Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021

Item 

Total 

two or 

more 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 92,473 4,925 8,709 7,913 7,397 12,331 15,917 16,713 18,567 

Consumer unit characteristics: 

 Income before taxes ......................................................... $104,047 $6,919 $23,276 $34,910 $44,850 $59,548 $84,046 $121,664 $251,587 

 Income after taxes ............................................................ 93,297 10,811 28,341 39,553 48,178 60,996 81,090 111,764 201,816 

 Age of reference person ................................................... 50.1 50.1 54.2 54.8 53.1 50.3 48.1 47.5 48.9 

 Average number in consumer unit: 

 People ........................................................................... 3.1 2.8 2.8 2.8 2.9 3.0 3.1 3.3 3.4 

 Children under 18 .......................................................... .8 .9 .8 .7 .8 .8 .8 .9 .9 

 Adults 65 and older ....................................................... .4 .4 .6 .8 .7 .5 .4 .3 .2 

 Earners .......................................................................... 1.6 .6 .8 .9 1.2 1.5 1.8 2.0 2.2 

 Vehicles ......................................................................... 2.2 1.3 1.5 1.9 1.9 2.0 2.4 2.6 2.8 

Percent distribution: 

 Reference person: 

 Men................................................................................ 48 32 38 43 42 47 49 53 56 

 Women .......................................................................... 52 68 62 57 58 53 51 47 44 

 Housing tenure: 

 Homeowner ................................................................... 71 50 54 63 62 64 72 81 89 

 With mortgage ............................................................ 45 20 20 23 29 35 48 61 69 

 Without mortgage ....................................................... 26 29 34 39 33 29 24 20 20 

 Renter ............................................................................ 29 50 46 37 38 36 28 19 11 

 Race of reference person: 

 Black or African-American............................................. 12 24 18 15 15 13 13 10 6 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 88 76 82 85 85 87 87 90 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 17 23 25 20 20 20 18 13 9 

 Not Hispanic or Latino ................................................... 83 77 75 80 80 80 82 87 91 

 Education of reference person: 

 Elementary (1-8)............................................................ 3 8 7 4 4 3 2 1 1 

 High school (9-12) ......................................................... 27 47 47 43 37 33 26 17 8 

 College .......................................................................... 70 45 45 52 59 64 72 81 91 

 Never attended and other ............................................. ( 2 ) 1 1 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased .............................. 94 79 84 92 94 95 97 98 97 

Average annual expenditures .............................................. $74,664 $39,156 $37,105 $45,298 $49,956 $55,779 $67,724 $85,366 $132,584 

 Food .................................................................................. 9,177 6,548 5,407 6,643 6,847 7,239 8,401 10,601 14,147 

 Food at home ................................................................ 6,010 4,879 3,990 4,692 4,751 4,887 5,616 6,750 8,642 

 Cereals and bakery products ..................................... 779 651 548 615 608 625 723 885 1,102 

 Cereals and cereal products ................................... 255 216 173 200 202 202 239 283 367 

 Bakery products ...................................................... 524 435 376 416 405 423 484 602 735 

 Meats, poultry, fish, and eggs .................................... 1,302 1,151 936 1,040 1,124 1,089 1,221 1,384 1,813 

 Beef ......................................................................... 357 353 270 287 309 300 346 385 466 

 Pork ......................................................................... 255 248 187 209 238 246 245 249 333 

 Other meats ............................................................ 173 120 117 134 144 136 173 191 246 

 Poultry ..................................................................... 234 202 178 172 206 195 212 247 337 

 Fish and seafood .................................................... 206 156 125 168 168 149 178 232 320 

 Eggs ........................................................................ 77 71 59 70 60 64 67 80 111 

 Dairy products ............................................................ 567 445 369 451 441 464 542 642 807 

 Fresh milk and cream ............................................. 179 160 127 159 147 154 169 194 239 

 Other dairy products ............................................... 388 284 242 292 293 310 373 448 568 

 Fruits and vegetables ................................................. 1,183 957 765 970 913 975 1,080 1,332 1,708 

 Fresh fruits .............................................................. 426 345 251 349 328 334 380 491 634 

 Fresh vegetables .................................................... 378 294 233 299 294 321 350 420 550 

 Processed fruits ...................................................... 151 120 111 138 121 128 141 164 206 

 Processed vegetables ............................................ 228 198 170 183 169 191 208 257 318 

 Other food at home .................................................... 2,179 1,676 1,373 1,615 1,665 1,734 2,051 2,508 3,212 

 Sugar and other sweets .......................................... 205 169 137 158 161 172 197 230 284 

 Fats and oils............................................................ 156 144 110 126 131 136 144 171 213 

 Miscellaneous foods ............................................... 1,181 829 692 877 866 910 1,112 1,376 1,799 

See footnotes at end of table. 
Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

two or 

more 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Nonalcoholic beverages ......................................... 565 503 404 427 467 468 539 634 772 

 Food prepared by consumer unit on out of town 

 trips ...................................................................... 73 31 31 27 41 48 58 96 143 

 Food away from home .................................................. 3,167 1,669 1,417 1,952 2,096 2,352 2,784 3,851 5,505 

 Alcoholic beverages ......................................................... 571 198 201 250 320 339 450 617 1,274 

 Housing ............................................................................ 24,692 15,903 14,909 16,413 18,093 19,670 23,073 26,574 40,763 

 Shelter ........................................................................... 14,117 8,949 8,410 8,923 10,149 11,137 12,741 15,241 24,107 

 Owned dwellings ........................................................ 8,928 3,584 3,304 4,367 5,015 5,765 7,615 10,766 18,060 

 Mortgage interest and charges ............................... 3,530 1,199 951 1,262 1,571 2,017 3,074 4,490 7,637 

 Property taxes ......................................................... 2,830 1,208 1,123 1,573 1,666 1,849 2,338 3,170 5,830 

 Maintenance, repairs, insurance, and other 

 expenses ............................................................. 2,568 1,178 1,230 1,532 1,779 1,900 2,203 3,105 4,594 

 Rented dwellings ........................................................ 4,143 4,777 4,806 4,283 4,734 4,911 4,474 3,510 3,143 

 Other lodging.............................................................. 1,046 588 299 274 400 460 652 966 2,903 

 Utilities, fuels, and public services ................................ 4,851 3,704 3,704 4,025 4,141 4,437 4,897 5,266 6,192 

 Natural gas ................................................................. 489 375 377 374 376 432 452 518 711 

 Electricity .................................................................... 1,747 1,585 1,569 1,603 1,590 1,642 1,723 1,793 2,045 

 Fuel oil and other fuels............................................... 128 55 93 104 91 94 124 134 209 

 Telephone services .................................................... 1,688 1,123 1,114 1,299 1,448 1,560 1,798 1,919 2,150 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 183 151 165 180 204 162 180 179 211 

 Cellular phone service ............................................ 1,505 973 948 1,119 1,244 1,397 1,618 1,740 1,940 

 Water and other public services ................................ 800 566 552 645 635 709 800 902 1,077 

 Household operations ................................................... 1,813 870 830 1,118 1,165 1,231 1,531 1,826 3,691 

 Personal services ....................................................... 496 133 114 215 206 190 351 519 1,311 

 Other household expenses ........................................ 1,317 738 715 903 959 1,041 1,180 1,307 2,381 

 Housekeeping supplies ................................................. 955 585 623 647 687 788 988 1,066 1,413 

 Laundry and cleaning supplies .................................. 198 193 163 204 160 191 201 209 218 

 Other household products ......................................... 620 325 379 337 437 493 649 696 986 

 Postage and stationery .............................................. 137 67 81 106 90 104 138 161 209 

 Household furnishings and equipment ......................... 2,956 1,795 1,342 1,701 1,951 2,077 2,914 3,175 5,358 

 Household textiles ...................................................... 135 67 72 102 104 126 122 158 204 

 Furniture ..................................................................... 747 576 343 330 450 509 663 775 1,482 

 Floor coverings........................................................... 38 18 14 22 24 25 24 37 90 

 Major appliances ........................................................ 497 365 276 343 379 371 427 565 834 

 Small appliances and miscellaneous 

 housewares............................................................. 154 67 96 94 121 126 155 154 260 

 Miscellaneous household equipment ........................ 1,384 701 543 810 873 920 1,524 1,487 2,489 

 Apparel and services ........................................................ 1,861 1,431 961 1,092 1,547 1,493 1,511 2,061 3,173 

 Men and boys ................................................................ 433 340 200 257 257 365 381 548 688 

 Men, 16 and over ....................................................... 308 183 139 168 169 249 264 399 521 

 Boys, 2 to 15 .............................................................. 125 157 61 89 88 115 117 148 167 

 Women and girls ........................................................... 700 606 360 382 507 590 585 785 1,172 

 Women, 16 and over .................................................. 556 443 286 296 371 452 472 635 951 

 Girls, 2 to 15 ............................................................... 144 164 74 86 135 138 113 150 221 

 Children under 2 ............................................................ 95 387 74 109 106 96 74 104 103 

 Footwear ....................................................................... 377 263 214 228 474 286 282 360 652 

 Other apparel products and services ............................ 257 135 112 116 203 156 189 263 558 

 Transportation .................................................................. 12,529 6,261 6,435 8,451 9,015 10,479 12,373 15,513 18,996 

 Vehicle purchases (net outlay) ...................................... 5,761 2,428 2,493 3,595 3,852 4,580 5,477 7,662 9,180 

 Cars and trucks, new ................................................. 2,678 3510 856 1,261 1,254 1,983 2,412 3,506 5,224 

 Cars and trucks, used ................................................ 3,020 1,841 1,569 2,330 2,539 2,561 2,999 4,067 3,879 

 Other vehicles ............................................................ 63 377 368 34 360 336 66 88 78 

 Gasoline, other fuels, and motor oil .............................. 2,231 1,468 1,444 1,733 1,900 2,132 2,368 2,586 2,777 

 Other vehicle expenses................................................. 4,124 2,189 2,337 2,971 3,124 3,509 4,248 4,818 6,039 

 Vehicle finance charges ............................................. 333 150 146 188 218 248 338 467 508 

 Maintenance and repairs ........................................... 1,073 548 602 795 801 920 1,149 1,251 1,531 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 890 382 368 520 561 648 782 1,038 1,679 

 Vehicle insurance ....................................................... 1,828 1,110 1,220 1,469 1,544 1,692 1,979 2,062 2,321 

 Public and other transportation ..................................... 413 176 162 153 140 259 280 446 999 

 Healthcare ........................................................................ 6,171 2,941 3,700 4,836 5,023 5,388 6,141 7,014 8,994 

 Health insurance ........................................................... 4,313 2,087 2,754 3,564 3,642 3,850 4,218 4,934 6,050 

 Medical services ............................................................ 1,116 422 433 580 707 881 1,212 1,310 1,909 

 Drugs ............................................................................. 544 314 404 506 492 523 490 562 746 

 Medical supplies ............................................................ 198 119 108 186 182 133 221 207 289 

See footnotes at end of table. 
Table 3414. Consumer units of two or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

two or 

more 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Entertainment ................................................................... 3,830 1,766 1,665 2,292 2,253 2,396 3,232 4,580 7,446 

 Fees and admissions .................................................... 672 230 180 209 272 296 392 661 1,871 

 Audio and visual equipment and services .................... 1,152 738 758 904 972 989 1,095 1,317 1,629 

 Pets, toys, hobbies, and playground equipment ........... 1,069 445 379 973 682 721 1,011 1,377 1,736 

 Pets ............................................................................ 839 322 300 828 551 499 807 1,082 1,370 

 Toys, hobbies, and playground equipment................ 230 123 78 145 131 222 204 295 366 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 939 353 348 206 328 390 734 1,224 2,210 

 Personal care products and services ............................... 825 459 412 573 594 590 749 979 1,388 

 Reading ............................................................................ 123 51 63 82 80 91 104 126 240 

 Education .......................................................................... 1,531 990 432 289 533 677 882 1,399 4,357 

 Tobacco products and smoking supplies ......................... 362 416 387 428 436 422 418 327 223 

 Miscellaneous ................................................................... 1,049 568 536 557 660 730 1,016 1,261 1,825 

 Cash contributions ............................................................ 2,639 981 774 1,364 1,538 1,721 2,095 2,482 6,156 

 Personal insurance and pensions .................................... 9,302 644 1,224 2,026 3,019 4,545 7,280 11,835 23,603 

 Life and other personal insurance................................. 589 229 221 341 359 344 504 650 1,237 

 Pensions and Social Security ....................................... 8,712 415 1,003 1,685 2,659 4,201 6,776 11,185 22,366 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $104,047 $6,919 $23,276 $34,910 $44,850 $59,548 $84,046 $121,664 $251,587 

 Wages and salaries ....................................................... 82,599 3,229 10,316 17,693 26,868 42,236 67,150 102,486 209,568 

 Self-employment income............................................... 7,415 -1,124 768 955 2,044 2,648 3,998 6,813 24,329 

 Social Security, private and government 

 retirement ................................................................... 9,743 2,177 9,371 13,969 13,292 12,111 9,773 8,416 8,307 

 Interest, dividends, rental income, and other 

 property income ......................................................... 2,298 137 212 381 605 665 1,206 2,073 7,563 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 587 1,854 1,603 788 836 583 338 251 108 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 1,132 427 772 899 964 1,118 1,407 1,383 1,204 

 Other income ................................................................. 273 219 234 224 242 189 176 242 508 

 Personal taxes (contains some imputed values) ............. 10,751 -3,892 -5,065 -4,644 -3,328 -1,447 2,956 9,899 49,772 

 Federal income taxes .................................................... 10,288 -1,355 -2,377 -1,802 -920 694 4,008 9,566 41,339 

 Stimulus payment (new UCC Q20202)# ....................... -2,700 -2,444 -2,600 -2,974 -2,786 -3,004 -2,987 -3,126 -1,832 

 State and local income taxes ........................................ 3,054 -126 -118 64 339 818 1,858 3,373 9,966 

 Other taxes .................................................................... 108 333 30 68 39 45 77 87 298 

 Income after taxes ............................................................ 93,297 10,811 28,341 39,553 48,178 60,996 81,090 111,764 201,816 

Addenda: 

 Net change in total assets and liabilities .......................... $10,046 $4,827 -$581 $787 $6,702 -$60 -$4,850 $7,957 $43,057 

 Net change in total assets ............................................. 38,623 8,898 3,633 7,712 13,955 12,899 19,718 45,725 112,818 

 Net change in total liabilities ......................................... 28,577 4,072 4,213 6,926 7,252 12,959 24,569 37,768 69,761 

 Other financial information: 

 Other money receipts .................................................... 1,592 319 353 418 450 585 772 633 5,703 

 Mortgage principal paid on owned property.................. -3,083 -972 -877 -1,094 -1,330 -1,627 -2,596 -3,716 -7,036 

 Estimated market value of owned home ....................... 275,156 124,034 124,889 160,204 170,210 196,992 230,977 293,300 549,976 

 Estimated monthly rental value of owned home ........... 1,399 722 735 905 968 1,052 1,236 1,580 2,481 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022