Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2008-2009

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 11,831 414 2,689 4,515 3,019 796 399 

Consumer unit characteristics: 

Income before taxes ..................................... $82,741 $50,349 $60,313 $87,085 $96,863 $94,196 $88,628 

Income after taxes ........................................ 82,080 50,344 61,134 86,401 94,769 93,278 88,913 

Age of reference person ................................ 41.5 21.4 30.6 39.5 48.6 58.2 70.9 

Average number in consumer unit:

Persons ........................................................ 5.6 5.9 5.5 5.6 5.6 5.8 5.7 

Children under 18 ........................................ 2.7 2.2 3.2 3.1 2.1 1.8 1.7 

Persons 65 and older ................................... .1 1.1 2 ( ) .1 .1 .1 1.5 

Earners ........................................................ 2.1 2.3 1.7 2.0 2.5 2.7 2.1 

Vehicles ....................................................... 2.5 1.9 2.0 2.5 2.9 2.7 3.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 33 31 43 53 46 49 

Female ......................................................... 57 67 69 57 47 54 51 

Housing tenure:

Homeowner .................................................. 71 42 52 74 82 82 90 

With mortgage ............................................ 58 27 46 64 64 54 45 

Without mortgage ....................................... 13 15 6 9 18 28 45 

Renter .......................................................... 29 58 48 26 18 18 10 

Race of reference person:

Black or African-American ........................... 15 22 16 12 15 16 17 

White, Asian, and all other races ................. 85 78 84 88 85 84 83 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 26 46 25 29 23 21 19 

Not Hispanic or Latino .................................. 74 54 75 71 77 79 81 

Education of reference person:

Elementary (1-8) .......................................... 9 4 9 8 8 16 13 

High school (9-12) ........................................ 37 66 42 31 38 36 53 

College ......................................................... 53 29 49 61 53 49 34 

Never attended and other ............................ 3 ( ) 1 4 ( ) 3 ( ) 1 4 ( ) 4 ( )

At least one vehicle owned or leased ............ 94 85 93 95 94 96 98 

Average annual expenditures .......................... $64,826 $43,272 $51,448 $69,117 $74,108 $67,202 $54,668 

Food ............................................................... 9,917 7,909 7,999 10,715 11,117 9,715 7,572 

Food at home ............................................... 6,191 5,098 5,185 6,479 6,847 6,312 6,062 

Cereals and bakery products ..................... 895 638 744 959 990 887 832 

Cereals and cereal products .................... 324 265 268 347 346 341 302 

Bakery products ....................................... 571 373 476 613 644 546 529 

Meats, poultry, fish, and eggs .................... 1,454 1,366 1,263 1,441 1,578 1,728 1,570 

Beef .......................................................... 408 326 364 411 441 508 335 

Pork .......................................................... 288 308 262 285 285 325 434 

Other meats ............................................. 187 132 158 197 214 197 118 

Poultry ...................................................... 277 333 236 270 297 343 260 

Fish and seafood ..................................... 213 187 173 197 253 259 341 

Eggs ......................................................... 81 80 71 80 88 95 82 

Dairy products ............................................ 686 591 561 746 738 629 656 

Fresh milk and cream .............................. 279 292 234 303 284 253 291 

Other dairy products ................................ 407 300 327 444 454 376 366 

Fruits and vegetables ................................. 1,027 895 858 1,051 1,177 1,039 975 

Fresh fruits ............................................... 345 276 284 365 388 357 284 

Fresh vegetables ..................................... 316 315 272 313 358 331 328 

Processed fruits ....................................... 190 161 155 189 237 175 186 

Processed vegetables .............................. 175 143 148 183 194 176 176 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $2,129 $1,608 $1,759 $2,282 $2,364 $2,030 $2,029 

Sugar and other sweets ........................... 218 134 154 241 258 232 182 

Fats and oils ............................................. 163 138 135 165 191 174 143 

Miscellaneous foods ................................ 1,152 881 993 1,258 1,200 1,089 1,090 

Nonalcoholic beverages ........................... 540 435 438 556 649 470 569 

Food prepared by consumer unit on

out-of-town trips ..................................... 56 120 38 63 65 66 147 

Food away from home ................................. 3,727 2,811 2,814 4,236 4,270 3,403 1,510 

Alcoholic beverages ....................................... 369 330 190 445 394 547 195 

Housing .......................................................... 21,493 14,764 18,845 23,781 22,408 19,489 17,791 

Shelter .......................................................... 12,375 8,305 10,817 14,132 12,758 10,018 9,024 

Owned dwellings ........................................ 8,870 3,166 6,133 10,680 9,847 7,969 7,141 

Mortgage interest and charges ................ 5,760 1,932 4,373 7,263 5,797 4,763 3,763 

Property taxes .......................................... 2,136 830 1,196 2,403 2,729 2,197 2,186 

Maintenance, repairs, insurance, other

expenses ................................................ 974 404 564 1,014 1,320 1,009 1,192 

Rented dwellings ........................................ 2,975 5,063 4,454 2,921 2,038 1,609 11,256 

Other lodging ............................................. 531 175 230 531 874 440 1627 

Utilities, fuels, and public services ............... 4,999 4,097 4,171 5,108 5,433 5,813 5,377 

Natural gas ................................................. 712 471 551 790 758 720 811 

Electricity .................................................... 1,901 1,594 1,619 1,908 2,056 2,252 2,159 

Fuel oil and other fuels ............................... 164 140 148 159 157 320 1189 

Telephone services .................................... 1,554 1,490 1,288 1,565 1,753 1,730 1,442 

Water and other public services ................. 668 502 566 685 710 790 776 

Household operations .................................. 1,374 570 1,507 1,605 1,141 864 1,473 

Personal services ....................................... 739 1283 1,064 923 367 225 1770 

Other household expenses ........................ 635 287 443 682 774 639 703 

Housekeeping supplies ................................ 850 452 866 885 823 1,037 647 

Laundry and cleaning supplies .................. 251 128 247 288 219 250 201 

Other household products .......................... 472 259 518 457 469 619 360 

Postage and stationery .............................. 127 165 101 140 135 168 186 

Household furnishings and equipment ......... 1,896 1,341 1,485 2,051 2,253 1,758 1,271 

Household textiles ...................................... 138 44 117 132 205 121 49 

Furniture ..................................................... 466 489 561 483 408 457 127 

Floor coverings .......................................... 25 114 15 32 33 16 116 

Major appliances ........................................ 248 163 209 254 286 258 232 

Small appliances, miscellaneous

housewares .............................................. 113 44 87 128 124 129 86 

Miscellaneous household equipment ......... 905 587 495 1,022 1,197 787 761 

Apparel and services ..................................... 2,807 2,125 2,146 3,200 2,947 2,960 2,012 

Men and boys .............................................. 664 422 512 781 684 691 390 

Men, 16 and over ....................................... 414 280 230 463 519 530 1232 

Boys, 2 to 15 .............................................. 250 142 282 318 165 160 158 

Women and girls .......................................... 1,046 586 726 1,176 1,190 1,162 1,007 

Women, 16 and over .................................. 655 397 373 695 853 821 666 

Girls, 2 to 15 ............................................... 391 189 353 480 337 342 341 

Children under 2 .......................................... 212 495 301 213 93 159 141 

Footwear ...................................................... 562 409 443 592 650 657 1387 

Other apparel products and services ........... 323 213 165 439 329 291 88 

Transportation ................................................ 10,645 8,905 8,157 10,612 12,880 12,935 8,348 

Vehicle purchases (net outlay) ..................... 3,425 13,336 2,348 3,389 4,450 4,262 11,749 

Cars and trucks, new ................................. 1,339 11,491 1456 1,213 1,809 3,344 11,003 

Cars and trucks, used ................................ 1,957 1,568 1,762 2,059 2,465 918 1746 

Other vehicles ............................................ 129 1277 1131 1116 1175 4 ( ) 4 ( )

Gasoline and motor oil ................................. 3,499 3,222 3,101 3,537 3,819 3,690 3,243 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,183 $2,121 $2,455 $3,091 $3,822 $4,533 $2,938 

Vehicle finance charges ............................. 434 213 443 428 439 584 325 

Maintenance and repairs ........................... 883 505 681 839 1,166 1,035 748 

Vehicle insurance ....................................... 1,304 11,230 870 1,195 1,603 12,297 11,475 

Vehicle rental, leases, licenses, and other

charges .................................................... 562 172 461 629 615 617 390 

Public transportation .................................... 538 226 252 595 789 450 418 

Healthcare ...................................................... 2,991 1,096 2,244 3,081 3,402 3,603 4,665 

Health insurance .......................................... 1,579 674 1,240 1,582 1,719 2,071 2,720 

Medical services .......................................... 862 215 666 951 1,025 669 974 

Drugs ........................................................... 429 174 252 420 517 680 852 

Medical supplies .......................................... 121 134 85 127 141 183 1120 

Entertainment ................................................. 3,621 1,229 2,986 4,073 4,246 2,621 2,736 

Fees and admissions ................................... 951 150 507 1,245 1,195 469 564 

Audio and visual equipment and services .... 1,178 684 1,092 1,164 1,339 1,145 1,349 

Pets, toys, hobbies, and playground

equipment .................................................. 814 232 814 851 931 710 565 

Other entertainment supplies, equipment,

and services ............................................... 678 163 573 814 782 296 259 

Personal care products and services ............. 747 441 543 865 821 745 518 

Reading .......................................................... 97 56 69 94 124 107 121 

Education ....................................................... 1,683 1,074 540 1,626 3,022 1,168 1,490 

Tobacco products and smoking supplies ....... 423 486 474 322 432 689 538 

Miscellaneous ................................................ 879 250 679 812 943 1,944 1,141 

Cash contributions ......................................... 1,894 639 1,443 1,792 2,503 2,252 2,076 

Personal insurance and pensions .................. 7,260 3,969 5,131 7,699 8,868 8,425 5,566 

Life and other personal insurance ................ 363 183 162 347 561 532 345 

Pensions and Social Security ...................... 6,897 3,886 4,969 7,351 8,307 7,894 5,221 

Sources of income and personal taxes: 

Money income before taxes ........................... 82,741 50,349 60,313 87,085 96,863 94,196 88,628 

Wages and salaries ..................................... 73,616 45,420 53,872 79,000 87,683 79,195 57,430 

Self-employment income ............................. 4,467 11,583 3,115 4,678 5,333 5,688 5,189 

Social Security, private and government

retirement ................................................... 2,098 1887 776 1,025 1,479 5,783 21,739 

Interest, dividends, rental income, other

property income ......................................... 399 152 312 408 453 572 487 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 424 1536 568 416 348 1239 1393 

Public assistance, supplemental security

income, food stamps .................................. 893 1,229 903 709 775 1,989 1,286 

Regular contributions for support ................. 469 1366 456 392 510 612 1947 

Other income ............................................... 374 1277 311 457 284 1118 11,158 

Personal taxes ............................................... 661 5 -821 684 2,093 918 -284 

Federal income taxes ................................... 643 30 -479 623 1,802 904 -224 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -653 1-270 -727 -714 -603 -620 1-301 

State and local income taxes ....................... 504 217 280 601 682 386 112 

Other taxes .................................................. 167 129 106 175 212 248 129 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Income after taxes ......................................... 82,080 50,344 61,134 86,401 94,769 93,278 88,913 

Addenda:

Net change in total assets and liabilities ........ - $7,153 $5,166 - $8,635 - $11,073 - $5,692 $7,760 - $6,400 

Net change in total assets ............................ 5,729 5,237 8,732 6,115 2,278 10,385 -1,548 

Net change in total liabilities ........................ 12,883 71 17,367 17,188 7,970 2,625 4,852 

Other financial information:

Other money receipts ................................... 309 13 428 312 142 1327 11,030 

Mortgage principal paid on owned property -3,122 -963 -1,775 -3,617 -3,932 -3,231 -2,492 

Estimated market value of owned home ...... 193,174 76,968 99,684 214,149 246,605 223,180 242,290 

Estimated monthly rental value of owned

home .......................................................... 1,025 461 616 1,134 1,218 1,224 1,275 

Gifts of goods and services ............................ 786 310 404 806 1,111 848 1,158 

Food ............................................................. 70 16 50 83 87 47 147 

Alcoholic beverages ..................................... 8 4 ( ) 3 ( ) 6 23 15 12 

Housing ........................................................ 133 175 63 107 241 103 1283 

Housekeeping supplies .............................. 17 112 18 20 22 113 115 

Household textiles ...................................... 6 3 ( ) 15 15 115 3 ( ) 4 ( )

Appliances and miscellaneous

housewares .............................................. 11 4 ( ) 13 110 124 12 123 

Major appliances ...................................... 2 4 ( ) 3 ( ) 12 16 3 ( ) 4 ( )

Small appliances and miscellaneous

housewares ............................................ 9 4 ( ) 13 18 118 12 123 

Miscellaneous household equipment ......... 35 16 110 23 72 135 1151 

Other housing ............................................ 64 157 38 49 108 153 194 

Apparel and services ................................... 170 1121 171 164 182 200 160 

Males, 2 and over ...................................... 30 15 122 33 40 28 132 

Females, 2 and over .................................. 40 118 30 37 53 150 159 

Children under 2 ........................................ 72 197 85 76 47 74 162 

Other apparel products and services ......... 28 11 134 18 142 148 17 

Jewelry and watches ................................ 4 11 12 14 17 110 11 

All other apparel products and services ... 24 4 ( ) 133 115 135 138 16 

Transportation .............................................. 90 18 23 106 122 182 15 

Healthcare .................................................... 17 4 ( ) 3 ( ) 15 116 4 ( ) 144 

Entertainment ............................................... 75 13 45 96 69 1147 123 

Toys, games, arts and crafts, and tricycles 28 11 126 36 128 125 4 ( )

Other entertainment ................................... 46 12 18 60 41 1123 123 

Personal care products and services ........... 12 4 ( ) 13 24 14 17 14 

Reading ........................................................ 3 ( ) 4 ( ) 3 ( ) 11 3 ( ) 3 ( ) 4 ( )

Education ..................................................... 149 180 17 101 315 1102 1556 

All other gifts ................................................ 71 117 42 114 51 55 124 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.05. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010