Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 87,687 4,123 15,600 18,212 19,073 15,900 14,779 9,554 5,224

Consumer unit characteristics:

Income before taxes ....................................... $78,104 $48,459 $64,845 $84,139 $91,677 $90,792 $61,767 $68,906 $48,712

Income after taxes .......................................... 72,352 44,940 61,288 78,464 84,031 82,027 58,662 64,929 47,202

Age of reference person ................................. 48.3 21.7 29.9 39.6 49.5 59.1 72.9 68.7 80.7

Average number in consumer unit:

People .......................................................... 3.1 3.0 3.4 3.8 3.2 2.6 2.4 2.4 2.3

Children under 18 ......................................... .9 .7 1.4 1.7 .8 .2 .1 .1 .1

Adults 65 and older ...................................... .3 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.6 1.8

Earners ......................................................... 1.6 1.7 1.6 1.8 1.9 1.7 .8 .9 .4

Vehicles ........................................................ 2.2 1.6 1.8 2.1 2.5 2.6 2.2 2.4 1.8

Percent distribution:

Reference person:

Men .............................................................. 47 44 43 43 46 50 56 57 54

Women ......................................................... 53 56 57 57 54 50 44 43 46

Housing tenure:

Homeowner .................................................. 70 24 46 66 76 86 89 89 89

With mortgage ............................................ 45 14 39 55 57 48 30 37 17

Without mortgage ....................................... 25 10 6 11 19 38 60 53 72

Renter ........................................................... 30 76 54 34 24 14 11 11 11

Race of reference person:

Black or African-American ............................ 12 14 15 14 13 11 8 9 8

White, Asian, and all other races .................. 88 86 85 86 87 89 92 91 92

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 15 27 21 20 14 8 7 7 6

Not Hispanic or Latino .................................. 85 73 79 80 86 92 93 93 94

Education of reference person:

Elementary (1-8) ........................................... 6 4 5 5 6 5 8 5 12

High school (9-12) ........................................ 32 44 29 30 30 30 36 36 37

College ......................................................... 63 52 66 65 63 65 55 58 50

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 92 82 90 93 93 96 93 95 91

Average annual expenditures ........................... $59,840 $39,331 $53,211 $62,586 $68,621 $65,239 $52,352 $56,397 $44,976

Food ............................................................... 7,828 5,604 6,987 8,590 9,025 8,059 6,745 7,277 5,783

Food at home ............................................... 4,719 3,461 4,093 5,103 5,376 4,860 4,356 4,646 3,832

Cereals and bakery products ..................... 646 483 552 718 735 651 597 607 579

Cereals and cereal products .................... 222 180 205 255 260 205 182 192 166

Bakery products ....................................... 424 303 348 463 475 446 414 415 413

Meats, poultry, fish, and eggs .................... 1,037 800 882 1,117 1,204 1,066 943 1,039 772

Beef .......................................................... 276 210 222 307 310 297 251 282 194

Pork .......................................................... 204 148 168 214 235 218 197 221 152

Other meats .............................................. 146 102 123 160 172 146 133 142 118

Poultry ...................................................... 199 168 196 218 239 186 153 164 132

Fish and seafood ...................................... 148 121 114 150 179 154 144 160 115

Eggs ......................................................... 65 51 59 67 69 65 66 69 60

Dairy products ............................................ 496 341 443 554 556 505 447 474 397

Fresh milk and cream ............................... 181 135 168 216 202 170 155 160 145

Other dairy products ................................. 314 206 275 338 355 335 292 314 251

Fruits and vegetables ................................. 878 612 772 932 986 894 861 895 801

Fresh fruits ............................................... 314 211 275 339 352 312 312 323 292

Fresh vegetables ...................................... 274 178 241 278 311 291 274 297 234

Processed fruits ........................................ 135 104 120 146 148 132 132 127 142

Processed vegetables .............................. 155 119 135 169 175 159 143 149 133

Other food at home .................................... 1,662 1,226 1,444 1,781 1,894 1,746 1,507 1,631 1,284

Sugar and other sweets ........................... 173 122 141 184 187 187 176 184 160

Fats and oils ............................................. 137 103 115 147 153 140 136 144 122

Miscellaneous foods ................................. 850 614 775 931 972 874 732 781 642

Nonalcoholic beverages ........................... 446 373 375 472 516 469 401 445 320

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Food prepared by consumer unit on

out-of-town trips ...................................... 56 14 38 47 65 76 63 76 40

Food away from home .................................. 3,109 2,143 2,894 3,487 3,650 3,199 2,389 2,631 1,951

Alcoholic beverages ....................................... 491 347 490 465 525 564 451 509 347

Housing .......................................................... 19,311 13,786 18,549 21,361 20,816 19,926 16,589 17,604 14,736

Shelter .......................................................... 11,052 8,551 11,051 12,495 12,040 11,071 8,675 9,317 7,501

Owned dwellings ........................................ 7,226 1,877 5,305 8,454 8,457 8,302 6,484 7,096 5,365

Mortgage interest and charges ................. 3,789 1,004 3,422 5,349 4,534 3,798 2,060 2,608 1,057

Property taxes .......................................... 2,150 522 1,189 2,098 2,582 2,750 2,478 2,590 2,274

Maintenance, repairs, insurance, other

expenses ................................................ 1,287 351 694 1,007 1,341 1,753 1,946 1,899 2,034

Rented dwellings ........................................ 3,033 6,484 5,430 3,536 2,527 1,529 1,193 1,022 1,505

Other lodging .............................................. 793 190 316 505 1,056 1,241 998 1,199 632

Utilities, fuels, and public services ................ 4,279 2,816 3,530 4,488 4,785 4,664 4,155 4,377 3,748

Natural gas ................................................. 432 258 321 458 489 468 454 466 430

Electricity .................................................... 1,611 1,096 1,340 1,687 1,755 1,751 1,609 1,674 1,490

Fuel oil and other fuels ............................... 158 43 75 135 170 198 247 264 216

Telephone services .................................... 1,477 1,113 1,336 1,583 1,709 1,571 1,195 1,306 992

Residential phone service, VOIP, and

phone cards ............................................ 405 156 195 345 458 527 572 566 582

Cellular phone service .............................. 1,071 957 1,141 1,237 1,250 1,044 623 739 410

Water and other public services ................. 602 307 458 625 662 676 651 668 620

Household operations .................................. 1,377 769 1,652 1,767 1,181 1,188 1,230 1,147 1,381

Personal services ....................................... 495 327 1,010 947 219 125 194 95 376

Other household expenses ........................ 882 443 642 821 962 1,063 1,036 1,052 1,005

Housekeeping supplies ................................ 743 448 582 714 815 852 846 910 729

Laundry and cleaning supplies ................... 185 141 166 194 201 187 187 191 179

Other household products .......................... 400 242 299 375 448 470 456 502 374

Postage and stationery ............................... 158 65 117 145 166 196 203 218 177

Household furnishings and equipment ......... 1,861 1,200 1,734 1,896 1,995 2,150 1,684 1,852 1,376

Household textiles ...................................... 128 72 99 130 137 145 144 169 99

Furniture ..................................................... 460 419 467 515 488 505 312 368 209

Floor coverings ........................................... 22 6 19 18 25 33 21 25 15

Major appliances ........................................ 249 147 183 285 281 262 250 285 186

Small appliances, miscellaneous

housewares .............................................. 117 97 100 102 125 156 111 119 97

Miscellaneous household equipment ......... 884 460 866 846 939 1,050 846 887 770

Apparel and services ...................................... 2,008 1,833 2,136 2,323 2,234 1,908 1,350 1,522 1,039

Men and boys ............................................... 467 377 453 606 545 423 284 330 201

Men, 16 and over ....................................... 359 328 307 405 437 371 256 295 185

Boys, 2 to 15 .............................................. 108 49 147 202 107 52 28 35 16

Women and girls .......................................... 790 613 794 858 877 820 620 678 514

Women, 16 and over .................................. 638 532 614 592 705 738 563 602 492

Girls, 2 to 15 ............................................... 153 81 180 265 172 82 57 76 22

Children under 2 ........................................... 100 221 202 126 44 54 37 56 24

Footwear ...................................................... 402 351 409 497 497 353 222 240 191

Other apparel products and services ........... 249 270 278 236 271 258 187 219 130

Transportation ................................................ 10,792 8,177 10,666 11,052 12,163 11,232 9,138 10,283 7,045

Vehicle purchases (net outlay) ..................... 3,989 3,519 4,579 4,097 4,312 3,699 3,259 3,698 2,455

Cars and trucks, new .................................. 1,993 1,175 1,858 1,804 2,305 2,085 2,097 2,400 1,544

Cars and trucks, used ................................ 1,939 2,094 2,667 2,249 1,938 1,566 1,148 1,277 912

Other vehicles ............................................ 56 2250 54 44 69 248 214 221 3 ( )

Gasoline and motor oil ................................. 3,231 2,540 3,063 3,548 3,692 3,385 2,453 2,806 1,806

Other vehicle expenses ................................ 2,939 1,803 2,561 2,848 3,423 3,370 2,726 2,973 2,276

Vehicle finance charges ............................. 266 184 323 318 303 233 153 185 94

Maintenance and repairs ............................ 951 593 737 897 1,137 1,129 916 1,048 676

Vehicle insurance ....................................... 1,154 704 949 1,075 1,355 1,416 1,092 1,061 1,147

Vehicle rental, leases, licenses, and other

charges ..................................................... 568 321 552 557 627 592 565 678 358

Public and other transportation .................... 633 315 464 559 736 779 700 806 508

Healthcare ...................................................... 4,119 1,387 2,394 3,352 4,239 5,097 6,455 6,382 6,589

Health insurance .......................................... 2,486 757 1,439 2,018 2,480 2,940 4,170 4,156 4,195

Medical services ........................................... 922 427 642 823 1,005 1,203 1,070 1,082 1,049

Drugs ............................................................ 551 145 230 386 579 753 963 932 1,018

Medical supplies ........................................... 160 58 83 125 176 201 253 212 328

Entertainment ................................................. 2,986 1,658 2,505 3,350 3,455 3,218 2,596 2,899 2,044

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Fees and admissions ................................... 717 235 539 868 889 747 607 702 433

Audio and visual equipment and services .... 1,104 810 983 1,206 1,191 1,171 1,002 1,068 881

Pets, toys, hobbies, and playground

equipment ................................................... 713 359 637 693 785 886 658 757 478

Pets ............................................................ 554 263 437 501 653 731 528 600 397

Toys, hobbies, and playground equipment 158 96 200 192 133 155 130 158 81

Other entertainment supplies, equipment,

and services ............................................... 453 255 346 583 590 414 330 372 252

Personal care products and services ............. 721 432 600 743 818 788 715 763 629

Reading .......................................................... 118 52 66 102 115 150 178 179 176

Education ....................................................... 1,391 1,313 943 1,094 2,753 1,495 380 435 280

Tobacco products and smoking supplies ....... 366 357 354 354 438 423 242 288 157

Miscellaneous ................................................. 804 349 627 765 881 927 937 1,037 755

Cash contributions .......................................... 2,061 711 1,104 1,487 2,223 2,791 3,160 2,878 3,674

Personal insurance and pensions .................. 6,843 3,324 5,789 7,548 8,934 8,660 3,415 4,341 1,720

Life and other personal insurance ................ 412 84 153 332 492 597 575 690 366

Pensions and Social Security ....................... 6,430 3,241 5,636 7,216 8,442 8,063 2,839 3,651 1,355

Sources of income and personal taxes:

Money income before taxes ........................... $78,104 $48,459 $64,845 $84,139 $91,677 $90,792 $61,767 $68,906 $48,712

Wages and salaries ...................................... 63,544 43,609 60,122 76,865 81,284 71,969 24,344 31,343 11,545

Self-employment income .............................. 3,782 1,064 1,932 4,046 5,054 5,712 2,448 3,182 1,105

Social Security, private and government

retirement ................................................... 7,781 1,023 622 1,155 2,651 9,292 30,382 30,226 30,668

Interest, dividends, rental income, other

property income .......................................... 1,439 820 290 416 1,013 2,439 3,556 3,067 4,450

Public assistance, supplemental security

income, food stamps .................................. 596 810 757 590 617 570 373 346 423

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 760 604 781 877 911 640 568 645 428

Other income ................................................ 204 528 341 190 146 171 95 97 293

Personal taxes (contains some imputed

values) .......................................................... 5,753 3,520 3,558 5,674 7,645 8,766 3,105 3,978 1,510

Federal income taxes ................................... 4,329 2,773 2,433 4,194 5,813 6,792 2,367 3,068 1,084

State and local income taxes ....................... 1,313 731 1,067 1,406 1,704 1,810 585 746 290

Other taxes ................................................... 110 16 58 74 129 164 154 163 136

Income after taxes .......................................... 72,352 44,940 61,288 78,464 84,031 82,027 58,662 64,929 47,202

Addenda:

Net change in total assets and liabilities ........ $3,075 $1,974 - $2,115 - $4,206 - $1,393 $20,667 $4,674 $4,029 $5,853

Net change in total assets ............................ 14,828 7,719 13,614 12,387 10,143 31,359 9,364 9,809 8,550

Net change in total liabilities ......................... 11,753 5,745 15,730 16,592 11,536 10,692 4,690 5,780 2,697

Other financial information:

Other money receipts ................................... 755 592 127 363 1,064 1,452 800 1,001 432

Mortgage principal paid on owned property -2,318 -449 -1,310 -2,575 -3,248 -2,780 -1,890 -2,364 -1,022

Estimated market value of owned home ...... 177,622 47,122 89,823 164,058 201,273 234,631 231,569 244,442 208,027

Estimated monthly rental value of owned

home .......................................................... 1,003 303 586 953 1,133 1,280 1,234 1,280 1,151

Gifts of goods and services, total ................... 1,220 374 452 666 1,885 2,164 1,099 1,209 898

Food ............................................................. 107 28 33 76 145 220 81 84 77

Alcoholic beverages ..................................... 13 4 11 15 15 12 15 10 26

Housing ........................................................ 221 123 106 158 277 362 228 267 158

Housekeeping supplies .............................. 31 30 15 24 29 44 44 52 29

Household textiles ...................................... 8 25 3 8 11 13 5 7 22

Appliances and miscellaneous

housewares .............................................. 21 24 15 11 20 37 31 34 26

Major appliances ...................................... 6 3 ( ) 3 3 5 11 10 13 23

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Small appliances and miscellaneous

housewares ............................................ 15 24 12 7 15 26 22 20 223

Miscellaneous household equipment ......... 49 11 30 46 59 80 42 52 26

Other housing ............................................. 112 72 43 70 158 187 106 123 75

Apparel and services .................................... 220 143 150 179 233 333 236 266 182

Males, 2 and over ....................................... 53 26 36 36 62 88 50 56 40

Females, 2 and over ................................... 84 27 34 55 90 147 117 107 133

Children under 2 ......................................... 37 55 39 43 24 45 33 50 22

Other apparel products and services ......... 46 35 42 45 57 54 36 53 26

Jewelry and watches ................................ 15 213 24 13 14 13 8 10 24

All other apparel products and services ... 32 221 17 32 43 41 28 42 22

Transportation .............................................. 115 12 28 47 155 231 143 127 172

Healthcare .................................................... 30 21 5 11 41 94 7 9 25

Entertainment ............................................... 96 27 76 61 104 151 112 144 55

Toys, games, arts and crafts, and tricycles 35 212 31 28 26 50 54 70 225

Other entertainment ................................... 60 15 45 32 78 100 58 74 30

Personal care products and services ........... 17 21 5 11 22 28 19 24 11

Reading ........................................................ 3 21 2 2 3 5 4 5 3

Education ..................................................... 328 25 10 79 815 580 160 169 143

All other gifts ................................................. 70 8 26 27 76 149 92 106 68

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014