Table 1300. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

Number of consumer units (in thousands)1......................... 133,595 6,608 21,024 22,921 22,276 24,751 36,016 21,479 14,537 

Percent distribution of consumer units ................................ 100.0 4.9 15.7 17.2 16.7 18.5 27.0 16.1 10.9 

Consumer unit characteristics (mean values): 

 Income before taxes ......................................................... $87,432 $46,046 $84,999 $108,176 $119,933 $98,793 $55,335 $63,319 $43,538 

 Income after taxes ............................................................ 78,743 44,389 78,214 97,916 103,497 85,573 53,149 59,872 43,217 

 Age of reference person ................................................... 51.8 22.0 29.8 39.4 49.6 59.6 74.1 69.3 81.4 

 Average number in consumer unit: 

 People ........................................................................... 2.4 2.1 2.7 3.3 2.9 2.2 1.7 1.8 1.6 

 Children under 18 .......................................................... .6 .4 .9 1.4 .7 .2 .1 .1 ( 2 ) 

 Adults 65 and older ....................................................... .4 ( 2 ) ( 2 ) ( 2 ) .1 .1 1.4 1.4 1.4 

 Earners .......................................................................... 1.3 1.5 1.5 1.6 1.8 1.4 .5 .6 .2 

 Vehicles ......................................................................... 1.9 1.3 1.7 1.9 2.2 2.1 1.7 1.9 1.4 

Percent distribution: 

 Reference person: 

 Men................................................................................ 47 49 48 48 49 48 46 46 45 

 Women .......................................................................... 53 51 52 52 51 52 54 54 55 

 Housing tenure: 

 Homeowner ................................................................... 65 18 44 60 70 75 78 79 77 

 With mortgage ............................................................ 38 9 35 50 51 42 25 32 16 

 Without mortgage ....................................................... 27 8 9 10 19 32 53 47 62 

 Renter ............................................................................ 35 82 56 40 30 25 22 21 23 

 Race of reference person: 

 Black or African-American ............................................. 13 14 14 15 15 14 11 12 9 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 87 86 86 85 85 86 89 88 91 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .......................................................... 15 21 20 19 18 13 7 8 5 

 Not Hispanic or Latino ................................................... 85 79 80 81 82 87 93 92 95 

 Education of reference person: 

 Elementary (1-8)............................................................ 3 ( 2 ) 2 3 3 3 4 3 4 

 High school (9-12) ......................................................... 28 35 25 25 25 30 32 29 37 

 College .......................................................................... 69 64 73 73 71 67 64 68 58 

 Never attended and other ............................................. ( 2 ) ( 3 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 1 

 At least one vehicle owned or leased ............................... 89 75 89 91 92 92 88 91 84 

Annual aggregate expenditures........................................... $8,937,383 3.1 15.1 20.4 20.9 19.5 20.9 13.5 7.4 

 Food .................................................................................. 1,105,178 3.4 15.6 20.0 21.6 18.7 20.8 13.4 7.4 

 Food at home ................................................................ 701,087 2.9 14.0 19.9 21.2 19.3 22.7 14.3 8.5 

 Cereals and bakery products ..................................... 89,592 2.9 13.8 20.0 21.9 17.9 23.5 14.3 9.2 

 Cereals and cereal products ................................... 28,017 3.2 15.0 20.8 22.7 16.9 21.4 13.2 8.2 

 Bakery products ...................................................... 61,575 2.7 13.3 19.6 21.6 18.4 24.5 14.8 9.6 

 Meats, poultry, fish, and eggs .................................... 148,655 3.3 14.0 19.7 21.1 19.6 22.3 14.2 8.0 

 Beef ......................................................................... 39,018 3.0 15.4 20.0 21.1 19.8 20.7 13.1 7.6 

 Pork ......................................................................... 29,713 3.3 13.1 19.7 20.4 18.1 25.4 16.4 9.1 

 Other meats ............................................................ 20,081 3.5 12.6 19.2 20.9 20.8 23.1 13.6 9.4 

 Poultry ..................................................................... 27,052 3.7 14.3 20.8 21.6 20.0 19.6 13.4 6.2 

 Fish and seafood .................................................... 23,778 3.2 13.7 18.0 21.7 19.9 23.6 15.4 8.1 

 Eggs ........................................................................ 9,012 2.9 14.4 21.1 21.0 18.9 21.8 13.1 8.7 

 Dairy products ............................................................ 65,568 2.8 13.4 19.7 20.3 19.5 24.3 15.0 9.2 

 Fresh milk and cream ............................................. 20,941 3.1 13.1 21.0 20.0 19.6 23.1 14.9 8.2 

 Other dairy products ............................................... 44,627 2.7 13.5 19.1 20.4 19.5 24.8 15.1 9.7 

 Fruits and vegetables ................................................. 137,670 3.1 13.9 19.7 21.8 18.8 22.7 13.7 9.1 

 Fresh fruits .............................................................. 50,421 2.8 14.0 20.0 21.0 18.4 23.7 14.5 9.2 

 Fresh vegetables .................................................... 43,712 3.2 14.3 19.5 22.1 18.8 22.2 13.3 8.8 

 Processed fruits ...................................................... 17,683 3.9 12.4 19.4 22.0 18.8 23.6 13.2 10.4 

 Processed vegetables ............................................ 25,854 3.0 14.0 19.7 22.5 19.6 21.3 13.0 8.3 

 Other food at home .................................................... 259,603 2.7 14.1 20.1 21.0 19.8 22.3 14.3 7.9 

 Sugar and other sweets .......................................... 24,263 3.3 12.2 19.3 20.7 18.7 25.9 16.6 9.2 

See footnotes at end of table. 
Table 1300. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021 —

Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Fats and oils ............................................................ 17,664 3.2 12.9 18.5 21.2 20.9 23.3 14.6 8.7 

 Miscellaneous foods ............................................... 139,776 2.4 15.3 20.1 20.8 19.7 21.7 13.5 8.2 

 Nonalcoholic beverages ......................................... 68,632 3.0 12.8 20.5 21.4 19.7 22.5 15.3 7.2 

 Food prepared by consumer unit on out of town 

 trips ...................................................................... 9,267 2.5 15.0 22.3 20.5 21.4 18.3 13.5 4.8 

 Food away from home................................................... 404,091 4.1 18.5 20.1 22.2 17.6 17.5 12.0 5.5 

 Alcoholic beverages ......................................................... 73,841 3.1 19.4 18.2 18.6 19.6 21.1 15.0 6.1 

 Housing ............................................................................. 3,021,905 3.4 15.8 20.0 19.6 18.8 22.5 14.2 8.2 

 Shelter ........................................................................... 1,771,197 4.0 16.9 20.0 19.6 18.4 21.1 13.2 8.0 

 Owned dwellings ........................................................ 1,014,119 .9 11.7 19.8 21.5 21.7 24.4 16.0 8.4 

 Mortgage interest and charges ............................... 371,521 .9 15.2 25.4 24.9 20.6 13.0 9.9 3.1 

 Property taxes ......................................................... 330,672 1.0 9.8 17.9 20.0 23.5 27.8 17.6 10.3 

 Maintenance, repairs, insurance, and other 

 expenses.............................................................. 311,926 .8 9.6 14.9 19.1 21.2 34.3 21.6 12.8 

 Rented dwellings ........................................................ 625,766 9.2 26.7 21.3 15.3 11.7 15.9 8.2 7.7 

 Other lodging .............................................................. 131,312 2.4 10.2 16.4 25.1 24.9 20.9 15.0 6.0 

 Utilities, fuels, and public services ................................ 564,237 2.7 13.3 18.5 20.1 20.5 25.0 15.7 9.3 

 Natural gas ................................................................. 59,764 2.5 11.0 18.4 18.8 21.4 27.8 16.8 11.0 

 Electricity .................................................................... 207,189 3.0 13.8 18.1 19.4 20.0 25.7 16.0 9.8 

 Fuel oil and other fuels ............................................... 16,247 4

.8 7.5 12.9 18.8 26.1 33.8 19.6 14.2 

 Telephone services .................................................... 188,193 2.9 14.3 19.6 21.6 20.1 21.5 14.2 7.3 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 22,060 4

.7 4.1 8.7 14.0 22.8 49.7 26.7 23.0 

 Cellular phone service ............................................ 166,134 3.2 15.6 21.1 22.6 19.7 17.8 12.5 5.3 

 Water and other public services ................................ 92,843 2.3 12.5 17.9 19.5 20.6 27.3 16.9 10.3 

 Household operations ................................................... 218,873 1.8 16.6 25.5 16.5 15.8 23.7 14.0 9.7 

 Personal services ....................................................... 50,394 4

.3 31.6 50.7 8.5 42.1 6.8 42.5 44.3 

 Other household expenses ........................................ 168,479 2.3 12.1 18.0 18.9 19.9 28.8 17.5 11.3 

 Housekeeping supplies ................................................. 107,042 2.3 12.1 16.7 19.2 22.5 27.1 17.3 9.8 

 Laundry and cleaning supplies .................................. 23,789 2.8 13.6 18.6 20.7 20.1 24.2 14.7 9.5 

 Other household products .......................................... 68,508 2.3 11.2 16.7 19.3 23.3 27.2 18.0 9.2 

 Postage and stationery .............................................. 14,745 1.8 14.4 13.9 15.8 22.7 31.4 18.2 13.2 

 Household furnishings and equipment .......................... 360,556 3.2 14.9 19.4 20.6 19.0 22.8 16.4 6.4 

 Household textiles ...................................................... 16,221 1.9 12.2 16.9 23.9 17.4 27.7 19.6 8.2 

 Furniture ..................................................................... 95,600 3.2 16.9 21.6 23.1 16.8 18.3 12.3 5.9 

 Floor coverings ........................................................... 4,439 1.6 17.2 22.4 17.7 22.0 19.0 10.9 8.1 

 Major appliances ........................................................ 61,922 2.5 14.0 18.0 18.8 23.4 23.3 14.0 9.3 

 Small appliances and miscellaneous 

 housewares ............................................................. 18,949 3.3 17.4 18.0 18.9 19.7 22.6 15.1 7.5 

 Miscellaneous household equipment ......................... 163,425 3.7 14.0 19.1 19.7 18.6 25.0 19.6 5.3 

 Apparel and services ........................................................ 233,952 4.3 18.7 22.2 21.6 18.3 15.0 10.4 4.5 

 Men and boys ................................................................ 56,507 4.2 21.0 24.4 20.0 14.2 16.3 12.9 3.3 

 Men, 16 and over ....................................................... 41,298 5.1 19.7 18.7 19.7 16.5 20.2 16.0 4.2 

 Boys, 2 to 15 .............................................................. 15,210 1.5 24.7 39.9 20.6 7.7 5.7 4.6 41.1 

 Women and girls ........................................................... 87,858 3.8 15.4 21.7 25.5 18.1 15.5 10.2 5.4 

 Women, 16 and over .................................................. 73,157 4.1 15.4 18.3 24.9 19.6 17.8 11.6 6.2 

 Girls, 2 to 15 ............................................................... 14,701 42.2 15.4 38.9 28.4 10.8 4.3 3.2 41.2 

 Children under 2 ............................................................ 8,844 44.7 47.3 24.6 8.3 10.0 5.1 3.4 41.8 

 Footwear ........................................................................ 44,801 5.0 16.9 22.8 23.6 17.5 14.2 10.2 4.1 

 Other apparel products and services ............................ 35,942 4.5 18.4 18.6 15.7 28.0 14.8 9.1 5.7 

 Transportation .................................................................. 1,464,325 3.6 16.8 22.4 21.1 18.5 17.6 12.3 5.4 

 Vehicle purchases (net outlay) ...................................... 645,014 3.4 18.0 25.5 20.4 17.3 15.5 11.1 4.5 

 Cars and trucks, new ................................................. 295,306 42.7 14.4 27.5 22.1 16.8 16.5 11.7 4.8 

 Cars and trucks, used ................................................ 341,296 3.8 21.2 23.7 19.1 17.2 15.0 10.7 4.2 

 Other vehicles ............................................................ 8,412 48.6 16.6 27.5 11.3 32.6 43.5 43.5 ( 3 ) 

 Gasoline, other fuels, and motor oil .............................. 286,902 4.2 16.7 20.5 21.5 19.5 17.5 12.4 5.2 

 Other vehicle expenses ................................................. 472,093 3.6 14.9 19.5 21.5 19.8 20.6 13.8 6.8 

 Vehicle finance charges ............................................. 36,325 3.1 17.9 23.4 22.9 20.3 12.4 9.5 3.0 

 Maintenance and repairs ........................................... 130,199 3.2 15.1 19.6 20.5 20.0 21.5 14.9 6.6 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 101,488 3.9 12.9 20.7 21.8 18.2 22.5 15.0 7.5 

 Vehicle insurance ....................................................... 204,080 3.8 15.2 18.2 21.8 20.3 20.6 13.3 7.3 

 Public and other transportation ..................................... 60,316 3.2 19.4 20.5 23.9 16.4 16.6 12.3 4.3 

 Healthcare ........................................................................ 728,228 1.2 9.8 16.2 17.3 20.7 34.7 20.5 14.2 

 Health insurance ........................................................... 494,784 1.1 9.8 14.8 17.3 20.8 36.2 21.5 14.7 

See footnotes at end of table. 
Table 1300. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021 —

Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Medical services ............................................................ 142,902 1.6 11.3 22.2 17.4 20.4 27.1 15.3 11.8 

 Drugs ............................................................................. 66,401 1.4 6.9 13.9 17.1 21.7 39.1 23.4 15.7 

 Medical supplies ............................................................ 24,141 1.6 11.1 14.4 18.2 17.2 37.5 23.6 13.9 

 Entertainment ................................................................... 476,379 2.4 14.3 20.4 22.0 19.2 21.7 15.3 6.4 

 Fees and admissions .................................................... 87,296 2.5 15.3 30.4 22.3 14.5 15.0 9.5 5.5 

 Audio and visual equipment and services..................... 136,305 2.6 13.6 18.1 19.3 19.6 26.8 16.7 10.1 

 Pets, toys, hobbies, and playground equipment ........... 129,294 2.7 16.7 20.8 18.0 17.2 24.5 17.7 6.8 

 Pets ............................................................................ 102,783 2.3 14.6 20.1 18.3 18.3 26.4 19.2 7.2 

 Toys, hobbies, and playground equipment ................ 26,511 4.4 25.1 23.7 16.6 13.2 17.1 11.6 5.5 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 123,484 1.7 11.7 15.6 29.0 24.1 18.0 15.3 2.7 

 Personal care products and services ............................... 102,831 3.3 15.5 19.1 20.9 19.4 21.8 13.3 8.5 

 Reading ............................................................................ 15,229 3.3 16.0 14.5 15.2 18.7 32.3 19.1 13.2 

 Education .......................................................................... 163,787 8.5 13.1 15.3 35.1 22.0 6.1 3.3 2.9 

 Tobacco products and smoking supplies ......................... 45,605 3.1 16.0 20.0 18.1 25.5 17.3 13.2 4.1 

 Miscellaneous ................................................................... 131,738 1.4 12.5 21.2 24.3 18.2 22.4 13.5 8.9 

 Cash contributions ............................................................ 322,566 1.5 6.1 15.7 17.4 22.0 37.3 19.0 18.3 

 Personal insurance and pensions .................................... 1,051,819 2.5 16.8 24.1 24.7 22.1 9.8 8.0 1.8 

 Life and other personal insurance ................................. 63,249 1.1 7.5 17.8 22.4 23.9 27.3 18.1 9.2 

 Pensions and Social Security........................................ 988,570 2.6 17.4 24.5 24.9 22.0 8.6 7.3 1.3 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $11,680,535 2.6 15.3 21.2 22.9 20.9 17.1 11.6 5.4 

 Wages and salaries ....................................................... 9,005,474 3.0 18.2 24.5 25.4 21.3 7.6 6.4 1.2 

 Self-employment income ............................................... 812,912 1.9 10.3 20.8 27.5 26.0 13.5 11.1 2.4 

 Social Security, private and government 

 retirement ................................................................... 1,286,764 4

.2 .9 2.1 3.6 13.5 79.8 45.8 34.0 

 Interest, dividends, rental income, and other 

 property income ......................................................... 304,491 .9 3.6 9.5 19.8 25.7 40.6 24.0 16.6 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 78,876 4.4 16.3 23.8 17.9 22.2 15.4 10.2 5.2 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 147,077 3.1 15.5 19.6 17.9 24.0 19.8 11.6 8.2 

 Other income ................................................................. 44,941 18.9 16.7 10.4 24.2 15.7 14.2 7.3 6.9 

 Personal taxes (contains some imputed values) ............. 1,160,821 .9 12.3 20.3 31.5 28.2 6.8 6.4 .4 

 Federal income taxes .................................................... 1,143,769 1.2 12.7 20.4 29.1 26.0 10.6 8.4 2.2 

 Stimulus payment .......................................................... -339,560 4.2 17.7 22.6 18.1 15.9 21.6 13.7 7.9 

 State and local income taxes ........................................ 342,557 1.7 16.3 22.6 27.4 23.5 8.5 6.9 1.5 

 Other taxes .................................................................... 14,055 442.8 7.7 9.2 9.7 19.1 11.5 8.1 3.5 

 Income after taxes ............................................................ 10,519,715 2.8 15.6 21.3 21.9 20.1 18.2 12.2 6.0 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022