Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018

Item 

Total 

four 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

Number of consumer units (in thousands) ................................................................ 16,398 521 3,628 5,283 4,321 1,908 737 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $109,970 $55,629 $76,266 $109,777 $143,350 $127,587 $74,367 

 Income after taxes ................................................................................................ 94,384 54,376 69,932 94,233 118,530 107,280 69,164 

 Age of reference person ................................................................................................43.1 21.6 30.5 39.6 48.9 58.7 70.4 

 Average number in consumer unit: 

 People ................................................................................................................................ 40 4.0 4.0 4.0 4.0 4.0 4.0 

 Children under 18 ................................................................................................ 1.6 1.2 2.0 1.9 1.3 .7 .8 

 Adults 65 and older ................................................................................................ .1 1

.1 ( 2

 ) ( 2 ) .1 .2 1.4 

 Earners ................................................................................................................................ 2.0 2.2 1.7 1.9 2.3 2.5 1.7 

 Vehicles ................................................................................................................................ 2.4 2.1 2.2 2.2 2.8 2.9 2.1 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................46 38 42 43 51 56 43 

 Women ................................................................................................................................ 54 62 58 57 49 44 57 

 Housing tenure: 

 Homeowner................................................................................................ 70 38 56 67 82 85 85 

 With mortgage ................................................................................................ 56 26 48 58 67 60 38 

 Without mortgage ................................................................................................ 14 13 8 9 15 25 47 

 Renter ................................................................................................................................ 30 62 44 33 18 15 15 

 Race of reference person: 

 Black or African-American ................................................................................................ 12 15 13 13 8 15 18 

 White, Asian, and all other races ................................................................ 88 85 87 87 92 85 82 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 20 30 24 21 18 11 14 

 Not Hispanic or Latino ................................................................................................ 80 70 76 79 82 89 86 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 3 ( 3 ) 3 3 4 5 7 

 High school (9-12) ................................................................................................ 26 46 31 23 20 24 40 

 College ................................................................................................................................ 71 54 67 74 77 70 52 

 Never attended and other ................................................................................................ ( 2 ) ( 3 ) ( 2 ) ( 2 ) ( 2 ) 1 1 

 At least one vehicle owned or leased ................................................................ 95 87 95 95 97 95 88 

Average annual expenditures ................................................................................................ $80,385 $49,852 $63,416 $79,629 $98,290 $93,911 $54,130 

 Food ................................................................................................................................ 10,940 6,749 8,744 11,070 13,458 11,866 8,417 

 Food at home ................................................................................................ 6,158 4,195 5,045 6,085 7,175 7,412 5,384 

 Cereals and bakery products ................................................................................................ 825 573 671 817 977 951 742 

 Cereals and cereal products ................................................................ 266 202 219 258 306 318 286 

 Bakery products ................................................................................................ 558 372 452 559 671 633 456 

 Meats, poultry, fish, and eggs ................................................................ 1,353 949 1,078 1,282 1,546 1,884 1,281 

 Beef ................................................................................................................................ 358 215 301 358 387 459 361 

 Pork ................................................................................................................................ 248 194 193 215 317 299 313 

 Other meats ................................................................................................ 185 99 130 190 223 224 192 

 Poultry ................................................................................................................................ 274 207 219 282 290 376 210 

 Fish and seafood ................................................................................................ 202 160 154 151 231 428 142 

 Eggs ................................................................................................................................ 87 73 80 85 97 98 63 

 Dairy products ................................................................................................ 626 419 469 665 731 688 585 

 Fresh milk and cream ................................................................................................ 214 171 168 219 250 240 190 

 Other dairy products ................................................................................................ 412 248 301 447 481 448 394 

 Fruits and vegetables ................................................................................................ 1,195 847 1,008 1,144 1,450 1,422 866 

 Fresh fruits................................................................................................ 452 319 381 429 578 491 313 

 Fresh vegetables ................................................................................................ 379 290 292 355 478 492 260 

 Processed fruits ................................................................................................ 165 120 155 169 169 190 142 

 Processed vegetables ................................................................................................ 199 118 180 191 225 248 152 

 Other food at home ................................................................................................2,159 1,407 1,819 2,177 2,472 2,468 1,911 

 Sugar and other sweets ................................................................................................ 205 121 150 207 250 239 221 

 Fats and oils ................................................................................................ 162 92 132 158 174 232 168 

 Miscellaneous foods ................................................................................................ 1,166 762 1,023 1,189 1,294 1,312 1,003 

 Nonalcoholic beverages ................................................................................................ 557 415 474 550 663 588 489 

See footnotes at end of table. 
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

four 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Food prepared by consumer unit on out-of-town trips ................................ 69 117 39 73 91 96 130 

 Food away from home ................................................................................................ 4,782 2,554 3,700 4,985 6,283 4,453 3,033 

 Alcoholic beverages ................................................................................................ 575 193 393 644 743 616 273 

 Housing ................................................................................................................................ 25,783 17,579 21,188 27,207 29,768 27,026 17,840 

 Shelter ................................................................................................................................ 14,901 10,439 11,825 15,597 17,660 16,025 9,131 

 Owned dwellings ................................................................................................10,008 3,053 6,207 10,268 13,223 12,438 6,634 

 Mortgage interest and charges ................................................................ 5,359 1,522 3,593 5,936 7,172 5,310 2,136 

 Property taxes ................................................................................................ 2,982 871 1,523 2,812 4,109 4,458 2,450 

 Maintenance, repairs, insurance, other expenses ................................ 1,667 660 1,091 1,521 1,942 2,669 2,048 

 Rented dwellings ................................................................................................ 3,959 6,788 5,220 4,591 2,933 2,113 2,012 

 Other lodging ................................................................................................ 934 1599 398 738 1,504 1,474 486 

 Utilities, fuels, and public services ................................................................ 5,074 4,019 4,167 4,833 5,809 6,011 5,268 

 Natural gas ................................................................................................ 506 235 379 491 599 658 482 

 Electricity ................................................................................................ 1,801 1,494 1,530 1,737 1,947 2,113 2,147 

 Fuel oil and other fuels ................................................................................................ 110 152 73 83 137 216 1103 

 Telephone services ................................................................................................ 1,856 1,693 1,550 1,765 2,192 2,074 1,602 

 Residential phone service, VOIP, and phone cards ................................ 212 1115 114 163 273 388 300 

 Cellular phone service ................................................................................................ 1,644 1,577 1,436 1,602 1,919 1,686 1,302 

 Water and other public services ................................................................ 800 544 635 756 935 949 934 

 Household operations ................................................................................................ 2,648 1,239 2,887 3,541 2,287 1,606 903 

 Personal services ................................................................................................1,425 1497 2,022 2,341 712 1143 162 

 Other household expenses ................................................................................................ 1,223 742 865 1,199 1,574 1,463 841 

 Housekeeping supplies................................................................................................840 351 613 880 1,069 829 902 

 Laundry and cleaning supplies ................................................................ 233 94 196 254 265 241 184 

 Other household products ................................................................................................ 478 196 343 489 609 477 620 

 Postage and stationery ................................................................................................ 129 62 74 137 195 110 98 

 Household furnishings and equipment ................................................................ 2,320 1,531 1,695 2,357 2,943 2,556 1,636 

 Household textiles ................................................................................................ 104 136 109 87 106 167 105 

 Furniture ................................................................................................................................ 587 326 510 568 638 756 542 

 Floor coverings ................................................................................................ 24 123 13 15 34 44 140 

 Major appliances ................................................................................................ 397 559 280 351 540 440 234 

 Small appliances, miscellaneous housewares ................................................................ 137 116 103 152 151 157 82 

 Miscellaneous household equipment ................................................................ 1,071 471 680 1,184 1,474 992 632 

 Apparel and services ................................................................................................ 2,839 1,805 3,049 2,656 3,421 2,525 1,541 

 Men and boys ................................................................................................ 666 226 703 662 776 574 520 

 Men, 16 and over ................................................................................................ 449 179 504 326 591 483 443 

 Boys, 2 to 15 ................................................................................................ 218 47 199 337 185 91 77 

 Women and girls ................................................................................................ 1,101 609 1,022 1,022 1,461 1,125 467 

 Women, 16 and over ................................................................................................773 439 716 633 1,041 988 395 

 Girls, 2 to 15 ................................................................................................ 328 169 307 389 419 138 72 

 Children under 2 ................................................................................................ 164 1293 370 132 145 168 1125 

 Footwear ................................................................................................................................ 637 1500 691 638 743 488 1255 

 Other apparel products and services ................................................................ 271 178 263 202 396 271 174 

 Transportation ................................................................................................ 13,370 9,481 11,991 12,643 15,271 16,945 7,981 

 Vehicle purchases (net outlay) ................................................................................................ 5,719 13,662 5,689 5,334 6,008 7,714 13,230 

 Cars and trucks, new ................................................................................................ 2,420 11,752 2,006 2,341 2,845 2,764 12,108 

 Cars and trucks, used................................................................................................ 3,182 11,664 3,582 2,853 3,078 4,775 11,123 

 Other vehicles ................................................................................................ 118 1247 1101 1139 185 1175 ( 3 ) 

 Gasoline, other fuels, and motor oil ................................................................ 2,909 2,702 2,627 2,761 3,297 3,373 2,037 

 Other vehicle expenses ................................................................................................ 3,733 2,570 3,172 3,607 4,629 4,119 2,229 

 Vehicle finance charges ................................................................................................ 335 218 379 347 342 296 179 

 Maintenance and repairs ................................................................................................ 1,128 796 924 1,020 1,340 1,622 672 

 Vehicle insurance ................................................................................................1,259 1886 1,134 1,251 1,629 11,059 1735 

 Vehicle rental, leases, licenses, and other charges ................................ 1,012 671 736 989 1,319 1,142 644 

 Public and other transportation................................................................................................ 1,008 547 502 942 1,337 1,738 484 

 Healthcare ................................................................................................................................ 5,493 3,551 3,939 5,160 6,552 7,285 6,078 

 Health insurance ................................................................................................ 3,772 1,800 2,852 3,617 4,356 4,792 4,735 

 Medical services ................................................................................................ 1,113 1,429 710 988 1,389 1,712 598 

 Drugs ................................................................................................................................ 436 242 271 380 579 586 585 

 Medical supplies ................................................................................................ 172 180 106 175 228 195 162 

 Entertainment ................................................................................................ 4,115 2,405 2,717 4,585 4,967 4,628 2,601 

 Fees and admissions ................................................................................................1,315 480 582 1,558 1,869 1,290 623 

 Audio and visual equipment and services ................................................................1,153 696 951 1,044 1,357 1,472 1,246 

 Pets, toys, hobbies, and playground equipment ................................................................ 911 610 667 1,050 1,036 940 557 

 Pets ................................................................................................................................ 639 468 357 683 790 840 505 

See footnotes at end of table. 
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

four 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Toys, hobbies, and playground equipment ................................................................ 272 1142 310 367 245 1100 152 

 Other entertainment supplies, equipment, and services ................................ 736 1619 516 932 705 927 1175 

 Personal care products and services ................................................................ 1,024 663 730 1,072 1,342 1,027 618 

 Reading ................................................................................................................................ 123 186 79 117 162 172 80 

 Education ................................................................................................................................ 2,291 1,264 883 1,268 3,773 5,328 740 

 Tobacco products and smoking supplies ................................................................ 376 545 399 367 281 444 578 

 Miscellaneous ................................................................................................ 1,189 474 814 1,100 1,383 1,930 1,200 

 Cash contributions ................................................................................................ 1,678 336 1,040 1,343 2,768 2,026 869 

 Personal insurance and pensions................................................................................................ 10,589 4,721 7,450 10,398 14,401 12,092 5,314 

 Life and other personal insurance ................................................................ 613 186 345 564 722 1,175 572 

 Pensions and Social Security ................................................................................................ 9,976 4,634 7,105 9,834 13,679 10,917 4,743 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $109,970 $55,629 $76,266 $109,777 $143,350 $127,587 $74,367 

 Wages and salaries ................................................................................................97,529 50,301 69,189 100,599 127,451 108,641 44,245 

 Self-employment income ................................................................................................ 7,310 11,768 4,594 6,261 11,291 7,763 7,614 

 Social Security, private and government retirement ................................................................ 2,414 11,174 650 662 1,482 6,195 20,196 

 Interest, dividends, rental income, other property income ................................ 1,381 163 354 976 2,017 3,572 881 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 578 854 793 468 426 608 920 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 465 1369 486 493 415 474 1509 

 Other income ................................................................................................ 292 11,100 200 317 270 1334 12 

 Personal taxes (contains some imputed values) ................................................................ 15,586 1,253 6,334 15,544 24,820 20,306 5,204 

 Federal income taxes ................................................................................................ 12,107 561 4,462 12,085 19,696 15,794 4,029 

 State and local income taxes ................................................................................................ 3,400 660 1,820 3,395 5,007 4,395 1,152 

 Other taxes ................................................................................................ 78 133 51 64 117 1117 122 

 Income after taxes ................................................................................................ 94,384 54,376 69,932 94,233 118,530 107,280 69,164 

Addenda: 

 Net change in total assets and liabilities ................................................................$14,713 $4,126 $6,170 $10,303 $31,877 $12,667 $536 

 Net change in total assets ................................................................................................ 27,059 12,322 21,322 27,386 38,478 21,800 10,055 

 Net change in total liabilities ................................................................................................ 12,346 8,196 15,152 17,083 6,600 9,134 9,520 

 Other financial information: 

 Other money receipts ................................................................................................677 1136 339 991 1402 11,079 11,039 

 Mortgage principal paid on owned property ................................................................ -3,340 -666 -1,858 -3,167 -5,056 -4,008 -1,987 

 Estimated market value of owned home ................................................................ 251,581 78,379 119,558 239,271 366,430 325,527 247,327 

 Estimated monthly rental value of owned home ................................................................ 1,327 528 784 1,283 1,786 1,658 1,327 

 Gifts of goods and services, total................................................................................................ 930 617 467 760 1,582 1,107 453 

 Food ................................................................................................................................ 55 46 20 55 85 74 124 

 Alcoholic beverages ................................................................................................ 16 13 ( 2 ) 16 37 110 ( 3 ) 

 Housing ................................................................................................................................ 163 166 83 140 265 162 1147 

 Housekeeping supplies ................................................................................................ 29 117 24 19 51 125 130 

 Household textiles ................................................................................................

15 ( 3

 ) 13 14 16 112 ( 3 ) 

 Appliances and miscellaneous housewares ................................................................ 17 120 16 115 120 136 126 

 Major appliances ................................................................................................ 8 ( 3 ) 13 16 18 118 125 

 Small appliances and miscellaneous housewares ................................ 9 120 13 19 111 117 11 

 Miscellaneous household equipment ................................................................ 29 114 11 28 44 25 158 

 Other housing ................................................................................................ 83 1114 40 74 143 164 132 

 Apparel and services ................................................................................................ 205 1139 250 191 208 225 170 

 Males, 2 and over ................................................................................................ 36 17 28 40 34 54 143 

 Females, 2 and over ................................................................................................100 123 127 83 119 114 119 

 Children under 2 ................................................................................................ 31 147 137 133 121 140 18 

 Other apparel products and services ................................................................ 38 162 158 135 133 117 ( 2 ) 

 Jewelry and watches ................................................................................................

14 ( 3

 ) 13 15 14 17 ( 2 ) 

 All other apparel products and services ................................................................33 162 155 130 130 111 ( 3 ) 

 Transportation ................................................................................................ 123 27 21 170 173 145 18 

 Healthcare ................................................................................................................................ 12 11 12 118 18 123 116 

See footnotes at end of table. 
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

four 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Entertainment................................................................................................ 89 1156 36 72 149 111 144 

 Toys, games, arts and crafts, and tricycles ................................................................43 130 116 41 182 135 115 

 Other entertainment ................................................................................................ 46 1127 20 30 67 76 129 

 Personal care products and services ................................................................ 12 116 12 10 22 11 ( 3 ) 

 Reading ................................................................................................................................ 2 19 12 2 11 13 11 

 Education ................................................................................................................................ 192 18 18 47 556 1229 143 

 All other gifts ................................................................................................ 60 146 33 38 78 124 191 

1

 Data are likely to have large sampling errors. 

2

 Value is too small to display. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019