Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 39,875 1,070 1,027 1,591 1,790 4,873 4,532 3,838 6,287 14,865

Consumer unit characteristics:

Income before taxes ....................................... $72,085 - $4,797 $7,886 $12,691 $17,640 $25,076 $34,757 $44,783 $59,388 $134,182

Income after taxes .......................................... 65,665 -5,405 8,311 13,294 18,227 25,180 34,164 43,169 56,395 118,669

Age of reference person ................................. 54.3 52.7 48.7 53.0 54.4 57.6 56.8 55.0 53.6 53.3

Average number in consumer unit:

People .......................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0

Children under 18 ......................................... .1 .3 .3 .2 .1 .1 .1 .1 .1 1 ( )

Adults 65 and older ...................................... .6 .5 .4 .5 .6 .8 .8 .7 .5 .4

Earners ......................................................... 1.2 .5 .7 .6 .7 .7 .9 1.2 1.4 1.6

Vehicles ........................................................ 2.1 1.3 1.2 1.3 1.5 1.7 1.9 2.0 2.2 2.5

Percent distribution:

Reference person:

Men .............................................................. 50 37 33 40 46 46 46 51 52 56

Women ......................................................... 50 63 67 60 54 54 54 49 48 44

Housing tenure:

Homeowner .................................................. 73 52 45 47 56 64 66 71 74 86

With mortgage ............................................ 38 16 14 14 22 20 26 34 38 55

Without mortgage ....................................... 35 36 31 32 35 44 40 38 36 31

Renter ........................................................... 27 48 55 53 44 36 34 29 26 14

Race of reference person:

Black or African-American ............................ 11 24 21 21 16 14 12 12 9 6

White, Asian, and all other races .................. 89 76 79 79 84 86 88 88 91 94

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 15 14 14 19 13 10 10 8 4

Not Hispanic or Latino .................................. 91 85 86 86 81 87 90 90 92 96

Education of reference person:

Elementary (1-8) ........................................... 4 10 9 14 9 9 5 5 3 1

High school (9-12) ........................................ 31 44 44 45 47 44 43 37 32 16

College ......................................................... 64 46 47 42 43 47 52 58 65 83

Never attended and other ............................. 1 ( ) 1 ( ) 1

1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 2 ( ) 1 ( )

At least one vehicle owned or leased ............. 92 73 68 73 83 89 93 94 96 97

Average annual expenditures ........................... $54,847 $30,236 $25,599 $24,982 $28,490 $33,617 $37,905 $42,143 $49,543 $82,935

Food ............................................................... 6,710 4,805 4,052 3,498 4,505 4,604 5,280 5,767 6,345 9,281

Food at home ............................................... 3,896 3,280 2,827 2,421 3,082 3,188 3,406 3,583 3,622 4,900

Cereals and bakery products ..................... 509 487 398 341 428 428 457 495 490 606

Cereals and cereal products .................... 166 157 140 120 144 139 158 154 156 197

Bakery products ....................................... 343 331 258 221 284 289 299 342 334 409

Meats, poultry, fish, and eggs .................... 848 738 624 600 715 726 739 787 759 1,049

Beef .......................................................... 220 217 163 158 164 182 182 190 202 281

Pork .......................................................... 170 133 129 124 159 152 153 168 171 195

Other meats .............................................. 117 106 101 79 91 99 111 118 108 137

Poultry ...................................................... 155 150 120 119 141 138 129 139 134 192

Fish and seafood ...................................... 131 90 66 79 102 101 114 124 87 184

Eggs ......................................................... 55 42 44 42 57 53 51 49 56 61

Dairy products ............................................ 408 319 280 258 301 348 367 360 388 510

Fresh milk and cream ............................... 138 132 124 116 123 127 134 143 125 153

Other dairy products ................................. 270 187 156 142 178 221 233 217 263 358

Fruits and vegetables ................................. 744 577 514 422 603 578 672 673 660 964

Fresh fruits ............................................... 262 168 173 139 216 198 223 230 226 354

Fresh vegetables ...................................... 246 186 145 138 197 177 236 220 211 324

Processed fruits ........................................ 109 108 88 62 74 96 100 95 106 135

Processed vegetables .............................. 127 115 108 82 116 107 114 128 118 151

Other food at home .................................... 1,388 1,159 1,011 800 1,035 1,108 1,171 1,268 1,326 1,770

Sugar and other sweets ........................... 148 100 123 91 103 140 130 123 143 183

Fats and oils ............................................. 114 111 93 68 101 105 102 111 111 131

Miscellaneous foods ................................. 685 603 482 369 511 526 585 631 644 885

Nonalcoholic beverages ........................... 379 311 277 262 288 311 322 368 382 460

Food prepared by consumer unit on

out-of-town trips ...................................... 63 334 336 39

334 26 33 35 46 111

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 2,813 1,525 1,225 1,077 1,423 1,416 1,875 2,184 2,723 4,381

Alcoholic beverages ....................................... 589 140 191 177 246 304 328 411 507 1,006

Housing .......................................................... 17,475 11,454 9,517 9,533 10,602 11,748 12,931 14,351 15,917 24,905

Shelter .......................................................... 10,052 6,553 5,355 5,769 6,061 6,236 7,096 8,106 8,867 14,724

Owned dwellings ........................................ 6,429 3,382 1,825 1,937 2,803 3,157 3,668 4,962 5,279 10,664

Mortgage interest and charges ................. 2,856 1,294 648 679 1,134 966 1,402 2,015 2,343 5,058

Property taxes .......................................... 2,092 1,163 644 708 1,108 1,320 1,393 1,540 1,773 3,268

Maintenance, repairs, insurance, other

expenses ................................................ 1,482 925 532 550 561 872 874 1,407 1,163 2,337

Rented dwellings ........................................ 2,711 2,763 3,254 3,662 2,888 2,790 3,030 2,697 2,955 2,325

Other lodging .............................................. 912 408 3277 170 370 288 398 447 633 1,735

Utilities, fuels, and public services ................ 3,779 2,795 2,450 2,629 2,838 3,174 3,356 3,582 3,798 4,549

Natural gas ................................................. 380 225 167 197 293 296 317 365 352 498

Electricity .................................................... 1,444 1,217 1,152 1,193 1,202 1,322 1,384 1,410 1,436 1,608

Fuel oil and other fuels ............................... 158 3167 352 3117 363 158 145 110 153 200

Telephone services .................................... 1,263 808 752 746 886 977 1,070 1,208 1,331 1,570

Residential phone service, VOIP, and

phone cards ............................................ 417 356 244 299 355 406 388 395 419 471

Cellular phone service .............................. 846 452 508 448 531 571 681 813 912 1,099

Water and other public services ................. 534 379 327 377 393 420 440 489 527 673

Household operations .................................. 1,043 580 626 400 449 673 704 819 890 1,593

Personal services ....................................... 126 360 368 345 371 129 91 157 100 164

Other household expenses ........................ 916 520 559 355 379 544 614 662 790 1,429

Housekeeping supplies ................................ 708 492 428 265 456 517 603 593 673 974

Laundry and cleaning supplies ................... 162 125 88 77 143 138 164 163 164 189

Other household products .......................... 382 215 253 136 217 285 298 308 349 548

Postage and stationery ............................... 164 152 87 52 96 94 141 123 160 237

Household furnishings and equipment ......... 1,893 1,034 657 469 799 1,149 1,172 1,252 1,689 3,066

Household textiles ...................................... 128 75 119 28 37 115 88 73 92 204

Furniture ..................................................... 434 197 112 110 146 203 243 257 362 752

Floor coverings ........................................... 24 33

3234321 11 16 17 12 44

Major appliances ........................................ 232 139 70 65 130 89 169 152 218 375

Small appliances, miscellaneous

housewares .............................................. 128 123 19 37 76 69 74 75 121 208

Miscellaneous household equipment ......... 947 496 334 225 389 663 582 678 885 1,483

Apparel and services ...................................... 1,612 1,192 583 717 775 832 1,011 1,105 1,505 2,571

Men and boys ............................................... 352 203 147 165 155 166 234 230 341 564

Men, 16 and over ....................................... 324 159 3142 146 125 148 203 203 311 534

Boys, 2 to 15 .............................................. 27 44 35 19 30 18 31 27 30 30

Women and girls .......................................... 685 583 138 281 289 339 396 511 636 1,112

Women, 16 and over .................................. 626 317 125 241 197 271 352 485 594 1,049

Girls, 2 to 15 ............................................... 58 266 313 40 92 67 43 27 41 63

Children under 2 ........................................... 35 324 391 329 310 329 328 317 24 50

Footwear ...................................................... 291 3212 3118 166 185 176 211 197 308 422

Other apparel products and services ........... 250 170 89 76 136 121 142 149 197 423

Transportation ................................................ 9,771 5,485 5,001 3,939 4,812 5,874 6,850 7,589 9,611 14,447

Vehicle purchases (net outlay) ..................... 3,578 32,101 32,271 3588 31,195 1,932 1,993 2,500 3,315 5,793

Cars and trucks, new .................................. 2,004 31,354 31,589 2 ( ) 3857 639 1,089 1,452 1,781 3,396

Cars and trucks, used ................................ 1,504 732 3677 586 338 1,258 898 1,048 1,477 2,250

Other vehicles ............................................ 69 314 36

322 ( ) 335 362 ( ) 357 147

Gasoline and motor oil ................................. 2,747 1,678 1,492 1,550 1,945 1,972 2,331 2,600 2,981 3,456

Other vehicle expenses ................................ 2,772 1,369 989 1,641 1,355 1,740 2,211 2,143 2,795 3,966

Vehicle finance charges ............................. 215 54 65 70 63 102 174 177 220 328

Maintenance and repairs ............................ 886 596 377 412 480 598 655 810 859 1,239

Vehicle insurance ....................................... 1,145 3480 3363 31,008 3648 802 1,098 809 1,231 1,513

Vehicle rental, leases, licenses, and other

charges ..................................................... 526 240 184 151 164 238 283 346 486 887

Public and other transportation .................... 674 337 249 160 317 230 315 347 520 1,232

Healthcare ...................................................... 4,467 2,594 2,052 2,297 2,625 3,792 4,317 4,437 4,476 5,497

Health insurance .......................................... 2,732 1,550 1,282 1,524 1,738 2,483 2,657 2,782 2,772 3,241

Medical services ........................................... 906 493 361 344 415 564 837 783 862 1,276

Drugs ............................................................ 654 473 306 385 407 639 698 713 650 730

Medical supplies ........................................... 175 79 104 44 65 105 124 160 192 250

Entertainment ................................................. 2,759 1,318 1,158 1,189 1,232 1,587 1,727 2,032 2,371 4,396

Fees and admissions ................................... 596 169 84 137 151 200 254 343 449 1,127

Audio and visual equipment and services .... 1,047 794 643 639 702 811 814 937 996 1,380

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 687 296 376 252 332 410 535 550 670 1,017

Pets ............................................................ 572 177 326 199 304 342 427 475 563 844

Toys, hobbies, and playground equipment 115 3119 349 353 327 68 107 75 107 173

Other entertainment supplies, equipment,

and services ............................................... 429 359 55 161 47 165 125 202 255 872

Personal care products and services ............. 703 367 342 320 258 477 483 507 636 1,078

Reading .......................................................... 138 81 66 41 65 69 87 93 127 220

Education ....................................................... 931 884 675 1,348 322 417 503 358 536 1,594

Tobacco products and smoking supplies ....... 346 312 406 375 335 346 398 356 356 319

Miscellaneous ................................................. 806 306 320 237 577 736 383 556 721 1,220

Cash contributions .......................................... 2,481 757 662 529 966 1,363 1,526 1,473 1,845 4,310

Personal insurance and pensions .................. 6,059 539 572 782 1,169 1,469 2,080 3,108 4,589 12,091

Life and other personal insurance ................ 447 253 113 134 162 205 300 330 333 755

Pensions and Social Security ....................... 5,612 287 460 648 1,007 1,264 1,780 2,778 4,256 11,336

Sources of income and personal taxes:

Money income before taxes ........................... $72,085 - $4,797 $7,886 $12,691 $17,640 $25,076 $34,757 $44,783 $59,388 $134,182

Wages and salaries ...................................... 51,838 2,106 3,195 4,508 7,489 10,218 18,149 28,062 41,119 103,777

Self-employment income .............................. 3,849 -10,463 56 42 466 406 564 1,026 2,180 9,522

Social Security, private and government

retirement ................................................... 12,835 2,283 2,313 5,726 7,838 12,666 14,566 13,999 13,840 14,486

Interest, dividends, rental income, other

property income .......................................... 2,319 320 3144 159 139 432 459 792 1,209 5,156

Public assistance, supplemental security

income, food stamps .................................. 368 672 1,471 1,465 1,143 631 290 176 198 118

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 651 3118 380 477 402 518 555 581 609 864

Other income ................................................ 225 3167 3328 3313 162 206 173 148 232 259

Personal taxes (contains some imputed

values) .......................................................... 6,420 609 -424 -604 -588 -104 592 1,614 2,993 15,513

Federal income taxes ................................... 5,012 387 -388 -575 -579 -220 336 1,114 2,197 12,327

State and local income taxes ....................... 1,292 27 -64 -46 -34 49 167 418 711 3,001

Other taxes ................................................... 116 3195 328 18 25 67 90 82 85 185

Income after taxes .......................................... 65,665 -5,405 8,311 13,294 18,227 25,180 34,164 43,169 56,395 118,669

Addenda:

Net change in total assets and liabilities ........ $10,265 $5,591 - $673 - $9,835 $3,185 $1,900 $3,142 - $3,804 $5,084 $25,099

Net change in total assets ............................ 19,283 7,849 588 -7,491 4,924 4,694 7,909 3,911 8,739 42,672

Net change in total liabilities ......................... 9,018 2,257 1,261 2,344 1,739 2,794 4,767 7,715 3,654 17,573

Other financial information:

Other money receipts ................................... 834 3374 3229 3323 3315 268 391 423 408 1,632

Mortgage principal paid on owned property -1,985 -705 -503 -437 -719 -806 -930 -1,291 -1,721 -3,497

Estimated market value of owned home ...... 182,160 108,199 74,916 68,501 104,934 126,365 122,967 130,373 153,180 278,331

Estimated monthly rental value of owned

home .......................................................... 1,011 646 456 451 615 710 739 833 889 1,463

Gifts of goods and services, total ................... 1,484 1,505 374 181 451 523 625 784 968 2,819

Food ............................................................. 132 381 34 18 41 44 53 87 72 260

Alcoholic beverages ..................................... 17 1 ( ) 329 31

32 3 7 9 15 33

Housing ........................................................ 261 167 147 41 90 66 171 164 223 456

Housekeeping supplies .............................. 39 310 31

312 311 5 29 37 37 68

Household textiles ...................................... 8 39

2 ( ) 1 ( ) 2 ( ) 363333319 8

Appliances and miscellaneous

housewares .............................................. 29 323 32

33310 36 21 328 29 47

Major appliances ...................................... 9 1 ( ) 2 ( ) 2 ( ) 32

31 9 38 10 14

Small appliances and miscellaneous

housewares ............................................ 20 323 32

333835312 320 19 33

Miscellaneous household equipment ......... 58 333 319 36

313 13 38 52 51 100

Other housing ............................................. 128 392 124 321 356 36 81 45 86 233

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2012-2013 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Apparel and services .................................... 255 281 3132 78 104 134 159 183 168 434

Males, 2 and over ....................................... 66 352 342 30 19 20 48 29 54 116

Females, 2 and over ................................... 110 3120 35

318 32 58 71 107 72 186

Children under 2 ......................................... 31 315 363 319 38 24 314 317 23 50

Other apparel products and services ......... 48 395 322 311 345 32 26 30 19 81

Jewelry and watches ................................ 13 35

311 ( ) 34311 36313 4 24

All other apparel products and services ... 35 389 322 310 341 321 320 317 15 57

Transportation .............................................. 148 482 40 5 119 67 60 148 165 196

Healthcare .................................................... 35 329 3-48 1 ( ) 39

3339318 316 79

Entertainment ............................................... 129 382 315 313 332 43 72 70 88 247

Toys, games, arts and crafts, and tricycles 44 360 1 ( ) 37

39321 347 318 36 74

Other entertainment ................................... 85 22 315 36

323 22 25 52 52 173

Personal care products and services ........... 25 310 1 ( ) 2 ( ) 310 11 18 6 8 52

Reading ........................................................ 4 32

32322 ( ) 2 2 2 3 8

Education ..................................................... 376 3294 34

321 318 119 47 57 136 856

All other gifts ................................................. 101 76 350 32

325 32 28 41 74 199

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014