Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020

Item 

Total 

two or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

Number of consumer units (in thousands)1................................................... 92,229 3,322 15,650 18,831 18,017 17,066 19,343 12,567 6,777 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $101,570 $57,885 $87,443 $111,861 $125,111 $119,902 $72,382 $79,349 $59,462 

 Income after taxes ...................................................................................... 88,975 55,271 79,871 98,696 107,684 98,998 66,395 71,622 56,703 

 Age of reference person ............................................................................. 50.0 22.2 30.1 39.5 49.6 59.5 73.1 69.1 80.5 

 Average number in consumer unit: 

 People ..................................................................................................... 3.1 2.8 3.3 3.8 3.3 2.7 2.3 2.4 2.3 

 Children under 18 .................................................................................... .8 .5 1.2 1.7 .9 .3 .1 .1 .1 

 Adults 65 and older ................................................................................. .4 ( 2 ) ( 2 ) ( 2 ) .1 .2 1.7 1.7 1.8 

 Earners .................................................................................................... 1.6 1.9 1.8 1.8 2.0 1.7 .8 .9 .5 

 Vehicles ................................................................................................... 2.3 1.8 1.9 2.1 2.5 2.6 2.2 2.4 1.9 

Percent distribution: 

 Reference person: 

 Men.......................................................................................................... 48 51 47 47 46 48 54 53 55 

 Women .................................................................................................... 52 49 53 53 54 52 46 47 45 

 Housing tenure: 

 Homeowner ............................................................................................. 71 27 48 65 75 82 88 87 90 

 With mortgage ...................................................................................... 45 17 39 54 58 49 30 35 21 

 Without mortgage ................................................................................. 26 10 9 11 17 33 58 53 69 

 Renter ...................................................................................................... 29 73 52 35 25 18 12 13 10 

 Race of reference person: 

 Black or African-American ....................................................................... 12 12 14 14 13 12 10 11 8 

 White, Asian, and all other races ............................................................ 88 88 86 86 87 88 90 89 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino.................................................................................... 16 28 21 21 18 13 8 9 6 

 Not Hispanic or Latino ............................................................................. 84 72 79 79 82 87 92 91 94 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 3 2 2 3 3 3 3 3 3 

 High school (9-12) ................................................................................... 28 38 28 23 25 28 34 31 39 

 College .................................................................................................... 69 60 70 73 72 68 63 66 58 

 Never attended and other ....................................................................... ( 2 ) ( 3 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased......................................................... 94 89 93 94 95 95 94 95 94 

Average annual expenditures ........................................................................ $72,291 $50,093 $62,718 $78,978 $83,984 $79,107 $60,418 $64,111 $53,553 

 Food ............................................................................................................ 9,139 6,826 8,017 10,253 10,539 9,386 7,834 8,274 7,009 

 Food at home .......................................................................................... 5,679 3,653 4,707 6,337 6,414 6,023 5,186 5,452 4,686 

 Cereals and bakery products ............................................................... 730 511 575 861 815 750 669 690 630 

 Cereals and cereal products ............................................................. 240 200 208 290 267 247 194 204 176 

 Bakery products ................................................................................ 489 311 367 571 548 503 475 486 454 

 Meats, poultry, fish, and eggs .............................................................. 1,238 818 1,038 1,331 1,391 1,350 1,142 1,206 1,023 

 Beef ................................................................................................... 348 240 279 397 383 372 319 338 283 

 Pork ................................................................................................... 242 162 193 238 270 279 243 249 231 

 Other meats ...................................................................................... 161 107 131 184 182 168 147 163 119 

 Poultry ............................................................................................... 227 153 216 241 265 246 181 192 163 

 Fish and seafood .............................................................................. 189 92 155 193 212 213 187 199 166 

 Eggs .................................................................................................. 72 65 64 79 80 72 64 66 61 

 Dairy products ...................................................................................... 549 341 448 617 616 561 526 557 469 

 Fresh milk and cream ....................................................................... 171 112 147 198 191 171 156 165 141 

 Other dairy products ......................................................................... 378 228 302 419 426 389 370 392 329 

 Fruits and vegetables ........................................................................... 1,094 726 903 1,204 1,226 1,133 1,046 1,094 957 

 Fresh fruits ........................................................................................ 394 239 330 430 449 405 378 404 330 

 Fresh vegetables .............................................................................. 360 251 296 389 402 382 344 360 315 

 Processed fruits ................................................................................ 139 106 121 161 147 140 132 132 132 

 Processed vegetables ...................................................................... 200 130 156 224 229 206 192 198 180 

 Other food at home .............................................................................. 2,068 1,257 1,742 2,323 2,366 2,230 1,802 1,906 1,608 

 Sugar and other sweets .................................................................... 195 119 153 225 220 204 184 180 189 

 Fats and oils ...................................................................................... 147 89 112 156 176 159 137 139 134 

 Miscellaneous foods ......................................................................... 1,128 646 1,016 1,296 1,275 1,186 949 1,006 840 

See footnotes at end of table. 
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

two or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Nonalcoholic beverages ................................................................... 531 372 420 581 616 594 466 498 408 

 Food prepared by consumer unit on out-of-town trips ..................... 67 32 41 65 79 87 66 82 36 

 Food away from home ............................................................................ 3,461 3,172 3,311 3,916 4,125 3,363 2,648 2,822 2,323 

 Alcoholic beverages ................................................................................... 591 282 481 518 674 760 577 673 397 

 Housing....................................................................................................... 23,528 17,307 22,308 26,396 26,168 24,106 19,826 21,031 17,585 

 Shelter ..................................................................................................... 13,551 10,942 13,468 15,422 15,316 13,622 10,538 11,258 9,202 

 Owned dwellings .................................................................................. 8,451 1,853 5,821 9,317 10,529 9,762 7,777 8,319 6,774 

 Mortgage interest and charges ......................................................... 3,530 863 3,078 4,785 4,927 3,511 1,848 2,269 1,067 

 Property taxes ................................................................................... 2,642 538 1,449 2,572 3,167 3,349 2,924 3,019 2,748 

 Maintenance, repairs, insurance, other expenses ........................... 2,279 452 1,294 1,961 2,434 2,901 3,006 3,031 2,959 

 Rented dwellings .................................................................................. 4,087 8,724 7,221 5,178 3,602 2,353 1,673 1,741 1,547 

 Other lodging ........................................................................................ 1,013 365 426 927 1,184 1,507 1,087 1,199 881 

 Utilities, fuels, and public services .......................................................... 4,742 3,327 3,957 4,837 5,389 5,181 4,538 4,648 4,333 

 Natural gas ........................................................................................... 470 248 353 474 524 527 496 474 538 

 Electricity .............................................................................................. 1,699 1,216 1,446 1,736 1,829 1,838 1,706 1,753 1,620 

 Fuel oil and other fuels ......................................................................... 121 432 74 90 132 148 170 165 180 

 Telephone services .............................................................................. 1,687 1,400 1,484 1,756 2,045 1,833 1,370 1,463 1,197 

 Residential phone service, VOIP, and phone cards ......................... 196 57 65 116 193 255 353 322 409 

 Cellular phone service ...................................................................... 1,491 1,343 1,418 1,640 1,852 1,579 1,017 1,141 788 

 Water and other public services .......................................................... 766 431 601 781 858 835 795 793 798 

 Household operations ............................................................................. 1,785 906 1,936 2,536 1,688 1,445 1,472 1,461 1,494 

 Personal services ................................................................................. 559 247 1,050 1,324 306 76 135 85 4227 

 Other household expenses .................................................................. 1,226 659 886 1,213 1,383 1,369 1,337 1,376 1,267 

 Housekeeping supplies ........................................................................... 940 433 686 864 1,094 1,132 997 1,071 859 

 Laundry and cleaning supplies ............................................................ 207 128 144 213 246 233 207 219 184 

 Other household products.................................................................... 590 250 433 536 691 720 620 681 508 

 Postage and stationery ........................................................................ 143 55 109 115 156 178 170 172 168 

 Household furnishings and equipment.................................................... 2,510 1,699 2,261 2,737 2,682 2,727 2,281 2,593 1,698 

 Household textiles ................................................................................ 140 86 104 156 163 178 110 130 72 

 Furniture ............................................................................................... 634 568 651 779 685 667 412 466 313 

 Floor coverings ..................................................................................... 33 9 25 40 32 29 41 40 45 

 Major appliances .................................................................................. 405 295 347 463 395 450 384 449 265 

 Small appliances, miscellaneous housewares .................................... 143 90 132 141 164 167 122 132 104 

 Miscellaneous household equipment................................................... 1,155 650 1,002 1,158 1,242 1,236 1,211 1,377 899 

 Apparel and services .................................................................................. 1,944 1,653 2,020 2,408 2,317 1,775 1,276 1,400 1,045 

 Men and boys .......................................................................................... 461 394 466 583 623 373 276 269 290 

 Men, 16 and over ................................................................................. 333 326 317 326 473 311 244 229 272 

 Boys, 2 to 15 ........................................................................................ 128 68 150 256 149 62 33 40 18 

 Women and girls ..................................................................................... 721 456 594 912 942 660 533 603 401 

 Women, 16 and over ............................................................................ 590 394 434 680 773 589 493 560 369 

 Girls, 2 to 15 ......................................................................................... 131 62 160 232 170 71 39 43 32 

 Children under 2 ...................................................................................... 94 95 212 129 51 62 31 40 415 

 Footwear.................................................................................................. 435 543 487 551 468 409 251 276 205 

 Other apparel products and services ...................................................... 232 165 260 233 232 271 186 213 134 

 Transportation ............................................................................................ 12,292 11,328 11,359 14,124 14,293 12,804 9,115 10,020 7,437 

 Vehicle purchases (net outlay) ................................................................ 5,401 5,626 4,982 6,786 6,141 5,450 3,620 4,083 2,762 

 Cars and trucks, new ........................................................................... 2,461 1,985 1,913 2,915 2,517 2,846 2,150 2,423 1,644 

 Cars and trucks, used .......................................................................... 2,884 3,634 3,009 3,800 3,558 2,563 1,416 1,578 1,116 

 Other vehicles ...................................................................................... 56 47 60 70 65 441 454 481 43 

 Gasoline, other fuels, and motor oil ........................................................ 2,196 2,010 2,143 2,428 2,595 2,296 1,584 1,749 1,277 

 Other vehicle expenses ........................................................................... 4,092 3,301 3,745 4,294 4,879 4,350 3,351 3,543 2,995 

 Vehicle finance charges ....................................................................... 317 249 360 372 381 312 186 228 106 

 Maintenance and repairs ..................................................................... 1,009 711 817 1,030 1,206 1,149 886 949 769 

 Vehicle rental, leases, licenses, and other charges ............................ 918 634 848 999 1,117 888 788 786 791 

 Vehicle insurance ................................................................................. 1,848 1,706 1,720 1,892 2,176 2,001 1,491 1,579 1,329 

 Public and other transportation ............................................................... 604 393 489 615 679 709 560 645 402 

 Healthcare .................................................................................................. 6,004 2,097 3,785 5,143 6,087 6,996 8,359 8,162 8,725 

 Health insurance ..................................................................................... 4,208 1,433 2,701 3,576 4,188 4,746 6,062 5,929 6,307 

 Medical services ...................................................................................... 1,056 410 738 1,029 1,189 1,348 1,070 1,084 1,044 

 Drugs ....................................................................................................... 539 190 246 386 498 680 903 848 1,004 

 Medical supplies ...................................................................................... 201 64 102 152 212 222 326 302 370 

 Entertainment ............................................................................................. 3,549 1,669 2,699 3,930 3,951 4,453 3,006 3,301 2,458 

 Fees and admissions .............................................................................. 823 233 497 1,055 989 1,106 555 586 496 

 Audio and visual equipment and services .............................................. 1,149 737 918 1,100 1,277 1,302 1,198 1,217 1,164 

See footnotes at end of table. 
Table 3610. Consumer units of two or more people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

two or 

more 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Pets, toys, hobbies, and playground equipment ..................................... 977 556 815 1,166 974 1,268 740 869 498 

 Pets ...................................................................................................... 786 479 628 845 795 1,123 601 709 400 

 Toys, hobbies, and playground equipment .......................................... 191 77 187 321 179 144 139 160 99 

 Other entertainment supplies, equipment, and services ........................ 600 143 468 609 712 777 514 629 300 

 Personal care products and services ......................................................... 829 577 664 880 1,014 889 730 730 728 

 Reading ...................................................................................................... 110 47 61 103 108 112 169 143 216 

 Education .................................................................................................... 1,668 2,051 1,261 1,260 3,182 2,049 583 599 555 

 Tobacco products and smoking supplies ................................................... 355 276 359 354 387 423 275 317 198 

 Miscellaneous ............................................................................................. 997 403 633 1,007 1,157 1,230 1,029 1,114 870 

 Cash contributions ...................................................................................... 2,379 552 930 2,139 2,157 3,241 3,547 3,417 3,789 

 Personal insurance and pensions .............................................................. 8,905 5,026 8,141 10,462 11,949 10,883 4,091 4,928 2,541 

 Life and other personal insurance ........................................................... 624 153 260 520 769 917 707 775 580 

 Pensions and Social Security ................................................................. 8,281 4,873 7,880 9,942 11,180 9,966 3,385 4,153 1,960 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $101,570 $57,885 $87,443 $111,861 $125,111 $119,902 $72,382 $79,349 $59,462 

 Wages and salaries ................................................................................. 81,251 52,563 80,872 100,412 109,944 96,386 27,753 34,462 15,312 

 Self-employment income ......................................................................... 7,396 3,213 3,795 7,641 8,818 10,714 6,538 8,473 2,950 

 Social Security, private and government retirement ............................... 9,239 887 612 1,268 3,032 8,207 32,107 30,512 35,064 

 Interest, dividends, rental income, other property income ...................... 2,065 69 406 829 1,635 2,828 4,680 4,587 4,852 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 491 385 586 573 488 553 301 335 240 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 851 372 868 918 879 959 732 677 832 

 Other income ........................................................................................... 276 396 304 219 315 254 271 302 212 

 Personal taxes (contains some imputed values) ....................................... 12,595 2,614 7,571 13,165 17,427 20,904 5,987 7,728 2,759 

 Federal income taxes .............................................................................. 10,642 2,233 6,214 10,715 14,522 17,713 5,744 7,120 3,194 

 Stimulus payment (new UCC Q20202)# ................................................. -1,139 -715 -1,180 -1,153 -1,154 -1,133 -1,157 -1,183 -1,109 

 State and local income taxes .................................................................. 3,011 1,067 2,485 3,546 3,952 4,193 1,330 1,709 628 

 Other taxes .............................................................................................. 81 429 52 57 107 130 69 81 46 

 Income after taxes ...................................................................................... 88,975 55,271 79,871 98,696 107,684 98,998 66,395 71,622 56,703 

Addenda: 

 Net change in total assets and liabilities .................................................... $8,439 $2,646 -$2,992 $2,783 $7,111 $21,691 $13,731 $14,024 $13,188 

 Net change in total assets ....................................................................... 29,273 15,301 29,243 35,166 28,826 36,969 19,583 20,675 17,559 

 Net change in total liabilities.................................................................... 20,834 12,655 32,235 32,383 21,715 15,278 5,852 6,651 4,371 

 Other financial information: 

 Other money receipts .............................................................................. 1,841 182 328 586 545 7,141 1,102 1,371 603 

 Mortgage principal paid on owned property ............................................ -2,897 -602 -1,680 -3,219 -3,959 -3,713 -2,253 -2,684 -1,454 

 Estimated market value of owned home ................................................. 245,883 49,881 128,273 227,157 280,717 309,452 304,403 301,519 309,750 

 Estimated monthly rental value of owned home ..................................... 1,300 324 766 1,239 1,473 1,572 1,558 1,557 1,558 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021