Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2005-2006

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 83,319 1,536 2,062 3,106 3,825 8,845 9,259 8,535 14,317 31,833 

Consumer unit characteristics: 

Income before taxes ..................................... $71,607 - $1,605 $7,904 $12,663 $17,592 $25,172 $34,802 $44,768 $59,419 $127,795 

Income after taxes ........................................ 68,810 -1,806 8,171 12,938 17,777 25,291 34,517 44,098 57,810 121,369 

Age of reference person ................................ 47.0 45.6 44.7 47.4 50.7 49.2 47.8 46.9 46.1 46.3 

Average number in consumer unit:

Persons ........................................................ 3.1 2.8 2.8 2.9 2.8 2.9 3.0 3.0 3.1 3.3 

Children under 18 ........................................ .9 1.0 1.0 1.0 .9 .9 .9 .9 .9 .9 

Persons 65 and over .................................... .3 .3 .3 .4 .5 .5 .4 .3 .3 .2 

Earners ........................................................ 1.6 .6 .7 .8 .8 1.1 1.4 1.6 1.8 2.1 

Vehicles ....................................................... 2.3 1.2 1.0 1.3 1.4 1.7 1.9 2.2 2.5 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 32 30 31 38 40 44 46 49 54 

Female ......................................................... 53 68 70 69 62 60 56 54 51 46 

Housing tenure:

Homeowner .................................................. 74 51 37 44 52 57 63 70 77 90 

With mortgage ............................................ 51 24 14 15 20 25 35 44 55 73 

Without mortgage ....................................... 23 26 24 29 32 32 29 26 22 17 

Renter .......................................................... 26 49 63 56 48 43 37 30 23 10 

Race of reference person:

Black or African-American ........................... 12 27 33 25 20 17 16 12 10 6 

White, Asian, and all other races ................. 88 73 67 75 80 83 84 88 90 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 13 17 19 21 20 19 17 15 12 8 

Not Hispanic or Latino .................................. 87 83 81 79 80 81 83 85 88 92 

Education of reference person:

Elementary (1-8) .......................................... 5 11 14 16 12 9 7 5 3 1 

High school (9-12) ........................................ 36 45 54 53 55 51 48 44 37 21 

College ......................................................... 59 44 32 31 33 39 45 51 60 78 

Never attended and other ............................ 1 ( ) 1 1 1 1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 93 65 64 76 81 88 92 95 97 98 

Average annual expenditures .......................... $55,440 $29,155 $22,458 $23,616 $25,770 $30,885 $36,871 $41,784 $50,627 $83,192 

Food ............................................................... 7,186 4,170 4,402 4,432 4,327 4,850 5,281 5,863 6,934 9,602 

Food at home ............................................... 4,037 2,853 3,000 3,162 3,039 3,188 3,178 3,428 3,938 4,971 

Cereals and bakery products ..................... 535 354 401 424 389 427 415 458 521 660 

Cereals and cereal products .................... 174 117 152 153 138 144 137 149 164 210 

Bakery products ....................................... 362 238 249 271 250 284 278 309 357 450 

Meats, poultry, fish, and eggs .................... 956 798 824 808 794 802 756 810 942 1,135 

Beef .......................................................... 287 198 222 236 235 228 228 242 302 340 

Pork .......................................................... 190 190 184 181 167 172 168 171 191 209 

Other meats ............................................. 127 99 90 99 90 108 93 113 127 154 

Poultry ...................................................... 168 158 154 148 141 144 132 131 161 202 

Fish and seafood ..................................... 143 114 137 97 122 112 96 115 121 187 

Eggs ......................................................... 41 39 36 47 40 38 38 38 41 44 

Dairy products ............................................ 448 291 295 337 332 350 375 394 450 542 

Fresh milk and cream .............................. 172 140 140 149 148 151 155 160 172 193 

Other dairy products ................................ 276 151 156 189 184 199 220 234 278 349 

Fruits and vegetables ................................. 683 460 473 537 524 547 513 585 629 863 

Fresh fruits ............................................... 223 145 139 168 173 166 162 184 206 290 

Fresh vegetables ..................................... 221 165 153 172 164 181 155 182 199 283 

Processed fruits ....................................... 128 71 89 104 98 102 104 116 118 158 

Processed vegetables .............................. 112 78 92 93 89 97 92 102 107 132 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,415 $950 $1,006 $1,055 $1,001 $1,062 $1,120 $1,182 $1,397 $1,770 

Sugar and other sweets ........................... 144 104 100 103 107 109 110 114 142 181 

Fats and oils ............................................. 102 63 82 95 87 90 82 90 101 119 

Miscellaneous foods ................................ 740 498 506 555 509 544 580 617 722 935 

Nonalcoholic beverages ........................... 379 274 291 293 281 299 314 322 390 453 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 211 27 9 17 20 33 39 42 83 

Food away from home ................................. 3,149 1,317 1,402 1,270 1,288 1,662 2,102 2,435 2,996 4,632 

Alcoholic beverages ....................................... 496 135 189 175 166 219 327 368 456 762 

Housing .......................................................... 17,995 11,923 8,890 8,865 9,612 10,688 12,342 14,025 16,199 26,265 

Shelter .......................................................... 10,322 7,096 4,900 4,775 5,240 5,837 6,889 7,713 9,200 15,429 

Owned dwellings ........................................ 7,456 3,783 1,753 1,725 2,100 2,730 3,682 4,766 6,497 12,770 

Mortgage interest and charges ................ 4,333 2,010 773 750 866 1,213 1,889 2,686 3,863 7,673 

Property taxes .......................................... 1,863 1,132 595 593 683 863 1,019 1,267 1,596 3,050 

Maintenance, repairs, insurance, other

expenses ................................................ 1,260 641 385 382 551 654 775 813 1,037 2,047 

Rented dwellings ........................................ 2,219 3,019 2,988 2,927 3,032 2,942 2,989 2,679 2,323 1,369 

Other lodging ............................................. 646 294 159 124 108 165 218 267 381 1,290 

Utilities, fuels, and public services ............... 3,793 2,875 2,550 2,629 2,797 3,023 3,226 3,470 3,773 4,624 

Natural gas ................................................. 556 417 348 372 399 439 442 483 549 700 

Electricity .................................................... 1,405 1,157 1,073 1,122 1,123 1,200 1,249 1,302 1,365 1,648 

Fuel oil and other fuels ............................... 158 117 52 72 135 122 106 151 150 209 

Telephone services .................................... 1,232 890 801 790 828 941 1,069 1,145 1,264 1,504 

Water and other public services ................. 442 295 276 273 312 320 360 390 445 563 

Household operations .................................. 1,070 490 347 331 382 443 547 720 800 1,841 

Personal services ....................................... 489 160 133 171 162 186 232 336 352 860 

Other household expenses ........................ 581 330 214 160 220 256 315 384 448 980 

Housekeeping supplies ................................ 747 457 463 407 386 474 514 611 719 1,023 

Laundry and cleaning supplies .................. 174 109 178 135 122 133 147 159 186 201 

Other household products .......................... 391 274 209 195 195 233 254 316 366 552 

Postage and stationery .............................. 182 74 76 77 70 107 112 136 167 270 

Household furnishings and equipment ......... 2,064 1,004 630 724 806 911 1,166 1,511 1,707 3,347 

Household textiles ...................................... 172 74 63 59 86 114 131 131 173 239 

Furniture ..................................................... 555 317 152 219 233 202 287 390 411 949 

Floor coverings .......................................... 62 51 10 23 13 17 22 29 46 116 

Major appliances ........................................ 282 179 107 92 155 142 142 199 255 445 

Small appliances, miscellaneous

housewares .............................................. 124 47 59 40 48 62 80 88 111 191 

Miscellaneous household equipment ......... 868 337 239 291 272 374 504 674 711 1,407 

Apparel and services ..................................... 2,254 1,643 1,393 1,239 1,055 1,379 1,545 1,677 2,040 3,228 

Men and boys .............................................. 533 180 322 285 218 339 328 447 511 755 

Men, 16 and over ....................................... 409 84 193 210 155 234 227 351 386 601 

Boys, 2 to 15 .............................................. 124 95 130 75 64 106 102 96 126 155 

Women and girls .......................................... 907 767 527 455 423 502 608 653 829 1,314 

Women, 16 and over .................................. 741 615 367 368 348 391 497 525 685 1,081 

Girls, 2 to 15 ............................................... 166 153 160 87 75 111 112 128 144 233 

Children under 2 .......................................... 118 129 103 90 112 93 108 101 109 141 

Footwear ...................................................... 374 416 307 277 186 306 309 285 368 466 

Other apparel products and services ........... 321 151 134 132 116 139 191 191 223 552 

Transportation ................................................ 10,176 4,840 3,100 3,711 4,344 5,993 7,250 8,027 10,040 14,871 

Vehicle purchases (net outlay) ..................... 4,319 1,808 877 1,109 1,412 2,468 3,024 3,083 4,227 6,588 

Cars and trucks, new ................................. 2,329 21,000 243 2116 502 1,083 1,092 1,205 2,065 4,104 

Cars and trucks, used ................................ 1,905 808 833 992 896 1,360 1,910 1,800 2,092 2,332 

Other vehicles ............................................ 84 3 ( ) 3 ( ) 21 214 225 223 78 71 152 

Gasoline and motor oil ................................. 2,543 1,352 1,099 1,368 1,493 1,762 2,061 2,308 2,674 3,296 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,771 $1,365 $906 $1,100 $1,279 $1,570 $1,932 $2,364 $2,759 $3,991 

Vehicle finance charges ............................. 372 112 57 112 126 179 264 334 398 543 

Maintenance and repairs ........................... 785 423 320 399 418 458 552 633 765 1,120 

Vehicle insurance ....................................... 1,061 487 366 456 522 709 831 1,017 1,128 1,404 

Vehicle rental, leases, licenses, and other

charges .................................................... 554 343 163 134 214 224 285 380 468 925 

Public transportation .................................... 544 315 218 133 160 193 233 272 380 996 

Healthcare ...................................................... 3,102 1,716 1,269 1,516 2,038 2,503 2,752 2,997 3,039 3,890 

Health insurance .......................................... 1,619 894 668 814 1,136 1,390 1,469 1,605 1,675 1,937 

Medical services .......................................... 778 459 253 286 395 472 580 716 675 1,127 

Drugs ........................................................... 576 306 313 371 449 547 603 567 567 644 

Medical supplies .......................................... 129 56 35 45 57 94 100 109 122 181 

Entertainment ................................................. 2,790 1,280 1,030 998 1,153 1,264 1,737 1,938 2,386 4,473 

Fees and admissions ................................... 700 318 152 121 169 210 295 354 484 1,319 

Audio and visual equipment and services .... 1,016 586 573 574 563 636 790 858 986 1,390 

Pets, toys, hobbies, and playground

equipment .................................................. 491 190 193 213 199 252 359 385 461 726 

Other entertainment supplies, equipment,

and services ............................................... 582 185 112 89 222 166 293 341 455 1,039 

Personal care products and services ............. 653 299 265 291 322 376 448 498 623 948 

Reading .......................................................... 132 52 44 44 51 67 76 100 115 211 

Education ....................................................... 1,091 735 301 398 217 288 392 473 729 2,085 

Tobacco products and smoking supplies ....... 363 329 361 313 378 388 443 400 405 309 

Miscellaneous ................................................ 916 529 383 503 395 442 619 655 897 1,363 

Cash contributions ......................................... 1,893 701 380 461 740 831 1,106 1,120 1,492 3,239 

Personal insurance and pensions .................. 6,392 802 451 670 972 1,599 2,553 3,645 5,270 11,947 

Life and other personal insurance ................ 436 178 97 100 162 189 222 289 351 744 

Pensions and Social Security ...................... 5,956 624 353 570 810 1,410 2,332 3,356 4,919 11,202 

Sources of income and personal taxes: 

Money income before taxes ........................... 71,607 -1,605 7,904 12,663 17,592 25,172 34,802 44,768 59,419 127,795 

Wages and salaries ..................................... 58,071 3,500 3,207 5,922 8,792 15,388 24,662 34,495 48,915 107,285 

Self-employment income ............................. 4,589 -7,009 -233 233 201 629 1,069 1,610 2,340 10,347 

Social Security, private and government

retirement ................................................... 6,145 641 2,191 3,913 6,475 7,354 7,436 7,077 6,336 5,799 

Interest, dividends, rental income, other

property income ......................................... 1,578 116 190 121 88 296 463 576 784 3,367 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 233 240 125 162 158 210 213 280 327 223 

Public assistance, supplemental security

income, food stamps .................................. 378 668 1,749 1,608 1,364 700 397 212 161 84 

Regular contributions for support ................. 418 142 415 491 358 423 431 430 400 432 

Other income ............................................... 195 297 260 212 156 172 131 89 156 260 

Personal taxes ............................................... 2,798 202 -267 -275 -185 -119 285 670 1,609 6,427 

Federal income taxes ................................... 1,958 35 -332 -360 -302 -290 12 302 1,015 4,756 

State and local income taxes ....................... 621 62 20 12 33 76 159 222 404 1,308 

Other taxes .................................................. 218 105 45 73 83 95 115 146 190 362 

Income after taxes ......................................... 68,810 -1,806 8,171 12,938 17,777 25,291 34,517 44,098 57,810 121,369 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $9,524 - $53 - $809 - $1,648 - $1,424 - $779 - $6,093 - $3,703 - $8,733 - $17,633 

Net change in total assets ............................ 13,167 9,437 2,548 2,968 3,413 3,612 3,692 10,014 13,520 22,301 

Net change in total liabilities ........................ 22,692 9,491 3,357 4,616 4,837 4,390 9,785 13,717 22,252 39,934 

Other financial information:

Other money receipts ................................... 630 2162 98 171 140 323 326 270 504 1,118 

Mortgage principal paid on owned property -2,536 -1,069 -485 -409 -575 -622 -1,007 -1,340 -2,022 -4,712 

Estimated market value of owned home ...... 203,698 128,732 66,868 64,167 71,763 90,901 108,707 137,782 171,960 336,567 

Estimated monthly rental value of owned

home .......................................................... 976 568 358 357 433 522 611 723 898 1,498 

Gifts of goods and services ............................ 1,247 408 441 388 403 415 508 588 1,039 2,222 

Food ............................................................. 138 26 54 66 86 34 51 60 75 262 

Alcoholic beverages ..................................... 15 1 ( ) 23 21 22 6 6 9 11 26 

Housing ........................................................ 278 109 135 93 91 108 142 133 363 419 

Housekeeping supplies .............................. 33 28 213 6 24 22 19 23 29 49 

Household textiles ...................................... 15 28 212 210 29 12 9 14 18 18 

Appliances and miscellaneous

housewares .............................................. 25 220 29 22 25 8 22 5 19 45 

Major appliances ...................................... 8 214 21 1 ( ) 22 21 7 21 4 16 

Small appliances and miscellaneous

housewares ............................................ 17 26 28 22 23 6 15 5 14 29 

Miscellaneous household equipment ......... 56 9 21 10 15 24 38 34 59 87 

Other housing ............................................ 149 63 80 65 38 44 54 56 239 219 

Apparel and services ................................... 251 139 188 101 121 143 151 184 238 365 

Males, 2 and over ...................................... 61 223 60 24 38 31 33 44 69 84 

Females, 2 and over .................................. 93 84 76 24 25 43 51 63 78 147 

Children under 2 ........................................ 55 25 36 27 33 41 40 57 50 74 

Other apparel products and services ......... 41 27 216 26 225 28 27 20 40 61 

Jewelry and watches ................................ 15 23 26 22 22 9 8 12 10 26 

All other apparel products and services ... 26 23 29 224 222 19 19 8 30 35 

Transportation .............................................. 65 11 19 38 13 14 31 19 44 124 

Health care ................................................... 25 21 23 23 211 7 26 17 20 45 

Entertainment ............................................... 82 221 214 16 22 28 37 52 71 143 

Toys, games, arts and crafts, and tricycles 27 210 26 10 13 17 16 25 26 39 

Other entertainment ................................... 55 211 28 6 28 12 21 27 45 103 

Personal care products and services ........... 20 23 23 23 12 6 8 11 21 32 

Reading ........................................................ 1 1 ( ) 1 ( ) 21 21 1 1 1 1 1 

Education ..................................................... 286 294 25 240 228 17 34 55 129 648 

All other gifts ................................................ 89 4 17 26 16 51 40 46 67 158 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.3 No data reported.

n.a. Not applicable.