Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2013-2014

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 23,177 1,296 859 1,407 1,120 2,149 2,198 1,856 3,286 9,006

Consumer unit characteristics:

Income before taxes ....................................... $74,707 - $169 $8,034 $12,866 $17,556 $24,758 $34,889 $44,617 $58,846 $142,235

Income after taxes .......................................... 63,502 -46 8,288 12,479 17,529 24,443 33,398 41,454 53,164 116,585

Age of reference person ................................. 59.3 59.5 59.3 59.6 59.9 59.5 59.6 59.4 59.2 58.9

Average number in consumer unit:

People .......................................................... 2.1 1.5 1.6 1.5 1.6 1.8 2.0 2.1 2.2 2.6

Children under 18 ......................................... .2 .1 1.1 .1 1.1 .2 .1 .2 .2 .2

Adults 65 and older ...................................... .1 2 ( ) 2 ( ) 1.1 .1 .1 .2 .1 .1 .1

Earners ......................................................... 1.3 .4 .4 .3 .6 .9 1.0 1.3 1.4 2.0

Vehicles ........................................................ 2.1 1.1 1.1 1.2 1.4 1.6 1.8 1.9 2.3 2.8

Percent distribution:

Reference person:

Men .............................................................. 49 45 38 46 46 44 42 43 50 54

Women ......................................................... 51 55 62 54 54 56 58 57 50 46

Housing tenure:

Homeowner .................................................. 78 52 44 49 60 68 74 77 82 93

With mortgage ............................................ 43 15 17 17 28 31 37 41 47 58

Without mortgage ....................................... 35 37 27 32 33 38 36 35 36 35

Renter ........................................................... 22 48 56 51 40 32 26 23 18 7

Race of reference person:

Black or African-American ............................ 13 20 25 16 21 19 16 14 12 6

White, Asian, and all other races .................. 87 80 75 84 79 81 84 86 88 94

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 8 8 12 12 9 10 11 10 9 5

Not Hispanic or Latino .................................. 92 92 88 88 91 90 89 90 91 95

Education of reference person:

Elementary (1-8) ........................................... 4 9 13 10 7 5 5 5 4 1

High school (9-12) ........................................ 32 42 41 46 41 47 45 45 30 19

College ......................................................... 63 49 44 43 52 48 51 50 66 79

Never attended and other ............................. 2 ( ) 3 ( ) 1 1 2 ( ) 2 ( ) 3 ( ) 1 2 ( ) 2 ( )

At least one vehicle owned or leased ............. 91 72 63 70 78 89 93 95 96 98

Average annual expenditures ........................... $56,062 $23,095 $22,289 $22,029 $29,011 $32,319 $34,770 $41,341 $49,951 $88,856

Food ............................................................... 6,757 3,699 3,986 3,293 3,795 3,899 4,895 5,385 6,688 9,825

Food at home ............................................... 4,169 2,752 3,050 2,428 2,744 2,819 3,335 3,595 4,213 5,566

Cereals and bakery products ..................... 537 353 398 336 399 379 461 448 547 696

Cereals and cereal products .................... 173 103 128 124 142 123 161 143 180 216

Bakery products ....................................... 364 249 271 212 257 256 300 305 366 480

Meats, poultry, fish, and eggs .................... 911 575 709 555 604 653 745 804 884 1,207

Beef .......................................................... 239 154 179 134 152 162 211 207 236 317

Pork .......................................................... 190 114 164 147 128 131 147 167 179 251

Other meats .............................................. 130 73 84 73 102 99 104 107 133 170

Poultry ...................................................... 159 103 101 99 120 123 124 150 151 209

Fish and seafood ...................................... 137 86 136 71 62 94 114 123 121 191

Eggs ......................................................... 56 44 45 32 40 44 44 50 64 69

Dairy products ............................................ 429 292 280 254 298 300 315 363 466 564

Fresh milk and cream ............................... 145 95 91 103 123 119 110 126 172 174

Other dairy products ................................. 284 197 188 151 174 182 205 238 294 390

Fruits and vegetables ................................. 787 518 463 404 494 512 670 657 793 1,072

Fresh fruits ............................................... 277 170 151 126 160 165 242 208 285 389

Fresh vegetables ...................................... 254 182 127 127 162 157 208 214 233 360

Processed fruits ........................................ 118 84 89 67 71 81 96 101 114 159

Processed vegetables .............................. 138 82 96 84 101 110 124 134 161 164

Other food at home .................................... 1,506 1,015 1,200 879 948 974 1,144 1,323 1,523 2,027

Sugar and other sweets ........................... 149 122 87 93 105 105 111 134 129 205

Fats and oils ............................................. 124 92 95 91 98 89 103 116 129 153

Miscellaneous foods ................................. 758 533 635 404 440 473 582 730 739 1,026

Nonalcoholic beverages ........................... 406 250 362 276 282 286 306 312 462 521

Food prepared by consumer unit on

out-of-town trips ...................................... 69 117 121 114 123 22 42 30 64 122

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 2,588 947 936 865 1,051 1,081 1,560 1,790 2,475 4,259

Alcoholic beverages ....................................... 461 128 172 80 248 182 281 230 390 807

Housing .......................................................... 17,973 9,703 9,399 8,584 11,108 11,822 12,754 14,688 16,253 26,359

Shelter .......................................................... 10,217 5,288 5,501 4,827 6,432 6,725 6,989 8,426 8,930 15,148

Owned dwellings ........................................ 7,117 2,461 2,083 1,827 3,385 3,820 4,333 5,562 6,258 11,658

Mortgage interest and charges ................. 3,145 643 838 710 1,436 1,812 1,937 2,443 2,826 5,192

Property taxes .......................................... 2,356 970 688 678 1,077 1,149 1,391 1,723 2,042 3,903

Maintenance, repairs, insurance, other

expenses ................................................ 1,616 847 557 439 871 859 1,005 1,395 1,390 2,563

Rented dwellings ........................................ 2,018 2,649 3,212 2,896 2,793 2,581 2,333 2,350 2,176 1,243

Other lodging .............................................. 1,081 179 1206 1104 254 324 324 514 495 2,247

Utilities, fuels, and public services ................ 4,224 2,667 2,615 2,617 3,076 3,359 3,544 3,838 4,283 5,426

Natural gas ................................................. 473 248 338 276 353 331 399 391 439 644

Electricity .................................................... 1,593 1,223 1,190 1,215 1,278 1,442 1,463 1,496 1,595 1,871

Fuel oil and other fuels ............................... 182 184 146 184 1107 129 141 231 199 240

Telephone services .................................... 1,390 729 746 720 908 985 1,063 1,188 1,453 1,907

Residential phone service, VOIP, and

phone cards ............................................ 446 305 293 275 350 373 412 407 464 546

Cellular phone service .............................. 944 424 453 445 558 612 651 780 990 1,361

Water and other public services ................. 586 384 294 323 430 472 479 533 597 765

Household operations .................................. 992 402 406 347 466 591 549 595 763 1,669

Personal services ....................................... 74 3 ( ) 15

3 ( ) 11199 147 141 124 137

Other household expenses ........................ 918 402 401 347 465 493 502 554 738 1,532

Housekeeping supplies ................................ 745 462 367 267 435 416 558 537 733 1,110

Laundry and cleaning supplies ................... 159 168 120 74 113 119 131 124 186 197

Other household products .......................... 420 206 192 136 206 226 324 309 416 637

Postage and stationery ............................... 166 88 155 58 116 71 103 105 131 276

Household furnishings and equipment ......... 1,795 884 510 525 699 730 1,114 1,292 1,544 3,006

Household textiles ...................................... 111 67 119 167 51 36 56 80 100 182

Furniture ..................................................... 428 149 77 124 182 176 186 217 349 771

Floor coverings ........................................... 30 11

1113135 5 12 122 6 61

Major appliances ........................................ 246 82 68 64 120 109 182 122 176 431

Small appliances, miscellaneous

housewares .............................................. 115 98 66 68 55 87 43 73 118 172

Miscellaneous household equipment ......... 865 487 280 200 256 317 635 779 795 1,389

Apparel and services ...................................... 1,680 886 631 549 767 672 706 1,195 1,557 2,820

Men and boys ............................................... 373 221 1150 74 174 114 128 238 324 661

Men, 16 and over ....................................... 339 1215 1133 61 150 100 108 220 282 609

Boys, 2 to 15 .............................................. 34 16

117 112 24 14 20 18 41 52

Women and girls .......................................... 733 231 328 262 335 334 355 523 708 1,209

Women, 16 and over .................................. 668 187 323 245 314 314 306 429 664 1,105

Girls, 2 to 15 ............................................... 65 144 15

117 121 20 49 95 44 103

Children under 2 ........................................... 45 112 123 112 119 116 18

116 150 80

Footwear ...................................................... 304 1137 166 1134 141 121 131 270 319 486

Other apparel products and services ........... 226 285 63 67 99 87 85 147 157 384

Transportation ................................................ 9,401 3,156 2,821 3,744 5,229 7,109 5,305 7,826 8,891 14,379

Vehicle purchases (net outlay) ..................... 3,200 1644 1278 11,083 11,917 2,760 1,358 3,048 2,625 5,133

Cars and trucks, new .................................. 1,693 1609 3 ( ) 1150 11,501 11,014 1676 1,826 1,023 2,903

Cars and trucks, used ................................ 1,453 135 1278 932 1416 1,627 682 1,222 1,602 2,120

Other vehicles ............................................ 54 3 ( ) 3 ( ) 3 ( ) 3 ( ) 1119 3 ( ) 3 ( ) 3 ( ) 1110

Gasoline and motor oil ................................. 2,692 1,184 1,099 1,287 1,641 2,017 2,171 2,349 2,866 3,706

Other vehicle expenses ................................ 2,897 1,083 1,252 1,242 1,349 2,146 1,595 2,049 2,927 4,418

Vehicle finance charges ............................. 192 53 87 70 65 121 128 210 189 288

Maintenance and repairs ............................ 978 442 336 269 350 648 600 794 898 1,542

Vehicle insurance ....................................... 1,149 1378 1715 1789 1657 1,125 1611 1649 1,336 1,583

Vehicle rental, leases, licenses, and other

charges ..................................................... 578 211 115 114 277 252 255 396 503 1,006

Public and other transportation .................... 612 245 193 132 322 186 181 379 473 1,121

Healthcare ...................................................... 4,647 1,898 2,017 2,511 2,798 3,286 3,710 3,606 4,774 6,580

Health insurance .......................................... 2,858 1,124 1,002 1,165 1,700 2,073 2,351 2,307 2,898 4,102

Medical services ........................................... 982 280 482 929 510 620 639 669 1,009 1,422

Drugs ............................................................ 648 405 378 340 505 508 617 518 694 826

Medical supplies ........................................... 160 89 156 77 83 85 103 112 173 229

Entertainment ................................................. 2,753 1,087 1,128 966 1,556 1,596 1,752 1,936 2,332 4,408

Fees and admissions ................................... 592 170 129 71 153 171 249 283 394 1,152

Audio and visual equipment and services .... 1,050 659 674 593 778 798 862 919 1,042 1,384

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 784 200 300 274 574 528 525 604 747 1,185

Pets ............................................................ 647 175 252 182 539 487 410 554 643 945

Toys, hobbies, and playground equipment 137 125 148 192 135 140 1114 50 104 240

Other entertainment supplies, equipment,

and services ............................................... 326 158 124 128 151 98 117 130 149 687

Personal care products and services ............. 657 450 207 220 359 276 421 480 543 1,068

Reading .......................................................... 128 60 42 28 47 57 68 68 108 222

Education ....................................................... 1,158 1175 193 1223 168 82 399 415 618 2,474

Tobacco products and smoking supplies ....... 419 346 537 484 461 468 563 394 367 381

Miscellaneous ................................................. 805 232 527 422 732 445 303 687 694 1,254

Cash contributions .......................................... 2,159 851 403 553 912 897 1,051 1,101 1,459 3,965

Personal insurance and pensions .................. 7,066 425 326 370 933 1,529 2,559 3,331 5,278 14,315

Life and other personal insurance ................ 481 159 102 102 290 189 359 218 380 836

Pensions and Social Security ....................... 6,585 266 224 268 643 1,340 2,200 3,113 4,898 13,479

Sources of income and personal taxes:

Money income before taxes ........................... $74,707 - $169 $8,034 $12,866 $17,556 $24,758 $34,889 $44,617 $58,846 $142,235

Wages and salaries ...................................... 57,612 1,029 1,829 2,415 6,586 13,146 21,664 32,879 44,872 115,173

Self-employment income .............................. 5,436 -3,093 1158 205 492 1,033 1,633 1,544 3,035 12,257

Social Security, private and government

retirement ................................................... 7,676 642 3,048 7,649 8,219 8,330 9,671 8,156 8,517 8,017

Interest, dividends, rental income, other

property income .......................................... 2,619 100 261 450 323 630 516 736 1,580 5,586

Public assistance, supplemental security

income, food stamps .................................. 540 804 2,128 1,418 984 934 598 412 289 168

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 634 186 1346 475 799 567 555 699 462 828

Other income ................................................ 190 1263 1263 254 1154 1120 1252 1192 191 206

Personal taxes (contains some imputed

values) .......................................................... 11,205 -123 -254 387 27 315 1,491 3,163 5,683 25,649

Federal income taxes ................................... 8,899 -76 -188 -234 -12 105 920 2,242 4,231 20,713

State and local income taxes ....................... 2,203 -58 -67 -31 18 171 497 882 1,399 4,833

Other taxes ................................................... 102 112 11

1652 122 40 75 139 52 103

Income after taxes .......................................... 63,502 -46 8,288 12,479 17,529 24,443 33,398 41,454 53,164 116,585

Addenda:

Net change in total assets and liabilities ........ $17,224 $27,954 - $1,066 - $3,810 - $327 $246 $2,833 $3,543 $9,889 $35,952

Net change in total assets ............................ 23,682 28,566 705 1,656 955 9,274 4,800 6,078 13,992 46,648

Net change in total liabilities ......................... 6,458 612 1,771 5,466 1,281 9,027 1,967 2,535 4,103 10,696

Other financial information:

Other money receipts ................................... 1,474 1420 1111 1259 1718 1577 1757 11,050 1,131 2,641

Mortgage principal paid on owned property -2,320 -653 -568 -490 -1,230 -1,035 -1,153 -1,481 -1,917 -4,059

Estimated market value of owned home ...... 198,697 81,727 60,276 64,725 97,885 113,818 118,297 158,355 173,024 319,754

Estimated monthly rental value of owned

home .......................................................... 1,105 492 408 419 634 694 789 916 1,048 1,661

Gifts of goods and services, total ................... 1,707 496 500 887 350 487 788 1,053 1,097 3,175

Food ............................................................. 134 119 116 19 137 57 58 67 115 247

Alcoholic beverages ..................................... 15 2 ( ) 116 15

1111110 16 24 23

Housing ........................................................ 322 141 75 65 116 81 252 231 302 539

Housekeeping supplies .............................. 38 126 110 12

111 113 41 32 43 55

Household textiles ...................................... 13 110 3 ( ) 16

122 12121216 25

Appliances and miscellaneous

housewares .............................................. 28 113 13

19111818124 128 50

Major appliances ...................................... 10 111 11

163 ( ) 1511112 111 16

Small appliances and miscellaneous

housewares ............................................ 18 12

1214111317112 117 35

Miscellaneous household equipment ......... 47 120 119 18

110 111 45 25 55 74

Other housing ............................................. 197 72 142 139 172 47 156 1149 169 336

See footnotes at end of table.
Table 3243. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Apparel and services .................................... 287 216 1239 73 83 83 191 241 253 462

Males, 2 and over ....................................... 79 1106 1137 127 118 22 28 35 55 137

Females, 2 and over ................................... 116 145 183 125 41 22 132 120 101 177

Children under 2 ......................................... 37 16

110 110 119 116 15116 135 68

Other apparel products and services ......... 54 159 110 111 16

123 127 169 62 79

Jewelry and watches ................................ 12 14

111113151219117 21

All other apparel products and services ... 41 155 18

110 12118 125 160 45 58

Transportation .............................................. 136 12 5 12 20 180 64 256 99 197

Healthcare .................................................... 77 12

111615 151418151 110 84

Entertainment ............................................... 131 127 115 117 139 42 58 51 93 255

Toys, games, arts and crafts, and tricycles 41 18

111 1817125 117 114 125 80

Other entertainment ................................... 89 19 15

19 31 17 41 36 68 174

Personal care products and services ........... 19 122 19

3 ( ) 112 ( ) 115 18 15 36

Reading ........................................................ 7 11

11123 ( ) 4 1414 7 12

Education ..................................................... 456 129 118 14

129 11186 171 111 1,087

All other gifts ................................................. 124 26 1105 174 21 34 41 56 80 232

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015