Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 39,875 1,906 5,113 3,599 7,313 10,152 11,792 7,430 4,362

Consumer unit characteristics:

Income before taxes ....................................... $72,085 $53,976 $68,231 $70,685 $77,678 $88,487 $59,519 $66,854 $47,025

Income after taxes .......................................... 65,665 46,605 62,514 63,828 70,137 79,102 56,329 62,658 45,548

Age of reference person ................................. 54.3 22.0 29.3 39.9 50.1 59.3 73.2 68.8 80.6

Average number in consumer unit:

People .......................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0

Children under 18 ......................................... .1 .1 .2 .2 .1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Adults 65 and older ...................................... .6 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.7 1.8

Earners ......................................................... 1.2 1.6 1.6 1.5 1.5 1.4 .6 .7 .3

Vehicles ........................................................ 2.1 1.5 1.7 1.8 2.2 2.5 2.1 2.3 1.8

Percent distribution:

Reference person:

Men .............................................................. 50 47 53 43 42 49 57 58 56

Women ......................................................... 50 53 47 57 58 51 43 42 44

Housing tenure:

Homeowner .................................................. 73 16 40 55 72 88 90 90 88

With mortgage ............................................ 38 11 35 45 48 46 27 35 14

Without mortgage ....................................... 35 6 5 10 23 42 62 55 74

Renter ........................................................... 27 84 60 45 28 12 10 10 12

Race of reference person:

Black or African-American ............................ 11 13 14 17 14 8 7 7 6

White, Asian, and all other races .................. 89 87 86 83 86 92 93 93 94

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 18 13 18 10 5 5 5 4

Not Hispanic or Latino .................................. 91 82 87 82 90 95 95 95 96

Education of reference person:

Elementary (1-8) ........................................... 4 2 2 4 5 3 7 4 11

High school (9-12) ........................................ 31 34 20 31 34 29 36 35 37

College ......................................................... 64 64 77 65 61 68 58 61 52

Never attended and other ............................. 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 92 82 89 90 91 96 94 95 91

Average annual expenditures ........................... $54,847 $38,503 $51,365 $51,401 $57,279 $62,814 $51,867 $56,006 $44,762

Food ............................................................... 6,710 4,898 6,024 6,645 7,215 7,372 6,517 6,991 5,681

Food at home ............................................... 3,896 2,597 3,047 3,579 4,159 4,309 4,132 4,371 3,708

Cereals and bakery products ..................... 509 341 398 428 529 563 561 563 558

Cereals and cereal products .................... 166 133 154 152 186 172 166 174 151

Bakery products ....................................... 343 208 244 276 343 391 395 389 406

Meats, poultry, fish, and eggs .................... 848 544 621 778 970 940 883 960 746

Beef .......................................................... 220 142 142 228 245 259 221 242 184

Pork .......................................................... 170 91 110 141 196 195 187 207 151

Other meats .............................................. 117 85 83 99 138 122 127 134 114

Poultry ...................................................... 155 115 145 167 183 158 145 159 119

Fish and seafood ...................................... 131 77 95 93 155 147 140 152 119

Eggs ......................................................... 55 33 47 50 54 58 63 65 58

Dairy products ............................................ 408 280 330 358 422 455 436 460 394

Fresh milk and cream ............................... 138 93 114 125 147 144 150 153 146

Other dairy products ................................. 270 187 216 233 275 310 286 307 248

Fruits and vegetables ................................. 744 471 613 669 727 814 831 855 787

Fresh fruits ............................................... 262 167 215 219 248 287 302 311 287

Fresh vegetables ...................................... 246 143 210 206 245 271 272 290 239

Processed fruits ........................................ 109 73 94 104 100 116 125 119 137

Processed vegetables .............................. 127 87 94 139 134 140 132 136 124

Other food at home .................................... 1,388 961 1,085 1,346 1,511 1,538 1,421 1,532 1,224

Sugar and other sweets ........................... 148 116 107 130 134 169 169 175 157

Fats and oils ............................................. 114 75 87 103 120 123 126 131 115

Miscellaneous foods ................................. 685 485 570 678 742 751 688 736 605

Nonalcoholic beverages ........................... 379 269 280 388 461 408 370 407 303

Food prepared by consumer unit on

out-of-town trips ...................................... 63 16 40 46 55 88 68 83 44

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Food away from home .................................. 2,813 2,302 2,977 3,066 3,056 3,063 2,385 2,620 1,973

Alcoholic beverages ....................................... 589 384 715 626 628 619 508 573 392

Housing .......................................................... 17,475 12,725 18,147 17,170 17,663 19,192 16,480 17,491 14,751

Shelter .......................................................... 10,052 8,361 11,768 10,713 10,339 10,575 8,752 9,411 7,630

Owned dwellings ........................................ 6,429 1,438 4,931 6,090 6,680 7,982 6,496 7,172 5,343

Mortgage interest and charges ................. 2,856 793 3,006 3,778 3,615 3,360 1,938 2,548 899

Property taxes .......................................... 2,092 397 1,125 1,425 1,985 2,698 2,532 2,681 2,278

Maintenance, repairs, insurance, other

expenses ................................................ 1,482 247 801 887 1,080 1,924 2,026 1,944 2,166

Rented dwellings ........................................ 2,711 6,702 6,464 4,111 2,771 1,309 1,182 927 1,617

Other lodging .............................................. 912 221 372 512 888 1,283 1,074 1,312 669

Utilities, fuels, and public services ................ 3,779 2,237 2,972 3,421 3,988 4,317 3,896 4,090 3,565

Natural gas ................................................. 380 182 278 330 383 419 435 445 418

Electricity .................................................... 1,444 854 1,093 1,291 1,519 1,640 1,524 1,593 1,405

Fuel oil and other fuels ............................... 158 336 49 84 142 203 220 221 218

Telephone services .................................... 1,263 948 1,209 1,244 1,393 1,432 1,117 1,214 951

Residential phone service, VOIP, and

phone cards ............................................ 417 99 143 239 392 526 562 556 572

Cellular phone service .............................. 846 849 1,066 1,005 1,001 906 554 658 378

Water and other public services ................. 534 217 343 472 550 622 600 616 573

Household operations .................................. 1,043 608 836 758 881 1,209 1,248 1,167 1,386

Personal services ....................................... 126 3138 183 126 53 389 178 368 3364

Other household expenses ........................ 916 470 653 632 828 1,121 1,070 1,099 1,022

Housekeeping supplies ................................ 708 327 460 582 724 792 853 911 752

Laundry and cleaning supplies ................... 162 112 115 164 165 173 182 180 186

Other household products .......................... 382 152 239 299 401 438 458 507 371

Postage and stationery ............................... 164 62 106 119 158 180 213 223 195

Household furnishings and equipment ......... 1,893 1,192 2,112 1,696 1,732 2,299 1,731 1,913 1,419

Household textiles ...................................... 128 57 108 97 98 153 157 184 109

Furniture ..................................................... 434 470 546 480 365 538 317 381 209

Floor coverings ........................................... 24 4 19 28 16 40 20 26 11

Major appliances ........................................ 232 130 182 191 259 272 234 261 187

Small appliances, miscellaneous

housewares .............................................. 128 77 107 87 140 169 117 127 101

Miscellaneous household equipment ......... 947 454 1,150 812 854 1,127 886 934 803

Apparel and services ...................................... 1,612 1,655 1,740 1,854 1,783 1,762 1,245 1,371 1,023

Men and boys ............................................... 352 415 361 502 376 373 256 289 198

Men, 16 and over ....................................... 324 394 336 457 350 340 236 265 185

Boys, 2 to 15 .............................................. 27 21 25 45 26 33 20 24 13

Women and girls .......................................... 685 598 732 657 772 771 563 601 497

Women, 16 and over .................................. 626 574 677 582 686 714 518 542 474

Girls, 2 to 15 ............................................... 58 24 55 75 86 57 45 58 22

Children under 2 ........................................... 35 332 35 349 23 43 31 48 32

Footwear ...................................................... 291 345 293 387 338 319 201 203 196

Other apparel products and services ........... 250 265 319 260 274 255 193 230 130

Transportation ................................................ 9,771 9,398 9,886 9,447 10,193 10,602 8,941 10,148 6,887

Vehicle purchases (net outlay) ..................... 3,578 5,008 3,946 3,710 3,718 3,417 3,197 3,686 2,364

Cars and trucks, new .................................. 2,004 2,189 1,822 1,248 2,292 1,880 2,213 2,614 1,530

Cars and trucks, used ................................ 1,504 2,334 2,078 2,430 1,341 1,463 974 1,057 834

Other vehicles ............................................ 69 3484 346 332 385 374 310 315 2 ( )

Gasoline and motor oil ................................. 2,747 2,293 2,778 2,821 2,988 3,130 2,306 2,651 1,718

Other vehicle expenses ................................ 2,772 1,794 2,457 2,419 2,926 3,264 2,692 2,937 2,278

Vehicle finance charges ............................. 215 207 287 259 260 221 139 171 83

Maintenance and repairs ............................ 886 661 743 711 886 1,055 895 1,034 654

Vehicle insurance ....................................... 1,145 3615 883 1,047 1,331 1,400 1,074 1,004 1,197

Vehicle rental, leases, licenses, and other

charges ..................................................... 526 311 544 402 449 589 585 727 344

Public and other transportation .................... 674 303 705 497 561 791 745 874 526

Healthcare ...................................................... 4,467 1,071 2,146 2,533 3,657 5,052 6,619 6,582 6,681

Health insurance .......................................... 2,732 590 1,235 1,505 2,114 2,930 4,316 4,327 4,297

Medical services ........................................... 906 287 585 582 810 1,185 1,063 1,088 1,020

Drugs ............................................................ 654 134 248 334 589 742 982 950 1,035

Medical supplies ........................................... 175 59 78 113 144 195 258 217 329

Entertainment ................................................. 2,759 1,709 2,549 2,812 2,911 3,155 2,583 2,912 2,016

Fees and admissions ................................... 596 294 573 466 522 716 636 741 456

Audio and visual equipment and services .... 1,047 755 1,028 1,090 1,081 1,149 980 1,042 873

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 687 328 572 708 848 817 593 693 417

Pets ............................................................ 572 262 479 591 756 652 487 560 358

Toys, hobbies, and playground equipment 115 367 93 117 92 166 106 133 59

Other entertainment supplies, equipment,

and services ............................................... 429 331 376 547 461 473 374 435 270

Personal care products and services ............. 703 428 645 574 710 809 724 773 636

Reading .......................................................... 138 59 79 88 110 164 185 185 185

Education ....................................................... 931 1,584 1,348 645 1,571 989 285 316 232

Tobacco products and smoking supplies ....... 346 263 320 398 501 397 213 258 137

Miscellaneous ................................................. 806 393 667 749 731 892 926 1,087 651

Cash contributions .......................................... 2,481 736 947 1,409 1,827 3,212 3,532 3,190 4,114

Personal insurance and pensions .................. 6,059 3,199 6,151 6,452 7,779 8,597 3,110 4,128 1,376

Life and other personal insurance ................ 447 66 118 172 452 606 596 729 371

Pensions and Social Security ....................... 5,612 3,133 6,033 6,279 7,327 7,991 2,513 3,399 1,005

Sources of income and personal taxes:

Money income before taxes ........................... $72,085 $53,976 $68,231 $70,685 $77,678 $88,487 $59,519 $66,854 $47,025

Wages and salaries ...................................... 51,838 48,563 64,012 64,889 67,507 67,155 20,204 27,115 8,430

Self-employment income .............................. 3,849 742 1,895 3,362 4,801 6,553 2,429 3,209 1,101

Social Security, private and government

retirement ................................................... 12,835 31,131 447 839 2,874 10,599 31,860 31,981 31,652

Interest, dividends, rental income, other

property income .......................................... 2,319 1,710 445 288 880 2,976 4,175 3,635 5,097

Public assistance, supplemental security

income, food stamps .................................. 368 563 230 355 590 418 219 174 297

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 651 594 708 700 926 562 525 629 348

Other income ................................................ 225 673 494 251 100 224 107 111 3100

Personal taxes (contains some imputed

values) .......................................................... 6,420 7,371 5,717 6,856 7,542 9,385 3,190 4,196 1,476

Federal income taxes ................................... 5,012 6,226 4,312 5,413 5,888 7,335 2,453 3,255 1,088

State and local income taxes ....................... 1,292 1,135 1,349 1,413 1,550 1,889 581 761 276

Other taxes ................................................... 116 39 56 31 104 161 155 181 112

Income after taxes .......................................... 65,665 46,605 62,514 63,828 70,137 79,102 56,329 62,658 45,548

Addenda:

Net change in total assets and liabilities ........ $10,265 $6,087 - $2,091 $2,212 - $101 $32,072 $6,409 $6,689 $5,933

Net change in total assets ............................ 19,283 11,025 16,768 12,294 8,811 42,070 10,717 11,659 9,113

Net change in total liabilities ......................... 9,018 4,938 18,859 10,082 8,912 9,998 4,308 4,970 3,180

Other financial information:

Other money receipts ................................... 834 1,222 125 1,031 720 1,003 943 1,193 516

Mortgage principal paid on owned property -1,985 -286 -1,170 -1,835 -2,632 -2,599 -1,730 -2,317 -729

Estimated market value of owned home ...... 182,160 33,720 80,589 125,192 154,199 238,172 236,692 256,947 202,190

Estimated monthly rental value of owned

home .......................................................... 1,011 218 534 692 936 1,288 1,253 1,322 1,134

Gifts of goods and services, total ................... 1,484 352 521 690 2,117 2,390 1,174 1,319 923

Food ............................................................. 132 23 38 69 154 257 93 97 86

Alcoholic beverages ..................................... 17 35 21 21 19 15 17 10 30

Housing ........................................................ 261 106 120 181 258 421 239 300 135

Housekeeping supplies .............................. 39 314 13 29 35 56 48 56 32

Household textiles ...................................... 8 34

343536 16 5 7 31

Appliances and miscellaneous

housewares .............................................. 29 32 27 314 18 40 37 40 331

Major appliances ...................................... 9 2 ( ) 33

32 6 15 12 17 34

Small appliances and miscellaneous

housewares ............................................ 20 32 24 312 12 25 25 23 328

Miscellaneous household equipment ......... 58 317 37 52 65 89 44 57 22

Other housing ............................................. 128 68 39 80 135 220 106 140 49

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Apparel and services .................................... 255 108 167 196 290 348 242 267 197

Males, 2 and over ....................................... 66 323 50 57 71 102 50 55 42

Females, 2 and over ................................... 110 320 52 56 135 148 124 111 147

Children under 2 ......................................... 31 321 28 324 23 43 31 48 32

Other apparel products and services ......... 48 345 37 59 61 55 36 53 37

Jewelry and watches ................................ 13 316 24 315 12 13 8 10 34

All other apparel products and services ... 35 329 313 43 49 42 28 43 32

Transportation .............................................. 148 18 24 39 134 260 168 154 191

Healthcare .................................................... 35 31

39314 65 74 6 7 35

Entertainment ............................................... 129 40 85 63 168 186 113 141 65

Toys, games, arts and crafts, and tricycles 44 318 336 326 32 67 48 58 330

Other entertainment ................................... 85 22 50 37 136 119 65 83 35

Personal care products and services ........... 25 334 38 9 40 34 19 24 9

Reading ........................................................ 4 31 2 2 6 7 3 3 2

Education ..................................................... 376 35

311 57 883 611 176 203 129

All other gifts ................................................. 101 12 35 37 100 177 99 114 74

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014