Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014

Item

Total

65 and

over

Northeast Midwest South West

Number of consumer units (in thousands) ....... 28,625 5,892 6,283 10,515 5,934

Consumer unit characteristics:

Income before taxes ....................................... $45,142 $47,403 $45,950 $39,953 $51,235

Income after taxes .......................................... 41,858 43,006 42,834 37,737 46,987

Age of reference person ................................. 74.2 75.0 74.4 73.8 74.2

Average number in consumer unit:

People .......................................................... 1.8 1.7 1.7 1.8 1.9

Children under 18 ......................................... .1 1 ( ) 1 ( ) .1 .1

Adults 65 and older ...................................... 1.4 1.3 1.4 1.4 1.4

Earners ......................................................... .5 .5 .5 .5 .6

Vehicles ........................................................ 1.7 1.4 1.9 1.7 1.8

Percent distribution:

Reference person:

Men .............................................................. 45 43 43 46 49

Women ......................................................... 55 57 57 54 51

Housing tenure:

Homeowner .................................................. 80 77 83 83 76

With mortgage ............................................ 23 18 20 24 30

Without mortgage ....................................... 57 59 62 59 46

Renter ........................................................... 20 23 17 17 24

Race of reference person:

Black or African-American ............................ 9 7 8 14 3

White, Asian, and all other races .................. 91 93 92 86 97

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 6 5 2 8 10

Not Hispanic or Latino .................................. 94 95 98 92 90

Education of reference person:

Elementary (1-8) ........................................... 7 8 6 9 5

High school (9-12) ........................................ 39 44 42 39 30

College ......................................................... 53 49 52 51 65

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 1 ( )

At least one vehicle owned or leased ............. 86 79 88 88 86

Average annual expenditures ........................... $42,511 $45,601 $41,951 $38,593 $47,020

Food ............................................................... 5,328 5,415 5,031 5,087 5,984

Food at home ............................................... 3,363 3,526 3,167 3,251 3,619

Cereals and bakery products ..................... 462 499 443 459 455

Cereals and cereal products .................... 141 140 137 143 140

Bakery products ....................................... 322 359 306 316 315

Meats, poultry, fish, and eggs .................... 707 704 652 725 730

Beef .......................................................... 177 155 172 189 181

Pork .......................................................... 153 133 155 171 136

Other meats .............................................. 97 109 99 92 95

Poultry ...................................................... 121 138 105 117 130

Fish and seafood ...................................... 107 121 77 102 133

Eggs ......................................................... 51 49 44 55 55

Dairy products ............................................ 364 394 370 335 382

Fresh milk and cream ............................... 122 128 130 120 114

Other dairy products ................................. 241 266 240 215 268

Fruits and vegetables ................................. 674 709 645 612 787

Fresh fruits ............................................... 251 253 238 219 319

Fresh vegetables ...................................... 215 238 190 192 261

Processed fruits ........................................ 99 107 102 86 112

Processed vegetables .............................. 110 111 114 114 95

Other food at home .................................... 1,157 1,220 1,057 1,120 1,266

Sugar and other sweets ........................... 135 142 129 126 150

Fats and oils ............................................. 102 103 99 100 108

Miscellaneous foods ................................. 567 618 536 517 643

Nonalcoholic beverages ........................... 307 302 245 342 308

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Food prepared by consumer unit on

out-of-town trips ...................................... 46 55 47 35 58

Food away from home .................................. 1,965 1,889 1,864 1,836 2,365

Alcoholic beverages ....................................... 340 398 279 264 486

Housing .......................................................... 14,499 16,786 13,565 12,434 16,869

Shelter .......................................................... 7,881 9,976 7,314 6,140 9,486

Owned dwellings ........................................ 5,364 6,830 4,983 4,359 6,091

Mortgage interest and charges ................. 1,517 1,154 1,029 1,375 2,645

Property taxes .......................................... 2,066 3,395 2,309 1,339 1,780

Maintenance, repairs, insurance, other

expenses ................................................ 1,781 2,281 1,645 1,646 1,667

Rented dwellings ........................................ 1,858 2,363 1,591 1,306 2,619

Other lodging .............................................. 659 783 741 474 776

Utilities, fuels, and public services ................ 3,609 3,841 3,500 3,605 3,501

Natural gas ................................................. 425 529 652 267 363

Electricity .................................................... 1,395 1,221 1,274 1,649 1,245

Fuel oil and other fuels ............................... 224 638 137 102 123

Telephone services .................................... 1,026 1,002 995 1,057 1,027

Residential phone service, VOIP, and

phone cards ............................................ 521 576 508 524 476

Cellular phone service .............................. 505 426 487 533 551

Water and other public services ................. 539 452 443 530 744

Household operations .................................. 1,027 1,110 842 932 1,311

Personal services ....................................... 141 147 2166 102 180

Other household expenses ........................ 886 963 676 830 1,131

Housekeeping supplies ................................ 667 622 651 605 838

Laundry and cleaning supplies ................... 143 128 159 135 155

Other household products .......................... 354 287 320 326 500

Postage and stationery ............................... 170 207 172 143 183

Household furnishings and equipment ......... 1,315 1,237 1,258 1,153 1,734

Household textiles ...................................... 99 70 110 75 158

Furniture ..................................................... 260 278 244 222 326

Floor coverings ........................................... 17 24 12 9 28

Major appliances ........................................ 224 200 156 191 375

Small appliances, miscellaneous

housewares .............................................. 94 90 85 94 108

Miscellaneous household equipment ......... 621 574 652 562 738

Apparel and services ...................................... 1,062 1,166 887 953 1,344

Men and boys ............................................... 202 249 152 179 251

Men, 16 and over ....................................... 180 227 139 153 227

Boys, 2 to 15 .............................................. 22 22 13 26 24

Women and girls .......................................... 504 499 460 470 614

Women, 16 and over .................................. 466 451 419 438 576

Girls, 2 to 15 ............................................... 38 48 41 32 38

Children under 2 ........................................... 17 220 221 215 215

Footwear ...................................................... 185 234 121 151 269

Other apparel products and services ........... 154 164 134 138 194

Transportation ................................................ 6,852 7,013 7,079 6,714 6,723

Vehicle purchases (net outlay) ..................... 2,209 2,027 2,476 2,415 1,742

Cars and trucks, new .................................. 1,397 1,258 1,375 1,724 978

Cars and trucks, used ................................ 806 748 1,095 690 763

Other vehicles ............................................ 26

221 262121

Gasoline and motor oil ................................. 1,777 1,558 1,882 1,850 1,756

Other vehicle expenses ................................ 2,351 2,725 2,266 2,111 2,521

Vehicle finance charges ............................. 108 89 105 121 108

Maintenance and repairs ............................ 768 827 746 678 896

Vehicle insurance ....................................... 1,025 1,190 1,055 950 981

Vehicle rental, leases, licenses, and other

charges ..................................................... 450 619 359 362 535

Public and other transportation .................... 515 701 455 339 705

Healthcare ...................................................... 5,439 5,518 5,966 5,037 5,517

Health insurance .......................................... 3,627 3,717 4,059 3,399 3,486

Medical services ........................................... 880 898 985 683 1,102

Drugs ............................................................ 726 705 708 769 689

Medical supplies ........................................... 206 197 214 186 240

Entertainment ................................................. 2,217 2,385 1,929 2,058 2,648

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Fees and admissions ................................... 429 545 372 339 538

Audio and visual equipment and services .... 949 1,087 860 881 1,033

Pets, toys, hobbies, and playground

equipment ................................................... 499 498 436 464 629

Pets ............................................................ 404 374 329 395 525

Toys, hobbies, and playground equipment 95 124 107 69 104

Other entertainment supplies, equipment,

and services ............................................... 340 255 261 374 448

Personal care products and services ............. 586 619 572 509 704

Reading .......................................................... 141 172 150 112 154

Education ....................................................... 276 310 249 239 337

Tobacco products and smoking supplies ....... 205 167 223 237 169

Miscellaneous ................................................. 701 666 788 610 803

Cash contributions .......................................... 2,542 2,328 3,103 2,240 2,697

Personal insurance and pensions .................. 2,321 2,659 2,130 2,098 2,584

Life and other personal insurance ................ 367 383 376 346 379

Pensions and Social Security ....................... 1,954 2,276 1,754 1,752 2,205

Sources of income and personal taxes:

Money income before taxes ........................... $45,142 $47,403 $45,950 $39,953 $51,235

Wages and salaries ...................................... 15,433 17,942 14,107 13,649 17,507

Self-employment income .............................. 1,648 1,346 2,077 1,039 2,574

Social Security, private and government

retirement ................................................... 24,320 24,402 25,503 22,307 26,551

Interest, dividends, rental income, other

property income .......................................... 2,760 2,707 3,171 2,061 3,617

Public assistance, supplemental security

income, food stamps .................................. 295 358 212 266 371

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 509 427 677 458 505

Other income ................................................ 176 221 203 173 110

Personal taxes (contains some imputed

values) .......................................................... 3,284 4,396 3,116 2,216 4,248

Federal income taxes ................................... 2,625 3,440 2,557 1,813 3,325

State and local income taxes ....................... 608 875 512 349 903

Other taxes ................................................... 51 82 47 54 20

Income after taxes .......................................... 41,858 43,006 42,834 37,737 46,987

Addenda:

Net change in total assets and liabilities ........ $12,192 $40,475 $7,957 $2,005 $6,643

Net change in total assets ............................ 17,459 40,282 10,825 11,309 12,722

Net change in total liabilities ......................... 5,268 -193 2,868 9,304 6,079

Other financial information:

Other money receipts ................................... 549 1,233 353 190 714

Mortgage principal paid on owned property -1,267 -1,212 -1,122 -1,071 -1,824

Estimated market value of owned home ...... 195,868 209,138 144,438 155,622 308,468

Estimated monthly rental value of owned

home .......................................................... 1,061 1,177 903 944 1,322

Gifts of goods and services, total ................... 981 998 998 744 1,368

Food ............................................................. 62 57 64 50 87

Alcoholic beverages ..................................... 8 16 5 6 9

Housing ........................................................ 211 281 222 173 198

Housekeeping supplies .............................. 28 35 29 21 33

Household textiles ...................................... 10 215 215 28

24

Appliances and miscellaneous

housewares .............................................. 27 37 16 25 30

Major appliances ...................................... 9 16 6 6 10

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2013-2014 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Small appliances and miscellaneous

housewares ............................................ 18 22 10 20 20

Miscellaneous household equipment ......... 42 37 35 41 56

Other housing ............................................. 104 157 127 78 75

Apparel and services .................................... 186 180 151 163 268

Males, 2 and over ....................................... 40 51 41 40 28

Females, 2 and over ................................... 85 73 75 67 140

Children under 2 ......................................... 15 218 215 215 215

Other apparel products and services ......... 45 37 20 41 85

Jewelry and watches ................................ 14 13 26 20 212

All other apparel products and services ... 31 224 14 21 73

Transportation .............................................. 123 52 168 97 194

Healthcare .................................................... 54 277 31 25

2142

Entertainment ............................................... 83 79 75 63 130

Toys, games, arts and crafts, and tricycles 28 227 28 29 229

Other entertainment ................................... 55 52 47 35 102

Personal care products and services ........... 14 22 7 9 22

Reading ........................................................ 5 5 6 5 2

Education ..................................................... 136 138 162 90 187

All other gifts ................................................. 100 91 106 85 129

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015