Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2003

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Number of consumer units (in thousands) ...... 115,356 84,768 17,721 31,552 24,514 10,981 30,589 19,557 11,032 

Percent distribution of consumer units ........... 100.0 73.5 15.4 27.4 21.3 9.5 26.5 17.0 9.6 

Consumer unit characteristics (mean values):

Income before taxes 1 .................................. $51,128 $40,164 $25,028 $40,113 $45,113 $54,087 $81,842 $74,921 $93,948 

Income after taxes 1 ..................................... 48,596 38,558 24,716 38,258 43,304 51,525 76,716 70,375 87,806 

 Age of reference person ............................... 48.4 49.0 55.6 50.2 44.4 45.4 46.6 44.7 49.9 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.6 2.5 2.3 2.6 2.5 2.5 2.4 

 Children under 18 ....................................... .6 .7 .7 .6 .6 .7 .6 .6 .6 

 Persons 65 and over .................................. .3 .3 .5 .3 .2 .2 .2 .2 .3 

 Earners ....................................................... 1.3 1.3 1.0 1.3 1.3 1.5 1.5 1.5 1.5 

 Vehicles ...................................................... 1.9 1.9 1.4 2.0 1.9 2.2 2.1 2.1 2.2 

Percent distribution:

Sex of reference person:

Male .......................................................... 50 48 45 49 48 47 57 56 60 

 Female ...................................................... 50 52 55 51 52 53 43 44 40 

Housing tenure:

Homeowner .............................................. 67 64 57 68 59 72 76 73 82 

 With mortgage ........................................ 41 36 22 37 37 50 55 53 58 

 Without mortgage ................................... 26 28 35 31 22 22 21 20 24 

 Renter ....................................................... 33 36 43 32 41 28 24 27 18 

Race of reference person:

Black or African American ........................ 12 14 18 14 11 12 7 8 6 

 White, Asian, and All Other Races ........... 88 86 82 86 89 88 93 92 94 

Education of reference person:

Elementary (1-8) ....................................... 6 8 39 n.a. n.a. n.a. n.a. n.a. n.a.

 High school (9-12) .................................... 36 50 59 100 n.a. n.a. n.a. n.a. n.a.

 College ..................................................... 57 42 n.a. n.a. 100 100 100 100 100 

 Never attended and other ......................... 2 ( ) 2 ( ) 2 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ......... 88 85 73 89 87 92 94 93 95 

Annual aggregate expenditures ...................... $4,706,196 61.6 8.8 23.0 19.6 10.2 38.4 23.1 15.3 

Food ............................................................. 614,570 65.1 10.6 25.4 19.7 9.5 34.9 21.9 12.9 

 Food at home ............................................. 360,060 68.6 12.8 27.6 19.0 9.2 31.4 20.2 11.3 

 Cereals and bakery products .................... 50,831 69.0 12.7 27.8 19.5 9.0 31.0 20.2 10.8 

 Cereals and cereal products ................... 17,277 68.7 14.0 26.9 18.9 9.0 31.3 20.6 10.7 

 Bakery products ...................................... 33,554 69.2 12.0 28.3 19.9 9.0 30.8 20.0 10.9 

 Meats, poultry, fish, and eggs ................... 94,890 72.5 14.3 29.4 18.8 9.9 27.5 17.8 9.7 

 Beef ........................................................ 28,257 74.2 13.2 30.9 17.6 12.5 25.8 17.5 8.3 

 Pork ........................................................ 19,634 76.1 17.1 30.8 19.6 8.6 23.9 15.6 8.3 

 Other meats ............................................ 11,739 71.6 13.2 29.4 19.7 9.4 28.4 18.7 9.6 

 Poultry .................................................... 16,642 72.4 14.9 28.6 19.7 9.2 27.6 17.6 10.1 

 Fish and seafood .................................... 14,322 64.7 12.4 25.8 18.3 8.3 35.3 21.0 14.2 

 Eggs ....................................................... 4,296 73.0 16.7 29.2 18.0 9.2 27.0 18.0 9.0 

Dairy products .......................................... 37,746 67.2 12.2 27.1 18.8 9.1 32.8 21.1 11.7 

 Fresh milk and cream ............................. 14,561 70.6 14.4 28.1 18.7 9.5 29.4 19.5 9.9 

 Other dairy products ............................... 23,185 65.0 10.8 26.4 18.9 8.9 35.0 22.2 12.9 

 Fruits and vegetables ............................... 61,614 65.5 12.9 25.9 18.3 8.4 34.5 21.5 13.0 

 Fresh fruits .............................................. 19,664 63.4 12.5 25.0 17.7 8.2 36.6 21.9 14.6 

 Fresh vegetables .................................... 19,789 64.9 13.3 24.8 18.6 8.1 35.1 21.8 13.4 

 Processed fruits ...................................... 12,473 66.1 11.8 26.8 18.8 8.6 33.9 21.8 12.2 

 Processed vegetables ............................ 9,688 70.2 14.1 28.7 18.0 9.4 29.8 19.6 10.2 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2003 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

 Other food at home ................................... $114,979 67.3 11.7 27.1 19.4 9.1 32.7 21.1 11.6 

 Sugar and other sweets .......................... 13,703 68.6 12.2 29.2 18.2 9.1 31.4 20.8 10.6 

 Fats and oils ........................................... 9,865 71.1 14.6 28.4 18.9 9.1 28.9 18.6 10.4 

 Miscellaneous foods ............................... 56,342 66.0 10.9 26.7 19.5 8.9 34.0 22.3 11.7 

 Nonalcoholic beverages ......................... 30,883 69.6 13.0 27.8 19.5 9.2 30.4 19.3 11.1 

Food prepared by consumer unit on

out-of-town trips .................................... 4,185 53.4 6.1 17.4 20.4 9.5 46.6 25.8 20.8 

 Food away from home ................................ 254,510 60.3 7.4 22.3 20.7 9.9 39.7 24.4 15.2 

Alcoholic beverages ..................................... 45,028 55.6 5.7 18.7 21.0 10.2 44.4 26.5 17.9 

Housing ........................................................ 1,549,166 61.1 9.5 22.3 19.3 9.9 38.9 23.3 15.6 

 Shelter ........................................................ 909,862 59.8 9.5 21.4 19.2 9.7 40.2 24.1 16.1 

 Owned dwellings ...................................... 607,115 55.9 7.1 21.0 17.6 10.2 44.1 25.8 18.4 

 Mortgage interest and charges ............... 340,765 55.3 6.0 20.5 18.0 10.9 44.7 26.8 17.9 

 Property taxes ........................................ 155,019 56.7 8.8 21.5 17.2 9.2 43.3 24.8 18.5 

Maintenance, repairs, insurance, other

expenses .............................................. 111,332 56.6 8.2 21.9 17.2 9.3 43.4 23.9 19.5 

 Rented dwellings ...................................... 251,419 72.8 16.5 24.1 23.1 9.0 27.2 18.7 8.5 

 Other lodging ............................................ 51,328 42.4 3.2 13.6 18.3 7.4 57.6 31.7 25.9 

Utilities, fuels, and public services .............. 324,316 69.2 12.6 26.7 19.7 10.2 30.8 19.0 11.8 

 Natural gas ............................................... 45,221 67.2 12.3 26.6 19.0 9.3 32.8 20.3 12.5 

 Electricity .................................................. 118,577 70.9 13.5 27.8 19.5 10.1 29.1 18.0 11.1 

 Fuel oil and other fuels ............................. 12,634 71.7 14.2 29.0 17.1 11.4 28.3 16.3 12.0 

 Telephone services .................................. 110,246 68.6 11.8 25.7 20.6 10.5 31.4 19.6 11.8 

 Water and other public services ............... 37,639 66.9 12.2 25.2 19.7 9.8 33.1 20.1 13.0 

 Household operations ................................. 81,573 51.7 5.2 17.3 19.6 9.7 48.3 28.2 20.1 

 Personal services ..................................... 33,861 50.9 4.3 18.6 17.3 10.8 49.1 29.8 19.3 

 Other household expenses ....................... 47,713 52.2 5.8 16.4 21.2 8.9 47.8 27.1 20.6 

Housekeeping supplies .............................. 60,858 63.6 8.4 26.1 18.6 10.5 36.4 22.4 14.1 

 Laundry and cleaning supplies ................. 15,223 71.4 11.9 28.6 21.2 9.8 28.6 18.9 9.6 

 Other household products ........................ 30,308 62.5 8.0 26.2 17.4 10.9 37.5 23.6 13.8 

 Postage and stationery ............................. 15,327 57.8 5.7 23.5 18.2 10.5 42.2 23.3 18.9 

 Household furnishings and equipment ....... 172,556 56.1 6.1 20.1 19.6 10.3 43.9 25.1 18.8 

 Household textiles .................................... 13,067 56.1 6.7 16.9 22.5 10.0 43.9 29.0 15.0 

 Furniture ................................................... 46,237 54.7 7.3 19.0 18.7 9.7 45.3 25.0 20.4 

 Floor coverings ......................................... 5,971 50.4 3.0 22.0 16.2 9.3 49.6 24.6 25.0 

 Major appliances ...................................... 22,566 62.0 8.4 23.8 20.0 9.8 38.0 22.0 16.0 

Small appliances, miscellaneous

housewares ............................................ 10,107 56.7 6.9 21.7 16.1 12.1 43.3 24.4 18.9 

 Miscellaneous household equipment ....... 74,607 55.6 4.7 19.9 20.2 10.8 44.4 25.5 18.9 

Apparel and services .................................... 188,856 61.9 8.8 21.9 21.6 9.7 38.1 24.1 14.0 

 Men and boys ............................................. 42,800 63.5 9.2 22.5 21.3 10.5 36.5 23.2 13.3 

 Men, 16 and over ...................................... 32,488 61.7 7.9 21.6 21.5 10.6 38.3 24.3 14.1 

 Boys, 2 to 15 ............................................. 10,312 69.2 13.4 25.1 20.8 9.9 30.8 19.9 10.9 

 Women and girls ......................................... 73,034 61.3 7.5 21.9 22.1 9.8 38.7 23.7 15.0 

 Women, 16 and over ................................ 60,844 59.9 6.9 21.0 22.6 9.5 40.1 24.5 15.6 

 Girls, 2 to 15 ............................................. 12,190 68.2 10.6 26.5 19.6 11.5 31.8 20.1 11.7 

 Children under 2 ......................................... 9,384 65.3 11.9 25.6 20.0 7.8 34.7 23.8 10.9 

 Footwear ..................................................... 33,823 68.4 11.7 24.6 23.7 8.4 31.6 21.2 10.4 

 Other apparel products and services .......... 29,816 52.8 6.9 17.0 18.6 10.2 47.2 29.6 17.6 

Transportation .............................................. 897,513 65.7 8.7 25.7 19.8 11.5 34.3 21.2 13.1 

 Vehicle purchases (net outlay) ................... 430,483 66.9 8.5 26.8 19.3 12.3 33.1 20.8 12.3 

 Cars and trucks, new ................................ 236,765 62.8 5.4 26.2 18.2 13.0 37.2 22.6 14.6 

 Cars and trucks, used ............................... 185,892 72.2 12.5 28.0 20.6 11.1 27.8 18.3 9.5 

 Other vehicles ........................................... 7,827 62.4 36.8 15.1 19.7 20.8 37.6 25.1 312.5 

 Gasoline and motor oil ................................ 153,742 69.8 10.9 26.8 21.2 10.9 30.2 19.1 11.1 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2003 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

 Other vehicle expenses .............................. $268,875 64.7 8.3 25.0 20.4 10.9 35.3 21.6 13.7 

 Vehicle finance charges ........................... 42,750 71.5 8.0 28.3 22.9 12.3 28.5 18.2 10.3 

 Maintenance and repairs .......................... 71,381 62.8 8.5 24.2 19.6 10.5 37.2 21.8 15.4 

 Vehicle insurance ..................................... 104,428 67.8 10.0 26.9 20.2 10.6 32.2 20.6 11.7 

Vehicle rental, leases, licenses, other

charges ................................................... 50,316 55.2 4.7 19.6 20.0 11.0 44.8 26.6 18.2 

 Public transportation ................................... 44,413 45.3 5.8 14.3 17.0 8.2 54.7 29.6 25.1 

Health care ................................................... 278,705 66.6 11.4 26.0 19.7 9.5 33.4 19.9 13.5 

 Health insurance ......................................... 144,383 68.1 12.0 27.2 19.2 9.7 31.9 19.3 12.6 

 Medical services ......................................... 68,155 61.0 8.2 23.1 20.4 9.2 39.0 22.4 16.6 

 Drugs .......................................................... 53,821 70.4 14.4 26.5 20.0 9.6 29.6 17.7 11.8 

 Medical supplies ......................................... 12,346 63.4 8.3 24.8 21.2 9.1 36.6 21.3 15.3 

Entertainment ............................................... 237,501 59.6 6.5 21.5 20.8 10.9 40.4 24.1 16.3 

 Fees and admissions .................................. 57,039 46.4 2.8 15.7 17.8 10.0 53.6 32.0 21.7 

 Television, radios, sound equipment .......... 84,210 66.0 9.3 24.8 21.8 10.2 34.0 20.6 13.4 

 Pets, toys, and playground equipment ....... 43,580 62.9 6.4 27.8 18.3 10.4 37.1 21.7 15.3 

Other entertainment supplies, equipment,

and services ............................................. 52,672 61.1 6.0 17.5 24.3 13.4 38.9 23.1 15.8 

Personal care products and services ........... 60,708 62.4 8.4 23.3 20.5 10.2 37.6 23.3 14.3 

Reading ........................................................ 14,681 52.0 5.0 17.9 19.7 9.4 48.0 25.9 22.1 

Education ...................................................... 90,347 46.1 2.0 11.5 23.3 9.4 53.9 29.1 24.8 

Tobacco products and smoking supplies ..... 33,418 86.8 18.1 35.9 22.4 10.4 13.2 9.2 3.9 

Miscellaneous ............................................... 69,879 63.0 7.8 23.4 22.1 9.7 37.0 22.3 14.7 

Cash contributions ........................................ 158,025 51.1 6.4 19.8 16.2 8.7 48.9 28.6 20.4 

Personal insurance and pensions ................ 467,798 53.8 5.8 19.5 17.8 10.8 46.2 26.4 19.8 

 Life and other personal insurance .............. 45,831 56.1 7.0 23.0 16.2 10.0 43.9 25.1 18.8 

 Pensions and Social Security ..................... 421,968 53.6 5.6 19.2 17.9 10.9 46.4 26.6 19.9 

Sources of income and personal taxes: 1

Money income before taxes ........................... 4,979,403 57.9 7.7 21.3 18.7 10.1 42.1 24.5 17.6 

 Wages and salaries .................................... 4,012,508 56.0 6.3 20.3 18.8 10.7 44.0 26.2 17.8 

 Self-employment income ............................ 208,249 53.4 6.1 18.2 19.8 9.2 46.6 25.7 20.9 

 Social Security, private and government

retirement ................................................. 545,459 72.0 16.9 30.1 17.8 7.2 28.0 13.0 15.1 

 Interest, dividends, rental income, other

property income ........................................ 106,877 42.2 4.0 19.1 13.0 6.1 57.8 29.2 28.5 

 Unemployment and workers’

compensation, veterans’ benefits ............. 26,217 76.4 12.4 27.8 24.2 12.1 23.6 17.0 6.6 

 Public assistance, supplemental security

income, food stamps ................................ 30,609 94.5 43.6 31.0 14.7 5.1 5.5 4.3 1.3 

 Regular contributions for support ............... 33,396 71.8 7.4 20.5 32.5 11.4 28.2 21.7 6.5 

 Other income .............................................. 16,088 73.9 14.3 18.6 34.2 6.9 26.1 16.3 9.8 

Personal taxes .............................................. 246,569 46.7 1.9 19.9 15.2 9.7 53.3 30.1 23.2 

 Federal income taxes ................................. 179,498 45.3 1.0 20.5 14.5 9.3 54.7 30.7 24.0 

 State and local income taxes ...................... 48,845 48.5 3.9 16.8 17.6 10.2 51.5 29.7 21.8 

 Other taxes ................................................. 18,226 56.6 6.3 23.0 15.6 11.7 43.4 24.6 18.8 

Income after taxes ........................................ 4,732,834 58.5 8.0 21.4 18.9 10.2 41.5 24.2 17.3 

1 Components of income and taxes are derived from "complete

income reporters" only; see glossary. 2 Value less than 0.5.

3 Data are likely to have large sampling errors.

n.a. Not applicable.