Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2015

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ......... 128,437 80,049 45,453 34,596 48,388 116,906 45,975 70,930 11,532

Percent distribution of consumer units ............... 100.0 62.3 35.4 26.9 37.7 91.0 35.8 55.2 9.0

Consumer unit characteristics (mean values):

Income before taxes ......................................... $69,627 $85,254 $101,721 $63,619 $43,774 $71,578 $62,517 $77,451 $49,841

Income after taxes ............................................ 60,448 72,938 86,235 55,468 39,786 61,904 54,649 66,606 45,689

Age of reference person ................................... 50.5 55.1 49.2 63.0 42.9 50.0 48.0 51.3 55.7

Average number in consumer unit:

People ............................................................ 2.5 2.6 2.9 2.2 2.3 2.5 2.4 2.5 2.5

Children under 18 ........................................... .6 .6 .8 .3 .6 .6 .6 .6 .6

Adults 65 and older ........................................ .4 .5 .2 .8 .2 .3 .3 .4 .5

Earners ........................................................... 1.3 1.4 1.7 1.0 1.2 1.3 1.3 1.3 1.1

Vehicles .......................................................... 1.9 2.3 2.5 2.1 1.2 1.8 1.5 2.1 2.4

Percent distribution:

Reference person:

Men ................................................................ 47 49 50 48 44 47 45 48 48

Women ........................................................... 53 51 50 52 56 53 55 52 52

Housing tenure:

Homeowner .................................................... 62 100 100 100 n.a. 61 48 69 79

With mortgage .............................................. 35 57 100 n.a. n.a. 36 28 41 30

Without mortgage ......................................... 27 43 n.a. 100 n.a. 25 20 28 49

Renter ............................................................ 38 n.a. n.a. n.a. 100 39 52 31 21

Race of reference person:

Black or African-American .............................. 13 9 9 8 20 14 20 10 5

White, Asian, and all other races ................... 87 91 91 92 80 86 80 90 95

Hispanic or Latino origin of reference person:

Hispanic or Latino .......................................... 13 9 11 7 19 14 18 11 3

Not Hispanic or Latino .................................... 87 91 89 93 81 86 82 89 97

Education of reference person:

Elementary (1-8) ............................................ 3 3 2 4 4 3 4 2 8

High school (9-12) .......................................... 32 30 23 39 36 31 30 31 45

College ........................................................... 64 67 75 57 60 66 66 67 46

Never attended and other .............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 ( ) 1

At least one vehicle owned or leased ............... 87 95 97 92 74 87 79 92 91

Annual aggregate expenditures ......................... $7,186,766 73.2 49.3 23.9 26.8 92.8 32.0 60.8 7.2

Food ................................................................. 900,446 71.2 49.7 21.6 28.8 92.4 32.3 60.1 7.6

Food at home ................................................. 514,702 71.2 48.5 22.7 28.8 91.6 31.6 60.1 8.4

Cereals and bakery products ....................... 66,391 71.5 48.5 23.1 28.5 92.1 31.3 60.8 7.9

Cereals and cereal products ...................... 22,068 67.8 47.2 20.6 32.2 92.5 32.0 60.5 7.5

Bakery products ......................................... 44,322 73.4 49.1 24.3 26.6 91.9 30.9 61.0 8.1

Meats, poultry, fish, and eggs ...................... 114,849 70.0 47.9 22.1 30.0 91.2 32.5 58.6 8.8

Beef ............................................................ 31,423 72.2 49.0 23.2 27.8 89.5 34.1 55.5 10.5

Pork ............................................................ 21,158 69.9 46.9 23.0 30.1 89.5 31.0 58.4 10.5

Other meats ............................................... 15,926 72.0 49.9 22.1 28.0 91.1 28.8 62.2 8.9

Poultry ........................................................ 22,111 66.0 46.8 19.2 34.0 92.9 33.8 59.1 7.1

Fish and seafood ........................................ 16,114 70.7 48.2 22.5 29.3 94.3 32.9 61.4 5.7

Eggs ........................................................... 8,117 67.5 44.8 22.7 32.5 91.3 33.6 57.7 8.7

Dairy products .............................................. 52,911 71.8 48.5 23.3 28.2 91.2 30.5 60.6 8.8

Fresh milk and cream ................................. 17,918 69.8 46.9 22.9 30.2 90.0 31.9 58.1 10.0

Other dairy products ................................... 34,993 72.9 49.3 23.6 27.1 91.7 29.8 61.9 8.3

Fruits and vegetables ................................... 98,557 70.5 47.9 22.6 29.5 92.5 32.6 59.9 7.5

Fresh fruits ................................................. 36,381 71.5 48.2 23.2 28.5 92.9 33.1 59.9 7.1

Fresh vegetables ........................................ 31,675 69.5 48.0 21.5 30.5 92.8 33.9 58.9 7.2

Processed fruits ......................................... 13,806 68.7 46.0 22.7 31.3 93.2 32.1 61.1 6.8

Processed vegetables ................................ 16,695 71.5 48.3 23.1 28.5 90.4 29.6 60.8 9.6

Other food at home ...................................... 181,993 72.0 49.2 22.8 28.0 91.4 30.8 60.7 8.6

Sugar and other sweets ............................. 19,899 77.1 52.6 24.5 22.9 91.5 33.5 58.0 8.5

Fats and oils ............................................... 14,272 70.6 46.8 23.8 29.4 91.6 30.5 61.1 8.4

Miscellaneous foods ................................... 93,116 71.8 50.2 21.6 28.2 91.6 30.7 60.9 8.4

See footnotes at end of table.
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2015 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Nonalcoholic beverages ............................. 47,969 69.8 46.6 23.2 30.2 90.6 29.7 61.0 9.4

Food prepared by consumer unit on

out-of-town trips ....................................... 6,736 78.9 50.2 28.8 21.1 94.2 32.9 61.3 5.8

Food away from home ................................... 385,744 71.3 51.2 20.1 28.7 93.5 33.4 60.1 6.5

Alcoholic beverages ......................................... 66,053 71.7 53.0 18.7 28.3 94.8 34.6 60.1 5.2

Housing ............................................................ 2,364,054 68.9 48.5 20.4 31.1 94.1 34.2 59.9 5.9

Shelter ............................................................ 1,379,703 63.9 48.4 15.5 36.1 95.6 36.3 59.4 4.4

Owned dwellings .......................................... 797,604 99.6 77.0 22.6 .4 94.6 28.6 66.1 5.4

Mortgage interest and charges .................. 367,185 99.8 98.3 1.5 2.2 95.4 28.5 66.9 4.6

Property taxes ............................................ 245,762 99.5 62.2 37.2 .5 95.0 27.0 68.0 5.0

Maintenance, repairs, insurance, other

expenses .................................................. 184,657 99.3 54.3 44.9 .7 92.6 30.8 61.9 7.4

Rented dwellings .......................................... 488,331 1.9 1.0 .9 98.1 97.4 49.5 47.9 2.6

Other lodging ................................................ 93,768 83.9 52.0 31.8 16.1 94.7 32.7 62.0 5.3

Utilities, fuels, and public services ................. 498,993 74.3 45.4 29.0 25.7 91.0 31.6 59.4 9.0

Natural gas ................................................... 54,109 78.2 47.3 30.9 21.8 94.9 36.2 58.8 5.1

Electricity ...................................................... 187,517 73.3 43.4 29.8 26.7 89.4 30.5 58.9 10.6

Fuel oil and other fuels ................................. 14,944 90.2 47.6 42.6 9.8 77.6 9.6 68.0 22.4

Telephone services ...................................... 173,020 69.9 44.5 25.4 30.1 92.0 32.1 60.0 8.0

Residential phone service, VOIP, and

phone cards ............................................. 41,648 79.2 41.2 38.0 20.8 88.7 29.0 59.6 11.3

Cellular phone service ................................ 131,372 67.0 45.6 21.4 33.0 93.1 33.0 60.1 6.9

Water and other public services ................... 69,403 81.9 50.9 31.0 18.1 92.7 34.5 58.2 7.3

Household operations .................................... 168,069 76.4 52.4 24.1 23.6 95.1 32.7 62.4 4.9

Personal services ......................................... 54,815 73.2 60.7 12.5 26.8 95.9 33.2 62.7 4.1

Other household expenses .......................... 113,254 78.0 48.3 29.7 22.0 94.7 32.4 62.2 5.3

Housekeeping supplies .................................. 83,920 76.9 50.1 26.7 23.1 90.5 30.2 60.3 9.5

Laundry and cleaning supplies ..................... 19,977 71.4 48.6 22.7 28.6 91.2 32.8 58.4 8.8

Other household products ............................ 47,123 79.0 51.2 27.8 21.0 89.6 29.0 60.6 10.4

Postage and stationery ................................ 16,820 77.4 49.0 28.5 22.6 92.2 30.6 61.6 7.8

Household furnishings and equipment ........... 233,369 78.7 52.8 25.9 21.3 92.5 30.1 62.4 7.5

Household textiles ........................................ 14,721 78.1 55.0 23.1 21.9 94.2 31.3 62.9 5.8

Furniture ....................................................... 64,508 75.5 52.6 22.9 24.5 93.6 28.7 64.9 6.4

Floor coverings ............................................. 2,277 79.9 46.5 33.4 20.1 95.0 39.1 55.8 5.0

Major appliances .......................................... 34,442 85.0 53.2 31.8 15.0 89.2 26.6 62.6 10.8

Small appliances, miscellaneous

housewares ................................................ 15,075 74.6 50.2 24.4 25.4 93.2 30.7 62.5 6.8

Miscellaneous household equipment ........... 102,348 79.2 53.0 26.2 20.8 92.5 31.7 60.8 7.5

Apparel and services ........................................ 236,770 73.3 55.3 18.0 26.7 94.4 32.8 61.6 5.6

Men and boys ................................................. 54,101 71.7 53.9 17.8 28.3 94.2 33.9 60.3 5.8

Men, 16 and over ......................................... 42,437 72.8 53.7 19.1 27.2 94.3 35.1 59.2 5.7

Boys, 2 to 15 ................................................ 11,665 67.4 54.4 13.0 32.6 93.9 29.5 64.4 6.1

Women and girls ............................................ 89,390 75.1 56.6 18.5 24.9 94.4 31.4 63.0 5.6

Women, 16 and over .................................... 76,371 76.2 56.2 20.0 23.8 94.5 31.4 63.1 5.5

Girls, 2 to 15 ................................................. 13,019 68.8 58.8 10.0 31.2 94.1 31.5 62.6 5.9

Children under 2 ............................................. 10,617 67.2 47.9 19.3 32.8 91.4 31.6 59.8 8.6

Footwear ........................................................ 45,358 73.6 57.2 16.4 26.4 93.1 30.3 62.8 6.9

Other apparel products and services ............. 37,302 72.8 54.4 18.4 27.2 97.0 38.2 58.8 3.0

Transportation .................................................. 1,220,227 74.4 48.5 25.9 25.6 90.3 29.0 61.2 9.7

Vehicle purchases (net outlay) ....................... 513,354 77.1 51.4 25.7 22.9 88.0 26.6 61.4 12.0

Cars and trucks, new ................................... 251,280 82.8 53.0 29.8 17.2 87.5 24.2 63.3 12.5

Cars and trucks, used .................................. 254,526 71.5 49.5 22.0 28.5 88.5 28.7 59.9 11.5

Other vehicles .............................................. 7,548 76.7 61.4 215.3 23.3 89.6 38.0 51.6 210.4

Gasoline and motor oil ................................... 268,378 71.8 46.1 25.7 28.2 90.1 29.4 60.7 9.9

Other vehicle expenses .................................. 353,650 72.6 47.3 25.2 27.4 92.2 30.0 62.1 7.8

Vehicle finance charges ............................... 27,761 72.4 55.6 16.8 27.6 90.8 29.7 61.1 9.2

Maintenance and repairs .............................. 107,445 74.8 47.7 27.1 25.2 90.7 27.9 62.8 9.3

Vehicle insurance ......................................... 138,278 70.9 44.5 26.4 29.1 91.6 29.7 61.9 8.4

Vehicle rental, leases, licenses, and other

charges ...................................................... 80,166 72.4 48.9 23.5 27.6 95.6 33.7 61.9 4.4

Public and other transportation ...................... 84,845 73.0 43.1 29.9 27.0 96.6 38.4 58.2 3.4

Healthcare ........................................................ 557,632 79.5 44.1 35.4 20.5 90.4 29.6 60.8 9.6

Health insurance ............................................ 382,399 79.1 43.7 35.4 20.9 90.7 29.6 61.1 9.3

Medical services ............................................. 101,639 81.4 46.4 35.0 18.6 89.4 30.3 59.1 10.6

Drugs .............................................................. 54,502 77.9 43.0 35.0 22.1 89.9 27.4 62.5 10.1

Medical supplies ............................................. 19,093 80.5 43.1 37.4 19.5 90.8 31.4 59.3 9.2

See footnotes at end of table.
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2015 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Entertainment ................................................... 364,844 77.7 50.1 27.6 22.3 91.3 28.7 62.6 8.7

Fees and admissions ..................................... 83,746 79.9 54.5 25.4 20.1 96.7 34.1 62.6 3.3

Audio and visual equipment and services ...... 139,150 71.2 44.6 26.6 28.8 91.4 33.4 58.1 8.6

Pets, toys, hobbies, and playground

equipment .................................................... 83,773 81.4 55.7 25.7 18.6 87.9 23.9 64.0 12.1

Pets .............................................................. 67,752 82.6 55.4 27.2 17.4 87.4 22.8 64.6 12.6

Toys, hobbies, and playground equipment .. 16,021 76.4 56.9 19.5 23.6 90.3 28.8 61.6 9.7

Other entertainment supplies, equipment,

and services ................................................. 58,175 84.9 48.8 36.1 15.1 87.9 16.4 71.5 12.1

Personal care products and services ............... 87,580 72.6 50.0 22.6 27.4 94.0 32.7 61.3 6.0

Reading ............................................................ 14,635 75.9 44.7 31.2 24.1 94.8 34.1 60.7 5.2

Education ......................................................... 168,837 70.3 48.8 21.5 29.7 96.6 36.2 60.4 3.4

Tobacco products and smoking supplies ......... 44,865 59.5 33.5 26.0 40.5 85.9 30.7 55.2 14.1

Miscellaneous .................................................. 111,848 73.5 45.8 27.7 26.5 91.2 29.7 61.6 8.8

Cash contributions ........................................... 233,568 81.1 45.0 36.1 18.9 93.0 30.6 62.5 7.0

Personal insurance and pensions .................... 815,408 78.5 56.0 22.5 21.5 94.2 32.0 62.2 5.8

Life and other personal insurance .................. 42,750 87.2 57.8 29.5 12.8 92.5 31.0 61.5 7.5

Pensions and Social Security ......................... 772,658 78.1 55.9 22.1 21.9 94.3 32.0 62.3 5.7

Sources of income and personal taxes:

Money income before taxes ............................. $8,942,648 76.3 51.7 24.6 23.7 93.6 32.1 61.4 6.4

Wages and salaries ........................................ 6,987,593 75.2 56.2 19.1 24.8 94.7 32.3 62.4 5.3

Self-employment income ................................ 560,432 81.9 52.9 29.0 18.1 91.4 35.0 56.4 8.6

Social Security, private and government

retirement ..................................................... 1,001,966 83.6 28.7 54.9 16.4 88.2 28.2 60.0 11.8

Interest, dividends, rental income, other

property income ........................................... 223,138 91.9 33.5 58.4 8.1 89.3 29.5 59.8 10.7

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ........................ 72,912 30.2 15.2 14.9 69.8 92.3 47.7 44.7 7.7

Unemployment and workers’ compensation,

veterans’ benefits, and regular

contributions for support ............................... 55,500 58.3 37.1 21.2 41.7 93.6 35.1 58.5 6.4

Other income .................................................. 41,106 26.6 15.2 11.4 73.4 94.9 47.9 46.9 5.1

Personal taxes (contains some imputed

values) ............................................................ 1,178,841 83.6 59.7 23.9 16.4 95.9 30.7 65.3 4.1

Federal income taxes ..................................... 913,322 84.5 59.8 24.6 15.5 96.0 30.7 65.3 4.0

State and local income taxes ......................... 256,536 80.5 59.2 21.3 19.5 95.8 31.0 64.8 4.2

Other taxes ..................................................... 8,984 87.5 62.3 25.2 12.5 92.4 18.1 74.4 7.6

Income after taxes ............................................ 7,763,806 75.2 50.5 24.7 24.8 93.2 32.4 60.9 6.8

1 Value is too small to display.

2 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016