Table 1100. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 1995

(Aggregates in millions of dollars, unless otherwise indicated)

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|| Complete reporting of income|

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Item | | | | | |

| | Lowest | Second | Third | Fourth | Highest| Aggregate | 20 | 20 | 20 | 20 | 20| | percent | percent | percent | percent | percent| | | | | |

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Number of consumer units (in thousands).........| 83,455 | 16,662 | 16,688 | 16,689 | 16,691 | 16,725Percent distribution of consumer units..........| 100.0 | 20.0 | 20.0 | 20.0 | 20.0 | 20.0

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Consumer unit characteristics (mean values): | | | | | |

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Income before taxes 1/........................| $36,918 | $6,305 | $16,114 | $28,242 | $44,753 | $89,011Income after taxes 1/.........................| 33,864 | 6,186 | 15,537 | 26,400 | 41,338 | 79,715Age of reference person.......................| 48.1 | 52.0 | 51.8 | 46.3 | 44.7 | 45.7

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Average number in consumer unit: | | | | | |

Persons.....................................| 2.5 | 1.8 | 2.2 | 2.6 | 2.8 | 3.1Children under 18...........................| .7 | .5 | .6 | .7 | .8 | .8Persons 65 and over.........................| .3 | .4 | .5 | .3 | .2 | .1Earners.....................................| 1.3 | .6 | .9 | 1.4 | 1.8 | 2.1Vehicles....................................| 1.9 | 1.0 | 1.5 | 2.0 | 2.5 | 2.8

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Percent distribution: | | | | | |

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Sex of reference person: | | | | | |

Male......................................| 62 | 39 | 55 | 65 | 74 | 79Female....................................| 38 | 61 | 45 | 35 | 26 | 21

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Housing tenure: | | | | | |

Homeowner.................................| 64 | 40 | 56 | 61 | 73 | 89

With mortgage...........................| 38 | 11 | 20 | 35 | 52 | 72Without mortgage........................| 26 | 29 | 36 | 26 | 22 | 16

Renter....................................| 36 | 60 | 44 | 39 | 27 | 11

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Race of reference person: | | | | | |

Black.....................................| 11 | 17 | 12 | 11 | 8 | 5White and other...........................| 89 | 83 | 88 | 89 | 92 | 95

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Education of reference person: | | | | | |

Elementary (1-8)..........................| 9 | 20 | 12 | 8 | 4 | 1High school (9-12)........................| 44 | 48 | 54 | 50 | 40 | 25College...................................| 47 | 31 | 33 | 42 | 56 | 73Never attended and other..................| (2) | 1 | (2) | (2) | (2) | (2)

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At least one vehicle owned..................| 86 | 61 | 84 | 94 | 96 | 96

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Annual aggregate expenditures...................| $2,755,882 | 8.7 | 13.1 | 17.3 | 23.4 | 37.4

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Food..........................................| 365,324 | 10.6 | 15.8 | 18.2 | 23.3 | 32.2

Food at home................................| 223,474 | 12.6 | 18.1 | 18.7 | 22.8 | 27.8

Cereals and bakery products...............| 35,158 | 12.8 | 17.1 | 19.2 | 22.6 | 28.3

Cereals and cereal products.............| 13,081 | 13.5 | 17.9 | 19.8 | 22.5 | 26.3Bakery products.........................| 22,077 | 12.3 | 16.7 | 18.9 | 22.7 | 29.4

Meats, poultry, fish, and eggs............| 58,640 | 13.4 | 20.3 | 18.4 | 22.4 | 25.4

Beef....................................| 17,952 | 12.9 | 19.2 | 18.5 | 23.6 | 25.8Pork....................................| 12,181 | 14.6 | 22.3 | 19.0 | 21.7 | 22.4Other meats.............................| 8,144 | 13.6 | 20.1 | 17.9 | 22.1 | 26.3Poultry.................................| 10,550 | 12.5 | 19.4 | 18.8 | 22.5 | 26.8Fish and seafood........................| 7,373 | 13.2 | 20.9 | 17.3 | 21.1 | 27.5Eggs....................................| 2,439 | 15.9 | 21.7 | 19.1 | 20.7 | 22.6

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Dairy products............................| 24,087 | 12.1 | 17.5 | 19.3 | 22.9 | 28.2

Fresh milk and cream....................| 10,007 | 14.3 | 18.8 | 20.0 | 22.4 | 24.4Other dairy products....................| 14,080 | 10.6 | 16.6 | 18.7 | 23.2 | 30.8

Fruits and vegetables.....................| 36,148 | 13.2 | 18.5 | 18.8 | 21.7 | 27.7

Fresh fruits............................| 11,462 | 13.6 | 18.1 | 18.8 | 20.7 | 28.8Fresh vegetables........................| 10,891 | 12.2 | 18.7 | 19.1 | 21.6 | 28.4Processed fruits........................| 7,500 | 13.6 | 18.3 | 18.5 | 22.2 | 27.4Processed vegetables....................| 6,296 | 13.6 | 19.2 | 18.8 | 23.2 | 25.2

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Other food at home........................| 69,441 | 11.7 | 16.6 | 18.5 | 23.8 | 29.4

Sugar and other sweets..................| 9,240 | 11.4 | 17.6 | 18.9 | 23.0 | 29.2Fats and oils...........................| 6,467 | 13.6 | 19.6 | 18.6 | 23.2 | 25.0Miscellaneous foods.....................| 30,498 | 11.6 | 15.9 | 18.4 | 24.4 | 29.7Nonalcoholic beverages..................| 19,356 | 12.2 | 17.6 | 18.6 | 23.4 | 28.1Food prepared by consumer unit | | | | | |

on out-of-town trips...................| 3,879 | 8.1 | 8.8 | 17.5 | 24.0 | 41.7

Food away from home.........................| 141,850 | 7.3 | 12.2 | 17.3 | 24.0 | 39.2

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Alcoholic beverages...........................| 23,534 | 7.8 | 12.8 | 15.2 | 23.2 | 41.0

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Housing.......................................| 875,337 | 10.6 | 13.8 | 17.5 | 22.3 | 35.7

Shelter.....................................| 493,141 | 10.6 | 13.7 | 17.2 | 21.7 | 36.7

Owned dwellings...........................| 312,465 | 5.8 | 9.7 | 14.4 | 23.0 | 47.2

Mortgage interest and charges...........| 176,698 | 3.3 | 6.1 | 13.4 | 23.8 | 53.4Property taxes..........................| 75,754 | 8.9 | 12.7 | 14.7 | 21.4 | 42.3Maintenance, repairs, insurance, | | | | | |

other expenses.........................| 60,013 | 9.2 | 16.1 | 17.0 | 22.4 | 35.3

Rented dwellings..........................| 149,342 | 21.7 | 22.9 | 24.1 | 19.4 | 11.9Other lodging.............................| 31,333 | 6.2 | 10.3 | 12.8 | 19.8 | 51.0

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Utilities, fuels, and public services.......| 181,811 | 13.4 | 17.1 | 19.5 | 22.0 | 28.0

Natural gas...............................| 22,404 | 14.3 | 16.9 | 18.4 | 21.4 | 29.0Electricity...............................| 71,265 | 13.4 | 17.4 | 19.9 | 22.0 | 27.3Fuel oil and other fuels..................| 7,095 | 13.8 | 19.2 | 19.7 | 20.9 | 26.3Telephone services........................| 59,191 | 13.8 | 16.9 | 19.8 | 22.1 | 27.4Water and other public services...........| 21,857 | 11.1 | 16.0 | 18.3 | 23.1 | 31.5

Household operations........................| 43,233 | 7.4 | 11.8 | 14.7 | 21.4 | 44.6

Personal services.........................| 22,026 | 7.3 | 10.0 | 15.6 | 27.8 | 39.3Other household expenses..................| 21,207 | 7.6 | 13.7 | 13.8 | 14.7 | 50.1

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Housekeeping supplies.......................| 35,989 | 9.2 | 14.2 | 19.4 | 22.5 | 34.7

Laundry and cleaning supplies.............| 9,119 | 10.4 | 17.3 | 20.2 | 21.6 | 30.5Other household products..................| 16,073 | 9.0 | 13.5 | 18.7 | 21.1 | 37.6Postage and stationery....................| 10,797 | 8.4 | 12.5 | 19.9 | 25.3 | 33.9

Household furnishings and equipment.........| 121,163 | 8.1 | 9.9 | 16.2 | 25.6 | 40.2

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Household textiles........................| 8,470 | 8.7 | 10.1 | 13.8 | 23.7 | 43.6

Furniture.................................| 26,621 | 7.5 | 12.1 | 17.1 | 21.1 | 42.3Floor coverings...........................| 16,614 | 11.2 | 5.4 | 11.4 | 47.0 | 24.9Major appliances..........................| 12,970 | 10.2 | 16.4 | 21.5 | 21.3 | 30.6Small appliances, miscellaneous housewares| 7,303 | 8.8 | 11.2 | 20.2 | 22.0 | 37.7Miscellaneous household equipment.........| 49,185 | 6.6 | 8.3 | 15.7 | 22.8 | 46.6

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Apparel and services..........................| 140,025 | 8.6 | 13.7 | 16.9 | 22.2 | 38.6

Men and boys................................| 34,302 | 6.4 | 14.2 | 15.3 | 20.7 | 43.4

Men, 16 and over..........................| 26,669 | 5.4 | 14.0 | 16.0 | 22.0 | 42.7Boys, 2 to 15.............................| 7,633 | 9.9 | 14.8 | 13.1 | 16.2 | 46.0

Women and girls.............................| 54,408 | 7.8 | 12.6 | 17.4 | 24.1 | 38.2

Women, 16 and over........................| 46,050 | 7.3 | 12.8 | 16.1 | 24.8 | 39.0Girls, 2 to 15............................| 8,358 | 10.2 | 11.3 | 24.3 | 20.7 | 33.6

Children under 2............................| 6,692 | 11.4 | 13.5 | 19.3 | 23.8 | 32.0Footwear....................................| 22,214 | 12.2 | 16.8 | 17.9 | 19.7 | 33.3Other apparel products and services.........| 22,409 | 9.2 | 12.9 | 16.8 | 21.9 | 39.2

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Transportation................................| 509,991 | 6.6 | 13.2 | 18.8 | 25.0 | 36.5

Vehicle purchases (net outlay)..............| 223,332 | 4.9 | 13.3 | 20.2 | 25.4 | 36.3

Cars and trucks, new......................| 99,552 | 3.6 | 14.4 | 14.0 | 23.9 | 44.0Cars and trucks, used.....................| 121,043 | 5.9 | 12.4 | 25.5 | 26.2 | 30.0Other vehicles............................| 2,738 | 3/5.0 | 3/7.7 | 3/10.5 | 3/43.9 | 32.8

Gasoline and motor oil......................| 84,618 | 9.2 | 14.1 | 19.4 | 25.1 | 32.0Other vehicle expenses......................| 171,414 | 7.3 | 12.8 | 17.7 | 25.2 | 37.1

Vehicle finance charges...................| 22,282 | 4.5 | 9.5 | 20.3 | 29.5 | 36.2Maintenance and repairs...................| 55,618 | 9.0 | 13.9 | 18.4 | 25.2 | 33.6Vehicle insurance.........................| 60,583 | 7.3 | 14.5 | 18.5 | 24.7 | 35.0Vehicle rental, leases, licenses, | | | | | |

other charges............................| 32,931 | 6.2 | 9.9 | 13.0 | 23.5 | 47.3

Public transportation.......................| 30,627 | 7.9 | 11.7 | 12.8 | 19.6 | 48.0

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Health care...................................| 145,108 | 12.6 | 18.4 | 19.5 | 21.9 | 27.7

Health insurance............................| 72,145 | 13.0 | 19.7 | 20.2 | 22.4 | 24.7Medical services............................| 41,861 | 10.3 | 14.3 | 17.6 | 22.7 | 35.2Drugs.......................................| 23,958 | 16.1 | 22.4 | 21.1 | 18.3 | 22.2Medical supplies............................| 7,144 | 9.2 | 15.6 | 17.6 | 23.8 | 33.7

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Entertainment.................................| 139,503 | 8.4 | 10.9 | 16.7 | 23.7 | 40.4

Fees and admissions.........................| 37,308 | 7.2 | 8.6 | 12.9 | 21.9 | 49.4Television, radios, sound equipment.........| 46,621 | 11.0 | 13.9 | 17.8 | 24.9 | 32.3Pets, toys, and playground equipment........| 28,207 | 7.3 | 11.1 | 18.3 | 23.7 | 39.6Other entertainment supplies, equipment, | | | | | |

and services...............................| 27,368 | 6.4 | 8.5 | 18.2 | 23.9 | 42.9

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Personal care products and services...........| 33,827 | 8.8 | 14.4 | 18.0 | 25.6 | 33.1

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Reading.......................................| 14,212 | 8.3 | 12.9 | 17.7 | 23.4 | 37.7

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Education.....................................| 39,605 | 12.9 | 7.9 | 11.2 | 18.7 | 49.2

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Tobacco products and smoking supplies.........| 22,667 | 15.0 | 17.8 | 24.1 | 22.6 | 20.5

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Miscellaneous.................................| 66,985 | 10.2 | 15.0 | 19.0 | 25.1 | 30.7

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Cash contributions............................| 86,265 | 5.5 | 13.8 | 13.5 | 24.6 | 42.7

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Personal insurance and pensions...............| 293,500 | 1.8 | 5.7 | 13.7 | 25.4 | 53.4

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Life and other personal insurance...........| 31,814 | 6.0 | 10.5 | 14.7 | 23.0 | 45.8

Pensions and Social Security................| 261,685 | 1.3 | 5.2 | 13.6 | 25.7 | 54.3

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Sources of income and personal taxes: 1/ | | | | | |

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Money income before taxes.....................| 3,080,956 | 3.4 | 8.7 | 15.3 | 24.2 | 48.3

Wages and salaries..........................| 2,376,254 | 1.3 | 5.7 | 14.4 | 26.2 | 52.4Self-employment income......................| 169,713 | -2.2 | 4.1 | 9.8 | 16.9 | 71.4Social Security, private and government | | | | | |

retirement.................................| 363,422 | 14.1 | 26.2 | 23.4 | 17.6 | 18.7

Interest, dividends, rental income, other | | | | | |

property income............................| 71,894 | 2.2 | 8.4 | 12.6 | 24.7 | 52.1

Unemployment and workers' compensation, | | | | | |

veterans' benefits.........................| 23,282 | 8.2 | 18.6 | 27.9 | 23.7 | 21.5

Public assistance, supplemental security | | | | | |

income, food stamps........................| 38,586 | 45.6 | 32.6 | 11.9 | 6.2 | 3.7

Regular contributions for support...........| 22,780 | 15.3 | 21.8 | 24.0 | 16.0 | 22.9Other income................................| 15,024 | 13.8 | 18.7 | 14.6 | 19.6 | 33.3

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Personal taxes................................| 254,838 | .8 | 3.8 | 12.1 | 22.4 | 61.0

Federal income taxes........................| 186,493 | .3 | 3.0 | 11.4 | 22.1 | 63.1State and local income taxes................| 53,447 | .6 | 4.1 | 12.9 | 23.2 | 59.1Other taxes.................................| 14,898 | 7.1 | 11.9 | 17.0 | 22.6 | 41.4

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Income after taxes............................| 2,826,118 | 3.6 | 9.2 | 15.6 | 24.4 | 47.2

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1/ Components of income and taxes are derived from "complete income reporters" only; see glossary.2/ Value less than 0.5.3/ Data are likely to have large sampling errors.

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