Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

Number of consumer units (in thousands)1................................................... 28,068 19,654 11,665 7,990 8,414 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $81,523 $96,011 $109,974 $75,625 $47,681 

 Income after taxes ...................................................................................... 73,881 85,924 97,506 69,015 45,751 

 Age of reference person ............................................................................. 52.3 55.1 49.7 63.1 45.8 

 Average number in consumer unit: 

 People ..................................................................................................... 2.4 2.5 2.8 2.2 2.1 

 Children under 18.................................................................................... .6 .6 .7 .3 .6 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.4 1.7 1.0 1.1 

 Vehicles ................................................................................................... 2.1 2.4 2.5 2.3 1.2 

Percent distribution: 

 Reference person: 

 Men ......................................................................................................... 47 48 49 47 46 

 Women .................................................................................................... 53 52 51 53 54 

 Housing tenure: 

 Homeowner ............................................................................................. 70 100 100 100 n.a. 

 With mortgage ...................................................................................... 42 59 100 n.a. n.a. 

 Without mortgage................................................................................. 28 41 n.a. 100 n.a. 

 Renter ...................................................................................................... 30 n.a. n.a. n.a. 100 

 Race of reference person: 

 Black or African-American ...................................................................... 12 7 7 7 22 

 White, Asian, and all other races, not including Black or 

 African-American ................................................................................. 88 93 93 93 78 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................... 6 5 6 4 9 

 Not Hispanic or Latino ............................................................................. 94 95 94 96 91 

 Education of reference person: 

 Elementary (1-8) ..................................................................................... 2 2 1 3 3 

 High school (9-12) ................................................................................... 28 25 20 32 36 

 College .................................................................................................... 69 73 78 65 61 

 Never attended and other ....................................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ........................................................ 92 97 98 96 78 

Average annual expenditures........................................................................ $62,118 $70,822 $78,261 $59,571 $42,076 

 Food ........................................................................................................... 7,407 8,331 9,329 6,627 5,380 

 Food at home .......................................................................................... 4,783 5,410 5,891 4,582 3,415 

 Cereals and bakery products ............................................................... 627 703 752 620 459 

 Cereals and cereal products ............................................................ 199 225 244 194 141 

 Bakery products ................................................................................ 428 478 508 426 318 

 Meats, poultry, fish, and eggs .............................................................. 962 1,088 1,153 976 688 

 Beef ................................................................................................... 254 294 320 249 168 

 Pork ................................................................................................... 197 223 215 237 141 

 Other meats ...................................................................................... 143 167 185 135 92 

 Poultry ............................................................................................... 171 186 205 153 137 

 Fish and seafood .............................................................................. 140 155 159 149 107 

 Eggs .................................................................................................. 56 63 69 52 42 

 Dairy products ...................................................................................... 453 520 567 437 307 

 Fresh milk and cream ....................................................................... 139 154 167 132 106 

 Other dairy products ......................................................................... 314 365 401 305 201 

 Fruits and vegetables .......................................................................... 906 1,023 1,110 874 650 

 Fresh fruits ........................................................................................ 332 383 414 328 222 

 Fresh vegetables .............................................................................. 275 308 333 265 204 

 Processed fruits ................................................................................ 118 129 138 113 94 

 Processed vegetables ...................................................................... 181 204 225 167 130 

 Other food at home .............................................................................. 1,836 2,075 2,309 1,675 1,311 

 Sugar and other sweets .................................................................... 180 202 225 163 133 

See footnotes at end of table. 
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

 Fats and oils ..................................................................................... 122 137 147 119 88 

 Miscellaneous foods ......................................................................... 999 1,129 1,274 881 715 

 Nonalcoholic beverages ................................................................... 470 531 586 437 335 

 Food prepared by consumer unit on out of town trips ...................... 65 76 77 74 41 

 Food away from home ............................................................................ 2,624 2,921 3,437 2,046 1,966 

 Alcoholic beverages ................................................................................... 527 643 706 533 273 

 Housing ...................................................................................................... 20,055 21,814 24,883 17,288 16,008 

 Shelter ..................................................................................................... 11,065 11,329 13,746 7,801 10,446 

 Owned dwellings .................................................................................. 7,052 10,039 12,541 6,386 75 

 Mortgage interest and charges ......................................................... 2,344 3,342 5,564 97 313 

 Property taxes ................................................................................... 2,481 3,537 3,685 3,320 314 

 Maintenance, repairs, insurance, and other expenses .................... 2,227 3,160 3,292 2,969 47 

 Rented dwellings.................................................................................. 3,120 145 109 198 10,069 

 Other lodging ....................................................................................... 893 1,145 1,096 1,218 302 

 Utilities, fuels, and public services .......................................................... 4,120 4,729 4,969 4,379 2,697 

 Natural gas ........................................................................................... 632 758 780 726 335 

 Electricity .............................................................................................. 1,356 1,522 1,572 1,449 969 

 Fuel oil and other fuels ........................................................................ 94 117 108 130 41 

 Telephone services .............................................................................. 1,400 1,539 1,665 1,355 1,076 

 Residential phone service, VOIP, and phone cards ........................ 171 208 145 301 83 

 Cellular phone service ...................................................................... 1,230 1,331 1,521 1,054 993 

 Water and other public services .......................................................... 638 793 843 720 276 

 Household operations ............................................................................. 1,421 1,642 1,798 1,413 907 

 Personal services................................................................................. 395 450 609 216 267 

 Other household expenses .................................................................. 1,027 1,192 1,189 1,197 640 

 Housekeeping supplies ........................................................................... 829 992 954 1,057 472 

 Laundry and cleaning supplies ............................................................ 181 195 198 190 149 

 Other household products ................................................................... 522 648 600 730 247 

 Postage and stationery ........................................................................ 126 149 156 138 76 

 Household furnishings and equipment ................................................... 2,620 3,122 3,416 2,637 1,487 

 Household textiles................................................................................ 134 159 177 129 77 

 Furniture ............................................................................................... 631 743 775 696 370 

 Floor coverings .................................................................................... 27 31 30 33 15 

 Major appliances .................................................................................. 377 474 460 492 152 

 Small appliances and miscellaneous housewares .............................. 133 139 151 117 121 

 Miscellaneous household equipment .................................................. 1,319 1,576 1,822 1,171 752 

 Apparel and services .................................................................................. 1,643 1,718 1,977 1,270 1,481 

 Men and boys .......................................................................................... 388 425 525 255 306 

 Men, 16 and over ................................................................................. 282 315 377 210 211 

 Boys, 2 to 15 ........................................................................................ 105 110 148 45 95 

 Women and girls ..................................................................................... 635 655 769 458 592 

 Women, 16 and over ........................................................................... 523 546 619 420 474 

 Girls, 2 to 15 ......................................................................................... 112 109 150 38 119 

 Children under 2 ...................................................................................... 75 81 98 352 363 

 Footwear ................................................................................................. 339 359 407 276 296 

 Other apparel products and services ...................................................... 207 199 179 229 224 

 Transportation ............................................................................................ 10,223 11,792 13,117 9,861 6,561 

 Vehicle purchases (net outlay) ............................................................... 4,578 5,456 6,109 4,503 2,526 

 Cars and trucks, new ........................................................................... 1,925 2,507 2,814 2,059 565 

 Cars and trucks, used .......................................................................... 2,515 2,760 3,070 2,309 1,940 

 Other vehicles ...................................................................................... 138 189 225 3135 321 

 Gasoline, other fuels, and motor oil ........................................................ 1,829 2,039 2,237 1,751 1,339 

 Other vehicle expenses .......................................................................... 3,464 3,915 4,353 3,280 2,414 

 Vehicle finance charges ....................................................................... 283 336 412 226 161 

 Maintenance and repairs ..................................................................... 988 1,092 1,113 1,067 749 

 Vehicle rental, leases, licenses, and other charges ............................ 806 965 1,141 708 435 

 Vehicle insurance................................................................................. 1,386 1,522 1,687 1,280 1,069 

 Public and other transportation ............................................................... 352 382 418 327 282 

 Healthcare .................................................................................................. 5,787 6,849 6,679 7,093 3,316 

 Health insurance ..................................................................................... 3,966 4,708 4,492 5,023 2,233 

 Medical services ...................................................................................... 1,090 1,273 1,346 1,166 663 

 Drugs ....................................................................................................... 530 630 613 650 305 

 Medical supplies ...................................................................................... 201 238 227 255 115 

See footnotes at end of table. 
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

 Entertainment ............................................................................................. 3,523 4,254 4,245 4,281 1,853 

 Fees and admissions .............................................................................. 569 668 734 567 339 

 Audio and visual equipment and services .............................................. 1,080 1,183 1,182 1,179 839 

 Pets, toys, hobbies, and playground equipment..................................... 1,038 1,303 1,220 1,450 455 

 Pets ...................................................................................................... 800 1,025 890 1,262 306 

 Toys, hobbies, and playground equipment ......................................... 238 278 330 189 149 

 Other entertainment supplies, equipment, and services ........................ 835 1,101 1,109 1,085 220 

 Personal care products and services ......................................................... 729 818 926 641 527 

 Reading ...................................................................................................... 113 130 128 137 75 

 Education.................................................................................................... 1,049 1,244 1,601 717 595 

 Tobacco products and smoking supplies ................................................... 376 334 388 254 476 

 Miscellaneous ............................................................................................. 937 1,096 1,278 825 568 

 Cash contributions...................................................................................... 2,294 2,919 2,016 4,239 835 

 Personal insurance and pensions .............................................................. 7,456 8,881 10,989 5,805 4,127 

 Life and other personal insurance .......................................................... 500 616 703 488 228 

 Pensions and Social Security ................................................................. 6,956 8,266 10,285 5,317 3,899 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $81,523 $96,011 $109,974 $75,625 $47,681 

 Wages and salaries................................................................................. 62,517 73,080 93,366 43,462 37,843 

 Self-employment income ........................................................................ 4,837 5,966 5,934 6,012 2,199 

 Social Security, private and government retirement ............................... 9,753 11,898 7,188 18,775 4,742 

 Interest, dividends, rental income, and other property income .............. 2,655 3,611 1,843 6,193 420 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 543 354 345 368 982 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 852 820 983 583 926 

 Other income ........................................................................................... 368 281 315 232 570 

 Personal taxes (contains some imputed values) ....................................... 7,641 10,086 12,468 6,610 1,930 

 Federal income taxes .............................................................................. 7,313 9,292 11,072 6,692 2,691 

 Stimulus payment (new UCC Q20202)# ................................................ -2,271 -2,375 -2,566 -2,095 -2,027 

 State and local income taxes .................................................................. 2,503 3,066 3,857 1,911 1,187 

 Other taxes .............................................................................................. 96 103 105 102 79 

 Income after taxes ...................................................................................... 73,881 85,924 97,506 69,015 45,751 

Addenda: 

 Net change in total assets and liabilities .................................................... $11,192 $15,160 -$12,417 $55,421 $1,923 

 Net change in total assets ....................................................................... 31,784 43,054 33,912 56,400 5,460 

 Net change in total liabilities ................................................................... 20,592 27,894 46,329 979 3,537 

 Other financial information: 

 Other money receipts .............................................................................. 1,239 1,189 975 1,502 1,355 

 Mortgage principal paid on owned property ........................................... -2,431 -3,455 -5,451 -540 3

-39 

 Estimated market value of owned home................................................. 178,839 255,401 258,485 250,898 ( 4 ) 

 Estimated monthly rental value of owned home ..................................... 1,066 1,522 1,602 1,404 ( 4 ) 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

4

 No data reported. 

n.a. Not applicable. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022