Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 11,540 299 288 364 902 1,129 1,059 2,005 5,494 

Consumer unit characteristics: 

Income before taxes ..................................... $84,667 $2,920 $13,193 $17,884 $25,363 $35,108 $44,695 $59,936 $133,927 

Income after taxes ........................................ 83,662 3,317 14,635 18,845 26,608 36,307 46,218 60,829 130,585 

Age of reference person ................................ 41.1 37.5 37.3 36.9 38.8 39.4 38.8 41.1 42.9 

Average number in consumer unit:

Persons ........................................................ 5.6 5.8 5.5 5.5 5.6 5.7 5.6 5.6 5.6 

Children under 18 ........................................ 2.7 3.6 3.4 3.1 3.1 3.0 2.9 2.7 2.5 

Persons 65 and older ................................... .1 1 ( ) 1 ( ) 2.1 2.1 .1 .1 .1 .2 

Earners ........................................................ 2.2 .7 1.0 1.2 1.5 1.8 2.1 2.3 2.6 

Vehicles ....................................................... 2.5 1.0 1.1 1.4 1.6 1.9 2.0 2.5 3.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 25 24 30 36 41 39 43 48 

Female ......................................................... 57 75 76 70 64 59 61 57 52 

Housing tenure:

Homeowner .................................................. 72 34 24 39 45 52 59 75 89 

With mortgage ............................................ 59 25 15 21 29 35 46 62 77 

Without mortgage ....................................... 13 8 9 18 17 17 13 13 12 

Renter .......................................................... 28 66 76 61 55 48 41 25 11 

Race of reference person:

Black or African-American ........................... 15 40 34 20 17 22 16 14 10 

White, Asian, and all other races ................. 85 60 66 80 83 78 84 86 90 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 26 27 29 44 53 34 35 28 15 

Not Hispanic or Latino .................................. 74 73 71 56 47 66 65 72 85 

Education of reference person:

Elementary (1-8) .......................................... 8 20 19 12 19 13 14 7 3 

High school (9-12) ........................................ 39 52 58 64 58 51 49 45 26 

College ......................................................... 52 28 22 24 22 35 36 48 71 

Never attended and other ............................ 3 ( ) 3 ( ) 3 ( ) 4 ( ) 1 1 1 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 94 63 73 77 88 92 95 97 98 

Average annual expenditures .......................... $65,663 $30,074 $26,706 $30,016 $33,878 $39,696 $43,778 $55,202 $91,249 

Food ............................................................... 9,519 6,307 4,858 6,180 5,695 6,685 7,919 8,542 12,284 

Food at home ............................................... 5,818 4,345 3,641 4,564 4,118 4,632 5,334 5,327 7,002 

Cereals and bakery products ..................... 820 535 462 662 520 666 732 754 1,004 

Cereals and cereal products .................... 288 203 152 235 225 228 243 259 351 

Bakery products ....................................... 532 332 310 427 296 439 489 495 653 

Meats, poultry, fish, and eggs .................... 1,382 1,186 862 1,048 1,153 1,235 1,344 1,278 1,571 

Beef .......................................................... 401 252 209 228 363 418 371 370 456 

Pork .......................................................... 255 260 2238 265 260 191 258 265 263 

Other meats ............................................. 175 119 119 143 127 153 170 152 207 

Poultry ...................................................... 272 305 134 187 199 238 225 251 325 

Fish and seafood ..................................... 198 162 2111 147 127 159 238 164 233 

Eggs ......................................................... 81 88 251 78 76 76 81 75 87 

Dairy products ............................................ 656 505 522 475 420 559 584 600 796 

Fresh milk and cream .............................. 282 221 239 206 209 275 269 256 323 

Other dairy products ................................ 375 284 283 269 211 284 315 344 473 

Fruits and vegetables ................................. 956 787 492 691 668 687 859 903 1,166 

Fresh fruits ............................................... 320 290 144 222 209 199 276 300 404 

Fresh vegetables ..................................... 291 270 143 197 255 216 274 281 337 

Processed fruits ....................................... 182 125 2102 125 93 125 156 176 231 

Processed vegetables .............................. 163 103 103 147 110 147 153 147 194 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $2,004 $1,332 $1,302 $1,688 $1,357 $1,485 $1,815 $1,793 $2,464 

Sugar and other sweets ........................... 203 116 77 182 135 153 175 189 250 

Fats and oils ............................................. 154 101 102 139 115 117 152 136 183 

Miscellaneous foods ................................ 1,063 749 754 915 755 796 949 930 1,306 

Nonalcoholic beverages ........................... 532 362 346 434 345 395 518 494 644 

Food prepared by consumer unit on

out-of-town trips ..................................... 52 24 224 217 27 224 221 43 81 

Food away from home ................................. 3,701 1,962 1,217 1,617 1,577 2,053 2,586 3,214 5,282 

Alcoholic beverages ....................................... 378 2149 214 221 145 250 132 341 584 

Housing .......................................................... 21,877 12,956 11,351 11,347 12,932 14,061 15,718 18,620 29,163

Shelter .......................................................... 12,713 7,359 6,230 6,200 7,081 8,165 9,387 10,592 17,048 

Owned dwellings ........................................ 9,351 3,068 1,819 2,196 2,641 3,705 5,185 7,660 14,242 

Mortgage interest and charges ................ 6,154 22,150 21,100 1,315 1,629 2,398 3,472 5,037 9,395 

Property taxes .......................................... 2,086 727 437 633 562 871 1,094 1,590 3,215 

Maintenance, repairs, insurance, other

expenses ................................................ 1,111 2192 2282 2248 450 436 620 1,033 1,632 

Rented dwellings ........................................ 2,758 4,252 4,290 3,942 4,414 4,345 4,044 2,665 1,706 

Other lodging ............................................. 604 239 2122 261 226 115 158 268 1,100 

Utilities, fuels, and public services ............... 4,886 3,670 3,327 3,355 3,711 3,895 4,182 4,605 5,771 

Natural gas ................................................. 699 658 493 440 441 476 544 643 868 

Electricity .................................................... 1,854 1,614 1,491 1,364 1,558 1,648 1,680 1,728 2,088 

Fuel oil and other fuels ............................... 172 222 226 218 264 106 105 144 252 

Telephone services .................................... 1,538 977 862 1,161 1,178 1,162 1,346 1,456 1,831 

Water and other public services ................. 624 399 456 372 469 503 507 633 731 

Household operations .................................. 1,376 539 205 370 406 445 602 987 2,190 

Personal services ....................................... 790 2202 2102 2153 207 215 305 590 1,281 

Other household expenses ........................ 585 336 104 217 200 229 297 397 909 

Housekeeping supplies ................................ 842 480 656 635 585 572 530 734 1,120 

Laundry and cleaning supplies .................. 243 173 210 266 261 228 204 233 259 

Other household products .......................... 472 260 346 319 268 252 255 397 677 

Postage and stationery .............................. 127 247 2100 250 56 92 72 104 184 

Household furnishings and equipment ......... 2,061 908 933 787 1,148 985 1,015 1,703 3,033 

Household textiles ...................................... 131 233 238 79 63 112 51 130 180 

Furniture ..................................................... 518 2384 273 2107 273 196 256 412 766 

Floor coverings .......................................... 51 215 29 23 23 19 13 13 94 

Major appliances ........................................ 271 2270 95 156 143 151 179 206 376 

Small appliances, miscellaneous

housewares .............................................. 118 242 2137 80 60 96 68 118 153 

Miscellaneous household equipment ......... 973 163 381 363 607 411 447 824 1,465 

Apparel and services ..................................... 2,785 2,129 2,467 1,434 1,783 1,773 1,810 2,295 3,792 

Men and boys .............................................. 716 580 637 368 365 453 459 595 991 

Men, 16 and over ....................................... 447 2236 2293 2205 207 242 223 377 660 

Boys, 2 to 15 .............................................. 269 345 343 163 158 211 236 217 330 

Women and girls .......................................... 1,069 602 643 511 551 519 583 891 1,572 

Women, 16 and over .................................. 695 364 2399 162 301 323 314 592 1,068 

Girls, 2 to 15 ............................................... 374 238 244 348 250 196 269 300 504 

Children under 2 .......................................... 229 2436 2389 214 251 258 203 222 213 

Footwear ...................................................... 515 2386 2609 2188 434 405 386 467 641 

Other apparel products and services ........... 255 124 190 153 182 138 178 120 375 

Transportation ................................................ 12,174 3,878 4,146 6,146 7,225 7,762 7,954 11,358 16,314 

Vehicle purchases (net outlay) ..................... 4,591 2703 21,014 22,222 3,041 2,797 2,220 4,358 6,313 

Cars and trucks, new ................................. 1,875 4 ( ) 4 ( ) 2557 2932 2941 2803 2917 3,065 

Cars and trucks, used ................................ 2,601 2703 1,014 1,665 2,074 1,740 1,291 3,256 3,127 

Other vehicles ............................................ 115 4 ( ) 4 ( ) 4 ( ) 235 2117 2126 2185 121 

Gasoline and motor oil ................................. 3,795 1,647 1,791 2,411 2,386 2,942 3,251 3,605 4,690 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,263 $1,353 $1,123 $1,263 $1,642 $1,741 $2,247 $3,109 $4,484 

Vehicle finance charges ............................. 475 2123 2115 2136 212 267 316 490 646 

Maintenance and repairs ........................... 917 358 383 336 420 669 595 840 1,241 

Vehicle insurance ....................................... 1,325 2681 2501 2661 2882 2578 21,031 1,436 1,726 

Vehicle rental, leases, licenses, and other

charges .................................................... 546 191 125 130 128 227 305 343 871 

Public transportation .................................... 524 175 2217 2249 156 282 237 285 828 

Healthcare ...................................................... 2,931 1,149 569 707 1,025 1,845 1,978 2,922 4,031 

Health insurance .......................................... 1,513 2608 2308 313 586 826 1,174 1,411 2,099 

Medical services .......................................... 883 336 2146 275 170 636 486 959 1,210 

Drugs ........................................................... 413 2170 2102 88 203 279 258 430 555 

Medical supplies .......................................... 123 235 214 231 66 104 59 123 166 

Entertainment ................................................. 3,494 1,196 858 1,197 1,592 1,702 2,130 2,374 5,335 

Fees and admissions ................................... 945 291 48 173 123 231 285 498 1,667 

Audio and visual equipment and services .... 1,202 569 404 563 640 776 876 1,074 1,622 

Pets, toys, hobbies, and playground

equipment .................................................. 675 210 342 332 477 408 442 408 1,000 

Other entertainment supplies, equipment,

and services ............................................... 671 2126 263 2129 352 287 526 394 1,047 

Personal care products and services ............. 751 329 359 378 342 419 473 614 1,078 

Reading .......................................................... 96 30 29 221 24 38 51 60 155 

Education ....................................................... 1,448 2286 2248 257 276 296 339 619 2,605 

Tobacco products and smoking supplies ....... 382 412 446 535 372 429 385 384 356 

Miscellaneous ................................................ 875 2250 2237 295 203 895 401 623 1,277 

Cash contributions ......................................... 1,743 2628 327 315 453 868 892 1,348 2,671 

Personal insurance and pensions .................. 7,211 376 816 1,182 1,810 2,671 3,596 5,102 11,602 

Life and other personal insurance ................ 377 263 235 263 62 105 182 244 626 

Pensions and Social Security ...................... 6,834 312 781 1,119 1,747 2,566 3,415 4,858 10,976 

Sources of income and personal taxes: 

Money income before taxes ........................... 84,667 2,920 13,193 17,884 25,363 35,108 44,695 59,936 133,927 

Wages and salaries ..................................... 75,171 2,863 8,799 11,990 20,395 29,846 40,278 53,855 119,574 

Self-employment income ............................. 5,085 2-3,201 2-169 2420 901 1,175 1,375 2,373 9,315 

Social Security, private and government

retirement ................................................... 2,022 2401 2900 21,020 1,389 1,660 1,392 1,882 2,587 

Interest, dividends, rental income, other

property income ......................................... 635 2107 231 24 240 37 51 285 1,198 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 258 260 2331 2130 364 342 2301 330 204 

Public assistance, supplemental security

income, food stamps .................................. 817 1,931 2,858 3,329 1,887 1,549 749 620 241 

Regular contributions for support ................. 468 2327 2158 2620 2254 328 2408 466 559 

Other income ............................................... 211 2431 2286 2371 2134 2171 2141 125 249 

Personal taxes ............................................... 1,005 -397 -1,442 -961 -1,245 -1,199 -1,523 -894 3,342 

Federal income taxes ................................... 956 -91 -1,278 -629 -911 -748 -965 -333 2,732 

2008 Tax stimulus (new UCC Q20082) ....... -668 2-289 2-219 2-352 2-378 -509 -693 -876 -732 

State and local income taxes ....................... 509 2-53 18 11 4 3 46 166 999 

Other taxes .................................................. 208 236 236 210 40 54 89 149 343 

See footnotes at end of table.
Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

five or

more

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 83,662 3,317 14,635 18,845 26,608 36,307 46,218 60,829 130,585 

Addenda:

Net change in total assets and liabilities ........ - $6,887 - $6,383 - $10,505 - $1,453 - $1,550 - $11,710 - $3,047 - $6,191 - $7,964 

Net change in total assets ............................ 8,315 22,439 2-37 -2,455 3,801 743 4,919 4,787 14,025 

Net change in total liabilities ........................ 15,202 8,822 10,469 -1,002 5,351 12,453 7,966 10,978 21,989 

Other financial information:

Other money receipts ................................... 548 2757 264 296 2295 247 294 145 972 

Mortgage principal paid on owned property -3,214 2-598 2-398 -995 -802 -744 -1,135 -2,254 -5,306 

Estimated market value of owned home ...... 208,675 63,669 36,852 58,514 57,667 83,876 98,606 160,941 324,572 

Estimated monthly rental value of owned

home .......................................................... 1,074 375 218 350 379 523 605 881 1,592 

Gifts of goods and services ............................ 739 196 2203 219 346 230 262 543 1,183 

Food ............................................................. 69 4 ( ) 4 ( ) 219 19 212 66 30 115 

Alcoholic beverages ..................................... 9 4 ( ) 4 ( ) 26 28 4 ( ) 3 ( ) 3 ( ) 18 

Housing ........................................................ 135 224 219 249 133 63 238 84 208 

Housekeeping supplies .............................. 20 4 ( ) 4 ( ) 4 ( ) 211 221 29 12 31 

Household textiles ...................................... 6 4 ( ) 4 ( ) 27 24 21 22 22 10 

Appliances and miscellaneous

housewares .............................................. 13 4 ( ) 3 ( ) 3 ( ) 4 ( ) 25 24 26 24 

Major appliances ...................................... 5 4 ( ) 4 ( ) 4 ( ) 4 ( ) 21 21 22 10 

Small appliances and miscellaneous

housewares ............................................ 8 4 ( ) 3 ( ) 3 ( ) 4 ( ) 24 23 24 14 

Miscellaneous household equipment ......... 38 4 ( ) 4 ( ) 214 279 28 27 220 57 

Other housing ............................................ 58 224 218 228 239 228 216 245 86 

Apparel and services ................................... 168 2114 266 2109 132 102 78 164 224 

Males, 2 and over ...................................... 26 215 4 ( ) 213 28 214 24 15 46 

Females, 2 and over .................................. 49 227 4 ( ) 238 29 214 230 76 62 

Children under 2 ........................................ 67 273 266 233 95 49 33 61 80 

Other apparel products and services ......... 25 4 ( ) 4 ( ) 225 220 224 211 211 37 

Jewelry and watches ................................ 7 4 ( ) 4 ( ) 225 26 24 24 21 10 

All other apparel products and services ... 17 4 ( ) 4 ( ) 4 ( ) 213 220 27 210 27 

Transportation .............................................. 72 25 4 ( ) 24 7 22 12 45 131 

Healthcare .................................................... 26 4 ( ) 4 ( ) 211 25 22 27 216 24 

Entertainment ............................................... 64 217 2114 23 220 229 237 222 109 

Toys, games, arts and crafts, and tricycles 24 216 2112 4 ( ) 24 29 227 25 39 

Other entertainment ................................... 40 21 23 23 216 220 210 17 70 

Personal care products and services ........... 18 4 ( ) 4 ( ) 25 24 21 21 35 26 

Reading ........................................................ 1 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 3 ( ) 23 3 ( )

Education ..................................................... 130 223 24 27 21 211 214 240 251 

All other gifts ................................................ 68 213 4 ( ) 26 217 29 29 105 97 

1 Value is less than or equal to 0.05. 2 Data are likely to have large sampling errors.3 Value is less than or equal to 0.5. 4 No data reported.