Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2009

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ............. 120,847 80,068 50,080 29,988 40,778 110,241 35,043 75,198 10,605 

Percent distribution of consumer units ................... 100.0 66.3 41.4 24.8 33.7 91.2 29.0 62.2 8.8 

Consumer unit characteristics (mean values):

Income before taxes ........................................... $62,857 $75,858 $88,237 $55,185 $37,329 $64,316 $55,385 $68,477 $47,692 

Income after taxes .............................................. 60,753 73,035 85,062 52,949 36,637 62,164 53,636 66,138 46,080

Age of reference person ...................................... 49.4 53.3 47.8 62.5 41.7 49.0 46.6 50.1 53.7 

Average number in consumer unit:

Persons .............................................................. 2.5 2.6 2.9 2.1 2.3 2.5 2.4 2.6 2.4 

Children under 18 .............................................. .6 .6 .8 .3 .6 .6 .6 .6 .5 

Persons 65 and older ......................................... .3 .4 .2 .7 .2 .3 .3 .3 .4 

Earners .............................................................. 1.3 1.4 1.6 .9 1.1 1.3 1.2 1.3 1.2 

Vehicles ............................................................. 2.0 2.4 2.5 2.2 1.2 1.9 1.5 2.1 2.6 

Percent distribution:

Sex of reference person:

Male ................................................................... 47 48 49 45 46 48 46 48 42 

Female ............................................................... 53 52 51 55 54 52 54 52 58 

Housing tenure:

Homeowner ........................................................ 66 100 100 100 n.a. 65 50 72 82 

With mortgage .................................................. 41 63 100 n.a. n.a. 42 32 46 40 

Without mortgage ............................................. 25 37 n.a. 100 n.a. 23 17 26 42 

Renter ................................................................ 34 n.a. n.a. n.a. 100 35 50 28 18 

Race of reference person:

Black or African-American ................................. 12 8 9 8 20 13 20 9 7 

White, Asian, and all other races ....................... 88 92 91 92 80 87 80 91 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino .............................................. 12 9 10 7 17 13 17 11 3 

Not Hispanic or Latino ........................................ 88 91 90 93 83 87 83 89 97 

Education of reference person:

Elementary (1-8) ................................................ 5 4 3 7 6 4 5 4 8 

High school (9-12) .............................................. 34 32 27 40 39 34 33 34 44 

College ............................................................... 61 64 70 53 55 62 62 62 47 

Never attended and other .................................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased .................. 88 96 98 93 74 88 79 92 94 

Annual aggregate expenditures ............................. $5,929,795 77.0 55.9 21.1 23.0 92.7 25.7 67.0 7.3 

Food ..................................................................... 770,118 74.8 55.4 19.4 25.2 92.6 26.0 66.6 7.4 

Food at home ..................................................... 453,596 74.4 54.1 20.3 25.6 91.8 25.3 66.5 8.2 

Cereals and bakery products ........................... 61,203 74.0 54.4 19.6 26.0 91.9 25.1 66.8 8.1 

Cereals and cereal products .......................... 20,858 71.3 53.2 18.1 28.7 92.3 26.4 65.9 7.7 

Bakery products ............................................. 40,345 75.4 55.1 20.3 24.6 91.7 24.4 67.3 8.3 

Meats, poultry, fish, and eggs .......................... 101,636 73.4 53.3 20.0 26.6 92.1 26.4 65.7 7.9 

Beef ................................................................ 27,332 73.7 52.2 21.5 26.3 91.1 25.2 65.9 8.9 

Pork ................................................................ 20,350 73.5 51.8 21.7 26.5 91.0 26.0 65.1 9.0 

Other meats ................................................... 13,722 76.0 54.6 21.3 24.0 91.9 24.8 67.1 8.1 

Poultry ............................................................ 18,621 70.8 54.5 16.3 29.2 93.2 28.1 65.1 6.8 

Fish and seafood ........................................... 16,310 74.3 55.5 18.8 25.7 94.1 28.2 65.9 5.9 

Eggs ............................................................... 5,300 70.0 50.2 19.8 30.0 91.5 27.5 64.0 8.5 

Dairy products .................................................. 49,081 74.8 54.6 20.2 25.2 91.3 24.7 66.5 8.7 

Fresh milk and cream .................................... 17,402 72.5 52.9 19.6 27.5 91.2 25.6 65.6 8.8 

Other dairy products ...................................... 31,679 76.1 55.6 20.5 23.9 91.3 24.2 67.1 8.7 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Fruits and vegetables ....................................... $79,341 75.0 53.8 21.2 25.0 92.0 26.1 65.9 8.0 

Fresh fruits ..................................................... 26,544 76.1 53.5 22.6 23.9 92.3 26.0 66.4 7.7 

Fresh vegetables ........................................... 25,278 75.2 54.7 20.5 24.8 92.4 26.9 65.5 7.6 

Processed fruits ............................................. 14,267 73.4 52.8 20.5 26.6 92.4 26.0 66.3 7.6 

Processed vegetables .................................... 13,252 74.1 53.5 20.6 25.9 90.0 24.9 65.1 10.0 

Other food at home .......................................... 162,335 74.7 54.3 20.3 25.3 91.7 24.6 67.1 8.3 

Sugar and other sweets ................................. 16,996 77.1 54.2 22.8 22.9 91.0 24.0 67.0 9.0 

Fats and oils ................................................... 12,370 74.8 53.0 21.8 25.2 91.0 25.5 65.5 9.0 

Miscellaneous foods ...................................... 86,424 74.5 54.7 19.8 25.5 91.9 24.3 67.6 8.1 

Nonalcoholic beverages ................................. 40,679 72.5 53.5 19.0 27.5 91.6 25.0 66.7 8.4 

Food prepared by consumer unit on

out-of-town trips ........................................... 5,868 84.4 58.8 25.7 15.6 93.0 25.3 67.7 7.0 

Food away from home ....................................... 316,522 75.4 57.4 18.0 24.6 93.7 26.9 66.8 6.3 

Alcoholic beverages ............................................. 52,542 72.6 55.4 17.3 27.4 94.5 29.5 65.0 5.5 

Housing ................................................................ 2,041,738 74.1 56.5 17.6 25.9 93.8 27.5 66.3 6.2 

Shelter ................................................................ 1,217,506 70.6 57.8 12.8 29.4 94.9 29.0 66.0 5.1 

Owned dwellings .............................................. 790,653 98.9 82.7 16.1 1.1 93.8 22.6 71.3 6.2 

Mortgage interest and charges ...................... 434,288 98.6 97.5 1.1 1.4 94.9 23.2 71.7 5.1 

Property taxes ................................................ 218,858 99.0 68.7 30.3 1.0 94.0 20.9 73.1 6.0 

Maintenance, repairs, insurance, other

expenses ...................................................... 137,507 99.5 58.3 41.1 .5 90.2 23.3 66.9 9.8 

Rented dwellings .............................................. 345,650 1.4 .7 .7 98.6 97.7 44.3 53.3 2.3 

Other lodging ................................................... 81,203 89.9 58.2 31.7 10.1 93.7 25.5 68.2 6.3 

Utilities, fuels, and public services ..................... 440,440 77.7 51.8 25.9 22.3 91.3 25.8 65.5 8.7 

Natural gas ....................................................... 58,394 82.5 55.1 27.5 17.5 94.9 28.0 66.9 5.1 

Electricity .......................................................... 166,370 77.0 50.2 26.8 23.0 90.4 24.6 65.8 9.6 

Fuel oil and other fuels ..................................... 17,082 90.1 54.1 36.0 9.9 76.5 8.4 68.0 23.5 

Telephone services .......................................... 140,419 72.0 49.6 22.4 28.0 91.5 27.8 63.7 8.5 

Water and other public services ....................... 58,174 85.2 57.6 27.6 14.8 94.3 27.4 66.9 5.7 

Household operations ........................................ 122,220 79.7 58.4 21.4 20.3 95.3 26.6 68.7 4.7 

Personal services ............................................. 47,062 74.7 64.1 10.6 25.3 97.2 27.9 69.4 2.8 

Other household expenses .............................. 75,157 82.9 54.8 28.1 17.1 94.1 25.9 68.2 5.9 

Housekeeping supplies ...................................... 79,620 80.8 56.7 24.1 19.2 90.7 22.6 68.2 9.3 

Laundry and cleaning supplies ........................ 18,831 74.0 52.7 21.3 26.0 90.2 23.5 66.7 9.8 

Other household products ................................ 43,494 83.1 57.8 25.3 16.9 91.3 21.9 69.4 8.7 

Postage and stationery .................................... 17,294 82.4 58.3 24.0 17.6 89.8 23.2 66.6 10.2 

Household furnishings and equipment ............... 181,954 82.3 58.4 23.9 17.7 92.0 24.5 67.5 8.0 

Household textiles ............................................ 15,009 83.1 58.1 24.9 16.9 89.2 21.4 67.9 10.8 

Furniture ........................................................... 41,448 78.1 53.6 24.5 21.9 93.1 27.7 65.4 6.9 

Floor coverings ................................................ 3,663 92.3 67.5 24.8 7.7 96.0 20.1 75.9 4.0 

Major appliances .............................................. 23,410 87.7 56.9 30.8 12.3 89.7 23.2 66.5 10.3 

Small appliances, miscellaneous housewares 11,290 80.8 59.2 21.6 19.2 93.8 26.9 66.9 6.2 

Miscellaneous household equipment ............... 87,134 82.6 60.7 21.9 17.4 92.2 23.7 68.4 7.8 

Apparel and services ........................................... 208,496 71.3 54.8 16.5 28.7 93.6 29.0 64.6 6.4 

Men and boys .................................................... 46,279 71.2 56.2 15.0 28.8 91.9 27.9 64.1 8.1 

Men, 16 and over ............................................. 36,780 70.6 55.1 15.4 29.4 91.7 28.9 62.8 8.3 

Boys, 2 to 15 .................................................... 9,499 73.7 60.2 13.4 26.3 92.9 23.8 69.0 7.1 

Women and girls ................................................ 81,998 74.0 57.2 16.8 26.0 94.4 29.0 65.4 5.6 

Women, 16 and over ........................................ 67,779 74.0 56.2 17.8 26.0 94.4 29.4 65.1 5.6 

Girls, 2 to 15 ..................................................... 14,219 74.1 61.8 12.3 25.9 94.0 27.2 66.9 6.0 

Children under 2 ................................................ 11,018 64.3 52.4 11.9 35.7 92.7 29.6 63.2 7.3 

Footwear ............................................................ 39,056 67.5 50.9 16.5 32.5 92.7 27.3 65.4 7.3 

Other apparel products and services ................. 30,146 71.6 52.1 19.5 28.4 95.3 32.7 62.6 4.7 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Transportation ...................................................... $925,492 78.6 55.0 23.6 21.4 90.9 23.6 67.3 9.1 

Vehicle purchases (net outlay) ........................... 321,083 81.0 55.4 25.5 19.0 89.7 21.3 68.4 10.3 

Cars and trucks, new ....................................... 156,756 87.7 57.5 30.2 12.3 92.8 21.5 71.3 7.2 

Cars and trucks, used ...................................... 157,626 74.2 53.1 21.1 25.8 86.9 21.2 65.7 13.1 

Other vehicles .................................................. 6,701 82.7 62.3 20.4 17.3 81.6 17.7 63.9 218.4 

Gasoline and motor oil ....................................... 240,050 75.9 53.3 22.6 24.1 90.2 22.8 67.4 9.8 

Other vehicle expenses ..................................... 306,434 79.0 56.4 22.6 21.0 91.8 24.5 67.3 8.2 

Vehicle finance charges ................................... 33,960 76.9 59.7 17.2 23.1 89.6 22.4 67.3 10.4 

Maintenance and repairs ................................. 88,559 78.0 55.1 22.9 22.0 91.5 25.4 66.1 8.5 

Vehicle insurance ............................................. 129,957 80.2 55.5 24.7 19.8 90.8 23.8 67.0 9.2 

Vehicle rental, leases, licenses, and other

charges .......................................................... 53,958 78.9 58.7 20.3 21.1 95.9 26.0 69.9 4.1 

Public transportation .......................................... 57,924 75.2 52.8 22.4 24.8 95.7 35.0 60.7 4.3 

Healthcare ............................................................ 377,780 83.6 48.4 35.2 16.4 90.6 22.4 68.2 9.4 

Health insurance ................................................ 215,686 83.6 46.5 37.1 16.4 90.7 22.2 68.6 9.3 

Medical services ................................................ 88,981 83.9 52.7 31.2 16.1 91.3 23.2 68.1 8.7 

Drugs ................................................................. 58,766 83.0 47.9 35.1 17.0 89.1 22.7 66.5 10.9 

Medical supplies ................................................ 14,346 83.1 51.5 31.5 16.9 90.6 20.4 70.3 9.4 

Entertainment ....................................................... 325,412 80.1 57.1 23.0 19.9 92.2 24.2 68.0 7.8 

Fees and admissions ......................................... 75,894 82.8 63.0 19.9 17.2 95.0 25.5 69.5 5.0 

Audio and visual equipment and services .......... 117,820 74.2 50.8 23.4 25.8 92.3 26.6 65.7 7.7 

Pets, toys, hobbies, and playground equipment 83,362 83.1 61.2 21.8 16.9 91.1 22.5 68.6 8.9 

Other entertainment supplies, equipment, and

services ............................................................ 48,335 85.0 55.8 29.1 15.0 89.4 19.1 70.3 10.6 

Personal care products and services ................... 71,978 77.1 54.8 22.3 22.9 94.1 26.5 67.6 5.9 

Reading ................................................................ 13,244 82.0 51.0 31.0 18.0 92.7 26.3 66.4 7.3 

Education ............................................................. 129,067 76.5 58.6 17.9 23.5 96.3 25.8 70.5 3.7 

Tobacco products and smoking supplies ............. 45,884 62.6 40.9 21.7 37.4 86.9 24.0 63.0 13.1 

Miscellaneous ...................................................... 98,656 78.3 53.0 25.3 21.7 89.0 25.4 63.5 11.0 

Cash contributions ............................................... 208,228 83.2 50.0 33.2 16.8 92.6 23.6 69.0 7.4 

Personal insurance and pensions ........................ 661,160 82.1 62.7 19.3 17.9 93.4 25.1 68.3 6.6 

Life and other personal insurance ...................... 37,346 89.4 62.5 27.0 10.6 90.5 22.5 67.9 9.5 

Pensions and Social Security ............................ 623,815 81.6 62.7 18.9 18.4 93.6 25.3 68.4 6.4 

Sources of income and personal taxes:

Money income before taxes ................................. 7,596,016 80.0 58.2 21.8 20.0 93.3 25.6 67.8 6.7 

Wages and salaries ........................................... 6,083,327 79.7 63.2 16.6 20.3 94.3 25.9 68.5 5.7 

Self-employment income ................................... 323,080 83.0 58.7 24.3 17.0 88.9 23.7 65.1 11.1 

Social Security, private and government

retirement ......................................................... 826,171 85.1 31.2 53.9 14.9 88.3 20.8 67.5 11.7 

Interest, dividends, rental income, other

property income ............................................... 176,378 88.2 34.4 53.8 11.8 91.6 33.3 58.4 8.4 

Unemployment and workers’ compensation,

veterans’ benefits ............................................. 52,175 65.2 50.2 15.1 34.8 93.2 24.8 68.4 6.8 

Public assistance, supplemental security

income, food stamps ........................................ 52,526 39.9 22.5 17.4 60.1 90.2 36.3 53.9 9.8 

Regular contributions for support ....................... 50,243 53.7 38.8 14.9 46.3 95.5 35.3 60.2 4.5 

Other income ..................................................... 32,116 45.2 31.1 14.1 54.8 93.2 35.6 57.6 6.8 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Personal taxes ..................................................... $254,235 88.9 62.5 26.4 11.1 93.3 24.1 69.2 6.7 

Federal income taxes ......................................... 169,724 90.3 63.7 26.6 9.7 94.2 24.9 69.3 5.8 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ........................................................... 2-157 273.5 244.2 229.4 226.5 288.9 235.7 253.2 211.1 

State and local income taxes ............................. 63,331 83.1 61.7 21.4 16.9 93.6 24.3 69.3 6.4 

Other taxes ........................................................ 21,336 94.6 55.5 39.1 5.4 84.8 17.1 67.7 15.2 

Income after taxes ............................................... 7,341,782 79.7 58.0 21.6 20.3 93.3 25.6 67.7 6.7 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010