Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 24,722 765 700 1,150 885 2,042 2,139 2,123 3,674 11,243

Consumer unit characteristics:

Income before taxes ....................................... $80,105 - $14,295 $7,961 $12,732 $17,806 $24,911 $34,732 $44,691 $59,775 $134,810

Income after taxes .......................................... 77,040 -12,451 8,067 13,004 18,016 25,147 34,516 43,946 58,469 128,458

Age of reference person ................................. 49.6 49.9 49.7 50.0 49.6 49.5 49.7 49.4 49.6 49.5

Average number in consumer unit:

Persons ........................................................ 2.8 1.8 1.8 1.9 2.2 2.4 2.5 2.6 2.7 3.2

Children under 18 ......................................... .6 .4 .3 .4 .5 .6 .5 .6 .6 .8

Persons 65 and older ................................... .1 1 ( ) 1 ( ) 1 ( ) 2.1 .1 .1 .1 .1 .1

Earners ......................................................... 1.7 .6 .6 .5 .8 1.1 1.5 1.6 1.8 2.1

Vehicles ........................................................ 2.3 1.2 1.0 1.1 1.2 1.4 1.7 2.1 2.3 2.9

Percent distribution:

Sex of reference person:

Male .............................................................. 47 44 45 40 46 44 40 46 43 51

Female ......................................................... 53 56 55 60 54 56 60 54 57 49

Housing tenure:

Homeowner .................................................. 72 38 40 31 43 49 57 68 75 89

With mortgage ............................................ 53 20 15 14 20 26 37 48 57 73

Without mortgage ....................................... 18 18 24 17 23 23 20 20 18 16

Renter ........................................................... 28 62 60 69 57 51 43 32 25 11

Race of reference person:

Black or African-American ............................ 13 24 24 25 21 20 14 15 13 8

White, Asian, and all other races .................. 87 76 76 75 79 80 86 85 87 92

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 12 17 15 14 20 19 20 17 14 7

Not Hispanic or Latino .................................. 88 83 85 86 80 81 80 83 86 93

Education of reference person:

Elementary (1-8) ........................................... 4 6 12 6 12 7 9 5 4 1

High school (9-12) ........................................ 33 57 53 56 54 51 44 39 33 20

College ......................................................... 63 37 35 37 33 42 47 56 63 79

Never attended and other ............................. 3 ( ) 3 ( ) 3 ( ) 1 1 4 ( ) 4 ( ) 4 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............. 91 68 61 67 77 82 89 95 94 98

Average annual expenditures ........................... $60,069 $30,877 $20,980 $21,278 $24,559 $30,214 $34,373 $42,068 $50,494 $88,485

Food ............................................................... 7,670 3,642 3,631 3,992 4,171 4,647 4,630 5,581 6,803 10,826

Food at home ............................................... 4,564 2,319 2,788 2,851 3,033 3,095 3,239 3,528 4,300 6,012

Cereals and bakery products ..................... 622 341 404 363 439 411 427 505 584 817

Cereals and cereal products .................... 214 114 135 124 162 127 158 185 192 283

Bakery products ....................................... 407 227 268 238 277 284 269 320 392 534

Meats, poultry, fish, and eggs .................... 1,006 493 691 762 678 719 790 815 879 1,300

Beef .......................................................... 277 138 186 246 173 182 205 233 243 360

Pork .......................................................... 187 119 201 140 115 154 157 157 181 223

Other meats .............................................. 150 70 78 92 89 109 100 115 130 205

Poultry ...................................................... 195 74 90 148 136 143 152 154 162 258

Fish and seafood ...................................... 139 56 84 92 108 84 121 105 114 186

Eggs ......................................................... 58 36 52 45 56 47 53 51 48 68

Dairy products ............................................ 486 244 307 286 331 324 326 353 448 655

Fresh milk and cream ............................... 177 103 129 131 140 131 138 141 166 220

Other dairy products ................................. 310 140 177 156 190 193 189 212 282 434

Fruits and vegetables ................................. 837 474 503 469 532 545 589 625 801 1,115

Fresh fruits ............................................... 291 145 178 125 161 183 184 225 288 396

Fresh vegetables ...................................... 263 147 107 160 165 166 194 213 245 351

Processed fruits ........................................ 131 95 109 77 90 83 80 87 123 177

Processed vegetables .............................. 152 87 108 106 115 112 132 100 145 191

Other food at home .................................... 1,612 767 885 971 1,053 1,097 1,107 1,230 1,587 2,124

Sugar and other sweets ........................... 163 69 100 88 108 108 105 117 162 219

Fats and oils ............................................. 131 62 120 75 97 96 98 130 131 160

Miscellaneous foods ................................. 807 400 391 464 491 539 568 582 801 1,076

Nonalcoholic beverages ........................... 449 214 269 341 341 332 312 369 436 569

Food prepared by consumer unit on

out-of-town trips ...................................... 62 223 25

23215 21 24 32 57 100

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,106 1,323 843 1,141 1,139 1,553 1,391 2,053 2,504 4,814

Alcoholic beverages ....................................... 474 155 250 129 219 214 240 292 306 773

Housing .......................................................... 18,928 11,138 9,200 8,985 10,115 11,609 12,725 14,685 16,804 25,820

Shelter .......................................................... 11,177 7,303 5,810 5,620 5,798 6,785 7,565 8,213 9,649 15,312

Owned dwellings ........................................ 7,699 2,543 2,298 1,431 1,937 2,670 3,513 4,939 6,534 12,094

Mortgage interest and charges ................. 4,157 1,442 1,363 676 978 1,225 1,845 2,749 3,727 6,501

Property taxes .......................................... 2,316 853 629 402 665 1,017 966 1,445 1,758 3,685

Maintenance, repairs, insurance, other

expenses ................................................ 1,227 249 307 353 294 427 702 745 1,050 1,908

Rented dwellings ........................................ 2,647 4,107 3,463 4,123 3,825 3,954 3,897 2,988 2,747 1,681

Other lodging .............................................. 831 2652 249 265 235 161 156 286 367 1,537

Utilities, fuels, and public services ................ 4,311 2,442 2,403 2,375 2,837 3,213 3,502 3,965 4,196 5,327

Natural gas ................................................. 456 234 222 188 301 271 337 412 428 600

Electricity .................................................... 1,597 1,043 1,039 1,065 1,186 1,376 1,371 1,531 1,566 1,862

Fuel oil and other fuels ............................... 159 2110 268 284 250 56 72 128 143 230

Telephone services .................................... 1,510 764 734 768 957 1,113 1,253 1,377 1,482 1,885

Water and other public services ................. 588 291 338 270 342 397 469 517 578 750

Household operations .................................. 1,024 524 340 243 361 472 543 655 737 1,589

Personal services ....................................... 197 289 2122 3 ( ) 221 268 297 289 264 349

Other household expenses ........................ 827 434 218 243 340 404 446 566 673 1,240

Housekeeping supplies ................................ 680 338 240 254 505 413 384 488 585 975

Laundry and cleaning supplies ................... 171 101 60 117 102 133 135 156 149 221

Other household products .......................... 360 177 130 122 253 218 191 252 306 524

Postage and stationery ............................... 149 260 251 15 151 61 58 80 130 231

Household furnishings and equipment ......... 1,736 531 407 494 614 727 731 1,363 1,636 2,618

Household textiles ...................................... 115 101 219 40 59 48 48 79 69 184

Furniture ..................................................... 411 71 268 88 114 179 159 502 221 647

Floor coverings ........................................... 23 211 24

2223 5 5 8 13 41

Major appliances ........................................ 225 288 84 154 103 88 127 144 186 331

Small appliances, miscellaneous

housewares .............................................. 101 256 217 38 36 48 55 90 86 150

Miscellaneous household equipment ......... 862 204 217 172 300 359 338 541 1,062 1,266

Apparel and services ...................................... 2,010 1,277 773 646 895 1,236 940 1,408 1,477 3,055

Men and boys ............................................... 472 148 267 190 115 243 217 245 319 762

Men, 16 and over ....................................... 386 2119 2230 169 267 192 186 190 250 631

Boys, 2 to 15 .............................................. 86 29 237 22 49 51 31 55 70 131

Women and girls .......................................... 845 536 194 185 394 523 345 594 680 1,293

Women, 16 and over .................................. 705 259 184 125 313 423 283 471 546 1,111

Girls, 2 to 15 ............................................... 140 2277 211 60 81 101 62 123 134 182

Children under 2 ........................................... 38 225 28

217 233 213 227 248 43 48

Footwear ...................................................... 414 2414 2170 164 232 323 228 418 289 574

Other apparel products and services ........... 241 153 134 89 121 133 124 104 146 378

Transportation ................................................ 10,072 4,601 3,666 3,037 3,688 4,782 6,036 7,718 9,104 14,603

Vehicle purchases (net outlay) ..................... 3,079 21,529 21,299 2401 2523 751 1,590 1,994 2,855 4,754

Cars and trucks, new .................................. 1,546 2958 4 ( ) 4 ( ) 4 ( ) 2100 2635 2590 1,351 2,641

Cars and trucks, used ................................ 1,481 2572 1,299 2401 523 648 924 1,368 1,436 2,034

Other vehicles ............................................ 52 4 ( ) 4 ( ) 4 ( ) 4 ( ) 23

231 236 268 79

Gasoline and motor oil ................................. 3,345 1,429 1,340 1,359 1,741 2,286 2,512 2,927 3,328 4,365

Other vehicle expenses ................................ 3,015 1,321 880 1,101 1,307 1,561 1,654 2,566 2,554 4,400

Vehicle finance charges ............................. 275 290 272 245 65 85 162 209 255 416

Maintenance and repairs ............................ 982 362 466 323 392 465 630 783 883 1,411

Vehicle insurance ....................................... 1,234 2632 2270 2618 2709 811 2592 1,332 1,054 1,718

Vehicle rental, leases, licenses, and other

charges ..................................................... 523 238 73 115 141 200 269 242 362 855

Public and other transportation .................... 633 322 148 175 118 185 281 231 366 1,084

Health care ..................................................... 3,549 1,482 812 1,176 1,413 2,132 2,436 2,773 3,394 4,942

Health insurance .......................................... 1,955 754 398 615 780 1,073 1,353 1,515 1,765 2,782

Medical services ........................................... 917 365 182 275 250 537 683 706 1,003 1,245

Drugs ............................................................ 521 307 215 249 345 405 312 457 511 676

Medical supplies ........................................... 156 256 217 38 38 117 88 95 115 239

Entertainment ................................................. 3,110 1,542 1,002 944 997 1,456 1,777 2,025 2,791 4,630

Fees and admissions ................................... 780 380 46 67 110 136 198 344 413 1,414

Audio and visual equipment and services .... 1,103 687 510 559 592 719 835 936 998 1,454

Pets, toys, hobbies, and playground

equipment ................................................... 739 371 298 291 253 424 575 473 673 1,050

Other entertainment supplies, equipment,

and services ............................................... 489 2104 2148 227 242 177 169 273 708 713

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Personal care products and services ............. 708 249 231 296 278 300 373 432 586 1,087

Reading .......................................................... 116 41 16 29 36 46 54 67 84 186

Education ....................................................... 2,151 1,312 2233 78 2115 311 573 776 873 4,015

Tobacco products and smoking supplies ....... 448 583 479 543 605 530 494 512 493 364

Miscellaneous ................................................. 936 1,437 236 386 450 446 507 579 727 1,351

Cash contributions .......................................... 2,074 2,878 252 529 586 763 853 1,143 1,414 3,271

Personal insurance and pensions .................. 7,823 540 398 509 992 1,740 2,733 4,077 5,639 13,561

Life and other personal insurance ................ 423 2168 264 78 83 96 144 239 318 707

Pensions and Social Security ....................... 7,399 372 334 431 909 1,644 2,589 3,839 5,321 12,854

Sources of income and personal taxes:

Money income before taxes ........................... $80,105 - $14,295 $7,961 $12,732 $17,806 $24,911 $34,732 $44,691 $59,775 $134,810

Wages and salaries ...................................... 71,575 3,438 3,249 4,066 9,382 16,491 28,562 37,789 53,840 122,635

Self-employment income .............................. 3,180 -19,889 2-72 2426 2591 1,218 1,302 2,272 2,292 6,614

Social Security, private and government

retirement ................................................... 2,668 199 1,147 4,420 4,926 4,269 2,576 2,740 1,914 2,534

Interest, dividends, rental income, other

property income .......................................... 927 441 231 272 2128 188 172 210 245 1,803

Unemployment and workers’

compensation, veterans’ benefits ............... 630 2241 2363 581 2594 829 758 893 623 574

Public assistance, supplemental security

income, food stamps .................................. 591 673 2,646 2,602 1,550 1,420 718 366 336 128

Regular contributions for support ................. 340 2174 2378 2245 2246 340 494 335 388 322

Other income ................................................ 193 2429 2218 319 2389 157 2149 284 137 201

Personal taxes (missing values not imputed) 3,066 -1,844 -106 -272 -211 -236 216 745 1,305 6,352

Federal income taxes ................................... 2,218 -2,020 -157 -290 -245 -318 63 401 896 4,750

State and local income taxes ....................... 714 -19 231 -3 -3 52 102 271 335 1,380

Other taxes ................................................... 134 2195 220 20 38 30 51 73 74 222

Income after taxes .......................................... 77,040 -12,451 8,067 13,004 18,016 25,147 34,516 43,946 58,469 128,458

Addenda:

Net change in total assets and liabilities ........ - $4,877 - $1,598 $6,663 $3,471 - $1,548 - $106 - $3,445 - $873 - $7,220 - $8,064

Net change in total assets ............................ 3,633 -769 4,389 3,263 1,126 -47 1,039 -35 -835 7,436

Net change in total liabilities ......................... 8,510 829 -2,275 -208 2,674 60 4,484 838 6,385 15,500

Other financial information:

Other money receipts ................................... 1,295 213,452 2130 2228 2202 2132 240 494 584 1,568

Mortgage principal paid on owned property -2,838 -941 -1,201 -411 -565 -668 -1,104 -1,819 -2,322 -4,581

Estimated market value of owned home ...... 180,535 73,796 68,487 32,136 48,523 63,530 84,510 107,861 139,516 287,004

Estimated monthly rental value of owned

home .......................................................... 1,010 429 467 258 359 451 545 710 877 1,501

Gifts of goods and services, total ................... 1,590 2,276 415 413 268 342 578 653 839 2,696

Food ............................................................. 136 194 210 228 57 35 36 60 94 224

Alcoholic beverages ..................................... 19 22

3 ( ) 3 ( ) 4 ( ) 28 1 15 3 38

Housing ........................................................ 252 318 254 71 48 72 63 118 173 416

Housekeeping supplies .............................. 27 24

213 26216 282727 29 44

Household textiles ...................................... 12 4 ( ) 21

3 ( ) 4 ( ) 24212125 25

Appliances and miscellaneous

housewares .............................................. 19 217 22

27211 272323 19 30

Major appliances ...................................... 7 21

2222210 24212126 12

Small appliances and miscellaneous

housewares ............................................ 11 216 4 ( ) 25

21232222 13 18

Miscellaneous household equipment ......... 47 218 213 226 24

29 25 29 35 75

Other housing ............................................. 147 2278 225 232 216 245 26 78 85 243

Apparel and services .................................... 215 198 2103 121 58 106 158 164 186 299

Males, 2 and over ....................................... 55 2102 248 229 28 42 45 26 41 75

Females, 2 and over ................................... 82 285 230 218 235 23 67 101 81 107

Children under 2 ......................................... 22 26

23217 3 ( ) 213 223 24 25 29

Other apparel products and services ......... 56 25

221 256 214 228 223 232 39 88

Jewelry and watches ................................ 18 25

212124210 2428213 30

All other apparel products and services ... 38 4 ( ) 220 256 210 218 219 224 226 58

See footnotes at end of table.
Table 3233. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

45-54

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Transportation .............................................. 135 25 2214 26 25 14 83 35 82 226

Health care ................................................... 39 244 26

22222 210 28229 29 62

Entertainment ............................................... 95 2159 22

228 212 228 38 28 59 160

Toys, games, arts and crafts, and tricycles 21 269 4 ( ) 22

22211 2521215 34

Other entertainment ................................... 74 291 22 26 210 17 33 27 44 126

Personal care products and services ........... 18 4 ( ) 216 27

2122222129 35

Reading ........................................................ 2 4 ( ) 21

4 ( ) 3 ( ) 21212223 4

Education ..................................................... 591 21,231 27

217 214 234 164 165 152 1,095

All other gifts ................................................. 87 105 22 113 231 31 24 36 49 137

1 Value is less than or equal to 0.05.

2 Data are likely to have large sampling errors.

3 Value is less than or equal to 0.5.

4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013