Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Surveys, 

2021-2022

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands)1................................................... 44,006 1,938 6,181 4,122 5,702 10,309 15,754 10,032 5,722 

Consumer unit characteristics:

 Income before taxes ................................................................................... $96,710 $55,880 $106,387 $115,540 $112,335 $114,861 $75,477 $82,896 $62,469 

 Income after taxes ...................................................................................... 85,199 53,380 92,224 99,001 95,670 97,244 71,072 76,717 61,173 

 Age of reference person ............................................................................. 55.5 22.3 29.4 39.1 50.0 59.9 73.3 69.3 80.4 

 Average number in consumer unit:

 People...................................................................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

 Children under 18.................................................................................... .1 ( 2 ) .1 .2 .1 ( 3 ) ( 2 ) ( 2 ) ( 2 ) 

 Adults 65 and older ................................................................................. .7 ( 2 ) ( 2 ) ( 2 ) ( 3 ) .2 1.7 1.7 1.8 

 Earners .................................................................................................... 1.2 1.7 1.8 1.6 1.6 1.3 .6 .7 .3 

 Vehicles ................................................................................................... 2.1 1.5 1.8 1.8 2.0 2.4 2.2 2.4 1.9 

Percent distribution:

 Reference person:

 Men.......................................................................................................... 51 46 55 53 43 46 55 52 59 

 Women .................................................................................................... 49 54 45 47 57 54 45 48 41 

 Housing tenure:

 Homeowner ............................................................................................. 73 20 45 59 70 82 88 89 87 

 With mortgage ...................................................................................... 37 12 37 47 47 45 29 35 19 

 Without mortgage................................................................................. 35 8 7 12 23 37 59 54 68 

 Renter...................................................................................................... 27 80 55 41 30 18 12 11 13 

 Race of reference person:

 Black or African-American....................................................................... 10 9 11 15 15 10 8 7 8 

 White, Asian, and all other races, not including Black or

 African-American.................................................................................. 90 91 89 85 85 90 92 93 92 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.................................................................................... 11 19 16 17 15 10 7 8 5 

 Not Hispanic or Latino ............................................................................. 89 81 84 83 85 90 93 92 95 

 Education of reference person:

 Elementary (1-8)...................................................................................... 2 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 2 2 2 ( 2 ) 

 High school (9-12) ................................................................................... 27 36 19 24 26 29 29 26 34 

 College..................................................................................................... 71 63 81 75 71 69 69 72 63 

 Never attended and other........................................................................ ( 3 ) ( 4 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased......................................................... 94 88 93 90 92 95 95 96 94 

Average annual expenditures ........................................................................ $73,028 $52,930 $71,944 $73,780 $76,641 $81,630 $68,783 $71,351 $64,395 

 Food............................................................................................................ 8,800 6,282 8,934 9,026 8,952 9,540 8,458 8,785 7,912 

 Food at home .......................................................................................... 5,389 3,528 4,563 5,230 5,332 5,998 5,615 5,656 5,548 

 Cereals and bakery products ............................................................... 659 398 569 626 653 684 720 712 733 

 Cereals and cereal products............................................................. 196 134 190 204 200 197 201 198 207 

 Bakery products ................................................................................ 463 264 379 422 453 488 519 514 527 

 Meats, poultry, fish, and eggs .............................................................. 1,140 806 909 1,053 1,146 1,339 1,169 1,196 1,125 

 Beef................................................................................................... 302 202 212 290 317 367 305 313 294 

 Pork................................................................................................... 228 186 169 192 220 264 246 255 232 

 Other meats ...................................................................................... 163 121 138 146 158 199 161 162 159 

 Poultry ............................................................................................... 195 147 185 192 223 231 174 186 155 

 Fish and seafood .............................................................................. 177 99 133 142 154 198 207 208 206 

 Eggs .................................................................................................. 76 50 72 91 74 79 75 72 80 

 Dairy products ...................................................................................... 510 328 400 482 490 542 569 569 569 

 Fresh milk and cream ....................................................................... 153 104 118 148 151 169 165 173 153 

 Other dairy products ......................................................................... 357 224 282 335 340 373 403 396 416 

 Fruits and vegetables........................................................................... 1,050 698 886 1,017 966 1,137 1,138 1,136 1,140 

 Fresh fruits ........................................................................................ 381 212 314 325 336 418 433 437 428 

 Fresh vegetables .............................................................................. 339 232 297 335 319 369 357 365 344 

 Processed fruits ................................................................................ 136 113 102 143 118 140 153 140 175 

 Processed vegetables....................................................................... 194 140 173 214 193 210 194 195 193 

 Other food at home .............................................................................. 2,030 1,299 1,799 2,052 2,076 2,295 2,020 2,042 1,981 

 Sugar and other sweets .................................................................... 190 80 154 171 172 209 217 212 224 

 Fats and oils...................................................................................... 145 108 125 151 141 150 153 156 150 

 Miscellaneous foods ......................................................................... 1,059 699 989 1,100 1,082 1,186 1,031 1,011 1,064 

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Surveys, 

2021-2022 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

 Nonalcoholic beverages.................................................................... 548 363 461 566 592 634 531 564 477 

 Food prepared by consumer unit on out of town trips ...................... 88 48 69 63 89 116 88 100 ( 2 ) 

 Food away from home............................................................................. 3,412 2,753 4,371 3,796 3,620 3,543 2,843 3,129 2,364 

 Alcoholic beverages ................................................................................... 796 551 1,020 937 822 843 660 765 482 

 Housing....................................................................................................... 23,844 19,452 24,921 24,584 24,202 25,122 22,805 23,867 20,991 

 Shelter ..................................................................................................... 13,923 13,328 17,079 15,243 14,189 14,188 12,143 12,847 10,907 

 Owned dwellings .................................................................................. 8,322 1,836 6,776 7,888 8,422 9,650 8,934 9,606 7,754 

 Mortgage interest and charges ......................................................... 2,719 574 3,306 3,731 3,356 3,455 1,776 2,137 1,144 

 Property taxes ................................................................................... 2,750 496 1,735 2,160 2,432 3,452 3,236 3,390 2,967 

 Maintenance, repairs, insurance, and other expenses..................... 2,852 ( 2 ) 1,734 1,997 2,634 2,743 3,921 4,079 3,643 

 Rented dwellings .................................................................................. 4,201 10,905 9,324 6,503 4,267 2,591 1,792 1,682 1,986 

 Other lodging........................................................................................ 1,401 587 978 852 1,499 1,946 1,417 1,560 1,167 

 Utilities, fuels, and public services .......................................................... 4,519 2,754 3,491 4,221 4,803 4,966 4,822 4,859 4,756 

 Natural gas ........................................................................................... 504 267 344 468 469 572 573 560 597 

 Electricity .............................................................................................. 1,679 1,170 1,348 1,548 1,815 1,795 1,780 1,777 1,785 

 Fuel oil and other fuels......................................................................... 168 ( 2 ) 77 ( 2 ) 129 208 233 218 258 

 Telephone services .............................................................................. 1,430 941 1,210 1,476 1,623 1,600 1,383 1,453 1,259 

 Residential phone service, VOIP, and phone cards......................... 191 ( 2 ) ( 2 ) 75 126 190 324 286 391 

 Cellular phone service ...................................................................... 1,239 921 1,166 1,400 1,497 1,410 1,059 1,167 869 

 Water and other public services........................................................... 739 357 512 653 767 791 853 851 856 

 Household operations ............................................................................. 1,567 821 1,178 1,567 1,429 1,638 1,814 1,709 1,999 

 Personal services ................................................................................. 110 ( 2 ) ( 2 ) 253 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Other household expenses .................................................................. 1,456 793 1,053 1,314 1,330 1,567 1,706 1,645 1,815 

 Housekeeping supplies ........................................................................... 856 412 640 567 793 1,023 987 1,003 961 

 Laundry and cleaning supplies ............................................................ 173 96 140 114 224 202 177 171 185 

 Other household products.................................................................... 538 ( 2 ) ( 2 ) 344 449 647 644 675 594 

 Postage and stationery ........................................................................ 145 ( 2 ) 113 108 119 ( 2 ) 166 157 181 

 Household furnishings and equipment.................................................... 2,980 2,136 2,533 2,986 2,988 3,307 3,040 3,449 2,369 

 Household textiles................................................................................ 138 ( 2 ) ( 2 ) ( 2 ) 178 164 138 149 ( 2 ) 

 Furniture ............................................................................................... 822 578 803 962 898 853 775 733 ( 2 ) 

 Floor coverings..................................................................................... 38 13 37 ( 2 ) ( 2 ) 53 30 33 ( 2 ) 

 Major appliances .................................................................................. 478 268 350 363 436 634 498 532 440 

 Small appliances and miscellaneous housewares .............................. 154 96 163 115 142 166 163 188 121 

 Miscellaneous household equipment................................................... 1,350 1,125 1,096 1,362 1,296 1,437 1,436 1,813 815 

 Apparel and services .................................................................................. 1,618 1,223 2,254 1,891 1,840 1,590 1,280 1,460 986 

 Men and boys .......................................................................................... 347 ( 2 ) 463 351 335 386 290 364 169 

 Men, 16 and over ................................................................................. 319 ( 2 ) 415 288 300 358 278 347 165 

 Boys, 2 to 15 ........................................................................................ 28 ( 4 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Women and girls...................................................................................... 672 ( 2 ) ( 2 ) 702 810 615 530 591 431 

 Women, 16 and over............................................................................ 639 ( 2 ) ( 2 ) 618 786 587 513 570 420 

 Girls, 2 to 15 ......................................................................................... 33 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Children under 2...................................................................................... 20 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 510 ( 2 ) 

 Footwear.................................................................................................. 299 ( 2 ) 319 408 327 301 254 274 221 

 Other apparel products and services ...................................................... 280 191 423 ( 2 ) 342 250 196 220 156 

 Transportation............................................................................................. 11,730 11,718 12,044 11,390 14,030 13,156 9,932 11,028 8,012 

 Vehicle purchases (net outlay)................................................................ 4,480 5,315 4,385 3,693 6,001 5,230 3,580 4,024 2,801 

 Cars and trucks, new ........................................................................... 2,265 ( 2 ) ( 2 ) ( 2 ) 2,987 2,702 1,983 2,295 ( 2 ) 

 Cars and trucks, used .......................................................................... 2,135 3,378 2,118 1,847 2,922 2,423 1,591 1,719 1,366 

 Other vehicles ...................................................................................... 80 5462 ( 2 ) ( 2 ) ( 2 ) 5105 ( 2 ) ( 2 ) ( 4 ) 

 Gasoline, other fuels, and motor oil ........................................................ 2,618 2,808 2,633 2,672 3,016 2,987 2,188 2,461 1,708 

 Other vehicle expenses........................................................................... 3,916 3,167 4,059 4,302 4,238 4,227 3,533 3,804 3,058 

 Vehicle finance charges ....................................................................... 278 307 335 335 333 354 168 194 122 

 Maintenance and repairs...................................................................... 1,198 677 1,168 1,232 1,260 1,321 1,164 1,274 975 

 Vehicle rental, leases, licenses, and other charges ............................ 843 ( 2 ) 868 1,041 843 849 799 891 637 

 Vehicle insurance................................................................................. 1,597 1,524 1,687 1,694 1,803 1,703 1,401 1,445 1,324 

 Public and other transportation ............................................................... 716 427 967 723 775 712 631 738 445 

 Healthcare .................................................................................................. 6,686 1,395 3,726 4,810 5,287 7,254 9,123 8,959 9,405 

 Health insurance...................................................................................... 4,596 841 2,486 3,054 3,556 4,736 6,573 6,342 6,978 

 Medical services ...................................................................................... 1,187 358 853 1,218 997 1,565 1,233 1,341 1,043 

 Drugs ....................................................................................................... 670 141 277 384 560 721 970 931 1,035 

 Medical supplies ...................................................................................... 234 54 111 154 174 233 347 345 350 

 Entertainment ............................................................................................. 3,947 2,534 3,692 4,282 3,744 4,411 3,895 4,545 2,775 

 Fees and admissions .............................................................................. 686 472 763 691 595 709 696 729 635 

 Audio and visual equipment and services............................................... 1,081 612 839 999 1,043 1,177 1,207 1,246 1,138 

 Pets, toys, hobbies, and playground equipment..................................... 1,096 ( 2 ) 1,289 1,245 977 1,131 1,033 1,234 702 

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Surveys, 

2021-2022 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

 Pets ...................................................................................................... 928 ( 2 ) 1,069 1,001 805 966 894 1,052 632 

 Toys, hobbies, and playground equipment.......................................... 169 ( 2 ) ( 2 ) ( 2 ) 172 165 139 181 69 

 Other entertainment supplies, equipment, and services......................... 1,084 ( 2 ) 801 ( 2 ) ( 2 ) 1,394 ( 2 ) ( 2 ) ( 2 ) 

 Personal care products and services ......................................................... 869 614 859 877 930 938 836 862 792 

 Reading....................................................................................................... 139 ( 2 ) 134 119 89 135 169 165 174 

 Education.................................................................................................... 1,047 ( 2 ) 1,055 662 1,832 1,475 384 ( 2 ) ( 2 ) 

 Tobacco products and smoking supplies ................................................... 388 186 269 490 600 569 238 293 143 

 Miscellaneous ............................................................................................. 1,035 ( 2 ) 922 1,092 1,052 1,158 1,045 997 1,126 

 Cash contributions ...................................................................................... 3,595 ( 2 ) 939 1,444 2,247 4,152 5,705 4,083 ( 2 ) 

 Personal insurance and pensions .............................................................. 8,533 5,207 11,177 12,176 11,014 11,286 4,252 5,210 2,572 

 Life and other personal insurance........................................................... 591 ( 2 ) 246 322 467 860 722 782 617 

 Pensions and Social Security.................................................................. 7,942 5,080 10,930 11,854 10,547 10,427 3,530 4,428 ( 2 ) 

Sources of income and personal taxes:

 Income before taxes ................................................................................... $96,710 $55,880 $106,387 $115,540 $112,335 $114,861 $75,477 $82,896 $62,469 

 Wages and salaries................................................................................. 68,816 51,558 99,732 103,699 97,461 89,452 25,811 33,737 11,914 

 Self-employment income......................................................................... 6,502 ( 2 ) 4,138 7,353 8,074 9,688 5,062 6,673 2,238 

 Social Security, private and government retirement ............................... 16,213 ( 2 ) ( 2 ) 944 2,383 9,663 37,665 35,898 40,764 

 Interest, dividends, rental income, and other property income............... 3,616 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 4,416 5,621 5,408 5,994 

 Public assistance, Supplemental Security Income, Supplementary

 Nutrition Assistance Program (SNAP) ................................................. 373 ( 2 ) 226 476 486 507 277 276 279 

 Unemployment and workers' compensation, veterans' benefits,

 and regular contributions for support ................................................... 923 ( 2 ) 615 1,239 ( 2 ) 966 874 735 ( 2 ) 

 Other income ........................................................................................... 268 ( 2 ) 364 ( 2 ) ( 2 ) ( 2 ) 166 169 ( 2 ) 

 Personal taxes (contains some imputed values)........................................ 11,512 2,500 14,163 16,538 16,665 17,617 4,405 6,179 ( 2 ) 

 Federal income taxes .............................................................................. 9,837 2,734 11,625 13,959 13,894 14,643 4,316 5,771 1,763 

 Stimulus payment (new UCC Q20202)#................................................. -1,168 -1,407 -1,199 -1,310 -989 -1,026 -1,245 -1,286 -1,174 

 State and local income taxes .................................................................. 2,759 1,157 3,657 3,821 3,681 3,891 1,251 1,601 639 

 Other taxes .............................................................................................. 84 ( 2 ) ( 2 ) 68 ( 2 ) ( 2 ) 83 92 ( 2 ) 

 Income after taxes ...................................................................................... 85,199 53,380 92,224 99,001 95,670 97,244 71,072 76,717 61,173 

Addenda:

 Net change in total assets and liabilities .................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Net change in total assets ....................................................................... 33,497 ( 2 ) 50,966 49,456 26,043 53,705 ( 2 ) ( 2 ) ( 2 ) 

 Net change in total liabilities.................................................................... 17,100 ( 2 ) 31,477 38,633 25,763 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Other financial information:

 Other money receipts .............................................................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Mortgage principal paid on owned property............................................ -2,751 -477 -2,211 -2,716 -3,413 -3,638 -2,431 -3,038 -1,368 

 Estimated market value of owned home................................................. 302,589 ( 2 ) 157,845 215,547 273,538 368,900 377,109 378,132 375,314 

 Estimated monthly rental value of owned home ..................................... 1,497 360 877 1,153 1,410 1,748 1,836 1,845 1,822 

1

 Data are rounded to the nearest thousands.

2

 Data are suppressed due to the Relative Standard Error (RSE) being equal to or greater than 25 percent. See www.bls.gov/cex/tables-getting-started-guide.htm for more information.

3

 Value is too small to display.

4

 No data reported.

5

 Data are likely to have large sampling errors.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023