Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2005-2006

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 18,448 1,255 3,812 4,607 5,035 2,386 1,353 

Consumer unit characteristics: 

Income before taxes ..................................... $73,244 $38,144 $59,895 $75,198 $87,157 $88,780 $57,589 

Income after taxes ........................................ 70,467 37,617 58,010 72,418 83,498 84,275 56,549 

Age of reference person ................................ 43.9 21.8 29.7 39.7 49.2 58.6 72.6 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .8 1.0 1.1 1.0 .6 .3 .2 

Persons 65 and over .................................... .2 1 ( ) 1 ( ) 1 ( ) .1 .2 1.6 

Earners ........................................................ 1.8 1.7 1.6 1.7 2.0 1.9 1.3 

Vehicles ....................................................... 2.3 1.7 1.9 2.2 2.7 2.8 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 33 44 39 46 53 54 

Female ......................................................... 56 67 56 61 54 47 46 

Housing tenure:

Homeowner .................................................. 70 31 53 70 79 85 91 

With mortgage ............................................ 53 22 47 61 62 53 34 

Without mortgage ....................................... 17 9 6 9 18 32 57 

Renter .......................................................... 30 69 47 30 21 15 9 

Race of reference person:

Black or African-American ........................... 14 16 16 15 12 12 16 

White, Asian, and all other races ................. 86 84 84 85 88 88 84 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 25 18 13 10 11 12 

Not Hispanic or Latino .................................. 86 75 82 87 90 89 88 

Education of reference person:

Elementary (1-8) .......................................... 4 6 3 3 2 6 13 

High school (9-12) ........................................ 36 60 32 34 33 36 45 

College ......................................................... 59 34 64 62 64 59 42 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 92 82 90 92 95 95 93 

Average annual expenditures .......................... $55,748 $35,949 $49,536 $55,816 $64,547 $64,491 $43,477 

Food ............................................................... 7,140 5,203 6,205 7,344 8,364 7,674 5,498 

Food at home ............................................... 3,967 2,656 3,314 4,116 4,495 4,569 3,591 

Cereals and bakery products ..................... 508 336 408 538 561 603 499 

Cereals and cereal products .................... 162 126 147 173 173 180 129 

Bakery products ....................................... 346 210 261 365 389 423 369 

Meats, poultry, fish, and eggs .................... 941 568 756 1,005 1,072 1,082 886 

Beef .......................................................... 291 190 231 301 346 319 272 

Pork .......................................................... 186 105 147 206 214 194 191 

Other meats ............................................. 120 71 95 132 133 131 121 

Poultry ...................................................... 164 107 149 179 168 210 116 

Fish and seafood ..................................... 141 68 103 148 166 177 144 

Eggs ......................................................... 39 27 32 39 44 50 42 

Dairy products ............................................ 439 318 370 460 493 483 400 

Fresh milk and cream .............................. 174 149 155 185 184 182 168 

Other dairy products ................................ 264 169 215 275 309 301 232 

Fruits and vegetables ................................. 667 463 544 660 734 875 636 

Fresh fruits ............................................... 218 144 167 222 246 292 196 

Fresh vegetables ..................................... 218 132 182 206 238 311 212 

Processed fruits ....................................... 123 110 107 121 134 137 116 

Processed vegetables .............................. 108 77 88 111 115 135 111 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,412 $972 $1,236 $1,453 $1,634 $1,525 $1,171 

Sugar and other sweets ........................... 135 71 100 135 169 151 137 

Fats and oils ............................................. 99 57 76 100 115 133 94 

Miscellaneous foods ................................ 741 541 710 789 810 766 553 

Nonalcoholic beverages ........................... 389 275 313 389 481 415 333 

Food prepared by consumer unit on

out-of-town trips ..................................... 48 27 37 41 59 60 55 

Food away from home ................................. 3,173 2,547 2,891 3,228 3,869 3,105 1,907 

Alcoholic beverages ....................................... 511 241 547 537 603 532 196 

Housing .......................................................... 18,119 11,651 17,766 19,158 19,472 20,286 12,775 

Shelter .......................................................... 10,397 6,548 10,442 11,278 11,504 10,848 5,928 

Owned dwellings ........................................ 7,376 2,078 6,443 8,265 8,734 8,502 4,853 

Mortgage interest and charges ................ 4,412 1,358 4,352 5,489 4,929 4,304 2,019 

Property taxes .......................................... 1,728 436 1,282 1,718 2,138 2,282 1,707 

Maintenance, repairs, insurance, other

expenses ................................................ 1,236 284 809 1,059 1,667 1,916 1,127 

Rented dwellings ........................................ 2,403 4,367 3,725 2,550 1,768 1,307 652 

Other lodging ............................................. 618 102 275 462 1,001 1,038 423 

Utilities, fuels, and public services ............... 3,858 2,640 3,348 3,831 4,246 4,420 4,074 

Natural gas ................................................. 537 237 475 465 613 687 688 

Electricity .................................................... 1,431 1,115 1,227 1,435 1,546 1,612 1,541 

Fuel oil and other fuels ............................... 158 466 78 171 197 192 215 

Telephone services .................................... 1,304 987 1,218 1,329 1,434 1,397 1,106 

Water and other public services ................. 428 236 350 432 456 532 524 

Household operations .................................. 1,196 733 1,601 1,400 812 1,524 644 

Personal services ....................................... 659 548 1,197 869 183 758 4124 

Other household expenses ........................ 538 185 404 531 630 766 520 

Housekeeping supplies ................................ 690 404 593 669 796 839 667 

Laundry and cleaning supplies .................. 173 117 155 173 193 197 158 

Other household products .......................... 357 195 322 337 411 428 364 

Postage and stationery .............................. 160 91 116 160 192 213 144 

Household furnishings and equipment ......... 1,978 1,326 1,781 1,981 2,114 2,655 1,462 

Household textiles ...................................... 175 121 102 174 177 267 273 

Furniture ..................................................... 558 426 643 606 552 549 320 

Floor coverings .......................................... 51 423 41 34 61 82 70 

Major appliances ........................................ 262 139 205 276 257 417 242 

Small appliances, miscellaneous

housewares .............................................. 119 101 76 106 147 179 101 

Miscellaneous household equipment ......... 812 515 715 785 920 1,160 456 

Apparel and services ..................................... 2,380 2,004 2,417 2,288 2,662 2,767 1,258 

Men and boys .............................................. 564 334 591 467 682 751 290 

Men, 16 and over ....................................... 455 291 464 316 569 676 261 

Boys, 2 to 15 .............................................. 109 42 127 151 112 75 29 

Women and girls .......................................... 967 732 847 1,006 1,141 1,114 511 

Women, 16 and over .................................. 810 659 693 743 1,011 1,010 437 

Girls, 2 to 15 ............................................... 158 73 154 263 131 104 74 

Children under 2 .......................................... 153 338 279 168 65 60 52 

Footwear ...................................................... 398 301 417 383 400 548 220 

Other apparel products and services ........... 298 298 282 264 375 294 185 

Transportation ................................................ 10,455 8,558 9,519 10,144 11,601 12,261 8,465 

Vehicle purchases (net outlay) ..................... 4,531 4,035 4,287 4,475 4,759 5,457 3,393 

Cars and trucks, new ................................. 2,200 41,182 2,190 2,121 2,220 3,141 1,705 

Cars and trucks, used ................................ 2,232 2,614 2,023 2,157 2,486 2,283 1,689 

Other vehicles ............................................ 100 4240 474 197 453 433 3 ( )

Gasoline and motor oil ................................. 2,616 2,173 2,395 2,555 2,953 2,865 2,159 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $2,804 $2,108 $2,495 $2,656 $3,192 $3,340 $2,445 

Vehicle finance charges ............................. 400 335 456 413 379 406 323 

Maintenance and repairs ........................... 786 681 566 693 989 1,024 652 

Vehicle insurance ....................................... 1,104 862 929 1,052 1,308 1,227 1,020 

Vehicle rental, leases, licenses, and other

charges .................................................... 514 230 544 497 516 683 450 

Public transportation .................................... 503 242 341 458 698 599 467 

Healthcare ...................................................... 2,841 1,161 1,863 2,498 3,091 4,035 5,295 

Health insurance .......................................... 1,467 616 991 1,335 1,521 1,857 3,159 

Medical services .......................................... 714 285 523 662 754 1,106 982 

Drugs ........................................................... 523 198 272 409 591 885 1,025 

Medical supplies .......................................... 138 62 77 92 224 187 129 

Entertainment ................................................. 2,598 1,600 2,307 2,593 3,124 2,872 1,919 

Fees and admissions ................................... 615 224 458 623 824 741 391 

Audio and visual equipment and services .... 1,052 750 1,009 1,084 1,165 1,092 849 

Pets, toys, hobbies, and playground

equipment .................................................. 458 312 400 450 572 472 347 

Other entertainment supplies, equipment,

and services ............................................... 473 314 440 436 564 568 333 

Personal care products and services ............. 664 379 574 675 798 745 515 

Reading .......................................................... 117 42 80 107 147 163 140 

Education ....................................................... 1,262 534 619 963 2,226 1,614 560 

Tobacco products and smoking supplies ....... 392 419 355 391 426 432 278 

Miscellaneous ................................................ 921 577 657 909 989 1,346 1,028 

Cash contributions ......................................... 1,688 596 1,124 1,417 2,471 2,045 1,668 

Personal insurance and pensions .................. 6,659 2,983 5,504 6,793 8,572 7,719 3,883 

Life and other personal insurance ................ 423 91 237 382 534 602 668 

Pensions and Social Security ...................... 6,236 2,892 5,267 6,411 8,039 7,116 3,214 

Sources of income and personal taxes: 

Money income before taxes ........................... 73,244 38,144 59,895 75,198 87,157 88,780 57,589 

Wages and salaries ..................................... 62,457 33,471 54,460 67,789 76,348 68,455 31,460 

Self-employment income ............................. 4,389 1,702 3,174 4,433 6,226 5,232 1,837 

Social Security, private and government

retirement ................................................... 3,645 4360 318 817 1,965 9,310 21,959 

Interest, dividends, rental income, other

property income ......................................... 1,346 937 505 494 1,295 4,714 1,255 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 243 493 160 245 276 327 4333 

Public assistance, supplemental security

income, food stamps .................................. 436 775 460 376 340 464 563 

Regular contributions for support ................. 536 590 475 920 530 166 429 

Other income ............................................... 191 217 344 125 178 113 4153 

Personal taxes ............................................... 2,777 526 1,885 2,781 3,659 4,505 1,040 

Federal income taxes ................................... 1,912 221 1,204 1,915 2,642 3,094 668 

State and local income taxes ....................... 674 265 544 710 767 1,116 171 

Other taxes .................................................. 191 41 137 155 251 294 202 

Income after taxes ......................................... 70,467 37,617 58,010 72,418 83,498 84,275 56,549 

See footnotes at end of table.
Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures

and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

three

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Addenda:

Net change in total assets and liabilities ........ - $6,384 $3,416 - $6,676 - $5,395 - $3,286 - $19,564 - $6,310 

Net change in total assets ............................ 14,655 17,437 19,309 17,888 13,512 10,018 394 

Net change in total liabilities ........................ 21,039 14,021 25,985 23,283 16,798 29,582 6,704 

Other financial information:

Other money receipts ................................... 531 142 313 369 504 1,369 4687 

Mortgage principal paid on owned property -2,432 -650 -1,902 -2,514 -3,199 -3,086 -1,287 

Estimated market value of owned home ...... 187,593 49,257 129,934 172,878 221,924 295,525 210,395 

Estimated monthly rental value of owned

home .......................................................... 936 295 675 959 1,104 1,207 1,087 

Gifts of goods and services ............................ 1,248 477 638 952 2,190 1,457 836 

Food ............................................................. 114 15 40 88 215 159 43 

Alcoholic beverages ..................................... 10 44 4 21 4 19 46 

Housing ........................................................ 250 109 154 127 398 411 244 

Housekeeping supplies .............................. 27 412 30 25 32 21 27 

Household textiles ...................................... 11 47 46 43 19 418 415 

Appliances and miscellaneous

housewares .............................................. 28 428 415 13 30 51 468 

Major appliances ...................................... 12 49 3 ( ) 42 8 33 458 

Small appliances and miscellaneous

housewares ............................................ 16 419 415 11 23 18 410 

Miscellaneous household equipment ......... 52 25 41 28 79 91 28 

Other housing ............................................ 132 38 62 59 237 230 4106 

Apparel and services ................................... 255 168 187 261 297 358 173 

Males, 2 and over ...................................... 64 28 49 50 89 98 35 

Females, 2 and over .................................. 86 32 31 112 103 121 83 

Children under 2 ........................................ 63 70 82 63 58 54 36 

Other apparel products and services ......... 42 438 25 36 46 86 418 

Jewelry and watches ................................ 15 411 7 10 16 39 44 

All other apparel products and services ... 27 427 418 26 30 447 414 

Transportation .............................................. 79 471 72 84 123 29 13 

Health care ................................................... 23 48 43 21 42 433 416 

Entertainment ............................................... 80 432 105 51 116 77 29 

Toys, games, arts and crafts, and tricycles 21 416 12 22 24 29 20 

Other entertainment ................................... 59 416 93 29 92 48 49 

Personal care products and services ........... 16 411 14 19 22 11 42 

Reading ........................................................ 1 2 ( ) 41 2 ( ) 1 41 41 

Education ..................................................... 341 420 45 191 879 300 173 

All other gifts ................................................ 79 40 53 89 93 61 135 

1 Value less than 0.05. 2 Value less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.