Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2010-2011

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 38,552 1,650 5,089 3,841 7,236 9,653 11,082 6,937 4,145 

Consumer unit characteristics: 

Income before taxes ..................................... $68,789 $35,556 $67,759 $70,478 $80,313 $81,377 $55,137 $62,407 $42,969 

Income after taxes ........................................ 66,368 35,046 65,351 68,494 76,272 78,077 54,099 60,939 42,650 

Age of reference person ................................ 54.1 22.0 29.1 39.8 50.1 59.4 73.3 69.0 80.5 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .2 .2 .3 .1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Persons 65 and older ................................... .5 1 ( ) 1 ( ) 1 ( ) .1 .1 1.7 1.7 1.8 

Earners ........................................................ 1.2 1.5 1.7 1.4 1.5 1.3 .5 .7 .3 

Vehicles ....................................................... 2.1 1.4 1.7 1.8 2.3 2.5 2.1 2.3 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 49 45 52 45 40 50 56 55 58 

Female ......................................................... 51 55 48 55 60 50 44 45 42 

Housing tenure:

Homeowner .................................................. 75 17 44 58 75 88 91 92 90 

With mortgage ............................................ 40 12 39 47 54 49 26 33 14 

Without mortgage ....................................... 34 5 6 11 21 39 66 59 76 

Renter .......................................................... 25 83 56 42 25 12 9 8 10 

Race of reference person:

Black or African-American ........................... 10 14 12 16 13 8 6 7 5 

White, Asian, and all other races ................. 90 86 88 84 87 92 94 93 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 11 13 12 9 5 5 6 4 

Not Hispanic or Latino .................................. 92 89 87 88 91 95 95 94 96 

Education of reference person:

Elementary (1-8) .......................................... 4 2 2 2 2 3 7 5 11 

High school (9-12) ........................................ 33 35 20 32 36 32 39 37 43 

College ......................................................... 63 63 78 66 62 66 53 58 45 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 80 92 89 92 95 94 95 93 

Average annual expenditures .......................... $51,697 $35,191 $51,677 $50,083 $55,318 $57,876 $47,044 $50,812 $40,932 

Food ............................................................... 6,198 3,918 6,306 6,213 6,269 6,602 6,121 6,550 5,479 

Food at home ............................................... 3,587 2,062 2,907 3,331 3,822 3,961 3,792 3,873 3,672 

Cereals and bakery products ..................... 483 266 412 430 493 535 522 522 522 

Cereals and cereal products .................... 153 89 144 149 160 167 153 152 154 

Bakery products ....................................... 330 177 268 281 333 368 369 370 367 

Meats, poultry, fish, and eggs .................... 769 417 575 720 821 860 830 809 861 

Beef .......................................................... 219 110 133 178 241 228 272 222 344 

Pork .......................................................... 152 73 108 148 161 175 162 178 138 

Other meats ............................................. 108 51 91 94 116 127 109 118 95 

Poultry ...................................................... 128 109 120 144 143 134 117 120 112 

Fish and seafood ..................................... 118 44 88 113 113 148 123 120 127 

Eggs ......................................................... 44 30 35 43 46 47 48 50 44 

Dairy products ............................................ 379 227 316 343 396 400 420 442 389 

Fresh milk and cream .............................. 130 85 105 119 136 142 141 144 137 

Other dairy products ................................ 249 142 211 224 260 259 279 298 252 

Fruits and vegetables ................................. 681 361 544 649 719 729 749 760 733 

Fresh fruits ............................................... 235 102 184 217 236 259 266 273 255 

Fresh vegetables ..................................... 222 109 177 208 236 242 241 250 229 

Processed fruits ....................................... 108 75 90 112 115 109 116 111 124 

Processed vegetables .............................. 117 74 93 112 132 119 126 127 125 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,274 $791 $1,060 $1,188 $1,393 $1,437 $1,271 $1,340 $1,168 

Sugar and other sweets ........................... 135 57 89 110 140 161 153 161 141 

Fats and oils ............................................. 105 64 81 97 110 117 115 113 116 

Miscellaneous foods ................................ 637 430 566 607 694 697 628 651 596 

Nonalcoholic beverages ........................... 339 218 288 341 402 379 309 331 277 

Food prepared by consumer unit on

out-of-town trips ..................................... 58 22 36 34 49 83 67 84 39 

Food away from home ................................. 2,610 1,857 3,398 2,882 2,447 2,641 2,329 2,677 1,807 

Alcoholic beverages ....................................... 557 464 735 794 521 499 478 573 338 

Housing .......................................................... 17,002 12,737 17,366 17,817 17,895 18,379 15,427 16,861 13,090

Shelter .......................................................... 9,855 8,374 11,377 11,354 10,753 10,231 7,942 8,921 6,304 

Owned dwellings ........................................ 6,624 1,836 5,437 7,130 7,563 7,827 6,048 6,907 4,611 

Mortgage interest and charges ................ 3,115 1,040 3,618 4,448 4,169 3,509 1,701 2,242 794 

Property taxes .......................................... 2,093 352 1,189 1,585 2,132 2,628 2,452 2,649 2,121 

Maintenance, repairs, insurance, other

expenses ................................................ 1,416 444 629 1,097 1,262 1,690 1,896 2,015 1,696 

Rented dwellings ........................................ 2,299 6,196 5,529 3,821 2,270 1,109 764 728 822 

Other lodging ............................................. 931 342 411 402 921 1,295 1,131 1,286 871 

Utilities, fuels, and public services ............... 3,803 2,383 3,001 3,431 4,034 4,298 3,930 4,085 3,671 

Natural gas ................................................. 433 187 335 391 448 471 487 470 517 

Electricity .................................................... 1,462 897 1,076 1,297 1,510 1,665 1,572 1,662 1,420 

Fuel oil and other fuels ............................... 177 431 58 70 172 228 251 219 306 

Telephone services .................................... 1,213 1,036 1,184 1,224 1,407 1,319 1,030 1,136 853 

Water and other public services ................. 517 232 347 449 498 616 589 597 576 

Household operations .................................. 939 631 852 817 876 974 1,080 1,044 1,145 

Personal services ....................................... 121 196 276 155 88 35 125 451 4250 

Other household expenses ........................ 818 435 576 661 789 939 955 993 896 

Housekeeping supplies ................................ 694 295 462 516 625 873 824 894 725 

Laundry and cleaning supplies .................. 150 85 115 125 158 166 169 172 164 

Other household products .......................... 384 161 246 251 336 497 464 502 410 

Postage and stationery .............................. 160 49 101 140 130 209 191 220 151 

Household furnishings and equipment ......... 1,710 1,055 1,674 1,700 1,606 2,003 1,650 1,917 1,245 

Household textiles ...................................... 118 73 121 78 93 145 128 165 72 

Furniture ..................................................... 384 379 473 445 310 455 311 352 243 

Floor coverings .......................................... 32 7 15 57 28 48 25 26 22 

Major appliances ........................................ 237 135 152 184 233 292 263 246 293 

Small appliances, miscellaneous

housewares .............................................. 121 78 100 123 92 150 131 170 74 

Miscellaneous household equipment ......... 818 383 814 812 851 913 792 958 541 

Apparel and services ..................................... 1,670 1,439 2,395 1,736 1,598 1,729 1,320 1,458 1,112 

Men and boys .............................................. 357 284 498 347 351 379 287 334 217 

Men, 16 and over ....................................... 329 266 466 300 322 349 269 308 211 

Boys, 2 to 15 .............................................. 28 19 32 47 29 30 19 26 6 

Women and girls .......................................... 668 504 803 674 673 728 570 609 512 

Women, 16 and over .................................. 620 489 773 579 619 678 529 554 493 

Girls, 2 to 15 ............................................... 48 15 30 95 54 50 40 55 19 

Children under 2 .......................................... 40 59 46 48 47 41 27 31 20 

Footwear ...................................................... 287 337 329 335 318 299 212 228 189 

Other apparel products and services ........... 317 254 719 331 209 282 226 256 175 

Transportation ................................................ 8,538 6,677 9,506 8,306 9,171 9,574 7,159 7,648 6,329 

Vehicle purchases (net outlay) ..................... 2,802 2,924 3,651 2,760 2,892 3,157 2,040 1,966 2,165 

Cars and trucks, new ................................. 1,490 4986 1,807 1,236 1,487 1,879 1,172 1,097 1,298 

Cars and trucks, used ................................ 1,248 1,733 1,794 1,344 1,384 1,175 866 866 867 

Other vehicles ............................................ 64 4205 450 4179 421 104 42 43 3 ( )

Gasoline and motor oil ................................. 2,448 1,955 2,486 2,409 2,786 2,739 2,044 2,367 1,505 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $2,686 $1,445 $2,615 $2,563 $2,929 $3,020 $2,523 $2,658 $2,285 

Vehicle finance charges ............................. 247 196 323 235 312 294 141 185 68 

Maintenance and repairs ........................... 869 583 817 782 883 1,031 817 896 683 

Vehicle insurance ....................................... 1,079 4376 886 1,077 1,232 1,139 1,145 1,104 1,203 

Vehicle rental, leases, licenses, and other

charges .................................................... 491 289 588 469 501 555 420 473 331 

Public and other transportation .................... 601 354 754 573 564 658 552 658 374 

Health care ..................................................... 4,152 1,213 2,020 2,244 3,343 4,766 6,230 6,161 6,351 

Health insurance .......................................... 2,436 633 1,144 1,234 1,731 2,562 4,063 3,940 4,269 

Medical services .......................................... 894 435 548 553 833 1,230 987 1,012 945 

Drugs ........................................................... 666 103 247 362 626 793 967 1,000 916 

Medical supplies .......................................... 156 42 81 95 153 180 212 208 221 

Entertainment ................................................. 2,825 1,748 2,827 2,602 3,165 3,229 2,488 2,891 1,849 

Fees and admissions ................................... 592 336 620 584 541 663 594 703 417 

Audio and visual equipment and services .... 1,041 721 1,105 999 1,047 1,193 932 985 843 

Pets, toys, hobbies, and playground

equipment .................................................. 717 439 702 727 874 803 588 708 409 

Other entertainment supplies, equipment,

and services ............................................... 475 252 399 292 703 571 374 495 180 

Personal care products and services ............. 655 454 601 620 621 733 678 717 615 

Reading .......................................................... 138 58 90 92 108 160 187 192 178 

Education ....................................................... 787 2,320 1,209 414 1,398 713 159 197 96 

Tobacco products and smoking supplies ....... 360 344 347 437 508 392 219 269 135 

Miscellaneous ................................................ 876 412 652 741 1,072 1,001 859 830 888 

Cash contributions ......................................... 2,135 581 1,214 1,538 1,793 2,377 3,009 2,930 3,140 

Personal insurance and pensions .................. 5,805 2,827 6,408 6,531 7,858 7,723 2,710 3,535 1,329 

Life and other personal insurance ................ 373 35 123 207 398 568 410 475 300 

Pensions and Social Security ...................... 5,432 2,791 6,285 6,323 7,459 7,155 2,300 3,060 1,029 

Sources of income and personal taxes: 

Money income before taxes ........................... 68,789 35,556 67,759 70,478 80,313 81,377 55,137 62,407 42,969 

Wages and salaries ..................................... 49,779 32,536 64,204 63,427 70,054 61,961 17,143 23,338 6,773 

Self-employment income ............................. 3,354 428 1,647 3,516 4,045 5,035 2,602 3,305 1,425 

Social Security, private and government

retirement ................................................... 12,421 4226 228 1,515 2,819 11,045 31,085 31,804 29,881 

Interest, dividends, rental income, other

property income ......................................... 1,907 124 204 275 1,453 2,049 3,694 3,371 4,235 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 576 356 669 584 899 686 258 314 164 

Public assistance, supplemental security

income, food stamps .................................. 359 641 274 535 491 373 198 122 325 

Regular contributions for support ................. 255 939 261 473 360 133 113 114 4111 

Other income ............................................... 137 307 272 153 191 96 44 37 454 

Personal taxes (missing values not imputed) 2,421 510 2,408 1,984 4,041 3,300 1,038 1,469 318 

Federal income taxes ................................... 1,718 265 1,688 1,349 2,987 2,339 707 1,053 126 

State and local income taxes ....................... 525 244 640 558 896 711 100 150 15 

Other taxes .................................................. 177 1 81 77 158 250 232 265 177 

Income after taxes ......................................... 66,368 35,046 65,351 68,494 76,272 78,077 54,099 60,939 42,650 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Addenda:

Net change in total assets and liabilities ........ $910 $2,933 - $4,744 - $2,211 - $8,356 - $3,640 $14,301 $21,628 $2,039 

Net change in total assets ............................ 8,937 4,673 12,595 10,047 1,448 4,442 16,311 24,128 3,227 

Net change in total liabilities ........................ 8,026 1,739 17,339 12,258 9,804 8,082 2,010 2,501 1,188 

Other financial information:

Other money receipts ................................... 652 113 378 348 669 1,062 597 650 507 

Mortgage principal paid on owned property -2,145 -295 -1,203 -2,259 -2,948 -2,893 -1,639 -2,130 -818 

Estimated market value of owned home ...... 183,128 27,962 92,611 123,591 182,205 228,517 229,505 240,658 210,836 

Estimated monthly rental value of owned

home .......................................................... 986 194 578 768 990 1,209 1,169 1,216 1,091 

Gifts of goods and services ............................ 1,330 633 630 733 1,860 1,883 1,136 1,332 831 

Food ............................................................. 117 21 38 66 210 191 63 81 35 

Alcoholic beverages ..................................... 20 417 19 18 15 16 30 43 12 

Housing ........................................................ 249 103 140 158 250 359 257 328 148 

Housekeeping supplies .............................. 29 414 13 25 25 37 37 46 23 

Household textiles ...................................... 13 41 49 45 9 18 18 24 8 

Appliances and miscellaneous

housewares .............................................. 28 47 12 418 18 45 35 50 411 

Major appliances ...................................... 8 3 ( ) 44 43 6 16 8 12 42 

Small appliances and miscellaneous

housewares ............................................ 20 47 8 415 12 29 27 38 410 

Miscellaneous household equipment ......... 66 31 27 39 46 97 85 106 53 

Other housing ............................................ 113 50 78 71 152 163 83 101 52 

Apparel and services ................................... 244 194 187 199 242 301 246 255 231 

Males, 2 and over ...................................... 64 86 59 65 50 71 63 78 40 

Females, 2 and over .................................. 95 46 43 68 85 130 113 114 112 

Children under 2 ........................................ 35 19 31 39 46 41 26 31 19 

Other apparel products and services ......... 50 442 53 27 61 59 43 32 59 

Jewelry and watches ................................ 18 411 22 47 19 25 15 13 20 

All other apparel products and services ... 32 431 431 420 42 34 28 19 440 

Transportation .............................................. 131 11 83 58 187 136 156 126 207 

Health care ................................................... 21 41 46 423 42 36 2 411 4-13 

Entertainment ............................................... 131 496 82 83 115 221 107 130 70 

Toys, games, arts and crafts, and tricycles 36 416 419 428 23 67 32 43 416 

Other entertainment ................................... 95 79 63 56 92 154 75 87 55 

Personal care products and services ........... 23 480 13 7 17 28 25 36 10 

Reading ........................................................ 2 41 41 41 2 2 2 2 2 

Education ..................................................... 260 4101 27 60 675 395 69 86 43 

All other gifts ................................................ 131 9 35 60 105 198 179 234 87 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012