Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2010-2011

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 16,362 439 359 570 1,276 1,385 1,328 2,644 8,360 

Consumer unit characteristics: 

Income before taxes ..................................... $87,950 $4,312 $12,748 $17,742 $25,517 $35,033 $45,076 $59,598 $134,432 

Income after taxes ........................................ 85,747 4,959 13,512 19,044 26,963 36,044 45,967 59,547 129,452 

Age of reference person ................................ 42.0 37.8 38.8 39.7 39.9 39.0 40.7 41.6 43.6 

Average number in consumer unit:

Persons ........................................................ 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

Children under 18 ........................................ 1.6 2.0 1.9 1.8 1.7 1.6 1.6 1.5 1.5 

Persons 65 and older ................................... .1 1 ( ) 2.1 2.1 .1 .1 .1 .1 .1 

Earners ........................................................ 1.9 .8 .9 .9 1.2 1.6 1.7 1.9 2.2 

Vehicles ....................................................... 2.4 1.0 1.3 1.4 1.6 1.9 2.1 2.5 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 46 24 27 28 35 40 45 45 52 

Female ......................................................... 54 76 73 72 65 60 55 55 48 

Housing tenure:

Homeowner .................................................. 71 31 32 36 35 52 61 73 88 

With mortgage ............................................ 59 20 17 17 20 39 47 60 77 

Without mortgage ....................................... 12 11 15 19 15 13 14 13 11 

Renter .......................................................... 29 69 68 64 65 48 39 27 12 

Race of reference person:

Black or African-American ........................... 12 31 27 19 19 14 17 13 8 

White, Asian, and all other races ................. 88 69 73 81 81 86 83 87 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 19 28 36 34 33 29 25 18 12 

Not Hispanic or Latino .................................. 81 72 64 66 67 71 75 82 88 

Education of reference person:

Elementary (1-8) .......................................... 4 7 9 13 9 9 6 3 1 

High school (9-12) ........................................ 34 63 65 57 56 49 45 40 20 

College ......................................................... 62 30 26 29 35 42 49 57 78 

Never attended and other ............................ 3 ( ) 4 ( ) 4 ( ) 4 ( ) 3 ( ) 1 4 ( ) 4 ( ) 3 ( )

At least one vehicle owned or leased ............ 94 63 77 84 83 90 95 97 98 

Average annual expenditures .......................... $64,438 $29,690 $25,861 $30,341 $32,500 $39,164 $43,075 $51,155 $87,080 

Food ............................................................... 8,881 5,196 5,175 6,395 5,362 6,796 7,003 7,513 11,103 

Food at home ............................................... 5,316 3,845 3,471 4,280 3,998 4,854 4,635 4,507 6,229 

Cereals and bakery products ..................... 769 536 444 657 561 689 625 680 906 

Cereals and cereal products .................... 257 151 113 232 190 239 201 251 297 

Bakery products ....................................... 512 385 331 425 371 451 425 430 608 

Meats, poultry, fish, and eggs .................... 1,165 875 768 1,048 928 1,172 1,116 950 1,324 

Beef .......................................................... 307 198 236 318 268 320 326 259 332 

Pork .......................................................... 218 212 112 235 205 252 209 199 226 

Other meats ............................................. 192 114 114 139 126 186 178 170 226 

Poultry ...................................................... 221 173 164 165 178 213 210 171 257 

Fish and seafood ..................................... 163 128 2101 131 102 129 128 96 214 

Eggs ......................................................... 64 50 42 61 48 71 65 56 70 

Dairy products ............................................ 564 390 333 401 403 498 441 461 689 

Fresh milk and cream .............................. 216 169 159 178 168 211 177 187 248 

Other dairy products ................................ 349 222 175 223 235 287 265 275 440 

Fruits and vegetables ................................. 974 718 562 763 773 870 794 810 1,157 

Fresh fruits ............................................... 345 262 177 259 264 283 253 286 421 

Fresh vegetables ..................................... 294 196 177 236 231 293 216 225 356 

Processed fruits ....................................... 161 138 68 129 122 133 153 151 184 

Processed vegetables .............................. 174 122 140 139 156 161 172 149 195 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,844 $1,325 $1,364 $1,411 $1,333 $1,626 $1,658 $1,605 $2,154 

Sugar and other sweets ........................... 194 155 162 129 125 156 160 197 224 

Fats and oils ............................................. 144 102 80 112 103 150 133 136 162 

Miscellaneous foods ................................ 971 725 735 733 687 837 801 803 1,165 

Nonalcoholic beverages ........................... 478 328 383 401 387 461 539 431 518 

Food prepared by consumer unit on

out-of-town trips ..................................... 57 215 24 236 232 22 225 38 83 

Food away from home ................................. 3,565 1,350 1,704 2,115 1,364 1,942 2,368 3,006 4,874 

Alcoholic beverages ....................................... 445 2120 2287 136 89 256 202 290 672 

Housing .......................................................... 21,787 12,835 11,386 11,851 12,762 14,316 15,847 17,590 28,291

Shelter .......................................................... 12,645 7,695 6,438 6,736 7,348 8,182 9,345 9,936 16,502 

Owned dwellings ........................................ 8,922 3,071 1,748 1,743 1,873 3,637 5,151 6,595 13,313 

Mortgage interest and charges ................ 5,371 2,262 21,052 928 1,017 2,305 3,389 4,183 7,885 

Property taxes .......................................... 2,418 608 421 484 562 894 1,235 1,686 3,686 

Maintenance, repairs, insurance, other

expenses ................................................ 1,134 2201 2275 330 295 438 527 726 1,743 

Rented dwellings ........................................ 3,022 4,467 4,591 4,898 5,308 4,418 4,068 3,024 2,004 

Other lodging ............................................. 700 2156 2100 295 167 127 126 316 1,185 

Utilities, fuels, and public services ............... 4,719 3,091 3,364 3,367 3,478 3,839 4,135 4,464 5,463 

Natural gas ................................................. 560 300 413 361 389 410 477 466 687 

Electricity .................................................... 1,790 1,340 1,498 1,477 1,472 1,533 1,614 1,762 1,975 

Fuel oil and other fuels ............................... 171 2158 243 259 267 81 290 122 245 

Telephone services .................................... 1,562 876 998 1,070 1,145 1,335 1,402 1,502 1,801 

Water and other public services ................. 636 416 412 400 406 480 552 612 755 

Household operations .................................. 1,775 591 346 522 620 829 863 1,258 2,626 

Personal services ....................................... 963 2309 284 2264 233 414 368 661 1,476 

Other household expenses ........................ 811 283 262 258 387 415 495 597 1,149 

Housekeeping supplies ................................ 790 442 445 457 485 525 492 584 1,060 

Laundry and cleaning supplies .................. 202 127 107 197 168 180 145 166 241 

Other household products .......................... 437 262 272 231 260 272 263 311 596 

Postage and stationery .............................. 151 253 267 229 57 73 84 108 222 

Household furnishings and equipment ......... 1,859 1,016 791 770 832 941 1,011 1,349 2,640 

Household textiles ...................................... 125 2110 268 260 59 56 76 84 176 

Furniture ..................................................... 458 250 200 194 211 260 248 272 660 

Floor coverings .......................................... 25 222 29 23 25 210 4 8 42 

Major appliances ........................................ 265 190 2110 123 112 155 183 268 339 

Small appliances, miscellaneous

housewares .............................................. 113 63 35 43 63 64 67 67 162 

Miscellaneous household equipment ......... 874 381 369 348 381 396 433 650 1,261 

Apparel and services ..................................... 2,461 2,749 1,255 2,364 1,547 1,616 1,665 1,935 3,094 

Men and boys .............................................. 550 528 177 405 336 368 296 305 764 

Men, 16 and over ....................................... 356 2401 245 2232 215 156 185 164 525 

Boys, 2 to 15 .............................................. 193 127 132 173 121 211 112 141 239 

Women and girls .......................................... 1,009 992 519 586 586 447 659 1,091 1,254 

Women, 16 and over .................................. 740 810 392 407 396 290 461 877 908 

Girls, 2 to 15 ............................................... 268 182 127 179 190 157 199 214 347 

Children under 2 .......................................... 150 2185 233 227 159 108 132 105 162 

Footwear ...................................................... 476 2782 2146 724 293 465 452 328 540 

Other apparel products and services ........... 276 262 179 422 172 228 126 106 373 

Transportation ................................................ 10,782 4,180 3,643 4,507 5,748 7,376 7,242 9,023 14,328 

Vehicle purchases (net outlay) ..................... 3,753 21,546 2438 2854 1,701 2,029 1,513 2,861 5,446 

Cars and trucks, new ................................. 1,605 4 ( ) 4 ( ) 4 ( ) 2462 2486 2252 803 2,695 

Cars and trucks, used ................................ 2,049 1,546 438 854 1,240 1,329 1,220 2,052 2,601 

Other vehicles ............................................ 99 4 ( ) 4 ( ) 4 ( ) 4 ( ) 2213 241 26 150 

Gasoline and motor oil ................................. 3,298 1,531 1,710 1,798 2,282 2,706 2,900 3,125 3,932 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,063 $934 $1,221 $1,738 $1,601 $2,437 $2,497 $2,740 $3,876 

Vehicle finance charges ............................. 356 290 258 102 111 229 294 364 466 

Maintenance and repairs ........................... 987 483 714 498 512 656 770 812 1,275 

Vehicle insurance ....................................... 1,142 2214 2329 21,000 2810 21,127 2977 1,155 1,322 

Vehicle rental, leases, licenses, and other

charges .................................................... 579 148 121 137 168 425 455 410 813 

Public and other transportation .................... 668 168 274 118 163 203 332 297 1,075 

Health care ..................................................... 3,370 925 674 1,185 1,461 2,170 2,545 3,082 4,478 

Health insurance .......................................... 1,968 578 299 614 746 1,367 1,515 1,901 2,585 

Medical services .......................................... 831 209 134 202 433 449 589 692 1,142 

Drugs ........................................................... 439 100 163 358 233 245 341 387 571 

Medical supplies .......................................... 132 237 278 210 49 108 99 103 179 

Entertainment ................................................. 3,415 1,281 1,335 1,269 1,740 1,569 1,719 2,651 4,854 

Fees and admissions ................................... 1,032 188 337 189 217 292 330 532 1,683 

Audio and visual equipment and services .... 1,224 770 661 703 898 807 892 1,093 1,524 

Pets, toys, hobbies, and playground

equipment .................................................. 697 272 168 318 347 392 387 641 948 

Other entertainment supplies, equipment,

and services ............................................... 462 251 2169 59 278 78 111 385 700 

Personal care products and services ............. 788 407 280 255 457 442 529 681 1,054 

Reading .......................................................... 105 220 223 24 29 32 61 78 158 

Education ....................................................... 1,798 293 264 2154 463 469 609 847 2,972 

Tobacco products and smoking supplies ....... 396 599 528 516 461 490 436 457 320 

Miscellaneous ................................................ 857 2303 2231 465 261 320 521 742 1,211 

Cash contributions ......................................... 1,478 403 211 361 474 631 944 1,029 2,185 

Personal insurance and pensions .................. 7,874 380 569 860 1,644 2,681 3,753 5,237 12,360 

Life and other personal insurance ................ 394 280 236 265 75 120 140 268 623 

Pensions and Social Security ...................... 7,480 300 532 795 1,569 2,561 3,612 4,969 11,736 

Sources of income and personal taxes: 

Money income before taxes ........................... 87,950 4,312 12,748 17,742 25,517 35,033 45,076 59,598 134,432 

Wages and salaries ..................................... 78,392 3,308 6,792 10,316 17,835 28,331 38,832 53,393 121,779 

Self-employment income ............................. 4,532 2-2,851 2-205 2-308 613 1,572 1,893 1,944 7,779 

Social Security, private and government

retirement ................................................... 2,317 2303 1,590 2,678 2,720 1,848 2,444 2,189 2,466 

Interest, dividends, rental income, other

property income ......................................... 543 2-6 213 2102 194 62 79 -74 1,027 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 818 2234 2574 21,240 1,087 1,091 938 1,104 634 

Public assistance, supplemental security

income, food stamps .................................. 622 1,515 3,195 2,625 2,275 1,150 437 326 111 

Regular contributions for support ................. 522 2425 2522 627 385 763 336 545 523 

Other income ............................................... 204 21,383 2267 2462 407 2217 2117 172 113 

Personal taxes (missing values not imputed) 2,203 -648 -764 -1,302 -1,447 -1,011 -891 51 4,980 

Federal income taxes ................................... 1,318 -670 -804 -1,279 -1,410 -1,173 -1,071 -324 3,418 

State and local income taxes ....................... 728 5 -16 -48 -65 106 72 291 1,317 

Other taxes .................................................. 157 217 257 225 29 55 108 84 245 

Income after taxes ......................................... 85,747 4,959 13,512 19,044 26,963 36,044 45,967 59,547 129,452 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $11,044 $8,670 - $2,147 $5,088 - $1,826 - $3,473 - $3,085 - $10,192 - $17,757 

Net change in total assets ............................ 4,464 7,650 2-2,537 3,596 -764 3,537 -1,401 1,282 7,546 

Net change in total liabilities ........................ 15,508 -1,021 -390 -1,492 1,062 7,010 1,684 11,474 25,303 

Other financial information:

Other money receipts ................................... 365 2237 275 210 232 2232 2179 618 432 

Mortgage principal paid on owned property -3,107 -1,955 2-620 -796 -549 -1,035 -1,552 -2,235 -4,688 

Estimated market value of owned home ...... 194,276 72,436 47,693 40,396 47,217 81,642 101,370 129,652 293,764 

Estimated monthly rental value of owned

home .......................................................... 1,057 507 316 300 325 524 658 812 1,510 

Gifts of goods and services ............................ 945 562 208 351 225 236 247 534 1,513 

Food ............................................................. 74 26 215 210 216 27 218 61 119 

Alcoholic beverages ..................................... 15 233 4 ( ) 25 3 ( ) 23 26 14 22 

Housing ........................................................ 156 235 236 97 47 82 50 106 223 

Housekeeping supplies .............................. 24 222 4 ( ) 4 ( ) 3 ( ) 214 211 21 36 

Household textiles ...................................... 6 4 ( ) 4 ( ) 213 22 3 ( ) 23 24 8 

Appliances and miscellaneous

housewares .............................................. 16 21 4 ( ) 21 218 22 212 26 24 

Major appliances ...................................... 3 4 ( ) 4 ( ) 4 ( ) 27 21 4 ( ) 24 3 

Small appliances and miscellaneous

housewares ............................................ 13 21 4 ( ) 21 211 21 212 22 22 

Miscellaneous household equipment ......... 33 216 28 3 ( ) 22 215 211 27 51 

Other housing ............................................ 77 196 228 283 225 250 213 249 103 

Apparel and services ................................... 166 2226 2125 2114 104 110 88 115 218 

Males, 2 and over ...................................... 33 4 ( ) 212 224 215 31 212 19 47 

Females, 2 and over .................................. 58 2209 24 3 ( ) 222 223 215 47 79 

Children under 2 ........................................ 44 214 293 232 246 221 59 37 47 

Other apparel products and services ......... 32 23 216 258 221 235 22 211 46 

Jewelry and watches ................................ 8 23 3 ( ) 3 ( ) 23 23 22 21 14 

All other apparel products and services ... 24 4 ( ) 216 257 217 232 4 ( ) 210 32 

Transportation .............................................. 65 236 24 214 18 7 5 25 112 

Health care ................................................... 23 4 ( ) 4 ( ) 221 22 4 ( ) 26 24 40 

Entertainment ............................................... 92 26 228 216 224 217 218 31 161 

Toys, games, arts and crafts, and tricycles 39 4 ( ) 224 23 222 29 26 215 65 

Other entertainment ................................... 54 26 24 213 23 28 212 16 96 

Personal care products and services ........... 9 218 4 ( ) 24 22 21 23 210 12 

Reading ........................................................ 1 4 ( ) 4 ( ) 4 ( ) 21 21 3 ( ) 3 ( ) 21 

Education ..................................................... 282 4 ( ) 4 ( ) 4 ( ) 29 24 212 2111 513 

All other gifts ................................................ 62 23 4 ( ) 271 23 24 41 57 91 

1 Value is less than or equal to 0.05. 2 Data are likely to have large sampling errors. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012