Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2005-2006

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Number of consumer units (in thousands) ....... 8,355 1,319 1,159 920 704 1,271 1,008 1,974 

Consumer unit characteristics: 

Income before taxes ..................................... $28,258 $2,507 $7,369 $12,334 $17,378 $24,610 $34,189 $68,344 

Income after taxes ........................................ 27,812 2,556 7,434 12,289 17,364 24,257 33,729 66,872 

Age of reference person ................................ 21.5 20.3 20.7 21.3 21.9 21.8 22.2 22.3 

Average number in consumer unit:

Persons ........................................................ 2.1 1.2 1.4 1.7 2.0 2.1 2.4 3.0 

Children under 18 ........................................ .4 .1 .3 .4 .5 .6 .6 .6 

Persons 65 and over .................................... 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.4 .7 .9 1.0 1.2 1.4 1.5 2.2 

Vehicles ....................................................... 1.2 .5 .7 .8 1.1 1.2 1.5 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 47 48 46 46 47 50 51 

Female ......................................................... 52 53 52 54 54 53 50 49 

Housing tenure:

Homeowner .................................................. 19 8 7 9 11 12 23 44 

With mortgage ............................................ 13 1 2 3 5 7 17 35 

Without mortgage ....................................... 7 7 5 6 6 5 6 9 

Renter .......................................................... 81 92 93 91 89 88 77 56 

Race of reference person:

Black or African-American ........................... 11 12 13 12 14 11 12 8 

White, Asian, and all other races ................. 89 88 87 88 86 89 88 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 15 7 7 13 17 19 17 23 

Not Hispanic or Latino .................................. 85 93 93 87 83 81 83 77 

Education of reference person:

Elementary (1-8) .......................................... 3 1 1 3 4 5 3 4 

High school (9-12) ........................................ 38 26 28 42 43 45 48 39 

College ......................................................... 59 73 71 55 53 51 49 57 

Never attended and other ............................ 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............ 72 45 56 62 76 78 87 93 

Average annual expenditures .......................... $27,976 $12,653 $15,722 $18,276 $22,164 $26,458 $33,099 $49,292 

Food ............................................................... 3,926 2,015 2,351 2,809 3,516 3,611 4,366 6,156 

Food at home ............................................... 1,931 848 1,029 1,431 2,093 1,915 1,918 3,030 

Cereals and bakery products ..................... 257 128 121 207 269 236 259 410 

Cereals and cereal products .................... 100 52 54 80 91 93 102 160 

Bakery products ....................................... 157 76 67 127 178 143 157 251 

Meats, poultry, fish, and eggs .................... 442 161 230 276 403 439 404 770 

Beef .......................................................... 140 49 83 66 121 138 124 252 

Pork .......................................................... 84 29 46 66 102 80 74 134 

Other meats ............................................. 59 23 30 32 55 56 67 100 

Poultry ...................................................... 81 29 41 54 66 91 78 135 

Fish and seafood ..................................... 56 423 422 36 37 55 37 111 

Eggs ......................................................... 22 48 8 22 22 18 24 36 

Dairy products ............................................ 216 86 104 157 236 219 244 334 

Fresh milk and cream .............................. 91 35 42 67 101 87 112 140 

Other dairy products ................................ 125 51 62 90 135 131 132 194 

Fruits and vegetables ................................. 308 133 141 235 392 327 275 475 

Fresh fruits ............................................... 93 38 38 68 142 89 93 142 

Fresh vegetables ..................................... 95 36 43 65 122 108 73 150 

Processed fruits ....................................... 69 37 34 67 66 64 64 106 

Processed vegetables .............................. 52 22 25 35 62 65 46 77 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other food at home .................................... $708 $340 $432 $556 $793 $694 $736 $1,041 

Sugar and other sweets ........................... 65 31 49 65 101 57 60 83 

Fats and oils ............................................. 45 16 24 28 73 50 33 69 

Miscellaneous foods ................................ 391 200 235 320 407 379 423 569 

Nonalcoholic beverages ........................... 193 87 107 138 200 195 204 296 

Food prepared by consumer unit on

out-of-town trips ..................................... 15 7 17 45 412 15 416 23 

Food away from home ................................. 1,995 1,166 1,322 1,378 1,423 1,696 2,448 3,126 

Alcoholic beverages ....................................... 435 223 300 301 428 344 534 670 

Housing .......................................................... 9,144 3,916 5,384 6,412 7,735 9,080 11,020 15,581 

Shelter .......................................................... 5,727 2,743 3,583 4,212 4,988 5,716 7,038 9,286 

Owned dwellings ........................................ 1,333 269 298 214 414 541 1,438 3,955 

Mortgage interest and charges ................ 872 490 4160 463 4180 305 841 2,818 

Property taxes .......................................... 322 163 131 99 137 150 307 828 

Maintenance, repairs, insurance, other

expenses ................................................ 138 416 47 451 496 86 291 309 

Rented dwellings ........................................ 4,198 2,195 3,077 3,761 4,456 5,085 5,426 5,106 

Other lodging ............................................. 197 279 208 238 4118 90 174 224 

Utilities, fuels, and public services ............... 1,768 601 909 1,204 1,534 1,892 2,190 3,102 

Natural gas ................................................. 189 61 73 86 121 209 249 369 

Electricity .................................................... 668 232 370 549 628 766 799 1,075 

Fuel oil and other fuels ............................... 33 41 45 45 432 428 419 95 

Telephone services .................................... 733 263 385 502 655 763 940 1,262 

Water and other public services ................. 144 44 75 62 98 125 182 301 

Household operations .................................. 381 97 168 238 353 396 386 759 

Personal services ....................................... 225 429 468 4153 4252 243 193 477 

Other household expenses ........................ 156 68 100 85 101 153 192 282 

Housekeeping supplies ................................ 267 128 137 181 216 266 280 441 

Laundry and cleaning supplies .................. 72 40 52 64 83 65 71 103 

Other household products .......................... 128 60 66 69 94 106 146 230 

Postage and stationery .............................. 67 29 19 48 439 94 63 108 

Household furnishings and equipment ......... 1,001 347 587 577 645 810 1,127 1,994 

Household textiles ...................................... 57 9 25 18 26 55 57 122 

Furniture ..................................................... 323 54 111 197 219 267 296 772 

Floor coverings .......................................... 21 5 412 45 42 437 419 40 

Major appliances ........................................ 100 36 60 23 83 50 112 231 

Small appliances, miscellaneous

housewares .............................................. 60 16 24 36 73 40 76 113 

Miscellaneous household equipment ......... 441 227 355 298 242 361 567 715 

Apparel and services ..................................... 1,523 982 844 1,061 1,071 1,448 1,635 2,484 

Men and boys .............................................. 305 221 130 122 225 251 410 526 

Men, 16 and over ....................................... 276 211 122 107 207 217 356 478 

Boys, 2 to 15 .............................................. 30 410 48 15 18 34 54 48 

Women and girls .......................................... 619 387 379 502 358 564 557 1,037 

Women, 16 and over .................................. 581 372 361 489 340 520 518 963 

Girls, 2 to 15 ............................................... 38 415 17 413 18 44 40 74 

Children under 2 .......................................... 113 35 66 94 133 121 172 148 

Footwear ...................................................... 275 4230 4143 163 4220 275 235 442 

Other apparel products and services ........... 211 109 126 179 136 237 261 330 

Transportation ................................................ 5,831 1,658 2,500 3,037 3,804 6,173 7,707 11,402 

Vehicle purchases (net outlay) ..................... 2,562 4450 4651 1,002 1,209 3,059 3,507 5,503 

Cars and trucks, new ................................. 829 4105 4222 481 2 ( ) 4674 41,633 2,002 

Cars and trucks, used ................................ 1,662 340 429 922 1,122 2,218 1,864 3,345 

Other vehicles ............................................ 71 44 2 ( ) 2 ( ) 487 4167 410 4156 

Gasoline and motor oil ................................. 1,587 690 842 1,044 1,430 1,565 1,994 2,737 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Other vehicle expenses ............................... $1,476 $415 $791 $820 $1,050 $1,411 $1,889 $2,862 

Vehicle finance charges ............................. 199 42 49 65 132 160 267 469 

Maintenance and repairs ........................... 422 159 340 198 359 429 523 706 

Vehicle insurance ....................................... 588 105 192 362 462 655 752 1,166 

Vehicle rental, leases, licenses, and other

charges .................................................... 267 109 210 196 97 167 346 521 

Public transportation .................................... 206 104 215 170 115 138 317 301 

Healthcare ...................................................... 705 163 246 221 515 802 919 1,446 

Health insurance .......................................... 372 65 100 93 264 351 524 841 

Medical services .......................................... 195 55 75 68 132 322 198 356 

Drugs ........................................................... 98 33 54 34 86 102 144 170 

Medical supplies .......................................... 40 410 417 425 433 27 53 79 

Entertainment ................................................. 1,373 588 954 855 1,751 1,163 1,547 2,272 

Fees and admissions ................................... 265 174 208 191 241 205 314 414 

Audio and visual equipment and services .... 651 324 445 413 569 596 751 1,116 

Pets, toys, hobbies, and playground

equipment .................................................. 196 44 113 103 253 197 293 304 

Other entertainment supplies, equipment,

and services ............................................... 261 46 188 148 688 165 189 438 

Personal care products and services ............. 342 206 266 296 226 275 376 542 

Reading .......................................................... 47 34 42 41 36 32 51 74 

Education ....................................................... 1,310 2,455 1,847 1,723 843 693 590 962 

Tobacco products and smoking supplies ....... 297 81 181 231 278 396 421 419 

Miscellaneous ................................................ 323 113 189 270 361 188 515 523 

Cash contributions ......................................... 510 82 227 267 384 432 614 1,116 

Personal insurance and pensions .................. 2,210 137 392 752 1,215 1,822 2,801 5,645 

Life and other personal insurance ................ 43 42 45 430 414 34 64 106 

Pensions and Social Security ...................... 2,167 134 386 722 1,201 1,788 2,737 5,540 

Sources of income and personal taxes: 

Money income before taxes ........................... 28,258 2,507 7,369 12,334 17,378 24,610 34,189 68,344 

Wages and salaries ..................................... 24,816 1,633 4,765 8,837 14,306 21,835 30,953 62,051 

Self-employment income ............................. 883 4-2 4113 4117 4313 4248 4866 2,903 

Social Security, private and government

retirement ................................................... 181 421 4135 4269 4125 4175 4118 332 

Interest, dividends, rental income, other

property income ......................................... 488 51 88 65 471 132 69 1,803 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 72 42 438 412 460 4151 468 124 

Public assistance, supplemental security

income, food stamps .................................. 349 134 601 551 590 396 278 172 

Regular contributions for support ................. 889 409 956 1,424 1,174 1,048 1,150 585 

Other income ............................................... 579 259 673 1,059 741 626 687 373 

Personal taxes ............................................... 446 -50 -65 45 14 353 460 1,472 

Federal income taxes ................................... 264 -53 -71 11 -60 126 220 1,019 

State and local income taxes ....................... 163 1 4 35 68 217 211 398 

Other taxes .................................................. 19 43 41 4-1 45 10 29 55 

Income after taxes ......................................... 27,812 2,556 7,434 12,289 17,364 24,257 33,729 66,872 

See footnotes at end of table.
Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

under 25

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $2,366 $2,203 - $3,401 $4,567 $2,076 - $151 - $8,103 - $8,123 

Net change in total assets ............................ 8,888 3,382 -643 5,113 3,187 4,027 3,827 27,668 

Net change in total liabilities ........................ 11,255 1,179 2,757 546 1,111 4,178 11,931 35,791 

Other financial information:

Other money receipts ................................... 95 4120 432 448 421 469 4130 162 

Mortgage principal paid on owned property -303 4-21 4-154 4-52 4-64 -112 -366 -872 

Estimated market value of owned home ...... 35,909 11,713 12,866 7,723 10,684 15,106 33,087 102,565 

Estimated monthly rental value of owned

home .......................................................... 193 80 66 62 81 83 191 517 

Gifts of goods and services ............................ 380 177 239 440 284 352 391 572 

Food ............................................................. 26 48 411 58 423 25 21 31 

Alcoholic beverages ..................................... 22 2 ( ) 47 415 2 ( ) 411 43 62 

Housing ........................................................ 86 43 25 115 57 78 106 132 

Housekeeping supplies .............................. 16 46 43 49 48 419 420 29 

Household textiles ...................................... 44 42 2 ( ) 2 ( ) 3 ( ) 46 46 48 

Appliances and miscellaneous

housewares .............................................. 10 41 3 ( ) 49 419 411 425 411 

Major appliances ...................................... 3 41 2 ( ) 47 48 411 41 41 

Small appliances and miscellaneous

housewares ............................................ 7 41 3 ( ) 42 411 3 ( ) 424 411 

Miscellaneous household equipment ......... 18 44 45 37 45 19 410 31 

Other housing ............................................ 37 30 417 459 425 423 46 53 

Apparel and services ................................... 152 96 143 140 173 184 159 162 

Males, 2 and over ...................................... 34 420 428 416 466 34 447 35 

Females, 2 and over .................................. 29 422 434 47 414 435 422 43 

Children under 2 ........................................ 36 411 418 417 466 435 67 45 

Other apparel products and services ......... 53 442 463 499 428 480 424 440 

Jewelry and watches ................................ 31 426 425 467 410 463 413 416 

All other apparel products and services ... 23 416 439 432 419 417 411 424 

Transportation .............................................. 18 2 ( ) 2 ( ) 35 44 5 5 50 

Health care ................................................... 43 2 ( ) 2 ( ) 3 ( ) 2 ( ) 42 412 44 

Entertainment ............................................... 27 416 425 431 48 421 442 36 

Toys, games, arts and crafts, and tricycles 11 46 46 418 47 47 46 19 

Other entertainment ................................... 17 410 419 414 42 414 35 17 

Personal care products and services ........... 14 2 ( ) 48 411 2 ( ) 46 47 38 

Reading ........................................................ 3 ( ) 2 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( )

Education ..................................................... 8 41 42 2 ( ) 41 49 41 425 

All other gifts ................................................ 23 14 17 36 17 10 35 32 

1 Value less than 0.05. 2 No data reported. 3 Value less than or equal to 0.5.4 Data are likely to have large sampling errors.

n.a. Not applicable.