Table 3214. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020

Item 

Total 

25-34

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands)1................................................... 21,108 1,632 2,012 2,179 2,115 3,416 4,194 5,560 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $78,012 $7,211 $23,196 $34,887 $44,406 $59,538 $83,463 $155,561 

 Income after taxes ...................................................................................... 70,564 8,694 26,887 36,824 43,887 56,504 76,982 131,705 

 Age of reference person ............................................................................. 29.9 29.7 29.6 29.2 29.5 29.5 29.8 30.8 

 Average number in consumer unit: 

 People ..................................................................................................... 2.7 2.1 2.6 2.5 2.5 2.6 2.9 3.0 

 Children under 18.................................................................................... .9 .8 1.1 1.0 .9 .9 .9 .8 

 Adults 65 and older ................................................................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Earners .................................................................................................... 1.5 .8 1.1 1.2 1.3 1.5 1.7 2.0 

 Vehicles ................................................................................................... 1.7 .9 1.1 1.3 1.5 1.7 2.0 2.2 

Percent distribution: 

 Reference person: 

 Men ......................................................................................................... 50 41 35 46 45 50 55 59 

 Women .................................................................................................... 50 59 65 54 55 50 45 41 

 Housing tenure: 

 Homeowner ............................................................................................. 42 16 16 23 29 38 53 65 

 With mortgage ...................................................................................... 34 9 8 17 20 29 45 58 

 Without mortgage................................................................................. 8 7 8 7 8 9 8 7 

 Renter ...................................................................................................... 58 84 84 77 71 62 47 35 

 Race of reference person: 

 Black or African-American ...................................................................... 16 37 29 24 14 15 11 8 

 White, Asian, and all other races ............................................................ 84 63 71 76 86 85 89 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................... 18 17 28 26 20 19 17 12 

 Not Hispanic or Latino ............................................................................. 82 83 72 74 80 81 83 88 

 Education of reference person: 

 Elementary (1-8) ..................................................................................... 2 3 3 3 2 2 1 1 

 High school (9-12) ................................................................................... 25 42 46 32 29 24 18 12 

 College .................................................................................................... 74 55 51 64 70 74 81 87 

 Never attended and other ....................................................................... ( 2 ) ( 2 ) ( 3 ) 1 ( 2 ) ( 3 ) ( 3 ) ( 3 ) 

 At least one vehicle owned or leased ........................................................ 91 68 80 88 90 94 95 96 

Average annual expenditures........................................................................ $57,379 $31,052 $31,423 $40,087 $44,450 $50,609 $61,272 $87,917 

 Food ........................................................................................................... 7,210 4,649 4,866 5,121 6,742 6,590 7,583 10,167 

 Food at home .......................................................................................... 4,104 2,891 3,118 3,115 3,841 3,549 4,242 5,673 

 Cereals and bakery products ............................................................... 494 312 337 332 476 423 524 718 

 Cereals and cereal products ............................................................ 178 128 104 103 197 131 194 269 

 Bakery products ................................................................................ 316 184 234 228 279 291 330 449 

 Meats, poultry, fish, and eggs .............................................................. 889 853 646 742 805 780 862 1,197 

 Beef ................................................................................................... 233 346 130 129 220 196 257 305 

 Pork ................................................................................................... 162 183 125 142 129 186 143 193 

 Other meats ...................................................................................... 112 81 80 80 89 96 114 167 

 Poultry ............................................................................................... 192 109 148 208 179 152 187 265 

 Fish and seafood .............................................................................. 134 95 118 132 133 100 109 193 

 Eggs .................................................................................................. 56 39 46 52 55 51 52 74 

 Dairy products ...................................................................................... 389 238 304 278 377 344 424 525 

 Fresh milk and cream ....................................................................... 127 82 95 102 136 114 138 162 

 Other dairy products ......................................................................... 262 157 209 176 241 231 286 363 

 Fruits and vegetables .......................................................................... 788 516 670 581 771 644 811 1,088 

 Fresh fruits ........................................................................................ 284 184 236 194 292 221 302 397 

 Fresh vegetables .............................................................................. 262 156 210 187 240 226 285 361 

 Processed fruits ................................................................................ 105 83 97 84 115 82 96 141 

 Processed vegetables ...................................................................... 137 93 126 115 124 115 128 189 

 Other food at home .............................................................................. 1,544 973 1,160 1,182 1,412 1,358 1,621 2,145 

 Sugar and other sweets .................................................................... 135 79 99 101 138 127 149 173 

 Fats and oils ..................................................................................... 98 67 76 80 108 76 95 135 

 Miscellaneous foods ......................................................................... 899 548 651 685 760 799 911 1,310 

 Nonalcoholic beverages ................................................................... 374 262 318 282 369 323 426 466 

See footnotes at end of table. 
Table 3214. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020 — Continued 

Item 

Total 

25-34

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ..................... 39 417 417 34 36 34 40 60 

 Food away from home ............................................................................ 3,106 1,757 1,748 2,006 2,901 3,041 3,341 4,494 

 Alcoholic beverages ................................................................................... 503 255 179 247 416 400 565 880 

 Housing ...................................................................................................... 20,856 12,935 13,810 16,302 16,235 18,417 21,473 30,390 

 Shelter ..................................................................................................... 13,053 7,965 8,901 10,566 10,369 11,856 13,055 18,778 

 Owned dwellings .................................................................................. 5,015 1,192 940 2,112 2,166 3,365 5,571 10,429 

 Mortgage interest and charges ......................................................... 2,656 4551 386 881 1,146 1,799 3,186 5,493 

 Property taxes ................................................................................... 1,252 362 312 455 601 790 1,375 2,603 

 Maintenance, repairs, insurance, other expenses ........................... 1,107 279 242 776 418 776 1,010 2,332 

 Rented dwellings.................................................................................. 7,648 6,598 7,860 8,221 7,993 8,208 7,218 7,503 

 Other lodging ....................................................................................... 390 4174 4101 232 210 283 266 847 

 Utilities, fuels, and public services .......................................................... 3,486 2,307 2,712 2,983 3,038 3,243 3,943 4,286 

 Natural gas ........................................................................................... 316 244 253 230 261 280 340 418 

 Electricity .............................................................................................. 1,297 938 1,157 1,180 1,205 1,277 1,429 1,446 

 Fuel oil and other fuels ........................................................................ 63 420 437 490 440 431 60 107 

 Telephone services .............................................................................. 1,293 806 949 1,112 1,117 1,209 1,519 1,579 

 Residential phone service, VOIP, and phone cards ........................ 56 442 43 437 40 59 64 71 

 Cellular phone service ...................................................................... 1,237 764 906 1,075 1,078 1,150 1,455 1,508 

 Water and other public services .......................................................... 518 298 315 372 415 447 595 737 

 Household operations ............................................................................. 1,610 598 682 890 1,045 1,255 1,691 2,899 

 Personal services................................................................................. 787 4164 4165 262 387 490 777 1,745 

 Other household expenses .................................................................. 823 434 517 628 658 765 913 1,155 

 Housekeeping supplies ........................................................................... 605 424 383 470 434 558 509 979 

 Laundry and cleaning supplies ............................................................ 142 127 125 179 135 147 114 159 

 Other household products ................................................................... 367 238 162 216 257 340 336 642 

 Postage and stationery ........................................................................ 96 59 97 75 42 70 60 179 

 Household furnishings and equipment ................................................... 2,101 1,642 1,131 1,393 1,349 1,505 2,275 3,447 

 Household textiles................................................................................ 92 33 47 121 91 57 96 135 

 Furniture ............................................................................................... 604 241 344 355 434 460 692 990 

 Floor coverings .................................................................................... 22 47 44 412 19 15 30 38 

 Major appliances .................................................................................. 309 208 124 158 215 268 343 498 

 Small appliances, miscellaneous housewares .................................... 125 107 92 61 81 107 157 178 

 Miscellaneous household equipment .................................................. 949 1,047 522 685 510 597 957 1,608 

 Apparel and services .................................................................................. 1,792 1,394 1,054 1,461 1,688 1,697 1,401 2,737 

 Men and boys .......................................................................................... 412 327 402 335 316 280 372 626 

 Men, 16 and over ................................................................................. 297 200 277 230 226 169 276 486 

 Boys, 2 to 15 ........................................................................................ 115 126 124 105 90 111 96 139 

 Women and girls ..................................................................................... 538 273 295 536 486 680 397 747 

 Women, 16 and over ........................................................................... 418 174 210 461 350 494 303 618 

 Girls, 2 to 15 ......................................................................................... 120 99 85 75 136 186 94 129 

 Children under 2 ...................................................................................... 158 496 468 130 4137 228 105 228 

 Footwear ................................................................................................. 452 4577 161 316 585 341 286 744 

 Other apparel products and services ...................................................... 232 122 129 143 164 168 241 393 

 Transportation ............................................................................................ 10,269 6,339 4,998 7,993 8,065 9,501 11,741 14,415 

 Vehicle purchases (net outlay) ............................................................... 4,488 3,368 1,399 3,321 3,284 4,100 5,367 6,426 

 Cars and trucks, new ........................................................................... 1,612 41,127 ( 3 ) 4880 4618 1,603 1,241 3,289 

 Cars and trucks, used .......................................................................... 2,732 1,920 1,399 2,426 2,656 2,403 4,058 2,803 

 Other vehicles ...................................................................................... 144 4320 ( 3 ) 415 410 494 468 334 

 Gasoline, other fuels, and motor oil ........................................................ 1,898 1,225 1,224 1,605 1,629 1,976 2,148 2,321 

 Other vehicle expenses .......................................................................... 3,393 1,599 2,071 2,778 2,853 3,056 3,843 4,712 

 Vehicle finance charges ....................................................................... 308 122 118 211 172 305 367 478 

 Maintenance and repairs ..................................................................... 753 322 553 619 580 694 867 1,022 

 Vehicle rental, leases, licenses, and other charges ............................ 784 346 257 582 667 547 853 1,321 

 Vehicle insurance................................................................................. 1,547 809 1,143 1,366 1,434 1,510 1,756 1,891 

 Public and other transportation ............................................................... 490 147 304 290 300 369 384 956 

 Healthcare .................................................................................................. 3,240 866 1,120 1,785 2,319 3,146 4,156 4,998 

 Health insurance ..................................................................................... 2,303 594 763 1,270 1,577 2,168 3,058 3,558 

 Medical services ...................................................................................... 631 143 207 285 487 650 772 1,000 

 Drugs ....................................................................................................... 215 76 110 163 201 233 217 311 

 Medical supplies ...................................................................................... 91 453 41 68 53 95 109 129 

 Entertainment ............................................................................................. 2,498 957 1,014 1,620 1,859 1,991 2,774 4,244 

 Fees and admissions .............................................................................. 482 143 139 284 278 366 454 958 

 Audio and visual equipment and services .............................................. 833 435 518 618 657 722 885 1,255 

 Pets, toys, hobbies, and playground equipment..................................... 753 297 279 581 679 569 724 1,325 

 Pets ...................................................................................................... 596 202 199 455 566 442 574 1,061 

See footnotes at end of table. 
Table 3214. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2019-2020 — Continued 

Item 

Total 

25-34

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Toys, hobbies, and playground equipment ......................................... 157 495 480 4126 4113 127 150 265 

 Other entertainment supplies, equipment, and services ........................ 430 81 78 136 245 334 712 706 

 Personal care products and services ......................................................... 627 447 422 476 512 536 635 916 

 Reading ...................................................................................................... 64 472 43 40 36 55 72 91 

 Education.................................................................................................... 1,172 1,509 1,079 715 987 767 842 1,852 

 Tobacco products and smoking supplies ................................................... 317 426 300 250 257 332 431 248 

 Miscellaneous ............................................................................................. 662 346 345 416 834 951 621 753 

 Cash contributions...................................................................................... 857 429 426 629 642 783 1,065 1,199 

 Personal insurance and pensions .............................................................. 7,312 429 1,768 3,031 3,858 5,444 7,913 15,025 

 Life and other personal insurance .......................................................... 227 439 80 92 77 217 250 436 

 Pensions and Social Security ................................................................. 7,084 390 1,688 2,939 3,780 5,227 7,663 14,589 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $78,012 $7,211 $23,196 $34,887 $44,406 $59,538 $83,463 $155,561 

 Wages and salaries................................................................................. 72,354 4,052 18,779 31,788 40,549 55,786 78,809 145,103 

 Self-employment income ........................................................................ 3,153 4264 1,063 1,075 1,818 1,597 2,628 7,433 

 Social Security, private and government retirement ............................... 492 4404 4733 4390 4468 4483 473 498 

 Interest, dividends, rental income, other property income ...................... 418 442 444 28 111 201 438 1,052 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 483 1,634 1,372 589 553 330 161 92 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 769 325 724 573 711 798 710 1,043 

 Other income ........................................................................................... 343 490 482 445 4196 343 244 340 

 Personal taxes (contains some imputed values) ....................................... 7,448 -1,484 -3,691 -1,937 520 3,034 6,481 23,856 

 Federal income taxes .............................................................................. 6,134 -560 -2,928 -1,342 569 2,635 5,387 19,141 

 Stimulus payment (new UCC Q20202)# ................................................ -1,013 -831 -786 -1,041 -880 -1,033 -1,183 -1,047 

 State and local income taxes .................................................................. 2,277 -120 12 421 789 1,401 2,211 5,683 

 Other taxes .............................................................................................. 49 427 411 425 441 431 66 79 

 Income after taxes ...................................................................................... 70,564 8,694 26,887 36,824 43,887 56,504 76,982 131,705 

Addenda: 

 Net change in total assets and liabilities .................................................... -$2,317 -$3,003 $411 $691 $1,028 -$7,825 $2,027 -$5,447 

 Net change in total assets ....................................................................... 26,604 2,293 5,728 11,624 9,586 23,427 39,560 45,818 

 Net change in total liabilities ................................................................... 28,921 5,296 5,317 10,933 8,559 31,252 37,534 51,265 

 Other financial information: 

 Other money receipts .............................................................................. 412 4868 4262 484 4388 639 4158 522 

 Mortgage principal paid on owned property ........................................... -1,451 -339 -201 -544 -733 -923 -1,636 -3,042 

 Estimated market value of owned home................................................. 110,233 26,519 35,376 42,203 59,667 78,096 118,832 221,064 

 Estimated monthly rental value of owned home ..................................... 665 205 188 285 376 495 756 1,268 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021