Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2004-2005

Item Total

25-34 Northeast Midwest South West

Number of consumer units (in thousands) ....... 19,558 3,121 4,425 7,022 4,990 

Consumer unit characteristics: 

Income before taxes ..................................... $53,826 $60,527 $53,093 $49,854 $55,876 

Income after taxes ........................................ 52,095 58,340 51,639 48,524 53,617 

Age of reference person ................................ 29.6 29.6 29.6 29.6 29.6 

Average number in consumer unit:

Persons ........................................................ 2.8 2.7 2.8 2.9 2.9 

Children under 18 ........................................ 1.1 1.0 1.1 1.1 1.1 

Persons 65 and over .................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 1.5 1.5 1.5 1.6 

Vehicles ....................................................... 1.8 1.4 2.0 1.7 1.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 43 52 45 54 

Female ......................................................... 52 57 48 55 46 

Housing tenure:

Homeowner .................................................. 49 43 57 50 43 

With mortgage ............................................ 42 38 51 41 38 

Without mortgage ....................................... 6 5 6 9 4 

Renter .......................................................... 51 57 43 50 57 

Race of reference person:

Black or African-American ........................... 14 12 11 22 5 

White, Asian, and all other races ................. 86 88 89 78 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 12 6 17 29 

Not Hispanic or Latino .................................. 83 88 94 83 71 

Education of reference person:

Elementary (1-8) .......................................... 3 1 2 3 5 

High school (9-12) ........................................ 30 31 31 32 28 

College ......................................................... 66 67 67 65 67 

Never attended and other ............................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 89 78 92 90 92 

Average annual expenditures .......................... $43,900 $46,476 $43,200 $41,025 $46,935 

Food ............................................................... 5,669 6,173 5,288 5,412 6,043 

Food at home ............................................... 3,049 3,128 2,868 2,929 3,329 

Cereals and bakery products ..................... 410 438 390 386 442 

Cereals and cereal products .................... 145 171 133 136 153 

Bakery products ....................................... 264 266 257 250 290 

Meats, poultry, fish, and eggs .................... 732 794 645 729 772 

Beef .......................................................... 219 214 201 223 233 

Pork .......................................................... 141 140 130 155 131 

Other meats ............................................. 96 112 108 84 92 

Poultry ...................................................... 146 162 117 145 162 

Fish and seafood ..................................... 97 125 64 92 113 

Eggs ......................................................... 34 40 26 30 42 

Dairy products ............................................ 347 362 341 314 390 

Fresh milk and cream .............................. 143 141 135 137 162 

Other dairy products ................................ 204 221 206 178 229 

Fruits and vegetables ................................. 491 540 436 453 561 

Fresh fruits ............................................... 156 176 134 137 191 

Fresh vegetables ..................................... 155 168 125 144 188 

Processed fruits ....................................... 100 119 101 88 105 

Processed vegetables .............................. 80 76 77 85 78 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2004-2005 — Continued

Item Total

25-34 Northeast Midwest South West

Other food at home .................................... $1,069 $994 $1,055 $1,046 $1,163 

Sugar and other sweets ........................... 102 93 96 97 120 

Fats and oils ............................................. 77 87 65 77 82 

Miscellaneous foods ................................ 579 526 603 559 623 

Nonalcoholic beverages ........................... 281 265 261 290 297 

Food prepared by consumer unit on

out-of-town trips ..................................... 29 23 30 23 41 

Food away from home ................................. 2,621 3,045 2,420 2,483 2,714 

Alcoholic beverages ....................................... 499 620 499 418 537 

Housing .......................................................... 14,962 17,060 14,190 13,361 16,591 

Shelter .......................................................... 9,138 11,299 8,240 7,430 10,987 

Owned dwellings ........................................ 4,984 5,809 5,288 3,914 5,702 

Mortgage interest and charges ................ 3,408 3,693 3,526 2,639 4,206 

Property taxes .......................................... 965 1,358 1,110 716 942 

Maintenance, repairs, insurance, other

expenses ................................................ 611 758 653 560 554 

Rented dwellings ........................................ 3,922 5,208 2,720 3,347 4,992 

Other lodging ............................................. 233 282 231 169 293 

Utilities, fuels, and public services ............... 2,799 2,862 2,870 2,957 2,473 

Natural gas ................................................. 380 499 605 238 306 

Electricity .................................................... 1,003 909 883 1,266 798 

Fuel oil and other fuels ............................... 62 182 63 32 28 

Telephone services .................................... 1,063 1,091 1,038 1,103 1,012 

Water and other public services ................. 290 182 281 317 330 

Household operations .................................. 957 1,016 967 946 927 

Personal services ....................................... 614 671 671 593 558 

Other household expenses ........................ 343 344 296 353 369 

Housekeeping supplies ................................ 501 463 538 517 473 

Laundry and cleaning supplies .................. 135 104 146 141 135 

Other household products .......................... 238 236 251 252 208 

Postage and stationery .............................. 128 122 141 124 129 

Household furnishings and equipment ......... 1,566 1,420 1,575 1,510 1,730 

Household textiles ...................................... 120 114 113 137 105 

Furniture ..................................................... 490 427 413 475 620 

Floor coverings .......................................... 38 42 42 34 38 

Major appliances ........................................ 184 181 208 166 190 

Small appliances, miscellaneous

housewares .............................................. 96 65 118 72 132 

Miscellaneous household equipment ......... 638 590 680 627 645 

Apparel and services ..................................... 2,107 2,705 2,004 1,956 2,025 

Men and boys .............................................. 463 521 434 456 460 

Men, 16 and over ....................................... 345 408 337 307 364 

Boys, 2 to 15 .............................................. 118 112 96 149 96 

Women and girls .......................................... 741 1,013 709 673 688 

Women, 16 and over .................................. 611 890 583 532 567 

Girls, 2 to 15 ............................................... 129 123 127 140 121 

Children under 2 .......................................... 177 181 191 150 202 

Footwear ...................................................... 391 505 317 405 358 

Other apparel products and services ........... 335 486 352 272 316 

Transportation ................................................ 8,640 8,078 8,777 8,465 9,120 

Vehicle purchases (net outlay) ..................... 3,984 3,562 4,000 4,041 4,151 

Cars and trucks, new ................................. 1,870 2,044 1,707 1,940 1,807 

Cars and trucks, used ................................ 2,056 1,488 2,231 2,077 2,228 

Other vehicles ............................................ 57 330 363 323 116 

Gasoline and motor oil ................................. 1,903 1,642 1,895 1,945 2,016 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2004-2005 — Continued

Item Total

25-34 Northeast Midwest South West

Other vehicle expenses ............................... $2,390 $2,230 $2,598 $2,245 $2,511 

Vehicle finance charges ............................. 406 316 405 460 386 

Maintenance and repairs ........................... 614 435 678 595 700 

Vehicle insurance ....................................... 917 910 878 909 968 

Vehicle rental, leases, licenses, and other

charges .................................................... 453 569 638 281 457 

Public transportation .................................... 364 644 283 234 442 

Healthcare ...................................................... 1,524 1,350 1,743 1,582 1,355 

Health insurance .......................................... 834 795 926 868 729 

Medical services .......................................... 402 318 476 399 391 

Drugs ........................................................... 225 175 262 256 182 

Medical supplies .......................................... 63 62 79 59 55 

Entertainment ................................................. 2,280 2,174 2,238 2,317 2,335 

Fees and admissions ................................... 452 467 480 354 557 

Audio and visual equipment and services .... 890 939 892 863 897 

Pets, toys, hobbies, and playground

equipment .................................................. 424 387 434 444 412 

Other entertainment supplies, equipment,

and services ............................................... 513 381 432 657 469 

Personal care products and services ............. 527 519 491 525 568 

Reading .......................................................... 92 104 97 73 106 

Education ....................................................... 759 789 757 585 986 

Tobacco products and smoking supplies ....... 296 309 415 291 187 

Miscellaneous ................................................ 650 697 801 503 691 

Cash contributions ......................................... 948 688 1,006 1,021 957 

Personal insurance and pensions .................. 4,946 5,210 4,896 4,515 5,432 

Life and other personal insurance ................ 227 169 225 214 284 

Pensions and Social Security ...................... 4,719 5,040 4,671 4,301 5,148 

Sources of income and personal taxes: 

Money income before taxes ........................... 53,826 60,527 53,093 49,854 55,876 

Wages and salaries ..................................... 49,537 56,649 49,226 45,706 50,754 

Self-employment income ............................. 2,393 1,807 2,166 2,309 3,080 

Social Security, private and government

retirement ................................................... 340 225 304 419 331 

Interest, dividends, rental income, other

property income ......................................... 367 584 185 325 452 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 198 267 188 135 253 

Public assistance, supplemental security

income, food stamps .................................. 361 428 298 386 339 

Regular contributions for support ................. 380 320 428 403 341 

Other income ............................................... 251 247 298 170 327 

Personal taxes ............................................... 1,732 2,186 1,454 1,330 2,259 

Federal income taxes ................................... 1,140 1,459 829 886 1,574 

State and local income taxes ....................... 489 612 505 359 582 

Other taxes .................................................. 102 116 119 84 103 

Income after taxes ......................................... 52,095 58,340 51,639 48,524 53,617 

See footnotes at end of table.
Table 3810. Consumer units with reference person age 25 to 34 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2004-2005 — Continued

Item Total

25-34 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $10,172 - $6,303 - $5,955 - $6,892 - $20,945 

Net change in total assets ............................ 17,100 13,363 17,867 10,543 27,983 

Net change in total liabilities ........................ 27,271 19,666 23,822 17,435 48,928 

Other financial information:

Other money receipts ................................... 324 994 224 124 274 

Mortgage principal paid on owned

property ...................................................... -1,475 -1,625 -1,633 -986 -1,930 

Estimated market value of owned home ...... 95,590 113,290 89,713 69,063 127,055 

Estimated monthly rental value of owned

home .......................................................... 554 597 578 485 605 

Gifts of goods and services ............................ 593 545 586 564 673 

Food ............................................................. 36 25 41 24 55 

Alcoholic beverages ..................................... 14 13 17 15 12 

Housing ........................................................ 150 136 140 163 151 

Housekeeping supplies .............................. 35 28 40 34 35 

Household textiles ...................................... 11 34 9 16 9 

Appliances and miscellaneous

housewares .............................................. 24 36 21 21 41 

Major appliances ...................................... 3 32 31 37 32 

Small appliances and miscellaneous

housewares ............................................ 20 34 20 15 39 

Miscellaneous household equipment ......... 38 51 37 31 41 

Other housing ............................................ 43 48 33 60 25 

Apparel and services ................................... 202 225 191 200 202 

Males, 2 and over ...................................... 39 50 49 33 31 

Females, 2 and over .................................. 58 62 44 69 52 

Children under 2 ........................................ 52 57 43 42 71 

Other apparel products and services ......... 53 55 54 55 47 

Jewelry and watches ................................ 24 329 37 20 13 

All other apparel products and services ... 29 326 17 35 35 

Transportation .............................................. 39 15 26 30 78 

Health care ................................................... 17 37 342 312 7 

Entertainment ............................................... 51 40 58 39 70 

Toys, games, arts and crafts, and

tricycles .................................................... 20 16 23 18 21 

Other entertainment ................................... 32 24 35 21 49 

Personal care products and services ........... 20 14 13 21 27 

Reading ........................................................ 2 ( ) 2 ( ) 1 2 ( ) 1 

Education ..................................................... 19 315 20 18 22 

All other gifts ................................................ 44 54 37 42 47 

1 Value less than 0.05. 2 Value less than or equal to 0.5.3 Data are likely to have large sampling errors.

n.a. Not applicable.