Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure

Survey, 2012

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ................. 124,416 79,945 47,946 31,999 44,471 114,117 36,929 77,188 10,299

Percent distribution of consumer units ...................... 100.0 64.3 38.5 25.7 35.7 91.7 29.7 62.0 8.3

Consumer unit characteristics (mean values):

Income before taxes ................................................ $65,596 $80,330 $93,941 $59,937 $39,109 $66,877 $56,338 $71,919 $51,405

Income after taxes ................................................... 63,370 77,165 89,941 58,022 38,571 64,581 54,804 69,259 49,947

Age of reference person .......................................... 50.0 54.5 48.5 63.6 42.0 49.7 47.3 50.8 54.1

Average number in consumer unit:

Persons ................................................................. 2.5 2.6 2.9 2.1 2.3 2.5 2.3 2.6 2.4

Children under 18 .................................................. .6 .6 .8 .3 .7 .6 .6 .6 .6

Persons 65 and older ............................................ .3 .4 .2 .8 .2 .3 .3 .4 .4

Earners .................................................................. 1.3 1.4 1.7 .9 1.1 1.3 1.2 1.3 1.2

Vehicles ................................................................. 1.9 2.3 2.4 2.1 1.2 1.8 1.4 2.1 2.5

Percent distribution:

Sex of reference person:

Male ....................................................................... 47 47 49 45 45 47 46 47 46

Female ................................................................... 53 53 51 55 55 53 54 53 54

Housing tenure:

Homeowner ........................................................... 64 100 100 100 n.a. 63 47 70 82

With mortgage ..................................................... 39 60 100 n.a. n.a. 39 29 43 37

Without mortgage ................................................ 26 40 n.a. 100 n.a. 24 18 27 45

Renter .................................................................... 36 n.a. n.a. n.a. 100 37 53 30 18

Race of reference person:

Black or African-American ..................................... 13 8 9 7 20 13 20 10 7

White, Asian, and all other races ........................... 87 92 91 93 80 87 80 90 93

Hispanic or Latino origin of reference person:

Hispanic or Latino .................................................. 13 9 10 8 19 13 19 11 2

Not Hispanic or Latino ........................................... 87 91 90 92 81 87 81 89 98

Education of reference person:

Elementary (1-8) .................................................... 4 4 2 6 6 4 6 4 6

High school (9-12) ................................................. 33 31 26 40 37 32 32 33 46

College .................................................................. 62 65 72 55 57 63 62 64 48

Never attended and other ...................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ...................... 88 95 97 93 74 87 78 91 94

Annual aggregate expenditures ................................. $6,397,517 74.9 52.4 22.5 25.1 93.2 25.7 67.5 6.8

Food ........................................................................ 819,604 72.8 51.5 21.2 27.2 92.8 25.4 67.5 7.2

Food at home ........................................................ 486,910 71.5 50.6 20.9 28.5 92.3 25.1 67.2 7.7

Cereals and bakery products ............................... 66,794 71.6 50.9 20.7 28.4 92.4 24.8 67.6 7.6

Cereals and cereal products .............................. 22,600 69.2 50.5 18.7 30.8 92.4 25.5 66.8 7.6

Bakery products ................................................. 44,195 72.9 51.1 21.8 27.1 92.5 24.4 68.1 7.5

Meats, poultry, fish, and eggs .............................. 105,859 70.7 50.6 20.2 29.3 91.8 25.5 66.3 8.2

Beef ................................................................... 28,106 71.6 52.3 19.3 28.4 90.1 23.7 66.4 9.9

Pork ................................................................... 20,587 71.8 50.7 21.1 28.2 90.3 24.1 66.2 9.7

Other meats ....................................................... 15,167 71.1 50.7 20.5 28.9 92.7 24.8 67.9 7.3

Poultry ............................................................... 19,791 68.6 50.3 18.3 31.4 92.5 26.1 66.5 7.5

Fish and seafood ............................................... 15,616 71.5 49.0 22.5 28.5 94.7 30.4 64.3 5.3

Eggs .................................................................. 6,592 67.6 47.5 20.1 32.4 92.8 25.9 66.9 7.2

Dairy products ..................................................... 52,026 72.6 51.6 21.0 27.4 92.3 24.5 67.8 7.7

Fresh milk and cream ........................................ 18,859 70.9 50.5 20.4 29.1 91.9 24.5 67.4 8.1

Other dairy products .......................................... 33,166 73.6 52.3 21.3 26.4 92.5 24.5 68.0 7.5

Fruits and vegetables .......................................... 90,779 71.2 50.1 21.0 28.8 93.1 26.0 67.1 6.9

Fresh fruits ......................................................... 32,449 72.5 51.3 21.2 27.5 93.6 25.7 68.0 6.4

Fresh vegetables ............................................... 28,084 70.7 50.0 20.7 29.3 93.2 26.8 66.4 6.8

Processed fruits ................................................. 14,127 71.0 48.5 22.5 29.0 93.4 26.8 66.5 6.6

Processed vegetables ....................................... 16,119 69.5 49.5 20.0 30.5 91.5 24.4 67.0 8.5

Other food at home .............................................. 171,452 71.7 50.3 21.4 28.3 92.1 24.7 67.4 7.9

Sugar and other sweets ..................................... 18,227 72.3 48.4 23.9 27.7 91.8 25.0 66.7 8.2

Fats and oils ...................................................... 14,169 71.2 50.8 20.4 28.8 91.2 25.2 65.9 8.8

Miscellaneous foods .......................................... 86,841 71.7 51.2 20.5 28.3 92.7 24.5 68.2 7.3

See footnotes at end of table.
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure

Survey, 2012 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Nonalcoholic beverages .................................... 45,966 70.2 48.9 21.3 29.8 91.4 24.9 66.6 8.6

Food prepared by consumer unit on

out-of-town trips ............................................... 6,250 82.7 53.5 29.1 17.3 92.4 24.0 68.4 7.6

Food away from home ........................................... 332,694 74.7 52.9 21.7 25.3 93.6 25.8 67.8 6.4

Alcoholic beverages ................................................ 56,038 73.2 53.4 19.8 26.8 94.9 29.9 65.0 5.1

Housing ................................................................... 2,100,777 71.4 52.2 19.1 28.6 94.3 27.8 66.5 5.7

Shelter ................................................................... 1,230,537 67.0 53.0 14.0 33.0 95.4 29.7 65.8 4.6

Owned dwellings ................................................. 753,428 99.2 80.1 19.1 .8 94.5 22.4 72.1 5.5

Mortgage interest and charges .......................... 381,563 99.2 97.8 1.4 .8 95.1 22.5 72.6 4.9

Property taxes ................................................... 228,378 99.0 65.7 33.2 1.0 94.1 21.2 73.0 5.9

Maintenance, repairs, insurance, other

expenses ......................................................... 143,487 99.6 56.0 43.6 .4 93.3 23.8 69.5 6.7

Rented dwellings ................................................. 396,419 1.1 .6 .5 98.9 97.6 45.0 52.6 2.4

Other lodging ....................................................... 80,690 89.2 56.4 32.8 10.8 93.8 22.5 71.3 6.2

Utilities, fuels, and public services ......................... 453,897 76.4 49.1 27.3 23.6 91.9 25.9 66.0 8.1

Natural gas .......................................................... 44,709 79.9 52.2 27.8 20.1 95.5 29.2 66.2 4.5

Electricity ............................................................. 172,668 75.6 47.2 28.4 24.4 90.6 25.1 65.5 9.4

Fuel oil and other fuels ........................................ 17,037 90.9 51.2 39.7 9.1 79.9 9.3 70.6 20.1

Telephone services ............................................. 154,169 71.7 48.3 23.4 28.3 92.3 26.7 65.6 7.7

Water and other public services .......................... 65,312 83.6 53.4 30.1 16.4 94.8 28.2 66.6 5.2

Household operations ............................................ 144,181 79.8 54.6 25.2 20.2 95.1 25.9 69.1 4.9

Personal services ................................................ 45,824 75.2 58.8 16.4 24.8 96.2 25.8 70.3 3.8

Other household expenses .................................. 98,357 81.9 52.7 29.3 18.1 94.5 26.0 68.6 5.5

Housekeeping supplies ......................................... 75,737 76.5 52.2 24.3 23.5 92.1 22.1 70.0 7.9

Laundry and cleaning supplies ............................ 19,298 70.1 49.6 20.6 29.9 91.6 24.1 67.5 8.4

Other household products ................................... 39,558 79.3 53.6 25.8 20.7 91.9 20.9 71.1 8.1

Postage and stationery ........................................ 16,882 76.9 52.0 24.9 23.1 92.9 22.8 70.1 7.1

Household furnishings and equipment .................. 196,425 79.2 53.4 25.9 20.8 93.6 24.0 69.5 6.4

Household textiles ............................................... 15,233 79.2 54.4 24.8 20.8 93.4 24.3 69.1 6.6

Furniture .............................................................. 48,707 76.8 54.6 22.2 23.2 94.5 29.5 65.0 5.5

Floor coverings .................................................... 2,018 87.2 61.5 25.7 12.8 93.1 31.5 61.5 6.9

Major appliances ................................................. 24,541 86.2 60.1 26.1 13.8 93.1 22.0 71.1 6.9

Small appliances, miscellaneous housewares .... 12,163 74.5 49.3 25.2 25.5 92.4 26.5 65.8 7.6

Miscellaneous household equipment .................. 93,763 79.2 51.1 28.0 20.8 93.4 21.2 72.2 6.6

Apparel and services ............................................... 215,644 69.6 51.9 17.7 30.4 93.5 29.0 64.5 6.5

Men and boys ........................................................ 50,648 70.9 54.6 16.3 29.1 93.9 26.8 67.1 6.1

Men, 16 and over ................................................. 39,715 71.3 54.2 17.1 28.7 94.0 28.0 66.1 6.0

Boys, 2 to 15 ........................................................ 10,933 69.6 56.1 13.4 30.4 93.4 22.4 71.1 6.6

Women and girls .................................................... 85,509 71.6 52.3 19.3 28.4 93.8 28.4 65.4 6.2

Women, 16 and over ........................................... 71,105 71.5 51.6 19.9 28.5 93.7 28.7 65.0 6.3

Girls, 2 to 15 ........................................................ 14,404 72.4 56.2 16.2 27.6 94.4 26.9 67.6 5.6

Children under 2 .................................................... 7,865 61.9 51.9 10.0 38.1 94.7 30.0 64.7 5.3

Footwear ................................................................ 43,072 67.1 50.1 17.0 32.9 91.2 29.5 61.7 8.8

Other apparel products and services ..................... 28,550 66.7 48.1 18.6 33.3 95.1 33.7 61.4 4.9

Transportation ......................................................... 1,119,253 76.1 52.6 23.5 23.9 91.9 22.8 69.1 8.1

Vehicle purchases (net outlay) .............................. 399,436 77.3 54.8 22.5 22.7 91.9 20.0 71.9 8.1

Cars and trucks, new ........................................... 203,867 83.7 57.2 26.5 16.3 91.1 17.9 73.2 8.9

Cars and trucks, used .......................................... 188,620 70.2 51.6 18.6 29.8 92.8 22.8 70.0 7.2

Other vehicles ...................................................... 6,949 82.0 71.9 210.1 18.0 94.8 8.3 86.5 25.2

Gasoline and motor oil ........................................... 342,863 74.3 50.1 24.2 25.7 90.4 22.6 67.8 9.6

Other vehicle expenses ......................................... 309,497 76.5 53.5 23.0 23.5 92.5 24.3 68.2 7.5

Vehicle finance charges ...................................... 27,789 75.1 61.8 13.3 24.9 90.3 23.5 66.8 9.7

Maintenance and repairs ..................................... 101,286 77.6 52.5 25.0 22.4 92.8 23.4 69.4 7.2

Vehicle insurance ................................................ 126,416 76.1 52.0 24.1 23.9 91.6 24.2 67.4 8.4

Vehicle rental, leases, licenses, and other

charges .............................................................. 54,006 76.2 54.4 21.8 23.8 95.1 26.6 68.5 4.9

Public and other transportation .............................. 67,457 76.5 47.8 28.7 23.5 96.6 32.7 64.0 3.4

Health care .............................................................. 442,435 82.0 47.0 35.0 18.0 90.8 23.0 67.8 9.2

Health insurance .................................................... 256,394 82.9 46.5 36.4 17.1 90.5 22.4 68.1 9.5

Medical services .................................................... 104,331 81.1 50.2 30.9 18.9 91.2 24.6 66.6 8.8

Drugs ..................................................................... 63,997 80.2 44.0 36.2 19.8 90.7 22.2 68.4 9.3

Medical supplies .................................................... 17,714 82.5 46.7 35.8 17.5 92.0 24.3 67.7 8.0

Entertainment .......................................................... 323,950 78.9 54.1 24.7 21.1 92.9 23.8 69.1 7.1

Fees and admissions ............................................. 76,417 82.1 57.9 24.2 17.9 96.5 25.1 71.4 3.5

Audio and visual equipment and services ............. 121,785 73.7 48.8 24.9 26.3 92.7 26.8 65.9 7.3

See footnotes at end of table.
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure

Survey, 2012 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Pets, toys, hobbies, and playground equipment .... 80,551 79.9 54.6 25.3 20.1 89.8 19.7 70.1 10.2

Other entertainment supplies, equipment, and

services ............................................................... 45,197 85.2 61.3 24.0 14.8 92.8 21.0 71.8 7.2

Personal care products and services ...................... 78,083 75.0 52.6 22.5 25.0 94.1 26.9 67.2 5.9

Reading ................................................................... 13,609 81.7 47.5 34.1 18.3 92.6 26.6 66.0 7.4

Education ................................................................. 150,202 73.6 56.3 17.3 26.4 96.5 26.7 69.9 3.5

Tobacco products and smoking supplies ................ 41,271 59.4 37.6 21.8 40.6 87.7 26.4 61.2 12.3

Miscellaneous .......................................................... 103,102 79.2 48.2 31.0 20.8 94.1 25.8 68.3 5.9

Cash contributions ................................................... 237,950 80.1 44.0 36.2 19.9 92.4 28.5 63.9 7.6

Personal insurance and pensions ........................... 695,600 80.5 60.2 20.3 19.5 93.5 24.6 68.9 6.5

Life and other personal insurance ......................... 43,871 87.1 58.9 28.2 12.9 93.8 21.6 72.2 6.2

Pensions and Social Security ................................ 651,729 80.1 60.3 19.8 19.9 93.5 24.8 68.7 6.5

Sources of income and personal taxes:

Money income before taxes .................................... $8,161,225 78.7 55.2 23.5 21.3 93.5 25.5 68.0 6.5

Wages and salaries ............................................... 6,436,072 78.2 60.5 17.7 21.8 94.2 25.7 68.5 5.8

Self-employment income ....................................... 362,895 81.4 54.2 27.2 18.6 88.9 21.6 67.3 11.1

Social Security, private and government

retirement ............................................................ 997,987 84.8 29.2 55.6 15.2 90.3 22.9 67.4 9.7

Interest, dividends, rental income, other property

income ................................................................. 168,945 92.6 37.9 54.8 7.4 94.1 28.0 66.1 5.9

Unemployment and workers’ compensation,

veterans’ benefits ................................................ 53,295 66.6 49.1 17.4 33.4 91.0 25.8 65.2 9.0

Public assistance, supplemental security income,

food stamps ......................................................... 66,378 34.2 17.9 16.3 65.8 93.8 38.2 55.6 6.2

Regular contributions for support .......................... 47,222 50.5 31.0 19.5 49.5 96.9 38.9 57.9 3.1

Other income ......................................................... 28,432 27.7 19.3 8.4 72.3 95.2 42.2 53.0 4.8

Personal taxes (missing values not imputed) .......... 276,995 91.4 69.2 22.1 8.6 94.6 20.4 74.1 5.4

Federal income taxes ............................................ 195,125 93.4 72.1 21.2 6.6 95.2 19.9 75.3 4.8

State and local income taxes ................................. 65,453 84.4 64.9 19.5 15.6 94.6 22.6 72.0 5.4

Other taxes ............................................................ 16,418 95.5 52.5 43.0 4.5 87.2 18.1 69.2 12.8

Income after taxes ................................................... 7,884,230 78.2 54.7 23.5 21.8 93.5 25.7 67.8 6.5

1 Value is less than or equal to 0.5.

2 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013