Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 21,428 525 571 742 837 1,859 2,194 2,024 3,630 9,046

Consumer unit characteristics:

Income before taxes ....................................... $78,276 $901 $7,877 $12,795 $17,491 $25,069 $34,708 $44,608 $59,472 $134,783

Income after taxes .......................................... 72,793 1,298 8,517 13,922 19,191 26,932 35,256 43,843 56,997 122,130

Age of reference person ................................. 39.6 40.1 39.6 39.3 39.3 39.6 39.4 39.3 39.5 39.7

Average number in consumer unit:

People .......................................................... 3.4 2.5 2.8 2.6 3.1 3.0 3.1 3.4 3.4 3.7

Children under 18 ......................................... 1.4 1.0 1.2 1.1 1.3 1.3 1.3 1.5 1.3 1.6

Adults 65 and older ...................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 2.1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ......................................................... 1.6 .5 .6 .7 1.1 1.2 1.4 1.5 1.7 2.0

Vehicles ........................................................ 2.0 1.1 1.0 1.0 1.2 1.3 1.5 1.8 2.1 2.5

Percent distribution:

Reference person:

Men .............................................................. 46 35 40 39 37 36 39 46 46 51

Women ......................................................... 54 65 60 61 63 64 61 54 54 49

Housing tenure:

Homeowner .................................................. 62 36 22 28 29 34 44 51 63 83

With mortgage ............................................ 51 23 10 12 16 23 33 38 54 74

Without mortgage ....................................... 10 13 12 16 13 11 11 13 9 9

Renter ........................................................... 38 64 78 72 71 66 56 49 37 17

Race of reference person:

Black or African-American ............................ 15 28 27 20 19 21 17 20 14 9

White, Asian, and all other races .................. 85 72 73 80 81 79 83 80 86 91

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 17 23 27 36 29 30 25 20 10

Not Hispanic or Latino .................................. 81 83 77 73 64 71 70 75 80 90

Education of reference person:

Elementary (1-8) ........................................... 5 10 11 14 11 8 8 5 5 1

High school (9-12) ........................................ 30 43 43 47 50 47 40 37 32 16

College ......................................................... 66 47 45 39 39 45 52 58 63 83

Never attended and other ............................. 1 ( ) 1 1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 3 ( ) 1 ( ) 3 ( )

At least one vehicle owned or leased ............. 91 70 62 67 78 83 89 93 95 97

Average annual expenditures ........................... $58,460 $22,666 $22,338 $22,567 $27,270 $30,403 $36,614 $43,234 $52,228 $85,588

Food ............................................................... 7,810 3,328 3,656 4,478 5,464 5,122 5,267 6,553 6,857 10,608

Food at home ............................................... 4,565 2,272 2,587 3,133 3,907 3,523 3,376 4,048 4,136 5,756

Cereals and bakery products ..................... 639 332 347 424 498 482 454 574 601 807

Cereals and cereal products .................... 228 115 123 163 182 167 192 216 218 279

Bakery products ....................................... 411 217 224 261 316 315 262 359 384 529

Meats, poultry, fish, and eggs .................... 996 609 705 866 932 818 792 888 937 1,181

Beef .......................................................... 270 164 119 268 249 246 202 262 274 306

Pork .......................................................... 191 132 204 145 172 156 164 149 164 232

Other meats .............................................. 143 52 95 104 104 92 110 123 131 185

Poultry ...................................................... 197 117 158 184 210 150 181 181 189 225

Fish and seafood ...................................... 134 2124 93 106 131 120 83 119 121 162

Eggs ......................................................... 61 220 36 58 67 53 53 54 58 70

Dairy products ............................................ 496 216 247 322 423 372 362 428 434 643

Fresh milk and cream ............................... 193 93 107 153 189 181 159 195 163 228

Other dairy products ................................. 303 123 139 169 234 191 203 233 271 415

Fruits and vegetables ................................. 837 350 381 492 751 608 621 769 717 1,086

Fresh fruits ............................................... 304 123 123 146 246 213 221 303 246 405

Fresh vegetables ...................................... 251 112 108 140 241 189 195 231 215 322

Processed fruits ........................................ 130 54 57 77 104 99 96 108 118 170

Processed vegetables .............................. 151 61 92 130 161 108 109 127 138 189

Other food at home .................................... 1,598 764 907 1,029 1,303 1,242 1,146 1,389 1,447 2,040

Sugar and other sweets ........................... 164 43 85 107 103 148 126 139 137 212

Fats and oils ............................................. 131 64 93 78 110 109 104 118 122 159

Miscellaneous foods ................................. 833 420 441 516 760 573 572 657 770 1,090

Nonalcoholic beverages ........................... 427 228 276 323 324 397 320 453 378 506

Food prepared by consumer unit on

out-of-town trips ...................................... 44 29

212 2526215 23 22 40 72

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,245 1,056 1,069 1,345 1,557 1,598 1,891 2,504 2,721 4,852

Alcoholic beverages ....................................... 472 2171 2191 185 148 146 261 299 342 772

Housing .......................................................... 20,249 10,741 9,374 9,730 10,773 12,315 13,790 15,700 17,539 28,518

Shelter .......................................................... 12,058 6,828 5,730 5,627 6,130 7,498 8,342 9,631 10,322 16,915

Owned dwellings ........................................ 7,827 2,879 1,075 1,125 1,394 2,317 3,448 4,590 5,916 13,371

Mortgage interest and charges ................. 4,935 2,036 2636 2596 784 1,426 2,148 2,868 3,856 8,407

Property taxes .......................................... 1,936 741 248 335 416 561 796 1,026 1,404 3,361

Maintenance, repairs, insurance, other

expenses ................................................ 956 2103 2191 2194 193 330 505 696 656 1,604

Rented dwellings ........................................ 3,762 3,917 4,629 4,487 4,691 5,131 4,740 4,792 4,135 2,654

Other lodging .............................................. 469 231 226 216 244 250 153 249 271 890

Utilities, fuels, and public services ................ 4,187 2,788 2,629 2,715 2,956 2,991 3,449 3,779 4,245 5,094

Natural gas ................................................. 424 249 223 235 305 247 334 333 389 565

Electricity .................................................... 1,578 1,234 1,187 1,189 1,290 1,250 1,409 1,554 1,575 1,795

Fuel oil and other fuels ............................... 125 293 253 284 235 245 49 79 159 173

Telephone services .................................... 1,481 861 878 842 996 1,056 1,222 1,334 1,579 1,797

Residential phone service, VOIP, and

phone cards ............................................ 320 233 223 211 256 192 206 280 319 408

Cellular phone service .............................. 1,162 628 656 631 740 863 1,016 1,054 1,259 1,388

Water and other public services ................. 580 350 287 364 329 393 434 478 544 763

Household operations .................................. 1,588 384 348 373 445 548 663 770 943 2,821

Personal services ....................................... 809 227 265 272 2105 153 237 275 329 1,613

Other household expenses ........................ 779 357 282 301 340 395 427 495 614 1,209

Housekeeping supplies ................................ 646 340 228 307 374 539 349 546 534 893

Laundry and cleaning supplies ................... 173 78 58 101 163 196 117 137 136 219

Other household products .......................... 340 184 128 152 167 238 167 317 314 468

Postage and stationery ............................... 133 278 242 54 44 105 65 93 84 206

Household furnishings and equipment ......... 1,770 402 439 709 869 739 988 974 1,495 2,795

Household textiles ...................................... 121 27

217 245 227 118 69 69 102 180

Furniture ..................................................... 489 2157 207 215 95 163 302 327 309 805

Floor coverings ........................................... 18 22

23252223211 9 10 31

Major appliances ........................................ 259 219 221 99 164 78 103 147 223 424

Small appliances, miscellaneous

housewares .............................................. 96 211 243 93 33 39 52 75 70 148

Miscellaneous household equipment ......... 788 206 147 253 547 337 452 347 782 1,207

Apparel and services ...................................... 2,118 651 985 979 1,377 1,287 1,940 1,567 1,603 2,992

Men and boys ............................................... 574 142 164 254 291 283 633 375 503 808

Men, 16 and over ....................................... 401 280 281 2171 139 135 471 243 344 591

Boys, 2 to 15 .............................................. 173 62 83 83 152 149 162 132 159 218

Women and girls .......................................... 760 275 462 313 392 473 552 574 516 1,122

Women, 16 and over .................................. 536 2203 376 226 216 342 394 383 335 807

Girls, 2 to 15 ............................................... 224 72 86 87 176 131 158 191 181 315

Children under 2 ........................................... 106 218 226 264 266 120 2112 130 91 120

Footwear ...................................................... 446 2119 2236 237 464 294 527 325 331 583

Other apparel products and services ........... 231 97 97 109 164 116 115 162 162 359

Transportation ................................................ 10,253 4,080 3,885 2,810 4,284 4,825 6,485 8,156 10,611 14,549

Vehicle purchases (net outlay) ..................... 3,808 21,313 21,462 2301 2980 1,236 1,659 2,707 4,118 5,822

Cars and trucks, new .................................. 1,661 2525 2955 3 ( ) 2406 2229 2243 2998 1,433 2,903

Cars and trucks, used ................................ 2,103 2789 508 2301 573 982 1,396 1,695 2,665 2,836

Other vehicles ............................................ 44 3 ( ) 3 ( ) 3 ( ) 3 ( ) 225 220 214 220 83

Gasoline and motor oil ................................. 3,281 1,812 1,452 1,466 1,987 2,144 2,609 2,947 3,450 4,153

Other vehicle expenses ................................ 2,635 878 835 869 1,210 1,261 2,019 2,261 2,713 3,630

Vehicle finance charges ............................. 295 280 274 95 65 128 203 239 251 446

Maintenance and repairs ............................ 838 325 260 297 332 410 605 688 807 1,187

Vehicle insurance ....................................... 965 2239 2326 2368 2621 2469 894 970 1,180 1,176

Vehicle rental, leases, licenses, and other

charges ..................................................... 538 235 176 108 192 254 317 364 475 822

Public and other transportation .................... 529 276 135 174 107 184 199 241 330 943

Healthcare ...................................................... 3,066 1,182 1,187 958 1,016 1,274 1,896 2,182 3,231 4,441

Health insurance .......................................... 1,846 800 729 571 577 798 1,115 1,430 1,870 2,676

Medical services ........................................... 753 139 302 222 164 243 473 375 904 1,112

Drugs ............................................................ 353 203 150 118 227 188 234 283 361 481

Medical supplies ........................................... 114 240 27

247 48 46 74 94 95 173

Entertainment ................................................. 3,117 901 1,004 1,039 1,204 1,265 1,736 1,865 2,903 4,813

Fees and admissions ................................... 801 77 100 96 141 171 256 365 542 1,468

Audio and visual equipment and services .... 1,142 595 575 506 638 648 926 862 1,105 1,545

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 664 179 314 290 357 339 423 492 637 948

Pets ............................................................ 493 137 303 171 301 243 324 343 500 695

Toys, hobbies, and playground equipment 171 241 212 2119 256 95 99 149 138 253

Other entertainment supplies, equipment,

and services ............................................... 510 250 214 2146 268 108 131 145 618 853

Personal care products and services ............. 683 247 254 236 308 451 424 521 549 1,005

Reading .......................................................... 99 228 241 18 32 47 64 65 97 146

Education ....................................................... 977 331 91 276 349 309 336 415 610 1,752

Tobacco products and smoking supplies ....... 345 310 544 405 455 322 417 412 357 287

Miscellaneous ................................................. 760 2197 344 249 269 561 372 643 745 1,066

Cash contributions .......................................... 1,455 387 462 325 454 618 792 1,024 1,451 2,195

Personal insurance and pensions .................. 7,057 112 321 881 1,137 1,860 2,835 3,833 5,334 12,444

Life and other personal insurance ................ 308 233 239 2331 240 88 93 148 192 542

Pensions and Social Security ....................... 6,749 79 282 549 1,096 1,771 2,742 3,685 5,142 11,902

Sources of income and personal taxes:

Money income before taxes ........................... $78,276 $901 $7,877 $12,795 $17,491 $25,069 $34,708 $44,608 $59,472 $134,783

Wages and salaries ...................................... 71,256 889 3,181 5,719 12,628 20,462 30,182 40,284 53,831 124,756

Self-employment income .............................. 3,824 2-2,082 2-323 2313 2188 814 1,342 1,566 2,707 7,227

Social Security, private and government

retirement ................................................... 1,145 2514 1,148 2,963 1,330 1,440 960 1,258 1,230 939

Interest, dividends, rental income, other

property income .......................................... 426 256 2-31 2-30 242 256 120 60 230 859

Public assistance, supplemental security

income, food stamps .................................. 558 702 2,420 2,420 2,096 1,257 807 430 267 79

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 870 361 1,035 1,119 918 896 1,118 850 944 774

Other income ................................................ 198 2461 2447 2291 2288 2143 178 161 263 148

Personal taxes (contains some imputed

values) .......................................................... 5,483 -397 -640 -1,127 -1,700 -1,864 -548 765 2,475 12,653

Federal income taxes ................................... 4,079 -326 -616 -1,099 -1,718 -1,938 -849 242 1,582 9,885

State and local income taxes ....................... 1,334 2-74 -33 -37 13 59 274 386 855 2,661

Other taxes ................................................... 70 23

282825 15 27 138 38 108

Income after taxes .......................................... 72,793 1,298 8,517 13,922 19,191 26,932 35,256 43,843 56,997 122,130

Addenda:

Net change in total assets and liabilities ........ - $4,153 - $5,382 - $889 $2,785 $351 - $2,103 - $4,496 - $3,967 - $3,148 - $6,056

Net change in total assets ............................ 11,362 5,372 161 7,890 3,476 442 1,234 2,045 9,058 21,140

Net change in total liabilities ......................... 15,515 10,753 1,050 5,106 3,125 2,545 5,730 6,011 12,206 27,196

Other financial information:

Other money receipts ................................... 330 234 218 246 245 288 2196 281 233 592

Mortgage principal paid on owned property -2,377 -669 2-241 2-319 -348 -624 -928 -1,388 -1,842 -4,115

Estimated market value of owned home ...... 149,312 46,490 24,481 30,092 29,085 40,580 56,229 80,896 104,843 262,130

Estimated monthly rental value of owned

home .......................................................... 882 360 182 233 237 322 447 565 723 1,425

Gifts of goods and services, total ................... 685 332 254 395 220 373 400 431 452 1,082

Food ............................................................. 69 2112 28

238 29 52 21 22 25 120

Alcoholic beverages ..................................... 13 3 ( ) 3 ( ) 224 25

21221 ( ) 1 27

Housing ........................................................ 158 287 83 293 88 49 177 97 138 221

Housekeeping supplies .............................. 21 212 24

2529213 29 26 22 29

Household textiles ...................................... 7 3 ( ) 21

3 ( ) 3 ( ) 212921210 9

Appliances and miscellaneous

housewares .............................................. 12 21

1 ( ) 229 2121232326 23

Major appliances ...................................... 5 3 ( ) 3 ( ) 3 ( ) 21

3 ( ) 1 ( ) 2223 9

Small appliances and miscellaneous

housewares ............................................ 8 21

1 ( ) 229 3 ( ) 21232122 14

Miscellaneous household equipment ......... 45 22

22213 225 212 87 13 43 63

Other housing ............................................. 72 273 275 246 253 223 70 255 56 96

See footnotes at end of table.
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2012-2013 — Continued

Item

Total

35-44

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Apparel and services .................................... 180 2110 2127 278 284 181 139 127 97 258

Males, 2 and over ....................................... 40 234 250 29

212 27 31 28 46 50

Females, 2 and over ................................... 57 244 21

238 22253 25 34 27 91

Children under 2 ......................................... 37 26

25211 217 276 222 241 211 48

Other apparel products and services ......... 47 225 271 220 252 226 260 224 213 69

Jewelry and watches ................................ 17 3 ( ) 3 ( ) 3 ( ) 26

21252623 35

All other apparel products and services ... 30 225 271 220 246 225 255 218 29 34

Transportation .............................................. 63 24

216 134 217 10 11 57 37 103

Healthcare .................................................... 11 210 27

3 ( ) 221 ( ) 212824 21

Entertainment ............................................... 61 28

212 2924232 226 21 34 110

Toys, games, arts and crafts, and tricycles 26 26

212322222 214 25217 44

Other entertainment ................................... 35 22

211 2722 10 13 16 17 66

Personal care products and services ........... 11 3 ( ) 21

252224210 211 26 17

Reading ........................................................ 2 3 ( ) 3 ( ) 21

3 ( ) 3 ( ) 2223 2 3

Education ..................................................... 82 21

3 ( ) 27292924260 86 142

All other gifts ................................................. 35 21

1 ( ) 253 ( ) 34 26 25 22 60

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014