Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2006

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Number of consumer units (in thousands) ...... 118,843 85,598 17,747 31,134 25,135 11,582 33,244 21,277 11,967 

Percent distribution of consumer units ........... 100.0 72.0 14.9 26.2 21.1 9.7 28.0 17.9 10.1 

Consumer unit characteristics (mean values):

Income before taxes .................................... $60,533 $48,219 $31,775 $45,962 $53,809 $67,353 $92,241 $82,860 $108,918 

Income after taxes ....................................... 58,101 46,819 31,362 44,780 52,005 64,730 87,151 78,401 102,707 

Age of reference person ............................... 48.7 49.2 53.5 50.5 45.5 47.1 47.5 45.7 50.6 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.6 2.5 2.4 2.5 2.4 2.4 2.4 

Children under 18 ....................................... .6 .6 .7 .6 .6 .6 .6 .6 .5 

Persons 65 and over .................................. .3 .3 .5 .4 .2 .2 .2 .2 .3 

Earners ....................................................... 1.3 1.3 1.1 1.3 1.4 1.5 1.4 1.5 1.4 

Vehicles ...................................................... 1.9 1.9 1.4 1.9 2.0 2.2 2.1 2.1 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................ 46 44 44 44 45 39 52 50 55 

Female ........................................................ 54 56 56 56 55 61 48 50 45 

Housing tenure:

Homeowner ................................................ 67 64 55 66 63 75 77 74 82 

With mortgage .......................................... 43 38 25 36 41 54 56 55 58 

Without mortgage ..................................... 24 26 29 29 21 20 20 19 24 

Renter ......................................................... 33 36 45 34 37 25 23 26 18 

Race of reference person:

Black or African-American .......................... 12 14 16 14 13 13 7 8 6 

White, Asian, and all other races ................ 88 86 84 86 87 87 93 92 94 

Hispanic or Latino origin of reference

person:

Hispanic or Latino ....................................... 11 14 30 11 9 8 6 6 6 

Not Hispanic or Latino ................................ 89 86 70 89 91 92 94 94 94 

Education of reference person:

Elementary (1-8) ......................................... 5 7 33 n.a. n.a. n.a. n.a. n.a. n.a.

High school (9-12) ...................................... 36 50 65 100 n.a. n.a. n.a. n.a. n.a.

College ....................................................... 59 43 n.a. n.a. 100 100 100 100 100 

Never attended and other ........................... 1 ( ) 1 ( ) 2 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ........... 88 85 73 87 89 93 94 93 95 

Annual aggregate expenditures ...................... $5,749,838 60.6 8.8 21.3 19.9 10.6 39.4 23.8 15.6 

Food ............................................................. 725,145 64.7 10.5 23.3 20.2 10.7 35.3 22.2 13.1 

Food at home ............................................. 405,396 67.7 12.2 24.9 20.3 10.3 32.3 20.2 12.1 

Cereals and bakery products .................... 52,969 67.2 11.9 24.9 19.8 10.7 32.8 20.0 12.8 

Cereals and cereal products ................... 16,930 68.3 12.4 25.4 19.6 10.9 31.7 19.8 12.0 

Bakery products ...................................... 36,038 66.7 11.6 24.6 19.9 10.6 33.3 20.1 13.2 

Meats, poultry, fish, and eggs ................... 94,586 71.9 13.6 27.2 20.3 10.8 28.1 18.0 10.1 

Beef ........................................................ 28,029 73.3 13.2 26.9 22.9 10.3 26.7 17.4 9.3 

Pork ........................................................ 18,655 76.4 15.2 30.3 20.0 10.8 23.6 14.9 8.7 

Other meats ............................................ 12,444 71.2 12.8 27.3 20.7 10.4 28.8 19.6 9.2 

Poultry .................................................... 16,671 69.4 14.4 25.7 18.4 10.9 30.6 19.7 10.9 

Fish and seafood .................................... 14,435 66.8 11.6 25.5 17.8 11.9 33.2 19.8 13.4 

Eggs ....................................................... 4,351 72.1 15.6 26.3 20.0 10.3 27.9 17.5 10.4 

Dairy products .......................................... 43,713 66.1 11.8 24.0 20.4 9.9 33.9 21.3 12.6 

Fresh milk and cream ............................. 16,632 69.8 14.6 25.7 19.7 9.9 30.2 19.0 11.1 

Other dairy products ............................... 27,081 63.7 10.0 23.0 20.8 10.0 36.3 22.7 13.6 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2006 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Fruits and vegetables ............................... $70,293 64.0 12.4 23.2 19.2 9.3 36.0 21.5 14.4 

Fresh fruits .............................................. 23,187 61.8 12.0 22.1 19.1 8.6 38.2 21.9 16.4 

Fresh vegetables .................................... 22,929 63.1 12.8 22.8 18.3 9.2 36.9 22.1 14.8 

Processed fruits ...................................... 12,958 65.0 11.6 23.1 20.3 10.0 35.0 21.8 13.1 

Processed vegetables ............................ 11,218 69.6 13.4 26.4 19.9 10.0 30.4 19.2 11.2 

Other food at home ................................... 143,836 67.4 11.4 24.6 20.9 10.4 32.6 20.8 11.8 

Sugar and other sweets .......................... 14,773 67.0 10.9 24.2 22.0 9.9 33.0 19.9 13.1 

Fats and oils ........................................... 10,183 68.6 12.9 26.2 19.2 10.2 31.4 20.3 11.2 

Miscellaneous foods ............................... 74,341 67.2 10.9 24.6 21.2 10.5 32.8 21.0 11.9 

Nonalcoholic beverages ......................... 39,441 69.3 13.0 25.4 20.6 10.3 30.7 20.2 10.5 

Food prepared by consumer unit on

out-of-town trips .................................... 5,097 54.6 5.4 17.7 20.2 11.4 45.4 25.6 19.8 

Food away from home ................................ 319,750 60.9 8.3 21.2 20.2 11.2 39.1 24.6 14.4 

Alcoholic beverages ..................................... 58,981 56.0 6.3 18.8 19.9 11.0 44.0 26.7 17.3 

Housing ........................................................ 1,944,683 60.3 9.5 21.1 19.5 10.2 39.7 23.9 15.8 

Shelter ........................................................ 1,149,606 58.8 9.3 20.5 19.1 9.9 41.2 24.8 16.4 

Owned dwellings ...................................... 774,416 54.4 6.5 18.9 18.3 10.7 45.6 27.0 18.6 

Mortgage interest and charges ............... 445,982 54.0 5.9 18.1 19.1 11.0 46.0 27.5 18.5 

Property taxes ........................................ 195,939 54.4 7.2 19.4 17.6 10.1 45.6 26.2 19.4 

Maintenance, repairs, insurance, other

expenses .............................................. 132,495 56.0 7.6 20.9 16.8 10.7 44.0 26.4 17.6 

Rented dwellings ...................................... 307,773 73.4 17.5 26.3 21.5 8.1 26.6 17.9 8.6 

Other lodging ............................................ 67,417 41.6 3.0 12.5 17.2 8.9 58.4 31.5 26.9 

Utilities, fuels, and public services .............. 403,712 68.2 12.3 25.0 20.6 10.4 31.8 19.6 12.1 

Natural gas ............................................... 60,460 65.2 11.6 24.6 19.0 10.0 34.8 20.8 14.0 

Electricity .................................................. 150,440 70.0 13.1 25.6 20.9 10.3 30.0 18.7 11.3 

Fuel oil and other fuels ............................. 16,401 69.1 12.1 28.4 18.7 9.9 30.9 17.3 13.6 

Telephone services .................................. 129,181 68.5 11.9 24.4 21.2 10.9 31.5 19.7 11.8 

Water and other public services ............... 47,229 65.5 11.4 23.9 20.3 9.9 34.5 21.5 13.0 

Household operations ................................. 112,625 50.8 5.2 15.5 18.3 11.7 49.2 27.4 21.8 

Personal services ..................................... 46,661 50.2 4.6 12.8 17.5 15.2 49.8 27.7 22.2 

Other household expenses ....................... 65,964 51.2 5.7 17.3 18.9 9.3 48.8 27.3 21.5 

Housekeeping supplies .............................. 75,881 62.1 10.6 22.1 19.0 10.4 37.9 22.6 15.3 

Laundry and cleaning supplies ................. 17,941 68.3 12.1 24.2 21.3 10.7 31.7 20.2 11.4 

Other household products ........................ 39,133 62.9 11.9 22.1 18.7 10.2 37.1 21.4 15.8 

Postage and stationery ............................. 18,806 54.7 6.3 20.1 17.7 10.7 45.3 27.3 18.0 

Household furnishings and equipment ....... 202,860 57.8 7.0 19.7 20.0 11.0 42.2 25.9 16.3 

Household textiles .................................... 18,261 59.2 6.9 18.8 23.1 10.4 40.8 21.0 19.7 

Furniture ................................................... 55,052 56.2 7.0 20.9 17.0 11.3 43.8 29.4 14.4 

Floor coverings ......................................... 5,645 57.3 4.5 23.6 18.6 10.6 42.7 25.4 17.2 

Major appliances ...................................... 28,664 61.2 9.7 20.3 20.4 10.8 38.8 22.2 16.6 

Small appliances, miscellaneous

housewares ............................................ 12,901 61.6 7.0 22.1 23.0 9.5 38.4 22.4 16.0 

Miscellaneous household equipment ....... 82,336 56.7 6.2 18.3 20.9 11.2 43.3 26.6 16.7 

Apparel and services .................................... 222,418 61.7 9.2 21.2 20.3 11.0 38.3 23.9 14.4 

Men and boys ............................................. 52,640 63.6 10.0 21.3 22.0 10.3 36.4 23.0 13.4 

Men, 16 and over ...................................... 41,842 62.6 9.4 21.4 21.7 10.1 37.4 23.2 14.3 

Boys, 2 to 15 ............................................. 10,798 67.7 12.4 21.0 23.3 11.1 32.3 22.3 10.0 

Women and girls ......................................... 89,121 61.2 7.9 21.2 20.5 11.5 38.8 23.8 15.0 

Women, 16 and over ................................ 74,584 60.1 7.4 20.7 20.6 11.4 39.9 24.3 15.6 

Girls, 2 to 15 ............................................. 14,537 66.5 10.4 23.8 19.8 12.4 33.5 21.5 12.0 

Children under 2 ......................................... 11,364 67.3 13.1 27.2 16.8 10.3 32.7 21.8 10.9 

Footwear ..................................................... 36,058 64.8 11.7 22.9 19.2 11.0 35.2 23.2 12.0 

Other apparel products and services .......... 33,236 54.8 7.2 16.9 19.6 11.2 45.2 26.8 18.3 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2006 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Transportation .............................................. $1,011,085 64.0 8.9 22.8 21.5 10.9 36.0 22.4 13.6 

Vehicle purchases (net outlay) ................... 406,540 64.4 8.5 22.8 22.4 10.6 35.6 21.9 13.7 

Cars and trucks, new ................................ 213,693 57.6 6.2 20.4 21.0 10.1 42.4 26.0 16.4 

Cars and trucks, used ............................... 186,387 71.6 11.4 25.2 23.9 11.1 28.4 17.6 10.8 

Other vehicles ........................................... 6,461 79.0 24.3 33.6 29.4 211.8 21.0 212.9 28.2 

Gasoline and motor oil ................................ 264,717 68.5 10.6 25.1 21.7 11.2 31.5 20.2 11.3 

Other vehicle expenses .............................. 279,858 63.0 8.4 22.6 20.9 11.2 37.0 23.4 13.6 

Vehicle finance charges ........................... 35,392 69.4 8.1 25.5 24.1 11.7 30.6 19.9 10.8 

Maintenance and repairs .......................... 81,805 61.4 8.6 20.8 20.6 11.3 38.6 24.5 14.1 

Vehicle insurance ..................................... 105,346 67.2 9.8 25.1 21.1 11.2 32.8 21.2 11.6 

Vehicle rental, leases, licenses, and other

charges ................................................... 57,315 53.8 5.7 18.6 18.7 10.7 46.2 28.0 18.2 

Public transportation ................................... 59,969 46.3 5.5 14.2 16.6 10.0 53.7 30.9 22.8 

Health care ................................................... 328,727 64.5 10.7 24.4 19.1 10.3 35.5 21.7 13.8 

Health insurance ......................................... 174,102 66.2 11.4 25.9 19.1 9.8 33.8 20.6 13.1 

Medical services ......................................... 79,675 58.8 8.2 20.8 19.8 10.0 41.2 25.0 16.2 

Drugs .......................................................... 61,022 67.8 12.6 25.7 18.1 11.4 32.2 20.3 11.9 

Medical supplies ......................................... 13,927 61.5 8.1 21.1 18.9 13.5 38.5 22.3 16.2 

Entertainment ............................................... 282,250 57.8 7.1 20.3 19.9 10.5 42.2 25.5 16.7 

Fees and admissions .................................. 72,032 45.1 3.6 14.1 17.2 10.2 54.9 31.8 23.2 

Audio and visual equipment and services .. 107,679 64.6 9.8 23.1 20.8 10.9 35.4 22.8 12.6 

Pets, toys, hobbies, and playground

equipment ................................................. 48,984 61.6 8.1 21.6 20.5 11.3 38.4 23.5 14.9 

Other entertainment supplies, equipment,

and services ............................................. 53,555 57.9 5.4 21.8 21.4 9.3 42.1 24.2 18.0 

Personal care products and services ........... 69,433 60.4 7.8 21.9 18.9 11.7 39.6 25.0 14.7 

Reading ........................................................ 13,904 51.5 5.5 17.1 18.8 10.1 48.5 26.2 22.2 

Education ...................................................... 105,495 45.6 2.5 12.2 21.0 9.9 54.4 30.6 23.9 

Tobacco products and smoking supplies ..... 38,841 86.9 17.8 35.6 24.9 8.6 13.1 9.0 4.1 

Miscellaneous ............................................... 100,519 60.2 7.2 21.1 20.7 11.2 39.8 21.0 18.8 

Cash contributions ........................................ 222,097 51.1 7.0 16.5 17.7 9.9 48.9 27.8 21.2 

Personal insurance and pensions ................ 626,262 55.1 6.4 18.4 19.0 11.4 44.9 25.9 19.0 

Life and other personal insurance .............. 38,284 57.3 6.9 19.6 20.3 10.7 42.7 23.7 19.0 

Pensions and Social Security ..................... 587,978 55.0 6.3 18.3 18.9 11.4 45.0 26.1 19.0 

Sources of income and personal taxes:

Money income before taxes ......................... 7,193,935 57.4 7.8 19.9 18.8 10.8 42.6 24.5 18.1 

Wages and salaries .................................... 5,718,640 56.0 6.9 19.0 18.8 11.3 44.0 25.7 18.3 

Self-employment income ............................ 428,714 52.9 6.0 16.2 19.6 11.1 47.1 23.2 23.8 

Social Security, private and government

retirement ................................................. 729,587 70.3 15.4 29.0 18.1 7.8 29.7 15.8 13.9 

Interest, dividends, rental income, other

property income ........................................ 176,633 44.6 2.9 14.4 17.1 10.1 55.4 32.0 23.4 

Unemployment and workers’

compensation, veterans’ benefits ............. 24,596 85.5 14.0 30.6 25.1 15.7 14.5 9.5 5.0 

Public assistance, supplemental security

income, food stamps ................................ 40,434 92.9 39.9 29.6 18.8 4.6 7.1 4.4 2.7 

Regular contributions for support ............... 48,633 60.1 5.9 21.6 23.9 8.8 39.9 25.9 14.0 

Other income .............................................. 26,698 67.6 13.1 19.7 25.7 9.0 32.4 11.4 21.0 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2006 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Personal taxes .............................................. $289,063 41.5 2.5 12.7 15.7 10.5 58.5 32.8 25.7 

Federal income taxes ................................. 203,365 38.0 1.5 10.9 15.3 10.3 62.0 34.6 27.4 

State and local income taxes ...................... 61,690 47.7 4.1 16.0 16.6 11.1 52.3 29.7 22.6 

Other taxes ................................................. 24,008 54.6 7.5 20.1 16.3 10.7 45.4 26.1 19.3 

Income after taxes ........................................ 6,904,872 58.0 8.1 20.2 18.9 10.9 42.0 24.2 17.8 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

n.a. Not applicable.