Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 23,177 4,276 5,118 9,069 4,714

Consumer unit characteristics:

Income before taxes ....................................... $74,707 $87,188 $75,064 $65,998 $79,755

Income after taxes .......................................... 63,502 72,316 63,198 57,076 68,202

Age of reference person ................................. 59.3 59.3 59.3 59.2 59.3

Average number in consumer unit:

People .......................................................... 2.1 2.2 2.0 2.2 2.2

Children under 18 ......................................... .2 .2 .1 .2 .2

Adults 65 and older ...................................... .1 .1 .1 .1 .1

Earners ......................................................... 1.3 1.5 1.4 1.2 1.3

Vehicles ........................................................ 2.1 1.9 2.5 2.0 2.2

Percent distribution:

Reference person:

Men .............................................................. 49 50 47 50 48

Women ......................................................... 51 50 53 50 52

Housing tenure:

Homeowner .................................................. 78 76 82 78 73

With mortgage ............................................ 43 42 45 40 46

Without mortgage ....................................... 35 34 37 38 27

Renter ........................................................... 22 24 18 22 27

Race of reference person:

Black or African-American ............................ 13 9 8 21 4

White, Asian, and all other races .................. 87 91 92 79 96

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 8 7 2 10 12

Not Hispanic or Latino .................................. 92 93 98 90 88

Education of reference person:

Elementary (1-8) ........................................... 4 3 3 6 5

High school (9-12) ........................................ 32 37 33 34 24

College ......................................................... 63 59 64 60 71

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 91 88 92 91 92

Average annual expenditures ........................... $56,062 $64,084 $56,491 $48,948 $61,852

Food ............................................................... 6,757 7,494 6,885 5,950 7,410

Food at home ............................................... 4,169 4,680 4,312 3,645 4,490

Cereals and bakery products ..................... 537 645 541 471 553

Cereals and cereal products .................... 173 207 168 149 190

Bakery products ....................................... 364 438 373 322 362

Meats, poultry, fish, and eggs .................... 911 1,053 900 852 897

Beef .......................................................... 239 264 250 231 218

Pork .......................................................... 190 179 207 179 200

Other meats .............................................. 130 168 138 113 116

Poultry ...................................................... 159 195 149 152 149

Fish and seafood ...................................... 137 182 107 124 153

Eggs ......................................................... 56 64 50 53 61

Dairy products ............................................ 429 510 466 350 455

Fresh milk and cream ............................... 145 174 147 127 148

Other dairy products ................................. 284 337 319 222 307

Fruits and vegetables ................................. 787 908 799 663 885

Fresh fruits ............................................... 277 305 286 225 335

Fresh vegetables ...................................... 254 307 245 205 304

Processed fruits ........................................ 118 144 121 100 122

Processed vegetables .............................. 138 152 148 133 124

Other food at home .................................... 1,506 1,563 1,606 1,309 1,700

Sugar and other sweets ........................... 149 164 154 136 155

Fats and oils ............................................. 124 138 119 109 144

Miscellaneous foods ................................. 758 755 858 637 869

Nonalcoholic beverages ........................... 406 426 393 380 448

Food prepared by consumer unit on

out-of-town trips ...................................... 69 81 81 47 84

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

55-64 Northeast Midwest South West

Food away from home .................................. 2,588 2,814 2,573 2,304 2,920

Alcoholic beverages ....................................... 461 607 420 348 574

Housing .......................................................... 17,973 21,499 17,357 15,489 20,215

Shelter .......................................................... 10,217 12,898 9,596 8,306 12,135

Owned dwellings ........................................ 7,117 8,755 7,130 5,816 8,121

Mortgage interest and charges ................. 3,145 2,744 3,024 2,721 4,456

Property taxes .......................................... 2,356 3,870 2,535 1,639 2,167

Maintenance, repairs, insurance, other

expenses ................................................ 1,616 2,141 1,571 1,456 1,499

Rented dwellings ........................................ 2,018 2,616 1,332 1,672 2,887

Other lodging .............................................. 1,081 1,527 1,135 818 1,126

Utilities, fuels, and public services ................ 4,224 4,738 4,164 4,119 4,027

Natural gas ................................................. 473 673 711 270 422

Electricity .................................................... 1,593 1,497 1,441 1,858 1,335

Fuel oil and other fuels ............................... 182 547 150 85 71

Telephone services .................................... 1,390 1,552 1,346 1,342 1,384

Residential phone service, VOIP, and

phone cards ............................................ 446 567 420 436 382

Cellular phone service .............................. 944 984 926 906 1,003

Water and other public services ................. 586 469 516 563 814

Household operations .................................. 992 1,159 904 828 1,251

Personal services ....................................... 74 2150 228 58 286

Other household expenses ........................ 918 1,008 877 771 1,165

Housekeeping supplies ................................ 745 688 793 738 759

Laundry and cleaning supplies ................... 159 161 155 158 164

Other household products .......................... 420 349 480 446 374

Postage and stationery ............................... 166 178 158 134 221

Household furnishings and equipment ......... 1,795 2,017 1,900 1,498 2,044

Household textiles ...................................... 111 131 129 95 101

Furniture ..................................................... 428 493 494 325 494

Floor coverings ........................................... 30 33 45 18 33

Major appliances ........................................ 246 239 277 196 317

Small appliances, miscellaneous

housewares .............................................. 115 154 80 118 116

Miscellaneous household equipment ......... 865 968 874 746 983

Apparel and services ...................................... 1,680 2,097 1,478 1,487 1,868

Men and boys ............................................... 373 437 318 325 458

Men, 16 and over ....................................... 339 410 284 295 414

Boys, 2 to 15 .............................................. 34 27 34 30 45

Women and girls .......................................... 733 874 637 664 831

Women, 16 and over .................................. 668 809 570 593 777

Girls, 2 to 15 ............................................... 65 65 66 71 54

Children under 2 ........................................... 45 63 50 37 237

Footwear ...................................................... 304 416 271 270 298

Other apparel products and services ........... 226 306 201 192 244

Transportation ................................................ 9,401 10,612 10,174 8,476 9,250

Vehicle purchases (net outlay) ..................... 3,200 3,391 3,985 2,715 3,109

Cars and trucks, new .................................. 1,693 1,629 2,128 1,545 1,564

Cars and trucks, used ................................ 1,453 1,701 1,780 1,152 1,456

Other vehicles ............................................ 54 261 277 219 289

Gasoline and motor oil ................................. 2,692 2,623 2,807 2,663 2,684

Other vehicle expenses ................................ 2,897 3,736 2,807 2,691 2,638

Vehicle finance charges ............................. 192 195 203 193 178

Maintenance and repairs ............................ 978 1,060 970 932 1,001

Vehicle insurance ....................................... 1,149 1,457 1,057 1,204 869

Vehicle rental, leases, licenses, and other

charges ..................................................... 578 1,024 577 362 590

Public and other transportation .................... 612 861 575 407 819

Healthcare ...................................................... 4,647 4,568 5,027 4,279 5,013

Health insurance .......................................... 2,858 2,972 3,162 2,684 2,759

Medical services ........................................... 982 889 1,062 781 1,365

Drugs ............................................................ 648 541 624 681 707

Medical supplies ........................................... 160 166 181 133 182

Entertainment ................................................. 2,753 2,944 2,722 2,453 3,182

Fees and admissions ................................... 592 806 540 391 834

Audio and visual equipment and services .... 1,050 1,078 1,039 1,006 1,121

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

55-64 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 784 796 722 794 826

Pets ............................................................ 647 601 581 659 742

Toys, hobbies, and playground equipment 137 195 141 135 84

Other entertainment supplies, equipment,

and services ............................................... 326 265 421 262 401

Personal care products and services ............. 657 671 694 580 746

Reading .......................................................... 128 136 156 93 156

Education ....................................................... 1,158 2,247 964 829 1,013

Tobacco products and smoking supplies ....... 419 428 423 446 356

Miscellaneous ................................................. 805 954 753 623 1,068

Cash contributions .......................................... 2,159 1,734 2,394 1,870 2,844

Personal insurance and pensions .................. 7,066 8,094 7,046 6,024 8,158

Life and other personal insurance ................ 481 591 521 396 500

Pensions and Social Security ....................... 6,585 7,503 6,525 5,628 7,658

Sources of income and personal taxes:

Money income before taxes ........................... $74,707 $87,188 $75,064 $65,998 $79,755

Wages and salaries ...................................... 57,612 70,111 56,894 50,842 60,078

Self-employment income .............................. 5,436 6,032 4,476 5,348 6,107

Social Security, private and government

retirement ................................................... 7,676 7,841 9,185 6,986 7,215

Interest, dividends, rental income, other

property income .......................................... 2,619 1,659 3,294 1,599 4,719

Public assistance, supplemental security

income, food stamps .................................. 540 607 502 480 636

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 634 753 487 643 666

Other income ................................................ 190 185 225 99 333

Personal taxes (contains some imputed

values) .......................................................... 11,205 14,872 11,866 8,922 11,552

Federal income taxes ................................... 8,899 11,619 8,959 7,583 8,899

State and local income taxes ....................... 2,203 3,113 2,665 1,293 2,629

Other taxes ................................................... 102 140 243 46 224

Income after taxes .......................................... 63,502 72,316 63,198 57,076 68,202

Addenda:

Net change in total assets and liabilities ........ $17,224 $20,922 $44,294 - $2,796 $22,995

Net change in total assets ............................ 23,682 25,835 47,584 1,996 37,500

Net change in total liabilities ......................... 6,458 4,913 3,290 4,791 14,505

Other financial information:

Other money receipts ................................... 1,474 1,956 2,347 995 1,010

Mortgage principal paid on owned property -2,320 -2,474 -2,064 -2,104 -2,871

Estimated market value of owned home ...... 198,697 224,199 161,220 160,638 289,467

Estimated monthly rental value of owned

home .......................................................... 1,105 1,281 972 986 1,320

Gifts of goods and services, total ................... 1,707 2,367 1,759 1,399 1,636

Food ............................................................. 134 179 203 79 119

Alcoholic beverages ..................................... 15 8 29 10 15

Housing ........................................................ 322 361 366 304 273

Housekeeping supplies .............................. 38 32 55 31 37

Household textiles ...................................... 13 216 219 213 23

Appliances and miscellaneous

housewares .............................................. 28 59 19 22 23

Major appliances ...................................... 10 17 9 6 13

Small appliances and miscellaneous

housewares ............................................ 18 41 10 16 10

Miscellaneous household equipment ......... 47 54 69 26 54

Other housing ............................................. 197 200 205 212 157

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

55-64 Northeast Midwest South West

Apparel and services .................................... 287 403 277 240 276

Males, 2 and over ....................................... 79 102 78 65 86

Females, 2 and over ................................... 116 177 124 90 101

Children under 2 ......................................... 37 57 31 33 34

Other apparel products and services ......... 54 68 45 52 55

Jewelry and watches ................................ 12 218 12 10 13

All other apparel products and services ... 41 51 33 41 42

Transportation .............................................. 136 39 165 178 114

Healthcare .................................................... 77 86 28 15 242

Entertainment ............................................... 131 120 190 113 111

Toys, games, arts and crafts, and tricycles 41 230 62 46 220

Other entertainment ................................... 89 89 128 66 91

Personal care products and services ........... 19 25 26 16 11

Reading ........................................................ 7 6 13 5 5

Education ..................................................... 456 1,006 327 327 346

All other gifts ................................................. 124 133 135 113 124

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015