Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 17,769 3,594 3,506 7,103 3,566

Consumer unit characteristics:

Income before taxes ....................................... $55,686 $62,757 $53,296 $49,046 $64,136

Income after taxes .......................................... 50,246 55,634 48,638 44,799 57,248

Age of reference person ................................. 68.9 68.8 68.6 69.1 68.9

Average number in consumer unit:

People .......................................................... 1.8 1.8 1.7 1.8 1.9

Children under 18 ......................................... .1 .1 .1 .1 .1

Adults 65 and older ...................................... 1.4 1.4 1.4 1.4 1.4

Earners ......................................................... .7 .7 .6 .6 .7

Vehicles ........................................................ 1.9 1.7 2.1 1.9 2.0

Percent distribution:

Reference person:

Men .............................................................. 49 51 47 49 49

Women ......................................................... 51 49 53 51 51

Housing tenure:

Homeowner .................................................. 79 76 80 81 78

With mortgage ............................................ 29 25 29 28 35

Without mortgage ....................................... 50 52 50 53 43

Renter ........................................................... 21 24 20 19 22

Race of reference person:

Black or African-American ............................ 10 10 10 14 3

White, Asian, and all other races .................. 90 90 90 86 97

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 6 6 3 7 10

Not Hispanic or Latino .................................. 94 94 97 93 90

Education of reference person:

Elementary (1-8) ........................................... 4 6 2 4 3

High school (9-12) ........................................ 35 34 41 39 22

College ......................................................... 61 60 57 57 75

Never attended and other ............................. 1 ( ) 1 ( ) 1 1 ( ) 1

At least one vehicle owned or leased ............. 89 83 92 90 91

Average annual expenditures ........................... $50,192 $52,366 $47,335 $47,285 $56,316

Food ............................................................... 6,411 6,481 6,165 6,160 7,009

Food at home ............................................... 3,895 4,040 3,948 3,671 4,119

Cereals and bakery products ..................... 516 567 498 498 520

Cereals and cereal products .................... 154 163 143 137 185

Bakery products ....................................... 362 403 355 361 335

Meats, poultry, fish, and eggs .................... 861 879 872 812 920

Beef .......................................................... 247 213 313 238 235

Pork .......................................................... 177 175 166 185 175

Other meats .............................................. 113 153 113 99 104

Poultry ...................................................... 137 145 130 129 148

Fish and seafood ...................................... 130 139 101 103 193

Eggs ......................................................... 57 54 49 58 65

Dairy products ............................................ 391 435 393 348 427

Fresh milk and cream ............................... 120 125 117 115 128

Other dairy products ................................. 271 311 275 233 299

Fruits and vegetables ................................. 748 788 746 691 816

Fresh fruits ............................................... 274 280 283 244 313

Fresh vegetables ...................................... 246 270 245 214 284

Processed fruits ........................................ 99 110 90 99 97

Processed vegetables .............................. 129 127 128 133 122

Other food at home .................................... 1,380 1,371 1,440 1,322 1,436

Sugar and other sweets ........................... 159 144 220 147 143

Fats and oils ............................................. 110 117 102 108 113

Miscellaneous foods ................................. 657 641 696 612 715

Nonalcoholic beverages ........................... 388 402 359 395 386

Food prepared by consumer unit on

out-of-town trips ...................................... 66 68 63 60 80

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item Total

65-74 Northeast Midwest South West

Food away from home .................................. 2,516 2,442 2,217 2,489 2,890

Alcoholic beverages ....................................... 431 475 328 355 612

Housing .......................................................... 16,666 18,897 14,963 15,109 19,140

Shelter .......................................................... 9,041 11,444 7,754 7,540 10,877

Owned dwellings ........................................ 6,141 7,894 5,457 5,008 7,302

Mortgage interest and charges ................. 1,802 1,587 1,495 1,573 2,775

Property taxes .......................................... 2,304 4,191 2,137 1,509 2,152

Maintenance, repairs, insurance, other

expenses ................................................ 2,035 2,116 1,825 1,926 2,376

Rented dwellings ........................................ 1,844 2,137 1,517 1,534 2,490

Other lodging .............................................. 1,056 1,413 780 998 1,085

Utilities, fuels, and public services ................ 3,808 4,120 3,598 3,804 3,708

Natural gas ................................................. 395 586 583 227 352

Electricity .................................................... 1,467 1,366 1,257 1,763 1,188

Fuel oil and other fuels ............................... 156 415 131 80 69

Telephone services .................................... 1,234 1,322 1,119 1,204 1,320

Residential phone service, VOIP, and

phone cards ............................................ 462 586 439 437 407

Cellular phone service .............................. 773 736 680 766 914

Water and other public services ................. 555 431 508 530 779

Household operations .................................. 1,162 1,055 904 1,206 1,433

Personal services ....................................... 120 214 2105 2182 2120

Other household expenses ........................ 1,042 1,042 799 1,025 1,313

Housekeeping supplies ................................ 801 782 882 802 749

Laundry and cleaning supplies ................... 164 146 174 174 153

Other household products .......................... 449 442 527 446 397

Postage and stationery ............................... 188 194 182 183 199

Household furnishings and equipment ......... 1,854 1,496 1,825 1,757 2,373

Household textiles ...................................... 110 88 165 87 126

Furniture ..................................................... 418 288 371 427 578

Floor coverings ........................................... 27 35 41 14 29

Major appliances ........................................ 295 310 383 258 270

Small appliances, miscellaneous

housewares .............................................. 116 119 94 109 143

Miscellaneous household equipment ......... 888 655 772 862 1,228

Apparel and services ...................................... 1,298 1,294 1,111 1,195 1,636

Men and boys ............................................... 240 205 225 216 327

Men, 16 and over ....................................... 208 177 202 183 287

Boys, 2 to 15 .............................................. 32 27 22 33 40

Women and girls .......................................... 597 629 482 566 719

Women, 16 and over .................................. 559 608 447 515 688

Girls, 2 to 15 ............................................... 38 21 36 52 31

Children under 2 ........................................... 25 220 245 221 221

Footwear ...................................................... 241 188 193 221 355

Other apparel products and services ........... 194 253 165 170 214

Transportation ................................................ 8,229 7,939 8,312 8,362 8,168

Vehicle purchases (net outlay) ..................... 3,180 2,743 3,169 3,743 2,507

Cars and trucks, new .................................. 1,946 1,141 2,008 2,432 1,730

Cars and trucks, used ................................ 1,193 1,548 1,141 1,260 752

Other vehicles ............................................ 240 253 220 251 225

Gasoline and motor oil ................................. 1,619 1,479 1,545 1,664 1,740

Other vehicle expenses ................................ 2,801 3,017 3,022 2,513 2,940

Vehicle finance charges ............................. 149 92 134 185 146

Maintenance and repairs ............................ 847 859 797 768 1,035

Vehicle insurance ....................................... 1,240 1,206 1,443 1,170 1,218

Vehicle rental, leases, licenses, and other

charges ..................................................... 566 859 649 390 540

Public and other transportation .................... 630 701 575 441 981

Healthcare ...................................................... 5,868 5,784 6,108 5,572 6,309

Health insurance .......................................... 4,072 4,040 4,279 3,876 4,291

Medical services ........................................... 898 930 936 755 1,109

Drugs ............................................................ 704 645 737 725 694

Medical supplies ........................................... 194 169 156 215 215

Entertainment ................................................. 2,926 2,728 2,492 3,020 3,297

Fees and admissions ................................... 608 682 459 539 799

Audio and visual equipment and services .... 1,099 1,082 1,102 1,102 1,107

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item Total

65-74 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 747 797 533 740 903

Pets ............................................................ 618 676 395 605 786

Toys, hobbies, and playground equipment 129 121 138 134 116

Other entertainment supplies, equipment,

and services ............................................... 472 166 397 640 488

Personal care products and services ............. 655 620 615 659 713

Reading .......................................................... 164 150 173 126 239

Education ....................................................... 401 459 254 235 820

Tobacco products and smoking supplies ....... 253 245 273 267 212

Miscellaneous ................................................. 940 1,157 1,264 736 827

Cash contributions .......................................... 2,175 1,800 2,209 2,271 2,330

Personal insurance and pensions .................. 3,774 4,336 3,069 3,220 5,005

Life and other personal insurance ................ 391 443 398 388 336

Pensions and Social Security ....................... 3,383 3,893 2,671 2,832 4,669

Sources of income and personal taxes:

Money income before taxes ........................... $55,686 $62,757 $53,296 $49,046 $64,136

Wages and salaries ...................................... 23,720 29,246 21,623 20,330 26,964

Self-employment income .............................. 3,685 4,778 2,391 3,505 4,211

Social Security, private and government

retirement ................................................... 23,750 24,702 24,711 22,075 25,182

Interest, dividends, rental income, other

property income .......................................... 3,580 2,880 3,832 2,280 6,624

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 327 540 274 233 354

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 444 422 296 457 586

Other income ................................................ 180 189 168 165 214

Personal taxes (contains some imputed

values) .......................................................... 5,440 7,123 4,658 4,248 6,888

Federal income taxes ................................... 4,348 5,484 3,802 3,562 5,305

State and local income taxes ....................... 1,027 1,577 805 627 1,484

Other taxes ................................................... 66 62 50 58 299

Income after taxes .......................................... 50,246 55,634 48,638 44,799 57,248

Addenda:

Net change in total assets and liabilities ........ $7,481 $4,608 $10,940 $5,336 $11,247

Net change in total assets ............................ 10,732 8,351 13,050 7,146 17,995

Net change in total liabilities ......................... 3,251 3,744 2,110 1,810 6,749

Other financial information:

Other money receipts ................................... 1,050 654 565 1,083 1,860

Mortgage principal paid on owned property -1,701 -1,745 -1,435 -1,687 -1,946

Estimated market value of owned home ...... 214,453 256,366 146,973 166,369 334,335

Estimated monthly rental value of owned

home .......................................................... 1,186 1,368 951 1,040 1,523

Gifts of goods and services, total ................... 1,222 859 1,130 1,168 1,754

Food ............................................................. 75 45 90 71 95

Alcoholic beverages ..................................... 13 6 7 2 41

Housing ........................................................ 284 205 263 338 278

Housekeeping supplies .............................. 44 54 57 35 39

Household textiles ...................................... 12 216 25

211 219

Appliances and miscellaneous

housewares .............................................. 22 29 27 23 26

Major appliances ...................................... 10 25 12 13 8

Small appliances and miscellaneous

housewares ............................................ 12 24

215 210 19

Miscellaneous household equipment ......... 57 27 46 86 39

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item Total

65-74 Northeast Midwest South West

Other housing ............................................. 150 98 128 184 155

Apparel and services .................................... 210 135 186 212 291

Males, 2 and over ....................................... 50 27 36 48 85

Females, 2 and over ................................... 88 54 84 101 97

Children under 2 ......................................... 23 216 242 219 221

Other apparel products and services ......... 48 237 25 43 88

Jewelry and watches ................................ 23 229 212 215 241

All other apparel products and services ... 26 28

212 27 247

Transportation .............................................. 129 108 65 159 148

Healthcare .................................................... 50 22

2114 235 264

Entertainment ............................................... 119 102 88 108 186

Toys, games, arts and crafts, and tricycles 50 257 224 58 52

Other entertainment ................................... 69 45 64 50 134

Personal care products and services ........... 16 211 21 14 19

Reading ........................................................ 8 6 20 6 5

Education ..................................................... 193 174 110 93 492

All other gifts ................................................. 125 65 165 131 136

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017