Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2006-2007

Item

Total

65 and

over

Northeast Midwest South West

Number of consumer units (in thousands) ....... 23,204 4,690 5,384 8,349 4,780 

Consumer unit characteristics: 

Income before taxes ..................................... $39,153 $38,086 $38,125 $37,479 $44,284 

Income after taxes ........................................ 37,976 36,892 37,357 36,415 42,464 

Age of reference person ................................ 75.2 76.0 75.1 74.9 74.8 

Average number in consumer unit:

Persons ........................................................ 1.7 1.6 1.7 1.8 1.7 

Children under 18 ........................................ .1 1 ( ) .1 .1 .1 

Persons 65 and over .................................... 1.4 1.3 1.4 1.4 1.4 

Earners ........................................................ .5 .4 .5 .5 .5 

Vehicles ....................................................... 1.6 1.2 1.7 1.6 1.7 

Percent distribution:

Sex of reference person:

Male ............................................................. 42 38 43 43 45 

Female ......................................................... 58 62 57 57 55 

Housing tenure:

Homeowner .................................................. 80 72 80 84 80 

With mortgage ............................................ 21 13 19 22 27 

Without mortgage ....................................... 59 59 62 61 53 

Renter .......................................................... 20 28 20 16 20 

Race of reference person:

Black or African-American ........................... 9 7 7 14 3 

White, Asian, and all other races ................. 91 93 93 86 97 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 5 2 6 11 

Not Hispanic or Latino .................................. 94 95 98 94 89 

Education of reference person:

Elementary (1-8) .......................................... 11 10 8 16 8 

High school (9-12) ........................................ 45 52 54 43 33 

College ......................................................... 43 38 37 40 58 

Never attended and other ............................ 1 2 ( ) 1 1 1 

At least one vehicle owned or leased ............ 83 73 88 86 84 

Average annual expenditures .......................... $35,994 $35,382 $34,184 $33,390 $43,276 

Food ............................................................... 4,417 4,430 4,199 4,206 5,043 

Food at home ............................................... 2,783 2,761 2,606 2,757 3,073 

Cereals and bakery products ..................... 388 384 371 385 417 

Cereals and cereal products .................... 109 102 100 111 125 

Bakery products ....................................... 279 282 271 274 292 

Meats, poultry, fish, and eggs .................... 623 641 586 626 643 

Beef .......................................................... 175 158 186 177 176 

Pork .......................................................... 131 121 122 148 124 

Other meats ............................................. 82 95 85 75 74 

Poultry ...................................................... 98 104 78 105 105 

Fish and seafood ..................................... 102 125 87 86 124 

Eggs ......................................................... 35 37 27 35 40 

Dairy products ............................................ 313 302 297 310 349 

Fresh milk and cream .............................. 120 118 113 127 116 

Other dairy products ................................ 193 183 184 183 234 

Fruits and vegetables ................................. 532 545 483 521 599 

Fresh fruits ............................................... 182 194 167 171 210 

Fresh vegetables ..................................... 168 173 149 169 187 

Processed fruits ....................................... 100 106 93 94 114 

Processed vegetables .............................. 81 73 74 87 89 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2006-2007 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Other food at home .................................... $928 $889 $870 $914 $1,064 

Sugar and other sweets ........................... 118 114 120 110 135 

Fats and oils ............................................. 81 75 75 86 86 

Miscellaneous foods ................................ 460 432 425 462 532 

Nonalcoholic beverages ........................... 235 233 221 233 256 

Food prepared by consumer unit on

out-of-town trips ..................................... 34 36 29 24 55 

Food away from home ................................. 1,634 1,669 1,593 1,449 1,970 

Alcoholic beverages ....................................... 274 254 253 226 405 

Housing .......................................................... 12,133 13,010 11,527 10,795 14,319 

Shelter .......................................................... 6,470 7,647 6,010 5,168 8,107 

Owned dwellings ........................................ 4,313 4,596 4,130 3,706 5,300 

Mortgage interest and charges ................ 1,312 816 1,059 1,262 2,170 

Property taxes .......................................... 1,612 2,363 1,764 1,177 1,466 

Maintenance, repairs, insurance, other

expenses ................................................ 1,389 1,418 1,308 1,267 1,664 

Rented dwellings ........................................ 1,634 2,255 1,395 1,132 2,172 

Other lodging ............................................. 523 796 485 330 635 

Utilities, fuels, and public services ............... 3,063 3,226 3,009 3,139 2,832 

Natural gas ................................................. 502 639 734 323 418 

Electricity .................................................... 1,165 1,030 1,022 1,422 1,008 

Fuel oil and other fuels ............................... 192 497 139 99 118 

Telephone services .................................... 788 736 750 853 769 

Water and other public services ................. 416 322 365 442 519 

Household operations .................................. 773 692 671 759 990 

Personal services ....................................... 155 106 204 140 176 

Other household expenses ........................ 617 586 467 620 814 

Housekeeping supplies ................................ 558 463 579 557 637 

Laundry and cleaning supplies .................. 114 83 120 126 117 

Other household products .......................... 293 247 274 319 321 

Postage and stationery .............................. 151 133 184 113 198 

Household furnishings and equipment ......... 1,269 982 1,259 1,171 1,753 

Household textiles ...................................... 140 98 121 109 258 

Furniture ..................................................... 259 178 302 238 328 

Floor coverings .......................................... 47 64 38 37 59 

Major appliances ........................................ 191 211 157 189 215 

Small appliances, miscellaneous

housewares .............................................. 86 70 79 70 139 

Miscellaneous household equipment ......... 546 361 562 528 754 

Apparel and services ..................................... 987 1,041 974 915 1,075 

Men and boys .............................................. 209 215 185 206 239 

Men, 16 and over ....................................... 188 195 159 183 225 

Boys, 2 to 15 .............................................. 21 20 26 23 14 

Women and girls .......................................... 454 502 497 385 471 

Women, 16 and over .................................. 423 471 461 355 443 

Girls, 2 to 15 ............................................... 31 31 37 30 27 

Children under 2 .......................................... 22 23 26 18 21 

Footwear ...................................................... 147 113 145 170 146 

Other apparel products and services ........... 156 189 120 136 198 

Transportation ................................................ 5,831 4,936 5,218 5,821 7,431 

Vehicle purchases (net outlay) ..................... 2,138 1,626 1,738 2,357 2,707 

Cars and trucks, new ................................. 1,296 805 982 1,502 1,770 

Cars and trucks, used ................................ 828 820 756 815 937 

Other vehicles ............................................ 315 4 ( ) 4 ( ) 340 4 ( )

Gasoline and motor oil ................................. 1,411 1,130 1,401 1,516 1,514 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2006-2007 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Other vehicle expenses ............................... $1,866 $1,714 $1,766 $1,678 $2,472 

Vehicle finance charges ............................. 122 102 101 130 154 

Maintenance and repairs ........................... 526 452 445 546 658 

Vehicle insurance ....................................... 942 823 938 835 1,264 

Vehicle rental, leases, licenses, and other

charges .................................................... 275 337 282 168 395 

Public transportation .................................... 417 467 312 271 738 

Healthcare ...................................................... 4,482 4,050 4,803 4,334 4,813 

Health insurance .......................................... 2,694 2,589 2,988 2,560 2,699 

Medical services .......................................... 754 645 730 677 1,024 

Drugs ........................................................... 873 687 951 935 863 

Medical supplies .......................................... 162 129 133 162 227 

Entertainment ................................................. 1,821 1,535 1,589 1,548 2,849 

Fees and admissions ................................... 428 439 407 274 718 

Audio and visual equipment and services .... 679 693 622 683 722 

Pets, toys, hobbies, and playground

equipment .................................................. 354 287 326 383 405 

Other entertainment supplies, equipment,

and services ............................................... 360 117 234 209 1,004 

Personal care products and services ............. 502 468 460 504 584 

Reading .......................................................... 140 145 158 111 164 

Education ....................................................... 256 456 182 164 303 

Tobacco products and smoking supplies ....... 174 165 174 184 162 

Miscellaneous ................................................ 716 733 669 629 909 

Cash contributions ......................................... 2,429 2,412 2,338 2,027 3,251 

Personal insurance and pensions .................. 1,832 1,746 1,640 1,925 1,967 

Life and other personal insurance ................ 314 402 314 310 234 

Pensions and Social Security ...................... 1,517 1,344 1,326 1,615 1,733 

Sources of income and personal taxes: 

Money income before taxes ........................... 39,153 38,086 38,125 37,479 44,284 

Wages and salaries ..................................... 11,878 12,275 10,683 11,643 13,245 

Self-employment income ............................. 1,927 1,531 2,050 1,715 2,547 

Social Security, private and government

retirement ................................................... 21,283 20,040 22,109 20,379 23,154 

Interest, dividends, rental income, other

property income ......................................... 3,394 3,492 2,920 3,014 4,499 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 163 181 329 266 3116 

Public assistance, supplemental security

income, food stamps .................................. 256 247 204 218 390 

Regular contributions for support ................. 152 234 73 131 197 

Other income ............................................... 100 87 57 113 137 

Personal taxes ............................................... 1,177 1,195 767 1,064 1,821 

Federal income taxes ................................... 782 669 440 738 1,357 

State and local income taxes ....................... 150 144 99 94 310 

Other taxes .................................................. 245 382 229 232 154 

Income after taxes ......................................... 37,976 36,892 37,357 36,415 42,464 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2006-2007 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $1,072 - $44 - $1,784 - $275 - $2,672 

Net change in total assets ............................ 2,907 4,206 1,859 3,782 1,285 

Net change in total liabilities ........................ 3,979 4,250 3,643 4,057 3,957 

Other financial information:

Other money receipts ................................... 713 467 589 881 800 

Mortgage principal paid on owned property -1,060 -681 -1,303 -1,002 -1,258 

Estimated market value of owned home ...... 204,091 215,270 141,408 157,020 345,957 

Estimated monthly rental value of owned

home .......................................................... 947 961 767 879 1,257 

Gifts of goods and services ............................ 1,070 1,204 1,088 805 1,371 

Food ............................................................. 74 80 85 64 72 

Alcoholic beverages ..................................... 10 14 2 5 23 

Housing ........................................................ 183 183 225 125 234 

Housekeeping supplies .............................. 29 23 46 18 32 

Household textiles ...................................... 9 33 14 9 9 

Appliances and miscellaneous

housewares .............................................. 20 24 22 14 27 

Major appliances ...................................... 6 16 35 32 34 

Small appliances and miscellaneous

housewares ............................................ 15 9 17 12 23 

Miscellaneous household equipment ......... 40 35 50 28 56 

Other housing ............................................ 84 97 93 57 109 

Apparel and services ................................... 183 176 209 170 178 

Males, 2 and over ...................................... 48 44 66 49 30 

Females, 2 and over .................................. 74 77 91 52 91 

Children under 2 ........................................ 21 21 25 18 21 

Other apparel products and services ......... 39 35 26 52 36 

Jewelry and watches ................................ 14 12 4 22 14 

All other apparel products and services ... 25 323 322 29 323 

Transportation .............................................. 139 35 138 152 223 

Health care ................................................... 62 396 332 11 154 

Entertainment ............................................... 96 71 168 66 87 

Toys, games, arts and crafts, and tricycles 43 329 76 37 326 

Other entertainment ................................... 53 42 92 29 60 

Personal care products and services ........... 13 8 15 15 14 

Reading ........................................................ 2 2 2 1 3 

Education ..................................................... 174 380 137 87 164 

All other gifts ................................................ 134 159 77 109 220 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 Data are likely to have large sampling errors.4 No data reported.

n.a. Not applicable.