Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2014-2015

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 19,138 976 4,010 3,996 4,983 3,232 1,941

Consumer unit characteristics:

Income before taxes ....................................... $84,534 $50,661 $69,419 $81,546 $107,939 $95,236 $61,046

Income after taxes .......................................... 73,280 47,561 61,996 70,683 89,977 81,900 57,664

Age of reference person ................................. 45.8 21.8 30.0 39.6 49.6 58.9 72.0

Average number in consumer unit:

People .......................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0

Children under 18 ......................................... .7 .7 1.1 1.1 .6 .3 .2

Adults 65 and older ...................................... .2 1 ( ) 1 ( ) 1 ( ) .1 .2 1.5

Earners ......................................................... 1.7 1.8 1.6 1.6 1.9 2.0 1.1

Vehicles ........................................................ 2.2 1.7 1.8 2.0 2.5 2.6 2.3

Percent distribution:

Reference person:

Men .............................................................. 46 44 43 40 48 54 45

Women ......................................................... 54 56 57 60 52 46 55

Housing tenure:

Homeowner .................................................. 65 25 46 59 75 82 86

With mortgage ............................................ 47 16 40 50 56 50 40

Without mortgage ....................................... 19 9 6 9 19 32 46

Renter ........................................................... 35 75 54 41 25 18 14

Race of reference person:

Black or African-American ............................ 15 18 16 16 13 15 15

White, Asian, and all other races .................. 85 82 84 84 87 85 85

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 15 28 18 15 13 12 13

Not Hispanic or Latino .................................. 85 72 82 85 87 88 87

Education of reference person:

Elementary (1-8) ........................................... 3 2 1 1 2 4 8

High school (9-12) ........................................ 33 45 28 33 31 30 44

College ......................................................... 65 52 71 66 66 66 47

Never attended and other ............................. 1 ( ) 2 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 92 85 91 93 94 94 91

Average annual expenditures ........................... $64,553 $43,067 $55,839 $61,788 $77,681 $72,449 $52,221

Food ............................................................... 8,215 5,182 7,092 8,234 9,151 9,198 8,012

Food at home ............................................... 4,824 3,182 4,128 4,809 5,110 5,629 5,010

Cereals and bakery products ..................... 611 452 528 629 625 688 663

Cereals and cereal products .................... 211 198 190 223 218 222 201

Bakery products ....................................... 400 254 338 406 407 466 462

Meats, poultry, fish, and eggs .................... 1,101 712 870 1,079 1,191 1,346 1,156

Beef .......................................................... 293 178 236 290 318 360 297

Pork .......................................................... 209 152 144 192 218 284 247

Other meats .............................................. 145 107 130 135 162 159 144

Poultry ...................................................... 217 159 182 212 251 249 187

Fish and seafood ...................................... 164 63 116 172 165 221 198

Eggs ......................................................... 73 53 62 77 78 74 82

Dairy products ............................................ 492 323 446 511 500 547 519

Fresh milk and cream ............................... 173 164 171 185 173 163 181

Other dairy products ................................. 318 159 276 326 328 384 338

Fruits and vegetables ................................. 926 544 799 942 973 1,070 990

Fresh fruits ............................................... 326 190 284 337 346 368 338

Fresh vegetables ...................................... 296 115 248 316 315 338 335

Processed fruits ........................................ 138 97 126 132 140 170 142

Processed vegetables .............................. 166 142 141 158 173 194 175

Other food at home .................................... 1,693 1,151 1,485 1,648 1,820 1,978 1,682

Sugar and other sweets ........................... 167 79 114 158 204 205 174

Fats and oils ............................................. 143 118 118 131 148 165 172

Miscellaneous foods ................................. 877 622 832 880 925 985 799

Nonalcoholic beverages ........................... 459 321 394 433 479 557 494

Food prepared by consumer unit on

out-of-town trips ...................................... 48 310 28 45 64 66 44

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food away from home .................................. 3,392 2,000 2,964 3,425 4,041 3,569 3,001

Alcoholic beverages ....................................... 511 345 461 567 610 445 463

Housing .......................................................... 20,483 15,307 19,762 20,890 22,438 21,584 16,865

Shelter .......................................................... 11,574 9,773 10,916 12,021 13,102 11,868 8,510

Owned dwellings ........................................ 7,216 2,138 5,244 7,084 9,140 8,804 6,534

Mortgage interest and charges ................. 3,866 1,276 3,224 4,516 4,896 3,801 2,622

Property taxes .......................................... 2,069 609 1,175 1,745 2,687 2,918 2,320

Maintenance, repairs, insurance, other

expenses ................................................ 1,281 253 845 824 1,558 2,086 1,592

Rented dwellings ........................................ 3,707 7,421 5,415 4,388 3,024 2,009 1,492

Other lodging .............................................. 651 214 257 548 938 1,055 484

Utilities, fuels, and public services ................ 4,582 3,251 3,703 4,350 5,179 5,304 4,815

Natural gas ................................................. 494 205 370 495 532 636 557

Electricity .................................................... 1,687 1,308 1,448 1,569 1,872 1,874 1,829

Fuel oil and other fuels ............................... 135 3106 57 109 159 153 277

Telephone services .................................... 1,661 1,281 1,367 1,618 1,934 1,889 1,468

Residential phone service, VOIP, and

phone cards ............................................ 362 141 162 290 424 510 629

Cellular phone service .............................. 1,299 1,140 1,206 1,328 1,510 1,379 839

Water and other public services ................. 605 352 460 558 683 752 684

Household operations .................................. 1,635 874 2,616 2,079 1,250 1,061 1,023

Personal services ....................................... 741 386 1,936 1,219 141 397 379

Other household expenses ........................ 894 488 680 860 1,109 964 944

Housekeeping supplies ................................ 735 350 638 597 807 945 862

Laundry and cleaning supplies ................... 178 139 141 160 214 201 172

Other household products .......................... 412 183 370 331 452 546 446

Postage and stationery ............................... 146 328 127 107 141 199 244

Household furnishings and equipment ......... 1,956 1,059 1,889 1,843 2,101 2,405 1,654

Household textiles ...................................... 133 70 80 61 189 204 151

Furniture ..................................................... 419 319 448 470 415 425 303

Floor coverings ........................................... 14 35 13 9 18 19 314

Major appliances ........................................ 265 214 254 221 314 285 247

Small appliances, miscellaneous

housewares .............................................. 128 92 120 107 133 149 162

Miscellaneous household equipment ......... 996 359 975 976 1,033 1,324 778

Apparel and services ...................................... 2,255 1,518 2,146 2,297 2,730 2,346 1,444

Men and boys ............................................... 537 312 469 544 625 707 263

Men, 16 and over ....................................... 405 254 335 366 454 617 215

Boys, 2 to 15 .............................................. 132 58 134 178 171 90 48

Women and girls .......................................... 829 417 743 816 1,050 898 571

Women, 16 and over .................................. 695 303 568 602 910 842 544

Girls, 2 to 15 ............................................... 134 114 175 214 140 56 27

Children under 2 ........................................... 142 282 359 164 358 324 323

Footwear ...................................................... 429 254 358 498 485 466 327

Other apparel products and services ........... 318 252 217 274 511 251 259

Transportation ................................................ 11,449 9,670 10,151 10,475 14,321 11,970 8,720

Vehicle purchases (net outlay) ..................... 4,567 4,447 4,420 3,788 6,055 4,113 3,475

Cars and trucks, new .................................. 2,072 31,751 1,992 1,459 2,912 2,009 1,604

Cars and trucks, used ................................ 2,435 2,665 2,359 2,247 3,096 2,013 1,867

Other vehicles ............................................ 61 331 369 382 347 390 33

Gasoline and motor oil ................................. 2,792 2,459 2,531 2,737 3,160 3,022 2,284

Other vehicle expenses ................................ 3,405 2,365 2,771 3,231 4,173 4,016 2,530

Vehicle finance charges ............................. 284 170 316 279 303 287 224

Maintenance and repairs ............................ 945 595 695 895 1,143 1,110 940

Vehicle insurance ....................................... 1,431 31,148 1,062 1,310 1,857 1,728 3944

Vehicle rental, leases, licenses, and other

charges ..................................................... 744 452 697 747 869 891 421

Public and other transportation .................... 686 400 430 719 933 820 431

Healthcare ...................................................... 4,708 1,743 3,472 4,121 5,255 6,169 6,131

Health insurance .......................................... 3,231 1,467 2,467 2,695 3,602 4,181 4,267

Medical services ........................................... 850 140 634 926 944 1,107 823

Drugs ............................................................ 478 83 293 362 525 698 819

Medical supplies ........................................... 149 53 78 137 184 184 222

Entertainment ................................................. 3,116 1,879 2,541 3,025 3,688 3,615 2,801

Fees and admissions ................................... 679 210 473 806 964 630 450

Audio and visual equipment and services .... 1,196 842 1,021 1,127 1,365 1,419 1,068

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 799 499 632 684 881 1,017 927

Pets ............................................................ 639 239 400 517 771 862 835

Toys, hobbies, and playground equipment 160 3260 232 167 110 154 92

Other entertainment supplies, equipment,

and services ............................................... 442 327 415 408 479 549 356

Personal care products and services ............. 784 441 671 803 891 914 658

Reading .......................................................... 106 40 70 89 100 141 198

Education ....................................................... 1,912 1,463 904 1,057 3,842 2,371 268

Tobacco products and smoking supplies ....... 428 301 418 426 456 457 400

Miscellaneous ................................................. 1,031 440 688 995 1,278 1,200 1,202

Cash contributions .......................................... 1,664 509 930 1,221 2,501 2,235 1,578

Personal insurance and pensions .................. 7,891 4,230 6,531 7,590 10,419 9,806 3,483

Life and other personal insurance ................ 412 55 174 251 480 917 398

Pensions and Social Security ....................... 7,479 4,175 6,357 7,340 9,939 8,890 3,085

Sources of income and personal taxes:

Money income before taxes ........................... $84,534 $50,661 $69,419 $81,546 $107,939 $95,236 $61,046

Wages and salaries ...................................... 71,971 47,089 65,179 75,402 92,749 77,049 29,661

Self-employment income .............................. 5,117 1,458 2,052 3,547 9,119 7,442 2,376

Social Security, private and government

retirement ................................................... 4,876 3601 500 674 2,853 7,409 25,689

Interest, dividends, rental income, other

property income .......................................... 1,241 3103 242 503 1,965 2,072 2,153

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 649 609 736 661 538 607 815

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 477 3623 352 605 534 446 306

Other income ................................................ 204 178 357 154 182 210 345

Personal taxes (contains some imputed

values) .......................................................... 11,254 3,100 7,423 10,864 17,962 13,336 3,382

Federal income taxes ................................... 8,672 1,978 5,409 8,281 14,307 10,280 2,445

State and local income taxes ....................... 2,534 1,097 1,971 2,537 3,610 2,991 893

Other taxes ................................................... 47 325 43 45 45 65 344

Income after taxes .......................................... 73,280 47,561 61,996 70,683 89,977 81,900 57,664

Addenda:

Net change in total assets and liabilities ........ $10,453 - $1,796 $6,336 $10,341 $12,167 $17,515 $9,193

Net change in total assets ............................ 20,161 7,573 20,770 22,810 20,236 21,206 17,847

Net change in total liabilities ......................... 9,708 9,369 14,434 12,469 8,069 3,691 8,654

Other financial information:

Other money receipts ................................... 401 3174 171 252 362 1,073 3281

Mortgage principal paid on owned property -2,388 -647 -1,201 -2,047 -3,244 -3,444 -2,463

Estimated market value of owned home ...... 175,768 42,600 94,161 141,610 232,717 254,646 204,149

Estimated monthly rental value of owned

home .......................................................... 985 300 625 856 1,233 1,308 1,161

Gifts of goods and services, total ................... 1,304 569 673 820 2,091 1,999 773

Food ............................................................. 84 98 35 69 107 144 47

Alcoholic beverages ..................................... 14 314 11 27 16 6 36

Housing ........................................................ 230 103 210 144 269 371 165

Housekeeping supplies .............................. 25 327 20 19 26 36 28

Household textiles ...................................... 5 2 ( ) 36

31310 3535

Appliances and miscellaneous

housewares .............................................. 19 31

319 325 19 24 33

Major appliances ...................................... 6 2 ( ) 36

314 4 381 ( )

Small appliances and miscellaneous

housewares ............................................ 12 31

313 311 15 316 33

Miscellaneous household equipment ......... 47 339 42 12 63 87 23

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2014-2015 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other housing ............................................. 133 337 123 87 153 218 105

Apparel and services .................................... 254 3135 245 225 205 414 238

Males, 2 and over ....................................... 67 328 44 71 39 163 33

Females, 2 and over ................................... 76 343 74 47 78 138 43

Children under 2 ......................................... 44 340 92 327 48 317 323

Other apparel products and services ......... 66 323 335 379 40 96 3140

Jewelry and watches ................................ 23 1 ( ) 33

349 34317 383

All other apparel products and services ... 43 323 332 331 36 79 356

Transportation .............................................. 82 133 51 85 95 71 97

Healthcare .................................................... 10 2 ( ) 33

311 19 312 32

Entertainment ............................................... 88 325 67 68 98 161 57

Toys, games, arts and crafts, and tricycles 26 315 327 323 316 353 319

Other entertainment ................................... 62 310 40 45 81 108 38

Personal care products and services ........... 23 2 ( ) 311 14 42 35 39

Reading ........................................................ 4 31

36 3 3 5 7

Education ..................................................... 452 357 37 102 1,168 681 66

All other gifts ................................................. 64 33 27 71 71 99 79

1 Value is too small to display.

2 No data reported.

3 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016