Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2004-2005

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 22,184 940 1,169 1,583 1,459 2,495 2,297 2,047 3,257 6,936 

Consumer unit characteristics: 

Income before taxes ..................................... $62,002 $1,223 $7,881 $12,457 $17,441 $24,792 $34,676 $44,809 $59,394 $128,771 

Income after taxes ........................................ 59,741 1,270 7,844 12,587 17,247 24,508 33,911 43,996 57,494 123,040

Age of reference person ................................ 50.2 41.9 53.6 58.5 59.4 54.7 50.2 49.4 46.7 47.2 

Average number in consumer unit:

Persons ........................................................ 2.4 1.5 1.5 1.7 1.8 2.0 2.3 2.4 2.7 3.1 

Children under 18 ........................................ .6 .3 .3 .4 .3 .4 .5 .5 .7 .8 

Persons 65 and over .................................... .3 .2 .4 .5 .6 .5 .4 .3 .2 .2 

Earners ........................................................ 1.3 .5 .4 .4 .6 .8 1.1 1.3 1.6 2.0 

Vehicles ....................................................... 1.7 .6 .6 .7 .9 1.2 1.5 1.7 2.0 2.5 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 37 38 35 38 40 47 45 52 56 

Female ......................................................... 53 63 62 65 62 60 53 55 48 44 

Housing tenure:

Homeowner .................................................. 65 24 30 41 52 53 59 66 72 88 

With mortgage ............................................ 39 8 7 9 15 15 29 39 51 67 

Without mortgage ....................................... 26 16 23 32 38 38 30 27 22 21 

Renter .......................................................... 35 76 70 59 48 47 41 34 28 12 

Race of reference person:

Black or African-American ........................... 11 17 20 15 12 14 13 9 8 8 

White, Asian, and all other races ................. 89 83 80 85 88 86 87 91 92 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 8 14 13 10 10 9 9 8 6 5 

Not Hispanic or Latino .................................. 92 86 87 90 90 91 91 92 94 95 

Education of reference person:

Elementary (1-8) .......................................... 4 10 13 11 7 6 3 3 2 1 

High school (9-12) ........................................ 39 36 47 56 57 50 51 47 34 21 

College ......................................................... 57 54 39 33 35 43 45 50 64 78 

Never attended and other ............................ 1 ( ) 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 1 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 81 45 45 57 67 76 82 86 93 95 

Average annual expenditures .......................... $47,005 $19,040 $16,304 $19,447 $22,934 $27,742 $32,699 $39,065 $47,974 $80,061 

Food ............................................................... 6,430 3,715 3,423 3,170 3,127 4,021 4,628 5,538 6,696 9,920 

Food at home ............................................... 3,640 2,376 2,421 2,049 2,178 2,444 2,789 3,118 3,978 5,172 

Cereals and bakery products ..................... 515 370 355 310 312 350 412 442 569 711 

Cereals and cereal products .................... 169 154 125 131 100 116 148 139 173 228 

Bakery products ....................................... 346 216 230 179 211 235 264 302 396 483 

Meats, poultry, fish, and eggs .................... 946 630 692 514 585 601 754 840 1,034 1,326 

Beef .......................................................... 261 169 190 147 164 149 211 220 275 378 

Pork .......................................................... 176 126 122 102 130 115 139 166 212 228 

Other meats ............................................. 130 100 75 65 66 84 104 124 141 185 

Poultry ...................................................... 177 105 123 108 103 102 148 148 213 243 

Fish and seafood ..................................... 161 97 146 58 92 121 111 144 149 240 

Eggs ......................................................... 42 31 36 34 30 29 40 38 42 53 

Dairy products ............................................ 421 275 257 220 280 296 317 378 456 592 

Fresh milk and cream .............................. 154 134 110 89 116 115 121 149 165 200 

Other dairy products ................................ 267 141 147 131 164 181 196 229 291 392 

Fruits and vegetables ................................. 645 388 389 390 394 459 481 593 678 914 

Fresh fruits ............................................... 214 128 119 110 128 156 152 195 220 312 

Fresh vegetables ..................................... 213 109 128 135 124 149 151 185 227 308 

Processed fruits ....................................... 127 85 81 88 89 93 97 119 133 172 

Processed vegetables .............................. 92 66 61 57 53 61 82 94 98 123 

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2004-2005 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,114 $714 $728 $615 $608 $738 $825 $865 $1,240 $1,630 

Sugar and other sweets ........................... 131 78 78 72 88 95 91 97 138 196 

Fats and oils ............................................. 93 65 79 57 64 66 84 92 97 119 

Miscellaneous foods ................................ 560 380 375 313 292 363 389 407 622 837 

Nonalcoholic beverages ........................... 293 182 182 158 149 199 233 246 340 413 

Food prepared by consumer unit on

out-of-town trips ..................................... 37 29 214 215 214 15 28 24 44 65 

Food away from home ................................. 2,790 1,339 1,002 1,121 949 1,577 1,839 2,420 2,718 4,748 

Alcoholic beverages ....................................... 532 168 132 216 132 288 372 594 463 908 

Housing .......................................................... 16,121 7,214 6,369 8,210 9,574 10,749 12,242 13,378 16,178 26,039 

Shelter .......................................................... 9,887 4,562 4,058 5,079 6,071 6,497 7,611 8,169 9,969 15,932 

Owned dwellings ........................................ 6,571 1,647 903 1,694 2,905 2,593 3,949 4,743 6,781 12,818 

Mortgage interest and charges ................ 3,096 560 228 459 716 704 1,517 2,155 3,589 6,456 

Property taxes .......................................... 2,235 816 498 770 1,193 1,199 1,545 1,711 2,224 4,036 

Maintenance, repairs, insurance, other

expenses ................................................ 1,239 271 177 464 996 691 888 877 968 2,326 

Rented dwellings ........................................ 2,726 2,768 3,089 3,341 3,082 3,707 3,425 3,097 2,767 1,732 

Other lodging ............................................. 590 2148 265 244 85 197 237 329 421 1,382 

Utilities, fuels, and public services ............... 3,257 1,352 1,499 1,883 2,387 2,596 2,805 3,146 3,548 4,590 

Natural gas ................................................. 596 242 304 347 522 535 568 602 620 783 

Electricity .................................................... 1,043 479 473 638 683 821 862 1,023 1,165 1,473 

Fuel oil and other fuels ............................... 356 109 123 218 332 299 300 329 362 510 

Telephone services .................................... 1,010 469 511 556 661 758 864 942 1,097 1,464 

Water and other public services ................. 251 53 89 124 189 184 211 250 305 360 

Household operations .................................. 779 238 190 566 341 526 445 432 610 1,477 

Personal services ....................................... 329 2129 298 432 291 292 120 145 241 600 

Other household expenses ........................ 450 109 92 134 250 235 326 287 368 877 

Housekeeping supplies ................................ 620 304 287 275 234 396 415 545 594 1,010 

Laundry and cleaning supplies .................. 132 57 83 57 72 86 106 158 136 184 

Other household products .......................... 318 174 110 147 105 183 192 257 317 537 

Postage and stationery .............................. 170 72 94 71 57 127 117 131 141 288 

Household furnishings and equipment ......... 1,577 758 335 407 540 733 966 1,086 1,458 3,031 

Household textiles ...................................... 170 56 42 41 47 96 71 173 175 302 

Furniture ..................................................... 383 174 85 76 114 171 277 246 344 757 

Floor coverings .......................................... 51 223 24 27 257 17 14 68 29 102 

Major appliances ........................................ 214 238 32 49 66 137 130 151 243 394 

Small appliances, miscellaneous

housewares .............................................. 97 35 22 37 52 49 75 74 81 173 

Miscellaneous household equipment ......... 662 431 151 196 204 262 400 374 585 1,302 

Apparel and services ..................................... 2,106 1,165 921 1,074 746 1,040 1,556 1,448 1,920 3,677 

Men and boys .............................................. 463 134 195 329 141 196 257 343 439 832 

Men, 16 and over ....................................... 373 68 120 281 98 132 193 277 331 698 

Boys, 2 to 15 .............................................. 91 66 75 48 42 63 64 65 108 134 

Women and girls .......................................... 890 464 398 354 297 396 591 583 810 1,612 

Women, 16 and over .................................. 765 392 356 305 258 330 512 509 708 1,376 

Girls, 2 to 15 ............................................... 125 72 42 49 40 67 79 74 102 236 

Children under 2 .......................................... 78 262 46 42 45 65 55 43 76 124 

Footwear ...................................................... 390 348 179 256 143 225 451 313 369 565 

Other apparel products and services ........... 284 156 102 94 120 158 202 166 226 544 

Transportation ................................................ 7,646 2,597 1,898 2,393 3,117 4,841 4,905 6,832 8,862 13,023 

Vehicle purchases (net outlay) ..................... 3,031 2949 2438 2895 1,115 2,082 1,666 2,690 3,805 5,172 

Cars and trucks, new ................................. 1,666 2577 2205 2280 2385 1,012 888 1,582 2,074 2,971 

Cars and trucks, used ................................ 1,301 2331 2234 615 718 1,070 750 1,060 1,645 2,067 

Other vehicles ............................................ 64 241 3 ( ) 3 ( ) 212 3 ( ) 228 248 285 134 

Gasoline and motor oil ................................. 1,572 605 515 567 742 996 1,262 1,605 1,890 2,436 

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2004-2005 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,405 $788 $769 $725 $1,041 $1,404 $1,603 $2,073 $2,699 $4,148 

Vehicle finance charges ............................. 248 247 232 50 69 109 200 246 326 425 

Maintenance and repairs ........................... 612 306 328 231 276 425 373 513 692 995 

Vehicle insurance ....................................... 977 275 306 327 554 675 744 943 1,111 1,555 

Vehicle rental, leases, licenses, and other

charges .................................................... 568 160 103 118 144 194 286 370 570 1,173 

Public transportation .................................... 637 255 176 206 218 359 374 464 468 1,266 

Healthcare ...................................................... 2,476 878 1,013 1,762 2,327 2,214 2,193 2,454 2,491 3,312 

Health insurance .......................................... 1,366 562 589 972 1,294 1,325 1,259 1,395 1,370 1,751 

Medical services .......................................... 582 164 147 404 456 336 461 490 603 925 

Drugs ........................................................... 429 134 222 321 499 498 405 476 417 481 

Medical supplies .......................................... 99 219 54 66 78 56 68 92 101 155 

Entertainment ................................................. 2,137 935 785 801 844 1,135 1,506 1,821 2,188 3,718 

Fees and admissions ................................... 577 236 133 123 121 230 319 389 576 1,162 

Audio and visual equipment and services .... 871 420 434 464 484 602 805 753 947 1,298 

Pets, toys, hobbies, and playground

equipment .................................................. 376 99 185 169 166 225 247 377 430 595 

Other entertainment supplies, equipment,

and services ............................................... 313 179 33 45 73 78 134 302 234 663 

Personal care products and services ............. 586 242 197 218 295 382 400 532 611 952 

Reading .......................................................... 146 48 46 72 93 101 122 132 134 240 

Education ....................................................... 1,256 989 421 167 153 289 388 467 731 3,021 

Tobacco products and smoking supplies ....... 314 203 234 281 300 351 338 332 421 275 

Miscellaneous ................................................ 793 396 276 260 422 417 674 902 897 1,209 

Cash contributions ......................................... 1,241 209 362 379 1,009 553 815 1,032 1,006 2,334 

Personal insurance and pensions .................. 5,223 281 226 443 795 1,361 2,558 3,605 5,376 11,433 

Life and other personal insurance ................ 371 53 72 92 159 159 205 255 353 747 

Pensions and Social Security ...................... 4,851 227 154 351 637 1,202 2,353 3,350 5,023 10,686 

Sources of income and personal taxes: 

Money income before taxes ........................... 62,002 1,223 7,881 12,457 17,441 24,792 34,676 44,809 59,394 128,771 

Wages and salaries ..................................... 49,887 1,345 1,827 3,556 6,648 13,101 24,074 34,410 50,513 110,287 

Self-employment income ............................. 3,370 2-1,749 25 292 2325 594 1,088 1,352 1,822 9,095 

Social Security, private and government

retirement ................................................... 6,199 476 3,697 6,882 8,915 9,253 7,667 6,972 5,259 5,299 

Interest, dividends, rental income, other

property income ......................................... 1,443 186 109 145 420 707 620 743 864 3,364 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 295 232 280 2145 2151 362 306 476 414 293 

Public assistance, supplemental security

income, food stamps .................................. 344 428 1,511 1,062 602 344 372 141 144 63 

Regular contributions for support ................. 299 163 330 230 219 282 390 593 309 230 

Other income ............................................... 165 341 322 346 2162 149 159 2122 70 139 

Personal taxes ............................................... 2,260 -47 37 -130 193 284 764 813 1,901 5,731 

Federal income taxes ................................... 1,494 -85 -54 -156 -23 45 388 358 1,103 4,070 

State and local income taxes ....................... 532 -28 18 -9 29 45 218 254 503 1,299 

Other taxes .................................................. 234 265 73 34 188 194 158 201 295 362 

Income after taxes ......................................... 59,741 1,270 7,844 12,587 17,247 24,508 33,911 43,996 57,494 123,040

See footnotes at end of table.
Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2004-2005 — Continued

Item Total

northeast

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $4,914 - $2,254 $231 $294 - $3,099 - $3,919 - $5,932 - $3,970 - $4,402 - $8,251 

Net change in total assets ............................ 8,570 597 -56 3,195 -606 -415 4,881 10,693 11,857 16,543 

Net change in total liabilities ........................ 13,483 2,851 -287 2,902 2,494 3,504 10,813 14,664 16,259 24,793 

Other financial information:

Other money receipts ................................... 468 2463 230 144 412 198 241 273 641 777 

Mortgage principal paid on owned

property ...................................................... -2,017 -223 -733 -212 -388 -473 -847 -1,416 -1,908 -4,404 

Estimated market value of owned home ...... 179,462 56,970 40,944 63,914 94,886 90,762 118,802 122,729 167,648 337,849 

Estimated monthly rental value of owned

home .......................................................... 902 281 267 363 507 547 623 719 915 1,567 

Gifts of goods and services ............................ 1,428 531 272 627 414 466 803 672 952 3,098 

Food ............................................................. 149 230 32 102 32 39 59 94 70 334 

Alcoholic beverages ..................................... 20 22 22 25 26 7 211 212 25 38 

Housing ........................................................ 270 170 84 202 89 153 154 160 154 527 

Housekeeping supplies .............................. 61 219 225 219 28 50 31 26 44 121 

Household textiles ...................................... 17 21 215 212 22 225 211 218 214 23 

Appliances and miscellaneous

housewares .............................................. 24 21 26 22 28 223 227 26 29 49 

Major appliances ...................................... 8 3 ( ) 21 3 ( ) 24 28 27 21 21 19 

Small appliances and miscellaneous

housewares ............................................ 16 21 24 22 24 215 220 25 27 31 

Miscellaneous household equipment ......... 59 2101 220 39 36 25 28 48 43 104 

Other housing ............................................ 108 249 218 2131 236 30 57 61 44 229 

Apparel and services ................................... 261 119 101 136 76 149 247 212 235 432 

Males, 2 and over ...................................... 70 226 248 49 222 52 47 47 56 117 

Females, 2 and over .................................. 87 234 226 39 227 30 65 73 84 154 

Children under 2 ........................................ 42 243 211 221 16 33 33 26 44 67 

Other apparel products and services ......... 62 216 216 228 212 32 102 266 51 93 

Jewelry and watches ................................ 18 212 211 23 24 211 20 210 22 28 

All other apparel products and services ... 45 24 26 224 28 221 283 256 230 65 

Transportation .............................................. 57 3 ( ) 210 26 23 13 62 11 115 92 

Health care ................................................... 34 21 25 295 2131 24 26 210 223 41 

Entertainment ............................................... 68 219 214 229 35 39 58 59 57 119 

Toys, games, arts and crafts, and

tricycles .................................................... 25 28 23 222 211 16 19 20 31 37 

Other entertainment ................................... 44 211 211 27 223 23 39 39 26 82 

Personal care products and services ........... 19 26 28 21 22 13 17 15 17 35 

Reading ........................................................ 1 1 ( ) 1 ( ) 1 ( ) 21 21 22 1 ( ) 1 2 

Education ..................................................... 466 2146 210 21 214 218 143 258 194 1,302 

All other gifts ................................................ 83 36 5 30 26 30 43 43 60 178 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.3 No data reported.

n.a. Not applicable.