Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2006-2007

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 16,490 406 374 410 1,319 1,302 1,461 3,090 8,128 

Consumer unit characteristics: 

Income before taxes ..................................... $84,950 - $1,063 $12,599 $17,530 $24,998 $35,032 $44,816 $59,672 $130,524 

Income after taxes ........................................ 82,502 -1,155 13,348 18,094 25,979 35,287 44,634 58,555 125,757 

Age of reference person ................................ 40.9 37.8 37.5 37.4 37.9 38.7 39.9 40.7 42.5 

Average number in consumer unit:

Persons ........................................................ 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

Children under 18 ........................................ 1.6 2.1 2.1 2.0 1.8 1.7 1.7 1.6 1.5 

Persons 65 and over .................................... .1 1.1 2 ( ) 1.1 .1 .1 .1 .1 .1 

Earners ........................................................ 2.0 .9 1.0 1.2 1.5 1.6 1.8 2.1 2.3 

Vehicles ....................................................... 2.5 1.4 1.1 1.2 1.7 1.8 2.2 2.5 3.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 45 20 23 24 32 41 45 46 51 

Female ......................................................... 55 80 77 76 68 59 55 54 49 

Housing tenure:

Homeowner .................................................. 76 34 40 37 44 52 64 79 92 

With mortgage ............................................ 65 26 21 24 29 39 47 68 83 

Without mortgage ....................................... 11 8 19 14 15 13 17 12 9 

Renter .......................................................... 24 66 60 63 56 48 36 21 8 

Race of reference person:

Black or African-American ........................... 12 30 29 25 22 17 14 10 7 

White, Asian, and all other races ................. 88 70 71 75 78 83 86 90 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 28 38 36 30 29 22 17 9 

Not Hispanic or Latino .................................. 83 72 62 64 70 71 78 83 91 

Education of reference person:

Elementary (1-8) .......................................... 4 12 8 10 11 8 4 3 1 

High school (9-12) ........................................ 34 57 57 61 53 52 40 39 21 

College ......................................................... 63 30 35 29 36 40 55 58 79 

Never attended and other ............................ 3 ( ) 1 3 ( ) 4 ( ) 1 4 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 95 71 69 78 87 92 95 97 99 

Average annual expenditures .......................... $65,465 $27,198 $27,296 $27,529 $33,451 $38,757 $44,161 $54,506 $88,828 

Food ............................................................... 8,607 5,072 5,587 4,555 6,176 6,238 6,831 7,768 10,673 

Food at home ............................................... 4,900 3,739 4,166 3,424 4,098 4,077 3,996 4,574 5,663 

Cereals and bakery products ..................... 654 551 541 452 519 503 525 599 773 

Cereals and cereal products .................... 217 226 188 191 201 183 176 200 242 

Bakery products ....................................... 437 325 352 261 318 319 348 399 531 

Meats, poultry, fish, and eggs .................... 1,133 1,025 1,126 890 1,076 1,070 968 1,072 1,228 

Beef .......................................................... 323 247 349 260 311 337 276 313 341 

Pork .......................................................... 220 252 213 162 209 216 202 224 226 

Other meats ............................................. 158 119 141 110 151 141 146 135 180 

Poultry ...................................................... 220 168 220 188 209 192 207 207 240 

Fish and seafood ..................................... 155 189 139 115 139 127 87 126 188 

Eggs ......................................................... 56 49 66 54 58 56 50 67 53 

Dairy products ............................................ 549 375 444 328 409 441 498 538 635 

Fresh milk and cream .............................. 226 195 230 162 193 208 208 224 243 

Other dairy products ................................ 324 180 214 165 217 233 291 313 392 

Fruits and vegetables ................................. 825 667 694 597 729 658 630 750 966 

Fresh fruits ............................................... 266 195 208 205 231 209 211 235 314 

Fresh vegetables ..................................... 265 235 242 186 249 185 200 225 317 

Processed fruits ....................................... 160 130 128 87 129 128 104 158 189 

Processed vegetables .............................. 135 108 117 119 119 136 115 132 145 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,739 $1,120 $1,361 $1,158 $1,365 $1,405 $1,375 $1,617 $2,060 

Sugar and other sweets ........................... 172 118 136 126 126 122 135 169 205 

Fats and oils ............................................. 117 76 111 76 118 96 108 117 127 

Miscellaneous foods ................................ 917 551 706 583 653 714 730 861 1,103 

Nonalcoholic beverages ........................... 478 354 393 367 449 442 377 439 542 

Food prepared by consumer unit on

out-of-town trips ..................................... 54 121 115 17 20 131 24 31 84 

Food away from home ................................. 3,707 1,333 1,421 1,131 2,078 2,162 2,835 3,194 5,011 

Alcoholic beverages ....................................... 456 1181 1126 1158 170 342 236 389 638 

Housing .......................................................... 21,984 11,323 10,317 11,363 12,112 13,927 15,630 17,947 29,207

Shelter .......................................................... 12,636 7,053 5,389 6,949 6,739 8,238 9,080 9,962 16,852 

Owned dwellings ........................................ 9,755 2,871 2,014 2,289 2,738 3,748 5,312 7,499 14,588 

Mortgage interest and charges ................ 6,345 1,816 11,129 1,551 1,721 2,427 3,436 4,963 9,480 

Property taxes .......................................... 2,284 738 633 540 574 903 1,143 1,657 3,466 

Maintenance, repairs, insurance, other

expenses ................................................ 1,126 1317 1251 198 442 417 733 879 1,642 

Rented dwellings ........................................ 2,219 4,066 3,331 4,587 3,921 4,428 3,496 2,135 1,129 

Other lodging ............................................. 662 1116 144 173 80 62 273 328 1,134 

Utilities, fuels, and public services ............... 4,414 2,906 2,973 2,924 3,280 3,551 3,778 4,207 5,146 

Natural gas ................................................. 630 302 406 280 472 466 448 567 782 

Electricity .................................................... 1,628 1,236 1,386 1,216 1,338 1,445 1,440 1,543 1,822 

Fuel oil and other fuels ............................... 151 192 136 161 149 80 141 123 204 

Telephone services .................................... 1,449 997 759 1,049 1,044 1,160 1,265 1,449 1,668 

Water and other public services ................. 557 279 386 319 377 399 484 526 670 

Household operations .................................. 1,788 300 637 469 584 758 960 1,211 2,712 

Personal services ....................................... 1,124 1114 1312 1303 364 501 597 788 1,699 

Other household expenses ........................ 665 186 325 166 220 258 363 423 1,013 

Housekeeping supplies ................................ 809 435 506 433 476 497 577 731 1,050 

Laundry and cleaning supplies .................. 210 173 206 154 143 167 188 201 240 

Other household products .......................... 418 208 239 157 259 235 291 378 553 

Postage and stationery .............................. 181 153 60 123 74 96 98 153 256 

Household furnishings and equipment ......... 2,337 630 812 588 1,034 884 1,234 1,835 3,448 

Household textiles ...................................... 191 187 172 132 92 78 139 133 281 

Furniture ..................................................... 615 227 233 186 190 213 327 421 933 

Floor coverings .......................................... 70 16 140 16 17 118 21 43 116 

Major appliances ........................................ 310 190 1130 85 180 116 166 301 422 

Small appliances, miscellaneous

housewares .............................................. 120 35 36 23 61 108 75 87 167 

Miscellaneous household equipment ......... 1,031 184 302 255 503 351 507 851 1,528 

Apparel and services ..................................... 2,800 2,055 1,510 1,316 1,940 2,128 1,885 2,151 3,679 

Men and boys .............................................. 659 408 352 210 455 356 534 512 885 

Men, 16 and over ....................................... 437 1141 1148 146 273 188 356 314 629 

Boys, 2 to 15 .............................................. 222 267 204 164 183 168 178 198 256 

Women and girls .......................................... 1,112 655 516 494 696 989 661 763 1,515 

Women, 16 and over .................................. 794 448 226 330 468 678 433 529 1,116 

Girls, 2 to 15 ............................................... 318 207 290 164 228 311 229 234 399 

Children under 2 .......................................... 178 1398 218 166 144 183 185 163 173 

Footwear ...................................................... 495 1300 284 255 520 443 357 437 590 

Other apparel products and services ........... 356 295 140 191 123 158 148 276 516 

Transportation ................................................ 11,812 3,465 4,790 4,957 5,922 7,316 7,843 10,615 15,766 

Vehicle purchases (net outlay) ..................... 4,681 1785 11,134 12,126 2,068 2,739 2,351 4,114 6,537 

Cars and trucks, new ................................. 2,252 1272 4 ( ) 1376 1641 1368 1388 1,562 3,710 

Cars and trucks, used ................................ 2,321 1513 11,134 1,750 1,427 2,330 1,866 2,390 2,694 

Other vehicles ............................................ 107 4 ( ) 4 ( ) 4 ( ) 4 ( ) 141 197 161 132 

Gasoline and motor oil ................................. 3,255 1,456 1,687 1,759 2,021 2,407 2,868 3,259 3,896 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,305 $998 $1,816 $842 $1,618 $1,985 $2,440 $2,918 $4,424 

Vehicle finance charges ............................. 462 193 212 1105 190 250 333 489 595 

Maintenance and repairs ........................... 915 321 449 381 516 488 678 835 1,202 

Vehicle insurance ....................................... 1,248 1218 1991 1268 1676 1979 11,047 1,080 1,619 

Vehicle rental, leases, licenses, and other

charges .................................................... 680 265 164 88 235 268 383 513 1,009 

Public transportation .................................... 572 226 1153 1230 216 185 183 323 910 

Healthcare ...................................................... 2,986 1,104 833 914 1,347 1,621 2,421 2,828 3,933 

Health insurance .......................................... 1,598 538 1441 578 676 882 1,356 1,643 2,047 

Medical services .......................................... 853 294 165 204 349 414 677 696 1,188 

Drugs ........................................................... 427 257 186 118 274 274 304 390 550 

Medical supplies .......................................... 108 115 140 114 48 51 83 99 148 

Entertainment ................................................. 3,695 1,359 1,251 1,007 1,400 1,697 2,441 2,898 5,318 

Fees and admissions ................................... 1,007 182 156 88 218 238 521 611 1,630 

Audio and visual equipment and services .... 1,243 679 695 566 726 749 987 1,053 1,617 

Pets, toys, hobbies, and playground

equipment .................................................. 813 227 284 239 312 489 478 513 1,218 

Other entertainment supplies, equipment,

and services ............................................... 633 1272 1115 114 144 220 456 721 853 

Personal care products and services ............. 753 257 276 300 348 447 418 697 1,027 

Reading .......................................................... 129 40 41 32 33 30 78 91 198 

Education ....................................................... 1,468 414 322 392 379 333 728 931 2,325 

Tobacco products and smoking supplies ....... 341 433 406 237 461 440 340 425 272 

Miscellaneous ................................................ 928 232 1143 561 472 604 522 961 1,201 

Cash contributions ......................................... 1,772 472 415 531 803 714 910 1,295 2,624 

Personal insurance and pensions .................. 7,735 790 1,280 1,205 1,889 2,922 3,880 5,510 11,966 

Life and other personal insurance ................ 439 1167 180 179 115 136 196 318 678 

Pensions and Social Security ...................... 7,296 623 1,200 1,126 1,774 2,785 3,684 5,192 11,288 

Sources of income and personal taxes: 

Money income before taxes ........................... 84,950 -1,063 12,599 17,530 24,998 35,032 44,816 59,672 130,524 

Wages and salaries ..................................... 76,163 5,854 7,883 12,686 20,661 30,644 38,540 55,055 117,103 

Self-employment income ............................. 4,773 1-10,466 1246 1820 256 1,367 2,709 1,309 8,910 

Social Security, private and government

retirement ................................................... 1,571 11,012 1909 11,259 1,787 1,505 1,963 1,890 1,430 

Interest, dividends, rental income, other

property income ......................................... 908 1113 16 12 143 76 144 150 1,734 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 229 173 1476 1248 1159 263 338 392 150 

Public assistance, supplemental security

income, food stamps .................................. 347 1,191 1,736 1,605 1,385 463 290 191 59 

Regular contributions for support ................. 677 483 1990 1690 548 484 687 487 793 

Other income ............................................... 282 1678 1352 1220 1160 1231 1147 198 346 

Personal taxes ............................................... 2,447 92 -749 -564 -981 -255 182 1,117 4,766 

Federal income taxes ................................... 1,610 129 -792 -683 -1,077 -447 -144 554 3,391 

State and local income taxes ....................... 615 -57 14 -2 40 111 206 437 1,023 

Other taxes .................................................. 223 120 128 1120 55 81 121 126 352 

Income after taxes ......................................... 82,502 -1,155 13,348 18,094 25,979 35,287 44,634 58,555 125,757 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $9,857 $16,107 - $5,754 - $16,918 $5,636 - $5,836 - $5,651 - $11,612 - $14,235 

Net change in total assets ............................ 14,926 22,312 14,944 -1,615 11,518 5,115 13,685 9,040 20,436 

Net change in total liabilities ........................ 24,784 6,205 10,698 15,303 5,882 10,951 19,336 20,652 34,671 

Other financial information:

Other money receipts ................................... 632 1333 186 1585 1176 1132 173 166 1,088 

Mortgage principal paid on owned property -3,347 -1,236 1-506 -381 -576 -980 -1,831 -2,003 -5,345 

Estimated market value of owned home ...... 229,661 89,010 52,530 51,452 59,474 82,517 134,927 163,868 347,046 

Estimated monthly rental value of owned

home .......................................................... 1,112 383 329 325 399 521 689 905 1,588 

Gifts of goods and services ............................ 863 373 440 276 325 319 389 588 1,308 

Food ............................................................. 77 122 134 131 17 28 29 60 117 

Alcoholic beverages ..................................... 14 3 ( ) 4 ( ) 4 ( ) 13 12 11 16 26 

Housing ........................................................ 197 1141 104 120 44 91 65 87 323 

Housekeeping supplies .............................. 26 114 118 12 12 110 115 22 38 

Household textiles ...................................... 9 4 ( ) 3 ( ) 16 3 ( ) 14 15 15 14 

Appliances and miscellaneous

housewares .............................................. 26 142 4 ( ) 11 12 133 19 115 37 

Major appliances ...................................... 9 122 4 ( ) 11 11 113 12 14 13 

Small appliances and miscellaneous

housewares ............................................ 17 119 4 ( ) 3 ( ) 11 120 17 110 24 

Miscellaneous household equipment ......... 58 4 ( ) 116 4 ( ) 18 12 18 23 107 

Other housing ............................................ 79 185 170 111 131 141 128 122 127 

Apparel and services ................................... 211 1150 162 1152 133 128 164 235 247 

Males, 2 and over ...................................... 46 110 176 128 112 131 121 64 52 

Females, 2 and over .................................. 62 156 120 18 128 138 49 66 80 

Children under 2 ........................................ 74 175 154 141 48 58 82 66 84 

Other apparel products and services ......... 29 19 112 175 145 11 111 39 30 

Jewelry and watches ................................ 8 19 4 ( ) 12 12 11 13 16 12 

All other apparel products and services ... 22 4 ( ) 112 172 143 4 ( ) 18 133 18 

Transportation .............................................. 32 12 4 ( ) 141 19 14 10 10 50 

Health care ................................................... 12 4 ( ) 4 ( ) 4 ( ) 17 14 13 15 21 

Entertainment ............................................... 107 119 1110 114 18 130 134 68 173 

Toys, games, arts and crafts, and tricycles 44 112 190 3 ( ) 12 12 121 28 70 

Other entertainment ................................... 63 17 120 114 17 128 113 40 103 

Personal care products and services ........... 15 118 4 ( ) 11 11 4 ( ) 12 22 21 

Reading ........................................................ 1 12 4 ( ) 13 4 ( ) 4 ( ) 11 3 ( ) 1 

Education ..................................................... 137 12 4 ( ) 3 ( ) 144 16 140 56 241 

All other gifts ................................................ 60 16 130 114 49 17 41 39 87 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.05. 3 Value is less than or equal to 0.5.4 No data reported.

n.a. Not applicable.