Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 

2020

 (Aggregates in millions of dollars, unless otherwise indicated) 

Less than college graduate College graduate 

Item Aggregate Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

Number of consumer units (in thousands)1.......................... 131,234 69,920 6,931 24,577 24,531 13,881 61,314 35,342 25,972 

Percent distribution of consumer units ................................. 100.0 53.3 5.3 18.7 18.7 10.6 46.7 26.9 19.8 

Consumer unit characteristics (mean values): 

 Income before taxes ......................................................... $84,352 $53,066 $31,292 $44,994 $58,245 $69,079 $120,028 $102,814 $143,453 

 Income after taxes ............................................................ 74,949 51,133 32,667 44,262 55,549 64,714 102,109 90,274 118,213 

 Age of reference person ................................................... 52.2 53.3 56.5 55.6 51.7 50.4 50.9 49.9 52.4 

 Average number in consumer unit: 

 People ............................................................................ 2.5 2.4 2.3 2.2 2.4 2.5 2.6 2.5 2.7 

 Children under 18 .......................................................... .6 .6 .7 .5 .6 .6 .6 .5 .6 

 Adults 65 and older ........................................................ .4 .4 .5 .5 .4 .4 .4 .4 .4 

 Earners .......................................................................... 1.3 1.1 .8 1.0 1.2 1.4 1.5 1.5 1.5 

 Vehicles ......................................................................... 1.9 1.7 1.2 1.6 1.9 2.1 2.1 2.1 2.1 

Percent distribution: 

 Reference person: 

 Men ................................................................................ 47 43 42 44 42 43 51 51 51 

 Women ........................................................................... 53 57 58 56 58 57 49 49 49 

 Housing tenure: 

 Homeowner.................................................................... 66 59 47 56 60 66 74 70 80 

 With mortgage ............................................................ 39 30 17 24 33 43 49 45 54 

 Without mortgage ....................................................... 27 28 30 32 27 23 26 25 26 

 Renter ............................................................................ 34 41 53 44 40 34 26 30 20 

 Race of reference person: 

 Black or African-American ............................................. 13 16 17 16 16 16 10 10 10 

 White, Asian, and all other races ................................... 87 84 83 84 84 84 90 90 90 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .......................................................... 14 19 37 18 17 14 9 11 5 

 Not Hispanic or Latino ................................................... 86 81 63 82 83 86 91 89 95 

 Education of reference person: 

 Elementary (1-8) ............................................................ 2 4 29 3 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 High school (9-12) ......................................................... 28 48 67 97 15 12 5 7 3 

 College ........................................................................... 69 47 n.a. n.a. 84 87 94 92 97 

 Never attended and other .............................................. ( 2 ) ( 2 ) 4 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ............................... 90 86 73 83 90 93 94 94 94 

Annual aggregate expenditures ........................................... $8,051,248 39.6 2.9 11.6 15.4 9.7 60.4 30.7 29.7 

 Food .................................................................................. 961,333 41.3 3.6 11.7 16.1 9.9 58.7 29.5 29.2 

 Food at home ................................................................. 649,324 42.7 3.8 12.7 16.2 10.0 57.3 28.3 28.9 

 Cereals and bakery products ..................................... 84,058 42.4 4.1 12.9 15.7 9.8 57.6 29.2 28.4 

 Cereals and cereal products ................................... 27,832 41.2 4.6 12.1 15.2 9.3 58.8 29.9 28.9 

 Bakery products ...................................................... 56,226 43.0 3.9 13.3 15.9 10.0 57.0 28.8 28.1 

 Meats, poultry, fish, and eggs .................................... 141,308 45.8 4.0 14.5 16.4 10.8 54.2 27.2 27.0 

 Beef ......................................................................... 38,889 48.1 3.5 14.2 18.5 11.9 51.9 26.7 25.2 

 Pork ......................................................................... 28,174 50.0 4.6 18.1 16.8 10.6 50.0 25.1 24.8 

 Other meats ............................................................. 18,648 43.9 3.6 14.9 15.4 10.1 56.1 28.2 27.9 

 Poultry ..................................................................... 24,864 44.5 4.3 14.0 15.5 10.7 55.5 28.6 26.8 

 Fish and seafood ..................................................... 22,344 40.4 3.7 11.2 14.8 10.8 59.6 27.3 32.2 

 Eggs ........................................................................ 8,388 42.7 5.4 13.6 14.9 8.7 57.3 29.5 27.7 

 Dairy products ............................................................ 62,244 42.2 4.3 12.5 15.9 9.4 57.8 28.1 29.7 

 Fresh milk and cream .............................................. 19,286 44.0 5.0 12.9 16.7 9.4 56.0 27.8 28.1 

 Other dairy products ................................................ 42,958 41.4 4.0 12.3 15.6 9.4 58.6 28.2 30.4 

 Fruits and vegetables ................................................. 128,370 41.0 4.0 11.7 15.5 9.7 59.0 28.7 30.3 

 Fresh fruits............................................................... 45,806 39.9 3.9 10.9 15.4 9.8 60.1 29.3 30.8 

 Fresh vegetables ..................................................... 40,856 38.9 4.0 11.3 14.0 9.6 61.1 28.9 32.2 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 

2020 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Less than college graduate College graduate 

Item Aggregate Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Processed fruits ....................................................... 16,461 43.4 3.9 12.7 17.6 9.2 56.6 28.7 28.0 

 Processed vegetables ............................................. 25,247 44.6 4.4 13.3 16.8 10.1 55.4 27.6 27.8 

 Other food at home ..................................................... 233,344 42.2 3.4 12.2 16.6 10.0 57.8 28.5 29.4 

 Sugar and other sweets .......................................... 21,794 43.0 3.2 13.4 17.0 9.3 57.0 28.3 28.7 

 Fats and oils ............................................................ 17,419 43.9 4.3 13.8 15.4 10.5 56.1 28.7 27.5 

 Miscellaneous foods ................................................ 127,852 40.7 3.2 11.2 16.4 10.0 59.3 28.7 30.6 

 Nonalcoholic beverages .......................................... 59,771 46.2 3.9 14.2 17.8 10.3 53.8 27.6 26.2 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 6,509 26.3 31.3 5.9 10.4 8.7 73.7 33.3 40.4 

 Food away from home ................................................... 312,009 38.2 3.0 9.7 16.0 9.6 61.8 32.0 29.8 

 Alcoholic beverages .......................................................... 62,801 28.1 1.4 6.8 11.0 8.9 71.9 36.1 35.7 

 Housing ............................................................................. 2,809,933 41.1 3.2 12.5 15.9 9.5 58.9 30.5 28.3 

 Shelter ............................................................................ 1,654,047 39.3 3.1 12.4 14.8 9.0 60.7 31.6 29.1 

 Owned dwellings ........................................................ 980,723 32.7 1.9 9.2 12.7 8.9 67.3 33.1 34.2 

 Mortgage interest and charges ............................... 388,670 31.6 1.5 7.6 12.7 9.7 68.4 34.2 34.2 

 Property taxes ......................................................... 308,849 31.4 2.0 9.5 11.7 8.2 68.6 32.7 35.9 

 Maintenance, repairs, insurance, other 

 expenses .............................................................. 283,203 35.5 2.2 10.9 13.9 8.5 64.5 32.1 32.4 

 Rented dwellings ........................................................ 578,518 53.8 5.6 19.0 19.4 9.7 46.2 28.2 18.0 

 Other lodging .............................................................. 94,807 19.5 .7 5.0 8.0 5.8 80.5 35.7 44.8 

 Utilities, fuels, and public services ................................. 545,665 48.0 3.7 15.7 17.9 10.7 52.0 28.5 23.4 

 Natural gas ................................................................. 54,387 44.7 4.1 14.8 16.2 9.6 55.3 28.6 26.7 

 Electricity .................................................................... 198,942 50.8 4.2 17.3 18.6 10.8 49.2 27.5 21.6 

 Fuel oil and other fuels ............................................... 13,799 50.9 3.5 19.4 15.1 12.9 49.1 24.5 24.6 

 Telephone services .................................................... 189,045 47.2 3.2 14.6 18.2 11.2 52.8 29.4 23.4 

 Residential phone service, VOIP, and phone 

 cards ..................................................................... 24,611 51.2 4.3 18.7 18.3 9.9 48.8 26.3 22.5 

 Cellular phone service ............................................. 164,434 46.6 3.1 13.9 18.1 11.4 53.4 29.8 23.6 

 Water and other public services ................................. 89,492 45.2 3.5 14.5 17.3 9.9 54.8 29.6 25.2 

 Household operations .................................................... 192,203 34.2 1.9 10.3 13.8 8.2 65.8 30.9 34.9 

 Personal services ....................................................... 45,489 21.7 3

.8 5.2 10.9 4.8 78.3 28.4 49.8 

 Other household expenses ........................................ 146,714 38.1 2.2 11.8 14.7 9.3 61.9 31.6 30.3 

 Housekeeping supplies.................................................. 109,917 42.8 6.3 11.1 15.3 10.1 57.2 27.9 29.4 

 Laundry and cleaning supplies ................................... 22,375 47.5 5.1 14.0 18.1 10.4 52.5 25.4 27.1 

 Other household products .......................................... 70,453 43.1 7.5 11.0 14.6 10.0 56.9 28.3 28.5 

 Postage and stationery ............................................... 17,089 35.1 3.1 7.5 14.3 10.2 64.9 29.1 35.8 

 Household furnishings and equipment .......................... 308,101 42.5 2.8 9.1 20.2 10.4 57.5 29.3 28.2 

 Household textiles ...................................................... 15,249 35.9 3.3 8.9 17.2 6.4 64.1 37.9 26.2 

 Furniture ..................................................................... 70,101 43.2 4.4 11.0 18.0 9.8 56.8 30.9 25.9 

 Floor coverings ........................................................... 3,925 26.5 2.2 5.6 11.3 7.3 73.5 33.7 39.7 

 Major appliances ........................................................ 46,458 44.8 4.0 15.0 15.8 9.9 55.2 27.6 27.6 

 Small appliances, miscellaneous housewares ........... 17,695 37.1 3.5 9.5 14.7 9.3 62.9 32.6 30.3 

 Miscellaneous household equipment ......................... 154,673 43.2 1.7 6.5 23.7 11.3 56.8 27.8 29.0 

 Apparel and services ........................................................ 188,417 39.5 4.0 11.4 15.7 8.5 60.5 27.2 33.2 

 Men and boys ................................................................ 42,869 38.3 3.3 12.7 13.9 8.4 61.7 33.3 28.5 

 Men, 16 and over ........................................................ 31,537 34.4 3.4 10.6 13.5 6.9 65.6 35.7 29.9 

 Boys, 2 to 15 ............................................................... 11,332 49.2 3.1 18.5 15.1 12.5 50.8 26.4 24.4 

 Women and girls ............................................................ 71,603 37.1 2.6 9.8 16.6 8.2 62.9 28.1 34.7 

 Women, 16 and over .................................................. 59,915 35.7 2.3 8.3 17.1 7.9 64.3 28.6 35.7 

 Girls, 2 to 15 ............................................................... 11,687 44.6 3.8 17.5 13.9 9.5 55.4 25.6 29.8 

 Children under 2 ............................................................ 8,918 46.0 31.3 14.9 17.2 12.6 54.0 25.3 28.8 

 Footwear ........................................................................ 41,252 41.3 5.9 11.9 15.4 8.2 58.7 22.3 36.4 

 Other apparel products and services ............................ 23,775 43.5 7.1 11.3 16.6 8.5 56.5 22.9 33.6 

 Transportation ................................................................... 1,289,479 46.4 2.9 13.3 18.3 11.9 53.6 30.0 23.5 

 Vehicle purchases (net outlay) ...................................... 593,602 47.3 2.7 13.0 18.9 12.7 52.7 29.7 22.9 

 Cars and trucks, new .................................................. 274,152 40.3 3

.5 12.3 15.2 12.3 59.7 33.1 26.6 

 Cars and trucks, used................................................. 309,659 53.5 4.7 13.4 22.3 13.1 46.5 26.2 20.3 

 Other vehicles ............................................................. 9,791 49.7 31.3 323.2 12.3 312.8 50.3 46.9 33.4 

 Gasoline, other fuels, and motor oil ............................... 205,806 50.8 3.8 16.0 19.2 11.8 49.2 28.8 20.4 

 Other vehicle expenses ................................................. 455,490 44.6 2.7 13.0 17.9 11.1 55.4 30.9 24.5 

 Vehicle finance charges ............................................. 33,876 47.5 2.2 12.9 19.5 12.9 52.5 30.3 22.1 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 

2020 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Less than college graduate College graduate 

Item Aggregate Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Maintenance and repairs ............................................ 115,430 44.7 2.8 12.9 18.3 10.6 55.3 29.9 25.4 

 Vehicle rental, leases, licenses, and other 

 charges .................................................................... 99,519 35.7 1.5 9.3 15.1 9.9 64.3 35.3 29.0 

 Vehicle insurance ....................................................... 206,665 48.4 3.2 14.9 18.7 11.6 51.6 29.4 22.2 

 Public and other transportation...................................... 34,580 29.1 5.1 6.0 10.6 7.4 70.9 31.9 39.0 

 Healthcare ......................................................................... 679,445 40.8 2.7 13.1 15.6 9.4 59.2 29.6 29.5 

 Health insurance ............................................................ 481,223 41.8 2.6 14.0 15.5 9.7 58.2 29.9 28.3 

 Medical services ............................................................ 113,387 36.3 1.8 10.1 15.3 9.0 63.7 28.0 35.7 

 Drugs ............................................................................. 62,556 41.9 4.7 12.6 16.7 7.9 58.1 31.1 27.0 

 Medical supplies ............................................................ 22,279 39.3 3.3 10.6 15.9 9.5 60.7 28.7 32.0 

 Entertainment .................................................................... 382,340 39.2 4.4 10.9 13.8 10.1 60.8 29.3 31.5 

 Fees and admissions ..................................................... 55,723 18.6 .3 3.3 8.8 6.2 81.4 34.0 47.3 

 Audio and visual equipment and services ..................... 137,719 44.0 2.9 15.0 16.1 9.9 56.0 30.0 26.0 

 Pets, toys, hobbies, and playground equipment ........... 112,904 46.2 10.7 10.8 13.3 11.3 53.8 27.0 26.8 

 Pets ............................................................................. 90,601 49.7 13.2 11.2 13.8 11.5 50.3 26.9 23.4 

 Toys, hobbies, and playground equipment ................ 22,303 31.8 3

.7 9.2 11.3 10.6 68.2 27.6 40.5 

 Other entertainment supplies, equipment, and 

 services ....................................................................... 75,994 35.2 .6 9.4 13.8 11.4 64.8 28.1 36.7 

 Personal care products and services ............................... 84,885 37.2 2.4 9.9 15.4 9.4 62.8 32.0 30.8 

 Reading ............................................................................. 14,953 31.9 2.6 7.3 11.3 10.7 68.1 28.5 39.6 

 Education .......................................................................... 166,865 17.7 .6 3.4 9.0 4.6 82.3 35.1 47.2 

 Tobacco products and smoking supplies ......................... 41,311 74.7 7.1 28.6 24.7 14.2 25.3 17.1 8.2 

 Miscellaneous ................................................................... 119,029 41.6 2.0 12.8 15.2 11.6 58.4 30.4 28.0 

 Cash contributions ............................................................ 299,564 26.3 1.7 8.1 10.3 6.1 73.7 35.2 38.5 

 Personal insurance and pensions..................................... 950,893 30.7 1.5 8.2 12.1 8.9 69.3 33.1 36.1 

 Life and other personal insurance ................................. 63,746 33.8 1.5 9.8 13.5 9.1 66.2 30.1 36.1 

 Pensions and Social Security ........................................ 887,147 30.5 1.5 8.1 12.0 8.9 69.5 33.4 36.1 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $11,069,815 33.5 2.0 10.0 12.9 8.7 66.5 32.8 33.7 

 Wages and salaries ....................................................... 8,589,128 30.8 1.6 8.6 12.1 8.6 69.2 34.3 34.9 

 Self-employment income ............................................... 762,150 34.7 2.3 9.9 14.0 8.5 65.3 30.6 34.7 

 Social Security, private and government 

 retirement .................................................................... 1,245,861 49.5 4.2 18.9 17.6 8.8 50.5 25.4 25.1 

 Interest, dividends, rental income, other property 

 income ........................................................................ 257,572 22.4 .6 6.9 7.3 7.7 77.6 31.7 45.9 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ........................................................................ 60,161 81.3 12.5 32.9 25.7 10.2 18.7 12.1 6.6 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ........................................................................ 118,405 48.7 2.1 13.0 20.2 13.5 51.3 33.0 18.3 

 Other income ................................................................. 36,539 48.8 4.9 9.2 21.8 12.9 51.2 25.0 26.2 

 Personal taxes (contains some imputed values) .............. 1,233,909 11.0 -.8 1.5 5.4 4.9 89.0 35.9 53.1 

 Federal income taxes .................................................... 1,156,407 16.8 -.1 3.9 7.3 5.7 83.2 34.6 48.6 

 Stimulus payment (new UCC Q20202)# ....................... -250,790 54.5 4.2 18.3 19.8 12.1 45.5 27.3 18.2 

 State and local income taxes ......................................... 318,861 23.0 .7 5.4 9.3 7.6 77.0 34.0 43.0 

 Other taxes .................................................................... 9,432 43.3 3

.8 14.2 16.6 11.8 56.7 27.8 28.9 

 Income after taxes ............................................................ 9,835,905 36.3 2.3 11.1 13.9 9.1 63.7 32.4 31.2 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

n.a. Not applicable. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021