Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 23,794 1,317 846 1,414 1,185 2,320 2,109 1,927 3,370 9,306

Consumer unit characteristics:

Income before taxes ....................................... $75,228 $2,244 $8,010 $12,712 $17,436 $24,878 $34,814 $44,633 $59,257 $142,356

Income after taxes .......................................... 63,815 2,267 8,388 12,369 17,614 23,796 33,334 41,699 53,578 116,436

Age of reference person ................................. 59.3 59.1 59.4 59.6 59.7 59.6 59.8 59.5 59.3 59.0

Average number in consumer unit:

People .......................................................... 2.2 1.4 1.7 1.5 1.7 1.8 1.9 2.2 2.2 2.6

Children under 18 ......................................... .2 .1 .2 .1 .2 .2 .2 .3 .2 .2

Adults 65 and older ...................................... .1 1 ( ) 2.1 2.1 .1 .1 .1 .1 .1 .1

Earners ......................................................... 1.3 .3 .4 .4 .6 .8 1.0 1.3 1.4 2.0

Vehicles ........................................................ 2.1 1.0 1.1 .9 1.2 1.6 1.7 2.0 2.3 2.8

Percent distribution:

Reference person:

Men .............................................................. 48 45 37 41 51 45 42 44 48 54

Women ......................................................... 52 55 63 59 49 55 58 56 52 46

Housing tenure:

Homeowner .................................................. 76 49 46 47 53 65 68 77 83 92

With mortgage ............................................ 41 16 19 14 18 28 36 38 48 57

Without mortgage ....................................... 35 34 27 32 34 37 31 39 35 35

Renter ........................................................... 24 51 54 53 47 35 32 23 17 8

Race of reference person:

Black or African-American ............................ 13 22 24 19 21 17 13 11 12 7

White, Asian, and all other races .................. 87 78 76 81 79 83 87 89 88 93

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 7 9 13 12 13 11 13 10 6

Not Hispanic or Latino .................................. 91 93 91 87 88 87 89 87 90 94

Education of reference person:

Elementary (1-8) ........................................... 3 5 5 7 4 4 4 4 3 1

High school (9-12) ........................................ 34 50 51 50 42 46 44 39 33 21

College ......................................................... 63 45 42 42 53 50 52 56 64 78

Never attended and other ............................. 1 ( ) 3 ( ) 2 1 1 1 ( ) 1 ( ) 1 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 90 66 64 64 76 89 93 95 95 98

Average annual expenditures ........................... $57,409 $23,997 $24,348 $21,842 $27,458 $33,948 $36,520 $42,074 $51,067 $90,055

Food ............................................................... 6,897 4,232 3,521 3,408 3,612 4,613 4,818 5,039 6,386 9,997

Food at home ............................................... 4,155 3,033 2,691 2,586 2,418 3,300 3,232 3,275 4,056 5,481

Cereals and bakery products ..................... 513 387 293 342 299 442 421 434 498 654

Cereals and cereal products .................... 160 121 84 123 107 132 134 136 153 203

Bakery products ....................................... 352 266 208 219 192 310 287 298 345 451

Meats, poultry, fish, and eggs .................... 932 760 647 628 497 729 809 681 876 1,223

Beef .......................................................... 245 176 165 169 142 179 231 188 228 320

Pork .......................................................... 191 152 158 124 85 191 153 131 184 244

Other meats .............................................. 128 98 64 89 74 98 123 91 115 169

Poultry ...................................................... 172 175 102 132 113 117 157 134 148 223

Fish and seafood ...................................... 139 110 118 71 47 92 102 92 134 198

Eggs ......................................................... 57 49 40 45 36 51 43 45 66 68

Dairy products ............................................ 429 269 233 272 297 325 329 369 460 550

Fresh milk and cream ............................... 138 102 68 122 110 109 112 120 160 161

Other dairy products ................................. 291 167 165 151 187 215 217 249 300 389

Fruits and vegetables ................................. 785 583 453 395 461 608 605 578 736 1,073

Fresh fruits ............................................... 284 179 148 119 138 205 205 179 278 411

Fresh vegetables ...................................... 254 169 127 126 152 186 182 197 218 361

Processed fruits ........................................ 109 85 69 53 74 84 90 100 106 141

Processed vegetables .............................. 137 150 109 97 98 132 127 101 134 161

Other food at home .................................... 1,497 1,034 1,066 948 864 1,196 1,069 1,212 1,487 1,980

Sugar and other sweets ........................... 156 100 71 88 92 115 118 164 129 212

Fats and oils ............................................. 121 121 87 85 87 106 103 99 116 146

Miscellaneous foods ................................. 751 528 622 504 430 596 537 617 721 990

Nonalcoholic beverages ........................... 400 273 266 261 232 352 272 289 444 514

Food prepared by consumer unit on

out-of-town trips ...................................... 70 211 219 210 223 28 38 43 76 118

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 2,742 1,200 830 822 1,194 1,313 1,585 1,765 2,329 4,516

Alcoholic beverages ....................................... 516 226 134 97 195 194 282 283 384 910

Housing .......................................................... 18,027 9,489 10,791 8,982 10,550 11,735 13,120 14,289 16,286 26,251

Shelter .......................................................... 10,140 5,128 6,499 5,101 6,160 6,495 7,418 7,852 8,849 14,919

Owned dwellings ........................................ 6,919 2,177 2,962 1,865 2,593 3,275 4,228 4,991 6,136 11,469

Mortgage interest and charges ................. 2,862 660 954 660 942 1,269 1,778 2,083 2,717 4,784

Property taxes .......................................... 2,325 888 990 757 895 1,070 1,335 1,660 1,999 3,863

Maintenance, repairs, insurance, other

expenses ................................................ 1,731 628 1,019 448 755 936 1,116 1,248 1,419 2,822

Rented dwellings ........................................ 2,209 2,822 3,360 3,077 3,360 2,947 2,911 2,385 2,254 1,344

Other lodging .............................................. 1,012 129 2178 158 207 274 279 476 459 2,106

Utilities, fuels, and public services ................ 4,247 2,708 2,798 2,593 2,884 3,293 3,538 3,848 4,298 5,483

Natural gas ................................................. 485 271 418 288 297 318 418 423 466 652

Electricity .................................................... 1,584 1,260 1,188 1,156 1,239 1,375 1,436 1,453 1,587 1,885

Fuel oil and other fuels ............................... 160 266 245 2100 2133 124 109 196 157 210

Telephone services .................................... 1,423 718 837 755 840 1,019 1,107 1,225 1,479 1,945

Residential phone service, VOIP, and

phone cards ............................................ 420 292 292 260 311 328 392 372 450 517

Cellular phone service .............................. 1,003 426 545 495 530 692 715 853 1,029 1,427

Water and other public services ................. 595 393 310 294 375 455 468 551 608 791

Household operations .................................. 950 384 467 390 479 510 502 675 811 1,536

Personal services ....................................... 54 3 ( ) 25

21221 241 ( ) 265 258 100

Other household expenses ........................ 896 384 462 389 458 507 501 610 753 1,436

Housekeeping supplies ................................ 764 447 351 389 399 552 613 539 652 1,102

Laundry and cleaning supplies ................... 167 140 97 121 107 146 158 114 163 209

Other household products .......................... 441 226 197 211 210 283 336 303 367 662

Postage and stationery ............................... 156 81 257 58 82 122 119 121 122 231

Household furnishings and equipment ......... 1,927 822 676 509 628 886 1,049 1,375 1,676 3,211

Household textiles ...................................... 130 36 53 44 57 106 57 99 104 206

Furniture ..................................................... 460 136 143 92 140 150 155 267 372 849

Floor coverings ........................................... 21 25

222425 9 25 20 15 40

Major appliances ........................................ 273 143 91 88 114 152 131 203 254 440

Small appliances, miscellaneous

housewares .............................................. 126 72 71 51 74 51 62 64 97 212

Miscellaneous household equipment ......... 916 430 316 230 238 419 639 721 834 1,464

Apparel and services ...................................... 1,692 851 559 498 811 992 1,036 1,084 1,623 2,634

Men and boys ............................................... 421 255 120 133 211 246 269 219 392 661

Men, 16 and over ....................................... 373 241 294 109 192 223 218 185 341 594

Boys, 2 to 15 .............................................. 47 213 226 224 19 23 52 35 51 67

Women and girls .......................................... 682 246 303 163 285 403 402 395 716 1,065

Women, 16 and over .................................. 620 217 260 149 271 375 380 321 673 962

Girls, 2 to 15 ............................................... 62 229 242 213 214 28 22 74 43 102

Children under 2 ........................................... 46 223 221 25

29226 220 223 228 82

Footwear ...................................................... 316 239 237 2102 193 199 211 238 326 456

Other apparel products and services ........... 227 88 78 96 114 117 133 209 162 369

Transportation ................................................ 9,621 3,764 3,330 3,615 5,051 6,988 5,491 8,447 9,023 14,530

Vehicle purchases (net outlay) ..................... 3,567 21,188 2830 21,191 21,886 2,876 1,510 3,703 2,647 5,671

Cars and trucks, new .................................. 2,148 21,032 2164 261 2861 21,113 21,005 2,785 1,057 3,748

Cars and trucks, used ................................ 1,365 2155 2610 1,130 1,025 1,653 505 892 1,544 1,839

Other vehicles ............................................ 54 3 ( ) 256 3 ( ) 3 ( ) 2110 3 ( ) 226 245 283

Gasoline and motor oil ................................. 2,356 1,093 1,030 1,050 1,350 1,770 1,929 2,186 2,478 3,216

Other vehicle expenses ................................ 3,023 1,317 1,236 1,213 1,508 2,085 1,877 2,137 3,313 4,429

Vehicle finance charges ............................. 211 47 74 73 53 133 153 177 226 323

Maintenance and repairs ............................ 963 478 361 332 486 572 570 810 1,038 1,429

Vehicle insurance ....................................... 1,205 2543 2533 2676 2630 1,128 2654 2744 1,591 1,581

Vehicle rental, leases, licenses, and other

charges ..................................................... 643 249 268 132 339 252 500 405 458 1,096

Public and other transportation .................... 675 167 233 161 307 257 175 421 585 1,215

Healthcare ...................................................... 5,059 2,083 2,096 1,912 2,435 3,346 3,809 4,278 5,209 7,371

Health insurance .......................................... 3,342 1,398 1,296 1,191 1,578 2,222 2,691 2,915 3,373 4,859

Medical services ........................................... 952 315 429 327 375 550 472 685 1,039 1,491

Drugs ............................................................ 603 303 246 324 411 489 509 508 641 792

Medical supplies ........................................... 162 67 125 70 71 84 137 170 156 228

Entertainment ................................................. 3,080 1,236 1,194 1,116 1,599 1,842 2,056 2,027 2,650 4,876

Fees and admissions ................................... 596 139 180 121 174 213 284 366 362 1,118

Audio and visual equipment and services .... 1,107 642 689 658 785 951 896 947 1,070 1,448

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 826 323 253 310 547 562 560 622 887 1,182

Pets ............................................................ 718 283 209 261 516 493 457 535 813 1,018

Toys, hobbies, and playground equipment 107 239 245 249 231 269 2103 87 74 164

Other entertainment supplies, equipment,

and services ............................................... 552 2131 272 227 293 117 315 92 330 1,128

Personal care products and services ............. 695 344 298 195 311 368 399 476 617 1,119

Reading .......................................................... 131 54 253 61 54 75 80 94 84 217

Education ....................................................... 1,098 2108 267 274 2266 161 364 135 829 2,289

Tobacco products and smoking supplies ....... 405 380 440 451 457 510 559 432 425 317

Miscellaneous ................................................. 821 287 591 505 512 466 590 726 791 1,176

Cash contributions .......................................... 1,989 550 999 476 791 833 1,280 1,190 1,486 3,462

Personal insurance and pensions .................. 7,377 392 277 451 812 1,825 2,638 3,574 5,274 14,905

Life and other personal insurance ................ 508 146 275 105 231 154 379 257 338 926

Pensions and Social Security ....................... 6,869 246 202 346 581 1,671 2,259 3,317 4,937 13,979

Sources of income and personal taxes:

Money income before taxes ........................... $75,228 $2,244 $8,010 $12,712 $17,436 $24,878 $34,814 $44,633 $59,257 $142,356

Wages and salaries ...................................... 57,517 569 2,102 2,524 6,151 12,748 21,609 31,824 45,287 114,559

Self-employment income .............................. 6,006 -437 278 308 488 1,161 1,605 2,598 2,874 13,069

Social Security, private and government

retirement ................................................... 7,852 445 2,880 7,219 8,374 9,198 9,634 7,973 8,347 8,438

Interest, dividends, rental income, other

property income .......................................... 2,442 330 209 217 337 341 589 839 1,526 5,158

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 609 991 2,019 1,912 1,166 921 654 485 390 176

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 590 261 2311 2291 741 370 537 758 656 725

Other income ................................................ 211 285 2411 241 2178 2141 2187 2155 2177 230

Personal taxes (contains some imputed

values) .......................................................... 11,413 -23 -378 343 -178 1,082 1,481 2,934 5,679 25,920

Federal income taxes ................................... 8,987 26 -285 -307 -143 465 938 1,922 4,265 20,794

State and local income taxes ....................... 2,281 -57 -100 -62 -44 142 481 822 1,373 5,053

Other taxes ................................................... 145 28

262712 210 2475 262 2190 40 73

Income after taxes .......................................... 63,815 2,267 8,388 12,369 17,614 23,796 33,334 41,699 53,578 116,436

Addenda:

Net change in total assets and liabilities ........ $6,371 $16,101 - $629 $2,141 $296 $5,384 - $492 $2,880 $8,066 $8,956

Net change in total assets ............................ 10,333 18,243 1,697 2,958 1,979 6,727 639 4,764 12,735 15,562

Net change in total liabilities ......................... 3,962 2,142 2,326 817 1,683 1,344 1,131 1,885 4,669 6,605

Other financial information:

Other money receipts ................................... 1,379 2349 226 2208 2403 22,356 2683 2913 1,044 2,081

Mortgage principal paid on owned property -2,257 -602 -567 -502 -849 -865 -1,131 -1,832 -1,860 -3,925

Estimated market value of owned home ...... 194,880 72,064 74,111 60,519 73,293 99,301 113,444 162,014 166,427 318,532

Estimated monthly rental value of owned

home .......................................................... 1,100 460 488 423 518 624 739 944 1,040 1,678

Gifts of goods and services, total ................... 1,712 369 198 298 306 916 879 725 1,227 3,175

Food ............................................................. 143 25

212 27216 66 75 68 89 276

Alcoholic beverages ..................................... 22 1 ( ) 1 ( ) 25

1 ( ) 26222 213 29 35

Housing ........................................................ 329 102 236 76 106 118 210 190 317 560

Housekeeping supplies .............................. 37 212 23

27211 26 22 25 28 61

Household textiles ...................................... 16 1 ( ) 3 ( ) 3 ( ) 222 22

210 2125 33

Appliances and miscellaneous

housewares .............................................. 32 27

2228242525215 210 68

Major appliances ...................................... 10 27

212622211 ( ) 2524 20

Small appliances and miscellaneous

housewares ............................................ 22 1 ( ) 1 ( ) 22

222424210 26 48

Miscellaneous household equipment ......... 54 26

27213 215 12 56 25 51 91

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 190 76 225 247 254 72 117 125 223 308

Apparel and services .................................... 292 201 289 215 105 107 276 201 254 463

Males, 2 and over ....................................... 82 295 239 22

231 23 61 38 72 133

Females, 2 and over ................................... 100 231 239 28

235 21 139 86 120 140

Children under 2 ......................................... 40 221 210 23

29226 220 223 216 73

Other apparel products and services ......... 70 255 21

21230 236 256 254 45 117

Jewelry and watches ................................ 20 29

212124215 222827 40

All other apparel products and services ... 51 246 1 ( ) 1 ( ) 226 221 254 246 238 77

Transportation .............................................. 198 8 6 19 20 386 53 54 163 320

Healthcare .................................................... 40 1 ( ) 22

297 210 24213 218 29 75

Entertainment ............................................... 137 226 217 216 218 71 91 58 115 244

Toys, games, arts and crafts, and tricycles 36 29

213 2629223 248 218 238 52

Other entertainment ................................... 101 17 24

210 28 48 43 40 78 192

Personal care products and services ........... 18 24

293 ( ) 21211 211 11 26 35

Reading ........................................................ 9 21

212 1 ( ) 2226214 24 3 15

Education ..................................................... 423 21

212 2625264 285 236 129 989

All other gifts ................................................. 101 21 22

256 24 78 29 72 113 162

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016