Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016

Item

Total

65 and

over

Northeast Midwest South West

Number of consumer units (in thousands) ....... 30,588 6,112 6,444 12,058 5,974

Consumer unit characteristics:

Income before taxes ....................................... $47,345 $53,022 $44,180 $42,707 $54,313

Income after taxes .......................................... 43,498 48,069 41,126 39,555 49,337

Age of reference person ................................. 74.3 74.4 74.8 74.1 73.9

Average number in consumer unit:

People .......................................................... 1.7 1.7 1.6 1.7 1.8

Children under 18 ......................................... .1 .1 1 ( ) .1 .1

Adults 65 and older ...................................... 1.4 1.4 1.4 1.4 1.4

Earners ......................................................... .5 .5 .5 .5 .5

Vehicles ........................................................ 1.7 1.5 1.8 1.7 1.8

Percent distribution:

Reference person:

Men .............................................................. 45 48 43 45 46

Women ......................................................... 55 52 57 55 54

Housing tenure:

Homeowner .................................................. 78 74 77 82 76

With mortgage ............................................ 22 19 20 21 29

Without mortgage ....................................... 56 55 57 61 47

Renter ........................................................... 22 26 23 18 24

Race of reference person:

Black or African-American ............................ 10 9 8 14 3

White, Asian, and all other races .................. 90 91 92 86 97

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 6 5 2 6 10

Not Hispanic or Latino .................................. 94 95 98 94 90

Education of reference person:

Elementary (1-8) ........................................... 5 5 3 6 3

High school (9-12) ........................................ 39 42 45 40 27

College ......................................................... 56 52 51 53 69

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 1

At least one vehicle owned or leased ............. 84 78 88 85 86

Average annual expenditures ........................... $45,221 $46,839 $42,560 $42,694 $51,249

Food ............................................................... 5,658 5,471 5,257 5,566 6,354

Food at home ............................................... 3,486 3,449 3,368 3,403 3,762

Cereals and bakery products ..................... 472 504 455 458 484

Cereals and cereal products .................... 137 144 130 123 160

Bakery products ....................................... 335 360 325 334 324

Meats, poultry, fish, and eggs .................... 746 751 697 746 787

Beef .......................................................... 210 180 227 218 207

Pork .......................................................... 150 145 142 164 140

Other meats .............................................. 97 126 96 87 89

Poultry ...................................................... 121 131 105 125 123

Fish and seafood ...................................... 116 122 86 97 168

Eggs ......................................................... 52 48 41 55 60

Dairy products ............................................ 359 378 350 332 396

Fresh milk and cream ............................... 116 111 111 115 126

Other dairy products ................................. 243 267 239 217 270

Fruits and vegetables ................................. 691 701 656 662 761

Fresh fruits ............................................... 259 249 253 246 292

Fresh vegetables ...................................... 221 240 200 200 257

Processed fruits ........................................ 97 106 87 94 104

Processed vegetables .............................. 114 105 116 122 108

Other food at home .................................... 1,218 1,115 1,209 1,206 1,334

Sugar and other sweets ........................... 142 126 174 139 133

Fats and oils ............................................. 101 97 97 102 108

Miscellaneous foods ................................. 586 518 582 564 685

Nonalcoholic beverages ........................... 339 325 314 357 346

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Food prepared by consumer unit on

out-of-town trips ...................................... 49 50 42 45 63

Food away from home .................................. 2,171 2,022 1,889 2,162 2,592

Alcoholic beverages ....................................... 367 387 273 310 530

Housing .......................................................... 15,711 18,304 14,222 14,183 17,721

Shelter .......................................................... 8,697 11,243 7,717 7,157 10,258

Owned dwellings ........................................ 5,437 7,226 4,611 4,602 6,186

Mortgage interest and charges ................. 1,342 1,240 1,004 1,212 2,071

Property taxes .......................................... 2,140 3,892 1,950 1,437 1,971

Maintenance, repairs, insurance, other

expenses ................................................ 1,956 2,093 1,658 1,952 2,143

Rented dwellings ........................................ 2,404 2,886 2,437 1,764 3,171

Other lodging .............................................. 855 1,132 669 792 902

Utilities, fuels, and public services ................ 3,586 3,884 3,378 3,595 3,485

Natural gas ................................................. 391 594 542 241 323

Electricity .................................................... 1,399 1,293 1,222 1,661 1,167

Fuel oil and other fuels ............................... 150 379 122 82 85

Telephone services .................................... 1,097 1,170 1,001 1,083 1,153

Residential phone service, VOIP, and

phone cards ............................................ 483 596 461 467 424

Cellular phone service .............................. 614 573 541 617 729

Water and other public services ................. 549 447 491 529 757

Household operations .................................. 1,202 1,287 917 1,196 1,436

Personal services ....................................... 201 310 112 204 178

Other household expenses ........................ 1,001 976 805 992 1,258

Housekeeping supplies ................................ 709 647 748 745 667

Laundry and cleaning supplies ................... 147 128 147 160 140

Other household products .......................... 397 350 449 418 354

Postage and stationery ............................... 166 168 152 168 173

Household furnishings and equipment ......... 1,518 1,244 1,462 1,490 1,875

Household textiles ...................................... 90 76 106 84 102

Furniture ..................................................... 334 278 272 341 441

Floor coverings ........................................... 19 23 25 13 20

Major appliances ........................................ 256 237 302 246 249

Small appliances, miscellaneous

housewares .............................................. 100 98 88 90 130

Miscellaneous household equipment ......... 718 531 669 716 933

Apparel and services ...................................... 1,065 1,092 916 1,025 1,248

Men and boys ............................................... 205 196 181 199 248

Men, 16 and over ....................................... 181 170 165 176 217

Boys, 2 to 15 .............................................. 24 26 16 23 31

Women and girls .......................................... 469 474 387 457 557

Women, 16 and over .................................. 441 450 361 424 534

Girls, 2 to 15 ............................................... 28 24 26 33 23

Children under 2 ........................................... 20 212 228 224 214

Footwear ...................................................... 199 200 166 192 242

Other apparel products and services ........... 171 210 154 153 188

Transportation ................................................ 6,830 6,165 6,514 6,988 7,503

Vehicle purchases (net outlay) ..................... 2,596 1,984 2,408 3,009 2,590

Cars and trucks, new .................................. 1,578 755 1,398 1,898 1,970

Cars and trucks, used ................................ 993 1,198 998 1,077 604

Other vehicles ............................................ 25 231 211 234 215

Gasoline and motor oil ................................. 1,353 1,222 1,264 1,397 1,493

Other vehicle expenses ................................ 2,352 2,385 2,433 2,183 2,550

Vehicle finance charges ............................. 108 71 91 135 110

Maintenance and repairs ............................ 716 695 654 692 853

Vehicle insurance ....................................... 1,051 915 1,096 1,051 1,124

Vehicle rental, leases, licenses, and other

charges ..................................................... 476 704 592 305 463

Public and other transportation .................... 530 574 410 399 870

Healthcare ...................................................... 5,877 5,800 6,224 5,601 6,138

Health insurance .......................................... 4,029 4,010 4,218 3,866 4,172

Medical services ........................................... 940 953 1,072 815 1,033

Drugs ............................................................ 694 650 746 702 665

Medical supplies ........................................... 215 187 188 217 269

Entertainment ................................................. 2,414 2,246 2,045 2,514 2,746

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Fees and admissions ................................... 491 519 331 475 661

Audio and visual equipment and services .... 1,015 1,026 989 1,015 1,029

Pets, toys, hobbies, and playground

equipment ................................................... 577 572 434 596 690

Pets ............................................................ 485 473 345 503 602

Toys, hobbies, and playground equipment 92 98 88 92 88

Other entertainment supplies, equipment,

and services ............................................... 331 129 292 428 365

Personal care products and services ............. 604 557 560 608 686

Reading .......................................................... 174 164 167 133 259

Education ....................................................... 308 297 243 217 571

Tobacco products and smoking supplies ....... 204 203 208 223 161

Miscellaneous ................................................. 863 897 1,000 714 980

Cash contributions .......................................... 2,360 2,255 2,806 2,140 2,429

Personal insurance and pensions .................. 2,788 3,001 2,126 2,472 3,921

Life and other personal insurance ................ 337 372 298 363 292

Pensions and Social Security ....................... 2,451 2,629 1,828 2,109 3,629

Sources of income and personal taxes:

Money income before taxes ........................... $47,345 $53,022 $44,180 $42,707 $54,313

Wages and salaries ...................................... 16,424 20,278 14,226 14,365 19,011

Self-employment income .............................. 2,674 3,050 1,829 2,755 3,039

Social Security, private and government

retirement ................................................... 23,951 25,472 24,282 22,212 25,547

Interest, dividends, rental income, other

property income .......................................... 3,413 3,220 3,155 2,605 5,522

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 310 433 239 256 367

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 399 410 297 371 556

Other income ................................................ 173 157 153 144 271

Personal taxes (contains some imputed

values) .......................................................... 3,848 4,953 3,054 3,152 4,977

Federal income taxes ................................... 3,108 3,828 2,604 2,655 3,831

State and local income taxes ....................... 686 1,063 407 449 1,081

Other taxes ................................................... 53 62 43 48 265

Income after taxes .......................................... 43,498 48,069 41,126 39,555 49,337

Addenda:

Net change in total assets and liabilities ........ $7,479 $2,420 $8,929 $6,979 $12,100

Net change in total assets ............................ 9,753 4,987 10,735 8,328 16,444

Net change in total liabilities ......................... 2,273 2,566 1,807 1,348 4,344

Other financial information:

Other money receipts ................................... 711 437 468 721 1,237

Mortgage principal paid on owned property -1,431 -1,328 -986 -1,258 -2,366

Estimated market value of owned home ...... 202,758 248,080 131,228 160,482 318,881

Estimated monthly rental value of owned

home .......................................................... 1,122 1,276 868 1,018 1,447

Gifts of goods and services, total ................... 1,002 790 926 975 1,337

Food ............................................................. 68 41 69 61 101

Alcoholic beverages ..................................... 11 9 6 3 33

Housing ........................................................ 245 218 216 273 250

Housekeeping supplies .............................. 35 43 33 29 37

Household textiles ...................................... 9 215 23

27213

Appliances and miscellaneous

housewares .............................................. 20 210 23 18 29

Major appliances ...................................... 10 24 14 10 13

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Small appliances and miscellaneous

housewares ............................................ 9 26 9 28 15

Miscellaneous household equipment ......... 44 38 31 62 32

Other housing ............................................. 138 111 126 157 139

Apparel and services .................................... 166 168 136 162 199

Males, 2 and over ....................................... 43 51 24 41 57

Females, 2 and over ................................... 64 66 53 69 65

Children under 2 ......................................... 16 210 26 14 14

Other apparel products and services ......... 42 40 33 38 63

Jewelry and watches ................................ 20 28 22 10 230

All other apparel products and services ... 23 213 211 28 33

Transportation .............................................. 103 72 82 130 101

Healthcare .................................................... 60 218 282 72 57

Entertainment ............................................... 84 90 61 72 125

Toys, games, arts and crafts, and tricycles 34 248 215 37 36

Other entertainment ................................... 50 42 46 35 89

Personal care products and services ........... 13 12 22 9 14

Reading ........................................................ 7 5 12 6 6

Education ..................................................... 149 107 139 87 328

All other gifts ................................................. 96 52 101 100 125

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017