Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017

Item 

Total 

45-54

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

Number of consumer units (in 

 thousands) ................................................................ 23,817 818 487 734 850 1,535 1,917 1,725 3,002 12,750 

Consumer unit characteristics: 

 Income before taxes ................................ $99,814 $2,629 $8,012 $12,540 $17,492 $24,713 $34,714 $44,788 $59,927 $155,733 

 Income after taxes ................................................................ 83,507 2,761 8,693 13,446 18,847 25,996 34,143 42,644 54,812 126,519 

 Age of reference person ................................ 49.6 50.4 50.3 50.1 50.1 49.6 49.4 49.5 49.6 49.5 

 Average number in consumer 

 unit: 

 People................................................................ 2.8 1.8 1.9 1.8 2.1 2.3 2.4 2.5 2.8 3.2 

 Children under 18 ................................ .7 .3 .4 .4 .4 .5 .5 .6 .7 .8 

 Adults 65 and older ................................ .1 ( 1 ) ( 1 ) ( 1 ) 2

.1 .1 .1 ( 1

 ) ( 1 ) .1 

 Earners ................................................................ 1.7 .4 .7 .6 .9 1.1 1.4 1.6 1.7 2.1 

 Vehicles ................................................................ 2.3 1.1 .9 .8 1.3 1.3 1.8 1.9 2.1 2.8 

Percent distribution: 

 Reference person: 

 Men ................................................................ 48 32 40 40 49 46 40 43 46 53 

 Women ................................................................ 52 68 60 60 51 54 60 57 54 47 

 Housing tenure: 

 Homeowner ................................................................ 69 41 40 26 47 43 54 56 65 84 

 With mortgage ................................................................ 51 19 15 13 22 20 33 34 46 68 

 Without mortgage ................................ 19 23 25 13 24 23 21 22 20 16 

 Renter ................................................................ 31 59 60 74 53 57 46 44 35 16 

 Race of reference person: 

 Black or African-American ................................ 14 27 25 23 18 21 18 18 14 10 

 White, Asian, and all other 

 races ................................................................ 86 73 75 77 82 79 82 82 86 90 

 Hispanic or Latino origin of 

 reference person: 

 Hispanic or Latino ................................ 16 21 24 20 19 25 25 22 19 10 

 Not Hispanic or Latino ................................ 84 79 76 80 81 75 75 78 81 90 

 Education of reference person: 

 Elementary (1-8)................................................................ 3 5 11 8 11 9 5 4 3 1 

 High school (9-12) ................................ 29 48 39 51 49 45 42 39 31 19 

 College................................................................ 68 46 50 41 40 46 52 56 66 80 

 Never attended and other................................ ( 1 ) 1 ( 3 ) ( 1 ) ( 1 ) 1 ( 1 ) 1 ( 1 ) ( 1 ) 

 At least one vehicle owned or 

 leased................................................................ 92 68 60 61 79 84 92 93 95 98 

Average annual expenditures ................................ $72,513 $27,214 $27,816 $21,189 $29,932 $31,163 $41,751 $43,905 $52,528 $101,262 

 Food ................................................................ 9,027 4,693 4,302 3,259 4,311 5,068 5,771 6,288 6,933 12,028 

 Food at home ................................................................ 4,960 3,179 3,052 2,062 2,841 3,381 3,667 3,719 4,100 6,245 

 Cereals and bakery products ................................ 620 344 404 246 335 388 444 510 543 778 

 Cereals and cereal products ................................ 199 90 154 78 115 135 176 166 155 248 

 Bakery products ................................ 421 254 250 168 220 253 267 344 387 531 

 Meats, poultry, fish, and eggs ................................ 1,104 825 813 491 738 923 884 852 910 1,334 

 Beef ................................................................288 192 194 124 249 230 221 189 289 342 

 Pork ................................................................205 185 204 136 128 175 153 155 154 247 

 Other meats ................................................................ 149 94 71 65 109 161 104 150 113 176 

 Poultry ................................................................ 225 169 175 128 145 189 198 159 173 272 

 Fish and seafood ................................ 169 2128 2113 212 267 93 153 149 121 218 

 Eggs ................................................................ 69 58 55 25 40 76 55 50 60 80 

 Dairy products ................................................................ 499 298 318 245 316 300 318 346 414 642 

 Fresh milk and cream ................................ 166 100 148 77 124 104 121 131 154 203 

 Other dairy products ................................ 333 198 171 168 191 196 198 215 260 439 

 Fruits and vegetables ................................ 932 476 396 358 430 679 749 663 769 1,185 

 Fresh fruits ................................................................ 355 157 180 124 158 243 265 253 270 464 

 Fresh vegetables ................................ 302 138 113 102 138 240 266 219 251 379 

 Processed fruits ................................ 124 59 62 42 59 88 88 93 107 158 

 Processed vegetables ................................ 151 121 42 89 75 109 130 98 141 184 

See footnotes at end of table. 
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

45-54

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Other food at home ................................ 1,805 1,237 1,120 722 1,021 1,090 1,272 1,347 1,463 2,307 

 Sugar and other sweets ................................ 181 130 100 50 77 114 131 126 140 236 

 Fats and oils ................................................................ 133 100 71 70 92 98 102 87 104 167 

 Miscellaneous foods ................................ 928 650 571 323 448 531 594 706 750 1,206 

 Nonalcoholic beverages................................ 490 324 366 271 379 326 402 413 422 588 

 Food prepared by consumer 

 unit on out-of-town trips ................................73 232 211 29 225 221 43 16 48 110 

 Food away from home ................................ 4,067 1,513 1,250 1,197 1,470 1,687 2,104 2,569 2,834 5,782 

 Alcoholic beverages ................................ 598 161 2209 186 117 196 275 244 438 884 

 Housing ................................................................22,614 11,280 10,236 10,199 11,827 12,088 14,905 15,686 17,172 29,911 

 Shelter ................................................................ 13,617 6,442 5,886 6,611 7,220 7,278 8,945 9,188 9,708 18,187 

 Owned dwellings ................................ 8,886 2,504 1,774 1,515 2,403 2,300 4,304 4,325 5,274 13,372 

 Mortgage interest and 

 charges ................................................................ 4,698 1,143 2576 641 1,124 983 1,993 1,986 2,707 7,246 

 Property taxes ................................ 2,579 765 622 629 659 664 1,169 1,269 1,562 3,870 

 Maintenance, repairs, 

 insurance, other expenses ................................ 1,608 597 575 245 620 653 1,143 1,069 1,005 2,256 

 Rented dwellings ................................ 3,610 3,775 4,021 5,057 4,643 4,851 4,411 4,634 4,122 2,903 

 Other lodging ................................................................ 1,121 2162 291 240 2173 127 230 230 312 1,912 

 Utilities, fuels, and public 

 services ................................................................ 4,608 2,827 2,560 2,374 2,987 3,049 3,586 3,691 4,274 5,582 

 Natural gas ................................................................ 420 217 243 214 237 297 292 292 342 534 

 Electricity ................................................................ 1,648 1,315 1,046 1,105 1,304 1,231 1,414 1,393 1,541 1,891 

 Fuel oil and other fuels ................................ 97 278 215 225 275 235 52 94 76 127 

 Telephone services ................................ 1,749 861 850 759 964 1,027 1,312 1,358 1,692 2,169 

 Residential phone service, 

 VOIP, and phone cards ................................279 212 167 183 198 143 209 222 239 342 

 Cellular phone service ................................1,470 649 683 577 766 884 1,103 1,136 1,452 1,827 

 Water and other public 

 services ................................................................ 694 356 405 270 407 459 517 554 623 861 

 Household operations ................................ 1,308 475 615 378 534 509 609 749 805 1,888 

 Personal services ................................ 254 217 2109 221 263 213 2

-45 2120 273 435 

 Other household expenses ................................ 1,054 458 506 357 471 496 654 629 732 1,453 

 Housekeeping supplies ................................ 787 495 336 334 434 383 569 525 624 1,037 

 Laundry and cleaning supplies ................................ 199 137 112 81 123 127 196 139 177 243 

 Other household products ................................ 434 251 171 154 239 214 334 281 295 586 

 Postage and stationery ................................ 154 2107 253 299 71 42 40 105 152 208 

 Household furnishings and 

 equipment ................................................................ 2,295 1,041 840 501 653 869 1,195 1,533 1,762 3,218 

 Household textiles ................................ 130 29 244 223 218 64 154 61 113 174 

 Furniture ................................................................ 533 141 199 112 177 216 240 285 300 789 

 Floor coverings ................................ 24 26 22 24 28 217 10 8 12 35 

 Major appliances ................................ 359 178 155 153 232 112 266 288 281 470 

 Small appliances, 

 miscellaneous housewares ................................ 167 228 261 227 58 76 77 144 131 233 

 Miscellaneous household 

 equipment ................................................................ 1,082 678 378 183 160 384 449 747 924 1,518 

 Apparel and services ................................ 2,319 1,239 853 722 1,842 1,086 1,708 1,336 1,547 3,157 

 Men and boys ................................................................ 609 239 178 143 503 222 522 282 496 823 

 Men, 16 and over ................................ 481 2192 280 269 304 176 446 194 415 654 

 Boys, 2 to 15 ................................................................ 128 248 99 73 200 46 76 88 80 169 

 Women and girls................................................................ 915 586 330 289 707 409 591 519 518 1,281 

 Women, 16 and over ................................ 761 561 2198 211 489 368 471 386 439 1,075 

 Girls, 2 to 15 ................................................................ 154 225 2132 278 2218 41 120 132 79 206 

 Children under 2 ................................................................ 48 217 215 219 299 247 238 216 218 63 

 Footwear ................................................................493 2318 2140 2159 2429 291 422 314 335 645 

 Other apparel products and 

 services ................................................................ 254 78 190 112 105 118 134 205 180 345 

 Transportation ................................................................ 11,369 3,733 4,491 2,743 4,598 4,752 7,644 7,215 9,720 15,388 

 Vehicle purchases (net outlay) ................................ 4,637 21,488 21,900 2412 2914 1,699 3,246 2,050 3,862 6,529 

 Cars and trucks, new ................................ 1,880 21,026 2901 ( 3 ) ( 3 ) 2389 21,016 2325 1,387 2,841 

 Cars and trucks, used ................................ 2,657 2462 2999 2412 731 1,310 2,194 1,725 2,453 3,525 

 Other vehicles ................................................................ 100 ( 3 ) ( 3 ) ( 3 ) 2183 ( 3 ) 236 ( 3 ) 221 163 

 Gasoline, other fuels, and motor 

 oil ................................................................ 2,428 1,042 972 886 1,422 1,444 1,955 1,926 2,240 3,031 

 Other vehicle expenses ................................ 3,502 1,024 1,270 1,262 2,039 1,334 2,117 2,889 3,221 4,603 

 Vehicle finance charges ................................ 292 90 2133 266 74 106 209 184 242 400 

See footnotes at end of table. 
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

45-54

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Maintenance and repairs................................1,094 295 394 332 368 445 661 801 935 1,486 

 Vehicle insurance ................................ 1,336 2414 2566 2766 21,422 2514 2898 21,440 1,507 1,572 

 Vehicle rental, leases, 

 licenses, and other charges ................................ 780 225 177 99 175 269 349 465 537 1,145 

 Public and other transportation ................................ 802 180 349 183 223 275 326 350 397 1,225 

 Healthcare ................................................................ 4,949 1,904 1,399 1,035 1,923 2,067 2,725 3,425 4,164 6,782 

 Health insurance................................................................ 3,393 1,062 959 650 1,215 1,481 1,942 2,398 2,849 4,649 

 Medical services ................................................................ 928 325 2235 107 297 282 338 621 724 1,339 

 Drugs ................................................................ 469 483 178 222 355 238 348 321 478 568 

 Medical supplies ................................................................ 158 234 226 257 255 66 97 86 112 225 

 Entertainment ................................................................ 3,849 1,775 1,022 905 1,431 1,342 1,809 2,047 2,732 5,555 

 Fees and admissions ................................ 1,019 211 121 193 180 165 300 280 405 1,667 

 Audio and visual equipment and 

 services ................................................................ 1,194 678 616 485 697 747 846 952 1,025 1,501 

 Pets, toys, hobbies, and 

 playground equipment ................................ 1,012 822 239 195 447 374 397 576 568 1,486 

 Pets ................................................................ 828 759 196 115 425 312 280 490 438 1,220 

 Toys, hobbies, and playground 

 equipment ................................................................ 184 263 243 280 222 261 2118 286 130 266 

 Other entertainment supplies, 

 equipment, and services ................................ 625 264 246 233 2107 57 266 239 734 902 

 Personal care products and 

 services ................................................................901 317 368 361 314 337 591 581 625 1,257 

 Reading................................................................ 122 217 268 215 222 57 35 30 96 183 

 Education ................................................................ 2,831 254 292 267 1,142 604 627 749 986 4,690 

 Tobacco products and smoking 

 supplies ................................................................426 399 529 599 510 499 542 540 438 364 

 Miscellaneous ................................................................ 1,303 618 270 326 470 513 1,451 721 918 1,743 

 Cash contributions ................................................................ 2,294 542 381 204 376 652 730 1,133 1,086 3,602 

 Personal insurance and pensions ................................ 9,909 281 3,596 567 1,050 1,900 2,938 3,911 5,674 15,717 

 Life and other personal 

 insurance ................................................................ 445 112 2137 295 111 180 162 203 263 671 

 Pensions and Social Security ................................ 9,464 169 3,459 472 939 1,720 2,777 3,708 5,411 15,046 

Sources of income and personal 

 taxes: 

 Money income before taxes ................................ $99,814 $2,629 $8,012 $12,540 $17,492 $24,713 $34,714 $44,788 $59,927 $155,733 

 Wages and salaries ................................ 86,618 707 2,925 4,585 9,542 18,526 28,527 38,448 52,472 136,674 

 Self-employment income ................................ 7,856 2

-97 2340 2690 2637 1,222 1,890 2,156 3,945 12,934 

 Social Security, private and 

 government retirement ................................ 2,351 2189 2,213 4,866 5,249 3,430 2,398 2,654 2,075 2,045 

 Interest, dividends, rental 

 income, other property income ................................ 1,704 250 275 248 256 2121 215 478 430 2,958 

 Public assistance, 

 Supplemental Security 

 Income, Supplementary 

 Nutrition Assistance Program 

 (SNAP) ................................................................490 1,354 1,946 1,917 1,554 868 879 397 357 165 

 Unemployment and workers' 

 compensation, veterans' 

 benefits, and regular 

 contributions for support ................................ 433 236 2225 2211 2253 342 612 527 384 475 

 Other income ................................................................ 362 2390 2287 2222 2201 2205 2192 2129 263 482 

 Personal taxes (contains some 

 imputed values)................................................................ 16,307 -131 -681 -906 -1,356 -1,283 571 2,144 5,115 29,214 

 Federal income taxes ................................ 12,944 -76 -563 -852 -1,307 -1,419 -343 1,343 3,709 23,510 

 State and local income taxes ................................ 3,258 -83 -119 -57 -70 110 467 770 1,379 5,592 

 Other taxes ................................................................ 105 228 21 23 221 226 2447 232 27 112 

 Income after taxes ................................................................ 83,507 2,761 8,693 13,446 18,847 25,996 34,143 42,644 54,812 126,519 

See footnotes at end of table. 
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

45-54

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

Addenda: 

 Net change in total assets and 

 liabilities................................................................ $18,212 -$6,817 -$1,044 $336 -$2,917 -$727 $9,507 $6,028 $9,550 $30,267 

 Net change in total assets ................................25,861 -6,246 727 1,006 -1,664 4,803 11,224 8,430 14,752 41,856 

 Net change in total liabilities ................................ 7,649 571 1,771 670 1,252 5,530 1,716 2,402 5,202 11,589 

 Other financial information: 

 Other money receipts ................................ 388 2279 21,036 266 230 2124 255 2356 2436 488 

 Mortgage principal paid on 

 owned property................................ -2,940 -606 2

-417 -404 -760 -649 -1,120 -1,177 -1,583 -4,584 

 Estimated market value of 

 owned home ................................................................ 221,484 64,706 70,975 34,990 65,324 60,442 101,208 107,878 139,850 330,498 

 Estimated monthly rental value 

 of owned home ................................ 1,194 454 455 267 446 432 658 678 848 1,697 

 Gifts of goods and services, total ................................ 1,854 488 351 188 504 676 802 735 843 2,883 

 Food ................................................................ 112 296 234 215 75 47 39 49 73 162 

 Alcoholic beverages ................................ 14 24 ( 3 ) ( 3 ) 215 216 23 25 6 21 

 Housing................................................................ 295 174 274 254 277 90 131 125 167 444 

 Housekeeping supplies ................................ 31 21 ( 3 ) 23 210 27 218 217 33 44 

 Household textiles ................................ 12 23 ( 3 ) ( 3 ) ( 3 ) ( 3 ) 24 23 21 21 

 Appliances and miscellaneous 

 housewares ................................................................ 24 211 ( 3 ) 21 23 217 212 222 24 36 

 Major appliances ................................ 7 211 ( 3 ) ( 3 ) 22 27 28 23 ( 1 ) 9 

 Small appliances and 

 miscellaneous housewares ................................ 17 ( 3 ) ( 3 ) 21 21 210 24 220 24 27 

 Miscellaneous household 

 equipment ................................................................ 52 281 22 21 221 212 222 236 50 70 

 Other housing ................................................................ 177 278 272 250 244 254 76 47 80 274 

 Apparel and services ................................ 221 288 2194 285 2142 68 207 168 172 286 

 Males, 2 and over ................................ 66 219 210 235 244 216 26 77 87 80 

 Females, 2 and over ................................ 77 234 287 213 23 216 85 48 38 110 

 Children under 2 ................................ 33 217 215 219 261 217 235 214 212 44 

 Other apparel products and 

 services ................................................................ 44 218 282 218 234 220 261 229 234 52 

 Jewelry and watches ................................ 8 ( 3 ) 282 21 21 21 21 22 210 9 

 All other apparel products 

 and services ................................ 36 218 ( 3 ) 217 234 219 261 227 224 43 

 Transportation ................................................................ 155 22 213 22 56 136 140 193 104 197 

 Healthcare ................................................................25 23 ( 3 ) 24 211 23 24 210 213 39 

 Entertainment ................................................................ 127 238 227 21 225 218 92 233 103 189 

 Toys, games, arts and crafts, 

 and tricycles ................................................................ 61 27 ( 3 ) ( 3 ) ( 1 ) 210 267 28 270 85 

 Other entertainment ................................ 66 231 227 21 224 8 25 25 33 104 

 Personal care products and 

 services ................................................................12 ( 3 ) ( 3 ) 220 29 26 25 211 23 16 

 Reading ................................................................ 3 ( 3 ) 21 24 ( 3 ) ( 1 ) 21 21 21 5 

 Education ................................................................754 29 22 21 256 2239 2111 2114 2109 1,317 

 All other gifts ................................................................ 137 274 27 21 237 51 69 25 90 207 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018