Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 43,638 2,779 5,127 4,800 4,216 6,111 7,122 6,851 6,632 

Consumer unit characteristics: 

 Income before taxes ......................................................... $90,825 $6,730 $23,406 $34,851 $44,726 $59,187 $83,731 $121,369 $253,229 

 Income after taxes ............................................................ 80,597 9,208 26,271 37,196 45,787 58,096 78,169 108,024 201,064 

 Age of reference person ................................................... 55.8 55.4 60.6 61.7 60.0 55.9 53.1 51.0 52.8 

 Average number in consumer unit: 

 People ........................................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

 Children under 18 .......................................................... .1 .2 .1 .1 .1 .1 ( 2 ) ( 2 ) ( 2 ) 

 Adults 65 and older ....................................................... .7 .6 .9 1.1 1.0 .8 .6 .4 .4 

 Earners .......................................................................... 1.2 .5 .6 .6 .9 1.2 1.5 1.6 1.7 

 Vehicles ......................................................................... 2.1 1.3 1.5 1.9 2.0 2.1 2.3 2.5 2.5 

Percent distribution: 

 Reference person: 

 Men................................................................................ 50 39 42 46 47 51 52 55 58 

 Women .......................................................................... 50 61 58 54 53 49 48 45 42 

 Housing tenure: 

 Homeowner ................................................................... 74 54 65 73 72 70 76 80 85 

 With mortgage ............................................................ 38 17 22 22 27 31 45 53 58 

 Without mortgage ....................................................... 36 37 43 51 45 39 31 27 28 

 Renter ............................................................................ 26 46 35 27 28 30 24 20 15 

 Race of reference person: 

 Black or African-American............................................. 10 22 14 12 11 10 11 7 5 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 90 78 86 88 89 90 89 93 95 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 11 18 19 13 11 10 10 7 7 

 Not Hispanic or Latino ................................................... 89 82 81 87 89 90 90 93 93 

 Education of reference person: 

 Elementary (1-8)............................................................ 2 8 5 2 2 1 1 1 ( 2 ) 

 High school (9-12) ......................................................... 27 42 44 39 35 29 24 15 8 

 College .......................................................................... 71 50 50 59 63 70 76 84 92 

 Never attended and other ............................................. ( 2 ) 1 1 ( 2 ) ( 3 ) ( 2 ) ( 2 ) ( 3 ) ( 3 ) 

 At least one vehicle owned or leased .............................. 94 77 87 93 95 96 97 98 96 

Average annual expenditures .............................................. $66,361 $36,528 $37,555 $45,158 $49,823 $54,873 $65,442 $80,353 $123,969 

 Food .................................................................................. 7,714 5,824 5,164 6,309 6,234 6,534 7,409 9,461 12,009 

 Food at home ................................................................ 4,969 4,381 3,706 4,358 4,299 4,226 4,864 5,965 6,833 

 Cereals and bakery products ..................................... 625 601 491 596 536 532 620 763 774 

 Cereals and cereal products ................................... 195 197 153 183 168 168 191 241 239 

 Bakery products ...................................................... 430 405 338 413 368 364 429 522 535 

 Meats, poultry, fish, and eggs .................................... 1,071 989 846 968 1,018 866 1,030 1,183 1,508 

 Beef ......................................................................... 290 284 249 253 258 237 274 321 406 

 Pork ......................................................................... 217 217 177 220 218 200 215 209 273 

 Other meats ............................................................ 140 112 94 112 140 115 147 177 184 

 Poultry ..................................................................... 186 171 159 163 182 147 169 202 272 

 Fish and seafood .................................................... 176 136 111 161 172 115 170 207 286 

 Eggs ........................................................................ 63 68 57 59 47 52 57 68 88 

 Dairy products ............................................................ 470 410 345 422 398 431 471 560 615 

 Fresh milk and cream ............................................. 141 154 110 132 117 120 145 168 166 

 Other dairy products ............................................... 330 257 235 290 280 311 326 392 449 

 Fruits and vegetables ................................................. 980 849 709 907 822 836 939 1,170 1,376 

 Fresh fruits .............................................................. 343 281 226 312 280 286 344 417 494 

 Fresh vegetables .................................................... 325 277 225 285 268 265 305 397 492 

 Processed fruits ...................................................... 124 123 101 137 115 108 126 135 144 

 Processed vegetables ............................................ 187 167 157 173 160 176 164 220 246 

 Other food at home .................................................... 1,822 1,531 1,315 1,466 1,526 1,561 1,804 2,289 2,560 

 Sugar and other sweets .......................................... 166 149 137 160 147 146 169 194 196 

 Fats and oils............................................................ 132 132 102 118 110 122 127 151 174 

 Miscellaneous foods ............................................... 983 774 661 773 787 831 962 1,292 1,444 

See footnotes at end of table. 
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Nonalcoholic beverages ......................................... 474 451 385 390 445 412 483 535 617 

 Food prepared by consumer unit on out of town 

 trips ...................................................................... 67 425 30 25 37 50 63 118 130 

 Food away from home .................................................. 2,745 1,442 1,459 1,951 1,935 2,307 2,545 3,495 5,176 

 Alcoholic beverages ......................................................... 651 254 282 317 396 454 554 851 1,572 

 Housing ............................................................................ 22,241 13,978 14,090 15,765 17,225 19,056 22,748 25,432 38,920 

 Shelter ........................................................................... 12,850 7,605 7,865 8,454 9,447 10,859 12,578 15,002 24,151 

 Owned dwellings ........................................................ 7,993 3,409 3,974 5,188 5,437 6,366 7,757 9,890 16,468 

 Mortgage interest and charges ............................... 2,636 887 986 1,195 1,374 1,786 2,737 3,496 6,278 

 Property taxes ......................................................... 2,690 1,368 1,440 1,925 1,960 2,217 2,502 3,087 5,452 

 Maintenance, repairs, insurance, and other 

 expenses ............................................................. 2,667 1,155 1,548 2,068 2,103 2,362 2,518 3,307 4,738 

 Rented dwellings ........................................................ 3,788 3,866 3,533 2,946 3,469 3,884 4,035 3,858 4,339 

 Other lodging.............................................................. 1,069 330 359 320 540 609 786 1,253 3,344 

 Utilities, fuels, and public services ................................ 4,302 3,390 3,562 3,871 3,957 4,127 4,408 4,681 5,444 

 Natural gas ................................................................. 447 364 371 380 383 429 433 479 630 

 Electricity .................................................................... 1,577 1,461 1,509 1,549 1,506 1,516 1,532 1,582 1,840 

 Fuel oil and other fuels............................................... 130 59 114 117 96 104 125 143 217 

 Telephone services .................................................... 1,436 990 1,007 1,184 1,330 1,385 1,571 1,698 1,833 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 215 176 194 225 258 212 218 206 219 

 Cellular phone service ............................................ 1,221 814 813 959 1,072 1,173 1,353 1,492 1,614 

 Water and other public services ................................ 712 517 560 641 642 691 747 778 923 

 Household operations ................................................... 1,395 765 820 1,123 1,185 1,240 1,328 1,455 2,585 

 Personal services ....................................................... 93 436 473 180 4137 463 449 456 4154 

 Other household expenses ........................................ 1,302 730 747 943 1,048 1,177 1,279 1,399 2,431 

 Housekeeping supplies ................................................. 864 529 570 659 658 822 928 1,063 1,258 

 Laundry and cleaning supplies .................................. 170 142 152 185 127 170 170 192 192 

 Other household products ......................................... 542 320 331 336 434 530 567 684 844 

 Postage and stationery .............................................. 151 68 87 138 97 122 191 187 223 

 Household furnishings and equipment ......................... 2,830 1,689 1,273 1,658 1,978 2,008 3,507 3,231 5,481 

 Household textiles ...................................................... 128 52 83 84 110 111 130 173 206 

 Furniture ..................................................................... 675 397 324 311 468 463 748 792 1,453 

 Floor coverings........................................................... 37 18 14 31 34 24 23 58 74 

 Major appliances ........................................................ 450 319 247 310 307 344 423 549 880 

 Small appliances and miscellaneous 

 housewares............................................................. 143 55 87 87 125 116 171 151 259 

 Miscellaneous household equipment ........................ 1,397 848 518 836 935 950 2,011 1,508 2,610 

 Apparel and services ........................................................ 1,368 930 829 906 1,213 1,039 1,252 1,722 2,460 

 Men and boys ................................................................ 311 171 177 190 171 255 234 484 605 

 Men, 16 and over ....................................................... 281 137 154 148 153 213 200 473 569 

 Boys, 2 to 15 .............................................................. 30 434 423 42 417 42 34 412 36 

 Women and girls ........................................................... 534 409 363 340 483 404 523 636 914 

 Women, 16 and over .................................................. 492 328 317 319 415 362 478 607 880 

 Girls, 2 to 15 ............................................................... 43 81 446 421 468 442 45 429 35 

 Children under 2 ............................................................ 39 410 442 426 452 442 425 453 447 

 Footwear ....................................................................... 269 234 157 249 323 193 228 307 428 

 Other apparel products and services ............................ 215 105 89 102 184 145 242 241 466 

 Transportation .................................................................. 10,390 6,373 6,461 8,073 8,869 9,952 10,541 12,740 15,569 

 Vehicle purchases (net outlay) ...................................... 4,602 2,890 2,645 3,631 3,960 4,570 4,446 5,617 7,091 

 Cars and trucks, new ................................................. 2,354 4713 1,127 1,362 1,382 2,246 2,281 2,813 5,031 

 Cars and trucks, used ................................................ 2,171 2,041 1,410 2,265 2,527 2,281 2,070 2,739 1,936 

 Other vehicles ............................................................ 77 4136 4108 44 452 443 494 465 4125 

 Gasoline, other fuels, and motor oil .............................. 1,808 1,165 1,309 1,496 1,739 1,798 2,016 2,190 2,122 

 Other vehicle expenses................................................. 3,617 2,150 2,358 2,838 3,032 3,318 3,849 4,434 5,324 

 Vehicle finance charges ............................................. 267 145 134 180 221 216 272 401 413 

 Maintenance and repairs ........................................... 988 538 645 767 792 856 1,088 1,272 1,442 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 821 452 412 560 572 748 722 1,034 1,593 

 Vehicle insurance ....................................................... 1,542 1,014 1,165 1,331 1,448 1,498 1,767 1,727 1,875 

 Public and other transportation ..................................... 363 168 148 108 138 266 230 499 1,032 

 Healthcare ........................................................................ 6,392 3,677 4,777 6,175 6,162 6,180 6,516 7,007 8,501 

 Health insurance ........................................................... 4,512 2,734 3,609 4,561 4,500 4,467 4,503 4,812 5,671 

 Medical services ............................................................ 1,054 438 526 718 802 977 1,190 1,331 1,762 

 Drugs ............................................................................. 616 370 514 654 632 594 583 627 800 

 Medical supplies ............................................................ 209 136 128 242 229 142 240 237 269 

See footnotes at end of table. 
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Entertainment ................................................................... 3,588 1,749 1,929 2,189 2,622 2,742 3,588 4,773 6,805 

 Fees and admissions .................................................... 496 185 185 190 266 355 371 621 1,367 

 Audio and visual equipment and services .................... 1,161 788 799 900 1,093 1,088 1,160 1,405 1,652 

 Pets, toys, hobbies, and playground equipment ........... 1,014 417 454 850 833 809 1,190 1,110 1,803 

 Pets ............................................................................ 842 371 364 732 652 590 1,035 895 1,558 

 Toys, hobbies, and playground equipment................ 172 446 90 118 181 219 155 215 245 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 917 360 491 248 431 490 867 1,637 1,983 

 Personal care products and services ............................... 757 390 430 554 583 622 717 1,012 1,328 

 Reading ............................................................................ 141 72 84 91 87 113 129 154 304 

 Education .......................................................................... 947 898 511 261 581 671 602 807 2,803 

 Tobacco products and smoking supplies ......................... 350 340 333 410 422 345 427 320 230 

 Miscellaneous ................................................................... 1,003 454 642 566 715 708 977 1,268 2,030 

 Cash contributions ............................................................ 3,146 976 983 1,824 2,123 2,482 3,039 3,257 7,948 

 Personal insurance and pensions .................................... 7,674 612 1,043 1,717 2,591 3,975 6,943 11,550 23,490 

 Life and other personal insurance................................. 543 275 264 431 456 376 592 647 1,000 

 Pensions and Social Security ....................................... 7,131 338 779 1,286 2,135 3,599 6,351 10,903 22,490 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $90,825 $6,730 $23,406 $34,851 $44,726 $59,187 $83,731 $121,369 $253,229 

 Wages and salaries ....................................................... 64,136 2,114 7,828 12,656 21,451 35,452 60,102 95,619 196,300 

 Self-employment income............................................... 6,032 -332 510 694 1,499 2,036 3,580 5,927 26,138 

 Social Security, private and government 

 retirement ................................................................... 15,739 2,813 13,086 19,624 19,570 19,036 16,161 14,363 15,888 

 Interest, dividends, rental income, and other 

 property income ......................................................... 3,205 209 309 540 817 1,190 2,021 3,686 12,778 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 369 1,402 996 424 460 176 145 4109 440 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 1,115 355 513 735 797 1,084 1,552 1,471 1,570 

 Other income ................................................................. 229 168 164 178 4131 213 171 195 515 

 Personal taxes (contains some imputed values) ............. 10,228 -2,478 -2,866 -2,345 -1,061 1,092 5,562 13,345 52,165 

 Federal income taxes .................................................... 9,792 -466 -505 77 893 2,360 6,010 12,007 43,359 

 Stimulus payment (new UCC Q20202)# ....................... -2,139 -1,973 -2,344 -2,617 -2,356 -2,120 -2,449 -2,254 -1,131 

 State and local income taxes ........................................ 2,497 -78 -49 107 358 801 1,928 3,483 9,792 

 Other taxes .................................................................... 78 439 431 87 44 51 73 108 145 

 Income after taxes ............................................................ 80,597 9,208 26,271 37,196 45,787 58,096 78,169 108,024 201,064 

Addenda: 

 Net change in total assets and liabilities .......................... $17,407 $7,650 $1,290 $3,661 $6,957 $530 -$521 $36,972 $65,140 

 Net change in total assets ............................................. 38,288 10,762 4,435 9,631 10,777 10,095 25,122 64,909 126,845 

 Net change in total liabilities ......................................... 20,881 3,112 3,144 5,970 3,820 9,566 25,642 27,936 61,705 

 Other financial information: 

 Other money receipts .................................................... 918 4145 425 561 686 540 1,321 743 2,124 

 Mortgage principal paid on owned property.................. -2,592 -714 -877 -1,087 -1,300 -1,500 -2,699 -3,460 -6,610 

 Estimated market value of owned home ....................... 273,443 144,951 155,636 196,006 207,429 245,207 260,056 293,731 535,819 

 Estimated monthly rental value of owned home ........... 1,376 814 908 1,075 1,140 1,239 1,327 1,533 2,354 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022