Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 42,896 1,722 5,571 4,086 6,750 10,852 13,914 8,728 5,186

Consumer unit characteristics:

Income before taxes ....................................... $76,460 $41,850 $79,033 $80,323 $98,296 $84,902 $61,399 $69,746 $47,352

Income after taxes .......................................... 65,629 38,487 67,183 67,228 81,376 71,466 55,704 62,230 44,721

Age of reference person ................................. 55.1 22.0 29.1 39.5 50.2 59.5 73.1 68.8 80.3

Average number in consumer unit:

People .......................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0

Children under 18 ......................................... .1 .1 .1 .3 .1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Adults 65 and older ...................................... .6 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.7 1.8

Earners ......................................................... 1.2 1.7 1.7 1.5 1.6 1.3 .6 .7 .3

Vehicles ........................................................ 2.1 1.5 1.8 1.7 2.3 2.4 2.2 2.3 1.9

Percent distribution:

Reference person:

Men .............................................................. 50 44 55 47 42 47 57 56 58

Women ......................................................... 50 56 45 53 58 53 43 44 42

Housing tenure:

Homeowner .................................................. 72 16 38 52 73 84 89 89 89

With mortgage ............................................ 35 11 33 40 49 43 25 31 15

Without mortgage ....................................... 37 5 6 11 24 41 64 58 74

Renter ........................................................... 28 84 62 48 27 16 11 11 11

Race of reference person:

Black or African-American ............................ 11 13 12 17 14 10 7 6 7

White, Asian, and all other races .................. 89 87 88 83 86 90 93 94 93

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 17 12 16 10 8 5 5 5

Not Hispanic or Latino .................................. 91 83 88 84 90 92 95 95 95

Education of reference person:

Elementary (1-8) ........................................... 2 1 1 1 2 2 4 3 5

High school (9-12) ........................................ 31 37 16 31 33 33 34 30 42

College ......................................................... 66 62 83 68 65 64 61 67 52

Never attended and other ............................. 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 1

At least one vehicle owned or leased ............. 92 82 90 87 94 94 94 95 92

Average annual expenditures ........................... $59,729 $39,712 $55,676 $59,351 $67,878 $64,403 $56,483 $61,328 $48,360

Food ............................................................... 7,248 5,666 6,590 7,631 7,481 7,778 7,113 7,532 6,417

Food at home ............................................... 4,021 2,770 3,120 3,858 3,995 4,507 4,272 4,474 3,938

Cereals and bakery products ..................... 505 383 409 476 441 550 568 581 547

Cereals and cereal products .................... 154 147 150 168 133 163 156 165 140

Bakery products ....................................... 350 236 259 308 308 387 412 416 406

Meats, poultry, fish, and eggs .................... 893 654 628 870 968 1,016 916 999 777

Beef .......................................................... 261 190 142 251 335 292 265 293 220

Pork .......................................................... 171 135 114 149 159 200 190 212 154

Other meats .............................................. 116 78 83 106 113 143 120 133 99

Poultry ...................................................... 154 145 152 160 155 171 140 147 129

Fish and seafood ...................................... 133 60 89 147 146 150 138 151 117

Eggs ......................................................... 58 46 47 58 60 60 61 63 58

Dairy products ............................................ 405 275 333 362 403 444 438 453 413

Fresh milk and cream ............................... 128 88 106 128 124 139 137 137 137

Other dairy products ................................. 277 187 227 235 279 304 302 317 276

Fruits and vegetables ................................. 772 468 616 775 700 844 861 869 849

Fresh fruits ............................................... 278 160 215 262 237 307 326 325 327

Fresh vegetables ...................................... 260 147 214 277 243 288 277 287 261

Processed fruits ........................................ 102 70 85 99 92 108 116 109 129

Processed vegetables .............................. 131 91 102 136 128 141 142 147 132

Other food at home .................................... 1,447 991 1,134 1,375 1,482 1,653 1,489 1,571 1,352

Sugar and other sweets ........................... 153 88 115 124 138 175 177 182 167

Fats and oils ............................................. 113 85 84 99 107 130 122 124 120

Miscellaneous foods ................................. 725 503 596 736 735 838 717 755 652

Nonalcoholic beverages ........................... 390 301 296 376 429 428 399 413 378

Food prepared by consumer unit on

out-of-town trips ...................................... 66 13 43 40 73 82 74 97 35

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Food away from home .................................. 3,227 2,896 3,471 3,774 3,487 3,271 2,841 3,058 2,479

Alcoholic beverages ....................................... 628 404 718 806 694 667 506 543 445

Housing .......................................................... 19,122 14,405 19,396 20,193 20,994 19,413 18,186 19,352 16,229

Shelter .......................................................... 11,013 9,272 12,856 12,513 12,329 10,751 9,617 10,282 8,498

Owned dwellings ........................................ 6,752 1,196 4,826 6,561 8,107 7,753 6,828 7,412 5,846

Mortgage interest and charges ................. 2,666 693 2,952 3,656 4,034 2,966 1,608 1,988 970

Property taxes .......................................... 2,228 289 1,149 1,599 2,294 2,629 2,740 2,943 2,398

Maintenance, repairs, insurance, other

expenses ................................................ 1,857 214 725 1,305 1,779 2,157 2,480 2,482 2,477

Rented dwellings ........................................ 3,158 7,851 7,409 5,292 3,040 1,775 1,385 1,214 1,672

Other lodging .............................................. 1,104 225 621 660 1,182 1,223 1,404 1,657 980

Utilities, fuels, and public services ................ 4,037 2,468 3,145 3,694 4,381 4,392 4,245 4,367 4,040

Natural gas ................................................. 395 177 272 352 399 445 443 445 440

Electricity .................................................... 1,525 925 1,153 1,352 1,633 1,652 1,648 1,670 1,610

Fuel oil and other fuels ............................... 129 341 70 79 128 133 177 175 179

Telephone services .................................... 1,407 1,054 1,259 1,442 1,563 1,540 1,321 1,433 1,132

Residential phone service, VOIP, and

phone cards ............................................ 365 79 81 202 344 413 536 515 572

Cellular phone service .............................. 1,042 975 1,178 1,239 1,219 1,127 784 918 560

Water and other public services ................. 581 271 391 469 659 623 657 645 678

Household operations .................................. 1,154 571 971 1,149 1,070 1,111 1,376 1,340 1,436

Personal services ....................................... 116 3120 206 276 69 330 122 344 3253

Other household expenses ........................ 1,039 451 765 873 1,001 1,081 1,254 1,296 1,183

Housekeeping supplies ................................ 743 298 490 594 768 819 896 955 800

Laundry and cleaning supplies ................... 160 90 99 149 178 179 176 187 156

Other household products .......................... 425 142 259 346 438 463 527 562 469

Postage and stationery ............................... 159 65 132 99 152 177 194 205 175

Household furnishings and equipment ......... 2,174 1,796 1,934 2,243 2,446 2,339 2,051 2,407 1,456

Household textiles ...................................... 118 68 97 81 152 128 123 141 93

Furniture ..................................................... 576 596 653 733 646 579 460 536 331

Floor coverings ........................................... 24 17 19 34 24 17 30 40 14

Major appliances ........................................ 338 233 257 300 335 416 334 356 298

Small appliances, miscellaneous

housewares .............................................. 144 125 125 160 153 174 122 140 91

Miscellaneous household equipment ......... 973 758 783 935 1,135 1,025 982 1,194 628

Apparel and services ...................................... 1,613 1,140 1,759 2,013 1,868 1,684 1,319 1,490 1,037

Men and boys ............................................... 367 235 441 401 420 413 282 308 238

Men, 16 and over ....................................... 325 212 389 330 388 364 250 269 217

Boys, 2 to 15 .............................................. 42 323 52 71 32 49 32 39 20

Women and girls .......................................... 639 377 621 760 816 651 555 634 424

Women, 16 and over .................................. 596 364 587 665 766 608 520 591 404

Girls, 2 to 15 ............................................... 44 313 34 96 50 42 34 44 19

Children under 2 ........................................... 35 333 327 323 78 31 26 36 38

Footwear ...................................................... 317 333 316 462 307 352 246 288 177

Other apparel products and services ........... 255 163 354 367 247 237 211 223 191

Transportation ................................................ 9,884 7,965 9,405 9,738 10,860 10,991 9,049 10,248 7,035

Vehicle purchases (net outlay) ..................... 4,066 4,069 4,040 4,061 4,281 4,488 3,645 4,106 2,869

Cars and trucks, new .................................. 2,081 3968 1,512 1,647 1,971 2,536 2,271 2,574 1,760

Cars and trucks, used ................................ 1,930 2,977 2,479 2,388 2,200 1,894 1,344 1,490 1,099

Other vehicles ............................................ 55 3124 350 326 3110 358 330 342 39

Gasoline and motor oil ................................. 2,006 1,697 2,010 2,037 2,336 2,182 1,737 1,937 1,400

Other vehicle expenses ................................ 3,045 1,830 2,523 2,820 3,552 3,503 2,897 3,367 2,112

Vehicle finance charges ............................. 219 193 270 276 291 243 131 167 70

Maintenance and repairs ............................ 906 648 766 733 942 1,057 910 1,020 726

Vehicle insurance ....................................... 1,209 3586 718 1,167 1,482 1,442 1,209 1,434 835

Vehicle rental, leases, licenses, and other

charges ..................................................... 711 403 770 645 836 760 647 745 481

Public and other transportation .................... 767 369 832 820 691 818 770 838 654

Healthcare ...................................................... 5,583 1,204 2,900 3,305 4,830 6,222 7,744 7,572 8,035

Health insurance .......................................... 3,821 847 1,938 2,385 3,224 4,225 5,339 5,284 5,431

Medical services ........................................... 962 202 632 556 912 1,084 1,236 1,146 1,386

Drugs ............................................................ 609 95 240 263 531 716 883 875 897

Medical supplies ........................................... 192 61 90 101 163 196 287 267 320

Entertainment ................................................. 3,300 1,970 3,021 3,333 3,520 3,651 3,193 3,721 2,309

Fees and admissions ................................... 687 325 683 585 711 667 772 912 537

Audio and visual equipment and services .... 1,167 816 1,032 1,144 1,262 1,213 1,186 1,237 1,099

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 847 380 814 1,086 930 963 723 886 454

Pets ............................................................ 708 307 713 952 737 820 586 705 388

Toys, hobbies, and playground equipment 139 373 101 134 193 143 137 180 65

Other entertainment supplies, equipment,

and services ............................................... 599 448 492 518 617 807 512 687 220

Personal care products and services ............. 758 491 699 747 798 804 767 807 699

Reading .......................................................... 146 43 91 95 107 143 221 206 245

Education ....................................................... 1,114 1,850 1,753 1,275 1,989 950 425 553 211

Tobacco products and smoking supplies ....... 329 286 295 434 506 389 183 231 103

Miscellaneous ................................................. 943 368 698 1,162 1,129 914 983 1,113 764

Cash contributions .......................................... 2,221 464 841 1,328 2,491 2,521 2,890 2,946 2,794

Personal insurance and pensions .................. 6,839 3,458 7,510 7,291 10,610 8,278 3,904 5,013 2,036

Life and other personal insurance ................ 397 56 124 173 512 488 486 548 384

Pensions and Social Security ....................... 6,442 3,402 7,386 7,118 10,097 7,790 3,417 4,466 1,653

Sources of income and personal taxes:

Money income before taxes ........................... $76,460 $41,850 $79,033 $80,323 $98,296 $84,902 $61,399 $69,746 $47,352

Wages and salaries ...................................... 54,715 39,171 74,480 74,146 83,171 64,954 21,228 29,148 7,900

Self-employment income .............................. 5,192 985 2,849 3,365 8,122 6,695 4,594 5,955 2,304

Social Security, private and government

retirement ................................................... 12,756 393 467 1,218 2,931 9,469 29,961 28,861 31,813

Interest, dividends, rental income, other

property income .......................................... 2,804 353 239 568 2,895 2,705 4,825 5,036 4,469

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 348 318 247 460 488 435 224 182 296

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 389 3152 340 409 453 424 372 358 398

Other income ................................................ 255 778 412 157 236 221 193 206 172

Personal taxes (contains some imputed

values) .......................................................... 10,831 3,363 11,850 13,095 16,921 13,437 5,695 7,516 2,631

Federal income taxes ................................... 8,684 2,507 9,241 10,401 13,831 10,742 4,620 6,037 2,235

State and local income taxes ....................... 2,068 830 2,549 2,664 2,996 2,590 997 1,385 344

Other taxes ................................................... 78 325 59 31 94 104 78 93 51

Income after taxes .......................................... 65,629 38,487 67,183 67,228 81,376 71,466 55,704 62,230 44,721

Addenda:

Net change in total assets and liabilities ........ $9,472 $2,401 $1,522 $3,362 $17,633 $11,640 $9,675 $9,353 $10,218

Net change in total assets ............................ 16,668 15,771 22,705 16,553 23,382 16,544 11,235 11,877 10,153

Net change in total liabilities ......................... 7,196 13,371 21,183 13,191 5,750 4,903 1,560 2,524 -64

Other financial information:

Other money receipts ................................... 780 3110 318 1,490 299 981 916 1,313 248

Mortgage principal paid on owned property -1,933 -234 -1,055 -1,531 -2,529 -2,525 -1,860 -1,873 -1,839

Estimated market value of owned home ...... 197,924 25,612 88,863 118,903 196,587 228,306 263,075 272,848 246,626

Estimated monthly rental value of owned

home .......................................................... 1,104 188 581 778 1,122 1,268 1,386 1,439 1,297

Gifts of goods and services, total ................... 1,568 519 525 1,132 2,699 2,123 1,266 1,534 819

Food ............................................................. 111 38 42 69 167 172 86 95 71

Alcoholic beverages ..................................... 17 310 8 34 14 21 15 15 13

Housing ........................................................ 326 144 179 284 412 444 287 313 245

Housekeeping supplies .............................. 38 39 19 9 50 54 41 45 33

Household textiles ...................................... 15 313 39

34310 26 14 316 39

Appliances and miscellaneous

housewares .............................................. 37 314 318 331 37 65 27 26 28

Major appliances ...................................... 14 2 ( ) 31

312 17 22 15 14 16

Small appliances and miscellaneous

housewares ............................................ 23 314 317 319 19 44 12 12 311

Miscellaneous household equipment ......... 62 331 52 60 68 83 49 61 30

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other housing ............................................. 175 77 82 179 247 215 157 164 145

Apparel and services .................................... 246 210 107 327 322 291 213 261 134

Males, 2 and over ....................................... 71 339 37 67 87 101 59 73 36

Females, 2 and over ................................... 86 373 26 115 122 95 81 97 54

Children under 2 ......................................... 33 326 321 317 78 30 26 36 38

Other apparel products and services ......... 56 371 323 127 35 65 47 55 335

Jewelry and watches ................................ 10 34

383339 11 12 14 37

All other apparel products and services ... 46 367 315 124 26 55 36 40 328

Transportation .............................................. 159 22 29 68 265 253 128 183 37

Healthcare .................................................... 31 35

33316 43 61 19 316 324

Entertainment ............................................... 135 372 115 131 150 177 112 148 53

Toys, games, arts and crafts, and tricycles 51 315 323 346 81 61 48 64 321

Other entertainment ................................... 84 357 91 85 70 116 65 84 33

Personal care products and services ........... 19 39 8 29 36 20 12 15 7

Reading ........................................................ 8 2 ( ) 4 9 8 8 10 12 6

Education ..................................................... 388 32

36 100 1,046 509 258 317 159

All other gifts ................................................. 129 7 23 63 236 166 126 159 69

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017