Table 1300. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Exp

1995

(Aggregates in millions of dollars, unless otherwise indicated)

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Item |Aggregate | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and 

| | 25 | | | | | over | | | | | | | 

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Number of consumer units (in thousands).........| 103,123| 7,093 | 19,540 | 23,440 | 18,633 | 12,624 | 21,792 Percent distribution of consumer units..........| 100.0| 6.9 | 18.9 | 22.7 | 18.1 | 12.2 | 21.1 

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Consumer unit characteristics (mean values): | | | | | | | 

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Income before taxes 1/........................| $36,918|$17,274 |$35,655 |$45,133 |$52,044 |$38,326 |$22,148 Income after taxes 1/.........................| 33,864| 16,195 | 32,359 | 41,338 | 47,121 | 35,201 | 21,068 Age of reference person.......................| 48.0| 21.6 | 29.9 | 39.4 | 49.1 | 59.4 | 74.4 

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Average number in consumer unit: | | | | | | | 

Persons.....................................| 2.5| 1.9 | 2.8 | 3.2 | 2.8 | 2.2 | 1.7 Children under 18...........................| .7| .4 | 1.1 | 1.3 | .6 | .2 | .1 Persons 65 and over.........................| .3| (2) | (2) | (2) | (2) | .1 | 1.4 Earners.....................................| 1.3| 1.2 | 1.5 | 1.7 | 1.9 | 1.4 | .4 Vehicles....................................| 1.9| 1.2 | 1.7 | 2.1 | 2.5 | 2.2 | 1.4 

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Percent distribution: | | | | | | | 

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Sex of reference person: | | | | | | | 

Male......................................| 62| 53 | 64 | 67 | 68 | 64 | 54 Female....................................| 38| 47 | 36 | 33 | 32 | 36 | 46 

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Housing tenure: | | | | | | | 

Homeowner.................................| 64| 12 | 44 | 63 | 76 | 81 | 79 

With mortgage...........................| 38| 9 | 38 | 53 | 56 | 38 | 14 Without mortgage........................| 26| 3 | 7 | 11 | 20 | 43 | 65 

Renter....................................| 36| 88 | 56 | 37 | 24 | 19 | 21 

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Race of reference person: | | | | | | | 

Black.....................................| 11| 11 | 12 | 13 | 11 | 11 | 9 White and other...........................| 89| 89 | 88 | 87 | 89 | 89 | 91 

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Education of reference person: | | | | | | | 

Elementary (1-8)..........................| 9| 2 | 3 | 4 | 5 | 12 | 21 High school (9-12)........................| 44| 42 | 42 | 44 | 42 | 45 | 48 College...................................| 47| 56 | 55 | 52 | 53 | 42 | 30 Never attended and other..................| (3) | 1 | (3) | (3) | (3) | 1 | 1 

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At least one vehicle owned..................| 86| 72 | 86 | 89 | 91 | 91 | 78 

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Annual aggregate expenditures...................|$3,324,376| 4.0 | 18.7 | 27.0 | 23.4 | 12.3 | 14.5 

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Food..........................................| 463,040| 4.3 | 19.5 | 27.1 | 21.2 | 12.2 | 15.6 

Food at home................................| 288,006| 3.6 | 19.4 | 27.1 | 20.0 | 12.2 | 17.5 

Cereals and bakery products...............| 45,322| 3.7 | 18.9 | 27.8 | 19.8 | 11.7 | 18.1 

Cereals and cereal products.............| 16,976| 4.1 | 20.5 | 28.6 | 19.3 | 11.0 | 16.4 Bakery products.........................| 28,346| 3.5 | 17.9 | 27.3 | 20.1 | 12.0 | 19.2 

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Meats, poultry, fish, and eggs............| 77,306| 3.2 | 19.0 | 27.2 | 20.8 | 13.0 | 16.8 

Beef....................................| 23,384| 3.4 | 18.9 | 27.3 | 21.0 | 13.4 | 16.0 Pork....................................| 16,027| 2.8 | 20.1 | 26.4 | 20.6 | 13.1 | 16.9 Other meats.............................| 10,647| 3.6 | 18.8 | 28.2 | 19.2 | 13.0 | 17.2 Poultry.................................| 14,142| 3.5 | 18.9 | 28.0 | 21.4 | 11.2 | 17.0 Fish and seafood........................| 10,000| 2.0 | 18.2 | 25.9 | 22.4 | 14.2 | 17.3 Eggs....................................| 3,106| 3.8 | 18.4 | 27.2 | 18.3 | 13.4 | 18.9 

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Dairy products............................| 30,474| 3.8 | 20.1 | 27.0 | 19.8 | 11.9 | 17.4 

Fresh milk and cream....................| 12,638| 3.8 | 21.6 | 27.1 | 18.9 | 11.9 | 16.6 Other dairy products....................| 17,836| 3.7 | 19.0 | 26.9 | 20.5 | 11.9 | 17.9 

Fruits and vegetables.....................| 46,918| 3.4 | 18.7 | 25.3 | 19.6 | 13.2 | 19.9 

Fresh fruits............................| 14,809| 3.0 | 18.7 | 24.7 | 18.9 | 12.8 | 21.7 Fresh vegetables........................| 14,107| 3.0 | 17.6 | 24.6 | 21.0 | 13.8 | 20.0 Processed fruits........................| 9,832| 4.1 | 19.7 | 26.0 | 18.2 | 12.9 | 19.0 Processed vegetables....................| 8,169| 3.6 | 19.4 | 26.9 | 19.8 | 12.8 | 17.4 

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Other food at home........................| 87,987| 4.1 | 20.2 | 27.7 | 19.8 | 11.5 | 16.7 

Sugar and other sweets..................| 11,516| 3.2 | 19.9 | 26.2 | 19.3 | 12.2 | 19.2 Fats and oils...........................| 8,447| 2.9 | 19.2 | 26.8 | 18.5 | 12.7 | 19.9 Miscellaneous foods.....................| 38,691| 4.4 | 21.1 | 28.8 | 19.5 | 10.4 | 15.8 Nonalcoholic beverages..................| 24,685| 4.6 | 20.2 | 27.3 | 20.5 | 11.6 | 15.7 Food prepared by consumer unit | | | | | | | 

on out-of-town trips...................| 4,648| 2.5 | 15.5 | 26.2 | 22.9 | 16.1 | 16.7 

Food away from home.........................| 175,034| 5.4 | 19.7 | 27.0 | 23.2 | 12.2 | 12.5 

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Alcoholic beverages...........................| 28,509| 7.2 | 21.2 | 25.7 | 21.9 | 11.1 | 12.9 

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Housing.......................................| 1,078,095| 3.9 | 19.1 | 27.4 | 22.2 | 12.0 | 15.3 

Shelter.....................................| 611,331| 4.2 | 19.7 | 29.0 | 23.0 | 11.1 | 13.1 

Owned dwellings...........................| 386,591| .9 | 15.6 | 30.7 | 26.9 | 12.4 | 13.5 

Mortgage interest and charges...........| 216,943| 1.0 | 19.9 | 36.5 | 27.5 | 10.0 | 5.1 Property taxes..........................| 95,926| .6 | 11.1 | 24.0 | 27.4 | 14.7 | 22.1 Maintenance, repairs, insurance, | | | | | | | 

other expenses.........................| 73,723| .9 | 9.2 | 22.1 | 24.3 | 16.5 | 27.1 

Rented dwellings..........................| 184,397| 11.5 | 30.5 | 26.8 | 13.5 | 6.8 | 11.0 Other lodging.............................| 40,342| 2.7 | 9.0 | 22.4 | 30.0 | 17.9 | 18.1 

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Utilities, fuels, and public services.......| 225,916| 3.6 | 17.2 | 24.8 | 21.7 | 13.6 | 19.1 

Natural gas...............................| 27,652| 2.4 | 15.7 | 23.6 | 21.1 | 14.7 | 22.4 Electricity...............................| 89,639| 3.5 | 16.6 | 25.1 | 21.5 | 13.9 | 19.5 Fuel oil and other fuels..................| 8,885| 1.4 | 10.7 | 22.3 | 19.3 | 14.9 | 31.4 Telephone services........................| 72,997| 5.3 | 19.9 | 25.0 | 21.9 | 12.5 | 15.4 Water and other public services...........| 26,744| 1.8 | 15.4 | 24.9 | 22.9 | 14.5 | 20.4 

Household operations........................| 52,444| 2.7 | 26.1 | 27.0 | 15.8 | 9.0 | 19.3 

Personal services.........................| 26,633| 4.1 | 41.1 | 33.3 | 8.0 | 3.1 | 10.4 Other household expenses..................| 25,812| 1.2 | 10.7 | 20.5 | 23.9 | 15.1 | 28.6 

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Housekeeping supplies.......................| 44,136| 2.3 | 16.6 | 25.9 | 20.3 | 14.5 | 20.4 

Laundry and cleaning supplies.............| 11,328| 2.5 | 20.4 | 26.9 | 19.1 | 14.2 | 16.9 Other household products..................| 19,921| 1.7 | 15.5 | 25.3 | 21.5 | 15.2 | 20.9 Postage and stationery....................| 12,887| 3.0 | 14.9 | 26.0 | 19.6 | 13.6 | 22.9 

Household furnishings and equipment.........| 144,268| 3.9 | 18.2 | 25.9 | 22.3 | 13.9 | 15.7 

Household textiles........................| 10,332| 1.7 | 16.2 | 25.4 | 27.6 | 15.2 | 13.9 Furniture.................................| 33,686| 5.7 | 22.6 | 30.2 | 21.8 | 10.5 | 9.2 Floor coverings...........................| 18,222| 4/1.5 | 9.4 | 18.2 | 16.4 | 11.5 | 43.0 Major appliances..........................| 15,966| 4.2 | 16.7 | 25.1 | 22.0 | 14.0 | 18.0 Small appliances, miscellaneous housewares| 8,768| 5.2 | 16.3 | 22.8 | 21.1 | 20.3 | 14.4 

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Miscellaneous household equipment.........| 57,293| 3.8 | 19.5 | 26.6 | 23.8 | 15.5 | 10.7 

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Apparel and services..........................| 175,225| 5.0 | 21.8 | 27.7 | 21.6 | 13.1 | 10.7 

Men and boys................................| 43,696| 4.7 | 23.6 | 28.7 | 21.4 | 12.3 | 9.4 

Men, 16 and over..........................| 33,846| 5.3 | 21.4 | 25.7 | 23.3 | 13.6 | 10.8 Boys, 2 to 15.............................| 9,850| 2.8 | 31.2 | 38.8 | 15.0 | 7.8 | 4.4 

Women and girls.............................| 67,901| 4.2 | 18.1 | 26.6 | 23.0 | 15.2 | 12.8 

Women, 16 and over........................| 57,464| 4.6 | 16.9 | 24.0 | 23.9 | 16.6 | 14.0 Girls, 2 to 15............................| 10,438| 1.7 | 24.8 | 41.2 | 18.3 | 7.8 | 6.1 

Children under 2............................| 8,300| 8.3 | 37.1 | 29.8 | 13.1 | 6.8 | 4.8 Footwear....................................| 28,598| 6.0 | 23.7 | 31.0 | 19.5 | 9.0 | 10.8 Other apparel products and services.........| 26,729| 5.8 | 21.7 | 24.8 | 23.1 | 15.2 | 9.3 

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Transportation................................| 620,165| 4.6 | 19.5 | 28.2 | 24.1 | 11.7 | 11.9 

Vehicle purchases (net outlay)..............| 272,089| 5.0 | 20.5 | 31.2 | 24.2 | 9.8 | 9.3 

Cars and trucks, new......................| 123,511| 3.2 | 20.3 | 32.9 | 20.2 | 11.5 | 12.0 Cars and trucks, used.....................| 145,032| 6.4 | 20.7 | 29.9 | 27.4 | 8.3 | 7.3 Other vehicles............................| 3,546| 4/7.2 | 23.1 | 26.8 | 29.3 | 4/13.2 | 4/.4 

Gasoline and motor oil......................| 103,703| 4.8 | 19.1 | 26.7 | 23.8 | 12.9 | 12.7 Other vehicle expenses......................| 207,752| 4.2 | 19.1 | 25.8 | 24.4 | 13.0 | 13.4 

Vehicle finance charges...................| 26,838| 4.7 | 25.3 | 28.1 | 25.1 | 10.5 | 6.4 Maintenance and repairs...................| 67,293| 4.0 | 16.9 | 25.1 | 25.4 | 13.3 | 15.3 Vehicle insurance.........................| 73,459| 4.4 | 17.8 | 24.9 | 23.5 | 13.6 | 15.8 Vehicle rental, leases, licenses, | | | | | | | 

other charges............................| 40,162| 3.9 | 21.2 | 27.2 | 23.7 | 13.2 | 10.9 

Public transportation.......................| 36,620| 3.6 | 16.0 | 24.0 | 23.0 | 14.3 | 19.2 

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Health care...................................| 178,603| 1.9 | 12.0 | 21.1 | 19.3 | 13.5 | 32.3 

Health insurance............................| 88,725| 1.7 | 11.4 | 19.2 | 17.2 | 12.8 | 37.8 Medical services............................| 52,750| 2.1 | 14.1 | 26.5 | 23.5 | 14.1 | 19.8 Drugs.......................................| 28,847| 1.6 | 9.6 | 16.7 | 16.2 | 15.0 | 41.0 Medical supplies............................| 8,281| 3.0 | 14.2 | 22.9 | 25.6 | 12.7 | 21.6 

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Entertainment.................................| 166,157| 4.7 | 19.9 | 27.5 | 23.9 | 12.0 | 12.1 

Fees and admissions.........................| 44,617| 3.6 | 17.3 | 27.9 | 24.4 | 11.9 | 15.0 Television, radios, sound equipment.........| 55,873| 5.8 | 20.4 | 27.6 | 22.1 | 11.1 | 13.1 Pets, toys, and playground equipment........| 33,173| 3.4 | 22.0 | 31.3 | 22.0 | 11.9 | 9.4 Other entertainment supplies, equipment, | | | | | | | 

and services...............................| 32,495| 5.4 | 20.6 | 23.0 | 28.1 | 13.6 | 9.4 

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Personal care products and services...........| 41,482| 4.3 | 18.8 | 25.4 | 22.5 | 12.3 | 16.8 

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Reading.......................................| 16,752| 3.0 | 15.6 | 24.2 | 22.2 | 14.1 | 20.9 

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Education.....................................| 48,598| 9.7 | 13.5 | 21.0 | 39.4 | 9.4 | 6.9 

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Tobacco products and smoking supplies.........| 27,718| 6.3 | 19.0 | 26.2 | 23.3 | 14.3 | 10.9 

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Miscellaneous.................................| 78,983| 3.1 | 17.1 | 24.2 | 23.9 | 15.1 | 16.6 

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Cash contributions............................| 95,365| .8 | 9.3 | 22.3 | 28.6 | 13.8 | 25.1 

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Personal insurance and pensions...............| 305,684| 2.5 | 19.4 | 29.8 | 29.3 | 13.3 | 5.7 

Life and other personal insurance...........| 38,473| 1.3 | 12.8 | 26.7 | 27.2 | 18.2 | 13.8 Pensions and Social Security................| 267,211| 2.7 | 20.4 | 30.3 | 29.6 | 12.6 | 4.5 

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Sources of income and personal taxes: 1/ | | | | | | | 

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Money income before taxes.....................| 3,080,956| 3.1 | 18.5 | 27.7 | 25.5 | 12.2 | 13.0 

Wages and salaries..........................| 2,376,254| 3.4 | 21.9 | 31.3 | 28.6 | 11.3 | 3.4 Self-employment income......................| 169,713| 2.0 | 12.4 | 35.0 | 29.4 | 13.5 | 7.7 Social Security, private and government | | | | | | | 

retirement.................................| 363,422| 4/.1 | .9 | 3.2 | 7.0 | 16.5 | 72.3 

Interest, dividends, rental income, other | | | | | | | 

property income............................| 71,894| .7 | 4.1 | 12.2 | 19.2 | 18.1 | 45.7 

Unemployment and workers' compensation, | | | | | | | 

veterans' benefits.........................| 23,282| 3.3 | 18.2 | 28.5 | 24.5 | 12.0 | 13.5 

Public assistance, supplemental security | | | | | | | 

income, food stamps........................| 38,586| 9.5 | 25.4 | 24.8 | 15.2 | 11.7 | 13.5 

Regular contributions for support...........| 22,780| 18.4 | 19.7 | 35.2 | 16.9 | 5.5 | 4.3 Other income................................| 15,024| 15.2 | 14.3 | 25.6 | 13.7 | 17.5 | 13.8 

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Personal taxes................................| 254,838| 2.4 | 20.6 | 28.1 | 29.2 | 12.1 | 7.7 

Federal income taxes........................| 186,493| 2.3 | 21.4 | 28.0 | 29.8 | 11.6 | 6.9 State and local income taxes................| 53,447| 2.9 | 21.9 | 29.3 | 28.3 | 11.6 | 5.9 Other taxes.................................| 14,898| 1.0 | 6.4 | 25.2 | 23.7 | 19.5 | 24.1 

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Income after taxes............................| 2,826,118| 3.2 | 18.3 | 27.6 | 25.2 | 12.2 | 13.5 

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1/ Components of income and taxes are derived from "complete income reporters" only; see glossary.2/ Value less than 0.05.3/ Value less than 0.5.4/ Data are likely to have large sampling errors.5/ No data reported.

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