Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2008-2009

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 17,986 1,174 3,680 4,341 4,788 2,682 1,322 

Consumer unit characteristics: 

Income before taxes ..................................... $76,788 $37,464 $59,285 $75,806 $94,193 $98,313 $56,945 

Income after taxes ........................................ 74,569 37,971 58,389 74,122 90,117 94,996 55,820 

Age of reference person ................................ 44.3 21.5 29.7 39.6 49.4 58.5 72.7 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .8 .9 1.1 1.0 .6 .3 .2 

Persons 65 and older ................................... .2 1 ( ) 1 ( ) 1 ( ) .1 .2 1.6 

Earners ........................................................ 1.7 1.6 1.6 1.7 1.9 1.9 1.1 

Vehicles ....................................................... 2.3 1.6 1.8 2.1 2.7 2.8 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 28 43 40 43 51 51 

Female ......................................................... 57 72 57 60 57 49 49 

Housing tenure:

Homeowner .................................................. 69 30 49 66 80 88 90 

With mortgage ............................................ 50 21 42 56 58 56 36 

Without mortgage ....................................... 19 10 7 10 22 32 54 

Renter .......................................................... 31 70 51 34 20 12 10 

Race of reference person:

Black or African-American ........................... 14 16 16 16 11 12 16 

White, Asian, and all other races ................. 86 84 84 84 89 88 84 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 21 22 16 11 11 10 

Not Hispanic or Latino .................................. 85 79 78 84 89 89 90 

Education of reference person:

Elementary (1-8) .......................................... 3 3 3 2 3 4 10 

High school (9-12) ........................................ 36 53 33 35 33 33 53 

College ......................................................... 60 44 64 63 64 63 36 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 1 

At least one vehicle owned or leased ............ 93 86 89 93 95 96 92 

Average annual expenditures .......................... $58,067 $36,297 $49,261 $56,882 $68,335 $69,127 $47,897 

Food ............................................................... 7,553 5,516 6,505 7,380 8,984 8,313 6,904 

Food at home ............................................... 4,481 3,469 3,904 4,433 4,979 5,060 4,659 

Cereals and bakery products ..................... 593 412 525 572 664 699 627 

Cereals and cereal products .................... 204 154 198 198 224 216 202 

Bakery products ....................................... 390 257 328 374 440 484 425 

Meats, poultry, fish, and eggs .................... 1,033 888 839 1,013 1,129 1,219 1,167 

Beef .......................................................... 296 246 237 283 317 382 346 

Pork .......................................................... 199 191 162 198 220 215 222 

Other meats ............................................. 127 96 98 130 140 151 148 

Poultry ...................................................... 198 165 178 198 216 223 194 

Fish and seafood ..................................... 155 143 112 148 176 189 185 

Eggs ......................................................... 57 47 52 57 60 59 73 

Dairy products ............................................ 490 372 451 490 530 514 551 

Fresh milk and cream .............................. 185 151 195 184 189 173 202 

Other dairy products ................................ 305 221 256 307 341 341 349 

Fruits and vegetables ................................. 785 550 686 762 887 917 812 

Fresh fruits ............................................... 266 177 227 260 304 318 270 

Fresh vegetables ..................................... 245 149 215 236 281 292 253 

Processed fruits ....................................... 142 129 121 141 156 155 152 

Processed vegetables .............................. 132 96 123 125 146 152 137 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,580 $1,247 $1,403 $1,596 $1,771 $1,710 $1,502 

Sugar and other sweets ........................... 156 125 124 144 180 187 174 

Fats and oils ............................................. 122 81 105 125 135 141 133 

Miscellaneous foods ................................ 833 683 803 830 936 842 723 

Nonalcoholic beverages ........................... 418 350 342 453 451 458 428 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 48 29 44 69 82 44 

Food away from home ................................. 3,072 2,047 2,601 2,946 4,004 3,254 2,244 

Alcoholic beverages ....................................... 411 439 371 404 481 380 317 

Housing .......................................................... 19,507 12,948 18,282 20,534 21,254 21,662 15,004 

Shelter .......................................................... 11,190 7,569 10,824 12,023 12,128 12,202 7,242 

Owned dwellings ........................................ 7,675 2,466 6,012 8,370 9,016 9,609 5,862 

Mortgage interest and charges ................ 4,567 1,778 4,051 5,774 5,064 4,882 2,069 

Property taxes .......................................... 1,983 456 1,197 1,809 2,553 2,909 2,158 

Maintenance, repairs, insurance, other

expenses ................................................ 1,125 232 764 786 1,398 1,818 1,636 

Rented dwellings ........................................ 2,761 5,049 4,472 3,158 1,896 1,280 801 

Other lodging ............................................. 755 454 340 496 1,216 1,313 579 

Utilities, fuels, and public services ............... 4,223 2,854 3,411 4,240 4,784 4,839 4,365 

Natural gas ................................................. 547 271 413 535 623 707 603 

Electricity .................................................... 1,591 1,097 1,289 1,610 1,801 1,743 1,742 

Fuel oil and other fuels ............................... 155 466 87 134 210 197 214 

Telephone services .................................... 1,407 1,177 1,230 1,431 1,565 1,531 1,203 

Water and other public services ................. 523 243 393 530 586 662 603 

Household operations .................................. 1,319 765 1,755 1,573 1,107 1,103 973 

Personal services ....................................... 670 509 1,323 1,025 297 146 4237 

Other household expenses ........................ 650 256 432 548 810 957 736 

Housekeeping supplies ................................ 773 467 626 652 922 1,028 949 

Laundry and cleaning supplies .................. 185 135 183 181 191 222 164 

Other household products .......................... 420 253 319 343 515 588 517 

Postage and stationery .............................. 168 79 124 128 216 217 267 

Household furnishings and equipment ......... 2,001 1,294 1,666 2,046 2,312 2,489 1,475 

Household textiles ...................................... 159 46 125 184 223 158 78 

Furniture ..................................................... 487 490 395 570 494 558 305 

Floor coverings .......................................... 52 12 33 57 58 89 427 

Major appliances ........................................ 247 167 167 256 213 391 344 

Small appliances, miscellaneous

housewares .............................................. 118 60 124 85 132 147 158 

Miscellaneous household equipment ......... 938 520 822 894 1,193 1,147 564 

Apparel and services ..................................... 2,213 1,883 2,138 2,224 2,639 2,151 1,379 

Men and boys .............................................. 515 327 448 644 575 491 339 

Men, 16 and over ....................................... 417 270 338 507 472 428 313 

Boys, 2 to 15 .............................................. 98 57 110 136 103 63 26 

Women and girls .......................................... 879 672 722 817 1,224 900 527 

Women, 16 and over .................................. 730 592 545 638 1,042 812 488 

Girls, 2 to 15 ............................................... 149 80 177 179 182 87 39 

Children under 2 .......................................... 171 409 361 145 60 60 46 

Footwear ...................................................... 386 284 366 397 481 322 306 

Other apparel products and services ........... 263 191 242 221 299 379 161 

Transportation ................................................ 9,761 7,317 8,964 9,415 11,046 11,378 7,553 

Vehicle purchases (net outlay) ..................... 3,254 2,630 3,717 3,146 3,302 3,871 1,451 

Cars and trucks, new ................................. 1,491 4529 1,596 1,651 1,352 2,445 498 

Cars and trucks, used ................................ 1,614 1,764 2,056 1,293 1,753 1,340 1,353 

Other vehicles ............................................ 149 4337 464 4202 197 486 3 ( )

Gasoline and motor oil ................................. 2,875 2,318 2,502 2,854 3,336 3,165 2,214 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,069 $2,089 $2,341 $2,897 $3,758 $3,484 $3,386 

Vehicle finance charges ............................. 380 336 408 396 379 389 270 

Maintenance and repairs ........................... 828 704 600 729 1,041 1,038 700 

Vehicle insurance ....................................... 1,312 4803 896 1,198 1,701 1,310 2,087 

Vehicle rental, leases, licenses, and other

charges .................................................... 549 246 437 574 637 747 329 

Public transportation .................................... 563 280 405 518 650 859 502 

Healthcare ...................................................... 3,108 1,002 2,090 2,520 3,541 4,603 5,202 

Health insurance .......................................... 1,752 576 1,250 1,461 1,888 2,481 3,180 

Medical services .......................................... 750 258 545 611 919 1,147 794 

Drugs ........................................................... 474 130 227 350 556 767 1,026 

Medical supplies .......................................... 132 38 67 97 178 208 202 

Entertainment ................................................. 2,966 1,665 2,276 3,145 3,335 3,530 3,143 

Fees and admissions ................................... 660 192 333 684 912 959 416 

Audio and visual equipment and services .... 1,130 747 1,055 1,210 1,193 1,247 966 

Pets, toys, hobbies, and playground

equipment .................................................. 685 339 506 695 777 971 669 

Other entertainment supplies, equipment,

and services ............................................... 491 387 381 556 453 352 1,092 

Personal care products and services ............. 726 534 580 689 840 904 705 

Reading .......................................................... 118 57 75 79 145 201 153 

Education ....................................................... 1,484 505 478 874 2,874 2,241 591 

Tobacco products and smoking supplies ....... 442 477 335 466 493 438 458 

Miscellaneous ................................................ 974 303 588 1,004 1,226 1,394 801 

Cash contributions ......................................... 1,825 711 999 1,253 2,409 2,967 2,554 

Personal insurance and pensions .................. 6,979 2,942 5,581 6,896 9,070 8,965 3,133 

Life and other personal insurance ................ 404 41 212 304 539 705 487 

Pensions and Social Security ...................... 6,576 2,901 5,369 6,592 8,531 8,260 2,646 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,788 37,464 59,285 75,806 94,193 98,313 56,945 

Wages and salaries ..................................... 66,228 33,986 55,505 69,926 83,377 77,301 27,991 

Self-employment income ............................. 3,553 4445 1,678 2,598 5,433 6,454 1,974 

Social Security, private and government

retirement ................................................... 4,258 4705 276 1,160 2,258 10,023 24,211 

Interest, dividends, rental income, other

property income ......................................... 1,008 84 205 288 1,399 2,815 1,349 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 454 4149 354 405 459 806 424 

Public assistance, supplemental security

income, food stamps .................................. 462 904 381 387 321 668 641 

Regular contributions for support ................. 609 671 547 931 730 138 4189 

Other income ............................................... 216 520 338 112 217 108 4167 

Personal taxes ............................................... 2,219 -507 896 1,685 4,076 3,317 1,126 

Federal income taxes ................................... 1,831 -256 946 1,389 3,217 2,580 1,052 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -472 -376 -531 -475 -489 -434 -394 

State and local income taxes ....................... 623 98 407 634 995 686 183 

Other taxes .................................................. 237 26 74 137 352 486 285 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Income after taxes ......................................... 74,569 37,971 58,389 74,122 90,117 94,996 55,820 

Addenda:

Net change in total assets and liabilities ........ - $7,947 $3,288 - $6,108 - $9,152 - $9,627 - $13,379 - $1,982 

Net change in total assets ............................ 8,613 14,810 15,257 10,063 6,009 2,587 1,514 

Net change in total liabilities ........................ 16,560 11,522 21,365 19,215 15,636 15,966 3,496 

Other financial information:

Other money receipts ................................... 539 89 317 407 688 1,116 284 

Mortgage principal paid on owned property -2,818 -494 -1,599 -3,141 -3,269 -4,607 -1,951 

Estimated market value of owned home ...... 177,528 43,213 98,366 157,211 230,750 271,461 200,492 

Estimated monthly rental value of owned

home .......................................................... 922 291 607 895 1,120 1,277 1,011 

Gifts of goods and services ............................ 1,444 617 677 756 2,553 2,258 970 

Food ............................................................. 108 57 38 48 220 157 50 

Alcoholic beverages ..................................... 11 43 410 19 13 4 44 

Housing ........................................................ 287 144 207 148 498 322 256 

Housekeeping supplies .............................. 38 446 23 30 51 52 421 

Household textiles ...................................... 20 413 420 44 44 12 411 

Appliances and miscellaneous

housewares .............................................. 21 49 422 17 25 24 419 

Major appliances ...................................... 4 3 ( ) 2 ( ) 5 3 10 49 

Small appliances and miscellaneous

housewares ............................................ 16 49 421 412 22 14 410 

Miscellaneous household equipment ......... 73 423 75 39 129 59 44 

Other housing ............................................ 136 454 68 58 250 175 160 

Apparel and services ................................... 276 276 218 222 410 280 131 

Males, 2 and over ...................................... 63 439 25 43 118 80 34 

Females, 2 and over .................................. 80 428 36 59 159 93 41 

Children under 2 ........................................ 85 196 127 72 53 57 36 

Other apparel products and services ......... 48 414 31 48 79 50 421 

Jewelry and watches ................................ 11 41 411 47 13 423 42 

All other apparel products and services ... 37 413 420 40 66 428 418 

Transportation .............................................. 106 94 101 27 154 120 185 

Healthcare .................................................... 18 43 42 47 29 451 48 

Entertainment ............................................... 84 413 52 104 91 123 92 

Toys, games, arts and crafts, and tricycles 30 44 424 52 22 433 434 

Other entertainment ................................... 54 49 28 52 68 90 58 

Personal care products and services ........... 18 41 16 19 24 20 413 

Reading ........................................................ 1 3 ( ) 2 ( ) 2 ( ) 1 41 41 

Education ..................................................... 464 47 413 103 1,035 1,050 456 

All other gifts ................................................ 73 19 21 59 78 129 174 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010