Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2004-2005

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 11,338 2,314 2,605 4,150 2,269 

Consumer unit characteristics: 

Income before taxes ..................................... $43,847 $42,933 $41,322 $40,991 $52,900 

Income after taxes ........................................ 42,734 41,940 40,442 40,003 51,171 

Age of reference person ................................ 69.2 69.5 69.1 69.2 69.1 

Average number in consumer unit:

Persons ........................................................ 1.9 1.9 1.8 1.9 1.9 

Children under 18 ........................................ .1 .1 .1 .1 .1 

Persons 65 and over .................................... 1.4 1.4 1.4 1.4 1.4 

Earners ........................................................ .7 .7 .7 .6 .7 

Vehicles ....................................................... 1.9 1.6 2.0 1.8 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 49 48 49 47 53 

Female ......................................................... 51 52 51 53 47 

Housing tenure:

Homeowner .................................................. 83 76 87 83 83 

With mortgage ............................................ 27 22 25 26 37 

Without mortgage ....................................... 55 54 62 57 46 

Renter .......................................................... 17 24 13 17 17 

Race of reference person:

Black or African-American ........................... 10 11 9 15 4 

White, Asian, and all other races ................. 90 89 91 85 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 5 1 6 12 

Not Hispanic or Latino .................................. 94 95 99 94 88 

Education of reference person:

Elementary (1-8) .......................................... 9 7 7 13 6 

High school (9-12) ........................................ 43 49 49 43 32 

College ......................................................... 47 43 44 44 62 

Never attended and other ............................ 1 ( ) 1 1 ( ) 1 ( ) 1 

At least one vehicle owned or leased ............ 89 82 92 89 92 

Average annual expenditures .......................... $37,442 $37,861 $36,703 $34,220 $43,610 

Food ............................................................... 4,883 5,329 4,500 4,582 5,367 

Food at home ............................................... 3,007 3,253 2,757 2,877 3,247 

Cereals and bakery products ..................... 413 453 399 386 435 

Cereals and cereal products .................... 120 135 118 108 127 

Bakery products ....................................... 293 319 281 278 308 

Meats, poultry, fish, and eggs .................... 744 831 683 718 768 

Beef .......................................................... 212 217 200 202 236 

Pork .......................................................... 162 168 143 171 160 

Other meats ............................................. 102 115 122 88 95 

Poultry ...................................................... 113 122 98 118 111 

Fish and seafood ..................................... 118 167 90 103 124 

Eggs ......................................................... 37 40 30 35 42 

Dairy products ............................................ 348 370 290 352 379 

Fresh milk and cream .............................. 127 130 110 128 138 

Other dairy products ................................ 221 239 180 224 241 

Fruits and vegetables ................................. 551 639 518 501 585 

Fresh fruits ............................................... 188 228 182 161 200 

Fresh vegetables ..................................... 181 207 153 163 218 

Processed fruits ....................................... 102 113 106 94 100 

Processed vegetables .............................. 80 91 78 83 67 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2004-2005 — Continued

Item Total

65-74 Northeast Midwest South West

Other food at home .................................... $951 $960 $866 $920 $1,081 

Sugar and other sweets ........................... 122 114 120 129 121 

Fats and oils ............................................. 81 83 76 79 89 

Miscellaneous foods ................................ 467 500 419 443 525 

Nonalcoholic beverages ........................... 232 225 200 237 263 

Food prepared by consumer unit on

out-of-town trips ..................................... 47 38 51 31 83 

Food away from home ................................. 1,876 2,077 1,743 1,705 2,119 

Alcoholic beverages ....................................... 327 435 246 232 468 

Housing .......................................................... 11,856 12,443 11,205 10,795 13,917 

Shelter .......................................................... 6,155 6,998 5,712 5,243 7,475 

Owned dwellings ........................................ 4,443 4,734 4,204 3,907 5,401 

Mortgage interest and charges ................ 1,475 1,346 1,118 1,305 2,327 

Property taxes .......................................... 1,598 2,300 1,750 1,175 1,483 

Maintenance, repairs, insurance, other

expenses ................................................ 1,370 1,088 1,336 1,427 1,592 

Rented dwellings ........................................ 1,138 1,764 731 941 1,330 

Other lodging ............................................. 574 500 777 394 744 

Utilities, fuels, and public services ............... 2,990 3,158 3,053 2,961 2,802 

Natural gas ................................................. 492 701 722 279 405 

Electricity .................................................... 1,115 956 1,033 1,322 993 

Fuel oil and other fuels ............................... 180 423 138 119 91 

Telephone services .................................... 831 809 795 879 809 

Water and other public services ................. 372 269 364 362 504 

Household operations .................................. 602 426 501 605 893 

Personal services ....................................... 61 228 29 265 2146 

Other household expenses ........................ 542 398 492 541 748 

Housekeeping supplies ................................ 607 583 596 589 672 

Laundry and cleaning supplies .................. 122 103 108 138 129 

Other household products .......................... 306 282 336 279 344 

Postage and stationery .............................. 179 199 152 171 200 

Household furnishings and equipment ......... 1,500 1,277 1,343 1,397 2,074 

Household textiles ...................................... 118 92 106 105 180 

Furniture ..................................................... 366 279 349 286 619 

Floor coverings .......................................... 48 41 34 29 105 

Major appliances ........................................ 214 242 232 179 229 

Small appliances, miscellaneous

housewares .............................................. 113 93 106 122 126 

Miscellaneous household equipment ......... 641 530 516 676 816 

Apparel and services ..................................... 1,254 1,389 1,088 1,198 1,394 

Men and boys .............................................. 293 251 275 303 336 

Men, 16 and over ....................................... 257 209 247 264 299 

Boys, 2 to 15 .............................................. 37 42 28 39 37 

Women and girls .......................................... 586 734 462 583 573 

Women, 16 and over .................................. 549 692 419 548 542 

Girls, 2 to 15 ............................................... 37 43 44 35 31 

Children under 2 .......................................... 30 46 33 22 23 

Footwear ...................................................... 171 185 171 152 191 

Other apparel products and services ........... 173 173 147 138 270 

Transportation ................................................ 6,464 6,716 6,146 5,720 7,937 

Vehicle purchases (net outlay) ..................... 2,653 3,156 2,219 2,345 3,199 

Cars and trucks, new ................................. 1,630 2,016 1,496 1,193 2,191 

Cars and trucks, used ................................ 1,011 1,095 723 1,146 1,008 

Other vehicles ............................................ 211 245 3 ( ) 26 3 ( )

Gasoline and motor oil ................................. 1,415 1,184 1,412 1,458 1,577 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2004-2005 — Continued

Item Total

65-74 Northeast Midwest South West

Other vehicle expenses ............................... $1,904 $1,846 $2,050 $1,638 $2,283 

Vehicle finance charges ............................. 175 160 174 183 178 

Maintenance and repairs ........................... 615 557 628 552 773 

Vehicle insurance ....................................... 776 815 795 716 825 

Vehicle rental, leases, licenses, and other

charges .................................................... 338 313 453 186 507 

Public transportation .................................... 492 530 465 279 878 

Healthcare ...................................................... 3,995 3,851 4,115 3,932 4,115 

Health insurance .......................................... 2,261 2,159 2,421 2,214 2,266 

Medical services .......................................... 681 810 573 561 893 

Drugs ........................................................... 912 754 966 1,017 817 

Medical supplies .......................................... 140 127 154 139 139 

Entertainment ................................................. 1,934 1,624 1,635 1,667 3,075 

Fees and admissions ................................... 504 414 526 398 763 

Audio and visual equipment and services .... 715 772 628 653 866 

Pets, toys, hobbies, and playground

equipment .................................................. 294 319 244 260 384 

Other entertainment supplies, equipment,

and services ............................................... 422 119 236 356 1,062 

Personal care products and services ............. 505 515 442 449 662 

Reading .......................................................... 156 156 165 123 206 

Education ....................................................... 303 277 370 264 320 

Tobacco products and smoking supplies ....... 212 248 211 200 197 

Miscellaneous ................................................ 887 957 844 778 1,048 

Cash contributions ......................................... 2,202 1,726 3,442 1,986 1,656 

Personal insurance and pensions .................. 2,466 2,195 2,294 2,295 3,251 

Life and other personal insurance ................ 459 357 345 588 459 

Pensions and Social Security ...................... 2,006 1,838 1,949 1,707 2,792 

Sources of income and personal taxes: 

Money income before taxes ........................... 43,847 42,933 41,322 40,991 52,900 

Wages and salaries ..................................... 16,158 17,604 14,297 15,188 18,592 

Self-employment income ............................. 3,538 1,691 2,548 3,056 7,437 

Social Security, private and government

retirement ................................................... 21,096 20,939 21,354 20,343 22,336 

Interest, dividends, rental income, other

property income ......................................... 2,457 1,902 2,787 1,905 3,650 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 130 2263 270 90 2136 

Public assistance, supplemental security

income, food stamps .................................. 247 278 122 218 411 

Regular contributions for support ................. 134 2213 264 117 165 

Other income ............................................... 89 243 279 73 2175 

Personal taxes ............................................... 1,113 993 881 988 1,729 

Federal income taxes ................................... 766 545 476 735 1,378 

State and local income taxes ....................... 116 137 141 40 206 

Other taxes .................................................. 231 310 263 213 145 

Income after taxes ......................................... 42,734 41,940 40,442 40,003 51,171 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2004-2005 — Continued

Item Total

65-74 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $4,948 - $3,488 - $3,990 - $7,760 - $2,392 

Net change in total assets ............................ 1,249 1,132 1,678 -2,191 7,167 

Net change in total liabilities ........................ 6,197 4,620 5,667 5,570 9,558 

Other financial information:

Other money receipts ................................... 579 365 635 437 991 

Mortgage principal paid on owned

property ...................................................... -1,366 -1,217 -1,269 -1,241 -1,860 

Estimated market value of owned home ...... 179,036 182,217 134,045 148,705 282,900 

Estimated monthly rental value of owned

home .......................................................... 922 971 806 783 1,261 

Gifts of goods and services ............................ 1,081 863 985 1,050 1,456 

Food ............................................................. 68 85 45 71 72 

Alcoholic beverages ..................................... 13 13 3 17 16 

Housing ........................................................ 228 223 215 171 353 

Housekeeping supplies .............................. 40 49 34 36 46 

Household textiles ...................................... 17 18 12 15 23 

Appliances and miscellaneous

housewares .............................................. 34 57 35 27 22 

Major appliances ...................................... 12 234 25 5 9 

Small appliances and miscellaneous

housewares ............................................ 22 223 29 22 13 

Miscellaneous household equipment ......... 50 44 58 44 58 

Other housing ............................................ 88 55 76 49 204 

Apparel and services ................................... 256 245 220 275 269 

Males, 2 and over ...................................... 81 72 63 86 98 

Females, 2 and over .................................. 110 108 93 126 104 

Children under 2 ........................................ 26 37 26 22 20 

Other apparel products and services ......... 39 28 37 41 47 

Jewelry and watches ................................ 13 26 15 12 18 

All other apparel products and services ... 26 222 222 29 229 

Transportation .............................................. 58 45 50 78 45 

Health care ................................................... 20 215 29 222 233 

Entertainment ............................................... 75 79 85 65 79 

Toys, games, arts and crafts, and

tricycles .................................................... 37 41 30 35 46 

Other entertainment ................................... 38 38 55 30 34 

Personal care products and services ........... 20 13 4 17 47 

Reading ........................................................ 3 1 3 3 3 

Education ..................................................... 168 100 224 175 158 

All other gifts ................................................ 171 43 127 156 382 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.3 No data reported.

n.a. Not applicable.