Table 4500. Selected age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate Under 

30 years 

30 and 

older 

Under 

50 years 

50 and 

older 

Under 

55 years 

55 and 

older 

Under 

65 years 

65 and 

older 

Number of consumer units (in thousands)1.......................... 131,234 14,345 116,889 59,039 72,195 70,936 60,298 96,040 35,194 

Percent distribution of consumer units ................................. 100.0 10.9 89.1 45.0 55.0 54.1 45.9 73.2 26.8 

Consumer unit characteristics (mean values): 

 Income before taxes ......................................................... $84,352 $61,864 $87,111 $91,100 $78,833 $96,538 $70,015 $96,100 $52,290 

 Income after taxes ............................................................ 74,949 57,596 77,079 81,883 69,279 85,776 62,212 84,043 50,133 

 Age of reference person ................................................... 52.2 25.3 55.5 35.9 65.5 38.6 68.2 44.1 74.3 

 Average number in consumer unit: 

 People ............................................................................ 2.5 2.3 2.5 3.0 2.1 2.9 1.9 2.7 1.7 

 Children under 18 .......................................................... .6 .5 .6 1.1 .2 1.0 .1 .8 .1 

 Adults 65 and older ........................................................ .4 ( 2 ) .5 ( 2 ) .7 ( 2 ) .9 .1 1.4 

 Earners .......................................................................... 1.3 1.5 1.3 1.6 1.0 1.6 .9 1.6 .5 

 Vehicles ......................................................................... 1.9 1.5 2.0 1.8 2.0 1.9 1.9 2.0 1.7 

Percent distribution: 

 Reference person: 

 Men ................................................................................ 47 49 47 49 45 49 45 48 44 

 Women ........................................................................... 53 51 53 51 55 51 55 52 56 

 Housing tenure: 

 Homeowner.................................................................... 66 28 70 52 77 56 77 61 80 

 With mortgage ............................................................ 39 22 41 43 36 45 32 44 25 

 Without mortgage ....................................................... 27 6 30 10 41 11 46 17 55 

 Renter ............................................................................ 34 72 30 48 23 44 23 39 20 

 Race of reference person: 

 Black or African-American ............................................. 13 13 13 15 12 14 12 14 11 

 White, Asian, and all other races ................................... 87 87 87 85 88 86 88 86 89 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .......................................................... 14 23 13 20 10 19 8 17 6 

 Not Hispanic or Latino ................................................... 86 77 87 80 90 81 92 83 94 

 Education of reference person: 

 Elementary (1-8) ............................................................ 2 2 3 2 3 2 3 2 3 

 High school (9-12) ......................................................... 28 27 28 25 31 25 32 26 34 

 College ........................................................................... 69 71 69 73 66 73 64 72 62 

 Never attended and other .............................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ............................... 90 85 91 90 90 90 89 91 87 

Annual aggregate expenditures ........................................... $8,051,248 8.5 91.5 47.7 52.3 59.0 41.0 79.2 20.8 

 Food .................................................................................. 961,333 8.5 91.5 49.6 50.4 60.2 39.8 79.2 20.8 

 Food at home ................................................................. 649,324 7.4 92.6 47.4 52.6 57.7 42.3 77.3 22.7 

 Cereals and bakery products ..................................... 84,058 7.4 92.6 48.2 51.8 58.4 41.6 77.1 22.9 

 Cereals and cereal products ................................... 27,832 7.9 92.1 50.6 49.4 60.9 39.1 79.6 20.4 

 Bakery products ...................................................... 56,226 7.2 92.8 47.1 52.9 57.2 42.8 75.8 24.2 

 Meats, poultry, fish, and eggs .................................... 141,308 7.2 92.8 46.6 53.4 56.6 43.4 77.7 22.3 

 Beef ......................................................................... 38,889 7.1 92.9 47.2 52.8 57.6 42.4 77.8 22.2 

 Pork ......................................................................... 28,174 6.2 93.8 44.1 55.9 54.0 46.0 75.6 24.4 

 Other meats ............................................................. 18,648 7.6 92.4 46.9 53.1 57.3 42.7 77.6 22.4 

 Poultry ..................................................................... 24,864 7.9 92.1 48.4 51.6 58.7 41.3 80.6 19.4 

 Fish and seafood ..................................................... 22,344 6.7 93.3 45.0 55.0 54.7 45.3 76.7 23.3 

 Eggs ........................................................................ 8,388 8.4 91.6 49.6 50.4 58.9 41.1 77.7 22.3 

 Dairy products ............................................................ 62,244 7.1 92.9 47.0 53.0 57.2 42.8 75.8 24.2 

 Fresh milk and cream .............................................. 19,286 7.3 92.7 48.6 51.4 58.8 41.2 77.0 23.0 

 Other dairy products ................................................ 42,958 6.9 93.1 46.3 53.7 56.5 43.5 75.2 24.8 

 Fruits and vegetables ................................................. 128,370 7.1 92.9 46.7 53.3 56.6 43.4 76.3 23.7 

 Fresh fruits............................................................... 45,806 7.1 92.9 47.0 53.0 56.8 43.2 76.8 23.2 

 Fresh vegetables ..................................................... 40,856 7.3 92.7 45.7 54.3 55.5 44.5 76.0 24.0 

 Processed fruits ....................................................... 16,461 7.4 92.6 48.8 51.2 58.1 41.9 76.6 23.4 

 Processed vegetables ............................................. 25,247 6.5 93.5 46.4 53.6 57.1 42.9 75.8 24.2 

 Other food at home ..................................................... 233,344 7.7 92.3 48.0 52.0 58.7 41.3 78.0 22.0 

 Sugar and other sweets .......................................... 21,794 7.8 92.2 48.1 51.9 58.8 41.2 77.0 23.0 

 Fats and oils ............................................................ 17,419 6.9 93.1 45.1 54.9 56.4 43.6 76.0 24.0 

 Miscellaneous foods ................................................ 127,852 8.4 91.6 49.4 50.6 60.0 40.0 78.9 21.1 

See footnotes at end of table. 
Table 4500. Selected age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 

— Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate Under 

30 years 

30 and 

older 

Under 

50 years 

50 and 

older 

Under 

55 years 

55 and 

older 

Under 

65 years 

65 and 

older 

 Nonalcoholic beverages .......................................... 59,771 6.8 93.2 46.4 53.6 57.1 42.9 77.4 22.6 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 6,509 4.5 95.5 40.5 59.5 54.1 45.9 76.5 23.5 

 Food away from home ................................................... 312,009 11.0 89.0 54.1 45.9 65.4 34.6 83.2 16.8 

 Alcoholic beverages .......................................................... 62,801 8.6 91.4 46.8 53.2 57.2 42.8 79.7 20.3 

 Housing ............................................................................. 2,809,933 9.0 91.0 48.5 51.5 59.1 40.9 78.2 21.8 

 Shelter ............................................................................ 1,654,047 10.0 90.0 49.4 50.6 60.1 39.9 78.9 21.1 

 Owned dwellings ........................................................ 980,723 4.3 95.7 42.6 57.4 54.9 45.1 76.1 23.9 

 Mortgage interest and charges ............................... 388,670 5.7 94.3 54.0 46.0 68.5 31.5 86.5 13.5 

 Property taxes ......................................................... 308,849 3.6 96.4 36.5 63.5 48.0 52.0 71.9 28.1 

 Maintenance, repairs, insurance, other 

 expenses .............................................................. 283,203 3.2 96.8 33.8 66.2 43.8 56.2 66.4 33.6 

 Rented dwellings ........................................................ 578,518 20.6 79.4 63.7 36.3 71.2 28.8 84.0 16.0 

 Other lodging .............................................................. 94,807 3.7 96.3 31.7 68.3 47.2 52.8 76.6 23.4 

 Utilities, fuels, and public services ................................. 545,665 7.5 92.5 43.9 56.1 54.9 45.1 75.6 24.4 

 Natural gas ................................................................. 54,387 6.9 93.1 41.8 58.2 52.0 48.0 72.6 27.4 

 Electricity .................................................................... 198,942 7.8 92.2 43.6 56.4 54.0 46.0 74.7 25.3 

 Fuel oil and other fuels ............................................... 13,799 3.4 96.6 31.9 68.1 41.5 58.5 63.4 36.6 

 Telephone services .................................................... 189,045 8.2 91.8 46.5 53.5 58.4 41.6 79.1 20.9 

 Residential phone service, VOIP, and phone 

 cards ..................................................................... 24,611 2.2 97.8 22.1 77.9 31.6 68.4 54.0 46.0 

 Cellular phone service ............................................. 164,434 9.1 90.9 50.1 49.9 62.4 37.6 82.9 17.1 

 Water and other public services ................................. 89,492 6.6 93.4 42.3 57.7 53.1 46.9 73.9 26.1 

 Household operations .................................................... 192,203 7.3 92.7 51.2 48.8 60.8 39.2 77.3 22.7 

 Personal services ....................................................... 45,489 9.6 90.4 86.3 13.7 90.0 10.0 92.6 7.4 

 Other household expenses ........................................ 146,714 6.6 93.4 40.3 59.7 51.8 48.2 72.6 27.4 

 Housekeeping supplies.................................................. 109,917 6.8 93.2 41.5 58.5 52.0 48.0 74.9 25.1 

 Laundry and cleaning supplies ................................... 22,375 8.3 91.7 45.3 54.7 55.1 44.9 75.8 24.2 

 Other household products .......................................... 70,453 6.5 93.5 41.2 58.8 51.6 48.4 75.4 24.6 

 Postage and stationery ............................................... 17,089 6.3 93.7 37.7 62.3 49.6 50.4 71.8 28.2 

 Household furnishings and equipment .......................... 308,101 8.6 91.4 52.5 47.5 62.2 37.8 80.5 19.5 

 Household textiles ...................................................... 15,249 11.3 88.7 48.0 52.0 55.5 44.5 83.0 17.0 

 Furniture ..................................................................... 70,101 12.3 87.7 52.3 47.7 65.6 34.4 85.4 14.6 

 Floor coverings ........................................................... 3,925 6.2 93.8 48.0 52.0 58.3 41.7 72.3 27.7 

 Major appliances ........................................................ 46,458 8.4 91.6 46.9 53.1 57.0 43.0 78.0 22.0 

 Small appliances, miscellaneous housewares ........... 17,695 7.5 92.5 48.4 51.6 57.3 42.7 78.6 21.4 

 Miscellaneous household equipment ......................... 154,673 7.0 93.0 55.3 44.7 63.5 36.5 79.2 20.8 

 Apparel and services ........................................................ 188,417 9.7 90.3 57.9 42.1 68.6 31.4 84.7 15.3 

 Men and boys ................................................................ 42,869 8.7 91.3 62.8 37.2 73.7 26.3 88.6 11.4 

 Men, 16 and over ........................................................ 31,537 9.4 90.6 57.9 42.1 70.2 29.8 86.8 13.2 

 Boys, 2 to 15 ............................................................... 11,332 6.9 93.1 76.4 23.6 83.6 16.4 93.4 6.6 

 Women and girls ............................................................ 71,603 8.4 91.6 54.9 45.1 66.5 33.5 82.3 17.7 

 Women, 16 and over .................................................. 59,915 9.1 90.9 51.2 48.8 62.5 37.5 80.0 20.0 

 Girls, 2 to 15 ............................................................... 11,687 5.0 95.0 73.7 26.3 86.8 13.2 94.3 5.7 

 Children under 2 ............................................................ 8,918 12.7 87.3 76.2 23.8 79.3 20.7 92.7 7.3 

 Footwear ........................................................................ 41,252 13.1 86.9 60.4 39.6 70.2 29.8 87.3 12.7 

 Other apparel products and services ............................ 23,775 8.5 91.5 47.1 52.9 59.0 41.0 77.4 22.6 

 Transportation ................................................................... 1,289,479 10.2 89.8 52.2 47.8 63.0 37.0 83.0 17.0 

 Vehicle purchases (net outlay) ...................................... 593,602 11.0 89.0 55.8 44.2 65.6 34.4 85.4 14.6 

 Cars and trucks, new .................................................. 274,152 7.3 92.7 48.8 51.2 57.1 42.9 82.7 17.3 

 Cars and trucks, used................................................. 309,659 14.2 85.8 61.4 38.6 72.5 27.5 87.5 12.5 

 Other vehicles ............................................................. 9,791 313.7 86.3 73.2 26.8 83.5 16.5 94.9 35.1 

 Gasoline, other fuels, and motor oil ............................... 205,806 10.7 89.3 51.8 48.2 63.1 36.9 83.1 16.9 

 Other vehicle expenses ................................................. 455,490 9.1 90.9 48.1 51.9 59.8 40.2 79.9 20.1 

 Vehicle finance charges ............................................. 33,876 11.1 88.9 56.8 43.2 68.3 31.7 87.0 13.0 

 Maintenance and repairs ............................................ 115,430 7.7 92.3 45.3 54.7 56.4 43.6 78.4 21.6 

 Vehicle rental, leases, licenses, and other 

 charges .................................................................... 99,519 8.7 91.3 49.8 50.2 61.6 38.4 79.2 20.8 

 Vehicle insurance ....................................................... 206,665 9.7 90.3 47.4 52.6 59.4 40.6 79.9 20.1 

 Public and other transportation...................................... 34,580 9.2 90.8 47.9 52.1 60.5 39.5 83.1 16.9 

 Healthcare ......................................................................... 679,445 4.6 95.4 34.0 66.0 44.5 55.5 65.5 34.5 

 Health insurance ............................................................ 481,223 4.7 95.3 34.1 65.9 44.2 55.8 64.5 35.5 

 Medical services ............................................................ 113,387 4.0 96.0 36.3 63.7 50.2 49.8 74.1 25.9 

 Drugs ............................................................................. 62,556 4.0 96.0 29.5 70.5 37.1 62.9 59.1 40.9 

 Medical supplies ............................................................ 22,279 5.9 94.1 33.6 66.4 42.1 57.9 60.3 39.7 

See footnotes at end of table. 
Table 4500. Selected age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 

— Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate Under 

30 years 

30 and 

older 

Under 

50 years 

50 and 

older 

Under 

55 years 

55 and 

older 

Under 

65 years 

65 and

older 

 Entertainment .................................................................... 382,340 7.5 92.5 45.4 54.6 55.8 44.2 78.9 21.1 

 Fees and admissions ..................................................... 55,723 5.1 94.9 50.8 49.2 64.6 35.4 80.9 19.1 

 Audio and visual equipment and services ..................... 137,719 7.1 92.9 42.1 57.9 51.9 48.1 73.6 26.4 

 Pets, toys, hobbies, and playground equipment ........... 112,904 9.0 91.0 48.1 51.9 56.9 43.1 81.8 18.2 

 Pets ............................................................................. 90,601 9.8 90.2 45.5 54.5 54.1 45.9 82.1 17.9 

 Toys, hobbies, and playground equipment ................ 22,303 6.0 94.0 58.4 41.6 68.2 31.8 80.7 19.3 

 Other entertainment supplies, equipment, and 

 services ....................................................................... 75,994 8.1 91.9 43.4 56.6 54.9 45.1 82.8 17.2 

 Personal care products and services ............................... 84,885 9.9 90.1 49.9 50.1 60.5 39.5 79.1 20.9 

 Reading ............................................................................. 14,953 6.5 93.5 36.6 63.4 46.1 53.9 63.1 36.9 

 Education .......................................................................... 166,865 15.4 84.6 47.4 52.6 71.6 28.4 90.5 9.5 

 Tobacco products and smoking supplies ......................... 41,311 9.1 90.9 47.8 52.2 58.9 41.1 82.3 17.7 

 Miscellaneous ................................................................... 119,029 6.9 93.1 41.1 58.9 51.9 48.1 72.8 27.2 

 Cash contributions ............................................................ 299,564 2.8 97.2 27.2 72.8 36.9 63.1 63.4 36.6 

 Personal insurance and pensions..................................... 950,893 8.5 91.5 53.2 46.8 67.5 32.5 89.9 10.1 

 Life and other personal insurance ................................. 63,746 3.1 96.9 34.5 65.5 47.4 52.6 71.7 28.3 

 Pensions and Social Security ........................................ 887,147 8.8 91.2 54.6 45.4 69.0 31.0 91.2 8.8 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $11,069,815 8.0 92.0 48.6 51.4 61.9 38.1 83.4 16.6 

 Wages and salaries ....................................................... 8,589,128 9.5 90.5 56.5 43.5 71.2 28.8 92.6 7.4 

 Self-employment income ............................................... 762,150 5.0 95.0 41.7 58.3 55.0 45.0 86.9 13.1 

 Social Security, private and government 

 retirement .................................................................... 1,245,861 .4 99.6 5.1 94.9 9.5 90.5 23.5 76.5 

 Interest, dividends, rental income, other property 

 income ........................................................................ 257,572 1.3 98.7 15.9 84.1 25.2 74.8 56.4 43.6 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ........................................................................ 60,161 6.7 93.3 45.4 54.6 56.2 43.8 81.2 18.8 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ........................................................................ 118,405 8.4 91.6 46.2 53.8 58.5 41.5 79.2 20.8 

 Other income ................................................................. 36,539 22.0 78.0 49.0 51.0 64.2 35.8 79.7 20.3 

 Personal taxes (contains some imputed values) .............. 1,233,909 5.0 95.0 44.1 55.9 61.9 38.1 93.8 6.2 

 Federal income taxes .................................................... 1,156,407 5.3 94.7 42.6 57.4 59.5 40.5 90.5 9.5 

 Stimulus payment (new UCC Q20202)# ....................... -250,790 9.2 90.8 46.5 53.5 56.2 43.8 74.9 25.1 

 State and local income taxes ......................................... 318,861 7.1 92.9 51.7 48.3 66.3 33.7 91.7 8.3 

 Other taxes .................................................................... 9,432 34.6 95.4 38.8 61.2 47.9 52.1 77.4 22.6 

 Income after taxes ............................................................ 9,835,905 8.4 91.6 49.1 50.9 61.9 38.1 82.1 17.9 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021