Table 3870. Consumer units with reference person age 75 and over by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Surveys, 2020-2021

Item 

Total 

75 and 

over 

Northeast Midwest South West 

Number of consumer units (in thousands)1................................................... 14,643 2,825 3,146 5,461 3,212 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $42,509 $43,389 $40,614 $39,253 $49,128 

 Income after taxes ...................................................................................... 42,127 43,025 40,532 39,047 48,137 

 Age of reference person ............................................................................. 81.4 81.2 81.8 81.2 81.4 

 Average number in consumer unit: 

 People ..................................................................................................... 1.6 1.5 1.5 1.6 1.7 

 Children under 18 .................................................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) .1 

 Adults 65 and older ................................................................................. 1.4 1.3 1.3 1.4 1.4 

 Earners .................................................................................................... .3 .2 .3 .2 .4 

 Vehicles ................................................................................................... 1.4 1.2 1.5 1.4 1.5 

Percent distribution: 

 Reference person: 

 Men.......................................................................................................... 43 41 39 45 45 

 Women .................................................................................................... 57 59 61 55 55 

 Housing tenure: 

 Homeowner ............................................................................................. 78 70 76 84 77 

 With mortgage ...................................................................................... 17 12 16 16 21 

 Without mortgage ................................................................................. 61 58 59 68 55 

 Renter ...................................................................................................... 22 30 24 16 23 

 Race of reference person: 

 Black or African-American ....................................................................... 9 10 8 13 3 

 White, Asian, and all other races, not including Black or 

 African-American .................................................................................. 91 90 92 87 97 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 5 5 2 6 6 

 Not Hispanic or Latino ............................................................................. 95 95 98 94 94 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 4 4 4 4 3 

 High school (9-12) ................................................................................... 38 46 42 39 26 

 College .................................................................................................... 57 49 54 56 70 

 Never attended and other ....................................................................... 1 1 ( 2 ) ( 2 ) 1 

 At least one vehicle owned or leased ......................................................... 84 76 86 85 85 

Average annual expenditures ........................................................................ $43,316 $43,867 $43,452 $40,469 $47,504 

 Food ............................................................................................................ 5,252 4,927 4,980 5,346 5,641 

 Food at home .......................................................................................... 3,878 3,745 3,441 4,049 4,152 

 Cereals and bakery products ............................................................... 538 564 483 561 536 

 Cereals and cereal products ............................................................. 152 131 140 164 161 

 Bakery products ................................................................................ 386 433 343 396 375 

 Meats, poultry, fish, and eggs .............................................................. 801 781 658 885 817 

 Beef ................................................................................................... 214 209 168 242 219 

 Pork ................................................................................................... 178 113 167 221 163 

 Other meats ...................................................................................... 112 138 87 106 126 

 Poultry ............................................................................................... 116 114 107 131 100 

 Fish and seafood .............................................................................. 130 162 87 130 151 

 Eggs .................................................................................................. 51 45 42 54 59 

 Dairy products ...................................................................................... 390 405 350 388 426 

 Fresh milk and cream ....................................................................... 117 136 102 112 127 

 Other dairy products ......................................................................... 274 268 248 277 300 

 Fruits and vegetables ........................................................................... 813 778 732 806 943 

 Fresh fruits ........................................................................................ 286 275 262 253 382 

 Fresh vegetables .............................................................................. 252 257 232 236 302 

 Processed fruits ................................................................................ 118 110 108 126 120 

 Processed vegetables ...................................................................... 156 136 130 190 139 

 Other food at home .............................................................................. 1,336 1,217 1,218 1,409 1,430 

 Sugar and other sweets .................................................................... 149 117 148 151 171 

 Fats and oils ...................................................................................... 110 108 91 123 107 

 Miscellaneous foods ......................................................................... 718 634 627 766 801 

See footnotes at end of table. 
Table 3870. Consumer units with reference person age 75 and over by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

75 and 

over 

Northeast Midwest South West 

 Nonalcoholic beverages ................................................................... 335 322 329 352 323 

 Food prepared by consumer unit on out of town trips ...................... 25 36 22 18 29 

 Food away from home............................................................................. 1,374 1,182 1,539 1,297 1,489 

 Alcoholic beverages ................................................................................... 265 212 253 290 272 

 Housing ....................................................................................................... 16,527 18,524 16,134 13,984 19,464 

 Shelter ..................................................................................................... 9,521 11,710 9,537 7,190 11,542 

 Owned dwellings .................................................................................. 5,665 6,678 5,231 5,092 6,173 

 Mortgage interest and charges ......................................................... 825 556 715 732 1,327 

 Property taxes ................................................................................... 2,320 3,449 2,145 1,794 2,390 

 Maintenance, repairs, insurance, and other expenses .................... 2,520 2,673 2,371 2,565 2,456 

 Rented dwellings .................................................................................. 3,328 4,167 3,769 1,765 4,817 

 Other lodging ........................................................................................ 528 866 537 334 551 

 Utilities, fuels, and public services .......................................................... 3,540 3,644 3,265 3,577 3,656 

 Natural gas ........................................................................................... 446 618 589 301 401 

 Electricity .............................................................................................. 1,341 1,179 1,135 1,582 1,277 

 Fuel oil and other fuels ......................................................................... 154 425 113 87 68 

 Telephone services .............................................................................. 950 946 878 981 972 

 Residential phone service, VOIP, and phone cards ......................... 360 428 354 357 309 

 Cellular phone service ...................................................................... 591 518 524 624 662 

 Water and other public services .......................................................... 649 477 550 626 939 

 Household operations ............................................................................. 1,357 1,380 1,285 1,239 1,611 

 Personal services ................................................................................. 160 3156 3332 383 3128 

 Other household expenses .................................................................. 1,197 1,225 954 1,156 1,483 

 Housekeeping supplies ........................................................................... 730 520 790 654 979 

 Laundry and cleaning supplies ............................................................ 143 116 187 121 160 

 Other household products .................................................................... 454 279 462 416 661 

 Postage and stationery ........................................................................ 132 125 142 116 157 

 Household furnishings and equipment .................................................... 1,379 1,270 1,257 1,324 1,677 

 Household textiles ................................................................................ 76 48 125 63 69 

 Furniture ............................................................................................... 311 357 220 299 381 

 Floor coverings ..................................................................................... 32 324 42 31 30 

 Major appliances .................................................................................. 316 310 294 301 368 

 Small appliances and miscellaneous housewares .............................. 86 82 77 77 114 

 Miscellaneous household equipment ................................................... 558 449 500 552 714 

 Apparel and services .................................................................................. 673 648 709 617 753 

 Men and boys .......................................................................................... 109 86 176 80 108 

 Men, 16 and over ................................................................................. 99 376 176 72 85 

 Boys, 2 to 15 ........................................................................................ 

310 310 ( 2

 ) 39 323 

 Women and girls ..................................................................................... 314 383 272 318 294 

 Women, 16 and over ............................................................................ 303 379 256 314 273 

 Girls, 2 to 15 ......................................................................................... 

310 34 316 34 321 

 Children under 2 ...................................................................................... 

312 32 316 319 35 

 Footwear .................................................................................................. 111 382 125 98 142 

 Other apparel products and services ...................................................... 127 96 119 101 204 

 Transportation ............................................................................................ 4,794 4,128 5,073 4,790 5,120 

 Vehicle purchases (net outlay) ................................................................ 1,613 31,027 1,842 1,726 1,710 

 Cars and trucks, new ........................................................................... 787 3721 3687 3870 3802 

 Cars and trucks, used .......................................................................... 824 3307 1,155 852 908 

 Other vehicles ...................................................................................... 

31 ( 4

 ) ( 4 ) 33 ( 4 ) 

 Gasoline, other fuels, and motor oil ........................................................ 862 678 887 897 941 

 Other vehicle expenses ........................................................................... 2,181 2,254 2,193 2,080 2,285 

 Vehicle finance charges ....................................................................... 71 52 83 76 67 

 Maintenance and repairs ..................................................................... 564 523 547 503 729 

 Vehicle rental, leases, licenses, and other charges ............................ 546 754 622 444 461 

 Vehicle insurance ................................................................................. 1,000 926 941 1,056 1,028 

 Public and other transportation ............................................................... 137 168 151 87 184 

 Healthcare .................................................................................................. 6,874 6,835 7,134 6,631 7,062 

 Health insurance ..................................................................................... 4,900 4,802 4,957 4,878 4,968 

 Medical services ...................................................................................... 1,014 1,192 1,225 791 1,032 

 Drugs ....................................................................................................... 714 607 654 763 781 

 Medical supplies ...................................................................................... 245 234 298 199 281 

 Entertainment ............................................................................................. 1,887 1,655 1,668 2,057 1,993 

 Fees and admissions .............................................................................. 300 285 190 318 390 

 Audio and visual equipment and services............................................... 955 965 940 948 966 

 Pets, toys, hobbies, and playground equipment ..................................... 476 322 344 576 558 

See footnotes at end of table. 
Table 3870. Consumer units with reference person age 75 and over by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

75 and 

over 

Northeast Midwest South West 

 Pets ...................................................................................................... 389 303 281 479 411 

 Toys, hobbies, and playground equipment .......................................... 86 319 363 97 147 

 Other entertainment supplies, equipment, and services ........................ 156 83 195 215 79 

 Personal care products and services ......................................................... 534 486 533 509 613 

 Reading ...................................................................................................... 168 215 172 117 214 

 Education .................................................................................................... 412 3759 218 355 395 

 Tobacco products and smoking supplies ................................................... 122 115 118 133 116 

 Miscellaneous ............................................................................................. 792 958 741 669 914 

 Cash contributions ...................................................................................... 3,681 3,074 4,492 3,714 3,363 

 Personal insurance and pensions .............................................................. 1,336 1,329 1,228 1,257 1,582 

 Life and other personal insurance ........................................................... 389 449 365 409 327 

 Pensions and Social Security.................................................................. 947 880 862 849 1,256 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $42,509 $43,389 $40,614 $39,253 $49,128 

 Wages and salaries ................................................................................. 7,683 7,014 6,061 6,911 11,173 

 Self-employment income ......................................................................... 1,390 1,495 1,558 971 1,848 

 Social Security, private and government retirement ............................... 28,911 29,944 28,195 27,741 30,692 

 Interest, dividends, rental income, and other property income ............... 3,307 3,769 3,661 2,253 4,346 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 254 405 210 209 241 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 719 335 589 976 745 

 Other income ........................................................................................... 245 3427 3339 3192 84 

 Personal taxes (contains some imputed values) ....................................... 382 364 82 206 992 

 Federal income taxes .............................................................................. 1,740 1,681 1,672 1,547 2,184 

 Stimulus payment (new UCC Q20202)# ................................................. -1,746 -1,734 -1,775 -1,708 -1,795 

 State and local income taxes .................................................................. 350 363 120 327 601 

 Other taxes .............................................................................................. 40 354 366 40 31 

 Income after taxes ...................................................................................... 42,127 43,025 40,532 39,047 48,137 

Addenda: 

 Net change in total assets and liabilities .................................................... $10,241 $18,390 $1,625 $8,083 $15,185 

 Net change in total assets ....................................................................... 11,937 20,636 2,699 9,639 17,244 

 Net change in total liabilities .................................................................... 1,696 2,246 1,074 1,556 2,059 

 Other financial information: 

 Other money receipts .............................................................................. 436 3514 3518 3297 524 

 Mortgage principal paid on owned property ............................................ -1,054 -766 -910 -981 -1,572 

 Estimated market value of owned home ................................................. 263,007 242,256 165,283 217,926 453,629 

 Estimated monthly rental value of owned home ..................................... 1,338 1,286 1,033 1,319 1,715 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

4

 No data reported. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022