Table 29. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 21,524 745 835 1,241 1,077 2,312 2,043 2,073 3,031 8,166 

Consumer unit characteristics: 

Income before taxes ..................................... $72,237 $1,228 $8,340 $12,597 $17,577 $24,923 $35,126 $44,569 $59,542 $135,941 

Income after taxes ........................................ 69,384 1,309 8,434 12,645 17,605 24,783 34,744 43,753 57,824 129,373

Age of reference person ................................ 59.2 59.1 59.6 59.5 59.7 59.5 59.3 59.2 59.3 58.9 

Average number in consumer unit:

Persons ........................................................ 2.1 1.4 1.5 1.4 1.8 1.9 2.1 2.0 2.2 2.5 

Children under 18 ........................................ .2 1.1 .2 1.1 .2 .1 .2 .1 .2 .2 

Persons 65 and older ................................... .1 2 ( ) 2 ( ) 2 ( ) .1 .1 .2 .1 .1 .1 

Earners ........................................................ 1.3 .3 .3 .4 .6 .8 1.1 1.2 1.4 1.9 

Vehicles ....................................................... 2.2 1.1 .9 1.1 1.4 1.7 1.9 2.2 2.3 2.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 42 37 40 47 43 41 47 53 54 

Female ......................................................... 52 58 63 60 53 57 59 53 47 46 

Housing tenure:

Homeowner .................................................. 79 47 42 48 62 72 75 83 87 92 

With mortgage ............................................ 46 19 14 17 27 30 41 47 53 60 

Without mortgage ....................................... 34 29 27 31 35 41 34 36 33 32 

Renter .......................................................... 21 53 58 52 38 28 25 17 13 8 

Race of reference person:

Black or African-American ........................... 11 24 28 20 19 16 15 10 9 5 

White, Asian, and all other races ................. 89 76 72 80 81 84 85 90 91 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 7 10 12 10 11 10 7 7 5 

Not Hispanic or Latino .................................. 93 93 90 88 90 89 90 93 93 95 

Education of reference person:

Elementary (1-8) .......................................... 4 7 14 10 5 5 6 3 3 1 

High school (9-12) ........................................ 33 45 49 44 49 47 39 41 34 19 

College ......................................................... 63 48 37 45 45 47 55 56 63 80 

Never attended and other ............................ 3 ( ) 4 ( ) 1 1 1 3 ( ) 3 ( ) 4 ( ) 4 ( ) 3 ( )

At least one vehicle owned or leased ............ 91 66 58 73 82 90 92 96 96 97 

Average annual expenditures .......................... $52,299 $24,160 $20,792 $20,950 $27,065 $30,062 $35,705 $40,518 $49,027 $81,071 

Food ............................................................... 6,298 3,854 3,999 3,143 3,678 3,794 4,733 4,796 5,819 9,372 

Food at home ............................................... 3,796 2,519 2,879 2,309 2,361 2,660 3,052 3,074 3,566 5,274 

Cereals and bakery products ..................... 511 336 348 310 297 379 448 413 490 696 

Cereals and cereal products .................... 160 98 110 96 102 121 145 126 149 219 

Bakery products ....................................... 351 238 238 214 195 258 303 287 341 478 

Meats, poultry, fish, and eggs .................... 844 550 733 483 568 621 672 663 767 1,173 

Beef .......................................................... 229 146 156 122 139 156 154 191 195 341 

Pork .......................................................... 168 125 213 89 130 131 127 128 166 220 

Other meats ............................................. 119 75 106 57 96 73 99 94 119 162 

Poultry ...................................................... 138 88 98 95 91 106 137 104 125 184 

Fish and seafood ..................................... 142 83 98 85 79 114 111 103 122 207 

Eggs ......................................................... 47 34 62 36 33 41 45 43 39 57 

Dairy products ............................................ 386 241 276 254 230 279 309 341 373 522 

Fresh milk and cream .............................. 137 91 98 105 90 106 126 128 131 175 

Other dairy products ................................ 248 151 178 149 140 173 182 213 242 347 

Fruits and vegetables ................................. 714 446 592 402 439 490 532 525 638 1,038 

Fresh fruits ............................................... 253 156 226 124 134 167 174 183 215 384 

Fresh vegetables ..................................... 229 146 190 121 150 170 169 158 211 329 

Processed fruits ....................................... 110 67 75 61 65 73 88 90 104 155 

Processed vegetables .............................. 122 77 102 96 90 80 101 95 109 169 

See footnotes at end of table.
Table 29. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,342 $946 $929 $860 $826 $891 $1,092 $1,132 $1,297 $1,845 

Sugar and other sweets ........................... 145 88 133 86 96 86 121 114 140 203 

Fats and oils ............................................. 110 85 102 70 82 76 99 101 106 140 

Miscellaneous foods ................................ 663 536 428 467 394 442 535 588 613 912 

Nonalcoholic beverages ........................... 364 216 256 224 228 262 308 288 392 482 

Food prepared by consumer unit on

out-of-town trips ..................................... 60 120 19 112 127 24 29 41 45 108 

Food away from home ................................. 2,501 1,335 1,121 833 1,317 1,134 1,680 1,722 2,253 4,098 

Alcoholic beverages ....................................... 436 263 298 143 159 152 189 290 349 780 

Housing .......................................................... 16,938 9,948 8,027 8,797 10,519 11,507 12,677 13,759 15,992 24,361 

Shelter .......................................................... 9,577 5,708 4,614 5,128 5,607 6,557 6,916 7,794 8,801 13,899 

Owned dwellings ........................................ 6,890 2,384 1,588 1,807 2,986 3,915 4,345 5,683 6,774 10,960 

Mortgage interest and charges ................ 3,222 1,087 686 711 1,408 1,589 1,854 2,658 3,174 5,262 

Property taxes .......................................... 2,259 823 568 665 913 1,338 1,380 1,879 2,162 3,596 

Maintenance, repairs, insurance, other

expenses ................................................ 1,410 474 334 431 665 988 1,111 1,146 1,439 2,102 

Rented dwellings ........................................ 1,737 2,962 2,739 3,131 2,457 2,148 2,235 1,708 1,364 1,120 

Other lodging ............................................. 950 362 1286 191 163 494 336 403 663 1,819 

Utilities, fuels, and public services ............... 4,016 2,456 2,271 2,332 3,113 3,277 3,601 3,607 4,098 5,099 

Natural gas ................................................. 459 246 266 231 324 346 381 419 449 616 

Electricity .................................................... 1,551 1,034 1,013 1,030 1,310 1,324 1,458 1,363 1,588 1,885 

Fuel oil and other fuels ............................... 195 165 145 172 1122 179 113 174 196 281 

Telephone services .................................... 1,250 754 620 677 937 975 1,172 1,153 1,305 1,589 

Water and other public services ................. 562 357 326 321 421 453 478 497 560 728 

Household operations .................................. 928 388 309 434 394 425 578 620 892 1,509 

Personal services ....................................... 70 4 ( ) 19 179 137 15 136 134 1120 104 

Other household expenses ........................ 858 388 300 354 357 420 542 586 772 1,405 

Housekeeping supplies ................................ 719 529 357 400 564 430 554 615 616 1,051 

Laundry and cleaning supplies .................. 154 175 91 93 98 116 134 136 154 198 

Other household products .......................... 403 215 160 223 394 207 347 316 322 606 

Postage and stationery .............................. 163 139 107 83 72 108 73 163 139 247 

Household furnishings and equipment ......... 1,697 867 477 503 841 817 1,028 1,123 1,585 2,802 

Household textiles ...................................... 122 61 48 22 45 86 53 81 103 207 

Furniture ..................................................... 409 234 108 83 165 166 151 261 339 733 

Floor coverings .......................................... 39 12 15 17 120 111 7 15 28 81 

Major appliances ........................................ 247 81 149 104 89 120 214 175 202 405 

Small appliances, miscellaneous

housewares .............................................. 119 67 46 29 77 46 204 85 113 160 

Miscellaneous household equipment ......... 761 422 221 258 445 390 400 506 799 1,216 

Apparel and services ..................................... 1,648 1,005 704 651 793 776 1,268 1,084 1,325 2,725 

Men and boys .............................................. 403 462 135 76 186 147 461 260 314 649 

Men, 16 and over ....................................... 363 1453 1118 68 147 131 431 224 250 596 

Boys, 2 to 15 .............................................. 41 19 117 18 39 15 30 36 64 53 

Women and girls .......................................... 673 354 338 228 375 297 349 487 573 1,141 

Women, 16 and over .................................. 609 287 301 215 329 268 320 424 484 1,056 

Girls, 2 to 15 ............................................... 64 167 137 113 146 29 29 63 88 86 

Children under 2 .......................................... 41 18 115 123 111 35 123 32 37 65 

Footwear ...................................................... 290 193 1128 247 1111 179 275 185 252 438 

Other apparel products and services ........... 240 88 88 77 109 118 160 120 150 431 

Transportation ................................................ 8,554 3,122 2,875 2,923 5,174 4,807 6,472 8,142 8,823 12,506 

Vehicle purchases (net outlay) ..................... 2,770 1841 1907 1361 1,702 1,271 2,058 2,918 2,817 4,191 

Cars and trucks, new ................................. 1,562 1548 4 ( ) 160 1661 1764 1833 1,536 1,147 2,732 

Cars and trucks, used ................................ 1,133 1250 1899 1301 1,008 476 1,121 1,382 1,579 1,340 

Other vehicles ............................................ 75 144 18 4 ( ) 133 131 1104 3 ( ) 191 119 

Gasoline and motor oil ................................. 2,466 1,137 930 1,204 1,544 1,857 2,108 2,306 2,599 3,311 

See footnotes at end of table.
Table 29. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,754 $954 $935 $1,205 $1,751 $1,455 $2,106 $2,518 $2,986 $3,964 

Vehicle finance charges ............................. 236 159 169 53 88 142 191 221 293 337 

Maintenance and repairs ........................... 922 323 382 425 538 533 692 846 869 1,372 

Vehicle insurance ....................................... 1,134 1430 1371 1610 1986 1557 942 1,097 1,453 1,459 

Vehicle rental, leases, licenses, and other

charges .................................................... 462 141 113 116 138 223 280 354 371 796 

Public and other transportation .................... 564 189 104 153 177 224 199 400 421 1,040 

Health care ..................................................... 3,954 1,790 1,262 1,804 2,037 3,027 3,158 3,545 4,172 5,500 

Health insurance .......................................... 2,154 1,018 634 1,018 979 1,756 1,669 2,058 2,463 2,883 

Medical services .......................................... 978 289 288 364 444 697 778 745 864 1,507 

Drugs ........................................................... 677 379 308 340 570 501 626 643 731 863 

Medical supplies .......................................... 145 104 133 83 45 73 85 98 114 246 

Entertainment ................................................. 2,740 1,238 1,109 1,049 1,449 1,574 1,704 2,069 2,425 4,376 

Fees and admissions ................................... 558 136 152 84 193 196 188 374 455 1,039 

Audio and visual equipment and services .... 1,066 543 469 550 777 726 782 975 1,101 1,470 

Pets, toys, hobbies, and playground

equipment .................................................. 732 502 390 393 401 463 475 594 570 1,143 

Other entertainment supplies, equipment,

and services ............................................... 384 158 198 122 78 189 259 126 299 724 

Personal care products and services ............. 648 261 298 252 266 313 460 480 559 1,058 

Reading .......................................................... 137 67 28 49 59 66 79 103 145 219 

Education ....................................................... 891 192 1480 1219 137 222 246 574 411 1,818 

Tobacco products and smoking supplies ....... 425 451 405 509 502 536 453 402 444 362 

Miscellaneous ................................................ 1,037 605 458 457 333 660 705 679 1,608 1,353 

Cash contributions ......................................... 2,003 890 555 517 1,068 734 850 1,234 1,596 3,596 

Personal insurance and pensions .................. 6,591 573 293 438 892 1,898 2,711 3,361 5,359 13,047 

Life and other personal insurance ................ 503 138 105 106 162 512 264 268 442 821 

Pensions and Social Security ...................... 6,088 435 188 332 729 1,385 2,447 3,093 4,917 12,226 

Sources of income and personal taxes: 

Money income before taxes ........................... 72,237 1,228 8,340 12,597 17,577 24,923 35,126 44,569 59,542 135,941 

Wages and salaries ..................................... 54,017 848 2,078 3,328 7,290 12,452 23,041 30,693 45,092 106,799 

Self-employment income ............................. 5,650 1-2,449 1-251 1375 469 845 1,158 1,152 1,897 13,495 

Social Security, private and government

retirement ................................................... 9,088 1,148 3,236 6,560 7,004 9,241 8,848 10,295 10,358 10,310 

Interest, dividends, rental income, other

property income ......................................... 1,794 428 1170 135 203 418 367 825 911 3,867 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 761 1195 1302 593 987 1,067 712 1,034 667 746 

Public assistance, supplemental security

income, food stamps .................................. 573 649 2,370 1,284 1,209 668 602 372 375 281 

Regular contributions for support ................. 211 130 1102 1130 1162 1100 1248 1153 1153 315 

Other income ............................................... 144 1380 1333 1192 1253 132 1150 144 190 128 

Personal taxes (missing values not imputed) 2,853 -81 -94 -48 -27 140 382 815 1,718 6,567 

Federal income taxes ................................... 1,965 -148 -75 -108 -133 -50 123 420 1,072 4,714 

State and local income taxes ....................... 659 -22 -50 -15 24 71 141 241 484 1,446 

Other taxes .................................................. 229 90 30 76 82 118 119 155 162 407 

Income after taxes ......................................... 69,384 1,309 8,434 12,645 17,605 24,783 34,744 43,753 57,824 129,373

See footnotes at end of table.
Table 29. Consumer units with reference person age 55 to 64 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2010-2011 — Continued

Item

Total

55-64

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $2,992 - $7,113 - $1,213 $2,125 - $180 - $7,383 - $4,348 - $2,274 - $2,568 - $2,704 

Net change in total assets ............................ 4,469 -839 -1,807 1,922 62 -5,010 -788 2,992 4,404 10,962 

Net change in total liabilities ........................ 7,461 6,273 -594 -203 241 2,373 3,560 5,266 6,972 13,666 

Other financial information:

Other money receipts ................................... 1,005 12,646 1764 1154 138 225 1777 473 1,650 1,309 

Mortgage principal paid on owned property -2,636 -794 -425 -561 -680 -1,103 -1,587 -1,864 -2,378 -4,593 

Estimated market value of owned home ...... 195,862 86,549 52,770 60,268 100,449 112,788 126,350 158,616 173,192 312,439 

Estimated monthly rental value of owned

home .......................................................... 1,055 478 339 402 605 686 782 916 1,014 1,563 

Gifts of goods and services ............................ 1,520 449 473 465 695 567 715 692 1,132 2,841 

Food ............................................................. 156 120 11 142 41 32 71 68 106 308 

Alcoholic beverages ..................................... 15 122 18 3 ( ) 11 19 11 14 111 30 

Housing ........................................................ 294 77 90 184 184 92 195 138 247 508 

Housekeeping supplies .............................. 30 111 19 16 113 22 17 37 35 44 

Household textiles ...................................... 14 11 3 ( ) 4 ( ) 121 15 14 18 16 28 

Appliances and miscellaneous

housewares .............................................. 33 12 13 17 122 110 155 113 13 59 

Major appliances ...................................... 14 3 ( ) 4 ( ) 3 ( ) 12 17 16 16 15 30 

Small appliances and miscellaneous

housewares ............................................ 19 12 13 17 120 13 150 17 18 29 

Miscellaneous household equipment ......... 73 124 12 14 120 28 32 47 73 133 

Other housing ............................................ 144 139 76 167 1108 126 96 133 120 244 

Apparel and services ................................... 270 153 139 67 212 164 216 154 214 444 

Males, 2 and over ...................................... 70 157 110 17 74 27 63 54 54 114 

Females, 2 and over .................................. 115 172 15 121 79 77 85 48 106 190 

Children under 2 ........................................ 35 18 113 122 111 30 22 26 31 54 

Other apparel products and services ......... 50 116 111 117 148 30 146 126 24 86 

Jewelry and watches ................................ 20 116 4 ( ) 12 122 19 116 115 19 35 

All other apparel products and services ... 29 4 ( ) 111 115 126 120 130 111 115 51 

Transportation .............................................. 103 4 17 11 60 21 42 44 117 188 

Health care ................................................... 42 4 ( ) 4 ( ) 11 133 118 13 110 119 91 

Entertainment ............................................... 166 138 129 165 1100 72 51 90 115 314 

Toys, games, arts and crafts, and tricycles 53 119 114 116 164 143 110 128 127 97 

Other entertainment ................................... 113 119 115 149 36 29 41 62 88 217 

Personal care products and services ........... 18 16 12 4 ( ) 12 110 14 15 12 32 

Reading ........................................................ 2 13 4 ( ) 11 11 3 ( ) 12 12 2 3 

Education ..................................................... 321 110 121 120 135 96 80 76 96 734 

All other gifts ................................................ 133 115 267 75 27 52 40 91 194 188 

1 Data are likely to have large sampling errors. 2 Value is less than or equal to 0.05. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2012