Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2002

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

Number of consumer units (in thousands) ...... 112,108 82,690 17,075 31,961 23,260 10,395 29,417 19,082 10,335 

Percent distribution of consumer units ........... 100.0 73.8 15.2 28.5 20.7 9.3 26.2 17.0 9.2 

Consumer unit characteristics (mean values):

Income before taxes 1 .................................. $49,430 $39,402 $25,564 $39,618 $42,598 $54,860 $77,820 $69,408 $92,783 

Income after taxes 1 ..................................... 46,934 38,026 25,127 38,219 40,950 52,586 72,153 64,309 86,106 

 Age of reference person ............................... 48.1 48.7 54.9 49.7 43.9 46.1 46.4 45.0 49.1 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.6 2.5 2.4 2.6 2.5 2.5 2.5 

 Children under 18 ....................................... .7 .7 .7 .7 .6 .7 .6 .6 .6 

 Persons 65 and over .................................. .3 .3 .5 .3 .2 .2 .2 .2 .2 

 Earners ....................................................... 1.4 1.3 1.1 1.3 1.4 1.5 1.5 1.5 1.5 

 Vehicles ...................................................... 2.0 1.9 1.4 2.0 1.9 2.3 2.1 2.1 2.1 

Percent distribution:

Sex of reference person:

Male .......................................................... 51 48 47 49 48 48 59 58 60 

 Female ...................................................... 49 52 53 51 52 52 41 42 40 

Housing tenure:

Homeowner .............................................. 66 63 57 67 59 73 75 72 80 

 With mortgage ........................................ 41 35 21 36 38 50 56 54 59 

 Without mortgage ................................... 26 28 36 31 21 22 19 18 22 

 Renter ....................................................... 34 37 43 33 41 27 25 28 20 

Race of reference person:

Black ......................................................... 12 14 17 14 13 12 7 7 6 

 White and other ........................................ 88 86 83 86 87 88 93 93 94 

Education of reference person:

Elementary (1-8) ....................................... 6 8 38 n.a. n.a. n.a. n.a. n.a. n.a.

 High school (9-12) .................................... 38 51 60 100 n.a. n.a. n.a. n.a. n.a.

 College ..................................................... 56 41 n.a. n.a. 100 100 100 100 100 

 Never attended and other ......................... 2 ( ) 2 ( ) 2 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ......... 88 86 73 89 87 94 94 93 95 

Annual aggregate expenditures ...................... $4,556,099 62.4 9.1 23.7 19.6 10.0 37.6 22.8 14.8 

Food ............................................................. 600,221 64.3 10.6 25.5 19.1 9.2 35.7 22.3 13.3 

 Food at home ............................................. 345,917 67.5 12.8 27.4 18.5 8.7 32.5 20.4 12.1 

 Cereals and bakery products .................... 50,249 67.3 12.3 27.3 18.8 8.9 32.7 20.4 12.3 

 Cereals and cereal products ................... 17,200 67.8 13.6 27.2 19.0 7.9 32.2 20.4 11.9 

 Bakery products ...................................... 33,050 67.0 11.7 27.3 18.6 9.3 33.0 20.5 12.5 

 Meats, poultry, fish, and eggs ................... 89,131 70.7 14.5 29.2 18.3 8.7 29.3 18.7 10.6 

 Beef ........................................................ 25,806 72.7 14.1 30.5 18.5 9.6 27.3 17.6 9.7 

 Pork ........................................................ 18,680 74.9 16.9 31.2 18.7 8.2 25.1 16.5 8.6 

 Other meats ............................................ 11,284 68.9 13.4 28.8 18.2 8.5 31.1 21.0 10.1 

 Poultry .................................................... 16,089 69.0 13.6 28.8 18.0 8.6 31.0 20.5 10.5 

 Fish and seafood .................................... 13,504 63.9 13.2 24.5 17.8 8.3 36.1 19.9 16.2 

 Eggs ....................................................... 3,767 73.7 17.5 29.3 18.6 8.3 26.3 16.9 9.4 

Dairy products .......................................... 36,654 66.5 12.4 26.9 18.6 8.6 33.5 21.0 12.5 

 Fresh milk and cream ............................. 14,194 69.6 14.0 28.3 18.8 8.6 30.4 19.4 10.9 

 Other dairy products ............................... 22,460 64.5 11.4 26.0 18.5 8.6 35.5 22.1 13.4 

 Fruits and vegetables ............................... 61,623 64.3 13.0 25.7 17.4 8.3 35.7 21.6 14.1 

 Fresh fruits .............................................. 19,893 62.2 12.8 24.9 16.5 8.1 37.8 22.6 15.1 

 Fresh vegetables .................................... 19,522 64.1 13.4 25.1 17.5 8.1 35.9 21.2 14.7 

 Processed fruits ...................................... 12,894 63.8 11.9 25.6 17.8 8.5 36.2 21.9 14.3 

 Processed vegetables ............................ 9,314 70.1 14.1 28.8 18.3 8.9 29.9 19.6 10.3 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2002 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

 Other food at home ................................... $108,260 67.0 11.7 27.1 19.2 9.0 33.0 21.0 12.0 

 Sugar and other sweets .......................... 13,105 66.9 12.1 27.3 18.5 9.0 33.1 21.6 11.5 

 Fats and oils ........................................... 9,507 70.1 14.2 29.4 17.8 8.7 29.9 19.0 10.8 

 Miscellaneous foods ............................... 52,682 65.9 11.2 26.5 19.2 9.0 34.1 21.9 12.3 

 Nonalcoholic beverages ......................... 28,348 69.9 12.4 28.8 19.6 9.1 30.1 19.1 11.0 

Food prepared by consumer unit on

out-of-town trips .................................... 4,618 56.2 7.2 19.6 20.6 8.8 43.8 25.7 18.1 

 Food away from home ................................ 254,304 60.1 7.6 22.8 19.8 9.8 39.9 24.9 15.0 

Alcoholic beverages ..................................... 41,984 57.7 6.8 21.1 19.9 10.0 42.3 26.2 16.1 

Housing ........................................................ 1,488,623 62.0 9.4 23.2 19.2 10.1 38.0 22.9 15.1 

 Shelter ........................................................ 877,736 60.5 8.9 22.5 19.3 9.7 39.5 23.6 15.9 

 Owned dwellings ...................................... 579,031 56.6 6.5 21.5 18.1 10.5 43.4 25.4 17.9 

 Mortgage interest and charges ............... 332,081 55.0 5.2 20.2 18.6 10.9 45.0 26.8 18.3 

 Property taxes ........................................ 139,278 57.1 8.2 22.9 16.4 9.6 42.9 23.9 19.0 

Maintenance, repairs, insurance, other

expenses .............................................. 107,671 61.2 8.1 23.9 18.8 10.4 38.8 23.2 15.6 

 Rented dwellings ...................................... 242,140 72.7 16.1 26.2 22.2 8.1 27.3 18.7 8.7 

 Other lodging ............................................ 56,565 47.2 3.7 16.4 19.1 8.0 52.8 26.5 26.2 

Utilities, fuels, and public services .............. 300,933 69.6 12.5 27.6 19.4 10.0 30.4 19.1 11.3 

 Natural gas ............................................... 36,967 67.2 11.6 27.3 18.4 9.9 32.8 20.6 12.2 

 Electricity .................................................. 109,987 72.0 13.7 29.0 19.4 9.9 28.0 17.8 10.2 

 Fuel oil and other fuels ............................. 9,912 74.9 15.9 31.2 17.3 10.4 25.1 14.0 11.2 

 Telephone services .................................. 107,258 68.1 11.5 26.4 20.1 10.1 31.9 20.1 11.7 

 Water and other public services ............... 36,808 67.7 11.9 26.2 19.3 10.3 32.3 20.3 12.0 

 Household operations ................................. 79,115 54.2 5.6 17.2 21.0 10.4 45.8 26.2 19.6 

 Personal services ..................................... 37,109 56.9 5.8 16.8 23.3 11.0 43.1 25.6 17.5 

 Other household expenses ....................... 42,006 51.8 5.4 17.6 18.9 9.9 48.2 26.8 21.4 

Housekeeping supplies .............................. 60,872 65.8 10.1 23.5 17.1 15.1 34.2 21.1 13.1 

 Laundry and cleaning supplies ................. 14,576 70.3 13.7 28.5 19.3 8.8 29.7 19.3 10.4 

 Other household products ........................ 31,623 67.3 9.9 21.6 15.0 20.7 32.7 20.1 12.6 

 Postage and stationery ............................. 14,673 58.0 7.0 22.6 19.1 9.3 42.0 24.9 17.2 

 Household furnishings and equipment ....... 169,967 58.8 7.9 21.9 18.3 10.8 41.2 24.9 16.3 

 Household textiles .................................... 15,143 59.6 8.6 22.2 20.7 8.2 40.4 24.0 16.4 

 Furniture ................................................... 44,986 56.2 8.0 21.6 16.6 10.0 43.8 25.9 17.8 

 Floor coverings ......................................... 4,539 53.6 9.3 22.8 14.9 6.5 46.4 25.0 21.4 

 Major appliances ...................................... 21,116 65.7 9.0 21.4 22.2 13.2 34.3 20.2 14.1 

Small appliances, miscellaneous

housewares ............................................ 11,226 59.8 9.9 23.0 15.6 11.3 40.2 25.2 15.0 

 Miscellaneous household equipment ....... 72,957 58.4 7.0 21.8 18.3 11.3 41.6 25.8 15.8 

Apparel and services .................................... 195,503 61.2 9.9 23.0 18.8 9.5 38.8 23.8 15.0 

 Men and boys ............................................. 45,769 62.7 10.8 24.5 17.8 9.6 37.3 23.3 14.0 

 Men, 16 and over ...................................... 35,699 60.7 10.0 23.9 17.5 9.4 39.3 24.1 15.2 

 Boys, 2 to 15 ............................................. 10,070 69.5 13.4 26.9 18.8 10.4 30.5 20.5 10.0 

 Women and girls ......................................... 78,654 59.9 8.3 22.1 19.4 10.1 40.1 24.4 15.7 

 Women, 16 and over ................................ 65,543 58.4 7.6 21.5 19.1 10.2 41.6 25.0 16.6 

 Girls, 2 to 15 ............................................. 13,112 67.4 11.8 25.1 20.9 9.7 32.6 21.3 11.3 

 Children under 2 ......................................... 9,235 65.5 13.3 24.4 19.3 8.6 34.5 22.6 11.9 

 Footwear ..................................................... 34,960 65.2 12.1 25.7 18.3 9.2 34.8 20.6 14.2 

 Other apparel products and services .......... 26,885 56.0 8.9 19.4 19.4 8.2 44.0 27.6 16.4 

Transportation .............................................. 869,829 66.0 9.5 25.7 20.7 10.2 34.0 21.3 12.7 

 Vehicle purchases (net outlay) ................... 410,866 67.2 9.9 26.1 21.8 9.5 32.8 20.9 11.9 

 Cars and trucks, new ................................ 196,520 61.9 7.7 23.7 21.3 9.2 38.1 22.6 15.5 

 Cars and trucks, used ............................... 206,534 71.8 12.1 28.1 22.3 9.3 28.2 19.5 8.6 

 Other vehicles ........................................... 7,812 77.0 34.0 31.8 21.4 19.8 23.0 16.5 36.5 

 Gasoline and motor oil ................................ 138,459 70.5 11.1 28.0 20.6 10.7 29.5 18.7 10.8 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2002 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

 Other vehicle expenses .............................. $276,931 65.0 8.6 25.4 19.9 11.2 35.0 21.9 13.1 

 Vehicle finance charges ........................... 44,511 70.5 8.7 28.3 21.8 11.7 29.5 19.6 9.9 

 Maintenance and repairs .......................... 78,142 63.2 8.6 23.5 19.8 11.3 36.8 22.4 14.4 

 Vehicle insurance ..................................... 100,168 68.4 10.5 27.8 19.4 10.8 31.6 19.6 11.9 

Vehicle rental, leases, licenses, other

charges ................................................... 54,110 56.9 5.0 21.4 19.3 11.3 43.1 27.2 15.9 

 Public transportation ................................... 43,573 47.0 6.0 16.0 15.8 9.2 53.0 28.3 24.6 

Health care ................................................... 263,421 67.3 11.6 26.8 18.9 10.0 32.7 20.0 12.8 

 Health insurance ......................................... 130,909 68.1 11.9 27.7 18.7 9.9 31.9 19.7 12.2 

 Medical services ......................................... 66,128 62.2 8.5 23.6 19.4 10.7 37.8 22.1 15.7 

 Drugs .......................................................... 54,591 72.4 15.0 29.1 18.8 9.4 27.6 17.1 10.5 

 Medical supplies ......................................... 11,793 62.2 8.9 24.5 19.9 8.9 37.8 24.6 13.1 

Entertainment ............................................... 232,933 59.4 6.3 21.8 20.6 10.8 40.6 25.0 15.6 

 Fees and admissions .................................. 60,726 48.1 3.4 16.4 17.6 10.7 51.9 29.9 22.1 

 Television, radios, sound equipment .......... 77,559 67.0 9.8 26.1 20.6 10.5 33.0 21.0 12.0 

 Pets, toys, and playground equipment ....... 41,307 62.9 7.1 24.4 20.2 11.3 37.1 23.1 13.9 

Other entertainment supplies, equipment,

and services ............................................. 53,341 58.7 3.8 20.0 24.1 10.8 41.3 26.7 14.6 

Personal care products and services ........... 58,816 64.0 9.6 24.8 20.5 9.1 36.0 22.7 13.3 

Reading ........................................................ 15,535 54.2 6.1 19.8 19.1 9.2 45.8 25.1 20.7 

Education ...................................................... 84,276 49.4 2.4 11.6 26.2 9.2 50.6 29.1 21.5 

Tobacco products and smoking supplies ..... 35,929 86.3 16.8 39.2 22.0 8.3 13.7 9.9 3.8 

Miscellaneous ............................................... 88,791 64.6 9.4 22.5 23.0 9.7 35.4 20.2 15.2 

Cash contributions ........................................ 143,172 55.4 7.2 21.2 17.0 10.0 44.6 26.8 17.8 

Personal insurance and pensions ................ 437,065 55.6 6.3 21.1 17.9 10.3 44.4 25.5 19.0 

 Life and other personal insurance .............. 45,528 60.0 7.7 23.6 18.7 10.1 40.0 22.3 17.7 

 Pensions and Social Security ..................... 391,536 55.1 6.1 20.8 17.8 10.3 44.9 25.8 19.1 

Sources of income and personal taxes: 1

Money income before taxes ........................... 4,566,788 58.9 8.1 22.4 18.1 10.3 41.1 23.5 17.6 

 Wages and salaries .................................... 3,682,981 57.1 6.5 21.6 18.1 10.9 42.9 24.9 17.9 

 Self-employment income ............................ 206,679 47.9 5.0 19.3 16.9 6.6 52.1 23.1 29.0 

 Social Security, private and government

retirement ................................................. 483,576 75.5 19.4 30.1 17.8 8.2 24.5 12.9 11.6 

 Interest, dividends, rental income, other

property income ........................................ 85,406 50.3 5.7 18.4 16.3 9.9 49.7 31.2 18.5 

 Unemployment and workers’

compensation, veterans’ benefits ............. 21,520 75.9 10.9 29.1 26.0 9.9 24.1 17.0 7.1 

 Public assistance, supplemental security

income, food stamps ................................ 32,559 94.2 40.6 31.2 18.1 4.3 5.8 3.6 2.2 

 Regular contributions for support ............... 38,106 59.7 6.5 23.2 23.1 6.8 40.3 17.4 22.9 

 Other income .............................................. 15,961 60.0 6.2 13.0 34.2 6.5 40.0 28.0 12.1 

Personal taxes .............................................. 230,625 40.7 2.7 15.7 13.9 8.4 59.3 34.1 25.1 

 Federal income taxes ................................. 170,231 38.7 2.1 14.7 13.6 8.2 61.3 34.9 26.4 

 State and local income taxes ...................... 46,790 43.6 3.5 17.0 14.4 8.7 56.4 33.3 23.1 

 Other taxes ................................................. 13,603 56.4 7.5 22.9 15.5 10.4 43.6 26.9 16.6 

Income after taxes ........................................ 4,336,164 59.9 8.4 22.8 18.3 10.4 40.1 22.9 17.2 

1 Components of income and taxes are derived from "complete

income reporters" only; see glossary. 2 Value less than 0.5.

3 Data are likely to have large sampling errors.

n.a. Not applicable.