Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 23,204 775 1,767 3,287 2,951 4,467 2,749 1,796 2,311 3,101 

Consumer unit characteristics: 

Income before taxes ..................................... $39,153 $2,080 $8,333 $12,705 $17,411 $24,672 $34,895 $44,798 $58,693 $121,513 

Income after taxes ........................................ 37,976 2,053 8,260 12,567 17,287 24,354 34,118 43,946 57,453 115,580

Age of reference person ................................ 75.2 75.8 77.2 77.9 77.0 75.4 74.4 73.9 73.4 71.4 

Average number in consumer unit:

Persons ........................................................ 1.7 1.4 1.2 1.2 1.4 1.7 1.9 2.0 2.1 2.3 

Children under 18 ........................................ .1 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 .1 .1 .1 .1 

Persons 65 and over .................................... 1.4 1.2 1.1 1.1 1.2 1.4 1.5 1.5 1.6 1.5 

Earners ........................................................ .5 .1 .1 .1 .1 .3 .5 .6 .8 1.3 

Vehicles ....................................................... 1.6 .9 .6 .9 1.1 1.5 1.7 2.1 2.1 2.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 42 34 26 27 31 42 44 54 56 64 

Female ......................................................... 58 66 74 73 69 58 56 46 44 36 

Housing tenure:

Homeowner .................................................. 80 65 53 64 74 83 88 91 91 95 

With mortgage ............................................ 21 21 8 9 12 16 23 25 30 42 

Without mortgage ....................................... 59 43 45 55 62 66 65 66 60 53 

Renter .......................................................... 20 35 47 36 26 17 12 9 9 5 

Race of reference person:

Black or African-American ........................... 9 19 17 10 8 8 8 7 5 5 

White, Asian, and all other races ................. 91 81 83 90 92 92 92 93 95 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 9 15 6 5 5 4 5 6 3 

Not Hispanic or Latino .................................. 94 91 85 94 95 95 96 95 94 97 

Education of reference person:

Elementary (1-8) .......................................... 11 23 28 16 13 11 8 5 6 2 

High school (9-12) ........................................ 45 45 49 54 53 50 47 45 38 25 

College ......................................................... 43 30 20 29 34 38 45 50 56 73 

Never attended and other ............................ 1 2 4 1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 83 60 50 67 78 89 94 94 96 97 

Average annual expenditures .......................... $35,994 $19,289 $14,164 $18,690 $23,336 $29,323 $34,931 $41,824 $48,717 $79,782 

Food ............................................................... 4,417 3,029 2,073 2,564 3,053 3,727 4,436 4,942 5,921 8,584 

Food at home ............................................... 2,783 2,029 1,592 1,849 2,115 2,496 2,933 3,037 3,447 4,724 

Cereals and bakery products ..................... 388 237 228 253 303 367 418 432 481 616 

Cereals and cereal products .................... 109 64 68 76 88 111 110 125 136 157 

Bakery products ....................................... 279 173 160 176 215 256 308 306 345 459 

Meats, poultry, fish, and eggs .................... 623 523 356 456 481 550 594 655 784 1,069 

Beef .......................................................... 175 134 92 146 111 152 164 180 206 331 

Pork .......................................................... 131 94 75 86 96 121 127 150 178 214 

Other meats ............................................. 82 91 52 52 66 74 69 82 119 134 

Poultry ...................................................... 98 91 58 82 80 90 96 91 118 157 

Fish and seafood ..................................... 102 81 55 59 102 80 99 116 123 186 

Eggs ......................................................... 35 31 24 30 26 33 39 37 40 47 

Dairy products ............................................ 313 211 185 207 235 285 353 350 376 508 

Fresh milk and cream .............................. 120 102 86 90 90 118 131 132 138 167 

Other dairy products ................................ 193 109 99 118 146 167 222 218 238 341 

Fruits and vegetables ................................. 532 407 327 353 383 475 566 585 638 915 

Fresh fruits ............................................... 182 127 105 122 125 169 174 212 219 326 

Fresh vegetables ..................................... 168 154 113 111 114 138 181 186 206 297 

Processed fruits ....................................... 100 75 58 67 82 93 119 106 116 155 

Processed vegetables .............................. 81 52 51 54 61 74 92 82 98 137 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $928 $651 $496 $580 $713 $819 $1,002 $1,014 $1,167 $1,616 

Sugar and other sweets ........................... 118 81 64 74 96 95 138 134 133 214 

Fats and oils ............................................. 81 49 52 54 79 74 90 85 95 122 

Miscellaneous foods ................................ 460 311 238 277 352 410 524 491 589 786 

Nonalcoholic beverages ........................... 235 203 138 170 169 221 221 253 299 388 

Food prepared by consumer unit on

out-of-town trips ..................................... 34 37 35 35 16 19 29 51 53 105 

Food away from home ................................. 1,634 1,000 481 715 938 1,231 1,503 1,905 2,474 3,859 

Alcoholic beverages ....................................... 274 3132 117 106 113 242 251 271 375 699 

Housing .......................................................... 12,133 8,048 6,779 7,714 9,169 10,734 11,705 13,116 15,424 22,975 

Shelter .......................................................... 6,470 4,421 3,419 4,338 5,080 5,805 6,162 6,530 8,050 12,324 

Owned dwellings ........................................ 4,313 2,334 1,359 2,017 2,657 3,843 4,390 4,822 5,812 9,694 

Mortgage interest and charges ................ 1,312 1,016 282 447 483 824 1,258 1,323 1,873 4,003 

Property taxes .......................................... 1,612 792 629 839 1,077 1,567 1,712 1,885 1,990 3,241 

Maintenance, repairs, insurance, other

expenses ................................................ 1,389 526 448 731 1,097 1,451 1,420 1,613 1,949 2,450 

Rented dwellings ........................................ 1,634 1,989 2,011 2,256 2,265 1,752 1,275 1,205 1,327 699 

Other lodging ............................................. 523 398 349 64 158 210 497 503 910 1,931 

Utilities, fuels, and public services ............... 3,063 2,334 1,910 2,230 2,549 2,874 3,211 3,488 3,694 4,699 

Natural gas ................................................. 502 353 292 392 462 484 501 575 610 719 

Electricity .................................................... 1,165 1,000 789 855 973 1,098 1,252 1,299 1,351 1,732 

Fuel oil and other fuels ............................... 192 3149 102 136 179 176 205 200 188 339 

Telephone services .................................... 788 547 492 559 613 724 820 921 1,029 1,234 

Water and other public services ................. 416 285 236 288 321 392 433 493 517 676 

Household operations .................................. 773 358 296 384 446 528 651 966 1,053 2,012 

Personal services ....................................... 155 3130 393 365 379 378 3111 3243 3254 392 

Other household expenses ........................ 617 227 203 319 367 450 540 723 798 1,620 

Housekeeping supplies ................................ 558 426 356 295 366 504 544 634 823 967 

Laundry and cleaning supplies .................. 114 85 56 71 91 100 125 124 149 190 

Other household products .......................... 293 251 162 144 184 271 278 355 453 500 

Postage and stationery .............................. 151 89 137 80 92 134 141 155 220 276 

Household furnishings and equipment ......... 1,269 510 799 469 727 1,023 1,137 1,497 1,804 2,973 

Household textiles ...................................... 140 388 40 42 93 127 109 211 235 276 

Furniture ..................................................... 259 3112 74 129 155 172 226 339 355 679 

Floor coverings .......................................... 47 39 34 20 23 27 107 24 57 115 

Major appliances ........................................ 191 101 74 77 99 234 185 211 228 396 

Small appliances, miscellaneous

housewares .............................................. 86 17 32 44 38 88 83 111 103 184 

Miscellaneous household equipment ......... 546 183 575 157 319 375 427 601 826 1,323 

Apparel and services ..................................... 987 605 384 450 593 707 797 954 1,689 2,376 

Men and boys .............................................. 209 3118 50 99 121 153 133 194 322 586 

Men, 16 and over ....................................... 188 385 347 94 107 139 112 173 289 529 

Boys, 2 to 15 .............................................. 21 333 33 35 14 14 21 21 33 57 

Women and girls .......................................... 454 250 233 196 266 334 411 441 860 950 

Women, 16 and over .................................. 423 214 230 187 246 315 384 388 813 875 

Girls, 2 to 15 ............................................... 31 336 33 39 20 19 27 52 47 74 

Children under 2 .......................................... 22 353 39 6 13 19 15 36 29 44 

Footwear ...................................................... 147 3128 335 90 132 119 127 118 222 307 

Other apparel products and services ........... 156 55 57 59 62 82 111 165 255 490 

Transportation ................................................ 5,831 3,024 1,369 2,769 3,297 4,328 5,932 7,830 8,048 13,758 

Vehicle purchases (net outlay) ..................... 2,138 31,159 3171 1,134 1,337 1,188 2,226 2,417 2,597 6,115 

Cars and trucks, new ................................. 1,296 3673 4 ( ) 728 947 771 838 31,160 1,449 4,249 

Cars and trucks, used ................................ 828 3486 3171 406 390 410 1,364 1,256 1,149 1,789 

Other vehicles ............................................ 315 4 ( ) 4 ( ) 4 ( ) 4 ( ) 37 325 4 ( ) 4 ( ) 377 

Gasoline and motor oil ................................. 1,411 812 538 644 859 1,273 1,555 1,817 2,033 2,766 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $1,866 $990 $584 $876 $891 $1,656 $1,771 $3,228 $2,655 $3,565 

Vehicle finance charges ............................. 122 347 312 26 51 87 159 161 213 302 

Maintenance and repairs ........................... 526 181 142 211 308 425 618 673 699 1,220 

Vehicle insurance ....................................... 942 3677 3362 3544 3401 960 770 2,045 1,235 1,310 

Vehicle rental, leases, licenses, and other

charges .................................................... 275 84 67 95 131 184 224 349 508 732 

Public transportation .................................... 417 64 77 114 210 212 380 368 763 1,312 

Healthcare ...................................................... 4,482 2,173 1,671 2,592 3,476 4,599 5,256 5,445 6,156 6,936 

Health insurance .......................................... 2,694 1,362 1,110 1,784 2,174 2,799 3,283 3,311 3,375 3,850 

Medical services .......................................... 754 263 184 264 465 750 703 737 1,282 1,664 

Drugs ........................................................... 873 477 352 492 736 899 1,071 1,132 1,273 1,120 

Medical supplies .......................................... 162 371 26 53 101 150 200 265 226 301 

Entertainment ................................................. 1,821 753 541 681 1,068 1,352 2,004 1,707 2,714 4,589 

Fees and admissions ................................... 428 44 26 53 186 228 408 398 737 1,454 

Audio and visual equipment and services .... 679 378 361 445 508 631 707 769 911 1,162 

Pets, toys, hobbies, and playground

equipment .................................................. 354 168 134 160 233 311 415 380 554 658 

Other entertainment supplies, equipment,

and services ............................................... 360 3163 21 25 141 182 475 160 513 1,316 

Personal care products and services ............. 502 188 196 236 321 440 531 571 719 1,041 

Reading .......................................................... 140 58 42 81 94 119 135 180 213 279 

Education ....................................................... 256 387 327 376 49 118 160 270 305 1,047 

Tobacco products and smoking supplies ....... 174 126 116 120 175 159 251 200 202 190 

Miscellaneous ................................................ 716 366 250 308 395 650 631 851 865 1,782 

Cash contributions ......................................... 2,429 471 417 812 1,207 1,299 1,807 3,744 3,408 7,631 

Personal insurance and pensions .................. 1,832 229 180 181 328 848 1,034 1,744 2,679 7,896 

Life and other personal insurance ................ 314 101 118 132 179 342 303 325 384 713 

Pensions and Social Security ...................... 1,517 128 62 49 149 506 731 1,420 2,295 7,184 

Sources of income and personal taxes: 

Money income before taxes ........................... 39,153 2,080 8,333 12,705 17,411 24,672 34,895 44,798 58,693 121,513 

Wages and salaries ..................................... 11,878 3690 278 414 1,031 3,095 7,248 11,949 19,588 54,727 

Self-employment income ............................. 1,927 3-1,546 3-85 3-14 3-119 158 474 954 1,918 12,354 

Social Security, private and government

retirement ................................................... 21,283 2,458 6,967 11,634 15,542 19,867 24,533 27,506 31,678 37,648 

Interest, dividends, rental income, other

property income ......................................... 3,394 24 135 195 520 1,044 2,104 3,728 4,971 15,384 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 163 4 ( ) 33 38 337 358 3141 3239 3187 3686 

Public assistance, supplemental security

income, food stamps .................................. 256 202 784 291 265 256 195 3195 132 3105 

Regular contributions for support ................. 152 364 39 338 86 135 3178 3198 3156 3410 

Other income ............................................... 100 3188 242 139 348 359 323 329 362 200 

Personal taxes ............................................... 1,177 27 74 138 124 317 777 852 1,239 5,934 

Federal income taxes ................................... 782 3-1 20 40 16 136 456 442 720 4,392 

State and local income taxes ....................... 150 3-9 3-10 3 8 29 59 97 209 811 

Other taxes .................................................. 245 38 64 95 101 152 263 313 310 731 

Income after taxes ......................................... 37,976 2,053 8,260 12,567 17,287 24,354 34,118 43,946 57,453 115,580

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $1,072 - $16,260 - $652 - $1,326 $2,472 $703 - $679 - $897 - $7,037 $819 

Net change in total assets ............................ 2,907 -14,813 -795 -369 3,335 2,812 4,253 7,740 3,313 8,353 

Net change in total liabilities ........................ 3,979 1,447 -142 957 864 2,109 4,932 8,637 10,350 7,534 

Other financial information:

Other money receipts ................................... 713 35 38 613 107 577 503 500 928 2,319 

Mortgage principal paid on owned property -1,060 -524 -158 -307 -354 -511 -939 -2,432 -1,278 -3,116 

Estimated market value of owned home ...... 204,091 123,295 82,625 113,585 138,514 164,567 198,637 228,398 264,780 454,314 

Estimated monthly rental value of owned

home .......................................................... 947 613 445 599 727 864 985 1,096 1,202 1,707 

Gifts of goods and services ............................ 1,070 634 326 456 563 607 508 807 2,159 3,243 

Food ............................................................. 74 32 10 15 79 43 35 61 100 252 

Alcoholic beverages ..................................... 10 4 ( ) 325 32 31 33 31 35 23 31 

Housing ........................................................ 183 3100 99 72 113 154 102 140 271 505 

Housekeeping supplies .............................. 29 4 ( ) 358 33 20 28 17 25 37 59 

Household textiles ...................................... 9 319 33 31 32 4 35 39 322 24 

Appliances and miscellaneous

housewares .............................................. 20 4 ( ) 37 37 33 20 17 35 338 63 

Major appliances ...................................... 6 4 ( ) 32 34 4 ( ) 34 38 4 ( ) 35 22 

Small appliances and miscellaneous

housewares ............................................ 15 4 ( ) 35 33 33 16 39 35 333 41 

Miscellaneous household equipment ......... 40 336 311 310 332 35 19 331 43 131 

Other housing ............................................ 84 345 320 50 56 67 43 70 131 228 

Apparel and services ................................... 183 308 111 66 101 124 134 186 270 462 

Males, 2 and over ...................................... 48 375 329 25 35 30 32 36 49 143 

Females, 2 and over .................................. 74 388 366 22 28 54 47 92 125 178 

Children under 2 ........................................ 21 353 39 5 12 18 15 33 28 43 

Other apparel products and services ......... 39 392 37 315 326 22 39 324 68 98 

Jewelry and watches ................................ 14 32 32 33 35 315 13 38 323 40 

All other apparel products and services ... 25 391 35 312 321 37 326 317 345 58 

Transportation .............................................. 139 357 2 ( ) 138 31 18 34 39 469 424 

Health care ................................................... 62 31 340 334 341 336 314 341 230 108 

Entertainment ............................................... 96 331 320 324 137 66 59 67 202 202 

Toys, games, arts and crafts, and tricycles 43 324 315 315 361 336 321 334 379 383 

Other entertainment ................................... 53 37 35 310 76 30 38 33 123 119 

Personal care products and services ........... 13 33 317 32 313 14 16 38 18 23 

Reading ........................................................ 2 2 ( ) 2 ( ) 2 ( ) 1 2 2 2 5 4 

Education ..................................................... 174 374 31 360 329 72 37 211 226 759 

All other gifts ................................................ 134 359 33 42 15 75 74 46 342 474 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 Data are likely to have large sampling errors.4 No data reported.

n.a. Not applicable.