Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

Number of consumer units (in thousands) ........................................................ 132,242 3,698 33,033 35,498 43,148 16,865 

Consumer unit characteristics: 

 Income before taxes 

 Mean ............................................................................ $82,852 $27,779 $79,514 $106,173 $86,251 $43,680 

 SE................................................................................ 1,973.48 2,597.40 1,771.38 1,737.66 4,904.74 2,188.26 

 CV(%) .......................................................................... 2.38 9.35 2.23 1.64 5.69 5.01 

 Income after taxes 

 Mean ............................................................................ 71,487 26,565 70,565 90,964 72,201 40,323 

 SE................................................................................ 1,312.27 2,364.52 1,449.17 1,339.89 3,109.51 1,620.96 

 CV(%) .......................................................................... 1.84 8.90 2.05 1.47 4.31 4.02 

 Age of reference person ................................................................................. 51.6 20.2 30.7 46.2 63.1 80.8 

 Average number in consumer unit: 

 People.......................................................................................................... 2.5 1.8 2.8 3.1 2.1 1.6 

 Children under 18 ........................................................................................ .6 .3 1.0 1.0 .2 ( 1 ) 

 Adults 65 and older ..................................................................................... .4 ( 1 ) ( 1 ) ( 1 ) .6 1.4 

 Earners ........................................................................................................ 1.3 1.2 1.6 1.8 1.1 .3 

 Vehicles ....................................................................................................... 1.9 1.0 1.7 2.2 2.1 1.5 

Percent distribution: 

 Reference person: 

 Men .............................................................................................................. 48 45 52 48 49 41 

 Women ........................................................................................................ 52 55 48 52 51 59 

 Housing tenure: 

 Homeowner ................................................................................................. 64 12 43 66 76 81 

 With mortgage .......................................................................................... 37 5 35 52 38 17 

 Without mortgage ..................................................................................... 27 7 8 14 38 64 

 Renter .......................................................................................................... 36 88 57 34 24 19 

 Race of reference person: 

 Black or African-American ........................................................................... 13 17 16 14 12 8 

 White, Asian, and all other races ................................................................ 87 83 84 86 88 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ........................................................................................ 14 17 18 17 10 5 

 Not Hispanic or Latino ................................................................................. 86 83 82 83 90 95 

 Education of reference person: 

 Elementary (1-8).......................................................................................... 3 1 2 3 3 4 

 High school (9-12) ....................................................................................... 30 36 25 27 30 42 

 College......................................................................................................... 67 64 73 70 67 54 

 Never attended and other............................................................................ ( 1 ) ( 2 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ............................................................. 89 60 90 92 91 84 

Average annual expenditures 

 Mean ............................................................................ $63,036 $34,092 $59,866 $76,788 $63,956 $44,412 

 SE................................................................................ 578.05 2,974.82 928.71 1,162.92 984.80 1,196.13 

 CV(%) .......................................................................... .92 8.73 1.55 1.51 1.54 2.69 

 Food 

 Mean ............................................................................ 8,169 5,288 7,740 10,073 8,180 5,625 

 Share ........................................................................... 13.0 15.5 12.9 13.1 12.8 12.7 

 SE................................................................................ 118.61 487.60 189.36 259.86 202.73 185.50 

 CV(%) .......................................................................... 1.45 9.22 2.45 2.58 2.48 3.30 

 Food at home 

 Mean ............................................................................ 4,643 2,516 4,114 5,616 4,862 3,591 

 Share ........................................................................... 7.4 7.4 6.9 7.3 7.6 8.1 

 SE................................................................................ 79.34 283.77 131.02 162.55 147.17 120.62 

 CV(%) .......................................................................... 1.71 11.28 3.18 2.89 3.03 3.36 

 Cereals and bakery products 

 Mean ............................................................................ 583 313 499 719 606 471 

 Share ........................................................................... .9 .9 .8 .9 .9 1.1 

 SE................................................................................ 9.87 46.86 16.52 23.78 22.31 19.59 

 CV(%) .......................................................................... 1.69 14.96 3.31 3.31 3.68 4.16 

 Cereals and cereal products 

 Mean ............................................................................ 184 130 174 234 178 120 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Cereals and cereal products 

 Share ........................................................................... .3 .4 .3 .3 .3 .3 

 SE................................................................................ 4.00 27.96 7.49 11.86 8.97 9.41 

 CV(%) .......................................................................... 2.18 21.56 4.30 5.06 5.04 7.81 

 Bakery products 

 Mean ............................................................................ 400 183 325 484 428 350 

 Share ........................................................................... .6 .5 .5 .6 .7 .8 

 SE................................................................................ 7.87 27.49 10.98 15.30 17.44 13.57 

 CV(%) .......................................................................... 1.97 14.98 3.38 3.16 4.07 3.87 

 Meats, poultry, fish, and eggs 

 Mean ............................................................................ 980 562 891 1,177 1,024 731 

 Share ........................................................................... 1.6 1.6 1.5 1.5 1.6 1.6 

 SE................................................................................ 29.01 92.32 72.05 48.26 37.10 39.01 

 CV(%) .......................................................................... 2.96 16.44 8.08 4.10 3.62 5.34 

 Beef 

 Mean ............................................................................ 270 187 269 299 290 180 

 Share ........................................................................... .4 .5 .4 .4 .5 .4 

 SE................................................................................ 18.61 46.45 61.09 18.48 13.01 12.62 

 CV(%) .......................................................................... 6.89 24.80 22.71 6.17 4.49 7.00 

 Pork 

 Mean ............................................................................ 187 122 146 229 202 157 

 Share ........................................................................... .3 .4 .2 .3 .3 .4 

 SE................................................................................ 6.76 32.72 8.97 13.01 12.50 12.52 

 CV(%) .......................................................................... 3.62 26.92 6.16 5.69 6.19 7.97 

 Other meats 

 Mean ............................................................................ 129 46 107 167 133 104 

 Share ........................................................................... .2 .1 .2 .2 .2 .2 

 SE................................................................................ 4.51 9.65 6.57 12.01 7.57 9.25 

 CV(%) .......................................................................... 3.49 21.16 6.17 7.20 5.68 8.89 

 Poultry 

 Mean ............................................................................ 189 112 190 241 177 126 

 Share ........................................................................... .3 .3 .3 .3 .3 .3 

 SE................................................................................ 3.99 21.06 11.14 11.02 8.59 10.77 

 CV(%) .......................................................................... 2.11 18.86 5.86 4.57 4.86 8.57 

 Fish and seafood 

 Mean ............................................................................ 147 63 126 172 162 118 

 Share ........................................................................... .2 .2 .2 .2 .3 .3 

 SE................................................................................ 5.94 14.33 11.21 12.78 9.97 14.43 

 CV(%) .......................................................................... 4.05 22.84 8.92 7.44 6.15 12.24 

 Eggs 

 Mean ............................................................................ 58 33 54 69 60 46 

 Share ........................................................................... .1 .1 .1 .1 .1 .1 

 SE................................................................................ 1.85 7.48 2.94 2.93 3.00 2.67 

 CV(%) .......................................................................... 3.17 22.83 5.41 4.23 5.01 5.82 

 Dairy products 

 Mean ............................................................................ 455 249 383 556 476 382 

 Share ........................................................................... .7 .7 .6 .7 .7 .9 

 SE................................................................................ 7.20 37.24 12.57 15.87 14.06 14.95 

 CV(%) .......................................................................... 1.58 14.96 3.28 2.85 2.96 3.91 

 Fresh milk and cream 

 Mean ............................................................................ 140 80 121 177 143 110 

 Share ........................................................................... .2 .2 .2 .2 .2 .2 

 SE................................................................................ 3.07 14.71 5.03 6.30 6.05 5.86 

 CV(%) .......................................................................... 2.19 18.41 4.16 3.57 4.22 5.32 

 Other dairy products 

 Mean ............................................................................ 315 169 262 380 332 272 

 Share ........................................................................... .5 .5 .4 .5 .5 .6 

 SE................................................................................ 5.41 28.06 9.61 11.98 10.83 12.37 

 CV(%) .......................................................................... 1.72 16.60 3.67 3.15 3.26 4.55 

 Fruits and vegetables 

 Mean ............................................................................ 876 508 781 1,041 909 723 

 Share ........................................................................... 1.4 1.5 1.3 1.4 1.4 1.6 

 SE................................................................................ 19.96 61.67 27.05 39.07 31.57 29.22 

 CV(%) .......................................................................... 2.28 12.13 3.46 3.75 3.47 4.04 

 Fresh fruits 

 Mean ............................................................................ 322 153 279 388 336 271 

 Share ........................................................................... .5 .4 .5 .5 .5 .6 

 SE................................................................................ 8.07 22.49 12.84 15.27 14.38 11.73 

 CV(%) .......................................................................... 2.51 14.72 4.61 3.93 4.27 4.32 

 Fresh vegetables 

 Mean ............................................................................ 295 175 270 350 302 242 

 Share ........................................................................... .5 .5 .5 .5 .5 .5 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Fresh vegetables 

 SE................................................................................ 8.67 30.70 12.62 15.79 11.97 14.69 

 CV(%) .......................................................................... 2.93 17.50 4.67 4.51 3.96 6.07 

 Processed fruits 

 Mean ............................................................................ 112 79 104 129 114 97 

 Share ........................................................................... .2 .2 .2 .2 .2 .2 

 SE................................................................................ 3.37 17.07 5.72 8.06 6.93 5.28 

 CV(%) .......................................................................... 3.00 21.51 5.50 6.24 6.09 5.44 

 Processed vegetables 

 Mean ............................................................................ 147 101 128 174 156 113 

 Share ........................................................................... .2 .3 .2 .2 .2 .3 

 SE................................................................................ 4.49 19.58 6.04 10.81 7.30 7.42 

 CV(%) .......................................................................... 3.06 19.46 4.71 6.21 4.68 6.58 

 Other food at home 

 Mean ............................................................................ 1,749 884 1,560 2,123 1,848 1,285 

 Share ........................................................................... 2.8 2.6 2.6 2.8 2.9 2.9 

 SE................................................................................ 30.05 97.29 47.35 61.93 65.52 45.96 

 CV(%) .......................................................................... 1.72 11.00 3.04 2.92 3.55 3.58 

 Sugar and other sweets 

 Mean ............................................................................ 165 67 137 198 176 146 

 Share ........................................................................... .3 .2 .2 .3 .3 .3 

 SE................................................................................ 4.21 12.09 8.36 9.67 7.90 9.85 

 CV(%) .......................................................................... 2.55 17.97 6.09 4.88 4.48 6.74 

 Fats and oils 

 Mean ............................................................................ 115 63 92 144 123 89 

 Share ........................................................................... .2 .2 .2 .2 .2 .2 

 SE................................................................................ 3.71 9.51 4.86 6.83 6.97 6.84 

 CV(%) .......................................................................... 3.23 15.11 5.26 4.74 5.68 7.67 

 Miscellaneous foods 

 Mean ............................................................................ 952 469 885 1,156 981 693 

 Share ........................................................................... 1.5 1.4 1.5 1.5 1.5 1.6 

 SE................................................................................ 17.32 51.58 33.86 38.09 36.95 30.39 

 CV(%) .......................................................................... 1.82 10.99 3.83 3.29 3.77 4.39 

 Nonalcoholic beverages 

 Mean ............................................................................ 455 269 393 554 491 320 

 Share ........................................................................... .7 .8 .7 .7 .8 .7 

 SE................................................................................ 12.19 43.70 16.29 19.05 24.82 18.13 

 CV(%) .......................................................................... 2.68 16.26 4.15 3.44 5.05 5.67 

 Food prepared by consumer unit on out-of-town trips 

 Mean ............................................................................ 62 16 52 70 76 37 

 Share ........................................................................... .1 ( 1 ) .1 .1 .1 .1 

 SE................................................................................ 2.60 5.65 3.42 5.67 4.94 6.64 

 CV(%) .......................................................................... 4.19 35.00 6.53 8.10 6.46 17.99 

 Food away from home 

 Mean ............................................................................ 3,526 2,772 3,626 4,457 3,318 2,034 

 Share ........................................................................... 5.6 8.1 6.1 5.8 5.2 4.6 

 SE................................................................................ 66.85 288.81 104.07 146.32 105.62 118.70 

 CV(%) .......................................................................... 1.90 10.42 2.87 3.28 3.18 5.84 

 Alcoholic beverages 

 Mean ............................................................................ 579 201 528 641 688 360 

 Share ........................................................................... .9 .6 .9 .8 1.1 .8 

 SE................................................................................ 22.67 43.63 37.04 32.86 40.20 39.01 

 CV(%) .......................................................................... 3.91 21.66 7.01 5.12 5.84 10.83 

 Housing 

 Mean ............................................................................ 20,679 10,040 20,958 24,353 20,185 16,041 

 Share ........................................................................... 32.8 29.5 35.0 31.7 31.6 36.1 

 SE................................................................................ 195.28 629.01 309.29 299.96 347.31 463.46 

 CV(%) .......................................................................... .94 6.26 1.48 1.23 1.72 2.89 

 Shelter 

 Mean ............................................................................ 12,190 6,493 13,027 14,456 11,450 8,926 

 Share ........................................................................... 19.3 19.0 21.8 18.8 17.9 20.1 

 SE................................................................................ 143.71 447.12 232.97 208.76 232.83 368.71 

 CV(%) .......................................................................... 1.18 6.89 1.79 1.44 2.03 4.13 

 Owned dwellings 

 Mean ............................................................................ 6,797 682 5,036 8,837 7,550 5,370 

 Share ........................................................................... 10.8 2.0 8.4 11.5 11.8 12.1 

 SE................................................................................ 100.15 175.21 192.09 209.14 198.05 246.89 

 CV(%) .......................................................................... 1.47 25.70 3.81 2.37 2.62 4.60 

 Mortgage interest and charges 

 Mean ............................................................................ 2,760 304 2,746 4,222 2,511 880 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Mortgage interest and charges 

 Share ........................................................................... 4.4 .9 4.6 5.5 3.9 2.0 

 SE................................................................................ 48.36 125.25 97.12 104.80 91.65 78.76 

 CV(%) .......................................................................... 1.75 41.17 3.54 2.48 3.65 8.95 

 Property taxes 

 Mean ............................................................................ 2,159 206 1,328 2,606 2,603 2,139 

 Share ........................................................................... 3.4 .6 2.2 3.4 4.1 4.8 

 SE................................................................................ 41.20 56.28 55.66 83.06 73.40 103.58 

 CV(%) .......................................................................... 1.91 27.36 4.19 3.19 2.82 4.84 

 Maintenance, repairs, insurance, other expenses 

 Mean ............................................................................ 1,879 172 962 2,009 2,436 2,350 

 Share ........................................................................... 3.0 .5 1.6 2.6 3.8 5.3 

 SE................................................................................ 65.13 49.41 114.82 124.53 132.77 140.34 

 CV(%) .......................................................................... 3.47 28.76 11.94 6.20 5.45 5.97 

 Rented dwellings 

 Mean ............................................................................ 4,432 5,144 7,392 4,538 2,653 2,803 

 Share ........................................................................... 7.0 15.1 12.3 5.9 4.1 6.3 

 SE................................................................................ 89.41 488.72 207.61 201.46 99.90 282.93 

 CV(%) .......................................................................... 2.02 9.50 2.81 4.44 3.77 10.09 

 Other lodging 

 Mean ............................................................................ 961 666 599 1,081 1,248 752 

 Share ........................................................................... 1.5 2.0 1.0 1.4 2.0 1.7 

 SE................................................................................ 38.93 239.67 45.69 56.07 76.87 120.15 

 CV(%) .......................................................................... 4.05 35.96 7.63 5.19 6.16 15.97 

 Utilities, fuels, and public services 

 Mean ............................................................................ 4,055 1,772 3,538 4,751 4,264 3,570 

 Share ........................................................................... 6.4 5.2 5.9 6.2 6.7 8.0 

 SE................................................................................ 32.23 156.37 49.96 42.13 57.58 66.18 

 CV(%) .......................................................................... .79 8.83 1.41 .89 1.35 1.85 

 Natural gas 

 Mean ............................................................................ 416 111 319 475 460 437 

 Share ........................................................................... .7 .3 .5 .6 .7 1.0 

 SE................................................................................ 10.72 17.58 12.22 14.88 15.74 20.12 

 CV(%) .......................................................................... 2.58 15.88 3.83 3.13 3.42 4.60 

 Electricity 

 Mean ............................................................................ 1,472 659 1,319 1,648 1,557 1,359 

 Share ........................................................................... 2.3 1.9 2.2 2.1 2.4 3.1 

 SE................................................................................ 17.96 60.65 24.97 21.97 24.72 28.86 

 CV(%) .......................................................................... 1.22 9.21 1.89 1.33 1.59 2.12 

 Fuel oil and other fuels 

 Mean ............................................................................ 113 26 63 111 138 172 

 Share ........................................................................... .2 .1 .1 .1 .2 .4 

 SE................................................................................ 6.57 17.80 7.29 11.33 11.64 18.79 

 CV(%) .......................................................................... 5.81 69.15 11.57 10.25 8.44 10.91 

 Telephone services 

 Mean ............................................................................ 1,409 770 1,313 1,787 1,404 953 

 Share ........................................................................... 2.2 2.3 2.2 2.3 2.2 2.1 

 SE................................................................................ 13.37 80.54 26.29 24.45 23.41 24.35 

 CV(%) .......................................................................... .95 10.46 2.00 1.37 1.67 2.56 

 Residential phone service, VOIP, and phone cards 

 Mean ............................................................................ 191 19 56 158 257 392 

 Share ........................................................................... .3 .1 .1 .2 .4 .9 

 SE................................................................................ 6.01 7.85 4.66 8.77 8.56 11.82 

 CV(%) .......................................................................... 3.15 41.16 8.25 5.55 3.33 3.02 

 Cellular phone service 

 Mean ............................................................................ 1,218 751 1,257 1,629 1,147 561 

 Share ........................................................................... 1.9 2.2 2.1 2.1 1.8 1.3 

 SE................................................................................ 15.53 79.44 27.12 27.25 23.20 21.99 

 CV(%) .......................................................................... 1.28 10.58 2.16 1.67 2.02 3.92 

 Water and other public services 

 Mean ............................................................................ 645 207 524 729 705 649 

 Share ........................................................................... 1.0 .6 .9 .9 1.1 1.5 

 SE................................................................................ 16.30 25.47 21.65 20.37 22.96 20.29 

 CV(%) .......................................................................... 2.53 12.32 4.13 2.79 3.26 3.13 

 Household operations 

 Mean ............................................................................ 1,570 355 1,883 1,798 1,267 1,518 

 Share ........................................................................... 2.5 1.0 3.1 2.3 2.0 3.4 

 SE................................................................................ 35.31 35.99 99.15 72.95 41.76 118.02 

 CV(%) .......................................................................... 2.25 10.14 5.27 4.06 3.30 7.78 

 Personal services 

 Mean ............................................................................ 489 9 1,010 618 73 366 

 Share ........................................................................... .8 ( 1 ) 1.7 .8 .1 .8 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Personal services 

 SE................................................................................ 27.62 5.65 88.62 48.27 16.09 101.26 

 CV(%) .......................................................................... 5.65 65.99 8.78 7.82 22.18 27.67 

 Other household expenses 

 Mean ............................................................................ 1,081 346 873 1,181 1,195 1,152 

 Share ........................................................................... 1.7 1.0 1.5 1.5 1.9 2.6 

 SE................................................................................ 20.55 35.17 25.24 44.98 33.16 58.67 

 CV(%) .......................................................................... 1.90 10.15 2.89 3.81 2.78 5.09 

 Housekeeping supplies 

 Mean ............................................................................ 766 308 546 887 897 729 

 Share ........................................................................... 1.2 .9 .9 1.2 1.4 1.6 

 SE................................................................................ 18.22 47.86 28.93 40.09 33.01 40.93 

 CV(%) .......................................................................... 2.38 15.56 5.30 4.52 3.68 5.61 

 Laundry and cleaning supplies 

 Mean ............................................................................ 185 112 133 237 198 166 

 Share ........................................................................... .3 .3 .2 .3 .3 .4 

 SE................................................................................ 7.37 25.61 8.79 17.42 12.53 11.83 

 CV(%) .......................................................................... 3.98 22.85 6.61 7.35 6.32 7.12 

 Other household products 

 Mean ............................................................................ 458 150 330 528 541 431 

 Share ........................................................................... .7 .4 .6 .7 .8 1.0 

 SE................................................................................ 16.59 31.01 22.58 38.62 26.97 36.94 

 CV(%) .......................................................................... 3.62 20.70 6.84 7.32 4.99 8.58 

 Postage and stationery 

 Mean ............................................................................ 122 46 83 122 158 132 

 Share ........................................................................... .2 .1 .1 .2 .2 .3 

 SE................................................................................ 6.49 15.53 11.91 12.22 14.16 13.93 

 CV(%) .......................................................................... 5.30 33.92 14.35 10.02 8.98 10.54 

 Household furnishings and equipment 

 Mean ............................................................................ 2,098 1,114 1,965 2,462 2,307 1,298 

 Share ........................................................................... 3.3 3.3 3.3 3.2 3.6 2.9 

 SE................................................................................ 68.52 169.34 80.95 135.32 164.99 96.15 

 CV(%) .......................................................................... 3.27 15.21 4.12 5.50 7.15 7.41 

 Household textiles 

 Mean ............................................................................ 131 53 80 189 154 72 

 Share ........................................................................... .2 .2 .1 .2 .2 .2 

 SE................................................................................ 9.98 17.67 9.92 28.82 13.83 13.36 

 CV(%) .......................................................................... 7.62 33.41 12.48 15.26 8.98 18.58 

 Furniture 

 Mean ............................................................................ 521 345 583 640 514 207 

 Share ........................................................................... .8 1.0 1.0 .8 .8 .5 

 SE................................................................................ 22.45 124.02 43.00 50.73 39.60 21.62 

 CV(%) .......................................................................... 4.31 35.98 7.38 7.93 7.70 10.44 

 Floor coverings 

 Mean ............................................................................ 25 4 25 23 32 17 

 Share ........................................................................... ( 1 ) ( 1 ) ( 1 ) ( 1 ) .1 ( 1 ) 

 SE................................................................................ 2.61 1.29 4.60 5.24 5.22 6.19 

 CV(%) .......................................................................... 10.40 30.96 18.74 22.82 16.18 37.28 

 Major appliances 

 Mean ............................................................................ 322 140 335 340 349 226 

 Share ........................................................................... .5 .4 .6 .4 .5 .5 

 SE................................................................................ 14.92 39.53 32.81 23.70 29.05 24.35 

 CV(%) .......................................................................... 4.64 28.30 9.80 6.97 8.32 10.78 

 Small appliances, miscellaneous housewares 

 Mean ............................................................................ 119 65 125 138 121 71 

 Share ........................................................................... .2 .2 .2 .2 .2 .2 

 SE................................................................................ 6.43 13.26 13.95 14.10 9.22 8.72 

 CV(%) .......................................................................... 5.42 20.41 11.16 10.24 7.60 12.24 

 Miscellaneous household equipment 

 Mean ............................................................................ 981 507 818 1,133 1,136 705 

 Share ........................................................................... 1.6 1.5 1.4 1.5 1.8 1.6 

 SE................................................................................ 60.07 84.44 56.55 100.76 156.46 87.13 

 CV(%) .......................................................................... 6.12 16.65 6.91 8.90 13.77 12.35 

 Apparel and services 

 Mean ............................................................................ 1,883 1,048 2,030 2,437 1,723 1,015 

 Share ........................................................................... 3.0 3.1 3.4 3.2 2.7 2.3 

 SE................................................................................ 68.55 162.25 131.41 135.33 98.75 128.17 

 CV(%) .......................................................................... 3.64 15.48 6.47 5.55 5.73 12.63 

 Men and boys 

 Mean ............................................................................ 447 382 482 615 364 249 

 Share ........................................................................... .7 1.1 .8 .8 .6 .6 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Men and boys 

 SE................................................................................ 26.11 109.81 40.17 39.17 43.01 94.90 

 CV(%) .......................................................................... 5.84 28.78 8.33 6.37 11.80 38.10 

 Men, 16 and over 

 Mean ............................................................................ 348 352 340 437 321 236 

 Share ........................................................................... .6 1.0 .6 .6 .5 .5 

 SE................................................................................ 26.26 106.50 37.76 37.74 42.49 94.42 

 CV(%) .......................................................................... 7.56 30.28 11.09 8.64 13.22 40.01 

 Boys, 2 to 15 

 Mean ............................................................................ 100 30 142 178 43 13 

 Share ........................................................................... .2 .1 .2 .2 .1 ( 1 ) 

 SE................................................................................ 4.60 13.34 9.96 12.85 5.45 3.44 

 CV(%) .......................................................................... 4.61 44.69 7.02 7.22 12.65 26.32 

 Women and girls 

 Mean ............................................................................ 704 287 607 989 686 443 

 Share ........................................................................... 1.1 .8 1.0 1.3 1.1 1.0 

 SE................................................................................ 30.41 61.33 58.19 85.73 51.88 46.99 

 CV(%) .......................................................................... 4.32 21.39 9.59 8.67 7.56 10.61 

 Women, 16 and over 

 Mean ............................................................................ 602 268 467 828 626 414 

 Share ........................................................................... 1.0 .8 .8 1.1 1.0 .9 

 SE................................................................................ 27.85 56.91 52.16 80.25 50.33 44.15 

 CV(%) .......................................................................... 4.63 21.24 11.17 9.70 8.04 10.65 

 Girls, 2 to 15 

 Mean ............................................................................ 102 19 140 161 61 29 

 Share ........................................................................... .2 .1 .2 .2 .1 .1 

 SE................................................................................ 7.34 10.10 14.13 20.84 12.32 9.36 

 CV(%) .......................................................................... 7.17 53.62 10.10 12.94 20.34 32.74 

 Children under 2 

 Mean ............................................................................ 75 82 155 58 48 19 

 Share ........................................................................... .1 .2 .3 .1 .1 ( 1 ) 

 SE................................................................................ 6.98 39.56 19.85 8.84 10.21 7.97 

 CV(%) .......................................................................... 9.25 48.33 12.80 15.24 21.34 41.70 

 Footwear 

 Mean ............................................................................ 419 211 486 552 365 183 

 Share ........................................................................... .7 .6 .8 .7 .6 .4 

 SE................................................................................ 26.70 71.39 59.90 49.30 39.11 41.00 

 CV(%) .......................................................................... 6.38 33.85 12.32 8.93 10.72 22.41 

 Other apparel products and services 

 Mean ............................................................................ 237 87 300 223 260 121 

 Share ........................................................................... .4 .3 .5 .3 .4 .3 

 SE................................................................................ 15.94 15.47 41.91 15.89 30.46 13.32 

 CV(%) .......................................................................... 6.72 17.80 13.98 7.13 11.72 11.03 

 Transportation 

 Mean ............................................................................ 10,742 8,106 11,052 13,346 10,363 6,205 

 Share ........................................................................... 17.0 23.8 18.5 17.4 16.2 14.0 

 SE................................................................................ 194.05 1,563.86 507.40 499.18 296.62 377.40 

 CV(%) .......................................................................... 1.81 19.29 4.59 3.74 2.86 6.08 

 Vehicle purchases (net outlay) 

 Mean ............................................................................ 4,394 4,378 4,669 5,509 4,038 2,419 

 Share ........................................................................... 7.0 12.8 7.8 7.2 6.3 5.4 

 SE................................................................................ 187.79 1,345.77 454.57 473.03 249.73 317.23 

 CV(%) .......................................................................... 4.27 30.74 9.74 8.59 6.18 13.11 

 Cars and trucks, new 

 Mean ............................................................................ 1,960 1,561 1,833 2,344 1,976 1,444 

 Share ........................................................................... 3.1 4.6 3.1 3.1 3.1 3.3 

 SE................................................................................ 108.02 915.36 215.45 279.55 215.35 289.66 

 CV(%) .......................................................................... 5.51 58.65 11.75 11.92 10.90 20.06 

 Cars and trucks, used 

 Mean ............................................................................ 2,375 2,817 2,748 3,099 2,004 975 

 Share ........................................................................... 3.8 8.3 4.6 4.0 3.1 2.2 

 SE................................................................................ 130.12 691.24 326.03 305.46 183.61 179.21 

 CV(%) .......................................................................... 5.48 24.54 11.87 9.86 9.16 18.38 

 Other vehicles 

 Mean ............................................................................ 59 ( 2 ) 89 66 58 ( 2 ) 

 Share ........................................................................... .1 ( 2 ) .1 .1 .1 ( 2 ) 

 SE................................................................................ 14.52 ( 2 ) 27.46 29.74 32.25 ( 2 ) 

 CV(%) .......................................................................... 24.68 ( 2 ) 30.93 45.23 55.40 ( 2 ) 

 Gasoline, other fuels, and motor oil 

 Mean ............................................................................ 2,094 1,307 2,196 2,664 2,010 1,082 

 Share ........................................................................... 3.3 3.8 3.7 3.5 3.1 2.4 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Gasoline, other fuels, and motor oil 

 SE................................................................................ 21.44 98.19 39.06 40.97 36.55 25.99 

 CV(%) .......................................................................... 1.02 7.51 1.78 1.54 1.82 2.40 

 Other vehicle expenses 

 Mean ............................................................................ 3,474 1,793 3,459 4,285 3,454 2,219 

 Share ........................................................................... 5.5 5.3 5.8 5.6 5.4 5.0 

 SE................................................................................ 40.91 233.84 86.79 87.79 72.35 74.25 

 CV(%) .......................................................................... 1.18 13.04 2.51 2.05 2.09 3.35 

 Vehicle finance charges 

 Mean ............................................................................ 252 133 299 328 233 72 

 Share ........................................................................... .4 .4 .5 .4 .4 .2 

 SE................................................................................ 6.87 24.13 13.67 15.70 11.80 7.13 

 CV(%) .......................................................................... 2.73 18.20 4.57 4.79 5.06 9.96 

 Maintenance and repairs 

 Mean ............................................................................ 887 444 829 1,054 939 614 

 Share ........................................................................... 1.4 1.3 1.4 1.4 1.5 1.4 

 SE................................................................................ 19.09 88.71 47.08 36.30 33.36 43.69 

 CV(%) .......................................................................... 2.15 19.98 5.68 3.44 3.55 7.12 

 Vehicle rental, leases, licenses, and other charges 

 Mean ............................................................................ 790 259 797 1,018 752 513 

 Share ........................................................................... 1.3 .8 1.3 1.3 1.2 1.2 

 SE................................................................................ 25.51 37.45 44.71 61.96 40.79 36.70 

 CV(%) .......................................................................... 3.23 14.44 5.61 6.08 5.42 7.16 

 Vehicle insurance 

 Mean ............................................................................ 1,545 957 1,534 1,885 1,530 1,020 

 Share ........................................................................... 2.5 2.8 2.6 2.5 2.4 2.3 

 SE................................................................................ 18.67 140.81 36.87 34.19 29.56 34.01 

 CV(%) .......................................................................... 1.21 14.71 2.40 1.81 1.93 3.33 

 Public and other transportation 

 Mean ............................................................................ 781 628 728 888 861 485 

 Share ........................................................................... 1.2 1.8 1.2 1.2 1.3 1.1 

 SE................................................................................ 29.43 249.47 33.94 32.75 50.19 81.52 

 CV(%) .......................................................................... 3.77 39.74 4.67 3.69 5.83 16.80 

 Healthcare 

 Mean ............................................................................ 5,193 1,078 3,428 5,133 6,273 6,932 

 Share ........................................................................... 8.2 3.2 5.7 6.7 9.8 15.6 

 SE................................................................................ 69.98 165.67 92.86 136.43 84.70 226.95 

 CV(%) .......................................................................... 1.35 15.37 2.71 2.66 1.35 3.27 

 Health insurance 

 Mean ............................................................................ 3,529 595 2,364 3,498 4,235 4,717 

 Share ........................................................................... 5.6 1.7 3.9 4.6 6.6 10.6 

 SE................................................................................ 46.74 85.30 61.14 83.23 73.63 102.85 

 CV(%) .......................................................................... 1.32 14.33 2.59 2.38 1.74 2.18 

 Medical services 

 Mean ............................................................................ 984 335 735 1,007 1,185 1,054 

 Share ........................................................................... 1.6 1.0 1.2 1.3 1.9 2.4 

 SE................................................................................ 36.70 140.47 48.06 65.63 61.90 119.14 

 CV(%) .......................................................................... 3.73 41.92 6.54 6.52 5.22 11.31 

 Drugs 

 Mean ............................................................................ 486 102 239 429 637 800 

 Share ........................................................................... .8 .3 .4 .6 1.0 1.8 

 SE................................................................................ 13.92 22.07 19.60 26.44 25.05 59.79 

 CV(%) .......................................................................... 2.86 21.67 8.20 6.16 3.94 7.48 

 Medical supplies 

 Mean ............................................................................ 194 45 91 199 217 362 

 Share ........................................................................... .3 .1 .2 .3 .3 .8 

 SE................................................................................ 12.17 8.91 5.71 19.93 14.44 79.81 

 CV(%) .......................................................................... 6.28 19.63 6.29 10.04 6.66 22.06 

 Entertainment 

 Mean ............................................................................ 3,090 1,141 2,556 3,856 3,469 2,000 

 Share ........................................................................... 4.9 3.3 4.3 5.0 5.4 4.5 

 SE................................................................................ 129.46 103.02 91.11 153.24 377.17 101.81 

 CV(%) .......................................................................... 4.19 9.03 3.57 3.97 10.87 5.09 

 Fees and admissions 

 Mean ............................................................................ 880 306 709 1,180 1,014 377 

 Share ........................................................................... 1.4 .9 1.2 1.5 1.6 .8 

 SE................................................................................ 124.68 64.96 29.87 89.55 376.18 49.89 

 CV(%) .......................................................................... 14.17 21.24 4.21 7.59 37.10 13.24 

 Audio and visual equipment and services 

 Mean ............................................................................ 1,000 483 822 1,158 1,069 950 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Audio and visual equipment and services 

 Share ........................................................................... 1.6 1.4 1.4 1.5 1.7 2.1 

 SE................................................................................ 16.12 52.05 27.02 34.76 18.07 23.80 

 CV(%) .......................................................................... 1.61 10.78 3.29 3.00 1.69 2.51 

 Pets, toys, hobbies, and playground equipment 

 Mean ............................................................................ 821 311 721 1,000 908 540 

 Share ........................................................................... 1.3 .9 1.2 1.3 1.4 1.2 

 SE................................................................................ 40.20 95.08 62.33 83.78 73.74 73.46 

 CV(%) .......................................................................... 4.90 30.55 8.65 8.38 8.12 13.61 

 Pets 

 Mean ............................................................................ 681 275 574 804 788 456 

 Share ........................................................................... 1.1 .8 1.0 1.0 1.2 1.0 

 SE................................................................................ 40.29 95.18 62.73 81.78 72.20 68.90 

 CV(%) .......................................................................... 5.92 34.61 10.93 10.17 9.16 15.10 

 Toys, hobbies, and playground equipment 

 Mean ............................................................................ 140 36 147 196 120 83 

 Share ........................................................................... .2 .1 .2 .3 .2 .2 

 SE................................................................................ 11.00 16.80 19.39 23.70 14.14 19.24 

 CV(%) .......................................................................... 7.85 46.43 13.18 12.09 11.79 23.10 

 Other entertainment supplies, equipment, and services 

 Mean ............................................................................ 389 41 304 518 478 133 

 Share ........................................................................... .6 .1 .5 .7 .7 .3 

 SE................................................................................ 34.23 10.72 43.37 95.55 94.76 43.58 

 CV(%) .......................................................................... 8.80 25.92 14.28 18.46 19.82 32.70 

 Personal care products and services 

 Mean ............................................................................ 786 433 666 971 804 675 

 Share ........................................................................... 1.2 1.3 1.1 1.3 1.3 1.5 

 SE................................................................................ 13.84 54.97 19.44 37.34 27.12 30.83 

 CV(%) .......................................................................... 1.76 12.69 2.92 3.85 3.37 4.57 

 Reading 

 Mean ............................................................................ 92 39 55 87 105 160 

 Share ........................................................................... .1 .1 .1 .1 .2 .4 

 SE................................................................................ 6.47 12.68 5.36 8.59 11.83 24.93 

 CV(%) .......................................................................... 7.03 32.26 9.77 9.85 11.29 15.63 

 Education 

 Mean ............................................................................ 1,443 3,636 1,282 2,164 1,248 263 

 Share ........................................................................... 2.3 10.7 2.1 2.8 2.0 .6 

 SE................................................................................ 85.62 1,164.51 150.21 178.04 123.81 96.11 

 CV(%) .......................................................................... 5.93 32.03 11.72 8.23 9.92 36.57 

 Tobacco products and smoking supplies 

 Mean ............................................................................ 320 144 343 360 355 140 

 Share ........................................................................... .5 .4 .6 .5 .6 .3 

 SE................................................................................ 11.43 32.66 25.13 17.75 22.52 17.99 

 CV(%) .......................................................................... 3.57 22.64 7.33 4.93 6.35 12.87 

 Miscellaneous 

 Mean ............................................................................ 899 284 678 1,056 1,035 790 

 Share ........................................................................... 1.4 .8 1.1 1.4 1.6 1.8 

 SE................................................................................ 42.52 119.01 70.69 66.70 70.68 69.24 

 CV(%) .......................................................................... 4.73 41.93 10.43 6.32 6.83 8.76 

 Cash contributions 

 Mean ............................................................................ 1,995 302 1,059 2,247 2,442 2,528 

 Share ........................................................................... 3.2 .9 1.8 2.9 3.8 5.7 

 SE................................................................................ 109.43 60.66 97.57 218.26 200.42 266.22 

 CV(%) .......................................................................... 5.48 20.12 9.22 9.72 8.21 10.53 

 Personal insurance and pensions 

 Mean ............................................................................ 7,165 2,351 7,492 10,065 7,085 1,680 

 Share ........................................................................... 11.4 6.9 12.5 13.1 11.1 3.8 

 SE................................................................................ 131.08 303.97 182.59 232.41 227.57 173.12 

 CV(%) .......................................................................... 1.83 12.93 2.44 2.31 3.21 10.31 

 Life and other personal insurance 

 Mean ............................................................................ 520 89 252 617 727 402 

 Share ........................................................................... .8 .3 .4 .8 1.1 .9 

 SE................................................................................ 21.59 37.69 18.91 35.79 48.85 37.86 

 CV(%) .......................................................................... 4.16 42.21 7.51 5.80 6.72 9.42 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Pensions and Social Security 

 Mean ............................................................................ 6,645 2,262 7,240 9,447 6,358 1,277 

 Share ........................................................................... 10.5 6.6 12.1 12.3 9.9 2.9 

 SE................................................................................ 124.80 277.90 175.50 225.01 214.67 161.01 

 CV(%) .......................................................................... 1.88 12.29 2.42 2.38 3.38 12.60 

Sources of income and personal taxes: 

 Money income before taxes 

 Mean ............................................................................ $82,852 $27,779 $79,514 $106,173 $86,251 $43,680 

 SE................................................................................ 1,973.48 2,597.40 1,771.38 1,737.66 4,904.74 2,188.26 

 CV(%) .......................................................................... 2.38 9.35 2.23 1.64 5.69 5.01 

 Wages and salaries 

 Mean ............................................................................ 64,708 23,353 72,976 94,718 58,970 9,095 

 Share ........................................................................... 78.1 84.1 91.8 89.2 68.4 20.8 

 SE................................................................................ 1,803.94 2,392.63 1,779.62 1,683.08 4,410.24 910.40 

 CV(%) .......................................................................... 2.79 10.25 2.44 1.78 7.48 10.01 

 Self-employment income 

 Mean ............................................................................ 5,947 1,683 4,167 7,125 8,266 1,956 

 Share ........................................................................... 7.2 6.1 5.2 6.7 9.6 4.5 

 SE................................................................................ 640.92 1,115.09 556.06 747.10 1,754.53 677.19 

 CV(%) .......................................................................... 10.78 66.27 13.34 10.49 21.23 34.62 

 Social Security, private and government retirement 

 Mean ............................................................................ 8,902 516 614 1,682 14,650 27,466 

 Share ........................................................................... 10.7 1.9 .8 1.6 17.0 62.9 

 SE................................................................................ 208.14 230.67 81.18 139.48 420.58 924.57 

 CV(%) .......................................................................... 2.34 44.69 13.23 8.29 2.87 3.37 

 Interest, dividends, rental income, other property income 

 Mean ............................................................................ 1,962 48 468 1,103 3,016 4,418 

 Share ........................................................................... 2.4 .2 .6 1.0 3.5 10.1 

 SE................................................................................ 199.07 45.28 79.87 211.26 437.87 876.62 

 CV(%) .......................................................................... 10.15 93.71 17.05 19.15 14.52 19.84 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) 

 Mean ............................................................................ 426 249 483 507 411 224 

 Share ........................................................................... .5 .9 .6 .5 .5 .5 

 SE................................................................................ 25.76 69.89 46.10 51.30 33.76 35.55 

 CV(%) .......................................................................... 6.04 28.04 9.54 10.12 8.21 15.87 

 Unemployment and workers' compensation, veterans' benefits, and 

 regular contributions for support 

 Mean ............................................................................ 562 154 423 769 594 408 

 Share ........................................................................... .7 .6 .5 .7 .7 .9 

 SE................................................................................ 77.21 74.84 74.06 246.87 88.14 94.14 

 CV(%) .......................................................................... 13.74 48.61 17.52 32.11 14.85 23.10 

 Other income 

 Mean ............................................................................ 345 1,776 383 269 345 114 

 Share ........................................................................... .4 6.4 .5 .3 .4 .3 

 SE................................................................................ 35.68 692.96 52.19 36.75 68.73 25.94 

 CV(%) .......................................................................... 10.35 39.02 13.63 13.68 19.91 22.74 

 Personal taxes (contains some imputed values) 

 Mean ............................................................................ 11,364 1,215 8,949 15,209 14,050 3,357 

 Share ........................................................................... 13.7 4.4 11.3 14.3 16.3 7.7 

 SE................................................................................ 730.24 298.21 384.82 481.93 1,919.18 689.66 

 CV(%) .......................................................................... 6.43 24.55 4.30 3.17 13.66 20.54 

 Federal income taxes 

 Mean ............................................................................ 8,831 730 6,598 11,678 11,233 2,845 

 Share ........................................................................... 10.7 2.6 8.3 11.0 13.0 6.5 

 SE................................................................................ 627.45 237.49 295.58 394.60 1,690.49 613.36 

 CV(%) .......................................................................... 7.10 32.53 4.48 3.38 15.05 21.56 

 State and local income taxes 

 Mean ............................................................................ 2,470 442 2,308 3,452 2,738 478 

 Share ........................................................................... 3.0 1.6 2.9 3.3 3.2 1.1 

 SE................................................................................ 132.55 89.49 125.97 150.35 267.78 85.54 

 CV(%) .......................................................................... 5.37 20.26 5.46 4.36 9.78 17.90 

 Other taxes 

 Mean ............................................................................ 63 43 43 80 78 34 

 Share ........................................................................... .1 .2 .1 .1 .1 .1 

 SE................................................................................ 14.43 37.19 10.31 26.69 26.23 7.64 

 CV(%) .......................................................................... 22.80 87.07 23.77 33.48 33.53 22.45 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Income after taxes 

 Mean ............................................................................ 71,487 26,565 70,565 90,964 72,201 40,323 

 Share ........................................................................... 86.3 95.6 88.7 85.7 83.7 92.3 

 SE................................................................................ 1,312.27 2,364.52 1,449.17 1,339.89 3,109.51 1,620.96 

 CV(%) .......................................................................... 1.84 8.90 2.05 1.47 4.31 4.02 

Addenda: 

 Net change in total assets and liabilities 

 Mean ............................................................................ $10,971 $5,009 $7,686 $13,936 $12,375 $8,878 

 SE................................................................................ 2,278.11 3,763.91 3,309.04 4,595.83 3,607.41 4,327.61 

 CV(%) .......................................................................... 20.77 75.14 43.06 32.98 29.15 48.74 

 Net change in total assets 

 Mean ............................................................................ 23,320 12,193 29,714 29,175 18,952 12,090 

 SE................................................................................ 2,064.38 4,126.24 3,643.68 4,301.00 2,966.91 4,405.23 

 CV(%) .......................................................................... 8.85 33.84 12.26 14.74 15.65 36.44 

 Net change in total liabilities 

 Mean ............................................................................ 12,350 7,184 22,028 15,239 6,577 3,212 

 SE................................................................................ 1,381.57 2,591.95 3,775.28 2,698.28 1,447.04 1,602.39 

 CV(%) .......................................................................... 11.19 36.08 17.14 17.71 22.00 49.89 

 Other financial information: 

 Other money receipts 

 Mean ............................................................................ 1,201 523 602 743 2,126 1,122 

 SE................................................................................ 391.13 210.58 192.16 297.15 942.27 467.67 

 CV(%) .......................................................................... 32.56 40.27 31.90 40.01 44.32 41.68 

 Mortgage principal paid on owned property 

 Mean ............................................................................ -2,288 -191 -1,608 -3,198 -2,674 -1,176 

 SE................................................................................ 54.74 84.97 68.11 100.17 109.99 252.61 

 CV(%) .......................................................................... -2.39 -44.55 -4.24 -3.13 -4.11 -21.47 

 Estimated market value of owned home 

 Mean ............................................................................ 204,174 20,160 115,789 230,044 253,020 238,223 

 SE................................................................................ 4,271.93 4,450.54 3,459.77 7,578.36 7,635.56 10,352.63 

 CV(%) .......................................................................... 2.09 22.08 2.99 3.29 3.02 4.35 

 Estimated monthly rental value of owned home 

 Mean ............................................................................ 1,097 144 695 1,219 1,316 1,272 

 SE................................................................................ 11.77 27.50 15.41 25.04 23.99 35.86 

 CV(%) .......................................................................... 1.07 19.13 2.22 2.05 1.82 2.82 

 Gifts of goods and services, total 

 Mean ............................................................................ 1,310 396 749 1,672 1,598 1,123 

 SE................................................................................ 61.97 173.65 87.77 155.11 81.57 182.49 

 CV(%) .......................................................................... 4.73 43.88 11.72 9.28 5.11 16.25 

 Food 

 Mean ............................................................................ 98 16 51 116 145 52 

 SE................................................................................ 10.44 11.10 8.64 19.14 20.34 10.27 

 CV(%) .......................................................................... 10.62 67.84 16.80 16.48 13.99 19.66 

 Alcoholic beverages 

 Mean ............................................................................ 13 ( 1 ) 11 15 13 17 

 SE................................................................................ 2.05 .10 2.89 4.48 3.54 6.34 

 CV(%) .......................................................................... 15.50 102.21 26.30 29.06 27.36 36.63 

 Housing 

 Mean ............................................................................ 248 73 147 326 308 172 

 SE................................................................................ 14.84 29.30 23.45 43.81 24.25 37.81 

 CV(%) .......................................................................... 5.98 39.95 15.98 13.44 7.88 22.00 

 Housekeeping supplies 

 Mean ............................................................................ 28 13 10 34 38 28 

 SE................................................................................ 3.16 10.55 1.57 8.16 4.93 8.90 

 CV(%) .......................................................................... 11.31 82.21 15.06 23.66 13.08 31.59 

 Household textiles 

 Mean ............................................................................ 15 ( 2 ) 5 22 24 5 

 SE................................................................................ 3.21 ( 2 ) 1.97 10.68 5.11 2.55 

 CV(%) .......................................................................... 20.91 ( 2 ) 39.16 48.90 21.66 51.88 

 Appliances and miscellaneous housewares 

 Mean ............................................................................ 23 6 21 26 28 13 

 SE................................................................................ 2.00 4.13 5.60 5.04 4.10 3.80 

 CV(%) .......................................................................... 8.68 74.35 26.85 19.75 14.75 28.96 

 Major appliances 

 Mean ............................................................................ 9 ( 2 ) 2 12 12 7 

 SE................................................................................ 1.63 ( 2 ) .75 4.71 2.71 2.82 

 CV(%) .......................................................................... 18.64 ( 2 ) 35.40 38.13 21.80 42.14 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 Small appliances and miscellaneous housewares 

 Mean ............................................................................ 14 6 19 13 15 6 

 SE................................................................................ 1.87 4.13 5.70 3.45 3.31 2.48 

 CV(%) .......................................................................... 13.10 74.35 30.44 26.17 21.49 38.78 

 Miscellaneous household equipment 

 Mean ............................................................................ 47 24 36 42 60 54 

 SE................................................................................ 5.07 15.66 7.36 8.39 8.04 27.60 

 CV(%) .......................................................................... 10.77 65.47 20.70 20.01 13.47 50.74 

 Other housing 

 Mean ............................................................................ 135 31 75 202 159 71 

 SE................................................................................ 12.44 14.78 21.02 37.40 19.98 23.63 

 CV(%) .......................................................................... 9.23 47.64 28.08 18.50 12.57 33.15 

 Apparel and services 

 Mean ............................................................................ 247 89 232 301 266 147 

 SE................................................................................ 23.40 44.21 40.64 74.23 23.39 25.04 

 CV(%) .......................................................................... 9.49 49.58 17.51 24.63 8.80 17.06 

 Males, 2 and over 

 Mean ............................................................................ 57 48 43 70 63 45 

 SE................................................................................ 4.86 40.43 8.48 12.32 6.61 12.27 

 CV(%) .......................................................................... 8.47 84.71 19.61 17.54 10.46 27.21 

 Females, 2 and over 

 Mean ............................................................................ 88 12 75 123 90 54 

 SE................................................................................ 17.32 6.80 34.97 58.67 13.24 12.62 

 CV(%) .......................................................................... 19.63 57.59 46.45 47.63 14.70 23.58 

 Children under 2 

 Mean ............................................................................ 37 3 47 35 40 19 

 SE................................................................................ 4.42 2.73 9.47 6.71 7.45 7.97 

 CV(%) .......................................................................... 12.02 89.41 20.06 18.95 18.78 41.96 

 Other apparel products and services 

 Mean ............................................................................ 64 27 66 73 73 29 

 SE................................................................................ 8.43 15.15 14.97 19.42 12.22 7.71 

 CV(%) .......................................................................... 13.12 57.01 22.54 26.78 16.79 26.44 

 Jewelry and watches 

 Mean ............................................................................ 8 6 11 3 9 8 

 SE................................................................................ 2.40 3.05 8.55 .67 2.16 2.82 

 CV(%) .......................................................................... 31.43 51.15 75.77 25.70 23.61 37.34 

 All other apparel products and services 

 Mean ............................................................................ 57 21 55 70 64 22 

 SE................................................................................ 7.59 14.84 11.21 19.41 12.36 7.39 

 CV(%) .......................................................................... 13.41 71.98 20.34 27.77 19.43 34.14 

 Transportation 

 Mean ............................................................................ 133 138 84 137 151 168 

 SE................................................................................ 16.24 133.95 29.56 35.95 22.43 74.68 

 CV(%) .......................................................................... 12.25 96.88 35.02 26.21 14.81 44.50 

 Healthcare 

 Mean ............................................................................ 38 1 10 37 57 56 

 SE................................................................................ 10.56 1.14 3.52 16.85 24.27 45.64 

 CV(%) .......................................................................... 27.65 99.66 35.08 45.63 42.65 81.20 

 Entertainment 

 Mean ............................................................................ 100 28 53 122 130 87 

 SE................................................................................ 7.78 17.19 8.83 23.59 13.67 24.39 

 CV(%) .......................................................................... 7.78 61.39 16.53 19.35 10.50 28.13 

 Toys, games, arts and crafts, and tricycles 

 Mean ............................................................................ 30 2 22 42 33 23 

 SE................................................................................ 2.93 1.56 5.66 6.90 5.64 9.71 

 CV(%) .......................................................................... 9.63 97.08 25.56 16.52 17.00 42.42 

 Other entertainment 

 Mean ............................................................................ 70 26 31 80 97 64 

 SE................................................................................ 7.32 17.26 6.10 21.18 13.16 21.49 

 CV(%) .......................................................................... 10.51 65.38 19.51 26.40 13.57 33.67 

 Personal care products and services 

 Mean ............................................................................ 21 6 16 15 26 34 

 SE................................................................................ 5.31 3.73 6.15 5.95 10.13 17.80 

 CV(%) .......................................................................... 25.47 61.19 38.86 40.49 38.32 52.63 

 Reading 

 Mean ............................................................................ 3 8 ( 1 ) 3 6 1 

 SE................................................................................ .75 7.81 .12 1.23 1.41 .73 

 CV(%) .......................................................................... 23.69 101.35 30.84 38.47 25.66 49.89 

 Education 

 Mean ............................................................................ 296 22 81 502 354 195 

 SE................................................................................ 36.64 21.90 66.29 85.48 43.61 93.05 

 CV(%) .......................................................................... 12.38 99.19 81.55 17.03 12.32 47.60 

See footnotes at end of table. 
Table 2602. Generation of reference person: Annual expenditure means, shares, standard errors, and coefficients of variation, 

Consumer Expenditure Survey, 2019 — Continued 

Item 

All 

consumer 

units 

Birth year 

of 1997 

or later 

Birth year 

from 1981 

to 1996 

Birth year 

from 1965 

to 1980 

Birth year 

from 1946 

to 1964 

Birth year 

of 1945 

or earlier 

 All other gifts 

 Mean ............................................................................ 113 14 62 97 142 193 

 SE................................................................................ 16.25 6.26 11.80 27.15 17.94 89.08 

 CV(%) .......................................................................... 14.40 46.40 18.92 28.01 12.66 46.05 

1

 Value is too small to display. 

2

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020