Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2007-2008

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Number of consumer units (in thousands) ....... 8,188 1,339 1,187 846 780 1,058 830 2,147 

Consumer unit characteristics: 

Income before taxes ..................................... $29,777 $2,452 $7,328 $12,383 $17,303 $24,611 $34,521 $71,333 

Income after taxes ........................................ 29,348 2,551 7,434 12,514 17,420 24,561 34,454 69,533 

Age of reference person ................................ 21.5 20.4 20.9 21.3 21.7 21.9 21.9 22.3 

Average number in consumer unit:

Persons ........................................................ 2.0 1.2 1.4 1.6 1.9 2.1 2.3 2.8 

Children under 18 ........................................ .4 .1 .2 .3 .5 .5 .6 .5 

Persons 65 and older ................................... 1 ( ) 1 ( ) 2 ( ) 2 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.3 .7 .9 1.0 1.2 1.4 1.6 2.0 

Vehicles ....................................................... 1.2 .5 .6 .9 1.1 1.3 1.5 1.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 50 48 47 45 46 45 48 

Female ......................................................... 53 50 52 53 55 54 55 52 

Housing tenure:

Homeowner .................................................. 15 3 2 3 7 14 21 37 

With mortgage ............................................ 11 3 ( ) 1 2 4 7 17 27 

Without mortgage ....................................... 5 3 1 2 2 6 4 10 

Renter .......................................................... 85 97 98 97 93 86 79 63 

Race of reference person:

Black or African-American ........................... 12 12 16 14 15 16 9 7 

White, Asian, and all other races ................. 88 88 84 86 85 84 91 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 5 7 9 14 18 22 19 

Not Hispanic or Latino .................................. 86 95 93 91 86 82 78 81 

Education of reference person:

Elementary (1-8) .......................................... 2 2 2 2 3 4 2 2 

High school (9-12) ........................................ 32 18 22 30 39 39 42 36 

College ......................................................... 66 81 77 68 58 57 56 62 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 72 42 54 65 75 88 87 90 

Average annual expenditures .......................... $29,386 $13,396 $17,907 $19,238 $23,084 $27,849 $34,643 $49,715 

Food ............................................................... 4,291 2,435 2,757 2,895 3,053 3,929 4,477 6,928 

Food at home ............................................... 2,297 1,115 1,422 1,718 1,689 2,196 2,545 3,597 

Cereals and bakery products ..................... 277 145 173 220 219 246 313 428 

Cereals and cereal products .................... 98 59 56 83 73 92 103 150 

Bakery products ....................................... 179 86 117 137 146 154 210 278 

Meats, poultry, fish, and eggs .................... 532 240 314 431 300 586 564 825 

Beef .......................................................... 160 83 80 128 95 186 165 246 

Pork .......................................................... 96 48 57 78 36 113 93 152 

Other meats ............................................. 69 33 53 48 49 67 106 89 

Poultry ...................................................... 101 47 49 96 61 102 98 162 

Fish and seafood ..................................... 76 413 53 55 434 88 70 133 

Eggs ......................................................... 30 17 22 25 25 31 33 42 

Dairy products ............................................ 247 139 148 177 207 236 288 367 

Fresh milk and cream .............................. 106 60 57 89 88 113 126 145 

Other dairy products ................................ 141 80 91 88 119 123 162 222 

Fruits and vegetables ................................. 355 168 190 251 274 334 372 586 

Fresh fruits ............................................... 113 50 55 96 87 110 105 190 

Fresh vegetables ..................................... 108 46 62 76 81 102 114 181 

Processed fruits ....................................... 72 34 48 37 58 67 94 112 

Processed vegetables .............................. 61 37 25 41 48 55 59 104 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other food at home .................................... $887 $423 $596 $639 $689 $794 $1,008 $1,391 

Sugar and other sweets ........................... 74 42 33 45 65 71 81 120 

Fats and oils ............................................. 56 28 34 48 38 58 71 80 

Miscellaneous foods ................................ 490 238 360 357 411 441 506 765 

Nonalcoholic beverages ........................... 251 101 159 177 156 213 338 401 

Food prepared by consumer unit on

out-of-town trips ..................................... 16 14 49 411 419 411 413 26 

Food away from home ................................. 1,994 1,320 1,336 1,178 1,364 1,734 1,932 3,331 

Alcoholic beverages ....................................... 455 255 257 321 259 323 422 854 

Housing .......................................................... 9,787 4,260 5,837 6,767 8,315 9,584 11,849 16,335 

Shelter .......................................................... 6,376 3,091 4,031 4,688 5,702 5,992 7,634 10,334 

Owned dwellings ........................................ 1,390 4171 4201 485 408 663 1,494 3,999 

Mortgage interest and charges ................ 918 432 482 448 4275 4395 960 2,752 

Property taxes .......................................... 303 136 484 423 49 179 291 799 

Maintenance, repairs, insurance, other

expenses ................................................ 169 42 435 414 484 90 243 449 

Rented dwellings ........................................ 4,796 2,763 3,666 4,447 5,181 5,211 5,920 6,045 

Other lodging ............................................. 190 156 164 4155 4113 117 4220 290 

Utilities, fuels, and public services ............... 1,844 591 946 1,309 1,546 2,121 2,386 3,095 

Natural gas ................................................. 190 84 128 105 133 240 217 310 

Electricity .................................................... 722 238 365 597 630 861 936 1,154 

Fuel oil and other fuels ............................... 27 43 45 42 444 434 439 448 

Telephone services .................................... 738 236 398 495 650 825 968 1,236 

Water and other public services ................. 167 30 51 110 89 161 226 347 

Household operations .................................. 344 91 182 160 230 298 472 679 

Personal services ....................................... 157 48 443 469 483 4145 4244 346 

Other household expenses ........................ 187 82 139 91 147 153 228 333 

Housekeeping supplies ................................ 290 152 114 180 178 301 305 499 

Laundry and cleaning supplies .................. 84 35 32 60 47 73 88 155 

Other household products .......................... 144 52 52 89 95 144 171 252 

Postage and stationery .............................. 63 65 430 432 436 84 47 93 

Household furnishings and equipment ......... 933 336 564 430 659 871 1,051 1,728 

Household textiles ...................................... 50 9 30 30 37 48 91 75 

Furniture ..................................................... 283 70 157 82 199 323 279 575 

Floor coverings .......................................... 6 45 6 42 43 45 16 46 

Major appliances ........................................ 113 10 35 48 134 100 154 226 

Small appliances, miscellaneous

housewares .............................................. 54 30 24 59 45 34 88 77 

Miscellaneous household equipment ......... 426 212 313 209 240 361 423 769 

Apparel and services ..................................... 1,414 616 847 970 975 1,668 1,397 2,256 

Men and boys .............................................. 310 162 104 157 140 432 336 508 

Men, 16 and over ....................................... 276 151 83 119 4118 411 286 451 

Boys, 2 to 15 .............................................. 34 411 21 438 22 21 50 57 

Women and girls .......................................... 488 216 356 401 455 563 406 712 

Women, 16 and over .................................. 461 216 354 378 448 528 381 656 

Girls, 2 to 15 ............................................... 27 2 ( ) 42 423 47 35 425 57 

Children under 2 .......................................... 157 451 54 124 104 243 212 207 

Footwear ...................................................... 245 491 218 4178 4111 159 250 450 

Other apparel products and services ........... 215 97 116 110 165 270 194 379 

Transportation ................................................ 5,586 1,798 2,875 3,494 4,708 5,147 7,954 9,793 

Vehicle purchases (net outlay) ..................... 2,130 4550 1,247 1,205 2,004 1,518 3,786 3,673 

Cars and trucks, new ................................. 836 2 ( ) 4480 4368 4408 4414 41,554 1,823 

Cars and trucks, used ................................ 1,120 481 721 554 1,256 982 1,832 1,705 

Other vehicles ............................................ 174 469 446 4284 4340 4122 4400 4145 

Gasoline and motor oil ................................. 1,867 737 1,061 1,329 1,558 2,042 2,448 3,032 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other vehicle expenses ............................... $1,320 $370 $430 $783 $999 $1,365 $1,516 $2,536 

Vehicle finance charges ............................. 227 427 440 95 75 244 329 514 

Maintenance and repairs ........................... 424 137 213 289 360 475 644 679 

Vehicle insurance ....................................... 460 4119 425 4197 4457 4465 4356 965 

Vehicle rental, leases, licenses, and other

charges .................................................... 209 87 152 202 107 180 187 378 

Public transportation .................................... 269 140 137 176 147 222 203 552 

Healthcare ...................................................... 741 143 239 314 498 882 987 1,474 

Health insurance .......................................... 393 53 93 121 238 421 523 872 

Medical services .......................................... 205 30 87 110 127 301 281 366 

Drugs ........................................................... 110 47 41 69 102 122 151 178 

Medical supplies .......................................... 33 413 418 414 431 39 432 59 

Entertainment ................................................. 1,527 735 833 960 1,261 1,609 1,766 2,534 

Fees and admissions ................................... 280 196 184 184 225 240 295 456 

Audio and visual equipment and services .... 704 284 469 549 695 626 880 1,142 

Pets, toys, hobbies, and playground

equipment .................................................. 310 86 95 161 184 548 392 447 

Other entertainment supplies, equipment,

and services ............................................... 233 169 85 66 157 195 199 489 

Personal care products and services ............. 353 204 220 231 244 299 402 601 

Reading .......................................................... 50 30 38 30 78 54 53 63 

Education ....................................................... 1,738 2,505 3,149 1,870 1,584 1,448 1,009 913 

Tobacco products and smoking supplies ....... 270 79 129 267 307 313 459 362 

Miscellaneous ................................................ 324 118 91 106 235 277 786 526 

Cash contributions ......................................... 488 76 258 230 353 398 415 1,095 

Personal insurance and pensions .................. 2,361 143 377 784 1,213 1,918 2,666 5,981 

Life and other personal insurance ................ 38 44 43 44 429 452 55 81 

Pensions and Social Security ...................... 2,323 139 374 779 1,184 1,866 2,611 5,899 

Sources of income and personal taxes: 

Money income before taxes ........................... 29,777 2,452 7,328 12,383 17,303 24,611 34,521 71,333 

Wages and salaries ..................................... 26,522 1,713 4,801 9,139 14,303 21,981 31,794 65,499 

Self-employment income ............................. 943 4-103 439 4263 483 4420 4569 3,079 

Social Security, private and government

retirement ................................................... 221 46 4105 4185 4181 4253 4311 4396 

Interest, dividends, rental income, other

property income ......................................... 383 30 31 98 94 62 94 1,285 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 91 49 46 456 4126 4202 474 4141 

Public assistance, supplemental security

income, food stamps .................................. 326 129 558 569 536 434 249 127 

Regular contributions for support ................. 845 353 1,118 1,488 1,060 866 1,158 537 

Other income ............................................... 446 316 669 583 921 394 4272 269 

Personal taxes ............................................... 429 -99 -105 -131 -118 50 68 1,799 

Federal income taxes ................................... 450 -37 -68 -46 -8 150 136 1,671 

2008 Tax stimulus (new UCC Q20082) ....... -226 4-60 4-43 4-114 4-202 -234 4-304 -451 

State and local income taxes ....................... 186 -2 2 27 70 119 222 530 

Other taxes .................................................. 19 3 ( ) 44 41 422 15 14 49 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Income after taxes ......................................... 29,348 2,551 7,434 12,514 17,420 24,561 34,454 69,533 

Addenda:

Net change in total assets and liabilities ........ - $546 - $4,115 $131 - $95 - $370 - $663 - $402 $1,067 

Net change in total assets ............................ 6,564 -25 -37 38 1,441 3,421 3,872 21,349 

Net change in total liabilities ........................ 7,110 4,089 -168 134 1,811 4,084 4,275 20,282 

Other financial information:

Other money receipts ................................... 91 440 432 433 431 442 4279 150 

Mortgage principal paid on owned property -273 4-13 4-12 4-24 4-58 4-121 -304 -820 

Estimated market value of owned home ...... 26,806 42,543 42,475 42,574 47,655 11,968 24,768 80,005 

Estimated monthly rental value of owned

home .......................................................... 180 451 417 425 451 102 183 496 

Gifts of goods and services ............................ 428 187 250 400 340 429 601 619 

Food ............................................................. 38 418 46 40 411 46 34 93 

Alcoholic beverages ..................................... 7 47 2 ( ) 49 2 ( ) 411 45 11 

Housing ........................................................ 81 58 454 94 461 69 68 123 

Housekeeping supplies .............................. 23 425 413 418 421 423 418 31 

Household textiles ...................................... 3 43 2 ( ) 3 ( ) 46 41 42 45 

Appliances and miscellaneous

housewares .............................................. 6 44 41 43 47 45 41 414 

Major appliances ...................................... 3 41 3 ( ) 2 ( ) 2 ( ) 44 2 ( ) 48 

Small appliances and miscellaneous

housewares ............................................ 43 44 3 ( ) 43 47 41 41 46 

Miscellaneous household equipment ......... 15 412 418 422 41 47 422 421 

Other housing ............................................ 34 413 423 452 427 434 426 53 

Apparel and services ................................... 154 62 58 154 163 211 181 183 

Males, 2 and over ...................................... 39 421 41 433 454 458 451 45 

Females, 2 and over .................................. 37 44 420 461 457 422 438 50 

Children under 2 ........................................ 56 44 416 436 425 4108 69 77 

Other apparel products and services ......... 22 434 420 424 427 424 422 411 

Jewelry and watches ................................ 10 418 410 413 416 41 413 46 

All other apparel products and services ... 412 416 410 411 411 422 49 45 

Transportation .............................................. 56 8 8 2 12 95 215 70 

Healthcare .................................................... 3 ( ) 41 3 ( ) 2 ( ) 42 2 ( ) 41 3 ( )

Entertainment ............................................... 55 49 4116 486 464 414 418 78 

Toys, games, arts and crafts, and tricycles 415 42 42 440 410 44 45 430 

Other entertainment ................................... 40 47 114 46 454 410 414 48 

Personal care products and services ........... 7 413 42 47 42 44 412 46 

Reading ........................................................ 3 ( ) 2 ( ) 2 ( ) 2 ( ) 41 2 ( ) 41 3 ( )

Education ..................................................... 9 2 ( ) 2 ( ) 41 42 411 45 427 

All other gifts ................................................ 20 11 6 6 23 48 62 27 

1 Value is less than or equal to 0.05. 2 No data reported.3 Value is less than or equal to 0.5. 4 Data are likely to have large sampling errors.