Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2013-2014

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 16,176 689 413 524 1,315 1,370 1,345 2,382 8,139

Consumer unit characteristics:

Income before taxes ....................................... $91,415 $4,583 $12,936 $17,807 $24,981 $34,929 $44,761 $59,434 $144,798

Income after taxes .......................................... 80,310 5,219 15,678 22,632 29,951 38,106 45,090 57,086 121,517

Age of reference person ................................. 42.2 38.1 38.9 36.8 40.8 41.4 40.4 42.5 43.7

Average number in consumer unit:

People .......................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0

Children under 18 ......................................... 1.5 1.9 1.7 1.9 1.7 1.6 1.6 1.4 1.4

Adults 65 and older ...................................... .1 1.1 1.1 1.1 .2 .1 .1 .2 .1

Earners ......................................................... 1.9 .8 1.0 1.1 1.4 1.5 1.8 2.0 2.3

Vehicles ........................................................ 2.3 1.3 1.2 1.2 1.5 1.8 2.0 2.3 2.8

Percent distribution:

Reference person:

Men .............................................................. 45 33 22 29 33 42 45 41 52

Women ......................................................... 55 67 78 71 67 58 55 59 48

Housing tenure:

Homeowner .................................................. 67 29 30 26 37 45 53 66 85

With mortgage ............................................ 52 16 16 11 22 31 40 50 71

Without mortgage ....................................... 14 13 14 15 15 14 13 16 14

Renter ........................................................... 33 71 70 74 63 55 47 34 15

Race of reference person:

Black or African-American ............................ 11 23 22 17 18 18 10 11 7

White, Asian, and all other races .................. 89 77 78 83 82 82 90 89 93

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 32 37 34 36 31 30 20 10

Not Hispanic or Latino .................................. 81 68 63 66 64 69 70 80 90

Education of reference person:

Elementary (1-8) ........................................... 5 10 13 13 9 10 7 6 2

High school (9-12) ........................................ 30 54 45 47 55 43 41 35 17

College ......................................................... 64 36 40 40 35 47 51 58 81

Never attended and other ............................. 2 ( ) 1 1 2 ( ) 2 ( ) 2 ( ) 1 2 ( ) 3 ( )

At least one vehicle owned or leased ............. 93 76 70 68 87 92 95 96 98

Average annual expenditures ........................... $69,860 $30,219 $27,975 $30,388 $36,159 $42,012 $45,188 $54,176 $96,214

Food ............................................................... 9,615 5,892 5,337 5,985 7,554 7,021 7,037 7,959 11,866

Food at home ............................................... 5,779 4,133 4,146 4,789 5,205 4,490 4,742 5,033 6,674

Cereals and bakery products ..................... 801 490 654 655 619 607 654 684 947

Cereals and cereal products .................... 273 177 230 284 234 251 213 221 312

Bakery products ....................................... 528 312 423 370 385 356 440 463 635

Meats, poultry, fish, and eggs .................... 1,279 1,004 1,004 1,144 1,549 1,081 1,133 1,147 1,374

Beef .......................................................... 337 213 309 303 616 263 286 314 339

Pork .......................................................... 246 186 192 179 258 246 205 198 275

Other meats .............................................. 182 123 109 182 144 115 151 162 215

Poultry ...................................................... 254 246 237 215 277 254 257 227 263

Fish and seafood ...................................... 183 158 192 197 172 137 165 164 205

Eggs ......................................................... 76 78 65 69 83 66 70 82 78

Dairy products ............................................ 616 441 400 452 467 431 521 534 735

Fresh milk and cream ............................... 222 158 183 191 188 150 214 213 249

Other dairy products ................................. 394 283 217 261 278 281 307 320 486

Fruits and vegetables ................................. 1,085 788 748 966 883 823 962 909 1,262

Fresh fruits ............................................... 406 256 244 309 293 306 355 335 487

Fresh vegetables ...................................... 322 233 246 335 267 248 283 269 369

Processed fruits ........................................ 167 132 106 128 150 123 152 151 191

Processed vegetables .............................. 190 167 152 194 173 145 172 154 215

Other food at home .................................... 1,998 1,410 1,341 1,572 1,687 1,549 1,473 1,760 2,356

Sugar and other sweets ........................... 197 114 132 150 156 150 137 159 240

Fats and oils ............................................. 167 123 133 181 173 162 130 138 184

Miscellaneous foods ................................. 1,049 732 612 792 825 756 748 905 1,267

Nonalcoholic beverages ........................... 530 431 460 437 520 446 428 524 577

Food prepared by consumer unit on

out-of-town trips ...................................... 57 110 14

113 112 134 130 33 88

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2013-2014 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,836 1,759 1,190 1,196 2,349 2,530 2,295 2,925 5,192

Alcoholic beverages ....................................... 496 359 184 1139 102 286 234 357 714

Housing .......................................................... 22,857 11,856 11,272 12,515 13,386 15,189 15,782 18,076 30,373

Shelter .......................................................... 13,132 6,999 6,701 7,146 7,470 8,711 8,924 10,102 17,603

Owned dwellings ........................................ 8,697 1,848 1,546 1,502 2,246 3,381 4,294 5,734 13,635

Mortgage interest and charges ................. 5,112 1,208 1899 1558 1,302 1,988 2,535 3,530 7,980

Property taxes .......................................... 2,429 460 426 506 559 842 997 1,446 3,915

Maintenance, repairs, insurance, other

expenses ................................................ 1,156 180 1221 438 385 550 762 758 1,740

Rented dwellings ........................................ 3,654 5,059 4,827 5,612 5,090 5,048 4,464 4,043 2,635

Other lodging .............................................. 781 192 1327 132 1134 282 167 325 1,334

Utilities, fuels, and public services ................ 4,858 3,013 3,038 3,546 3,530 3,936 4,280 4,583 5,737

Natural gas ................................................. 507 260 263 404 283 380 362 439 649

Electricity .................................................... 1,798 1,289 1,410 1,567 1,549 1,599 1,743 1,690 1,991

Fuel oil and other fuels ............................... 161 131 141 147 137 187 1113 172 222

Telephone services .................................... 1,735 1,083 1,022 1,118 1,269 1,364 1,488 1,705 2,054

Residential phone service, VOIP, and

phone cards ............................................ 373 241 182 288 275 271 245 333 464

Cellular phone service .............................. 1,363 842 840 831 994 1,093 1,243 1,372 1,589

Water and other public services ................. 656 351 302 409 393 507 573 577 821

Household operations .................................. 2,029 625 378 613 617 809 940 1,137 3,197

Personal services ....................................... 1,100 1249 177 1199 256 347 423 502 1,833

Other household expenses ........................ 929 376 302 414 361 462 516 635 1,364

Housekeeping supplies ................................ 870 453 432 484 703 600 635 730 1,082

Laundry and cleaning supplies ................... 220 108 96 212 241 217 235 210 231

Other household products .......................... 474 236 181 189 319 318 351 411 604

Postage and stationery ............................... 176 1109 1156 183 143 64 49 109 247

Household furnishings and equipment ......... 1,968 766 722 726 1,066 1,134 1,003 1,523 2,754

Household textiles ...................................... 142 124 118 130 192 69 125 64 193

Furniture ..................................................... 485 263 282 221 198 397 272 343 669

Floor coverings ........................................... 17 18

110 141213113 16 25

Major appliances ........................................ 249 173 1140 136 90 138 98 242 355

Small appliances, miscellaneous

housewares .............................................. 109 178 115 55 59 56 72 128 135

Miscellaneous household equipment ......... 966 322 258 381 525 470 424 731 1,377

Apparel and services ...................................... 2,600 1,541 1,658 1,357 1,702 2,419 1,740 1,676 3,342

Men and boys ............................................... 681 482 380 367 443 755 392 442 864

Men, 16 and over ....................................... 443 1341 1152 1143 243 506 200 260 591

Boys, 2 to 15 .............................................. 238 141 228 224 200 249 192 182 273

Women and girls .......................................... 924 605 626 318 666 693 729 570 1,202

Women, 16 and over .................................. 652 420 361 205 485 447 495 388 865

Girls, 2 to 15 ............................................... 272 185 265 112 180 246 234 182 337

Children under 2 ........................................... 154 194 1105 1189 1173 206 1158 157 144

Footwear ...................................................... 533 1182 1432 360 207 553 299 382 687

Other apparel products and services ........... 308 178 114 123 213 212 162 126 445

Transportation ................................................ 12,581 5,346 4,103 4,705 5,919 7,409 9,077 11,117 17,035

Vehicle purchases (net outlay) ..................... 5,011 11,497 1918 11,622 1,611 2,424 3,568 4,223 7,187

Cars and trucks, new .................................. 2,083 3 ( ) 3 ( ) 3 ( ) 1344 1799 11,068 872 3,518

Cars and trucks, used ................................ 2,859 1,497 1918 1,622 1,268 1,624 2,428 3,337 3,548

Other vehicles ............................................ 70 3 ( ) 3 ( ) 3 ( ) 3 ( ) 12

172 115 122

Gasoline and motor oil ................................. 3,538 2,009 2,286 1,890 2,268 2,795 2,892 3,561 4,268

Other vehicle expenses ................................ 3,367 1,652 806 978 1,815 1,828 2,335 3,004 4,532

Vehicle finance charges ............................. 330 192 1109 177 104 193 250 313 447

Maintenance and repairs ............................ 1,032 364 256 305 661 681 716 941 1,370

Vehicle insurance ....................................... 1,298 1559 1227 1382 1731 1570 11,006 1,321 1,682

Vehicle rental, leases, licenses, and other

charges ..................................................... 707 538 214 214 319 383 363 429 1,033

Public and other transportation .................... 665 188 193 215 224 361 281 329 1,048

Healthcare ...................................................... 4,365 1,463 1,554 1,382 1,689 2,404 2,799 4,137 6,027

Health insurance .......................................... 2,840 1,063 1,038 683 1,091 1,493 1,845 2,721 3,930

Medical services ........................................... 921 208 293 362 293 489 584 859 1,297

Drugs ............................................................ 457 144 170 298 222 343 304 442 590

Medical supplies ........................................... 147 148 154 139 82 78 67 115 210

Entertainment ................................................. 3,540 1,666 960 1,286 1,542 1,912 1,940 2,379 5,125

Fees and admissions ................................... 1,072 326 174 218 168 251 277 449 1,822

Audio and visual equipment and services .... 1,236 648 650 677 851 1,029 870 1,057 1,553

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2013-2014 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 737 595 147 337 438 397 549 612 965

Pets ............................................................ 514 395 178 163 230 259 348 454 693

Toys, hobbies, and playground equipment 223 1200 169 1174 1208 1138 201 158 272

Other entertainment supplies, equipment,

and services ............................................... 495 197 189 154 84 234 245 261 785

Personal care products and services ............. 846 412 284 364 575 561 508 598 1,150

Reading .......................................................... 98 114 120 131 24 56 62 75 145

Education ....................................................... 1,737 580 867 338 666 740 389 894 2,774

Tobacco products and smoking supplies ....... 369 335 384 384 457 399 474 433 315

Miscellaneous ................................................. 835 233 1209 447 288 404 569 512 1,234

Cash contributions .......................................... 1,682 274 567 363 635 579 912 1,045 2,611

Personal insurance and pensions .................. 8,241 248 678 1,092 1,620 2,635 3,665 4,918 13,503

Life and other personal insurance ................ 418 154 168 164 185 132 203 258 673

Pensions and Social Security ....................... 7,823 194 609 1,028 1,535 2,503 3,462 4,660 12,830

Sources of income and personal taxes:

Money income before taxes ........................... $91,415 $4,583 $12,936 $17,807 $24,981 $34,929 $44,761 $59,434 $144,798

Wages and salaries ...................................... 80,717 1,998 5,995 11,009 18,275 28,047 39,278 51,928 129,887

Self-employment income .............................. 5,353 1-611 1268 1878 514 1,132 1,565 2,943 9,227

Social Security, private and government

retirement ................................................... 2,457 685 2,333 1,849 2,868 3,190 2,396 3,225 2,248

Interest, dividends, rental income, other

property income .......................................... 1,248 131 17

183 158 1124 128 161 2,390

Public assistance, supplemental security

income, food stamps .................................. 727 1,696 3,014 2,896 2,469 1,397 614 312 136

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 663 1279 1891 1544 625 865 629 681 665

Other income ................................................ 251 1505 1429 1548 1173 1175 1251 1183 246

Personal taxes (contains some imputed

values) .......................................................... 11,105 -636 -2,742 -4,825 -4,970 -3,177 -329 2,348 23,281

Federal income taxes ................................... 8,453 -540 -2,649 -4,643 -4,865 -3,418 -990 1,261 18,437

State and local income taxes ....................... 2,572 -98 -97 -208 -134 144 523 1,054 4,740

Other taxes ................................................... 80 11

14126 128 197 1138 32 104

Income after taxes .......................................... 80,310 5,219 15,678 22,632 29,951 38,106 45,090 57,086 121,517

Addenda:

Net change in total assets and liabilities ........ $7,445 $1,740 $9,151 - $1,074 $1,720 $3,857 - $269 $5,169 $11,859

Net change in total assets ............................ 21,408 8,538 14,595 4,595 2,329 6,084 2,022 12,934 35,272

Net change in total liabilities ......................... 13,964 6,798 5,444 5,668 609 2,226 2,291 7,765 23,413

Other financial information:

Other money receipts ................................... 516 115 1729 145 1191 1504 1712 133 742

Mortgage principal paid on owned property -2,776 -781 1-519 1-259 -564 -1,095 -1,252 -1,844 -4,387

Estimated market value of owned home ...... 197,552 41,761 39,860 42,083 48,587 72,187 88,236 125,402 313,100

Estimated monthly rental value of owned

home .......................................................... 1,069 309 280 342 369 473 576 775 1,601

Gifts of goods and services, total ................... 822 283 236 459 647 828 311 327 1,173

Food ............................................................. 86 143 11

124 195 32 28 42 128

Alcoholic beverages ..................................... 11 2 ( ) 3 ( ) 3 ( ) 3 ( ) 11

2 ( ) 15 19

Housing ........................................................ 155 1120 1161 217 94 86 88 72 208

Housekeeping supplies .............................. 22 114 121 3 ( ) 114 17

118 112 30

Household textiles ...................................... 3 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 13

1215

Appliances and miscellaneous

housewares .............................................. 12 2 ( ) 3 ( ) 3 ( ) 3 ( ) 12

1512 22

Major appliances ...................................... 4 3 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 11

3 ( ) 8

Small appliances and miscellaneous

housewares ............................................ 8 2 ( ) 3 ( ) 3 ( ) 3 ( ) 12

1412 14

Miscellaneous household equipment ......... 38 120 3 ( ) 11

17117 112 133 57

Other housing ............................................. 80 185 1140 216 174 160 150 123 94

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2013-2014 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Apparel and services .................................... 181 1102 166 192 362 156 1131 127 218

Males, 2 and over ....................................... 39 17

128 139 167 110 110 32 50

Females, 2 and over ................................... 69 153 111 116 1131 19

153 126 93

Children under 2 ......................................... 45 3 ( ) 127 121 1137 135 164 128 43

Other apparel products and services ......... 28 142 3 ( ) 116 127 13

14141 33

Jewelry and watches ................................ 8 142 3 ( ) 3 ( ) 113 3 ( ) 14

1219

All other apparel products and services ... 20 3 ( ) 3 ( ) 116 115 13

3 ( ) 139 24

Transportation .............................................. 94 4 3 ( ) 111 4 298 110 21 128

Healthcare .................................................... 6 3 ( ) 3 ( ) 3 ( ) 11

111212 10

Entertainment ............................................... 75 112 19

136 133 121 138 119 123

Toys, games, arts and crafts, and tricycles 30 111 19

136 125 12118 113 44

Other entertainment ................................... 45 11

3 ( ) 1118119 120 16 79

Personal care products and services ........... 9 3 ( ) 3 ( ) 3 ( ) 127 3 ( ) 2 ( ) 2 ( ) 13

Reading ........................................................ 3 3 ( ) 3 ( ) 18

2 ( ) 3 ( ) 1611 4

Education ..................................................... 162 3 ( ) 3 ( ) 2 ( ) 129 1328 12

126 254

All other gifts ................................................. 39 12

3 ( ) 171 121518 12 67

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015