Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 

2018

 (Aggregates in millions of dollars, unless otherwise indicated) 

Housing tenure Type of area 

Homeowner Urban 

Item Aggregate Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter Total Central 

City 

Other 

Urban Rural 

Number of consumer units (in thousands) ................................ 131,439 83,433 48,849 34,584 48,007 120,518 47,626 72,892 10,921 

Percent distribution of consumer units ................................ 100.0 63.5 37.2 26.3 36.5 91.7 36.2 55.5 8.3 

Consumer unit characteristics (mean values): 

 Income before taxes ................................................................$78,635 $95,893 $116,373 $66,967 $48,641 $80,778 $72,577 $86,136 $54,989 

 Income after taxes ................................................................ 67,241 80,831 96,835 58,226 43,621 68,830 62,191 73,168 49,701 

 Age of reference person ................................................................51.1 55.7 50.1 63.7 43.1 50.7 47.9 52.5 55.9 

 Average number in consumer unit: 

 People ................................................................................................ 25 2.6 2.9 2.2 2.2 2.5 2.3 2.5 2.5 

 Children under 18 ................................................................ .6 .6 .8 .3 .6 .6 .5 .6 .6 

 Adults 65 and older ................................................................ .4 .5 .3 .8 .2 .4 .3 .4 .6 

 Earners ................................................................................................ 13 1.4 1.7 .9 1.2 1.3 1.3 1.4 1.1 

 Vehicles ................................................................................................ 1.9 2.3 2.4 2.1 1.2 1.9 1.5 2.1 2.4 

Percent distribution: 

 Reference person: 

 Men ................................................................................................47 48 50 46 45 47 46 48 46 

 Women ................................................................................................ 53 52 50 54 55 53 54 52 54 

 Housing tenure: 

 Homeowner ................................................................................................ 63 100 100 100 n.a. 62 49 70 82 

 With mortgage ................................................................ 37 59 100 n.a. n.a. 38 30 42 32 

 Without mortgage ................................................................ 26 41 n.a. 100 n.a. 24 19 27 51 

 Renter ................................................................................................ 37 n.a. n.a. n.a. 100 38 51 30 18 

 Race of reference person: 

 Black or African-American ................................................................ 13 9 10 7 21 14 19 10 5 

 White, Asian, and all other races ................................ 87 91 90 93 79 86 81 90 95 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................ 13 10 11 8 19 14 18 12 3 

 Not Hispanic or Latino ................................................................ 87 90 89 92 81 86 82 88 97 

 Education of reference person: 

 Elementary (1-8)................................................................ 3 3 2 4 4 3 3 2 7 

 High school (9-12) ................................................................ 30 26 21 33 35 29 27 29 41 

 College ................................................................................................ 67 71 77 63 60 68 69 68 52 

 Never attended and other ................................................................ ( 1 ) ( 1 ) ( 1 ) ( 1 ) 1 ( 1 ) 1 ( 1 ) ( 2 ) 

 At least one vehicle owned or leased ................................ 88 96 97 93 75 88 81 92 93 

Annual aggregate expenditures ................................................................ $8,043,521 73.8 50.6 23.2 26.2 93.3 33.9 59.4 6.7 

 Food ................................................................................................ 1,039,471 71.6 50.8 20.8 28.4 92.9 33.1 59.8 7.1 

 Food at home ................................................................ 585,605 71.8 50.2 21.6 28.2 92.0 31.2 60.8 8.0 

 Cereals and bakery products ................................................................ 74,683 72.2 50.2 22.0 27.8 91.8 30.7 61.1 8.2 

 Cereals and cereal products ................................................................ 23,301 70.3 50.5 19.8 29.7 92.2 31.8 60.4 7.8 

 Bakery products ................................................................51,382 73.1 50.0 23.0 26.9 91.6 30.2 61.4 8.4 

 Meats, poultry, fish, and eggs ................................................................ 126,032 71.5 50.6 20.9 28.5 92.1 30.7 61.4 7.9 

 Beef ................................................................................................ 33,249 73.4 53.4 19.9 26.6 90.5 27.4 63.1 9.5 

 Pork ................................................................................................ 23,605 72.4 48.9 23.5 27.6 89.8 29.3 60.5 10.2 

 Other meats ................................................................ 16,979 74.5 52.5 22.0 25.5 92.2 29.0 63.2 7.8 

 Poultry ................................................................................................ 23,651 68.0 48.8 19.2 32.0 93.3 33.2 60.1 6.7 

 Fish and seafood ................................................................ 20,168 70.1 49.6 20.6 29.9 95.7 34.9 60.8 4.3 

 Eggs ................................................................................................ 8,380 69.3 48.7 20.6 30.7 92.4 34.4 58.0 7.6 

 Dairy products ................................................................ 58,917 72.3 49.9 22.4 27.7 91.6 31.2 60.4 8.4 

 Fresh milk and cream ................................................................ 19,225 70.1 49.2 20.8 29.9 91.1 31.6 59.5 8.9 

 Other dairy products ................................................................ 39,692 73.3 50.2 23.1 26.7 91.8 31.0 60.8 8.2 

 Fruits and vegetables ................................................................ 112,519 72.0 50.0 21.9 28.0 93.3 32.8 60.5 6.7 

 Fresh fruits ................................................................ 41,670 72.5 49.4 23.1 27.5 94.2 33.8 60.4 5.8 

 Fresh vegetables ................................................................ 37,063 72.1 50.6 21.5 27.9 94.1 33.1 61.0 5.9 

See footnotes at end of table. 
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 

2018 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Housing tenure Type of area 

Homeowner Urban 

Item Aggregate Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter Total Central 

City 

Other 

Urban Rural 

 Processed fruits ................................................................14,951 70.5 49.3 21.3 29.5 92.1 33.0 59.1 7.9 

 Processed vegetables................................................................ 18,835 71.6 50.8 20.7 28.4 90.7 29.9 60.8 9.3 

 Other food at home ................................................................ 213,454 71.7 50.1 21.6 28.3 91.6 30.9 60.6 8.4 

 Sugar and other sweets ................................................................ 19,743 74.4 51.1 23.3 25.6 90.3 31.5 58.7 9.7 

 Fats and oils ................................................................ 15,452 72.7 49.8 22.9 27.3 90.6 29.4 61.3 9.4 

 Miscellaneous foods ................................................................ 113,442 71.1 50.4 20.7 28.9 91.8 30.7 61.1 8.2 

 Nonalcoholic beverages ................................................................ 57,406 70.2 48.8 21.4 29.8 91.5 31.2 60.3 8.5 

 Food prepared by consumer unit on 

 out-of-town trips ................................................................7,412 82.1 53.8 28.3 17.9 93.2 33.8 59.3 6.8 

 Food away from home ................................................................ 453,865 71.3 51.6 19.8 28.7 94.0 35.4 58.6 6.0 

 Alcoholic beverages ................................................................ 76,468 74.7 53.7 21.0 25.3 95.8 37.3 58.5 4.2 

 Housing ................................................................................................ 2,640,250 69.4 48.7 20.6 30.6 94.8 35.3 59.5 5.2 

 Shelter ................................................................................................ 1,544,072 63.5 47.5 16.0 36.5 96.1 37.6 58.5 3.9 

 Owned dwellings ................................................................877,720 99.5 76.0 23.4 .5 95.1 30.3 64.8 4.9 

 Mortgage interest and charges ................................ 364,770 99.6 97.9 1.7 .4 95.6 31.3 64.3 4.4 

 Property taxes ................................................................289,139 99.5 64.1 35.4 .5 95.7 29.0 66.7 4.3 

 Maintenance, repairs, insurance, other 

 expenses ................................................................ 223,811 99.3 55.8 43.5 .7 93.4 30.2 63.1 6.6 

 Rented dwellings ................................................................558,452 2.5 1.4 1.2 97.5 98.2 50.5 47.8 1.8 

 Other lodging ................................................................ 107,901 86.9 54.2 32.7 13.1 94.1 30.7 63.3 5.9 

 Utilities, fuels, and public services ................................ 532,153 75.8 47.4 28.4 24.2 91.8 32.4 59.4 8.2 

 Natural gas ................................................................ 53,888 80.4 50.5 29.9 19.6 95.6 35.8 59.8 4.4 

 Electricity ................................................................................................ 196,651 74.5 45.3 29.2 25.5 90.2 31.1 59.1 9.8 

 Fuel oil and other fuels ................................................................ 15,964 91.6 48.2 43.4 8.4 78.7 9.6 69.1 21.3 

 Telephone services ................................................................ 184,982 71.6 46.7 24.9 28.4 92.7 33.2 59.4 7.3 

 Residential phone service, VOIP, and phone 

 cards ................................................................................................ 28,853 81.1 39.6 41.5 18.9 87.5 27.0 60.6 12.5 

 Cellular phone service ................................................................ 156,129 69.9 48.0 21.9 30.1 93.6 34.4 59.2 6.4 

 Water and other public services................................ 80,668 82.1 51.9 30.3 17.9 93.6 35.5 58.1 6.4 

 Household operations ................................................................ 200,080 80.3 54.2 26.1 19.7 94.8 33.4 61.4 5.2 

 Personal services ................................................................62,046 79.3 64.1 15.2 20.7 96.2 34.5 61.7 3.8 

 Other household expenses ................................................................ 138,034 80.8 49.8 31.0 19.2 94.1 32.9 61.3 5.9 

 Housekeeping supplies ................................................................ 98,029 77.1 51.9 25.2 22.9 92.5 29.6 62.9 7.5 

 Laundry and cleaning supplies ................................ 24,108 73.9 51.2 22.7 26.1 91.4 30.2 61.1 8.6 

 Other household products ................................................................ 56,598 78.5 51.7 26.8 21.5 92.4 26.9 65.5 7.6 

 Postage and stationery ................................................................ 17,323 77.2 53.7 23.5 22.8 94.2 37.2 57.0 5.8 

 Household furnishings and equipment ................................ 265,917 79.1 53.4 25.8 20.9 94.0 31.0 62.9 6.0 

 Household textiles ................................................................14,576 79.7 50.0 29.7 20.3 93.9 34.9 59.0 6.1 

 Furniture ................................................................................................ 68,141 75.9 50.5 25.3 24.1 93.8 35.4 58.4 6.2 

 Floor coverings ................................................................ 3,327 83.5 60.9 22.6 16.5 93.9 41.4 52.5 6.1 

 Major appliances ................................................................ 39,911 85.7 55.7 30.0 14.3 92.6 31.0 61.6 7.4 

 Small appliances, miscellaneous housewares ................................ 15,545 73.5 48.6 24.9 26.5 92.4 34.3 58.1 7.6 

 Miscellaneous household equipment ................................124,416 79.3 55.0 24.4 20.7 94.7 27.5 67.2 5.3 

 Apparel and services ................................................................244,915 69.1 51.6 17.5 30.9 93.7 36.1 57.6 6.3 

 Men and boys ................................................................ 55,134 67.3 50.6 16.7 32.7 95.0 35.3 59.7 5.0 

 Men, 16 and over ................................................................44,202 67.0 49.7 17.4 33.0 95.5 36.5 59.0 4.5 

 Boys, 2 to 15 ................................................................ 10,932 68.6 54.5 14.1 31.4 93.0 30.3 62.7 7.0 

 Women and girls ................................................................ 99,043 73.4 55.1 18.3 26.6 92.6 33.7 59.0 7.4 

 Women, 16 and over ................................................................ 83,668 73.5 53.5 20.0 26.5 92.6 34.3 58.3 7.4 

 Girls, 2 to 15 ................................................................ 15,376 72.9 63.9 9.0 27.1 93.0 30.3 62.7 7.0 

 Children under 2 ................................................................ 10,242 56.7 49.1 7.7 43.3 92.7 36.8 55.8 7.3 

 Footwear ................................................................................................ 51,372 66.4 49.3 17.1 33.6 94.2 38.3 55.9 5.8 

 Other apparel products and services ................................ 29,124 66.8 46.7 20.1 33.2 94.5 42.2 52.3 5.5 

 Transportation................................................................................................ 1,282,692 75.0 51.7 23.3 25.0 91.5 32.7 58.9 8.5 

 Vehicle purchases (net outlay) ................................................................ 522,435 76.7 55.1 21.7 23.3 90.8 34.0 56.8 9.2 

 Cars and trucks, new ................................................................ 239,926 83.4 58.9 24.4 16.6 94.2 35.0 59.2 5.8 

 Cars and trucks, used ................................................................ 273,899 70.6 51.6 19.1 29.4 87.9 33.2 54.6 12.1 

 Other vehicles ................................................................ 8,610 87.0 59.1 28.0 13.0 87.6 30.7 56.9 312.4 

 Gasoline, other fuels, and motor oil ................................ 277,165 73.4 48.6 24.9 26.6 91.0 29.9 61.1 9.0 

 Other vehicle expenses ................................................................ 375,532 73.6 50.3 23.3 26.4 92.0 30.9 61.0 8.0 

 Vehicle finance charges ................................................................ 29,143 75.6 57.6 18.0 24.4 90.2 29.3 60.9 9.8 

See footnotes at end of table. 
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 

2018 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Housing tenure Type of area 

Homeowner Urban 

Item Aggregate Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter Total Central 

City 

Other 

Urban Rural 

 Maintenance and repairs ................................................................ 116,921 76.5 48.4 28.1 23.5 90.9 29.9 61.1 9.1 

 Vehicle insurance ................................................................128,054 70.3 49.2 21.1 29.7 90.8 30.3 60.5 9.2 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................................................ 101,413 74.0 51.9 22.1 26.0 95.1 33.4 61.7 4.9 

 Public and other transportation ................................................................ 107,561 75.5 48.1 27.3 24.5 95.3 39.7 55.6 4.7 

 Healthcare ................................................................................................ 652,982 80.5 46.7 33.8 19.5 91.2 30.9 60.3 8.8 

 Health insurance ................................................................ 447,507 80.3 46.6 33.7 19.7 91.5 30.8 60.7 8.5 

 Medical services ................................................................ 119,426 82.1 49.1 33.0 17.9 91.8 31.0 60.8 8.2 

 Drugs ................................................................................................ 63,492 79.3 44.0 35.3 20.7 88.4 31.2 57.2 11.6 

 Medical supplies ................................................................ 22,556 81.2 44.5 36.7 18.8 90.3 31.4 58.9 9.7 

 Entertainment ................................................................................................ 423,720 79.1 52.5 26.6 20.9 90.9 30.8 60.1 9.1 

 Fees and admissions ................................................................ 100,636 80.3 57.5 22.8 19.7 95.3 34.6 60.7 4.7 

 Audio and visual equipment and services ................................ 135,311 73.7 47.1 26.7 26.3 92.2 33.7 58.5 7.8 

 Pets, toys, hobbies, and playground equipment ................................ 107,134 79.0 54.0 25.0 21.0 91.6 30.5 61.1 8.4 

 Pets ................................................................................................ 86,945 80.4 54.0 26.5 19.6 91.5 30.8 60.7 8.5 

 Toys, hobbies, and playground equipment ................................ 20,189 73.0 54.2 18.8 27.0 92.3 29.2 63.1 7.7 

 Other entertainment supplies, equipment, and 

 services ................................................................................................ 80,639 86.8 53.3 33.5 13.2 82.4 21.6 60.8 17.6 

 Personal care products and services ................................ 100,865 72.2 48.3 23.8 27.8 93.7 35.0 58.7 6.3 

 Reading ................................................................................................ 14,178 76.8 43.1 33.7 23.2 93.2 37.2 56.1 6.8 

 Education ................................................................................................ 184,932 72.0 52.9 19.2 28.0 96.2 35.6 60.5 3.8 

 Tobacco products and smoking supplies ................................ 45,556 61.1 37.4 23.7 38.9 84.7 30.6 54.1 15.3 

 Miscellaneous ................................................................................................ 130,444 77.6 49.5 28.1 22.4 91.2 31.5 59.7 8.8 

 Cash contributions ................................................................ 248,127 83.8 43.1 40.7 16.2 90.3 34.1 56.2 9.7 

 Personal insurance and pensions ................................................................ 958,921 79.1 58.0 21.0 20.9 94.6 35.0 59.6 5.4 

 Life and other personal insurance ................................ 61,099 85.4 55.2 30.2 14.6 92.0 30.0 62.0 8.0 

 Pensions and Social Security ................................................................ 897,823 78.7 58.2 20.4 21.3 94.8 35.4 59.4 5.2 

Sources of income and personal taxes: 

 Money income before taxes ................................................................ $10,335,717 77.4 55.0 22.4 22.6 94.2 33.4 60.7 5.8 

 Wages and salaries ................................................................ 8,090,941 76.0 59.0 17.0 24.0 95.0 34.5 60.5 5.0 

 Self-employment income ................................................................ 687,710 83.4 60.1 23.4 16.6 94.1 29.9 64.2 5.9 

 Social Security, private and government 

 retirement ................................................................................................ 1,138,817 84.6 30.4 54.3 15.4 88.7 26.9 61.9 11.3 

 Interest, dividends, rental income, other 

 property income ................................................................255,147 92.0 40.7 51.3 8.0 91.4 31.9 59.5 8.6 

 Public assistance, Supplemental Security 

 Income, Supplementary Nutrition Assistance 

 Program (SNAP) ................................................................ 59,199 28.4 14.3 14.1 71.6 93.1 46.0 47.1 6.9 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions 

 for support ................................................................ 62,650 71.9 42.5 29.3 28.1 95.0 36.2 58.8 5.0 

 Other income ................................................................ 41,253 34.5 22.5 12.0 65.5 96.8 48.2 48.6 3.2 

 Personal taxes (contains some imputed values) ................................ 1,497,670 83.9 63.7 20.2 16.1 96.1 33.0 63.1 3.9 

 Federal income taxes ................................................................ 1,187,149 84.5 64.0 20.5 15.5 96.2 33.0 63.2 3.8 

 State and local income taxes ................................................................ 300,289 81.3 62.4 18.9 18.7 95.9 33.5 62.4 4.1 

 Other taxes ................................................................................................ 10,232 90.1 66.8 23.3 9.9 91.4 16.5 74.8 8.6 

 Income after taxes ................................................................8,838,047 76.3 53.5 22.8 23.7 93.9 33.5 60.3 6.1 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

n.a. Not applicable. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019