Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2021-2022

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands)1.................................................... 19,189 652 3,379 4,025 4,477 3,950 2,706 

Consumer unit characteristics:

 Income before taxes.................................................................................... $113,041 $57,405 $97,601 $107,464 $134,072 $136,184 $85,450 

 Income after taxes....................................................................................... 100,635 57,497 89,852 96,383 115,625 116,943 82,216 

 Age of reference person ............................................................................. 48.1 21.8 30.0 39.3 49.7 59.1 71.9 

 Average number in consumer unit:

 People...................................................................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

 Children under 18 .................................................................................... .7 .7 1.0 1.1 .7 .3 .2 

 Adults 65 and older.................................................................................. .3 ( 2 ) ( 3 ) ( 2 ) .1 .2 1.6 

 Earners..................................................................................................... 1.8 1.9 1.7 1.7 2.0 2.0 1.3 

 Vehicles.................................................................................................... 2.2 1.5 1.8 2.0 2.4 2.6 2.4 

Percent distribution:

 Reference person:

 Men .......................................................................................................... 45 41 41 43 40 51 54 

 Women..................................................................................................... 55 59 59 57 60 49 46 

 Housing tenure:

 Homeowner.............................................................................................. 69 27 53 61 74 84 85 

 With mortgage ...................................................................................... 48 ( 2 ) 42 50 56 53 38 

 Without mortgage ................................................................................. 22 ( 2 ) 10 11 18 31 47 

 Renter ...................................................................................................... 31 73 47 39 26 16 15 

 Race of reference person:

 Black or African-American ....................................................................... 16 12 16 18 14 16 17 

 White, Asian, and all other races, not including Black or

 African-American .................................................................................. 84 88 84 82 86 84 83 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino .................................................................................... 17 47 22 16 16 15 11 

 Not Hispanic or Latino ............................................................................. 83 53 78 84 84 85 89 

 Education of reference person:

 Elementary (1-8) ...................................................................................... 2 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 High school (9-12).................................................................................... 29 52 30 25 25 28 37 

 College..................................................................................................... 68 47 67 74 73 69 58 

 Never attended and other........................................................................ ( 2 ) ( 4 ) ( 2 ) ( 2 ) ( 2 ) ( 4 ) ( 2 ) 

 At least one vehicle owned or leased ......................................................... 93 82 89 93 95 94 93 

Average annual expenditures ........................................................................ $82,810 $49,176 $70,711 $81,818 $93,609 $97,899 $68,380 

 Food ............................................................................................................ 10,547 6,682 8,892 10,559 11,507 12,227 9,956 

 Food at home........................................................................................... 6,529 4,692 5,460 6,589 6,937 7,494 6,420 

 Cereals and bakery products................................................................ 818 505 685 811 915 915 809 

 Cereals and cereal products ............................................................. 259 202 232 261 281 276 244 

 Bakery products................................................................................. 560 303 453 550 634 639 566 

 Meats, poultry, fish, and eggs .............................................................. 1,421 ( 2 ) 1,085 1,378 1,434 1,677 1,528 

 Beef ................................................................................................... 391 ( 2 ) 281 333 397 507 491 

 Pork ................................................................................................... 288 ( 2 ) 200 289 280 270 337 

 Other meats....................................................................................... 185 ( 2 ) 135 178 206 240 171 

 Poultry................................................................................................ 256 223 220 271 258 284 249 

 Fish and seafood............................................................................... 207 178 157 208 192 284 198 

 Eggs................................................................................................... 93 61 93 99 101 92 82 

 Dairy products....................................................................................... 603 330 495 633 619 702 645 

 Fresh milk and cream........................................................................ 194 124 174 213 194 213 189 

 Other dairy products.......................................................................... 410 206 321 420 425 490 456 

 Fruits and vegetables ........................................................................... 1,240 949 1,077 1,273 1,359 1,369 1,092 

 Fresh fruits......................................................................................... 459 362 411 464 484 537 382 

 Fresh vegetables............................................................................... 394 320 314 422 441 409 380 

 Processed fruits................................................................................. 156 111 153 161 167 154 150 

 Processed vegetables ....................................................................... 231 156 199 226 267 269 180 

 Other food at home............................................................................... 2,447 1,379 2,118 2,495 2,610 2,830 2,346 

 Sugar and other sweets .................................................................... 224 101 164 215 264 274 223 

 Fats and oils ...................................................................................... 159 101 133 165 162 197 139 

 Miscellaneous foods.......................................................................... 1,321 737 1,250 1,324 1,411 1,463 1,249 

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2021-2022 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

 Nonalcoholic beverages .................................................................... 648 386 490 691 681 769 665 

 Food prepared by consumer unit on out of town trips ...................... 95 ( 2 ) 81 99 92 128 71 

 Food away from home ............................................................................. 4,018 1,990 3,432 3,969 4,569 4,734 3,536 

 Alcoholic beverages .................................................................................... 707 ( 2 ) 647 731 742 920 483 

 Housing ....................................................................................................... 26,778 18,335 25,241 26,985 30,204 29,146 21,464 

 Shelter...................................................................................................... 15,291 11,644 14,322 15,066 17,944 16,785 11,142 

 Owned dwellings................................................................................... 9,427 2,061 6,860 8,402 11,627 12,366 8,004 

 Mortgage interest and charges ......................................................... 3,697 ( 2 ) 3,324 3,914 4,766 4,108 2,168 

 Property taxes ................................................................................... 2,952 ( 2 ) 1,803 2,493 3,523 4,033 3,078 

 Maintenance, repairs, insurance, and other expenses ..................... 2,778 ( 2 ) 1,733 1,995 3,338 4,225 2,758 

 Rented dwellings .................................................................................. 4,519 9,310 6,781 5,610 4,460 2,414 2,083 

 Other lodging ........................................................................................ 1,345 ( 2 ) 681 1,055 1,856 2,005 1,056 

 Utilities, fuels, and public services........................................................... 5,233 3,613 4,161 4,912 5,725 6,067 5,411 

 Natural gas ........................................................................................... 567 324 416 483 627 710 634 

 Electricity............................................................................................... 1,866 1,264 1,507 1,817 1,952 2,100 2,046 

 Fuel oil and other fuels ......................................................................... 180 ( 2 ) ( 2 ) ( 2 ) 152 251 283 

 Telephone services............................................................................... 1,790 1,469 1,515 1,700 2,053 2,008 1,595 

 Residential phone service, VOIP, and phone cards ......................... 157 ( 2 ) ( 2 ) 91 149 248 314 

 Cellular phone service....................................................................... 1,633 1,452 1,475 1,608 1,904 1,760 1,280 

 Water and other public services ........................................................... 830 500 632 747 940 997 852 

 Household operations.............................................................................. 2,241 931 3,115 3,072 1,808 1,810 1,583 

 Personal services ................................................................................. 763 ( 2 ) 1,924 1,569 ( 2 ) ( 2 ) ( 2 ) 

 Other household expenses................................................................... 1,478 733 1,191 1,503 1,608 1,721 1,419 

 Housekeeping supplies............................................................................ 929 323 622 879 1,128 1,139 995 

 Laundry and cleaning supplies............................................................. 216 ( 2 ) 166 231 241 250 233 

 Other household products .................................................................... 601 224 376 549 764 754 604 

 Postage and stationery......................................................................... 112 ( 2 ) 80 99 123 135 157 

 Household furnishings and equipment .................................................... 3,083 1,824 3,021 3,056 3,600 3,345 2,333 

 Household textiles ................................................................................ 154 ( 2 ) ( 2 ) 101 ( 2 ) ( 2 ) ( 2 ) 

 Furniture................................................................................................ 806 ( 2 ) 880 809 995 809 404 

 Floor coverings ..................................................................................... 48 ( 2 ) 38 ( 2 ) ( 2 ) 48 ( 2 ) 

 Major appliances................................................................................... 536 ( 2 ) 442 473 634 677 448 

 Small appliances and miscellaneous housewares............................... 148 132 121 160 174 157 108 

 Miscellaneous household equipment ................................................... 1,391 576 1,388 1,431 1,541 1,489 1,201 

 Apparel and services................................................................................... 2,149 ( 2 ) 2,041 2,336 2,080 2,929 1,219 

 Men and boys .......................................................................................... 454 ( 2 ) 423 537 522 414 369 

 Men, 16 and over.................................................................................. 353 ( 2 ) 305 383 393 363 324 

 Boys, 2 to 15......................................................................................... 101 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Women and girls ...................................................................................... 761 ( 2 ) 588 844 847 1,028 454 

 Women, 16 and over ............................................................................ 649 ( 2 ) 496 605 751 974 378 

 Girls, 2 to 15 ......................................................................................... 111 ( 2 ) ( 2 ) 239 ( 2 ) ( 2 ) ( 2 ) 

 Children under 2 ...................................................................................... 135 ( 2 ) 440 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Footwear .................................................................................................. 392 ( 2 ) 271 531 380 531 ( 2 ) 

 Other apparel products and services....................................................... ( 2 ) 163 ( 2 ) 303 295 ( 2 ) 151 

 Transportation ............................................................................................. 14,801 9,996 13,164 14,777 15,767 17,572 12,413 

 Vehicle purchases (net outlay) ................................................................ 6,227 ( 2 ) 5,945 6,609 5,707 7,512 5,533 

 Cars and trucks, new............................................................................ 3,065 ( 2 ) 2,449 ( 2 ) 2,853 4,503 2,765 

 Cars and trucks, used........................................................................... 3,081 ( 2 ) 3,429 3,616 2,826 3,001 2,717 

 Other vehicles....................................................................................... ( 2 ) ( 4 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Gasoline, other fuels, and motor oil......................................................... 3,296 2,550 2,899 3,198 3,692 3,882 2,608 

 Other vehicle expenses ........................................................................... 4,518 2,980 3,822 4,090 5,388 5,322 3,797 

 Vehicle finance charges ....................................................................... 377 258 394 407 448 368 237 

 Maintenance and repairs ...................................................................... 1,236 ( 2 ) 1,097 1,134 1,315 1,568 1,079 

 Vehicle rental, leases, licenses, and other charges............................. 965 ( 2 ) 645 895 1,332 1,153 697 

 Vehicle insurance ................................................................................. 1,940 1,455 1,688 1,655 2,293 2,234 1,783 

 Public and other transportation................................................................ 760 470 497 879 980 855 475 

 Healthcare................................................................................................... 6,526 2,199 4,334 5,684 6,543 8,103 9,321 

 Health insurance...................................................................................... 4,490 1,453 2,934 3,825 4,379 5,502 6,860 

 Medical services ...................................................................................... 1,252 ( 2 ) 896 1,246 1,405 1,586 1,169 

 Drugs........................................................................................................ 565 ( 2 ) 368 465 494 697 1,035 

 Medical supplies ...................................................................................... 218 ( 2 ) 136 149 265 ( 2 ) 257 

 Entertainment.............................................................................................. 3,918 1,929 3,359 4,126 4,696 4,375 2,798 

 Fees and admissions............................................................................... 927 ( 2 ) 569 ( 2 ) 1,226 898 469 

 Audio and visual equipment and services ............................................... 1,158 630 941 970 1,355 1,361 1,211 

 Pets, toys, hobbies, and playground equipment ..................................... 1,041 ( 2 ) 1,069 1,170 992 1,116 873 

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2021-2022 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

 Pets....................................................................................................... 797 ( 2 ) 713 918 820 870 703 

 Toys, hobbies, and playground equipment .......................................... 243 ( 2 ) 356 252 173 ( 2 ) ( 2 ) 

 Other entertainment supplies, equipment, and services ......................... 792 ( 2 ) ( 2 ) 644 ( 2 ) ( 2 ) 245 

 Personal care products and services.......................................................... 981 567 783 919 1,164 1,163 874 

 Reading....................................................................................................... 113 ( 2 ) 117 88 113 ( 2 ) ( 2 ) 

 Education .................................................................................................... 1,875 ( 2 ) 617 ( 2 ) 3,002 3,083 ( 2 ) 

 Tobacco products and smoking supplies ................................................... 434 ( 2 ) 321 541 427 479 399 

 Miscellaneous ............................................................................................. 1,086 ( 2 ) ( 2 ) 907 1,746 1,135 701 

 Cash contributions ...................................................................................... 2,142 ( 2 ) 1,085 1,435 2,076 ( 2 ) 2,493 

 Personal insurance and pensions............................................................... 10,754 4,782 9,294 11,306 13,542 12,868 5,497 

 Life and other personal insurance ........................................................... 596 ( 2 ) 250 435 629 1,045 649 

 Pensions and Social Security .................................................................. 10,158 4,560 9,043 10,871 12,912 11,823 4,848 

Sources of income and personal taxes:

 Income before taxes.................................................................................... $113,041 $57,405 $97,601 $107,464 $134,072 $136,184 $85,450 

 Wages and salaries ................................................................................. 94,505 52,221 88,156 98,634 117,742 109,199 46,589 

 Self-employment income ......................................................................... 7,924 ( 2 ) 6,153 4,768 10,119 13,018 5,036 

 Social Security, private and government retirement ............................... 7,064 ( 2 ) ( 2 ) 1,111 2,367 8,992 30,306 

 Interest, dividends, rental income, and other property income ............... 1,355 ( 2 ) ( 2 ) ( 2 ) 1,400 2,488 ( 2 ) 

 Public assistance, Supplemental Security Income, Supplementary

 Nutrition Assistance Program (SNAP).................................................. 717 999 925 776 505 703 673 

 Unemployment and workers' compensation, veterans' benefits,

 and regular contributions for support.................................................... 1,218 ( 2 ) 1,076 1,207 1,465 1,588 ( 2 ) 

 Other income ........................................................................................... 258 ( 2 ) ( 2 ) 149 ( 2 ) ( 2 ) ( 2 ) 

 Personal taxes (contains some imputed values)........................................ 12,406 ( 2 ) 7,749 11,081 18,447 19,241 3,234 

 Federal income taxes .............................................................................. 10,371 ( 2 ) 6,550 9,044 15,395 15,965 3,085 

 Stimulus payment (new UCC Q20202)# ................................................. -1,471 ( 2 ) -1,584 -1,482 -1,597 -1,329 -1,302 

 State and local income taxes................................................................... 3,413 1,147 2,736 3,424 4,551 4,479 1,350 

 Other taxes .............................................................................................. 93 ( 2 ) 546 95 ( 2 ) ( 2 ) ( 2 ) 

 Income after taxes....................................................................................... 100,635 57,497 89,852 96,383 115,625 116,943 82,216 

Addenda:

 Net change in total assets and liabilities..................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Net change in total assets ....................................................................... 32,888 ( 2 ) ( 2 ) 42,352 ( 2 ) ( 2 ) ( 2 ) 

 Net change in total liabilities .................................................................... 26,032 ( 2 ) 39,217 27,397 24,915 ( 2 ) ( 2 ) 

 Other financial information:

 Other money receipts .............................................................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) 609 ( 2 ) ( 2 ) 

 Mortgage principal paid on owned property ............................................ -3,576 ( 2 ) -2,227 -3,746 -4,853 -4,234 -2,642 

 Estimated market value of owned home ................................................. 294,637 68,437 191,002 234,050 349,383 403,753 318,840 

 Estimated monthly rental value of owned home...................................... 1,495 398 1,018 1,268 1,699 1,964 1,673 

1

 Data are rounded to the nearest thousands.

2

 Data are suppressed due to the Relative Standard Error (RSE) being equal to or greater than 25 percent. See www.bls.gov/cex/tables-getting-started-guide.htm for more information.

3

 Value is too small to display.

4

 No data reported.

5

 Data are likely to have large sampling errors.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023