Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 22,829 1,006 876 1,375 1,190 2,094 2,061 1,861 3,222 9,143

Consumer unit characteristics:

Income before taxes ....................................... $75,840 - $3,596 $8,069 $12,534 $17,552 $24,625 $34,893 $44,747 $58,892 $141,449

Income after taxes .......................................... 68,294 -3,845 8,238 12,507 17,701 24,482 33,812 42,610 55,175 124,625

Age of reference person ................................. 59.2 59.7 59.3 59.5 59.8 59.4 59.5 59.1 59.2 58.9

Average number in consumer unit:

People .......................................................... 2.1 1.5 1.5 1.5 1.7 1.9 2.0 2.1 2.2 2.5

Children under 18 ......................................... .2 1.1 1.1 1.1 .1 .2 .2 .2 .2 .2

Adults 65 and older ...................................... .1 1.1 2 ( ) .1 .1 .1 .1 .1 .1 .1

Earners ......................................................... 1.3 .4 .4 .4 .6 .8 1.1 1.3 1.4 1.9

Vehicles ........................................................ 2.2 1.2 1.1 1.2 1.5 1.7 1.8 2.1 2.3 2.8

Percent distribution:

Reference person:

Men .............................................................. 49 47 44 46 43 42 44 46 48 55

Women ......................................................... 51 53 56 54 57 58 56 54 52 45

Housing tenure:

Homeowner .................................................. 79 55 43 48 62 68 77 77 83 93

With mortgage ............................................ 43 20 14 17 27 30 39 41 45 58

Without mortgage ....................................... 36 35 30 32 35 39 38 36 38 35

Renter ........................................................... 21 45 57 52 38 32 23 23 17 7

Race of reference person:

Black or African-American ............................ 12 19 25 17 20 17 16 15 12 6

White, Asian, and all other races .................. 88 81 75 83 80 83 84 85 88 94

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 7 10 11 12 10 10 9 9 7 5

Not Hispanic or Latino .................................. 93 90 89 88 90 90 91 91 93 95

Education of reference person:

Elementary (1-8) ........................................... 5 10 18 12 7 7 5 7 4 1

High school (9-12) ........................................ 30 34 34 42 45 45 37 41 30 19

College ......................................................... 65 56 48 45 48 47 57 52 67 80

Never attended and other ............................. 2 ( ) 3 ( ) 2 ( ) 1

2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............. 91 72 65 69 80 89 94 93 96 98

Average annual expenditures ........................... $55,794 $26,452 $23,025 $21,574 $26,373 $32,238 $35,887 $40,501 $48,682 $87,209

Food ............................................................... 6,756 4,236 3,877 3,064 3,912 4,111 5,026 5,361 6,618 9,802

Food at home ............................................... 4,123 2,979 2,929 2,168 2,810 2,860 3,504 3,543 4,172 5,485

Cereals and bakery products ..................... 550 397 434 331 396 377 466 465 554 724

Cereals and cereal products .................... 172 128 136 133 133 108 152 146 168 222

Bakery products ....................................... 379 269 299 198 263 268 314 318 387 503

Meats, poultry, fish, and eggs .................... 892 588 652 474 651 692 787 736 898 1,168

Beef .......................................................... 242 142 186 102 170 185 207 209 242 323

Pork .......................................................... 179 121 139 129 146 137 166 143 193 220

Other meats .............................................. 125 79 98 47 104 109 107 96 137 158

Poultry ...................................................... 157 94 109 93 120 128 151 127 155 201

Fish and seafood ...................................... 134 109 82 64 70 91 111 111 115 193

Eggs ......................................................... 56 44 38 38 41 42 46 49 56 71

Dairy products ............................................ 430 296 302 226 293 307 327 348 458 578

Fresh milk and cream ............................... 145 104 121 85 101 124 115 129 163 178

Other dairy products ................................. 285 192 181 141 192 183 212 219 295 400

Fruits and vegetables ................................. 765 500 467 431 521 503 681 623 752 1,042

Fresh fruits ............................................... 269 169 133 142 194 158 242 204 267 375

Fresh vegetables ...................................... 245 159 148 134 166 165 219 198 235 337

Processed fruits ........................................ 117 77 79 70 63 81 108 98 106 160

Processed vegetables .............................. 135 94 107 84 97 98 112 123 144 170

Other food at home .................................... 1,485 1,199 1,074 706 949 982 1,242 1,371 1,510 1,973

Sugar and other sweets ........................... 158 130 123 77 86 111 117 155 147 216

Fats and oils ............................................. 121 99 96 75 86 76 116 109 133 149

Miscellaneous foods ................................. 746 668 485 318 462 482 615 732 732 1,004

Nonalcoholic beverages ........................... 399 286 321 221 293 292 355 346 454 497

Food prepared by consumer unit on

out-of-town trips ...................................... 62 116 149 115 122 22 39 30 43 108

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 2,633 1,257 948 896 1,102 1,251 1,522 1,818 2,446 4,317

Alcoholic beverages ....................................... 479 135 207 73 210 214 314 251 439 826

Housing .......................................................... 17,608 10,772 8,470 8,385 10,039 12,288 12,876 14,189 15,469 25,417

Shelter .......................................................... 9,990 6,140 4,896 4,873 5,635 7,000 6,924 8,201 8,405 14,537

Owned dwellings ........................................ 7,128 3,174 1,477 1,934 3,095 4,097 4,546 5,501 5,978 11,425

Mortgage interest and charges ................. 3,261 1,193 588 694 1,414 1,897 2,180 2,479 2,862 5,229

Property taxes .......................................... 2,349 961 612 683 1,067 1,290 1,472 1,631 1,972 3,806

Maintenance, repairs, insurance, other

expenses ................................................ 1,518 1,020 277 557 614 911 894 1,391 1,144 2,390

Rented dwellings ........................................ 1,863 2,569 3,218 2,803 2,325 2,549 2,020 2,280 1,883 1,169

Other lodging .............................................. 999 397 1201 1136 215 353 358 420 545 1,944

Utilities, fuels, and public services ................ 4,064 2,572 2,340 2,416 2,925 3,250 3,501 3,645 4,080 5,182

Natural gas ................................................. 414 256 232 248 281 285 316 338 373 572

Electricity .................................................... 1,542 1,068 1,058 1,087 1,265 1,396 1,447 1,430 1,559 1,817

Fuel oil and other fuels ............................... 170 198 137 161 150 135 119 160 164 246

Telephone services .................................... 1,348 771 704 682 914 970 1,088 1,189 1,412 1,784

Residential phone service, VOIP, and

phone cards ............................................ 467 315 310 299 386 413 421 426 480 560

Cellular phone service .............................. 881 456 394 384 529 557 667 764 932 1,224

Water and other public services ................. 590 379 310 338 415 463 532 528 573 762

Household operations .................................. 1,033 440 292 303 363 626 636 690 757 1,719

Personal services ....................................... 98 3 ( ) 2 ( ) 3 ( ) 11

1124 156 19132 190

Other household expenses ........................ 935 440 292 303 362 502 580 682 725 1,529

Housekeeping supplies ................................ 721 485 401 259 402 542 648 498 699 1,025

Laundry and cleaning supplies ................... 161 172 99 57 122 135 159 89 187 203

Other household products .......................... 395 229 242 123 178 297 360 298 392 562

Postage and stationery ............................... 165 83 60 79 102 109 130 111 120 260

Household furnishings and equipment ......... 1,801 1,135 540 533 713 869 1,168 1,156 1,527 2,954

Household textiles ...................................... 129 277 144 78 33 105 58 91 115 182

Furniture ..................................................... 420 142 72 112 191 224 249 218 373 702

Floor coverings ........................................... 26 12

1216134 8 14 111 10 48

Major appliances ........................................ 226 92 73 63 117 101 191 158 198 355

Small appliances, miscellaneous

housewares .............................................. 131 108 61 60 37 86 45 65 146 210

Miscellaneous household equipment ......... 868 514 289 213 303 345 610 613 685 1,457

Apparel and services ...................................... 1,599 900 833 590 758 767 654 941 1,342 2,735

Men and boys ............................................... 346 106 236 96 170 99 123 211 297 620

Men, 16 and over ....................................... 307 1100 1232 149 141 82 86 195 258 563

Boys, 2 to 15 .............................................. 39 16

14147 29 17 37 16 38 57

Women and girls .......................................... 686 240 391 285 313 351 320 372 620 1,167

Women, 16 and over .................................. 622 216 390 268 275 312 269 321 575 1,062

Girls, 2 to 15 ............................................... 64 123 11

118 138 39 50 52 45 105

Children under 2 ........................................... 44 148 113 17

121 139 111 124 156 65

Footwear ...................................................... 285 1106 1124 121 1128 164 119 203 212 493

Other apparel products and services ........... 238 401 70 80 127 115 82 130 157 390

Transportation ................................................ 9,500 4,485 4,164 3,614 4,008 6,319 6,476 7,516 8,799 14,273

Vehicle purchases (net outlay) ..................... 3,085 11,876 11,486 1634 1756 2,221 2,067 1,978 2,564 4,880

Cars and trucks, new .................................. 1,664 11,785 11,065 1154 1644 11,010 11,052 1469 1,029 2,822

Cars and trucks, used ................................ 1,370 191 1421 480 1112 1,211 1,015 1,509 1,535 1,930

Other vehicles ............................................ 152 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 1129

Gasoline and motor oil ................................. 2,839 1,299 1,198 1,219 1,776 1,941 2,285 2,647 3,006 3,860

Other vehicle expenses ................................ 2,934 1,041 1,272 1,619 1,306 1,984 1,888 2,507 2,733 4,372

Vehicle finance charges ............................. 196 55 169 69 69 129 151 197 207 280

Maintenance and repairs ............................ 979 406 366 339 469 672 747 804 980 1,425

Vehicle insurance ....................................... 1,262 1410 1718 11,100 1616 972 774 1,171 1,109 1,808

Vehicle rental, leases, licenses, and other

charges ..................................................... 498 171 119 111 152 212 216 335 437 858

Public and other transportation .................... 641 268 207 141 169 173 236 384 496 1,161

Healthcare ...................................................... 4,377 1,926 1,808 2,487 2,831 3,220 3,354 3,571 4,357 6,056

Health insurance .......................................... 2,404 1,083 861 1,065 1,418 1,630 1,851 1,984 2,592 3,349

Medical services ........................................... 1,131 370 471 965 944 930 797 816 906 1,593

Drugs ............................................................ 676 409 370 399 420 588 621 668 688 848

Medical supplies ........................................... 165 64 107 58 49 73 85 103 171 267

Entertainment ................................................. 2,789 993 1,010 1,149 1,308 1,702 1,786 1,781 2,333 4,478

Fees and admissions ................................... 607 141 51 51 173 162 182 193 453 1,195

Audio and visual equipment and services .... 1,042 602 619 547 695 759 850 909 1,007 1,402

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 812 194 285 302 401 615 625 548 681 1,270

Pets ............................................................ 682 188 241 234 349 535 508 457 579 1,064

Toys, hobbies, and playground equipment 129 16

144 168 152 80 1117 191 103 206

Other entertainment supplies, equipment,

and services ............................................... 328 155 155 248 139 167 128 131 192 611

Personal care products and services ............. 667 385 289 217 289 329 453 409 596 1,074

Reading .......................................................... 132 52 48 35 52 58 67 89 125 218

Education ....................................................... 1,180 1267 1132 1248 1151 102 432 576 591 2,404

Tobacco products and smoking supplies ....... 405 378 579 497 396 443 517 375 342 373

Miscellaneous ................................................. 874 672 501 285 531 459 450 700 674 1,368

Cash contributions .......................................... 2,368 866 558 521 1,036 775 1,069 1,077 1,568 4,360

Personal insurance and pensions .................. 7,060 385 550 410 853 1,450 2,413 3,665 5,429 13,826

Life and other personal insurance ................ 479 154 149 138 185 191 229 232 407 834

Pensions and Social Security ....................... 6,582 231 402 271 668 1,260 2,184 3,432 5,022 12,993

Sources of income and personal taxes:

Money income before taxes ........................... $75,840 - $3,596 $8,069 $12,534 $17,552 $24,625 $34,893 $44,747 $58,892 $141,449

Wages and salaries ...................................... 58,650 1,893 2,101 2,609 6,749 12,931 22,004 33,104 44,585 114,389

Self-employment income .............................. 5,119 -7,937 165 1179 562 741 1,509 1,469 2,915 11,712

Social Security, private and government

retirement ................................................... 8,269 1,097 2,753 6,873 8,164 8,732 9,712 8,173 9,291 9,039

Interest, dividends, rental income, other

property income .......................................... 2,348 248 249 398 246 589 311 766 1,014 5,001

Public assistance, supplemental security

income, food stamps .................................. 599 575 2,324 1,806 1,018 839 509 362 483 255

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 664 1132 1359 510 624 711 679 754 505 803

Other income ................................................ 192 396 1218 1160 1189 183 1169 1119 1101 250

Personal taxes (contains some imputed

values) .......................................................... 7,546 249 -169 28 -150 143 1,081 2,137 3,718 16,824

Federal income taxes ................................... 5,866 226 -141 -34 -222 -117 716 1,428 2,710 13,289

State and local income taxes ....................... 1,536 -29 -57 40 38 114 276 604 905 3,303

Other taxes ................................................... 144 152 129 21 34 146 89 105 103 232

Income after taxes .......................................... 68,294 -3,845 8,238 12,507 17,701 24,482 33,812 42,610 55,175 124,625

Addenda:

Net change in total assets and liabilities ........ $15,138 $652 $4,816 - $4,804 $2,525 - $7,052 $6,986 - $4,924 $4,432 $37,139

Net change in total assets ............................ 24,411 5,651 5,594 1,519 2,665 1,260 10,935 1,289 7,224 53,656

Net change in total liabilities ......................... 9,273 4,999 777 6,323 140 8,313 3,949 6,213 2,793 16,517

Other financial information:

Other money receipts ................................... 1,329 1565 1118 1704 1835 226 695 1609 828 2,405

Mortgage principal paid on owned property -2,468 -1,101 -454 -435 -952 -1,052 -1,193 -1,642 -1,921 -4,287

Estimated market value of owned home ...... 200,647 97,423 56,450 61,577 85,883 140,918 128,372 136,805 165,439 317,058

Estimated monthly rental value of owned

home .......................................................... 1,113 581 371 429 595 729 843 855 996 1,655

Gifts of goods and services, total ................... 1,883 998 810 910 1,059 659 644 944 916 3,473

Food ............................................................. 175 178 123 19 70 53 50 69 101 345

Alcoholic beverages ..................................... 13 2 ( ) 116 2 ( ) 11

12 15 15 15 20

Housing ........................................................ 312 174 218 59 116 97 208 186 222 536

Housekeeping supplies .............................. 39 131 122 14

16 33 36 33 38 56

Household textiles ...................................... 11 110 125 16

2 ( ) 1112118 123 12

Appliances and miscellaneous

housewares .............................................. 32 112 112 16

13115 15112 145 54

Major appliances ...................................... 11 17

162 ( ) 13191117118 15

Small appliances and miscellaneous

housewares ............................................ 21 15

16162 ( ) 171416128 39

Miscellaneous household equipment ......... 68 122 126 122 135 28 33 56 45 117

Other housing ............................................. 162 1100 133 121 172 120 132 167 70 297

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Apparel and services .................................... 295 110 335 114 234 138 87 156 267 492

Males, 2 and over ....................................... 81 115 199 169 120 35 18 21 78 133

Females, 2 and over ................................... 126 119 193 127 75 47 52 76 97 229

Children under 2 ......................................... 37 142 18

17121 128 17123 44 57

Other apparel products and services ......... 51 134 134 110 1118 128 110 135 48 73

Jewelry and watches ................................ 17 13

112 ( ) 156 118 1213114 24

All other apparel products and services ... 34 131 133 110 163 110 19

132 134 50

Transportation .............................................. 178 498 19 12 23 172 66 223 56 264

Healthcare .................................................... 119 12

111602 1169 162 14171 19 153

Entertainment ............................................... 125 114 122 124 1113 165 53 37 70 234

Toys, games, arts and crafts, and tricycles 38 3 ( ) 114 116 124 140 119 114 118 69

Other entertainment ................................... 86 14 18

18 89 25 34 23 52 165

Personal care products and services ........... 24 120 160 14

113 1719 19 16 42

Reading ........................................................ 5 11

11123 ( ) 111313 6 9

Education ..................................................... 494 146 16

14152 151104 194 114 1,137

All other gifts ................................................. 143 55 1120 170 267 56 45 81 50 239

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014