Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2005-2006

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 37,570 1,948 4,985 4,480 7,648 8,579 9,929 5,911 4,018 

Consumer unit characteristics: 

Income before taxes ..................................... $63,917 $37,532 $66,140 $71,181 $74,919 $72,582 $48,739 $55,150 $39,309 

Income after taxes ........................................ 60,909 36,698 63,440 67,810 70,529 68,645 47,183 53,125 38,443 

Age of reference person ................................ 52.9 22.0 29.1 39.8 49.9 59.5 73.6 69.1 80.2 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .2 .2 .3 .1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Persons 65 and over .................................... .5 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 1.7 1.7 1.8 

Earners ........................................................ 1.3 1.7 1.7 1.6 1.6 1.3 .5 .7 .3 

Vehicles ....................................................... 2.2 1.6 1.9 1.9 2.4 2.5 2.0 2.2 1.7 

Percent distribution:

Sex of reference person:

Male ............................................................. 50 45 54 44 43 50 57 57 58 

Female ......................................................... 50 55 46 56 57 50 43 43 42 

Housing tenure:

Homeowner .................................................. 76 20 48 62 80 90 90 92 88 

With mortgage ............................................ 41 15 41 49 59 49 23 30 14 

Without mortgage ....................................... 34 6 7 13 21 41 67 62 74 

Renter .......................................................... 24 80 52 38 20 10 10 8 12 

Race of reference person:

Black or African-American ........................... 10 14 12 17 13 8 7 7 6 

White, Asian, and all other races ................. 90 86 88 83 87 92 93 93 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 13 11 10 7 5 4 4 5 

Not Hispanic or Latino .................................. 93 87 89 90 93 95 96 96 95 

Education of reference person:

Elementary (1-8) .......................................... 4 1 2 3 3 4 8 6 11 

High school (9-12) ........................................ 36 39 25 35 36 35 41 40 43 

College ......................................................... 60 60 73 62 61 62 50 53 45 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 84 91 90 93 96 93 95 91 

Average annual expenditures .......................... $49,592 $33,708 $49,536 $50,471 $55,016 $56,031 $42,602 $47,089 $35,965 

Food ............................................................... 6,028 4,377 5,866 5,724 6,467 6,767 5,597 6,102 4,838 

Food at home ............................................... 3,236 2,108 2,667 3,013 3,398 3,708 3,320 3,527 3,009 

Cereals and bakery products ..................... 420 286 337 368 425 483 455 474 426 

Cereals and cereal products .................... 127 105 124 116 127 137 130 133 125 

Bakery products ....................................... 293 180 213 252 298 346 325 341 301 

Meats, poultry, fish, and eggs .................... 753 468 574 715 828 863 767 846 647 

Beef .......................................................... 222 147 162 207 256 261 215 238 181 

Pork .......................................................... 152 80 103 147 174 172 159 181 125 

Other meats ............................................. 100 67 80 96 112 107 105 111 96 

Poultry ...................................................... 125 89 125 130 139 137 111 123 93 

Fish and seafood ..................................... 120 61 77 107 114 146 143 158 120 

Eggs ......................................................... 33 24 27 29 34 41 34 35 33 

Dairy products ............................................ 354 249 314 318 366 394 367 383 343 

Fresh milk and cream .............................. 125 94 105 115 125 132 138 138 138 

Other dairy products ................................ 229 155 209 203 241 262 229 245 206 

Fruits and vegetables ................................. 568 317 433 499 573 654 641 673 591 

Fresh fruits ............................................... 186 86 128 149 184 225 218 224 208 

Fresh vegetables ..................................... 186 100 148 161 195 215 202 220 175 

Processed fruits ....................................... 105 79 87 102 97 109 123 124 122 

Processed vegetables .............................. 91 52 69 87 97 104 98 105 86 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,140 $788 $1,010 $1,112 $1,205 $1,314 $1,091 $1,150 $1,001 

Sugar and other sweets ........................... 123 61 80 113 135 139 139 143 133 

Fats and oils ............................................. 86 53 70 74 84 102 93 96 87 

Miscellaneous foods ................................ 577 448 537 574 595 649 550 560 535 

Nonalcoholic beverages ........................... 303 215 291 320 344 348 251 283 202 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 12 32 32 46 77 58 67 44 

Food away from home ................................. 2,793 2,268 3,199 2,711 3,069 3,059 2,277 2,575 1,829 

Alcoholic beverages ....................................... 547 562 729 561 632 546 380 435 298 

Housing .......................................................... 15,905 11,209 16,547 17,371 17,581 17,377 13,287 14,510 11,481

Shelter .......................................................... 9,151 7,078 10,797 10,978 10,381 9,467 6,688 7,264 5,841 

Owned dwellings ........................................ 6,407 1,615 6,003 7,376 7,838 7,541 5,031 5,658 4,108 

Mortgage interest and charges ................ 3,242 1,078 4,084 4,776 4,568 3,363 1,426 1,891 741 

Property taxes .......................................... 1,797 337 1,214 1,573 2,031 2,223 1,928 2,021 1,791 

Maintenance, repairs, insurance, other

expenses ................................................ 1,369 200 705 1,028 1,239 1,956 1,677 1,746 1,576 

Rented dwellings ........................................ 2,012 5,283 4,389 3,131 1,663 858 939 728 1,249 

Other lodging ............................................. 732 180 405 470 880 1,068 719 878 484 

Utilities, fuels, and public services ............... 3,386 2,119 2,871 3,315 3,689 3,805 3,328 3,484 3,099 

Natural gas ................................................. 494 227 369 453 525 553 553 558 547 

Electricity .................................................... 1,266 740 984 1,223 1,385 1,443 1,284 1,354 1,181 

Fuel oil and other fuels ............................... 164 40 67 124 171 212 209 211 206 

Telephone services .................................... 1,067 961 1,155 1,168 1,185 1,144 842 909 743 

Water and other public services ................. 394 150 295 347 422 453 440 452 422 

Household operations .................................. 728 423 615 636 689 822 834 855 803 

Personal services ....................................... 100 213 187 143 75 431 93 491 496 

Other household expenses ........................ 628 209 428 493 614 791 740 764 706 

Housekeeping supplies ................................ 690 337 475 599 751 887 696 784 562 

Laundry and cleaning supplies .................. 145 74 111 152 145 184 140 156 116 

Other household products .......................... 349 202 213 304 371 456 360 404 294 

Postage and stationery .............................. 196 60 151 142 235 247 196 225 152 

Household furnishings and equipment ......... 1,950 1,252 1,789 1,844 2,070 2,395 1,741 2,122 1,177 

Household textiles ...................................... 168 52 138 143 171 215 175 209 125 

Furniture ..................................................... 507 454 593 485 496 578 431 534 278 

Floor coverings .......................................... 62 23 34 57 74 98 45 46 43 

Major appliances ........................................ 261 131 199 202 243 339 289 312 257 

Small appliances, miscellaneous

housewares .............................................. 120 55 102 97 145 145 111 126 90 

Miscellaneous household equipment ......... 832 536 723 859 941 1,019 690 894 384 

Apparel and services ..................................... 1,768 1,666 2,252 1,914 1,849 1,916 1,286 1,534 914 

Men and boys .............................................. 405 284 525 538 419 404 299 353 217 

Men, 16 and over ....................................... 371 262 483 487 384 368 276 320 209 

Boys, 2 to 15 .............................................. 34 22 41 51 34 36 23 33 8 

Women and girls .......................................... 721 712 827 672 750 808 590 714 403 

Women, 16 and over .................................. 672 692 778 579 701 758 555 667 387 

Girls, 2 to 15 ............................................... 49 20 48 94 49 50 34 47 16 

Children under 2 .......................................... 49 68 69 40 51 67 23 29 15 

Footwear ...................................................... 266 326 359 332 278 263 170 186 145 

Other apparel products and services ........... 328 277 473 332 351 375 205 252 135 

Transportation ................................................ 8,965 7,264 9,837 9,201 9,565 10,009 7,389 8,607 5,597 

Vehicle purchases (net outlay) ..................... 3,725 2,916 4,515 3,749 3,827 3,966 3,191 3,891 2,161 

Cars and trucks, new ................................. 2,197 966 2,371 1,583 2,303 2,679 2,131 2,645 1,376 

Cars and trucks, used ................................ 1,456 1,877 2,060 1,981 1,408 1,238 1,057 1,242 784 

Other vehicles ............................................ 72 472 84 4185 116 448 43 44 3 ( )

Gasoline and motor oil ................................. 2,153 1,997 2,209 2,262 2,398 2,451 1,659 1,923 1,271 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $2,510 $2,162 $2,506 $2,623 $2,751 $2,896 $2,011 $2,211 $1,718 

Vehicle finance charges ............................. 301 260 416 363 353 344 145 201 62 

Maintenance and repairs ........................... 734 586 671 683 771 839 697 759 607 

Vehicle insurance ....................................... 941 868 901 941 1,057 1,026 812 846 762 

Vehicle rental, leases, licenses, and other

charges .................................................... 535 448 517 636 571 687 357 404 287 

Public transportation .................................... 576 189 607 567 589 696 528 583 447 

Healthcare ...................................................... 3,500 967 1,605 2,124 2,869 4,163 5,485 5,279 5,789 

Health insurance .......................................... 1,854 480 881 991 1,353 2,039 3,227 3,164 3,320 

Medical services .......................................... 793 336 419 694 838 1,059 851 861 838 

Drugs ........................................................... 712 103 230 348 549 902 1,198 1,070 1,389 

Medical supplies .......................................... 141 48 74 91 129 162 208 185 242 

Entertainment ................................................. 2,599 1,825 2,786 2,556 2,919 2,938 2,137 2,652 1,376 

Fees and admissions ................................... 618 330 587 619 570 755 607 720 442 

Audio and visual equipment and services .... 916 818 1,044 1,001 959 953 767 878 602 

Pets, toys, hobbies, and playground

equipment .................................................. 478 302 495 543 556 597 312 391 194 

Other entertainment supplies, equipment,

and services ............................................... 587 375 660 393 833 633 451 663 138 

Personal care products and services ............. 601 358 589 617 625 645 593 606 574 

Reading .......................................................... 147 61 108 110 137 188 173 176 168 

Education ....................................................... 699 950 869 523 1,437 559 196 185 214 

Tobacco products and smoking supplies ....... 349 408 292 431 524 360 184 236 108 

Miscellaneous ................................................ 917 412 656 808 905 1,167 989 1,078 856 

Cash contributions ......................................... 2,056 622 910 1,648 2,083 2,670 2,545 2,502 2,608 

Personal insurance and pensions .................. 5,510 3,028 6,491 6,882 7,424 6,725 2,361 3,188 1,145 

Life and other personal insurance ................ 397 48 161 296 432 610 417 487 315 

Pensions and Social Security ...................... 5,114 2,980 6,330 6,586 6,992 6,116 1,944 2,702 830 

Sources of income and personal taxes: 

Money income before taxes ........................... 63,917 37,532 66,140 71,181 74,919 72,582 48,739 55,150 39,309 

Wages and salaries ..................................... 46,031 33,569 61,684 62,407 64,411 52,303 13,651 18,162 7,014 

Self-employment income ............................. 4,307 864 2,740 6,182 5,003 4,868 3,904 5,581 1,438 

Social Security, private and government

retirement ................................................... 10,496 4152 413 955 2,837 12,203 26,316 26,937 25,402 

Interest, dividends, rental income, other

property income ......................................... 2,178 1,159 329 587 1,414 2,527 4,312 3,954 4,839 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 216 4136 182 220 334 202 168 157 4185 

Public assistance, supplemental security

income, food stamps .................................. 235 319 189 327 268 231 180 183 176 

Regular contributions for support ................. 284 779 315 421 349 177 151 109 214 

Other income ............................................... 170 554 288 83 303 70 57 67 442 

Personal taxes ............................................... 3,007 834 2,700 3,371 4,390 3,937 1,556 2,025 866 

Federal income taxes ................................... 2,197 552 1,950 2,437 3,294 2,934 1,055 1,463 455 

State and local income taxes ....................... 565 254 645 716 888 691 161 187 122 

Other taxes .................................................. 245 27 106 218 208 312 340 375 289 

Income after taxes ......................................... 60,909 36,698 63,440 67,810 70,529 68,645 47,183 53,125 38,443 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Addenda:

Net change in total assets and liabilities ........ - $5,308 - $7,636 - $9,185 - $12,923 - $11,237 $1,788 - $1,033 - $465 - $1,869 

Net change in total assets ............................ 10,924 9,273 26,764 13,197 5,528 12,947 4,681 6,581 1,886 

Net change in total liabilities ........................ 16,233 16,910 35,949 26,120 16,765 11,159 5,714 7,046 3,755 

Other financial information:

Other money receipts ................................... 824 76 336 244 649 1,421 1,095 1,422 613 

Mortgage principal paid on owned property -2,160 -318 -1,756 -2,545 -2,836 -3,006 -1,299 -1,805 -554 

Estimated market value of owned home ...... 202,479 39,300 129,359 154,855 205,470 266,993 234,652 258,329 199,823 

Estimated monthly rental value of owned

home .......................................................... 951 197 618 812 987 1,180 1,105 1,165 1,016 

Gifts of goods and services ............................ 1,532 473 615 996 2,757 2,068 1,036 1,312 623 

Food ............................................................. 187 19 48 94 364 284 112 157 45 

Alcoholic beverages ..................................... 16 457 22 12 20 9 8 10 45 

Housing ........................................................ 309 126 132 196 525 433 214 273 125 

Housekeeping supplies .............................. 40 31 28 25 49 58 31 40 17 

Household textiles ...................................... 21 47 15 29 24 33 11 12 410 

Appliances and miscellaneous

housewares .............................................. 30 49 27 22 35 44 21 24 17 

Major appliances ...................................... 8 40 4 44 13 13 6 5 47 

Small appliances and miscellaneous

housewares ............................................ 21 48 24 17 22 30 15 18 10 

Miscellaneous household equipment ......... 71 21 31 53 92 108 61 83 27 

Other housing ............................................ 148 58 31 67 325 189 90 115 53 

Apparel and services ................................... 292 166 232 271 336 383 246 333 117 

Males, 2 and over ...................................... 76 25 62 87 65 94 82 116 30 

Females, 2 and over .................................. 121 47 79 88 168 157 103 143 41 

Children under 2 ........................................ 46 45 55 37 51 67 23 29 15 

Other apparel products and services ......... 50 448 36 58 52 65 39 44 31 

Jewelry and watches ................................ 20 423 11 20 27 26 13 14 11 

All other apparel products and services ... 30 425 25 38 26 40 26 30 420 

Transportation .............................................. 68 8 15 44 70 138 56 61 49 

Health care ................................................... 31 46 45 62 54 27 21 412 434 

Entertainment ............................................... 102 31 67 113 102 164 77 106 33 

Toys, games, arts and crafts, and tricycles 39 11 18 34 43 64 32 40 20 

Other entertainment ................................... 64 20 49 80 59 101 45 66 13 

Personal care products and services ........... 21 21 15 12 24 28 20 26 411 

Reading ........................................................ 2 2 ( ) 41 41 1 2 3 3 3 

Education ..................................................... 381 48 8 136 1,111 433 144 137 154 

All other gifts ................................................ 122 32 71 54 151 166 135 195 47 

1 Value less than 0.05. 2 Value less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.