Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

Number of consumer units (in thousands)1............................. 133,595 26,642 26,677 26,626 26,801 26,849 

Lower limit ............................................................................... n.a. n.a. $24,128 $46,506 $78,259 $129,534 

Consumer unit characteristics: 

 Income before taxes 

 Mean ................................................. $87,432 $13,165 $34,767 $61,214 $100,527 $226,386 

 SE ..................................................... 1,243.71 201.04 264.04 332.61 721.80 3,793.71 

 CV(%)................................................ 1.42 1.53 .76 .54 .72 1.68 

 Income after taxes 

 Mean ................................................. 78,743 15,909 37,504 60,957 93,674 184,804 

 SE ..................................................... 956.65 239.61 307.25 327.17 720.80 2,867.41 

 CV(%)................................................ 1.21 1.51 .82 .54 .77 1.55 

 Age of reference person ....................................................... 51.8 57.6 55.1 49.7 48.0 48.9 

 Average number in consumer unit: 

 People ............................................................................... 2.4 1.7 2.1 2.5 2.8 3.2 

 Children under 18 ............................................................. .6 .3 .4 .6 .7 .8 

 Adults 65 and older ........................................................... .4 .5 .6 .4 .3 .2 

 Earners .............................................................................. 1.3 .4 .8 1.3 1.7 2.1 

 Vehicles ............................................................................. 1.9 1.0 1.5 1.9 2.3 2.7 

Percent distribution: 

 Reference person: 

 Men ................................................................................... 47 38 44 48 53 54 

 Women .............................................................................. 53 62 56 52 47 46 

 Housing tenure: 

 Homeowner ....................................................................... 65 45 57 62 74 86 

 With mortgage................................................................ 38 14 22 36 51 65 

 Without mortgage .......................................................... 27 31 35 26 23 21 

 Renter................................................................................ 35 55 43 38 26 14 

 Race of reference person: 

 Black or African-American ................................................ 13 19 15 15 11 7 

 White, Asian, and all other races, not including 

 Black or African-American ............................................. 87 81 85 85 89 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ............................................................. 15 15 17 18 14 9 

 Not Hispanic or Latino ....................................................... 85 85 83 82 86 91 

 Education of reference person: 

 Elementary (1-8) ............................................................... 3 6 3 2 1 1 

 High school (9-12) ............................................................. 28 45 37 29 21 9 

 College .............................................................................. 69 48 59 69 77 90 

 Never attended and other ................................................. ( 2 ) 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased .................................. 89 71 89 94 96 96 

Average annual expenditures 

 Mean ................................................. $66,928 $30,869 $43,918 $55,914 $75,284 $128,213 

 SE ..................................................... 833.79 718.21 814.80 813.55 1,055.41 2,260.01 

 CV(%)................................................ 1.25 2.33 1.86 1.46 1.40 1.76 

 Food 

 Mean ................................................. 8,289 4,875 5,808 7,367 9,407 13,973 

 Share................................................. 12.4 15.8 13.2 13.2 12.5 10.9 

 SE ..................................................... 131.70 221.71 176.10 198.38 223.89 390.91 

 CV(%)................................................ 1.59 4.55 3.03 2.69 2.38 2.80 

 Food at home 

 Mean ................................................. 5,259 3,524 4,015 4,754 5,868 8,127 

 Share................................................. 7.9 11.4 9.1 8.5 7.8 6.3 

 SE ..................................................... 100.65 174.55 140.12 139.61 181.81 250.03 

 CV(%)................................................ 1.91 4.95 3.49 2.94 3.10 3.08 

 Cereals and bakery products 

 Mean ................................................. 672 445 526 598 759 1,031 

 Share................................................. 1.0 1.4 1.2 1.1 1.0 .8 

 SE ..................................................... 15.86 28.70 22.73 25.64 30.58 39.56 

 CV(%)................................................ 2.36 6.45 4.32 4.29 4.03 3.84 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Cereals and cereal products 

 Mean ................................................. 210 145 170 178 228 329 

 Share................................................. .3 .5 .4 .3 .3 .3 

 SE ..................................................... 6.03 10.10 10.58 9.31 10.79 15.51 

 CV(%)................................................ 2.87 6.96 6.24 5.22 4.72 4.71 

 Bakery products 

 Mean ................................................. 462 300 357 420 531 702 

 Share................................................. .7 1.0 .8 .8 .7 .5 

 SE ..................................................... 11.48 20.66 15.32 20.59 23.83 28.37 

 CV(%)................................................ 2.48 6.89 4.29 4.90 4.49 4.04 

 Meats, poultry, fish, and eggs 

 Mean ................................................. 1,115 825 873 1,006 1,228 1,643 

 Share................................................. 1.7 2.7 2.0 1.8 1.6 1.3 

 SE ..................................................... 25.76 57.30 44.26 41.88 48.24 70.43 

 CV(%)................................................ 2.31 6.95 5.07 4.16 3.93 4.29 

 Beef 

 Mean ................................................. 293 226 226 281 326 404 

 Share................................................. .4 .7 .5 .5 .4 .3 

 SE ..................................................... 9.18 26.69 17.88 16.18 19.83 23.84 

 CV(%)................................................ 3.14 11.81 7.90 5.76 6.09 5.90 

 Pork 

 Mean ................................................. 223 171 182 213 229 318 

 Share................................................. .3 .6 .4 .4 .3 .2 

 SE ..................................................... 6.30 14.28 10.68 11.27 14.20 18.66 

 CV(%)................................................ 2.83 8.35 5.86 5.29 6.20 5.86 

 Other meats 

 Mean ................................................. 151 100 112 127 176 238 

 Share................................................. .2 .3 .3 .2 .2 .2 

 SE ..................................................... 6.40 10.96 7.18 8.04 9.39 14.47 

 CV(%)................................................ 4.25 10.92 6.40 6.35 5.35 6.08 

 Poultry 

 Mean ................................................. 203 154 152 180 232 296 

 Share................................................. .3 .5 .3 .3 .3 .2 

 SE ..................................................... 6.00 12.33 9.10 11.53 12.61 16.55 

 CV(%)................................................ 2.96 8.01 5.99 6.40 5.43 5.59 

 Fish and seafood 

 Mean ................................................. 178 121 142 145 196 287 

 Share................................................. .3 .4 .3 .3 .3 .2 

 SE ..................................................... 5.84 12.51 14.23 10.43 14.37 17.79 

 CV(%)................................................ 3.27 10.30 9.99 7.21 7.33 6.20 

 Eggs 

 Mean ................................................. 68 52 58 61 68 99 

 Share................................................. .1 .2 .1 .1 .1 .1 

 SE ..................................................... 1.86 4.14 3.46 3.55 3.16 4.41 

 CV(%)................................................ 2.75 7.98 6.02 5.84 4.62 4.43 

 Dairy products 

 Mean ................................................. 492 321 399 447 526 766 

 Share................................................. .7 1.0 .9 .8 .7 .6 

 SE ..................................................... 10.70 19.18 16.68 14.79 15.02 25.27 

 CV(%)................................................ 2.18 5.98 4.18 3.31 2.86 3.30 

 Fresh milk and cream 

 Mean ................................................. 157 114 137 142 164 228 

 Share................................................. .2 .4 .3 .3 .2 .2 

 SE ..................................................... 3.76 6.18 6.56 5.64 7.03 10.65 

 CV(%)................................................ 2.39 5.43 4.78 3.97 4.29 4.67 

 Other dairy products 

 Mean ................................................. 335 207 262 305 362 538 

 Share................................................. .5 .7 .6 .5 .5 .4 

 SE ..................................................... 7.77 14.19 12.65 12.85 10.57 17.48 

 CV(%)................................................ 2.32 6.86 4.83 4.22 2.92 3.25 

 Fruits and vegetables 

 Mean ................................................. 1,033 669 792 941 1,170 1,591 

 Share................................................. 1.5 2.2 1.8 1.7 1.6 1.2 

 SE ..................................................... 23.45 34.90 31.74 35.94 46.22 58.74 

 CV(%)................................................ 2.27 5.22 4.01 3.82 3.95 3.69 

 Fresh fruits 

 Mean ................................................. 378 231 297 338 431 594 

 Share................................................. .6 .7 .7 .6 .6 .5 

 SE ..................................................... 8.82 11.42 13.97 13.83 20.82 20.26 

 CV(%)................................................ 2.33 4.94 4.71 4.09 4.84 3.41 

 Fresh vegetables 

 Mean ................................................. 328 207 248 307 374 503 

 Share................................................. .5 .7 .6 .5 .5 .4 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Fresh vegetables 

 SE ..................................................... 8.29 11.60 12.90 14.76 18.93 21.48 

 CV(%)................................................ 2.53 5.60 5.19 4.81 5.06 4.27 

 Processed fruits 

 Mean ................................................. 133 94 110 116 142 201 

 Share................................................. .2 .3 .3 .2 .2 .2 

 SE ..................................................... 4.78 9.09 6.40 7.55 8.87 10.60 

 CV(%)................................................ 3.61 9.68 5.79 6.52 6.25 5.27 

 Processed vegetables 

 Mean ................................................. 194 137 136 181 224 292 

 Share................................................. .3 .4 .3 .3 .3 .2 

 SE ..................................................... 6.55 10.58 7.74 10.88 11.69 16.95 

 CV(%)................................................ 3.38 7.72 5.69 6.02 5.23 5.81 

 Other food at home 

 Mean ................................................. 1,947 1,264 1,425 1,762 2,185 3,096 

 Share................................................. 2.9 4.1 3.2 3.2 2.9 2.4 

 SE ..................................................... 38.97 59.66 53.19 59.83 69.97 104.57 

 CV(%)................................................ 2.00 4.72 3.73 3.40 3.20 3.38 

 Sugar and other sweets 

 Mean ................................................. 182 125 126 167 199 293 

 Share................................................. .3 .4 .3 .3 .3 .2 

 SE ..................................................... 6.25 7.58 8.86 10.95 10.56 16.66 

 CV(%)................................................ 3.43 6.06 7.02 6.54 5.32 5.69 

 Fats and oils 

 Mean ................................................. 133 93 105 123 149 193 

 Share................................................. .2 .3 .2 .2 .2 .2 

 SE ..................................................... 3.89 6.82 6.18 6.27 8.21 8.97 

 CV(%)................................................ 2.93 7.36 5.89 5.11 5.49 4.65 

 Miscellaneous foods 

 Mean ................................................. 1,049 657 764 943 1,182 1,697 

 Share................................................. 1.6 2.1 1.7 1.7 1.6 1.3 

 SE ..................................................... 23.55 34.54 31.57 39.77 41.65 75.51 

 CV(%)................................................ 2.25 5.26 4.13 4.22 3.53 4.45 

 Nonalcoholic beverages 

 Mean ................................................. 515 368 398 469 572 766 

 Share................................................. .8 1.2 .9 .8 .8 .6 

 SE ..................................................... 12.13 19.91 20.91 19.51 25.31 26.97 

 CV(%)................................................ 2.36 5.40 5.25 4.16 4.42 3.52 

 Food prepared by consumer unit on out of town 

 trips 

 Mean ................................................. 69 21 32 61 84 148 

 Share................................................. .1 .1 .1 .1 .1 .1 

 SE ..................................................... 3.18 3.23 3.33 4.99 7.26 8.34 

 CV(%)................................................ 4.58 15.12 10.30 8.18 8.68 5.64 

 Food away from home 

 Mean ................................................. 3,030 1,351 1,793 2,613 3,539 5,846 

 Share................................................. 4.5 4.4 4.1 4.7 4.7 4.6 

 SE ..................................................... 64.84 86.66 79.36 108.47 119.56 208.37 

 CV(%)................................................ 2.14 6.41 4.43 4.15 3.38 3.56 

 Alcoholic beverages 

 Mean ................................................. 554 208 300 408 622 1,229 

 Share................................................. .8 .7 .7 .7 .8 1.0 

 SE ..................................................... 23.09 27.65 29.66 32.33 38.32 81.33 

 CV(%)................................................ 4.17 13.29 9.88 7.93 6.16 6.62 

 Housing 

 Mean ................................................. 22,624 12,854 16,672 19,947 24,997 38,526 

 Share................................................. 33.8 41.6 38.0 35.7 33.2 30.0 

 SE ..................................................... 306.96 247.26 264.00 339.67 441.67 762.74 

 CV(%)................................................ 1.36 1.92 1.58 1.70 1.77 1.98 

 Shelter 

 Mean ................................................. 13,258 7,590 9,803 11,717 14,368 22,737 

 Share................................................. 19.8 24.6 22.3 21.0 19.1 17.7 

 SE ..................................................... 217.71 172.24 221.29 240.60 278.72 572.62 

 CV(%)................................................ 1.64 2.27 2.26 2.05 1.94 2.52 

 Owned dwellings 

 Mean ................................................. 7,591 2,598 4,311 5,734 8,890 16,350 

 Share................................................. 11.3 8.4 9.8 10.3 11.8 12.8 

 SE ..................................................... 159.67 116.46 177.77 178.41 267.67 509.87 

 CV(%)................................................ 2.10 4.48 4.12 3.11 3.01 3.12 

 Mortgage interest and charges 

 Mean ................................................. 2,781 664 1,172 2,014 3,420 6,602 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Mortgage interest and charges 

 Share................................................. 4.2 2.2 2.7 3.6 4.5 5.1 

 SE ..................................................... 77.89 55.56 57.83 91.26 105.27 308.48 

 CV(%)................................................ 2.80 8.37 4.93 4.53 3.08 4.67 

 Property taxes 

 Mean ................................................. 2,475 984 1,485 1,903 2,723 5,259 

 Share................................................. 3.7 3.2 3.4 3.4 3.6 4.1 

 SE ..................................................... 46.56 41.23 71.02 55.54 96.00 119.09 

 CV(%)................................................ 1.88 4.19 4.78 2.92 3.53 2.26 

 Maintenance, repairs, insurance, and other 

 expenses 

 Mean ................................................. 2,335 950 1,654 1,816 2,747 4,489 

 Share................................................. 3.5 3.1 3.8 3.2 3.6 3.5 

 SE ..................................................... 76.76 77.10 125.98 94.32 213.05 238.82 

 CV(%)................................................ 3.29 8.12 7.62 5.19 7.76 5.32 

 Rented dwellings 

 Mean ................................................. 4,684 4,688 5,156 5,420 4,596 3,569 

 Share................................................. 7.0 15.2 11.7 9.7 6.1 2.8 

 SE ..................................................... 63.46 119.89 151.31 198.10 171.50 213.17 

 CV(%)................................................ 1.35 2.56 2.93 3.66 3.73 5.97 

 Other lodging 

 Mean ................................................. 983 304 336 563 882 2,817 

 Share................................................. 1.5 1.0 .8 1.0 1.2 2.2 

 SE ..................................................... 37.39 45.13 24.85 41.44 33.26 162.88 

 CV(%)................................................ 3.80 14.85 7.40 7.36 3.77 5.78 

 Utilities, fuels, and public services 

 Mean ................................................. 4,223 2,776 3,518 4,069 4,827 5,911 

 Share................................................. 6.3 9.0 8.0 7.3 6.4 4.6 

 SE ..................................................... 45.01 61.62 52.41 51.88 60.66 98.41 

 CV(%)................................................ 1.07 2.22 1.49 1.28 1.26 1.66 

 Natural gas 

 Mean ................................................. 447 292 356 416 481 690 

 Share................................................. .7 .9 .8 .7 .6 .5 

 SE ..................................................... 15.30 16.29 20.75 15.99 20.69 25.35 

 CV(%)................................................ 3.42 5.58 5.83 3.84 4.30 3.67 

 Electricity 

 Mean ................................................. 1,551 1,201 1,391 1,506 1,696 1,957 

 Share................................................. 2.3 3.9 3.2 2.7 2.3 1.5 

 SE ..................................................... 23.48 36.86 24.73 29.96 31.50 43.74 

 CV(%)................................................ 1.51 3.07 1.78 1.99 1.86 2.23 

 Fuel oil and other fuels 

 Mean ................................................. 122 64 92 93 137 222 

 Share................................................. .2 .2 .2 .2 .2 .2 

 SE ..................................................... 10.40 9.73 10.92 12.69 21.37 26.67 

 CV(%)................................................ 8.55 15.28 11.87 13.64 15.63 12.02 

 Telephone services 

 Mean ................................................. 1,409 797 1,113 1,401 1,709 2,018 

 Share................................................. 2.1 2.6 2.5 2.5 2.3 1.6 

 SE ..................................................... 16.52 17.87 20.15 23.30 32.72 35.36 

 CV(%)................................................ 1.17 2.24 1.81 1.66 1.91 1.75 

 Residential phone service, VOIP, and phone 

 cards 

 Mean ................................................. 165 151 157 138 175 204 

 Share................................................. .2 .5 .4 .2 .2 .2 

 SE ..................................................... 4.94 5.78 7.52 7.11 11.50 10.17 

 CV(%)................................................ 2.99 3.82 4.80 5.14 6.58 4.98 

 Cellular phone service 

 Mean ................................................. 1,244 646 957 1,262 1,534 1,814 

 Share................................................. 1.9 2.1 2.2 2.3 2.0 1.4 

 SE ..................................................... 16.05 17.66 18.32 24.01 32.94 33.03 

 CV(%)................................................ 1.29 2.73 1.91 1.90 2.15 1.82 

 Water and other public services 

 Mean ................................................. 695 423 566 653 806 1,024 

 Share................................................. 1.0 1.4 1.3 1.2 1.1 .8 

 SE ..................................................... 15.84 15.97 26.35 19.14 21.04 31.13 

 CV(%)................................................ 2.28 3.78 4.65 2.93 2.61 3.04 

 Household operations 

 Mean ................................................. 1,638 769 1,113 1,313 1,670 3,314 

 Share................................................. 2.4 2.5 2.5 2.3 2.2 2.6 

 SE ..................................................... 40.44 34.10 64.31 42.29 82.70 135.01 

 CV(%)................................................ 2.47 4.44 5.78 3.22 4.95 4.07 

 Personal services 

 Mean ................................................. 377 90 129 222 368 1,072 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Personal services 

 Share................................................. .6 .3 .3 .4 .5 .8 

 SE ..................................................... 22.65 19.76 23.45 27.87 49.31 93.67 

 CV(%)................................................ 6.00 21.97 18.22 12.56 13.39 8.74 

 Other household expenses 

 Mean ................................................. 1,261 679 985 1,091 1,302 2,242 

 Share................................................. 1.9 2.2 2.2 2.0 1.7 1.7 

 SE ..................................................... 28.60 29.68 60.35 28.68 53.86 90.98 

 CV(%)................................................ 2.27 4.37 6.13 2.63 4.14 4.06 

 Housekeeping supplies 

 Mean ................................................. 803 518 543 723 925 1,304 

 Share................................................. 1.2 1.7 1.2 1.3 1.2 1.0 

 SE ..................................................... 26.45 47.24 38.38 41.20 44.18 97.72 

 CV(%)................................................ 3.29 9.12 7.07 5.70 4.77 7.49 

 Laundry and cleaning supplies 

 Mean ................................................. 178 155 157 196 188 196 

 Share................................................. .3 .5 .4 .4 .2 .2 

 SE ..................................................... 6.68 13.86 15.22 18.26 16.13 11.32 

 CV(%)................................................ 3.74 8.92 9.70 9.33 8.60 5.77 

 Other household products 

 Mean ................................................. 514 297 305 431 605 931 

 Share................................................. .8 1.0 .7 .8 .8 .7 

 SE ..................................................... 23.41 41.44 25.40 35.59 34.11 87.78 

 CV(%)................................................ 4.56 13.95 8.34 8.25 5.64 9.43 

 Postage and stationery 

 Mean ................................................. 111 66 81 96 133 177 

 Share................................................. .2 .2 .2 .2 .2 .1 

 SE ..................................................... 5.74 9.04 11.00 12.62 15.70 17.07 

 CV(%)................................................ 5.19 13.75 13.50 13.20 11.81 9.63 

 Household furnishings and equipment 

 Mean ................................................. 2,701 1,201 1,695 2,126 3,206 5,260 

 Share................................................. 4.0 3.9 3.9 3.8 4.3 4.1 

 SE ..................................................... 88.86 101.60 95.59 102.77 281.79 194.80 

 CV(%)................................................ 3.29 8.46 5.64 4.83 8.79 3.70 

 Household textiles 

 Mean ................................................. 122 61 93 114 130 209 

 Share................................................. .2 .2 .2 .2 .2 .2 

 SE ..................................................... 8.59 11.86 14.17 22.17 17.30 26.08 

 CV(%)................................................ 7.06 19.37 15.19 19.40 13.34 12.45 

 Furniture 

 Mean ................................................. 716 355 403 557 766 1,490 

 Share................................................. 1.1 1.2 .9 1.0 1.0 1.2 

 SE ..................................................... 25.13 43.90 36.56 47.05 56.46 91.63 

 CV(%)................................................ 3.51 12.36 9.08 8.44 7.37 6.15 

 Floor coverings 

 Mean ................................................. 33 14 11 30 28 82 

 Share................................................. ( 2 ) ( 2 ) ( 2 ) .1 ( 2 ) .1 

 SE ..................................................... 3.56 3.06 1.62 7.82 3.60 13.07 

 CV(%)................................................ 10.71 21.28 14.50 26.06 12.94 15.86 

 Major appliances 

 Mean ................................................. 464 221 315 369 516 892 

 Share................................................. .7 .7 .7 .7 .7 .7 

 SE ..................................................... 19.56 20.58 27.26 23.75 41.60 72.27 

 CV(%)................................................ 4.22 9.30 8.65 6.43 8.06 8.10 

 Small appliances and miscellaneous housewares 

 Mean ................................................. 142 74 110 136 148 242 

 Share................................................. .2 .2 .2 .2 .2 .2 

 SE ..................................................... 5.71 8.41 9.30 11.91 18.28 15.55 

 CV(%)................................................ 4.02 11.39 8.47 8.77 12.34 6.42 

 Miscellaneous household equipment 

 Mean ................................................. 1,225 475 763 919 1,618 2,344 

 Share................................................. 1.8 1.5 1.7 1.6 2.1 1.8 

 SE ..................................................... 67.64 60.88 63.48 63.67 286.04 103.97 

 CV(%)................................................ 5.52 12.82 8.32 6.93 17.68 4.44 

 Apparel and services 

 Mean ................................................. 1,754 943 1,205 1,540 1,774 3,305 

 Share................................................. 2.6 3.1 2.7 2.8 2.4 2.6 

 SE ..................................................... 70.81 83.68 92.83 101.35 105.39 260.70 

 CV(%)................................................ 4.04 8.87 7.70 6.58 5.94 7.89 

 Men and boys 

 Mean ................................................. 424 235 264 376 448 796 

 Share................................................. .6 .8 .6 .7 .6 .6 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Men and boys 

 SE ..................................................... 18.95 37.93 32.12 37.24 44.84 70.08 

 CV(%)................................................ 4.47 16.12 12.19 9.91 10.02 8.81 

 Men, 16 and over 

 Mean ................................................. 310 157 192 285 305 609 

 Share................................................. .5 .5 .4 .5 .4 .5 

 SE ..................................................... 16.07 28.19 26.08 30.39 33.27 59.62 

 CV(%)................................................ 5.19 17.94 13.60 10.65 10.92 9.79 

 Boys, 2 to 15 

 Mean ................................................. 114 78 72 90 143 187 

 Share................................................. .2 .3 .2 .2 .2 .1 

 SE ..................................................... 10.58 22.53 15.06 19.39 23.91 31.66 

 CV(%)................................................ 9.27 28.82 21.02 21.43 16.73 16.92 

 Women and girls 

 Mean ................................................. 659 390 424 613 720 1,148 

 Share................................................. 1.0 1.3 1.0 1.1 1.0 .9 

 SE ..................................................... 32.74 43.29 43.17 56.01 65.73 106.43 

 CV(%)................................................ 4.97 11.10 10.19 9.14 9.13 9.27 

 Women, 16 and over 

 Mean ................................................. 549 314 355 526 610 938 

 Share................................................. .8 1.0 .8 .9 .8 .7 

 SE ..................................................... 26.89 35.68 36.37 47.64 59.54 90.85 

 CV(%)................................................ 4.90 11.37 10.23 9.05 9.76 9.69 

 Girls, 2 to 15 

 Mean ................................................. 110 76 68 86 110 210 

 Share................................................. .2 .2 .2 .2 .1 .2 

 SE ..................................................... 11.77 16.97 18.21 21.10 21.95 41.08 

 CV(%)................................................ 10.67 22.28 26.72 24.41 19.94 19.53 

 Children under 2 

 Mean ................................................. 66 41 86 49 85 70 

 Share................................................. .1 .1 .2 .1 .1 .1 

 SE ..................................................... 7.37 13.11 26.01 10.90 16.82 13.13 

 CV(%)................................................ 11.11 31.59 30.16 22.05 19.89 18.76 

 Footwear 

 Mean ................................................. 336 165 310 316 286 602 

 Share................................................. .5 .5 .7 .6 .4 .5 

 SE ..................................................... 17.38 32.10 42.93 27.61 29.27 50.43 

 CV(%)................................................ 5.17 19.43 13.83 8.73 10.24 8.38 

 Other apparel products and services 

 Mean ................................................. 269 111 121 185 236 689 

 Share................................................. .4 .4 .3 .3 .3 .5 

 SE ..................................................... 34.61 5.96 10.58 25.19 24.89 170.36 

 CV(%)................................................ 12.86 5.37 8.71 13.59 10.56 24.73 

 Transportation 

 Mean ................................................. 10,961 4,273 7,988 10,285 12,984 19,204 

 Share................................................. 16.4 13.8 18.2 18.4 17.2 15.0 

 SE ..................................................... 269.00 237.48 400.23 517.88 525.10 756.23 

 CV(%)................................................ 2.45 5.56 5.01 5.04 4.04 3.94 

 Vehicle purchases (net outlay) 

 Mean ................................................. 4,828 1,371 3,441 4,454 5,648 9,190 

 Share................................................. 7.2 4.4 7.8 8.0 7.5 7.2 

 SE ..................................................... 249.48 200.76 385.11 476.06 496.35 757.57 

 CV(%)................................................ 5.17 14.64 11.19 10.69 8.79 8.24 

 Cars and trucks, new 

 Mean ................................................. 2,210 252 1,027 2,053 2,579 5,119 

 Share................................................. 3.3 .8 2.3 3.7 3.4 4.0 

 SE ..................................................... 184.47 86.55 212.94 406.77 392.42 603.27 

 CV(%)................................................ 8.35 34.33 20.74 19.82 15.22 11.79 

 Cars and trucks, used 

 Mean ................................................. 2,555 1,078 2,353 2,376 2,994 3,958 

 Share................................................. 3.8 3.5 5.4 4.2 4.0 3.1 

 SE ..................................................... 134.33 168.31 291.73 254.29 314.98 370.25 

 CV(%)................................................ 5.26 15.61 12.40 10.70 10.52 9.35 

 Other vehicles 

 Mean ................................................. 63 41 61 25 75 113 

 Share................................................. .1 .1 .1 ( 2 ) .1 .1 

 SE ..................................................... 13.37 28.58 45.05 14.48 36.00 38.95 

 CV(%)................................................ 21.24 70.17 73.86 59.07 47.95 34.46 

 Gasoline, other fuels, and motor oil 

 Mean ................................................. 2,148 1,111 1,702 2,184 2,657 3,074 

 Share................................................. 3.2 3.6 3.9 3.9 3.5 2.4 

 SE ..................................................... 26.22 41.73 41.59 45.68 45.11 56.62 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Gasoline, other fuels, and motor oil 

 CV(%)................................................ 1.22 3.76 2.44 2.09 1.70 1.84 

 Other vehicle expenses 

 Mean ................................................. 3,534 1,643 2,651 3,317 4,228 5,811 

 Share................................................. 5.3 5.3 6.0 5.9 5.6 4.5 

 SE ..................................................... 55.68 46.32 81.29 72.88 97.83 120.25 

 CV(%)................................................ 1.58 2.82 3.07 2.20 2.31 2.07 

 Vehicle finance charges 

 Mean ................................................. 272 85 165 244 368 495 

 Share................................................. .4 .3 .4 .4 .5 .4 

 SE ..................................................... 7.57 11.78 10.85 12.03 15.04 22.17 

 CV(%)................................................ 2.78 13.80 6.56 4.94 4.09 4.48 

 Maintenance and repairs 

 Mean ................................................. 975 508 722 931 1,149 1,560 

 Share................................................. 1.5 1.6 1.6 1.7 1.5 1.2 

 SE ..................................................... 23.19 35.02 39.04 41.08 43.35 77.52 

 CV(%)................................................ 2.38 6.89 5.41 4.41 3.77 4.97 

 Vehicle rental, leases, licenses, and other charges 

 Mean ................................................. 760 245 514 587 864 1,582 

 Share................................................. 1.1 .8 1.2 1.0 1.1 1.2 

 SE ..................................................... 37.11 17.85 58.03 40.03 64.10 86.28 

 CV(%)................................................ 4.89 7.30 11.29 6.82 7.42 5.45 

 Vehicle insurance 

 Mean ................................................. 1,528 804 1,249 1,556 1,847 2,174 

 Share................................................. 2.3 2.6 2.8 2.8 2.5 1.7 

 SE ..................................................... 23.73 29.17 35.50 30.41 41.23 46.61 

 CV(%)................................................ 1.55 3.63 2.84 1.95 2.23 2.14 

 Public and other transportation 

 Mean ................................................. 452 149 194 330 451 1,129 

 Share................................................. .7 .5 .4 .6 .6 .9 

 SE ..................................................... 15.92 19.38 11.24 29.60 22.79 64.37 

 CV(%)................................................ 3.53 13.03 5.79 8.97 5.05 5.70 

 Healthcare 

 Mean ................................................. 5,452 3,078 4,252 4,802 6,359 8,738 

 Share................................................. 8.1 10.0 9.7 8.6 8.4 6.8 

 SE ..................................................... 82.52 139.51 130.19 96.04 155.05 236.32 

 CV(%)................................................ 1.51 4.53 3.06 2.00 2.44 2.70 

 Health insurance 

 Mean ................................................. 3,704 2,149 2,983 3,387 4,282 5,699 

 Share................................................. 5.5 7.0 6.8 6.1 5.7 4.4 

 SE ..................................................... 48.35 88.54 68.48 72.89 91.76 123.92 

 CV(%)................................................ 1.31 4.12 2.30 2.15 2.14 2.17 

 Medical services 

 Mean ................................................. 1,070 506 650 824 1,315 2,046 

 Share................................................. 1.6 1.6 1.5 1.5 1.7 1.6 

 SE ..................................................... 51.23 68.39 74.05 43.35 102.11 162.62 

 CV(%)................................................ 4.79 13.53 11.40 5.26 7.77 7.95 

 Drugs 

 Mean ................................................. 498 326 480 438 522 720 

 Share................................................. .7 1.1 1.1 .8 .7 .6 

 SE ..................................................... 14.23 26.30 26.11 25.31 31.44 40.78 

 CV(%)................................................ 2.86 8.07 5.44 5.77 6.02 5.67 

 Medical supplies 

 Mean ................................................. 181 97 139 153 240 274 

 Share................................................. .3 .3 .3 .3 .3 .2 

 SE ..................................................... 8.51 13.50 11.61 15.29 25.21 18.02 

 CV(%)................................................ 4.71 13.95 8.33 10.01 10.50 6.57 

 Entertainment 

 Mean ................................................. 3,568 1,393 2,063 2,545 3,923 7,886 

 Share................................................. 5.3 4.5 4.7 4.6 5.2 6.2 

 SE ..................................................... 138.54 72.29 171.42 147.06 209.63 593.77 

 CV(%)................................................ 3.88 5.19 8.31 5.78 5.34 7.53 

 Fees and admissions 

 Mean ................................................. 654 167 234 309 578 1,972 

 Share................................................. 1.0 .5 .5 .6 .8 1.5 

 SE ..................................................... 43.16 24.98 35.00 21.58 31.35 192.95 

 CV(%)................................................ 6.60 14.96 14.98 6.98 5.43 9.78 

 Audio and visual equipment and services 

 Mean ................................................. 1,020 622 859 923 1,132 1,561 

 Share................................................. 1.5 2.0 2.0 1.7 1.5 1.2 

 SE ..................................................... 18.97 25.34 29.85 21.52 28.21 49.60 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Audio and visual equipment and services 

 CV(%)................................................ 1.86 4.07 3.48 2.33 2.49 3.18 

 Pets, toys, hobbies, and playground equipment 

 Mean ................................................. 969 397 566 844 1,231 1,804 

 Share................................................. 1.4 1.3 1.3 1.5 1.6 1.4 

 SE ..................................................... 55.09 38.93 72.53 117.65 124.24 150.56 

 CV(%)................................................ 5.68 9.79 12.80 13.95 10.09 8.34 

 Pets 

 Mean ................................................. 770 313 460 648 971 1,458 

 Share................................................. 1.2 1.0 1.0 1.2 1.3 1.1 

 SE ..................................................... 50.79 32.17 71.72 95.92 119.97 152.10 

 CV(%)................................................ 6.59 10.28 15.59 14.81 12.36 10.43 

 Toys, hobbies, and playground equipment 

 Mean ................................................. 199 85 107 196 260 346 

 Share................................................. .3 .3 .2 .4 .3 .3 

 SE ..................................................... 15.48 16.92 18.19 54.89 22.26 34.65 

 CV(%)................................................ 7.79 19.99 17.07 28.01 8.55 10.01 

 Other entertainment supplies, equipment, and 

 services 

 Mean ................................................. 925 207 404 470 983 2,548 

 Share................................................. 1.4 .7 .9 .8 1.3 2.0 

 SE ..................................................... 122.57 46.31 128.73 88.98 173.44 545.22 

 CV(%)................................................ 13.26 22.39 31.89 18.94 17.65 21.40 

 Personal care products and services 

 Mean ................................................. 771 382 560 626 904 1,377 

 Share................................................. 1.2 1.2 1.3 1.1 1.2 1.1 

 SE ..................................................... 18.94 23.82 28.32 27.00 52.48 47.52 

 CV(%)................................................ 2.46 6.23 5.06 4.32 5.81 3.45 

 Reading 

 Mean ................................................. 114 59 78 77 137 220 

 Share................................................. .2 .2 .2 .1 .2 .2 

 SE ..................................................... 6.22 10.34 12.36 9.44 14.24 15.64 

 CV(%)................................................ 5.45 17.62 15.84 12.26 10.43 7.13 

 Education 

 Mean ................................................. 1,226 510 427 534 1,044 3,600 

 Share................................................. 1.8 1.7 1.0 1.0 1.4 2.8 

 SE ..................................................... 74.00 93.37 73.36 55.57 101.00 298.42 

 CV(%)................................................ 6.03 18.32 17.17 10.41 9.68 8.29 

 Tobacco products and smoking supplies 

 Mean ................................................. 341 335 371 386 379 236 

 Share................................................. .5 1.1 .8 .7 .5 .2 

 SE ..................................................... 12.33 22.86 24.43 28.61 22.77 19.13 

 CV(%)................................................ 3.61 6.83 6.59 7.40 6.00 8.09 

 Miscellaneous 

 Mean ................................................. 986 477 626 784 1,163 1,875 

 Share................................................. 1.5 1.5 1.4 1.4 1.5 1.5 

 SE ..................................................... 81.14 62.64 91.85 64.73 197.34 199.38 

 CV(%)................................................ 8.23 13.14 14.68 8.26 16.96 10.63 

 Cash contributions 

 Mean ................................................. 2,415 945 1,407 1,592 2,155 5,949 

 Share................................................. 3.6 3.1 3.2 2.8 2.9 4.6 

 SE ..................................................... 163.87 182.47 150.60 130.90 163.97 663.80 

 CV(%)................................................ 6.79 19.31 10.70 8.22 7.61 11.16 

 Personal insurance and pensions 

 Mean ................................................. 7,873 539 2,161 5,021 9,436 22,096 

 Share................................................. 11.8 1.7 4.9 9.0 12.5 17.2 

 SE ..................................................... 138.50 27.63 54.96 67.33 152.14 388.40 

 CV(%)................................................ 1.76 5.13 2.54 1.34 1.61 1.76 

 Life and other personal insurance 

 Mean ................................................. 473 151 289 355 485 1,083 

 Share................................................. .7 .5 .7 .6 .6 .8 

 SE ..................................................... 18.97 12.72 18.64 19.73 29.05 70.27 

 CV(%)................................................ 4.01 8.44 6.45 5.56 5.99 6.49 

 Pensions and Social Security 

 Mean ................................................. 7,400 388 1,871 4,666 8,951 21,013 

 Share................................................. 11.1 1.3 4.3 8.3 11.9 16.4 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Pensions and Social Security 

 SE ..................................................... 128.91 24.43 52.48 66.17 141.19 364.62 

 CV(%)................................................ 1.74 6.30 2.80 1.42 1.58 1.74 

Sources of income and personal taxes: 

 Income before taxes 

 Mean ................................................. $87,432 $13,165 $34,767 $61,214 $100,527 $226,386 

 SE ..................................................... 1,243.71 201.04 264.04 332.61 721.80 3,793.71 

 CV(%)................................................ 1.42 1.53 .76 .54 .72 1.68 

 Wages and salaries 

 Mean ................................................. 67,409 3,509 18,718 44,915 81,803 187,134 

 Share................................................. 77.1 26.7 53.8 73.4 81.4 82.7 

 SE ..................................................... 964.08 164.19 423.78 520.18 805.32 3,093.13 

 CV(%)................................................ 1.43 4.68 2.26 1.16 .98 1.65 

 Self-employment income 

 Mean ................................................. 6,085 186 1,134 2,601 5,515 20,881 

 Share................................................. 7.0 1.4 3.3 4.2 5.5 9.2 

 SE ..................................................... 424.47 100.46 163.74 250.88 541.56 1,711.43 

 CV(%)................................................ 6.98 54.09 14.43 9.64 9.82 8.20 

 Social Security, private and government retirement 

 Mean ................................................. 9,632 7,238 12,334 10,661 9,098 8,834 

 Share................................................. 11.0 55.0 35.5 17.4 9.1 3.9 

 SE ..................................................... 159.93 207.23 382.13 356.38 400.05 669.70 

 CV(%)................................................ 1.66 2.86 3.10 3.34 4.40 7.58 

 Interest, dividends, rental income, and other 

 property income 

 Mean ................................................. 2,279 191 614 1,112 2,098 7,344 

 Share................................................. 2.6 1.4 1.8 1.8 2.1 3.2 

 SE ..................................................... 207.05 43.99 95.03 125.83 238.92 886.55 

 CV(%)................................................ 9.08 23.08 15.47 11.31 11.39 12.07 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) 

 Mean ................................................. 590 1,260 742 515 267 172 

 Share................................................. .7 9.6 2.1 .8 .3 .1 

 SE ..................................................... 25.39 62.42 58.46 49.97 45.86 43.49 

 CV(%)................................................ 4.30 4.95 7.88 9.71 17.15 25.22 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support 

 Mean ................................................. 1,101 481 919 1,165 1,546 1,390 

 Share................................................. 1.3 3.7 2.6 1.9 1.5 .6 

 SE ..................................................... 80.12 55.59 93.75 116.23 166.35 223.49 

 CV(%)................................................ 7.28 11.56 10.21 9.98 10.76 16.08 

 Other income 

 Mean ................................................. 336 301 305 245 199 630 

 Share................................................. .4 2.3 .9 .4 .2 .3 

 SE ..................................................... 34.06 76.22 72.26 47.69 51.08 112.07 

 CV(%)................................................ 10.12 25.32 23.69 19.44 25.63 17.79 

 Personal taxes (contains some imputed values) 

 Mean ................................................. 8,689 -2,744 -2,738 258 6,854 41,581 

 Share................................................. 9.9 -20.8 -7.9 .4 6.8 18.4 

 SE ..................................................... 369.91 131.58 148.83 186.44 236.72 1,368.29 

 CV(%)................................................ 4.26 -4.80 -5.44 72.34 3.45 3.29 

 Federal income taxes 

 Mean ................................................. 8,561 -818 -503 2,049 7,197 34,695 

 Share................................................. 9.8 -6.2 -1.4 3.3 7.2 15.3 

 SE ..................................................... 285.72 63.22 103.03 103.48 126.43 1,073.72 

 CV(%)................................................ 3.34 -7.73 -20.50 5.05 1.76 3.09 

 Stimulus payment 

 Mean ................................................. -2,542 -1,855 -2,539 -2,944 -3,087 -2,282 

 Share................................................. -2.9 -14.1 -7.3 -4.8 -3.1 -1.0 

 SE ..................................................... 43.52 92.72 86.81 107.88 104.89 106.86 

 CV(%)................................................ -1.71 -5.00 -3.42 -3.66 -3.40 -4.68 

 State and local income taxes 

 Mean ................................................. 2,564 -85 256 1,105 2,668 8,830 

 Share................................................. 2.9 -.6 .7 1.8 2.7 3.9 

 SE ..................................................... 106.78 17.29 27.82 67.99 135.70 350.83 

 CV(%)................................................ 4.16 -20.30 10.88 6.15 5.09 3.97 

 Other taxes 

 Mean ................................................. 105 14 48 48 75 339 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2021 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Other taxes 

 Share................................................. .1 .1 .1 .1 .1 .1 

 SE ..................................................... 65.45 3.14 16.87 11.60 17.27 327.07 

 CV(%)................................................ 62.21 22.16 35.21 24.08 23.00 96.45 

 Income after taxes 

 Mean ................................................. 78,743 15,909 37,504 60,957 93,674 184,804 

 Share................................................. 90.1 120.8 107.9 99.6 93.2 81.6 

 SE ..................................................... 956.65 239.61 307.25 327.17 720.80 2,867.41 

 CV(%)................................................ 1.21 1.51 .82 .54 .77 1.55 

Addenda: 

 Net change in total assets and liabilities 

 Mean ................................................. $16,089 $5,340 $9,394 $6,674 $9,783 $49,040 

 SE ..................................................... 3,165.60 2,139.61 2,536.85 3,465.98 4,829.21 13,369.96 

 CV(%)................................................ 19.68 40.07 27.01 51.93 49.36 27.26 

 Net change in total assets 

 Mean ................................................. 39,962 7,828 15,751 18,456 37,974 119,217 

 SE ..................................................... 2,729.57 1,660.42 2,492.13 2,613.49 4,705.92 11,193.96 

 CV(%)................................................ 6.83 21.21 15.82 14.16 12.39 9.39 

 Net change in total liabilities 

 Mean ................................................. 23,873 2,488 6,357 11,782 28,190 70,178 

 SE ..................................................... 1,479.93 943.48 1,355.65 2,115.29 3,548.82 6,492.51 

 CV(%)................................................ 6.20 37.93 21.32 17.95 12.59 9.25 

 Other financial information: 

 Other money receipts 

 Mean ................................................. 1,004 340 783 709 586 2,589 

 SE ..................................................... 241.12 84.41 248.16 181.01 134.77 1,126.16 

 CV(%)................................................ 24.03 24.80 31.71 25.51 22.99 43.49 

 Mortgage principal paid on owned property 

 Mean ................................................. -2,621 -643 -1,043 -1,766 -2,989 -6,630 

 SE ..................................................... 68.59 64.55 55.42 73.92 90.56 279.31 

 CV(%)................................................ -2.62 -10.03 -5.32 -4.19 -3.03 -4.21 

 Estimated market value of owned home 

 Mean ................................................. 253,645 117,305 157,089 196,309 274,645 520,770 

 SE ..................................................... 5,791.95 5,889.90 4,674.88 7,488.91 8,467.64 14,915.01 

 CV(%)................................................ 2.28 5.02 2.98 3.81 3.08 2.86 

 Estimated monthly rental value of owned home 

 Mean ................................................. 1,265 655 881 1,051 1,406 2,325 

 SE ..................................................... 15.46 21.05 20.53 25.97 29.08 40.26 

 CV(%)................................................ 1.22 3.22 2.33 2.47 2.07 1.73 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

n.a. Not applicable. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022