Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021

Item 

Total 

three 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 19,132 940 1,762 1,399 1,296 2,530 3,708 3,437 4,060 

Consumer unit characteristics: 

 Income before taxes ......................................................... $104,885 $6,848 $22,688 $34,847 $45,016 $59,771 $84,332 $121,103 $239,655 

 Income after taxes ............................................................ 92,474 10,919 28,991 39,914 48,189 60,599 80,905 110,470 186,349 

 Age of reference person ................................................... 48.0 45.2 47.9 47.9 47.5 49.6 47.1 47.8 48.7 

 Average number in consumer unit: 

 People ........................................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

 Children under 18 .......................................................... .7 1.1 1.0 .8 .7 .6 .6 .5 .5 

 Adults 65 and older ....................................................... .3 .2 .3 .4 .4 .4 .3 .2 .2 

 Earners .......................................................................... 1.7 .8 1.0 1.3 1.4 1.6 1.9 2.1 2.2 

 Vehicles ......................................................................... 2.2 1.2 1.3 1.7 1.8 1.9 2.4 2.7 2.8 

Percent distribution: 

 Reference person: 

 Men................................................................................ 44 21 26 32 34 45 48 49 55 

 Women .......................................................................... 56 79 74 68 66 55 52 51 45 

 Housing tenure: 

 Homeowner ................................................................... 69 44 42 52 49 63 71 81 88 

 With mortgage ............................................................ 47 23 19 26 29 41 49 61 69 

 Without mortgage ....................................................... 22 21 24 26 21 23 22 21 19 

 Renter ............................................................................ 31 56 58 48 51 37 29 19 12 

 Race of reference person: 

 Black or African-American............................................. 15 26 19 21 23 17 16 11 6 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 85 74 81 79 77 83 84 89 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 18 28 32 24 26 21 18 11 8 

 Not Hispanic or Latino ................................................... 82 72 68 76 74 79 82 89 92 

 Education of reference person: 

 Elementary (1-8)............................................................ 3 7 10 4 3 3 2 ( 2 ) ( 2 ) 

 High school (9-12) ......................................................... 28 50 49 48 34 37 26 18 8 

 College .......................................................................... 69 42 40 46 63 60 72 81 92 

 Never attended and other ............................................. ( 2 ) 1 1 1 ( 2 ) 1 ( 2 ) ( 3 ) ( 2 ) 

 At least one vehicle owned or leased .............................. 93 75 78 90 92 93 97 98 96 

Average annual expenditures .............................................. $74,487 $35,996 $34,065 $43,096 $48,421 $54,186 $67,557 $86,796 $127,535 

 Food .................................................................................. 9,055 6,151 5,254 6,286 6,743 7,290 8,351 10,447 13,101 

 Food at home ................................................................ 5,850 4,368 4,091 4,282 4,872 5,118 5,574 6,441 7,776 

 Cereals and bakery products ..................................... 739 564 560 542 645 655 663 794 999 

 Cereals and cereal products ................................... 244 216 173 200 227 223 201 262 325 

 Bakery products ...................................................... 495 348 387 342 418 432 462 532 674 

 Meats, poultry, fish, and eggs .................................... 1,271 1,056 916 872 1,165 1,193 1,269 1,385 1,565 

 Beef ......................................................................... 363 294 225 231 356 321 393 412 432 

 Pork ......................................................................... 241 185 159 176 235 297 249 243 266 

 Other meats ............................................................ 176 132 120 118 174 163 183 175 229 

 Poultry ..................................................................... 226 199 190 146 209 197 212 242 291 

 Fish and seafood .................................................... 193 183 155 141 129 146 165 235 256 

 Eggs ........................................................................ 73 63 66 60 61 69 66 77 91 

 Dairy products ............................................................ 545 398 386 410 484 437 503 611 736 

 Fresh milk and cream ............................................. 176 132 144 163 163 165 156 182 222 

 Other dairy products ............................................... 368 266 242 247 321 272 347 429 515 

 Fruits and vegetables ................................................. 1,148 797 788 970 900 1,068 1,099 1,240 1,494 

 Fresh fruits .............................................................. 419 312 258 368 336 362 390 451 570 

 Fresh vegetables .................................................... 360 242 211 339 261 388 353 358 465 

 Processed fruits ...................................................... 144 85 130 102 132 134 121 172 179 

 Processed vegetables ............................................ 225 158 189 161 171 183 236 259 280 

 Other food at home .................................................... 2,146 1,553 1,441 1,488 1,679 1,766 2,041 2,412 2,981 

 Sugar and other sweets .......................................... 197 168 132 122 153 195 165 226 262 

 Fats and oils............................................................ 143 111 103 126 145 139 125 150 179 

 Miscellaneous foods ............................................... 1,163 746 736 765 878 892 1,188 1,302 1,658 

See footnotes at end of table. 
Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

three 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Nonalcoholic beverages ......................................... 571 479 445 447 454 497 503 656 732 

 Food prepared by consumer unit on out of town 

 trips ...................................................................... 73 448 425 428 450 44 59 78 150 

 Food away from home .................................................. 3,204 1,783 1,163 2,004 1,871 2,172 2,776 4,006 5,325 

 Alcoholic beverages ......................................................... 548 4130 460 166 269 294 479 594 1,212 

 Housing ............................................................................ 24,720 15,479 14,741 16,385 18,968 19,154 22,497 26,856 39,455 

 Shelter ........................................................................... 14,185 9,127 8,139 9,137 11,276 10,749 12,646 15,217 23,323 

 Owned dwellings ........................................................ 8,773 3,040 2,181 3,429 4,649 5,327 7,665 11,084 17,324 

 Mortgage interest and charges ............................... 3,515 1,413 884 1,467 1,545 2,341 2,998 4,628 6,740 

 Property taxes ......................................................... 2,716 955 646 1,034 1,444 1,616 2,306 3,306 5,568 

 Maintenance, repairs, insurance, and other 

 expenses ............................................................. 2,542 672 651 928 1,660 1,370 2,360 3,149 5,016 

 Rented dwellings ........................................................ 4,504 5,781 5,811 5,535 6,379 5,097 4,366 3,246 3,507 

 Other lodging.............................................................. 908 4307 4148 173 248 325 615 887 2,492 

 Utilities, fuels, and public services ................................ 4,924 3,806 3,647 4,132 4,060 4,515 5,004 5,301 6,148 

 Natural gas ................................................................. 471 377 329 338 372 399 458 498 663 

 Electricity .................................................................... 1,765 1,602 1,581 1,609 1,508 1,702 1,782 1,847 1,971 

 Fuel oil and other fuels............................................... 138 485 472 488 4108 113 133 121 240 

 Telephone services .................................................... 1,776 1,177 1,170 1,440 1,470 1,641 1,882 1,965 2,219 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 174 120 159 128 144 140 174 195 221 

 Cellular phone service ............................................ 1,602 1,057 1,011 1,312 1,326 1,501 1,708 1,770 1,998 

 Water and other public services ................................ 775 565 496 656 602 660 749 871 1,055 

 Household operations ................................................... 1,892 843 795 1,005 1,172 1,246 1,829 2,054 3,472 

 Personal services ....................................................... 592 4237 4141 4183 4312 235 618 706 1,204 

 Other household expenses ........................................ 1,299 606 654 821 860 1,011 1,211 1,349 2,268 

 Housekeeping supplies ................................................. 870 570 810 529 863 659 793 911 1,236 

 Laundry and cleaning supplies .................................. 200 253 144 201 205 191 211 203 202 

 Other household products ......................................... 552 245 521 261 575 372 483 577 871 

 Postage and stationery .............................................. 118 473 145 67 83 96 99 131 162 

 Household furnishings and equipment ......................... 2,848 1,132 1,349 1,583 1,597 1,985 2,225 3,373 5,276 

 Household textiles ...................................................... 134 45 41 135 96 150 67 148 227 

 Furniture ..................................................................... 740 378 312 399 373 609 467 895 1,442 

 Floor coverings........................................................... 39 414 417 43 415 31 32 28 97 

 Major appliances ........................................................ 517 215 305 264 408 310 458 594 921 

 Small appliances and miscellaneous 

 housewares............................................................. 141 59 88 84 72 132 108 176 224 

 Miscellaneous household equipment ........................ 1,277 421 586 697 633 753 1,093 1,531 2,366 

 Apparel and services ........................................................ 1,799 1,427 816 827 1,167 1,319 1,377 2,249 3,005 

 Men and boys ................................................................ 366 496 103 226 257 237 331 576 423 

 Men, 16 and over ....................................................... 258 4250 432 174 4176 159 268 337 380 

 Boys, 2 to 15 .............................................................. 108 4246 471 452 480 79 63 239 43 

 Women and girls ........................................................... 664 595 286 267 461 523 504 844 1,057 

 Women, 16 and over .................................................. 524 457 132 161 357 402 429 641 898 

 Girls, 2 to 15 ............................................................... 140 4138 4155 4106 4104 121 75 203 159 

 Children under 2 ............................................................ 108 436 4130 457 441 489 4115 172 4100 

 Footwear ....................................................................... 309 4164 4143 4126 4134 315 307 368 461 

 Other apparel products and services ............................ 351 136 154 152 274 155 121 289 964 

 Transportation .................................................................. 13,150 5,752 6,204 8,208 9,176 10,448 13,593 17,507 18,440 

 Vehicle purchases (net outlay) ...................................... 6,207 42,383 2,308 2,955 3,987 4,766 6,176 9,762 8,530 

 Cars and trucks, new ................................................. 3,096 ( 3 ) 4247 41,324 41,955 2,450 2,198 5,705 5,038 

 Cars and trucks, used ................................................ 3,065 2,383 2,061 1,620 2,014 2,285 3,927 3,945 3,445 

 Other vehicles ............................................................ 46 ( 3 ) ( 3 ) 411 418 432 451 4112 448 

 Gasoline, other fuels, and motor oil .............................. 2,260 1,311 1,526 1,850 1,869 2,078 2,501 2,574 2,690 

 Other vehicle expenses................................................. 4,250 1,850 2,169 3,165 3,164 3,308 4,622 4,828 6,189 

 Vehicle finance charges ............................................. 344 137 166 212 213 236 367 477 492 

 Maintenance and repairs ........................................... 1,045 546 443 806 750 780 1,242 1,093 1,546 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 906 211 280 375 626 573 888 1,061 1,704 

 Vehicle insurance ....................................................... 1,955 957 1,281 1,772 1,575 1,719 2,125 2,198 2,447 

 Public and other transportation ..................................... 433 207 202 238 156 296 293 343 1,031 

 Healthcare ........................................................................ 6,087 2,126 2,658 3,107 3,822 5,326 6,453 7,399 9,264 

 Health insurance ........................................................... 4,308 1,396 1,921 2,194 2,813 3,822 4,575 5,330 6,416 

 Medical services ............................................................ 1,077 344 312 464 550 773 1,177 1,311 1,859 

 Drugs ............................................................................. 509 320 318 339 317 594 471 551 692 

 Medical supplies ............................................................ 192 466 107 109 142 137 230 207 297 

See footnotes at end of table. 
Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

three 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Entertainment ................................................................... 3,436 1,471 1,226 2,759 2,004 1,998 2,828 3,835 6,496 

 Fees and admissions .................................................... 738 160 162 208 415 230 369 506 2,251 

 Audio and visual equipment and services .................... 1,115 735 736 872 796 956 1,053 1,216 1,612 

 Pets, toys, hobbies, and playground equipment ........... 939 396 253 1,597 520 554 764 1,228 1,308 

 Pets ............................................................................ 713 201 198 1,483 466 425 537 882 975 

 Toys, hobbies, and playground equipment................ 225 4195 455 4114 454 129 226 346 332 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 645 180 74 82 273 258 641 886 1,325 

 Personal care products and services ............................... 829 441 342 583 529 601 805 1,011 1,282 

 Reading ............................................................................ 104 420 420 498 477 75 80 93 214 

 Education .......................................................................... 1,907 712 149 441 573 547 1,043 1,888 5,516 

 Tobacco products and smoking supplies ......................... 397 578 436 501 379 522 411 345 260 

 Miscellaneous ................................................................... 876 677 320 709 756 717 867 894 1,332 

 Cash contributions ............................................................ 1,887 461 477 649 710 1,049 1,307 2,121 4,485 

 Personal insurance and pensions .................................... 9,692 571 1,360 2,378 3,249 4,845 7,467 11,555 23,473 

 Life and other personal insurance................................. 586 175 165 249 284 358 508 607 1,271 

 Pensions and Social Security ....................................... 9,106 396 1,195 2,128 2,965 4,486 6,959 10,948 22,202 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $104,885 $6,848 $22,688 $34,847 $45,016 $59,771 $84,332 $121,103 $239,655 

 Wages and salaries ....................................................... 87,790 3,420 12,776 24,269 32,189 46,281 71,570 104,849 205,755 

 Self-employment income............................................... 7,034 4

-1,742 808 685 2,468 2,733 3,186 5,840 22,621 

 Social Security, private and government 

 retirement ................................................................... 6,610 2,150 5,568 7,304 7,591 8,229 7,073 6,959 5,816 

 Interest, dividends, rental income, and other 

 property income ......................................................... 1,303 423 470 4126 305 275 798 1,411 3,869 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 597 2,020 1,889 896 690 670 278 221 4139 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 1,284 632 1,224 1,391 1,442 1,416 1,260 1,490 1,138 

 Other income ................................................................. 266 4345 352 4175 4330 168 166 333 318 

 Personal taxes (contains some imputed values) ............. 12,411 -4,071 -6,304 -5,068 -3,173 -828 3,427 10,633 53,306 

 Federal income taxes .................................................... 11,735 -1,541 -3,304 -2,257 -558 1,223 4,361 9,992 44,841 

 Stimulus payment (new UCC Q20202)# ....................... -2,615 -2,406 -2,919 -2,945 -3,072 -3,006 -2,984 -2,913 -1,438 

 State and local income taxes ........................................ 3,193 -154 -115 107 424 900 1,929 3,437 9,725 

 Other taxes .................................................................... 98 429 434 427 433 455 121 117 177 

 Income after taxes ............................................................ 92,474 10,919 28,991 39,914 48,189 60,599 80,905 110,470 186,349 

Addenda: 

 Net change in total assets and liabilities .......................... $18,159 -$77 -$3,472 -$6,319 $10,643 $862 -$2,036 -$800 $87,879 

 Net change in total assets ............................................. 45,180 5,184 2,493 7,255 23,824 18,162 23,483 29,536 142,749 

 Net change in total liabilities ......................................... 27,021 5,261 5,965 13,575 13,182 17,300 25,519 30,335 54,870 

 Other financial information: 

 Other money receipts .................................................... 5,088 4227 4484 4366 4278 4368 4594 4749 422,094 

 Mortgage principal paid on owned property.................. -3,245 -1,300 -738 -917 -1,354 -1,812 -2,497 -3,648 -7,424 

 Estimated market value of owned home ....................... 251,168 96,496 84,128 121,920 141,053 163,485 212,471 290,169 496,127 

 Estimated monthly rental value of owned home ........... 1,328 619 518 714 833 952 1,198 1,601 2,336 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022