Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 12,333 445 270 443 1,235 1,311 1,195 2,072 5,364 

Consumer unit characteristics: 

Income before taxes ..................................... $79,777 $2,036 $13,037 $17,919 $25,409 $34,804 $45,238 $59,274 $133,808 

Income after taxes ........................................ 78,622 2,280 13,979 19,141 26,966 35,926 46,133 59,693 129,989 

Age of reference person ................................ 41.4 37.0 36.7 38.3 39.2 38.8 40.0 41.3 43.8 

Average number in consumer unit:

Persons ........................................................ 5.7 5.6 5.8 5.6 5.6 5.6 5.7 5.7 5.7 

Children under 18 ........................................ 2.7 3.4 3.4 3.0 3.0 3.0 2.8 2.7 2.4 

Persons 65 and older ................................... .1 1.1 1.1 1.1 .1 .1 .1 .1 .2 

Earners ........................................................ 2.1 .8 .9 1.2 1.4 1.6 1.9 2.2 2.6 

Vehicles ....................................................... 2.5 1.4 1.2 1.5 1.5 1.8 2.2 2.5 3.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 29 23 32 36 39 47 46 49 

Female ......................................................... 56 71 77 68 64 61 53 54 51 

Housing tenure:

Homeowner .................................................. 68 42 22 43 43 52 59 70 86 

With mortgage ............................................ 56 25 15 23 30 40 45 58 75 

Without mortgage ....................................... 13 17 8 21 13 11 14 13 12 

Renter .......................................................... 32 58 78 57 57 48 41 30 14 

Race of reference person:

Black or African-American ........................... 14 21 29 25 20 22 17 14 9 

White, Asian, and all other races ................. 86 79 71 75 80 78 83 86 91 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 28 33 32 36 43 37 34 30 20 

Not Hispanic or Latino .................................. 72 67 68 64 57 63 66 70 80 

Education of reference person:

Elementary (1-8) .......................................... 10 8 13 16 20 16 14 10 4 

High school (9-12) ........................................ 39 54 60 57 55 48 45 40 27 

College ......................................................... 51 38 25 25 26 35 40 49 68 

Never attended and other ............................ 1 2 ( ) 2 1 3 ( ) 3 ( ) 1 1 3 ( )

At least one vehicle owned or leased ............ 93 79 69 81 87 91 93 97 98 

Average annual expenditures .......................... $62,215 $35,801 $26,760 $32,455 $33,197 $40,709 $44,534 $52,242 $87,973 

Food ............................................................... 9,537 7,448 6,536 7,364 7,007 7,061 7,526 8,919 11,747 

Food at home ............................................... 6,021 5,534 4,818 5,635 5,354 4,922 5,168 5,857 6,776 

Cereals and bakery products ..................... 883 795 671 864 749 693 770 875 998 

Cereals and cereal products .................... 322 354 230 398 284 273 255 304 360 

Bakery products ....................................... 560 442 441 467 465 420 515 571 638 

Meats, poultry, fish, and eggs .................... 1,362 1,521 1,137 1,392 1,238 1,253 1,202 1,356 1,448 

Beef .......................................................... 364 494 244 331 314 352 361 364 379 

Pork .......................................................... 271 282 189 297 273 239 273 296 270 

Other meats ............................................. 191 176 143 164 198 166 149 164 220 

Poultry ...................................................... 265 234 288 347 218 232 199 266 291 

Fish and seafood ..................................... 193 262 218 152 152 192 159 182 209 

Eggs ......................................................... 78 73 54 100 83 72 62 84 79 

Dairy products ............................................ 652 539 529 541 559 491 546 627 760 

Fresh milk and cream .............................. 261 214 240 247 245 230 218 264 283 

Other dairy products ................................ 391 325 289 294 315 261 327 363 477 

Fruits and vegetables ................................. 1,055 953 882 922 922 887 835 1,039 1,198 

Fresh fruits ............................................... 358 314 284 286 317 286 255 335 424 

Fresh vegetables ..................................... 320 288 222 273 296 263 252 316 365 

Processed fruits ....................................... 185 170 175 183 150 149 147 190 209 

Processed vegetables .............................. 192 181 202 181 158 189 182 198 201 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $2,069 $1,727 $1,598 $1,916 $1,886 $1,597 $1,816 $1,958 $2,371 

Sugar and other sweets ........................... 220 164 147 182 195 170 178 205 262 

Fats and oils ............................................. 161 184 138 193 161 141 141 148 172 

Miscellaneous foods ................................ 1,125 942 863 1,018 999 847 954 1,110 1,289 

Nonalcoholic beverages ........................... 513 422 446 506 515 426 519 461 562 

Food prepared by consumer unit on

out-of-town trips ..................................... 50 114 15 116 116 113 125 35 87 

Food away from home ................................. 3,516 1,913 1,719 1,730 1,653 2,138 2,358 3,062 4,971 

Alcoholic beverages ....................................... 290 1189 1171 147 84 144 234 231 429 

Housing .......................................................... 20,864 14,184 11,124 12,421 13,146 15,265 16,082 17,925 27,908

Shelter .......................................................... 12,145 7,923 6,275 6,405 7,251 8,775 9,068 10,290 16,616 

Owned dwellings ........................................ 8,397 3,507 1,404 2,304 2,891 4,373 4,716 6,766 13,358 

Mortgage interest and charges ................ 5,340 2,007 1820 1,252 1,861 2,891 2,997 4,487 8,433 

Property taxes .......................................... 2,143 1,005 413 566 728 988 1,206 1,537 3,505 

Maintenance, repairs, insurance, other

expenses ................................................ 914 496 1172 486 302 494 513 742 1,420 

Rented dwellings ........................................ 3,246 4,022 4,853 4,056 4,311 4,306 4,184 3,332 2,287 

Other lodging ............................................. 502 1394 118 145 150 95 168 192 971 

Utilities, fuels, and public services ............... 4,953 3,774 3,206 3,884 3,654 4,158 4,409 4,730 5,927 

Natural gas ................................................. 629 508 418 312 359 495 586 530 818 

Electricity .................................................... 1,928 1,754 1,462 1,802 1,629 1,699 1,775 1,790 2,189 

Fuel oil and other fuels ............................... 137 1110 159 146 141 161 103 150 194 

Telephone services .................................... 1,578 917 938 1,226 1,102 1,332 1,386 1,616 1,891 

Water and other public services ................. 681 486 328 499 523 570 559 644 835 

Household operations .................................. 1,278 845 471 514 466 632 804 809 2,049 

Personal services ....................................... 640 1571 1225 1253 250 297 344 332 1,059 

Other household expenses ........................ 638 274 246 261 217 335 460 477 991 

Housekeeping supplies ................................ 779 579 579 604 593 489 660 658 988 

Laundry and cleaning supplies .................. 238 221 1119 250 246 187 207 223 267 

Other household products .......................... 400 242 249 310 273 230 372 328 520 

Postage and stationery .............................. 142 115 1211 44 74 73 82 107 201 

Household furnishings and equipment ......... 1,710 1,063 593 1,014 1,181 1,212 1,141 1,438 2,329 

Household textiles ...................................... 143 188 138 166 117 60 68 171 189 

Furniture ..................................................... 391 149 1121 239 241 222 331 417 513 

Floor coverings .......................................... 35 14 13 131 14 16 52 52 43 

Major appliances ........................................ 226 176 1173 145 80 188 275 186 286 

Small appliances, miscellaneous

housewares .............................................. 104 292 130 113 86 76 62 73 127 

Miscellaneous household equipment ......... 811 355 227 420 652 660 352 540 1,170 

Apparel and services ..................................... 2,674 2,236 1,482 1,888 2,407 2,063 2,210 2,185 3,305 

Men and boys .............................................. 601 415 206 449 588 374 485 544 751 

Men, 16 and over ....................................... 355 1219 143 1143 322 169 279 298 484 

Boys, 2 to 15 .............................................. 246 196 163 306 266 205 206 246 267 

Women and girls .......................................... 972 717 349 493 719 675 694 822 1,290 

Women, 16 and over .................................. 639 273 204 299 364 437 316 568 906 

Girls, 2 to 15 ............................................... 333 444 145 194 355 237 378 253 384 

Children under 2 .......................................... 203 192 1268 350 280 265 200 194 165 

Footwear ...................................................... 603 739 1476 419 678 570 652 459 648 

Other apparel products and services ........... 295 172 182 176 142 180 178 166 451 

Transportation ................................................ 9,926 4,698 3,154 4,993 4,467 6,969 6,290 9,001 14,198 

Vehicle purchases (net outlay) ..................... 3,346 11,961 1478 1939 1,099 2,083 1,378 2,734 5,305 

Cars and trucks, new ................................. 1,357 1656 2 ( ) 2 ( ) 1236 1256 2 ( ) 1384 2,800 

Cars and trucks, used ................................ 1,918 1,305 1478 939 856 1,826 1,363 2,274 2,375 

Other vehicles ............................................ 72 2 ( ) 2 ( ) 2 ( ) 18 2 ( ) 115 176 130 

Gasoline and motor oil ................................. 3,041 1,686 1,464 2,193 1,988 2,387 2,583 3,008 3,820 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,068 $770 $1,005 $1,597 $1,257 $2,284 $2,146 $3,024 $4,259 

Vehicle finance charges ............................. 354 160 190 115 115 190 238 351 533 

Maintenance and repairs ........................... 896 431 287 768 431 561 695 866 1,222 

Vehicle insurance ....................................... 1,312 1153 1467 1488 1576 11,281 1850 1,430 1,695 

Vehicle rental, leases, licenses, and other

charges .................................................... 507 126 162 226 135 251 362 376 809 

Public transportation .................................... 471 1281 1206 264 123 215 183 235 815 

Healthcare ...................................................... 2,969 1,835 756 1,007 1,037 1,702 2,293 2,776 4,309 

Health insurance .......................................... 1,632 821 1362 525 463 1,036 1,284 1,606 2,357 

Medical services .......................................... 804 687 1278 193 302 357 602 694 1,202 

Drugs ........................................................... 411 278 197 253 233 251 326 375 559 

Medical supplies .......................................... 122 150 119 135 39 58 82 101 190 

Entertainment ................................................. 3,448 1,399 889 1,203 1,374 2,212 2,308 2,480 5,280 

Fees and admissions ................................... 879 327 120 125 126 336 454 409 1,596 

Audio and visual equipment and services .... 1,108 703 506 656 650 927 1,018 1,001 1,418 

Pets, toys, hobbies, and playground

equipment .................................................. 807 277 253 328 358 590 594 727 1,126 

Other entertainment supplies, equipment,

and services ............................................... 653 191 110 193 240 359 243 344 1,140 

Personal care products and services ............. 692 367 248 521 541 386 532 552 951 

Reading .......................................................... 81 125 112 23 24 34 52 57 135 

Education ....................................................... 1,633 1,175 1239 465 296 622 580 786 2,953 

Tobacco products and smoking supplies ....... 460 497 351 401 500 517 531 350 471 

Miscellaneous ................................................ 847 201 1960 344 252 519 772 629 1,237 

Cash contributions ......................................... 1,770 670 1210 639 414 647 1,364 1,322 2,883 

Personal insurance and pensions .................. 7,024 878 628 1,139 1,648 2,567 3,759 5,031 12,166 

Life and other personal insurance ................ 363 1122 122 181 59 136 242 209 636 

Pensions and Social Security ...................... 6,661 756 606 1,058 1,589 2,431 3,516 4,822 11,529 

Sources of income and personal taxes: 

Money income before taxes ........................... 79,777 2,036 13,037 17,919 25,409 34,804 45,238 59,274 133,808 

Wages and salaries ..................................... 69,755 6,090 6,980 11,211 18,367 27,802 38,162 51,375 119,246 

Self-employment income ............................. 4,467 1-6,930 1-46 1839 835 1,259 1,574 3,257 8,669 

Social Security, private and government

retirement ................................................... 2,502 1563 1836 11,589 1,633 1,948 2,553 2,162 3,277 

Interest, dividends, rental income, other

property income ......................................... 412 1-245 1159 1195 1-36 160 102 189 842 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 758 1317 1608 1847 868 1,100 877 883 611 

Public assistance, supplemental security

income, food stamps .................................. 1,069 1,672 3,317 2,298 2,940 1,806 1,324 761 256 

Regular contributions for support ................. 472 1306 1576 1544 511 468 323 446 510 

Other income ............................................... 342 1263 1606 1396 1291 1360 1324 201 398 

Personal taxes ............................................... 1,155 -243 -942 -1,222 -1,557 -1,122 -895 -420 3,819 

Federal income taxes ................................... 513 -309 -944 -1,159 -1,640 -1,208 -1,054 -745 2,544 

2008 Tax stimulus (thru Q20091) ................ 1-2 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 1-4 

State and local income taxes ....................... 515 -12 1-27 -113 40 43 114 237 1,059 

Other taxes .................................................. 129 178 129 150 43 43 45 89 220 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 78,622 2,280 13,979 19,141 26,966 35,926 46,133 59,693 129,989 

Addenda:

Net change in total assets and liabilities ........ - $5,210 - $5,597 $3,416 - $468 $1,404 - $2,032 - $2,241 $154 - $11,037 

Net change in total assets ............................ 7,662 -6 1-1,136 3,997 1,166 6,807 8,617 5,506 11,367 

Net change in total liabilities ........................ 12,872 5,591 -4,552 4,465 -238 8,839 10,858 5,353 22,404 

Other financial information:

Other money receipts ................................... 226 170 122 3 ( ) 117 135 1126 143 417 

Mortgage principal paid on owned property -2,797 -1,432 1-365 -1,729 -748 -1,070 -1,661 -1,921 -4,606 

Estimated market value of owned home ...... 179,614 80,497 164,636 63,999 65,313 83,659 94,396 140,086 287,179 

Estimated monthly rental value of owned

home .......................................................... 979 452 1237 349 373 527 625 821 1,503 

Gifts of goods and services ............................ 684 224 474 176 301 224 313 606 1,077 

Food ............................................................. 48 14 181 118 112 116 39 47 68 

Alcoholic beverages ..................................... 5 2 ( ) 2 ( ) 3 ( ) 19 11 13 16 6 

Housing ........................................................ 118 163 1118 134 73 159 55 125 163 

Housekeeping supplies .............................. 16 11 13 11 14 13 18 16 26 

Household textiles ...................................... 5 13 2 ( ) 2 ( ) 18 11 17 14 17 

Appliances and miscellaneous

housewares .............................................. 11 3 ( ) 2 ( ) 2 ( ) 17 127 16 14 14 

Major appliances ...................................... 1 2 ( ) 2 ( ) 2 ( ) 3 ( ) 11 2 ( ) 2 ( ) 3 

Small appliances and miscellaneous

housewares ............................................ 10 3 ( ) 2 ( ) 2 ( ) 17 126 16 14 11 

Miscellaneous household equipment ......... 31 12 2 ( ) 17 15 15 12 156 44 

Other housing ............................................ 55 157 1115 126 149 123 133 45 73 

Apparel and services ................................... 165 1131 1192 174 153 101 133 190 186 

Males, 2 and over ...................................... 33 141 2 ( ) 120 139 122 115 47 35 

Females, 2 and over .................................. 34 2 ( ) 2 ( ) 12 122 119 130 122 50 

Children under 2 ........................................ 70 153 1192 133 90 49 81 88 59 

Other apparel products and services ......... 28 137 2 ( ) 119 12 111 17 133 42 

Jewelry and watches ................................ 4 14 2 ( ) 2 ( ) 12 11 11 11 7 

All other apparel products and services ... 24 133 2 ( ) 119 2 ( ) 111 16 132 35 

Transportation .............................................. 58 3 ( ) 183 112 14 10 13 61 98 

Health care ................................................... 18 2 ( ) 2 ( ) 13 12 12 12 12 116 

Entertainment ............................................... 80 14 2 ( ) 2 ( ) 133 110 147 88 126 

Toys, games, arts and crafts, and tricycles 44 2 ( ) 2 ( ) 2 ( ) 121 16 114 142 72 

Other entertainment ................................... 36 14 2 ( ) 2 ( ) 113 14 133 46 53 

Personal care products and services ........... 6 2 ( ) 2 ( ) 2 ( ) 16 2 ( ) 14 15 9 

Reading ........................................................ 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( ) 3 ( )

Education ..................................................... 147 2 ( ) 2 ( ) 128 14 111 11 111 328 

All other gifts ................................................ 49 121 11 16 14 113 116 72 76 

1 Data are likely to have large sampling errors. 2 No data reported. 3 Value is less than or equal to 0.5.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011