Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 1999

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

Number of consumer units (in thousands) ...... 108,465 80,529 17,154 32,049 22,108 9,219 27,936 18,173 9,763 

Percent distribution of consumer units ........... 100.0 74.2 15.8 29.5 20.4 8.5 25.8 16.8 9.0 

Consumer unit characteristics (mean values):

Income before taxes 1 .................................. $43,951 $34,739 $22,396 $36,900 $37,319 $44,232 $70,324 $63,412 $83,623 

Income after taxes 1 ..................................... 40,652 32,675 21,611 34,818 34,848 40,827 63,487 57,300 75,395 

 Age of reference person ............................... 47.9 48.3 55.0 49.0 43.1 45.9 46.7 45.3 49.1 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.7 2.6 2.4 2.6 2.4 2.4 2.5 

 Children under 18 ....................................... .7 .7 .8 .7 .6 .8 .6 .6 .6 

 Persons 65 and over .................................. .3 .3 .5 .3 .2 .2 .2 .2 .3 

 Earners ....................................................... 1.3 1.3 1.1 1.3 1.4 1.5 1.5 1.5 1.5 

 Vehicles ...................................................... 1.9 1.9 1.5 2.0 1.9 2.2 2.1 2.0 2.2 

Percent distribution:

Sex of reference person:

Male .......................................................... 55 52 50 53 54 51 62 60 65 

 Female ...................................................... 45 48 50 47 46 49 38 40 35 

Housing tenure:

Homeowner .............................................. 65 62 57 66 58 69 73 71 77 

 With mortgage ........................................ 38 33 21 34 38 43 52 51 53 

 Without mortgage ................................... 27 29 36 32 20 26 21 20 23 

 Renter ....................................................... 35 38 43 34 42 31 27 29 23 

Race of reference person:

Black ......................................................... 12 14 17 14 13 10 7 7 7 

 White and other ........................................ 88 86 83 86 87 90 93 93 93 

Education of reference person:

Elementary (1-8) ....................................... 6 8 39 n.a. n.a. n.a. n.a. n.a. n.a.

 High school (9-12) .................................... 39 52 59 100 n.a. n.a. n.a. n.a. n.a.

 College ..................................................... 55 39 n.a. n.a. 100 100 100 100 100 

 Never attended and other ......................... 2 ( ) 2 ( ) 1 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ......... 87 85 74 88 87 92 93 93 93 

Annual aggregate expenditures ...................... $4,012,363 62.8 9.7 25.0 19.4 8.8 37.2 22.5 14.7 

Food ............................................................. 545,454 67.7 12.3 27.5 19.8 8.1 32.3 20.1 12.2 

 Food at home ............................................. 316,055 71.6 14.8 29.3 19.5 7.9 28.4 18.2 10.3 

 Cereals and bakery products .................... 48,584 71.3 14.9 29.3 19.3 7.8 28.7 18.4 10.3 

 Cereals and cereal products ................... 17,331 71.4 16.5 28.5 19.0 7.4 28.6 18.4 10.2 

 Bakery products ...................................... 31,253 71.3 14.0 29.8 19.4 8.0 28.7 18.3 10.4 

 Meats, poultry, fish, and eggs ................... 81,181 74.8 17.0 31.0 19.2 7.6 25.2 16.6 8.7 

 Beef ........................................................ 23,865 76.4 17.4 31.1 20.0 7.8 23.6 15.9 7.8 

 Pork ........................................................ 16,995 78.0 17.5 34.2 19.1 7.2 22.0 14.0 8.0 

 Other meats ............................................ 10,529 74.5 16.0 31.4 19.4 7.6 25.5 16.8 8.7 

 Poultry .................................................... 14,759 73.5 16.4 30.7 18.6 7.9 26.5 16.9 9.6 

 Fish and seafood .................................... 11,516 67.8 16.4 25.3 18.7 7.4 32.2 21.8 10.4 

 Eggs ....................................................... 3,516 77.1 19.7 32.2 18.0 7.3 22.9 15.0 7.8 

Dairy products .......................................... 34,946 70.5 14.1 29.0 19.7 7.7 29.5 18.7 10.8 

 Fresh milk and cream ............................. 13,233 73.2 16.3 30.5 19.0 7.4 26.8 17.5 9.3 

 Other dairy products ............................... 21,712 68.8 12.7 28.1 20.2 7.9 31.2 19.5 11.7 

 Fruits and vegetables ............................... 54,162 69.3 15.2 27.9 18.7 7.5 30.7 18.7 12.0 

 Fresh fruits .............................................. 16,533 68.0 15.3 26.6 18.8 7.4 32.0 19.1 12.9 

 Fresh vegetables .................................... 16,103 69.7 15.8 28.1 18.5 7.3 30.3 18.4 11.9 

 Processed fruits ...................................... 12,247 67.4 13.3 27.5 18.8 7.8 32.6 20.0 12.6 

 Processed vegetables ............................ 9,279 73.4 16.3 30.5 18.8 7.8 26.6 16.8 9.9 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 1999 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

 Other food at home ................................... $97,182 70.7 13.1 28.9 20.3 8.3 29.3 18.9 10.4 

 Sugar and other sweets .......................... 12,091 70.9 14.1 29.9 19.6 7.4 29.1 18.9 10.2 

 Fats and oils ........................................... 9,056 74.1 15.7 30.8 19.8 7.7 25.9 16.8 9.2 

 Miscellaneous foods ............................... 45,515 69.7 12.1 28.5 20.8 8.3 30.3 19.7 10.6 

 Nonalcoholic beverages ......................... 26,244 73.0 14.4 29.8 20.0 8.9 27.0 17.3 9.7 

Food prepared by consumer unit on

out-of-town trips .................................... 4,276 58.5 7.9 21.4 19.3 10.0 41.5 25.1 16.4 

 Food away from home ................................ 229,399 62.5 8.9 25.0 20.2 8.4 37.5 22.8 14.8 

Alcoholic beverages ..................................... 34,456 61.2 8.7 22.4 21.6 8.5 38.8 24.4 14.4 

Housing ........................................................ 1,307,704 62.1 9.9 24.5 19.2 8.6 37.9 22.9 15.0 

 Shelter ........................................................ 760,976 60.3 9.5 23.3 19.2 8.4 39.7 24.1 15.6 

 Owned dwellings ...................................... 490,775 56.6 7.1 22.6 18.1 8.8 43.4 26.0 17.4 

 Mortgage interest and charges ............... 276,283 54.4 6.0 21.0 18.3 9.2 45.6 27.6 18.0 

 Property taxes ........................................ 121,856 58.7 8.7 25.6 16.8 7.7 41.3 24.1 17.1 

Maintenance, repairs, insurance, other

expenses .............................................. 92,637 60.2 8.2 23.7 19.3 9.1 39.8 23.8 16.0 

 Rented dwellings ...................................... 219,817 71.6 16.0 26.2 21.6 7.8 28.4 18.9 9.5 

 Other lodging ............................................ 50,384 47.7 4.0 16.6 20.2 7.0 52.3 28.0 24.3 

Utilities, fuels, and public services .............. 257,872 69.8 13.4 28.5 19.0 9.0 30.2 18.9 11.3 

 Natural gas ............................................... 29,320 68.5 13.6 28.1 18.3 8.5 31.5 19.2 12.3 

 Electricity .................................................. 97,539 72.2 14.0 30.2 18.9 9.0 27.8 17.6 10.2 

 Fuel oil and other fuels ............................. 8,071 72.8 15.3 34.4 14.8 8.4 27.2 17.7 9.4 

 Telephone services .................................. 92,079 67.9 12.8 26.5 19.5 9.1 32.1 20.0 12.1 

 Water and other public services ............... 30,862 68.6 12.3 27.6 19.3 9.4 31.4 19.5 12.0 

 Household operations ................................. 72,226 54.7 6.0 21.8 17.7 9.1 45.3 24.7 20.7 

 Personal services ..................................... 35,003 60.1 7.2 24.4 18.7 9.9 39.9 22.5 17.4 

 Other household expenses ....................... 37,223 49.5 5.0 19.4 16.7 8.4 50.5 26.8 23.7 

Housekeeping supplies .............................. 54,022 66.1 10.5 26.8 19.9 8.9 33.9 22.1 11.8 

 Laundry and cleaning supplies ................. 13,137 73.9 14.7 30.5 20.7 8.0 26.1 16.8 9.3 

 Other household products ........................ 27,079 64.1 10.0 26.2 18.9 9.1 35.9 24.6 11.3 

 Postage and stationery ............................. 13,806 62.5 7.6 24.5 21.1 9.4 37.5 22.4 15.0 

 Household furnishings and equipment ....... 162,609 60.2 7.8 24.3 19.4 8.7 39.8 23.0 16.8 

 Household textiles .................................... 12,364 63.7 7.5 28.3 18.6 9.3 36.3 20.7 15.5 

 Furniture ................................................... 39,613 59.4 9.3 23.2 17.6 9.2 40.6 24.0 16.6 

 Floor coverings ......................................... 4,737 59.8 7.5 23.2 18.2 10.9 40.2 24.3 15.9 

 Major appliances ...................................... 19,859 62.7 10.6 26.5 17.4 8.2 37.3 23.7 13.5 

Small appliances, miscellaneous

housewares ............................................ 11,021 57.2 7.3 25.1 17.3 7.4 42.8 22.4 20.4 

 Miscellaneous household equipment ....... 75,015 59.8 6.5 23.5 21.3 8.6 40.2 22.5 17.6 

Apparel and services .................................... 188,973 64.4 10.0 26.2 19.7 8.4 35.6 21.7 13.9 

 Men and boys ............................................. 45,651 62.6 9.1 26.4 19.1 8.0 37.4 23.6 13.7 

 Men, 16 and over ...................................... 35,565 60.0 8.3 25.9 18.2 7.6 40.0 25.6 14.5 

 Boys, 2 to 15 ............................................. 10,086 72.1 12.2 28.2 22.3 9.4 27.9 16.8 11.1 

 Women and girls ......................................... 71,018 63.9 9.8 24.2 20.7 9.1 36.1 20.7 15.4 

 Women, 16 and over ................................ 59,373 62.8 9.8 23.5 20.9 8.7 37.2 21.0 16.1 

 Girls, 2 to 15 ............................................. 11,645 69.1 10.0 28.1 20.1 10.9 30.9 19.2 11.7 

 Children under 2 ......................................... 7,250 66.2 13.9 24.7 19.9 7.7 33.8 20.2 13.6 

 Footwear ..................................................... 32,860 70.6 13.3 29.7 19.7 8.0 29.4 19.2 10.1 

 Other apparel products and services .......... 32,192 61.2 7.4 27.3 18.1 8.3 38.8 23.8 15.0 

Transportation .............................................. 760,475 66.2 10.3 26.2 20.0 9.7 33.8 21.3 12.5 

 Vehicle purchases (net outlay) ................... 358,516 67.3 11.3 26.2 19.9 10.0 32.7 20.8 11.9 

 Cars and trucks, new ................................ 176,575 61.3 8.4 23.9 17.5 11.5 38.7 24.3 14.5 

 Cars and trucks, used ............................... 178,030 73.3 13.9 28.6 22.3 8.5 26.7 17.4 9.3 

 Other vehicles ........................................... 3,911 67.5 19.9 19.7 15.2 312.8 32.5 318.8 313.7 

 Gasoline and motor oil ................................ 114,400 70.8 11.9 28.8 20.6 9.5 29.2 18.7 10.5 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 1999 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

 Other vehicle expenses .............................. $244,458 65.4 8.9 26.5 20.3 9.8 34.6 21.9 12.6 

 Vehicle finance charges ........................... 34,758 71.9 9.5 29.9 20.7 11.7 28.1 18.9 9.2 

 Maintenance and repairs .......................... 72,034 65.5 9.6 25.0 21.3 9.6 34.5 21.1 13.4 

 Vehicle insurance ..................................... 82,041 68.2 10.2 28.5 19.6 9.9 31.8 20.2 11.7 

Vehicle rental, leases, licenses, other

charges ................................................... 55,625 57.3 5.5 23.1 19.8 8.9 42.7 27.4 15.3 

 Public transportation ................................... 43,101 49.1 5.8 18.2 17.8 7.3 50.9 28.7 22.2 

Health care ................................................... 212,462 67.3 12.5 28.1 18.0 8.7 32.7 20.0 12.7 

 Health insurance ......................................... 100,069 69.4 13.3 29.3 17.9 9.0 30.6 18.7 11.9 

 Medical services ......................................... 60,491 61.2 9.4 25.9 17.5 8.4 38.8 23.8 15.0 

 Drugs .......................................................... 40,125 71.6 16.4 29.1 17.8 8.2 28.4 17.3 11.1 

 Medical supplies ......................................... 11,777 66.3 9.3 25.5 22.1 9.4 33.7 20.7 13.0 

Entertainment ............................................... 205,071 62.5 7.4 24.6 21.3 9.2 37.5 22.3 15.3 

 Fees and admissions .................................. 49,747 49.4 3.8 17.7 19.4 8.4 50.6 30.2 20.4 

 Television, radios, sound equipment .......... 65,955 67.2 11.3 26.9 19.7 9.3 32.8 20.9 11.9 

 Pets, toys, and playground equipment ....... 37,488 63.4 9.2 25.3 19.7 9.2 36.6 22.7 13.9 

Other entertainment supplies, equipment,

and services ............................................. 51,881 68.4 4.7 27.6 26.2 9.8 31.6 16.1 15.5 

Personal care products and services ........... 44,268 66.4 10.2 27.3 21.1 7.8 33.6 20.5 13.1 

Reading ........................................................ 17,287 54.5 6.1 20.9 18.6 8.9 45.5 25.9 19.6 

Education ...................................................... 68,832 47.8 2.8 13.6 23.6 7.8 52.2 29.0 23.2 

Tobacco products and smoking supplies ..... 32,549 85.5 19.8 37.3 20.2 8.1 14.5 10.2 4.3 

Miscellaneous ............................................... 94,030 62.7 8.9 26.0 19.2 8.7 37.3 20.3 17.0 

Cash contributions ........................................ 128,091 47.1 6.1 16.3 17.7 7.0 52.9 27.3 25.6 

Personal insurance and pensions ................ 372,711 54.6 5.9 21.9 17.5 9.3 45.4 27.7 17.7 

 Life and other personal insurance .............. 42,781 55.9 9.1 22.8 15.3 8.7 44.1 27.1 16.9 

 Pensions and Social Security ..................... 329,930 54.4 5.5 21.8 17.8 9.4 45.6 27.8 17.8 

Sources of income and personal taxes: 1

Money income before taxes ........................... 3,590,418 58.6 8.1 24.3 17.5 8.7 41.4 24.6 16.8 

 Wages and salaries .................................... 2,814,796 56.4 6.7 22.6 18.0 9.1 43.6 26.7 16.9 

 Self-employment income ............................ 212,674 51.1 5.2 26.7 12.3 6.8 48.9 22.0 26.9 

 Social Security, private and government

retirement ................................................. 391,944 73.5 18.6 30.5 16.9 7.5 26.5 14.0 12.4 

 Interest, dividends, rental income, other

property income ........................................ 90,225 61.2 4.8 40.1 11.1 5.2 38.8 20.0 18.8 

 Unemployment and workers’

compensation, veterans’ benefits ............. 14,421 84.6 20.7 31.6 20.2 12.2 15.4 8.9 6.5 

 Public assistance, supplemental security

income, food stamps ................................ 26,165 91.7 39.9 29.9 16.2 5.8 8.3 6.3 1.9 

 Regular contributions for support ............... 21,388 73.0 7.2 32.7 22.3 10.9 27.0 20.2 6.8 

 Other income .............................................. 18,805 68.5 10.3 20.0 30.8 7.4 31.5 21.0 10.5 

Personal taxes .............................................. 269,521 46.4 3.8 18.3 15.4 8.9 53.6 31.6 22.1 

 Federal income taxes ................................. 205,294 45.0 3.6 17.3 15.3 8.8 55.0 32.2 22.8 

 State and local income taxes ...................... 50,310 49.0 4.3 19.6 15.3 9.9 51.0 30.6 20.4 

 Other taxes ................................................. 13,917 57.1 5.3 28.0 17.7 6.0 42.9 25.6 17.4 

Income after taxes ........................................ 3,320,962 59.6 8.5 24.8 17.6 8.6 40.4 24.0 16.4 

1 Components of income and taxes are derived from "complete

income reporters" only; see glossary. 2 Value less than 0.5.

3 Data are likely to have large sampling errors.

n.a. Not applicable.