Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015

Item Total

55-64 Northeast Midwest South West

Number of consumer units (in thousands) ....... 23,794 4,479 5,515 8,970 4,830

Consumer unit characteristics:

Income before taxes ....................................... $75,228 $87,224 $72,924 $66,978 $82,054

Income after taxes .......................................... 63,815 72,491 62,050 57,192 70,085

Age of reference person ................................. 59.3 59.3 59.3 59.3 59.3

Average number in consumer unit:

People .......................................................... 2.2 2.2 2.0 2.1 2.3

Children under 18 ......................................... .2 .2 .1 .2 .2

Adults 65 and older ...................................... .1 .1 .1 .1 .1

Earners ......................................................... 1.3 1.5 1.3 1.2 1.4

Vehicles ........................................................ 2.1 1.9 2.3 2.0 2.3

Percent distribution:

Reference person:

Men .............................................................. 48 49 47 49 48

Women ......................................................... 52 51 53 51 52

Housing tenure:

Homeowner .................................................. 76 74 78 78 71

With mortgage ............................................ 41 40 43 40 45

Without mortgage ....................................... 35 34 35 38 27

Renter ........................................................... 24 26 22 22 29

Race of reference person:

Black or African-American ............................ 13 12 9 20 4

White, Asian, and all other races .................. 87 88 91 80 96

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 9 9 3 9 16

Not Hispanic or Latino .................................. 91 91 97 91 84

Education of reference person:

Elementary (1-8) ........................................... 3 2 2 3 4

High school (9-12) ........................................ 34 37 37 36 26

College ......................................................... 63 60 61 61 70

Never attended and other ............................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1

At least one vehicle owned or leased ............. 90 86 90 90 93

Average annual expenditures ........................... $57,409 $64,344 $54,858 $52,428 $63,178

Food ............................................................... 6,897 7,276 6,787 6,413 7,582

Food at home ............................................... 4,155 4,517 4,094 3,797 4,566

Cereals and bakery products ..................... 513 601 514 466 518

Cereals and cereal products .................... 160 204 149 141 170

Bakery products ....................................... 352 397 364 325 348

Meats, poultry, fish, and eggs .................... 932 1,036 896 883 972

Beef .......................................................... 245 251 251 236 249

Pork .......................................................... 191 189 212 172 202

Other meats .............................................. 128 160 132 114 120

Poultry ...................................................... 172 202 161 172 157

Fish and seafood ...................................... 139 171 95 131 179

Eggs ......................................................... 57 64 45 57 66

Dairy products ............................................ 429 495 448 364 468

Fresh milk and cream ............................... 138 161 134 125 145

Other dairy products ................................. 291 334 314 239 323

Fruits and vegetables ................................. 785 909 730 701 892

Fresh fruits ............................................... 284 337 263 244 337

Fresh vegetables ...................................... 254 298 230 219 306

Processed fruits ........................................ 109 135 103 94 122

Processed vegetables .............................. 137 139 134 144 127

Other food at home .................................... 1,497 1,476 1,507 1,382 1,716

Sugar and other sweets ........................... 156 161 154 147 169

Fats and oils ............................................. 121 129 108 115 139

Miscellaneous foods ................................. 751 721 795 683 852

Nonalcoholic beverages ........................... 400 389 372 392 457

Food prepared by consumer unit on

out-of-town trips ...................................... 70 76 78 45 99

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item Total

55-64 Northeast Midwest South West

Food away from home .................................. 2,742 2,759 2,693 2,616 3,016

Alcoholic beverages ....................................... 516 628 442 435 656

Housing .......................................................... 18,027 20,725 16,599 16,258 20,457

Shelter .......................................................... 10,140 12,267 9,200 8,611 12,080

Owned dwellings ........................................ 6,919 8,145 6,693 5,916 7,900

Mortgage interest and charges ................. 2,862 2,407 2,769 2,549 3,973

Property taxes .......................................... 2,325 3,810 2,389 1,606 2,209

Maintenance, repairs, insurance, other

expenses ................................................ 1,731 1,928 1,535 1,761 1,718

Rented dwellings ........................................ 2,209 2,715 1,593 1,795 3,212

Other lodging .............................................. 1,012 1,407 913 899 968

Utilities, fuels, and public services ................ 4,247 4,723 4,158 4,225 3,946

Natural gas ................................................. 485 743 692 288 376

Electricity .................................................... 1,584 1,463 1,389 1,910 1,312

Fuel oil and other fuels ............................... 160 452 142 78 60

Telephone services .................................... 1,423 1,587 1,396 1,376 1,388

Residential phone service, VOIP, and

phone cards ............................................ 420 536 409 413 341

Cellular phone service .............................. 1,003 1,052 988 963 1,048

Water and other public services ................. 595 477 538 573 810

Household operations .................................. 950 987 791 877 1,234

Personal services ....................................... 54 221 236 47 120

Other household expenses ........................ 896 966 754 830 1,115

Housekeeping supplies ................................ 764 775 747 758 784

Laundry and cleaning supplies ................... 167 172 158 161 184

Other household products .......................... 441 417 451 463 408

Postage and stationery ............................... 156 186 139 134 192

Household furnishings and equipment ......... 1,927 1,973 1,703 1,788 2,412

Household textiles ...................................... 130 181 116 105 148

Furniture ..................................................... 460 465 422 420 571

Floor coverings ........................................... 21 30 23 12 29

Major appliances ........................................ 273 242 329 247 286

Small appliances, miscellaneous

housewares .............................................. 126 137 82 128 168

Miscellaneous household equipment ......... 916 918 732 875 1,211

Apparel and services ...................................... 1,692 1,970 1,458 1,582 1,923

Men and boys ............................................... 421 469 425 374 459

Men, 16 and over ....................................... 373 434 382 325 399

Boys, 2 to 15 .............................................. 47 36 43 50 60

Women and girls .......................................... 682 850 538 602 849

Women, 16 and over .................................. 620 807 500 522 774

Girls, 2 to 15 ............................................... 62 43 38 80 75

Children under 2 ........................................... 46 39 40 58 235

Footwear ...................................................... 316 349 238 358 303

Other apparel products and services ........... 227 263 217 189 277

Transportation ................................................ 9,621 10,200 9,333 9,325 9,949

Vehicle purchases (net outlay) ..................... 3,567 3,619 3,272 3,841 3,347

Cars and trucks, new .................................. 2,148 2,195 1,772 2,480 1,918

Cars and trucks, used ................................ 1,365 1,424 1,392 1,349 1,308

Other vehicles ............................................ 54 3 ( ) 2108 211 2121

Gasoline and motor oil ................................. 2,356 2,255 2,320 2,339 2,522

Other vehicle expenses ................................ 3,023 3,324 3,181 2,651 3,240

Vehicle finance charges ............................. 211 190 213 232 191

Maintenance and repairs ............................ 963 1,020 901 906 1,091

Vehicle insurance ....................................... 1,205 1,103 1,461 1,062 1,258

Vehicle rental, leases, licenses, and other

charges ..................................................... 643 1,011 607 452 701

Public and other transportation .................... 675 1,001 560 494 840

Healthcare ...................................................... 5,059 4,973 5,476 4,761 5,219

Health insurance .......................................... 3,342 3,432 3,519 3,197 3,327

Medical services ........................................... 952 866 1,197 781 1,071

Drugs ............................................................ 603 523 589 637 633

Medical supplies ........................................... 162 153 170 147 188

Entertainment ................................................. 3,080 3,001 2,844 2,960 3,645

Fees and admissions ................................... 596 797 493 428 837

Audio and visual equipment and services .... 1,107 1,131 1,042 1,102 1,168

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item Total

55-64 Northeast Midwest South West

Pets, toys, hobbies, and playground

equipment ................................................... 826 719 757 815 1,024

Pets ............................................................ 718 643 628 700 928

Toys, hobbies, and playground equipment 107 76 129 115 96

Other entertainment supplies, equipment,

and services ............................................... 552 354 551 615 617

Personal care products and services ............. 695 772 701 589 816

Reading .......................................................... 131 167 167 84 145

Education ....................................................... 1,098 2,573 751 733 806

Tobacco products and smoking supplies ....... 405 382 452 447 293

Miscellaneous ................................................. 821 1,003 861 613 992

Cash contributions .......................................... 1,989 1,728 1,735 2,002 2,498

Personal insurance and pensions .................. 7,377 8,947 7,255 6,226 8,197

Life and other personal insurance ................ 508 694 506 418 504

Pensions and Social Security ....................... 6,869 8,252 6,749 5,808 7,692

Sources of income and personal taxes:

Money income before taxes ........................... $75,228 $87,224 $72,924 $66,978 $82,054

Wages and salaries ...................................... 57,517 70,174 55,810 50,793 60,217

Self-employment income .............................. 6,006 5,758 5,279 5,400 8,190

Social Security, private and government

retirement ................................................... 7,852 7,971 8,308 7,880 7,168

Interest, dividends, rental income, other

property income .......................................... 2,442 1,780 2,188 1,653 4,812

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ...................... 609 682 608 512 724

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 590 573 456 641 666

Other income ................................................ 211 286 274 99 278

Personal taxes (contains some imputed

values) .......................................................... 11,413 14,733 10,874 9,787 11,970

Federal income taxes ................................... 8,987 11,506 8,250 8,009 9,306

State and local income taxes ....................... 2,281 3,137 2,429 1,563 2,654

Other taxes ................................................... 145 90 195 215 210

Income after taxes .......................................... 63,815 72,491 62,050 57,192 70,085

Addenda:

Net change in total assets and liabilities ........ $6,371 $21,907 $14,774 - $10,964 $14,561

Net change in total assets ............................ 10,333 25,149 17,849 -6,951 20,109

Net change in total liabilities ......................... 3,962 3,242 3,075 4,013 5,548

Other financial information:

Other money receipts ................................... 1,379 1,198 964 1,708 1,408

Mortgage principal paid on owned property -2,257 -2,502 -2,134 -1,978 -2,688

Estimated market value of owned home ...... 194,880 213,575 150,295 156,897 298,987

Estimated monthly rental value of owned

home .......................................................... 1,100 1,260 946 980 1,351

Gifts of goods and services, total ................... 1,712 2,179 1,693 1,500 1,696

Food ............................................................. 143 144 202 113 131

Alcoholic beverages ..................................... 22 36 15 21 21

Housing ........................................................ 329 334 345 321 321

Housekeeping supplies .............................. 37 49 42 26 40

Household textiles ...................................... 16 216 21 17 210

Appliances and miscellaneous

housewares .............................................. 32 33 17 34 43

Major appliances ...................................... 10 9 9 9 11

Small appliances and miscellaneous

housewares ............................................ 22 24 8 225 32

Miscellaneous household equipment ......... 54 94 65 29 50

See footnotes at end of table.
Table 3840. Consumer units with reference person age 55 to 64 by region of

residence: Average annual expenditures and characteristics, Consumer Expenditure

Survey, 2014-2015 — Continued

Item Total

55-64 Northeast Midwest South West

Other housing ............................................. 190 140 201 215 178

Apparel and services .................................... 292 314 293 309 241

Males, 2 and over ....................................... 82 117 82 67 78

Females, 2 and over ................................... 100 113 95 113 72

Children under 2 ......................................... 40 34 27 53 34

Other apparel products and services ......... 70 50 89 76 58

Jewelry and watches ................................ 20 214 48 26

216

All other apparel products and services ... 51 36 40 69 42

Transportation .............................................. 198 43 135 218 375

Healthcare .................................................... 40 49 67 14 48

Entertainment ............................................... 137 93 188 131 127

Toys, games, arts and crafts, and tricycles 36 220 47 38 232

Other entertainment ................................... 101 73 141 93 95

Personal care products and services ........... 18 32 15 16 15

Reading ........................................................ 9 14 11 8 5

Education ..................................................... 423 1,025 261 287 304

All other gifts ................................................. 101 96 161 62 109

1 Value is too small to display.

2 Data are likely to have large sampling errors.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016