Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

Number of consumer units (in thousands)1......................... 131,234 69,920 6,931 24,577 24,531 13,881 61,314 35,342 25,972 

Consumer unit characteristics: 

 Income before taxes 

 Mean.............................................. $84,352 $53,066 $31,292 $44,994 $58,245 $69,079 $120,028 $102,814 $143,453 

 SE.................................................. 1,260.38 926.02 2,659.82 1,723.28 1,255.89 1,764.02 2,151.09 2,537.10 3,466.00 

 CV(%) ............................................ 1.49 1.75 8.50 3.83 2.16 2.55 1.79 2.47 2.42 

 Income after taxes 

 Mean.............................................. 74,949 51,133 32,667 44,262 55,549 64,714 102,109 90,274 118,213 

 SE.................................................. 1,197.76 783.24 2,549.65 1,374.22 1,028.93 1,607.16 2,192.16 1,923.53 3,638.27 

 CV(%) ............................................ 1.60 1.53 7.81 3.10 1.85 2.48 2.15 2.13 3.08 

 Age of reference person ................................................... 52.2 53.3 56.5 55.6 51.7 50.4 50.9 49.9 52.4 

 Average number in consumer unit: 

 People ........................................................................... 2.5 2.4 2.3 2.2 2.4 2.5 2.6 2.5 2.7 

 Children under 18 .......................................................... .6 .6 .7 .5 .6 .6 .6 .5 .6 

 Adults 65 and older ....................................................... .4 .4 .5 .5 .4 .4 .4 .4 .4 

 Earners .......................................................................... 1.3 1.1 .8 1.0 1.2 1.4 1.5 1.5 1.5 

 Vehicles ......................................................................... 1.9 1.7 1.2 1.6 1.9 2.1 2.1 2.1 2.1 

Percent distribution: 

 Reference person: 

 Men................................................................................ 47 43 42 44 42 43 51 51 51 

 Women .......................................................................... 53 57 58 56 58 57 49 49 49 

 Housing tenure: 

 Homeowner ................................................................... 66 59 47 56 60 66 74 70 80 

 With mortgage ............................................................ 39 30 17 24 33 43 49 45 54 

 Without mortgage ....................................................... 27 28 30 32 27 23 26 25 26 

 Renter ............................................................................ 34 41 53 44 40 34 26 30 20 

 Race of reference person: 

 Black or African-American ............................................. 13 16 17 16 16 16 10 10 10 

 White, Asian, and all other races .................................. 87 84 83 84 84 84 90 90 90 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .......................................................... 14 19 37 18 17 14 9 11 5 

 Not Hispanic or Latino ................................................... 86 81 63 82 83 86 91 89 95 

 Education of reference person: 

 Elementary (1-8)............................................................ 2 4 29 3 1 ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 High school (9-12) ......................................................... 28 48 67 97 15 12 5 7 3 

 College .......................................................................... 69 47 n.a. n.a. 84 87 94 92 97 

 Never attended and other ............................................. ( 2 ) ( 2 ) 4 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ............................... 90 86 73 83 90 93 94 94 94 

Average annual expenditures 

 Mean.............................................. $61,334 $45,754 $33,654 $39,024 $50,003 $55,828 $78,989 $70,283 $90,601 

 SE.................................................. 573.03 689.59 2,518.96 814.65 1,159.98 1,318.27 908.90 1,022.20 1,275.69 

 CV(%) ............................................ .93 1.51 7.48 2.09 2.32 2.36 1.15 1.45 1.41 

 Food 

 Mean.............................................. 7,316 5,766 4,836 5,152 6,037 6,700 9,025 8,237 9,994 

 Share ............................................. 11.9 12.6 14.4 13.2 12.1 12.0 11.4 11.7 11.0 

 SE.................................................. 126.15 192.34 477.66 286.29 265.62 290.55 168.57 227.33 225.42 

 CV(%) ............................................ 1.72 3.34 9.88 5.56 4.40 4.34 1.87 2.76 2.26 

 Food at home 

 Mean.............................................. 4,942 4,034 3,526 3,779 4,086 4,590 5,939 5,345 6,665 

 Share ............................................. 8.1 8.8 10.5 9.7 8.2 8.2 7.5 7.6 7.4 

 SE.................................................. 99.87 169.23 309.38 272.33 220.62 225.56 130.80 178.34 211.15 

 CV(%) ............................................ 2.02 4.19 8.78 7.21 5.40 4.91 2.20 3.34 3.17 

 Cereals and bakery products 

 Mean.............................................. 640 518 490 496 512 578 773 714 845 

 Share ............................................. 1.0 1.1 1.5 1.3 1.0 1.0 1.0 1.0 .9 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Cereals and bakery products 

 SE.................................................. 15.82 24.43 59.92 41.22 28.73 37.21 21.08 29.26 29.26 

 CV(%) ............................................ 2.47 4.71 12.23 8.31 5.61 6.44 2.73 4.10 3.46 

 Cereals and cereal products 

 Mean.............................................. 212 167 179 154 165 183 261 242 285 

 Share ............................................. .3 .4 .5 .4 .3 .3 .3 .3 .3 

 SE.................................................. 5.46 9.70 31.28 14.19 11.67 14.89 6.96 10.52 11.96 

 CV(%) ............................................ 2.58 5.82 17.44 9.22 7.07 8.15 2.66 4.35 4.20 

 Bakery products 

 Mean.............................................. 428 352 310 342 347 395 511 472 560 

 Share ............................................. .7 .8 .9 .9 .7 .7 .6 .7 .6 

 SE.................................................. 11.31 16.24 35.76 30.43 19.45 25.24 15.61 21.12 21.36 

 CV(%) ............................................ 2.64 4.61 11.52 8.90 5.60 6.39 3.05 4.48 3.81 

 Meats, poultry, fish, and eggs 

 Mean.............................................. 1,075 940 802 938 904 1,077 1,224 1,118 1,354 

 Share ............................................. 1.8 2.1 2.4 2.4 1.8 1.9 1.5 1.6 1.5 

 SE.................................................. 26.77 45.08 71.76 82.39 59.06 76.76 39.08 55.64 57.39 

 CV(%) ............................................ 2.49 4.80 8.95 8.78 6.53 7.12 3.19 4.98 4.24 

 Beef 

 Mean.............................................. 296 272 194 252 280 325 323 302 348 

 Share ............................................. .5 .6 .6 .6 .6 .6 .4 .4 .4 

 SE.................................................. 10.79 16.29 25.38 30.56 28.77 34.90 13.38 20.34 22.65 

 CV(%) ............................................ 3.65 5.99 13.11 12.11 10.27 10.72 4.15 6.74 6.51 

 Pork 

 Mean.............................................. 214 205 182 233 184 210 225 206 248 

 Share ............................................. .3 .4 .5 .6 .4 .4 .3 .3 .3 

 SE.................................................. 9.78 17.67 30.95 46.15 13.05 19.35 9.98 12.74 14.58 

 CV(%) ............................................ 4.56 8.62 16.98 19.81 7.08 9.20 4.44 6.19 5.88 

 Other meats 

 Mean.............................................. 142 119 94 127 112 132 167 153 184 

 Share ............................................. .2 .3 .3 .3 .2 .2 .2 .2 .2 

 SE.................................................. 4.83 8.59 14.64 18.41 9.70 14.24 5.98 9.62 11.43 

 CV(%) ............................................ 3.40 7.22 15.52 14.51 8.68 10.78 3.58 6.29 6.20 

 Poultry 

 Mean.............................................. 189 161 152 159 151 188 220 207 236 

 Share ............................................. .3 .4 .5 .4 .3 .3 .3 .3 .3 

 SE.................................................. 7.30 10.90 17.65 23.67 13.55 17.21 10.26 13.48 11.33 

 CV(%) ............................................ 3.86 6.77 11.65 14.91 9.01 9.15 4.66 6.51 4.79 

 Fish and seafood 

 Mean.............................................. 170 131 116 115 128 170 213 178 255 

 Share ............................................. .3 .3 .3 .3 .3 .3 .3 .3 .3 

 SE.................................................. 7.72 9.24 20.47 12.89 13.34 32.55 11.16 12.75 15.90 

 CV(%) ............................................ 4.54 7.03 17.72 11.21 10.39 19.16 5.25 7.18 6.23 

 Eggs 

 Mean.............................................. 64 52 64 52 49 52 77 72 82 

 Share ............................................. .1 .1 .2 .1 .1 .1 .1 .1 .1 

 SE.................................................. 2.05 3.03 9.34 5.89 4.25 3.77 3.16 5.18 5.05 

 CV(%) ............................................ 3.22 5.82 14.50 11.25 8.70 7.32 4.12 7.20 6.12 

 Dairy products 

 Mean.............................................. 474 382 382 355 387 414 575 509 655 

 Share ............................................. .8 .8 1.1 .9 .8 .7 .7 .7 .7 

 SE.................................................. 9.49 15.61 39.34 25.82 24.23 19.65 15.10 19.76 26.60 

 CV(%) ............................................ 2.00 4.09 10.30 7.27 6.27 4.75 2.63 3.88 4.06 

 Fresh milk and cream 

 Mean.............................................. 147 124 136 114 126 128 172 156 192 

 Share ............................................. .2 .3 .4 .3 .3 .2 .2 .2 .2 

 SE.................................................. 3.70 5.06 16.19 6.50 9.03 6.97 5.60 8.25 9.47 

 CV(%) ............................................ 2.52 4.09 11.87 5.72 7.18 5.43 3.25 5.29 4.93 

 Other dairy products 

 Mean.............................................. 327 258 245 242 261 286 402 353 463 

 Share ............................................. .5 .6 .7 .6 .5 .5 .5 .5 .5 

 SE.................................................. 7.33 11.69 27.97 21.39 16.25 15.95 12.00 13.85 20.19 

 CV(%) ............................................ 2.24 4.53 11.40 8.85 6.23 5.58 2.98 3.93 4.36 

 Fruits and vegetables 

 Mean.............................................. 977 765 733 689 776 877 1,210 1,073 1,377 

 Share ............................................. 1.6 1.7 2.2 1.8 1.6 1.6 1.5 1.5 1.5 

 SE.................................................. 26.18 43.25 71.17 65.09 54.19 56.95 30.57 41.92 53.40 

 CV(%) ............................................ 2.68 5.66 9.71 9.45 6.99 6.49 2.53 3.91 3.88 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Fresh fruits 

 Mean.............................................. 349 266 251 228 274 315 440 390 500 

 Share ............................................. .6 .6 .7 .6 .5 .6 .6 .6 .6 

 SE.................................................. 9.81 16.61 28.12 20.04 27.23 25.41 12.11 15.89 23.85 

 CV(%) ............................................ 2.81 6.25 11.21 8.77 9.92 8.06 2.76 4.07 4.77 

 Fresh vegetables 

 Mean.............................................. 311 231 234 211 223 276 398 343 466 

 Share ............................................. .5 .5 .7 .5 .4 .5 .5 .5 .5 

 SE.................................................. 7.66 10.86 24.45 16.00 14.07 20.00 11.54 13.94 21.33 

 CV(%) ............................................ 2.46 4.69 10.45 7.57 6.31 7.24 2.90 4.06 4.58 

 Processed fruits 

 Mean.............................................. 125 104 90 96 113 106 149 137 163 

 Share ............................................. .2 .2 .3 .2 .2 .2 .2 .2 .2 

 SE.................................................. 4.52 6.43 18.04 13.09 9.26 7.75 5.92 8.57 9.11 

 CV(%) ............................................ 3.61 6.20 20.09 13.66 8.19 7.30 3.98 6.24 5.59 

 Processed vegetables 

 Mean.............................................. 192 164 158 153 165 180 223 203 249 

 Share ............................................. .3 .4 .5 .4 .3 .3 .3 .3 .3 

 SE.................................................. 8.56 13.46 20.59 25.26 11.85 16.00 8.72 10.20 13.26 

 CV(%) ............................................ 4.46 8.22 12.99 16.49 7.17 8.91 3.90 5.03 5.33 

 Other food at home 

 Mean.............................................. 1,776 1,430 1,119 1,301 1,508 1,643 2,157 1,932 2,434 

 Share ............................................. 2.9 3.1 3.3 3.3 3.0 2.9 2.7 2.7 2.7 

 SE.................................................. 35.44 52.48 105.97 82.70 79.10 76.07 51.40 62.39 85.08 

 CV(%) ............................................ 2.00 3.67 9.47 6.36 5.25 4.63 2.38 3.23 3.50 

 Sugar and other sweets 

 Mean.............................................. 166 136 99 134 144 143 199 180 222 

 Share ............................................. .3 .3 .3 .3 .3 .3 .3 .3 .2 

 SE.................................................. 5.45 7.84 12.70 15.69 10.61 9.98 7.83 8.36 13.12 

 CV(%) ............................................ 3.29 5.76 12.88 11.71 7.35 6.96 3.94 4.66 5.92 

 Fats and oils 

 Mean.............................................. 133 111 105 110 104 128 156 145 169 

 Share ............................................. .2 .2 .3 .3 .2 .2 .2 .2 .2 

 SE.................................................. 4.55 6.40 15.48 13.11 7.32 10.96 5.91 6.03 10.27 

 CV(%) ............................................ 3.43 5.76 14.72 11.94 7.03 8.54 3.78 4.15 6.06 

 Miscellaneous foods 

 Mean.............................................. 973 756 570 653 818 897 1,211 1,066 1,387 

 Share ............................................. 1.6 1.7 1.7 1.7 1.6 1.6 1.5 1.5 1.5 

 SE.................................................. 21.05 30.04 60.21 38.73 49.44 52.61 33.28 41.48 56.83 

 CV(%) ............................................ 2.16 3.97 10.55 5.93 6.05 5.86 2.75 3.89 4.10 

 Nonalcoholic beverages 

 Mean.............................................. 455 401 332 388 414 434 514 480 554 

 Share ............................................. .7 .9 1.0 1.0 .8 .8 .7 .7 .6 

 SE.................................................. 9.57 15.59 34.84 28.54 25.39 26.98 13.58 17.56 21.58 

 CV(%) ............................................ 2.10 3.88 10.48 7.35 6.13 6.22 2.65 3.66 3.89 

 Food prepared by consumer unit on 

 out-of-town trips 

 Mean.............................................. 50 24 13 16 28 41 78 61 101 

 Share ............................................. .1 .1 ( 2 ) ( 2 ) .1 .1 .1 .1 .1 

 SE.................................................. 2.73 2.07 4.59 3.33 3.13 5.35 5.29 4.49 10.86 

 CV(%) ............................................ 5.51 8.47 36.39 21.41 11.32 13.14 6.76 7.31 10.73 

 Food away from home 

 Mean.............................................. 2,375 1,732 1,310 1,374 1,951 2,110 3,086 2,892 3,328 

 Share ............................................. 3.9 3.8 3.9 3.5 3.9 3.8 3.9 4.1 3.7 

 SE.................................................. 63.73 71.89 244.38 116.47 102.25 131.89 93.01 112.43 128.13 

 CV(%) ............................................ 2.68 4.15 18.65 8.48 5.24 6.25 3.01 3.89 3.85 

 Alcoholic beverages 

 Mean.............................................. 478 256 122 194 270 397 722 659 800 

 Share ............................................. .8 .6 .4 .5 .5 .7 .9 .9 .9 

 SE.................................................. 20.88 16.83 32.29 35.31 27.06 53.84 36.37 43.98 58.94 

 CV(%) ............................................ 4.37 6.56 26.43 18.21 10.02 13.58 5.04 6.68 7.36 

 Housing 

 Mean.............................................. 21,409 16,558 13,127 14,369 18,167 19,157 26,928 24,336 30,422 

 Share ............................................. 34.9 36.2 39.0 36.8 36.3 34.3 34.1 34.6 33.6 

 SE.................................................. 244.84 338.24 535.87 228.13 799.33 424.34 314.35 343.07 511.20 

 CV(%) ............................................ 1.14 2.04 4.08 1.59 4.40 2.22 1.17 1.41 1.68 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Shelter 

 Mean.............................................. 12,604 9,298 7,450 8,329 9,975 10,738 16,374 14,771 18,555 

 Share ............................................. 20.5 20.3 22.1 21.3 19.9 19.2 20.7 21.0 20.5 

 SE.................................................. 140.10 141.53 278.04 168.71 279.67 277.44 245.32 239.56 373.61 

 CV(%) ............................................ 1.11 1.52 3.73 2.03 2.80 2.58 1.50 1.62 2.01 

 Owned dwellings 

 Mean.............................................. 7,473 4,581 2,639 3,652 5,096 6,286 10,771 9,192 12,920 

 Share ............................................. 12.2 10.0 7.8 9.4 10.2 11.3 13.6 13.1 14.3 

 SE.................................................. 107.20 87.55 257.76 155.83 207.89 274.96 204.64 235.91 323.36 

 CV(%) ............................................ 1.43 1.91 9.77 4.27 4.08 4.37 1.90 2.57 2.50 

 Mortgage interest and charges 

 Mean.............................................. 2,962 1,756 825 1,209 2,019 2,725 4,336 3,757 5,124 

 Share ............................................. 4.8 3.8 2.5 3.1 4.0 4.9 5.5 5.3 5.7 

 SE.................................................. 50.84 51.38 113.78 73.05 105.83 124.73 104.62 120.96 184.66 

 CV(%) ............................................ 1.72 2.93 13.80 6.04 5.24 4.58 2.41 3.22 3.60 

 Property taxes 

 Mean.............................................. 2,353 1,386 903 1,190 1,469 1,828 3,456 2,859 4,269 

 Share ............................................. 3.8 3.0 2.7 3.0 2.9 3.3 4.4 4.1 4.7 

 SE.................................................. 49.04 42.43 120.98 55.15 63.34 102.49 80.77 77.46 145.79 

 CV(%) ............................................ 2.08 3.06 13.39 4.63 4.31 5.61 2.34 2.71 3.42 

 Maintenance, repairs, insurance, other 

 expenses 

 Mean.............................................. 2,158 1,438 911 1,253 1,607 1,733 2,979 2,575 3,528 

 Share ............................................. 3.5 3.1 2.7 3.2 3.2 3.1 3.8 3.7 3.9 

 SE.................................................. 55.65 48.40 119.57 90.74 110.83 137.27 101.83 130.23 169.63 

 CV(%) ............................................ 2.58 3.36 13.13 7.24 6.90 7.92 3.42 5.06 4.81 

 Rented dwellings 

 Mean.............................................. 4,408 4,452 4,715 4,482 4,571 4,056 4,359 4,622 4,000 

 Share ............................................. 7.2 9.7 14.0 11.5 9.1 7.3 5.5 6.6 4.4 

 SE.................................................. 63.34 105.90 321.77 194.27 207.02 206.46 112.37 143.33 252.46 

 CV(%) ............................................ 1.44 2.38 6.82 4.33 4.53 5.09 2.58 3.10 6.31 

 Other lodging 

 Mean.............................................. 722 265 96 195 308 396 1,244 957 1,635 

 Share ............................................. 1.2 .6 .3 .5 .6 .7 1.6 1.4 1.8 

 SE.................................................. 40.39 18.73 36.76 35.73 34.53 42.11 91.49 106.90 145.11 

 CV(%) ............................................ 5.59 7.07 38.31 18.36 11.19 10.64 7.35 11.17 8.87 

 Utilities, fuels, and public services 

 Mean.............................................. 4,158 3,749 2,924 3,485 3,982 4,217 4,624 4,407 4,920 

 Share ............................................. 6.8 8.2 8.7 8.9 8.0 7.6 5.9 6.3 5.4 

 SE.................................................. 30.97 44.08 100.86 51.57 69.99 58.68 38.13 44.95 68.24 

 CV(%) ............................................ .74 1.18 3.45 1.48 1.76 1.39 .82 1.02 1.39 

 Natural gas 

 Mean.............................................. 414 348 323 327 360 376 490 440 559 

 Share ............................................. .7 .8 1.0 .8 .7 .7 .6 .6 .6 

 SE.................................................. 13.59 14.76 33.48 18.75 18.47 20.53 15.39 17.61 18.13 

 CV(%) ............................................ 3.28 4.24 10.37 5.74 5.13 5.45 3.14 4.00 3.25 

 Electricity 

 Mean.............................................. 1,516 1,447 1,209 1,400 1,507 1,542 1,595 1,550 1,655 

 Share ............................................. 2.5 3.2 3.6 3.6 3.0 2.8 2.0 2.2 1.8 

 SE.................................................. 21.10 23.95 60.85 28.50 37.75 32.31 25.23 28.10 34.30 

 CV(%) ............................................ 1.39 1.66 5.03 2.04 2.50 2.10 1.58 1.81 2.07 

 Fuel oil and other fuels 

 Mean.............................................. 105 101 70 109 85 129 110 96 131 

 Share ............................................. .2 .2 .2 .3 .2 .2 .1 .1 .1 

 SE.................................................. 7.17 9.58 19.66 15.33 10.54 18.39 8.18 7.73 12.82 

 CV(%) ............................................ 6.82 9.53 28.17 14.07 12.41 14.30 7.41 8.09 9.82 

 Telephone services 

 Mean.............................................. 1,441 1,276 877 1,121 1,400 1,530 1,628 1,572 1,706 

 Share ............................................. 2.3 2.8 2.6 2.9 2.8 2.7 2.1 2.2 1.9 

 SE.................................................. 13.62 20.81 47.49 26.75 29.50 38.53 19.35 28.94 25.22 

 CV(%) ............................................ .95 1.63 5.42 2.39 2.11 2.52 1.19 1.84 1.48 

 Residential phone service, VOIP, and phone 

 cards 

 Mean.............................................. 188 180 152 187 183 176 196 183 213 

 Share ............................................. .3 .4 .5 .5 .4 .3 .2 .3 .2 

 SE.................................................. 5.11 8.12 13.33 13.42 11.05 8.98 5.23 7.04 7.67 

 CV(%) ............................................ 2.72 4.50 8.76 7.16 6.02 5.11 2.67 3.84 3.60 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Cellular phone service 

 Mean.............................................. 1,253 1,096 725 933 1,216 1,354 1,433 1,388 1,493 

 Share ............................................. 2.0 2.4 2.2 2.4 2.4 2.4 1.8 2.0 1.6 

 SE.................................................. 12.80 20.32 51.04 25.87 28.38 38.14 18.78 29.60 24.65 

 CV(%) ............................................ 1.02 1.86 7.04 2.77 2.33 2.82 1.31 2.13 1.65 

 Water and other public services 

 Mean.............................................. 682 578 446 529 630 641 800 749 869 

 Share ............................................. 1.1 1.3 1.3 1.4 1.3 1.1 1.0 1.1 1.0 

 SE.................................................. 14.27 16.84 29.61 19.93 22.21 23.38 17.10 20.05 23.47 

 CV(%) ............................................ 2.09 2.91 6.65 3.77 3.52 3.65 2.14 2.68 2.70 

 Household operations 

 Mean.............................................. 1,465 940 524 809 1,081 1,142 2,062 1,681 2,583 

 Share ............................................. 2.4 2.1 1.6 2.1 2.2 2.0 2.6 2.4 2.9 

 SE.................................................. 35.64 38.25 38.25 57.65 63.48 60.61 63.92 65.78 120.92 

 CV(%) ............................................ 2.43 4.07 7.31 7.12 5.87 5.31 3.10 3.91 4.68 

 Personal services 

 Mean.............................................. 347 141 52 96 202 159 581 366 873 

 Share ............................................. .6 .3 .2 .2 .4 .3 .7 .5 1.0 

 SE.................................................. 22.71 25.53 17.29 19.13 64.80 38.33 47.47 51.88 97.23 

 CV(%) ............................................ 6.55 18.06 33.52 19.90 32.05 24.12 8.17 14.17 11.14 

 Other household expenses 

 Mean.............................................. 1,118 799 472 713 878 983 1,482 1,314 1,710 

 Share ............................................. 1.8 1.7 1.4 1.8 1.8 1.8 1.9 1.9 1.9 

 SE.................................................. 27.66 26.75 28.99 53.61 27.14 35.43 37.37 43.99 65.49 

 CV(%) ............................................ 2.47 3.35 6.14 7.52 3.09 3.60 2.52 3.35 3.83 

 Housekeeping supplies 

 Mean.............................................. 837 684 982 557 654 784 1,004 891 1,143 

 Share ............................................. 1.4 1.5 2.9 1.4 1.3 1.4 1.3 1.3 1.3 

 SE.................................................. 31.96 58.67 388.28 39.10 52.02 71.98 38.39 50.09 64.28 

 CV(%) ............................................ 3.82 8.58 39.54 7.02 7.96 9.18 3.82 5.62 5.62 

 Laundry and cleaning supplies 

 Mean.............................................. 170 155 161 143 158 164 187 165 215 

 Share ............................................. .3 .3 .5 .4 .3 .3 .2 .2 .2 

 SE.................................................. 8.53 11.40 25.75 17.52 21.60 17.07 13.04 15.41 22.13 

 CV(%) ............................................ 5.01 7.37 16.03 12.25 13.69 10.42 6.96 9.33 10.31 

 Other household products 

 Mean.............................................. 536 442 745 356 401 497 640 581 712 

 Share ............................................. .9 1.0 2.2 .9 .8 .9 .8 .8 .8 

 SE.................................................. 28.38 53.73 396.35 34.23 41.94 67.08 30.99 41.39 54.12 

 CV(%) ............................................ 5.29 12.16 53.19 9.62 10.47 13.49 4.84 7.13 7.60 

 Postage and stationery 

 Mean.............................................. 130 87 76 58 95 123 177 145 217 

 Share ............................................. .2 .2 .2 .1 .2 .2 .2 .2 .2 

 SE.................................................. 7.59 8.51 30.98 11.65 16.02 26.36 13.56 12.60 26.63 

 CV(%) ............................................ 5.83 9.76 40.67 19.98 16.81 21.49 7.66 8.70 12.30 

 Household furnishings and equipment 

 Mean.............................................. 2,346 1,887 1,248 1,189 2,475 2,276 2,863 2,587 3,221 

 Share ............................................. 3.8 4.1 3.7 3.0 5.0 4.1 3.6 3.7 3.6 

 SE.................................................. 137.92 251.47 172.77 84.38 667.78 268.83 99.42 133.53 188.23 

 CV(%) ............................................ 5.88 13.32 13.85 7.10 26.98 11.81 3.47 5.16 5.84 

 Household textiles 

 Mean.............................................. 116 79 72 61 103 69 157 167 143 

 Share ............................................. .2 .2 .2 .2 .2 .1 .2 .2 .2 

 SE.................................................. 11.35 8.01 21.72 12.04 19.35 17.81 21.29 33.71 20.77 

 CV(%) ............................................ 9.78 10.08 30.16 19.62 18.77 25.65 13.59 20.16 14.52 

 Furniture 

 Mean.............................................. 534 433 442 315 514 497 649 612 699 

 Share ............................................. .9 .9 1.3 .8 1.0 .9 .8 .9 .8 

 SE.................................................. 17.56 27.54 82.73 32.18 46.91 50.07 24.04 47.58 47.65 

 CV(%) ............................................ 3.29 6.35 18.74 10.23 9.12 10.07 3.70 7.77 6.81 

 Floor coverings 

 Mean.............................................. 30 15 12 9 18 21 47 37 60 

 Share ............................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) .1 .1 .1 

 SE.................................................. 3.86 2.03 4.06 1.82 4.22 4.45 7.74 5.36 15.85 

 CV(%) ............................................ 12.91 13.62 32.50 20.18 23.28 21.43 16.46 14.30 26.38 

 Major appliances 

 Mean.............................................. 354 298 267 286 299 333 418 363 491 

 Share ............................................. .6 .7 .8 .7 .6 .6 .5 .5 .5 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Major appliances 

 SE.................................................. 14.31 16.62 64.18 35.02 25.19 38.09 19.41 24.80 34.34 

 CV(%) ............................................ 4.04 5.58 24.01 12.23 8.41 11.45 4.64 6.83 7.00 

 Small appliances, miscellaneous housewares 

 Mean.............................................. 135 95 90 73 104 118 179 166 195 

 Share ............................................. .2 .2 .3 .2 .2 .2 .2 .2 .2 

 SE.................................................. 8.60 12.01 20.22 8.84 9.62 51.26 11.50 14.99 17.67 

 CV(%) ............................................ 6.38 12.69 22.57 12.14 9.29 43.62 6.42 9.03 9.04 

 Miscellaneous household equipment 

 Mean.............................................. 1,178 967 365 445 1,437 1,238 1,414 1,241 1,633 

 Share ............................................. 1.9 2.1 1.1 1.1 2.9 2.2 1.8 1.8 1.8 

 SE.................................................. 131.18 245.66 90.90 57.89 660.96 257.54 86.36 101.40 148.28 

 CV(%) ............................................ 11.14 25.41 24.93 13.02 45.99 20.80 6.11 8.17 9.08 

 Apparel and services 

 Mean.............................................. 1,434 1,080 1,061 958 1,165 1,131 1,826 1,484 2,250 

 Share ............................................. 2.3 2.4 3.2 2.5 2.3 2.0 2.3 2.1 2.5 

 SE.................................................. 52.39 61.78 231.14 115.78 121.40 94.06 91.88 102.02 137.21 

 CV(%) ............................................ 3.65 5.72 21.79 12.08 10.42 8.31 5.03 6.87 6.10 

 Men and boys 

 Mean.............................................. 326 237 201 241 235 255 425 412 441 

 Share ............................................. .5 .5 .6 .6 .5 .5 .5 .6 .5 

 SE.................................................. 23.56 19.13 53.03 35.23 42.25 32.13 41.94 72.49 30.75 

 CV(%) ............................................ 7.22 8.06 26.38 14.59 17.95 12.62 9.88 17.59 6.98 

 Men, 16 and over 

 Mean.............................................. 240 157 151 153 166 153 331 327 336 

 Share ............................................. .4 .3 .4 .4 .3 .3 .4 .5 .4 

 SE.................................................. 23.52 16.72 52.80 28.21 41.12 22.22 41.50 71.94 31.48 

 CV(%) ............................................ 9.80 10.62 34.96 18.48 24.76 14.48 12.53 22.02 9.36 

 Boys, 2 to 15 

 Mean.............................................. 86 80 50 89 69 101 93 85 104 

 Share ............................................. .1 .2 .1 .2 .1 .2 .1 .1 .1 

 SE.................................................. 5.07 7.08 9.89 12.06 6.99 21.85 6.89 7.20 9.88 

 CV(%) ............................................ 5.88 8.85 19.79 13.57 10.09 21.61 7.38 8.43 9.48 

 Women and girls 

 Mean.............................................. 545 386 261 319 463 415 720 585 884 

 Share ............................................. .9 .8 .8 .8 .9 .7 .9 .8 1.0 

 SE.................................................. 27.60 29.89 68.12 52.67 57.17 42.45 46.52 45.22 71.47 

 CV(%) ............................................ 5.07 7.74 26.06 16.52 12.35 10.24 6.47 7.73 8.08 

 Women, 16 and over 

 Mean.............................................. 456 311 199 228 399 336 616 498 759 

 Share ............................................. .7 .7 .6 .6 .8 .6 .8 .7 .8 

 SE.................................................. 24.70 25.79 49.66 27.14 56.83 42.08 44.06 47.19 67.61 

 CV(%) ............................................ 5.42 8.30 25.01 11.91 14.26 12.54 7.16 9.47 8.91 

 Girls, 2 to 15 

 Mean.............................................. 89 75 63 91 64 79 104 86 126 

 Share ............................................. .1 .2 .2 .2 .1 .1 .1 .1 .1 

 SE.................................................. 8.22 12.34 35.12 31.33 10.78 15.54 10.53 12.61 15.35 

 CV(%) ............................................ 9.24 16.36 55.87 34.46 16.80 19.63 10.13 14.61 12.20 

 Children under 2 

 Mean.............................................. 68 60 16 61 60 79 77 65 91 

 Share ............................................. .1 .1 ( 2 ) .2 .1 .1 .1 .1 .1 

 SE.................................................. 6.06 8.06 9.11 18.38 13.98 26.37 10.37 8.58 23.87 

 CV(%) ............................................ 8.92 13.53 56.05 30.32 23.44 33.20 13.46 13.11 26.20 

 Footwear 

 Mean.............................................. 314 248 342 225 248 237 386 267 531 

 Share ............................................. .5 .5 1.0 .6 .5 .4 .5 .4 .6 

 SE.................................................. 25.76 24.93 129.59 49.10 42.51 42.49 48.60 31.90 95.33 

 CV(%) ............................................ 8.21 10.05 37.85 21.83 17.17 17.92 12.58 11.93 17.94 

 Other apparel products and services 

 Mean.............................................. 181 148 240 113 160 146 218 155 303 

 Share ............................................. .3 .3 .7 .3 .3 .3 .3 .2 .3 

 SE.................................................. 10.89 14.38 104.35 17.84 21.67 23.60 20.53 14.86 45.33 

 CV(%) ............................................ 6.01 9.68 43.52 15.85 13.56 16.21 9.40 9.61 14.97 

 Transportation 

 Mean.............................................. 9,826 8,565 5,440 6,996 9,634 11,008 11,262 10,967 11,660 

 Share ............................................. 16.0 18.7 16.2 17.9 19.3 19.7 14.3 15.6 12.9 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Transportation 

 SE.................................................. 192.59 240.92 502.84 352.56 529.93 612.15 323.80 455.44 551.17 

 CV(%) ............................................ 1.96 2.81 9.24 5.04 5.50 5.56 2.88 4.15 4.73 

 Vehicle purchases (net outlay) 

 Mean.............................................. 4,523 4,018 2,313 3,147 4,564 5,445 5,100 4,993 5,245 

 Share ............................................. 7.4 8.8 6.9 8.1 9.1 9.8 6.5 7.1 5.8 

 SE.................................................. 178.25 235.10 497.05 306.55 530.95 589.95 297.19 409.11 513.48 

 CV(%) ............................................ 3.94 5.85 21.49 9.74 11.63 10.84 5.83 8.19 9.79 

 Cars and trucks, new 

 Mean.............................................. 2,089 1,580 199 1,369 1,703 2,426 2,670 2,566 2,811 

 Share ............................................. 3.4 3.5 .6 3.5 3.4 4.3 3.4 3.7 3.1 

 SE.................................................. 133.72 173.60 171.24 242.03 396.44 500.47 241.26 291.17 423.07 

 CV(%) ............................................ 6.40 10.99 86.16 17.68 23.28 20.63 9.04 11.35 15.05 

 Cars and trucks, used 

 Mean.............................................. 2,360 2,368 2,095 1,685 2,812 2,928 2,350 2,298 2,421 

 Share ............................................. 3.8 5.2 6.2 4.3 5.6 5.2 3.0 3.3 2.7 

 SE.................................................. 148.46 187.66 452.41 231.02 365.10 366.19 237.53 307.30 271.01 

 CV(%) ............................................ 6.29 7.92 21.59 13.71 12.98 12.50 10.11 13.37 11.19 

 Other vehicles 

 Mean.............................................. 75 70 19 93 49 90 80 130 13 

 Share ............................................. .1 .2 .1 .2 .1 .2 .1 .2 ( 2 ) 

 SE.................................................. 27.92 26.30 14.70 58.04 25.59 72.85 48.89 84.16 8.03 

 CV(%) ............................................ 37.43 37.77 79.10 62.73 51.92 80.49 60.90 64.84 62.34 

 Gasoline, other fuels, and motor oil 

 Mean.............................................. 1,568 1,494 1,126 1,344 1,607 1,745 1,653 1,678 1,618 

 Share ............................................. 2.6 3.3 3.3 3.4 3.2 3.1 2.1 2.4 1.8 

 SE.................................................. 18.09 24.72 59.61 33.56 42.67 35.96 23.59 33.36 35.90 

 CV(%) ............................................ 1.15 1.65 5.30 2.50 2.66 2.06 1.43 1.99 2.22 

 Other vehicle expenses 

 Mean.............................................. 3,471 2,909 1,749 2,420 3,315 3,633 4,110 3,982 4,282 

 Share ............................................. 5.7 6.4 5.2 6.2 6.6 6.5 5.2 5.7 4.7 

 SE.................................................. 46.25 52.56 101.42 71.56 88.03 114.75 74.28 94.00 108.30 

 CV(%) ............................................ 1.33 1.81 5.80 2.96 2.66 3.16 1.81 2.36 2.53 

 Vehicle finance charges 

 Mean.............................................. 258 230 108 178 269 314 290 291 289 

 Share ............................................. .4 .5 .3 .5 .5 .6 .4 .4 .3 

 SE.................................................. 6.09 6.85 13.87 11.19 14.50 16.44 9.44 13.03 13.75 

 CV(%) ............................................ 2.36 2.98 12.81 6.28 5.38 5.23 3.26 4.48 4.76 

 Maintenance and repairs 

 Mean.............................................. 879 738 467 611 858 883 1,039 980 1,118 

 Share ............................................. 1.4 1.6 1.4 1.6 1.7 1.6 1.3 1.4 1.2 

 SE.................................................. 16.93 23.29 58.00 35.94 46.69 59.42 28.60 40.71 52.92 

 CV(%) ............................................ 1.93 3.15 12.42 5.88 5.44 6.73 2.75 4.15 4.73 

 Vehicle rental, leases, licenses, and other 

 charges 

 Mean.............................................. 758 509 211 375 611 713 1,043 993 1,111 

 Share ............................................. 1.2 1.1 .6 1.0 1.2 1.3 1.3 1.4 1.2 

 SE.................................................. 26.69 24.29 41.90 32.77 41.05 75.55 45.36 56.86 69.37 

 CV(%) ............................................ 3.52 4.78 19.90 8.73 6.72 10.60 4.35 5.73 6.24 

 Vehicle insurance 

 Mean.............................................. 1,575 1,432 964 1,255 1,577 1,722 1,738 1,718 1,764 

 Share ............................................. 2.6 3.1 2.9 3.2 3.2 3.1 2.2 2.4 1.9 

 SE.................................................. 20.18 21.26 54.02 32.91 36.61 51.58 28.09 36.08 43.47 

 CV(%) ............................................ 1.28 1.48 5.61 2.62 2.32 2.99 1.62 2.10 2.46 

 Public and other transportation 

 Mean.............................................. 263 144 252 85 148 185 399 313 516 

 Share ............................................. .4 .3 .7 .2 .3 .3 .5 .4 .6 

 SE.................................................. 16.27 17.53 109.48 13.57 20.59 20.67 27.23 34.14 42.34 

 CV(%) ............................................ 6.18 12.14 43.39 15.89 13.89 11.15 6.82 10.92 8.21 

 Healthcare 

 Mean.............................................. 5,177 3,970 2,605 3,645 4,313 4,616 6,550 5,705 7,698 

 Share ............................................. 8.4 8.7 7.7 9.3 8.6 8.3 8.3 8.1 8.5 

 SE.................................................. 75.20 82.06 331.08 122.10 149.26 179.83 98.70 140.33 169.85 

 CV(%) ............................................ 1.45 2.07 12.71 3.35 3.46 3.90 1.51 2.46 2.21 

 Health insurance 

 Mean.............................................. 3,667 2,878 1,778 2,741 3,045 3,376 4,567 4,069 5,244 

 Share ............................................. 6.0 6.3 5.3 7.0 6.1 6.0 5.8 5.8 5.8 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Health insurance 

 SE.................................................. 58.26 54.88 141.57 86.49 105.80 120.12 84.53 107.88 113.78 

 CV(%) ............................................ 1.59 1.91 7.96 3.16 3.48 3.56 1.85 2.65 2.17 

 Medical services 

 Mean.............................................. 864 589 302 468 708 734 1,178 897 1,560 

 Share ............................................. 1.4 1.3 .9 1.2 1.4 1.3 1.5 1.3 1.7 

 SE.................................................. 33.20 39.05 77.84 47.68 70.84 85.41 63.31 48.28 136.95 

 CV(%) ............................................ 3.84 6.63 25.81 10.18 10.00 11.63 5.38 5.38 8.78 

 Drugs 

 Mean.............................................. 476 378 419 337 417 354 587 557 626 

 Share ............................................. .8 .8 1.2 .9 .8 .6 .7 .8 .7 

 SE.................................................. 20.14 25.00 150.73 33.89 28.56 28.77 22.74 30.27 35.62 

 CV(%) ............................................ 4.23 6.62 35.99 10.07 6.85 8.12 3.88 5.43 5.69 

 Medical supplies 

 Mean.............................................. 170 126 106 100 143 151 219 182 268 

 Share ............................................. .3 .3 .3 .3 .3 .3 .3 .3 .3 

 SE.................................................. 8.73 9.34 35.09 13.52 20.27 17.58 11.10 14.88 17.54 

 CV(%) ............................................ 5.14 7.42 33.00 13.57 14.18 11.62 5.06 8.16 6.54 

 Entertainment 

 Mean.............................................. 2,912 2,156 2,391 1,774 2,118 2,758 3,767 3,200 4,512 

 Share ............................................. 4.7 4.7 7.1 4.5 4.2 4.9 4.8 4.6 5.0 

 SE.................................................. 145.17 185.35 1,269.63 105.93 168.19 398.69 228.93 114.56 517.00 

 CV(%) ............................................ 4.98 8.60 53.10 5.97 7.94 14.45 6.08 3.58 11.46 

 Fees and admissions 

 Mean.............................................. 425 149 24 77 199 248 737 539 1,004 

 Share ............................................. .7 .3 .1 .2 .4 .4 .9 .8 1.1 

 SE.................................................. 20.89 15.11 6.82 16.83 32.38 30.97 37.38 36.30 65.68 

 CV(%) ............................................ 4.92 10.15 28.75 21.74 16.28 12.48 5.07 6.73 6.54 

 Audio and visual equipment and services 

 Mean.............................................. 1,049 867 582 845 903 983 1,255 1,172 1,357 

 Share ............................................. 1.7 1.9 1.7 2.2 1.8 1.8 1.6 1.7 1.5 

 SE.................................................. 25.34 19.45 37.05 27.18 30.67 35.77 49.49 55.40 82.54 

 CV(%) ............................................ 2.42 2.24 6.36 3.22 3.40 3.64 3.94 4.73 6.08 

 Pets, toys, hobbies, and playground equipment 

 Mean.............................................. 859 756 1,721 546 593 904 975 881 1,093 

 Share ............................................. 1.4 1.7 5.1 1.4 1.2 1.6 1.2 1.3 1.2 

 SE.................................................. 87.73 168.07 1,262.70 77.67 97.15 364.65 63.35 83.85 82.19 

 CV(%) ............................................ 10.21 22.24 73.38 14.22 16.37 40.32 6.49 9.52 7.52 

 Pets 

 Mean.............................................. 690 653 1,699 452 495 738 732 703 771 

 Share ............................................. 1.1 1.4 5.0 1.2 1.0 1.3 .9 1.0 .9 

 SE.................................................. 90.72 167.66 1,252.70 68.81 97.33 363.89 58.27 80.92 73.41 

 CV(%) ............................................ 13.15 25.69 73.75 15.21 19.68 49.31 7.96 11.52 9.52 

 Toys, hobbies, and playground equipment 

 Mean.............................................. 170 103 22 94 99 166 243 179 321 

 Share ............................................. .3 .2 .1 .2 .2 .3 .3 .3 .4 

 SE.................................................. 13.39 15.79 13.36 26.01 15.49 56.60 21.32 19.79 34.04 

 CV(%) ............................................ 7.89 15.30 60.30 27.74 15.70 34.01 8.77 11.08 10.59 

 Other entertainment supplies, equipment, and 

 services 

 Mean.............................................. 579 384 64 306 423 622 800 607 1,058 

 Share ............................................. .9 .8 .2 .8 .8 1.1 1.0 .9 1.2 

 SE.................................................. 101.44 68.95 33.82 58.19 139.66 154.04 199.51 70.59 473.98 

 CV(%) ............................................ 17.52 17.94 52.82 19.03 33.03 24.76 24.94 11.63 44.78 

 Personal care products and services 

 Mean.............................................. 646 455 293 365 520 568 860 782 958 

 Share ............................................. 1.1 1.0 .9 .9 1.0 1.0 1.1 1.1 1.1 

 SE.................................................. 16.47 16.15 44.03 30.55 23.80 33.92 27.85 33.07 41.87 

 CV(%) ............................................ 2.55 3.55 15.01 8.36 4.58 5.98 3.24 4.23 4.37 

 Reading 

 Mean.............................................. 114 69 56 47 68 114 164 122 218 

 Share ............................................. .2 .2 .2 .1 .1 .2 .2 .2 .2 

 SE.................................................. 8.15 9.64 35.04 17.37 15.16 18.71 13.15 13.02 20.57 

 CV(%) ............................................ 7.16 13.99 62.78 36.63 22.38 16.39 8.01 10.65 9.45 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Education 

 Mean.............................................. 1,271 422 142 236 612 555 2,239 1,659 3,027 

 Share ............................................. 2.1 .9 .4 .6 1.2 1.0 2.8 2.4 3.3 

 SE.................................................. 92.39 46.45 63.39 71.41 85.25 65.49 187.27 167.74 289.61 

 CV(%) ............................................ 7.27 11.01 44.58 30.24 13.93 11.80 8.36 10.11 9.57 

 Tobacco products and smoking supplies 

 Mean.............................................. 315 442 425 482 416 423 170 200 130 

 Share ............................................. .5 1.0 1.3 1.2 .8 .8 .2 .3 .1 

 SE.................................................. 10.44 15.96 59.71 31.75 27.85 33.04 11.55 19.49 13.62 

 CV(%) ............................................ 3.32 3.62 14.05 6.59 6.70 7.80 6.78 9.74 10.49 

 Miscellaneous 

 Mean.............................................. 907 709 339 626 734 996 1,131 1,027 1,269 

 Share ............................................. 1.5 1.5 1.0 1.6 1.5 1.8 1.4 1.5 1.4 

 SE.................................................. 43.29 47.50 88.37 66.85 63.39 123.87 64.19 95.89 76.16 

 CV(%) ............................................ 4.77 6.70 26.03 10.67 8.64 12.44 5.67 9.34 6.00 

 Cash contributions 

 Mean.............................................. 2,283 1,126 748 992 1,258 1,317 3,602 2,987 4,439 

 Share ............................................. 3.7 2.5 2.2 2.5 2.5 2.4 4.6 4.3 4.9 

 SE.................................................. 175.86 81.08 132.03 111.76 109.07 138.63 330.14 468.90 282.68 

 CV(%) ............................................ 7.70 7.20 17.65 11.27 8.67 10.53 9.17 15.70 6.37 

 Personal insurance and pensions 

 Mean.............................................. 7,246 4,179 2,069 3,185 4,691 6,089 10,743 8,919 13,224 

 Share ............................................. 11.8 9.1 6.1 8.2 9.4 10.9 13.6 12.7 14.6 

 SE.................................................. 108.92 88.82 278.67 159.15 129.94 226.98 180.15 190.06 301.44 

 CV(%) ............................................ 1.50 2.13 13.47 5.00 2.77 3.73 1.68 2.13 2.28 

 Life and other personal insurance 

 Mean.............................................. 486 309 136 253 350 420 688 543 886 

 Share ............................................. .8 .7 .4 .6 .7 .8 .9 .8 1.0 

 SE.................................................. 16.21 16.57 19.66 18.20 20.90 47.31 27.71 35.06 56.97 

 CV(%) ............................................ 3.34 5.37 14.45 7.19 5.98 11.26 4.03 6.46 6.43 

 Pensions and Social Security 

 Mean.............................................. 6,760 3,871 1,933 2,932 4,341 5,669 10,055 8,376 12,339 

 Share ............................................. 11.0 8.5 5.7 7.5 8.7 10.2 12.7 11.9 13.6 

 SE.................................................. 101.94 82.16 285.64 155.76 128.65 201.39 174.94 178.61 289.22 

 CV(%) ............................................ 1.51 2.12 14.78 5.31 2.96 3.55 1.74 2.13 2.34 

Sources of income and personal taxes: 

 Income before taxes 

 Mean.............................................. $84,352 $53,066 $31,292 $44,994 $58,245 $69,079 $120,028 $102,814 $143,453 

 SE.................................................. 1,260.38 926.02 2,659.82 1,723.28 1,255.89 1,764.02 2,151.09 2,537.10 3,466.00 

 CV(%) ............................................ 1.49 1.75 8.50 3.83 2.16 2.55 1.79 2.47 2.42 

 Wages and salaries 

 Mean.............................................. 65,449 37,863 19,390 30,052 42,253 53,160 96,906 83,370 115,326 

 Share ............................................. 77.6 71.4 62.0 66.8 72.5 77.0 80.7 81.1 80.4 

 SE.................................................. 999.71 737.90 2,418.74 1,383.09 1,323.68 1,633.19 1,782.70 1,871.07 3,108.38 

 CV(%) ............................................ 1.53 1.95 12.47 4.60 3.13 3.07 1.84 2.24 2.70 

 Self-employment income 

 Mean.............................................. 5,808 3,777 2,488 3,063 4,364 4,649 8,123 6,602 10,192 

 Share ............................................. 6.9 7.1 8.0 6.8 7.5 6.7 6.8 6.4 7.1 

 SE.................................................. 438.28 412.62 938.57 810.23 575.44 758.04 794.23 745.56 1,374.99 

 CV(%) ............................................ 7.55 10.92 37.72 26.45 13.19 16.31 9.78 11.29 13.49 

 Social Security, private and government 

 retirement 

 Mean.............................................. 9,493 8,821 7,497 9,591 8,935 7,917 10,260 8,965 12,024 

 Share ............................................. 11.3 16.6 24.0 21.3 15.3 11.5 8.5 8.7 8.4 

 SE.................................................. 229.45 209.41 600.38 486.04 377.51 431.29 490.48 810.13 607.28 

 CV(%) ............................................ 2.42 2.37 8.01 5.07 4.23 5.45 4.78 9.04 5.05 

 Interest, dividends, rental income, other property 

 income 

 Mean.............................................. 1,963 825 220 719 764 1,424 3,260 2,308 4,555 

 Share ............................................. 2.3 1.6 .7 1.6 1.3 2.1 2.7 2.2 3.2 

 SE.................................................. 171.92 110.80 63.35 149.50 142.23 373.83 292.30 218.04 622.35 

 CV(%) ............................................ 8.76 13.43 28.84 20.79 18.62 26.25 8.97 9.45 13.66 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) 

 Mean.............................................. 458 700 1,087 806 630 441 183 206 153 

 Share ............................................. .5 1.3 3.5 1.8 1.1 .6 .2 .2 .1 

 SE.................................................. 28.46 44.28 112.58 60.71 63.14 53.80 30.70 32.24 54.10 

 CV(%) ............................................ 6.21 6.33 10.36 7.53 10.02 12.19 16.76 15.67 35.46 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support 

 Mean.............................................. 902 824 350 625 974 1,148 991 1,105 836 

 Share ............................................. 1.1 1.6 1.1 1.4 1.7 1.7 .8 1.1 .6 

 SE.................................................. 71.85 76.98 102.26 76.65 146.49 188.30 120.09 163.43 115.11 

 CV(%) ............................................ 7.96 9.34 29.19 12.26 15.04 16.40 12.12 14.79 13.77 

 Other income 

 Mean.............................................. 278 255 260 137 325 339 305 258 368 

 Share ............................................. .3 .5 .8 .3 .6 .5 .3 .3 .3 

 SE.................................................. 26.87 25.85 51.18 21.94 45.29 97.22 43.70 40.74 78.78 

 CV(%) ............................................ 9.65 10.13 19.67 16.02 13.95 28.67 14.33 15.77 21.39 

 Personal taxes (contains some imputed values) 

 Mean.............................................. 9,402 1,933 -1,374 732 2,696 4,365 17,920 12,540 25,241 

 Share ............................................. 11.1 3.6 -4.4 1.6 4.6 6.3 14.9 12.2 17.6 

 SE.................................................. 740.16 210.88 245.39 416.83 363.58 345.57 1,527.25 747.28 3,706.98 

 CV(%) ............................................ 7.87 10.91 -17.86 56.94 13.49 7.92 8.52 5.96 14.69 

 Federal income taxes 

 Mean.............................................. 8,812 2,780 -163 1,846 3,447 4,726 15,690 11,331 21,622 

 Share ............................................. 10.4 5.2 -.5 4.1 5.9 6.8 13.1 11.0 15.1 

 SE.................................................. 653.61 170.71 185.41 369.28 271.21 250.27 1,377.07 749.53 3,328.20 

 CV(%) ............................................ 7.42 6.14 -113.46 20.00 7.87 5.30 8.78 6.61 15.39 

 Stimulus payment (new UCC Q20202)# 

 Mean.............................................. -1,911 -1,954 -1,537 -1,872 -2,022 -2,190 -1,861 -1,935 -1,762 

 Share ............................................. -2.3 -3.7 -4.9 -4.2 -3.5 -3.2 -1.6 -1.9 -1.2 

 SE.................................................. 40.69 49.97 114.69 66.30 75.78 93.29 52.83 64.51 61.59 

 CV(%) ............................................ -2.13 -2.56 -7.46 -3.54 -3.75 -4.26 -2.84 -3.33 -3.50 

 State and local income taxes 

 Mean.............................................. 2,430 1,049 316 703 1,207 1,749 4,004 3,070 5,276 

 Share ............................................. 2.9 2.0 1.0 1.6 2.1 2.5 3.3 3.0 3.7 

 SE.................................................. 113.11 57.94 62.26 58.27 95.80 106.74 191.17 120.62 392.56 

 CV(%) ............................................ 4.66 5.52 19.71 8.29 7.94 6.10 4.77 3.93 7.44 

 Other taxes 

 Mean.............................................. 72 58 10 55 64 80 87 74 105 

 Share ............................................. .1 .1 ( 2 ) .1 .1 .1 .1 .1 .1 

 SE.................................................. 12.03 13.61 4.62 12.51 15.20 31.36 14.40 13.77 24.10 

 CV(%) ............................................ 16.74 23.27 44.43 22.93 23.84 39.16 16.52 18.59 22.97 

 Income after taxes 

 Mean.............................................. 74,949 51,133 32,667 44,262 55,549 64,714 102,109 90,274 118,213 

 Share ............................................. 88.9 96.4 104.4 98.4 95.4 93.7 85.1 87.8 82.4 

 SE.................................................. 1,197.76 783.24 2,549.65 1,374.22 1,028.93 1,607.16 2,192.16 1,923.53 3,638.27 

 CV(%) ............................................ 1.60 1.53 7.81 3.10 1.85 2.48 2.15 2.13 3.08 

Addenda: 

 Net change in total assets and liabilities 

 Mean.............................................. $3,584 -$875 $326 -$2,888 -$537 $1,493 $8,668 -$1,499 $22,505 

 SE.................................................. 4,404.92 1,677.16 3,506.65 3,371.39 2,934.30 4,053.61 9,056.05 3,963.41 21,837.70 

 CV(%) ............................................ 122.91 -191.68 1,075.45 -116.74 -545.94 271.51 104.47 -264.37 97.04 

 Net change in total assets 

 Mean.............................................. 24,635 9,662 6,755 8,797 8,137 15,341 41,710 28,273 59,996 

 SE.................................................. 4,342.48 1,181.18 2,161.22 2,214.03 2,379.67 3,021.80 8,836.74 2,951.13 21,692.34 

 CV(%) ............................................ 17.63 12.22 31.99 25.17 29.24 19.70 21.19 10.44 36.16 

 Net change in total liabilities 

 Mean.............................................. 21,052 10,537 6,429 11,685 8,675 13,848 33,042 29,772 37,491 

 SE.................................................. 1,361.05 1,401.72 3,321.64 3,389.55 1,533.57 3,578.67 2,172.21 3,261.17 4,002.29 

 CV(%) ............................................ 6.47 13.30 51.67 29.01 17.68 25.84 6.57 10.95 10.68 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Less than college graduate College graduate 

Item 

All 

consumer 

units 

Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Other financial information: 

 Other money receipts 

 Mean.............................................. 2,042 628 53 202 847 1,283 3,653 904 7,394 

 SE.................................................. 1,660.31 200.25 20.35 63.02 441.17 569.24 3,502.32 193.87 8,302.52 

 CV(%) ............................................ 81.32 31.87 38.63 31.13 52.09 44.35 95.87 21.44 112.29 

 Mortgage principal paid on owned property 

 Mean.............................................. -2,395 -1,466 -794 -1,142 -1,630 -2,084 -3,455 -2,805 -4,339 

 SE.................................................. 52.65 55.83 116.91 108.63 78.77 104.78 104.20 113.43 150.19 

 CV(%) ............................................ -2.20 -3.81 -14.73 -9.51 -4.83 -5.03 -3.02 -4.04 -3.46 

 Estimated market value of owned home 

 Mean.............................................. 221,708 137,020 96,104 118,999 148,990 168,204 318,282 273,422 379,327 

 SE.................................................. 4,520.75 3,036.14 13,620.08 4,479.35 5,606.81 6,387.76 7,896.61 7,626.05 12,391.45 

 CV(%) ............................................ 2.04 2.22 14.17 3.76 3.76 3.80 2.48 2.79 3.27 

 Estimated monthly rental value of owned home 

 Mean.............................................. 1,181 813 539 715 877 1,011 1,601 1,406 1,867 

 SE.................................................. 14.08 10.44 32.44 23.43 23.62 30.37 24.76 27.77 46.46 

 CV(%) ............................................ 1.19 1.28 6.02 3.28 2.69 3.00 1.55 1.98 2.49 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

n.a. Not applicable. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021