Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 

2022

 (Aggregates in millions of dollars, unless otherwise indicated)

Less than college graduate College graduate

Item Aggregate Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

Number of consumer units (in thousands)1.......................... 134,090 71,413 7,887 24,527 24,297 14,701 62,678 35,328 27,350 

Percent distribution of consumer units................................. 100.0 53.3 5.9 18.3 18.1 11.0 46.7 26.3 20.4 

Consumer unit characteristics (mean values):

 Income before taxes ......................................................... $94,003 $58,949 $37,422 $49,677 $63,934 $77,730 $133,943 $115,369 $157,935 

 Income after taxes ............................................................ 83,195 56,536 38,719 48,947 60,780 71,740 113,569 100,369 130,620 

 Age of reference person ................................................... 52.1 53.2 56.2 53.4 52.4 52.3 50.9 49.8 52.2 

 Average number in consumer unit:

 People............................................................................ 2.4 2.3 2.3 2.3 2.3 2.4 2.6 2.5 2.6 

 Children under 18 .......................................................... .6 .5 .7 .5 .5 .5 .6 .5 .6 

 Adults 65 and older........................................................ .4 .4 .4 .5 .4 .4 .4 .4 .4 

 Earners .......................................................................... 1.3 1.2 .8 1.1 1.2 1.4 1.5 1.5 1.5 

 Vehicles ......................................................................... 1.9 1.7 1.1 1.6 1.8 2.0 2.1 2.0 2.1 

Percent distribution:

 Reference person:

 Men ................................................................................ 49 46 44 47 45 45 53 53 52 

 Women........................................................................... 51 54 56 53 55 55 47 47 48 

 Housing tenure:

 Homeowner.................................................................... 65 58 46 54 60 66 74 72 76 

 With mortgage ............................................................ 38 29 16 24 32 38 49 47 51 

 Without mortgage ....................................................... 27 29 29 30 28 27 25 25 26 

 Renter ............................................................................ 35 42 54 46 40 34 26 28 24 

 Race of reference person:

 Black or African-American ............................................. 13 15 16 17 14 15 11 10 11 

 White, Asian, and all other races, not including

 Black or African-American.......................................... 87 85 84 83 86 85 89 90 89 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino .......................................................... 15 19 38 20 16 14 9 11 7 

 Not Hispanic or Latino ................................................... 85 81 62 80 84 86 91 89 93 

 Education of reference person:

 Elementary (1-8) ............................................................ 3 5 31 2 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 High school (9-12) ......................................................... 28 48 66 98 14 11 5 7 2 

 College........................................................................... 69 47 n.a. n.a. 84 88 95 92 98 

 Never attended and other.............................................. ( 3 ) 1 ( 2 ) ( 2 ) ( 2 ) ( 4 ) ( 2 ) ( 2 ) ( 4 ) 

 At least one vehicle owned or leased ............................... 89 85 69 82 89 92 93 93 94 

Annual aggregate expenditures ........................................... $9,782,862 38.0 2.9 11.6 13.9 9.6 62.0 31.2 30.9 

 Food .................................................................................. 1,251,954 40.4 2.9 13.3 14.4 9.8 59.6 30.5 29.1 

 Food at home................................................................. 764,242 43.6 3.7 15.2 14.6 10.1 56.4 29.2 27.2 

 Cereals and bakery products ..................................... 95,405 43.4 3.5 15.0 14.9 10.1 56.6 28.9 27.7 

 Cereals and cereal products ................................... 28,807 43.1 4.1 14.5 14.0 10.6 56.9 29.2 27.7 

 Bakery products ...................................................... 66,598 43.6 3.2 15.2 15.3 9.9 56.4 28.8 27.6 

 Meats, poultry, fish, and eggs .................................... 162,883 47.2 4.5 16.9 15.5 10.3 52.8 28.1 24.7 

 Beef ......................................................................... 42,539 51.8 4.1 18.5 17.6 11.7 48.2 26.2 22.0 

 Pork ......................................................................... 33,024 49.4 ( 2 ) 18.1 15.5 9.9 50.6 29.0 21.6 

 Other meats............................................................. 22,444 45.8 4.2 17.3 14.1 10.2 54.2 28.7 25.5 

 Poultry ..................................................................... 28,755 44.9 4.2 15.6 14.9 10.2 55.1 28.8 26.3 

 Fish and seafood..................................................... 24,469 41.9 4.7 13.5 15.2 8.6 58.1 27.8 30.4 

 Eggs ........................................................................ 11,652 43.7 3.3 17.2 13.3 9.9 56.3 29.8 26.5 

 Dairy products ............................................................ 71,295 42.7 3.3 14.1 14.7 10.5 57.3 29.5 27.8 

 Fresh milk and cream.............................................. 22,541 45.1 3.5 15.5 15.5 10.7 54.9 28.6 26.2 

 Other dairy products................................................ 48,754 41.6 3.2 13.5 14.3 10.5 58.4 29.9 28.5 

 Fruits and vegetables ................................................. 147,321 41.4 3.7 14.0 14.1 9.5 58.6 29.1 29.5 

 Fresh fruits............................................................... 54,448 40.9 4.5 13.3 13.5 9.6 59.1 29.4 29.7 

 Fresh vegetables..................................................... 47,210 39.0 3.4 13.3 13.0 9.3 61.0 29.4 31.5 

See footnotes at end of table.
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 

2022 — Continued

 (Aggregates in millions of dollars, unless otherwise indicated)

Less than college graduate College graduate

Item Aggregate Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Processed fruits....................................................... 19,288 43.9 3.3 14.9 17.1 8.7 56.1 28.5 27.6 

 Processed vegetables ............................................. 26,375 44.7 3.1 16.2 15.3 10.2 55.3 28.6 26.6 

 Other food at home..................................................... 287,338 42.9 3.4 15.2 14.1 10.1 57.1 29.9 27.2 

 Sugar and other sweets .......................................... 26,427 42.4 4.3 14.7 13.5 9.8 57.6 28.3 29.3 

 Fats and oils ............................................................ 21,038 46.4 3.8 16.6 15.2 10.9 53.6 28.2 25.4 

 Miscellaneous foods................................................ 149,686 41.7 3.3 14.7 13.5 10.2 58.3 30.8 27.5 

 Nonalcoholic beverages.......................................... 78,246 46.3 3.4 16.7 15.7 10.4 53.7 28.5 25.1 

 Food prepared by consumer unit on out of town

 trips....................................................................... 11,941 29.8 ( 2 ) 9.4 11.6 7.2 70.2 34.5 35.7 

 Food away from home ................................................... 487,712 35.5 1.6 10.4 14.2 9.3 64.5 32.5 32.0 

 Alcoholic beverages.......................................................... 78,159 31.4 1.4 8.0 13.7 8.2 68.6 35.0 33.6 

 Housing ............................................................................. 3,258,013 39.5 3.3 12.3 14.4 9.5 60.5 30.2 30.3 

 Shelter............................................................................ 1,945,236 38.0 3.4 11.6 13.9 9.0 62.0 30.9 31.2 

 Owned dwellings ........................................................ 1,103,524 31.7 2.2 8.6 11.9 9.0 68.3 33.4 34.9 

 Mortgage interest and charges ............................... 415,786 30.6 2.0 7.9 11.2 9.5 69.4 34.1 35.4 

 Property taxes ......................................................... 344,551 31.3 2.2 8.7 11.8 8.6 68.7 32.1 36.6 

 Maintenance, repairs, insurance, and other

 expenses .............................................................. 343,187 33.5 2.4 9.6 12.6 8.9 66.5 33.8 32.7 

 Rented dwellings ........................................................ 669,166 52.9 6.0 18.5 18.7 9.8 47.1 26.1 20.9 

 Other lodging .............................................................. 172,546 20.1 .8 4.2 9.0 6.2 79.9 33.1 46.8 

 Utilities, fuels, and public services................................. 609,999 48.4 4.2 16.1 17.0 11.0 51.6 28.2 23.3 

 Natural gas ................................................................. 71,739 44.6 4.4 14.7 15.7 9.8 55.4 28.9 26.6 

 Electricity .................................................................... 225,710 50.6 4.7 17.5 17.4 10.9 49.4 27.7 21.8 

 Fuel oil and other fuels ............................................... 21,506 46.9 ( 2 ) 15.3 15.1 12.2 53.1 30.4 22.8 

 Telephone services .................................................... 191,929 49.1 3.7 16.0 17.7 11.7 50.9 27.9 23.0 

 Residential phone service, VOIP, and phone

 cards..................................................................... 19,716 51.7 4.8 19.0 17.0 11.0 48.3 24.8 23.5 

 Cellular phone service............................................. 172,214 48.8 3.5 15.7 17.8 11.7 51.2 28.3 22.9 

 Water and other public services ................................. 99,115 45.4 3.9 14.5 16.3 10.8 54.6 29.3 25.3 

 Household operations.................................................... 247,981 31.0 1.6 9.6 11.6 8.2 69.0 30.0 39.1 

 Personal services ....................................................... 65,450 18.6 ( 2 ) 6.7 4.6 ( 2 ) 81.4 30.6 50.8 

 Other household expenses ........................................ 182,531 35.4 2.1 10.6 14.1 8.6 64.6 29.7 34.9 

 Housekeeping supplies.................................................. 105,461 44.4 3.4 13.7 15.4 11.8 55.6 28.2 27.5 

 Laundry and cleaning supplies................................... 22,757 51.3 4.1 17.7 17.5 11.9 48.7 26.1 22.6 

 Other household products .......................................... 65,552 42.9 ( 2 ) 12.7 15.0 12.1 57.1 28.6 28.5 

 Postage and stationery............................................... 17,151 40.9 ( 2 ) 12.6 13.9 10.8 59.1 29.1 30.0 

 Household furnishings and equipment .......................... 349,336 36.8 2.4 10.6 13.9 9.9 63.2 30.8 32.3 

 Household textiles ...................................................... 18,516 35.2 ( 2 ) 9.1 13.9 10.2 64.8 28.9 35.9 

 Furniture ..................................................................... 100,050 32.8 2.4 10.1 11.4 9.0 67.2 30.9 36.3 

 Floor coverings ........................................................... 4,504 25.9 ( 2 ) ( 2 ) 14.1 4.4 74.1 41.8 32.3 

 Major appliances ........................................................ 54,687 41.0 2.7 12.4 15.6 10.2 59.0 31.3 27.7 

 Small appliances and miscellaneous

 housewares ............................................................. 19,045 42.6 3.3 11.9 18.1 9.4 57.4 29.2 28.3 

 Miscellaneous household equipment ......................... 152,534 37.8 2.2 10.5 14.5 10.6 62.2 30.8 31.4 

 Apparel and services ........................................................ 260,599 39.0 3.2 13.5 12.6 9.8 61.0 29.9 31.0 

 Men and boys ................................................................ 60,825 36.8 3.6 12.7 12.6 8.0 63.2 27.6 35.6 

 Men, 16 and over........................................................ 46,479 37.0 ( 2 ) 12.4 12.6 8.8 63.0 27.5 35.5 

 Boys, 2 to 15............................................................... 14,346 36.2 ( 2 ) 13.6 ( 2 ) ( 2 ) 63.8 27.9 35.9 

 Women and girls............................................................ 98,514 39.4 2.6 ( 2 ) 11.9 10.0 60.6 30.3 30.3 

 Women, 16 and over .................................................. 86,260 39.2 2.2 ( 2 ) 11.7 9.6 60.8 30.7 30.0 

 Girls, 2 to 15 ............................................................... 12,255 40.5 ( 2 ) ( 2 ) 13.5 12.5 59.5 27.1 32.4 

 Children under 2 ............................................................ 9,903 46.4 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 53.6 24.9 28.7 

 Footwear........................................................................ 53,423 43.5 3.1 14.8 12.9 ( 2 ) 56.5 28.7 27.8 

 Other apparel products and services ............................ 37,934 33.5 3.6 9.3 12.8 ( 2 ) 66.5 35.9 30.6 

 Transportation................................................................... 1,648,616 42.4 3.1 13.3 15.3 10.6 57.6 31.2 26.5 

 Vehicle purchases (net outlay) ...................................... 602,859 40.0 3.2 12.7 13.8 10.3 60.0 33.1 26.9 

 Cars and trucks, new.................................................. 294,368 31.4 ( 2 ) 7.8 11.5 ( 2 ) 68.6 32.0 36.6 

 Cars and trucks, used................................................. 300,222 48.1 3.4 17.4 15.6 11.7 51.9 33.9 18.0 

 Other vehicles............................................................. 8,269 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 48.3 45.2 ( 2 ) 

 Gasoline, other fuels, and motor oil............................... 418,327 49.8 3.7 16.3 17.9 11.8 50.2 28.7 21.4 

 Other vehicle expenses ................................................. 514,121 43.5 2.7 13.2 16.4 11.2 56.5 30.3 26.2 

 Vehicle finance charges ............................................. 39,501 47.6 2.3 14.4 18.7 12.2 52.4 29.9 22.5 

See footnotes at end of table.
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 

2022 — Continued

 (Aggregates in millions of dollars, unless otherwise indicated)

Less than college graduate College graduate

Item Aggregate Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Maintenance and repairs............................................ 155,554 42.3 3.0 12.7 16.4 10.3 57.7 30.8 26.9 

 Vehicle rental, leases, licenses, and other

 charges.................................................................... 105,564 33.1 1.5 8.1 13.6 9.9 66.9 32.5 34.5 

 Vehicle insurance ....................................................... 213,503 48.7 3.2 15.8 17.5 12.2 51.3 29.0 22.3 

 Public and other transportation...................................... 113,309 22.3 2.4 5.9 8.3 5.6 77.7 33.6 44.1 

 Healthcare......................................................................... 784,461 40.9 3.0 12.4 15.2 10.4 59.1 31.5 27.6 

 Health insurance............................................................ 515,341 42.6 3.1 13.5 15.3 10.7 57.4 29.9 27.5 

 Medical services ............................................................ 158,696 38.0 ( 2 ) 10.2 14.9 10.0 62.0 34.2 27.8 

 Drugs ............................................................................. 82,408 38.2 2.7 10.3 15.6 9.7 61.8 35.4 26.4 

 Medical supplies ............................................................ 28,016 36.0 ( 2 ) 11.0 14.4 7.7 64.0 33.1 31.0 

 Entertainment.................................................................... 463,625 34.8 ( 2 ) 10.0 12.4 9.7 65.2 32.8 32.4 

 Fees and admissions..................................................... 111,620 19.1 .5 4.3 7.5 6.7 80.9 35.7 45.2 

 Audio and visual equipment and services ..................... 136,793 44.3 3.2 14.4 16.1 10.6 55.7 31.0 24.7 

 Pets, toys, hobbies, and playground equipment ........... 121,681 39.0 ( 2 ) 10.6 13.1 11.3 61.0 31.7 29.2 

 Pets............................................................................. 99,286 40.1 ( 2 ) 10.6 12.7 12.1 59.9 31.6 28.3 

 Toys, hobbies, and playground equipment ................ 22,395 34.4 ( 2 ) 10.6 14.7 7.8 65.6 32.4 33.2 

 Other entertainment supplies, equipment, and

 services....................................................................... 93,530 34.2 ( 2 ) ( 2 ) ( 2 ) 9.9 65.8 33.5 32.3 

 Personal care products and services ............................... 116,121 37.6 2.5 11.3 13.8 10.0 62.4 31.2 31.2 

 Reading............................................................................. 15,644 30.0 ( 2 ) 7.1 12.5 ( 2 ) 70.0 29.6 40.4 

 Education .......................................................................... 179,063 18.5 ( 2 ) ( 2 ) 8.7 4.3 81.5 37.7 43.8 

 Tobacco products and smoking supplies ......................... 49,790 72.7 6.2 25.5 27.3 13.7 27.3 19.3 8.0 

 Miscellaneous ................................................................... 135,227 41.0 2.8 10.7 16.2 11.4 59.0 27.5 31.4 

 Cash contributions ............................................................ 369,374 26.4 1.8 6.6 11.2 6.8 73.6 29.4 44.2 

 Personal insurance and pensions..................................... 1,172,216 29.2 1.8 8.0 10.8 8.6 70.8 34.1 36.7 

 Life and other personal insurance ................................. 69,620 34.2 2.0 8.5 13.5 10.1 65.8 31.2 34.6 

 Pensions and Social Security ........................................ 1,102,596 28.9 1.8 8.0 10.6 8.5 71.1 34.3 36.9 

Sources of income and personal taxes:

 Income before taxes ......................................................... $12,604,933 33.4 2.3 9.7 12.3 9.1 66.6 32.3 34.3 

 Wages and salaries ....................................................... 9,818,116 30.9 1.8 8.8 11.5 8.9 69.1 33.5 35.6 

 Self-employment income ............................................... 863,769 33.3 ( 2 ) 8.7 11.7 8.3 66.7 32.8 33.9 

 Social Security, private and government

 retirement.................................................................... 1,396,199 48.7 4.1 16.3 17.1 11.2 51.3 25.3 26.0 

 Interest, dividends, rental income, and other

 property income.......................................................... 307,597 24.3 ( 2 ) 4.3 12.0 6.4 75.7 32.1 43.6 

 Public assistance, Supplemental Security Income,

 Supplementary Nutrition Assistance Program

 (SNAP)........................................................................ 83,294 81.6 17.5 31.1 24.2 8.9 18.4 12.7 5.7 

 Unemployment and workers' compensation,

 veterans' benefits, and regular contributions for

 support........................................................................ 89,571 47.8 ( 2 ) 10.9 20.1 ( 2 ) 52.2 30.6 21.6 

 Other income ................................................................. 46,387 49.9 ( 2 ) 16.7 ( 2 ) ( 2 ) 50.1 30.2 19.9 

 Personal taxes (contains some imputed values).............. 1,449,337 11.9 ( 2 ) ( 2 ) 5.3 6.1 88.1 36.6 51.5 

 Federal income taxes .................................................... 1,068,402 8.1 -1.3 ( 2 ) 4.3 5.5 91.9 37.4 54.5 

 Stimulus payment (through Q20221) ............................ ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 State and local income taxes......................................... 369,717 22.2 1.1 5.8 7.9 7.5 77.8 34.4 43.4 

 Other taxes .................................................................... 11,217 35.8 ( 2 ) 8.0 ( 2 ) ( 2 ) 64.2 27.8 36.4 

 Income after taxes ............................................................ 11,155,596 36.2 2.7 10.8 13.2 9.5 63.8 31.8 32.0 

1

 Data are rounded to the nearest thousands.

2

 Data are suppressed due to the Relative Standard Error (RSE) being equal to or greater than 25 percent. See www.bls.gov/cex/tables-getting-started-guide.htm for more information.

3

 Value is too small to display.

4

 No data reported.

n.a. Not applicable.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023