Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2013-2014

Item

Total

four

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 16,176 757 3,801 5,471 3,844 1,587 716

Consumer unit characteristics:

Income before taxes ....................................... $91,415 $48,407 $69,029 $99,759 $110,082 $104,326 $63,154

Income after taxes .......................................... 80,310 47,327 63,413 85,808 94,757 91,345 60,861

Age of reference person ................................. 42.2 21.6 30.5 39.6 49.0 58.7 72.9

Average number in consumer unit:

People .......................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0

Children under 18 ......................................... 1.5 1.2 1.9 1.8 1.3 .7 .5

Adults 65 and older ...................................... .1 1 ( ) 1 ( ) 1 ( ) .1 .2 1.5

Earners ......................................................... 1.9 1.9 1.7 1.8 2.2 2.3 1.7

Vehicles ........................................................ 2.3 1.5 1.9 2.2 2.8 2.7 2.5

Percent distribution:

Reference person:

Men .............................................................. 45 36 40 44 50 52 46

Women ......................................................... 55 64 60 56 50 48 54

Housing tenure:

Homeowner .................................................. 67 31 52 66 80 82 81

With mortgage ............................................ 52 14 46 57 61 56 39

Without mortgage ....................................... 14 17 6 9 19 26 42

Renter ........................................................... 33 69 48 34 20 18 19

Race of reference person:

Black or African-American ............................ 11 13 12 10 8 15 17

White, Asian, and all other races .................. 89 87 88 90 92 85 83

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 32 23 20 15 13 19

Not Hispanic or Latino .................................. 81 68 77 80 85 87 81

Education of reference person:

Elementary (1-8) ........................................... 5 6 4 3 6 10 14

High school (9-12) ........................................ 30 55 30 28 26 30 45

College ......................................................... 64 39 65 69 68 60 40

Never attended and other ............................. 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 93 81 92 93 96 98 96

Average annual expenditures ........................... $69,860 $42,304 $57,117 $73,202 $84,148 $74,863 $52,127

Food ............................................................... 9,615 6,480 7,388 10,005 11,381 11,335 8,014

Food at home ............................................... 5,779 4,250 4,646 5,861 6,699 6,770 5,389

Cereals and bakery products ..................... 801 563 613 814 972 925 697

Cereals and cereal products .................... 273 195 234 283 312 276 255

Bakery products ....................................... 528 368 380 531 660 649 441

Meats, poultry, fish, and eggs .................... 1,279 894 1,083 1,254 1,490 1,461 1,319

Beef .......................................................... 337 196 305 312 395 372 434

Pork .......................................................... 246 134 202 242 273 335 303

Other meats .............................................. 182 116 136 182 232 202 164

Poultry ...................................................... 254 185 222 267 293 256 174

Fish and seafood ...................................... 183 200 146 179 213 209 156

Eggs ......................................................... 76 62 72 72 84 87 89

Dairy products ............................................ 616 397 487 647 732 698 463

Fresh milk and cream ............................... 222 157 207 227 241 255 164

Other dairy products ................................. 394 241 280 421 491 443 298

Fruits and vegetables ................................. 1,085 866 872 1,119 1,226 1,231 1,048

Fresh fruits ............................................... 406 313 322 420 467 453 388

Fresh vegetables ...................................... 322 269 271 308 376 371 332

Processed fruits ........................................ 167 140 128 176 189 190 160

Processed vegetables .............................. 190 143 151 216 195 218 166

Other food at home .................................... 1,998 1,530 1,591 2,027 2,280 2,454 1,863

Sugar and other sweets ........................... 197 118 150 194 236 248 208

Fats and oils ............................................. 167 135 137 168 189 190 178

Miscellaneous foods ................................. 1,049 826 834 1,082 1,200 1,256 862

Nonalcoholic beverages ........................... 530 438 432 523 585 688 552

Food prepared by consumer unit on

out-of-town trips ...................................... 57 313 38 60 70 73 363

See footnotes at end of table.
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

four

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food away from home .................................. 3,836 2,230 2,741 4,144 4,682 4,566 2,625

Alcoholic beverages ....................................... 496 378 340 550 585 592 313

Housing .......................................................... 22,857 16,244 20,171 24,901 25,321 22,269 16,390

Shelter .......................................................... 13,132 10,104 11,387 14,490 14,608 12,756 8,122

Owned dwellings ........................................ 8,697 1,889 6,297 9,902 10,774 9,909 5,594

Mortgage interest and charges ................. 5,112 950 4,137 6,174 5,832 5,084 2,776

Property taxes .......................................... 2,429 527 1,403 2,571 3,382 3,333 1,676

Maintenance, repairs, insurance, other

expenses ................................................ 1,156 412 756 1,156 1,560 1,492 1,143

Rented dwellings ........................................ 3,654 7,881 4,761 3,948 2,425 1,803 1,766

Other lodging .............................................. 781 3334 329 641 1,410 1,044 762

Utilities, fuels, and public services ................ 4,858 3,750 4,023 4,842 5,601 5,614 4,925

Natural gas ................................................. 507 334 414 514 599 615 408

Electricity .................................................... 1,798 1,534 1,527 1,827 1,958 2,016 1,956

Fuel oil and other fuels ............................... 161 332 96 133 203 263 398

Telephone services .................................... 1,735 1,457 1,449 1,691 2,090 1,961 1,479

Residential phone service, VOIP, and

phone cards ............................................ 373 185 217 352 510 502 529

Cellular phone service .............................. 1,363 1,273 1,232 1,339 1,580 1,460 950

Water and other public services ................. 656 392 537 677 751 759 684

Household operations .................................. 2,029 833 2,530 2,546 1,601 1,227 774

Personal services ....................................... 1,100 454 1,851 1,535 411 222 3127

Other household expenses ........................ 929 379 679 1,011 1,190 1,005 647

Housekeeping supplies ................................ 870 537 654 833 1,064 1,104 1,041

Laundry and cleaning supplies ................... 220 148 195 225 217 269 315

Other household products .......................... 474 354 325 434 635 604 475

Postage and stationery ............................... 176 35 134 173 213 231 251

Household furnishings and equipment ......... 1,968 1,020 1,577 2,191 2,447 1,568 1,528

Household textiles ...................................... 142 393 102 169 162 109 134

Furniture ..................................................... 485 384 440 572 573 296 3114

Floor coverings ........................................... 17 311 26 12 23 39

34

Major appliances ........................................ 249 148 235 238 300 262 225

Small appliances, miscellaneous

housewares .............................................. 109 90 123 104 112 106 74

Miscellaneous household equipment ......... 966 295 651 1,097 1,278 786 976

Apparel and services ...................................... 2,600 2,203 2,359 2,694 2,963 2,539 1,583

Men and boys ............................................... 681 490 556 769 808 539 410

Men, 16 and over ....................................... 443 305 327 461 559 480 310

Boys, 2 to 15 .............................................. 238 185 229 308 249 59 101

Women and girls .......................................... 924 615 741 948 1,039 1,248 752

Women, 16 and over .................................. 652 484 514 658 688 989 652

Girls, 2 to 15 ............................................... 272 131 227 290 351 259 100

Children under 2 ........................................... 154 390 293 127 66 371 335

Footwear ...................................................... 533 448 438 494 748 454 282

Other apparel products and services ........... 308 261 331 356 301 227 104

Transportation ................................................ 12,581 6,098 11,035 12,380 15,550 14,281 9,262

Vehicle purchases (net outlay) ..................... 5,011 31,944 5,046 4,826 6,008 5,523 32,985

Cars and trucks, new .................................. 2,083 2 ( ) 1,701 1,876 2,664 3,743 31,082

Cars and trucks, used ................................ 2,859 1,897 3,244 2,834 3,330 1,767 1,902

Other vehicles ............................................ 70 347 3101 3116 314 313 2 ( )

Gasoline and motor oil ................................. 3,538 2,547 3,115 3,534 4,066 4,007 2,999

Other vehicle expenses ................................ 3,367 1,206 2,536 3,244 4,510 4,139 2,949

Vehicle finance charges ............................. 330 235 359 350 333 284 202

Maintenance and repairs ............................ 1,032 315 731 998 1,375 1,419 941

Vehicle insurance ....................................... 1,298 3386 929 1,186 1,836 31,588 31,340

Vehicle rental, leases, licenses, and other

charges ..................................................... 707 270 516 709 966 847 465

Public and other transportation .................... 665 401 338 776 966 613 329

Healthcare ...................................................... 4,365 2,015 3,174 4,508 5,112 5,536 5,493

Health insurance .......................................... 2,840 1,349 2,134 2,983 3,178 3,523 3,746

Medical services ........................................... 921 499 694 945 1,117 1,126 889

Drugs ............................................................ 457 137 237 450 592 732 722

Medical supplies ........................................... 147 330 109 130 226 154 136

Entertainment ................................................. 3,540 1,589 2,633 4,222 4,316 2,931 2,270

Fees and admissions ................................... 1,072 190 483 1,468 1,528 767 267

Audio and visual equipment and services .... 1,236 903 943 1,360 1,427 1,203 1,207

See footnotes at end of table.
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

four

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 737 302 804 709 820 707 702

Pets ............................................................ 514 170 500 455 648 578 520

Toys, hobbies, and playground equipment 223 3132 305 253 171 129 3182

Other entertainment supplies, equipment,

and services ............................................... 495 194 403 686 541 254 393

Personal care products and services ............. 846 408 617 927 1,033 869 814

Reading .......................................................... 98 334 74 103 121 118 93

Education ....................................................... 1,737 1,576 834 1,135 3,515 2,231 659

Tobacco products and smoking supplies ....... 369 579 284 319 346 579 631

Miscellaneous ................................................. 835 343 663 918 1,000 866 675

Cash contributions .......................................... 1,682 652 1,330 1,614 2,284 1,901 1,435

Personal insurance and pensions .................. 8,241 3,704 6,213 8,928 10,621 8,817 4,494

Life and other personal insurance ................ 418 3141 177 447 593 634 338

Pensions and Social Security ....................... 7,823 3,563 6,036 8,480 10,028 8,183 4,155

Sources of income and personal taxes:

Money income before taxes ........................... $91,415 $48,407 $69,029 $99,759 $110,082 $104,326 $63,154

Wages and salaries ...................................... 80,717 44,037 64,041 89,792 97,324 85,923 38,001

Self-employment income .............................. 5,353 31,138 2,572 7,278 7,314 4,570 31,069

Social Security, private and government

retirement ................................................... 2,457 3785 547 662 1,729 7,052 21,788

Interest, dividends, rental income, other

property income .......................................... 1,248 385 90 639 2,087 4,922 630

Public assistance, supplemental security

income, food stamps .................................. 727 1,396 980 606 479 750 892

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 663 3457 532 569 889 859 3653

Other income ................................................ 251 3508 267 215 260 3250 3122

Personal taxes (contains some imputed

values) .......................................................... 11,105 1,079 5,616 13,951 15,325 12,981 2,293

Federal income taxes ................................... 8,453 175 3,806 10,963 11,845 9,842 1,420

State and local income taxes ....................... 2,572 881 1,751 2,941 3,350 2,962 851

Other taxes ................................................... 80 323 59 47 130 3176 322

Income after taxes .......................................... 80,310 47,327 63,413 85,808 94,757 91,345 60,861

Addenda:

Net change in total assets and liabilities ........ $7,445 - $16 $4,099 $5,222 $17,839 $3,742 $2,478

Net change in total assets ............................ 21,408 10,567 15,767 24,763 28,455 16,148 11,007

Net change in total liabilities ......................... 13,964 10,583 11,669 19,542 10,615 12,406 8,530

Other financial information:

Other money receipts ................................... 516 319 128 479 480 32,137 32

Mortgage principal paid on owned property -2,776 -460 -1,552 -3,006 -4,141 -3,089 -1,956

Estimated market value of owned home ...... 197,552 63,150 110,424 217,121 267,936 243,976 171,868

Estimated monthly rental value of owned

home .......................................................... 1,069 383 685 1,115 1,407 1,375 990

Gifts of goods and services, total ................... 822 366 402 543 1,586 1,175 647

Food ............................................................. 86 345 24 62 110 295 333

Alcoholic beverages ..................................... 11 2 ( ) 33 16 15 313 32

Housing ........................................................ 155 383 133 118 217 212 153

Housekeeping supplies .............................. 22 311 310 26 30 318 325

Household textiles ...................................... 3 2 ( ) 31

34351 ( ) 1 ( )

Appliances and miscellaneous

housewares .............................................. 12 33

323 3839313 310

Major appliances ...................................... 4 33

391 ( ) 32311 39

Small appliances and miscellaneous

housewares ............................................ 8 31

314 38373231

Miscellaneous household equipment ......... 38 32 28 37 65 318 323

Other housing ............................................. 80 367 70 43 108 162 395

See footnotes at end of table.
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

four

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Apparel and services .................................... 181 3169 129 171 261 120 182

Males, 2 and over ....................................... 39 374 32 34 50 39 315

Females, 2 and over ................................... 69 337 37 55 118 48 3121

Children under 2 ......................................... 45 344 49 66 330 317 322

Other apparel products and services ......... 28 314 311 316 363 317 324

Jewelry and watches ................................ 8 314 34

35313 392 ( )

All other apparel products and services ... 20 2 ( ) 37

311 350 38324

Transportation .............................................. 94 31 38 32 279 70 30

Healthcare .................................................... 6 2 ( ) 32

3438319 33

Entertainment ............................................... 75 328 35 86 97 3113 340

Toys, games, arts and crafts, and tricycles 30 315 323 40 334 315 318

Other entertainment ................................... 45 313 12 46 63 97 322

Personal care products and services ........... 9 328 310 34 13 37

1 ( )

Reading ........................................................ 3 34

33 3 333538

Education ..................................................... 162 31

34 28 529 3262 38

All other gifts ................................................. 39 37 22 20 55 59 3185

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015