Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2008-2009

Item Total

35-44 Northeast Midwest South West

Number of consumer units (in thousands) ....... 22,516 4,045 4,657 8,441 5,373 

Consumer unit characteristics: 

Income before taxes ..................................... $77,297 $87,378 $74,604 $70,737 $82,350 

Income after taxes ........................................ 75,294 84,579 73,443 69,210 79,466 

Age of reference person ................................ 39.7 39.9 39.6 39.7 39.6 

Average number in consumer unit:

Persons ........................................................ 3.3 3.3 3.3 3.2 3.4 

Children under 18 ........................................ 1.3 1.3 1.4 1.3 1.4 

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.6 1.6 1.7 1.6 1.6 

Vehicles ....................................................... 2.1 1.8 2.3 2.1 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 47 47 47 49 

Female ......................................................... 52 53 53 53 51 

Housing tenure:

Homeowner .................................................. 66 65 70 67 61 

With mortgage ............................................ 57 58 62 55 54 

Without mortgage ....................................... 9 7 9 12 7 

Renter .......................................................... 34 35 30 33 39 

Race of reference person:

Black or African-American ........................... 14 12 11 23 4 

White, Asian, and all other races ................. 86 88 89 77 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 16 15 7 16 26 

Not Hispanic or Latino .................................. 84 85 93 84 74 

Education of reference person:

Elementary (1-8) .......................................... 4 3 3 4 5 

High school (9-12) ........................................ 31 31 31 32 30 

College ......................................................... 65 66 66 64 65 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 92 85 93 93 93 

Average annual expenditures .......................... $58,070 $62,499 $55,003 $53,985 $63,827 

Food ............................................................... 7,805 8,564 7,432 7,225 8,486 

Food at home ............................................... 4,477 4,880 4,495 3,979 4,954 

Cereals and bakery products ..................... 624 716 647 551 654 

Cereals and cereal products .................... 218 245 229 190 234 

Bakery products ....................................... 406 471 418 362 420 

Meats, poultry, fish, and eggs .................... 998 1,076 933 928 1,110 

Beef .......................................................... 275 264 266 258 319 

Pork .......................................................... 197 185 192 194 213 

Other meats ............................................. 134 156 154 119 124 

Poultry ...................................................... 192 221 150 190 212 

Fish and seafood ..................................... 145 191 123 117 174 

Eggs ......................................................... 55 58 48 49 68 

Dairy products ............................................ 506 555 536 440 549 

Fresh milk and cream .............................. 196 207 194 184 210 

Other dairy products ................................ 310 348 342 256 339 

Fruits and vegetables ................................. 746 871 707 621 889 

Fresh fruits ............................................... 254 296 245 198 321 

Fresh vegetables ..................................... 233 267 210 188 301 

Processed fruits ....................................... 134 162 129 117 143 

Processed vegetables .............................. 125 146 124 117 124 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2008-2009 — Continued

Item Total

35-44 Northeast Midwest South West

Other food at home .................................... $1,602 $1,662 $1,672 $1,439 $1,754 

Sugar and other sweets ........................... 158 155 178 127 190 

Fats and oils ............................................. 117 132 119 106 121 

Miscellaneous foods ................................ 860 888 902 776 935 

Nonalcoholic beverages ........................... 416 426 419 390 448 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 62 54 40 59 

Food away from home ................................. 3,328 3,684 2,938 3,246 3,532 

Alcoholic beverages ....................................... 480 522 473 399 584 

Housing .......................................................... 20,678 23,635 18,620 18,664 23,396 

Shelter .......................................................... 12,720 15,061 10,954 10,767 15,558 

Owned dwellings ........................................ 8,945 10,395 8,327 7,616 10,478 

Mortgage interest and charges ................ 6,031 6,345 5,108 5,247 7,827 

Property taxes .......................................... 1,993 3,046 2,189 1,483 1,831 

Maintenance, repairs, insurance, other

expenses ................................................ 921 1,004 1,030 886 821 

Rented dwellings ........................................ 3,168 3,781 2,105 2,601 4,520 

Other lodging ............................................. 607 885 522 550 560 

Utilities, fuels, and public services ............... 4,112 4,566 4,042 4,127 3,806 

Natural gas ................................................. 557 818 858 302 499 

Electricity .................................................... 1,539 1,481 1,296 1,854 1,300 

Fuel oil and other fuels ............................... 149 488 128 57 57 

Telephone services .................................... 1,343 1,353 1,308 1,370 1,323 

Water and other public services ................. 524 426 451 544 628 

Household operations .................................. 1,376 1,730 1,121 1,198 1,611 

Personal services ....................................... 760 1,144 628 581 865 

Other household expenses ........................ 616 586 493 616 746 

Housekeeping supplies ................................ 681 684 726 682 639 

Laundry and cleaning supplies .................. 182 161 198 183 184 

Other household products .......................... 366 398 364 387 311 

Postage and stationery .............................. 133 124 164 112 144 

Household furnishings and equipment ......... 1,789 1,594 1,777 1,890 1,781 

Household textiles ...................................... 130 114 120 169 89 

Furniture ..................................................... 435 400 541 414 405 

Floor coverings .......................................... 37 30 38 38 41 

Major appliances ........................................ 227 205 225 220 259 

Small appliances, miscellaneous

housewares .............................................. 96 78 89 82 139 

Miscellaneous household equipment ......... 862 767 764 968 849 

Apparel and services ..................................... 2,291 2,226 1,872 2,430 2,481 

Men and boys .............................................. 592 549 445 619 708 

Men, 16 and over ....................................... 428 366 270 466 552 

Boys, 2 to 15 .............................................. 164 183 175 154 157 

Women and girls .......................................... 848 864 758 871 878 

Women, 16 and over .................................. 606 593 533 630 642 

Girls, 2 to 15 ............................................... 242 272 225 241 236 

Children under 2 .......................................... 117 121 139 102 119 

Footwear ...................................................... 426 406 323 485 438 

Other apparel products and services ........... 307 285 207 353 337 

Transportation ................................................ 9,095 9,492 9,274 8,656 9,333 

Vehicle purchases (net outlay) ..................... 2,944 3,087 3,316 2,695 2,906 

Cars and trucks, new ................................. 1,311 1,479 1,649 1,243 998 

Cars and trucks, used ................................ 1,539 1,533 1,578 1,387 1,748 

Other vehicles ............................................ 94 375 390 65 3160 

Gasoline and motor oil ................................. 2,860 2,496 2,902 3,069 2,770 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2008-2009 — Continued

Item Total

35-44 Northeast Midwest South West

Other vehicle expenses ............................... $2,751 $3,040 $2,611 $2,580 $2,924 

Vehicle finance charges ............................. 377 306 382 434 338 

Maintenance and repairs ........................... 754 764 704 696 883 

Vehicle insurance ....................................... 1,077 1,101 957 1,122 1,095 

Vehicle rental, leases, licenses, and other

charges .................................................... 542 868 568 329 609 

Public transportation .................................... 540 869 445 312 733 

Healthcare ...................................................... 2,510 2,407 2,583 2,446 2,623 

Health insurance .......................................... 1,388 1,372 1,401 1,389 1,387 

Medical services .......................................... 681 590 714 619 817 

Drugs ........................................................... 342 353 353 353 310 

Medical supplies .......................................... 99 92 116 86 109 

Entertainment ................................................. 3,460 3,420 3,348 2,986 4,334 

Fees and admissions ................................... 870 1,059 886 680 1,015 

Audio and visual equipment and services .... 1,139 1,184 1,049 1,126 1,205 

Pets, toys, hobbies, and playground

equipment .................................................. 903 755 767 676 1,489 

Other entertainment supplies, equipment,

and services ............................................... 548 422 646 504 625 

Personal care products and services ............. 706 656 664 710 773 

Reading .......................................................... 94 105 97 76 109 

Education ....................................................... 944 977 991 825 1,067 

Tobacco products and smoking supplies ....... 385 445 468 387 265 

Miscellaneous ................................................ 914 1,055 775 832 1,056 

Cash contributions ......................................... 1,565 1,211 1,348 1,767 1,703 

Personal insurance and pensions .................. 7,143 7,783 7,058 6,583 7,617 

Life and other personal insurance ................ 277 287 306 256 279 

Pensions and Social Security ...................... 6,866 7,497 6,751 6,327 7,339 

Sources of income and personal taxes: 

Money income before taxes ........................... 77,297 87,378 74,604 70,737 82,350 

Wages and salaries ..................................... 70,141 81,495 68,281 63,597 73,487 

Self-employment income ............................. 3,590 2,380 3,238 3,161 5,481 

Social Security, private and government

retirement ................................................... 883 1,026 781 917 811 

Interest, dividends, rental income, other

property income ......................................... 1,096 575 445 1,881 821 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 349 426 429 288 319 

Public assistance, supplemental security

income, food stamps .................................. 465 415 502 371 618 

Regular contributions for support ................. 563 635 768 385 611 

Other income ............................................... 209 425 160 138 202 

Personal taxes ............................................... 2,004 2,799 1,161 1,527 2,884 

Federal income taxes ................................... 1,675 2,023 908 1,486 2,374 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -517 -517 -559 -498 -509 

State and local income taxes ....................... 686 1,021 657 394 915 

Other taxes .................................................. 160 272 155 145 103 

See footnotes at end of table.
Table 3820. Consumer units with reference person age 35 to 44 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2008-2009 — Continued

Item Total

35-44 Northeast Midwest South West

Income after taxes ......................................... 75,294 84,579 73,443 69,210 79,466 

Addenda:

Net change in total assets and liabilities ........ - $7,476 - $2,746 - $908 - $3,173 - $23,488 

Net change in total assets ............................ 9,279 8,828 12,428 8,003 8,895 

Net change in total liabilities ........................ 16,755 11,574 13,336 11,177 32,382 

Other financial information:

Other money receipts ................................... 246 280 122 282 269 

Mortgage principal paid on owned property -3,028 -3,721 -2,900 -2,496 -3,451 

Estimated market value of owned home ...... 171,690 204,619 148,246 135,638 223,859 

Estimated monthly rental value of owned

home .......................................................... 944 1,087 882 850 1,036 

Gifts of goods and services ............................ 828 788 737 722 1,101 

Food ............................................................. 74 75 70 36 135 

Alcoholic beverages ..................................... 13 6 16 7 26 

Housing ........................................................ 144 187 128 129 151 

Housekeeping supplies .............................. 25 19 31 21 29 

Household textiles ...................................... 6 32 37 9 34 

Appliances and miscellaneous

housewares .............................................. 13 36 14 12 20 

Major appliances ...................................... 4 34 2 33 9 

Small appliances and miscellaneous

housewares ............................................ 9 32 12 9 311 

Miscellaneous household equipment ......... 36 58 36 30 29 

Other housing ............................................ 64 103 39 57 69 

Apparel and services ................................... 223 208 190 221 264 

Males, 2 and over ...................................... 51 35 41 51 69 

Females, 2 and over .................................. 73 81 56 66 95 

Children under 2 ........................................ 53 52 57 52 53 

Other apparel products and services ......... 46 40 36 52 47 

Jewelry and watches ................................ 12 12 19 8 13 

All other apparel products and services ... 33 328 317 45 34 

Transportation .............................................. 68 29 38 71 121 

Healthcare .................................................... 9 37 36 11 38 

Entertainment ............................................... 85 79 89 77 98 

Toys, games, arts and crafts, and tricycles 35 341 32 32 38 

Other entertainment ................................... 50 38 57 46 60 

Personal care products and services ........... 16 8 15 24 11 

Reading ........................................................ 2 ( ) 2 ( ) 2 ( ) 31 2 ( )

Education ..................................................... 94 116 96 87 87 

All other gifts ................................................ 101 74 88 58 199 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010