Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 22,379 766 929 1,511 1,242 2,357 2,230 2,030 3,134 8,180 

Consumer unit characteristics: 

Income before taxes ..................................... $71,085 $1,179 $8,140 $12,744 $17,499 $24,908 $34,710 $44,763 $59,100 $138,037 

Income after taxes ........................................ 68,583 1,305 8,443 13,053 17,642 24,982 34,720 44,215 57,808 131,674

Age of reference person ................................ 51.1 42.3 53.2 59.8 58.8 55.7 53.2 50.7 48.6 48.2 

Average number in consumer unit:

Persons ........................................................ 2.4 1.8 1.7 1.6 1.7 1.9 2.2 2.4 2.5 3.0 

Children under 18 ........................................ .5 .5 .4 .3 .3 .3 .4 .5 .6 .8 

Persons 65 and older ................................... .3 .2 .4 .6 .6 .6 .5 .4 .3 .2 

Earners ........................................................ 1.3 .5 .4 .3 .6 .7 1.0 1.3 1.5 2.0 

Vehicles ....................................................... 1.7 .5 .6 .6 .9 1.2 1.4 1.6 1.9 2.4 

Percent distribution:

Sex of reference person:

Male ............................................................. 45 40 29 24 40 41 43 46 47 52 

Female ......................................................... 55 60 71 76 60 59 57 54 53 48 

Housing tenure:

Homeowner .................................................. 65 18 26 37 46 53 60 65 67 85 

With mortgage ............................................ 40 11 9 8 11 18 26 38 47 66 

Without mortgage ....................................... 24 7 17 29 34 35 34 28 21 20 

Renter .......................................................... 35 82 74 63 54 47 40 35 33 15 

Race of reference person:

Black or African-American ........................... 11 24 23 18 12 10 13 9 9 7 

White, Asian, and all other races ................. 89 76 77 82 88 90 87 91 91 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 10 18 17 11 11 11 13 9 10 6 

Not Hispanic or Latino .................................. 90 82 83 89 89 89 87 91 90 94 

Education of reference person:

Elementary (1-8) .......................................... 4 7 14 8 7 6 7 4 2 1 

High school (9-12) ........................................ 38 40 52 59 49 57 49 40 41 20 

College ......................................................... 58 52 32 33 43 38 45 56 56 79 

Never attended and other ............................ 1 ( ) 1 1 2 ( ) 1 2 ( ) 1 ( ) 2 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 81 38 43 49 64 75 80 87 90 95 

Average annual expenditures .......................... $54,399 $24,927 $19,068 $20,146 $25,074 $31,404 $37,428 $41,581 $51,766 $87,438 

Food ............................................................... 6,967 4,341 3,189 3,409 3,470 4,258 5,352 5,295 6,820 10,556

Food at home ............................................... 4,032 2,611 2,371 2,600 2,612 2,722 3,482 3,335 3,967 5,581 

Cereals and bakery products ..................... 571 399 331 363 372 398 493 450 561 791 

Cereals and cereal products .................... 192 166 148 167 133 135 186 124 174 255 

Bakery products ....................................... 380 234 182 195 239 263 308 327 387 535 

Meats, poultry, fish, and eggs .................... 919 563 555 493 636 622 844 838 923 1,245 

Beef .......................................................... 232 138 152 99 163 140 204 234 245 317 

Pork .......................................................... 160 85 106 91 153 112 128 140 179 207 

Other meats ............................................. 131 70 64 76 81 93 147 132 127 171 

Poultry ...................................................... 176 117 96 96 122 122 149 158 185 239 

Fish and seafood ..................................... 171 120 91 97 83 117 173 125 138 252 

Eggs ......................................................... 48 34 47 34 34 37 43 48 49 60 

Dairy products ............................................ 448 311 328 255 289 290 395 351 436 627 

Fresh milk and cream .............................. 163 114 178 116 111 118 159 122 164 209 

Other dairy products ................................ 285 197 150 139 178 172 236 229 273 418 

Fruits and vegetables ................................. 738 509 472 401 472 491 634 615 702 1,042 

Fresh fruits ............................................... 245 165 143 137 158 164 205 212 231 345 

Fresh vegetables ..................................... 243 149 178 126 138 162 205 206 217 351 

Processed fruits ....................................... 137 127 86 73 101 89 127 105 124 193 

Processed vegetables .............................. 114 68 65 65 75 76 98 92 130 153 

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,355 $829 $685 $1,088 $844 $920 $1,115 $1,081 $1,346 $1,876 

Sugar and other sweets ........................... 137 82 84 70 82 98 131 126 125 190 

Fats and oils ............................................. 111 75 59 80 72 80 122 82 119 143 

Miscellaneous foods ................................ 707 451 347 737 444 460 535 549 683 978 

Nonalcoholic beverages ........................... 343 215 190 189 225 250 287 288 357 469 

Food prepared by consumer unit on

out-of-town trips ..................................... 57 37 36 312 321 33 41 36 61 97 

Food away from home ................................. 2,935 1,729 818 809 858 1,537 1,870 1,959 2,853 4,975 

Alcoholic beverages ....................................... 462 98 146 114 114 269 236 288 440 817 

Housing .......................................................... 19,434 9,920 8,296 9,232 10,572 12,821 13,885 15,898 18,898 29,326 

Shelter .......................................................... 11,984 6,942 5,039 5,880 6,437 7,595 8,318 9,402 11,918 18,144

Owned dwellings ........................................ 7,700 2,181 1,342 1,876 2,306 3,505 4,333 5,364 7,139 13,755 

Mortgage interest and charges ................ 3,634 1,104 392 384 375 1,027 1,587 2,342 3,546 6,997 

Property taxes .......................................... 2,830 888 601 985 1,169 1,607 1,866 2,078 2,457 4,803 

Maintenance, repairs, insurance, other

expenses ................................................ 1,236 188 349 507 762 870 880 945 1,136 1,955 

Rented dwellings ........................................ 3,288 4,503 3,649 3,877 3,930 3,697 3,616 3,599 3,963 2,384 

Other lodging ............................................. 995 3259 348 127 201 394 368 439 815 2,004 

Utilities, fuels, and public services ............... 4,106 1,843 2,129 2,207 2,669 3,264 3,536 3,818 4,099 5,584 

Natural gas ................................................. 723 334 399 408 470 565 625 663 683 996 

Electricity .................................................... 1,304 682 733 745 867 1,066 1,098 1,219 1,301 1,744 

Fuel oil and other fuels ............................... 516 383 201 222 319 425 511 444 517 722 

Telephone services .................................... 1,187 632 653 666 790 915 996 1,159 1,220 1,582 

Water and other public services ................. 375 113 144 166 222 293 306 333 378 540 

Household operations .................................. 1,186 322 371 386 384 855 600 822 856 2,102 

Personal services ....................................... 529 3102 3145 3180 3143 465 170 334 320 981 

Other household expenses ........................ 657 221 227 206 241 390 430 488 537 1,121 

Housekeeping supplies ................................ 652 321 253 274 385 436 458 684 667 943 

Laundry and cleaning supplies .................. 142 127 99 82 99 111 110 115 154 187 

Other household products .......................... 360 142 108 136 209 215 255 412 363 533 

Postage and stationery .............................. 150 52 346 56 77 109 93 157 150 223 

Household furnishings and equipment ......... 1,505 492 503 485 698 671 974 1,173 1,359 2,553 

Household textiles ...................................... 114 324 68 35 66 59 95 115 108 174 

Furniture ..................................................... 383 200 102 150 128 196 228 284 255 683 

Floor coverings .......................................... 40 34 337 35 321 310 29 39 37 65 

Major appliances ........................................ 191 318 134 33 95 61 182 157 180 310 

Small appliances, miscellaneous

housewares .............................................. 98 16 15 17 40 48 38 51 125 171 

Miscellaneous household equipment ......... 679 229 147 245 347 297 402 526 655 1,150 

Apparel and services ..................................... 1,878 1,192 1,187 853 900 1,097 1,540 1,359 1,781 2,853 

Men and boys .............................................. 418 364 117 100 162 222 440 257 385 658 

Men, 16 and over ....................................... 332 312 388 80 126 186 382 187 298 518 

Boys, 2 to 15 .............................................. 85 53 29 20 36 36 58 70 87 140 

Women and girls .......................................... 731 299 530 344 440 451 534 559 667 1,116 

Women, 16 and over .................................. 612 219 502 291 355 397 465 496 530 926 

Girls, 2 to 15 ............................................... 119 381 328 53 85 54 69 63 138 190 

Children under 2 .......................................... 84 338 345 64 342 58 70 38 79 128 

Footwear ...................................................... 344 3328 354 171 3128 210 321 269 377 464 

Other apparel products and services ........... 301 163 142 173 128 157 174 236 272 486 

Transportation ................................................ 8,510 3,290 2,367 1,719 4,001 5,319 5,598 6,702 8,957 13,616 

Vehicle purchases (net outlay) ..................... 2,721 3778 3538 3131 1,310 2,003 1,556 2,197 2,604 4,542 

Cars and trucks, new ................................. 1,511 3380 2 ( ) 2 ( ) 3821 1,125 3483 1,054 1,323 2,750 

Cars and trucks, used ................................ 1,146 3398 3538 3131 490 810 1,019 1,095 1,222 1,687 

Other vehicles ............................................ 64 2 ( ) 2 ( ) 2 ( ) 2 ( ) 368 354 348 359 105 

Gasoline and motor oil ................................. 2,086 764 746 684 922 1,231 1,566 2,002 2,197 3,165 

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,979 $1,227 $917 $659 $1,511 $1,734 $2,077 $2,026 $3,526 $4,649 

Vehicle finance charges ............................. 225 358 311 47 59 122 138 206 244 375 

Maintenance and repairs ........................... 778 162 353 251 352 370 568 605 827 1,247 

Vehicle insurance ....................................... 1,317 3835 3428 3224 3923 965 1,061 3861 1,952 1,752 

Vehicle rental, leases, licenses, and other

charges .................................................... 659 171 125 137 176 277 311 354 503 1,274 

Public transportation .................................... 723 521 166 246 257 351 399 476 631 1,260 

Healthcare ...................................................... 3,083 1,161 1,164 1,862 2,158 2,576 2,886 2,945 3,149 4,054 

Health insurance .......................................... 1,837 624 673 1,245 1,431 1,628 1,835 1,849 1,907 2,284 

Medical services .......................................... 659 309 221 245 304 415 449 542 647 1,033 

Drugs ........................................................... 469 155 234 331 314 467 490 474 479 561 

Medical supplies .......................................... 119 373 336 42 109 65 112 79 116 176 

Entertainment ................................................. 2,863 1,119 849 802 1,210 1,448 2,313 2,078 2,913 4,624 

Fees and admissions ................................... 752 110 107 78 229 190 314 442 568 1,520 

Audio and visual equipment and services .... 1,047 546 569 526 612 711 916 885 1,038 1,486 

Pets, toys, hobbies, and playground

equipment .................................................. 696 226 112 140 335 350 783 571 934 977 

Other entertainment supplies, equipment,

and services ............................................... 369 3238 361 58 35 197 300 179 372 641 

Personal care products and services ............. 620 338 203 219 326 415 483 515 544 962 

Reading .......................................................... 141 47 43 68 81 87 115 116 127 219 

Education ....................................................... 1,648 1,942 709 568 125 275 435 740 626 3,503 

Tobacco products and smoking supplies ....... 382 330 266 277 258 453 404 391 462 379 

Miscellaneous ................................................ 886 453 127 206 443 479 756 845 814 1,397 

Cash contributions ......................................... 1,527 383 307 469 689 694 1,207 1,021 1,317 2,628 

Personal insurance and pensions .................. 6,000 312 214 348 726 1,212 2,217 3,389 4,918 12,507 

Life and other personal insurance ................ 367 370 65 84 133 132 223 204 253 708 

Pensions and Social Security ...................... 5,632 242 149 264 594 1,080 1,994 3,185 4,665 11,798 

Sources of income and personal taxes: 

Money income before taxes ........................... 71,085 1,179 8,140 12,744 17,499 24,908 34,710 44,763 59,100 138,037 

Wages and salaries ..................................... 57,731 2,799 1,638 2,899 6,530 12,046 20,924 32,212 47,160 120,728 

Self-employment income ............................. 2,906 3-3,588 331 3-122 3112 444 1,066 1,681 1,564 6,855 

Social Security, private and government

retirement ................................................... 7,204 673 3,717 7,461 8,640 10,348 10,071 8,510 7,642 5,766 

Interest, dividends, rental income, other

property income ......................................... 1,583 111 111 143 198 577 907 1,021 1,405 3,046 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 454 316 3214 3304 3503 405 586 487 621 447 

Public assistance, supplemental security

income, food stamps .................................. 414 488 1,627 1,273 914 588 520 263 162 88 

Regular contributions for support ................. 454 279 3251 371 3278 297 429 406 417 613 

Other income ............................................... 339 3401 551 414 3325 202 208 3183 128 493 

Personal taxes ............................................... 2,502 -126 -303 -309 -143 -74 -9 548 1,291 6,362 

Federal income taxes ................................... 1,843 2 -187 -161 -67 -61 5 398 894 4,677 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -380 3-174 3-125 -158 -221 -283 -352 -437 -465 -481 

State and local income taxes ....................... 744 337 -9 -34 86 88 127 366 518 1,678 

Other taxes .................................................. 294 39 318 43 59 182 211 220 345 489 

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2008-2009 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 68,583 1,305 8,443 13,053 17,642 24,982 34,720 44,215 57,808 131,674

Addenda:

Net change in total assets and liabilities ........ - $2,118 $418 $733 $625 - $914 $144 - $326 - $1,404 - $7,357 - $2,680 

Net change in total assets ............................ 6,993 -751 476 -97 322 1,590 4,706 3,572 196 16,416 

Net change in total liabilities ........................ 9,112 -1,169 -257 -721 1,236 1,446 5,032 4,976 7,552 19,095 

Other financial information:

Other money receipts ................................... 545 371 3397 180 85 382 537 942 396 751 

Mortgage principal paid on owned property -2,541 -799 -334 -400 -382 -643 -896 -1,491 -1,960 -5,158 

Estimated market value of owned home ...... 196,782 54,534 54,213 71,318 73,123 120,220 131,590 143,270 163,717 334,023 

Estimated monthly rental value of owned

home .......................................................... 994 284 289 403 446 627 722 776 901 1,602 

Gifts of goods and services ............................ 1,385 339 304 635 383 560 697 861 770 2,688 

Food ............................................................. 118 316 314 38 12 46 59 87 69 237 

Alcoholic beverages ..................................... 12 1 ( ) 2 ( ) 33 318 25 38 1 ( ) 36 17 

Housing ........................................................ 241 319 157 76 73 159 127 205 163 422 

Housekeeping supplies .............................. 25 32 31 33 315 38 20 67 20 35 

Household textiles ...................................... 6 2 ( ) 2 ( ) 31 1 ( ) 31 37 32 34 12 

Appliances and miscellaneous

housewares .............................................. 17 1 ( ) 31 32 35 311 35 35 314 34 

Major appliances ...................................... 4 2 ( ) 2 ( ) 31 2 ( ) 33 31 32 32 8 

Small appliances and miscellaneous

housewares ............................................ 13 1 ( ) 31 31 35 38 34 33 312 26 

Miscellaneous household equipment ......... 58 2 ( ) 315 319 316 317 324 47 66 103 

Other housing ............................................ 134 316 141 51 337 122 71 83 58 237 

Apparel and services ................................... 236 42 3107 165 114 149 291 146 239 332 

Males, 2 and over ...................................... 53 321 336 27 321 28 82 38 40 76 

Females, 2 and over .................................. 86 31 330 61 74 74 96 42 96 112 

Children under 2 ........................................ 52 315 340 27 39 32 38 24 59 82 

Other apparel products and services ......... 45 34 2 ( ) 349 311 315 75 342 44 61 

Jewelry and watches ................................ 16 34 2 ( ) 31 31 36 311 322 25 24 

All other apparel products and services ... 29 1 ( ) 2 ( ) 348 310 39 365 319 319 37 

Transportation .............................................. 54 2 ( ) 5 32 9 52 19 30 47 101 

Healthcare .................................................... 10 2 ( ) 2 ( ) 1 ( ) 35 35 32 312 36 18 

Entertainment ............................................... 93 37 311 343 326 24 94 76 70 164 

Toys, games, arts and crafts, and tricycles 36 2 ( ) 36 316 321 39 369 331 336 48 

Other entertainment ................................... 58 37 35 327 35 15 25 45 34 116 

Personal care products and services ........... 10 39 2 ( ) 2 ( ) 2 ( ) 37 24 33 7 14 

Reading ........................................................ 2 2 ( ) 2 ( ) 34 31 31 31 32 1 2 

Education ..................................................... 514 3243 34 3321 31 344 329 220 93 1,213 

All other gifts ................................................ 96 34 36 314 125 48 43 80 70 168 

1 Value is less than or equal to 0.5. 2 No data reported. 3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010