Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2007-2008

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 85,069 1,378 1,625 2,820 3,489 9,182 8,455 8,280 14,929 34,912 

Consumer unit characteristics: 

Income before taxes ..................................... $76,168 - $4,929 $7,991 $12,783 $17,611 $25,046 $34,969 $44,848 $59,681 $131,415 

Income after taxes ........................................ 73,868 -4,899 8,424 13,422 18,086 25,516 35,304 44,811 58,865 125,842 

Age of reference person ................................ 47.5 44.8 45.0 46.4 48.8 50.5 49.0 47.5 46.7 46.8 

Average number in consumer unit:

Persons ........................................................ 3.1 2.9 2.8 2.9 2.9 2.8 3.0 3.0 3.1 3.3 

Children under 18 ........................................ .9 1.1 1.0 1.0 .9 .8 .9 .9 .8 .9 

Persons 65 and older ................................... .3 .3 .3 .4 .5 .6 .5 .4 .3 .2 

Earners ........................................................ 1.6 .6 .7 .8 .9 1.0 1.3 1.5 1.8 2.0 

Vehicles ....................................................... 2.3 1.3 1.1 1.3 1.4 1.7 1.9 2.1 2.4 2.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 41 28 30 38 41 41 46 49 53 

Female ......................................................... 53 59 72 70 62 59 59 54 51 47 

Housing tenure:

Homeowner .................................................. 74 45 39 39 48 58 63 67 75 89 

With mortgage ............................................ 50 24 15 15 18 25 31 40 53 72 

Without mortgage ....................................... 23 21 24 24 30 33 31 26 22 17 

Renter .......................................................... 26 55 61 61 52 42 37 33 25 11 

Race of reference person:

Black or African-American ........................... 12 27 31 25 18 17 15 14 10 7 

White, Asian, and all other races ................. 88 73 69 75 82 83 85 86 90 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 13 17 20 22 24 21 18 16 13 8 

Not Hispanic or Latino .................................. 87 83 80 78 76 79 82 84 87 92 

Education of reference person:

Elementary (1-8) .......................................... 5 9 14 12 11 11 8 6 3 1 

High school (9-12) ........................................ 35 46 53 54 54 52 48 42 38 21 

College ......................................................... 60 44 32 34 34 37 44 51 59 78 

Never attended and other ............................ 1 ( ) 1 ( ) 1 1 ( ) 1 1 0 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 93 65 68 78 81 89 92 95 96 98 

Average annual expenditures .......................... $58,499 $31,052 $23,608 $25,424 $27,888 $32,506 $37,524 $42,622 $51,805 $85,555 

Food ............................................................... 7,441 5,200 4,018 4,434 4,211 4,872 5,514 6,075 6,870 9,992 

Food at home ............................................... 4,304 3,517 2,891 3,089 2,992 3,277 3,618 3,804 4,110 5,281 

Cereals and bakery products ..................... 579 484 374 430 393 429 486 500 558 714 

Cereals and cereal products .................... 189 183 143 166 149 151 165 163 181 223 

Bakery products ....................................... 390 300 231 265 244 278 321 337 377 491 

Meats, poultry, fish, and eggs .................... 978 797 752 764 724 827 869 908 944 1,136 

Beef .......................................................... 277 221 191 207 199 220 266 256 264 325 

Pork .......................................................... 190 162 151 160 158 183 166 190 197 204 

Other meats ............................................. 127 102 86 88 89 94 115 116 129 150 

Poultry ...................................................... 182 173 178 154 131 158 156 160 172 212 

Fish and seafood ..................................... 147 83 102 104 95 121 116 130 129 187 

Eggs ......................................................... 55 56 44 50 53 50 51 56 54 59 

Dairy products ............................................ 487 411 308 340 336 351 413 425 458 606 

Fresh milk and cream .............................. 192 180 141 159 144 155 179 172 179 225 

Other dairy products ................................ 295 231 167 181 192 197 234 253 279 382 

Fruits and vegetables ................................. 745 624 486 512 499 566 616 642 708 926 

Fresh fruits ............................................... 251 183 170 168 160 183 198 214 235 320 

Fresh vegetables ..................................... 239 218 143 162 162 185 192 202 223 300 

Processed fruits ....................................... 134 103 92 91 86 99 113 116 132 166 

Processed vegetables .............................. 121 120 81 91 91 98 113 110 117 140 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,517 $1,201 $971 $1,043 $1,041 $1,105 $1,234 $1,329 $1,442 $1,898 

Sugar and other sweets ........................... 151 111 88 103 102 112 121 138 145 189 

Fats and oils ............................................. 117 102 86 91 103 97 106 108 113 133 

Miscellaneous foods ................................ 791 587 518 526 522 566 627 696 750 1,002 

Nonalcoholic beverages ........................... 402 365 266 309 291 307 349 354 390 485 

Food prepared by consumer unit on

out-of-town trips ..................................... 55 237 213 14 23 23 30 32 44 89 

Food away from home ................................. 3,136 1,683 1,127 1,345 1,218 1,594 1,896 2,271 2,759 4,711 

Alcoholic beverages ....................................... 471 194 136 176 122 231 249 305 408 742 

Housing .......................................................... 19,352 11,712 9,907 9,942 10,334 11,707 12,866 14,727 17,088 27,409 

Shelter .......................................................... 11,245 7,126 5,437 5,357 5,903 6,510 7,180 8,303 9,754 16,251 

Owned dwellings ........................................ 8,031 3,667 1,906 1,696 2,222 3,177 3,795 4,949 6,791 13,143 

Mortgage interest and charges ................ 4,709 2,221 897 785 996 1,408 1,961 2,692 4,007 7,984 

Property taxes .......................................... 2,027 1,010 577 532 683 913 1,119 1,336 1,598 3,251 

Maintenance, repairs, insurance, other

expenses ................................................ 1,295 436 432 378 543 856 715 920 1,186 1,909 

Rented dwellings ........................................ 2,376 3,193 3,331 3,534 3,537 3,114 3,140 3,026 2,472 1,516 

Other lodging ............................................. 838 266 199 127 144 219 246 329 491 1,592 

Utilities, fuels, and public services ............... 4,116 2,948 2,781 2,881 2,878 3,223 3,511 3,736 4,011 4,965 

Natural gas ................................................. 578 371 381 342 328 421 472 501 530 746 

Electricity .................................................... 1,540 1,209 1,166 1,260 1,221 1,295 1,372 1,421 1,493 1,779 

Fuel oil and other fuels ............................... 193 279 108 74 120 148 166 160 168 256 

Telephone services .................................... 1,291 891 841 865 897 989 1,072 1,196 1,313 1,546 

Water and other public services ................. 514 398 285 340 313 371 428 458 506 638 

Household operations .................................. 1,196 350 382 474 423 491 562 700 934 1,971 

Personal services ....................................... 531 269 137 184 186 200 238 279 451 882 

Other household expenses ........................ 665 282 246 290 237 291 324 421 484 1,089 

Housekeeping supplies ................................ 775 451 367 486 378 519 595 609 693 1,060 

Laundry and cleaning supplies .................. 173 124 120 155 126 142 161 164 167 199 

Other household products .......................... 427 215 186 253 182 239 277 326 377 619 

Postage and stationery .............................. 175 112 62 79 70 138 157 119 149 242 

Household furnishings and equipment ......... 2,020 837 940 744 753 963 1,018 1,380 1,697 3,162 

Household textiles ...................................... 153 57 59 67 64 84 94 108 127 231 

Furniture ..................................................... 499 251 228 195 161 222 219 279 373 826 

Floor coverings .......................................... 56 213 31 6 80 11 19 32 43 92 

Major appliances ........................................ 266 156 261 84 138 163 148 142 237 395 

Small appliances, miscellaneous

housewares .............................................. 120 45 48 43 37 58 84 102 103 178 

Miscellaneous household equipment ......... 927 316 313 349 273 425 455 718 815 1,439 

Apparel and services ..................................... 2,207 1,601 1,150 1,279 1,094 1,263 1,504 1,453 1,874 3,220 

Men and boys .............................................. 512 369 209 269 243 262 319 306 454 769 

Men, 16 and over ....................................... 399 213 120 171 173 189 226 217 351 626 

Boys, 2 to 15 .............................................. 113 156 89 98 70 74 94 88 103 143 

Women and girls .......................................... 883 508 357 445 411 472 627 552 762 1,312 

Women, 16 and over .................................. 719 419 273 333 306 370 498 429 620 1,087 

Girls, 2 to 15 ............................................... 164 89 84 112 105 101 129 124 141 225 

Children under 2 .......................................... 124 197 139 133 64 104 108 102 111 146 

Footwear ...................................................... 387 370 278 295 228 271 307 296 347 507 

Other apparel products and services ........... 301 158 167 138 148 154 143 196 201 486 

Transportation ................................................ 10,421 4,753 3,761 4,288 5,462 6,188 7,173 7,816 10,237 14,549 

Vehicle purchases (net outlay) ..................... 3,685 2604 802 1,235 2,250 2,062 2,518 2,287 3,767 5,289 

Cars and trucks, new ................................. 1,766 2104 275 2351 1,018 645 843 888 1,396 2,985 

Cars and trucks, used ................................ 1,772 483 684 801 1,196 1,341 1,592 1,367 2,200 2,081 

Other vehicles ............................................ 147 217 242 282 235 277 83 232 171 223 

Gasoline and motor oil ................................. 3,057 1,767 1,579 1,627 1,818 2,078 2,439 2,740 3,117 3,874 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,067 $2,138 $1,025 $1,233 $1,181 $1,834 $1,946 $2,514 $2,984 $4,305 

Vehicle finance charges ............................. 387 172 76 127 128 179 268 318 430 538 

Maintenance and repairs ........................... 849 386 339 328 387 491 575 609 805 1,216 

Vehicle insurance ....................................... 1,269 21,395 2390 605 519 945 840 1,238 1,328 1,611 

Vehicle rental, leases, licenses, and other

charges .................................................... 562 185 219 173 146 219 263 349 421 940 

Public transportation .................................... 611 245 355 193 213 214 271 275 369 1,082 

Healthcare ...................................................... 3,376 2,097 1,487 1,493 1,969 2,680 2,958 3,162 3,346 4,155 

Health insurance .......................................... 1,835 1,151 783 870 1,200 1,531 1,744 1,772 1,816 2,178 

Medical services .......................................... 852 471 279 311 300 562 566 694 855 1,176 

Drugs ........................................................... 552 370 277 257 414 501 548 583 546 620 

Medical supplies .......................................... 136 106 148 55 56 86 100 113 129 181 

Entertainment ................................................. 3,277 2,185 1,001 1,079 1,322 1,572 1,950 2,111 2,827 5,048 

Fees and admissions ................................... 767 340 116 155 142 179 269 342 505 1,416 

Audio and visual equipment and services .... 1,154 780 608 546 656 711 821 911 1,137 1,558 

Pets, toys, hobbies, and playground

equipment .................................................. 745 401 219 253 270 408 457 475 621 1,149 

Other entertainment supplies, equipment,

and services ............................................... 611 664 58 126 254 273 404 383 563 925 

Personal care products and services ............. 695 406 272 305 304 369 458 524 595 1,025 

Reading .......................................................... 127 67 37 39 49 62 70 94 109 195 

Education ....................................................... 1,155 501 344 367 303 311 319 494 679 2,153 

Tobacco products and smoking supplies ....... 362 372 337 430 386 349 393 399 431 312 

Miscellaneous ................................................ 939 413 267 366 647 418 722 651 858 1,359 

Cash contributions ......................................... 1,992 730 514 522 580 774 954 1,463 1,418 3,314 

Personal insurance and pensions .................. 6,684 820 378 701 1,105 1,711 2,393 3,348 5,066 12,081 

Life and other personal insurance ................ 391 160 73 104 114 174 198 231 293 648 

Pensions and Social Security ...................... 6,294 660 304 597 991 1,538 2,195 3,117 4,772 11,433 

Sources of income and personal taxes: 

Money income before taxes ........................... 76,168 -4,929 7,991 12,783 17,611 25,046 34,969 44,848 59,681 131,415 

Wages and salaries ..................................... 62,485 4,696 3,151 6,345 9,151 14,748 23,835 33,817 48,920 111,907 

Self-employment income ............................. 4,126 -11,979 2-288 85 302 398 1,105 1,399 2,062 8,917 

Social Security, private and government

retirement ................................................... 6,564 998 2,269 3,665 5,843 8,157 8,223 7,708 6,823 6,087 

Interest, dividends, rental income, other

property income ......................................... 1,700 209 171 149 162 303 489 716 852 3,367 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 253 231 2118 239 135 205 190 300 285 283 

Public assistance, supplemental security

income, food stamps .................................. 386 590 1,863 1,581 1,448 736 502 276 197 94 

Regular contributions for support ................. 479 194 356 459 390 363 490 509 371 574 

Other income ............................................... 174 333 352 259 179 137 136 121 171 185 

Personal taxes ............................................... 2,300 -30 -433 -640 -475 -470 -335 36 816 5,573 

Federal income taxes ................................... 1,945 222 -338 -487 -292 -260 -116 203 836 4,505 

2008 Tax stimulus (new UCC Q20082) ....... -481 -359 -171 -220 -308 -339 -410 -523 -550 -554 

State and local income taxes ....................... 600 31 -1 -13 46 50 82 191 349 1,229 

Other taxes .................................................. 237 76 76 81 79 80 109 165 181 392 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2007-2008 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 73,868 -4,899 8,424 13,422 18,086 25,516 35,304 44,811 58,865 125,842 

Addenda:

Net change in total assets and liabilities ........ - $4,664 - $3,632 $1,430 - $4,241 - $3,136 - $410 - $3,906 - $4,111 - $5,890 - $6,085 

Net change in total assets ............................ 10,723 3,697 4,773 1,722 -1,227 4,938 2,863 4,469 6,750 19,806 

Net change in total liabilities ........................ 15,387 7,328 3,343 5,963 1,909 5,347 6,770 8,580 12,639 25,891 

Other financial information:

Other money receipts ................................... 656 2484 2267 166 499 386 388 439 479 999 

Mortgage principal paid on owned property -2,799 -1,263 -491 -501 -493 -712 -931 -1,442 -1,987 -5,055 

Estimated market value of owned home ...... 204,817 113,961 67,726 63,612 74,989 98,129 116,775 132,844 168,310 321,223 

Estimated monthly rental value of owned

home .......................................................... 1,024 553 350 349 421 568 644 725 885 1,531 

Gifts of goods and services ............................ 1,355 501 528 447 394 469 567 717 958 2,347 

Food ............................................................. 111 214 30 34 22 32 42 59 72 200 

Alcoholic beverages ..................................... 14 210 1 ( ) 11 21 9 5 4 6 26 

Housing ........................................................ 255 91 63 144 75 102 128 153 168 431 

Housekeeping supplies .............................. 34 22 25 23 28 13 22 23 35 51 

Household textiles ...................................... 15 213 3 ( ) 22 28 4 10 7 14 25 

Appliances and miscellaneous

housewares .............................................. 24 210 1 ( ) 23 23 9 8 12 17 42 

Major appliances ...................................... 8 27 3 ( ) 1 ( ) 1 ( ) 5 1 3 3 15 

Small appliances and miscellaneous

housewares ............................................ 16 24 1 ( ) 22 22 5 7 9 14 28 

Miscellaneous household equipment ......... 67 225 29 241 29 32 27 37 39 118 

Other housing ............................................ 115 40 49 76 48 43 61 74 63 196 

Apparel and services ................................... 251 258 94 126 129 144 181 166 246 350 

Males, 2 and over ...................................... 53 228 21 26 56 28 36 21 46 80 

Females, 2 and over .................................. 94 64 27 23 32 37 55 67 109 137 

Children under 2 ........................................ 60 104 38 42 19 50 48 40 53 78 

Other apparel products and services ......... 44 261 228 235 222 30 42 38 38 55 

Jewelry and watches ................................ 13 21 216 22 27 9 18 7 9 18 

All other apparel products and services ... 31 260 212 233 215 21 24 31 29 37 

Transportation .............................................. 119 47 23 12 23 42 71 87 98 192 

Healthcare .................................................... 18 27 27 235 24 24 8 27 14 31 

Entertainment ............................................... 106 239 274 236 44 51 51 53 81 173 

Toys, games, arts and crafts, and tricycles 37 226 29 224 215 18 24 30 37 52 

Other entertainment ................................... 69 213 265 12 28 32 27 24 44 121 

Personal care products and services ........... 17 212 213 26 23 9 8 4 15 27 

Reading ........................................................ 1 21 1 ( ) 3 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 1 

Education ..................................................... 363 216 26 235 246 35 37 134 171 753 

All other gifts ................................................ 101 7 217 9 48 42 36 48 85 162 

1 Value is less than or equal to 0.5. 2 Data are likely to have large sampling errors.3 No data reported.