Table 1203. Income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

to

$199,999 

$200,000 

and

more 

Number of consumer units (in thousands)1......................... 133,595 13,968 20,136 12,177 10,331 17,152 19,806 18,953 9,606 11,466 

Percent distribution of consumer units ................................ 100.0 10.5 15.1 9.1 7.7 12.8 14.8 14.2 7.2 8.6 

Consumer unit characteristics (mean values): 

 Income before taxes ......................................................... $87,432 $7,251 $22,355 $34,780 $44,683 $59,210 $83,658 $121,162 $171,570 $316,328 

 Income after taxes ............................................................ 78,743 9,924 25,410 37,790 46,593 59,306 79,669 110,501 147,782 245,844 

 Age of reference person ................................................... 51.8 53.8 60.6 54.8 52.8 49.7 47.9 48.1 48.5 49.3 

 Average number in consumer unit: 

 People ........................................................................... 2.4 1.7 1.8 2.1 2.3 2.5 2.7 3.0 3.2 3.2 

 Children under 18 .......................................................... .6 .3 .3 .4 .5 .6 .6 .7 .8 .8 

 Adults 65 and older ....................................................... .4 .4 .6 .6 .6 .4 .3 .3 .2 .2 

 Earners .......................................................................... 1.3 .4 .5 .8 1.0 1.3 1.6 1.8 2.1 2.1 

 Vehicles ......................................................................... 1.9 .9 1.2 1.6 1.7 1.8 2.1 2.4 2.6 2.8 

Percent distribution: 

 Reference person: 

 Men................................................................................ 47 39 40 44 46 48 50 56 54 54 

 Women .......................................................................... 53 61 60 56 54 52 50 44 46 46 

 Housing tenure: 

 Homeowner ................................................................... 65 38 53 58 58 60 69 79 84 89 

 With mortgage ............................................................ 38 12 17 22 27 35 46 58 64 67 

 Without mortgage ....................................................... 27 26 37 36 31 25 24 22 20 22 

 Renter ............................................................................ 35 62 47 42 42 40 31 21 16 11 

 Race of reference person: 

 Black or African-American ............................................ 13 23 15 14 15 15 14 10 8 4 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 87 77 85 86 85 85 86 90 92 96 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 15 17 15 17 18 18 17 12 11 7 

 Not Hispanic or Latino ................................................... 85 83 85 83 82 82 83 88 89 93 

 Education of reference person: 

 Elementary (1-8) ........................................................... 3 7 5 4 2 2 2 1 1 1 

 High school (9-12) ......................................................... 28 47 43 38 34 29 24 17 9 7 

 College .......................................................................... 69 46 52 58 64 69 74 83 90 92 

 Never attended and other ............................................. ( 2 ) 1 ( 2 ) 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 3 ) 

 At least one vehicle owned or leased .............................. 89 63 82 91 93 93 95 97 97 96 

Annual aggregate expenditures .......................................... $8,937,383 4.7 7.7 5.9 5.8 10.7 14.8 18.0 11.6 20.8 

 Food.................................................................................. 1,105,178 6.2 8.4 6.6 6.1 11.9 14.9 18.1 10.9 16.9 

 Food at home ................................................................ 701,087 7.2 9.5 7.3 6.4 12.1 15.1 17.0 10.2 15.3 

 Cereals and bakery products ..................................... 89,592 7.2 9.6 7.3 6.2 12.0 15.1 17.2 9.8 15.5 

 Cereals and cereal products................................... 28,017 7.5 9.5 7.7 6.3 11.9 14.6 16.5 9.7 16.3 

 Bakery products ...................................................... 61,575 7.0 9.6 7.1 6.1 12.1 15.3 17.6 9.9 15.2 

 Meats, poultry, fish, and eggs .................................... 148,655 7.6 10.3 7.8 6.6 12.1 15.2 15.9 9.7 14.9 

 Beef ......................................................................... 39,018 7.9 10.9 7.7 6.2 12.5 15.9 16.1 8.9 14.0 

 Pork ......................................................................... 29,713 8.4 10.2 8.2 7.0 12.8 15.2 14.4 9.3 14.4 

 Other meats ............................................................ 20,081 6.8 9.7 7.0 6.5 11.3 16.0 16.6 10.7 15.4 

 Poultry ..................................................................... 27,052 7.7 10.3 7.0 7.2 12.2 15.0 16.4 10.2 14.1 

 Fish and seafood .................................................... 23,778 6.7 9.6 8.4 6.6 10.7 14.2 16.3 10.1 17.3 

 Eggs ........................................................................ 9,012 8.0 10.9 8.8 6.2 12.5 14.0 15.2 9.6 14.9 

 Dairy products ............................................................ 65,568 7.1 9.6 7.6 6.6 12.3 14.9 16.5 10.1 15.4 

 Fresh milk and cream ............................................. 20,941 8.0 10.0 8.4 6.9 12.7 14.1 15.7 9.3 14.9 

 Other dairy products ............................................... 44,627 6.7 9.4 7.2 6.4 12.1 15.3 16.8 10.4 15.7 

 Fruits and vegetables................................................. 137,670 6.9 9.0 7.6 6.4 12.3 15.1 17.1 10.4 15.2 

 Fresh fruits .............................................................. 50,421 6.7 8.7 7.6 6.6 11.6 15.2 17.6 10.3 15.7 

 Fresh vegetables .................................................... 43,712 6.6 8.8 7.9 6.4 12.9 15.4 16.6 10.6 14.9 

 Processed fruits ...................................................... 17,683 7.7 9.7 8.2 6.6 11.8 14.7 16.3 10.3 14.8 

 Processed vegetables ............................................ 25,854 7.5 9.6 6.6 6.0 13.2 14.6 17.4 10.2 15.0 

 Other food at home .................................................... 259,603 7.0 9.1 6.8 6.2 12.1 15.0 17.7 10.6 15.5 

 Sugar and other sweets .......................................... 24,263 7.1 9.9 6.3 5.7 12.4 15.8 16.5 10.1 16.2 

 Fats and oils ........................................................... 17,664 7.9 9.5 7.6 6.2 12.7 14.8 16.4 10.2 14.5 

See footnotes at end of table. 
Table 1203. Income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

to

$199,999 

$200,000 

and

more 

 Miscellaneous foods ............................................... 139,776 6.7 8.9 6.8 6.2 11.9 14.9 18.2 10.9 15.5 

 Nonalcoholic beverages ......................................... 68,632 7.9 9.7 7.4 6.3 12.4 15.2 16.8 9.7 14.6 

 Food prepared by consumer unit on out of town 

 trips ...................................................................... 9,267 3.3 5.7 3.4 5.5 11.4 12.7 22.1 13.6 22.3 

 Food away from home .................................................. 404,091 4.6 6.6 5.5 5.5 11.6 14.6 19.9 12.2 19.5 

 Alcoholic beverages ......................................................... 73,841 3.8 6.0 5.8 4.2 9.5 14.1 17.2 12.6 27.0 

 Housing ............................................................................ 3,021,905 5.7 9.5 6.6 6.2 11.3 15.2 16.8 10.7 18.0 

 Shelter ........................................................................... 1,771,197 5.8 9.7 6.3 6.2 11.4 14.8 16.6 10.5 18.5 

 Owned dwellings ........................................................ 1,014,119 3.1 6.6 4.9 5.0 9.6 14.7 19.6 13.1 23.4 

 Mortgage interest and charges ............................... 371,521 2.4 4.1 3.7 4.3 9.1 14.9 21.2 14.4 25.9 

 Property taxes ......................................................... 330,672 3.6 7.2 5.4 5.3 9.6 14.1 18.3 12.9 23.5 

 Maintenance, repairs, insurance, and other 

 expenses ............................................................. 311,926 3.3 9.1 5.7 5.6 10.2 15.2 19.2 11.6 20.2 

 Rented dwellings ........................................................ 625,766 10.8 15.8 9.4 8.8 15.2 15.8 11.8 5.9 6.4 

 Other lodging ............................................................. 131,312 3.3 4.5 2.8 3.5 6.9 11.0 16.7 13.0 38.2 

 Utilities, fuels, and public services ................................ 564,237 6.4 10.9 7.7 6.9 12.3 16.1 17.1 9.4 13.2 

 Natural gas ................................................................. 59,764 6.3 11.3 7.0 6.4 11.8 15.2 16.5 10.5 15.1 

 Electricity .................................................................... 207,189 7.7 12.3 8.4 7.2 12.4 15.3 16.1 8.3 12.1 

 Fuel oil and other fuels .............................................. 16,247 3.9 10.2 7.6 5.4 9.5 14.7 18.3 8.9 21.4 

 Telephone services .................................................... 188,193 5.6 9.5 7.2 7.0 12.5 17.5 17.9 10.0 12.8 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 22,060 7.5 16.2 8.3 7.8 10.8 14.6 15.2 7.4 12.2 

 Cellular phone service ............................................ 166,134 5.3 8.6 7.1 6.9 12.8 17.9 18.3 10.3 12.8 

 Water and other public services ................................ 92,843 5.7 10.6 7.6 6.5 12.2 15.7 17.8 10.0 13.8 

 Household operations ................................................... 218,873 4.3 8.1 6.7 5.8 9.9 13.4 16.5 12.4 22.8 

 Personal services ....................................................... 50,394 41.5 4.0 3.5 4.4 6.0 11.0 19.0 17.8 32.8 

 Other household expenses ........................................ 168,479 5.2 9.4 7.6 6.2 11.1 14.1 15.7 10.8 19.8 

 Housekeeping supplies ................................................. 107,042 5.8 10.3 5.9 6.3 11.7 16.3 16.6 9.5 17.5 

 Laundry and cleaning supplies .................................. 23,789 8.6 12.6 8.7 7.6 14.2 16.1 15.1 8.3 8.9 

 Other household products ......................................... 68,508 5.1 9.7 4.8 5.6 11.3 16.0 16.9 10.1 20.5 

 Postage and stationery .............................................. 14,745 5.0 9.3 6.7 7.7 9.7 18.2 17.2 8.9 17.1 

 Household furnishings and equipment ......................... 360,556 4.9 6.6 6.0 5.3 10.2 16.5 17.5 12.7 20.4 

 Household textiles ...................................................... 16,221 3.8 8.4 7.2 7.2 12.4 17.2 16.0 10.9 16.8 

 Furniture ..................................................................... 95,600 6.0 7.3 4.6 4.8 9.4 13.9 17.5 11.8 24.6 

 Floor coverings .......................................................... 4,439 4.3 6.2 2.4 6.1 10.3 11.5 14.5 9.4 35.3 

 Major appliances ........................................................ 61,922 5.1 7.0 7.3 5.2 10.0 13.9 20.1 12.2 19.2 

 Small appliances and miscellaneous 

 housewares ............................................................ 18,949 5.0 8.5 6.5 7.6 11.6 18.9 13.7 11.1 17.1 

 Miscellaneous household equipment ........................ 163,425 4.4 5.7 6.2 5.1 10.2 18.7 17.2 13.7 18.8 

 Apparel and services ........................................................ 233,952 6.7 6.7 6.2 6.4 11.6 14.7 15.8 10.6 21.4 

 Men and boys ................................................................ 56,507 6.5 7.3 6.3 4.2 12.4 15.9 15.8 12.7 19.0 

 Men, 16 and over ....................................................... 41,298 5.5 7.7 5.9 4.0 13.0 15.6 14.6 14.0 19.7 

 Boys, 2 to 15 .............................................................. 15,210 9.4 6.2 7.3 4.7 10.7 16.7 18.9 9.1 17.1 

 Women and girls ........................................................... 87,858 7.9 6.9 5.5 5.9 12.6 15.7 17.1 11.0 17.6 

 Women, 16 and over.................................................. 73,157 7.6 7.1 5.5 5.6 12.9 15.8 17.3 9.9 18.3 

 Girls, 2 to 15 ............................................................... 14,701 9.0 6.0 5.4 7.3 10.9 15.3 16.3 16.2 13.7 

 Children under 2 ............................................................ 8,844 48.6 45.3 412.5 13.7 10.9 13.4 18.8 7.5 9.3 

 Footwear ....................................................................... 44,801 5.9 6.5 8.0 9.5 11.8 14.1 13.6 9.9 20.6 

 Other apparel products and services ............................ 35,942 4.4 5.8 3.8 5.4 7.9 11.7 14.7 7.8 38.6 

 Transportation .................................................................. 1,464,325 3.9 7.4 6.5 6.4 11.9 16.1 19.2 10.9 17.7 

 Vehicle purchases (net outlay)...................................... 645,014 3.1 6.1 6.0 6.4 11.6 15.7 20.0 11.1 19.9 

 Cars and trucks, new ................................................. 295,306 4.8 3.8 3.6 4.2 12.2 15.6 19.8 12.7 27.2 

 Cars and trucks, used ................................................ 341,296 5.0 7.8 8.2 8.3 11.2 15.6 20.3 9.8 13.7 

 Other vehicles ............................................................ 8,412 49.7 416.4 4

.9 45.2 42.2 22.0 18.7 48.8 416.0 

 Gasoline, other fuels, and motor oil .............................. 286,902 5.4 8.6 7.5 7.0 13.0 17.0 18.7 9.9 12.9 

 Other vehicle expenses ................................................ 472,093 4.2 8.8 6.8 6.5 11.9 16.6 18.4 10.8 16.0 

 Vehicle finance charges ............................................. 36,325 2.7 6.4 5.1 6.1 11.0 17.2 22.2 13.1 16.2 

 Maintenance and repairs ........................................... 130,199 4.9 8.8 7.1 6.4 12.0 16.8 18.3 11.4 14.4 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 101,488 2.9 7.3 5.7 5.9 10.0 14.4 18.5 11.4 24.0 

 Vehicle insurance ....................................................... 204,080 4.7 9.9 7.5 7.0 12.9 17.4 17.8 9.8 13.0 

 Public and other transportation ..................................... 60,316 3.7 4.8 4.3 3.6 9.2 11.8 18.7 14.7 29.2 

 Healthcare ........................................................................ 728,228 4.9 10.4 7.2 6.5 11.2 15.3 18.1 11.0 15.3 

 Health insurance ........................................................... 494,784 5.0 10.7 7.5 6.9 11.5 15.1 18.1 10.9 14.3 

 Medical services ............................................................ 142,902 4.8 8.0 5.5 5.1 9.7 15.9 19.4 12.1 19.5 

 Drugs ............................................................................. 66,401 5.1 13.4 9.2 6.5 12.2 14.1 15.9 9.8 13.8 

See footnotes at end of table. 
Table 1203. Income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

to

$199,999 

$200,000 

and

more 

 Medical supplies ............................................................ 24,141 4.1 9.8 6.9 7.6 9.6 19.4 17.8 10.1 14.8 

 Entertainment ................................................................... 476,379 4.2 6.6 4.8 5.4 9.0 14.3 17.7 12.1 26.0 

 Fees and admissions .................................................... 87,296 2.6 4.2 2.6 4.2 5.8 9.7 16.8 14.6 39.4 

 Audio and visual equipment and services .................... 136,305 6.2 10.1 7.9 6.7 11.6 15.1 17.7 9.9 14.7 

 Pets, toys, hobbies, and playground equipment ........... 129,294 4.4 6.0 5.3 5.8 11.6 19.4 15.0 13.0 19.6 

 Pets ............................................................................ 102,783 4.1 6.4 5.0 6.1 10.4 19.9 14.2 12.8 20.9 

 Toys, hobbies, and playground equipment ............... 26,511 5.5 4.2 6.4 4.3 16.2 17.2 17.9 13.9 14.4 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 123,484 2.8 5.0 2.4 4.5 5.5 11.5 21.1 11.5 35.7 

 Personal care products and services ............................... 102,831 5.2 8.0 6.9 6.2 10.4 15.5 17.9 11.4 18.6 

 Reading ............................................................................ 15,229 4.1 10.4 5.9 5.4 8.7 16.8 15.3 11.2 22.2 

 Education .......................................................................... 163,787 5.4 4.6 2.4 3.7 5.5 10.0 15.2 12.0 41.1 

 Tobacco products and smoking supplies ......................... 45,605 12.3 12.6 10.8 8.6 13.8 17.8 14.1 5.2 4.8 

 Miscellaneous ................................................................... 131,738 4.9 8.6 4.9 5.5 10.1 14.2 20.4 12.7 18.7 

 Cash contributions ............................................................ 322,566 4.0 6.5 5.3 5.8 8.0 9.7 16.0 11.4 33.3 

 Personal insurance and pensions .................................... 1,051,819 .5 1.9 2.4 3.1 7.8 14.2 21.4 16.3 32.5 

 Life and other personal insurance ................................ 63,249 3.0 5.9 6.0 5.2 8.3 14.2 17.1 12.8 27.4 

 Pensions and Social Security ....................................... 988,570 .3 1.6 2.2 3.0 7.8 14.2 21.6 16.5 32.8 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $11,680,535 .9 3.9 3.6 4.0 8.7 14.2 19.7 14.1 31.1 

 Wages and salaries ....................................................... 9,005,474 .3 1.7 2.5 3.2 8.2 14.7 21.1 15.5 32.9 

 Self-employment income .............................................. 812,912 -.2 1.3 1.6 2.3 5.4 9.8 15.9 13.8 50.1 

 Social Security, private and government 

 retirement ................................................................... 1,286,764 3.5 18.6 12.0 9.8 14.4 14.4 13.4 6.3 7.5 

 Interest, dividends, rental income, and other 

 property income ......................................................... 304,491 .8 1.8 2.0 3.6 4.7 10.5 18.6 10.9 47.0 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 78,876 25.3 26.5 10.7 7.6 13.0 6.8 7.3 41.5 1.3 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 147,077 3.3 9.0 8.6 7.8 13.6 18.8 20.9 8.4 9.5 

 Other income ................................................................. 44,941 10.3 12.0 10.8 5.9 9.1 8.2 9.4 20.7 13.5 

 Personal taxes (contains some imputed values) ............. 1,160,821 -3.2 -5.3 -3.2 -1.7 -.1 6.8 17.4 19.7 69.6 

 Federal income taxes .................................................... 1,143,769 -.9 -1.7 -.6 .2 2.6 8.6 17.2 17.1 57.5 

 Stimulus payment .......................................................... -339,560 7.6 12.3 9.9 8.1 14.5 17.9 18.4 7.4 4.0 

 State and local income taxes ........................................ 342,557 -.4 -.2 .8 1.6 5.0 11.6 19.3 16.5 45.7 

 Other taxes .................................................................... 14,055 41.2 3.3 5.6 42.1 6.1 9.2 12.1 8.7 51.8 

 Income after taxes ............................................................ 10,519,715 1.3 4.9 4.4 4.6 9.7 15.0 19.9 13.5 26.8 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022