Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 39,060 1,781 5,109 3,574 7,283 9,870 11,443 7,260 4,183

Consumer unit characteristics:

Income before taxes ....................................... $71,405 $54,923 $68,273 $66,432 $79,491 $87,909 $57,541 $65,539 $43,658

Income after taxes .......................................... 68,469 48,217 65,504 64,674 75,814 83,538 56,460 64,028 43,326

Age of reference person ................................. 54.2 22.1 29.1 39.8 50.2 59.3 73.2 68.9 80.5

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0

Children under 18 ......................................... .1 .2 .2 .3 .1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Persons 65 and older ................................... .6 2 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.7 1.8

Earners ......................................................... 1.2 1.6 1.6 1.5 1.5 1.4 .5 .7 .3

Vehicles ........................................................ 2.1 1.5 1.7 1.8 2.3 2.5 2.1 2.3 1.8

Percent distribution:

Sex of reference person:

Male .............................................................. 49 46 52 49 39 50 54 54 54

Female ......................................................... 51 54 48 51 61 50 46 46 46

Housing tenure:

Homeowner .................................................. 74 18 42 55 74 88 91 91 90

With mortgage ............................................ 39 13 37 44 52 48 27 34 14

Without mortgage ....................................... 35 5 5 11 22 40 64 57 76

Renter ........................................................... 26 82 58 45 26 12 9 9 10

Race of reference person:

Black or African-American ............................ 11 13 14 18 13 9 7 8 6

White, Asian, and all other races .................. 89 87 86 82 87 91 93 92 94

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 8 16 12 15 9 5 5 5 4

Not Hispanic or Latino .................................. 92 84 88 85 91 95 95 95 96

Education of reference person:

Elementary (1-8) ........................................... 3 1 1 2 3 2 6 4 10

High school (9-12) ........................................ 32 33 20 35 34 29 39 37 42

College ......................................................... 64 65 78 63 63 68 55 59 48

Never attended and other ............................. 3 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............. 93 83 91 90 92 96 93 95 92

Average annual expenditures ........................... $53,742 $38,412 $52,874 $49,180 $56,852 $61,391 $49,506 $53,585 $42,547

Food ............................................................... 6,634 4,443 6,345 6,416 6,948 7,269 6,487 6,931 5,781

Food at home ............................................... 3,812 2,421 3,066 3,415 4,114 4,179 4,046 4,202 3,802

Cereals and bakery products ..................... 507 309 430 413 523 550 564 559 572

Cereals and cereal products .................... 165 114 166 145 184 168 165 166 163

Bakery products ....................................... 343 195 263 268 339 382 399 393 409

Meats, poultry, fish, and eggs .................... 819 500 598 748 924 926 850 890 787

Beef .......................................................... 218 125 137 213 262 252 221 230 206

Pork .......................................................... 161 83 107 139 178 190 172 188 148

Other meats .............................................. 114 75 90 96 126 124 121 129 109

Poultry ...................................................... 146 126 132 156 167 156 132 135 126

Fish and seafood ...................................... 131 57 92 100 139 153 148 150 144

Eggs ......................................................... 50 34 40 44 50 52 56 57 54

Dairy products ............................................ 404 258 333 354 418 435 444 466 409

Fresh milk and cream ............................... 136 84 117 127 141 140 149 147 153

Other dairy products ................................. 268 174 216 227 276 294 295 320 256

Fruits and vegetables ................................. 723 428 588 641 741 764 819 831 802

Fresh fruits ............................................... 255 139 202 222 250 276 296 300 289

Fresh vegetables ...................................... 238 128 198 198 245 256 270 281 254

Processed fruits ........................................ 108 78 93 106 114 104 120 110 134

Processed vegetables .............................. 122 82 95 115 133 128 134 140 124

Other food at home .................................... 1,359 926 1,116 1,259 1,508 1,504 1,369 1,456 1,232

Sugar and other sweets ........................... 144 81 105 126 140 171 160 162 156

Fats and oils ............................................. 112 71 83 100 127 119 123 120 127

Miscellaneous foods ................................. 671 485 591 611 747 724 671 720 594

Nonalcoholic beverages ........................... 365 272 290 384 432 395 344 361 317

Food prepared by consumer unit on

out-of-town trips ...................................... 67 18 48 38 62 95 72 92 39

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Food away from home .................................. 2,822 2,022 3,279 3,002 2,834 3,090 2,441 2,729 1,979

Alcoholic beverages ....................................... 587 395 762 663 597 589 505 564 411

Housing .......................................................... 17,137 13,327 17,879 16,614 17,627 18,711 15,919 16,941 14,164

Shelter .......................................................... 9,818 8,752 11,447 10,451 10,305 10,382 8,262 9,012 6,960

Owned dwellings ........................................ 6,374 1,892 5,009 5,991 6,884 7,893 6,166 6,855 4,969

Mortgage interest and charges ................. 2,885 971 3,254 3,679 3,722 3,429 1,767 2,291 857

Property taxes .......................................... 2,084 440 1,131 1,386 2,074 2,666 2,489 2,656 2,200

Maintenance, repairs, insurance, other

expenses ................................................ 1,405 481 625 925 1,088 1,799 1,910 1,909 1,911

Rented dwellings ........................................ 2,495 6,593 6,000 3,963 2,547 1,208 911 786 1,130

Other lodging .............................................. 949 267 437 497 873 1,282 1,185 1,371 861

Utilities, fuels, and public services ................ 3,789 2,323 2,970 3,357 4,058 4,304 3,901 4,056 3,633

Natural gas ................................................. 391 166 293 332 414 439 432 426 444

Electricity .................................................... 1,450 876 1,081 1,256 1,527 1,649 1,545 1,624 1,409

Fuel oil and other fuels ............................... 173 428 56 83 160 207 255 236 287

Telephone services .................................... 1,236 1,023 1,193 1,244 1,409 1,373 1,058 1,147 903

Water and other public services ................. 538 230 347 442 548 634 611 623 590

Household operations .................................. 1,016 691 897 747 913 1,086 1,209 1,087 1,421

Personal services ....................................... 141 170 257 133 75 436 221 63 496

Other household expenses ........................ 874 521 640 614 838 1,050 987 1,024 926

Housekeeping supplies ................................ 695 343 454 516 689 839 810 848 751

Laundry and cleaning supplies ................... 158 112 122 135 170 171 171 175 166

Other household products .......................... 378 159 240 267 374 471 440 458 412

Postage and stationery ............................... 160 72 91 114 146 197 199 215 173

Household furnishings and equipment ......... 1,820 1,218 2,110 1,543 1,663 2,099 1,738 1,939 1,399

Household textiles ...................................... 139 69 139 90 104 156 173 216 105

Furniture ..................................................... 389 473 520 430 295 475 290 338 206

Floor coverings ........................................... 22 6 15 52 13 27 19 22 14

Major appliances ........................................ 226 113 186 183 226 270 238 270 183

Small appliances, miscellaneous

housewares .............................................. 125 82 113 98 122 153 123 151 80

Miscellaneous household equipment ......... 919 476 1,138 690 902 1,018 894 942 811

Apparel and services ...................................... 1,662 1,367 1,855 2,062 1,811 1,783 1,302 1,347 1,226

Men and boys ............................................... 357 326 394 429 392 396 268 291 231

Men, 16 and over ....................................... 328 302 355 376 370 364 249 267 220

Boys, 2 to 15 .............................................. 29 24 39 54 22 32 19 24 11

Women and girls .......................................... 708 451 823 792 762 781 576 589 556

Women, 16 and over .................................. 649 441 774 686 681 724 528 520 539

Girls, 2 to 15 ............................................... 59 410 49 106 80 57 48 69 416

Children under 2 ........................................... 30 39 27 56 26 33 19 27 48

Footwear ...................................................... 313 337 313 426 399 296 237 217 268

Other apparel products and services ........... 254 215 298 358 232 277 202 224 164

Transportation ................................................ 9,356 8,999 10,413 8,667 9,597 10,382 8,154 9,170 6,389

Vehicle purchases (net outlay) ..................... 3,222 4,812 4,292 2,991 2,932 3,332 2,657 3,003 2,058

Cars and trucks, new .................................. 1,836 1,874 2,188 1,312 1,825 1,968 1,730 1,990 1,279

Cars and trucks, used ................................ 1,311 2,513 2,018 1,555 1,089 1,249 927 1,013 779

Other vehicles ............................................ 74 4425 85 4124 418 115 3 ( ) 41

2 ( )

Gasoline and motor oil ................................. 2,759 2,277 2,808 2,731 3,127 3,086 2,305 2,645 1,714

Other vehicle expenses ................................ 2,741 1,589 2,502 2,449 2,998 3,219 2,579 2,785 2,218

Vehicle finance charges ............................. 222 209 307 219 263 251 138 177 69

Maintenance and repairs ............................ 871 592 769 743 888 1,063 827 947 621

Vehicle insurance ....................................... 1,160 4482 872 1,095 1,396 1,315 1,164 1,132 1,213

Vehicle rental, leases, licenses, and other

charges ..................................................... 487 305 554 392 451 590 450 529 314

Public and other transportation .................... 635 321 811 496 541 745 614 737 400

Health care ..................................................... 4,300 1,170 2,121 2,327 3,481 4,864 6,414 6,371 6,495

Health insurance .......................................... 2,536 612 1,183 1,271 1,852 2,668 4,157 4,051 4,342

Medical services ........................................... 913 392 576 583 867 1,200 1,029 1,081 939

Drugs ............................................................ 681 122 276 377 598 810 989 1,011 955

Medical supplies ........................................... 169 44 86 95 165 185 239 229 258

Entertainment ................................................. 2,871 1,689 2,860 2,711 3,198 3,313 2,530 2,788 2,099

Fees and admissions ................................... 608 320 618 534 558 733 594 717 386

Audio and visual equipment and services .... 1,040 726 1,075 972 1,076 1,160 966 1,018 878

Pets, toys, hobbies, and playground

equipment ................................................... 746 385 759 675 933 860 610 691 480

Other entertainment supplies, equipment,

and services ............................................... 478 258 408 530 630 560 360 362 355

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Personal care products and services ............. 705 396 661 614 684 819 718 752 662

Reading .......................................................... 143 62 93 90 116 170 188 191 183

Education ....................................................... 833 1,720 1,307 561 1,414 885 153 185 99

Tobacco products and smoking supplies ....... 345 268 367 410 493 361 220 255 160

Miscellaneous ................................................. 902 506 664 751 1,039 998 950 1,121 655

Cash contributions .......................................... 2,343 797 1,226 1,293 1,822 2,987 3,188 3,221 3,131

Personal insurance and pensions .................. 5,922 3,273 6,322 5,999 8,024 8,261 2,778 3,749 1,093

Life and other personal insurance ................ 418 75 122 195 450 605 492 590 322

Pensions and Social Security ....................... 5,504 3,198 6,200 5,804 7,573 7,656 2,286 3,159 771

Sources of income and personal taxes:

Money income before taxes ........................... $71,405 $54,923 $68,273 $66,432 $79,491 $87,909 $57,541 $65,539 $43,658

Wages and salaries ...................................... 51,110 49,593 63,965 61,163 68,969 66,035 18,229 25,006 6,465

Self-employment income .............................. 3,824 654 1,979 2,134 4,404 6,464 3,023 4,174 1,025

Social Security, private and government

retirement ................................................... 13,143 41,028 389 1,222 3,229 11,834 31,884 32,284 31,191

Interest, dividends, rental income, other

property income .......................................... 2,065 1,721 376 204 1,366 2,289 3,707 3,323 4,373

Unemployment and workers’

compensation, veterans’ benefits ............... 463 236 672 573 626 517 221 292 497

Public assistance, supplemental security

income, food stamps .................................. 368 613 249 430 478 440 231 178 323

Regular contributions for support ................. 251 719 281 490 259 138 182 236 488

Other income ................................................ 180 360 361 216 158 193 64 46 495

Personal taxes (missing values not imputed) 2,936 6,706 2,770 1,758 3,677 4,371 1,080 1,511 332

Federal income taxes ................................... 2,166 5,718 1,950 1,235 2,769 3,196 727 1,073 128

State and local income taxes ....................... 598 977 741 468 751 931 130 182 39

Other taxes ................................................... 172 11 79 54 157 245 223 257 165

Income after taxes .......................................... 68,469 48,217 65,504 64,674 75,814 83,538 56,460 64,028 43,326

Addenda:

Net change in total assets and liabilities ........ $1,154 - $1,005 - $6,381 $1,577 - $6,613 - $2,985 $13,236 $20,448 $720

Net change in total assets ............................ 9,120 5,307 13,512 10,242 1,264 6,396 14,753 22,577 1,174

Net change in total liabilities ......................... 7,966 6,312 19,893 8,666 7,877 9,381 1,517 2,129 455

Other financial information:

Other money receipts ................................... 684 876 260 258 515 904 896 855 966

Mortgage principal paid on owned property -2,120 -266 -1,217 -1,851 -2,762 -2,916 -1,801 -2,402 -759

Estimated market value of owned home ...... 177,767 36,436 83,575 101,777 161,681 233,767 227,489 243,088 200,415

Estimated monthly rental value of owned

home .......................................................... 998 236 546 688 968 1,266 1,204 1,263 1,103

Gifts of goods and services, total ................... 1,429 436 653 777 1,873 2,263 1,140 1,296 881

Food ............................................................. 140 17 44 90 163 276 89 93 82

Alcoholic beverages ..................................... 21 413 22 25 17 14 29 35 20

Housing ........................................................ 247 83 167 151 241 347 258 337 127

Housekeeping supplies .............................. 34 418 13 29 29 39 48 55 37

Household textiles ...................................... 13 46

4747 9 24 11 16 44

Appliances and miscellaneous

housewares .............................................. 29 42 23 47 19 45 35 50 411

Major appliances ...................................... 9 2 ( ) 43

42 6 19 10 15 42

Small appliances and miscellaneous

housewares ............................................ 20 42 20 45 13 26 25 35 49

Miscellaneous household equipment ......... 61 19 47 34 48 89 65 90 26

Other housing ............................................. 110 37 77 74 135 150 98 126 49

Apparel and services .................................... 249 109 167 222 280 319 241 244 236

Males, 2 and over ....................................... 66 41 50 68 66 86 60 67 48

Females, 2 and over ................................... 109 24 66 74 115 137 128 115 148

Children under 2 ......................................... 23 48 16 19 26 33 19 27 48

Other apparel products and services ......... 51 436 35 60 72 63 34 35 32

Jewelry and watches ................................ 16 413 15 415 16 23 10 12 48

All other apparel products and services ... 35 423 20 46 57 40 23 22 425

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Transportation .............................................. 155 18 70 60 166 255 149 119 202

Health care ................................................... 30 3 ( ) 46

436 56 44 14 18 47

Entertainment ............................................... 133 73 105 73 138 199 115 130 90

Toys, games, arts and crafts, and tricycles 38 410 434 426 27 54 40 47 431

Other entertainment ................................... 95 63 71 47 110 145 74 83 59

Personal care products and services ........... 25 19 11 7 35 39 20 25 14

Reading ........................................................ 2 41

4242 4 3 2 3 1

Education ..................................................... 304 494 20 56 655 572 85 103 54

All other gifts ................................................. 122 10 40 55 120 194 137 189 48

1 Value is less than or equal to 0.05.

2 No data reported.

3 Value is less than or equal to 0.5.

4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013