Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2006-2007

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Number of consumer units (in thousands) ....... 8,158 1,315 1,189 786 704 1,140 898 2,125 

Consumer unit characteristics: 

Income before taxes ..................................... $30,249 $2,515 $7,369 $12,479 $17,327 $24,454 $34,237 $72,498 

Income after taxes ........................................ 29,667 2,567 7,465 12,408 17,270 24,058 33,867 70,593 

Age of reference person ................................ 21.5 20.3 20.8 21.4 21.7 21.8 22.0 22.3 

Average number in consumer unit:

Persons ........................................................ 2.0 1.2 1.4 1.6 1.9 2.1 2.3 2.8 

Children under 18 ........................................ .4 .1 .2 .3 .5 .5 .5 .5 

Persons 65 and over .................................... 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.3 .7 .9 1.0 1.2 1.3 1.5 2.1 

Vehicles ....................................................... 1.2 .5 .7 .8 1.0 1.2 1.4 2.0 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 46 48 52 47 45 49 51 

Female ......................................................... 52 54 52 48 53 55 51 49 

Housing tenure:

Homeowner .................................................. 18 7 5 5 8 12 21 41 

With mortgage ............................................ 12 1 2 1 4 6 17 31 

Without mortgage ....................................... 6 5 3 4 4 6 4 10 

Renter .......................................................... 82 93 95 95 92 88 79 59 

Race of reference person:

Black or African-American ........................... 11 14 16 12 15 12 9 7 

White, Asian, and all other races ................. 89 86 84 88 85 88 91 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 6 7 13 18 21 20 20 

Not Hispanic or Latino .................................. 85 94 93 87 82 79 80 80 

Education of reference person:

Elementary (1-8) .......................................... 3 2 1 5 4 5 4 3 

High school (9-12) ........................................ 35 24 24 32 43 42 43 39 

College ......................................................... 62 74 74 63 53 53 53 58 

Never attended and other ............................ 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 71 42 55 58 73 81 86 91 

Average annual expenditures .......................... $28,881 $13,005 $15,922 $17,798 $22,233 $27,068 $35,292 $49,543 

Food ............................................................... 4,033 2,149 2,224 2,661 3,292 4,023 4,714 6,189 

Food at home ............................................... 2,111 879 1,137 1,525 1,883 2,247 2,574 3,117 

Cereals and bakery products ..................... 257 124 133 188 238 257 295 390 

Cereals and cereal products .................... 94 52 52 74 81 99 101 137 

Bakery products ....................................... 164 72 80 114 156 158 194 254 

Meats, poultry, fish, and eggs .................... 464 166 253 325 318 571 575 681 

Beef .......................................................... 143 60 72 106 105 185 157 207 

Pork .......................................................... 87 423 55 59 53 104 112 129 

Other meats ............................................. 66 20 32 42 49 72 128 83 

Poultry ...................................................... 85 37 43 64 54 108 83 131 

Fish and seafood ..................................... 59 412 38 33 438 74 61 97 

Eggs ......................................................... 25 15 12 21 19 27 34 34 

Dairy products ............................................ 229 109 108 167 231 230 298 329 

Fresh milk and cream .............................. 98 52 44 73 100 102 130 134 

Other dairy products ................................ 131 57 64 94 131 129 168 194 

Fruits and vegetables ................................. 330 122 139 262 332 355 380 497 

Fresh fruits ............................................... 106 32 37 99 117 113 115 160 

Fresh vegetables ..................................... 101 34 39 76 100 117 112 155 

Processed fruits ....................................... 67 29 39 48 60 70 95 93 

Processed vegetables .............................. 55 27 25 39 55 55 58 88 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other food at home .................................... $831 $358 $505 $583 $765 $835 $1,026 $1,221 

Sugar and other sweets ........................... 69 29 52 62 76 79 74 88 

Fats and oils ............................................. 50 23 30 33 45 51 65 72 

Miscellaneous foods ................................ 467 216 294 322 454 471 522 693 

Nonalcoholic beverages ........................... 229 79 111 158 169 224 349 344 

Food prepared by consumer unit on

out-of-town trips ..................................... 17 411 19 47 420 410 417 24 

Food away from home ................................. 1,922 1,270 1,087 1,137 1,409 1,776 2,141 3,071 

Alcoholic beverages ....................................... 467 276 285 306 442 282 553 779 

Housing .......................................................... 9,474 3,993 5,585 6,656 7,895 9,193 11,570 15,769 

Shelter .......................................................... 6,072 2,901 3,793 4,605 5,188 5,669 7,276 9,852 

Owned dwellings ........................................ 1,401 287 302 4124 463 439 1,322 4,040 

Mortgage interest and charges ................ 915 487 4148 424 4240 4249 713 2,851 

Property taxes .......................................... 342 191 146 49 100 117 335 856 

Maintenance, repairs, insurance, other

expenses ................................................ 145 48 48 451 4122 73 273 334 

Rented dwellings ........................................ 4,482 2,391 3,359 4,337 4,608 5,115 5,771 5,532 

Other lodging ............................................. 188 223 131 4144 4117 4114 4184 279 

Utilities, fuels, and public services ............... 1,797 550 920 1,141 1,566 1,946 2,263 3,101 

Natural gas ................................................. 177 75 81 79 127 207 211 318 

Electricity .................................................... 699 216 370 526 664 788 874 1,138 

Fuel oil and other fuels ............................... 29 3 ( ) 45 44 426 442 442 58 

Telephone services .................................... 733 222 399 464 649 765 942 1,259 

Water and other public services ................. 158 37 66 68 100 144 195 328 

Household operations .................................. 368 102 187 176 311 400 484 658 

Personal services ....................................... 193 422 468 490 4194 232 296 343 

Other household expenses ........................ 175 80 120 86 117 168 189 315 

Housekeeping supplies ................................ 286 127 137 182 222 262 332 481 

Laundry and cleaning supplies .................. 83 35 49 62 74 82 82 133 

Other household products .......................... 141 57 54 70 110 129 192 241 

Postage and stationery .............................. 62 35 434 50 38 52 57 107 

Household furnishings and equipment ......... 952 313 547 551 607 917 1,214 1,677 

Household textiles ...................................... 61 10 49 22 28 57 124 91 

Furniture ..................................................... 316 88 104 124 208 396 256 664 

Floor coverings .......................................... 14 8 410 42 41 42 424 31 

Major appliances ........................................ 115 33 62 39 120 65 165 225 

Small appliances, miscellaneous

housewares .............................................. 56 21 26 44 61 43 94 78 

Miscellaneous household equipment ......... 390 151 296 319 189 353 552 587 

Apparel and services ..................................... 1,465 712 579 771 1,072 1,623 1,836 2,407 

Men and boys .............................................. 307 185 58 91 214 407 484 463 

Men, 16 and over ....................................... 279 166 453 479 191 384 433 417 

Boys, 2 to 15 .............................................. 28 19 44 411 23 22 51 46 

Women and girls .......................................... 546 282 282 287 421 615 564 891 

Women, 16 and over .................................. 515 270 272 278 407 592 514 830 

Girls, 2 to 15 ............................................... 31 411 411 49 414 22 50 61 

Children under 2 .......................................... 138 452 68 105 127 138 244 179 

Footwear ...................................................... 244 492 449 4114 4162 248 255 472 

Other apparel products and services ........... 231 102 121 174 148 216 289 402 

Transportation ................................................ 5,724 1,680 2,591 2,694 3,874 5,275 8,283 10,762 

Vehicle purchases (net outlay) ..................... 2,334 4448 4835 4802 1,325 2,186 4,025 4,608 

Cars and trucks, new ................................. 1,001 4106 4465 4150 2 ( ) 4387 42,076 2,375 

Cars and trucks, used ................................ 1,266 342 370 636 1,059 1,769 1,809 2,142 

Other vehicles ............................................ 68 2 ( ) 2 ( ) 415 4266 431 4140 491 

Gasoline and motor oil ................................. 1,699 704 940 1,099 1,468 1,732 2,114 2,843 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other vehicle expenses ............................... $1,426 $400 $646 $606 $922 $1,174 $1,825 $2,825 

Vehicle finance charges ............................. 210 427 49 68 88 177 282 493 

Maintenance and repairs ........................... 418 171 232 198 372 438 531 706 

Vehicle insurance ....................................... 556 4123 4145 4171 4355 4400 4725 1,179 

Vehicle rental, leases, licenses, and other

charges .................................................... 241 80 219 169 107 159 287 447 

Public transportation .................................... 265 128 171 188 160 182 319 487 

Healthcare ...................................................... 753 165 243 286 538 884 896 1,504 

Health insurance .......................................... 382 68 97 107 284 376 482 830 

Medical services .......................................... 230 52 95 96 123 376 236 419 

Drugs ........................................................... 100 32 36 69 102 91 126 176 

Medical supplies .......................................... 41 413 415 415 428 41 53 79 

Entertainment ................................................. 1,431 783 797 829 1,167 1,414 1,793 2,329 

Fees and admissions ................................... 283 215 177 208 258 224 344 426 

Audio and visual equipment and services .... 716 315 457 455 576 647 871 1,221 

Pets, toys, hobbies, and playground

equipment .................................................. 248 83 76 109 224 346 367 373 

Other entertainment supplies, equipment,

and services ............................................... 184 171 87 56 109 197 211 309 

Personal care products and services ............. 342 239 189 247 225 280 436 540 

Reading .......................................................... 48 30 43 33 69 44 45 65 

Education ....................................................... 1,522 2,538 2,484 1,931 1,309 1,101 783 809 

Tobacco products and smoking supplies ....... 288 64 136 184 308 372 487 414 

Miscellaneous ................................................ 378 150 140 200 374 280 661 638 

Cash contributions ......................................... 591 85 264 220 435 459 550 1,363 

Personal insurance and pensions .................. 2,365 139 361 779 1,233 1,838 2,684 5,976 

Life and other personal insurance ................ 41 45 43 49 429 43 37 99 

Pensions and Social Security ...................... 2,325 133 358 770 1,204 1,795 2,647 5,877 

Sources of income and personal taxes: 

Money income before taxes ........................... 30,249 2,515 7,369 12,479 17,327 24,454 34,237 72,498 

Wages and salaries ..................................... 26,654 1,638 4,626 9,237 14,257 21,758 31,443 65,620 

Self-employment income ............................. 1,059 4-3 427 4263 4105 4249 4647 3,515 

Social Security, private and government

retirement ................................................... 169 414 4136 4199 4194 4286 4195 4190 

Interest, dividends, rental income, other

property income ......................................... 667 49 63 25 480 126 65 2,363 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 91 2 ( ) 432 414 4184 4177 486 4133 

Public assistance, supplemental security

income, food stamps .................................. 302 144 602 366 590 383 192 114 

Regular contributions for support ................. 799 360 1,061 1,443 1,006 1,050 1,172 327 

Other income ............................................... 508 312 821 933 912 424 437 237 

Personal taxes ............................................... 581 -53 -96 71 57 396 370 1,905 

Federal income taxes ................................... 382 -52 -87 23 4 196 127 1,380 

State and local income taxes ....................... 178 -3 -10 48 47 189 211 467 

Other taxes .................................................. 21 41 41 4-1 46 10 32 59 

Income after taxes ......................................... 29,667 2,567 7,465 12,408 17,270 24,058 33,867 70,593 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $1,402 - $1,452 - $3,970 $947 $804 $3,806 - $2,952 - $3,674 

Net change in total assets ............................ 7,908 489 -569 1,048 1,749 4,531 2,559 25,895 

Net change in total liabilities ........................ 9,310 1,940 3,401 100 945 725 5,511 29,569 

Other financial information:

Other money receipts ................................... 95 459 437 433 420 446 4168 193 

Mortgage principal paid on owned property -276 4-29 4-86 4-32 4-35 4-74 -252 -822 

Estimated market value of owned home ...... 34,505 47,539 47,989 44,036 411,071 13,484 29,854 98,316 

Estimated monthly rental value of owned

home .......................................................... 203 91 449 439 472 83 176 539 

Gifts of goods and services ............................ 416 231 258 361 367 294 641 608 

Food ............................................................. 38 420 46 442 420 413 28 85 

Alcoholic beverages ..................................... 13 47 46 417 2 ( ) 411 46 27 

Housing ........................................................ 71 46 436 465 43 70 105 105 

Housekeeping supplies .............................. 14 417 414 42 412 414 419 18 

Household textiles ...................................... 3 43 2 ( ) 3 ( ) 46 47 42 44 

Appliances and miscellaneous

housewares .............................................. 6 45 41 42 41 411 45 49 

Major appliances ...................................... 3 41 3 ( ) 3 ( ) 41 411 42 42 

Small appliances and miscellaneous

housewares ............................................ 3 44 3 ( ) 42 2 ( ) 41 43 47 

Miscellaneous household equipment ......... 17 47 41 428 43 410 431 428 

Other housing ............................................ 32 414 421 433 421 428 447 47 

Apparel and services ................................... 165 96 102 161 208 134 269 185 

Males, 2 and over ...................................... 46 434 45 432 469 450 476 50 

Females, 2 and over .................................. 32 410 430 414 430 411 461 49 

Children under 2 ........................................ 43 49 428 410 470 39 95 48 

Other apparel products and services ......... 45 444 439 4106 439 434 436 437 

Jewelry and watches ................................ 23 421 414 480 421 421 417 410 

All other apparel products and services ... 22 423 424 426 417 413 419 428 

Transportation .............................................. 43 7 42 42 13 4 190 57 

Health care ................................................... 41 41 3 ( ) 2 ( ) 42 42 3 ( ) 41 

Entertainment ............................................... 51 435 492 421 460 437 416 78 

Toys, games, arts and crafts, and tricycles 19 431 2 ( ) 45 49 428 410 432 

Other entertainment ................................... 32 44 492 416 451 49 46 45 

Personal care products and services ........... 7 48 3 ( ) 42 42 41 413 16 

Reading ........................................................ 3 ( ) 2 ( ) 2 ( ) 3 ( ) 41 2 ( ) 2 ( ) 2 ( )

Education ..................................................... 9 2 ( ) 41 2 ( ) 2 ( ) 48 44 426 

All other gifts ................................................ 16 11 13 10 19 12 11 26 

1 Value is less than or equal to 0.05. 2 No data reported. 3 Value is less than or equal to 0.5.4 Data are likely to have large sampling errors.

n.a. Not applicable.