Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2005-2006

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 37,570 850 1,179 1,629 2,166 4,824 4,625 4,121 6,157 12,019 

Consumer unit characteristics: 

Income before taxes ..................................... $63,917 $730 $7,858 $12,660 $17,663 $25,067 $34,674 $44,741 $59,154 $125,029 

Income after taxes ........................................ 60,909 287 7,980 12,702 17,472 24,784 33,951 43,804 57,078 117,452 

Age of reference person ................................ 52.9 50.9 49.8 54.6 58.3 57.2 55.1 52.9 51.8 50.2 

Average number in consumer unit:

Persons ........................................................ 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

Children under 18 ........................................ .1 .3 .3 .2 .1 .1 .1 .1 1 ( ) 1 ( )

Persons 65 and over .................................... .5 .5 .4 .6 .8 .8 .7 .5 .4 .3 

Earners ........................................................ 1.3 .5 .6 .6 .6 .8 1.1 1.3 1.5 1.7 

Vehicles ....................................................... 2.2 1.2 1.0 1.3 1.5 1.8 2.0 2.1 2.4 2.7 

Percent distribution:

Sex of reference person:

Male ............................................................. 50 38 37 35 46 44 48 50 53 57 

Female ......................................................... 50 62 63 65 54 56 52 50 47 43 

Housing tenure:

Homeowner .................................................. 76 58 41 53 64 67 72 74 79 89 

With mortgage ............................................ 41 23 11 13 21 22 30 36 47 64 

Without mortgage ....................................... 34 36 30 40 43 45 42 38 32 25 

Renter .......................................................... 24 42 59 47 36 33 28 26 21 11 

Race of reference person:

Black or African-American ........................... 10 24 33 21 15 12 14 10 8 5 

White, Asian, and all other races ................. 90 76 67 79 85 88 86 90 92 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 7 11 16 13 11 10 7 7 6 4 

Not Hispanic or Latino .................................. 93 89 84 87 89 90 93 93 94 96 

Education of reference person:

Elementary (1-8) .......................................... 4 11 15 16 11 7 4 3 1 1 

High school (9-12) ........................................ 36 42 49 50 52 50 46 43 35 18 

College ......................................................... 60 46 35 34 36 43 50 55 64 82 

Never attended and other ............................ 2 ( ) 1 1 1 1 2 ( ) 2 ( ) 2 ( ) 2 ( ) 3 ( )

At least one vehicle owned or leased ............ 93 70 61 79 82 90 94 95 98 98 

Average annual expenditures .......................... $49,592 $28,032 $22,164 $22,769 $25,649 $30,206 $35,311 $39,644 $47,464 $78,933 

Food ............................................................... 6,028 3,601 4,122 3,812 4,069 4,358 4,617 5,179 5,881 8,340 

Food at home ............................................... 3,236 2,403 2,606 2,480 2,772 2,749 2,709 2,982 3,218 3,932 

Cereals and bakery products ..................... 420 293 321 339 339 373 354 392 427 500 

Cereals and cereal products .................... 127 80 117 114 112 109 106 118 124 152 

Bakery products ....................................... 293 213 205 225 227 264 248 274 303 348 

Meats, poultry, fish, and eggs .................... 753 643 746 582 773 667 621 705 759 864 

Beef .......................................................... 222 140 211 163 208 194 189 210 226 259 

Pork .......................................................... 152 147 150 139 166 136 131 155 178 149 

Other meats ............................................. 100 62 96 71 75 97 79 93 104 119 

Poultry ...................................................... 125 134 139 103 132 110 103 104 118 149 

Fish and seafood ..................................... 120 122 123 72 157 98 89 110 100 153 

Eggs ......................................................... 33 37 28 35 35 32 31 32 33 35 

Dairy products ............................................ 354 272 270 284 297 308 321 339 355 413 

Fresh milk and cream .............................. 125 130 120 114 118 124 123 130 117 130 

Other dairy products ................................ 229 142 150 170 179 184 198 208 239 283 

Fruits and vegetables ................................. 568 413 463 488 494 485 467 507 536 704 

Fresh fruits ............................................... 186 139 129 157 164 152 135 156 178 242 

Fresh vegetables ..................................... 186 146 166 154 155 157 147 155 176 237 

Processed fruits ....................................... 105 63 74 97 99 96 100 109 95 120 

Processed vegetables .............................. 91 63 94 80 76 80 85 88 88 105 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2005-2006 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,140 $782 $805 $788 $869 $916 $946 $1,039 $1,140 $1,449 

Sugar and other sweets ........................... 123 101 98 85 112 109 102 108 120 151 

Fats and oils ............................................. 86 60 75 74 83 80 74 76 87 98 

Miscellaneous foods ................................ 577 373 356 394 416 456 488 532 580 737 

Nonalcoholic beverages ........................... 303 241 253 226 235 250 249 278 309 372 

Food prepared by consumer unit on

out-of-town trips ..................................... 51 47 423 49 23 22 33 44 45 91 

Food away from home ................................. 2,793 1,198 1,516 1,331 1,297 1,609 1,908 2,197 2,663 4,408 

Alcoholic beverages ....................................... 547 166 263 195 208 274 334 415 537 906 

Housing .......................................................... 15,905 11,058 8,772 8,371 9,217 10,178 11,480 13,344 14,949 24,436 

Shelter .......................................................... 9,151 6,371 4,894 4,466 4,908 5,410 6,223 7,177 8,404 14,853 

Owned dwellings ........................................ 6,407 3,628 1,768 1,856 2,500 2,907 3,620 4,527 5,989 11,715 

Mortgage interest and charges ................ 3,242 1,647 702 607 851 967 1,522 2,036 3,063 6,471 

Property taxes .......................................... 1,797 1,213 677 716 873 1,073 1,162 1,494 1,695 2,950 

Maintenance, repairs, insurance, other

expenses ................................................ 1,369 768 389 533 775 867 935 997 1,231 2,294 

Rented dwellings ........................................ 2,012 2,333 2,908 2,439 2,262 2,265 2,269 2,246 1,927 1,562 

Other lodging ............................................. 732 411 218 171 146 238 334 403 488 1,576 

Utilities, fuels, and public services ............... 3,386 2,686 2,287 2,523 2,721 2,895 3,017 3,230 3,462 4,133 

Natural gas ................................................. 494 402 332 370 369 404 401 478 519 621 

Electricity .................................................... 1,266 1,074 926 1,067 1,063 1,139 1,159 1,196 1,256 1,497 

Fuel oil and other fuels ............................... 164 4134 474 91 197 160 135 158 149 201 

Telephone services .................................... 1,067 814 708 736 765 882 989 1,043 1,135 1,298 

Water and other public services ................. 394 263 248 258 326 309 332 355 402 515 

Household operations .................................. 728 447 350 300 365 404 534 600 593 1,224 

Personal services ....................................... 100 486 4120 132 492 102 142 151 67 78 

Other household expenses ........................ 628 361 230 167 273 302 393 449 526 1,146 

Housekeeping supplies ................................ 690 378 524 385 375 493 479 631 720 946 

Laundry and cleaning supplies .................. 145 70 198 84 96 120 121 160 164 161 

Other household products .......................... 349 212 220 200 200 243 236 325 376 476 

Postage and stationery .............................. 196 96 106 101 78 130 122 146 180 309 

Household furnishings and equipment ......... 1,950 1,176 717 698 848 977 1,226 1,706 1,769 3,279 

Household textiles ...................................... 168 88 67 64 94 129 119 155 211 221 

Furniture ..................................................... 507 363 188 183 276 210 309 459 376 913 

Floor coverings .......................................... 62 466 413 28 15 18 26 35 40 131 

Major appliances ........................................ 261 231 116 104 141 174 146 211 257 414 

Small appliances, miscellaneous

housewares .............................................. 120 50 76 39 43 67 87 90 129 186 

Miscellaneous household equipment ......... 832 378 255 280 280 378 539 757 756 1,414 

Apparel and services ..................................... 1,768 1,372 1,360 994 789 1,045 1,074 1,299 1,695 2,787 

Men and boys .............................................. 405 78 317 320 187 255 214 355 398 612 

Men, 16 and over ....................................... 371 454 271 284 169 221 178 320 362 578 

Boys, 2 to 15 .............................................. 34 24 46 35 18 34 36 35 36 34 

Women and girls .......................................... 721 750 560 368 331 419 477 552 722 1,083 

Women, 16 and over .................................. 672 664 456 326 308 381 438 501 685 1,023 

Girls, 2 to 15 ............................................... 49 86 104 41 23 38 40 52 37 60 

Children under 2 .......................................... 49 434 38 27 26 48 27 40 42 74 

Footwear ...................................................... 266 4349 309 161 145 201 162 155 296 367 

Other apparel products and services ........... 328 161 135 119 100 123 195 196 237 651 

Transportation ................................................ 8,965 5,181 2,772 3,400 4,203 5,694 7,011 7,301 9,229 13,943 

Vehicle purchases (net outlay) ..................... 3,725 42,171 4667 872 1,240 2,258 2,945 2,668 3,745 6,211 

Cars and trucks, new ................................. 2,197 41,378 476 4222 4644 1,227 1,447 1,409 1,959 4,081 

Cars and trucks, used ................................ 1,456 793 591 648 572 1,026 1,459 1,148 1,737 1,988 

Other vehicles ............................................ 72 3 ( ) 3 ( ) 42 424 45 439 4112 448 141 

Gasoline and motor oil ................................. 2,153 1,304 1,051 1,253 1,386 1,628 1,892 2,039 2,355 2,828 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2005-2006 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,510 $1,412 $837 $1,103 $1,394 $1,589 $1,891 $2,252 $2,643 $3,766 

Vehicle finance charges ............................. 301 114 57 100 128 166 247 268 336 463 

Maintenance and repairs ........................... 734 360 295 383 428 475 550 593 783 1,098 

Vehicle insurance ....................................... 941 439 351 473 547 714 796 944 1,050 1,259 

Vehicle rental, leases, licenses, and other

charges .................................................... 535 499 134 146 291 234 299 447 475 946 

Public transportation .................................... 576 294 217 172 183 220 283 342 487 1,138 

Healthcare ...................................................... 3,500 2,211 1,657 2,121 2,737 3,422 3,567 3,505 3,423 4,130 

Health insurance .......................................... 1,854 1,162 858 1,136 1,544 1,935 1,933 2,015 1,876 2,024 

Medical services .......................................... 793 586 367 439 497 603 672 647 693 1,176 

Drugs ........................................................... 712 395 390 490 618 753 823 712 708 748 

Medical supplies .......................................... 141 68 43 56 78 131 140 131 146 182 

Entertainment ................................................. 2,599 1,193 1,058 959 1,261 1,330 1,792 1,956 2,260 4,505 

Fees and admissions ................................... 618 328 171 111 202 234 326 384 494 1,235 

Audio and visual equipment and services .... 916 539 540 509 537 657 805 805 944 1,271 

Pets, toys, hobbies, and playground

equipment .................................................. 478 191 213 229 199 278 341 354 442 784 

Other entertainment supplies, equipment,

and services ............................................... 587 134 133 109 323 160 319 413 381 1,214 

Personal care products and services ............. 601 285 252 262 312 372 442 467 603 931 

Reading .......................................................... 147 62 58 59 66 86 104 126 147 237 

Education ....................................................... 699 553 191 510 144 226 329 382 531 1,409 

Tobacco products and smoking supplies ....... 349 276 290 261 390 358 437 369 399 294 

Miscellaneous ................................................ 917 464 418 671 399 504 594 679 969 1,456 

Cash contributions ......................................... 2,056 917 465 598 986 1,020 1,297 1,286 1,846 3,762 

Personal insurance and pensions .................. 5,510 692 484 556 869 1,339 2,233 3,334 4,993 11,797 

Life and other personal insurance ................ 397 135 98 106 204 233 257 321 361 681 

Pensions and Social Security ...................... 5,114 557 387 450 665 1,106 1,976 3,013 4,632 11,116 

Sources of income and personal taxes: 

Money income before taxes ........................... 63,917 730 7,858 12,660 17,663 25,067 34,674 44,741 59,154 125,029 

Wages and salaries ..................................... 46,031 2,258 3,088 4,558 6,890 11,421 19,471 29,846 43,266 97,091 

Self-employment income ............................. 4,307 -3,351 4-504 271 -40 373 1,117 1,321 2,597 11,358 

Social Security, private and government

retirement ................................................... 10,496 867 2,852 5,900 9,445 11,776 12,445 11,686 11,057 10,779 

Interest, dividends, rental income, other

property income ......................................... 2,178 228 309 218 135 525 827 1,060 1,538 5,029 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 216 448 4141 488 4125 188 203 302 265 231 

Public assistance, supplemental security

income, food stamps .................................. 235 498 1,462 1,101 793 291 171 101 37 29 

Regular contributions for support ................. 284 106 296 332 191 352 312 338 213 286 

Other income ............................................... 170 476 214 193 125 141 127 88 181 227 

Personal taxes ............................................... 3,007 442 -121 -42 191 282 723 937 2,076 7,577 

Federal income taxes ................................... 2,197 252 -208 -148 12 73 402 570 1,453 5,765 

State and local income taxes ....................... 565 72 50 2 ( ) 51 71 169 199 405 1,378 

Other taxes .................................................. 245 118 37 106 127 138 152 168 218 433 

Income after taxes ......................................... 60,909 287 7,980 12,702 17,472 24,784 33,951 43,804 57,078 117,452 

See footnotes at end of table.
Table 37. Consumer units of two persons by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2005-2006 — Continued

Item

Total

two

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Addenda:

Net change in total assets and liabilities ........ - $5,308 - $4,092 - $1,771 $127 $1,021 $43 - $2,912 - $2,211 - $6,439 - $11,172 

Net change in total assets ............................ 10,924 9,363 -398 2,353 3,482 3,053 4,834 6,644 11,824 21,158 

Net change in total liabilities ........................ 16,233 13,455 1,372 2,226 2,461 3,009 7,745 8,855 18,263 32,330 

Other financial information:

Other money receipts ................................... 824 4143 4155 260 159 472 454 289 846 1,589 

Mortgage principal paid on owned property -2,160 -808 -318 -394 -701 -617 -1,048 -1,164 -1,864 -4,479 

Estimated market value of owned home ...... 202,479 136,474 81,771 84,209 91,539 113,873 132,396 161,570 184,333 340,866 

Estimated monthly rental value of owned

home .......................................................... 951 626 410 433 548 632 708 803 922 1,459 

Gifts of goods and services ............................ 1,532 561 546 481 445 486 603 683 1,134 3,260 

Food ............................................................. 187 441 478 101 119 48 66 63 87 421 

Alcoholic beverages ..................................... 16 3 ( ) 44 2 ( ) 43 6 48 5 15 31 

Housing ........................................................ 309 142 153 67 122 135 175 160 258 593 

Housekeeping supplies .............................. 40 411 419 45 37 33 23 24 37 62 

Household textiles ...................................... 21 416 420 42 415 16 11 19 28 27 

Appliances and miscellaneous

housewares .............................................. 30 437 49 43 43 10 32 7 28 54 

Major appliances ...................................... 8 425 2 ( ) 41 42 41 10 41 5 17 

Small appliances and miscellaneous

housewares ............................................ 21 413 48 42 41 9 22 6 22 37 

Miscellaneous household equipment ......... 71 413 32 14 18 32 62 46 89 110 

Other housing ............................................ 148 66 73 42 49 44 47 64 77 339 

Apparel and services ................................... 292 209 229 97 94 140 162 185 302 491 

Males, 2 and over ...................................... 76 424 474 27 44 42 38 51 96 113 

Females, 2 and over .................................. 121 146 4112 21 18 37 61 72 103 224 

Children under 2 ........................................ 46 428 26 17 24 36 24 39 42 73 

Other apparel products and services ......... 50 412 418 432 48 25 38 23 62 80 

Jewelry and watches ................................ 20 44 410 42 43 15 12 15 17 35 

All other apparel products and services ... 30 47 48 431 45 410 427 47 44 45 

Transportation .............................................. 68 3 432 472 9 8 30 21 43 154 

Health care ................................................... 31 41 43 45 418 410 412 415 25 67 

Entertainment ............................................... 102 431 420 20 30 39 57 76 101 189 

Toys, games, arts and crafts, and tricycles 39 412 48 12 20 25 26 36 39 62 

Other entertainment ................................... 64 419 412 8 49 15 31 40 62 127 

Personal care products and services ........... 21 41 43 41 18 6 6 11 20 41 

Reading ........................................................ 2 3 ( ) 2 ( ) 42 41 1 1 1 2 2 

Education ..................................................... 381 4126 48 475 49 20 44 81 187 1,020 

All other gifts ................................................ 122 46 17 42 23 74 43 67 93 251 

1 Value less than 0.05. 2 Value less than or equal to 0.5. 3 No data reported.4 Data are likely to have large sampling errors.

n.a. Not applicable.