Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 43,364 2,960 5,262 4,999 4,338 6,259 6,855 6,593 6,098 

Consumer unit characteristics: 

 Income before taxes ......................................................... $88,661 $7,140 $23,144 $34,867 $44,982 $59,348 $83,809 $121,200 $260,308 

 Income after taxes ............................................................ 76,958 8,397 24,536 35,597 44,454 56,727 76,277 106,090 202,548 

 Age of reference person ................................................... 55.7 54.8 60.5 61.7 58.9 55.6 53.0 51.0 53.3 

 Average number in consumer unit: 

 People ........................................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

 Children under 18 .......................................................... .1 .2 .1 .1 .1 .1 ( 2 ) ( 2 ) ( 2 ) 

 Adults 65 and older ....................................................... .7 .6 .9 1.1 .9 .8 .5 .4 .4 

 Earners .......................................................................... 1.2 .5 .6 .7 .9 1.2 1.5 1.7 1.7 

 Vehicles ......................................................................... 2.1 1.4 1.5 1.9 2.0 2.2 2.4 2.6 2.6 

Percent distribution: 

 Reference person: 

 Men................................................................................ 51 38 41 48 50 52 52 55 59 

 Women .......................................................................... 49 62 59 52 50 48 48 45 41 

 Housing tenure: 

 Homeowner ................................................................... 73 52 62 71 69 71 76 79 86 

 With mortgage ............................................................ 37 17 19 23 28 34 47 52 59 

 Without mortgage ....................................................... 35 35 44 49 41 38 30 27 28 

 Renter ............................................................................ 27 48 38 29 31 29 24 21 14 

 Race of reference person: 

 Black or African-American............................................. 11 22 16 13 12 9 10 8 5 

 White, Asian, and all other races .................................. 89 78 84 87 88 91 90 92 95 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 10 15 17 11 11 10 9 6 5 

 Not Hispanic or Latino ................................................... 90 85 83 89 89 90 91 94 95 

 Education of reference person: 

 Elementary (1-8)............................................................ 2 6 5 2 2 1 1 ( 2 ) ( 2 ) 

 High school (9-12) ......................................................... 27 42 44 39 33 29 23 15 7 

 College .......................................................................... 71 52 51 59 65 70 76 85 93 

 Never attended and other ............................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 3 ) ( 2 ) ( 3 ) ( 3 ) ( 2 ) 

 At least one vehicle owned or leased .............................. 94 79 86 93 95 95 98 98 97 

Average annual expenditures .............................................. $65,063 $34,372 $37,956 $42,775 $49,342 $55,083 $65,106 $80,815 $125,539 

 Food .................................................................................. 7,802 4,886 5,512 6,286 7,055 6,629 7,684 9,569 12,208 

 Food at home ................................................................ 4,741 3,575 3,745 4,212 4,456 4,219 4,684 5,570 6,432 

 Cereals and bakery products ..................................... 589 479 503 560 545 528 589 686 722 

 Cereals and cereal products ................................... 180 146 125 163 170 167 185 216 234 

 Bakery products ...................................................... 408 333 378 397 375 361 405 470 489 

 Meats, poultry, fish, and eggs .................................... 1,017 824 857 938 1,028 908 937 1,130 1,369 

 Beef ......................................................................... 283 244 225 231 294 259 259 315 402 

 Pork ......................................................................... 206 192 209 204 236 194 184 186 244 

 Other meats ............................................................ 129 87 95 134 109 135 128 155 155 

 Poultry ..................................................................... 177 147 154 168 177 141 161 213 234 

 Fish and seafood .................................................... 164 109 115 148 159 129 151 201 256 

 Eggs ........................................................................ 58 45 59 52 54 49 54 60 78 

 Dairy products ............................................................ 454 358 339 406 416 446 458 541 565 

 Fresh milk and cream ............................................. 135 139 120 126 126 121 138 148 155 

 Other dairy products ............................................... 319 219 219 280 290 325 320 393 410 

 Fruits and vegetables ................................................. 916 688 687 838 855 831 893 1,074 1,259 

 Fresh fruits .............................................................. 322 222 219 297 289 302 321 384 453 

 Fresh vegetables .................................................... 315 246 226 271 308 265 300 377 462 

 Processed fruits ...................................................... 113 90 92 112 101 111 116 124 136 

 Processed vegetables ............................................ 166 130 149 158 156 153 156 188 208 

 Other food at home .................................................... 1,766 1,226 1,359 1,470 1,612 1,506 1,806 2,138 2,516 

 Sugar and other sweets .......................................... 164 110 136 148 146 151 169 203 201 

 Fats and oils............................................................ 127 96 113 125 120 109 123 145 166 

 Miscellaneous foods ............................................... 955 635 690 790 853 785 995 1,181 1,408 

 Nonalcoholic beverages ......................................... 451 357 397 368 454 414 445 501 590 

See footnotes at end of table. 
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 69 27 23 40 39 46 74 109 150 

 Food away from home .................................................. 3,061 1,311 1,767 2,074 2,600 2,410 3,000 3,999 5,776 

 Alcoholic beverages ......................................................... 708 219 291 298 490 489 682 980 1,716 

 Housing ............................................................................ 21,306 13,558 13,941 14,647 17,138 18,618 21,372 25,089 38,360 

 Shelter ........................................................................... 12,428 7,629 7,711 7,906 9,559 10,654 12,187 14,963 23,927 

 Owned dwellings ........................................................ 7,569 3,296 3,642 4,585 5,116 6,279 7,501 9,733 16,283 

 Mortgage interest and charges ............................... 2,599 1,020 930 1,155 1,356 1,926 2,836 3,627 6,187 

 Property taxes ......................................................... 2,529 1,345 1,353 1,644 1,744 2,111 2,408 3,013 5,445 

 Maintenance, repairs, insurance, other 

 expenses ............................................................. 2,441 931 1,359 1,787 2,015 2,243 2,257 3,093 4,651 

 Rented dwellings ........................................................ 3,730 3,755 3,722 2,957 3,860 3,671 3,846 3,969 3,939 

 Other lodging.............................................................. 1,129 578 347 364 583 704 840 1,261 3,706 

 Utilities, fuels, and public services ................................ 4,243 3,393 3,374 3,764 3,902 4,070 4,385 4,662 5,604 

 Natural gas ................................................................. 430 325 345 384 380 396 440 458 621 

 Electricity .................................................................... 1,543 1,404 1,412 1,462 1,473 1,490 1,520 1,566 1,894 

 Fuel oil and other fuels............................................... 124 71 105 120 101 106 127 125 197 

 Telephone services .................................................... 1,458 1,048 983 1,188 1,312 1,439 1,588 1,736 1,962 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 227 200 225 257 250 231 220 197 234 

 Cellular phone service ............................................ 1,231 848 758 932 1,062 1,207 1,368 1,538 1,728 

 Water and other public services ................................ 689 546 529 610 635 640 709 777 930 

 Household operations ................................................... 1,337 638 785 1,032 1,166 1,160 1,328 1,438 2,609 

 Personal services ....................................................... 105 445 482 4153 4213 472 4118 449 4116 

 Other household expenses ........................................ 1,232 594 703 879 953 1,088 1,210 1,389 2,493 

 Housekeeping supplies ................................................. 882 590 680 719 788 828 861 1,083 1,237 

 Laundry and cleaning supplies .................................. 179 132 170 184 168 167 166 209 207 

 Other household products ......................................... 549 347 398 414 497 526 525 682 819 

 Postage and stationery .............................................. 153 111 112 121 124 135 171 192 211 

 Household furnishings and equipment ......................... 2,416 1,307 1,389 1,226 1,722 1,906 2,610 2,944 4,982 

 Household textiles ...................................................... 136 110 69 71 76 128 118 212 252 

 Furniture ..................................................................... 573 337 266 283 368 422 653 760 1,199 

 Floor coverings........................................................... 35 16 20 36 25 29 27 44 71 

 Major appliances ........................................................ 354 202 214 232 276 309 372 437 643 

 Small appliances, miscellaneous housewares .......... 139 66 79 79 105 110 132 173 300 

 Miscellaneous household equipment ........................ 1,177 577 742 524 873 908 1,307 1,317 2,517 

 Apparel and services ........................................................ 1,520 770 912 985 1,251 1,130 1,412 2,169 2,826 

 Men and boys ................................................................ 349 177 231 164 221 259 352 613 581 

 Men, 16 and over ....................................................... 316 125 205 142 202 209 320 590 536 

 Boys, 2 to 15 .............................................................. 33 52 26 22 20 50 32 23 45 

 Women and girls ........................................................... 574 285 330 456 499 459 545 694 1,070 

 Women, 16 and over .................................................. 540 251 309 427 463 409 503 672 1,036 

 Girls, 2 to 15 ............................................................... 34 34 21 29 36 51 42 22 34 

 Children under 2 ............................................................ 38 414 447 417 435 433 41 48 452 

 Footwear ....................................................................... 326 160 199 225 303 236 277 487 581 

 Other apparel products and services ............................ 233 135 106 124 193 142 197 327 542 

 Transportation .................................................................. 10,367 6,088 6,368 6,931 8,445 10,255 10,585 13,758 16,277 

 Vehicle purchases (net outlay) ...................................... 4,381 2,527 2,665 2,379 3,400 4,662 4,223 6,237 6,985 

 Cars and trucks, new ................................................. 2,291 4823 1,355 1,017 1,292 2,235 2,055 3,293 4,807 

 Cars and trucks, used ................................................ 2,027 1,692 1,308 1,351 2,108 2,358 2,014 2,812 2,131 

 Other vehicles ............................................................ 64 413 42 412 ( 3 ) 469 4154 132 448 

 Gasoline, other fuels, and motor oil .............................. 1,803 1,276 1,224 1,491 1,656 1,830 1,986 2,227 2,225 

 Other vehicle expenses................................................. 3,593 2,020 2,152 2,830 3,023 3,387 3,877 4,561 5,475 

 Vehicle finance charges ............................................. 260 126 104 172 209 237 291 410 394 

 Maintenance and repairs ........................................... 895 429 561 777 681 792 1,038 1,140 1,333 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 856 478 357 565 605 775 788 1,188 1,687 

 Vehicle insurance ....................................................... 1,582 987 1,129 1,316 1,527 1,583 1,759 1,823 2,061 

 Public and other transportation ..................................... 590 265 327 231 366 376 499 734 1,591 

 Healthcare ........................................................................ 6,305 3,342 4,832 5,931 6,314 6,002 6,343 6,669 9,185 

 Health insurance ........................................................... 4,405 2,424 3,579 4,330 4,357 4,359 4,381 4,570 6,069 

 Medical services ............................................................ 1,043 366 554 692 1,009 840 1,173 1,203 1,999 

 Drugs ............................................................................. 625 396 535 667 684 634 563 631 785 

 Medical supplies ............................................................ 232 156 164 243 264 169 227 265 331 

 Entertainment ................................................................... 3,475 1,450 1,844 2,054 2,311 2,562 3,350 4,419 7,866 

See footnotes at end of table. 
Table 3424. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

two 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Fees and admissions .................................................... 765 174 208 211 267 420 492 740 2,986 

 Audio and visual equipment and services .................... 1,170 746 815 853 1,074 1,114 1,136 1,441 1,813 

 Pets, toys, hobbies, and playground equipment ........... 921 432 634 810 528 722 986 1,328 1,467 

 Pets ............................................................................ 798 378 552 742 363 599 860 1,152 1,326 

 Toys, hobbies, and playground equipment................ 123 454 82 67 165 123 127 177 141 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 619 97 188 180 442 306 736 910 1,600 

 Personal care products and services ............................... 787 407 451 574 653 701 753 1,002 1,411 

 Reading ............................................................................ 128 28 103 90 111 109 111 162 237 

 Education .......................................................................... 1,107 1,125 622 334 491 745 997 999 3,195 

 Tobacco products and smoking supplies ......................... 331 345 354 349 385 361 394 280 201 

 Miscellaneous ................................................................... 1,018 451 552 632 721 878 1,034 1,129 2,220 

 Cash contributions ............................................................ 2,838 928 979 1,946 1,335 2,431 3,417 3,084 6,667 

 Personal insurance and pensions .................................... 7,372 777 1,196 1,717 2,642 4,172 6,971 11,506 23,172 

 Life and other personal insurance................................. 612 278 340 381 457 494 630 706 1,309 

 Pensions and Social Security ....................................... 6,760 499 856 1,336 2,185 3,678 6,341 10,800 21,863 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $88,661 $7,140 $23,144 $34,867 $44,982 $59,348 $83,809 $121,200 $260,308 

 Wages and salaries ....................................................... 62,173 2,188 7,607 12,816 22,593 36,804 61,849 97,860 194,820 

 Self-employment income............................................... 7,004 -308 563 665 1,356 1,849 3,650 6,019 35,451 

 Social Security, private and government 

 retirement ................................................................... 15,043 3,293 13,378 19,819 19,119 18,044 15,312 12,991 14,201 

 Interest, dividends, rental income, other property 

 income ........................................................................ 3,000 178 280 555 866 1,280 1,573 2,823 13,801 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 321 1,387 811 338 342 156 129 433 447 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 841 186 348 523 582 1,054 1,102 1,173 1,159 

 Other income ................................................................. 279 217 157 151 124 160 193 300 828 

 Personal taxes (contains some imputed values) ............. 11,702 -1,257 -1,392 -729 528 2,621 7,532 15,109 57,760 

 Federal income taxes .................................................... 10,069 -308 -352 230 1,084 2,687 6,428 12,413 47,694 

 Stimulus payment (new UCC Q20202)# ....................... -968 -895 -1,057 -1,094 -995 -991 -1,015 -1,047 -640 

 State and local income taxes ........................................ 2,513 -96 -28 99 390 866 2,042 3,628 10,478 

 Other taxes .................................................................... 88 442 445 36 49 59 77 115 228 

 Income after taxes ............................................................ 76,958 8,397 24,536 35,597 44,454 56,727 76,277 106,090 202,548 

Addenda: 

 Net change in total assets and liabilities .......................... $10,479 $10,073 $224 $4,708 $7,417 $806 $6,491 $6,987 $44,622 

 Net change in total assets ............................................. 25,075 11,548 803 6,513 13,039 12,306 25,636 28,273 85,387 

 Net change in total liabilities ......................................... 14,597 1,476 579 1,805 5,622 11,500 19,146 21,287 40,765 

 Other financial information: 

 Other money receipts .................................................... 1,238 496 310 420 694 904 1,708 591 4,166 

 Mortgage principal paid on owned property.................. -2,531 -984 -834 -1,246 -1,151 -1,665 -2,935 -3,314 -6,369 

 Estimated market value of owned home ....................... 244,691 145,271 144,543 171,053 187,762 216,081 233,044 271,044 494,220 

 Estimated monthly rental value of owned home ........... 1,289 744 853 976 1,054 1,172 1,271 1,455 2,317 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021