Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2009-2010

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Number of consumer units (in thousands) ....... 7,955 1,482 1,157 880 833 1,115 768 1,720 

Consumer unit characteristics: 

Income before taxes ..................................... $26,294 $2,656 $7,564 $12,223 $17,485 $24,787 $34,326 $68,128 

Income after taxes ........................................ 26,156 2,753 7,685 12,466 17,661 25,328 34,295 66,778 

Age of reference person ................................ 21.4 20.4 20.9 21.3 21.6 21.8 22.0 22.2 

Average number in consumer unit:

Persons ........................................................ 2.0 1.2 1.5 1.6 2.0 2.3 2.4 3.0 

Children under 18 ........................................ .4 .2 .3 .4 .5 .6 .5 .5 

Persons 65 and older ................................... 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.3 .7 .8 .9 1.1 1.3 1.5 2.2 

Vehicles ....................................................... 1.1 .5 .6 .8 1.0 1.2 1.6 2.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 46 48 48 46 45 41 41 48 

Female ......................................................... 54 52 52 54 55 59 59 52 

Housing tenure:

Homeowner .................................................. 14 2 2 5 11 10 22 37 

With mortgage ............................................ 9 1 1 3 4 6 15 28 

Without mortgage ....................................... 5 1 1 2 7 4 8 9 

Renter .......................................................... 86 98 98 95 89 90 78 63 

Race of reference person:

Black or African-American ........................... 13 16 14 13 19 14 8 7 

White, Asian, and all other races ................. 87 84 86 87 81 86 92 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 4 7 10 17 20 18 21 

Not Hispanic or Latino .................................. 86 96 93 90 83 80 82 79 

Education of reference person:

Elementary (1-8) .......................................... 1 1 1 3 ( ) 2 2 1 2 

High school (9-12) ........................................ 34 25 24 34 35 44 37 39 

College ......................................................... 65 75 75 65 63 54 62 59 

Never attended and other ............................ 3 ( ) 2 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 69 42 52 63 71 77 86 91 

Average annual expenditures .......................... $27,796 $12,970 $15,008 $18,809 $22,624 $27,042 $35,373 $50,545 

Food ............................................................... 4,127 2,580 2,453 3,044 3,245 3,750 4,284 6,483 

Food at home ............................................... 2,324 1,188 1,431 1,800 2,129 2,252 2,555 3,440 

Cereals and bakery products ..................... 309 183 185 248 339 303 322 432 

Cereals and cereal products .................... 114 69 70 110 115 109 126 149 

Bakery products ....................................... 196 113 115 138 224 194 196 282 

Meats, poultry, fish, and eggs .................... 509 253 275 370 448 503 538 794 

Beef .......................................................... 141 57 73 115 119 131 140 231 

Pork .......................................................... 106 56 51 72 72 112 138 163 

Other meats ............................................. 68 50 44 49 67 53 76 99 

Poultry ...................................................... 102 43 66 67 111 114 78 160 

Fish and seafood ..................................... 60 430 425 44 444 65 62 96 

Eggs ......................................................... 32 17 16 22 35 28 44 45 

Dairy products ............................................ 250 131 151 150 251 243 287 374 

Fresh milk and cream .............................. 99 51 66 57 100 101 124 140 

Other dairy products ................................ 151 80 85 93 151 142 163 234 

Fruits and vegetables ................................. 397 178 252 295 350 390 432 603 

Fresh fruits ............................................... 118 47 72 83 105 125 130 178 

Fresh vegetables ..................................... 130 59 81 105 84 134 138 206 

Processed fruits ....................................... 77 35 49 66 85 72 85 108 

Processed vegetables .............................. 72 37 50 40 76 58 80 112 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other food at home .................................... $859 $443 $568 $737 $740 $814 $977 $1,237 

Sugar and other sweets ........................... 76 55 54 59 64 60 78 112 

Fats and oils ............................................. 64 38 41 30 64 78 58 94 

Miscellaneous foods ................................ 479 242 302 431 426 451 563 677 

Nonalcoholic beverages ........................... 228 101 158 212 178 212 260 332 

Food prepared by consumer unit on

out-of-town trips ..................................... 13 46 13 46 48 413 417 22 

Food away from home ................................. 1,803 1,392 1,022 1,244 1,116 1,497 1,729 3,043 

Alcoholic beverages ....................................... 375 172 170 197 175 471 319 685 

Housing .......................................................... 9,643 4,127 5,696 7,199 8,992 10,008 12,216 16,989 

Shelter .......................................................... 6,235 2,936 3,897 4,802 5,489 6,378 7,850 10,934 

Owned dwellings ........................................ 1,183 4108 491 260 425 709 1,434 3,880 

Mortgage interest and charges ................ 734 467 447 4138 4233 4332 836 2,533 

Property taxes .......................................... 288 437 419 81 118 230 407 856 

Maintenance, repairs, insurance, other

expenses ................................................ 162 44 425 441 474 4148 192 491 

Rented dwellings ........................................ 4,848 2,608 3,617 4,354 4,947 5,547 6,183 6,765 

Other lodging ............................................. 203 220 188 4188 4117 4122 234 289 

Utilities, fuels, and public services ............... 1,820 611 930 1,247 1,857 2,061 2,512 3,270 

Natural gas ................................................. 187 64 76 124 185 191 300 347 

Electricity .................................................... 706 271 424 562 758 832 896 1,152 

Fuel oil and other fuels ............................... 18 3 ( ) 48 410 424 411 429 440 

Telephone services .................................... 735 235 346 460 749 843 1,036 1,359 

Water and other public services ................. 174 40 76 91 140 184 250 372 

Household operations .................................. 393 95 187 288 412 443 480 762 

Personal services ....................................... 155 420 479 4140 4177 4185 4166 294 

Other household expenses ........................ 238 75 107 148 234 257 313 468 

Housekeeping supplies ................................ 294 118 129 198 173 286 348 508 

Laundry and cleaning supplies .................. 91 45 29 54 80 85 106 153 

Other household products .......................... 162 45 72 124 87 153 196 284 

Postage and stationery .............................. 42 28 28 419 47 48 45 71 

Household furnishings and equipment ......... 901 366 554 664 1,061 840 1,026 1,514 

Household textiles ...................................... 48 15 47 52 35 26 24 94 

Furniture ..................................................... 302 45 134 238 464 301 461 519 

Floor coverings .......................................... 7 45 44 43 46 42 47 15 

Major appliances ........................................ 85 12 25 41 107 97 108 183 

Small appliances, miscellaneous

housewares .............................................. 42 28 28 46 33 42 44 59 

Miscellaneous household equipment ......... 418 262 316 283 416 372 381 644 

Apparel and services ..................................... 1,476 675 584 721 970 1,715 1,459 2,689 

Men and boys .............................................. 258 213 73 107 158 199 284 482 

Men, 16 and over ....................................... 223 200 57 85 490 162 239 442 

Boys, 2 to 15 .............................................. 35 13 16 21 69 38 45 40 

Women and girls .......................................... 607 230 207 163 379 716 472 1,232 

Women, 16 and over .................................. 554 223 192 144 310 637 408 1,145 

Girls, 2 to 15 ............................................... 53 47 415 419 468 78 64 87 

Children under 2 .......................................... 150 50 63 136 88 225 208 210 

Footwear ...................................................... 292 4119 4130 189 4185 410 324 444 

Other apparel products and services ........... 170 63 110 125 160 165 171 320 

Transportation ................................................ 5,009 1,397 2,179 3,103 4,180 4,881 8,854 9,429 

Vehicle purchases (net outlay) ..................... 1,951 4402 4709 41,016 1,390 1,518 5,001 3,793 

Cars and trucks, new ................................. 467 4118 2 ( ) 493 4230 4279 41,894 4872 

Cars and trucks, used ................................ 1,430 4264 709 911 1,160 1,196 3,069 2,737 

Other vehicles ............................................ 454 420 2 ( ) 411 2 ( ) 442 438 4184 

Gasoline and motor oil ................................. 1,488 664 869 1,078 1,433 1,581 2,038 2,547 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other vehicle expenses ............................... $1,315 $239 $460 $853 $1,177 $1,486 $1,518 $2,598 

Vehicle finance charges ............................. 158 425 37 41 95 140 278 405 

Maintenance and repairs ........................... 464 132 209 521 547 429 585 792 

Vehicle insurance ....................................... 481 2 ( ) 4106 4144 4370 4775 4410 922 

Vehicle rental, leases, licenses, and other

charges .................................................... 212 82 109 147 165 142 245 480 

Public transportation .................................... 254 91 141 157 181 296 297 491 

Healthcare ...................................................... 726 141 200 282 560 543 1,206 1,777 

Health insurance .......................................... 394 60 92 100 254 293 713 1,025 

Medical services .......................................... 202 43 59 70 157 148 383 477 

Drugs ........................................................... 100 24 36 77 110 66 83 226 

Medical supplies .......................................... 31 413 413 434 439 36 28 49 

Entertainment ................................................. 1,227 547 702 849 1,017 1,195 1,561 2,202 

Fees and admissions ................................... 235 147 180 186 164 181 246 425 

Audio and visual equipment and services .... 584 321 379 499 459 559 750 995 

Pets, toys, hobbies, and playground

equipment .................................................. 264 49 84 112 289 293 334 494 

Other entertainment supplies, equipment,

and services ............................................... 144 30 59 53 106 163 231 289 

Personal care products and services ............. 354 156 185 208 257 379 469 598 

Reading .......................................................... 41 21 31 43 48 38 42 60 

Education ....................................................... 1,908 2,790 1,982 1,918 1,427 1,405 1,237 1,956 

Tobacco products and smoking supplies ....... 306 123 213 251 223 455 427 448 

Miscellaneous ................................................ 260 48 91 185 135 222 302 619 

Cash contributions ......................................... 331 67 132 171 192 255 423 852 

Personal insurance and pensions .................. 2,012 127 389 637 1,204 1,727 2,574 5,758 

Life and other personal insurance ................ 27 41 41 415 417 49 45 80 

Pensions and Social Security ...................... 1,985 126 388 622 1,187 1,718 2,529 5,679 

Sources of income and personal taxes: 

Money income before taxes ........................... 26,294 2,656 7,564 12,223 17,485 24,787 34,326 68,128 

Wages and salaries ..................................... 22,963 1,525 4,810 7,542 14,519 20,641 31,044 63,535 

Self-employment income ............................. 566 4-49 420 4104 4104 4604 4499 1,928 

Social Security, private and government

retirement ................................................... 290 416 4222 4200 4283 4418 4591 4406 

Interest, dividends, rental income, other

property income ......................................... 74 18 10 59 72 29 57 209 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 226 425 4121 4173 4189 4226 4229 512 

Public assistance, supplemental security

income, food stamps .................................. 533 238 620 1,168 606 825 4274 294 

Regular contributions for support ................. 1,047 508 1,011 2,012 1,195 1,309 41,122 768 

Other income ............................................... 595 374 749 965 516 735 4509 478 

Personal taxes ............................................... 138 -96 -121 -242 -176 -542 31 1,350 

Federal income taxes ................................... -11 -75 -142 -281 -269 -601 -174 849 

2008 Tax stimulus (thru Q20091) ................ 4-1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 4-3 

State and local income taxes ....................... 145 -4 17 31 81 48 176 497 

Other taxes .................................................. 6 4-17 44 48 412 11 29 7 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Income after taxes ......................................... 26,156 2,753 7,685 12,466 17,661 25,328 34,295 66,778 

Addenda:

Net change in total assets and liabilities ........ $1,353 $2,624 $1,389 - $1,530 $1,289 $958 $1,360 $1,993 

Net change in total assets ............................ 5,029 -291 186 506 3,906 3,141 11,582 14,030 

Net change in total liabilities ........................ 3,676 -2,915 -1,203 2,036 2,618 2,182 10,223 12,037 

Other financial information:

Other money receipts ................................... 195 105 490 111 4143 4132 4635 257 

Mortgage principal paid on owned property -261 4-20 4-42 4-78 4-197 4-102 -235 -854 

Estimated market value of owned home ...... 23,511 41,443 42,115 46,072 10,923 11,761 35,834 74,061 

Estimated monthly rental value of owned

home .......................................................... 156 415 422 447 88 85 223 475 

Gifts of goods and services ............................ 404 283 208 146 260 751 671 465 

Food ............................................................. 20 31 417 45 44 31 427 20 

Alcoholic beverages ..................................... 10 413 410 2 ( ) 3 ( ) 433 43 49 

Housing ........................................................ 94 80 59 61 426 138 95 142 

Housekeeping supplies .............................. 15 413 417 2 ( ) 41 437 47 417 

Household textiles ...................................... 44 44 3 ( ) 419 2 ( ) 44 42 3 ( )

Appliances and miscellaneous

housewares .............................................. 5 44 43 45 42 42 47 49 

Major appliances ...................................... 41 2 ( ) 2 ( ) 41 2 ( ) 2 ( ) 2 ( ) 44 

Small appliances and miscellaneous

housewares ............................................ 4 44 43 44 42 42 47 45 

Miscellaneous household equipment ......... 26 426 44 47 42 439 423 450 

Other housing ............................................ 44 33 34 430 420 56 456 466 

Apparel and services ................................... 146 129 40 51 132 276 148 182 

Males, 2 and over ...................................... 28 441 41 3 ( ) 425 474 421 427 

Females, 2 and over .................................. 44 480 46 2 ( ) 431 478 445 51 

Children under 2 ........................................ 40 45 9 417 32 69 453 62 

Other apparel products and services ......... 34 43 424 433 443 455 429 442 

Jewelry and watches ................................ 10 43 47 427 45 48 47 415 

All other apparel products and services ... 24 2 ( ) 417 46 438 448 422 427 

Transportation .............................................. 55 11 7 8 8 107 326 16 

Health care ................................................... 43 2 ( ) 4-2 43 43 48 44 44 

Entertainment ............................................... 36 414 412 46 476 433 439 456 

Toys, games, arts and crafts, and tricycles 419 413 2 ( ) 2 ( ) 472 47 42 432 

Other entertainment ................................... 17 41 12 46 44 425 436 24 

Personal care products and services ........... 19 41 43 42 2 ( ) 4119 47 43 

Reading ........................................................ 3 ( ) 2 ( ) 3 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( ) 3 ( )

Education ..................................................... 49 41 454 41 3 ( ) 2 ( ) 2 ( ) 41 

All other gifts ................................................ 13 3 9 7 11 5 23 30 

1 Value is less than or equal to 0.05. 2 No data reported. 3 Value is less than or equal to 0.5. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011