Table 44. Consumer units of single females by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2004-2005

Item

All

single

females

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Number of consumer units (in thousands) ....... 18,592 1,771 2,978 3,433 2,171 2,948 1,994 3,296 

Consumer unit characteristics: 

Income before taxes ..................................... $25,207 $2,402 $7,934 $12,392 $17,274 $24,564 $34,311 $66,714 

Income after taxes ........................................ 24,126 2,452 7,904 12,297 16,991 23,902 32,920 62,333 

Age of reference person ................................ 57.2 42.3 58.4 67.2 64.1 58.0 52.5 51.0 

Average number in consumer unit:

Persons ........................................................ 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 

Children under 18 ........................................ n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.

Persons 65 and over .................................... .4 .2 .5 .7 .6 .4 .3 .2 

Earners ........................................................ .5 .5 .3 .3 .4 .6 .8 .9 

Vehicles ....................................................... .9 .6 .6 .7 .9 1.0 1.1 1.2 

Percent distribution:

Sex of reference person:

Female ......................................................... 100 100 100 100 100 100 100 100 

Housing tenure:

Homeowner .................................................. 56 29 35 59 63 62 63 73 

With mortgage ............................................ 22 9 7 10 15 23 35 53 

Without mortgage ....................................... 34 20 28 49 49 39 28 20 

Renter .......................................................... 44 71 65 41 37 38 37 27 

Race of reference person:

Black or African-American ........................... 12 16 18 11 11 11 10 10 

White, Asian, and all other races ................. 88 84 82 89 89 89 90 90 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 4 7 8 4 2 4 3 2 

Not Hispanic or Latino .................................. 96 93 92 96 98 96 97 98 

Education of reference person:

Elementary (1-8) .......................................... 7 6 19 11 6 3 1 1 ( )

High school (9-12) ........................................ 35 35 40 53 47 35 24 13 

College ......................................................... 57 58 40 36 47 62 75 87 

Never attended and other ............................ 1 ( ) 1 1 1 ( ) 1 ( ) 1 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 73 48 49 65 76 85 90 91 

Average annual expenditures .......................... $24,467 $13,841 $12,569 $16,766 $21,513 $25,570 $29,504 $46,049 

Food ............................................................... 2,799 2,304 1,879 2,074 2,413 2,685 3,108 4,494 

Food at home ............................................... 1,704 1,353 1,329 1,503 1,604 1,675 1,821 2,321 

Cereals and bakery products ..................... 241 195 200 230 248 238 234 302 

Cereals and cereal products .................... 73 64 70 74 74 66 68 85 

Bakery products ....................................... 168 131 130 156 174 171 166 217 

Meats, poultry, fish, and eggs .................... 363 310 321 329 328 351 382 468 

Beef .......................................................... 94 83 78 92 81 88 103 121 

Pork .......................................................... 76 79 79 62 77 73 77 87 

Other meats ............................................. 44 42 33 40 46 41 42 57 

Poultry ...................................................... 69 54 70 70 55 73 62 86 

Fish and seafood ..................................... 58 32 39 43 49 54 75 95 

Eggs ......................................................... 22 20 22 22 21 21 23 22 

Dairy products ............................................ 200 164 161 172 197 205 204 261 

Fresh milk and cream .............................. 73 70 73 71 78 68 70 81 

Other dairy products ................................ 126 94 88 101 119 137 134 180 

Fruits and vegetables ................................. 314 229 232 293 290 305 347 433 

Fresh fruits ............................................... 108 85 76 100 92 108 132 146 

Fresh vegetables ..................................... 102 68 75 90 85 94 108 161 

Processed fruits ....................................... 59 47 45 62 60 58 66 69 

Processed vegetables .............................. 44 29 36 41 52 45 40 56 

See footnotes at end of table.
Table 44. Consumer units of single females by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

All

single

females

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other food at home .................................... $586 $456 $414 $479 $540 $576 $655 $858 

Sugar and other sweets ........................... 71 50 57 71 66 68 67 98 

Fats and oils ............................................. 48 35 48 45 48 44 50 60 

Miscellaneous foods ................................ 300 225 193 229 263 300 359 459 

Nonalcoholic beverages ........................... 150 134 110 129 151 150 154 201 

Food prepared by consumer unit on

out-of-town trips ..................................... 17 12 7 5 12 14 24 41 

Food away from home ................................. 1,095 951 550 571 810 1,011 1,286 2,173 

Alcoholic beverages ....................................... 221 157 95 100 124 173 286 513 

Housing .......................................................... 9,607 5,475 5,412 7,182 8,738 10,098 11,882 16,769 

Shelter .......................................................... 5,831 3,385 3,321 4,118 5,114 5,999 7,261 10,658 

Owned dwellings ........................................ 3,026 1,202 850 1,752 2,557 2,962 3,926 7,119 

Mortgage interest and charges ................ 1,241 488 230 400 620 953 1,847 3,736 

Property taxes .......................................... 908 353 375 707 959 952 1,064 1,732 

Maintenance, repairs, insurance, other

expenses ................................................ 876 362 245 645 978 1,057 1,014 1,651 

Rented dwellings ........................................ 2,577 2,006 2,382 2,286 2,437 2,830 3,092 2,919 

Other lodging ............................................. 229 176 89 80 119 208 243 620 

Utilities, fuels, and public services ............... 2,002 1,122 1,402 1,832 2,125 2,305 2,287 2,671 

Natural gas ................................................. 310 151 191 317 330 380 349 398 

Electricity .................................................... 702 404 534 676 740 798 793 877 

Fuel oil and other fuels ............................... 104 335 61 112 180 134 86 104 

Telephone services .................................... 657 431 486 521 621 722 782 964 

Water and other public services ................. 229 102 130 206 254 272 277 328 

Household operations .................................. 498 153 141 464 421 627 505 975 

Personal services ....................................... 121 315 340 3191 364 3225 321 3185 

Other household expenses ........................ 377 137 101 273 357 402 483 790 

Housekeeping supplies ................................ 372 271 202 273 330 358 485 600 

Laundry and cleaning supplies .................. 77 63 61 57 70 79 85 112 

Other household products .......................... 179 130 88 128 157 161 244 300 

Postage and stationery .............................. 116 78 53 88 103 118 156 187 

Household furnishings and equipment ......... 903 544 346 495 749 808 1,344 1,865 

Household textiles ...................................... 98 51 32 35 92 168 107 168 

Furniture ..................................................... 198 105 64 111 195 161 282 447 

Floor coverings .......................................... 26 7 8 9 38 37 12 60 

Major appliances ........................................ 107 16 31 110 79 105 130 228 

Small appliances, miscellaneous

housewares .............................................. 75 22 27 59 85 71 122 122 

Miscellaneous household equipment ......... 398 343 183 171 261 266 692 840 

Apparel and services ..................................... 1,069 873 516 535 716 871 1,330 2,297 

Men and boys .............................................. 58 58 11 19 16 46 77 152 

Men, 16 and over ....................................... 44 341 39 311 37 31 56 127 

Boys, 2 to 15 .............................................. 14 317 32 8 9 15 21 25 

Women and girls .......................................... 671 550 298 317 429 558 825 1,473 

Women, 16 and over .................................. 654 546 292 300 419 541 796 1,445 

Girls, 2 to 15 ............................................... 17 33 36 17 310 16 29 28 

Children under 2 .......................................... 18 19 10 11 14 24 21 28 

Footwear ...................................................... 190 152 125 118 151 117 251 361 

Other apparel products and services ........... 133 94 73 69 106 126 155 283 

Transportation ................................................ 3,272 1,382 1,278 1,670 2,791 4,371 4,147 6,552 

Vehicle purchases (net outlay) ..................... 1,154 3256 3304 3431 980 1,938 1,229 2,527 

Cars and trucks, new ................................. 631 356 372 3251 3413 998 3611 1,669 

Cars and trucks, used ................................ 519 3200 231 180 568 934 613 841 

Other vehicles ............................................ 35 2 ( ) 31 2 ( ) 2 ( ) 36 35 318 

Gasoline and motor oil ................................. 740 536 419 500 667 852 1,040 1,155 

See footnotes at end of table.
Table 44. Consumer units of single females by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

All

single

females

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other vehicle expenses ............................... $1,115 $456 $460 $639 $964 $1,315 $1,588 $2,186 

Vehicle finance charges ............................. 107 31 33 41 67 129 179 247 

Maintenance and repairs ........................... 323 157 125 179 300 362 453 639 

Vehicle insurance ....................................... 480 178 230 342 471 601 636 814 

Vehicle rental, leases, licenses, and other

charges .................................................... 205 90 72 76 126 223 320 486 

Public transportation .................................... 263 134 95 99 180 266 290 684 

Healthcare ...................................................... 2,010 933 1,267 2,244 2,455 2,207 2,041 2,513 

Health insurance .......................................... 999 408 652 1,200 1,302 1,161 946 1,106 

Medical services .......................................... 448 278 217 382 444 446 499 789 

Drugs ........................................................... 479 202 344 607 634 508 450 496 

Medical supplies .......................................... 84 44 54 55 75 91 146 122 

Entertainment ................................................. 1,075 605 507 709 870 999 1,392 2,200 

Fees and admissions ................................... 254 129 70 115 180 186 395 655 

Audio and visual equipment and services .... 489 323 294 398 444 520 558 805 

Pets, toys, hobbies, and playground

equipment .................................................. 250 108 99 166 201 205 376 524 

Other entertainment supplies, equipment,

and services ............................................... 83 46 43 31 45 88 63 216 

Personal care products and services ............. 458 260 240 298 373 467 524 894 

Reading .......................................................... 106 45 42 76 108 112 132 205 

Education ....................................................... 448 990 534 346 295 338 224 515 

Tobacco products and smoking supplies ....... 137 112 123 142 118 174 156 128 

Miscellaneous ................................................ 417 213 145 293 445 386 577 798 

Cash contributions ......................................... 1,037 342 320 736 1,284 1,283 1,155 1,921 

Personal insurance and pensions .................. 1,811 150 212 361 781 1,407 2,550 6,251 

Life and other personal insurance ................ 154 62 80 151 144 134 167 289 

Pensions and Social Security ...................... 1,657 88 132 211 637 1,273 2,382 5,962 

Sources of income and personal taxes: 

Money income before taxes ........................... 25,207 2,402 7,934 12,392 17,274 24,564 34,311 66,714 

Wages and salaries ..................................... 14,802 1,083 1,621 2,292 5,924 12,842 23,881 49,224 

Self-employment income ............................. 1,269 3-159 3-2 351 353 580 585 6,289 

Social Security, private and government

retirement ................................................... 6,828 681 4,572 8,934 9,806 9,158 7,198 5,708 

Interest, dividends, rental income, other

property income ......................................... 1,256 14 104 245 673 1,205 1,924 4,043 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 115 354 354 368 390 272 384 150 

Public assistance, supplemental security

income, food stamps .................................. 274 242 1,034 295 159 339 314 324 

Regular contributions for support ................. 420 262 235 265 367 281 454 970 

Other income ............................................... 243 225 316 243 204 187 172 308 

Personal taxes ............................................... 1,081 -50 30 95 282 662 1,391 4,381 

Federal income taxes ................................... 747 -76 18 25 108 386 956 3,220 

State and local income taxes ....................... 214 -8 -2 12 40 121 329 865 

Other taxes .................................................. 120 33 14 58 134 155 106 297 

Income after taxes ......................................... 24,126 2,452 7,904 12,297 16,991 23,902 32,920 62,333 

See footnotes at end of table.
Table 44. Consumer units of single females by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

All

single

females

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $4,466 $501 - $1,180 - $3,340 - $3,295 - $6,409 - $5,153 - $9,897 

Net change in total assets ............................ 2,883 1,160 115 -2,175 335 764 7,057 12,626 

Net change in total liabilities ........................ 7,349 659 1,295 1,165 3,630 7,173 12,210 22,523 

Other financial information:

Other money receipts ................................... 393 226 69 245 243 451 181 1,105 

Mortgage principal paid on owned

property ...................................................... -699 -270 -123 -240 -388 -524 -930 -2,151 

Estimated market value of owned home ...... 92,158 40,091 38,144 75,557 86,896 92,711 108,784 179,156 

Estimated monthly rental value of owned

home .......................................................... 549 244 261 462 563 572 620 990 

Gifts of goods and services ............................ 770 510 262 458 693 762 761 1,678 

Food ............................................................. 46 35 25 22 18 34 46 127 

Alcoholic beverages ..................................... 12 34 32 32 34 6 11 39 

Housing ........................................................ 218 139 61 186 314 169 191 421 

Housekeeping supplies .............................. 32 9 12 27 10 42 44 62 

Household textiles ...................................... 15 32 33 13 38 31 24 18 

Appliances and miscellaneous

housewares .............................................. 25 34 32 24 342 21 40 40 

Major appliances ...................................... 8 32 2 ( ) 34 324 39 311 10 

Small appliances and miscellaneous

housewares ............................................ 17 32 32 320 318 12 329 30 

Miscellaneous household equipment ......... 52 73 15 35 27 31 40 130 

Other housing ............................................ 94 51 29 86 227 44 42 172 

Apparel and services ................................... 181 153 51 84 101 142 249 424 

Males, 2 and over ...................................... 57 58 11 19 16 46 77 150 

Females, 2 and over .................................. 70 35 10 45 45 44 94 176 

Children under 2 ........................................ 18 19 10 11 14 24 21 27 

Other apparel products and services ......... 36 41 320 9 26 28 57 71 

Jewelry and watches ................................ 11 37 36 35 36 10 18 22 

All other apparel products and services ... 25 334 313 34 320 318 339 49 

Transportation .............................................. 44 32 31 19 59 86 26 93 

Health care ................................................... 62 368 345 371 394 352 369 50 

Entertainment ............................................... 55 27 18 42 45 61 71 109 

Toys, games, arts and crafts, and

tricycles .................................................... 23 12 5 18 16 35 24 44 

Other entertainment ................................... 33 15 12 24 29 26 47 65 

Personal care products and services ........... 20 39 11 7 5 22 10 54 

Reading ........................................................ 2 1 ( ) 31 1 ( ) 1 2 3 4 

Education ..................................................... 63 320 312 36 330 79 50 205 

All other gifts ................................................ 68 84 35 20 21 109 33 151 

1 Value less than or equal to 0.5. 2 No data reported.3 Data are likely to have large sampling errors.

n.a. Not applicable.