Table 61. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual

aggregate expenditures and sources of income, Consumer Expenditure Survey, 1998

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area Race of reference

person

Hispanic origin of

reference person

Homeowner Renter Urban Rural White and

other Black Hispanic NonHispanic

Number of consumer units (in thousands) ............. 107,182 68,916 38,266 93,854 13,328 94,435 12,748 9,051 98,131 

Percent distribution of consumer units ................... 100.0 64.3 35.7 87.6 12.4 88.1 11.9 8.4 91.6 

Consumer unit characteristics (mean values): 

Income before taxes 1 .......................................... $41,622 $50,578 $25,854 $42,965 $32,427 $43,066 $29,378 $31,073 $42,681 

Income after taxes 1 ............................................. 38,358 46,447 24,119 39,541 30,259 39,596 27,860 29,210 39,277 

 Age of reference person ...................................... 47.6 52.1 39.6 47.2 50.9 48.0 45.1 41.8 48.2 

Average number in consumer unit:

Persons .............................................................. 2.5 2.7 2.2 2.5 2.6 2.5 2.8 3.2 2.4 

 Children under 18 .............................................. .7 .7 .6 .7 .7 .6 1.0 1.2 .6 

 Persons 65 and over .......................................... .3 .4 .1 .3 .4 .3 .2 .2 .3 

 Earners .............................................................. 1.3 1.4 1.2 1.3 1.3 1.4 1.2 1.5 1.3 

 Vehicles ............................................................. 2.0 2.4 1.2 1.9 2.5 2.1 1.3 1.6 2.0 

Percent distribution:

Sex of reference person:

Male ................................................................. 58 63 49 57 60 60 39 59 58 

 Female ............................................................. 42 37 51 43 40 40 61 41 42 

Housing tenure:

Homeowner ...................................................... 64 100 n.a. 62 82 67 46 42 66 

 With mortgage ................................................ 39 60 n.a. 39 39 40 30 28 40 

 Without mortgage ........................................... 26 40 n.a. 23 43 27 16 14 27 

 Renter .............................................................. 36 n.a. 100 38 18 33 54 58 34 

Race of reference person:

Black ................................................................ 12 8 18 13 5 n.a. 100 6 12 

 White and other ................................................ 88 92 82 87 95 100 n.a. 94 88 

Education of reference person:

Elementary (1-8) .............................................. 7 6 7 6 9 6 8 23 5 

 High school (9-12) ............................................ 39 37 41 37 50 37 50 45 38 

 College ............................................................. 54 56 51 56 41 56 42 30 56 

 Never attended and other ................................ 2 ( ) 2 ( ) 1 2 ( ) 2 ( ) 2 ( ) 1 2 2 ( )

At least one vehicle owned or leased ................ 87 95 72 86 94 89 71 81 87 

Annual aggregate expenditures ............................. $3,806,893 75.1 24.9 89.5 10.5 91.4 8.6 7.2 92.8 

Food ..................................................................... 514,578 72.6 27.4 88.9 11.1 90.9 9.1 9.0 91.0 

 Food at home ..................................................... 297,339 72.3 27.7 88.2 11.8 89.8 10.2 10.3 89.7 

 Cereals and bakery products ........................... 45,435 73.0 27.0 88.1 11.9 90.6 9.4 9.3 90.7 

 Cereals and cereal products .......................... 15,655 70.8 29.2 88.3 11.7 89.2 10.8 10.0 90.0 

 Bakery products ............................................. 29,780 74.1 25.9 87.9 12.1 91.3 8.7 8.9 91.1 

 Meats, poultry, fish, and eggs .......................... 77,381 71.7 28.3 88.7 11.3 86.8 13.2 12.2 87.8 

 Beef ................................................................ 23,366 72.2 27.8 88.1 11.9 89.6 10.4 13.3 86.7 

 Pork ................................................................ 15,600 72.7 27.3 87.7 12.3 84.8 15.2 12.5 87.5 

 Other meats ................................................... 9,849 72.1 27.9 87.5 12.5 89.2 10.8 11.6 88.4 

 Poultry ............................................................ 14,635 70.4 29.6 90.2 9.8 84.4 15.6 11.5 88.5 

 Fish and seafood ........................................... 10,465 71.5 28.5 90.6 9.4 84.2 15.8 10.0 90.0 

 Eggs ............................................................... 3,466 68.5 31.5 88.7 11.3 86.9 13.1 15.7 84.3 

Dairy products .................................................. 32,242 72.8 27.2 87.8 12.2 92.0 8.0 9.8 90.2 

 Fresh milk and cream .................................... 12,858 71.5 28.5 87.0 13.0 91.8 8.2 10.9 89.1 

 Other dairy products ...................................... 19,384 73.7 26.3 88.4 11.6 92.2 7.8 9.1 90.9 

 Fruits and vegetables ....................................... 50,484 72.4 27.6 89.1 10.9 89.7 10.3 10.7 89.3 

 Fresh fruits ..................................................... 15,944 73.2 26.8 90.4 9.6 90.4 9.6 11.8 88.2 

 Fresh vegetables ........................................... 15,509 71.3 28.7 89.8 10.2 90.3 9.7 11.8 88.2 

 Processed fruits ............................................. 10,852 72.9 27.1 88.8 11.2 88.2 11.8 9.0 91.0 

 Processed vegetables .................................... 8,180 72.3 27.7 85.6 14.4 89.2 10.8 8.8 91.2 

See footnotes at end of table.
Table 61. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual

aggregate expenditures and sources of income, Consumer Expenditure Survey, 1998 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area Race of reference

person

Hispanic origin of

reference person

Homeowner Renter Urban Rural White and

other Black Hispanic NonHispanic

 Other food at home .......................................... $91,797 72.2 27.8 87.6 12.4 91.3 8.7 9.2 90.8 

 Sugar and other sweets ................................. 11,677 73.3 26.7 87.7 12.3 91.4 8.6 7.2 92.8 

 Fats and oils ................................................... 8,229 72.4 27.6 87.0 13.0 89.2 10.8 10.5 89.5 

 Miscellaneous foods ...................................... 41,491 72.0 28.0 88.0 12.0 91.5 8.5 9.0 91.0 

 Nonalcoholic beverages ................................. 24,684 70.2 29.8 86.9 13.1 90.5 9.5 10.5 89.5 

Food prepared by consumer unit on

out-of-town trips ........................................... 5,716 79.9 20.1 88.9 11.1 96.0 4.0 7.0 93.0 

 Food away from home ....................................... 217,239 73.1 26.9 89.7 10.3 92.3 7.7 7.3 92.7 

Alcoholic beverages ............................................. 33,058 67.7 32.3 91.8 8.2 94.2 5.8 7.6 92.4 

Housing ................................................................ 1,255,217 73.2 26.8 90.9 9.1 90.6 9.4 7.3 92.7 

 Shelter ................................................................ 716,015 69.2 30.8 92.7 7.3 90.7 9.3 7.8 92.2 

 Owned dwellings .............................................. 454,991 99.5 .5 91.5 8.5 93.3 6.7 5.2 94.8 

 Mortgage interest and charges ...................... 263,117 99.5 .5 92.1 7.9 92.6 7.4 5.6 94.4 

 Property taxes ................................................ 108,832 99.6 .4 92.0 8.0 94.1 5.9 4.0 96.0 

Maintenance, repairs, insurance, other

expenses ...................................................... 83,042 99.5 .5 88.6 11.4 94.5 5.5 5.0 95.0 

 Rented dwellings .............................................. 211,972 .9 99.1 95.8 4.2 84.1 15.9 14.3 85.7 

 Other lodging ................................................... 49,052 83.2 16.8 91.6 8.4 95.0 5.0 4.0 96.0 

Utilities, fuels, and public services ..................... 257,743 76.4 23.6 87.4 12.6 87.8 12.2 7.3 92.7 

 Natural gas ....................................................... 30,426 78.6 21.4 94.1 5.9 85.9 14.1 8.1 91.9 

 Electricity .......................................................... 98,725 77.4 22.6 85.2 14.8 87.9 12.1 6.7 93.3 

 Fuel oil and other fuels ..................................... 9,133 89.1 10.9 70.3 29.7 94.3 5.7 3.3 96.7 

 Telephone services .......................................... 88,914 69.1 30.9 88.0 12.0 86.9 13.1 8.3 91.7 

 Water and other public services ....................... 30,546 88.0 12.0 90.7 9.3 89.8 10.2 7.2 92.8 

 Household operations ........................................ 58,495 81.0 19.0 92.6 7.4 92.9 7.1 5.4 94.6 

 Personal services ............................................. 27,827 75.2 24.8 92.4 7.6 90.5 9.5 7.0 93.0 

 Other household expenses .............................. 30,668 86.3 13.7 92.8 7.2 95.0 5.0 3.9 96.1 

Housekeeping supplies ...................................... 51,546 80.2 19.8 88.0 12.0 94.0 6.0 6.9 93.1 

 Laundry and cleaning supplies ........................ 12,586 74.6 25.4 86.0 14.0 90.5 9.5 10.1 89.9 

 Other household products ................................ 24,850 84.0 16.0 88.1 11.9 95.3 4.7 6.5 93.5 

 Postage and stationery .................................... 14,110 78.7 21.3 89.4 10.6 95.0 5.0 4.9 95.1 

 Household furnishings and equipment ............... 171,418 80.2 19.8 89.1 10.9 92.5 7.5 5.9 94.1 

 Household textiles ............................................ 11,260 80.9 19.1 89.7 10.3 95.1 4.9 7.9 92.1 

 Furniture ........................................................... 40,444 79.7 20.3 89.5 10.5 91.7 8.3 6.7 93.3 

 Floor coverings ................................................ 15,459 83.1 16.9 92.3 7.7 91.0 9.0 1.0 99.0 

 Major appliances .............................................. 17,583 83.1 16.9 88.4 11.6 88.1 11.9 6.7 93.3 

Small appliances, miscellaneous

housewares .................................................... 8,572 77.1 22.9 89.4 10.6 94.2 5.8 7.4 92.6 

 Miscellaneous household equipment ............... 78,101 79.4 20.6 88.3 11.7 93.6 6.4 5.8 94.2 

Apparel and services ........................................... 179,110 71.4 28.6 90.1 9.9 88.2 11.8 9.8 90.2 

 Men and boys .................................................... 42,659 72.1 27.9 90.2 9.8 88.0 12.0 7.6 92.4 

 Men, 16 and over ............................................. 33,572 71.4 28.6 90.3 9.7 89.6 10.4 6.9 93.1 

 Boys, 2 to 15 .................................................... 9,087 74.5 25.5 89.6 10.4 82.2 17.8 10.3 89.7 

 Women and girls ................................................ 69,691 74.5 25.5 89.9 10.1 89.8 10.2 9.5 90.5 

 Women, 16 and over ........................................ 58,618 74.0 26.0 90.3 9.7 90.2 9.8 8.8 91.2 

 Girls, 2 to 15 ..................................................... 11,072 77.2 22.8 87.7 12.3 88.0 12.0 13.1 86.9 

 Children under 2 ................................................ 7,799 65.0 35.0 90.3 9.7 86.5 13.5 13.8 86.2 

 Footwear ............................................................ 30,038 70.4 29.6 88.6 11.4 84.2 15.8 14.1 85.9 

 Other apparel products and services ................. 28,923 65.8 34.2 92.1 7.9 88.9 11.1 8.6 91.4 

Transportation ...................................................... 709,105 76.5 23.5 88.1 11.9 91.5 8.5 7.6 92.4 

 Vehicle purchases (net outlay) ........................... 317,722 77.2 22.8 87.5 12.5 91.3 8.7 8.1 91.9 

 Cars and trucks, new ....................................... 148,237 85.8 14.2 89.3 10.7 91.4 8.6 6.7 93.3 

 Cars and trucks, used ...................................... 164,243 69.4 30.6 85.9 14.1 90.9 9.1 9.3 90.7 

 Other vehicles .................................................. 5,241 77.5 22.5 84.9 315.1 100.0 4 ( ) 37.0 93.0 

 Gasoline and motor oil ....................................... 108,989 75.1 24.9 85.5 14.5 91.3 8.7 8.1 91.9 

See footnotes at end of table.
Table 61. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual

aggregate expenditures and sources of income, Consumer Expenditure Survey, 1998 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area Race of reference

person

Hispanic origin of

reference person

Homeowner Renter Urban Rural White and

other Black Hispanic NonHispanic

 Other vehicle expenses ..................................... $236,385 76.7 23.3 89.0 11.0 91.7 8.3 6.8 93.2 

 Vehicle finance charges ................................... 34,212 76.6 23.4 84.8 15.2 90.2 9.8 7.3 92.7 

 Maintenance and repairs ................................. 68,665 75.7 24.3 88.8 11.2 91.6 8.4 6.9 93.1 

 Vehicle insurance ............................................. 79,166 76.5 23.5 88.8 11.2 90.9 9.1 7.6 92.4 

Vehicle rental, leases, licenses, other

charges .......................................................... 54,341 78.5 21.5 92.2 7.8 93.9 6.1 5.3 94.7 

 Public transportation .......................................... 46,010 73.5 26.5 93.4 6.6 91.9 8.1 6.9 93.1 

Health care ........................................................... 203,911 80.8 19.2 86.2 13.8 93.3 6.7 4.9 95.1 

 Health insurance ................................................ 97,878 80.5 19.5 86.0 14.0 92.1 7.9 5.0 95.0 

 Medical services ................................................ 58,109 81.6 18.4 87.0 13.0 95.0 5.0 4.7 95.3 

 Drugs ................................................................. 37,029 81.2 18.8 85.1 14.9 93.3 6.7 4.7 95.3 

 Medical supplies ................................................ 10,895 78.4 21.6 87.5 12.5 95.0 5.0 5.3 94.7 

Entertainment ....................................................... 186,973 77.1 22.9 88.8 11.2 94.0 6.0 5.6 94.4 

 Fees and admissions ......................................... 48,082 79.6 20.4 92.0 8.0 95.4 4.6 4.4 95.6 

 Television, radios, sound equipment ................. 57,273 70.6 29.4 90.5 9.5 90.7 9.3 8.0 92.0 

 Pets, toys, and playground equipment ............... 35,275 81.0 19.0 87.8 12.2 94.6 5.4 4.8 95.2 

Other entertainment supplies, equipment,

and services ..................................................... 46,343 79.7 20.3 83.9 16.1 96.3 3.7 4.4 95.6 

Personal care products and services ................... 42,876 74.3 25.7 90.0 10.0 88.6 11.4 7.1 92.9 

Reading ................................................................ 17,250 77.9 22.1 90.5 9.5 94.7 5.3 3.2 96.8 

Education ............................................................. 62,137 67.6 32.4 94.6 5.4 92.9 7.1 4.6 95.4 

Tobacco products and smoking supplies ............. 29,260 64.9 35.1 84.3 15.7 91.5 8.5 4.3 95.7 

Miscellaneous ...................................................... 92,160 75.2 24.8 86.5 13.5 91.8 8.2 6.9 93.1 

Cash contributions ............................................... 118,899 81.6 18.4 91.6 8.4 93.8 6.2 4.1 95.9 

Personal insurance and pensions ........................ 362,358 80.3 19.7 89.9 10.1 92.6 7.4 5.9 94.1 

 Life and other personal insurance ...................... 42,709 87.0 13.0 88.0 12.0 91.7 8.3 3.8 96.2 

 Pensions and Social Security ............................ 319,648 79.4 20.6 90.2 9.8 92.8 7.2 6.1 93.9 

Sources of income and personal taxes: 1

Money income before taxes ................................... 3,501,058 77.5 22.5 90.1 9.9 92.6 7.4 6.8 93.2 

 Wages and salaries ........................................... 2,766,479 76.5 23.5 91.0 9.0 92.3 7.7 7.3 92.7 

 Self-employment income ................................... 188,347 84.2 15.8 87.1 12.9 97.3 2.7 5.2 94.8 

 Social Security, private and government

retirement ......................................................... 388,481 85.8 14.2 85.0 15.0 92.9 7.1 3.9 96.1 

 Interest, dividends, rental income, other

property income ............................................... 73,280 90.4 9.6 89.6 10.4 98.4 1.6 1.4 98.6 

 Unemployment and workers’ compensation,

veterans’ benefits ............................................. 16,228 66.4 33.6 87.6 12.4 86.5 13.5 10.5 89.5 

 Public assistance, supplemental security

income, food stamps ........................................ 27,799 28.6 71.4 89.3 10.7 71.8 28.2 16.1 83.9 

 Regular contributions for support ....................... 21,840 52.4 47.6 95.0 5.0 93.0 7.0 11.3 88.7 

 Other income ..................................................... 18,602 42.9 57.1 94.1 5.9 92.6 7.4 7.6 92.4 

Personal taxes ..................................................... 274,527 80.7 19.3 91.5 8.5 95.1 4.9 5.2 94.8 

 Federal income taxes ......................................... 207,922 80.1 19.9 91.9 8.1 95.4 4.6 5.4 94.6 

 State and local income taxes ............................. 52,981 79.0 21.0 91.5 8.5 93.8 6.2 5.0 95.0 

 Other taxes ........................................................ 13,624 97.6 2.4 86.7 13.3 95.2 4.8 2.6 97.4 

Income after taxes ............................................... 3,226,532 77.2 22.8 89.9 10.1 92.3 7.7 6.9 93.1 

1 Components of income and taxes are derived from "complete income

reporters" only; see glossary. 2 Value less than 0.5.

3 Data are likely to have large sampling errors. 4 No data reported.

n.a. Not applicable.