Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

Number of consumer units (in thousands) ..................................................... 19,055 794 3,849 4,030 4,713 3,388 2,281 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $104,059 $51,506 $83,559 $95,069 $119,235 $144,800 $80,957 

 Income after taxes ...................................................................................... 88,950 48,784 74,161 82,891 101,346 115,902 72,939 

 Age of reference person ............................................................................. 46.7 22.4 29.9 39.4 49.7 59.0 72.4 

 Average number in consumer unit: 

 People ...................................................................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

 Children under 18 .................................................................................... .7 .6 1.0 1.1 .6 .2 .2 

 Adults 65 and older .................................................................................. .3 1

.1 ( 2

 ) ( 2 ) .1 .2 1.6 

 Earners .................................................................................................... 1.8 1.9 1.7 1.7 2.0 2.0 1.3 

 Vehicles ................................................................................................... 2.3 1.8 1.8 2.0 2.5 2.7 2.4 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 45 47 43 45 43 48 44 

 Women ..................................................................................................... 55 53 57 55 57 52 56 

 Housing tenure: 

 Homeowner.............................................................................................. 67 28 46 59 75 85 88 

 With mortgage ...................................................................................... 47 16 38 48 57 53 39 

 Without mortgage ................................................................................. 20 11 8 11 18 32 50 

 Renter ...................................................................................................... 33 72 54 41 25 15 12 

 Race of reference person: 

 Black or African-American ....................................................................... 14 8 16 14 14 10 16 

 White, Asian, and all other races ............................................................. 86 92 84 86 86 90 84 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 17 29 23 16 16 14 12 

 Not Hispanic or Latino ............................................................................. 83 71 77 84 84 86 88 

 Education of reference person: 

 Elementary (1-8) ...................................................................................... 3 3 2 2 2 4 7 

 High school (9-12) ................................................................................... 29 50 26 28 26 28 37 

 College ..................................................................................................... 68 47 72 70 72 68 56 

 Never attended and other ........................................................................ ( 2 ) ( 3 ) ( 3 ) ( 3 ) ( 2 ) ( 2 ) ( 3 ) 

 At least one vehicle owned or leased ......................................................... 93 83 92 93 95 95 95 

Average annual expenditures ........................................................................ $73,793 $43,665 $61,769 $74,495 $85,298 $85,357 $62,999 

 Food ............................................................................................................ 9,362 5,641 7,692 9,438 10,841 11,013 8,190 

 Food at home ........................................................................................... 5,269 3,353 4,468 5,040 5,649 6,475 5,268 

 Cereals and bakery products ............................................................... 662 481 533 631 686 821 723 

 Cereals and cereal products ............................................................. 218 190 188 193 235 262 223 

 Bakery products ................................................................................ 445 291 345 438 452 559 500 

 Meats, poultry, fish, and eggs .............................................................. 1,122 691 936 1,072 1,196 1,343 1,232 

 Beef ................................................................................................... 311 190 234 323 344 347 349 

 Pork ................................................................................................... 217 174 169 192 205 289 270 

 Other meats ....................................................................................... 146 74 118 147 150 184 161 

 Poultry ............................................................................................... 215 144 185 199 246 250 208 

 Fish and seafood ............................................................................... 164 67 169 141 176 190 177 

 Eggs .................................................................................................. 70 43 62 69 74 83 67 

 Dairy products ...................................................................................... 526 321 436 505 587 647 499 

 Fresh milk and cream ........................................................................ 169 111 145 162 188 198 169 

 Other dairy products .......................................................................... 356 210 291 343 399 449 331 

 Fruits and vegetables ........................................................................... 999 597 903 927 1,084 1,168 1,048 

 Fresh fruits......................................................................................... 360 200 338 326 388 426 372 

 Fresh vegetables ............................................................................... 339 144 301 339 389 364 356 

 Processed fruits ................................................................................. 126 112 118 103 131 160 120 

 Processed vegetables ....................................................................... 175 140 147 159 176 217 199 

 Other food at home ............................................................................... 1,959 1,263 1,659 1,905 2,097 2,496 1,766 

 Sugar and other sweets .................................................................... 178 95 138 177 187 224 191 

 Fats and oils ...................................................................................... 135 58 99 132 154 178 131 

 Miscellaneous foods .......................................................................... 1,064 773 976 1,023 1,104 1,358 884 

 Nonalcoholic beverages .................................................................... 519 300 406 523 556 666 502 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Food prepared by consumer unit on out-of-town trips ...................... 63 138 40 50 96 70 58 

 Food away from home ............................................................................. 4,093 2,288 3,224 4,397 5,192 4,539 2,922 

 Alcoholic beverages .................................................................................... 508 279 391 503 642 648 331 

 Housing ....................................................................................................... 23,353 15,950 21,770 24,294 25,547 25,219 19,705 

 Shelter ...................................................................................................... 13,387 9,796 12,833 14,303 14,931 13,920 9,970 

 Owned dwellings .................................................................................. 8,028 1,543 5,386 7,815 10,158 10,230 7,445 

 Mortgage interest and charges ......................................................... 3,641 813 3,058 4,148 4,639 3,858 2,332 

 Property taxes ................................................................................... 2,453 382 1,366 2,248 3,176 3,385 2,492 

 Maintenance, repairs, insurance, other expenses ............................ 1,933 348 962 1,419 2,343 2,987 2,621 

 Rented dwellings .................................................................................. 4,420 8,016 6,984 5,773 3,646 1,989 1,656 

 Other lodging ........................................................................................ 940 1237 463 715 1,126 1,701 869 

 Utilities, fuels, and public services ........................................................... 4,730 3,461 3,711 4,380 5,329 5,637 4,922 

 Natural gas ........................................................................................... 480 232 341 452 521 626 548 

 Electricity .............................................................................................. 1,690 1,271 1,419 1,583 1,800 1,958 1,861 

 Fuel oil and other fuels ......................................................................... 117 178 66 72 132 161 198 

 Telephone services .............................................................................. 1,729 1,437 1,396 1,610 2,043 2,048 1,477 

 Residential phone service, VOIP, and phone cards ......................... 201 179 84 122 201 326 392 

 Cellular phone service ....................................................................... 1,528 1,358 1,311 1,488 1,843 1,722 1,085 

 Water and other public services ........................................................... 714 443 489 663 832 845 838 

 Household operations .............................................................................. 2,128 763 2,729 2,791 1,828 1,562 1,882 

 Personal services ................................................................................. 999 1125 1,898 1,815 461 1181 1674 

 Other household expenses .................................................................. 1,129 638 831 976 1,368 1,381 1,208 

 Housekeeping supplies............................................................................ 819 482 640 743 981 998 814 

 Laundry and cleaning supplies ............................................................. 217 141 154 213 275 255 190 

 Other household products .................................................................... 485 285 389 438 572 594 486 

 Postage and stationery ......................................................................... 117 57 97 93 134 149 138 

 Household furnishings and equipment .................................................... 2,289 1,448 1,857 2,076 2,479 3,102 2,116 

 Household textiles ................................................................................ 116 85 93 82 151 161 88 

 Furniture ............................................................................................... 645 475 579 600 715 869 423 

 Floor coverings ..................................................................................... 31 14 17 18 53 36 39 

 Major appliances .................................................................................. 361 258 215 305 368 578 411 

 Small appliances, miscellaneous housewares ..................................... 139 151 110 94 148 164 202 

 Miscellaneous household equipment ................................................... 996 475 844 977 1,045 1,294 953 

 Apparel and services .................................................................................. 2,236 1,472 2,188 2,590 2,299 2,378 1,664 

 Men and boys .......................................................................................... 548 439 483 592 624 599 387 

 Men, 16 and over .................................................................................. 422 380 351 373 490 530 343 

 Boys, 2 to 15 ......................................................................................... 126 59 132 219 134 70 44 

 Women and girls ...................................................................................... 773 378 614 948 860 781 713 

 Women, 16 and over ............................................................................ 641 337 502 734 685 700 663 

 Girls, 2 to 15 ......................................................................................... 132 140 113 215 176 81 50 

 Children under 2 ...................................................................................... 124 277 330 114 147 140 114 

 Footwear .................................................................................................. 525 1281 517 723 513 492 373 

 Other apparel products and services ...................................................... 265 97 243 212 255 466 176 

 Transportation ............................................................................................. 13,459 10,292 12,038 14,797 15,055 14,078 10,397 

 Vehicle purchases (net outlay) ................................................................ 5,761 5,069 5,614 7,298 6,040 5,251 3,712 

 Cars and trucks, new ............................................................................ 2,520 11,545 2,837 3,009 2,610 2,480 1,334 

 Cars and trucks, used........................................................................... 3,185 3,524 2,754 4,198 3,344 2,771 2,290 

 Other vehicles ....................................................................................... 56 ( 3 ) 123 191 186 ( 3 ) 187 

 Gasoline, other fuels, and motor oil ......................................................... 2,561 2,133 2,299 2,501 2,953 2,811 2,076 

 Other vehicle expenses ........................................................................... 4,229 2,693 3,540 4,179 4,933 4,777 3,756 

 Vehicle finance charges ....................................................................... 312 239 354 284 364 321 195 

 Maintenance and repairs ...................................................................... 1,024 610 730 1,033 1,126 1,289 1,061 

 Vehicle rental, leases, licenses, and other charges ............................. 997 363 875 1,096 1,173 1,100 731 

 Vehicle insurance ................................................................................. 1,896 1,481 1,582 1,765 2,270 2,068 1,770 

 Public and other transportation................................................................ 909 397 585 819 1,128 1,239 853 

 Healthcare ................................................................................................... 5,555 1,652 3,857 4,657 5,882 7,307 8,092 

 Health insurance ...................................................................................... 3,878 1,243 2,719 3,190 4,128 4,903 5,926 

 Medical services ...................................................................................... 1,002 193 817 935 1,050 1,447 955 

 Drugs ....................................................................................................... 509 201 221 384 490 762 992 

 Medical supplies ...................................................................................... 166 115 100 149 215 194 219 

 Entertainment .............................................................................................. 3,460 1,658 2,575 3,277 4,194 4,454 2,988 

 Fees and admissions ............................................................................... 811 210 575 947 1,106 917 438 

 Audio and visual equipment and services ............................................... 1,155 682 802 1,047 1,489 1,310 1,203 

 Pets, toys, hobbies, and playground equipment ..................................... 964 563 826 1,037 1,033 994 1,060 

 Pets ....................................................................................................... 785 497 645 725 879 869 940 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Toys, hobbies, and playground equipment .......................................... 179 167 181 313 153 125 119 

 Other entertainment supplies, equipment, and services ......................... 530 1203 374 246 567 1,233 287 

 Personal care products and services ......................................................... 845 490 641 836 1,060 974 716 

 Reading ....................................................................................................... 82 123 48 103 72 106 110 

 Education .................................................................................................... 2,252 1449 1,388 843 4,240 3,268 1,214 

 Tobacco products and smoking supplies ................................................... 399 273 304 440 420 438 433 

 Miscellaneous ............................................................................................. 958 760 508 1,089 945 1,198 1,204 

 Cash contributions ...................................................................................... 1,706 467 709 1,267 2,030 2,805 2,294 

 Personal insurance and pensions............................................................... 9,619 4,258 7,660 10,363 12,069 11,470 5,661 

 Life and other personal insurance ........................................................... 610 1120 302 424 863 910 663 

 Pensions and Social Security .................................................................. 9,009 4,138 7,358 9,938 11,206 10,561 4,999 

Sources of income and personal taxes: 

 Money income before taxes ........................................................................ $104,059 $51,506 $83,559 $95,069 $119,235 $144,800 $80,957 

 Wages and salaries ................................................................................. 89,628 46,225 75,309 86,381 107,149 126,713 43,344 

 Self-employment income ......................................................................... 5,727 12,778 5,692 4,969 7,168 6,383 4,201 

 Social Security, private and government retirement ............................... 5,726 1786 656 999 1,957 7,574 29,394 

 Interest, dividends, rental income, other property income ...................... 1,389 1214 333 363 1,849 2,571 2,686 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 471 868 491 433 352 541 511 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 828 1314 614 1,685 554 788 481 

 Other income ........................................................................................... 290 1321 463 239 205 229 1338 

 Personal taxes (contains some imputed values) ........................................ 15,110 2,722 9,398 12,177 17,889 28,898 8,018 

 Federal income taxes .............................................................................. 11,933 1,655 6,792 9,322 13,982 24,221 6,314 

 State and local income taxes ................................................................... 3,096 968 2,553 2,813 3,740 4,615 1,666 

 Other taxes .............................................................................................. 80 1100 52 42 167 62 137 

 Income after taxes ...................................................................................... 88,950 48,784 74,161 82,891 101,346 115,902 72,939 

Addenda: 

 Net change in total assets and liabilities ..................................................... $7,867 -$1,902 -$238 $6,976 $18,247 $6,781 $6,680 

 Net change in total assets ....................................................................... 22,101 11,744 23,157 22,132 32,746 13,152 15,166 

 Net change in total liabilities .................................................................... 14,234 13,646 23,395 15,156 14,498 6,371 8,486 

 Other financial information: 

 Other money receipts .............................................................................. 928 1205 1307 564 333 1769 14,337 

 Mortgage principal paid on owned property ............................................ -2,805 -603 -1,748 -2,943 -3,489 -3,758 -2,280 

 Estimated market value of owned home ................................................. 219,144 41,499 129,017 202,975 260,236 310,213 241,436 

 Estimated monthly rental value of owned home ..................................... 1,164 261 719 1,038 1,398 1,547 1,402 

 Gifts of goods and services, total................................................................ 1,676 396 852 1,005 2,596 2,700 1,293 

 Food ......................................................................................................... 124 125 67 54 233 203 36 

 Alcoholic beverages ................................................................................. 8 ( 2 ) 15 12 18 9 16 

 Housing .................................................................................................... 293 187 169 125 368 527 375 

 Housekeeping supplies ........................................................................ 31 111 113 22 40 51 40 

 Household textiles ................................................................................ 14 110 17 ( 2 ) 121 133 19 

 Appliances and miscellaneous housewares ........................................ 36 13 114 112 27 46 1136 

 Major appliances ............................................................................... 12 ( 3 ) 11 111 16 28 15 

 Small appliances and miscellaneous housewares ........................... 24 13 113 11 111 119 1131 

 Miscellaneous household equipment ................................................... 74 13 70 14 45 185 105 

 Other housing ....................................................................................... 138 160 65 77 235 212 85 

 Apparel and services ............................................................................... 256 1156 189 255 277 267 355 

 Males, 2 and over ................................................................................. 60 155 26 52 64 75 106 

 Females, 2 and over ............................................................................. 89 160 50 83 118 60 163 

 Children under 2 ................................................................................... 36 19 50 139 138 138 113 

 Other apparel products and services ................................................... 71 132 162 181 158 195 174 

 Jewelry and watches ......................................................................... 9 11 12 14 118 19 110 

 All other apparel products and services ............................................ 63 131 160 177 141 186 164 

 Transportation .......................................................................................... 174 39 34 294 148 295 121 

 Healthcare ................................................................................................ 30 ( 3 ) 111 160 132 133 110 

See footnotes at end of table. 
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

three 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Entertainment........................................................................................... 131 157 38 106 236 147 122 

 Toys, games, arts and crafts, and tricycles .......................................... 35 116 113 142 135 145 157 

 Other entertainment .............................................................................. 96 141 26 65 201 102 64 

 Personal care products and services ...................................................... 14 ( 3 ) 111 112 11 13 34 

 Reading .................................................................................................... 3 ( 3 ) 13 13 14 11 16 

 Education ................................................................................................. 560 ( 3 ) 1283 162 1,151 1,072 1122 

 All other gifts ............................................................................................ 82 132 42 31 118 133 106 

1

 Data are likely to have large sampling errors. 

2

 Value is too small to display. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020