Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 42,896 1,107 953 1,336 1,944 4,775 5,434 4,044 6,615 16,687

Consumer unit characteristics:

Income before taxes ....................................... $76,460 $2,745 $7,896 $12,781 $17,640 $25,296 $34,848 $44,698 $59,368 $139,878

Income after taxes .......................................... 65,629 2,880 8,557 13,672 18,568 25,593 34,021 42,542 54,499 114,448

Age of reference person ................................. 55.1 50.9 50.5 55.0 55.7 60.6 60.7 56.7 54.0 52.2

Average number in consumer unit:

People .......................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0

Children under 18 ......................................... .1 .2 .3 .2 .2 .1 .1 .1 .1 1 ( )

Adults 65 and older ...................................... .6 .4 .4 .6 .6 .9 1.0 .8 .6 .4

Earners ......................................................... 1.2 .5 .6 .6 .7 .6 .8 1.1 1.4 1.6

Vehicles ........................................................ 2.1 1.2 1.4 1.2 1.3 1.7 2.0 2.0 2.2 2.6

Percent distribution:

Reference person:

Men .............................................................. 50 35 44 35 41 44 47 51 53 56

Women ......................................................... 50 65 56 65 59 56 53 49 47 44

Housing tenure:

Homeowner .................................................. 72 42 47 50 53 64 71 67 71 83

With mortgage ............................................ 35 17 18 15 15 14 20 26 36 54

Without mortgage ....................................... 37 25 29 36 37 51 51 42 35 29

Renter ........................................................... 28 58 53 50 47 36 29 33 29 17

Race of reference person:

Black or African-American ............................ 11 21 20 20 19 15 11 10 10 7

White, Asian, and all other races .................. 89 79 80 80 81 85 89 90 90 93

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 12 14 15 18 11 11 10 9 5

Not Hispanic or Latino .................................. 91 88 86 85 82 89 89 90 91 95

Education of reference person:

Elementary (1-8) ........................................... 2 4 5 7 8 6 3 2 1 1 ( )

High school (9-12) ........................................ 31 48 40 43 46 45 41 38 33 17

College ......................................................... 66 47 54 49 46 48 55 59 65 83

Never attended and other ............................. 1 ( ) 1 1 1 1 1 1 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............. 92 70 73 76 77 88 93 95 96 97

Average annual expenditures ........................... $59,729 $30,669 $36,168 $29,681 $30,900 $35,559 $41,487 $44,243 $51,910 $88,492

Food ............................................................... 7,248 4,300 5,807 4,433 4,143 5,311 5,836 5,681 6,644 9,749

Food at home ............................................... 4,021 2,879 3,681 3,145 2,763 3,459 3,554 3,446 3,764 4,885

Cereals and bakery products ..................... 505 352 522 396 352 458 493 474 479 575

Cereals and cereal products .................... 154 113 187 132 116 131 143 140 146 178

Bakery products ....................................... 350 239 335 264 236 327 350 334 333 396

Meats, poultry, fish, and eggs .................... 893 714 832 874 649 785 794 720 817 1,072

Beef .......................................................... 261 199 209 258 181 219 231 210 225 324

Pork .......................................................... 171 126 163 188 148 182 174 143 158 183

Other meats .............................................. 116 98 69 108 74 102 109 95 116 138

Poultry ...................................................... 154 135 180 153 104 133 129 130 142 185

Fish and seafood ...................................... 133 97 138 120 92 87 98 91 125 178

Eggs ......................................................... 58 59 72 47 51 62 53 51 50 64

Dairy products ............................................ 405 269 332 292 264 339 365 358 392 492

Fresh milk and cream ............................... 128 110 135 112 98 127 121 116 124 141

Other dairy products ................................. 277 159 198 181 166 212 244 242 267 351

Fruits and vegetables ................................. 772 511 654 498 487 693 680 646 706 958

Fresh fruits ............................................... 278 160 218 155 150 260 244 247 248 349

Fresh vegetables ...................................... 260 163 215 172 182 224 216 200 221 339

Processed fruits ........................................ 102 56 82 70 67 88 100 94 108 118

Processed vegetables .............................. 131 133 140 100 89 121 120 105 129 152

Other food at home .................................... 1,447 1,034 1,340 1,085 1,011 1,185 1,222 1,248 1,371 1,788

Sugar and other sweets ........................... 153 98 140 104 78 133 127 129 139 194

Fats and oils ............................................. 113 103 132 74 78 105 106 108 114 125

Miscellaneous foods ................................. 725 474 604 568 460 581 604 634 687 910

Nonalcoholic beverages ........................... 390 344 446 320 369 337 343 337 366 452

Food prepared by consumer unit on

out-of-town trips ...................................... 66 216 218 218 26 29 43 40 63 107

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,227 1,420 2,126 1,288 1,380 1,852 2,283 2,235 2,880 4,864

Alcoholic beverages ....................................... 628 245 301 180 214 234 307 356 483 1,098

Housing .......................................................... 19,122 11,320 13,377 11,494 11,729 12,227 14,046 15,194 16,627 27,002

Shelter .......................................................... 11,013 6,414 8,135 6,770 6,841 6,517 7,522 8,263 9,315 16,072

Owned dwellings ........................................ 6,752 2,073 3,949 2,339 2,800 3,090 4,216 4,557 5,476 10,947

Mortgage interest and charges ................. 2,666 825 1,068 773 747 778 1,129 1,446 2,111 4,812

Property taxes .......................................... 2,228 729 1,050 921 1,185 1,202 1,654 1,632 1,814 3,410

Maintenance, repairs, insurance, other

expenses ................................................ 1,857 519 1,831 645 869 1,110 1,433 1,479 1,551 2,725

Rented dwellings ........................................ 3,158 4,192 3,866 4,028 3,690 3,045 2,808 3,295 3,284 2,981

Other lodging .............................................. 1,104 149 321 403 351 381 497 412 554 2,145

Utilities, fuels, and public services ................ 4,037 3,150 2,961 2,946 3,060 3,362 3,674 3,753 3,954 4,772

Natural gas ................................................. 395 276 286 252 304 323 327 369 370 490

Electricity .................................................... 1,525 1,421 1,298 1,299 1,308 1,394 1,478 1,464 1,481 1,673

Fuel oil and other fuels ............................... 129 276 231 278 108 97 121 143 111 161

Telephone services .................................... 1,407 954 1,008 911 930 1,057 1,240 1,281 1,430 1,731

Residential phone service, VOIP, and

phone cards ............................................ 365 274 279 263 287 356 421 350 359 385

Cellular phone service .............................. 1,042 680 730 648 643 701 819 930 1,071 1,347

Water and other public services ................. 581 423 338 406 410 491 508 496 562 716

Household operations .................................. 1,154 569 727 587 558 692 828 910 1,093 1,654

Personal services ....................................... 116 283 2205 2102 266 112 97 258 228 96

Other household expenses ........................ 1,039 486 522 485 492 580 731 851 866 1,558

Housekeeping supplies ................................ 743 433 735 384 422 575 691 642 632 966

Laundry and cleaning supplies ................... 160 108 152 94 109 159 154 136 132 193

Other household products .......................... 425 220 343 222 223 303 386 357 369 568

Postage and stationery ............................... 159 106 240 69 90 113 150 148 131 205

Household furnishings and equipment ......... 2,174 754 818 805 848 1,081 1,332 1,626 1,632 3,538

Household textiles ...................................... 118 227 77 58 38 82 110 133 107 155

Furniture ..................................................... 576 141 139 219 158 271 393 325 412 979

Floor coverings ........................................... 24 26

214 21 19 17 15 10 16 40

Major appliances ........................................ 338 131 77 175 223 160 205 264 266 532

Small appliances, miscellaneous

housewares .............................................. 144 60 131 34 48 88 81 70 122 234

Miscellaneous household equipment ......... 973 390 379 319 362 462 528 823 708 1,597

Apparel and services ...................................... 1,613 796 965 764 1,017 987 986 1,220 1,332 2,429

Men and boys ............................................... 367 196 275 204 172 245 276 252 303 537

Men, 16 and over ....................................... 325 176 241 163 147 214 222 206 269 488

Boys, 2 to 15 .............................................. 42 220 34 41 26 31 54 45 34 49

Women and girls .......................................... 639 287 400 352 443 410 381 534 518 943

Women, 16 and over .................................. 596 259 324 306 430 388 351 462 491 887

Girls, 2 to 15 ............................................... 44 228 277 46 13 22 29 72 27 56

Children under 2 ........................................... 35 235 238 26

27229 222 212 220 58

Footwear ...................................................... 317 2164 2161 2110 279 198 193 224 262 476

Other apparel products and services ........... 255 115 90 93 115 105 114 198 229 415

Transportation ................................................ 9,884 5,623 6,805 3,955 5,597 6,528 6,734 7,660 9,352 14,067

Vehicle purchases (net outlay) ..................... 4,066 2,388 22,200 21,236 2,014 2,831 2,688 3,315 3,666 5,893

Cars and trucks, new .................................. 2,081 2948 21,220 2450 2910 1,598 1,336 1,555 1,432 3,237

Cars and trucks, used ................................ 1,930 1,440 2980 782 1,104 1,214 1,304 1,737 2,182 2,561

Other vehicles ............................................ 55 3 ( ) 3 ( ) 24

3 ( ) 219 249 223 251 95

Gasoline and motor oil ................................. 2,006 1,167 1,348 1,349 1,373 1,410 1,649 1,849 2,108 2,511

Other vehicle expenses ................................ 3,045 1,863 2,901 1,189 1,843 2,035 2,093 2,145 3,038 4,254

Vehicle finance charges ............................. 219 68 169 82 80 107 157 147 216 330

Maintenance and repairs ............................ 906 294 648 441 569 582 645 708 996 1,230

Vehicle insurance ....................................... 1,209 21,222 21,560 2465 2935 1,071 803 883 1,246 1,527

Vehicle rental, leases, licenses, and other

charges ..................................................... 711 279 523 200 259 276 488 408 580 1,167

Public and other transportation .................... 767 205 357 182 366 252 304 351 541 1,410

Healthcare ...................................................... 5,583 3,262 3,104 3,186 2,719 4,620 5,460 5,156 5,463 6,872

Health insurance .......................................... 3,821 2,321 2,308 2,047 1,966 3,258 3,813 3,643 3,807 4,577

Medical services ........................................... 962 357 407 710 389 712 842 757 860 1,321

Drugs ............................................................ 609 514 266 305 304 540 604 633 624 703

Medical supplies ........................................... 192 70 123 123 60 110 201 122 171 271

Entertainment ................................................. 3,300 1,427 2,070 1,397 1,737 1,773 2,339 2,242 3,045 4,945

Fees and admissions ................................... 687 164 307 268 188 229 396 348 487 1,224

Audio and visual equipment and services .... 1,167 681 894 762 806 918 1,015 1,057 1,134 1,450

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 847 354 710 333 439 506 539 592 964 1,197

Pets ............................................................ 708 320 632 309 389 393 445 467 860 990

Toys, hobbies, and playground equipment 139 234 278 224 250 114 94 126 104 207

Other entertainment supplies, equipment,

and services ............................................... 599 2228 2159 35 304 119 389 245 461 1,075

Personal care products and services ............. 758 333 556 296 341 467 594 507 634 1,132

Reading .......................................................... 146 286 235 40 57 92 144 136 110 206

Education ....................................................... 1,114 923 377 545 625 542 393 390 668 2,023

Tobacco products and smoking supplies ....... 329 382 240 357 429 345 325 327 378 294

Miscellaneous ................................................. 943 522 479 363 385 333 562 887 866 1,450

Cash contributions .......................................... 2,221 571 1,389 1,892 928 987 1,639 1,496 1,546 3,542

Personal insurance and pensions .................. 6,839 879 661 780 981 1,114 2,122 2,991 4,762 13,684

Life and other personal insurance ................ 397 106 128 141 106 160 311 264 322 643

Pensions and Social Security ....................... 6,442 773 533 639 875 955 1,810 2,727 4,440 13,041

Sources of income and personal taxes:

Money income before taxes ........................... $76,460 $2,745 $7,896 $12,781 $17,640 $25,296 $34,848 $44,698 $59,368 $139,878

Wages and salaries ...................................... 54,715 702 2,798 4,481 6,751 9,108 14,055 25,412 41,215 109,615

Self-employment income .............................. 5,192 2-418 2161 178 310 523 1,006 1,483 2,203 11,605

Social Security, private and government

retirement ................................................... 12,756 772 2,620 5,868 8,601 14,452 18,180 16,054 13,435 11,845

Interest, dividends, rental income, other

property income .......................................... 2,804 266 176 112 154 178 645 989 1,692 5,995

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 348 1,266 1,315 1,563 1,227 632 387 227 147 48

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 389 257 350 211 307 152 377 421 459 472

Other income ................................................ 255 2300 2476 367 290 250 198 112 216 298

Personal taxes (contains some imputed

values) .......................................................... 10,831 -135 -662 -892 -928 -297 827 2,156 4,869 25,430

Federal income taxes ................................... 8,684 -73 -603 -815 -864 -356 621 1,552 3,712 20,581

State and local income taxes ....................... 2,068 -65 -77 -101 -108 29 160 501 1,101 4,728

Other taxes ................................................... 78 24

218 224 244 30 46 103 55 121

Income after taxes .......................................... 65,629 2,880 8,557 13,672 18,568 25,593 34,021 42,542 54,499 114,448

Addenda:

Net change in total assets and liabilities ........ $9,472 $2,692 $2,317 - $1,754 - $2,539 $2,015 $7,293 $6,284 $2,354 $19,067

Net change in total assets ............................ 16,668 4,821 3,373 3,014 50 4,625 10,130 8,198 7,049 32,683

Net change in total liabilities ......................... 7,196 2,129 1,056 4,768 2,590 2,610 2,837 1,914 4,695 13,616

Other financial information:

Other money receipts ................................... 780 2221 2366 2286 2228 334 1,327 608 600 1,007

Mortgage principal paid on owned property -1,933 -534 -982 -505 -715 -531 -840 -2,232 -1,412 -3,226

Estimated market value of owned home ...... 197,924 70,711 112,222 90,014 93,733 113,375 149,970 151,314 161,657 297,516

Estimated monthly rental value of owned

home .......................................................... 1,104 480 592 590 608 718 885 899 970 1,559

Gifts of goods and services, total ................... 1,568 427 434 409 309 598 621 1,041 930 2,906

Food ............................................................. 111 226 217 220 33 39 61 93 77 192

Alcoholic beverages ..................................... 17 3 ( ) 1 ( ) 22

2324 7 5 7 36

Housing ........................................................ 326 272 221 87 78 120 174 244 176 571

Housekeeping supplies .............................. 38 216 212 26

27 21 30 26 26 62

Household textiles ...................................... 15 3 ( ) 3 ( ) 1 ( ) 24

1 ( ) 213 224 223 19

Appliances and miscellaneous

housewares .............................................. 37 1 ( ) 3 ( ) 23

23219 215 233 17 69

Major appliances ...................................... 14 3 ( ) 3 ( ) 21

22210 11 226 2 23

Small appliances and miscellaneous

housewares ............................................ 23 1 ( ) 3 ( ) 22

21292427215 46

Miscellaneous household equipment ......... 62 22

28221 216 23 37 54 27 111

See footnotes at end of table.
Table 3423. Consumer units of two people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2015-2016 — Continued

Item

Total

two

people

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other housing ............................................. 175 254 2201 57 48 57 79 107 83 310

Apparel and services .................................... 246 250 286 92 47 153 143 273 138 397

Males, 2 and over ....................................... 71 28

233 214 216 38 49 77 37 116

Females, 2 and over ................................... 86 23

236 268 24 44 42 114 58 135

Children under 2 ......................................... 33 234 26

2425227 222 212 217 57

Other apparel products and services ......... 56 25

210 25222 243 231 270 27 89

Jewelry and watches ................................ 10 3 ( ) 3 ( ) 3 ( ) 1 ( ) 27

21216 26 16

All other apparel products and services ... 46 25

210 25221 236 229 254 21 73

Transportation .............................................. 159 4 10 9 31 118 28 145 157 262

Healthcare .................................................... 31 3 ( ) 24

243 252725214 226 57

Entertainment ............................................... 135 223 257 256 292 65 103 93 85 219

Toys, games, arts and crafts, and tricycles 51 219 3 ( ) 1 ( ) 233 247 238 227 232 80

Other entertainment ................................... 84 25

257 56 259 18 64 66 53 138

Personal care products and services ........... 19 3 ( ) 24

217 2222 11 17 6 35

Reading ........................................................ 8 3 ( ) 3 ( ) 25

1 ( ) 22 6 3 6 14

Education ..................................................... 388 3 ( ) 25

2228 62 51 92 154 877

All other gifts ................................................. 129 51 229 277 10 27 33 61 96 248

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017