CE-305 (4-1-2003)

Closing Costs

Costs for Selling a Property

Mortgage Definitions

Mortgage Payment Items

17—18 Section 5 — Construction, Repairs, Alterations, and

Maintenance of Owned and Rented Property

19—25 Section 6 — Household Appliances and Other Selected Items

26 Section 7 — Household Equipment Repairs and Service Contracts

27—32 Section 8 — Home Furnishings and Related Household Items

33—38 Section 9 — Clothing and Sewing Materials

39 Sections 10 and 11 — Rented, Leased, and Owned Vehicles

40—43 Section 12 — Vehicle Operating Expenses

44 Section 13 — Insurance Other than Health

46—48 Section 15 — Medical and Health Expenditures

49 Section 16 — Educational Expenses

52—56 Section 18 — Trips and Vacations

Section 19 — Miscellaneous Expenses

Section 22 — Occupations 

Section 22 — Work Experience and Income

57—60

62

Homeowner’s Associations or Condominiums Fees

66 Section 24 — Total CU Income

45 Section 14 — Hospitalization and Health Insurance

Section 4 — Utilities and Fuels for Owned and Rented Properties

Section 21 — Credit Liability

71

2004 Calendar

2005 Calendar

Privacy Act Statement and Introductions

15—16

61

70

69

68

2003 Calendar

Fees for Cooperatives

CARD A

CARD B

CARD C

63 — 65

Page 1

Section 17 — Subscriptions, Memberships, Books, and 

Entertainment Expenses

50—51

67

Fraction Conversion Chart
03 — Chicano

04 — Puerto Rican

05 — Cuban-American

06 — Central or South American

07 — Other

CE-305 (4-1-2003) Page 2
2 — African American, or Black

3 — American Indian, or Alaskan Native

4 — Asian

CE-305 (4-1-2003) Page 3

5 — Native Hawaiian or Other Pacific Islander
3 — Japanese

4 — Korean

5 — Vietnamese

6 — Asian Indian

7 — Other group not listed

CE-305 (4-1-2003) Page 4
CE-305 (4-1-2003) Page 5

01  11  1st grade through 11th grade

38 — 12th grade, no diploma

39 — High school graduate — high school diploma,

or the equivalent (For example: GED)

40 — Some college but no degree 

41 — Associate degree in college — Occupational/Vocational

program

42 — Associate degree in college — Academic program

43 — Bachelor’s degree (For example: BA, AB, BS)

44 — Master’s degree (For example: MA, MS, MEng,

MEd, MSW, MBA)

45 — Professional School Degree (For example: MD,

DDS, DVM, LLB, JD)

46 — Doctorate degree (For example: PhD, EdD)
CE-305 (4-1-2003) Page 6

p)

3 — End row or end townhouse (one common wall)

4 — Duplex (detached two unit structure with one common wall between

the units)

5 — 3-plex or 4-plex (3 or 4 unit structure with all units occupying the same

level or levels)

6 — Garden (a multi-unit structure, usually wider than it is high, having 2, 3,

or possibly 4 floors; characteristically the units not only have common

walls but are also stacked on top of one another)

7 — High-rise (a multi-unit structure which has 4 or more floors)

8 — Apartment or flat (a unit not described above; could be located in the

basement, attic, second floor or over the garage of one of the units

described above)

9 — Mobile home or trailer

10 — College dormitory

Fuels

1 — Gas (underground pipes)

2 — Electricity

3 — Fuel oil 

4 — Other

5 — No fuel used

Included with this housing unit

1 — Swimming pool

2 — Off-street parking

3 — Porch, terrace, patio, or balcony 

4 — Apartment or guest house

5 — Central air conditioning

6 — Window air conditioning
CE-305 (4-1-2003) Page 7

10 — Clothes washer

11 — Clothes dryer

12 — Color television

13 — Home computer

3 — Microwave oven

4 — Other cooking stove, range, or oven

5 — Refrigerator

6 — Home freezer

7 — Built-in dishwasher

8 — Portable dishwasher

9 — Garbage disposal

14 — Sound components, component systems, or 

15 — Video tape recorder, video disc player, or 

woodburning stove

compact disc sound systems

video cassette recorder (VCR)
CE-305 (4-1-2003) Page 8

1 — The home you currently live in

2 — A home in which you used to live

3 — A second home, vacation home, or recreational property 

4 — Property for business or investment purposes only

5 — Unimproved land with no buildings on it

6 — Other property
CE-305 (4-1-2003) Page 9

Title search

Recording fees

Transfer taxes

Escrow payment

Points paid by buyer

Deed preparation

Lawyer’s fees

Advertising costs
CE-305 (4-1-2003) Page 10

Closing costs

Points for financing

Mortgage penalties

Property inspection

Lawyer’s fees

Advertising costs

Deferred mortgage interest payment
CE-305 (4-1-2003) Page 11

1 — Fixed rate mortgage (Conventional Mortgage, Fully Amortized

Payment Mortgage)

2 — Rate of interest is not fixed and can go up or down over the life of

the loan depending on the current interest rate (Variable Rate

Mortgage, Adjustable Rate Mortgage, ARM)

3 — Payments start out low but increase later (Graduated Payment

Mortgage)

4 — Interest and required payment are renegotiated on a regular basis

through the life of the loan (Rollover or Renegotiable Mortgage)

5 — Initial interest and required payments are lower than usual

mortgage rates. The lender receives the deferred interest plus a

fee when the property is sold (Deferred Interest Mortgage)

6 — Other (Specify)
CE-305 (4-1-2003) Page 12

p

2 — Property taxes

3 — Property insurance

4 — Life insurance

5 — Mortgage guarantee insurance

6 — Any other payments (Specify)
CE-305 (4-1-2003) Page 13

pyy p

2 — Property taxes

3 — Property insurance

4 — Management

5 — Repairs and maintenance, including lawn care and snow removal

6 — Improvements

7 — Recreational, including swimming, golf, and tennis facilities

8 — Security, including guards and alarm systems

9 — Utilities: such as gas, electricity, water, heat

10 — Trash collection

11 — Other (Specify)
CE-305 (4-1-2003) Page 14

g

2 — Repairs and maintenance, including lawn care and snow removal

3 — Improvements

4 — Utilities: such as gas, electricity, water, heat

5 — Parking 

6 — Recreational, including swimming, golf, and tennis facilities

7 — Security, including guards and alarm systems

8 — Maid service

9 — Medical services

10 — Trash collection

11 — Other (Specify)
CE-305 (4-1-2003) Page 15

2 — Mobile/Cellular Service

3 — Pager/Beeper Services

OTHER TELEPHONE AND NON-TELEPHONE SERVICE ITEMS

1 — Basic (local) service charge 

2 — Domestic long distance charge

4 — Telephone related services such as caller ID, call waiting, call

forwarding or voice mailboxes (Do not include data services)

5 — Installation or repair of telephone line(s)

6 — Telephone or pager purchases or rentals

7 — Internet access or data services

8 — Cable or satelite television services

9 — DSL or ISDN charges

10 — Non-telephone related rentals or purchases

3 — International long distance charges
CE-305 (4-1-2003) Page 16

14 — Cable TV, satellite service, or community antenna, not already

reported

3 — Fuel oil

4 — Kerosene

5 — Bottled or tank gas

6 — Wood

7 — Coal

8 — Other fuels

9 — Piped-in water

10 — Sewerage maintenance

11 — Trash/garbage collection

12 — Water softening service

15 — Internet connection and other computer data services, not already

reported

13 — Septic tank cleaning
CE-305 (4-1-2003) Page 17

porch, garage, or new wing

3 — Finishing a basement or an attic or enclosing a porch

4 — Remodeling one or more rooms in the house

5 — Landscaping the ground or planting new shrubs or trees

6 — Building outdoor patios, walks, fences, or other enclosures,

driveways, or permanent swimming pools

7 — Repairing outdoor patios, walks, fences, driveways, or

permanent swimming pools (including permanent above

ground swimming pools) 

8 — Inside painting or papering, spackling, sanding

9 — Outside painting, caulking, sanding, or surface repairs

14 — Flooring repair or replacement, including inlaid linoleum or

vinyl tile

15 — Insulation

16 — Roofing, gutters, or downspouts

17 — Siding

18 — Installation, repair, or replacement of window panes, screens,

storm doors, awnings, and the like

19 — Masonry, brick, or stucco work

are hard-wired into the home)

20 — Other improvements or repairs (include security systems which

10 — Plastering or paneling

11 — Plumbing or water heating installations and repairs

12 — Electrical work

13 — Heating or air conditioning jobs
CE-305 (4-1-2003) Page 18

3 — Microwave oven

6 — Home freezer

7 — Dishwasher — built-in

8 — Dishwasher — portable

14 — Trash compactor

15 — Window air conditioner

4 — Other cooking stove, range, or oven including wood, coal, or

peat burning stoves

5 — Refrigerator

16 — Portable cooling and heating equipment, including portable

dehumidifiers, humidifiers, fans, and space heaters; excluding

window air conditioners 

17 — Other major home appliances and equipment

9 — Garbage disposal

10 — Clothes washer

11 — Clothes dryer

12 — Range hood

13 — Smoke alarms and detectors
CE-305 (4-1-2003) Page 19

5 — RANGE HOOD

3 — GAS STOVE, RANGE, OR OVEN

7 — HOME FREEZER

8 — BUILT-IN DISHWASHER

9 — PORTABLE DISHWASHER

4 — OTHER STOVE RANGE, OR OVEN 

(such as a wood burning stove)

6 — REFRIGERATOR 

(including refrigerator/freezer combinations)

(cudg coectooe)

10 — GARBAGE DISPOSAL

12 — CLOTHES DRYER

11 — CLOTHES WASHER 

 (including washer/dryer combinations)
CE-305 (4-1-2003) Page 20

2 — ELECTRICAL PERSONAL CARE APPLIANCES, including —

3 — SMOKE DETECTORS, including —

4 — ELECTRIC FLOOR CLEANING EQUIPMENT, including —

coffee grinder

coffee maker

corn popper

crockpot

electric barbecue

electric can opener

electric iron

electric knife

electric timer

electric wok

food processor

hot plate

mixer

sandwich grill

slow cooker

toaster

toaster oven 

waffle iron

curling iron

denture cleaner

electric hair trimmer

electric razor

electric scale

wired

vacuum cleaner

electric toothbrush

facial sauna

foot bath

hair dryer

heating pad

make-up mirror

massager

water-pik

battery-operated ionization chamber type photo-cell type

hand vacuum rug shampooer floor polisher

5 — OTHER HOUSEHOLD APPLIANCES, including —

trash compactor

air purifier 

home security devices (burglar alarms) includin

console, control modules, burglar alarm cons

door and window transmitters

6 — SEWING MACHINES (with or without cabinet)

7 — CALCULATORS

8 — TYPEWRITERS AND OTHER OFFICE MACHINES FOR NON-BUSINESS

USE, including —

typewriter copy machine adding machine

water filters 

carbon monoxide detectors
CE-305 (4-1-2003) Page 21

modems

monitors

mouse

interface equipment

cables

10 — COMPUTER SOFTWARE AND ACCESSORIES FOR NON-BUSINESS

USE, including —

software floppy disks mouse pads printer cartridges

13 — PHOTOGRAPHIC EQUIPMENT, including —

winder

enlarger

projector

camera

lens

tripod

filters

projection screen

electro flash

strobe light

(for photographs)

battery pack for camera flash

motor driven film advancer

Do not include film, film processing, or other photographic supplies.

fax modems

joy sticks

11 — TELEPHONES AND ACCESSORIES, including —

telephones

beepers

cordless telephones

pagers

phone jacks and cords

fax machines

car phon

12 — TELEPHONE ANSWERING DEVICES

MUSICAL INSTRUMENTS, SUPPLIES, AND ACCESSORIES

14 — PIANOS, ORGANS, OR KEYBOARDS

15 — OTHER MUSICAL INSTRUMENTS, SUPPLIES, AND ACCESSORIES, 

including –

guitar

valve oil

woodwinds

brass instruments

trombone

reeds saxophone drums

sheet music

strings for musical

instruments

stringed

instruments

music stand

clarinet

picks

rosin

music books

trumpet

any other music

accessories 

carrying case
CE-305 (4-1-2003) Page 22

17 — POWER TOOLS, including —

electric drill

electric saw

router

lathe

electric polisher 

electric swimming pool 

cleaning equipment

TOOLS FOR HOME USE

18 — NONPOWER TOOLS, including —

wrench

socket

hammer pliers

saw

plane

axe

screwdriver level trouble light

caulking gun

drill

sander

electric plane

HEATING AND COOLING EQUIPMENT

fan dehumidifier humidifier

19 — WINDOW AIR CONDITIONERS

20 — PORTABLE COOLING AND HEATING EQUIPMENT, including —

space heater
CE-305 (4-1-2003) Page 23

21 COLOR TELEVISIONS (portable and table models)

22 — COLOR TELEVISION CONSOLES AND COMBINATIONS OF TV; LARGE

SCREEN COLOR TV PROJECTION EQUIPMENT; COLOR MONITORS, AND

OTHER ITEMS

23 — BLACK AND WHITE TV’S, AND COMBINATIONS OF TV’S WITH OTHER

ITEMS

video cassette player

video disc player

video cassette recorder/player

video tape recorder/player

video laser disc player

24 — VCR, VIDEO CAMERA, VIDEO DISC PLAYER, COMCORDER, including —

26 — RADIO, ALL TYPES, including —

CB (not permanently

mounted in an

automobile)

clock radio

console

short-wave

walky-talky

audio tape decks

reel-to-reel tape decks

28 — SOUND COMPONENTS, CONPONENT SYSTEMS, AND COMPACT DISC SOU

SYSTEMS

speakers

mixer

stereo

tuner

amplifier

turntable

receiver

equalizer

tape deck (not specified)

compact disc players

stereo rack system

29 — OTHER SOUND AND VIDEO EQUIPMENT, including —

earphones/headphones

power converter

base station CB

antenna

power booster

headset

microphone

adapter for sound equipmen

UHF video converter

antenna (TV, radio, etc.)

VCR tape rewinder

transistor/portable

Walkman (radio

only)

27 — TAPE RECORDERS AND PLAYERS (not permanently mounted in an automob

including —

audio cassette players/recorders

Walkman (cassette/radio combination or cassette o

battery packs

25 — SATELLITE DISHES
CE-305 (4-1-2003) Page 24

roller blades baseball bat

31 — HEALTH AND EXERCISE EQUIPMENT, including —

trampoline exercycle treadmill

tent

kerosene lamp

pack

33 — HUNTING AND FISHING EQUIPMENT, including —

fishing rod and tackle knife

34 — WINTER SPORTS EQUIPMENT, including —

snow skis

ski boots

ski poles

ice skates

ice boat

sledding equipment

32 — CAMPING EQUIPMENT, including —

sleeping bag

sleeping pad

air mattress

table tennis

equipment

lawn games

badminton set

canteen

camping stove

camping cookware

portable heater

scopes (not specified) 

toboggan

sled

35 — WATER SPORTS EQUIPMENT, including —

water skis

life jacket

snorkel

water ski vest

diving equipment

surf board

raft

wind surf board

36 — OUTBOARD MOTORS

Include specialized athletic shoes such as for football, baseball, soccer, bikin

and bowling, except if included in the rental or activity fee for the sport.

sports shoes

tennis racket

bowling ball

baseball glove

football

basketball

racquetball

racquetball racket

volleyball

frisbee

boxing equipment 

karate equipment

soccer ball

sports protective

equipment/gea

golf clubs

sports uniform

rowing machine

weights exercise mat weight bench

BB/pellet gun

ammunition

bow and arrow rifle

shotgun
CE-305 (4-1-2003) Page 25

38 — TRICYCLES AND BATTERY POWERED RIDERS, including —

39 — PLAYGROUND EQUIPMENT, including —

portable swimming pool swing set

40 — OTHER SPORTS AND RECREATION EQUIPMENT

telescope golf cart (non-riding)

sand box

big wheels
CE-305 (4-1-2003) Page 26

washer

refrigerator

range/oven

portable heating equipment

portable air conditioning equipment (window air conditioner)

portable fans

dehumidifiers

sewing machines

typewriters

vacuum cleaners

3 — Televisions, radios, video and sound equipment, except those installed

in automobiles or other vehicles

5 — Lawn and garden equipment (including lawn mower repair, snowblower 

repair)

6 — Musical instruments and accessories (including professional tuning)

4 — Computers, computer systems, and related equipment for non-business use

7 — Hand or power tools

8 — Photographic equipment

9 — Sport and recreational equipment

10 — Termite or pest control treatment

11 — Heating or air conditioning equipment, such as —

central air conditioners

central coolers

furnaces

Include any services provided under service contracts. Do not include repai
CE-305 (4-1-2003) Page 27

2 — LIVING ROOM CHAIRS, including —

modular

recliner

bean bag chair

rocker

swivel

3 — LIVING ROOM TABLES, including —

coffee table

TV table

end tables

lamp table

4 — MODULAR WALL UNITS, SHELVES, OR CABINETS including —

shelves

bookcase

curio cabinet

5 — PING-PONG TABLES, POOL TABLES, AND OTHER SIMILAR

RECREATION ROOM ITEMS

6 — OTHER LIVING ROOM, FAMILY, OR RECREATION ROOM FURNITURE,

including —

room divider

coat rack

card table/chairs

bar stools

foot stool (ottoman)

bar or porta bar

desk/chair

gun cabinet

7 — LIVING ROOM FURNITURE COMBINATIONS, including —

sofa, chair, and table combinations or suites

DINING ROOM AND KITCHEN FURNITURE

8 — ALL DINING ROOM AND KITCHEN FURNITURE, including —

dinette set

dining table and chairs

serving table or cart

kitchen chairs

buffet

china closet

BEDROOM FURNITURE

9 — MATTRESSES AND SPRINGS INCLUDING ROLLAWAYS

10 — BEDROOM FURNITURE OTHER THAN MATTRESSES AND SPRINGS

headboard

brass bed

frames

bunk bed

chest

dresser

vanity

cedar chest

night tables

mirrors

chairs

armoire

water bed

entertainment center

convertible chair
CE-305 (4-1-2003) Page 28

playpen

highchair

12 — INFANTS EQUIPMENT, including —

carriage

car seat

baby bottle sterilizer

13 — PATIO, PORCH, OR OUTDOOR FURNITURE

14 — OUTDOOR EQUIPMENT, including —

barbecue grill patio lanterns patio umbrella

OFFICE FURNITURE FOR HOME USE

15 — ALL OFFICE FURNITURE FOR HOME USE, including —

file cabinet

safe

office chairs

drawing table

computer furniture

OUTDOOR FURNITURE AND EQUIPMENT

Do not include any furniture used exclusively for business.

dresser toy chest

changing table bassinet

stroller

guard rail

swing

baby monitor
CE-305 (4-1-2003) Page 29

18 — OTHER HOUSEHOLD DECORATIVE ITEMS, including —

painting

mirror

g 

vase

book ends

fireplace equipment and

accessories

seasonal decorations 

(Christmas)

wall hangings

plant stand

wreaths

baskets

silk flowers

garment bag

19 — STORAGE ITEMS, including —

CLOSET STORAGE AND TRAVEL ITEMS

shoe bag shoe rack

20 — TRAVEL ITEMS, including —

suitcases

travel garment bags

luggage

trunk

portable luggage carriers

attaché cases
CE-305 (4-1-2003) Page 30

23 — STAINLESS, SILVER, AND OTHER FLATWARE, EXCEPT PLASTIC

24 — GLASSWARE, including crystal

25 — SERVING PIECES OTHER THAN SILVER

26 — NONELECTRIC COOKWARE, including —

skillet

teakettle

27 — SILVER SERVING PIECES, including —

tray

pitcher

bowl

pressure cooker

pans

pots

saucepan

casserole dishes

roaster
CE-305 (4-1-2003) Page 31

pillowcases

pillows

blanket/cover

mattress pad

quilt

bedspread

electric blanket

29 — BATHROOM LINENS, including —

towels shower curtain bath mat

tub mat

30 — KITCHEN AND DINING ROOM LINENS, including —

31 — OTHER LINENS, including —

32 — SLIPCOVERS, DECORATIVE PILLOWS AND CUSHIONS, CUSTOM OR

tablecloths

dish cloths

covers for living room tables

cloth napkins

doilies

small appliance cover

dish towels

toilet cover

face cloths bath rug

chair pads

furniture protectors

placemats

READY-MADE
CE-305 (4-1-2003) Page 32

33 — ORIGINAL WALL-TO-WALL CARPET (original)

34 — WALL-TO-WALL CARPET (replacement)

35 — ROOM-SIZE RUGS AND OTHER NON-PERMANENT FLOOR COVERINGS,

including carpet squares

37 — VENETIAN BLINDS, WINDOW SHADES, AND OTHER WINDOW

COVERINGS (either custom or ready-made)

36 — CURTAINS AND DRAPES (either custom or ready-made)
CE-305 (4-1-2003) Page 33

outerwear

jacket

2 — SPORT COATS AND TAILORED JACKETS, including blazers

3 — SUITS, including —

4 — VESTS (purchased separately, not with a suit), excluding sweater vests

and down vests

5 — SWEATERS AND SWEATER SETS, including —

cardigan

formal suit

man’s suit (of

two or more

pieces)

woman’s suit (of two

or more pieces)

pullover

6 — PANTS, SLACKS, AND JEANS, including —

jump suit

dress pants

7 — SHORTS AND SHORT SETS, including men’s and boys’ dress and 

casual shorts and women’s and girls’ shorts and short sets.

jumpers

8 — DRESSES, including —

sundress

9 — SKIRTS, including short and skirt combination

overalls 

Do not include any athletic shorts.

Do not include any tennis skirts, golf skirts, or other athletic skirts.

sweater vest ski sweater

V-neck sweater

dress slacks

blue jeans

casual pants 

maternity pants

formals or

semi-formals

two-piece

dresses wedding gown

winter coat
CE-305 (4-1-2003) Page 34

11 — UNDERGARMENTS, including —

bras

girdles

12 — HOSIERY, including —

socks knee-highs

13 — NIGHTWEAR AND LOUNGEWEAR, including —

14 — ACCESSORIES, including —

pajamas night shirt thermal sleeping

garments

ties

thermal underwear

gloves

15 — ACTIVE SPORTSWEAR, including—

athletic shorts tennis outfit sweatshirt

16 — UNIFORMS, other than sport, for which the cost is not reimbursed,

including shirts, pants, suits, service apparel, such as: medical, barber,

boy or girl scout, mechanic, waiter/waitress, plumber and lab smocks,

and military apparel

dress shoes

17 — COSTUMES, including costumes for dance, ballet, Halloween, etc.

sandals sneakers, jogging, aerobic,

18 — FOOTWEAR, including —

Do not include any sports uniforms.

Do not include specialized athletic shoes such as for football, soccer,

bowling, biking, or baseball.

tights pantyhose

night gown

apron

bridal headpiece

undershirts

robe house coat

umbrella

belt

scarves

wallet

purse

mittens

ear muffs

helmet

handkerchief

fold-up rain accessories

snow and ski suit

swimwear

jogging suit swimwear accessories

hunting wear leotards

athletic shirt

boots bedroom slippers basketball, tennis shoes

bandanas

prescription sunglasse

hair accessories

slips

underwear

casual shoes
CE-305 (4-1-2003) Page 35

bathing suits sweater

jogging suit

crawler

jeans

T-shirts

tops

short set

pants set

pants

shirt

overalls

romper

playsuit

vest

jumpsuit

sunsuit

3 — UNDERWEAR AND DIAPERS, including disposable 

Do not include diaper service.

4 — SLEEPING GARMENTS

5 — LAYETTES

6 — ACCESSORIES, including —

boots

mittens/gloves

slippers

socks

shoes

booties

bibs

caps/hats

bonnets
CE-305 (4-1-2003) Page 36

9 — HAIRPIECES, WIGS, OR TOUPEES
CE-305 (4-1-2003) Page 37

4 — CLOTHING RENTAL, including formal wear

5 — CLOTHING STORAGE
CE-305 (4-1-2003) Page 38

interfacing fiberfill

foam

3 — SEWING NOTIONS, including —

4 — OTHER SEWING MATERIALS, including —

sewing basket patterns

snaps

zipper

crochet hooks

seam binding

embroidery thread

crochet thread

sewing kit knitting needles,

equipment

thread

needles/pins

scissors

measuring tapes

buttons

embroidery

hoops

stuffing

felt or felt square

quilt pad

rug material

beads, glitter,

sequins
CE-305 (4-1-2003) Page 39

03 — MOTORIZED CAMPER-COACH

04 — TRAILER-TYPE CAMPER

05 — OTHER ATTACHABLE-TYPE CAMPER

07 — BOAT, WITH A MOTOR. INCLUDE JET SKIS

06 — MOTORCYCLE, MOTOR SCOOTER OR MOPED (MOTORIZED BICYCLE)

such as for a boat, or cycle — includes trailer for snowmobile or for 

moving, hauling, etc.

such as a snowmobile, dunebuggy, go-cart or riding golf cart (except 

charges for rental of golf carts included in golfing fees)

09 — TRAILER OTHER THAN CAMPER

10 — PRIVATE PLANE

11 — ANY OTHER VEHICLE

08 — BOAT, WITHOUT A MOTOR SUCH AS CANOES, KAYAKS, AND ROWBOATS
CE-305 (4-1-2003) Page 40

adjust ignition

timing or mixture

air/fuel filters

breather/vapor/air

filter element

computer sensor

distributor cap, rotor

emission controls

ignition wires

pcv valve

spark plugs

anti-lock brake

bleed brake 

system

brake

adjustment

3 — BRAKE WORK, including —

machine drums/

rotors

parking brake

wheel calipers

wheel cylinder

adjust valve

4 — BATTERY PURCHASES AND INSTALLATION

5 — TIRE PURCHASES AND MOUNTING

6 — TIRE REPAIRS

7 — FRONT END ALIGNMENT, WHEEL BALANCING, WHEEL ROTATION

axle bearing/

seals

axle shafts

ball joints

8 — STEERING OR FRONT-END WORK, including —

bushings

CV joints/boots

idler arms

power steering

fluid/filter

rack and pinion

steering box/

linkage

studs, lug nuts

tie rods

wheel hubs

alternator belt

alternator/

generator

battery

charging

9 — ELECTRICAL SYSTEM WORK, including —

car computer

coil

gauges/

instruments

ignition system

starter motor

switches

voltage-regulato

wiring

hydraulic system

master cylinder

shoes or pads
CE-305 (4-1-2003) Page 41

compressor

COOG O, cudg 

condenser motor/switch recharging

coolant or filter

cooling fan/

controls

cooling fan relay

12 — ENGINE COOLING SYSTEM WORK, including —

fan or water pump

belt

fan switch or motor

heater core

hoses

pressure cap

radiator

thermostat

water pump

catalytic converter

exhaust pipe

13 — EXHAUST SYSTEM WORK, including —

hanger/clamps

manifold gasket

muffler resonator

clutch cable

clutch fork

flywheel

14 — CLUTCH OR TRANSMISSION WORK, including —

hydraulic system

master cylinder

pilot bearing

rebuilt

transmission

safety switch

shaft seal

transaxle

transmission filte

convertible top

crash repairs

15 — BODY WORK AND PAINTING, including —

doors

glass replaced

rust proofing

sanding

T-roof

vinyl top

16 — SHOCK ABSORBER REPLACEMENT, including MacPherson struts

window repair/

replacement
CE-305 (4-1-2003) Page 42

antenna

CB antenna

8 UO QUSO, cudg 

CB radio

radio

speakers

stereo equipment

tape player

alarm system

bike/ski racks

bumper guards

19 — VEHICLE ACCESSORIES AND CUSTOMIZING, including —

carpeting

fender skirts

luggage rack

running boards

seat covers

spoilers

steering wheel 

covers

battery cables

brake lights

car wash

charcoal canisterfilters

20 — OTHER VEHICLE SERVICES, PARTS, AND EQUIPMENT, including —

gas cable/cap/can

gasket sets

headlights

heater repair

hub caps

jack

light bulbs

speedometer cable

tire pressure gauge

tire/wheel

 combination

vent filters

wheel lugs

wheels

windshieldwipers
CE-305 (4-1-2003) Page 43

3 — State vehicle registration

4 — Local vehicle registration
CE-305 (4-1-2003) Page 44

Veterans Insurance

Annuities

Liability Insurance

Collision Insurance

Comprehensive Insurance

Bodily Injury Insurance

Property Damage Insurance

No-Fault Insurance

2 — AUTOMOBILE OR OTHER VEHICLE INSURANCE, including —

HOME INSURANCE

4 — TENANT’S INSURANCE

Credit Card Insurance

Personal Liability Insurance

Mortgage Guarantee Insurance

Ambulance

Umbrella policies

5 — OTHER TYPES OF NONHEALTH INSURANCE, including —

Do not include malpractice insurance.

Insurance protecting your home, furniture, personal effects, or other property

against fire, theft, loss, earthquakes, or damage from other means.

3 — HOMEOWNER’S INSURANCE, including any insurance covered 

in mortgage payments or flood insurance

Life Endowments 

Burial Insurance 

Long-Term Care Insurance

FLOOD INSURANCE

FIRE AND EXTENDED COVERAGE
CE-305 (4-1-2003) Page 45

their individual offices and are referred to as primary care physicians.

2 — FEE FOR SERVICE PLAN

In a fee for service type of plan you or your insurance company is

generally billed after each visit. In a traditional fee for service plan you

may go to any doctor or hospital you choose. In a Preferred Provider

Organization (PPO) you are provided with a list of doctors from which

you may choose. If you choose to go to one of the doctors on the PPO

list, the amount of expenses covered is higher than if you go to a

doctor not on the list.

3 — COMMERCIAL MEDICARE SUPPLEMENT

A Commercial Medicare Supplement is a voluntary contributory private

insurance plan available to Medicare recipients, to cover the costs of

deductibles, coinsurance, physician services and other medical and

health services.

4 — SPECIAL PURPOSE PLAN

A special purpose plan is one which covers only specific health needs.

Examples of special purpose health insurance plans are —

Dental Insurance

Vision Insurance

Prescription Drug Insurance

Mental Health Insurance

Dread Disease Policy
CE-305 (4-1-2003) Page 46

eye glasses

kits and equipment

fittings

contact lenses

warranty expenses

2 — PURCHASE OF EYE GLASSES OR CONTACT LENSES, such as —

DENTAL CARE

4 — HOSPITAL ROOM, such as —

operating room

recovery room

X-rays

oxygen

anesthetics

5 — HOSPITAL SERVICES, including all services provided and billed by the

hospital, such as —

3 — DENTAL CARE, such as —

INPATIENT HOSPITAL CARE

laboratory tests

intensive care unit

drugs and medicine

treatment rooms

nursing services

examinations

therapy

injections

blood transfusions

any other services

room meals

bridges

orthodontic work

fillings

caps or crowns

examinations

cleanings

X-rays

dentures

root canals

any other dental services

insurance
CE-305 (4-1-2003) Page 47

homeopath

physical therapist

PHYSICIAN SERVICES

8 — LAB TESTS OR X-RAYS

substance abuse centers

9 — CARE IN CONVALESCENT OR NURSING HOME, such as —

7 — ALL SERVICES PROVIDED AND BILLED BY PHYSICIANS, such as —

naturopath

nurse practitioners

OTHER MEDICAL CARE SERVICES

nursing home

Include all services provided and billed by a convalescent 

or nursing home.

X-rays blood tests

internist

dermatologist

psychiatrist

surgeon

general practitioner

gynecologist

urologist

osteopath

plastic surgeon

pediatrician

any other type of physicians

marriage counselor

other types of lab tests

Do not include services received in a hospital as an

inpatient or services for eye and dental care.

ambulance services

rescue services

10 — OTHER MEDICAL CARE, such as —

outpatient hospital care

emergency room services

If medical care is given in outpatient department or

emergency room, include —

injections

allergy shots

cardiology test

cardiogram

skin treatment

hearing test

cancer treatment

baby shots

physicians check up

broken/sprained bones

blood pressure check

blood donation
CE-305 (4-1-2003) Page 48

14 — PURCHASE OF SUPPORTIVE OR CONVALESCENT MEDICAL

EQUIPMENT, such as —

ice bags

hot water bottles

heating pads

15 — RENTAL OF MEDICAL OR SURGICAL EQUIPMENT FOR GENERAL

USE, such as —

13 — RENTAL OF SUPPORTIVE OR CONVALESCENT MEDICAL EQUIPMENT,

such as —

sinus masks

blood pressure kits

vaporizers

splints

cervical collars

wheelchairs

braces

crutches

canes

walkers

whirlpools

slings

ace bandages

thermometers

ice bags

hot water bottles

heating pads

pollen masks

16 — PURCHASE OF MEDICAL OR SURGICAL EQUIPMENT FOR GENERAL

USE, such as —

sinus masks

insulin needles

syringes

blood pressure kits

vaporizers

Do not include purchases of items such as band aids, gauze, cotton

roll, and cotton balls.

splints

cervical collars

wheelchairs

braces

crutches

canes

walkers

whirlpools

slings

ace bandages

sun lamps

therapeutic heat lamps

sun lamps

therapeutic heat lamps

ostomy supplies

oxygen

orthopedic appliances

(supports)
CE-305 (4-1-2003) Page 49

2 — NURSERY SCHOOL OR CHILD DAY CARE CENTERS, including

noninstructional day camps

3 — TUITION, including —

student dormitory

fraternity

4 — HOUSING WHILE ATTENDING SCHOOL, including —

sorority

horse ridingcooking

5 — FOOD OR BOARD WHILE ATTENDING SCHOOL

Include only those expenses paid directly to the school or

to other educational facility.

business school

secretarial school

technical school

vocational school

college or university

high school

seminary

preparatory school

elementary school

parochial school

adult education

housing for married students

Include only those expenses paid directly to the school or

to other educational facility.

Include only those expenses paid directly to the school or

to other educational facility.

6 — PRIVATE SCHOOL BUS

text books

microscopes

technical books

slide rule

art supplies

cap and gown

drafting equipment

laboratory equipment

7 — PURCHASE OF ANY SCHOOL BOOKS, SUPPLIES, OR EQUIPMENT, 

WHICH HAS NOT ALREADY BEEN REPORTED, including —

laboratory fees matriculation fees

8 — OTHER SCHOOL RELATED EXPENSES NOT ALREADY REPORTED,

including the rental of any school books or expenses

laundry fees

registration fees

student union fees

health fees transportation fees

athletic fees

cap and gown rentals

rental of school books

rental of school equipment

administration fees

conferences and seminars

tutoring
CE-305 (4-1-2003) Page 50

3 — Compact discs, tapes, videos, or records purchased from a mail order club

4 — Magazine or periodical subscriptions

5 — Season tickets to theater, concert series, opera, other musical series, or

amusement parks

6 — Season tickets to sporting events

7 — Reference books NOT in sets

8 — Encyclopedias or other sets of reference books

9 — Country club, health club, swimming pools, tennis clubs, social or other

recreational organization

10 — Civic, service, or fraternal organization

11 — Credit card membership fees

12 — Shopping club memberships
CE-305 (4-1-2003) Page 51

10 — Video cassettes, video tapes, or DVD’s other than through a mail-order club

11 — Rental of video cassettes, video tapes, or DVD’s

2 — Single admissions to spectator sporting events, including —

football baseball hockey soccer

3 — Single admissions to entertainment activities, including —

movies operas plays concerts

4 — Books not purchased through book clubs, including —

paperbacks hardcover

5 — Magazines not included in a subscription

Exclude reference books or school books

6 — Single copies of newspapers not through a subscription

7 — Compact discs, audio tapes, or records other than through a

mail-order club

8 — Photographic film, including —

9 — Photographic film processing

audio

disposable cameras
CE-305 (4-1-2003) Page 52

2 — Business trips

3 — Recreational trips, such as –

Sightseeing

Sports events

Club or organizational meetings

Outdoor recreation

4 — Any other trips that occur overnight or longer

5 — Any day trips at least 75 miles away
CE-305 (4-1-2003) Page 53

2 — airplane

3 — train

4 — bus

5 — ship

6 — car, jeep

7 — truck, van

8 — motorcycle, moped

9 — private plane

(RENTED)

13 — car owned by CU

14 — vehicle leased by CU

15 — other vehicle owned by CU

16 — vehicle owned by someone else

(PRIVATE)

17 — other transport

10 — boat, trailer

11 — camper

12 — other vehicles
CE-305 (4-1-2003) Page 54

Fishing equipment

Boat

Other sports equipment
CE-305 (4-1-2003) Page 55

g

Swimming

Tennis

Skiing

Bowling

Exercise classes 

Other sports
CE-305 (4-1-2003) Page 56

Concerts

Museums

Tours

Sports events

Other entertainment events
CE-305 (4-1-2003) Page 57

4 — FRESH FLOWERS OR POTTED PLANTS

bridal showers

weddings

anniversaries

3 — CATERED AFFAIRS, including —

parties

graduations

confirmations

Bar Mitzvah

Bat Mitzvah

income tax

preparation

7 — ACCOUNTING FEES, including —

trust management estate management

fertilize lawn, etc.

tree removal

planting

HOME SERVICES PROVIDED BY NON-CU MEMBER

lawn cutting

tilling

plowing

hedge trimming

tree pruning

9 — GARDENING OR LAWN CARE SERVICES, including —

Will

6 — LEGAL FEES, including —

Divorce Contracts

Do not include fees for business purposes or those related to closing 

costs for the purchase of real estate.

Do not include fees for business purposes.

Include any services provided under service contracts.

Do not include services which are covered by management or 

maintenance fees.

8 — OCCUPATIONAL EXPENSES, such as union dues or professional licenses.

5 — PROFESSIONAL PHOTOGRAPHY FEES
Page 58 CE-305 (4-1-2003)

19 — HAND HELD COMPUTER GAMES AND COMPUTER BOARD GAMES

TV computer game

hardware

18 — TV COMPUTER GAMES AND COMPUTER GAME SOFTWARE

video game hardware

video games

games

infant toys

20 — TOYS AND GAMES

stuffed animals

action figures

trucks

16 — CARE FOR INVALIDS, CONVALESCENTS, HANDICAPPED, OR ELDERLY 

PERSONS IN THE HOME

Do not include institutional or medical care.

17 — ADULT DAY CARE CENTERS

dart board

dolls

trains

14 — BABYSITTING OR OTHER CHILD CARE IN YOUR HOME

Do not include nursery school care or care in a day care center.

15 — BABYSITTING OR OTHER CHILD CARE IN SOMEONE ELSE’S HOME

Do not include nursery school care or care in a day care center.

12 — OTHER HOME SERVICES AND SMALL REPAIR JOBS AROUND THE

HOUSE, NOT PREVIOUSLY REPORTED

Include diaper service.

13 — MOVING, STORAGE, AND FREIGHT EXPRESS

Do not include expenses that are reimbursed by employer or

other persons outside of the CU.
Page 59 CE-305 (4-1-2003)

24 — PET SERVICES, including —

aquarium

hamster cage

dog

bird

tropical fish

pet toys

guinea pig

hamster

dog house

bird cage

cat

gerbil

23 — PURCHASE OF PETS, PET SUPPLIES, AND MEDICINE FOR PETS, 

including —

25 — VETERINARIAN EXPENSES FOR PETS

grooming license kennels

collars

22 — LOTTERIES AND GAMES OF CHANCE
CE-305 (4-1-2003) Page 60

4 — EDUCATION INSTITUTIONS — Do not include tuition and other school

expenses.

alumni funds

scholarship funds

3 — ALIMONY

educational endowments

school fund-raisers

tithes and offerings

building funds

6 — RELIGIOUS ORGANIZATIONS, INCLUDING CHURCHES, TEMPLES, AND

MOSQUES, BUT NOT INCLUDING PAROCHIAL SCHOOLS

religious fund raisers

religious television/radio ministries

Red Cross

United Way

Humane Society

civic organizations American Cancer Society

American Heart Association

fine arts and literary 

organizations

friends

street musicians

cash gifts at 

the office

co-workers

birthday money

wedding money

homeless persons

money to assist others

8 — ANY AND ALL OTHER PERSONS NOT IN YOUR CU, such as —

political parties

5 — POLITICAL ORGANIZATIONS

political candidates Political Action 

Committees (PACs)

7 — CHARITIES AND ALL OTHER ORGANIZATIONS

social service 

organizations

public television/radio

9 — STOCKS, BONDS, MUTUAL FUNDS

Include only funds given to persons or organizations outside of your CU.
CE-305 (4-1-2003) Page 61

3 — Major credit cards — Visa, MasterCard, American Express, Discover, or

other revolving credit accounts

4 — Store installment credit accounts

5 — Financial institutions — Banks, brokerages, savings and loans, credit

unions, or insurance companies

Do not include insurance premium payments

6 — Doctors, dentists, hospitals, or other medical practitioners for expenses not

covered by insurance

7 — Other credit — School loans, personal loans, or loans from retirement

plans
CE-305 (4-1-2003) Page 62

gpygy

cashier

motor vehicle salesperson

05 — SALES, RETAIL

commodity salesperson

door to door salesperson

apparel salesperson

mining sales representative

financial services

manufacturing sales representative

real estate sales person

wholesale sales representative

insurance salesperson

health technician

drafting

06 — SALES, BUSINESS GOODS AND SERVICES

practical nurse

electronic technician

clinical laboratory technician

07 — TECHNICIAN

secretary

computer assistant

04 — ADMINISTRATIVE SUPPORT, INCLUDING CLERICAL

bookkeeper

receptionist

clerk

typist

private guard

08 — PROTECTIVE SERVICE

police officer firefighter

nanny

09 — PRIVATE HOUSEHOLD SERVICE

household worker

janitor

food preparer

child care worker

cook

food counter/fountain worker

hairstylist

waiter/waitress

orderly

maid/houseman

10 — OTHER SERVICE

machine operator

11 — MACHINE OPERATOR, ASSEMBLER, INSPECTOR

assembler inspector

truck driver

12 — TRANSPORTATION OPERATOR

bus driver tractor operator

stock handler

construction laborer

13 — HANDLER, HELPER, LABORER

freight handler

packager

material handler

automobile mechanic

sheet metal worker

14 — MECHANIC, REPAIRER, PRECISION PRODUCTION

machine repairer

meat cutter

machinist

tailor

carpenter

plumber

15 — CONSTRUCTION, MINING

electrician

mining worker

painter

farmer

16 — FARMING

farm worker

forestry worker

animal caretaker

17 — FORESTRY, FISHING, GROUNDSKEEPING

fisher groundskeeper

armed forces

18 — ARMED FORCES
CE-305 (4-1-2003) Page 63

1. $0 — $4,999

2. $ 5,000 — $ 9,999

3. $10,000 — $14,999

4. $15,000 — $19,999

5. $20,000 — $29,999

6. $30,000 — $39,999

7. $40,000 — $49,999

8. $50,000 — $69,999

9. $70,000 — $89,999

10. $90,000 — $119,999

11. $120,000 and over
CE-305 (4-1-2003) Page 64

2. $ 300 — $ 399

3. $ 400 — $ 499

4. $ 500 — $ 599

5. $ 600 — $ 699

6. $ 700 — $ 799

7. $ 800 — $ 899

8. $ 900 — $ 999

9. $ 1,000 — $ 1,499

10. $ 1,500 and over
CE-305 (4-1-2003) Page 65

1. $0 — $999

2. $ 1,000 — $ 1,999

3. $ 2,000 — $ 2,999

4. $ 3,000 — $ 3,999

5. $ 4,000 — $ 4,999

6. $ 5,000 — $ 9,999

7. $10,000 — $14,999

8. $15,000 — $19,999

9. $20,000 — $29,999

10. $30,000 — $39,999

11. $40,000 — $49,999

12. $50,000 and over
CE-305 (4-1-2003) Page 66

2. Under $3,000

3. $ 3,000 — $ 5,999

4. $ 6,000 — $ 7,499

5. $ 7,500 — $ 9,999

6. $10,000 — $12,999

7. $13,000 — $14,999

8. $15,000 — $19,999

9. $20,000 — $24,999

10. $25,000 — $29,999

11. $30,000 — $34,999

12. $35,000 — $49,999

13. $50,000 — $74,999

14. $75,000+
CE-305 (4-1-2003) Page 67

SEPTEMBER

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CE-305 (4-1-2003) Page 68

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CE-305 (4-1-2003) Page 69

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17

24

4

11

18

25

5

12

19

26

1

8

15

22

29

6

13

20

27

SMTWT F S

7

14

21

28

2

9

16

23

3

10

17

24

31

4

11

18

25

5

12

19

26

6

13

20

27

1

8

15

22

29

SMTWT F S

7

14

21

28

2

9

16

23

30

3

10

17

24

4

11

18

25

5

12

19

26

6

13

20

27

1

8

15

22

29

MARCH

SMTWT F S

7

14

21

28

2

9

16

23

3

10

17

24

4

11

18

25

5

12

19

26

1

8

15

22

6

13

20

27

28

3

3024

31

8

25

9

26

0

27

29

DECEMBER

SMTWT F S

7

14

21

28

2

9

16

23

30

3

10

17

24

31

4

11

18

25

5

12

19

26

6

13

20

27

1

8

15

22

29
CE-305 (4-1-2003) Page 70

2/3

1/4

2/4

3/4

1/5

2/5

3/5

4/5

1/6

2/6

3/6

4/6

5/6

3/7

4/7

5/7

6/7

1/8

2/8

3/8

4/8

5/8

6/8

7/8

1/9

2/9

5/9

6/9

7/9

8/9

66.67

25.00

50.00

75.00

20.00

40.00

60.00

80.00

16.67

33.33

50.00

66.67

83.33

1/10

2/10

3/10

4/10

5/10

6/10

7/10

8/10

9/10

42.86

57.14

71.42

85.71

12.50

25.00

37.50

50.00

62.50

75.00

87.50

11.11

22.22

55.55

66.67

77.78

88.89

10.00

20.00

30.00

40.00

50.00

60.00

70.00

80.00

90.00
CE-305 (4-1-2003) Page 71

Any information you provide for this survey is confidential, by law,

under title 13, United States Code. Participation in this survey is

voluntary and there are no penalties for refusing to answer any

question(s). However, your cooperation is extremely important to

help insure the completeness and accuracy of these data.

"Good morning. I am (your name) from the U.S. Census Bureau. Here

is my identification card. We are conducting a Consumer

Expenditure Survey for the Bureau of Labor Statistics. 

I have some questions I would like to ask you. Did you receive a

letter saying someone would call on you?"

"Good morning. I am (your name) from the U.S. Census Bureau. Here

is my identification card. I was here in (month) to obtain information

for the Consumer Expenditure Survey. This is my (number) quarterly

visit. I have some questions to ask. Did you receive our letter?"

INTRODUCTIONS

(1st visit)

(2nd through 5th visits)