Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 12,939 2,557 2,718 4,954 2,711 

Consumer unit characteristics: 

Income before taxes ..................................... $48,507 $50,687 $48,085 $45,902 $51,637 

Income after taxes ........................................ 47,379 49,686 46,775 45,056 50,055 

Age of reference person ................................ 69.0 69.1 69.0 69.0 69.0 

Average number in consumer unit:

Persons ........................................................ 1.9 1.8 1.8 1.9 1.9 

Children under 18 ........................................ .1 1 ( ) .1 .1 .1 

Persons 65 and older ................................... 1.4 1.4 1.4 1.4 1.4 

Earners ........................................................ .6 .6 .7 .6 .7 

Vehicles ....................................................... 1.9 1.6 2.2 1.9 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 41 45 47 54 

Female ......................................................... 53 59 55 53 46 

Housing tenure:

Homeowner .................................................. 82 76 86 84 79 

With mortgage ............................................ 30 27 28 30 34 

Without mortgage ....................................... 52 49 58 54 45 

Renter .......................................................... 18 24 14 16 21 

Race of reference person:

Black or African-American ........................... 10 9 7 16 4 

White, Asian, and all other races ................. 90 91 93 84 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 6 2 9 14 

Not Hispanic or Latino .................................. 92 94 98 91 86 

Education of reference person:

Elementary (1-8) .......................................... 8 7 5 9 7 

High school (9-12) ........................................ 41 45 42 44 30 

College ......................................................... 51 47 53 46 63 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 1 

At least one vehicle owned or leased ............ 89 81 93 91 89 

Average annual expenditures .......................... $42,176 $46,329 $41,539 $39,157 $44,263 

Food ............................................................... 5,348 6,079 5,021 4,962 5,618 

Food at home ............................................... 3,384 3,704 3,179 3,187 3,602 

Cereals and bakery products ..................... 452 512 428 435 448 

Cereals and cereal products .................... 142 170 131 137 136 

Bakery products ....................................... 310 342 297 298 311 

Meats, poultry, fish, and eggs .................... 766 891 664 756 759 

Beef .......................................................... 207 240 171 215 194 

Pork .......................................................... 161 171 154 173 137 

Other meats ............................................. 110 143 107 94 108 

Poultry ...................................................... 114 130 102 112 112 

Fish and seafood ..................................... 131 153 92 119 163 

Eggs ......................................................... 45 53 38 43 46 

Dairy products ............................................ 365 413 338 337 394 

Fresh milk and cream .............................. 128 157 107 124 125 

Other dairy products ................................ 238 256 231 212 270 

Fruits and vegetables ................................. 651 738 623 587 706 

Fresh fruits ............................................... 229 263 216 193 266 

Fresh vegetables ..................................... 213 246 194 186 244 

Processed fruits ....................................... 103 122 101 95 100 

Processed vegetables .............................. 107 107 111 112 96 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

65-74 Northeast Midwest South West

Other food at home .................................... $1,149 $1,151 $1,126 $1,073 $1,295 

Sugar and other sweets ........................... 134 124 151 125 142 

Fats and oils ............................................. 100 113 103 97 89 

Miscellaneous foods ................................ 563 557 561 512 652 

Nonalcoholic beverages ........................... 294 299 240 290 341 

Food prepared by consumer unit on

out-of-town trips ..................................... 60 58 71 48 71 

Food away from home ................................. 1,963 2,375 1,842 1,776 2,017 

Alcoholic beverages ....................................... 390 488 392 292 463 

Housing .......................................................... 14,439 16,947 13,460 12,768 16,095 

Shelter .......................................................... 7,839 9,779 7,053 6,359 9,503 

Owned dwellings ........................................ 5,806 6,913 5,409 4,913 6,791 

Mortgage interest and charges ................ 1,932 1,642 1,378 1,682 3,217 

Property taxes .......................................... 2,038 3,211 2,326 1,417 1,777 

Maintenance, repairs, insurance, other

expenses ................................................ 1,836 2,061 1,704 1,814 1,797 

Rented dwellings ........................................ 1,297 1,983 851 900 1,823 

Other lodging ............................................. 736 883 793 545 889 

Utilities, fuels, and public services ............... 3,607 3,862 3,452 3,686 3,376 

Natural gas ................................................. 470 677 718 264 402 

Electricity .................................................... 1,434 1,243 1,237 1,775 1,190 

Fuel oil and other fuels ............................... 192 510 88 115 137 

Telephone services .................................... 1,002 1,020 952 1,035 973 

Water and other public services ................. 509 413 457 496 674 

Household operations .................................. 835 916 768 723 1,029 

Personal services ....................................... 91 363 358 386 3158 

Other household expenses ........................ 745 853 710 637 871 

Housekeeping supplies ................................ 767 793 735 777 754 

Laundry and cleaning supplies .................. 153 140 167 144 170 

Other household products .......................... 442 494 396 456 412 

Postage and stationery .............................. 171 160 172 177 172 

Household furnishings and equipment ......... 1,391 1,597 1,453 1,223 1,433 

Household textiles ...................................... 119 145 122 107 115 

Furniture ..................................................... 252 253 273 236 261 

Floor coverings .......................................... 34 38 57 33 10 

Major appliances ........................................ 189 179 209 213 134 

Small appliances, miscellaneous

housewares .............................................. 120 142 148 90 124 

Miscellaneous household equipment ......... 677 841 645 543 789 

Apparel and services ..................................... 1,252 1,633 1,047 1,099 1,348 

Men and boys .............................................. 275 404 233 224 280 

Men, 16 and over ....................................... 245 372 193 195 258 

Boys, 2 to 15 .............................................. 30 31 40 28 22 

Women and girls .......................................... 516 636 416 498 525 

Women, 16 and over .................................. 475 586 364 461 495 

Girls, 2 to 15 ............................................... 41 49 52 37 30 

Children under 2 .......................................... 36 43 30 34 40 

Footwear ...................................................... 218 285 153 202 239 

Other apparel products and services ........... 207 265 216 142 265 

Transportation ................................................ 6,553 6,849 6,650 6,612 6,077 

Vehicle purchases (net outlay) ..................... 2,114 2,553 2,491 2,085 1,375 

Cars and trucks, new ................................. 1,158 1,928 1,465 954 498 

Cars and trucks, used ................................ 921 625 1,026 1,041 875 

Other vehicles ............................................ 334 4 ( ) 4 ( ) 389 32 

Gasoline and motor oil ................................. 1,670 1,394 1,698 1,753 1,751 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

65-74 Northeast Midwest South West

Other vehicle expenses ............................... $2,340 $2,403 $2,027 $2,488 $2,331 

Vehicle finance charges ............................. 171 136 143 191 195 

Maintenance and repairs ........................... 698 627 743 653 807 

Vehicle insurance ....................................... 1,093 1,090 770 1,363 930 

Vehicle rental, leases, licenses, and other

charges .................................................... 378 550 369 281 400 

Public transportation .................................... 429 499 435 287 619 

Healthcare ...................................................... 4,915 5,018 5,344 4,451 5,228 

Health insurance .......................................... 3,087 3,153 3,493 2,832 3,085 

Medical services .......................................... 833 849 798 656 1,180 

Drugs ........................................................... 831 848 888 810 791 

Medical supplies .......................................... 163 168 165 153 172 

Entertainment ................................................. 2,418 2,629 2,261 2,341 2,516 

Fees and admissions ................................... 484 497 454 381 681 

Audio and visual equipment and services .... 898 942 856 892 910 

Pets, toys, hobbies, and playground

equipment .................................................. 738 849 709 783 590 

Other entertainment supplies, equipment,

and services ............................................... 297 340 243 286 336 

Personal care products and services ............. 585 634 514 527 700 

Reading .......................................................... 151 186 177 107 171 

Education ....................................................... 211 250 315 144 189 

Tobacco products and smoking supplies ....... 286 316 313 289 225 

Miscellaneous ................................................ 789 706 853 773 819 

Cash contributions ......................................... 2,182 1,601 2,295 2,391 2,233 

Personal insurance and pensions .................. 2,658 2,992 2,895 2,401 2,578 

Life and other personal insurance ................ 392 422 494 315 402 

Pensions and Social Security ...................... 2,267 2,570 2,402 2,086 2,176 

Sources of income and personal taxes: 

Money income before taxes ........................... 48,507 50,687 48,085 45,902 51,637 

Wages and salaries ..................................... 18,875 20,868 18,248 17,266 20,567 

Self-employment income ............................. 1,589 2,067 1,507 1,420 1,527 

Social Security, private and government

retirement ................................................... 24,628 23,870 25,273 24,455 25,011 

Interest, dividends, rental income, other

property income ......................................... 2,384 2,566 2,417 1,986 2,906 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 307 383 271 167 526 

Public assistance, supplemental security

income, food stamps .................................. 319 281 190 316 489 

Regular contributions for support ................. 186 3184 3110 364 485 

Other income ............................................... 221 469 368 228 126 

Personal taxes ............................................... 1,128 1,001 1,310 845 1,581 

Federal income taxes ................................... 750 545 892 491 1,274 

2008 Tax stimulus (thru Q20091) ................ 3-1 3-1 4 ( ) 3-1 4 ( )

State and local income taxes ....................... 153 166 232 85 183 

Other taxes .................................................. 226 292 186 269 125 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2009-2010 — Continued

Item Total

65-74 Northeast Midwest South West

Income after taxes ......................................... 47,379 49,686 46,775 45,056 50,055 

Addenda:

Net change in total assets and liabilities ........ - $988 - $1,241 - $6,012 $3,807 - $4,473 

Net change in total assets ............................ 3,318 3,208 -1,301 4,693 5,540 

Net change in total liabilities ........................ 4,306 4,450 4,712 886 10,014 

Other financial information:

Other money receipts ................................... 926 852 851 673 1,533 

Mortgage principal paid on owned property -1,613 -1,488 -1,408 -1,491 -2,162 

Estimated market value of owned home ...... 191,620 229,068 164,579 153,017 253,969 

Estimated monthly rental value of owned

home .......................................................... 996 1,111 901 895 1,167 

Gifts of goods and services ............................ 980 967 1,184 798 1,122 

Food ............................................................. 77 92 83 56 96 

Alcoholic beverages ..................................... 14 34 29 3 27 

Housing ........................................................ 183 194 169 177 197 

Housekeeping supplies .............................. 31 22 49 19 43 

Household textiles ...................................... 12 326 312 37 9 

Appliances and miscellaneous

housewares .............................................. 20 21 32 14 319 

Major appliances ...................................... 7 38 12 34 34 

Small appliances and miscellaneous

housewares ............................................ 13 13 321 310 314 

Miscellaneous household equipment ......... 62 92 42 54 68 

Other housing ............................................ 58 332 34 83 59 

Apparel and services ................................... 212 309 227 194 142 

Males, 2 and over ...................................... 62 108 47 61 35 

Females, 2 and over .................................. 82 106 111 72 49 

Children under 2 ........................................ 33 41 28 30 34 

Other apparel products and services ......... 36 55 41 31 23 

Jewelry and watches ................................ 10 14 9 8 311 

All other apparel products and services ... 26 41 331 23 312 

Transportation .............................................. 108 38 121 126 128 

Health care ................................................... 39 310 330 310 3131 

Entertainment ............................................... 118 136 116 104 132 

Toys, games, arts and crafts, and tricycles 47 358 337 58 327 

Other entertainment ................................... 71 77 78 46 105 

Personal care products and services ........... 20 22 7 25 21 

Reading ........................................................ 2 2 2 1 2 

Education ..................................................... 56 47 94 53 30 

All other gifts ................................................ 151 112 306 50 216 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 Data are likely to have large sampling errors. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011