Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Surveys, 2020-2021

Item Total 

25-34 Northeast Midwest South West 

Number of consumer units (in thousands)1................................................... 21,004 3,249 4,546 8,184 5,025 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $82,431 $96,766 $78,341 $74,635 $89,559 

 Income after taxes ...................................................................................... 75,745 84,757 72,949 70,361 81,218 

 Age of reference person ............................................................................. 29.9 30.1 30.0 29.9 29.6 

 Average number in consumer unit: 

 People ..................................................................................................... 2.7 2.4 2.7 2.7 2.8 

 Children under 18 .................................................................................... .9 .6 1.0 .9 .8 

 Adults 65 and older ................................................................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) .1 

 Earners .................................................................................................... 1.5 1.5 1.5 1.5 1.6 

 Vehicles ................................................................................................... 1.7 1.4 1.8 1.7 1.7 

Percent distribution: 

 Reference person: 

 Men.......................................................................................................... 49 49 53 45 50 

 Women .................................................................................................... 51 51 47 55 50 

 Housing tenure: 

 Homeowner ............................................................................................. 44 39 52 46 35 

 With mortgage ...................................................................................... 35 32 43 36 28 

 Without mortgage ................................................................................. 9 7 9 10 7 

 Renter ...................................................................................................... 56 61 48 54 65 

 Race of reference person: 

 Black or African-American ....................................................................... 15 16 14 20 7 

 White, Asian, and all other races, not including Black or 

 African-American .................................................................................. 85 84 86 80 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 20 19 10 21 28 

 Not Hispanic or Latino ............................................................................. 80 81 90 79 72 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 2 ( 2 ) 3 1 1 

 High school (9-12) ................................................................................... 25 23 23 26 25 

 College .................................................................................................... 74 76 74 72 74 

 Never attended and other ....................................................................... ( 2 ) ( 2 ) ( 3 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ......................................................... 90 77 92 91 93 

Average annual expenditures ........................................................................ $60,838 $66,555 $58,526 $55,802 $67,587 

 Food ............................................................................................................ 7,497 9,101 6,752 6,521 8,849 

 Food at home .......................................................................................... 4,440 5,749 3,864 3,865 5,159 

 Cereals and bakery products ............................................................... 554 819 497 452 617 

 Cereals and cereal products ............................................................. 194 310 159 156 222 

 Bakery products ................................................................................ 359 509 338 296 395 

 Meats, poultry, fish, and eggs .............................................................. 958 1,129 741 920 1,126 

 Beef ................................................................................................... 268 263 186 272 343 

 Pork ................................................................................................... 178 193 120 178 226 

 Other meats ...................................................................................... 116 183 111 94 120 

 Poultry ............................................................................................... 185 220 148 183 201 

 Fish and seafood .............................................................................. 150 192 121 141 168 

 Eggs .................................................................................................. 60 78 55 52 67 

 Dairy products ...................................................................................... 417 557 346 368 482 

 Fresh milk and cream ....................................................................... 134 184 109 118 155 

 Other dairy products ......................................................................... 283 373 237 250 327 

 Fruits and vegetables ........................................................................... 858 1,154 763 744 961 

 Fresh fruits ........................................................................................ 315 407 275 274 364 

 Fresh vegetables .............................................................................. 276 356 251 226 333 

 Processed fruits ................................................................................ 108 176 87 94 108 

 Processed vegetables ...................................................................... 160 215 149 150 155 

 Other food at home .............................................................................. 1,654 2,091 1,518 1,381 1,974 

 Sugar and other sweets .................................................................... 142 195 152 111 152 

 Fats and oils ...................................................................................... 108 154 94 97 114 

 Miscellaneous foods ......................................................................... 967 1,209 853 808 1,192 

 Nonalcoholic beverages ................................................................... 389 488 361 330 453 

See footnotes at end of table. 
Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Surveys, 2020-2021 — Continued 

Item Total 

25-34 Northeast Midwest South West 

 Food prepared by consumer unit on out of town trips ...................... 48 44 58 35 63 

 Food away from home............................................................................. 3,056 3,352 2,888 2,656 3,690 

 Alcoholic beverages ................................................................................... 572 763 629 460 587 

 Housing ....................................................................................................... 21,989 24,539 19,847 20,482 24,738 

 Shelter ..................................................................................................... 13,718 16,201 11,197 12,460 16,440 

 Owned dwellings .................................................................................. 5,550 6,371 5,490 5,474 5,195 

 Mortgage interest and charges ......................................................... 2,741 2,890 2,421 2,706 2,990 

 Property taxes ................................................................................... 1,446 2,173 1,620 1,156 1,291 

 Maintenance, repairs, insurance, and other expenses .................... 1,363 1,307 1,448 1,613 915 

 Rented dwellings .................................................................................. 7,714 9,303 5,340 6,560 10,714 

 Other lodging ........................................................................................ 454 527 367 426 531 

 Utilities, fuels, and public services .......................................................... 3,558 3,417 3,663 3,646 3,412 

 Natural gas ........................................................................................... 321 477 510 173 289 

 Electricity .............................................................................................. 1,332 1,203 1,163 1,558 1,202 

 Fuel oil and other fuels ......................................................................... 61 191 81 22 21 

 Telephone services .............................................................................. 1,302 1,217 1,372 1,315 1,270 

 Residential phone service, VOIP, and phone cards ......................... 52 84 49 49 38 

 Cellular phone service ...................................................................... 1,250 1,133 1,324 1,266 1,233 

 Water and other public services .......................................................... 543 328 537 578 630 

 Household operations ............................................................................. 1,614 1,743 1,833 1,585 1,379 

 Personal services ................................................................................. 716 750 977 689 503 

 Other household expenses .................................................................. 898 993 856 896 876 

 Housekeeping supplies ........................................................................... 639 790 583 571 716 

 Laundry and cleaning supplies ............................................................ 150 126 184 134 157 

 Other household products .................................................................... 387 567 289 343 447 

 Postage and stationery ........................................................................ 102 97 110 94 112 

 Household furnishings and equipment .................................................... 2,460 2,388 2,571 2,220 2,791 

 Household textiles ................................................................................ 98 91 97 71 146 

 Furniture ............................................................................................... 705 741 740 657 729 

 Floor coverings ..................................................................................... 32 45 38 26 27 

 Major appliances .................................................................................. 369 339 381 392 341 

 Small appliances and miscellaneous housewares .............................. 143 123 113 136 194 

 Miscellaneous household equipment ................................................... 1,112 1,050 1,201 938 1,353 

 Apparel and services .................................................................................. 1,859 2,502 1,947 1,476 2,002 

 Men and boys .......................................................................................... 436 453 540 305 539 

 Men, 16 and over ................................................................................. 309 340 386 204 388 

 Boys, 2 to 15 ........................................................................................ 127 114 154 101 151 

 Women and girls ..................................................................................... 600 688 660 502 650 

 Women, 16 and over ............................................................................ 478 565 577 379 493 

 Girls, 2 to 15 ......................................................................................... 122 123 84 124 157 

 Children under 2 ...................................................................................... 176 234 154 170 172 

 Footwear .................................................................................................. 402 628 400 343 366 

 Other apparel products and services ...................................................... 245 500 192 156 274 

 Transportation ............................................................................................ 10,994 9,449 10,790 10,779 12,530 

 Vehicle purchases (net outlay) ................................................................ 5,211 3,333 5,355 5,249 6,234 

 Cars and trucks, new ........................................................................... 1,983 41,106 2,138 2,052 2,298 

 Cars and trucks, used .......................................................................... 3,090 2,202 2,877 3,072 3,886 

 Other vehicles ...................................................................................... 138 426 4341 4125 449 

 Gasoline, other fuels, and motor oil ........................................................ 1,967 1,583 1,859 2,046 2,184 

 Other vehicle expenses ........................................................................... 3,401 3,740 3,161 3,244 3,656 

 Vehicle finance charges ....................................................................... 310 172 343 338 323 

 Maintenance and repairs ..................................................................... 849 728 869 793 1,000 

 Vehicle rental, leases, licenses, and other charges ............................ 716 1,361 597 507 748 

 Vehicle insurance ................................................................................. 1,527 1,480 1,353 1,606 1,585 

 Public and other transportation ............................................................... 414 793 414 240 457 

 Healthcare .................................................................................................. 3,362 3,245 3,840 3,349 3,026 

 Health insurance ..................................................................................... 2,355 2,318 2,631 2,448 1,978 

 Medical services ...................................................................................... 678 636 808 624 676 

 Drugs ....................................................................................................... 221 166 270 188 264 

 Medical supplies ...................................................................................... 108 126 131 88 109 

 Entertainment ............................................................................................. 2,892 2,821 3,347 2,385 3,342 

 Fees and admissions .............................................................................. 465 442 557 379 532 

 Audio and visual equipment and services............................................... 855 761 925 817 912 

 Pets, toys, hobbies, and playground equipment ..................................... 934 1,176 977 686 1,148 

 Pets ...................................................................................................... 684 990 585 495 902 

 Toys, hobbies, and playground equipment .......................................... 250 187 392 191 246 

See footnotes at end of table. 
Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Surveys, 2020-2021 — Continued 

Item Total 

25-34 Northeast Midwest South West 

 Other entertainment supplies, equipment, and services ........................ 637 442 889 502 750 

 Personal care products and services ......................................................... 697 727 654 591 892 

 Reading ...................................................................................................... 100 105 98 81 129 

 Education .................................................................................................... 1,081 1,885 699 967 1,093 

 Tobacco products and smoking supplies ................................................... 320 276 387 341 253 

 Miscellaneous ............................................................................................. 715 883 822 539 800 

 Cash contributions ...................................................................................... 885 817 824 838 1,062 

 Personal insurance and pensions .............................................................. 7,875 9,441 7,889 6,995 8,283 

 Life and other personal insurance ........................................................... 228 253 230 272 139 

 Pensions and Social Security.................................................................. 7,647 9,188 7,659 6,723 8,143 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $82,431 $96,766 $78,341 $74,635 $89,559 

 Wages and salaries ................................................................................. 76,074 90,351 71,927 69,193 81,800 

 Self-employment income ......................................................................... 3,447 3,279 3,337 2,788 4,729 

 Social Security, private and government retirement ............................... 524 526 464 591 468 

 Interest, dividends, rental income, and other property income ............... 441 441 430 519 323 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 519 637 555 459 507 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 1,102 1,177 1,164 893 1,338 

 Other income ........................................................................................... 325 354 465 192 395 

 Personal taxes (contains some imputed values) ....................................... 6,686 12,009 5,392 4,274 8,342 

 Federal income taxes .............................................................................. 6,583 10,203 5,428 4,911 8,010 

 Stimulus payment (new UCC Q20202)# ................................................. -2,445 -1,985 -2,747 -2,437 -2,480 

 State and local income taxes .................................................................. 2,498 3,730 2,610 1,755 2,808 

 Other taxes .............................................................................................. 49 461 101 44 43 

 Income after taxes ...................................................................................... 75,745 84,757 72,949 70,361 81,218 

Addenda: 

 Net change in total assets and liabilities .................................................... -$7,059 -$5,456 -$22 $614 -$26,957 

 Net change in total assets ....................................................................... 27,484 32,588 32,758 29,915 15,452 

 Net change in total liabilities .................................................................... 34,543 38,044 32,780 29,302 42,409 

 Other financial information: 

 Other money receipts .............................................................................. 398 4304 766 128 567 

 Mortgage principal paid on owned property ............................................ -1,699 -1,775 -1,674 -1,603 -1,827 

 Estimated market value of owned home ................................................. 129,351 133,763 111,097 111,719 171,728 

 Estimated monthly rental value of owned home ..................................... 742 773 722 714 784 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022