Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2005-2006

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 16,145 771 3,866 6,100 4,023 911 473 

Consumer unit characteristics: 

Income before taxes ..................................... $80,640 $46,191 $60,429 $86,352 $97,331 $88,212 $71,812 

Income after taxes ........................................ 77,922 46,419 59,768 82,842 93,337 84,789 69,923 

Age of reference person ................................ 40.8 22.0 30.3 39.6 48.5 58.4 72.8 

Average number in consumer unit:

Persons ........................................................ 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

Children under 18 ........................................ 1.6 1.5 2.0 1.9 1.3 .8 .7 

Persons 65 and over .................................... .1 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 1.5 

Earners ........................................................ 2.0 2.0 1.6 1.9 2.3 2.5 1.7 

Vehicles ....................................................... 2.5 1.8 2.1 2.4 3.0 2.8 2.4 

Percent distribution:

Sex of reference person:

Male ............................................................. 45 41 39 45 50 57 45 

Female ......................................................... 55 59 61 55 50 43 55 

Housing tenure:

Homeowner .................................................. 75 38 62 79 86 81 86 

With mortgage ............................................ 64 24 55 72 72 58 43 

Without mortgage ....................................... 11 14 7 8 14 24 44 

Renter .......................................................... 25 62 38 21 14 19 14 

Race of reference person:

Black or African-American ........................... 12 12 13 11 12 17 16 

White, Asian, and all other races ................. 88 88 87 89 88 83 84 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 16 33 21 14 13 16 11 

Not Hispanic or Latino .................................. 84 67 79 86 87 84 89 

Education of reference person:

Elementary (1-8) .......................................... 4 7 3 3 4 2 21 

High school (9-12) ........................................ 35 60 40 31 31 40 41 

College ......................................................... 61 33 57 67 65 57 37 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( ) 1 

At least one vehicle owned or leased ............ 95 89 93 96 96 94 94 

Average annual expenditures .......................... $63,101 $41,119 $51,171 $67,262 $72,978 $67,468 $52,511 

Food ............................................................... 8,583 6,009 6,842 9,065 10,059 9,085 8,471 

Food at home ............................................... 4,840 3,389 3,885 5,031 5,596 5,350 5,889 

Cereals and bakery products ..................... 660 410 529 692 774 687 843 

Cereals and cereal products .................... 223 173 181 229 253 264 264 

Bakery products ....................................... 437 237 347 462 521 423 579 

Meats, poultry, fish, and eggs .................... 1,130 870 898 1,148 1,288 1,408 1,495 

Beef .......................................................... 333 254 263 341 381 409 412 

Pork .......................................................... 223 182 169 226 246 316 338 

Other meats ............................................. 154 144 123 155 180 170 178 

Poultry ...................................................... 210 132 190 209 239 209 302 

Fish and seafood ..................................... 161 120 115 163 191 247 193 

Eggs ......................................................... 49 39 37 54 52 58 73 

Dairy products ............................................ 547 361 441 578 631 573 624 

Fresh milk and cream .............................. 216 165 185 228 230 233 265 

Other dairy products ................................ 331 197 256 350 401 340 359 

Fruits and vegetables ................................. 799 527 633 828 939 924 905 

Fresh fruits ............................................... 259 170 189 277 313 304 233 

Fresh vegetables ..................................... 258 175 197 251 330 319 303 

Processed fruits ....................................... 152 92 130 167 160 145 200 

Processed vegetables .............................. 130 91 117 133 135 156 169 

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,704 $1,220 $1,385 $1,785 $1,964 $1,758 $2,021 

Sugar and other sweets ........................... 172 118 122 183 208 187 236 

Fats and oils ............................................. 116 91 96 115 131 145 165 

Miscellaneous foods ................................ 899 650 759 949 1,023 857 976 

Nonalcoholic beverages ........................... 467 340 371 483 540 515 614 

Food prepared by consumer unit on

out-of-town trips ..................................... 50 421 36 56 63 55 429 

Food away from home ................................. 3,743 2,620 2,956 4,034 4,463 3,735 2,583 

Alcoholic beverages ....................................... 446 534 331 474 517 460 309 

Housing .......................................................... 20,729 13,433 18,285 22,864 21,518 21,768 16,271 

Shelter .......................................................... 11,767 7,449 10,286 13,145 12,372 11,795 7,931 

Owned dwellings ........................................ 9,063 2,332 7,136 10,647 10,104 9,089 6,443 

Mortgage interest and charges ................ 5,819 1,597 4,963 7,031 6,164 4,769 3,144 

Property taxes .......................................... 2,123 561 1,355 2,475 2,607 2,398 1,754 

Maintenance, repairs, insurance, other

expenses ................................................ 1,121 173 818 1,141 1,333 1,922 1,544 

Rented dwellings ........................................ 2,124 4,917 2,922 1,894 1,391 1,716 1,047 

Other lodging ............................................. 580 4201 228 604 878 991 442 

Utilities, fuels, and public services ............... 4,206 2,815 3,509 4,396 4,702 4,774 4,425 

Natural gas ................................................. 636 254 524 695 684 772 731 

Electricity .................................................... 1,531 1,132 1,288 1,586 1,709 1,711 1,588 

Fuel oil and other fuels ............................... 149 459 90 172 177 119 302 

Telephone services .................................... 1,390 1,086 1,204 1,403 1,572 1,614 1,263 

Water and other public services ................. 500 283 402 539 560 557 540 

Household operations .................................. 1,609 990 1,883 2,014 1,082 817 1,158 

Personal services ....................................... 1,028 792 1,450 1,366 402 4201 4523 

Other household expenses ........................ 581 198 433 648 681 616 635 

Housekeeping supplies ................................ 842 425 697 909 971 753 1,129 

Laundry and cleaning supplies .................. 208 131 214 215 207 179 273 

Other household products .......................... 452 128 352 497 549 399 621 

Postage and stationery .............................. 182 166 131 196 214 175 235 

Household furnishings and equipment ......... 2,305 1,753 1,910 2,401 2,391 3,628 1,629 

Household textiles ...................................... 182 78 162 177 266 117 83 

Furniture ..................................................... 593 732 529 707 479 639 312 

Floor coverings .......................................... 63 416 56 70 75 438 471 

Major appliances ........................................ 336 192 245 334 437 418 413 

Small appliances, miscellaneous

housewares .............................................. 113 75 77 116 148 135 113 

Miscellaneous household equipment ......... 1,018 659 842 998 986 2,281 636 

Apparel and services ..................................... 2,781 2,063 2,271 2,816 3,499 2,922 1,885 

Men and boys .............................................. 666 509 490 672 933 587 432 

Men, 16 and over ....................................... 433 412 248 384 732 451 326 

Boys, 2 to 15 .............................................. 232 98 242 288 201 136 106 

Women and girls .......................................... 1,146 637 825 1,186 1,523 1,348 794 

Women, 16 and over .................................. 835 536 543 809 1,183 1,180 663 

Girls, 2 to 15 ............................................... 312 101 282 377 340 168 131 

Children under 2 .......................................... 165 250 287 153 74 83 456 

Footwear ...................................................... 494 435 412 463 625 594 462 

Other apparel products and services ........... 310 232 257 343 344 309 141 

Transportation ................................................ 11,698 9,850 9,887 12,166 13,375 12,367 7,985 

Vehicle purchases (net outlay) ..................... 5,034 5,205 4,406 5,373 5,497 4,682 42,245 

Cars and trucks, new ................................. 2,654 41,697 2,034 3,087 3,064 2,016 41,450 

Cars and trucks, used ................................ 2,286 3,448 2,331 2,164 2,309 2,601 4796 

Other vehicles ............................................ 93 460 441 121 124 465 3 ( )

Gasoline and motor oil ................................. 2,977 2,449 2,632 2,999 3,358 3,263 2,590 

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,154 $2,007 $2,574 $3,209 $3,771 $3,752 $2,688 

Vehicle finance charges ............................. 457 367 492 476 448 383 300 

Maintenance and repairs ........................... 875 499 682 865 1,116 1,048 820 

Vehicle insurance ....................................... 1,205 820 927 1,140 1,558 1,555 1,282 

Vehicle rental, leases, licenses, and other

charges .................................................... 617 321 473 728 648 766 286 

Public transportation .................................... 534 189 275 586 749 670 460 

Healthcare ...................................................... 2,806 1,124 2,117 2,780 3,482 3,725 4,031 

Health insurance .......................................... 1,483 669 1,185 1,508 1,728 1,691 2,462 

Medical services .......................................... 771 246 568 762 1,012 1,207 507 

Drugs ........................................................... 444 147 309 397 596 687 900 

Medical supplies .......................................... 108 461 56 113 146 140 162 

Entertainment ................................................. 3,195 1,485 2,517 3,553 3,876 2,755 2,155 

Fees and admissions ................................... 894 252 448 1,098 1,223 745 453 

Audio and visual equipment and services .... 1,144 737 1,039 1,202 1,225 1,227 1,035 

Pets, toys, hobbies, and playground

equipment .................................................. 550 295 520 581 599 534 444 

Other entertainment supplies, equipment,

and services ............................................... 608 201 509 671 828 248 222 

Personal care products and services ............. 741 472 575 798 892 722 646 

Reading .......................................................... 131 46 67 156 171 143 125 

Education ....................................................... 1,471 543 648 1,162 2,866 2,049 748 

Tobacco products and smoking supplies ....... 354 441 326 334 386 384 374 

Miscellaneous ................................................ 905 563 849 970 960 689 992 

Cash contributions ......................................... 1,687 813 1,167 1,698 2,211 1,885 2,388 

Personal insurance and pensions .................. 7,573 3,745 5,288 8,426 9,167 8,514 6,131 

Life and other personal insurance ................ 480 109 231 500 688 753 575 

Pensions and Social Security ...................... 7,093 3,636 5,057 7,927 8,479 7,761 5,556 

Sources of income and personal taxes: 

Money income before taxes ........................... 80,640 46,191 60,429 86,352 97,331 88,212 71,812 

Wages and salaries ..................................... 72,502 42,350 55,265 79,304 87,241 75,189 44,305 

Self-employment income ............................. 4,292 41,806 3,030 4,617 5,172 6,062 3,584 

Social Security, private and government

retirement ................................................... 1,657 4386 321 714 1,515 5,388 20,845 

Interest, dividends, rental income, other

property income ......................................... 737 4145 368 509 1,499 819 1,014 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 266 4113 337 267 246 4247 4130 

Public assistance, supplemental security

income, food stamps .................................. 336 625 340 283 240 333 1,315 

Regular contributions for support ................. 568 4444 457 527 888 499 4377 

Other income ............................................... 283 4323 311 131 530 473 4241 

Personal taxes ............................................... 2,718 -228 661 3,510 3,995 3,423 1,889 

Federal income taxes ................................... 1,801 -406 173 2,483 2,683 2,359 1,346 

State and local income taxes ....................... 706 157 327 844 992 792 327 

Other taxes .................................................. 211 421 161 184 321 272 217 

Income after taxes ......................................... 77,922 46,419 59,768 82,842 93,337 84,789 69,923 

See footnotes at end of table.
Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

four

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Addenda:

Net change in total assets and liabilities ........ - $15,576 - $8,446 - $17,786 - $19,202 - $8,942 - $19,292 - $11,638 

Net change in total assets ............................ 14,399 16,235 15,715 18,793 10,148 990 5,962 

Net change in total liabilities ........................ 29,975 24,681 33,501 37,995 19,090 20,282 17,600 

Other financial information:

Other money receipts ................................... 579 4140 780 391 884 4168 4281 

Mortgage principal paid on owned property -3,249 -458 -1,782 -3,669 -4,566 -2,910 -3,812 

Estimated market value of owned home ...... 220,106 73,912 131,001 241,003 282,103 315,355 206,663 

Estimated monthly rental value of owned

home .......................................................... 1,062 370 753 1,196 1,261 1,180 1,065 

Gifts of goods and services ............................ 850 487 509 692 1,386 1,207 1,128 

Food ............................................................. 103 64 45 111 158 103 81 

Alcoholic beverages ..................................... 15 440 4 18 16 47 437 

Housing ........................................................ 183 118 136 151 250 365 206 

Housekeeping supplies .............................. 33 414 26 35 37 39 438 

Household textiles ...................................... 9 41 9 9 12 45 410 

Appliances and miscellaneous

housewares .............................................. 23 44 13 14 46 455 414 

Major appliances ...................................... 9 2 ( ) 45 7 13 432 3 ( )

Small appliances and miscellaneous

housewares ............................................ 14 44 8 7 33 422 414 

Miscellaneous household equipment ......... 40 421 33 35 58 25 82 

Other housing ............................................ 79 478 56 59 96 241 462 

Apparel and services ................................... 195 152 149 199 231 178 383 

Males, 2 and over ...................................... 38 457 23 35 56 24 488 

Females, 2 and over .................................. 60 415 31 59 93 73 98 

Children under 2 ........................................ 66 66 66 72 56 69 47 

Other apparel products and services ......... 31 415 30 33 25 412 4150 

Jewelry and watches ................................ 10 42 8 15 8 46 45 

All other apparel products and services ... 21 413 422 17 417 47 4145 

Transportation .............................................. 48 49 39 35 93 30 25 

Health care ................................................... 20 4-2 44 410 57 48 414 

Entertainment ............................................... 58 420 34 55 89 455 4104 

Toys, games, arts and crafts, and tricycles 17 49 12 18 18 419 444 

Other entertainment ................................... 42 411 23 37 71 436 60 

Personal care products and services ........... 25 455 19 30 27 42 3 ( )

Reading ........................................................ 1 3 ( ) 2 ( ) 1 1 3 ( ) 3 ( )

Education ..................................................... 147 421 417 60 365 399 4214 

All other gifts ................................................ 54 410 60 23 101 58 464 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.