Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2004-2005

Item

Total

one

person

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 33,997 3,124 4,693 5,220 3,609 5,363 3,992 2,741 2,829 2,427 

Consumer unit characteristics: 

Income before taxes ..................................... $29,189 $2,039 $7,820 $12,416 $17,239 $24,542 $34,265 $44,279 $58,234 $110,316 

Income after taxes ........................................ 27,786 2,058 7,772 12,321 16,920 23,761 32,864 42,135 54,409 102,324

Age of reference person ................................ 52.3 39.2 54.0 62.4 58.7 53.3 48.4 48.5 46.7 49.6 

Average number in consumer unit:

Persons ........................................................ 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 

Children under 18 ........................................ n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.

Persons 65 and over .................................... .3 .2 .4 .6 .5 .3 .2 .2 .1 .1 

Earners ........................................................ .6 .5 .3 .3 .5 .7 .8 .9 .9 1.0 

Vehicles ....................................................... 1.1 .6 .7 .8 1.0 1.2 1.3 1.5 1.4 1.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 45 43 37 34 40 45 50 55 57 64 

Female ......................................................... 55 57 63 66 60 55 50 45 43 36 

Housing tenure:

Homeowner .................................................. 52 24 33 53 54 54 56 61 67 79 

With mortgage ............................................ 23 7 6 10 14 20 32 41 52 61 

Without mortgage ....................................... 28 17 26 43 40 34 24 20 15 18 

Renter .......................................................... 48 76 67 47 46 46 44 39 33 21 

Race of reference person:

Black or African-American ........................... 12 14 17 11 11 11 11 10 8 7 

White, Asian, and all other races ................. 88 86 83 89 89 89 89 90 92 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 6 9 5 5 7 6 4 4 5 

Not Hispanic or Latino .................................. 94 94 91 95 95 93 94 96 96 95 

Education of reference person:

Elementary (1-8) .......................................... 6 6 19 11 7 4 1 1 1 ( ) 1 ( )

High school (9-12) ........................................ 34 32 39 50 45 38 31 25 14 10 

College ......................................................... 59 61 42 38 47 58 68 74 85 89 

Never attended and other ............................ 1 ( ) 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 76 51 53 67 76 84 91 92 92 93 

Average annual expenditures .......................... $26,134 $14,220 $12,898 $16,993 $20,761 $24,924 $29,136 $34,188 $42,734 $62,452 

Food ............................................................... 3,082 2,295 1,938 2,333 2,567 2,827 3,343 3,882 4,502 5,497 

Food at home ............................................... 1,660 1,271 1,277 1,537 1,564 1,613 1,754 1,905 2,073 2,219 

Cereals and bakery products ..................... 228 181 188 227 232 216 241 256 255 269 

Cereals and cereal products .................... 71 60 64 78 69 60 72 74 79 91 

Bakery products ....................................... 157 121 124 149 163 156 168 182 176 178 

Meats, poultry, fish, and eggs .................... 372 302 312 354 338 371 392 414 429 474 

Beef .......................................................... 103 88 77 100 89 111 111 114 120 125 

Pork .......................................................... 75 67 74 71 74 76 76 70 87 86 

Other meats ............................................. 47 38 38 46 45 46 49 57 46 57 

Poultry ...................................................... 68 55 62 70 56 70 61 87 84 68 

Fish and seafood ..................................... 58 34 41 44 54 47 73 66 72 113 

Eggs ......................................................... 21 20 19 23 20 21 22 20 20 24 

Dairy products ............................................ 188 148 146 179 180 186 194 215 218 253 

Fresh milk and cream .............................. 72 63 66 78 69 69 73 72 75 83 

Other dairy products ................................ 116 85 80 101 111 117 122 142 143 170 

Fruits and vegetables ................................. 294 218 219 277 283 292 304 327 370 401 

Fresh fruits ............................................... 100 75 70 91 90 108 108 113 124 138 

Fresh vegetables ..................................... 92 71 68 86 83 83 92 103 127 141 

Processed fruits ....................................... 60 45 46 60 63 56 64 62 71 79 

Processed vegetables .............................. 42 27 34 40 47 44 40 50 48 43 

See footnotes at end of table.
Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2004-2005 — Continued

Item

Total

one

person

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $579 $422 $413 $500 $531 $549 $623 $693 $801 $822 

Sugar and other sweets ........................... 62 40 52 64 57 60 61 64 85 78 

Fats and oils ............................................. 46 32 44 45 52 40 47 51 48 53 

Miscellaneous foods ................................ 293 205 198 247 261 281 326 358 418 417 

Nonalcoholic beverages ........................... 158 135 111 137 150 150 166 189 221 206 

Food prepared by consumer unit on

out-of-town trips ..................................... 20 10 8 7 11 18 23 31 29 68 

Food away from home ................................. 1,422 1,024 661 796 1,002 1,214 1,589 1,977 2,428 3,278 

Alcoholic beverages ....................................... 343 220 169 182 222 283 370 472 562 932 

Housing .......................................................... 9,539 5,288 5,163 6,925 8,124 9,373 10,976 12,095 14,579 20,226 

Shelter .......................................................... 6,020 3,426 3,271 4,115 4,907 5,801 6,843 7,877 9,488 13,421 

Owned dwellings ........................................ 2,996 1,051 772 1,628 2,113 2,481 3,391 4,261 5,956 9,659 

Mortgage interest and charges ................ 1,412 445 203 410 570 903 1,736 2,442 3,352 5,570 

Property taxes .......................................... 864 336 355 646 796 779 867 1,089 1,410 2,393 

Maintenance, repairs, insurance, other

expenses ................................................ 719 269 213 572 748 799 788 730 1,194 1,697 

Rented dwellings ........................................ 2,775 2,185 2,379 2,388 2,674 3,145 3,267 3,332 3,151 2,587 

Other lodging ............................................. 250 190 121 98 120 175 186 284 382 1,176 

Utilities, fuels, and public services ............... 1,926 1,048 1,284 1,707 1,891 2,108 2,141 2,318 2,471 2,987 

Natural gas ................................................. 292 128 175 284 300 334 324 344 330 493 

Electricity .................................................... 684 386 486 638 673 745 746 805 831 1,014 

Fuel oil and other fuels ............................... 92 36 68 93 127 117 86 78 108 102 

Telephone services .................................... 650 408 441 504 587 682 746 831 919 1,022 

Water and other public services ................. 209 89 114 188 204 231 239 261 282 355 

Household operations .................................. 411 135 122 375 333 460 383 432 655 1,148 

Personal services ....................................... 81 323 330 145 341 150 328 331 399 3146 

Other household expenses ........................ 330 112 92 230 292 310 354 400 556 1,002 

Housekeeping supplies ................................ 318 227 171 262 359 282 383 354 428 494 

Laundry and cleaning supplies .................. 69 54 49 55 69 66 75 91 93 86 

Other household products .......................... 153 106 75 131 202 121 182 144 216 258 

Postage and stationery .............................. 95 66 47 76 87 94 126 119 119 150 

Household furnishings and equipment ......... 864 452 315 466 636 722 1,226 1,114 1,538 2,176 

Household textiles ...................................... 76 38 25 37 75 102 71 74 133 172 

Furniture ..................................................... 189 73 58 97 147 159 229 262 422 501 

Floor coverings .......................................... 24 4 6 7 25 28 12 51 43 87 

Major appliances ........................................ 96 16 28 89 59 108 112 137 128 255 

Small appliances, miscellaneous

housewares .............................................. 60 18 22 47 76 58 78 45 89 138 

Miscellaneous household equipment ......... 418 303 176 190 253 267 724 545 724 1,023 

Apparel and services ..................................... 965 814 504 536 644 733 1,043 1,171 1,671 2,592 

Men and boys .............................................. 196 185 101 95 99 137 214 282 340 551 

Men, 16 and over ....................................... 183 173 99 80 92 122 197 266 323 524 

Boys, 2 to 15 .............................................. 13 12 32 15 7 15 17 16 17 27 

Women and girls .......................................... 401 346 207 224 280 326 437 449 749 962 

Women, 16 and over .................................. 385 344 203 207 273 315 410 433 728 916 

Girls, 2 to 15 ............................................... 15 32 4 17 38 11 26 17 21 46 

Children under 2 .......................................... 14 14 7 9 9 21 14 13 23 16 

Footwear ...................................................... 179 171 113 129 153 115 221 257 259 304 

Other apparel products and services ........... 175 99 76 79 103 134 157 169 299 760 

Transportation ................................................ 4,023 1,724 1,744 1,983 3,002 4,640 4,861 5,521 7,408 8,876 

Vehicle purchases (net outlay) ..................... 1,537 489 583 553 933 2,083 1,736 2,118 3,085 3,757 

Cars and trucks, new ................................. 741 379 3242 3232 3248 1,017 782 1,181 1,671 2,129 

Cars and trucks, used ................................ 756 382 338 320 680 1,031 932 906 1,224 1,482 

Other vehicles ............................................ 40 329 32 2 ( ) 35 335 322 332 3189 3146 

Gasoline and motor oil ................................. 919 594 518 599 766 976 1,205 1,253 1,368 1,528 

See footnotes at end of table.
Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2004-2005 — Continued

Item

Total

one

person

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $1,307 $511 $538 $724 $1,137 $1,351 $1,660 $1,815 $2,401 $2,753 

Vehicle finance charges ............................. 124 36 31 45 69 119 181 255 274 256 

Maintenance and repairs ........................... 420 181 181 211 450 411 507 504 772 930 

Vehicle insurance ....................................... 527 185 247 366 478 616 670 762 829 880 

Vehicle rental, leases, licenses, and other

charges .................................................... 236 109 80 101 140 205 302 294 526 687 

Public transportation .................................... 260 130 105 107 166 230 259 335 554 839 

Healthcare ...................................................... 1,724 781 1,044 1,932 2,029 1,943 1,675 1,829 1,826 2,686 

Health insurance .......................................... 869 339 556 1,018 1,077 1,001 875 969 877 1,107 

Medical services .......................................... 408 234 170 360 377 468 378 435 516 1,004 

Drugs ........................................................... 377 171 275 495 506 410 334 355 345 431 

Medical supplies .......................................... 70 36 44 60 69 64 88 70 88 144 

Entertainment ................................................. 1,248 669 608 774 865 1,127 1,378 1,634 2,320 3,134 

Fees and admissions ................................... 309 163 98 116 164 211 343 423 605 1,229 

Audio and visual equipment and services .... 554 325 305 394 465 545 643 702 929 1,063 

Pets, toys, hobbies, and playground

equipment .................................................. 215 109 104 146 168 176 266 312 356 473 

Other entertainment supplies, equipment,

and services ............................................... 170 72 101 117 68 195 126 197 430 369 

Personal care products and services ............. 342 202 189 244 287 336 371 472 490 703 

Reading .......................................................... 100 44 45 68 99 99 109 135 158 229 

Education ....................................................... 569 1,375 638 510 374 332 349 427 358 1,097 

Tobacco products and smoking supplies ....... 196 155 180 179 180 226 231 216 226 157 

Miscellaneous ................................................ 547 205 156 272 445 433 674 773 1,082 1,545 

Cash contributions ......................................... 1,166 296 287 642 1,081 1,078 1,080 1,687 1,686 4,384 

Personal insurance and pensions .................. 2,292 152 233 415 841 1,494 2,676 3,875 5,868 10,393 

Life and other personal insurance ................ 154 44 64 124 117 122 145 218 228 519 

Pensions and Social Security ...................... 2,137 108 169 291 724 1,373 2,531 3,656 5,639 9,874 

Sources of income and personal taxes: 

Money income before taxes ........................... 29,189 2,039 7,820 12,416 17,239 24,542 34,265 44,279 58,234 110,316 

Wages and salaries ..................................... 19,574 1,240 1,952 3,052 7,129 14,344 25,603 34,955 48,886 81,392 

Self-employment income ............................. 1,586 -529 39 125 172 717 877 1,789 2,203 14,688 

Social Security, private and government

retirement ................................................... 5,902 519 4,048 7,991 8,498 7,830 5,710 5,418 4,604 6,181 

Interest, dividends, rental income, other

property income ......................................... 1,148 51 101 229 527 919 1,244 1,349 1,542 7,145 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 149 52 76 96 105 245 243 161 251 395 

Public assistance, supplemental security

income, food stamps .................................. 236 218 981 306 165 51 317 343 323 310 

Regular contributions for support ................. 348 268 280 316 431 251 378 388 404 3584 

Other income ............................................... 245 219 343 299 214 186 192 177 322 221 

Personal taxes ............................................... 1,403 -19 48 95 320 782 1,401 2,144 3,825 7,992 

Federal income taxes ................................... 1,002 -48 16 19 144 498 975 1,570 2,771 6,104 

State and local income taxes ....................... 283 -6 3 17 47 154 331 442 803 1,534 

Other taxes .................................................. 118 35 28 59 129 130 96 132 252 353 

Income after taxes ......................................... 27,786 2,058 7,772 12,321 16,920 23,761 32,864 42,135 54,409 102,324

See footnotes at end of table.
Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2004-2005 — Continued

Item

Total

one

person

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $3,593 $336 - $1,021 - $2,408 - $2,209 - $3,308 - $6,281 - $595 - $8,160 - $12,506 

Net change in total assets ............................ 4,599 1,412 -133 -479 495 2,470 6,634 10,576 16,853 15,194 

Net change in total liabilities ........................ 8,192 1,076 888 1,929 2,704 5,778 12,915 11,171 25,013 27,700 

Other financial information:

Other money receipts ................................... 381 307 62 191 508 465 214 294 584 1,262 

Mortgage principal paid on owned

property ...................................................... -820 -230 -251 -236 -327 -559 -931 -1,335 -1,756 -3,384 

Estimated market value of owned home ...... 89,638 32,393 35,997 68,590 76,658 82,673 91,230 107,867 138,395 266,965 

Estimated monthly rental value of owned

home .......................................................... 517 201 239 421 469 487 536 653 820 1,274 

Gifts of goods and services ............................ 821 402 222 460 640 697 947 940 1,277 2,816 

Food ............................................................. 42 6 19 20 44 38 34 53 82 130 

Alcoholic beverages ..................................... 14 32 34 34 11 8 14 32 29 44 

Housing ........................................................ 200 107 55 146 228 134 363 167 251 494 

Housekeeping supplies .............................. 27 10 10 23 23 32 38 22 53 29 

Household textiles ...................................... 9 31 32 10 35 18 13 38 11 37 

Appliances and miscellaneous

housewares .............................................. 18 32 32 18 28 15 23 12 25 49 

Major appliances ...................................... 6 31 1 ( ) 34 15 37 36 37 6 13 

Small appliances and miscellaneous

housewares ............................................ 12 31 32 14 312 8 16 5 18 36 

Miscellaneous household equipment ......... 66 47 11 26 25 24 239 62 99 107 

Other housing ............................................ 80 47 29 69 148 45 51 62 63 303 

Apparel and services ................................... 184 119 43 107 87 125 200 229 378 621 

Males, 2 and over ...................................... 43 37 8 23 14 34 58 64 58 150 

Females, 2 and over .................................. 61 30 10 44 36 31 63 93 195 106 

Children under 2 ........................................ 14 14 7 9 9 21 14 13 23 15 

Other apparel products and services ......... 66 38 18 31 28 39 66 59 100 349 

Jewelry and watches ................................ 44 12 9 11 9 25 34 22 81 311 

All other apparel products and services ... 22 325 39 320 319 314 32 337 320 338 

Transportation .............................................. 44 32 1 14 38 62 89 80 40 98 

Health care ................................................... 81 339 330 381 3105 134 46 349 92 167 

Entertainment ............................................... 59 24 14 36 45 55 73 86 96 172 

Toys, games, arts and crafts, and

tricycles .................................................... 21 7 5 15 16 28 21 35 41 43 

Other entertainment ................................... 38 17 10 21 29 27 52 52 55 129 

Personal care products and services ........... 15 35 8 6 5 13 17 36 32 29 

Reading ........................................................ 1 1 ( ) 1 ( ) 1 ( ) 1 1 2 2 3 2 

Education ..................................................... 92 338 317 325 319 53 42 109 96 694 

All other gifts ................................................ 88 58 31 22 57 74 67 98 180 365 

1 Value less than or equal to 0.5. 2 No data reported.3 Data are likely to have large sampling errors.

n.a. Not applicable.