Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 24,570 801 1,395 3,155 2,928 4,751 3,213 2,098 2,935 3,294 

Consumer unit characteristics: 

Income before taxes ..................................... $40,574 - $6,090 $8,454 $12,634 $17,418 $24,818 $34,923 $44,989 $58,729 $122,107 

Income after taxes ........................................ 39,841 -6,607 8,317 12,648 17,347 24,649 34,751 44,476 57,903 118,343 

Age of reference person ................................ 74.9 75.3 76.6 77.8 76.8 75.6 74.6 74.0 72.9 71.6 

Average number in consumer unit:

Persons ........................................................ 1.7 1.3 1.2 1.2 1.4 1.7 1.8 2.0 2.1 2.4 

Children under 18 ........................................ .1 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 .1 .1 .1 .1 

Persons 65 and older ................................... 1.4 1.2 1.1 1.1 1.2 1.4 1.5 1.5 1.5 1.5 

Earners ........................................................ .5 2.1 .1 .1 .1 .3 .4 .6 .8 1.3 

Vehicles ....................................................... 1.6 .9 .8 .9 1.1 1.6 1.7 2.0 2.2 2.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 37 25 28 33 42 43 54 57 61 

Female ......................................................... 57 63 75 72 67 58 57 46 43 39 

Housing tenure:

Homeowner .................................................. 80 57 59 63 73 80 89 88 91 95 

With mortgage ............................................ 22 8 12 10 14 18 20 24 31 44 

Without mortgage ....................................... 58 49 47 53 59 62 68 64 60 51 

Renter .......................................................... 20 43 41 37 27 20 11 12 9 5 

Race of reference person:

Black or African-American ........................... 9 14 15 14 12 9 8 7 5 6 

White, Asian, and all other races ................. 91 86 85 86 88 91 92 93 95 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 13 17 10 6 6 4 6 5 3 

Not Hispanic or Latino .................................. 94 87 83 90 94 94 96 94 95 97 

Education of reference person:

Elementary (1-8) .......................................... 9 13 27 17 13 8 6 6 5 2 

High school (9-12) ........................................ 44 51 46 54 51 49 50 39 37 24 

College ......................................................... 46 33 25 29 36 42 43 54 58 74 

Never attended and other ............................ 3 ( ) 3 2 1 3 ( ) 3 ( ) 3 ( ) 4 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 84 65 58 66 78 87 91 94 96 97 

Average annual expenditures .......................... $37,178 $24,030 $17,486 $18,751 $23,577 $29,211 $36,724 $38,392 $49,855 $76,169 

Food ............................................................... 4,728 3,054 2,598 2,913 2,980 3,781 4,751 5,106 6,128 8,249 

Food at home ............................................... 3,084 2,354 2,121 2,241 2,149 2,678 3,025 3,329 3,908 4,608 

Cereals and bakery products ..................... 427 337 325 297 304 411 439 466 517 581 

Cereals and cereal products .................... 130 121 102 91 89 128 134 143 159 171 

Bakery products ....................................... 297 216 224 206 214 282 305 323 358 410 

Meats, poultry, fish, and eggs .................... 690 495 476 473 466 563 658 711 970 1,073 

Beef .......................................................... 199 87 96 106 121 135 179 191 382 341 

Pork .......................................................... 139 134 102 100 92 126 134 169 179 190 

Other meats ............................................. 97 61 54 75 67 96 93 98 109 146 

Poultry ...................................................... 102 82 92 89 84 88 109 105 122 127 

Fish and seafood ..................................... 113 91 96 70 72 84 104 107 128 216 

Eggs ......................................................... 40 39 36 34 31 34 38 42 49 53 

Dairy products ............................................ 331 254 262 217 227 294 315 379 419 485 

Fresh milk and cream .............................. 117 90 120 81 90 113 110 130 138 155 

Other dairy products ................................ 213 164 141 136 137 182 205 249 280 330 

Fruits and vegetables ................................. 597 496 402 386 442 515 600 601 750 928 

Fresh fruits ............................................... 207 142 128 126 146 175 206 206 265 345 

Fresh vegetables ..................................... 188 136 133 119 141 155 185 192 241 299 

Processed fruits ....................................... 102 81 61 66 81 89 115 105 127 147 

Processed vegetables .............................. 99 136 80 75 73 96 94 99 117 137 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,040 $772 $655 $868 $711 $894 $1,013 $1,171 $1,254 $1,541 

Sugar and other sweets ........................... 121 72 79 78 83 108 127 139 143 184 

Fats and oils ............................................. 89 97 61 75 70 79 86 101 100 119 

Miscellaneous foods ................................ 539 399 286 531 364 469 511 605 645 759 

Nonalcoholic beverages ........................... 248 191 222 172 182 215 253 275 284 361 

Food prepared by consumer unit on

out-of-town trips ..................................... 43 213 28 11 12 23 37 51 81 119 

Food away from home ................................. 1,643 700 477 672 830 1,103 1,726 1,777 2,220 3,640 

Alcoholic beverages ....................................... 294 2174 31 58 124 172 332 269 439 734 

Housing .......................................................... 13,105 10,251 7,802 7,953 9,755 11,018 12,504 13,098 16,280 24,361 

Shelter .......................................................... 7,100 6,130 4,542 4,517 5,245 5,791 6,532 6,898 8,720 13,668 

Owned dwellings ........................................ 4,860 3,024 2,067 2,261 3,038 3,730 4,882 4,928 6,394 10,794 

Mortgage interest and charges ................ 1,319 901 603 489 621 873 947 1,370 1,869 3,625 

Property taxes .......................................... 1,856 1,153 739 951 1,185 1,532 2,023 1,971 2,393 3,717 

Maintenance, repairs, insurance, other

expenses ................................................ 1,684 970 725 820 1,233 1,324 1,912 1,587 2,131 3,452 

Rented dwellings ........................................ 1,627 2,979 2,414 2,160 2,031 1,676 1,149 1,410 1,355 874 

Other lodging ............................................. 613 127 261 96 176 385 500 559 971 2,001 

Utilities, fuels, and public services ............... 3,342 2,469 2,130 2,299 2,808 3,187 3,473 3,598 3,947 4,934 

Natural gas ................................................. 477 347 283 319 410 494 501 516 518 694 

Electricity .................................................... 1,304 1,077 892 950 1,109 1,250 1,325 1,425 1,509 1,847 

Fuel oil and other fuels ............................... 199 281 106 127 211 199 223 182 258 260 

Telephone services .................................... 871 578 558 590 687 784 913 933 1,074 1,370 

Water and other public services ................. 490 387 291 312 392 460 511 542 588 763 

Household operations .................................. 851 843 295 397 624 659 744 747 1,058 1,989 

Personal services ....................................... 142 2399 284 272 2147 161 281 270 2137 251 

Other household expenses ........................ 709 444 210 326 477 498 663 677 922 1,737 

Housekeeping supplies ................................ 673 369 399 375 411 600 640 742 869 1,143 

Laundry and cleaning supplies .................. 138 154 147 104 93 118 139 129 169 200 

Other household products .......................... 375 144 126 168 194 371 352 434 536 641 

Postage and stationery .............................. 160 71 127 104 125 111 149 180 165 302 

Household furnishings and equipment ......... 1,138 440 435 364 667 780 1,116 1,113 1,685 2,626 

Household textiles ...................................... 99 278 81 49 68 61 65 145 154 188 

Furniture ..................................................... 219 267 126 72 153 197 178 200 313 489 

Floor coverings .......................................... 29 21 23 4 14 13 21 36 45 95 

Major appliances ........................................ 177 233 31 75 112 133 193 153 400 292 

Small appliances, miscellaneous

housewares .............................................. 92 213 36 41 60 52 71 117 131 208 

Miscellaneous household equipment ......... 522 249 159 122 261 325 587 463 642 1,354 

Apparel and services ..................................... 1,016 483 465 449 605 690 858 937 1,443 2,324 

Men and boys .............................................. 213 246 35 82 77 169 158 176 279 570 

Men, 16 and over ....................................... 189 220 226 74 71 147 143 145 251 513 

Boys, 2 to 15 .............................................. 24 225 29 8 7 22 15 30 28 57 

Women and girls .......................................... 437 208 257 209 307 253 413 410 643 909 

Women, 16 and over .................................. 405 206 249 199 285 225 363 394 601 849 

Girls, 2 to 15 ............................................... 32 22 27 210 22 28 50 17 42 61 

Children under 2 .......................................... 27 24 211 17 25 21 35 25 29 49 

Footwear ...................................................... 186 2150 299 62 114 146 141 181 318 358 

Other apparel products and services ........... 153 75 64 79 82 100 111 145 174 437 

Transportation ................................................ 5,325 2,721 2,017 2,063 2,978 4,231 5,681 5,747 7,903 11,155 

Vehicle purchases (net outlay) ..................... 1,678 2581 2362 2385 758 1,165 1,720 1,970 2,560 4,288 

Cars and trucks, new ................................. 953 4 ( ) 4 ( ) 2217 2466 485 986 1,109 1,625 2,671 

Cars and trucks, used ................................ 707 2581 2362 168 292 680 725 851 881 1,545 

Other vehicles ............................................ 218 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 29 210 254 272 

Gasoline and motor oil ................................. 1,319 781 599 614 818 1,173 1,415 1,588 1,905 2,296 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $1,963 $1,175 $930 $936 $1,228 $1,704 $2,202 $1,846 $2,920 $3,511 

Vehicle finance charges ............................. 116 250 220 28 41 92 105 158 178 289 

Maintenance and repairs ........................... 583 282 283 215 383 474 586 698 733 1,230 

Vehicle insurance ....................................... 952 2604 2516 579 2658 908 1,268 2715 1,614 1,103 

Vehicle rental, leases, licenses, and other

charges .................................................... 312 239 112 113 147 230 242 276 395 889 

Public transportation .................................... 365 183 126 128 173 189 345 342 518 1,060 

Healthcare ...................................................... 4,845 3,405 2,151 2,642 3,483 4,771 5,164 5,751 6,420 7,434 

Health insurance .......................................... 3,056 1,856 1,497 1,794 2,280 3,089 3,367 3,630 4,007 4,343 

Medical services .......................................... 808 963 279 300 451 735 721 878 1,158 1,630 

Drugs ........................................................... 816 454 305 484 613 795 910 1,069 1,038 1,168 

Medical supplies .......................................... 164 131 69 64 139 151 167 173 216 292 

Entertainment ................................................. 1,976 895 858 893 1,113 1,445 2,158 1,865 2,608 4,399 

Fees and admissions ................................... 385 141 60 71 138 181 348 389 583 1,214 

Audio and visual equipment and services .... 797 528 474 510 607 754 815 935 987 1,223 

Pets, toys, hobbies, and playground

equipment .................................................. 546 203 252 198 344 392 763 456 656 1,107 

Other entertainment supplies, equipment,

and services ............................................... 247 223 272 115 23 118 233 85 383 856 

Personal care products and services ............. 524 337 270 272 356 390 500 564 747 1,007 

Reading .......................................................... 143 66 48 60 88 113 160 160 189 305 

Education ....................................................... 177 2175 237 285 33 81 123 104 407 478 

Tobacco products and smoking supplies ....... 217 176 122 122 181 242 225 219 273 298 

Miscellaneous ................................................ 718 578 235 358 379 477 814 590 782 1,770 

Cash contributions ......................................... 2,249 1,463 632 659 1,189 1,195 2,369 2,323 3,521 5,809 

Personal insurance and pensions .................. 1,864 253 221 225 314 606 1,084 1,659 2,716 7,845 

Life and other personal insurance ................ 317 194 157 146 177 194 291 301 423 822 

Pensions and Social Security ...................... 1,547 259 64 79 137 412 792 1,358 2,293 7,024 

Sources of income and personal taxes: 

Money income before taxes ........................... 40,574 -6,090 8,454 12,634 17,418 24,818 34,923 44,989 58,729 122,107 

Wages and salaries ..................................... 12,704 21,671 423 578 811 2,784 7,000 11,092 17,830 59,102 

Self-employment income ............................. 1,090 2-12,125 2-284 2-67 216 67 342 745 2,440 8,171 

Social Security, private and government

retirement ................................................... 23,361 2,727 7,419 11,386 15,651 20,563 24,988 29,538 33,305 43,101 

Interest, dividends, rental income, other

property income ......................................... 2,616 1,231 134 120 364 797 2,083 2,868 4,125 10,037 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 200 213 214 220 237 113 190 2203 354 639 

Public assistance, supplemental security

income, food stamps .................................. 281 209 558 382 379 225 170 310 326 125 

Regular contributions for support ................. 158 214 246 252 266 138 132 2146 2223 429 

Other income ............................................... 164 2170 2145 162 293 130 220 288 2126 503 

Personal taxes ............................................... 733 517 137 -14 71 168 173 513 825 3,764 

Federal income taxes ................................... 446 262 75 -44 6 45 -17 220 373 2,749 

2008 Tax stimulus (thru Q20091) ................ 2-1 4 ( ) 4 ( ) 2-1 4 ( ) 4 ( ) 2-2 4 ( ) 2-1 4 ( )

State and local income taxes ....................... 88 221 217 -10 -9 1 31 84 111 480 

Other taxes .................................................. 199 234 45 41 73 123 160 208 342 536 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 39,841 -6,607 8,317 12,648 17,347 24,649 34,751 44,476 57,903 118,343 

Addenda:

Net change in total assets and liabilities ........ - $1,262 $22,688 - $3,994 - $3,045 $224 - $869 - $426 - $1,039 - $5,515 - $3,278 

Net change in total assets ............................ 1,364 18,607 97 -1,514 610 725 -196 64 -2,114 7,504 

Net change in total liabilities ........................ 2,626 -4,081 4,091 1,530 385 1,594 231 1,103 3,401 10,782 

Other financial information:

Other money receipts ................................... 673 2273 2178 275 320 393 692 722 722 1,985 

Mortgage principal paid on owned property -1,129 -479 -424 -310 -502 -769 -760 -1,138 -1,584 -3,397 

Estimated market value of owned home ...... 178,449 116,982 92,991 93,251 120,155 147,429 193,883 186,197 225,661 345,662 

Estimated monthly rental value of owned

home .......................................................... 935 657 500 556 691 813 1,001 1,010 1,147 1,642 

Gifts of goods and services ............................ 865 190 326 494 471 512 1,038 906 1,138 1,896 

Food ............................................................. 62 28 212 19 27 39 80 113 59 130 

Alcoholic beverages ..................................... 13 4 ( ) 3 ( ) 3 ( ) 22 4 14 38 15 29 

Housing ........................................................ 190 235 139 160 201 122 168 132 317 283 

Housekeeping supplies .............................. 30 4 ( ) 28 48 8 27 33 24 42 40 

Household textiles ...................................... 9 3 ( ) 3 ( ) 3 ( ) 212 23 216 29 15 15 

Appliances and miscellaneous

housewares .............................................. 20 4 ( ) 25 222 25 29 215 28 246 48 

Major appliances ...................................... 5 4 ( ) 4 ( ) 23 21 24 29 22 25 14 

Small appliances and miscellaneous

housewares ............................................ 15 4 ( ) 25 219 25 25 26 27 240 33 

Miscellaneous household equipment ......... 50 4 ( ) 237 28 216 29 45 64 94 106 

Other housing ............................................ 80 235 89 81 159 54 59 228 120 74 

Apparel and services ................................... 192 235 76 90 97 161 230 245 191 379 

Males, 2 and over ...................................... 52 228 223 17 12 52 28 36 40 157 

Females, 2 and over .................................. 83 22 232 47 46 59 107 151 104 113 

Children under 2 ........................................ 25 24 211 16 17 18 34 21 28 48 

Other apparel products and services ......... 33 22 210 210 222 31 61 237 19 60 

Jewelry and watches ................................ 10 22 23 21 28 5 28 211 7 32 

All other apparel products and services ... 23 4 ( ) 27 29 214 226 52 226 212 28 

Transportation .............................................. 101 8 53 18 51 17 59 161 112 380 

Health care ................................................... 34 4 ( ) 22 21 3 ( ) 234 231 271 2110 228 

Entertainment ............................................... 88 220 214 2102 21 58 90 61 92 218 

Toys, games, arts and crafts, and tricycles 31 4 ( ) 23 215 29 228 225 215 231 92 

Other entertainment ................................... 57 220 210 88 12 30 65 46 61 126 

Personal care products and services ........... 14 21 23 21 214 16 28 27 14 20 

Reading ........................................................ 2 21 21 22 21 1 1 22 3 3 

Education ..................................................... 60 243 26 268 214 41 41 26 101 165 

All other gifts ................................................ 110 237 21 33 42 19 295 70 124 260 

1 Value is less than or equal to 0.05. 2 Data are likely to have large sampling errors. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011