Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2008-2009

Item Total

25-34 Northeast Midwest South West

Number of consumer units (in thousands) ....... 20,126 3,053 4,501 7,379 5,194 

Consumer unit characteristics: 

Income before taxes ..................................... $59,414 $66,520 $57,698 $55,463 $62,337 

Income after taxes ........................................ 58,027 64,868 56,680 54,188 60,629 

Age of reference person ................................ 29.6 29.8 29.5 29.6 29.7 

Average number in consumer unit:

Persons ........................................................ 2.8 2.7 2.8 2.8 2.9 

Children under 18 ........................................ 1.1 1.0 1.0 1.1 1.1 

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 1.5 1.5 1.4 1.5 

Vehicles ....................................................... 1.7 1.4 1.8 1.7 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 49 45 50 48 51 

Female ......................................................... 51 55 50 52 49 

Housing tenure:

Homeowner .................................................. 46 40 52 47 43 

With mortgage ............................................ 40 37 44 39 39 

Without mortgage ....................................... 6 4 8 8 4 

Renter .......................................................... 54 60 48 53 57 

Race of reference person:

Black or African-American ........................... 14 12 10 24 4 

White, Asian, and all other races ................. 86 88 90 76 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 16 8 18 24 

Not Hispanic or Latino .................................. 83 84 92 82 76 

Education of reference person:

Elementary (1-8) .......................................... 3 3 3 3 3 

High school (9-12) ........................................ 29 28 28 33 25 

College ......................................................... 68 68 68 64 71 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 89 79 92 90 91 

Average annual expenditures .......................... $47,334 $50,772 $45,003 $44,029 $52,102 

Food ............................................................... 6,199 6,542 5,829 5,623 7,191 

Food at home ............................................... 3,436 3,538 3,301 3,093 4,015 

Cereals and bakery products ..................... 464 513 461 405 523 

Cereals and cereal products .................... 173 207 175 147 187 

Bakery products ....................................... 291 307 286 258 336 

Meats, poultry, fish, and eggs .................... 749 798 670 722 835 

Beef .......................................................... 204 185 186 217 216 

Pork .......................................................... 142 133 147 135 154 

Other meats ............................................. 97 103 100 86 105 

Poultry ...................................................... 156 180 122 148 184 

Fish and seafood ..................................... 107 151 79 97 122 

Eggs ......................................................... 43 46 36 40 53 

Dairy products ............................................ 385 386 382 340 458 

Fresh milk and cream .............................. 154 154 148 144 173 

Other dairy products ................................ 232 231 233 196 285 

Fruits and vegetables ................................. 588 641 541 504 723 

Fresh fruits ............................................... 192 200 185 159 244 

Fresh vegetables ..................................... 185 208 156 152 248 

Processed fruits ....................................... 109 122 105 97 121 

Processed vegetables .............................. 102 110 95 97 110 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2008-2009 — Continued

Item Total

25-34 Northeast Midwest South West

Other food at home .................................... $1,250 $1,200 $1,247 $1,122 $1,477 

Sugar and other sweets ........................... 107 101 112 93 129 

Fats and oils ............................................. 93 113 93 80 101 

Miscellaneous foods ................................ 704 653 721 631 833 

Nonalcoholic beverages ........................... 312 306 288 294 366 

Food prepared by consumer unit on

out-of-town trips ..................................... 32 27 33 24 48 

Food away from home ................................. 2,763 3,004 2,528 2,530 3,176 

Alcoholic beverages ....................................... 486 499 505 380 619 

Housing .......................................................... 17,288 19,561 15,702 15,625 19,682 

Shelter .......................................................... 10,896 12,556 9,264 9,201 13,741 

Owned dwellings ........................................ 5,728 6,029 5,684 4,733 7,001 

Mortgage interest and charges ................ 3,997 3,960 3,689 3,336 5,227 

Property taxes .......................................... 1,095 1,546 1,258 836 1,055 

Maintenance, repairs, insurance, other

expenses ................................................ 636 523 737 562 719 

Rented dwellings ........................................ 4,805 6,082 3,311 4,172 6,248 

Other lodging ............................................. 363 446 269 296 491 

Utilities, fuels, and public services ............... 3,201 3,428 3,113 3,349 2,932 

Natural gas ................................................. 403 554 629 207 395 

Electricity .................................................... 1,205 1,123 999 1,531 968 

Fuel oil and other fuels ............................... 79 327 65 26 22 

Telephone services .................................... 1,131 1,203 1,075 1,159 1,097 

Water and other public services ................. 383 221 344 425 450 

Household operations .................................. 1,184 1,565 1,134 1,163 1,032 

Personal services ....................................... 753 1,090 769 737 565 

Other household expenses ........................ 430 476 365 426 467 

Housekeeping supplies ................................ 550 528 679 501 519 

Laundry and cleaning supplies .................. 149 128 161 145 157 

Other household products .......................... 271 241 362 245 242 

Postage and stationery .............................. 131 159 155 110 119 

Household furnishings and equipment ......... 1,458 1,483 1,512 1,411 1,459 

Household textiles ...................................... 102 86 96 102 117 

Furniture ..................................................... 445 589 408 453 381 

Floor coverings .......................................... 22 42 13 16 25 

Major appliances ........................................ 167 134 185 149 196 

Small appliances, miscellaneous

housewares .............................................. 87 110 90 65 102 

Miscellaneous household equipment ......... 635 522 720 626 638 

Apparel and services ..................................... 1,918 2,216 1,836 1,723 2,102 

Men and boys .............................................. 422 403 398 393 500 

Men, 16 and over ....................................... 306 291 294 257 401 

Boys, 2 to 15 .............................................. 116 111 105 136 98 

Women and girls .......................................... 693 844 639 620 755 

Women, 16 and over .................................. 548 724 486 463 620 

Girls, 2 to 15 ............................................... 145 120 154 157 135 

Children under 2 .......................................... 195 201 202 162 234 

Footwear ...................................................... 341 379 310 360 317 

Other apparel products and services ........... 269 389 287 188 297 

Transportation ................................................ 8,191 8,098 7,768 8,269 8,502 

Vehicle purchases (net outlay) ..................... 2,985 2,896 2,845 3,123 2,961 

Cars and trucks, new ................................. 1,200 1,476 925 1,485 872 

Cars and trucks, used ................................ 1,681 1,411 1,791 1,492 2,012 

Other vehicles ............................................ 104 410 4128 147 477 

Gasoline and motor oil ................................. 2,414 2,047 2,376 2,589 2,414 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2008-2009 — Continued

Item Total

25-34 Northeast Midwest South West

Other vehicle expenses ............................... $2,341 $2,402 $2,155 $2,296 $2,533 

Vehicle finance charges ............................. 386 270 340 441 415 

Maintenance and repairs ........................... 628 586 600 624 684 

Vehicle insurance ....................................... 847 875 686 938 841 

Vehicle rental, leases, licenses, and other

charges .................................................... 481 672 529 293 594 

Public transportation .................................... 451 752 392 261 594 

Healthcare ...................................................... 1,771 1,824 1,924 1,675 1,745 

Health insurance .......................................... 1,033 1,173 1,092 999 948 

Medical services .......................................... 469 407 520 423 526 

Drugs ........................................................... 205 181 237 196 207 

Medical supplies .......................................... 64 63 76 57 65 

Entertainment ................................................. 2,636 2,912 2,754 2,445 2,632 

Fees and admissions ................................... 522 633 527 412 610 

Audio and visual equipment and services .... 1,062 1,117 1,055 1,089 999 

Pets, toys, hobbies, and playground

equipment .................................................. 621 829 622 606 511 

Other entertainment supplies, equipment,

and services ............................................... 430 334 551 339 513 

Personal care products and services ............. 551 507 486 558 631 

Reading .......................................................... 74 87 79 56 87 

Education ....................................................... 784 1,023 672 729 817 

Tobacco products and smoking supplies ....... 333 390 438 327 216 

Miscellaneous ................................................ 679 723 713 497 886 

Cash contributions ......................................... 1,019 841 885 1,019 1,238 

Personal insurance and pensions .................. 5,407 5,551 5,411 5,100 5,753 

Life and other personal insurance ................ 155 98 199 160 146 

Pensions and Social Security ...................... 5,251 5,453 5,212 4,941 5,607 

Sources of income and personal taxes: 

Money income before taxes ........................... 59,414 66,520 57,698 55,463 62,337 

Wages and salaries ..................................... 55,075 62,151 52,709 51,365 58,237 

Self-employment income ............................. 2,048 2,006 2,250 2,065 1,873 

Social Security, private and government

retirement ................................................... 407 439 380 421 391 

Interest, dividends, rental income, other

property income ......................................... 456 331 1,010 202 411 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 331 569 416 204 299 

Public assistance, supplemental security

income, food stamps .................................. 376 476 364 367 338 

Regular contributions for support ................. 429 340 308 536 435 

Other income ............................................... 292 209 261 303 353 

Personal taxes ............................................... 1,387 1,652 1,019 1,275 1,708 

Federal income taxes ................................... 1,205 1,189 901 1,180 1,512 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -443 -414 -529 -417 -422 

State and local income taxes ....................... 530 748 528 412 570 

Other taxes .................................................. 95 128 118 100 48 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2008-2009 — Continued

Item Total

25-34 Northeast Midwest South West

Income after taxes ......................................... 58,027 64,868 56,680 54,188 60,629 

Addenda:

Net change in total assets and liabilities ........ - $9,074 - $1,506 - $6,575 - $9,493 - $15,093 

Net change in total assets ............................ 12,602 15,207 9,007 8,014 20,705 

Net change in total liabilities ........................ 21,676 16,712 15,582 17,507 35,799 

Other financial information:

Other money receipts ................................... 274 385 316 154 341 

Mortgage principal paid on owned property -1,492 -1,467 -1,589 -1,304 -1,690 

Estimated market value of owned home ...... 94,136 110,685 82,224 77,091 118,947 

Estimated monthly rental value of owned

home .......................................................... 576 625 553 533 630 

Gifts of goods and services ............................ 610 665 605 462 801 

Food ............................................................. 47 45 43 37 66 

Alcoholic beverages ..................................... 8 48 13 4 12 

Housing ........................................................ 134 113 129 102 198 

Housekeeping supplies .............................. 22 13 31 13 35 

Household textiles ...................................... 10 48 48 11 411 

Appliances and miscellaneous

housewares .............................................. 13 418 15 8 15 

Major appliances ...................................... 2 42 2 ( ) 42 41 

Small appliances and miscellaneous

housewares ............................................ 11 416 415 6 414 

Miscellaneous household equipment ......... 33 36 31 15 60 

Other housing ............................................ 56 37 46 54 77 

Apparel and services ................................... 222 304 263 148 244 

Males, 2 and over ...................................... 32 46 33 25 33 

Females, 2 and over .................................. 52 87 55 26 65 

Children under 2 ........................................ 73 103 69 52 90 

Other apparel products and services ......... 65 67 106 46 56 

Jewelry and watches ................................ 34 438 82 14 417 

All other apparel products and services ... 31 429 423 31 39 

Transportation .............................................. 56 17 18 64 101 

Healthcare .................................................... 4 44 44 44 46 

Entertainment ............................................... 66 50 53 62 93 

Toys, games, arts and crafts, and tricycles 30 423 29 34 430 

Other entertainment ................................... 36 28 25 28 63 

Personal care products and services ........... 11 10 14 8 14 

Reading ........................................................ 2 ( ) 41 2 ( ) 2 ( ) 2 ( )

Education ..................................................... 31 484 42 12 16 

All other gifts ................................................ 31 29 25 22 52 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010