Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022

Item

Total

four

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

Number of consumer units (in thousands)1......................... 16,498 667 819 793 894 1,991 2,371 3,587 5,376 

Consumer unit characteristics:

 Income before taxes ......................................................... $136,749 $8,107 $23,743 $35,107 $44,752 $60,011 $84,390 $122,498 $261,254 

 Income after taxes ............................................................ 120,782 16,661 33,660 44,821 52,451 64,828 83,838 115,273 210,247 

 Age of reference person ................................................... 43.8 41.4 43.7 42.4 42.8 41.1 42.3 44.2 45.9 

 Average number in consumer unit:

 People ........................................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

 Children under 18.......................................................... 1.5 1.9 1.7 1.7 1.7 1.7 1.4 1.4 1.4 

 Adults 65 and older ....................................................... .1 ( 2 ) 3

.1 3.2 3.2 .2 .1 .1 .1 

 Earners .......................................................................... 2.0 .9 1.2 1.5 1.5 1.7 2.1 2.3 2.4 

 Vehicles ......................................................................... 2.4 1.5 1.6 1.7 1.6 1.9 2.3 2.7 2.8 

Percent distribution:

 Reference person:

 Men................................................................................ 50 31 36 31 40 43 51 56 57 

 Women .......................................................................... 50 69 64 69 60 57 49 44 43 

 Housing tenure:

 Homeowner ................................................................... 72 39 35 47 43 57 68 82 92 

 With mortgage............................................................ 58 23 21 23 29 44 50 69 78 

 Without mortgage....................................................... 14 17 14 24 14 13 18 12 13 

 Renter............................................................................ 28 61 65 53 57 43 32 18 8 

 Race of reference person:

 Black or African-American............................................. 13 29 32 18 20 17 11 11 8 

 White, Asian, and all other races, not including

 Black or African-American ......................................... 87 71 68 82 80 83 89 89 92 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.......................................................... 20 25 27 32 37 27 26 18 9 

 Not Hispanic or Latino................................................... 80 75 73 68 63 73 74 82 91 

 Education of reference person:

 Elementary (1-8)............................................................ 3 4 8 11 9 5 2 1 ( 2 ) 

 High school (9-12)......................................................... 25 61 52 50 39 36 31 18 8 

 College .......................................................................... 72 34 39 39 52 59 68 82 92 

 Never attended and other ............................................. ( 2 ) 1 1 ( 2 ) 1 1 ( 2 ) ( 4 ) ( 2 ) 

 At least one vehicle owned or leased............................... 95 79 83 93 92 93 97 98 98 

Average annual expenditures.............................................. $97,286 $45,184 $43,862 $49,240 $52,943 $60,362 $75,932 $93,129 $152,661 

 Food.................................................................................. 12,478 8,098 6,692 7,865 9,510 9,485 9,880 12,535 17,533 

 Food at home ................................................................ 7,908 5,718 4,651 6,214 6,474 6,702 6,499 7,693 10,523 

 Cereals and bakery products ..................................... 1,034 714 596 899 739 859 841 1,067 1,359 

 Cereals and cereal products................................... 323 218 198 322 252 252 260 320 429 

 Bakery products ...................................................... 711 496 398 577 487 606 581 747 929 

 Meats, poultry, fish, and eggs .................................... 1,637 1,260 1,388 1,278 1,597 1,639 1,471 1,502 1,964 

 Beef......................................................................... 419 377 550 318 409 452 388 352 468 

 Pork......................................................................... 335 233 275 247 318 388 310 299 393 

 Other meats ............................................................ 220 148 122 222 150 178 210 214 283 

 Poultry ..................................................................... 302 209 204 191 324 291 287 311 348 

 Fish and seafood .................................................... 255 197 182 188 308 226 192 219 341 

 Eggs ........................................................................ 106 95 54 112 89 104 84 106 131 

 Dairy products ............................................................ 731 552 332 680 561 586 618 751 953 

 Fresh milk and cream ............................................. 241 199 127 285 228 224 193 221 303 

 Other dairy products ............................................... 490 353 205 395 333 362 425 529 651 

 Fruits and vegetables................................................. 1,591 1,225 836 1,176 1,334 1,290 1,246 1,536 2,185 

 Fresh fruits .............................................................. 580 427 296 432 552 424 453 586 788 

 Fresh vegetables .................................................... 515 369 286 361 451 473 389 487 704 

 Processed fruits ...................................................... 205 161 95 170 136 167 171 176 297 

 Processed vegetables............................................. 290 267 160 214 194 225 233 287 397 

 Other food at home .................................................... 2,915 1,968 1,498 2,181 2,243 2,328 2,322 2,837 4,061 

 Sugar and other sweets.......................................... 273 214 164 216 154 258 270 239 361 

 Fats and oils............................................................ 216 151 150 150 212 183 158 216 285 

 Miscellaneous foods ............................................... 1,553 956 735 1,139 1,206 1,203 1,181 1,551 2,205 

See footnotes at end of table.
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

four

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

 Nonalcoholic beverages ......................................... 765 624 430 642 623 641 625 706 1,035 

 Food prepared by consumer unit on out of town

 trips ...................................................................... 109 323 319 334 347 44 88 126 175 

 Food away from home................................................... 4,570 2,379 2,041 1,651 3,037 2,783 3,382 4,842 7,010 

 Alcoholic beverages ......................................................... 665 159 158 182 108 276 473 572 1,277 

 Housing............................................................................. 30,583 19,062 17,802 19,125 19,522 20,869 24,066 28,844 45,194 

 Shelter ........................................................................... 17,256 11,043 10,724 9,815 11,597 12,072 13,514 16,198 25,339 

 Owned dwellings ........................................................ 11,343 3,888 2,802 2,959 3,937 5,259 7,297 11,693 19,844 

 Mortgage interest and charges ............................... 5,111 1,836 1,002 1,092 2,327 2,500 3,193 5,541 8,726 

 Property taxes......................................................... 3,535 1,108 750 966 1,055 1,659 2,278 3,538 6,299 

 Maintenance, repairs, insurance, and other

 expenses.............................................................. 2,697 945 1,050 901 555 1,100 1,826 2,613 4,818 

 Rented dwellings........................................................ 4,399 6,511 7,459 6,651 7,471 6,462 5,456 3,482 2,207 

 Other lodging.............................................................. 1,514 3643 3463 3206 3189 352 760 1,023 3,287 

 Utilities, fuels, and public services ................................ 5,683 3,847 4,370 4,710 4,501 4,748 5,297 5,930 6,804 

 Natural gas ................................................................. 606 366 351 339 418 507 530 585 828 

 Electricity .................................................................... 2,022 1,723 1,920 2,013 1,825 1,748 1,905 2,016 2,267 

 Fuel oil and other fuels............................................... 140 320 329 3107 335 377 112 150 222 

 Telephone services .................................................... 1,966 1,142 1,483 1,524 1,615 1,641 1,933 2,157 2,271 

 Residential phone service, VOIP, and phone

 cards .................................................................... 128 372 379 3124 95 79 106 130 176 

 Cellular phone service ............................................ 1,837 1,070 1,404 1,400 1,520 1,562 1,827 2,027 2,096 

 Water and other public services................................. 950 596 587 728 607 775 816 1,022 1,215 

 Household operations ................................................... 3,101 1,049 878 1,625 1,216 1,526 1,993 2,653 5,599 

 Personal services....................................................... 1,500 377 3133 3826 3315 530 837 1,306 2,964 

 Other household expenses ........................................ 1,600 972 745 799 901 996 1,156 1,347 2,635 

 Housekeeping supplies ................................................. 941 733 391 744 701 658 781 967 1,295 

 Laundry and cleaning supplies .................................. 203 217 142 272 202 220 188 183 217 

 Other household products.......................................... 590 244 207 419 401 355 477 629 876 

 Postage and stationery .............................................. 148 3272 342 353 399 83 115 156 202 

 Household furnishings and equipment.......................... 3,602 2,390 1,439 2,230 1,506 1,866 2,481 3,096 6,158 

 Household textiles...................................................... 163 322 358 116 49 176 132 97 282 

 Furniture ..................................................................... 1,076 1,267 401 479 286 355 742 706 2,036 

 Floor coverings........................................................... 47 330 39 315 314 38 18 25 106 

 Major appliances ........................................................ 595 517 379 546 388 304 364 682 825 

 Small appliances and miscellaneous

 housewares............................................................. 158 367 104 130 132 142 130 119 234 

 Miscellaneous household equipment......................... 1,565 488 490 944 638 880 1,095 1,467 2,676 

 Apparel and services ........................................................ 3,012 2,099 1,913 1,985 2,527 2,104 2,633 2,398 4,461 

 Men and boys ................................................................ 774 836 461 578 481 702 577 715 1,057 

 Men, 16 and over ....................................................... 462 3311 3105 3257 3211 545 395 417 648 

 Boys, 2 to 15 .............................................................. 313 525 356 3322 270 157 183 298 408 

 Women and girls ........................................................... 1,077 696 601 491 706 732 1,206 805 1,610 

 Women, 16 and over.................................................. 782 463 390 313 534 536 898 576 1,178 

 Girls, 2 to 15............................................................... 295 3233 3210 3178 3173 196 308 229 432 

 Children under 2............................................................ 164 3303 3188 3588 3391 3109 3135 117 99 

 Footwear........................................................................ 562 3153 3488 3221 816 328 524 454 813 

 Other apparel products and services ............................ 435 111 176 106 133 233 191 307 882 

 Transportation................................................................... 17,716 6,240 8,272 9,476 9,866 10,424 16,830 18,498 25,676 

 Vehicle purchases (net outlay)...................................... 8,028 3927 32,524 33,134 33,305 3,030 8,324 8,529 12,643 

 Cars and trucks, new ................................................. 3,979 3792 ( 4 ) 31,053 3779 3938 4,319 3,986 6,917 

 Cars and trucks, used ................................................ 3,983 3136 32,368 1,793 2,525 2,092 3,997 4,423 5,673 

 Other vehicles ............................................................ 66 ( 4 ) 3156 3288 ( 4 ) ( 4 ) 38 120 353 

 Gasoline, other fuels, and motor oil .............................. 3,805 2,725 2,499 2,864 2,868 3,391 3,683 4,030 4,491 

 Other vehicle expenses................................................. 4,972 2,414 2,928 3,236 3,405 3,732 4,319 5,263 6,675 

 Vehicle finance charges ............................................. 463 123 240 213 242 414 472 514 592 

 Maintenance and repairs ........................................... 1,271 768 908 1,014 915 920 1,058 1,265 1,717 

 Vehicle rental, leases, licenses, and other

 charges ................................................................... 1,103 226 347 509 563 591 664 1,224 1,807 

 Vehicle insurance....................................................... 2,136 1,297 1,434 1,501 1,684 1,807 2,125 2,260 2,559 

 Public and other transportation ..................................... 911 3173 320 242 289 272 504 676 1,867 

 Healthcare ........................................................................ 6,804 2,142 2,594 2,701 3,194 6,074 6,102 7,583 9,302 

 Health insurance ........................................................... 4,335 1,283 1,750 2,015 2,229 2,967 3,804 5,278 5,911 

 Medical services............................................................ 1,475 3617 514 342 525 712 1,683 1,453 2,258 

 Drugs ............................................................................. 781 3156 243 217 360 2,244 455 635 803 

 Medical supplies ............................................................ 213 386 386 3127 380 151 160 217 329 

See footnotes at end of table.
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

four

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

 Entertainment ................................................................... 5,139 1,910 1,687 2,317 1,678 2,482 3,175 4,100 9,648 

 Fees and admissions .................................................... 1,411 463 3292 263 286 363 725 1,042 3,003 

 Audio and visual equipment and services..................... 1,231 575 597 1,172 755 841 1,075 1,378 1,619 

 Pets, toys, hobbies, and playground equipment........... 1,151 557 561 677 418 863 932 936 1,880 

 Pets ............................................................................ 837 368 302 343 297 552 580 648 1,506 

 Toys, hobbies, and playground equipment................ 314 3189 3259 3334 3122 310 352 288 374 

 Other entertainment supplies, equipment, and

 services ...................................................................... 1,346 3316 3237 3205 217 416 443 744 3,147 

 Personal care products and services ............................... 1,069 650 599 605 805 657 834 958 1,646 

 Reading ............................................................................ 115 325 367 359 369 52 105 95 191 

 Education.......................................................................... 2,186 1,294 629 629 596 618 1,227 1,613 4,416 

 Tobacco products and smoking supplies ......................... 327 521 538 581 516 457 307 319 168 

 Miscellaneous ................................................................... 1,274 987 584 537 372 869 1,262 1,194 1,886 

 Cash contributions............................................................ 2,365 1,338 587 429 499 834 1,206 1,701 4,882 

 Personal insurance and pensions .................................... 13,554 659 1,739 2,750 3,681 5,160 7,832 12,720 26,379 

 Life and other personal insurance................................. 725 3221 3161 192 186 337 357 625 1,415 

 Pensions and Social Security........................................ 12,828 438 1,578 2,558 3,495 4,823 7,475 12,095 24,964 

Sources of income and personal taxes:

 Income before taxes ......................................................... $136,749 $8,107 $23,743 $35,107 $44,752 $60,011 $84,390 $122,498 $261,254 

 Wages and salaries....................................................... 120,533 3,274 16,041 28,174 36,320 51,939 73,064 109,985 232,022 

 Self-employment income............................................... 9,116 3141 3857 31,079 32,103 2,425 5,530 7,069 19,267 

 Social Security, private and government

 retirement ................................................................... 2,943 3402 2,478 3,233 33,637 3,157 3,333 3,067 2,838 

 Interest, dividends, rental income, and other

 property income ......................................................... 2,061 33 3215 346 3205 53 500 870 5,431 

 Public assistance, Supplemental Security Income,

 Supplementary Nutrition Assistance Program

 (SNAP) ....................................................................... 815 3,378 3,056 1,840 1,400 1,294 569 325 165 

 Unemployment and workers' compensation,

 veterans' benefits, and regular contributions for

 support ....................................................................... 940 3335 3747 3520 3690 955 1,219 950 1,011 

 Other income................................................................. 340 3574 3350 3214 3396 3188 3175 232 519 

 Personal taxes (contains some imputed values) ............. 15,967 -8,554 -9,916 -9,714 -7,699 -4,817 551 7,226 51,007 

 Federal income taxes .................................................... 13,056 -5,847 -7,851 -7,440 -5,926 -2,842 500 6,293 40,707 

 Stimulus payment (new UCC Q20202)#....................... -1,910 3

-2,562 3-1,851 -2,275 3-2,044 -2,881 -1,812 -2,444 -1,090 

 State and local income taxes ........................................ 4,538 -158 -221 -9 212 880 1,834 3,228 10,657 

 Other taxes .................................................................... 283 312 37 311 359 326 330 3150 732 

 Income after taxes ............................................................ 120,782 16,661 33,660 44,821 52,451 64,828 83,838 115,273 210,247 

Addenda:

 Net change in total assets and liabilities .......................... $300 -$8,008 -$2,214 -$3,442 -$20,733 -$2,722 -$11,639 -$5,472 $16,001 

 Net change in total assets............................................. 38,637 15,445 5,409 1,605 27,295 6,826 6,321 28,680 86,607 

 Net change in total liabilities.......................................... 38,337 23,453 7,623 5,047 48,028 9,548 17,959 34,152 70,606 

 Other financial information:

 Other money receipts .................................................... 780 31,485 38 38 347 31,182 3315 3806 1,084 

 Mortgage principal paid on owned property.................. -4,411 -1,020 -1,097 -1,060 -1,466 -1,884 -2,550 -4,360 -8,112 

 Estimated market value of owned home....................... 345,258 105,146 86,241 111,001 109,005 158,703 238,551 342,631 606,295 

 Estimated monthly rental value of owned home ........... 1,697 584 517 630 686 924 1,263 1,784 2,761 

1

 Data are rounded to the nearest thousands.

2

 Value is too small to display.

3

 Data are likely to have large sampling errors.

4

 No data reported.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023