Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 16,754 695 951 919 974 2,012 2,708 3,669 4,826 

Consumer unit characteristics: 

 Income before taxes ......................................................... $128,299 $6,767 $23,296 $34,904 $44,898 $59,635 $84,185 $122,192 $259,122 

 Income after taxes ............................................................ 114,008 13,248 32,117 43,756 51,712 63,969 82,697 114,229 208,862 

 Age of reference person ................................................... 43.7 40.9 42.5 40.5 43.0 42.4 42.6 44.1 46.0 

 Average number in consumer unit: 

 People ........................................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 

 Children under 18 .......................................................... 1.5 1.9 1.7 1.7 1.7 1.6 1.4 1.5 1.5 

 Adults 65 and older ....................................................... .1 ( 2 ) .2 3

.2 .2 .2 .1 .1 .1 

 Earners .......................................................................... 2.0 .8 1.2 1.5 1.5 1.8 2.1 2.2 2.3 

 Vehicles ......................................................................... 2.4 1.7 1.5 1.6 1.7 2.0 2.3 2.7 2.8 

Percent distribution: 

 Reference person: 

 Men................................................................................ 49 29 38 38 43 43 50 55 55 

 Women .......................................................................... 51 71 62 62 57 57 50 45 45 

 Housing tenure: 

 Homeowner ................................................................... 71 44 32 42 46 56 68 84 93 

 With mortgage ............................................................ 57 25 15 26 35 41 51 71 80 

 Without mortgage ....................................................... 14 19 17 17 11 15 17 13 13 

 Renter ............................................................................ 29 56 68 58 54 44 32 16 7 

 Race of reference person: 

 Black or African-American............................................. 14 26 28 16 16 16 18 12 6 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 86 74 72 84 84 84 82 88 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 19 27 34 37 33 30 22 15 8 

 Not Hispanic or Latino ................................................... 81 73 66 63 67 70 78 85 92 

 Education of reference person: 

 Elementary (1-8)............................................................ 3 5 7 10 8 6 1 1 ( 2 ) 

 High school (9-12) ......................................................... 25 57 53 47 41 33 29 17 7 

 College .......................................................................... 72 37 38 41 50 61 70 82 92 

 Never attended and other ............................................. ( 2 ) 1 2 2 1 ( 2 ) ( 2 ) ( 4 ) ( 4 ) 

 At least one vehicle owned or leased .............................. 95 86 82 90 91 95 97 98 99 

Average annual expenditures .............................................. $88,583 $47,730 $39,034 $45,577 $49,712 $59,284 $70,665 $88,822 $141,613 

 Food .................................................................................. 11,418 7,204 5,744 7,119 8,831 8,756 9,303 11,756 16,152 

 Food at home ................................................................ 7,583 5,462 4,346 5,286 6,025 6,179 6,147 7,693 10,337 

 Cereals and bakery products ..................................... 1,015 696 582 742 766 831 797 1,092 1,359 

 Cereals and cereal products ................................... 327 207 198 229 290 247 276 343 435 

 Bakery products ...................................................... 689 488 383 513 476 584 521 749 924 

 Meats, poultry, fish, and eggs .................................... 1,595 1,406 1,191 1,133 1,415 1,409 1,281 1,551 2,061 

 Beef ......................................................................... 431 542 458 322 367 422 336 425 493 

 Pork ......................................................................... 309 335 219 221 287 280 265 269 402 

 Other meats ............................................................ 211 64 125 176 141 167 197 213 290 

 Poultry ..................................................................... 280 208 189 135 292 241 224 297 361 

 Fish and seafood .................................................... 267 193 148 201 227 215 185 254 386 

 Eggs ........................................................................ 96 63 52 77 101 84 75 93 129 

 Dairy products ............................................................ 725 464 368 542 569 531 626 766 983 

 Fresh milk and cream ............................................. 228 150 121 214 224 204 202 224 288 

 Other dairy products ............................................... 496 314 247 328 344 326 423 542 695 

 Fruits and vegetables ................................................. 1,529 1,133 823 967 1,309 1,174 1,215 1,601 2,092 

 Fresh fruits .............................................................. 564 424 269 343 522 395 417 603 794 

 Fresh vegetables .................................................... 481 328 271 249 424 391 387 523 645 

 Processed fruits ...................................................... 198 107 101 182 156 171 191 186 261 

 Processed vegetables ............................................ 285 274 182 193 207 217 219 289 392 

 Other food at home .................................................... 2,720 1,764 1,383 1,902 1,966 2,235 2,228 2,682 3,843 

 Sugar and other sweets .......................................... 266 184 135 182 213 239 248 259 351 

 Fats and oils............................................................ 193 164 147 131 179 154 144 204 249 

 Miscellaneous foods ............................................... 1,489 838 678 1,067 1,010 1,167 1,188 1,443 2,195 

See footnotes at end of table. 
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Nonalcoholic beverages ......................................... 697 535 379 502 519 631 599 710 909 

 Food prepared by consumer unit on out of town 

 trips ...................................................................... 75 343 344 320 344 44 49 66 138 

 Food away from home .................................................. 3,834 1,742 1,398 1,833 2,806 2,576 3,156 4,064 5,815 

 Alcoholic beverages ......................................................... 540 397 397 3119 3165 216 321 413 1,151 

 Housing ............................................................................ 28,704 21,016 17,485 18,037 18,883 21,153 23,585 27,289 43,036 

 Shelter ........................................................................... 16,234 12,676 10,861 9,576 10,965 12,062 12,826 15,352 24,458 

 Owned dwellings ........................................................ 10,868 5,069 2,620 2,702 4,193 5,256 7,162 11,633 20,066 

 Mortgage interest and charges ............................... 5,008 1,830 703 1,189 2,239 2,278 3,397 5,605 9,187 

 Property taxes ......................................................... 3,361 1,102 656 971 1,143 1,481 2,197 3,443 6,498 

 Maintenance, repairs, insurance, and other 

 expenses ............................................................. 2,499 2,137 1,262 542 811 1,498 1,569 2,586 4,381 

 Rented dwellings ........................................................ 4,257 5,654 7,814 6,784 6,568 6,415 5,190 3,038 1,912 

 Other lodging.............................................................. 1,109 31,953 3426 391 3204 390 473 682 2,480 

 Utilities, fuels, and public services ................................ 5,443 4,150 3,952 4,279 4,363 4,666 5,275 5,624 6,642 

 Natural gas ................................................................. 556 377 408 375 350 434 490 560 772 

 Electricity .................................................................... 1,916 1,813 1,653 1,733 1,664 1,714 1,871 1,906 2,187 

 Fuel oil and other fuels............................................... 112 327 336 379 3103 373 80 100 191 

 Telephone services .................................................... 1,942 1,312 1,346 1,463 1,676 1,726 2,006 2,037 2,279 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 151 397 380 117 155 110 138 147 206 

 Cellular phone service ............................................ 1,791 1,215 1,265 1,346 1,521 1,617 1,868 1,890 2,073 

 Water and other public services ................................ 916 622 511 630 570 718 829 1,021 1,213 

 Household operations ................................................... 2,796 1,274 803 1,331 1,192 1,291 1,800 2,354 5,514 

 Personal services ....................................................... 1,332 3353 3136 3515 3311 427 785 1,152 2,892 

 Other household expenses ........................................ 1,464 921 667 816 881 864 1,015 1,203 2,622 

 Housekeeping supplies ................................................. 1,116 520 555 668 736 824 1,293 1,150 1,458 

 Laundry and cleaning supplies .................................. 220 194 237 225 193 236 174 221 240 

 Other household products ......................................... 760 238 308 392 423 485 1,028 775 1,012 

 Postage and stationery .............................................. 136 388 310 351 120 103 91 154 206 

 Household furnishings and equipment ......................... 3,115 2,396 1,313 2,183 1,627 2,310 2,390 2,808 4,964 

 Household textiles ...................................................... 152 331 346 117 108 148 174 151 197 

 Furniture ..................................................................... 825 1,452 314 316 280 452 670 675 1,400 

 Floor coverings........................................................... 32 323 37 33 37 39 15 22 75 

 Major appliances ........................................................ 488 342 410 548 508 439 322 483 627 

 Small appliances and miscellaneous 

 housewares............................................................. 167 77 104 175 145 148 130 115 254 

 Miscellaneous household equipment ........................ 1,451 470 433 1,024 579 1,115 1,078 1,362 2,410 

 Apparel and services ........................................................ 2,489 2,425 1,411 1,932 1,848 1,921 1,598 2,189 3,783 

 Men and boys ................................................................ 589 693 395 466 299 656 372 491 831 

 Men, 16 and over ....................................................... 344 3205 3259 3194 373 494 211 285 508 

 Boys, 2 to 15 .............................................................. 244 3489 3136 3272 226 161 161 207 323 

 Women and girls ........................................................... 921 896 294 598 492 655 713 993 1,329 

 Women, 16 and over .................................................. 674 498 221 342 247 587 523 795 946 

 Girls, 2 to 15 ............................................................... 247 3399 372 3256 3245 368 190 198 383 

 Children under 2 ............................................................ 153 3398 3110 3545 3101 3127 383 398 146 

 Footwear ....................................................................... 559 3326 3484 3227 835 305 296 367 961 

 Other apparel products and services ............................ 268 111 127 95 120 178 134 240 516 

 Transportation .................................................................. 15,301 5,581 6,721 8,394 9,164 11,719 14,506 16,223 22,179 

 Vehicle purchases (net outlay) ...................................... 7,379 3975 32,214 33,021 3,638 4,753 7,323 7,894 11,638 

 Cars and trucks, new ................................................. 3,328 3761 31,310 ( 4 ) 3558 31,675 3,277 3,084 6,193 

 Cars and trucks, used ................................................ 4,012 3215 3868 3,021 3,080 3,036 4,037 4,692 5,431 

 Other vehicles ............................................................ 39 ( 4 ) 336 ( 4 ) ( 4 ) 343 38 118 314 

 Gasoline, other fuels, and motor oil .............................. 2,715 2,149 1,708 2,114 2,126 2,692 2,598 2,822 3,221 

 Other vehicle expenses................................................. 4,765 2,434 2,643 3,120 3,278 4,038 4,286 5,129 6,421 

 Vehicle finance charges ............................................. 433 118 173 209 247 332 457 532 564 

 Maintenance and repairs ........................................... 1,193 511 743 708 841 1,143 1,081 1,205 1,611 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 1,043 414 315 552 510 620 703 1,171 1,748 

 Vehicle insurance ....................................................... 2,096 1,390 1,412 1,650 1,680 1,944 2,045 2,221 2,498 

 Public and other transportation ..................................... 443 323 3156 3139 3122 236 298 379 899 

 Healthcare ........................................................................ 6,223 2,099 2,204 2,580 3,198 4,566 5,886 6,999 9,193 

 Health insurance ........................................................... 4,327 1,220 1,619 2,087 2,281 3,158 3,887 5,060 6,322 

 Medical services ............................................................ 1,224 550 301 242 475 931 1,390 1,170 1,913 

 Drugs ............................................................................. 487 174 220 169 335 361 421 584 681 

 Medical supplies ............................................................ 186 3155 364 382 106 117 189 185 276 

See footnotes at end of table. 
Table 3444. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

four 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Entertainment ................................................................... 4,860 2,180 1,383 2,143 1,319 2,179 2,710 5,423 9,028 

 Fees and admissions .................................................... 988 3594 3290 129 129 277 442 807 2,255 

 Audio and visual equipment and services .................... 1,192 591 560 1,039 773 906 1,074 1,376 1,559 

 Pets, toys, hobbies, and playground equipment ........... 1,310 507 279 829 244 680 621 2,323 1,805 

 Pets ............................................................................ 1,011 319 250 587 170 342 387 1,989 1,395 

 Toys, hobbies, and playground equipment................ 299 3188 330 3242 374 338 235 334 410 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 1,371 3488 3254 147 173 316 574 917 3,409 

 Personal care products and services ............................... 952 515 430 719 579 556 723 945 1,511 

 Reading ............................................................................ 112 317 347 354 372 73 85 118 179 

 Education .......................................................................... 2,388 2,007 493 347 478 854 1,294 1,770 5,304 

 Tobacco products and smoking supplies ......................... 313 544 489 390 591 398 413 254 128 

 Miscellaneous ................................................................... 1,253 1,092 369 422 439 867 1,470 1,316 1,752 

 Cash contributions ............................................................ 1,927 2,053 472 616 484 791 1,123 1,648 3,875 

 Personal insurance and pensions .................................... 12,103 899 1,689 2,704 3,662 5,236 7,647 12,477 24,341 

 Life and other personal insurance................................. 699 3157 3160 186 182 367 406 690 1,394 

 Pensions and Social Security ....................................... 11,405 743 1,529 2,519 3,480 4,869 7,241 11,787 22,947 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $128,299 $6,767 $23,296 $34,904 $44,898 $59,635 $84,185 $122,192 $259,122 

 Wages and salaries ....................................................... 113,001 7,138 15,435 27,222 35,724 50,795 74,198 109,543 229,732 

 Self-employment income............................................... 8,965 3

-4,586 31,414 31,686 2,722 3,319 4,668 8,135 20,447 

 Social Security, private and government 

 retirement ................................................................... 2,628 3715 2,410 3,462 3,699 3,378 3,306 2,641 1,867 

 Interest, dividends, rental income, and other 

 property income ......................................................... 1,771 357 3137 3163 3246 30 176 616 5,452 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 596 2,816 2,410 1,285 928 802 433 3129 383 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 988 3403 1,213 821 1,054 1,088 1,232 932 912 

 Other income ................................................................. 349 3225 3277 3264 3525 3222 172 197 630 

 Personal taxes (contains some imputed values) ............. 14,291 -6,481 -8,821 -8,852 -6,815 -4,334 1,489 7,963 50,260 

 Federal income taxes .................................................... 12,944 -2,841 -5,811 -5,527 -3,735 -836 2,479 8,341 40,910 

 Stimulus payment (new UCC Q20202)# ....................... -3,109 -3,473 -2,743 -3,348 -3,363 -4,402 -2,868 -3,845 -2,069 

 State and local income taxes ........................................ 4,214 -189 -277 -19 277 873 1,840 3,414 10,668 

 Other taxes .................................................................... 242 322 311 342 37 330 338 354 751 

 Income after taxes ............................................................ 114,008 13,248 32,117 43,756 51,712 63,969 82,697 114,229 208,862 

Addenda: 

 Net change in total assets and liabilities .......................... -$4,314 $7,336 -$6,577 -$314 $10,609 -$1,904 -$10,653 -$21,164 $6,048 

 Net change in total assets ............................................. 39,308 11,194 304 880 25,903 9,523 14,046 31,172 93,844 

 Net change in total liabilities ......................................... 43,622 3,858 6,881 1,194 15,294 11,427 24,699 52,335 87,796 

 Other financial information: 

 Other money receipts .................................................... 395 31,305 315 311 310 31,313 3211 245 3322 

 Mortgage principal paid on owned property.................. -3,918 -1,037 -785 -1,264 -1,499 -1,820 -2,437 -4,204 -7,430 

 Estimated market value of owned home ....................... 300,839 88,073 72,513 86,653 107,257 148,856 203,520 300,607 574,455 

 Estimated monthly rental value of owned home ........... 1,542 599 427 561 679 845 1,142 1,659 2,684 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

4

 No data reported. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022