Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2012-2013

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 16,539 595 363 523 1,257 1,439 1,378 2,628 8,355

Consumer unit characteristics:

Income before taxes ....................................... $89,519 $4,374 $13,065 $17,654 $25,041 $34,929 $44,778 $59,663 $139,290

Income after taxes .......................................... 83,371 5,154 14,998 20,536 28,247 37,157 45,311 58,511 126,208

Age of reference person ................................. 41.9 38.6 37.4 38.1 39.6 39.5 40.4 41.7 43.7

Average number in consumer unit:

People .......................................................... 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0

Children under 18 ......................................... 1.5 2.0 1.8 1.9 1.7 1.7 1.5 1.5 1.4

Adults 65 and older ...................................... .1 1.1 1.1 1.1 .1 .1 .1 .2 .1

Earners ......................................................... 1.9 .7 .9 1.2 1.4 1.6 1.8 2.0 2.2

Vehicles ........................................................ 2.4 1.2 1.2 1.2 1.5 1.8 2.0 2.3 2.9

Percent distribution:

Reference person:

Men .............................................................. 46 29 30 35 35 42 45 42 52

Women ......................................................... 54 71 70 65 65 58 55 58 48

Housing tenure:

Homeowner .................................................. 70 27 28 25 36 49 58 68 88

With mortgage ............................................ 56 15 10 10 22 35 42 54 75

Without mortgage ....................................... 14 11 18 16 14 15 15 14 13

Renter ........................................................... 30 73 72 75 64 51 42 32 12

Race of reference person:

Black or African-American ............................ 11 25 22 18 21 14 12 13 7

White, Asian, and all other races .................. 89 75 78 82 79 86 88 87 93

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 19 28 36 39 33 35 27 19 10

Not Hispanic or Latino .................................. 81 72 64 61 67 65 73 81 90

Education of reference person:

Elementary (1-8) ........................................... 6 13 15 18 9 13 8 6 2

High school (9-12) ........................................ 30 53 49 42 53 39 42 37 17

College ......................................................... 65 34 35 40 38 48 50 57 81

Never attended and other ............................. 2 ( ) 2 ( ) 1

3 ( ) 2 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............. 94 72 70 74 84 92 93 96 98

Average annual expenditures ........................... $67,990 $26,221 $26,104 $29,175 $34,070 $38,344 $45,389 $53,974 $93,570

Food ............................................................... 9,402 5,228 5,682 5,963 6,608 6,340 6,714 8,131 11,858

Food at home ............................................... 5,676 3,896 3,978 4,670 4,503 4,133 4,359 5,255 6,718

Cereals and bakery products ..................... 801 459 570 643 624 540 591 771 959

Cereals and cereal products .................... 275 170 192 246 211 222 205 260 322

Bakery products ....................................... 526 288 378 397 413 318 386 510 637

Meats, poultry, fish, and eggs .................... 1,212 917 913 1,135 1,129 1,070 994 1,133 1,346

Beef .......................................................... 304 189 281 243 306 280 278 312 322

Pork .......................................................... 244 200 202 205 243 222 165 213 277

Other meats .............................................. 174 96 103 133 132 114 138 161 212

Poultry ...................................................... 239 161 163 220 230 253 209 224 257

Fish and seafood ...................................... 180 197 194 267 161 137 147 155 199

Eggs ......................................................... 72 74 70 67 56 64 56 67 79

Dairy products ............................................ 615 425 367 475 429 394 470 587 746

Fresh milk and cream ............................... 229 160 171 174 190 158 187 236 263

Other dairy products ................................. 386 265 195 300 239 236 283 351 484

Fruits and vegetables ................................. 1,054 654 785 845 793 741 824 967 1,264

Fresh fruits ............................................... 386 201 264 242 270 241 303 356 479

Fresh vegetables ...................................... 312 196 222 270 238 230 257 288 368

Processed fruits ........................................ 171 114 131 132 139 121 116 158 205

Processed vegetables .............................. 184 142 167 201 145 149 147 165 211

Other food at home .................................... 1,993 1,442 1,343 1,571 1,529 1,387 1,481 1,797 2,403

Sugar and other sweets ........................... 206 133 133 126 153 127 118 186 261

Fats and oils ............................................. 162 142 83 132 144 140 132 152 182

Miscellaneous foods ................................. 1,062 821 741 863 771 734 760 925 1,296

Nonalcoholic beverages ........................... 510 340 384 438 446 374 442 490 582

Food prepared by consumer unit on

out-of-town trips ...................................... 53 16

11111 115 112 29 44 81

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2012-2013 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Food away from home .................................. 3,726 1,332 1,704 1,294 2,105 2,208 2,355 2,876 5,140

Alcoholic beverages ....................................... 445 236 1119 210 58 251 197 274 674

Housing .......................................................... 22,031 11,344 10,229 11,257 12,749 14,259 16,481 17,709 28,994

Shelter .......................................................... 12,550 6,747 6,110 6,472 7,175 8,216 9,099 9,935 16,571

Owned dwellings ........................................ 8,795 1,598 1,204 1,209 2,239 3,480 4,773 6,104 13,525

Mortgage interest and charges ................. 5,134 1999 1671 1431 1,210 2,025 2,881 3,900 7,804

Property taxes .......................................... 2,482 452 380 384 583 836 1,180 1,499 3,944

Maintenance, repairs, insurance, other

expenses ................................................ 1,178 1147 1153 393 445 619 712 705 1,778

Rented dwellings ........................................ 3,036 5,054 4,861 5,172 4,829 4,576 4,127 3,522 1,811

Other lodging .............................................. 719 195 145 192 1107 160 200 309 1,234

Utilities, fuels, and public services ................ 4,709 2,805 2,713 3,290 3,313 3,805 4,331 4,518 5,508

Natural gas ................................................. 470 238 241 310 282 356 382 385 595

Electricity .................................................... 1,735 1,270 1,178 1,388 1,433 1,544 1,705 1,646 1,925

Fuel oil and other fuels ............................... 170 159 144 122 141 160 145 184 231

Telephone services .................................... 1,695 925 911 1,192 1,176 1,370 1,486 1,715 1,978

Residential phone service, VOIP, and

phone cards ............................................ 403 247 185 251 270 262 332 376 498

Cellular phone service .............................. 1,292 678 726 940 906 1,108 1,154 1,339 1,480

Water and other public services ................. 639 313 338 378 382 474 614 587 779

Household operations .................................. 1,994 550 418 578 642 892 923 1,054 3,119

Personal services ....................................... 1,071 1263 1106 1216 253 461 394 427 1,767

Other household expenses ........................ 922 287 312 362 388 431 529 627 1,352

Housekeeping supplies ................................ 838 561 222 393 738 533 575 675 1,075

Laundry and cleaning supplies ................... 209 139 178 171 244 205 145 200 231

Other household products .......................... 450 290 127 172 341 263 334 332 598

Postage and stationery ............................... 179 1132 117 151 153 64 97 143 246

Household furnishings and equipment ......... 1,941 682 767 523 881 813 1,552 1,528 2,721

Household textiles ...................................... 160 117 127 127 126 96 149 108 219

Furniture ..................................................... 501 228 228 165 203 285 679 292 673

Floor coverings ........................................... 16 14

1911131214 17 25

Major appliances ........................................ 260 144 169 154 102 98 90 267 369

Small appliances, miscellaneous

housewares .............................................. 106 136 150 35 36 41 74 98 148

Miscellaneous household equipment ......... 897 353 283 242 411 290 556 746 1,288

Apparel and services ...................................... 2,571 1,505 1,227 1,432 1,649 2,223 1,925 1,952 3,281

Men and boys ............................................... 646 428 421 332 439 726 280 467 827

Men, 16 and over ....................................... 428 1292 1141 1131 248 499 134 289 577

Boys, 2 to 15 .............................................. 218 136 280 201 191 227 147 178 249

Women and girls .......................................... 971 523 244 358 631 569 832 793 1,275

Women, 16 and over .................................. 692 313 1138 211 436 354 590 550 933

Girls, 2 to 15 ............................................... 279 210 106 147 195 215 242 243 341

Children under 2 ........................................... 157 1178 1177 1310 1184 163 1217 146 131

Footwear ...................................................... 524 1197 1252 1271 234 555 433 398 670

Other apparel products and services ........... 273 179 134 160 160 211 163 147 379

Transportation ................................................ 12,260 3,813 3,660 5,175 5,985 6,940 8,659 10,575 16,671

Vehicle purchases (net outlay) ..................... 4,685 1651 1597 11,695 1,733 2,178 2,641 3,552 6,907

Cars and trucks, new .................................. 2,058 3 ( ) 3 ( ) 3 ( ) 1313 1719 1790 994 3,461

Cars and trucks, used ................................ 2,575 1651 1597 1,670 1,404 1,448 1,849 2,533 3,359

Other vehicles ............................................ 51 3 ( ) 3 ( ) 125 116 111 13

125 88

Gasoline and motor oil ................................. 3,753 1,860 2,041 2,131 2,455 2,825 3,038 3,810 4,519

Other vehicle expenses ................................ 3,143 1,041 940 1,070 1,621 1,715 2,620 2,834 4,183

Vehicle finance charges ............................. 336 1132 183 190 115 180 212 273 477

Maintenance and repairs ............................ 1,026 346 329 354 577 576 748 944 1,365

Vehicle insurance ....................................... 1,182 1409 1338 1389 1659 1580 11,298 1,228 1,478

Vehicle rental, leases, licenses, and other

charges ..................................................... 598 154 190 237 270 379 361 389 862

Public and other transportation .................... 679 261 182 279 177 222 360 379 1,061

Healthcare ...................................................... 3,847 1,228 1,305 1,092 1,480 2,194 2,588 3,664 5,224

Health insurance .......................................... 2,336 966 660 554 827 1,217 1,681 2,319 3,151

Medical services ........................................... 909 108 1264 274 336 581 541 767 1,282

Drugs ............................................................ 455 122 336 233 239 329 289 461 578

Medical supplies ........................................... 147 132 144 131 79 68 77 118 212

Entertainment ................................................. 3,578 1,117 995 1,274 1,541 1,516 2,006 2,826 5,167

Fees and admissions ................................... 998 153 167 175 258 228 417 501 1,645

Audio and visual equipment and services .... 1,242 555 664 685 763 830 937 1,055 1,604

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2012-2013 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Pets, toys, hobbies, and playground

equipment ................................................... 789 318 126 315 417 323 508 777 1,066

Pets ............................................................ 552 270 1124 132 170 192 337 551 773

Toys, hobbies, and playground equipment 237 148 13

1182 247 131 171 226 294

Other entertainment supplies, equipment,

and services ............................................... 549 192 1138 199 103 136 145 493 851

Personal care products and services ............. 811 352 301 260 533 400 421 662 1,124

Reading .......................................................... 105 110 112 122 30 52 59 84 155

Education ....................................................... 1,898 208 1743 274 373 250 716 818 3,219

Tobacco products and smoking supplies ....... 357 363 1361 445 395 398 449 420 304

Miscellaneous ................................................. 820 285 1276 334 336 311 660 715 1,131

Cash contributions .......................................... 1,691 279 610 312 676 603 870 1,159 2,568

Personal insurance and pensions .................. 8,174 252 584 1,128 1,654 2,606 3,643 4,986 13,200

Life and other personal insurance ................ 401 162 168 182 104 114 164 265 636

Pensions and Social Security ....................... 7,772 190 517 1,045 1,551 2,492 3,480 4,721 12,563

Sources of income and personal taxes:

Money income before taxes ........................... $89,519 $4,374 $13,065 $17,654 $25,041 $34,929 $44,778 $59,663 $139,290

Wages and salaries ...................................... 80,284 2,401 5,636 11,567 18,576 28,471 39,023 52,260 127,216

Self-employment income .............................. 4,199 1-1,654 1308 1890 190 1,410 1,544 2,628 7,009

Social Security, private and government

retirement ................................................... 2,420 790 1,914 1,749 2,833 2,198 2,562 2,992 2,372

Interest, dividends, rental income, other

property income .......................................... 799 134 14

125 154 23 126 142 1,501

Public assistance, supplemental security

income, food stamps .................................. 687 1,663 3,456 2,498 2,533 1,308 588 347 121

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 945 583 11,202 1600 683 1,365 874 1,108 909

Other income ................................................ 185 1557 1546 1326 1173 1152 161 184 161

Personal taxes (contains some imputed

values) .......................................................... 6,147 -780 -1,933 -2,882 -3,207 -2,229 -532 1,151 13,082

Federal income taxes ................................... 4,482 -726 -1,901 -2,839 -3,138 -2,332 -974 533 10,053

State and local income taxes ....................... 1,554 -60 -35 -52 -101 77 344 570 2,852

Other taxes ................................................... 111 16

13110 32 27 98 49 178

Income after taxes .......................................... 83,371 5,154 14,998 20,536 28,247 37,157 45,311 58,511 126,208

Addenda:

Net change in total assets and liabilities ........ - $3,619 $4,253 $10,472 - $2,436 $505 - $2,957 - $5,545 $2,237 - $7,126

Net change in total assets ............................ 13,149 10,585 16,185 2,790 1,449 610 -600 8,773 21,414

Net change in total liabilities ......................... 16,768 6,332 5,713 5,226 944 3,567 4,945 6,536 28,540

Other financial information:

Other money receipts ................................... 232 115 1133 141 170 148 1319 174 354

Mortgage principal paid on owned property -2,837 -635 1-385 1-289 -581 -1,117 -1,482 -1,858 -4,427

Estimated market value of owned home ...... 191,456 38,275 37,186 40,103 46,885 72,878 98,135 121,861 298,027

Estimated monthly rental value of owned

home .......................................................... 1,066 270 260 303 360 492 651 781 1,569

Gifts of goods and services, total ................... 842 410 547 341 614 220 381 354 1,288

Food ............................................................. 90 1104 19

11 102 114 37 33 136

Alcoholic beverages ..................................... 9 2 ( ) 3 ( ) 3 ( ) 11

2 ( ) 1215 15

Housing ........................................................ 152 1105 166 1150 88 46 81 63 226

Housekeeping supplies .............................. 30 113 16

16117 13115 115 48

Household textiles ...................................... 7 3 ( ) 3 ( ) 123 11

151618 7

Appliances and miscellaneous

housewares .............................................. 12 13

3 ( ) 3 ( ) 2 ( ) 121713 21

Major appliances ...................................... 3 3 ( ) 3 ( ) 3 ( ) 3 ( ) 11

111116

Small appliances and miscellaneous

housewares ............................................ 9 13

3 ( ) 3 ( ) 2 ( ) 121612 15

Miscellaneous household equipment ......... 35 119 119 13

121714 17 60

Other housing ............................................. 67 170 141 1118 168 129 149 121 89

See footnotes at end of table.
Table 3443. Consumer units of four people by income before taxes: Average annual expenditures and characteristics, Consumer

Expenditure Survey, 2012-2013 — Continued

Item

Total

four

people

Less

than

$10,000

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Apparel and services .................................... 184 1188 1217 1128 285 116 136 132 207

Males, 2 and over ....................................... 41 167 1151 150 129 126 122 26 45

Females, 2 and over ................................... 57 127 3 ( ) 161 1113 115 132 38 69

Children under 2 ......................................... 42 149 156 14

1121 145 176 128 29

Other apparel products and services ......... 45 145 110 114 122 129 16

139 64

Jewelry and watches ................................ 20 140 3 ( ) 12

112 2 ( ) 1612 34

All other apparel products and services ... 25 14

110 112 110 129 3 ( ) 137 29

Transportation .............................................. 82 12

3 ( ) 3 ( ) 11 14 19 30 146

Healthcare .................................................... 15 3 ( ) 1198 11

110 2 ( ) 1512 19

Entertainment ............................................... 66 111 156 118 156 19

118 118 106

Toys, games, arts and crafts, and tricycles 36 111 3 ( ) 118 138 12

19114 57

Other entertainment ................................... 29 11

156 3 ( ) 119 161915 49

Personal care products and services ........... 16 3 ( ) 3 ( ) 3 ( ) 126 11

1114 26

Reading ........................................................ 2 3 ( ) 3 ( ) 11

3 ( ) 3 ( ) 1612 3

Education ..................................................... 183 3 ( ) 3 ( ) 2 ( ) 133 119 170 133 332

All other gifts ................................................. 44 2 ( ) 3 ( ) 141 12

1118 32 72

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2014