Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009

Item

Total

65 and

over

Northeast Midwest South West

Number of consumer units (in thousands) ....... 24,310 5,071 5,586 8,835 4,817 

Consumer unit characteristics: 

Income before taxes ..................................... $39,604 $40,987 $39,128 $38,165 $41,341 

Income after taxes ........................................ 38,949 40,353 38,408 37,601 40,571 

Age of reference person ................................ 75.0 75.4 75.3 74.8 74.7 

Average number in consumer unit:

Persons ........................................................ 1.7 1.6 1.6 1.8 1.7 

Children under 18 ........................................ .1 1 ( ) 1 ( ) .1 .1 

Persons 65 and older ................................... 1.4 1.4 1.4 1.4 1.4 

Earners ........................................................ .4 .4 .4 .5 .4 

Vehicles ....................................................... 1.6 1.3 1.7 1.7 1.7 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 41 43 42 47 

Female ......................................................... 57 59 57 58 53 

Housing tenure:

Homeowner .................................................. 79 73 80 82 80 

With mortgage ............................................ 21 18 20 21 27 

Without mortgage ....................................... 58 55 60 61 52 

Renter .......................................................... 21 27 20 18 20 

Race of reference person:

Black or African-American ........................... 10 8 8 15 4 

White, Asian, and all other races ................. 90 92 92 85 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 5 1 7 9 

Not Hispanic or Latino .................................. 94 95 99 93 91 

Education of reference person:

Elementary (1-8) .......................................... 10 8 10 13 5 

High school (9-12) ........................................ 45 53 47 45 37 

College ......................................................... 44 38 43 42 57 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 1 1 

At least one vehicle owned or leased ............ 85 76 88 86 86 

Average annual expenditures .......................... $37,204 $39,820 $35,991 $34,610 $40,464 

Food ............................................................... 4,797 5,211 4,383 4,567 5,193 

Food at home ............................................... 3,149 3,394 2,887 3,015 3,391 

Cereals and bakery products ..................... 437 462 405 440 440 

Cereals and cereal products .................... 134 140 123 139 133 

Bakery products ....................................... 303 321 282 301 307 

Meats, poultry, fish, and eggs .................... 704 765 633 694 729 

Beef .......................................................... 187 189 187 184 190 

Pork .......................................................... 145 137 139 157 140 

Other meats ............................................. 95 119 96 83 90 

Poultry ...................................................... 111 118 97 114 116 

Fish and seafood ..................................... 121 157 77 111 148 

Eggs ......................................................... 44 45 38 46 46 

Dairy products ............................................ 354 375 331 336 384 

Fresh milk and cream .............................. 131 146 124 128 126 

Other dairy products ................................ 223 229 207 208 258 

Fruits and vegetables ................................. 597 661 543 555 659 

Fresh fruits ............................................... 206 224 184 185 245 

Fresh vegetables ..................................... 188 223 162 165 216 

Processed fruits ....................................... 107 123 104 99 109 

Processed vegetables .............................. 96 91 92 105 90 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Other food at home .................................... $1,058 $1,132 $975 $990 $1,179 

Sugar and other sweets ........................... 124 122 137 112 132 

Fats and oils ............................................. 93 95 87 97 93 

Miscellaneous foods ................................ 542 615 493 487 608 

Nonalcoholic beverages ........................... 257 250 214 261 301 

Food prepared by consumer unit on

out-of-town trips ..................................... 42 50 44 33 45 

Food away from home ................................. 1,648 1,817 1,496 1,552 1,802 

Alcoholic beverages ....................................... 272 280 229 255 337 

Housing .......................................................... 13,095 15,069 12,536 11,516 14,547 

Shelter .......................................................... 7,054 8,732 6,643 5,755 8,149 

Owned dwellings ........................................ 4,763 5,547 4,658 4,058 5,351 

Mortgage interest and charges ................ 1,305 1,000 1,084 1,164 2,142 

Property taxes .......................................... 1,780 2,766 2,035 1,200 1,509 

Maintenance, repairs, insurance, other

expenses ................................................ 1,678 1,782 1,538 1,695 1,700 

Rented dwellings ........................................ 1,700 2,271 1,361 1,303 2,218 

Other lodging ............................................. 592 914 623 394 581 

Utilities, fuels, and public services ............... 3,297 3,622 3,206 3,268 3,117 

Natural gas ................................................. 516 674 774 307 436 

Electricity .................................................... 1,247 1,140 1,078 1,487 1,112 

Fuel oil and other fuels ............................... 232 580 153 137 130 

Telephone services .................................... 841 846 799 875 822 

Water and other public services ................. 461 382 401 461 616 

Household operations .................................. 880 970 695 791 1,164 

Personal services ....................................... 206 316 74 150 346 

Other household expenses ........................ 674 654 621 641 818 

Housekeeping supplies ................................ 655 648 673 638 669 

Laundry and cleaning supplies .................. 126 124 114 129 137 

Other household products .......................... 349 340 383 345 333 

Postage and stationery .............................. 179 185 176 165 198 

Household furnishings and equipment ......... 1,209 1,097 1,320 1,065 1,448 

Household textiles ...................................... 104 115 96 96 115 

Furniture ..................................................... 219 213 228 212 223 

Floor coverings .......................................... 44 35 72 43 24 

Major appliances ........................................ 159 159 187 150 145 

Small appliances, miscellaneous

housewares .............................................. 103 72 132 108 97 

Miscellaneous household equipment ......... 580 502 605 456 844 

Apparel and services ..................................... 1,080 1,115 1,033 1,013 1,208 

Men and boys .............................................. 227 237 187 219 270 

Men, 16 and over ....................................... 205 217 168 193 251 

Boys, 2 to 15 .............................................. 22 20 20 26 20 

Women and girls .......................................... 471 478 491 464 456 

Women, 16 and over .................................. 437 442 454 425 436 

Girls, 2 to 15 ............................................... 34 36 37 39 20 

Children under 2 .......................................... 27 24 27 24 36 

Footwear ...................................................... 201 202 172 180 263 

Other apparel products and services ........... 154 175 156 126 183 

Transportation ................................................ 5,512 5,594 5,477 5,379 5,710 

Vehicle purchases (net outlay) ..................... 1,684 1,684 1,796 1,681 1,556 

Cars and trucks, new ................................. 1,049 1,338 1,190 873 906 

Cars and trucks, used ................................ 592 314 581 744 620 

Other vehicles ............................................ 342 332 325 364 330 

Gasoline and motor oil ................................. 1,433 1,256 1,403 1,546 1,448 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Other vehicle expenses ............................... $2,002 $2,120 $1,945 $1,886 $2,156 

Vehicle finance charges ............................. 120 92 93 146 133 

Maintenance and repairs ........................... 557 546 544 486 710 

Vehicle insurance ....................................... 1,023 1,118 993 1,027 951 

Vehicle rental, leases, licenses, and other

charges .................................................... 302 363 315 227 361 

Public transportation .................................... 394 533 334 265 550 

Healthcare ...................................................... 4,726 4,664 5,061 4,414 4,972 

Health insurance .......................................... 2,937 2,976 3,257 2,715 2,930 

Medical services .......................................... 807 774 788 673 1,110 

Drugs ........................................................... 825 758 842 886 759 

Medical supplies .......................................... 158 155 174 140 173 

Entertainment ................................................. 1,988 2,035 1,836 1,834 2,386 

Fees and admissions ................................... 388 383 361 348 494 

Audio and visual equipment and services .... 785 804 703 810 813 

Pets, toys, hobbies, and playground

equipment .................................................. 506 570 440 510 505 

Other entertainment supplies, equipment,

and services ............................................... 310 279 332 166 574 

Personal care products and services ............. 521 510 442 490 669 

Reading .......................................................... 143 171 150 106 175 

Education ....................................................... 216 462 100 201 119 

Tobacco products and smoking supplies ....... 184 193 180 194 162 

Miscellaneous ................................................ 626 726 668 541 616 

Cash contributions ......................................... 2,191 1,862 2,090 2,270 2,510 

Personal insurance and pensions .................. 1,851 1,929 1,805 1,830 1,861 

Life and other personal insurance ................ 325 434 322 294 270 

Pensions and Social Security ...................... 1,526 1,495 1,483 1,536 1,592 

Sources of income and personal taxes: 

Money income before taxes ........................... 39,604 40,987 39,128 38,165 41,341 

Wages and salaries ..................................... 12,121 13,379 11,101 11,609 12,917 

Self-employment income ............................. 1,379 1,579 1,983 1,507 235 

Social Security, private and government

retirement ................................................... 22,503 22,200 22,640 21,726 24,087 

Interest, dividends, rental income, other

property income ......................................... 2,865 2,943 2,965 2,653 3,057 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 99 152 70 49 166 

Public assistance, supplemental security

income, food stamps .................................. 266 252 151 257 430 

Regular contributions for support ................. 171 122 141 152 294 

Other income ............................................... 200 360 77 211 155 

Personal taxes ............................................... 655 634 720 564 770 

Federal income taxes ................................... 591 478 558 608 718 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -286 -297 -303 -286 -252 

State and local income taxes ....................... 116 122 130 78 164 

Other taxes .................................................. 233 331 335 164 140 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Income after taxes ......................................... 38,949 40,353 38,408 37,601 40,571 

Addenda:

Net change in total assets and liabilities ........ $469 - $1,377 - $3,739 $2,422 $3,710 

Net change in total assets ............................ 2,996 -585 -311 3,717 9,281 

Net change in total liabilities ........................ 2,527 792 3,427 1,294 5,571 

Other financial information:

Other money receipts ................................... 635 503 364 235 1,822 

Mortgage principal paid on owned property -1,150 -1,079 -1,167 -927 -1,614 

Estimated market value of owned home ...... 181,719 198,392 141,331 148,158 272,564 

Estimated monthly rental value of owned

home .......................................................... 926 986 786 849 1,168 

Gifts of goods and services ............................ 927 948 887 867 1,064 

Food ............................................................. 72 84 73 57 85 

Alcoholic beverages ..................................... 14 14 11 11 23 

Housing ........................................................ 184 165 189 160 239 

Housekeeping supplies .............................. 30 27 34 24 40 

Household textiles ...................................... 7 5 7 9 8 

Appliances and miscellaneous

housewares .............................................. 15 17 14 15 12 

Major appliances ...................................... 5 5 8 4 36 

Small appliances and miscellaneous

housewares ............................................ 9 312 6 11 6 

Miscellaneous household equipment ......... 47 53 46 35 64 

Other housing ............................................ 85 63 90 77 115 

Apparel and services ................................... 185 151 225 189 171 

Males, 2 and over ...................................... 51 42 44 61 52 

Females, 2 and over .................................. 74 66 107 67 58 

Children under 2 ........................................ 24 23 26 20 31 

Other apparel products and services ......... 36 20 48 41 30 

Jewelry and watches ................................ 11 6 8 19 7 

All other apparel products and services ... 24 314 40 22 322 

Transportation .............................................. 100 27 53 140 160 

Healthcare .................................................... 44 35 322 38 3120 

Entertainment ............................................... 80 80 76 89 70 

Toys, games, arts and crafts, and tricycles 28 38 28 32 310 

Other entertainment ................................... 52 42 48 56 60 

Personal care products and services ........... 12 10 9 15 11 

Reading ........................................................ 2 3 2 1 1 

Education ..................................................... 126 295 62 116 42 

All other gifts ................................................ 109 114 165 51 143 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010