Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 18,528 3,673 4,392 6,817 3,647 

Consumer unit characteristics: 

Income before taxes ..................................... $64,293 $72,120 $60,811 $57,433 $73,429 

Income after taxes ........................................ 60,979 69,258 57,778 54,860 67,933 

Age of reference person ................................ 59.2 59.4 59.1 59.3 59.1 

Average number in consumer unit:

Persons ........................................................ 2.1 2.0 2.0 2.1 2.1 

Children under 18 ........................................ .2 .1 .1 .2 .1 

Persons 65 and over .................................... .1 .1 .1 .1 .1 

Earners ........................................................ 1.3 1.3 1.3 1.2 1.3 

Vehicles ....................................................... 2.2 1.8 2.4 2.2 2.4 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 47 49 46 50 

Female ......................................................... 52 53 51 54 50 

Housing tenure:

Homeowner .................................................. 81 75 84 84 78 

With mortgage ............................................ 46 39 46 45 54 

Without mortgage ....................................... 35 36 38 39 24 

Renter .......................................................... 19 25 16 16 22 

Race of reference person:

Black or African-American ........................... 11 9 9 17 4 

White, Asian, and all other races ................. 89 91 91 83 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 6 2 8 12 

Not Hispanic or Latino .................................. 93 94 98 92 88 

Education of reference person:

Elementary (1-8) .......................................... 4 3 2 6 5 

High school (9-12) ........................................ 35 40 39 37 23 

College ......................................................... 60 57 59 57 71 

Never attended and other ............................ 1 ( ) 1 ( ) 2 ( ) 1 ( ) 1 

At least one vehicle owned or leased ............ 91 84 93 92 92 

Average annual expenditures .......................... $50,219 $52,637 $47,634 $45,159 $60,064 

Food ............................................................... 6,165 6,490 5,923 5,568 7,133 

Food at home ............................................... 3,504 3,631 3,444 3,137 4,064 

Cereals and bakery products ..................... 459 509 492 399 486 

Cereals and cereal products .................... 137 160 129 121 151 

Bakery products ....................................... 322 350 363 278 334 

Meats, poultry, fish, and eggs .................... 813 855 763 782 876 

Beef .......................................................... 237 231 238 228 255 

Pork .......................................................... 162 146 156 179 155 

Other meats ............................................. 103 119 104 90 111 

Poultry ...................................................... 137 163 130 127 138 

Fish and seafood ..................................... 135 157 105 121 169 

Eggs ......................................................... 38 39 31 36 48 

Dairy products ............................................ 373 391 367 340 420 

Fresh milk and cream .............................. 133 138 132 130 136 

Other dairy products ................................ 240 253 235 210 284 

Fruits and vegetables ................................. 642 702 600 532 814 

Fresh fruits ............................................... 221 233 211 172 301 

Fresh vegetables ..................................... 217 254 188 172 287 

Processed fruits ....................................... 106 121 108 90 117 

Processed vegetables .............................. 99 94 94 98 109 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

55-64 Northeast Midwest South West

Other food at home .................................... $1,216 $1,174 $1,222 $1,084 $1,469 

Sugar and other sweets ........................... 125 112 134 114 147 

Fats and oils ............................................. 97 98 92 89 113 

Miscellaneous foods ................................ 608 616 607 534 725 

Nonalcoholic beverages ........................... 330 295 337 302 398 

Food prepared by consumer unit on

out-of-town trips ..................................... 56 54 52 44 86 

Food away from home ................................. 2,662 2,859 2,479 2,430 3,069 

Alcoholic beverages ....................................... 466 546 421 345 645 

Housing .......................................................... 16,171 18,423 15,084 13,509 20,085 

Shelter .......................................................... 8,963 11,170 7,864 6,847 12,019 

Owned dwellings ........................................ 6,775 8,132 6,157 5,359 8,798 

Mortgage interest and charges ................ 3,190 2,880 2,729 2,559 5,235 

Property taxes .......................................... 1,901 3,047 2,035 1,311 1,689 

Maintenance, repairs, insurance, other

expenses ................................................ 1,684 2,204 1,393 1,489 1,873 

Rented dwellings ........................................ 1,377 1,850 939 1,013 2,107 

Other lodging ............................................. 811 1,187 768 475 1,115 

Utilities, fuels, and public services ............... 3,536 3,836 3,476 3,534 3,310 

Natural gas ................................................. 542 696 840 313 458 

Electricity .................................................... 1,310 1,248 1,118 1,562 1,131 

Fuel oil and other fuels ............................... 169 464 125 89 76 

Telephone services .................................... 1,097 1,105 1,028 1,142 1,086 

Water and other public services ................. 418 323 364 428 559 

Household operations .................................. 815 795 910 659 1,004 

Personal services ....................................... 148 140 3335 76 363 

Other household expenses ........................ 667 654 576 582 941 

Housekeeping supplies ................................ 737 714 707 728 800 

Laundry and cleaning supplies .................. 158 128 155 155 189 

Other household products .......................... 376 355 358 396 375 

Postage and stationery .............................. 204 231 194 177 237 

Household furnishings and equipment ......... 2,120 1,908 2,127 1,742 2,951 

Household textiles ...................................... 181 188 201 150 207 

Furniture ..................................................... 494 421 454 468 664 

Floor coverings .......................................... 81 145 52 70 72 

Major appliances ........................................ 297 319 265 257 382 

Small appliances, miscellaneous

housewares .............................................. 125 131 143 104 139 

Miscellaneous household equipment ......... 943 703 1,012 693 1,488 

Apparel and services ..................................... 1,841 2,123 1,695 1,621 2,123 

Men and boys .............................................. 399 517 395 323 431 

Men, 16 and over ....................................... 356 476 360 277 387 

Boys, 2 to 15 .............................................. 42 40 36 46 44 

Women and girls .......................................... 775 855 747 694 867 

Women, 16 and over .................................. 714 785 685 639 806 

Girls, 2 to 15 ............................................... 61 70 62 55 61 

Children under 2 .......................................... 62 91 69 43 62 

Footwear ...................................................... 292 326 236 274 347 

Other apparel products and services ........... 312 335 247 287 416 

Transportation ................................................ 8,789 7,899 7,860 8,542 11,270 

Vehicle purchases (net outlay) ..................... 3,454 2,385 2,849 3,644 4,903 

Cars and trucks, new ................................. 2,113 1,610 1,575 2,217 3,072 

Cars and trucks, used ................................ 1,283 728 1,222 1,356 1,778 

Other vehicles ............................................ 58 347 351 371 353 

Gasoline and motor oil ................................. 2,197 1,920 2,097 2,307 2,392 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

55-64 Northeast Midwest South West

Other vehicle expenses ............................... $2,578 $2,819 $2,439 $2,247 $3,120 

Vehicle finance charges ............................. 294 265 257 324 312 

Maintenance and repairs ........................... 770 707 714 700 1,029 

Vehicle insurance ....................................... 943 1,000 821 907 1,098 

Vehicle rental, leases, licenses, and other

charges .................................................... 571 846 648 316 681 

Public transportation .................................... 561 776 476 344 855 

Healthcare ...................................................... 3,485 3,233 3,311 3,668 3,597 

Health insurance .......................................... 1,631 1,603 1,499 1,706 1,681 

Medical services .......................................... 979 881 963 968 1,115 

Drugs ........................................................... 736 597 677 885 658 

Medical supplies .......................................... 139 151 172 108 144 

Entertainment ................................................. 2,549 2,470 2,374 2,212 3,454 

Fees and admissions ................................... 619 739 569 464 847 

Audio and visual equipment and services .... 884 907 802 845 1,031 

Pets, toys, hobbies, and playground

equipment .................................................. 502 442 416 496 654 

Other entertainment supplies, equipment,

and services ............................................... 544 381 586 407 922 

Personal care products and services ............. 569 617 529 512 665 

Reading .......................................................... 157 173 173 119 191 

Education ....................................................... 697 1,079 628 493 772 

Tobacco products and smoking supplies ....... 353 346 396 361 293 

Miscellaneous ................................................ 1,045 1,113 989 1,006 1,119 

Cash contributions ......................................... 2,116 1,773 2,275 2,167 2,176 

Personal insurance and pensions .................. 5,815 6,351 5,976 5,036 6,539 

Life and other personal insurance ................ 499 547 528 503 407 

Pensions and Social Security ...................... 5,316 5,805 5,448 4,533 6,132 

Sources of income and personal taxes: 

Money income before taxes ........................... 64,293 72,120 60,811 57,433 73,429 

Wages and salaries ..................................... 47,310 53,276 46,357 41,951 52,464 

Self-employment income ............................. 4,444 7,272 2,968 3,192 5,712 

Social Security, private and government

retirement ................................................... 9,329 9,024 8,758 9,317 10,344 

Interest, dividends, rental income, other

property income ......................................... 2,284 1,520 1,940 2,104 3,803 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 241 366 166 247 194 

Public assistance, supplemental security

income, food stamps .................................. 370 392 303 358 450 

Regular contributions for support ................. 206 190 227 153 297 

Other income ............................................... 111 81 91 110 164 

Personal taxes ............................................... 3,314 2,862 3,033 2,573 5,496 

Federal income taxes ................................... 2,403 1,944 2,013 1,958 4,165 

State and local income taxes ....................... 644 608 683 391 1,108 

Other taxes .................................................. 267 310 337 224 223 

Income after taxes ......................................... 60,979 69,258 57,778 54,860 67,933 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2005-2006 — Continued

Item Total

55-64 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $5,595 - $4,046 - $4,184 - $1,748 - $16,046 

Net change in total assets ............................ 8,898 8,160 3,352 10,425 13,467 

Net change in total liabilities ........................ 14,493 12,205 7,536 12,172 29,512 

Other financial information:

Other money receipts ................................... 1,032 277 986 1,090 1,738 

Mortgage principal paid on owned property -2,531 -2,618 -2,548 -1,917 -3,569 

Estimated market value of owned home ...... 230,617 297,111 157,005 168,429 368,541 

Estimated monthly rental value of owned

home .......................................................... 1,033 1,150 893 929 1,280 

Gifts of goods and services ............................ 1,558 1,896 1,635 1,177 1,861 

Food ............................................................. 193 254 181 141 247 

Alcoholic beverages ..................................... 11 18 10 7 15 

Housing ........................................................ 348 338 455 250 423 

Housekeeping supplies .............................. 43 58 53 31 42 

Household textiles ...................................... 20 20 22 22 17 

Appliances and miscellaneous

housewares .............................................. 41 46 42 29 56 

Major appliances ...................................... 16 19 14 7 28 

Small appliances and miscellaneous

housewares ............................................ 26 327 27 22 28 

Miscellaneous household equipment ......... 83 73 143 48 97 

Other housing ............................................ 160 141 195 121 210 

Apparel and services ................................... 311 368 368 264 286 

Males, 2 and over ...................................... 71 89 81 53 77 

Females, 2 and over .................................. 115 104 168 101 95 

Children under 2 ........................................ 56 88 61 37 57 

Other apparel products and services ......... 68 88 58 73 56 

Jewelry and watches ................................ 36 45 21 42 32 

All other apparel products and services ... 33 343 38 31 24 

Transportation .............................................. 79 101 64 54 124 

Health care ................................................... 39 315 35 18 104 

Entertainment ............................................... 120 101 109 111 164 

Toys, games, arts and crafts, and tricycles 45 45 48 44 41 

Other entertainment ................................... 75 56 62 67 123 

Personal care products and services ........... 17 15 25 10 22 

Reading ........................................................ 2 2 1 1 2 

Education ..................................................... 307 584 268 196 282 

All other gifts ................................................ 131 99 117 124 192 

1 Value less than or equal to 0.5. 2 No data reported.3 Data are likely to have large sampling errors.

n.a. Not applicable.