Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 24,562 822 769 1,153 894 1,997 2,201 2,025 3,378 11,323

Consumer unit characteristics:

Income before taxes ....................................... $80,295 - $4,220 $8,046 $12,793 $17,679 $24,848 $34,653 $44,666 $59,543 $134,371

Income after taxes .......................................... 73,467 -3,265 8,381 13,189 18,121 25,246 33,992 42,719 56,823 120,610

Age of reference person ................................. 49.7 49.6 50.1 50.2 49.6 49.7 49.8 49.4 49.7 49.6

Average number in consumer unit:

People .......................................................... 2.7 1.8 1.8 1.8 2.0 2.3 2.4 2.5 2.7 3.2

Children under 18 ......................................... .6 .4 .3 .3 .4 .5 .5 .5 .5 .8

Adults 65 and older ...................................... .1 1 ( ) 1 ( ) 1 ( ) 2.1 .1 .1 1 ( ) .1 .1

Earners ......................................................... 1.7 .5 .5 .5 .8 1.1 1.4 1.6 1.8 2.1

Vehicles ........................................................ 2.2 .9 .8 1.0 1.2 1.3 1.7 2.1 2.3 2.9

Percent distribution:

Reference person:

Men .............................................................. 48 42 39 38 46 44 44 47 49 51

Women ......................................................... 52 58 61 62 54 56 56 53 51 49

Housing tenure:

Homeowner .................................................. 70 30 37 35 42 46 56 66 72 89

With mortgage ............................................ 52 15 13 16 19 23 33 46 54 73

Without mortgage ....................................... 19 15 24 19 23 24 23 21 19 16

Renter ........................................................... 30 70 63 65 58 54 44 34 28 11

Race of reference person:

Black or African-American ............................ 14 24 28 24 20 24 15 18 12 8

White, Asian, and all other races .................. 86 76 72 76 80 76 85 82 88 92

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 12 20 15 13 19 18 19 17 14 7

Not Hispanic or Latino .................................. 88 80 85 87 81 82 81 83 86 93

Education of reference person:

Elementary (1-8) ........................................... 5 12 13 12 13 8 9 5 6 2

High school (9-12) ........................................ 32 52 53 55 49 46 45 38 32 18

College ......................................................... 63 36 34 32 37 46 45 56 63 80

Never attended and other ............................. 1 ( ) 3 ( ) 3 ( ) 1 1 3 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 62 58 65 74 83 90 95 94 97

Average annual expenditures ........................... $61,338 $28,250 $20,210 $20,691 $25,458 $30,770 $35,257 $42,799 $50,302 $90,747

Food ............................................................... 7,912 3,827 3,389 3,707 4,891 5,110 4,952 5,977 6,715 11,030

Food at home ............................................... 4,704 2,537 2,595 2,665 3,692 3,499 3,257 4,009 4,184 6,100

Cereals and bakery products ..................... 641 358 339 341 540 465 422 508 600 833

Cereals and cereal products .................... 225 122 116 126 212 147 161 190 202 291

Bakery products ....................................... 416 237 223 215 328 318 261 318 398 542

Meats, poultry, fish, and eggs .................... 1,048 583 794 658 846 823 797 953 910 1,314

Beef .......................................................... 268 160 171 206 154 211 213 215 244 338

Pork .......................................................... 203 113 240 116 189 165 141 205 187 244

Other meats .............................................. 149 72 85 80 100 125 119 131 140 187

Poultry ...................................................... 210 155 156 125 159 177 151 186 174 266

Fish and seafood ...................................... 156 40 97 93 183 92 120 162 109 207

Eggs ......................................................... 61 44 45 38 61 52 54 55 55 73

Dairy products ............................................ 486 277 291 265 399 353 314 390 420 643

Fresh milk and cream ............................... 176 114 111 121 163 135 139 162 154 216

Other dairy products ................................. 310 163 180 144 236 219 175 227 266 427

Fruits and vegetables ................................. 864 485 385 467 700 682 592 681 781 1,124

Fresh fruits ............................................... 305 144 102 143 234 225 176 251 272 413

Fresh vegetables ...................................... 272 158 98 143 226 217 204 217 253 348

Processed fruits ........................................ 131 103 81 84 97 95 84 96 114 172

Processed vegetables .............................. 156 80 104 97 142 145 128 118 142 191

Other food at home .................................... 1,664 833 787 935 1,208 1,175 1,132 1,477 1,474 2,186

Sugar and other sweets ........................... 167 56 82 86 148 116 97 131 160 221

Fats and oils ............................................. 135 85 107 76 121 101 101 142 114 167

Miscellaneous foods ................................. 845 450 332 428 546 616 580 696 729 1,134

Nonalcoholic beverages ........................... 460 224 256 336 379 327 333 473 424 569

Food prepared by consumer unit on

out-of-town trips ...................................... 57 217 29

29214 216 21 35 46 94

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,208 1,291 794 1,041 1,199 1,611 1,694 1,968 2,530 4,930

Alcoholic beverages ....................................... 500 205 2113 119 272 251 229 332 373 775

Housing .......................................................... 19,048 11,092 8,341 8,833 9,933 11,327 12,569 15,018 16,833 26,137

Shelter .......................................................... 11,226 6,906 5,182 5,504 5,962 6,615 7,389 8,346 9,744 15,464

Owned dwellings ........................................ 7,501 2,148 1,491 1,362 1,780 2,283 3,067 4,671 6,184 12,057

Mortgage interest and charges ................. 4,014 1,092 700 622 868 1,074 1,565 2,539 3,485 6,460

Property taxes .......................................... 2,256 611 450 482 636 837 875 1,312 1,700 3,660

Maintenance, repairs, insurance, other

expenses ................................................ 1,232 445 341 258 276 372 627 819 999 1,936

Rented dwellings ........................................ 2,825 4,384 3,599 4,063 4,144 4,164 4,119 3,386 3,068 1,769

Other lodging .............................................. 899 2374 292 279 239 168 203 289 492 1,639

Utilities, fuels, and public services ................ 4,291 2,411 2,224 2,267 2,632 3,137 3,380 3,972 4,230 5,360

Natural gas ................................................. 437 190 187 208 263 282 326 412 418 568

Electricity .................................................... 1,584 1,050 1,051 1,013 1,165 1,332 1,378 1,507 1,549 1,859

Fuel oil and other fuels ............................... 149 286 219 256 241 64 67 131 127 222

Telephone services .................................... 1,527 779 661 691 805 1,078 1,163 1,416 1,544 1,946

Residential phone service, VOIP, and

phone cards ............................................ 412 272 231 227 237 344 269 394 400 515

Cellular phone service .............................. 1,114 507 430 463 568 735 894 1,023 1,144 1,431

Water and other public services ................. 594 306 306 300 358 381 445 506 592 766

Household operations .................................. 1,052 661 246 307 361 507 532 645 846 1,596

Personal services ....................................... 184 2141 29

228 267 273 287 260 265 320

Other household expenses ........................ 868 520 237 278 294 434 446 585 782 1,276

Housekeeping supplies ................................ 710 352 274 242 382 377 470 546 557 1,031

Laundry and cleaning supplies ................... 176 91 93 95 119 119 158 186 133 228

Other household products .......................... 388 189 162 120 209 197 219 261 296 583

Postage and stationery ............................... 146 72 219 227 54 61 93 99 128 220

Household furnishings and equipment ......... 1,770 762 415 513 596 690 797 1,509 1,456 2,684

Household textiles ...................................... 120 233 247 50 23 56 58 111 74 187

Furniture ..................................................... 435 156 87 56 67 188 157 490 286 680

Floor coverings ........................................... 21 24

2122212326 8 10 38

Major appliances ........................................ 246 286 254 136 76 82 141 191 236 343

Small appliances, miscellaneous

housewares .............................................. 111 251 230 37 69 43 80 90 81 165

Miscellaneous household equipment ......... 837 232 195 232 359 318 355 618 769 1,271

Apparel and services ...................................... 1,938 1,282 501 561 1,264 1,160 995 1,238 1,466 2,879

Men and boys ............................................... 484 304 218 213 95 270 232 250 301 769

Men, 16 and over ....................................... 395 2237 2191 200 245 229 187 198 241 631

Boys, 2 to 15 .............................................. 88 66 227 14 50 41 46 51 60 138

Women and girls .......................................... 749 492 76 125 695 468 392 486 593 1,097

Women, 16 and over .................................. 611 175 67 85 504 398 332 398 468 920

Girls, 2 to 15 ............................................... 138 318 28 41 191 70 60 88 125 177

Children under 2 ........................................... 38 216 1 ( ) 210 221 238 229 258 245 42

Footwear ...................................................... 420 2337 2130 2110 328 238 220 325 375 587

Other apparel products and services ........... 247 132 77 102 124 145 122 119 152 384

Transportation ................................................ 10,713 4,308 3,351 3,129 3,732 5,243 6,571 7,648 9,065 15,817

Vehicle purchases (net outlay) ..................... 3,747 21,546 21,307 2702 2650 1,133 1,993 1,913 2,635 6,089

Cars and trucks, new .................................. 2,026 2226 2393 2218 2183 2210 2771 2795 1,481 3,545

Cars and trucks, used ................................ 1,664 21,320 914 484 466 923 1,222 1,090 1,136 2,431

Other vehicles ............................................ 57 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 228 219 113

Gasoline and motor oil ................................. 3,257 1,308 1,178 1,252 1,686 2,096 2,528 2,793 3,276 4,292

Other vehicle expenses ................................ 3,060 982 713 1,009 1,178 1,773 1,816 2,629 2,752 4,373

Vehicle finance charges ............................. 263 281 226 242 62 75 156 211 237 403

Maintenance and repairs ............................ 1,030 396 382 295 339 627 657 764 978 1,459

Vehicle insurance ....................................... 1,210 2349 2235 2554 2638 864 707 1,309 1,177 1,607

Vehicle rental, leases, licenses, and other

charges ..................................................... 556 155 70 117 138 206 296 344 361 905

Public and other transportation .................... 649 473 153 166 219 241 234 314 402 1,063

Healthcare ...................................................... 3,744 1,771 1,116 1,325 1,406 1,917 2,619 3,232 3,308 5,262

Health insurance .......................................... 2,176 741 603 726 900 1,077 1,508 2,046 2,092 3,007

Medical services ........................................... 905 737 218 214 176 372 695 650 617 1,358

Drugs ............................................................ 508 258 246 329 285 367 354 447 485 654

Medical supplies ........................................... 155 234 249 56 45 100 62 88 115 243

Entertainment ................................................. 3,069 1,336 1,482 920 1,019 1,255 1,783 1,947 2,400 4,690

Fees and admissions ................................... 749 195 28 75 68 173 195 278 371 1,373

Audio and visual equipment and services .... 1,088 680 489 534 552 676 792 975 1,007 1,434

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 731 416 837 293 367 295 612 496 622 1,015

Pets ............................................................ 603 314 252 250 356 261 540 465 540 826

Toys, hobbies, and playground equipment 127 2102 2586 243 212 234 272 231 82 189

Other entertainment supplies, equipment,

and services ............................................... 501 246 2128 218 232 111 184 197 399 869

Personal care products and services ............. 715 233 206 268 290 324 387 479 611 1,074

Reading .......................................................... 103 217 212 24 25 36 44 52 69 172

Education ....................................................... 2,199 2742 298 95 2173 436 504 712 1,211 4,024

Tobacco products and smoking supplies ....... 439 527 488 497 492 485 531 497 466 375

Miscellaneous ................................................. 805 369 316 281 340 581 488 554 623 1,163

Cash contributions .......................................... 2,219 2,348 447 410 613 886 709 1,037 1,523 3,588

Personal insurance and pensions .................. 7,935 193 348 523 1,008 1,757 2,877 4,077 5,638 13,761

Life and other personal insurance ................ 407 289 242 85 67 106 124 219 303 687

Pensions and Social Security ....................... 7,528 104 306 439 942 1,652 2,752 3,858 5,335 13,075

Sources of income and personal taxes:

Money income before taxes ........................... $80,295 - $4,220 $8,046 $12,793 $17,679 $24,848 $34,653 $44,666 $59,543 $134,371

Wages and salaries ...................................... 70,917 1,849 2,645 4,397 9,097 17,246 28,975 38,858 53,785 120,688

Self-employment income .............................. 4,235 -8,276 2487 2265 876 767 1,647 2,331 2,293 8,103

Social Security, private and government

retirement ................................................... 2,526 399 1,578 4,152 4,876 3,795 2,369 2,236 1,847 2,455

Interest, dividends, rental income, other

property income .......................................... 942 2284 245 283 2128 56 192 122 281 1,847

Public assistance, supplemental security

income, food stamps .................................. 635 845 2,529 2,785 1,610 1,566 626 278 388 170

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 865 261 431 688 752 1,134 702 800 844 967

Other income ................................................ 176 2418 2331 2423 2341 285 2142 241 106 141

Personal taxes (contains some imputed

values) .......................................................... 6,828 -954 -335 -396 -442 -399 662 1,947 2,720 13,761

Federal income taxes ................................... 5,215 -1,027 -316 -369 -513 -565 321 1,219 1,933 10,729

State and local income taxes ....................... 1,502 -57 -29 -43 57 148 295 582 726 2,861

Other taxes ................................................... 111 2130 210 215 214 19 46 146 61 171

Income after taxes .......................................... 73,467 -3,265 8,381 13,189 18,121 25,246 33,992 42,719 56,823 120,610

Addenda:

Net change in total assets and liabilities ........ - $217 $7,968 - $993 - $387 - $2,203 - $675 - $5,028 - $2,985 - $3,034 $1,766

Net change in total assets ............................ 9,774 8,677 -1,262 2,002 900 2,430 1,262 1,051 4,452 18,192

Net change in total liabilities ......................... 9,991 709 -269 2,389 3,103 3,105 6,289 4,036 7,486 16,427

Other financial information:

Other money receipts ................................... 1,080 23,906 2226 2433 2196 2143 250 2760 517 1,660

Mortgage principal paid on owned property -2,840 -683 -456 -368 -653 -641 -1,144 -1,652 -2,112 -4,731

Estimated market value of owned home ...... 175,956 54,316 39,794 36,102 48,288 56,039 75,900 104,877 137,691 283,084

Estimated monthly rental value of owned

home .......................................................... 1,007 354 290 289 376 429 505 698 869 1,523

Gifts of goods and services, total ................... 1,680 1,222 411 396 269 569 714 585 973 2,838

Food ............................................................. 132 141 225 219 63 34 49 54 76 220

Alcoholic beverages ..................................... 15 1 ( ) 252 1 ( ) 3 ( ) 27

24 4 14 23

Housing ........................................................ 255 166 215 87 240 99 101 127 196 409

Housekeeping supplies .............................. 29 225 21

25219 292626 32 46

Household textiles ...................................... 9 3 ( ) 3 ( ) 27

3 ( ) 217 222123 15

Appliances and miscellaneous

housewares .............................................. 18 218 22

232123213 214 24 30

Major appliances ...................................... 4 3 ( ) 3 ( ) 22

3 ( ) 221 ( ) 211 ( ) 9

Small appliances and miscellaneous

housewares ............................................ 13 218 22

212121213 213 24 22

Miscellaneous household equipment ......... 53 224 22

226 2325 38 40 47 80

Other housing ............................................. 146 2100 210 46 218 65 42 66 110 238

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Apparel and services .................................... 228 196 266 298 94 189 177 65 193 322

Males, 2 and over ....................................... 64 294 232 234 223 46 59 19 45 89

Females, 2 and over ................................... 80 269 210 212 247 41 62 32 60 120

Children under 2 ......................................... 22 23

1 ( ) 3 ( ) 213 238 219 24230 26

Other apparel products and services ......... 62 231 224 252 211 264 237 210 58 88

Jewelry and watches ................................ 20 231 21

2722225 2825215 29

All other apparel products and services ... 42 3 ( ) 223 245 29

239 229 25242 59

Transportation .............................................. 151 32 2214 7 18 14 29 88 102 254

Healthcare .................................................... 39 235 24

2328212 29249 217 64

Entertainment ............................................... 96 2142 24

228 29240 246 33 62 154

Toys, games, arts and crafts, and tricycles 23 269 21

252123225 27222 30

Other entertainment ................................... 73 273 23 23 28 37 21 26 40 124

Personal care products and services ........... 20 211 224 3 ( ) 26

262921 13 35

Reading ........................................................ 3 3 ( ) 1 ( ) 3 ( ) 3 ( ) 22

21211 ( ) 5

Education ..................................................... 665 2469 24

246 262154 261 138 246 1,228

All other gifts ................................................. 77 230 24

2107 225 11 28 25 55 123

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014