Table 3254. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2018-2019

Item 

Total 

65 years 

and older 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands) .................................................... 33,764 4,983 9,694 4,915 3,211 3,918 3,215 3,828 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $53,684 $9,583 $21,887 $34,778 $45,012 $59,061 $83,225 $192,843 

 Income after taxes ...................................................................................... 48,233 9,627 21,659 34,588 42,857 56,429 76,158 155,963 

 Age of reference person ............................................................................. 74.5 76.4 76.5 74.3 73.4 73.2 72.4 71.2 

 Average number in consumer unit: 

 People ..................................................................................................... 1.8 1.3 1.4 1.8 1.9 2.1 2.2 2.4 

 Children under 18.................................................................................... .1 ( 1 ) ( 1 ) .1 .1 .1 .1 .1 

 Adults 65 and older ................................................................................. 1.4 1.1 1.2 1.5 1.6 1.6 1.6 1.6 

 Earners .................................................................................................... .5 .1 .2 .3 .5 .8 1.1 1.4 

 Vehicles ................................................................................................... 1.7 .9 1.3 1.9 2.0 2.2 2.3 2.6 

Percent distribution: 

 Reference person: 

 Men ......................................................................................................... 45 32 37 48 48 51 56 63 

 Women .................................................................................................... 55 68 63 52 52 49 44 37 

 Housing tenure: 

 Homeowner ............................................................................................. 80 55 75 86 87 88 90 92 

 With mortgage ...................................................................................... 24 12 17 23 28 28 39 41 

 Without mortgage................................................................................. 55 43 58 63 60 60 50 51 

 Renter ...................................................................................................... 20 45 25 14 13 12 10 8 

 Race of reference person: 

 Black or African-American ...................................................................... 10 18 10 8 8 8 8 7 

 White, Asian, and all other races ............................................................ 90 82 90 92 92 92 92 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................... 6 11 6 5 6 6 6 4 

 Not Hispanic or Latino ............................................................................. 94 89 94 95 94 94 94 96 

 Education of reference person: 

 Elementary (1-8) ..................................................................................... 4 9 4 3 1 3 2 1 

 High school (9-12) ................................................................................... 36 46 47 38 31 31 20 14 

 College .................................................................................................... 60 44 48 58 67 66 78 85 

 Never attended and other ....................................................................... ( 1 ) 1 ( 1 ) ( 1 ) ( 2 ) ( 1 ) ( 2 ) ( 1 ) 

 At least one vehicle owned or leased ........................................................ 87 62 85 94 95 96 96 97 

Average annual expenditures........................................................................ $50,637 $25,941 $34,169 $45,709 $52,525 $56,833 $66,707 $106,249 

 Food ........................................................................................................... 6,602 3,453 4,559 6,282 7,189 7,421 8,661 11,651 

 Food at home .......................................................................................... 4,036 2,402 3,010 4,007 4,278 4,682 5,015 6,257 

 Cereals and bakery products ............................................................... 524 308 393 539 534 640 671 756 

 Cereals and cereal products ............................................................ 139 79 99 131 151 175 172 217 

 Bakery products ................................................................................ 385 228 294 408 383 466 499 539 

 Meats, poultry, fish, and eggs .............................................................. 841 493 617 816 850 989 1,004 1,398 

 Beef ................................................................................................... 222 106 163 214 237 253 276 383 

 Pork ................................................................................................... 170 117 132 177 170 215 191 234 

 Other meats ...................................................................................... 115 62 81 136 94 141 147 184 

 Poultry ............................................................................................... 139 73 104 116 146 167 192 225 

 Fish and seafood .............................................................................. 143 95 97 128 139 156 140 294 

 Eggs .................................................................................................. 53 40 40 45 66 58 58 77 

 Dairy products ...................................................................................... 416 241 316 415 438 482 531 630 

 Fresh milk and cream ....................................................................... 125 93 103 126 124 139 145 169 

 Other dairy products ......................................................................... 292 148 213 288 314 343 386 460 

 Fruits and vegetables .......................................................................... 800 494 604 769 845 882 977 1,288 

 Fresh fruits ........................................................................................ 305 183 222 285 342 331 360 522 

 Fresh vegetables .............................................................................. 257 170 188 240 265 274 324 425 

 Processed fruits ................................................................................ 109 60 88 112 101 131 137 158 

 Processed vegetables ...................................................................... 129 80 105 132 137 146 156 183 

 Other food at home .............................................................................. 1,455 866 1,079 1,468 1,611 1,689 1,832 2,186 

 Sugar and other sweets .................................................................... 153 78 118 169 163 192 176 224 

 Fats and oils ..................................................................................... 105 63 76 116 116 118 141 148 

 Miscellaneous foods ......................................................................... 756 451 562 767 845 857 955 1,128 

 Nonalcoholic beverages ................................................................... 388 252 297 365 421 451 499 563 

See footnotes at end of table. 
Table 3254. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

65 years 

and older 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Food prepared by consumer unit on out-of-town trips ..................... 52 21 26 52 66 71 61 124 

 Food away from home ............................................................................ 2,566 1,051 1,550 2,275 2,911 2,738 3,645 5,394 

 Alcoholic beverages ................................................................................... 474 159 218 394 457 608 749 1,090 

 Housing ...................................................................................................... 17,212 10,659 13,276 15,138 17,634 18,783 22,152 31,766 

 Shelter ..................................................................................................... 9,562 6,461 7,680 7,983 9,174 10,005 12,181 18,068 

 Owned dwellings .................................................................................. 6,077 2,721 4,167 5,221 6,382 6,890 8,867 12,946 

 Mortgage interest and charges ......................................................... 1,366 495 789 1,087 1,439 1,428 2,386 3,341 

 Property taxes ................................................................................... 2,309 1,059 1,552 2,077 2,533 2,643 3,173 4,894 

 Maintenance, repairs, insurance, other expenses ........................... 2,402 1,167 1,827 2,057 2,410 2,820 3,308 4,710 

 Rented dwellings.................................................................................. 2,578 3,442 3,170 2,034 1,820 2,097 1,979 2,283 

 Other lodging ....................................................................................... 908 299 343 728 972 1,019 1,335 2,839 

 Utilities, fuels, and public services .......................................................... 3,808 2,436 3,107 3,799 4,172 4,324 4,826 5,695 

 Natural gas ........................................................................................... 431 269 365 420 457 463 573 649 

 Electricity .............................................................................................. 1,452 1,049 1,253 1,481 1,553 1,620 1,689 1,989 

 Fuel oil and other fuels ........................................................................ 168 103 141 182 152 155 171 322 

 Telephone services .............................................................................. 1,106 624 837 1,065 1,266 1,352 1,522 1,735 

 Residential phone service, VOIP, and phone cards ........................ 360 285 354 375 375 394 382 385 

 Cellular phone service ...................................................................... 747 339 483 690 890 957 1,140 1,350 

 Water and other public services .......................................................... 651 390 510 651 744 734 871 999 

 Household operations ............................................................................. 1,390 641 945 1,202 1,545 1,509 1,834 3,099 

 Personal services................................................................................. 193 399 3115 3131 3299 3205 3305 3396 

 Other household expenses .................................................................. 1,198 542 829 1,071 1,246 1,304 1,530 2,703 

 Housekeeping supplies ........................................................................... 790 412 545 806 940 983 1,012 1,182 

 Laundry and cleaning supplies ............................................................ 172 98 136 184 228 204 167 242 

 Other household products ................................................................... 469 244 299 487 552 588 616 733 

 Postage and stationery ........................................................................ 149 70 110 135 159 192 229 208 

 Household furnishings and equipment ................................................... 1,661 709 1,000 1,347 1,804 1,962 2,298 3,722 

 Household textiles................................................................................ 112 56 77 86 118 117 144 237 

 Furniture ............................................................................................... 341 157 158 244 422 471 560 786 

 Floor coverings .................................................................................... 24 9 11 16 24 46 37 56 

 Major appliances .................................................................................. 277 94 168 246 269 393 434 578 

 Small appliances, miscellaneous housewares .................................... 110 56 67 92 87 117 148 264 

 Miscellaneous household equipment .................................................. 795 337 519 663 884 817 975 1,801 

 Apparel and services .................................................................................. 1,259 530 756 878 1,182 1,250 1,849 3,091 

 Men and boys .......................................................................................... 259 65 117 175 216 280 527 645 

 Men, 16 and over ................................................................................. 237 61 105 153 203 248 498 590 

 Boys, 2 to 15 ........................................................................................ 22 5 12 22 13 32 29 55 

 Women and girls ..................................................................................... 543 241 355 393 593 556 656 1,248 

 Women, 16 and over ........................................................................... 516 233 339 379 567 532 621 1,170 

 Girls, 2 to 15 ......................................................................................... 26 38 16 13 26 24 35 78 

 Children under 2 ...................................................................................... 26 33 333 311 320 316 323 366 

 Footwear ................................................................................................. 263 111 141 197 221 254 431 637 

 Other apparel products and services ...................................................... 169 110 109 103 132 144 212 495 

 Transportation ............................................................................................ 7,486 3,180 4,819 7,449 7,281 10,079 9,721 15,493 

 Vehicle purchases (net outlay) ............................................................... 2,731 1,042 1,742 2,871 2,155 4,282 3,134 5,810 

 Cars and trucks, new ........................................................................... 1,605 3448 1,150 1,781 1,187 2,247 1,643 3,698 

 Cars and trucks, used .......................................................................... 1,083 594 592 1,086 935 2,005 1,215 2,031 

 Other vehicles ...................................................................................... 42 ( 2 ) ( 2 ) 34 332 330 3275 381 

 Gasoline, other fuels, and motor oil ........................................................ 1,412 675 939 1,505 1,584 1,837 1,986 2,388 

 Other vehicle expenses .......................................................................... 2,654 1,175 1,782 2,617 3,061 3,290 3,688 4,946 

 Vehicle finance charges ....................................................................... 126 52 59 127 140 172 197 272 

 Maintenance and repairs ..................................................................... 774 330 579 797 803 855 1,025 1,471 

 Vehicle rental, leases, licenses, and other charges ............................ 591 216 300 500 797 782 835 1,359 

 Vehicle insurance................................................................................. 1,163 577 844 1,193 1,320 1,481 1,631 1,844 

 Public and other transportation ............................................................... 689 289 357 457 482 671 913 2,348 

 Healthcare .................................................................................................. 6,818 3,968 5,337 6,905 8,117 8,123 8,437 10,327 

 Health insurance ..................................................................................... 4,762 2,967 3,825 4,950 5,472 5,602 5,802 6,899 

 Medical services ...................................................................................... 1,027 521 689 810 1,399 1,243 1,354 2,014 

 Drugs ....................................................................................................... 752 378 567 935 891 950 876 1,009 

 Medical supplies ...................................................................................... 277 103 256 210 355 329 405 404 

 Entertainment ............................................................................................. 2,663 1,172 1,603 3,249 2,895 2,659 3,345 5,529 

 Fees and admissions .............................................................................. 495 142 192 300 377 511 843 1,734 

 Audio and visual equipment and services .............................................. 1,021 642 825 979 1,166 1,205 1,205 1,578 

 Pets, toys, hobbies, and playground equipment..................................... 678 325 476 529 834 687 955 1,302 

 Pets ...................................................................................................... 581 294 438 459 640 552 784 1,160 

See footnotes at end of table. 
Table 3254. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

65 years 

and older 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Toys, hobbies, and playground equipment ......................................... 96 31 38 69 194 135 171 142 

 Other entertainment supplies, equipment, and services ........................ 470 64 110 1,441 517 257 342 914 

 Personal care products and services ......................................................... 698 325 468 705 764 777 938 1,348 

 Reading ...................................................................................................... 151 90 128 144 171 155 197 230 

 Education.................................................................................................... 362 258 186 127 367 258 474 1,237 

 Tobacco products and smoking supplies ................................................... 208 186 190 172 249 239 228 242 

 Miscellaneous ............................................................................................. 919 375 592 1,010 1,217 951 1,184 1,841 

 Cash contributions...................................................................................... 2,594 879 1,379 1,953 2,012 2,322 4,024 8,289 

 Personal insurance and pensions .............................................................. 3,192 705 658 1,303 2,990 3,208 4,749 14,115 

 Life and other personal insurance .......................................................... 518 232 296 458 560 584 857 1,141 

 Pensions and Social Security ................................................................. 2,674 473 362 845 2,430 2,624 3,892 12,973 

Sources of income and personal taxes: 

 Money income before taxes ....................................................................... $53,684 $9,583 $21,887 $34,778 $45,012 $59,061 $83,225 $192,843 

 Wages and salaries................................................................................. 18,082 352 1,730 4,791 9,835 18,385 35,419 91,674 

 Self-employment income ........................................................................ 4,334 318 155 340 674 1,895 3,121 32,244 

 Social Security, private and government retirement ............................... 26,201 7,886 18,998 27,876 31,679 34,691 37,992 42,941 

 Interest, dividends, rental income, other property income ...................... 4,116 255 545 1,242 2,195 3,146 4,974 23,753 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 251 666 249 183 152 202 88 74 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 456 115 146 313 325 640 1,363 1,026 

 Other income ........................................................................................... 246 290 62 34 3153 3101 3267 1,130 

 Personal taxes (contains some imputed values) ....................................... 5,451 -44 228 191 2,156 2,631 7,067 36,880 

 Federal income taxes .............................................................................. 4,448 -1 223 187 1,667 2,033 5,592 30,252 

 State and local income taxes .................................................................. 952 -62 -40 -25 443 530 1,406 6,516 

 Other taxes .............................................................................................. 52 19 45 29 46 68 69 112 

 Income after taxes ...................................................................................... 48,233 9,627 21,659 34,588 42,857 56,429 76,158 155,963 

Addenda: 

 Net change in total assets and liabilities .................................................... $14,557 $4,413 $3,378 $6,668 $15,976 $18,809 $21,546 $54,783 

 Net change in total assets ....................................................................... 17,173 4,184 4,689 8,111 20,856 21,002 23,993 64,596 

 Net change in total liabilities ................................................................... 2,616 -229 1,310 1,442 4,879 2,193 2,447 9,813 

 Other financial information: 

 Other money receipts .............................................................................. 1,194 178 1,032 3131 3,935 778 806 2,746 

 Mortgage principal paid on owned property ........................................... -1,571 -542 -670 -1,160 -1,196 -1,747 -3,222 -4,470 

 Estimated market value of owned home................................................. 237,141 127,954 164,639 217,503 257,948 276,977 304,531 473,255 

 Estimated monthly rental value of owned home ..................................... 1,272 706 970 1,251 1,386 1,430 1,623 2,246 

 Gifts of goods and services, total ............................................................... 1,148 583 523 822 1,273 1,315 1,547 3,051 

 Food ........................................................................................................ 82 27 44 62 61 157 116 152 

 Alcoholic beverages ................................................................................ 15 31 9 5 13 27 17 39 

 Housing ................................................................................................... 271 104 135 119 354 334 404 712 

 Housekeeping supplies ........................................................................ 39 315 19 20 41 59 78 68 

 Household textiles................................................................................ 13 ( 2 ) 39 34 38 333 316 325 

 Appliances and miscellaneous housewares ........................................ 35 311 314 315 326 30 342 131 

 Major appliances............................................................................... 9 31 38 33 14 34 25 17 

 Small appliances and miscellaneous housewares ........................... 25 310 35 312 312 326 317 3114 

 Miscellaneous household equipment .................................................. 57 13 21 35 109 72 68 143 

 Other housing ...................................................................................... 128 65 73 45 169 140 200 344 

 Apparel and services .............................................................................. 190 47 95 156 163 200 194 576 

 Males, 2 and over ................................................................................ 56 18 26 48 43 85 32 166 

 Females, 2 and over ............................................................................ 78 22 32 58 87 69 126 215 

 Children under 2 .................................................................................. 18 33 319 31 318 36 322 360 

 Other apparel products and services................................................... 37 34 317 49 315 40 314 135 

 Jewelry and watches ........................................................................ 5 31 34 38 36 34 32 312 

 All other apparel products and services ........................................... 32 33 313 341 39 336 312 123 

 Transportation ......................................................................................... 131 40 81 71 58 230 230 332 

 Healthcare ............................................................................................... 28 345 3

-12 318 3134 347 318 322 

See footnotes at end of table. 
Table 3254. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2018-2019 — Continued 

Item 

Total 

65 years 

and older 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Entertainment .......................................................................................... 93 330 47 66 100 111 129 247 

 Toys, games, arts and crafts, and tricycles ......................................... 29 38 36 316 342 343 359 64 

 Other entertainment ............................................................................. 64 22 41 50 58 68 70 183 

 Personal care products and services ...................................................... 25 35 11 37 35 37 23 46 

 Reading ................................................................................................... 5 31 1 5 16 5 4 10 

 Education ................................................................................................ 161 3223 69 65 193 92 273 385 

 All other gifts ........................................................................................... 147 59 43 219 147 74 140 531 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020