Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2015-2016

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 19,342 953 3,997 4,158 4,976 3,453 1,805

Consumer unit characteristics:

Income before taxes ....................................... $91,238 $53,575 $72,625 $89,831 $111,353 $108,548 $67,022

Income after taxes .......................................... 78,183 50,160 64,448 76,780 92,358 91,227 62,606

Age of reference person ................................. 45.8 21.9 30.0 39.7 49.4 58.9 72.2

Average number in consumer unit:

People .......................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0

Children under 18 ......................................... .7 .7 1.1 1.1 .6 .3 .2

Adults 65 and older ...................................... .2 1 ( ) 1 ( ) 1 ( ) .1 .2 1.6

Earners ......................................................... 1.8 1.9 1.6 1.7 2.0 2.0 1.3

Vehicles ........................................................ 2.2 1.7 1.8 1.9 2.5 2.7 2.3

Percent distribution:

Reference person:

Men .............................................................. 46 43 44 39 47 56 50

Women ......................................................... 54 57 56 61 53 44 50

Housing tenure:

Homeowner .................................................. 66 30 44 58 76 84 85

With mortgage ............................................ 47 15 38 48 58 51 38

Without mortgage ....................................... 19 15 6 10 18 32 47

Renter ........................................................... 34 70 56 42 24 16 15

Race of reference person:

Black or African-American ............................ 14 18 16 15 12 13 14

White, Asian, and all other races .................. 86 82 84 85 88 87 86

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 16 31 17 16 15 13 12

Not Hispanic or Latino .................................. 84 69 83 84 85 87 88

Education of reference person:

Elementary (1-8) ........................................... 3 1 1 1 4 3 9

High school (9-12) ........................................ 31 46 29 29 29 31 38

College ......................................................... 66 52 70 69 67 66 53

Never attended and other ............................. 1 ( ) 2 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 92 87 90 92 94 94 90

Average annual expenditures ........................... $67,310 $45,062 $57,331 $65,500 $78,927 $78,715 $53,219

Food ............................................................... 8,521 5,215 7,174 8,790 9,582 9,692 8,256

Food at home ............................................... 4,924 3,304 4,094 5,054 5,438 5,600 5,017

Cereals and bakery products ..................... 627 388 522 639 693 700 687

Cereals and cereal products .................... 211 143 191 226 234 207 215

Bakery products ....................................... 416 245 330 413 459 494 472

Meats, poultry, fish, and eggs .................... 1,083 742 877 1,088 1,206 1,230 1,168

Beef .......................................................... 292 212 244 296 314 327 325

Pork .......................................................... 200 133 142 197 218 253 238

Other meats .............................................. 148 85 112 159 183 168 127

Poultry ...................................................... 216 170 180 198 258 232 227

Fish and seafood ...................................... 153 96 135 159 154 175 173

Eggs ......................................................... 73 46 64 79 80 75 79

Dairy products ............................................ 496 283 455 531 525 570 458

Fresh milk and cream ............................... 166 117 160 188 165 175 154

Other dairy products ................................. 330 166 294 344 360 395 304

Fruits and vegetables ................................. 968 616 835 1,064 1,021 1,071 983

Fresh fruits ............................................... 350 246 312 377 357 399 342

Fresh vegetables ...................................... 309 148 261 366 331 328 312

Processed fruits ........................................ 141 93 131 148 142 152 161

Processed vegetables .............................. 168 128 130 173 191 192 169

Other food at home .................................... 1,749 1,273 1,406 1,732 1,993 2,028 1,720

Sugar and other sweets ........................... 174 96 112 170 213 219 191

Fats and oils ............................................. 139 122 107 123 158 166 152

Miscellaneous foods ................................. 908 692 804 930 1,025 978 820

Nonalcoholic beverages ........................... 469 353 361 448 527 572 491

Food prepared by consumer unit on

out-of-town trips ...................................... 59 311 23 61 70 94 67

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food away from home .................................. 3,597 1,911 3,080 3,736 4,143 4,092 3,239

Alcoholic beverages ....................................... 538 204 391 674 610 654 421

Housing .......................................................... 21,422 15,828 20,107 22,486 23,116 23,151 17,013

Shelter .......................................................... 12,266 10,119 11,370 13,056 13,497 13,128 8,526

Owned dwellings ........................................ 7,488 2,299 5,117 7,654 9,235 9,510 6,412

Mortgage interest and charges ................. 3,887 1,127 3,099 4,633 4,833 3,970 2,608

Property taxes .......................................... 2,200 781 1,168 1,900 2,726 3,224 2,515

Maintenance, repairs, insurance, other

expenses ................................................ 1,401 391 851 1,122 1,677 2,316 1,289

Rented dwellings ........................................ 4,028 7,600 5,979 4,748 3,252 2,359 1,500

Other lodging .............................................. 750 219 274 654 1,009 1,259 614

Utilities, fuels, and public services ................ 4,585 3,427 3,651 4,341 5,119 5,397 4,797

Natural gas ................................................. 454 191 358 438 500 576 485

Electricity .................................................... 1,659 1,456 1,397 1,591 1,787 1,846 1,795

Fuel oil and other fuels ............................... 100 389 38 65 133 110 210

Telephone services .................................... 1,720 1,316 1,383 1,630 1,973 2,041 1,570

Residential phone service, VOIP, and

phone cards ............................................ 320 115 127 219 373 492 612

Cellular phone service .............................. 1,400 1,200 1,256 1,412 1,600 1,549 958

Water and other public services ................. 652 375 474 616 726 825 737

Household operations .................................. 1,837 924 2,625 2,600 1,379 1,340 1,039

Personal services ....................................... 854 463 1,955 1,572 201 3155 3108

Other household expenses ........................ 982 461 670 1,027 1,178 1,185 931

Housekeeping supplies ................................ 740 256 617 577 887 949 895

Laundry and cleaning supplies ................... 182 75 132 162 237 200 223

Other household products .......................... 410 148 378 320 474 549 426

Postage and stationery ............................... 148 333 107 96 176 200 247

Household furnishings and equipment ......... 1,994 1,102 1,844 1,912 2,235 2,336 1,756

Household textiles ...................................... 127 71 87 110 170 189 71

Furniture ..................................................... 460 265 471 484 484 497 339

Floor coverings ........................................... 17 312 17 18 18 21 38

Major appliances ........................................ 285 287 222 276 320 320 284

Small appliances, miscellaneous

housewares .............................................. 147 75 134 123 177 164 168

Miscellaneous household equipment ......... 958 392 913 900 1,066 1,145 886

Apparel and services ...................................... 2,172 1,427 1,998 2,543 2,637 2,074 1,368

Men and boys ............................................... 498 309 393 501 642 605 299

Men, 16 and over ....................................... 376 238 258 332 499 520 254

Boys, 2 to 15 .............................................. 122 71 135 170 143 85 45

Women and girls .......................................... 835 370 665 991 1,096 864 508

Women, 16 and over .................................. 724 318 557 790 969 798 488

Girls, 2 to 15 ............................................... 112 51 108 201 127 66 320

Children under 2 ........................................... 141 221 330 188 351 326 325

Footwear ...................................................... 459 3221 392 635 574 377 284

Other apparel products and services ........... 239 307 219 227 275 202 252

Transportation ................................................ 11,495 10,334 10,931 9,826 13,341 12,946 9,385

Vehicle purchases (net outlay) ..................... 4,961 5,733 5,561 3,854 5,542 5,272 3,575

Cars and trucks, new .................................. 2,290 32,018 2,749 1,474 2,089 3,368 1,790

Cars and trucks, used ................................ 2,574 3,683 2,646 2,346 3,288 1,862 1,748

Other vehicles ............................................ 97 332 3166 333 3166 343 336

Gasoline and motor oil ................................. 2,448 2,140 2,147 2,404 2,778 2,719 1,951

Other vehicle expenses ................................ 3,394 2,133 2,781 2,887 4,155 4,041 3,288

Vehicle finance charges ............................. 291 196 307 291 336 265 228

Maintenance and repairs ............................ 951 675 655 841 1,145 1,260 879

Vehicle insurance ....................................... 1,363 3828 1,144 952 1,793 1,542 1,581

Vehicle rental, leases, licenses, and other

charges ..................................................... 790 435 675 803 881 974 599

Public and other transportation .................... 692 328 442 681 865 913 571

Healthcare ...................................................... 4,965 2,014 3,445 4,481 5,542 6,703 6,112

Health insurance .......................................... 3,481 1,576 2,523 3,081 3,909 4,494 4,416

Medical services ........................................... 897 316 602 933 960 1,308 812

Drugs ............................................................ 441 86 238 325 519 666 717

Medical supplies ........................................... 146 336 81 142 154 236 167

Entertainment ................................................. 3,171 1,703 2,562 3,197 3,771 3,920 2,342

Fees and admissions ................................... 736 287 416 831 1,074 836 388

Audio and visual equipment and services .... 1,243 791 1,049 1,265 1,391 1,426 1,155

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 764 397 640 741 816 1,085 602

Pets ............................................................ 589 231 395 514 674 940 531

Toys, hobbies, and playground equipment 175 3166 245 227 142 144 371

Other entertainment supplies, equipment,

and services ............................................... 427 227 456 361 490 573 197

Personal care products and services ............. 823 494 678 765 975 1,042 673

Reading .......................................................... 95 333 63 88 90 123 164

Education ....................................................... 1,988 1,746 991 1,104 3,731 2,649 298

Tobacco products and smoking supplies ....... 454 395 451 425 490 503 370

Miscellaneous ................................................. 1,005 418 597 1,133 1,138 1,280 1,013

Cash contributions .......................................... 1,818 459 969 1,304 2,773 2,499 1,664

Personal insurance and pensions .................. 8,844 4,793 6,974 8,685 11,132 11,479 4,141

Life and other personal insurance ................ 412 72 171 284 448 926 340

Pensions and Social Security ....................... 8,431 4,721 6,803 8,401 10,684 10,553 3,801

Sources of income and personal taxes:

Money income before taxes ........................... $91,238 $53,575 $72,625 $89,831 $111,353 $108,548 $67,022

Wages and salaries ...................................... 77,612 50,197 68,106 81,086 95,205 88,932 34,985

Self-employment income .............................. 6,058 2,030 2,452 5,467 9,804 8,253 3,007

Social Security, private and government

retirement ................................................... 4,533 3338 406 1,080 2,421 7,045 24,856

Interest, dividends, rental income, other

property income .......................................... 1,667 375 151 730 2,720 2,940 2,683

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 599 475 713 607 479 538 842

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 524 3311 447 668 487 535 552

Other income ................................................ 246 3149 350 194 237 305 397

Personal taxes (contains some imputed

values) .......................................................... 13,055 3,415 8,177 13,051 18,996 17,322 4,416

Federal income taxes ................................... 10,086 2,213 5,971 10,074 14,997 13,532 3,249

State and local income taxes ....................... 2,908 1,189 2,148 2,931 3,931 3,704 1,108

Other taxes ................................................... 61 313 59 46 68 85 359

Income after taxes .......................................... 78,183 50,160 64,448 76,780 92,358 91,227 62,606

Addenda:

Net change in total assets and liabilities ........ $12,760 - $2,955 $10,111 $12,302 $11,073 $25,437 $8,389

Net change in total assets ............................ 22,509 8,720 23,817 24,009 19,915 29,594 17,040

Net change in total liabilities ......................... 9,749 11,675 13,705 11,707 8,842 4,158 8,651

Other financial information:

Other money receipts ................................... 420 3135 194 238 252 1,369 3135

Mortgage principal paid on owned property -2,570 -483 -1,169 -2,121 -3,541 -3,606 -3,154

Estimated market value of owned home ...... 189,920 46,942 96,895 161,653 235,392 290,135 219,501

Estimated monthly rental value of owned

home .......................................................... 1,052 339 640 939 1,264 1,434 1,281

Gifts of goods and services, total ................... 1,363 657 627 801 2,253 2,109 829

Food ............................................................. 81 371 32 39 128 140 60

Alcoholic beverages ..................................... 11 1 ( ) 7 18 14 11 35

Housing ........................................................ 257 135 207 120 329 437 195

Housekeeping supplies .............................. 28 36 18 14 35 32 362

Household textiles ...................................... 7 2 ( ) 38

1 ( ) 313 3439

Appliances and miscellaneous

housewares .............................................. 17 38

38313 20 37 39

Major appliances ...................................... 5 2 ( ) 1 ( ) 34 5 315 31

Small appliances and miscellaneous

housewares ............................................ 12 38

3839 15 322 38

Miscellaneous household equipment ......... 48 382 54 14 45 73 41

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2015-2016 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other housing ............................................. 158 339 118 79 215 291 75

Apparel and services .................................... 227 397 180 294 241 256 205

Males, 2 and over ....................................... 61 311 30 90 68 88 336

Females, 2 and over ................................... 58 327 30 40 83 97 38

Children under 2 ......................................... 51 358 90 360 342 321 325

Other apparel products and services ......... 58 31

329 3104 349 350 3106

Jewelry and watches ................................ 21 31

318 337 3236386

All other apparel products and services ... 37 2 ( ) 311 367 47 344 320

Transportation .............................................. 104 296 76 50 156 61 121

Healthcare .................................................... 16 32

31312 24 340 32

Entertainment ............................................... 93 330 80 92 109 120 62

Toys, games, arts and crafts, and tricycles 32 323 327 324 335 353 325

Other entertainment ................................... 60 36 53 68 75 67 37

Personal care products and services ........... 19 2 ( ) 38 10 40 14 325

Reading ........................................................ 3 31

36 3 2 3233

Education ..................................................... 495 324 36 98 1,153 929 95

All other gifts ................................................. 57 32 25 66 57 98 55

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2017