Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2008-2009

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 17,986 318 364 611 865 1,869 1,580 1,785 2,980 7,615 

Consumer unit characteristics: 

Income before taxes ..................................... $76,788 - $1,025 $8,114 $12,863 $17,583 $24,973 $34,775 $44,796 $59,570 $130,845 

Income after taxes ........................................ 74,569 -861 8,820 13,617 18,570 25,880 35,224 45,372 58,717 125,274 

Age of reference person ................................ 44.3 36.5 36.4 39.7 39.2 43.3 42.6 43.5 44.9 46.4 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .8 1.3 1.3 1.3 1.2 .9 .9 .8 .7 .6 

Persons 65 and older ................................... .2 1.1 1.1 1.1 .2 .3 .2 .2 .2 .1 

Earners ........................................................ 1.7 .5 .7 .9 1.1 1.3 1.4 1.7 1.9 2.1 

Vehicles ....................................................... 2.3 1.1 .9 1.2 1.3 1.5 1.8 2.0 2.4 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 31 18 22 32 36 35 37 47 51 

Female ......................................................... 57 69 82 78 68 64 65 63 53 49 

Housing tenure:

Homeowner .................................................. 69 34 21 33 37 45 54 63 73 88 

With mortgage ............................................ 50 25 10 15 13 24 36 43 50 70 

Without mortgage ....................................... 19 10 12 18 23 21 18 19 22 18 

Renter .......................................................... 31 66 79 67 63 55 46 37 27 12 

Race of reference person:

Black or African-American ........................... 14 31 36 24 21 23 17 18 11 8 

White, Asian, and all other races ................. 86 69 64 76 79 77 83 82 89 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 15 24 29 31 27 22 15 14 8 

Not Hispanic or Latino .................................. 85 85 76 71 69 73 78 85 86 92 

Education of reference person:

Elementary (1-8) .......................................... 3 5 8 9 11 8 4 3 3 1 

High school (9-12) ........................................ 36 51 57 49 55 54 45 44 40 22 

College ......................................................... 60 44 35 42 34 37 51 53 56 77 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 1 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 93 65 63 81 82 88 89 92 95 99 

Average annual expenditures .......................... $58,067 $27,653 $20,841 $25,675 $26,873 $30,680 $37,776 $41,389 $50,940 $84,873 

Food ............................................................... 7,553 5,108 3,844 4,780 4,551 4,819 5,440 6,415 7,218 9,895 

Food at home ............................................... 4,481 3,726 2,884 3,483 3,268 3,323 3,536 4,301 4,422 5,348 

Cereals and bakery products ..................... 593 548 395 426 433 424 440 573 585 718 

Cereals and cereal products .................... 204 226 165 174 176 159 158 211 191 234 

Bakery products ....................................... 390 322 230 252 257 265 282 362 394 484 

Meats, poultry, fish, and eggs .................... 1,033 921 632 872 798 869 972 1,079 1,014 1,145 

Beef .......................................................... 296 287 159 221 250 218 318 321 298 322 

Pork .......................................................... 199 218 128 221 151 186 185 197 199 211 

Other meats ............................................. 127 78 89 91 77 106 113 126 129 147 

Poultry ...................................................... 198 223 148 188 149 180 167 211 214 208 

Fish and seafood ..................................... 155 162 174 106 114 132 134 151 112 200 

Eggs ......................................................... 57 52 135 46 56 46 55 72 62 57 

Dairy products ............................................ 490 374 352 355 372 364 374 445 477 597 

Fresh milk and cream .............................. 185 179 145 154 156 147 162 176 184 209 

Other dairy products ................................ 305 195 207 201 216 217 212 269 292 388 

Fruits and vegetables ................................. 785 631 540 580 520 591 562 719 803 952 

Fresh fruits ............................................... 266 158 184 192 151 187 168 239 281 333 

Fresh vegetables ..................................... 245 204 126 179 152 177 185 221 230 308 

Processed fruits ....................................... 142 125 111 102 110 108 114 119 146 169 

Processed vegetables .............................. 132 145 119 108 107 119 95 139 145 142 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2008-2009 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,580 $1,252 $965 $1,250 $1,145 $1,075 $1,188 $1,485 $1,543 $1,936 

Sugar and other sweets ........................... 156 118 73 96 99 128 118 148 145 194 

Fats and oils ............................................. 122 112 82 110 91 97 101 118 113 144 

Miscellaneous foods ................................ 833 622 579 642 620 530 617 841 810 1,017 

Nonalcoholic beverages ........................... 418 384 227 383 323 306 337 362 429 493 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 116 15 120 112 114 15 16 46 88 

Food away from home ................................. 3,072 1,382 960 1,296 1,282 1,496 1,903 2,114 2,796 4,547 

Alcoholic beverages ....................................... 411 1166 1131 96 66 182 124 270 347 675 

Housing .......................................................... 19,507 11,749 8,844 10,524 10,302 11,781 13,767 15,288 17,196 27,080 

Shelter .......................................................... 11,190 7,258 4,838 5,594 5,750 6,763 7,903 8,694 9,603 15,700 

Owned dwellings ........................................ 7,675 3,580 772 1,645 1,595 2,679 3,895 4,947 6,476 12,468 

Mortgage interest and charges ................ 4,567 12,548 1392 898 812 1,513 2,296 3,047 3,793 7,451 

Property taxes .......................................... 1,983 772 250 516 481 726 979 1,188 1,597 3,259 

Maintenance, repairs, insurance, other

expenses ................................................ 1,125 260 1131 230 303 440 620 712 1,086 1,758 

Rented dwellings ........................................ 2,761 3,563 3,899 3,811 4,067 3,963 3,887 3,475 2,830 1,717 

Other lodging ............................................. 755 1114 1167 1138 187 121 121 273 297 1,514 

Utilities, fuels, and public services ............... 4,223 2,922 2,467 2,926 2,887 3,243 3,617 3,939 4,157 5,077 

Natural gas ................................................. 547 411 209 338 250 393 450 518 517 696 

Electricity .................................................... 1,591 1,194 1,125 1,214 1,368 1,345 1,388 1,512 1,557 1,820 

Fuel oil and other fuels ............................... 155 166 19 166 142 65 110 120 133 234 

Telephone services .................................... 1,407 974 878 953 951 1,099 1,248 1,344 1,441 1,649 

Water and other public services ................. 523 277 246 355 277 341 421 445 509 678 

Household operations .................................. 1,319 421 487 617 517 579 693 767 1,036 2,096 

Personal services ....................................... 670 1118 1190 1294 282 324 363 393 530 1,057 

Other household expenses ........................ 650 302 297 323 236 255 330 373 506 1,038 

Housekeeping supplies ................................ 773 283 409 522 466 484 567 634 754 1,017 

Laundry and cleaning supplies .................. 185 114 125 205 180 144 123 184 192 208 

Other household products .......................... 420 133 257 251 186 225 333 354 412 563 

Postage and stationery .............................. 168 136 126 65 99 115 111 96 150 246 

Household furnishings and equipment ......... 2,001 865 643 866 682 711 986 1,253 1,648 3,190 

Household textiles ...................................... 159 1110 136 129 39 43 60 86 140 254 

Furniture ..................................................... 487 1172 224 297 210 192 215 247 377 787 

Floor coverings .......................................... 52 135 12 19 18 17 13 125 38 94 

Major appliances ........................................ 247 139 117 69 153 153 98 142 304 343 

Small appliances, miscellaneous

housewares .............................................. 118 159 134 71 70 62 56 147 121 152 

Miscellaneous household equipment ......... 938 450 229 291 203 254 544 607 666 1,559 

Apparel and services ..................................... 2,213 1,109 1,485 1,223 1,128 1,427 1,595 1,679 2,018 3,023 

Men and boys .............................................. 515 91 311 190 269 230 346 308 479 763 

Men, 16 and over ....................................... 417 124 1219 1104 144 158 251 237 388 650 

Boys, 2 to 15 .............................................. 98 67 92 86 125 72 96 71 90 112 

Women and girls .......................................... 879 333 716 418 390 583 612 649 832 1,205 

Women, 16 and over .................................. 730 1204 604 325 290 441 451 527 666 1,045 

Girls, 2 to 15 ............................................... 149 130 113 93 100 142 161 122 166 160 

Children under 2 .......................................... 171 1120 162 157 66 204 117 182 175 189 

Footwear ...................................................... 386 1439 1163 327 224 254 384 415 326 465 

Other apparel products and services ........... 263 126 134 131 179 157 137 125 207 401 

Transportation ................................................ 9,761 4,427 2,765 4,464 5,577 5,708 7,008 6,418 8,829 13,931 

Vehicle purchases (net outlay) ..................... 3,254 11,247 1142 11,503 2,263 1,864 2,152 1,540 2,512 5,001 

Cars and trucks, new ................................. 1,491 3 ( ) 3 ( ) 1316 1838 1451 1360 1281 1,116 2,714 

Cars and trucks, used ................................ 1,614 11,247 1142 892 1,285 1,354 1,792 1,240 1,295 2,034 

Other vehicles ............................................ 149 3 ( ) 3 ( ) 1296 1141 158 3 ( ) 119 1101 254 

Gasoline and motor oil ................................. 2,875 1,579 1,432 1,630 1,844 2,026 2,261 2,514 3,039 3,571 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2008-2009 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,069 $1,442 $1,075 $1,144 $1,202 $1,612 $2,355 $2,188 $2,892 $4,379 

Vehicle finance charges ............................. 380 1168 1104 211 116 182 268 341 439 503 

Maintenance and repairs ........................... 828 356 287 334 362 501 464 516 826 1,196 

Vehicle insurance ....................................... 1,312 1620 1585 1471 1545 1756 1,347 11,022 1,222 1,762 

Vehicle rental, leases, licenses, and other

charges .................................................... 549 299 98 128 179 173 277 309 406 918 

Public transportation .................................... 563 1158 1116 186 268 207 240 176 386 981 

Healthcare ...................................................... 3,108 1,196 872 1,126 1,103 1,585 2,218 2,361 3,375 4,312 

Health insurance .......................................... 1,752 677 356 699 593 845 1,299 1,405 2,002 2,381 

Medical services .......................................... 750 269 195 177 197 386 476 426 704 1,149 

Drugs ........................................................... 474 236 238 211 215 301 389 447 508 600 

Medical supplies .......................................... 132 115 1183 139 98 53 55 83 161 181 

Entertainment ................................................. 2,966 1,469 869 1,030 1,326 1,279 1,890 1,811 2,647 4,499 

Fees and admissions ................................... 660 152 68 130 157 142 279 262 406 1,207 

Audio and visual equipment and services .... 1,130 660 453 527 674 713 822 847 1,092 1,531 

Pets, toys, hobbies, and playground

equipment .................................................. 685 322 320 266 378 328 484 478 769 928 

Other entertainment supplies, equipment,

and services ............................................... 491 1335 127 1106 117 96 306 225 380 832 

Personal care products and services ............. 726 355 253 403 315 407 520 590 652 1,017 

Reading .......................................................... 118 138 126 34 28 52 59 71 107 185 

Education ....................................................... 1,484 1273 1474 335 171 242 687 549 891 2,745 

Tobacco products and smoking supplies ....... 442 668 349 431 429 433 529 563 479 381 

Miscellaneous ................................................ 974 1109 1187 173 320 471 560 777 831 1,498 

Cash contributions ......................................... 1,825 727 404 334 436 591 783 971 1,161 3,195 

Personal insurance and pensions .................. 6,979 260 340 723 1,122 1,701 2,596 3,626 5,188 12,437 

Life and other personal insurance ................ 404 198 129 174 76 143 170 234 310 687 

Pensions and Social Security ...................... 6,576 162 310 649 1,046 1,558 2,426 3,392 4,878 11,750 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,788 -1,025 8,114 12,863 17,583 24,973 34,775 44,796 59,570 130,845 

Wages and salaries ..................................... 66,228 2,559 3,672 7,380 12,119 18,192 27,331 36,531 51,410 115,364 

Self-employment income ............................. 3,553 1-5,261 1-189 1-18 1482 644 1,256 1,870 1,706 7,043 

Social Security, private and government

retirement ................................................... 4,258 1264 1,298 1,443 2,461 3,850 4,062 4,322 4,777 4,919 

Interest, dividends, rental income, other

property income ......................................... 1,008 1-4 187 1134 155 173 111 87 289 2,161 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 454 1164 1151 1332 1207 373 463 612 480 488 

Public assistance, supplemental security

income, food stamps .................................. 462 735 2,070 2,114 1,612 998 427 349 263 92 

Regular contributions for support ................. 609 1151 507 994 501 451 974 798 480 584 

Other income ............................................... 216 1367 1518 1484 1146 291 1152 1227 165 195 

Personal taxes ............................................... 2,219 -164 -706 -754 -987 -907 -449 -576 853 5,572 

Federal income taxes ................................... 1,831 45 -584 -472 -736 -680 -251 -232 785 4,437 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -472 1-270 1-161 1-285 1-271 -308 -392 -558 -532 -546 

State and local income taxes ....................... 623 144 1-43 -72 -9 27 109 133 417 1,255 

Other taxes .................................................. 237 117 182 75 30 54 85 81 183 424 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2008-2009 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 74,569 -861 8,820 13,617 18,570 25,880 35,224 45,372 58,717 125,274 

Addenda:

Net change in total assets and liabilities ........ - $7,947 $17,035 $776 $1,592 - $4,688 - $2,310 - $1,740 - $6,570 - $8,334 - $13,387 

Net change in total assets ............................ 8,613 14,579 12,747 6,805 -936 2,943 3,048 1,647 6,943 14,706 

Net change in total liabilities ........................ 16,560 -2,456 1,971 5,214 3,752 5,253 4,788 8,217 15,276 28,093 

Other financial information:

Other money receipts ................................... 539 12,386 1103 1261 159 230 1111 297 400 836 

Mortgage principal paid on owned property -2,818 1-1,624 1-154 -434 -362 -731 -1,165 -1,483 -1,834 -5,018 

Estimated market value of owned home ...... 177,528 67,479 134,352 45,461 41,520 59,126 95,973 108,098 151,860 287,309 

Estimated monthly rental value of owned

home .......................................................... 922 398 1155 280 272 388 582 648 823 1,410 

Gifts of goods and services ............................ 1,444 1,322 270 518 346 366 532 711 755 2,597 

Food ............................................................. 108 12 17 134 120 16 48 49 55 202 

Alcoholic beverages ..................................... 11 120 3 ( ) 2 ( ) 2 ( ) 14 16 11 13 21 

Housing ........................................................ 287 1204 198 179 1105 83 111 118 168 499 

Housekeeping supplies .............................. 38 3 ( ) 15 129 110 116 12 22 34 60 

Household textiles ...................................... 20 146 3 ( ) 133 3 ( ) 11 11 12 113 36 

Appliances and miscellaneous

housewares .............................................. 21 3 ( ) 12 122 16 112 12 120 124 29 

Major appliances ...................................... 4 3 ( ) 3 ( ) 12 3 ( ) 17 2 ( ) 14 11 7 

Small appliances and miscellaneous

housewares ............................................ 16 3 ( ) 12 120 16 15 11 116 123 22 

Miscellaneous household equipment ......... 73 3 ( ) 3 ( ) 17 112 111 140 111 31 143 

Other housing ............................................ 136 1158 191 190 178 43 56 63 66 231 

Apparel and services ................................... 276 1387 1100 189 41 190 173 198 247 386 

Males, 2 and over ...................................... 63 111 111 14 17 14 43 30 45 109 

Females, 2 and over .................................. 80 1116 112 120 117 52 28 45 94 116 

Children under 2 ........................................ 85 168 176 170 117 111 44 99 92 93 

Other apparel products and services ......... 48 1192 11 195 2 ( ) 113 159 124 117 68 

Jewelry and watches ................................ 11 2 ( ) 11 3 ( ) 2 ( ) 11 13 12 111 21 

All other apparel products and services ... 37 1192 3 ( ) 195 3 ( ) 111 155 122 16 48 

Transportation .............................................. 106 1574 13 23 12 16 42 205 33 150 

Healthcare .................................................... 18 3 ( ) 3 ( ) 12 12 12 15 15 117 33 

Entertainment ............................................... 84 1108 118 136 136 118 137 134 46 149 

Toys, games, arts and crafts, and tricycles 30 1101 118 128 128 110 114 114 123 43 

Other entertainment ................................... 54 17 3 ( ) 17 18 18 123 20 23 105 

Personal care products and services ........... 18 122 3 ( ) 127 3 ( ) 110 28 14 113 24 

Reading ........................................................ 1 2 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 1 

Education ..................................................... 464 3 ( ) 142 3 ( ) 113 113 158 170 106 1,019 

All other gifts ................................................ 73 14 12 128 1127 14 24 25 67 114 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.5. 3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010