Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018

Item Total 

35-44 Northeast Midwest South West 

Number of consumer units (in thousands) ................................................................21,551 3,457 4,252 8,335 5,507 

Consumer unit characteristics: 

 Income before taxes ................................................................................................ $91,784 $101,952 $87,328 $84,344 $100,099 

 Income after taxes ................................................................................................ 79,068 85,741 75,217 73,852 85,747 

 Age of reference person ................................................................................................ 39.4 39.6 39.2 39.3 39.5 

 Average number in consumer unit: 

 People ................................................................................................................................ 3.4 3.2 3.3 3.3 3.6 

 Children under 18 ................................................................................................ 1.4 1.2 1.4 1.4 1.5 

 Adults 65 and older ................................................................................................ ( 1 ) ( 1 ) ( 1 ) ( 1 ) .1 

 Earners ................................................................................................................................ 1.7 1.6 1.7 1.6 1.7 

 Vehicles ................................................................................................................................ 1.9 1.6 2.3 1.8 2.1 

Percent distribution: 

 Reference person: 

 Men ................................................................................................................................ 47 51 49 46 45 

 Women ................................................................................................................................ 53 49 51 54 55 

 Housing tenure: 

 Homeowner ................................................................................................ 56 52 63 57 53 

 With mortgage ................................................................................................ 46 46 52 46 44 

 Without mortgage ................................................................................................ 10 6 12 11 9 

 Renter ................................................................................................................................ 44 48 37 43 47 

 Race of reference person: 

 Black or African-American ................................................................................................ 15 13 13 23 6 

 White, Asian, and all other races ................................................................ 85 87 87 77 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................................ 21 21 9 20 30 

 Not Hispanic or Latino ................................................................................................79 79 91 80 70 

 Education of reference person: 

 Elementary (1-8)................................................................................................ 3 3 3 2 5 

 High school (9-12) ................................................................................................ 26 27 26 28 24 

 College ................................................................................................................................ 70 70 70 70 71 

 Never attended and other ................................................................................................ ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ................................................................ 91 84 93 92 93 

Average annual expenditures ................................................................................................ $70,065 $72,717 $66,291 $64,411 $79,966 

 Food ................................................................................................................................ 9,603 9,715 9,062 8,986 10,939 

 Food at home ................................................................................................ 5,279 5,576 5,149 4,819 5,897 

 Cereals and bakery products ................................................................................................ 688 747 699 625 736 

 Cereals and cereal products ................................................................ 225 242 227 193 259 

 Bakery products ................................................................................................ 463 505 472 432 477 

 Meats, poultry, fish, and eggs ................................................................ 1,155 1,219 1,015 1,141 1,248 

 Beef ................................................................................................................................ 327 303 284 325 381 

 Pork ................................................................................................................................ 209 205 201 196 237 

 Other meats ................................................................................................ 151 169 166 137 148 

 Poultry ................................................................................................................................ 233 255 174 242 254 

 Fish and seafood ................................................................................................161 204 129 173 139 

 Eggs ................................................................................................................................ 74 82 60 69 90 

 Dairy products ................................................................................................ 551 627 533 472 637 

 Fresh milk and cream ................................................................................................ 185 194 175 167 214 

 Other dairy products ................................................................................................ 367 433 358 305 423 

 Fruits and vegetables ................................................................................................ 990 1,133 927 873 1,127 

 Fresh fruits ................................................................................................ 358 406 344 306 419 

 Fresh vegetables ................................................................................................328 385 289 295 374 

 Processed fruits ................................................................................................ 136 153 127 117 159 

 Processed vegetables ................................................................................................ 168 189 167 155 175 

 Other food at home ................................................................................................ 1,895 1,850 1,975 1,708 2,149 

 Sugar and other sweets ................................................................................................ 174 198 175 156 186 

 Fats and oils ................................................................................................ 136 145 136 133 134 

 Miscellaneous foods ................................................................................................ 1,017 1,005 1,057 871 1,218 

 Nonalcoholic beverages ................................................................................................ 507 436 543 503 534 

 Food prepared by consumer unit on out-of-town trips ................................ 60 65 65 45 76 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Food away from home................................................................................................ 4,324 4,139 3,913 4,167 5,042 

 Alcoholic beverages ................................................................................................ 676 740 699 604 723 

 Housing ................................................................................................................................ 23,747 27,262 20,965 21,535 27,035 

 Shelter ................................................................................................................................ 14,170 17,106 11,386 12,233 17,406 

 Owned dwellings ................................................................................................7,907 9,685 7,236 6,719 9,105 

 Mortgage interest and charges ................................................................ 4,521 5,058 4,018 4,027 5,319 

 Property taxes ................................................................................................ 2,049 3,340 2,159 1,472 2,028 

 Maintenance, repairs, insurance, other expenses ................................ 1,337 1,287 1,059 1,220 1,758 

 Rented dwellings ................................................................................................5,624 6,652 3,464 4,953 7,661 

 Other lodging ................................................................................................ 639 769 686 560 641 

 Utilities, fuels, and public services ................................................................ 4,359 4,349 4,353 4,416 4,283 

 Natural gas ................................................................................................ 432 673 631 261 387 

 Electricity ................................................................................................ 1,582 1,454 1,445 1,829 1,393 

 Fuel oil and other fuels ................................................................................................ 71 256 43 34 31 

 Telephone services ................................................................................................ 1,615 1,556 1,624 1,625 1,629 

 Residential phone service, VOIP, and phone cards ................................ 149 228 132 139 127 

 Cellular phone service ................................................................................................ 1,466 1,328 1,492 1,486 1,502 

 Water and other public services ................................................................ 660 410 611 667 843 

 Household operations ................................................................................................ 2,164 2,690 1,956 2,056 2,158 

 Personal services ................................................................................................1,180 1,686 1,098 1,094 1,057 

 Other household expenses ................................................................................................ 984 1,004 858 962 1,101 

 Housekeeping supplies ................................................................................................ 830 793 774 842 884 

 Laundry and cleaning supplies ................................................................ 250 257 209 272 245 

 Other household products ................................................................................................ 446 433 469 430 459 

 Postage and stationery ................................................................................................ 135 103 96 140 181 

 Household furnishings and equipment ................................................................ 2,224 2,324 2,496 1,988 2,303 

 Household textiles ................................................................................................ 100 74 103 101 114 

 Furniture ................................................................................................................................ 611 773 579 541 641 

 Floor coverings ................................................................................................ 44 27 133 21 21 

 Major appliances ................................................................................................ 292 291 295 237 372 

 Small appliances, miscellaneous housewares ................................................................ 120 103 98 129 136 

 Miscellaneous household equipment ................................................................ 1,057 1,056 1,287 959 1,019 

 Apparel and services ................................................................................................2,400 2,500 2,334 2,251 2,618 

 Men and boys ................................................................................................ 572 568 579 525 644 

 Men, 16 and over ................................................................................................ 354 354 356 325 397 

 Boys, 2 to 15 ................................................................................................ 219 213 223 200 247 

 Women and girls ................................................................................................ 931 954 910 841 1,074 

 Women, 16 and over ................................................................................................ 686 729 694 585 808 

 Girls, 2 to 15 ................................................................................................ 245 225 216 256 265 

 Children under 2 ................................................................................................ 100 134 72 87 121 

 Footwear ................................................................................................................................ 542 519 562 579 483 

 Other apparel products and services ................................................................ 254 324 211 219 296 

 Transportation ................................................................................................ 11,455 10,339 11,697 10,655 13,181 

 Vehicle purchases (net outlay) ................................................................................................ 4,970 3,561 5,163 4,667 6,163 

 Cars and trucks, new ................................................................................................ 2,138 1,753 1,856 2,150 2,581 

 Cars and trucks, used ................................................................................................ 2,734 1,726 3,170 2,464 3,440 

 Other vehicles ................................................................................................ 97 282 2137 253 142 

 Gasoline, other fuels, and motor oil ................................................................ 2,516 2,124 2,465 2,500 2,826 

 Other vehicle expenses ................................................................................................ 3,129 3,494 3,307 2,869 3,159 

 Vehicle finance charges ................................................................................................ 283 231 282 302 288 

 Maintenance and repairs ................................................................................................ 943 956 956 811 1,124 

 Vehicle insurance ................................................................................................1,042 2993 989 1,174 916 

 Vehicle rental, leases, licenses, and other charges ................................ 861 1,313 1,079 582 831 

 Public and other transportation ................................................................................................ 841 1,160 763 619 1,033 

 Healthcare ................................................................................................................................ 4,281 4,016 4,571 4,211 4,333 

 Health insurance ................................................................................................ 2,894 2,794 3,025 3,020 2,665 

 Medical services ................................................................................................ 890 786 1,036 717 1,105 

 Drugs ................................................................................................................................ 363 322 354 356 409 

 Medical supplies ................................................................................................ 134 113 157 117 153 

 Entertainment ................................................................................................ 3,782 3,602 3,547 3,377 4,715 

 Fees and admissions ................................................................................................ 1,116 1,318 1,078 938 1,289 

 Audio and visual equipment and services................................................................ 1,065 1,062 1,160 1,022 1,064 

 Pets, toys, hobbies, and playground equipment ................................................................ 1,022 906 930 909 1,360 

 Pets ................................................................................................................................ 775 681 602 694 1,114 

 Toys, hobbies, and playground equipment ................................................................ 248 226 328 215 246 

 Other entertainment supplies, equipment, and services ................................ 578 316 380 508 1,003 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Personal care products and services ................................................................ 917 845 971 868 997 

 Reading ................................................................................................................................ 111 106 119 101 122 

 Education ................................................................................................................................ 1,068 1,113 924 929 1,364 

 Tobacco products and smoking supplies ................................................................ 388 419 481 390 292 

 Miscellaneous ................................................................................................ 1,074 1,542 989 849 1,190 

 Cash contributions ................................................................................................ 1,631 1,273 1,324 1,291 2,609 

 Personal insurance and pensions ................................................................ 8,932 9,245 8,608 8,363 9,849 

 Life and other personal insurance ................................................................ 405 422 501 336 424 

 Pensions and Social Security................................................................................................ 8,527 8,822 8,107 8,026 9,424 

Sources of income and personal taxes: 

 Money income before taxes ................................................................................................ $91,784 $101,952 $87,328 $84,344 $100,099 

 Wages and salaries ................................................................................................ 82,708 93,027 79,549 75,885 88,995 

 Self-employment income ................................................................................................ 5,825 5,635 4,043 5,772 7,399 

 Social Security, private and government retirement ................................................................ 1,158 1,380 1,186 1,031 1,187 

 Interest, dividends, rental income, other property income ................................ 772 647 975 541 1,044 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................................ 586 626 597 573 574 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................................ 472 456 647 366 506 

 Other income ................................................................................................ 264 181 331 177 395 

 Personal taxes (contains some imputed values) ................................................................ 12,716 16,211 12,111 10,493 14,353 

 Federal income taxes ................................................................................................ 9,888 12,317 9,131 8,418 11,174 

 State and local income taxes ................................................................................................ 2,778 3,836 2,933 2,005 3,166 

 Other taxes ................................................................................................ 49 58 47 70 214 

 Income after taxes ................................................................................................ 79,068 85,741 75,217 73,852 85,747 

Addenda: 

 Net change in total assets and liabilities ................................................................$6,687 $4,055 $16,873 -$60 $10,687 

 Net change in total assets ................................................................................................ 23,374 20,059 26,858 14,167 36,698 

 Net change in total liabilities ................................................................................................ 16,686 16,004 9,985 14,227 26,011 

 Other financial information: 

 Other money receipts ................................................................................................620 2206 1,990 324 271 

 Mortgage principal paid on owned property ................................................................ -2,455 -2,905 -2,537 -2,020 -2,767 

 Estimated market value of owned home ................................................................ 184,287 214,326 137,397 139,510 269,403 

 Estimated monthly rental value of owned home ................................................................ 997 1,170 860 877 1,176 

 Gifts of goods and services, total ................................................................................................ 883 1,000 966 679 1,054 

 Food ................................................................................................................................ 54 45 84 32 71 

 Alcoholic beverages ................................................................................................ 17 26 23 6 22 

 Housing ................................................................................................................................ 155 191 121 161 149 

 Housekeeping supplies ................................................................................................ 27 29 32 17 36 

 Household textiles ................................................................................................

24 23 21 22 212 

 Appliances and miscellaneous housewares ................................................................ 12 211 27 218 27 

 Major appliances ................................................................................................ 6 28 21 9 23 

 Small appliances and miscellaneous housewares ................................ 6 24 26 29 25 

 Miscellaneous household equipment ................................................................ 32 57 22 27 31 

 Other housing ................................................................................................ 80 91 59 98 63 

 Apparel and services ................................................................................................201 192 232 179 218 

 Males, 2 and over ................................................................................................ 50 47 65 41 53 

 Females, 2 and over ................................................................................................76 58 73 83 82 

 Children under 2 ................................................................................................ 28 223 217 225 45 

 Other apparel products and services ................................................................ 47 263 77 229 39 

 Jewelry and watches ................................................................................................ 13 212 250 22 23 

 All other apparel products and services ................................................................33 251 227 228 36 

 Transportation ................................................................................................ 217 199 239 162 294 

 Healthcare ................................................................................................................................ 11 29 210 26 219 

 Entertainment ................................................................................................ 90 103 113 52 119 

 Toys, games, arts and crafts, and tricycles ................................................................ 39 251 271 216 38 

 Other entertainment ................................................................................................51 53 42 36 81 

 Personal care products and services ................................................................ 17 25 5 18 35 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2017-2018 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Reading ................................................................................................................................ 2 22 24 2 3 

 Education ................................................................................................................................ 67 2168 80 31 48 

 All other gifts ................................................................................................ 52 61 56 30 77 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2019