Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2007-2008

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 18,079 337 372 721 800 1,858 1,592 1,726 3,234 7,439 

Consumer unit characteristics: 

Income before taxes ..................................... $75,915 $12 $8,135 $12,821 $17,478 $24,996 $34,754 $44,852 $59,791 $130,887 

Income after taxes ........................................ 73,542 212 8,722 13,573 18,275 25,736 35,243 45,147 58,897 124,954 

Age of reference person ................................ 44.1 36.3 38.3 38.6 40.6 43.6 42.0 44.0 44.5 46.2 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .8 1.3 1.2 1.2 1.1 .9 .9 .8 .7 .6 

Persons 65 and older ................................... .2 1 ( ) 2.2 2.1 .2 .3 .2 .2 .2 .1 

Earners ........................................................ 1.7 .5 .7 1.0 1.1 1.3 1.5 1.6 1.9 2.1 

Vehicles ....................................................... 2.3 1.0 1.0 1.2 1.4 1.6 1.8 2.1 2.5 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 34 21 25 29 35 31 38 50 52 

Female ......................................................... 56 66 79 75 71 65 69 62 50 48 

Housing tenure:

Homeowner .................................................. 69 34 25 27 35 48 54 65 73 89 

With mortgage ............................................ 52 20 13 12 14 28 35 44 54 74 

Without mortgage ....................................... 17 14 12 15 21 20 19 22 19 15 

Renter .......................................................... 31 66 75 73 65 52 46 35 27 11 

Race of reference person:

Black or African-American ........................... 15 34 41 28 24 26 20 14 12 8 

White, Asian, and all other races ................. 85 66 59 72 76 74 80 86 88 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 14 18 25 26 26 22 17 13 7 

Not Hispanic or Latino .................................. 86 86 82 75 74 74 78 83 87 93 

Education of reference person:

Elementary (1-8) .......................................... 4 4 7 9 8 9 6 5 4 1 

High school (9-12) ........................................ 37 54 62 54 57 57 46 43 38 23 

College ......................................................... 59 42 31 38 35 34 48 52 58 77 

Never attended and other ............................ 3 ( ) 4 ( ) 4 ( ) 4 ( ) 1 1 3 ( ) 3 ( ) 3 ( ) 4 ( )

At least one vehicle owned or leased ............ 92 54 61 79 81 85 91 94 95 98 

Average annual expenditures .......................... $58,407 $29,802 $21,423 $25,076 $27,523 $30,463 $38,821 $43,128 $50,898 $85,424 

Food ............................................................... 7,427 5,223 3,822 4,343 4,575 4,980 5,647 6,425 6,787 9,557 

Food at home ............................................... 4,370 3,819 2,917 2,960 3,262 3,537 3,722 4,071 4,122 5,137 

Cereals and bakery products ..................... 581 550 367 394 425 462 471 539 548 690 

Cereals and cereal products .................... 191 219 135 150 152 181 161 178 176 217 

Bakery products ....................................... 390 330 231 244 273 281 310 361 372 473 

Meats, poultry, fish, and eggs .................... 992 988 674 746 790 896 938 1,022 974 1,075 

Beef .......................................................... 290 306 175 200 229 220 293 307 290 317 

Pork .......................................................... 193 266 128 182 154 189 195 207 186 197 

Other meats ............................................. 123 111 97 85 82 107 125 122 120 135 

Poultry ...................................................... 184 149 147 146 155 175 161 178 200 193 

Fish and seafood ..................................... 147 290 279 81 106 160 111 144 120 178 

Eggs ......................................................... 55 65 48 52 65 45 53 63 57 55 

Dairy products ............................................ 479 414 305 294 363 382 433 411 430 578 

Fresh milk and cream .............................. 190 224 137 145 166 155 185 177 172 215 

Other dairy products ................................ 289 190 169 149 197 227 248 234 258 362 

Fruits and vegetables ................................. 750 623 500 456 532 588 619 688 715 896 

Fresh fruits ............................................... 257 94 178 159 149 193 204 220 245 320 

Fresh vegetables ..................................... 236 215 108 151 165 178 198 204 225 288 

Processed fruits ....................................... 131 119 100 70 105 106 103 130 124 154 

Processed vegetables .............................. 126 195 114 76 113 111 113 135 121 134 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2007-2008 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,568 $1,244 $1,071 $1,070 $1,152 $1,209 $1,261 $1,411 $1,454 $1,899 

Sugar and other sweets ........................... 147 112 90 83 83 117 106 125 143 183 

Fats and oils ............................................. 116 92 89 96 101 92 95 106 114 133 

Miscellaneous foods ................................ 841 652 652 512 653 651 695 794 742 1,017 

Nonalcoholic beverages ........................... 414 373 234 373 304 327 345 355 415 482 

Food prepared by consumer unit on

out-of-town trips ..................................... 50 214 26 26 211 21 21 31 40 83 

Food away from home ................................. 3,057 1,404 905 1,383 1,313 1,443 1,925 2,353 2,665 4,420 

Alcoholic beverages ....................................... 443 2181 2105 279 74 197 178 301 354 707 

Housing .......................................................... 19,349 11,091 9,103 10,429 10,006 11,136 13,580 14,785 17,070 27,340 

Shelter .......................................................... 11,191 6,827 4,841 5,734 5,790 6,305 7,578 8,083 9,780 16,144 

Owned dwellings ........................................ 7,852 3,162 872 1,433 1,524 2,645 3,639 4,764 6,609 13,174 

Mortgage interest and charges ................ 4,755 22,074 2438 808 665 1,498 2,277 2,807 4,136 7,979 

Property taxes .......................................... 1,886 773 309 413 416 669 844 1,151 1,428 3,212 

Maintenance, repairs, insurance, other

expenses ................................................ 1,212 2315 2125 212 443 479 518 806 1,046 1,984 

Rented dwellings ........................................ 2,603 3,626 3,790 4,219 4,183 3,516 3,824 3,132 2,751 1,494 

Other lodging ............................................. 737 239 2179 281 283 143 115 187 420 1,476 

Utilities, fuels, and public services ............... 4,141 2,679 2,695 2,786 2,723 3,162 3,623 3,962 3,998 5,022 

Natural gas ................................................. 547 288 284 291 274 383 477 514 487 716 

Electricity .................................................... 1,557 1,094 1,127 1,240 1,177 1,284 1,349 1,523 1,485 1,823 

Fuel oil and other fuels ............................... 176 233 230 251 274 109 123 132 163 257 

Telephone services .................................... 1,362 850 1,007 935 914 1,057 1,237 1,320 1,363 1,604 

Water and other public services ................. 499 416 248 270 284 329 436 473 499 622 

Household operations .................................. 1,328 232 504 684 572 452 731 792 1,063 2,148 

Personal services ....................................... 700 275 2205 315 372 231 415 425 587 1,117 

Other household expenses ........................ 628 157 299 369 200 222 316 367 475 1,031 

Housekeeping supplies ................................ 712 432 340 404 245 446 577 625 628 940 

Laundry and cleaning supplies .................. 181 281 94 142 101 134 215 211 187 192 

Other household products .......................... 368 135 219 210 126 189 255 296 331 508 

Postage and stationery .............................. 163 2217 228 52 218 122 107 117 110 240 

Household furnishings and equipment ......... 1,977 921 723 822 675 771 1,072 1,323 1,601 3,085 

Household textiles ...................................... 134 288 288 52 99 54 73 108 76 208 

Furniture ..................................................... 531 223 311 299 173 194 250 348 408 854 

Floor coverings .......................................... 56 21 210 27 28 5 42 27 48 97 

Major appliances ........................................ 250 240 119 71 176 161 114 162 267 354 

Small appliances, miscellaneous

housewares .............................................. 112 243 48 30 30 50 88 90 116 153 

Miscellaneous household equipment ......... 894 526 147 363 189 307 505 588 686 1,419 

Apparel and services ..................................... 2,354 1,914 1,170 1,249 1,257 1,517 1,609 2,025 1,897 3,214 

Men and boys .............................................. 545 253 271 172 239 291 341 395 497 777 

Men, 16 and over ....................................... 444 2137 2169 276 2143 188 216 299 406 674 

Boys, 2 to 15 .............................................. 102 115 102 96 96 102 126 96 91 103 

Women and girls .......................................... 921 521 472 408 488 596 622 799 742 1,265 

Women, 16 and over .................................. 764 375 408 297 410 456 455 668 594 1,083 

Girls, 2 to 15 ............................................... 156 146 264 112 78 140 167 131 148 182 

Children under 2 .......................................... 177 395 217 189 51 172 136 159 163 198 

Footwear ...................................................... 413 2601 292 2303 289 285 349 501 293 509 

Other apparel products and services ........... 297 144 118 177 190 172 161 171 202 466 

Transportation ................................................ 10,778 5,801 3,120 4,566 6,380 5,950 8,566 7,784 9,798 15,168 

Vehicle purchases (net outlay) ..................... 3,986 2926 2832 1,835 3,318 2,191 3,750 2,195 3,437 5,715 

Cars and trucks, new ................................. 1,745 2425 4 ( ) 2605 21,411 2357 2690 2899 1,327 2,990 

Cars and trucks, used ................................ 2,048 2501 2832 980 1,754 1,765 3,012 1,296 2,056 2,350 

Other vehicles ............................................ 192 4 ( ) 4 ( ) 2251 2153 269 248 4 ( ) 254 375 

Gasoline and motor oil ................................. 3,041 1,510 1,506 1,571 1,942 2,082 2,424 2,782 3,089 3,858 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2007-2008 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,195 $3,226 $691 $978 $986 $1,476 $2,111 $2,641 $2,904 $4,595 

Vehicle finance charges ............................. 393 2140 296 159 162 160 285 375 429 537 

Maintenance and repairs ........................... 833 463 332 328 308 475 496 629 782 1,204 

Vehicle insurance ....................................... 1,373 22,366 2155 2297 2376 2675 2976 1,256 1,221 1,868 

Vehicle rental, leases, licenses, and other

charges .................................................... 596 257 109 194 140 166 355 381 471 986 

Public transportation .................................... 557 2138 90 182 134 202 281 166 368 1,001 

Healthcare ...................................................... 2,910 1,329 1,389 972 1,134 1,485 2,030 2,764 3,122 3,914 

Health insurance .......................................... 1,589 797 519 594 635 839 1,210 1,575 1,760 2,075 

Medical services .......................................... 707 191 2133 163 202 312 426 535 764 1,039 

Drugs ........................................................... 483 2238 232 174 228 291 329 583 478 617 

Medical supplies .......................................... 131 2103 2505 240 269 43 65 71 120 183 

Entertainment ................................................. 3,039 1,706 867 1,072 1,191 1,320 1,872 2,007 2,820 4,553 

Fees and admissions ................................... 683 144 104 160 117 130 286 260 428 1,272 

Audio and visual equipment and services .... 1,174 863 527 544 686 697 854 919 1,298 1,522 

Pets, toys, hobbies, and playground

equipment .................................................. 659 366 207 233 244 280 510 418 598 958 

Other entertainment supplies, equipment,

and services ............................................... 523 2334 229 135 144 213 221 410 496 801 

Personal care products and services ............. 693 368 269 307 316 401 450 635 551 991 

Reading .......................................................... 118 41 27 25 30 48 58 68 102 194 

Education ....................................................... 1,323 2530 2536 201 211 356 385 509 705 2,524 

Tobacco products and smoking supplies ....... 419 689 240 376 435 354 481 592 462 363 

Miscellaneous ................................................ 920 2210 2136 211 412 373 503 663 866 1,418 

Cash contributions ......................................... 1,764 450 323 439 459 599 725 961 1,057 3,170 

Personal insurance and pensions .................. 6,870 269 317 806 1,044 1,747 2,737 3,608 5,309 12,312 

Life and other personal insurance ................ 396 288 285 135 57 151 143 264 288 681 

Pensions and Social Security ...................... 6,474 181 232 671 987 1,596 2,595 3,345 5,020 11,631 

Sources of income and personal taxes: 

Money income before taxes ........................... 75,915 12 8,135 12,821 17,478 24,996 34,754 44,852 59,791 130,887 

Wages and salaries ..................................... 64,779 2,719 2,924 7,643 11,651 18,417 28,301 35,927 51,230 113,908 

Self-employment income ............................. 4,049 2-4,186 2-74 2381 2390 689 1,574 1,521 2,542 7,989 

Social Security, private and government

retirement ................................................... 4,117 2161 1,759 1,606 2,686 3,950 3,274 5,297 4,524 4,583 

Interest, dividends, rental income, other

property income ......................................... 1,430 2-52 2118 2104 2111 105 92 366 320 3,180 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 282 264 236 2294 2104 2143 2189 282 267 384 

Public assistance, supplemental security

income, food stamps .................................. 444 764 2,476 1,643 1,956 940 418 360 207 53 

Regular contributions for support ................. 618 2181 403 730 387 507 794 980 511 616 

Other income ............................................... 194 2362 2493 2420 2195 244 2113 2119 189 174 

Personal taxes ............................................... 2,373 -200 -587 -751 -797 -740 -489 -294 894 5,933 

Federal income taxes ................................... 1,998 -24 -419 -537 -557 -506 -234 13 810 4,811 

2008 Tax stimulus (new UCC Q20082) ....... -468 2-255 2-158 2-242 2-293 -310 -385 -577 -490 -557 

State and local income taxes ....................... 610 265 2-33 -55 11 30 67 149 390 1,260 

Other taxes .................................................. 233 214 223 83 43 46 64 120 185 418 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2007-2008 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 73,542 212 8,722 13,573 18,275 25,736 35,243 45,147 58,897 124,954 

Addenda:

Net change in total assets and liabilities ........ - $8,839 $6,660 - $147 - $3,451 - $3,420 - $2,141 - $3,277 - $7,423 - $6,856 - $15,134 

Net change in total assets ............................ 9,818 211,691 22,682 5,198 282 3,534 4,709 3,275 6,683 17,108 

Net change in total liabilities ........................ 18,657 5,031 2,829 8,649 3,702 5,675 7,986 10,698 13,538 32,242 

Other financial information:

Other money receipts ................................... 595 21,415 279 2196 240 259 2140 303 571 991 

Mortgage principal paid on owned property -2,994 2-1,428 2-526 -374 -323 -809 -1,096 -1,472 -2,079 -5,433 

Estimated market value of owned home ...... 188,626 75,641 45,369 43,717 47,817 62,813 97,103 112,937 160,386 310,949 

Estimated monthly rental value of owned

home .......................................................... 943 365 198 240 290 402 553 645 820 1,487 

Gifts of goods and services ............................ 1,504 1,019 391 447 413 368 628 663 721 2,772 

Food ............................................................. 92 237 58 240 27 21 77 37 38 164 

Alcoholic beverages ..................................... 12 238 4 ( ) 3 ( ) 4 ( ) 22 3 ( ) 24 21 25 

Housing ........................................................ 294 2102 279 176 293 87 104 80 132 546 

Housekeeping supplies .............................. 41 21 25 231 26 217 216 213 27 69 

Household textiles ...................................... 21 243 4 ( ) 4 ( ) 4 ( ) 21 215 22 28 40 

Appliances and miscellaneous

housewares .............................................. 19 211 3 ( ) 25 28 214 25 29 217 29 

Major appliances ...................................... 3 4 ( ) 4 ( ) 22 21 29 4 ( ) 21 21 5 

Small appliances and miscellaneous

housewares ............................................ 16 211 3 ( ) 23 27 25 25 28 216 24 

Miscellaneous household equipment ......... 82 4 ( ) 4 ( ) 23 213 215 240 221 213 167 

Other housing ............................................ 132 247 273 137 266 40 227 35 67 241 

Apparel and services ................................... 281 2682 193 167 39 178 267 185 261 356 

Males, 2 and over ...................................... 62 25 242 27 29 17 63 37 37 100 

Females, 2 and over .................................. 79 2189 210 26 219 43 60 33 116 96 

Children under 2 ........................................ 82 2265 296 263 28 108 70 58 75 87 

Other apparel products and services ......... 58 2223 246 292 22 210 274 257 234 73 

Jewelry and watches ................................ 17 4 ( ) 21 22 22 22 213 22 212 32 

All other apparel products and services ... 41 2223 245 290 4 ( ) 27 261 254 222 41 

Transportation .............................................. 115 213 20 10 262 12 55 208 41 191 

Healthcare .................................................... 19 4 ( ) 4 ( ) 23 24 21 23 28 29 37 

Entertainment ............................................... 103 2118 218 241 244 221 258 59 40 181 

Toys, games, arts and crafts, and tricycles 41 293 216 238 235 211 227 246 212 60 

Other entertainment ................................... 62 225 22 23 29 211 32 13 28 120 

Personal care products and services ........... 23 220 21 4 ( ) 210 19 21 29 11 35 

Reading ........................................................ 1 4 ( ) 4 ( ) 4 ( ) 4 ( ) 3 ( ) 4 ( ) 3 ( ) 3 ( ) 2 

Education ..................................................... 480 24 23 22 215 221 230 262 145 1,075 

All other gifts ................................................ 84 25 219 29 2137 6 11 10 44 161 

1 Value is less than or equal to 0.05. 2 Data are likely to have large sampling errors.3 Value is less than or equal to 0.5. 4 No data reported.