Table 3244. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019

Item 

Total 

55-64

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands) .................................................... 24,523 3,451 3,207 1,896 1,778 2,836 3,422 7,932 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $93,983 $7,034 $22,556 $34,527 $44,943 $59,154 $83,976 $202,668 

 Income after taxes ...................................................................................... 77,984 7,166 22,202 33,468 42,251 54,066 74,245 160,163 

 Age of reference person ............................................................................. 59.5 59.8 60.0 59.9 59.8 59.6 59.4 59.0 

 Average number in consumer unit: 

 People ..................................................................................................... 2.2 1.5 1.8 2.0 2.0 2.1 2.3 2.7 

 Children under 18.................................................................................... .2 .1 .2 .2 .2 .2 .2 .2 

 Adults 65 and older ................................................................................. .1 .1 .1 .1 .2 .1 .1 .1 

 Earners .................................................................................................... 1.4 .3 .7 1.0 1.2 1.4 1.7 2.1 

 Vehicles ................................................................................................... 2.2 1.1 1.5 1.8 1.9 2.2 2.5 3.1 

Percent distribution: 

 Reference person: 

 Men ......................................................................................................... 49 42 42 44 43 47 51 57 

 Women .................................................................................................... 51 58 58 56 57 53 49 43 

 Housing tenure: 

 Homeowner ............................................................................................. 75 48 56 67 67 81 87 92 

 With mortgage ...................................................................................... 43 17 24 27 40 44 55 61 

 Without mortgage................................................................................. 32 31 32 40 27 38 32 31 

 Renter ...................................................................................................... 25 52 44 33 33 19 13 8 

 Race of reference person: 

 Black or African-American ...................................................................... 13 22 17 16 14 12 10 8 

 White, Asian, and all other races ............................................................ 87 78 83 84 86 88 90 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................... 10 11 12 14 13 10 10 6 

 Not Hispanic or Latino ............................................................................. 90 89 88 86 87 90 90 94 

 Education of reference person: 

 Elementary (1-8) ..................................................................................... 3 6 5 2 5 3 2 1 

 High school (9-12) ................................................................................... 30 48 45 44 36 29 26 15 

 College .................................................................................................... 66 45 50 53 60 68 72 84 

 Never attended and other ....................................................................... ( 1 ) 1 ( 2 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ........................................................ 91 69 83 94 94 94 97 98 

Average annual expenditures........................................................................ $68,214 $28,308 $34,574 $41,059 $46,340 $53,986 $65,454 $116,746 

 Food ........................................................................................................... 8,300 4,282 5,279 6,050 6,286 7,194 8,493 12,474 

 Food at home .......................................................................................... 4,923 3,058 3,729 4,048 3,913 4,535 5,126 6,644 

 Cereals and bakery products ............................................................... 611 406 516 480 478 608 603 802 

 Cereals and cereal products ............................................................ 188 116 134 130 146 192 180 266 

 Bakery products ................................................................................ 423 290 381 350 331 416 423 537 

 Meats, poultry, fish, and eggs .............................................................. 1,058 703 825 966 895 965 1,133 1,349 

 Beef ................................................................................................... 278 176 219 235 253 273 298 351 

 Pork ................................................................................................... 203 146 181 200 193 207 205 235 

 Other meats ...................................................................................... 143 103 91 159 128 147 168 163 

 Poultry ............................................................................................... 184 129 134 177 135 165 178 249 

 Fish and seafood .............................................................................. 183 100 145 132 134 115 210 269 

 Eggs .................................................................................................. 66 49 55 63 53 58 73 81 

 Dairy products ...................................................................................... 475 310 337 384 348 449 489 651 

 Fresh milk and cream ....................................................................... 150 121 120 118 126 139 165 185 

 Other dairy products ......................................................................... 325 189 217 266 222 311 324 465 

 Fruits and vegetables .......................................................................... 920 504 608 769 688 866 958 1,302 

 Fresh fruits ........................................................................................ 339 162 210 298 221 301 355 502 

 Fresh vegetables .............................................................................. 308 189 198 231 263 294 302 437 

 Processed fruits ................................................................................ 117 52 104 97 81 113 139 152 

 Processed vegetables ...................................................................... 157 100 97 143 122 159 163 211 

 Other food at home .............................................................................. 1,859 1,136 1,443 1,450 1,505 1,646 1,943 2,541 

 Sugar and other sweets .................................................................... 172 111 129 128 119 165 209 223 

 Fats and oils ..................................................................................... 132 75 114 115 94 129 130 177 

 Miscellaneous foods ......................................................................... 980 570 730 778 818 794 1,009 1,387 

 Nonalcoholic beverages ................................................................... 500 353 442 390 414 497 526 618 

See footnotes at end of table. 
Table 3244. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ..................... 75 27 28 39 60 61 69 135 

 Food away from home ............................................................................ 3,376 1,224 1,549 2,002 2,373 2,660 3,366 5,829 

 Alcoholic beverages ................................................................................... 672 175 297 394 503 378 542 1,304 

 Housing ...................................................................................................... 21,047 11,050 13,113 14,143 15,725 18,277 20,030 32,858 

 Shelter ..................................................................................................... 11,980 6,405 7,449 7,413 8,910 9,149 11,155 19,385 

 Owned dwellings .................................................................................. 8,151 2,854 3,425 3,777 4,459 6,176 8,209 14,920 

 Mortgage interest and charges ......................................................... 3,023 874 1,169 1,172 1,715 2,253 3,182 5,651 

 Property taxes ................................................................................... 2,763 1,009 1,139 1,407 1,460 2,050 2,726 5,070 

 Maintenance, repairs, insurance, other expenses ........................... 2,365 971 1,118 1,198 1,284 1,873 2,301 4,200 

 Rented dwellings.................................................................................. 2,631 3,209 3,751 3,232 4,026 2,359 2,093 1,799 

 Other lodging ....................................................................................... 1,198 342 273 403 425 615 854 2,666 

 Utilities, fuels, and public services .......................................................... 4,448 2,721 3,270 3,740 3,756 4,215 4,674 5,986 

 Natural gas ........................................................................................... 468 243 306 395 377 454 470 673 

 Electricity .............................................................................................. 1,611 1,168 1,367 1,447 1,464 1,515 1,665 1,984 

 Fuel oil and other fuels ........................................................................ 152 93 143 99 95 137 171 204 

 Telephone services .............................................................................. 1,523 797 954 1,230 1,256 1,453 1,631 2,178 

 Residential phone service, VOIP, and phone cards ........................ 255 179 206 248 196 239 268 322 

 Cellular phone service ...................................................................... 1,268 617 748 982 1,059 1,214 1,363 1,856 

 Water and other public services .......................................................... 694 420 500 569 565 656 737 946 

 Household operations ............................................................................. 1,248 516 633 770 709 888 1,178 2,210 

 Personal services................................................................................. 74 35 331 320 34 317 333 187 

 Other household expenses .................................................................. 1,175 511 602 750 705 870 1,145 2,023 

 Housekeeping supplies ........................................................................... 857 489 649 677 717 651 893 1,224 

 Laundry and cleaning supplies ............................................................ 195 125 158 168 183 155 192 264 

 Other household products ................................................................... 505 276 340 318 436 400 515 763 

 Postage and stationery ........................................................................ 157 88 151 191 99 96 186 197 

 Household furnishings and equipment ................................................... 2,514 919 1,112 1,543 1,631 3,374 2,130 4,053 

 Household textiles................................................................................ 167 119 87 103 183 154 170 237 

 Furniture ............................................................................................... 588 212 310 468 298 379 483 1,078 

 Floor coverings .................................................................................... 33 11 7 311 21 13 32 67 

 Major appliances .................................................................................. 362 143 196 203 219 231 415 617 

 Small appliances, miscellaneous housewares .................................... 129 60 72 83 146 117 128 195 

 Miscellaneous household equipment .................................................. 1,236 374 441 674 765 2,480 902 1,857 

 Apparel and services .................................................................................. 1,845 949 860 1,172 1,390 1,370 1,515 3,217 

 Men and boys .......................................................................................... 421 145 175 231 350 390 342 750 

 Men, 16 and over ................................................................................. 370 111 160 200 316 346 277 671 

 Boys, 2 to 15 ........................................................................................ 51 34 15 30 35 44 65 79 

 Women and girls ..................................................................................... 742 327 336 479 542 459 683 1,318 

 Women, 16 and over ........................................................................... 664 227 308 435 472 402 608 1,209 

 Girls, 2 to 15 ......................................................................................... 77 100 329 44 370 57 75 109 

 Children under 2 ...................................................................................... 57 313 340 35 367 323 348 111 

 Footwear ................................................................................................. 363 350 202 264 321 332 247 538 

 Other apparel products and services ...................................................... 263 115 108 194 110 167 195 500 

 Transportation ............................................................................................ 11,266 4,544 6,258 7,460 8,965 9,362 10,510 18,644 

 Vehicle purchases (net outlay) ............................................................... 4,447 1,651 2,406 2,684 3,394 3,586 3,382 7,915 

 Cars and trucks, new ........................................................................... 1,992 3735 3873 31,155 2,321 31,176 1,389 3,670 

 Cars and trucks, used .......................................................................... 2,413 880 1,505 1,529 1,073 2,376 1,933 4,179 

 Other vehicles ...................................................................................... 42 336 328 ( 2 ) ( 2 ) 334 360 365 

 Gasoline, other fuels, and motor oil ........................................................ 2,241 1,095 1,258 1,736 1,961 2,197 2,519 3,216 

 Other vehicle expenses .......................................................................... 3,710 1,580 2,232 2,781 2,939 3,165 3,862 5,756 

 Vehicle finance charges ....................................................................... 248 55 113 153 195 220 290 414 

 Maintenance and repairs ..................................................................... 1,031 483 675 888 842 843 1,120 1,513 

 Vehicle rental, leases, licenses, and other charges ............................ 802 252 393 392 525 496 783 1,484 

 Vehicle insurance................................................................................. 1,629 789 1,050 1,349 1,376 1,605 1,669 2,345 

 Public and other transportation ............................................................... 867 219 361 258 670 415 748 1,758 

 Healthcare .................................................................................................. 5,850 2,633 3,125 4,133 3,936 5,218 6,400 9,178 

 Health insurance ..................................................................................... 3,856 1,640 2,090 2,747 2,695 3,495 4,217 6,033 

 Medical services ...................................................................................... 1,210 555 543 780 740 960 1,301 2,024 

 Drugs ....................................................................................................... 584 353 369 482 402 614 647 796 

 Medical supplies ...................................................................................... 200 85 123 124 98 148 235 325 

 Entertainment ............................................................................................. 3,865 1,659 1,602 1,994 2,265 2,644 4,038 6,912 

 Fees and admissions .............................................................................. 1,024 202 153 301 336 372 547 2,518 

 Audio and visual equipment and services .............................................. 1,102 639 708 910 891 1,008 1,119 1,582 

 Pets, toys, hobbies, and playground equipment..................................... 947 359 700 580 621 1,048 952 1,420 

 Pets ...................................................................................................... 814 303 627 545 525 945 808 1,192 

See footnotes at end of table. 
Table 3244. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Toys, hobbies, and playground equipment ......................................... 133 356 373 335 396 103 144 228 

 Other entertainment supplies, equipment, and services ........................ 792 458 41 203 416 215 1,420 1,391 

 Personal care products and services ......................................................... 811 352 328 552 622 732 789 1,341 

 Reading ...................................................................................................... 99 58 67 65 50 90 97 153 

 Education.................................................................................................... 1,757 160 230 350 266 374 989 4,569 

 Tobacco products and smoking supplies ................................................... 426 427 528 612 456 438 510 296 

 Miscellaneous ............................................................................................. 1,175 569 685 765 1,061 878 948 1,973 

 Cash contributions...................................................................................... 2,268 640 701 730 1,152 1,503 1,954 4,636 

 Personal insurance and pensions .............................................................. 8,832 809 1,500 2,638 3,664 5,528 8,639 19,191 

 Life and other personal insurance .......................................................... 724 183 400 444 367 476 679 1,345 

 Pensions and Social Security ................................................................. 8,108 625 1,100 2,194 3,297 5,053 7,959 17,846 

Sources of income and personal taxes: 

 Money income before taxes ....................................................................... $93,983 $7,034 $22,556 $34,527 $44,943 $59,154 $83,976 $202,668 

 Wages and salaries................................................................................. 75,602 1,640 9,832 22,589 32,418 46,342 69,283 169,912 

 Self-employment income ........................................................................ 7,148 -133 1,157 1,377 1,517 2,210 5,204 17,983 

 Social Security, private and government retirement ............................... 7,690 3,457 9,813 8,588 8,683 8,580 7,376 8,053 

 Interest, dividends, rental income, other property income ...................... 2,130 118 252 251 1,199 1,148 1,154 5,193 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 515 1,474 876 1,008 401 188 145 138 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 660 166 378 603 438 643 549 1,106 

 Other income ........................................................................................... 239 312 249 3112 3287 342 3266 283 

 Personal taxes (contains some imputed values) ....................................... 16,000 -132 355 1,059 2,692 5,088 9,731 42,505 

 Federal income taxes .............................................................................. 12,773 -63 241 644 1,897 3,812 7,387 34,291 

 State and local income taxes .................................................................. 3,144 -97 80 389 747 1,242 2,264 8,048 

 Other taxes .............................................................................................. 83 328 33 327 347 334 80 166 

 Income after taxes ...................................................................................... 77,984 7,166 22,202 33,468 42,251 54,066 74,245 160,163 

Addenda: 

 Net change in total assets and liabilities .................................................... $14,467 $3,111 $1,970 $3,958 $5,381 $2,654 $7,578 $36,204 

 Net change in total assets ....................................................................... 22,726 4,223 1,782 6,685 9,073 7,968 23,307 51,164 

 Net change in total liabilities ................................................................... 8,260 1,113 -188 2,727 3,691 5,314 15,730 14,961 

 Other financial information: 

 Other money receipts .............................................................................. 1,777 410 885 3515 3688 3904 1,431 3,740 

 Mortgage principal paid on owned property ........................................... -2,921 -835 -1,024 -1,174 -1,662 -2,013 -2,822 -5,663 

 Estimated market value of owned home................................................. 249,448 94,318 108,040 126,072 139,544 199,153 237,740 451,276 

 Estimated monthly rental value of owned home ..................................... 1,316 590 670 823 882 1,165 1,407 2,122 

 Gifts of goods and services, total ............................................................... 1,808 541 602 604 701 1,004 1,502 3,801 

 Food ........................................................................................................ 158 50 18 45 48 75 105 365 

 Alcoholic beverages ................................................................................ 12 ( 1 ) ( 1 ) 34 ( 1 ) 38 10 29 

 Housing ................................................................................................... 359 117 193 148 208 278 271 683 

 Housekeeping supplies ........................................................................ 35 36 17 312 21 31 48 58 

 Household textiles................................................................................ 20 32 314 ( 1 ) 319 328 332 28 

 Appliances and miscellaneous housewares ........................................ 22 37 311 35 317 38 326 42 

 Major appliances............................................................................... 10 33 35 31 313 ( 2 ) 316 18 

 Small appliances and miscellaneous housewares ........................... 12 33 36 34 34 38 310 24 

 Miscellaneous household equipment .................................................. 79 27 42 42 24 59 71 148 

 Other housing ...................................................................................... 203 75 109 389 127 151 93 407 

 Apparel and services .............................................................................. 264 124 166 75 264 230 331 397 

 Males, 2 and over ................................................................................ 57 38 44 25 96 45 65 74 

 Females, 2 and over ............................................................................ 86 310 47 28 49 75 145 133 

 Children under 2 .................................................................................. 46 312 330 35 357 323 45 84 

 Other apparel products and services................................................... 75 364 345 317 363 388 76 107 

 Jewelry and watches ........................................................................ 21 37 39 32 31 311 340 36 

 All other apparel products and services ........................................... 54 357 337 316 363 376 336 70 

 Transportation ......................................................................................... 158 106 49 19 19 107 62 351 

 Healthcare ............................................................................................... 59 346 32 38 37 316 328 141 

See footnotes at end of table. 
Table 3244. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

55-64

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Entertainment .......................................................................................... 151 349 35 65 341 97 166 298 

 Toys, games, arts and crafts, and tricycles ......................................... 47 322 322 32 318 347 365 77 

 Other entertainment ............................................................................. 104 26 14 62 23 50 100 221 

 Personal care products and services ...................................................... 22 31 11 35 36 13 28 44 

 Reading ................................................................................................... 4 ( 1 ) 31 34 31 32 3 8 

 Education ................................................................................................ 466 35 394 393 331 81 342 1,195 

 All other gifts ........................................................................................... 153 43 32 138 75 99 156 290 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020