 1,383 1,499 1,175

Residential phone service, VOIP, and

phone cards ............................................ 345 107 131 272 376 440 542 520 581

Cellular phone service .............................. 1,296 1,184 1,285 1,485 1,551 1,298 841 979 594

Water and other public services ................. 651 384 502 655 751 702 679 661 710

Household operations .................................. 1,598 749 1,951 2,346 1,392 1,165 1,326 1,298 1,377

Personal services ....................................... 573 253 1,209 1,286 267 84 130 70 3237

Other household expenses ........................ 1,025 496 742 1,060 1,125 1,082 1,196 1,228 1,140

Housekeeping supplies ................................ 768 342 593 711 889 866 887 944 787

Laundry and cleaning supplies ................... 185 96 147 188 225 197 186 199 161

Other household products .......................... 432 185 340 400 488 490 505 535 452

Postage and stationery ............................... 151 61 106 123 176 178 197 210 174

Household furnishings and equipment ......... 2,171 1,470 1,845 2,243 2,546 2,342 1,998 2,308 1,450

Household textiles ...................................... 128 60 99 120 169 147 121 138 90

Furniture ..................................................... 568 449 554 678 626 544 451 512 343

Floor coverings ........................................... 21 13 16 21 22 19 27 35 13

Major appliances ........................................ 332 278 250 350 345 389 329 346 300

Small appliances, miscellaneous

housewares .............................................. 140 107 118 145 159 165 122 138 93

Miscellaneous household equipment ......... 981 563 809 929 1,225 1,079 948 1,139 611

Apparel and services ...................................... 2,165 1,429 2,093 2,763 2,844 1,883 1,332 1,486 1,060

Men and boys ............................................... 513 309 515 657 642 499 286 304 255

Men, 16 and over ....................................... 381 242 351 390 508 428 250 261 230

Boys, 2 to 15 .............................................. 132 67 164 267 134 71 36 42 25

Women and girls .......................................... 793 424 682 904 1,162 721 549 631 406

Women, 16 and over .................................. 661 360 549 656 982 655 511 583 384

Girls, 2 to 15 ............................................... 132 64 133 248 180 66 38 48 22

Children under 2 ........................................... 99 123 237 129 59 37 32 37 325

Footwear ...................................................... 444 358 376 610 587 396 251 286 191

Other apparel products and services ........... 315 215 284 464 394 229 213 230 184

Transportation ................................................ 11,115 9,322 10,437 11,430 12,961 11,658 9,223 10,394 7,142

Vehicle purchases (net outlay) ..................... 4,682 4,734 4,907 4,770 5,230 4,724 3,704 4,120 2,962

Cars and trucks, new .................................. 2,181 1,323 2,147 1,887 2,145 2,699 2,231 2,509 1,736

Cars and trucks, used ................................ 2,433 3,290 2,673 2,829 2,983 1,973 1,444 1,571 1,218

Other vehicles ............................................ 68 3121 87 54 102 53 329 341 38

Gasoline and motor oil ................................. 2,396 2,026 2,259 2,631 2,819 2,456 1,816 2,015 1,461

Other vehicle expenses ................................ 3,290 2,192 2,704 3,211 4,061 3,651 2,982 3,477 2,108

Vehicle finance charges ............................. 275 223 304 332 322 271 151 193 77

Maintenance and repairs ............................ 974 685 742 926 1,196 1,126 908 1,022 704

Vehicle insurance ....................................... 1,290 849 963 1,143 1,681 1,450 1,295 1,552 845

Vehicle rental, leases, licenses, and other

charges ..................................................... 751 434 695 810 862 805 628 710 482

Public and other transportation .................... 747 370 567 818 851 826 721 782 612

Healthcare ...................................................... 5,199 1,697 3,196 4,337 5,387 6,260 7,470 7,288 7,795

Health insurance .......................................... 3,581 1,175 2,255 3,034 3,681 4,196 5,185 5,114 5,312

Medical services ........................................... 947 326 629 838 1,019 1,190 1,165 1,084 1,310

Drugs ............................................................ 504 127 227 325 516 676 857 845 877

Medical supplies ........................................... 168 69 85 140 171 198 262 244 295

Entertainment ................................................. 3,363 1,872 2,759 3,604 3,896 3,724 3,066 3,495 2,306

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Fees and admissions ................................... 808 315 578 1,020 1,081 704 708 817 513

Audio and visual equipment and services .... 1,212 857 1,059 1,269 1,337 1,261 1,182 1,236 1,085

Pets, toys, hobbies, and playground

equipment ................................................... 815 399 695 805 904 1,049 716 853 474

Pets ............................................................ 637 309 476 576 714 907 588 690 410

Toys, hobbies, and playground equipment 177 91 218 229 190 142 127 163 64

Other entertainment supplies, equipment,

and services ............................................... 528 300 428 510 574 710 460 588 233

Personal care products and services ............. 805 511 652 853 954 860 753 798 672

Reading .......................................................... 126 48 78 98 128 136 208 194 232

Education ....................................................... 1,561 1,863 1,125 1,366 3,097 1,470 471 569 296

Tobacco products and smoking supplies ....... 383 415 370 376 468 438 243 289 161

Miscellaneous ................................................. 1,006 380 619 1,126 1,289 1,055 1,009 1,087 870

Cash contributions .......................................... 1,998 979 1,054 1,600 2,468 2,328 2,658 2,707 2,571

Personal insurance and pensions .................. 8,096 4,823 6,886 8,750 11,404 9,408 4,168 5,200 2,327

Life and other personal insurance ................ 408 57 165 338 514 605 466 513 383

Pensions and Social Security ....................... 7,688 4,765 6,721 8,412 10,890 8,803 3,702 4,688 1,944

Sources of income and personal taxes:

Money income before taxes ........................... $87,299 $73,087 $72,905 $95,248 $110,066 $92,967 $63,747 $71,511 $49,896

Wages and salaries ...................................... 69,294 45,616 67,352 85,852 95,234 73,073 25,391 33,001 11,813

Self-employment income .............................. 6,809 25,362 3,244 5,854 8,853 7,308 4,246 5,333 2,306

Social Security, private and government

retirement ................................................... 7,919 368 530 1,200 2,620 8,669 28,847 27,724 30,852

Interest, dividends, rental income, other

property income .......................................... 1,939 202 229 854 2,081 2,524 4,315 4,495 3,994

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 600 792 817 692 545 587 336 314 375

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 465 260 369 577 461 508 438 460 399

Other income ................................................ 272 488 364 218 272 297 173 183 156

Personal taxes (contains some imputed

values) .......................................................... 11,824 11,700 7,551 13,214 17,665 13,994 5,519 7,140 2,626

Federal income taxes ................................... 9,278 10,825 5,501 10,186 13,959 11,025 4,402 5,662 2,154

State and local income taxes ....................... 2,470 854 2,000 2,981 3,587 2,870 1,043 1,392 421

Other taxes ................................................... 76 321 50 47 118 99 73 86 51

Income after taxes .......................................... 75,475 61,388 65,354 82,034 92,401 78,973 58,228 64,371 47,270

Addenda:

Net change in total assets and liabilities ........ $8,838 $669 $1,229 $6,415 $12,411 $15,707 $9,274 $9,686 $8,540

Net change in total assets ............................ 18,363 11,301 18,028 21,418 20,363 21,194 11,816 13,042 9,628

Net change in total liabilities ......................... 9,526 10,633 16,799 15,002 7,952 5,487 2,541 3,356 1,088

Other financial information:

Other money receipts ................................... 601 94 235 628 383 1,089 772 1,059 261

Mortgage principal paid on owned property -2,269 -493 -1,177 -2,252 -3,272 -2,802 -2,015 -2,148 -1,780

Estimated market value of owned home ...... 197,838 47,307 96,737 178,918 236,939 241,685 256,123 264,487 241,200

Estimated monthly rental value of owned

home .......................................................... 1,098 322 631 1,017 1,281 1,311 1,364 1,409 1,284

Gifts of goods and services, total ................... 1,328 722 586 776 2,203 1,943 1,157 1,383 756

Food ............................................................. 89 36 47 54 124 151 77 85 64

Alcoholic beverages ..................................... 12 35 7 15 10 18 13 13 12

Housing ........................................................ 261 132 161 174 310 413 270 297 221

Housekeeping supplies .............................. 32 38 17 22 42 45 42 48 31

Household textiles ...................................... 11 36

3536 15 19 12 15 38

Appliances and miscellaneous

housewares .............................................. 24 38 11 16 22 52 25 25 24

Major appliances ...................................... 9 2 ( ) 32 6 9 18 14 13 15

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Small appliances and miscellaneous

housewares ............................................ 15 38 9 10 13 34 11 12 39

Miscellaneous household equipment ......... 49 37 49 28 48 77 47 58 27

Other housing ............................................. 144 73 78 102 183 220 145 152 132

Apparel and services .................................... 251 159 171 241 381 268 203 247 126

Males, 2 and over ....................................... 61 40 32 65 66 89 55 67 33

Females, 2 and over ................................... 69 42 31 59 98 89 73 87 48

Children under 2 ......................................... 42 331 67 45 46 30 25 33 310

Other apparel products and services ......... 79 346 40 71 171 61 51 60 35

Jewelry and watches ................................ 39 32 19 11 139 8 20 27 37

All other apparel products and services ... 40 344 22 60 32 53 31 33 328

Transportation .............................................. 128 251 63 63 161 200 121 164 44

Healthcare .................................................... 21 33

33 9 29 49 16 14 321

Entertainment ............................................... 107 45 86 89 126 147 101 131 49

Toys, games, arts and crafts, and tricycles 42 313 32 32 56 53 43 55 321

Other entertainment ................................... 65 31 54 57 70 94 58 75 28

Personal care products and services ........... 15 34 6 15 27 17 13 16 7

Reading ........................................................ 5 31 3 4 4 7 8 10 5

Education ..................................................... 352 380 5 65 908 538 224 270 141

All other gifts ................................................. 87 6 34 48 123 136 110 135 65

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017