Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Testimony to CNSTAT Panel on CE Redesign

Christopher D. Carroll (JHU)

.

February 08, 2011

Keck Center

Washington, DC

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

A Good Start

Congratulations: BLS and CNSTAT doing a bang-up job so far

My emphasis:

Things Not Mentioned

Things Underemphasized

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

A Good Start

Congratulations: BLS and CNSTAT doing a bang-up job so far

My emphasis:

Things Not Mentioned

Things Underemphasized

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

A Good Start

Congratulations: BLS and CNSTAT doing a bang-up job so far

My emphasis:

Things Not Mentioned

Things Underemphasized

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

A Good Start

Congratulations: BLS and CNSTAT doing a bang-up job so far

My emphasis:

Things Not Mentioned

Things Underemphasized

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Budget Studies

What is the unique purpose of a CE study?

Complete breakdown of HH expenditures

Not sufficient to focus on easily measured items

Housing

Those are available (easily) elsewhere

Point of CE

Measure things not easy to measure (well)

If a HH’s X is only 2/3 of its Y , then:

1 Household saved 1/3 of its income

2 We’re undermeasuring some categories of X (weights wrong!)

3 We’re overmeasuring Y (unlikely)

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Measuring ‘Dark Matter’

Use all the tools at our command – including arithmetic!

Following NIPA’s, don’t be afraid of ‘Theory:’

1 Tells you what to look for

2 Tells you where to look

3 Tells you how to fill in the missing pieces

If they spend money on gasoline, probably own a vehicle!

⇒ Ask them about other vehicle-related expenses

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Measuring ‘Dark Matter’

Use all the tools at our command – including arithmetic!

Following NIPA’s, don’t be afraid of ‘Theory:’

1 Tells you what to look for

2 Tells you where to look

3 Tells you how to fill in the missing pieces

If they spend money on gasoline, probably own a vehicle!

⇒ Ask them about other vehicle-related expenses

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Measuring ‘Dark Matter’

Use all the tools at our command – including arithmetic!

Following NIPA’s, don’t be afraid of ‘Theory:’

1 Tells you what to look for

2 Tells you where to look

3 Tells you how to fill in the missing pieces

If they spend money on gasoline, probably own a vehicle!

⇒ Ask them about other vehicle-related expenses

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Measuring ‘Dark Matter’

Use all the tools at our command – including arithmetic!

Following NIPA’s, don’t be afraid of ‘Theory:’

1 Tells you what to look for

2 Tells you where to look

3 Tells you how to fill in the missing pieces

If they spend money on gasoline, probably own a vehicle!

⇒ Ask them about other vehicle-related expenses

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Measuring ‘Dark Matter’

Use all the tools at our command – including arithmetic!

Following NIPA’s, don’t be afraid of ‘Theory:’

1 Tells you what to look for

2 Tells you where to look

3 Tells you how to fill in the missing pieces

If they spend money on gasoline, probably own a vehicle!

⇒ Ask them about other vehicle-related expenses

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Measuring ‘Dark Matter’

Use all the tools at our command – including arithmetic!

Following NIPA’s, don’t be afraid of ‘Theory:’

1 Tells you what to look for

2 Tells you where to look

3 Tells you how to fill in the missing pieces

If they spend money on gasoline, probably own a vehicle!

⇒ Ask them about other vehicle-related expenses

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Measuring ‘Dark Matter’

Use all the tools at our command – including arithmetic!

Following NIPA’s, don’t be afraid of ‘Theory:’

1 Tells you what to look for

2 Tells you where to look

3 Tells you how to fill in the missing pieces

If they spend money on gasoline, probably own a vehicle!

⇒ Ask them about other vehicle-related expenses

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Object of Interest is How Spending Changes

Survey methodologists may quail and tremble, but it must be done.

Can’t understand HH decisions without seeing how they

change with circumstances

Fundamental principle of psychology

Failure to have panel data caused the financial crisis!

Measuring cross section is measuring the wrong thing

If I could have one or the other, I’d pick change

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Object of Interest is How Spending Changes

Survey methodologists may quail and tremble, but it must be done.

Can’t understand HH decisions without seeing how they

change with circumstances

Fundamental principle of psychology

Failure to have panel data caused the financial crisis!

Measuring cross section is measuring the wrong thing

If I could have one or the other, I’d pick change

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Object of Interest is How Spending Changes

Survey methodologists may quail and tremble, but it must be done.

Can’t understand HH decisions without seeing how they

change with circumstances

Fundamental principle of psychology

Failure to have panel data caused the financial crisis!

Measuring cross section is measuring the wrong thing

If I could have one or the other, I’d pick change

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Object of Interest is How Spending Changes

Survey methodologists may quail and tremble, but it must be done.

Can’t understand HH decisions without seeing how they

change with circumstances

Fundamental principle of psychology

Failure to have panel data caused the financial crisis!

Measuring cross section is measuring the wrong thing

If I could have one or the other, I’d pick change

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Object of Interest is How Spending Changes

Survey methodologists may quail and tremble, but it must be done.

Can’t understand HH decisions without seeing how they

change with circumstances

Fundamental principle of psychology

Failure to have panel data caused the financial crisis!

Measuring cross section is measuring the wrong thing

If I could have one or the other, I’d pick change

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

People Want to Know About Their Own Finances

Response rate is low: Tedium and burden, no payback

At end of survey, give them a breakdown

By spending category;

or net worth;

or a balance sheet –

Do focus groups to see what people want

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

People Want to Know About Their Own Finances

Response rate is low: Tedium and burden, no payback

At end of survey, give them a breakdown

By spending category;

or net worth;

or a balance sheet –

Do focus groups to see what people want

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

People Want to Know About Their Own Finances

Response rate is low: Tedium and burden, no payback

At end of survey, give them a breakdown

By spending category;

or net worth;

or a balance sheet –

Do focus groups to see what people want

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

People Want to Know About Their Own Finances

Response rate is low: Tedium and burden, no payback

At end of survey, give them a breakdown

By spending category;

or net worth;

or a balance sheet –

Do focus groups to see what people want

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

People Want to Know About Their Own Finances

Response rate is low: Tedium and burden, no payback

At end of survey, give them a breakdown

By spending category;

or net worth;

or a balance sheet –

Do focus groups to see what people want

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Extensibility/User Friendliness

Lots of other entities need similar data

Consumer Financial Protection Bureau

Office of Financial Stability

Federal Reserve Board

Private Sector

⇒ make the survey methods and procedures ‘open source’

So others can build on/contribute to the project:

Define core set of ‘high-reliability’ data for each HH

Will allow diversity in branching off:

CFPB: core+details on interactions with financial firms

Private sector: core+details of specific industries

Require data-sharing (from others to BLS) in exchange?

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Define Metrics

There should be several; transparency in assessment of quality of

data is crucial

1 Aggregate retail sales (very well measured)

2 Administrative data (Social Security earnings records)

3 Flow-of-Funds?

4 Survey of Consumer Finances?

5 ...

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Define Metrics

There should be several; transparency in assessment of quality of

data is crucial

1 Aggregate retail sales (very well measured)

2 Administrative data (Social Security earnings records)

3 Flow-of-Funds?

4 Survey of Consumer Finances?

5 ...

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Define Metrics

There should be several; transparency in assessment of quality of

data is crucial

1 Aggregate retail sales (very well measured)

2 Administrative data (Social Security earnings records)

3 Flow-of-Funds?

4 Survey of Consumer Finances?

5 ...

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Define Metrics

There should be several; transparency in assessment of quality of

data is crucial

1 Aggregate retail sales (very well measured)

2 Administrative data (Social Security earnings records)

3 Flow-of-Funds?

4 Survey of Consumer Finances?

5 ...

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Define Metrics

There should be several; transparency in assessment of quality of

data is crucial

1 Aggregate retail sales (very well measured)

2 Administrative data (Social Security earnings records)

3 Flow-of-Funds?

4 Survey of Consumer Finances?

5 ...

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Define Metrics

There should be several; transparency in assessment of quality of

data is crucial

1 Aggregate retail sales (very well measured)

2 Administrative data (Social Security earnings records)

3 Flow-of-Funds?

4 Survey of Consumer Finances?

5 ...

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Access and Usability

Invite collaboration with outside users

Data Center(s)?

Privacy vs transparency

Accumulation of expertise

Accountability

Scrutiny

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Access and Usability

Invite collaboration with outside users

Data Center(s)?

Privacy vs transparency

Accumulation of expertise

Accountability

Scrutiny

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Access and Usability

Invite collaboration with outside users

Data Center(s)?

Privacy vs transparency

Accumulation of expertise

Accountability

Scrutiny

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Access and Usability

Invite collaboration with outside users

Data Center(s)?

Privacy vs transparency

Accumulation of expertise

Accountability

Scrutiny

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Access and Usability

Invite collaboration with outside users

Data Center(s)?

Privacy vs transparency

Accumulation of expertise

Accountability

Scrutiny

Carroll CNSTAT CEMeasure
Kudos

The Big Picture

Theory

It’s Gotta Be a Panel

Give Something to Get Something

Openness

Success?

Access

Access and Usability

Invite collaboration with outside users

Data Center(s)?

Privacy vs transparency

Accumulation of expertise

Accountability

Scrutiny

Carroll CNSTAT CEMeasure