Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2011-2012

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 18,933 1,122 3,837 4,186 4,934 3,153 1,702

Consumer unit characteristics:

Income before taxes ....................................... $78,073 $38,959 $66,871 $79,439 $91,009 $91,970 $62,493

Income after taxes .......................................... 75,593 38,965 65,462 77,680 87,899 86,801 61,001

Age of reference person ................................. 45.3 21.7 29.7 39.6 49.5 58.5 73.0

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0

Children under 18 ......................................... .7 .9 1.1 1.0 .6 .3 .2

Persons 65 and older ................................... .2 1 ( ) 1 ( ) 1 ( ) .1 .2 1.5

Earners ......................................................... 1.7 1.7 1.6 1.6 1.9 1.9 1.1

Vehicles ........................................................ 2.3 1.4 1.9 2.1 2.7 2.7 2.3

Percent distribution:

Sex of reference person:

Male .............................................................. 44 39 41 41 44 47 50

Female ......................................................... 56 61 59 59 56 53 50

Housing tenure:

Homeowner .................................................. 67 22 50 64 77 83 89

With mortgage ............................................ 49 14 45 54 58 51 39

Without mortgage ....................................... 18 8 5 10 19 32 50

Renter ........................................................... 33 78 50 36 23 17 11

Race of reference person:

Black or African-American ............................ 14 15 17 15 11 13 15

White, Asian, and all other races .................. 86 85 83 85 89 87 85

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 14 27 18 13 12 10 11

Not Hispanic or Latino .................................. 86 73 82 87 88 90 89

Education of reference person:

Elementary (1-8) ........................................... 4 2 2 3 3 4 12

High school (9-12) ........................................ 34 52 29 28 35 33 42

College ......................................................... 63 46 69 69 62 62 46

Never attended and other ............................. 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............. 92 78 91 91 94 95 90

Average annual expenditures ........................... $59,667 $38,133 $52,315 $58,740 $68,230 $68,034 $53,067

Food ............................................................... 7,571 5,480 6,528 7,382 8,430 8,630 7,616

Food at home ............................................... 4,515 3,391 3,855 4,250 4,864 5,241 5,282

Cereals and bakery products ..................... 613 521 511 589 654 676 759

Cereals and cereal products .................... 206 213 172 199 220 212 252

Bakery products ....................................... 406 308 339 390 433 464 507

Meats, poultry, fish, and eggs .................... 1,007 819 822 898 1,060 1,294 1,202

Beef .......................................................... 278 246 199 248 295 366 363

Pork .......................................................... 198 158 166 180 192 275 236

Other meats .............................................. 143 111 122 129 162 168 150

Poultry ...................................................... 187 182 176 158 208 193 215

Fish and seafood ...................................... 140 71 106 126 142 223 158

Eggs ......................................................... 61 51 52 57 61 69 81

Dairy products ............................................ 476 309 398 496 520 547 481

Fresh milk and cream ............................... 175 130 155 195 179 185 183

Other dairy products ................................. 301 180 243 302 342 362 299

Fruits and vegetables ................................. 824 610 712 787 890 947 936

Fresh fruits ............................................... 283 210 228 271 310 342 316

Fresh vegetables ...................................... 254 174 220 245 269 303 288

Processed fruits ........................................ 131 109 123 126 140 132 152

Processed vegetables .............................. 156 117 140 144 171 170 180

Other food at home .................................... 1,594 1,133 1,411 1,480 1,740 1,777 1,903

Sugar and other sweets ........................... 161 111 129 144 169 201 227

Fats and oils ............................................. 128 88 107 116 137 140 193

Miscellaneous foods ................................. 815 591 789 769 854 888 912

Nonalcoholic beverages ........................... 439 329 342 408 508 490 536

Food prepared by consumer unit on

out-of-town trips ...................................... 51 413 44 43 72 58 34

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food away from home .................................. 3,057 2,089 2,673 3,132 3,567 3,389 2,334

Alcoholic beverages ....................................... 439 351 472 368 494 518 256

Housing .......................................................... 19,575 13,492 18,759 20,985 20,863 20,588 16,499

Shelter .......................................................... 11,248 8,353 10,985 12,367 12,202 11,340 8,058

Owned dwellings ........................................ 7,246 1,483 5,773 8,417 8,406 8,308 6,152

Mortgage interest and charges ................. 4,140 764 3,911 5,351 4,594 4,238 2,403

Property taxes .......................................... 2,045 425 1,277 2,067 2,526 2,607 2,354

Maintenance, repairs, insurance, other

expenses ................................................ 1,061 293 586 998 1,286 1,463 1,395

Rented dwellings ........................................ 3,257 6,706 4,888 3,434 2,702 1,819 1,150

Other lodging .............................................. 744 164 323 517 1,094 1,214 756

Utilities, fuels, and public services ................ 4,308 2,715 3,638 4,047 4,796 5,044 4,736

Natural gas ................................................. 437 232 345 397 501 528 525

Electricity .................................................... 1,631 1,080 1,403 1,580 1,729 1,882 1,880

Fuel oil and other fuels ............................... 147 460 90 95 188 214 217

Telephone services .................................... 1,512 1,046 1,336 1,456 1,737 1,685 1,384

Water and other public services ................. 582 298 464 521 640 735 730

Household operations .................................. 1,564 1,030 2,195 1,900 1,207 1,211 1,366

Personal services ....................................... 725 685 1,555 1,145 262 108 4337

Other household expenses ........................ 839 345 640 755 944 1,103 1,029

Housekeeping supplies ................................ 690 421 505 769 749 850 692

Laundry and cleaning supplies ................... 181 163 156 194 189 189 194

Other household products .......................... 364 200 261 425 380 469 369

Postage and stationery ............................... 144 58 88 150 180 193 130

Household furnishings and equipment ......... 1,764 972 1,436 1,901 1,910 2,142 1,646

Household textiles ...................................... 126 35 121 148 148 119 94

Furniture ..................................................... 418 364 407 502 428 432 217

Floor coverings ........................................... 27 44 13 16 42 40 31

Major appliances ........................................ 236 61 174 297 228 317 220

Small appliances, miscellaneous

housewares .............................................. 96 46 79 95 113 122 80

Miscellaneous household equipment ......... 861 462 643 845 951 1,113 1,005

Apparel and services ...................................... 2,050 1,958 1,989 2,213 2,069 2,178 1,587

Men and boys ............................................... 456 372 369 548 438 584 334

Men, 16 and over ....................................... 361 338 265 359 368 520 310

Boys, 2 to 15 .............................................. 95 34 104 190 70 64 23

Women and girls .......................................... 815 689 701 802 946 881 691

Women, 16 and over .................................. 682 638 567 600 805 777 635

Girls, 2 to 15 ............................................... 134 51 134 202 141 105 56

Children under 2 ........................................... 121 367 275 109 40 423 419

Footwear ...................................................... 401 291 369 498 393 402 349

Other apparel products and services ........... 257 240 275 256 252 288 195

Transportation ................................................ 10,561 7,544 9,903 9,656 11,797 12,164 9,709

Vehicle purchases (net outlay) ..................... 3,623 2,748 3,859 3,361 3,709 3,905 3,540

Cars and trucks, new .................................. 1,758 4524 1,539 2,087 1,614 2,146 1,949

Cars and trucks, used ................................ 1,807 2,135 2,249 1,261 1,977 1,757 1,541

Other vehicles ............................................ 58 489 471 413 118 43

451

Gasoline and motor oil ................................. 3,344 2,461 3,018 3,265 3,792 3,789 2,729

Other vehicle expenses ................................ 3,017 2,027 2,601 2,544 3,561 3,682 2,956

Vehicle finance charges ............................. 319 180 414 319 355 252 211

Maintenance and repairs ............................ 988 579 800 861 1,173 1,254 963

Vehicle insurance ....................................... 1,187 41,044 932 816 1,460 1,586 41,231

Vehicle rental, leases, licenses, and other

charges ..................................................... 524 223 454 548 573 590 552

Public and other transportation .................... 578 310 426 487 734 787 484

Health care ..................................................... 3,795 1,372 2,413 3,056 4,236 5,322 6,236

Health insurance .......................................... 2,181 648 1,499 1,871 2,242 3,026 3,751

Medical services ........................................... 968 547 604 665 1,243 1,357 1,297

Drugs ............................................................ 496 113 222 403 575 739 933

Medical supplies ........................................... 149 64 89 117 176 200 254

Entertainment ................................................. 2,907 1,696 2,273 3,162 3,320 3,294 2,713

Fees and admissions ................................... 677 223 448 788 810 904 424

Audio and visual equipment and services .... 1,128 774 1,031 1,077 1,299 1,228 1,023

Pets, toys, hobbies, and playground

equipment ................................................... 724 406 521 803 679 892 1,130

Other entertainment supplies, equipment,

and services ............................................... 377 293 273 494 532 269 137

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Personal care products and services ............. 708 374 605 776 765 882 542

Reading .......................................................... 113 40 65 100 126 165 167

Education ....................................................... 1,678 1,187 792 965 3,302 1,776 869

Tobacco products and smoking supplies ....... 411 474 375 365 454 429 410

Miscellaneous ................................................. 918 412 714 937 899 1,187 1,270

Cash contributions .......................................... 1,811 443 1,295 1,378 2,685 2,163 1,755

Personal insurance and pensions .................. 7,129 3,310 6,132 7,397 8,792 8,738 3,437

Life and other personal insurance ................ 424 42 145 364 583 744 395

Pensions and Social Security ....................... 6,705 3,268 5,986 7,033 8,209 7,993 3,041

Sources of income and personal taxes:

Money income before taxes ........................... $78,073 $38,959 $66,871 $79,439 $91,009 $91,970 $62,493

Wages and salaries ...................................... 67,428 34,726 62,081 72,464 82,503 75,150 30,638

Self-employment income .............................. 2,744 1,588 2,127 3,008 2,710 4,027 1,969

Social Security, private and government

retirement ................................................... 5,178 4579 464 1,221 3,183 9,263 26,786

Interest, dividends, rental income, other

property income .......................................... 876 121 148 934 738 1,895 1,381

Unemployment and workers’

compensation, veterans’ benefits ............... 585 4271 651 558 590 687 502

Public assistance, supplemental security

income, food stamps .................................. 627 988 555 626 609 598 660

Regular contributions for support ................. 416 431 579 458 379 4218 4406

Other income ................................................ 220 4254 266 170 298 133 4151

Personal taxes (missing values not imputed) 2,480 -6 1,410 1,760 3,110 5,169 1,492

Federal income taxes ................................... 1,694 -306 866 1,136 2,220 3,731 958

State and local income taxes ....................... 625 255 481 449 744 1,178 258

Other taxes ................................................... 160 44 62 175 147 261 275

Income after taxes .......................................... 75,593 38,965 65,462 77,680 87,899 86,801 61,001

Addenda:

Net change in total assets and liabilities ........ - $7,616 - $4,645 - $7,755 - $7,226 - $6,902 - $10,981 - $6,056

Net change in total assets ............................ 5,880 1,291 6,135 14,307 4,768 -1,499 4,504

Net change in total liabilities ......................... 13,496 5,936 13,890 21,533 11,670 9,482 10,560

Other financial information:

Other money receipts ................................... 811 4103 140 168 1,638 1,655 409

Mortgage principal paid on owned property -2,510 -308 -1,506 -2,546 -3,170 -3,363 -2,643

Estimated market value of owned home ...... 160,248 28,900 92,733 147,871 193,955 225,352 211,097

Estimated monthly rental value of owned

home .......................................................... 925 215 611 904 1,088 1,198 1,173

Gifts of goods and services, total ................... 1,247 440 402 795 2,329 1,680 895

Food ............................................................. 112 11 34 75 232 142 44

Alcoholic beverages ..................................... 15 46 4 13 31 11 47

Housing ........................................................ 246 87 96 177 450 314 146

Housekeeping supplies .............................. 25 411 18 25 29 32 424

Household textiles ...................................... 16 3 ( ) 47

412 428 415 419

Appliances and miscellaneous

housewares .............................................. 19 47

48 11 25 43 415

Major appliances ...................................... 9 3 ( ) 2 ( ) 47 9 427 47

Small appliances and miscellaneous

housewares ............................................ 10 47

4844 16 416 48

Miscellaneous household equipment ......... 56 416 27 61 61 109 28

Other housing ............................................. 130 52 36 68 307 115 60

Apparel and services .................................... 197 262 128 168 180 352 163

Males, 2 and over ....................................... 43 412 40 39 45 75 17

Females, 2 and over ................................... 74 430 24 43 72 201 88

Children under 2 ......................................... 32 4191 25 26 17 22 410

Other apparel products and services ......... 48 429 40 60 46 55 448

Jewelry and watches ................................ 15 412 412 47 8 439 416

All other apparel products and services ... 34 418 428 54 38 417 432

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2011-2012 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Transportation .............................................. 112 16 31 87 158 208 106

Health care ................................................... 27 2 ( ) 46

413 42 429 477

Entertainment ............................................... 78 433 48 71 86 143 65

Toys, games, arts and crafts, and tricycles 18 43

422 414 20 415 433

Other entertainment ................................... 60 430 27 57 66 127 32

Personal care products and services ........... 13 42 4 15 22 15 44

Reading ........................................................ 2 42

422 ( ) 44441

Education ..................................................... 384 416 417 131 1,039 379 4186

All other gifts ................................................. 61 43 32 43 85 83 95

1 Value is less than or equal to 0.05.

2 Value is less than or equal to 0.5.

3 No data reported.

4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013