Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2015-2016

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 16,563 445 312 462 1,215 1,183 1,203 2,206 9,539

Consumer unit characteristics:

Income before taxes ....................................... $106,955 $5,847 $13,018 $17,646 $25,714 $34,881 $44,633 $60,110 $157,041

Income after taxes .......................................... 91,246 5,974 16,226 23,287 31,503 38,266 46,224 57,954 128,520

Age of reference person ................................. 42.9 38.5 37.9 38.5 40.4 40.7 40.7 42.6 44.5

Average number in consumer unit:

People .......................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0

Children under 18 ......................................... 1.5 1.9 2.0 1.9 1.8 1.6 1.6 1.5 1.4

Adults 65 and older ...................................... .1 1.1 1.1 1.1 .1 .1 .1 .2 .1

Earners ......................................................... 2.0 .9 .9 1.2 1.3 1.6 1.8 2.0 2.3

Vehicles ........................................................ 2.4 1.3 1.2 1.2 1.4 1.8 2.0 2.3 2.8

Percent distribution:

Reference person:

Men .............................................................. 45 30 22 25 32 36 36 46 52

Women ......................................................... 55 70 78 75 68 64 64 54 48

Housing tenure:

Homeowner .................................................. 68 29 24 34 36 43 54 64 83

With mortgage ............................................ 52 13 13 13 15 28 38 46 69

Without mortgage ....................................... 16 16 11 20 22 15 16 17 15

Renter ........................................................... 32 71 76 66 64 57 46 36 17

Race of reference person:

Black or African-American ............................ 12 16 20 28 22 20 14 11 9

White, Asian, and all other races .................. 88 84 80 72 78 80 86 89 91

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 20 23 33 29 35 28 36 25 12

Not Hispanic or Latino .................................. 80 77 67 71 65 72 64 75 88

Education of reference person:

Elementary (1-8) ........................................... 3 6 10 5 11 6 5 2 1

High school (9-12) ........................................ 29 52 50 50 50 47 39 37 19

College ......................................................... 68 42 39 44 37 47 55 60 81

Never attended and other ............................. 2 ( ) 3 ( ) 1 1 2 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............. 95 75 76 77 86 92 95 95 98

Average annual expenditures ........................... $76,536 $38,770 $29,308 $31,704 $33,304 $41,498 $47,166 $56,244 $100,521

Food ............................................................... 9,977 6,898 5,722 6,433 5,493 6,076 6,250 7,792 12,578

Food at home ............................................... 5,654 4,862 4,429 4,406 4,062 3,876 4,192 4,557 6,719

Cereals and bakery products ..................... 767 638 776 589 556 516 592 658 894

Cereals and cereal products .................... 270 202 390 189 206 203 207 258 302

Bakery products ....................................... 496 436 386 400 349 313 385 399 592

Meats, poultry, fish, and eggs .................... 1,252 1,321 826 1,033 1,038 1,021 1,114 1,027 1,411

Beef .......................................................... 325 414 223 236 292 266 400 269 346

Pork .......................................................... 225 272 193 187 229 156 190 189 252

Other meats .............................................. 182 167 130 121 108 179 105 139 219

Poultry ...................................................... 273 251 221 263 229 226 239 212 309

Fish and seafood ...................................... 167 1134 1102 159 106 114 116 145 199

Eggs ......................................................... 80 84 57 67 73 79 65 73 86

Dairy products ............................................ 600 465 422 446 387 381 448 486 727

Fresh milk and cream ............................... 210 183 175 168 151 130 182 181 244

Other dairy products ................................. 390 282 247 278 235 251 266 306 483

Fruits and vegetables ................................. 1,086 971 853 842 714 677 729 819 1,332

Fresh fruits ............................................... 407 371 218 349 280 241 290 296 501

Fresh vegetables ...................................... 342 332 299 216 214 212 221 268 419

Processed fruits ........................................ 152 82 98 126 101 96 109 119 186

Processed vegetables .............................. 186 186 239 151 120 128 109 136 226

Other food at home .................................... 1,948 1,467 1,552 1,497 1,367 1,281 1,308 1,567 2,355

Sugar and other sweets ........................... 191 171 206 112 112 108 102 172 233

Fats and oils ............................................. 147 122 139 112 94 105 105 129 173

Miscellaneous foods ................................. 1,036 750 839 780 716 665 704 828 1,259

Nonalcoholic beverages ........................... 498 409 352 469 421 371 363 395 582

Food prepared by consumer unit on

out-of-town trips ...................................... 76 115 116 124 123 131 34 42 108

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2015-2016 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 4,324 2,036 1,293 2,027 1,431 2,200 2,058 3,235 5,860

Alcoholic beverages ....................................... 498 152 1111 1147 208 174 184 268 731

Housing .......................................................... 24,535 14,011 12,213 12,876 13,029 15,676 16,388 18,284 31,062

Shelter .......................................................... 13,968 8,299 7,143 7,066 7,280 8,523 9,260 10,053 17,816

Owned dwellings ........................................ 9,191 1,995 1,420 1,673 1,666 2,838 3,876 5,475 13,421

Mortgage interest and charges ................. 5,062 1746 1640 1699 596 1,496 2,208 3,049 7,455

Property taxes .......................................... 2,642 650 548 671 740 761 1,164 1,466 3,833

Maintenance, repairs, insurance, other

expenses ................................................ 1,488 598 1231 1304 330 580 504 959 2,134

Rented dwellings ........................................ 3,906 6,174 5,656 5,270 5,469 5,558 5,218 4,293 3,018

Other lodging .............................................. 871 1131 167 1124 1145 1127 166 285 1,378

Utilities, fuels, and public services ................ 5,065 3,225 3,037 3,500 3,715 4,303 4,131 4,699 5,761

Natural gas ................................................. 478 283 238 422 356 363 297 387 571

Electricity .................................................... 1,848 1,533 1,350 1,567 1,528 1,710 1,588 1,759 2,004

Fuel oil and other fuels ............................... 102 132 1128 127 190 172 153 94 121

Telephone services .................................... 1,909 938 1,057 1,025 1,269 1,529 1,627 1,821 2,209

Residential phone service, VOIP, and

phone cards ............................................ 339 205 1128 201 252 231 207 340 400

Cellular phone service .............................. 1,569 734 929 824 1,018 1,298 1,420 1,481 1,808

Water and other public services ................. 728 439 265 459 471 628 568 637 857

Household operations .................................. 2,321 778 565 549 736 825 1,070 1,441 3,286

Personal services ....................................... 1,213 1322 1192 155 247 1231 493 668 1,805

Other household expenses ........................ 1,108 456 372 494 490 594 577 773 1,480

Housekeeping supplies ................................ 802 598 364 574 398 626 595 622 985

Laundry and cleaning supplies ................... 213 233 180 240 127 161 168 181 248

Other household products .......................... 444 275 226 262 231 327 294 334 559

Postage and stationery ............................... 145 190 158 172 40 138 133 107 179

Household furnishings and equipment ......... 2,379 1,110 1,103 1,185 900 1,399 1,332 1,470 3,214

Household textiles ...................................... 155 126 1201 171 60 156 136 57 204

Furniture ..................................................... 655 443 261 409 237 337 419 403 871

Floor coverings ........................................... 22 17

1311120 14 22 7 29

Major appliances ........................................ 350 1254 1194 229 151 294 202 268 435

Small appliances, miscellaneous

housewares .............................................. 121 54 140 116 46 59 59 74 164

Miscellaneous household equipment ......... 1,076 326 404 360 386 549 493 660 1,510

Apparel and services ...................................... 3,126 1,543 1,574 1,244 1,180 1,581 1,697 1,897 4,294

Men and boys ............................................... 701 570 470 250 242 445 278 478 939

Men, 16 and over ....................................... 466 1386 167 177 105 210 132 299 668

Boys, 2 to 15 .............................................. 235 184 403 174 137 235 147 179 271

Women and girls .......................................... 1,048 558 686 461 351 462 587 645 1,445

Women, 16 and over .................................. 797 352 461 273 255 313 395 479 1,124

Girls, 2 to 15 ............................................... 252 207 225 188 96 149 192 165 321

Children under 2 ........................................... 165 117 114 1163 1117 179 1129 138 192

Footwear ...................................................... 608 1261 1278 1180 326 274 378 402 823

Other apparel products and services ........... 604 137 126 190 144 222 326 235 894

Transportation ................................................ 12,916 4,453 5,260 4,187 5,795 7,872 11,020 12,157 15,937

Vehicle purchases (net outlay) ..................... 5,523 11,257 12,511 11,077 1,789 3,322 5,314 5,729 6,762

Cars and trucks, new .................................. 2,488 3 ( ) 3 ( ) 3 ( ) 1534 11,040 11,994 1,563 3,511

Cars and trucks, used ................................ 2,974 1,257 12,511 1,077 1,254 2,270 3,266 4,064 3,178

Other vehicles ............................................ 61 3 ( ) 3 ( ) 3 ( ) 3 ( ) 111 154 1102 174

Gasoline and motor oil ................................. 2,873 1,664 1,441 1,672 1,974 2,259 2,502 2,708 3,311

Other vehicle expenses ................................ 3,692 1,288 1,041 1,126 1,834 2,103 2,739 3,331 4,659

Vehicle finance charges ............................. 353 1104 178 1157 146 222 268 357 435

Maintenance and repairs ............................ 1,104 383 451 612 585 675 811 970 1,371

Vehicle insurance ....................................... 1,387 1105 1183 125 1755 1826 11,235 1,439 1,715

Vehicle rental, leases, licenses, and other

charges ..................................................... 849 695 329 332 349 379 425 566 1,139

Public and other transportation .................... 828 1244 1266 313 198 188 465 389 1,205

Healthcare ...................................................... 5,101 1,849 680 1,099 1,596 2,278 3,060 4,251 6,844

Health insurance .......................................... 3,509 1,458 1490 735 1,189 1,658 1,951 2,903 4,700

Medical services ........................................... 1,036 173 164 217 169 326 682 859 1,432

Drugs ............................................................ 411 1159 191 121 184 247 335 368 517

Medical supplies ........................................... 145 159 135 127 54 48 92 121 195

Entertainment ................................................. 3,750 1,779 1,479 1,538 1,728 1,669 1,747 2,450 5,125

Fees and admissions ................................... 1,125 248 292 246 164 326 289 424 1,730

Audio and visual equipment and services .... 1,283 852 645 945 1,060 936 968 1,157 1,487

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2015-2016 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 876 438 223 286 346 302 346 591 1,234

Pets ............................................................ 639 376 1104 1164 220 178 243 327 941

Toys, hobbies, and playground equipment 237 162 1120 1121 1126 1124 1103 264 293

Other entertainment supplies, equipment,

and services ............................................... 466 1241 1319 162 159 104 144 278 674

Personal care products and services ............. 877 558 477 436 423 383 517 618 1,159

Reading .......................................................... 120 182 112 158 148 49 55 85 164

Education ....................................................... 2,100 1659 1251 903 709 558 893 655 3,143

Tobacco products and smoking supplies ....... 411 605 542 374 446 650 515 466 339

Miscellaneous ................................................. 1,198 12,152 1115 165 340 1,438 457 711 1,524

Cash contributions .......................................... 1,657 503 1253 559 594 487 877 987 2,345

Personal insurance and pensions .................. 10,268 3,627 619 1,685 1,715 2,607 3,505 5,622 15,276

Life and other personal insurance ................ 405 159 186 139 94 58 105 192 619

Pensions and Social Security ....................... 9,863 3,568 534 1,646 1,621 2,549 3,400 5,430 14,657

Sources of income and personal taxes:

Money income before taxes ........................... $106,955 $5,847 $13,018 $17,646 $25,714 $34,881 $44,633 $60,110 $157,041

Wages and salaries ...................................... 89,292 1,889 6,349 11,405 18,092 27,995 38,216 50,991 131,817

Self-employment income .............................. 12,013 140 1121 1941 982 1,220 1,594 3,471 19,528

Social Security, private and government

retirement ................................................... 3,103 1243 11,497 11,775 3,410 3,303 3,030 3,858 3,125

Interest, dividends, rental income, other

property income .......................................... 978 187 3 ( ) 126 151 188 178 291 1,599

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 764 2,700 4,003 2,921 2,553 1,553 1,029 506 164

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 527 1216 1407 1259 398 1467 622 632 546

Other income ................................................ 278 1671 1641 1317 1229 257 163 1361 263

Personal taxes (contains some imputed

values) .......................................................... 15,709 -127 -3,208 -5,641 -5,789 -3,385 -1,591 2,156 28,521

Federal income taxes ................................... 12,538 -94 -2,965 -5,332 -5,581 -4,188 -1,995 1,127 23,352

State and local income taxes ....................... 3,065 -39 -249 -310 -228 129 380 980 5,086

Other taxes ................................................... 106 16

153 ( ) 119 1674 123 149 83

Income after taxes .......................................... 91,246 5,974 16,226 23,287 31,503 38,266 46,224 57,954 128,520

Addenda:

Net change in total assets and liabilities ........ $7,377 - $11,254 $1,740 - $441 - $1,992 $616 $2,713 - $2,212 $13,646

Net change in total assets ............................ 20,817 10,031 2,544 1-205 2,031 4,669 5,685 7,571 32,302

Net change in total liabilities ......................... 13,440 21,285 804 236 4,023 4,053 2,973 9,783 18,656

Other financial information:

Other money receipts ................................... 602 12,967 167 1234 130 188 1132 1540 737

Mortgage principal paid on owned property -2,723 1-849 1-497 1-416 -464 -737 -1,213 -1,521 -3,998

Estimated market value of owned home ...... 212,176 113,336 128,998 43,889 62,396 69,968 96,166 130,544 301,138

Estimated monthly rental value of owned

home .......................................................... 1,186 413 1207 365 374 467 623 839 1,637

Gifts of goods and services, total ................... 1,209 256 313 575 652 383 513 546 1,742

Food ............................................................. 68 19

119 122 144 31 68 61 83

Alcoholic beverages ..................................... 7 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 12

14 12

Housing ........................................................ 201 192 171 270 135 179 169 78 265

Housekeeping supplies .............................. 25 3 ( ) 15

114 19123 125 18 35

Household textiles ...................................... 114 3 ( ) 3 ( ) 3 ( ) 11

3 ( ) 3 ( ) 3 ( ) 125

Appliances and miscellaneous

housewares .............................................. 11 136 3 ( ) 145 11

112 ( ) 17 13

Major appliances ...................................... 6 136 3 ( ) 145 11

3 ( ) 3 ( ) 13 5

Small appliances and miscellaneous

housewares ............................................ 5 3 ( ) 3 ( ) 3 ( ) 2 ( ) 11

2 ( ) 14 8

Miscellaneous household equipment ......... 42 3 ( ) 2 ( ) 3 ( ) 13

165 119 15 62

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2015-2016 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 108 156 166 212 120 190 124 58 130

Apparel and services .................................... 347 1155 1187 1139 199 157 245 138 511

Males, 2 and over ....................................... 45 1123 1150 14

130 111 131 111 56

Females, 2 and over ................................... 61 3 ( ) 137 178 135 110 19 34 87

Children under 2 ......................................... 45 113 3 ( ) 157 13

136 153 131 55

Other apparel products and services ......... 197 120 3 ( ) 3 ( ) 131 3 ( ) 1151 161 312

Jewelry and watches ................................ 169 16

3 ( ) 3 ( ) 3 ( ) 3 ( ) 1134 171283

All other apparel products and services ... 28 113 3 ( ) 3 ( ) 131 3 ( ) 117 154 29

Transportation .............................................. 131 3 ( ) 3 ( ) 17 7 28 109 17 206

Healthcare .................................................... 10 11

3 ( ) 3 ( ) 11131212116

Entertainment ............................................... 78 3 ( ) 3 ( ) 19

159 135 17172 107

Toys, games, arts and crafts, and tricycles 39 3 ( ) 3 ( ) 3 ( ) 18

127 12154 50

Other entertainment ................................... 39 3 ( ) 3 ( ) 19

151 1815118 57

Personal care products and services ........... 6 3 ( ) 137 117 14

171112 7

Reading ........................................................ 3 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 3 ( ) 12 5

Education ..................................................... 303 11

3 ( ) 1110 1283 1715161 470

All other gifts ................................................. 53 3 ( ) 3 ( ) 2 ( ) 120 136 15 110 60

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017