Table 3443. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2011-2012

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 16,548 483 306 554 1,218 1,531 1,337 2,685 8,433

Consumer unit characteristics:

Income before taxes ....................................... $89,130 $4,847 $12,913 $17,529 $25,344 $35,052 $45,001 $59,503 $136,894

Income after taxes .......................................... 86,803 5,567 13,828 18,859 26,772 36,187 45,723 59,470 131,649

Age of reference person ................................. 41.7 38.8 39.8 38.4 38.5 38.6 39.9 41.2 43.6

Average number in consumer unit:

Persons ........................................................ 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0

Children under 18 ......................................... 1.6 2.1 1.8 1.8 1.8 1.7 1.5 1.6 1.5

Persons 65 and older ................................... .1 1.1 1.1 1.1 1.1 .1 .1 .1 .1

Earners ......................................................... 1.9 .7 .9 1.1 1.3 1.6 1.8 1.9 2.2

Vehicles ........................................................ 2.4 1.0 1.3 1.3 1.6 1.8 2.0 2.5 2.9

Percent distribution:

Sex of reference person:

Male .............................................................. 46 25 36 33 34 41 48 45 52

Female ......................................................... 54 75 64 67 66 59 52 55 48

Housing tenure:

Homeowner .................................................. 70 29 26 28 32 49 60 70 88

With mortgage ............................................ 57 21 13 12 19 35 45 57 76

Without mortgage ....................................... 13 8 13 16 12 15 14 13 13

Renter ........................................................... 30 71 74 72 68 51 40 30 12

Race of reference person:

Black or African-American ............................ 11 32 26 17 21 11 12 13 7

White, Asian, and all other races .................. 89 68 74 83 79 89 88 87 93

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 28 35 32 35 36 30 19 11

Not Hispanic or Latino .................................. 81 72 65 68 65 64 70 81 89

Education of reference person:

Elementary (1-8) ........................................... 4 8 13 14 9 12 5 2 1

High school (9-12) ........................................ 32 58 62 53 55 42 46 40 18

College ......................................................... 64 33 24 33 36 45 49 58 80

Never attended and other ............................. 2 ( ) 1

2 ( ) 3 ( ) 2 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............. 94 66 75 81 83 91 94 96 98

Average annual expenditures ........................... $66,634 $28,077 $26,001 $29,694 $32,434 $38,185 $44,561 $52,953 $90,849

Food ............................................................... 9,108 5,192 5,219 6,760 5,411 6,199 6,563 7,900 11,551

Food at home ............................................... 5,490 3,908 3,469 4,840 3,857 4,386 4,339 5,044 6,499

Cereals and bakery products ..................... 782 455 417 665 548 594 585 737 942

Cereals and cereal products .................... 265 151 147 277 193 200 206 256 312

Bakery products ....................................... 517 303 269 388 356 394 379 481 630

Meats, poultry, fish, and eggs .................... 1,206 954 960 1,178 881 1,147 971 1,060 1,383

Beef .......................................................... 309 192 259 253 236 322 289 291 341

Pork .......................................................... 234 240 180 230 208 231 179 213 257

Other meats .............................................. 191 95 116 121 121 157 154 166 235

Poultry ...................................................... 233 165 217 241 169 237 174 201 268

Fish and seafood ...................................... 173 209 141 258 104 141 125 130 204

Eggs ......................................................... 67 53 48 76 44 60 50 60 78

Dairy products ............................................ 593 402 275 502 401 474 454 551 711

Fresh milk and cream ............................... 223 166 146 192 179 200 172 210 256

Other dairy products ................................. 369 235 129 311 222 274 283 341 455

Fruits and vegetables ................................. 1,012 737 593 904 718 764 728 964 1,206

Fresh fruits ............................................... 366 276 191 277 243 246 258 362 444

Fresh vegetables ...................................... 310 216 174 287 229 259 229 281 367

Processed fruits ........................................ 161 119 96 137 111 106 109 155 196

Processed vegetables .............................. 175 126 132 202 134 154 132 165 199

Other food at home .................................... 1,897 1,360 1,224 1,591 1,309 1,407 1,600 1,732 2,257

Sugar and other sweets ........................... 200 162 119 131 127 134 137 192 246

Fats and oils ............................................. 149 120 70 119 93 135 137 146 172

Miscellaneous foods ................................. 1,002 764 714 834 666 731 834 881 1,205

Nonalcoholic beverages ........................... 488 305 319 468 384 394 466 466 551

Food prepared by consumer unit on

out-of-town trips ...................................... 58 110 11

138 139 113 126 46 84

See footnotes at end of table.
Table 3443. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2011-2012 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,618 1,284 1,750 1,920 1,554 1,814 2,224 2,855 5,052

Alcoholic beverages ....................................... 437 172 1165 171 66 213 181 212 701

Housing .......................................................... 21,714 12,400 10,718 11,707 12,732 14,162 16,330 17,472 28,190

Shelter .......................................................... 12,490 7,619 6,554 6,937 7,285 8,057 9,055 9,928 16,267

Owned dwellings ........................................ 8,775 2,713 1,411 1,293 1,822 3,494 4,854 6,488 13,195

Mortgage interest and charges ................. 5,130 1,958 1770 1593 956 2,133 3,047 4,215 7,537

Property taxes .......................................... 2,421 563 429 375 536 792 1,139 1,575 3,774

Maintenance, repairs, insurance, other

expenses ................................................ 1,225 1192 1211 325 331 569 668 698 1,884

Rented dwellings ........................................ 3,010 4,792 5,051 5,499 5,364 4,484 4,044 3,196 1,839

Other lodging .............................................. 705 1114 193 1145 98 79 157 244 1,233

Utilities, fuels, and public services ................ 4,725 2,885 3,090 3,274 3,392 3,844 4,351 4,499 5,468

Natural gas ................................................. 494 292 392 307 307 342 413 403 617

Electricity .................................................... 1,753 1,313 1,215 1,344 1,432 1,533 1,656 1,707 1,941

Fuel oil and other fuels ............................... 188 1103 132 113 145 159 1139 160 271

Telephone services .................................... 1,647 833 1,014 1,213 1,190 1,448 1,521 1,628 1,874

Water and other public services ................. 643 343 437 397 418 462 622 602 765

Household operations .................................. 1,864 481 347 481 714 898 938 1,087 2,824

Personal services ....................................... 977 1208 166 1197 252 472 408 472 1,552

Other household expenses ........................ 887 273 281 283 463 427 530 615 1,272

Housekeeping supplies ................................ 762 481 198 461 527 494 500 585 1,004

Laundry and cleaning supplies ................... 189 113 78 224 160 188 120 155 223

Other household products .......................... 419 290 100 215 255 255 261 299 571

Postage and stationery ............................... 154 178 121 122 112 51 120 131 210

Household furnishings and equipment ......... 1,874 934 529 553 813 869 1,486 1,373 2,626

Household textiles ...................................... 139 187 127 147 24 65 92 130 194

Furniture ..................................................... 513 230 112 114 236 227 711 287 702

Floor coverings ........................................... 20 2 ( ) 110 11

131312 9 34

Major appliances ........................................ 263 134 1119 99 121 125 122 283 348

Small appliances, miscellaneous

housewares .............................................. 99 144 149 32 60 46 63 54 144

Miscellaneous household equipment ......... 840 440 212 260 370 404 497 609 1,204

Apparel and services ...................................... 2,522 2,074 1,243 1,885 1,284 1,753 1,746 1,876 3,300

Men and boys ............................................... 581 368 449 316 291 430 286 408 793

Men, 16 and over ....................................... 363 1247 1178 1177 138 183 174 245 523

Boys, 2 to 15 .............................................. 219 121 270 138 153 247 112 163 270

Women and girls .......................................... 1,000 792 162 602 438 468 663 856 1,351

Women, 16 and over .................................. 718 639 169 420 207 323 455 597 999

Girls, 2 to 15 ............................................... 281 154 94 182 231 145 207 259 352

Children under 2 ........................................... 132 1222 1249 1420 117 66 132 102 125

Footwear ...................................................... 520 455 1197 1387 252 563 506 355 638

Other apparel products and services ........... 289 237 186 160 185 227 159 156 394

Transportation ................................................ 11,846 4,176 3,823 4,381 5,934 7,323 8,384 10,392 15,767

Vehicle purchases (net outlay) ..................... 4,306 11,287 1524 1755 1,653 2,281 2,276 3,529 6,170

Cars and trucks, new .................................. 1,921 3 ( ) 3 ( ) 3 ( ) 1296 1682 1865 926 3,171

Cars and trucks, used ................................ 2,286 11,287 1524 732 1,341 1,446 1,409 2,586 2,843

Other vehicles ............................................ 99 3 ( ) 3 ( ) 123 116 1152 13

117 157

Gasoline and motor oil ................................. 3,755 1,720 2,006 2,101 2,605 2,848 3,159 3,618 4,513

Other vehicle expenses ................................ 3,068 868 1,002 1,272 1,506 1,992 2,580 2,889 3,955

Vehicle finance charges ............................. 354 164 148 109 108 203 233 305 496

Maintenance and repairs ............................ 980 363 523 394 501 590 832 877 1,266

Vehicle insurance ....................................... 1,147 1237 1289 1547 1693 1750 11,148 1,315 1,368

Vehicle rental, leases, licenses, and other

charges ..................................................... 587 204 142 222 205 449 367 392 825

Public and other transportation .................... 716 301 1291 253 169 202 368 355 1,128

Health care ..................................................... 3,595 1,089 812 981 1,438 2,068 2,533 3,217 4,890

Health insurance .......................................... 2,133 791 1376 518 670 1,240 1,579 1,950 2,899

Medical services ........................................... 867 151 1124 166 477 530 490 704 1,209

Drugs ............................................................ 460 121 293 265 234 243 367 455 588

Medical supplies ........................................... 135 127 119 131 57 56 98 108 193

Entertainment ................................................. 3,546 1,045 1,055 1,121 1,759 1,551 1,993 2,916 5,017

Fees and admissions ................................... 1,022 158 90 171 256 224 455 536 1,664

Audio and visual equipment and services .... 1,237 637 679 626 836 887 940 1,101 1,548

Pets, toys, hobbies, and playground

equipment ................................................... 770 215 1152 243 380 319 461 854 1,025

Other entertainment supplies, equipment,

and services ............................................... 516 135 1133 180 287 121 136 424 780

See footnotes at end of table.
Table 3443. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2011-2012 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Personal care products and services ............. 807 341 355 241 478 403 469 754 1,081

Reading .......................................................... 110 122 126 25 30 35 58 84 166

Education ....................................................... 1,947 170 887 237 339 401 761 765 3,279

Tobacco products and smoking supplies ....... 368 492 1392 597 390 417 436 458 294

Miscellaneous ................................................. 853 304 1176 253 348 338 690 844 1,145

Cash contributions .......................................... 1,551 349 528 365 561 590 750 1,029 2,346

Personal insurance and pensions .................. 8,230 350 603 970 1,664 2,732 3,667 5,036 13,122

Life and other personal insurance ................ 411 175 157 197 106 114 151 235 660

Pensions and Social Security ....................... 7,818 275 546 874 1,558 2,617 3,516 4,801 12,462

Sources of income and personal taxes:

Money income before taxes ........................... $89,130 $4,847 $12,913 $17,529 $25,344 $35,052 $45,001 $59,503 $136,894

Wages and salaries ...................................... 80,190 3,203 6,413 11,165 18,131 28,782 38,894 52,678 125,421

Self-employment income .............................. 3,876 1-2,381 151 1-161 291 1,801 1,764 1,913 6,494

Social Security, private and government

retirement ................................................... 2,346 1453 11,482 2,424 2,727 1,426 2,426 2,583 2,505

Interest, dividends, rental income, other

property income .......................................... 606 14

14198 1225 51 147 99 1,085

Unemployment and workers’

compensation, veterans’ benefits ............... 814 1320 1577 1612 726 970 934 1,237 694

Public assistance, supplemental security

income, food stamps .................................. 674 1,797 3,301 2,614 2,474 1,363 528 383 118

Regular contributions for support ................. 442 668 1698 1532 395 483 253 405 455

Other income ................................................ 182 1782 1385 1245 376 1176 155 206 121

Personal taxes (missing values not imputed) 2,327 -720 -916 -1,330 -1,428 -1,135 -721 33 5,245

Federal income taxes ................................... 1,505 -730 -961 -1,284 -1,401 -1,269 -897 -277 3,777

State and local income taxes ....................... 695 -7 15 -55 -50 83 116 235 1,267

Other taxes ................................................... 127 117 140 19 23 51 60 74 201

Income after taxes .......................................... 86,803 5,567 13,828 18,859 26,772 36,187 45,723 59,470 131,649

Addenda:

Net change in total assets and liabilities ........ - $9,296 $8,815 - $523 $2,592 - $2,350 - $1,959 - $5,061 - $6,072 - $15,468

Net change in total assets ............................ 5,191 17,160 1-1,356 3,182 -125 1,944 1,979 1,506 8,487

Net change in total liabilities ......................... 14,487 -1,655 -833 590 2,225 3,903 7,040 7,578 23,955

Other financial information:

Other money receipts ................................... 324 195 11

142 147 1117 1150 454 431

Mortgage principal paid on owned property -2,935 -1,649 1-527 1-374 -473 -1,076 -1,555 -1,931 -4,495

Estimated market value of owned home ...... 189,450 68,123 139,335 35,888 39,493 70,880 94,445 119,561 292,446

Estimated monthly rental value of owned

home .......................................................... 1,053 466 1259 270 299 480 665 775 1,530

Gifts of goods and services, total ................... 873 501 702 320 243 274 288 372 1,389

Food ............................................................. 77 187 118 11 29 115 35 14 127

Alcoholic beverages ..................................... 12 14

3 ( ) 3 ( ) 11131313 22

Housing ........................................................ 163 194 155 174 59 60 45 101 249

Housekeeping supplies .............................. 33 110 17

17110 16112 24 51

Household textiles ...................................... 8 3 ( ) 3 ( ) 127 11

151319 9

Appliances and miscellaneous

housewares .............................................. 13 11

3 ( ) 1118121614 21

Major appliances ...................................... 4 3 ( ) 3 ( ) 3 ( ) 17

113 ( ) 12 6

Small appliances and miscellaneous

housewares ............................................ 8 11

3 ( ) 1111111612 15

Miscellaneous household equipment ......... 40 3 ( ) 120 13

1319112 35 64

Other housing ............................................. 69 183 129 136 137 139 111 130 104

Apparel and services .................................... 173 1281 1341 1164 163 154 76 70 228

Males, 2 and over ....................................... 40 160 1160 159 110 145 127 20 46

Females, 2 and over ................................... 62 1172 15

171 128 133 135 41 78

Children under 2 ......................................... 19 142 1148 15

17118 110 15 21

Other apparel products and services ......... 51 17

128 129 118 159 1314 83

Jewelry and watches ................................ 19 13

2 ( ) 1214111311 36

All other apparel products and services ... 32 14

128 128 114 158 3 ( ) 13 47

See footnotes at end of table.
Table 3443. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2011-2012 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Transportation .............................................. 70 132 3 ( )

114 15 8 12 29 120

Health care ................................................... 19 3 ( ) 1207 121 110 2 ( ) 13

11 25

Entertainment ............................................... 78 3 ( ) 180 133 155 18

118 121 128

Toys, games, arts and crafts, and tricycles 35 3 ( ) 119 120 144 16

17111 54

Other entertainment ................................... 43 3 ( ) 162 114 112 12

110 110 75

Personal care products and services ........... 16 3 ( ) 3 ( ) 13

131112 14 26

Reading ........................................................ 1 3 ( ) 3 ( ) 3 ( ) 11

113 ( ) 2 ( ) 11

Education ..................................................... 219 3 ( ) 3 ( ) 3 ( ) 13

119 172 163 395

All other gifts ................................................. 47 13

3 ( ) 110 1414123 55 69

1 Data are likely to have large sampling errors.

2 Value is less than or equal to 0.5.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013