Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2010

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ............. 121,107 79,451 49,278 30,173 41,656 110,689 35,249 75,440 10,418 

Percent distribution of consumer units ................... 100.0 65.6 40.7 24.9 34.4 91.4 29.1 62.3 8.6 

Consumer unit characteristics (mean values):

Income before taxes ........................................... $62,481 $75,653 $88,962 $53,917 $37,359 $63,887 $57,510 $66,866 $47,548 

Income after taxes .............................................. 60,712 73,249 86,056 52,334 36,800 62,066 55,700 65,040 46,331

Age of reference person ...................................... 49.4 53.6 47.8 63.0 41.5 49.0 46.2 50.4 53.5 

Average number in consumer unit:

Persons .............................................................. 2.5 2.6 2.9 2.1 2.3 2.5 2.4 2.6 2.5 

Children under 18 .............................................. .6 .6 .8 .3 .7 .6 .6 .6 .6 

Persons 65 and older ......................................... .3 .4 .2 .8 .2 .3 .2 .3 .4 

Earners .............................................................. 1.3 1.4 1.6 .9 1.1 1.3 1.3 1.3 1.1 

Vehicles ............................................................. 1.9 2.3 2.5 2.1 1.1 1.9 1.4 2.0 2.5 

Percent distribution:

Sex of reference person:

Male ................................................................... 47 48 49 45 45 47 46 47 46 

Female ............................................................... 53 52 51 55 55 53 54 53 54 

Housing tenure:

Homeowner ........................................................ 66 100 100 100 n.a. 64 50 71 81 

With mortgage .................................................. 41 62 100 n.a. n.a. 41 32 45 37 

Without mortgage ............................................. 25 38 n.a. 100 n.a. 23 17 26 43 

Renter ................................................................ 34 n.a. n.a. n.a. 100 36 50 29 19 

Race of reference person:

Black or African-American ................................. 12 9 9 7 19 13 20 10 6 

White, Asian, and all other races ....................... 88 91 91 93 81 87 80 90 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino .............................................. 12 9 10 8 18 13 18 11 3 

Not Hispanic or Latino ........................................ 88 91 90 92 82 87 82 89 97 

Education of reference person:

Elementary (1-8) ................................................ 5 4 3 6 6 5 5 4 7 

High school (9-12) .............................................. 35 33 27 42 39 34 33 34 45 

College ............................................................... 60 63 70 51 54 61 61 61 48 

Never attended and other .................................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased .................. 88 96 98 92 74 87 78 92 95 

Annual aggregate expenditures ............................. $5,823,988 76.1 54.7 21.4 23.9 93.1 26.7 66.3 6.9 

Food ..................................................................... 741,020 73.2 53.7 19.5 26.8 93.0 27.2 65.7 7.0 

Food at home ..................................................... 438,143 72.6 52.5 20.1 27.4 92.2 26.9 65.3 7.8 

Cereals and bakery products ........................... 60,656 73.3 52.7 20.6 26.7 92.1 26.7 65.4 7.9 

Cereals and cereal products .......................... 19,901 71.6 52.4 19.2 28.4 92.1 28.5 63.6 7.9 

Bakery products ............................................. 40,754 74.1 52.9 21.2 25.9 92.1 25.9 66.2 7.9 

Meats, poultry, fish, and eggs .......................... 94,828 71.3 51.0 20.3 28.7 92.2 28.2 64.1 7.8 

Beef ................................................................ 26,198 73.4 50.9 22.5 26.6 91.2 27.6 63.6 8.8 

Pork ................................................................ 18,013 71.7 49.7 22.0 28.3 90.2 27.2 63.0 9.8 

Other meats ................................................... 14,168 72.2 52.8 19.4 27.8 91.7 26.9 64.8 8.3 

Poultry ............................................................ 16,698 68.7 50.6 18.1 31.3 93.6 29.1 64.5 6.4 

Fish and seafood ........................................... 14,155 70.8 53.0 17.8 29.2 95.4 30.0 65.4 4.6 

Eggs ............................................................... 5,597 67.0 47.3 19.6 33.0 92.9 29.9 63.0 7.1 

Dairy products .................................................. 45,994 73.7 53.5 20.2 26.3 91.8 26.0 65.8 8.2 

Fresh milk and cream .................................... 17,036 70.7 51.3 19.4 29.3 91.7 26.7 64.9 8.3 

Other dairy products ...................................... 28,957 75.5 54.8 20.7 24.5 91.9 25.5 66.4 8.1 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2010 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Fruits and vegetables ....................................... $82,147 72.4 52.7 19.7 27.6 92.9 27.4 65.6 7.1 

Fresh fruits ..................................................... 28,077 73.4 53.5 19.9 26.6 93.1 27.3 65.7 6.9 

Fresh vegetables ........................................... 25,445 71.6 51.4 20.2 28.4 93.3 28.5 64.8 6.7 

Processed fruits ............................................. 13,632 72.8 53.0 19.8 27.2 92.7 27.1 65.6 7.3 

Processed vegetables .................................... 14,993 71.7 53.2 18.5 28.3 92.3 25.8 66.5 7.7 

Other food at home .......................................... 154,519 72.8 52.9 19.9 27.2 91.9 26.2 65.6 8.1 

Sugar and other sweets ................................. 15,957 74.4 54.0 20.4 25.6 90.6 26.3 64.3 9.4 

Fats and oils ................................................... 12,404 72.8 51.4 21.4 27.2 92.0 26.7 65.3 8.0 

Miscellaneous foods ...................................... 80,600 72.7 53.6 19.1 27.3 92.2 25.9 66.3 7.8 

Nonalcoholic beverages ................................. 40,307 70.8 51.0 19.8 29.2 91.5 27.1 64.4 8.5 

Food prepared by consumer unit on

out-of-town trips ........................................... 5,251 84.7 57.2 27.5 15.3 93.4 23.9 69.6 6.6 

Food away from home ....................................... 302,877 74.0 55.5 18.5 26.0 94.1 27.6 66.4 5.9 

Alcoholic beverages ............................................. 49,814 71.9 56.3 15.6 28.1 93.6 28.7 64.9 6.4 

Housing ................................................................ 2,004,933 73.3 55.2 18.1 26.7 94.0 28.0 65.9 6.0 

Shelter ................................................................ 1,188,279 69.5 56.2 13.3 30.5 95.1 29.8 65.3 4.9 

Owned dwellings .............................................. 760,213 99.0 81.8 17.1 1.0 94.1 23.6 70.5 5.9 

Mortgage interest and charges ...................... 405,856 98.7 97.5 1.2 1.3 94.9 23.8 71.1 5.1 

Property taxes ................................................ 219,670 99.0 67.5 31.5 1.0 94.1 21.9 72.3 5.9 

Maintenance, repairs, insurance, other

expenses ...................................................... 134,688 99.7 58.0 41.6 .3 91.9 25.8 66.0 8.1 

Rented dwellings .............................................. 351,154 1.3 .7 .6 98.7 97.5 43.7 53.8 2.5 

Other lodging ................................................... 76,913 90.2 56.8 33.4 9.8 94.3 28.1 66.1 5.7 

Utilities, fuels, and public services ..................... 443,236 77.3 50.8 26.5 22.7 91.7 26.0 65.7 8.3 

Natural gas ....................................................... 53,283 81.2 54.3 26.9 18.8 96.1 29.9 66.2 3.9 

Electricity .......................................................... 171,068 76.8 49.7 27.1 23.2 90.4 24.9 65.5 9.6 

Fuel oil and other fuels ..................................... 16,993 91.4 50.1 41.3 8.6 77.0 6.9 70.0 23.0 

Telephone services .......................................... 142,635 71.8 48.8 23.0 28.2 91.9 27.3 64.6 8.1 

Water and other public services ....................... 59,257 84.6 56.1 28.4 15.4 94.9 27.7 67.2 5.1 

Household operations ........................................ 121,986 80.1 57.4 22.7 19.9 95.1 27.0 68.1 4.9 

Personal services ............................................. 41,156 77.0 66.4 10.5 23.0 96.3 26.8 69.5 3.7 

Other household expenses .............................. 80,830 81.7 52.8 28.9 18.3 94.5 27.1 67.4 5.5 

Housekeeping supplies ...................................... 73,938 79.7 56.3 23.4 20.3 91.1 23.3 67.7 8.9 

Laundry and cleaning supplies ........................ 18,166 73.9 52.7 21.2 26.1 90.7 26.3 64.4 9.3 

Other household products ................................ 39,777 81.5 57.7 23.8 18.5 91.1 21.6 69.5 8.9 

Postage and stationery .................................... 15,995 81.9 56.9 25.0 18.1 91.3 24.3 67.0 8.7 

Household furnishings and equipment ............... 177,494 81.4 57.1 24.3 18.6 92.3 23.8 68.6 7.7 

Household textiles ............................................ 12,390 80.4 55.1 25.3 19.6 92.2 26.2 66.0 7.8 

Furniture ........................................................... 43,024 79.9 55.1 24.8 20.1 92.7 24.0 68.6 7.3 

Floor coverings ................................................ 4,370 92.2 58.9 33.4 7.8 97.4 22.0 75.4 2.6 

Major appliances .............................................. 25,333 86.9 57.2 29.8 13.1 90.3 21.3 69.0 9.7 

Small appliances, miscellaneous housewares 12,882 76.6 55.0 21.6 23.4 89.8 24.1 65.7 10.2 

Miscellaneous household equipment ............... 79,494 80.7 58.7 22.0 19.3 93.0 24.1 68.9 7.0 

Apparel and services ........................................... 205,572 68.9 52.2 16.6 31.1 94.1 32.4 61.7 5.9 

Men and boys .................................................... 46,175 70.9 55.1 15.8 29.1 94.3 29.8 64.5 5.7 

Men, 16 and over ............................................. 36,765 71.3 54.9 16.4 28.7 94.4 30.5 63.9 5.6 

Boys, 2 to 15 .................................................... 9,410 69.3 55.8 13.5 30.7 93.8 26.8 67.0 6.2 

Women and girls ................................................ 80,116 73.8 55.9 17.8 26.2 93.9 29.3 64.6 6.1 

Women, 16 and over ........................................ 67,887 74.2 56.1 18.1 25.8 94.1 29.6 64.5 5.9 

Girls, 2 to 15 ..................................................... 12,229 71.5 54.9 16.5 28.5 92.8 27.7 65.1 7.2 

Children under 2 ................................................ 10,956 65.1 53.0 12.1 34.9 94.2 28.5 65.7 5.8 

Footwear ............................................................ 36,679 67.1 50.7 16.4 32.9 92.3 32.5 59.8 7.7 

Other apparel products and services ................. 31,645 56.7 40.1 16.7 43.3 96.5 45.3 51.3 3.5 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2010 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Transportation ...................................................... $929,544 77.4 54.0 23.4 22.6 91.7 25.3 66.4 8.3 

Vehicle purchases (net outlay) ........................... 313,474 78.5 54.9 23.6 21.5 91.8 24.7 67.1 8.2 

Cars and trucks, new ....................................... 147,662 84.0 57.7 26.3 16.0 93.3 24.5 68.8 6.7 

Cars and trucks, used ...................................... 159,617 72.9 51.7 21.2 27.1 90.5 25.0 65.4 9.5 

Other vehicles .................................................. 6,195 91.6 69.4 22.3 28.4 88.9 20.4 68.5 211.1 

Gasoline and motor oil ....................................... 258,238 75.6 52.7 22.9 24.4 90.2 23.2 67.0 9.8 

Other vehicle expenses ..................................... 298,180 78.2 54.4 23.8 21.8 92.1 25.6 66.5 7.9 

Vehicle finance charges ................................... 29,432 77.7 60.7 17.0 22.3 90.6 23.1 67.5 9.4 

Maintenance and repairs ................................. 95,326 78.0 53.0 25.0 22.0 91.2 24.4 66.8 8.8 

Vehicle insurance ............................................. 122,156 78.6 53.0 25.5 21.4 92.1 26.3 65.8 7.9 

Vehicle rental, leases, licenses, and other

charges .......................................................... 51,266 77.8 56.6 21.2 22.2 94.8 27.8 67.0 5.2 

Public transportation .......................................... 59,653 75.5 53.2 22.3 24.5 96.0 36.1 59.9 4.0 

Healthcare ............................................................ 382,285 83.5 48.4 35.0 16.5 90.5 21.9 68.6 9.5 

Health insurance ................................................ 221,690 82.9 46.0 36.9 17.1 90.6 21.9 68.8 9.4 

Medical services ................................................ 87,461 85.1 55.2 29.9 14.9 91.4 22.6 68.8 8.6 

Drugs ................................................................. 58,729 83.3 46.2 37.1 16.7 88.7 21.2 67.4 11.3 

Medical supplies ................................................ 14,404 82.5 53.3 29.2 17.5 91.2 22.0 69.2 8.8 

Entertainment ....................................................... 303,164 80.9 57.2 23.7 19.1 92.8 24.7 68.1 7.2 

Fees and admissions ......................................... 70,363 84.6 62.6 22.0 15.4 96.2 25.6 70.5 3.8 

Audio and visual equipment and services .......... 115,516 74.1 50.1 24.0 25.9 92.5 26.6 65.9 7.5 

Pets, toys, hobbies, and playground equipment 73,252 84.1 59.8 24.3 15.9 89.8 22.9 66.9 10.2 

Other entertainment supplies, equipment, and

services ............................................................ 44,033 87.5 63.0 24.6 12.5 93.3 21.5 71.9 6.7 

Personal care products and services ................... 70,426 76.5 54.1 22.4 23.5 94.5 27.8 66.7 5.5 

Reading ................................................................ 12,066 81.9 49.7 32.2 18.1 93.0 28.3 64.7 7.0 

Education ............................................................. 130,111 73.1 52.1 21.0 26.9 96.0 29.0 67.0 4.0 

Tobacco products and smoking supplies ............. 43,846 61.8 38.8 23.0 38.2 85.0 23.8 61.2 15.0 

Miscellaneous ...................................................... 102,756 80.8 53.7 27.1 19.2 91.5 23.7 67.8 8.5 

Cash contributions ............................................... 197,797 81.0 47.3 33.6 19.0 92.7 24.3 68.4 7.3 

Personal insurance and pensions ........................ 650,653 81.4 63.0 18.4 18.6 93.8 27.0 66.8 6.2 

Life and other personal insurance ...................... 38,527 89.2 64.5 24.6 10.8 92.0 23.0 68.9 8.0 

Pensions and Social Security ............................ 612,126 80.9 62.9 18.0 19.1 93.9 27.2 66.7 6.1 

Sources of income and personal taxes:

Money income before taxes ................................. 7,566,944 79.4 57.9 21.5 20.6 93.5 26.8 66.7 6.5 

Wages and salaries ........................................... 6,003,053 79.1 62.9 16.2 20.9 94.3 27.7 66.6 5.7 

Self-employment income ................................... 341,548 82.0 62.1 19.9 18.0 92.1 24.9 67.2 7.9 

Social Security, private and government

retirement ......................................................... 868,674 85.6 31.2 54.3 14.4 88.7 21.0 67.7 11.3 

Interest, dividends, rental income, other

property income ............................................... 143,118 91.9 39.9 52.0 8.1 92.2 21.6 70.6 7.8 

Unemployment and workers’ compensation,

veterans’ benefits ............................................. 76,742 68.1 47.3 20.8 31.9 92.0 23.6 68.4 8.0 

Public assistance, supplemental security

income, food stamps ........................................ 61,214 35.5 18.8 16.6 64.5 91.6 37.8 53.8 8.4 

Regular contributions for support ....................... 49,302 53.3 34.3 19.0 46.7 94.6 36.0 58.6 5.4 

Other income ..................................................... 23,294 28.1 19.6 8.4 71.9 94.9 40.1 54.8 5.1 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2010 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Personal taxes ..................................................... $214,262 89.1 66.8 22.3 10.9 94.1 29.8 64.3 5.9 

Federal income taxes ......................................... 137,538 91.3 69.5 21.8 8.7 95.3 32.3 63.1 4.7 

State and local income taxes ............................. 58,428 82.4 64.6 17.8 17.6 93.5 27.8 65.7 6.5 

Other taxes ........................................................ 18,295 94.7 54.5 40.3 5.3 86.8 17.6 69.1 13.2 

Income after taxes ............................................... 7,352,682 79.2 57.7 21.5 20.8 93.4 26.7 66.7 6.6 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011