Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022

Item

Total

three

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

Number of consumer units (in thousands)1......................... 19,189 871 1,594 1,239 1,247 2,382 3,586 3,757 4,511 

Consumer unit characteristics:

 Income before taxes ......................................................... $113,041 $7,290 $22,751 $34,996 $45,042 $59,952 $84,696 $121,552 $249,114 

 Income after taxes ............................................................ 100,635 12,882 29,263 40,867 48,498 61,011 81,617 111,078 200,999 

 Age of reference person ................................................... 48.1 43.0 48.0 46.8 46.9 49.4 48.0 48.5 49.1 

 Average number in consumer unit:

 People ........................................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

 Children under 18.......................................................... .7 1.2 1.0 .9 .7 .6 .6 .5 .5 

 Adults 65 and older ....................................................... .3 .2 .3 .4 .4 .4 .3 .3 .2 

 Earners .......................................................................... 1.8 .8 1.0 1.2 1.5 1.7 1.9 2.1 2.2 

 Vehicles ......................................................................... 2.2 1.1 1.4 1.7 1.8 1.9 2.3 2.6 2.8 

Percent distribution:

 Reference person:

 Men................................................................................ 45 24 27 30 36 47 46 52 55 

 Women .......................................................................... 55 76 73 70 64 53 54 48 45 

 Housing tenure:

 Homeowner ................................................................... 69 36 40 46 51 61 72 82 89 

 With mortgage............................................................ 48 19 19 24 24 39 47 62 69 

 Without mortgage....................................................... 22 17 21 22 27 22 25 20 20 

 Renter............................................................................ 31 64 60 54 49 39 28 18 11 

 Race of reference person:

 Black or African-American............................................. 16 29 23 20 26 16 18 13 8 

 White, Asian, and all other races, not including

 Black or African-American ......................................... 84 71 77 80 74 84 82 87 92 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.......................................................... 17 26 28 26 19 23 18 11 9 

 Not Hispanic or Latino................................................... 83 74 72 74 81 77 82 89 91 

 Education of reference person:

 Elementary (1-8)............................................................ 2 2 8 4 2 4 2 1 1 

 High school (9-12)......................................................... 29 52 54 51 42 40 30 18 9 

 College .......................................................................... 68 46 38 45 55 55 68 81 90 

 Never attended and other ............................................. ( 2 ) ( 2 ) 1 1 1 ( 2 ) ( 3 ) ( 3 ) ( 2 ) 

 At least one vehicle owned or leased............................... 93 72 78 90 95 90 96 98 97 

Average annual expenditures.............................................. $82,810 $36,673 $38,363 $47,022 $54,420 $59,896 $69,614 $88,262 $143,034 

 Food.................................................................................. 10,547 7,512 6,130 7,208 8,062 8,471 9,260 11,517 15,542 

 Food at home ................................................................ 6,529 5,713 4,592 4,972 5,153 5,672 6,124 6,903 8,640 

 Cereals and bakery products ..................................... 818 764 598 645 632 694 730 859 1,107 

 Cereals and cereal products................................... 259 320 170 226 233 223 226 263 332 

 Bakery products ...................................................... 560 444 428 418 400 471 504 595 775 

 Meats, poultry, fish, and eggs .................................... 1,421 1,489 1,137 1,057 1,224 1,378 1,383 1,402 1,730 

 Beef......................................................................... 391 420 319 280 358 340 430 374 467 

 Pork......................................................................... 288 254 206 219 257 406 256 263 327 

 Other meats ............................................................ 185 203 140 135 132 173 181 174 247 

 Poultry ..................................................................... 256 308 217 173 254 209 215 288 310 

 Fish and seafood .................................................... 207 212 151 163 130 168 215 209 275 

 Eggs ........................................................................ 93 92 104 88 93 82 86 94 103 

 Dairy products ............................................................ 603 464 392 459 547 513 521 666 814 

 Fresh milk and cream ............................................. 194 151 146 178 221 171 172 196 239 

 Other dairy products ............................................... 410 313 246 281 326 342 349 469 575 

 Fruits and vegetables................................................. 1,240 1,006 813 1,044 999 1,088 1,132 1,343 1,630 

 Fresh fruits .............................................................. 459 324 285 405 405 396 402 479 634 

 Fresh vegetables .................................................... 394 344 254 355 286 349 352 419 527 

 Processed fruits ...................................................... 156 98 117 119 132 147 143 182 189 

 Processed vegetables............................................. 231 239 158 166 176 195 235 263 280 

 Other food at home .................................................... 2,447 1,990 1,651 1,768 1,751 1,998 2,358 2,634 3,360 

 Sugar and other sweets.......................................... 224 146 130 125 212 207 192 235 326 

 Fats and oils............................................................ 159 155 124 127 124 153 132 172 200 

 Miscellaneous foods ............................................... 1,321 1,073 789 929 856 993 1,373 1,412 1,870 

See footnotes at end of table.
Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

three

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

 Nonalcoholic beverages ......................................... 648 569 573 570 483 572 579 717 795 

 Food prepared by consumer unit on out of town

 trips ...................................................................... 95 447 434 417 476 73 83 99 170 

 Food away from home................................................... 4,018 1,799 1,539 2,236 2,908 2,799 3,136 4,614 6,902 

 Alcoholic beverages ......................................................... 707 222 128 247 241 405 541 814 1,459 

 Housing............................................................................. 26,778 15,671 16,039 18,002 19,119 21,049 23,526 27,704 42,084 

 Shelter ........................................................................... 15,291 9,255 8,862 9,984 10,966 12,158 13,209 15,257 24,721 

 Owned dwellings ........................................................ 9,427 2,522 2,370 3,649 4,379 5,772 7,706 11,115 18,132 

 Mortgage interest and charges ............................... 3,697 1,093 1,006 1,471 1,405 2,286 2,967 4,593 6,976 

 Property taxes......................................................... 2,952 819 685 1,113 1,371 1,638 2,499 3,285 5,886 

 Maintenance, repairs, insurance, and other

 expenses.............................................................. 2,778 610 679 1,065 1,602 1,847 2,240 3,237 5,270 

 Rented dwellings........................................................ 4,519 6,376 6,327 6,120 6,197 5,820 4,531 3,090 3,109 

 Other lodging.............................................................. 1,345 4357 4165 216 390 566 972 1,053 3,480 

 Utilities, fuels, and public services ................................ 5,233 3,550 3,887 4,263 4,284 4,642 5,277 5,548 6,578 

 Natural gas ................................................................. 567 348 398 383 458 470 567 605 771 

 Electricity .................................................................... 1,866 1,548 1,709 1,657 1,603 1,768 1,859 1,938 2,110 

 Fuel oil and other fuels............................................... 180 468 459 4145 477 129 151 190 324 

 Telephone services .................................................... 1,790 1,038 1,153 1,484 1,467 1,628 1,900 1,932 2,216 

 Residential phone service, VOIP, and phone

 cards .................................................................... 157 479 130 88 103 135 179 162 206 

 Cellular phone service ............................................ 1,633 959 1,023 1,396 1,364 1,493 1,722 1,769 2,010 

 Water and other public services................................. 830 547 570 593 679 648 800 884 1,158 

 Household operations ................................................... 2,241 1,042 779 1,154 1,416 1,311 1,987 2,359 4,113 

 Personal services....................................................... 763 4318 4119 4177 4486 281 742 889 1,479 

 Other household expenses ........................................ 1,478 724 660 977 929 1,030 1,245 1,470 2,633 

 Housekeeping supplies ................................................. 929 479 959 790 722 682 786 1,001 1,296 

 Laundry and cleaning supplies .................................. 216 220 249 212 198 218 227 228 194 

 Other household products.......................................... 601 220 654 487 447 399 457 641 924 

 Postage and stationery .............................................. 112 438 55 91 77 66 102 132 178 

 Household furnishings and equipment.......................... 3,083 1,345 1,552 1,811 1,732 2,255 2,267 3,538 5,375 

 Household textiles...................................................... 154 77 79 122 115 75 71 204 276 

 Furniture ..................................................................... 806 386 306 489 437 623 511 945 1,469 

 Floor coverings........................................................... 48 415 418 410 418 34 34 43 107 

 Major appliances ........................................................ 536 193 299 334 299 394 439 576 928 

 Small appliances and miscellaneous

 housewares............................................................. 148 88 123 88 105 119 129 146 229 

 Miscellaneous household equipment......................... 1,391 585 727 767 759 1,010 1,083 1,623 2,366 

 Apparel and services ........................................................ 2,149 1,760 1,008 1,165 1,851 1,505 1,693 2,230 3,589 

 Men and boys ................................................................ 454 565 212 253 329 315 446 516 640 

 Men, 16 and over ....................................................... 353 4328 4128 4207 187 234 373 334 595 

 Boys, 2 to 15 .............................................................. 101 4237 484 446 4142 81 73 182 45 

 Women and girls ........................................................... 761 581 408 483 602 530 540 919 1,191 

 Women, 16 and over.................................................. 649 444 232 364 516 412 462 839 1,052 

 Girls, 2 to 15............................................................... 111 4137 4176 4118 486 118 78 80 139 

 Children under 2............................................................ 135 4102 487 495 4108 4135 195 157 114 

 Footwear........................................................................ 392 348 4123 4161 559 389 310 391 562 

 Other apparel products and services ............................ 407 164 177 173 253 137 202 248 1,082 

 Transportation................................................................... 14,801 5,197 7,737 9,438 12,529 12,097 13,320 16,037 22,830 

 Vehicle purchases (net outlay)...................................... 6,227 41,114 3,127 3,307 6,335 5,346 4,842 6,692 10,262 

 Cars and trucks, new ................................................. 3,065 ( 3 ) 41,099 4455 43,181 42,430 41,215 3,991 6,070 

 Cars and trucks, used ................................................ 3,081 1,114 2,028 2,852 3,132 2,890 3,350 2,609 4,163 

 Other vehicles ............................................................ 81 ( 3 ) ( 3 ) ( 3 ) 422 426 4277 493 428 

 Gasoline, other fuels, and motor oil .............................. 3,296 1,799 2,092 2,548 2,638 2,907 3,375 3,831 4,096 

 Other vehicle expenses................................................. 4,518 2,001 2,208 3,310 3,353 3,394 4,465 5,013 6,698 

 Vehicle finance charges ............................................. 377 100 167 227 266 240 393 441 583 

 Maintenance and repairs ........................................... 1,236 542 490 1,051 858 896 1,241 1,448 1,788 

 Vehicle rental, leases, licenses, and other

 charges ................................................................... 965 299 383 364 524 557 829 990 1,887 

 Vehicle insurance....................................................... 1,940 1,060 1,167 1,668 1,706 1,701 2,002 2,133 2,440 

 Public and other transportation ..................................... 760 284 311 273 203 449 638 501 1,774 

 Healthcare ........................................................................ 6,526 2,212 2,713 3,717 4,197 5,456 6,249 7,592 10,022 

 Health insurance ........................................................... 4,490 1,439 1,892 2,558 3,063 3,893 4,357 5,328 6,645 

 Medical services............................................................ 1,252 317 324 483 662 774 1,167 1,400 2,332 

 Drugs ............................................................................. 565 368 421 378 353 632 534 613 717 

 Medical supplies ............................................................ 218 488 76 297 119 158 190 251 327 

See footnotes at end of table.
Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

three

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

 Entertainment ................................................................... 3,918 1,392 1,242 2,104 2,154 2,268 2,993 4,176 7,713 

 Fees and admissions .................................................... 927 199 124 169 555 275 533 782 2,431 

 Audio and visual equipment and services..................... 1,158 677 650 876 885 960 1,131 1,296 1,598 

 Pets, toys, hobbies, and playground equipment........... 1,041 432 392 602 496 755 860 1,233 1,791 

 Pets ............................................................................ 797 186 316 458 387 604 647 907 1,422 

 Toys, hobbies, and playground equipment................ 243 4246 476 4144 4110 151 213 325 369 

 Other entertainment supplies, equipment, and

 services ...................................................................... 792 84 75 457 218 277 468 865 1,892 

 Personal care products and services ............................... 981 480 484 746 651 701 994 1,072 1,471 

 Reading ............................................................................ 113 425 437 4126 438 80 83 92 231 

 Education.......................................................................... 1,875 379 226 345 557 643 900 1,537 5,234 

 Tobacco products and smoking supplies ......................... 434 579 625 476 350 458 486 452 278 

 Miscellaneous ................................................................... 1,086 454 292 526 546 792 965 1,407 1,771 

 Cash contributions............................................................ 2,142 331 422 589 719 1,129 1,121 1,946 5,430 

 Personal insurance and pensions .................................... 10,754 459 1,280 2,332 3,405 4,842 7,483 11,688 25,382 

 Life and other personal insurance................................. 596 4135 143 251 289 377 472 612 1,227 

 Pensions and Social Security........................................ 10,158 325 1,137 2,080 3,116 4,466 7,011 11,076 24,155 

Sources of income and personal taxes:

 Income before taxes ......................................................... $113,041 $7,290 $22,751 $34,996 $45,042 $59,952 $84,696 $121,552 $249,114 

 Wages and salaries....................................................... 94,505 3,609 12,472 23,251 33,860 46,812 70,665 104,169 213,498 

 Self-employment income............................................... 7,924 4

-1,342 4701 1,141 2,017 1,997 3,734 6,240 23,626 

 Social Security, private and government

 retirement ................................................................... 7,064 1,086 5,638 7,895 6,407 8,557 7,725 7,943 6,632 

 Interest, dividends, rental income, and other

 property income ......................................................... 1,355 4370 4132 416 4272 132 596 1,230 3,997 

 Public assistance, Supplemental Security Income,

 Supplementary Nutrition Assistance Program

 (SNAP) ....................................................................... 717 2,587 2,482 1,433 855 767 336 256 4158 

 Unemployment and workers' compensation,

 veterans' benefits, and regular contributions for

 support ....................................................................... 1,218 4544 960 997 1,438 1,549 1,384 1,493 904 

 Other income................................................................. 258 4435 4366 4264 4192 4138 255 4221 300 

 Personal taxes (contains some imputed values) ............. 12,406 -5,592 -6,512 -5,871 -3,457 -1,059 3,078 10,473 48,116 

 Federal income taxes .................................................... 10,371 -3,747 -4,589 -4,169 -2,090 -216 2,947 8,393 38,967 

 Stimulus payment (new UCC Q20202)#....................... -1,471 -1,712 -1,859 -1,722 -1,830 -1,809 -1,816 -1,467 -669 

 State and local income taxes ........................................ 3,413 -143 -95 10 447 900 1,851 3,441 9,641 

 Other taxes .................................................................... 93 410 431 410 416 466 96 106 177 

 Income after taxes ............................................................ 100,635 12,882 29,263 40,867 48,498 61,011 81,617 111,078 200,999 

Addenda:

 Net change in total assets and liabilities .......................... $6,856 -$10,890 $5,563 $11,844 $17,518 -$3,051 $1,949 -$3,682 $24,333 

 Net change in total assets............................................. 32,888 -9,501 13,444 22,322 31,313 16,546 30,538 19,513 72,928 

 Net change in total liabilities.......................................... 26,032 1,388 7,882 10,478 13,795 19,597 28,590 23,194 48,595 

 Other financial information:

 Other money receipts .................................................... 674 4419 4426 4357 4478 4181 4451 742 1,333 

 Mortgage principal paid on owned property.................. -3,576 -1,133 -811 -925 -1,003 -1,883 -2,540 -3,663 -8,109 

 Estimated market value of owned home....................... 294,637 88,638 97,490 125,884 150,462 181,035 244,912 309,525 577,478 

 Estimated monthly rental value of owned home ........... 1,495 551 568 746 874 1,047 1,315 1,656 2,630 

1

 Data are rounded to the nearest thousands.

2

 Value is too small to display.

3

 No data reported.

4

 Data are likely to have large sampling errors.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023