Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 85,853 3,938 15,531 18,279 19,746 14,875 13,484 8,268 5,216 

Consumer unit characteristics: 

Income before taxes ..................................... $74,856 $39,151 $63,699 $82,688 $91,010 $83,846 $53,943 $60,054 $44,255 

Income after taxes ........................................ 72,641 38,967 62,537 80,685 87,207 80,763 52,918 58,604 43,903 

Age of reference person ................................ 48.0 21.7 29.8 39.6 49.4 59.1 73.4 68.9 80.5 

Average number in consumer unit:

Persons ........................................................ 3.1 3.1 3.4 3.7 3.3 2.6 2.3 2.4 2.3 

Children under 18 ........................................ .9 .9 1.4 1.6 .8 .2 .1 .1 .1 

Persons 65 and older ................................... .3 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.6 1.8 

Earners ........................................................ 1.6 1.7 1.6 1.7 1.9 1.6 .7 .8 .4 

Vehicles ....................................................... 2.3 1.6 1.9 2.2 2.6 2.6 2.2 2.4 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 36 43 45 47 50 55 54 56 

Female ......................................................... 53 64 57 55 53 50 45 46 44 

Housing tenure:

Homeowner .................................................. 72 25 50 70 79 87 90 90 90 

With mortgage ............................................ 48 17 43 60 60 52 27 33 17 

Without mortgage ....................................... 24 8 7 10 19 35 63 57 73 

Renter .......................................................... 28 75 50 30 21 13 10 10 10 

Race of reference person:

Black or African-American ........................... 12 16 14 13 12 10 8 9 8 

White, Asian, and all other races ................. 88 84 86 87 88 90 92 91 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 23 20 18 13 8 7 8 6 

Not Hispanic or Latino .................................. 86 77 80 82 87 92 93 92 94 

Education of reference person:

Elementary (1-8) .......................................... 5 3 4 4 4 4 9 7 12 

High school (9-12) ........................................ 35 50 31 31 35 33 42 40 44 

College ......................................................... 60 48 64 65 61 63 49 53 43 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 81 91 93 95 95 93 94 91 

Average annual expenditures .......................... $56,466 $37,500 $50,163 $60,770 $65,274 $60,099 $46,781 $50,550 $40,895 

Food ............................................................... 7,382 5,291 6,747 8,343 8,410 7,310 6,101 6,526 5,455 

Food at home ............................................... 4,406 3,229 3,895 4,844 5,044 4,377 3,927 4,096 3,670 

Cereals and bakery products ..................... 604 421 527 698 691 578 535 543 522 

Cereals and cereal products .................... 204 154 191 245 228 188 165 168 159 

Bakery products ....................................... 400 267 336 452 463 391 370 375 363 

Meats, poultry, fish, and eggs .................... 982 733 837 1,045 1,127 998 925 949 889 

Beef .......................................................... 272 209 216 277 304 289 287 265 319 

Pork .......................................................... 193 158 159 206 219 194 185 204 157 

Other meats ............................................. 139 87 120 154 159 138 129 138 115 

Poultry ...................................................... 178 149 174 199 207 165 132 137 126 

Fish and seafood ..................................... 148 87 119 151 179 160 143 152 129 

Eggs ......................................................... 53 43 49 58 60 51 50 54 43 

Dairy products ............................................ 470 340 418 535 533 453 415 437 381 

Fresh milk and cream .............................. 171 137 161 201 186 158 143 150 134 

Other dairy products ................................ 300 203 257 334 347 296 272 288 247 

Fruits and vegetables ................................. 793 555 686 848 906 800 758 789 712 

Fresh fruits ............................................... 268 163 225 292 302 276 266 282 244 

Fresh vegetables ..................................... 249 183 211 255 287 258 241 259 212 

Processed fruits ....................................... 137 107 124 149 156 128 126 122 132 

Processed vegetables .............................. 140 102 125 152 161 137 126 126 124 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,557 $1,181 $1,427 $1,718 $1,787 $1,547 $1,294 $1,378 $1,166 

Sugar and other sweets ........................... 164 103 130 177 193 170 158 166 147 

Fats and oils ............................................. 123 89 104 132 139 131 115 120 108 

Miscellaneous foods ................................ 819 654 811 924 924 771 643 665 609 

Nonalcoholic beverages ........................... 396 319 353 428 471 403 315 351 261 

Food prepared by consumer unit on

out-of-town trips ..................................... 55 16 29 57 61 73 63 76 41 

Food away from home ................................. 2,976 2,062 2,852 3,499 3,365 2,933 2,174 2,429 1,784 

Alcoholic beverages ....................................... 458 391 446 490 486 468 396 495 247 

Housing .......................................................... 18,941 13,227 18,174 21,683 20,775 18,937 15,152 16,477 13,067

Shelter .......................................................... 11,020 8,119 11,013 13,017 12,338 10,510 7,801 8,660 6,441 

Owned dwellings ........................................ 7,606 2,176 6,003 9,309 9,135 8,042 6,010 6,760 4,820 

Mortgage interest and charges ................ 4,250 1,362 4,092 6,061 5,277 3,857 1,753 2,277 924 

Property taxes .......................................... 2,119 532 1,243 2,203 2,612 2,568 2,262 2,398 2,046 

Maintenance, repairs, insurance, other

expenses ................................................ 1,236 281 668 1,045 1,246 1,617 1,995 2,085 1,851 

Rented dwellings ........................................ 2,643 5,776 4,702 3,115 2,178 1,259 927 944 899 

Other lodging ............................................. 771 168 309 593 1,025 1,209 865 956 722 

Utilities, fuels, and public services ............... 4,200 2,851 3,578 4,434 4,682 4,486 3,971 4,160 3,670 

Natural gas ................................................. 527 296 428 554 588 561 543 528 567 

Electricity .................................................... 1,602 1,097 1,377 1,684 1,735 1,720 1,575 1,676 1,415 

Fuel oil and other fuels ............................... 160 32 76 128 185 225 227 215 246 

Telephone services .................................... 1,354 1,136 1,249 1,475 1,566 1,363 1,051 1,153 889 

Water and other public services ................. 558 290 448 593 608 618 575 589 553 

Household operations .................................. 1,204 647 1,488 1,567 1,083 981 972 993 941 

Personal services ....................................... 481 312 987 875 280 111 117 109 130 

Other household expenses ........................ 723 335 501 692 803 870 855 884 811 

Housekeeping supplies ................................ 752 417 557 757 780 929 857 911 776 

Laundry and cleaning supplies .................. 181 126 158 206 193 185 171 183 154 

Other household products .......................... 410 234 284 391 423 541 487 516 443 

Postage and stationery .............................. 160 58 115 160 164 202 198 211 179 

Household furnishings and equipment ......... 1,765 1,193 1,538 1,908 1,892 2,031 1,551 1,754 1,239 

Household textiles ...................................... 138 72 105 150 142 180 126 143 100 

Furniture ..................................................... 409 418 437 455 392 455 289 315 250 

Floor coverings .......................................... 37 10 22 39 37 54 41 44 37 

Major appliances ........................................ 241 139 175 267 239 314 238 229 254 

Small appliances, miscellaneous

housewares .............................................. 119 55 100 108 123 161 125 157 76 

Miscellaneous household equipment ......... 821 498 700 888 959 866 731 867 523 

Apparel and services ..................................... 2,046 2,032 2,211 2,357 2,260 1,875 1,306 1,524 973 

Men and boys .............................................. 452 320 446 542 536 423 293 355 199 

Men, 16 and over ....................................... 347 259 307 351 434 375 258 315 172 

Boys, 2 to 15 .............................................. 106 61 139 191 102 47 35 39 27 

Women and girls .......................................... 805 843 762 904 957 747 551 623 442 

Women, 16 and over .................................. 658 752 592 635 807 674 503 566 407 

Girls, 2 to 15 ............................................... 147 91 170 269 149 73 48 57 35 

Children under 2 .......................................... 120 262 246 134 64 72 37 46 24 

Footwear ...................................................... 374 367 367 455 420 342 237 272 184 

Other apparel products and services ........... 295 240 389 321 283 291 188 228 124 

Transportation ................................................ 9,127 7,216 8,645 9,343 10,524 9,796 7,218 8,091 5,842 

Vehicle purchases (net outlay) ..................... 3,190 2,919 3,420 3,133 3,559 3,292 2,428 2,698 1,999 

Cars and trucks, new ................................. 1,513 626 1,349 1,384 1,740 1,923 1,354 1,398 1,283 

Cars and trucks, used ................................ 1,618 2,200 2,023 1,674 1,757 1,296 1,058 1,274 716 

Other vehicles ............................................ 58 393 48 76 61 73 316 326 4 ( )

Gasoline and motor oil ................................. 2,455 2,102 2,351 2,666 2,799 2,526 1,808 2,065 1,401 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $2,925 $1,898 $2,412 $2,978 $3,490 $3,351 $2,499 $2,803 $2,025 

Vehicle finance charges ............................. 327 247 368 373 368 331 174 230 86 

Maintenance and repairs ........................... 876 647 715 885 1,031 1,016 735 815 609 

Vehicle insurance ....................................... 1,210 717 865 1,161 1,507 1,442 1,180 1,300 999 

Vehicle rental, leases, licenses, and other

charges .................................................... 512 288 464 559 584 562 410 459 332 

Public transportation .................................... 558 297 462 567 677 627 483 525 417 

Healthcare ...................................................... 3,601 1,169 2,041 2,805 3,615 4,564 6,116 5,953 6,375 

Health insurance .......................................... 2,068 656 1,226 1,584 1,935 2,431 3,898 3,797 4,058 

Medical services .......................................... 848 326 527 741 970 1,177 970 938 1,020 

Drugs ........................................................... 548 149 218 364 555 784 1,034 1,017 1,061 

Medical supplies .......................................... 138 39 70 115 155 172 214 201 236 

Entertainment ................................................. 3,056 1,550 2,558 3,457 3,559 3,238 2,619 3,011 2,017 

Fees and admissions ................................... 735 255 499 979 939 709 549 639 410 

Audio and visual equipment and services .... 1,088 749 1,068 1,154 1,141 1,175 949 1,022 833 

Pets, toys, hobbies, and playground

equipment .................................................. 757 365 564 827 891 829 739 933 444 

Other entertainment supplies, equipment,

and services ............................................... 477 182 427 496 588 525 381 417 329 

Personal care products and services ............. 685 481 580 740 751 723 656 703 582 

Reading .......................................................... 113 43 67 83 121 154 171 175 165 

Education ....................................................... 1,286 1,634 719 1,079 2,571 1,270 255 298 186 

Tobacco products and smoking supplies ....... 416 465 392 404 494 457 287 334 212 

Miscellaneous ................................................ 904 363 708 911 1,041 1,041 929 930 925 

Cash contributions ......................................... 1,851 526 1,108 1,547 2,026 2,266 2,793 2,590 3,115 

Personal insurance and pensions .................. 6,599 3,111 5,765 7,528 8,641 8,001 2,782 3,443 1,735 

Life and other personal insurance ................ 388 48 190 313 504 569 450 512 352 

Pensions and Social Security ...................... 6,211 3,063 5,575 7,216 8,137 7,432 2,332 2,931 1,383 

Sources of income and personal taxes: 

Money income before taxes ........................... 74,856 39,151 63,699 82,688 91,010 83,846 53,943 60,054 44,255 

Wages and salaries ..................................... 61,184 35,365 58,759 74,496 81,399 65,108 19,539 24,838 11,139 

Self-employment income ............................. 3,416 840 2,138 3,891 4,276 5,497 1,442 2,043 489 

Social Security, private and government

retirement ................................................... 7,093 482 484 1,130 2,387 9,544 28,904 29,284 28,302 

Interest, dividends, rental income, other

property income ......................................... 1,376 72 357 1,143 1,001 2,025 3,080 2,734 3,627 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 630 360 569 653 840 743 317 409 173 

Public assistance, supplemental security

income, food stamps .................................. 543 961 614 554 500 586 341 364 306 

Regular contributions for support ................. 405 742 529 625 362 202 152 159 141 

Other income ............................................... 209 329 249 198 244 140 167 223 378 

Personal taxes ............................................... 2,215 184 1,163 2,003 3,803 3,083 1,025 1,449 352 

Federal income taxes ................................... 1,443 -48 606 1,200 2,665 2,104 652 1,001 99 

2008 Tax stimulus (thru Q20091) ................ 3-1 4 ( ) 4 ( ) 3-1 3-1 2 ( ) 3-1 2 ( ) 3-1 

State and local income taxes ....................... 586 223 467 672 910 685 128 197 19 

Other taxes .................................................. 187 9 90 133 229 294 245 252 234 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Income after taxes ......................................... 72,641 38,967 62,537 80,685 87,207 80,763 52,918 58,604 43,903 

Addenda:

Net change in total assets and liabilities ........ - $6,284 $2,112 - $9,675 - $10,176 - $8,989 - $1,418 - $964 $36 - $2,547 

Net change in total assets ............................ 7,225 8,297 11,100 9,520 4,471 7,755 2,784 5,181 -1,016 

Net change in total liabilities ........................ 13,509 6,185 20,775 19,697 13,459 9,172 3,747 5,146 1,531 

Other financial information:

Other money receipts ................................... 528 266 539 255 592 687 694 856 438 

Mortgage principal paid on owned property -2,577 -483 -1,556 -3,089 -3,615 -3,113 -1,556 -1,964 -909 

Estimated market value of owned home ...... 182,149 43,986 100,129 176,412 217,018 229,771 221,150 226,913 212,014 

Estimated monthly rental value of owned

home .......................................................... 981 283 627 984 1,138 1,193 1,127 1,151 1,089 

Gifts of goods and services ............................ 1,156 477 567 729 1,808 1,767 1,001 1,141 783 

Food ............................................................. 104 21 45 57 170 185 74 92 46 

Alcoholic beverages ..................................... 12 14 9 13 6 17 14 16 10 

Housing ........................................................ 216 136 125 161 273 347 193 216 157 

Housekeeping supplies .............................. 30 14 22 25 28 50 33 36 28 

Household textiles ...................................... 11 36 10 8 12 13 13 17 7 

Appliances and miscellaneous

housewares .............................................. 21 36 14 17 21 33 26 26 25 

Major appliances ...................................... 5 32 3 3 5 10 6 8 32 

Small appliances and miscellaneous

housewares ............................................ 16 34 12 15 16 24 20 18 323 

Miscellaneous household equipment ......... 48 34 27 37 50 73 62 71 47 

Other housing ............................................ 106 77 52 74 161 177 60 66 50 

Apparel and services ................................... 245 188 214 187 283 319 247 269 212 

Males, 2 and over ...................................... 58 41 42 54 61 74 65 82 39 

Females, 2 and over .................................. 83 43 47 46 117 117 105 102 110 

Children under 2 ........................................ 59 64 88 57 51 63 33 40 22 

Other apparel products and services ......... 45 40 37 31 54 64 43 45 41 

Jewelry and watches ................................ 12 310 9 6 15 17 14 12 16 

All other apparel products and services ... 34 330 28 25 39 48 30 33 325 

Transportation .............................................. 84 38 42 49 123 96 126 111 151 

Health care ................................................... 18 32 6 12 29 36 7 39 35 

Entertainment ............................................... 102 29 73 73 99 191 106 141 53 

Toys, games, arts and crafts, and tricycles 42 310 39 41 31 69 41 59 314 

Other entertainment ................................... 60 19 34 31 68 122 65 82 39 

Personal care products and services ........... 15 32 12 11 14 14 21 28 10 

Reading ........................................................ 1 2 ( ) 2 ( ) 2 ( ) 1 1 2 2 2 

Education ..................................................... 285 31 22 118 736 445 62 69 53 

All other gifts ................................................ 75 16 20 49 73 117 148 189 83 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 Data are likely to have large sampling errors. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011