Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2018-2019

Item Total 

35-44 Northeast Midwest South West 

Number of consumer units (in thousands) .................................................... 22,165 3,479 4,741 8,531 5,414 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $99,951 $113,656 $93,183 $92,393 $108,984 

 Income after taxes ...................................................................................... 86,482 96,032 80,639 81,663 93,058 

 Age of reference person ............................................................................. 39.5 39.5 39.4 39.5 39.5 

 Average number in consumer unit: 

 People ..................................................................................................... 3.4 3.2 3.3 3.4 3.6 

 Children under 18 .................................................................................... 1.4 1.2 1.5 1.4 1.5 

 Adults 65 and older ................................................................................. ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 Earners .................................................................................................... 1.7 1.7 1.7 1.7 1.7 

 Vehicles ................................................................................................... 2.0 1.6 2.1 1.9 2.1 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 49 52 49 48 47 

 Women .................................................................................................... 51 48 51 52 53 

 Housing tenure: 

 Homeowner ............................................................................................. 59 55 65 60 55 

 With mortgage ...................................................................................... 48 48 52 48 46 

 Without mortgage ................................................................................. 11 7 12 13 9 

 Renter ...................................................................................................... 41 45 35 40 45 

 Race of reference person: 

 Black or African-American ....................................................................... 15 13 13 22 6 

 White, Asian, and all other races ............................................................ 85 87 87 78 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 21 18 9 21 32 

 Not Hispanic or Latino ............................................................................. 79 82 91 79 68 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 3 2 3 3 5 

 High school (9-12) ................................................................................... 26 23 25 28 25 

 College .................................................................................................... 71 75 72 69 69 

 Never attended and other ....................................................................... ( 1 ) ( 1 ) ( 1 ) ( 1 ) 1 

 At least one vehicle owned or leased ......................................................... 92 85 92 93 94 

Average annual expenditures ........................................................................ $73,326 $79,587 $68,590 $67,578 $82,492 

 Food ............................................................................................................ 9,790 10,443 9,632 8,802 11,059 

 Food at home .......................................................................................... 5,442 6,069 5,277 4,871 6,062 

 Cereals and bakery products ............................................................... 695 800 673 639 732 

 Cereals and cereal products ............................................................. 225 272 227 192 245 

 Bakery products ................................................................................ 470 527 446 446 488 

 Meats, poultry, fish, and eggs .............................................................. 1,178 1,441 1,152 1,061 1,201 

 Beef ................................................................................................... 351 382 460 293 331 

 Pork ................................................................................................... 204 235 187 188 224 

 Other meats ...................................................................................... 155 224 149 131 148 

 Poultry ............................................................................................... 233 289 177 228 250 

 Fish and seafood .............................................................................. 162 230 120 158 156 

 Eggs .................................................................................................. 73 81 59 64 92 

 Dairy products ...................................................................................... 553 627 536 479 633 

 Fresh milk and cream ....................................................................... 181 193 173 159 213 

 Other dairy products ......................................................................... 372 434 363 320 420 

 Fruits and vegetables ........................................................................... 997 1,153 929 877 1,141 

 Fresh fruits ........................................................................................ 362 406 350 315 417 

 Fresh vegetables .............................................................................. 336 401 286 300 392 

 Processed fruits ................................................................................ 131 140 132 116 148 

 Processed vegetables ...................................................................... 168 207 161 147 183 

 Other food at home .............................................................................. 2,018 2,048 1,987 1,815 2,355 

 Sugar and other sweets .................................................................... 191 213 195 163 219 

 Fats and oils ...................................................................................... 136 155 130 126 142 

 Miscellaneous foods ......................................................................... 1,102 1,117 1,087 969 1,322 

 Nonalcoholic beverages ................................................................... 528 500 512 514 586 

 Food prepared by consumer unit on out-of-town trips ..................... 61 62 62 43 86 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2018-2019 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Food away from home............................................................................. 4,348 4,375 4,355 3,931 4,997 

 Alcoholic beverages ................................................................................... 634 707 679 555 672 

 Housing ....................................................................................................... 24,211 28,659 20,985 22,100 27,490 

 Shelter ..................................................................................................... 14,373 17,713 11,760 12,381 17,653 

 Owned dwellings .................................................................................. 7,998 10,028 7,337 6,868 9,054 

 Mortgage interest and charges ......................................................... 4,236 4,545 3,470 3,837 5,336 

 Property taxes ................................................................................... 2,250 3,746 2,200 1,689 2,215 

 Maintenance, repairs, insurance, other expenses ........................... 1,513 1,737 1,666 1,343 1,503 

 Rented dwellings .................................................................................. 5,563 6,838 3,570 4,809 7,678 

 Other lodging ........................................................................................ 811 847 854 704 921 

 Utilities, fuels, and public services .......................................................... 4,482 4,463 4,368 4,652 4,325 

 Natural gas ........................................................................................... 453 722 648 271 395 

 Electricity .............................................................................................. 1,627 1,469 1,470 1,911 1,419 

 Fuel oil and other fuels ......................................................................... 78 295 54 40 20 

 Telephone services .............................................................................. 1,638 1,532 1,583 1,708 1,644 

 Residential phone service, VOIP, and phone cards ......................... 121 178 114 120 92 

 Cellular phone service ...................................................................... 1,517 1,355 1,469 1,589 1,552 

 Water and other public services .......................................................... 686 445 613 722 848 

 Household operations ............................................................................. 2,309 3,042 2,149 2,049 2,388 

 Personal services ................................................................................. 1,258 1,905 1,260 1,008 1,233 

 Other household expenses .................................................................. 1,051 1,137 889 1,041 1,155 

 Housekeeping supplies ........................................................................... 810 938 724 816 783 

 Laundry and cleaning supplies ............................................................ 236 249 179 265 230 

 Other household products .................................................................... 464 582 456 426 446 

 Postage and stationery ........................................................................ 110 107 89 125 107 

 Household furnishings and equipment .................................................... 2,237 2,503 1,983 2,203 2,341 

 Household textiles ................................................................................ 112 76 70 139 130 

 Furniture ............................................................................................... 641 828 550 595 675 

 Floor coverings ..................................................................................... 22 25 13 28 19 

 Major appliances .................................................................................. 354 411 389 309 358 

 Small appliances, miscellaneous housewares .................................... 122 129 119 119 124 

 Miscellaneous household equipment ................................................... 986 1,035 841 1,012 1,035 

 Apparel and services .................................................................................. 2,467 2,990 2,180 2,270 2,675 

 Men and boys .......................................................................................... 583 630 479 544 704 

 Men, 16 and over ................................................................................. 348 398 247 318 450 

 Boys, 2 to 15 ........................................................................................ 235 233 233 226 254 

 Women and girls ..................................................................................... 965 1,076 849 895 1,100 

 Women, 16 and over ............................................................................ 748 834 662 679 876 

 Girls, 2 to 15 ......................................................................................... 216 242 187 216 224 

 Children under 2 ...................................................................................... 101 153 87 76 117 

 Footwear .................................................................................................. 566 695 529 580 483 

 Other apparel products and services ...................................................... 252 437 236 174 271 

 Transportation ............................................................................................ 13,025 13,220 12,783 12,477 13,973 

 Vehicle purchases (net outlay) ................................................................ 5,627 5,539 5,585 5,617 5,738 

 Cars and trucks, new ........................................................................... 2,435 3,150 2,190 2,527 2,043 

 Cars and trucks, used .......................................................................... 3,106 2,273 3,304 3,044 3,567 

 Other vehicles ...................................................................................... 86 2116 291 245 128 

 Gasoline, other fuels, and motor oil ........................................................ 2,601 2,159 2,476 2,606 2,987 

 Other vehicle expenses ........................................................................... 3,953 4,260 3,950 3,656 4,224 

 Vehicle finance charges ....................................................................... 297 234 267 322 324 

 Maintenance and repairs ..................................................................... 979 995 1,054 854 1,098 

 Vehicle rental, leases, licenses, and other charges ............................ 968 1,464 1,111 650 1,024 

 Vehicle insurance ................................................................................. 1,709 1,567 1,518 1,831 1,777 

 Public and other transportation ............................................................... 843 1,263 771 598 1,024 

 Healthcare .................................................................................................. 4,571 4,416 4,768 4,535 4,558 

 Health insurance ..................................................................................... 3,084 3,235 3,176 3,192 2,737 

 Medical services ...................................................................................... 990 766 1,089 864 1,246 

 Drugs ....................................................................................................... 361 305 344 362 413 

 Medical supplies ...................................................................................... 136 109 159 117 162 

 Entertainment ............................................................................................. 3,616 3,872 3,525 3,016 4,488 

 Fees and admissions .............................................................................. 1,171 1,500 1,096 814 1,582 

 Audio and visual equipment and services............................................... 1,074 1,055 1,089 1,016 1,169 

 Pets, toys, hobbies, and playground equipment ..................................... 979 1,098 1,032 820 1,110 

 Pets ...................................................................................................... 715 836 702 599 831 

 Toys, hobbies, and playground equipment .......................................... 264 262 330 220 279 

 Other entertainment supplies, equipment, and services ........................ 393 219 308 366 628 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2018-2019 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Personal care products and services ......................................................... 892 852 821 882 1,001 

 Reading ...................................................................................................... 99 95 105 83 122 

 Education .................................................................................................... 1,183 1,093 853 1,147 1,587 

 Tobacco products and smoking supplies ................................................... 384 375 481 404 272 

 Miscellaneous ............................................................................................. 1,005 1,308 1,005 888 998 

 Cash contributions ...................................................................................... 1,915 1,471 1,467 1,375 3,444 

 Personal insurance and pensions .............................................................. 9,534 10,086 9,305 9,043 10,152 

 Life and other personal insurance ........................................................... 459 484 563 392 459 

 Pensions and Social Security.................................................................. 9,075 9,602 8,743 8,651 9,693 

Sources of income and personal taxes: 

 Money income before taxes ....................................................................... $99,951 $113,656 $93,183 $92,393 $108,984 

 Wages and salaries ................................................................................. 89,909 103,765 84,423 82,352 97,720 

 Self-employment income ......................................................................... 6,826 6,935 5,354 6,833 8,034 

 Social Security, private and government retirement ............................... 1,078 1,017 1,038 1,088 1,138 

 Interest, dividends, rental income, other property income ...................... 741 756 933 581 815 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 492 412 480 554 456 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 631 543 549 836 434 

 Other income ........................................................................................... 274 229 406 148 387 

 Personal taxes (contains some imputed values) ....................................... 13,469 17,623 12,544 10,729 15,926 

 Federal income taxes .............................................................................. 10,254 13,166 9,206 8,620 11,874 

 State and local income taxes .................................................................. 3,172 4,390 3,285 2,058 4,047 

 Other taxes .............................................................................................. 43 67 53 52 25 

 Income after taxes ...................................................................................... 86,482 96,032 80,639 81,663 93,058 

Addenda: 

 Net change in total assets and liabilities .................................................... $10,372 $12,103 $8,639 $11,118 $9,601 

 Net change in total assets ....................................................................... 29,077 27,991 25,776 26,613 36,549 

 Net change in total liabilities .................................................................... 18,705 15,888 17,137 15,495 26,948 

 Other financial information: 

 Other money receipts .............................................................................. 772 214 2,061 2105 1,182 

 Mortgage principal paid on owned property ............................................ -2,873 -3,071 -2,631 -2,493 -3,556 

 Estimated market value of owned home ................................................. 199,092 232,406 158,395 155,263 282,390 

 Estimated monthly rental value of owned home ..................................... 1,072 1,239 900 981 1,258 

 Gifts of goods and services, total ............................................................... 905 792 754 859 1,185 

 Food ........................................................................................................ 51 62 62 35 62 

 Alcoholic beverages ................................................................................ 17 216 25 10 21 

 Housing ................................................................................................... 168 182 127 187 164 

 Housekeeping supplies ........................................................................ 24 30 22 21 26 

 Household textiles ................................................................................ 

210 ( 1

 ) ( 1 ) 215 217 

 Appliances and miscellaneous housewares ........................................ 18 220 216 224 210 

 Major appliances ............................................................................... 7 212 22 10 22 

 Small appliances and miscellaneous housewares ........................... 11 28 213 214 27 

 Miscellaneous household equipment ................................................... 32 54 24 27 32 

 Other housing ....................................................................................... 84 78 65 98 81 

 Apparel and services ............................................................................... 260 204 229 177 461 

 Males, 2 and over ................................................................................. 37 51 48 20 46 

 Females, 2 and over ............................................................................ 106 39 62 59 267 

 Children under 2 ................................................................................... 35 235 235 231 39 

 Other apparel products and services ................................................... 83 280 84 67 108 

 Jewelry and watches ........................................................................ 11 26 242 23 21 

 All other apparel products and services ........................................... 71 274 242 64 107 

 Transportation ......................................................................................... 147 73 151 220 75 

 Healthcare ............................................................................................... 21 23 211 35 220 

 Entertainment .......................................................................................... 101 180 77 54 143 

 Toys, games, arts and crafts, and tricycles ......................................... 45 285 242 224 53 

 Other entertainment ............................................................................. 56 95 34 31 90 

 Personal care products and services ...................................................... 15 27 24 13 36 

See footnotes at end of table. 
Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Survey, 2018-2019 — Continued 

Item Total 

35-44 Northeast Midwest South West 

 Reading ................................................................................................... 2 26 2 21 21 

 Education ................................................................................................. 45 211 23 77 34 

 All other gifts ............................................................................................ 77 48 44 50 167 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020