Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017

Item Total 

65-74 Northeast Midwest South West 

Number of consumer units (in thousands) ................................................................ 18,368 3,599 3,901 7,008 3,860 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $57,638 $62,457 $52,674 $49,592 $72,774 

 Income after taxes ................................................................................................ 51,036 56,063 48,512 45,198 59,502 

 Age of reference person ................................................................................................ 69.0 69.0 68.7 69.1 69.1 

 Average number in consumer unit: 

 People ................................................................................................................................ 1.8 1.9 1.7 1.8 2.0 

 Children under 18................................................................................................ .1 .1 ( 1 ) .1 .1 

 Adults 65 and older ................................................................................................ 14 1.4 1.4 1.4 1.4 

 Earners ................................................................................................ .7 .7 .7 .6 .8 

 Vehicles ................................................................................................ 1.9 1.8 2.0 1.9 2.1 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 49 52 46 49 47 

 Women ................................................................................................ 51 48 54 51 53 

 Housing tenure: 

 Homeowner ................................................................................................ 79 74 80 81 79 

 With mortgage ................................................................................................ 29 22 32 28 36 

 Without mortgage................................................................................................ 50 53 48 53 43 

 Renter ................................................................................................................................ 21 26 20 19 21 

 Race of reference person: 

 Black or African-American ................................................................................................ 11 10 9 16 3 

 White, Asian, and all other races ................................................................ 89 90 91 84 97 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 7 8 2 7 11 

 Not Hispanic or Latino ................................................................................................ 93 92 98 93 89 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 4 6 2 4 3 

 High school (9-12) ................................................................................................32 32 35 36 19 

 College ................................................................................................ 64 61 62 60 77 

 Never attended and other ................................................................................................ ( 1 ) ( 1 ) 1 ( 1 ) 1 

 At least one vehicle owned or leased ................................................................ 89 84 93 89 92 

Average annual expenditures................................................................................................ $52,955 $55,107 $50,250 $48,327 $62,223 

 Food ................................................................................................................................ 6,712 7,376 6,496 6,210 7,328 

 Food at home ................................................................................................ 4,017 4,349 3,908 3,740 4,382 

 Cereals and bakery products ................................................................ 522 580 485 486 579 

 Cereals and cereal products ................................................................ 152 147 139 132 208 

 Bakery products ................................................................................................ 370 433 346 355 371 

 Meats, poultry, fish, and eggs ................................................................ 870 979 851 819 894 

 Beef ................................................................................................ 252 269 316 237 209 

 Pork ................................................................................................ 176 183 168 185 162 

 Other meats ................................................................................................117 154 108 102 125 

 Poultry ................................................................................................ 142 160 128 128 169 

 Fish and seafood ................................................................................................ 131 164 89 118 170 

 Eggs ................................................................................................ 50 50 42 50 58 

 Dairy products ................................................................................................406 472 397 354 460 

 Fresh milk and cream ................................................................................................ 124 141 112 117 133 

 Other dairy products ................................................................................................ 282 331 285 237 327 

 Fruits and vegetables ................................................................................................ 784 883 745 721 863 

 Fresh fruits ................................................................................................ 294 320 281 266 342 

 Fresh vegetables ................................................................................................ 261 332 254 220 289 

 Processed fruits ................................................................................................ 99 106 90 97 106 

 Processed vegetables ................................................................................................ 130 125 121 138 127 

 Other food at home ................................................................................................ 1,435 1,434 1,430 1,361 1,585 

 Sugar and other sweets ................................................................ 157 142 208 146 143 

 Fats and oils ................................................................................................108 119 96 106 115 

 Miscellaneous foods ................................................................................................ 710 695 697 654 846 

 Nonalcoholic beverages ................................................................ 390 412 358 397 389 

 Food prepared by consumer unit on out-of-town trips ................................ 69 67 71 58 92 

See footnotes at end of table. 
Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

65-74 Northeast Midwest South West 

 Food away from home ................................................................................................ 2,695 3,028 2,587 2,470 2,947 

 Alcoholic beverages ................................................................................................ 479 590 457 405 551 

 Housing ................................................................................................................................ 17,476 19,972 15,565 15,258 21,133 

 Shelter ................................................................................................................................ 9,590 11,869 8,197 7,714 12,281 

 Owned dwellings ................................................................................................ 6,623 7,887 5,873 5,419 8,388 

 Mortgage interest and charges ................................................................2,016 1,441 1,864 1,799 3,101 

 Property taxes ................................................................................................ 2,433 4,274 2,351 1,582 2,344 

 Maintenance, repairs, insurance, other expenses ................................ 2,174 2,173 1,659 2,038 2,942 

 Rented dwellings................................................................................................ 1,962 2,424 1,483 1,518 2,821 

 Other lodging ................................................................................................1,006 1,557 840 778 1,072 

 Utilities, fuels, and public services ................................................................ 3,808 4,092 3,593 3,731 3,902 

 Natural gas ................................................................................................ 388 541 567 225 358 

 Electricity ................................................................................................ 1,459 1,416 1,263 1,688 1,279 

 Fuel oil and other fuels ................................................................................................ 130 363 96 65 64 

 Telephone services ................................................................................................ 1,245 1,319 1,161 1,196 1,349 

 Residential phone service, VOIP, and phone cards ................................ 408 530 380 391 352 

 Cellular phone service ................................................................................................ 837 789 780 805 997 

 Water and other public services ................................................................ 588 453 506 556 853 

 Household operations ................................................................................................ 1,241 1,177 1,090 1,235 1,467 

 Personal services................................................................................................ 110 232 2100 2183 261 

 Other household expenses ................................................................ 1,131 1,144 990 1,052 1,405 

 Housekeeping supplies ................................................................................................ 879 900 856 821 997 

 Laundry and cleaning supplies ................................................................ 173 169 184 169 171 

 Other household products ................................................................ 501 482 492 448 631 

 Postage and stationery ................................................................................................ 205 249 181 203 195 

 Household furnishings and equipment ................................................................ 1,957 1,934 1,829 1,757 2,486 

 Household textiles................................................................................................ 118 105 104 125 130 

 Furniture ................................................................................................ 490 428 404 505 611 

 Floor coverings ................................................................................................20 29 22 11 24 

 Major appliances ................................................................................................ 308 320 313 273 356 

 Small appliances, miscellaneous housewares ................................ 124 134 101 117 152 

 Miscellaneous household equipment ................................................................ 896 919 885 726 1,214 

 Apparel and services ................................................................................................ 1,344 1,574 1,189 1,239 1,492 

 Men and boys ................................................................................................ 287 349 304 240 312 

 Men, 16 and over ................................................................................................ 252 307 267 207 276 

 Boys, 2 to 15 ................................................................................................ 36 42 37 32 36 

 Women and girls ................................................................................................576 625 505 551 653 

 Women, 16 and over ................................................................................................ 536 579 464 509 620 

 Girls, 2 to 15 ................................................................................................ 40 46 41 41 32 

 Children under 2 ................................................................................................ 33 230 245 229 235 

 Footwear ................................................................................................ 237 267 186 230 275 

 Other apparel products and services ................................................................210 303 149 190 218 

 Transportation ................................................................................................ 8,679 8,250 7,909 8,947 9,350 

 Vehicle purchases (net outlay) ................................................................ 3,549 2,874 3,000 4,070 3,789 

 Cars and trucks, new ................................................................................................ 2,120 1,732 1,512 2,528 2,357 

 Cars and trucks, used ................................................................................................ 1,370 1,089 1,479 1,463 1,355 

 Other vehicles ................................................................................................

259 253 28 279 277 

 Gasoline, other fuels, and motor oil ................................................................1,543 1,373 1,492 1,536 1,768 

 Other vehicle expenses ................................................................................................ 2,915 3,261 2,871 2,762 2,893 

 Vehicle finance charges ................................................................................................ 163 106 150 197 168 

 Maintenance and repairs ................................................................................................ 861 899 775 757 1,105 

 Vehicle insurance................................................................................................ 1,235 1,224 1,179 1,378 1,017 

 Vehicle rental, leases, licenses, and other charges ................................ 656 1,032 768 428 604 

 Public and other transportation ................................................................ 671 742 546 580 898 

 Healthcare ................................................................................................ 6,373 6,248 6,701 5,948 6,924 

 Health insurance ................................................................................................ 4,510 4,435 4,716 4,269 4,807 

 Medical services ................................................................................................917 1,003 954 725 1,150 

 Drugs ................................................................................................................................ 754 629 853 784 718 

 Medical supplies ................................................................................................191 181 178 171 249 

 Entertainment ................................................................................................ 3,085 2,796 2,876 3,053 3,595 

 Fees and admissions ................................................................................................ 648 797 585 540 768 

 Audio and visual equipment and services ................................................................ 1,082 1,076 1,063 1,066 1,138 

 Pets, toys, hobbies, and playground equipment................................................................ 808 709 680 798 1,033 

 Pets ................................................................................................................................ 670 566 569 662 874 

 Toys, hobbies, and playground equipment ................................................................ 137 143 111 136 159 

 Other entertainment supplies, equipment, and services ................................ 546 214 549 649 656 

See footnotes at end of table. 
Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

65-74 Northeast Midwest South West 

 Personal care products and services ................................................................ 714 760 661 658 823 

 Reading ................................................................................................................................ 151 165 156 121 193 

 Education................................................................................................ 490 517 373 337 864 

 Tobacco products and smoking supplies ................................................................ 266 264 285 279 227 

 Miscellaneous ................................................................................................ 1,032 980 1,163 744 1,486 

 Cash contributions................................................................................................ 2,180 1,774 2,451 1,977 2,652 

 Personal insurance and pensions ................................................................ 3,975 3,840 3,969 3,151 5,606 

 Life and other personal insurance ................................................................ 457 471 492 479 367 

 Pensions and Social Security ................................................................ 3,519 3,369 3,476 2,672 5,238 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $57,638 $62,457 $52,674 $49,592 $72,774 

 Wages and salaries................................................................................................ 24,672 28,082 19,772 21,623 31,982 

 Self-employment income ................................................................................................ 3,789 3,203 3,072 3,443 5,689 

 Social Security, private and government retirement ................................ 24,097 26,100 25,651 21,787 24,854 

 Interest, dividends, rental income, other property income ................................ 3,965 3,710 3,177 1,856 8,828 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program (SNAP) ................................ 315 607 201 234 304 

 Unemployment and workers' compensation, veterans' 

 benefits, and regular contributions for support ................................ 571 452 627 435 870 

 Other income ................................................................................................ 230 303 173 214 248 

 Personal taxes (contains some imputed values) ................................................................ 6,602 6,393 4,162 4,394 13,272 

 Federal income taxes ................................................................................................ 5,326 4,931 3,437 3,742 10,478 

 State and local income taxes ................................................................ 1,217 1,401 665 600 2,723 

 Other taxes ................................................................................................ 60 62 60 52 272 

 Income after taxes ................................................................................................ 51,036 56,063 48,512 45,198 59,502 

Addenda: 

 Net change in total assets and liabilities ................................................................ $13,198 $16,172 $19,950 $8,623 $11,909 

 Net change in total assets ................................................................................................ 17,255 18,625 21,710 10,993 22,846 

 Net change in total liabilities ................................................................ 4,057 2,453 1,760 2,370 10,937 

 Other financial information: 

 Other money receipts ................................................................................................ 2,589 2723 975 982 8,880 

 Mortgage principal paid on owned property ................................................................ -1,690 -1,481 -1,526 -1,682 -2,067 

 Estimated market value of owned home................................................................ 232,779 256,715 161,064 179,938 378,887 

 Estimated monthly rental value of owned home ................................................................ 1,243 1,378 1,029 1,087 1,617 

 Gifts of goods and services, total ................................................................ 1,317 1,055 1,230 1,243 1,803 

 Food ................................................................................................................................ 76 60 121 59 80 

 Alcoholic beverages ................................................................................................7 27 23 6 14 

 Housing ................................................................................................ 274 270 224 291 303 

 Housekeeping supplies ................................................................................................ 43 64 51 26 48 

 Household textiles................................................................................................8 23 24 29 17 

 Appliances and miscellaneous housewares ................................................................ 20 24 23 23 29 

 Major appliances................................................................................................ 8 ( 1 ) 23 15 27 

 Small appliances and miscellaneous housewares ................................ 12 24 220 27 22 

 Miscellaneous household equipment ................................................................55 76 54 53 40 

 Other housing ................................................................................................148 122 92 180 169 

 Apparel and services ................................................................................................ 235 243 251 201 278 

 Males, 2 and over ................................................................................................ 62 59 79 51 72 

 Females, 2 and over ................................................................................................ 93 98 97 84 101 

 Children under 2 ................................................................................................31 230 244 225 234 

 Other apparel products and services................................................................48 56 32 41 271 

 Jewelry and watches ................................................................................................ 10 222 28 26 27 

 All other apparel products and services ................................................................ 39 234 224 35 264 

 Transportation ................................................................................................ 135 84 57 223 103 

 Healthcare ................................................................................................ 31 216 235 226 251 

 Entertainment ................................................................................................ 138 133 149 125 155 

 Toys, games, arts and crafts, and tricycles ................................................................ 57 285 248 54 250 

 Other entertainment ................................................................................................ 80 49 101 71 106 

 Personal care products and services ................................................................ 19 212 28 21 13 

See footnotes at end of table. 
Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

65-74 Northeast Midwest South West 

 Reading ................................................................................................ 6 8 12 4 4 

 Education ................................................................................................ 254 136 246 176 511 

 All other gifts ................................................................................................ 142 86 103 112 290 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018