Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2004-2005

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 11,048 436 2,645 4,485 2,331 710 441 

Consumer unit characteristics: 

Income before taxes ..................................... $76,557 $49,779 $56,804 $81,331 $93,364 $83,763 $72,502 

Income after taxes ........................................ 74,871 50,053 56,595 78,919 90,649 82,812 71,660 

Age of reference person ................................ 41.0 21.6 30.3 39.5 48.4 58.9 72.2 

Average number in consumer unit:

Persons ........................................................ 5.6 5.7 5.6 5.6 5.6 5.8 5.7 

Children under 18 ........................................ 2.8 2.4 3.2 3.0 2.3 2.0 1.6 

Persons 65 and over .................................... .1 1 ( ) 1 ( ) .1 .1 .2 1.4 

Earners ........................................................ 2.2 2.5 1.9 2.0 2.6 2.6 2.1 

Vehicles ....................................................... 2.5 1.8 2.0 2.5 2.9 2.8 2.3 

Percent distribution:

Sex of reference person:

Male ............................................................. 44 47 36 44 52 54 37 

Female ......................................................... 56 53 64 56 48 46 63 

Housing tenure:

Homeowner .................................................. 73 40 58 79 81 82 87 

With mortgage ............................................ 59 29 49 66 66 61 28 

Without mortgage ....................................... 15 11 8 13 15 21 59 

Renter .......................................................... 27 60 42 21 19 18 13 

Race of reference person:

Black or African-American ........................... 15 19 15 11 15 25 29 

White, Asian, and all other races ................. 85 81 85 89 85 75 71 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 27 50 35 25 23 22 16 

Not Hispanic or Latino .................................. 73 50 65 75 77 78 84 

Education of reference person:

Elementary (1-8) .......................................... 10 10 9 7 12 12 20 

High school (9-12) ........................................ 39 60 42 38 34 39 41 

College ......................................................... 51 30 48 54 54 48 38 

Never attended and other ............................ 1 2 ( ) 1 1 2 ( ) 1 1 

At least one vehicle owned or leased ............ 93 83 90 95 94 92 90 

Average annual expenditures .......................... $59,173 $43,215 $49,398 $62,007 $69,382 $62,139 $45,917 

Food ............................................................... 8,792 7,292 7,794 8,845 10,255 9,433 7,084 

Food at home ............................................... 5,498 4,356 4,971 5,547 6,297 5,891 4,502 

Cereals and bakery products ..................... 792 650 711 820 893 763 608 

Cereals and cereal products .................... 290 261 273 298 327 246 172 

Bakery products ....................................... 502 389 438 522 566 518 436 

Meats, poultry, fish, and eggs .................... 1,399 1,366 1,312 1,339 1,643 1,516 1,104 

Beef .......................................................... 432 469 408 410 511 432 327 

Pork .......................................................... 274 237 277 264 278 365 270 

Other meats ............................................. 188 154 158 193 223 181 180 

Poultry ...................................................... 264 292 239 242 350 260 152 

Fish and seafood ..................................... 179 151 170 171 212 216 123 

Eggs ......................................................... 62 63 61 59 70 62 52 

Dairy products ............................................ 638 409 583 671 692 663 526 

Fresh milk and cream .............................. 271 199 277 284 267 255 225 

Other dairy products ................................ 366 210 307 387 425 408 301 

Fruits and vegetables ................................. 898 708 832 867 1,074 1,062 660 

Fresh fruits ............................................... 295 230 274 287 350 336 209 

Fresh vegetables ..................................... 277 204 241 257 359 369 222 

Processed fruits ....................................... 177 135 173 171 204 192 130 

Processed vegetables .............................. 151 139 144 152 160 165 99 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,771 $1,222 $1,532 $1,850 $1,995 $1,886 $1,603 

Sugar and other sweets ........................... 198 115 162 205 240 192 253 

Fats and oils ............................................. 139 103 126 137 168 153 118 

Miscellaneous foods ................................ 937 688 826 999 1,009 945 765 

Nonalcoholic beverages ........................... 446 305 376 459 513 521 410 

Food prepared by consumer unit on

out-of-town trips ..................................... 52 310 42 50 65 76 357 

Food away from home ................................. 3,294 2,937 2,823 3,297 3,958 3,543 2,583 

Alcoholic beverages ....................................... 361 361 356 366 344 475 157 

Housing .......................................................... 19,103 14,269 16,050 20,846 21,149 19,343 12,971 

Shelter .......................................................... 10,863 8,355 9,186 11,838 12,476 10,425 5,657 

Owned dwellings ........................................ 8,166 3,634 5,649 9,451 10,099 8,401 4,075 

Mortgage interest and charges ................ 5,293 2,475 3,917 6,230 6,392 4,726 1,917 

Property taxes .......................................... 1,778 861 1,044 1,985 2,398 1,982 1,372 

Maintenance, repairs, insurance, other

expenses ................................................ 1,095 298 688 1,237 1,309 1,693 786 

Rented dwellings ........................................ 2,237 4,634 3,330 1,974 1,491 1,404 1,273 

Other lodging ............................................. 460 387 208 414 886 620 309 

Utilities, fuels, and public services ............... 4,127 3,586 3,449 4,176 4,669 4,559 4,659 

Natural gas ................................................. 620 632 498 607 737 716 686 

Electricity .................................................... 1,506 1,194 1,284 1,534 1,649 1,692 1,814 

Fuel oil and other fuels ............................... 145 384 86 145 210 117 251 

Telephone services .................................... 1,355 1,330 1,174 1,365 1,499 1,486 1,381 

Water and other public services ................. 501 346 407 524 574 548 526 

Household operations .................................. 1,083 574 1,065 1,324 838 1,073 563 

Personal services ....................................... 632 3391 770 846 256 465 3112 

Other household expenses ........................ 452 183 295 478 582 609 451 

Housekeeping supplies ................................ 771 409 611 830 927 805 635 

Laundry and cleaning supplies .................. 222 140 209 219 273 209 181 

Other household products .......................... 377 179 303 402 474 363 298 

Postage and stationery .............................. 172 91 99 208 179 233 3155 

Household furnishings and equipment ......... 2,259 1,343 1,738 2,678 2,239 2,481 1,458 

Household textiles ...................................... 173 148 109 187 242 178 41 

Furniture ..................................................... 647 329 559 756 559 947 350 

Floor coverings .......................................... 74 310 70 40 172 316 374 

Major appliances ........................................ 325 208 249 407 286 274 268 

Small appliances, miscellaneous

housewares .............................................. 124 197 126 112 120 141 149 

Miscellaneous household equipment ......... 917 451 625 1,176 861 924 575 

Apparel and services ..................................... 2,955 2,916 2,886 2,872 3,468 2,611 2,307 

Men and boys .............................................. 751 467 644 801 932 461 805 

Men, 16 and over ....................................... 461 328 361 450 669 311 587 

Boys, 2 to 15 .............................................. 290 140 283 351 263 150 217 

Women and girls .......................................... 1,063 1,275 930 956 1,413 1,158 869 

Women, 16 and over .................................. 718 1,062 613 537 1,102 942 658 

Girls, 2 to 15 ............................................... 344 213 317 419 311 215 211 

Children under 2 .......................................... 190 282 340 142 125 146 97 

Footwear ...................................................... 579 592 682 532 590 553 3375 

Other apparel products and services ........... 372 300 290 441 408 294 161 

Transportation ................................................ 10,569 9,294 9,437 11,098 11,841 10,057 7,280 

Vehicle purchases (net outlay) ..................... 4,512 4,961 4,319 4,855 4,585 3,805 32,475 

Cars and trucks, new ................................. 2,075 3756 1,637 2,458 2,385 1,811 3895 

Cars and trucks, used ................................ 2,390 4,204 2,624 2,344 2,163 1,942 1,579 

Other vehicles ............................................ 46 4 ( ) 358 52 337 352 4 ( )

Gasoline and motor oil ................................. 2,632 1,983 2,403 2,642 3,033 2,727 2,266 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $2,970 $2,030 $2,425 $3,159 $3,560 $2,892 $2,223 

Vehicle finance charges ............................. 446 243 424 500 446 425 262 

Maintenance and repairs ........................... 795 469 628 852 911 833 830 

Vehicle insurance ....................................... 1,193 987 960 1,211 1,504 1,222 928 

Vehicle rental, leases, licenses, and other

charges .................................................... 536 332 414 596 699 413 202 

Public transportation .................................... 456 321 290 442 664 633 317 

Healthcare ...................................................... 2,618 1,127 1,701 2,653 3,029 4,434 4,114 

Health insurance .......................................... 1,308 527 924 1,355 1,399 1,833 2,587 

Medical services .......................................... 814 326 477 837 971 1,771 710 

Drugs ........................................................... 381 215 236 348 490 650 733 

Medical supplies .......................................... 114 359 63 113 169 180 84 

Entertainment ................................................. 3,061 1,642 2,425 3,317 3,877 2,922 1,607 

Fees and admissions ................................... 736 168 421 904 1,000 635 239 

Audio and visual equipment and services .... 1,069 889 876 1,088 1,363 978 795 

Pets, toys, hobbies, and playground

equipment .................................................. 486 263 480 512 495 509 475 

Other entertainment supplies, equipment,

and services ............................................... 770 322 647 813 1,019 801 98 

Personal care products and services ............. 692 431 572 738 816 632 696 

Reading .......................................................... 117 55 80 122 145 164 134 

Education ....................................................... 1,377 701 505 1,297 2,605 1,884 685 

Tobacco products and smoking supplies ....... 366 467 394 336 338 449 405 

Miscellaneous ................................................ 822 112 660 808 1,190 801 796 

Cash contributions ......................................... 1,642 706 1,455 1,609 2,128 1,946 970 

Personal insurance and pensions .................. 6,697 3,842 5,084 7,101 8,195 6,988 6,712 

Life and other personal insurance ................ 590 366 481 503 643 650 2,259 

Pensions and Social Security ...................... 6,107 3,776 4,602 6,598 7,551 6,338 4,453 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,557 49,779 56,804 81,331 93,364 83,763 72,502 

Wages and salaries ..................................... 66,369 46,438 51,882 71,555 80,551 66,343 45,306 

Self-employment income ............................. 5,196 3906 2,633 5,484 8,344 6,728 32,769 

Social Security, private and government

retirement ................................................... 2,122 3473 519 992 1,797 6,728 19,150 

Interest, dividends, rental income, other

property income ......................................... 1,129 36 102 1,609 940 1,770 3,467 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 276 3137 121 327 334 3434 3267 

Public assistance, supplemental security

income, food stamps .................................. 822 1,474 1,035 618 704 1,131 1,092 

Regular contributions for support ................. 484 3289 342 633 459 357 3336 

Other income ............................................... 160 356 170 111 235 3272 3114 

Personal taxes ............................................... 1,686 -274 209 2,413 2,715 951 842 

Federal income taxes ................................... 1,049 -442 -147 1,632 1,844 494 469 

State and local income taxes ....................... 476 139 249 641 594 289 171 

Other taxes .................................................. 161 330 108 139 276 168 202 

Income after taxes ......................................... 74,871 50,053 56,595 78,919 90,649 82,812 71,660 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2004-2005 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Addenda:

Net change in total assets and liabilities ........ - $18,542 - $23,650 - $2,412 - $23,198 - $27,269 - $28,191 - $1,241 

Net change in total assets ............................ 15,495 11,045 15,665 20,029 13,593 3,280 2,463 

Net change in total liabilities ........................ 34,037 34,695 18,078 43,227 40,862 31,471 3,704 

Other financial information:

Other money receipts ................................... 250 33 146 250 405 3206 3362 

Mortgage principal paid on owned

property ...................................................... -2,743 -679 -1,713 -3,163 -3,727 -2,626 -1,682 

Estimated market value of owned home ...... 188,189 95,056 106,439 200,383 267,617 203,512 202,027 

Estimated monthly rental value of owned

home .......................................................... 966 460 635 1,069 1,193 1,078 1,016 

Gifts of goods and services ............................ 708 309 541 749 905 800 493 

Food ............................................................. 45 34 44 49 60 320 31 

Alcoholic beverages ..................................... 11 32 15 15 33 2 ( ) 2 ( )

Housing ........................................................ 156 3102 177 140 188 157 3100 

Housekeeping supplies .............................. 37 39 24 45 50 324 310 

Household textiles ...................................... 13 37 36 9 35 38 33 

Appliances and miscellaneous

housewares .............................................. 22 35 338 14 17 331 372 

Major appliances ...................................... 4 4 ( ) 310 31 33 32 4 ( )

Small appliances and miscellaneous

housewares ............................................ 19 35 328 13 15 330 372 

Miscellaneous household equipment ......... 38 313 39 39 45 40 312 

Other housing ............................................ 45 368 71 32 42 353 34 

Apparel and services ................................... 224 108 208 253 191 304 161 

Males, 2 and over ...................................... 52 329 23 73 43 68 314 

Females, 2 and over .................................. 77 317 70 77 75 130 3127 

Children under 2 ........................................ 56 335 87 56 35 39 317 

Other apparel products and services ......... 40 327 28 47 37 367 33 

Jewelry and watches ................................ 6 32 38 6 34 36 2 ( )

All other apparel products and services ... 34 325 320 341 333 361 33 

Transportation .............................................. 23 31 9 18 47 10 22 

Health care ................................................... 16 324 35 16 327 318 314 

Entertainment ............................................... 60 38 34 62 113 340 321 

Toys, games, arts and crafts, and

tricycles .................................................... 12 36 13 11 15 316 37 

Other entertainment ................................... 48 32 22 50 98 324 314 

Personal care products and services ........... 24 31 13 37 19 2 ( ) 366 

Reading ........................................................ 2 ( ) 4 ( ) 2 ( ) 2 ( ) 2 ( ) 4 ( ) 4 ( )

Education ..................................................... 108 312 313 113 203 3197 362 

All other gifts ................................................ 42 316 21 48 53 54 46 

1 Value less than 0.05. 2 Value less than or equal to 0.5. 3 Data are likely to have large sampling errors.4 No data reported.

n.a. Not applicable.