Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer 

Expenditure Surveys, 2021 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

Number of consumer units (in thousands)1........................................ 133,595 26,642 26,677 26,626 26,801 26,849 

Percent distribution of consumer units................................................ 100.0 19.9 20.0 19.9 20.1 20.1 

Consumer unit characteristics (mean values): 

 Income before taxes ........................................................................ $87,432 $13,165 $34,767 $61,214 $100,527 $226,386 

 Income after taxes ........................................................................... 78,743 15,909 37,504 60,957 93,674 184,804 

 Age of reference person .................................................................. 51.8 57.6 55.1 49.7 48.0 48.9 

 Average number in consumer unit: 

 People ........................................................................................... 2.4 1.7 2.1 2.5 2.8 3.2 

 Children under 18 ......................................................................... .6 .3 .4 .6 .7 .8 

 Adults 65 and older ....................................................................... .4 .5 .6 .4 .3 .2 

 Earners ......................................................................................... 1.3 .4 .8 1.3 1.7 2.1 

 Vehicles ........................................................................................ 1.9 1.0 1.5 1.9 2.3 2.7 

Percent distribution: 

 Reference person: 

 Men............................................................................................... 47 38 44 48 53 54 

 Women.......................................................................................... 53 62 56 52 47 46 

 Housing tenure: 

 Homeowner .................................................................................. 65 45 57 62 74 86 

 With mortgage ........................................................................... 38 14 22 36 51 65 

 Without mortgage ...................................................................... 27 31 35 26 23 21 

 Renter ........................................................................................... 35 55 43 38 26 14 

 Race of reference person: 

 Black or African-American ............................................................ 13 19 15 15 11 7 

 White, Asian, and all other races, not including Black or 

 African-American ....................................................................... 87 81 85 85 89 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................................... 15 15 17 18 14 9 

 Not Hispanic or Latino .................................................................. 85 85 83 82 86 91 

 Education of reference person: 

 Elementary (1-8)........................................................................... 3 6 3 2 1 1 

 High school (9-12) ........................................................................ 28 45 37 29 21 9 

 College .......................................................................................... 69 48 59 69 77 90 

 Never attended and other ............................................................. ( 2 ) 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased .............................................. 89 71 89 94 96 96 

Annual aggregate expenditures .......................................................... $8,937,383 9.2 13.1 16.7 22.5 38.5 

 Food ................................................................................................. 1,105,178 11.7 14.0 17.8 22.7 33.8 

 Food at home ................................................................................ 701,087 13.4 15.3 18.1 22.3 31.0 

 Cereals and bakery products .................................................... 89,592 13.2 15.7 17.8 22.6 30.7 

 Cereals and cereal products .................................................. 28,017 13.8 16.1 17.0 21.7 31.4 

 Bakery products ..................................................................... 61,575 13.0 15.4 18.2 23.0 30.4 

 Meats, poultry, fish, and eggs ................................................... 148,655 14.8 15.7 18.1 22.0 29.5 

 Beef ........................................................................................ 39,018 15.4 15.5 19.2 22.2 27.7 

 Pork ........................................................................................ 29,713 15.3 16.4 19.1 20.6 28.6 

 Other meats ............................................................................ 20,081 13.3 14.9 16.8 23.3 31.7 

 Poultry .................................................................................... 27,052 15.2 15.0 17.8 22.9 29.2 

 Fish and seafood .................................................................... 23,778 13.6 16.0 16.2 22.0 32.2 

 Eggs ....................................................................................... 9,012 15.3 17.0 18.0 20.2 29.4 

 Dairy products ........................................................................... 65,568 13.0 16.2 18.2 21.4 31.2 

 Fresh milk and cream ............................................................. 20,941 14.5 17.5 18.1 20.8 29.1 

 Other dairy products ............................................................... 44,627 12.3 15.6 18.2 21.6 32.2 

 Fruits and vegetables ................................................................ 137,670 12.9 15.3 18.2 22.6 30.9 

 Fresh fruits ............................................................................. 50,421 12.2 15.7 17.9 22.8 31.5 

 Fresh vegetables .................................................................... 43,712 12.6 15.2 18.7 22.8 30.7 

 Processed fruits...................................................................... 17,683 14.1 16.7 17.5 21.4 30.4 

 Processed vegetables ............................................................ 25,854 14.1 14.0 18.7 23.1 30.1 

 Other food at home ................................................................... 259,603 13.0 14.6 18.1 22.4 31.9 

 Sugar and other sweets ......................................................... 24,263 13.7 13.9 18.4 21.8 32.2 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer 

Expenditure Surveys, 2021 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Fats and oils ........................................................................... 17,664 14.0 15.8 18.5 22.6 29.1 

 Miscellaneous foods ............................................................... 139,776 12.5 14.6 18.0 22.5 32.4 

 Nonalcoholic beverages ......................................................... 68,632 14.3 15.5 18.2 22.2 29.8 

 Food prepared by consumer unit on out of town trips ........... 9,267 6.1 9.3 17.5 24.2 42.8 

 Food away from home .................................................................. 404,091 8.9 11.8 17.2 23.4 38.7 

 Alcoholic beverages ......................................................................... 73,841 7.5 10.8 14.7 22.5 44.5 

 Housing ............................................................................................ 3,021,905 11.3 14.7 17.6 22.2 34.2 

 Shelter........................................................................................... 1,771,197 11.4 14.8 17.6 21.7 34.5 

 Owned dwellings ....................................................................... 1,014,119 6.8 11.3 15.1 23.5 43.3 

 Mortgage interest and charges .............................................. 371,521 4.8 8.4 14.4 24.7 47.7 

 Property taxes ........................................................................ 330,672 7.9 12.0 15.3 22.1 42.7 

 Maintenance, repairs, insurance, and other expenses .......... 311,926 8.1 14.1 15.5 23.6 38.6 

 Rented dwellings ....................................................................... 625,766 20.0 22.0 23.1 19.7 15.3 

 Other lodging ............................................................................. 131,312 6.2 6.8 11.4 18.0 57.6 

 Utilities, fuels, and public services ................................................ 564,237 13.1 16.6 19.2 22.9 28.1 

 Natural gas ................................................................................ 59,764 13.0 15.9 18.5 21.6 31.0 

 Electricity ................................................................................... 207,189 15.4 17.9 19.4 21.9 25.4 

 Fuel oil and other fuels .............................................................. 16,247 10.4 15.1 15.2 22.5 36.7 

 Telephone services ................................................................... 188,193 11.3 15.8 19.8 24.3 28.8 

 Residential phone service, VOIP, and phone cards .............. 22,060 18.3 18.9 16.7 21.2 24.9 

 Cellular phone service ............................................................ 166,134 10.4 15.4 20.2 24.7 29.3 

 Water and other public services ................................................ 92,843 12.1 16.3 18.7 23.3 29.6 

 Household operations ................................................................... 218,873 9.4 13.6 16.0 20.4 40.7 

 Personal services ...................................................................... 50,394 4.8 6.8 11.7 19.6 57.1 

 Other household expenses ....................................................... 168,479 10.7 15.6 17.2 20.7 35.7 

 Housekeeping supplies ................................................................ 107,042 12.9 13.5 18.0 23.0 32.5 

 Laundry and cleaning supplies .................................................. 23,789 17.4 17.6 21.9 21.0 22.0 

 Other household products ......................................................... 68,508 11.5 11.9 16.8 23.5 36.3 

 Postage and stationery .............................................................. 14,745 11.9 14.7 17.3 24.0 32.1 

 Household furnishings and equipment ......................................... 360,556 8.9 12.5 15.7 23.8 39.1 

 Household textiles ..................................................................... 16,221 10.1 15.3 18.8 21.3 34.5 

 Furniture .................................................................................... 95,600 9.9 11.2 15.5 21.5 41.9 

 Floor coverings .......................................................................... 4,439 8.6 6.7 18.0 16.8 49.9 

 Major appliances ....................................................................... 61,922 9.5 13.6 15.9 22.3 38.7 

 Small appliances and miscellaneous housewares ................... 18,949 10.4 15.5 19.1 20.9 34.2 

 Miscellaneous household equipment ........................................ 163,425 7.7 12.4 15.0 26.4 38.4 

 Apparel and services ....................................................................... 233,952 10.7 13.7 17.5 20.2 37.8 

 Men and boys ............................................................................... 56,507 11.1 12.4 17.7 21.1 37.6 

 Men, 16 and over ...................................................................... 41,298 10.1 12.4 18.4 19.7 39.4 

 Boys, 2 to 15 .............................................................................. 15,210 13.7 12.6 15.9 25.0 32.9 

 Women and girls ........................................................................... 87,858 11.8 12.9 18.6 21.8 34.9 

 Women, 16 and over ................................................................. 73,157 11.4 13.0 19.2 22.2 34.2 

 Girls, 2 to 15 .............................................................................. 14,701 13.8 12.4 15.7 19.9 38.2 

 Children under 2 ........................................................................... 8,844 12.5 26.0 14.9 25.5 21.1 

 Footwear ....................................................................................... 44,801 9.8 18.5 18.8 17.0 35.9 

 Other apparel products and services ........................................... 35,942 8.2 9.0 13.7 17.6 51.4 

 Transportation .................................................................................. 1,464,325 7.8 14.6 18.7 23.8 35.2 

 Vehicle purchases (net outlay) ..................................................... 645,014 5.7 14.2 18.4 23.5 38.3 

 Cars and trucks, new ................................................................. 295,306 2.3 9.3 18.5 23.4 46.5 

 Cars and trucks, used ............................................................... 341,296 8.4 18.4 18.5 23.5 31.1 

 Other vehicles ............................................................................ 8,412 312.9 319.3 37.8 23.9 36.1 

 Gasoline, other fuels, and motor oil.............................................. 286,902 10.3 15.8 20.3 24.8 28.8 

 Other vehicle expenses ................................................................ 472,093 9.3 15.0 18.7 24.0 33.0 

 Vehicle finance charges ............................................................ 36,325 6.3 12.1 17.9 27.2 36.6 

 Maintenance and repairs ........................................................... 130,199 10.4 14.8 19.0 23.6 32.1 

 Vehicle rental, leases, licenses, and other charges .................. 101,488 6.4 13.5 15.4 22.8 41.8 

 Vehicle insurance ...................................................................... 204,080 10.5 16.3 20.3 24.3 28.6 

 Public and other transportation .................................................... 60,316 6.6 8.6 14.6 20.0 50.3 

 Healthcare ........................................................................................ 728,228 11.3 15.6 17.6 23.4 32.2 

 Health insurance ........................................................................... 494,784 11.6 16.1 18.2 23.2 30.9 

 Medical services ........................................................................... 142,902 9.4 12.1 15.4 24.7 38.4 

 Drugs ............................................................................................ 66,401 13.1 19.3 17.6 21.0 29.0 

 Medical supplies ........................................................................... 24,141 10.7 15.4 16.9 26.6 30.4 

 Entertainment ................................................................................... 476,379 7.8 11.5 14.2 22.0 44.4 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer 

Expenditure Surveys, 2021 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Fees and admissions .................................................................... 87,296 5.1 7.1 9.4 17.7 60.6 

 Audio and visual equipment and services .................................... 136,305 12.2 16.8 18.0 22.3 30.7 

 Pets, toys, hobbies, and playground equipment .......................... 129,294 8.2 11.7 17.4 25.4 37.3 

 Pets ............................................................................................ 102,783 8.1 11.9 16.8 25.2 38.0 

 Toys, hobbies, and playground equipment ............................... 26,511 8.5 10.7 19.7 26.2 34.9 

 Other entertainment supplies, equipment, and services .............. 123,484 4.5 8.7 10.1 21.3 55.4 

 Personal care products and services .............................................. 102,831 9.9 14.5 16.2 23.5 35.9 

 Reading ............................................................................................ 15,229 10.3 13.7 13.5 24.0 38.6 

 Education ......................................................................................... 163,787 8.3 7.0 8.7 17.1 59.0 

 Tobacco products and smoking supplies ........................................ 45,605 19.6 21.7 22.6 22.3 13.9 

 Miscellaneous .................................................................................. 131,738 9.6 12.7 15.8 23.7 38.2 

 Cash contributions ........................................................................... 322,566 7.8 11.6 13.1 17.9 49.5 

 Personal insurance and pensions ................................................... 1,051,819 1.4 5.5 12.7 24.0 56.4 

 Life and other personal insurance ................................................ 63,249 6.3 12.2 14.9 20.6 46.0 

 Pensions and Social Security ....................................................... 988,570 1.0 5.1 12.6 24.3 57.1 

Sources of income and personal taxes: 

 Income before taxes ........................................................................ $11,680,535 3.0 7.9 14.0 23.1 52.0 

 Wages and salaries ...................................................................... 9,005,474 1.0 5.5 13.3 24.3 55.8 

 Self-employment income .............................................................. 812,912 .6 3.7 8.5 18.2 69.0 

 Social Security, private and government retirement .................... 1,286,764 15.0 25.6 22.1 18.9 18.4 

 Interest, dividends, rental income, and other property 

 income ....................................................................................... 304,491 1.7 5.4 9.7 18.5 64.8 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program (SNAP) ............. 78,876 42.6 25.1 17.4 9.1 5.9 

 Unemployment and workers' compensation, veterans' 

 benefits, and regular contributions for support.......................... 147,077 8.7 16.7 21.1 28.2 25.4 

 Other income ................................................................................ 44,941 17.8 18.1 14.5 11.9 37.6 

 Personal taxes (contains some imputed values) ............................. 1,160,821 -6.3 -6.3 .6 15.8 96.2 

 Federal income taxes ................................................................... 1,143,769 -1.9 -1.2 4.8 16.9 81.4 

 Stimulus payment ......................................................................... -339,560 14.6 19.9 23.1 24.4 18.0 

 State and local income taxes ....................................................... 342,557 -.7 2.0 8.6 20.9 69.2 

 Other taxes ................................................................................... 14,055 2.7 9.1 9.1 14.3 64.8 

 Income after taxes ........................................................................... 10,519,715 4.0 9.5 15.4 23.9 47.2 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022