Table 3820. Consumer units with reference person age 35 to 44 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 21,518 3,737 4,372 8,159 5,249

Consumer unit characteristics:

Income before taxes ....................................... $81,265 $92,968 $81,380 $75,714 $81,466

Income after taxes .......................................... 70,851 79,383 70,304 66,775 71,569

Age of reference person ................................. 39.7 39.7 39.7 39.6 39.6

Average number in consumer unit:

People .......................................................... 3.3 3.4 3.3 3.2 3.5

Children under 18 ......................................... 1.4 1.4 1.4 1.3 1.4

Adults 65 and older ...................................... 1 ( ) .1 1 ( ) 1 ( ) 1 ( )

Earners ......................................................... 1.6 1.7 1.6 1.6 1.6

Vehicles ........................................................ 1.9 1.6 2.2 1.9 2.0

Percent distribution:

Reference person:

Men .............................................................. 46 47 47 46 44

Women ......................................................... 54 53 53 54 56

Housing tenure:

Homeowner .................................................. 60 56 68 63 53

With mortgage ............................................ 50 49 56 50 45

Without mortgage ....................................... 11 7 12 13 8

Renter ........................................................... 40 44 32 37 47

Race of reference person:

Black or African-American ............................ 15 16 9 24 4

White, Asian, and all other races .................. 85 84 91 76 96

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 16 8 18 33

Not Hispanic or Latino .................................. 81 84 92 82 67

Education of reference person:

Elementary (1-8) ........................................... 4 4 4 3 6

High school (9-12) ........................................ 29 29 26 33 25

College ......................................................... 67 67 70 64 69

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 85 94 90 92

Average annual expenditures ........................... $60,662 $64,621 $61,794 $55,535 $64,799

Food ............................................................... 7,992 7,726 8,659 7,491 8,380

Food at home ............................................... 4,658 4,402 5,287 4,348 4,777

Cereals and bakery products ..................... 634 660 751 582 594

Cereals and cereal products .................... 227 253 279 199 207

Bakery products ....................................... 407 407 472 383 387

Meats, poultry, fish, and eggs .................... 1,020 1,017 1,037 1,063 941

Beef .......................................................... 272 240 274 298 253

Pork .......................................................... 192 171 203 214 164

Other meats .............................................. 143 145 164 137 133

Poultry ...................................................... 216 243 214 219 194

Fish and seafood ...................................... 133 161 115 131 131

Eggs ......................................................... 64 58 68 65 66

Dairy products ............................................ 496 487 611 423 518

Fresh milk and cream ............................... 188 189 200 177 192

Other dairy products ................................. 309 298 411 246 325

Fruits and vegetables ................................. 874 879 948 763 978

Fresh fruits ............................................... 319 325 338 268 376

Fresh vegetables ...................................... 263 263 270 233 304

Processed fruits ........................................ 129 134 146 107 145

Processed vegetables .............................. 163 157 195 156 153

Other food at home .................................... 1,634 1,359 1,941 1,516 1,746

Sugar and other sweets ........................... 157 145 198 132 168

Fats and oils ............................................. 131 116 160 126 125

Miscellaneous foods ................................. 864 676 1,035 788 967

Nonalcoholic beverages ........................... 438 385 499 436 428

Food prepared by consumer unit on

out-of-town trips ...................................... 44 37 49 34 59

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

35-44 Northeast Midwest South West

Food away from home .................................. 3,334 3,324 3,372 3,143 3,602

Alcoholic beverages ....................................... 474 508 526 369 567

Housing .......................................................... 20,945 25,130 19,607 18,606 22,703

Shelter .......................................................... 12,595 15,645 11,163 10,731 14,513

Owned dwellings ........................................ 7,822 9,465 8,004 6,945 7,863

Mortgage interest and charges ................. 4,852 5,273 4,614 4,424 5,418

Property taxes .......................................... 1,920 3,051 2,246 1,468 1,546

Maintenance, repairs, insurance, other

expenses ................................................ 1,049 1,142 1,144 1,053 899

Rented dwellings ........................................ 4,229 5,638 2,640 3,204 6,143

Other lodging .............................................. 544 542 520 582 507

Utilities, fuels, and public services ................ 4,304 4,752 4,176 4,369 3,992

Natural gas ................................................. 465 716 658 270 429

Electricity .................................................... 1,626 1,563 1,497 1,934 1,298

Fuel oil and other fuels ............................... 107 388 82 41 33

Telephone services .................................... 1,529 1,633 1,472 1,521 1,514

Residential phone service, VOIP, and

phone cards ............................................ 299 447 267 278 251

Cellular phone service .............................. 1,230 1,186 1,205 1,243 1,263

Water and other public services ................. 577 452 467 602 719

Household operations .................................. 1,668 2,332 1,566 1,449 1,621

Personal services ....................................... 853 1,431 843 673 729

Other household expenses ........................ 815 901 723 776 892

Housekeeping supplies ................................ 651 607 853 556 657

Laundry and cleaning supplies ................... 168 154 182 159 180

Other household products .......................... 357 322 507 309 329

Postage and stationery ............................... 126 131 164 88 148

Household furnishings and equipment ......... 1,726 1,795 1,848 1,502 1,919

Household textiles ...................................... 102 114 87 78 142

Furniture ..................................................... 464 473 447 470 465

Floor coverings ........................................... 16 26 17 13 14

Major appliances ........................................ 240 251 254 214 261

Small appliances, miscellaneous

housewares .............................................. 103 111 132 81 106

Miscellaneous household equipment ......... 801 821 911 646 930

Apparel and services ...................................... 2,111 2,270 2,296 1,888 2,182

Men and boys ............................................... 565 654 564 513 583

Men, 16 and over ....................................... 363 435 353 334 365

Boys, 2 to 15 .............................................. 202 219 212 179 218

Women and girls .......................................... 731 764 816 654 754

Women, 16 and over .................................. 530 534 577 468 581

Girls, 2 to 15 ............................................... 201 229 239 186 174

Children under 2 ........................................... 98 104 99 82 118

Footwear ...................................................... 455 471 469 435 464

Other apparel products and services ........... 261 277 348 204 262

Transportation ................................................ 10,568 9,336 10,450 10,715 11,319

Vehicle purchases (net outlay) ..................... 3,995 2,459 4,011 4,492 4,304

Cars and trucks, new .................................. 1,608 1,155 1,240 1,592 2,261

Cars and trucks, used ................................ 2,327 1,304 2,738 2,795 1,985

Other vehicles ............................................ 61 2 ( ) 332 3105 358

Gasoline and motor oil ................................. 3,101 2,836 3,092 3,170 3,190

Other vehicle expenses ................................ 2,854 3,030 2,768 2,636 3,143

Vehicle finance charges ............................. 283 233 265 291 320

Maintenance and repairs ............................ 857 799 943 782 940

Vehicle insurance ....................................... 1,081 1,111 921 1,153 1,087

Vehicle rental, leases, licenses, and other

charges ..................................................... 633 886 639 410 795

Public and other transportation .................... 618 1,012 579 417 682

Healthcare ...................................................... 3,587 3,736 4,183 3,128 3,697

Health insurance .......................................... 2,289 2,720 2,435 2,103 2,152

Medical services ........................................... 824 597 1,172 581 1,073

Drugs ............................................................ 356 279 426 370 332

Medical supplies ........................................... 118 141 150 75 140

Entertainment ................................................. 3,166 2,914 3,556 2,745 3,659

Fees and admissions ................................... 885 1,043 1,155 639 924

Audio and visual equipment and services .... 1,155 1,121 1,201 1,113 1,200

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

35-44 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 662 527 735 658 702

Pets ............................................................ 489 366 524 534 477

Toys, hobbies, and playground equipment 173 160 211 124 225

Other entertainment supplies, equipment,

and services ............................................... 464 224 464 335 833

Personal care products and services ............. 707 717 731 615 819

Reading .......................................................... 95 100 103 72 119

Education ....................................................... 1,098 1,487 1,069 885 1,175

Tobacco products and smoking supplies ....... 328 342 414 328 245

Miscellaneous ................................................. 723 737 834 612 789

Cash contributions .......................................... 1,517 1,386 1,668 1,489 1,527

Personal insurance and pensions .................. 7,352 8,232 7,698 6,592 7,619

Life and other personal insurance ................ 313 424 377 248 281

Pensions and Social Security ....................... 7,039 7,808 7,320 6,344 7,338

Sources of income and personal taxes:

Money income before taxes ........................... $81,265 $92,968 $81,380 $75,714 $81,466

Wages and salaries ...................................... 73,031 83,406 73,313 68,203 72,916

Self-employment income .............................. 5,296 5,944 5,645 4,448 5,862

Social Security, private and government

retirement ................................................... 949 944 556 1,264 789

Interest, dividends, rental income, other

property income .......................................... 597 747 581 503 651

Public assistance, supplemental security

income, food stamps .................................. 597 895 528 540 532

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 593 803 606 607 411

Other income ................................................ 201 229 151 148 305

Personal taxes (contains some imputed

values) .......................................................... 10,414 13,585 11,075 8,939 9,897

Federal income taxes ................................... 8,077 10,311 8,122 7,379 7,533

State and local income taxes ....................... 2,302 3,232 2,923 1,512 2,352

Other taxes ................................................... 35 42 30 48 313

Income after taxes .......................................... 70,851 79,383 70,304 66,775 71,569

Addenda:

Net change in total assets and liabilities ........ $3,573 $7,515 - $259 $5,483 $991

Net change in total assets ............................ 17,891 12,635 16,606 18,057 22,443

Net change in total liabilities ......................... 14,317 5,120 16,865 12,574 21,452

Other financial information:

Other money receipts ................................... 424 201 1,028 247 353

Mortgage principal paid on owned property -2,301 -2,496 -2,496 -2,073 -2,354

Estimated market value of owned home ...... 160,340 181,353 137,727 144,358 189,058

Estimated monthly rental value of owned

home .......................................................... 910 1,059 855 855 936

Gifts of goods and services, total ................... 632 714 637 509 760

Food ............................................................. 57 38 73 46 72

Alcoholic beverages ..................................... 14 28 18 9 8

Housing ........................................................ 153 222 143 146 122

Housekeeping supplies .............................. 21 19 37 14 20

Household textiles ...................................... 4 39

343232

Appliances and miscellaneous

housewares .............................................. 13 323 318 35 14

Major appliances ...................................... 5 35

3132310

Small appliances and miscellaneous

housewares ............................................ 8 317 317 33

34

Miscellaneous household equipment ......... 34 88 25 14 36

Other housing ............................................. 80 84 59 110 49

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item Total

35-44 Northeast Midwest South West

Apparel and services .................................... 156 200 140 108 211

Males, 2 and over ....................................... 38 36 40 36 41

Females, 2 and over ................................... 48 63 35 32 71

Children under 2 ......................................... 35 343 39 18 53

Other apparel products and services ......... 34 358 26 21 45

Jewelry and watches ................................ 12 313 36

310 321

All other apparel products and services ... 22 345 320 312 324

Transportation .............................................. 64 30 24 50 142

Healthcare .................................................... 9 39

320 3339

Entertainment ............................................... 66 65 94 53 62

Toys, games, arts and crafts, and tricycles 27 336 335 321 21

Other entertainment ................................... 39 29 59 32 41

Personal care products and services ........... 8 37 11 6 9

Reading ........................................................ 4 2 3 3 5

Education ..................................................... 72 88 87 60 66

All other gifts ................................................. 32 25 25 24 54

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015