Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011

Item Total

45-54 Northeast Midwest South West

Number of consumer units (in thousands) ....... 24,938 4,695 5,532 9,272 5,438 

Consumer unit characteristics: 

Income before taxes ..................................... $79,056 $93,445 $79,695 $70,181 $81,117 

Income after taxes ........................................ 75,753 89,602 76,887 67,194 77,234 

Age of reference person ................................ 49.5 49.5 49.6 49.6 49.4 

Average number in consumer unit:

Persons ........................................................ 2.8 2.9 2.8 2.7 2.8 

Children under 18 ........................................ .6 .7 .7 .6 .7 

Persons 65 and older ................................... .1 .0 1 ( ) .1 .1 

Earners ........................................................ 1.6 1.8 1.8 1.5 1.7 

Vehicles ....................................................... 2.3 2.0 2.5 2.2 2.4 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 47 47 45 52 

Female ......................................................... 53 53 53 55 48 

Housing tenure:

Homeowner .................................................. 72 73 78 72 66 

With mortgage ............................................ 54 54 61 51 53 

Without mortgage ....................................... 18 18 17 21 13 

Renter .......................................................... 28 27 22 28 34 

Race of reference person:

Black or African-American ........................... 13 12 9 20 6 

White, Asian, and all other races ................. 87 88 91 80 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 12 9 5 14 20 

Not Hispanic or Latino .................................. 88 91 95 86 80 

Education of reference person:

Elementary (1-8) .......................................... 4 2 3 4 5 

High school (9-12) ........................................ 35 36 36 38 28 

College ......................................................... 61 62 61 58 67 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 91 86 93 92 94 

Average annual expenditures .......................... $57,919 $66,755 $57,513 $51,003 $62,409 

Food ............................................................... 7,325 8,201 7,180 6,451 8,164 

Food at home ............................................... 4,395 4,766 4,469 3,863 4,862 

Cereals and bakery products ..................... 605 679 621 531 644 

Cereals and cereal products .................... 200 229 197 172 223 

Bakery products ....................................... 405 449 424 359 422 

Meats, poultry, fish, and eggs .................... 966 1,027 928 914 1,037 

Beef .......................................................... 265 256 265 244 308 

Pork .......................................................... 180 173 167 191 182 

Other meats ............................................. 152 168 180 135 136 

Poultry ...................................................... 178 201 158 175 185 

Fish and seafood ..................................... 135 170 108 118 161 

Eggs ......................................................... 55 60 51 50 65 

Dairy products ............................................ 464 521 463 400 519 

Fresh milk and cream .............................. 168 175 160 156 190 

Other dairy products ................................ 296 346 303 244 329 

Fruits and vegetables ................................. 811 901 815 675 951 

Fresh fruits ............................................... 274 307 276 218 334 

Fresh vegetables ..................................... 254 290 245 210 304 

Processed fruits ....................................... 131 151 131 103 161 

Processed vegetables .............................. 152 154 162 144 152 

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

45-54 Northeast Midwest South West

Other food at home .................................... $1,549 $1,638 $1,641 $1,344 $1,711 

Sugar and other sweets ........................... 163 169 175 131 194 

Fats and oils ............................................. 124 138 140 104 129 

Miscellaneous foods ................................ 779 794 839 677 871 

Nonalcoholic beverages ........................... 430 475 434 394 448 

Food prepared by consumer unit on

out-of-town trips ..................................... 53 62 53 39 68 

Food away from home ................................. 2,931 3,435 2,711 2,588 3,302 

Alcoholic beverages ....................................... 453 510 417 396 538 

Housing .......................................................... 18,840 22,224 17,689 16,354 21,322 

Shelter .......................................................... 11,315 13,731 10,376 9,074 14,007 

Owned dwellings ........................................ 7,969 9,877 7,859 6,216 9,424 

Mortgage interest and charges ................ 4,453 4,644 3,985 3,608 6,204 

Property taxes .......................................... 2,297 3,727 2,571 1,550 2,060 

Maintenance, repairs, insurance, other

expenses ................................................ 1,219 1,506 1,302 1,058 1,161 

Rented dwellings ........................................ 2,537 2,873 1,655 2,254 3,628 

Other lodging ............................................. 809 982 862 604 954 

Utilities, fuels, and public services ............... 4,265 4,894 4,174 4,325 3,714 

Natural gas ................................................. 494 687 712 298 439 

Electricity .................................................... 1,590 1,582 1,392 1,911 1,250 

Fuel oil and other fuels ............................... 162 542 118 59 54 

Telephone services .................................... 1,465 1,620 1,469 1,481 1,299 

Water and other public services ................. 555 462 483 577 672 

Household operations .................................. 964 1,082 845 882 1,122 

Personal services ....................................... 190 255 151 133 269 

Other household expenses ........................ 774 828 694 749 853 

Housekeeping supplies ................................ 670 764 674 624 661 

Laundry and cleaning supplies .................. 166 167 160 161 179 

Other household products .......................... 356 441 375 315 330 

Postage and stationery .............................. 148 156 139 148 152 

Household furnishings and equipment ......... 1,626 1,753 1,620 1,450 1,819 

Household textiles ...................................... 108 110 116 93 125 

Furniture ..................................................... 326 320 359 309 328 

Floor coverings .......................................... 29 35 40 26 18 

Major appliances ........................................ 215 200 209 211 241 

Small appliances, miscellaneous

housewares .............................................. 105 114 111 84 126 

Miscellaneous household equipment ......... 842 974 786 727 981 

Apparel and services ..................................... 1,974 2,346 2,069 1,672 2,041 

Men and boys .............................................. 451 556 452 405 432 

Men, 16 and over ....................................... 372 454 376 338 352 

Boys, 2 to 15 .............................................. 79 103 76 67 80 

Women and girls .......................................... 861 1,030 941 710 878 

Women, 16 and over .................................. 728 839 822 591 753 

Girls, 2 to 15 ............................................... 134 191 119 119 125 

Children under 2 .......................................... 52 49 58 43 61 

Footwear ...................................................... 376 404 429 298 423 

Other apparel products and services ........... 234 307 188 217 247 

Transportation ................................................ 9,379 10,661 9,218 8,921 9,219 

Vehicle purchases (net outlay) ..................... 2,834 3,262 2,817 2,878 2,407 

Cars and trucks, new ................................. 1,300 1,846 1,134 1,268 1,053 

Cars and trucks, used ................................ 1,487 1,320 1,631 1,589 1,309 

Other vehicles ............................................ 47 496 452 420 444 

Gasoline and motor oil ................................. 2,921 2,923 2,915 2,968 2,843 

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

45-54 Northeast Midwest South West

Other vehicle expenses ............................... $3,004 $3,569 $2,871 $2,682 $3,203 

Vehicle finance charges ............................. 284 267 286 317 240 

Maintenance and repairs ........................... 962 1,140 981 796 1,068 

Vehicle insurance ....................................... 1,232 1,344 1,123 1,210 1,287 

Vehicle rental, leases, licenses, and other

charges .................................................... 527 818 481 359 608 

Public and other transportation .................... 621 908 614 393 766 

Health care ..................................................... 3,336 3,345 3,684 3,207 3,193 

Health insurance .......................................... 1,774 1,905 1,798 1,787 1,615 

Medical services .......................................... 911 813 1,165 783 955 

Drugs ........................................................... 506 484 563 514 451 

Medical supplies .......................................... 145 143 157 123 172 

Entertainment ................................................. 3,130 3,734 3,223 2,560 3,481 

Fees and admissions ................................... 793 1,077 794 541 978 

Audio and visual equipment and services .... 1,073 1,161 1,092 1,052 1,013 

Pets, toys, hobbies, and playground

equipment .................................................. 740 727 728 741 762 

Other entertainment supplies, equipment,

and services ............................................... 523 769 610 227 728 

Personal care products and services ............. 691 743 658 623 792 

Reading .......................................................... 108 133 120 80 124 

Education ....................................................... 1,987 3,426 1,945 1,244 2,055 

Tobacco products and smoking supplies ....... 457 458 440 532 345 

Miscellaneous ................................................ 942 1,017 940 792 1,138 

Cash contributions ......................................... 1,734 1,325 1,958 1,643 2,017 

Personal insurance and pensions .................. 7,561 8,632 7,972 6,528 7,979 

Life and other personal insurance ................ 421 490 538 383 308 

Pensions and Social Security ...................... 7,140 8,142 7,434 6,145 7,671 

Sources of income and personal taxes: 

Money income before taxes ........................... 79,056 93,445 79,695 70,181 81,117 

Wages and salaries ..................................... 70,236 84,628 71,294 61,610 71,440 

Self-employment income ............................. 3,428 3,246 3,074 3,054 4,584 

Social Security, private and government

retirement ................................................... 2,448 1,884 2,193 3,189 1,931 

Interest, dividends, rental income, other

property income ......................................... 1,019 1,304 1,295 772 914 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 845 1,169 767 552 1,143 

Public assistance, supplemental security

income, food stamps .................................. 560 559 620 535 541 

Regular contributions for support ................. 330 447 276 274 378 

Other income ............................................... 191 208 175 195 186 

Personal taxes (missing values not imputed) 3,304 3,843 2,808 2,987 3,883 

Federal income taxes ................................... 2,358 2,528 1,953 2,265 2,780 

State and local income taxes ....................... 789 1,109 754 548 959 

Other taxes .................................................. 157 206 100 174 144 

Income after taxes ......................................... 75,753 89,602 76,887 67,194 77,234 

See footnotes at end of table.
Table 3830. Consumer units with reference person age 45 to 54 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

45-54 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $6,290 - $7,915 - $4,878 - $276 - $16,578 

Net change in total assets ............................ 2,824 -203 4,761 4,081 1,322 

Net change in total liabilities ........................ 9,114 7,712 9,638 4,357 17,901 

Other financial information:

Other money receipts ................................... 949 1,948 465 612 1,155 

Mortgage principal paid on owned property -2,921 -3,189 -3,332 -2,283 -3,360 

Estimated market value of owned home ...... 188,317 240,845 156,988 151,198 238,120 

Estimated monthly rental value of owned

home .......................................................... 1,007 1,235 945 867 1,111 

Gifts of goods and services ............................ 1,590 2,103 1,746 1,178 1,684 

Food ............................................................. 148 153 182 106 176 

Alcoholic beverages ..................................... 19 26 12 22 15 

Housing ........................................................ 244 256 261 205 280 

Housekeeping supplies .............................. 29 33 34 22 34 

Household textiles ...................................... 11 15 43 10 16 

Appliances and miscellaneous

housewares .............................................. 21 26 19 19 22 

Major appliances ...................................... 7 7 5 7 8 

Small appliances and miscellaneous

housewares ............................................ 14 19 14 12 14 

Miscellaneous household equipment ......... 44 48 53 34 49 

Other housing ............................................ 139 134 153 120 160 

Apparel and services ................................... 212 288 208 178 207 

Males, 2 and over ...................................... 47 50 33 57 44 

Females, 2 and over .................................. 83 151 79 49 82 

Children under 2 ........................................ 36 38 49 28 33 

Other apparel products and services ......... 46 48 46 43 47 

Jewelry and watches ................................ 17 10 15 21 18 

All other apparel products and services ... 29 38 30 22 30 

Transportation .............................................. 133 147 154 128 107 

Health care ................................................... 30 21 40 28 32 

Entertainment ............................................... 109 133 131 89 100 

Toys, games, arts and crafts, and tricycles 28 52 428 18 25 

Other entertainment ................................... 81 81 103 71 75 

Personal care products and services ........... 16 17 12 17 18 

Reading ........................................................ 2 2 2 2 2 

Education ..................................................... 580 999 656 314 594 

All other gifts ................................................ 97 60 89 88 154 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012