Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020

Item 

Total 

two or 

more 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 92,229 4,957 9,052 8,436 7,767 12,702 15,713 16,603 16,999 

Consumer unit characteristics: 

 Income before taxes ......................................................... $101,570 $7,212 $23,179 $34,925 $44,926 $59,571 $84,039 $121,673 $257,727 

 Income after taxes ............................................................ 88,975 8,831 26,296 37,510 45,759 58,568 78,894 109,267 203,220 

 Age of reference person ................................................... 50.0 50.3 53.8 54.4 52.3 50.0 47.7 47.4 49.2 

 Average number in consumer unit: 

 People ........................................................................... 3.1 2.8 2.8 2.8 2.9 3.0 3.2 3.3 3.3 

 Children under 18 .......................................................... .8 .8 .8 .7 .8 .8 .8 .8 .9 

 Adults 65 and older ....................................................... .4 .4 .6 .7 .6 .5 .4 .2 .2 

 Earners .......................................................................... 1.6 .6 .8 1.0 1.2 1.5 1.8 2.1 2.2 

 Vehicles ......................................................................... 2.3 1.3 1.5 1.9 1.9 2.1 2.4 2.7 2.9 

Percent distribution: 

 Reference person: 

 Men................................................................................ 48 34 36 44 45 47 51 53 58 

 Women .......................................................................... 52 66 64 56 55 53 49 47 42 

 Housing tenure: 

 Homeowner ................................................................... 71 48 53 62 60 66 73 80 90 

 With mortgage ............................................................ 45 20 18 24 29 37 51 61 70 

 Without mortgage ....................................................... 26 28 35 38 31 29 22 20 20 

 Renter ............................................................................ 29 52 47 38 40 34 27 20 10 

 Race of reference person: 

 Black or African-American............................................. 12 24 19 16 14 12 12 10 6 

 White, Asian, and all other races .................................. 88 76 81 84 86 88 88 90 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 16 20 24 20 21 20 16 12 8 

 Not Hispanic or Latino ................................................... 84 80 76 80 79 80 84 88 92 

 Education of reference person: 

 Elementary (1-8)............................................................ 3 7 6 4 5 3 2 1 1 

 High school (9-12) ......................................................... 28 46 48 43 37 33 26 18 9 

 College .......................................................................... 69 47 45 52 58 64 72 81 91 

 Never attended and other ............................................. ( 2 ) 1 1 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased .............................. 94 78 84 92 94 95 97 98 98 

Average annual expenditures .............................................. $72,291 $36,372 $36,951 $43,424 $48,488 $54,978 $67,208 $85,074 $131,221 

 Food .................................................................................. 9,139 5,647 5,528 6,621 7,336 7,307 8,585 10,602 14,257 

 Food at home ................................................................ 5,679 4,029 3,880 4,449 4,789 4,688 5,415 6,523 8,106 

 Cereals and bakery products ..................................... 730 545 531 565 619 607 695 840 1,016 

 Cereals and cereal products ................................... 240 186 146 172 209 203 230 283 342 

 Bakery products ...................................................... 489 359 385 393 410 404 465 556 674 

 Meats, poultry, fish, and eggs .................................... 1,238 970 845 1,039 1,092 1,059 1,176 1,388 1,701 

 Beef ......................................................................... 348 306 215 251 315 289 374 384 468 

 Pork ......................................................................... 242 226 189 211 225 238 218 266 296 

 Other meats ............................................................ 161 104 105 141 127 143 156 186 222 

 Poultry ..................................................................... 227 160 164 194 200 188 207 249 325 

 Fish and seafood .................................................... 189 116 118 179 161 141 157 226 288 

 Eggs ........................................................................ 72 58 55 64 64 59 63 77 102 

 Dairy products ............................................................ 549 393 360 414 452 459 540 639 773 

 Fresh milk and cream ............................................. 171 149 131 143 148 147 168 190 222 

 Other dairy products ............................................... 378 243 230 271 304 312 372 449 552 

 Fruits and vegetables ................................................. 1,094 754 744 872 924 913 1,006 1,258 1,582 

 Fresh fruits .............................................................. 394 271 249 317 321 329 355 450 593 

 Fresh vegetables .................................................... 360 244 233 276 314 297 335 422 521 

 Processed fruits ...................................................... 139 94 104 117 114 121 130 158 194 

 Processed vegetables ............................................ 200 145 158 161 174 167 186 227 274 

 Other food at home .................................................... 2,068 1,367 1,399 1,559 1,702 1,651 1,998 2,398 3,034 

 Sugar and other sweets .......................................... 195 130 136 151 163 163 188 236 267 

 Fats and oils............................................................ 147 109 109 124 131 124 134 164 202 

 Miscellaneous foods ............................................... 1,128 707 712 853 901 869 1,091 1,315 1,715 

 Nonalcoholic beverages ......................................... 531 392 417 395 473 453 526 600 710 

See footnotes at end of table. 
Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

two or 

more 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 67 29 24 35 34 41 60 83 140 

 Food away from home .................................................. 3,461 1,618 1,648 2,172 2,547 2,618 3,170 4,079 6,151 

 Alcoholic beverages ......................................................... 591 218 202 247 372 336 491 700 1,315 

 Housing ............................................................................ 23,528 14,762 14,369 15,325 17,510 18,619 21,953 26,177 40,220 

 Shelter ........................................................................... 13,551 8,652 8,095 8,435 9,909 10,491 12,282 15,119 24,015 

 Owned dwellings ........................................................ 8,451 3,456 3,148 3,919 4,607 5,456 7,327 10,463 18,049 

 Mortgage interest and charges ............................... 3,530 1,139 882 1,200 1,521 2,057 3,287 4,625 7,968 

 Property taxes ......................................................... 2,642 1,151 1,065 1,380 1,498 1,710 2,202 3,076 5,745 

 Maintenance, repairs, insurance, other 

 expenses ............................................................. 2,279 1,165 1,201 1,340 1,589 1,689 1,838 2,762 4,336 

 Rented dwellings ........................................................ 4,087 4,441 4,686 4,197 4,884 4,551 4,333 3,687 3,061 

 Other lodging.............................................................. 1,013 755 261 318 418 484 622 968 2,905 

 Utilities, fuels, and public services ................................ 4,742 3,546 3,521 3,919 4,102 4,364 4,803 5,241 6,180 

 Natural gas ................................................................. 470 347 341 384 380 395 444 508 698 

 Electricity .................................................................... 1,699 1,460 1,485 1,540 1,565 1,617 1,692 1,757 2,033 

 Fuel oil and other fuels............................................... 121 58 82 114 92 99 118 127 190 

 Telephone services .................................................... 1,687 1,123 1,083 1,273 1,436 1,581 1,773 1,973 2,213 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 196 185 189 205 201 186 183 187 223 

 Cellular phone service ............................................ 1,491 938 894 1,069 1,235 1,395 1,590 1,786 1,990 

 Water and other public services ................................ 766 557 530 608 629 672 776 876 1,047 

 Household operations ................................................... 1,785 722 825 1,000 1,130 1,207 1,593 1,862 3,827 

 Personal services ....................................................... 559 106 145 170 246 258 469 604 1,513 

 Other household expenses ........................................ 1,226 616 681 830 883 949 1,124 1,258 2,314 

 Housekeeping supplies ................................................. 940 615 622 686 716 800 919 1,074 1,389 

 Laundry and cleaning supplies .................................. 207 183 162 196 170 193 185 224 269 

 Other household products ......................................... 590 334 348 394 443 493 603 687 898 

 Postage and stationery .............................................. 143 99 113 96 103 114 131 163 222 

 Household furnishings and equipment ......................... 2,510 1,227 1,306 1,285 1,654 1,756 2,356 2,882 4,807 

 Household textiles ...................................................... 140 102 58 97 88 126 123 179 226 

 Furniture ..................................................................... 634 380 293 301 369 423 611 668 1,321 

 Floor coverings........................................................... 33 14 14 24 18 19 24 30 82 

 Major appliances ........................................................ 405 197 231 263 317 310 362 476 710 

 Small appliances, miscellaneous housewares .......... 143 62 76 77 96 113 132 172 255 

 Miscellaneous household equipment ........................ 1,155 473 634 523 765 765 1,105 1,357 2,214 

 Apparel and services ........................................................ 1,944 1,270 1,038 1,163 1,440 1,449 1,638 2,348 3,416 

 Men and boys ................................................................ 461 230 286 249 289 346 404 587 801 

 Men, 16 and over ....................................................... 333 118 212 149 198 229 296 434 612 

 Boys, 2 to 15 .............................................................. 128 112 74 100 91 117 109 153 189 

 Women and girls ........................................................... 721 479 321 429 504 553 604 902 1,267 

 Women, 16 and over .................................................. 590 323 263 345 419 427 475 782 1,046 

 Girls, 2 to 15 ............................................................... 131 157 58 84 85 126 129 121 221 

 Children under 2 ............................................................ 94 347 73 73 68 104 88 117 115 

 Footwear ....................................................................... 435 373 252 271 411 300 363 487 742 

 Other apparel products and services ............................ 232 140 106 142 167 145 179 255 491 

 Transportation .................................................................. 12,292 6,264 6,357 7,826 8,357 10,706 12,390 15,414 19,263 

 Vehicle purchases (net outlay) ...................................... 5,401 2,553 2,516 2,910 3,116 4,717 5,376 7,216 8,808 

 Cars and trucks, new ................................................. 2,461 3900 983 1,198 952 1,796 2,344 3,463 4,644 

 Cars and trucks, used ................................................ 2,884 1,645 1,531 1,699 2,135 2,844 2,949 3,634 4,131 

 Other vehicles ............................................................ 56 38 31 312 329 78 83 119 334 

 Gasoline, other fuels, and motor oil .............................. 2,196 1,420 1,379 1,692 1,844 2,102 2,364 2,611 2,778 

 Other vehicle expenses................................................. 4,092 2,024 2,192 2,992 3,084 3,541 4,215 4,943 6,172 

 Vehicle finance charges ............................................. 317 127 112 191 199 266 332 463 480 

 Maintenance and repairs ........................................... 1,009 462 553 776 741 851 1,071 1,189 1,524 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 918 394 327 547 559 674 860 1,132 1,763 

 Vehicle insurance ....................................................... 1,848 1,040 1,200 1,478 1,586 1,749 1,951 2,159 2,405 

 Public and other transportation ..................................... 604 266 271 232 312 346 435 644 1,504 

 Healthcare ........................................................................ 6,004 2,736 3,653 4,589 4,958 5,289 6,188 6,832 8,933 

 Health insurance ........................................................... 4,208 1,966 2,688 3,346 3,498 3,787 4,303 4,819 6,052 

 Medical services ............................................................ 1,056 328 429 557 752 841 1,198 1,228 1,850 

 Drugs ............................................................................. 539 312 410 501 517 523 481 576 722 

 Medical supplies ............................................................ 201 130 126 185 192 137 205 210 309 

 Entertainment ................................................................... 3,549 1,457 1,646 2,181 2,055 2,262 3,038 4,345 7,115 

See footnotes at end of table. 
Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

two or 

more 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Fees and admissions .................................................... 823 226 179 241 246 365 503 831 2,496 

 Audio and visual equipment and services .................... 1,149 693 802 840 931 979 1,094 1,334 1,709 

 Pets, toys, hobbies, and playground equipment ........... 977 399 504 938 551 622 874 1,443 1,487 

 Pets ............................................................................ 786 329 418 844 411 487 704 1,185 1,151 

 Toys, hobbies, and playground equipment................ 191 71 86 95 140 136 170 258 335 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 600 140 161 162 327 295 567 737 1,423 

 Personal care products and services ............................... 829 413 399 546 615 652 761 1,014 1,407 

 Reading ............................................................................ 110 30 69 67 90 87 96 124 198 

 Education .......................................................................... 1,668 1,030 602 361 466 759 1,025 1,709 4,852 

 Tobacco products and smoking supplies ......................... 355 375 413 402 413 424 403 324 203 

 Miscellaneous ................................................................... 997 531 597 614 726 742 916 1,097 1,819 

 Cash contributions ............................................................ 2,379 844 746 1,410 1,092 1,663 2,286 2,489 5,280 

 Personal insurance and pensions .................................... 8,905 795 1,332 2,072 3,058 4,687 7,440 11,901 22,943 

 Life and other personal insurance................................. 624 230 266 306 351 391 552 706 1,373 

 Pensions and Social Security ....................................... 8,281 565 1,065 1,766 2,707 4,296 6,888 11,195 21,570 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $101,570 $7,212 $23,179 $34,925 $44,926 $59,571 $84,039 $121,673 $257,727 

 Wages and salaries ....................................................... 81,251 3,224 10,583 18,466 28,357 43,600 68,992 104,408 213,803 

 Self-employment income............................................... 7,396 -970 830 973 1,943 2,411 3,712 6,808 26,715 

 Social Security, private and government 

 retirement ................................................................... 9,239 2,594 9,432 13,630 12,645 11,367 9,010 7,488 7,672 

 Interest, dividends, rental income, other property 

 income ........................................................................ 2,065 122 203 379 558 746 898 1,622 7,645 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 491 1,708 1,402 686 652 381 291 140 92 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 851 267 490 604 573 893 945 930 1,268 

 Other income ................................................................. 276 267 239 187 198 173 190 277 533 

 Personal taxes (contains some imputed values) ............. 12,595 -1,619 -3,117 -2,585 -833 1,002 5,145 12,406 54,507 

 Federal income taxes .................................................... 10,642 -542 -1,971 -1,506 -177 1,331 4,397 10,122 44,828 

 Stimulus payment (new UCC Q20202)# ....................... -1,139 -984 -1,075 -1,180 -1,175 -1,246 -1,223 -1,302 -866 

 State and local income taxes ........................................ 3,011 -135 -110 66 475 875 1,899 3,494 10,363 

 Other taxes .................................................................... 81 342 40 34 44 41 73 92 182 

 Income after taxes ............................................................ 88,975 8,831 26,296 37,510 45,759 58,568 78,894 109,267 203,220 

Addenda: 

 Net change in total assets and liabilities .......................... $8,439 $6,564 $351 $2,052 $1,942 -$863 $783 $822 $40,894 

 Net change in total assets ............................................. 29,273 8,678 1,178 5,840 10,889 13,298 21,713 26,781 91,623 

 Net change in total liabilities ......................................... 20,834 2,114 827 3,789 8,947 14,160 20,930 25,959 50,728 

 Other financial information: 

 Other money receipts .................................................... 1,841 160 229 302 1,572 807 993 581 6,861 

 Mortgage principal paid on owned property.................. -2,897 -1,007 -765 -1,144 -1,198 -1,573 -2,653 -3,616 -6,742 

 Estimated market value of owned home ....................... 245,883 118,317 114,378 138,878 151,865 178,077 206,041 269,949 513,147 

 Estimated monthly rental value of owned home ........... 1,300 654 691 822 884 984 1,170 1,484 2,416 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021