Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 19,853 564 707 880 963 2,548 2,723 2,300 3,521 5,647 

Consumer unit characteristics: 

Income before taxes ..................................... $56,149 $1,182 $7,758 $12,613 $17,560 $25,107 $34,647 $44,263 $58,935 $108,532 

Income after taxes ........................................ 54,480 1,467 8,125 13,003 17,831 25,194 34,069 43,071 56,998 104,417

Age of reference person ................................ 29.6 29.1 28.8 29.1 29.1 29.2 29.3 29.5 29.6 30.3 

Average number in consumer unit:

Persons ........................................................ 2.8 2.3 2.3 2.6 2.6 2.7 2.7 2.8 3.0 3.1 

Children under 18 ........................................ 1.1 1.0 1.1 1.2 1.2 1.1 1.0 1.1 1.1 1.0 

Persons 65 and over .................................... 1 ( ) 2 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 .6 .8 1.0 1.1 1.3 1.4 1.6 1.7 1.9 

Vehicles ....................................................... 1.8 .7 .8 1.0 1.1 1.3 1.5 1.8 2.2 2.4 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 32 33 36 39 43 47 49 53 54 

Female ......................................................... 52 68 67 64 61 57 53 51 47 46 

Housing tenure:

Homeowner .................................................. 49 21 18 18 19 25 37 48 60 76 

With mortgage ............................................ 42 12 7 7 10 17 30 41 54 71 

Without mortgage ....................................... 7 10 11 11 9 8 7 7 6 5 

Renter .......................................................... 51 79 82 82 81 75 63 52 40 24 

Race of reference person:

Black or African-American ........................... 14 29 32 27 23 19 16 14 10 6 

White, Asian, and all other races ................. 86 71 68 73 77 81 84 86 90 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 18 15 18 21 27 26 20 18 14 12 

Not Hispanic or Latino .................................. 82 85 82 79 73 74 80 82 86 88 

Education of reference person:

Elementary (1-8) .......................................... 3 9 4 4 7 6 4 3 2 1 

High school (9-12) ........................................ 32 46 51 49 48 45 35 33 28 16 

College ......................................................... 65 45 45 46 45 49 62 63 70 83 

Never attended and other ............................ 3 ( ) 2 ( ) 2 ( ) 1 2 ( ) 3 ( ) 3 ( ) 2 ( ) 3 ( ) 2 ( )

At least one vehicle owned or leased ............ 89 47 59 75 76 83 90 91 96 97 

Average annual expenditures .......................... $46,341 $20,450 $19,186 $23,191 $24,356 $29,326 $35,538 $39,300 $49,903 $72,840 

Food ............................................................... 5,871 2,645 3,427 4,086 3,795 4,284 4,858 5,095 6,465 8,061 

Food at home ............................................... 3,065 1,709 2,107 2,708 2,315 2,540 2,566 2,690 3,291 3,889 

Cereals and bakery products ..................... 397 219 306 354 312 331 340 349 429 491 

Cereals and cereal products .................... 141 73 110 143 123 118 124 125 142 173 

Bakery products ....................................... 256 146 195 211 189 213 216 224 286 319 

Meats, poultry, fish, and eggs .................... 700 422 540 715 558 605 606 602 721 864 

Beef .......................................................... 209 121 137 207 175 158 179 176 225 265 

Pork .......................................................... 131 89 84 175 119 134 127 131 123 139 

Other meats ............................................. 93 60 64 81 73 77 62 81 111 118 

Poultry ...................................................... 140 108 133 135 115 126 123 115 138 173 

Fish and seafood ..................................... 95 419 495 83 45 81 88 70 92 132 

Eggs ......................................................... 32 26 26 35 31 28 29 29 32 36 

Dairy products ............................................ 350 205 251 257 268 277 297 312 404 434 

Fresh milk and cream .............................. 141 89 93 131 123 122 121 126 159 164 

Other dairy products ................................ 209 115 159 125 145 155 177 186 246 269 

Fruits and vegetables ................................. 499 266 337 436 385 432 407 428 509 654 

Fresh fruits ............................................... 155 77 80 131 119 140 126 133 159 203 

Fresh vegetables ..................................... 161 95 116 148 128 140 124 135 162 212 

Processed fruits ....................................... 100 39 81 89 71 75 88 86 102 132 

Processed vegetables .............................. 84 55 61 68 66 78 68 74 86 106 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,119 $597 $672 $947 $793 $894 $916 $999 $1,228 $1,446 

Sugar and other sweets ........................... 93 59 50 93 57 73 76 72 99 125 

Fats and oils ............................................. 76 35 56 84 58 64 64 69 78 95 

Miscellaneous foods ................................ 618 344 362 497 438 487 476 563 695 800 

Nonalcoholic beverages ........................... 298 152 198 257 228 247 267 262 323 372 

Food prepared by consumer unit on

out-of-town trips ..................................... 34 46 47 414 411 23 32 33 33 54 

Food away from home ................................. 2,806 936 1,319 1,378 1,480 1,745 2,292 2,405 3,175 4,172 

Alcoholic beverages ....................................... 567 153 280 255 330 252 530 412 608 910 

Housing .......................................................... 16,342 9,334 7,562 8,764 9,478 10,609 12,607 13,799 17,389 25,201 

Shelter .......................................................... 10,121 6,366 4,657 5,236 5,697 6,497 7,889 8,450 10,963 15,563

Owned dwellings ........................................ 5,681 1,476 747 787 871 1,467 2,819 3,849 6,245 11,976 

Mortgage interest and charges ................ 3,919 4922 4266 4397 528 967 1,942 2,695 4,437 8,263 

Property taxes .......................................... 1,110 418 369 272 235 312 536 714 1,110 2,348 

Maintenance, repairs, insurance, other

expenses ................................................ 652 136 4112 119 108 187 341 441 698 1,365 

Rented dwellings ........................................ 4,166 4,641 3,826 4,384 4,764 4,943 4,969 4,432 4,484 2,980 

Other lodging ............................................. 274 4249 484 465 462 87 101 169 234 606 

Utilities, fuels, and public services ............... 3,002 1,871 1,904 2,113 2,269 2,490 2,637 2,892 3,243 3,817 

Natural gas ................................................. 408 192 247 223 285 331 339 346 446 570 

Electricity .................................................... 1,091 730 794 863 932 972 979 1,062 1,136 1,317 

Fuel oil and other fuels ............................... 69 454 415 461 431 43 37 84 78 101 

Telephone services .................................... 1,114 769 700 786 841 923 1,017 1,101 1,240 1,357 

Water and other public services ................. 320 125 148 179 179 221 266 298 344 471 

Household operations .................................. 1,068 303 302 415 457 503 594 841 1,024 2,049 

Personal services ....................................... 679 4161 4168 251 316 302 334 526 659 1,333 

Other household expenses ........................ 389 141 135 164 141 201 260 314 365 716 

Housekeeping supplies ................................ 517 243 224 298 386 317 394 437 560 767 

Laundry and cleaning supplies .................. 141 72 72 110 101 103 133 110 158 186 

Other household products .......................... 259 93 99 147 226 144 186 247 287 378 

Postage and stationery .............................. 117 478 453 40 59 70 75 79 115 203 

Household furnishings and equipment ......... 1,634 552 476 702 669 801 1,093 1,180 1,600 3,006 

Household textiles ...................................... 130 425 437 79 114 117 101 68 172 176 

Furniture ..................................................... 524 148 153 254 245 238 400 388 499 955 

Floor coverings .......................................... 38 44 49 46 416 13 16 29 36 81 

Major appliances ........................................ 189 473 51 76 36 81 135 90 166 390 

Small appliances, miscellaneous

housewares .............................................. 99 26 22 51 52 52 61 84 78 185 

Miscellaneous household equipment ......... 654 275 204 236 206 300 380 521 649 1,217 

Apparel and services ..................................... 2,117 1,259 1,236 1,374 1,191 1,489 1,764 1,742 1,959 3,249 

Men and boys .............................................. 506 199 253 300 273 362 379 464 518 757 

Men, 16 and over ....................................... 381 492 4149 209 168 233 274 363 391 602 

Boys, 2 to 15 .............................................. 125 106 104 91 106 129 104 101 127 155 

Women and girls .......................................... 733 477 502 335 392 491 583 595 607 1,210 

Women, 16 and over .................................. 583 385 303 216 280 370 453 453 445 1,032 

Girls, 2 to 15 ............................................... 150 91 199 119 112 122 130 143 163 178 

Children under 2 .......................................... 180 4198 110 106 142 145 149 147 203 233 

Footwear ...................................................... 377 4252 4235 440 240 288 411 339 356 464 

Other apparel products and services ........... 321 134 136 192 144 201 243 196 275 585 

Transportation ................................................ 8,924 2,255 2,975 3,890 4,926 6,321 7,218 7,972 10,248 13,359 

Vehicle purchases (net outlay) ..................... 3,930 4471 41,158 1,358 2,100 2,833 3,060 3,358 4,681 6,014 

Cars and trucks, new ................................. 1,919 4164 2 ( ) 2 ( ) 4160 849 1,150 1,465 2,525 3,593 

Cars and trucks, used ................................ 1,941 4307 1,158 1,338 1,940 1,945 1,894 1,807 2,033 2,313 

Other vehicles ............................................ 71 2 ( ) 2 ( ) 420 2 ( ) 439 417 486 123 108 

Gasoline and motor oil ................................. 2,236 895 1,000 1,289 1,483 1,717 1,930 2,185 2,617 2,964 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,351 $617 $685 $1,101 $1,175 $1,563 $1,985 $2,206 $2,599 $3,564 

Vehicle finance charges ............................. 402 457 437 126 126 201 281 394 479 675 

Maintenance and repairs ........................... 621 176 158 352 435 462 588 506 663 907 

Vehicle insurance ....................................... 855 291 281 466 488 627 776 871 1,004 1,147 

Vehicle rental, leases, licenses, and other

charges .................................................... 474 93 208 157 127 273 340 434 454 836 

Public transportation .................................... 407 272 134 142 169 207 242 223 351 816 

Healthcare ...................................................... 1,588 427 412 572 630 929 1,112 1,563 1,788 2,579 

Health insurance .......................................... 853 4194 246 237 337 441 606 878 1,043 1,354 

Medical services .......................................... 434 81 54 189 144 280 296 378 450 755 

Drugs ........................................................... 240 96 97 127 121 165 169 250 239 372 

Medical supplies .......................................... 60 456 415 419 27 43 41 57 56 98 

Entertainment ................................................. 2,345 958 1,321 1,186 1,092 1,227 1,691 1,822 2,474 3,957 

Fees and admissions ................................... 482 101 75 182 158 210 298 375 443 951 

Audio and visual equipment and services .... 956 526 546 641 617 671 824 884 992 1,356 

Pets, toys, hobbies, and playground

equipment .................................................. 426 117 325 220 208 255 371 383 471 625 

Other entertainment supplies, equipment,

and services ............................................... 482 214 374 143 108 91 198 181 568 1,025 

Personal care products and services ............. 525 221 243 293 326 337 395 433 562 811 

Reading .......................................................... 85 48 30 44 64 48 59 75 85 140 

Education ....................................................... 744 1,830 448 937 251 500 744 725 628 919 

Tobacco products and smoking supplies ....... 313 416 249 337 241 384 324 346 348 246 

Miscellaneous ................................................ 656 329 387 358 264 342 476 615 778 999 

Cash contributions ......................................... 1,075 398 237 269 469 640 765 761 1,069 1,954 

Personal insurance and pensions .................. 5,188 178 379 826 1,301 1,963 2,995 3,940 5,503 10,457 

Life and other personal insurance ................ 196 448 442 52 55 62 108 135 205 398 

Pensions and Social Security ...................... 4,992 129 338 774 1,245 1,901 2,887 3,805 5,298 10,059 

Sources of income and personal taxes: 

Money income before taxes ........................... 56,149 1,182 7,758 12,613 17,560 25,107 34,647 44,263 58,935 108,532 

Wages and salaries ..................................... 51,620 1,547 4,111 8,659 14,614 22,200 32,369 42,146 55,932 99,296 

Self-employment income ............................. 2,599 4-2,149 4119 4426 4305 753 612 1,132 1,603 7,121 

Social Security, private and government

retirement ................................................... 356 483 819 827 4286 489 312 4126 307 349 

Interest, dividends, rental income, other

property income ......................................... 334 421 438 432 430 76 82 39 181 953 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 182 438 485 4185 4197 161 229 176 249 154 

Public assistance, supplemental security

income, food stamps .................................. 369 792 1,640 1,325 1,113 671 297 150 114 439 

Regular contributions for support ................. 386 224 408 769 707 390 487 326 372 268 

Other income ............................................... 302 626 538 390 4309 367 259 167 176 352 

Personal taxes ............................................... 1,669 -284 -367 -390 -270 -88 579 1,192 1,938 4,115 

Federal income taxes ................................... 1,089 -287 -365 -415 -326 -248 235 738 1,279 2,923 

State and local income taxes ....................... 476 -2 -8 12 40 123 298 380 531 980 

Other taxes .................................................. 105 45 47 413 16 38 46 74 128 213 

Income after taxes ......................................... 54,480 1,467 8,125 13,003 17,831 25,194 34,069 43,071 56,998 104,417

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $10,066 - $4,059 - $3,396 $5,044 $2,539 $1,759 - $15,957 $575 - $13,035 - $20,981 

Net change in total assets ............................ 19,589 5,644 -3,263 2,743 11,611 6,968 3,755 13,806 27,676 38,470 

Net change in total liabilities ........................ 29,655 9,704 133 -2,301 9,072 5,209 19,712 13,231 40,711 59,451 

Other financial information:

Other money receipts ................................... 361 4720 4219 4151 4143 91 152 224 198 795 

Mortgage principal paid on owned property -1,570 4-302 4-120 4-117 -225 -345 -645 -1,188 -1,495 -3,534 

Estimated market value of owned home ...... 113,265 33,004 20,355 17,509 20,418 30,726 53,898 76,305 128,363 235,160 

Estimated monthly rental value of owned

home .......................................................... 599 177 115 121 138 206 336 469 676 1,164 

Gifts of goods and services ............................ 707 254 213 290 327 339 385 440 1,190 1,056 

Food ............................................................. 41 49 3 ( ) 22 40 16 26 37 45 66 

Alcoholic beverages ..................................... 23 3 ( ) 2 ( ) 3 ( ) 48 45 12 49 9 62 

Housing ........................................................ 258 40 484 114 78 92 116 122 819 198 

Housekeeping supplies .............................. 24 42 42 42 417 16 16 42 24 34 

Household textiles ...................................... 8 3 ( ) 2 ( ) 41 3 ( ) 416 45 410 49 9 

Appliances and miscellaneous

housewares .............................................. 20 2 ( ) 3 ( ) 420 46 46 419 410 46 47 

Major appliances ...................................... 3 2 ( ) 2 ( ) 41 2 ( ) 3 ( ) 46 47 3 ( ) 5 

Small appliances and miscellaneous

housewares ............................................ 17 2 ( ) 3 ( ) 419 46 46 413 43 46 42 

Miscellaneous household equipment ......... 31 43 41 42 412 11 11 26 33 62 

Other housing ............................................ 174 435 480 89 442 43 65 35 747 48 

Apparel and services ................................... 192 191 92 97 132 128 139 135 191 302 

Males, 2 and over ...................................... 41 428 445 47 420 19 33 28 22 82 

Females, 2 and over .................................. 49 4133 42 441 439 17 30 18 41 90 

Children under 2 ........................................ 59 411 424 410 36 57 39 63 60 86 

Other apparel products and services ......... 42 420 421 440 436 435 37 25 68 44 

Jewelry and watches ................................ 22 420 42 412 44 428 23 420 43 15 

All other apparel products and services ... 20 2 ( ) 419 428 432 47 413 46 425 30 

Transportation .............................................. 43 47 2 ( ) 3 35 14 16 32 19 105 

Health care ................................................... 9 41 42 41 42 47 41 45 42 422 

Entertainment ............................................... 61 42 43 420 413 33 26 53 39 134 

Toys, games, arts and crafts, and tricycles 16 41 41 47 410 14 10 19 19 22 

Other entertainment ................................... 45 41 42 413 43 19 16 34 20 112 

Personal care products and services ........... 15 41 43 411 48 43 45 412 17 27 

Reading ........................................................ 3 ( ) 2 ( ) 2 ( ) 3 ( ) 3 ( ) 2 ( ) 41 41 3 ( ) 1 

Education ..................................................... 13 41 43 49 46 43 416 46 413 21 

All other gifts ................................................ 53 3 ( ) 426 12 44 36 26 28 37 116 

1 Value less than 0.05. 2 No data reported. 3 Value less than or equal to 0.5.4 Data are likely to have large sampling errors.

n.a. Not applicable.