Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2016

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ......... 129,549 80,836 46,325 34,512 48,713 118,551 47,450 71,101 10,998

Percent distribution of consumer units ............... 100.0 62.4 35.8 26.6 37.6 91.5 36.6 54.9 8.5

Consumer unit characteristics (mean values):

Income before taxes ......................................... $74,664 $92,081 $109,022 $69,341 $45,762 $75,215 $68,832 $79,474 $68,734

Income after taxes ............................................ 64,175 77,795 91,684 59,151 41,575 64,760 59,354 68,368 57,871

Age of reference person ................................... 50.9 55.4 49.6 63.1 43.6 50.5 48.2 52.1 55.4

Average number in consumer unit:

People ............................................................ 2.5 2.6 2.9 2.1 2.3 2.5 2.4 2.5 2.4

Children under 18 ........................................... .6 .6 .8 .3 .6 .6 .6 .6 .5

Adults 65 and older ........................................ .4 .5 .3 .8 .2 .4 .3 .4 .5

Earners ........................................................... 1.3 1.4 1.7 1.0 1.2 1.3 1.3 1.3 1.1

Vehicles .......................................................... 1.9 2.3 2.4 2.1 1.2 1.8 1.5 2.1 2.4

Percent distribution:

Reference person:

Men ................................................................ 47 48 50 46 45 47 47 47 46

Women ........................................................... 53 52 50 54 55 53 53 53 54

Housing tenure:

Homeowner .................................................... 62 100 100 100 n.a. 61 49 68 82

With mortgage .............................................. 36 57 100 n.a. n.a. 36 29 41 32

Without mortgage ......................................... 27 43 n.a. 100 n.a. 24 20 27 50

Renter ............................................................ 38 n.a. n.a. n.a. 100 39 51 32 18

Race of reference person:

Black or African-American .............................. 13 9 9 8 21 14 19 10 6

White, Asian, and all other races ................... 87 91 91 92 79 86 81 90 94

Hispanic or Latino origin of reference person:

Hispanic or Latino .......................................... 13 10 11 8 19 14 18 11 3

Not Hispanic or Latino .................................... 87 90 89 92 81 86 82 89 97

Education of reference person:

Elementary (1-8) ............................................ 3 2 1 4 4 3 4 2 6

High school (9-12) .......................................... 32 29 23 37 36 30 29 31 48

College ........................................................... 65 68 75 59 60 67 67 66 46

Never attended and other .............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............... 87 95 98 92 75 87 80 92 92

Annual aggregate expenditures ......................... $7,423,468 72.6 49.4 23.2 27.4 92.9 34.2 58.7 7.1

Food ................................................................. 932,575 70.3 49.9 20.5 29.7 92.6 33.5 59.0 7.4

Food at home ................................................. 524,199 69.7 48.3 21.4 30.3 91.7 32.1 59.5 8.3

Cereals and bakery products ....................... 67,893 69.3 47.8 21.5 30.7 92.1 31.8 60.4 7.9

Cereals and cereal products ...................... 22,235 66.2 46.7 19.5 33.8 92.8 34.4 58.4 7.2

Bakery products ......................................... 45,658 70.8 48.4 22.5 29.2 91.8 30.5 61.3 8.2

Meats, poultry, fish, and eggs ...................... 115,219 67.7 46.1 21.7 32.3 91.3 32.3 59.0 8.7

Beef ............................................................ 31,555 69.0 46.0 23.0 31.0 89.3 30.5 58.8 10.7

Pork ............................................................ 21,868 68.5 44.0 24.5 31.5 88.6 29.9 58.8 11.4

Other meats ............................................... 15,560 69.6 49.3 20.4 30.4 91.8 29.9 61.9 8.2

Poultry ........................................................ 22,205 65.7 46.4 19.3 34.3 92.8 34.2 58.7 7.2

Fish and seafood ........................................ 16,795 66.7 45.8 20.9 33.3 95.1 36.7 58.4 4.9

Eggs ........................................................... 7,235 64.9 45.6 19.2 35.1 93.0 36.4 56.7 7.0

Dairy products .............................................. 53,050 70.6 49.2 21.4 29.4 91.0 32.3 58.7 9.0

Fresh milk and cream ................................. 17,989 68.6 47.3 21.3 31.4 90.1 33.1 56.9 9.9

Other dairy products ................................... 35,060 71.6 50.1 21.5 28.4 91.5 31.8 59.6 8.5

Fruits and vegetables ................................... 101,357 69.9 48.6 21.2 30.1 93.0 33.1 59.9 7.0

Fresh fruits ................................................. 37,287 70.5 49.1 21.5 29.5 93.3 33.6 59.7 6.7

Fresh vegetables ........................................ 32,832 69.5 48.5 21.0 30.5 93.7 34.1 59.6 6.3

Processed fruits ......................................... 14,071 69.1 48.4 20.7 30.9 92.9 33.1 59.8 7.1

Processed vegetables ................................ 17,167 69.7 48.1 21.5 30.3 90.8 30.0 60.9 9.2

Other food at home ...................................... 186,681 70.7 49.5 21.2 29.3 91.3 31.7 59.6 8.7

Sugar and other sweets ............................. 19,142 71.9 49.0 22.9 28.1 90.9 30.3 60.6 9.1

Fats and oils ............................................... 14,419 69.9 49.3 20.6 30.1 91.2 30.4 60.8 8.8

Miscellaneous foods ................................... 95,075 70.4 50.1 20.3 29.6 91.7 32.2 59.6 8.3

See footnotes at end of table.
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2016 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Nonalcoholic beverages ............................. 50,908 69.8 48.5 21.3 30.2 90.1 31.2 58.9 9.9

Food prepared by consumer unit on

out-of-town trips ....................................... 7,137 80.9 51.5 29.4 19.1 94.2 34.3 60.0 5.8

Food away from home ................................... 408,376 71.1 51.8 19.3 28.9 93.7 35.3 58.4 6.3

Alcoholic beverages ......................................... 62,654 71.0 52.0 19.0 29.0 95.6 37.2 58.4 4.4

Housing ............................................................ 2,446,505 68.3 48.4 19.9 31.7 94.5 35.4 59.0 5.5

Shelter ............................................................ 1,441,630 63.0 47.9 15.1 37.0 95.9 37.2 58.8 4.1

Owned dwellings .......................................... 815,568 99.5 77.6 21.9 .5 94.8 29.7 65.2 5.2

Mortgage interest and charges .................. 374,324 99.6 98.2 1.4 2.4 95.2 30.6 64.6 4.8

Property taxes ............................................ 255,122 99.5 62.5 37.0 .5 95.3 28.3 67.0 4.7

Maintenance, repairs, insurance, other

expenses .................................................. 186,122 99.4 57.0 42.4 .6 93.3 29.6 63.7 6.7

Rented dwellings .......................................... 522,688 1.6 .8 .8 98.4 98.0 49.4 48.6 2.0

Other lodging ................................................ 103,374 85.8 51.4 34.4 14.2 94.3 34.5 59.8 5.7

Utilities, fuels, and public services ................. 503,158 74.4 45.8 28.6 25.6 91.5 32.9 58.5 8.5

Natural gas ................................................... 45,935 77.8 48.1 29.7 22.2 96.1 38.1 58.0 3.9

Electricity ...................................................... 187,044 73.7 43.6 30.1 26.3 89.6 31.4 58.3 10.4

Fuel oil and other fuels ................................. 11,043 89.9 44.2 45.7 10.1 79.6 8.2 71.4 20.4

Telephone services ...................................... 185,387 70.5 45.8 24.7 29.5 92.3 33.8 58.5 7.7

Residential phone service, VOIP, and

phone cards ............................................. 39,814 80.8 43.0 37.8 19.2 89.2 28.4 60.8 10.8

Cellular phone service ................................ 145,573 67.7 46.6 21.1 32.3 93.1 35.3 57.9 6.9

Water and other public services ................... 73,749 81.7 50.4 31.2 18.3 92.9 35.3 57.6 7.1

Household operations .................................... 179,276 78.0 53.1 25.0 22.0 95.2 35.8 59.4 4.8

Personal services ......................................... 59,152 77.4 61.2 16.3 22.6 96.2 36.9 59.3 3.8

Other household expenses .......................... 120,124 78.3 49.1 29.2 21.7 94.7 35.3 59.5 5.3

Housekeeping supplies .................................. 85,507 76.3 49.7 26.6 23.7 90.6 32.0 58.6 9.4

Laundry and cleaning supplies ..................... 20,703 71.3 47.9 23.4 28.7 89.8 31.7 58.1 10.2

Other household products ............................ 47,039 77.8 50.4 27.4 22.2 90.2 31.0 59.3 9.8

Postage and stationery ................................ 17,765 78.0 49.9 28.1 22.0 92.6 35.3 57.3 7.4

Household furnishings and equipment ........... 236,934 77.3 53.0 24.3 22.7 92.8 31.1 61.7 7.2

Household textiles ........................................ 12,749 76.6 51.8 24.8 23.4 92.0 31.5 60.5 8.0

Furniture ....................................................... 59,565 74.5 50.4 24.1 25.5 94.1 33.3 60.8 5.9

Floor coverings ............................................. 2,631 78.8 48.8 30.1 21.2 95.1 41.7 53.4 4.9

Major appliances .......................................... 36,642 83.0 53.6 29.4 17.0 92.3 26.1 66.3 7.7

Small appliances, miscellaneous

housewares ................................................ 15,946 73.7 46.5 27.2 26.3 93.0 31.3 61.7 7.0

Miscellaneous household equipment ........... 109,400 77.4 55.3 22.0 22.6 92.2 31.2 61.0 7.8

Apparel and services ........................................ 233,410 66.9 50.0 16.9 33.1 92.5 37.3 55.1 7.5

Men and boys ................................................. 55,245 66.2 50.5 15.7 33.8 90.9 35.5 55.4 9.1

Men, 16 and over ......................................... 41,828 65.4 49.2 16.1 34.6 90.3 35.1 55.3 9.7

Boys, 2 to 15 ................................................ 13,417 68.9 54.5 14.4 31.1 92.7 36.7 56.0 7.3

Women and girls ............................................ 86,076 71.4 52.9 18.5 28.6 93.0 35.1 57.9 7.0

Women, 16 and over .................................... 73,959 72.1 52.9 19.2 27.9 93.4 35.6 57.8 6.6

Girls, 2 to 15 ................................................. 12,117 66.8 53.0 13.9 33.2 90.8 32.0 58.8 9.2

Children under 2 ............................................. 8,583 60.0 49.7 10.3 40.0 92.0 37.0 54.9 8.0

Footwear ........................................................ 50,203 62.3 46.1 16.1 37.7 91.0 35.1 55.9 9.0

Other apparel products and services ............. 33,303 65.2 47.5 17.6 34.8 95.9 49.8 46.2 4.1

Transportation .................................................. 1,172,223 73.8 49.3 24.5 26.2 90.5 31.5 59.0 9.5

Vehicle purchases (net outlay) ....................... 470,770 75.0 49.4 25.6 25.0 88.8 29.8 59.0 11.2

Cars and trucks, new ................................... 213,697 79.7 48.1 31.6 20.3 90.3 27.9 62.4 9.7

Cars and trucks, used .................................. 248,561 71.3 50.7 20.7 28.7 87.7 31.5 56.2 12.3

Other vehicles .............................................. 8,512 62.7 43.3 19.3 37.3 83.7 27.1 56.5 216.3

Gasoline and motor oil ................................... 247,294 71.9 46.6 25.2 28.1 90.3 30.7 59.6 9.7

Other vehicle expenses .................................. 373,486 73.9 50.8 23.0 26.1 91.4 31.9 59.5 8.6

Vehicle finance charges ............................... 29,248 74.3 57.0 17.3 25.7 89.3 30.4 59.0 10.7

Maintenance and repairs .............................. 109,983 75.2 49.1 26.1 24.8 91.8 31.7 60.1 8.2

Vehicle insurance ......................................... 148,766 73.3 50.6 22.6 26.7 89.6 30.8 58.7 10.4

Vehicle rental, leases, licenses, and other

charges ...................................................... 85,488 73.0 51.3 21.7 27.0 94.7 34.7 60.1 5.3

Public and other transportation ...................... 80,673 72.5 49.5 23.1 27.5 96.7 42.0 54.7 3.3

Healthcare ........................................................ 597,428 79.4 45.4 34.0 20.6 91.2 30.7 60.5 8.8

Health insurance ............................................ 409,386 79.3 44.5 34.8 20.7 91.5 30.9 60.6 8.5

Medical services ............................................. 108,598 80.3 48.9 31.4 19.7 91.0 30.2 60.7 9.0

Drugs .............................................................. 59,925 79.1 45.9 33.2 20.9 89.8 29.2 60.6 10.2

Medical supplies ............................................. 19,518 77.6 44.5 33.2 22.4 91.7 32.7 58.9 8.3

See footnotes at end of table.
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2016 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Entertainment ................................................... 377,271 77.3 53.1 24.2 22.7 91.9 33.4 58.5 8.1

Fees and admissions ..................................... 88,223 80.7 58.6 22.1 19.3 96.6 36.1 60.5 3.4

Audio and visual equipment and services ...... 140,551 71.9 44.9 27.0 28.1 91.7 33.1 58.6 8.3

Pets, toys, hobbies, and playground

equipment .................................................... 95,880 81.0 58.1 22.9 19.0 91.1 32.4 58.7 8.9

Pets .............................................................. 75,525 82.7 59.3 23.3 17.3 91.5 34.1 57.4 8.5

Toys, hobbies, and playground equipment .. 20,355 74.8 53.5 21.2 25.2 89.6 26.4 63.2 10.4

Other entertainment supplies, equipment,

and services ................................................. 52,617 79.2 56.9 22.3 20.8 85.7 31.1 54.6 14.3

Personal care products and services ............... 91,521 72.3 49.1 23.2 27.7 93.7 35.5 58.2 6.3

Reading ............................................................ 15,268 77.4 45.0 32.5 22.6 93.2 32.3 60.9 6.8

Education ......................................................... 172,129 68.2 49.8 18.4 31.8 97.0 41.5 55.5 3.0

Tobacco products and smoking supplies ......... 43,686 59.1 34.0 25.1 40.9 86.2 30.0 56.3 13.8

Miscellaneous .................................................. 124,294 77.3 50.8 26.5 22.7 88.4 30.3 58.1 11.6

Cash contributions ........................................... 269,573 80.8 39.7 41.1 19.2 92.4 38.0 54.5 7.6

Personal insurance and pensions .................... 884,933 78.8 56.4 22.4 21.2 93.6 34.7 58.9 6.4

Life and other personal insurance .................. 41,707 86.5 57.2 29.3 13.5 91.3 30.1 61.2 8.7

Pensions and Social Security ......................... 843,226 78.4 56.4 22.0 21.6 93.7 35.0 58.8 6.3

Sources of income and personal taxes:

Money income before taxes ............................. $9,672,707 77.0 52.2 24.7 23.0 92.2 33.8 58.4 7.8

Wages and salaries ........................................ 7,425,644 75.3 56.8 18.5 24.7 94.5 35.1 59.3 5.5

Self-employment income ................................ 812,321 88.2 47.0 41.2 11.8 73.6 27.9 45.7 26.4

Social Security, private and government

retirement ..................................................... 1,036,476 82.6 30.2 52.4 17.4 89.5 26.8 62.7 10.5

Interest, dividends, rental income, other

property income ........................................... 226,859 92.7 44.0 48.8 7.3 94.6 34.8 59.8 5.4

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ........................ 67,197 30.2 13.9 16.3 69.8 93.5 44.7 48.8 6.5

Unemployment and workers’ compensation,

veterans’ benefits, and regular

contributions for support ............................... 57,556 61.9 40.6 21.3 38.1 93.8 32.2 61.6 6.2

Other income .................................................. 46,655 34.8 19.0 15.8 65.2 95.3 52.5 42.8 4.7

Personal taxes (contains some imputed

values) ............................................................ 1,358,841 85.0 59.1 25.9 15.0 91.2 33.1 58.1 8.8

Federal income taxes ..................................... 1,083,995 86.1 58.9 27.2 13.9 90.1 33.1 57.0 9.9

State and local income taxes ......................... 265,116 80.2 59.6 20.6 19.8 95.7 33.5 62.2 4.3

Other taxes ..................................................... 9,729 89.7 67.1 22.6 10.3 91.6 24.6 67.0 8.4

Income after taxes ............................................ 8,313,867 75.6 51.1 24.6 24.4 92.3 33.9 58.5 7.7

1 Value is too small to display.

2 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2017