Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2014-2015

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 21,624 3,613 4,505 8,230 5,277

Consumer unit characteristics:

Income before taxes ....................................... $84,725 $100,642 $84,485 $76,224 $87,292

Income after taxes .......................................... 72,891 83,729 72,460 67,109 74,857

Age of reference person ................................. 39.6 39.5 39.6 39.6 39.6

Average number in consumer unit:

People .......................................................... 3.3 3.3 3.3 3.3 3.4

Children under 18 ......................................... 1.4 1.4 1.4 1.3 1.4

Adults 65 and older ...................................... 1 ( ) .1 1 ( ) 1 ( ) 1 ( )

Earners ......................................................... 1.6 1.6 1.6 1.6 1.6

Vehicles ........................................................ 1.9 1.6 2.1 1.9 2.0

Percent distribution:

Reference person:

Men .............................................................. 46 46 49 45 46

Women ......................................................... 54 54 51 55 54

Housing tenure:

Homeowner .................................................. 58 54 64 60 51

With mortgage ............................................ 47 45 53 48 42

Without mortgage ....................................... 11 10 11 12 9

Renter ........................................................... 42 46 36 40 49

Race of reference person:

Black or African-American ............................ 15 15 12 23 5

White, Asian, and all other races .................. 85 85 88 77 95

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 20 16 10 18 33

Not Hispanic or Latino .................................. 80 84 90 82 67

Education of reference person:

Elementary (1-8) ........................................... 3 3 4 2 4

High school (9-12) ........................................ 29 29 26 32 27

College ......................................................... 68 68 70 66 69

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 83 92 91 92

Average annual expenditures ........................... $63,901 $67,410 $66,388 $58,728 $67,710

Food ............................................................... 8,451 7,828 9,720 7,829 8,863

Food at home ............................................... 4,808 4,546 5,595 4,434 4,957

Cereals and bakery products ..................... 632 645 755 566 627

Cereals and cereal products .................... 225 246 273 197 214

Bakery products ....................................... 407 399 482 370 413

Meats, poultry, fish, and eggs .................... 1,080 1,004 1,213 1,084 1,018

Beef .......................................................... 274 237 323 286 244

Pork .......................................................... 196 164 232 210 168

Other meats .............................................. 157 151 188 158 136

Poultry ...................................................... 218 227 230 207 217

Fish and seafood ...................................... 159 157 166 150 170

Eggs ......................................................... 75 69 73 73 83

Dairy products ............................................ 505 503 634 419 541

Fresh milk and cream ............................... 183 198 213 154 195

Other dairy products ................................. 322 305 421 265 346

Fruits and vegetables ................................. 935 956 1,039 817 1,022

Fresh fruits ............................................... 346 368 396 283 388

Fresh vegetables ...................................... 295 305 307 258 335

Processed fruits ........................................ 130 128 147 112 144

Processed vegetables .............................. 165 154 189 163 155

Other food at home .................................... 1,657 1,439 1,954 1,547 1,749

Sugar and other sweets ........................... 161 130 205 150 164

Fats and oils ............................................. 133 137 152 127 125

Miscellaneous foods ................................. 871 728 1,053 780 971

Nonalcoholic beverages ........................... 440 394 494 447 420

Food prepared by consumer unit on

out-of-town trips ...................................... 52 50 51 43 69

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2014-2015 — Continued

Item Total

35-44 Northeast Midwest South West

Food away from home .................................. 3,643 3,282 4,125 3,395 3,906

Alcoholic beverages ....................................... 600 722 645 450 716

Housing .......................................................... 21,720 26,375 21,048 19,238 23,015

Shelter .......................................................... 13,061 16,465 12,143 11,001 14,726

Owned dwellings ........................................ 7,724 9,671 8,532 6,649 7,380

Mortgage interest and charges ................. 4,605 5,028 4,773 4,170 4,852

Property taxes .......................................... 1,922 3,319 2,247 1,334 1,606

Maintenance, repairs, insurance, other

expenses ................................................ 1,197 1,324 1,512 1,144 922

Rented dwellings ........................................ 4,729 6,080 3,057 3,772 6,722

Other lodging .............................................. 608 714 555 580 623

Utilities, fuels, and public services ................ 4,300 4,766 4,158 4,451 3,866

Natural gas ................................................. 478 809 694 281 375

Electricity .................................................... 1,596 1,536 1,412 1,939 1,259

Fuel oil and other fuels ............................... 87 300 69 41 27

Telephone services .................................... 1,565 1,680 1,493 1,579 1,525

Residential phone service, VOIP, and

phone cards ............................................ 281 412 260 273 221

Cellular phone service .............................. 1,284 1,268 1,233 1,306 1,304

Water and other public services ................. 574 440 490 611 680

Household operations .................................. 1,848 2,853 1,676 1,507 1,839

Personal services ....................................... 941 1,745 841 702 850

Other household expenses ........................ 907 1,108 835 805 988

Housekeeping supplies ................................ 639 533 870 598 593

Laundry and cleaning supplies ................... 171 138 214 173 158

Other household products .......................... 355 319 460 336 325

Postage and stationery ............................... 113 76 196 89 110

Household furnishings and equipment ......... 1,873 1,760 2,201 1,682 1,991

Household textiles ...................................... 102 95 122 85 117

Furniture ..................................................... 568 637 549 560 548

Floor coverings ........................................... 16 23 19 14 12

Major appliances ........................................ 266 198 311 278 255

Small appliances, miscellaneous

housewares .............................................. 122 111 184 85 140

Miscellaneous household equipment ......... 799 695 1,016 660 919

Apparel and services ...................................... 2,417 2,300 2,716 2,248 2,537

Men and boys ............................................... 596 597 658 515 673

Men, 16 and over ....................................... 373 397 373 324 434

Boys, 2 to 15 .............................................. 223 201 285 191 239

Women and girls .......................................... 805 725 913 729 899

Women, 16 and over .................................. 595 517 644 561 667

Girls, 2 to 15 ............................................... 210 208 269 168 231

Children under 2 ........................................... 101 101 104 105 91

Footwear ...................................................... 529 537 631 490 504

Other apparel products and services ........... 386 340 411 409 371

Transportation ................................................ 10,730 9,883 11,119 10,998 10,576

Vehicle purchases (net outlay) ..................... 4,281 3,347 4,624 4,906 3,654

Cars and trucks, new .................................. 1,662 1,194 2,206 1,667 1,509

Cars and trucks, used ................................ 2,537 2,153 2,341 3,111 2,071

Other vehicles ............................................ 83 2 ( ) 376 3129 374

Gasoline and motor oil ................................. 2,757 2,441 2,673 2,828 2,934

Other vehicle expenses ................................ 2,956 2,991 3,220 2,702 3,117

Vehicle finance charges ............................. 282 231 299 299 275

Maintenance and repairs ............................ 905 808 935 872 998

Vehicle insurance ....................................... 1,083 948 1,306 1,082 1,001

Vehicle rental, leases, licenses, and other

charges ..................................................... 686 1,004 680 450 843

Public and other transportation .................... 735 1,104 602 562 870

Healthcare ...................................................... 3,958 3,947 4,159 3,800 4,044

Health insurance .......................................... 2,697 2,941 2,633 2,683 2,606

Medical services ........................................... 805 618 979 667 1,000

Drugs ............................................................ 332 259 413 345 296

Medical supplies ........................................... 124 128 133 106 142

Entertainment ................................................. 3,290 3,115 3,975 2,755 3,701

Fees and admissions ................................... 999 1,165 1,289 686 1,142

Audio and visual equipment and services .... 1,185 1,120 1,284 1,160 1,193

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2014-2015 — Continued

Item Total

35-44 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 673 559 859 614 692

Pets ............................................................ 486 426 583 474 465

Toys, hobbies, and playground equipment 187 133 276 140 227

Other entertainment supplies, equipment,

and services ............................................... 433 271 543 295 674

Personal care products and services ............. 780 790 854 700 843

Reading .......................................................... 95 75 111 72 131

Education ....................................................... 1,218 1,396 1,172 1,089 1,339

Tobacco products and smoking supplies ....... 350 348 457 376 221

Miscellaneous ................................................. 1,007 1,026 1,133 661 1,437

Cash contributions .......................................... 1,612 1,271 1,461 1,596 2,001

Personal insurance and pensions .................. 7,675 8,333 7,818 6,916 8,285

Life and other personal insurance ................ 326 408 436 238 313

Pensions and Social Security ....................... 7,349 7,925 7,382 6,677 7,972

Sources of income and personal taxes:

Money income before taxes ........................... $84,725 $100,642 $84,485 $76,224 $87,292

Wages and salaries ...................................... 76,122 90,656 76,020 69,156 77,121

Self-employment income .............................. 5,560 6,348 5,473 4,260 7,123

Social Security, private and government

retirement ................................................... 930 894 718 1,160 776

Interest, dividends, rental income, other

property income .......................................... 735 992 761 472 946

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 663 962 644 547 658

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 490 562 624 481 341

Other income ................................................ 225 228 245 148 327

Personal taxes (contains some imputed

values) .......................................................... 11,834 16,913 12,024 9,115 12,435

Federal income taxes ................................... 9,176 13,030 8,915 7,378 9,564

State and local income taxes ....................... 2,625 3,861 3,078 1,679 2,867

Other taxes ................................................... 34 322 332 58 34

Income after taxes .......................................... 72,891 83,729 72,460 67,109 74,857

Addenda:

Net change in total assets and liabilities ........ $6,058 $15,859 - $2,129 $4,334 $9,024

Net change in total assets ............................ 20,403 21,975 18,553 15,039 29,272

Net change in total liabilities ......................... 14,345 6,115 20,682 10,705 20,248

Other financial information:

Other money receipts ................................... 678 474 517 296 1,551

Mortgage principal paid on owned property -2,101 -2,188 -2,353 -1,988 -2,002

Estimated market value of owned home ...... 159,091 193,981 148,226 127,925 193,089

Estimated monthly rental value of owned

home .......................................................... 908 1,103 872 826 935

Gifts of goods and services, total ................... 736 711 822 581 927

Food ............................................................. 58 57 71 50 60

Alcoholic beverages ..................................... 18 46 19 8 12

Housing ........................................................ 166 170 194 141 182

Housekeeping supplies .............................. 24 15 50 14 23

Household textiles ...................................... 33

1 ( ) 363331

Appliances and miscellaneous

housewares .............................................. 17 318 22 38

326

Major appliances ...................................... 6 32

3536312

Small appliances and miscellaneous

housewares ............................................ 10 315 317 32

314

Miscellaneous household equipment ......... 22 22 25 13 36

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2014-2015 — Continued

Item Total

35-44 Northeast Midwest South West

Other housing ............................................. 101 115 91 103 96

Apparel and services .................................... 191 191 178 167 237

Males, 2 and over ....................................... 54 51 56 43 73

Females, 2 and over ................................... 53 32 67 44 71

Children under 2 ......................................... 35 315 332 46 33

Other apparel products and services ......... 49 393 324 35 60

Jewelry and watches ................................ 12 35

3735333

All other apparel products and services ... 37 388 317 29 328

Transportation .............................................. 87 37 92 59 162

Healthcare .................................................... 11 35

313 314 39

Entertainment ............................................... 80 84 99 56 99

Toys, games, arts and crafts, and tricycles 29 337 326 324 35

Other entertainment ................................... 51 47 73 32 64

Personal care products and services ........... 11 38 20 4 18

Reading ........................................................ 5 31 4 4 9

Education ..................................................... 67 385 109 43 57

All other gifts ................................................. 42 25 23 34 82

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016