Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 21,524 3,853 4,585 8,447 4,638 

Consumer unit characteristics: 

Income before taxes ..................................... $72,237 $77,175 $73,694 $66,182 $77,722 

Income after taxes ........................................ 69,384 73,963 71,423 64,049 73,282 

Age of reference person ................................ 59.2 59.2 59.2 59.2 59.2 

Average number in consumer unit:

Persons ........................................................ 2.1 2.1 2.1 2.1 2.3 

Children under 18 ........................................ .2 .2 .2 .2 .2 

Persons 65 and older ................................... .1 .1 .1 .1 .1 

Earners ........................................................ 1.3 1.3 1.4 1.2 1.4 

Vehicles ....................................................... 2.2 1.9 2.4 2.1 2.3 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 48 48 47 52 

Female ......................................................... 52 52 52 53 48 

Housing tenure:

Homeowner .................................................. 79 75 84 80 75 

With mortgage ............................................ 46 43 49 42 51 

Without mortgage ....................................... 34 31 36 39 24 

Renter .......................................................... 21 25 16 20 25 

Race of reference person:

Black or African-American ........................... 11 11 9 18 3 

White, Asian, and all other races ................. 89 89 91 82 97 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 6 2 8 13 

Not Hispanic or Latino .................................. 93 94 98 92 87 

Education of reference person:

Elementary (1-8) .......................................... 4 3 3 4 6 

High school (9-12) ........................................ 33 34 34 37 24 

College ......................................................... 63 63 63 58 71 

Never attended and other ............................ 1 ( ) 1 ( ) 2 ( ) 1 ( ) 2 ( )

At least one vehicle owned or leased ............ 91 84 92 92 93 

Average annual expenditures .......................... $52,299 $55,139 $51,086 $47,909 $59,118 

Food ............................................................... 6,298 6,855 6,185 5,835 6,752 

Food at home ............................................... 3,796 4,171 3,807 3,519 3,945 

Cereals and bakery products ..................... 511 608 509 459 520 

Cereals and cereal products .................... 160 184 151 143 180 

Bakery products ....................................... 351 424 359 316 340 

Meats, poultry, fish, and eggs .................... 844 980 815 824 791 

Beef .......................................................... 229 250 256 215 209 

Pork .......................................................... 168 171 171 179 145 

Other meats ............................................. 119 158 119 107 104 

Poultry ...................................................... 138 164 114 143 130 

Fish and seafood ..................................... 142 187 110 133 154 

Eggs ......................................................... 47 50 44 46 49 

Dairy products ............................................ 386 435 404 341 403 

Fresh milk and cream .............................. 137 156 130 130 142 

Other dairy products ................................ 248 278 273 211 261 

Fruits and vegetables ................................. 714 805 691 624 813 

Fresh fruits ............................................... 253 279 250 212 303 

Fresh vegetables ..................................... 229 275 214 196 263 

Processed fruits ....................................... 110 116 108 97 127 

Processed vegetables .............................. 122 135 119 119 120 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

55-64 Northeast Midwest South West

Other food at home .................................... $1,342 $1,343 $1,388 $1,271 $1,418 

Sugar and other sweets ........................... 145 149 153 137 148 

Fats and oils ............................................. 110 111 108 111 108 

Miscellaneous foods ................................ 663 648 710 607 727 

Nonalcoholic beverages ........................... 364 380 359 366 353 

Food prepared by consumer unit on

out-of-town trips ..................................... 60 56 58 50 82 

Food away from home ................................. 2,501 2,684 2,378 2,316 2,807 

Alcoholic beverages ....................................... 436 470 408 298 676 

Housing .......................................................... 16,938 19,087 15,592 15,184 19,677 

Shelter .......................................................... 9,577 11,337 8,548 7,910 12,168 

Owned dwellings ........................................ 6,890 8,006 6,607 5,682 8,444 

Mortgage interest and charges ................ 3,222 3,018 2,722 2,651 4,925 

Property taxes .......................................... 2,259 3,424 2,490 1,682 2,114 

Maintenance, repairs, insurance, other

expenses ................................................ 1,410 1,565 1,396 1,349 1,406 

Rented dwellings ........................................ 1,737 2,339 1,007 1,395 2,579 

Other lodging ............................................. 950 992 934 833 1,144 

Utilities, fuels, and public services ............... 4,016 4,387 3,814 4,100 3,756 

Natural gas ................................................. 459 634 650 281 449 

Electricity .................................................... 1,551 1,429 1,335 1,890 1,247 

Fuel oil and other fuels ............................... 195 566 142 104 106 

Telephone services .................................... 1,250 1,305 1,207 1,257 1,233 

Water and other public services ................. 562 454 480 568 720 

Household operations .................................. 928 956 724 892 1,172 

Personal services ....................................... 70 357 349 67 108 

Other household expenses ........................ 858 898 675 825 1,064 

Housekeeping supplies ................................ 719 666 833 657 757 

Laundry and cleaning supplies .................. 154 129 181 159 139 

Other household products .......................... 403 379 466 360 431 

Postage and stationery .............................. 163 158 186 138 187 

Household furnishings and equipment ......... 1,697 1,740 1,672 1,625 1,825 

Household textiles ...................................... 122 137 109 117 132 

Furniture ..................................................... 409 466 468 345 417 

Floor coverings .......................................... 39 75 44 24 33 

Major appliances ........................................ 247 248 221 241 284 

Small appliances, miscellaneous

housewares .............................................. 119 101 100 144 111 

Miscellaneous household equipment ......... 761 713 730 754 849 

Apparel and services ..................................... 1,648 1,799 1,416 1,621 1,807 

Men and boys .............................................. 403 480 291 409 444 

Men, 16 and over ....................................... 363 431 264 373 388 

Boys, 2 to 15 .............................................. 41 49 27 36 57 

Women and girls .......................................... 673 686 665 646 718 

Women, 16 and over .................................. 609 626 617 588 623 

Girls, 2 to 15 ............................................... 64 60 48 58 94 

Children under 2 .......................................... 41 60 37 41 30 

Footwear ...................................................... 290 282 225 304 340 

Other apparel products and services ........... 240 291 198 220 275 

Transportation ................................................ 8,554 8,425 8,903 8,295 8,809 

Vehicle purchases (net outlay) ..................... 2,770 2,461 3,214 2,797 2,539 

Cars and trucks, new ................................. 1,562 1,708 1,592 1,368 1,767 

Cars and trucks, used ................................ 1,133 699 1,478 1,349 758 

Other vehicles ............................................ 75 354 3145 80 314 

Gasoline and motor oil ................................. 2,466 2,353 2,617 2,465 2,413 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

55-64 Northeast Midwest South West

Other vehicle expenses ............................... $2,754 $2,897 $2,603 $2,611 $3,067 

Vehicle finance charges ............................. 236 202 275 227 242 

Maintenance and repairs ........................... 922 962 941 791 1,108 

Vehicle insurance ....................................... 1,134 1,037 943 1,248 1,220 

Vehicle rental, leases, licenses, and other

charges .................................................... 462 696 444 345 497 

Public and other transportation .................... 564 714 469 422 790 

Health care ..................................................... 3,954 3,673 4,084 3,773 4,391 

Health insurance .......................................... 2,154 2,117 2,294 2,014 2,299 

Medical services .......................................... 978 871 938 934 1,187 

Drugs ........................................................... 677 533 698 687 758 

Medical supplies .......................................... 145 151 153 139 146 

Entertainment ................................................. 2,740 2,731 2,896 2,627 2,804 

Fees and admissions ................................... 558 540 563 502 671 

Audio and visual equipment and services .... 1,066 1,137 1,035 1,062 1,049 

Pets, toys, hobbies, and playground

equipment .................................................. 732 794 699 719 734 

Other entertainment supplies, equipment,

and services ............................................... 384 260 599 343 349 

Personal care products and services ............. 648 695 544 644 721 

Reading .......................................................... 137 147 140 114 169 

Education ....................................................... 891 1,224 897 595 1,147 

Tobacco products and smoking supplies ....... 425 438 460 463 311 

Miscellaneous ................................................ 1,037 988 911 837 1,560 

Cash contributions ......................................... 2,003 1,834 1,944 1,963 2,274 

Personal insurance and pensions .................. 6,591 6,775 6,707 5,660 8,019 

Life and other personal insurance ................ 503 634 502 448 494 

Pensions and Social Security ...................... 6,088 6,140 6,205 5,212 7,525 

Sources of income and personal taxes: 

Money income before taxes ........................... 72,237 77,175 73,694 66,182 77,722 

Wages and salaries ..................................... 54,017 61,509 51,927 48,990 59,016 

Self-employment income ............................. 5,650 2,981 10,043 5,064 4,588 

Social Security, private and government

retirement ................................................... 9,088 8,670 8,660 9,559 9,002 

Interest, dividends, rental income, other

property income ......................................... 1,794 1,716 1,572 1,365 2,858 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 761 1,090 863 424 999 

Public assistance, supplemental security

income, food stamps .................................. 573 706 457 538 641 

Regular contributions for support ................. 211 301 355 114 465 

Other income ............................................... 144 202 117 127 152 

Personal taxes (missing values not imputed) 2,853 3,212 2,271 2,133 4,440 

Federal income taxes ................................... 1,965 2,034 1,470 1,578 3,103 

State and local income taxes ....................... 659 855 597 330 1,156 

Other taxes .................................................. 229 323 203 226 182 

Income after taxes ......................................... 69,384 73,963 71,423 64,049 73,282 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2010-2011 — Continued

Item Total

55-64 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $2,992 $3,040 $2,421 - $7,158 - $5,768 

Net change in total assets ............................ 4,469 11,174 4,058 -728 8,770 

Net change in total liabilities ........................ 7,461 8,135 1,637 6,430 14,538 

Other financial information:

Other money receipts ................................... 1,005 843 1,331 760 1,263 

Mortgage principal paid on owned property -2,636 -3,032 -2,760 -2,036 -3,278 

Estimated market value of owned home ...... 195,862 213,445 156,873 164,411 277,073 

Estimated monthly rental value of owned

home .......................................................... 1,055 1,161 954 955 1,250 

Gifts of goods and services ............................ 1,520 1,683 1,607 1,338 1,621 

Food ............................................................. 156 240 155 119 154 

Alcoholic beverages ..................................... 15 31 10 7 20 

Housing ........................................................ 294 269 311 293 300 

Housekeeping supplies .............................. 30 19 30 30 40 

Household textiles ...................................... 14 18 23 11 6 

Appliances and miscellaneous

housewares .............................................. 33 32 48 35 17 

Major appliances ...................................... 14 14 18 15 8 

Small appliances and miscellaneous

housewares ............................................ 19 18 30 20 9 

Miscellaneous household equipment ......... 73 68 60 78 81 

Other housing ............................................ 144 133 150 139 157 

Apparel and services ................................... 270 331 253 248 273 

Males, 2 and over ...................................... 70 88 48 71 77 

Females, 2 and over .................................. 115 132 126 95 124 

Children under 2 ........................................ 35 55 35 33 22 

Other apparel products and services ......... 50 56 44 50 50 

Jewelry and watches ................................ 20 35 14 20 13 

All other apparel products and services ... 29 320 30 30 37 

Transportation .............................................. 103 66 141 103 96 

Health care ................................................... 42 49 40 27 65 

Entertainment ............................................... 166 263 173 146 110 

Toys, games, arts and crafts, and tricycles 53 51 82 52 326 

Other entertainment ................................... 113 212 91 94 84 

Personal care products and services ........... 18 27 11 15 22 

Reading ........................................................ 2 2 3 2 2 

Education ..................................................... 321 348 429 204 406 

All other gifts ................................................ 133 57 81 174 174 

1 Value is less than or equal to 0.5. 2 No data reported. 3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012