Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2007-2008

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 11,540 405 2,700 4,552 2,808 759 317 

Consumer unit characteristics: 

Income before taxes ..................................... $84,667 $64,011 $62,595 $89,614 $98,745 $92,058 $85,630 

Income after taxes ........................................ 83,662 64,445 62,904 88,461 96,350 91,202 85,666 

Age of reference person ................................ 41.1 21.0 30.5 39.5 48.7 58.7 71.3 

Average number in consumer unit:

Persons ........................................................ 5.6 5.9 5.6 5.6 5.6 5.9 5.6 

Children under 18 ........................................ 2.7 2.4 3.3 3.1 2.1 1.8 1.7 

Persons 65 and older ................................... .1 1.1 2 ( ) .1 .1 .2 1.6 

Earners ........................................................ 2.2 2.5 1.8 2.1 2.6 2.7 2.2 

Vehicles ....................................................... 2.5 2.0 2.0 2.5 2.9 2.7 3.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 33 35 42 53 45 47 

Female ......................................................... 57 67 65 58 47 55 53 

Housing tenure:

Homeowner .................................................. 72 44 54 76 82 82 92 

With mortgage ............................................ 59 28 48 67 64 53 48 

Without mortgage ....................................... 13 16 7 9 18 29 45 

Renter .......................................................... 28 56 46 24 18 18 8 

Race of reference person:

Black or African-American ........................... 15 14 18 14 13 14 11 

White, Asian, and all other races ................. 85 86 82 86 87 86 89 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 26 46 27 28 19 23 22 

Not Hispanic or Latino .................................. 74 54 73 72 81 77 78 

Education of reference person:

Elementary (1-8) .......................................... 8 10 8 7 9 12 16 

High school (9-12) ........................................ 39 68 42 35 37 39 48 

College ......................................................... 52 22 50 58 54 48 34 

Never attended and other ............................ 3 ( ) 4 ( ) 4 ( ) 3 ( ) 1 1 1 

At least one vehicle owned or leased ............ 94 90 92 94 94 95 98 

Average annual expenditures .......................... $65,663 $46,788 $53,340 $70,063 $75,029 $64,402 $55,815 

Food ............................................................... 9,519 7,465 7,662 10,086 10,845 9,618 9,309 

Food at home ............................................... 5,818 4,575 4,830 6,002 6,511 6,097 7,234 

Cereals and bakery products ..................... 820 579 702 841 906 898 1,025 

Cereals and cereal products .................... 288 210 253 298 317 291 322 

Bakery products ....................................... 532 368 448 543 589 607 704 

Meats, poultry, fish, and eggs .................... 1,382 1,244 1,144 1,416 1,522 1,514 1,676 

Beef .......................................................... 401 402 362 402 430 412 460 

Pork .......................................................... 255 218 195 270 268 319 355 

Other meats ............................................. 175 119 141 186 201 188 151 

Poultry ...................................................... 272 252 226 275 309 297 299 

Fish and seafood ..................................... 198 190 142 206 222 204 337 

Eggs ......................................................... 81 63 78 78 92 94 73 

Dairy products ............................................ 656 523 539 690 729 670 744 

Fresh milk and cream .............................. 282 252 247 302 292 266 276 

Other dairy products ................................ 375 272 292 388 437 404 468 

Fruits and vegetables ................................. 956 765 738 978 1,144 959 1,249 

Fresh fruits ............................................... 320 235 239 339 392 286 357 

Fresh vegetables ..................................... 291 308 212 297 342 315 365 

Processed fruits ....................................... 182 109 157 178 217 187 270 

Processed vegetables .............................. 163 112 130 164 194 170 256 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $2,004 $1,464 $1,707 $2,077 $2,210 $2,057 $2,540 

Sugar and other sweets ........................... 203 134 147 231 209 230 256 

Fats and oils ............................................. 154 98 125 154 185 161 208 

Miscellaneous foods ................................ 1,063 765 963 1,111 1,105 1,079 1,322 

Nonalcoholic beverages ........................... 532 453 426 522 656 531 720 

Food prepared by consumer unit on

out-of-town trips ..................................... 52 115 46 59 55 55 134 

Food away from home ................................. 3,701 2,890 2,832 4,084 4,334 3,520 2,075 

Alcoholic beverages ....................................... 378 392 212 437 452 426 1168 

Housing .......................................................... 21,877 15,466 19,253 24,280 22,676 19,251 17,659 

Shelter .......................................................... 12,713 8,574 10,974 14,567 12,953 10,456 9,442 

Owned dwellings ........................................ 9,351 3,643 6,782 11,275 10,004 8,355 7,483 

Mortgage interest and charges ................ 6,154 2,368 4,803 7,675 6,101 4,959 3,972 

Property taxes .......................................... 2,086 748 1,217 2,431 2,549 2,107 2,095 

Maintenance, repairs, insurance, other

expenses ................................................ 1,111 527 762 1,170 1,354 1,288 1,415 

Rented dwellings ........................................ 2,758 4,510 3,946 2,602 2,110 1,702 1899 

Other lodging ............................................. 604 1421 247 690 839 399 1,060 

Utilities, fuels, and public services ............... 4,886 4,153 3,995 5,055 5,383 5,411 5,341 

Natural gas ................................................. 699 399 530 773 772 707 802 

Electricity .................................................... 1,854 1,663 1,553 1,931 1,958 2,042 2,175 

Fuel oil and other fuels ............................... 172 176 134 165 196 301 1201 

Telephone services .................................... 1,538 1,503 1,260 1,541 1,804 1,593 1,405 

Water and other public services ................. 624 512 517 646 652 767 759 

Household operations .................................. 1,376 467 1,537 1,655 1,094 881 822 

Personal services ....................................... 790 1202 1,111 1,003 428 253 1258 

Other household expenses ........................ 585 266 426 652 667 628 564 

Housekeeping supplies ................................ 842 473 852 831 903 982 752 

Laundry and cleaning supplies .................. 243 171 236 268 220 256 204 

Other household products .......................... 472 267 513 425 533 576 461 

Postage and stationery .............................. 127 135 103 138 150 149 187 

Household furnishings and equipment ......... 2,061 1,799 1,896 2,172 2,342 1,522 1,301 

Household textiles ...................................... 131 213 107 145 133 98 60 

Furniture ..................................................... 518 512 624 540 466 348 195 

Floor coverings .......................................... 51 116 89 39 42 150 117 

Major appliances ........................................ 271 188 259 303 272 213 157 

Small appliances, miscellaneous

housewares .............................................. 118 80 89 132 126 115 135 

Miscellaneous household equipment ......... 973 791 727 1,013 1,303 697 737 

Apparel and services ..................................... 2,785 2,382 2,341 2,868 3,317 2,814 1,776 

Men and boys .............................................. 716 455 562 826 784 617 555 

Men, 16 and over ....................................... 447 255 309 486 575 440 1366 

Boys, 2 to 15 .............................................. 269 199 253 340 209 176 188 

Women and girls .......................................... 1,069 656 777 1,066 1,461 1,203 821 

Women, 16 and over .................................. 695 511 383 666 1,086 894 458 

Girls, 2 to 15 ............................................... 374 146 394 400 375 308 363 

Children under 2 .......................................... 229 362 355 225 106 207 195 

Footwear ...................................................... 515 633 485 461 669 492 1196 

Other apparel products and services ........... 255 275 161 289 297 295 109 

Transportation ................................................ 12,174 10,277 9,814 12,601 14,539 12,148 8,616 

Vehicle purchases (net outlay) ..................... 4,591 4,752 3,867 4,913 5,234 3,753 12,246 

Cars and trucks, new ................................. 1,875 12,236 1,199 1,998 2,230 2,361 11,097 

Cars and trucks, used ................................ 2,601 2,133 2,538 2,770 2,958 1,392 11,049 

Other vehicles ............................................ 115 1382 1130 145 147 4 ( ) 1100 

Gasoline and motor oil ................................. 3,795 3,423 3,294 3,872 4,261 3,796 3,315 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,263 $1,901 $2,361 $3,210 $4,370 $4,055 $2,694 

Vehicle finance charges ............................. 475 342 479 474 464 547 547 

Maintenance and repairs ........................... 917 507 731 866 1,254 986 677 

Vehicle insurance ....................................... 1,325 1842 698 1,251 2,087 11,896 11,084 

Vehicle rental, leases, licenses, and other

charges .................................................... 546 211 453 619 565 627 386 

Public transportation .................................... 524 201 292 606 673 543 361 

Healthcare ...................................................... 2,931 1,136 2,157 2,990 3,367 3,748 5,263 

Health insurance .......................................... 1,513 587 1,154 1,543 1,721 1,773 2,839 

Medical services .......................................... 883 315 670 953 934 1,104 1,432 

Drugs ........................................................... 413 201 258 370 553 703 782 

Medical supplies .......................................... 123 134 75 124 160 168 1210 

Entertainment ................................................. 3,494 1,923 3,022 3,892 3,810 2,805 2,761 

Fees and admissions ................................... 945 252 649 1,134 1,191 517 647 

Audio and visual equipment and services .... 1,202 988 1,185 1,153 1,335 1,146 1,244 

Pets, toys, hobbies, and playground

equipment .................................................. 675 366 666 745 596 808 529 

Other entertainment supplies, equipment,

and services ............................................... 671 317 523 860 688 334 340 

Personal care products and services ............. 751 422 511 818 928 785 803 

Reading .......................................................... 96 51 63 100 128 88 121 

Education ....................................................... 1,448 774 479 1,405 2,591 1,239 1,598 

Tobacco products and smoking supplies ....... 382 420 385 314 431 593 337 

Miscellaneous ................................................ 875 296 701 809 1,020 1,845 543 

Cash contributions ......................................... 1,743 1,146 1,413 1,808 2,144 1,404 1,619 

Personal insurance and pensions .................. 7,211 4,638 5,327 7,654 8,782 7,638 5,241 

Life and other personal insurance ................ 377 145 183 381 527 610 496 

Pensions and Social Security ...................... 6,834 4,593 5,144 7,272 8,255 7,028 4,745 

Sources of income and personal taxes: 

Money income before taxes ........................... 84,667 64,011 62,595 89,614 98,745 92,058 85,630 

Wages and salaries ..................................... 75,171 59,077 55,693 81,751 87,441 77,853 52,035 

Self-employment income ............................. 5,085 12,320 4,208 4,659 7,051 5,138 4,676 

Social Security, private and government

retirement ................................................... 2,022 1693 576 938 1,732 6,305 23,935 

Interest, dividends, rental income, other

property income ......................................... 635 1255 581 712 429 700 2,139 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 258 1244 254 209 347 1133 1524 

Public assistance, supplemental security

income, food stamps .................................. 817 815 721 731 852 1,600 673 

Regular contributions for support ................. 468 1374 426 375 720 1272 1537 

Other income ............................................... 211 1233 136 239 174 155 11,110 

Personal taxes ............................................... 1,005 -435 -308 1,152 2,394 856 -37 

Federal income taxes ................................... 956 -286 3 ( ) 1,019 2,036 976 166 

2008 Tax stimulus (new UCC Q20082) ....... -668 1-276 -724 -705 -646 -650 1-378 

State and local income taxes ....................... 509 81 288 604 717 390 11 

Other taxes .................................................. 208 148 128 235 288 140 164 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Income after taxes ......................................... 83,662 64,445 62,904 88,461 96,350 91,202 85,666 

Addenda:

Net change in total assets and liabilities ........ - $6,887 $3,482 $4,709 - $15,301 - $7,596 - $272 - $7,618 

Net change in total assets ............................ 8,315 5,574 24,763 2,144 6,450 -1,132 -525 

Net change in total liabilities ........................ 15,202 2,092 20,054 17,445 14,046 -860 7,093 

Other financial information:

Other money receipts ................................... 548 13 382 384 1,174 94 1578 

Mortgage principal paid on owned property -3,214 -988 -1,957 -3,860 -3,808 -3,086 -2,545 

Estimated market value of owned home ...... 208,675 92,279 116,925 236,762 254,272 229,111 282,651 

Estimated monthly rental value of owned

home .......................................................... 1,074 526 667 1,239 1,214 1,213 1,288 

Gifts of goods and services ............................ 739 550 401 801 934 741 1,271 

Food ............................................................. 69 19 54 82 87 34 114 

Alcoholic beverages ..................................... 9 110 3 ( ) 6 27 11 3 ( )

Housing ........................................................ 135 189 77 122 242 178 1109 

Housekeeping supplies .............................. 20 112 18 21 23 119 116 

Household textiles ...................................... 6 12 17 13 112 15 4 ( )

Appliances and miscellaneous

housewares .............................................. 13 18 14 9 133 3 ( ) 13 

Major appliances ...................................... 5 13 3 ( ) 11 119 4 ( ) 4 ( )

Small appliances and miscellaneous

housewares ............................................ 8 14 14 8 114 3 ( ) 13 

Miscellaneous household equipment ......... 38 16 117 38 75 17 157 

Other housing ............................................ 58 163 32 51 99 147 133 

Apparel and services ................................... 168 1128 141 172 160 211 346 

Males, 2 and over ...................................... 26 15 113 29 32 39 157 

Females, 2 and over .................................. 49 166 29 42 65 142 1166 

Children under 2 ........................................ 67 138 64 82 41 95 175 

Other apparel products and services ......... 25 118 134 19 121 135 147 

Jewelry and watches ................................ 7 15 113 7 14 16 4 ( )

All other apparel products and services ... 17 114 122 112 117 128 147 

Transportation .............................................. 72 28 22 86 83 175 12 

Healthcare .................................................... 16 4 ( ) 13 16 15 126 19 

Entertainment ............................................... 64 1163 42 72 57 151 148 

Toys, games, arts and crafts, and tricycles 24 132 123 128 122 115 4 ( )

Other entertainment ................................... 40 1131 19 44 35 136 148 

Personal care products and services ........... 18 17 14 31 114 19 121 

Reading ........................................................ 1 4 ( ) 3 ( ) 11 3 ( ) 11 3 ( )

Education ..................................................... 130 184 16 121 210 1122 1691 

All other gifts ................................................ 68 132 52 102 48 34 121 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.05.3 Value is less than or equal to 0.5. 4 No data reported.