Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 21,648 424 609 674 943 1,987 2,330 2,018 3,434 9,228

Consumer unit characteristics:

Income before taxes ....................................... $77,772 $776 $7,905 $12,644 $17,453 $25,169 $34,794 $44,640 $59,485 $133,072

Income after taxes .......................................... 75,955 1,050 8,422 13,241 18,538 26,112 35,222 44,456 58,562 128,682

Age of reference person ................................. 39.5 40.2 39.3 39.4 39.6 39.7 39.0 39.4 39.5 39.6

Average number in consumer unit:

Persons ........................................................ 3.3 2.3 2.7 2.4 2.9 3.0 3.1 3.4 3.4 3.7

Children under 18 ......................................... 1.4 1.0 1.2 1.0 1.3 1.2 1.3 1.4 1.3 1.5

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ......................................................... 1.6 .5 .6 .8 1.0 1.2 1.4 1.5 1.7 2.0

Vehicles ........................................................ 2.0 .8 .8 1.1 1.2 1.3 1.6 1.8 2.1 2.5

Percent distribution:

Sex of reference person:

Male .............................................................. 47 35 31 37 35 40 41 49 49 52

Female ......................................................... 53 65 69 63 65 60 59 51 51 48

Housing tenure:

Homeowner .................................................. 62 27 20 27 31 31 48 54 65 82

With mortgage ............................................ 52 15 9 14 14 20 37 42 55 75

Without mortgage ....................................... 10 12 12 13 17 11 12 12 9 7

Renter ........................................................... 38 73 80 73 69 69 52 46 35 18

Race of reference person:

Black or African-American ............................ 14 30 24 20 25 22 14 16 15 9

White, Asian, and all other races .................. 86 70 76 80 75 78 86 84 85 91

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 18 16 22 27 31 26 28 22 20 11

Not Hispanic or Latino .................................. 82 84 78 73 69 74 72 78 80 89

Education of reference person:

Elementary (1-8) ........................................... 4 3 5 9 8 7 9 5 2 1

High school (9-12) ........................................ 31 46 51 52 51 45 41 35 37 16

College ......................................................... 66 50 43 39 41 48 50 60 60 83

Never attended and other ............................. 2 ( ) 1 1 1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............. 91 58 58 75 77 83 91 92 95 97

Average annual expenditures ........................... $57,668 $23,258 $20,277 $22,154 $26,810 $30,428 $38,266 $42,908 $51,002 $84,052

Food ............................................................... 7,732 3,735 2,956 4,216 5,292 4,734 6,090 6,420 6,940 10,432

Food at home ............................................... 4,542 2,569 2,262 3,321 3,823 3,214 3,918 3,997 4,106 5,695

Cereals and bakery products ..................... 638 361 307 438 549 430 499 566 579 816

Cereals and cereal products .................... 220 123 103 151 196 150 180 206 208 274

Bakery products ....................................... 418 238 203 287 353 280 319 361 371 542

Meats, poultry, fish, and eggs .................... 1,003 698 557 901 770 787 957 858 900 1,209

Beef .......................................................... 264 201 113 257 181 226 268 221 240 312

Pork .......................................................... 199 118 146 171 147 182 217 165 170 232

Other meats .............................................. 151 70 95 132 109 83 112 139 119 204

Poultry ...................................................... 185 152 117 161 160 131 190 170 177 213

Fish and seafood ...................................... 144 4132 452 127 100 109 109 112 141 181

Eggs ......................................................... 60 25 35 52 71 56 61 50 54 67

Dairy products ............................................ 489 253 219 336 397 329 386 410 420 645

Fresh milk and cream ............................... 189 111 97 139 172 147 163 169 162 235

Other dairy products ................................. 300 142 122 197 224 182 223 241 258 410

Fruits and vegetables ................................. 824 418 385 507 693 521 740 712 739 1,059

Fresh fruits ............................................... 294 122 126 145 223 177 267 249 258 389

Fresh vegetables ...................................... 248 118 118 137 205 158 227 210 212 325

Processed fruits ........................................ 134 101 69 88 123 82 106 121 129 167

Processed vegetables .............................. 149 77 72 137 142 103 140 132 140 178

Other food at home .................................... 1,588 838 795 1,139 1,414 1,147 1,336 1,451 1,467 1,966

Sugar and other sweets ........................... 175 87 96 110 144 126 139 141 163 224

Fats and oils ............................................. 130 71 57 91 98 77 146 125 134 152

Miscellaneous foods ................................. 810 440 385 566 744 569 652 714 740 1,022

Nonalcoholic beverages ........................... 426 237 239 368 422 347 366 449 397 490

Food prepared by consumer unit on

out-of-town trips ...................................... 48 44

418 4546 28 34 22 33 78

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,191 1,166 693 895 1,469 1,520 2,172 2,423 2,834 4,736

Alcoholic beverages ....................................... 499 469 4144 139 213 208 342 370 299 809

Housing .......................................................... 19,918 10,053 9,286 9,432 10,309 12,331 13,528 15,368 17,513 27,966

Shelter .......................................................... 11,959 6,360 5,715 5,681 6,041 7,602 8,137 9,227 10,590 16,702

Owned dwellings ........................................ 7,760 2,200 1,076 1,037 1,320 1,943 3,613 4,658 6,454 13,070

Mortgage interest and charges ................. 4,834 41,399 4559 633 725 1,120 2,213 2,856 4,194 8,132

Property taxes .......................................... 1,920 725 328 269 375 506 852 1,097 1,525 3,259

Maintenance, repairs, insurance, other

expenses ................................................ 1,007 476 4189 4134 220 316 547 705 735 1,679

Rented dwellings ........................................ 3,702 4,154 4,628 4,630 4,647 5,559 4,355 4,365 3,909 2,670

Other lodging .............................................. 496 45

411 415 474 100 169 204 227 962

Utilities, fuels, and public services ................ 4,071 2,389 2,663 2,664 2,921 2,935 3,470 3,712 4,074 4,935

Natural gas ................................................. 430 279 271 255 294 249 370 354 386 561

Electricity .................................................... 1,538 1,053 1,197 1,205 1,288 1,214 1,348 1,461 1,508 1,780

Fuel oil and other fuels ............................... 121 488 4116 483 438 459 68 105 119 165

Telephone services .................................... 1,424 692 777 819 955 1,029 1,267 1,335 1,511 1,705

Water and other public services ................. 557 276 303 303 346 385 418 457 549 724

Household operations .................................. 1,527 479 305 309 395 548 636 834 940 2,666

Personal services ....................................... 788 4136 456 472 4111 133 232 332 354 1,531

Other household expenses ........................ 738 342 249 238 284 415 403 502 586 1,135

Housekeeping supplies ................................ 659 359 232 360 350 507 389 500 494 954

Laundry and cleaning supplies ................... 172 88 63 147 141 179 117 160 138 216

Other household products .......................... 359 187 142 156 154 214 197 226 252 561

Postage and stationery ............................... 128 485 428 456 54 114 75 114 104 177

Household furnishings and equipment ......... 1,702 466 370 418 602 740 897 1,095 1,415 2,710

Household textiles ...................................... 132 410 410 48 39 83 58 99 112 204

Furniture ..................................................... 466 4153 90 132 110 208 241 342 340 752

Floor coverings ........................................... 21 43

4249411 4242 5 7 43

Major appliances ........................................ 234 444 4100 39 148 79 133 167 222 354

Small appliances, miscellaneous

housewares .............................................. 91 421 413 47 19 50 53 74 57 145

Miscellaneous household equipment ......... 759 236 156 142 276 318 409 409 678 1,213

Apparel and services ...................................... 2,246 807 887 1,227 1,385 1,174 1,959 1,562 1,932 3,158

Men and boys ............................................... 588 215 221 206 315 243 471 379 558 852

Men, 16 and over ....................................... 399 4138 4132 497 164 145 260 224 401 608

Boys, 2 to 15 .............................................. 188 77 89 109 150 98 212 156 158 244

Women and girls .......................................... 821 292 439 452 357 456 757 562 661 1,165

Women, 16 and over .................................. 580 4235 345 315 211 307 574 321 473 835

Girls, 2 to 15 ............................................... 240 458 95 136 146 149 183 241 189 329

Children under 2 ........................................... 99 435 424 454 461 45 87 96 114 124

Footwear ...................................................... 471 4158 4100 383 495 295 498 344 398 608

Other apparel products and services ........... 267 106 102 133 157 135 146 181 202 410

Transportation ................................................ 9,845 4,487 2,786 2,826 4,064 5,009 7,342 7,630 9,717 13,877

Vehicle purchases (net outlay) ..................... 3,522 42,127 4861 4243 4650 1,395 2,510 2,152 3,481 5,323

Cars and trucks, new .................................. 1,590 41,471 4827 3 ( ) 4361 477 4867 4832 889 2,822

Cars and trucks, used ................................ 1,852 4479 434 4243 289 1,295 1,560 1,278 2,584 2,359

Other vehicles ............................................ 80 4176 3 ( ) 3 ( ) 3 ( ) 423 484 442 47 141

Gasoline and motor oil ................................. 3,265 1,450 1,191 1,610 1,941 2,201 2,693 3,078 3,305 4,142

Other vehicle expenses ................................ 2,548 728 595 880 1,306 1,228 1,940 2,143 2,655 3,508

Vehicle finance charges ............................. 315 468 421 86 80 134 186 240 251 499

Maintenance and repairs ............................ 845 334 264 311 358 402 607 738 774 1,202

Vehicle insurance ....................................... 916 4188 4141 4422 4698 4459 841 4843 1,222 1,088

Vehicle rental, leases, licenses, and other

charges ..................................................... 472 138 169 61 170 232 306 322 408 719

Public and other transportation .................... 510 182 139 93 167 185 198 257 277 905

Health care ..................................................... 2,855 1,203 1,137 672 985 1,165 1,829 2,346 2,854 4,130

Health insurance .......................................... 1,666 4614 592 333 418 685 1,036 1,472 1,768 2,384

Medical services ........................................... 707 185 303 150 331 282 494 475 613 1,067

Drugs ............................................................ 370 334 222 130 182 165 242 315 379 504

Medical supplies ........................................... 112 471 419 59 54 33 56 85 95 175

Entertainment ................................................. 3,079 794 831 1,045 1,262 1,409 1,789 1,950 2,709 4,747

Fees and admissions ................................... 837 472 121 151 112 190 284 425 512 1,535

Audio and visual equipment and services .... 1,103 470 489 525 632 731 897 866 1,124 1,443

Pets, toys, hobbies, and playground

equipment ................................................... 667 185 204 284 416 403 452 488 588 956

Other entertainment supplies, equipment,

and services ............................................... 472 467 417 486 103 85 156 170 484 813

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Personal care products and services ............. 715 244 289 304 326 476 500 545 603 1,021

Reading .......................................................... 96 430 49 20 26 44 47 53 87 152

Education ....................................................... 934 4521 136 88 217 306 400 519 532 1,652

Tobacco products and smoking supplies ....... 351 304 491 515 512 394 397 419 376 270

Miscellaneous ................................................. 829 4173 401 572 542 620 401 817 761 1,112

Cash contributions .......................................... 1,519 468 540 418 584 720 765 1,107 1,398 2,307

Personal insurance and pensions .................. 7,050 371 345 680 1,092 1,837 2,879 3,803 5,281 12,419

Life and other personal insurance ................ 316 459 444 448 62 105 122 162 208 560

Pensions and Social Security ....................... 6,734 312 301 632 1,030 1,733 2,757 3,641 5,073 11,859

Sources of income and personal taxes:

Money income before taxes ........................... $77,772 $776 $7,905 $12,644 $17,453 $25,169 $34,794 $44,640 $59,485 $133,072

Wages and salaries ...................................... 71,050 2,235 3,460 7,238 12,228 19,988 29,621 39,970 53,734 124,042

Self-employment income .............................. 3,277 4-3,685 4-359 472 4-95 765 1,635 1,513 2,416 6,077

Social Security, private and government

retirement ................................................... 1,152 4653 1,320 1,598 1,463 1,566 1,043 1,189 1,356 954

Interest, dividends, rental income, other

property income .......................................... 488 413 4-112 4-18 482 92 71 62 130 1,044

Unemployment and workers’

compensation, veterans’ benefits ............... 600 483 4361 4756 778 804 918 663 808 394

Public assistance, supplemental security

income, food stamps .................................. 570 650 2,347 1,948 2,105 1,185 888 533 294 89

Regular contributions for support ................. 432 4304 481 691 550 544 475 512 493 328

Other income ................................................ 204 4524 4406 4359 4341 223 4143 197 255 144

Personal taxes (missing values not imputed) 1,816 -273 -517 -597 -1,085 -943 -428 184 923 4,390

Federal income taxes ................................... 1,155 -244 -526 -617 -1,097 -987 -632 -154 461 3,148

State and local income taxes ....................... 551 4-43 -3 5 2 24 160 185 384 1,065

Other taxes ................................................... 110 414 412 415 10 20 45 153 78 177

Income after taxes .......................................... 75,955 1,050 8,422 13,241 18,538 26,112 35,222 44,456 58,562 128,682

Addenda:

Net change in total assets and liabilities ........ - $6,138 $12,731 $494 $233 $76 $1,553 - $6,672 - $11,076 - $4,320 - $9,660

Net change in total assets ............................ 8,027 10,758 2,306 -397 2,152 3,702 1,218 1,135 8,314 13,547

Net change in total liabilities ......................... 14,165 -1,973 1,811 -630 2,076 2,149 7,891 12,212 12,635 23,207

Other financial information:

Other money receipts ................................... 230 4103 428 426 454 74 4395 82 123 347

Mortgage principal paid on owned property -2,427 4-416 4-251 -414 -292 -514 -974 -1,421 -1,709 -4,294

Estimated market value of owned home ...... 140,596 43,169 22,199 24,683 26,879 36,349 61,307 78,963 106,617 241,567

Estimated monthly rental value of owned

home .......................................................... 860 282 158 195 240 275 466 557 736 1,382

Gifts of goods and services, total ................... 731 378 241 455 328 333 502 394 554 1,130

Food ............................................................. 70 4118 410 411 26 32 52 33 27 119

Alcoholic beverages ..................................... 12 3 ( ) 3 ( ) 42

411 2 ( ) 4244 3 26

Housing ........................................................ 159 477 497 473 100 85 126 100 152 221

Housekeeping supplies .............................. 27 41

4745412 413 416 27 25 39

Household textiles ...................................... 7 3 ( ) 3 ( ) 44

3 ( ) 414741412 9

Appliances and miscellaneous

housewares .............................................. 12 41

43428 4142464444 20

Major appliances ...................................... 5 3 ( ) 3 ( ) 3 ( ) 41

2 ( ) 2 ( ) 4442 11

Small appliances and miscellaneous

housewares ............................................ 6 41

43428 3 ( ) 42462 ( ) 42 9

Miscellaneous household equipment ......... 42 43

44414 432 10 36 23 39 65

Other housing ............................................. 72 472 484 422 55 58 60 446 72 88

Apparel and services .................................... 193 4157 497 4172 118 96 223 128 160 253

Males, 2 and over ....................................... 41 446 439 46

439 23 84 38 36 42

Females, 2 and over ................................... 62 457 422 470 416 27 59 42 59 83

Children under 2 ......................................... 21 414 44

434 414 411 410 415 421 28

Other apparel products and services ......... 69 440 432 462 448 435 471 433 444 100

Jewelry and watches ................................ 22 41

3 ( ) 3 ( ) 4746424547 46

All other apparel products and services ... 47 439 432 462 441 429 468 428 437 54

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Transportation .............................................. 73 3 ( ) 17 4144 420 18 12 24 74 119

Health care ................................................... 13 411 3 ( ) 414 42

414245424 18

Entertainment ............................................... 73 412 43

429 430 443 432 29 59 119

Toys, games, arts and crafts, and tricycles 30 47

41412 423 433 414 46422 48

Other entertainment ................................... 42 44

43417 47 10 18 24 37 72

Personal care products and services ........... 13 42

413 3 ( ) 44464743 6 22

Reading ........................................................ 1 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 41

42 2 2

Education ..................................................... 81 42

2 ( ) 46415 411 429 441 416 164

All other gifts ................................................. 42 3 ( ) 42

4343 42 17 25 32 68

1 Value is less than or equal to 0.05.

2 Value is less than or equal to 0.5.

3 No data reported.

4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013