Table 3234. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018

Item 

Total 

45-54

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands) ................................................................23,315 2,087 2,231 1,677 1,607 2,779 4,085 8,849 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $104,737 $6,749 $22,297 $34,764 $44,561 $59,933 $83,723 $196,589 

 Income after taxes ................................................................................................ 87,010 7,233 23,283 34,630 42,398 54,962 74,532 155,742 

 Age of reference person ................................................................................................ 49.6 50.0 50.0 49.7 49.4 49.5 49.7 49.5 

 Average number in consumer unit: 

 People ................................................................................................................................ 2.8 1.9 2.1 2.5 2.5 2.8 2.9 3.3 

 Children under 18................................................................................................ .7 .4 .5 .6 .6 .7 .7 .9 

 Adults 65 and older ................................................................................................ .1 ( 1 ) .1 .1 2

.1 ( 1

 ) .1 .1 

 Earners ................................................................................................................................ 1.7 .5 1.0 1.3 1.5 1.7 2.0 2.3 

 Vehicles ................................................................................................................................ 2.2 .9 1.3 1.6 1.8 2.0 2.3 3.0 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 47 34 45 40 43 45 48 54 

 Women ................................................................................................................................ 53 66 55 60 57 55 52 46 

 Housing tenure: 

 Homeowner ................................................................................................ 69 33 42 48 53 61 75 90 

 With mortgage ................................................................................................ 52 17 17 27 37 42 60 75 

 Without mortgage................................................................................................ 17 17 25 21 16 19 15 15 

 Renter ................................................................................................................................ 31 67 58 52 47 39 25 10 

 Race of reference person: 

 Black or African-American ................................................................................................ 14 24 24 18 19 14 11 10 

 White, Asian, and all other races ................................................................ 86 76 76 82 81 86 89 90 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 16 22 21 27 23 21 17 9 

 Not Hispanic or Latino ................................................................................................84 78 79 73 77 79 83 91 

 Education of reference person: 

 Elementary (1-8) ................................................................................................ 3 6 7 6 3 4 2 1 

 High school (9-12) ................................................................................................ 28 51 48 39 39 29 26 14 

 College ................................................................................................................................ 69 42 45 55 57 66 71 85 

 Never attended and other ................................................................................................ ( 1 ) 1 ( 1 ) 1 1 1 ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ................................................................ 91 60 81 91 92 95 96 98 

Average annual expenditures................................................................................................ $74,573 $25,743 $30,542 $38,710 $43,635 $53,221 $67,448 $119,540 

 Food ................................................................................................................................ 9,400 4,219 5,114 5,703 6,268 7,455 8,618 13,906 

 Food at home ................................................................................................ 5,124 2,882 3,210 3,702 3,700 4,379 4,795 7,030 

 Cereals and bakery products ................................................................................................ 648 368 396 446 440 552 581 913 

 Cereals and cereal products ................................................................ 209 116 139 167 128 168 185 294 

 Bakery products ................................................................................................ 439 252 257 279 312 385 395 618 

 Meats, poultry, fish, and eggs ................................................................................................ 1,117 617 769 835 941 958 1,060 1,479 

 Beef ................................................................................................................................ 297 153 210 187 223 304 304 380 

 Pork ................................................................................................................................ 215 141 166 147 160 190 211 277 

 Other meats ................................................................................................ 153 72 110 100 215 129 142 191 

 Poultry ................................................................................................................................ 222 126 170 207 163 176 199 294 

 Fish and seafood ................................................................................................164 88 70 143 131 102 141 244 

 Eggs ................................................................................................................................ 67 37 42 52 48 57 63 93 

 Dairy products ................................................................................................ 520 305 304 347 326 446 479 734 

 Fresh milk and cream ................................................................................................ 174 112 121 123 119 163 163 230 

 Other dairy products ................................................................................................ 346 193 183 224 207 283 316 504 

 Fruits and vegetables ................................................................................................ 967 470 562 702 679 860 890 1,353 

 Fresh fruits ................................................................................................ 367 178 205 253 212 301 342 533 

 Fresh vegetables ................................................................................................327 139 195 235 256 286 289 462 

 Processed fruits ................................................................................................ 119 66 62 96 88 113 118 157 

 Processed vegetables ................................................................................................ 155 87 100 118 123 159 140 201 

 Other food at home ................................................................................................ 1,872 1,121 1,179 1,372 1,315 1,562 1,786 2,552 

 Sugar and other sweets ................................................................................................ 179 98 106 140 100 143 176 249 

 Fats and oils ................................................................................................ 134 79 93 107 117 121 120 175 

 Miscellaneous foods ................................................................................................ 978 552 582 635 657 845 933 1,362 

 Nonalcoholic beverages ................................................................................................ 506 373 384 450 416 410 507 623 

See footnotes at end of table. 
Table 3234. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

45-54

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ................................ 76 219 214 40 26 44 50 143 

 Food away from home ................................................................................................ 4,276 1,337 1,904 2,000 2,568 3,076 3,823 6,876 

 Alcoholic beverages ................................................................................................ 645 241 210 266 269 418 467 1,142 

 Housing ................................................................................................................................ 23,358 11,442 12,061 14,567 15,859 17,828 21,898 34,459 

 Shelter ................................................................................................................................ 13,961 6,722 7,327 8,690 9,506 10,442 12,975 20,709 

 Owned dwellings ................................................................................................9,112 2,004 2,052 3,497 4,001 4,959 8,379 16,202 

 Mortgage interest and charges ................................................................ 4,661 891 849 1,533 1,825 2,477 4,302 8,471 

 Property taxes ................................................................................................ 2,808 640 597 1,008 1,220 1,523 2,545 5,030 

 Maintenance, repairs, insurance, other expenses ................................ 1,643 473 607 955 956 959 1,532 2,701 

 Rented dwellings................................................................................................3,708 4,605 5,177 4,958 5,282 5,005 3,820 2,144 

 Other lodging ................................................................................................ 1,142 113 98 234 223 477 777 2,363 

 Utilities, fuels, and public services ................................................................ 4,711 2,606 3,022 3,614 3,762 4,290 4,876 6,070 

 Natural gas ................................................................................................ 453 239 260 338 327 342 452 633 

 Electricity ................................................................................................................................ 1,662 1,181 1,286 1,414 1,389 1,552 1,662 2,001 

 Fuel oil and other fuels ................................................................................................ 122 240 43 265 275 90 122 190 

 Telephone services ................................................................................................ 1,768 785 977 1,309 1,391 1,673 1,887 2,331 

 Residential phone service, VOIP, and phone cards ................................ 219 166 140 183 163 165 217 287 

 Cellular phone service ................................................................................................ 1,549 619 838 1,126 1,227 1,508 1,670 2,044 

 Water and other public services ................................................................ 706 361 456 488 580 633 754 915 

 Household operations ................................................................................................ 1,466 528 521 671 755 871 1,085 2,569 

 Personal services................................................................................................ 294 280 27 222 245 2101 110 660 

 Other household expenses ................................................................................................ 1,172 448 514 649 710 770 975 1,909 

 Housekeeping supplies ................................................................................................ 855 690 447 542 554 648 824 1,194 

 Laundry and cleaning supplies ................................................................ 200 82 148 158 161 161 206 265 

 Other household products ................................................................................................ 496 540 226 312 319 343 478 683 

 Postage and stationery ................................................................................................ 158 68 73 72 74 143 139 245 

 Household furnishings and equipment ................................................................ 2,364 896 744 1,050 1,282 1,579 2,137 3,917 

 Household textiles................................................................................................ 118 39 56 72 67 76 135 176 

 Furniture ................................................................................................................................ 562 200 186 359 230 426 456 933 

 Floor coverings ................................................................................................ 30 25 23 29 27 14 17 61 

 Major appliances ................................................................................................ 395 138 113 211 243 232 372 652 

 Small appliances, miscellaneous housewares ................................................................ 158 57 67 79 82 117 150 250 

 Miscellaneous household equipment ................................................................1,101 458 320 321 653 713 1,007 1,845 

 Apparel and services ................................................................................................2,316 888 1,192 1,467 1,439 1,503 2,047 3,626 

 Men and boys ................................................................................................ 570 232 271 354 279 423 445 922 

 Men, 16 and over ................................................................................................ 441 183 171 281 198 313 353 723 

 Boys, 2 to 15 ................................................................................................ 130 49 100 74 81 110 92 199 

 Women and girls ................................................................................................ 947 351 454 568 668 578 875 1,478 

 Women, 16 and over ................................................................................................ 755 284 327 466 581 474 728 1,155 

 Girls, 2 to 15 ................................................................................................ 192 66 128 102 87 104 147 322 

 Children under 2 ................................................................................................ 56 224 251 262 229 236 258 73 

 Footwear ................................................................................................................................ 478 2178 297 350 259 349 473 698 

 Other apparel products and services ................................................................ 265 104 119 133 203 116 196 454 

 Transportation ................................................................................................ 11,639 3,797 4,216 6,469 6,232 9,184 11,536 18,137 

 Vehicle purchases (net outlay) ................................................................................................ 4,646 2916 1,161 2,322 1,598 3,582 4,961 7,586 

 Cars and trucks, new ................................................................................................ 2,063 2616 2158 2763 2255 1,416 2,353 3,528 

 Cars and trucks, used ................................................................................................ 2,527 300 997 1,543 1,342 2,152 2,525 3,957 

 Other vehicles ................................................................................................ 56 ( 3 ) 26 216 ( 3 ) 214 283 2101 

 Gasoline, other fuels, and motor oil ................................................................ 2,560 1,086 1,405 1,948 1,915 2,258 2,637 3,492 

 Other vehicle expenses ................................................................................................ 3,471 1,531 1,349 1,855 2,430 2,741 3,250 5,286 

 Vehicle finance charges ................................................................................................ 295 98 97 176 196 224 326 439 

 Maintenance and repairs ................................................................................................ 1,078 343 413 660 784 913 981 1,645 

 Vehicle insurance................................................................................................1,204 2813 2577 2680 2960 1,024 1,084 1,709 

 Vehicle rental, leases, licenses, and other charges ................................ 895 276 262 339 490 580 859 1,493 

 Public and other transportation ................................................................................................ 962 264 301 344 289 603 688 1,773 

 Healthcare ................................................................................................................................ 5,011 1,493 2,181 2,913 3,343 3,791 5,325 7,491 

 Health insurance ................................................................................................ 3,415 987 1,389 1,979 2,296 2,628 3,693 5,093 

 Medical services ................................................................................................ 957 242 398 412 669 653 974 1,510 

 Drugs ................................................................................................................................ 468 230 311 438 316 394 464 619 

 Medical supplies ................................................................................................ 171 34 84 84 63 117 194 268 

 Entertainment ................................................................................................ 4,008 1,141 1,279 1,468 2,595 2,676 3,314 6,843 

 Fees and admissions ................................................................................................ 1,052 187 181 210 296 394 681 2,149 

 Audio and visual equipment and services ................................................................ 1,184 507 648 794 918 929 1,108 1,715 

 Pets, toys, hobbies, and playground equipment................................................................ 1,094 400 384 388 749 778 1,163 1,700 

 Pets ................................................................................................................................ 925 358 311 323 662 591 951 1,468 

See footnotes at end of table. 
Table 3234. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

45-54

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Toys, hobbies, and playground equipment ................................................................ 169 242 273 266 288 187 212 232 

 Other entertainment supplies, equipment, and services ................................ 678 48 66 275 632 575 363 1,279 

 Personal care products and services ................................................................ 939 338 326 478 654 657 895 1,479 

 Reading ................................................................................................................................ 106 30 30 37 60 65 144 160 

 Education................................................................................................................................ 3,013 183 595 477 754 1,253 1,814 6,287 

 Tobacco products and smoking supplies ................................................................ 424 490 577 562 582 460 444 294 

 Miscellaneous ................................................................................................ 1,192 565 536 598 599 1,020 1,100 1,821 

 Cash contributions................................................................................................ 2,219 464 681 731 1,008 1,189 1,522 4,169 

 Personal insurance and pensions ................................................................................................ 10,304 451 1,546 2,975 3,973 5,721 8,324 19,728 

 Life and other personal insurance ................................................................ 553 113 179 197 216 299 455 1,005 

 Pensions and Social Security ................................................................................................ 9,751 338 1,366 2,778 3,757 5,422 7,869 18,723 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $104,737 $6,749 $22,297 $34,764 $44,561 $59,933 $83,723 $196,589 

 Wages and salaries................................................................................................ 91,251 2,346 15,020 28,802 38,832 52,222 75,114 172,496 

 Self-employment income ................................................................................................ 8,163 129 942 1,682 1,828 3,975 4,831 17,111 

 Social Security, private and government retirement ................................................................ 2,240 2,006 4,272 2,500 2,301 2,071 1,875 1,944 

 Interest, dividends, rental income, other property income ................................ 1,752 231 106 172 377 570 748 3,958 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 503 1,648 1,310 897 600 301 331 79 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 485 182 390 591 494 409 710 479 

 Other income ................................................................................................ 342 406 258 2119 2130 385 113 522 

 Personal taxes (contains some imputed values) ................................................................ 17,727 -484 -986 133 2,163 4,971 9,190 40,848 

 Federal income taxes ................................................................................................ 14,059 -412 -1,049 -316 1,415 3,645 6,931 32,863 

 State and local income taxes ................................................................................................ 3,540 -85 45 429 734 1,288 2,214 7,693 

 Other taxes ................................................................................................................................ 128 213 218 221 213 239 44 292 

 Income after taxes ................................................................................................ 87,010 7,233 23,283 34,630 42,398 54,962 74,532 155,742 

Addenda: 

 Net change in total assets and liabilities ................................................................$18,841 -$3,625 $731 $9,684 $2,977 $4,787 $4,196 $44,495 

 Net change in total assets ................................................................................................ 28,497 -1,747 2,321 10,516 6,337 12,063 14,446 61,306 

 Net change in total liabilities ................................................................................................ 9,655 1,878 1,590 831 3,359 7,276 10,251 16,811 

 Other financial information: 

 Other money receipts ................................................................................................397 2150 2171 288 2317 2349 2142 720 

 Mortgage principal paid on owned property ................................................................ -3,210 -596 -520 -908 -1,154 -1,544 -2,616 -6,112 

 Estimated market value of owned home................................................................ 242,412 55,553 56,322 89,012 112,728 137,584 214,016 432,041 

 Estimated monthly rental value of owned home ................................................................ 1,257 379 411 586 675 801 1,233 2,065 

 Gifts of goods and services, total ................................................................................................ 1,968 405 385 685 457 1,133 1,598 3,685 

 Food ................................................................................................................................ 115 37 24 224 36 65 83 218 

 Alcoholic beverages ................................................................................................ 19 22 21 21 210 7 10 41 

 Housing ................................................................................................................................ 328 188 64 139 74 209 272 574 

 Housekeeping supplies ................................................................................................ 40 213 27 256 213 43 28 60 

 Household textiles................................................................................................ 12 225 ( 3 ) ( 1 ) 22 21 217 17 

 Appliances and miscellaneous housewares ................................................................ 25 223 210 22 210 25 39 36 

 Major appliances................................................................................................ 10 213 25 21 22 ( 1 ) 216 14 

 Small appliances and miscellaneous housewares ................................ 15 29 26 ( 1 ) 28 25 223 23 

 Miscellaneous household equipment ................................................................ 55 246 27 219 227 67 50 80 

 Other housing ................................................................................................ 197 81 240 62 223 91 138 380 

 Apparel and services ................................................................................................256 96 171 172 151 193 218 386 

 Males, 2 and over ................................................................................................ 63 219 44 215 51 57 41 101 

 Females, 2 and over ................................................................................................98 47 59 81 47 65 72 154 

 Children under 2 ................................................................................................ 39 216 229 243 219 229 248 49 

 Other apparel products and services................................................................ 56 214 239 232 233 243 57 82 

 Jewelry and watches ................................................................................................ 10 ( 1 ) 22 22 25 22 230 11 

 All other apparel products and services ................................................................45 214 237 230 228 241 227 71 

 Transportation ................................................................................................ 167 4 93 137 24 201 102 274 

 Healthcare ................................................................................................................................ 35 23 ( 3 ) 24 211 218 247 61 

See footnotes at end of table. 
Table 3234. Consumer units with reference person age 45 to 54 by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Survey, 2017-2018 — Continued 

Item 

Total 

45-54

years 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Entertainment ................................................................................................ 140 230 217 235 254 159 204 197 

 Toys, games, arts and crafts, and tricycles ................................................................ 45 23 28 27 215 2102 230 65 

 Other entertainment ................................................................................................95 27 9 28 39 57 174 132 

 Personal care products and services ................................................................ 16 17 21 29 24 214 10 27 

 Reading ................................................................................................................................ 4 21 ( 1 ) 22 22 ( 1 ) 5 7 

 Education ................................................................................................................................ 780 23 24 288 264 191 570 1,702 

 All other gifts ................................................................................................ 108 223 9 75 26 76 77 198 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019