Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2004-2005

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 82,811 1,422 2,145 3,504 4,204 9,062 9,541 8,678 14,623 29,632 

Consumer unit characteristics: 

Income before taxes ..................................... $67,844 - $1,340 $7,838 $12,702 $17,577 $25,059 $34,825 $44,762 $59,369 $123,816 

Income after taxes ........................................ 65,211 -1,313 8,042 13,025 17,804 24,915 34,546 44,077 57,607 117,577 

Age of reference person ................................ 47.0 45.0 45.6 46.9 50.6 49.1 47.6 46.6 45.8 46.5 

Average number in consumer unit:

Persons ........................................................ 3.1 2.8 2.8 2.9 2.8 2.9 3.0 3.1 3.1 3.3 

Children under 18 ........................................ .9 1.1 1.0 1.0 .9 .9 .9 .9 .9 .9 

Persons 65 and over .................................... .3 .3 .3 .4 .6 .5 .4 .3 .2 .2 

Earners ........................................................ 1.6 .6 .6 .8 .9 1.1 1.4 1.6 1.8 2.1 

Vehicles ....................................................... 2.3 1.2 1.1 1.3 1.5 1.7 2.0 2.3 2.5 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 49 29 31 31 41 42 46 47 52 56 

Female ......................................................... 51 71 69 69 59 58 54 53 48 44 

Housing tenure:

Homeowner .................................................. 74 45 40 45 53 58 65 72 78 91 

With mortgage ............................................ 50 22 14 17 19 24 37 46 56 73 

Without mortgage ....................................... 24 23 26 28 34 34 28 25 22 17 

Renter .......................................................... 26 55 60 55 47 42 35 28 22 9 

Race of reference person:

Black or African-American ........................... 12 26 32 24 20 17 14 11 10 6 

White, Asian, and all other races ................. 88 74 68 76 80 83 86 89 90 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 12 19 18 18 19 18 16 14 11 7 

Not Hispanic or Latino .................................. 88 81 82 82 81 82 84 86 89 93 

Education of reference person:

Elementary (1-8) .......................................... 5 9 12 14 13 9 6 5 3 1 

High school (9-12) ........................................ 36 49 53 54 54 52 48 43 35 19 

College ......................................................... 59 42 34 31 33 39 45 52 62 79 

Never attended and other ............................ 1 ( ) 1 ( ) 1 1 1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 93 64 65 79 83 89 93 95 98 98 

Average annual expenditures .......................... $52,613 $26,936 $20,388 $22,949 $24,956 $29,942 $36,037 $41,186 $49,503 $80,411 

Food ............................................................... 6,975 4,699 3,887 4,178 4,280 4,706 5,399 5,912 6,839 9,431 

Food at home ............................................... 3,992 3,182 2,762 2,954 3,042 3,114 3,342 3,582 3,974 4,910 

Cereals and bakery products ..................... 544 454 393 410 415 422 467 494 548 658 

Cereals and cereal products .................... 180 171 146 149 152 143 160 163 178 211 

Bakery products ....................................... 364 283 247 261 263 279 307 331 370 447 

Meats, poultry, fish, and eggs .................... 1,003 878 807 781 808 821 867 928 1,009 1,181 

Beef .......................................................... 304 236 248 222 262 232 274 273 315 358 

Pork .......................................................... 204 181 175 190 165 194 184 203 209 221 

Other meats ............................................. 129 131 89 95 99 102 103 122 130 157 

Poultry ...................................................... 176 176 131 141 147 137 157 150 176 210 

Fish and seafood ..................................... 146 109 127 91 93 115 104 137 138 189 

Eggs ......................................................... 44 45 38 42 42 41 46 42 42 46 

Dairy products ............................................ 450 352 273 325 346 351 388 409 453 548 

Fresh milk and cream .............................. 175 166 131 149 155 152 165 171 171 196 

Other dairy products ................................ 275 186 142 176 191 199 223 238 283 352 

Fruits and vegetables ................................. 662 524 411 513 519 510 546 597 627 832 

Fresh fruits ............................................... 218 169 125 161 166 161 171 198 199 283 

Fresh vegetables ..................................... 214 179 136 172 171 165 170 180 205 271 

Processed fruits ....................................... 127 78 79 95 97 98 113 119 120 158 

Processed vegetables .............................. 103 98 71 84 86 85 92 99 102 120 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,333 $974 $878 $925 $953 $1,012 $1,074 $1,154 $1,337 $1,691 

Sugar and other sweets ........................... 148 121 101 107 111 113 116 125 150 187 

Fats and oils ............................................. 104 89 77 89 91 92 89 102 101 118 

Miscellaneous foods ................................ 680 483 412 457 464 505 532 574 674 883 

Nonalcoholic beverages ........................... 352 267 268 257 270 283 299 318 365 421 

Food prepared by consumer unit on

out-of-town trips ..................................... 50 214 20 15 16 18 38 34 47 82 

Food away from home ................................. 2,983 1,517 1,124 1,224 1,238 1,591 2,057 2,330 2,865 4,521 

Alcoholic beverages ....................................... 483 187 141 167 173 223 310 388 448 763 

Housing .......................................................... 16,654 10,798 7,819 8,415 9,087 10,040 11,857 13,279 15,220 24,824 

Shelter .......................................................... 9,445 6,572 4,286 4,579 4,995 5,490 6,532 7,299 8,606 14,353 

Owned dwellings ........................................ 6,793 3,250 1,428 1,557 2,041 2,482 3,604 4,671 6,192 11,909 

Mortgage interest and charges ................ 3,902 1,665 637 708 833 1,125 1,891 2,636 3,676 7,036 

Property taxes .......................................... 1,710 939 531 510 659 782 965 1,226 1,521 2,882 

Maintenance, repairs, insurance, other

expenses ................................................ 1,182 646 259 339 550 575 748 808 995 1,991 

Rented dwellings ........................................ 2,067 3,021 2,741 2,902 2,830 2,838 2,704 2,369 2,019 1,260 

Other lodging ............................................. 585 301 117 119 124 170 224 260 395 1,184 

Utilities, fuels, and public services ............... 3,521 2,520 2,278 2,472 2,568 2,783 3,032 3,279 3,516 4,376 

Natural gas ................................................. 512 357 324 308 375 396 422 471 499 660 

Electricity .................................................... 1,286 1,048 949 1,040 1,022 1,089 1,135 1,208 1,256 1,535 

Fuel oil and other fuels ............................... 147 86 53 95 112 110 131 144 140 189 

Telephone services .................................... 1,172 781 712 792 784 900 1,003 1,084 1,208 1,470 

Water and other public services ................. 404 247 239 238 276 288 341 373 413 521 

Household operations .................................. 927 375 285 314 322 427 509 594 725 1,644 

Personal services ....................................... 405 159 105 157 138 188 214 277 320 713 

Other household expenses ........................ 522 217 180 157 183 239 295 317 405 931 

Housekeeping supplies ................................ 718 430 372 385 430 449 534 618 704 991 

Laundry and cleaning supplies .................. 170 126 130 131 118 139 150 173 175 198 

Other household products .......................... 366 235 164 184 207 209 272 291 352 526 

Postage and stationery .............................. 181 69 78 71 105 101 113 153 177 267 

Household furnishings and equipment ......... 2,042 901 599 666 772 892 1,251 1,489 1,668 3,461 

Household textiles ...................................... 173 70 43 54 83 95 144 140 150 263 

Furniture ..................................................... 538 273 177 234 198 192 286 378 389 968 

Floor coverings .......................................... 66 40 14 13 15 19 19 47 62 120 

Major appliances ........................................ 262 101 92 81 155 112 162 229 244 415 

Small appliances, miscellaneous

housewares .............................................. 123 63 52 37 52 72 93 91 92 198 

Miscellaneous household equipment ......... 880 355 221 247 270 402 546 604 731 1,496 

Apparel and services ..................................... 2,209 1,244 1,232 1,338 1,095 1,286 1,595 1,572 1,920 3,340 

Men and boys .............................................. 515 200 258 321 234 274 344 402 472 780 

Men, 16 and over ....................................... 394 114 135 239 162 175 238 308 350 626 

Boys, 2 to 15 .............................................. 121 87 123 82 72 99 107 94 121 153 

Women and girls .......................................... 886 479 494 473 409 497 604 589 798 1,357 

Women, 16 and over .................................. 731 371 399 378 326 387 496 472 660 1,136 

Girls, 2 to 15 ............................................... 154 107 95 95 83 110 108 117 139 222 

Children under 2 .......................................... 107 94 98 78 102 96 97 83 90 135 

Footwear ...................................................... 383 342 248 324 209 280 370 295 355 493 

Other apparel products and services ........... 318 129 134 141 141 140 180 203 205 574 

Transportation ................................................ 9,747 4,279 3,106 3,929 4,209 5,869 6,974 8,120 10,260 14,262 

Vehicle purchases (net outlay) ..................... 4,274 1,621 1,117 1,482 1,428 2,522 2,900 3,447 4,785 6,332 

Cars and trucks, new ................................. 2,273 2974 2283 2460 434 1,090 1,311 1,398 2,394 3,821 

Cars and trucks, used ................................ 1,913 647 834 1,021 989 1,405 1,582 1,958 2,260 2,367 

Other vehicles ............................................ 88 3 ( ) 3 ( ) 21 25 228 26 91 130 144 

Gasoline and motor oil ................................. 2,170 1,181 960 1,233 1,278 1,526 1,805 2,033 2,316 2,826 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,784 $1,200 $880 $1,080 $1,337 $1,624 $2,039 $2,357 $2,787 $4,118 

Vehicle finance charges ............................. 387 110 64 113 121 189 280 357 436 572 

Maintenance and repairs ........................... 759 399 345 371 419 473 561 600 736 1,109 

Vehicle insurance ....................................... 1,112 502 358 475 610 748 905 1,046 1,180 1,505 

Vehicle rental, leases, licenses, and other

charges .................................................... 526 189 113 122 187 215 293 354 435 932 

Public transportation .................................... 519 278 149 135 166 197 231 283 372 985 

Healthcare ...................................................... 2,995 1,498 1,297 1,481 2,076 2,361 2,678 2,963 3,006 3,794 

Health insurance .......................................... 1,545 825 695 771 1,115 1,280 1,378 1,591 1,620 1,877 

Medical services .......................................... 771 304 253 286 388 466 603 689 726 1,136 

Drugs ........................................................... 554 301 294 385 500 539 597 572 528 608 

Medical supplies .......................................... 125 69 55 40 73 76 100 111 132 173 

Entertainment ................................................. 2,701 1,245 856 965 1,099 1,489 1,693 1,951 2,462 4,353 

Fees and admissions ................................... 660 298 130 144 140 207 293 358 510 1,271 

Audio and visual equipment and services .... 955 508 492 537 532 611 751 813 942 1,336 

Pets, toys, hobbies, and playground

equipment .................................................. 477 227 148 186 207 259 361 388 442 724 

Other entertainment supplies, equipment,

and services ............................................... 609 212 86 98 220 413 287 393 568 1,023 

Personal care products and services ............. 650 370 257 318 346 404 453 543 600 958 

Reading .......................................................... 140 58 46 43 55 70 89 108 129 227 

Education ....................................................... 1,070 533 333 360 234 312 322 490 718 2,165 

Tobacco products and smoking supplies ....... 348 305 316 344 373 364 409 387 381 296 

Miscellaneous ................................................ 836 564 389 377 391 469 612 676 830 1,228 

Cash contributions ......................................... 1,687 551 278 340 551 741 947 1,140 1,366 3,009 

Personal insurance and pensions .................. 6,120 606 432 694 986 1,608 2,697 3,656 5,325 11,761 

Life and other personal insurance ................ 482 190 108 151 186 202 280 327 408 836 

Pensions and Social Security ...................... 5,638 416 324 543 800 1,406 2,417 3,329 4,917 10,925 

Sources of income and personal taxes: 

Money income before taxes ........................... 67,844 -1,340 7,838 12,702 17,577 25,059 34,825 44,762 59,369 123,816 

Wages and salaries ..................................... 55,009 2,966 2,854 5,886 8,684 15,555 24,736 34,613 49,178 104,325 

Self-employment income ............................. 4,208 -6,161 -71 315 360 633 1,103 1,435 2,475 9,781 

Social Security, private and government

retirement ................................................... 6,062 624 2,410 4,007 6,590 7,188 7,335 7,149 5,927 5,750 

Interest, dividends, rental income, other

property income ......................................... 1,366 63 138 82 113 305 476 559 762 2,993 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 249 269 111 175 237 260 264 313 309 221 

Public assistance, supplemental security

income, food stamps .................................. 362 651 1,786 1,572 1,065 576 393 222 129 84 

Regular contributions for support ................. 422 182 400 446 408 410 427 364 449 438 

Other income ............................................... 166 267 209 218 121 133 90 108 140 224 

Personal taxes ............................................... 2,633 -27 -204 -323 -228 144 279 685 1,762 6,240 

Federal income taxes ................................... 1,842 -110 -256 -361 -316 -36 -1 283 1,172 4,610 

State and local income taxes ....................... 591 -6 1 -4 32 73 160 231 399 1,309 

Other taxes .................................................. 199 89 51 42 56 107 120 171 192 320 

Income after taxes ......................................... 65,211 -1,313 8,042 13,025 17,804 24,915 34,546 44,077 57,607 117,577 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $10,036 $224 - $285 - $902 $954 - $1,126 - $4,226 - $7,655 - $9,191 - $19,583 

Net change in total assets ............................ 11,966 4,256 521 2,647 2,559 2,800 5,753 8,710 12,098 21,293 

Net change in total liabilities ........................ 22,002 4,032 806 3,549 1,605 3,926 9,979 16,365 21,290 40,876 

Other financial information:

Other money receipts ................................... 600 295 458 126 138 242 268 237 553 1,101 

Mortgage principal paid on owned

property ...................................................... -2,419 -858 -419 -435 -546 -635 -1,116 -1,426 -1,964 -4,618 

Estimated market value of owned home ...... 176,054 91,914 56,170 55,893 70,924 82,477 104,463 122,972 153,307 296,331 

Estimated monthly rental value of owned

home .......................................................... 925 470 347 351 435 505 597 709 868 1,450 

Gifts of goods and services ............................ 1,292 500 346 483 442 463 644 628 954 2,416 

Food ............................................................. 114 226 32 51 25 29 43 56 65 230 

Alcoholic beverages ..................................... 18 26 23 22 24 8 10 11 15 31 

Housing ........................................................ 281 110 105 122 111 123 160 156 227 487 

Housekeeping supplies .............................. 54 210 20 11 27 32 34 35 48 87 

Household textiles ...................................... 19 22 210 22 13 15 12 10 23 27 

Appliances and miscellaneous

housewares .............................................. 31 25 23 25 27 13 22 24 16 59 

Major appliances ...................................... 10 24 23 21 22 23 4 12 3 20 

Small appliances and miscellaneous

housewares ............................................ 21 21 21 23 26 10 17 12 12 38 

Miscellaneous household equipment ......... 70 16 13 16 23 29 44 39 77 113 

Other housing ............................................ 107 77 59 89 41 35 49 48 63 202 

Apparel and services ................................... 270 147 141 159 174 162 200 188 242 399 

Males, 2 and over ...................................... 69 16 56 50 42 31 53 46 70 101 

Females, 2 and over .................................. 100 39 33 45 46 70 58 71 87 156 

Children under 2 ........................................ 48 28 28 27 32 36 34 37 43 67 

Other apparel products and services ......... 53 264 224 37 54 26 56 34 42 75 

Jewelry and watches ................................ 14 21 27 22 26 6 9 9 11 26 

All other apparel products and services ... 39 263 217 35 248 20 46 25 31 49 

Transportation .............................................. 60 10 25 11 25 12 53 27 49 110 

Health care ................................................... 32 24 25 215 26 15 7 16 36 56 

Entertainment ............................................... 83 220 17 35 33 34 46 57 65 145 

Toys, games, arts and crafts, and

tricycles .................................................... 29 212 26 14 17 18 21 24 27 43 

Other entertainment ................................... 54 28 11 21 16 15 25 32 38 103 

Personal care products and services ........... 25 210 10 5 14 11 14 16 22 43 

Reading ........................................................ 1 3 ( ) 1 ( ) 21 1 ( ) 1 1 1 2 2 

Education ..................................................... 313 2110 215 46 15 19 38 34 163 753 

All other gifts ................................................ 95 59 11 36 33 50 71 67 69 159 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.3 No data reported.

n.a. Not applicable.