Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 84,026 4,093 15,543 19,448 19,345 13,194 12,403 7,542 4,861 

Consumer unit characteristics: 

Income before taxes ..................................... $74,512 $45,533 $63,100 $82,804 $89,984 $81,938 $53,344 $59,159 $44,322 

Income after taxes ........................................ 71,833 44,918 61,675 79,851 86,215 78,042 51,838 57,273 43,405 

Age of reference person ................................ 47.2 21.8 29.8 39.6 49.3 59.2 73.4 68.9 80.3 

Average number in consumer unit:

Persons ........................................................ 3.1 3.0 3.4 3.7 3.2 2.5 2.3 2.4 2.2 

Children under 18 ........................................ .9 .8 1.4 1.6 .8 .2 .1 .1 .1 

Persons 65 and over .................................... .3 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.6 1.8 

Earners ........................................................ 1.6 1.8 1.7 1.8 2.0 1.6 .7 .9 .4 

Vehicles ....................................................... 2.3 1.6 1.9 2.3 2.6 2.6 2.1 2.3 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 41 44 43 47 50 56 57 55 

Female ......................................................... 53 59 56 57 53 50 44 43 45 

Housing tenure:

Homeowner .................................................. 74 29 54 72 81 87 90 91 88 

With mortgage ............................................ 51 20 47 64 64 51 27 33 17 

Without mortgage ....................................... 23 8 7 9 17 37 63 57 71 

Renter .......................................................... 26 71 46 28 19 13 10 9 12 

Race of reference person:

Black or African-American ........................... 12 15 14 14 12 11 9 9 7 

White, Asian, and all other races ................. 88 85 86 86 88 89 91 91 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 22 20 16 12 8 6 7 6 

Not Hispanic or Latino .................................. 86 78 80 84 88 92 94 93 94 

Education of reference person:

Elementary (1-8) .......................................... 5 5 4 4 4 4 10 8 14 

High school (9-12) ........................................ 36 50 34 33 34 34 44 44 44 

College ......................................................... 59 45 62 63 62 62 46 48 42 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 1 2 ( ) 1 

At least one vehicle owned or leased ............ 93 84 91 94 94 96 93 95 91 

Average annual expenditures .......................... $57,595 $38,010 $52,100 $63,022 $65,545 $61,429 $46,242 $51,092 $38,779 

Food ............................................................... 7,293 5,187 6,647 8,109 8,279 7,376 6,012 6,534 5,222 

Food at home ............................................... 4,129 2,946 3,625 4,609 4,607 4,144 3,721 4,004 3,295 

Cereals and bakery products ..................... 544 348 474 624 593 540 515 542 473 

Cereals and cereal products .................... 173 125 166 206 187 156 146 157 129 

Bakery products ....................................... 371 224 308 419 405 384 369 385 344 

Meats, poultry, fish, and eggs .................... 955 678 822 1,081 1,080 945 855 934 735 

Beef .......................................................... 277 211 249 310 317 261 241 257 218 

Pork .......................................................... 188 129 157 208 211 185 185 207 150 

Other meats ............................................. 126 94 102 145 148 122 110 116 101 

Poultry ...................................................... 172 124 157 203 193 165 132 146 111 

Fish and seafood ..................................... 146 85 114 162 162 160 142 161 114 

Eggs ......................................................... 47 36 42 52 49 50 45 48 41 

Dairy products ............................................ 454 308 412 512 492 448 417 435 389 

Fresh milk and cream .............................. 177 134 175 207 183 160 157 158 155 

Other dairy products ................................ 277 174 237 305 309 288 260 277 234 

Fruits and vegetables ................................. 712 466 606 754 787 766 704 742 646 

Fresh fruits ............................................... 236 150 187 249 263 264 236 241 229 

Fresh vegetables ..................................... 230 142 194 239 260 253 226 250 188 

Processed fruits ....................................... 132 94 124 143 139 127 131 134 128 

Processed vegetables .............................. 115 81 100 123 126 121 111 118 100 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,464 $1,146 $1,311 $1,638 $1,655 $1,445 $1,231 $1,349 $1,053 

Sugar and other sweets ........................... 147 83 111 166 174 142 152 162 138 

Fats and oils ............................................. 106 70 86 111 118 116 111 115 104 

Miscellaneous foods ................................ 763 654 732 877 834 715 604 662 517 

Nonalcoholic beverages ........................... 397 317 348 433 471 400 314 347 263 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 21 35 50 58 72 51 64 31 

Food away from home ................................. 3,163 2,241 3,023 3,500 3,672 3,232 2,291 2,530 1,927 

Alcoholic beverages ....................................... 497 428 499 462 595 553 365 409 298 

Housing .......................................................... 18,998 12,583 18,602 22,077 20,652 19,025 14,226 15,402 12,411

Shelter .......................................................... 10,968 7,647 11,148 13,162 12,158 10,381 7,165 7,785 6,204 

Owned dwellings ........................................ 7,884 2,359 6,888 9,910 9,359 7,934 5,426 6,126 4,340 

Mortgage interest and charges ................ 4,653 1,607 4,874 6,632 5,549 3,816 1,773 2,327 913 

Property taxes .......................................... 1,960 525 1,277 2,115 2,386 2,362 1,953 2,043 1,814 

Maintenance, repairs, insurance, other

expenses ................................................ 1,271 226 736 1,163 1,424 1,757 1,699 1,755 1,613 

Rented dwellings ........................................ 2,327 5,108 3,965 2,618 1,780 1,197 957 800 1,201 

Other lodging ............................................. 756 180 296 634 1,019 1,249 782 859 663 

Utilities, fuels, and public services ............... 3,968 2,695 3,419 4,216 4,419 4,238 3,699 3,879 3,420 

Natural gas ................................................. 559 264 453 591 608 627 588 596 575 

Electricity .................................................... 1,494 1,058 1,270 1,578 1,649 1,607 1,425 1,503 1,306 

Fuel oil and other fuels ............................... 163 50 89 158 195 189 225 210 247 

Telephone services .................................... 1,269 1,069 1,210 1,372 1,449 1,281 952 1,051 800 

Water and other public services ................. 484 255 398 517 517 534 509 520 492 

Household operations .................................. 1,180 600 1,398 1,607 958 1,058 907 869 967 

Personal services ....................................... 546 384 963 993 243 262 154 104 232 

Other household expenses ........................ 634 217 435 614 715 795 753 765 735 

Housekeeping supplies ................................ 770 389 612 788 843 992 736 814 618 

Laundry and cleaning supplies .................. 178 115 166 206 186 180 155 170 132 

Other household products .......................... 412 203 315 425 426 582 392 442 317 

Postage and stationery .............................. 180 71 132 157 231 229 189 202 169 

Household furnishings and equipment ......... 2,112 1,253 2,024 2,304 2,274 2,357 1,718 2,055 1,202 

Household textiles ...................................... 167 96 127 170 168 203 194 236 131 

Furniture ..................................................... 547 466 598 636 558 546 358 433 242 

Floor coverings .......................................... 56 17 51 51 60 72 58 69 42 

Major appliances ........................................ 278 168 230 284 312 318 269 307 209 

Small appliances, miscellaneous

housewares .............................................. 125 69 122 126 153 121 107 118 90 

Miscellaneous household equipment ......... 940 437 897 1,037 1,024 1,097 732 893 489 

Apparel and services ..................................... 2,263 2,037 2,364 2,565 2,499 2,251 1,397 1,615 1,067 

Men and boys .............................................. 525 372 551 620 597 502 310 346 255 

Men, 16 and over ....................................... 407 324 396 413 483 450 278 301 243 

Boys, 2 to 15 .............................................. 118 47 155 207 115 51 32 46 12 

Women and girls .......................................... 918 735 832 999 1,090 962 655 776 473 

Women, 16 and over .................................. 746 682 630 683 926 875 604 701 458 

Girls, 2 to 15 ............................................... 171 54 203 315 164 87 51 75 15 

Children under 2 .......................................... 125 239 246 147 76 71 28 36 16 

Footwear ...................................................... 383 360 423 438 418 383 200 221 169 

Other apparel products and services ........... 313 331 312 361 318 333 203 235 154 

Transportation ................................................ 10,505 8,107 10,186 11,160 11,811 11,085 8,063 9,730 5,489 

Vehicle purchases (net outlay) ..................... 4,098 3,422 4,527 4,496 4,195 4,031 3,079 3,907 1,794 

Cars and trucks, new ................................. 2,065 1,406 1,996 2,085 2,207 2,264 1,901 2,611 801 

Cars and trucks, used ................................ 1,932 1,947 2,413 2,292 1,842 1,698 1,150 1,251 993 

Other vehicles ............................................ 101 69 118 118 147 69 427 445 3 ( )

Gasoline and motor oil ................................. 2,760 2,355 2,647 2,993 3,144 2,849 1,972 2,259 1,527 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $3,051 $2,007 $2,602 $3,102 $3,751 $3,411 $2,450 $2,917 $1,737 

Vehicle finance charges ............................. 378 330 451 429 390 393 192 259 89 

Maintenance and repairs ........................... 826 542 643 828 1,008 969 712 825 537 

Vehicle insurance ....................................... 1,275 793 973 1,181 1,752 1,346 1,188 1,430 824 

Vehicle rental, leases, licenses, and other

charges .................................................... 571 342 537 664 602 703 358 403 288 

Public transportation .................................... 596 322 408 569 720 794 562 648 431 

Healthcare ...................................................... 3,232 1,148 1,938 2,539 3,143 4,174 5,774 5,767 5,784 

Health insurance .......................................... 1,731 605 1,039 1,365 1,538 2,071 3,480 3,445 3,533 

Medical services .......................................... 807 351 580 717 880 1,071 986 1,042 900 

Drugs ........................................................... 557 135 249 355 560 852 1,087 1,070 1,114 

Medical supplies .......................................... 138 56 69 101 165 181 221 210 238 

Entertainment ................................................. 3,128 1,800 2,713 3,740 3,486 3,173 2,543 3,071 1,731 

Fees and admissions ................................... 770 298 531 1,021 917 755 620 704 490 

Audio and visual equipment and services .... 1,080 921 1,061 1,210 1,176 1,039 846 951 685 

Pets, toys, hobbies, and playground

equipment .................................................. 682 339 615 783 810 755 457 537 337 

Other entertainment supplies, equipment,

and services ............................................... 597 241 506 727 583 623 620 880 219 

Personal care products and services ............. 679 408 581 725 784 705 640 688 568 

Reading .......................................................... 127 48 76 115 145 166 166 171 159 

Education ....................................................... 1,072 786 625 965 2,105 1,024 335 323 353 

Tobacco products and smoking supplies ....... 367 436 346 379 438 383 223 269 152 

Miscellaneous ................................................ 923 548 616 956 1,052 1,248 839 923 711 

Cash contributions ......................................... 2,027 893 1,183 1,626 2,183 3,005 2,807 2,523 3,246 

Personal insurance and pensions .................. 6,483 3,601 5,724 7,604 8,371 7,263 2,852 3,667 1,587 

Life and other personal insurance ................ 389 71 199 369 486 577 414 490 295 

Pensions and Social Security ...................... 6,093 3,530 5,525 7,235 7,885 6,685 2,438 3,177 1,292 

Sources of income and personal taxes: 

Money income before taxes ........................... 74,512 45,533 63,100 82,804 89,984 81,938 53,344 59,159 44,322 

Wages and salaries ..................................... 60,755 40,966 58,113 74,740 78,378 62,680 19,137 24,388 10,990 

Self-employment income ............................. 4,466 1,800 2,853 4,918 6,077 5,527 3,016 3,959 1,552 

Social Security, private and government

retirement ................................................... 6,298 244 380 966 2,337 10,048 26,265 26,399 26,058 

Interest, dividends, rental income, other

property income ......................................... 1,716 1,058 445 709 1,643 2,702 4,167 3,778 4,770 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 248 142 206 224 309 265 259 109 491 

Public assistance, supplemental security

income, food stamps .................................. 373 534 423 444 323 306 299 323 263 

Regular contributions for support ................. 465 493 437 647 630 313 114 98 139 

Other income ............................................... 190 297 244 157 287 98 87 105 459 

Personal taxes ............................................... 2,679 615 1,425 2,953 3,769 3,897 1,506 1,886 916 

Federal income taxes ................................... 1,867 340 869 2,061 2,665 2,882 994 1,317 493 

State and local income taxes ....................... 579 240 440 686 829 699 179 207 135 

Other taxes .................................................. 233 35 115 207 274 316 333 362 289 

Income after taxes ......................................... 71,833 44,918 61,675 79,851 86,215 78,042 51,838 57,273 43,405 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Addenda:

Net change in total assets and liabilities ........ - $5,429 - $1,898 - $4,359 - $12,358 - $5,348 - $4,009 $1,295 $948 $1,834 

Net change in total assets ............................ 13,352 12,265 23,859 15,771 10,594 9,270 5,395 7,208 2,580 

Net change in total liabilities ........................ 18,780 14,162 28,217 28,129 15,942 13,279 4,099 6,261 746 

Other financial information:

Other money receipts ................................... 725 110 289 380 941 1,427 930 1,320 325 

Mortgage principal paid on owned property -2,657 -486 -1,724 -3,233 -3,854 -3,064 -1,338 -1,719 -748 

Estimated market value of owned home ...... 213,110 58,336 133,638 210,925 246,400 271,557 253,107 264,223 235,862 

Estimated monthly rental value of owned

home .......................................................... 1,018 326 697 1,080 1,154 1,210 1,138 1,172 1,087 

Gifts of goods and services ............................ 1,330 470 824 804 2,050 2,022 1,228 1,460 877 

Food ............................................................. 124 50 48 58 202 237 105 140 53 

Alcoholic beverages ..................................... 13 16 11 13 14 16 10 15 43 

Housing ........................................................ 284 89 304 172 418 368 208 242 156 

Housekeeping supplies .............................. 32 13 27 24 42 39 34 37 29 

Household textiles ...................................... 15 45 8 11 16 31 11 11 11 

Appliances and miscellaneous

housewares .............................................. 24 5 18 14 32 41 21 22 20 

Major appliances ...................................... 9 1 4 3 13 20 7 7 46 

Small appliances and miscellaneous

housewares ............................................ 15 44 15 10 19 21 15 14 15 

Miscellaneous household equipment ......... 63 13 42 57 109 59 55 73 28 

Other housing ............................................ 151 52 209 67 219 198 87 99 68 

Apparel and services ................................... 272 184 222 220 317 398 249 310 156 

Males, 2 and over ...................................... 62 41 49 48 64 103 64 86 31 

Females, 2 and over .................................. 104 38 62 66 151 158 112 141 67 

Children under 2 ........................................ 60 65 74 67 59 64 27 34 16 

Other apparel products and services ......... 46 40 37 39 43 73 46 49 43 

Jewelry and watches ................................ 16 413 13 17 15 22 14 14 415 

All other apparel products and services ... 30 427 24 23 28 50 32 35 428 

Transportation .............................................. 94 27 31 58 107 174 148 185 92 

Health care ................................................... 20 41 8 19 33 24 17 21 411 

Entertainment ............................................... 113 67 106 103 110 147 123 172 49 

Toys, games, arts and crafts, and tricycles 44 419 39 43 42 55 53 78 416 

Other entertainment ................................... 69 48 67 60 67 92 69 93 33 

Personal care products and services ........... 20 8 17 19 25 24 17 25 5 

Reading ........................................................ 1 2 ( ) 2 ( ) 1 1 1 2 2 2 

Education ..................................................... 297 411 8 89 732 487 202 153 278 

All other gifts ................................................ 91 18 68 53 92 146 147 194 73 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.