Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2003

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

city

Other

urban

Number of consumer units (in thousands) ............... 115,356 77,194 47,104 30,090 38,163 101,047 34,423 66,625 14,309 

Percent distribution of consumer units ..................... 100.0 66.9 40.8 26.1 33.1 87.6 29.8 57.8 12.4 

Consumer unit characteristics (mean values): 

Income before taxes 1 ............................................ $51,128 $62,053 $72,831 $44,609 $29,827 $52,728 $43,768 $57,352 $40,140 

Income after taxes 1 ............................................... 48,596 58,739 69,112 41,951 28,822 50,075 41,234 54,638 38,439 

 Age of reference person ........................................ 48.4 52.2 46.0 62.0 40.6 48.0 46.8 48.6 51.1 

Average number in consumer unit:

Persons ................................................................ 2.5 2.6 3.0 2.1 2.2 2.5 2.4 2.6 2.4 

 Children under 18 ................................................ .6 .7 .9 .3 .6 .6 .6 .7 .6 

 Persons 65 and over ............................................ .3 .4 .2 .7 .1 .3 .3 .3 .4 

 Earners ................................................................ 1.3 1.4 1.7 1.0 1.2 1.3 1.2 1.4 1.3 

 Vehicles ............................................................... 1.9 2.3 2.5 2.0 1.1 1.9 1.5 2.1 2.5 

Percent distribution:

Sex of reference person:

Male ................................................................... 50 52 54 50 46 50 47 52 50 

 Female ............................................................... 50 48 46 50 54 50 53 48 50 

Housing tenure:

Homeowner ....................................................... 67 100 100 100 n.a. 65 52 72 80 

 With mortgage ................................................. 41 61 100 n.a. n.a. 41 32 46 39 

 Without mortgage ............................................ 26 39 n.a. 100 n.a. 24 21 26 41 

 Renter ................................................................ 33 n.a. n.a. n.a. 100 35 48 28 20 

Race of reference person:

Black or African American ................................. 12 9 9 9 19 13 21 9 5 

 White, Asian, and All Other Races .................... 88 91 91 91 81 87 79 91 95 

Education of reference person:

Elementary (1-8) ................................................ 6 5 3 9 8 6 7 5 9 

 High school (9-12) ............................................. 36 36 30 44 38 35 35 35 45 

 College ............................................................... 57 59 67 47 54 59 58 59 46 

 Never attended and other .................................. 2 ( ) 2 ( ) 2 ( ) 2 ( ) 1 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased .................. 88 95 97 90 73 87 79 91 92 

Annual aggregate expenditures ............................... $4,706,196 77.7 56.3 21.3 22.3 89.3 26.7 62.6 10.7 

Food ....................................................................... 614,570 74.0 53.4 20.6 26.0 88.7 27.8 60.9 11.3 

 Food at home ....................................................... 360,060 73.6 51.9 21.6 26.4 87.9 27.7 60.2 12.1 

 Cereals and bakery products ............................. 50,831 74.2 51.8 22.4 25.8 88.3 27.4 60.9 11.7 

 Cereals and cereal products ............................ 17,277 71.5 50.9 20.5 28.5 88.5 28.2 60.3 11.5 

 Bakery products ............................................... 33,554 75.6 52.2 23.4 24.4 88.2 27.0 61.3 11.8 

 Meats, poultry, fish, and eggs ............................ 94,890 72.4 51.4 21.0 27.6 86.9 27.9 59.0 13.1 

 Beef ................................................................. 28,257 71.8 51.8 20.0 28.2 83.6 26.9 56.7 16.4 

 Pork ................................................................. 19,634 74.2 51.2 23.0 25.8 86.5 26.9 59.6 13.5 

 Other meats ..................................................... 11,739 74.0 51.6 22.5 26.0 87.6 26.1 61.5 12.4 

 Poultry .............................................................. 16,642 70.8 51.6 19.2 29.2 89.7 30.0 59.7 10.3 

 Fish and seafood ............................................. 14,322 72.8 52.1 20.7 27.2 90.2 30.0 60.2 9.8 

 Eggs ................................................................. 4,296 69.6 46.8 22.8 30.4 87.3 29.3 58.0 12.7 

Dairy products .................................................... 37,746 74.2 52.5 21.7 25.8 87.8 27.3 60.5 12.2 

 Fresh milk and cream ...................................... 14,561 72.3 50.9 21.4 27.7 86.9 27.3 59.6 13.1 

 Other dairy products ........................................ 23,185 75.5 53.6 21.9 24.5 88.3 27.3 61.0 11.7 

 Fruits and vegetables ........................................ 61,614 73.3 50.6 22.7 26.7 89.5 28.7 60.8 10.5 

 Fresh fruits ....................................................... 19,664 73.9 51.3 22.6 26.1 90.5 29.0 61.5 9.5 

 Fresh vegetables ............................................. 19,789 73.0 50.3 22.7 27.0 89.5 29.1 60.4 10.5 

 Processed fruits ............................................... 12,473 72.6 50.2 22.4 27.4 90.0 29.1 60.9 10.0 

 Processed vegetables ..................................... 9,688 74.0 50.4 23.6 26.0 86.7 26.5 60.2 13.3 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2003 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

city

Other

urban

 Other food at home ............................................ $114,979 74.2 53.0 21.2 25.8 87.7 27.3 60.4 12.3 

 Sugar and other sweets ................................... 13,703 74.9 50.3 24.6 25.1 87.2 27.5 59.7 12.8 

 Fats and oils .................................................... 9,865 74.0 50.0 24.0 26.0 87.7 26.9 60.8 12.3 

 Miscellaneous foods ........................................ 56,342 74.2 54.1 20.1 25.8 88.5 27.4 61.1 11.5 

 Nonalcoholic beverages .................................. 30,883 72.8 52.3 20.4 27.2 86.3 27.6 58.7 13.7 

Food prepared by consumer unit on

out-of-town trips ............................................. 4,185 82.8 57.7 25.2 17.2 89.2 23.7 65.5 10.8 

 Food away from home ......................................... 254,510 74.7 55.5 19.2 25.3 89.9 28.1 61.9 10.1 

Alcoholic beverages ............................................... 45,028 71.4 54.9 16.5 28.6 90.7 28.9 61.8 9.3 

Housing .................................................................. 1,549,166 75.6 58.0 17.6 24.4 91.1 27.8 63.3 8.9 

 Shelter ................................................................. 909,862 71.9 59.5 12.4 28.1 92.5 28.9 63.6 7.5 

 Owned dwellings ................................................ 607,115 99.6 83.7 15.8 .4 91.4 23.2 68.2 8.6 

 Mortgage interest and charges ........................ 340,765 99.6 98.8 .8 .4 91.9 22.8 69.1 8.1 

 Property taxes .................................................. 155,019 99.6 66.1 33.5 .4 91.0 21.2 69.8 9.0 

Maintenance, repairs, insurance, other

expenses ....................................................... 111,332 99.5 62.1 37.4 .5 90.4 27.5 62.9 9.6 

 Rented dwellings ............................................... 251,419 2.0 1.0 .9 98.0 95.2 43.5 51.7 4.8 

 Other lodging ..................................................... 51,328 86.6 58.8 27.8 13.4 91.5 24.4 67.2 8.5 

Utilities, fuels, and public services ....................... 324,316 79.1 52.5 26.5 20.9 88.3 26.8 61.5 11.7 

 Natural gas ........................................................ 45,221 83.3 54.3 29.1 16.7 93.9 31.8 62.1 6.1 

 Electricity ........................................................... 118,577 79.0 51.3 27.8 21.0 86.4 25.5 60.9 13.6 

 Fuel oil and other fuels ...................................... 12,634 88.8 51.5 37.3 11.2 73.6 9.4 64.3 26.4 

 Telephone services ............................................ 110,246 73.0 50.9 22.1 27.0 88.6 27.9 60.8 11.4 

 Water and other public services ........................ 37,639 88.4 59.4 28.9 11.6 91.5 27.5 64.0 8.5 

 Household operations .......................................... 81,573 83.4 58.6 24.8 16.6 92.7 27.5 65.2 7.3 

 Personal services .............................................. 33,861 80.1 61.3 18.9 19.9 92.2 29.1 63.0 7.8 

 Other household expenses ................................ 47,713 85.8 56.8 29.0 14.2 93.1 26.4 66.7 6.9 

Housekeeping supplies ........................................ 60,858 79.7 56.5 23.3 20.3 87.3 25.6 61.7 12.7 

 Laundry and cleaning supplies .......................... 15,223 72.6 51.5 21.1 27.4 85.4 27.6 57.8 14.6 

 Other household products ................................. 30,308 82.3 58.9 23.4 17.7 87.8 24.9 62.9 12.2 

 Postage and stationery ...................................... 15,327 81.8 56.6 25.2 18.2 88.3 25.2 63.1 11.7 

 Household furnishings and equipment ................ 172,556 84.0 60.8 23.2 16.0 89.9 24.7 65.2 10.1 

 Household textiles ............................................. 13,067 82.8 58.9 24.0 17.2 91.8 25.4 66.4 8.2 

 Furniture ............................................................ 46,237 82.3 61.3 21.0 17.7 91.1 25.7 65.4 8.9 

 Floor coverings .................................................. 5,971 92.7 64.5 28.2 7.3 93.6 24.5 69.1 6.4 

 Major appliances ................................................ 22,566 87.4 56.1 31.2 12.6 88.5 26.0 62.5 11.5 

Small appliances, miscellaneous

housewares ..................................................... 10,107 80.5 60.1 20.4 19.5 90.2 29.1 61.1 9.8 

 Miscellaneous household equipment ................. 74,607 84.0 62.1 21.9 16.0 88.8 22.9 66.0 11.2 

Apparel and services ............................................. 188,856 73.7 55.9 17.8 26.3 90.8 29.1 61.6 9.2 

 Men and boys ...................................................... 42,800 74.7 58.7 16.0 25.3 91.0 29.1 61.9 9.0 

 Men, 16 and over ............................................... 32,488 74.3 57.8 16.5 25.7 91.7 29.8 61.8 8.3 

 Boys, 2 to 15 ...................................................... 10,312 76.1 61.7 14.4 23.9 89.0 26.8 62.2 11.0 

 Women and girls .................................................. 73,034 77.4 57.0 20.4 22.6 90.1 27.6 62.4 9.9 

 Women, 16 and over ......................................... 60,844 77.9 56.2 21.7 22.1 90.0 27.8 62.2 10.0 

 Girls, 2 to 15 ...................................................... 12,190 75.0 61.1 13.9 25.0 90.4 26.6 63.8 9.6 

 Children under 2 .................................................. 9,384 66.2 55.2 11.0 33.8 90.7 31.3 59.4 9.3 

 Footwear .............................................................. 33,823 69.2 52.4 16.8 30.8 89.2 29.0 60.3 10.8 

 Other apparel products and services ................... 29,816 70.6 53.1 17.6 29.4 93.9 32.4 61.4 6.1 

Transportation ........................................................ 897,513 79.1 56.7 22.5 20.9 86.2 25.3 60.9 13.8 

 Vehicle purchases (net outlay) ............................ 430,483 80.8 58.0 22.8 19.2 84.0 25.2 58.8 16.0 

 Cars and trucks, new ......................................... 236,765 86.8 61.3 25.6 13.2 86.3 23.9 62.3 13.7 

 Cars and trucks, used ........................................ 185,892 73.0 53.6 19.4 27.0 81.6 26.9 54.7 18.4 

 Other vehicles .................................................... 7,827 81.8 61.9 19.9 18.2 72.7 20.6 52.0 27.3 

 Gasoline and motor oil ......................................... 153,742 76.8 53.7 23.1 23.2 85.2 23.6 61.6 14.8 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2003 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

city

Other

urban

 Other vehicle expenses ....................................... $268,875 78.3 57.1 21.2 21.7 88.9 25.5 63.5 11.1 

 Vehicle finance charges ..................................... 42,750 79.1 64.2 14.9 20.9 85.1 22.5 62.7 14.9 

 Maintenance and repairs ................................... 71,381 76.9 52.2 24.7 23.1 88.1 25.8 62.4 11.9 

 Vehicle insurance .............................................. 104,428 78.2 55.0 23.2 21.8 88.7 25.6 63.0 11.3 

Vehicle rental, leases, licenses, other

charges ............................................................ 50,316 79.7 62.1 17.6 20.3 93.9 27.3 66.6 6.1 

 Public transportation ............................................ 44,413 76.0 51.5 24.5 24.0 94.8 32.5 62.3 5.2 

Health care ............................................................ 278,705 83.3 47.1 36.2 16.7 86.6 25.3 61.4 13.4 

 Health insurance .................................................. 144,383 83.6 47.0 36.7 16.4 86.5 23.7 62.8 13.5 

 Medical services .................................................. 68,155 83.7 51.6 32.1 16.3 88.1 26.8 61.3 11.9 

 Drugs ................................................................... 53,821 82.4 41.0 41.4 17.6 85.1 26.9 58.2 14.9 

 Medical supplies .................................................. 12,346 81.9 50.4 31.5 18.1 87.6 28.5 59.1 12.4 

Entertainment ........................................................ 237,501 82.0 58.6 23.5 18.0 88.3 23.6 64.7 11.7 

 Fees and admissions ........................................... 57,039 83.5 62.0 21.6 16.5 93.5 24.6 68.9 6.5 

 Television, radios, sound equipment ................... 84,210 74.9 53.0 21.9 25.1 90.0 27.2 62.8 10.0 

 Pets, toys, and playground equipment ................ 43,580 83.0 57.3 25.7 17.0 83.2 22.1 61.0 16.8 

Other entertainment supplies, equipment,

and services ....................................................... 52,672 90.8 64.7 26.1 9.2 84.1 18.1 66.0 15.9 

Personal care products and services ..................... 60,708 76.0 53.2 22.8 24.0 90.4 28.4 62.0 9.6 

Reading ................................................................. 14,681 81.3 50.8 30.5 18.7 91.6 27.8 63.8 8.4 

Education ............................................................... 90,347 72.0 56.2 15.8 28.0 94.5 27.4 67.1 5.5 

Tobacco products and smoking supplies ............... 33,418 65.5 43.6 21.8 34.5 84.1 26.9 57.2 15.9 

Miscellaneous ........................................................ 69,879 79.5 53.1 26.4 20.5 88.9 25.1 63.8 11.1 

Cash contributions ................................................. 158,025 85.1 49.2 35.9 14.9 91.3 26.3 65.1 8.7 

Personal insurance and pensions .......................... 467,798 82.4 63.2 19.2 17.6 89.9 25.1 64.8 10.1 

 Life and other personal insurance ....................... 45,831 88.8 64.3 24.5 11.2 88.3 23.2 65.1 11.7 

 Pensions and Social Security .............................. 421,968 81.7 63.0 18.6 18.3 90.0 25.3 64.7 10.0 

Sources of income and personal taxes: 1

Money income before taxes ..................................... 4,979,403 80.2 58.2 22.0 19.8 90.0 25.4 64.6 10.0 

 Wages and salaries ............................................. 4,012,508 79.4 62.8 16.6 20.6 90.8 25.2 65.6 9.2 

 Self-employment income ..................................... 208,249 90.0 62.5 27.5 10.0 85.2 24.7 60.5 14.8 

 Social Security, private and government

retirement ........................................................... 545,459 85.8 30.2 55.6 14.2 86.2 25.8 60.4 13.8 

 Interest, dividends, rental income, other property

income ............................................................... 106,877 92.3 42.7 49.6 7.7 90.7 26.0 64.7 9.3 

 Unemployment and workers’ compensation,

veterans’ benefits ............................................... 26,217 69.1 49.0 20.1 30.9 90.3 29.4 61.0 9.7 

 Public assistance, supplemental security income,

food stamps ....................................................... 30,609 36.7 18.5 18.2 63.3 89.1 47.8 41.3 10.9 

 Regular contributions for support ......................... 33,396 54.9 40.6 14.3 45.1 91.6 29.0 62.6 8.4 

 Other income ....................................................... 16,088 37.7 30.4 7.2 62.3 93.4 27.8 65.5 6.6 

Personal taxes ....................................................... 246,569 86.5 60.0 26.5 13.5 91.5 29.7 61.7 8.5 

 Federal income taxes .......................................... 179,498 87.1 58.9 28.1 12.9 92.4 31.3 61.1 7.6 

 State and local income taxes ............................... 48,845 80.5 64.0 16.5 19.5 90.6 26.4 64.2 9.4 

 Other taxes .......................................................... 18,226 97.5 60.4 37.1 2.5 84.9 23.5 61.3 15.1 

Income after taxes ................................................. 4,732,834 79.9 58.1 21.8 20.1 89.9 25.2 64.7 10.1 

1 Components of income and taxes are derived from "complete income

reporters" only; see glossary.

2 Value less than 0.5.

n.a. Not applicable.