Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2007

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Number of consumer units (in thousands) ...... 120,171 85,389 18,227 30,313 26,169 10,680 34,783 22,523 12,259 

Percent distribution of consumer units ........... 100.0 71.1 15.2 25.2 21.8 8.9 28.9 18.7 10.2 

Consumer unit characteristics (mean values):

Income before taxes .................................... $63,091 $48,793 $33,913 $46,938 $54,881 $64,537 $98,193 $88,948 $115,179 

Income after taxes ....................................... 60,858 47,500 33,388 45,896 53,103 62,407 93,651 85,008 109,530 

Age of reference person ............................... 48.8 49.3 53.2 51.2 44.8 48.1 47.7 46.2 50.5 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.6 2.5 2.4 2.6 2.4 2.5 2.3 

Children under 18 ....................................... .6 .6 .7 .6 .6 .7 .6 .6 .5 

Persons 65 and over .................................. .3 .3 .4 .4 .2 .2 .2 .2 .3 

Earners ....................................................... 1.3 1.3 1.1 1.3 1.4 1.5 1.5 1.5 1.4 

Vehicles ...................................................... 1.9 1.9 1.4 1.9 2.0 2.2 2.1 2.1 2.0 

Percent distribution:

Sex of reference person:

Male ............................................................ 47 45 45 44 47 44 52 50 54 

Female ........................................................ 53 55 55 56 53 56 48 50 46 

Housing tenure:

Homeowner ................................................ 67 63 55 66 60 73 77 74 82 

With mortgage .......................................... 43 38 26 38 41 51 57 56 59 

Without mortgage ..................................... 23 25 29 29 19 22 19 18 23 

Renter ......................................................... 33 37 45 34 40 27 23 26 18 

Race of reference person:

Black or African-American .......................... 12 14 16 14 13 12 8 8 7 

White, Asian, and all other races ................ 88 86 84 86 87 88 92 92 93 

Hispanic or Latino origin of reference

person:

Hispanic or Latino ....................................... 12 15 30 11 10 7 5 5 5 

Not Hispanic or Latino ................................ 88 85 70 89 90 93 95 95 95 

Education of reference person:

Elementary (1-8) ......................................... 5 7 35 n.a. n.a. n.a. n.a. n.a. n.a.

High school (9-12) ...................................... 35 49 63 100 n.a. n.a. n.a. n.a. n.a.

College ....................................................... 60 43 n.a. n.a. 100 100 100 100 100 

Never attended and other ........................... 1 ( ) 1 ( ) 2 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ........... 88 86 74 88 90 93 94 93 94 

Annual aggregate expenditures ...................... $5,964,504 58.5 9.0 20.1 20.1 9.4 41.5 24.9 16.6 

Food ............................................................. 736,786 61.7 10.2 22.2 20.1 9.2 38.3 22.9 15.5 

Food at home ............................................. 416,229 65.0 12.1 24.0 19.7 9.1 35.0 20.9 14.1 

Cereals and bakery products .................... 55,203 65.1 11.9 24.2 20.1 8.9 34.9 21.2 13.7 

Cereals and cereal products ................... 17,139 65.4 13.1 23.3 19.5 9.4 34.6 20.3 14.3 

Bakery products ...................................... 38,064 65.0 11.4 24.6 20.3 8.7 35.0 21.5 13.5 

Meats, poultry, fish, and eggs ................... 93,320 68.7 13.7 26.1 19.8 9.0 31.3 19.1 12.2 

Beef ........................................................ 25,977 70.2 14.3 27.2 20.5 8.2 29.8 18.7 11.0 

Pork ........................................................ 17,976 72.7 15.0 29.2 19.4 9.1 27.3 17.0 10.3 

Other meats ............................................ 12,551 68.7 11.9 27.0 20.2 9.5 31.3 19.0 12.3 

Poultry .................................................... 17,039 68.3 14.0 24.7 19.3 10.3 31.7 19.7 11.9 

Fish and seafood .................................... 14,646 61.4 12.2 21.5 18.9 8.8 38.6 21.7 16.9 

Eggs ....................................................... 5,131 69.3 14.5 25.6 21.2 8.0 30.7 19.3 11.4 

Dairy products .......................................... 46,534 63.9 11.1 23.4 20.4 8.9 36.1 21.7 14.4 

Fresh milk and cream ............................. 18,460 68.0 13.2 25.0 21.1 8.8 32.0 19.6 12.4 

Other dairy products ............................... 28,074 61.2 9.8 22.4 20.0 9.1 38.8 23.0 15.8 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Fruits and vegetables ............................... $72,058 61.0 11.9 21.9 18.7 8.6 39.0 22.1 16.9 

Fresh fruits .............................................. 24,234 58.2 11.5 20.4 17.9 8.3 41.8 23.3 18.6 

Fresh vegetables .................................... 22,858 60.6 12.3 21.6 18.5 8.2 39.4 22.1 17.3 

Processed fruits ...................................... 13,492 62.1 11.3 22.8 18.6 9.4 37.9 22.1 15.8 

Processed vegetables ............................ 11,475 66.5 12.3 24.3 20.8 9.0 33.5 19.6 14.0 

Other food at home ................................... 149,114 64.8 11.5 23.9 19.9 9.6 35.2 21.2 14.0 

Sugar and other sweets .......................... 14,954 64.0 11.0 24.0 19.6 9.4 36.0 21.3 14.6 

Fats and oils ........................................... 10,962 66.9 12.3 24.3 21.2 9.1 33.1 20.3 12.8 

Miscellaneous foods ............................... 78,020 64.3 11.3 23.4 19.6 10.0 35.7 21.6 14.1 

Nonalcoholic beverages ......................... 40,012 67.5 12.8 25.6 20.3 8.8 32.5 19.7 12.8 

Food prepared by consumer unit on

out-of-town trips .................................... 5,167 50.3 5.4 16.3 19.3 9.4 49.7 28.3 21.4 

Food away from home ................................ 320,556 57.4 7.7 19.8 20.7 9.2 42.6 25.4 17.2 

Alcoholic beverages ..................................... 54,849 52.4 5.3 18.8 19.9 8.5 47.6 30.9 16.7 

Housing ........................................................ 2,033,228 58.5 9.7 19.5 19.8 9.4 41.5 25.4 16.2 

Shelter ........................................................ 1,204,440 57.5 9.6 19.0 19.8 9.2 42.5 26.2 16.3 

Owned dwellings ...................................... 808,774 53.5 7.2 17.8 18.6 9.9 46.5 28.2 18.3 

Mortgage interest and charges ............... 467,470 53.2 7.1 17.0 19.2 9.8 46.8 28.8 18.0 

Property taxes ........................................ 205,356 52.4 6.9 18.4 17.8 9.3 47.6 28.0 19.5 

Maintenance, repairs, insurance, other

expenses .............................................. 135,949 56.1 7.9 19.6 17.6 11.1 43.9 26.7 17.2 

Rented dwellings ...................................... 312,669 73.4 17.5 23.9 24.1 7.9 26.6 18.6 8.0 

Other lodging ............................................ 82,997 36.7 2.6 11.7 15.3 7.0 63.3 34.8 28.5 

Utilities, fuels, and public services .............. 417,861 66.7 12.8 24.0 20.5 9.4 33.3 20.8 12.5 

Natural gas ............................................... 57,729 62.3 11.8 23.1 18.5 9.0 37.7 23.1 14.6 

Electricity .................................................. 156,566 68.8 13.8 24.9 20.9 9.2 31.2 19.6 11.7 

Fuel oil and other fuels ............................. 18,100 67.6 12.6 26.2 16.8 12.0 32.4 19.3 13.2 

Telephone services .................................. 133,353 67.2 12.4 23.7 21.4 9.7 32.8 20.8 12.0 

Water and other public services ............... 52,113 63.9 11.8 22.6 20.6 8.9 36.1 22.4 13.7 

Household operations ................................. 118,269 48.4 5.2 14.9 18.6 9.6 51.6 29.9 21.7 

Personal services ..................................... 49,926 47.7 5.0 14.0 18.3 10.5 52.3 31.1 21.1 

Other household expenses ....................... 68,343 48.8 5.4 15.6 18.9 9.0 51.2 29.0 22.2 

Housekeeping supplies .............................. 76,732 56.7 9.1 20.4 19.1 8.1 43.3 23.3 20.0 

Laundry and cleaning supplies ................. 16,816 68.2 12.7 23.9 22.9 8.7 31.8 19.7 12.1 

Other household products ........................ 41,635 52.6 7.3 20.1 17.5 7.7 47.4 23.5 23.9 

Postage and stationery ............................. 18,281 55.4 10.0 17.8 19.1 8.5 44.6 26.2 18.5 

Household furnishings and equipment ....... 215,927 53.9 7.6 15.7 19.7 10.8 46.1 28.2 17.9 

Household textiles .................................... 15,990 53.7 5.5 16.2 20.0 11.9 46.3 25.3 21.0 

Furniture ................................................... 53,557 52.0 6.9 15.6 19.8 9.8 48.0 29.3 18.7 

Floor coverings ......................................... 5,585 48.4 7.0 15.2 16.2 10.0 51.6 30.8 20.8 

Major appliances ...................................... 27,798 60.9 8.8 19.4 22.1 10.7 39.1 24.6 14.5 

Small appliances, miscellaneous

housewares ............................................ 12,142 57.1 9.3 13.7 24.8 9.3 42.9 23.3 19.6 

Miscellaneous household equipment ....... 100,855 52.9 7.9 14.9 18.5 11.5 47.1 29.6 17.5 

Apparel and services .................................... 225,938 54.6 9.1 18.3 18.6 8.6 45.4 26.6 18.8 

Men and boys ............................................. 52,303 54.3 9.5 18.0 18.6 8.2 45.7 27.5 18.2 

Men, 16 and over ...................................... 42,171 52.0 9.0 17.7 17.9 7.4 48.0 28.6 19.4 

Boys, 2 to 15 ............................................. 10,131 63.7 11.5 19.2 21.3 11.7 36.3 23.0 13.3 

Women and girls ......................................... 89,967 53.7 7.1 18.0 19.2 9.4 46.3 27.0 19.3 

Women, 16 and over ................................ 75,356 52.5 7.0 17.5 19.0 9.1 47.5 27.6 19.9 

Girls, 2 to 15 ............................................. 14,611 59.8 7.6 20.6 20.5 11.1 40.2 23.9 16.3 

Children under 2 ......................................... 11,216 68.0 14.2 22.4 21.6 9.9 32.0 21.7 10.3 

Footwear ..................................................... 39,288 58.6 11.7 21.5 18.2 7.2 41.4 23.2 18.3 

Other apparel products and services .......... 33,164 48.1 8.9 14.4 16.6 8.1 51.9 30.0 22.0 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Transportation .............................................. $1,052,362 63.4 9.7 22.0 21.5 10.2 36.6 22.9 13.6 

Vehicle purchases (net outlay) ................... 389,835 63.8 9.9 21.5 21.7 10.7 36.2 23.8 12.4 

Cars and trucks, new ................................ 188,886 56.9 8.2 17.5 18.1 13.2 43.1 26.0 17.1 

Cars and trucks, used ............................... 188,293 69.4 12.1 25.2 24.0 8.2 30.6 22.3 8.2 

Other vehicles ........................................... 12,657 81.5 22.7 25.2 40.2 13.4 18.5 13.1 25.4 

Gasoline and motor oil ................................ 286,448 67.8 11.4 24.0 22.2 10.2 32.2 20.9 11.4 

Other vehicle expenses .............................. 311,449 64.1 8.6 23.4 21.9 10.2 35.9 22.2 13.6 

Vehicle finance charges ........................... 36,678 68.6 7.7 23.9 25.6 11.5 31.4 20.9 10.5 

Maintenance and repairs .......................... 88,637 61.2 8.7 21.1 22.3 9.1 38.8 23.6 15.2 

Vehicle insurance ..................................... 128,697 70.3 9.9 27.3 22.0 11.1 29.7 19.0 10.7 

Vehicle rental, leases, licenses, and other

charges ................................................... 57,438 52.0 6.5 18.0 18.5 9.0 48.0 28.3 19.7 

Public transportation ................................... 64,629 38.3 5.8 10.2 15.6 6.7 61.7 30.4 31.3 

Health care ................................................... 342,814 63.1 10.6 23.0 20.2 9.3 36.9 22.1 14.8 

Health insurance ......................................... 185,645 64.6 11.2 24.5 19.5 9.5 35.4 21.6 13.8 

Medical services ......................................... 85,236 58.7 8.4 19.0 22.6 8.9 41.3 24.0 17.3 

Drugs .......................................................... 57,785 66.6 12.7 24.6 19.5 9.7 33.4 20.2 13.2 

Medical supplies ......................................... 14,149 56.5 8.2 20.0 19.6 8.7 43.5 26.0 17.5 

Entertainment ............................................... 324,185 55.3 7.1 18.6 20.0 9.6 44.7 26.0 18.7 

Fees and admissions .................................. 79,076 40.6 3.0 11.1 18.2 8.4 59.4 35.2 24.1 

Audio and visual equipment and services .. 118,583 62.9 9.7 21.9 21.5 9.8 37.1 23.6 13.5 

Pets, toys, hobbies, and playground

equipment ................................................. 67,295 60.8 7.0 22.4 20.8 10.6 39.2 23.8 15.5 

Other entertainment supplies, equipment,

and services ............................................. 59,232 53.4 7.6 17.5 18.4 9.9 46.6 21.0 25.6 

Personal care products and services ........... 70,608 57.0 7.7 20.2 19.7 9.5 43.0 25.6 17.3 

Reading ........................................................ 14,143 49.1 5.2 17.1 18.5 8.3 50.9 28.0 22.9 

Education ...................................................... 113,594 44.4 2.3 10.8 24.5 6.8 55.6 31.5 24.1 

Tobacco products and smoking supplies ..... 38,813 86.2 17.6 35.7 24.8 8.2 13.8 10.3 3.5 

Miscellaneous ............................................... 97,040 57.2 7.1 18.5 21.2 10.3 42.8 24.9 17.9 

Cash contributions ........................................ 218,891 48.2 6.3 18.5 16.5 6.9 51.8 26.1 25.8 

Personal insurance and pensions ................ 641,253 53.2 6.9 17.7 19.0 9.6 46.8 27.7 19.1 

Life and other personal insurance .............. 37,189 56.0 6.7 21.0 18.9 9.4 44.0 26.3 17.7 

Pensions and Social Security ..................... 604,064 53.0 6.9 17.5 19.0 9.6 47.0 27.8 19.2 

Sources of income and personal taxes:

Money income before taxes ......................... 7,581,789 55.0 8.2 18.8 18.9 9.1 45.0 26.4 18.6 

Wages and salaries .................................... 6,047,285 53.5 7.1 18.0 19.2 9.2 46.5 27.5 19.0 

Self-employment income ............................ 413,947 51.9 8.0 13.5 19.4 11.0 48.1 26.6 21.6 

Social Security, private and government

retirement ................................................. 766,586 68.6 15.3 28.7 16.8 7.8 31.4 17.4 14.1 

Interest, dividends, rental income, other

property income ........................................ 209,782 40.5 5.8 12.6 14.1 8.0 59.5 34.5 25.0 

Unemployment and workers’

compensation, veterans’ benefits ............. 25,985 78.3 19.1 25.2 23.6 10.4 21.7 14.2 7.5 

Public assistance, supplemental security

income, food stamps ................................ 39,923 90.4 38.0 27.4 19.4 5.6 9.6 6.9 2.7 

Regular contributions for support ............... 55,626 58.3 5.9 16.4 25.8 10.2 41.7 24.7 17.0 

Other income .............................................. 22,656 67.6 13.8 20.4 28.0 5.4 32.4 18.8 13.5 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Personal taxes .............................................. $268,400 41.1 3.6 11.8 17.3 8.5 58.9 33.1 25.8 

Federal income taxes ................................. 188,565 37.8 2.6 10.5 16.6 8.1 62.2 34.2 27.9 

State and local income taxes ...................... 56,248 47.8 5.4 14.3 19.1 9.2 52.2 30.1 22.1 

Other taxes ................................................. 23,587 51.4 6.6 16.3 18.7 9.8 48.6 30.7 17.8 

Income after taxes ........................................ 7,313,389 55.5 8.3 19.0 19.0 9.1 44.5 26.2 18.4 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

n.a. Not applicable.