Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2008

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ............. 120,770 80,278 51,084 29,194 40,492 110,103 34,690 75,413 10,668 

Percent distribution of consumer units ................... 100.0 66.5 42.3 24.2 33.5 91.2 28.7 62.4 8.8 

Consumer unit characteristics (mean values):

Income before taxes ........................................... $63,563 $76,973 $88,957 $56,003 $36,976 $64,788 $55,651 $68,991 $50,917 

Income after taxes .............................................. 61,774 74,566 86,233 54,150 36,412 62,934 53,965 67,059 49,797

Age of reference person ...................................... 49.1 52.9 47.2 62.8 41.5 48.7 46.6 49.7 53.1 

Average number in consumer unit:

Persons .............................................................. 2.5 2.6 2.9 2.2 2.2 2.5 2.4 2.5 2.5 

Children under 18 .............................................. .6 .6 .8 .3 .6 .6 .6 .6 .6 

Persons 65 and older ......................................... .3 .4 .2 .7 .2 .3 .3 .3 .4 

Earners .............................................................. 1.3 1.4 1.7 .9 1.2 1.3 1.3 1.4 1.3 

Vehicles ............................................................. 2.0 2.4 2.5 2.2 1.1 1.9 1.5 2.1 2.5 

Percent distribution:

Sex of reference person:

Male ................................................................... 47 47 48 45 46 47 46 47 44 

Female ............................................................... 53 53 52 55 54 53 54 53 56 

Housing tenure:

Homeowner ........................................................ 66 100 100 100 n.a. 65 50 72 81 

With mortgage .................................................. 42 64 100 n.a. n.a. 43 33 47 40 

Without mortgage ............................................. 24 36 n.a. 100 n.a. 22 17 25 42 

Renter ................................................................ 34 n.a. n.a. n.a. 100 35 50 28 19 

Race of reference person:

Black or African-American ................................. 12 9 9 7 20 13 21 9 6 

White, Asian, and all other races ....................... 88 91 91 93 80 87 79 91 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino .............................................. 12 9 10 7 17 12 17 10 2 

Not Hispanic or Latino ........................................ 88 91 90 93 83 88 83 90 98 

Education of reference person:

Elementary (1-8) ................................................ 5 4 3 6 6 4 5 4 8 

High school (9-12) .............................................. 35 33 27 43 39 34 34 34 46 

College ............................................................... 60 63 70 50 54 61 61 62 45 

Never attended and other .................................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 

At least one vehicle owned or leased .................. 89 96 98 94 74 88 79 92 96 

Annual aggregate expenditures ............................. $6,094,697 77.4 56.9 20.5 22.6 92.5 25.9 66.6 7.5 

Food ..................................................................... 776,825 74.4 55.0 19.3 25.6 92.8 26.9 65.9 7.2 

Food at home ..................................................... 451,454 74.0 53.8 20.1 26.0 92.2 26.8 65.4 7.8 

Cereals and bakery products ........................... 61,119 74.6 53.9 20.7 25.4 92.2 25.9 66.4 7.8 

Cereals and cereal products .......................... 20,448 72.2 53.4 18.8 27.8 92.0 26.9 65.1 8.0 

Bakery products ............................................. 40,671 75.7 54.1 21.6 24.3 92.4 25.4 67.0 7.6 

Meats, poultry, fish, and eggs .......................... 102,033 72.1 52.3 19.8 27.9 91.9 28.3 63.6 8.1 

Beef ................................................................ 28,799 73.0 52.4 20.6 27.0 91.1 26.9 64.2 8.9 

Pork ................................................................ 19,649 71.3 51.4 19.9 28.7 90.4 28.7 61.7 9.6 

Other meats ................................................... 12,837 73.4 53.0 20.4 26.6 92.0 25.8 66.2 8.0 

Poultry ............................................................ 19,175 70.7 53.3 17.4 29.3 92.9 29.1 63.8 7.1 

Fish and seafood ........................................... 15,417 72.5 53.1 19.4 27.5 94.0 31.6 62.4 6.0 

Eggs ............................................................... 6,156 71.1 49.0 22.0 28.9 91.6 27.7 63.9 8.4 

Dairy products .................................................. 51,786 75.0 53.9 21.2 25.0 91.6 25.1 66.5 8.4 

Fresh milk and cream .................................... 20,269 73.1 52.4 20.7 26.9 91.3 25.4 65.9 8.7 

Other dairy products ...................................... 31,518 76.3 54.8 21.5 23.7 91.8 24.9 66.9 8.2 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2008 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Fruits and vegetables ....................................... $79,194 74.5 53.5 21.0 25.5 92.8 27.5 65.3 7.2 

Fresh fruits ..................................................... 26,756 76.1 54.9 21.2 23.9 93.4 26.8 66.6 6.6 

Fresh vegetables ........................................... 25,542 73.8 52.8 21.1 26.2 93.3 28.5 64.8 6.7 

Processed fruits ............................................. 14,032 74.1 53.1 21.0 25.9 92.4 26.3 66.1 7.6 

Processed vegetables .................................... 12,864 72.8 52.5 20.3 27.2 91.0 28.0 63.0 9.0 

Other food at home .......................................... 157,321 74.3 54.9 19.4 25.7 92.3 26.4 65.9 7.7 

Sugar and other sweets ................................. 15,580 76.5 55.2 21.4 23.5 91.9 25.8 66.1 8.1 

Fats and oils ................................................... 12,595 72.3 50.9 21.3 27.7 91.5 27.2 64.2 8.5 

Miscellaneous foods ...................................... 81,963 74.7 55.6 19.0 25.3 92.8 26.1 66.7 7.2 

Nonalcoholic beverages ................................. 41,289 71.8 54.1 17.7 28.2 91.9 27.2 64.7 8.1 

Food prepared by consumer unit on

out-of-town trips ........................................... 5,894 85.9 59.0 26.9 14.1 91.3 25.2 66.1 8.7 

Food away from home ....................................... 325,371 74.9 56.7 18.3 25.1 93.6 27.1 66.5 6.4 

Alcoholic beverages ............................................. 53,558 72.4 55.8 16.7 27.6 95.6 31.4 64.2 4.4 

Housing ................................................................ 2,065,912 75.5 58.2 17.4 24.5 93.7 27.0 66.6 6.3 

Shelter ................................................................ 1,229,818 72.4 60.2 12.2 27.6 95.0 28.4 66.6 5.0 

Owned dwellings .............................................. 816,456 99.3 84.0 15.3 .7 94.1 22.3 71.8 5.9 

Mortgage interest and charges ...................... 462,120 99.2 97.9 1.3 .8 94.7 22.0 72.6 5.3 

Property taxes ................................................ 212,347 99.3 68.9 30.4 .7 94.0 20.9 73.1 6.0 

Maintenance, repairs, insurance, other

expenses ...................................................... 141,988 99.6 61.4 38.1 .4 92.4 25.3 67.2 7.6 

Rented dwellings .............................................. 329,033 1.3 .5 .7 98.7 97.3 44.4 52.9 2.7 

Other lodging ................................................... 84,330 89.8 62.2 27.6 10.2 94.5 24.2 70.3 5.5 

Utilities, fuels, and public services ..................... 440,720 78.7 53.0 25.8 21.3 90.9 25.3 65.6 9.1 

Natural gas ....................................................... 64,158 83.3 56.8 26.5 16.7 93.9 28.4 65.5 6.1 

Electricity .......................................................... 163,444 77.7 51.7 25.9 22.3 90.5 24.3 66.3 9.5 

Fuel oil and other fuels ..................................... 23,163 92.1 52.3 39.8 7.9 75.9 8.2 67.7 24.1 

Telephone services .......................................... 136,089 73.0 50.7 22.3 27.0 91.3 27.4 63.9 8.7 

Water and other public services ....................... 53,865 85.4 58.0 27.4 14.6 94.2 26.9 67.3 5.8 

Household operations ........................................ 120,468 82.1 58.5 23.5 17.9 95.1 26.9 68.2 4.9 

Personal services ............................................. 46,280 77.5 62.1 15.5 22.5 96.4 28.1 68.3 3.6 

Other household expenses .............................. 74,189 84.9 56.3 28.6 15.1 94.3 26.2 68.1 5.7 

Housekeeping supplies ...................................... 78,880 79.5 55.5 24.0 20.5 89.8 24.6 65.3 10.2 

Laundry and cleaning supplies ........................ 17,821 74.7 55.1 19.6 25.3 90.7 27.8 62.9 9.3 

Other household products ................................ 42,224 80.4 57.0 23.4 19.6 88.2 21.9 66.4 11.8 

Postage and stationery .................................... 18,834 82.0 52.5 29.5 18.0 92.7 27.6 65.1 7.3 

Household furnishings and equipment ............... 196,026 82.4 58.4 24.1 17.6 92.2 23.8 68.4 7.8 

Household textiles ............................................ 15,234 81.6 58.5 23.1 18.4 93.7 26.7 67.0 6.3 

Furniture ........................................................... 46,812 78.6 58.4 20.2 21.4 93.3 24.4 68.9 6.7 

Floor coverings ................................................ 5,383 93.2 59.2 34.0 6.8 91.0 20.4 70.6 9.0 

Major appliances .............................................. 24,651 85.7 57.5 28.3 14.3 89.0 22.1 66.9 11.0 

Small appliances, miscellaneous housewares 13,616 80.7 55.1 25.6 19.3 93.8 26.7 67.2 6.2 

Miscellaneous household equipment ............... 90,330 83.3 59.0 24.3 16.7 92.1 23.3 68.9 7.9 

Apparel and services ........................................... 217,176 73.7 55.1 18.6 26.3 94.0 29.0 64.9 6.0 

Men and boys .................................................... 51,483 74.5 56.8 17.7 25.5 92.3 26.8 65.4 7.7 

Men, 16 and over ............................................. 41,502 75.0 55.8 19.2 25.0 92.5 27.5 65.0 7.5 

Boys, 2 to 15 .................................................... 9,981 72.3 60.9 11.5 27.7 91.4 24.0 67.3 8.6 

Women and girls ................................................ 86,595 77.1 56.4 20.7 22.9 94.6 29.3 65.3 5.4 

Women, 16 and over ........................................ 71,960 76.6 54.2 22.4 23.4 94.8 30.7 64.1 5.2 

Girls, 2 to 15 ..................................................... 14,635 79.5 67.4 12.0 20.5 93.4 22.5 70.9 6.6 

Children under 2 ................................................ 11,185 65.1 53.2 11.9 34.9 93.9 31.4 62.5 6.1 

Footwear ............................................................ 37,909 70.0 54.1 15.8 30.0 93.7 29.4 64.4 6.3 

Other apparel products and services ................. 30,004 70.4 50.6 19.7 29.6 95.3 30.8 64.5 4.7 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2008 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Transportation ...................................................... $1,038,811 77.9 56.0 21.9 22.1 90.6 23.5 67.1 9.4 

Vehicle purchases (net outlay) ........................... 332,698 77.2 56.0 21.2 22.8 89.3 23.1 66.2 10.7 

Cars and trucks, new ....................................... 157,600 84.8 60.5 24.3 15.2 91.5 21.8 69.6 8.5 

Cars and trucks, used ...................................... 158,872 69.1 51.5 17.7 30.9 88.1 24.1 64.0 11.9 

Other vehicles .................................................. 16,225 83.4 57.2 26.2 16.6 81.4 25.9 55.4 18.6 

Gasoline and motor oil ....................................... 327,872 77.0 54.8 22.2 23.0 89.8 22.2 67.6 10.2 

Other vehicle expenses ..................................... 316,280 79.3 57.7 21.6 20.7 91.8 23.8 68.0 8.2 

Vehicle finance charges ................................... 37,717 76.8 61.7 15.1 23.2 89.0 22.1 66.9 11.0 

Maintenance and repairs ................................. 88,214 78.3 54.9 23.5 21.7 91.3 23.8 67.5 8.7 

Vehicle insurance ............................................. 134,230 80.3 57.0 23.3 19.7 91.7 23.8 67.9 8.3 

Vehicle rental, leases, licenses, and other

charges .......................................................... 56,120 79.9 61.0 18.9 20.1 94.6 24.7 69.9 5.4 

Public transportation .......................................... 61,961 79.5 54.5 25.0 20.5 95.1 31.6 63.5 4.9 

Healthcare ............................................................ 359,365 83.8 49.8 34.0 16.2 90.0 23.2 66.8 10.0 

Health insurance ................................................ 199,678 83.3 47.4 35.8 16.7 90.3 22.9 67.4 9.7 

Medical services ................................................ 87,755 86.1 55.4 30.7 13.9 89.8 24.0 65.8 10.2 

Drugs ................................................................. 58,197 82.5 49.0 33.5 17.5 89.2 23.0 66.2 10.8 

Medical supplies ................................................ 13,734 83.2 52.4 30.8 16.8 91.4 22.8 68.6 8.6 

Entertainment ....................................................... 342,185 80.0 59.3 20.7 20.0 91.2 25.8 65.4 8.8 

Fees and admissions ......................................... 74,337 84.6 63.8 20.8 15.4 95.6 25.3 70.3 4.4 

Audio and visual equipment and services .......... 125,111 75.1 53.6 21.5 24.9 92.3 26.7 65.6 7.7 

Pets, toys, hobbies, and playground equipment 84,872 80.3 60.5 19.8 19.7 90.3 27.0 63.3 9.7 

Other entertainment supplies, equipment, and

services ............................................................ 57,865 84.2 64.2 20.0 15.8 84.4 22.8 61.6 15.6 

Personal care products and services ................... 74,300 77.4 56.1 21.3 22.6 93.5 27.1 66.3 6.5 

Reading ................................................................ 14,030 81.6 52.0 29.6 18.4 92.4 27.3 65.0 7.6 

Education ............................................................. 126,275 75.1 55.8 19.4 24.9 95.3 27.3 68.1 4.7 

Tobacco products and smoking supplies ............. 38,244 61.2 40.0 21.1 38.8 86.4 23.8 62.6 13.6 

Miscellaneous ...................................................... 101,374 78.9 54.2 24.7 21.1 92.1 25.8 66.3 7.9 

Cash contributions ............................................... 209,721 82.6 48.2 34.3 17.4 91.8 24.4 67.4 8.2 

Personal insurance and pensions ........................ 676,923 82.5 64.4 18.0 17.5 92.7 25.0 67.7 7.3 

Life and other personal insurance ...................... 38,264 89.5 65.1 24.4 10.5 91.3 20.5 70.8 8.7 

Pensions and Social Security ............................ 638,659 82.0 64.4 17.7 18.0 92.8 25.2 67.5 7.2 

Sources of income and personal taxes:

Money income before taxes ................................. 7,676,460 80.5 59.2 21.3 19.5 92.9 25.1 67.8 7.1 

Wages and salaries ........................................... 6,160,177 79.9 64.1 15.8 20.1 93.7 25.5 68.2 6.3 

Self-employment income ................................... 388,778 86.1 58.7 27.4 13.9 88.7 22.7 66.0 11.3 

Social Security, private and government

retirement ......................................................... 794,300 86.3 31.0 55.3 13.7 89.7 22.4 67.4 10.3 

Interest, dividends, rental income, other

property income ............................................... 182,259 91.5 39.1 52.4 8.5 90.2 22.3 67.9 9.8 

Unemployment and workers’ compensation,

veterans’ benefits ............................................. 27,198 59.7 45.3 14.4 40.3 91.7 20.1 71.6 8.3 

Public assistance, supplemental security

income, food stamps ........................................ 44,800 34.4 19.1 15.2 65.6 89.1 39.0 50.1 10.9 

Regular contributions for support ....................... 53,864 60.2 45.2 15.0 39.8 95.1 34.9 60.2 4.9 

Other income ..................................................... 25,084 35.1 22.0 13.1 64.9 95.6 37.4 58.2 4.4 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2008 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Personal taxes ..................................................... $216,057 89.4 64.4 25.0 10.6 94.5 27.1 67.4 5.5 

Federal income taxes ......................................... 219,443 85.3 61.0 24.3 14.7 93.9 27.4 66.5 6.1 

2008 Tax stimulus (new UCC Q20082) ............. -94,645 76.9 53.1 23.8 23.1 90.0 24.5 65.6 10.0 

State and local income taxes ............................. 65,485 82.6 60.9 21.6 17.4 93.1 25.9 67.2 6.9 

Other taxes ........................................................ 25,774 96.3 61.0 35.3 3.7 86.6 17.8 68.9 13.4 

Income after taxes ............................................... 7,460,402 80.2 59.0 21.2 19.8 92.9 25.1 67.8 7.1 

1 Value less than or equal to 0.5.