Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2013-2014

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 24,029 931 809 1,109 864 1,859 2,047 1,875 3,276 11,258

Consumer unit characteristics:

Income before taxes ....................................... $83,274 $1,930 $7,991 $12,901 $17,627 $25,116 $34,756 $44,741 $59,300 $139,202

Income after taxes .......................................... 71,149 2,124 8,436 13,567 18,591 25,953 33,923 41,855 54,233 115,103

Age of reference person ................................. 49.7 49.5 50.0 50.2 49.8 49.9 49.8 49.7 49.7 49.6

Average number in consumer unit:

People .......................................................... 2.7 1.9 1.9 1.9 2.0 2.3 2.4 2.6 2.7 3.1

Children under 18 ......................................... .6 .4 .4 .3 .5 .6 .5 .5 .5 .8

Adults 65 and older ...................................... .1 1 ( ) 1 ( ) 1 ( ) 2.1 .1 .1 .1 1 ( ) 1 ( )

Earners ......................................................... 1.7 .5 .5 .6 .8 1.2 1.4 1.6 1.8 2.1

Vehicles ........................................................ 2.2 .9 .9 1.0 1.1 1.4 1.6 1.9 2.3 2.9

Percent distribution:

Reference person:

Men .............................................................. 48 38 34 38 41 44 41 47 52 53

Women ......................................................... 52 62 66 62 59 56 59 53 48 47

Housing tenure:

Homeowner .................................................. 69 35 34 36 39 47 54 60 73 87

With mortgage ............................................ 51 17 14 19 19 22 34 40 53 70

Without mortgage ....................................... 19 18 20 17 20 25 20 21 20 17

Renter ........................................................... 31 65 66 64 61 53 46 40 27 13

Race of reference person:

Black or African-American ............................ 15 32 32 24 16 24 18 20 13 8

White, Asian, and all other races .................. 85 68 68 76 84 76 82 80 87 92

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 13 16 17 13 20 18 18 18 15 8

Not Hispanic or Latino .................................. 87 84 83 87 80 82 82 82 85 92

Education of reference person:

Elementary (1-8) ........................................... 5 10 8 11 9 8 7 6 5 2

High school (9-12) ........................................ 32 51 53 48 49 43 42 39 36 20

College ......................................................... 63 38 38 40 41 49 50 55 59 78

Never attended and other ............................. 1 ( ) 1 1 ( ) 1 1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 60 60 64 73 85 91 92 95 97

Average annual expenditures ........................... $63,008 $25,224 $20,786 $21,999 $27,215 $30,297 $36,879 $42,180 $51,140 $92,676

Food ............................................................... 7,972 4,172 3,535 3,155 4,743 4,746 5,091 5,726 6,478 11,036

Food at home ............................................... 4,673 2,974 2,717 2,401 3,430 3,307 3,212 3,725 3,933 6,062

Cereals and bakery products ..................... 631 388 356 289 484 431 425 485 544 824

Cereals and cereal products .................... 212 130 138 110 202 151 141 174 181 271

Bakery products ....................................... 418 258 218 179 283 281 284 311 363 553

Meats, poultry, fish, and eggs .................... 1,063 774 767 569 815 764 737 860 957 1,335

Beef .......................................................... 272 189 143 146 156 187 196 224 257 344

Pork .......................................................... 208 149 148 111 187 147 139 169 189 261

Other meats .............................................. 153 114 81 67 96 84 109 107 161 195

Poultry ...................................................... 207 193 231 126 142 194 150 167 169 251

Fish and seafood ...................................... 158 76 136 77 170 95 92 141 119 209

Eggs ......................................................... 65 54 29 42 64 57 51 51 61 76

Dairy products ............................................ 479 303 251 261 355 344 310 395 405 621

Fresh milk and cream ............................... 166 110 75 117 147 126 125 161 137 204

Other dairy products ................................. 313 193 175 144 208 218 185 234 268 417

Fruits and vegetables ................................. 853 504 470 442 639 651 607 609 683 1,121

Fresh fruits ............................................... 304 150 115 150 234 213 208 218 221 417

Fresh vegetables ...................................... 276 164 207 127 188 213 217 187 237 355

Processed fruits ........................................ 123 87 53 81 86 100 81 91 104 158

Processed vegetables .............................. 149 103 96 84 132 125 101 113 120 190

Other food at home .................................... 1,648 1,005 873 841 1,137 1,118 1,134 1,377 1,344 2,161

Sugar and other sweets ........................... 168 66 105 86 141 109 121 132 133 223

Fats and oils ............................................. 136 127 69 76 136 87 87 112 106 175

Miscellaneous foods ................................. 835 499 377 388 506 607 566 660 683 1,109

Nonalcoholic beverages ........................... 457 307 307 277 341 301 335 442 393 568

Food prepared by consumer unit on

out-of-town trips ...................................... 52 27

216 213 213 214 25 31 29 87

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,299 1,198 818 754 1,312 1,439 1,879 2,001 2,546 4,974

Alcoholic beverages ....................................... 552 271 185 131 192 180 274 312 403 853

Housing .......................................................... 19,871 10,679 8,724 9,516 10,674 11,385 13,286 14,830 16,694 27,482

Shelter .......................................................... 11,788 6,412 5,450 5,719 6,342 6,546 7,787 8,616 9,795 16,406

Owned dwellings ........................................ 7,824 2,204 1,469 1,731 1,690 2,299 3,212 4,123 6,205 12,654

Mortgage interest and charges ................. 4,146 1,112 658 807 848 958 1,638 2,209 3,318 6,776

Property taxes .......................................... 2,400 678 430 557 496 856 954 1,106 1,968 3,870

Maintenance, repairs, insurance, other

expenses ................................................ 1,278 415 380 366 346 485 619 808 920 2,008

Rented dwellings ........................................ 3,039 4,024 3,880 3,920 4,591 4,102 4,347 4,211 3,103 2,064

Other lodging .............................................. 926 2184 2101 268 261 145 228 282 487 1,688

Utilities, fuels, and public services ................ 4,457 2,797 2,248 2,438 2,747 3,313 3,558 3,941 4,265 5,577

Natural gas ................................................. 473 201 189 218 285 317 346 401 409 635

Electricity .................................................... 1,641 1,312 1,089 1,076 1,194 1,361 1,483 1,556 1,586 1,903

Fuel oil and other fuels ............................... 171 241 215 243 273 148 85 109 138 253

Telephone services .................................... 1,581 868 683 783 851 1,082 1,179 1,429 1,576 2,022

Residential phone service, VOIP, and

phone cards ............................................ 393 292 246 204 226 304 290 370 386 482

Cellular phone service .............................. 1,188 576 437 579 626 778 889 1,059 1,190 1,540

Water and other public services ................. 590 374 272 317 343 406 465 447 556 763

Household operations .................................. 1,048 522 281 475 436 487 504 661 719 1,599

Personal services ....................................... 168 266 221 2160 255 285 257 249 256 283

Other household expenses ........................ 880 456 260 314 381 402 447 612 663 1,316

Housekeeping supplies ................................ 742 304 308 379 458 379 479 486 573 1,052

Laundry and cleaning supplies ................... 180 92 111 114 156 115 139 159 156 225

Other household products .......................... 431 152 176 172 237 208 244 247 320 637

Postage and stationery ............................... 132 259 221 93 65 56 95 80 97 189

Household furnishings and equipment ......... 1,836 644 437 506 691 658 958 1,125 1,340 2,848

Household textiles ...................................... 114 224 243 233 235 50 61 85 78 173

Furniture ..................................................... 422 136 77 57 57 130 174 187 277 710

Floor coverings ........................................... 19 24

2122212228 9 8 34

Major appliances ........................................ 271 244 87 75 113 91 155 211 219 394

Small appliances, miscellaneous

housewares .............................................. 125 230 225 53 98 41 122 80 100 176

Miscellaneous household equipment ......... 885 206 203 286 387 344 438 553 658 1,362

Apparel and services ...................................... 2,038 905 370 519 1,590 861 1,058 1,389 1,446 3,035

Men and boys ............................................... 525 322 110 124 192 193 287 286 317 826

Men, 16 and over ....................................... 406 262 274 274 2137 149 214 194 255 643

Boys, 2 to 15 .............................................. 119 260 236 50 54 45 73 92 62 182

Women and girls .......................................... 714 183 61 183 846 335 446 549 540 1,012

Women, 16 and over .................................. 577 292 53 151 627 286 380 416 428 828

Girls, 2 to 15 ............................................... 137 291 28

233 219 49 65 133 111 184

Children under 2 ........................................... 47 235 228 220 228 266 232 216 249 57

Footwear ...................................................... 436 2238 261 264 388 131 184 380 386 621

Other apparel products and services ........... 317 126 110 127 136 135 108 157 155 519

Transportation ................................................ 11,002 3,803 3,772 3,986 3,886 5,401 7,004 7,820 9,632 15,863

Vehicle purchases (net outlay) ..................... 4,040 2910 21,786 21,580 2642 1,359 2,655 2,368 2,970 6,248

Cars and trucks, new .................................. 2,075 3 ( ) 2374 21,005 2190 2437 21,253 21,145 1,339 3,409

Cars and trucks, used ................................ 1,903 910 1,412 2575 2452 923 1,403 1,209 1,572 2,726

Other vehicles ............................................ 62 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 214 258 113

Gasoline and motor oil ................................. 3,069 1,340 1,235 1,365 1,611 2,006 2,302 2,630 3,091 4,005

Other vehicle expenses ................................ 3,225 1,232 585 912 1,361 1,837 1,755 2,427 3,170 4,527

Vehicle finance charges ............................. 254 271 231 51 83 87 192 230 246 364

Maintenance and repairs ............................ 1,032 387 270 286 315 652 555 771 1,006 1,461

Vehicle insurance ....................................... 1,307 2396 2195 2443 2798 2853 721 1,066 1,536 1,680

Vehicle rental, leases, licenses, and other

charges ..................................................... 632 378 88 132 166 245 287 360 383 1,023

Public and other transportation .................... 667 321 166 130 272 199 290 394 400 1,083

Healthcare ...................................................... 4,108 1,774 965 1,523 1,442 2,149 2,564 3,243 3,705 5,852

Health insurance .......................................... 2,548 817 515 819 869 1,267 1,637 2,220 2,428 3,604

Medical services ........................................... 903 559 157 255 158 458 454 527 720 1,378

Drugs ............................................................ 500 340 243 404 338 355 396 405 441 630

Medical supplies ........................................... 156 257 250 44 77 68 76 90 116 240

Entertainment ................................................. 3,126 1,195 1,341 1,034 1,272 1,343 1,511 1,753 2,379 4,792

Fees and admissions ................................... 766 160 31 143 111 153 211 235 354 1,388

Audio and visual equipment and services .... 1,109 663 536 567 631 724 834 979 1,045 1,429

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 716 323 718 267 477 380 370 444 557 1,022

Pets ............................................................ 593 282 169 199 441 321 287 405 466 858

Toys, hobbies, and playground equipment 123 241 2549 268 236 259 283 239 91 164

Other entertainment supplies, equipment,

and services ............................................... 535 249 256 257 252 85 95 95 422 953

Personal care products and services ............. 757 231 240 305 360 348 440 501 575 1,124

Reading .......................................................... 90 220 213 23 27 27 37 41 64 149

Education ....................................................... 2,139 440 2181 266 481 326 658 554 1,349 3,792

Tobacco products and smoking supplies ....... 428 443 409 415 470 419 500 507 463 391

Miscellaneous ................................................. 867 616 266 154 434 506 728 544 1,067 1,112

Cash contributions .......................................... 2,040 485 467 429 678 777 749 952 1,297 3,385

Personal insurance and pensions .................. 8,018 191 319 544 965 1,829 2,979 4,006 5,588 13,810

Life and other personal insurance ................ 393 292 244 74 75 123 139 177 250 667

Pensions and Social Security ....................... 7,626 99 275 471 891 1,707 2,840 3,829 5,338 13,143

Sources of income and personal taxes:

Money income before taxes ........................... $83,274 $1,930 $7,991 $12,901 $17,627 $25,116 $34,756 $44,741 $59,300 $139,202

Wages and salaries ...................................... 72,297 881 2,676 4,977 9,064 18,442 29,236 39,092 52,695 122,648

Self-employment income .............................. 6,093 2-790 2283 2388 1,043 986 1,410 2,600 3,303 11,119

Social Security, private and government

retirement ................................................... 2,195 339 1,707 3,904 4,569 2,892 2,437 1,862 2,087 1,960

Interest, dividends, rental income, other

property income .......................................... 1,118 242 234 297 2174 121 183 127 250 2,210

Public assistance, supplemental security

income, food stamps .................................. 621 1,075 2,431 2,255 1,814 1,534 704 476 310 149

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 733 294 2504 657 600 762 595 508 502 946

Other income ................................................ 218 2289 2356 621 2363 380 2191 276 154 171

Personal taxes (contains some imputed

values) .......................................................... 12,125 -194 -445 -666 -964 -837 833 2,886 5,067 24,099

Federal income taxes ................................... 9,516 -116 -388 -609 -1,039 -1,037 263 1,831 3,757 19,213

State and local income taxes ....................... 2,535 -91 -64 -64 47 183 488 868 1,265 4,794

Other taxes ................................................... 74 212 27

27229 217 282 2187 45 92

Income after taxes .......................................... 71,149 2,124 8,436 13,567 18,591 25,953 33,923 41,855 54,233 115,103

Addenda:

Net change in total assets and liabilities ........ $11,076 $3,409 - $5,097 - $238 $2,729 - $737 - $3,744 - $2,116 $4,758 $23,307

Net change in total assets ............................ 20,763 6,658 -1,779 1,112 4,680 3,512 1,612 3,400 12,827 38,251

Net change in total liabilities ......................... 9,687 3,249 3,318 1,349 1,951 4,248 5,356 5,516 8,069 14,944

Other financial information:

Other money receipts ................................... 958 218 2553 2299 2235 2196 2447 2830 151 1,661

Mortgage principal paid on owned property -2,842 -728 -414 -532 -631 -725 -1,282 -1,269 -1,899 -4,758

Estimated market value of owned home ...... 187,067 57,589 41,462 40,848 49,772 65,659 80,327 95,971 147,263 299,394

Estimated monthly rental value of owned

home .......................................................... 1,043 358 298 310 359 464 532 641 889 1,578

Gifts of goods and services, total ................... 1,686 686 201 393 470 521 1,125 539 992 2,773

Food ............................................................. 114 34 222 26 35 43 107 51 73 176

Alcoholic beverages ..................................... 17 3 ( ) 250 1 ( ) 3 ( ) 1 ( ) 24

21 23 26

Housing ........................................................ 280 164 239 206 141 106 116 118 167 440

Housekeeping supplies .............................. 26 221 21

24223 2928210 23 40

Household textiles ...................................... 5 3 ( ) 3 ( ) 29

3 ( ) 217 212721 6

Appliances and miscellaneous

housewares .............................................. 23 1 ( ) 3 ( ) 21

2627212 231 24 38

Major appliances ...................................... 6 1 ( ) 3 ( ) 1 ( ) 26

231 ( ) 211 ( ) 11

Small appliances and miscellaneous

housewares ............................................ 17 3 ( ) 3 ( ) 21

2124212 230 24 26

Miscellaneous household equipment ......... 60 217 1 ( ) 228 251 29

231 40 46 90

Other housing ............................................. 166 125 238 2163 260 64 64 230 94 266

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Apparel and services .................................... 231 2123 242 276 181 129 142 107 152 344

Males, 2 and over ....................................... 64 233 210 223 268 212 53 30 38 97

Females, 2 and over ................................... 74 24

23220 239 31 41 30 28 125

Children under 2 ......................................... 29 235 228 3 ( ) 228 234 29

23230 38

Other apparel products and services ......... 64 251 21

233 247 252 239 244 256 84

Jewelry and watches ................................ 24 227 21

283 ( ) 219 215 22211 39

All other apparel products and services ... 40 224 3 ( ) 225 247 233 224 243 245 46

Transportation .............................................. 172 20 20 8 39 14 275 89 87 268

Healthcare .................................................... 34 212 23

239 1 ( ) 25211 223 225 53

Entertainment ............................................... 97 218 26

215 242 250 247 29 88 152

Toys, games, arts and crafts, and tricycles 26 28

1 ( ) 28225 25223 216 230 34

Other entertainment ................................... 72 211 26

28217 46 23 14 58 118

Personal care products and services ........... 18 214 25

22215 29224 27 10 25

Reading ........................................................ 3 3 ( ) 3 ( ) 3 ( ) 3 ( ) 22

1 ( ) 2222 6

Education ..................................................... 654 2293 24

239 217 2149 374 273 319 1,168

All other gifts ................................................. 67 29

211 2221 12 24 38 47 115

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015