Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2014

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Number of consumer units (in thousands) ......... 127,006 77,236 9,716 26,530 27,300 13,690 49,770 29,183 20,586

Percent distribution of consumer units ............... 100.0 60.8 7.7 20.9 21.5 10.8 39.2 23.0 16.2

Consumer unit characteristics (mean values):

Income before taxes ......................................... $66,877 $45,037 $28,031 $40,260 $47,891 $60,671 $100,770 $84,628 $123,654

Income after taxes ............................................ 58,364 41,704 27,467 37,842 43,967 54,782 84,218 72,514 100,810

Age of reference person ................................... 50.3 51.0 55.6 53.5 48.0 48.8 49.2 47.8 51.2

Average number in consumer unit:

People ............................................................ 2.5 2.4 2.3 2.3 2.4 2.7 2.6 2.5 2.6

Children under 18 ........................................... .6 .6 .7 .5 .6 .7 .6 .6 .6

Adults 65 and older ........................................ .4 .4 .5 .4 .3 .3 .3 .3 .4

Earners ........................................................... 1.3 1.1 .8 1.0 1.2 1.4 1.5 1.5 1.5

Vehicles .......................................................... 1.9 1.7 1.0 1.6 1.8 2.1 2.1 2.0 2.2

Percent distribution:

Reference person:

Men ................................................................ 48 45 42 44 46 46 52 53 50

Women ........................................................... 52 55 58 56 54 54 48 47 50

Housing tenure:

Homeowner .................................................... 63 57 45 58 55 66 72 68 77

With mortgage .............................................. 37 29 15 25 31 41 49 47 51

Without mortgage ......................................... 26 28 30 33 24 25 24 22 26

Renter ............................................................ 37 43 55 42 45 34 28 32 23

Race of reference person:

Black or African-American .............................. 13 16 18 17 14 14 9 9 8

White, Asian, and all other races ................... 87 84 82 83 86 86 91 91 92

Hispanic or Latino origin of reference person:

Hispanic or Latino .......................................... 13 16 33 15 14 13 7 9 6

Not Hispanic or Latino .................................... 87 84 67 85 86 87 93 91 94

Education of reference person:

Elementary (1-8) ............................................ 3 5 28 2 1 1 1 ( ) 1 1 ( )

High school (9-12) .......................................... 33 51 69 98 17 15 6 8 4

College ........................................................... 63 44 n.a. n.a. 81 85 93 91 96

Never attended and other .............................. 1 ( ) 1 ( ) 3 1 ( ) 1 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............... 87 83 65 83 85 93 93 92 95

Annual aggregate expenditures ......................... $6,790,803 45.8 3.9 14.0 17.9 10.0 54.2 28.5 25.8

Food ................................................................. 856,684 48.6 4.7 14.7 19.6 9.6 51.4 28.8 22.6

Food at home ................................................. 503,339 52.2 5.9 16.5 20.2 9.6 47.8 27.3 20.5

Cereals and bakery products ....................... 65,771 52.4 6.0 17.0 20.0 9.4 47.6 27.3 20.3

Cereals and cereal products ...................... 22,304 52.2 6.7 16.8 19.6 9.1 47.8 28.3 19.6

Bakery products ......................................... 43,467 52.5 5.7 17.1 20.2 9.5 47.5 26.7 20.7

Meats, poultry, fish, and eggs ...................... 112,990 55.7 7.0 17.8 20.9 10.0 44.3 26.6 17.7

Beef ............................................................ 29,365 58.2 7.0 19.5 21.7 10.0 41.8 27.2 14.6

Pork ............................................................ 22,403 59.3 7.4 19.1 21.4 11.4 40.7 23.9 16.9

Other meats ............................................... 15,593 54.6 6.2 16.6 21.1 10.6 45.4 26.8 18.6

Poultry ........................................................ 21,856 56.2 7.6 17.3 21.6 9.7 43.8 26.1 17.8

Fish and seafood ........................................ 16,383 46.5 5.8 15.5 17.1 8.1 53.5 30.4 23.1

Eggs ........................................................... 7,390 56.5 7.5 17.0 21.8 10.2 43.5 25.8 17.7

Dairy products .............................................. 53,636 51.1 5.9 15.9 19.9 9.4 48.9 27.5 21.4

Fresh milk and cream ................................. 18,650 55.1 6.6 17.0 21.6 9.8 44.9 25.5 19.5

Other dairy products ................................... 34,986 49.0 5.5 15.3 19.0 9.2 51.0 28.6 22.4

Fruits and vegetables ................................... 95,793 48.8 5.8 15.2 19.2 8.7 51.2 28.5 22.7

Fresh fruits ................................................. 34,690 46.0 6.2 13.8 17.9 8.2 54.0 29.3 24.6

Fresh vegetables ........................................ 30,468 48.1 5.5 15.0 18.6 9.0 51.9 28.9 23.0

Processed fruits ......................................... 13,766 49.8 5.0 15.7 20.2 8.9 50.2 28.0 22.2

Processed vegetables ................................ 16,869 54.8 6.2 17.8 21.9 9.0 45.2 26.6 18.6

Other food at home ...................................... 175,148 52.0 5.2 16.5 20.4 10.0 48.0 27.1 20.8

Sugar and other sweets ............................. 17,650 51.2 5.6 16.8 19.7 9.1 48.8 26.7 22.1

Fats and oils ............................................... 14,559 54.8 6.8 18.7 19.8 9.5 45.2 26.4 18.8

Miscellaneous foods ................................... 88,968 50.7 4.7 15.6 20.5 9.8 49.3 27.9 21.4

See footnotes at end of table.
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2014 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Nonalcoholic beverages ............................. 47,471 56.2 5.8 18.3 21.2 10.9 43.8 25.6 18.2

Food prepared by consumer unit on

out-of-town trips ....................................... 6,500 36.2 2.3 8.9 15.3 9.7 63.8 31.0 32.8

Food away from home ................................... 353,344 43.5 3.1 12.0 18.8 9.6 56.5 30.9 25.5

Alcoholic beverages ......................................... 58,640 38.2 2.1 10.5 15.7 9.7 61.8 33.5 28.3

Housing ............................................................ 2,260,034 47.2 4.5 15.1 17.6 10.0 52.8 27.4 25.4

Shelter ............................................................ 1,332,356 45.9 4.6 14.4 17.3 9.5 54.1 27.9 26.2

Owned dwellings .......................................... 780,963 39.7 2.9 11.8 15.2 9.8 60.3 29.5 30.8

Mortgage interest and charges .................. 375,068 37.3 2.3 10.2 15.1 9.8 62.7 31.3 31.3

Property taxes ............................................ 241,699 39.3 3.4 13.9 13.9 8.1 60.7 29.7 31.0

Maintenance, repairs, insurance, other

expenses .................................................. 164,196 45.6 3.5 12.7 17.1 12.4 54.4 25.1 29.3

Rented dwellings .......................................... 461,186 60.1 8.1 20.3 22.2 9.5 39.9 24.3 15.6

Other lodging ................................................ 90,207 26.9 1.1 7.4 11.1 7.3 73.1 32.9 40.2

Utilities, fuels, and public services ................. 497,937 55.4 5.5 18.5 19.8 11.5 44.6 24.7 19.9

Natural gas ................................................... 55,766 51.6 5.7 18.6 17.5 9.9 48.4 26.0 22.3

Electricity ...................................................... 188,496 58.5 6.0 20.0 20.6 11.9 41.5 23.4 18.2

Fuel oil and other fuels ................................. 19,345 54.6 8.7 19.6 14.7 11.6 45.4 22.2 23.2

Telephone services ...................................... 167,046 54.3 4.8 17.1 20.5 11.9 45.7 25.5 20.2

Residential phone service, VOIP, and

phone cards ............................................. 44,774 56.0 6.2 20.2 19.2 10.3 44.0 23.4 20.7

Cellular phone service ................................ 122,272 53.7 4.3 16.0 20.9 12.5 46.3 26.2 20.0

Water and other public services ................... 67,284 52.9 5.0 17.6 19.3 11.0 47.1 25.9 21.2

Household operations .................................... 149,087 35.7 2.2 10.0 15.0 8.6 64.3 28.2 36.0

Personal services ......................................... 46,514 25.5 1.4 5.7 11.7 6.7 74.5 28.4 46.0

Other household expenses .......................... 102,573 40.4 2.5 11.9 16.4 9.5 59.6 28.2 31.5

Housekeeping supplies .................................. 80,097 48.6 5.3 15.9 17.6 9.9 51.4 28.0 23.4

Laundry and cleaning supplies ..................... 18,700 56.6 7.0 19.4 20.2 10.0 43.4 25.5 18.0

Other household products ............................ 44,827 48.9 4.9 16.4 17.6 10.1 51.1 27.7 23.4

Postage and stationery ................................ 16,569 39.0 4.6 10.6 14.5 9.3 61.0 31.5 29.4

Household furnishings and equipment ........... 200,557 43.2 3.2 13.9 16.3 9.9 56.8 30.0 26.7

Household textiles ........................................ 12,165 43.5 3.2 13.6 15.1 11.6 56.5 29.8 26.7

Furniture ....................................................... 49,118 42.7 3.5 10.8 18.1 10.3 57.3 29.5 27.8

Floor coverings ............................................. 2,308 28.3 2.4 9.9 11.4 4.6 71.7 29.6 42.1

Major appliances .......................................... 29,645 49.0 3.7 17.3 18.0 10.0 51.0 27.2 23.7

Small appliances, miscellaneous

housewares ................................................ 13,415 45.7 4.9 14.9 17.1 8.8 54.3 28.3 26.0

Miscellaneous household equipment ........... 93,905 41.7 2.6 14.4 15.0 9.7 58.3 31.5 26.9

Apparel and services ........................................ 226,385 44.6 4.9 13.0 17.9 8.8 55.4 28.3 27.1

Men and boys ................................................. 54,527 43.1 5.4 12.0 16.6 9.1 56.9 29.0 27.9

Men, 16 and over ......................................... 41,340 42.6 5.4 11.3 16.6 9.3 57.4 28.3 29.1

Boys, 2 to 15 ................................................ 13,187 44.9 5.3 14.2 16.9 8.6 55.1 31.1 24.0

Women and girls ............................................ 83,154 46.0 3.8 14.7 18.7 8.8 54.0 28.6 25.4

Women, 16 and over .................................... 69,860 44.9 3.7 14.4 18.2 8.6 55.1 29.9 25.2

Girls, 2 to 15 ................................................. 13,294 51.8 4.6 16.0 21.1 10.2 48.2 22.1 26.1

Children under 2 ............................................. 9,661 53.2 9.0 12.8 23.5 7.8 46.8 25.2 21.6

Footwear ........................................................ 46,494 48.4 6.0 13.5 19.7 9.3 51.6 27.4 24.2

Other apparel products and services ............. 32,549 35.2 3.9 10.0 13.5 7.8 64.8 28.5 36.3

Transportation .................................................. 1,152,035 48.5 3.7 14.3 19.5 10.9 51.5 28.6 22.9

Vehicle purchases (net outlay) ....................... 419,258 47.7 3.6 12.8 20.1 11.2 52.3 28.9 23.4

Cars and trucks, new ................................... 198,333 43.5 32.8 8.9 20.7 11.1 56.5 28.6 27.9

Cars and trucks, used .................................. 214,524 51.2 4.1 16.2 19.4 11.4 48.8 29.2 19.5

Other vehicles .............................................. 6,400 57.3 39.7 316.9 24.5 36.3 42.7 28.3 314.3

Gasoline and motor oil ................................... 313,481 54.8 4.5 17.3 20.9 12.0 45.2 26.3 18.9

Other vehicle expenses .................................. 345,454 48.0 3.4 14.7 19.2 10.6 52.0 29.7 22.3

Vehicle finance charges ............................... 26,440 54.4 2.7 16.3 20.9 14.5 45.6 26.3 19.3

Maintenance and repairs .............................. 106,090 45.7 3.4 13.9 18.9 9.5 54.3 30.0 24.4

Vehicle insurance ......................................... 140,966 52.6 4.0 16.4 20.6 11.6 47.4 29.6 17.8

Vehicle rental, leases, licenses, and other

charges ...................................................... 71,958 39.9 2.6 12.1 16.1 9.1 60.1 30.8 29.3

Public and other transportation ...................... 73,842 28.7 3.0 7.9 11.6 6.2 71.3 31.0 40.3

Healthcare ........................................................ 544,809 48.1 3.9 16.0 17.6 10.6 51.9 27.9 24.0

Health insurance ............................................ 364,258 48.7 3.5 17.0 17.6 10.6 51.3 27.5 23.8

Medical services ............................................. 100,360 44.1 4.6 12.4 16.4 10.7 55.9 30.6 25.3

Drugs .............................................................. 61,620 52.7 5.0 17.1 19.7 10.9 47.3 25.1 22.2

Medical supplies ............................................. 18,571 44.4 4.0 12.2 18.6 9.6 55.6 29.0 26.6

See footnotes at end of table.
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2014 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Entertainment ................................................... 346,200 45.0 3.6 14.1 17.6 9.7 55.0 28.1 26.9

Fees and admissions ..................................... 80,741 29.3 1.1 8.5 11.7 8.0 70.7 32.5 38.1

Audio and visual equipment and services ...... 133,406 53.3 4.6 17.4 20.3 11.0 46.7 25.3 21.4

Pets, toys, hobbies, and playground

equipment .................................................... 80,393 48.5 5.2 14.2 19.6 9.5 51.5 26.5 25.0

Pets .............................................................. 64,321 49.4 5.9 15.0 18.6 9.9 50.6 25.8 24.7

Toys, hobbies, and playground equipment .. 16,071 44.7 2.6 10.8 23.6 7.7 55.3 29.1 26.3

Other entertainment supplies, equipment,

and services ................................................. 51,661 42.5 2.1 14.4 16.5 9.5 57.5 30.9 26.6

Personal care products and services ............... 81,837 44.0 3.8 13.2 17.0 10.1 56.0 29.9 26.1

Reading ............................................................ 13,086 37.3 2.4 11.3 15.0 8.6 62.7 29.8 32.9

Education ......................................................... 156,946 27.7 .9 3.9 16.5 6.4 72.3 32.8 39.5

Tobacco products and smoking supplies ......... 40,529 79.4 7.9 31.9 27.1 12.5 20.6 15.7 4.9

Miscellaneous .................................................. 99,290 46.1 2.8 12.4 18.8 12.2 53.9 27.9 26.0

Cash contributions ........................................... 227,095 39.7 2.8 12.4 16.8 7.7 60.3 27.6 32.7

Personal insurance and pensions .................... 727,233 37.5 2.6 10.4 14.6 9.9 62.5 31.3 31.1

Life and other personal insurance .................. 41,560 39.0 2.4 13.2 15.3 8.1 61.0 27.8 33.1

Pensions and Social Security ......................... 685,673 37.4 2.6 10.3 14.6 10.0 62.6 31.6 31.0

Sources of income and personal taxes:

Money income before taxes ............................. $8,493,781 41.0 3.2 12.6 15.4 9.8 59.0 29.1 30.0

Wages and salaries ........................................ 6,590,225 38.4 2.4 11.1 14.9 10.0 61.6 31.2 30.4

Self-employment income ................................ 544,125 36.5 5.9 8.3 14.5 7.7 63.5 26.3 37.2

Social Security, private and government

retirement ..................................................... 977,974 58.5 6.4 24.5 18.1 9.4 41.5 18.9 22.6

Interest, dividends, rental income, other

property income ........................................... 202,405 29.1 1.5 8.1 10.8 8.7 70.9 25.6 45.3

Public assistance, supplemental security

income, food stamps .................................... 67,346 84.7 18.3 30.3 25.0 11.0 15.3 10.5 4.8

Unemployment and workers’ compensation,

veterans’ benefits, and regular

contributions for support ............................... 70,673 55.2 2.7 16.2 24.1 12.1 44.8 25.4 19.5

Other income .................................................. 41,033 58.4 7.9 15.3 28.7 6.6 41.6 19.3 22.3

Personal taxes (contains some imputed

values) ............................................................ 1,081,185 23.8 .5 5.9 9.9 7.5 76.2 32.7 43.5

Federal income taxes ..................................... 848,365 22.1 .1 5.3 9.5 7.2 77.9 32.8 45.1

State and local income taxes ......................... 226,269 29.2 1.2 8.0 11.6 8.4 70.8 32.5 38.3

Other taxes ..................................................... 6,552 54.3 328.7 11.3 9.0 5.2 45.7 24.7 21.0

Income after taxes ............................................ 7,412,595 43.5 3.6 13.5 16.2 10.1 56.5 28.5 28.0

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015