Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2009-2010

Item

Total

65 and

over

Northeast Midwest South West

Number of consumer units (in thousands) ....... 24,570 5,081 5,577 8,972 4,939 

Consumer unit characteristics: 

Income before taxes ..................................... $40,574 $41,084 $39,842 $39,269 $43,249 

Income after taxes ........................................ 39,841 40,437 39,021 38,631 42,351 

Age of reference person ................................ 74.9 75.4 75.5 74.4 74.8 

Average number in consumer unit:

Persons ........................................................ 1.7 1.6 1.6 1.8 1.8 

Children under 18 ........................................ .1 1 ( ) 1 ( ) .1 .1 

Persons 65 and older ................................... 1.4 1.4 1.4 1.4 1.4 

Earners ........................................................ .5 .4 .5 .5 .5 

Vehicles ....................................................... 1.6 1.3 1.8 1.7 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 38 42 43 50 

Female ......................................................... 57 62 58 57 50 

Housing tenure:

Homeowner .................................................. 80 74 82 84 78 

With mortgage ............................................ 22 18 19 22 28 

Without mortgage ....................................... 58 56 63 62 50 

Renter .......................................................... 20 26 18 16 22 

Race of reference person:

Black or African-American ........................... 9 8 8 14 3 

White, Asian, and all other races ................. 91 92 92 86 97 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 6 1 8 10 

Not Hispanic or Latino .................................. 94 94 99 92 90 

Education of reference person:

Elementary (1-8) .......................................... 9 8 8 12 7 

High school (9-12) ........................................ 44 52 45 45 34 

College ......................................................... 46 39 46 42 59 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 1 1 

At least one vehicle owned or leased ............ 84 76 88 87 85 

Average annual expenditures .......................... $37,178 $40,027 $35,521 $34,379 $41,046 

Food ............................................................... 4,728 5,202 4,276 4,501 5,101 

Food at home ............................................... 3,084 3,321 2,843 2,972 3,279 

Cereals and bakery products ..................... 427 461 400 428 420 

Cereals and cereal products .................... 130 141 121 130 129 

Bakery products ....................................... 297 320 279 298 291 

Meats, poultry, fish, and eggs .................... 690 750 601 665 759 

Beef .......................................................... 199 185 177 176 271 

Pork .......................................................... 139 140 138 154 116 

Other meats ............................................. 97 123 96 86 89 

Poultry ...................................................... 102 118 83 106 101 

Fish and seafood ..................................... 113 140 73 106 138 

Eggs ......................................................... 40 45 34 38 44 

Dairy products ............................................ 331 361 310 320 340 

Fresh milk and cream .............................. 117 134 106 120 108 

Other dairy products ................................ 213 227 203 200 232 

Fruits and vegetables ................................. 597 649 563 557 644 

Fresh fruits ............................................... 207 227 196 180 244 

Fresh vegetables ..................................... 188 213 171 169 212 

Processed fruits ....................................... 102 111 100 97 104 

Processed vegetables .............................. 99 98 96 112 84 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2009-2010 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Other food at home .................................... $1,040 $1,100 $970 $1,001 $1,116 

Sugar and other sweets ........................... 121 113 129 121 120 

Fats and oils ............................................. 89 96 86 93 78 

Miscellaneous foods ................................ 539 595 507 496 587 

Nonalcoholic beverages ........................... 248 249 202 255 281 

Food prepared by consumer unit on

out-of-town trips ..................................... 43 46 47 35 49 

Food away from home ................................. 1,643 1,880 1,433 1,529 1,821 

Alcoholic beverages ....................................... 294 322 256 254 370 

Housing .......................................................... 13,105 15,038 12,111 11,516 15,106 

Shelter .......................................................... 7,100 8,746 6,485 5,656 8,723 

Owned dwellings ........................................ 4,860 5,652 4,605 4,095 5,721 

Mortgage interest and charges ................ 1,319 1,041 888 1,162 2,378 

Property taxes .......................................... 1,856 2,896 2,072 1,282 1,587 

Maintenance, repairs, insurance, other

expenses ................................................ 1,684 1,715 1,645 1,651 1,756 

Rented dwellings ........................................ 1,627 2,305 1,222 1,103 2,340 

Other lodging ............................................. 613 789 659 457 662 

Utilities, fuels, and public services ............... 3,342 3,585 3,224 3,402 3,117 

Natural gas ................................................. 477 649 729 270 393 

Electricity .................................................... 1,304 1,132 1,125 1,627 1,098 

Fuel oil and other fuels ............................... 199 519 130 112 106 

Telephone services .................................... 871 885 816 905 856 

Water and other public services ................. 490 400 425 487 663 

Household operations .................................. 851 918 625 737 1,247 

Personal services ....................................... 142 3157 324 83 369 

Other household expenses ........................ 709 761 601 654 878 

Housekeeping supplies ................................ 673 614 665 674 734 

Laundry and cleaning supplies .................. 138 115 148 134 158 

Other household products .......................... 375 349 368 381 394 

Postage and stationery .............................. 160 149 149 160 182 

Household furnishings and equipment ......... 1,138 1,174 1,111 1,047 1,285 

Household textiles ...................................... 99 95 110 93 104 

Furniture ..................................................... 219 225 232 194 245 

Floor coverings .......................................... 29 29 45 29 11 

Major appliances ........................................ 177 148 172 213 146 

Small appliances, miscellaneous

housewares .............................................. 92 98 90 84 101 

Miscellaneous household equipment ......... 522 579 462 433 678 

Apparel and services ..................................... 1,016 1,235 799 943 1,145 

Men and boys .............................................. 213 301 189 178 209 

Men, 16 and over ....................................... 189 270 165 154 193 

Boys, 2 to 15 .............................................. 24 31 24 24 16 

Women and girls .......................................... 437 487 314 433 517 

Women, 16 and over .................................. 405 456 280 395 499 

Girls, 2 to 15 ............................................... 32 31 33 39 19 

Children under 2 .......................................... 27 28 21 31 26 

Footwear ...................................................... 186 228 136 181 203 

Other apparel products and services ........... 153 191 140 120 189 

Transportation ................................................ 5,325 5,454 5,310 5,309 5,234 

Vehicle purchases (net outlay) ..................... 1,678 1,840 1,875 1,749 1,162 

Cars and trucks, new ................................. 953 1,337 1,108 917 448 

Cars and trucks, used ................................ 707 503 767 783 713 

Other vehicles ............................................ 318 4 ( ) 4 ( ) 349 31 

Gasoline and motor oil ................................. 1,319 1,099 1,302 1,411 1,397 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2009-2010 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Other vehicle expenses ............................... $1,963 $2,092 $1,810 $1,891 $2,131 

Vehicle finance charges ............................. 116 91 100 136 124 

Maintenance and repairs ........................... 583 547 582 536 706 

Vehicle insurance ....................................... 952 1,055 791 998 941 

Vehicle rental, leases, licenses, and other

charges .................................................... 312 398 338 222 359 

Public transportation .................................... 365 423 323 258 544 

Healthcare ...................................................... 4,845 4,852 5,222 4,442 5,136 

Health insurance .......................................... 3,056 3,079 3,381 2,833 3,071 

Medical services .......................................... 808 786 812 659 1,098 

Drugs ........................................................... 816 817 855 829 747 

Medical supplies .......................................... 164 170 174 122 221 

Entertainment ................................................. 1,976 1,994 1,693 1,933 2,346 

Fees and admissions ................................... 385 393 323 343 518 

Audio and visual equipment and services .... 797 829 724 802 837 

Pets, toys, hobbies, and playground

equipment .................................................. 546 577 506 560 537 

Other entertainment supplies, equipment,

and services ............................................... 247 196 140 229 454 

Personal care products and services ............. 524 520 455 492 648 

Reading .......................................................... 143 187 149 100 170 

Education ....................................................... 177 219 220 143 148 

Tobacco products and smoking supplies ....... 217 207 222 242 177 

Miscellaneous ................................................ 718 874 689 640 716 

Cash contributions ......................................... 2,249 2,046 2,080 2,151 2,825 

Personal insurance and pensions .................. 1,864 1,877 2,039 1,713 1,926 

Life and other personal insurance ................ 317 315 394 269 319 

Pensions and Social Security ...................... 1,547 1,562 1,645 1,444 1,607 

Sources of income and personal taxes: 

Money income before taxes ........................... 40,574 41,084 39,842 39,269 43,249 

Wages and salaries ..................................... 12,704 13,229 11,507 12,085 14,642 

Self-employment income ............................. 1,090 1,227 1,775 1,251 -117 

Social Security, private and government

retirement ................................................... 23,361 22,953 23,496 22,990 24,302 

Interest, dividends, rental income, other

property income ......................................... 2,616 2,712 2,588 2,258 3,200 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 200 231 159 117 366 

Public assistance, supplemental security

income, food stamps .................................. 281 276 157 284 419 

Regular contributions for support ................. 158 3115 78 137 330 

Other income ............................................... 164 341 81 146 106 

Personal taxes ............................................... 733 647 820 638 897 

Federal income taxes ................................... 446 300 518 349 693 

2008 Tax stimulus (thru Q20091) ................ 3-1 3-1 3-1 3-1 4 ( )

State and local income taxes ....................... 88 88 120 60 104 

Other taxes .................................................. 199 260 184 229 100 

See footnotes at end of table.
Table 3850. Consumer units with reference person age 65 and over by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2009-2010 — Continued

Item

Total

65 and

over

Northeast Midwest South West

Income after taxes ......................................... 39,841 40,437 39,021 38,631 42,351 

Addenda:

Net change in total assets and liabilities ........ - $1,262 - $2,366 - $2,251 $2,569 - $5,971 

Net change in total assets ............................ 1,364 -490 89 3,198 1,379 

Net change in total liabilities ........................ 2,626 1,877 2,339 629 7,349 

Other financial information:

Other money receipts ................................... 673 580 661 451 1,186 

Mortgage principal paid on owned property -1,129 -1,034 -927 -1,048 -1,603 

Estimated market value of owned home ...... 178,449 206,926 141,336 146,203 249,634 

Estimated monthly rental value of owned

home .......................................................... 935 1,044 794 853 1,132 

Gifts of goods and services ............................ 865 763 873 785 1,109 

Food ............................................................. 62 70 66 49 71 

Alcoholic beverages ..................................... 13 3 16 14 18 

Housing ........................................................ 190 194 157 174 249 

Housekeeping supplies .............................. 30 22 33 27 42 

Household textiles ...................................... 9 15 6 6 13 

Appliances and miscellaneous

housewares .............................................. 20 20 18 19 24 

Major appliances ...................................... 5 7 7 4 34 

Small appliances and miscellaneous

housewares ............................................ 15 14 11 16 20 

Miscellaneous household equipment ......... 50 84 30 42 48 

Other housing ............................................ 80 53 71 78 122 

Apparel and services ................................... 192 206 176 205 174 

Males, 2 and over ...................................... 52 76 52 50 32 

Females, 2 and over .................................. 83 70 70 88 98 

Children under 2 ........................................ 25 27 19 28 23 

Other apparel products and services ......... 33 34 35 39 21 

Jewelry and watches ................................ 10 8 9 12 8 

All other apparel products and services ... 23 25 26 27 313 

Transportation .............................................. 101 25 82 112 179 

Health care ................................................... 34 3-7 326 326 100 

Entertainment ............................................... 88 100 68 92 93 

Toys, games, arts and crafts, and tricycles 31 50 26 34 316 

Other entertainment ................................... 57 50 43 59 77 

Personal care products and services ........... 14 17 6 18 13 

Reading ........................................................ 2 2 2 1 2 

Education ..................................................... 60 82 94 46 23 

All other gifts ................................................ 110 69 180 46 187 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 Data are likely to have large sampling errors. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011