Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2009-2010

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 39,095 1,667 5,177 3,813 7,643 9,839 10,955 6,615 4,341 

Consumer unit characteristics: 

Income before taxes ..................................... $68,054 $34,588 $68,866 $75,279 $81,274 $78,616 $51,538 $58,604 $40,773 

Income after taxes ........................................ 65,445 33,856 65,972 72,480 77,141 75,331 50,516 57,170 40,377 

Age of reference person ................................ 54.0 22.0 29.2 39.8 50.0 59.3 73.6 69.0 80.7 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .2 .2 .3 .1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Persons 65 and older ................................... .5 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 1.7 1.7 1.8 

Earners ........................................................ 1.2 1.5 1.7 1.5 1.5 1.4 .5 .7 .3 

Vehicles ....................................................... 2.2 1.5 1.7 1.9 2.4 2.5 2.1 2.3 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 50 41 53 45 44 48 57 56 58 

Female ......................................................... 50 59 47 55 56 52 43 44 42 

Housing tenure:

Homeowner .................................................. 75 17 45 61 76 88 91 92 90 

With mortgage ............................................ 41 13 39 51 56 50 25 32 14 

Without mortgage ....................................... 34 5 6 9 20 38 67 60 76 

Renter .......................................................... 25 83 55 39 24 12 9 8 10 

Race of reference person:

Black or African-American ........................... 10 13 12 13 13 9 6 6 6 

White, Asian, and all other races ................. 90 87 88 87 87 91 94 94 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 12 12 12 7 5 5 6 3 

Not Hispanic or Latino .................................. 92 88 88 88 93 95 95 94 97 

Education of reference person:

Elementary (1-8) .......................................... 4 1 2 2 2 3 8 6 11 

High school (9-12) ........................................ 34 37 22 30 36 33 40 38 44 

College ......................................................... 62 62 76 67 61 63 52 56 45 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 93 80 91 89 93 95 94 95 92 

Average annual expenditures .......................... $51,310 $34,589 $50,510 $52,134 $55,251 $56,944 $46,247 $50,779 $39,533 

Food ............................................................... 6,133 3,718 6,204 5,926 6,356 6,611 6,011 6,495 5,324 

Food at home ............................................... 3,556 2,031 2,782 3,193 3,879 3,943 3,781 3,965 3,522 

Cereals and bakery products ..................... 467 260 375 409 499 508 513 521 501 

Cereals and cereal products .................... 150 97 131 141 158 163 154 156 152 

Bakery products ....................................... 317 163 244 268 341 345 359 365 350 

Meats, poultry, fish, and eggs .................... 788 447 560 709 849 871 874 893 848 

Beef .......................................................... 224 124 135 180 232 238 286 258 324 

Pork .......................................................... 156 95 100 141 174 176 170 188 144 

Other meats ............................................. 111 61 82 92 116 127 123 132 110 

Poultry ...................................................... 130 90 117 135 152 141 119 125 110 

Fish and seafood ..................................... 123 48 93 120 129 144 130 138 118 

Eggs ......................................................... 43 28 34 40 46 45 47 51 40 

Dairy products ............................................ 378 240 303 334 410 419 399 427 361 

Fresh milk and cream .............................. 128 93 100 111 135 142 136 143 126 

Other dairy products ................................ 251 147 202 223 275 277 264 284 235 

Fruits and vegetables ................................. 662 339 497 574 706 726 746 779 700 

Fresh fruits ............................................... 224 96 159 181 228 253 266 284 242 

Fresh vegetables ..................................... 215 107 159 189 237 240 236 260 204 

Processed fruits ....................................... 110 67 92 99 114 113 124 117 133 

Processed vegetables .............................. 112 69 86 105 127 120 119 118 121 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,261 $745 $1,048 $1,167 $1,415 $1,419 $1,249 $1,345 $1,112 

Sugar and other sweets ........................... 137 66 90 108 150 158 155 162 145 

Fats and oils ............................................. 105 62 78 88 111 123 112 118 105 

Miscellaneous foods ................................ 636 398 566 621 710 697 616 649 571 

Nonalcoholic beverages ........................... 326 208 287 309 389 363 299 334 250 

Food prepared by consumer unit on

out-of-town trips ..................................... 57 12 27 42 55 78 67 83 42 

Food away from home ................................. 2,577 1,687 3,422 2,733 2,478 2,669 2,231 2,530 1,802 

Alcoholic beverages ....................................... 541 493 743 645 539 508 441 561 271 

Housing .......................................................... 17,012 12,351 17,544 19,109 18,075 18,079 15,060 16,609 12,734

Shelter .......................................................... 9,970 8,080 11,458 12,433 11,031 10,136 7,808 8,820 6,267 

Owned dwellings ........................................ 6,836 1,834 5,830 8,287 7,872 7,778 6,000 6,920 4,597 

Mortgage interest and charges ................ 3,312 1,172 3,993 5,409 4,493 3,517 1,578 2,165 685 

Property taxes .......................................... 2,038 390 1,173 1,700 2,162 2,503 2,311 2,492 2,037 

Maintenance, repairs, insurance, other

expenses ................................................ 1,486 271 663 1,178 1,217 1,758 2,110 2,263 1,876 

Rented dwellings ........................................ 2,244 6,049 5,249 3,696 2,162 1,080 843 808 897 

Other lodging ............................................. 889 197 379 450 997 1,277 966 1,092 772 

Utilities, fuels, and public services ............... 3,752 2,352 3,051 3,524 4,022 4,162 3,819 4,007 3,532 

Natural gas ................................................. 473 213 381 409 486 511 535 514 568 

Electricity .................................................... 1,433 898 1,079 1,307 1,495 1,614 1,520 1,619 1,369 

Fuel oil and other fuels ............................... 174 424 55 99 197 222 220 210 236 

Telephone services .................................... 1,173 1,003 1,182 1,234 1,354 1,237 988 1,100 816 

Water and other public services ................. 499 214 355 473 491 578 556 563 544 

Household operations .................................. 863 517 785 852 803 907 959 990 913 

Personal services ....................................... 111 162 246 187 95 55 74 467 483 

Other household expenses ........................ 752 355 539 664 708 852 885 923 830 

Housekeeping supplies ................................ 733 293 490 564 648 932 866 935 771 

Laundry and cleaning supplies .................. 152 75 122 138 156 168 167 179 151 

Other household products .......................... 411 173 227 292 356 557 490 525 442 

Postage and stationery .............................. 170 45 142 134 135 207 209 231 177 

Household furnishings and equipment ......... 1,694 1,109 1,760 1,737 1,571 1,942 1,608 1,857 1,251 

Household textiles ...................................... 134 85 103 131 99 186 133 157 98 

Furniture ..................................................... 398 459 509 513 336 430 310 335 272 

Floor coverings .......................................... 39 7 20 52 33 49 45 45 44 

Major appliances ........................................ 230 138 163 197 200 300 245 237 256 

Small appliances, miscellaneous

housewares .............................................. 115 58 100 95 92 156 119 161 59 

Miscellaneous household equipment ......... 778 362 865 748 810 822 757 920 523 

Apparel and services ..................................... 1,635 1,691 2,529 1,545 1,522 1,675 1,264 1,525 894 

Men and boys .............................................. 355 305 492 384 369 350 282 360 170 

Men, 16 and over ....................................... 324 277 461 347 331 320 257 327 158 

Boys, 2 to 15 .............................................. 31 28 30 37 38 30 25 33 12 

Women and girls .......................................... 638 666 841 591 625 668 535 632 399 

Women, 16 and over .................................. 593 649 794 528 583 620 495 578 378 

Girls, 2 to 15 ............................................... 45 18 47 64 42 47 40 53 21 

Children under 2 .......................................... 50 62 63 40 50 60 34 42 23 

Footwear ...................................................... 279 370 358 279 244 314 216 251 168 

Other apparel products and services ........... 313 287 775 251 235 283 197 241 133 

Transportation ................................................ 8,372 7,252 8,734 8,332 9,136 9,367 6,985 7,988 5,484 

Vehicle purchases (net outlay) ..................... 3,003 3,438 3,371 3,066 3,181 3,266 2,380 2,586 2,065 

Cars and trucks, new ................................. 1,615 4828 1,788 1,567 1,588 1,915 1,419 1,416 1,424 

Cars and trucks, used ................................ 1,332 2,402 1,501 1,386 1,558 1,280 958 1,167 641 

Other vehicles ............................................ 56 4208 482 4113 436 71 42 43 3 ( )

Gasoline and motor oil ................................. 2,091 1,936 2,122 2,082 2,346 2,339 1,702 1,993 1,258 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $2,704 $1,573 $2,518 $2,636 $3,025 $3,136 $2,405 $2,844 $1,766 

Vehicle finance charges ............................. 287 250 363 298 375 322 159 221 64 

Maintenance and repairs ........................... 831 568 772 736 945 970 731 827 584 

Vehicle insurance ....................................... 1,090 4456 774 1,056 1,211 1,297 1,102 1,329 786 

Vehicle rental, leases, licenses, and other

charges .................................................... 497 299 610 545 493 548 413 467 331 

Public transportation .................................... 574 305 723 548 584 626 498 565 395 

Healthcare ...................................................... 4,064 1,081 1,776 2,148 3,317 4,541 6,367 6,221 6,590 

Health insurance .......................................... 2,376 610 1,074 1,216 1,760 2,396 4,076 4,009 4,176 

Medical services .......................................... 870 325 444 521 829 1,185 1,022 976 1,093 

Drugs ........................................................... 667 106 191 314 588 788 1,053 1,027 1,092 

Medical supplies .......................................... 151 39 68 96 140 172 216 208 229 

Entertainment ................................................. 2,810 1,687 2,768 2,844 2,921 3,210 2,563 3,142 1,720 

Fees and admissions ................................... 609 313 614 638 591 684 591 709 418 

Audio and visual equipment and services .... 1,048 749 1,176 1,024 1,048 1,150 948 1,032 821 

Pets, toys, hobbies, and playground

equipment .................................................. 725 405 554 809 825 790 707 918 405 

Other entertainment supplies, equipment,

and services ............................................... 427 220 424 373 457 586 317 482 75 

Personal care products and services ............. 629 425 601 608 589 668 674 742 576 

Reading .......................................................... 132 46 82 84 113 153 180 189 167 

Education ....................................................... 810 1,919 1,021 450 1,534 831 142 180 86 

Tobacco products and smoking supplies ....... 386 489 310 497 568 410 218 274 134 

Miscellaneous ................................................ 852 321 602 944 978 934 862 839 891 

Cash contributions ......................................... 2,037 419 1,063 1,751 1,793 2,120 2,937 2,728 3,256 

Personal insurance and pensions .................. 5,899 2,697 6,532 7,252 7,811 7,836 2,542 3,287 1,407 

Life and other personal insurance ................ 387 34 157 189 406 548 458 536 340 

Pensions and Social Security ...................... 5,512 2,663 6,375 7,063 7,405 7,288 2,083 2,750 1,067 

Sources of income and personal taxes: 

Money income before taxes ........................... 68,054 34,588 68,866 75,279 81,274 78,616 51,538 58,604 40,773 

Wages and salaries ..................................... 50,265 31,612 64,946 68,160 71,768 60,344 15,882 21,534 7,271 

Self-employment income ............................. 2,833 573 1,636 3,807 3,340 4,864 1,223 2,047 -32 

Social Security, private and government

retirement ................................................... 11,677 4301 313 1,305 2,809 9,898 30,174 31,043 28,849 

Interest, dividends, rental income, other

property income ......................................... 1,936 49 675 326 1,326 2,202 3,567 3,186 4,148 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 515 428 450 516 844 662 198 239 134 

Public assistance, supplemental security

income, food stamps .................................. 357 433 236 514 488 394 222 198 258 

Regular contributions for support ................. 291 913 401 467 413 152 123 144 490 

Other income ............................................... 180 278 209 185 285 98 149 212 454 

Personal taxes ............................................... 2,609 732 2,894 2,799 4,133 3,284 1,022 1,433 396 

Federal income taxes ................................... 1,838 466 2,079 1,925 3,058 2,287 649 984 137 

2008 Tax stimulus (thru Q20091) ................ 2 ( ) 3 ( ) 3 ( ) 4-1 3 ( ) 2 ( ) 4-1 2 ( ) 4-1 

State and local income taxes ....................... 568 276 695 777 886 729 114 179 15 

Other taxes .................................................. 203 -9 120 98 189 268 261 271 245 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Income after taxes ......................................... 65,445 33,856 65,972 72,480 77,141 75,331 50,516 57,170 40,377 

Addenda:

Net change in total assets and liabilities ........ - $5,022 $676 - $9,647 - $12,288 - $10,062 - $2,452 $32 $1,173 - $1,708 

Net change in total assets ............................ 6,548 8,705 12,808 12,047 3,345 6,668 3,474 5,676 119 

Net change in total liabilities ........................ 11,570 8,029 22,455 24,334 13,407 9,120 3,442 4,503 1,827 

Other financial information:

Other money receipts ................................... 597 247 328 343 498 800 751 1,029 329 

Mortgage principal paid on owned property -2,180 -329 -1,305 -2,493 -3,181 -2,818 -1,496 -1,941 -819 

Estimated market value of owned home ...... 184,514 24,369 95,629 144,732 186,161 222,644 229,335 238,209 215,814 

Estimated monthly rental value of owned

home .......................................................... 978 177 593 815 1,000 1,173 1,147 1,187 1,087 

Gifts of goods and services ............................ 1,326 471 635 773 2,037 1,832 1,029 1,203 779 

Food ............................................................. 122 25 52 59 194 194 79 106 41 

Alcoholic beverages ..................................... 15 49 22 13 7 17 16 20 11 

Housing ........................................................ 247 115 143 209 280 371 194 231 142 

Housekeeping supplies .............................. 38 413 25 38 30 57 37 41 30 

Household textiles ...................................... 12 44 49 417 8 13 14 19 6 

Appliances and miscellaneous

housewares .............................................. 24 47 18 414 15 42 23 29 15 

Major appliances ...................................... 7 3 ( ) 46 41 5 12 7 9 43 

Small appliances and miscellaneous

housewares ............................................ 17 47 12 414 10 30 17 20 412 

Miscellaneous household equipment ......... 64 426 41 66 55 86 65 83 41 

Other housing ............................................ 109 65 51 74 173 173 55 59 50 

Apparel and services ................................... 273 179 244 222 275 330 268 307 212 

Males, 2 and over ...................................... 70 66 53 77 72 70 72 94 41 

Females, 2 and over .................................. 98 49 72 68 80 128 112 119 103 

Children under 2 ........................................ 45 26 49 38 50 60 34 42 23 

Other apparel products and services ......... 60 438 70 39 72 72 49 52 46 

Jewelry and watches ................................ 18 413 20 12 21 20 16 13 419 

All other apparel products and services ... 43 424 50 427 52 52 34 39 427 

Transportation .............................................. 95 7 36 27 119 99 139 113 179 

Health care ................................................... 20 42 48 49 50 27 47 48 45 

Entertainment ............................................... 126 455 69 84 108 209 116 157 56 

Toys, games, arts and crafts, and tricycles 44 419 33 429 27 72 44 65 415 

Other entertainment ................................... 82 36 35 56 81 138 72 92 41 

Personal care products and services ........... 20 470 15 14 14 16 24 33 12 

Reading ........................................................ 1 2 ( ) 2 ( ) 2 ( ) 1 1 2 2 3 

Education ..................................................... 319 2 ( ) 27 99 908 443 62 79 35 

All other gifts ................................................ 88 8 21 37 83 123 121 147 82 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011