Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 42,305 1,751 5,251 4,263 7,051 10,397 13,592 8,457 5,136

Consumer unit characteristics:

Income before taxes ....................................... $74,027 $41,104 $73,894 $76,897 $90,011 $86,607 $59,505 $66,355 $48,226

Income after taxes .......................................... 63,648 37,795 63,322 64,355 74,962 72,382 54,330 59,649 45,573

Age of reference person ................................. 55.0 22.0 29.1 39.7 50.2 59.5 73.1 68.8 80.3

Average number in consumer unit:

People .......................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0

Children under 18 ......................................... .1 .1 .2 .3 .1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Adults 65 and older ...................................... .6 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.7 1.8

Earners ......................................................... 1.2 1.6 1.7 1.5 1.5 1.3 .6 .7 .3

Vehicles ........................................................ 2.1 1.5 1.7 1.7 2.3 2.4 2.2 2.3 2.0

Percent distribution:

Reference person:

Men .............................................................. 50 39 53 45 43 48 57 58 55

Women ......................................................... 50 61 47 55 57 52 43 42 45

Housing tenure:

Homeowner .................................................. 72 14 36 54 74 85 89 89 90

With mortgage ............................................ 35 9 30 40 50 44 25 32 14

Without mortgage ....................................... 37 5 6 14 24 41 64 57 75

Renter ........................................................... 28 86 64 46 26 15 11 11 10

Race of reference person:

Black or African-American ............................ 10 15 13 16 13 9 6 6 7

White, Asian, and all other races .................. 90 85 87 84 87 91 94 94 93

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 17 12 19 10 7 5 6 4

Not Hispanic or Latino .................................. 91 83 88 81 90 93 95 94 96

Education of reference person:

Elementary (1-8) ........................................... 2 2 1 1 2 2 3 2 6

High school (9-12) ........................................ 33 37 20 31 34 34 35 32 41

College ......................................................... 65 61 79 68 64 64 61 65 53

Never attended and other ............................. 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 1

At least one vehicle owned or leased ............. 93 80 90 89 94 95 95 96 93

Average annual expenditures ........................... $58,042 $39,759 $53,455 $56,816 $63,617 $63,956 $55,277 $60,029 $47,499

Food ............................................................... 6,998 5,405 6,754 7,117 7,315 7,510 6,749 7,282 5,889

Food at home ............................................... 3,913 2,629 3,069 3,643 4,104 4,399 4,081 4,269 3,777

Cereals and bakery products ..................... 496 370 381 446 471 536 564 563 565

Cereals and cereal products .................... 157 142 141 156 143 167 166 166 166

Bakery products ....................................... 339 228 240 290 327 369 398 397 399

Meats, poultry, fish, and eggs .................... 867 580 658 785 1,019 976 865 944 739

Beef .......................................................... 238 156 167 200 336 268 221 250 176

Pork .......................................................... 173 95 114 147 194 202 186 199 164

Other meats .............................................. 115 64 84 107 125 135 119 128 104

Poultry ...................................................... 158 153 155 154 172 170 144 153 128

Fish and seafood ...................................... 124 62 91 119 132 141 132 150 104

Eggs ......................................................... 58 50 45 58 60 60 63 64 63

Dairy products ............................................ 412 283 343 362 410 454 445 464 416

Fresh milk and cream ............................... 131 102 110 125 127 142 141 145 134

Other dairy products ................................. 281 181 233 237 283 311 305 319 281

Fruits and vegetables ................................. 748 435 609 695 699 837 828 847 798

Fresh fruits ............................................... 272 149 221 228 238 315 309 314 303

Fresh vegetables ...................................... 250 141 214 245 239 273 271 285 250

Processed fruits ........................................ 101 71 83 96 91 106 115 110 123

Processed vegetables .............................. 126 74 91 126 132 142 132 138 123

Other food at home .................................... 1,390 962 1,079 1,356 1,504 1,596 1,378 1,452 1,259

Sugar and other sweets ........................... 148 86 97 127 152 168 167 167 168

Fats and oils ............................................. 109 78 77 96 111 128 116 117 114

Miscellaneous foods ................................. 695 496 572 728 765 790 658 684 617

Nonalcoholic beverages ........................... 368 287 292 370 412 410 357 383 315

Food prepared by consumer unit on

out-of-town trips ...................................... 70 15 42 35 65 99 79 100 44

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Food away from home .................................. 3,085 2,775 3,685 3,474 3,211 3,111 2,669 3,012 2,112

Alcoholic beverages ....................................... 626 344 798 700 692 661 511 607 356

Housing .......................................................... 18,685 13,884 18,519 19,148 20,546 19,321 17,805 18,786 16,199

Shelter .......................................................... 10,762 8,912 12,276 12,046 12,099 10,570 9,468 10,014 8,570

Owned dwellings ........................................ 6,688 1,324 4,210 6,375 8,342 7,562 6,909 7,362 6,163

Mortgage interest and charges ................. 2,707 560 2,616 3,658 4,340 2,942 1,694 2,053 1,101

Property taxes .......................................... 2,215 265 1,035 1,548 2,509 2,600 2,683 2,831 2,439

Maintenance, repairs, insurance, other

expenses ................................................ 1,767 500 559 1,169 1,493 2,020 2,533 2,478 2,622

Rented dwellings ........................................ 3,013 7,439 7,458 5,037 2,793 1,605 1,283 1,161 1,485

Other lodging .............................................. 1,061 150 607 633 963 1,403 1,276 1,490 922

Utilities, fuels, and public services ................ 4,065 2,487 3,083 3,619 4,383 4,499 4,291 4,421 4,079

Natural gas ................................................. 445 217 289 404 465 499 495 498 492

Electricity .................................................... 1,531 934 1,146 1,309 1,634 1,686 1,655 1,684 1,607

Fuel oil and other fuels ............................... 172 341 75 70 189 189 237 244 225

Telephone services .................................... 1,362 1,021 1,219 1,403 1,492 1,508 1,268 1,364 1,110

Residential phone service, VOIP, and

phone cards ............................................ 387 83 105 226 347 452 555 540 580

Cellular phone service .............................. 975 938 1,114 1,176 1,145 1,055 713 824 530

Water and other public services ................. 556 274 353 433 603 619 636 630 645

Household operations .................................. 1,109 612 965 1,068 1,008 1,100 1,302 1,195 1,478

Personal services ....................................... 124 385 248 279 364 318 146 349 3305

Other household expenses ........................ 985 527 717 789 943 1,082 1,156 1,146 1,174

Housekeeping supplies ................................ 723 243 465 532 718 882 846 888 778

Laundry and cleaning supplies ................... 149 71 96 121 164 181 161 174 139

Other household products .......................... 417 118 226 323 430 514 491 519 447

Postage and stationery ............................... 157 54 143 88 123 187 194 195 192

Household furnishings and equipment ......... 2,025 1,630 1,730 1,884 2,339 2,269 1,898 2,269 1,294

Household textiles ...................................... 123 85 90 99 149 141 123 151 78

Furniture ..................................................... 527 625 559 623 616 574 389 466 261

Floor coverings ........................................... 24 13 26 28 19 26 26 31 18

Major appliances ........................................ 320 202 223 270 292 342 388 448 291

Small appliances, miscellaneous

housewares .............................................. 131 96 96 127 157 163 115 137 79

Miscellaneous household equipment ......... 899 609 737 737 1,107 1,024 857 1,036 567

Apparel and services ...................................... 1,676 1,229 1,863 2,057 1,936 1,791 1,323 1,554 950

Men and boys ............................................... 387 217 475 374 496 435 282 324 215

Men, 16 and over ....................................... 349 182 437 305 460 392 260 297 200

Boys, 2 to 15 .............................................. 37 35 39 69 36 43 22 27 15

Women and girls .......................................... 661 466 699 757 745 734 542 641 382

Women, 16 and over .................................. 615 451 662 665 704 685 500 587 362

Girls, 2 to 15 ............................................... 46 315 37 92 41 48 41 55 20

Children under 2 ........................................... 41 332 33 42 71 51 21 29 310

Footwear ...................................................... 324 216 339 537 314 315 282 338 193

Other apparel products and services ........... 264 297 317 348 310 256 195 222 151

Transportation ................................................ 9,845 8,873 9,303 10,148 10,053 10,789 9,284 10,508 7,270

Vehicle purchases (net outlay) ..................... 3,806 4,449 3,656 4,414 3,622 4,130 3,436 3,948 2,594

Cars and trucks, new .................................. 2,154 3844 1,383 1,672 2,080 2,783 2,329 2,765 1,611

Cars and trucks, used ................................ 1,605 3,402 2,211 2,699 1,463 1,302 1,101 1,173 982

Other vehicles ............................................ 47 3204 361 343 380 346 36

310 31

Gasoline and motor oil ................................. 2,315 1,872 2,252 2,300 2,656 2,535 2,055 2,301 1,650

Other vehicle expenses ................................ 2,941 2,205 2,455 2,605 3,175 3,279 2,980 3,311 2,439

Vehicle finance charges ............................. 208 239 252 246 263 224 135 165 87

Maintenance and repairs ............................ 918 590 738 759 914 1,064 969 1,073 797

Vehicle insurance ....................................... 1,146 3825 690 990 1,281 1,275 1,272 1,343 1,159

Vehicle rental, leases, licenses, and other

charges ..................................................... 670 551 774 610 717 716 604 731 396

Public and other transportation .................... 783 346 940 829 600 844 812 949 587

Healthcare ...................................................... 5,419 1,321 2,580 3,393 4,532 6,042 7,669 7,567 7,839

Health insurance .......................................... 3,698 826 1,887 2,357 3,099 4,066 5,216 5,141 5,340

Medical services ........................................... 930 294 416 645 827 1,054 1,258 1,233 1,301

Drugs ............................................................ 607 146 197 286 467 740 901 893 915

Medical supplies ........................................... 185 56 80 106 140 181 294 300 283

Entertainment ................................................. 3,153 1,809 2,759 2,862 3,135 3,699 3,162 3,764 2,177

Fees and admissions ................................... 665 309 677 577 609 743 705 834 490

Audio and visual equipment and services .... 1,131 856 1,049 1,042 1,172 1,187 1,156 1,226 1,042

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 736 328 557 750 845 922 668 824 413

Pets ............................................................ 623 298 444 648 726 800 548 669 351

Toys, hobbies, and playground equipment 113 329 113 102 120 122 120 156 62

Other entertainment supplies, equipment,

and services ............................................... 620 316 476 493 509 848 634 879 231

Personal care products and services ............. 724 424 620 705 788 789 733 792 636

Reading .......................................................... 157 53 111 100 125 154 229 223 239

Education ....................................................... 981 1,900 1,475 962 1,641 1,033 295 361 186

Tobacco products and smoking supplies ....... 328 321 270 400 460 396 207 279 89

Miscellaneous ................................................. 799 253 544 915 967 798 848 915 739

Cash contributions .......................................... 2,241 526 990 1,234 2,183 2,551 3,053 2,985 3,167

Personal insurance and pensions .................. 6,412 3,418 6,868 7,075 9,242 8,422 3,407 4,405 1,764

Life and other personal insurance ................ 414 53 133 214 495 571 469 534 363

Pensions and Social Security ....................... 5,998 3,365 6,734 6,861 8,747 7,851 2,938 3,871 1,401

Sources of income and personal taxes:

Money income before taxes ........................... $74,027 $41,104 $73,894 $76,897 $90,011 $86,607 $59,505 $66,355 $48,226

Wages and salaries ...................................... 52,676 38,181 69,855 69,817 77,222 65,180 20,234 28,152 7,194

Self-employment income .............................. 4,934 1,176 2,046 4,205 7,281 7,581 3,521 4,303 2,233

Social Security, private and government

retirement ................................................... 12,776 370 372 1,055 2,664 9,812 30,394 29,111 32,506

Interest, dividends, rental income, other

property income .......................................... 2,492 325 379 528 1,423 2,903 4,442 3,984 5,197

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 347 421 351 518 488 392 174 159 198

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 545 235 385 568 725 602 504 389 694

Other income ................................................ 257 696 506 207 208 137 237 257 204

Personal taxes (contains some imputed

values) .......................................................... 10,380 3,309 10,572 12,542 15,049 14,225 5,175 6,706 2,653

Federal income taxes ................................... 8,320 2,540 8,311 9,908 12,114 11,475 4,189 5,384 2,220

State and local income taxes ....................... 2,002 751 2,234 2,597 2,880 2,663 925 1,259 377

Other taxes ................................................... 58 318 27 37 56 86 60 63 56

Income after taxes .......................................... 63,648 37,795 63,322 64,355 74,962 72,382 54,330 59,649 45,573

Addenda:

Net change in total assets and liabilities ........ $9,818 - $2,399 - $489 $5,989 $14,424 $20,930 $5,684 $14,989 - $9,637

Net change in total assets ............................ 19,369 11,441 18,662 26,322 22,824 24,072 13,093 17,241 6,262

Net change in total liabilities ......................... 9,551 13,840 19,152 20,333 8,400 3,142 7,409 2,252 15,900

Other financial information:

Other money receipts ................................... 792 3167 125 1,510 843 1,209 560 769 217

Mortgage principal paid on owned property -1,875 -204 -1,013 -1,427 -2,813 -2,386 -1,688 -2,080 -1,041

Estimated market value of owned home ...... 190,456 22,066 77,711 120,677 191,979 218,577 255,282 265,787 237,984

Estimated monthly rental value of owned

home .......................................................... 1,070 169 532 770 1,107 1,237 1,341 1,391 1,260

Gifts of goods and services, total ................... 1,522 422 657 1,068 2,314 2,233 1,195 1,443 790

Food ............................................................. 108 23 36 68 139 203 71 70 73

Alcoholic beverages ..................................... 20 37 24 27 9 29 14 16 12

Housing ........................................................ 317 130 190 273 456 409 263 293 214

Housekeeping supplies .............................. 37 311 20 17 36 53 43 45 40

Household textiles ...................................... 13 2 ( ) 36

3538 26 14 320 33

Appliances and miscellaneous

housewares .............................................. 34 314 15 335 44 46 28 32 22

Major appliances ...................................... 10 2 ( ) 31 14 12 8 14 15 312

Small appliances and miscellaneous

housewares ............................................ 24 314 314 321 31 38 14 16 311

Miscellaneous household equipment ......... 57 317 59 35 67 57 62 84 28

See footnotes at end of table.
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

two

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other housing ............................................. 176 88 90 181 301 227 115 112 120

Apparel and services .................................... 248 146 158 247 350 319 192 243 108

Males, 2 and over ....................................... 66 331 49 35 95 87 57 73 31

Females, 2 and over ................................... 85 72 42 81 107 114 71 85 48

Children under 2 ......................................... 38 320 27 33 71 50 21 29 310

Other apparel products and services ......... 59 325 41 99 77 68 42 57 19

Jewelry and watches ................................ 16 31

321 32 39 8 15 21 34

All other apparel products and services ... 43 323 320 97 39 60 28 36 315

Transportation .............................................. 192 10 64 153 288 281 160 224 55

Healthcare .................................................... 31 311 34

39 51 63 16 318 313

Entertainment ............................................... 129 322 135 101 128 178 112 146 59

Toys, games, arts and crafts, and tricycles 41 38 36 332 44 46 44 60 319

Other entertainment ................................... 89 14 99 69 83 132 68 86 40

Personal care products and services ........... 16 36 8 311 38 16 12 16 6

Reading ........................................................ 10 34 6 12 6 14 10 14 5

Education ..................................................... 344 351 314 120 742 586 187 216 139

All other gifts ................................................. 108 11 19 47 107 134 156 187 105

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016