Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2009-2010

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 16,476 486 430 595 1,299 1,292 1,378 2,636 8,360 

Consumer unit characteristics: 

Income before taxes ..................................... $86,650 $719 $12,818 $17,745 $25,119 $34,834 $44,759 $59,579 $133,355 

Income after taxes ........................................ 84,355 1,730 13,741 18,784 26,532 35,636 45,733 59,313 128,230 

Age of reference person ................................ 41.8 36.7 36.1 40.0 39.1 39.5 41.3 41.6 43.5 

Average number in consumer unit:

Persons ........................................................ 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

Children under 18 ........................................ 1.6 2.0 2.0 1.8 1.7 1.6 1.5 1.5 1.5 

Persons 65 and older ................................... .1 1 ( ) 2.1 2.1 .1 .1 .1 .1 .1 

Earners ........................................................ 1.9 .7 .9 1.0 1.2 1.5 1.7 1.9 2.2 

Vehicles ....................................................... 2.4 1.0 1.2 1.2 1.6 1.9 2.2 2.5 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 28 23 28 39 41 42 46 54 

Female ......................................................... 53 72 77 72 61 59 58 54 46 

Housing tenure:

Homeowner .................................................. 73 35 41 36 40 57 62 74 89 

With mortgage ............................................ 60 23 27 18 25 42 47 61 78 

Without mortgage ....................................... 13 12 14 18 15 15 15 13 11 

Renter .......................................................... 27 65 59 64 60 43 38 26 11 

Race of reference person:

Black or African-American ........................... 13 30 29 29 20 17 17 11 8 

White, Asian, and all other races ................. 87 70 71 71 80 83 83 89 92 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 22 32 32 34 27 22 18 11 

Not Hispanic or Latino .................................. 83 78 68 68 66 73 78 82 89 

Education of reference person:

Elementary (1-8) .......................................... 4 5 7 12 8 7 7 4 2 

High school (9-12) ........................................ 34 59 54 57 56 50 43 39 21 

College ......................................................... 62 36 39 31 36 43 50 56 77 

Never attended and other ............................ 3 ( ) 4 ( ) 4 ( ) 4 ( ) 3 ( ) 3 ( ) 4 ( ) 4 ( ) 3 ( )

At least one vehicle owned or leased ............ 94 61 77 80 85 91 94 97 98 

Average annual expenditures .......................... $64,395 $32,007 $29,375 $29,195 $32,720 $39,232 $43,964 $51,400 $87,165 

Food ............................................................... 8,754 5,320 5,568 5,911 5,730 6,479 6,642 7,143 11,136 

Food at home ............................................... 5,202 3,849 4,247 4,244 4,074 4,534 4,300 4,237 6,205 

Cereals and bakery products ..................... 736 556 639 603 588 610 569 626 877 

Cereals and cereal products .................... 256 199 218 184 230 234 181 232 297 

Bakery products ....................................... 480 357 421 418 357 376 389 395 580 

Meats, poultry, fish, and eggs .................... 1,139 840 945 1,266 978 1,086 1,085 933 1,276 

Beef .......................................................... 300 236 316 420 274 229 289 250 330 

Pork .......................................................... 222 148 165 280 207 218 216 214 232 

Other meats ............................................. 168 116 129 166 129 173 153 144 191 

Poultry ...................................................... 218 191 220 205 191 203 231 174 241 

Fish and seafood ..................................... 171 288 270 140 128 198 136 95 219 

Eggs ......................................................... 59 62 45 55 49 64 60 55 63 

Dairy products ............................................ 565 498 368 369 400 475 424 439 707 

Fresh milk and cream .............................. 211 218 137 171 177 192 164 179 247 

Other dairy products ................................ 354 280 231 198 224 283 260 260 460 

Fruits and vegetables ................................. 911 607 607 736 688 792 714 707 1,123 

Fresh fruits ............................................... 312 206 190 233 217 248 214 224 406 

Fresh vegetables ..................................... 275 166 167 230 198 264 216 212 338 

Processed fruits ....................................... 161 161 107 122 123 138 130 138 191 

Processed vegetables .............................. 163 74 143 150 150 142 154 133 187 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,851 $1,348 $1,687 $1,271 $1,419 $1,571 $1,508 $1,531 $2,223 

Sugar and other sweets ........................... 193 205 210 128 130 158 147 165 232 

Fats and oils ............................................. 141 99 94 101 119 145 118 122 162 

Miscellaneous foods ................................ 1,004 698 880 699 791 809 780 808 1,227 

Nonalcoholic beverages ........................... 455 327 497 337 357 431 442 396 511 

Food prepared by consumer unit on

out-of-town trips ..................................... 59 220 27 24 221 228 22 39 91 

Food away from home ................................. 3,552 1,471 1,321 1,667 1,657 1,945 2,342 2,906 4,931 

Alcoholic beverages ....................................... 464 2370 2185 2137 137 213 251 358 680 

Housing .......................................................... 21,938 13,808 12,696 11,233 12,996 14,198 16,239 17,882 28,492

Shelter .......................................................... 12,789 8,288 7,623 5,987 7,418 8,187 9,762 10,176 16,669 

Owned dwellings ........................................ 9,212 3,882 3,263 1,640 2,539 4,174 5,567 6,795 13,546 

Mortgage interest and charges ................ 5,747 2,805 2,342 917 1,579 2,587 3,679 4,320 8,364 

Property taxes .......................................... 2,427 782 704 419 624 1,126 1,394 1,727 3,627 

Maintenance, repairs, insurance, other

expenses ................................................ 1,038 295 217 304 336 461 494 748 1,555 

Rented dwellings ........................................ 2,820 4,317 4,273 4,294 4,710 3,885 4,002 2,971 1,852 

Other lodging ............................................. 757 289 286 253 169 128 192 411 1,271 

Utilities, fuels, and public services ............... 4,664 3,510 3,250 3,180 3,551 3,772 4,044 4,505 5,373 

Natural gas ................................................. 598 452 343 265 401 448 518 509 738 

Electricity .................................................... 1,767 1,525 1,571 1,462 1,490 1,486 1,578 1,751 1,936 

Fuel oil and other fuels ............................... 157 298 240 2119 299 129 97 148 195 

Telephone services .................................... 1,522 942 937 995 1,163 1,247 1,332 1,481 1,766 

Water and other public services ................. 620 494 359 339 399 463 520 616 738 

Household operations .................................. 1,777 780 479 611 605 772 874 1,192 2,655 

Personal services ....................................... 1,039 2316 2225 2406 298 417 438 693 1,588 

Other household expenses ........................ 737 464 255 204 306 355 436 500 1,067 

Housekeeping supplies ................................ 816 536 539 397 600 539 531 626 1,077 

Laundry and cleaning supplies .................. 210 184 104 121 205 183 150 187 247 

Other household products .......................... 438 252 362 227 310 256 282 306 596 

Postage and stationery .............................. 167 2100 274 248 84 100 99 133 234 

Household furnishings and equipment ......... 1,892 693 804 1,058 822 929 1,028 1,382 2,718 

Household textiles ...................................... 125 256 293 71 77 95 86 86 168 

Furniture ..................................................... 425 189 2162 323 191 312 244 248 600 

Floor coverings .......................................... 29 222 23 23 28 214 25 5 49 

Major appliances ........................................ 261 104 249 167 81 88 160 244 364 

Small appliances, miscellaneous

housewares .............................................. 121 65 56 55 63 70 75 88 170 

Miscellaneous household equipment ......... 930 257 441 438 402 348 458 711 1,365 

Apparel and services ..................................... 2,543 2,234 1,202 2,148 1,695 1,705 1,819 2,038 3,236 

Men and boys .............................................. 571 488 125 442 337 369 364 368 788 

Men, 16 and over ....................................... 375 2256 227 2261 212 197 240 228 540 

Boys, 2 to 15 .............................................. 196 232 98 182 125 173 124 141 247 

Women and girls .......................................... 1,037 644 483 546 671 573 737 1,036 1,312 

Women, 16 and over .................................. 776 523 355 309 512 357 570 833 974 

Girls, 2 to 15 ............................................... 261 121 128 237 158 216 167 203 338 

Children under 2 .......................................... 177 218 373 139 196 180 169 120 185 

Footwear ...................................................... 456 2731 293 545 349 364 404 404 517 

Other apparel products and services ........... 302 152 128 476 142 218 145 109 434 

Transportation ................................................ 10,308 2,767 4,185 4,755 5,424 7,069 7,420 8,937 13,629 

Vehicle purchases (net outlay) ..................... 3,633 2269 21,719 21,182 1,559 2,136 2,224 2,669 5,192 

Cars and trucks, new ................................. 1,516 4 ( ) 4 ( ) 4 ( ) 2418 2273 2496 1,092 2,455 

Cars and trucks, used ................................ 2,043 2269 1,719 1,182 1,141 1,743 1,671 1,496 2,644 

Other vehicles ............................................ 74 4 ( ) 4 ( ) 4 ( ) 4 ( ) 2120 258 281 92 

Gasoline and motor oil ................................. 2,843 1,246 1,267 1,615 2,015 2,314 2,532 2,766 3,391 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,226 $1,034 $1,082 $1,683 $1,669 $2,447 $2,363 $3,178 $4,098 

Vehicle finance charges ............................. 397 247 2131 144 172 288 342 471 486 

Maintenance and repairs ........................... 926 341 594 464 465 573 648 780 1,229 

Vehicle insurance ....................................... 1,349 2451 2215 2939 2861 1,305 2913 1,558 1,579 

Vehicle rental, leases, licenses, and other

charges .................................................... 555 195 142 136 171 281 460 368 804 

Public transportation .................................... 605 218 117 275 180 172 300 326 949 

Healthcare ...................................................... 3,293 1,121 1,342 1,000 1,314 2,184 2,317 3,033 4,410 

Health insurance .......................................... 1,849 716 313 488 730 1,356 1,444 1,891 2,394 

Medical services .......................................... 887 255 741 208 330 443 479 707 1,259 

Drugs ........................................................... 433 113 192 295 204 268 321 349 584 

Medical supplies .......................................... 124 236 294 28 51 116 73 85 173 

Entertainment ................................................. 3,590 1,429 1,681 1,340 1,467 1,829 2,126 2,869 5,084 

Fees and admissions ................................... 1,058 279 375 227 199 308 332 529 1,744 

Audio and visual equipment and services .... 1,207 700 584 688 798 918 861 1,082 1,515 

Pets, toys, hobbies, and playground

equipment .................................................. 788 315 586 342 383 496 528 551 1,100 

Other entertainment supplies, equipment,

and services ............................................... 538 2135 2135 83 88 107 406 707 725 

Personal care products and services ............. 774 530 320 286 379 464 479 518 1,098 

Reading .......................................................... 99 24 220 22 25 44 55 62 153 

Education ....................................................... 1,869 2,301 508 133 491 345 668 826 3,017 

Tobacco products and smoking supplies ....... 418 472 488 434 452 513 425 531 353 

Miscellaneous ................................................ 1,038 376 282 380 379 822 677 818 1,431 

Cash contributions ......................................... 1,603 677 181 425 490 643 1,155 1,109 2,364 

Personal insurance and pensions .................. 7,706 578 717 992 1,741 2,726 3,691 5,276 12,081 

Life and other personal insurance ................ 386 249 250 2116 83 155 161 275 598 

Pensions and Social Security ...................... 7,319 529 668 876 1,658 2,571 3,531 5,001 11,483 

Sources of income and personal taxes: 

Money income before taxes ........................... 86,650 719 12,818 17,745 25,119 34,834 44,759 59,579 133,355 

Wages and salaries ..................................... 76,820 3,695 7,497 10,382 18,097 28,351 38,742 53,673 119,553 

Self-employment income ............................. 4,331 2-6,346 2129 2439 933 1,448 1,523 2,014 7,613 

Social Security, private and government

retirement ................................................... 2,288 2308 21,006 2,219 2,757 2,113 2,540 2,322 2,376 

Interest, dividends, rental income, other

property income ......................................... 1,341 2-7 246 222 243 97 57 -41 2,622 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 641 2209 2386 21,041 776 738 912 822 513 

Public assistance, supplemental security

income, food stamps .................................. 560 1,581 2,327 2,588 1,927 1,089 491 244 83 

Regular contributions for support ................. 500 2292 1,214 2563 337 875 324 453 483 

Other income ............................................... 168 2988 2212 2492 2249 2123 2171 292 112 

Personal taxes ............................................... 2,295 -1,011 -923 -1,039 -1,413 -803 -974 266 5,124 

Federal income taxes ................................... 1,375 -994 -935 -1,088 -1,411 -1,005 -1,156 -95 3,488 

2008 Tax stimulus (thru Q20091) ................ 3 ( ) 4 ( ) 4 ( ) 4 ( ) 2-4 4 ( ) 4 ( ) 4 ( ) 4 ( )

State and local income taxes ....................... 734 -53 -28 2 -43 104 57 248 1,353 

Other taxes .................................................. 188 235 240 47 45 99 124 113 284 

See footnotes at end of table.
Table 39. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2009-2010 — Continued

Item

Total

four

persons

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 84,355 1,730 13,741 18,784 26,532 35,636 45,733 59,313 128,230 

Addenda:

Net change in total assets and liabilities ........ - $11,167 $4,407 - $14,356 $7,125 - $1,634 - $10,452 - $8,375 - $4,048 - $17,507 

Net change in total assets ............................ 7,448 -5,842 -4,862 4,357 -759 835 -3,447 5,590 13,752 

Net change in total liabilities ........................ 18,615 -10,249 9,495 -2,768 875 11,286 4,928 9,637 31,259 

Other financial information:

Other money receipts ................................... 434 2145 2115 23 219 2378 2861 287 548 

Mortgage principal paid on owned property -3,305 -1,216 -928 -784 -796 -1,324 -1,988 -2,502 -4,894 

Estimated market value of owned home ...... 197,245 71,092 65,489 42,384 54,571 92,343 114,097 138,227 293,068 

Estimated monthly rental value of owned

home .......................................................... 1,072 417 457 273 365 584 689 845 1,518 

Gifts of goods and services ............................ 1,037 658 128 338 297 757 346 562 1,593 

Food ............................................................. 86 248 27 212 14 41 32 69 133 

Alcoholic beverages ..................................... 11 230 4 ( ) 25 3 ( ) 3 ( ) 24 11 17 

Housing ........................................................ 180 303 260 138 241 113 58 109 259 

Housekeeping supplies .............................. 23 220 4 ( ) 26 26 221 221 20 29 

Household textiles ...................................... 9 4 ( ) 4 ( ) 229 22 212 24 23 13 

Appliances and miscellaneous

housewares .............................................. 21 21 4 ( ) 4 ( ) 211 22 27 212 34 

Major appliances ...................................... 5 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 27 8 

Small appliances and miscellaneous

housewares ............................................ 16 21 4 ( ) 4 ( ) 211 22 27 24 27 

Miscellaneous household equipment ......... 30 235 221 26 25 224 210 215 46 

Other housing ............................................ 97 246 238 97 217 254 216 59 136 

Apparel and services ................................... 242 2141 242 2115 110 155 165 185 337 

Males, 2 and over ...................................... 55 244 24 227 213 240 14 30 86 

Females, 2 and over .................................. 84 230 4 ( ) 26 217 218 54 66 130 

Children under 2 ........................................ 67 249 234 244 72 58 78 61 72 

Other apparel products and services ......... 36 217 24 238 29 239 219 227 49 

Jewelry and watches ................................ 6 4 ( ) 24 25 21 23 21 22 10 

All other apparel products and services ... 30 217 4 ( ) 233 27 236 218 226 39 

Transportation .............................................. 63 211 25 4 ( ) 104 5 9 29 96 

Health care ................................................... 20 4 ( ) 4 ( ) 4 ( ) 22 3 ( ) 27 25 36 

Entertainment ............................................... 87 219 212 23 29 234 230 31 152 

Toys, games, arts and crafts, and tricycles 42 214 28 23 27 219 212 221 71 

Other entertainment ................................... 45 25 24 3 ( ) 22 215 218 10 81 

Personal care products and services ........... 11 299 4 ( ) 25 22 28 25 24 14 

Reading ........................................................ 3 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 4 ( ) 3 ( ) 3 ( ) 1 

Education ..................................................... 244 4 ( ) 4 ( ) 4 ( ) 29 25 216 271 453 

All other gifts ................................................ 92 28 23 259 27 395 20 47 96 

1 Value is less than or equal to 0.05. 2 Data are likely to have large sampling errors. 3 Value is less than or equal to 0.5. 4 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011