Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

Number of consumer units (in thousands)1......................... 134,090 71,413 7,887 24,527 24,297 14,701 62,678 35,328 27,350 

Consumer unit characteristics:

 Income before taxes

 Mean.............................................. $94,003 $58,949 $37,422 $49,677 $63,934 $77,730 $133,943 $115,369 $157,935 

 SE.................................................. 1,231.08 939.58 3,115.84 1,358.73 1,218.01 2,295.55 1,881.75 2,444.93 3,656.93 

 RSE............................................... 1.31 1.59 8.33 2.74 1.91 2.95 1.40 2.12 2.32 

 Income after taxes

 Mean.............................................. 83,195 56,536 38,719 48,947 60,780 71,740 113,569 100,369 130,620 

 SE.................................................. 960.32 787.80 2,889.41 1,150.73 1,093.22 1,826.50 1,408.77 1,879.27 2,662.90 

 RSE............................................... 1.15 1.39 7.46 2.35 1.80 2.55 1.24 1.87 2.04 

 Age of reference person ................................................... 52.1 53.2 56.2 53.4 52.4 52.3 50.9 49.8 52.2 

 Average number in consumer unit:

 People ........................................................................... 2.4 2.3 2.3 2.3 2.3 2.4 2.6 2.5 2.6 

 Children under 18.......................................................... .6 .5 .7 .5 .5 .5 .6 .5 .6 

 Adults 65 and older ....................................................... .4 .4 .4 .5 .4 .4 .4 .4 .4 

 Earners .......................................................................... 1.3 1.2 .8 1.1 1.2 1.4 1.5 1.5 1.5 

 Vehicles ......................................................................... 1.9 1.7 1.1 1.6 1.8 2.0 2.1 2.0 2.1 

Percent distribution:

 Reference person:

 Men................................................................................ 49 46 44 47 45 45 53 53 52 

 Women .......................................................................... 51 54 56 53 55 55 47 47 48 

 Housing tenure:

 Homeowner ................................................................... 65 58 46 54 60 66 74 72 76 

 With mortgage............................................................ 38 29 16 24 32 38 49 47 51 

 Without mortgage....................................................... 27 29 29 30 28 27 25 25 26 

 Renter............................................................................ 35 42 54 46 40 34 26 28 24 

 Race of reference person:

 Black or African-American............................................. 13 15 16 17 14 15 11 10 11 

 White, Asian, and all other races, not including

 Black or African-American ......................................... 87 85 84 83 86 85 89 90 89 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino.......................................................... 15 19 38 20 16 14 9 11 7 

 Not Hispanic or Latino................................................... 85 81 62 80 84 86 91 89 93 

 Education of reference person:

 Elementary (1-8)............................................................ 3 5 31 2 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 High school (9-12)......................................................... 28 48 66 98 14 11 5 7 2 

 College .......................................................................... 69 47 n.a. n.a. 84 88 95 92 98 

 Never attended and other ............................................. ( 3 ) 1 ( 2 ) ( 2 ) ( 2 ) ( 4 ) ( 2 ) ( 2 ) ( 4 ) 

 At least one vehicle owned or leased............................... 89 85 69 82 89 92 93 93 94 

Average annual expenditures

 Mean.............................................. $72,967 $52,172 $37,012 $46,097 $56,511 $63,106 $96,540 $86,295 $109,691 

 SE.................................................. 902.42 606.71 1,962.44 872.77 1,049.08 1,417.62 1,432.66 1,498.04 2,201.91 

 RSE............................................... 1.24 1.16 5.30 1.89 1.86 2.25 1.48 1.74 2.01 

 Food

 Mean.............................................. 9,343 7,201 5,463 6,603 7,800 8,037 11,715 10,816 12,839 

 Share............................................. 12.8 13.8 14.8 14.3 13.8 12.7 12.1 12.5 11.7 

 SE.................................................. 125.98 154.76 473.85 221.17 259.10 307.74 234.94 240.94 384.11 

 RSE............................................... 1.35 2.15 8.67 3.35 3.32 3.83 2.01 2.23 2.99 

 Food at home

 Mean.............................................. 5,703 4,739 4,307 4,587 4,823 5,053 6,767 6,327 7,313 

 Share............................................. 7.8 9.1 11.6 10.0 8.5 8.0 7.0 7.3 6.7 

 SE.................................................. 89.92 130.22 400.52 221.62 188.09 218.56 123.83 156.07 201.62 

 RSE............................................... 1.58 2.75 9.30 4.83 3.90 4.33 1.83 2.47 2.76 

 Cereals and bakery products

 Mean.............................................. 712 590 507 564 615 632 846 781 927 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Cereals and bakery products

 Share............................................. 1.0 1.1 1.4 1.2 1.1 1.0 .9 .9 .8 

 SE.................................................. 15.30 18.04 42.92 28.61 28.90 37.92 22.25 23.94 37.18 

 RSE............................................... 2.15 3.06 8.46 5.07 4.70 6.00 2.63 3.07 4.01 

 Cereals and cereal products

 Mean.............................................. 215 177 180 164 174 200 257 238 281 

 Share............................................. .3 .3 .5 .4 .3 .3 .3 .3 .3 

 SE.................................................. 6.08 7.89 21.20 11.03 9.28 16.64 8.89 9.79 14.70 

 RSE............................................... 2.83 4.46 11.81 6.71 5.32 8.33 3.46 4.11 5.24 

 Bakery products

 Mean.............................................. 497 413 328 399 440 432 589 543 646 

 Share............................................. .7 .8 .9 .9 .8 .7 .6 .6 .6 

 SE.................................................. 11.16 12.82 29.51 19.62 23.57 25.85 15.87 18.58 25.45 

 RSE............................................... 2.25 3.10 9.00 4.91 5.35 5.98 2.69 3.42 3.94 

 Meats, poultry, fish, and eggs

 Mean.............................................. 1,216 1,095 1,118 1,087 1,096 1,096 1,349 1,295 1,414 

 Share............................................. 1.7 2.1 3.0 2.4 1.9 1.7 1.4 1.5 1.3 

 SE.................................................. 25.95 43.39 197.80 73.55 59.83 66.20 33.86 41.67 59.82 

 RSE............................................... 2.13 3.96 17.70 6.77 5.46 6.04 2.51 3.22 4.23 

 Beef

 Mean.............................................. 317 314 265 311 324 325 321 316 328 

 Share............................................. .4 .6 .7 .7 .6 .5 .3 .4 .3 

 SE.................................................. 12.70 19.08 57.17 31.87 30.34 47.01 13.65 17.04 21.61 

 RSE............................................... 4.00 6.08 21.55 10.25 9.37 14.46 4.25 5.40 6.59 

 Pork

 Mean.............................................. 246 232 ( 2 ) 236 221 215 262 272 250 

 Share............................................. .3 .4 ( 2 ) .5 .4 .3 .3 .3 .2 

 SE.................................................. 8.85 15.94 ( 2 ) 19.77 14.49 15.30 10.77 16.63 15.98 

 RSE............................................... 3.59 6.86 ( 2 ) 8.36 6.54 7.10 4.11 6.12 6.38 

 Other meats

 Mean.............................................. 167 146 143 154 137 149 191 182 201 

 Share............................................. .2 .3 .4 .3 .2 .2 .2 .2 .2 

 SE.................................................. 6.49 7.79 24.64 13.85 8.44 13.37 9.13 12.92 11.44 

 RSE............................................... 3.87 5.32 17.29 9.01 6.14 8.94 4.79 7.08 5.69 

 Poultry

 Mean.............................................. 215 184 184 177 186 193 249 235 266 

 Share............................................. .3 .4 .5 .4 .3 .3 .3 .3 .2 

 SE.................................................. 5.35 6.96 25.21 10.77 12.09 13.83 8.57 10.34 12.37 

 RSE............................................... 2.49 3.79 13.73 6.10 6.51 7.17 3.45 4.41 4.66 

 Fish and seafood

 Mean.............................................. 183 146 174 130 161 137 223 192 261 

 Share............................................. .3 .3 .5 .3 .3 .2 .2 .2 .2 

 SE.................................................. 9.84 8.59 21.18 12.45 21.94 15.07 18.05 11.50 38.74 

 RSE............................................... 5.39 5.89 12.17 9.56 13.66 10.98 8.09 5.98 14.84 

 Eggs

 Mean.............................................. 87 73 59 79 67 76 103 98 108 

 Share............................................. .1 .1 .2 .2 .1 .1 .1 .1 .1 

 SE.................................................. 2.16 2.54 5.79 3.96 3.90 5.38 3.58 4.51 6.06 

 RSE............................................... 2.48 3.50 9.89 5.00 5.83 7.09 3.48 4.58 5.59 

 Dairy products

 Mean.............................................. 532 433 357 398 454 493 641 596 695 

 Share............................................. .7 .8 1.0 .9 .8 .8 .7 .7 .6 

 SE.................................................. 8.17 10.40 38.39 15.35 19.85 26.76 12.88 15.73 22.04 

 RSE............................................... 1.54 2.40 10.74 3.86 4.37 5.43 2.01 2.64 3.17 

 Fresh milk and cream

 Mean.............................................. 168 145 119 138 152 158 194 183 207 

 Share............................................. .2 .3 .3 .3 .3 .2 .2 .2 .2 

 SE.................................................. 3.50 3.96 9.61 5.68 9.91 8.28 5.68 5.89 9.37 

 RSE............................................... 2.08 2.73 8.08 4.12 6.54 5.26 2.93 3.22 4.52 

 Other dairy products

 Mean.............................................. 364 289 239 260 303 336 447 413 488 

 Share............................................. .5 .6 .6 .6 .5 .5 .5 .5 .4 

 SE.................................................. 6.64 8.63 32.02 12.92 13.68 21.73 9.76 12.53 15.73 

 RSE............................................... 1.83 2.99 13.42 4.97 4.52 6.48 2.18 3.03 3.22 

 Fruits and vegetables

 Mean.............................................. 1,099 868 838 814 903 919 1,354 1,217 1,524 

 Share............................................. 1.5 1.7 2.3 1.8 1.6 1.5 1.4 1.4 1.4 

 SE.................................................. 23.03 28.55 73.13 47.04 43.65 50.06 31.47 35.16 59.88 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Fruits and vegetables

 RSE............................................... 2.10 3.29 8.73 5.78 4.84 5.44 2.32 2.89 3.93 

 Fresh fruits

 Mean.............................................. 406 317 374 285 319 343 504 453 568 

 Share............................................. .6 .6 1.0 .6 .6 .5 .5 .5 .5 

 SE.................................................. 8.39 10.89 45.53 15.79 17.69 20.19 11.37 14.22 20.10 

 RSE............................................... 2.06 3.43 12.18 5.53 5.55 5.88 2.25 3.14 3.54 

 Fresh vegetables

 Mean.............................................. 352 262 243 247 267 289 451 394 522 

 Share............................................. .5 .5 .7 .5 .5 .5 .5 .5 .5 

 SE.................................................. 8.67 8.51 23.63 14.41 15.38 19.04 16.60 15.11 35.59 

 RSE............................................... 2.46 3.24 9.72 5.83 5.77 6.58 3.68 3.84 6.81 

 Processed fruits

 Mean.............................................. 144 121 97 113 142 110 170 156 187 

 Share............................................. .2 .2 .3 .2 .3 .2 .2 .2 .2 

 SE.................................................. 4.82 6.46 11.48 11.71 10.51 7.81 6.13 7.35 10.34 

 RSE............................................... 3.35 5.35 11.78 10.33 7.38 7.09 3.62 4.73 5.53 

 Processed vegetables

 Mean.............................................. 197 168 123 168 175 177 229 214 247 

 Share............................................. .3 .3 .3 .4 .3 .3 .2 .2 .2 

 SE.................................................. 6.62 8.27 13.33 13.72 12.05 13.18 9.01 9.67 13.89 

 RSE............................................... 3.36 4.92 10.80 8.15 6.90 7.46 3.94 4.52 5.63 

 Other food at home

 Mean.............................................. 2,144 1,753 1,487 1,724 1,755 1,912 2,577 2,437 2,752 

 Share............................................. 2.9 3.4 4.0 3.7 3.1 3.0 2.7 2.8 2.5 

 SE.................................................. 32.56 47.82 119.74 81.94 67.65 85.38 51.10 81.34 73.84 

 RSE............................................... 1.52 2.73 8.05 4.75 3.85 4.47 1.98 3.34 2.68 

 Sugar and other sweets

 Mean.............................................. 197 159 174 154 155 169 239 212 272 

 Share............................................. .3 .3 .5 .3 .3 .3 .2 .2 .2 

 SE.................................................. 5.14 6.63 27.75 10.72 9.70 12.64 8.02 9.21 13.96 

 RSE............................................... 2.61 4.16 15.94 6.97 6.26 7.47 3.36 4.34 5.13 

 Fats and oils

 Mean.............................................. 157 139 123 137 138 150 177 168 188 

 Share............................................. .2 .3 .3 .3 .2 .2 .2 .2 .2 

 SE.................................................. 4.89 6.33 15.91 11.19 9.26 9.70 6.16 7.84 9.99 

 RSE............................................... 3.12 4.55 12.95 8.14 6.70 6.46 3.48 4.67 5.32 

 Miscellaneous foods

 Mean.............................................. 1,117 888 760 870 872 998 1,369 1,308 1,445 

 Share............................................. 1.5 1.7 2.1 1.9 1.5 1.6 1.4 1.5 1.3 

 SE.................................................. 19.29 25.49 65.32 40.72 37.10 50.98 31.51 54.23 39.34 

 RSE............................................... 1.73 2.87 8.60 4.68 4.25 5.11 2.30 4.15 2.72 

 Nonalcoholic beverages

 Mean.............................................. 584 516 407 517 533 535 659 633 691 

 Share............................................. .8 1.0 1.1 1.1 .9 .8 .7 .7 .6 

 SE.................................................. 12.30 17.34 41.11 31.34 25.41 30.88 18.99 25.77 28.70 

 RSE............................................... 2.11 3.36 10.11 6.06 4.77 5.77 2.88 4.07 4.15 

 Food prepared by consumer unit on out of town

 trips

 Mean.............................................. 89 50 ( 2 ) 46 57 59 134 117 156 

 Share............................................. .1 .1 ( 2 ) .1 .1 .1 .1 .1 .1 

 SE.................................................. 3.94 3.85 ( 2 ) 6.43 5.93 7.41 6.58 6.89 12.16 

 RSE............................................... 4.42 7.73 ( 2 ) 13.99 10.42 12.62 4.92 5.91 7.80 

 Food away from home

 Mean.............................................. 3,639 2,462 1,156 2,016 2,977 2,985 4,948 4,490 5,527 

 Share............................................. 5.0 4.7 3.1 4.4 5.3 4.7 5.1 5.2 5.0 

 SE.................................................. 77.88 80.37 113.83 102.83 129.21 166.69 150.30 163.84 262.28 

 RSE............................................... 2.14 3.26 9.85 5.10 4.34 5.59 3.04 3.65 4.75 

 Alcoholic beverages

 Mean.............................................. 583 346 156 251 453 429 849 775 942 

 Share............................................. .8 .7 .4 .5 .8 .7 .9 .9 .9 

 SE.................................................. 17.02 14.81 24.81 20.29 37.25 35.39 28.31 31.43 39.86 

 RSE............................................... 2.92 4.28 15.88 8.10 8.21 8.25 3.34 4.06 4.23 

 Housing

 Mean.............................................. 24,298 18,039 13,736 16,276 19,365 21,071 31,417 27,862 35,996 

 Share............................................. 33.3 34.6 37.1 35.3 34.3 33.4 32.5 32.3 32.8 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Housing

 SE.................................................. 307.36 236.98 539.76 281.93 388.26 489.46 484.12 590.84 682.08 

 RSE............................................... 1.26 1.31 3.93 1.73 2.00 2.32 1.54 2.12 1.89 

 Shelter

 Mean.............................................. 14,507 10,348 8,322 9,227 11,163 11,960 19,245 16,990 22,159 

 Share............................................. 19.9 19.8 22.5 20.0 19.8 19.0 19.9 19.7 20.2 

 SE.................................................. 247.67 199.60 445.88 252.35 312.41 382.97 381.70 441.86 533.83 

 RSE............................................... 1.71 1.93 5.36 2.73 2.80 3.20 1.98 2.60 2.41 

 Owned dwellings

 Mean.............................................. 8,230 4,901 3,068 3,888 5,386 6,770 12,023 10,423 14,090 

 Share............................................. 11.3 9.4 8.3 8.4 9.5 10.7 12.5 12.1 12.8 

 SE.................................................. 176.09 137.60 380.88 189.09 206.86 380.38 301.41 333.05 413.21 

 RSE............................................... 2.14 2.81 12.41 4.86 3.84 5.62 2.51 3.20 2.93 

 Mortgage interest and charges

 Mean.............................................. 3,101 1,780 1,061 1,334 1,922 2,675 4,606 4,011 5,375 

 Share............................................. 4.2 3.4 2.9 2.9 3.4 4.2 4.8 4.6 4.9 

 SE.................................................. 72.73 59.89 222.05 82.00 111.64 151.56 128.35 160.81 201.50 

 RSE............................................... 2.35 3.36 20.93 6.15 5.81 5.67 2.79 4.01 3.75 

 Property taxes

 Mean.............................................. 2,570 1,510 943 1,216 1,680 2,022 3,777 3,129 4,614 

 Share............................................. 3.5 2.9 2.5 2.6 3.0 3.2 3.9 3.6 4.2 

 SE.................................................. 57.72 41.69 132.74 49.78 63.18 91.33 87.00 96.41 134.84 

 RSE............................................... 2.25 2.76 14.07 4.09 3.76 4.52 2.30 3.08 2.92 

 Maintenance, repairs, insurance, and other

 expenses

 Mean.............................................. 2,559 1,611 1,064 1,338 1,784 2,074 3,640 3,283 4,102 

 Share............................................. 3.5 3.1 2.9 2.9 3.2 3.3 3.8 3.8 3.7 

 SE.................................................. 89.16 78.61 150.33 124.46 130.64 207.97 162.83 189.28 215.10 

 RSE............................................... 3.48 4.88 14.13 9.31 7.32 10.03 4.47 5.77 5.24 

 Rented dwellings

 Mean.............................................. 4,990 4,961 5,081 5,046 5,138 4,464 5,024 4,951 5,117 

 Share............................................. 6.8 9.5 13.7 10.9 9.1 7.1 5.2 5.7 4.7 

 SE.................................................. 79.41 95.88 381.16 185.20 220.83 268.05 148.04 171.40 242.05 

 RSE............................................... 1.59 1.93 7.50 3.67 4.30 6.00 2.95 3.46 4.73 

 Other lodging

 Mean.............................................. 1,287 486 173 293 638 725 2,199 1,616 2,952 

 Share............................................. 1.8 .9 .5 .6 1.1 1.1 2.3 1.9 2.7 

 SE.................................................. 55.70 34.54 42.25 36.31 74.35 84.86 94.90 94.91 181.81 

 RSE............................................... 4.33 7.10 24.46 12.38 11.65 11.70 4.32 5.87 6.16 

 Utilities, fuels, and public services

 Mean.............................................. 4,549 4,137 3,249 4,012 4,280 4,583 5,019 4,877 5,203 

 Share............................................. 6.2 7.9 8.8 8.7 7.6 7.3 5.2 5.7 4.7 

 SE.................................................. 42.57 46.74 123.17 81.85 68.53 102.57 69.43 88.46 77.33 

 RSE............................................... .94 1.13 3.79 2.04 1.60 2.24 1.38 1.81 1.49 

 Natural gas

 Mean.............................................. 535 448 396 430 462 480 635 586 697 

 Share............................................. .7 .9 1.1 .9 .8 .8 .7 .7 .6 

 SE.................................................. 15.13 18.28 64.15 22.42 19.78 23.12 14.28 16.35 19.86 

 RSE............................................... 2.83 4.08 16.21 5.21 4.28 4.81 2.25 2.79 2.85 

 Electricity

 Mean.............................................. 1,683 1,598 1,357 1,611 1,617 1,676 1,780 1,767 1,796 

 Share............................................. 2.3 3.1 3.7 3.5 2.9 2.7 1.8 2.0 1.6 

 SE.................................................. 23.08 28.89 77.32 38.57 37.40 46.09 28.17 38.09 35.16 

 RSE............................................... 1.37 1.81 5.70 2.39 2.31 2.75 1.58 2.16 1.96 

 Fuel oil and other fuels

 Mean.............................................. 160 141 ( 2 ) 134 133 179 182 185 179 

 Share............................................. .2 .3 ( 2 ) .3 .2 .3 .2 .2 .2 

 SE.................................................. 14.19 13.08 ( 2 ) 17.31 18.54 26.14 22.68 32.70 24.41 

 RSE............................................... 8.85 9.27 ( 2 ) 12.90 13.89 14.62 12.44 17.69 13.64 

 Telephone services

 Mean.............................................. 1,431 1,319 894 1,253 1,401 1,523 1,559 1,517 1,614 

 Share............................................. 2.0 2.5 2.4 2.7 2.5 2.4 1.6 1.8 1.5 

 SE.................................................. 16.02 17.12 44.94 36.18 31.18 47.33 28.11 35.85 32.32 

 RSE............................................... 1.12 1.30 5.03 2.89 2.23 3.11 1.80 2.36 2.00 

 Residential phone service, VOIP, and phone

 cards

 Mean.............................................. 147 143 119 153 138 147 152 138 169 

 Share............................................. .2 .3 .3 .3 .2 .2 .2 .2 .2 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Residential phone service, VOIP, and phone

 cards

 SE.................................................. 6.30 6.77 15.26 13.82 9.25 11.83 7.28 7.79 11.41 

 RSE............................................... 4.28 4.74 12.78 9.05 6.71 8.03 4.80 5.64 6.73 

 Cellular phone service

 Mean.............................................. 1,284 1,176 775 1,100 1,263 1,376 1,407 1,379 1,444 

 Share............................................. 1.8 2.3 2.1 2.4 2.2 2.2 1.5 1.6 1.3 

 SE.................................................. 14.99 15.17 47.43 32.44 31.10 44.15 27.97 35.11 31.48 

 RSE............................................... 1.17 1.29 6.12 2.95 2.46 3.21 1.99 2.55 2.18 

 Water and other public services

 Mean.............................................. 739 630 486 584 666 725 863 821 918 

 Share............................................. 1.0 1.2 1.3 1.3 1.2 1.1 .9 1.0 .8 

 SE.................................................. 17.00 18.39 35.66 24.95 22.82 34.40 21.98 23.76 27.95 

 RSE............................................... 2.30 2.92 7.34 4.27 3.43 4.74 2.55 2.89 3.05 

 Household operations

 Mean.............................................. 1,849 1,075 500 969 1,182 1,383 2,731 2,103 3,542 

 Share............................................. 2.5 2.1 1.3 2.1 2.1 2.2 2.8 2.4 3.2 

 SE.................................................. 54.87 38.22 111.49 47.49 45.87 105.75 91.10 91.77 147.73 

 RSE............................................... 2.97 3.56 22.31 4.90 3.88 7.65 3.34 4.36 4.17 

 Personal services

 Mean.............................................. 488 170 ( 2 ) 178 123 ( 2 ) 850 567 1,216 

 Share............................................. .7 .3 ( 2 ) .4 .2 ( 2 ) .9 .7 1.1 

 SE.................................................. 34.27 26.93 ( 2 ) 36.76 25.57 ( 2 ) 61.20 68.78 104.91 

 RSE............................................... 7.02 15.79 ( 2 ) 20.65 20.83 ( 2 ) 7.20 12.13 8.63 

 Other household expenses

 Mean.............................................. 1,361 905 487 791 1,060 1,062 1,881 1,536 2,326 

 Share............................................. 1.9 1.7 1.3 1.7 1.9 1.7 1.9 1.8 2.1 

 SE.................................................. 31.35 25.64 25.54 25.65 40.46 41.05 49.10 54.76 80.62 

 RSE............................................... 2.30 2.83 5.25 3.24 3.82 3.87 2.61 3.56 3.47 

 Housekeeping supplies

 Mean.............................................. 787 666 550 572 702 819 920 842 1,017 

 Share............................................. 1.1 1.3 1.5 1.2 1.2 1.3 1.0 1.0 .9 

 SE.................................................. 18.24 24.55 96.07 31.53 49.55 56.63 30.30 41.84 57.36 

 RSE............................................... 2.32 3.68 17.47 5.51 7.06 6.91 3.29 4.97 5.64 

 Laundry and cleaning supplies

 Mean.............................................. 170 166 144 159 173 178 174 168 181 

 Share............................................. .2 .3 .4 .3 .3 .3 .2 .2 .2 

 SE.................................................. 4.65 7.91 21.56 10.59 17.54 12.61 6.21 7.62 10.57 

 RSE............................................... 2.74 4.76 14.97 6.66 10.15 7.09 3.57 4.53 5.85 

 Other household products

 Mean.............................................. 489 400 ( 2 ) 328 425 520 587 532 655 

 Share............................................. .7 .8 ( 2 ) .7 .8 .8 .6 .6 .6 

 SE.................................................. 16.95 20.48 ( 2 ) 27.08 37.75 51.79 27.29 31.60 50.63 

 RSE............................................... 3.47 5.12 ( 2 ) 8.27 8.88 9.96 4.65 5.94 7.73 

 Postage and stationery

 Mean.............................................. 128 100 ( 2 ) 86 104 121 159 142 181 

 Share............................................. .2 .2 ( 2 ) .2 .2 .2 .2 .2 .2 

 SE.................................................. 8.42 8.15 ( 2 ) 10.06 14.38 25.97 15.49 24.22 14.71 

 RSE............................................... 6.58 8.17 ( 2 ) 11.76 13.88 21.41 9.74 17.10 8.14 

 Household furnishings and equipment

 Mean.............................................. 2,606 1,812 1,115 1,496 2,038 2,326 3,502 3,050 4,076 

 Share............................................. 3.6 3.5 3.0 3.2 3.6 3.7 3.6 3.5 3.7 

 SE.................................................. 71.83 58.00 119.40 90.19 93.76 133.50 131.63 160.37 214.48 

 RSE............................................... 2.76 3.20 10.71 6.03 4.60 5.74 3.76 5.26 5.26 

 Household textiles

 Mean.............................................. 138 93 ( 2 ) 67 111 125 189 152 235 

 Share............................................. .2 .2 ( 2 ) .1 .2 .2 .2 .2 .2 

 SE.................................................. 12.34 10.80 ( 2 ) 11.30 24.42 29.53 20.53 25.28 34.05 

 RSE............................................... 8.93 11.66 ( 2 ) 16.94 22.09 23.70 10.88 16.67 14.51 

 Furniture

 Mean.............................................. 746 460 303 412 468 610 1,072 875 1,327 

 Share............................................. 1.0 .9 .8 .9 .8 1.0 1.1 1.0 1.2 

 SE.................................................. 54.77 32.82 52.12 46.89 53.65 78.11 106.42 106.40 168.87 

 RSE............................................... 7.34 7.14 17.21 11.39 11.46 12.80 9.92 12.16 12.72 

 Floor coverings

 Mean.............................................. 34 16 ( 2 ) ( 2 ) 26 13 53 53 53 

 Share............................................. ( 3 ) ( 3 ) ( 2 ) ( 2 ) ( 3 ) ( 3 ) .1 .1 ( 3 ) 

 SE.................................................. 3.54 2.33 ( 2 ) ( 2 ) 5.85 2.25 7.14 10.65 8.94 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Floor coverings

 RSE............................................... 10.54 14.28 ( 2 ) ( 2 ) 22.44 16.76 13.40 19.97 16.80 

 Major appliances

 Mean.............................................. 408 314 190 277 352 381 515 484 554 

 Share............................................. .6 .6 .5 .6 .6 .6 .5 .6 .5 

 SE.................................................. 17.51 18.55 34.56 26.77 33.48 42.09 27.34 31.75 56.76 

 RSE............................................... 4.29 5.91 18.15 9.68 9.51 11.06 5.31 6.56 10.25 

 Small appliances and miscellaneous

 housewares

 Mean.............................................. 142 115 87 91 146 119 173 157 192 

 Share............................................. .2 .2 .2 .2 .3 .2 .2 .2 .2 

 SE.................................................. 4.83 5.54 13.68 8.61 14.84 13.28 9.51 13.21 14.18 

 RSE............................................... 3.40 4.83 15.70 9.50 10.16 11.17 5.51 8.40 7.39 

 Miscellaneous household equipment

 Mean.............................................. 1,138 815 472 639 935 1,078 1,500 1,329 1,715 

 Share............................................. 1.6 1.6 1.3 1.4 1.7 1.7 1.6 1.5 1.6 

 SE.................................................. 40.42 35.26 83.27 73.75 51.47 95.56 70.37 63.97 132.53 

 RSE............................................... 3.55 4.33 17.63 11.54 5.50 8.87 4.69 4.81 7.73 

 Apparel and services

 Mean.............................................. 1,945 1,446 1,235 1,389 1,408 1,687 2,499 2,210 2,857 

 Share............................................. 2.7 2.8 3.3 3.0 2.5 2.7 2.6 2.6 2.6 

 SE.................................................. 77.12 106.62 157.43 201.57 120.13 215.65 92.75 117.75 165.46 

 RSE............................................... 3.97 7.37 12.74 14.52 8.53 12.78 3.71 5.33 5.79 

 Men and boys

 Mean.............................................. 454 318 332 304 330 320 604 475 764 

 Share............................................. .6 .6 .9 .7 .6 .5 .6 .6 .7 

 SE.................................................. 22.97 24.07 76.19 30.35 46.64 58.00 41.27 40.10 79.06 

 RSE............................................... 5.06 7.56 22.98 9.97 14.13 18.15 6.83 8.43 10.35 

 Men, 16 and over

 Mean.............................................. 347 245 ( 2 ) 227 253 268 460 362 583 

 Share............................................. .5 .5 ( 2 ) .5 .4 .4 .5 .4 .5 

 SE.................................................. 18.59 17.06 ( 2 ) 23.54 30.53 56.14 32.86 27.50 64.53 

 RSE............................................... 5.36 6.97 ( 2 ) 10.37 12.08 20.97 7.14 7.60 11.07 

 Boys, 2 to 15

 Mean.............................................. 107 74 ( 2 ) 77 ( 2 ) ( 2 ) 144 113 181 

 Share............................................. .1 .1 ( 2 ) .2 ( 2 ) ( 2 ) .1 .1 .2 

 SE.................................................. 11.95 10.84 ( 2 ) 15.10 ( 2 ) ( 2 ) 21.66 26.78 35.18 

 RSE............................................... 11.16 14.67 ( 2 ) 19.56 ( 2 ) ( 2 ) 15.09 23.63 19.43 

 Women and girls

 Mean.............................................. 735 553 389 ( 2 ) 510 647 936 845 1,049 

 Share............................................. 1.0 1.1 1.1 ( 2 ) .9 1.0 1.0 1.0 1.0 

 SE.................................................. 46.49 75.53 80.38 ( 2 ) 59.69 79.44 51.66 62.58 87.97 

 RSE............................................... 6.32 13.67 20.65 ( 2 ) 11.71 12.29 5.52 7.40 8.39 

 Women, 16 and over

 Mean.............................................. 644 482 286 ( 2 ) 438 546 822 751 910 

 Share............................................. .9 .9 .8 ( 2 ) .8 .9 .9 .9 .8 

 SE.................................................. 44.30 71.88 64.22 ( 2 ) 57.02 69.16 49.98 59.21 79.29 

 RSE............................................... 6.88 14.91 22.44 ( 2 ) 13.02 12.67 6.08 7.88 8.72 

 Girls, 2 to 15

 Mean.............................................. 91 71 ( 2 ) ( 2 ) 71 101 114 94 139 

 Share............................................. .1 .1 ( 2 ) ( 2 ) .1 .2 .1 .1 .1 

 SE.................................................. 9.26 10.47 ( 2 ) ( 2 ) 14.28 24.27 14.30 13.85 25.05 

 RSE............................................... 10.13 14.81 ( 2 ) ( 2 ) 19.99 24.08 12.51 14.70 17.99 

 Children under 2

 Mean.............................................. 74 65 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 83 70 100 

 Share............................................. .1 .1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) .1 .1 .1 

 SE.................................................. 8.43 13.08 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 10.79 13.17 16.41 

 RSE............................................... 11.40 19.98 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 12.97 18.88 16.44 

 Footwear

 Mean.............................................. 399 331 253 313 298 ( 2 ) 473 434 521 

 Share............................................. .5 .6 .7 .7 .5 ( 2 ) .5 .5 .5 

 SE.................................................. 25.21 37.65 52.38 38.96 45.94 ( 2 ) 31.46 36.49 41.06 

 RSE............................................... 6.32 11.37 20.69 12.46 15.39 ( 2 ) 6.65 8.40 7.88 

 Other apparel products and services

 Mean.............................................. 283 178 176 143 201 ( 2 ) 402 385 424 

 Share............................................. .4 .3 .5 .3 .4 ( 2 ) .4 .4 .4 

 SE.................................................. 25.20 18.58 33.36 12.05 38.24 ( 2 ) 50.13 71.15 61.14 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Other apparel products and services

 RSE............................................... 8.91 10.43 18.98 8.45 18.99 ( 2 ) 12.46 18.46 14.44 

 Transportation

 Mean.............................................. 12,295 9,780 6,538 8,942 10,383 11,918 15,159 14,548 15,947 

 Share............................................. 16.8 18.7 17.7 19.4 18.4 18.9 15.7 16.9 14.5 

 SE.................................................. 241.92 266.82 685.25 444.27 466.72 657.33 375.05 443.64 599.92 

 RSE............................................... 1.97 2.73 10.48 4.97 4.50 5.52 2.47 3.05 3.76 

 Vehicle purchases (net outlay)

 Mean.............................................. 4,496 3,376 2,439 3,130 3,422 4,215 5,771 5,656 5,921 

 Share............................................. 6.2 6.5 6.6 6.8 6.1 6.7 6.0 6.6 5.4 

 SE.................................................. 218.69 239.35 608.30 397.51 410.59 642.16 346.51 420.84 524.44 

 RSE............................................... 4.86 7.09 24.95 12.70 12.00 15.24 6.00 7.44 8.86 

 Cars and trucks, new

 Mean.............................................. 2,195 1,294 ( 2 ) 937 1,390 ( 2 ) 3,222 2,666 3,939 

 Share............................................. 3.0 2.5 ( 2 ) 2.0 2.5 ( 2 ) 3.3 3.1 3.6 

 SE.................................................. 174.02 155.55 ( 2 ) 213.83 227.05 ( 2 ) 312.15 345.49 470.45 

 RSE............................................... 7.93 12.02 ( 2 ) 22.83 16.33 ( 2 ) 9.69 12.96 11.94 

 Cars and trucks, used

 Mean.............................................. 2,239 2,022 1,282 2,135 1,931 2,382 2,486 2,884 1,972 

 Share............................................. 3.1 3.9 3.5 4.6 3.4 3.8 2.6 3.3 1.8 

 SE.................................................. 145.19 158.73 284.02 313.41 294.11 343.06 213.86 347.00 295.49 

 RSE............................................... 6.48 7.85 22.16 14.68 15.23 14.40 8.60 12.03 14.98 

 Other vehicles

 Mean.............................................. 62 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 64 106 ( 2 ) 

 Share............................................. .1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) .1 .1 ( 2 ) 

 SE.................................................. 13.63 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 12.38 21.19 ( 2 ) 

 RSE............................................... 22.10 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 19.41 20.03 ( 2 ) 

 Gasoline, other fuels, and motor oil

 Mean.............................................. 3,120 2,918 1,982 2,783 3,086 3,368 3,349 3,402 3,281 

 Share............................................. 4.3 5.6 5.4 6.0 5.5 5.3 3.5 3.9 3.0 

 SE.................................................. 43.06 57.83 150.87 91.86 89.11 102.76 51.83 62.64 78.52 

 RSE............................................... 1.38 1.98 7.61 3.30 2.89 3.05 1.55 1.84 2.39 

 Other vehicle expenses

 Mean.............................................. 3,834 3,132 1,768 2,758 3,485 3,903 4,633 4,412 4,917 

 Share............................................. 5.3 6.0 4.8 6.0 6.2 6.2 4.8 5.1 4.5 

 SE.................................................. 61.56 61.57 97.42 78.42 114.11 154.33 86.04 111.39 147.56 

 RSE............................................... 1.61 1.97 5.51 2.84 3.27 3.95 1.86 2.52 3.00 

 Vehicle finance charges

 Mean.............................................. 295 263 117 231 304 329 330 334 325 

 Share............................................. .4 .5 .3 .5 .5 .5 .3 .4 .3 

 SE.................................................. 8.95 9.19 22.59 13.92 16.36 22.63 16.08 18.55 19.67 

 RSE............................................... 3.04 3.49 19.38 6.01 5.39 6.89 4.87 5.55 6.05 

 Maintenance and repairs

 Mean.............................................. 1,160 924 587 801 1,057 1,086 1,428 1,356 1,521 

 Share............................................. 1.6 1.8 1.6 1.7 1.9 1.7 1.5 1.6 1.4 

 SE.................................................. 33.83 31.25 67.98 47.57 62.27 85.31 49.30 62.58 82.29 

 RSE............................................... 2.92 3.38 11.57 5.94 5.89 7.85 3.45 4.62 5.41 

 Vehicle rental, leases, licenses, and other

 charges

 Mean.............................................. 787 489 205 349 589 709 1,127 970 1,330 

 Share............................................. 1.1 .9 .6 .8 1.0 1.1 1.2 1.1 1.2 

 SE.................................................. 38.26 28.15 32.43 24.62 46.09 89.39 59.69 67.73 94.41 

 RSE............................................... 4.86 5.76 15.83 7.06 7.82 12.61 5.30 6.98 7.10 

 Vehicle insurance

 Mean.............................................. 1,592 1,456 859 1,377 1,535 1,779 1,747 1,751 1,741 

 Share............................................. 2.2 2.8 2.3 3.0 2.7 2.8 1.8 2.0 1.6 

 SE.................................................. 25.72 33.52 53.34 44.46 48.66 54.72 30.62 43.30 41.15 

 RSE............................................... 1.62 2.30 6.21 3.23 3.17 3.08 1.75 2.47 2.36 

 Public and other transportation

 Mean.............................................. 845 353 349 271 389 433 1,405 1,078 1,829 

 Share............................................. 1.2 .7 .9 .6 .7 .7 1.5 1.2 1.7 

 SE.................................................. 35.20 23.92 78.13 24.70 34.77 50.95 53.40 68.48 86.11 

 RSE............................................... 4.17 6.77 22.36 9.12 8.94 11.76 3.80 6.35 4.71 

 Healthcare

 Mean.............................................. 5,850 4,501 2,993 3,956 4,928 5,516 7,385 6,992 7,889 

 Share............................................. 8.0 8.6 8.1 8.6 8.7 8.7 7.6 8.1 7.2 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Healthcare

 SE.................................................. 100.44 87.40 306.83 115.23 213.32 230.54 167.75 265.82 187.29 

 RSE............................................... 1.72 1.94 10.25 2.91 4.33 4.18 2.27 3.80 2.37 

 Health insurance

 Mean.............................................. 3,843 3,071 2,022 2,829 3,243 3,753 4,723 4,369 5,181 

 Share............................................. 5.3 5.9 5.5 6.1 5.7 5.9 4.9 5.1 4.7 

 SE.................................................. 44.97 55.24 158.90 79.72 85.03 159.00 75.39 91.25 129.43 

 RSE............................................... 1.17 1.80 7.86 2.82 2.62 4.24 1.60 2.09 2.50 

 Medical services

 Mean.............................................. 1,184 844 ( 2 ) 662 976 1,085 1,570 1,535 1,616 

 Share............................................. 1.6 1.6 ( 2 ) 1.4 1.7 1.7 1.6 1.8 1.5 

 SE.................................................. 61.66 74.32 ( 2 ) 71.59 198.25 122.96 85.06 139.01 89.24 

 RSE............................................... 5.21 8.80 ( 2 ) 10.82 20.32 11.34 5.42 9.06 5.52 

 Drugs

 Mean.............................................. 615 444 309 341 541 533 806 826 778 

 Share............................................. .8 .9 .8 .7 1.0 .8 .8 1.0 .7 

 SE.................................................. 58.51 20.45 76.76 23.56 39.74 44.35 122.57 203.38 66.24 

 RSE............................................... 9.52 4.60 24.82 6.90 7.35 8.33 15.20 24.61 8.51 

 Medical supplies

 Mean.............................................. 209 142 ( 2 ) 124 169 146 285 263 313 

 Share............................................. .3 .3 ( 2 ) .3 .3 .2 .3 .3 .3 

 SE.................................................. 8.77 7.40 ( 2 ) 14.22 16.42 11.72 16.64 19.04 27.50 

 RSE............................................... 4.20 5.22 ( 2 ) 11.46 9.72 8.02 5.84 7.25 8.79 

 Entertainment

 Mean.............................................. 3,458 2,272 ( 2 ) 1,879 2,392 3,028 4,800 4,309 5,433 

 Share............................................. 4.7 4.4 ( 2 ) 4.1 4.2 4.8 5.0 5.0 5.0 

 SE.................................................. 109.09 88.80 ( 2 ) 124.86 145.96 196.49 204.03 255.70 295.59 

 RSE............................................... 3.15 3.91 ( 2 ) 6.65 6.10 6.49 4.25 5.93 5.44 

 Fees and admissions

 Mean.............................................. 833 300 75 195 349 507 1,437 1,128 1,835 

 Share............................................. 1.1 .6 .2 .4 .6 .8 1.5 1.3 1.7 

 SE.................................................. 37.45 18.49 12.70 18.11 32.77 48.16 65.40 66.72 97.02 

 RSE............................................... 4.50 6.17 16.88 9.27 9.39 9.50 4.55 5.91 5.29 

 Audio and visual equipment and services

 Mean.............................................. 1,020 849 557 803 909 981 1,214 1,200 1,234 

 Share............................................. 1.4 1.6 1.5 1.7 1.6 1.6 1.3 1.4 1.1 

 SE.................................................. 20.99 19.23 37.97 31.40 28.92 47.05 38.80 62.04 38.53 

 RSE............................................... 2.06 2.27 6.82 3.91 3.18 4.80 3.20 5.17 3.12 

 Pets, toys, hobbies, and playground equipment

 Mean.............................................. 908 673 ( 2 ) 511 679 913 1,169 1,094 1,264 

 Share............................................. 1.2 1.3 ( 2 ) 1.1 1.2 1.4 1.2 1.3 1.2 

 SE.................................................. 32.84 38.91 ( 2 ) 39.75 48.67 90.73 56.66 70.23 97.27 

 RSE............................................... 3.62 5.78 ( 2 ) 7.77 7.17 9.94 4.85 6.42 7.70 

 Pets

 Mean.............................................. 741 564 ( 2 ) 417 537 799 939 889 1,002 

 Share............................................. 1.0 1.1 ( 2 ) .9 1.0 1.3 1.0 1.0 .9 

 SE.................................................. 31.12 45.09 ( 2 ) 42.34 43.21 94.33 46.42 63.63 80.74 

 RSE............................................... 4.20 8.00 ( 2 ) 10.15 8.05 11.81 4.95 7.16 8.05 

 Toys, hobbies, and playground equipment

 Mean.............................................. 167 110 ( 2 ) 94 142 115 231 206 262 

 Share............................................. .2 .2 ( 2 ) .2 .3 .2 .2 .2 .2 

 SE.................................................. 14.45 10.64 ( 2 ) 12.80 26.46 21.39 24.69 27.51 38.60 

 RSE............................................... 8.65 9.72 ( 2 ) 13.58 18.63 18.67 10.70 13.38 14.76 

 Other entertainment supplies, equipment, and

 services

 Mean.............................................. 698 450 ( 2 ) ( 2 ) ( 2 ) 627 980 886 1,100 

 Share............................................. 1.0 .9 ( 2 ) ( 2 ) ( 2 ) 1.0 1.0 1.0 1.0 

 SE.................................................. 79.49 64.58 ( 2 ) ( 2 ) ( 2 ) 126.09 168.72 204.56 226.20 

 RSE............................................... 11.40 14.36 ( 2 ) ( 2 ) ( 2 ) 20.12 17.22 23.08 20.56 

 Personal care products and services

 Mean.............................................. 866 617 409 525 677 780 1,146 1,025 1,297 

 Share............................................. 1.2 1.2 1.1 1.1 1.2 1.2 1.2 1.2 1.2 

 SE.................................................. 18.16 18.21 59.10 25.48 33.69 42.38 31.95 29.07 59.53 

 RSE............................................... 2.10 2.95 14.45 4.85 4.97 5.43 2.79 2.84 4.59 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Reading

 Mean.............................................. 117 66 ( 2 ) 44 82 ( 2 ) 173 131 226 

 Share............................................. .2 .1 ( 2 ) .1 .1 ( 2 ) .2 .2 .2 

 SE.................................................. 7.85 6.39 ( 2 ) 7.67 12.55 ( 2 ) 14.08 10.17 30.56 

 RSE............................................... 6.72 9.62 ( 2 ) 17.27 15.27 ( 2 ) 8.13 7.76 13.51 

 Education

 Mean.............................................. 1,335 465 ( 2 ) ( 2 ) 645 517 2,326 1,909 2,863 

 Share............................................. 1.8 .9 ( 2 ) ( 2 ) 1.1 .8 2.4 2.2 2.6 

 SE.................................................. 72.10 56.17 ( 2 ) ( 2 ) 102.70 93.67 145.56 139.53 266.25 

 RSE............................................... 5.40 12.08 ( 2 ) ( 2 ) 15.93 18.12 6.26 7.31 9.30 

 Tobacco products and smoking supplies

 Mean.............................................. 371 507 394 518 559 463 217 272 145 

 Share............................................. .5 1.0 1.1 1.1 1.0 .7 .2 .3 .1 

 SE.................................................. 20.33 26.68 41.78 35.14 46.58 60.71 21.25 31.78 19.68 

 RSE............................................... 5.47 5.26 10.61 6.79 8.33 13.10 9.80 11.66 13.56 

 Miscellaneous

 Mean.............................................. 1,009 778 480 586 907 1,045 1,270 1,054 1,545 

 Share............................................. 1.4 1.5 1.3 1.3 1.6 1.7 1.3 1.2 1.4 

 SE.................................................. 37.14 48.38 108.23 64.02 82.81 177.37 59.59 74.79 104.84 

 RSE............................................... 3.68 6.21 22.55 10.92 9.13 16.97 4.69 7.10 6.79 

 Cash contributions

 Mean.............................................. 2,755 1,366 851 989 1,706 1,708 4,337 3,078 5,964 

 Share............................................. 3.8 2.6 2.3 2.1 3.0 2.7 4.5 3.6 5.4 

 SE.................................................. 368.44 119.68 171.67 92.15 280.05 298.40 756.14 556.98 1,304.70 

 RSE............................................... 13.38 8.76 20.18 9.32 16.42 17.47 17.43 18.10 21.88 

 Personal insurance and pensions

 Mean.............................................. 8,742 4,788 2,697 3,824 5,206 6,827 13,247 11,313 15,746 

 Share............................................. 12.0 9.2 7.3 8.3 9.2 10.8 13.7 13.1 14.4 

 SE.................................................. 169.70 111.19 324.40 154.78 172.51 264.87 265.23 285.85 486.04 

 RSE............................................... 1.94 2.32 12.03 4.05 3.31 3.88 2.00 2.53 3.09 

 Life and other personal insurance

 Mean.............................................. 519 333 180 241 387 480 731 615 882 

 Share............................................. .7 .6 .5 .5 .7 .8 .8 .7 .8 

 SE.................................................. 28.48 17.95 28.61 23.09 31.12 61.02 51.28 55.96 92.89 

 RSE............................................... 5.49 5.39 15.88 9.58 8.04 12.72 7.01 9.10 10.54 

 Pensions and Social Security

 Mean.............................................. 8,223 4,455 2,517 3,583 4,819 6,347 12,516 10,698 14,865 

 Share............................................. 11.3 8.5 6.8 7.8 8.5 10.1 13.0 12.4 13.6 

 SE.................................................. 157.21 105.17 329.69 148.92 164.95 248.63 249.87 275.87 448.71 

 RSE............................................... 1.91 2.36 13.10 4.16 3.42 3.92 2.00 2.58 3.02 

Sources of income and personal taxes:

 Income before taxes

 Mean.............................................. $94,003 $58,949 $37,422 $49,677 $63,934 $77,730 $133,943 $115,369 $157,935 

 SE.................................................. 1,231.08 939.58 3,115.84 1,358.73 1,218.01 2,295.55 1,881.75 2,444.93 3,656.93 

 RSE............................................... 1.31 1.59 8.33 2.74 1.91 2.95 1.40 2.12 2.32 

 Wages and salaries

 Mean.............................................. 73,220 42,482 21,913 35,038 46,427 59,419 108,242 93,069 127,841 

 Share............................................. 77.9 72.1 58.6 70.5 72.6 76.4 80.8 80.7 80.9 

 SE.................................................. 1,028.62 845.10 2,772.27 1,184.65 1,352.60 2,174.02 1,710.25 2,236.14 3,134.22 

 RSE............................................... 1.40 1.99 12.65 3.38 2.91 3.66 1.58 2.40 2.45 

 Self-employment income

 Mean.............................................. 6,442 4,023 ( 2 ) 3,070 4,149 4,874 9,198 8,028 10,709 

 Share............................................. 6.9 6.8 ( 2 ) 6.2 6.5 6.3 6.9 7.0 6.8 

 SE.................................................. 399.58 384.70 ( 2 ) 466.77 547.47 878.68 653.47 807.08 1,062.82 

 RSE............................................... 6.20 9.56 ( 2 ) 15.20 13.20 18.03 7.10 10.05 9.92 

 Social Security, private and government

 retirement

 Mean.............................................. 10,412 9,523 7,329 9,259 9,843 10,611 11,426 10,007 13,258 

 Share............................................. 11.1 16.2 19.6 18.6 15.4 13.7 8.5 8.7 8.4 

 SE.................................................. 177.81 252.33 617.64 468.96 492.90 712.44 377.33 420.24 651.84 

 RSE............................................... 1.71 2.65 8.43 5.06 5.01 6.71 3.30 4.20 4.92 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Interest, dividends, rental income, and other

 property income

 Mean.............................................. 2,294 1,046 ( 2 ) 542 1,520 1,340 3,716 2,793 4,908 

 Share............................................. 2.4 1.8 ( 2 ) 1.1 2.4 1.7 2.8 2.4 3.1 

 SE.................................................. 175.53 119.83 ( 2 ) 99.33 293.67 299.89 332.60 314.78 613.74 

 RSE............................................... 7.65 11.46 ( 2 ) 18.33 19.33 22.39 8.95 11.27 12.51 

 Public assistance, Supplemental Security Income,

 Supplementary Nutrition Assistance Program

 (SNAP)

 Mean.............................................. 621 952 1,843 1,055 829 505 244 298 174 

 Share............................................. .7 1.6 4.9 2.1 1.3 .6 .2 .3 .1 

 SE.................................................. 29.96 55.48 330.10 92.28 87.76 59.52 21.06 34.04 25.21 

 RSE............................................... 4.82 5.83 17.91 8.74 10.59 11.78 8.62 11.41 14.45 

 Unemployment and workers' compensation,

 veterans' benefits, and regular contributions for

 support

 Mean.............................................. 668 599 ( 2 ) 397 742 ( 2 ) 746 777 707 

 Share............................................. .7 1.0 ( 2 ) .8 1.2 ( 2 ) .6 .7 .4 

 SE.................................................. 52.36 78.23 ( 2 ) 83.65 121.23 ( 2 ) 78.38 113.48 99.71 

 RSE............................................... 7.84 13.05 ( 2 ) 21.05 16.34 ( 2 ) 10.50 14.61 14.11 

 Other income

 Mean.............................................. 346 324 ( 2 ) 316 ( 2 ) ( 2 ) 371 396 338 

 Share............................................. .4 .5 ( 2 ) .6 ( 2 ) ( 2 ) .3 .3 .2 

 SE.................................................. 42.08 57.66 ( 2 ) 72.26 ( 2 ) ( 2 ) 42.08 62.72 66.36 

 RSE............................................... 12.16 17.79 ( 2 ) 22.88 ( 2 ) ( 2 ) 11.35 15.84 19.63 

 Personal taxes (contains some imputed values)

 Mean.............................................. 10,809 2,414 ( 2 ) ( 2 ) 3,154 5,990 20,374 15,000 27,314 

 Share............................................. 11.5 4.1 ( 2 ) ( 2 ) 4.9 7.7 15.2 13.0 17.3 

 SE.................................................. 329.26 224.64 ( 2 ) ( 2 ) 268.09 644.41 581.00 634.07 1,273.34 

 RSE............................................... 3.05 9.31 ( 2 ) ( 2 ) 8.50 10.76 2.85 4.23 4.66 

 Federal income taxes

 Mean.............................................. 7,968 1,210 -1,818 ( 2 ) 1,893 4,015 15,668 11,311 21,296 

 Share............................................. 8.5 2.1 -4.9 ( 2 ) 3.0 5.2 11.7 9.8 13.5 

 SE.................................................. 283.92 185.40 418.81 ( 2 ) 238.59 506.54 507.32 574.37 1,054.89 

 RSE............................................... 3.56 15.33 -23.04 ( 2 ) 12.61 12.62 3.24 5.08 4.95 

 Stimulus payment (through Q20221)

 Mean.............................................. ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 Share............................................. ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 SE.................................................. ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 RSE............................................... ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) ( 4 ) 

 State and local income taxes

 Mean.............................................. 2,757 1,148 504 869 1,197 1,877 4,591 3,601 5,869 

 Share............................................. 2.9 1.9 1.3 1.7 1.9 2.4 3.4 3.1 3.7 

 SE.................................................. 98.69 68.56 85.24 84.61 84.98 138.55 154.07 142.45 268.30 

 RSE............................................... 3.58 5.97 16.92 9.74 7.10 7.38 3.36 3.96 4.57 

 Other taxes

 Mean.............................................. 84 56 ( 2 ) 37 ( 2 ) ( 2 ) 115 88 149 

 Share............................................. .1 .1 ( 2 ) .1 ( 2 ) ( 2 ) .1 .1 .1 

 SE.................................................. 12.06 12.77 ( 2 ) 8.73 ( 2 ) ( 2 ) 17.71 13.03 31.11 

 RSE............................................... 14.42 22.68 ( 2 ) 23.86 ( 2 ) ( 2 ) 15.43 14.77 20.84 

 Income after taxes

 Mean.............................................. 83,195 56,536 38,719 48,947 60,780 71,740 113,569 100,369 130,620 

 Share............................................. 88.5 95.9 103.5 98.5 95.1 92.3 84.8 87.0 82.7 

 SE.................................................. 960.32 787.80 2,889.41 1,150.73 1,093.22 1,826.50 1,408.77 1,879.27 2,662.90 

 RSE............................................... 1.15 1.39 7.46 2.35 1.80 2.55 1.24 1.87 2.04 

Addenda:

 Net change in total assets and liabilities

 Mean.............................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 SE.................................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 RSE............................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Net change in total assets

 Mean.............................................. 13,078 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 20,330 21,771 ( 2 ) ( 2 ) 

 SE.................................................. 2,895.88 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 5,047.95 5,416.73 ( 2 ) ( 2 ) 

 RSE............................................... 22.14 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 24.83 24.88 ( 2 ) ( 2 ) 

See footnotes at end of table.
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and relative standard errors, Consumer 

Expenditure Surveys, 2022 — Continued

Less than college graduate College graduate

Item

All

consumer

units

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate's

degree Total Bachelor'sdegree

Master's,

professional,

doctoral

degree

 Net change in total liabilities

 Mean.............................................. 14,525 7,875 ( 2 ) 8,840 ( 2 ) 12,231 22,100 17,731 27,744 

 SE.................................................. 1,477.14 1,204.28 ( 2 ) 2,147.94 ( 2 ) 2,952.93 3,176.02 3,963.14 4,222.77 

 RSE............................................... 10.17 15.29 ( 2 ) 24.30 ( 2 ) 24.14 14.37 22.35 15.22 

 Other financial information:

 Other money receipts

 Mean.............................................. ( 2 ) ( 2 ) ( 2 ) 131 476 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 SE.................................................. ( 2 ) ( 2 ) ( 2 ) 30.52 117.58 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 RSE............................................... ( 2 ) ( 2 ) ( 2 ) 23.25 24.71 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Mortgage principal paid on owned property

 Mean.............................................. -2,843 -1,559 -924 -1,167 -1,694 -2,331 -4,305 -3,634 -5,171 

 SE.................................................. 75.11 80.09 189.44 93.45 103.28 270.56 131.17 202.57 279.05 

 RSE............................................... -2.64 -5.14 -20.50 -8.01 -6.10 -11.61 -3.05 -5.57 -5.40 

 Estimated market value of owned home

 Mean.............................................. 279,189 177,667 136,699 147,123 187,929 233,643 394,860 337,319 469,186 

 SE.................................................. 6,184.13 5,351.70 22,529.87 5,373.90 5,857.70 11,590.99 9,395.52 10,392.69 16,209.68 

 RSE............................................... 2.22 3.01 16.48 3.65 3.12 4.96 2.38 3.08 3.45 

 Estimated monthly rental value of owned home

 Mean.............................................. 1,401 970 659 834 1,043 1,244 1,892 1,680 2,167 

 SE.................................................. 16.87 18.90 55.52 21.64 25.69 51.15 25.31 28.94 49.82 

 RSE............................................... 1.20 1.95 8.43 2.59 2.46 4.11 1.34 1.72 2.30 

1

 Data are rounded to the nearest thousands.

2

 Data are suppressed due to the Relative Standard Error (RSE) being equal to or greater than 25 percent. See www.bls.gov/cex/tables-getting-started-guide.htm for more information.

3

 Value is too small to display.

4

 No data reported.

n.a. Not applicable.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023