Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

Number of consumer units (in thousands) ................. 132,242 73,574 7,558 25,129 26,041 14,845 58,668 33,841 24,828 

Consumer unit characteristics: 

 Income before taxes 

 Mean .................................... $82,852 $52,027 $31,970 $42,599 $56,109 $71,039 $121,507 $104,922 $144,112 

 SE........................................ 1,973.48 1,042.68 2,539.65 1,105.43 1,206.69 2,700.77 4,063.07 6,126.32 3,533.00 

 CV(%) .................................. 2.38 2.00 7.94 2.59 2.15 3.80 3.34 5.84 2.45 

 Income after taxes 

 Mean .................................... 71,487 47,890 31,079 39,729 51,414 64,082 101,080 88,400 118,363 

 SE........................................ 1,312.27 885.37 2,246.16 1,134.65 1,035.08 2,147.32 2,629.04 3,817.66 2,514.80 

 CV(%) .................................. 1.84 1.85 7.23 2.86 2.01 3.35 2.60 4.32 2.12 

 Age of reference person ......................................... 51.6 52.4 56.3 54.6 50.1 50.8 50.5 49.3 52.1 

 Average number in consumer unit: 

 People .................................................................. 2.5 2.4 2.3 2.2 2.4 2.6 2.6 2.5 2.6 

 Children under 18 ................................................ .6 .6 .7 .5 .6 .6 .6 .6 .6 

 Adults 65 and older .............................................. .4 .4 .4 .5 .4 .4 .4 .3 .4 

 Earners ................................................................ 1.3 1.1 .8 1.0 1.3 1.4 1.5 1.5 1.5 

 Vehicles ............................................................... 1.9 1.8 1.1 1.6 1.8 2.2 2.1 2.1 2.2 

Percent distribution: 

 Reference person: 

 Men ...................................................................... 48 45 43 44 45 46 52 53 52 

 Women ................................................................. 52 55 57 56 55 54 48 47 48 

 Housing tenure: 

 Homeowner ......................................................... 64 56 45 56 55 65 73 69 79 

 With mortgage .................................................. 37 28 15 24 29 40 49 46 52 

 Without mortgage ............................................. 27 28 30 32 26 25 24 23 26 

 Renter .................................................................. 36 44 55 44 45 35 27 31 21 

 Race of reference person: 

 Black or African-American ................................... 13 16 16 16 17 16 10 11 8 

 White, Asian, and all other races ......................... 87 84 84 84 83 84 90 89 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................ 14 18 38 17 16 13 8 9 6 

 Not Hispanic or Latino ......................................... 86 82 62 83 84 87 92 91 94 

 Education of reference person: 

 Elementary (1-8).................................................. 3 5 30 3 1 1 ( 1 ) ( 1 ) ( 1 ) 

 High school (9-12) ............................................... 30 49 68 97 17 14 6 8 3 

 College ................................................................. 67 46 n.a. n.a. 82 85 94 92 97 

 Never attended and other .................................... ( 1 ) ( 1 ) 3 ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 2 ) 

 At least one vehicle owned or leased ..................... 89 85 71 84 87 93 94 93 95 

Average annual expenditures 

 Mean .................................... $63,036 $46,344 $30,276 $40,029 $49,559 $59,579 $83,856 $73,832 $97,588 

 SE........................................ 578.05 588.68 1,555.10 792.11 862.01 1,217.19 932.36 864.81 1,644.30 

 CV(%) .................................. .92 1.27 5.14 1.98 1.74 2.04 1.11 1.17 1.68 

 Food 

 Mean .................................... 8,169 6,553 4,879 5,762 7,005 7,946 10,143 9,517 11,021 

 Share ................................... 13.0 14.1 16.1 14.4 14.1 13.3 12.1 12.9 11.3 

 SE........................................ 118.61 120.09 670.12 213.09 182.89 274.28 227.29 231.00 305.41 

 CV(%) .................................. 1.45 1.83 13.73 3.70 2.61 3.45 2.24 2.43 2.77 

 Food at home 

 Mean .................................... 4,643 3,981 3,721 3,534 4,131 4,599 5,448 5,067 5,988 

 Share ................................... 7.4 8.6 12.3 8.8 8.3 7.7 6.5 6.9 6.1 

 SE........................................ 79.34 87.13 539.19 120.30 133.38 202.79 141.72 122.34 222.10 

 CV(%) .................................. 1.71 2.19 14.49 3.40 3.23 4.41 2.60 2.41 3.71 

 Cereals and bakery products 

 Mean .................................... 583 507 492 471 515 563 675 631 738 

 Share ................................... .9 1.1 1.6 1.2 1.0 .9 .8 .9 .8 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Cereals and bakery products 

 SE........................................ 9.87 12.92 83.70 18.68 18.39 33.32 17.94 19.35 28.34 

 CV(%) .................................. 1.69 2.55 17.02 3.96 3.57 5.92 2.66 3.07 3.84 

 Cereals and cereal products 

 Mean .................................... 184 153 155 144 153 168 220 208 238 

 Share ................................... .3 .3 .5 .4 .3 .3 .3 .3 .2 

 SE........................................ 4.00 4.13 13.52 8.55 8.47 11.68 8.29 9.63 12.18 

 CV(%) .................................. 2.18 2.70 8.69 5.94 5.54 6.97 3.76 4.63 5.12 

 Bakery products 

 Mean .................................... 400 354 336 327 362 395 455 423 500 

 Share ................................... .6 .8 1.1 .8 .7 .7 .5 .6 .5 

 SE........................................ 7.87 10.79 81.38 12.31 13.32 24.76 12.26 15.29 19.66 

 CV(%) .................................. 1.97 3.05 24.20 3.76 3.68 6.27 2.70 3.62 3.93 

 Meats, poultry, fish, and eggs 

 Mean .................................... 980 897 837 849 903 997 1,082 987 1,218 

 Share ................................... 1.6 1.9 2.8 2.1 1.8 1.7 1.3 1.3 1.2 

 SE........................................ 29.01 25.13 126.91 43.12 39.50 56.61 53.65 34.90 100.73 

 CV(%) .................................. 2.96 2.80 15.16 5.08 4.37 5.68 4.96 3.54 8.27 

 Beef 

 Mean .................................... 270 247 203 234 258 271 299 253 365 

 Share ................................... .4 .5 .7 .6 .5 .5 .4 .3 .4 

 SE........................................ 18.61 9.28 35.49 15.11 15.44 24.66 40.56 16.62 84.57 

 CV(%) .................................. 6.89 3.76 17.49 6.46 5.99 9.10 13.56 6.57 23.20 

 Pork 

 Mean .................................... 187 191 187 195 185 195 182 175 191 

 Share ................................... .3 .4 .6 .5 .4 .3 .2 .2 .2 

 SE........................................ 6.76 9.40 49.87 17.53 11.60 14.69 8.80 9.08 14.11 

 CV(%) .................................. 3.62 4.93 26.62 8.99 6.26 7.54 4.84 5.18 7.38 

 Other meats 

 Mean .................................... 129 118 94 106 128 132 142 136 151 

 Share ................................... .2 .3 .3 .3 .3 .2 .2 .2 .2 

 SE........................................ 4.51 5.20 11.36 9.34 7.62 11.08 6.75 8.69 8.20 

 CV(%) .................................. 3.49 4.40 12.14 8.77 5.94 8.37 4.74 6.38 5.42 

 Poultry 

 Mean .................................... 189 169 160 166 157 202 213 201 231 

 Share ................................... .3 .4 .5 .4 .3 .3 .3 .3 .2 

 SE........................................ 3.99 5.15 17.47 9.78 8.62 15.25 8.12 9.73 11.64 

 CV(%) .................................. 2.11 3.05 10.95 5.89 5.51 7.55 3.80 4.84 5.04 

 Fish and seafood 

 Mean .................................... 147 120 128 97 126 141 180 158 211 

 Share ................................... .2 .3 .4 .2 .3 .2 .2 .2 .2 

 SE........................................ 5.94 6.66 32.21 7.45 10.34 20.29 7.87 9.33 12.81 

 CV(%) .................................. 4.05 5.57 25.25 7.68 8.18 14.38 4.38 5.92 6.06 

 Eggs 

 Mean .................................... 58 53 66 50 49 56 65 64 68 

 Share ................................... .1 .1 .2 .1 .1 .1 .1 .1 .1 

 SE........................................ 1.85 2.42 10.57 3.17 3.26 3.84 2.44 3.11 3.21 

 CV(%) .................................. 3.17 4.59 15.97 6.32 6.64 6.83 3.72 4.89 4.71 

 Dairy products 

 Mean .................................... 455 376 329 339 392 436 550 510 607 

 Share ................................... .7 .8 1.1 .8 .8 .7 .7 .7 .6 

 SE........................................ 7.20 8.34 33.73 13.21 15.15 21.05 13.02 13.45 20.33 

 CV(%) .................................. 1.58 2.21 10.25 3.90 3.86 4.82 2.37 2.64 3.35 

 Fresh milk and cream 

 Mean .................................... 140 126 136 122 120 136 158 144 178 

 Share ................................... .2 .3 .4 .3 .2 .2 .2 .2 .2 

 SE........................................ 3.07 4.53 24.31 5.71 5.34 9.52 4.53 5.04 7.43 

 CV(%) .................................. 2.19 3.61 17.87 4.68 4.43 7.01 2.86 3.49 4.17 

 Other dairy products 

 Mean .................................... 315 251 193 217 272 301 392 366 429 

 Share ................................... .5 .5 .6 .5 .5 .5 .5 .5 .4 

 SE........................................ 5.41 5.92 20.09 9.61 11.47 15.89 9.54 10.16 15.00 

 CV(%) .................................. 1.72 2.36 10.40 4.43 4.22 5.29 2.44 2.78 3.50 

 Fruits and vegetables 

 Mean .................................... 876 714 697 642 730 816 1,073 972 1,216 

 Share ................................... 1.4 1.5 2.3 1.6 1.5 1.4 1.3 1.3 1.2 

 SE........................................ 19.96 18.74 78.17 26.72 32.51 39.16 33.49 39.17 43.74 

 CV(%) .................................. 2.28 2.62 11.21 4.16 4.45 4.80 3.12 4.03 3.60 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Fresh fruits 

 Mean .................................... 322 245 248 216 250 284 415 364 487 

 Share ................................... .5 .5 .8 .5 .5 .5 .5 .5 .5 

 SE........................................ 8.07 7.57 31.70 9.09 13.39 16.12 13.27 15.43 18.98 

 CV(%) .................................. 2.51 3.09 12.76 4.21 5.35 5.68 3.20 4.24 3.90 

 Fresh vegetables 

 Mean .................................... 295 241 245 223 242 270 361 319 421 

 Share ................................... .5 .5 .8 .6 .5 .5 .4 .4 .4 

 SE........................................ 8.67 7.50 27.09 13.34 11.95 16.87 13.84 15.69 19.59 

 CV(%) .................................. 2.93 3.11 11.04 5.99 4.95 6.24 3.83 4.91 4.66 

 Processed fruits 

 Mean .................................... 112 96 97 86 95 113 132 123 145 

 Share ................................... .2 .2 .3 .2 .2 .2 .2 .2 .1 

 SE........................................ 3.37 4.27 30.94 5.87 6.90 8.50 5.87 6.96 8.42 

 CV(%) .................................. 3.00 4.46 31.85 6.81 7.28 7.49 4.44 5.64 5.82 

 Processed vegetables 

 Mean .................................... 147 132 106 117 144 148 165 165 164 

 Share ................................... .2 .3 .3 .3 .3 .2 .2 .2 .2 

 SE........................................ 4.49 5.02 12.42 7.70 8.93 9.35 6.98 9.47 8.70 

 CV(%) .................................. 3.06 3.81 11.72 6.56 6.20 6.32 4.24 5.74 5.30 

 Other food at home 

 Mean .................................... 1,749 1,487 1,366 1,234 1,590 1,787 2,068 1,967 2,209 

 Share ................................... 2.8 3.2 4.5 3.1 3.2 3.0 2.5 2.7 2.3 

 SE........................................ 30.05 38.45 248.09 43.13 61.17 94.83 49.42 47.79 72.41 

 CV(%) .................................. 1.72 2.59 18.16 3.50 3.85 5.31 2.39 2.43 3.28 

 Sugar and other sweets 

 Mean .................................... 165 139 121 114 153 166 196 180 219 

 Share ................................... .3 .3 .4 .3 .3 .3 .2 .2 .2 

 SE........................................ 4.21 5.60 16.90 7.06 11.83 12.49 5.73 7.93 8.05 

 CV(%) .................................. 2.55 4.02 13.94 6.18 7.71 7.53 2.92 4.40 3.68 

 Fats and oils 

 Mean .................................... 115 103 115 86 102 127 129 128 130 

 Share ................................... .2 .2 .4 .2 .2 .2 .2 .2 .1 

 SE........................................ 3.71 5.08 32.83 5.46 6.45 9.21 4.78 5.28 7.17 

 CV(%) .................................. 3.23 4.94 28.64 6.37 6.30 7.25 3.70 4.12 5.50 

 Miscellaneous foods 

 Mean .................................... 952 792 690 651 869 942 1,146 1,076 1,245 

 Share ................................... 1.5 1.7 2.3 1.6 1.8 1.6 1.4 1.5 1.3 

 SE........................................ 17.32 21.63 123.28 27.38 39.40 61.71 29.27 30.36 45.10 

 CV(%) .................................. 1.82 2.73 17.86 4.20 4.54 6.55 2.55 2.82 3.62 

 Nonalcoholic beverages 

 Mean .................................... 455 416 415 355 426 500 503 505 500 

 Share ................................... .7 .9 1.4 .9 .9 .8 .6 .7 .5 

 SE........................................ 12.19 14.72 89.33 15.53 18.17 29.63 18.47 20.02 24.55 

 CV(%) .................................. 2.68 3.54 21.55 4.38 4.27 5.92 3.67 3.96 4.91 

 Food prepared by consumer unit on 

 out-of-town trips 

 Mean .................................... 62 37 26 28 40 52 93 77 115 

 Share ................................... .1 .1 .1 .1 .1 .1 .1 .1 .1 

 SE........................................ 2.60 3.27 10.67 4.03 5.37 4.79 3.87 4.66 6.31 

 CV(%) .................................. 4.19 8.82 41.43 14.43 13.31 9.15 4.15 6.05 5.47 

 Food away from home 

 Mean .................................... 3,526 2,572 1,158 2,227 2,874 3,347 4,695 4,450 5,032 

 Share ................................... 5.6 5.6 3.8 5.6 5.8 5.6 5.6 6.0 5.2 

 SE........................................ 66.85 72.27 164.14 132.50 128.96 181.46 119.93 154.59 174.78 

 CV(%) .................................. 1.90 2.81 14.17 5.95 4.49 5.42 2.55 3.47 3.47 

 Alcoholic beverages 

 Mean .................................... 579 338 169 284 367 466 874 808 966 

 Share ................................... .9 .7 .6 .7 .7 .8 1.0 1.1 1.0 

 SE........................................ 22.67 24.39 116.42 32.53 34.64 39.16 39.26 52.03 59.78 

 CV(%) .................................. 3.91 7.22 68.88 11.47 9.45 8.41 4.49 6.44 6.19 

 Housing 

 Mean .................................... 20,679 15,625 11,618 14,214 16,306 18,864 27,003 23,683 31,536 

 Share ................................... 32.8 33.7 38.4 35.5 32.9 31.7 32.2 32.1 32.3 

 SE........................................ 195.28 196.55 413.56 356.39 240.93 443.84 298.00 247.58 619.08 

 CV(%) .................................. .94 1.26 3.56 2.51 1.48 2.35 1.10 1.05 1.96 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Shelter 

 Mean .................................... 12,190 8,872 6,992 8,109 9,311 10,350 16,352 14,307 19,140 

 Share ................................... 19.3 19.1 23.1 20.3 18.8 17.4 19.5 19.4 19.6 

 SE........................................ 143.71 146.00 364.89 191.26 186.38 271.80 223.35 186.51 457.86 

 CV(%) .................................. 1.18 1.65 5.22 2.36 2.00 2.63 1.37 1.30 2.39 

 Owned dwellings 

 Mean .................................... 6,797 4,083 2,223 3,540 4,281 5,599 10,201 8,453 12,584 

 Share ................................... 10.8 8.8 7.3 8.8 8.6 9.4 12.2 11.4 12.9 

 SE........................................ 100.15 97.82 238.95 121.91 137.37 224.37 179.02 205.07 332.99 

 CV(%) .................................. 1.47 2.40 10.75 3.44 3.21 4.01 1.75 2.43 2.65 

 Mortgage interest and charges 

 Mean .................................... 2,760 1,568 787 1,135 1,732 2,409 4,254 3,555 5,208 

 Share ................................... 4.4 3.4 2.6 2.8 3.5 4.0 5.1 4.8 5.3 

 SE........................................ 48.36 56.85 113.34 82.47 68.38 145.64 88.25 94.08 165.01 

 CV(%) .................................. 1.75 3.63 14.41 7.27 3.95 6.05 2.07 2.65 3.17 

 Property taxes 

 Mean .................................... 2,159 1,236 737 1,084 1,266 1,696 3,317 2,656 4,217 

 Share ................................... 3.4 2.7 2.4 2.7 2.6 2.8 4.0 3.6 4.3 

 SE........................................ 41.20 36.81 95.08 45.61 44.99 83.49 73.35 70.60 125.10 

 CV(%) .................................. 1.91 2.98 12.90 4.21 3.55 4.92 2.21 2.66 2.97 

 Maintenance, repairs, insurance, other 

 expenses 

 Mean .................................... 1,879 1,279 700 1,322 1,284 1,494 2,630 2,242 3,160 

 Share ................................... 3.0 2.8 2.3 3.3 2.6 2.5 3.1 3.0 3.2 

 SE........................................ 65.13 46.83 108.18 84.95 95.50 87.89 118.42 126.02 206.25 

 CV(%) .................................. 3.47 3.66 15.46 6.43 7.44 5.88 4.50 5.62 6.53 

 Rented dwellings 

 Mean .................................... 4,432 4,375 4,637 4,209 4,577 4,169 4,502 4,727 4,197 

 Share ................................... 7.0 9.4 15.3 10.5 9.2 7.0 5.4 6.4 4.3 

 SE........................................ 89.41 100.77 365.03 162.10 188.45 241.27 178.56 196.15 245.54 

 CV(%) .................................. 2.02 2.30 7.87 3.85 4.12 5.79 3.97 4.15 5.85 

 Other lodging 

 Mean .................................... 961 414 132 359 452 582 1,648 1,127 2,358 

 Share ................................... 1.5 .9 .4 .9 .9 1.0 2.0 1.5 2.4 

 SE........................................ 38.93 30.31 35.89 59.98 37.90 67.74 69.20 56.93 135.60 

 CV(%) .................................. 4.05 7.33 27.27 16.71 8.38 11.64 4.20 5.05 5.75 

 Utilities, fuels, and public services 

 Mean .................................... 4,055 3,646 2,817 3,446 3,747 4,229 4,568 4,252 5,000 

 Share ................................... 6.4 7.9 9.3 8.6 7.6 7.1 5.4 5.8 5.1 

 SE........................................ 32.23 39.49 87.26 52.67 70.03 65.13 49.24 46.86 73.65 

 CV(%) .................................. .79 1.08 3.10 1.53 1.87 1.54 1.08 1.10 1.47 

 Natural gas 

 Mean .................................... 416 349 295 339 367 363 500 441 581 

 Share ................................... .7 .8 1.0 .8 .7 .6 .6 .6 .6 

 SE........................................ 10.72 12.36 22.75 14.39 14.10 19.90 11.40 12.21 17.95 

 CV(%) .................................. 2.58 3.54 7.71 4.25 3.84 5.48 2.28 2.77 3.09 

 Electricity 

 Mean .................................... 1,472 1,395 1,132 1,372 1,394 1,569 1,568 1,490 1,675 

 Share ................................... 2.3 3.0 3.7 3.4 2.8 2.6 1.9 2.0 1.7 

 SE........................................ 17.96 21.77 43.88 29.15 36.87 33.33 24.40 25.45 32.44 

 CV(%) .................................. 1.22 1.56 3.88 2.13 2.64 2.12 1.56 1.71 1.94 

 Fuel oil and other fuels 

 Mean .................................... 113 94 89 107 73 112 137 117 164 

 Share ................................... .2 .2 .3 .3 .1 .2 .2 .2 .2 

 SE........................................ 6.57 8.65 22.35 10.49 9.76 20.43 8.32 11.86 17.20 

 CV(%) .................................. 5.81 9.16 25.07 9.79 13.28 18.22 6.09 10.16 10.52 

 Telephone services 

 Mean .................................... 1,409 1,260 873 1,109 1,344 1,567 1,595 1,515 1,705 

 Share ................................... 2.2 2.7 2.9 2.8 2.7 2.6 1.9 2.1 1.7 

 SE........................................ 13.37 20.61 50.86 28.85 33.03 32.19 17.70 18.78 28.92 

 CV(%) .................................. .95 1.64 5.82 2.60 2.46 2.05 1.11 1.24 1.70 

 Residential phone service, VOIP, and 

 phone cards 

 Mean .................................... 191 183 172 191 180 180 201 186 221 

 Share ................................... .3 .4 .6 .5 .4 .3 .2 .3 .2 

 SE........................................ 6.01 7.61 18.41 9.46 9.08 11.28 5.12 7.34 6.43 

 CV(%) .................................. 3.15 4.16 10.72 4.95 5.04 6.26 2.55 3.95 2.91 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Cellular phone service 

 Mean .................................... 1,218 1,077 702 918 1,164 1,387 1,395 1,329 1,485 

 Share ................................... 1.9 2.3 2.3 2.3 2.3 2.3 1.7 1.8 1.5 

 SE........................................ 15.53 23.31 59.24 31.59 35.09 33.28 17.59 18.61 29.19 

 CV(%) .................................. 1.28 2.16 8.44 3.44 3.02 2.40 1.26 1.40 1.97 

 Water and other public services 

 Mean .................................... 645 547 428 520 569 617 768 690 875 

 Share ................................... 1.0 1.2 1.4 1.3 1.1 1.0 .9 .9 .9 

 SE........................................ 16.30 16.24 24.68 23.53 17.51 23.00 21.60 19.02 31.55 

 CV(%) .................................. 2.53 2.97 5.77 4.53 3.08 3.73 2.81 2.76 3.61 

 Household operations 

 Mean .................................... 1,570 936 550 853 981 1,195 2,364 1,825 3,100 

 Share ................................... 2.5 2.0 1.8 2.1 2.0 2.0 2.8 2.5 3.2 

 SE........................................ 35.31 25.23 75.61 48.88 40.71 64.82 67.43 60.19 120.69 

 CV(%) .................................. 2.25 2.70 13.74 5.73 4.15 5.43 2.85 3.30 3.89 

 Personal services 

 Mean .................................... 489 202 172 213 157 276 848 620 1,159 

 Share ................................... .8 .4 .6 .5 .3 .5 1.0 .8 1.2 

 SE........................................ 27.62 20.18 70.54 41.46 24.60 49.99 53.65 49.38 95.01 

 CV(%) .................................. 5.65 10.01 41.03 19.50 15.70 18.09 6.32 7.96 8.20 

 Other household expenses 

 Mean .................................... 1,081 735 378 640 824 918 1,516 1,205 1,940 

 Share ................................... 1.7 1.6 1.2 1.6 1.7 1.5 1.8 1.6 2.0 

 SE........................................ 20.55 17.33 25.62 20.85 28.81 42.75 35.60 30.62 65.45 

 CV(%) .................................. 1.90 2.36 6.77 3.26 3.49 4.66 2.35 2.54 3.37 

 Housekeeping supplies 

 Mean .................................... 766 622 471 509 629 880 939 842 1,077 

 Share ................................... 1.2 1.3 1.6 1.3 1.3 1.5 1.1 1.1 1.1 

 SE........................................ 18.22 18.22 69.84 30.82 33.59 74.41 34.43 41.05 69.01 

 CV(%) .................................. 2.38 2.93 14.82 6.05 5.34 8.46 3.67 4.87 6.41 

 Laundry and cleaning supplies 

 Mean .................................... 185 170 191 146 167 207 203 177 241 

 Share ................................... .3 .4 .6 .4 .3 .3 .2 .2 .2 

 SE........................................ 7.37 8.56 34.66 10.27 12.31 19.53 12.68 11.32 22.72 

 CV(%) .................................. 3.98 5.02 18.13 7.02 7.36 9.44 6.24 6.40 9.43 

 Other household products 

 Mean .................................... 458 354 192 283 363 541 584 525 669 

 Share ................................... .7 .8 .6 .7 .7 .9 .7 .7 .7 

 SE........................................ 16.59 15.20 16.98 22.68 29.11 70.41 31.76 35.76 62.81 

 CV(%) .................................. 3.62 4.30 8.86 8.01 8.02 13.01 5.44 6.82 9.39 

 Postage and stationery 

 Mean .................................... 122 98 88 80 99 132 152 141 168 

 Share ................................... .2 .2 .3 .2 .2 .2 .2 .2 .2 

 SE........................................ 6.49 8.95 57.00 14.48 11.65 18.72 8.19 9.82 12.64 

 CV(%) .................................. 5.30 9.11 64.52 18.05 11.73 14.16 5.40 6.99 7.55 

 Household furnishings and equipment 

 Mean .................................... 2,098 1,549 788 1,298 1,638 2,211 2,779 2,458 3,219 

 Share ................................... 3.3 3.3 2.6 3.2 3.3 3.7 3.3 3.3 3.3 

 SE........................................ 68.52 102.49 70.27 257.09 78.69 231.53 80.32 95.92 165.28 

 CV(%) .................................. 3.27 6.62 8.91 19.81 4.80 10.47 2.89 3.90 5.13 

 Household textiles 

 Mean .................................... 131 95 51 75 102 141 175 167 185 

 Share ................................... .2 .2 .2 .2 .2 .2 .2 .2 .2 

 SE........................................ 9.98 10.71 17.28 9.65 19.13 39.86 16.53 23.71 27.61 

 CV(%) .................................. 7.62 11.26 34.12 12.95 18.70 28.37 9.45 14.18 14.90 

 Furniture 

 Mean .................................... 521 368 266 291 395 501 713 602 866 

 Share ................................... .8 .8 .9 .7 .8 .8 .9 .8 .9 

 SE........................................ 22.45 18.96 46.33 23.44 33.96 49.60 40.34 40.13 70.87 

 CV(%) .................................. 4.31 5.16 17.44 8.05 8.61 9.90 5.65 6.67 8.19 

 Floor coverings 

 Mean .................................... 25 16 4 17 22 12 36 24 52 

 Share ................................... ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) .1 

 SE........................................ 2.61 3.15 1.82 4.48 7.05 2.06 5.01 2.68 11.50 

 CV(%) .................................. 10.40 19.24 40.99 26.70 32.22 16.87 13.94 11.11 22.08 

 Major appliances 

 Mean .................................... 322 252 156 203 287 321 409 350 491 

 Share ................................... .5 .5 .5 .5 .6 .5 .5 .5 .5 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Major appliances 

 SE........................................ 14.92 15.43 28.84 18.05 27.33 35.67 26.84 25.48 49.59 

 CV(%) .................................. 4.64 6.13 18.52 8.87 9.53 11.12 6.56 7.29 10.10 

 Small appliances, miscellaneous 

 housewares 

 Mean .................................... 119 89 63 67 86 144 155 154 157 

 Share ................................... .2 .2 .2 .2 .2 .2 .2 .2 .2 

 SE........................................ 6.43 5.67 11.33 5.59 6.53 24.75 11.63 15.80 14.32 

 CV(%) .................................. 5.42 6.40 17.89 8.37 7.62 17.15 7.48 10.27 9.10 

 Miscellaneous household equipment 

 Mean .................................... 981 729 249 645 747 1,092 1,290 1,162 1,468 

 Share ................................... 1.6 1.6 .8 1.6 1.5 1.8 1.5 1.6 1.5 

 SE........................................ 60.07 95.59 44.43 258.60 57.03 210.23 67.36 72.90 113.53 

 CV(%) .................................. 6.12 13.11 17.87 40.10 7.63 19.25 5.22 6.28 7.74 

 Apparel and services 

 Mean .................................... 1,883 1,362 999 1,163 1,366 1,882 2,521 2,324 2,794 

 Share ................................... 3.0 2.9 3.3 2.9 2.8 3.2 3.0 3.1 2.9 

 SE........................................ 68.55 67.81 143.87 93.36 97.92 182.14 107.94 169.52 192.12 

 CV(%) .................................. 3.64 4.98 14.40 8.03 7.17 9.68 4.28 7.30 6.88 

 Men and boys 

 Mean .................................... 447 318 253 289 334 375 605 630 569 

 Share ................................... .7 .7 .8 .7 .7 .6 .7 .9 .6 

 SE........................................ 26.11 24.61 105.15 37.56 37.28 38.41 46.57 70.70 52.07 

 CV(%) .................................. 5.84 7.73 41.56 13.02 11.16 10.25 7.69 11.23 9.15 

 Men, 16 and over 

 Mean .................................... 348 234 196 213 249 264 486 518 440 

 Share ................................... .6 .5 .6 .5 .5 .4 .6 .7 .5 

 SE........................................ 26.26 25.12 104.58 36.21 34.46 36.28 44.65 67.94 48.26 

 CV(%) .................................. 7.56 10.73 53.23 17.04 13.87 13.76 9.18 13.12 10.96 

 Boys, 2 to 15 

 Mean .................................... 100 84 57 76 85 111 119 112 129 

 Share ................................... .2 .2 .2 .2 .2 .2 .1 .2 .1 

 SE........................................ 4.60 6.22 8.88 8.91 11.43 15.62 7.46 8.48 12.35 

 CV(%) .................................. 4.61 7.37 15.72 11.72 13.38 14.07 6.27 7.58 9.60 

 Women and girls 

 Mean .................................... 704 490 293 398 514 705 965 832 1,152 

 Share ................................... 1.1 1.1 1.0 1.0 1.0 1.2 1.2 1.1 1.2 

 SE........................................ 30.41 34.15 56.80 39.16 49.37 90.05 52.53 78.73 108.30 

 CV(%) .................................. 4.32 6.97 19.38 9.83 9.60 12.78 5.45 9.46 9.40 

 Women, 16 and over 

 Mean .................................... 602 404 230 323 445 556 843 728 1,005 

 Share ................................... 1.0 .9 .8 .8 .9 .9 1.0 1.0 1.0 

 SE........................................ 27.85 26.83 53.18 27.76 47.21 59.29 50.88 77.84 103.18 

 CV(%) .................................. 4.63 6.65 23.11 8.60 10.61 10.66 6.04 10.69 10.27 

 Girls, 2 to 15 

 Mean .................................... 102 86 63 76 69 149 122 104 147 

 Share ................................... .2 .2 .2 .2 .1 .2 .1 .1 .2 

 SE........................................ 7.34 12.00 11.42 21.93 6.70 42.27 9.82 11.27 15.45 

 CV(%) .................................. 7.17 13.88 18.14 28.98 9.64 28.44 8.07 10.85 10.52 

 Children under 2 

 Mean .................................... 75 64 53 52 68 82 90 91 88 

 Share ................................... .1 .1 .2 .1 .1 .1 .1 .1 .1 

 SE........................................ 6.98 8.13 24.42 12.85 14.33 15.21 10.49 12.77 17.79 

 CV(%) .................................. 9.25 12.78 46.41 24.89 21.15 18.59 11.66 14.04 20.11 

 Footwear 

 Mean .................................... 419 341 254 315 303 502 513 493 541 

 Share ................................... .7 .7 .8 .8 .6 .8 .6 .7 .6 

 SE........................................ 26.70 29.60 58.20 53.12 39.71 88.02 42.86 63.17 53.38 

 CV(%) .................................. 6.38 8.67 22.93 16.87 13.09 17.52 8.36 12.83 9.87 

 Other apparel products and services 

 Mean .................................... 237 149 147 109 147 218 348 278 443 

 Share ................................... .4 .3 .5 .3 .3 .4 .4 .4 .5 

 SE........................................ 15.94 13.99 33.15 10.71 17.86 53.15 28.52 23.22 55.43 

 CV(%) .................................. 6.72 9.42 22.61 9.79 12.14 24.36 8.19 8.34 12.50 

 Transportation 

 Mean .................................... 10,742 8,905 4,909 7,557 9,431 12,301 13,044 12,315 14,039 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Transportation 

 Share ................................... 17.0 19.2 16.2 18.9 19.0 20.6 15.6 16.7 14.4 

 SE........................................ 194.05 237.10 331.84 399.87 389.03 534.41 289.14 354.70 466.06 

 CV(%) .................................. 1.81 2.66 6.76 5.29 4.13 4.34 2.22 2.88 3.32 

 Vehicle purchases (net outlay) 

 Mean .................................... 4,394 3,781 1,703 3,117 3,896 5,761 5,162 5,043 5,326 

 Share ................................... 7.0 8.2 5.6 7.8 7.9 9.7 6.2 6.8 5.5 

 SE........................................ 187.79 200.25 263.25 380.97 344.36 494.73 292.53 366.40 428.23 

 CV(%) .................................. 4.27 5.30 15.45 12.22 8.84 8.59 5.67 7.27 8.04 

 Cars and trucks, new 

 Mean .................................... 1,960 1,696 880 1,185 1,971 2,495 2,290 2,100 2,550 

 Share ................................... 3.1 3.7 2.9 3.0 4.0 4.2 2.7 2.8 2.6 

 SE........................................ 108.02 156.07 241.85 304.78 282.20 432.24 167.78 279.86 285.38 

 CV(%) .................................. 5.51 9.20 27.47 25.73 14.32 17.33 7.33 13.33 11.19 

 Cars and trucks, used 

 Mean .................................... 2,375 2,038 755 1,903 1,889 3,181 2,798 2,819 2,769 

 Share ................................... 3.8 4.4 2.5 4.8 3.8 5.3 3.3 3.8 2.8 

 SE........................................ 130.12 118.22 182.73 202.91 201.84 431.91 217.07 280.18 298.09 

 CV(%) .................................. 5.48 5.80 24.21 10.66 10.68 13.58 7.76 9.94 10.77 

 Other vehicles 

 Mean .................................... 59 47 68 29 35 85 74 123 8 

 Share ................................... .1 .1 .2 .1 .1 .1 .1 .2 ( 1 ) 

 SE........................................ 14.52 13.01 53.67 16.73 13.35 56.82 28.56 49.75 6.21 

 CV(%) .................................. 24.68 27.96 78.53 57.76 38.08 66.57 38.48 40.39 82.69 

 Gasoline, other fuels, and motor oil 

 Mean .................................... 2,094 1,894 1,333 1,689 1,992 2,355 2,345 2,320 2,380 

 Share ................................... 3.3 4.1 4.4 4.2 4.0 4.0 2.8 3.1 2.4 

 SE........................................ 21.44 27.71 80.07 35.74 46.17 66.40 32.81 38.14 44.26 

 CV(%) .................................. 1.02 1.46 6.01 2.12 2.32 2.82 1.40 1.64 1.86 

 Other vehicle expenses 

 Mean .................................... 3,474 2,873 1,659 2,454 3,153 3,710 4,226 3,970 4,577 

 Share ................................... 5.5 6.2 5.5 6.1 6.4 6.2 5.0 5.4 4.7 

 SE........................................ 40.91 46.11 101.52 64.33 92.48 89.57 60.21 71.46 96.07 

 CV(%) .................................. 1.18 1.61 6.12 2.62 2.93 2.41 1.42 1.80 2.10 

 Vehicle finance charges 

 Mean .................................... 252 227 117 205 232 312 282 283 280 

 Share ................................... .4 .5 .4 .5 .5 .5 .3 .4 .3 

 SE........................................ 6.87 9.26 12.97 18.50 11.57 24.49 9.59 12.50 16.99 

 CV(%) .................................. 2.73 4.07 11.04 9.03 4.98 7.84 3.40 4.41 6.06 

 Maintenance and repairs 

 Mean .................................... 887 720 482 585 794 941 1,094 1,020 1,196 

 Share ................................... 1.4 1.6 1.6 1.5 1.6 1.6 1.3 1.4 1.2 

 SE........................................ 19.09 22.71 52.10 27.47 38.06 49.85 27.10 32.89 54.95 

 CV(%) .................................. 2.15 3.15 10.80 4.69 4.79 5.30 2.48 3.23 4.59 

 Vehicle rental, leases, licenses, and other 

 charges 

 Mean .................................... 790 509 167 390 589 745 1,143 1,002 1,336 

 Share ................................... 1.3 1.1 .6 1.0 1.2 1.3 1.4 1.4 1.4 

 SE........................................ 25.51 21.56 28.66 20.97 38.85 71.64 44.35 51.80 61.64 

 CV(%) .................................. 3.23 4.23 17.21 5.37 6.60 9.61 3.88 5.17 4.61 

 Vehicle insurance 

 Mean .................................... 1,545 1,416 893 1,273 1,538 1,711 1,707 1,665 1,765 

 Share ................................... 2.5 3.1 2.9 3.2 3.1 2.9 2.0 2.3 1.8 

 SE........................................ 18.67 23.53 57.84 33.92 44.09 47.38 30.82 35.93 40.60 

 CV(%) .................................. 1.21 1.66 6.48 2.66 2.87 2.77 1.81 2.16 2.30 

 Public and other transportation 

 Mean .................................... 781 358 213 298 390 475 1,310 983 1,757 

 Share ................................... 1.2 .8 .7 .7 .8 .8 1.6 1.3 1.8 

 SE........................................ 29.43 26.94 33.28 47.41 35.45 54.19 59.42 52.44 102.51 

 CV(%) .................................. 3.77 7.53 15.59 15.90 9.08 11.42 4.54 5.34 5.83 

 Healthcare 

 Mean .................................... 5,193 3,971 2,533 3,785 4,044 4,892 6,724 6,001 7,711 

 Share ................................... 8.2 8.6 8.4 9.5 8.2 8.2 8.0 8.1 7.9 

 SE........................................ 69.98 66.76 182.16 130.29 79.40 155.07 112.35 111.94 203.76 

 CV(%) .................................. 1.35 1.68 7.19 3.44 1.96 3.17 1.67 1.87 2.64 

 Health insurance 

 Mean .................................... 3,529 2,777 1,773 2,665 2,805 3,429 4,473 4,059 5,037 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Health insurance 

 Share ................................... 5.6 6.0 5.9 6.7 5.7 5.8 5.3 5.5 5.2 

 SE........................................ 46.74 44.69 93.20 78.94 56.90 124.30 79.40 81.07 134.81 

 CV(%) .................................. 1.32 1.61 5.26 2.96 2.03 3.63 1.78 2.00 2.68 

 Medical services 

 Mean .................................... 984 621 391 543 664 796 1,439 1,259 1,686 

 Share ................................... 1.6 1.3 1.3 1.4 1.3 1.3 1.7 1.7 1.7 

 SE........................................ 36.70 36.29 97.66 51.33 38.94 71.73 61.35 77.97 121.21 

 CV(%) .................................. 3.73 5.84 24.99 9.46 5.87 9.01 4.26 6.20 7.19 

 Drugs 

 Mean .................................... 486 425 292 408 432 508 561 491 659 

 Share ................................... .8 .9 1.0 1.0 .9 .9 .7 .7 .7 

 SE........................................ 13.92 16.26 44.66 34.30 18.45 35.85 18.95 19.79 32.77 

 CV(%) .................................. 2.86 3.83 15.28 8.41 4.27 7.05 3.38 4.03 4.97 

 Medical supplies 

 Mean .................................... 194 148 78 169 143 158 250 193 328 

 Share ................................... .3 .3 .3 .4 .3 .3 .3 .3 .3 

 SE........................................ 12.17 19.27 17.42 52.40 10.63 17.72 16.51 17.06 30.69 

 CV(%) .................................. 6.28 12.99 22.42 31.03 7.43 11.19 6.60 8.82 9.35 

 Entertainment 

 Mean .................................... 3,090 2,118 1,147 1,639 2,430 2,868 4,295 3,442 5,480 

 Share ................................... 4.9 4.6 3.8 4.1 4.9 4.8 5.1 4.7 5.6 

 SE........................................ 129.46 60.09 164.37 63.52 127.92 150.82 283.56 140.38 657.27 

 CV(%) .................................. 4.19 2.84 14.33 3.87 5.26 5.26 6.60 4.08 11.99 

 Fees and admissions 

 Mean .................................... 880 302 96 172 369 509 1,596 959 2,483 

 Share ................................... 1.4 .7 .3 .4 .7 .9 1.9 1.3 2.5 

 SE........................................ 124.68 15.26 32.96 15.93 30.17 35.84 276.34 59.88 651.23 

 CV(%) .................................. 14.17 5.05 34.46 9.27 8.17 7.05 17.31 6.25 26.22 

 Audio and visual equipment and services 

 Mean .................................... 1,000 894 603 804 930 1,129 1,133 1,053 1,244 

 Share ................................... 1.6 1.9 2.0 2.0 1.9 1.9 1.4 1.4 1.3 

 SE........................................ 16.12 20.30 35.56 23.67 39.45 39.58 22.05 23.18 42.19 

 CV(%) .................................. 1.61 2.27 5.90 2.94 4.24 3.51 1.95 2.20 3.39 

 Pets, toys, hobbies, and playground 

 equipment 

 Mean .................................... 821 643 245 557 730 840 1,039 945 1,171 

 Share ................................... 1.3 1.4 .8 1.4 1.5 1.4 1.2 1.3 1.2 

 SE........................................ 40.20 42.89 79.12 55.10 86.66 93.35 67.44 68.44 112.36 

 CV(%) .................................. 4.90 6.67 32.29 9.89 11.87 11.11 6.49 7.24 9.59 

 Pets 

 Mean .................................... 681 528 199 472 575 710 869 786 984 

 Share ................................... 1.1 1.1 .7 1.2 1.2 1.2 1.0 1.1 1.0 

 SE........................................ 40.29 39.51 80.00 53.13 74.90 95.64 67.22 67.70 112.38 

 CV(%) .................................. 5.92 7.48 40.18 11.25 13.02 13.47 7.74 8.61 11.42 

 Toys, hobbies, and playground equipment 

 Mean .................................... 140 115 46 85 155 130 170 159 187 

 Share ................................... .2 .2 .2 .2 .3 .2 .2 .2 .2 

 SE........................................ 11.00 12.77 16.26 11.96 27.90 20.08 15.97 21.27 24.41 

 CV(%) .................................. 7.85 11.08 35.42 14.06 18.05 15.40 9.37 13.39 13.07 

 Other entertainment supplies, equipment, 

 and services 

 Mean .................................... 389 278 204 106 401 390 527 486 582 

 Share ................................... .6 .6 .7 .3 .8 .7 .6 .7 .6 

 SE........................................ 34.23 42.84 123.51 20.84 87.59 97.75 74.78 116.46 78.43 

 CV(%) .................................. 8.80 15.39 60.62 19.67 21.86 25.04 14.20 23.96 13.48 

 Personal care products and services 

 Mean .................................... 786 591 323 462 613 911 1,028 917 1,182 

 Share ................................... 1.2 1.3 1.1 1.2 1.2 1.5 1.2 1.2 1.2 

 SE........................................ 13.84 16.38 34.93 20.99 23.13 57.89 26.38 26.47 45.60 

 CV(%) .................................. 1.76 2.77 10.81 4.54 3.78 6.36 2.57 2.89 3.86 

 Reading 

 Mean .................................... 92 67 35 75 66 72 123 104 150 

 Share ................................... .1 .1 .1 .2 .1 .1 .1 .1 .2 

 SE........................................ 6.47 8.02 12.80 21.77 9.56 14.60 10.61 11.25 14.89 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Reading 

 CV(%) .................................. 7.03 11.95 36.81 29.06 14.45 20.19 8.61 10.87 9.91 

 Education 

 Mean .................................... 1,443 563 303 259 912 599 2,546 1,839 3,512 

 Share ................................... 2.3 1.2 1.0 .6 1.8 1.0 3.0 2.5 3.6 

 SE........................................ 85.62 75.17 123.10 46.14 164.71 80.64 145.63 159.06 250.82 

 CV(%) .................................. 5.93 13.35 40.63 17.83 18.06 13.47 5.72 8.65 7.14 

 Tobacco products and smoking supplies 

 Mean .................................... 320 433 341 496 423 392 178 212 131 

 Share ................................... .5 .9 1.1 1.2 .9 .7 .2 .3 .1 

 SE........................................ 11.43 17.22 34.09 28.32 25.31 32.51 11.17 17.99 14.39 

 CV(%) .................................. 3.57 3.97 10.01 5.71 5.99 8.30 6.28 8.47 11.01 

 Miscellaneous 

 Mean .................................... 899 675 387 448 700 1,161 1,179 961 1,477 

 Share ................................... 1.4 1.5 1.3 1.1 1.4 1.9 1.4 1.3 1.5 

 SE........................................ 42.52 47.94 103.49 30.82 68.28 164.69 70.83 78.93 100.52 

 CV(%) .................................. 4.73 7.10 26.72 6.88 9.75 14.18 6.01 8.21 6.81 

 Cash contributions 

 Mean .................................... 1,995 1,045 508 854 1,207 1,358 3,187 2,406 4,252 

 Share ................................... 3.2 2.3 1.7 2.1 2.4 2.3 3.8 3.3 4.4 

 SE........................................ 109.43 67.39 71.41 76.59 81.16 157.60 208.50 226.85 403.50 

 CV(%) .................................. 5.48 6.45 14.06 8.97 6.73 11.61 6.54 9.43 9.49 

 Personal insurance and pensions 

 Mean .................................... 7,165 4,098 2,124 3,031 4,690 5,868 11,011 9,304 13,337 

 Share ................................... 11.4 8.8 7.0 7.6 9.5 9.8 13.1 12.6 13.7 

 SE........................................ 131.08 96.30 232.54 95.77 143.44 216.16 234.01 261.28 345.48 

 CV(%) .................................. 1.83 2.35 10.95 3.16 3.06 3.68 2.13 2.81 2.59 

 Life and other personal insurance 

 Mean .................................... 520 318 168 269 313 486 772 570 1,049 

 Share ................................... .8 .7 .6 .7 .6 .8 .9 .8 1.1 

 SE........................................ 21.59 13.08 26.39 15.59 18.37 46.55 43.37 35.02 78.69 

 CV(%) .................................. 4.16 4.11 15.67 5.80 5.87 9.57 5.61 6.15 7.50 

 Pensions and Social Security 

 Mean .................................... 6,645 3,780 1,955 2,763 4,377 5,382 10,239 8,735 12,289 

 Share ................................... 10.5 8.2 6.5 6.9 8.8 9.0 12.2 11.8 12.6 

 SE........................................ 124.80 91.24 240.70 98.19 137.71 198.81 223.69 247.57 333.59 

 CV(%) .................................. 1.88 2.41 12.31 3.55 3.15 3.69 2.18 2.83 2.71 

Sources of income and personal taxes: 

 Money income before taxes 

 Mean .................................... $82,852 $52,027 $31,970 $42,599 $56,109 $71,039 $121,507 $104,922 $144,112 

 SE........................................ 1,973.48 1,042.68 2,539.65 1,105.43 1,206.69 2,700.77 4,063.07 6,126.32 3,533.00 

 CV(%) .................................. 2.38 2.00 7.94 2.59 2.15 3.80 3.34 5.84 2.45 

 Wages and salaries 

 Mean .................................... 64,708 37,464 20,877 28,818 41,343 53,739 98,874 85,815 116,673 

 Share ................................... 78.1 72.0 65.3 67.7 73.7 75.6 81.4 81.8 81.0 

 SE........................................ 1,803.94 809.31 2,429.00 1,038.72 1,000.12 1,805.45 3,706.67 5,494.97 3,036.30 

 CV(%) .................................. 2.79 2.16 11.63 3.60 2.42 3.36 3.75 6.40 2.60 

 Self-employment income 

 Mean .................................... 5,947 3,105 2,286 2,048 3,811 4,074 9,511 8,577 10,783 

 Share ................................... 7.2 6.0 7.1 4.8 6.8 5.7 7.8 8.2 7.5 

 SE........................................ 640.92 301.09 667.15 269.31 544.47 881.68 1,438.94 2,307.80 1,053.86 

 CV(%) .................................. 10.78 9.70 29.19 13.15 14.29 21.64 15.13 26.91 9.77 

 Social Security, private and government 

 retirement 

 Mean .................................... 8,902 8,573 6,725 9,140 8,338 8,966 9,314 7,685 11,535 

 Share ................................... 10.7 16.5 21.0 21.5 14.9 12.6 7.7 7.3 8.0 

 SE........................................ 208.14 204.02 494.56 324.97 343.76 516.01 356.30 331.58 668.23 

 CV(%) .................................. 2.34 2.38 7.35 3.56 4.12 5.76 3.83 4.31 5.79 

 Interest, dividends, rental income, other 

 property income 

 Mean .................................... 1,962 1,440 373 1,232 1,143 2,856 2,616 1,744 3,805 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Interest, dividends, rental income, other 

 property income 

 Share ................................... 2.4 2.8 1.2 2.9 2.0 4.0 2.2 1.7 2.6 

 SE........................................ 199.07 296.29 118.36 307.28 226.81 1,210.15 205.93 197.88 455.83 

 CV(%) .................................. 10.15 20.58 31.76 24.94 19.85 42.37 7.87 11.35 11.98 

 Public assistance, Supplemental Security 

 Income, Supplementary Nutrition 

 Assistance Program (SNAP) 

 Mean .................................... 426 668 1,223 789 502 473 123 152 84 

 Share ................................... .5 1.3 3.8 1.9 .9 .7 .1 .1 .1 

 SE........................................ 25.76 39.69 140.57 49.81 54.60 60.66 18.39 30.19 15.84 

 CV(%) .................................. 6.04 5.94 11.49 6.31 10.88 12.83 14.90 19.84 18.80 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular 

 contributions for support 

 Mean .................................... 562 416 138 293 482 649 745 661 859 

 Share ................................... .7 .8 .4 .7 .9 .9 .6 .6 .6 

 SE........................................ 77.21 47.45 61.30 57.77 72.07 133.87 162.06 260.12 147.06 

 CV(%) .................................. 13.74 11.41 44.30 19.69 14.96 20.62 21.75 39.35 17.11 

 Other income 

 Mean .................................... 345 361 347 279 490 282 324 289 372 

 Share ................................... .4 .7 1.1 .7 .9 .4 .3 .3 .3 

 SE........................................ 35.68 49.78 95.73 59.36 105.25 62.94 44.60 63.31 55.30 

 CV(%) .................................. 10.35 13.78 27.60 21.31 21.48 22.30 13.77 21.94 14.87 

 Personal taxes (contains some imputed 

 values) 

 Mean .................................... 11,364 4,137 890 2,870 4,695 6,958 20,427 16,523 25,749 

 Share ................................... 13.7 8.0 2.8 6.7 8.4 9.8 16.8 15.7 17.9 

 SE........................................ 730.24 384.47 502.30 720.11 273.47 775.69 1,485.32 2,351.18 1,162.92 

 CV(%) .................................. 6.43 9.29 56.41 25.09 5.82 11.15 7.27 14.23 4.52 

 Federal income taxes 

 Mean .................................... 8,831 3,014 508 1,989 3,434 5,289 16,126 13,042 20,330 

 Share ................................... 10.7 5.8 1.6 4.7 6.1 7.4 13.3 12.4 14.1 

 SE........................................ 627.45 289.27 423.65 522.31 205.19 673.48 1,314.77 2,099.73 951.46 

 CV(%) .................................. 7.10 9.60 83.45 26.26 5.97 12.73 8.15 16.10 4.68 

 State and local income taxes 

 Mean .................................... 2,470 1,091 371 851 1,226 1,626 4,199 3,392 5,300 

 Share ................................... 3.0 2.1 1.2 2.0 2.2 2.3 3.5 3.2 3.7 

 SE........................................ 132.55 109.34 85.83 202.72 93.62 136.44 210.39 290.97 255.72 

 CV(%) .................................. 5.37 10.03 23.12 23.81 7.64 8.39 5.01 8.58 4.82 

 Other taxes 

 Mean .................................... 63 32 12 30 35 43 102 90 119 

 Share ................................... .1 .1 ( 1 ) .1 .1 .1 .1 .1 .1 

 SE........................................ 14.43 7.53 4.28 10.03 9.00 10.81 27.37 33.03 38.94 

 CV(%) .................................. 22.80 23.18 37.09 33.81 25.46 25.21 26.84 36.88 32.75 

 Income after taxes 

 Mean .................................... 71,487 47,890 31,079 39,729 51,414 64,082 101,080 88,400 118,363 

 Share ................................... 86.3 92.0 97.2 93.3 91.6 90.2 83.2 84.3 82.1 

 SE........................................ 1,312.27 885.37 2,246.16 1,134.65 1,035.08 2,147.32 2,629.04 3,817.66 2,514.80 

 CV(%) .................................. 1.84 1.85 7.23 2.86 2.01 3.35 2.60 4.32 2.12 

Addenda: 

 Net change in total assets and liabilities 

 Mean .................................... $10,971 $3,445 $3,103 $4,645 $2,659 $2,964 $20,409 $17,907 $23,819 

 SE........................................ 2,278.11 1,372.50 1,626.47 1,754.00 2,715.39 3,513.24 4,832.69 4,627.27 8,186.98 

 CV(%) .................................. 20.77 39.84 52.42 37.76 102.12 118.51 23.68 25.84 34.37 

 Net change in total assets 

 Mean .................................... 23,320 11,033 5,332 10,607 12,252 12,518 38,730 34,135 44,992 

 SE........................................ 2,064.38 1,220.50 2,059.78 1,863.12 2,466.32 3,305.35 4,308.04 4,794.25 6,948.48 

 CV(%) .................................. 8.85 11.06 38.63 17.57 20.13 26.41 11.12 14.04 15.44 

 Net change in total liabilities 

 Mean .................................... 12,350 7,588 2,229 5,961 9,593 9,553 18,321 16,228 21,173 

 SE........................................ 1,381.57 974.20 1,155.36 1,675.03 1,704.98 2,210.69 2,722.36 2,527.30 4,640.38 

 CV(%) .................................. 11.19 12.84 51.83 28.10 17.77 23.14 14.86 15.57 21.92 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Other financial information: 

 Other money receipts 

 Mean .................................... 1,201 1,112 67 1,552 1,095 928 1,314 1,185 1,488 

 SE........................................ 391.13 578.27 26.54 1,264.32 371.14 414.96 318.60 289.31 679.71 

 CV(%) .................................. 32.56 52.02 39.56 81.46 33.90 44.72 24.25 24.40 45.67 

 Mortgage principal paid on owned property 

 Mean .................................... -2,288 -1,235 -637 -963 -1,272 -1,936 -3,608 -2,876 -4,605 

 SE........................................ 54.74 33.43 90.85 54.92 62.91 112.59 128.47 119.09 236.98 

 CV(%) .................................. -2.39 -2.71 -14.26 -5.70 -4.95 -5.82 -3.56 -4.14 -5.15 

 Estimated market value of owned home 

 Mean .................................... 204,174 125,744 81,275 106,211 134,545 166,010 302,529 246,945 378,291 

 SE........................................ 4,271.93 3,533.06 11,225.94 3,951.32 4,405.37 13,003.57 7,929.14 7,463.37 15,536.80 

 CV(%) .................................. 2.09 2.81 13.81 3.72 3.27 7.83 2.62 3.02 4.11 

 Estimated monthly rental value of owned 

 home 

 Mean .................................... 1,097 741 461 675 781 926 1,542 1,311 1,858 

 SE........................................ 11.77 12.72 25.28 19.09 21.32 30.20 20.88 22.44 37.68 

 CV(%) .................................. 1.07 1.72 5.48 2.83 2.73 3.26 1.35 1.71 2.03 

 Gifts of goods and services, total 

 Mean .................................... 1,310 667 475 530 742 866 2,110 1,640 2,752 

 SE........................................ 61.97 39.60 77.64 52.44 71.45 100.16 135.11 146.80 227.07 

 CV(%) .................................. 4.73 5.94 16.36 9.90 9.63 11.57 6.40 8.95 8.25 

 Food 

 Mean .................................... 98 41 15 25 55 53 170 131 223 

 SE........................................ 10.44 4.16 6.20 5.23 8.40 10.82 22.09 22.81 35.61 

 CV(%) .................................. 10.62 10.20 41.63 20.54 15.15 20.29 13.02 17.45 15.93 

 Alcoholic beverages 

 Mean .................................... 13 5 1 2 4 12 24 19 31 

 SE........................................ 2.05 1.40 .44 .99 1.59 6.28 4.18 5.32 6.73 

 CV(%) .................................. 15.50 30.72 63.67 62.90 37.53 51.45 17.51 28.43 21.63 

 Housing 

 Mean .................................... 248 151 92 126 156 213 369 282 489 

 SE........................................ 14.84 12.65 19.34 19.43 21.04 42.12 29.65 33.75 56.19 

 CV(%) .................................. 5.98 8.40 21.07 15.41 13.50 19.76 8.03 11.98 11.49 

 Housekeeping supplies 

 Mean .................................... 28 18 2 10 25 26 41 37 45 

 SE........................................ 3.16 2.91 .85 2.32 5.30 8.13 5.39 5.89 9.58 

 CV(%) .................................. 11.31 16.61 54.40 23.83 21.32 31.69 13.28 15.88 21.07 

 Household textiles 

 Mean .................................... 15 13 ( 2 ) 9 11 31 18 21 14 

 SE........................................ 3.21 3.81 ( 2 ) 3.98 4.49 16.57 5.61 8.01 7.67 

 CV(%) .................................. 20.91 29.42 ( 2 ) 45.58 41.78 53.58 30.74 38.24 53.02 

 Appliances and miscellaneous 

 housewares 

 Mean .................................... 23 13 3 8 15 23 35 29 44 

 SE........................................ 2.00 2.36 1.67 2.33 5.06 8.78 4.33 4.26 8.12 

 CV(%) .................................. 8.68 18.23 62.18 28.71 33.67 38.49 12.23 14.62 18.37 

 Major appliances 

 Mean .................................... 9 4 ( 2 ) 3 7 4 14 12 17 

 SE........................................ 1.63 1.30 ( 2 ) 1.87 2.86 2.45 3.75 3.74 5.23 

 CV(%) .................................. 18.64 29.38 ( 2 ) 54.91 40.95 61.67 26.50 31.67 30.14 

 Small appliances and miscellaneous 

 housewares 

 Mean .................................... 14 9 3 5 8 19 21 17 27 

 SE........................................ 1.87 1.98 1.67 1.53 3.68 8.58 3.79 3.61 7.09 

 CV(%) .................................. 13.10 23.31 62.18 32.50 45.72 45.58 17.83 20.89 26.43 

 Miscellaneous household equipment 

 Mean .................................... 47 30 10 29 33 38 68 54 86 

 SE........................................ 5.07 4.91 6.99 8.48 8.67 8.71 9.94 13.89 12.21 

 CV(%) .................................. 10.77 16.27 69.82 29.30 26.25 23.11 14.67 25.61 14.14 

 Other housing 

 Mean .................................... 135 77 78 71 72 96 207 140 298 

 SE........................................ 12.44 9.84 17.78 17.60 14.48 31.64 27.08 29.70 52.78 

 CV(%) .................................. 9.23 12.77 22.93 24.93 20.05 32.93 13.07 21.16 17.68 

 Apparel and services 

 Mean .................................... 247 180 127 168 179 230 328 364 276 

 SE........................................ 23.40 17.69 46.64 25.75 28.66 40.96 48.58 88.75 33.53 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Survey, 2019 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Apparel and services 

 CV(%) .................................. 9.49 9.83 36.78 15.29 16.03 17.85 14.82 24.36 12.15 

 Males, 2 and over 

 Mean .................................... 57 44 48 40 49 38 74 75 73 

 SE........................................ 4.86 7.24 23.11 7.06 15.01 11.13 7.83 12.31 12.59 

 CV(%) .................................. 8.47 16.54 48.20 17.78 30.39 29.22 10.60 16.47 17.36 

 Females, 2 and over 

 Mean .................................... 88 50 19 42 61 58 135 164 94 

 SE........................................ 17.32 7.09 8.52 11.03 12.11 17.88 39.50 69.19 14.46 

 CV(%) .................................. 19.63 14.28 44.71 26.50 19.78 30.75 29.24 42.15 15.41 

 Children under 2 

 Mean .................................... 37 28 32 20 26 44 47 46 49 

 SE........................................ 4.42 4.70 21.53 5.87 7.22 10.99 7.11 7.99 12.58 

 CV(%) .................................. 12.02 16.63 67.11 29.34 27.41 25.21 15.08 17.45 25.63 

 Other apparel products and services 

 Mean .................................... 64 58 28 67 42 90 72 80 61 

 SE........................................ 8.43 9.97 22.45 19.53 11.54 34.16 12.82 21.18 13.22 

 CV(%) .................................. 13.12 17.09 81.00 29.09 27.56 38.08 17.89 26.59 21.85 

 Jewelry and watches 

 Mean .................................... 8 3 ( 1 ) 2 3 7 13 17 8 

 SE........................................ 2.40 .80 .09 1.08 .59 3.31 5.11 8.60 2.70 

 CV(%) .................................. 31.43 25.22 96.76 50.90 20.99 46.44 38.61 50.58 33.16 

 All other apparel products and services 

 Mean .................................... 57 55 28 65 39 83 58 63 52 

 SE........................................ 7.59 9.94 22.44 19.52 11.55 34.08 11.02 17.57 13.17 

 CV(%) .................................. 13.41 18.01 81.26 30.01 29.58 41.27 18.87 28.05 25.15 

 Transportation 

 Mean .................................... 133 80 120 45 86 111 198 152 260 

 SE........................................ 16.24 19.65 104.70 12.24 26.83 54.79 27.83 36.29 47.08 

 CV(%) .................................. 12.25 24.42 87.32 27.44 31.04 49.53 14.06 23.87 18.08 

 Healthcare 

 Mean .................................... 38 14 5 9 20 16 69 88 43 

 SE........................................ 10.56 5.09 3.87 4.16 11.16 5.66 22.54 38.55 14.42 

 CV(%) .................................. 27.65 36.86 84.78 48.55 54.58 36.09 32.79 43.98 33.51 

 Entertainment 

 Mean .................................... 100 61 8 60 71 71 148 106 207 

 SE........................................ 7.78 7.36 3.15 14.21 14.16 17.17 16.26 14.26 34.00 

 CV(%) .................................. 7.78 12.08 40.41 23.56 19.91 24.24 10.97 13.45 16.46 

 Toys, games, arts and crafts, and tricycles 

 Mean .................................... 30 24 1 24 33 22 38 34 42 

 SE........................................ 2.93 4.34 .44 6.94 8.63 7.30 4.90 7.63 7.59 

 CV(%) .................................. 9.63 17.79 81.50 28.69 26.41 32.93 13.02 22.24 17.92 

 Other entertainment 

 Mean .................................... 70 36 7 36 38 49 111 72 164 

 SE........................................ 7.32 5.40 3.30 12.95 8.72 13.03 14.94 11.48 32.53 

 CV(%) .................................. 10.51 14.81 45.47 35.84 22.67 26.77 13.52 16.02 19.80 

 Personal care products and services 

 Mean .................................... 21 16 5 14 17 26 26 26 26 

 SE........................................ 5.31 4.40 2.53 6.35 6.20 13.98 10.30 10.18 16.30 

 CV(%) .................................. 25.47 26.67 50.58 44.81 37.09 53.57 39.40 39.14 61.86 

 Reading 

 Mean .................................... 3 2 ( 1 ) 1 2 3 5 4 6 

 SE........................................ .75 .58 .23 .21 1.23 1.85 1.27 1.34 1.98 

 CV(%) .................................. 23.69 34.23 115.61 34.33 55.83 56.23 25.53 32.88 31.63 

 Education 

 Mean .................................... 296 60 58 39 81 60 592 365 902 

 SE........................................ 36.64 11.02 45.21 15.14 22.13 15.42 80.98 68.01 168.50 

 CV(%) .................................. 12.38 18.35 77.75 38.49 27.38 25.77 13.68 18.65 18.69 

 All other gifts 

 Mean .................................... 113 58 45 41 70 71 182 104 288 

 SE........................................ 16.25 8.82 23.44 9.77 16.34 16.91 35.36 15.91 74.68 

 CV(%) .................................. 14.40 15.31 52.30 24.09 23.35 23.82 19.41 15.28 25.90 

1

 Value is too small to display. 

2

 No data reported. 

n.a. Not applicable. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020