Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2009

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Number of consumer units (in thousands) ...... 120,847 85,270 16,692 31,015 25,512 12,051 35,576 23,410 12,166 

Percent distribution of consumer units ........... 100.0 70.6 13.8 25.7 21.1 10.0 29.4 19.4 10.1 

Consumer unit characteristics (mean values):

Income before taxes .................................... $62,857 $48,449 $33,262 $47,338 $53,065 $62,570 $97,390 $90,318 $110,998 

Income after taxes ....................................... 60,753 47,446 33,032 46,531 51,686 60,788 92,648 86,107 105,234 

Age of reference person ............................... 49.4 50.0 53.8 51.8 46.1 48.0 48.0 46.5 51.0 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.8 2.5 2.4 2.5 2.5 2.5 2.4 

Children under 18 ....................................... .6 .6 .8 .6 .6 .7 .6 .6 .6 

Persons 65 and older ................................. .3 .3 .5 .4 .3 .2 .2 .2 .3 

Earners ....................................................... 1.3 1.2 1.0 1.2 1.3 1.4 1.4 1.5 1.4 

Vehicles ...................................................... 2.0 1.9 1.5 1.9 2.0 2.2 2.1 2.1 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................ 47 45 45 45 45 44 52 52 53 

Female ........................................................ 53 55 55 55 55 56 48 48 47 

Housing tenure:

Homeowner ................................................ 66 62 54 65 59 69 77 75 80 

With mortgage .......................................... 41 36 26 35 37 47 56 55 57 

Without mortgage ..................................... 25 26 29 30 22 23 21 20 23 

Renter ......................................................... 34 38 46 35 41 31 23 25 20 

Race of reference person:

Black or African-American .......................... 12 14 19 14 12 13 7 7 7 

White, Asian, and all other races ................ 88 86 81 86 88 87 93 93 93 

Hispanic or Latino origin of reference

person:

Hispanic or Latino ....................................... 12 14 31 11 10 10 6 6 5 

Not Hispanic or Latino ................................ 88 86 69 89 90 90 94 94 95 

Education of reference person:

Elementary (1-8) ......................................... 5 7 35 n.a. n.a. n.a. n.a. n.a. n.a.

High school (9-12) ...................................... 34 49 64 100 n.a. n.a. n.a. n.a. n.a.

College ....................................................... 61 44 n.a. n.a. 100 100 100 100 100 

Never attended and other ........................... 1 ( ) 1 ( ) 1 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ........... 88 86 75 88 88 93 94 94 94 

Annual aggregate expenditures ...................... $5,929,795 58.0 8.2 20.5 19.3 10.0 42.0 26.2 15.8 

Food ............................................................. 770,118 61.4 9.1 23.0 20.1 9.2 38.6 24.3 14.4 

Food at home ............................................. 453,596 64.4 10.8 24.8 20.3 8.5 35.6 22.7 12.9 

Cereals and bakery products .................... 61,203 64.4 10.9 25.0 20.0 8.6 35.6 23.1 12.4 

Cereals and cereal products ................... 20,858 64.9 11.7 24.7 20.0 8.5 35.1 22.6 12.5 

Bakery products ...................................... 40,345 64.2 10.5 25.1 19.9 8.6 35.8 23.4 12.4 

Meats, poultry, fish, and eggs ................... 101,636 66.9 12.4 26.6 20.4 7.6 33.1 22.1 11.0 

Beef ........................................................ 27,332 68.6 12.3 28.6 20.2 7.5 31.4 21.5 9.9 

Pork ........................................................ 20,350 71.3 14.6 28.4 20.4 8.0 28.7 19.5 9.2 

Other meats ............................................ 13,722 66.5 11.8 26.6 20.2 7.9 33.5 21.1 12.4 

Poultry .................................................... 18,621 66.1 11.7 24.8 21.6 7.9 33.9 22.8 11.1 

Fish and seafood .................................... 16,310 59.6 10.4 22.9 19.5 6.9 40.4 26.6 13.8 

Eggs ....................................................... 5,300 68.1 13.7 26.3 20.2 7.8 31.9 20.7 11.2 

Dairy products .......................................... 49,081 63.3 10.0 24.2 20.4 8.7 36.7 23.2 13.5 

Fresh milk and cream ............................. 17,402 66.1 11.5 25.3 20.9 8.3 33.9 21.3 12.6 

Other dairy products ............................... 31,679 61.8 9.1 23.6 20.2 8.9 38.2 24.2 14.0 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Fruits and vegetables ............................... $79,341 61.4 10.5 23.4 19.5 7.9 38.6 23.5 15.1 

Fresh fruits .............................................. 26,544 59.3 10.2 22.5 18.8 7.8 40.7 24.7 15.9 

Fresh vegetables .................................... 25,278 60.0 10.7 22.8 18.7 7.7 40.0 23.8 16.3 

Processed fruits ...................................... 14,267 62.9 9.8 24.0 20.7 8.3 37.1 22.9 14.3 

Processed vegetables ............................ 13,252 66.5 11.6 25.7 21.2 8.1 33.5 21.1 12.4 

Other food at home ................................... 162,335 64.5 10.2 24.4 20.7 9.2 35.5 22.4 13.1 

Sugar and other sweets .......................... 16,996 65.1 10.6 24.0 20.4 10.2 34.9 22.0 12.8 

Fats and oils ........................................... 12,370 66.8 12.0 25.7 19.9 9.3 33.2 21.4 11.8 

Miscellaneous foods ............................... 86,424 64.0 9.7 24.6 20.7 9.0 36.0 22.9 13.1 

Nonalcoholic beverages ......................... 40,679 66.8 11.3 24.9 21.7 8.9 33.2 21.0 12.2 

Food prepared by consumer unit on

out-of-town trips .................................... 5,868 48.8 5.6 16.6 16.5 10.1 51.2 28.5 22.7 

Food away from home ................................ 316,522 57.1 6.5 20.4 19.9 10.3 42.9 26.5 16.4 

Alcoholic beverages ..................................... 52,542 52.1 6.0 18.4 18.9 8.7 47.9 30.9 17.0 

Housing ........................................................ 2,041,738 58.6 9.1 20.2 18.9 10.3 41.4 25.8 15.6 

Shelter ........................................................ 1,217,506 56.8 9.0 19.2 18.3 10.3 43.2 27.1 16.1 

Owned dwellings ...................................... 790,653 52.2 6.9 17.9 17.0 10.5 47.8 30.2 17.6 

Mortgage interest and charges ............... 434,288 51.4 6.8 16.8 16.5 11.4 48.6 31.3 17.3 

Property taxes ........................................ 218,858 52.4 7.0 19.4 16.2 9.7 47.6 29.2 18.4 

Maintenance, repairs, insurance, other

expenses .............................................. 137,507 54.5 7.2 18.9 19.5 8.9 45.5 28.0 17.5 

Rented dwellings ...................................... 345,650 71.2 15.1 23.8 22.1 10.2 28.8 18.7 10.1 

Other lodging ............................................ 81,203 40.4 3.4 12.9 15.1 8.9 59.6 33.2 26.4 

Utilities, fuels, and public services .............. 440,440 67.0 11.8 24.6 20.2 10.5 33.0 21.2 11.8 

Natural gas ............................................... 58,394 63.7 11.3 23.8 19.2 9.4 36.3 23.3 12.9 

Electricity .................................................. 166,370 68.9 12.6 25.7 20.2 10.4 31.1 20.2 11.0 

Fuel oil and other fuels ............................. 17,082 65.0 10.7 26.9 14.7 12.7 35.0 21.6 13.4 

Telephone services .................................. 140,419 67.4 11.3 24.2 21.0 10.9 32.6 20.9 11.7 

Water and other public services ............... 58,174 64.7 11.1 22.5 20.6 10.4 35.3 22.7 12.6 

Household operations ................................. 122,220 49.2 4.7 15.2 18.6 10.7 50.8 28.9 21.9 

Personal services ..................................... 47,062 45.1 3.7 11.9 17.6 11.8 54.9 31.5 23.5 

Other household expenses ....................... 75,157 51.8 5.3 17.2 19.2 10.1 48.2 27.3 20.9 

Housekeeping supplies .............................. 79,620 60.4 7.6 23.3 19.8 9.7 39.6 22.4 17.1 

Laundry and cleaning supplies ................. 18,831 67.3 10.5 26.6 21.3 8.8 32.7 20.4 12.3 

Other household products ........................ 43,494 59.3 7.5 22.2 19.7 9.9 40.7 22.2 18.5 

Postage and stationery ............................. 17,294 55.9 4.9 22.7 18.3 10.0 44.1 25.1 19.0 

Household furnishings and equipment ....... 181,954 55.7 6.6 18.5 20.2 10.4 44.3 27.5 16.8 

Household textiles .................................... 15,009 56.4 3.6 21.8 21.7 9.3 43.6 24.3 19.3 

Furniture ................................................... 41,448 56.2 7.9 18.4 19.2 10.7 43.8 27.0 16.8 

Floor coverings ......................................... 3,663 44.6 4.3 10.3 17.1 12.9 55.4 33.5 21.9 

Major appliances ...................................... 23,410 61.8 9.1 21.0 20.2 11.5 38.2 23.4 14.8 

Small appliances, miscellaneous

housewares ............................................ 11,290 57.3 7.0 20.8 20.0 9.5 42.7 26.9 15.8 

Miscellaneous household equipment ....... 87,134 54.0 6.0 17.3 20.6 10.1 46.0 29.2 16.8 

Apparel and services .................................... 208,496 58.6 10.5 21.3 17.8 9.1 41.4 27.4 14.0 

Men and boys ............................................. 46,279 62.9 11.8 22.2 17.8 11.1 37.1 23.9 13.1 

Men, 16 and over ...................................... 36,780 62.5 11.8 22.0 17.5 11.1 37.5 23.7 13.9 

Boys, 2 to 15 ............................................. 9,499 64.7 11.5 23.0 19.2 11.0 35.3 24.9 10.4 

Women and girls ......................................... 81,998 53.5 7.9 20.3 16.7 8.6 46.5 31.0 15.6 

Women, 16 and over ................................ 67,779 51.4 6.9 19.7 16.1 8.7 48.6 32.8 15.8 

Girls, 2 to 15 ............................................. 14,219 63.0 12.5 23.0 19.2 8.3 37.0 22.3 14.7 

Children under 2 ......................................... 11,018 67.7 16.3 22.0 20.2 9.1 32.3 19.6 12.7 

Footwear ..................................................... 39,056 67.9 13.3 26.8 19.9 7.9 32.1 21.8 10.3 

Other apparel products and services .......... 30,146 50.8 9.6 15.1 17.0 9.1 49.2 33.1 16.1 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Transportation .............................................. $925,492 60.2 8.4 21.3 20.3 10.2 39.8 25.4 14.4 

Vehicle purchases (net outlay) ................... 321,083 56.8 7.4 19.5 19.7 10.2 43.2 28.0 15.2 

Cars and trucks, new ................................ 156,756 48.3 4.1 18.4 15.5 10.4 51.7 32.9 18.8 

Cars and trucks, used ............................... 157,626 64.0 10.8 20.1 23.9 9.2 36.0 23.8 12.2 

Other vehicles ........................................... 6,701 85.3 24.6 31.9 19.9 28.9 14.7 13.0 21.8 

Gasoline and motor oil ................................ 240,050 67.3 10.6 24.1 21.0 11.6 32.7 21.5 11.2 

Other vehicle expenses .............................. 306,434 61.9 8.2 22.3 21.7 9.7 38.1 24.3 13.7 

Vehicle finance charges ........................... 33,960 68.9 8.4 25.4 22.6 12.5 31.1 21.2 9.9 

Maintenance and repairs .......................... 88,559 59.9 8.3 19.4 21.6 10.5 40.1 25.7 14.4 

Vehicle insurance ..................................... 129,957 65.1 8.8 25.8 22.4 8.1 34.9 22.4 12.5 

Vehicle rental, leases, licenses, and other

charges ................................................... 53,958 53.3 6.5 16.8 19.4 10.7 46.7 28.6 18.0 

Public transportation ................................... 57,924 40.2 5.5 14.2 13.2 7.4 59.8 32.9 26.9 

Healthcare .................................................... 377,780 62.0 8.8 24.0 19.7 9.5 38.0 23.4 14.5 

Health insurance ......................................... 215,686 62.6 9.4 24.6 19.3 9.3 37.4 23.0 14.4 

Medical services ......................................... 88,981 58.3 6.8 21.8 19.8 9.9 41.7 25.6 16.1 

Drugs .......................................................... 58,766 66.5 9.8 26.0 21.2 9.4 33.5 21.1 12.4 

Medical supplies ......................................... 14,346 57.7 8.5 19.6 18.7 10.9 42.3 25.9 16.4 

Entertainment ............................................... 325,412 59.0 6.9 21.2 20.7 10.2 41.0 25.1 15.9 

Fees and admissions .................................. 75,894 44.4 3.2 13.7 18.2 9.2 55.6 31.9 23.7 

Audio and visual equipment and services .. 117,820 64.0 9.0 23.2 21.2 10.5 36.0 22.7 13.3 

Pets, toys, hobbies, and playground

equipment ................................................. 83,362 63.8 7.8 24.6 21.0 10.4 36.2 23.3 12.8 

Other entertainment supplies, equipment,

and services ............................................. 48,335 61.4 6.2 21.9 22.9 10.4 38.6 23.0 15.6 

Personal care products and services ........... 71,978 57.5 7.8 20.4 19.9 9.5 42.5 26.4 16.1 

Reading ........................................................ 13,244 50.1 5.0 16.4 19.0 9.7 49.9 27.8 22.1 

Education ...................................................... 129,067 42.8 3.0 10.8 20.6 8.4 57.2 33.3 24.0 

Tobacco products and smoking supplies ..... 45,884 85.8 15.6 35.9 23.3 11.0 14.2 11.2 3.0 

Miscellaneous ............................................... 98,656 59.4 7.2 18.9 21.9 11.4 40.6 27.8 12.8 

Cash contributions ........................................ 208,228 48.9 6.3 16.7 16.6 9.3 51.1 30.7 20.4 

Personal insurance and pensions ................ 661,160 51.0 5.7 17.5 17.7 10.2 49.0 30.0 19.0 

Life and other personal insurance .............. 37,346 53.1 6.7 19.8 17.0 9.6 46.9 28.3 18.6 

Pensions and Social Security ..................... 623,815 50.9 5.7 17.3 17.7 10.2 49.1 30.1 19.0 

Sources of income and personal taxes:

Money income before taxes ......................... 7,596,016 54.4 7.3 19.3 17.8 9.9 45.6 27.8 17.8 

Wages and salaries .................................... 6,083,327 52.2 6.1 18.1 17.9 10.2 47.8 29.4 18.3 

Self-employment income ............................ 323,080 53.2 8.2 17.6 15.7 11.7 46.8 28.9 17.9 

Social Security, private and government

retirement ................................................. 826,171 70.1 14.3 29.6 18.2 8.0 29.9 15.8 14.1 

Interest, dividends, rental income, other

property income ........................................ 176,378 35.6 3.3 14.5 11.6 6.2 64.4 39.0 25.5 

Unemployment and workers’

compensation, veterans’ benefits ............. 52,175 78.5 15.1 30.3 22.7 10.4 21.5 17.1 4.4 

Public assistance, supplemental security

income, food stamps ................................ 52,526 88.9 35.1 25.1 20.4 8.4 11.1 5.9 5.2 

Regular contributions for support ............... 50,243 61.9 7.8 13.7 27.5 12.9 38.1 25.6 12.5 

Other income .............................................. 32,116 65.1 10.2 20.7 23.7 10.5 34.9 21.7 13.3 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Personal taxes .............................................. $254,235 33.6 1.5 9.8 13.8 8.4 66.4 38.8 27.6 

Federal income taxes ................................. 169,724 28.9 .4 7.9 12.9 7.7 71.1 41.2 29.9 

2008 Tax stimulus (new UCC Q20082)

(thru Q20091) ........................................... 2-157 276.0 210.1 227.2 228.2 210.4 224.0 224.0 3 ( )

State and local income taxes ...................... 63,331 40.4 3.3 12.3 15.6 9.3 59.6 36.0 23.6 

Other taxes ................................................. 21,336 51.9 5.2 18.6 16.5 11.7 48.1 27.7 20.4 

Income after taxes ........................................ 7,341,782 55.1 7.5 19.7 18.0 10.0 44.9 27.5 17.4 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors. 3 No data reported.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010