Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2004-2005

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 19,558 497 707 1,005 1,123 2,620 2,788 2,309 3,542 4,967 

Consumer unit characteristics: 

Income before taxes ..................................... $53,826 $598 $7,782 $12,638 $17,459 $25,056 $34,538 $44,296 $58,898 $109,085 

Income after taxes ........................................ 52,095 956 8,054 13,104 17,750 25,137 33,777 43,108 56,889 104,400 

Age of reference person ................................ 29.6 29.2 28.8 29.0 28.8 29.3 29.3 29.5 29.7 30.4 

Average number in consumer unit:

Persons ........................................................ 2.8 2.3 2.2 2.7 2.7 2.6 2.7 2.9 2.9 3.2 

Children under 18 ........................................ 1.1 1.0 1.0 1.3 1.2 1.1 1.0 1.1 1.0 1.0 

Persons 65 and over .................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 .7 .7 1.0 1.1 1.3 1.4 1.6 1.7 2.0 

Vehicles ....................................................... 1.8 .8 .7 1.1 1.1 1.3 1.6 1.9 2.2 2.4 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 33 33 32 39 45 50 51 53 54 

Female ......................................................... 52 67 67 68 61 55 50 49 47 46 

Housing tenure:

Homeowner .................................................. 49 24 19 20 18 28 38 50 60 77 

With mortgage ............................................ 42 13 9 9 10 20 32 44 54 72 

Without mortgage ....................................... 6 10 10 11 8 8 6 6 5 5 

Renter .......................................................... 51 76 81 80 82 72 62 50 40 23 

Race of reference person:

Black or African-American ........................... 14 22 29 24 24 18 15 11 10 6 

White, Asian, and all other races ................. 86 78 71 76 76 82 85 89 90 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 18 17 19 27 24 21 18 13 10 

Not Hispanic or Latino .................................. 83 82 83 81 73 76 79 82 87 90 

Education of reference person:

Elementary (1-8) .......................................... 3 6 2 6 7 6 4 3 2 1 

High school (9-12) ........................................ 30 44 46 48 49 42 34 31 26 14 

College ......................................................... 66 50 52 46 44 51 62 65 73 85 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 1 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 89 57 58 77 77 85 91 93 97 96 

Average annual expenditures .......................... $43,900 $19,569 $18,419 $23,268 $24,148 $28,304 $35,314 $38,631 $48,236 $70,540 

Food ............................................................... 5,669 3,032 3,640 4,028 4,028 4,084 5,039 4,981 6,274 7,784 

Food at home ............................................... 3,049 2,077 2,488 2,751 2,628 2,595 2,898 2,603 3,194 3,736 

Cereals and bakery products ..................... 410 330 359 357 363 344 404 359 421 490 

Cereals and cereal products .................... 145 122 143 121 129 130 144 128 146 170 

Bakery products ....................................... 264 208 217 235 234 214 261 231 275 319 

Meats, poultry, fish, and eggs .................... 732 534 785 721 595 650 732 627 702 880 

Beef .......................................................... 219 170 263 214 175 188 232 179 202 265 

Pork .......................................................... 141 104 151 184 98 145 130 140 139 151 

Other meats ............................................. 96 65 82 79 72 87 86 98 113 105 

Poultry ...................................................... 146 110 122 126 133 124 152 110 134 189 

Fish and seafood ..................................... 97 61 126 80 86 75 94 69 84 134 

Eggs ......................................................... 34 25 40 39 32 31 39 30 31 36 

Dairy products ............................................ 347 209 242 250 335 302 333 298 384 417 

Fresh milk and cream .............................. 143 92 99 128 161 138 142 119 151 161 

Other dairy products ................................ 204 116 143 122 174 164 191 179 234 255 

Fruits and vegetables ................................. 491 334 334 482 448 423 479 409 488 610 

Fresh fruits ............................................... 156 112 88 157 141 139 145 128 154 199 

Fresh vegetables ..................................... 155 106 107 158 140 133 143 122 158 197 

Processed fruits ....................................... 100 47 77 88 82 83 111 86 98 123 

Processed vegetables .............................. 80 69 62 80 85 68 80 73 78 92 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,069 $671 $768 $941 $887 $876 $950 $910 $1,199 $1,340 

Sugar and other sweets ........................... 102 79 69 98 77 80 94 79 114 131 

Fats and oils ............................................. 77 40 70 81 72 71 73 69 81 89 

Miscellaneous foods ................................ 579 338 396 461 462 478 484 481 655 758 

Nonalcoholic beverages ........................... 281 196 227 291 259 228 269 256 320 316 

Food prepared by consumer unit on

out-of-town trips ..................................... 29 418 47 49 417 19 30 24 29 47 

Food away from home ................................. 2,621 955 1,151 1,277 1,399 1,489 2,141 2,377 3,080 4,048 

Alcoholic beverages ....................................... 499 117 130 187 332 265 460 408 582 784 

Housing .......................................................... 14,962 8,487 6,878 8,450 9,052 10,054 12,229 13,164 15,634 23,822 

Shelter .......................................................... 9,138 5,741 4,319 5,124 5,554 6,249 7,538 7,956 9,565 14,456 

Owned dwellings ........................................ 4,984 1,556 734 788 824 1,468 2,674 3,700 5,648 10,995 

Mortgage interest and charges ................ 3,408 1,022 4370 464 478 986 1,835 2,613 3,998 7,446 

Property taxes .......................................... 965 372 222 190 183 261 509 701 1,013 2,180 

Maintenance, repairs, insurance, other

expenses ................................................ 611 4162 4142 133 163 222 331 386 637 1,370 

Rented dwellings ........................................ 3,922 4,067 3,456 4,273 4,694 4,711 4,753 4,077 3,684 2,942 

Other lodging ............................................. 233 4118 4129 464 437 70 111 179 232 518 

Utilities, fuels, and public services ............... 2,799 1,723 1,685 2,025 2,031 2,314 2,479 2,749 3,051 3,674 

Natural gas ................................................. 380 188 236 235 269 276 312 359 405 559 

Electricity .................................................... 1,003 692 672 859 825 917 914 974 1,023 1,245 

Fuel oil and other fuels ............................... 62 443 46 435 432 38 49 69 74 93 

Telephone services .................................... 1,063 675 634 745 749 877 971 1,061 1,222 1,337 

Water and other public services ................. 290 126 137 151 156 206 233 287 327 439 

Household operations .................................. 957 297 267 386 352 512 572 760 933 1,935 

Personal services ....................................... 614 4154 156 262 234 331 343 504 593 1,251 

Other household expenses ........................ 343 144 111 124 117 181 228 255 340 684 

Housekeeping supplies ................................ 501 271 221 275 438 301 408 438 546 750 

Laundry and cleaning supplies .................. 135 72 86 99 99 111 120 124 141 180 

Other household products .......................... 238 114 113 123 221 126 200 203 288 343 

Postage and stationery .............................. 128 484 421 53 118 64 88 112 118 227 

Household furnishings and equipment ......... 1,566 456 386 639 677 679 1,232 1,262 1,539 3,008 

Household textiles ...................................... 120 414 30 85 67 105 99 96 127 183 

Furniture ..................................................... 490 161 145 186 130 197 355 415 454 1,007 

Floor coverings .......................................... 38 41 48 7 410 12 13 35 25 98 

Major appliances ........................................ 184 452 412 63 145 52 158 131 172 370 

Small appliances, miscellaneous

housewares .............................................. 96 417 27 58 63 66 103 73 80 157 

Miscellaneous household equipment ......... 638 212 165 241 262 247 505 512 680 1,192 

Apparel and services ..................................... 2,107 903 1,090 1,684 1,468 1,433 1,909 1,753 1,845 3,331 

Men and boys .............................................. 463 179 253 341 300 302 400 499 438 682 

Men, 16 and over ....................................... 345 471 129 212 193 177 285 396 320 558 

Boys, 2 to 15 .............................................. 118 107 123 129 107 125 115 103 118 124 

Women and girls .......................................... 741 301 407 425 478 516 632 485 630 1,283 

Women, 16 and over .................................. 611 222 289 283 349 408 521 372 486 1,131 

Girls, 2 to 15 ............................................... 129 80 118 142 130 108 111 114 143 152 

Children under 2 .......................................... 177 460 75 122 191 170 146 125 165 260 

Footwear ...................................................... 391 268 4216 598 325 254 505 373 342 444 

Other apparel products and services ........... 335 96 139 198 174 191 227 272 271 662 

Transportation ................................................ 8,640 2,873 3,017 4,303 4,176 5,940 7,492 7,635 10,874 12,845 

Vehicle purchases (net outlay) ..................... 3,984 4660 41,310 1,916 1,489 2,738 3,606 3,170 5,575 5,791 

Cars and trucks, new ................................. 1,870 4186 3 ( ) 4819 4156 870 1,620 1,019 2,990 3,170 

Cars and trucks, used ................................ 2,056 4474 1,310 1,096 1,333 1,839 1,972 2,064 2,470 2,543 

Other vehicles ............................................ 57 3 ( ) 3 ( ) 42 3 ( ) 429 414 487 4116 78 

Gasoline and motor oil ................................. 1,903 1,030 849 1,139 1,189 1,458 1,638 1,964 2,238 2,574 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,390 $914 $705 $1,117 $1,263 $1,553 $2,037 $2,272 $2,742 $3,730 

Vehicle finance charges ............................. 406 107 67 125 143 191 276 445 522 685 

Maintenance and repairs ........................... 614 247 235 366 412 469 585 487 681 904 

Vehicle insurance ....................................... 917 369 289 454 546 668 872 943 1,092 1,260 

Vehicle rental, leases, licenses, and other

charges .................................................... 453 191 114 172 162 225 305 397 447 881 

Public transportation .................................... 364 269 153 130 235 190 211 228 320 750 

Healthcare ...................................................... 1,524 477 352 522 550 950 1,200 1,685 1,764 2,448 

Health insurance .......................................... 834 257 155 211 298 498 643 952 986 1,356 

Medical services .......................................... 402 69 98 166 103 257 329 416 481 646 

Drugs ........................................................... 225 111 80 124 132 158 184 265 230 331 

Medical supplies .......................................... 63 441 419 422 417 38 43 51 67 114 

Entertainment ................................................. 2,280 969 1,160 1,088 1,101 1,318 1,591 1,808 2,383 4,105 

Fees and admissions ................................... 452 254 87 145 152 208 293 355 464 910 

Audio and visual equipment and services .... 890 453 487 548 558 634 766 801 966 1,329 

Pets, toys, hobbies, and playground

equipment .................................................. 424 118 265 211 261 284 346 450 455 632 

Other entertainment supplies, equipment,

and services ............................................... 513 144 320 185 130 193 186 202 499 1,234 

Personal care products and services ............. 527 244 245 351 284 359 428 490 565 807 

Reading .......................................................... 92 64 39 37 59 52 71 83 95 154 

Education ....................................................... 759 1,391 910 912 487 558 502 813 759 929 

Tobacco products and smoking supplies ....... 296 300 202 346 287 348 318 327 321 227 

Miscellaneous ................................................ 650 149 237 307 462 411 484 686 725 1,014 

Cash contributions ......................................... 948 341 136 241 532 509 673 821 880 1,855 

Personal insurance and pensions .................. 4,946 221 385 812 1,330 2,023 2,919 3,978 5,535 10,432 

Life and other personal insurance ................ 227 470 427 57 62 87 120 174 236 496 

Pensions and Social Security ...................... 4,719 151 358 755 1,267 1,937 2,799 3,803 5,299 9,936 

Sources of income and personal taxes: 

Money income before taxes ........................... 53,826 598 7,782 12,638 17,459 25,056 34,538 44,296 58,898 109,085 

Wages and salaries ..................................... 49,537 1,822 4,161 8,751 14,590 22,217 32,332 41,954 55,909 99,978 

Self-employment income ............................. 2,393 4-2,731 495 4433 4486 884 628 1,322 1,580 6,927 

Social Security, private and government

retirement ................................................... 340 489 4765 663 4336 422 329 4135 271 346 

Interest, dividends, rental income, other

property income ......................................... 367 4-41 455 440 5 56 46 80 235 1,172 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 198 446 492 4168 4244 208 316 190 207 150 

Public assistance, supplemental security

income, food stamps .................................. 361 625 1,592 1,503 1,013 556 268 110 88 440 

Regular contributions for support ................. 380 329 453 674 556 482 447 298 360 236 

Other income ............................................... 251 4459 569 406 229 232 172 207 248 237 

Personal taxes ............................................... 1,732 -359 -273 -466 -291 -82 761 1,188 2,009 4,685 

Federal income taxes ................................... 1,140 -348 -320 -497 -354 -264 369 714 1,371 3,374 

State and local income taxes ....................... 489 4-16 18 16 40 135 348 376 518 1,103 

Other taxes .................................................. 102 45 430 16 23 47 44 97 120 208 

Income after taxes ......................................... 52,095 956 8,054 13,104 17,750 25,137 33,777 43,108 56,889 104,400 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $10,172 $6,214 $2,470 $2,315 $7,197 - $2,942 - $4,276 - $8,751 - $17,451 - $22,658 

Net change in total assets ............................ 17,100 4,937 1,559 2,231 9,368 2,329 10,427 11,280 19,816 37,592 

Net change in total liabilities ........................ 27,271 -1,277 -911 -83 2,171 5,271 14,702 20,031 37,267 60,250 

Other financial information:

Other money receipts ................................... 324 4709 4169 4247 4183 78 114 129 142 822 

Mortgage principal paid on owned

property ...................................................... -1,475 -303 4-130 -133 -178 -369 -760 -1,063 -1,486 -3,518 

Estimated market value of owned home ...... 95,590 30,093 19,202 19,598 16,773 29,017 50,604 71,884 103,897 211,686 

Estimated monthly rental value of owned

home .......................................................... 554 201 130 139 135 208 330 465 648 1,114 

Gifts of goods and services ............................ 593 237 187 439 379 435 506 510 521 968 

Food ............................................................. 36 41 45 415 47 15 31 40 37 55 

Alcoholic beverages ..................................... 14 3 ( ) 3 ( ) 41 412 2 ( ) 19 30 13 18 

Housing ........................................................ 150 76 65 162 75 157 143 135 117 208 

Housekeeping supplies .............................. 35 41 42 47 46 30 38 39 27 56 

Household textiles ...................................... 11 3 ( ) 3 ( ) 2 ( ) 42 434 44 410 49 10 

Appliances and miscellaneous

housewares .............................................. 24 3 ( ) 3 ( ) 49 43 415 29 34 9 41 

Major appliances ...................................... 3 3 ( ) 3 ( ) 44 3 ( ) 3 ( ) 41 418 2 ( ) 43 

Small appliances and miscellaneous

housewares ............................................ 20 3 ( ) 3 ( ) 45 43 415 28 16 48 38 

Miscellaneous household equipment ......... 38 43 43 439 422 27 25 27 44 63 

Other housing ............................................ 43 473 59 107 42 51 46 424 29 38 

Apparel and services ................................... 202 4125 82 196 175 182 190 119 208 283 

Males, 2 and over ...................................... 39 49 418 27 424 26 64 42 36 42 

Females, 2 and over .................................. 58 456 423 64 43 78 32 28 53 87 

Children under 2 ........................................ 52 410 428 29 52 59 31 36 58 76 

Other apparel products and services ......... 53 450 414 475 456 20 62 414 61 78 

Jewelry and watches ................................ 24 47 45 48 46 48 23 48 34 43 

All other apparel products and services ... 29 442 49 467 450 412 439 46 427 35 

Transportation .............................................. 39 44 3 ( ) 3 15 5 30 36 16 100 

Health care ................................................... 17 47 41 41 46 47 49 424 45 40 

Entertainment ............................................... 51 411 411 439 432 43 30 40 45 92 

Toys, games, arts and crafts, and

tricycles .................................................... 20 43 41 413 416 23 15 26 19 24 

Other entertainment ................................... 32 47 49 26 16 20 15 15 26 67 

Personal care products and services ........... 20 48 417 3 ( ) 414 8 12 30 22 30 

Reading ........................................................ 2 ( ) 3 ( ) 3 ( ) 2 ( ) 3 ( ) 2 ( ) 41 2 ( ) 2 ( ) 1 

Education ..................................................... 19 41 3 ( ) 42 3 ( ) 43 48 412 26 43 

All other gifts ................................................ 44 43 46 21 3 15 35 42 30 100 

1 Value less than 0.05. 2 Value less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.