Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 11,831 382 264 378 1,029 1,190 1,092 1,975 5,521 

Consumer unit characteristics: 

Income before taxes ..................................... $82,741 $2,423 $13,383 $17,840 $25,419 $34,953 $45,012 $59,389 $132,857 

Income after taxes ........................................ 82,080 2,913 14,531 18,947 27,123 36,348 46,402 60,502 129,984 

Age of reference person ................................ 41.5 38.1 37.7 36.5 39.4 39.2 39.8 41.5 43.4 

Average number in consumer unit:

Persons ........................................................ 5.6 5.7 5.7 5.5 5.7 5.7 5.6 5.6 5.6 

Children under 18 ........................................ 2.7 3.5 3.3 2.9 3.0 3.0 2.8 2.7 2.5 

Persons 65 and older ................................... .1 1 ( ) 1 ( ) 2.1 .1 .1 .1 .1 .2 

Earners ........................................................ 2.1 .7 1.0 1.2 1.5 1.7 2.0 2.2 2.6 

Vehicles ....................................................... 2.5 1.3 1.2 1.4 1.6 1.9 2.1 2.5 3.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 23 34 33 36 39 42 43 48 

Female ......................................................... 57 77 66 67 64 61 58 57 52 

Housing tenure:

Homeowner .................................................. 71 43 25 36 47 52 58 74 87 

With mortgage ............................................ 58 30 15 21 33 37 46 59 75 

Without mortgage ....................................... 13 13 10 15 14 15 12 16 12 

Renter .......................................................... 29 57 75 64 53 48 42 26 13 

Race of reference person:

Black or African-American ........................... 15 32 23 23 22 25 14 13 10 

White, Asian, and all other races ................. 85 68 77 77 78 75 86 87 90 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 26 29 32 35 48 34 35 28 17 

Not Hispanic or Latino .................................. 74 71 68 65 52 66 65 72 83 

Education of reference person:

Elementary (1-8) .......................................... 9 13 19 13 20 13 15 8 4 

High school (9-12) ........................................ 37 50 58 60 58 52 44 39 25 

College ......................................................... 53 38 22 25 21 34 41 52 71 

Never attended and other ............................ 3 ( ) 4 ( ) 2 1 3 ( ) 1 1 3 ( ) 1 

At least one vehicle owned or leased ............ 94 73 74 76 88 91 95 96 98 

Average annual expenditures .......................... $64,826 $37,994 $28,188 $31,962 $33,820 $41,891 $44,958 $52,386 $89,757 

Food ............................................................... 9,917 7,343 6,331 7,004 7,008 7,019 7,584 8,822 12,470 

Food at home ............................................... 6,191 5,138 4,487 5,334 5,229 4,924 5,080 5,725 7,235 

Cereals and bakery products ..................... 895 698 668 797 720 693 721 828 1,060 

Cereals and cereal products .................... 324 290 200 315 297 265 244 297 376 

Bakery products ....................................... 571 408 468 483 424 427 477 531 684 

Meats, poultry, fish, and eggs .................... 1,454 1,361 1,049 1,228 1,317 1,384 1,255 1,376 1,603 

Beef .......................................................... 408 317 264 285 362 398 354 405 452 

Pork .......................................................... 288 312 208 328 323 261 277 305 283 

Other meats ............................................. 187 163 139 163 166 185 162 139 220 

Poultry ...................................................... 277 269 201 222 241 248 205 288 307 

Fish and seafood ..................................... 213 218 2196 135 147 208 181 165 256 

Eggs ......................................................... 81 82 42 94 78 85 76 74 86 

Dairy products ............................................ 686 606 531 559 529 560 546 607 819 

Fresh milk and cream .............................. 279 232 234 227 255 287 238 249 310 

Other dairy products ................................ 407 375 297 332 274 273 308 358 509 

Fruits and vegetables ................................. 1,027 935 736 789 881 738 806 1,013 1,197 

Fresh fruits ............................................... 345 340 189 228 284 246 256 341 412 

Fresh vegetables ..................................... 316 297 200 227 325 211 242 320 361 

Processed fruits ....................................... 190 163 167 151 129 140 148 188 226 

Processed vegetables .............................. 175 136 181 183 144 141 161 164 198 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $2,129 $1,538 $1,502 $1,961 $1,782 $1,548 $1,752 $1,901 $2,556 

Sugar and other sweets ........................... 218 128 140 204 176 138 179 191 271 

Fats and oils ............................................. 163 144 111 196 160 155 158 138 178 

Miscellaneous foods ................................ 1,152 886 790 1,026 942 807 883 1,041 1,401 

Nonalcoholic beverages ........................... 540 367 443 522 492 426 504 487 616 

Food prepared by consumer unit on

out-of-town trips ..................................... 56 213 219 213 211 221 28 44 90 

Food away from home ................................. 3,727 2,205 1,844 1,670 1,779 2,095 2,504 3,097 5,235 

Alcoholic beverages ....................................... 369 2189 2117 234 103 211 186 290 564 

Housing .......................................................... 21,493 15,524 11,234 12,157 13,353 15,095 16,255 17,963 28,225

Shelter .......................................................... 12,375 8,599 5,734 6,487 7,426 8,652 9,589 10,043 16,467 

Owned dwellings ........................................ 8,870 4,397 1,612 2,048 3,187 4,288 5,300 6,959 13,429 

Mortgage interest and charges ................ 5,760 2,617 2873 1,242 2,135 2,819 3,351 4,728 8,675 

Property taxes .......................................... 2,136 1,238 560 614 669 1,031 1,269 1,573 3,261 

Maintenance, repairs, insurance, other

expenses ................................................ 974 542 2179 2192 383 438 680 658 1,493 

Rented dwellings ........................................ 2,975 3,849 4,104 4,434 4,202 4,265 4,091 2,844 2,080 

Other lodging ............................................. 531 2353 219 26 237 99 198 239 959 

Utilities, fuels, and public services ............... 4,999 4,158 3,426 3,812 3,820 4,245 4,291 4,654 5,860 

Natural gas ................................................. 712 685 534 450 445 503 626 627 883 

Electricity .................................................... 1,901 1,839 1,602 1,594 1,648 1,789 1,641 1,742 2,119 

Fuel oil and other fuels ............................... 164 2118 231 226 263 117 107 136 232 

Telephone services .................................... 1,554 995 902 1,288 1,136 1,254 1,367 1,510 1,838 

Water and other public services ................. 668 521 357 454 529 582 549 638 787 

Household operations .................................. 1,374 1,039 458 507 491 607 688 912 2,131 

Personal services ....................................... 739 2600 2237 2275 281 318 314 486 1,154 

Other household expenses ........................ 635 439 221 232 210 288 374 425 977 

Housekeeping supplies ................................ 850 558 771 665 622 584 587 700 1,090 

Laundry and cleaning supplies .................. 251 228 189 245 288 261 189 215 272 

Other household products .......................... 472 245 324 373 274 259 312 372 651 

Postage and stationery .............................. 127 286 2258 247 60 64 86 113 168 

Household furnishings and equipment ......... 1,896 1,169 845 685 994 1,007 1,100 1,654 2,677 

Household textiles ...................................... 138 291 245 89 96 63 27 181 177 

Furniture ..................................................... 466 237 255 154 248 203 303 409 663 

Floor coverings .......................................... 25 26 3 ( ) 21 24 211 13 14 43 

Major appliances ........................................ 248 192 2129 274 121 178 280 205 318 

Small appliances, miscellaneous

housewares .............................................. 113 292 249 80 78 71 74 75 144 

Miscellaneous household equipment ......... 905 351 366 287 447 481 403 770 1,331 

Apparel and services ..................................... 2,807 2,250 1,897 1,935 2,386 1,934 2,048 2,275 3,549 

Men and boys .............................................. 664 535 463 416 522 438 439 545 860 

Men, 16 and over ....................................... 414 2279 2211 2125 329 208 203 329 583 

Boys, 2 to 15 .............................................. 250 256 252 291 193 231 236 216 277 

Women and girls .......................................... 1,046 719 436 750 769 522 750 851 1,408 

Women, 16 and over .................................. 655 327 2280 337 416 331 321 589 918 

Girls, 2 to 15 ............................................... 391 392 156 413 353 191 429 262 491 

Children under 2 .......................................... 212 2153 2337 334 294 232 181 237 177 

Footwear ...................................................... 562 657 2460 2235 646 562 481 495 606 

Other apparel products and services ........... 323 186 203 199 154 179 198 147 497 

Transportation ................................................ 10,645 5,575 3,892 5,220 4,642 8,136 7,654 8,570 14,686 

Vehicle purchases (net outlay) ..................... 3,425 22,015 2671 21,248 998 2,810 1,810 2,078 5,189 

Cars and trucks, new ................................. 1,339 2763 4 ( ) 2536 4 ( ) 2580 2571 2256 2,450 

Cars and trucks, used ................................ 1,957 1,251 2671 712 989 2,119 1,116 1,669 2,568 

Other vehicles ............................................ 129 4 ( ) 4 ( ) 4 ( ) 29 2111 2122 2153 171 

Gasoline and motor oil ................................. 3,499 1,797 1,747 2,188 2,216 2,731 3,010 3,290 4,367 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,183 $1,381 $1,275 $1,495 $1,274 $2,314 $2,563 $2,912 $4,280 

Vehicle finance charges ............................. 434 2106 2114 2115 176 253 308 414 612 

Maintenance and repairs ........................... 883 454 298 365 388 573 635 832 1,202 

Vehicle insurance ....................................... 1,304 2609 2684 2850 2599 21,185 21,233 1,292 1,591 

Vehicle rental, leases, licenses, and other

charges .................................................... 562 213 179 164 111 303 386 374 874 

Public transportation .................................... 538 383 2199 290 154 281 272 291 850 

Healthcare ...................................................... 2,991 1,922 632 841 1,008 1,669 2,146 2,846 4,198 

Health insurance .......................................... 1,579 1,076 2367 383 572 932 1,179 1,517 2,182 

Medical services .......................................... 862 542 2147 223 177 433 597 790 1,260 

Drugs ........................................................... 429 277 297 187 209 249 287 417 584 

Medical supplies .......................................... 121 227 222 248 51 54 83 121 172 

Entertainment ................................................. 3,621 1,520 939 1,294 1,544 2,178 2,225 2,489 5,436 

Fees and admissions ................................... 951 381 94 180 95 367 359 474 1,660 

Audio and visual equipment and services .... 1,178 776 431 635 669 900 894 1,027 1,543 

Pets, toys, hobbies, and playground

equipment .................................................. 814 248 380 429 495 575 443 527 1,189 

Other entertainment supplies, equipment,

and services ............................................... 678 115 234 250 286 336 529 461 1,044 

Personal care products and services ............. 747 423 285 403 539 416 479 590 1,033 

Reading .......................................................... 97 34 25 228 26 38 58 69 153 

Education ....................................................... 1,683 1,197 2173 544 270 468 594 779 2,929 

Tobacco products and smoking supplies ....... 423 436 481 498 486 456 374 354 429 

Miscellaneous ................................................ 879 210 21,245 228 323 953 516 673 1,186 

Cash contributions ......................................... 1,894 711 2217 478 403 659 1,074 1,527 2,991 

Personal insurance and pensions .................. 7,260 661 738 1,298 1,728 2,660 3,766 5,140 11,909 

Life and other personal insurance ................ 363 287 212 2110 56 125 281 213 594 

Pensions and Social Security ...................... 6,897 574 726 1,188 1,673 2,535 3,485 4,927 11,315 

Sources of income and personal taxes: 

Money income before taxes ........................... 82,741 2,423 13,383 17,840 25,419 34,953 45,012 59,389 132,857 

Wages and salaries ..................................... 73,616 4,590 8,541 12,377 19,741 28,899 39,410 52,881 119,559 

Self-employment income ............................. 4,467 2-5,856 2-584 2675 722 1,281 1,745 2,600 8,273 

Social Security, private and government

retirement ................................................... 2,098 2617 2892 21,291 1,467 1,462 1,675 1,847 2,741 

Interest, dividends, rental income, other

property income ......................................... 399 2107 2163 2189 231 270 95 248 698 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 424 2200 2330 2434 591 879 417 578 261 

Public assistance, supplemental security

income, food stamps .................................. 893 1,961 3,213 2,120 2,269 1,648 1,029 686 253 

Regular contributions for support ................. 469 2446 2257 2385 303 355 430 359 589 

Other income ............................................... 374 2357 2570 2370 2295 2359 2210 190 483 

Personal taxes ............................................... 661 -490 -1,148 -1,106 -1,704 -1,395 -1,390 -1,113 2,873 

Federal income taxes ................................... 643 -295 -985 -747 -1,416 -991 -914 -536 2,346 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -653 2-226 2-239 2-338 2-332 -483 -672 -889 -733 

State and local income taxes ....................... 504 -33 234 -30 16 21 125 194 982 

Other taxes .................................................. 167 264 242 29 28 57 71 118 277 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 82,080 2,913 14,531 18,947 27,123 36,348 46,402 60,502 129,984 

Addenda:

Net change in total assets and liabilities ........ - $7,153 - $2,772 - $774 $5,500 - $5,703 - $5,756 - $1,943 $3,852 - $14,167 

Net change in total assets ............................ 5,729 21,133 2-1,184 1,696 3,618 3,264 4,394 7,495 7,212 

Net change in total liabilities ........................ 12,883 3,905 -411 -3,803 9,321 9,019 6,337 3,643 21,379 

Other financial information:

Other money receipts ................................... 309 2640 235 235 221 233 2100 149 530 

Mortgage principal paid on owned property -3,122 -1,409 2-375 -2,063 -951 -976 -1,328 -2,185 -5,001 

Estimated market value of owned home ...... 193,174 103,868 263,054 62,580 60,046 87,887 100,449 149,961 295,821 

Estimated monthly rental value of owned

home .......................................................... 1,025 510 2237 311 401 544 621 873 1,502 

Gifts of goods and services ............................ 786 257 494 279 331 157 307 526 1,275 

Food ............................................................. 70 4 ( ) 235 228 221 25 76 24 118 

Alcoholic beverages ..................................... 8 4 ( ) 4 ( ) 3 ( ) 21 21 23 21 16 

Housing ........................................................ 133 225 292 238 105 226 248 104 204 

Housekeeping supplies .............................. 17 21 24 4 ( ) 210 24 210 13 26 

Household textiles ...................................... 6 4 ( ) 4 ( ) 4 ( ) 212 21 23 23 9 

Appliances and miscellaneous

housewares .............................................. 11 4 ( ) 4 ( ) 3 ( ) 28 23 26 21 20 

Major appliances ...................................... 2 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 21 5 

Small appliances and miscellaneous

housewares ............................................ 9 4 ( ) 4 ( ) 3 ( ) 28 23 26 3 ( ) 15 

Miscellaneous household equipment ......... 35 22 4 ( ) 27 211 29 4 ( ) 240 56 

Other housing ............................................ 64 222 288 231 264 210 230 48 92 

Apparel and services ................................... 170 2187 2206 2139 159 72 97 153 212 

Males, 2 and over ...................................... 30 244 4 ( ) 217 238 28 213 230 39 

Females, 2 and over .................................. 40 219 4 ( ) 251 216 28 233 229 59 

Children under 2 ........................................ 72 288 2206 240 96 48 44 69 73 

Other apparel products and services ......... 28 236 4 ( ) 231 29 27 26 226 42 

Jewelry and watches ................................ 4 25 4 ( ) 211 21 3 ( ) 24 3 ( ) 7 

All other apparel products and services ... 24 230 4 ( ) 220 27 27 23 226 35 

Transportation .............................................. 90 24 286 18 6 8 13 89 150 

Healthcare .................................................... 27 4 ( ) 4 ( ) 210 24 23 25 24 211 

Entertainment ............................................... 75 217 270 23 219 29 239 51 123 

Toys, games, arts and crafts, and tricycles 28 211 267 4 ( ) 24 24 230 25 47 

Other entertainment ................................... 46 26 23 23 215 25 29 47 76 

Personal care products and services ........... 12 4 ( ) 4 ( ) 21 22 21 21 218 18 

Reading ........................................................ 3 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 3 ( ) 22 3 ( )

Education ..................................................... 149 217 24 239 21 212 28 210 307 

All other gifts ................................................ 71 27 21 22 213 220 17 70 116 

1 Value is less than or equal to 0.05. 2 Data are likely to have large sampling errors. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010