Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022

Item

Total

two

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

Number of consumer units (in thousands)1......................... 44,006 2,718 4,665 4,333 3,906 6,308 7,225 7,386 7,465 

Consumer unit characteristics:

 Income before taxes ......................................................... $96,710 $6,966 $23,487 $34,921 $44,661 $59,326 $83,910 $121,826 $257,355 

 Income after taxes ............................................................ 85,199 9,752 26,525 37,471 46,024 58,148 78,672 108,061 204,074 

 Age of reference person ................................................... 55.5 54.9 60.1 62.5 60.7 56.0 53.1 51.1 52.6 

 Average number in consumer unit:

 People ........................................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

 Children under 18.......................................................... .1 .2 .1 .1 .1 .1 ( 2 ) ( 2 ) ( 2 ) 

 Adults 65 and older ....................................................... .7 .6 .9 1.1 1.0 .8 .6 .4 .4 

 Earners .......................................................................... 1.2 .5 .6 .6 .8 1.2 1.4 1.6 1.7 

 Vehicles ......................................................................... 2.1 1.3 1.6 1.9 1.9 2.0 2.3 2.4 2.5 

Percent distribution:

 Reference person:

 Men................................................................................ 51 39 43 45 49 51 53 57 56 

 Women .......................................................................... 49 61 57 55 51 49 47 43 44 

 Housing tenure:

 Homeowner ................................................................... 73 51 61 71 71 70 75 76 86 

 With mortgage............................................................ 37 16 18 22 26 32 43 49 60 

 Without mortgage....................................................... 35 35 43 50 46 38 32 27 27 

 Renter............................................................................ 27 49 39 29 29 30 25 24 14 

 Race of reference person:

 Black or African-American............................................. 10 22 15 11 12 11 11 6 5 

 White, Asian, and all other races, not including

 Black or African-American ......................................... 90 78 85 89 88 89 89 94 95 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.......................................................... 11 18 19 13 12 11 11 8 6 

 Not Hispanic or Latino................................................... 89 82 81 87 88 89 89 92 94 

 Education of reference person:

 Elementary (1-8)............................................................ 2 7 6 3 2 1 1 1 ( 2 ) 

 High school (9-12)......................................................... 27 45 48 41 33 29 23 17 8 

 College .......................................................................... 71 48 45 55 65 70 76 83 92 

 Never attended and other ............................................. ( 2 ) ( 2 ) 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 3 ) ( 2 ) 

 At least one vehicle owned or leased............................... 94 73 87 94 95 95 97 98 97 

Average annual expenditures.............................................. $73,028 $39,087 $43,389 $47,724 $51,950 $58,586 $68,385 $84,042 $135,548 

 Food.................................................................................. 8,800 6,552 5,996 6,679 6,875 7,539 8,296 10,514 13,573 

 Food at home ................................................................ 5,389 4,753 4,455 4,513 4,468 4,867 5,218 6,142 7,117 

 Cereals and bakery products ..................................... 659 587 549 575 552 611 655 739 829 

 Cereals and cereal products................................... 196 195 164 174 152 169 187 229 253 

 Bakery products ...................................................... 463 393 385 401 400 442 468 509 576 

 Meats, poultry, fish, and eggs .................................... 1,140 1,093 1,034 1,000 992 995 1,108 1,235 1,460 

 Beef......................................................................... 302 329 299 239 246 289 306 330 340 

 Pork......................................................................... 228 235 205 236 207 219 221 231 258 

 Other meats ............................................................ 163 130 129 165 163 137 152 188 204 

 Poultry ..................................................................... 195 175 200 130 179 156 186 218 271 

 Fish and seafood .................................................... 177 140 133 158 139 126 174 183 290 

 Eggs ........................................................................ 76 85 68 72 58 67 68 85 96 

 Dairy products ............................................................ 510 420 410 455 437 488 494 566 657 

 Fresh milk and cream ............................................. 153 148 129 139 124 143 153 170 186 

 Other dairy products ............................................... 357 272 281 316 313 345 340 395 471 

 Fruits and vegetables................................................. 1,050 912 847 890 809 931 992 1,245 1,425 

 Fresh fruits .............................................................. 381 327 302 309 299 319 352 465 538 

 Fresh vegetables .................................................... 339 280 258 271 250 296 316 424 478 

 Processed fruits ...................................................... 136 126 117 138 118 123 137 135 170 

 Processed vegetables............................................. 194 179 170 172 142 193 188 220 238 

 Other food at home .................................................... 2,030 1,741 1,614 1,593 1,677 1,843 1,970 2,358 2,747 

 Sugar and other sweets.......................................... 190 157 160 162 175 177 188 214 237 

 Fats and oils............................................................ 145 135 123 118 107 147 143 151 192 

 Miscellaneous foods ............................................... 1,059 903 816 823 803 963 1,018 1,287 1,449 

See footnotes at end of table.
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

two

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

 Nonalcoholic beverages ......................................... 548 512 481 436 523 484 551 590 697 

 Food prepared by consumer unit on out of town

 trips ...................................................................... 88 35 35 54 70 72 70 116 173 

 Food away from home................................................... 3,412 1,799 1,541 2,166 2,407 2,671 3,078 4,372 6,456 

 Alcoholic beverages ......................................................... 796 284 332 404 427 558 636 1,064 1,797 

 Housing............................................................................. 23,844 14,780 14,605 16,857 18,126 20,381 23,214 26,685 40,680 

 Shelter ........................................................................... 13,923 8,227 7,997 9,055 9,953 11,772 13,029 15,898 25,329 

 Owned dwellings ........................................................ 8,322 3,470 3,575 5,078 5,530 6,703 7,777 9,593 17,034 

 Mortgage interest and charges ............................... 2,719 883 778 1,107 1,329 1,815 2,608 3,420 6,442 

 Property taxes......................................................... 2,750 1,270 1,348 1,925 2,080 2,212 2,437 2,990 5,517 

 Maintenance, repairs, insurance, and other

 expenses.............................................................. 2,852 1,317 1,449 2,046 2,122 2,676 2,732 3,183 5,075 

 Rented dwellings........................................................ 4,201 4,325 4,008 3,486 3,697 4,256 4,375 4,660 4,283 

 Other lodging.............................................................. 1,401 432 414 492 726 813 877 1,644 4,012 

 Utilities, fuels, and public services ................................ 4,519 3,361 3,694 4,120 4,171 4,310 4,541 4,876 5,672 

 Natural gas ................................................................. 504 383 394 448 431 461 464 539 726 

 Electricity .................................................................... 1,679 1,477 1,533 1,670 1,571 1,634 1,643 1,687 1,970 

 Fuel oil and other fuels............................................... 168 47 142 144 135 140 159 181 277 

 Telephone services .................................................... 1,430 942 1,067 1,156 1,341 1,365 1,541 1,681 1,739 

 Residential phone service, VOIP, and phone

 cards .................................................................... 191 144 188 191 235 186 188 186 199 

 Cellular phone service ............................................ 1,239 798 879 965 1,106 1,179 1,353 1,494 1,540 

 Water and other public services................................. 739 511 558 702 693 710 735 788 960 

 Household operations ................................................... 1,567 844 938 1,137 1,309 1,298 1,515 1,666 2,786 

 Personal services....................................................... 110 412 492 4154 4131 452 4123 4101 4169 

 Other household expenses ........................................ 1,456 832 846 983 1,178 1,246 1,392 1,564 2,618 

 Housekeeping supplies ................................................. 856 632 611 644 694 808 896 928 1,231 

 Laundry and cleaning supplies .................................. 173 154 181 180 150 171 186 171 177 

 Other household products.......................................... 538 401 294 347 420 510 539 601 875 

 Postage and stationery .............................................. 145 77 136 118 124 127 170 157 180 

 Household furnishings and equipment.......................... 2,980 1,716 1,365 1,901 1,999 2,193 3,234 3,318 5,661 

 Household textiles...................................................... 138 49 92 88 130 94 140 146 263 

 Furniture ..................................................................... 822 432 320 508 520 476 711 904 1,936 

 Floor coverings........................................................... 38 17 10 23 27 26 26 47 89 

 Major appliances ........................................................ 478 308 309 291 319 351 405 623 875 

 Small appliances and miscellaneous

 housewares............................................................. 154 72 83 104 153 142 196 153 223 

 Miscellaneous household equipment......................... 1,350 839 551 886 849 1,104 1,755 1,445 2,276 

 Apparel and services ........................................................ 1,618 1,871 952 797 1,145 1,262 1,507 1,894 2,828 

 Men and boys ................................................................ 347 197 256 215 169 290 370 312 687 

 Men, 16 and over ....................................................... 319 154 224 154 152 270 330 301 670 

 Boys, 2 to 15 .............................................................. 28 443 432 461 417 20 40 12 417 

 Women and girls ........................................................... 672 1,347 374 290 487 552 576 739 1,077 

 Women, 16 and over.................................................. 639 1,257 351 278 442 514 544 714 1,045 

 Girls, 2 to 15............................................................... 33 489 423 411 445 38 32 25 31 

 Children under 2............................................................ 20 48 49 419 433 411 410 437 424 

 Footwear........................................................................ 299 217 175 194 290 230 281 446 412 

 Other apparel products and services ............................ 280 103 138 79 165 178 270 359 628 

 Transportation................................................................... 11,730 6,600 7,520 9,239 9,287 10,174 11,837 13,612 18,302 

 Vehicle purchases (net outlay)...................................... 4,480 2,260 2,903 3,876 3,431 3,643 4,569 4,911 7,370 

 Cars and trucks, new ................................................. 2,265 4779 4995 1,619 1,332 1,831 1,901 2,492 4,958 

 Cars and trucks, used ................................................ 2,135 1,337 1,695 2,253 2,043 1,809 2,520 2,397 2,325 

 Other vehicles ............................................................ 80 4145 4213 44 456 43 4148 422 487 

 Gasoline, other fuels, and motor oil .............................. 2,618 1,802 1,851 2,054 2,308 2,551 2,869 3,121 3,199 

 Other vehicle expenses................................................. 3,916 2,201 2,520 3,057 3,147 3,486 4,032 4,635 5,857 

 Vehicle finance charges ............................................. 278 120 145 188 233 250 300 371 406 

 Maintenance and repairs ........................................... 1,198 795 757 934 915 1,027 1,204 1,457 1,809 

 Vehicle rental, leases, licenses, and other

 charges ................................................................... 843 313 448 613 575 621 707 986 1,731 

 Vehicle insurance....................................................... 1,597 972 1,169 1,322 1,424 1,588 1,820 1,822 1,911 

 Public and other transportation ..................................... 716 336 246 252 402 494 368 945 1,877 

 Healthcare ........................................................................ 6,686 3,991 4,789 6,413 6,183 6,529 6,855 7,298 8,634 

 Health insurance ........................................................... 4,596 2,852 3,522 4,686 4,572 4,489 4,592 4,918 5,636 

 Medical services............................................................ 1,187 678 621 824 712 1,111 1,323 1,493 1,814 

 Drugs ............................................................................. 670 370 491 715 656 710 685 630 860 

 Medical supplies ............................................................ 234 91 155 188 243 220 255 258 324 

See footnotes at end of table.
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2021-2022 — Continued

Item

Total

two

people

Less

than

$15,000

$15,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

to

$99,999

$100,000

to

$149,999

$150,000

and

more

 Entertainment ................................................................... 3,947 1,866 1,971 2,166 2,625 3,402 3,972 4,352 7,689 

 Fees and admissions .................................................... 686 235 188 273 334 505 491 802 1,816 

 Audio and visual equipment and services..................... 1,081 723 653 963 944 976 1,089 1,229 1,556 

 Pets, toys, hobbies, and playground equipment........... 1,096 533 584 682 872 974 1,343 1,051 1,871 

 Pets ............................................................................ 928 473 502 565 755 761 1,175 881 1,593 

 Toys, hobbies, and playground equipment................ 169 459 82 117 117 213 168 170 278 

 Other entertainment supplies, equipment, and

 services ...................................................................... 1,084 375 545 248 475 947 1,049 1,271 2,445 

 Personal care products and services ............................... 869 476 477 585 692 733 813 1,093 1,469 

 Reading ............................................................................ 139 112 79 57 121 87 140 147 282 

 Education.......................................................................... 1,047 318 424 201 638 713 462 1,094 3,208 

 Tobacco products and smoking supplies ......................... 388 425 402 444 438 384 469 372 249 

 Miscellaneous ................................................................... 1,035 465 647 678 631 784 897 1,225 2,062 

 Cash contributions............................................................ 3,595 789 4,110 1,481 2,354 1,998 2,122 2,825 9,709 

 Personal insurance and pensions .................................... 8,533 556 1,085 1,725 2,407 4,044 7,165 11,867 25,065 

 Life and other personal insurance................................. 591 229 279 517 431 410 571 613 1,194 

 Pensions and Social Security........................................ 7,942 327 806 1,208 1,976 3,634 6,594 11,255 23,871 

Sources of income and personal taxes:

 Income before taxes ......................................................... $96,710 $6,966 $23,487 $34,921 $44,661 $59,326 $83,910 $121,826 $257,355 

 Wages and salaries....................................................... 68,816 2,199 8,166 11,870 19,775 36,046 59,353 94,209 201,396 

 Self-employment income............................................... 6,502 -303 635 1,069 1,304 2,366 3,756 6,725 24,452 

 Social Security, private and government

 retirement ................................................................... 16,213 2,773 12,586 20,041 21,584 18,654 17,186 15,571 15,970 

 Interest, dividends, rental income, and other

 property income ......................................................... 3,616 255 340 515 830 1,196 2,251 3,774 13,352 

 Public assistance, Supplemental Security Income,

 Supplementary Nutrition Assistance Program

 (SNAP) ....................................................................... 373 1,575 1,072 540 401 197 130 105 433 

 Unemployment and workers' compensation,

 veterans' benefits, and regular contributions for

 support ....................................................................... 923 287 465 687 572 652 1,073 1,223 1,548 

 Other income................................................................. 268 4179 223 199 194 217 162 219 603 

 Personal taxes (contains some imputed values) ............. 11,512 -2,786 -3,038 -2,550 -1,362 1,179 5,238 13,764 53,281 

 Federal income taxes .................................................... 9,837 -1,648 -1,618 -1,069 -275 1,373 4,833 11,364 43,276 

 Stimulus payment (new UCC Q20202)#....................... -1,168 -1,043 -1,384 -1,637 -1,438 -1,071 -1,451 -1,156 -482 

 State and local income taxes ........................................ 2,759 -119 -68 55 306 806 1,805 3,443 10,322 

 Other taxes .................................................................... 84 423 431 100 45 71 51 113 165 

 Income after taxes ............................................................ 85,199 9,752 26,525 37,471 46,024 58,148 78,672 108,061 204,074 

Addenda:

 Net change in total assets and liabilities .......................... $16,397 $6,252 $5,104 $5,286 -$2,385 $10,268 -$9,809 $32,100 $58,430 

 Net change in total assets............................................. 33,497 12,225 8,507 11,538 -515 13,782 14,359 52,001 104,269 

 Net change in total liabilities.......................................... 17,100 5,973 3,403 6,251 1,870 3,514 24,168 19,901 45,839 

 Other financial information:

 Other money receipts .................................................... 1,130 4396 452 4318 464 298 755 2,001 2,848 

 Mortgage principal paid on owned property.................. -2,751 -820 -780 -970 -1,435 -1,959 -2,489 -3,223 -6,864 

 Estimated market value of owned home....................... 302,589 165,315 159,784 209,224 219,467 261,845 277,148 307,562 593,594 

 Estimated monthly rental value of owned home ........... 1,497 896 905 1,153 1,206 1,311 1,413 1,586 2,587 

1

 Data are rounded to the nearest thousands.

2

 Value is too small to display.

3

 No data reported.

4

 Data are likely to have large sampling errors.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023