Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 19,207 3,757 4,584 6,936 3,929 

Consumer unit characteristics: 

Income before taxes ..................................... $67,780 $71,731 $64,975 $60,412 $80,282 

Income after taxes ........................................ 64,476 68,577 62,139 57,573 75,468 

Age of reference person ................................ 59.2 59.4 59.1 59.2 59.2 

Average number in consumer unit:

Persons ........................................................ 2.1 2.1 2.0 2.1 2.1 

Children under 18 ........................................ .2 .1 .1 .2 .1 

Persons 65 and over .................................... .1 .1 .1 .1 .1 

Earners ........................................................ 1.3 1.4 1.4 1.3 1.4 

Vehicles ....................................................... 2.2 1.8 2.4 2.1 2.3 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 44 49 46 52 

Female ......................................................... 52 56 51 54 48 

Housing tenure:

Homeowner .................................................. 81 75 83 83 79 

With mortgage ............................................ 46 42 45 47 52 

Without mortgage ....................................... 34 33 38 37 27 

Renter .......................................................... 19 25 17 17 21 

Race of reference person:

Black or African-American ........................... 11 9 9 18 3 

White, Asian, and all other races ................. 89 91 91 82 97 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 6 1 9 11 

Not Hispanic or Latino .................................. 93 94 99 91 89 

Education of reference person:

Elementary (1-8) .......................................... 4 3 2 6 4 

High school (9-12) ........................................ 34 39 36 37 23 

College ......................................................... 62 58 61 57 73 

Never attended and other ............................ 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 92 85 94 93 93 

Average annual expenditures .......................... $52,461 $53,087 $50,163 $47,338 $63,312 

Food ............................................................... 6,186 6,143 5,932 5,771 7,177 

Food at home ............................................... 3,488 3,365 3,373 3,305 4,014 

Cereals and bakery products ..................... 454 492 457 415 485 

Cereals and cereal products .................... 132 147 125 120 147 

Bakery products ....................................... 322 346 332 296 338 

Meats, poultry, fish, and eggs .................... 779 756 700 816 814 

Beef .......................................................... 212 189 185 228 233 

Pork .......................................................... 152 128 155 174 134 

Other meats ............................................. 103 116 107 104 88 

Poultry ...................................................... 136 143 116 143 141 

Fish and seafood ..................................... 133 139 102 126 168 

Eggs ......................................................... 42 41 36 41 50 

Dairy products ............................................ 377 364 368 359 427 

Fresh milk and cream .............................. 135 124 128 143 138 

Other dairy products ................................ 242 240 240 216 289 

Fruits and vegetables ................................. 648 650 608 565 825 

Fresh fruits ............................................... 224 220 217 186 300 

Fresh vegetables ..................................... 213 232 178 185 277 

Processed fruits ....................................... 110 111 122 91 129 

Processed vegetables .............................. 101 87 91 104 119 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

55-64 Northeast Midwest South West

Other food at home .................................... $1,229 $1,103 $1,240 $1,149 $1,463 

Sugar and other sweets ........................... 120 97 126 122 131 

Fats and oils ............................................. 97 93 88 96 109 

Miscellaneous foods ................................ 610 566 624 560 720 

Nonalcoholic beverages ........................... 342 280 344 333 411 

Food prepared by consumer unit on

out-of-town trips ..................................... 59 67 57 39 91 

Food away from home ................................. 2,699 2,777 2,559 2,466 3,164 

Alcoholic beverages ....................................... 505 584 397 405 711 

Housing .......................................................... 16,900 18,215 15,794 14,291 21,444 

Shelter .......................................................... 9,485 11,110 8,558 7,292 12,883 

Owned dwellings ........................................ 6,966 7,748 6,438 5,688 9,089 

Mortgage interest and charges ................ 3,347 3,025 2,693 2,872 5,256 

Property taxes .......................................... 2,024 3,125 2,259 1,393 1,812 

Maintenance, repairs, insurance, other

expenses ................................................ 1,595 1,598 1,487 1,423 2,021 

Rented dwellings ........................................ 1,500 2,034 1,014 1,060 2,334 

Other lodging ............................................. 1,019 1,328 1,106 544 1,460 

Utilities, fuels, and public services ............... 3,698 4,005 3,581 3,693 3,549 

Natural gas ................................................. 560 699 833 341 493 

Electricity .................................................... 1,383 1,331 1,175 1,645 1,212 

Fuel oil and other fuels ............................... 169 459 126 95 72 

Telephone services .................................... 1,126 1,158 1,058 1,149 1,132 

Water and other public services ................. 461 359 389 462 640 

Household operations .................................. 897 809 1,069 690 1,141 

Personal services ....................................... 190 168 488 80 355 

Other household expenses ........................ 707 641 581 610 1,086 

Housekeeping supplies ................................ 821 614 658 774 1,237 

Laundry and cleaning supplies .................. 149 118 133 159 175 

Other household products .......................... 470 325 365 410 801 

Postage and stationery .............................. 201 171 160 205 261 

Household furnishings and equipment ......... 2,000 1,677 1,928 1,843 2,634 

Household textiles ...................................... 186 168 177 175 231 

Furniture ..................................................... 467 373 442 411 681 

Floor coverings .......................................... 64 93 53 57 59 

Major appliances ........................................ 267 291 264 215 339 

Small appliances, miscellaneous

housewares .............................................. 102 94 83 110 114 

Miscellaneous household equipment ......... 914 658 908 875 1,210 

Apparel and services ..................................... 1,898 2,171 1,894 1,766 1,895 

Men and boys .............................................. 406 487 392 395 369 

Men, 16 and over ....................................... 366 452 354 348 334 

Boys, 2 to 15 .............................................. 40 35 37 47 35 

Women and girls .......................................... 815 912 858 752 795 

Women, 16 and over .................................. 748 840 796 679 739 

Girls, 2 to 15 ............................................... 67 72 62 73 55 

Children under 2 .......................................... 61 89 62 45 61 

Footwear ...................................................... 320 353 344 302 296 

Other apparel products and services ........... 297 330 239 272 375 

Transportation ................................................ 9,203 8,566 8,538 8,742 11,340 

Vehicle purchases (net outlay) ..................... 3,258 2,415 2,915 3,294 4,402 

Cars and trucks, new ................................. 1,782 1,594 1,357 1,646 2,699 

Cars and trucks, used ................................ 1,428 806 1,489 1,603 1,644 

Other vehicles ............................................ 47 314 368 344 359 

Gasoline and motor oil ................................. 2,397 2,100 2,417 2,495 2,487 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

55-64 Northeast Midwest South West

Other vehicle expenses ............................... $2,873 $3,140 $2,571 $2,583 $3,419 

Vehicle finance charges ............................. 312 285 256 347 343 

Maintenance and repairs ........................... 842 777 773 799 1,062 

Vehicle insurance ....................................... 1,134 1,170 832 1,134 1,394 

Vehicle rental, leases, licenses, and other

charges .................................................... 584 907 710 304 621 

Public transportation .................................... 674 912 635 370 1,031 

Healthcare ...................................................... 3,516 3,322 3,420 3,550 3,746 

Health insurance .......................................... 1,714 1,697 1,621 1,701 1,862 

Medical services .......................................... 930 857 929 882 1,085 

Drugs ........................................................... 716 605 666 853 628 

Medical supplies .......................................... 156 163 203 113 171 

Entertainment ................................................. 2,771 2,523 2,575 2,527 3,646 

Fees and admissions ................................... 624 700 605 485 820 

Audio and visual equipment and services .... 931 919 822 926 1,075 

Pets, toys, hobbies, and playground

equipment .................................................. 651 553 539 636 878 

Other entertainment supplies, equipment,

and services ............................................... 566 352 608 480 874 

Personal care products and services ............. 609 688 569 550 680 

Reading .......................................................... 149 166 161 117 174 

Education ....................................................... 797 1,150 747 579 901 

Tobacco products and smoking supplies ....... 361 372 383 385 285 

Miscellaneous ................................................ 1,094 1,153 968 993 1,361 

Cash contributions ......................................... 2,509 1,596 2,792 2,396 3,253 

Personal insurance and pensions .................. 5,963 6,437 5,995 5,267 6,700 

Life and other personal insurance ................ 460 473 465 456 448 

Pensions and Social Security ...................... 5,503 5,963 5,529 4,811 6,252 

Sources of income and personal taxes: 

Money income before taxes ........................... 67,780 71,731 64,975 60,412 80,282 

Wages and salaries ..................................... 51,061 56,788 48,819 44,947 58,996 

Self-employment income ............................. 4,419 4,708 4,176 3,174 6,625 

Social Security, private and government

retirement ................................................... 8,893 7,551 8,659 9,149 9,998 

Interest, dividends, rental income, other

property income ......................................... 2,350 1,727 2,607 2,002 3,260 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 246 244 212 240 300 

Public assistance, supplemental security

income, food stamps .................................. 338 338 260 324 455 

Regular contributions for support ................. 355 257 131 458 526 

Other income ............................................... 118 117 111 120 122 

Personal taxes ............................................... 3,304 3,154 2,836 2,839 4,814 

Federal income taxes ................................... 2,417 2,093 1,814 2,223 3,771 

State and local income taxes ....................... 603 690 631 410 828 

Other taxes .................................................. 284 371 391 206 215 

Income after taxes ......................................... 64,476 68,577 62,139 57,573 75,468 

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of residence:

Average annual expenditures and characteristics, Consumer Expenditure Survey,

2006-2007 — Continued

Item Total

55-64 Northeast Midwest South West

Addenda:

Net change in total assets and liabilities ........ - $3,831 - $4,701 - $1,385 - $2,995 - $7,327 

Net change in total assets ............................ 7,452 5,707 8,246 5,558 11,539 

Net change in total liabilities ........................ 11,283 10,408 9,630 8,553 18,867 

Other financial information:

Other money receipts ................................... 1,153 343 1,421 1,266 1,417 

Mortgage principal paid on owned property -2,626 -2,451 -2,668 -2,280 -3,355 

Estimated market value of owned home ...... 231,942 260,861 171,122 173,567 378,302 

Estimated monthly rental value of owned

home .......................................................... 1,064 1,183 923 973 1,274 

Gifts of goods and services ............................ 1,735 1,837 1,785 1,376 2,220 

Food ............................................................. 189 174 194 160 250 

Alcoholic beverages ..................................... 15 18 8 18 13 

Housing ........................................................ 320 314 349 263 394 

Housekeeping supplies .............................. 38 37 41 33 43 

Household textiles ...................................... 23 40 17 21 17 

Appliances and miscellaneous

housewares .............................................. 37 47 24 29 57 

Major appliances ...................................... 19 25 9 8 44 

Small appliances and miscellaneous

housewares ............................................ 18 321 15 21 13 

Miscellaneous household equipment ......... 53 62 46 42 74 

Other housing ............................................ 169 129 220 138 203 

Apparel and services ................................... 336 347 377 339 276 

Males, 2 and over ...................................... 85 92 81 96 62 

Females, 2 and over .................................. 127 99 176 132 96 

Children under 2 ........................................ 56 79 60 39 58 

Other apparel products and services ......... 68 77 60 72 60 

Jewelry and watches ................................ 26 32 27 15 36 

All other apparel products and services ... 43 45 33 57 25 

Transportation .............................................. 135 144 121 66 267 

Health care ................................................... 42 14 23 19 132 

Entertainment ............................................... 123 89 138 79 210 

Toys, games, arts and crafts, and tricycles 41 30 44 34 62 

Other entertainment ................................... 81 60 94 45 148 

Personal care products and services ........... 19 34 25 11 14 

Reading ........................................................ 1 2 1 1 2 

Education ..................................................... 407 585 424 305 401 

All other gifts ................................................ 147 114 126 116 260 

1 Value is less than or equal to 0.5. 2 No data reported.3 Data are likely to have large sampling errors.

n.a. Not applicable.