Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022

Homeowner

Item

All

consumer

units in

the Midwest

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Renter

Number of consumer units (in thousands)1................................................... 28,341 19,894 11,827 8,067 8,447 

Consumer unit characteristics:

 Income before taxes................................................................................... $87,956 $104,383 $119,328 $82,471 $49,268 

 Income after taxes ...................................................................................... 78,844 92,275 104,482 74,376 47,211 

 Age of reference person............................................................................. 52.4 55.2 49.8 63.2 45.7 

 Average number in consumer unit:

 People ..................................................................................................... 2.4 2.6 2.8 2.2 2.0 

 Children under 18.................................................................................... .6 .6 .8 .3 .5 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.4 1.7 1.0 1.1 

 Vehicles................................................................................................... 2.0 2.4 2.5 2.3 1.2 

Percent distribution:

 Reference person:

 Men.......................................................................................................... 48 49 50 46 46 

 Women .................................................................................................... 52 51 50 54 54 

 Housing tenure:

 Homeowner............................................................................................. 70 100 100 100 n.a. 

 With mortgage...................................................................................... 42 59 100 n.a. n.a. 

 Without mortgage................................................................................. 28 41 n.a. 100 n.a. 

 Renter...................................................................................................... 30 n.a. n.a. n.a. 100 

 Race of reference person:

 Black or African-American....................................................................... 12 8 8 7 22 

 White, Asian, and all other races, not including Black or

 African-American.................................................................................. 88 92 92 93 78 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.................................................................................... 7 6 6 4 10 

 Not Hispanic or Latino............................................................................. 93 94 94 96 90 

 Education of reference person:

 Elementary (1-8)...................................................................................... 3 2 2 3 3 

 High school (9-12)................................................................................... 28 24 19 32 37 

 College .................................................................................................... 69 73 79 65 60 

 Never attended and other ....................................................................... ( 2 ) ( 2 ) ( 3 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased......................................................... 91 97 98 95 78 

Average annual expenditures........................................................................ $67,327 $76,870 $84,930 $64,683 $44,928 

 Food............................................................................................................ 8,359 9,385 10,191 8,002 5,979 

 Food at home .......................................................................................... 5,231 5,854 6,200 5,255 3,790 

 Cereals and bakery products ............................................................... 669 756 799 681 467 

 Cereals and cereal products............................................................. 202 228 250 191 141 

 Bakery products................................................................................ 467 528 549 491 326 

 Meats, poultry, fish, and eggs.............................................................. 1,066 1,168 1,229 1,062 828 

 Beef................................................................................................... 279 313 324 293 201 

 Pork................................................................................................... 231 238 241 232 213 

 Other meats ...................................................................................... 162 188 203 162 103 

 Poultry............................................................................................... 187 201 217 172 155 

 Fish and seafood .............................................................................. 140 155 165 137 104 

 Eggs.................................................................................................. 67 75 79 66 51 

 Dairy products ...................................................................................... 487 553 579 508 335 

 Fresh milk and cream ....................................................................... 151 164 171 153 120 

 Other dairy products ......................................................................... 336 388 408 354 215 

 Fruits and vegetables........................................................................... 988 1,111 1,182 987 706 

 Fresh fruits ........................................................................................ 363 413 430 383 249 

 Fresh vegetables .............................................................................. 295 334 355 297 205 

 Processed fruits ................................................................................ 134 145 157 125 108 

 Processed vegetables ...................................................................... 196 219 240 182 144 

 Other food at home .............................................................................. 2,021 2,266 2,411 2,016 1,453 

 Sugar and other sweets.................................................................... 197 228 227 228 127 

See footnotes at end of table.
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Homeowner

Item

All

consumer

units in

the Midwest

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Renter

 Fats and oils...................................................................................... 138 156 163 144 97 

 Miscellaneous foods ......................................................................... 1,062 1,178 1,274 1,011 794 

 Nonalcoholic beverages ................................................................... 536 596 635 527 398 

 Food prepared by consumer unit on out of town trips...................... 88 110 112 107 37 

 Food away from home ............................................................................ 3,128 3,531 3,991 2,747 2,189 

 Alcoholic beverages ................................................................................... 667 767 842 648 434 

 Housing....................................................................................................... 21,383 23,487 26,945 18,362 16,446 

 Shelter ..................................................................................................... 11,884 12,288 14,986 8,333 10,932 

 Owned dwellings.................................................................................. 7,554 10,732 13,490 6,688 72 

 Mortgage interest and charges......................................................... 2,474 3,519 5,818 148 413 

 Property taxes................................................................................... 2,650 3,768 4,021 3,398 418 

 Maintenance, repairs, insurance, and other expenses .................... 2,430 3,444 3,650 3,142 40 

 Rented dwellings.................................................................................. 3,190 109 49 198 10,446 

 Other lodging........................................................................................ 1,140 1,447 1,447 1,448 415 

 Utilities, fuels, and public services .......................................................... 4,380 5,057 5,273 4,740 2,787 

 Natural gas........................................................................................... 758 912 936 876 397 

 Electricity.............................................................................................. 1,440 1,623 1,685 1,533 1,009 

 Fuel oil and other fuels......................................................................... 120 153 119 204 43 

 Telephone services.............................................................................. 1,393 1,533 1,640 1,378 1,063 

 Residential phone service, VOIP, and phone cards......................... 146 182 122 269 63 

 Cellular phone service ...................................................................... 1,247 1,352 1,517 1,109 1,000 

 Water and other public services .......................................................... 668 835 894 749 276 

 Household operations ............................................................................. 1,592 1,871 2,146 1,467 935 

 Personal services................................................................................. 430 513 773 130 235 

 Other household expenses .................................................................. 1,162 1,358 1,372 1,337 701 

 Housekeeping supplies ........................................................................... 773 905 926 868 469 

 Laundry and cleaning supplies ............................................................ 175 192 186 203 136 

 Other household products.................................................................... 489 581 612 527 278 

 Postage and stationery ........................................................................ 109 132 128 138 55 

 Household furnishings and equipment.................................................... 2,754 3,366 3,615 2,953 1,322 

 Household textiles................................................................................ 148 180 167 202 72 

 Furniture............................................................................................... 754 909 926 885 388 

 Floor coverings..................................................................................... 30 36 43 27 14 

 Major appliances.................................................................................. 416 523 505 547 166 

 Small appliances and miscellaneous housewares .............................. 126 135 144 119 103 

 Miscellaneous household equipment................................................... 1,280 1,582 1,829 1,173 579 

 Apparel and services.................................................................................. 1,757 1,901 2,090 1,566 1,424 

 Men and boys.......................................................................................... 440 482 561 345 342 

 Men, 16 and over ................................................................................. 344 383 420 319 254 

 Boys, 2 to 15 ........................................................................................ 96 99 141 26 88 

 Women and girls ..................................................................................... 668 725 804 589 534 

 Women, 16 and over............................................................................ 555 607 639 553 433 

 Girls, 2 to 15......................................................................................... 113 118 165 36 101 

 Children under 2...................................................................................... 65 65 83 432 464 

 Footwear.................................................................................................. 344 375 419 299 270 

 Other apparel products and services ...................................................... 242 254 223 300 213 

 Transportation ............................................................................................ 11,059 12,663 13,992 10,718 7,281 

 Vehicle purchases (net outlay)................................................................ 4,293 4,991 5,639 4,041 2,650 

 Cars and trucks, new ........................................................................... 1,879 2,491 2,775 2,075 436 

 Cars and trucks, used .......................................................................... 2,322 2,377 2,721 1,873 2,191 

 Other vehicles ...................................................................................... 93 123 4143 493 423 

 Gasoline, other fuels, and motor oil ........................................................ 2,562 2,889 3,115 2,557 1,794 

 Other vehicle expenses........................................................................... 3,632 4,128 4,540 3,527 2,467 

 Vehicle finance charges....................................................................... 292 339 410 234 183 

 Maintenance and repairs ..................................................................... 1,120 1,258 1,272 1,241 794 

 Vehicle rental, leases, licenses, and other charges ............................ 842 1,028 1,216 754 404 

 Vehicle insurance................................................................................. 1,378 1,503 1,642 1,298 1,085 

 Public and other transportation ............................................................... 571 655 698 593 371 

 Healthcare .................................................................................................. 6,203 7,369 7,014 7,895 3,459 

 Health insurance ..................................................................................... 4,058 4,802 4,612 5,080 2,305 

 Medical services...................................................................................... 1,214 1,431 1,529 1,288 703 

 Drugs ....................................................................................................... 696 863 617 1,226 304 

 Medical supplies...................................................................................... 235 272 256 300 147 

See footnotes at end of table.
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Homeowner

Item

All

consumer

units in

the Midwest

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Renter

 Entertainment ............................................................................................. 3,688 4,416 4,767 3,861 1,978 

 Fees and admissions .............................................................................. 804 968 1,100 767 417 

 Audio and visual equipment and services .............................................. 1,012 1,125 1,137 1,105 747 

 Pets, toys, hobbies, and playground equipment..................................... 989 1,178 1,339 910 550 

 Pets ...................................................................................................... 756 903 1,017 716 412 

 Toys, hobbies, and playground equipment.......................................... 234 275 321 195 138 

 Other entertainment supplies, equipment, and services ........................ 883 1,145 1,192 1,078 264 

 Personal care products and services ......................................................... 813 911 1,005 763 582 

 Reading ...................................................................................................... 111 124 113 144 82 

 Education.................................................................................................... 1,322 1,474 1,789 1,010 963 

 Tobacco products and smoking supplies................................................... 435 410 432 376 492 

 Miscellaneous............................................................................................. 1,021 1,196 1,302 1,032 611 

 Cash contributions...................................................................................... 2,150 2,744 1,974 3,874 750 

 Personal insurance and pensions .............................................................. 8,361 10,023 12,472 6,432 4,448 

 Life and other personal insurance........................................................... 512 646 694 576 197 

 Pensions and Social Security ................................................................. 7,849 9,377 11,778 5,856 4,251 

Sources of income and personal taxes:

 Income before taxes................................................................................... $87,956 $104,383 $119,328 $82,471 $49,268 

 Wages and salaries................................................................................. 67,684 79,852 100,782 49,165 39,024 

 Self-employment income......................................................................... 5,664 7,005 7,518 6,253 2,507 

 Social Security, private and government retirement............................... 10,303 12,618 7,733 19,779 4,851 

 Interest, dividends, rental income, and other property income............... 2,604 3,543 1,822 6,066 393 

 Public assistance, Supplemental Security Income, Supplementary

 Nutrition Assistance Program (SNAP)................................................. 616 386 328 472 1,157 

 Unemployment and workers' compensation, veterans' benefits,

 and regular contributions for support................................................... 762 750 863 586 790 

 Other income........................................................................................... 323 228 281 150 546 

 Personal taxes (contains some imputed values) ....................................... 9,112 12,108 14,845 8,095 2,057 

 Federal income taxes.............................................................................. 7,646 10,039 12,018 7,139 2,010 

 Stimulus payment (new UCC Q20202)#................................................. -1,287 -1,313 -1,407 -1,176 -1,224 

 State and local income taxes .................................................................. 2,674 3,288 4,121 2,066 1,227 

 Other taxes.............................................................................................. 79 94 114 66 44 

 Income after taxes ...................................................................................... 78,844 92,275 104,482 74,376 47,211 

Addenda:

 Net change in total assets and liabilities .................................................... $7,528 $8,454 -$13,063 $40,002 $5,347 

 Net change in total assets....................................................................... 26,230 34,636 30,650 40,479 6,432 

 Net change in total liabilities.................................................................... 18,701 26,181 43,713 476 1,085 

 Other financial information:

 Other money receipts.............................................................................. 1,245 1,421 1,422 1,418 830 

 Mortgage principal paid on owned property............................................ -2,655 -3,765 -5,974 -526 4

-43 

 Estimated market value of owned home................................................. 204,476 291,298 299,586 279,146 ( 3 ) 

 Estimated monthly rental value of owned home..................................... 1,187 1,690 1,788 1,547 ( 2 ) 

1

 Data are rounded to the nearest thousands.

2

 Value is too small to display.

3

 No data reported.

4

 Data are likely to have large sampling errors.

n.a. Not applicable.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023