Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 11,635 2,183 2,674 4,387 2,390 

Consumer unit characteristics: 

Income before taxes ..................................... $45,637 $43,909 $44,588 $40,880 $57,122 

Income after taxes ........................................ 44,142 42,565 43,426 39,610 54,699 

Age of reference person ................................ 69.1 69.3 69.1 69.1 68.9 

Average number in consumer unit:

Persons ........................................................ 1.9 1.8 1.8 1.9 1.9 

Children under 18 ........................................ .1 .1 .1 .1 .1 

Persons 65 and over .................................... 1.4 1.4 1.4 1.4 1.4 

Earners ........................................................ .7 .7 .7 .6 .7 

Vehicles ....................................................... 1.9 1.5 2.0 1.8 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 46 47 46 53 

Female ......................................................... 52 54 53 54 47 

Housing tenure:

Homeowner .................................................. 83 75 86 84 84 

With mortgage ............................................ 28 19 26 29 39 

Without mortgage ....................................... 55 56 60 56 45 

Renter .......................................................... 17 25 14 16 16 

Race of reference person:

Black or African-American ........................... 10 10 8 15 3 

White, Asian, and all other races ................. 90 90 92 85 97 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 6 2 7 10 

Not Hispanic or Latino .................................. 94 94 98 93 90 

Education of reference person:

Elementary (1-8) .......................................... 9 8 6 14 4 

High school (9-12) ........................................ 42 48 50 42 28 

College ......................................................... 48 44 43 43 67 

Never attended and other ............................ 1 1 ( ) 1 1 1 

At least one vehicle owned or leased ............ 90 82 93 90 93 

Average annual expenditures .......................... $39,796 $39,460 $36,967 $36,785 $48,740 

Food ............................................................... 5,036 5,334 4,763 4,627 5,768 

Food at home ............................................... 3,014 3,233 2,814 2,854 3,298 

Cereals and bakery products ..................... 409 450 375 384 450 

Cereals and cereal products .................... 114 123 105 109 123 

Bakery products ....................................... 295 327 270 275 327 

Meats, poultry, fish, and eggs .................... 707 797 688 664 712 

Beef .......................................................... 198 199 217 182 202 

Pork .......................................................... 155 168 139 157 154 

Other meats ............................................. 91 109 101 77 86 

Poultry ...................................................... 107 114 87 118 105 

Fish and seafood ..................................... 124 173 119 98 127 

Eggs ......................................................... 32 35 25 32 38 

Dairy products ............................................ 337 351 298 332 373 

Fresh milk and cream .............................. 124 128 108 129 129 

Other dairy products ................................ 212 223 190 203 243 

Fruits and vegetables ................................. 563 628 524 517 618 

Fresh fruits ............................................... 188 229 187 152 210 

Fresh vegetables ..................................... 182 196 157 174 209 

Processed fruits ....................................... 105 109 97 98 120 

Processed vegetables .............................. 88 94 83 94 78 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

65-74 Northeast Midwest South West

Other food at home .................................... $999 $1,007 $928 $956 $1,144 

Sugar and other sweets ........................... 124 118 128 119 132 

Fats and oils ............................................. 84 87 74 82 94 

Miscellaneous foods ................................ 488 510 453 468 541 

Nonalcoholic beverages ........................... 252 248 230 252 282 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 44 44 35 96 

Food away from home ................................. 2,021 2,100 1,950 1,774 2,470 

Alcoholic beverages ....................................... 332 377 274 225 542 

Housing .......................................................... 12,896 13,072 12,173 11,840 15,511 

Shelter .......................................................... 6,699 7,372 6,365 5,703 8,287 

Owned dwellings ........................................ 4,928 4,802 4,834 4,362 6,188 

Mortgage interest and charges ................ 1,789 1,234 1,512 1,622 2,912 

Property taxes .......................................... 1,714 2,298 1,946 1,321 1,643 

Maintenance, repairs, insurance, other

expenses ................................................ 1,425 1,270 1,376 1,419 1,632 

Rented dwellings ........................................ 1,165 1,927 821 905 1,334 

Other lodging ............................................. 606 643 710 436 765 

Utilities, fuels, and public services ............... 3,195 3,336 3,221 3,250 2,936 

Natural gas ................................................. 515 697 792 322 393 

Electricity .................................................... 1,214 1,031 1,061 1,478 1,068 

Fuel oil and other fuels ............................... 183 474 117 103 140 

Telephone services .................................... 867 827 847 911 847 

Water and other public services ................. 416 308 403 438 487 

Household operations .................................. 698 505 545 737 977 

Personal services ....................................... 75 233 211 282 2170 

Other household expenses ........................ 623 472 533 654 806 

Housekeeping supplies ................................ 652 575 601 671 752 

Laundry and cleaning supplies .................. 127 89 115 157 127 

Other household products .......................... 339 297 318 355 376 

Postage and stationery .............................. 186 189 168 159 250 

Household furnishings and equipment ......... 1,652 1,283 1,442 1,479 2,560 

Household textiles ...................................... 177 104 124 137 377 

Furniture ..................................................... 404 220 371 317 771 

Floor coverings .......................................... 43 62 41 32 48 

Major appliances ........................................ 237 281 227 218 245 

Small appliances, miscellaneous

housewares .............................................. 109 107 110 110 111 

Miscellaneous household equipment ......... 681 510 569 666 1,008 

Apparel and services ..................................... 1,262 1,467 1,231 1,153 1,286 

Men and boys .............................................. 279 310 271 263 284 

Men, 16 and over ....................................... 246 281 237 226 258 

Boys, 2 to 15 .............................................. 33 29 34 38 26 

Women and girls .......................................... 583 737 567 546 513 

Women, 16 and over .................................. 542 700 520 505 472 

Girls, 2 to 15 ............................................... 42 36 47 41 42 

Children under 2 .......................................... 29 38 37 23 25 

Footwear ...................................................... 175 182 174 162 189 

Other apparel products and services ........... 196 200 182 158 276 

Transportation ................................................ 7,030 6,957 5,542 6,796 9,187 

Vehicle purchases (net outlay) ..................... 2,944 3,018 1,631 3,102 4,056 

Cars and trucks, new ................................. 1,988 2,077 994 1,999 3,001 

Cars and trucks, used ................................ 949 917 637 1,097 1,055 

Other vehicles ............................................ 27 224 1 ( ) 26 1 ( )

Gasoline and motor oil ................................. 1,668 1,433 1,656 1,656 1,917 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

65-74 Northeast Midwest South West

Other vehicle expenses ............................... $1,949 $1,937 $1,850 $1,744 $2,448 

Vehicle finance charges ............................. 179 173 126 186 229 

Maintenance and repairs ........................... 648 591 552 654 796 

Vehicle insurance ....................................... 772 785 756 718 876 

Vehicle rental, leases, licenses, and other

charges .................................................... 351 387 415 186 546 

Public transportation .................................... 469 568 404 295 767 

Healthcare ...................................................... 4,278 3,956 4,442 4,121 4,684 

Health insurance .......................................... 2,537 2,482 2,768 2,383 2,612 

Medical services .......................................... 684 650 608 590 975 

Drugs ........................................................... 907 698 948 980 923 

Medical supplies .......................................... 150 126 117 169 173 

Entertainment ................................................. 2,095 1,892 1,885 1,653 3,330 

Fees and admissions ................................... 554 540 567 410 816 

Audio and visual equipment and services .... 794 853 690 731 973 

Pets, toys, hobbies, and playground

equipment .................................................. 335 327 262 342 412 

Other entertainment supplies, equipment,

and services ............................................... 412 171 366 171 1,129 

Personal care products and services ............. 511 509 432 439 733 

Reading .......................................................... 148 159 156 112 196 

Education ....................................................... 265 297 243 181 417 

Tobacco products and smoking supplies ....... 235 272 238 226 213 

Miscellaneous ................................................ 1,001 1,049 812 941 1,276 

Cash contributions ......................................... 2,024 1,547 2,244 2,124 2,031 

Personal insurance and pensions .................. 2,682 2,572 2,531 2,347 3,566 

Life and other personal insurance ................ 406 380 337 483 368 

Pensions and Social Security ...................... 2,276 2,192 2,195 1,865 3,198 

Sources of income and personal taxes: 

Money income before taxes ........................... 45,637 43,909 44,588 40,880 57,122 

Wages and salaries ..................................... 16,758 17,033 15,520 15,186 20,778 

Self-employment income ............................. 3,431 2,302 3,204 2,260 6,865 

Social Security, private and government

retirement ................................................... 22,089 21,246 22,540 20,638 25,015 

Interest, dividends, rental income, other

property income ......................................... 2,699 2,411 2,941 2,136 3,726 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 122 2292 252 250 2174 

Public assistance, supplemental security

income, food stamps .................................. 294 374 166 309 337 

Regular contributions for support ................. 147 2187 280 162 161 

Other income ............................................... 98 263 84 140 267 

Personal taxes ............................................... 1,496 1,344 1,162 1,269 2,423 

Federal income taxes ................................... 1,051 740 721 937 1,915 

State and local income taxes ....................... 161 197 151 71 307 

Other taxes .................................................. 283 407 289 262 201 

Income after taxes ......................................... 44,142 42,565 43,426 39,610 54,699 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

65-74 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $4,379 - $7,167 - $1,980 - $4,627 - $4,059 

Net change in total assets ............................ 3,990 4,294 3,924 2,837 5,903 

Net change in total liabilities ........................ 8,369 11,461 5,904 7,464 9,962 

Other financial information:

Other money receipts ................................... 938 888 570 1,278 773 

Mortgage principal paid on owned property -1,767 -1,164 -2,395 -1,529 -2,053 

Estimated market value of owned home ...... 209,625 197,939 150,839 172,305 354,560 

Estimated monthly rental value of owned

home .......................................................... 1,010 992 859 890 1,413 

Gifts of goods and services ............................ 1,146 1,045 1,144 927 1,651 

Food ............................................................. 113 145 107 89 135 

Alcoholic beverages ..................................... 15 21 23 9 231 

Housing ........................................................ 233 238 203 158 400 

Housekeeping supplies .............................. 34 25 36 24 58 

Household textiles ...................................... 12 12 13 11 12 

Appliances and miscellaneous

housewares .............................................. 29 70 25 19 16 

Major appliances ...................................... 12 47 29 22 23 

Small appliances and miscellaneous

housewares ............................................ 17 223 215 17 213 

Miscellaneous household equipment ......... 64 39 50 53 125 

Other housing ............................................ 94 93 79 51 189 

Apparel and services ................................... 256 197 313 278 212 

Males, 2 and over ...................................... 80 76 98 80 65 

Females, 2 and over .................................. 111 62 146 129 91 

Children under 2 ........................................ 26 27 34 22 22 

Other apparel products and services ......... 39 33 35 47 34 

Jewelry and watches ................................ 11 27 8 10 20 

All other apparel products and services ... 28 226 226 37 215 

Transportation .............................................. 88 30 47 65 228 

Health care ................................................... 22 218 215 210 253 

Entertainment ............................................... 92 48 186 56 96 

Toys, games, arts and crafts, and tricycles 33 30 39 31 35 

Other entertainment ................................... 59 18 147 25 60 

Personal care products and services ........... 19 23 14 15 47 

Reading ........................................................ 2 1 4 2 1 

Education ..................................................... 134 195 130 86 170 

All other gifts ................................................ 172 149 122 158 278 

1 No data reported. 2 Data are likely to have large sampling errors.

n.a. Not applicable.