Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 90,042 3,957 15,563 18,161 19,027 16,517 16,818 10,664 6,154

Consumer unit characteristics:

Income before taxes ....................................... $82,478 $46,630 $70,020 $91,451 $103,011 $91,465 $60,697 $67,176 $49,469

Income after taxes .......................................... 71,896 44,475 63,050 78,997 87,103 77,764 55,901 61,027 47,017

Age of reference person ................................. 49.1 21.8 29.9 39.6 49.6 59.3 72.9 68.7 80.2

Average number in consumer unit:

People .......................................................... 3.1 3.1 3.3 3.7 3.3 2.7 2.3 2.3 2.3

Children under 18 ......................................... .8 .7 1.4 1.6 .8 .3 .1 .1 .1

Adults 65 and older ...................................... .4 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.6 1.8

Earners ......................................................... 1.6 1.8 1.7 1.8 2.0 1.6 .7 .9 .5

Vehicles ........................................................ 2.2 1.6 1.8 2.1 2.5 2.5 2.2 2.4 2.0

Percent distribution:

Reference person:

Men .............................................................. 47 39 45 43 46 50 55 56 53

Women ......................................................... 53 61 55 57 54 50 45 44 47

Housing tenure:

Homeowner .................................................. 69 22 44 61 76 84 88 88 89

With mortgage ............................................ 42 13 37 50 55 47 28 34 16

Without mortgage ....................................... 26 9 7 11 21 37 60 53 72

Renter ........................................................... 31 78 56 39 24 16 12 12 11

Race of reference person:

Black or African-American ............................ 12 16 14 13 13 11 8 8 8

White, Asian, and all other races .................. 88 84 86 87 87 89 92 92 92

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 15 27 19 21 14 10 7 7 6

Not Hispanic or Latino .................................. 85 73 81 79 86 90 93 93 94

Education of reference person:

Elementary (1-8) ........................................... 3 2 2 3 4 3 5 3 7

High school (9-12) ........................................ 33 46 29 30 32 33 38 35 42

College ......................................................... 64 52 69 67 64 63 57 61 51

Never attended and other ............................. 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 1

At least one vehicle owned or leased ............. 93 81 91 93 94 95 94 95 93

Average annual expenditures ........................... $63,852 $43,001 $55,619 $68,546 $75,505 $67,251 $55,150 $59,652 $47,388

Food ............................................................... 8,148 5,976 7,344 9,162 9,344 8,242 7,010 7,585 6,028

Food at home ............................................... 4,748 3,491 4,132 5,280 5,310 4,966 4,289 4,515 3,905

Cereals and bakery products ..................... 619 481 534 700 683 616 587 597 570

Cereals and cereal products .................... 209 190 203 249 226 194 175 180 166

Bakery products ....................................... 410 291 331 451 456 422 412 417 404

Meats, poultry, fish, and eggs .................... 1,079 815 929 1,186 1,269 1,128 927 995 811

Beef .......................................................... 293 213 251 307 378 304 239 266 193

Pork .......................................................... 208 151 168 218 233 233 199 211 180

Other meats .............................................. 148 102 127 170 173 152 126 137 108

Poultry ...................................................... 207 192 201 240 239 202 152 160 138

Fish and seafood ...................................... 151 94 114 170 168 169 144 156 123

Eggs ......................................................... 72 62 69 82 77 67 67 65 69

Dairy products ............................................ 497 348 442 559 544 509 462 480 432

Fresh milk and cream ............................... 171 142 165 204 182 163 148 153 140

Other dairy products ................................. 326 206 277 355 362 346 314 327 292

Fruits and vegetables ................................. 904 627 789 1,024 966 941 860 890 808

Fresh fruits ............................................... 330 230 282 379 354 343 315 324 300

Fresh vegetables ...................................... 290 182 255 322 307 308 283 300 256

Processed fruits ........................................ 127 95 114 143 135 127 121 117 127

Processed vegetables .............................. 157 120 138 181 169 162 140 149 126

Other food at home .................................... 1,649 1,221 1,437 1,810 1,850 1,773 1,453 1,552 1,284

Sugar and other sweets ........................... 167 101 125 178 191 186 170 175 160

Fats and oils ............................................. 134 105 109 146 148 145 127 130 123

Miscellaneous foods ................................. 846 657 790 956 941 882 693 735 621

Nonalcoholic beverages ........................... 439 343 373 472 502 475 390 422 334

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Food prepared by consumer unit on

out-of-town trips ...................................... 63 15 40 58 68 85 73 89 45

Food away from home .................................. 3,400 2,485 3,212 3,882 4,034 3,276 2,721 3,071 2,123

Alcoholic beverages ....................................... 542 298 500 580 607 585 497 585 347

Housing .......................................................... 20,480 15,150 19,293 23,064 22,805 20,277 17,679 18,759 15,812

Shelter .......................................................... 11,673 9,506 11,361 13,611 13,203 11,047 9,262 9,904 8,149

Owned dwellings ........................................ 7,322 1,799 4,972 8,450 9,222 7,989 6,773 7,306 5,850

Mortgage interest and charges ................. 3,584 935 3,113 5,043 4,845 3,337 1,883 2,326 1,117

Property taxes .......................................... 2,216 469 1,169 2,111 2,800 2,698 2,572 2,710 2,333

Maintenance, repairs, insurance, other

expenses ................................................ 1,522 394 690 1,296 1,576 1,955 2,318 2,270 2,401

Rented dwellings ........................................ 3,478 7,501 5,990 4,512 2,935 1,801 1,356 1,282 1,483

Other lodging .............................................. 872 206 399 649 1,046 1,258 1,133 1,316 816

Utilities, fuels, and public services ................ 4,530 3,208 3,720 4,639 5,130 4,895 4,438 4,594 4,167

Natural gas ................................................. 492 266 377 513 548 552 505 511 494

Electricity .................................................... 1,689 1,252 1,424 1,707 1,861 1,802 1,711 1,752 1,641

Fuel oil and other fuels ............................... 151 54 73 96 182 179 242 252 224

Telephone services .................................... 1,576 1,256 1,362 1,697 1,842 1,675 1,321 1,431 1,132

Residential phone service, VOIP, and

phone cards ............................................ 374 131 158 308 408 475 564 553 582

Cellular phone service .............................. 1,202 1,125 1,204 1,388 1,435 1,200 758 877 550

Water and other public services ................. 623 381 483 626 696 687 658 648 675

Household operations .................................. 1,492 719 1,900 2,078 1,305 1,112 1,253 1,164 1,408

Personal services ....................................... 530 212 1,208 1,105 231 72 146 71 3275

Other household expenses ........................ 962 507 691 973 1,074 1,040 1,107 1,093 1,133

Housekeeping supplies ................................ 756 333 573 691 861 916 853 901 771

Laundry and cleaning supplies ................... 179 101 145 190 215 193 171 187 143

Other household products .......................... 427 183 305 382 491 541 484 509 441

Postage and stationery ............................... 150 50 123 119 156 183 198 205 186

Household furnishings and equipment ......... 2,028 1,384 1,739 2,046 2,306 2,307 1,873 2,197 1,317

Household textiles ...................................... 127 70 87 112 157 161 132 153 96

Furniture ..................................................... 521 494 509 609 585 514 379 442 269

Floor coverings ........................................... 20 10 17 18 20 25 24 28 17

Major appliances ........................................ 309 226 242 300 325 329 364 412 282

Small appliances, miscellaneous

housewares .............................................. 129 97 102 131 147 154 117 138 81

Miscellaneous household equipment ......... 922 487 782 876 1,073 1,123 857 1,023 572

Apparel and services ...................................... 2,200 1,659 2,151 2,643 2,836 2,037 1,364 1,600 961

Men and boys ............................................... 522 353 514 655 636 533 289 328 222

Men, 16 and over ....................................... 389 264 356 393 486 470 257 290 201

Boys, 2 to 15 .............................................. 133 89 159 262 150 63 31 37 21

Women and girls .......................................... 804 572 717 876 1,069 821 564 672 379

Women, 16 and over .................................. 663 501 567 629 891 737 513 611 346

Girls, 2 to 15 ............................................... 141 70 150 247 178 84 51 62 33

Children under 2 ........................................... 106 174 246 119 71 52 27 32 319

Footwear ...................................................... 444 304 399 582 581 380 288 341 197

Other apparel products and services ........... 323 256 275 411 479 250 196 226 143

Transportation ................................................ 11,161 9,205 10,377 11,629 13,176 11,431 9,351 10,453 7,445

Vehicle purchases (net outlay) ..................... 4,480 4,308 4,583 4,693 5,270 4,250 3,529 3,927 2,840

Cars and trucks, new .................................. 2,163 1,018 2,009 1,761 2,451 2,594 2,257 2,643 1,589

Cars and trucks, used ................................ 2,255 3,139 2,502 2,836 2,757 1,600 1,265 1,274 1,250

Other vehicles ............................................ 63 3150 72 97 62 56 36

310 31

Gasoline and motor oil ................................. 2,731 2,265 2,576 2,985 3,165 2,815 2,139 2,381 1,719

Other vehicle expenses ................................ 3,217 2,236 2,631 3,170 3,936 3,549 2,953 3,303 2,350

Vehicle finance charges ............................. 265 218 302 312 301 261 152 183 100

Maintenance and repairs ............................ 967 584 719 958 1,143 1,106 968 1,080 774

Vehicle insurance ....................................... 1,282 980 923 1,173 1,684 1,417 1,259 1,369 1,073

Vehicle rental, leases, licenses, and other

charges ..................................................... 704 454 687 727 808 766 574 672 403

Public and other transportation .................... 733 396 587 780 805 817 730 842 536

Healthcare ...................................................... 5,052 1,673 3,115 4,366 5,113 6,050 7,343 7,248 7,507

Health insurance .......................................... 3,442 1,160 2,253 2,975 3,437 4,018 5,026 4,946 5,165

Medical services ........................................... 923 302 551 896 984 1,131 1,170 1,154 1,198

Drugs ............................................................ 520 144 226 362 515 717 874 876 872

Medical supplies ........................................... 166 66 85 134 176 184 273 273 273

Entertainment ................................................. 3,248 1,732 2,669 3,565 3,626 3,572 3,078 3,540 2,282

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Fees and admissions ................................... 784 245 557 1,098 973 707 650 755 467

Audio and visual equipment and services .... 1,183 884 1,024 1,245 1,296 1,241 1,150 1,209 1,049

Pets, toys, hobbies, and playground

equipment ................................................... 745 353 675 723 801 920 709 850 467

Pets ............................................................ 587 254 470 512 670 781 590 699 402

Toys, hobbies, and playground equipment 158 99 206 211 131 139 119 151 65

Other entertainment supplies, equipment,

and services ............................................... 536 250 413 499 556 704 569 725 300

Personal care products and services ............. 770 457 615 830 909 823 725 789 616

Reading .......................................................... 132 52 90 101 123 152 219 214 226

Education ....................................................... 1,465 1,830 1,071 1,327 2,877 1,418 342 398 246

Tobacco products and smoking supplies ....... 372 384 341 357 442 433 275 339 164

Miscellaneous ................................................. 899 322 621 1,038 1,109 898 908 946 844

Cash contributions .......................................... 1,957 505 1,050 1,614 2,315 2,316 2,749 2,664 2,897

Personal insurance and pensions .................. 7,425 3,756 6,382 8,272 10,224 9,018 3,609 4,531 2,013

Life and other personal insurance ................ 415 50 152 369 520 643 449 498 364

Pensions and Social Security ....................... 7,011 3,707 6,229 7,902 9,704 8,375 3,160 4,033 1,648

Sources of income and personal taxes:

Money income before taxes ........................... $82,478 $46,630 $70,020 $91,451 $103,011 $91,465 $60,697 $67,176 $49,469

Wages and salaries ...................................... 65,898 42,742 64,745 82,044 89,513 70,982 23,270 30,640 10,499

Self-employment income .............................. 5,457 1,477 2,567 6,193 8,046 7,553 3,288 3,950 2,140

Social Security, private and government

retirement ................................................... 7,909 554 558 948 2,505 8,825 29,170 28,000 31,198

Interest, dividends, rental income, other

property income .......................................... 1,827 207 496 807 1,553 2,756 3,941 3,625 4,490

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 611 861 854 704 591 544 314 304 330

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 524 365 406 542 583 602 506 440 621

Other income ................................................ 252 424 393 214 220 203 208 218 190

Personal taxes (contains some imputed

values) .......................................................... 10,582 2,155 6,970 12,454 15,908 13,701 4,797 6,150 2,452

Federal income taxes ................................... 8,218 1,331 5,088 9,582 12,539 10,833 3,808 4,860 1,984

State and local income taxes ....................... 2,311 804 1,849 2,835 3,306 2,790 931 1,229 415

Other taxes ................................................... 53 320 33 37 63 78 58 60 53

Income after taxes .......................................... 71,896 44,475 63,050 78,997 87,103 77,764 55,901 61,027 47,017

Addenda:

Net change in total assets and liabilities ........ $8,753 - $903 $219 $5,961 $13,340 $19,475 $6,217 $14,359 - $7,893

Net change in total assets ............................ 19,332 10,342 15,448 22,020 23,566 23,195 13,553 17,511 6,695

Net change in total liabilities ......................... 10,579 11,245 15,230 16,060 10,226 3,721 7,336 3,152 14,588

Other financial information:

Other money receipts ................................... 641 126 130 653 661 1,363 490 659 197

Mortgage principal paid on owned property -2,197 -441 -1,196 -2,294 -3,201 -2,698 -1,800 -2,227 -1,061

Estimated market value of owned home ...... 189,222 39,478 91,867 176,020 229,815 228,446 244,347 251,530 231,899

Estimated monthly rental value of owned

home .......................................................... 1,054 270 602 989 1,247 1,269 1,300 1,337 1,235

Gifts of goods and services, total ................... 1,278 462 623 744 2,049 1,992 1,097 1,307 736

Food ............................................................. 90 39 44 59 113 179 65 65 64

Alcoholic beverages ..................................... 15 38 13 18 12 23 12 14 10

Housing ........................................................ 251 127 181 169 320 366 245 271 200

Housekeeping supplies .............................. 31 13 15 27 32 45 40 41 40

Household textiles ...................................... 10 1 ( ) 34

33 13 20 12 17 33

Appliances and miscellaneous

housewares .............................................. 24 37 16 18 29 36 24 26 20

Major appliances ...................................... 8 1 ( ) 5 7 11 8 12 12 11

See footnotes at end of table.
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

two or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Small appliances and miscellaneous

housewares ............................................ 15 37 10 11 18 28 12 14 39

Miscellaneous household equipment ......... 47 19 43 23 57 63 56 74 26

Other housing ............................................. 140 87 103 99 189 202 113 114 112

Apparel and services .................................... 258 142 194 196 395 324 202 248 123

Males, 2 and over ....................................... 60 52 34 51 63 103 53 66 30

Females, 2 and over ................................... 73 48 46 52 93 110 71 84 48

Children under 2 ......................................... 44 24 72 41 50 44 22 29 310

Other apparel products and services ......... 80 318 41 52 190 67 56 69 35

Jewelry and watches ................................ 43 31 19 13 153 9 22 32 35

All other apparel products and services ... 37 318 22 39 36 58 34 36 330

Transportation .............................................. 138 64 65 92 177 224 143 195 53

Healthcare .................................................... 20 35

33 7 31 45 14 15 312

Entertainment ............................................... 103 25 81 81 106 165 100 128 52

Toys, games, arts and crafts, and tricycles 33 311 31 29 31 45 39 52 317

Other entertainment ................................... 69 14 50 52 75 120 61 76 36

Personal care products and services ........... 15 33 7 12 28 19 11 15 5

Reading ........................................................ 6 32 4 5 4 11 10 13 4

Education ..................................................... 307 338 8 64 783 523 159 182 120

All other gifts ................................................. 75 9 23 41 78 113 137 161 94

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016