Table 27. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 23,683 497 578 792 795 2,155 2,416 2,532 4,234 9,684 

Consumer unit characteristics: 

Income before taxes ..................................... $76,071 - $2,600 $8,186 $12,791 $17,354 $25,119 $34,819 $44,674 $59,517 $131,228 

Income after taxes ........................................ 73,239 -3,491 8,539 13,154 17,662 25,459 34,508 43,714 57,953 125,208 

Age of reference person ................................ 39.6 39.9 40.2 39.9 39.7 39.7 39.4 39.5 39.5 39.7 

Average number in consumer unit:

Persons ........................................................ 3.2 2.3 2.2 2.7 2.7 2.9 2.8 3.0 3.3 3.6 

Children under 18 ........................................ 1.3 .9 .8 1.3 1.2 1.3 1.1 1.2 1.3 1.4 

Persons 65 and over .................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.6 .6 .6 .9 1.1 1.3 1.4 1.6 1.8 2.0 

Vehicles ....................................................... 2.1 .8 .9 1.2 1.1 1.5 1.6 1.9 2.3 2.7 

Percent distribution:

Sex of reference person:

Male ............................................................. 46 41 29 32 41 39 45 47 49 50 

Female ......................................................... 54 59 71 68 59 61 55 53 51 50 

Housing tenure:

Homeowner .................................................. 68 31 25 32 31 44 50 62 69 89 

With mortgage ............................................ 59 21 14 17 19 32 39 48 62 83 

Without mortgage ....................................... 9 10 11 15 12 12 12 13 8 6 

Renter .......................................................... 32 69 75 68 69 56 50 38 31 11 

Race of reference person:

Black or African-American ........................... 14 29 28 20 24 19 20 15 13 8 

White, Asian, and all other races ................. 86 71 72 80 76 81 80 85 87 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 15 14 30 28 26 21 18 16 9 

Not Hispanic or Latino .................................. 85 85 86 70 72 74 79 82 84 91 

Education of reference person:

Elementary (1-8) .......................................... 4 10 13 13 10 7 7 4 2 1 

High school (9-12) ........................................ 32 55 57 52 52 50 42 38 34 18 

College ......................................................... 64 35 29 35 38 43 51 58 64 82 

Never attended and other ............................ 2 ( ) 2 ( ) 1 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 91 53 57 72 73 84 90 93 97 98 

Average annual expenditures .......................... $58,447 $26,557 $19,082 $24,496 $24,841 $30,831 $35,356 $41,536 $52,337 $87,296 

Food ............................................................... 7,361 4,189 3,244 4,456 4,129 4,629 5,061 6,142 7,130 10,010

Food at home ............................................... 4,127 2,298 2,170 3,174 3,049 3,084 3,130 3,637 4,051 5,198 

Cereals and bakery products ..................... 551 293 264 387 357 392 389 482 552 712 

Cereals and cereal products .................... 181 113 100 135 137 143 140 158 172 227 

Bakery products ....................................... 370 181 164 252 220 249 249 323 379 485 

Meats, poultry, fish, and eggs .................... 969 642 596 742 801 805 834 912 931 1,152 

Beef .......................................................... 278 171 184 218 170 224 248 275 266 332 

Pork .......................................................... 186 166 129 160 188 170 176 180 185 201 

Other meats ............................................. 129 64 44 82 97 96 107 125 132 159 

Poultry ...................................................... 182 128 116 152 144 154 164 152 172 220 

Fish and seafood ..................................... 147 485 90 85 166 119 93 139 122 191 

Eggs ......................................................... 47 27 33 45 36 43 46 42 55 48 

Dairy products ............................................ 455 200 202 355 307 317 349 383 478 578 

Fresh milk and cream .............................. 183 98 109 150 133 133 148 159 193 223 

Other dairy products ................................ 272 102 93 205 174 184 201 223 285 355 

Fruits and vegetables ................................. 674 406 308 527 516 509 514 597 618 865 

Fresh fruits ............................................... 223 119 85 175 172 146 164 206 199 295 

Fresh vegetables ..................................... 214 164 92 155 160 181 164 187 192 271 

Processed fruits ....................................... 128 52 59 100 92 97 95 101 122 168 

Processed vegetables .............................. 110 72 72 97 92 84 91 102 105 132 

See footnotes at end of table.
Table 27. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,477 $757 $800 $1,164 $1,068 $1,061 $1,044 $1,263 $1,472 $1,891 

Sugar and other sweets ........................... 148 98 77 97 98 98 105 122 144 196 

Fats and oils ............................................. 99 52 51 81 66 88 80 91 106 116 

Miscellaneous foods ................................ 787 336 337 644 584 566 528 649 789 1,025 

Nonalcoholic beverages ........................... 395 267 328 334 311 296 302 372 397 473 

Food prepared by consumer unit on

out-of-town trips ..................................... 48 45 48 48 49 12 29 29 36 81 

Food away from home ................................. 3,235 1,891 1,074 1,282 1,081 1,546 1,930 2,505 3,079 4,812 

Alcoholic beverages ....................................... 483 4203 87 187 139 239 331 343 467 722 

Housing .......................................................... 20,691 10,639 8,639 9,870 10,260 11,853 13,186 15,173 17,585 30,351 

Shelter .......................................................... 12,599 6,905 5,415 5,998 6,609 7,105 8,115 9,114 10,587 18,485

Owned dwellings ........................................ 9,097 2,800 1,676 2,047 2,032 2,899 3,792 5,107 6,968 15,697 

Mortgage interest and charges ................ 6,075 1,772 4754 1,373 1,337 1,920 2,392 3,365 4,674 10,551 

Property taxes .......................................... 1,943 684 525 489 416 582 833 1,070 1,451 3,360 

Maintenance, repairs, insurance, other

expenses ................................................ 1,079 345 4397 185 279 397 567 672 844 1,785 

Rented dwellings ........................................ 2,894 4,037 3,676 3,941 4,512 4,134 4,162 3,610 3,264 1,629 

Other lodging ............................................. 608 468 463 49 465 72 161 398 354 1,159 

Utilities, fuels, and public services ............... 3,890 2,309 2,392 2,583 2,423 2,929 3,141 3,386 3,869 4,830 

Natural gas ................................................. 547 311 264 363 260 396 423 439 499 728 

Electricity .................................................... 1,449 923 1,050 1,083 1,027 1,171 1,229 1,315 1,422 1,727 

Fuel oil and other fuels ............................... 145 424 47 456 432 71 106 117 135 213 

Telephone services .................................... 1,282 775 825 797 837 985 1,072 1,140 1,326 1,549 

Water and other public services ................. 468 275 245 285 266 306 312 375 487 613 

Household operations .................................. 1,401 325 143 346 288 390 502 719 860 2,573 

Personal services ....................................... 827 4145 414 4158 4113 171 227 367 451 1,605 

Other household expenses ........................ 574 180 129 188 175 219 275 351 409 968 

Housekeeping supplies ................................ 704 321 427 311 301 388 442 493 623 1,051 

Laundry and cleaning supplies .................. 183 86 246 112 111 138 175 188 165 218 

Other household products .......................... 378 199 157 158 141 175 187 219 355 595 

Postage and stationery .............................. 142 436 424 42 49 76 80 87 103 237 

Household furnishings and equipment ......... 2,097 779 262 632 639 1,041 985 1,461 1,647 3,413 

Household textiles ...................................... 154 444 435 53 31 46 57 111 129 260 

Furniture ..................................................... 588 229 81 250 187 151 308 307 421 1,014 

Floor coverings .......................................... 45 412 2 ( ) 427 410 45 18 20 29 83 

Major appliances ........................................ 259 4116 442 53 112 103 111 180 222 415 

Small appliances, miscellaneous

housewares .............................................. 115 428 13 29 55 53 49 112 88 182 

Miscellaneous household equipment ......... 936 351 91 219 244 683 442 731 757 1,459 

Apparel and services ..................................... 2,362 1,971 1,252 889 934 1,323 1,512 1,574 2,044 3,526 

Men and boys .............................................. 578 229 268 202 141 291 357 376 548 880 

Men, 16 and over ....................................... 405 4136 4199 471 64 167 244 257 416 626 

Boys, 2 to 15 .............................................. 173 93 69 131 77 123 113 119 133 254 

Women and girls .......................................... 899 915 404 321 355 524 664 574 763 1,333 

Women, 16 and over .................................. 638 807 229 184 242 408 489 399 568 924 

Girls, 2 to 15 ............................................... 262 108 174 137 113 116 176 176 195 409 

Children under 2 .......................................... 123 455 497 97 477 82 55 72 112 180 

Footwear ...................................................... 401 4649 307 4110 195 273 284 364 343 538 

Other apparel products and services ........... 360 122 177 160 166 153 152 187 278 595 

Transportation ................................................ 10,287 4,752 2,502 4,557 3,978 5,774 6,392 6,795 10,442 14,867 

Vehicle purchases (net outlay) ..................... 4,119 42,278 4635 1,783 891 2,249 2,309 2,023 4,375 6,181 

Cars and trucks, new ................................. 1,977 41,505 3 ( ) 4248 3 ( ) 4580 4625 791 1,864 3,431 

Cars and trucks, used ................................ 2,038 4773 4635 1,520 891 1,651 1,604 1,168 2,443 2,569 

Other vehicles ............................................ 103 3 ( ) 3 ( ) 415 3 ( ) 419 480 463 469 181 

Gasoline and motor oil ................................. 2,751 1,023 1,033 1,423 1,497 1,867 2,012 2,347 2,932 3,562 

See footnotes at end of table.
Table 27. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,867 $1,323 $656 $1,219 $1,352 $1,470 $1,804 $2,110 $2,763 $4,181 

Vehicle finance charges ............................. 387 4149 446 165 99 161 235 298 410 563 

Maintenance and repairs ........................... 776 236 321 280 313 485 545 604 781 1,077 

Vehicle insurance ....................................... 1,096 4445 4197 4643 4784 667 4750 896 1,065 1,516 

Vehicle rental, leases, licenses, and other

charges .................................................... 608 492 92 131 155 158 274 312 508 1,025 

Public transportation .................................... 550 128 178 132 237 188 267 316 372 943 

Healthcare ...................................................... 2,299 867 733 838 940 1,147 1,351 1,941 2,306 3,284 

Health insurance .......................................... 1,241 473 223 427 554 592 793 1,096 1,313 1,727 

Medical services .......................................... 642 215 217 184 198 305 261 509 601 987 

Drugs ........................................................... 324 115 256 195 166 211 244 269 316 427 

Medical supplies .......................................... 92 464 437 432 422 39 53 67 77 143 

Entertainment ................................................. 3,406 1,098 793 1,117 1,038 1,327 1,867 2,319 2,807 5,497 

Fees and admissions ................................... 922 225 135 119 168 156 358 450 604 1,716 

Audio and visual equipment and services .... 1,131 544 396 503 563 641 798 928 1,232 1,506 

Pets, toys, hobbies, and playground

equipment .................................................. 717 167 177 240 214 307 535 461 536 1,163 

Other entertainment supplies, equipment,

and services ............................................... 636 163 484 255 93 223 176 480 435 1,112 

Personal care products and services ............. 675 184 219 261 399 315 413 492 649 995 

Reading .......................................................... 110 46 34 38 36 40 45 71 84 183 

Education ....................................................... 838 507 4169 148 266 285 248 383 612 1,490 

Tobacco products and smoking supplies ....... 366 435 439 425 554 416 422 398 398 291 

Miscellaneous ................................................ 895 736 214 501 439 372 608 637 833 1,298 

Cash contributions ......................................... 1,639 325 371 353 501 609 1,019 1,180 1,329 2,620 

Personal insurance and pensions .................. 7,035 604 385 856 1,227 2,502 2,902 4,089 5,649 12,161 

Life and other personal insurance ................ 325 451 481 464 96 89 109 159 280 564 

Pensions and Social Security ...................... 6,710 553 305 791 1,131 2,413 2,794 3,930 5,369 11,597 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,071 -2,600 8,186 12,791 17,354 25,119 34,819 44,674 59,517 131,228 

Wages and salaries ..................................... 68,673 3,546 2,938 8,306 12,418 20,501 31,258 40,934 55,119 118,722 

Self-employment income ............................. 4,456 4-7,617 4-25 4291 4467 1,268 1,150 1,507 2,293 9,262 

Social Security, private and government

retirement ................................................... 880 4220 1,404 1,007 1,555 1,208 783 653 750 885 

Interest, dividends, rental income, other

property income ......................................... 696 4121 410 440 452 59 104 229 236 1,486 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 210 415 4250 4210 4281 212 224 234 294 164 

Public assistance, supplemental security

income, food stamps .................................. 415 680 2,681 1,669 1,906 1,044 408 176 163 76 

Regular contributions for support ................. 571 4133 4465 913 552 663 675 802 443 523 

Other income ............................................... 170 4302 4464 355 4124 165 216 138 219 111 

Personal taxes ............................................... 2,832 891 -352 -363 -308 -339 311 960 1,564 6,020 

Federal income taxes ................................... 1,995 837 -373 -475 -415 -481 58 521 1,008 4,448 

State and local income taxes ....................... 645 -12 2 32 42 113 187 319 440 1,225 

Other taxes .................................................. 192 466 19 80 64 28 66 120 116 347 

Income after taxes ......................................... 73,239 -3,491 8,539 13,154 17,662 25,459 34,508 43,714 57,953 125,208 

See footnotes at end of table.
Table 27. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $10,818 $8,407 - $1,119 - $6,273 - $5,403 - $2,463 - $2,382 - $4,471 - $3,528 - $22,009 

Net change in total assets ............................ 14,787 19,767 6,428 1,584 1,088 3,742 6,821 12,998 12,410 23,185 

Net change in total liabilities ........................ 25,604 11,360 7,547 7,857 6,491 6,205 9,203 17,469 15,938 45,194 

Other financial information:

Other money receipts ................................... 355 4172 427 471 425 701 64 797 213 376 

Mortgage principal paid on owned property -2,933 -723 -776 -512 -507 -848 -898 -1,608 -2,008 -5,295 

Estimated market value of owned home ...... 193,047 77,182 35,016 40,514 40,211 62,179 78,512 113,850 146,287 332,284 

Estimated monthly rental value of owned

home .......................................................... 989 362 203 269 266 380 482 631 821 1,614 

Gifts of goods and services ............................ 811 166 502 407 197 434 401 585 861 1,179 

Food ............................................................. 62 46 417 434 420 37 31 43 55 97 

Alcoholic beverages ..................................... 13 3 ( ) 2 ( ) 3 ( ) 45 6 45 412 7 22 

Housing ........................................................ 172 73 460 49 448 115 120 112 172 248 

Housekeeping supplies .............................. 22 47 41 410 42 48 16 13 18 37 

Household textiles ...................................... 11 2 ( ) 425 2 ( ) 44 43 2 ( ) 411 418 14 

Appliances and miscellaneous

housewares .............................................. 15 3 ( ) 3 ( ) 2 ( ) 41 49 47 49 17 23 

Major appliances ...................................... 5 3 ( ) 3 ( ) 3 ( ) 40 43 46 41 42 8 

Small appliances and miscellaneous

housewares ............................................ 10 3 ( ) 3 ( ) 2 ( ) 2 ( ) 46 41 48 15 15 

Miscellaneous household equipment ......... 52 41 41 46 425 449 427 426 44 81 

Other housing ............................................ 73 65 432 432 416 46 71 54 75 94 

Apparel and services ................................... 234 477 353 137 54 172 138 224 296 274 

Males, 2 and over ...................................... 53 448 460 426 420 20 42 58 78 57 

Females, 2 and over .................................. 64 41 4120 422 41 35 24 47 83 87 

Children under 2 ........................................ 57 48 451 450 411 59 32 52 56 73 

Other apparel products and services ......... 60 420 4123 438 422 459 439 467 78 58 

Jewelry and watches ................................ 34 44 418 415 412 426 412 441 61 34 

All other apparel products and services ... 25 416 4105 423 410 433 428 426 418 23 

Transportation .............................................. 54 44 419 46 46 12 25 18 38 99 

Health care ................................................... 20 3 ( ) 42 47 41 46 411 412 418 34 

Entertainment ............................................... 95 45 425 483 419 439 427 60 87 156 

Toys, games, arts and crafts, and tricycles 38 43 3 ( ) 457 44 422 48 434 38 57 

Other entertainment ................................... 57 42 425 426 415 16 18 26 49 99 

Personal care products and services ........... 18 3 ( ) 44 46 414 411 44 12 29 23 

Reading ........................................................ 1 41 3 ( ) 3 ( ) 41 2 ( ) 2 ( ) 2 ( ) 41 1 

Education ..................................................... 84 2 ( ) 41 48 415 28 419 54 82 142 

All other gifts ................................................ 59 2 ( ) 422 78 413 9 22 41 76 83 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.