Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and 

characteristics, Consumer Expenditure Survey, 2016-2017

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

Number of consumer units (in thousands) ................................ 19,162 916 3,805 3,953 4,769 3,739 1,981 

Consumer unit characteristics: 

 Income before taxes ................................................................ $92,944 $47,226 $71,404 $94,056 $112,891 $111,271 $70,613 

 Income after taxes ................................................................ 79,864 45,385 63,923 80,360 94,045 93,273 65,975 

 Age of reference person ................................................................ 46.5 21.9 29.9 39.6 49.5 59.1 72.3 

 Average number in consumer unit: 

 People ................................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

 Children under 18 ................................................................ .7 .8 1.1 1.0 .7 .3 .2 

 Adults 65 and older ................................................................ .2 ( 1 ) ( 1 ) ( 1 ) .1 .2 1.7 

 Earners ................................................................ 1.8 1.7 1.6 1.7 2.0 1.9 1.3 

 Vehicles ................................................................ 2.2 1.6 1.8 2.0 2.5 2.6 2.3 

Percent distribution: 

 Reference person: 

 Men ................................................................ 45 33 42 40 43 55 52 

 Women ................................................................ 55 67 58 60 57 45 48 

 Housing tenure: 

 Homeowner ................................................................ 66 30 43 58 76 84 87 

 With mortgage ................................................................ 47 16 36 47 60 54 37 

 Without mortgage ................................................................ 19 14 7 10 16 30 50 

 Renter ................................................................ 34 70 57 42 24 16 13 

 Race of reference person: 

 Black or African-American ................................ 14 15 20 14 12 11 16 

 White, Asian, and all other races ................................ 86 85 80 86 88 89 84 

 Hispanic or Latino origin of reference 

 person: 

 Hispanic or Latino................................................................ 16 25 18 17 17 13 12 

 Not Hispanic or Latino ................................................................ 84 75 82 83 83 87 88 

 Education of reference person: 

 Elementary (1-8)................................................................4 1 1 2 4 4 10 

 High school (9-12) ................................................................ 30 45 28 25 28 33 36 

 College ................................................................ 66 54 71 73 68 62 53 

 Never attended and other ................................ ( 1 ) ( 2 ) ( 2 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased................................93 86 90 93 95 94 92 

Average annual expenditures ................................ $68,930 $41,483 $57,406 $68,227 $81,483 $79,524 $56,811 

 Food ................................................................................................ 8,762 4,932 7,441 8,699 10,368 9,632 8,707 

 Food at home ................................................................ 5,021 3,146 4,205 5,011 5,803 5,455 5,354 

 Cereals and bakery products ................................ 645 375 560 635 736 697 712 

 Cereals and cereal products ................................ 211 138 209 210 236 198 220 

 Bakery products ................................................................ 435 237 351 425 500 499 491 

 Meats, poultry, fish, and eggs ................................1,099 683 885 1,055 1,286 1,224 1,249 

 Beef ................................................................ 294 183 244 294 322 321 355 

 Pork ................................................................ 202 104 143 181 241 241 273 

 Other meats ................................................................ 155 72 104 165 202 176 149 

 Poultry ................................................................ 216 177 194 188 247 231 250 

 Fish and seafood ................................................................ 164 111 137 161 197 183 158 

 Eggs ................................................................ 67 36 63 67 78 72 64 

 Dairy products ................................................................ 512 284 449 523 588 563 506 

 Fresh milk and cream ................................ 172 104 158 183 193 188 153 

 Other dairy products ................................ 340 181 291 340 395 376 352 

 Fruits and vegetables ................................................................ 976 592 864 1,021 1,094 999 1,032 

 Fresh fruits ................................................................ 363 253 331 376 404 369 365 

 Fresh vegetables ................................................................ 320 150 274 358 363 320 340 

 Processed fruits ................................................................ 132 92 128 130 139 132 153 

 Processed vegetables ................................ 160 96 131 157 188 178 174 

 Other food at home ................................................................ 1,789 1,211 1,446 1,777 2,098 1,972 1,855 

 Sugar and other sweets ................................ 176 93 127 164 224 194 212 

 Fats and oils ................................................................ 135 96 105 126 157 163 141 

 Miscellaneous foods ................................ 929 673 804 930 1,091 995 876 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and 

characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Nonalcoholic beverages ................................ 487 339 388 490 549 537 554 

 Food prepared by consumer unit on 

 out-of-town trips ................................................................ 61 39 22 67 77 83 72 

 Food away from home ................................................................ 3,741 1,786 3,236 3,688 4,565 4,177 3,353 

 Alcoholic beverages ................................................................ 543 111 488 608 711 609 297 

 Housing................................................................ 22,460 15,597 21,279 24,089 24,922 23,070 17,850 

 Shelter ................................................................ 13,265 9,896 13,104 14,466 14,683 13,345 9,170 

 Owned dwellings ................................................................ 8,260 2,163 6,019 8,413 10,251 9,956 7,084 

 Mortgage interest and charges ................................ 4,233 927 3,264 5,088 5,555 4,387 2,444 

 Property taxes ................................................................ 2,285 649 1,168 2,013 2,853 3,229 2,576 

 Maintenance, repairs, insurance, 

 other expenses ................................................................ 1,742 586 1,587 1,312 1,842 2,341 2,063 

 Rented dwellings ................................................................ 4,137 7,624 6,692 5,319 3,220 1,996 1,509 

 Other lodging ................................................................ 867 3109 393 734 1,212 1,392 576 

 Utilities, fuels, and public services ................................ 4,541 3,146 3,549 4,297 5,155 5,312 4,643 

 Natural gas ................................................................423 184 311 380 457 556 498 

 Electricity ................................................................1,645 1,370 1,367 1,559 1,786 1,883 1,690 

 Fuel oil and other fuels ................................ 100 324 63 79 126 106 174 

 Telephone services ................................................................ 1,696 1,179 1,338 1,637 2,024 1,945 1,485 

 Residential phone service, VOIP, 

 and phone cards ................................................................ 269 71 109 178 309 394 514 

 Cellular phone service ................................ 1,428 1,108 1,229 1,459 1,714 1,551 971 

 Water and other public services ................................677 389 469 642 761 822 797 

 Household operations ................................................................ 1,846 1,106 2,334 2,776 1,441 1,419 1,177 

 Personal services ................................................................ 830 658 1,673 1,753 237 3143 3171 

 Other household expenses ................................ 1,016 448 661 1,023 1,204 1,277 1,005 

 Housekeeping supplies ................................................................ 793 296 570 697 1,057 970 866 

 Laundry and cleaning supplies ................................ 204 75 136 225 259 214 236 

 Other household products................................ 455 135 349 355 622 592 473 

 Postage and stationery ................................ 134 87 85 117 176 164 157 

 Household furnishings and equipment................................ 2,015 1,153 1,723 1,853 2,588 2,023 1,994 

 Household textiles ................................................................ 115 45 81 146 137 95 138 

 Furniture ................................................................ 536 462 549 536 571 560 411 

 Floor coverings ................................................................ 24 327 22 28 29 24 36 

 Major appliances ................................................................ 306 180 218 290 434 276 310 

 Small appliances, miscellaneous 

 housewares ................................................................ 141 69 106 125 181 161 156 

 Miscellaneous household equipment................................ 895 370 746 726 1,235 907 973 

 Apparel and services ................................................................ 2,031 1,067 1,951 2,347 2,493 1,753 1,527 

 Men and boys ................................................................475 243 393 497 715 388 334 

 Men, 16 and over ................................................................ 366 187 276 331 575 347 277 

 Boys, 2 to 15 ................................................................ 109 56 116 166 140 42 57 

 Women and girls ................................................................ 765 276 627 941 889 797 667 

 Women, 16 and over ................................................................ 640 259 502 701 760 723 632 

 Girls, 2 to 15 ................................................................125 317 125 240 129 74 35 

 Children under 2 ................................................................ 132 122 313 144 83 323 321 

 Footwear................................................................ 442 3244 396 575 535 333 352 

 Other apparel products and services ................................ 217 183 223 190 271 212 153 

 Transportation ................................................................ 11,234 9,149 10,271 9,514 12,623 13,435 10,120 

 Vehicle purchases (net outlay) ................................ 4,773 5,333 4,990 3,278 5,203 5,963 3,806 

 Cars and trucks, new ................................................................ 2,316 32,034 2,403 1,368 1,945 4,183 1,539 

 Cars and trucks, used ................................ 2,354 3,225 2,447 1,828 3,070 1,751 2,234 

 Other vehicles ................................................................ 104 373 3140 382 188 328 333 

 Gasoline, other fuels, and motor oil ................................ 2,352 1,836 2,016 2,340 2,735 2,590 1,886 

 Other vehicle expenses ................................................................ 3,422 1,736 2,749 3,150 3,889 4,070 3,851 

 Vehicle finance charges ................................ 286 216 294 290 372 231 195 

 Maintenance and repairs ................................ 1,038 613 703 862 1,295 1,402 973 

 Vehicle insurance ................................................................ 1,265 3523 1,053 1,132 1,361 1,336 2,026 

 Vehicle rental, leases, licenses, and 

 other charges ................................................................ 833 384 699 867 861 1,100 657 

 Public and other transportation ................................ 687 244 517 746 797 812 576 

 Healthcare ................................................................ 5,368 2,427 3,424 4,881 5,663 7,306 7,116 

 Health insurance ................................................................ 3,785 1,788 2,499 3,423 4,001 4,905 5,267 

 Medical services ................................................................ 965 472 634 959 975 1,427 945 

 Drugs ................................................................ 471 100 195 367 532 756 743 

 Medical supplies ................................................................ 147 67 97 132 155 218 162 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and 

characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Entertainment ................................................................3,243 1,440 2,557 3,628 4,188 3,358 2,181 

 Fees and admissions ................................................................ 797 245 454 882 1,207 890 406 

 Audio and visual equipment and 

 services ................................................................ 1,170 712 874 1,271 1,395 1,225 1,100 

 Pets, toys, hobbies, and playground 

 equipment ................................................................ 796 386 613 962 1,019 836 457 

 Pets ................................................................ 630 225 419 719 849 737 399 

 Toys, hobbies, and playground 

 equipment ................................................................166 3161 194 243 171 99 58 

 Other entertainment supplies, 

 equipment, and services ................................ 480 98 616 514 566 407 219 

 Personal care products and services ................................839 402 592 896 1,099 939 687 

 Reading ................................................................ 106 333 48 95 139 142 143 

 Education ................................................................ 2,082 1,037 998 1,034 4,090 2,842 473 

 Tobacco products and smoking supplies ................................ 453 534 390 440 492 512 360 

 Miscellaneous ................................................................1,145 280 628 1,483 1,191 1,621 840 

 Cash contributions ................................................................ 1,717 433 782 1,462 2,503 2,250 1,723 

 Personal insurance and pensions ................................8,947 4,040 6,558 9,052 11,001 12,055 4,786 

 Life and other personal insurance ................................444 3104 189 334 546 772 441 

 Pensions and Social Security ................................ 8,504 3,936 6,369 8,718 10,455 11,283 4,344 

Sources of income and personal taxes: 

 Money income before taxes ................................ $92,944 $47,226 $71,404 $94,056 $112,891 $111,271 $70,613 

 Wages and salaries ................................................................ 78,776 43,028 66,710 83,927 97,347 92,378 37,815 

 Self-employment income ................................ 6,091 31,782 2,631 6,334 9,479 7,780 2,900 

 Social Security, private and 

 government retirement ................................ 5,141 3685 492 1,580 2,217 7,194 26,394 

 Interest, dividends, rental income, 

 other property income ................................ 1,485 328 120 895 2,280 2,668 1,809 

 Public assistance, Supplemental 

 Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................ 559 903 655 592 425 443 688 

 Unemployment and workers' 

 compensation, veterans' benefits, 

 and regular contributions for support ................................ 528 3297 502 540 552 461 730 

 Other income ................................................................364 3500 294 189 590 347 3277 

 Personal taxes (contains some imputed 

 values) ................................................................ 13,080 1,840 7,481 13,696 18,846 17,998 4,638 

 Federal income taxes ................................................................ 10,201 998 5,482 10,628 14,959 14,298 3,478 

 State and local income taxes ................................ 2,813 812 1,933 3,030 3,784 3,632 1,116 

 Other taxes ................................................................ 65 330 66 38 102 68 343 

 Income after taxes ................................................................ 79,864 45,385 63,923 80,360 94,045 93,273 65,975 

Addenda: 

 Net change in total assets and liabilities ................................ $12,345 $3,703 $7,643 $13,629 $14,665 $16,843 $8,737 

 Net change in total assets ................................ 22,756 12,784 20,233 25,634 28,160 24,552 10,072 

 Net change in total liabilities................................ 10,411 9,081 12,590 12,006 13,495 7,708 1,335 

 Other financial information: 

 Other money receipts ................................................................ 381 3103 3136 259 277 1,073 3171 

 Mortgage principal paid on owned 

 property ................................................................ -2,574 -296 -1,204 -2,335 -3,709 -3,134 -2,944 

 Estimated market value of owned 

 home ................................................................ 199,314 37,689 97,414 178,691 240,676 286,622 246,522 

 Estimated monthly rental value of 

 owned home ................................................................ 1,097 283 636 1,020 1,285 1,486 1,326 

 Gifts of goods and services, total ................................ 1,350 578 481 714 2,505 1,938 820 

 Food ................................................................ 87 33 42 27 142 134 113 

 Alcoholic beverages ................................................................ 11 ( 1 ) 34 37 16 27 34 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and 

characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Housing ................................................................ 289 288 124 88 468 513 188 

 Housekeeping supplies ................................ 38 320 10 314 40 84 76 

 Household textiles ................................................................ 7 ( 2 ) 34 ( 2 ) 39 316 311 

 Appliances and miscellaneous 

 housewares ................................................................16 314 32 36 20 43 38 

 Major appliances ................................................................ 5 ( 2 ) ( 1 ) 33 7 313 ( 2 ) 

 Small appliances and miscellaneous 

 housewares ................................................................ 11 314 32 34 313 330 38 

 Miscellaneous household equipment................................ 53 379 49 11 79 64 43 

 Other housing ................................................................ 176 3174 58 57 319 306 51 

 Apparel and services ................................................................ 186 374 133 209 275 147 168 

 Males, 2 and over................................................................ 54 316 16 61 97 33 69 

 Females, 2 and over ................................................................ 47 36 27 60 53 59 53 

 Children under 2................................................................ 50 350 62 350 372 321 321 

 Other apparel products and services ................................ 35 33 328 338 53 334 325 

 Jewelry and watches ................................ 7 31 320 32 32 39 32 

 All other apparel products and 

 services ................................................................ 28 32 38 336 51 326 323 

 Transportation ................................................................118 3170 76 90 222 75 60 

 Healthcare ................................................................ 22 32 33 317 36 335 318 

 Entertainment ................................................................ 85 340 56 108 108 80 72 

 Toys, games, arts and crafts, and 

 tricycles ................................................................ 35 325 324 341 349 330 328 

 Other entertainment ................................................................ 50 315 32 67 60 50 44 

 Personal care products and services ................................7 ( 2 ) ( 1 ) 7 9 32 27 

 Reading ................................................................ 2 ( 2 ) 31 31 5 32 33 

 Education................................................................ 463 ( 2 ) 36 383 1,126 807 365 

 All other gifts ................................................................ 80 ( 1 ) 36 77 95 116 102 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018