Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2005-2006

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 27,105 1,145 1,556 1,900 1,699 3,288 3,023 2,607 4,068 7,819 

Consumer unit characteristics: 

Income before taxes ..................................... $57,295 $1,029 $7,752 $12,517 $17,534 $25,048 $34,609 $44,723 $59,279 $120,413 

Income after taxes ........................................ 55,094 1,010 7,645 12,550 17,471 24,957 33,879 43,678 57,545 114,381

Age of reference person ................................ 48.7 36.4 47.9 56.3 55.7 52.0 48.9 47.8 46.8 47.0 

Average number in consumer unit:

Persons ........................................................ 2.4 1.4 1.4 1.6 1.8 2.1 2.3 2.4 2.7 3.1 

Children under 18 ........................................ .6 .3 .2 .3 .4 .5 .6 .6 .7 .9 

Persons 65 and over .................................... .3 .1 .3 .5 .5 .5 .4 .3 .3 .2 

Earners ........................................................ 1.4 .7 .5 .5 .6 1.0 1.2 1.4 1.7 2.1 

Vehicles ....................................................... 2.1 .7 .8 1.1 1.3 1.5 1.8 2.3 2.6 3.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 45 38 34 36 39 46 50 53 57 

Female ......................................................... 52 55 62 66 64 61 54 50 47 43 

Housing tenure:

Homeowner .................................................. 70 26 30 48 56 61 64 72 81 93 

With mortgage ............................................ 44 12 6 11 15 27 35 45 55 75 

Without mortgage ....................................... 26 14 24 37 41 34 29 27 26 19 

Renter .......................................................... 30 74 70 52 44 39 36 28 19 7 

Race of reference person:

Black or African-American ........................... 9 16 15 12 13 11 11 8 7 4 

White, Asian, and all other races ................. 91 84 85 88 87 89 89 92 93 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 4 3 4 4 4 5 6 5 4 3 

Not Hispanic or Latino .................................. 96 97 96 96 96 95 94 95 96 97 

Education of reference person:

Elementary (1-8) .......................................... 3 3 9 8 5 5 4 3 2 1 

High school (9-12) ........................................ 38 32 44 50 56 50 45 44 37 22 

College ......................................................... 58 64 46 40 39 45 51 53 61 77 

Never attended and other ............................ 1 ( ) 1 1 1 1 ( ) 1 ( ) 1 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 90 54 62 75 81 89 93 96 98 98 

Average annual expenditures .......................... $45,068 $18,179 $15,605 $18,883 $22,542 $27,353 $32,461 $37,906 $48,072 $78,495 

Food ............................................................... 5,759 2,482 2,394 2,713 3,342 3,895 4,270 5,062 6,341 9,040 

Food at home ............................................... 3,246 1,229 1,503 1,833 2,186 2,548 2,548 3,036 3,521 4,718 

Cereals and bakery products ..................... 443 184 211 250 287 368 348 420 481 634 

Cereals and cereal products .................... 139 66 66 75 91 119 103 134 143 201 

Bakery products ....................................... 305 118 145 175 196 250 245 286 337 433 

Meats, poultry, fish, and eggs .................... 725 258 327 417 517 572 579 678 757 1,061 

Beef .......................................................... 222 59 93 128 138 163 188 196 244 329 

Pork .......................................................... 153 78 70 83 121 127 133 143 167 209 

Other meats ............................................. 111 37 50 68 61 86 90 113 126 158 

Poultry ...................................................... 118 48 73 75 72 95 77 117 104 183 

Fish and seafood ..................................... 94 320 27 44 102 77 67 82 85 146 

Eggs ......................................................... 28 15 14 19 22 26 24 27 30 35 

Dairy products ............................................ 378 153 175 215 238 284 323 370 430 528 

Fresh milk and cream .............................. 142 69 73 87 97 116 121 139 159 190 

Other dairy products ................................ 236 84 102 128 140 168 202 231 272 338 

Fruits and vegetables ................................. 524 186 250 291 365 452 389 490 543 767 

Fresh fruits ............................................... 178 67 77 92 129 157 123 148 187 268 

Fresh vegetables ..................................... 157 51 71 90 96 132 114 160 155 233 

Processed fruits ....................................... 103 39 56 59 80 92 79 97 111 143 

Processed vegetables .............................. 87 28 46 50 60 71 73 85 89 123 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2005-2006 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,176 $449 $540 $661 $779 $871 $911 $1,077 $1,311 $1,729 

Sugar and other sweets ........................... 126 47 59 75 101 93 99 111 131 185 

Fats and oils ............................................. 82 30 36 48 53 72 65 82 87 116 

Miscellaneous foods ................................ 620 229 277 343 413 459 474 572 670 925 

Nonalcoholic beverages ........................... 309 139 153 187 202 231 250 279 386 421 

Food prepared by consumer unit on

out-of-town trips ..................................... 39 34 15 8 10 16 23 33 37 82 

Food away from home ................................. 2,513 1,253 890 880 1,156 1,347 1,721 2,026 2,820 4,322 

Alcoholic beverages ....................................... 493 260 184 221 245 192 357 329 476 910 

Housing .......................................................... 14,419 6,604 6,112 7,213 8,538 9,788 11,059 13,123 14,620 23,702 

Shelter .......................................................... 8,067 4,276 3,575 4,028 4,714 5,509 6,218 7,282 8,073 13,276 

Owned dwellings ........................................ 5,792 1,698 1,051 1,467 2,110 3,002 3,633 4,994 6,208 11,244 

Mortgage interest and charges ................ 3,069 913 309 444 608 1,202 1,678 2,649 3,404 6,395 

Property taxes .......................................... 1,690 563 509 669 904 1,064 1,147 1,536 1,730 3,014 

Maintenance, repairs, insurance, other

expenses ................................................ 1,033 222 233 354 598 735 808 809 1,074 1,835 

Rented dwellings ........................................ 1,738 2,255 2,350 2,404 2,434 2,350 2,351 2,007 1,418 810 

Other lodging ............................................. 537 323 174 157 170 158 234 281 448 1,221 

Utilities, fuels, and public services ............... 3,221 1,376 1,563 2,157 2,419 2,779 2,894 3,201 3,590 4,380 

Natural gas ................................................. 750 302 339 524 565 692 673 722 808 1,026 

Electricity .................................................... 1,026 485 567 728 831 919 910 1,006 1,118 1,359 

Fuel oil and other fuels ............................... 107 332 345 91 90 86 102 151 128 122 

Telephone services .................................... 999 447 508 614 680 808 903 991 1,146 1,384 

Water and other public services ................. 339 110 105 200 253 275 306 332 390 489 

Household operations .................................. 843 197 185 251 366 372 458 558 736 1,814 

Personal services ....................................... 408 362 354 3111 3158 115 163 231 348 963 

Other household expenses ........................ 435 135 131 140 208 257 295 326 387 851 

Housekeeping supplies ................................ 612 245 239 267 388 355 453 544 626 1,003 

Laundry and cleaning supplies .................. 136 70 55 65 86 97 110 118 162 198 

Other household products .......................... 320 121 103 136 193 172 236 306 305 541 

Postage and stationery .............................. 156 54 80 66 109 86 106 121 159 265 

Household furnishings and equipment ......... 1,676 511 549 510 651 772 1,037 1,538 1,595 3,229 

Household textiles ...................................... 147 19 42 21 77 63 131 137 151 263 

Furniture ..................................................... 405 113 84 105 142 146 224 426 380 826 

Floor coverings .......................................... 50 36 34 9 22 20 23 47 48 106 

Major appliances ........................................ 203 75 61 103 59 97 132 212 194 377 

Small appliances, miscellaneous

housewares .............................................. 100 16 71 35 75 63 58 74 92 178 

Miscellaneous household equipment ......... 771 282 288 238 277 384 470 641 731 1,479 

Apparel and services ..................................... 1,725 918 590 697 705 939 1,167 1,299 1,801 3,080 

Men and boys .............................................. 391 232 110 155 140 182 221 364 410 706 

Men, 16 and over ....................................... 312 199 95 127 105 133 165 312 326 561 

Boys, 2 to 15 .............................................. 79 33 15 28 35 49 57 52 84 145 

Women and girls .......................................... 727 396 264 297 286 401 522 468 739 1,311 

Women, 16 and over .................................. 616 356 251 270 255 333 457 394 626 1,092 

Girls, 2 to 15 ............................................... 111 40 13 27 32 68 65 74 113 219 

Children under 2 .......................................... 88 325 31 21 76 49 79 82 97 137 

Footwear ...................................................... 267 136 390 138 98 196 180 216 338 413 

Other apparel products and services ........... 252 130 95 87 105 110 164 169 216 512 

Transportation ................................................ 7,626 2,613 2,094 2,868 3,136 4,770 5,576 6,225 9,416 13,118 

Vehicle purchases (net outlay) ..................... 2,907 31,120 3511 898 728 1,707 1,757 1,856 3,970 5,352 

Cars and trucks, new ................................. 1,508 3711 378 388 3141 678 491 701 2,048 3,282 

Cars and trucks, used ................................ 1,334 3404 433 810 561 1,013 1,255 1,035 1,795 1,970 

Other vehicles ............................................ 65 35 2 ( ) 31 326 316 311 3120 127 100 

Gasoline and motor oil ................................. 2,059 817 741 943 1,181 1,453 1,721 1,974 2,442 3,179 

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2005-2006 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,268 $565 $712 $924 $1,096 $1,445 $1,862 $2,204 $2,685 $3,711 

Vehicle finance charges ............................. 262 46 31 58 67 129 229 262 328 466 

Maintenance and repairs ........................... 636 198 217 279 332 429 612 572 752 990 

Vehicle insurance ....................................... 834 205 284 426 438 613 673 869 1,029 1,264 

Vehicle rental, leases, licenses, and other

charges .................................................... 536 117 179 162 259 274 348 502 576 991 

Public transportation .................................... 393 111 130 104 131 165 236 190 319 875 

Healthcare ...................................................... 2,828 785 1,179 1,914 2,222 2,463 2,629 2,973 3,046 3,867 

Health insurance .......................................... 1,457 382 538 1,066 1,212 1,296 1,466 1,577 1,686 1,851 

Medical services .......................................... 726 248 320 417 393 557 504 794 674 1,185 

Drugs ........................................................... 529 117 292 398 540 548 552 482 552 643 

Medical supplies .......................................... 117 337 30 33 76 62 106 120 134 187 

Entertainment ................................................. 2,322 798 799 816 1,160 1,096 1,532 1,735 2,404 4,404 

Fees and admissions ................................... 607 213 106 119 229 221 269 353 504 1,395 

Audio and visual equipment and services .... 834 409 403 435 538 567 670 801 902 1,294 

Pets, toys, hobbies, and playground

equipment .................................................. 400 93 76 170 171 218 356 379 423 682 

Other entertainment supplies, equipment,

and services ............................................... 481 84 214 91 222 91 237 203 575 1,032 

Personal care products and services ............. 526 228 161 261 331 317 371 397 577 889 

Reading .......................................................... 130 45 46 65 85 77 98 109 132 226 

Education ....................................................... 974 1,839 862 568 249 356 401 381 806 1,890 

Tobacco products and smoking supplies ....... 365 216 274 266 299 378 422 454 418 357 

Miscellaneous ................................................ 821 261 153 294 500 558 579 649 879 1,451 

Cash contributions ......................................... 1,885 482 364 465 892 930 1,404 1,427 1,777 3,751 

Personal insurance and pensions .................. 5,196 650 392 521 837 1,594 2,597 3,743 5,378 11,810 

Life and other personal insurance ................ 362 134 58 95 149 174 185 267 351 753 

Pensions and Social Security ...................... 4,833 516 335 427 688 1,420 2,412 3,476 5,027 11,057 

Sources of income and personal taxes: 

Money income before taxes ........................... 57,295 1,029 7,752 12,517 17,534 25,048 34,609 44,723 59,279 120,413 

Wages and salaries ..................................... 45,135 2,302 2,990 3,897 7,103 15,268 24,704 34,131 48,860 100,273 

Self-employment income ............................. 3,172 -2,396 3-139 272 41 599 890 2,086 2,280 8,822 

Social Security, private and government

retirement ................................................... 6,185 394 2,862 6,661 8,504 7,685 7,359 7,089 5,985 5,793 

Interest, dividends, rental income, other

property income ......................................... 1,780 7 224 191 420 481 785 718 1,093 4,673 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 177 339 396 383 3127 169 160 204 341 164 

Public assistance, supplemental security

income, food stamps .................................. 272 212 1,085 716 740 323 211 103 78 70 

Regular contributions for support ................. 368 246 288 375 398 340 356 324 422 397 

Other income ............................................... 206 224 346 323 202 182 144 67 220 221 

Personal taxes ............................................... 2,202 19 107 -33 62 91 729 1,044 1,734 6,032 

Federal income taxes ................................... 1,425 -22 -2 -127 -95 -96 347 517 995 4,213 

State and local income taxes ....................... 536 5 31 -20 37 83 255 329 504 1,343 

Other taxes .................................................. 240 336 78 114 120 104 127 198 236 476 

Income after taxes ......................................... 55,094 1,010 7,645 12,550 17,471 24,957 33,879 43,678 57,545 114,381

See footnotes at end of table.
Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2005-2006 — Continued

Item Total

midwest

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $4,576 $2,421 - $97 $326 - $2,960 - $3,616 - $2,340 - $3,285 - $2,142 - $11,001 

Net change in total assets ............................ 7,536 2,217 1,380 2,238 -584 32 2,912 10,762 13,378 13,422 

Net change in total liabilities ........................ 12,113 -204 1,476 1,912 2,376 3,648 5,252 14,047 15,520 24,423 

Other financial information:

Other money receipts ................................... 467 3139 3100 261 356 455 212 273 760 744 

Mortgage principal paid on owned property -2,082 -538 -143 -206 -360 -734 -908 -2,417 -2,099 -4,426 

Estimated market value of owned home ...... 131,859 45,604 39,559 52,314 60,384 75,822 81,845 125,755 134,670 241,202 

Estimated monthly rental value of owned

home .......................................................... 747 239 223 304 443 505 536 656 802 1,284 

Gifts of goods and services ............................ 1,152 302 447 619 647 576 494 623 987 2,380 

Food ............................................................. 118 318 54 314 118 75 46 57 85 250 

Alcoholic beverages ..................................... 28 31 31 32 31 33 34 9 18 76 

Housing ........................................................ 248 129 119 124 166 131 112 121 230 482 

Housekeeping supplies .............................. 32 34 334 37 50 11 21 19 38 49 

Household textiles ...................................... 13 33 314 33 32 7 312 312 12 24 

Appliances and miscellaneous

housewares .............................................. 26 36 314 319 312 30 39 36 18 52 

Major appliances ...................................... 8 35 2 ( ) 39 2 ( ) 37 34 2 ( ) 5 19 

Small appliances and miscellaneous

housewares ............................................ 18 1 ( ) 314 310 312 23 35 36 14 33 

Miscellaneous household equipment ......... 70 328 20 24 34 42 28 43 106 118 

Other housing ............................................ 106 389 337 70 68 41 43 41 56 238 

Apparel and services ................................... 216 99 195 41 117 128 148 160 216 376 

Males, 2 and over ...................................... 55 325 46 12 44 30 32 45 58 91 

Females, 2 and over .................................. 80 337 3123 14 33 45 49 45 65 148 

Children under 2 ........................................ 44 315 17 6 23 30 38 47 39 75 

Other apparel products and services ......... 38 323 310 39 317 23 29 24 55 62 

Jewelry and watches ................................ 20 310 39 38 311 10 13 311 25 36 

All other apparel products and services ... 18 313 31 31 36 313 315 313 30 26 

Transportation .............................................. 54 36 32 225 5 12 29 35 30 85 

Health care ................................................... 53 316 346 399 312 368 319 317 17 93 

Entertainment ............................................... 83 314 317 32 150 29 48 64 114 127 

Toys, games, arts and crafts, and tricycles 26 36 39 10 7 15 19 34 30 44 

Other entertainment ................................... 57 38 39 22 3143 14 28 31 83 83 

Personal care products and services ........... 19 2 ( ) 34 31 21 10 34 12 18 40 

Reading ........................................................ 1 2 ( ) 1 ( ) 1 ( ) 31 1 31 2 2 1 

Education ..................................................... 242 313 31 326 341 330 44 45 175 685 

All other gifts ................................................ 90 6 7 54 15 88 38 102 82 164 

1 Value less than or equal to 0.5. 2 No data reported.3 Data are likely to have large sampling errors.

n.a. Not applicable.