Table 4300. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consu

Survey, 1995

(Aggregates in millions of dollars, unless otherwise indicated)

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| | | | | | Less | | High | | than | High | school 

Item | Aggregate | high | school | graduate 

| | school | graduate | with some | | graduate | | college | | | | 

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| | | | 

Number of consumer units (in thousands).........| 103,123 | 21,534 | 33,027 | 23,568 Percent distribution of consumer units..........| 100.0 | 20.9 | 32.0 | 22.9 

| | | | 

Consumer unit characteristics (mean values): | | | | 

| | | | 

Income before taxes 1/........................| $36,918 | $19,900 | $32,166 | $36,046 Income after taxes 1/.........................| 33,864 | 18,923 | 29,914 | 33,108 Age of reference person.......................| 48.0 | 56.1 | 47.9 | 42.5 

| | | | 

Average number in consumer unit: | | | | 

Persons.....................................| 2.5 | 2.6 | 2.6 | 2.5 Children under 18...........................| .7 | .7 | .7 | .7 Persons 65 and over.........................| .3 | .6 | .3 | .2 Earners.....................................| 1.3 | 1.0 | 1.4 | 1.5 Vehicles....................................| 1.9 | 1.6 | 2.0 | 2.0 

| | | | 

Percent distribution: | | | | 

| | | | 

Sex of reference person: | | | | 

Male......................................| 62 | 58 | 60 | 63 Female....................................| 38 | 42 | 40 | 37 

| | | | 

Housing tenure: | | | | 

Homeowner.................................| 64 | 58 | 65 | 60 

With mortgage...........................| 38 | 20 | 37 | 40 Without mortgage........................| 26 | 38 | 28 | 20 

Renter....................................| 36 | 42 | 35 | 40 

| | | | 

Race of reference person: | | | | 

Black.....................................| 11 | 17 | 12 | 11 White and other...........................| 89 | 83 | 88 | 89 

| | | | 

Education of reference person: | | | | 

Elementary (1-8)..........................| 9 | 41 | n.a. | n.a. High school (9-12)........................| 44 | 57 | 100 | n.a. College...................................| 47 | n.a. | n.a. | 100 Never attended and other..................| (2) | 2 | n.a. | n.a. 

| | | | 

At least one vehicle owned..................| 86 | 74 | 86 | 89 

| | | | 

Annual aggregate expenditures...................| $3,324,376 | 12.5 | 28.4 | 23.7 

| | | | 

Food..........................................| 463,040 | 14.1 | 28.2 | 24.0 

Food at home................................| 288,006 | 17.5 | 29.8 | 22.6 

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Cereals and bakery products...............| 45,322 | 16.8 | 29.7 | 22.8 

Cereals and cereal products.............| 16,976 | 18.2 | 28.9 | 22.7 Bakery products.........................| 28,346 | 16.0 | 30.2 | 22.8 

Meats, poultry, fish, and eggs............| 77,306 | 20.5 | 30.9 | 22.2 

Beef....................................| 23,384 | 20.5 | 33.3 | 21.9 Pork....................................| 16,027 | 22.2 | 32.7 | 22.0 Other meats.............................| 10,647 | 20.1 | 30.3 | 22.9 Poultry.................................| 14,142 | 19.2 | 28.4 | 24.0 Fish and seafood........................| 10,000 | 19.5 | 27.5 | 20.2 Eggs....................................| 3,106 | 22.6 | 28.9 | 20.7 

| | | | 

Dairy products............................| 30,474 | 16.6 | 28.9 | 23.4 

Fresh milk and cream....................| 12,638 | 20.3 | 29.3 | 22.7 Other dairy products....................| 17,836 | 13.9 | 28.7 | 23.9 

Fruits and vegetables.....................| 46,918 | 17.2 | 27.9 | 22.2 

Fresh fruits............................| 14,809 | 16.6 | 27.8 | 21.9 Fresh vegetables........................| 14,107 | 17.8 | 27.0 | 22.0 Processed fruits........................| 9,832 | 16.7 | 27.6 | 21.6 Processed vegetables....................| 8,169 | 17.8 | 29.9 | 23.7 

| | | | 

Other food at home........................| 87,987 | 15.7 | 30.3 | 22.8 

Sugar and other sweets..................| 11,516 | 16.1 | 30.1 | 21.3 Fats and oils...........................| 8,447 | 19.7 | 30.0 | 22.9 Miscellaneous foods.....................| 38,691 | 14.6 | 29.4 | 23.3 Nonalcoholic beverages..................| 24,685 | 16.9 | 32.9 | 22.7 Food prepared by consumer unit | | | | 

on out-of-town trips...................| 4,648 | 10.7 | 24.4 | 23.5 

Food away from home.........................| 175,034 | 8.6 | 25.5 | 26.3 

| | | | 

Alcoholic beverages...........................| 28,509 | 7.4 | 25.7 | 25.6 

| | | | 

Housing.......................................| 1,078,095 | 12.8 | 28.0 | 23.2 

Shelter.....................................| 611,331 | 12.4 | 27.7 | 23.2 

Owned dwellings...........................| 386,591 | 9.8 | 26.6 | 22.6 

Mortgage interest and charges...........| 216,943 | 7.8 | 24.0 | 24.0 Property taxes..........................| 95,926 | 11.8 | 30.6 | 21.2 Maintenance, repairs, insurance, | | | | 

other expenses.........................| 73,723 | 12.9 | 28.9 | 20.6 

Rented dwellings..........................| 184,397 | 19.6 | 31.4 | 24.4 Other lodging.............................| 40,342 | 5.3 | 21.4 | 23.5 

| | | | 

Utilities, fuels, and public services.......| 225,916 | 17.7 | 32.0 | 22.1 

Natural gas...............................| 27,652 | 17.2 | 33.1 | 21.5 Electricity...............................| 89,639 | 18.5 | 32.8 | 22.0 Fuel oil and other fuels..................| 8,885 | 22.2 | 34.1 | 17.0 Telephone services........................| 72,997 | 16.7 | 30.5 | 22.9 Water and other public services...........| 26,744 | 16.7 | 31.2 | 22.6 

Household operations........................| 52,444 | 8.6 | 24.6 | 24.0 

Personal services.........................| 26,633 | 8.8 | 26.7 | 24.9 Other household expenses..................| 25,812 | 8.4 | 22.4 | 22.9 

| | | | 

Housekeeping supplies.......................| 44,136 | 11.3 | 28.7 | 23.7 

Laundry and cleaning supplies.............| 11,328 | 16.3 | 32.0 | 22.5 Other household products..................| 19,921 | 10.2 | 29.7 | 25.4 Postage and stationery....................| 12,887 | 8.8 | 24.3 | 22.1 

Household furnishings and equipment.........| 144,268 | 8.5 | 24.4 | 24.4 

Household textiles........................| 10,332 | 6.2 | 31.9 | 25.1 Furniture.................................| 33,686 | 10.5 | 26.7 | 24.6 

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Floor coverings...........................| 18,222 | 3.1 | 13.0 | 20.7 

Major appliances..........................| 15,966 | 16.8 | 32.1 | 24.1 Small appliances, miscellaneous housewares| 8,768 | 10.0 | 27.2 | 24.8 Miscellaneous household equipment.........| 57,293 | 6.9 | 22.9 | 25.3 

| | | | 

Apparel and services..........................| 175,225 | 11.4 | 26.7 | 23.4 

Men and boys................................| 43,696 | 11.0 | 26.0 | 22.2 

Men, 16 and over..........................| 33,846 | 8.9 | 25.7 | 23.4 Boys, 2 to 15.............................| 9,850 | 18.1 | 27.3 | 18.3 

Women and girls.............................| 67,901 | 9.6 | 26.6 | 24.3 

Women, 16 and over........................| 57,464 | 9.1 | 25.8 | 24.1 Girls, 2 to 15............................| 10,438 | 12.5 | 31.3 | 25.5 

Children under 2............................| 8,300 | 16.2 | 30.3 | 23.1 Footwear....................................| 28,598 | 16.5 | 25.1 | 23.0 Other apparel products and services.........| 26,729 | 9.5 | 28.7 | 23.5 

| | | | 

Transportation................................| 620,165 | 12.9 | 30.9 | 24.3 

Vehicle purchases (net outlay)..............| 272,089 | 13.6 | 33.0 | 24.7 

Cars and trucks, new......................| 123,511 | 8.6 | 28.3 | 25.5 Cars and trucks, used.....................| 145,032 | 18.0 | 36.6 | 24.0 Other vehicles............................| 3,546 | 9.1 | 46.8 | 29.4 

Gasoline and motor oil......................| 103,703 | 15.5 | 32.4 | 24.0 Other vehicle expenses......................| 207,752 | 11.5 | 29.1 | 24.2 

Vehicle finance charges...................| 26,838 | 11.2 | 35.9 | 25.9 Maintenance and repairs...................| 67,293 | 12.8 | 27.9 | 24.8 Vehicle insurance.........................| 73,459 | 13.0 | 31.7 | 23.5 Vehicle rental, leases, licenses, | | | | 

other charges............................| 40,162 | 6.8 | 22.0 | 23.5 

Public transportation.......................| 36,620 | 8.3 | 21.7 | 22.5 

| | | | 

Health care...................................| 178,603 | 18.6 | 31.0 | 21.3 

Health insurance............................| 88,725 | 20.6 | 31.1 | 20.7 Medical services............................| 52,750 | 13.5 | 31.3 | 22.4 Drugs.......................................| 28,847 | 23.4 | 30.9 | 20.3 Medical supplies............................| 8,281 | 13.3 | 28.7 | 23.9 

| | | | 

Entertainment.................................| 166,157 | 9.8 | 27.1 | 25.7 

Fees and admissions.........................| 44,617 | 5.6 | 21.5 | 24.1 Television, radios, sound equipment.........| 55,873 | 14.6 | 29.9 | 25.6 Pets, toys, and playground equipment........| 33,173 | 10.3 | 27.8 | 27.0 Other entertainment supplies, equipment, | | | | 

and services...............................| 32,495 | 6.8 | 29.3 | 26.8 

| | | | 

Personal care products and services...........| 41,482 | 11.1 | 29.6 | 24.6 

| | | | 

Reading.......................................| 16,752 | 9.6 | 25.3 | 23.2 

| | | | 

Education.....................................| 48,598 | 4.3 | 16.9 | 28.3 

| | | | 

Tobacco products and smoking supplies.........| 27,718 | 23.8 | 39.1 | 21.8 

| | | | 

Miscellaneous.................................| 78,983 | 13.6 | 32.0 | 22.6 

| | | | 

Cash contributions............................| 95,365 | 9.8 | 23.7 | 23.7 

| | | | 

Personal insurance and pensions...............| 305,684 | 8.0 | 26.4 | 23.8 

Life and other personal insurance...........| 38,473 | 11.5 | 28.8 | 23.1 Pensions and Social Security................| 267,211 | 7.5 | 26.0 | 23.9 

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| | | | 

Sources of income and personal taxes: 1/ | | | | 

| | | | 

Money income before taxes.....................| 3,080,956 | 11.3 | 27.7 | 22.8 

Wages and salaries..........................| 2,376,254 | 8.7 | 27.5 | 23.2 Self-employment income......................| 169,713 | 8.0 | 22.3 | 21.2 Social Security, private and government | | | | 

retirement.................................| 363,422 | 25.8 | 30.8 | 19.7 

Interest, dividends, rental income, other | | | | 

property income............................| 71,894 | 10.0 | 25.1 | 23.4 

Unemployment and workers' compensation, | | | | 

veterans' benefits.........................| 23,282 | 23.5 | 39.1 | 26.1 

Public assistance, supplemental security | | | | 

income, food stamps........................| 38,586 | 45.5 | 32.6 | 16.4 

Regular contributions for support...........| 22,780 | 5.2 | 28.8 | 40.9 Other income................................| 15,024 | 13.2 | 24.2 | 27.9 

| | | | 

Personal taxes................................| 254,838 | 6.7 | 23.5 | 22.5 

Federal income taxes........................| 186,493 | 6.2 | 22.6 | 22.4 State and local income taxes................| 53,447 | 6.9 | 24.8 | 22.2 Other taxes.................................| 14,898 | 11.4 | 29.1 | 24.6 

| | | | 

Income after taxes............................| 2,826,118 | 11.7 | 28.1 | 22.8 

| | | | 

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1/ Components of income and taxes are derived from "complete income reporters" only; see glossary.2/ Value less than 0.5.3/ Data are likely to have large sampling errors.n.a. Not applicable.

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