Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 21,045 3,880 4,690 7,861 4,614 

Consumer unit characteristics: 

Income before taxes ..................................... $69,745 $77,059 $68,549 $63,671 $75,159 

Income after taxes ........................................ 67,091 73,401 65,633 61,572 72,671 

Age of reference person ................................ 59.2 59.3 59.1 59.2 59.2 

Average number in consumer unit:

Persons ........................................................ 2.1 2.1 2.1 2.1 2.2 

Children under 18 ........................................ .2 .2 .1 .2 .2 

Persons 65 and older ................................... .1 .1 .1 .1 .1 

Earners ........................................................ 1.3 1.4 1.4 1.2 1.4 

Vehicles ....................................................... 2.2 2.0 2.4 2.1 2.4 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 46 49 48 51 

Female ......................................................... 52 54 51 52 49 

Housing tenure:

Homeowner .................................................. 80 78 84 81 78 

With mortgage ............................................ 46 43 47 42 54 

Without mortgage ....................................... 34 35 38 38 24 

Renter .......................................................... 20 22 16 19 22 

Race of reference person:

Black or African-American ........................... 11 10 9 17 4 

White, Asian, and all other races ................. 89 90 91 83 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 5 2 9 13 

Not Hispanic or Latino .................................. 92 95 98 91 87 

Education of reference person:

Elementary (1-8) .......................................... 4 3 3 4 7 

High school (9-12) ........................................ 33 36 34 38 22 

College ......................................................... 62 61 63 57 71 

Never attended and other ............................ 1 ( ) 1 ( ) 2 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 92 86 93 93 94 

Average annual expenditures .......................... $51,670 $56,160 $49,763 $47,571 $56,805 

Food ............................................................... 6,184 7,042 5,847 5,780 6,499 

Food at home ............................................... 3,679 4,084 3,603 3,495 3,734 

Cereals and bakery products ..................... 486 582 478 454 468 

Cereals and cereal products .................... 156 179 154 145 157 

Bakery products ....................................... 330 403 324 310 311 

Meats, poultry, fish, and eggs .................... 820 936 769 833 750 

Beef .......................................................... 232 249 244 227 216 

Pork .......................................................... 159 158 167 167 138 

Other meats ............................................. 114 142 113 107 100 

Poultry ...................................................... 135 159 99 153 118 

Fish and seafood ..................................... 137 182 107 133 134 

Eggs ......................................................... 43 46 39 44 43 

Dairy products ............................................ 382 440 393 353 372 

Fresh milk and cream .............................. 133 155 123 131 126 

Other dairy products ................................ 249 286 270 222 246 

Fruits and vegetables ................................. 678 760 635 617 758 

Fresh fruits ............................................... 235 254 225 202 288 

Fresh vegetables ..................................... 219 258 189 202 246 

Processed fruits ....................................... 109 122 112 96 118 

Processed vegetables .............................. 115 126 109 118 107 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

55-64 Northeast Midwest South West

Other food at home .................................... $1,313 $1,366 $1,328 $1,238 $1,386 

Sugar and other sweets ........................... 143 149 161 134 134 

Fats and oils ............................................. 107 105 103 107 114 

Miscellaneous foods ................................ 656 672 677 597 726 

Nonalcoholic beverages ........................... 345 362 328 355 329 

Food prepared by consumer unit on

out-of-town trips ..................................... 62 77 58 45 83 

Food away from home ................................. 2,505 2,958 2,244 2,285 2,765 

Alcoholic beverages ....................................... 421 515 394 340 509 

Housing .......................................................... 16,830 18,832 15,752 15,340 18,779 

Shelter .......................................................... 9,570 11,010 8,805 8,158 11,545 

Owned dwellings ........................................ 6,960 7,674 6,690 6,001 8,269 

Mortgage interest and charges ................ 3,274 2,811 2,872 2,783 4,909 

Property taxes .......................................... 2,225 3,263 2,512 1,619 2,093 

Maintenance, repairs, insurance, other

expenses ................................................ 1,461 1,600 1,307 1,599 1,267 

Rented dwellings ........................................ 1,630 2,141 1,108 1,393 2,134 

Other lodging ............................................. 980 1,195 1,007 763 1,142 

Utilities, fuels, and public services ............... 3,938 4,423 3,825 3,944 3,635 

Natural gas ................................................. 493 711 717 275 453 

Electricity .................................................... 1,514 1,436 1,301 1,833 1,254 

Fuel oil and other fuels ............................... 186 552 164 85 72 

Telephone services .................................... 1,202 1,254 1,164 1,213 1,177 

Water and other public services ................. 543 470 479 538 679 

Household operations .................................. 876 880 678 877 1,074 

Personal services ....................................... 87 337 375 83 150 

Other household expenses ........................ 789 843 603 794 923 

Housekeeping supplies ................................ 770 732 819 792 716 

Laundry and cleaning supplies .................. 157 142 186 165 127 

Other household products .......................... 446 410 455 489 391 

Postage and stationery .............................. 167 179 179 137 199 

Household furnishings and equipment ......... 1,675 1,787 1,625 1,570 1,808 

Household textiles ...................................... 146 156 105 138 192 

Furniture ..................................................... 368 433 308 328 444 

Floor coverings .......................................... 44 63 47 35 37 

Major appliances ........................................ 263 261 266 257 271 

Small appliances, miscellaneous

housewares .............................................. 130 98 111 154 133 

Miscellaneous household equipment ......... 724 775 788 657 731 

Apparel and services ..................................... 1,581 1,665 1,353 1,615 1,679 

Men and boys .............................................. 353 417 278 320 432 

Men, 16 and over ....................................... 316 370 242 290 392 

Boys, 2 to 15 .............................................. 37 47 35 30 41 

Women and girls .......................................... 639 630 585 681 627 

Women, 16 and over .................................. 580 586 521 610 579 

Girls, 2 to 15 ............................................... 59 44 64 71 47 

Children under 2 .......................................... 60 76 62 56 52 

Footwear ...................................................... 281 252 229 308 309 

Other apparel products and services ........... 248 290 200 251 260 

Transportation ................................................ 8,215 9,067 8,034 7,943 8,122 

Vehicle purchases (net outlay) ..................... 2,667 3,001 2,883 2,622 2,243 

Cars and trucks, new ................................. 1,536 2,047 1,479 1,463 1,290 

Cars and trucks, used ................................ 1,058 913 1,339 1,032 939 

Other vehicles ............................................ 73 342 365 127 314 

Gasoline and motor oil ................................. 2,146 2,012 2,242 2,127 2,191 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

55-64 Northeast Midwest South West

Other vehicle expenses ............................... $2,861 $3,318 $2,417 $2,823 $2,970 

Vehicle finance charges ............................. 269 238 256 300 257 

Maintenance and repairs ........................... 874 924 890 745 1,037 

Vehicle insurance ....................................... 1,243 1,481 812 1,471 1,068 

Vehicle rental, leases, licenses, and other

charges .................................................... 474 674 458 307 608 

Public transportation .................................... 542 736 493 371 718 

Healthcare ...................................................... 3,877 3,522 3,953 3,783 4,259 

Health insurance .......................................... 2,064 2,032 2,149 1,958 2,188 

Medical services .......................................... 998 784 932 985 1,266 

Drugs ........................................................... 672 567 700 724 644 

Medical supplies .......................................... 143 140 172 116 161 

Entertainment ................................................. 2,793 2,836 2,792 2,612 3,066 

Fees and admissions ................................... 586 625 522 499 768 

Audio and visual equipment and services .... 1,043 1,061 1,041 1,035 1,041 

Pets, toys, hobbies, and playground

equipment .................................................. 740 822 699 720 748 

Other entertainment supplies, equipment,

and services ............................................... 424 328 529 357 509 

Personal care products and services ............. 607 660 534 593 662 

Reading .......................................................... 136 164 132 112 160 

Education ....................................................... 959 1,652 921 599 1,032 

Tobacco products and smoking supplies ....... 430 480 453 466 306 

Miscellaneous ................................................ 1,050 1,007 852 914 1,527 

Cash contributions ......................................... 1,991 1,810 1,939 1,883 2,378 

Personal insurance and pensions .................. 6,595 6,910 6,808 5,590 7,826 

Life and other personal insurance ................ 459 465 448 459 465 

Pensions and Social Security ...................... 6,136 6,444 6,360 5,132 7,361 

Sources of income and personal taxes: 

Money income before taxes ........................... 69,745 77,059 68,549 63,671 75,159 

Wages and salaries ..................................... 53,164 59,524 53,408 47,070 57,948 

Self-employment income ............................. 4,456 4,786 3,802 4,160 5,346 

Social Security, private and government

retirement ................................................... 8,666 8,628 7,920 9,629 7,816 

Interest, dividends, rental income, other

property income ......................................... 1,848 2,284 2,007 1,399 2,085 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 655 921 747 420 737 

Public assistance, supplemental security

income, food stamps .................................. 545 517 406 583 644 

Regular contributions for support ................. 256 204 144 262 403 

Other income ............................................... 157 196 115 148 180 

Personal taxes ............................................... 2,654 3,659 2,916 2,099 2,488 

Federal income taxes ................................... 1,801 2,290 1,972 1,573 1,603 

2008 Tax stimulus (thru Q20091) ................ 1 ( ) 3-3 2 ( ) 2 ( ) 2 ( )

State and local income taxes ....................... 600 943 683 346 661 

Other taxes .................................................. 254 428 261 180 225 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

55-64 Northeast Midwest South West

Income after taxes ......................................... 67,091 73,401 65,633 61,572 72,671 

Addenda:

Net change in total assets and liabilities ........ - $1,714 $6,910 - $828 - $3,203 - $7,328 

Net change in total assets ............................ 5,873 15,536 4,516 2,026 5,681 

Net change in total liabilities ........................ 7,587 8,626 5,344 5,229 13,009 

Other financial information:

Other money receipts ................................... 811 785 1,005 631 944 

Mortgage principal paid on owned property -2,691 -2,549 -2,575 -2,208 -3,750 

Estimated market value of owned home ...... 199,222 216,053 162,615 162,286 285,199 

Estimated monthly rental value of owned

home .......................................................... 1,049 1,140 963 939 1,248 

Gifts of goods and services ............................ 1,532 1,949 1,531 1,336 1,520 

Food ............................................................. 163 200 175 163 119 

Alcoholic beverages ..................................... 16 44 6 10 13 

Housing ........................................................ 303 392 278 271 308 

Housekeeping supplies .............................. 41 49 37 29 60 

Household textiles ...................................... 11 19 8 11 7 

Appliances and miscellaneous

housewares .............................................. 28 30 29 29 23 

Major appliances ...................................... 9 13 6 6 11 

Small appliances and miscellaneous

housewares ............................................ 20 18 23 23 12 

Miscellaneous household equipment ......... 66 98 47 56 74 

Other housing ............................................ 157 195 157 146 143 

Apparel and services ................................... 279 330 292 269 238 

Males, 2 and over ...................................... 68 97 47 58 81 

Females, 2 and over .................................. 101 106 131 96 73 

Children under 2 ........................................ 54 75 58 49 40 

Other apparel products and services ......... 56 52 56 66 43 

Jewelry and watches ................................ 19 17 20 24 12 

All other apparel products and services ... 37 35 36 42 31 

Transportation .............................................. 86 58 103 72 115 

Health care ................................................... 41 349 44 9 86 

Entertainment ............................................... 167 199 213 154 117 

Toys, games, arts and crafts, and tricycles 59 71 106 46 326 

Other entertainment ................................... 108 127 107 108 90 

Personal care products and services ........... 11 6 11 15 8 

Reading ........................................................ 1 2 2 1 1 

Education ..................................................... 347 525 325 259 373 

All other gifts ................................................ 118 144 82 113 143 

1 Value is less than or equal to 0.5. 2 No data reported. 3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011