Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2011-2012

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 16,548 703 3,905 5,715 4,219 1,444 564

Consumer unit characteristics:

Income before taxes ....................................... $89,130 $48,538 $63,698 $96,793 $107,281 $99,960 $74,666

Income after taxes .......................................... 86,803 49,639 62,991 94,100 103,546 96,330 74,408

Age of reference person ................................. 41.7 21.7 30.2 39.5 48.8 58.4 72.1

Average number in consumer unit:

Persons ........................................................ 4.0 4.0 4.0 4.0 4.0 4.0 4.0

Children under 18 ......................................... 1.6 1.4 1.9 1.8 1.3 .7 .5

Persons 65 and older ................................... .1 1.1 2 ( ) 2 ( ) .1 .1 1.6

Earners ......................................................... 1.9 1.8 1.7 1.8 2.2 2.3 1.6

Vehicles ........................................................ 2.4 1.9 2.0 2.4 2.8 2.7 2.4

Percent distribution:

Sex of reference person:

Male .............................................................. 46 38 40 46 50 57 48

Female ......................................................... 54 62 60 54 50 43 52

Housing tenure:

Homeowner .................................................. 70 40 52 72 83 83 87

With mortgage ............................................ 57 26 45 64 66 62 41

Without mortgage ....................................... 13 14 7 8 18 21 47

Renter ........................................................... 30 60 48 28 17 17 13

Race of reference person:

Black or African-American ............................ 11 18 13 10 8 12 18

White, Asian, and all other races .................. 89 82 87 90 92 88 82

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 38 23 19 15 14 20

Not Hispanic or Latino .................................. 81 62 77 81 85 86 80

Education of reference person:

Elementary (1-8) ........................................... 4 3 3 3 5 7 12

High school (9-12) ........................................ 32 63 35 27 28 36 50

College ......................................................... 64 34 61 70 68 56 38

Never attended and other ............................. 3 ( ) 4 ( ) 3 ( ) 3 ( ) 3 ( ) 1

4 ( )

At least one vehicle owned or leased ............. 94 88 92 94 96 97 85

Average annual expenditures ........................... $66,634 $42,690 $55,815 $68,390 $79,328 $67,830 $55,963

Food ............................................................... 9,108 5,409 7,791 9,320 10,890 8,749 8,418

Food at home ............................................... 5,490 3,572 4,854 5,587 6,296 5,405 5,629

Cereals and bakery products ..................... 782 515 670 821 880 760 793

Cereals and cereal products .................... 265 185 242 273 307 225 226

Bakery products ....................................... 517 330 428 549 573 535 567

Meats, poultry, fish, and eggs .................... 1,206 748 1,017 1,219 1,417 1,295 1,188

Beef .......................................................... 309 144 269 291 372 374 379

Pork .......................................................... 234 156 206 242 259 245 244

Other meats .............................................. 191 85 156 216 214 172 158

Poultry ...................................................... 233 176 221 216 276 267 174

Fish and seafood ...................................... 173 130 111 185 219 171 168

Eggs ......................................................... 67 56 54 69 76 67 65

Dairy products ............................................ 593 394 545 599 684 512 639

Fresh milk and cream ............................... 223 184 206 232 248 184 220

Other dairy products ................................. 369 210 339 368 436 328 419

Fruits and vegetables ................................. 1,012 633 881 1,016 1,191 998 1,099

Fresh fruits ............................................... 366 223 316 368 447 333 373

Fresh vegetables ...................................... 310 188 258 308 382 316 301

Processed fruits ........................................ 161 107 149 164 176 157 188

Processed vegetables .............................. 175 115 158 177 185 193 237

Other food at home .................................... 1,897 1,282 1,741 1,931 2,125 1,840 1,911

Sugar and other sweets ........................... 200 128 174 213 218 194 208

Fats and oils ............................................. 149 100 131 151 167 147 206

Miscellaneous foods ................................. 1,002 687 973 1,016 1,107 913 925

Nonalcoholic beverages ........................... 488 339 431 489 547 530 533

Food prepared by consumer unit on

out-of-town trips ...................................... 58 128 32 61 86 55 139

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food away from home .................................. 3,618 1,837 2,937 3,733 4,593 3,344 2,788

Alcoholic beverages ....................................... 437 130 332 518 508 361 342

Housing .......................................................... 21,714 15,313 19,306 22,932 24,175 21,325 16,649

Shelter .......................................................... 12,490 8,685 10,935 13,368 14,026 12,285 8,136

Owned dwellings ........................................ 8,775 3,411 6,097 9,668 11,034 9,324 6,661

Mortgage interest and charges ................. 5,130 2,221 4,068 6,083 5,791 4,604 2,859

Property taxes .......................................... 2,421 749 1,387 2,460 3,336 3,343 2,058

Maintenance, repairs, insurance, other

expenses ................................................ 1,225 441 642 1,126 1,906 1,378 1,744

Rented dwellings ........................................ 3,010 5,055 4,501 3,076 1,839 1,940 951

Other lodging .............................................. 705 1219 338 624 1,153 1,021 523

Utilities, fuels, and public services ................ 4,725 3,919 3,882 4,685 5,457 5,289 5,038

Natural gas ................................................. 494 432 349 512 583 604 445

Electricity .................................................... 1,753 1,536 1,473 1,738 1,987 1,898 1,986

Fuel oil and other fuels ............................... 188 152 115 175 236 275 407

Telephone services .................................... 1,647 1,515 1,433 1,612 1,876 1,787 1,594

Water and other public services ................. 643 384 513 648 774 726 606

Household operations .................................. 1,864 1,081 2,224 2,261 1,486 1,191 860

Personal services ....................................... 977 483 1,569 1,325 406 1270 139

Other household expenses ........................ 887 599 655 936 1,080 920 821

Housekeeping supplies ................................ 762 511 636 770 889 845 737

Laundry and cleaning supplies ................... 189 115 172 193 215 207 122

Other household products .......................... 419 287 332 435 489 464 379

Postage and stationery ............................... 154 110 132 142 186 174 236

Household furnishings and equipment ......... 1,874 1,116 1,630 1,847 2,317 1,715 1,878

Household textiles ...................................... 139 34 64 192 145 158 87

Furniture ..................................................... 513 415 506 401 714 489 371

Floor coverings ........................................... 20 14 11 18 34 22 15

Major appliances ........................................ 263 197 213 265 335 193 324

Small appliances, miscellaneous

housewares .............................................. 99 77 80 105 109 122 61

Miscellaneous household equipment ......... 840 389 755 865 980 732 1,029

Apparel and services ...................................... 2,522 1,742 2,347 2,606 2,789 2,545 1,808

Men and boys ............................................... 581 342 462 659 611 645 532

Men, 16 and over ....................................... 363 268 244 374 440 438 398

Boys, 2 to 15 .............................................. 219 74 218 284 171 207 135

Women and girls .......................................... 1,000 545 889 1,031 1,155 1,057 759

Women, 16 and over .................................. 718 471 613 661 898 926 557

Girls, 2 to 15 ............................................... 281 75 275 371 257 130 202

Children under 2 ........................................... 132 376 236 131 28 158 150

Footwear ...................................................... 520 256 469 522 667 452 1259

Other apparel products and services ........... 289 224 292 263 328 333 208

Transportation ................................................ 11,846 9,572 11,159 11,720 13,175 11,782 11,084

Vehicle purchases (net outlay) ..................... 4,306 3,665 4,924 4,202 4,114 3,641 15,032

Cars and trucks, new .................................. 1,921 1993 1,878 1,798 2,084 2,245 12,563

Cars and trucks, used ................................ 2,286 2,671 2,913 2,295 1,986 1,396 11,903

Other vehicles ............................................ 99 4 ( ) 133 108 143 4 ( ) 1566

Gasoline and motor oil ................................. 3,755 3,145 3,271 3,817 4,340 3,721 2,963

Other vehicle expenses ................................ 3,068 2,234 2,590 3,002 3,711 3,416 2,542

Vehicle finance charges ............................. 354 264 360 405 348 260 204

Maintenance and repairs ............................ 980 621 736 971 1,223 1,169 929

Vehicle insurance ....................................... 1,147 1992 1,104 1,043 1,332 11,385 1841

Vehicle rental, leases, licenses, and other

charges ..................................................... 587 357 390 583 809 602 567

Public and other transportation .................... 716 528 374 700 1,011 1,004 548

Health care ..................................................... 3,595 1,579 2,724 3,487 4,443 4,153 5,487

Health insurance .......................................... 2,133 1,075 1,675 2,082 2,573 2,398 3,169

Medical services ........................................... 867 273 712 880 1,074 831 1,079

Drugs ............................................................ 460 165 245 405 611 784 953

Medical supplies ........................................... 135 166 92 120 186 141 286

Entertainment ................................................. 3,546 1,523 2,794 3,826 4,259 3,684 2,900

Fees and admissions ................................... 1,022 168 611 1,196 1,452 807 482

Audio and visual equipment and services .... 1,237 974 980 1,347 1,344 1,314 1,168

Pets, toys, hobbies, and playground

equipment ................................................... 770 283 743 713 825 1,172 956

Other entertainment supplies, equipment,

and services ............................................... 516 97 460 570 639 390 1294

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Personal care products and services ............. 807 413 595 901 963 731 806

Reading .......................................................... 110 60 72 111 149 123 115

Education ....................................................... 1,947 1,781 756 1,251 4,087 2,236 670

Tobacco products and smoking supplies ....... 368 422 376 283 393 543 478

Miscellaneous ................................................. 853 201 656 915 970 1,020 1,093

Cash contributions .......................................... 1,551 579 1,059 1,618 2,062 1,615 1,511

Personal insurance and pensions .................. 8,230 3,966 5,849 8,903 10,465 8,963 4,603

Life and other personal insurance ................ 411 294 228 439 518 533 436

Pensions and Social Security ....................... 7,818 3,672 5,621 8,464 9,947 8,430 4,167

Sources of income and personal taxes:

Money income before taxes ........................... $89,130 $48,538 $63,698 $96,793 $107,281 $99,960 $74,666

Wages and salaries ...................................... 80,190 42,487 58,206 88,769 97,670 87,115 43,971

Self-employment income .............................. 3,876 12,191 2,483 4,875 4,439 3,189 13,063

Social Security, private and government

retirement ................................................... 2,346 11,279 452 898 2,232 5,915 23,191

Interest, dividends, rental income, other

property income .......................................... 606 18 383 399 1,037 926 944

Unemployment and workers’

compensation, veterans’ benefits ............... 814 1432 609 850 774 1,601 1614

Public assistance, supplemental security

income, food stamps .................................. 674 970 901 500 523 930 971

Regular contributions for support ................. 442 1490 448 366 439 1204 11,745

Other income ................................................ 182 1680 215 136 167 180 1167

Personal taxes (missing values not imputed) 2,327 -1,101 706 2,693 3,735 3,629 258

Federal income taxes ................................... 1,505 -1,124 219 1,714 2,712 2,492 17

State and local income taxes ....................... 695 8 390 835 882 962 162

Other taxes ................................................... 127 115 98 143 141 176 79

Income after taxes .......................................... 86,803 49,639 62,991 94,100 103,546 96,330 74,408

Addenda:

Net change in total assets and liabilities ........ - $9,296 - $5,398 - $3,938 - $13,707 - $5,694 - $20,240 - $5,505

Net change in total assets ............................ 5,191 4,311 9,105 3,329 5,486 2,979 1,490

Net change in total liabilities ......................... 14,487 9,710 13,043 17,035 11,180 23,219 6,995

Other financial information:

Other money receipts ................................... 324 185 403 209 441 1384 1213

Mortgage principal paid on owned property -2,935 -814 -1,630 -3,265 -3,856 -3,707 -2,389

Estimated market value of owned home ...... 189,450 66,407 99,562 192,493 274,955 231,893 186,043

Estimated monthly rental value of owned

home .......................................................... 1,053 478 645 1,095 1,372 1,322 1,093

Gifts of goods and services, total ................... 873 581 429 654 1,439 1,294 1,233

Food ............................................................. 77 123 23 85 80 199 163

Alcoholic beverages ..................................... 12 4 ( ) 23 9 13 15

4 ( )

Housing ........................................................ 163 244 80 178 209 128 184

Housekeeping supplies .............................. 33 1127 24 29 33 115 140

Household textiles ...................................... 8 119 14

110 161917

Appliances and miscellaneous

housewares .............................................. 13 3 ( ) 14 11 24 117 11

Major appliances ...................................... 4 4 ( ) 4 ( ) 11 14 11

4 ( )

Small appliances and miscellaneous

housewares ............................................ 8 3 ( ) 14 10 10 116 11

Miscellaneous household equipment ......... 40 122 21 47 41 41 1119

Other housing ............................................. 69 175 27 81 105 146 117

Apparel and services .................................... 173 231 166 141 148 284 384

Males, 2 and over ....................................... 40 168 27 25 41 96 125

Females, 2 and over ................................... 62 1142 29 50 65 110 1176

Children under 2 ......................................... 19 16 30 17 111 119 137

Other apparel products and services ......... 51 115 180 48 32 159 146

Jewelry and watches ................................ 19 11

160 18151714

All other apparel products and services ... 32 114 119 40 127 152 142

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Transportation .............................................. 70 38 27 71 117 73 39

Health care ................................................... 19 4 ( ) 14

112 126 184 11

Entertainment ............................................... 78 134 54 73 65 1141 1321

Toys, games, arts and crafts, and tricycles 35 129 134 35 123 124 1168

Other entertainment ................................... 43 15 19 38 43 117 1153

Personal care products and services ........... 16 12 8 21 16 16

169

Reading ........................................................ 1 4 ( ) 11

11113 ( ) 4 ( )

Education ..................................................... 219 18

16 30 705 1264 1123

All other gifts ................................................. 47 11 38 34 59 109 49

1 Data are likely to have large sampling errors.

2 Value is less than or equal to 0.05.

3 Value is less than or equal to 0.5.

4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013