Table 1201. Income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer Expendit

1995

(Aggregates in millions of dollars, unless otherwise indicated)

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|| Complete reporting of income|

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Item | | | | | | | | 

| | Less | $5,000 |$10,000 |$15,000 |$20,000 |$30,000 |$40,000 |Aggregate | than | to | to | to | to | to | to | |$5,000 | $9,999 |$14,999 |$19,999 |$29,999 |$39,999 |$49,999 | | | | | | | | 

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Number of consumer units (in thousands).| 83,455| 4,693| 9,827 | 8,744 | 7,729 | 12,658 | 10,652 | 8,200 Percent distribution of consumer units..| 100.0| 5.6| 11.8 | 10.5 | 9.3 | 15.2 | 12.8 | 9.8 

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Consumer unit characteristics (mean | | | | | | | | values): | | | | | | | | 

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Income before taxes 1/................| $36,918| $1,769| $7,543 |$12,417 |$17,342 |$24,603 |$34,604 |$44,409 Income after taxes 1/.................| 33,864| 1,679| 7,415 | 12,094 | 16,716 | 23,250 | 32,044 | 40,989 Age of reference person...............| 48.1| 45.3| 54.8 | 53.5 | 51.2 | 48.1 | 44.6 | 44.9 

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Average number in consumer unit: | | | | | | | | 

Persons.............................| 2.5| 1.8| 1.8 | 2.1 | 2.2 | 2.5 | 2.7 | 2.8 Children under 18...................| .7| .4| .5 | .6 | .6 | .7 | .8 | .8 Persons 65 and over.................| .3| .3| .5 | .6 | .5 | .4 | .2 | .2 Earners.............................| 1.3| .7| .5 | .7 | 1.0 | 1.2 | 1.6 | 1.7 Vehicles............................| 1.9| 1.0| .9 | 1.3 | 1.6 | 1.9 | 2.3 | 2.5 

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Percent distribution: | | | | | | | | 

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Sex of reference person: | | | | | | | | 

Male..............................| 62| 47| 34 | 47 | 57 | 64 | 69 | 76 Female............................| 38| 53| 66 | 53 | 43 | 36 | 31 | 24 

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Housing tenure: | | | | | | | | 

Homeowner.........................| 64| 36| 40 | 51 | 57 | 61 | 65 | 74 

With mortgage...................| 38| 13| 10 | 14 | 24 | 31 | 42 | 52 Without mortgage................| 26| 23| 30 | 38 | 33 | 30 | 23 | 22 

Renter............................| 36| 64| 60 | 49 | 43 | 39 | 35 | 26 

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Race of reference person: | | | | | | | | 

Black.............................| 11| 19| 18 | 12 | 12 | 12 | 8 | 9 White and other...................| 89| 81| 82 | 88 | 88 | 88 | 92 | 91 

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Education of reference person: | | | | | | | | 

Elementary (1-8)..................| 9| 12| 25 | 12 | 13 | 9 | 6 | 3 High school (9-12)................| 44| 48| 48 | 52 | 56 | 52 | 44 | 41 College...........................| 47| 40| 26 | 36 | 31 | 38 | 50 | 56 Never attended and other..........| (2) | 1| 1 | 1 | (2) | (2) | (2) | (2) 

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At least one vehicle owned..........| 86| 57| 59 | 79 | 85 | 92 | 95 | 96 

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Annual aggregate expenditures...........|$2,755,882| 2.4| 4.9 | 5.9 | 6.4 | 12.2 | 12.6 | 11.1 

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Food..................................| 365,324| 2.5| 5.6 | 6.7 | 8.3 | 13.7 | 12.7 | 10.9 

Food at home........................| 223,474| 2.7| 7.0 | 7.9 | 9.5 | 14.4 | 12.7 | 10.8 

Cereals and bakery products.......| 35,158| 2.9| 6.9 | 7.7 | 9.3 | 14.2 | 13.3 | 10.7 

Cereals and cereal products.....| 13,081| 2.8| 7.4 | 7.9 | 10.1 | 15.0 | 13.0 | 11.1 Bakery products.................| 22,077| 2.9| 6.6 | 7.6 | 8.8 | 13.8 | 13.5 | 10.4 

Meats, poultry, fish, and eggs....| 58,640| 3.0| 7.5 | 8.4 | 11.0 | 14.6 | 12.8 | 10.5 

Beef............................| 17,952| 2.8| 7.4 | 7.3 | 10.7 | 14.2 | 14.6 | 10.6 Pork............................| 12,181| 2.5| 9.0 | 8.2 | 12.4 | 15.8 | 12.3 | 10.8 Other meats.....................| 8,144| 4.0| 6.7 | 9.2 | 10.9 | 13.1 | 12.4 | 10.3 Poultry.........................| 10,550| 2.6| 6.9 | 9.1 | 10.1 | 14.5 | 12.9 | 11.0 Fish and seafood................| 7,373| 3.7| 6.6 | 9.0 | 10.6 | 15.5 | 9.3 | 10.0 Eggs............................| 2,439| 2.9| 9.2 | 10.3 | 11.0 | 15.0 | 13.3 | 9.2 

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Dairy products....................| 24,087| 2.6| 6.6 | 7.7 | 9.3 | 14.5 | 13.0 | 10.9 

Fresh milk and cream............| 10,007| 2.9| 8.0 | 8.6 | 10.0 | 15.3 | 13.2 | 10.8 Other dairy products............| 14,080| 2.4| 5.7 | 7.2 | 8.8 | 13.8 | 12.8 | 10.9 

Fruits and vegetables.............| 36,148| 2.6| 7.6 | 8.3 | 9.5 | 14.6 | 12.5 | 10.3 

Fresh fruits....................| 11,462| 2.6| 8.0 | 8.1 | 9.3 | 15.0 | 11.6 | 9.8 Fresh vegetables................| 10,891| 2.3| 7.3 | 7.6 | 9.6 | 15.0 | 13.0 | 10.3 Processed fruits................| 7,500| 2.8| 7.6 | 8.6 | 9.6 | 13.4 | 13.1 | 10.3 Processed vegetables............| 6,296| 2.8| 7.4 | 9.4 | 9.8 | 14.4 | 12.5 | 11.1 

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Other food at home................| 69,441| 2.5| 6.6 | 7.3 | 8.5 | 14.2 | 12.4 | 11.3 

Sugar and other sweets..........| 9,240| 2.0| 6.8 | 8.1 | 8.3 | 14.7 | 11.8 | 12.1 Fats and oils...................| 6,467| 2.6| 7.9 | 8.9 | 10.1 | 14.2 | 13.0 | 11.4 Miscellaneous foods.............| 30,498| 2.5| 6.4 | 7.0 | 8.3 | 13.9 | 12.4 | 11.5 Nonalcoholic beverages..........| 19,356| 2.5| 6.9 | 7.2 | 9.6 | 14.8 | 12.2 | 10.6 Food prepared by consumer unit | | | | | | | | 

on out-of-town trips...........| 3,879| 2.6| 3.8 | 5.3 | 3.2 | 11.6 | 13.5 | 11.5 

Food away from home.................| 141,850| 2.2| 3.4 | 4.9 | 6.3 | 12.7 | 12.6 | 11.1 

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Alcoholic beverages...................| 23,534| 1.6| 3.8 | 6.6 | 5.9 | 11.5 | 10.2 | 11.6 

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Housing...............................| 875,337| 3.0| 6.0 | 6.7 | 6.5 | 12.1 | 12.6 | 10.4 

Shelter.............................| 493,141| 3.1| 6.0 | 6.7 | 6.5 | 11.7 | 12.7 | 10.5 

Owned dwellings...................| 312,465| 1.8| 3.0 | 4.4 | 4.7 | 9.3 | 11.7 | 11.0 

Mortgage interest and charges...| 176,698| 1.4| 1.5 | 2.4 | 3.0 | 7.7 | 11.8 | 11.1 Property taxes..................| 75,754| 2.4| 4.9 | 6.5 | 5.7 | 10.2 | 11.6 | 9.9 Maintenance, repairs, | | | | | | | | 

insurance, other expenses......| 60,013| 2.4| 5.0 | 7.4 | 8.3 | 12.7 | 11.4 | 11.8 

Rented dwellings..................| 149,342| 5.9| 13.1 | 11.9 | 10.5 | 17.6 | 15.2 | 9.6 Other lodging.....................| 31,333| 2.5| 2.5 | 4.9 | 5.3 | 8.0 | 10.6 | 10.3 

Utilities, fuels, and public | | | | | | | | 

services...........................| 181,811| 3.6| 7.9 | 8.4 | 8.0 | 14.2 | 13.2 | 10.6 

Natural gas.......................| 22,404| 3.9| 8.3 | 9.0 | 7.9 | 13.5 | 12.2 | 10.9 Electricity.......................| 71,265| 3.6| 7.9 | 8.7 | 8.1 | 14.6 | 13.3 | 10.2 Fuel oil and other fuels..........| 7,095| 2.3| 9.3 | 9.4 | 8.2 | 16.7 | 12.0 | 10.6 Telephone services................| 59,191| 3.8| 8.1 | 8.0 | 8.1 | 14.3 | 13.6 | 10.5 Water and other public services...| 21,857| 3.0| 6.2 | 7.7 | 7.7 | 12.8 | 13.2 | 11.4 

Household operations................| 43,233| 3.4| 3.3 | 5.5 | 5.2 | 9.5 | 13.2 | 9.9 

Personal services.................| 22,026| 4.4| 2.4 | 4.4 | 4.4 | 9.6 | 16.6 | 13.1 Other household expenses..........| 21,207| 2.4| 4.2 | 6.7 | 6.1 | 9.5 | 9.7 | 6.6 

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Housekeeping supplies...............| 35,989| 1.7| 5.1 | 6.5 | 7.1 | 14.2 | 13.0 | 10.8 

Laundry and cleaning supplies.....| 9,119| 2.3| 5.1 | 7.8 | 8.9 | 15.7 | 12.9 | 10.3 Other household products..........| 16,073| 1.4| 5.3 | 6.0 | 6.8 | 13.9 | 12.0 | 10.0 Postage and stationery............| 10,797| 1.5| 4.7 | 6.1 | 6.0 | 13.2 | 14.5 | 12.5 

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Household furnishings and equipment.| 121,163| 1.9| 4.6 | 4.5 | 4.8 | 11.1 | 11.3 | 9.7 

Household textiles................| 8,470| 3.7| 3.8 | 3.0 | 5.9 | 10.1 | 9.9 | 13.7 Furniture.........................| 26,621| 2.7| 3.8 | 5.4 | 5.2 | 11.2 | 12.7 | 11.2 Floor coverings...................| 16,614| 3/.1| 10.8 | 3/1.9 | 2.4 | 10.4 | 3.7 | 3.8 Major appliances..................| 12,970| 2.9| 6.2 | 6.0 | 8.6 | 14.7 | 15.1 | 10.0 Small appliances, miscellaneous | | | | | | | | 

housewares.......................| 7,303| 2.7| 4.4 | 5.4 | 5.6 | 11.9 | 16.2 | 8.5 

Miscellaneous household equipment.| 49,185| 1.4| 2.7 | 4.7 | 4.1 | 10.4 | 11.6 | 10.4 

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Apparel and services..................| 140,025| 1.9| 4.8 | 5.4 | 6.6 | 13.0 | 11.9 | 11.0 

Men and boys........................| 34,302| 1.7| 3.5 | 3.9 | 6.7 | 12.4 | 11.8 | 9.8 

Men, 16 and over..................| 26,669| 1.2| 3.2 | 3.7 | 7.3 | 12.2 | 12.6 | 10.0 Boys, 2 to 15.....................| 7,633| 3.4| 4.7 | 4.9 | 4.6 | 12.8 | 8.9 | 9.4 

Women and girls.....................| 54,408| 1.5| 4.3 | 5.0 | 5.8 | 13.8 | 11.6 | 12.8 

Women, 16 and over................| 46,050| 1.3| 4.2 | 4.6 | 6.0 | 13.2 | 11.1 | 13.2 Girls, 2 to 15....................| 8,358| 2.3| 4.5 | 7.1 | 5.0 | 17.1 | 14.3 | 10.6 

Children under 2....................| 6,692| 2.9| 7.6 | 6.3 | 5.5 | 12.1 | 16.1 | 10.7 Footwear............................| 22,214| 2.3| 6.7 | 8.2 | 8.1 | 15.0 | 10.4 | 10.8 Other apparel products and services.| 22,409| 2.7| 5.1 | 5.3 | 7.1 | 10.4 | 12.8 | 8.7 

Transportation........................| 509,991| 1.8| 3.9 | 5.7 | 6.1 | 13.0 | 13.4 | 12.1 

Vehicle purchases (net outlay)......| 223,332| 1.1| 3.2 | 5.6 | 5.8 | 14.0 | 13.4 | 12.8 

Cars and trucks, new..............| 99,552| 3/.7| 3/2.8 | 5.4 | 6.3 | 9.6 | 11.6 | 11.8 Cars and trucks, used.............| 121,043| 1.4| 3.6 | 5.9 | 5.5 | 17.6 | 15.1 | 13.4 Other vehicles....................| 2,738| (4) | 3/5.0 | 3/.9 | 3/2.7 | 3/11.8 | 3/2.9 | 3/23.4 

Gasoline and motor oil..............| 84,618| 2.6| 5.2 | 6.5 | 6.8 | 13.5 | 14.4 | 12.0 Other vehicle expenses..............| 171,414| 2.2| 3.9 | 5.6 | 6.2 | 12.3 | 13.2 | 11.7 

Vehicle finance charges...........| 22,282| 1.6| 2.4 | 2.8 | 5.5 | 12.8 | 15.4 | 14.8 Maintenance and repairs...........| 55,618| 2.7| 4.7 | 6.7 | 6.3 | 13.0 | 13.1 | 11.7 Vehicle insurance.................| 60,583| 1.9| 4.0 | 6.5 | 7.3 | 12.8 | 13.7 | 11.9 Vehicle rental, leases, licenses, | | | | | | | | 

other charges....................| 32,931| 2.0| 3.4 | 3.9 | 4.7 | 9.9 | 11.1 | 9.3 

Public transportation...............| 30,627| 2.3| 4.6 | 5.3 | 5.2 | 9.5 | 11.3 | 8.7 

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Health care...........................| 145,108| 2.7| 7.9 | 8.9 | 8.6 | 15.2 | 12.2 | 11.0 

Health insurance....................| 72,145| 2.5| 8.4 | 9.8 | 9.2 | 15.5 | 12.9 | 11.3 Medical services....................| 41,861| 2.9| 6.3 | 5.9 | 6.8 | 13.6 | 11.9 | 11.2 Drugs...............................| 23,958| 2.9| 10.5 | 11.6 | 10.2 | 17.6 | 10.5 | 9.5 Medical supplies....................| 7,144| 2.1| 4.9 | 8.9 | 6.8 | 13.0 | 11.6 | 11.3 

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Entertainment.........................| 139,503| 2.3| 4.5 | 5.5 | 5.0 | 11.0 | 13.3 | 11.1 

Fees and admissions.................| 37,308| 2.1| 2.7 | 5.3 | 4.0 | 8.0 | 12.0 | 10.1 Television, radios, sound equipment.| 46,621| 2.9| 6.7 | 6.8 | 6.7 | 12.1 | 13.4 | 11.5 Pets, toys, and playground | | | | | | | | 

equipment..........................| 28,207| 2.1| 4.2 | 4.5 | 5.4 | 13.0 | 13.4 | 11.4 

Other entertainment supplies, | | | | | | | | 

equipment, and services............| 27,368| 1.9| 3.7 | 4.7 | 3.2 | 11.3 | 15.0 | 11.6 

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Personal care products and services...| 33,827| 2.1| 4.8 | 6.6 | 6.9 | 13.4 | 13.3 | 11.8 

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Reading...............................| 14,212| 2.3| 4.7 | 5.9 | 6.1 | 12.6 | 13.5 | 11.0 

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Education.............................| 39,605| 6.3| 5.9 | 4.1 | 3.2 | 6.2 | 9.8 | 8.9 

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Tobacco products and smoking supplies.| 22,667| 4.4| 8.5 | 7.7 | 9.4 | 17.2 | 15.2 | 10.0 

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Miscellaneous.........................| 66,985| 5.1| 4.0 | 6.1 | 6.7 | 13.0 | 15.9 | 11.9 

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Cash contributions....................| 86,265| 1.0| 3.7 | 4.6 | 7.2 | 10.7 | 10.1 | 9.9 

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Personal insurance and pensions.......| 293,500| 0.5| 0.9 | 1.8 | 3.2 | 8.2 | 11.8 | 12.4 

Life and other personal insurance...| 31,814| 2.0| 3.2 | 4.1 | 5.0 | 10.4 | 11.7 | 11.3 Pensions and Social Security........| 261,685| .3| .7 | 1.5 | 2.9 | 8.0 | 11.8 | 12.5 

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Sources of income and personal taxes: 1/| | | | | | | | 

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Money income before taxes.............| 3,080,956| .3| 2.4 | 3.5 | 4.4 | 10.1 | 12.0 | 11.8 

Wages and salaries..................| 2,376,254| .2| .8 | 1.7 | 3.1 | 8.8 | 12.2 | 12.6 Self-employment income..............| 169,713| -3.1| .4 | 1.8 | 1.8 | 5.5 | 8.0 | 8.9 Social Security, private and | | | | | | | | 

government retirement..............| 363,422| 1.2| 10.0 | 12.8 | 12.3 | 19.7 | 12.9 | 9.2 

Interest, dividends, rental income, | | | | | | | | 

other property income..............| 71,894| .5| 1.4 | 3.0 | 4.1 | 10.7 | 10.0 | 11.9 

Unemployment and workers' | | | | | | | | 

compensation, veterans' benefits...| 23,282| 3/1.0| 5.3 | 6.8 | 10.8 | 21.7 | 17.0 | 10.5 

Public assistance, supplemental | | | | | | | | 

security income, food stamps.......| 38,586| 6.2| 32.4 | 28.2 | 10.0 | 11.2 | 4.6 | 3.1 

Regular contributions for support...| 22,780| 3.0| 10.0 | 12.1 | 10.6 | 14.2 | 14.3 | 6.0 Other income........................| 15,024| 2.6| 8.9 | 13.4 | 6.2 | 9.3 | 10.2 | 12.6 

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Personal taxes........................| 254,838| .2| .5 | 1.1 | 1.9 | 6.7 | 10.7 | 11.0 

Federal income taxes................| 186,493| .1| .2 | .7 | 1.6 | 6.2 | 10.3 | 10.8 State and local income taxes........| 53,447| .2| .2 | 1.5 | 2.1 | 7.1 | 11.4 | 11.2 Other taxes.........................| 14,898| 1.0| 5.7 | 4.7 | 5.4 | 12.3 | 12.5 | 12.3 

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Income after taxes....................| 2,826,118| .3| 2.6 | 3.7 | 4.6 | 10.4 | 12.1 | 11.9 

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1/ Components of income and taxes are derived from "complete income reporters" only; see glossary.2/ Value less than 0.5.3/ Data are likely to have large sampling errors.4/ No data reported.

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