Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 24,310 742 1,470 3,300 3,010 4,810 3,004 2,099 2,693 3,181 

Consumer unit characteristics: 

Income before taxes ..................................... $39,604 - $7,481 $8,435 $12,613 $17,471 $24,724 $34,875 $44,960 $58,726 $121,184 

Income after taxes ........................................ 38,949 -7,990 8,500 12,786 17,579 24,809 34,838 44,444 58,106 116,756 

Age of reference person ................................ 75.0 74.7 76.2 77.7 77.3 75.5 74.3 73.9 73.0 71.9 

Average number in consumer unit:

Persons ........................................................ 1.7 1.3 1.2 1.2 1.3 1.7 1.8 2.0 2.1 2.3 

Children under 18 ........................................ .1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 .1 .1 

Persons 65 and older ................................... 1.4 1.2 1.1 1.1 1.2 1.4 1.5 1.5 1.5 1.5 

Earners ........................................................ .4 .2 .1 .1 .1 .2 .4 .6 .8 1.2 

Vehicles ....................................................... 1.6 .9 .8 .9 1.2 1.5 1.8 1.9 2.2 2.5 

Percent distribution:

Sex of reference person:

Male ............................................................. 43 36 27 26 37 42 42 49 56 62 

Female ......................................................... 57 64 73 74 63 58 58 51 44 38 

Housing tenure:

Homeowner .................................................. 79 51 51 62 73 82 89 87 91 95 

With mortgage ............................................ 21 11 10 10 15 17 21 25 31 43 

Without mortgage ....................................... 58 39 41 52 58 64 67 62 60 52 

Renter .......................................................... 21 49 49 38 27 18 11 13 9 5 

Race of reference person:

Black or African-American ........................... 10 21 21 14 10 9 8 7 4 6 

White, Asian, and all other races ................. 90 79 79 86 90 91 92 93 96 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 6 10 18 8 7 5 3 5 4 3 

Not Hispanic or Latino .................................. 94 90 82 92 93 95 97 95 96 97 

Education of reference person:

Elementary (1-8) .......................................... 10 18 27 17 11 9 7 5 4 3 

High school (9-12) ........................................ 45 46 45 55 53 51 51 40 39 23 

College ......................................................... 44 35 26 28 35 40 42 54 57 74 

Never attended and other ............................ 2 ( ) 1 2 2 ( ) 1 1 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 85 63 56 66 81 88 92 95 97 96 

Average annual expenditures .......................... $37,204 $23,097 $16,640 $19,457 $24,022 $30,562 $36,128 $39,072 $50,304 $77,079 

Food ............................................................... 4,797 3,335 2,577 2,933 2,955 4,117 4,819 5,177 6,199 8,322 

Food at home ............................................... 3,149 2,262 2,074 2,186 2,153 2,893 3,205 3,421 3,931 4,686 

Cereals and bakery products ..................... 437 331 299 286 317 425 450 460 549 613 

Cereals and cereal products .................... 134 142 91 98 101 126 145 140 162 181 

Bakery products ....................................... 303 189 207 189 216 299 306 320 387 432 

Meats, poultry, fish, and eggs .................... 704 431 474 463 442 675 731 735 916 1,039 

Beef .......................................................... 187 87 110 107 104 160 238 197 271 272 

Pork .......................................................... 145 109 93 90 96 153 140 169 187 195 

Other meats ............................................. 95 61 61 63 56 97 103 103 117 135 

Poultry ...................................................... 111 71 86 93 76 110 104 124 136 147 

Fish and seafood ..................................... 121 72 89 75 77 112 105 95 148 234 

Eggs ......................................................... 44 32 36 36 34 42 42 48 57 56 

Dairy products ............................................ 354 259 253 234 252 304 359 410 453 522 

Fresh milk and cream .............................. 131 91 128 90 103 122 126 150 155 175 

Other dairy products ................................ 223 168 125 144 150 182 233 260 298 347 

Fruits and vegetables ................................. 597 513 395 375 433 537 619 594 735 938 

Fresh fruits ............................................... 206 141 136 137 139 185 210 210 251 333 

Fresh vegetables ..................................... 188 160 125 109 141 166 195 185 224 309 

Processed fruits ....................................... 107 82 66 66 85 99 118 104 143 152 

Processed vegetables .............................. 96 129 67 64 68 87 96 95 117 145 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,058 $728 $654 $828 $708 $952 $1,046 $1,222 $1,278 $1,574 

Sugar and other sweets ........................... 124 73 66 78 80 108 133 156 153 188 

Fats and oils ............................................. 93 114 58 67 78 82 101 110 104 123 

Miscellaneous foods ................................ 542 337 314 503 353 479 540 612 640 787 

Nonalcoholic beverages ........................... 257 187 206 167 179 249 235 298 313 374 

Food prepared by consumer unit on

out-of-town trips ..................................... 42 418 49 13 19 35 38 45 68 102 

Food away from home ................................. 1,648 1,073 504 747 802 1,224 1,614 1,756 2,267 3,635 

Alcoholic beverages ....................................... 272 486 421 139 68 196 260 216 408 702 

Housing .......................................................... 13,095 9,655 7,390 8,264 10,048 11,365 11,992 13,848 16,189 24,520 

Shelter .......................................................... 7,054 5,929 4,456 4,656 5,400 5,964 6,089 7,132 8,617 13,758 

Owned dwellings ........................................ 4,763 2,365 1,872 2,126 3,135 3,904 4,447 5,098 6,464 10,868 

Mortgage interest and charges ................ 1,305 745 517 459 756 875 998 1,561 1,794 3,555 

Property taxes .......................................... 1,780 931 638 966 1,199 1,550 1,909 2,010 2,230 3,591 

Maintenance, repairs, insurance, other

expenses ................................................ 1,678 689 718 702 1,180 1,478 1,540 1,528 2,440 3,722 

Rented dwellings ........................................ 1,700 3,408 2,527 2,404 2,074 1,652 1,192 1,454 1,289 895 

Other lodging ............................................. 592 4156 457 125 190 408 450 580 864 1,995 

Utilities, fuels, and public services ............... 3,297 2,428 2,050 2,349 2,767 3,167 3,429 3,612 3,894 4,924 

Natural gas ................................................. 516 356 316 378 446 487 536 563 580 797 

Electricity .................................................... 1,247 998 796 928 1,099 1,206 1,260 1,357 1,449 1,788 

Fuel oil and other fuels ............................... 232 483 4104 135 172 242 319 265 266 334 

Telephone services .................................... 841 631 571 603 663 796 841 892 1,035 1,302 

Water and other public services ................. 461 360 263 305 387 436 473 534 564 702 

Household operations .................................. 880 609 229 420 746 727 676 798 1,227 2,032 

Personal services ....................................... 206 4230 450 4100 4213 216 479 4158 4367 376 

Other household expenses ........................ 674 379 179 320 533 510 597 640 860 1,656 

Housekeeping supplies ................................ 655 306 290 371 409 585 702 792 803 1,081 

Laundry and cleaning supplies .................. 126 99 95 85 88 108 136 143 153 186 

Other household products .......................... 349 136 132 175 197 323 406 409 461 565 

Postage and stationery .............................. 179 471 63 111 124 153 160 240 188 330 

Household furnishings and equipment ......... 1,209 385 365 470 727 923 1,096 1,514 1,648 2,725 

Household textiles ...................................... 104 498 23 46 67 82 72 180 122 217 

Furniture ..................................................... 219 119 78 92 92 201 173 253 332 501 

Floor coverings .......................................... 44 410 419 6 83 14 25 53 29 137 

Major appliances ........................................ 159 476 107 64 80 154 145 162 269 302 

Small appliances, miscellaneous

housewares .............................................. 103 411 39 69 58 78 56 198 109 212 

Miscellaneous household equipment ......... 580 69 100 193 347 393 625 668 787 1,356 

Apparel and services ..................................... 1,080 553 325 555 745 736 988 951 1,554 2,413 

Men and boys .............................................. 227 453 412 82 109 155 232 178 361 561 

Men, 16 and over ....................................... 205 427 49 78 104 140 219 139 329 504 

Boys, 2 to 15 .............................................. 22 426 43 44 45 14 13 38 32 57 

Women and girls .......................................... 471 232 161 274 389 323 408 426 615 1,013 

Women, 16 and over .................................. 437 229 158 262 365 294 380 382 569 943 

Girls, 2 to 15 ............................................... 34 43 43 412 424 29 29 44 47 70 

Children under 2 .......................................... 27 410 44 12 15 21 32 19 43 62 

Footwear ...................................................... 201 4160 481 102 134 128 149 194 354 411 

Other apparel products and services ........... 154 98 66 85 98 109 166 134 180 367 

Transportation ................................................ 5,512 2,993 2,053 2,160 3,186 4,754 5,663 6,050 8,508 11,307 

Vehicle purchases (net outlay) ..................... 1,684 450 4541 4264 845 1,487 1,676 1,907 2,932 3,960 

Cars and trucks, new ................................. 1,049 3 ( ) 3 ( ) 4160 4447 767 1,043 1,273 2,034 2,725 

Cars and trucks, used ................................ 592 450 541 4104 320 669 633 634 840 1,116 

Other vehicles ............................................ 442 3 ( ) 3 ( ) 3 ( ) 478 451 3 ( ) 3 ( ) 459 4119 

Gasoline and motor oil ................................. 1,433 890 588 694 925 1,313 1,546 1,805 1,963 2,580 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,002 $1,425 $568 $1,010 $1,252 $1,741 $2,090 $2,035 $3,172 $3,611 

Vehicle finance charges ............................. 120 468 419 25 39 97 126 159 203 289 

Maintenance and repairs ........................... 557 254 233 227 374 462 585 528 831 1,171 

Vehicle insurance ....................................... 1,023 4902 4226 652 4666 926 1,107 41,049 1,736 1,382 

Vehicle rental, leases, licenses, and other

charges .................................................... 302 201 91 106 172 256 272 298 402 768 

Public transportation .................................... 394 628 355 193 164 214 351 303 440 1,156 

Healthcare ...................................................... 4,726 3,004 2,213 2,688 3,441 4,567 5,288 5,627 6,567 7,125 

Health insurance .......................................... 2,937 1,808 1,410 1,833 2,294 2,932 3,335 3,534 3,845 4,126 

Medical services .......................................... 807 525 371 342 454 693 863 895 1,365 1,481 

Drugs ........................................................... 825 551 355 438 590 805 930 1,033 1,141 1,207 

Medical supplies .......................................... 158 4121 77 74 103 138 159 165 216 311 

Entertainment ................................................. 1,988 927 693 843 1,048 1,659 2,244 2,027 2,575 4,415 

Fees and admissions ................................... 388 148 74 97 167 241 320 405 520 1,227 

Audio and visual equipment and services .... 785 599 428 491 558 758 834 858 985 1,280 

Pets, toys, hobbies, and playground

equipment .................................................. 506 155 175 202 255 412 708 455 644 1,009 

Other entertainment supplies, equipment,

and services ............................................... 310 425 415 53 67 247 382 309 426 899 

Personal care products and services ............. 521 325 212 296 379 393 533 524 741 1,013 

Reading .......................................................... 143 72 52 66 102 115 153 160 208 290 

Education ....................................................... 216 416 425 4198 23 96 90 129 344 792 

Tobacco products and smoking supplies ....... 184 122 97 127 161 236 184 172 209 231 

Miscellaneous ................................................ 626 408 229 255 363 444 746 805 765 1,359 

Cash contributions ......................................... 2,191 1,265 559 707 1,090 1,185 2,154 1,748 3,239 6,705 

Personal insurance and pensions .................. 1,851 336 195 226 414 699 1,015 1,639 2,800 7,885 

Life and other personal insurance ................ 325 249 135 151 134 180 284 293 437 976 

Pensions and Social Security ...................... 1,526 487 60 75 280 519 732 1,345 2,363 6,909 

Sources of income and personal taxes: 

Money income before taxes ........................... 39,604 -7,481 8,435 12,613 17,471 24,724 34,875 44,960 58,726 121,184 

Wages and salaries ..................................... 12,121 2,111 309 581 964 2,731 7,150 12,006 18,649 55,885 

Self-employment income ............................. 1,379 4-15,033 4-103 4-130 4-7 30 262 990 2,017 11,585 

Social Security, private and government

retirement ................................................... 22,503 3,520 7,286 11,440 15,490 20,424 24,913 28,450 32,621 40,452 

Interest, dividends, rental income, other

property income ......................................... 2,865 1,380 145 174 511 1,028 2,060 2,909 4,469 11,638 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 99 410 427 412 47 451 458 495 192 362 

Public assistance, supplemental security

income, food stamps .................................. 266 237 511 327 348 222 171 245 313 148 

Regular contributions for support ................. 171 430 452 459 462 139 4186 4146 4294 429 

Other income ............................................... 200 4263 4208 150 496 97 474 4119 4172 684 

Personal taxes ............................................... 655 508 -65 -173 -108 -85 37 516 621 4,428 

Federal income taxes ................................... 591 337 19 -22 30 22 85 498 562 3,509 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -286 4-142 -131 -182 -243 -273 -287 -407 -431 -353 

State and local income taxes ....................... 116 480 45 -16 -2 5 57 150 116 625 

Other taxes .................................................. 233 234 41 47 107 161 182 275 374 646 

See footnotes at end of table.
Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

65 years

and older

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 38,949 -7,990 8,500 12,786 17,579 24,809 34,838 44,444 58,106 116,756 

Addenda:

Net change in total assets and liabilities ........ $469 $6,319 - $5,672 - $1,009 $1,714 - $146 $225 $1,408 - $3,950 $6,580 

Net change in total assets ............................ 2,996 4,963 330 -69 2,792 593 104 4,368 -69 15,198 

Net change in total liabilities ........................ 2,527 -1,357 6,002 940 1,078 739 -121 2,960 3,880 8,618 

Other financial information:

Other money receipts ................................... 635 469 45 125 132 244 560 1,923 353 2,115 

Mortgage principal paid on owned property -1,150 -617 -350 -386 -503 -721 -893 -1,335 -1,580 -3,455 

Estimated market value of owned home ...... 181,719 119,449 83,918 101,283 131,471 156,561 188,081 193,935 229,302 356,140 

Estimated monthly rental value of owned

home .......................................................... 926 616 442 566 709 848 980 1,014 1,151 1,622 

Gifts of goods and services ............................ 927 184 402 511 543 598 934 969 1,235 2,195 

Food ............................................................. 72 43 47 23 21 54 77 116 82 178 

Alcoholic beverages ..................................... 14 3 ( ) 3 ( ) 47 43 16 16 11 16 31 

Housing ........................................................ 184 434 92 122 197 134 163 245 237 287 

Housekeeping supplies .............................. 30 3 ( ) 42 37 45 16 38 48 40 48 

Household textiles ...................................... 7 47 2 ( ) 45 46 6 43 415 49 11 

Appliances and miscellaneous

housewares .............................................. 15 42 44 44 48 10 16 416 430 26 

Major appliances ...................................... 5 3 ( ) 3 ( ) 43 47 44 11 44 47 7 

Small appliances and miscellaneous

housewares ............................................ 9 42 44 41 41 46 46 413 423 19 

Miscellaneous household equipment ......... 47 43 415 415 416 36 48 114 71 71 

Other housing ............................................ 85 422 71 62 162 65 59 51 87 130 

Apparel and services ................................... 185 448 24 99 138 129 220 146 291 362 

Males, 2 and over ...................................... 51 433 46 25 59 35 33 37 100 97 

Females, 2 and over .................................. 74 43 411 48 42 58 73 52 108 160 

Children under 2 ........................................ 24 410 44 9 6 18 31 18 43 58 

Other apparel products and services ......... 36 42 43 417 430 18 83 440 40 47 

Jewelry and watches ................................ 11 2 ( ) 41 45 43 43 432 45 13 25 

All other apparel products and services ... 24 42 42 412 428 415 52 434 427 21 

Transportation .............................................. 100 18 13 33 47 40 65 147 86 385 

Healthcare .................................................... 44 3 ( ) 2 ( ) 421 45 431 427 474 4180 431 

Entertainment ............................................... 80 427 413 425 34 56 89 74 90 221 

Toys, games, arts and crafts, and tricycles 28 3 ( ) 42 415 414 49 440 424 427 78 

Other entertainment ................................... 52 427 412 11 20 47 49 50 63 143 

Personal care products and services ........... 12 3 ( ) 42 45 413 8 18 9 25 12 

Reading ........................................................ 2 3 ( ) 3 ( ) 42 1 2 2 41 42 4 

Education ..................................................... 126 49 43 4156 49 67 44 458 105 519 

All other gifts ................................................ 109 45 245 18 75 61 213 88 119 165 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010