Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

Number of consumer units (in thousands) .................................................... 28,222 19,138 11,074 8,064 9,084 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $76,134 $90,948 $107,732 $67,900 $44,924 

 Income after taxes ...................................................................................... 66,375 78,313 91,838 59,741 41,225 

 Age of reference person ............................................................................. 51.7 55.6 49.5 64.1 43.2 

 Average number in consumer unit: 

 People ..................................................................................................... 2.4 2.5 2.9 2.1 2.1 

 Children under 18.................................................................................... .6 .6 .8 .3 .6 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.4 1.7 .9 1.1 

 Vehicles ................................................................................................... 2.1 2.5 2.7 2.3 1.3 

Percent distribution: 

 Reference person: 

 Men ......................................................................................................... 48 49 50 46 45 

 Women .................................................................................................... 52 51 50 54 55 

 Housing tenure: 

 Homeowner ............................................................................................. 68 100 100 100 n.a. 

 With mortgage ...................................................................................... 39 58 100 n.a. n.a. 

 Without mortgage................................................................................. 29 42 n.a. 100 n.a. 

 Renter ...................................................................................................... 32 n.a. n.a. n.a. 100 

 Race of reference person: 

 Black or African-American ...................................................................... 11 7 7 6 20 

 White, Asian, and all other races ............................................................ 89 93 93 94 80 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................... 6 4 5 3 9 

 Not Hispanic or Latino ............................................................................. 94 96 95 97 91 

 Education of reference person: 

 Elementary (1-8) ..................................................................................... 2 2 2 3 2 

 High school (9-12) ................................................................................... 30 28 22 35 36 

 College .................................................................................................... 67 70 76 61 62 

 Never attended and other ....................................................................... ( 1 ) ( 1 ) ( 1 ) ( 2 ) ( 1 ) 

 At least one vehicle owned or leased ........................................................ 91 97 98 95 77 

Average annual expenditures........................................................................ $59,282 $68,547 $77,502 $55,805 $39,762 

 Food ........................................................................................................... 7,597 8,695 9,647 7,131 5,283 

 Food at home .......................................................................................... 4,368 4,946 5,329 4,306 3,149 

 Cereals and bakery products ............................................................... 545 621 662 554 383 

 Cereals and cereal products ............................................................ 172 188 212 148 140 

 Bakery products ................................................................................ 372 433 450 406 243 

 Meats, poultry, fish, and eggs .............................................................. 926 1,057 1,150 900 652 

 Beef ................................................................................................... 286 339 391 251 173 

 Pork ................................................................................................... 187 214 220 203 129 

 Other meats ...................................................................................... 131 147 157 131 98 

 Poultry ............................................................................................... 155 166 182 139 131 

 Fish and seafood .............................................................................. 118 136 140 129 80 

 Eggs .................................................................................................. 50 55 59 48 41 

 Dairy products ...................................................................................... 442 514 545 462 291 

 Fresh milk and cream ....................................................................... 135 152 164 132 100 

 Other dairy products ......................................................................... 307 362 381 330 191 

 Fruits and vegetables .......................................................................... 788 888 949 786 579 

 Fresh fruits ........................................................................................ 287 324 342 294 207 

 Fresh vegetables .............................................................................. 252 284 307 245 184 

 Processed fruits ................................................................................ 107 121 133 101 77 

 Processed vegetables ...................................................................... 143 159 167 145 111 

 Other food at home .............................................................................. 1,666 1,865 2,023 1,604 1,245 

 Sugar and other sweets .................................................................... 164 191 195 184 109 

 Fats and oils ..................................................................................... 107 120 130 104 79 

See footnotes at end of table. 
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

 Miscellaneous foods ......................................................................... 916 1,019 1,115 860 698 

 Nonalcoholic beverages ................................................................... 420 460 501 390 335 

 Food prepared by consumer unit on out-of-town trips ..................... 59 75 82 66 24 

 Food away from home ............................................................................ 3,229 3,749 4,318 2,825 2,134 

 Alcoholic beverages ................................................................................... 591 723 870 478 313 

 Housing ...................................................................................................... 18,263 20,224 23,348 15,907 14,131 

 Shelter ..................................................................................................... 10,196 10,602 12,969 7,351 9,340 

 Owned dwellings .................................................................................. 6,312 9,277 11,695 5,958 66 

 Mortgage interest and charges ......................................................... 2,286 3,362 5,664 201 318 

 Property taxes ................................................................................... 2,206 3,244 3,584 2,776 19 

 Maintenance, repairs, insurance, other expenses ........................... 1,821 2,672 2,447 2,981 329 

 Rented dwellings.................................................................................. 2,978 146 104 204 8,943 

 Other lodging ....................................................................................... 906 1,178 1,171 1,189 331 

 Utilities, fuels, and public services .......................................................... 3,943 4,623 4,950 4,175 2,509 

 Natural gas ........................................................................................... 589 703 734 660 350 

 Electricity .............................................................................................. 1,353 1,557 1,614 1,478 923 

 Fuel oil and other fuels ........................................................................ 92 127 101 164 19 

 Telephone services .............................................................................. 1,332 1,504 1,701 1,233 969 

 Residential phone service, VOIP, and phone cards ........................ 197 253 194 333 81 

 Cellular phone service ...................................................................... 1,134 1,251 1,507 900 888 

 Water and other public services .......................................................... 576 732 799 640 248 

 Household operations ............................................................................. 1,432 1,747 1,954 1,462 770 

 Personal services................................................................................. 529 659 855 390 254 

 Other household expenses .................................................................. 903 1,088 1,098 1,072 515 

 Housekeeping supplies ........................................................................... 752 892 879 915 455 

 Laundry and cleaning supplies ............................................................ 180 201 204 195 136 

 Other household products ................................................................... 452 543 523 575 262 

 Postage and stationery ........................................................................ 119 149 151 145 57 

 Household furnishings and equipment ................................................... 1,941 2,360 2,597 2,003 1,057 

 Household textiles................................................................................ 98 119 125 109 55 

 Furniture ............................................................................................... 494 578 614 529 316 

 Floor coverings .................................................................................... 21 26 37 11 12 

 Major appliances .................................................................................. 298 386 437 313 114 

 Small appliances, miscellaneous housewares .................................... 119 143 169 103 69 

 Miscellaneous household equipment .................................................. 910 1,109 1,215 940 490 

 Apparel and services .................................................................................. 1,816 1,953 2,161 1,627 1,526 

 Men and boys .......................................................................................... 395 422 499 302 340 

 Men, 16 and over ................................................................................. 295 313 353 249 258 

 Boys, 2 to 15 ........................................................................................ 100 109 147 53 82 

 Women and girls ..................................................................................... 746 819 887 708 594 

 Women, 16 and over ........................................................................... 630 701 726 660 482 

 Girls, 2 to 15 ......................................................................................... 116 118 161 48 112 

 Children under 2 ...................................................................................... 74 84 105 47 53 

 Footwear ................................................................................................. 391 408 421 387 356 

 Other apparel products and services ...................................................... 209 221 248 183 184 

 Transportation ............................................................................................ 10,102 11,660 13,330 9,363 6,820 

 Vehicle purchases (net outlay) ............................................................... 4,107 4,806 5,571 3,756 2,634 

 Cars and trucks, new ........................................................................... 1,681 2,133 2,141 2,122 728 

 Cars and trucks, used .......................................................................... 2,384 2,620 3,348 1,620 1,888 

 Other vehicles ...................................................................................... 42 53 81 314 318 

 Gasoline, other fuels, and motor oil ........................................................ 2,015 2,287 2,601 1,856 1,442 

 Other vehicle expenses .......................................................................... 3,294 3,761 4,329 2,978 2,311 

 Vehicle finance charges ....................................................................... 231 275 363 153 138 

 Maintenance and repairs ..................................................................... 924 1,046 1,132 925 667 

 Vehicle rental, leases, licenses, and other charges ............................ 809 946 1,118 708 520 

 Vehicle insurance................................................................................. 1,331 1,494 1,715 1,192 987 

 Public and other transportation ............................................................... 685 805 829 773 432 

 Healthcare .................................................................................................. 5,445 6,662 6,596 6,760 2,879 

 Health insurance ..................................................................................... 3,669 4,482 4,445 4,532 1,959 

 Medical services ...................................................................................... 1,010 1,260 1,330 1,165 482 

 Drugs ....................................................................................................... 556 655 583 762 346 

 Medical supplies ...................................................................................... 209 265 239 301 92 

 Entertainment ............................................................................................. 3,373 4,231 4,629 3,610 1,563 

See footnotes at end of table. 
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

 Fees and admissions .............................................................................. 730 925 1,127 632 317 

 Audio and visual equipment and services .............................................. 1,013 1,172 1,265 1,040 678 

 Pets, toys, hobbies, and playground equipment..................................... 863 1,094 1,277 796 376 

 Pets ...................................................................................................... 692 885 1,035 643 284 

 Toys, hobbies, and playground equipment ......................................... 172 209 242 153 92 

 Other entertainment supplies, equipment, and services ........................ 767 1,040 960 1,141 192 

 Personal care products and services ......................................................... 728 819 910 679 537 

 Reading ...................................................................................................... 118 136 132 147 80 

 Education.................................................................................................... 1,107 1,141 1,533 600 1,034 

 Tobacco products and smoking supplies ................................................... 394 380 423 321 424 

 Miscellaneous ............................................................................................. 858 990 1,024 949 580 

 Cash contributions...................................................................................... 1,803 2,272 2,036 2,597 815 

 Personal insurance and pensions .............................................................. 7,088 8,660 10,863 5,635 3,777 

 Life and other personal insurance .......................................................... 509 649 789 457 215 

 Pensions and Social Security ................................................................. 6,579 8,011 10,074 5,179 3,562 

Sources of income and personal taxes: 

 Money income before taxes ....................................................................... $76,134 $90,948 $107,732 $67,900 $44,924 

 Wages and salaries................................................................................. 58,096 68,565 89,935 39,220 36,040 

 Self-employment income ........................................................................ 5,096 6,479 7,553 5,003 2,184 

 Social Security, private and government retirement ............................... 8,991 11,241 6,863 17,254 4,252 

 Interest, dividends, rental income, other property income ...................... 2,721 3,777 2,504 5,525 496 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 416 208 123 323 855 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 407 451 525 350 313 

 Other income ........................................................................................... 406 227 229 225 783 

 Personal taxes (contains some imputed values) ....................................... 9,759 12,635 15,895 8,159 3,699 

 Federal income taxes .............................................................................. 7,362 9,600 11,932 6,399 2,646 

 State and local income taxes .................................................................. 2,277 2,869 3,734 1,681 1,029 

 Other taxes .............................................................................................. 120 166 229 80 23 

 Income after taxes ...................................................................................... 66,375 78,313 91,838 59,741 41,225 

Addenda: 

 Net change in total assets and liabilities .................................................... $10,555 $13,854 $2,169 $29,901 $3,606 

 Net change in total assets ....................................................................... 19,695 26,597 23,923 30,269 5,153 

 Net change in total liabilities ................................................................... 9,139 12,743 21,755 368 1,548 

 Other financial information: 

 Other money receipts .............................................................................. 1,140 1,427 1,505 1,320 536 

 Mortgage principal paid on owned property ........................................... -2,105 -3,096 -5,009 -469 3

-18 

 Estimated market value of owned home................................................. 149,580 220,562 236,571 198,579 344 

 Estimated monthly rental value of owned home ..................................... 907 1,338 1,438 1,199 31 

 Gifts of goods and services, total ............................................................... 1,266 1,577 1,722 1,379 610 

 Food ........................................................................................................ 81 102 108 93 38 

 Alcoholic beverages ................................................................................ 14 18 21 14 4 

 Housing ................................................................................................... 253 314 329 299 124 

 Housekeeping supplies ........................................................................ 31 37 39 33 18 

 Household textiles................................................................................ 11 15 17 311 31 

 Appliances and miscellaneous housewares ........................................ 19 25 25 24 7 

 Major appliances............................................................................... 8 10 13 7 33 

 Small appliances and miscellaneous housewares ........................... 11 14 12 17 35 

 Miscellaneous household equipment .................................................. 62 80 61 111 25 

 Other housing ...................................................................................... 131 158 186 120 72 

 Apparel and services .............................................................................. 250 274 322 196 198 

 Males, 2 and over ................................................................................ 47 56 65 41 30 

 Females, 2 and over ............................................................................ 111 106 120 83 121 

See footnotes at end of table. 
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Survey, 2018-2019 — Continued 

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

 Children under 2 .................................................................................. 40 53 70 25 313 

 Other apparel products and services................................................... 51 59 67 48 34 

 Jewelry and watches ........................................................................ 15 17 23 38 10 

 All other apparel products and services ........................................... 37 42 44 39 325 

 Transportation ......................................................................................... 157 192 225 150 84 

 Healthcare ............................................................................................... 32 44 41 348 38 

 Entertainment .......................................................................................... 109 139 139 140 46 

 Toys, games, arts and crafts, and tricycles ......................................... 46 61 62 59 314 

 Other entertainment ............................................................................. 63 78 77 81 32 

 Personal care products and services ...................................................... 20 20 21 18 19 

 Reading ................................................................................................... 6 7 6 9 2 

 Education ................................................................................................ 228 320 409 197 35 

 All other gifts ........................................................................................... 116 146 101 214 51 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

n.a. Not applicable. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020