Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2007-2008

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 27,624 1,313 1,454 1,620 1,559 3,215 2,945 2,680 4,247 8,591 

Consumer unit characteristics: 

Income before taxes ..................................... $60,231 - $1,357 $7,844 $12,708 $17,360 $24,944 $34,637 $44,765 $59,658 $122,341 

Income after taxes ........................................ 58,660 -1,296 7,844 13,021 17,594 25,152 34,487 44,214 58,575 117,861 

Age of reference person ................................ 48.5 35.9 42.8 54.2 56.3 53.5 49.9 47.7 47.4 47.4 

Average number in consumer unit:

Persons ........................................................ 2.4 1.4 1.3 1.6 1.7 2.0 2.1 2.4 2.7 3.1 

Children under 18 ........................................ .6 .3 .2 .4 .3 .4 .5 .6 .7 .8 

Persons 65 and older ................................... .3 .1 .2 .5 .6 .5 .4 .3 .2 .1 

Earners ........................................................ 1.4 .6 .6 .5 .6 .8 1.1 1.3 1.6 2.0 

Vehicles ....................................................... 2.1 .8 .8 1.0 1.3 1.6 1.8 2.1 2.5 3.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 49 50 43 34 42 43 46 53 52 56 

Female ......................................................... 51 50 57 66 58 57 54 47 48 44 

Housing tenure:

Homeowner .................................................. 68 19 22 41 48 59 63 69 80 92 

With mortgage ............................................ 44 9 7 10 13 21 34 44 56 74 

Without mortgage ....................................... 25 10 15 31 35 38 29 25 24 19 

Renter .......................................................... 32 81 78 59 52 41 37 31 20 8 

Race of reference person:

Black or African-American ........................... 9 13 14 14 14 12 12 8 6 4 

White, Asian, and all other races ................. 91 87 86 86 86 88 88 92 94 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 4 5 3 4 6 5 6 6 4 3 

Not Hispanic or Latino .................................. 96 95 97 96 94 95 94 94 96 97 

Education of reference person:

Elementary (1-8) .......................................... 4 6 6 8 9 7 5 5 3 1 

High school (9-12) ........................................ 34 26 38 45 48 48 44 38 35 21 

College ......................................................... 61 68 55 47 43 45 50 57 62 78 

Never attended and other ............................ 1 ( ) 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 90 54 59 72 82 90 94 97 98 98 

Average annual expenditures .......................... $47,929 $17,553 $17,749 $20,553 $23,894 $29,059 $34,600 $38,948 $49,531 $80,607 

Food ............................................................... 5,878 2,774 2,667 3,147 3,168 4,011 4,395 5,079 5,998 9,184 

Food at home ............................................... 3,389 1,588 1,687 1,959 2,159 2,639 2,752 3,095 3,544 4,878 

Cereals and bakery products ..................... 463 199 203 265 312 351 346 414 513 672 

Cereals and cereal products .................... 147 76 65 83 104 115 110 139 163 208 

Bakery products ....................................... 316 124 139 182 208 236 236 275 350 465 

Meats, poultry, fish, and eggs .................... 720 352 360 537 448 635 623 669 751 967 

Beef .......................................................... 212 102 83 221 128 174 196 209 200 282 

Pork .......................................................... 145 82 79 99 88 147 118 137 174 178 

Other meats ............................................. 105 76 49 60 62 74 94 91 121 146 

Poultry ...................................................... 123 43 66 81 77 124 102 110 123 170 

Fish and seafood ..................................... 96 27 61 50 67 78 78 85 92 142 

Eggs ......................................................... 39 23 21 26 27 37 35 37 41 49 

Dairy products ............................................ 398 180 176 207 246 293 321 372 406 592 

Fresh milk and cream .............................. 153 75 71 89 94 124 132 149 150 217 

Other dairy products ................................ 245 106 104 118 152 169 189 223 256 375 

Fruits and vegetables ................................. 568 239 298 287 340 455 487 482 578 837 

Fresh fruits ............................................... 195 75 100 93 100 158 170 164 194 294 

Fresh vegetables ..................................... 168 61 84 89 101 136 147 131 170 251 

Processed fruits ....................................... 108 55 65 51 64 82 87 102 113 157 

Processed vegetables .............................. 97 48 49 54 75 80 83 85 101 135 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2007-2008 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,240 $617 $651 $663 $813 $906 $975 $1,158 $1,296 $1,809 

Sugar and other sweets ........................... 132 57 50 69 98 100 107 125 130 194 

Fats and oils ............................................. 92 47 37 52 77 77 78 77 101 128 

Miscellaneous foods ................................ 658 309 384 349 403 449 502 628 689 975 

Nonalcoholic beverages ........................... 314 191 169 177 215 266 261 295 334 427 

Food prepared by consumer unit on

out-of-town trips ..................................... 44 13 211 17 220 14 27 34 41 84 

Food away from home ................................. 2,489 1,186 980 1,188 1,009 1,372 1,643 1,984 2,455 4,306 

Alcoholic beverages ....................................... 476 202 221 210 162 288 372 425 499 768 

Housing .......................................................... 15,466 6,270 6,552 7,961 8,902 10,306 11,771 13,343 16,137 24,471 

Shelter .......................................................... 8,881 4,166 4,022 4,518 5,062 5,669 6,630 7,772 8,941 14,230 

Owned dwellings ........................................ 6,260 1,260 994 1,465 1,916 2,901 3,852 4,954 6,829 11,817 

Mortgage interest and charges ................ 3,264 623 286 397 617 988 1,766 2,566 3,565 6,626 

Property taxes .......................................... 1,863 441 428 615 806 1,137 1,268 1,476 1,861 3,348 

Maintenance, repairs, insurance, other

expenses ................................................ 1,133 195 281 452 493 776 818 912 1,403 1,842 

Rented dwellings ........................................ 1,942 2,679 2,862 2,914 2,950 2,547 2,560 2,448 1,634 864 

Other lodging ............................................. 679 227 165 139 196 221 218 369 478 1,549 

Utilities, fuels, and public services ............... 3,426 1,312 1,497 2,231 2,481 2,872 3,131 3,330 3,778 4,636 

Natural gas ................................................. 748 303 327 470 525 654 736 740 792 1,002 

Electricity .................................................... 1,120 503 544 801 912 963 1,013 1,087 1,188 1,482 

Fuel oil and other fuels ............................... 132 230 234 292 272 121 118 141 163 173 

Telephone services .................................... 1,046 361 478 638 731 828 928 1,005 1,203 1,437 

Water and other public services ................. 380 115 114 230 241 307 336 356 432 543 

Household operations .................................. 859 148 173 310 357 483 444 556 813 1,680 

Personal services ....................................... 375 219 248 277 279 142 160 199 326 835 

Other household expenses ........................ 484 129 125 232 278 341 284 357 487 845 

Housekeeping supplies ................................ 649 229 217 318 346 476 580 506 582 1,051 

Laundry and cleaning supplies .................. 140 71 65 76 103 120 165 119 146 180 

Other household products .......................... 347 120 118 143 189 203 255 271 296 615 

Postage and stationery .............................. 162 38 35 100 53 152 160 117 140 257 

Household furnishings and equipment ......... 1,651 415 643 584 656 806 987 1,180 2,024 2,874 

Household textiles ...................................... 105 19 22 32 66 74 53 68 111 188 

Furniture ..................................................... 377 91 118 146 161 215 190 276 406 690 

Floor coverings .......................................... 51 27 36 28 29 23 11 43 51 103 

Major appliances ........................................ 218 44 43 68 107 136 137 139 248 392 

Small appliances, miscellaneous

housewares .............................................. 104 34 22 108 42 75 101 64 98 161 

Miscellaneous household equipment ......... 796 221 402 223 272 283 495 590 1,111 1,340 

Apparel and services ..................................... 1,743 968 660 867 837 975 1,257 1,253 1,609 3,030 

Men and boys .............................................. 364 154 119 167 153 160 221 274 403 640 

Men, 16 and over ....................................... 280 118 93 114 111 112 162 211 319 500 

Boys, 2 to 15 .............................................. 83 36 26 53 42 48 60 64 84 140 

Women and girls .......................................... 750 375 275 375 379 333 597 441 599 1,399 

Women, 16 and over .................................. 630 351 263 314 324 263 502 354 491 1,186 

Girls, 2 to 15 ............................................... 119 24 212 61 54 71 95 87 108 213 

Children under 2 .......................................... 99 71 38 56 24 101 69 96 118 136 

Footwear ...................................................... 299 180 2122 172 161 267 221 241 265 466 

Other apparel products and services ........... 231 188 107 97 120 114 150 201 224 388 

Transportation ................................................ 8,550 2,514 2,696 2,961 4,231 5,376 6,728 6,443 9,019 14,510 

Vehicle purchases (net outlay) ..................... 3,138 2628 896 747 1,515 1,824 2,762 1,679 2,969 5,806 

Cars and trucks, new ................................. 1,402 3 ( ) 2298 2319 2474 2277 1,113 468 1,009 3,182 

Cars and trucks, used ................................ 1,571 628 535 421 950 1,474 1,518 1,166 1,765 2,304 

Other vehicles ............................................ 165 3 ( ) 263 27 292 274 2130 245 195 319 

Gasoline and motor oil ................................. 2,537 938 956 1,101 1,365 1,709 2,068 2,439 2,960 3,824 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2007-2008 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,445 $803 $729 $910 $1,086 $1,681 $1,677 $2,111 $2,702 $4,020 

Vehicle finance charges ............................. 285 50 46 70 69 137 193 253 385 488 

Maintenance and repairs ........................... 693 260 207 256 398 495 532 571 749 1,116 

Vehicle insurance ....................................... 944 2373 2282 2413 2454 779 645 881 988 1,466 

Vehicle rental, leases, licenses, and other

charges .................................................... 523 120 194 172 165 270 307 406 581 949 

Public transportation .................................... 430 146 114 203 266 162 222 214 388 860 

Healthcare ...................................................... 3,073 881 1,011 1,724 2,152 2,651 2,822 3,095 3,560 4,172 

Health insurance .......................................... 1,681 480 528 1,092 1,358 1,583 1,699 1,670 1,944 2,132 

Medical services .......................................... 764 162 257 250 272 486 574 755 926 1,220 

Drugs ........................................................... 494 153 195 308 475 481 451 532 538 618 

Medical supplies .......................................... 134 285 31 75 47 101 99 138 151 202 

Entertainment ................................................. 2,672 1,121 834 985 1,151 1,541 1,701 2,002 2,753 4,731 

Fees and admissions ................................... 611 156 139 142 202 175 232 321 513 1,353 

Audio and visual equipment and services .... 950 424 433 486 582 684 744 813 993 1,466 

Pets, toys, hobbies, and playground

equipment .................................................. 561 278 158 219 181 419 428 443 580 929 

Other entertainment supplies, equipment,

and services ............................................... 550 263 104 138 186 264 298 425 667 983 

Personal care products and services ............. 547 212 185 262 289 288 409 495 558 907 

Reading .......................................................... 122 41 42 62 75 80 84 90 126 205 

Education ....................................................... 1,107 1,492 1,678 607 536 307 303 660 861 1,986 

Tobacco products and smoking supplies ....... 361 211 225 330 344 374 364 443 451 339 

Miscellaneous ................................................ 751 143 247 232 277 457 694 715 875 1,189 

Cash contributions ......................................... 1,748 407 346 637 958 870 1,311 1,321 1,533 3,262 

Personal insurance and pensions .................. 5,434 318 385 568 811 1,533 2,386 3,586 5,549 11,853 

Life and other personal insurance ................ 326 53 43 97 148 139 170 200 335 651 

Pensions and Social Security ...................... 5,108 265 342 471 662 1,394 2,216 3,386 5,214 11,202 

Sources of income and personal taxes: 

Money income before taxes ........................... 60,231 -1,357 7,844 12,708 17,360 24,944 34,637 44,765 59,658 122,341 

Wages and salaries ..................................... 47,811 2,864 3,485 4,610 7,093 13,021 23,294 33,728 48,541 103,176 

Self-employment income ............................. 3,388 -5,653 2-132 13 2154 712 1,130 1,767 2,631 9,243 

Social Security, private and government

retirement ................................................... 6,329 589 2,301 6,267 8,428 9,570 8,439 7,406 6,554 5,134 

Interest, dividends, rental income, other

property income ......................................... 1,528 40 201 118 396 561 695 1,099 984 3,503 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 271 243 287 2292 292 210 162 213 276 443 

Public assistance, supplemental security

income, food stamps .................................. 304 290 1,189 867 681 486 311 167 77 65 

Regular contributions for support ................. 413 136 283 246 293 227 452 315 357 644 

Other income ............................................... 188 335 430 295 223 158 154 69 237 134 

Personal taxes ............................................... 1,571 -61 1 ( ) -313 -234 -208 151 551 1,083 4,480 

Federal income taxes ................................... 1,251 49 53 -193 -93 -59 131 531 944 3,405 

2008 Tax stimulus (new UCC Q20082) ....... -422 2-170 2-94 -181 -263 -304 -326 -526 -560 -568 

State and local income taxes ....................... 495 11 5 -10 30 52 178 327 423 1,195 

Other taxes .................................................. 247 248 236 71 91 104 168 218 275 449 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2007-2008 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 58,660 -1,296 7,844 13,021 17,594 25,152 34,487 44,214 58,575 117,861 

Addenda:

Net change in total assets and liabilities ........ - $4,105 - $7,109 - $2,473 - $3,983 - $2,479 - $2,658 - $59 - $5,254 - $4,197 - $5,764 

Net change in total assets ............................ 6,537 -29 -241 -2,351 -884 1,354 6,299 2,338 6,460 15,079 

Net change in total liabilities ........................ 10,641 7,081 2,232 1,633 1,595 4,011 6,357 7,592 10,657 20,843 

Other financial information:

Other money receipts ................................... 564 242 235 2141 77 256 255 169 664 1,196 

Mortgage principal paid on owned property -2,211 -532 -220 -425 -626 -644 -974 -1,550 -2,105 -4,700 

Estimated market value of owned home ...... 136,128 32,804 27,216 48,185 58,603 84,484 91,858 106,290 135,868 244,946 

Estimated monthly rental value of owned

home .......................................................... 773 192 185 304 361 487 552 650 819 1,322 

Gifts of goods and services ............................ 1,223 408 290 314 408 524 652 933 1,102 2,424 

Food ............................................................. 103 48 31 13 50 39 35 64 94 214 

Alcoholic beverages ..................................... 12 27 217 29 3 ( ) 23 27 24 12 21 

Housing ........................................................ 241 97 58 74 99 156 123 115 176 496 

Housekeeping supplies .............................. 40 241 219 29 211 34 37 33 40 59 

Household textiles ...................................... 11 23 1 ( ) 22 27 214 27 25 7 21 

Appliances and miscellaneous

housewares .............................................. 17 23 21 1 ( ) 27 217 217 29 17 28 

Major appliances ...................................... 5 21 3 ( ) 3 ( ) 3 ( ) 29 24 21 21 9 

Small appliances and miscellaneous

housewares ............................................ 12 23 21 1 ( ) 27 28 213 27 16 18 

Miscellaneous household equipment ......... 69 218 216 225 223 27 42 25 40 156 

Other housing ............................................ 104 32 222 38 251 64 20 43 72 231 

Apparel and services ................................... 238 201 33 101 95 132 218 175 229 395 

Males, 2 and over ...................................... 49 225 24 38 31 16 68 25 44 79 

Females, 2 and over .................................. 90 213 26 221 230 31 73 40 56 197 

Children under 2 ........................................ 47 229 12 15 11 52 38 39 51 69 

Other apparel products and services ......... 52 2134 211 227 222 233 39 71 78 50 

Jewelry and watches ................................ 24 299 210 24 213 28 212 231 47 18 

All other apparel products and services ... 28 235 21 223 29 226 226 240 230 32 

Transportation .............................................. 77 11 121 17 9 11 61 92 68 131 

Healthcare .................................................... 21 28 1 ( ) 23 28 28 26 27 216 50 

Entertainment ............................................... 94 221 210 251 239 63 54 70 80 175 

Toys, games, arts and crafts, and tricycles 30 22 24 232 26 232 223 226 226 47 

Other entertainment ................................... 64 19 5 220 33 32 31 44 54 127 

Personal care products and services ........... 11 23 25 23 21 7 6 8 23 15 

Reading ........................................................ 1 3 ( ) 1 ( ) 1 ( ) 21 21 1 ( ) 1 1 1 

Education ..................................................... 332 21 24 223 282 41 80 344 314 743 

All other gifts ................................................ 93 11 12 19 24 64 61 52 89 183 

1 Value is less than or equal to 0.5. 2 Data are likely to have large sampling errors.3 No data reported.