Table 1710. Housing tenure: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Homeowner 

Item Aggregate Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

Number of consumer units (in thousands)1................................................... 131,234 86,366 50,889 35,477 44,868 

Percent distribution of consumer units .......................................................... 100.0 65.8 38.8 27.0 34.2 

Consumer unit characteristics (mean values): 

 Income before taxes ................................................................................... $84,352 $100,004 $118,281 $73,788 $54,222 

 Income after taxes ...................................................................................... 74,949 87,416 103,496 64,350 50,953 

 Age of reference person ............................................................................. 52.2 55.9 50.1 64.3 45.0 

 Average number in consumer unit: 

 People ..................................................................................................... 2.5 2.6 2.9 2.1 2.3 

 Children under 18 .................................................................................... .6 .6 .8 .3 .6 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.3 1.7 .9 1.2 

 Vehicles ................................................................................................... 1.9 2.2 2.3 2.1 1.2 

Percent distribution: 

 Reference person: 

 Men.......................................................................................................... 47 48 49 46 45 

 Women .................................................................................................... 53 52 51 54 55 

 Housing tenure: 

 Homeowner ............................................................................................. 66 100 100 100 n.a. 

 With mortgage ...................................................................................... 39 59 100 n.a. n.a. 

 Without mortgage ................................................................................. 27 41 n.a. 100 n.a. 

 Renter ...................................................................................................... 34 n.a. n.a. n.a. 100 

 Race of reference person: 

 Black or African-American ....................................................................... 13 9 10 8 21 

 White, Asian, and all other races ............................................................ 87 91 90 92 79 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 14 11 12 10 20 

 Not Hispanic or Latino ............................................................................. 86 89 88 90 80 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 2 2 1 3 4 

 High school (9-12) ................................................................................... 28 25 20 32 34 

 College .................................................................................................... 69 73 79 65 62 

 Never attended and other ....................................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ......................................................... 90 96 97 94 79 

Annual aggregate expenditures..................................................................... $8,051,248 74.6 50.7 23.9 25.4 

 Food ............................................................................................................ 961,333 73.3 49.8 23.5 26.7 

 Food at home .......................................................................................... 649,324 73.5 49.1 24.4 26.5 

 Cereals and bakery products ............................................................... 84,058 73.4 48.8 24.6 26.6 

 Cereals and cereal products ............................................................. 27,832 72.3 49.0 23.3 27.7 

 Bakery products ................................................................................ 56,226 74.0 48.7 25.2 26.0 

 Meats, poultry, fish, and eggs .............................................................. 141,308 74.3 50.0 24.3 25.7 

 Beef ................................................................................................... 38,889 76.7 52.3 24.4 23.3 

 Pork ................................................................................................... 28,174 76.5 49.8 26.7 23.5 

 Other meats ...................................................................................... 18,648 74.9 50.2 24.8 25.1 

 Poultry ............................................................................................... 24,864 69.8 48.1 21.8 30.2 

 Fish and seafood .............................................................................. 22,344 72.7 48.9 23.8 27.3 

 Eggs .................................................................................................. 8,388 72.5 48.9 23.6 27.5 

 Dairy products ...................................................................................... 62,244 73.7 49.1 24.5 26.3 

 Fresh milk and cream ....................................................................... 19,286 71.4 47.4 24.1 28.6 

 Other dairy products ......................................................................... 42,958 74.7 49.9 24.8 25.3 

 Fruits and vegetables ........................................................................... 128,370 72.9 48.3 24.6 27.1 

 Fresh fruits ........................................................................................ 45,806 72.7 48.2 24.5 27.3 

 Fresh vegetables .............................................................................. 40,856 73.5 49.4 24.0 26.5 

 Processed fruits ................................................................................ 16,461 71.3 46.2 25.1 28.7 

 Processed vegetables ...................................................................... 25,247 73.5 48.1 25.4 26.5 

 Other food at home .............................................................................. 233,344 73.3 49.2 24.2 26.7 

 Sugar and other sweets .................................................................... 21,794 73.5 46.9 26.6 26.5 

 Fats and oils ...................................................................................... 17,419 73.1 48.3 24.8 26.9 

 Miscellaneous foods ......................................................................... 127,852 73.0 50.1 23.0 27.0 

See footnotes at end of table. 
Table 1710. Housing tenure: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 

— Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Homeowner 

Item Aggregate Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Nonalcoholic beverages ................................................................... 59,771 73.2 48.1 25.1 26.8 

 Food prepared by consumer unit on out-of-town trips ..................... 6,509 80.0 50.8 29.2 20.0 

 Food away from home............................................................................. 312,009 72.7 51.2 21.5 27.3 

 Alcoholic beverages ................................................................................... 62,801 78.8 56.3 22.5 21.2 

 Housing ....................................................................................................... 2,809,933 70.3 49.7 20.6 29.7 

 Shelter ..................................................................................................... 1,654,047 64.7 48.3 16.4 35.3 

 Owned dwellings .................................................................................. 980,723 99.7 76.3 23.3 .3 

 Mortgage interest and charges ......................................................... 388,670 99.7 98.7 1.0 3

.3 

 Property taxes ................................................................................... 308,849 99.6 62.2 37.4 .4 

 Maintenance, repairs, insurance, other expenses ........................... 283,203 99.6 61.1 38.6 .4 

 Rented dwellings .................................................................................. 578,518 1.9 1.0 .9 98.1 

 Other lodging ........................................................................................ 94,807 85.6 46.3 39.3 14.4 

 Utilities, fuels, and public services .......................................................... 545,665 76.4 47.9 28.6 23.6 

 Natural gas ........................................................................................... 54,387 81.4 50.2 31.2 18.6 

 Electricity .............................................................................................. 198,942 74.7 45.5 29.2 25.3 

 Fuel oil and other fuels ......................................................................... 13,799 90.2 47.2 43.0 9.8 

 Telephone services .............................................................................. 189,045 72.3 47.2 25.1 27.7 

 Residential phone service, VOIP, and phone cards ......................... 24,611 81.6 37.8 43.9 18.4 

 Cellular phone service ...................................................................... 164,434 70.9 48.6 22.3 29.1 

 Water and other public services .......................................................... 89,492 83.9 53.1 30.8 16.1 

 Household operations ............................................................................. 192,203 80.1 53.1 26.9 19.9 

 Personal services ................................................................................. 45,489 82.0 68.3 13.7 18.0 

 Other household expenses .................................................................. 146,714 79.4 48.4 31.0 20.6 

 Housekeeping supplies ........................................................................... 109,917 79.4 51.8 27.5 20.6 

 Laundry and cleaning supplies ............................................................ 22,375 72.0 49.0 23.0 28.0 

 Other household products .................................................................... 70,453 81.3 52.9 28.3 18.7 

 Postage and stationery ........................................................................ 17,089 81.3 51.0 30.3 18.7 

 Household furnishings and equipment .................................................... 308,101 80.2 57.6 22.6 19.8 

 Household textiles ................................................................................ 15,249 75.7 56.9 18.7 24.3 

 Furniture ............................................................................................... 70,101 74.3 52.7 21.6 25.7 

 Floor coverings ..................................................................................... 3,925 84.3 55.0 29.3 15.7 

 Major appliances .................................................................................. 46,458 85.1 55.4 29.8 14.9 

 Small appliances, miscellaneous housewares .................................... 17,695 71.4 50.7 20.7 28.6 

 Miscellaneous household equipment ................................................... 154,673 82.7 61.4 21.4 17.3 

 Apparel and services .................................................................................. 188,417 70.0 50.2 19.9 30.0 

 Men and boys .......................................................................................... 42,869 71.1 53.3 17.8 28.9 

 Men, 16 and over ................................................................................. 31,537 71.3 52.4 18.9 28.7 

 Boys, 2 to 15 ........................................................................................ 11,332 70.5 55.6 14.9 29.5 

 Women and girls ..................................................................................... 71,603 72.9 52.5 20.4 27.1 

 Women, 16 and over ............................................................................ 59,915 72.6 51.1 21.5 27.4 

 Girls, 2 to 15 ......................................................................................... 11,687 74.4 59.6 14.8 25.6 

 Children under 2 ...................................................................................... 8,918 65.4 49.8 15.6 34.6 

 Footwear .................................................................................................. 41,252 71.2 51.5 19.7 28.8 

 Other apparel products and services ...................................................... 23,775 59.3 35.4 23.9 40.7 

 Transportation ............................................................................................ 1,289,479 74.9 50.1 24.7 25.1 

 Vehicle purchases (net outlay) ................................................................ 593,602 77.0 51.3 25.7 23.0 

 Cars and trucks, new ........................................................................... 274,152 84.3 54.7 29.6 15.7 

 Cars and trucks, used .......................................................................... 309,659 70.5 48.0 22.6 29.5 

 Other vehicles ...................................................................................... 9,791 79.8 61.3 318.5 20.2 

 Gasoline, other fuels, and motor oil ........................................................ 205,806 72.3 48.1 24.2 27.7 

 Other vehicle expenses ........................................................................... 455,490 73.8 50.0 23.8 26.2 

 Vehicle finance charges ....................................................................... 33,876 76.6 59.2 17.4 23.4 

 Maintenance and repairs ..................................................................... 115,430 76.0 49.8 26.1 24.0 

 Vehicle rental, leases, licenses, and other charges ............................ 99,519 73.4 51.0 22.4 26.6 

 Vehicle insurance ................................................................................. 206,665 72.3 48.2 24.2 27.7 

 Public and other transportation ............................................................... 34,580 66.7 43.4 23.3 33.3 

 Healthcare .................................................................................................. 679,445 80.2 46.8 33.4 19.8 

 Health insurance ..................................................................................... 481,223 80.3 46.2 34.1 19.7 

 Medical services ...................................................................................... 113,387 80.3 50.5 29.8 19.7 

 Drugs ....................................................................................................... 62,556 78.9 45.0 33.9 21.1 

 Medical supplies ...................................................................................... 22,279 81.3 44.3 37.0 18.7 

 Entertainment ............................................................................................. 382,340 80.9 52.3 28.6 19.1 

 Fees and admissions .............................................................................. 55,723 84.2 58.8 25.4 15.8 

 Audio and visual equipment and services............................................... 137,719 74.8 45.7 29.1 25.2 

 Pets, toys, hobbies, and playground equipment ..................................... 112,904 81.4 47.3 34.1 18.6 

See footnotes at end of table. 
Table 1710. Housing tenure: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 

— Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Homeowner 

Item Aggregate Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Pets ...................................................................................................... 90,601 82.8 45.8 37.0 17.2 

 Toys, hobbies, and playground equipment .......................................... 22,303 76.1 53.5 22.6 23.9 

 Other entertainment supplies, equipment, and services ........................ 75,994 88.4 66.8 21.6 11.6 

 Personal care products and services ......................................................... 84,885 73.4 49.9 23.5 26.6 

 Reading ...................................................................................................... 14,953 80.5 46.2 34.3 19.5 

 Education .................................................................................................... 166,865 74.8 53.7 21.1 25.2 

 Tobacco products and smoking supplies ................................................... 41,311 60.4 37.1 23.3 39.6 

 Miscellaneous ............................................................................................. 119,029 78.5 50.6 27.9 21.5 

 Cash contributions ...................................................................................... 299,564 85.5 45.3 40.2 14.5 

 Personal insurance and pensions .............................................................. 950,893 79.0 58.9 20.1 21.0 

 Life and other personal insurance ........................................................... 63,746 85.9 56.9 29.0 14.1 

 Pensions and Social Security.................................................................. 887,147 78.5 59.1 19.5 21.5 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $11,069,815 78.0 54.4 23.6 22.0 

 Wages and salaries ................................................................................. 8,589,128 76.9 59.0 17.9 23.1 

 Self-employment income ......................................................................... 762,150 82.5 54.5 28.0 17.5 

 Social Security, private and government retirement ............................... 1,245,861 84.7 29.9 54.8 15.3 

 Interest, dividends, rental income, other property income ...................... 257,572 92.4 37.3 55.1 7.6 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 60,161 41.5 24.2 17.3 58.5 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 118,405 61.6 41.5 20.1 38.4 

 Other income ........................................................................................... 36,539 37.1 19.0 18.1 62.9 

 Personal taxes (contains some imputed values) ....................................... 1,233,909 88.1 61.0 27.1 11.9 

 Federal income taxes .............................................................................. 1,156,407 86.2 57.7 28.5 13.8 

 Stimulus payment (new UCC Q20202)# ................................................. -250,790 71.0 45.2 25.8 29.0 

 State and local income taxes .................................................................. 318,861 81.7 60.8 20.9 18.3 

 Other taxes .............................................................................................. 9,432 81.8 50.3 31.5 18.2 

 Income after taxes ...................................................................................... 9,835,905 76.8 53.5 23.2 23.2 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

n.a. Not applicable. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021