Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2008-2009

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 39,580 819 877 1,553 1,851 5,247 4,524 4,020 6,953 13,736 

Consumer unit characteristics: 

Income before taxes ..................................... $68,280 - $12,892 $7,932 $12,671 $17,612 $25,126 $34,888 $45,084 $59,322 $128,892 

Income after taxes ........................................ 65,595 -13,461 8,242 13,109 17,765 25,282 34,835 44,149 57,953 122,024 

Age of reference person ................................ 53.9 50.9 50.2 53.5 56.5 58.3 57.0 55.3 53.4 51.2 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .2 .3 .2 .1 .1 .1 .1 1 ( ) 1 ( )

Persons 65 and older ................................... .5 .4 .5 .6 .7 .9 .8 .6 .5 .3 

Earners ........................................................ 1.2 .5 .6 .6 .7 .7 1.0 1.2 1.4 1.7 

Vehicles ....................................................... 2.2 1.5 1.2 1.3 1.5 1.8 2.0 2.1 2.5 2.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 51 49 36 35 47 45 44 50 53 58 

Female ......................................................... 49 51 64 65 53 55 56 50 47 42 

Housing tenure:

Homeowner .................................................. 75 47 47 49 55 67 73 74 78 88 

With mortgage ............................................ 42 22 20 15 18 22 27 35 46 63 

Without mortgage ....................................... 34 25 26 34 37 45 45 38 33 25 

Renter .......................................................... 25 53 53 51 45 33 27 26 22 12 

Race of reference person:

Black or African-American ........................... 10 22 26 21 15 14 13 10 9 4 

White, Asian, and all other races ................. 90 78 74 79 85 86 87 90 91 96 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 11 18 15 14 9 9 8 6 4 

Not Hispanic or Latino .................................. 93 89 82 85 86 91 91 92 94 96 

Education of reference person:

Elementary (1-8) .......................................... 4 11 14 11 13 8 6 4 2 1 

High school (9-12) ........................................ 34 36 47 53 46 49 48 39 35 18 

College ......................................................... 61 53 39 36 40 43 46 57 63 81 

Never attended and other ............................ 2 ( ) 2 ( ) 1 2 ( ) 1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 93 68 69 78 79 89 93 96 97 98 

Average annual expenditures .......................... $52,492 $31,338 $24,743 $25,209 $26,686 $32,133 $36,367 $40,761 $50,287 $79,924 

Food ............................................................... 6,292 4,521 4,284 4,228 3,444 4,724 5,112 5,305 6,088 8,595 

Food at home ............................................... 3,628 3,119 3,287 2,981 2,411 3,166 3,184 3,318 3,539 4,411 

Cereals and bakery products ..................... 473 451 403 414 309 440 422 433 463 557 

Cereals and cereal products .................... 155 184 150 168 111 141 148 141 148 175 

Bakery products ....................................... 318 268 253 246 198 298 275 291 315 382 

Meats, poultry, fish, and eggs .................... 817 611 898 761 566 732 749 753 807 949 

Beef .......................................................... 226 162 226 216 160 174 218 214 228 266 

Pork .......................................................... 162 95 196 141 124 165 161 160 167 169 

Other meats ............................................. 110 88 123 83 78 92 101 105 118 127 

Poultry ...................................................... 145 159 196 154 87 141 123 133 124 174 

Fish and seafood ..................................... 128 72 107 119 75 116 106 99 122 166 

Eggs ......................................................... 45 36 51 49 40 44 41 42 47 48 

Dairy products ............................................ 401 381 321 337 295 323 345 379 389 494 

Fresh milk and cream .............................. 140 144 141 136 119 122 132 139 134 155 

Other dairy products ................................ 261 237 180 202 176 201 213 240 255 338 

Fruits and vegetables ................................. 659 553 579 517 418 573 575 566 622 834 

Fresh fruits ............................................... 223 158 188 167 155 188 199 187 209 286 

Fresh vegetables ..................................... 223 200 194 166 126 189 178 188 200 299 

Processed fruits ....................................... 108 101 90 93 68 96 101 95 107 129 

Processed vegetables .............................. 105 93 106 90 69 100 98 96 106 120 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2008-2009 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,279 $1,122 $1,085 $951 $824 $1,098 $1,093 $1,189 $1,258 $1,577 

Sugar and other sweets ........................... 137 118 86 112 83 113 125 135 138 166 

Fats and oils ............................................. 106 97 96 89 76 96 102 104 104 121 

Miscellaneous foods ................................ 647 504 581 448 417 555 567 593 630 807 

Nonalcoholic beverages ........................... 326 331 318 281 218 296 268 312 331 382 

Food prepared by consumer unit on

out-of-town trips ..................................... 62 472 44 421 429 38 30 45 55 102 

Food away from home ................................. 2,663 1,402 997 1,247 1,033 1,558 1,928 1,987 2,548 4,184 

Alcoholic beverages ....................................... 532 274 187 260 126 249 337 362 506 902 

Housing .......................................................... 17,238 11,337 9,735 9,756 10,411 11,408 12,114 14,101 16,261 25,188 

Shelter .......................................................... 10,111 6,903 5,527 5,330 5,937 6,208 6,419 7,818 9,434 15,418 

Owned dwellings ........................................ 6,919 3,687 2,612 2,086 2,465 3,439 3,904 4,985 6,519 11,623 

Mortgage interest and charges ................ 3,404 1,943 1,290 786 965 1,204 1,528 2,096 3,134 6,228 

Property taxes .......................................... 2,000 1,048 741 801 799 1,232 1,395 1,659 1,853 3,101 

Maintenance, repairs, insurance, other

expenses ................................................ 1,515 696 581 499 701 1,003 981 1,230 1,532 2,294 

Rented dwellings ........................................ 2,230 2,852 2,796 3,085 3,223 2,358 2,191 2,392 2,246 1,836 

Other lodging ............................................. 962 364 119 159 249 411 324 441 670 1,959 

Utilities, fuels, and public services ............... 3,769 2,818 2,912 2,806 2,904 3,228 3,385 3,591 3,858 4,446 

Natural gas ................................................. 531 348 423 347 344 453 473 528 525 648 

Electricity .................................................... 1,402 1,174 1,167 1,217 1,177 1,260 1,318 1,330 1,418 1,576 

Fuel oil and other fuels ............................... 221 4129 176 113 193 185 195 197 226 272 

Telephone services .................................... 1,137 805 824 825 855 934 995 1,086 1,197 1,358 

Water and other public services ................. 478 361 323 304 335 396 405 450 492 592 

Household operations .................................. 864 467 402 449 347 534 562 704 757 1,361 

Personal services ....................................... 149 450 4136 139 453 153 127 176 149 167 

Other household expenses ........................ 715 416 266 310 295 381 435 528 609 1,194 

Housekeeping supplies ................................ 735 488 359 523 421 546 632 593 685 1,022 

Laundry and cleaning supplies .................. 150 126 128 162 116 116 132 136 141 183 

Other household products .......................... 402 222 188 275 192 265 362 317 370 580 

Postage and stationery .............................. 184 141 43 87 113 164 139 140 174 259 

Household furnishings and equipment ......... 1,759 662 536 647 802 892 1,116 1,394 1,527 2,940 

Household textiles ...................................... 156 44 37 67 49 72 97 157 144 253 

Furniture ..................................................... 395 196 101 120 217 215 249 269 305 681 

Floor coverings .......................................... 51 428 44 410 4114 12 19 60 39 81 

Major appliances ........................................ 227 85 151 78 151 143 151 165 214 350 

Small appliances, miscellaneous

housewares .............................................. 120 35 40 51 45 72 65 107 98 201 

Miscellaneous household equipment ......... 809 274 203 322 226 378 535 635 727 1,374 

Apparel and services ..................................... 1,638 837 1,033 1,056 840 895 1,301 949 1,522 2,587 

Men and boys .............................................. 365 232 175 193 166 171 299 229 327 596 

Men, 16 and over ....................................... 333 4208 117 163 142 144 270 192 306 554 

Boys, 2 to 15 .............................................. 33 25 58 31 23 26 29 36 21 42 

Women and girls .......................................... 678 335 257 436 338 373 595 332 578 1,111 

Women, 16 and over .................................. 624 318 219 376 304 343 533 285 505 1,055 

Girls, 2 to 15 ............................................... 53 417 438 61 34 29 62 47 73 57 

Children under 2 .......................................... 48 79 443 53 37 31 39 26 41 67 

Footwear ...................................................... 284 470 4439 280 175 203 210 194 346 358 

Other apparel products and services ........... 264 121 118 93 125 118 158 169 230 455 

Transportation ................................................ 8,772 5,248 4,249 4,107 4,504 5,484 6,227 7,009 9,422 12,672 

Vehicle purchases (net outlay) ..................... 3,013 41,491 4957 1,116 1,169 1,610 1,859 2,335 3,487 4,573 

Cars and trucks, new ................................. 1,624 3 ( ) 3 ( ) 4415 4670 653 873 1,270 1,544 2,852 

Cars and trucks, used ................................ 1,300 1,491 957 662 496 871 952 1,049 1,840 1,570 

Other vehicles ............................................ 89 3 ( ) 3 ( ) 439 43 487 434 416 4103 150 

Gasoline and motor oil ................................. 2,392 1,637 1,521 1,541 1,492 1,792 2,015 2,276 2,506 3,039 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2008-2009 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,777 $1,819 $1,243 $1,254 $1,690 $1,861 $2,068 $2,135 $2,983 $3,936 

Vehicle finance charges ............................. 308 132 465 113 116 177 219 271 336 458 

Maintenance and repairs ........................... 809 489 442 380 455 489 633 654 821 1,169 

Vehicle insurance ....................................... 1,148 4960 4445 4589 4911 936 941 890 1,364 1,430 

Vehicle rental, leases, licenses, and other

charges .................................................... 512 237 291 171 208 259 275 321 462 879 

Public transportation .................................... 590 301 527 196 154 221 284 262 446 1,124 

Healthcare ...................................................... 3,996 2,753 1,948 2,139 2,680 3,726 3,871 4,124 4,164 4,613 

Health insurance .......................................... 2,268 1,424 1,286 1,370 1,633 2,256 2,431 2,461 2,274 2,459 

Medical services .......................................... 896 665 333 331 440 652 628 763 998 1,241 

Drugs ........................................................... 681 525 276 364 516 708 698 767 722 714 

Medical supplies .......................................... 151 139 453 73 90 110 115 134 169 199 

Entertainment ................................................. 3,046 2,322 995 1,100 1,190 1,788 2,169 2,249 2,968 4,757 

Fees and admissions ................................... 618 404 114 126 122 269 268 378 516 1,161 

Audio and visual equipment and services .... 1,082 724 579 660 669 760 873 967 1,103 1,453 

Pets, toys, hobbies, and playground

equipment .................................................. 840 560 210 239 296 530 617 606 702 1,387 

Other entertainment supplies, equipment,

and services ............................................... 505 634 91 76 103 230 411 298 648 756 

Personal care products and services ............. 642 476 267 274 339 374 475 517 583 988 

Reading .......................................................... 140 88 52 50 67 83 99 114 136 214 

Education ....................................................... 829 636 251 393 310 320 349 419 548 1,613 

Tobacco products and smoking supplies ....... 364 248 311 402 377 408 356 343 445 320 

Miscellaneous ................................................ 897 613 228 337 537 455 624 777 964 1,331 

Cash contributions ......................................... 2,054 1,111 716 559 775 853 1,295 1,382 1,928 3,505 

Personal insurance and pensions .................. 6,053 872 489 547 1,084 1,367 2,039 3,111 4,754 12,640 

Life and other personal insurance ................ 407 252 149 133 129 193 255 270 360 696 

Pensions and Social Security ...................... 5,646 620 340 414 956 1,173 1,784 2,840 4,394 11,944 

Sources of income and personal taxes: 

Money income before taxes ........................... 68,280 -12,892 7,932 12,671 17,612 25,126 34,888 45,084 59,322 128,892 

Wages and salaries ..................................... 50,367 5,786 3,101 4,930 6,727 10,723 18,522 28,068 42,091 103,407 

Self-employment income ............................. 3,264 -22,973 4-732 4-180 228 169 743 1,424 2,234 8,955 

Social Security, private and government

retirement ................................................... 11,305 2,181 3,294 5,747 8,566 12,787 13,792 13,423 12,595 10,700 

Interest, dividends, rental income, other

property income ......................................... 2,209 1,317 161 170 164 384 719 1,281 1,337 4,800 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 350 452 4241 366 249 333 412 304 447 337 

Public assistance, supplemental security

income, food stamps .................................. 296 396 1,124 1,030 1,222 395 297 167 177 90 

Regular contributions for support ................. 283 4100 481 440 287 246 287 284 238 299 

Other income ............................................... 205 4250 4262 4168 169 89 117 132 202 304 

Personal taxes ............................................... 2,685 569 -309 -438 -153 -156 54 935 1,369 6,868 

Federal income taxes ................................... 2,209 466 -209 -327 -47 -3 124 898 1,230 5,469 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -388 4-228 4-202 -176 -258 -327 -348 -432 -464 -435 

State and local income taxes ....................... 621 117 32 8 76 63 131 257 384 1,432 

Other taxes .................................................. 243 214 70 57 75 111 147 211 219 402 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2008-2009 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 65,595 -13,461 8,242 13,109 17,765 25,282 34,835 44,149 57,953 122,024 

Addenda:

Net change in total assets and liabilities ........ - $5,318 $4,701 - $9,348 - $3,554 - $3,222 - $1,549 $235 - $4,605 - $6,285 - $9,128 

Net change in total assets ............................ 6,454 5,528 4,613 -323 -1,613 886 4,258 -789 3,092 15,151 

Net change in total liabilities ........................ 11,772 827 13,961 3,231 1,609 2,435 4,023 3,816 9,377 24,279 

Other financial information:

Other money receipts ................................... 601 4119 441 256 81 203 284 403 426 1,176 

Mortgage principal paid on owned property -2,280 -1,180 -742 -518 -635 -819 -972 -1,376 -1,904 -4,310 

Estimated market value of owned home ...... 190,548 127,818 92,966 82,307 88,345 123,393 138,168 156,738 177,538 285,913 

Estimated monthly rental value of owned

home .......................................................... 983 641 442 475 489 688 766 836 931 1,416 

Gifts of goods and services ............................ 1,456 532 728 550 534 596 642 803 1,027 2,798 

Food ............................................................. 137 420 24 47 35 66 65 83 80 271 

Alcoholic beverages ..................................... 16 3 ( ) 3 ( ) 419 42 12 9 48 11 28 

Housing ........................................................ 272 122 110 163 103 137 112 210 198 488 

Housekeeping supplies .............................. 41 42 44 424 412 27 32 31 36 67 

Household textiles ...................................... 15 47 3 ( ) 43 47 6 48 48 9 30 

Appliances and miscellaneous

housewares .............................................. 25 43 42 44 42 12 11 14 22 49 

Major appliances ...................................... 7 3 ( ) 3 ( ) 3 ( ) 2 ( ) 44 5 42 6 14 

Small appliances and miscellaneous

housewares ............................................ 18 43 42 44 41 8 46 412 16 35 

Miscellaneous household equipment ......... 66 430 427 453 49 28 15 76 61 111 

Other housing ............................................ 125 80 477 78 74 64 46 80 71 232 

Apparel and services ................................... 268 99 88 141 179 116 246 187 258 413 

Males, 2 and over ...................................... 65 433 425 33 88 28 47 39 66 99 

Females, 2 and over .................................. 103 423 418 36 33 41 96 57 99 175 

Children under 2 ........................................ 44 440 414 35 25 27 38 26 40 65 

Other apparel products and services ......... 56 43 432 437 433 19 66 66 54 74 

Jewelry and watches ................................ 16 41 412 41 42 43 422 14 17 22 

All other apparel products and services ... 41 42 420 435 431 16 44 52 38 52 

Transportation .............................................. 104 28 21 12 7 67 53 44 78 198 

Healthcare .................................................... 27 413 426 448 45 429 48 425 413 43 

Entertainment ............................................... 120 487 446 431 458 60 81 70 99 209 

Toys, games, arts and crafts, and tricycles 40 435 422 415 46 430 431 424 40 62 

Other entertainment ................................... 80 452 423 416 452 31 50 45 59 147 

Personal care products and services ........... 14 2 ( ) 411 45 416 7 13 8 15 21 

Reading ........................................................ 1 3 ( ) 2 ( ) 41 2 ( ) 1 41 1 1 2 

Education ..................................................... 396 4111 48 460 4107 51 20 107 196 956 

All other gifts ................................................ 100 53 393 23 21 50 33 58 78 169 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010