Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2012-2013

Item

Total

four

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 16,539 648 3,944 5,735 4,073 1,494 646

Consumer unit characteristics:

Income before taxes ....................................... $89,519 $46,945 $67,366 $94,570 $106,894 $107,256 $72,039

Income after taxes .......................................... 83,371 47,282 64,012 87,571 98,702 98,071 69,811

Age of reference person ................................. 41.9 21.4 30.5 39.6 48.9 58.4 71.6

Average number in consumer unit:

People .......................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0

Children under 18 ......................................... 1.5 1.3 1.9 1.8 1.3 .7 .5

Adults 65 and older ...................................... .1 1.1 2 ( ) 2 ( ) .1 .2 1.5

Earners ......................................................... 1.9 1.9 1.7 1.8 2.2 2.3 1.8

Vehicles ........................................................ 2.4 1.8 2.0 2.3 2.8 2.8 2.7

Percent distribution:

Reference person:

Men .............................................................. 46 40 38 45 51 57 50

Women ......................................................... 54 60 62 55 49 43 50

Housing tenure:

Homeowner .................................................. 70 42 52 69 83 82 89

With mortgage ............................................ 56 23 46 60 65 57 44

Without mortgage ....................................... 14 20 6 9 18 25 44

Renter ........................................................... 30 58 48 31 17 18 11

Race of reference person:

Black or African-American ............................ 11 15 13 11 8 14 18

White, Asian, and all other races .................. 89 85 87 89 92 86 82

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 34 23 19 15 11 17

Not Hispanic or Latino .................................. 81 65 77 81 85 89 83

Education of reference person:

Elementary (1-8) ........................................... 6 7 4 3 7 12 13

High school (9-12) ........................................ 30 56 33 26 24 28 41

College ......................................................... 65 37 62 70 69 60 46

Never attended and other ............................. 2 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 3 ( ) 2 ( )

At least one vehicle owned or leased ............. 94 88 92 94 95 97 92

Average annual expenditures ........................... $67,990 $41,971 $57,732 $68,927 $80,292 $75,727 $53,299

Food ............................................................... 9,402 6,226 7,752 9,785 10,779 10,425 8,277

Food at home ............................................... 5,676 4,058 4,759 5,847 6,423 6,088 5,667

Cereals and bakery products ..................... 801 562 653 843 898 887 773

Cereals and cereal products .................... 275 199 243 285 312 259 266

Bakery products ....................................... 526 363 410 558 587 629 507

Meats, poultry, fish, and eggs .................... 1,212 881 987 1,258 1,368 1,301 1,314

Beef .......................................................... 304 185 239 306 336 367 489

Pork .......................................................... 244 143 192 260 277 262 275

Other meats .............................................. 174 108 141 188 199 187 138

Poultry ...................................................... 239 195 226 242 265 241 155

Fish and seafood ...................................... 180 197 125 192 212 162 173

Eggs ......................................................... 72 54 64 70 79 81 84

Dairy products ............................................ 615 385 531 655 684 656 501

Fresh milk and cream ............................... 229 168 215 241 244 232 178

Other dairy products ................................. 386 216 316 414 440 424 323

Fruits and vegetables ................................. 1,054 751 887 1,073 1,220 1,072 1,077

Fresh fruits ............................................... 386 263 327 390 461 380 353

Fresh vegetables ...................................... 312 231 263 315 374 288 305

Processed fruits ........................................ 171 125 141 178 189 182 194

Processed vegetables .............................. 184 133 156 189 196 222 225

Other food at home .................................... 1,993 1,480 1,701 2,019 2,252 2,170 2,003

Sugar and other sweets ........................... 206 92 171 216 225 252 241

Fats and oils ............................................. 162 133 133 162 182 171 211

Miscellaneous foods ................................. 1,062 812 934 1,077 1,214 1,067 940

Nonalcoholic beverages ........................... 510 428 432 511 553 611 578

Food prepared by consumer unit on

out-of-town trips ...................................... 53 115 32 53 78 70 132

See footnotes at end of table.
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

four

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food away from home .................................. 3,726 2,168 2,993 3,938 4,357 4,337 2,610

Alcoholic beverages ....................................... 445 337 309 516 483 554 247

Housing .......................................................... 22,031 15,220 19,976 23,184 24,138 22,850 16,002

Shelter .......................................................... 12,550 8,695 11,166 13,330 13,838 13,374 7,900

Owned dwellings ........................................ 8,795 3,011 6,408 9,508 10,826 10,274 6,603

Mortgage interest and charges ................. 5,134 1,669 4,222 6,017 5,646 5,224 2,909

Property taxes .......................................... 2,482 836 1,457 2,434 3,425 3,709 2,051

Maintenance, repairs, insurance, other

expenses ................................................ 1,178 506 730 1,058 1,755 1,341 1,643

Rented dwellings ........................................ 3,036 5,526 4,435 3,262 1,761 1,836 1804

Other lodging .............................................. 719 1158 323 560 1,250 1,264 492

Utilities, fuels, and public services ................ 4,709 3,817 3,902 4,625 5,397 5,608 4,852

Natural gas ................................................. 470 436 336 475 553 625 390

Electricity .................................................... 1,735 1,393 1,496 1,708 1,939 1,937 2,018

Fuel oil and other fuels ............................... 170 133 97 167 188 310 1351

Telephone services .................................... 1,695 1,524 1,451 1,638 1,974 1,973 1,457

Residential phone service, VOIP, and

phone cards ............................................ 403 230 241 381 547 538 556

Cellular phone service .............................. 1,292 1,294 1,210 1,258 1,427 1,436 901

Water and other public services ................. 639 432 522 637 744 762 636

Household operations .................................. 1,994 1,098 2,443 2,371 1,578 1,360 898

Personal services ....................................... 1,071 613 1,727 1,433 435 1288 1138

Other household expenses ........................ 922 485 716 938 1,142 1,071 760

Housekeeping supplies ................................ 838 659 694 824 964 949 959

Laundry and cleaning supplies ................... 209 158 203 222 205 213 236

Other household products .......................... 450 420 344 417 574 483 462

Postage and stationery ............................... 179 81 147 186 184 253 260

Household furnishings and equipment ......... 1,941 952 1,771 2,034 2,362 1,559 1,394

Household textiles ...................................... 160 173 107 211 176 115 112

Furniture ..................................................... 501 367 513 477 647 362 183

Floor coverings ........................................... 16 13 25 14 14 15 18

Major appliances ........................................ 260 148 253 280 278 157 366

Small appliances, miscellaneous

housewares .............................................. 106 79 106 104 106 136 94

Miscellaneous household equipment ......... 897 282 767 947 1,141 774 630

Apparel and services ...................................... 2,571 2,141 2,632 2,589 2,754 2,280 1,911

Men and boys ............................................... 646 434 548 727 710 550 529

Men, 16 and over ....................................... 428 296 306 458 530 370 453

Boys, 2 to 15 .............................................. 218 138 241 269 180 180 75

Women and girls .......................................... 971 624 972 984 1,032 1,006 835

Women, 16 and over .................................. 692 505 707 631 740 860 728

Girls, 2 to 15 ............................................... 279 119 265 352 292 146 107

Children under 2 ........................................... 157 364 308 160 136 127 162

Footwear ...................................................... 524 385 487 496 677 403 355

Other apparel products and services ........... 273 334 317 222 299 295 130

Transportation ................................................ 12,260 7,305 11,693 11,784 13,939 14,480 9,344

Vehicle purchases (net outlay) ..................... 4,685 1,960 5,374 4,201 5,047 5,408 13,555

Cars and trucks, new .................................. 2,058 1409 1,948 1,602 2,766 3,430 1808

Cars and trucks, used ................................ 2,575 1,496 3,330 2,557 2,234 1,978 2,747

Other vehicles ............................................ 51 155 96 43 147 3 ( ) 3 ( )

Gasoline and motor oil ................................. 3,753 2,911 3,298 3,772 4,241 4,130 3,257

Other vehicle expenses ................................ 3,143 1,852 2,700 3,079 3,752 3,985 2,083

Vehicle finance charges ............................. 336 208 369 361 333 260 233

Maintenance and repairs ............................ 1,026 502 766 1,006 1,301 1,326 916

Vehicle insurance ....................................... 1,182 1693 1,124 1,174 1,303 11,592 1537

Vehicle rental, leases, licenses, and other

charges ..................................................... 598 449 441 538 815 807 396

Public and other transportation .................... 679 582 321 732 900 957 448

Healthcare ...................................................... 3,847 1,741 2,866 3,797 4,628 4,703 5,511

Health insurance .......................................... 2,336 957 1,777 2,337 2,792 2,676 3,464

Medical services ........................................... 909 545 745 926 1,039 1,069 933

Drugs ............................................................ 455 194 245 400 589 809 871

Medical supplies ........................................... 147 145 100 134 209 149 242

Entertainment ................................................. 3,578 1,581 2,862 3,954 4,287 3,529 2,470

Fees and admissions ................................... 998 162 615 1,122 1,439 960 325

Audio and visual equipment and services .... 1,242 869 995 1,368 1,373 1,257 1,162

See footnotes at end of table.
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

four

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 789 342 784 718 874 1,092 864

Pets ............................................................ 552 192 478 456 676 999 543

Toys, hobbies, and playground equipment 237 1150 305 263 198 193 1321

Other entertainment supplies, equipment,

and services ............................................... 549 208 468 744 601 220 1119

Personal care products and services ............. 811 439 600 906 949 802 808

Reading .......................................................... 105 64 68 107 135 122 121

Education ....................................................... 1,898 1,697 704 1,103 4,170 2,644 410

Tobacco products and smoking supplies ....... 357 447 339 308 351 560 391

Miscellaneous ................................................. 820 170 598 846 1,014 1,078 737

Cash contributions .......................................... 1,691 902 1,248 1,543 2,342 1,981 1,725

Personal insurance and pensions .................. 8,174 3,699 6,085 8,507 10,320 9,720 5,344

Life and other personal insurance ................ 401 1201 209 439 477 588 527

Pensions and Social Security ....................... 7,772 3,499 5,876 8,068 9,842 9,132 4,817

Sources of income and personal taxes:

Money income before taxes ........................... $89,519 $46,945 $67,366 $94,570 $106,894 $107,256 $72,039

Wages and salaries ...................................... 80,284 41,984 61,836 86,413 95,911 94,546 45,380

Self-employment income .............................. 4,199 11,687 2,737 5,046 5,565 3,427 11,299

Social Security, private and government

retirement ................................................... 2,420 11,040 645 909 2,047 5,657 22,930

Interest, dividends, rental income, other

property income .......................................... 799 126 295 492 1,572 1,602 654

Public assistance, supplemental security

income, food stamps .................................. 687 935 921 549 541 832 807

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 945 1697 731 995 1,066 1,104 923

Other income ................................................ 185 1577 200 166 192 188 146

Personal taxes (contains some imputed

values) .......................................................... 6,147 -337 3,354 6,999 8,192 9,186 2,229

Federal income taxes ................................... 4,482 -715 2,195 5,176 6,185 6,789 1,426

State and local income taxes ....................... 1,554 358 1,066 1,724 1,883 2,157 759

Other taxes ................................................... 111 120 93 98 124 240 144

Income after taxes .......................................... 83,371 47,282 64,012 87,571 98,702 98,071 69,811

Addenda:

Net change in total assets and liabilities ........ - $3,619 - $3,934 $3,641 - $8,213 - $1,932 - $9,195 - $4,592

Net change in total assets ............................ 13,149 7,380 19,435 11,735 9,992 16,133 6,113

Net change in total liabilities ......................... 16,768 11,315 15,795 19,948 11,924 25,327 10,705

Other financial information:

Other money receipts ................................... 232 144 163 233 381 1178 18

Mortgage principal paid on owned property -2,837 -661 -1,611 -3,029 -3,968 -3,332 -2,527

Estimated market value of owned home ...... 191,456 92,959 107,927 194,035 258,857 257,305 200,015

Estimated monthly rental value of owned

home .......................................................... 1,066 565 683 1,071 1,375 1,405 1,131

Gifts of goods and services, total ................... 842 468 408 647 1,405 1,221 1,077

Food ............................................................. 90 135 19 102 106 222 54

Alcoholic beverages ..................................... 9 3 ( ) 12 13 10 14 13

Housing ........................................................ 152 1197 88 140 191 212 143

Housekeeping supplies .............................. 30 1117 18 22 36 118 136

Household textiles ...................................... 7 116 14

18172 ( ) 16

Appliances and miscellaneous

housewares .............................................. 12 2 ( ) 19 13 20 17

13

Major appliances ...................................... 3 3 ( ) 3 ( ) 11

111 1112

Small appliances and miscellaneous

housewares ............................................ 9 2 ( ) 19 12 19

162 ( )

Miscellaneous household equipment ......... 35 15 21 35 52 35 141

Other housing ............................................. 67 159 36 62 77 152 157

See footnotes at end of table.
Table 3640. Consumer units of four people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

four

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Apparel and services .................................... 184 174 178 172 209 137 254

Males, 2 and over ....................................... 41 167 30 28 50 163 167

Females, 2 and over ................................... 57 155 24 56 89 139 183

Children under 2 ......................................... 42 124 53 65 114 110 160

Other apparel products and services ......... 45 127 171 24 57 124 144

Jewelry and watches ................................ 20 115 159 15

110 112 13

All other apparel products and services ... 25 112 112 119 147 112 141

Transportation .............................................. 82 13 40 47 184 102 39

Healthcare .................................................... 15 11

12113 115 181 11

Entertainment ............................................... 66 120 41 76 75 135 1178

Toys, games, arts and crafts, and tricycles 36 115 128 44 136 3 ( ) 1132

Other entertainment ................................... 29 15 14 32 39 35 146

Personal care products and services ........... 16 128 15 20 15 13

160

Reading ........................................................ 2 15

13 2 121317

Education ..................................................... 183 16

14 36 552 1322 1113

All other gifts ................................................. 44 3 ( ) 26 27 47 89 223

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014