Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 16,336 3,159 3,605 6,163 3,409

Consumer unit characteristics:

Income before taxes ....................................... $52,909 $59,691 $51,847 $45,549 $61,052

Income after taxes .......................................... 48,213 52,605 47,768 42,491 54,955

Age of reference person ................................. 68.8 68.9 68.7 68.8 68.7

Average number in consumer unit:

People .......................................................... 1.9 1.8 1.8 1.9 2.1

Children under 18 ......................................... .1 1 ( ) .1 .1 .2

Adults 65 and older ...................................... 1.4 1.4 1.4 1.4 1.4

Earners ......................................................... .7 .7 .7 .6 .8

Vehicles ........................................................ 1.9 1.6 2.2 1.9 2.0

Percent distribution:

Reference person:

Men .............................................................. 50 48 47 51 54

Women ......................................................... 50 52 53 49 46

Housing tenure:

Homeowner .................................................. 81 81 85 82 76

With mortgage ............................................ 31 26 29 31 39

Without mortgage ....................................... 50 55 56 51 37

Renter ........................................................... 19 19 15 18 24

Race of reference person:

Black or African-American ............................ 10 7 9 15 4

White, Asian, and all other races .................. 90 93 91 85 96

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 7 7 2 8 11

Not Hispanic or Latino .................................. 93 93 98 92 89

Education of reference person:

Elementary (1-8) ........................................... 5 4 4 6 4

High school (9-12) ........................................ 36 36 39 38 29

College ......................................................... 59 59 57 55 66

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 1 ( )

At least one vehicle owned or leased ............. 90 84 93 91 92

Average annual expenditures ........................... $47,816 $52,093 $46,352 $43,225 $53,634

Food ............................................................... 6,164 6,243 5,874 5,845 6,940

Food at home ............................................... 3,732 3,918 3,576 3,593 3,975

Cereals and bakery products ..................... 496 546 479 484 492

Cereals and cereal products .................... 154 160 155 147 159

Bakery products ....................................... 342 386 324 337 333

Meats, poultry, fish, and eggs .................... 810 772 777 833 832

Beef .......................................................... 212 158 222 230 217

Pork .......................................................... 178 144 181 197 167

Other meats .............................................. 110 124 116 106 101

Poultry ...................................................... 136 159 122 130 141

Fish and seafood ...................................... 118 137 89 110 147

Eggs ......................................................... 55 50 47 60 59

Dairy products ............................................ 392 429 396 365 407

Fresh milk and cream ............................... 131 138 149 127 114

Other dairy products ................................. 261 291 247 238 293

Fruits and vegetables ................................. 736 793 712 649 870

Fresh fruits ............................................... 269 286 259 223 348

Fresh vegetables ...................................... 243 277 213 215 295

Processed fruits ........................................ 103 108 111 86 123

Processed vegetables .............................. 121 122 129 126 103

Other food at home .................................... 1,297 1,378 1,212 1,262 1,374

Sugar and other sweets ........................... 149 160 147 141 156

Fats and oils ............................................. 112 108 117 112 113

Miscellaneous foods ................................. 619 679 590 566 694

Nonalcoholic beverages ........................... 357 356 295 396 350

Food prepared by consumer unit on

out-of-town trips ...................................... 59 77 63 47 61

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

65-74 Northeast Midwest South West

Food away from home .................................. 2,432 2,326 2,298 2,252 2,966

Alcoholic beverages ....................................... 428 487 371 324 619

Housing .......................................................... 15,740 18,333 14,297 13,386 19,091

Shelter .......................................................... 8,452 10,727 7,433 6,661 10,659

Owned dwellings ........................................ 6,003 7,892 5,361 4,741 7,213

Mortgage interest and charges ................. 2,090 1,691 1,456 1,790 3,675

Property taxes .......................................... 2,192 3,778 2,357 1,418 1,950

Maintenance, repairs, insurance, other

expenses ................................................ 1,720 2,422 1,549 1,534 1,589

Rented dwellings ........................................ 1,591 1,770 1,089 1,317 2,450

Other lodging .............................................. 858 1,065 983 603 995

Utilities, fuels, and public services ................ 3,900 4,260 3,765 3,808 3,875

Natural gas ................................................. 451 601 676 282 381

Electricity .................................................... 1,480 1,327 1,306 1,744 1,326

Fuel oil and other fuels ............................... 235 677 166 88 164

Telephone services .................................... 1,166 1,186 1,157 1,146 1,192

Residential phone service, VOIP, and

phone cards ............................................ 514 590 517 503 460

Cellular phone service .............................. 652 597 641 643 732

Water and other public services ................. 568 467 459 547 813

Household operations .................................. 961 1,081 786 839 1,256

Personal services ....................................... 66 299 297 229 268

Other household expenses ........................ 895 982 688 810 1,188

Housekeeping supplies ................................ 762 692 730 670 1,014

Laundry and cleaning supplies ................... 160 137 190 159 152

Other household products .......................... 413 330 355 359 635

Postage and stationery ............................... 189 225 184 153 227

Household furnishings and equipment ......... 1,665 1,573 1,585 1,408 2,287

Household textiles ...................................... 124 93 121 82 230

Furniture ..................................................... 343 368 304 299 441

Floor coverings ........................................... 24 41 15 13 36

Major appliances ........................................ 280 248 176 231 503

Small appliances, miscellaneous

housewares .............................................. 104 89 102 94 138

Miscellaneous household equipment ......... 789 734 865 689 940

Apparel and services ...................................... 1,322 1,625 1,107 1,177 1,541

Men and boys ............................................... 260 366 199 223 296

Men, 16 and over ....................................... 230 341 183 187 263

Boys, 2 to 15 .............................................. 29 25 16 36 33

Women and girls .......................................... 609 717 532 586 636

Women, 16 and over .................................. 558 660 478 541 582

Girls, 2 to 15 ............................................... 51 57 54 44 53

Children under 2 ........................................... 28 235 236 224 221

Footwear ...................................................... 232 324 169 175 320

Other apparel products and services ........... 193 182 170 170 268

Transportation ................................................ 8,158 8,270 8,627 8,055 7,746

Vehicle purchases (net outlay) ..................... 2,664 2,394 3,134 3,007 1,795

Cars and trucks, new .................................. 1,733 1,315 1,858 2,330 909

Cars and trucks, used ................................ 922 1,039 1,273 677 886

Other vehicles ............................................ 29

240 23213 ( )

Gasoline and motor oil ................................. 2,174 1,980 2,370 2,167 2,160

Other vehicle expenses ................................ 2,667 3,023 2,510 2,468 2,863

Vehicle finance charges ............................. 141 131 145 151 129

Maintenance and repairs ............................ 960 1,070 963 837 1,080

Vehicle insurance ....................................... 986 976 959 1,030 941

Vehicle rental, leases, licenses, and other

charges ..................................................... 580 846 443 450 713

Public and other transportation .................... 653 873 613 413 928

Healthcare ...................................................... 5,552 5,753 6,067 5,171 5,506

Health insurance .......................................... 3,675 3,853 4,037 3,437 3,555

Medical services ........................................... 950 1,028 1,101 778 1,028

Drugs ............................................................ 733 715 733 761 696

Medical supplies ........................................... 195 157 197 195 226

Entertainment ................................................. 2,743 2,996 2,371 2,443 3,444

Fees and admissions ................................... 567 698 505 429 768

Audio and visual equipment and services .... 1,063 1,274 922 977 1,178

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

65-74 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 653 704 555 589 817

Pets ............................................................ 527 539 413 490 691

Toys, hobbies, and playground equipment 126 165 142 99 126

Other entertainment supplies, equipment,

and services ............................................... 459 320 389 447 681

Personal care products and services ............. 656 687 611 572 822

Reading .......................................................... 149 183 153 114 176

Education ....................................................... 342 408 222 272 535

Tobacco products and smoking supplies ....... 283 258 318 307 225

Miscellaneous ................................................. 732 718 744 683 820

Cash contributions .......................................... 2,271 2,117 2,723 2,032 2,367

Personal insurance and pensions .................. 3,275 4,013 2,867 2,844 3,801

Life and other personal insurance ................ 464 492 464 423 513

Pensions and Social Security ....................... 2,811 3,522 2,402 2,422 3,288

Sources of income and personal taxes:

Money income before taxes ........................... $52,909 $59,691 $51,847 $45,549 $61,052

Wages and salaries ...................................... 22,751 28,905 20,312 19,145 26,147

Self-employment income .............................. 2,389 2,134 2,747 1,433 3,973

Social Security, private and government

retirement ................................................... 24,308 24,691 25,307 22,142 26,812

Interest, dividends, rental income, other

property income .......................................... 2,494 2,710 2,648 1,921 3,169

Public assistance, supplemental security

income, food stamps .................................. 308 342 276 262 394

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 465 677 383 405 464

Other income ................................................ 194 233 2175 241 94

Personal taxes (contains some imputed

values) .......................................................... 4,696 7,086 4,079 3,058 6,097

Federal income taxes ................................... 3,748 5,534 3,243 2,541 4,813

State and local income taxes ....................... 888 1,445 784 455 1,263

Other taxes ................................................... 60 107 53 62 221

Income after taxes .......................................... 48,213 52,605 47,768 42,491 54,955

Addenda:

Net change in total assets and liabilities ........ $11,112 $17,246 $18,685 $9,187 $901

Net change in total assets ............................ 14,492 17,025 22,563 11,493 9,034

Net change in total liabilities ......................... 3,380 -221 3,877 2,306 8,134

Other financial information:

Other money receipts ................................... 824 2,052 477 252 1,087

Mortgage principal paid on owned property -1,775 -1,751 -1,674 -1,381 -2,616

Estimated market value of owned home ...... 208,522 221,428 154,958 163,682 334,249

Estimated monthly rental value of owned

home .......................................................... 1,115 1,292 959 980 1,359

Gifts of goods and services, total ................... 1,153 1,134 1,195 908 1,566

Food ............................................................. 78 62 83 67 109

Alcoholic beverages ..................................... 8 5 5 7 14

Housing ........................................................ 252 304 279 185 295

Housekeeping supplies .............................. 33 35 28 29 42

Household textiles ...................................... 15 226 224 212 24

Appliances and miscellaneous

housewares .............................................. 24 26 16 16 44

Major appliances ...................................... 10 19 26 7 13

Small appliances and miscellaneous

housewares ............................................ 14 28

210 28231

Miscellaneous household equipment ......... 56 39 46 59 76

Other housing ............................................. 124 178 164 70 128

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

65-74 Northeast Midwest South West

Apparel and services .................................... 218 246 186 200 257

Males, 2 and over ....................................... 50 72 62 47 25

Females, 2 and over ................................... 87 95 79 68 119

Children under 2 ......................................... 25 232 226 223 220

Other apparel products and services ......... 57 47 19 62 293

Jewelry and watches ................................ 20 16 25

232 216

All other apparel products and services ... 37 231 214 30 277

Transportation .............................................. 151 65 251 120 181

Healthcare .................................................... 21 226 233 23

237

Entertainment ............................................... 114 111 103 90 170

Toys, games, arts and crafts, and tricycles 42 232 237 46 246

Other entertainment ................................... 72 79 67 44 124

Personal care products and services ........... 21 39 8 15 27

Reading ........................................................ 6 7 9 5 2

Education ..................................................... 155 142 107 102 311

All other gifts ................................................. 130 126 131 114 163

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015