Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017

Item Total 

35-44 Northeast Midwest South West 

Number of consumer units (in thousands) ................................................................ 21,280 3,371 4,300 8,250 5,358 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $89,703 $101,029 $84,276 $83,044 $97,184 

 Income after taxes ................................................................................................ 77,455 85,075 73,411 72,482 83,564 

 Age of reference person ................................................................................................ 39.4 39.7 39.2 39.4 39.4 

 Average number in consumer unit: 

 People ................................................................................................................................ 3.4 3.3 3.3 3.3 3.6 

 Children under 18................................................................................................1.4 1.3 1.4 1.3 1.6 

 Adults 65 and older ................................................................................................ ( 1 ) ( 1 ) ( 1 ) ( 1 ) .1 

 Earners ................................................................................................ 1.7 1.6 1.7 1.6 1.7 

 Vehicles ................................................................................................ 1.9 1.5 2.3 1.8 2.1 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 46 49 46 45 45 

 Women ................................................................................................ 54 51 54 55 55 

 Housing tenure: 

 Homeowner ................................................................................................ 56 52 64 56 51 

 With mortgage ................................................................................................ 46 45 53 45 42 

 Without mortgage................................................................................................ 10 7 11 11 9 

 Renter ................................................................................................................................ 44 48 36 44 49 

 Race of reference person: 

 Black or African-American ................................................................................................ 14 13 12 22 5 

 White, Asian, and all other races ................................................................ 86 87 88 78 95 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................20 19 10 19 29 

 Not Hispanic or Latino ................................................................................................ 80 81 90 81 71 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 3 3 3 2 4 

 High school (9-12) ................................................................................................26 27 25 29 22 

 College ................................................................................................ 71 70 71 69 74 

 Never attended and other ................................................................................................ ( 1 ) ( 1 ) 1 ( 1 ) ( 2 ) 

 At least one vehicle owned or leased ................................................................ 91 82 94 90 94 

Average annual expenditures................................................................................................ $67,721 $70,112 $65,271 $62,120 $76,859 

 Food ................................................................................................................................ 9,035 8,588 8,662 8,274 10,807 

 Food at home ................................................................................................ 4,924 5,013 4,932 4,391 5,685 

 Cereals and bakery products ................................................................ 655 677 685 574 742 

 Cereals and cereal products ................................................................ 226 240 232 189 269 

 Bakery products ................................................................................................ 429 437 453 385 472 

 Meats, poultry, fish, and eggs ................................................................ 1,061 1,041 948 1,031 1,212 

 Beef ................................................................................................ 291 268 262 269 362 

 Pork ................................................................................................ 199 196 170 196 230 

 Other meats ................................................................................................145 156 163 128 150 

 Poultry ................................................................................................ 213 199 178 218 242 

 Fish and seafood ................................................................................................ 149 156 123 163 144 

 Eggs ................................................................................................ 64 64 52 56 84 

 Dairy products ................................................................................................514 578 531 428 592 

 Fresh milk and cream ................................................................................................ 179 191 174 160 204 

 Other dairy products ................................................................................................ 336 386 357 269 389 

 Fruits and vegetables ................................................................................................ 967 1,057 925 821 1,165 

 Fresh fruits ................................................................................................ 357 385 333 299 446 

 Fresh vegetables ................................................................................................ 317 364 297 259 391 

 Processed fruits ................................................................................................ 134 144 130 111 166 

 Processed vegetables ................................................................................................ 159 165 165 152 161 

 Other food at home ................................................................................................ 1,727 1,661 1,843 1,537 1,975 

 Sugar and other sweets ................................................................ 161 151 179 134 193 

 Fats and oils ................................................................................................126 134 116 122 136 

 Miscellaneous foods ................................................................................................ 928 881 992 803 1,101 

 Nonalcoholic beverages ................................................................ 450 409 501 432 464 

 Food prepared by consumer unit on out-of-town trips ................................ 63 86 55 46 81 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Food away from home ................................................................................................ 4,111 3,575 3,729 3,882 5,122 

 Alcoholic beverages ................................................................................................ 581 634 571 471 723 

 Housing ................................................................................................................................ 23,354 27,183 20,978 20,910 26,632 

 Shelter ................................................................................................................................ 13,995 17,128 11,545 12,063 16,963 

 Owned dwellings ................................................................................................ 7,957 10,114 7,707 6,763 8,640 

 Mortgage interest and charges ................................................................4,711 5,508 4,387 4,243 5,188 

 Property taxes ................................................................................................ 1,925 3,223 2,099 1,326 1,890 

 Maintenance, repairs, insurance, other expenses ................................ 1,322 1,383 1,221 1,194 1,561 

 Rented dwellings................................................................................................ 5,387 6,195 3,255 4,733 7,597 

 Other lodging ................................................................................................ 650 819 583 566 726 

 Utilities, fuels, and public services ................................................................ 4,273 4,343 4,216 4,370 4,124 

 Natural gas ................................................................................................ 390 595 584 220 366 

 Electricity ................................................................................................ 1,542 1,429 1,384 1,831 1,298 

 Fuel oil and other fuels ................................................................................................ 69 245 55 31 30 

 Telephone services ................................................................................................ 1,642 1,667 1,607 1,647 1,646 

 Residential phone service, VOIP, and phone cards ................................ 200 347 192 176 152 

 Cellular phone service ................................................................................................ 1,441 1,320 1,415 1,471 1,494 

 Water and other public services ................................................................ 629 407 585 641 785 

 Household operations ................................................................................................ 2,153 2,939 1,784 1,937 2,287 

 Personal services................................................................................................ 1,161 1,998 923 944 1,159 

 Other household expenses ................................................................ 992 940 861 993 1,128 

 Housekeeping supplies ................................................................................................ 740 662 757 710 824 

 Laundry and cleaning supplies ................................................................ 198 150 209 201 216 

 Other household products ................................................................ 404 351 438 400 416 

 Postage and stationery ................................................................................................ 139 161 110 110 192 

 Household furnishings and equipment ................................................................ 2,194 2,110 2,677 1,829 2,435 

 Household textiles................................................................................................ 114 101 128 100 134 

 Furniture ................................................................................................ 618 763 631 527 657 

 Floor coverings ................................................................................................48 28 147 20 25 

 Major appliances ................................................................................................ 303 331 302 251 364 

 Small appliances, miscellaneous housewares ................................ 129 120 133 109 160 

 Miscellaneous household equipment ................................................................ 982 766 1,336 821 1,095 

 Apparel and services ................................................................................................ 2,443 2,407 2,318 2,315 2,766 

 Men and boys ................................................................................................ 587 622 594 533 645 

 Men, 16 and over ................................................................................................ 344 338 310 335 389 

 Boys, 2 to 15 ................................................................................................ 244 284 284 198 256 

 Women and girls ................................................................................................850 835 845 709 1,084 

 Women, 16 and over ................................................................................................ 614 630 623 478 809 

 Girls, 2 to 15 ................................................................................................ 236 205 222 230 276 

 Children under 2 ................................................................................................107 95 87 107 131 

 Footwear ................................................................................................ 557 568 525 519 635 

 Other apparel products and services ................................................................341 287 268 447 272 

 Transportation ................................................................................................ 10,700 8,955 11,023 10,629 11,647 

 Vehicle purchases (net outlay) ................................................................ 4,464 2,647 4,766 4,631 5,107 

 Cars and trucks, new ................................................................................................ 1,857 976 1,306 2,314 2,152 

 Cars and trucks, used ................................................................................................ 2,542 1,638 3,361 2,266 2,877 

 Other vehicles ................................................................................................ 65 333 3100 352 378 

 Gasoline, other fuels, and motor oil ................................................................2,408 2,039 2,347 2,433 2,650 

 Other vehicle expenses ................................................................................................ 3,022 3,079 3,295 2,932 2,906 

 Vehicle finance charges ................................................................................................ 307 256 322 347 266 

 Maintenance and repairs ................................................................................................ 878 804 849 800 1,069 

 Vehicle insurance................................................................................................ 1,041 912 936 1,337 752 

 Vehicle rental, leases, licenses, and other charges ................................ 795 1,107 1,188 448 820 

 Public and other transportation ................................................................ 806 1,191 615 633 983 

 Healthcare ................................................................................................ 4,211 4,047 4,388 4,158 4,255 

 Health insurance ................................................................................................ 2,917 2,828 2,967 3,004 2,801 

 Medical services ................................................................................................816 821 894 681 959 

 Drugs ................................................................................................................................ 343 281 373 346 353 

 Medical supplies ................................................................................................135 117 155 127 141 

 Entertainment ................................................................................................ 3,744 3,402 3,885 3,342 4,472 

 Fees and admissions ................................................................................................ 1,010 1,094 1,124 826 1,151 

 Audio and visual equipment and services ................................................................ 1,108 1,063 1,179 1,168 986 

 Pets, toys, hobbies, and playground equipment................................................................ 964 846 1,077 820 1,177 

 Pets ................................................................................................................................ 730 650 819 622 882 

 Toys, hobbies, and playground equipment ................................................................ 234 196 258 198 295 

 Other entertainment supplies, equipment, and services ................................ 662 399 505 528 1,158 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Personal care products and services ................................................................ 886 835 982 754 1,052 

 Reading ................................................................................................................................ 102 88 97 95 126 

 Education................................................................................................ 1,146 1,423 1,190 1,039 1,101 

 Tobacco products and smoking supplies ................................................................ 368 407 429 375 285 

 Miscellaneous ................................................................................................ 1,068 1,439 1,153 833 1,127 

 Cash contributions................................................................................................ 1,588 1,469 1,227 1,425 2,204 

 Personal insurance and pensions ................................................................ 8,496 9,235 8,368 7,501 9,663 

 Life and other personal insurance ................................................................ 334 274 417 279 388 

 Pensions and Social Security ................................................................ 8,162 8,961 7,952 7,222 9,275 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $89,703 $101,029 $84,276 $83,044 $97,184 

 Wages and salaries................................................................................................ 80,833 91,428 76,968 74,619 86,838 

 Self-employment income ................................................................................................ 5,418 6,066 3,871 5,247 6,513 

 Social Security, private and government retirement ................................ 1,243 1,301 1,241 1,287 1,140 

 Interest, dividends, rental income, other property income ................................809 545 710 735 1,167 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program (SNAP) ................................ 640 849 576 549 702 

 Unemployment and workers' compensation, veterans' 

 benefits, and regular contributions for support ................................ 540 693 687 400 541 

 Other income ................................................................................................ 221 148 223 208 284 

 Personal taxes (contains some imputed values) ................................................................ 12,248 15,955 10,865 10,562 13,621 

 Federal income taxes ................................................................................................ 9,513 12,182 8,038 8,597 10,427 

 State and local income taxes ................................................................ 2,688 3,743 2,756 1,903 3,178 

 Other taxes ................................................................................................ 47 329 71 63 316 

 Income after taxes ................................................................................................ 77,455 85,075 73,411 72,482 83,564 

Addenda: 

 Net change in total assets and liabilities ................................................................ $6,074 $7,418 $7,216 $5,545 $5,126 

 Net change in total assets ................................................................................................ 21,475 22,173 21,111 17,308 27,744 

 Net change in total liabilities ................................................................ 15,401 14,755 13,895 11,762 22,618 

 Other financial information: 

 Other money receipts ................................................................................................ 435 3598 699 335 276 

 Mortgage principal paid on owned property ................................................................ -2,063 -2,503 -2,209 -1,760 -2,136 

 Estimated market value of owned home................................................................ 170,955 200,291 127,411 127,581 254,219 

 Estimated monthly rental value of owned home ................................................................ 953 1,176 860 822 1,089 

 Gifts of goods and services, total ................................................................ 847 1,040 905 666 957 

 Food ................................................................................................................................ 52 42 82 37 57 

 Alcoholic beverages ................................................................................................ 16 29 28 3 17 

 Housing ................................................................................................ 163 145 175 183 133 

 Housekeeping supplies ................................................................................................ 23 22 32 14 30 

 Household textiles................................................................................................

35 33 36 37 32 

 Appliances and miscellaneous housewares ................................................................ 9 39 38 39 311 

 Major appliances................................................................................................ 4 ( 1 ) 32 7 32 

 Small appliances and miscellaneous housewares ................................ 6 38 36 32 310 

 Miscellaneous household equipment ................................................................34 57 30 26 33 

 Other housing ................................................................................................ 92 54 98 128 57 

 Apparel and services ................................................................................................ 209 190 180 260 163 

 Males, 2 and over ................................................................................................ 54 62 45 71 32 

 Females, 2 and over ................................................................................................ 70 67 42 91 59 

 Children under 2 ................................................................................................34 315 334 43 32 

 Other apparel products and services................................................................51 347 359 355 339 

 Jewelry and watches ................................................................................................ 11 35 332 36 35 

 All other apparel products and services ................................................................ 40 342 327 49 334 

 Transportation ................................................................................................ 160 228 129 40 328 

 Healthcare ................................................................................................ 13 39 37 318 312 

 Entertainment ................................................................................................ 80 62 121 51 104 

 Toys, games, arts and crafts, and tricycles ................................................................ 34 325 370 317 336 

 Other entertainment ................................................................................................ 46 37 51 34 68 

 Personal care products and services ................................................................ 13 26 6 12 11 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual 

expenditures and characteristics, Consumer Expenditure Survey, 2016-2017 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Reading ................................................................................................ 3 32 5 1 6 

 Education ................................................................................................ 83 3224 126 20 57 

 All other gifts ................................................................................................ 55 83 47 40 70 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018