Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2007

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ............. 120,171 80,244 52,203 28,042 39,927 109,771 35,489 74,282 10,401 

Percent distribution of consumer units ................... 100.0 66.8 43.4 23.3 33.2 91.3 29.5 61.8 8.7 

Consumer unit characteristics (mean values):

Income before taxes ........................................... $63,091 $76,875 $87,915 $56,323 $35,390 $64,285 $56,404 $68,050 $50,497 

Income after taxes .............................................. 60,858 73,932 84,691 53,902 34,583 61,991 54,457 65,590 48,905

Age of reference person ...................................... 48.8 52.5 47.0 62.9 41.3 48.5 46.3 49.5 52.3 

Average number in consumer unit:

Persons .............................................................. 2.5 2.6 2.9 2.1 2.2 2.5 2.3 2.5 2.5 

Children under 18 .............................................. .6 .6 .8 .3 .6 .6 .6 .6 .6 

Persons 65 and over .......................................... .3 .4 .2 .8 .2 .3 .3 .3 .4 

Earners .............................................................. 1.3 1.4 1.7 .9 1.2 1.3 1.3 1.4 1.3 

Vehicles ............................................................. 1.9 2.3 2.5 2.1 1.1 1.9 1.5 2.1 2.5 

Percent distribution:

Sex of reference person:

Male ................................................................... 47 48 50 45 45 47 47 47 46 

Female ............................................................... 53 52 50 55 55 53 53 53 54 

Housing tenure:

Homeowner ........................................................ 67 100 100 100 n.a. 66 51 73 80 

With mortgage .................................................. 43 65 100 n.a. n.a. 44 34 49 39 

Without mortgage ............................................. 23 35 n.a. 100 n.a. 22 17 24 42 

Renter ................................................................ 33 n.a. n.a. n.a. 100 34 49 27 20 

Race of reference person:

Black or African-American ................................. 12 8 9 7 19 13 20 9 6 

White, Asian, and all other races ....................... 88 92 91 93 81 87 80 91 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino .............................................. 12 9 10 7 17 13 17 11 2 

Not Hispanic or Latino ........................................ 88 91 90 93 83 87 83 89 98 

Education of reference person:

Elementary (1-8) ................................................ 5 4 3 7 7 5 6 4 9 

High school (9-12) .............................................. 35 33 28 42 39 34 33 34 46 

College ............................................................... 60 63 69 50 54 61 60 61 45 

Never attended and other .................................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 ( ) 1 1 ( ) 1 ( )

At least one vehicle owned or leased .................. 88 96 97 93 74 88 79 92 94 

Annual aggregate expenditures ............................. $5,964,504 78.0 58.0 20.1 22.0 92.7 26.9 65.8 7.3 

Food ..................................................................... 736,786 75.3 56.5 18.8 24.7 92.9 26.9 65.9 7.1 

Food at home ..................................................... 416,229 74.4 54.6 19.8 25.6 92.3 26.7 65.6 7.7 

Cereals and bakery products ........................... 55,203 75.7 54.6 21.0 24.3 91.8 26.0 65.8 8.2 

Cereals and cereal products .......................... 17,139 73.4 54.0 19.3 26.6 92.5 27.2 65.2 7.5 

Bakery products ............................................. 38,064 76.7 54.9 21.8 23.3 91.5 25.4 66.1 8.5 

Meats, poultry, fish, and eggs .......................... 93,320 72.8 54.1 18.8 27.2 92.6 27.2 65.4 7.4 

Beef ................................................................ 25,977 73.3 54.3 19.1 26.7 91.2 26.2 65.0 8.8 

Pork ................................................................ 17,976 72.4 51.9 20.4 27.6 90.8 26.5 64.3 9.2 

Other meats ................................................... 12,551 74.1 54.3 19.8 25.9 92.4 26.5 65.9 7.6 

Poultry ............................................................ 17,039 71.7 55.4 16.3 28.3 94.5 27.7 66.9 5.5 

Fish and seafood ........................................... 14,646 73.5 56.2 17.3 26.5 95.4 29.9 65.5 4.6 

Eggs ............................................................... 5,131 70.8 49.8 20.9 29.2 92.2 28.2 64.0 7.8 

Dairy products .................................................. 46,534 75.1 55.2 19.9 24.9 91.4 26.0 65.5 8.6 

Fresh milk and cream .................................... 18,460 73.3 53.8 19.6 26.7 90.9 25.9 65.1 9.1 

Other dairy products ...................................... 28,074 76.3 56.2 20.1 23.7 91.8 26.1 65.7 8.2 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Fruits and vegetables ....................................... $72,058 74.6 53.6 21.0 25.4 93.2 27.5 65.7 6.8 

Fresh fruits ..................................................... 24,234 75.4 54.2 21.1 24.6 93.7 27.4 66.3 6.3 

Fresh vegetables ........................................... 22,858 74.0 53.6 20.4 26.0 93.9 27.9 66.0 6.1 

Processed fruits ............................................. 13,492 74.7 53.1 21.7 25.3 92.5 27.7 64.8 7.5 

Processed vegetables .................................... 11,475 74.0 53.0 21.0 26.0 91.6 26.9 64.7 8.4 

Other food at home .......................................... 149,114 74.5 55.2 19.3 25.5 92.2 26.6 65.6 7.8 

Sugar and other sweets ................................. 14,954 77.1 55.3 21.9 22.9 91.3 26.4 64.9 8.7 

Fats and oils ................................................... 10,962 74.2 52.3 22.0 25.8 91.0 25.6 65.5 9.0 

Miscellaneous foods ...................................... 78,020 74.0 55.1 18.9 26.0 92.7 26.5 66.2 7.3 

Nonalcoholic beverages ................................. 40,012 73.2 55.5 17.7 26.8 91.9 26.9 65.0 8.1 

Food prepared by consumer unit on

out-of-town trips ........................................... 5,167 85.4 61.4 23.9 14.6 91.7 27.5 64.2 8.3 

Food away from home ....................................... 320,556 76.4 59.0 17.5 23.6 93.6 27.2 66.4 6.4 

Alcoholic beverages ............................................. 54,849 74.2 55.3 18.9 25.8 94.8 31.7 63.2 5.2 

Housing ................................................................ 2,033,228 76.2 59.4 16.8 23.8 93.9 28.2 65.7 6.1 

Shelter ................................................................ 1,204,440 73.5 61.3 12.1 26.5 95.4 29.5 65.9 4.6 

Owned dwellings .............................................. 808,774 99.5 85.0 14.5 .5 94.8 23.5 71.3 5.2 

Mortgage interest and charges ...................... 467,470 99.5 98.0 1.5 .5 95.1 23.4 71.7 4.9 

Property taxes ................................................ 205,356 99.4 70.6 28.8 .6 94.8 22.7 72.1 5.2 

Maintenance, repairs, insurance, other

expenses ...................................................... 135,949 99.5 62.1 37.4 .5 93.8 25.2 68.6 6.2 

Rented dwellings .............................................. 312,669 1.3 .6 .7 98.7 96.8 45.0 51.8 3.2 

Other lodging ................................................... 82,997 91.5 59.1 32.4 8.5 95.9 29.3 66.6 4.1 

Utilities, fuels, and public services ..................... 417,861 78.9 54.8 24.0 21.1 91.6 26.4 65.2 8.4 

Natural gas ....................................................... 57,729 83.5 57.9 25.5 16.5 95.0 29.0 66.0 5.0 

Electricity .......................................................... 156,566 78.1 53.7 24.5 21.9 90.8 25.2 65.6 9.2 

Fuel oil and other fuels ..................................... 18,100 91.6 56.2 35.4 8.4 78.0 11.1 66.9 22.0 

Telephone services .......................................... 133,353 73.3 52.7 20.6 26.7 91.8 28.1 63.6 8.2 

Water and other public services ....................... 52,113 85.9 60.0 25.9 14.1 94.6 27.6 67.0 5.4 

Household operations ........................................ 118,269 82.2 60.9 21.3 17.8 93.9 26.7 67.2 6.1 

Personal services ............................................. 49,926 77.8 64.5 13.4 22.2 93.6 26.9 66.7 6.4 

Other household expenses .............................. 68,343 85.5 58.3 27.2 14.5 94.1 26.6 67.6 5.9 

Housekeeping supplies ...................................... 76,732 81.2 54.0 27.1 18.8 91.7 28.8 62.9 8.3 

Laundry and cleaning supplies ........................ 16,816 74.2 54.2 20.0 25.8 91.5 26.5 65.0 8.5 

Other household products ................................ 41,635 84.6 54.1 30.4 15.4 91.8 30.9 60.8 8.2 

Postage and stationery .................................... 18,281 79.7 53.7 26.0 20.3 91.7 26.0 65.6 8.3 

Household furnishings and equipment ............... 215,927 80.9 58.6 22.3 19.1 90.8 24.8 66.0 9.2 

Household textiles ............................................ 15,990 80.1 54.9 25.2 19.9 93.2 24.5 68.7 6.8 

Furniture ........................................................... 53,557 80.6 60.5 20.2 19.4 93.3 25.9 67.4 6.7 

Floor coverings ................................................ 5,585 92.3 59.7 32.6 7.7 96.4 29.3 67.1 3.6 

Major appliances .............................................. 27,798 88.2 61.7 26.6 11.8 90.0 22.6 67.5 10.0 

Small appliances, miscellaneous housewares 12,142 76.3 52.6 23.7 23.7 90.5 29.1 61.4 9.5 

Miscellaneous household equipment ............... 100,855 79.1 58.0 21.1 20.9 89.0 24.1 64.8 11.0 

Apparel and services ........................................... 225,938 74.6 57.1 17.6 25.4 94.3 30.7 63.6 5.7 

Men and boys .................................................... 52,303 73.0 56.5 16.5 27.0 94.2 34.4 59.9 5.8 

Men, 16 and over ............................................. 42,171 72.3 54.7 17.6 27.7 94.2 35.9 58.3 5.8 

Boys, 2 to 15 .................................................... 10,131 76.1 64.2 11.9 23.9 94.4 28.0 66.3 5.6 

Women and girls ................................................ 89,967 77.7 58.1 19.6 22.3 94.3 26.6 67.7 5.7 

Women, 16 and over ........................................ 75,356 78.3 57.2 21.1 21.7 94.3 26.3 68.0 5.7 

Girls, 2 to 15 ..................................................... 14,611 74.6 62.6 12.0 25.4 94.0 28.0 66.0 6.0 

Children under 2 ................................................ 11,216 66.2 55.9 10.3 33.8 93.5 34.9 58.6 6.5 

Footwear ............................................................ 39,288 73.9 57.5 16.4 26.1 93.3 32.7 60.5 6.7 

Other apparel products and services ................. 33,164 72.5 54.9 17.6 27.5 95.8 32.0 63.8 4.2 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Transportation ...................................................... $1,052,362 78.7 57.5 21.2 21.3 91.1 24.5 66.6 8.9 

Vehicle purchases (net outlay) ........................... 389,835 79.2 58.4 20.8 20.8 90.2 23.0 67.2 9.8 

Cars and trucks, new ....................................... 188,886 86.9 62.6 24.3 13.1 91.2 20.6 70.6 8.8 

Cars and trucks, used ...................................... 188,293 71.1 54.2 16.9 28.9 89.6 25.8 63.9 10.4 

Other vehicles .................................................. 12,657 83.1 57.3 25.8 16.9 82.8 17.2 65.6 17.2 

Gasoline and motor oil ....................................... 286,448 76.9 56.0 20.9 23.1 89.5 23.5 66.0 10.5 

Other vehicle expenses ..................................... 311,449 79.7 58.9 20.8 20.3 92.5 25.9 66.7 7.5 

Vehicle finance charges ................................... 36,678 78.9 64.8 14.2 21.1 89.1 20.8 68.2 10.9 

Maintenance and repairs ................................. 88,637 78.4 56.3 22.1 21.6 92.0 26.7 65.4 8.0 

Vehicle insurance ............................................. 128,697 79.9 57.1 22.8 20.1 92.7 25.5 67.2 7.3 

Vehicle rental, leases, licenses, and other

charges .......................................................... 57,438 81.6 63.1 18.5 18.4 95.2 28.6 66.5 4.8 

Public transportation .......................................... 64,629 79.5 52.4 27.1 20.5 97.1 31.4 65.7 2.9 

Health care ........................................................... 342,814 83.2 50.0 33.2 16.8 90.3 23.5 66.8 9.7 

Health insurance ................................................ 185,645 83.2 48.4 34.7 16.8 90.2 23.9 66.3 9.8 

Medical services ................................................ 85,236 83.5 54.9 28.6 16.5 91.5 23.9 67.7 8.5 

Drugs ................................................................. 57,785 82.7 46.2 36.5 17.3 89.1 21.4 67.7 10.9 

Medical supplies ................................................ 14,149 84.3 56.7 27.6 15.7 89.9 24.7 65.2 10.1 

Entertainment ....................................................... 324,185 82.1 60.6 21.5 17.9 91.9 24.8 67.1 8.1 

Fees and admissions ......................................... 79,076 86.5 64.7 21.8 13.5 96.3 27.7 68.6 3.7 

Audio and visual equipment and services .......... 118,583 75.8 55.8 20.0 24.2 92.1 28.6 63.5 7.9 

Pets, toys, hobbies, and playground equipment 67,295 84.2 63.8 20.4 15.8 91.4 23.1 68.3 8.6 

Other entertainment supplies, equipment, and

services ............................................................ 59,232 86.5 60.9 25.6 13.5 86.1 15.4 70.6 13.9 

Personal care products and services ................... 70,608 77.5 57.5 20.0 22.5 93.9 28.3 65.6 6.1 

Reading ................................................................ 14,143 81.7 54.8 26.9 18.3 93.4 28.1 65.3 6.6 

Education ............................................................. 113,594 75.4 57.8 17.7 24.6 95.6 29.3 66.3 4.4 

Tobacco products and smoking supplies ............. 38,813 61.2 42.3 18.9 38.8 87.8 25.4 62.4 12.2 

Miscellaneous ...................................................... 97,040 81.1 56.8 24.4 18.9 90.6 27.4 63.2 9.4 

Cash contributions ............................................... 218,891 82.7 45.3 37.4 17.3 92.6 31.1 61.5 7.4 

Personal insurance and pensions ........................ 641,253 82.1 64.9 17.3 17.9 92.6 26.3 66.3 7.4 

Life and other personal insurance ...................... 37,189 89.6 63.8 25.7 10.4 91.3 23.0 68.3 8.7 

Pensions and Social Security ............................ 604,064 81.7 64.9 16.7 18.3 92.6 26.5 66.1 7.4 

Sources of income and personal taxes:

Money income before taxes ................................. 7,581,789 81.4 60.5 20.8 18.6 93.1 26.4 66.7 6.9 

Wages and salaries ........................................... 6,047,285 80.7 65.4 15.3 19.3 93.9 26.8 67.1 6.1 

Self-employment income ................................... 413,947 86.5 58.4 28.1 13.5 88.4 22.9 65.5 11.6 

Social Security, private and government

retirement ......................................................... 766,586 85.6 33.2 52.4 14.4 89.3 23.8 65.5 10.7 

Interest, dividends, rental income, other

property income ............................................... 209,782 94.1 39.2 55.0 5.9 94.3 26.0 68.4 5.7 

Unemployment and workers’ compensation,

veterans’ benefits ............................................. 25,985 71.3 49.8 21.6 28.7 79.2 18.8 60.4 20.8 

Public assistance, supplemental security

income, food stamps ........................................ 39,923 35.9 20.2 15.7 64.1 92.8 43.2 49.5 7.2 

Regular contributions for support ....................... 55,626 64.4 54.3 10.1 35.6 96.6 37.1 59.5 3.4 

Other income ..................................................... 22,656 33.4 20.7 12.6 66.6 90.0 33.3 56.7 10.0 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Personal taxes ..................................................... $268,400 88.0 62.7 25.3 12.0 93.8 25.7 68.1 6.2 

Federal income taxes ......................................... 188,565 88.4 62.8 25.6 11.6 94.6 26.1 68.5 5.4 

State and local income taxes ............................. 56,248 83.0 62.0 21.0 17.0 93.6 26.0 67.6 6.4 

Other taxes ........................................................ 23,587 96.6 63.7 32.9 3.4 88.2 22.2 66.0 11.8 

Income after taxes ............................................... 7,313,389 81.1 60.5 20.7 18.9 93.0 26.4 66.6 7.0 

1 Value less than or equal to 0.5. n.a. Not applicable.