Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 22,229 832 839 1,327 1,111 2,163 2,056 1,907 3,134 8,860

Consumer unit characteristics:

Income before taxes ....................................... $76,536 - $1,122 $8,251 $12,395 $17,614 $24,726 $35,007 $44,785 $59,304 $142,507

Income after taxes .......................................... 72,723 -1,598 8,330 12,268 17,819 24,517 34,540 43,801 57,511 133,976

Age of reference person ................................. 59.1 59.3 59.4 59.5 59.7 59.4 59.4 59.0 59.2 58.9

Average number in consumer unit:

Persons ........................................................ 2.1 1.5 1.5 1.4 1.8 1.8 2.0 2.1 2.2 2.5

Children under 18 ......................................... .2 1.1 1.1 1.1 .2 .1 .2 .2 .2 .2

Persons 65 and older ................................... .1 1.1 2 ( ) 1.1 1.1 .1 .1 .1 .1 .1

Earners ......................................................... 1.3 .4 .4 .3 .6 .8 1.1 1.2 1.4 1.9

Vehicles ........................................................ 2.2 1.2 1.0 1.1 1.4 1.7 1.8 2.1 2.2 2.8

Percent distribution:

Sex of reference person:

Male .............................................................. 49 43 41 43 48 42 41 49 48 55

Female ......................................................... 51 57 59 57 52 58 59 51 52 45

Housing tenure:

Homeowner .................................................. 79 55 45 47 59 70 75 79 86 92

With mortgage ............................................ 45 23 15 16 22 32 43 45 53 58

Without mortgage ....................................... 34 32 30 31 38 38 32 34 33 34

Renter ........................................................... 21 45 55 53 41 30 25 21 14 8

Race of reference person:

Black or African-American ............................ 12 22 25 22 21 14 15 12 11 6

White, Asian, and all other races .................. 88 78 75 78 79 86 85 88 89 94

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 7 10 12 10 9 10 8 9 6 5

Not Hispanic or Latino .................................. 93 90 88 90 91 90 92 91 94 95

Education of reference person:

Elementary (1-8) ........................................... 4 7 16 10 4 5 5 4 2 1

High school (9-12) ........................................ 32 42 41 46 49 47 37 41 33 19

College ......................................................... 64 51 42 43 47 48 58 54 65 80

Never attended and other ............................. 3 ( ) 4 ( ) 1 1 3 ( ) 3 ( ) 3 ( ) 4 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............. 91 70 61 68 84 91 93 93 96 97

Average annual expenditures ........................... $54,644 $26,306 $24,015 $19,760 $26,294 $31,332 $36,924 $40,755 $48,819 $84,114

Food ............................................................... 6,662 4,112 4,446 2,844 3,938 3,939 5,079 4,969 6,169 9,721

Food at home ............................................... 3,960 2,783 3,240 2,076 2,497 2,700 3,403 3,139 3,930 5,299

Cereals and bakery products ..................... 521 386 411 295 315 359 445 432 535 685

Cereals and cereal products .................... 160 120 117 106 113 102 129 134 154 214

Bakery products ....................................... 361 265 294 189 202 257 315 298 380 471

Meats, poultry, fish, and eggs .................... 891 594 832 446 539 649 789 686 874 1,183

Beef .......................................................... 238 152 245 97 116 167 180 212 240 322

Pork .......................................................... 179 130 213 101 120 133 164 120 189 227

Other meats .............................................. 121 65 115 48 88 84 103 91 132 158

Poultry ...................................................... 156 107 117 97 98 119 177 111 140 202

Fish and seafood ...................................... 145 106 81 66 83 105 117 105 127 209

Eggs ......................................................... 52 34 62 37 35 41 47 47 47 64

Dairy products ............................................ 413 250 306 223 284 280 351 338 432 545

Fresh milk and cream ............................... 140 105 134 87 88 101 132 123 143 174

Other dairy products ................................. 274 145 173 136 195 178 220 215 289 372

Fruits and vegetables ................................. 733 451 617 368 500 479 607 547 670 1,026

Fresh fruits ............................................... 260 133 209 122 171 158 198 192 232 379

Fresh vegetables ...................................... 237 143 209 112 154 165 191 161 228 330

Processed fruits ........................................ 109 76 75 46 66 74 114 93 94 148

Processed vegetables .............................. 128 100 124 88 109 82 104 101 116 169

Other food at home .................................... 1,402 1,103 1,074 744 859 933 1,211 1,136 1,419 1,860

Sugar and other sweets ........................... 156 99 143 74 86 93 132 151 161 207

Fats and oils ............................................. 112 97 116 62 75 73 119 92 121 136

Miscellaneous foods ................................. 694 651 473 407 440 472 582 575 660 926

Nonalcoholic beverages ........................... 376 242 288 189 236 263 349 286 431 479

Food prepared by consumer unit on

out-of-town trips ...................................... 64 115 154 113 121 32 28 33 46 111

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 2,701 1,328 1,206 769 1,441 1,239 1,677 1,830 2,239 4,422

Alcoholic beverages ....................................... 481 166 317 89 165 183 239 274 383 851

Housing .......................................................... 17,209 10,592 8,412 8,166 9,630 12,089 13,392 14,122 15,617 24,359

Shelter .......................................................... 9,741 5,907 4,872 4,712 5,000 6,939 7,370 8,127 8,408 13,963

Owned dwellings ........................................ 6,996 3,049 1,757 1,744 2,420 4,173 4,721 5,542 6,269 11,011

Mortgage interest and charges ................. 3,236 1,484 604 536 1,023 1,705 2,186 2,606 3,122 5,125

Property taxes .......................................... 2,306 899 706 579 871 1,377 1,522 1,759 1,999 3,663

Maintenance, repairs, insurance, other

expenses ................................................ 1,454 666 447 629 526 1,091 1,013 1,177 1,147 2,223

Rented dwellings ........................................ 1,786 2,436 2,879 2,810 2,434 2,305 2,259 2,139 1,553 1,157

Other lodging .............................................. 958 1422 1237 158 146 461 390 447 587 1,794

Utilities, fuels, and public services ................ 4,022 2,625 2,289 2,276 2,954 3,219 3,613 3,605 4,024 5,092

Natural gas ................................................. 425 286 222 239 281 297 348 381 396 571

Electricity .................................................... 1,535 1,065 1,049 1,005 1,286 1,328 1,460 1,402 1,546 1,829

Fuel oil and other fuels ............................... 180 188 144 157 185 164 89 106 155 281

Telephone services .................................... 1,297 826 650 669 895 974 1,153 1,187 1,371 1,658

Water and other public services ................. 584 361 324 305 407 456 562 529 556 753

Household operations .................................. 994 433 264 295 302 518 663 720 873 1,605

Personal services ....................................... 79 4 ( ) 19

13116 127 130 117 1112 137

Other household expenses ........................ 916 433 255 292 286 490 633 702 761 1,467

Housekeeping supplies ................................ 729 511 450 364 500 543 655 555 666 991

Laundry and cleaning supplies ................... 155 124 92 83 109 121 153 118 164 196

Other household products .......................... 406 258 263 182 296 295 404 279 377 553

Postage and stationery ............................... 167 129 95 99 96 127 98 158 125 242

Household furnishings and equipment ......... 1,724 1,115 537 520 874 870 1,092 1,116 1,647 2,708

Household textiles ...................................... 133 341 51 21 46 112 57 98 126 186

Furniture ..................................................... 398 173 74 80 238 225 262 218 334 653

Floor coverings ........................................... 23 12

1218123 9 8 12 11 42

Major appliances ........................................ 223 91 60 117 98 124 158 150 189 351

Small appliances, miscellaneous

housewares .............................................. 120 85 45 27 32 52 74 67 123 195

Miscellaneous household equipment ......... 827 424 304 267 438 349 533 571 864 1,281

Apparel and services ...................................... 1,671 896 982 476 845 802 1,305 864 1,435 2,691

Men and boys ............................................... 401 358 265 95 187 146 488 197 349 610

Men, 16 and over ....................................... 354 1351 255 142 155 130 439 178 281 550

Boys, 2 to 15 .............................................. 47 17

110 153 32 16 50 20 68 60

Women and girls .......................................... 710 244 454 205 359 319 385 364 672 1,180

Women, 16 and over .................................. 641 223 416 191 304 280 356 336 579 1,076

Girls, 2 to 15 ............................................... 69 121 138 114 155 39 29 28 93 103

Children under 2 ........................................... 32 152 113 16

123 130 124 115 23 46

Footwear ...................................................... 287 184 1161 196 1137 172 274 147 223 456

Other apparel products and services ........... 242 158 90 74 140 135 134 141 168 399

Transportation ................................................ 9,258 5,353 4,619 3,045 4,905 5,327 6,338 7,952 8,803 13,633

Vehicle purchases (net outlay) ..................... 2,923 12,656 12,219 1152 11,352 1,400 1,773 2,233 2,635 4,516

Cars and trucks, new .................................. 1,693 12,318 11,113 4 ( ) 1787 1815 1692 1757 979 2,958

Cars and trucks, used ................................ 1,176 1299 11,099 1152 534 585 1,081 1,477 1,642 1,436

Other vehicles ............................................ 54 139 18

4 ( ) 132 4 ( ) 4 ( ) 4 ( ) 114 1123

Gasoline and motor oil ................................. 2,802 1,333 1,201 1,221 1,756 2,086 2,305 2,595 2,870 3,771

Other vehicle expenses ................................ 2,896 1,187 1,001 1,486 1,663 1,613 2,009 2,677 2,804 4,215

Vehicle finance charges ............................. 213 49 155 63 74 142 181 203 230 304

Maintenance and repairs ............................ 974 412 444 392 554 615 753 856 980 1,381

Vehicle insurance ....................................... 1,230 1557 1373 1907 1904 644 1786 1,297 1,232 1,708

Vehicle rental, leases, licenses, and other

charges ..................................................... 479 169 130 124 131 212 290 321 362 822

Public and other transportation .................... 636 177 197 186 133 228 250 446 494 1,132

Health care ..................................................... 4,216 1,748 1,401 1,928 2,415 3,167 2,935 3,722 4,371 5,893

Health insurance .......................................... 2,234 914 653 1,052 1,118 1,565 1,617 2,013 2,586 3,056

Medical services ........................................... 1,114 391 387 415 824 934 590 900 888 1,683

Drugs ............................................................ 707 362 319 386 438 584 645 703 753 890

Medical supplies ........................................... 161 81 142 76 34 84 84 105 144 265

Entertainment ................................................. 2,841 891 1,143 1,208 1,417 1,625 1,885 1,974 2,423 4,478

Fees and admissions ................................... 619 114 155 55 257 228 183 301 465 1,161

Audio and visual equipment and services .... 1,050 509 466 553 713 721 816 942 985 1,456

Pets, toys, hobbies, and playground

equipment ................................................... 801 232 422 347 380 478 678 594 671 1,222

Other entertainment supplies, equipment,

and services ............................................... 371 137 1100 252 67 197 208 138 303 639

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Personal care products and services ............. 695 296 378 183 245 325 491 442 629 1,125

Reading .......................................................... 141 47 37 51 51 56 75 119 144 223

Education ....................................................... 995 1133 1343 1186 1131 137 380 479 358 2,058

Tobacco products and smoking supplies ....... 386 342 465 535 361 456 477 367 362 338

Miscellaneous ................................................. 919 780 516 182 297 626 679 634 855 1,374

Cash contributions .......................................... 2,235 581 585 457 1,069 710 1,060 1,090 1,739 4,027

Personal insurance and pensions .................. 6,935 368 370 409 825 1,890 2,589 3,746 5,530 13,342

Life and other personal insurance ................ 525 138 125 159 152 550 235 242 419 861

Pensions and Social Security ....................... 6,410 230 246 250 673 1,340 2,353 3,504 5,111 12,480

Sources of income and personal taxes:

Money income before taxes ........................... $76,536 - $1,122 $8,251 $12,395 $17,614 $24,726 $35,007 $44,785 $59,304 $142,507

Wages and salaries ...................................... 57,374 1,554 2,184 2,510 6,903 13,085 22,898 32,347 45,117 110,925

Self-employment income .............................. 6,346 -5,318 1-104 1270 594 811 976 1,311 2,702 14,653

Social Security, private and government

retirement ................................................... 9,119 1,144 2,851 6,860 7,818 8,879 9,323 8,940 9,405 10,911

Interest, dividends, rental income, other

property income .......................................... 2,077 224 1165 168 76 377 305 786 815 4,520

Unemployment and workers’

compensation, veterans’ benefits ............... 635 1189 1362 1366 673 890 648 835 590 647

Public assistance, supplemental security

income, food stamps .................................. 618 543 2,369 1,927 1,159 532 575 420 515 306

Regular contributions for support ................. 196 163 1109 1119 1134 160 1213 1129 165 327

Other income ................................................ 171 1479 1316 1174 1258 192 170 118 94 219

Personal taxes (missing values not imputed) 3,813 475 -79 126 -204 208 467 984 1,793 8,532

Federal income taxes ................................... 2,760 411 -66 12 -270 -31 280 569 1,182 6,326

State and local income taxes ....................... 850 -33 -53 49 20 77 101 253 479 1,865

Other taxes ................................................... 203 97 139 66 46 163 86 163 132 341

Income after taxes .......................................... 72,723 -1,598 8,330 12,268 17,819 24,517 34,540 43,801 57,511 133,976

Addenda:

Net change in total assets and liabilities ........ - $4,864 - $11,746 $1,922 $5,787 $1,254 - $5,521 - $4,023 - $10,238 $2,518 - $8,713

Net change in total assets ............................ 3,931 -6,445 3,189 5,611 1,575 -3,731 1,545 -816 6,767 7,463

Net change in total liabilities ......................... 8,796 5,301 1,267 -176 321 1,790 5,568 9,422 4,249 16,176

Other financial information:

Other money receipts ................................... 1,164 11,526 1741 1731 1520 314 505 566 931 1,889

Mortgage principal paid on owned property -2,643 -1,352 -418 -402 -585 -1,147 -1,443 -1,873 -2,235 -4,522

Estimated market value of owned home ...... 197,187 102,946 55,142 57,370 73,378 134,499 130,711 151,943 163,659 308,287

Estimated monthly rental value of owned

home .......................................................... 1,089 582 379 403 520 716 835 892 996 1,602

Gifts of goods and services, total ................... 1,758 1,065 839 340 1,263 656 705 668 1,024 3,214

Food ............................................................. 188 196 117 111 79 50 83 63 104 368

Alcoholic beverages ..................................... 11 4 ( ) 19

3 ( ) 1112 6 13 10 21

Housing ........................................................ 284 156 238 68 170 119 135 129 239 471

Housekeeping supplies .............................. 34 118 121 110 19 45 19 31 32 49

Household textiles ...................................... 17 12

126 4 ( ) 118 1513119 119 26

Appliances and miscellaneous

housewares .............................................. 33 17

110 1715113 1316124 66

Major appliances ...................................... 15 12

173 ( ) 1316121219 30

Small appliances and miscellaneous

housewares ............................................ 18 15

141712171115115 36

Miscellaneous household equipment ......... 75 19

19123 130 39 124 57 63 130

Other housing ............................................. 124 1120 171 128 1108 117 96 116 101 199

Apparel and services .................................... 283 142 169 82 316 120 194 119 244 453

Males, 2 and over ....................................... 77 152 1101 151 142 35 43 36 74 117

Females, 2 and over ................................... 125 112 116 121 100 45 81 42 124 216

Children under 2 ......................................... 26 151 112 16

123 115 121 113 117 38

Other apparel products and services ......... 56 126 140 14

1151 125 149 128 29 82

Jewelry and watches ................................ 23 13

1111170 118 113 1718 36

All other apparel products and services ... 33 124 138 13

181 17136 121 121 46

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Transportation .............................................. 172 590 23 18 55 171 61 42 82 271

Health care ................................................... 78 4 ( ) 12

157 1182 161 14127 114 141

Entertainment ............................................... 143 110 123 172 1111 67 34 86 50 274

Toys, games, arts and crafts, and tricycles 35 4 ( ) 115 123 133 133 18

137 116 56

Other entertainment ................................... 108 110 18

149 78 34 26 49 34 218

Personal care products and services ........... 26 4 ( ) 157 15

115 111 16 24 14 46

Reading ........................................................ 3 13

1111113 ( ) 1111 3 4

Education ..................................................... 426 19

119 118 138 118 149 151 126 964

All other gifts ................................................. 144 158 281 18 297 34 32 122 139 200

1 Data are likely to have large sampling errors.

2 Value is less than or equal to 0.05.

3 Value is less than or equal to 0.5.

4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013