Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer 

Expenditure Surveys, 2020 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

Number of consumer units (in thousands)1........................................ 131,234 26,295 26,268 26,330 26,209 26,133 

Percent distribution of consumer units................................................ 100.0 20.0 20.0 20.1 20.0 19.9 

Consumer unit characteristics (mean values): 

 Income before taxes ........................................................................ $84,352 $13,219 $34,550 $59,422 $97,221 $218,191 

 Income after taxes ........................................................................... 74,949 15,140 36,397 58,001 89,766 176,094 

 Age of reference person .................................................................. 52.2 58.3 55.2 50.8 47.8 49.0 

 Average number in consumer unit: 

 People ........................................................................................... 2.5 1.7 2.1 2.5 2.9 3.2 

 Children under 18 ......................................................................... .6 .3 .5 .6 .7 .8 

 Adults 65 and older ....................................................................... .4 .5 .6 .5 .3 .2 

 Earners ......................................................................................... 1.3 .4 .8 1.3 1.8 2.1 

 Vehicles ........................................................................................ 1.9 1.0 1.6 1.9 2.3 2.7 

Percent distribution: 

 Reference person: 

 Men............................................................................................... 47 35 44 48 51 57 

 Women.......................................................................................... 53 65 56 52 49 43 

 Housing tenure: 

 Homeowner .................................................................................. 66 48 57 63 74 87 

 With mortgage ........................................................................... 39 15 24 35 54 67 

 Without mortgage ...................................................................... 27 34 33 28 20 20 

 Renter ........................................................................................... 34 52 43 37 26 13 

 Race of reference person: 

 Black or African-American ............................................................ 13 19 15 14 12 7 

 White, Asian, and all other races .................................................. 87 81 85 86 88 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................................... 14 15 16 16 14 9 

 Not Hispanic or Latino .................................................................. 86 85 84 84 86 91 

 Education of reference person: 

 Elementary (1-8)........................................................................... 2 5 3 2 1 1 

 High school (9-12) ........................................................................ 28 44 38 29 20 10 

 College .......................................................................................... 69 50 59 68 79 90 

 Never attended and other ............................................................. ( 2 ) ( 2 ) 1 ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased .............................................. 90 72 89 95 96 97 

Annual aggregate expenditures .......................................................... $8,051,248 9.4 13.0 16.9 23.4 37.3 

 Food ................................................................................................. 961,333 11.2 14.7 17.2 23.3 33.5 

 Food at home ................................................................................ 649,324 12.5 15.4 17.1 23.2 31.7 

 Cereals and bakery products .................................................... 84,058 13.3 15.2 17.0 23.7 30.9 

 Cereals and cereal products .................................................. 27,832 11.8 14.0 17.5 24.1 32.6 

 Bakery products ..................................................................... 56,226 14.0 15.7 16.7 23.4 30.1 

 Meats, poultry, fish, and eggs ................................................... 141,308 12.4 15.9 17.6 22.8 31.3 

 Beef ........................................................................................ 38,889 13.1 15.4 17.0 23.6 30.9 

 Pork ........................................................................................ 28,174 13.0 15.9 19.9 22.6 28.6 

 Other meats ............................................................................ 18,648 11.9 17.0 17.0 23.7 30.4 

 Poultry .................................................................................... 24,864 12.5 15.6 17.5 21.7 32.7 

 Fish and seafood .................................................................... 22,344 10.5 16.4 16.2 22.7 34.3 

 Eggs ....................................................................................... 8,388 13.6 15.4 17.3 21.5 32.2 

 Dairy products ........................................................................... 62,244 12.8 14.9 17.3 24.4 30.6 

 Fresh milk and cream ............................................................. 19,286 14.3 15.4 18.2 23.5 28.6 

 Other dairy products ............................................................... 42,958 12.1 14.7 16.9 24.8 31.5 

 Fruits and vegetables ................................................................ 128,370 12.7 15.7 17.2 22.7 31.8 

 Fresh fruits ............................................................................. 45,806 12.5 15.5 17.0 22.6 32.4 

 Fresh vegetables .................................................................... 40,856 12.2 15.1 17.0 22.9 32.7 

 Processed fruits...................................................................... 16,461 13.2 16.4 18.8 22.6 29.0 

 Processed vegetables ............................................................ 25,247 13.4 16.5 16.8 22.5 30.7 

 Other food at home ................................................................... 233,344 12.2 15.3 16.9 23.3 32.4 

 Sugar and other sweets ......................................................... 21,794 13.7 15.7 17.9 22.1 30.6 

 Fats and oils ........................................................................... 17,419 13.4 17.1 17.5 21.4 30.5 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer 

Expenditure Surveys, 2020 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Miscellaneous foods ............................................................... 127,852 11.5 14.9 16.3 23.6 33.6 

 Nonalcoholic beverages ......................................................... 59,771 13.2 16.1 17.7 23.6 29.5 

 Food prepared by consumer unit on out-of-town trips ........... 6,509 6.7 9.6 13.6 24.0 46.2 

 Food away from home .................................................................. 312,009 8.4 13.3 17.4 23.5 37.3 

 Alcoholic beverages ......................................................................... 62,801 6.3 9.8 15.5 21.3 47.2 

 Housing ............................................................................................ 2,809,933 11.5 14.7 17.3 22.3 34.1 

 Shelter........................................................................................... 1,654,047 12.0 14.9 17.1 22.0 34.0 

 Owned dwellings ....................................................................... 980,723 7.7 11.0 14.7 23.7 42.9 

 Mortgage interest and charges .............................................. 388,670 5.1 8.3 13.5 25.4 47.8 

 Property taxes ........................................................................ 308,849 8.6 12.0 14.5 21.8 43.0 

 Maintenance, repairs, insurance, other expenses ................. 283,203 10.2 13.7 16.5 23.5 36.1 

 Rented dwellings ....................................................................... 578,518 20.1 22.6 22.4 19.8 15.2 

 Other lodging ............................................................................. 94,807 7.1 7.8 10.0 18.0 57.1 

 Utilities, fuels, and public services ................................................ 545,665 13.3 16.6 19.4 22.8 28.0 

 Natural gas ................................................................................ 54,387 13.6 16.1 19.1 21.6 29.7 

 Electricity ................................................................................... 198,942 15.4 17.7 19.6 21.6 25.6 

 Fuel oil and other fuels .............................................................. 13,799 12.2 18.7 16.9 20.5 31.8 

 Telephone services ................................................................... 189,045 11.5 15.7 19.7 24.1 29.0 

 Residential phone service, VOIP, and phone cards .............. 24,611 19.7 20.4 18.7 19.4 21.8 

 Cellular phone service ............................................................ 164,434 10.2 15.0 19.9 24.8 30.1 

 Water and other public services ................................................ 89,492 12.4 15.7 18.8 23.5 29.5 

 Household operations ................................................................... 192,203 8.4 13.8 15.4 21.4 41.0 

 Personal services ...................................................................... 45,489 2.5 8.8 7.1 23.4 58.2 

 Other household expenses ....................................................... 146,714 10.3 15.3 17.9 20.8 35.7 

 Housekeeping supplies ................................................................ 109,917 11.1 14.4 17.5 25.8 31.1 

 Laundry and cleaning supplies .................................................. 22,375 12.1 19.6 18.5 21.5 28.3 

 Other household products ......................................................... 70,453 10.4 13.0 17.8 27.9 31.0 

 Postage and stationery .............................................................. 17,089 13.1 13.5 15.1 22.9 35.4 

 Household furnishings and equipment ......................................... 308,101 7.9 11.6 16.0 22.3 42.2 

 Household textiles ..................................................................... 15,249 8.5 13.8 18.1 22.1 37.5 

 Furniture .................................................................................... 70,101 7.8 12.1 15.7 23.6 40.8 

 Floor coverings .......................................................................... 3,925 8.9 15.1 10.6 22.2 43.2 

 Major appliances ....................................................................... 46,458 10.4 13.9 18.6 22.4 34.8 

 Small appliances, miscellaneous housewares ......................... 17,695 10.6 13.8 17.4 21.7 36.4 

 Miscellaneous household equipment ........................................ 154,673 6.8 10.0 15.2 21.8 46.2 

 Apparel and services ....................................................................... 188,417 10.6 12.0 17.6 20.4 39.3 

 Men and boys ............................................................................... 42,869 8.1 11.5 16.2 23.4 40.9 

 Men, 16 and over ...................................................................... 31,537 7.6 10.8 15.7 23.5 42.3 

 Boys, 2 to 15 .............................................................................. 11,332 9.3 13.4 17.6 22.8 36.8 

 Women and girls ........................................................................... 71,603 10.9 13.2 17.3 19.2 39.5 

 Women, 16 and over ................................................................. 59,915 11.6 14.1 15.6 18.8 39.9 

 Girls, 2 to 15 .............................................................................. 11,687 7.2 8.5 26.1 20.9 37.3 

 Children under 2 ........................................................................... 8,918 37.7 14.7 22.4 20.3 35.0 

 Footwear ....................................................................................... 41,252 11.0 10.0 20.0 20.1 38.8 

 Other apparel products and services ........................................... 23,775 14.8 12.1 15.1 19.4 38.6 

 Transportation .................................................................................. 1,289,479 8.9 12.7 18.8 25.6 34.0 

 Vehicle purchases (net outlay) ..................................................... 593,602 8.2 10.1 18.0 27.0 36.7 

 Cars and trucks, new ................................................................. 274,152 7.2 7.6 16.4 28.4 40.3 

 Cars and trucks, used ............................................................... 309,659 9.0 12.6 19.0 25.2 34.2 

 Other vehicles ............................................................................ 9,791 311.7 33.4 27.8 41.7 315.4 

 Gasoline, other fuels, and motor oil.............................................. 205,806 10.4 16.0 20.8 24.9 27.9 

 Other vehicle expenses ................................................................ 455,490 9.2 14.8 19.2 24.6 32.3 

 Vehicle finance charges ............................................................ 33,876 6.3 12.3 16.6 28.2 36.6 

 Maintenance and repairs ........................................................... 115,430 9.0 15.5 19.3 24.4 31.8 

 Vehicle rental, leases, licenses, and other charges .................. 99,519 7.6 12.2 17.6 23.8 38.8 

 Vehicle insurance ...................................................................... 206,665 10.5 16.0 20.4 24.5 28.7 

 Public and other transportation .................................................... 34,580 7.7 9.1 14.6 21.0 47.6 

 Healthcare ........................................................................................ 679,445 10.7 16.0 19.2 23.5 30.5 

 Health insurance ........................................................................... 481,223 11.1 16.1 19.5 23.3 30.0 

 Medical services ........................................................................... 113,387 7.7 13.5 18.1 26.8 33.8 

 Drugs ............................................................................................ 62,556 13.2 18.5 19.9 19.6 28.8 

 Medical supplies ........................................................................... 22,279 11.6 20.0 17.0 21.4 30.0 

 Entertainment ................................................................................... 382,340 8.2 13.0 14.0 24.1 40.7 

 Fees and admissions .................................................................... 55,723 4.7 7.6 11.3 19.9 56.5 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer 

Expenditure Surveys, 2020 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Audio and visual equipment and services .................................... 137,719 12.3 15.6 18.6 21.0 32.6 

 Pets, toys, hobbies, and playground equipment .......................... 112,904 8.0 17.8 11.7 29.7 32.8 

 Pets ............................................................................................ 90,601 7.8 19.5 11.2 31.1 30.4 

 Toys, hobbies, and playground equipment ............................... 22,303 8.8 10.7 13.8 24.1 42.5 

 Other entertainment supplies, equipment, and services .............. 75,994 3.7 5.3 11.0 24.6 55.5 

 Personal care products and services .............................................. 84,885 9.3 14.0 17.7 22.8 36.1 

 Reading ............................................................................................ 14,953 12.0 15.1 17.4 19.7 35.8 

 Education ......................................................................................... 166,865 10.0 5.7 10.8 17.8 55.7 

 Tobacco products and smoking supplies ........................................ 41,311 17.9 22.5 23.3 21.0 15.2 

 Miscellaneous .................................................................................. 119,029 9.2 13.9 17.3 25.0 34.5 

 Cash contributions ........................................................................... 299,564 6.6 12.0 15.8 25.1 40.5 

 Personal insurance and pensions ................................................... 950,893 1.7 5.8 12.8 24.9 54.8 

 Life and other personal insurance ................................................ 63,746 7.3 12.0 14.4 22.1 44.2 

 Pensions and Social Security ....................................................... 887,147 1.3 5.4 12.7 25.1 55.6 

Sources of income and personal taxes: 

 Income before taxes ........................................................................ $11,069,815 3.1 8.2 14.1 23.0 51.5 

 Wages and salaries ...................................................................... 8,589,128 1.2 5.7 13.2 24.7 55.1 

 Self-employment income .............................................................. 762,150 -.2 3.8 8.6 16.3 71.4 

 Social Security, private and government retirement .................... 1,245,861 15.7 26.2 23.6 17.7 16.9 

 Interest, dividends, rental income, other property income ........... 257,572 1.7 6.7 9.8 16.1 65.7 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program (SNAP) ............. 60,161 43.6 25.2 16.0 9.8 5.4 

 Unemployment and workers' compensation, veterans' 

 benefits, and regular contributions for support.......................... 118,405 8.0 17.7 23.9 23.9 26.4 

 Other income ................................................................................ 36,539 22.5 15.4 12.7 16.1 33.3 

 Personal taxes (contains some imputed values) ............................. 1,233,909 -4.1 -3.9 3.0 15.8 89.2 

 Federal income taxes ................................................................... 1,156,407 -1.0 -.5 5.4 16.1 80.0 

 Stimulus payment (new UCC Q20202)# ...................................... -250,790 15.3 20.0 22.2 24.0 18.5 

 State and local income taxes ....................................................... 318,861 -.6 2.1 9.2 21.1 68.2 

 Other taxes ................................................................................... 9,432 8.7 11.9 16.2 24.3 38.9 

 Income after taxes ........................................................................... 9,835,905 4.0 9.7 15.5 23.9 46.8 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021