Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2000

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

Number of consumer units (in thousands) ...... 109,367 81,307 17,991 31,900 22,504 8,912 28,059 18,330 9,729 

Percent distribution of consumer units ........... 100.0 74.3 16.5 29.2 20.6 8.1 25.7 16.8 8.9 

Consumer unit characteristics (mean values):

Income before taxes 1 .................................. $44,649 $35,545 $23,329 $36,134 $38,837 $50,060 $71,140 $64,201 $84,438 

Income after taxes 1 ..................................... 41,532 33,556 22,679 34,250 36,145 46,778 64,739 58,658 76,392 

 Age of reference person ............................... 48.2 48.7 56.0 49.4 43.1 46.0 46.6 45.4 48.8 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.6 2.6 2.4 2.6 2.4 2.4 2.4 

 Children under 18 ....................................... .7 .7 .7 .7 .6 .8 .6 .6 .6 

 Persons 65 and over .................................. .3 .3 .5 .3 .2 .2 .2 .2 .2 

 Earners ....................................................... 1.4 1.3 1.0 1.4 1.4 1.6 1.5 1.5 1.5 

 Vehicles ...................................................... 1.9 1.9 1.4 2.0 1.9 2.3 2.1 2.1 2.1 

Percent distribution:

Sex of reference person:

Male .......................................................... 53 50 49 51 52 47 60 58 63 

 Female ...................................................... 47 50 51 49 48 53 40 42 37 

Housing tenure:

Homeowner .............................................. 66 63 58 68 58 72 73 71 75 

 With mortgage ........................................ 39 34 21 36 36 49 52 52 54 

 Without mortgage ................................... 27 29 37 32 21 23 20 19 21 

 Renter ....................................................... 34 37 42 32 42 28 27 29 25 

Race of reference person:

Black ......................................................... 12 14 16 14 13 12 7 7 7 

 White and other ........................................ 88 86 84 86 87 88 93 93 93 

Education of reference person:

Elementary (1-8) ....................................... 6 8 37 n.a. n.a. n.a. n.a. n.a. n.a.

 High school (9-12) .................................... 39 53 61 100 n.a. n.a. n.a. n.a. n.a.

 College ..................................................... 54 39 n.a. n.a. 100 100 100 100 100 

 Never attended and other ......................... 2 ( ) 2 ( ) 2 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ......... 88 86 74 88 88 94 93 93 93 

Annual aggregate expenditures ...................... $4,157,850 63.3 10.0 24.9 19.3 9.1 36.7 22.4 14.3 

Food ............................................................. 562,397 67.4 12.3 26.7 18.9 9.5 32.6 20.4 12.2 

 Food at home ............................................. 329,324 70.8 15.0 28.1 18.3 9.5 29.2 18.3 10.9 

 Cereals and bakery products .................... 49,416 71.1 15.0 28.1 18.5 9.5 28.9 18.2 10.7 

 Cereals and cereal products ................... 17,048 71.9 16.6 27.7 18.4 9.2 28.1 17.8 10.3 

 Bakery products ...................................... 32,368 70.6 14.2 28.2 18.6 9.6 29.4 18.5 10.9 

 Meats, poultry, fish, and eggs ................... 86,708 74.0 17.1 29.8 17.8 9.2 26.0 16.7 9.3 

 Beef ........................................................ 25,965 75.4 16.9 31.2 17.6 9.6 24.6 15.7 8.9 

 Pork ........................................................ 18,198 76.9 18.9 31.9 17.3 8.7 23.1 14.9 8.2 

 Other meats ............................................ 10,959 73.7 16.1 29.9 18.2 9.6 26.3 17.0 9.3 

 Poultry .................................................... 15,824 73.2 16.4 28.7 18.5 9.6 26.8 18.0 8.8 

 Fish and seafood .................................... 12,006 66.9 14.7 25.6 18.1 8.5 33.1 20.1 13.0 

 Eggs ....................................................... 3,757 76.3 22.8 28.3 17.0 8.1 23.7 15.3 8.4 

Dairy products .......................................... 35,387 70.2 14.1 28.6 18.1 9.3 29.8 18.9 10.9 

 Fresh milk and cream ............................. 14,304 72.7 16.5 29.5 17.7 9.0 27.3 17.7 9.6 

 Other dairy products ............................... 21,083 68.5 12.4 28.0 18.5 9.6 31.5 19.8 11.7 

 Fruits and vegetables ............................... 56,774 68.0 15.0 26.6 17.4 9.1 32.0 19.6 12.4 

 Fresh fruits .............................................. 17,786 66.8 15.6 25.6 16.8 8.8 33.2 20.0 13.2 

 Fresh vegetables .................................... 17,302 68.2 15.7 26.4 17.1 8.9 31.8 19.2 12.6 

 Processed fruits ...................................... 12,537 66.6 13.2 26.4 17.7 9.4 33.4 20.2 13.1 

 Processed vegetables ............................ 9,150 72.1 14.7 29.3 18.7 9.4 27.9 18.4 9.6 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2000 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

 Other food at home ................................... $101,039 69.8 13.5 27.1 19.0 10.1 30.2 18.7 11.5 

 Sugar and other sweets .......................... 12,769 70.9 14.7 27.2 18.6 10.4 29.1 17.8 11.3 

 Fats and oils ........................................... 9,057 72.9 16.1 29.0 18.8 9.0 27.1 17.4 9.8 

 Miscellaneous foods ............................... 47,638 68.3 12.2 26.8 19.0 10.3 31.7 19.7 12.0 

 Nonalcoholic beverages ......................... 27,206 72.9 15.2 28.3 19.4 10.1 27.1 16.6 10.4 

Food prepared by consumer unit on

out-of-town trips .................................... 4,368 56.9 8.9 19.5 19.4 9.1 43.1 26.7 16.4 

 Food away from home ................................ 233,073 62.5 8.4 24.7 19.8 9.5 37.5 23.4 14.2 

Alcoholic beverages ..................................... 40,542 58.1 6.1 22.2 21.6 8.2 41.9 24.7 17.1 

Housing ........................................................ 1,346,868 62.4 10.2 24.4 18.9 8.8 37.6 23.1 14.5 

 Shelter ........................................................ 778,062 61.4 9.8 23.8 19.0 8.8 38.6 23.8 14.8 

 Owned dwellings ...................................... 503,340 58.1 7.5 23.4 17.7 9.5 41.9 25.5 16.4 

 Mortgage interest and charges ............... 288,597 56.0 6.0 21.7 18.4 9.9 44.0 27.0 17.0 

 Property taxes ........................................ 124,520 60.5 9.1 25.4 17.1 8.9 39.5 23.8 15.7 

Maintenance, repairs, insurance, other

expenses .............................................. 90,223 61.3 9.9 26.1 16.3 9.0 38.7 23.2 15.5 

 Rented dwellings ...................................... 222,463 72.0 16.4 25.8 22.4 7.4 28.0 18.5 9.5 

 Other lodging ............................................ 52,260 47.7 4.1 18.5 17.5 7.7 52.3 30.1 22.2 

Utilities, fuels, and public services .............. 272,203 70.2 13.8 28.3 19.3 8.8 29.8 19.2 10.7 

 Natural gas ............................................... 33,613 69.5 13.0 28.1 19.4 8.9 30.5 19.6 10.9 

 Electricity .................................................. 99,681 72.8 15.0 29.6 19.4 8.7 27.2 17.4 9.8 

 Fuel oil and other fuels ............................. 10,602 73.0 18.0 33.9 13.1 8.1 27.0 18.0 9.0 

 Telephone services .................................. 95,887 68.2 12.8 26.7 19.9 8.8 31.8 20.6 11.2 

 Water and other public services ............... 32,419 67.8 12.4 27.2 19.3 8.8 32.2 20.3 11.9 

 Household operations ................................. 74,844 52.5 6.3 18.5 19.0 8.7 47.5 27.7 19.8 

 Personal services ..................................... 35,676 55.9 6.8 20.4 19.3 9.4 44.1 27.0 17.1 

 Other household expenses ....................... 39,169 49.4 5.8 16.8 18.7 8.1 50.6 28.4 22.2 

Housekeeping supplies .............................. 52,576 63.8 11.7 25.2 17.7 9.3 36.2 21.1 15.0 

 Laundry and cleaning supplies ................. 14,254 70.2 15.9 26.8 18.1 9.3 29.8 16.0 13.8 

 Other household products ........................ 24,624 63.0 10.4 25.9 17.7 9.0 37.0 22.4 14.6 

 Postage and stationery ............................. 13,698 58.8 9.5 22.4 17.2 9.7 41.2 24.0 17.2 

 Household furnishings and equipment ....... 169,183 58.5 7.6 23.7 18.3 8.9 41.5 24.5 17.0 

 Household textiles .................................... 11,619 58.8 6.6 24.5 17.3 10.3 41.2 20.5 20.6 

 Furniture ................................................... 42,722 55.1 9.0 18.0 19.2 8.9 44.9 25.4 19.6 

 Floor coverings ......................................... 4,854 57.5 6.0 32.0 14.2 5.2 42.5 22.8 19.7 

 Major appliances ...................................... 20,653 66.6 10.6 26.6 18.9 10.4 33.4 22.7 10.7 

Small appliances, miscellaneous

housewares ............................................ 9,535 55.5 5.8 22.6 18.0 9.2 44.5 25.9 18.6 

 Miscellaneous household equipment ....... 79,800 58.6 6.5 25.5 18.1 8.5 41.4 25.0 16.4 

Apparel and services .................................... 202,524 62.3 10.0 23.6 19.6 9.1 37.7 22.8 14.9 

 Men and boys ............................................. 48,017 64.4 9.7 25.3 19.8 9.7 35.6 21.3 14.3 

 Men, 16 and over ...................................... 37,557 62.8 8.7 24.1 20.1 9.9 37.2 21.9 15.3 

 Boys, 2 to 15 ............................................. 10,460 70.3 13.0 29.6 18.7 9.0 29.7 18.9 10.7 

 Women and girls ......................................... 79,091 60.4 8.8 22.7 19.9 9.0 39.6 23.8 15.8 

 Women, 16 and over ................................ 66,200 59.0 8.2 22.2 19.8 8.7 41.0 24.5 16.4 

 Girls, 2 to 15 ............................................. 12,891 67.1 11.6 25.0 20.3 10.2 32.9 20.3 12.6 

 Children under 2 ......................................... 8,940 65.5 12.8 27.0 17.2 8.5 34.5 24.1 10.4 

 Footwear ..................................................... 37,399 68.5 13.7 25.2 20.1 9.5 31.5 20.2 11.3 

 Other apparel products and services .......... 29,078 55.3 8.4 20.3 18.8 7.8 44.7 25.5 19.2 

Transportation .............................................. 811,189 68.1 10.0 27.5 21.1 9.4 31.9 20.6 11.3 

 Vehicle purchases (net outlay) ................... 373,844 71.2 10.4 29.2 22.0 9.7 28.8 18.8 10.0 

 Cars and trucks, new ................................ 175,528 64.8 6.6 24.6 22.8 10.7 35.2 22.1 13.2 

 Cars and trucks, used ............................... 193,562 77.0 14.0 33.1 21.4 8.5 23.0 15.8 7.2 

 Other vehicles ........................................... 4,754 72.7 35.9 39.2 10.5 317.1 27.3 21.3 36.0 

 Gasoline and motor oil ................................ 141,219 70.9 11.4 28.9 21.0 9.6 29.1 18.8 10.4 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2000 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

 Other vehicle expenses .............................. $249,479 65.4 9.3 26.3 20.4 9.4 34.6 22.4 12.2 

 Vehicle finance charges ........................... 35,898 71.8 9.0 31.1 21.2 10.5 28.2 19.6 8.6 

 Maintenance and repairs .......................... 68,205 65.5 10.0 25.6 20.5 9.3 34.5 21.5 13.0 

 Vehicle insurance ..................................... 85,102 69.1 10.7 29.2 20.2 9.0 30.9 19.6 11.2 

Vehicle rental, leases, licenses, other

charges ................................................... 60,274 56.2 6.5 20.1 20.1 9.4 43.8 29.2 14.6 

 Public transportation ................................... 46,647 48.9 6.3 16.9 18.6 7.1 51.1 30.2 21.0 

Health care ................................................... 225,868 66.9 13.3 26.8 18.5 8.4 33.1 20.2 12.9 

 Health insurance ......................................... 107,469 69.7 13.8 29.0 18.2 8.6 30.3 18.6 11.8 

 Medical services ......................................... 62,103 58.2 9.4 21.7 19.2 7.9 41.8 25.1 16.7 

 Drugs .......................................................... 45,505 73.3 18.1 29.0 18.0 8.2 26.7 16.8 9.9 

 Medical supplies ......................................... 10,790 63.0 9.7 24.8 19.6 9.0 37.0 22.3 14.7 

Entertainment ............................................... 203,712 60.5 7.8 23.8 19.5 9.4 39.5 25.0 14.5 

 Fees and admissions .................................. 56,308 47.0 4.2 16.9 17.5 8.4 53.0 31.8 21.2 

 Television, radios, sound equipment .......... 67,999 67.1 11.0 26.6 20.6 8.9 32.9 21.6 11.3 

 Pets, toys, and playground equipment ....... 36,452 64.1 9.2 26.5 18.8 9.6 35.9 22.3 13.6 

Other entertainment supplies, equipment,

and services ............................................. 42,954 64.8 6.4 26.1 21.0 11.4 35.2 23.8 11.4 

Personal care products and services ........... 61,549 65.3 10.4 25.7 20.3 8.9 34.7 21.3 13.4 

Reading ........................................................ 16,019 54.2 6.7 20.9 18.5 8.1 45.8 26.3 19.5 

Education ...................................................... 69,094 50.2 3.3 14.3 23.4 9.1 49.8 30.1 19.8 

Tobacco products and smoking supplies ..... 34,845 86.4 19.2 37.3 21.3 8.6 13.6 9.4 4.1 

Miscellaneous ............................................... 84,819 64.8 10.9 24.5 19.8 9.6 35.2 21.4 13.9 

Cash contributions ........................................ 130,414 47.5 7.0 17.0 14.2 9.3 52.5 24.3 28.2 

Personal insurance and pensions ................ 368,010 55.9 6.4 22.1 18.0 9.3 44.1 25.8 18.3 

 Life and other personal insurance .............. 43,595 59.8 9.3 26.0 15.1 9.4 40.2 22.6 17.6 

 Pensions and Social Security ..................... 324,415 55.4 6.1 21.6 18.4 9.3 44.6 26.2 18.4 

Sources of income and personal taxes: 1

Money income before taxes ........................... 3,636,872 59.2 8.8 22.9 18.4 9.2 40.8 24.2 16.6 

 Wages and salaries .................................... 2,898,057 57.2 6.9 22.2 18.6 9.5 42.8 26.0 16.8 

 Self-employment income ............................ 190,915 51.8 5.8 19.2 17.1 9.8 48.2 20.6 27.6 

 Social Security, private and government

retirement ................................................. 395,533 76.2 21.3 30.7 17.6 6.6 23.8 14.5 9.3 

 Interest, dividends, rental income, other

property income ........................................ 75,516 46.7 7.7 15.5 14.5 9.1 53.3 24.5 28.7 

 Unemployment and workers’

compensation, veterans’ benefits ............. 15,625 85.7 19.0 33.2 19.9 13.6 14.3 10.6 3.7 

 Public assistance, supplemental security

income, food stamps ................................ 25,234 91.6 43.6 26.9 15.9 5.2 8.4 6.6 1.8 

 Regular contributions for support ............... 25,146 65.7 7.6 23.9 28.1 6.2 34.3 16.3 18.0 

 Other income .............................................. 10,846 69.2 9.1 19.7 33.0 7.4 30.8 21.2 9.6 

Personal taxes .............................................. 253,929 47.5 3.5 17.1 18.3 8.6 52.5 29.9 22.6 

 Federal income taxes ................................. 196,250 46.2 3.3 16.2 18.3 8.3 53.8 30.5 23.4 

 State and local income taxes ...................... 45,761 49.5 3.5 18.5 17.5 10.0 50.5 29.8 20.7 

 Other taxes ................................................. 11,919 61.4 6.5 27.1 20.2 7.7 38.6 20.7 17.9 

Income after taxes ........................................ 3,382,943 60.1 9.2 23.4 18.4 9.2 39.9 23.7 16.1 

1 Components of income and taxes are derived from "complete

income reporters" only; see glossary. 2 Value less than 0.5.

3 Data are likely to have large sampling errors.

n.a. Not applicable.