Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ....... 85,891 3,942 15,439 18,760 20,151 14,500 13,099 8,031 5,068 

Consumer unit characteristics: 

Income before taxes ..................................... $75,536 $40,105 $64,780 $83,346 $91,502 $84,968 $52,691 $58,059 $44,183 

Income after taxes ........................................ 73,327 39,952 63,666 81,341 87,763 81,721 51,781 56,821 43,796 

Age of reference person ................................ 47.7 21.7 29.8 39.7 49.3 59.1 73.3 68.9 80.4 

Average number in consumer unit:

Persons ........................................................ 3.1 3.1 3.4 3.8 3.2 2.5 2.3 2.3 2.2 

Children under 18 ........................................ .9 .8 1.4 1.6 .8 .2 .1 .1 .1 

Persons 65 and older ................................... .3 1 ( ) 1 ( ) 1 ( ) .1 .2 1.7 1.6 1.8 

Earners ........................................................ 1.6 1.8 1.6 1.8 1.9 1.6 .7 .8 .4 

Vehicles ....................................................... 2.3 1.7 1.9 2.3 2.7 2.6 2.1 2.3 1.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 37 44 44 47 51 55 54 56 

Female ......................................................... 53 63 56 56 53 49 45 46 44 

Housing tenure:

Homeowner .................................................. 73 26 52 71 80 88 90 90 90 

With mortgage ............................................ 49 18 45 62 60 52 27 34 17 

Without mortgage ....................................... 24 8 7 9 20 36 63 57 73 

Renter .......................................................... 27 74 48 29 20 12 10 10 10 

Race of reference person:

Black or African-American ........................... 12 16 14 13 12 10 8 9 8 

White, Asian, and all other races ................. 88 84 86 87 88 90 92 91 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 23 19 17 12 9 6 7 5 

Not Hispanic or Latino .................................. 86 77 81 83 88 91 94 93 95 

Education of reference person:

Elementary (1-8) .......................................... 5 2 4 4 4 4 9 7 12 

High school (9-12) ........................................ 35 48 32 31 35 32 43 42 44 

College ......................................................... 60 49 64 64 61 63 48 50 44 

Never attended and other ............................ 2 ( ) 2 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 1 2 ( )

At least one vehicle owned or leased ............ 93 84 91 94 94 96 93 94 92 

Average annual expenditures .......................... $57,895 $38,312 $51,326 $62,566 $66,522 $62,234 $47,262 $50,917 $41,460 

Food ............................................................... 7,562 5,332 6,862 8,541 8,698 7,456 6,221 6,664 5,516 

Food at home ............................................... 4,467 3,251 3,957 4,956 5,088 4,360 4,026 4,236 3,692 

Cereals and bakery products ..................... 607 391 538 698 695 564 551 563 532 

Cereals and cereal products .................... 208 152 202 246 230 182 173 177 167 

Bakery products ....................................... 399 240 336 453 464 382 378 386 365 

Meats, poultry, fish, and eggs .................... 1,016 811 866 1,104 1,161 1,018 934 996 835 

Beef .......................................................... 283 230 237 308 322 294 253 284 204 

Pork .......................................................... 201 173 168 217 223 199 195 212 168 

Other meats ............................................. 133 88 111 149 153 129 128 133 120 

Poultry ...................................................... 190 162 180 212 218 184 145 150 138 

Fish and seafood ..................................... 154 113 120 158 184 157 157 160 152 

Eggs ......................................................... 56 43 49 61 60 56 55 57 52 

Dairy products ............................................ 496 354 446 563 558 474 443 471 398 

Fresh milk and cream .............................. 185 150 179 219 200 165 157 164 145 

Other dairy products ................................ 310 204 267 344 358 309 286 307 253 

Fruits and vegetables ................................. 777 522 675 823 874 799 761 788 718 

Fresh fruits ............................................... 262 157 222 283 292 275 261 277 236 

Fresh vegetables ..................................... 249 168 210 255 284 271 242 255 223 

Processed fruits ....................................... 137 107 126 147 157 124 133 129 139 

Processed vegetables .............................. 129 90 117 138 141 129 125 127 121 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other food at home .................................... $1,572 $1,173 $1,432 $1,768 $1,800 $1,504 $1,337 $1,418 $1,208 

Sugar and other sweets ........................... 161 107 127 176 186 165 162 166 154 

Fats and oils ............................................. 123 82 108 130 138 128 123 129 113 

Miscellaneous foods ................................ 826 635 807 949 932 750 669 702 617 

Nonalcoholic beverages ........................... 403 332 356 458 477 377 323 350 281 

Food prepared by consumer unit on

out-of-town trips ..................................... 58 16 35 55 67 84 60 71 43 

Food away from home ................................. 3,095 2,081 2,905 3,585 3,610 3,096 2,195 2,428 1,824 

Alcoholic beverages ....................................... 470 413 445 472 517 539 373 459 237 

Housing .......................................................... 19,257 13,455 18,619 22,057 20,832 19,379 15,283 16,165 13,884

Shelter .......................................................... 11,220 8,295 11,380 13,338 12,140 10,884 7,837 8,310 7,088 

Owned dwellings ........................................ 7,896 2,320 6,543 9,820 9,109 8,340 6,055 6,518 5,321 

Mortgage interest and charges ................ 4,527 1,508 4,582 6,639 5,286 4,023 1,735 2,217 970 

Property taxes .......................................... 2,086 528 1,237 2,183 2,505 2,582 2,222 2,276 2,138 

Maintenance, repairs, insurance, other

expenses ................................................ 1,283 283 724 998 1,317 1,735 2,098 2,025 2,213 

Rented dwellings ........................................ 2,506 5,812 4,476 2,872 1,957 1,236 917 906 935 

Other lodging ............................................. 819 163 361 647 1,075 1,308 865 886 832 

Utilities, fuels, and public services ............... 4,202 2,877 3,553 4,477 4,676 4,452 3,968 4,130 3,712 

Natural gas ................................................. 581 302 458 611 646 633 608 606 610 

Electricity .................................................... 1,574 1,123 1,340 1,678 1,723 1,668 1,506 1,573 1,399 

Fuel oil and other fuels ............................... 191 36 90 163 216 250 290 272 320 

Telephone services .................................... 1,320 1,141 1,232 1,444 1,512 1,314 1,012 1,112 854 

Water and other public services ................. 537 275 433 581 579 587 552 567 528 

Household operations .................................. 1,198 580 1,437 1,555 1,091 993 980 893 1,118 

Personal services ....................................... 508 302 972 905 312 112 195 115 321 

Other household expenses ........................ 689 279 465 650 780 880 785 778 797 

Housekeeping supplies ................................ 781 434 630 755 856 937 856 928 742 

Laundry and cleaning supplies .................. 181 121 172 204 195 183 157 174 131 

Other household products .......................... 430 239 319 408 486 539 471 501 423 

Postage and stationery .............................. 170 74 138 143 176 215 228 254 187 

Household furnishings and equipment ......... 1,856 1,268 1,618 1,933 2,068 2,114 1,642 1,905 1,224 

Household textiles ...................................... 153 57 118 147 190 195 136 159 99 

Furniture ..................................................... 434 447 498 479 422 450 292 317 251 

Floor coverings .......................................... 46 11 26 43 49 59 67 63 73 

Major appliances ........................................ 239 153 187 254 237 321 221 247 181 

Small appliances, miscellaneous

housewares .............................................. 118 58 94 101 134 165 121 150 75 

Miscellaneous household equipment ......... 866 542 695 910 1,036 924 806 969 545 

Apparel and services ..................................... 2,091 1,775 2,133 2,481 2,370 1,914 1,374 1,628 970 

Men and boys .............................................. 481 329 455 623 532 436 332 415 199 

Men, 16 and over ....................................... 372 274 306 429 426 391 298 372 181 

Boys, 2 to 15 .............................................. 109 55 148 193 106 46 34 43 19 

Women and girls .......................................... 827 598 788 943 1,019 783 559 645 422 

Women, 16 and over .................................. 667 524 604 659 847 704 508 572 406 

Girls, 2 to 15 ............................................... 160 75 184 285 172 80 51 73 16 

Children under 2 .......................................... 121 284 246 137 60 68 38 48 22 

Footwear ...................................................... 380 317 379 461 442 318 258 298 196 

Other apparel products and services ........... 283 247 265 317 316 308 187 222 130 

Transportation ................................................ 9,685 7,737 8,949 9,913 11,254 10,506 7,597 8,593 6,019 

Vehicle purchases (net outlay) ..................... 3,266 3,088 3,267 3,262 3,644 3,498 2,485 2,928 1,781 

Cars and trucks, new ................................. 1,557 906 1,281 1,448 1,736 1,941 1,532 1,694 1,277 

Cars and trucks, used ................................ 1,596 1,967 1,873 1,709 1,780 1,419 911 1,197 457 

Other vehicles ............................................ 113 215 113 105 127 138 442 438 448 

Gasoline and motor oil ................................. 2,817 2,500 2,684 3,111 3,206 2,863 1,997 2,269 1,567 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Other vehicle expenses ............................... $3,030 $1,872 $2,544 $2,983 $3,727 $3,454 $2,585 $2,853 $2,161 

Vehicle finance charges ............................. 370 330 439 420 401 370 184 247 85 

Maintenance and repairs ........................... 842 614 661 801 1,044 995 707 785 582 

Vehicle insurance ....................................... 1,275 671 913 1,168 1,684 1,464 1,306 1,384 1,180 

Vehicle rental, leases, licenses, and other

charges .................................................... 542 258 531 595 598 625 389 437 313 

Public transportation .................................... 572 276 455 557 677 691 530 542 510 

Healthcare ...................................................... 3,513 1,043 2,035 2,777 3,450 4,486 6,089 5,953 6,304 

Health insurance .......................................... 1,963 611 1,188 1,536 1,813 2,303 3,750 3,671 3,874 

Medical services .......................................... 860 242 546 761 943 1,206 1,044 1,008 1,102 

Drugs ........................................................... 554 149 231 372 535 806 1,082 1,073 1,097 

Medical supplies .......................................... 136 41 70 108 160 170 213 201 231 

Entertainment ................................................. 3,243 1,775 2,801 3,794 3,638 3,397 2,660 3,059 2,026 

Fees and admissions ................................... 746 261 531 961 934 763 538 628 395 

Audio and visual equipment and services .... 1,139 806 1,149 1,207 1,222 1,176 961 1,058 808 

Pets, toys, hobbies, and playground

equipment .................................................. 810 413 645 1,002 922 817 684 832 449 

Other entertainment supplies, equipment,

and services ............................................... 548 296 476 624 559 642 477 542 373 

Personal care products and services ............. 702 473 597 768 779 734 658 702 589 

Reading .......................................................... 123 53 75 98 132 171 171 175 165 

Education ....................................................... 1,264 1,557 723 1,097 2,433 1,211 315 368 231 

Tobacco products and smoking supplies ....... 395 442 362 398 493 414 242 290 166 

Miscellaneous ................................................ 936 373 726 931 1,064 1,268 807 881 689 

Cash contributions ......................................... 1,908 607 1,095 1,590 2,179 2,448 2,700 2,535 2,960 

Personal insurance and pensions .................. 6,745 3,278 5,904 7,648 8,684 8,310 2,772 3,445 1,705 

Life and other personal insurance ................ 394 64 184 314 481 605 488 594 319 

Pensions and Social Security ...................... 6,351 3,214 5,719 7,334 8,203 7,705 2,284 2,851 1,387 

Sources of income and personal taxes: 

Money income before taxes ........................... 75,536 40,105 64,780 83,346 91,502 84,968 52,691 58,059 44,183 

Wages and salaries ..................................... 62,097 36,868 60,072 75,628 81,846 65,413 18,644 23,823 10,439 

Self-employment income ............................. 3,589 789 2,257 3,893 4,197 6,020 1,943 2,765 641 

Social Security, private and government

retirement ................................................... 6,795 508 447 921 2,541 9,623 27,993 27,671 28,502 

Interest, dividends, rental income, other

property income ......................................... 1,570 100 484 1,234 1,212 2,549 3,240 2,827 3,894 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 383 258 358 353 466 578 149 192 80 

Public assistance, supplemental security

income, food stamps .................................. 449 682 449 495 415 479 335 334 335 

Regular contributions for support ................. 434 525 468 625 579 176 153 156 148 

Other income ............................................... 220 375 245 197 246 131 234 291 143 

Personal taxes ............................................... 2,209 153 1,113 2,005 3,740 3,247 909 1,238 388 

Federal income taxes ................................... 1,836 257 1,005 1,686 3,021 2,617 814 1,086 383 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -477 -368 -512 -577 -467 -448 -375 -395 -343 

State and local income taxes ....................... 628 242 518 727 898 767 163 227 62 

Other taxes .................................................. 223 22 102 168 287 311 307 321 286 

See footnotes at end of table.
Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

two or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Income after taxes ......................................... 73,327 39,952 63,666 81,341 87,763 81,721 51,781 56,821 43,796 

Addenda:

Net change in total assets and liabilities ........ - $6,346 - $205 - $10,344 - $8,825 - $7,961 - $3,688 - $389 $548 - $1,875 

Net change in total assets ............................ 8,058 10,577 14,013 10,257 6,625 4,488 3,287 6,190 -1,312 

Net change in total liabilities ........................ 14,404 10,782 24,358 19,082 14,586 8,175 3,677 5,642 563 

Other financial information:

Other money receipts ................................... 521 198 302 263 546 1,032 644 734 502 

Mortgage principal paid on owned property -2,741 -511 -1,706 -3,367 -3,725 -3,295 -1,611 -1,983 -1,021 

Estimated market value of owned home ...... 190,837 42,760 107,070 189,771 221,226 246,525 227,261 230,310 222,430 

Estimated monthly rental value of owned

home .......................................................... 998 279 652 1,034 1,128 1,216 1,128 1,149 1,094 

Gifts of goods and services ............................ 1,272 469 589 802 2,003 1,932 1,173 1,433 759 

Food ............................................................. 111 36 51 72 162 192 97 114 71 

Alcoholic beverages ..................................... 13 44 9 12 11 15 21 28 10 

Housing ........................................................ 239 124 137 154 374 355 195 228 141 

Housekeeping supplies .............................. 35 26 25 27 42 51 36 41 27 

Household textiles ...................................... 14 47 11 7 27 16 8 11 4 

Appliances and miscellaneous

housewares .............................................. 22 47 15 14 33 33 19 20 16 

Major appliances ...................................... 6 44 2 5 7 12 5 5 45 

Small appliances and miscellaneous

housewares ............................................ 16 44 12 9 26 21 13 15 411 

Miscellaneous household equipment ......... 57 14 39 38 89 72 58 75 32 

Other housing ............................................ 112 69 46 68 184 184 73 81 61 

Apparel and services ................................... 253 183 202 223 323 289 241 317 120 

Males, 2 and over ...................................... 58 33 31 55 71 66 73 98 33 

Females, 2 and over .................................. 87 35 49 63 142 100 93 120 50 

Children under 2 ........................................ 61 97 88 61 49 60 33 41 21 

Other apparel products and services ......... 48 418 35 45 61 63 42 59 17 

Jewelry and watches ................................ 11 47 7 9 13 16 14 20 45 

All other apparel products and services ... 36 411 28 36 48 47 29 39 412 

Transportation .............................................. 96 63 51 51 126 134 136 145 122 

Healthcare .................................................... 19 41 44 9 30 35 23 16 433 

Entertainment ............................................... 99 20 72 83 96 164 113 151 51 

Toys, games, arts and crafts, and tricycles 36 48 35 38 29 50 37 58 45 

Other entertainment ................................... 63 13 37 46 67 113 75 94 46 

Personal care products and services ........... 14 3 12 18 15 15 16 21 8 

Reading ........................................................ 1 2 ( ) 2 ( ) 0 1 1 2 2 2 

Education ..................................................... 338 411 27 109 780 602 162 188 122 

All other gifts ................................................ 88 23 25 70 86 130 167 222 79 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010