Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2009-2010

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 12,333 520 2,950 4,476 3,071 826 491 

Consumer unit characteristics: 

Income before taxes ..................................... $79,777 $48,657 $57,671 $82,435 $98,822 $92,434 $80,906 

Income after taxes ........................................ 78,622 49,122 58,253 81,427 95,615 90,176 80,939 

Age of reference person ................................ 41.4 21.4 30.6 39.6 48.7 58.2 71.5 

Average number in consumer unit:

Persons ........................................................ 5.7 5.8 5.7 5.6 5.7 5.8 5.9 

Children under 18 ........................................ 2.7 2.2 3.2 3.0 2.2 1.8 1.7 

Persons 65 and older ................................... .1 1.1 2 ( ) .1 .1 .2 1.5 

Earners ........................................................ 2.1 2.4 1.7 1.9 2.5 2.6 2.0 

Vehicles ....................................................... 2.5 1.9 2.0 2.4 2.9 2.7 3.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 34 35 44 52 49 51 

Female ......................................................... 56 66 65 56 48 51 49 

Housing tenure:

Homeowner .................................................. 68 37 49 71 81 82 88 

With mortgage ............................................ 56 25 43 62 66 59 44 

Without mortgage ....................................... 13 12 6 10 16 24 44 

Renter .......................................................... 32 63 51 29 19 18 12 

Race of reference person:

Black or African-American ........................... 14 21 15 12 14 20 17 

White, Asian, and all other races ................. 86 79 85 88 86 80 83 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 28 47 30 28 27 18 22 

Not Hispanic or Latino .................................. 72 53 70 72 73 82 78 

Education of reference person:

Elementary (1-8) .......................................... 10 6 11 8 10 12 16 

High school (9-12) ........................................ 39 69 46 31 35 39 51 

College ......................................................... 51 25 43 60 54 49 34 

Never attended and other ............................ 1 3 ( ) 4 ( ) 1 1 3 ( ) 4 ( )

At least one vehicle owned or leased ............ 93 83 91 95 94 97 96 

Average annual expenditures .......................... $62,215 $41,678 $48,664 $65,493 $73,059 $67,334 $56,994 

Food ............................................................... 9,537 7,764 7,773 10,115 10,635 10,005 8,136 

Food at home ............................................... 6,021 5,412 5,231 6,168 6,597 6,100 6,270 

Cereals and bakery products ..................... 883 683 746 947 956 861 861 

Cereals and cereal products .................... 322 273 266 343 345 348 316 

Bakery products ....................................... 560 411 480 604 611 512 545 

Meats, poultry, fish, and eggs .................... 1,362 1,318 1,261 1,314 1,482 1,487 1,626 

Beef .......................................................... 364 311 339 360 391 437 328 

Pork .......................................................... 271 287 259 262 285 244 417 

Other meats ............................................. 191 143 166 196 220 184 181 

Poultry ...................................................... 265 338 270 251 271 268 233 

Fish and seafood ..................................... 193 143 153 174 228 275 387 

Eggs ......................................................... 78 97 75 71 87 79 80 

Dairy products ............................................ 652 555 571 691 684 620 722 

Fresh milk and cream .............................. 261 248 235 265 271 284 272 

Other dairy products ................................ 391 306 336 426 413 335 450 

Fruits and vegetables ................................. 1,055 962 893 1,080 1,162 1,166 990 

Fresh fruits ............................................... 358 291 288 382 383 422 320 

Fresh vegetables ..................................... 320 343 278 310 348 371 376 

Processed fruits ....................................... 185 163 152 188 219 196 128 

Processed vegetables .............................. 192 165 174 200 210 178 166 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $2,069 $1,894 $1,761 $2,136 $2,313 $1,967 $2,071 

Sugar and other sweets ........................... 220 144 179 234 260 205 200 

Fats and oils ............................................. 161 147 137 167 175 174 123 

Miscellaneous foods ................................ 1,125 1,105 995 1,170 1,220 964 1,126 

Nonalcoholic beverages ........................... 513 468 422 509 593 572 574 

Food prepared by consumer unit on

out-of-town trips ..................................... 50 130 28 56 66 51 149 

Food away from home ................................. 3,516 2,352 2,541 3,947 4,038 3,904 1,867 

Alcoholic beverages ....................................... 290 172 151 337 366 344 149 

Housing .......................................................... 20,864 14,741 18,050 22,479 22,846 19,931 18,431 

Shelter .......................................................... 12,145 8,730 10,616 13,209 13,458 10,695 9,459 

Owned dwellings ........................................ 8,397 3,180 5,756 9,383 10,500 8,394 7,641 

Mortgage interest and charges ................ 5,340 1,940 4,011 6,150 6,318 4,974 4,052 

Property taxes .......................................... 2,143 840 1,200 2,243 2,988 2,547 2,306 

Maintenance, repairs, insurance, other

expenses ................................................ 914 400 546 990 1,195 873 1,284 

Rented dwellings ........................................ 3,246 5,496 4,670 3,268 2,127 1,863 1,432 

Other lodging ............................................. 502 154 190 558 831 439 386 

Utilities, fuels, and public services ............... 4,953 3,732 4,240 4,983 5,490 5,812 5,457 

Natural gas ................................................. 629 406 503 657 718 679 717 

Electricity .................................................... 1,928 1,380 1,735 1,902 2,101 2,329 2,159 

Fuel oil and other fuels ............................... 137 133 112 137 143 236 1200 

Telephone services .................................... 1,578 1,424 1,331 1,602 1,757 1,755 1,586 

Water and other public services ................. 681 488 559 686 770 812 796 

Household operations .................................. 1,278 621 1,279 1,403 1,226 1,125 1,410 

Personal services ....................................... 640 1307 838 738 429 1369 1690 

Other household expenses ........................ 638 314 441 664 797 756 720 

Housekeeping supplies ................................ 779 461 633 887 774 842 879 

Laundry and cleaning supplies .................. 238 167 209 261 246 227 223 

Other household products .......................... 400 226 324 452 395 443 506 

Postage and stationery .............................. 142 68 100 175 133 173 150 

Household furnishings and equipment ......... 1,710 1,198 1,282 1,998 1,898 1,457 1,225 

Household textiles ...................................... 143 40 97 154 202 113 119 

Furniture ..................................................... 391 347 310 486 384 385 128 

Floor coverings .......................................... 35 17 39 48 26 16 135 

Major appliances ........................................ 226 158 152 251 267 239 227 

Small appliances, miscellaneous

housewares .............................................. 104 36 86 119 115 85 137 

Miscellaneous household equipment ......... 811 610 599 940 905 630 579 

Apparel and services ..................................... 2,674 2,228 2,102 3,014 2,715 2,810 2,491 

Men and boys .............................................. 601 447 463 665 660 623 522 

Men, 16 and over ....................................... 355 292 195 365 484 451 1241 

Boys, 2 to 15 .............................................. 246 155 268 300 176 172 280 

Women and girls .......................................... 972 635 664 1,154 950 1,194 1,098 

Women, 16 and over .................................. 639 385 362 707 726 892 970 

Girls, 2 to 15 ............................................... 333 249 302 447 223 301 129 

Children under 2 .......................................... 203 583 284 181 112 104 164 

Footwear ...................................................... 603 356 492 638 692 633 1627 

Other apparel products and services ........... 295 208 199 377 302 256 80 

Transportation ................................................ 9,926 7,579 7,602 10,257 11,389 12,261 10,676 

Vehicle purchases (net outlay) ..................... 3,346 2,052 2,502 3,795 3,565 4,056 13,127 

Cars and trucks, new ................................. 1,357 4 ( ) 1543 1,494 1,655 2,968 11,854 

Cars and trucks, used ................................ 1,918 2,052 1,913 2,271 1,761 905 1,273 

Other vehicles ............................................ 72 4 ( ) 146 131 1150 1184 4 ( )

Gasoline and motor oil ................................. 3,041 2,967 2,632 3,073 3,350 3,252 2,998 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,068 $2,335 $2,200 $2,926 $3,716 $4,542 $4,220 

Vehicle finance charges ............................. 354 152 315 361 385 477 328 

Maintenance and repairs ........................... 896 524 701 968 1,038 913 853 

Vehicle insurance ....................................... 1,312 11,431 851 1,056 1,600 2,672 12,632 

Vehicle rental, leases, licenses, and other

charges .................................................... 507 228 334 541 693 481 406 

Public transportation .................................... 471 225 267 462 758 410 331 

Healthcare ...................................................... 2,969 1,101 1,975 3,032 3,664 3,983 4,280 

Health insurance .......................................... 1,632 626 1,120 1,663 1,862 2,364 2,823 

Medical services .......................................... 804 233 552 829 1,154 807 487 

Drugs ........................................................... 411 195 231 416 488 637 812 

Medical supplies .......................................... 122 148 71 123 160 175 158 

Entertainment ................................................. 3,448 1,454 2,484 3,777 4,526 2,717 2,545 

Fees and admissions ................................... 879 146 458 1,116 1,205 570 398 

Audio and visual equipment and services .... 1,108 770 986 1,154 1,220 1,082 1,078 

Pets, toys, hobbies, and playground

equipment .................................................. 807 334 582 882 1,001 770 870 

Other entertainment supplies, equipment,

and services ............................................... 653 205 459 625 1,099 294 199 

Personal care products and services ............. 692 576 538 773 747 687 519 

Reading .......................................................... 81 24 51 75 113 124 107 

Education ....................................................... 1,633 858 565 1,475 3,127 1,682 791 

Tobacco products and smoking supplies ....... 460 585 517 358 416 784 654 

Miscellaneous ................................................ 847 432 633 893 853 1,293 1,274 

Cash contributions ......................................... 1,770 452 1,456 1,609 2,394 2,271 1,781 

Personal insurance and pensions .................. 7,024 3,712 4,766 7,299 9,269 8,443 5,159 

Life and other personal insurance ................ 363 192 162 346 565 607 352 

Pensions and Social Security ...................... 6,661 3,620 4,604 6,953 8,704 7,836 4,807 

Sources of income and personal taxes: 

Money income before taxes ........................... 79,777 48,657 57,671 82,435 98,822 92,434 80,906 

Wages and salaries ..................................... 69,755 42,936 50,630 72,363 89,413 77,551 53,203 

Self-employment income ............................. 4,467 11,327 2,733 5,681 4,905 5,212 3,139 

Social Security, private and government

retirement ................................................... 2,502 11,064 1,001 1,500 1,774 6,386 20,217 

Interest, dividends, rental income, other

property income ......................................... 412 12 224 403 735 170 444 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 758 689 882 708 722 535 11,139 

Public assistance, supplemental security

income, food stamps .................................. 1,069 1,943 1,338 827 723 1,809 1,660 

Regular contributions for support ................. 472 1390 490 540 295 1588 1740 

Other income ............................................... 342 1305 374 413 256 1182 1365 

Personal taxes ............................................... 1,155 -465 -582 1,008 3,207 2,258 -32 

Federal income taxes ................................... 513 -613 -881 368 2,189 1,288 -381 

2008 Tax stimulus (thru Q20091) ................ 1-2 4 ( ) 4 ( ) 1-3 1-2 4 ( ) 4 ( )

State and local income taxes ....................... 515 133 234 517 888 572 156 

Other taxes .................................................. 129 116 65 127 132 398 193 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Income after taxes ......................................... 78,622 49,122 58,253 81,427 95,615 90,176 80,939 

Addenda:

Net change in total assets and liabilities ........ - $5,210 $1,147 - $7,419 - $8,367 - $3,204 $13,280 - $13,551 

Net change in total assets ............................ 7,662 9,850 5,760 9,261 6,113 15,274 -939 

Net change in total liabilities ........................ 12,872 8,703 13,179 17,628 9,317 1,994 12,612 

Other financial information:

Other money receipts ................................... 226 134 192 205 196 1294 1892 

Mortgage principal paid on owned property -2,797 -739 -1,430 -3,008 -4,162 -3,115 -2,196 

Estimated market value of owned home ...... 179,614 71,028 91,625 181,034 262,512 219,733 224,362 

Estimated monthly rental value of owned

home .......................................................... 979 470 594 1,011 1,282 1,237 1,221 

Gifts of goods and services ............................ 684 373 434 703 904 826 749 

Food ............................................................. 48 11 26 45 68 82 163 

Alcoholic beverages ..................................... 5 4 ( ) 3 ( ) 7 7 14 14 

Housing ........................................................ 118 1133 115 92 137 109 1311 

Housekeeping supplies .............................. 16 16 128 15 14 13 114 

Household textiles ...................................... 5 3 ( ) 17 16 16 4 ( ) 3 ( )

Appliances and miscellaneous

housewares .............................................. 11 3 ( ) 113 110 112 17 126 

Major appliances ...................................... 1 4 ( ) 3 ( ) 11 13 12 11 

Small appliances and miscellaneous

housewares ............................................ 10 3 ( ) 113 18 110 15 126 

Miscellaneous household equipment ......... 31 185 125 22 119 137 1174 

Other housing ............................................ 55 142 42 40 85 161 197 

Apparel and services ................................... 165 170 176 155 147 233 179 

Males, 2 and over ...................................... 33 125 33 36 25 146 132 

Females, 2 and over .................................. 34 125 32 29 28 81 146 

Children under 2 ........................................ 70 1107 80 68 61 51 177 

Other apparel products and services ......... 28 114 132 22 132 154 125 

Jewelry and watches ................................ 4 11 13 12 17 115 11 

All other apparel products and services ... 24 113 129 120 126 140 124 

Transportation .............................................. 58 15 18 83 74 27 63 

Health care ................................................... 18 4 ( ) 12 13 119 17 135 

Entertainment ............................................... 80 11 66 84 58 1253 125 

Toys, games, arts and crafts, and tricycles 44 11 138 53 121 1137 4 ( )

Other entertainment ................................... 36 4 ( ) 28 31 37 1115 125 

Personal care products and services ........... 6 4 ( ) 16 6 10 4 ( ) 4 ( )

Reading ........................................................ 3 ( ) 4 ( ) 4 ( ) 3 ( ) 3 ( ) 3 ( ) 4 ( )

Education ..................................................... 147 4 ( ) 112 165 311 179 146 

All other gifts ................................................ 49 152 12 63 73 34 124 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.05. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011