Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2011-2012

Item Total

45-54 Northeast Midwest South West

Number of consumer units (in thousands) ....... 24,722 4,778 5,406 9,227 5,313

Consumer unit characteristics:

Income before taxes ....................................... $80,105 $90,826 $80,497 $71,628 $84,788

Income after taxes .......................................... 77,040 87,489 77,706 68,742 81,376

Age of reference person ................................. 49.6 49.6 49.6 49.7 49.5

Average number in consumer unit:

Persons ........................................................ 2.8 2.8 2.8 2.7 2.8

Children under 18 ......................................... .6 .7 .7 .6 .6

Persons 65 and older ................................... .1 .1 1 ( ) .1 .1

Earners ......................................................... 1.7 1.7 1.8 1.6 1.7

Vehicles ........................................................ 2.3 2.0 2.5 2.2 2.4

Percent distribution:

Sex of reference person:

Male .............................................................. 47 46 46 46 49

Female ......................................................... 53 54 54 54 51

Housing tenure:

Homeowner .................................................. 72 72 77 73 65

With mortgage ............................................ 53 55 60 52 49

Without mortgage ....................................... 18 17 18 21 16

Renter ........................................................... 28 28 23 27 35

Race of reference person:

Black or African-American ............................ 13 12 10 20 6

White, Asian, and all other races .................. 87 88 90 80 94

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 12 8 6 14 21

Not Hispanic or Latino .................................. 88 92 94 86 79

Education of reference person:

Elementary (1-8) ........................................... 4 2 3 5 6

High school (9-12) ........................................ 33 34 33 37 25

College ......................................................... 63 63 64 58 69

Never attended and other ............................. 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............. 91 85 93 92 92

Average annual expenditures ........................... $60,069 $67,434 $58,446 $54,071 $65,424

Food ............................................................... 7,670 8,317 7,646 6,822 8,532

Food at home ............................................... 4,564 4,750 4,593 4,082 5,163

Cereals and bakery products ..................... 622 689 626 540 693

Cereals and cereal products .................... 214 237 203 191 246

Bakery products ....................................... 407 452 423 349 448

Meats, poultry, fish, and eggs .................... 1,006 1,023 980 964 1,087

Beef .......................................................... 277 262 260 278 308

Pork .......................................................... 187 157 183 201 191

Other meats .............................................. 150 180 179 128 133

Poultry ...................................................... 195 211 180 180 220

Fish and seafood ...................................... 139 154 124 123 169

Eggs ......................................................... 58 59 54 53 67

Dairy products ............................................ 486 527 469 424 572

Fresh milk and cream ............................... 177 174 165 165 209

Other dairy products ................................. 310 353 303 259 363

Fruits and vegetables ................................. 837 937 820 699 997

Fresh fruits ............................................... 291 340 278 226 367

Fresh vegetables ...................................... 263 297 242 220 327

Processed fruits ........................................ 131 143 140 109 151

Processed vegetables .............................. 152 157 159 144 152

Other food at home .................................... 1,612 1,574 1,699 1,456 1,814

Sugar and other sweets ........................... 163 158 180 131 203

Fats and oils ............................................. 131 126 152 115 141

Miscellaneous foods ................................. 807 749 852 740 921

Nonalcoholic beverages ........................... 449 476 462 421 458

Food prepared by consumer unit on

out-of-town trips ...................................... 62 64 52 50 91

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2011-2012 — Continued

Item Total

45-54 Northeast Midwest South West

Food away from home .................................. 3,106 3,568 3,052 2,740 3,369

Alcoholic beverages ....................................... 474 550 452 389 572

Housing .......................................................... 18,928 21,854 17,822 16,752 21,190

Shelter .......................................................... 11,177 13,490 10,147 9,266 13,465

Owned dwellings ........................................ 7,699 9,299 7,469 6,478 8,617

Mortgage interest and charges ................. 4,157 4,151 3,762 3,698 5,360

Property taxes .......................................... 2,316 3,759 2,493 1,653 1,988

Maintenance, repairs, insurance, other

expenses ................................................ 1,227 1,389 1,214 1,127 1,269

Rented dwellings ........................................ 2,647 3,004 1,847 2,243 3,841

Other lodging .............................................. 831 1,187 831 545 1,007

Utilities, fuels, and public services ................ 4,311 4,797 4,273 4,337 3,866

Natural gas ................................................. 456 621 669 274 408

Electricity .................................................... 1,597 1,524 1,478 1,865 1,319

Fuel oil and other fuels ............................... 159 549 100 63 34

Telephone services .................................... 1,510 1,620 1,505 1,529 1,386

Water and other public services ................. 588 483 520 607 720

Household operations .................................. 1,024 1,173 919 924 1,170

Personal services ....................................... 197 244 187 150 246

Other household expenses ........................ 827 929 733 774 924

Housekeeping supplies ................................ 680 720 688 628 721

Laundry and cleaning supplies ................... 171 168 173 161 188

Other household products .......................... 360 413 362 335 351

Postage and stationery ............................... 149 138 153 132 182

Household furnishings and equipment ......... 1,736 1,675 1,794 1,597 1,968

Household textiles ...................................... 115 96 124 109 133

Furniture ..................................................... 411 382 443 372 471

Floor coverings ........................................... 23 26 48 11 13

Major appliances ........................................ 225 217 231 222 230

Small appliances, miscellaneous

housewares .............................................. 101 99 96 94 121

Miscellaneous household equipment ......... 862 855 852 788 1,000

Apparel and services ...................................... 2,010 2,293 1,892 1,824 2,187

Men and boys ............................................... 472 562 447 423 499

Men, 16 and over ....................................... 386 438 366 354 414

Boys, 2 to 15 .............................................. 86 124 81 69 85

Women and girls .......................................... 845 936 816 771 918

Women, 16 and over .................................. 705 741 707 637 782

Girls, 2 to 15 ............................................... 140 195 109 133 137

Children under 2 ........................................... 38 19 40 35 58

Footwear ...................................................... 414 487 402 377 423

Other apparel products and services ........... 241 288 188 219 289

Transportation ................................................ 10,072 10,807 9,834 9,810 10,108

Vehicle purchases (net outlay) ..................... 3,079 3,167 3,231 3,129 2,759

Cars and trucks, new .................................. 1,546 1,981 1,367 1,515 1,389

Cars and trucks, used ................................ 1,481 1,139 1,781 1,593 1,290

Other vehicles ............................................ 52 347 383 320 381

Gasoline and motor oil ................................. 3,345 3,269 3,368 3,444 3,218

Other vehicle expenses ................................ 3,015 3,390 2,702 2,838 3,304

Vehicle finance charges ............................. 275 290 268 281 260

Maintenance and repairs ............................ 982 1,083 983 860 1,100

Vehicle insurance ....................................... 1,234 1,266 974 1,300 1,360

Vehicle rental, leases, licenses, and other

charges ..................................................... 523 752 476 397 584

Public and other transportation .................... 633 982 533 400 827

Health care ..................................................... 3,549 3,622 3,986 3,321 3,432

Health insurance .......................................... 1,955 2,059 2,118 1,863 1,853

Medical services ........................................... 917 888 1,161 781 932

Drugs ............................................................ 521 513 527 539 488

Medical supplies ........................................... 156 162 179 137 159

Entertainment ................................................. 3,110 3,422 3,045 2,626 3,730

Fees and admissions ................................... 780 1,052 736 523 1,019

Audio and visual equipment and services .... 1,103 1,184 1,091 1,061 1,114

Pets, toys, hobbies, and playground

equipment ................................................... 739 721 743 706 805

Other entertainment supplies, equipment,

and services ............................................... 489 466 475 335 792

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2011-2012 — Continued

Item Total

45-54 Northeast Midwest South West

Personal care products and services ............. 708 743 679 649 806

Reading .......................................................... 116 147 118 81 145

Education ....................................................... 2,151 3,591 2,203 1,412 2,090

Tobacco products and smoking supplies ....... 448 502 431 486 351

Miscellaneous ................................................. 936 1,194 860 805 1,006

Cash contributions .......................................... 2,074 1,911 1,843 1,842 2,861

Personal insurance and pensions .................. 7,823 8,481 7,637 7,251 8,414

Life and other personal insurance ................ 423 450 440 446 343

Pensions and Social Security ....................... 7,399 8,031 7,196 6,804 8,071

Sources of income and personal taxes:

Money income before taxes ........................... $80,105 $90,826 $80,497 $71,628 $84,788

Wages and salaries ...................................... 71,575 83,300 72,700 63,316 74,230

Self-employment income .............................. 3,180 2,172 2,557 3,015 5,007

Social Security, private and government

retirement ................................................... 2,668 2,316 2,316 3,180 2,454

Interest, dividends, rental income, other

property income .......................................... 927 873 1,355 613 1,086

Unemployment and workers’

compensation, veterans’ benefits ............... 630 978 588 388 783

Public assistance, supplemental security

income, food stamps .................................. 591 622 522 553 700

Regular contributions for support ................. 340 360 341 316 364

Other income ................................................ 193 207 118 246 165

Personal taxes (missing values not imputed) 3,066 3,336 2,791 2,886 3,413

Federal income taxes ................................... 2,218 2,158 1,962 2,260 2,458

State and local income taxes ....................... 714 958 743 479 872

Other taxes ................................................... 134 220 85 147 83

Income after taxes .......................................... 77,040 87,489 77,706 68,742 81,376

Addenda:

Net change in total assets and liabilities ........ - $4,877 - $6,285 - $4,284 - $1,765 - $9,619

Net change in total assets ............................ 3,633 885 3,892 3,792 5,566

Net change in total liabilities ......................... 8,510 7,170 8,176 5,557 15,185

Other financial information:

Other money receipts ................................... 1,295 2,847 490 588 1,944

Mortgage principal paid on owned property -2,838 -3,229 -3,064 -2,406 -3,005

Estimated market value of owned home ...... 180,535 214,935 149,098 149,308 235,823

Estimated monthly rental value of owned

home .......................................................... 1,010 1,191 927 894 1,132

Gifts of goods and services, total ................... 1,590 1,871 1,740 1,303 1,675

Food ............................................................. 136 160 197 97 119

Alcoholic beverages ..................................... 19 26 11 20 21

Housing ........................................................ 252 224 268 213 325

Housekeeping supplies .............................. 27 26 30 24 31

Household textiles ...................................... 12 33

32 18 20

Appliances and miscellaneous

housewares .............................................. 19 15 26 13 25

Major appliances ...................................... 7 5 13 5 8

Small appliances and miscellaneous

housewares ............................................ 11 10 12 8 16

Miscellaneous household equipment ......... 47 42 52 43 51

Other housing ............................................. 147 139 159 115 198

Apparel and services .................................... 215 201 204 207 248

Males, 2 and over ....................................... 55 49 49 56 65

Females, 2 and over ................................... 82 93 77 68 99

Children under 2 ......................................... 22 13 29 21 23

Other apparel products and services ......... 56 46 50 62 61

Jewelry and watches ................................ 18 13 7 28 17

All other apparel products and services ... 38 34 43 35 45

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2011-2012 — Continued

Item Total

45-54 Northeast Midwest South West

Transportation .............................................. 135 125 152 148 106

Health care ................................................... 39 37 56 33 32

Entertainment ............................................... 95 73 139 81 96

Toys, games, arts and crafts, and tricycles 21 319 330 20 16

Other entertainment ................................... 74 54 109 61 79

Personal care products and services ........... 18 9 27 19 15

Reading ........................................................ 2 2 2 3 2

Education ..................................................... 591 974 620 382 581

All other gifts ................................................. 87 39 64 100 130

1 Value is less than or equal to 0.05.

2 Value is less than or equal to 0.5.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013