Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2006-2007

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 37,955 1,918 4,854 4,354 7,733 9,012 10,083 5,949 4,134 

Consumer unit characteristics: 

Income before taxes ..................................... $67,881 $42,303 $68,079 $75,138 $78,881 $79,803 $50,425 $56,711 $41,379 

Income after taxes ........................................ 64,773 41,547 65,554 71,911 74,594 75,342 48,755 54,523 40,455 

Age of reference person ................................ 53.2 22.0 29.1 39.8 50.0 59.4 73.6 68.9 80.3 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .1 .2 .3 .1 1 ( ) 1 ( ) 1 ( ) 1 ( )

Persons 65 and over .................................... .5 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 1.7 1.7 1.8 

Earners ........................................................ 1.3 1.7 1.7 1.5 1.6 1.4 .5 .7 .3 

Vehicles ....................................................... 2.1 1.6 1.9 2.0 2.3 2.5 2.0 2.2 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 50 46 54 46 43 50 56 57 55 

Female ......................................................... 50 54 46 54 57 50 44 43 45 

Housing tenure:

Homeowner .................................................. 75 21 51 61 79 88 90 91 88 

With mortgage ............................................ 42 15 44 50 58 48 24 30 15 

Without mortgage ....................................... 34 6 7 10 21 40 66 61 73 

Renter .......................................................... 25 79 49 39 21 12 10 9 12 

Race of reference person:

Black or African-American ........................... 10 13 11 17 12 8 7 8 6 

White, Asian, and all other races ................. 90 87 89 83 88 92 93 92 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 13 12 11 10 5 5 5 5 

Not Hispanic or Latino .................................. 92 87 88 89 90 95 95 95 95 

Education of reference person:

Elementary (1-8) .......................................... 5 2 2 2 3 4 9 6 13 

High school (9-12) ........................................ 36 37 24 36 36 32 43 42 44 

College ......................................................... 59 61 74 61 60 64 47 51 42 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 1 2 ( ) 1 

At least one vehicle owned or leased ............ 93 85 91 91 92 96 94 95 91 

Average annual expenditures .......................... $52,165 $35,419 $51,734 $52,692 $56,297 $59,674 $45,455 $50,384 $38,382 

Food ............................................................... 6,206 4,460 6,047 6,004 6,633 6,883 5,781 6,242 5,124 

Food at home ............................................... 3,352 2,211 2,752 3,290 3,478 3,760 3,457 3,669 3,154 

Cereals and bakery products ..................... 433 272 345 410 424 485 483 499 460 

Cereals and cereal products .................... 130 96 127 134 127 135 135 141 126 

Bakery products ....................................... 303 176 218 276 297 350 348 358 333 

Meats, poultry, fish, and eggs .................... 756 493 580 781 817 841 768 833 674 

Beef .......................................................... 217 142 165 227 246 240 213 223 199 

Pork .......................................................... 148 85 102 145 165 161 164 185 134 

Other meats ............................................. 97 63 75 100 110 105 98 105 89 

Poultry ...................................................... 129 101 114 140 140 143 119 131 102 

Fish and seafood ..................................... 126 76 98 135 121 148 131 145 111 

Eggs ......................................................... 38 25 26 34 37 45 42 44 40 

Dairy products ............................................ 372 250 322 345 374 414 393 405 377 

Fresh milk and cream .............................. 132 93 112 123 131 139 147 147 147 

Other dairy products ................................ 240 156 210 223 243 274 246 258 229 

Fruits and vegetables ................................. 605 327 480 546 607 687 675 704 632 

Fresh fruits ............................................... 201 96 141 171 201 240 231 233 229 

Fresh vegetables ..................................... 199 106 168 178 207 224 213 235 183 

Processed fruits ....................................... 109 71 99 106 101 113 127 127 126 

Processed vegetables .............................. 96 54 72 92 98 110 103 109 94 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,186 $869 $1,026 $1,208 $1,256 $1,333 $1,139 $1,228 $1,011 

Sugar and other sweets ........................... 126 59 89 125 128 136 149 157 137 

Fats and oils ............................................. 92 59 60 82 92 108 106 111 100 

Miscellaneous foods ................................ 593 479 556 636 614 647 552 590 499 

Nonalcoholic beverages ........................... 323 257 290 333 368 360 281 306 244 

Food prepared by consumer unit on

out-of-town trips ..................................... 52 14 30 32 54 83 51 64 31 

Food away from home ................................. 2,854 2,250 3,295 2,714 3,155 3,123 2,325 2,572 1,970 

Alcoholic beverages ....................................... 557 491 761 512 633 591 390 446 311 

Housing .......................................................... 16,928 11,898 17,822 18,433 18,714 18,496 14,036 15,251 12,291

Shelter .......................................................... 9,747 7,858 11,425 11,887 11,031 10,035 7,134 7,761 6,231 

Owned dwellings ........................................ 6,751 2,008 6,683 7,854 8,240 7,609 5,302 6,031 4,253 

Mortgage interest and charges ................ 3,466 1,423 4,692 5,105 4,697 3,537 1,547 2,062 807 

Property taxes .......................................... 1,880 417 1,289 1,599 2,079 2,340 2,001 2,116 1,836 

Maintenance, repairs, insurance, other

expenses ................................................ 1,406 168 702 1,151 1,464 1,732 1,753 1,853 1,610 

Rented dwellings ........................................ 2,106 5,689 4,319 3,395 1,736 1,081 1,001 785 1,311 

Other lodging ............................................. 890 161 423 638 1,054 1,344 831 945 667 

Utilities, fuels, and public services ............... 3,539 2,283 2,929 3,408 3,811 4,004 3,505 3,661 3,280 

Natural gas ................................................. 502 228 386 419 515 593 554 567 534 

Electricity .................................................... 1,342 841 1,047 1,284 1,456 1,524 1,355 1,423 1,256 

Fuel oil and other fuels ............................... 171 437 72 133 179 207 222 203 249 

Telephone services .................................... 1,093 981 1,119 1,190 1,222 1,176 885 973 759 

Water and other public services ................. 432 196 306 381 439 504 489 495 482 

Household operations .................................. 802 397 651 766 759 895 915 886 957 

Personal services ....................................... 124 148 202 209 76 68 131 71 217 

Other household expenses ........................ 678 249 449 558 683 827 784 815 740 

Housekeeping supplies ................................ 767 305 543 560 821 1,084 732 818 610 

Laundry and cleaning supplies .................. 148 86 122 149 159 170 147 162 126 

Other household products .......................... 418 178 269 297 386 665 392 441 322 

Postage and stationery .............................. 201 41 151 114 276 249 193 215 161 

Household furnishings and equipment ......... 2,072 1,056 2,273 1,812 2,291 2,478 1,750 2,125 1,213 

Household textiles ...................................... 166 56 138 98 168 207 193 235 133 

Furniture ..................................................... 515 403 693 435 566 609 361 452 232 

Floor coverings .......................................... 53 19 30 26 52 83 56 67 40 

Major appliances ........................................ 273 132 234 238 308 317 270 321 197 

Small appliances, miscellaneous

housewares .............................................. 118 57 116 91 153 128 105 114 92 

Miscellaneous household equipment ......... 947 389 1,062 924 1,044 1,134 765 936 520 

Apparel and services ..................................... 1,868 1,757 2,353 1,986 1,888 2,108 1,355 1,580 1,034 

Men and boys .............................................. 413 301 585 608 357 431 292 329 239 

Men, 16 and over ....................................... 383 285 555 560 330 401 266 290 232 

Boys, 2 to 15 .............................................. 30 16 30 48 28 31 26 39 7 

Women and girls .......................................... 796 747 898 650 871 911 648 765 481 

Women, 16 and over .................................. 738 740 815 547 814 854 609 706 471 

Girls, 2 to 15 ............................................... 58 47 84 103 57 56 39 59 410 

Children under 2 .......................................... 52 69 64 55 56 65 27 35 16 

Footwear ...................................................... 291 312 378 309 279 359 180 197 156 

Other apparel products and services ........... 316 328 428 364 325 343 208 254 142 

Transportation ................................................ 9,174 7,491 10,054 9,020 9,480 10,427 7,789 9,518 5,306 

Vehicle purchases (net outlay) ..................... 3,384 3,029 4,481 3,552 2,921 3,620 2,997 3,844 1,779 

Cars and trucks, new ................................. 1,925 1,440 2,123 1,544 1,687 2,251 1,979 2,766 848 

Cars and trucks, used ................................ 1,360 1,534 2,218 1,913 1,053 1,276 988 1,027 932 

Other vehicles ............................................ 99 455 140 495 181 93 430 451 3 ( )

Gasoline and motor oil ................................. 2,358 2,202 2,474 2,418 2,628 2,648 1,839 2,122 1,430 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $2,769 $1,981 $2,499 $2,485 $3,232 $3,285 $2,360 $2,841 $1,671 

Vehicle finance charges ............................. 312 287 396 368 352 382 158 226 61 

Maintenance and repairs ........................... 768 566 657 638 866 927 701 825 522 

Vehicle insurance ....................................... 1,166 4774 922 852 1,482 1,282 1,150 1,387 813 

Vehicle rental, leases, licenses, and other

charges .................................................... 523 353 524 627 532 694 350 403 275 

Public transportation .................................... 663 279 600 565 699 873 594 711 426 

Healthcare ...................................................... 3,675 1,079 1,720 2,063 2,773 4,308 5,938 5,882 6,018 

Health insurance .......................................... 1,991 585 914 1,047 1,292 2,179 3,552 3,490 3,640 

Medical services .......................................... 841 357 519 589 823 1,033 1,038 1,110 935 

Drugs ........................................................... 689 95 207 336 537 912 1,108 1,063 1,173 

Medical supplies .......................................... 155 44 80 92 121 183 240 219 270 

Entertainment ................................................. 2,928 1,873 2,852 3,357 3,096 3,230 2,595 3,224 1,691 

Fees and admissions ................................... 671 365 537 848 600 811 656 762 503 

Audio and visual equipment and services .... 987 953 1,114 1,083 1,065 1,003 815 926 655 

Pets, toys, hobbies, and playground

equipment .................................................. 647 348 709 803 773 764 408 490 291 

Other entertainment supplies, equipment,

and services ............................................... 623 207 493 623 657 651 716 1,046 242 

Personal care products and services ............. 635 364 645 575 675 682 633 670 580 

Reading .......................................................... 143 60 95 107 130 179 175 181 166 

Education ....................................................... 705 974 840 456 1,318 730 203 199 209 

Tobacco products and smoking supplies ....... 355 446 339 460 507 341 195 244 125 

Miscellaneous ................................................ 933 440 658 881 973 1,297 823 879 742 

Cash contributions ......................................... 2,363 666 1,054 1,560 2,049 3,346 3,024 2,696 3,496 

Personal insurance and pensions .................. 5,696 3,420 6,494 7,278 7,430 7,057 2,517 3,370 1,289 

Life and other personal insurance ................ 367 70 163 250 394 549 389 460 286 

Pensions and Social Security ...................... 5,329 3,350 6,331 7,027 7,036 6,508 2,128 2,910 1,003 

Sources of income and personal taxes: 

Money income before taxes ........................... 67,881 42,303 68,079 75,138 78,881 79,803 50,425 56,711 41,379 

Wages and salaries ..................................... 49,730 37,841 64,166 67,041 68,222 59,201 14,920 20,222 7,291 

Self-employment income ............................. 4,016 1,527 2,164 5,357 4,553 5,499 3,064 4,195 1,436 

Social Security, private and government

retirement ................................................... 10,723 4183 334 1,279 2,923 11,277 27,295 27,601 26,855 

Interest, dividends, rental income, other

property income ......................................... 2,463 1,399 368 417 1,937 2,946 4,531 4,252 4,932 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 260 4153 206 166 350 289 252 97 476 

Public assistance, supplemental security

income, food stamps .................................. 212 278 158 274 242 198 189 184 196 

Regular contributions for support ................. 324 518 412 471 447 306 102 468 4152 

Other income ............................................... 152 405 271 132 207 86 71 92 441 

Personal taxes ............................................... 3,108 756 2,525 3,226 4,287 4,461 1,670 2,188 925 

Federal income taxes ................................... 2,271 499 1,837 2,333 3,146 3,410 1,101 1,528 487 

State and local income taxes ....................... 581 231 571 677 926 737 206 260 129 

Other taxes .................................................. 256 26 117 216 216 314 363 400 309 

Income after taxes ......................................... 64,773 41,547 65,554 71,911 74,594 75,342 48,755 54,523 40,455 

See footnotes at end of table.
Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

two

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Addenda:

Net change in total assets and liabilities ........ - $371 - $5,386 $4,260 - $8,200 - $3,406 $1,780 $2,140 $2,687 $1,353 

Net change in total assets ............................ 13,723 8,297 36,379 19,086 10,925 11,449 5,712 7,889 2,579 

Net change in total liabilities ........................ 14,094 13,683 32,119 27,286 14,332 9,669 3,572 5,202 1,226 

Other financial information:

Other money receipts ................................... 899 99 351 578 714 1,568 999 1,466 328 

Mortgage principal paid on owned property -2,173 -336 -1,649 -2,650 -3,186 -2,854 -1,181 -1,534 -674 

Estimated market value of owned home ...... 215,878 43,185 141,214 164,991 217,352 268,652 258,342 273,871 235,993 

Estimated monthly rental value of owned

home .......................................................... 996 236 672 836 1,033 1,210 1,145 1,178 1,097 

Gifts of goods and services ............................ 1,677 358 781 951 2,808 2,325 1,226 1,547 767 

Food ............................................................. 180 22 51 67 306 297 119 163 56 

Alcoholic beverages ..................................... 14 49 26 5 11 18 10 16 42 

Housing ........................................................ 319 82 148 213 557 422 219 261 157 

Housekeeping supplies .............................. 38 16 32 16 51 47 34 40 27 

Household textiles ...................................... 20 42 14 421 20 36 13 13 13 

Appliances and miscellaneous

housewares .............................................. 30 42 26 15 40 44 24 25 23 

Major appliances ...................................... 12 41 47 44 17 19 8 9 47 

Small appliances and miscellaneous

housewares ............................................ 19 41 19 410 23 25 16 16 16 

Miscellaneous household equipment ......... 72 412 52 66 132 66 54 71 30 

Other housing ............................................ 160 50 23 95 314 229 93 112 64 

Apparel and services ................................... 326 142 288 270 412 427 246 312 151 

Males, 2 and over ...................................... 78 435 76 83 68 111 65 90 29 

Females, 2 and over .................................. 142 423 109 61 240 176 112 146 62 

Children under 2 ........................................ 49 51 53 48 55 65 27 35 16 

Other apparel products and services ......... 56 433 50 77 49 76 42 41 44 

Jewelry and watches ................................ 20 417 20 28 23 19 15 14 417 

All other apparel products and services ... 36 416 30 50 26 56 27 27 427 

Transportation .............................................. 131 3 17 73 170 196 147 181 97 

Health care ................................................... 24 41 44 32 47 23 17 21 410 

Entertainment ............................................... 133 480 97 132 129 175 126 180 51 

Toys, games, arts and crafts, and tricycles 48 420 47 425 43 67 51 78 413 

Other entertainment ................................... 84 460 50 107 85 108 75 101 38 

Personal care products and services ........... 22 47 20 49 34 28 18 27 45 

Reading ........................................................ 1 2 ( ) 2 ( ) 2 ( ) 1 1 2 2 2 

Education ..................................................... 400 42 9 99 1,027 566 163 171 152 

All other gifts ................................................ 128 11 121 51 112 171 160 213 83 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.