Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2005-2006

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 22,557 945 1,208 1,406 1,414 2,653 2,396 2,131 3,314 7,089 

Consumer unit characteristics: 

Income before taxes ..................................... $63,655 $572 $7,927 $12,475 $17,476 $24,871 $34,733 $44,895 $59,161 $132,955 

Income after taxes ........................................ 61,341 580 7,921 12,504 17,183 24,506 33,935 43,969 57,211 127,239 

Age of reference person ................................ 49.9 42.5 50.7 59.4 59.9 54.0 49.2 49.0 47.5 47.0 

Average number in consumer unit:

Persons ........................................................ 2.4 1.5 1.6 1.6 1.7 2.0 2.2 2.3 2.6 3.0 

Children under 18 ........................................ .6 .3 .4 .4 .4 .4 .5 .5 .6 .8 

Persons 65 and over .................................... .3 .2 .3 .5 .6 .5 .4 .3 .2 .2 

Earners ........................................................ 1.3 .5 .4 .4 .5 .8 1.1 1.3 1.6 2.0 

Vehicles ....................................................... 1.6 .6 .5 .7 .9 1.2 1.4 1.7 1.9 2.4 

Percent distribution:

Sex of reference person:

Male ............................................................. 45 40 35 34 34 39 44 42 48 54 

Female ......................................................... 55 60 65 66 66 61 56 58 52 46 

Housing tenure:

Homeowner .................................................. 65 31 26 40 49 51 59 65 73 88 

With mortgage ............................................ 39 13 6 8 14 14 30 38 50 68 

Without mortgage ....................................... 26 17 20 32 36 37 28 28 23 20 

Renter .......................................................... 35 69 74 60 51 49 41 35 27 12 

Race of reference person:

Black or African-American ........................... 10 15 20 12 12 11 15 10 8 6 

White, Asian, and all other races ................. 90 85 80 88 88 89 85 90 92 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 13 12 12 9 10 8 8 8 6 

Not Hispanic or Latino .................................. 92 87 88 88 91 90 92 92 92 94 

Education of reference person:

Elementary (1-8) .......................................... 4 9 10 10 7 6 3 2 2 1 

High school (9-12) ........................................ 39 40 51 55 54 53 48 47 35 22 

College ......................................................... 57 51 39 34 39 40 49 51 63 77 

Never attended and other ............................ 1 ( ) 1 1 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 80 41 40 53 67 76 81 87 91 95 

Average annual expenditures .......................... $48,564 $20,899 $16,890 $19,161 $24,410 $28,834 $33,797 $39,800 $48,676 $82,431 

Food ............................................................... 6,357 2,933 3,286 3,312 3,133 4,073 4,382 5,454 6,785 9,723 

Food at home ............................................... 3,554 1,855 2,226 2,145 2,203 2,536 2,560 3,042 3,858 5,040 

Cereals and bakery products ..................... 493 269 321 308 301 348 376 434 524 691 

Cereals and cereal products .................... 158 96 112 116 96 115 126 146 160 216 

Bakery products ....................................... 334 173 210 192 205 232 251 288 365 475 

Meats, poultry, fish, and eggs .................... 851 516 584 532 558 620 589 687 949 1,187 

Beef .......................................................... 231 124 137 132 139 189 154 197 243 328 

Pork .......................................................... 152 118 98 112 121 105 120 123 189 191 

Other meats ............................................. 122 66 57 65 65 85 85 114 143 174 

Poultry ...................................................... 163 98 116 114 117 103 111 135 178 230 

Fish and seafood ..................................... 146 84 146 74 85 109 88 88 155 218 

Eggs ......................................................... 37 26 30 34 30 29 32 31 40 46 

Dairy products ............................................ 402 199 233 237 283 289 307 360 437 559 

Fresh milk and cream .............................. 146 101 102 102 108 111 117 147 164 184 

Other dairy products ................................ 256 98 131 135 175 177 191 212 274 375 

Fruits and vegetables ................................. 643 330 394 419 409 476 443 556 657 921 

Fresh fruits ............................................... 211 96 128 127 136 146 141 175 222 309 

Fresh vegetables ..................................... 214 112 136 148 122 155 139 188 209 312 

Processed fruits ....................................... 125 60 76 81 88 101 94 107 124 174 

Processed vegetables .............................. 94 63 54 63 63 73 69 87 102 125 

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2005-2006 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,165 $540 $693 $649 $653 $804 $844 $1,005 $1,291 $1,683 

Sugar and other sweets ........................... 125 55 89 77 78 101 81 94 129 181 

Fats and oils ............................................. 90 37 62 60 65 68 67 82 103 117 

Miscellaneous foods ................................ 598 300 346 311 337 391 438 507 665 874 

Nonalcoholic beverages ........................... 312 139 186 191 157 226 233 285 354 436 

Food prepared by consumer unit on

out-of-town trips ..................................... 40 310 311 311 316 18 24 36 39 74 

Food away from home ................................. 2,803 1,078 1,060 1,167 929 1,537 1,822 2,412 2,927 4,682 

Alcoholic beverages ....................................... 480 131 118 146 177 302 357 413 427 823 

Housing .......................................................... 17,072 8,826 7,020 8,408 10,310 11,309 13,147 14,400 16,866 27,212 

Shelter .......................................................... 10,572 6,043 4,621 5,429 6,408 7,051 8,290 8,865 10,240 16,798

Owned dwellings ........................................ 7,004 2,568 1,010 1,763 2,446 2,879 4,297 5,032 7,092 13,575 

Mortgage interest and charges ................ 3,346 1,246 189 554 662 762 1,828 2,416 3,541 6,923 

Property taxes .......................................... 2,433 1,067 477 812 1,149 1,342 1,627 1,822 2,356 4,425 

Maintenance, repairs, insurance, other

expenses ................................................ 1,225 256 343 397 634 775 842 793 1,195 2,227 

Rented dwellings ........................................ 2,905 3,227 3,523 3,580 3,841 3,946 3,745 3,431 2,732 1,685 

Other lodging ............................................. 663 248 389 85 121 225 248 402 416 1,538 

Utilities, fuels, and public services ............... 3,498 1,632 1,569 1,984 2,641 2,749 2,954 3,356 3,796 4,912 

Natural gas ................................................. 640 278 319 370 576 533 596 645 723 823 

Electricity .................................................... 1,139 521 518 662 778 875 968 1,101 1,221 1,623 

Fuel oil and other fuels ............................... 398 215 393 257 356 325 258 350 395 600 

Telephone services .................................... 1,043 540 543 558 726 805 907 997 1,141 1,457 

Water and other public services ................. 278 79 96 138 205 210 224 263 316 409 

Household operations .................................. 849 320 177 286 402 403 474 579 682 1,689 

Personal services ....................................... 357 375 374 393 399 151 143 271 251 773 

Other household expenses ........................ 492 245 103 193 303 252 331 308 432 916 

Housekeeping supplies ................................ 619 144 312 257 294 392 454 528 604 986 

Laundry and cleaning supplies .................. 122 36 83 56 73 82 111 115 134 168 

Other household products .......................... 322 75 148 124 143 183 222 271 327 527 

Postage and stationery .............................. 175 334 81 77 78 127 122 141 143 291 

Household furnishings and equipment ......... 1,535 686 341 451 565 714 975 1,072 1,543 2,827 

Household textiles ...................................... 129 19 46 26 53 84 79 108 168 203 

Furniture ..................................................... 366 232 75 91 111 155 234 229 340 715 

Floor coverings .......................................... 65 343 33 342 363 16 33 56 46 123 

Major appliances ........................................ 219 93 30 67 71 176 121 179 233 381 

Small appliances, miscellaneous

housewares .............................................. 99 20 36 61 47 41 74 85 89 168 

Miscellaneous household equipment ......... 658 279 152 164 219 242 434 415 667 1,237 

Apparel and services ..................................... 2,046 1,194 1,035 886 876 1,230 1,514 1,503 2,189 3,264 

Men and boys .............................................. 473 100 203 270 163 276 329 338 507 776 

Men, 16 and over ....................................... 382 47 127 247 127 201 250 269 415 641 

Boys, 2 to 15 .............................................. 90 53 75 22 37 76 79 69 92 136 

Women and girls .......................................... 830 438 462 310 311 470 588 700 807 1,360 

Women, 16 and over .................................. 701 404 420 285 272 420 503 620 701 1,105 

Girls, 2 to 15 ............................................... 129 33 42 25 39 50 85 80 106 255 

Children under 2 .......................................... 90 364 80 32 56 59 75 72 124 118 

Footwear ...................................................... 356 3441 161 185 128 256 318 191 424 511 

Other apparel products and services ........... 298 152 130 90 217 169 204 203 326 500 

Transportation ................................................ 7,776 2,920 1,739 1,850 2,954 4,679 5,200 6,662 8,422 13,639 

Vehicle purchases (net outlay) ..................... 2,902 31,123 3225 3259 640 1,660 1,711 2,192 3,151 5,536 

Cars and trucks, new ................................. 1,688 3843 2 ( ) 2 ( ) 357 839 592 1,296 1,827 3,489 

Cars and trucks, used ................................ 1,177 3238 3225 3259 570 821 1,092 894 1,270 1,971 

Other vehicles ............................................ 37 341 2 ( ) 2 ( ) 312 2 ( ) 326 32 355 76 

Gasoline and motor oil ................................. 1,836 715 570 616 897 1,195 1,474 1,851 2,131 2,851 

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2005-2006 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,405 $746 $700 $768 $1,126 $1,478 $1,675 $2,163 $2,635 $4,046 

Vehicle finance charges ............................. 239 353 39 43 73 127 183 228 296 407 

Maintenance and repairs ........................... 646 261 313 285 342 409 468 574 678 1,040 

Vehicle insurance ....................................... 913 241 250 321 512 664 684 884 1,033 1,436 

Vehicle rental, leases, licenses, and other

charges .................................................... 607 191 98 119 199 278 340 477 629 1,163 

Public transportation .................................... 633 335 245 208 292 345 341 456 504 1,206 

Healthcare ...................................................... 2,586 902 887 1,736 2,385 2,330 2,173 2,497 2,536 3,586 

Health insurance .......................................... 1,445 567 494 984 1,284 1,430 1,301 1,453 1,468 1,890 

Medical services .......................................... 580 132 189 356 476 339 387 441 519 995 

Drugs ........................................................... 447 136 170 321 543 487 423 504 444 512 

Medical supplies .......................................... 115 367 335 74 82 74 62 98 105 190 

Entertainment ................................................. 2,305 806 875 795 1,055 1,195 1,566 2,094 2,265 4,009 

Fees and admissions ................................... 639 271 157 132 200 253 330 381 585 1,309 

Audio and visual equipment and services .... 911 421 488 464 619 651 838 833 964 1,315 

Pets, toys, hobbies, and playground

equipment .................................................. 401 67 186 156 143 195 249 389 473 661 

Other entertainment supplies, equipment,

and services ............................................... 354 46 45 43 93 96 149 490 243 724 

Personal care products and services ............. 549 251 189 236 324 314 409 460 577 885 

Reading .......................................................... 140 56 45 78 89 95 115 123 129 225 

Education ....................................................... 1,232 1,244 419 234 193 399 510 400 727 2,814 

Tobacco products and smoking supplies ....... 331 224 270 264 330 363 399 384 410 280 

Miscellaneous ................................................ 853 780 362 381 379 436 658 747 882 1,368 

Cash contributions ......................................... 1,421 242 407 417 1,479 661 776 938 1,127 2,722 

Personal insurance and pensions .................. 5,416 389 237 419 727 1,448 2,590 3,726 5,336 11,881 

Life and other personal insurance ................ 354 354 51 82 147 187 175 238 307 719 

Pensions and Social Security ...................... 5,062 335 186 337 580 1,261 2,415 3,488 5,028 11,162 

Sources of income and personal taxes: 

Money income before taxes ........................... 63,655 572 7,927 12,475 17,476 24,871 34,733 44,895 59,161 132,955 

Wages and salaries ..................................... 50,892 1,821 2,215 3,168 6,396 13,646 24,510 34,732 49,352 112,506 

Self-employment income ............................. 3,823 3-2,787 3-15 3139 3283 616 1,025 1,423 2,032 10,499 

Social Security, private and government

retirement ................................................... 6,194 426 3,432 7,005 9,004 8,735 7,277 6,526 5,868 5,447 

Interest, dividends, rental income, other

property income ......................................... 1,453 186 84 137 416 686 526 803 859 3,398 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 282 315 395 3156 268 301 353 407 503 205 

Public assistance, supplemental security

income, food stamps .................................. 363 538 1,513 1,099 703 399 413 130 162 63 

Regular contributions for support ................. 398 122 312 354 189 264 473 802 285 456 

Other income ............................................... 250 3251 291 416 3217 224 155 371 101 381 

Personal taxes ............................................... 2,314 -8 6 -30 293 366 798 926 1,950 5,715 

Federal income taxes ................................... 1,517 -45 -60 -86 41 82 408 468 1,176 3,992 

State and local income taxes ....................... 560 -17 20 2 31 98 194 266 549 1,336 

Other taxes .................................................. 237 353 46 54 221 186 195 192 225 387 

Income after taxes ......................................... 61,341 580 7,921 12,504 17,183 24,506 33,935 43,969 57,211 127,239 

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2005-2006 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $6,869 $3,808 $2 - $3,582 - $4,435 - $1,876 - $10,033 - $5,137 - $8,967 - $10,941 

Net change in total assets ............................ 9,609 3,960 -135 464 -2,209 2,304 3,516 8,453 10,527 20,904 

Net change in total liabilities ........................ 16,478 152 -138 4,046 2,226 4,180 13,550 13,591 19,494 31,845 

Other financial information:

Other money receipts ................................... 493 3474 324 188 488 155 133 237 312 1,047 

Mortgage principal paid on owned property -2,078 -642 -568 -314 -408 -358 -875 -1,280 -1,840 -4,613 

Estimated market value of owned home ...... 199,208 86,675 47,456 70,581 87,510 96,203 113,555 138,264 181,497 381,967 

Estimated monthly rental value of owned

home .......................................................... 946 388 250 388 482 555 642 754 950 1,647 

Gifts of goods and services ............................ 1,223 347 334 522 451 505 590 721 1,092 2,447 

Food ............................................................. 150 319 318 3107 36 34 43 84 92 343 

Alcoholic beverages ..................................... 14 2 ( ) 310 34 34 7 11 39 17 23 

Housing ........................................................ 212 376 60 87 100 140 111 132 214 379 

Housekeeping supplies .............................. 28 34 324 314 34 37 11 21 31 40 

Household textiles ...................................... 14 2 ( ) 31 33 32 320 313 316 323 16 

Appliances and miscellaneous

housewares .............................................. 29 321 31 314 35 313 320 39 38 65 

Major appliances ...................................... 12 320 31 2 ( ) 33 37 38 1 ( ) 1 ( ) 30 

Small appliances and miscellaneous

housewares ............................................ 17 30 1 ( ) 314 33 37 312 38 38 35 

Miscellaneous household equipment ......... 47 312 318 7 28 26 21 48 62 76 

Other housing ............................................ 94 339 316 50 61 43 46 39 90 183 

Apparel and services ................................... 233 98 163 60 67 146 157 213 303 348 

Males, 2 and over ...................................... 50 316 325 18 40 33 37 42 59 74 

Females, 2 and over .................................. 76 37 353 313 36 25 63 96 67 131 

Children under 2 ........................................ 53 350 339 318 19 33 34 45 78 74 

Other apparel products and services ......... 53 325 346 312 32 55 23 329 99 69 

Jewelry and watches ................................ 27 320 314 33 32 32 318 322 47 33 

All other apparel products and services ... 26 35 331 39 2 ( ) 323 35 38 52 36 

Transportation .............................................. 64 2 ( ) 328 36 326 21 57 14 85 123 

Health care ................................................... 48 31 38 3160 3135 32 39 329 319 71 

Entertainment ............................................... 61 315 313 315 320 29 45 97 64 98 

Toys, games, arts and crafts, and tricycles 25 36 36 38 311 16 17 23 32 41 

Other entertainment ................................... 36 39 38 37 39 14 28 73 32 57 

Personal care products and services ........... 10 34 34 39 2 ( ) 32 10 14 9 14 

Reading ........................................................ 1 1 ( ) 1 ( ) 1 ( ) 31 31 31 1 ( ) 1 2 

Education ..................................................... 355 3100 320 353 343 359 108 95 235 896 

All other gifts ................................................ 74 35 9 321 19 64 39 33 52 151 

1 Value less than or equal to 0.5. 2 No data reported.3 Data are likely to have large sampling errors.

n.a. Not applicable.