Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017

Item 

Total 

four 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

Number of consumer units (in thousands) ................................ 16,547 539 3,627 5,499 4,435 1,766 682 

Consumer unit characteristics: 

 Income before taxes ................................................................ $111,500 $225,292 $72,433 $106,975 $137,838 $116,747 $81,007 

 Income after taxes ................................................................ 94,902 159,545 66,955 91,819 114,189 101,234 75,513 

 Age of reference person ................................................................ 42.8 21.4 30.5 39.4 49.0 58.8 71.3 

 Average number in consumer unit: 

 People ................................................................ 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

 Children under 18 ................................................................ 1.5 1.3 2.0 1.9 1.3 .7 .6 

 Adults 65 and older ................................................................ .1 ( 1 ) ( 1 ) ( 1 ) .1 .2 1.4 

 Earners ................................................................ 2.0 2.4 1.7 1.8 2.3 2.5 1.7 

 Vehicles ................................................................ 2.4 2.0 2.0 2.2 3.0 2.8 2.4 

Percent distribution: 

 Reference person: 

 Men ................................................................ 45 33 41 42 52 52 49 

 Women ................................................................ 55 67 59 58 48 48 51 

 Housing tenure: 

 Homeowner ................................................................ 70 43 56 68 81 82 81 

 With mortgage ................................................................ 55 25 47 59 64 48 41 

 Without mortgage ................................................................ 15 18 9 9 16 34 40 

 Renter ................................................................ 30 57 44 32 19 18 19 

 Race of reference person: 

 Black or African-American ................................ 12 21 15 12 7 15 12 

 White, Asian, and all other races ................................ 88 79 85 88 93 85 88 

 Hispanic or Latino origin of reference 

 person: 

 Hispanic or Latino................................................................ 19 24 24 20 17 15 14 

 Not Hispanic or Latino ................................................................ 81 76 76 80 83 85 86 

 Education of reference person: 

 Elementary (1-8)................................................................3 ( 2 ) 2 2 2 5 9 

 High school (9-12) ................................................................ 27 56 32 22 23 27 47 

 College ................................................................ 70 44 66 75 75 67 42 

 Never attended and other ................................ ( 1 ) ( 2 ) ( 1 ) ( 1 ) ( 1 ) 1 1 

 At least one vehicle owned or leased................................95 85 93 96 98 95 89 

Average annual expenditures ................................ $78,939 $60,550 $59,815 $79,445 $96,988 $85,277 $58,401 

 Food ................................................................................................ 10,589 6,811 8,248 10,885 12,679 11,524 8,186 

 Food at home ................................................................ 5,937 4,307 4,867 5,848 6,840 6,817 5,829 

 Cereals and bakery products ................................ 814 581 703 801 899 891 985 

 Cereals and cereal products ................................ 270 197 232 267 288 273 452 

 Bakery products ................................................................ 544 384 471 535 611 618 533 

 Meats, poultry, fish, and eggs ................................1,285 1,080 997 1,185 1,565 1,605 1,266 

 Beef ................................................................ 331 280 289 311 379 400 297 

 Pork ................................................................ 240 193 174 199 315 326 279 

 Other meats ................................................................ 179 138 140 187 204 189 183 

 Poultry ................................................................ 276 207 219 258 336 356 224 

 Fish and seafood ................................................................ 179 177 110 153 239 251 219 

 Eggs ................................................................ 79 85 65 78 93 82 63 

 Dairy products ................................................................ 619 372 499 664 677 679 581 

 Fresh milk and cream ................................ 215 187 179 217 242 231 197 

 Other dairy products ................................ 404 185 320 448 434 448 384 

 Fruits and vegetables ................................................................ 1,156 796 930 1,163 1,340 1,329 1,018 

 Fresh fruits ................................................................ 440 294 341 434 556 455 355 

 Fresh vegetables ................................................................ 358 232 286 358 420 417 309 

 Processed fruits ................................................................ 163 79 134 175 174 196 138 

 Processed vegetables ................................ 195 191 169 195 190 260 216 

 Other food at home ................................................................ 2,062 1,479 1,739 2,035 2,360 2,314 1,980 

 Sugar and other sweets ................................ 203 137 164 195 248 227 195 

 Fats and oils ................................................................ 163 114 137 160 173 211 175 

 Miscellaneous foods ................................ 1,103 774 942 1,120 1,229 1,197 1,065 

See footnotes at end of table. 
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

four 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Nonalcoholic beverages ................................ 519 433 458 478 609 583 515 

 Food prepared by consumer unit on 

 out-of-town trips ................................................................ 75 320 37 82 100 96 329 

 Food away from home ................................................................ 4,652 2,504 3,381 5,037 5,839 4,707 2,357 

 Alcoholic beverages ................................................................ 528 172 412 532 681 613 206 

 Housing................................................................ 25,531 17,507 21,068 26,929 29,481 25,548 18,757 

 Shelter ................................................................ 14,776 10,938 11,775 15,552 17,420 14,828 10,191 

 Owned dwellings ................................................................ 9,890 3,809 6,327 10,415 12,820 10,972 7,551 

 Mortgage interest and charges ................................ 5,476 2,129 3,882 6,266 7,050 4,260 3,137 

 Property taxes ................................................................ 2,799 1,111 1,472 2,605 3,959 3,862 2,441 

 Maintenance, repairs, insurance, 

 other expenses ................................................................ 1,616 570 973 1,544 1,810 2,851 1,973 

 Rented dwellings ................................................................ 3,961 6,386 5,124 4,279 3,162 2,513 2,254 

 Other lodging ................................................................ 925 743 324 858 1,438 1,343 385 

 Utilities, fuels, and public services ................................ 5,052 3,927 4,135 4,813 5,933 5,671 5,429 

 Natural gas ................................................................462 235 376 419 541 609 552 

 Electricity ................................................................1,810 1,506 1,512 1,731 2,041 2,048 2,148 

 Fuel oil and other fuels ................................ 93 368 58 83 116 155 387 

 Telephone services ................................................................ 1,920 1,669 1,587 1,839 2,306 1,996 1,831 

 Residential phone service, VOIP, 

 and phone cards ................................................................ 285 3144 145 253 357 466 453 

 Cellular phone service ................................ 1,635 1,525 1,442 1,587 1,950 1,530 1,377 

 Water and other public services ................................767 450 602 741 929 863 812 

 Household operations ................................................................ 2,408 918 2,776 3,215 1,950 1,295 999 

 Personal services ................................................................ 1,282 3258 1,986 2,028 564 389 388 

 Other household expenses ................................ 1,126 660 790 1,187 1,386 1,205 911 

 Housekeeping supplies ................................................................ 862 412 666 855 1,059 987 787 

 Laundry and cleaning supplies ................................ 226 85 173 223 255 308 261 

 Other household products................................ 484 238 397 485 588 516 402 

 Postage and stationery ................................ 152 390 96 146 217 163 124 

 Household furnishings and equipment................................ 2,432 1,312 1,716 2,495 3,119 2,767 1,352 

 Household textiles ................................................................ 130 362 111 128 154 162 370 

 Furniture ................................................................ 627 329 498 613 753 791 420 

 Floor coverings ................................................................ 25 31 14 20 34 51 323 

 Major appliances ................................................................ 380 345 272 352 527 388 225 

 Small appliances, miscellaneous 

 housewares ................................................................ 133 98 106 150 142 145 77 

 Miscellaneous household equipment................................ 1,136 478 715 1,231 1,509 1,230 538 

 Apparel and services ................................................................ 2,816 2,062 2,477 3,049 3,228 2,608 1,270 

 Men and boys ................................................................746 293 688 728 949 725 344 

 Men, 16 and over ................................................................ 491 3249 430 334 745 634 322 

 Boys, 2 to 15 ................................................................ 255 44 257 394 204 92 22 

 Women and girls ................................................................ 988 559 753 963 1,331 1,056 447 

 Women, 16 and over ................................................................ 716 351 547 583 1,020 996 365 

 Girls, 2 to 15 ................................................................272 208 206 380 310 60 82 

 Children under 2 ................................................................ 154 3271 336 171 315 355 362 

 Footwear................................................................ 570 3720 396 651 683 486 3207 

 Other apparel products and services ................................ 359 219 304 537 251 286 209 

 Transportation ................................................................ 12,689 10,013 10,523 13,028 15,026 12,227 9,662 

 Vehicle purchases (net outlay) ................................ 5,306 34,167 4,589 5,628 6,229 4,224 34,228 

 Cars and trucks, new ................................................................ 2,269 32,613 1,598 2,559 2,632 1,501 32,844 

 Cars and trucks, used ................................ 2,994 1,535 2,960 2,983 3,567 2,723 1,384 

 Other vehicles ................................................................ 44 320 331 386 330 ( 2 ) ( 2 ) 

 Gasoline, other fuels, and motor oil ................................ 2,773 2,608 2,397 2,699 3,217 3,059 1,861 

 Other vehicle expenses ................................................................ 3,683 2,521 3,171 3,631 4,456 3,521 3,216 

 Vehicle finance charges ................................ 357 238 387 393 338 321 215 

 Maintenance and repairs ................................ 1,118 887 827 944 1,508 1,451 900 

 Vehicle insurance ................................................................ 1,314 3776 1,309 1,233 1,649 3853 31,475 

 Vehicle rental, leases, licenses, and 

 other charges ................................................................ 894 620 650 1,061 961 896 626 

 Public and other transportation ................................ 927 717 366 1,070 1,124 1,422 357 

 Healthcare ................................................................ 5,405 3,491 3,793 5,116 6,597 6,820 6,399 

 Health insurance ................................................................ 3,754 1,876 2,652 3,651 4,475 4,705 4,782 

 Medical services ................................................................ 1,073 1,358 783 913 1,394 1,360 850 

 Drugs ................................................................ 425 207 251 390 547 569 646 

 Medical supplies ................................................................ 152 350 107 161 181 187 122 

See footnotes at end of table. 
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

four 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Entertainment ................................................................4,238 2,576 2,872 4,545 4,985 5,250 3,006 

 Fees and admissions ................................................................ 1,202 572 590 1,385 1,758 962 502 

 Audio and visual equipment and 

 services ................................................................ 1,209 872 1,040 1,173 1,349 1,410 1,219 

 Pets, toys, hobbies, and playground 

 equipment ................................................................1,034 630 673 991 1,197 1,688 986 

 Pets ................................................................ 759 516 331 658 935 1,570 936 

 Toys, hobbies, and playground 

 equipment ................................................................275 3114 341 333 262 118 351 

 Other entertainment supplies, 

 equipment, and services ................................ 793 3502 570 995 681 1,190 3299 

 Personal care products and services ................................957 584 588 1,025 1,265 987 629 

 Reading ................................................................ 122 364 71 117 150 174 187 

 Education ................................................................ 2,215 2,390 639 1,469 4,182 3,419 574 

 Tobacco products and smoking supplies ................................ 368 824 341 327 317 427 669 

 Miscellaneous ................................................................1,247 374 592 1,039 1,896 1,735 1,628 

 Cash contributions ................................................................ 1,750 3,770 1,095 1,370 2,547 1,808 1,368 

 Personal insurance and pensions ................................10,482 9,910 7,096 10,014 13,954 12,137 5,859 

 Life and other personal insurance ................................474 3109 253 417 587 933 481 

 Pensions and Social Security ................................ 10,008 9,802 6,843 9,597 13,367 11,204 5,378 

Sources of income and personal taxes: 

 Money income before taxes ................................ $111,500 $225,292 $72,433 $106,975 $137,838 $116,747 $81,007 

 Wages and salaries ................................................................ 93,428 55,813 65,619 97,500 121,409 94,723 52,887 

 Self-employment income ................................ 12,694 3166,395 4,422 6,113 11,928 8,789 3,446 

 Social Security, private and 

 government retirement ................................ 2,718 3402 475 895 1,824 8,247 22,659 

 Interest, dividends, rental income, 

 other property income ................................ 1,230 3131 299 1,099 1,600 3,191 611 

 Public assistance, Supplemental 

 Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................ 607 1,374 875 471 388 763 694 

 Unemployment and workers' 

 compensation, veterans' benefits, 

 and regular contributions for support ................................ 545 3460 413 704 436 566 3695 

 Other income ................................................................278 3716 330 193 253 3469 315 

 Personal taxes (contains some imputed 

 values) ................................................................ 16,597 65,747 5,478 15,155 23,649 15,514 5,494 

 Federal income taxes ................................................................ 13,319 64,892 3,681 11,807 18,682 12,168 4,140 

 State and local income taxes ................................ 3,162 820 1,772 3,269 4,716 3,198 1,343 

 Other taxes ................................................................ 116 334 26 79 251 3148 311 

 Income after taxes ................................................................ 94,902 159,545 66,955 91,819 114,189 101,234 75,513 

Addenda: 

 Net change in total assets and liabilities ................................ $12,956 $3,217 $3,445 $6,152 $29,439 $20,022 $618 

 Net change in total assets ................................ 23,577 8,896 12,239 24,290 33,090 29,383 12,830 

 Net change in total liabilities................................ 10,621 5,679 8,795 18,137 3,651 9,361 12,211 

 Other financial information: 

 Other money receipts ................................................................ 546 339 264 1,011 254 3631 3372 

 Mortgage principal paid on owned 

 property ................................................................ -2,926 -897 -1,646 -2,775 -4,510 -3,057 -1,924 

 Estimated market value of owned 

 home ................................................................ 232,874 82,647 113,894 225,009 333,794 282,705 262,361 

 Estimated monthly rental value of 

 owned home ................................................................ 1,256 550 759 1,216 1,684 1,506 1,347 

 Gifts of goods and services, total ................................ 945 2,092 442 769 1,469 1,101 332 

 Food ................................................................ 49 335 31 42 74 64 328 

 Alcoholic beverages ................................................................ 8 31 33 9 14 35 ( 1 ) 

See footnotes at end of table. 
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

four 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

 Housing ................................................................ 179 3133 127 160 234 232 3161 

 Housekeeping supplies ................................ 27 319 28 22 37 325 32 

 Household textiles ................................................................

37 ( 2

 ) 32 314 36 33 ( 2 ) 

 Appliances and miscellaneous 

 housewares ................................................................15 325 36 310 312 338 359 

 Major appliances ................................................................ 9 ( 2 ) 32 6 35 327 358 

 Small appliances and miscellaneous 

 housewares ................................................................ 6 325 34 34 37 311 31 

 Miscellaneous household equipment................................ 39 39 53 37 40 32 319 

 Other housing ................................................................92 380 39 77 139 134 381 

 Apparel and services ................................................................ 183 3261 181 206 174 167 327 

 Males, 2 and over................................................................ 44 36 50 39 48 362 34 

 Females, 2 and over ................................................................ 71 316 69 76 78 80 37 

 Children under 2................................................................ 28 369 334 338 313 37 311 

 Other apparel products and services ................................ 41 3170 328 353 334 318 35 

 Jewelry and watches ................................ 4 ( 2 ) 35 35 32 31 35 

 All other apparel products and 

 services ................................................................ 37 3170 323 348 332 317 ( 2 ) 

 Transportation ................................................................114 949 16 128 83 136 13 

 Healthcare ................................................................ 6 ( 2 ) 33 39 39 32 36 

 Entertainment ................................................................ 92 3151 43 79 161 367 334 

 Toys, games, arts and crafts, and 

 tricycles ................................................................ 42 321 328 337 380 310 317 

 Other entertainment ................................................................ 50 3130 15 42 80 57 317 

 Personal care products and services ................................7 34 5 11 7 35 ( 2 ) 

 Reading ................................................................ 2 37 32 3 31 33 ( 2 ) 

 Education................................................................ 248 3516 37 78 641 3281 343 

 All other gifts ................................................................ 56 336 24 45 71 141 320 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018