Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 20,354 565 603 964 1,069 2,488 2,444 2,356 3,803 6,062 

Consumer unit characteristics: 

Income before taxes ..................................... $58,558 - $2,321 $8,016 $12,651 $17,525 $24,998 $34,597 $44,349 $59,139 $112,391 

Income after taxes ........................................ 57,276 -1,889 8,502 13,689 18,245 25,400 34,717 44,043 57,999 108,329 

Age of reference person ................................ 29.6 29.0 29.1 29.4 29.1 29.1 29.2 29.4 29.6 30.2 

Average number in consumer unit:

Persons ........................................................ 2.8 2.3 2.4 2.7 2.6 2.6 2.6 2.7 2.8 3.2 

Children under 18 ........................................ 1.1 1.0 1.1 1.3 1.2 1.1 1.0 1.0 1.0 1.1 

Persons 65 and older ................................... 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 .6 .8 .9 1.1 1.3 1.4 1.5 1.7 1.9 

Vehicles ....................................................... 1.7 .7 .8 .9 1.0 1.3 1.5 1.7 2.0 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 49 47 38 33 45 45 45 53 55 51 

Female ......................................................... 51 53 62 67 55 55 55 47 45 49 

Housing tenure:

Homeowner .................................................. 47 17 13 13 18 22 36 41 56 74 

With mortgage ............................................ 41 11 5 5 12 16 27 35 50 71 

Without mortgage ....................................... 6 6 8 8 7 6 9 6 6 3 

Renter .......................................................... 53 83 87 87 82 78 64 59 44 26 

Race of reference person:

Black or African-American ........................... 14 29 30 26 22 19 19 15 9 7 

White, Asian, and all other races ................. 86 71 70 74 78 81 81 85 91 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 18 22 19 22 28 26 19 17 16 11 

Not Hispanic or Latino .................................. 82 78 81 78 72 74 81 83 84 89 

Education of reference person:

Elementary (1-8) .......................................... 3 7 8 6 5 7 4 4 2 1 

High school (9-12) ........................................ 29 46 48 45 44 42 37 30 26 15 

College ......................................................... 67 47 44 50 50 51 59 66 72 84 

Never attended and other ............................ 3 ( ) 3 ( ) 1 3 ( ) 1 3 ( ) 3 ( ) 2 ( ) 3 ( ) 2 ( )

At least one vehicle owned or leased ............ 89 53 61 74 75 84 89 94 95 96 

Average annual expenditures .......................... $47,833 $23,495 $20,797 $23,757 $24,400 $29,479 $35,852 $40,372 $50,418 $73,725 

Food ............................................................... 6,114 4,039 3,700 4,192 3,956 4,196 5,113 5,500 6,171 8,327 

Food at home ............................................... 3,301 2,771 2,289 2,728 2,504 2,578 3,069 3,047 3,216 4,110 

Cereals and bakery products ..................... 440 399 293 389 336 326 412 393 435 551 

Cereals and cereal products .................... 156 155 112 177 119 128 149 136 144 191 

Bakery products ....................................... 284 244 182 211 217 198 263 257 292 360 

Meats, poultry, fish, and eggs .................... 717 691 639 580 621 644 665 661 698 836 

Beef .......................................................... 205 237 171 128 167 175 216 181 214 232 

Pork .......................................................... 132 112 120 128 117 132 100 132 113 160 

Other meats ............................................. 90 89 62 73 75 76 88 96 96 98 

Poultry ...................................................... 145 154 126 111 139 119 120 131 138 178 

Fish and seafood ..................................... 102 451 4115 100 72 105 96 78 93 123 

Eggs ......................................................... 44 49 45 40 51 37 44 44 43 45 

Dairy products ............................................ 381 276 235 301 302 301 364 333 374 480 

Fresh milk and cream .............................. 160 125 111 131 130 134 170 135 158 192 

Other dairy products ................................ 221 151 123 170 172 167 194 198 216 288 

Fruits and vegetables ................................. 556 375 443 472 386 440 508 466 554 707 

Fresh fruits ............................................... 182 91 133 162 120 125 166 150 188 237 

Fresh vegetables ..................................... 174 121 141 157 117 146 154 135 176 222 

Processed fruits ....................................... 107 79 80 71 77 88 98 96 109 135 

Processed vegetables .............................. 93 84 88 82 71 81 90 84 81 113 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,207 $1,030 $679 $986 $859 $867 $1,120 $1,194 $1,154 $1,537 

Sugar and other sweets ........................... 101 95 70 72 86 84 94 89 101 124 

Fats and oils ............................................. 85 70 61 112 67 70 86 73 85 95 

Miscellaneous foods ................................ 682 448 318 503 465 469 619 728 636 893 

Nonalcoholic beverages ........................... 307 376 219 279 235 228 299 278 301 373 

Food prepared by consumer unit on

out-of-town trips ..................................... 32 441 412 420 46 15 22 27 32 52 

Food away from home ................................. 2,813 1,268 1,411 1,464 1,452 1,618 2,044 2,452 2,955 4,217 

Alcoholic beverages ....................................... 503 487 219 162 142 220 435 567 545 736 

Housing .......................................................... 17,323 8,937 8,591 9,728 10,041 11,158 12,823 14,817 17,752 26,390 

Shelter .......................................................... 10,734 6,071 5,672 5,712 6,333 6,982 8,091 9,466 10,780 16,317

Owned dwellings ........................................ 5,929 1,466 888 751 949 1,454 2,633 4,132 6,260 12,206 

Mortgage interest and charges ................ 4,219 41,153 4592 4422 568 944 1,782 2,832 4,457 8,830 

Property taxes .......................................... 1,067 203 251 205 160 265 511 752 1,110 2,176 

Maintenance, repairs, insurance, other

expenses ................................................ 643 4110 445 4125 221 246 339 548 693 1,199 

Rented dwellings ........................................ 4,509 4,508 4,633 4,869 5,359 5,438 5,322 5,155 4,244 3,496 

Other lodging ............................................. 296 496 4151 492 425 90 137 179 276 615 

Utilities, fuels, and public services ............... 3,107 2,025 1,884 2,159 2,124 2,457 2,807 2,854 3,338 3,996 

Natural gas ................................................. 390 283 232 197 217 255 354 331 406 560 

Electricity .................................................... 1,163 800 793 916 874 986 1,064 1,087 1,238 1,421 

Fuel oil and other fuels ............................... 91 42 426 455 411 459 53 53 120 149 

Telephone services .................................... 1,107 677 672 797 818 931 1,012 1,083 1,192 1,357 

Water and other public services ................. 357 263 162 194 204 225 325 301 383 510 

Household operations .................................. 1,156 171 287 501 444 513 607 701 1,164 2,221 

Personal services ....................................... 751 455 4155 271 286 283 382 402 762 1,502 

Other household expenses ........................ 405 116 132 231 157 230 225 298 402 719 

Housekeeping supplies ................................ 558 248 302 444 340 374 424 470 499 828 

Laundry and cleaning supplies .................. 140 490 117 125 116 131 127 113 158 157 

Other household products .......................... 280 133 153 180 150 177 174 287 221 440 

Postage and stationery .............................. 138 425 431 140 75 66 123 70 120 231 

Household furnishings and equipment ......... 1,768 423 445 911 800 832 893 1,327 1,970 3,029 

Household textiles ...................................... 113 439 448 57 75 101 88 75 102 171 

Furniture ..................................................... 498 132 61 263 193 213 194 441 406 976 

Floor coverings .......................................... 37 42 425 46 46 6 21 9 45 77 

Major appliances ........................................ 192 454 57 70 55 80 122 146 195 350 

Small appliances, miscellaneous

housewares .............................................. 94 23 81 69 96 43 77 79 97 133 

Miscellaneous household equipment ......... 834 173 173 445 375 389 392 576 1,125 1,323 

Apparel and services ..................................... 2,036 1,931 1,209 1,699 1,116 1,452 1,685 1,611 1,983 2,857 

Men and boys .............................................. 472 394 129 331 295 293 437 371 562 624 

Men, 16 and over ....................................... 359 4152 456 187 192 193 328 271 446 504 

Boys, 2 to 15 .............................................. 114 242 73 144 102 99 109 101 116 120 

Women and girls .......................................... 718 491 325 630 294 508 565 538 652 1,083 

Women, 16 and over .................................. 566 393 4182 450 207 334 397 445 535 891 

Girls, 2 to 15 ............................................... 152 98 142 180 87 174 168 93 117 193 

Children under 2 .......................................... 199 4150 219 167 114 146 148 168 172 285 

Footwear ...................................................... 364 4590 4324 407 233 312 354 314 319 438 

Other apparel products and services ........... 282 306 211 165 180 193 182 220 279 426 

Transportation ................................................ 8,883 3,857 3,472 3,605 4,636 6,064 6,999 7,125 10,124 13,276 

Vehicle purchases (net outlay) ..................... 3,542 41,193 41,011 1,066 1,848 2,404 2,645 2,039 4,194 5,710 

Cars and trucks, new ................................. 1,439 4685 2 ( ) 4201 4431 4567 784 4400 1,515 3,006 

Cars and trucks, used ................................ 1,970 4508 1,011 800 1,349 1,792 1,814 1,579 2,353 2,544 

Other vehicles ............................................ 133 2 ( ) 2 ( ) 465 467 445 446 461 326 159 

Gasoline and motor oil ................................. 2,599 1,107 1,231 1,477 1,622 1,918 2,324 2,699 2,861 3,412 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,336 $1,377 $1,048 $862 $993 $1,543 $1,801 $2,110 $2,710 $3,396 

Vehicle finance charges ............................. 401 4137 475 147 169 174 268 360 486 648 

Maintenance and repairs ........................... 604 291 156 342 227 447 469 595 705 844 

Vehicle insurance ....................................... 829 4833 4603 4252 4437 4639 808 735 1,056 973 

Vehicle rental, leases, licenses, and other

charges .................................................... 502 116 215 121 161 283 256 420 464 931 

Public transportation .................................... 406 180 182 200 174 199 229 276 359 758 

Healthcare ...................................................... 1,739 518 491 489 464 890 1,391 1,847 2,000 2,679 

Health insurance .......................................... 950 4220 262 222 237 474 792 959 1,196 1,429 

Medical services .......................................... 514 136 100 151 143 247 346 627 512 849 

Drugs ........................................................... 209 64 113 76 60 133 205 190 225 305 

Medical supplies .......................................... 66 498 416 440 423 37 48 71 66 96 

Entertainment ................................................. 2,613 871 855 1,035 1,093 1,550 1,757 2,096 2,948 4,161 

Fees and admissions ................................... 512 117 108 183 182 193 281 363 448 1,003 

Audio and visual equipment and services .... 1,069 473 412 591 618 731 798 940 1,142 1,584 

Pets, toys, hobbies, and playground

equipment .................................................. 588 216 134 172 199 280 374 432 801 905 

Other entertainment supplies, equipment,

and services ............................................... 444 465 200 89 93 346 304 361 556 669 

Personal care products and services ............. 530 405 271 371 282 309 426 414 498 818 

Reading .......................................................... 75 32 32 37 34 40 49 75 76 122 

Education ....................................................... 681 1,698 4391 724 326 544 459 565 672 865 

Tobacco products and smoking supplies ....... 315 320 418 273 303 323 337 354 384 242 

Miscellaneous ................................................ 657 226 183 244 267 231 572 592 723 1,066 

Cash contributions ......................................... 1,031 328 348 421 515 587 816 911 1,031 1,670 

Personal insurance and pensions .................. 5,333 245 618 776 1,226 1,915 2,990 3,899 5,513 10,518 

Life and other personal insurance ................ 160 434 441 440 37 58 82 110 139 329 

Pensions and Social Security ...................... 5,174 211 577 735 1,189 1,857 2,909 3,789 5,374 10,189 

Sources of income and personal taxes: 

Money income before taxes ........................... 58,558 -2,321 8,016 12,651 17,525 24,998 34,597 44,349 59,139 112,391 

Wages and salaries ..................................... 54,289 3,276 4,263 8,828 14,555 22,691 32,089 42,371 56,318 103,539 

Self-employment income ............................. 2,395 4-7,005 4-10 4104 4251 350 1,295 858 1,676 6,585 

Social Security, private and government

retirement ................................................... 337 460 4753 819 4532 386 4245 4350 199 309 

Interest, dividends, rental income, other

property income ......................................... 406 416 485 419 415 67 61 119 109 1,181 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 176 452 4113 4316 4169 121 190 203 177 180 

Public assistance, supplemental security

income, food stamps .................................. 319 583 1,787 1,377 1,072 479 220 96 78 458 

Regular contributions for support ................. 357 260 370 653 590 564 283 241 312 294 

Other income ............................................... 278 437 654 535 341 339 213 111 270 245 

Personal taxes ............................................... 1,281 -431 -486 -1,038 -719 -402 -120 307 1,140 4,062 

Federal income taxes ................................... 1,163 -250 -352 -847 -448 -218 9 512 1,054 3,402 

2008 Tax stimulus (new UCC Q20082) ....... -438 4-193 4-116 4-220 -285 -280 -323 -574 -514 -565 

State and local income taxes ....................... 461 8 -25 -1 3 72 144 307 471 1,046 

Other taxes .................................................. 96 43 47 30 11 24 49 63 129 178 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 57,276 -1,889 8,502 13,689 18,245 25,400 34,717 44,043 57,999 108,329 

Addenda:

Net change in total assets and liabilities ........ - $1,906 - $8,528 $467 $968 - $2,876 $4,505 - $21 - $3,056 - $6,757 - $1,712 

Net change in total assets ............................ 18,836 3,869 -408 4,764 -828 9,824 10,565 6,698 17,239 40,605 

Net change in total liabilities ........................ 20,742 12,397 -875 3,796 2,048 5,319 10,585 9,754 23,996 42,317 

Other financial information:

Other money receipts ................................... 248 435 4559 4519 438 91 67 148 306 372 

Mortgage principal paid on owned property -1,468 4-158 4-159 4-122 -229 -336 -595 -1,036 -1,412 -3,173 

Estimated market value of owned home ...... 103,780 427,291 417,943 13,722 18,286 28,135 50,466 73,267 104,861 212,576 

Estimated monthly rental value of owned

home .......................................................... 595 4171 4129 93 134 182 343 434 638 1,149 

Gifts of goods and services ............................ 581 454 315 487 175 345 391 468 626 869 

Food ............................................................. 48 412 430 428 410 39 22 70 60 60 

Alcoholic beverages ..................................... 10 2 ( ) 417 48 2 ( ) 413 45 42 44 18 

Housing ........................................................ 134 453 478 154 461 84 100 63 120 217 

Housekeeping supplies .............................. 26 44 413 421 41 49 24 16 37 38 

Household textiles ...................................... 10 2 ( ) 2 ( ) 2 ( ) 3 ( ) 48 415 43 42 21 

Appliances and miscellaneous

housewares .............................................. 15 3 ( ) 3 ( ) 42 410 42 417 45 422 25 

Major appliances ...................................... 2 2 ( ) 2 ( ) 41 3 ( ) 2 ( ) 2 ( ) 41 41 45 

Small appliances and miscellaneous

housewares ............................................ 14 3 ( ) 3 ( ) 41 49 42 417 45 421 20 

Miscellaneous household equipment ......... 42 414 430 446 44 416 412 410 426 91 

Other housing ............................................ 40 435 434 84 446 49 32 28 32 42 

Apparel and services ................................... 198 4345 118 217 40 155 153 176 230 236 

Males, 2 and over ...................................... 30 41 46 449 43 20 37 40 34 30 

Females, 2 and over .................................. 50 423 433 453 48 41 424 25 75 67 

Children under 2 ........................................ 64 463 446 429 428 55 37 44 59 100 

Other apparel products and services ......... 54 4258 433 485 41 439 455 468 62 39 

Jewelry and watches ................................ 27 4213 433 43 41 411 420 436 437 18 

All other apparel products and services ... 27 445 2 ( ) 483 3 ( ) 428 436 432 425 21 

Transportation .............................................. 34 415 42 11 416 11 36 73 25 41 

Healthcare .................................................... 4 2 ( ) 2 ( ) 427 2 ( ) 41 41 44 46 44 

Entertainment ............................................... 72 42 418 45 420 30 40 50 65 140 

Toys, games, arts and crafts, and tricycles 29 2 ( ) 417 42 411 48 418 419 432 52 

Other entertainment ................................... 43 42 41 43 49 22 22 31 33 88 

Personal care products and services ........... 11 2 ( ) 41 415 47 43 13 48 9 17 

Reading ........................................................ 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( ) 41 3 ( ) 3 ( )

Education ..................................................... 22 44 43 44 3 ( ) 42 48 44 48 63 

All other gifts ................................................ 48 423 47 419 422 8 13 17 99 74 

1 Value is less than or equal to 0.05. 2 No data reported.3 Value is less than or equal to 0.5. 4 Data are likely to have large sampling errors.