Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 20,285 566 689 880 1,033 2,527 2,650 2,291 3,720 5,928 

Consumer unit characteristics: 

Income before taxes ..................................... $57,232 $250 $8,017 $12,669 $17,518 $25,210 $34,675 $44,256 $59,180 $109,453 

Income after taxes ........................................ 55,721 523 8,393 13,439 17,881 25,300 34,364 43,174 57,423 105,656 

Age of reference person ................................ 29.6 29.0 29.0 29.3 29.0 29.2 29.3 29.5 29.6 30.2 

Average number in consumer unit:

Persons ........................................................ 2.8 2.3 2.4 2.8 2.6 2.7 2.7 2.7 2.9 3.1 

Children under 18 ........................................ 1.1 1.0 1.2 1.4 1.1 1.1 1.1 1.0 1.0 1.0 

Persons 65 and over .................................... 1 ( ) 2 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 .6 .8 .9 1.1 1.3 1.4 1.5 1.7 1.9 

Vehicles ....................................................... 1.7 .7 .8 1.0 1.1 1.3 1.4 1.7 2.1 2.3 

Percent distribution:

Sex of reference person:

Male ............................................................. 48 36 32 35 43 44 42 54 53 52 

Female ......................................................... 52 64 68 65 57 56 58 46 47 48 

Housing tenure:

Homeowner .................................................. 49 20 18 16 20 24 38 43 59 76 

With mortgage ............................................ 42 10 4 6 12 17 30 36 54 71 

Without mortgage ....................................... 7 10 13 10 7 7 9 7 5 5 

Renter .......................................................... 51 80 82 84 80 76 62 57 41 24 

Race of reference person:

Black or African-American ........................... 14 27 27 27 24 20 18 16 10 6 

White, Asian, and all other races ................. 86 73 73 73 76 80 82 84 90 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 18 18 19 20 27 27 20 18 16 13 

Not Hispanic or Latino .................................. 82 82 81 80 73 73 80 82 84 87 

Education of reference person:

Elementary (1-8) .......................................... 3 9 5 5 6 7 5 5 2 1 

High school (9-12) ........................................ 31 45 52 47 45 42 36 32 29 17 

College ......................................................... 65 46 42 47 49 51 60 63 70 82 

Never attended and other ............................ 3 ( ) 3 ( ) 1 1 3 ( ) 3 ( ) 2 ( ) 2 ( ) 3 ( ) 2 ( )

At least one vehicle owned or leased ............ 89 49 61 76 78 85 89 92 95 97 

Average annual expenditures .......................... $47,869 $21,229 $19,352 $23,831 $24,563 $29,430 $35,782 $40,592 $51,284 $74,253 

Food ............................................................... 6,051 2,680 3,294 4,144 3,878 4,256 4,864 5,608 6,374 8,165 

Food at home ............................................... 3,198 1,709 2,083 2,639 2,450 2,445 2,701 3,118 3,276 4,002 

Cereals and bakery products ..................... 416 217 303 319 329 319 339 398 446 516 

Cereals and cereal products .................... 144 92 107 122 125 117 119 140 143 176 

Bakery products ....................................... 273 125 196 197 204 202 219 259 304 341 

Meats, poultry, fish, and eggs .................... 719 412 494 650 649 589 606 700 735 858 

Beef .......................................................... 213 124 135 157 189 158 190 208 233 253 

Pork .......................................................... 134 92 97 144 153 117 115 148 127 147 

Other meats ............................................. 91 63 66 78 84 74 71 85 95 109 

Poultry ...................................................... 140 92 101 120 118 120 107 133 137 175 

Fish and seafood ..................................... 104 411 466 113 56 86 91 89 104 134 

Eggs ......................................................... 37 431 29 37 48 33 32 38 39 40 

Dairy products ............................................ 360 221 251 277 243 264 302 344 387 452 

Fresh milk and cream .............................. 150 102 106 125 119 117 138 139 161 177 

Other dairy products ................................ 210 119 145 151 124 147 163 205 225 275 

Fruits and vegetables ................................. 533 253 337 449 403 416 442 494 548 678 

Fresh fruits ............................................... 166 69 94 138 124 126 136 164 170 212 

Fresh vegetables ..................................... 170 106 96 154 142 137 139 146 171 218 

Processed fruits ....................................... 110 437 95 93 70 79 94 103 120 138 

Processed vegetables .............................. 87 41 53 64 67 73 74 81 86 110 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,169 $605 $697 $944 $827 $858 $1,012 $1,181 $1,159 $1,498 

Sugar and other sweets ........................... 97 441 83 78 75 76 83 87 99 123 

Fats and oils ............................................. 76 436 72 65 61 62 69 70 82 90 

Miscellaneous foods ................................ 653 364 321 513 467 457 554 719 628 842 

Nonalcoholic beverages ........................... 310 157 208 264 211 246 280 276 315 393 

Food prepared by consumer unit on

out-of-town trips ..................................... 32 46 412 425 413 17 26 29 35 51 

Food away from home ................................. 2,853 971 1,212 1,505 1,428 1,811 2,164 2,490 3,098 4,163 

Alcoholic beverages ....................................... 585 4158 260 293 228 260 520 552 566 903 

Housing .......................................................... 17,282 9,196 7,844 9,247 9,631 11,051 12,838 14,413 18,600 26,424 

Shelter .......................................................... 10,630 6,373 4,988 5,215 5,864 6,795 8,186 8,950 11,342 16,255

Owned dwellings ........................................ 6,058 1,318 699 658 1,006 1,574 3,069 3,869 6,492 12,636 

Mortgage interest and charges ................ 4,284 4884 4201 4284 616 1,015 2,106 2,715 4,698 9,030 

Property taxes .......................................... 1,132 279 387 270 220 330 581 718 1,132 2,337 

Maintenance, repairs, insurance, other

expenses ................................................ 641 4155 4111 4104 170 230 383 437 662 1,268 

Rented dwellings ........................................ 4,287 4,748 4,222 4,499 4,802 5,146 4,987 4,951 4,556 3,024 

Other lodging ............................................. 285 4307 467 459 456 75 129 129 295 595 

Utilities, fuels, and public services ............... 3,078 1,972 1,902 2,193 2,087 2,523 2,746 2,809 3,357 3,938 

Natural gas ................................................. 400 242 207 199 226 308 345 336 435 564 

Electricity .................................................... 1,141 743 810 928 838 980 1,053 1,066 1,231 1,382 

Fuel oil and other fuels ............................... 79 420 435 459 45 46 33 70 106 126 

Telephone services .................................... 1,111 721 705 813 830 947 1,014 1,051 1,206 1,366 

Water and other public services ................. 347 246 144 193 189 242 300 286 379 500 

Household operations .................................. 1,152 203 222 589 515 443 592 781 1,146 2,246 

Personal services ....................................... 743 482 493 320 364 237 345 467 752 1,506 

Other household expenses ........................ 409 120 129 269 151 206 247 314 394 740 

Housekeeping supplies ................................ 526 162 283 377 354 341 370 531 547 724 

Laundry and cleaning supplies .................. 142 455 62 120 126 111 124 121 170 167 

Other household products .......................... 265 78 160 175 127 156 162 330 265 372 

Postage and stationery .............................. 119 429 461 82 101 74 84 79 113 184 

Household furnishings and equipment ......... 1,896 486 449 874 810 950 944 1,343 2,208 3,262 

Household textiles ...................................... 121 417 431 62 107 102 95 66 137 174 

Furniture ..................................................... 531 91 90 206 258 215 260 397 509 1,036 

Floor coverings .......................................... 42 45 411 45 417 5 22 16 43 92 

Major appliances ........................................ 196 69 70 68 33 113 118 88 207 374 

Small appliances, miscellaneous

housewares .............................................. 120 25 85 93 96 61 62 114 140 171 

Miscellaneous household equipment ......... 885 278 163 440 300 453 387 662 1,172 1,416 

Apparel and services ..................................... 2,201 1,507 1,430 1,525 897 1,428 1,548 1,935 2,013 3,383 

Men and boys .............................................. 531 224 151 407 281 349 366 428 581 779 

Men, 16 and over ....................................... 409 4183 465 265 191 242 272 319 457 626 

Boys, 2 to 15 .............................................. 122 41 86 142 90 107 94 108 124 153 

Women and girls .......................................... 735 541 544 471 239 456 544 702 598 1,147 

Women, 16 and over .................................. 575 434 260 314 150 298 395 585 448 952 

Girls, 2 to 15 ............................................... 161 107 284 157 90 158 149 118 151 195 

Children under 2 .......................................... 196 4307 238 129 97 126 143 182 210 262 

Footwear ...................................................... 377 4303 4287 354 155 304 284 380 357 498 

Other apparel products and services ........... 361 132 210 163 124 192 211 242 266 697 

Transportation ................................................ 9,135 3,039 3,199 3,601 5,244 6,097 7,440 7,593 10,377 13,715 

Vehicle purchases (net outlay) ..................... 3,921 4849 41,001 1,191 2,356 2,605 3,042 2,614 4,569 6,284 

Cars and trucks, new ................................. 1,748 4684 2 ( ) 2 ( ) 4303 4404 1,012 1,123 1,691 3,744 

Cars and trucks, used ................................ 2,071 4165 1,001 1,103 2,053 2,147 2,027 1,422 2,600 2,429 

Other vehicles ............................................ 102 2 ( ) 2 ( ) 489 2 ( ) 454 43 469 279 110 

Gasoline and motor oil ................................. 2,397 987 1,104 1,363 1,615 1,832 2,084 2,394 2,744 3,134 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,396 $950 $902 $892 $1,087 $1,468 $2,019 $2,320 $2,683 $3,512 

Vehicle finance charges ............................. 392 486 450 111 141 191 247 342 485 659 

Maintenance and repairs ........................... 616 268 159 414 349 399 502 585 760 840 

Vehicle insurance ....................................... 891 4496 4460 4234 4452 4590 965 1,001 981 1,095 

Vehicle rental, leases, licenses, and other

charges .................................................... 496 100 232 133 146 287 305 393 456 918 

Public transportation .................................... 422 252 192 154 186 192 295 264 381 785 

Healthcare ...................................................... 1,697 470 428 566 596 865 1,272 1,742 1,951 2,682 

Health insurance .......................................... 900 4201 253 197 323 430 654 865 1,174 1,400 

Medical services .......................................... 513 145 69 211 166 249 372 610 482 862 

Drugs ........................................................... 222 83 91 115 84 139 194 198 236 335 

Medical supplies .......................................... 61 440 415 444 423 47 52 69 59 84 

Entertainment ................................................. 2,476 960 862 1,125 985 1,454 1,621 2,084 2,514 4,123 

Fees and admissions ................................... 513 90 75 179 157 217 305 379 465 1,001 

Audio and visual equipment and services .... 1,003 518 470 663 581 793 760 883 969 1,497 

Pets, toys, hobbies, and playground

equipment .................................................. 525 222 183 203 146 268 360 464 568 843 

Other entertainment supplies, equipment,

and services ............................................... 435 4131 133 79 101 176 197 359 513 782 

Personal care products and services ............. 529 166 194 353 322 303 387 435 536 823 

Reading .......................................................... 77 44 28 47 40 37 49 64 73 133 

Education ....................................................... 657 1,607 209 990 369 491 612 560 663 741 

Tobacco products and smoking supplies ....... 325 432 370 307 264 373 331 373 362 257 

Miscellaneous ................................................ 602 361 385 354 303 267 451 521 736 890 

Cash contributions ......................................... 1,048 382 336 452 547 603 815 802 1,077 1,741 

Personal insurance and pensions .................. 5,205 226 514 826 1,260 1,945 3,035 3,912 5,443 10,273 

Life and other personal insurance ................ 168 441 464 451 44 54 78 118 168 340 

Pensions and Social Security ...................... 5,037 186 450 775 1,216 1,891 2,957 3,793 5,275 9,933 

Sources of income and personal taxes: 

Money income before taxes ........................... 57,232 250 8,017 12,669 17,518 25,210 34,675 44,256 59,180 109,453 

Wages and salaries ..................................... 52,832 2,314 4,015 8,974 14,575 22,825 32,153 42,202 56,610 100,277 

Self-employment income ............................. 2,472 4-3,689 4170 4298 4284 342 1,120 947 1,347 6,839 

Social Security, private and government

retirement ................................................... 335 463 4778 4624 4276 450 4250 4214 243 372 

Interest, dividends, rental income, other

property income ......................................... 393 418 458 420 433 50 97 69 165 1,133 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 179 429 4117 4264 4167 151 170 202 230 166 

Public assistance, supplemental security

income, food stamps .................................. 351 796 1,837 1,426 1,204 495 242 149 93 454 

Regular contributions for support ................. 384 4197 342 656 638 419 413 360 326 340 

Other income ............................................... 286 523 701 407 341 479 230 114 166 272 

Personal taxes ............................................... 1,511 -273 -376 -770 -363 -90 311 1,082 1,757 3,797 

Federal income taxes ................................... 986 -280 -364 -780 -378 -224 88 707 1,133 2,698 

State and local income taxes ....................... 428 42 -22 -12 6 100 171 335 498 907 

Other taxes .................................................. 97 45 410 21 10 34 53 40 126 193 

Income after taxes ......................................... 55,721 523 8,393 13,439 17,881 25,300 34,364 43,174 57,423 105,656 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2006-2007 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $4,056 - $5,788 - $6,946 - $877 - $7,087 $7,349 - $15,480 $1,996 - $6,274 - $4,201 

Net change in total assets ............................ 21,616 9,923 -3,361 2,019 533 13,586 5,422 12,500 22,137 46,077 

Net change in total liabilities ........................ 25,672 15,710 3,585 2,896 7,620 6,237 20,902 10,503 28,411 50,278 

Other financial information:

Other money receipts ................................... 282 4114 4523 4538 4151 79 113 206 356 399 

Mortgage principal paid on owned property -1,490 4-210 4-93 4-92 -230 -338 -678 -1,068 -1,383 -3,286 

Estimated market value of owned home ...... 117,321 32,726 18,709 15,199 22,379 32,037 58,198 77,758 127,288 240,379 

Estimated monthly rental value of owned

home .......................................................... 617 177 129 108 150 209 368 445 676 1,187 

Gifts of goods and services ............................ 771 336 230 480 230 340 401 407 1,339 1,096 

Food ............................................................. 46 421 49 22 19 10 24 48 54 74 

Alcoholic beverages ..................................... 23 3 ( ) 2 ( ) 2 ( ) 42 417 48 44 8 56 

Housing ........................................................ 262 443 451 234 71 73 125 76 791 217 

Housekeeping supplies .............................. 26 45 411 414 415 412 26 28 34 31 

Household textiles ...................................... 9 3 ( ) 2 ( ) 42 41 47 417 41 43 17 

Appliances and miscellaneous

housewares .............................................. 20 3 ( ) 41 423 412 43 422 46 411 39 

Major appliances ...................................... 3 2 ( ) 2 ( ) 3 ( ) 3 ( ) 41 46 41 3 ( ) 47 

Small appliances and miscellaneous

housewares ............................................ 17 3 ( ) 41 422 412 42 416 45 411 32 

Miscellaneous household equipment ......... 41 414 2 ( ) 453 48 421 419 417 31 82 

Other housing ............................................ 166 424 439 143 435 31 41 424 713 47 

Apparel and services ................................... 220 4236 491 145 56 144 141 173 267 316 

Males, 2 and over ...................................... 49 434 434 449 415 20 26 34 37 88 

Females, 2 and over .................................. 60 4131 412 441 47 32 36 23 80 93 

Children under 2 ........................................ 64 411 422 417 33 52 41 66 69 92 

Other apparel products and services ......... 47 459 423 436 41 440 439 49 80 44 

Jewelry and watches ................................ 23 415 44 46 41 425 429 423 440 19 

All other apparel products and services ... 24 445 420 430 3 ( ) 414 410 426 40 25 

Transportation .............................................. 31 15 435 42 35 15 19 11 22 62 

Health care ................................................... 9 2 ( ) 41 423 41 43 41 45 43 422 

Entertainment ............................................... 91 42 48 415 46 43 34 57 68 200 

Toys, games, arts and crafts, and tricycles 32 2 ( ) 47 410 43 46 413 418 35 63 

Other entertainment ................................... 59 42 41 45 43 37 21 39 33 137 

Personal care products and services ........... 17 41 41 422 48 45 13 9 12 30 

Reading ........................................................ 3 ( ) 2 ( ) 2 ( ) 3 ( ) 3 ( ) 2 ( ) 3 ( ) 41 3 ( ) 41 

Education ..................................................... 9 3 ( ) 46 411 46 44 419 45 46 12 

All other gifts ................................................ 62 416 428 7 424 27 16 20 108 105 

1 Value is less than or equal to 0.05. 2 No data reported. 3 Value is less than or equal to 0.5.4 Data are likely to have large sampling errors.

n.a. Not applicable.