Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

Number of consumer units (in thousands)1................................................... 134,090 87,276 51,041 36,236 46,814 

Consumer unit characteristics:

 Income before taxes

 Mean........................................................................ $94,003 $112,501 $136,242 $79,060 $59,518 

 SE............................................................................ 1,231.08 1,719.11 2,531.34 2,124.31 1,084.76 

 RSE ......................................................................... 1.31 1.53 1.86 2.69 1.82 

 Income after taxes

 Mean........................................................................ 83,195 98,058 116,939 71,462 55,485 

 SE............................................................................ 960.32 1,319.64 1,848.68 1,661.34 901.80 

 RSE ......................................................................... 1.15 1.35 1.58 2.32 1.63 

 Age of reference person ............................................................................. 52.1 55.8 50.3 63.5 45.2 

 Average number in consumer unit:

 People...................................................................................................... 2.4 2.6 2.9 2.1 2.2 

 Children under 18.................................................................................... .6 .6 .8 .3 .6 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.4 1.7 .9 1.2 

 Vehicles ................................................................................................... 1.9 2.2 2.4 2.1 1.2 

Percent distribution:

 Reference person:

 Men.......................................................................................................... 49 50 52 47 46 

 Women .................................................................................................... 51 50 48 53 54 

 Housing tenure:

 Homeowner ............................................................................................. 65 100 100 100 n.a. 

 With mortgage...................................................................................... 38 58 100 n.a. n.a. 

 Without mortgage................................................................................. 27 42 n.a. 100 n.a. 

 Renter...................................................................................................... 35 n.a. n.a. n.a. 100 

 Race of reference person:

 Black or African-American....................................................................... 13 10 10 9 20 

 White, Asian, and all other races, not including Black or

 African-American.................................................................................. 87 90 90 91 80 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.................................................................................... 15 11 12 9 22 

 Not Hispanic or Latino ............................................................................. 85 89 88 91 78 

 Education of reference person:

 Elementary (1-8)...................................................................................... 3 2 1 3 4 

 High school (9-12) ................................................................................... 28 24 19 32 34 

 College..................................................................................................... 69 73 80 65 61 

 Never attended and other........................................................................ ( 2 ) ( 3 ) ( 3 ) ( 3 ) ( 2 ) 

 At least one vehicle owned or leased......................................................... 89 96 98 93 76 

Average annual expenditures

 Mean........................................................................ $72,967 $83,063 $95,603 $64,974 $54,159 

 SE............................................................................ 902.42 1,215.14 1,425.65 1,667.33 721.47 

 RSE ......................................................................... 1.24 1.46 1.49 2.57 1.33 

 Food

 Mean........................................................................ 9,343 10,467 11,530 8,709 7,253 

 Share....................................................................... 12.8 12.6 12.1 13.4 13.4 

 SE............................................................................ 125.98 164.25 238.18 225.82 169.47 

 RSE ......................................................................... 1.35 1.57 2.07 2.59 2.34 

 Food at home

 Mean........................................................................ 5,703 6,348 6,822 5,552 4,505 

 Share....................................................................... 7.8 7.6 7.1 8.5 8.3 

 SE............................................................................ 89.92 103.95 141.28 131.27 145.65 

 RSE ......................................................................... 1.58 1.64 2.07 2.36 3.23 

 Cereals and bakery products

 Mean........................................................................ 712 809 877 696 531 

 Share....................................................................... 1.0 1.0 .9 1.1 1.0 

 SE............................................................................ 15.30 18.04 23.16 22.44 22.35 

 RSE ......................................................................... 2.15 2.23 2.64 3.22 4.21 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Cereals and cereal products

 Mean........................................................................ 215 239 273 184 169 

 Share....................................................................... .3 .3 .3 .3 .3 

 SE............................................................................ 6.08 7.15 9.08 8.14 8.88 

 RSE ......................................................................... 2.83 2.99 3.33 4.43 5.24 

 Bakery products

 Mean........................................................................ 497 570 604 512 362 

 Share....................................................................... .7 .7 .6 .8 .7 

 SE............................................................................ 11.16 12.86 16.84 17.84 15.76 

 RSE ......................................................................... 2.25 2.26 2.79 3.48 4.36 

 Meats, poultry, fish, and eggs

 Mean........................................................................ 1,216 1,318 1,411 1,160 1,026 

 Share....................................................................... 1.7 1.6 1.5 1.8 1.9 

 SE............................................................................ 25.95 31.15 38.36 51.80 45.70 

 RSE ......................................................................... 2.13 2.36 2.72 4.47 4.45 

 Beef

 Mean........................................................................ 317 355 370 328 248 

 Share....................................................................... .4 .4 .4 .5 .5 

 SE............................................................................ 12.70 16.41 18.68 26.85 16.50 

 RSE ......................................................................... 4.00 4.63 5.05 8.17 6.64 

 Pork

 Mean........................................................................ 246 269 286 240 204 

 Share....................................................................... .3 .3 .3 .4 .4 

 SE............................................................................ 8.85 10.04 13.92 10.19 22.98 

 RSE ......................................................................... 3.59 3.73 4.86 4.24 11.24 

 Other meats

 Mean........................................................................ 167 187 202 161 132 

 Share....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 6.49 7.79 9.67 10.43 9.94 

 RSE ......................................................................... 3.87 4.18 4.79 6.47 7.53 

 Poultry

 Mean........................................................................ 215 220 247 175 204 

 Share....................................................................... .3 .3 .3 .3 .4 

 SE............................................................................ 5.35 7.42 8.70 9.54 7.59 

 RSE ......................................................................... 2.49 3.37 3.52 5.45 3.72 

 Fish and seafood

 Mean........................................................................ 183 194 203 180 161 

 Share....................................................................... .3 .2 .2 .3 .3 

 SE............................................................................ 9.84 13.84 10.73 36.66 12.67 

 RSE ......................................................................... 5.39 7.13 5.30 20.37 7.86 

 Eggs

 Mean........................................................................ 87 93 103 75 76 

 Share....................................................................... .1 .1 .1 .1 .1 

 SE............................................................................ 2.16 2.74 3.75 3.25 3.51 

 RSE ......................................................................... 2.48 2.95 3.64 4.34 4.59 

 Dairy products

 Mean........................................................................ 532 598 637 533 409 

 Share....................................................................... .7 .7 .7 .8 .8 

 SE............................................................................ 8.17 11.83 16.23 15.45 10.46 

 RSE ......................................................................... 1.54 1.98 2.55 2.90 2.56 

 Fresh milk and cream

 Mean........................................................................ 168 185 199 162 137 

 Share....................................................................... .2 .2 .2 .2 .3 

 SE............................................................................ 3.50 4.97 6.82 5.50 4.64 

 RSE ......................................................................... 2.08 2.69 3.43 3.40 3.38 

 Other dairy products

 Mean........................................................................ 364 413 438 372 272 

 Share....................................................................... .5 .5 .5 .6 .5 

 SE............................................................................ 6.64 8.97 11.76 12.87 7.86 

 RSE ......................................................................... 1.83 2.17 2.68 3.46 2.89 

 Fruits and vegetables

 Mean........................................................................ 1,099 1,220 1,321 1,049 876 

 Share....................................................................... 1.5 1.5 1.4 1.6 1.6 

 SE............................................................................ 23.03 28.47 39.97 32.61 31.97 

 RSE ......................................................................... 2.10 2.33 3.02 3.11 3.65 

 Fresh fruits

 Mean........................................................................ 406 451 484 395 324 

 Share....................................................................... .6 .5 .5 .6 .6 

 SE............................................................................ 8.39 10.02 13.32 15.47 12.81 

 RSE ......................................................................... 2.06 2.22 2.75 3.92 3.95 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Fresh vegetables

 Mean........................................................................ 352 393 427 336 277 

 Share....................................................................... .5 .5 .4 .5 .5 

 SE............................................................................ 8.67 13.33 20.93 12.14 10.58 

 RSE ......................................................................... 2.46 3.39 4.91 3.62 3.82 

 Processed fruits

 Mean........................................................................ 144 156 170 134 121 

 Share....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 4.82 5.63 7.31 7.17 7.51 

 RSE ......................................................................... 3.35 3.60 4.31 5.35 6.22 

 Processed vegetables

 Mean........................................................................ 197 220 241 184 154 

 Share....................................................................... .3 .3 .3 .3 .3 

 SE............................................................................ 6.62 8.19 10.12 10.34 7.91 

 RSE ......................................................................... 3.36 3.73 4.20 5.61 5.13 

 Other food at home

 Mean........................................................................ 2,144 2,403 2,576 2,115 1,663 

 Share....................................................................... 2.9 2.9 2.7 3.3 3.1 

 SE............................................................................ 32.56 36.88 50.73 57.51 55.43 

 RSE ......................................................................... 1.52 1.53 1.97 2.72 3.33 

 Sugar and other sweets

 Mean........................................................................ 197 227 231 221 141 

 Share....................................................................... .3 .3 .2 .3 .3 

 SE............................................................................ 5.14 6.37 7.64 10.54 7.31 

 RSE ......................................................................... 2.61 2.80 3.30 4.77 5.18 

 Fats and oils

 Mean........................................................................ 157 172 188 147 128 

 Share....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 4.89 5.87 7.50 6.53 6.14 

 RSE ......................................................................... 3.12 3.40 4.00 4.44 4.78 

 Miscellaneous foods

 Mean........................................................................ 1,117 1,251 1,348 1,088 868 

 Share....................................................................... 1.5 1.5 1.4 1.7 1.6 

 SE............................................................................ 19.29 22.84 32.41 35.30 34.69 

 RSE ......................................................................... 1.73 1.83 2.40 3.24 4.00 

 Nonalcoholic beverages

 Mean........................................................................ 584 643 690 563 475 

 Share....................................................................... .8 .8 .7 .9 .9 

 SE............................................................................ 12.30 14.89 19.08 21.17 19.27 

 RSE ......................................................................... 2.11 2.32 2.76 3.76 4.06 

 Food prepared by consumer unit on out of town trips

 Mean........................................................................ 89 110 119 96 51 

 Share....................................................................... .1 .1 .1 .1 .1 

 SE............................................................................ 3.94 5.36 6.85 7.44 4.04 

 RSE ......................................................................... 4.42 4.90 5.73 7.78 7.96 

 Food away from home

 Mean........................................................................ 3,639 4,119 4,708 3,157 2,748 

 Share....................................................................... 5.0 5.0 4.9 4.9 5.1 

 SE............................................................................ 77.88 105.12 151.19 127.12 86.66 

 RSE ......................................................................... 2.14 2.55 3.21 4.03 3.15 

 Alcoholic beverages

 Mean........................................................................ 583 660 747 532 440 

 Share....................................................................... .8 .8 .8 .8 .8 

 SE............................................................................ 17.02 21.12 26.33 32.30 18.90 

 RSE ......................................................................... 2.92 3.20 3.53 6.07 4.30 

 Housing

 Mean........................................................................ 24,298 26,067 31,100 18,929 21,004 

 Share....................................................................... 33.3 31.4 32.5 29.1 38.8 

 SE............................................................................ 307.36 391.45 559.90 459.26 299.30 

 RSE ......................................................................... 1.26 1.50 1.80 2.43 1.42 

 Shelter

 Mean........................................................................ 14,507 14,337 18,248 8,827 14,825 

 Share....................................................................... 19.9 17.3 19.1 13.6 27.4 

 SE............................................................................ 247.67 321.54 419.41 284.46 249.53 

 RSE ......................................................................... 1.71 2.24 2.30 3.22 1.68 

 Owned dwellings

 Mean........................................................................ 8,230 12,574 16,424 7,150 131 

 Share....................................................................... 11.3 15.1 17.2 11.0 .2 

 SE............................................................................ 176.09 267.89 355.96 215.76 27.67 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Owned dwellings

 RSE ......................................................................... 2.14 2.13 2.17 3.02 21.15 

 Mortgage interest and charges

 Mean........................................................................ 3,101 4,739 7,999 146 ( 3 ) 

 Share....................................................................... 4.2 5.7 8.4 .2 ( 3 ) 

 SE............................................................................ 72.73 112.38 164.49 23.82 ( 3 ) 

 RSE ......................................................................... 2.35 2.37 2.06 16.28 ( 3 ) 

 Property taxes

 Mean........................................................................ 2,570 3,924 4,376 3,289 ( 3 ) 

 Share....................................................................... 3.5 4.7 4.6 5.1 ( 3 ) 

 SE............................................................................ 57.72 87.94 98.54 115.59 ( 3 ) 

 RSE ......................................................................... 2.25 2.24 2.25 3.51 ( 3 ) 

 Maintenance, repairs, insurance, and other expenses

 Mean........................................................................ 2,559 3,911 4,050 3,715 ( 3 ) 

 Share....................................................................... 3.5 4.7 4.2 5.7 ( 3 ) 

 SE............................................................................ 89.16 135.42 171.22 158.95 ( 3 ) 

 RSE ......................................................................... 3.48 3.46 4.23 4.28 ( 3 ) 

 Rented dwellings

 Mean........................................................................ 4,990 144 98 208 14,026 

 Share....................................................................... 6.8 .2 .1 .3 25.9 

 SE............................................................................ 79.41 20.95 22.61 42.16 222.77 

 RSE ......................................................................... 1.59 14.59 23.05 20.30 1.59 

 Other lodging

 Mean........................................................................ 1,287 1,619 1,725 1,469 667 

 Share....................................................................... 1.8 1.9 1.8 2.3 1.2 

 SE............................................................................ 55.70 76.34 94.32 105.51 67.49 

 RSE ......................................................................... 4.33 4.72 5.47 7.18 10.11 

 Utilities, fuels, and public services

 Mean........................................................................ 4,549 5,362 5,653 4,953 3,034 

 Share....................................................................... 6.2 6.5 5.9 7.6 5.6 

 SE............................................................................ 42.57 45.71 57.90 70.27 61.46 

 RSE ......................................................................... .94 .85 1.02 1.42 2.03 

 Natural gas

 Mean........................................................................ 535 672 716 611 279 

 Share....................................................................... .7 .8 .7 .9 .5 

 SE............................................................................ 15.13 20.88 21.10 30.06 13.87 

 RSE ......................................................................... 2.83 3.11 2.95 4.92 4.96 

 Electricity

 Mean........................................................................ 1,683 1,936 1,996 1,851 1,212 

 Share....................................................................... 2.3 2.3 2.1 2.8 2.2 

 SE............................................................................ 23.08 24.94 34.46 29.19 30.05 

 RSE ......................................................................... 1.37 1.29 1.73 1.58 2.48 

 Fuel oil and other fuels

 Mean........................................................................ 160 211 190 242 ( 3 ) 

 Share....................................................................... .2 .3 .2 .4 ( 3 ) 

 SE............................................................................ 14.19 20.49 21.80 24.45 ( 3 ) 

 RSE ......................................................................... 8.85 9.70 11.50 10.11 ( 3 ) 

 Telephone services

 Mean........................................................................ 1,431 1,589 1,727 1,394 1,138 

 Share....................................................................... 2.0 1.9 1.8 2.1 2.1 

 SE............................................................................ 16.02 20.78 25.89 34.11 20.06 

 RSE ......................................................................... 1.12 1.31 1.50 2.45 1.76 

 Residential phone service, VOIP, and phone cards

 Mean........................................................................ 147 191 141 261 65 

 Share....................................................................... .2 .2 .1 .4 .1 

 SE............................................................................ 6.30 9.13 7.83 16.02 3.46 

 RSE ......................................................................... 4.28 4.78 5.55 6.14 5.29 

 Cellular phone service

 Mean........................................................................ 1,284 1,398 1,586 1,133 1,073 

 Share....................................................................... 1.8 1.7 1.7 1.7 2.0 

 SE............................................................................ 14.99 18.99 24.19 32.47 19.55 

 RSE ......................................................................... 1.17 1.36 1.53 2.87 1.82 

 Water and other public services

 Mean........................................................................ 739 954 1,025 854 339 

 Share....................................................................... 1.0 1.1 1.1 1.3 .6 

 SE............................................................................ 17.00 20.52 21.21 26.70 15.02 

 RSE ......................................................................... 2.30 2.15 2.07 3.13 4.43 

 Household operations

 Mean........................................................................ 1,849 2,243 2,653 1,664 1,115 

 Share....................................................................... 2.5 2.7 2.8 2.6 2.1 

 SE............................................................................ 54.87 74.77 112.79 71.22 47.43 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Household operations

 RSE ......................................................................... 2.97 3.33 4.25 4.28 4.25 

 Personal services

 Mean........................................................................ 488 597 902 ( 3 ) 284 

 Share....................................................................... .7 .7 .9 ( 3 ) .5 

 SE............................................................................ 34.27 49.08 76.42 ( 3 ) 34.82 

 RSE ......................................................................... 7.02 8.22 8.47 ( 3 ) 12.24 

 Other household expenses

 Mean........................................................................ 1,361 1,646 1,751 1,495 831 

 Share....................................................................... 1.9 2.0 1.8 2.3 1.5 

 SE............................................................................ 31.35 42.67 52.11 61.71 27.73 

 RSE ......................................................................... 2.30 2.59 2.98 4.13 3.34 

 Housekeeping supplies

 Mean........................................................................ 787 932 974 861 519 

 Share....................................................................... 1.1 1.1 1.0 1.3 1.0 

 SE............................................................................ 18.24 30.92 46.58 40.93 21.16 

 RSE ......................................................................... 2.32 3.32 4.78 4.76 4.08 

 Laundry and cleaning supplies

 Mean........................................................................ 170 189 190 188 134 

 Share....................................................................... .2 .2 .2 .3 .2 

 SE............................................................................ 4.65 5.71 7.58 9.33 8.17 

 RSE ......................................................................... 2.74 3.02 3.99 4.96 6.11 

 Other household products

 Mean........................................................................ 489 597 640 524 289 

 Share....................................................................... .7 .7 .7 .8 .5 

 SE............................................................................ 16.95 27.61 42.23 30.81 16.25 

 RSE ......................................................................... 3.47 4.63 6.60 5.88 5.61 

 Postage and stationery

 Mean........................................................................ 128 146 144 148 95 

 Share....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 8.42 11.15 9.95 29.14 12.01 

 RSE ......................................................................... 6.58 7.66 6.90 19.68 12.58 

 Household furnishings and equipment

 Mean........................................................................ 2,606 3,193 3,573 2,625 1,512 

 Share....................................................................... 3.6 3.8 3.7 4.0 2.8 

 SE............................................................................ 71.83 103.80 136.31 207.69 56.71 

 RSE ......................................................................... 2.76 3.25 3.82 7.91 3.75 

 Household textiles

 Mean........................................................................ 138 165 184 133 88 

 Share....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 12.34 17.28 24.03 21.28 11.24 

 RSE ......................................................................... 8.93 10.45 13.05 16.03 12.81 

 Furniture

 Mean........................................................................ 746 904 1,015 746 453 

 Share....................................................................... 1.0 1.1 1.1 1.1 .8 

 SE............................................................................ 54.77 81.13 83.63 158.86 34.73 

 RSE ......................................................................... 7.34 8.98 8.24 21.29 7.67 

 Floor coverings

 Mean........................................................................ 34 44 50 34 15 

 Share....................................................................... ( 2 ) .1 .1 .1 ( 2 ) 

 SE............................................................................ 3.54 5.31 8.16 5.33 1.61 

 RSE ......................................................................... 10.54 12.18 16.17 15.77 10.70 

 Major appliances

 Mean........................................................................ 408 525 568 464 189 

 Share....................................................................... .6 .6 .6 .7 .3 

 SE............................................................................ 17.51 22.68 35.44 29.71 17.47 

 RSE ......................................................................... 4.29 4.32 6.24 6.41 9.23 

 Small appliances and miscellaneous housewares

 Mean........................................................................ 142 154 155 154 119 

 Share....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 4.83 7.63 8.90 14.74 7.41 

 RSE ......................................................................... 3.40 4.94 5.75 9.58 6.21 

 Miscellaneous household equipment

 Mean........................................................................ 1,138 1,401 1,600 1,095 648 

 Share....................................................................... 1.6 1.7 1.7 1.7 1.2 

 SE............................................................................ 40.42 59.10 86.71 73.40 28.08 

 RSE ......................................................................... 3.55 4.22 5.42 6.71 4.33 

 Apparel and services

 Mean........................................................................ 1,945 2,109 2,432 1,575 1,640 

 Share....................................................................... 2.7 2.5 2.5 2.4 3.0 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Apparel and services

 SE............................................................................ 77.12 83.67 124.52 94.01 156.37 

 RSE ......................................................................... 3.97 3.97 5.12 5.97 9.53 

 Men and boys

 Mean........................................................................ 454 516 618 349 338 

 Share....................................................................... .6 .6 .6 .5 .6 

 SE............................................................................ 22.97 33.64 47.90 30.61 32.59 

 RSE ......................................................................... 5.06 6.51 7.75 8.78 9.65 

 Men, 16 and over

 Mean........................................................................ 347 387 443 295 272 

 Share....................................................................... .5 .5 .5 .5 .5 

 SE............................................................................ 18.59 25.38 33.77 26.97 28.21 

 RSE ......................................................................... 5.36 6.56 7.62 9.13 10.37 

 Boys, 2 to 15

 Mean........................................................................ 107 129 175 53 66 

 Share....................................................................... .1 .2 .2 .1 .1 

 SE............................................................................ 11.95 17.22 27.07 11.98 10.89 

 RSE ......................................................................... 11.16 13.31 15.50 22.57 16.60 

 Women and girls

 Mean........................................................................ 735 817 904 671 584 

 Share....................................................................... 1.0 1.0 .9 1.0 1.1 

 SE............................................................................ 46.49 39.30 54.61 59.13 112.18 

 RSE ......................................................................... 6.32 4.81 6.04 8.82 19.22 

 Women, 16 and over

 Mean........................................................................ 644 706 753 626 528 

 Share....................................................................... .9 .8 .8 1.0 1.0 

 SE............................................................................ 44.30 36.41 49.61 56.30 111.58 

 RSE ......................................................................... 6.88 5.16 6.59 8.99 21.13 

 Girls, 2 to 15

 Mean........................................................................ 91 111 150 ( 3 ) 55 

 Share....................................................................... .1 .1 .2 ( 3 ) .1 

 SE............................................................................ 9.26 12.41 16.77 ( 3 ) 9.11 

 RSE ......................................................................... 10.13 11.19 11.15 ( 3 ) 16.46 

 Children under 2

 Mean........................................................................ 74 71 99 ( 3 ) ( 3 ) 

 Share....................................................................... .1 .1 .1 ( 3 ) ( 3 ) 

 SE............................................................................ 8.43 10.57 15.93 ( 3 ) ( 3 ) 

 RSE ......................................................................... 11.40 14.97 16.09 ( 3 ) ( 3 ) 

 Footwear

 Mean........................................................................ 399 437 512 310 328 

 Share....................................................................... .5 .5 .5 .5 .6 

 SE............................................................................ 25.21 35.22 52.18 40.31 33.75 

 RSE ......................................................................... 6.32 8.06 10.19 13.00 10.30 

 Other apparel products and services

 Mean........................................................................ 283 268 299 223 311 

 Share....................................................................... .4 .3 .3 .3 .6 

 SE............................................................................ 25.20 23.38 27.45 38.71 51.51 

 RSE ......................................................................... 8.91 8.73 9.17 17.39 16.54 

 Transportation

 Mean........................................................................ 12,295 13,947 16,206 10,764 9,214 

 Share....................................................................... 16.8 16.8 17.0 16.6 17.0 

 SE............................................................................ 241.92 332.93 481.75 431.56 294.20 

 RSE ......................................................................... 1.97 2.39 2.97 4.01 3.19 

 Vehicle purchases (net outlay)

 Mean........................................................................ 4,496 5,140 6,185 3,666 3,296 

 Share....................................................................... 6.2 6.2 6.5 5.6 6.1 

 SE............................................................................ 218.69 299.75 439.12 339.44 267.41 

 RSE ......................................................................... 4.86 5.83 7.10 9.26 8.11 

 Cars and trucks, new

 Mean........................................................................ 2,195 2,706 3,117 2,127 1,243 

 Share....................................................................... 3.0 3.3 3.3 3.3 2.3 

 SE............................................................................ 174.02 242.35 361.43 260.21 223.36 

 RSE ......................................................................... 7.93 8.96 11.60 12.23 17.97 

 Cars and trucks, used

 Mean........................................................................ 2,239 2,363 2,984 1,487 2,009 

 Share....................................................................... 3.1 2.8 3.1 2.3 3.7 

 SE............................................................................ 145.19 184.09 253.20 227.95 210.08 

 RSE ......................................................................... 6.48 7.79 8.49 15.33 10.46 

 Other vehicles

 Mean........................................................................ 62 ( 3 ) ( 3 ) ( 3 ) 44 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Other vehicles

 Share....................................................................... .1 ( 3 ) ( 3 ) ( 3 ) .1 

 SE............................................................................ 13.63 ( 3 ) ( 3 ) ( 3 ) 8.14 

 RSE ......................................................................... 22.10 ( 3 ) ( 3 ) ( 3 ) 18.38 

 Gasoline, other fuels, and motor oil

 Mean........................................................................ 3,120 3,527 3,949 2,934 2,360 

 Share....................................................................... 4.3 4.2 4.1 4.5 4.4 

 SE............................................................................ 43.06 50.35 64.48 73.40 55.19 

 RSE ......................................................................... 1.38 1.43 1.63 2.50 2.34 

 Other vehicle expenses

 Mean........................................................................ 3,834 4,324 4,954 3,435 2,921 

 Share....................................................................... 5.3 5.2 5.2 5.3 5.4 

 SE............................................................................ 61.56 72.01 101.55 107.30 78.54 

 RSE ......................................................................... 1.61 1.67 2.05 3.12 2.69 

 Vehicle finance charges

 Mean........................................................................ 295 335 443 183 219 

 Share....................................................................... .4 .4 .5 .3 .4 

 SE............................................................................ 8.95 10.19 16.86 12.63 11.97 

 RSE ......................................................................... 3.04 3.04 3.80 6.91 5.47 

 Maintenance and repairs

 Mean........................................................................ 1,160 1,334 1,441 1,181 837 

 Share....................................................................... 1.6 1.6 1.5 1.8 1.5 

 SE............................................................................ 33.83 41.40 48.54 72.27 39.48 

 RSE ......................................................................... 2.92 3.10 3.37 6.12 4.72 

 Vehicle rental, leases, licenses, and other charges

 Mean........................................................................ 787 906 1,114 612 567 

 Share....................................................................... 1.1 1.1 1.2 .9 1.0 

 SE............................................................................ 38.26 51.25 79.32 54.84 32.49 

 RSE ......................................................................... 4.86 5.66 7.12 8.96 5.73 

 Vehicle insurance

 Mean........................................................................ 1,592 1,750 1,956 1,459 1,298 

 Share....................................................................... 2.2 2.1 2.0 2.2 2.4 

 SE............................................................................ 25.72 30.57 37.62 42.07 31.76 

 RSE ......................................................................... 1.62 1.75 1.92 2.88 2.45 

 Public and other transportation

 Mean........................................................................ 845 956 1,117 728 638 

 Share....................................................................... 1.2 1.2 1.2 1.1 1.2 

 SE............................................................................ 35.20 49.15 60.92 61.01 33.10 

 RSE ......................................................................... 4.17 5.14 5.45 8.38 5.18 

 Healthcare

 Mean........................................................................ 5,850 7,223 7,157 7,330 3,292 

 Share....................................................................... 8.0 8.7 7.5 11.3 6.1 

 SE............................................................................ 100.44 144.72 150.75 259.10 96.39 

 RSE ......................................................................... 1.72 2.00 2.11 3.53 2.93 

 Health insurance

 Mean........................................................................ 3,843 4,728 4,717 4,743 2,194 

 Share....................................................................... 5.3 5.7 4.9 7.3 4.1 

 SE............................................................................ 44.97 65.22 80.61 76.99 58.52 

 RSE ......................................................................... 1.17 1.38 1.71 1.62 2.67 

 Medical services

 Mean........................................................................ 1,184 1,475 1,585 1,320 639 

 Share....................................................................... 1.6 1.8 1.7 2.0 1.2 

 SE............................................................................ 61.66 92.44 103.66 153.93 49.62 

 RSE ......................................................................... 5.21 6.27 6.54 11.66 7.76 

 Drugs

 Mean........................................................................ 615 764 607 996 336 

 Share....................................................................... .8 .9 .6 1.5 .6 

 SE............................................................................ 58.51 88.54 27.52 205.44 20.36 

 RSE ......................................................................... 9.52 11.59 4.53 20.63 6.05 

 Medical supplies

 Mean........................................................................ 209 256 247 271 122 

 Share....................................................................... .3 .3 .3 .4 .2 

 SE............................................................................ 8.77 12.99 11.80 26.49 10.42 

 RSE ......................................................................... 4.20 5.08 4.79 9.78 8.54 

 Entertainment

 Mean........................................................................ 3,458 4,274 4,737 3,597 1,939 

 Share....................................................................... 4.7 5.1 5.0 5.5 3.6 

 SE............................................................................ 109.09 163.73 188.75 275.97 79.64 

 RSE ......................................................................... 3.15 3.83 3.98 7.67 4.11 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Fees and admissions

 Mean........................................................................ 833 1,054 1,209 829 420 

 Share....................................................................... 1.1 1.3 1.3 1.3 .8 

 SE............................................................................ 37.45 52.98 61.18 82.44 28.00 

 RSE ......................................................................... 4.50 5.03 5.06 9.94 6.67 

 Audio and visual equipment and services

 Mean........................................................................ 1,020 1,190 1,221 1,150 703 

 Share....................................................................... 1.4 1.4 1.3 1.8 1.3 

 SE............................................................................ 20.99 29.77 27.57 69.77 18.29 

 RSE ......................................................................... 2.06 2.50 2.26 6.07 2.60 

 Pets, toys, hobbies, and playground equipment

 Mean........................................................................ 908 1,126 1,237 955 502 

 Share....................................................................... 1.2 1.4 1.3 1.5 .9 

 SE............................................................................ 32.84 48.26 59.52 65.97 25.26 

 RSE ......................................................................... 3.62 4.28 4.81 6.91 5.04 

 Pets

 Mean........................................................................ 741 933 1,024 795 383 

 Share....................................................................... 1.0 1.1 1.1 1.2 .7 

 SE............................................................................ 31.12 45.24 52.69 66.49 22.64 

 RSE ......................................................................... 4.20 4.85 5.15 8.36 5.91 

 Toys, hobbies, and playground equipment

 Mean........................................................................ 167 193 213 160 118 

 Share....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 14.45 17.71 22.74 23.92 15.36 

 RSE ......................................................................... 8.65 9.16 10.67 14.96 12.96 

 Other entertainment supplies, equipment, and services

 Mean........................................................................ 698 903 1,070 ( 3 ) 314 

 Share....................................................................... 1.0 1.1 1.1 ( 3 ) .6 

 SE............................................................................ 79.49 119.89 152.98 ( 3 ) 66.01 

 RSE ......................................................................... 11.40 13.27 14.29 ( 3 ) 21.01 

 Personal care products and services

 Mean........................................................................ 866 962 1,086 773 688 

 Share....................................................................... 1.2 1.2 1.1 1.2 1.3 

 SE............................................................................ 18.16 24.29 34.74 28.90 36.19 

 RSE ......................................................................... 2.10 2.52 3.20 3.74 5.26 

 Reading

 Mean........................................................................ 117 130 129 133 93 

 Share....................................................................... .2 .2 .1 .2 .2 

 SE............................................................................ 7.85 11.44 12.68 14.87 9.86 

 RSE ......................................................................... 6.72 8.83 9.79 11.20 10.64 

 Education

 Mean........................................................................ 1,335 1,511 1,709 1,230 1,008 

 Share....................................................................... 1.8 1.8 1.8 1.9 1.9 

 SE............................................................................ 72.10 98.93 120.69 188.22 95.67 

 RSE ......................................................................... 5.40 6.55 7.06 15.31 9.49 

 Tobacco products and smoking supplies

 Mean........................................................................ 371 362 355 371 389 

 Share....................................................................... .5 .4 .4 .6 .7 

 SE............................................................................ 20.33 20.40 24.97 27.73 26.47 

 RSE ......................................................................... 5.47 5.64 7.03 7.46 6.80 

 Miscellaneous

 Mean........................................................................ 1,009 1,174 1,206 1,122 701 

 Share....................................................................... 1.4 1.4 1.3 1.7 1.3 

 SE............................................................................ 37.14 50.48 69.15 87.20 54.70 

 RSE ......................................................................... 3.68 4.30 5.73 7.77 7.81 

 Cash contributions

 Mean........................................................................ 2,755 3,618 3,506 3,777 1,144 

 Share....................................................................... 3.8 4.4 3.7 5.8 2.1 

 SE............................................................................ 368.44 551.55 770.87 422.90 157.03 

 RSE ......................................................................... 13.38 15.24 21.99 11.20 13.72 

 Personal insurance and pensions

 Mean........................................................................ 8,742 10,560 13,703 6,131 5,353 

 Share....................................................................... 12.0 12.7 14.3 9.4 9.9 

 SE............................................................................ 169.70 248.74 292.38 272.43 110.31 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Personal insurance and pensions

 RSE ......................................................................... 1.94 2.36 2.13 4.44 2.06 

 Life and other personal insurance

 Mean........................................................................ 519 676 765 552 226 

 Share....................................................................... .7 .8 .8 .8 .4 

 SE............................................................................ 28.48 43.26 56.99 50.90 13.90 

 RSE ......................................................................... 5.49 6.39 7.45 9.22 6.15 

 Pensions and Social Security

 Mean........................................................................ 8,223 9,883 12,939 5,579 5,127 

 Share....................................................................... 11.3 11.9 13.5 8.6 9.5 

 SE............................................................................ 157.21 229.18 275.92 254.62 107.39 

 RSE ......................................................................... 1.91 2.32 2.13 4.56 2.09 

Sources of income and personal taxes:

 Income before taxes

 Mean........................................................................ $94,003 $112,501 $136,242 $79,060 $59,518 

 SE............................................................................ 1,231.08 1,719.11 2,531.34 2,124.31 1,084.76 

 RSE ......................................................................... 1.31 1.53 1.86 2.69 1.82 

 Wages and salaries

 Mean........................................................................ 73,220 86,721 114,403 47,728 48,050 

 Share....................................................................... 77.9 77.1 84.0 60.4 80.7 

 SE............................................................................ 1,028.62 1,331.35 2,268.27 1,791.19 1,066.66 

 RSE ......................................................................... 1.40 1.54 1.98 3.75 2.22 

 Self-employment income

 Mean........................................................................ 6,442 7,829 9,474 5,511 3,856 

 Share....................................................................... 6.9 7.0 7.0 7.0 6.5 

 SE............................................................................ 399.58 563.80 806.84 561.19 393.45 

 RSE ......................................................................... 6.20 7.20 8.52 10.18 10.20 

 Social Security, private and government retirement

 Mean........................................................................ 10,412 13,476 8,716 20,181 4,701 

 Share....................................................................... 11.1 12.0 6.4 25.5 7.9 

 SE............................................................................ 177.81 284.47 288.20 713.36 195.34 

 RSE ......................................................................... 1.71 2.11 3.31 3.53 4.16 

 Interest, dividends, rental income, and other property income

 Mean........................................................................ 2,294 3,203 2,420 4,307 599 

 Share....................................................................... 2.4 2.8 1.8 5.4 1.0 

 SE............................................................................ 175.53 260.93 222.07 528.64 137.12 

 RSE ......................................................................... 7.65 8.15 9.18 12.27 22.90 

 Public assistance, Supplemental Security Income, Supplementary

 Nutrition Assistance Program (SNAP)

 Mean........................................................................ 621 357 271 479 1,113 

 Share....................................................................... .7 .3 .2 .6 1.9 

 SE............................................................................ 29.96 33.64 25.77 76.42 52.47 

 RSE ......................................................................... 4.82 9.42 9.52 15.95 4.71 

 Unemployment and workers' compensation, veterans' benefits,

 and regular contributions for support

 Mean........................................................................ 668 765 833 670 487 

 Share....................................................................... .7 .7 .6 .8 .8 

 SE............................................................................ 52.36 70.13 103.10 73.66 69.50 

 RSE ......................................................................... 7.84 9.17 12.38 11.00 14.26 

 Other income

 Mean........................................................................ 346 149 125 ( 3 ) 712 

 Share....................................................................... .4 .1 .1 ( 3 ) 1.2 

 SE............................................................................ 42.08 26.98 22.79 ( 3 ) 105.31 

 RSE ......................................................................... 12.16 18.05 18.18 ( 3 ) 14.79 

 Personal taxes (contains some imputed values)

 Mean........................................................................ 10,809 14,443 19,303 7,597 4,033 

 Share....................................................................... 11.5 12.8 14.2 9.6 6.8 

 SE............................................................................ 329.26 479.09 792.51 553.59 289.24 

 RSE ......................................................................... 3.05 3.32 4.11 7.29 7.17 

 Federal income taxes

 Mean........................................................................ 7,968 10,907 14,657 5,625 2,488 

 Share....................................................................... 8.5 9.7 10.8 7.1 4.2 

 SE............................................................................ 283.92 410.12 664.00 457.82 240.02 

 RSE ......................................................................... 3.56 3.76 4.53 8.14 9.65 

 Stimulus payment (through Q20221)

 Mean........................................................................ ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 Share....................................................................... ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 SE............................................................................ ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

See footnotes at end of table.
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Homeowner

Item

All

consumer

units

Total Homeowner

with mortgage

Homeowner

without mortgage Renter

 Stimulus payment (through Q20221)

 RSE ......................................................................... ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 State and local income taxes

 Mean........................................................................ 2,757 3,423 4,519 1,879 1,517 

 Share....................................................................... 2.9 3.0 3.3 2.4 2.5 

 SE............................................................................ 98.69 126.77 192.92 124.95 82.00 

 RSE ......................................................................... 3.58 3.70 4.27 6.65 5.41 

 Other taxes

 Mean........................................................................ 84 113 127 93 29 

 Share....................................................................... .1 .1 .1 .1 ( 2 ) 

 SE............................................................................ 12.06 17.28 22.81 20.60 4.35 

 RSE ......................................................................... 14.42 15.30 17.98 22.05 15.00 

 Income after taxes

 Mean........................................................................ 83,195 98,058 116,939 71,462 55,485 

 Share....................................................................... 88.5 87.2 85.8 90.4 93.2 

 SE............................................................................ 960.32 1,319.64 1,848.68 1,661.34 901.80 

 RSE ......................................................................... 1.15 1.35 1.58 2.32 1.63 

Addenda:

 Net change in total assets and liabilities

 Mean........................................................................ ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 SE............................................................................ ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 RSE ......................................................................... ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 Net change in total assets

 Mean........................................................................ 13,078 18,607 24,443 ( 3 ) ( 3 ) 

 SE............................................................................ 2,895.88 4,077.95 5,018.61 ( 3 ) ( 3 ) 

 RSE ......................................................................... 22.14 21.92 20.53 ( 3 ) ( 3 ) 

 Net change in total liabilities

 Mean........................................................................ 14,525 20,777 35,531 ( 3 ) 2,868 

 SE............................................................................ 1,477.14 2,197.26 3,706.46 ( 3 ) 692.29 

 RSE ......................................................................... 10.17 10.58 10.43 ( 3 ) 24.14 

 Other financial information:

 Other money receipts

 Mean........................................................................ ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 SE............................................................................ ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 RSE ......................................................................... ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 Mortgage principal paid on owned property

 Mean........................................................................ -2,843 -4,325 -7,135 -366 ( 3 ) 

 SE............................................................................ 75.11 115.89 187.66 74.55 ( 3 ) 

 RSE ......................................................................... -2.64 -2.68 -2.63 -20.35 ( 3 ) 

 Estimated market value of owned home

 Mean........................................................................ 279,189 428,813 464,495 378,553 ( 3 ) 

 SE............................................................................ 6,184.13 9,588.76 11,984.67 10,843.55 ( 3 ) 

 RSE ......................................................................... 2.22 2.24 2.58 2.86 ( 3 ) 

 Estimated monthly rental value of owned home

 Mean........................................................................ 1,401 2,151 2,322 1,910 ( 3 ) 

 SE............................................................................ 16.87 26.04 32.32 32.00 ( 3 ) 

 RSE ......................................................................... 1.20 1.21 1.39 1.68 ( 3 ) 

1

 Data are rounded to the nearest thousands.

2

 Value is too small to display.

3

 Data are suppressed due to the Relative Standard Error (RSE) being equal to or greater than 25 percent. See www.bls.gov/cex/tables-getting-started-guide.htm for more information.

4

 No data reported.

n.a. Not applicable.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023