Table 3214. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021

Item 

Total 

25-34

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands)1................................................... 21,004 1,562 1,889 2,042 1,874 3,281 4,345 6,011 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $82,431 $6,891 $23,234 $34,724 $44,393 $59,390 $83,362 $160,640 

 Income after taxes ...................................................................................... 75,745 10,647 28,028 38,278 46,198 58,696 78,749 136,738 

 Age of reference person ............................................................................. 29.9 29.7 29.5 29.3 29.5 29.6 29.8 30.6 

 Average number in consumer unit: 

 People ..................................................................................................... 2.7 2.2 2.5 2.4 2.5 2.7 2.8 2.9 

 Children under 18.................................................................................... .9 .9 1.1 .9 .9 .9 .9 .8 

 Adults 65 and older ................................................................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Earners .................................................................................................... 1.5 .8 1.1 1.2 1.3 1.5 1.7 2.0 

 Vehicles ................................................................................................... 1.7 1.0 1.0 1.3 1.5 1.6 1.9 2.1 

Percent distribution: 

 Reference person: 

 Men ......................................................................................................... 49 34 42 44 42 54 50 55 

 Women .................................................................................................... 51 66 58 56 58 46 50 45 

 Housing tenure: 

 Homeowner ............................................................................................. 44 22 19 24 27 39 49 67 

 With mortgage ...................................................................................... 35 11 10 17 19 29 41 60 

 Without mortgage................................................................................. 9 10 10 7 9 10 8 8 

 Renter ...................................................................................................... 56 78 81 76 73 61 51 33 

 Race of reference person: 

 Black or African-American ...................................................................... 15 31 24 21 17 13 12 8 

 White, Asian, and all other races, not including Black or 

 African-American ................................................................................. 85 69 76 79 83 87 88 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................... 20 21 29 26 21 21 19 15 

 Not Hispanic or Latino ............................................................................. 80 79 71 74 79 79 81 85 

 Education of reference person: 

 Elementary (1-8) ..................................................................................... 2 1 3 3 2 3 1 1 

 High school (9-12) ................................................................................... 25 48 45 34 28 28 18 11 

 College .................................................................................................... 74 51 52 63 70 69 81 88 

 Never attended and other ....................................................................... ( 2 ) ( 2 ) ( 2 ) 1 1 ( 3 ) ( 3 ) ( 3 ) 

 At least one vehicle owned or leased ........................................................ 90 70 75 87 90 92 96 95 

Average annual expenditures........................................................................ $60,838 $37,399 $32,951 $40,536 $43,719 $50,529 $62,285 $92,410 

 Food ........................................................................................................... 7,497 6,046 5,221 5,599 6,185 6,485 7,209 10,338 

 Food at home .......................................................................................... 4,440 3,735 3,572 3,834 3,682 3,764 4,128 5,876 

 Cereals and bakery products ............................................................... 554 458 424 469 464 486 543 717 

 Cereals and cereal products ............................................................ 194 184 121 127 187 159 200 260 

 Bakery products ................................................................................ 359 274 302 342 277 326 344 457 

 Meats, poultry, fish, and eggs .............................................................. 958 1,077 790 868 775 777 827 1,244 

 Beef ................................................................................................... 268 392 264 182 229 205 259 318 

 Pork ................................................................................................... 178 253 133 123 137 191 148 217 

 Other meats ...................................................................................... 116 95 90 97 72 85 113 169 

 Poultry ............................................................................................... 185 160 125 194 157 150 159 250 

 Fish and seafood .............................................................................. 150 124 128 213 126 96 98 210 

 Eggs .................................................................................................. 60 53 51 59 53 49 51 79 

 Dairy products ...................................................................................... 417 349 349 329 378 368 406 528 

 Fresh milk and cream ....................................................................... 134 125 108 105 132 127 127 163 

 Other dairy products ......................................................................... 283 224 241 224 246 241 280 365 

 Fruits and vegetables .......................................................................... 858 682 693 733 681 731 791 1,158 

 Fresh fruits ........................................................................................ 315 262 249 257 272 246 300 427 

 Fresh vegetables .............................................................................. 276 202 198 226 200 239 259 389 

 Processed fruits ................................................................................ 108 81 102 102 108 93 92 134 

 Processed vegetables ...................................................................... 160 137 144 149 101 154 140 209 

 Other food at home .............................................................................. 1,654 1,169 1,315 1,434 1,385 1,402 1,560 2,229 

 Sugar and other sweets .................................................................... 142 90 97 129 131 142 146 175 

 Fats and oils ..................................................................................... 108 88 75 95 104 93 105 140 

 Miscellaneous foods ......................................................................... 967 645 734 869 780 802 886 1,347 

See footnotes at end of table. 
Table 3214. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

25-34

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Nonalcoholic beverages ................................................................... 389 310 391 308 331 311 384 494 

 Food prepared by consumer unit on out of town trips ...................... 48 435 418 33 38 53 38 73 

 Food away from home ............................................................................ 3,056 2,312 1,649 1,765 2,503 2,721 3,081 4,462 

 Alcoholic beverages ................................................................................... 572 270 191 299 365 409 612 989 

 Housing ...................................................................................................... 21,989 14,695 14,428 16,555 16,468 18,921 22,226 31,333 

 Shelter ..................................................................................................... 13,718 8,894 9,360 10,567 10,513 12,149 13,634 19,327 

 Owned dwellings .................................................................................. 5,550 1,228 1,261 2,077 2,238 3,625 5,371 11,412 

 Mortgage interest and charges ......................................................... 2,741 634 505 798 1,029 1,778 2,796 5,670 

 Property taxes ................................................................................... 1,446 376 382 479 636 931 1,390 2,962 

 Maintenance, repairs, insurance, and other expenses .................... 1,363 218 374 800 573 916 1,185 2,781 

 Rented dwellings.................................................................................. 7,714 7,209 7,973 8,314 8,071 8,191 7,938 7,026 

 Other lodging ....................................................................................... 454 4456 125 175 204 333 325 889 

 Utilities, fuels, and public services .......................................................... 3,558 2,622 2,762 2,884 3,060 3,357 3,949 4,262 

 Natural gas ........................................................................................... 321 232 245 211 218 299 331 441 

 Electricity .............................................................................................. 1,332 1,092 1,170 1,145 1,218 1,340 1,421 1,476 

 Fuel oil and other fuels ........................................................................ 61 425 462 463 429 429 59 98 

 Telephone services .............................................................................. 1,302 909 967 1,119 1,169 1,206 1,515 1,510 

 Residential phone service, VOIP, and phone cards ........................ 52 443 440 422 444 40 74 60 

 Cellular phone service ...................................................................... 1,250 867 926 1,097 1,125 1,166 1,441 1,449 

 Water and other public services .......................................................... 543 365 319 346 426 483 622 737 

 Household operations ............................................................................. 1,614 645 708 1,016 970 1,134 1,675 2,770 

 Personal services................................................................................. 716 4186 4110 371 4293 356 713 1,492 

 Other household expenses .................................................................. 898 459 598 645 676 778 962 1,278 

 Housekeeping supplies ........................................................................... 639 556 435 516 434 518 645 895 

 Laundry and cleaning supplies ............................................................ 150 163 164 216 128 117 148 147 

 Other household products ................................................................... 387 330 201 214 237 353 401 577 

 Postage and stationery ........................................................................ 102 63 70 86 69 48 96 170 

 Household furnishings and equipment ................................................... 2,460 1,978 1,162 1,572 1,491 1,763 2,323 4,078 

 Household textiles................................................................................ 98 24 42 142 71 71 80 155 

 Furniture ............................................................................................... 705 329 312 397 439 541 643 1,248 

 Floor coverings .................................................................................... 32 413 47 410 14 21 29 66 

 Major appliances .................................................................................. 369 296 133 281 191 277 359 604 

 Small appliances and miscellaneous housewares .............................. 143 137 107 74 126 128 185 169 

 Miscellaneous household equipment .................................................. 1,112 1,180 560 669 649 725 1,027 1,836 

 Apparel and services .................................................................................. 1,859 1,963 821 1,836 1,362 1,821 1,432 2,636 

 Men and boys .......................................................................................... 436 480 192 324 144 357 440 678 

 Men, 16 and over ................................................................................. 309 253 138 220 123 249 375 464 

 Boys, 2 to 15 ........................................................................................ 127 4227 454 103 421 109 65 215 

 Women and girls ..................................................................................... 600 521 224 632 430 705 490 799 

 Women, 16 and over ........................................................................... 478 299 194 541 281 455 405 714 

 Girls, 2 to 15 ......................................................................................... 122 4222 430 492 148 250 85 84 

 Children under 2 ...................................................................................... 176 4207 4111 4227 4141 202 117 206 

 Footwear ................................................................................................. 402 4633 4138 523 384 395 223 508 

 Other apparel products and services ...................................................... 245 122 155 130 263 162 162 445 

 Transportation ............................................................................................ 10,994 7,829 5,403 7,435 7,918 9,089 12,225 15,892 

 Vehicle purchases (net outlay) ............................................................... 5,211 4,346 2,029 2,802 3,168 3,799 5,786 8,248 

 Cars and trucks, new ........................................................................... 1,983 41,178 ( 3 ) 4595 4458 1,674 2,435 3,605 

 Cars and trucks, used .......................................................................... 3,090 2,834 1,963 2,182 2,699 2,102 3,321 4,313 

 Other vehicles ...................................................................................... 138 4335 466 424 411 424 430 4330 

 Gasoline, other fuels, and motor oil ........................................................ 1,967 1,450 1,232 1,654 1,639 2,035 2,209 2,328 

 Other vehicle expenses .......................................................................... 3,401 1,792 1,940 2,724 2,942 2,949 3,951 4,504 

 Vehicle finance charges ....................................................................... 310 131 133 180 218 254 368 472 

 Maintenance and repairs ..................................................................... 849 448 495 759 602 828 990 1,083 

 Vehicle rental, leases, licenses, and other charges ............................ 716 314 320 512 662 452 779 1,131 

 Vehicle insurance................................................................................. 1,527 899 992 1,273 1,461 1,416 1,814 1,817 

 Public and other transportation ............................................................... 414 241 203 255 170 306 279 813 

 Healthcare .................................................................................................. 3,362 1,058 1,104 1,689 2,447 3,044 4,068 5,187 

 Health insurance ..................................................................................... 2,355 648 729 1,275 1,666 2,068 3,006 3,578 

 Medical services ...................................................................................... 678 226 221 240 470 649 725 1,134 

 Drugs ....................................................................................................... 221 116 113 121 235 241 199 315 

 Medical supplies ...................................................................................... 108 69 41 53 75 85 138 159 

 Entertainment ............................................................................................. 2,892 1,422 1,293 1,556 1,940 2,368 2,693 4,923 

 Fees and admissions .............................................................................. 465 174 130 205 283 311 326 967 

 Audio and visual equipment and services .............................................. 855 575 546 577 739 776 846 1,201 

 Pets, toys, hobbies, and playground equipment..................................... 934 471 393 600 618 805 813 1,579 

See footnotes at end of table. 
Table 3214. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

25-34

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Pets ...................................................................................................... 684 247 325 388 544 470 554 1,242 

 Toys, hobbies, and playground equipment ......................................... 250 4224 468 4212 475 335 259 337 

 Other entertainment supplies, equipment, and services ........................ 637 201 223 174 299 477 709 1,176 

 Personal care products and services ......................................................... 697 534 476 478 541 548 721 997 

 Reading ...................................................................................................... 100 76 47 49 36 72 124 158 

 Education.................................................................................................... 1,081 1,804 882 804 981 689 880 1,437 

 Tobacco products and smoking supplies ................................................... 320 565 350 307 356 334 351 213 

 Miscellaneous ............................................................................................. 715 450 457 469 549 567 729 1,082 

 Cash contributions...................................................................................... 885 291 441 479 709 840 1,075 1,259 

 Personal insurance and pensions .............................................................. 7,875 397 1,837 2,981 3,863 5,340 7,941 15,966 

 Life and other personal insurance .......................................................... 228 438 97 94 87 131 230 460 

 Pensions and Social Security ................................................................. 7,647 359 1,740 2,887 3,776 5,209 7,710 15,506 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $82,431 $6,891 $23,234 $34,724 $44,393 $59,390 $83,362 $160,640 

 Wages and salaries................................................................................. 76,074 3,817 18,401 31,521 39,357 55,349 77,898 149,558 

 Self-employment income ........................................................................ 3,447 122 1,152 4676 1,942 1,509 2,992 7,830 

 Social Security, private and government retirement ............................... 524 4360 4582 4427 4717 620 4411 550 

 Interest, dividends, rental income, and other property income .............. 441 445 441 430 335 130 531 946 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 519 1,800 1,347 666 661 344 186 168 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 1,102 505 1,165 845 984 1,224 1,066 1,320 

 Other income ........................................................................................... 325 4243 546 559 4398 213 278 269 

 Personal taxes (contains some imputed values) ....................................... 6,686 -3,755 -4,794 -3,554 -1,805 694 4,613 23,902 

 Federal income taxes .............................................................................. 6,583 -1,508 -2,966 -1,616 -85 1,947 5,266 20,035 

 Stimulus payment (new UCC Q20202)# ................................................ -2,445 -2,138 -1,901 -2,349 -2,514 -2,560 -2,974 -2,260 

 State and local income taxes .................................................................. 2,498 -137 61 389 737 1,288 2,263 6,043 

 Other taxes .............................................................................................. 49 427 412 422 456 418 458 84 

 Income after taxes ...................................................................................... 75,745 10,647 28,028 38,278 46,198 58,696 78,749 136,738 

Addenda: 

 Net change in total assets and liabilities .................................................... -$7,059 -$7,391 $2,397 $1,806 $3,944 -$9,898 -$2,025 -$18,474 

 Net change in total assets ....................................................................... 27,484 2,416 5,738 11,882 10,026 13,661 27,678 58,982 

 Net change in total liabilities ................................................................... 34,543 9,807 3,341 10,076 6,082 23,560 29,703 77,456 

 Other financial information: 

 Other money receipts .............................................................................. 398 4517 4241 434 4557 4443 209 604 

 Mortgage principal paid on owned property ........................................... -1,699 -382 -363 -585 -684 -1,010 -1,606 -3,598 

 Estimated market value of owned home................................................. 129,351 35,988 33,281 44,096 60,588 88,898 120,169 262,932 

 Estimated monthly rental value of owned home ..................................... 742 256 221 290 380 528 732 1,421 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022