Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 21,624 679 481 787 843 1,774 1,964 1,755 3,406 9,936

Consumer unit characteristics:

Income before taxes ....................................... $84,725 $2,769 $8,155 $12,574 $17,607 $24,921 $34,963 $44,634 $59,538 $141,667

Income after taxes .......................................... 72,891 3,056 8,856 14,349 19,880 27,781 36,049 43,352 55,386 116,449

Age of reference person ................................. 39.6 39.7 39.1 39.4 39.9 39.6 39.5 39.3 39.4 39.7

Average number in consumer unit:

People .......................................................... 3.3 2.2 2.5 2.6 2.8 3.1 3.1 3.1 3.4 3.6

Children under 18 ......................................... 1.4 .8 1.1 1.1 1.2 1.4 1.3 1.3 1.4 1.5

Adults 65 and older ...................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 2.1 2.1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ......................................................... 1.6 .7 .7 .8 1.0 1.2 1.4 1.5 1.7 1.9

Vehicles ........................................................ 1.9 .9 .8 .9 1.0 1.2 1.5 1.7 2.0 2.4

Percent distribution:

Reference person:

Men .............................................................. 46 44 27 28 40 35 42 47 47 52

Women ......................................................... 54 56 73 72 60 65 58 53 53 48

Housing tenure:

Homeowner .................................................. 58 27 27 31 30 30 38 45 56 77

With mortgage ............................................ 47 15 11 12 16 15 26 32 46 69

Without mortgage ....................................... 11 12 16 19 15 15 12 13 10 8

Renter ........................................................... 42 73 73 69 70 70 62 55 44 23

Race of reference person:

Black or African-American ............................ 15 33 24 25 18 21 19 20 15 9

White, Asian, and all other races .................. 85 67 76 75 82 79 81 80 85 91

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 20 18 18 26 32 34 31 24 23 12

Not Hispanic or Latino .................................. 80 82 82 74 68 66 69 76 77 88

Education of reference person:

Elementary (1-8) ........................................... 3 2 4 7 6 5 4 3 3 1

High school (9-12) ........................................ 29 37 54 48 56 51 45 37 31 15

College ......................................................... 68 60 42 44 38 44 50 59 66 84

Never attended and other ............................. 1 ( ) 3 ( ) 3 ( ) 1 1 ( ) 1 ( ) 1 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 61 63 66 67 81 89 92 96 97

Average annual expenditures ........................... $63,901 $29,454 $24,714 $24,390 $28,164 $32,782 $39,966 $43,947 $52,146 $91,959

Food ............................................................... 8,451 4,904 3,944 4,287 5,182 4,695 6,414 6,046 7,023 11,417

Food at home ............................................... 4,808 3,604 2,758 3,055 3,347 3,182 4,227 3,868 4,203 5,991

Cereals and bakery products ..................... 632 472 288 461 396 411 510 531 541 800

Cereals and cereal products .................... 225 246 86 207 162 143 166 181 192 281

Bakery products ....................................... 407 227 203 254 234 268 344 350 349 519

Meats, poultry, fish, and eggs .................... 1,080 1,024 587 844 790 764 1,048 932 989 1,265

Beef .......................................................... 274 251 164 252 201 186 247 246 271 317

Pork .......................................................... 196 243 126 108 158 183 190 168 183 219

Other meats .............................................. 157 121 76 72 99 103 158 137 154 189

Poultry ...................................................... 218 189 101 241 170 176 226 187 180 251

Fish and seafood ...................................... 159 142 284 2110 98 64 149 122 137 205

Eggs ......................................................... 75 77 37 61 64 52 78 72 64 85

Dairy products ............................................ 505 353 287 251 318 328 402 411 452 643

Fresh milk and cream ............................... 183 139 131 116 144 128 160 157 166 220

Other dairy products ................................. 322 214 156 135 174 201 242 254 287 422

Fruits and vegetables ................................. 935 720 529 532 598 548 847 718 818 1,185

Fresh fruits ............................................... 346 213 183 175 200 199 313 262 286 452

Fresh vegetables ...................................... 295 248 167 194 207 168 288 234 272 360

Processed fruits ........................................ 130 89 73 59 73 73 103 95 111 172

Processed vegetables .............................. 165 171 107 105 118 108 143 128 149 202

Other food at home .................................... 1,657 1,035 1,065 966 1,245 1,131 1,420 1,276 1,402 2,098

Sugar and other sweets ........................... 161 103 121 113 111 100 128 118 128 209

Fats and oils ............................................. 133 84 75 81 90 98 124 85 126 165

Miscellaneous foods ................................. 871 486 494 502 680 575 674 663 731 1,127

Nonalcoholic beverages ........................... 440 354 361 259 360 331 468 387 390 508

Food prepared by consumer unit on

out-of-town trips ...................................... 52 28

214 211 25227 25 24 27 88

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,643 1,300 1,187 1,232 1,835 1,513 2,186 2,178 2,820 5,426

Alcoholic beverages ....................................... 600 195 2197 2187 213 218 260 271 436 953

Housing .......................................................... 21,720 11,050 11,063 11,059 11,098 12,664 14,391 15,601 18,426 29,965

Shelter .......................................................... 13,061 7,200 6,939 6,577 6,541 7,787 8,532 9,485 10,916 18,027

Owned dwellings ........................................ 7,724 1,871 1,797 1,477 1,571 1,795 2,598 3,693 5,349 13,026

Mortgage interest and charges ................. 4,605 1,033 2886 2535 749 1,024 1,556 2,209 3,303 7,791

Property taxes .......................................... 1,922 409 403 515 485 436 692 870 1,246 3,259

Maintenance, repairs, insurance, other

expenses ................................................ 1,197 428 2508 428 337 336 350 615 800 1,976

Rented dwellings ........................................ 4,729 5,205 5,057 5,014 4,863 5,883 5,698 5,590 5,248 3,918

Other lodging .............................................. 608 2125 285 286 2107 108 236 202 318 1,083

Utilities, fuels, and public services ................ 4,300 2,632 2,812 2,902 2,958 3,256 3,489 3,703 4,333 5,151

Natural gas ................................................. 478 288 245 280 284 299 347 392 479 607

Electricity .................................................... 1,596 1,200 1,291 1,298 1,326 1,364 1,433 1,468 1,561 1,793

Fuel oil and other fuels ............................... 87 210 226 245 238 239 236 243 86 129

Telephone services .................................... 1,565 846 878 957 993 1,184 1,278 1,336 1,640 1,883

Residential phone service, VOIP, and

phone cards ............................................ 281 169 214 204 255 188 205 208 261 351

Cellular phone service .............................. 1,284 677 664 753 738 996 1,073 1,128 1,380 1,532

Water and other public services ................. 574 289 371 322 316 371 395 464 567 739

Household operations .................................. 1,848 537 640 405 494 473 750 866 1,120 3,110

Personal services ....................................... 941 2172 2276 286 2134 2102 245 323 420 1,738

Other household expenses ........................ 907 364 364 319 360 371 505 544 700 1,373

Housekeeping supplies ................................ 639 250 268 364 366 430 490 548 543 835

Laundry and cleaning supplies ................... 171 79 103 80 138 122 143 166 153 210

Other household products .......................... 355 139 133 171 182 265 242 302 291 472

Postage and stationery ............................... 113 232 232 114 45 42 104 79 99 153

Household furnishings and equipment ......... 1,873 430 405 811 739 719 1,130 999 1,514 2,842

Household textiles ...................................... 102 247 245 2120 85 61 40 42 65 151

Furniture ..................................................... 568 121 69 144 123 231 303 335 524 862

Floor coverings ........................................... 16 21

2221272425 12 15 25

Major appliances ........................................ 266 90 108 222 74 98 190 102 184 407

Small appliances, miscellaneous

housewares .............................................. 122 42 220 30 50 56 149 80 88 170

Miscellaneous household equipment ......... 799 129 161 294 399 269 444 428 638 1,227

Apparel and services ...................................... 2,417 1,420 1,018 923 1,399 1,206 2,033 1,706 1,556 3,438

Men and boys ............................................... 596 509 199 192 388 366 427 390 373 850

Men, 16 and over ....................................... 373 2422 2161 2118 308 198 246 216 226 537

Boys, 2 to 15 .............................................. 223 87 39 74 80 168 181 175 147 313

Women and girls .......................................... 805 561 438 411 476 386 744 667 591 1,073

Women, 16 and over .................................. 595 476 318 293 420 252 597 445 418 798

Girls, 2 to 15 ............................................... 210 86 120 118 56 134 148 222 173 276

Children under 2 ........................................... 101 225 214 229 255 268 288 296 61 140

Footwear ...................................................... 529 2220 2275 2209 326 223 624 371 326 730

Other apparel products and services ........... 386 104 92 83 154 163 150 181 206 645

Transportation ................................................ 10,730 5,925 3,411 3,740 4,165 6,986 7,323 8,447 9,882 14,538

Vehicle purchases (net outlay) ..................... 4,281 22,603 21,017 21,260 21,393 2,994 2,915 3,347 4,090 5,769

Cars and trucks, new .................................. 1,662 2823 2871 3 ( ) 2348 2753 21,159 2495 1,230 2,616

Cars and trucks, used ................................ 2,537 1,780 2146 1,260 1,045 2,184 1,756 2,846 2,723 3,031

Other vehicles ............................................ 83 3 ( ) 3 ( ) 3 ( ) 3 ( ) 257 3 ( ) 26

2137 122

Gasoline and motor oil ................................. 2,757 1,418 1,266 1,366 1,466 1,884 2,181 2,500 2,800 3,440

Other vehicle expenses ................................ 2,956 1,618 911 1,000 1,080 1,819 1,984 2,250 2,585 4,088

Vehicle finance charges ............................. 282 267 286 79 76 141 168 210 272 403

Maintenance and repairs ............................ 905 332 248 360 382 631 624 752 766 1,241

Vehicle insurance ....................................... 1,083 2695 2417 2444 2434 2787 2781 935 1,016 1,391

Vehicle rental, leases, licenses, and other

charges ..................................................... 686 524 160 116 187 259 411 354 530 1,053

Public and other transportation .................... 735 286 217 114 226 289 243 349 408 1,241

Healthcare ...................................................... 3,958 1,284 763 859 1,122 1,327 2,096 2,687 3,452 6,014

Health insurance .......................................... 2,697 936 459 531 616 925 1,381 1,887 2,398 4,096

Medical services ........................................... 805 161 2149 170 251 202 390 470 670 1,273

Drugs ............................................................ 332 137 120 130 187 153 251 250 300 455

Medical supplies ........................................... 124 249 235 228 67 48 75 79 85 190

Entertainment ................................................. 3,290 1,307 1,132 1,105 1,302 1,459 1,759 1,865 2,388 5,046

Fees and admissions ................................... 999 227 115 120 107 231 237 319 482 1,820

Audio and visual equipment and services .... 1,185 696 697 578 673 813 988 917 1,077 1,519

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 673 327 199 322 395 327 369 398 488 996

Pets ............................................................ 486 191 2132 164 199 272 278 319 379 712

Toys, hobbies, and playground equipment 187 2136 267 2157 2195 255 292 279 110 285

Other entertainment supplies, equipment,

and services ............................................... 433 256 2121 286 2128 87 164 231 341 710

Personal care products and services ............. 780 403 354 510 362 420 568 464 609 1,103

Reading .......................................................... 95 216 230 226 250 37 59 56 78 142

Education ....................................................... 1,218 2807 2859 333 212 550 510 734 626 1,966

Tobacco products and smoking supplies ....... 350 360 442 318 408 440 338 455 366 305

Miscellaneous ................................................. 1,007 1,083 943 139 1,170 326 561 673 587 1,469

Cash contributions .......................................... 1,612 555 261 290 401 667 732 1,013 1,244 2,532

Personal insurance and pensions .................. 7,675 144 297 615 1,079 1,788 2,924 3,929 5,471 13,072

Life and other personal insurance ................ 326 225 229 220 229 45 73 162 193 586

Pensions and Social Security ....................... 7,349 119 268 595 1,050 1,743 2,851 3,766 5,278 12,487

Sources of income and personal taxes:

Money income before taxes ........................... $84,725 $2,769 $8,155 $12,574 $17,607 $24,921 $34,963 $44,634 $59,538 $141,667

Wages and salaries ...................................... 76,122 1,092 2,702 6,681 10,698 19,842 29,872 40,676 54,459 128,728

Self-employment income .............................. 5,560 2-275 2158 257 2699 1,044 2,191 1,770 2,904 10,120

Social Security, private and government

retirement ................................................... 930 2182 1,231 2,490 2,089 1,630 1,102 731 823 657

Interest, dividends, rental income, other

property income .......................................... 735 216 2104 238 2171 26 159 139 186 1,454

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 663 1,065 2,661 2,098 2,913 1,696 1,040 620 396 75

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 490 2133 2400 820 587 469 493 480 523 478

Other income ................................................ 225 2554 2898 2389 2451 233 2106 2218 246 154

Personal taxes (contains some imputed

values) .......................................................... 11,834 -287 -701 -1,775 -2,274 -2,860 -1,086 1,282 4,152 25,218

Federal income taxes ................................... 9,176 -173 -618 -1,722 -2,225 -2,920 -1,435 448 2,813 20,099

State and local income taxes ....................... 2,625 -133 -98 -78 -66 24 340 824 1,305 5,073

Other taxes ................................................... 34 219 216 225 217 236 210 210 34 46

Income after taxes .......................................... 72,891 3,056 8,856 14,349 19,880 27,781 36,049 43,352 55,386 116,449

Addenda:

Net change in total assets and liabilities ........ $6,058 - $236 - $1,974 $1,591 $1,216 - $3,461 $1,121 $1,181 $1,939 $12,589

Net change in total assets ............................ 20,403 -70 -2,026 3,323 3,237 1,031 4,002 4,118 7,905 39,557

Net change in total liabilities ......................... 14,345 165 -52 1,732 2,021 4,492 2,880 2,937 5,966 26,968

Other financial information:

Other money receipts ................................... 678 2253 2522 2537 2306 2214 2766 285 457 1,003

Mortgage principal paid on owned property -2,101 -465 2-326 -330 -327 -416 -753 -943 -1,453 -3,583

Estimated market value of owned home ...... 159,091 32,171 30,515 39,786 35,845 41,543 55,634 71,120 99,057 271,445

Estimated monthly rental value of owned

home .......................................................... 908 261 245 281 294 290 406 483 687 1,447

Gifts of goods and services, total ................... 736 467 682 273 485 221 533 421 619 1,043

Food ............................................................. 58 22

28210 255 26 39 20 38 94

Alcoholic beverages ..................................... 18 3 ( ) 22

1 ( ) 1 ( ) 1 ( ) 2521 6 35

Housing ........................................................ 166 2146 2358 253 96 55 169 97 111 223

Housekeeping supplies .............................. 24 21

23220 211 2424220 16 38

Household textiles ...................................... 23

3 ( ) 3 ( ) 213 ( ) 1 ( ) 1 ( ) 1 ( ) 2125

Appliances and miscellaneous

housewares .............................................. 17 3 ( ) 22

3 ( ) 211 ( ) 2123220 29

Major appliances ...................................... 6 3 ( ) 22

3 ( ) 1 ( ) 3 ( ) 3 ( ) 2323 12

Small appliances and miscellaneous

housewares ............................................ 10 3 ( ) 1 ( ) 3 ( ) 21

1 ( ) 211 ( ) 217 16

Miscellaneous household equipment ......... 22 21

3 ( ) 23210 2223 10 29 35

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 101 2144 2353 230 274 49 161 63 45 117

Apparel and services .................................... 191 2213 2135 257 2133 75 177 117 119 266

Males, 2 and over ....................................... 54 287 216 222 227 238 272 234 13 75

Females, 2 and over ................................... 53 278 2111 217 258 218 227 237 57 64

Children under 2 ......................................... 35 210 24

217 216 27221 237 29 56

Other apparel products and services ......... 49 237 24

21233 212 257 210 240 72

Jewelry and watches ................................ 12 1 ( ) 3 ( ) 3 ( ) 213 21

212823 23

All other apparel products and services ... 37 237 24

21220 211 256 22237 49

Transportation .............................................. 87 260 27 6 23 43 83 84 127 102

Healthcare .................................................... 11 3 ( ) 3 ( ) 3 ( ) 3 ( ) 214 22

21229 11

Entertainment ............................................... 80 232 23

285 2187 210 221 47 71 113

Toys, games, arts and crafts, and tricycles 29 229 3 ( ) 284 275 27

23227 215 38

Other entertainment ................................... 51 23

23212112 24 18 19 56 75

Personal care products and services ........... 11 3 ( ) 215 238 210 3 ( ) 22

27 3 18

Reading ........................................................ 5 3 ( ) 3 ( ) 21

3 ( ) 1 ( ) 222525 8

Education ..................................................... 67 3 ( ) 2137 212 3 ( ) 215 228 25

294 98

All other gifts ................................................. 42 215 216 210 1 ( ) 23 7 37 16 75

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016