Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2006-2007

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 11,271 420 2,752 4,405 2,630 681 383 

Consumer unit characteristics: 

Income before taxes ..................................... $83,045 $66,787 $59,755 $89,391 $99,986 $84,519 $76,280 

Income after taxes ........................................ 81,089 66,597 59,197 86,911 96,848 82,980 75,759 

Age of reference person ................................ 41.0 21.2 30.4 39.5 48.5 59.1 71.6 

Average number in consumer unit:

Persons ........................................................ 5.6 5.8 5.6 5.6 5.6 5.9 5.9 

Children under 18 ........................................ 2.7 2.4 3.2 3.1 2.1 1.9 1.9 

Persons 65 and over .................................... .1 1.1 2 ( ) .1 .1 .2 1.6 

Earners ........................................................ 2.2 2.6 1.9 2.0 2.7 2.8 2.1 

Vehicles ....................................................... 2.5 1.9 2.0 2.4 2.9 2.8 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 35 37 43 54 49 51 

Female ......................................................... 56 65 63 57 46 51 49 

Housing tenure:

Homeowner .................................................. 71 47 54 75 80 82 89 

With mortgage ............................................ 59 37 46 66 64 57 53 

Without mortgage ....................................... 12 10 8 9 16 25 36 

Renter .......................................................... 29 53 46 25 20 18 11 

Race of reference person:

Black or African-American ........................... 15 13 18 14 12 18 13 

White, Asian, and all other races ................. 85 87 82 86 88 82 87 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 27 47 34 27 19 22 23 

Not Hispanic or Latino .................................. 73 53 66 73 81 78 77 

Education of reference person:

Elementary (1-8) .......................................... 9 15 9 7 9 10 22 

High school (9-12) ........................................ 39 62 46 35 35 42 44 

College ......................................................... 51 23 45 58 56 46 32 

Never attended and other ............................ 3 ( ) 4 ( ) 3 ( ) 3 ( ) 3 ( ) 1 2 

At least one vehicle owned or leased ............ 93 86 91 93 94 94 92 

Average annual expenditures .......................... $65,251 $48,211 $53,838 $69,253 $76,053 $61,466 $55,833 

Food ............................................................... 9,278 6,992 7,765 9,637 10,765 9,374 9,843 

Food at home ............................................... 5,722 4,352 5,029 5,783 6,442 5,906 7,545 

Cereals and bakery products ..................... 787 510 708 822 854 782 978 

Cereals and cereal products .................... 270 191 255 276 302 260 263 

Bakery products ....................................... 516 319 453 546 552 522 715 

Meats, poultry, fish, and eggs .................... 1,409 1,204 1,291 1,367 1,613 1,438 1,844 

Beef .......................................................... 419 391 430 384 481 349 571 

Pork .......................................................... 273 235 238 269 311 293 362 

Other meats ............................................. 183 114 158 191 203 218 194 

Poultry ...................................................... 267 245 230 265 312 282 299 

Fish and seafood ..................................... 198 143 163 193 233 217 357 

Eggs ......................................................... 69 76 71 64 73 80 61 

Dairy products ............................................ 622 437 551 652 669 601 835 

Fresh milk and cream .............................. 270 209 267 281 268 251 294 

Other dairy products ................................ 352 229 284 371 400 350 541 

Fruits and vegetables ................................. 942 746 782 951 1,062 1,128 1,274 

Fresh fruits ............................................... 313 260 248 322 360 367 391 

Fresh vegetables ..................................... 292 254 224 294 329 419 360 

Processed fruits ....................................... 181 113 170 182 198 179 257 

Processed vegetables .............................. 156 119 139 153 176 164 266 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,962 $1,454 $1,698 $1,992 $2,245 $1,958 $2,615 

Sugar and other sweets ........................... 190 126 147 209 209 183 294 

Fats and oils ............................................. 144 83 127 148 164 147 204 

Miscellaneous foods ................................ 1,060 759 960 1,068 1,208 991 1,389 

Nonalcoholic beverages ........................... 516 454 420 514 600 591 695 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 132 43 53 63 146 133 

Food away from home ................................. 3,556 2,640 2,736 3,854 4,323 3,468 2,297 

Alcoholic beverages ....................................... 360 329 225 399 496 224 1257 

Housing .......................................................... 21,661 16,125 19,594 23,554 23,202 17,958 16,944 

Shelter .......................................................... 12,682 9,219 11,821 13,928 13,354 9,779 8,884 

Owned dwellings ........................................ 9,161 4,544 6,903 10,613 10,482 7,643 7,374 

Mortgage interest and charges ................ 6,045 3,198 4,916 7,079 6,652 4,267 4,383 

Property taxes .......................................... 2,012 1,016 1,222 2,251 2,581 2,230 1,740 

Maintenance, repairs, insurance, other

expenses ................................................ 1,103 329 765 1,282 1,248 1,146 1,251 

Rented dwellings ........................................ 2,932 4,139 4,666 2,591 2,067 1,823 1981 

Other lodging ............................................. 589 1536 252 725 805 313 529 

Utilities, fuels, and public services ............... 4,663 4,014 3,900 4,760 5,248 5,000 5,134 

Natural gas ................................................. 669 393 527 730 756 675 690 

Electricity .................................................... 1,773 1,611 1,550 1,794 1,911 1,874 2,186 

Fuel oil and other fuels ............................... 155 161 105 151 221 172 1178 

Telephone services .................................... 1,487 1,470 1,225 1,488 1,757 1,601 1,320 

Water and other public services ................. 579 480 493 598 603 677 760 

Household operations .................................. 1,298 508 1,302 1,617 1,050 899 893 

Personal services ....................................... 779 1300 922 1,044 439 1312 1398 

Other household expenses ........................ 519 208 380 573 610 587 495 

Housekeeping supplies ................................ 871 503 696 985 957 843 796 

Laundry and cleaning supplies .................. 232 191 227 230 239 262 246 

Other household products .......................... 493 275 359 596 532 403 432 

Postage and stationery .............................. 146 37 110 159 186 178 117 

Household furnishings and equipment ......... 2,147 1,880 1,875 2,264 2,594 1,438 1,237 

Household textiles ...................................... 158 279 136 170 168 74 46 

Furniture ..................................................... 571 522 519 591 671 390 401 

Floor coverings .......................................... 64 142 89 48 68 82 130 

Major appliances ........................................ 285 313 221 310 324 233 243 

Small appliances, miscellaneous

housewares .............................................. 154 78 137 162 204 60 136 

Miscellaneous household equipment ......... 914 645 773 983 1,159 599 381 

Apparel and services ..................................... 2,773 2,566 2,550 2,833 3,231 2,334 1,699 

Men and boys .............................................. 700 540 678 726 770 558 608 

Men, 16 and over ....................................... 409 390 365 384 501 427 466 

Boys, 2 to 15 .............................................. 291 150 314 342 269 131 143 

Women and girls .......................................... 1,037 885 786 1,063 1,362 962 767 

Women, 16 and over .................................. 691 702 427 653 1,047 732 671 

Girls, 2 to 15 ............................................... 346 183 359 411 315 230 97 

Children under 2 .......................................... 246 288 369 236 153 194 182 

Footwear ...................................................... 509 563 480 497 637 372 1153 

Other apparel products and services ........... 281 290 236 311 309 248 88 

Transportation ................................................ 12,616 10,444 10,667 13,108 14,600 12,346 11,105 

Vehicle purchases (net outlay) ..................... 5,362 5,148 4,952 5,655 5,525 5,029 4,636 

Cars and trucks, new ................................. 2,569 12,064 2,131 2,821 2,666 2,909 12,078 

Cars and trucks, used ................................ 2,716 2,989 2,727 2,739 2,814 2,110 2,476 

Other vehicles ............................................ 77 195 194 195 144 110 183 

Gasoline and motor oil ................................. 3,395 3,071 2,907 3,451 3,878 3,453 3,194 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,354 $1,978 $2,518 $3,418 $4,550 $3,184 $3,121 

Vehicle finance charges ............................. 464 412 452 480 429 525 545 

Maintenance and repairs ........................... 890 444 725 922 1,130 859 625 

Vehicle insurance ....................................... 1,439 1774 906 1,351 2,348 11,400 11,701 

Vehicle rental, leases, licenses, and other

charges .................................................... 561 349 434 665 643 401 250 

Public transportation .................................... 505 246 290 583 647 680 1153 

Healthcare ...................................................... 2,681 1,043 1,762 2,680 3,333 4,141 4,147 

Health insurance .......................................... 1,378 487 956 1,445 1,651 1,579 2,393 

Medical services .......................................... 801 325 509 782 970 1,746 814 

Drugs ........................................................... 387 160 237 348 532 690 703 

Medical supplies .......................................... 114 171 60 105 180 126 1236 

Entertainment ................................................. 3,357 2,247 2,725 3,799 3,830 2,668 2,004 

Fees and admissions ................................... 961 291 594 1,146 1,373 534 303 

Audio and visual equipment and services .... 1,143 1,183 1,099 1,124 1,254 1,057 898 

Pets, toys, hobbies, and playground

equipment .................................................. 649 452 536 690 706 811 587 

Other entertainment supplies, equipment,

and services ............................................... 603 321 497 839 497 266 1216 

Personal care products and services ............. 730 574 543 729 956 701 927 

Reading .......................................................... 95 21 59 99 138 101 89 

Education ....................................................... 1,437 637 505 1,395 2,688 1,300 1,228 

Tobacco products and smoking supplies ....... 385 323 350 322 471 610 428 

Miscellaneous ................................................ 898 231 583 986 1,154 1,129 786 

Cash contributions ......................................... 1,844 1,719 1,473 2,009 2,192 1,240 1,440 

Personal insurance and pensions .................. 7,136 4,960 5,036 7,703 8,998 7,340 4,936 

Life and other personal insurance ................ 385 146 199 439 469 586 535 

Pensions and Social Security ...................... 6,751 4,914 4,836 7,264 8,529 6,754 4,401 

Sources of income and personal taxes: 

Money income before taxes ........................... 83,045 66,787 59,755 89,391 99,986 84,519 76,280 

Wages and salaries ..................................... 72,670 61,270 53,642 79,770 86,382 70,421 50,072 

Self-employment income ............................. 5,743 12,943 3,342 5,802 9,621 4,497 1963 

Social Security, private and government

retirement ................................................... 2,164 1595 593 1,120 1,813 7,023 20,977 

Interest, dividends, rental income, other

property income ......................................... 772 1199 489 1,032 544 508 2,464 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 213 1164 223 151 309 1220 1226 

Public assistance, supplemental security

income, food stamps .................................. 841 1,062 942 764 618 1,412 1,268 

Regular contributions for support ................. 475 1329 409 537 541 1368 1136 

Other income ............................................... 167 1225 115 215 158 167 1174 

Personal taxes ............................................... 1,955 190 557 2,480 3,138 1,538 521 

Federal income taxes ................................... 1,186 21 113 1,592 2,021 889 303 

State and local income taxes ....................... 564 134 349 654 816 429 56 

Other taxes .................................................. 205 134 95 234 301 221 162 

Income after taxes ......................................... 81,089 66,597 59,197 86,911 96,848 82,980 75,759 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Addenda:

Net change in total assets and liabilities ........ - $10,640 $10,237 - $2,837 - $14,221 - $13,264 - $18,294 - $16,777 

Net change in total assets ............................ 13,796 25,318 29,768 10,310 6,816 -1,793 2,126 

Net change in total liabilities ........................ 24,436 15,081 32,605 24,531 20,080 16,501 18,903 

Other financial information:

Other money receipts ................................... 513 11 193 289 1,398 167 1481 

Mortgage principal paid on owned property -3,067 -1,132 -1,810 -3,454 -4,152 -2,485 -3,350 

Estimated market value of owned home ...... 215,874 114,612 132,729 236,627 277,525 237,430 223,999 

Estimated monthly rental value of owned

home .......................................................... 1,050 645 688 1,197 1,220 1,131 1,091 

Gifts of goods and services ............................ 904 583 1,462 689 852 561 687 

Food ............................................................. 65 115 40 64 106 36 108 

Alcoholic beverages ..................................... 13 19 11 18 23 11 3 ( )

Housing ........................................................ 358 83 1,041 130 182 185 1110 

Housekeeping supplies .............................. 18 17 21 16 19 118 113 

Household textiles ...................................... 6 17 17 16 16 16 4 ( )

Appliances and miscellaneous

housewares .............................................. 11 18 15 10 122 3 ( ) 14 

Major appliances ...................................... 5 14 11 11 118 4 ( ) 4 ( )

Small appliances and miscellaneous

housewares ............................................ 6 14 14 9 14 3 ( ) 14 

Miscellaneous household equipment ......... 40 12 36 44 52 14 165 

Other housing ............................................ 284 160 972 54 82 156 129 

Apparel and services ................................... 192 232 168 186 194 216 322 

Males, 2 and over ...................................... 33 139 35 31 23 60 173 

Females, 2 and over .................................. 61 180 38 56 83 144 1161 

Children under 2 ........................................ 68 159 64 75 58 91 134 

Other apparel products and services ......... 29 154 131 25 30 121 154 

Jewelry and watches ................................ 12 13 115 14 110 13 4 ( )

All other apparel products and services ... 18 151 116 111 120 118 154 

Transportation .............................................. 67 26 87 94 27 24 9 

Health care ................................................... 113 4 ( ) 130 16 12 133 141 

Entertainment ............................................... 67 1159 59 74 42 159 147 

Toys, games, arts and crafts, and tricycles 33 131 125 49 118 122 4 ( )

Other entertainment ................................... 34 1129 34 25 24 137 147 

Personal care products and services ........... 13 17 19 15 16 12 123 

Reading ........................................................ 1 4 ( ) 3 ( ) 11 11 11 3 ( )

Education ..................................................... 81 12 15 72 202 161 19 

All other gifts ................................................ 35 49 23 28 56 43 118 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.05. 3 Value is less than or equal to 0.5.4 No data reported.

n.a. Not applicable.