Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2005-2006

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 18,448 345 453 709 758 1,707 2,000 1,876 3,266 7,332 

Consumer unit characteristics: 

Income before taxes ..................................... $73,244 $201 $7,975 $12,769 $17,506 $25,245 $34,792 $44,903 $59,449 $127,392 

Income after taxes ........................................ 70,467 350 8,289 13,308 18,110 25,478 34,613 44,121 57,607 121,279 

Age of reference person ................................ 43.9 38.7 36.7 40.1 42.7 41.5 42.4 44.3 44.3 45.7 

Average number in consumer unit:

Persons ........................................................ 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

Children under 18 ........................................ .8 1.3 1.3 1.1 1.1 .9 .8 .8 .7 .6 

Persons 65 and over .................................... .2 1.1 1.1 1.1 .2 .2 .2 .2 .2 .1 

Earners ........................................................ 1.8 .7 .7 1.0 1.0 1.4 1.5 1.7 1.9 2.1 

Vehicles ....................................................... 2.3 .9 .9 1.2 1.2 1.6 1.9 2.2 2.6 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 21 20 27 24 37 36 41 47 54 

Female ......................................................... 56 79 80 73 76 63 64 59 53 46 

Housing tenure:

Homeowner .................................................. 70 34 30 31 37 44 54 68 74 90 

With mortgage ............................................ 53 22 10 15 19 25 35 49 56 75 

Without mortgage ....................................... 17 12 20 16 19 19 19 18 19 15 

Renter .......................................................... 30 66 70 69 63 55 46 32 26 10 

Race of reference person:

Black or African-American ........................... 14 39 34 27 31 22 19 14 12 7 

White, Asian, and all other races ................. 86 61 66 73 69 78 81 86 88 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 20 23 28 25 24 19 14 11 8 

Not Hispanic or Latino .................................. 86 80 77 72 75 76 81 86 89 92 

Education of reference person:

Elementary (1-8) .......................................... 4 9 9 17 11 10 7 4 3 1 

High school (9-12) ........................................ 36 56 60 54 58 53 49 43 36 21 

College ......................................................... 59 35 31 30 30 37 44 53 61 78 

Never attended and other ............................ 2 ( ) 3 ( ) 2 ( ) 3 ( ) 1 2 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 92 52 58 75 77 86 90 95 97 98 

Average annual expenditures .......................... $55,748 $26,150 $19,091 $21,889 $23,700 $30,905 $38,673 $43,612 $50,598 $81,629 

Food ............................................................... 7,140 4,227 3,500 4,370 4,319 4,860 5,385 6,294 7,137 9,163 

Food at home ............................................... 3,967 2,945 2,497 3,213 3,018 3,075 3,178 3,633 4,111 4,655 

Cereals and bakery products ..................... 508 356 344 421 375 401 413 477 526 591 

Cereals and cereal products .................... 162 118 136 165 142 161 123 154 160 179 

Bakery products ....................................... 346 238 207 255 233 240 290 323 367 412 

Meats, poultry, fish, and eggs .................... 941 783 498 918 748 804 760 829 1,005 1,062 

Beef .......................................................... 291 235 147 304 232 219 221 250 360 315 

Pork .......................................................... 186 180 116 211 156 194 179 170 172 201 

Other meats ............................................. 120 107 61 97 98 98 96 111 128 136 

Poultry ...................................................... 164 151 90 152 136 155 146 128 175 182 

Fish and seafood ..................................... 141 173 158 99 81 101 86 126 134 187 

Eggs ......................................................... 39 37 27 55 45 36 33 44 35 41 

Dairy products ............................................ 439 311 241 295 312 330 380 410 454 520 

Fresh milk and cream .............................. 174 152 125 151 147 158 167 168 177 188 

Other dairy products ................................ 264 159 116 144 165 172 213 242 276 332 

Fruits and vegetables ................................. 667 470 360 497 449 518 493 629 619 834 

Fresh fruits ............................................... 218 146 138 146 123 159 160 197 205 280 

Fresh vegetables ..................................... 218 158 98 174 144 161 149 206 198 279 

Processed fruits ....................................... 123 76 73 101 88 100 88 128 117 147 

Processed vegetables .............................. 108 90 51 76 94 99 95 99 100 128 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2005-2006 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,412 $1,024 $1,054 $1,083 $1,134 $1,022 $1,131 $1,288 $1,507 $1,648 

Sugar and other sweets ........................... 135 107 75 90 80 92 109 124 146 162 

Fats and oils ............................................. 99 47 83 92 69 81 84 105 104 110 

Miscellaneous foods ................................ 741 595 583 588 670 534 567 667 745 881 

Nonalcoholic beverages ........................... 389 256 274 304 304 296 341 355 470 421 

Food prepared by consumer unit on

out-of-town trips ..................................... 48 119 139 18 110 20 29 37 42 74 

Food away from home ................................. 3,173 1,282 1,003 1,156 1,301 1,785 2,208 2,661 3,027 4,508 

Alcoholic beverages ....................................... 511 163 1152 211 96 205 314 437 450 782 

Housing .......................................................... 18,119 12,415 7,579 8,999 9,570 10,548 12,991 13,902 16,008 25,958 

Shelter .......................................................... 10,397 7,623 3,944 4,911 5,212 6,070 7,452 7,631 9,010 15,130 

Owned dwellings ........................................ 7,376 3,403 1,033 1,388 1,485 2,266 3,650 4,672 6,224 12,555 

Mortgage interest and charges ................ 4,412 1,777 1457 715 714 1,261 2,039 2,933 3,962 7,482 

Property taxes .......................................... 1,728 932 400 435 416 626 889 1,075 1,402 2,905 

Maintenance, repairs, insurance, other

expenses ................................................ 1,236 693 1176 238 355 380 723 664 861 2,168 

Rented dwellings ........................................ 2,403 4,065 2,869 3,494 3,698 3,684 3,659 2,754 2,435 1,312 

Other lodging ............................................. 618 1155 141 128 130 120 143 205 350 1,263 

Utilities, fuels, and public services ............... 3,858 2,956 2,600 2,620 2,789 2,940 3,355 3,604 3,828 4,636 

Natural gas ................................................. 537 430 281 345 422 401 470 441 522 669 

Electricity .................................................... 1,431 1,223 1,086 1,123 1,213 1,185 1,291 1,390 1,368 1,649 

Fuel oil and other fuels ............................... 158 168 114 141 147 86 80 151 183 222 

Telephone services .................................... 1,304 901 921 847 837 972 1,166 1,234 1,328 1,562 

Water and other public services ................. 428 335 299 264 271 297 348 389 427 535 

Household operations .................................. 1,196 591 308 354 418 426 541 740 909 2,044 

Personal services ....................................... 659 1248 1100 214 272 234 284 389 491 1,140 

Other household expenses ........................ 538 343 209 140 146 192 257 351 418 904 

Housekeeping supplies ................................ 690 385 262 377 385 364 506 599 635 951 

Laundry and cleaning supplies .................. 173 88 85 174 125 110 153 154 177 207 

Other household products .......................... 357 232 141 165 169 162 239 288 318 518 

Postage and stationery .............................. 160 65 135 38 191 93 114 158 140 226 

Household furnishings and equipment ......... 1,978 859 465 738 766 747 1,135 1,327 1,626 3,196 

Household textiles ...................................... 175 141 152 78 35 99 207 123 123 261 

Furniture ..................................................... 558 283 142 215 162 140 226 265 421 996 

Floor coverings .......................................... 51 152 17 13 14 25 13 13 54 88 

Major appliances ........................................ 262 1157 193 54 281 104 128 179 238 403 

Small appliances, miscellaneous

housewares .............................................. 119 150 33 50 58 49 66 51 121 185 

Miscellaneous household equipment ......... 812 276 137 338 226 330 496 696 670 1,264 

Apparel and services ..................................... 2,380 1,059 942 1,337 1,069 1,815 2,241 1,840 2,196 3,141 

Men and boys .............................................. 564 216 152 222 206 419 535 465 545 748 

Men, 16 and over ....................................... 455 184 178 150 143 273 432 346 441 636 

Boys, 2 to 15 .............................................. 109 132 74 72 62 146 103 119 104 112 

Women and girls .......................................... 967 304 328 515 433 683 827 714 937 1,304 

Women, 16 and over .................................. 810 1149 94 432 336 512 686 570 817 1,116 

Girls, 2 to 15 ............................................... 158 154 233 83 98 172 141 144 120 189 

Children under 2 .......................................... 153 1129 135 140 76 134 161 120 145 179 

Footwear ...................................................... 398 1285 1211 324 1234 394 523 346 386 427 

Other apparel products and services ........... 298 125 116 135 120 185 196 195 184 483 

Transportation ................................................ 10,455 2,948 3,171 2,990 3,610 6,734 7,971 9,082 10,250 14,676 

Vehicle purchases (net outlay) ..................... 4,531 1318 1900 1603 1967 3,286 3,722 3,774 4,418 6,458 

Cars and trucks, new ................................. 2,200 3 ( ) 3 ( ) 3 ( ) 3 ( ) 1,062 1,128 964 1,796 3,933 

Cars and trucks, used ................................ 2,232 1318 900 602 967 2,106 2,590 2,710 2,553 2,360 

Other vehicles ............................................ 100 3 ( ) 3 ( ) 11 3 ( ) 1119 14 1100 169 165 

Gasoline and motor oil ................................. 2,616 1,238 953 1,310 1,416 1,818 2,084 2,462 2,781 3,330 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2005-2006 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,804 $1,116 $1,050 $1,022 $1,075 $1,451 $1,963 $2,622 $2,782 $3,944 

Vehicle finance charges ............................. 400 1107 136 104 111 187 311 470 421 541 

Maintenance and repairs ........................... 786 366 492 380 382 337 545 687 713 1,134 

Vehicle insurance ....................................... 1,104 475 337 424 447 739 852 1,105 1,208 1,421 

Vehicle rental, leases, licenses, and other

charges .................................................... 514 167 186 114 135 188 255 361 439 848 

Public transportation .................................... 503 276 268 55 152 179 203 224 269 944 

Healthcare ...................................................... 2,841 958 710 912 1,169 1,571 2,116 2,807 2,829 3,924 

Health insurance .......................................... 1,467 453 397 492 664 904 1,177 1,377 1,532 1,962 

Medical services .......................................... 714 296 89 99 218 265 389 778 614 1,103 

Drugs ........................................................... 523 186 187 290 254 350 496 538 556 636 

Medical supplies .......................................... 138 122 136 130 132 51 55 114 127 223 

Entertainment ................................................. 2,598 1,377 1,039 897 997 1,138 1,636 2,038 2,337 3,933 

Fees and admissions ................................... 615 318 131 62 136 144 216 304 377 1,165 

Audio and visual equipment and services .... 1,052 638 635 613 604 618 805 948 1,030 1,389 

Pets, toys, hobbies, and playground

equipment .................................................. 458 189 229 165 169 222 363 413 449 636 

Other entertainment supplies, equipment,

and services ............................................... 473 1232 43 57 87 154 253 372 481 743 

Personal care products and services ............. 664 297 195 312 348 311 456 620 588 954 

Reading .......................................................... 117 121 29 27 30 45 56 84 101 195 

Education ....................................................... 1,262 1,193 389 236 235 436 491 448 903 2,294 

Tobacco products and smoking supplies ....... 392 252 474 351 411 396 486 450 407 348 

Miscellaneous ................................................ 921 471 315 316 375 340 779 636 736 1,424 

Cash contributions ......................................... 1,688 268 200 198 436 609 916 1,016 1,238 2,955 

Personal insurance and pensions .................. 6,659 603 397 733 1,035 1,897 2,835 3,957 5,417 11,883 

Life and other personal insurance ................ 423 1102 192 86 103 160 181 320 352 710 

Pensions and Social Security ...................... 6,236 501 305 647 932 1,737 2,654 3,637 5,066 11,173 

Sources of income and personal taxes: 

Money income before taxes ........................... 73,244 201 7,975 12,769 17,506 25,245 34,792 44,903 59,449 127,392 

Wages and salaries ..................................... 62,457 2,556 3,210 7,276 10,840 19,698 28,550 38,199 51,060 110,104 

Self-employment income ............................. 4,389 1-4,402 1190 1455 1323 842 1,103 1,250 2,405 9,273 

Social Security, private and government

retirement ................................................... 3,645 1328 1,287 2,107 3,618 2,805 3,619 4,147 4,226 3,914 

Interest, dividends, rental income, other

property income ......................................... 1,346 1-153 110 119 137 2 ( ) 153 151 339 3,157 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 243 128 167 1166 1240 177 186 188 395 248 

Public assistance, supplemental security

income, food stamps .................................. 436 906 2,461 1,818 1,552 917 390 233 203 95 

Regular contributions for support ................. 536 1222 426 691 706 591 707 677 674 369 

Other income ............................................... 191 1717 1325 1236 1190 215 183 158 147 232 

Personal taxes ............................................... 2,777 -148 -314 -540 -604 -233 178 781 1,843 6,114 

Federal income taxes ................................... 1,912 -338 -398 -585 -649 -379 -67 374 1,162 4,469 

State and local income taxes ....................... 674 175 14 30 17 107 155 272 446 1,351 

Other taxes .................................................. 191 1114 170 116 28 39 90 136 235 293 

Income after taxes ......................................... 70,467 350 8,289 13,308 18,110 25,478 34,613 44,121 57,607 121,279 

See footnotes at end of table.
Table 38. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2005-2006 — Continued

Item

Total

three

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $6,384 - $2,286 $3,999 - $1,748 $6,950 $873 - $6,901 - $5,816 - $10,737 - $8,801 

Net change in total assets ............................ 14,655 1,431 4,712 2,656 9,345 4,855 1,794 9,982 13,390 25,153 

Net change in total liabilities ........................ 21,039 3,717 714 4,404 2,394 3,982 8,695 15,797 24,126 33,954 

Other financial information:

Other money receipts ................................... 531 1283 125 1126 14 186 194 405 309 972 

Mortgage principal paid on owned property -2,432 -1,193 1-478 -318 -369 -617 -844 -1,538 -2,122 -4,250 

Estimated market value of owned home ...... 187,593 98,751 37,519 42,237 46,458 65,789 86,885 115,854 157,273 317,402 

Estimated monthly rental value of owned

home .......................................................... 936 402 244 259 282 378 527 661 838 1,493 

Gifts of goods and services ............................ 1,248 358 287 342 405 407 498 663 796 2,270 

Food ............................................................. 114 111 13 26 52 24 45 54 69 214 

Alcoholic beverages ..................................... 10 3 ( ) 15 14 12 112 110 122 5 12 

Housing ........................................................ 250 116 166 133 66 91 148 152 129 441 

Housekeeping supplies .............................. 27 110 14 3 ( ) 116 111 17 36 16 41 

Household textiles ...................................... 11 11 3 ( ) 137 13 111 113 110 14 13 

Appliances and miscellaneous

housewares .............................................. 28 3 ( ) 14 12 113 16 119 15 14 54 

Major appliances ...................................... 12 3 ( ) 14 2 ( ) 17 13 11 11 14 25 

Small appliances and miscellaneous

housewares ............................................ 16 3 ( ) 2 ( ) 12 16 13 119 14 10 29 

Miscellaneous household equipment ......... 52 12 15 16 15 17 17 28 40 95 

Other housing ............................................ 132 1103 154 88 130 46 82 73 54 238 

Apparel and services ................................... 255 184 1167 136 174 205 158 223 215 349 

Males, 2 and over ...................................... 64 138 163 122 130 27 46 46 53 94 

Females, 2 and over .................................. 86 12 165 135 181 94 40 84 70 115 

Children under 2 ........................................ 63 141 112 144 132 39 41 72 64 80 

Other apparel products and services ......... 42 13 128 135 131 145 130 121 28 60 

Jewelry and watches ................................ 15 13 12 13 11 12 17 111 6 28 

All other apparel products and services ... 27 3 ( ) 125 132 130 143 124 110 122 32 

Transportation .............................................. 79 117 3 ( ) 3 ( ) 12 25 20 9 93 142 

Health care ................................................... 23 2 ( ) 15 12 13 15 11 140 121 37 

Entertainment ............................................... 80 114 19 123 114 116 22 44 52 152 

Toys, games, arts and crafts, and tricycles 21 114 11 114 13 18 7 23 19 32 

Other entertainment ................................... 59 3 ( ) 18 19 111 18 15 22 33 120 

Personal care products and services ........... 16 17 3 ( ) 113 114 11 18 115 14 22 

Reading ........................................................ 1 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 11 2 ( ) 1 

Education ..................................................... 341 1104 15 11 169 110 135 157 145 756 

All other gifts ................................................ 79 14 127 13 18 18 43 47 54 144 

1 Data are likely to have large sampling errors. 2 Value less than or equal to 0.5.3 No data reported.

n.a. Not applicable.