Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2006-2007

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 18,310 330 435 701 753 1,691 1,834 1,820 3,381 7,365 

Consumer unit characteristics: 

Income before taxes ..................................... $73,605 $511 $8,132 $12,722 $17,452 $25,161 $34,759 $44,920 $59,761 $126,527 

Income after taxes ........................................ 71,162 642 8,455 13,244 18,062 25,452 34,880 44,498 58,283 121,001 

Age of reference person ................................ 44.2 37.6 37.4 39.1 42.8 42.8 42.7 44.8 44.7 45.9 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .8 1.3 1.3 1.2 1.0 .9 .9 .7 .7 .6 

Persons 65 and over .................................... .2 1.1 1.1 1.1 .3 .2 .2 .2 .2 .1 

Earners ........................................................ 1.8 .6 .7 1.0 1.0 1.4 1.5 1.7 1.9 2.1 

Vehicles ....................................................... 2.3 .8 .9 1.1 1.2 1.6 1.8 2.2 2.5 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 30 21 28 26 32 35 40 49 53 

Female ......................................................... 56 70 79 72 74 68 65 60 51 47 

Housing tenure:

Homeowner .................................................. 70 34 32 27 35 45 55 68 73 89 

With mortgage ............................................ 53 16 15 12 16 28 36 46 55 75 

Without mortgage ....................................... 17 18 17 15 18 18 19 22 18 14 

Renter .......................................................... 30 66 68 73 65 55 45 32 27 11 

Race of reference person:

Black or African-American ........................... 15 36 38 26 30 24 21 14 13 7 

White, Asian, and all other races ................. 85 64 62 74 70 76 79 86 87 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 18 19 28 23 24 19 16 12 7 

Not Hispanic or Latino .................................. 86 82 81 72 77 76 81 84 88 93 

Education of reference person:

Elementary (1-8) .......................................... 4 9 9 14 8 9 7 6 4 1 

High school (9-12) ........................................ 36 56 61 58 58 53 46 41 36 22 

College ......................................................... 59 35 31 28 33 37 47 53 60 77 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 1 1 3 ( ) 2 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 92 48 56 73 77 84 91 95 96 98 

Average annual expenditures .......................... $57,178 $29,905 $19,753 $22,761 $25,856 $31,600 $38,898 $43,984 $50,839 $83,142 

Food ............................................................... 7,223 4,944 3,430 4,238 4,213 5,229 5,694 6,487 6,887 9,100 

Food at home ............................................... 4,119 3,545 2,430 2,995 3,194 3,443 3,598 3,887 3,979 4,768 

Cereals and bakery products ..................... 534 438 324 373 380 464 461 506 514 619 

Cereals and cereal products .................... 166 142 123 143 133 192 149 159 154 179 

Bakery products ....................................... 367 296 202 230 248 272 312 347 360 439 

Meats, poultry, fish, and eggs .................... 941 898 540 825 809 877 813 939 938 1,025 

Beef .......................................................... 275 227 137 266 231 230 228 290 289 298 

Pork .......................................................... 191 279 121 185 182 175 201 212 182 192 

Other meats ............................................. 125 112 76 92 110 106 109 116 124 141 

Poultry ...................................................... 158 127 92 123 138 172 141 135 175 167 

Fish and seafood ..................................... 148 181 73 93 106 149 89 140 129 183 

Eggs ......................................................... 45 72 41 66 43 44 45 46 39 44 

Dairy products ............................................ 439 400 215 275 311 366 433 396 415 515 

Fresh milk and cream .............................. 173 219 106 136 150 159 181 155 162 190 

Other dairy products ................................ 267 181 108 139 161 207 253 241 253 325 

Fruits and vegetables ................................. 698 568 389 494 475 568 601 687 640 830 

Fresh fruits ............................................... 234 119 149 151 141 180 213 220 201 290 

Fresh vegetables ..................................... 228 167 92 196 150 181 178 218 228 270 

Processed fruits ....................................... 124 132 84 82 90 112 93 131 114 144 

Processed vegetables .............................. 112 150 65 65 95 96 116 117 99 126 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2006-2007 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,507 $1,241 $963 $1,028 $1,218 $1,168 $1,290 $1,359 $1,472 $1,779 

Sugar and other sweets ........................... 143 111 96 98 84 100 119 122 136 178 

Fats and oils ............................................. 103 73 73 88 79 83 94 105 108 112 

Miscellaneous foods ................................ 806 703 536 513 742 635 682 733 726 965 

Nonalcoholic beverages ........................... 409 335 216 321 301 326 372 358 464 454 

Food prepared by consumer unit on

out-of-town trips ..................................... 46 120 142 18 113 24 23 40 39 69 

Food away from home ................................. 3,104 1,400 999 1,243 1,019 1,786 2,096 2,600 2,907 4,332 

Alcoholic beverages ....................................... 492 196 188 230 83 214 261 450 417 737 

Housing .......................................................... 18,952 11,476 8,143 9,974 10,056 11,089 13,256 14,086 16,781 27,028 

Shelter .......................................................... 10,940 6,862 4,259 5,465 5,653 6,454 7,430 7,662 9,576 15,920 

Owned dwellings ........................................ 7,761 2,627 1,177 1,381 1,593 2,581 3,705 4,621 6,474 13,185 

Mortgage interest and charges ................ 4,734 11,498 1573 805 663 1,451 2,200 2,722 4,159 8,061 

Property taxes .......................................... 1,801 789 432 391 440 662 874 1,109 1,402 3,047 

Maintenance, repairs, insurance, other

expenses ................................................ 1,226 1339 1172 184 490 468 630 790 913 2,077 

Rented dwellings ........................................ 2,512 4,122 3,027 4,045 4,010 3,735 3,571 2,869 2,661 1,408 

Other lodging ............................................. 667 1113 155 139 150 138 154 172 441 1,326 

Utilities, fuels, and public services ............... 4,029 2,808 2,768 2,776 2,819 3,076 3,503 3,825 3,959 4,833 

Natural gas ................................................. 544 338 288 303 418 388 479 501 501 687 

Electricity .................................................... 1,517 1,074 1,131 1,247 1,168 1,232 1,348 1,493 1,452 1,765 

Fuel oil and other fuels ............................... 163 168 126 154 148 98 99 122 199 223 

Telephone services .................................... 1,337 846 1,023 913 900 1,020 1,188 1,271 1,337 1,589 

Water and other public services ................. 467 481 301 258 285 337 390 438 469 570 

Household operations .................................. 1,345 451 297 554 612 453 664 855 944 2,276 

Personal services ....................................... 759 1165 1116 287 447 237 369 465 513 1,304 

Other household expenses ........................ 585 285 181 267 166 216 295 390 431 972 

Housekeeping supplies ................................ 673 599 208 349 323 347 608 545 595 902 

Laundry and cleaning supplies .................. 178 120 59 139 114 105 239 176 178 200 

Other household products .......................... 341 213 132 177 135 156 264 251 308 478 

Postage and stationery .............................. 154 1266 116 34 174 86 105 118 108 225 

Household furnishings and equipment ......... 1,965 756 612 830 648 759 1,051 1,200 1,706 3,097 

Household textiles ...................................... 150 129 191 103 91 94 91 99 98 229 

Furniture ..................................................... 539 129 209 143 156 144 282 263 502 889 

Floor coverings .......................................... 43 13 113 12 16 14 33 11 39 74 

Major appliances ........................................ 253 164 111 76 137 129 140 180 235 382 

Small appliances, miscellaneous

housewares .............................................. 124 150 57 59 47 39 82 70 163 169 

Miscellaneous household equipment ......... 855 480 130 446 211 349 421 578 670 1,355 

Apparel and services ..................................... 2,320 2,123 910 1,196 1,083 1,743 1,752 1,955 2,001 3,090 

Men and boys .............................................. 535 294 133 223 153 409 456 400 517 712 

Men, 16 and over ....................................... 431 1174 153 1143 189 266 316 303 434 609 

Boys, 2 to 15 .............................................. 103 120 79 80 64 143 141 97 83 104 

Women and girls .......................................... 934 653 321 306 461 593 677 759 828 1,284 

Women, 16 and over .................................. 760 461 1124 238 364 467 491 620 690 1,063 

Girls, 2 to 15 ............................................... 175 192 197 68 97 126 186 139 137 221 

Children under 2 .......................................... 160 455 133 181 73 112 108 153 160 179 

Footwear ...................................................... 404 1563 1203 317 1232 437 351 412 336 461 

Other apparel products and services ........... 288 158 121 169 164 192 159 231 160 454 

Transportation ................................................ 10,796 5,195 3,281 3,193 5,265 6,296 8,502 8,769 10,168 15,108 

Vehicle purchases (net outlay) ..................... 4,274 1434 11,045 11,001 2,266 2,650 3,755 3,115 3,993 6,070 

Cars and trucks, new ................................. 1,873 1434 3 ( ) 1346 1537 1584 876 1,196 1,299 3,306 

Cars and trucks, used ................................ 2,284 3 ( ) 1,045 655 1,729 2,045 2,833 1,882 2,691 2,502 

Other vehicles ............................................ 116 3 ( ) 3 ( ) 3 ( ) 3 ( ) 121 146 137 13 262 

Gasoline and motor oil ................................. 2,755 1,239 1,050 1,310 1,592 1,915 2,193 2,569 2,842 3,519 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2006-2007 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,231 $3,281 $916 $761 $1,231 $1,532 $2,301 $2,878 $3,065 $4,523 

Vehicle finance charges ............................. 389 1100 132 69 145 165 283 428 427 530 

Maintenance and repairs ........................... 826 524 271 314 375 411 581 723 734 1,184 

Vehicle insurance ....................................... 1,435 12,488 1389 1179 1541 1763 11,117 1,324 1,427 1,867 

Vehicle rental, leases, licenses, and other

charges .................................................... 581 168 224 200 170 194 320 403 477 943 

Public transportation .................................... 537 241 269 120 177 199 253 207 268 995 

Healthcare ...................................................... 2,872 1,223 1,043 864 1,232 1,489 2,171 2,955 2,895 3,867 

Health insurance .......................................... 1,527 647 488 478 722 892 1,296 1,541 1,594 1,981 

Medical services .......................................... 699 290 126 109 291 253 405 700 686 1,029 

Drugs ........................................................... 502 153 133 230 190 290 403 632 504 633 

Medical supplies .......................................... 144 1133 1296 146 128 54 67 82 112 224 

Entertainment ................................................. 2,904 1,853 1,003 866 1,004 1,400 1,693 2,054 2,550 4,425 

Fees and admissions ................................... 642 415 121 126 122 129 286 261 390 1,192 

Audio and visual equipment and services .... 1,092 939 652 505 643 669 871 963 1,205 1,362 

Pets, toys, hobbies, and playground

equipment .................................................. 662 373 184 165 137 366 410 546 571 976 

Other entertainment supplies, equipment,

and services ............................................... 508 1126 145 70 102 236 125 283 384 895 

Personal care products and services ............. 678 238 223 241 318 387 470 594 570 973 

Reading .......................................................... 113 32 15 20 29 45 56 77 92 187 

Education ....................................................... 1,251 11,158 1311 75 298 482 368 554 827 2,280 

Tobacco products and smoking supplies ....... 405 490 419 345 438 402 478 506 435 348 

Miscellaneous ................................................ 914 1477 222 297 384 406 680 715 849 1,338 

Cash contributions ......................................... 1,674 1244 273 392 494 560 776 947 1,073 2,999 

Personal insurance and pensions .................. 6,584 357 392 831 959 1,859 2,742 3,835 5,296 11,663 

Life and other personal insurance ................ 394 1114 1117 142 73 179 175 336 302 641 

Pensions and Social Security ...................... 6,189 243 275 690 886 1,680 2,568 3,499 4,994 11,022 

Sources of income and personal taxes: 

Money income before taxes ........................... 73,605 511 8,132 12,722 17,452 25,161 34,759 44,920 59,761 126,527 

Wages and salaries ..................................... 62,399 2,968 2,676 8,002 10,443 19,099 28,359 36,725 51,135 109,017 

Self-employment income ............................. 4,335 1-4,085 1312 1409 1455 925 1,227 1,232 2,531 8,873 

Social Security, private and government

retirement ................................................... 3,928 1188 1,503 1,727 3,520 3,424 3,680 5,033 4,444 4,158 

Interest, dividends, rental income, other

property income ......................................... 1,474 1-330 169 132 1127 18 120 401 332 3,372 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 260 14 159 1270 1137 1116 173 239 411 285 

Public assistance, supplemental security

income, food stamps .................................. 444 1,003 2,753 1,427 2,011 753 444 305 229 90 

Regular contributions for support ................. 563 1206 1414 581 577 598 675 903 479 504 

Other income ............................................... 202 1558 1346 1275 1184 228 180 182 201 227 

Personal taxes ............................................... 2,443 -131 -324 -522 -610 -291 -121 422 1,478 5,526 

Federal income taxes ................................... 1,681 -322 -369 -570 -651 -416 -299 110 886 4,072 

State and local income taxes ....................... 552 1135 -15 10 6 80 80 171 353 1,123 

Other taxes .................................................. 211 156 160 139 35 45 97 141 239 331 

Income after taxes ......................................... 71,162 642 8,455 13,244 18,062 25,452 34,880 44,498 58,283 121,001 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2006-2007 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $8,716 - $3,922 $2,105 - $2,835 - $3,496 $917 - $3,240 - $7,370 - $9,868 - $14,043 

Net change in total assets ............................ 10,891 185 13,908 -32 637 4,280 6,140 5,481 10,054 18,299 

Net change in total liabilities ........................ 19,607 4,008 1,802 2,803 4,134 3,363 9,380 12,851 19,923 32,342 

Other financial information:

Other money receipts ................................... 577 1218 160 1112 15 191 1173 526 509 981 

Mortgage principal paid on owned property -2,786 1-1,149 1-690 -402 -296 -759 -919 -1,537 -2,082 -5,027 

Estimated market value of owned home ...... 190,765 92,402 41,909 44,696 50,009 67,527 96,418 116,960 159,915 316,458 

Estimated monthly rental value of owned

home .......................................................... 962 407 245 223 282 386 551 656 843 1,534 

Gifts of goods and services ............................ 1,288 750 338 369 335 299 512 657 687 2,374 

Food ............................................................. 85 156 50 29 117 21 90 56 39 139 

Alcoholic beverages ..................................... 10 123 3 ( ) 16 2 ( ) 11 15 121 4 15 

Housing ........................................................ 244 174 133 195 145 68 97 144 89 452 

Housekeeping supplies .............................. 34 16 11 12 110 112 22 34 14 57 

Household textiles ...................................... 13 11 3 ( ) 147 2 ( ) 17 117 19 18 16 

Appliances and miscellaneous

housewares .............................................. 16 113 3 ( ) 2 ( ) 11 14 16 18 9 31 

Major appliances ...................................... 4 3 ( ) 3 ( ) 2 ( ) 11 13 2 ( ) 11 12 8 

Small appliances and miscellaneous

housewares ............................................ 12 113 3 ( ) 3 ( ) 3 ( ) 11 16 17 16 23 

Miscellaneous household equipment ......... 65 11 3 ( ) 113 11 111 110 42 23 127 

Other housing ............................................ 116 154 132 132 132 34 42 51 35 221 

Apparel and services ................................... 263 1486 1195 112 187 121 206 231 245 348 

Males, 2 and over ...................................... 61 147 131 110 11 127 31 44 45 96 

Females, 2 and over .................................. 84 1101 156 113 161 29 71 70 93 107 

Children under 2 ........................................ 69 1269 139 145 122 34 56 64 67 82 

Other apparel products and services ......... 50 170 169 144 12 130 148 153 41 62 

Jewelry and watches ................................ 17 116 13 13 12 12 116 110 17 31 

All other apparel products and services ... 33 154 167 141 3 ( ) 128 132 143 34 31 

Transportation .............................................. 92 19 115 12 168 25 22 15 28 190 

Health care ................................................... 22 3 ( ) 3 ( ) 12 18 12 13 128 113 40 

Entertainment ............................................... 106 121 12 114 113 126 131 160 50 201 

Toys, games, arts and crafts, and tricycles 43 3 ( ) 3 ( ) 113 14 117 118 149 121 70 

Other entertainment ................................... 63 121 12 11 19 18 13 10 30 131 

Personal care products and services ........... 24 12 11 3 ( ) 116 112 23 21 19 33 

Reading ........................................................ 1 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 11 2 ( ) 1 

Education ..................................................... 363 176 13 12 172 112 121 168 149 797 

All other gifts ................................................ 78 13 139 18 19 10 15 12 51 157 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.5.3 No data reported.

n.a. Not applicable.