Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2005

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Number of consumer units (in thousands) ........................ 117,356 23,441 23,477 23,448 23,497 23,494 

Percent distribution of consumer units .............................. 100.0 20.0 20.0 20.0 20.0 20.0 

Consumer unit characteristics (mean values):

Income before taxes ...................................................... $58,712 $9,676 $25,546 $42,622 $67,813 $147,737 

Income after taxes ......................................................... 56,304 9,688 25,200 41,557 65,275 139,644 

Age of reference person ................................................. 48.6 52.2 51.1 46.9 45.7 47.2 

Average number in consumer unit:

Persons ......................................................................... 2.5 1.7 2.2 2.5 2.9 3.2 

Children under 18 ......................................................... .6 .4 .5 .7 .8 .8 

Persons 65 and over ..................................................... .3 .4 .4 .3 .2 .2 

Earners ......................................................................... 1.3 .5 .9 1.4 1.8 2.1 

Vehicles ........................................................................ 2.0 .9 1.5 2.0 2.5 2.9 

Percent distribution:

Sex of reference person:

Male .............................................................................. 47 36 43 48 54 57 

Female .......................................................................... 53 64 57 52 46 43 

Housing tenure:

Homeowner ................................................................... 67 42 57 67 80 92 

With mortgage ............................................................. 43 12 24 44 59 75 

Without mortgage ........................................................ 25 30 33 23 20 17 

Renter ........................................................................... 33 58 43 33 20 8 

Race of reference person:

Black or African-American ............................................ 12 19 15 12 9 6 

White, Asian, and all other races .................................. 88 81 85 88 91 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................................... 11 11 13 12 9 7 

Not Hispanic or Latino ................................................... 89 89 87 88 91 93 

Education of reference person:

Elementary (1-8) ........................................................... 5 12 7 4 2 1 

High school (9-12) ......................................................... 36 47 47 39 27 18 

College .......................................................................... 59 40 46 56 70 81 

Never attended and other ............................................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............................. 88 65 86 94 97 98 

Annual aggregate expenditures ........................................ $5,445,109 8.2 12.5 16.8 23.4 39.0 

Food ................................................................................ 695,361 10.3 13.7 17.8 24.3 33.9 

Food at home ................................................................ 386,483 12.0 15.3 18.3 24.0 30.4 

Cereals and bakery products ...................................... 52,168 12.6 15.1 18.6 23.9 29.8 

Cereals and cereal products ..................................... 16,754 13.0 15.3 18.5 23.9 29.3 

Bakery products ........................................................ 35,413 12.4 15.0 18.6 23.9 30.1 

Meats, poultry, fish, and eggs ..................................... 89,614 12.3 15.8 18.0 24.3 29.6 

Beef ........................................................................... 26,691 11.4 15.0 18.1 25.5 29.9 

Pork ........................................................................... 17,971 13.3 17.4 18.3 24.7 26.3 

Other meats .............................................................. 12,084 12.5 15.2 18.4 24.1 29.7 

Poultry ....................................................................... 15,750 13.5 15.7 17.2 24.6 29.1 

Fish and seafood ...................................................... 13,296 10.3 14.9 17.6 22.2 35.0 

Eggs .......................................................................... 3,822 15.5 18.1 19.3 21.5 25.6 

Dairy products ............................................................. 44,340 12.0 15.5 18.5 24.2 29.7 

Fresh milk and cream ............................................... 17,108 13.8 16.6 19.2 23.8 26.6 

Other dairy products ................................................. 27,232 11.0 14.8 18.1 24.4 31.6 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Fruits and vegetables .................................................. $64,657 12.1 15.4 17.9 22.8 31.8 

Fresh fruits ................................................................ 21,282 11.8 14.8 17.3 22.5 33.6 

Fresh vegetables ...................................................... 20,479 11.8 15.1 17.2 23.0 32.9 

Processed fruits ........................................................ 12,437 12.7 15.6 18.3 22.7 30.7 

Processed vegetables ............................................... 10,459 12.3 17.0 19.9 23.1 27.7 

Other food at home ..................................................... 135,704 11.5 15.0 18.5 24.3 30.7 

Sugar and other sweets ............................................ 13,922 12.3 14.7 18.1 24.4 30.5 

Fats and oils .............................................................. 9,961 13.7 16.7 18.7 23.1 27.9 

Miscellaneous foods ................................................. 71,424 11.2 14.9 18.4 24.4 31.0 

Nonalcoholic beverages ............................................ 35,546 12.2 15.7 18.9 24.5 28.8 

Food prepared by consumer unit on out-of-town

trips ......................................................................... 4,851 4.8 9.3 18.0 22.1 45.7 

Food away from home .................................................. 308,878 8.1 11.7 17.3 24.6 38.3 

Alcoholic beverages ........................................................ 49,981 8.1 12.1 17.1 24.8 37.9 

Housing ........................................................................... 1,779,780 9.9 13.4 17.4 22.2 37.0 

Shelter ........................................................................... 1,033,291 10.2 13.1 17.3 22.1 37.3 

Owned dwellings ......................................................... 699,209 5.5 8.7 15.3 24.2 46.3 

Mortgage interest and charges ................................. 389,229 3.7 6.7 15.6 25.6 48.4 

Property taxes ........................................................... 180,801 7.8 10.8 15.4 23.0 43.1 

Maintenance, repairs, insurance, other expenses .... 129,180 7.6 12.0 14.5 21.7 44.2 

Rented dwellings ......................................................... 275,192 23.2 25.5 23.9 17.4 10.1 

Other lodging .............................................................. 58,890 5.3 6.8 9.9 19.3 58.7 

Utilities, fuels, and public services ................................ 373,589 12.0 16.7 19.3 22.6 29.4 

Natural gas .................................................................. 55,562 11.9 16.7 18.2 21.9 31.4 

Electricity ..................................................................... 135,543 13.0 17.3 19.6 22.0 28.1 

Fuel oil and other fuels ................................................ 16,615 11.0 18.1 18.7 21.9 30.3 

Telephone services ..................................................... 122,946 11.4 16.2 19.7 23.4 29.3 

Water and other public services .................................. 42,923 11.0 15.8 19.0 23.1 31.1 

Household operations ................................................... 93,946 6.4 10.6 14.4 22.2 46.3 

Personal services ........................................................ 37,750 4.9 9.1 14.2 23.5 48.3 

Other household expenses ......................................... 56,196 7.5 11.6 14.6 21.3 45.0 

Housekeeping supplies ................................................. 71,636 9.8 13.2 17.9 24.6 34.4 

Laundry and cleaning supplies ................................... 15,724 11.8 15.6 20.1 24.6 27.9 

Other household products ........................................... 37,457 9.5 12.2 17.1 24.5 36.8 

Postage and stationery ............................................... 18,456 8.9 13.3 17.9 24.8 35.2 

Household furnishings and equipment .......................... 207,317 6.6 10.8 15.8 21.6 45.3 

Household textiles ....................................................... 15,522 6.8 12.7 21.4 24.6 34.5 

Furniture ...................................................................... 54,855 7.2 8.9 15.3 19.9 48.6 

Floor coverings ........................................................... 6,595 6.0 8.0 10.5 17.4 58.1 

Major appliances ......................................................... 26,206 6.2 10.1 16.4 20.6 46.6 

Small appliances, miscellaneous housewares ............ 12,366 8.6 12.3 13.9 25.7 39.5 

Miscellaneous household equipment .......................... 91,774 6.1 11.7 15.5 22.0 44.6 

Apparel and services ...................................................... 221,139 9.1 12.7 16.0 22.9 39.3 

Men and boys ............................................................... 51,561 8.2 12.6 16.5 23.8 38.8 

Men, 16 and over ........................................................ 40,874 8.2 12.1 15.6 24.0 40.1 

Boys, 2 to 15 ............................................................... 10,687 8.3 14.6 20.2 23.0 33.9 

Women and girls ........................................................... 88,355 9.0 12.1 15.7 23.7 39.5 

Women, 16 and over ................................................... 74,186 9.5 12.0 15.3 23.6 39.7 

Girls, 2 to 15 ................................................................ 14,169 6.5 12.5 17.8 24.6 38.5 

Children under 2 ........................................................... 9,653 9.2 17.7 17.2 24.4 31.6 

Footwear ....................................................................... 37,536 12.1 15.6 18.2 22.4 31.8 

Other apparel products and services ............................ 34,033 7.3 9.9 13.1 19.6 50.1 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Transportation ................................................................. $979,231 6.6 12.8 17.8 25.2 37.6 

Vehicle purchases (net outlay) ...................................... 415,904 4.9 11.9 16.9 26.1 40.1 

Cars and trucks, new .................................................. 226,642 2.6 9.9 14.5 23.4 49.6 

Cars and trucks, used ................................................. 179,616 8.1 14.8 20.0 29.0 28.1 

Other vehicles ............................................................. 9,646 21.4 26.3 16.1 34.5 41.8 

Gasoline and motor oil .................................................. 236,275 8.7 14.8 19.8 25.0 31.6 

Other vehicle expenses ................................................ 274,492 7.2 13.0 18.3 25.1 36.4 

Vehicle finance charges .............................................. 34,825 4.3 10.9 20.4 27.4 37.1 

Maintenance and repairs ............................................ 78,779 8.3 13.9 17.3 25.9 34.4 

Vehicle insurance ........................................................ 107,187 8.1 14.5 19.6 25.1 32.7 

Vehicle rental, leases, licenses, and other charges .... 53,701 5.7 9.8 15.9 22.3 46.3 

Public transportation ..................................................... 52,560 6.1 9.6 13.1 20.0 51.2 

Health care ...................................................................... 312,649 10.9 17.5 19.3 22.6 29.8 

Health insurance ........................................................... 159,691 11.4 17.6 19.8 22.8 28.3 

Medical services ........................................................... 79,472 7.8 15.0 18.1 23.3 35.7 

Drugs ............................................................................ 61,150 13.4 20.9 19.9 20.8 24.9 

Medical supplies ........................................................... 12,336 9.7 14.8 16.4 24.8 34.4 

Entertainment .................................................................. 280,188 7.5 11.2 15.2 24.2 42.0 

Fees and admissions .................................................... 68,999 4.9 8.3 11.9 21.5 53.4 

Audio and visual equipment and services ..................... 104,186 10.3 14.0 18.0 23.4 34.3 

Pets, toys, hobbies, and playground equipment ........... 49,267 7.4 11.9 18.6 24.2 37.9 

Other entertainment supplies, equipment, and

services ....................................................................... 57,736 5.4 8.9 11.1 28.9 45.7 

Personal care products and services .............................. 63,451 9.3 13.0 17.5 23.0 37.2 

Reading ........................................................................... 14,841 8.2 13.4 16.6 22.7 39.1 

Education ........................................................................ 110,325 11.3 6.7 9.3 19.4 53.3 

Tobacco products and smoking supplies ........................ 37,445 16.3 21.3 23.6 21.4 17.4 

Miscellaneous ................................................................. 94,813 7.7 12.0 17.5 26.3 36.5 

Cash contributions .......................................................... 195,196 6.5 12.1 14.7 20.1 46.6 

Personal insurance and pensions ................................... 610,709 1.8 6.3 13.7 24.9 53.3 

Life and other personal insurance ................................. 44,721 5.9 8.9 13.7 21.2 50.3 

Pensions and Social Security ....................................... 565,988 1.5 6.1 13.6 25.2 53.6 

Sources of income and personal taxes:

Money income before taxes ............................................ 6,890,176 3.3 8.7 14.5 23.1 50.4 

Wages and salaries ...................................................... 5,432,555 1.6 6.7 14.2 24.7 52.8 

Self-employment income .............................................. 442,676 -2.1 3.5 7.4 16.9 74.3 

Social Security, private and government retirement ..... 721,429 15.2 24.7 21.4 18.5 20.2 

Interest, dividends, rental income, other property

income ........................................................................ 161,795 2.5 7.5 10.2 13.3 66.5 

Unemployment and workers’ compensation, veterans’

benefits ....................................................................... 23,869 9.9 21.3 28.3 24.8 15.7 

Public assistance, supplemental security income, food

stamps ........................................................................ 40,279 51.1 26.8 11.1 6.3 4.7 

Regular contributions for support .................................. 44,776 16.0 19.0 20.9 23.8 20.2 

Other income ................................................................ 22,798 24.6 17.5 14.4 14.7 28.7 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Personal taxes ................................................................ $282,544 -.1 2.9 8.8 21.1 67.3 

Federal income taxes .................................................... 199,055 -1.1 1.3 7.5 20.3 71.9 

State and local income taxes ........................................ 62,706 .5 4.7 10.7 22.7 61.4 

Other taxes ................................................................... 20,783 7.4 12.0 16.1 23.7 40.7 

Income after taxes .......................................................... 6,607,632 3.4 9.0 14.7 23.2 49.7 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.