Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2011-2012

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 22,229 3,884 4,722 8,796 4,827

Consumer unit characteristics:

Income before taxes ....................................... $76,536 $87,051 $81,825 $66,607 $80,994

Income after taxes .......................................... 72,723 82,011 78,996 63,882 75,223

Age of reference person ................................. 59.1 59.2 59.2 59.1 59.2

Average number in consumer unit:

Persons ........................................................ 2.1 2.1 2.0 2.1 2.3

Children under 18 ......................................... .2 .2 .1 .2 .2

Persons 65 and older ................................... .1 .1 .1 .1 .1

Earners ......................................................... 1.3 1.4 1.4 1.2 1.4

Vehicles ........................................................ 2.2 1.9 2.4 2.1 2.3

Percent distribution:

Sex of reference person:

Male .............................................................. 49 48 49 47 53

Female ......................................................... 51 52 51 53 47

Housing tenure:

Homeowner .................................................. 79 76 84 79 76

With mortgage ............................................ 45 48 48 40 50

Without mortgage ....................................... 34 28 36 40 27

Renter ........................................................... 21 24 16 21 24

Race of reference person:

Black or African-American ............................ 12 11 8 19 3

White, Asian, and all other races .................. 88 89 92 81 97

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 7 6 1 8 12

Not Hispanic or Latino .................................. 93 94 99 92 88

Education of reference person:

Elementary (1-8) ........................................... 4 3 2 5 5

High school (9-12) ........................................ 32 34 34 37 20

College ......................................................... 64 63 65 58 75

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 91 86 93 91 93

Average annual expenditures ........................... $54,644 $59,768 $52,888 $49,251 $62,185

Food ............................................................... 6,662 6,833 6,356 6,408 7,302

Food at home ............................................... 3,960 4,041 3,924 3,752 4,313

Cereals and bakery products ..................... 521 566 534 492 524

Cereals and cereal products .................... 160 170 155 152 171

Bakery products ....................................... 361 396 379 340 353

Meats, poultry, fish, and eggs .................... 891 958 813 874 944

Beef .......................................................... 238 231 235 227 269

Pork .......................................................... 179 168 172 192 172

Other meats .............................................. 121 152 119 114 107

Poultry ...................................................... 156 166 134 160 163

Fish and seafood ...................................... 145 187 102 132 177

Eggs ......................................................... 52 54 50 49 56

Dairy products ............................................ 413 433 425 380 445

Fresh milk and cream ............................... 140 139 139 136 147

Other dairy products ................................. 274 295 285 243 299

Fruits and vegetables ................................. 733 777 727 651 854

Fresh fruits ............................................... 260 268 259 230 310

Fresh vegetables ...................................... 237 267 223 205 285

Processed fruits ........................................ 109 115 109 91 137

Processed vegetables .............................. 128 127 136 126 122

Other food at home .................................... 1,402 1,307 1,425 1,355 1,546

Sugar and other sweets ........................... 156 137 149 153 186

Fats and oils ............................................. 112 113 106 115 111

Miscellaneous foods ................................. 694 634 754 647 772

Nonalcoholic beverages ........................... 376 364 364 382 387

Food prepared by consumer unit on

out-of-town trips ...................................... 64 59 52 58 90

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2011-2012 — Continued

Item Total

55-64 Northeast Midwest South West

Food away from home .................................. 2,701 2,791 2,432 2,656 2,989

Alcoholic beverages ....................................... 481 520 417 380 701

Housing .......................................................... 17,209 20,156 15,836 14,799 20,584

Shelter .......................................................... 9,741 12,253 8,616 7,596 12,728

Owned dwellings ........................................ 6,996 8,838 6,680 5,367 8,793

Mortgage interest and charges ................. 3,236 3,388 2,655 2,504 5,016

Property taxes .......................................... 2,306 3,754 2,501 1,645 2,154

Maintenance, repairs, insurance, other

expenses ................................................ 1,454 1,696 1,523 1,218 1,623

Rented dwellings ........................................ 1,786 2,327 1,153 1,375 2,719

Other lodging .............................................. 958 1,088 783 854 1,217

Utilities, fuels, and public services ................ 4,022 4,492 3,827 3,979 3,912

Natural gas ................................................. 425 634 577 254 418

Electricity .................................................... 1,535 1,435 1,352 1,792 1,327

Fuel oil and other fuels ............................... 180 546 134 77 117

Telephone services .................................... 1,297 1,408 1,283 1,270 1,272

Water and other public services ................. 584 469 481 585 777

Household operations .................................. 994 1,081 792 904 1,289

Personal services ....................................... 79 2125 248 80 69

Other household expenses ........................ 916 956 744 823 1,220

Housekeeping supplies ................................ 729 642 802 699 784

Laundry and cleaning supplies ................... 155 129 163 162 160

Other household products .......................... 406 380 459 381 420

Postage and stationery ............................... 167 134 179 156 203

Household furnishings and equipment ......... 1,724 1,688 1,800 1,622 1,871

Household textiles ...................................... 133 130 120 132 154

Furniture ..................................................... 398 376 523 362 359

Floor coverings ........................................... 23 33 34 18 13

Major appliances ........................................ 223 217 216 219 245

Small appliances, miscellaneous

housewares .............................................. 120 107 122 123 123

Miscellaneous household equipment ......... 827 825 786 768 977

Apparel and services ...................................... 1,671 1,925 1,382 1,605 1,875

Men and boys ............................................... 401 486 294 417 407

Men, 16 and over ....................................... 354 432 273 371 338

Boys, 2 to 15 .............................................. 47 54 21 46 68

Women and girls .......................................... 710 724 667 660 833

Women, 16 and over .................................. 641 666 624 597 718

Girls, 2 to 15 ............................................... 69 59 43 64 115

Children under 2 ........................................... 32 52 16 38 18

Footwear ...................................................... 287 325 217 289 321

Other apparel products and services ........... 242 339 187 200 295

Transportation ................................................ 9,258 9,518 9,571 8,885 9,452

Vehicle purchases (net outlay) ..................... 2,923 3,007 3,316 2,844 2,616

Cars and trucks, new .................................. 1,693 1,934 1,688 1,580 1,711

Cars and trucks, used ................................ 1,176 1,043 1,524 1,238 829

Other vehicles ............................................ 54 230 2104 226 277

Gasoline and motor oil ................................. 2,802 2,799 2,873 2,791 2,755

Other vehicle expenses ................................ 2,896 2,878 2,866 2,761 3,217

Vehicle finance charges ............................. 213 205 249 208 193

Maintenance and repairs ............................ 974 982 1,002 829 1,209

Vehicle insurance ....................................... 1,230 926 1,142 1,360 1,353

Vehicle rental, leases, licenses, and other

charges ..................................................... 479 765 473 365 461

Public and other transportation .................... 636 833 516 489 864

Health care ..................................................... 4,216 4,061 4,513 3,793 4,829

Health insurance .......................................... 2,234 2,284 2,547 1,929 2,446

Medical services ........................................... 1,114 1,049 1,055 1,023 1,388

Drugs ............................................................ 707 564 757 698 794

Medical supplies ........................................... 161 165 154 143 200

Entertainment ................................................. 2,841 2,866 2,713 2,738 3,157

Fees and admissions ................................... 619 713 617 513 740

Audio and visual equipment and services .... 1,050 1,221 989 1,003 1,059

Pets, toys, hobbies, and playground

equipment ................................................... 801 675 679 847 955

Other entertainment supplies, equipment,

and services ............................................... 371 256 428 376 403

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2011-2012 — Continued

Item Total

55-64 Northeast Midwest South West

Personal care products and services ............. 695 707 605 693 788

Reading .......................................................... 141 156 145 116 169

Education ....................................................... 995 1,649 816 701 1,182

Tobacco products and smoking supplies ....... 386 404 394 421 300

Miscellaneous ................................................. 919 939 892 721 1,294

Cash contributions .......................................... 2,235 2,195 2,177 2,010 2,736

Personal insurance and pensions .................. 6,935 7,838 7,069 5,981 7,817

Life and other personal insurance ................ 525 648 485 497 517

Pensions and Social Security ....................... 6,410 7,190 6,584 5,484 7,300

Sources of income and personal taxes:

Money income before taxes ........................... $76,536 $87,051 $81,825 $66,607 $80,994

Wages and salaries ...................................... 57,374 71,424 56,774 50,945 58,370

Self-employment income .............................. 6,346 3,557 12,536 4,271 6,314

Social Security, private and government

retirement ................................................... 9,119 7,840 9,336 9,098 9,975

Interest, dividends, rental income, other

property income .......................................... 2,077 2,042 1,760 1,083 4,228

Unemployment and workers’

compensation, veterans’ benefits ............... 635 982 528 364 957

Public assistance, supplemental security

income, food stamps .................................. 618 652 587 558 731

Regular contributions for support ................. 196 352 2206 68 296

Other income ................................................ 171 203 98 221 123

Personal taxes (missing values not imputed) 3,813 5,040 2,829 2,725 5,771

Federal income taxes ................................... 2,760 3,474 1,969 2,027 4,292

State and local income taxes ....................... 850 1,235 730 461 1,368

Other taxes ................................................... 203 331 131 237 111

Income after taxes .......................................... 72,723 82,011 78,996 63,882 75,223

Addenda:

Net change in total assets and liabilities ........ - $4,864 - $9,300 - $2,884 - $5,490 - $2,092

Net change in total assets ............................ 3,931 707 2,881 584 13,654

Net change in total liabilities ......................... 8,796 10,006 5,765 6,074 15,746

Other financial information:

Other money receipts ................................... 1,164 628 1,653 606 2,136

Mortgage principal paid on owned property -2,643 -3,169 -2,654 -1,968 -3,437

Estimated market value of owned home ...... 197,187 227,650 153,641 163,863 276,010

Estimated monthly rental value of owned

home .......................................................... 1,089 1,239 984 959 1,306

Gifts of goods and services, total ................... 1,758 1,863 1,684 1,617 2,008

Food ............................................................. 188 188 161 200 192

Alcoholic beverages ..................................... 11 23 11 3 15

Housing ........................................................ 284 315 332 232 305

Housekeeping supplies .............................. 34 32 45 27 40

Household textiles ...................................... 17 210 34 15 11

Appliances and miscellaneous

housewares .............................................. 33 28 56 28 23

Major appliances ...................................... 15 13 23 16 5

Small appliances and miscellaneous

housewares ............................................ 18 15 33 12 18

Miscellaneous household equipment ......... 75 101 72 75 57

Other housing ............................................. 124 143 124 87 174

Apparel and services .................................... 283 323 226 286 305

Males, 2 and over ....................................... 77 81 62 78 88

Females, 2 and over ................................... 125 133 97 121 155

Children under 2 ......................................... 26 45 15 28 16

Other apparel products and services ......... 56 64 51 60 47

Jewelry and watches ................................ 23 45 19 21 11

All other apparel products and services ... 33 19 32 38 36

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2011-2012 — Continued

Item Total

55-64 Northeast Midwest South West

Transportation .............................................. 172 55 182 219 172

Health care ................................................... 78 21 47 61 191

Entertainment ............................................... 143 209 122 138 118

Toys, games, arts and crafts, and tricycles 35 222 48 40 224

Other entertainment ................................... 108 187 74 98 94

Personal care products and services ........... 26 25 23 27 30

Reading ........................................................ 3 2 4 3 2

Education ..................................................... 426 643 483 251 514

All other gifts ................................................. 144 60 94 197 164

1 Value is less than or equal to 0.5.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013