Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007

Item Total

65-74 Northeast Midwest South West

Number of consumer units (in thousands) ....... 11,888 2,115 2,815 4,393 2,565 

Consumer unit characteristics: 

Income before taxes ..................................... $46,894 $47,661 $45,658 $43,901 $52,746 

Income after taxes ........................................ 45,329 46,029 44,742 42,482 50,273 

Age of reference person ................................ 69.1 69.1 69.1 69.2 68.9 

Average number in consumer unit:

Persons ........................................................ 1.9 1.8 1.8 1.9 1.9 

Children under 18 ........................................ .1 .1 .1 .1 .1 

Persons 65 and over .................................... 1.4 1.4 1.4 1.4 1.4 

Earners ........................................................ .7 .7 .6 .7 .7 

Vehicles ....................................................... 1.9 1.4 2.0 1.8 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 41 49 47 49 

Female ......................................................... 53 59 51 53 51 

Housing tenure:

Homeowner .................................................. 82 71 84 85 85 

With mortgage ............................................ 30 18 28 31 39 

Without mortgage ....................................... 53 53 56 54 46 

Renter .......................................................... 18 29 16 15 15 

Race of reference person:

Black or African-American ........................... 10 9 8 16 3 

White, Asian, and all other races ................. 90 91 92 84 97 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 6 2 7 12 

Not Hispanic or Latino .................................. 93 94 98 93 88 

Education of reference person:

Elementary (1-8) .......................................... 8 8 7 12 5 

High school (9-12) ........................................ 44 48 49 45 31 

College ......................................................... 48 44 43 43 64 

Never attended and other ............................ 1 ( ) 2 ( ) 1 1 1 

At least one vehicle owned or leased ............ 89 79 92 91 92 

Average annual expenditures .......................... $41,944 $41,556 $40,302 $39,152 $48,876 

Food ............................................................... 5,200 5,372 5,130 4,833 5,755 

Food at home ............................................... 3,208 3,148 3,049 3,119 3,587 

Cereals and bakery products ..................... 436 430 436 419 474 

Cereals and cereal products .................... 126 118 113 126 146 

Bakery products ....................................... 311 312 323 293 328 

Meats, poultry, fish, and eggs .................... 731 729 697 741 750 

Beef .......................................................... 198 181 196 205 203 

Pork .......................................................... 162 150 157 181 145 

Other meats ............................................. 92 102 97 88 85 

Poultry ...................................................... 118 114 95 125 134 

Fish and seafood ..................................... 123 139 123 105 140 

Eggs ......................................................... 38 43 29 38 43 

Dairy products ............................................ 353 344 326 344 408 

Fresh milk and cream .............................. 129 128 120 136 125 

Other dairy products ................................ 225 216 206 208 283 

Fruits and vegetables ................................. 601 591 551 587 687 

Fresh fruits ............................................... 198 210 190 180 228 

Fresh vegetables ..................................... 198 193 178 202 217 

Processed fruits ....................................... 108 103 100 101 135 

Processed vegetables .............................. 96 84 83 104 108 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

65-74 Northeast Midwest South West

Other food at home .................................... $1,087 $1,054 $1,040 $1,028 $1,267 

Sugar and other sweets ........................... 132 121 138 125 150 

Fats and oils ............................................. 93 92 90 91 100 

Miscellaneous foods ................................ 529 502 501 513 612 

Nonalcoholic beverages ........................... 282 285 265 264 329 

Food prepared by consumer unit on

out-of-town trips ..................................... 50 54 46 35 77 

Food away from home ................................. 1,992 2,224 2,081 1,714 2,168 

Alcoholic beverages ....................................... 342 334 306 277 503 

Housing .......................................................... 13,470 14,017 13,126 12,207 15,583 

Shelter .......................................................... 7,104 8,112 6,760 5,945 8,636 

Owned dwellings ........................................ 5,241 4,975 5,112 4,605 6,692 

Mortgage interest and charges ................ 2,009 1,248 1,674 1,874 3,234 

Property taxes .......................................... 1,768 2,461 2,037 1,338 1,636 

Maintenance, repairs, insurance, other

expenses ................................................ 1,465 1,266 1,402 1,393 1,822 

Rented dwellings ........................................ 1,234 2,314 964 870 1,265 

Other lodging ............................................. 628 823 683 470 679 

Utilities, fuels, and public services ............... 3,345 3,384 3,373 3,456 3,091 

Natural gas ................................................. 524 672 789 341 423 

Electricity .................................................... 1,282 1,077 1,135 1,575 1,111 

Fuel oil and other fuels ............................... 177 476 145 81 129 

Telephone services .................................... 918 853 898 971 902 

Water and other public services ................. 445 305 407 488 526 

Household operations .................................. 716 600 631 747 854 

Personal services ....................................... 69 321 391 360 399 

Other household expenses ........................ 647 579 540 687 755 

Housekeeping supplies ................................ 661 553 668 653 766 

Laundry and cleaning supplies .................. 135 90 143 156 134 

Other household products .......................... 350 323 311 374 374 

Postage and stationery .............................. 176 140 213 123 258 

Household furnishings and equipment ......... 1,644 1,369 1,694 1,406 2,236 

Household textiles ...................................... 191 149 134 142 373 

Furniture ..................................................... 341 210 419 323 396 

Floor coverings .......................................... 55 68 53 48 60 

Major appliances ........................................ 235 287 200 227 242 

Small appliances, miscellaneous

housewares .............................................. 103 100 97 89 135 

Miscellaneous household equipment ......... 719 555 791 578 1,031 

Apparel and services ..................................... 1,270 1,360 1,409 1,160 1,236 

Men and boys .............................................. 270 332 255 253 258 

Men, 16 and over ....................................... 236 293 217 218 239 

Boys, 2 to 15 .............................................. 33 38 38 36 19 

Women and girls .......................................... 592 629 748 501 547 

Women, 16 and over .................................. 541 570 687 456 507 

Girls, 2 to 15 ............................................... 50 59 60 45 40 

Children under 2 .......................................... 30 32 34 27 27 

Footwear ...................................................... 185 143 212 193 181 

Other apparel products and services ........... 194 224 159 186 223 

Transportation ................................................ 7,770 7,217 6,585 7,712 9,619 

Vehicle purchases (net outlay) ..................... 2,984 2,526 2,145 3,350 3,655 

Cars and trucks, new ................................. 1,963 1,597 1,313 2,246 2,494 

Cars and trucks, used ................................ 993 930 833 1,028 1,161 

Other vehicles ............................................ 328 2 ( ) 2 ( ) 377 2 ( )

Gasoline and motor oil ................................. 1,814 1,497 1,809 1,896 1,942 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

65-74 Northeast Midwest South West

Other vehicle expenses ............................... $2,451 $2,500 $2,219 $2,106 $3,252 

Vehicle finance charges ............................. 194 171 156 204 235 

Maintenance and repairs ........................... 667 566 572 711 782 

Vehicle insurance ....................................... 1,259 1,318 1,157 1,006 1,751 

Vehicle rental, leases, licenses, and other

charges .................................................... 331 445 333 185 484 

Public transportation .................................... 521 693 413 359 770 

Healthcare ...................................................... 4,676 4,021 4,886 4,705 4,942 

Health insurance .......................................... 2,770 2,658 3,017 2,632 2,827 

Medical services .......................................... 833 559 718 928 1,024 

Drugs ........................................................... 898 648 989 972 881 

Medical supplies .......................................... 175 156 162 173 209 

Entertainment ................................................. 2,417 2,037 2,146 1,887 3,945 

Fees and admissions ................................... 553 569 636 368 768 

Audio and visual equipment and services .... 803 817 737 797 875 

Pets, toys, hobbies, and playground

equipment .................................................. 471 434 453 460 539 

Other entertainment supplies, equipment,

and services ............................................... 591 217 320 262 1,763 

Personal care products and services ............. 564 563 527 522 678 

Reading .......................................................... 147 154 166 113 177 

Education ....................................................... 259 500 187 145 336 

Tobacco products and smoking supplies ....... 242 242 258 239 230 

Miscellaneous ................................................ 875 1,000 760 806 1,019 

Cash contributions ......................................... 2,021 1,977 2,553 1,789 1,870 

Personal insurance and pensions .................. 2,690 2,760 2,263 2,759 2,984 

Life and other personal insurance ................ 370 407 360 393 311 

Pensions and Social Security ...................... 2,320 2,353 1,902 2,366 2,672 

Sources of income and personal taxes: 

Money income before taxes ........................... 46,894 47,661 45,658 43,901 52,746 

Wages and salaries ..................................... 18,025 20,265 15,806 17,230 19,975 

Self-employment income ............................. 2,843 2,859 2,625 2,460 3,727 

Social Security, private and government

retirement ................................................... 22,450 20,182 23,812 21,236 24,904 

Interest, dividends, rental income, other

property income ......................................... 2,930 3,617 2,986 2,310 3,364 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 95 3214 347 360 3108 

Public assistance, supplemental security

income, food stamps .................................. 301 351 256 267 366 

Regular contributions for support ................. 123 347 351 177 172 

Other income ............................................... 128 3127 374 161 130 

Personal taxes ............................................... 1,565 1,632 915 1,419 2,472 

Federal income taxes ................................... 1,118 1,067 565 1,023 1,930 

State and local income taxes ....................... 173 202 75 115 358 

Other taxes .................................................. 273 362 276 281 184 

Income after taxes ......................................... 45,329 46,029 44,742 42,482 50,273 

See footnotes at end of table.
Table 3860. Consumer units with reference person age 65 to 74 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

65-74 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $1,088 $4,346 - $1,764 - $1,033 - $4,919 

Net change in total assets ............................ 5,806 10,242 4,875 6,396 2,162 

Net change in total liabilities ........................ 6,894 5,896 6,639 7,428 7,081 

Other financial information:

Other money receipts ................................... 896 764 1,000 1,116 515 

Mortgage principal paid on owned property -1,641 -1,002 -2,173 -1,543 -1,753 

Estimated market value of owned home ...... 221,043 222,818 163,509 177,472 357,331 

Estimated monthly rental value of owned

home .......................................................... 1,014 996 847 932 1,353 

Gifts of goods and services ............................ 1,284 1,405 1,408 1,006 1,535 

Food ............................................................. 108 144 130 88 88 

Alcoholic beverages ..................................... 17 22 34 9 39 

Housing ........................................................ 210 198 283 139 263 

Housekeeping supplies .............................. 34 30 55 19 43 

Household textiles ...................................... 12 35 12 316 310 

Appliances and miscellaneous

housewares .............................................. 22 33 24 16 322 

Major appliances ...................................... 7 18 39 32 35 

Small appliances and miscellaneous

housewares ............................................ 15 314 315 14 318 

Miscellaneous household equipment ......... 57 54 71 40 77 

Other housing ............................................ 84 376 121 49 112 

Apparel and services ................................... 253 256 330 210 241 

Males, 2 and over ...................................... 71 86 105 59 40 

Females, 2 and over .................................. 106 84 143 71 145 

Children under 2 ........................................ 29 29 34 27 26 

Other apparel products and services ......... 48 57 49 53 29 

Jewelry and watches ................................ 17 321 35 25 315 

All other apparel products and services ... 31 337 344 29 314 

Transportation .............................................. 178 46 69 210 354 

Health care ................................................... 24 310 320 313 361 

Entertainment ............................................... 157 127 297 103 121 

Toys, games, arts and crafts, and tricycles 72 358 3139 356 340 

Other entertainment ................................... 85 69 159 47 81 

Personal care products and services ........... 22 313 28 24 323 

Reading ........................................................ 2 2 2 2 31 

Education ..................................................... 142 351 148 44 129 

All other gifts ................................................ 172 235 96 164 216 

1 Value is less than or equal to 0.5. 2 No data reported.3 Data are likely to have large sampling errors.

n.a. Not applicable.