Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017

Item 

Total 

55-64

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

Number of consumer units (in 

 thousands) ................................................................ 24,677 1,266 751 1,382 1,289 2,388 2,004 1,783 3,200 10,614 

Consumer unit characteristics: 

 Income before taxes ................................ $82,759 $2,390 $7,803 $12,685 $17,632 $24,916 $34,874 $44,728 $59,394 $150,166 

 Income after taxes ................................................................ 69,670 2,435 8,123 12,995 17,559 25,024 33,836 41,978 53,448 122,102 

 Age of reference person ................................ 59.4 59.4 59.8 59.5 59.6 59.9 59.7 59.7 59.3 59.1 

 Average number in consumer 

 unit: 

 People................................................................ 2.2 1.4 1.6 1.4 1.6 1.9 2.1 2.2 2.2 2.6 

 Children under 18 ................................ .2 1

.1 1.2 .1 .1 .2 .2 .2 .2 .2 

 Adults 65 and older ................................ .1 ( 2 ) ( 2 ) ( 2 ) .1 .1 .2 .2 .2 .1 

 Earners ................................................................ 1.4 .3 .4 .4 .6 .8 1.1 1.3 1.5 2.0 

 Vehicles ................................................................ 2.2 1.1 1.3 1.0 1.3 1.6 1.8 1.9 2.4 2.8 

Percent distribution: 

 Reference person: 

 Men ................................................................ 49 47 44 43 40 42 43 44 48 56 

 Women ................................................................ 51 53 56 57 60 58 57 56 52 44 

 Housing tenure: 

 Homeowner ................................................................ 77 49 52 45 53 65 69 73 83 91 

 With mortgage ................................................................ 42 16 19 17 17 23 28 38 47 59 

 Without mortgage ................................ 35 33 33 28 36 42 41 36 37 32 

 Renter ................................................................ 23 51 48 55 47 35 31 27 17 9 

 Race of reference person: 

 Black or African-American ................................ 13 26 21 20 22 14 18 14 13 9 

 White, Asian, and all other 

 races ................................................................ 87 74 79 80 78 86 82 86 87 91 

 Hispanic or Latino origin of 

 reference person: 

 Hispanic or Latino ................................ 9 8 19 13 13 13 12 13 10 6 

 Not Hispanic or Latino ................................ 91 92 81 87 87 87 88 87 90 94 

 Education of reference person: 

 Elementary (1-8)................................................................ 3 5 9 6 5 4 6 5 3 1 

 High school (9-12) ................................ 33 53 44 51 48 47 45 34 36 20 

 College................................................................ 63 41 46 42 46 49 49 60 61 79 

 Never attended and other................................ ( 2 ) 1 1 1 1 ( 2 ) ( 2 ) 1 ( 2 ) ( 2 ) 

 At least one vehicle owned or 

 leased................................................................ 90 66 71 68 78 88 92 94 96 97 

Average annual expenditures ................................ $63,164 $25,400 $29,899 $24,553 $27,395 $34,450 $38,273 $47,037 $54,317 $95,920 

 Food ................................................................ 7,589 4,115 4,189 3,852 3,934 4,883 5,149 6,433 7,416 10,481 

 Food at home ................................................................ 4,432 2,867 2,609 2,925 2,780 3,392 3,171 4,071 4,298 5,718 

 Cereals and bakery products ................................ 561 348 273 373 301 414 427 506 541 736 

 Cereals and cereal products ................................ 161 96 75 118 95 119 133 147 167 203 

 Bakery products ................................ 400 252 199 255 206 295 293 359 373 532 

 Meats, poultry, fish, and eggs ................................ 1,006 755 700 748 728 782 741 1,033 982 1,229 

 Beef ................................................................276 218 196 210 204 205 219 314 265 330 

 Pork ................................................................199 154 113 200 155 154 166 169 199 239 

 Other meats ................................................................ 146 110 122 120 83 119 110 153 139 176 

 Poultry ................................................................ 180 143 104 111 145 149 133 181 176 220 

 Fish and seafood ................................ 151 87 131 66 103 109 71 167 148 199 

 Eggs ................................................................ 54 43 33 41 39 46 42 49 55 66 

 Dairy products ................................................................ 444 275 241 284 248 368 301 420 429 574 

 Fresh milk and cream ................................ 140 105 79 105 98 133 117 129 140 166 

 Other dairy products ................................ 303 170 163 179 150 235 185 291 289 408 

 Fruits and vegetables ................................ 815 507 489 427 483 617 568 702 761 1,094 

 Fresh fruits ................................................................ 296 165 192 131 191 216 206 230 265 409 

 Fresh vegetables ................................ 269 187 162 137 122 192 201 227 245 367 

 Processed fruits ................................ 111 58 57 70 78 81 74 109 114 144 

 Processed vegetables ................................ 139 98 79 90 91 128 86 136 137 175 

See footnotes at end of table. 
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Other food at home ................................ 1,606 981 906 1,093 1,020 1,210 1,134 1,410 1,585 2,086 

 Sugar and other sweets ................................ 160 97 84 129 91 126 122 115 155 209 

 Fats and oils ................................................................ 128 113 70 92 74 92 107 160 117 155 

 Miscellaneous foods ................................ 805 489 457 499 482 587 477 720 845 1,060 

 Nonalcoholic beverages................................ 449 269 275 359 352 378 381 389 413 556 

 Food prepared by consumer 

 unit on out-of-town trips ................................64 113 119 113 121 27 47 26 55 106 

 Food away from home ................................ 3,157 1,248 1,580 926 1,154 1,491 1,978 2,362 3,118 4,763 

 Alcoholic beverages ................................ 581 161 229 115 143 278 217 365 462 983 

 Housing ................................................................19,394 9,907 12,064 9,724 11,095 12,316 13,518 15,489 17,177 27,337 

 Shelter ................................................................ 11,133 5,598 7,390 5,832 6,372 6,839 7,568 8,677 9,290 15,932 

 Owned dwellings ................................ 7,780 2,684 4,145 2,049 2,388 3,443 4,061 5,522 6,690 12,431 

 Mortgage interest and 

 charges ................................................................ 3,163 978 995 713 744 1,095 1,575 2,249 2,721 5,242 

 Property taxes ................................ 2,600 847 1,233 758 1,063 1,149 1,425 1,756 2,275 4,121 

 Maintenance, repairs, 

 insurance, other expenses ................................ 2,016 859 1,917 578 581 1,199 1,061 1,517 1,695 3,068 

 Rented dwellings ................................ 2,311 2,807 3,073 3,694 3,682 3,202 3,136 2,812 1,861 1,547 

 Other lodging ................................................................ 1,041 1107 1171 189 302 193 371 343 739 1,954 

 Utilities, fuels, and public 

 services ................................................................ 4,240 2,452 2,851 2,571 2,910 3,255 3,723 3,877 4,195 5,324 

 Natural gas ................................................................ 428 262 245 285 288 283 324 387 444 552 

 Electricity ................................................................ 1,562 1,121 1,271 1,145 1,233 1,347 1,478 1,485 1,537 1,813 

 Fuel oil and other fuels ................................ 118 122 193 136 193 126 79 74 89 166 

 Telephone services ................................ 1,500 729 872 765 850 1,025 1,305 1,357 1,451 1,995 

 Residential phone service, 

 VOIP, and phone cards ................................341 225 212 248 231 264 321 340 337 413 

 Cellular phone service ................................1,159 504 660 517 619 761 984 1,017 1,114 1,582 

 Water and other public 

 services ................................................................ 632 318 369 340 447 475 536 574 675 799 

 Household operations ................................ 1,124 396 550 465 583 672 593 722 1,075 1,689 

 Personal services ................................ 86 12 121 16 120 1106 12 116 1151 123 

 Other household expenses ................................ 1,038 394 529 460 563 566 591 706 924 1,567 

 Housekeeping supplies ................................ 801 457 600 326 479 475 543 607 757 1,128 

 Laundry and cleaning supplies ................................ 181 165 151 105 115 99 137 170 157 240 

 Other household products ................................ 451 255 358 165 241 281 279 348 456 631 

 Postage and stationery ................................ 170 38 92 56 123 95 127 89 145 258 

 Household furnishings and 

 equipment ................................................................ 2,095 1,005 674 529 750 1,074 1,091 1,606 1,859 3,263 

 Household textiles ................................ 103 49 156 51 37 49 82 103 120 137 

 Furniture ................................................................ 490 350 106 75 208 200 275 211 396 803 

 Floor coverings ................................ 33 15 14 12 115 5 114 23 22 59 

 Major appliances ................................ 309 183 82 125 100 182 195 239 264 465 

 Small appliances, 

 miscellaneous housewares ................................ 146 44 190 40 69 71 79 124 134 223 

 Miscellaneous household 

 equipment ................................................................ 1,014 374 336 236 321 566 445 906 923 1,576 

 Apparel and services ................................ 1,690 674 1,046 1,206 500 1,077 1,358 1,222 1,249 2,478 

 Men and boys ................................................................ 390 242 217 190 78 205 361 409 276 559 

 Men, 16 and over ................................ 345 224 1196 1149 152 176 336 324 239 505 

 Boys, 2 to 15 ................................................................ 44 118 121 41 26 29 25 85 37 54 

 Women and girls................................................................ 683 138 466 644 218 416 387 419 554 1,029 

 Women, 16 and over ................................ 642 132 460 634 217 403 358 374 527 961 

 Girls, 2 to 15 ................................................................ 41 17 15 110 12 13 29 45 27 69 

 Children under 2 ................................................................ 31 19 16 142 15 138 127 135 113 40 

 Footwear ................................................................366 1217 1202 1240 1132 284 436 245 264 496 

 Other apparel products and 

 services ................................................................ 221 68 155 91 66 134 147 114 142 353 

 Transportation ................................................................ 9,955 4,053 4,461 3,712 3,898 5,936 6,700 7,836 9,256 14,679 

 Vehicle purchases (net outlay) ................................ 4,051 11,296 11,467 11,427 1,449 2,507 2,645 3,398 3,657 6,062 

 Cars and trucks, new ................................ 2,163 1478 1261 1590 1485 1,407 1,648 11,705 1,482 3,457 

 Cars and trucks, used ................................ 1,856 1792 11,206 837 947 1,088 997 1,674 2,174 2,541 

 Other vehicles ................................................................ 32 127 ( 3 ) ( 3 ) 116 111 ( 3 ) 119 11 64 

 Gasoline, other fuels, and motor 

 oil ................................................................ 2,050 945 1,047 866 1,096 1,391 1,700 1,890 2,114 2,744 

 Other vehicle expenses ................................ 3,128 1,685 1,759 1,252 1,196 1,833 2,096 2,225 2,918 4,575 

 Vehicle finance charges ................................ 213 45 150 73 73 126 160 205 201 307 

See footnotes at end of table. 
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Maintenance and repairs................................1,039 357 462 434 436 554 651 802 979 1,554 

 Vehicle insurance ................................ 1,124 11,046 1918 1523 1431 895 1852 1755 1,113 1,478 

 Vehicle rental, leases, 

 licenses, and other charges ................................ 751 237 230 221 256 259 434 463 625 1,235 

 Public and other transportation ................................ 726 127 187 167 157 205 259 324 567 1,299 

 Healthcare ................................................................ 5,645 2,211 3,045 2,007 2,993 3,371 4,230 4,966 5,319 8,025 

 Health insurance................................................................ 3,744 1,516 2,152 1,265 1,839 2,350 2,943 3,276 3,470 5,301 

 Medical services ................................................................ 1,132 444 533 366 666 497 665 986 1,096 1,678 

 Drugs ................................................................ 590 213 283 317 403 447 505 562 596 767 

 Medical supplies ................................................................ 179 138 177 60 85 77 116 142 156 278 

 Entertainment ................................................................ 3,274 1,526 1,152 1,333 1,408 2,002 1,819 2,166 2,889 4,970 

 Fees and admissions ................................ 648 88 151 188 151 156 196 332 440 1,183 

 Audio and visual equipment and 

 services ................................................................ 1,116 580 666 643 799 785 940 1,084 1,110 1,426 

 Pets, toys, hobbies, and 

 playground equipment ................................ 989 190 305 465 283 842 522 568 1,095 1,440 

 Pets ................................................................ 847 167 245 427 239 718 407 390 965 1,248 

 Toys, hobbies, and playground 

 equipment ................................................................ 142 123 160 137 144 124 1115 1179 130 192 

 Other entertainment supplies, 

 equipment, and services ................................ 521 1667 130 137 1175 218 161 182 243 921 

 Personal care products and 

 services ................................................................746 288 434 219 260 401 459 603 653 1,135 

 Reading................................................................ 119 137 145 134 125 57 94 89 99 185 

 Education ................................................................ 1,368 1155 161 1621 1226 489 91 324 461 2,728 

 Tobacco products and smoking 

 supplies ................................................................419 407 361 389 458 450 505 424 419 398 

 Miscellaneous ................................................................ 1,170 430 529 432 705 751 591 2,227 1,207 1,472 

 Cash contributions ................................................................ 2,683 368 858 455 674 748 986 1,194 1,357 5,028 

 Personal insurance and pensions ................................ 8,533 1,068 1,426 453 1,077 1,691 2,557 3,697 6,352 16,021 

 Life and other personal 

 insurance ................................................................ 552 130 301 154 117 216 259 367 419 928 

 Pensions and Social Security ................................ 7,981 937 1,125 300 961 1,475 2,298 3,330 5,933 15,093 

Sources of income and personal 

 taxes: 

 Money income before taxes ................................ $82,759 $2,390 $7,803 $12,685 $17,632 $24,916 $34,874 $44,728 $59,394 $150,166 

 Wages and salaries ................................ 64,648 405 1,891 2,915 6,151 12,554 21,633 31,455 46,145 122,886 

 Self-employment income ................................ 6,112 1

-203 1230 1318 1474 640 2,130 1,875 2,907 12,381 

 Social Security, private and 

 government retirement ................................ 8,062 509 3,303 7,045 9,265 9,942 9,210 9,723 7,993 8,388 

 Interest, dividends, rental 

 income, other property income ................................ 2,643 266 275 127 170 404 446 768 1,243 5,378 

 Public assistance, 

 Supplemental Security 

 Income, Supplementary 

 Nutrition Assistance Program 

 (SNAP) ................................................................548 1,115 1,721 1,765 937 882 597 467 307 193 

 Unemployment and workers' 

 compensation, veterans' 

 benefits, and regular 

 contributions for support ................................ 466 153 1179 1262 1334 393 581 231 479 608 

 Other income ................................................................ 280 1244 1204 1251 1302 101 1279 1209 319 331 

 Personal taxes (contains some 

 imputed values)................................................................ 13,089 -45 -320 -310 73 -109 1,038 2,751 5,946 28,064 

 Federal income taxes ................................ 10,412 25 -238 -284 -137 -271 599 1,967 4,508 22,533 

 State and local income taxes ................................ 2,588 -80 -106 -41 -27 115 365 743 1,305 5,430 

 Other taxes ................................................................ 89 110 124 115 1238 147 174 141 134 102 

 Income after taxes ................................................................ 69,670 2,435 8,123 12,995 17,559 25,024 33,836 41,978 53,448 122,102 

See footnotes at end of table. 
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

Addenda: 

 Net change in total assets and 

 liabilities................................................................ $17,204 $5,241 -$363 $5,454 -$5,138 -$463 $4,356 -$4,238 $7,918 $36,917 

 Net change in total assets ................................24,110 4,973 -1,289 6,305 -661 1,380 7,542 5,337 12,816 48,316 

 Net change in total liabilities ................................ 6,907 -268 -926 851 4,477 1,843 3,186 9,575 4,897 11,399 

 Other financial information: 

 Other money receipts ................................ 1,634 1377 15 170 1777 1457 11,145 11,787 2,481 2,284 

 Mortgage principal paid on 

 owned property................................ -2,435 -582 -944 -441 -671 -799 -1,045 -1,323 -2,169 -4,132 

 Estimated market value of 

 owned home ................................................................ 222,053 81,967 108,780 72,491 109,084 106,608 135,522 142,826 192,273 344,560 

 Estimated monthly rental value 

 of owned home ................................ 1,220 515 630 470 604 680 815 916 1,159 1,787 

 Gifts of goods and services, total ................................ 1,675 416 325 1,046 151 662 685 1,066 1,023 2,897 

 Food ................................................................ 135 18 112 136 115 22 22 112 84 252 

 Alcoholic beverages ................................ 16 11 11 12 ( 2 ) 23 13 13 11 28 

 Housing................................................................ 369 120 188 152 79 139 210 265 296 601 

 Housekeeping supplies ................................ 46 15 114 19 18 18 37 32 101 53 

 Household textiles ................................ 15 ( 3 ) ( 3 ) 18 19 11 112 116 128 19 

 Appliances and miscellaneous 

 housewares ................................................................ 43 16 ( 3 ) 115 117 125 119 156 138 65 

 Major appliances ................................ 18 15 ( 3 ) 114 ( 3 ) 114 14 126 122 24 

 Small appliances and 

 miscellaneous housewares ................................ 25 11 ( 3 ) 11 117 112 115 130 116 41 

 Miscellaneous household 

 equipment ................................................................ 74 16 120 113 117 21 37 74 69 120 

 Other housing ................................................................ 192 104 154 106 127 74 104 86 60 344 

 Apparel and services ................................ 218 1141 171 206 124 202 173 157 198 291 

 Males, 2 and over ................................ 63 131 161 178 112 64 48 46 47 82 

 Females, 2 and over ................................ 83 142 111 151 ( 2 ) 47 36 46 114 120 

 Children under 2 ................................ 25 19 ( 3 ) 139 11 126 127 135 110 31 

 Other apparel products and 

 services ................................................................ 47 159 ( 3 ) 139 111 166 162 130 127 57 

 Jewelry and watches ................................ 12 11 ( 3 ) ( 2 ) 14 130 12 110 13 19 

 All other apparel products 

 and services ................................ 35 157 ( 3 ) 139 18 137 160 120 123 38 

 Transportation ................................................................ 128 43 21 19 8 23 98 28 65 240 

 Healthcare ................................................................34 ( 2 ) 115 12 14 113 13 127 117 63 

 Entertainment ................................................................ 129 127 157 135 115 101 1115 172 89 184 

 Toys, games, arts and crafts, 

 and tricycles ................................................................ 53 115 139 114 16 184 154 158 131 68 

 Other entertainment ................................ 76 112 119 121 19 17 61 114 58 117 

 Personal care products and 

 services ................................................................12 ( 3 ) 11 11 11 12 7 12 18 19 

 Reading ................................................................ 4 ( 2 ) 116 11 ( 2 ) 15 12 12 11 6 

 Education ................................................................486 158 19 1488 11 184 121 195 1111 970 

 All other gifts ................................................................ 144 18 133 114 13 47 31 93 132 243 

1

 Data are likely to have large sampling errors. 

2

 Value is too small to display. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018