Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2006-2007

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 18,310 1,126 3,826 4,545 4,895 2,456 1,462 

Consumer unit characteristics: 

Income before taxes ..................................... $73,605 $41,086 $58,921 $76,549 $87,350 $85,826 $61,381 

Income after taxes ........................................ 71,162 40,436 57,380 73,522 84,239 82,729 60,341 

Age of reference person ................................ 44.2 21.7 29.6 39.7 49.3 58.9 72.5 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .8 .9 1.1 1.0 .6 .3 .2 

Persons 65 and over .................................... .2 1 ( ) 1 ( ) 1 ( ) .1 .2 1.6 

Earners ........................................................ 1.8 1.7 1.6 1.7 2.0 1.9 1.3 

Vehicles ....................................................... 2.3 1.5 1.9 2.2 2.7 2.8 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 34 42 40 45 48 56 

Female ......................................................... 56 66 58 60 55 52 44 

Housing tenure:

Homeowner .................................................. 70 28 50 71 79 86 92 

With mortgage ............................................ 53 19 44 63 63 53 34 

Without mortgage ....................................... 17 9 6 8 15 33 58 

Renter .......................................................... 30 72 50 29 21 14 8 

Race of reference person:

Black or African-American ........................... 15 17 18 14 12 15 17 

White, Asian, and all other races ................. 85 83 82 86 88 85 83 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 24 20 13 10 9 10 

Not Hispanic or Latino .................................. 86 76 80 87 90 91 90 

Education of reference person:

Elementary (1-8) .......................................... 4 6 4 3 3 5 13 

High school (9-12) ........................................ 36 62 35 33 33 35 44 

College ......................................................... 59 32 62 64 64 60 43 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 92 78 89 92 94 95 94 

Average annual expenditures .......................... $57,178 $35,509 $50,029 $59,216 $65,118 $65,290 $46,390 

Food ............................................................... 7,223 5,073 6,457 7,402 8,256 7,842 5,961 

Food at home ............................................... 4,119 2,953 3,526 4,143 4,634 4,647 4,012 

Cereals and bakery products ..................... 534 334 442 546 595 629 549 

Cereals and cereal products .................... 166 115 150 176 178 174 171 

Bakery products ....................................... 367 219 292 370 417 455 379 

Meats, poultry, fish, and eggs .................... 941 549 745 1,000 1,064 1,070 982 

Beef .......................................................... 275 166 219 294 307 317 280 

Pork .......................................................... 191 112 155 200 213 206 222 

Other meats ............................................. 125 76 94 124 147 140 148 

Poultry ...................................................... 158 97 133 179 172 184 122 

Fish and seafood ..................................... 148 70 105 159 177 168 158 

Eggs ......................................................... 45 26 38 44 48 56 51 

Dairy products ............................................ 439 306 387 453 481 484 440 

Fresh milk and cream .............................. 173 132 163 180 177 189 171 

Other dairy products ................................ 267 174 224 272 304 295 269 

Fruits and vegetables ................................. 698 486 591 658 789 877 709 

Fresh fruits ............................................... 234 162 190 222 271 291 230 

Fresh vegetables ..................................... 228 124 198 213 251 299 259 

Processed fruits ....................................... 124 117 107 116 139 148 116 

Processed vegetables .............................. 112 83 96 106 128 138 105 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,507 $1,278 $1,361 $1,486 $1,706 $1,588 $1,331 

Sugar and other sweets ........................... 143 82 102 152 187 142 122 

Fats and oils ............................................. 103 65 86 94 122 132 100 

Miscellaneous foods ................................ 806 803 800 797 850 826 665 

Nonalcoholic beverages ........................... 409 298 342 404 493 431 375 

Food prepared by consumer unit on

out-of-town trips ..................................... 46 31 31 38 54 57 68 

Food away from home ................................. 3,104 2,121 2,930 3,259 3,622 3,195 1,949 

Alcoholic beverages ....................................... 492 332 523 501 581 479 232 

Housing .......................................................... 18,952 11,770 17,855 21,277 20,189 20,289 13,875 

Shelter .......................................................... 10,940 6,754 10,272 12,786 12,059 10,869 6,547 

Owned dwellings ........................................ 7,761 1,962 6,063 9,644 9,113 8,328 5,344 

Mortgage interest and charges ................ 4,734 1,276 4,164 6,596 5,432 3,939 2,102 

Property taxes .......................................... 1,801 443 1,146 1,919 2,283 2,329 1,689 

Maintenance, repairs, insurance, other

expenses ................................................ 1,226 243 753 1,129 1,397 2,060 1,553 

Rented dwellings ........................................ 2,512 4,680 3,962 2,660 1,915 1,288 637 

Other lodging ............................................. 667 112 246 482 1,031 1,253 565 

Utilities, fuels, and public services ............... 4,029 2,747 3,446 4,021 4,419 4,580 4,335 

Natural gas ................................................. 544 264 436 498 596 707 739 

Electricity .................................................... 1,517 1,128 1,275 1,529 1,643 1,722 1,650 

Fuel oil and other fuels ............................... 163 466 102 177 212 135 239 

Telephone services .................................... 1,337 1,041 1,250 1,339 1,471 1,445 1,158 

Water and other public services ................. 467 248 382 477 497 570 549 

Household operations .................................. 1,345 764 1,611 1,620 978 1,764 764 

Personal services ....................................... 759 594 1,206 1,013 273 1,010 4136 

Other household expenses ........................ 585 170 405 607 704 754 628 

Housekeeping supplies ................................ 673 360 565 749 722 768 670 

Laundry and cleaning supplies .................. 178 104 151 216 180 201 152 

Other household products .......................... 341 185 305 372 354 391 352 

Postage and stationery .............................. 154 70 109 161 188 177 167 

Household furnishings and equipment ......... 1,965 1,145 1,961 2,101 2,012 2,307 1,559 

Household textiles ...................................... 150 89 111 146 141 223 233 

Furniture ..................................................... 539 408 602 665 532 405 347 

Floor coverings .......................................... 43 46 50 42 28 47 94 

Major appliances ........................................ 253 145 223 289 240 323 235 

Small appliances, miscellaneous

housewares .............................................. 124 70 146 110 143 118 110 

Miscellaneous household equipment ......... 855 426 830 849 927 1,192 541 

Apparel and services ..................................... 2,320 2,120 2,240 2,321 2,516 2,618 1,568 

Men and boys .............................................. 535 353 465 510 627 726 334 

Men, 16 and over ....................................... 431 315 351 366 517 660 298 

Boys, 2 to 15 .............................................. 103 37 114 145 110 66 36 

Women and girls .......................................... 934 601 798 962 1,098 1,065 717 

Women, 16 and over .................................. 760 548 633 678 946 945 600 

Girls, 2 to 15 ............................................... 175 53 165 284 153 120 117 

Children under 2 .......................................... 160 401 335 141 70 58 23 

Footwear ...................................................... 404 377 382 439 415 438 271 

Other apparel products and services ........... 288 388 261 269 306 331 223 

Transportation ................................................ 10,796 7,338 10,053 10,796 11,858 12,722 8,673 

Vehicle purchases (net outlay) ..................... 4,274 2,442 4,366 4,563 4,235 5,152 3,199 

Cars and trucks, new ................................. 1,873 4721 1,820 1,971 1,924 2,376 1,585 

Cars and trucks, used ................................ 2,284 1,641 2,468 2,394 2,140 2,776 1,614 

Other vehicles ............................................ 116 480 478 197 4171 3 ( ) 3 ( )

Gasoline and motor oil ................................. 2,755 2,270 2,515 2,665 3,120 3,096 2,243 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,231 $2,134 $2,828 $3,076 $3,762 $3,921 $2,729 

Vehicle finance charges ............................. 389 321 421 412 384 388 305 

Maintenance and repairs ........................... 826 576 572 806 994 1,050 803 

Vehicle insurance ....................................... 1,435 4964 1,231 1,268 1,814 1,697 41,198 

Vehicle rental, leases, licenses, and other

charges .................................................... 581 273 604 590 569 787 422 

Public transportation .................................... 537 492 344 492 742 552 502 

Healthcare ...................................................... 2,872 1,191 1,855 2,447 3,191 3,935 5,301 

Health insurance .......................................... 1,527 576 988 1,296 1,585 1,963 3,464 

Medical services .......................................... 699 385 543 660 796 1,013 614 

Drugs ........................................................... 502 175 260 384 573 749 1,114 

Medical supplies .......................................... 144 55 65 107 237 209 109 

Entertainment ................................................. 2,904 1,597 2,391 3,365 3,323 3,022 2,209 

Fees and admissions ................................... 642 231 455 772 843 598 449 

Audio and visual equipment and services .... 1,092 847 895 1,274 1,164 1,104 951 

Pets, toys, hobbies, and playground

equipment .................................................. 662 325 568 675 805 710 589 

Other entertainment supplies, equipment,

and services ............................................... 508 193 474 645 511 609 220 

Personal care products and services ............. 678 368 565 705 785 802 573 

Reading .......................................................... 113 37 71 100 148 150 137 

Education ....................................................... 1,251 606 588 765 2,378 1,485 822 

Tobacco products and smoking supplies ....... 405 460 388 400 397 485 322 

Miscellaneous ................................................ 914 598 531 1,062 1,042 1,170 828 

Cash contributions ......................................... 1,674 944 1,115 1,261 2,098 2,704 1,830 

Personal insurance and pensions .................. 6,584 3,074 5,398 6,814 8,355 7,585 4,059 

Life and other personal insurance ................ 394 66 205 326 504 666 533 

Pensions and Social Security ...................... 6,189 3,008 5,194 6,488 7,852 6,920 3,527 

Sources of income and personal taxes: 

Money income before taxes ........................... 73,605 41,086 58,921 76,549 87,350 85,826 61,381 

Wages and salaries ..................................... 62,399 36,038 54,167 68,575 75,875 66,633 32,823 

Self-employment income ............................. 4,335 1,781 2,661 4,251 5,974 6,198 2,329 

Social Security, private and government

retirement ................................................... 3,928 4302 274 1,063 2,376 8,598 22,539 

Interest, dividends, rental income, other

property income ......................................... 1,474 1,320 479 920 1,596 3,220 2,575 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 260 4129 136 300 324 242 4372 

Public assistance, supplemental security

income, food stamps .................................. 444 833 452 435 354 354 598 

Regular contributions for support ................. 563 483 416 863 635 414 487 

Other income ............................................... 202 4201 335 142 216 166 458 

Personal taxes ............................................... 2,443 650 1,540 3,027 3,111 3,097 1,040 

Federal income taxes ................................... 1,681 359 922 2,223 2,180 2,065 681 

State and local income taxes ....................... 552 244 503 649 639 673 117 

Other taxes .................................................. 211 47 115 154 292 358 241 

Income after taxes ......................................... 71,162 40,436 57,380 73,522 84,239 82,729 60,341 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Addenda:

Net change in total assets and liabilities ........ - $8,716 - $824 - $8,296 - $10,441 - $8,659 - $16,765 $2,793 

Net change in total assets ............................ 10,891 11,375 12,267 16,596 8,710 6,945 3,119 

Net change in total liabilities ........................ 19,607 12,199 20,563 27,036 17,369 23,710 326 

Other financial information:

Other money receipts ................................... 577 4163 368 344 520 1,512 783 

Mortgage principal paid on owned property -2,786 -496 -1,647 -2,897 -3,911 -3,895 -1,553 

Estimated market value of owned home ...... 190,765 47,010 119,421 189,252 230,385 262,462 239,777 

Estimated monthly rental value of owned

home .......................................................... 962 306 639 1,019 1,143 1,201 1,127 

Gifts of goods and services ............................ 1,288 451 622 950 2,102 1,695 1,331 

Food ............................................................. 85 417 48 56 144 150 22 

Alcoholic beverages ..................................... 10 416 44 17 5 19 45 

Housing ........................................................ 244 79 135 168 437 307 138 

Housekeeping supplies .............................. 34 410 33 37 45 20 434 

Household textiles ...................................... 13 47 42 412 17 28 44 

Appliances and miscellaneous

housewares .............................................. 16 48 410 10 29 23 47 

Major appliances ...................................... 4 2 ( ) 2 ( ) 43 6 413 2 ( )

Small appliances and miscellaneous

housewares ............................................ 12 47 410 7 23 49 47 

Miscellaneous household equipment ......... 65 417 37 53 124 57 427 

Other housing ............................................ 116 37 53 56 222 180 466 

Apparel and services ................................... 263 190 206 251 285 406 216 

Males, 2 and over ...................................... 61 443 35 52 76 109 39 

Females, 2 and over .................................. 84 427 33 82 99 156 111 

Children under 2 ........................................ 69 73 103 65 65 53 22 

Other apparel products and services ......... 50 447 35 51 45 89 444 

Jewelry and watches ................................ 17 418 413 23 10 433 47 

All other apparel products and services ... 33 429 423 28 35 456 436 

Transportation .............................................. 92 79 14 48 99 196 232 

Health care ................................................... 22 42 44 426 35 432 416 

Entertainment ............................................... 106 428 129 96 133 98 459 

Toys, games, arts and crafts, and tricycles 43 422 437 48 56 432 432 

Other entertainment ................................... 63 45 93 48 78 66 27 

Personal care products and services ........... 24 48 20 37 21 20 417 

Reading ........................................................ 1 2 ( ) 41 2 ( ) 1 41 41 

Education ..................................................... 363 420 413 166 866 344 502 

All other gifts ................................................ 78 11 49 85 76 120 123 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.