Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2008-2009

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Number of consumer units (in thousands) ....... 8,051 1,431 1,141 912 856 1,070 809 1,834 

Consumer unit characteristics: 

Income before taxes ..................................... $26,938 $2,467 $7,495 $12,226 $17,481 $24,498 $34,409 $67,971 

Income after taxes ........................................ 26,741 2,601 7,586 12,510 17,724 24,892 34,490 66,425 

Age of reference person ................................ 21.5 20.4 20.9 21.4 21.7 21.8 21.9 22.3 

Average number in consumer unit:

Persons ........................................................ 2.0 1.2 1.4 1.7 2.1 2.2 2.4 2.8 

Children under 18 ........................................ .4 .1 .2 .4 .5 .5 .5 .5 

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.3 .7 .9 .9 1.2 1.4 1.5 2.1 

Vehicles ....................................................... 1.2 .5 .7 .8 1.1 1.3 1.7 2.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 52 49 45 49 44 43 45 

Female ......................................................... 53 48 51 55 51 56 57 55 

Housing tenure:

Homeowner .................................................. 15 1 2 5 11 13 24 36 

With mortgage ............................................ 10 1 1 3 5 9 17 28 

Without mortgage ....................................... 4 1 1 2 6 4 7 9 

Renter .......................................................... 85 99 98 95 89 87 76 64 

Race of reference person:

Black or African-American ........................... 12 12 13 14 17 16 10 7 

White, Asian, and all other races ................. 88 88 87 86 83 84 90 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 5 8 9 14 20 23 21 

Not Hispanic or Latino .................................. 86 95 92 91 86 80 77 79 

Education of reference person:

Elementary (1-8) .......................................... 1 2 ( ) 1 1 3 2 1 1 

High school (9-12) ........................................ 32 22 23 32 36 39 44 36 

College ......................................................... 67 78 76 67 62 59 56 63 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 71 43 53 63 74 82 88 92 

Average annual expenditures .......................... $28,728 $13,469 $17,675 $19,785 $23,042 $26,745 $36,001 $49,999 

Food ............................................................... 4,315 2,568 3,123 3,131 2,919 3,869 4,486 6,664 

Food at home ............................................... 2,389 1,280 1,730 1,931 1,810 2,230 2,498 3,537 

Cereals and bakery products ..................... 294 171 210 278 228 266 310 417 

Cereals and cereal products .................... 113 65 78 121 104 100 111 157 

Bakery products ....................................... 181 107 132 157 125 166 199 260 

Meats, poultry, fish, and eggs .................... 572 310 392 448 395 570 547 873 

Beef .......................................................... 156 87 101 127 99 150 151 241 

Pork .......................................................... 119 73 80 97 54 119 129 179 

Other meats ............................................. 67 46 63 42 54 61 64 95 

Poultry ...................................................... 116 58 74 96 110 121 97 172 

Fish and seafood ..................................... 82 430 50 63 442 87 69 139 

Eggs ......................................................... 33 15 24 23 36 31 37 48 

Dairy products ............................................ 269 142 190 164 252 263 306 385 

Fresh milk and cream .............................. 110 53 74 72 101 118 128 151 

Other dairy products ................................ 159 89 116 92 152 145 178 234 

Fruits and vegetables ................................. 384 187 264 255 324 367 382 594 

Fresh fruits ............................................... 115 57 76 73 98 109 116 181 

Fresh vegetables ..................................... 122 52 82 78 94 125 113 194 

Processed fruits ....................................... 82 38 62 62 72 76 90 119 

Processed vegetables .............................. 65 40 44 41 61 58 62 100 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other food at home .................................... $871 $469 $674 $785 $610 $764 $953 $1,268 

Sugar and other sweets ........................... 84 55 55 66 69 66 107 119 

Fats and oils ............................................. 62 36 43 45 51 74 56 86 

Miscellaneous foods ................................ 472 245 372 453 322 418 547 665 

Nonalcoholic beverages ........................... 239 127 194 212 156 194 228 373 

Food prepared by consumer unit on

out-of-town trips ..................................... 14 7 11 410 413 412 414 24 

Food away from home ................................. 1,926 1,288 1,394 1,201 1,109 1,639 1,987 3,127 

Alcoholic beverages ....................................... 396 143 151 291 152 382 363 750 

Housing .......................................................... 9,857 4,393 5,951 7,298 8,936 9,747 12,050 17,091 

Shelter .......................................................... 6,420 3,167 4,111 4,840 5,907 6,363 7,823 10,833 

Owned dwellings ........................................ 1,316 4153 4136 252 501 955 1,684 3,912 

Mortgage interest and charges ................ 852 483 469 4163 4322 487 1,100 2,630 

Property taxes .......................................... 303 468 416 69 127 313 389 818 

Maintenance, repairs, insurance, other

expenses ................................................ 162 43 451 421 452 156 195 464 

Rented dwellings ........................................ 4,913 2,793 3,780 4,401 5,325 5,351 5,900 6,644 

Other lodging ............................................. 191 220 195 4187 481 457 4239 277 

Utilities, fuels, and public services ............... 1,849 600 974 1,425 1,774 2,100 2,466 3,194 

Natural gas ................................................. 200 73 134 135 159 229 273 343 

Electricity .................................................... 718 248 384 654 746 854 905 1,150 

Fuel oil and other fuels ............................... 21 42 47 42 441 417 430 442 

Telephone services .................................... 745 243 388 519 718 832 1,018 1,312 

Water and other public services ................. 165 33 61 114 109 169 242 348 

Household operations .................................. 347 79 142 263 298 268 404 770 

Personal services ....................................... 148 46 429 4135 4115 493 4136 391 

Other household expenses ........................ 199 73 113 129 183 175 268 379 

Housekeeping supplies ................................ 306 144 150 222 153 277 354 516 

Laundry and cleaning supplies .................. 87 41 42 62 55 74 113 142 

Other household products .......................... 161 44 80 137 79 120 196 290 

Postage and stationery .............................. 58 59 28 423 419 83 45 85 

Household furnishings and equipment ......... 935 403 575 547 804 739 1,004 1,778 

Household textiles ...................................... 39 9 19 42 33 30 21 80 

Furniture ..................................................... 309 45 179 181 385 239 386 631 

Floor coverings .......................................... 7 43 7 41 44 46 417 10 

Major appliances ........................................ 92 7 33 46 100 106 96 203 

Small appliances, miscellaneous

housewares .............................................. 44 37 19 48 48 29 50 63 

Miscellaneous household equipment ......... 444 302 318 229 235 330 433 789 

Apparel and services ..................................... 1,373 712 1,010 1,133 867 1,585 1,222 2,088 

Men and boys .............................................. 276 183 122 157 146 249 280 491 

Men, 16 and over ....................................... 244 176 96 118 4105 220 249 447 

Boys, 2 to 15 .............................................. 32 47 26 39 41 29 31 45 

Women and girls .......................................... 491 248 397 406 348 556 357 744 

Women, 16 and over .................................. 445 242 386 377 306 499 322 653 

Girls, 2 to 15 ............................................... 46 46 411 429 442 57 435 91 

Children under 2 .......................................... 162 442 68 174 86 311 161 200 

Footwear ...................................................... 266 4154 314 270 4127 234 288 347 

Other apparel products and services ........... 178 86 109 126 160 234 136 306 

Transportation ................................................ 5,398 1,571 2,731 3,533 4,840 4,782 9,411 9,488 

Vehicle purchases (net outlay) ..................... 2,149 4492 1,199 1,450 2,089 1,178 5,309 3,583 

Cars and trucks, new ................................. 579 3 ( ) 4134 4212 4596 4137 42,090 1,076 

Cars and trucks, used ................................ 1,430 428 1,017 977 1,350 949 2,917 2,356 

Other vehicles ............................................ 140 465 448 4262 4143 493 4302 4152 

Gasoline and motor oil ................................. 1,734 720 962 1,203 1,531 1,861 2,405 2,993 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other vehicle expenses ............................... $1,283 $253 $411 $730 $1,046 $1,475 $1,552 $2,461 

Vehicle finance charges ............................. 207 432 40 85 96 214 320 506 

Maintenance and repairs ........................... 428 117 196 328 502 444 576 737 

Vehicle insurance ....................................... 446 421 438 4103 4294 4648 4484 835 

Vehicle rental, leases, licenses, and other

charges .................................................... 202 84 137 214 154 169 173 383 

Public transportation .................................... 231 105 159 150 174 268 145 451 

Healthcare ...................................................... 679 142 228 311 492 581 1,107 1,500 

Health insurance .......................................... 386 63 88 116 253 329 663 928 

Medical services .......................................... 155 23 75 97 104 113 297 321 

Drugs ........................................................... 107 41 43 73 90 105 134 198 

Medical supplies .......................................... 32 415 421 425 445 34 413 53 

Entertainment ................................................. 1,423 572 752 956 1,344 1,343 1,669 2,538 

Fees and admissions ................................... 253 160 198 182 206 202 212 444 

Audio and visual equipment and services .... 629 280 379 553 637 500 769 1,103 

Pets, toys, hobbies, and playground

equipment .................................................. 338 86 88 153 308 539 429 514 

Other entertainment supplies, equipment,

and services ............................................... 204 47 87 68 192 101 260 477 

Personal care products and services ............. 365 182 225 253 251 237 511 636 

Reading .......................................................... 45 24 35 34 54 48 48 67 

Education ....................................................... 1,798 2,802 2,570 1,476 1,336 1,326 1,011 1,537 

Tobacco products and smoking supplies ....... 290 103 159 289 284 435 428 372 

Miscellaneous ................................................ 262 52 122 146 125 251 672 444 

Cash contributions ......................................... 389 64 216 232 229 337 407 926 

Personal insurance and pensions .................. 2,139 141 401 702 1,213 1,822 2,616 5,898 

Life and other personal insurance ................ 34 41 41 46 418 428 70 89 

Pensions and Social Security ...................... 2,105 140 400 696 1,195 1,795 2,546 5,809 

Sources of income and personal taxes: 

Money income before taxes ........................... 26,938 2,467 7,495 12,226 17,481 24,498 34,409 67,971 

Wages and salaries ..................................... 24,089 1,632 4,917 8,377 14,737 20,961 31,754 64,145 

Self-employment income ............................. 515 4-144 453 4136 4127 4735 4397 1,609 

Social Security, private and government

retirement ................................................... 296 411 4161 4219 4239 4260 4594 4559 

Interest, dividends, rental income, other

property income ......................................... 71 14 23 123 56 21 83 152 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 154 418 447 4106 470 4171 4173 369 

Public assistance, supplemental security

income, food stamps .................................. 394 154 563 907 461 559 4225 170 

Regular contributions for support ................. 873 457 1,088 1,587 1,068 1,089 4785 532 

Other income ............................................... 545 325 643 771 722 702 4398 435 

Personal taxes ............................................... 197 -134 -92 -284 -243 -394 -81 1,545 

Federal income taxes ................................... 251 -58 -71 -198 -161 -212 15 1,481 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -231 4-56 4-44 4-105 4-184 -232 4-312 -530 

State and local income taxes ....................... 163 -4 19 16 77 38 192 557 

Other taxes .................................................. 13 4-16 44 44 425 11 24 38 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Income after taxes ......................................... 26,741 2,601 7,586 12,510 17,724 24,892 34,490 66,425 

Addenda:

Net change in total assets and liabilities ........ $317 $821 $1,330 $497 - $547 - $1,143 - $964 $1,027 

Net change in total assets ............................ 6,751 -64 276 475 3,965 4,222 10,154 20,488 

Net change in total liabilities ........................ 6,434 -885 -1,054 -23 4,512 5,365 11,119 19,461 

Other financial information:

Other money receipts ................................... 142 92 464 468 428 4130 4501 167 

Mortgage principal paid on owned property -280 4-20 4-22 4-85 4-127 -147 -312 -874 

Estimated market value of owned home ...... 23,632 41,581 42,201 44,249 411,393 13,064 33,761 71,206 

Estimated monthly rental value of owned

home .......................................................... 159 415 415 445 482 108 229 451 

Gifts of goods and services ............................ 408 250 196 436 359 523 604 496 

Food ............................................................. 31 20 20 44 413 16 43 45 

Alcoholic beverages ..................................... 4 41 3 ( ) 3 ( ) 2 ( ) 44 41 10 

Housing ........................................................ 86 72 66 129 454 60 88 119 

Housekeeping supplies .............................. 21 24 414 420 413 422 45 32 

Household textiles ...................................... 44 44 2 ( ) 421 2 ( ) 43 3 ( ) 43 

Appliances and miscellaneous

housewares .............................................. 5 44 41 44 49 42 43 411 

Major appliances ...................................... 42 3 ( ) 3 ( ) 41 3 ( ) 2 ( ) 3 ( ) 48 

Small appliances and miscellaneous

housewares ............................................ 3 44 41 43 49 42 43 43 

Miscellaneous household equipment ......... 16 424 422 419 42 44 419 419 

Other housing ............................................ 40 416 429 466 430 429 461 55 

Apparel and services ................................... 147 117 54 153 180 216 96 168 

Males, 2 and over ...................................... 26 419 41 44 460 436 418 32 

Females, 2 and over .................................. 44 479 422 463 464 433 430 36 

Children under 2 ........................................ 58 46 411 441 417 4132 38 86 

Other apparel products and services ......... 20 412 419 445 440 415 410 414 

Jewelry and watches ................................ 9 412 49 425 42 41 42 412 

All other apparel products and services ... 410 3 ( ) 410 420 438 413 48 42 

Transportation .............................................. 76 9 9 7 7 197 288 71 

Healthcare .................................................... 41 3 ( ) 3 ( ) 2 ( ) 43 3 ( ) 45 2 ( )

Entertainment ............................................... 37 417 432 488 483 419 414 34 

Toys, games, arts and crafts, and tricycles 420 414 42 442 479 46 42 418 

Other entertainment ................................... 17 43 430 446 45 412 413 16 

Personal care products and services ........... 4 47 45 47 3 ( ) 43 47 41 

Reading ........................................................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 3 ( ) 41 2 ( )

Education ..................................................... 46 41 3 ( ) 41 42 43 41 422 

All other gifts ................................................ 17 6 10 8 16 45 61 24 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010