Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020

Item 

Total 

three 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 19,126 940 1,750 1,524 1,380 2,666 3,528 3,630 3,708 

Consumer unit characteristics: 

 Income before taxes ......................................................... $106,943 $7,652 $22,982 $34,989 $44,915 $59,680 $83,940 $121,792 $265,763 

 Income after taxes ............................................................ 91,168 9,403 27,408 37,964 43,703 58,488 78,655 108,848 199,640 

 Age of reference person ................................................... 47.3 44.2 46.4 46.9 47.9 47.6 45.7 47.9 49.1 

 Average number in consumer unit: 

 People ........................................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 

 Children under 18 .......................................................... .7 1.1 1.0 .8 .6 .7 .6 .5 .5 

 Adults 65 and older ....................................................... .3 2

.2 .3 .3 .4 .3 .3 .2 .2 

 Earners .......................................................................... 1.8 .8 1.1 1.4 1.5 1.7 1.9 2.1 2.2 

 Vehicles ......................................................................... 2.2 1.1 1.3 1.7 1.9 2.0 2.4 2.7 2.9 

Percent distribution: 

 Reference person: 

 Men................................................................................ 45 19 30 35 39 43 51 50 58 

 Women .......................................................................... 55 81 70 65 61 57 49 50 42 

 Housing tenure: 

 Homeowner ................................................................... 67 37 45 49 52 61 70 80 89 

 With mortgage ............................................................ 46 18 19 22 28 40 53 62 67 

 Without mortgage ....................................................... 21 19 26 27 24 21 17 18 22 

 Renter ............................................................................ 33 63 55 51 48 39 30 20 11 

 Race of reference person: 

 Black or African-American............................................. 13 24 18 19 17 15 14 10 6 

 White, Asian, and all other races .................................. 87 76 82 81 83 85 86 90 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 18 27 32 26 28 21 17 11 6 

 Not Hispanic or Latino ................................................... 82 73 68 74 72 79 83 89 94 

 Education of reference person: 

 Elementary (1-8)............................................................ 3 10 6 5 6 2 2 1 ( 3 ) 

 High school (9-12) ......................................................... 28 52 49 48 36 36 23 18 9 

 College .......................................................................... 69 36 43 46 58 61 75 81 91 

 Never attended and other ............................................. ( 4 ) 2 1 1 ( 4 ) 1 ( 4 ) ( 3 ) ( 3 ) 

 At least one vehicle owned or leased .............................. 93 72 81 90 92 94 97 98 97 

Average annual expenditures .............................................. $71,944 $32,604 $34,524 $44,549 $45,933 $52,243 $66,394 $85,824 $125,636 

 Food .................................................................................. 8,980 5,939 5,003 6,699 6,626 7,564 8,562 10,341 13,098 

 Food at home ................................................................ 5,498 4,003 3,641 4,152 4,551 4,616 5,450 6,321 7,275 

 Cereals and bakery products ..................................... 697 542 506 496 581 624 673 792 903 

 Cereals and cereal products ................................... 232 193 163 160 212 226 213 266 290 

 Bakery products ...................................................... 465 348 343 336 369 398 460 525 613 

 Meats, poultry, fish, and eggs .................................... 1,178 821 750 886 1,055 1,081 1,186 1,358 1,462 

 Beef ......................................................................... 329 221 197 235 313 288 344 384 405 

 Pork ......................................................................... 226 195 140 157 215 255 252 245 233 

 Other meats ............................................................ 159 107 104 98 155 147 169 177 198 

 Poultry ..................................................................... 217 128 159 166 180 204 214 234 287 

 Fish and seafood .................................................... 178 105 108 168 132 124 147 243 244 

 Eggs ........................................................................ 69 64 42 61 59 63 60 77 94 

 Dairy products ............................................................ 531 401 337 382 456 408 562 609 702 

 Fresh milk and cream ............................................. 168 151 138 130 148 150 171 180 204 

 Other dairy products ............................................... 363 249 199 252 308 258 391 429 498 

 Fruits and vegetables ................................................. 1,060 679 691 899 867 937 1,066 1,156 1,418 

 Fresh fruits .............................................................. 380 279 205 333 299 321 370 413 544 

 Fresh vegetables .................................................... 347 190 209 323 275 345 370 369 435 

 Processed fruits ...................................................... 137 78 116 104 120 117 120 155 187 

 Processed vegetables ............................................ 196 132 162 139 173 154 206 219 252 

 Other food at home .................................................... 2,032 1,561 1,356 1,490 1,593 1,566 1,963 2,406 2,791 

 Sugar and other sweets .......................................... 188 161 138 148 138 152 174 245 225 

 Fats and oils............................................................ 140 99 81 102 136 131 123 156 193 

 Miscellaneous foods ............................................... 1,099 793 689 784 850 785 1,088 1,352 1,512 

 Nonalcoholic beverages ......................................... 544 492 429 419 446 458 531 577 727 

See footnotes at end of table. 
Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

three 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 62 218 219 238 223 39 47 75 134 

 Food away from home .................................................. 3,482 1,935 1,362 2,547 2,075 2,948 3,112 4,020 5,823 

 Alcoholic beverages ......................................................... 478 268 86 255 182 208 408 596 1,025 

 Housing ............................................................................ 23,356 13,676 14,318 15,985 17,599 17,434 21,966 25,748 38,390 

 Shelter ........................................................................... 13,639 8,392 8,441 9,154 10,279 9,843 12,432 15,075 22,989 

 Owned dwellings ........................................................ 8,213 2,344 2,550 2,861 4,123 4,583 7,142 10,559 17,427 

 Mortgage interest and charges ............................... 3,582 981 795 1,204 1,677 2,320 3,336 4,893 7,101 

 Property taxes ......................................................... 2,500 669 719 917 1,325 1,339 2,053 3,245 5,423 

 Maintenance, repairs, insurance, other 

 expenses ............................................................. 2,131 694 1,037 741 1,121 923 1,753 2,421 4,903 

 Rented dwellings ........................................................ 4,583 5,785 5,760 5,936 5,898 5,018 4,802 3,514 3,203 

 Other lodging.............................................................. 843 2263 131 357 258 242 488 1,002 2,358 

 Utilities, fuels, and public services ................................ 4,738 3,369 3,529 3,953 4,123 4,302 4,791 5,213 6,003 

 Natural gas ................................................................. 447 346 305 371 385 342 423 496 643 

 Electricity .................................................................... 1,712 1,453 1,531 1,564 1,538 1,635 1,744 1,766 1,962 

 Fuel oil and other fuels............................................... 127 249 246 2128 2109 111 120 139 198 

 Telephone services .................................................... 1,722 1,051 1,172 1,338 1,500 1,583 1,767 1,980 2,196 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 178 158 158 156 154 148 165 199 221 

 Cellular phone service ............................................ 1,544 893 1,014 1,182 1,346 1,435 1,602 1,781 1,975 

 Water and other public services ................................ 730 470 475 551 593 631 737 833 1,005 

 Household operations ................................................... 1,893 626 965 859 1,079 1,210 1,783 2,120 3,753 

 Personal services ....................................................... 710 294 2296 2158 2280 381 636 860 1,610 

 Other household expenses ........................................ 1,183 532 669 701 799 829 1,147 1,260 2,143 

 Housekeeping supplies ................................................. 819 522 426 677 727 645 782 914 1,202 

 Laundry and cleaning supplies .................................. 201 132 113 198 184 194 188 214 268 

 Other household products ......................................... 501 299 178 379 478 356 500 602 734 

 Postage and stationery .............................................. 117 91 135 100 64 95 94 98 200 

 Household furnishings and equipment ......................... 2,268 766 956 1,342 1,392 1,434 2,178 2,425 4,443 

 Household textiles ...................................................... 135 239 40 98 105 159 86 130 259 

 Furniture ..................................................................... 606 236 248 273 298 372 612 514 1,373 

 Floor coverings........................................................... 29 27 210 24 215 8 26 25 80 

 Major appliances ........................................................ 385 163 233 222 273 203 349 437 737 

 Small appliances, miscellaneous housewares .......... 124 38 55 69 81 116 115 162 186 

 Miscellaneous household equipment ........................ 989 283 370 674 620 576 990 1,156 1,809 

 Apparel and services ........................................................ 1,808 1,057 879 1,336 1,246 1,368 1,440 2,025 3,205 

 Men and boys ................................................................ 413 241 198 365 276 305 319 464 730 

 Men, 16 and over ....................................................... 299 2118 295 228 152 191 231 327 624 

 Boys, 2 to 15 .............................................................. 115 122 103 137 124 114 88 137 106 

 Women and girls ........................................................... 647 540 246 390 513 477 465 737 1,184 

 Women, 16 and over .................................................. 528 461 170 267 403 369 387 615 999 

 Girls, 2 to 15 ............................................................... 118 78 75 123 110 109 79 122 185 

 Children under 2 ............................................................ 105 268 287 243 262 77 122 162 100 

 Footwear ....................................................................... 403 280 2247 370 259 350 342 454 649 

 Other apparel products and services ............................ 240 129 102 167 136 158 191 208 542 

 Transportation .................................................................. 12,864 5,220 6,321 8,837 8,023 10,583 12,748 16,943 19,092 

 Vehicle purchases (net outlay) ...................................... 5,815 22,197 22,582 3,717 2,790 4,698 5,656 8,616 8,462 

 Cars and trucks, new ................................................. 2,625 ( 3 ) 2248 21,834 2400 1,754 2,590 4,411 4,477 

 Cars and trucks, used ................................................ 3,170 2,197 2,334 1,854 2,373 2,915 3,059 4,169 3,959 

 Other vehicles ............................................................ 21 ( 3 ) ( 3 ) 229 217 229 27 235 226 

 Gasoline, other fuels, and motor oil .............................. 2,199 1,235 1,440 1,728 1,815 2,062 2,349 2,595 2,708 

 Other vehicle expenses................................................. 4,217 1,619 2,124 3,113 3,107 3,511 4,345 5,100 6,238 

 Vehicle finance charges ............................................. 331 130 129 236 183 276 351 469 457 

 Maintenance and repairs ........................................... 1,026 505 567 713 788 845 1,071 1,132 1,562 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 933 115 211 439 541 597 956 1,223 1,766 

 Vehicle insurance ....................................................... 1,927 870 1,217 1,725 1,595 1,794 1,968 2,276 2,452 

 Public and other transportation ..................................... 632 169 175 278 312 312 398 631 1,684 

 Healthcare ........................................................................ 5,686 1,837 2,399 2,836 3,899 4,978 6,236 7,331 8,416 

 Health insurance ........................................................... 4,044 1,273 1,699 1,967 2,944 3,637 4,487 5,282 5,778 

 Medical services ............................................................ 967 229 295 406 449 762 1,068 1,283 1,635 

 Drugs ............................................................................. 500 273 311 345 398 483 448 599 701 

 Medical supplies ............................................................ 176 264 94 117 109 97 233 166 302 

 Entertainment ................................................................... 3,272 1,265 1,527 3,086 1,768 1,985 2,823 3,597 6,238 

See footnotes at end of table. 
Table 3434. Consumer units of three people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Item 

Total 

three 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Fees and admissions .................................................... 686 191 162 266 238 351 440 706 1,846 

 Audio and visual equipment and services .................... 1,095 668 909 855 766 888 1,081 1,155 1,611 

 Pets, toys, hobbies, and playground equipment ........... 973 259 387 1,861 560 522 800 1,192 1,500 

 Pets ............................................................................ 789 172 298 1,745 497 422 616 939 1,197 

 Toys, hobbies, and playground equipment................ 184 286 289 2116 264 100 184 252 303 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 518 2147 70 104 204 224 502 544 1,281 

 Personal care products and services ............................... 765 397 276 413 535 600 701 968 1,270 

 Reading ............................................................................ 83 229 214 227 269 72 76 93 155 

 Education .......................................................................... 2,211 720 479 596 533 543 1,146 2,594 6,538 

 Tobacco products and smoking supplies ......................... 386 436 422 563 414 462 384 374 229 

 Miscellaneous ................................................................... 905 718 798 871 1,048 449 662 1,000 1,423 

 Cash contributions ............................................................ 1,638 516 520 586 736 873 1,325 2,186 3,530 

 Personal insurance and pensions .................................... 9,514 527 1,482 2,460 3,254 5,124 7,918 12,029 23,027 

 Life and other personal insurance................................. 661 149 183 221 242 301 535 717 1,677 

 Pensions and Social Security ....................................... 8,853 378 1,299 2,238 3,012 4,822 7,383 11,312 21,350 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $106,943 $7,652 $22,982 $34,989 $44,915 $59,680 $83,940 $121,792 $265,763 

 Wages and salaries ....................................................... 91,716 3,132 13,979 25,356 33,237 48,804 72,319 107,278 234,002 

 Self-employment income............................................... 6,014 2

-663 899 2917 2,375 2,102 3,694 6,265 18,346 

 Social Security, private and government 

 retirement ................................................................... 6,041 2,073 5,353 6,529 7,495 6,981 6,080 6,137 5,825 

 Interest, dividends, rental income, other property 

 income ........................................................................ 1,336 27 2190 2181 293 300 651 1,057 4,749 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 475 2,309 1,486 823 548 338 210 263 2116 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 1,092 361 716 1,055 686 927 778 749 2,375 

 Other income ................................................................. 269 2432 360 2128 2282 228 208 243 350 

 Personal taxes (contains some imputed values) ............. 15,775 -1,752 -4,426 -2,975 1,212 1,192 5,285 12,944 66,124 

 Federal income taxes .................................................... 13,508 -767 -3,072 -1,841 1,465 1,462 4,605 10,581 55,745 

 Stimulus payment (new UCC Q20202)# ....................... -1,140 2

-817 -1,245 -1,304 -1,230 -1,236 -1,291 -1,239 -760 

 State and local income taxes ........................................ 3,301 -200 -164 143 924 949 1,883 3,482 10,873 

 Other taxes .................................................................... 106 233 255 227 252 217 88 120 267 

 Income after taxes ............................................................ 91,168 9,403 27,408 37,964 43,703 58,488 78,655 108,848 199,640 

Addenda: 

 Net change in total assets and liabilities .......................... $19,514 $2,485 -$243 -$9,289 -$15,267 $8,418 $1,816 -$1,627 $103,459 

 Net change in total assets ............................................. 34,461 5,388 1,048 2,402 860 21,511 14,679 15,554 129,935 

 Net change in total liabilities ......................................... 14,947 2,903 1,291 11,691 16,127 13,093 12,863 17,181 26,476 

 Other financial information: 

 Other money receipts .................................................... 5,298 2516 2241 2144 25,682 2423 2372 752 23,518 

 Mortgage principal paid on owned property.................. -2,811 -815 -664 -844 -1,271 -1,512 -2,417 -3,754 -6,096 

 Estimated market value of owned home ....................... 225,767 65,751 85,682 93,272 127,076 141,664 185,823 277,458 471,559 

 Estimated monthly rental value of owned home ........... 1,204 451 514 601 754 824 1,089 1,496 2,232 

1

 Data are rounded to the nearest thousands. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

4

 Value is too small to display. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021