Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2008-2009

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 85,891 1,583 1,662 2,879 3,646 9,361 8,601 8,277 14,641 35,241 

Consumer unit characteristics: 

Income before taxes ..................................... $75,536 - $8,648 $7,929 $12,788 $17,638 $25,097 $34,893 $44,940 $59,435 $130,815 

Income after taxes ........................................ 73,327 -8,588 8,461 13,508 18,267 25,737 35,292 44,976 58,751 125,287 

Age of reference person ................................ 47.7 44.3 43.9 46.6 47.5 50.5 49.2 48.3 47.7 47.0 

Average number in consumer unit:

Persons ........................................................ 3.1 3.0 2.9 2.9 2.9 2.9 3.0 3.0 3.1 3.3 

Children under 18 ........................................ .9 1.1 1.1 1.0 .9 .8 .9 .8 .8 .9 

Persons 65 and older ................................... .3 .2 .3 .4 .4 .6 .5 .4 .3 .2 

Earners ........................................................ 1.6 .6 .6 .7 .9 1.0 1.2 1.5 1.7 2.0 

Vehicles ....................................................... 2.3 1.4 1.1 1.3 1.4 1.7 1.9 2.1 2.5 2.8 

Percent distribution:

Sex of reference person:

Male ............................................................. 47 40 29 30 39 41 41 45 49 54 

Female ......................................................... 53 60 71 70 61 59 59 55 51 46 

Housing tenure:

Homeowner .................................................. 73 45 38 42 46 58 64 67 76 88 

With mortgage ............................................ 49 27 18 17 17 24 32 40 51 70 

Without mortgage ....................................... 24 18 20 25 29 33 32 27 25 18 

Renter .......................................................... 27 55 62 58 54 42 36 33 24 12 

Race of reference person:

Black or African-American ........................... 12 26 29 23 20 17 16 13 10 7 

White, Asian, and all other races ................. 88 74 71 77 80 83 84 87 90 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 14 15 21 22 23 21 18 15 13 8 

Not Hispanic or Latino .................................. 86 85 79 78 77 79 82 85 87 92 

Education of reference person:

Elementary (1-8) .......................................... 5 9 12 11 12 9 7 5 3 1 

High school (9-12) ........................................ 35 41 51 52 52 51 48 42 38 20 

College ......................................................... 60 49 37 37 36 39 45 53 59 78 

Never attended and other ............................ 1 ( ) 1 ( ) 1 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............ 93 69 67 77 80 89 92 95 97 98 

Average annual expenditures .......................... $57,895 $34,534 $24,795 $26,143 $27,161 $32,139 $38,011 $41,909 $51,299 $84,519 

Food ............................................................... 7,562 5,624 4,441 4,658 4,257 5,128 5,615 5,942 6,934 10,161

Food at home ............................................... 4,467 3,914 3,333 3,385 3,068 3,522 3,651 3,855 4,183 5,502 

Cereals and bakery products ..................... 607 560 423 461 402 482 488 515 572 750 

Cereals and cereal products .................... 208 228 169 185 156 174 178 175 192 247 

Bakery products ....................................... 399 332 254 276 246 308 310 340 379 503 

Meats, poultry, fish, and eggs .................... 1,016 875 871 852 760 854 917 926 957 1,185 

Beef .......................................................... 283 227 223 236 219 214 266 260 270 332 

Pork .......................................................... 201 185 179 178 165 193 184 192 201 217 

Other meats ............................................. 133 114 113 96 92 107 120 122 127 158 

Poultry ...................................................... 190 203 188 175 134 167 158 168 179 221 

Fish and seafood ..................................... 154 94 116 119 98 123 138 129 124 198 

Eggs ......................................................... 56 52 52 48 52 50 52 55 56 60 

Dairy products ............................................ 496 454 377 363 351 367 401 421 454 623 

Fresh milk and cream .............................. 185 185 165 150 145 152 169 161 171 218 

Other dairy products ................................ 310 269 212 213 205 214 232 260 283 405 

Fruits and vegetables ................................. 777 687 583 564 512 618 614 642 731 970 

Fresh fruits ............................................... 262 210 198 177 168 200 206 211 245 335 

Fresh vegetables ..................................... 249 218 184 171 157 202 189 204 228 317 

Processed fruits ....................................... 137 133 100 107 92 104 113 110 132 169 

Processed vegetables .............................. 129 124 100 109 96 112 107 118 126 149 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,572 $1,338 $1,079 $1,145 $1,044 $1,202 $1,232 $1,351 $1,469 $1,974 

Sugar and other sweets ........................... 161 140 97 113 104 123 128 143 148 204 

Fats and oils ............................................. 123 118 91 101 94 105 115 112 114 144 

Miscellaneous foods ................................ 826 661 595 568 548 620 636 714 770 1,048 

Nonalcoholic beverages ........................... 403 372 289 345 279 325 328 349 389 485 

Food prepared by consumer unit on

out-of-town trips ..................................... 58 47 27 18 19 28 25 33 49 94 

Food away from home ................................. 3,095 1,710 1,108 1,274 1,189 1,605 1,964 2,088 2,751 4,659 

Alcoholic beverages ....................................... 470 284 164 179 98 203 256 298 409 746 

Housing .......................................................... 19,257 13,225 10,324 10,446 10,665 11,890 13,237 14,920 17,100 26,906 

Shelter .......................................................... 11,220 8,151 5,715 5,731 5,954 6,581 7,334 8,535 9,769 16,026 

Owned dwellings ........................................ 7,896 4,561 2,202 2,107 2,101 3,208 4,062 5,108 6,748 12,699 

Mortgage interest and charges ................ 4,527 2,916 1,141 1,035 964 1,482 2,056 2,713 3,836 7,538 

Property taxes .......................................... 2,086 1,110 646 693 630 995 1,226 1,446 1,731 3,260 

Maintenance, repairs, insurance, other

expenses ................................................ 1,283 535 415 379 507 731 780 949 1,182 1,902 

Rented dwellings ........................................ 2,506 3,271 3,394 3,485 3,701 3,105 3,042 3,086 2,545 1,784 

Other lodging ............................................. 819 320 120 138 152 268 230 341 476 1,543 

Utilities, fuels, and public services ............... 4,202 3,167 3,016 2,972 3,033 3,341 3,603 3,837 4,145 5,011 

Natural gas ................................................. 581 438 416 358 308 428 473 538 543 733 

Electricity .................................................... 1,574 1,316 1,274 1,306 1,324 1,352 1,418 1,447 1,543 1,788 

Fuel oil and other fuels ............................... 191 288 122 84 126 141 161 154 182 246 

Telephone services .................................... 1,320 936 857 887 939 1,020 1,108 1,228 1,350 1,575 

Water and other public services ................. 537 389 348 337 336 400 442 470 527 668 

Household operations .................................. 1,198 615 467 499 433 546 619 727 915 1,937 

Personal services ....................................... 508 2155 201 199 174 220 243 282 384 844 

Other household expenses ........................ 689 460 267 300 259 326 376 445 532 1,092 

Housekeeping supplies ................................ 781 497 392 531 458 554 609 584 699 1,051 

Laundry and cleaning supplies .................. 181 158 142 167 145 151 155 150 170 215 

Other household products .......................... 430 225 204 272 219 265 335 312 373 605 

Postage and stationery .............................. 170 114 47 92 95 138 119 122 157 231 

Household furnishings and equipment ......... 1,856 795 733 712 787 869 1,072 1,237 1,572 2,881 

Household textiles ...................................... 153 65 74 81 51 73 86 111 138 230 

Furniture ..................................................... 434 201 168 169 209 226 241 257 341 684 

Floor coverings .......................................... 46 223 21 8 61 9 15 37 32 75 

Major appliances ........................................ 239 106 144 77 148 133 151 167 234 342 

Small appliances, miscellaneous

housewares .............................................. 118 97 62 56 55 68 64 103 99 172 

Miscellaneous household equipment ......... 866 304 263 321 264 359 515 562 727 1,378 

Apparel and services ..................................... 2,091 1,313 1,458 1,189 1,088 1,284 1,521 1,367 1,787 2,993 

Men and boys .............................................. 481 367 225 214 229 236 346 302 417 715 

Men, 16 and over ....................................... 372 192 135 140 142 166 257 219 323 574 

Boys, 2 to 15 .............................................. 109 174 90 74 87 70 89 83 94 141 

Women and girls .......................................... 827 384 512 416 405 488 601 501 688 1,223 

Women, 16 and over .................................. 667 288 392 331 293 380 479 365 543 1,011 

Girls, 2 to 15 ............................................... 160 96 120 85 111 108 122 136 144 212 

Children under 2 .......................................... 121 115 111 147 89 120 100 102 111 138 

Footwear ...................................................... 380 287 475 290 209 299 314 295 370 468 

Other apparel products and services ........... 283 161 135 122 157 141 160 168 202 449 

Transportation ................................................ 9,685 5,113 3,628 4,182 4,790 5,428 6,864 7,281 9,426 13,626 

Vehicle purchases (net outlay) ..................... 3,266 1,433 682 1,261 1,428 1,545 2,192 2,312 3,108 4,832 

Cars and trucks, new ................................. 1,557 2184 3 ( ) 2291 594 496 686 969 1,214 2,670 

Cars and trucks, used ................................ 1,596 1,234 682 886 799 987 1,450 1,311 1,748 1,997 

Other vehicles ............................................ 113 215 3 ( ) 284 235 261 256 231 147 165 

Gasoline and motor oil ................................. 2,817 1,748 1,491 1,573 1,699 1,946 2,245 2,511 2,849 3,574 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $3,030 $1,619 $1,091 $1,158 $1,451 $1,729 $2,170 $2,219 $3,090 $4,224 

Vehicle finance charges ............................. 370 144 74 139 125 180 248 309 410 517 

Maintenance and repairs ........................... 842 422 384 353 417 488 586 616 816 1,187 

Vehicle insurance ....................................... 1,275 2807 2408 508 722 842 1,063 947 1,443 1,634 

Vehicle rental, leases, licenses, and other

charges .................................................... 542 245 225 158 188 220 273 346 422 886 

Public transportation .................................... 572 313 363 191 211 207 257 239 378 996 

Healthcare ...................................................... 3,513 2,274 1,538 1,685 1,828 2,679 2,968 3,168 3,600 4,386 

Health insurance .......................................... 1,963 1,230 924 978 1,073 1,580 1,834 1,879 2,012 2,350 

Medical services .......................................... 860 584 285 366 327 508 530 617 868 1,222 

Drugs ........................................................... 554 380 253 281 350 505 516 566 574 632 

Medical supplies .......................................... 136 80 77 60 78 86 88 106 146 182 

Entertainment ................................................. 3,243 2,098 975 1,137 1,219 1,613 2,086 2,123 2,828 4,939 

Fees and admissions ................................... 746 415 119 150 142 210 280 340 476 1,368 

Audio and visual equipment and services .... 1,139 789 553 604 660 732 882 909 1,109 1,513 

Pets, toys, hobbies, and playground

equipment .................................................. 810 438 235 306 321 481 581 542 670 1,212 

Other entertainment supplies, equipment,

and services ............................................... 548 455 68 78 96 190 343 332 572 846 

Personal care products and services ............. 702 466 321 314 338 397 486 512 594 1,026 

Reading .......................................................... 123 70 39 39 47 64 74 90 109 186 

Education ....................................................... 1,264 1,399 301 434 276 294 434 484 693 2,354 

Tobacco products and smoking supplies ....... 395 376 341 435 409 434 408 410 454 352 

Miscellaneous ................................................ 936 433 249 366 412 457 699 708 846 1,368 

Cash contributions ......................................... 1,908 1,050 592 440 613 724 1,020 1,210 1,562 3,102 

Personal insurance and pensions .................. 6,745 809 425 636 1,123 1,544 2,343 3,396 4,957 12,376 

Life and other personal insurance ................ 394 190 98 100 113 158 210 249 309 647 

Pensions and Social Security ...................... 6,351 619 328 536 1,010 1,386 2,133 3,147 4,648 11,729 

Sources of income and personal taxes: 

Money income before taxes ........................... 75,536 -8,648 7,929 12,788 17,638 25,097 34,893 44,940 59,435 130,815 

Wages and salaries ..................................... 62,097 5,159 3,310 6,177 9,357 14,328 23,268 33,260 47,639 112,397 

Self-employment income ............................. 3,589 -16,851 -513 -124 401 416 969 1,570 2,113 7,904 

Social Security, private and government

retirement ................................................... 6,795 1,200 2,212 3,701 5,321 8,368 8,508 8,085 7,658 6,169 

Interest, dividends, rental income, other

property income ......................................... 1,570 712 111 141 118 256 425 663 777 3,115 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 383 275 233 340 284 369 466 438 468 353 

Public assistance, supplemental security

income, food stamps .................................. 449 577 1,739 1,645 1,548 863 622 353 266 118 

Regular contributions for support ................. 434 170 490 642 405 329 480 407 339 491 

Other income ............................................... 220 310 346 266 204 168 156 164 174 268 

Personal taxes ............................................... 2,209 -60 -533 -719 -629 -640 -399 -36 684 5,528 

Federal income taxes ................................... 1,836 73 -440 -545 -425 -436 -223 152 720 4,415 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -477 -312 -167 -216 -295 -334 -405 -523 -561 -550 

State and local income taxes ....................... 628 52 4 -13 36 46 110 189 344 1,300 

Other taxes .................................................. 223 127 70 54 55 83 119 147 180 364 

See footnotes at end of table.
Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics,

Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

two or

more

persons

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 73,327 -8,588 8,461 13,508 18,267 25,737 35,292 44,976 58,751 125,287 

Addenda:

Net change in total assets and liabilities ........ - $6,346 $2,910 - $5,570 - $2,855 - $2,206 - $2,359 - $1,998 - $5,011 - $4,559 - $10,688 

Net change in total assets ............................ 8,058 2,840 2,995 888 -155 1,629 4,044 503 5,368 15,545 

Net change in total liabilities ........................ 14,404 -70 8,565 3,743 2,050 3,988 6,042 5,514 9,928 26,233 

Other financial information:

Other money receipts ................................... 521 2554 2268 229 106 184 212 415 324 871 

Mortgage principal paid on owned property -2,741 -1,505 -654 -547 -678 -804 -1,058 -1,502 -2,020 -4,804 

Estimated market value of owned home ...... 190,837 114,374 74,363 69,068 67,194 95,202 116,328 130,516 162,570 292,004 

Estimated monthly rental value of owned

home .......................................................... 998 600 366 402 384 558 673 735 889 1,461 

Gifts of goods and services ............................ 1,272 635 572 499 410 486 587 678 816 2,192 

Food ............................................................. 111 222 22 37 26 43 52 70 61 197 

Alcoholic beverages ..................................... 13 24 3 ( ) 10 21 8 6 5 6 23 

Housing ........................................................ 239 111 134 149 96 111 99 153 166 391 

Housekeeping supplies .............................. 35 21 26 22 9 20 23 28 30 53 

Household textiles ...................................... 14 213 3 ( ) 210 26 5 6 6 8 24 

Appliances and miscellaneous

housewares .............................................. 22 21 21 28 22 11 7 12 20 36 

Major appliances ...................................... 6 3 ( ) 3 ( ) 1 ( ) 1 ( ) 4 3 22 4 11 

Small appliances and miscellaneous

housewares ............................................ 16 21 21 27 22 7 4 10 16 25 

Miscellaneous household equipment ......... 57 220 217 230 211 20 19 43 45 95 

Other housing ............................................ 112 75 109 79 68 55 43 64 62 184 

Apparel and services ................................... 253 190 105 152 126 138 198 176 223 359 

Males, 2 and over ...................................... 58 35 24 19 50 27 40 30 49 87 

Females, 2 and over .................................. 87 48 212 26 28 36 61 53 80 134 

Children under 2 ........................................ 61 56 43 62 27 54 43 49 57 77 

Other apparel products and services ......... 48 251 226 245 221 22 55 44 37 61 

Jewelry and watches ................................ 11 23 28 21 23 4 13 8 11 16 

All other apparel products and services ... 36 248 218 244 218 18 42 36 26 46 

Transportation .............................................. 96 137 12 20 7 55 39 87 61 155 

Healthcare .................................................... 19 26 213 226 24 217 6 15 11 29 

Entertainment ............................................... 99 267 235 233 239 41 59 54 72 162 

Toys, games, arts and crafts, and tricycles 36 239 222 222 210 19 25 23 30 52 

Other entertainment ................................... 63 228 213 11 29 21 34 31 42 109 

Personal care products and services ........... 14 25 27 210 29 6 14 6 13 20 

Reading ........................................................ 1 1 ( ) 1 ( ) 21 1 ( ) 1 ( ) 1 ( ) 1 1 1 

Education ..................................................... 338 262 214 242 261 33 23 70 137 724 

All other gifts ................................................ 88 31 210 19 42 33 91 43 65 130 

1 Value is less than or equal to 0.5. 2 Data are likely to have large sampling errors. 3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010