Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2009

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Number of consumer units (in thousands) ........................ 120,847 24,165 24,120 24,212 24,154 24,196 

Percent distribution of consumer units .............................. 100.0 20.0 20.0 20.0 20.0 20.0 

Consumer unit characteristics (mean values):

Income before taxes ...................................................... $62,857 $9,846 $27,227 $46,012 $73,417 $157,631 

Income after taxes ......................................................... 60,753 9,956 27,275 45,199 71,241 149,951 

Age of reference person ................................................. 49.4 51.4 51.4 49.3 47.1 47.8 

Average number in consumer unit:

Persons ......................................................................... 2.5 1.7 2.3 2.5 2.9 3.1 

Children under 18 ......................................................... .6 .4 .6 .6 .7 .8 

Persons 65 and older .................................................... .3 .4 .5 .3 .2 .2 

Earners ......................................................................... 1.3 .5 .9 1.3 1.7 2.0 

Vehicles ........................................................................ 2.0 1.0 1.5 2.0 2.5 2.8 

Percent distribution:

Sex of reference person:

Male .............................................................................. 47 38 42 49 51 56 

Female .......................................................................... 53 62 58 51 49 44 

Housing tenure:

Homeowner ................................................................... 66 40 56 67 79 89 

With mortgage ............................................................. 41 13 25 40 57 72 

Without mortgage ........................................................ 25 26 31 27 22 18 

Renter ........................................................................... 34 60 44 33 21 11 

Race of reference person:

Black or African-American ............................................ 12 18 16 12 9 6 

White, Asian, and all other races .................................. 88 82 84 88 91 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................................... 12 13 15 13 11 7 

Not Hispanic or Latino ................................................... 88 87 85 87 89 93 

Education of reference person:

Elementary (1-8) ........................................................... 5 10 6 4 3 1 

High school (9-12) ......................................................... 34 44 47 36 30 15 

College .......................................................................... 61 45 46 59 68 84 

Never attended and other ............................................. 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............................. 88 67 87 94 97 98 

Annual aggregate expenditures ........................................ $5,929,795 8.8 12.8 16.8 23.2 38.5 

Food ................................................................................ 770,118 11.0 14.3 17.2 23.6 33.9 

Food at home ................................................................ 453,596 13.1 16.0 17.9 23.0 30.0 

Cereals and bakery products ...................................... 61,203 12.9 16.4 17.8 23.2 29.8 

Cereals and cereal products ..................................... 20,858 13.9 17.2 17.2 23.1 28.7 

Bakery products ........................................................ 40,345 12.4 15.9 18.2 23.2 30.3 

Meats, poultry, fish, and eggs ..................................... 101,636 13.7 16.9 18.6 22.2 28.6 

Beef ........................................................................... 27,332 13.3 16.8 19.5 22.3 28.2 

Pork ........................................................................... 20,350 14.4 18.8 19.2 22.1 25.4 

Other meats .............................................................. 13,722 13.1 16.7 18.0 22.8 29.5 

Poultry ....................................................................... 18,621 14.0 15.8 18.6 22.0 29.5 

Fish and seafood ...................................................... 16,310 13.0 15.6 16.8 21.6 32.9 

Eggs .......................................................................... 5,300 15.3 17.6 19.5 22.7 24.9 

Dairy products ............................................................. 49,081 13.1 15.3 17.4 23.4 30.8 

Fresh milk and cream ............................................... 17,402 14.4 17.0 18.2 22.6 27.8 

Other dairy products ................................................. 31,679 12.3 14.4 17.0 23.8 32.4 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Fruits and vegetables .................................................. $79,341 12.8 15.9 17.4 23.1 30.9 

Fresh fruits ................................................................ 26,544 12.1 15.6 17.4 22.4 32.5 

Fresh vegetables ...................................................... 25,278 12.1 15.9 17.1 23.0 32.0 

Processed fruits ........................................................ 14,267 14.1 15.8 16.7 23.8 29.6 

Processed vegetables ............................................... 13,252 14.3 16.4 18.5 23.8 27.0 

Other food at home ..................................................... 162,335 13.0 15.6 17.8 23.3 30.4 

Sugar and other sweets ............................................ 16,996 12.1 16.0 17.8 23.1 31.0 

Fats and oils .............................................................. 12,370 13.6 17.4 18.3 22.4 28.4 

Miscellaneous foods ................................................. 86,424 13.2 15.5 17.7 23.5 30.1 

Nonalcoholic beverages ............................................ 40,679 13.8 16.1 18.5 22.4 29.2 

Food prepared by consumer unit on out-of-town

trips ......................................................................... 5,868 5.9 8.3 13.6 27.5 44.7 

Food away from home .................................................. 316,522 7.9 12.0 16.3 24.5 39.4 

Alcoholic beverages ........................................................ 52,542 7.8 11.5 15.2 24.9 40.6 

Housing ........................................................................... 2,041,738 10.6 14.0 17.6 22.3 35.5 

Shelter ........................................................................... 1,217,506 10.7 13.5 17.5 22.2 36.1 

Owned dwellings ......................................................... 790,653 6.0 10.0 15.8 24.3 43.9 

Mortgage interest and charges ................................. 434,288 4.8 8.0 15.4 25.2 46.6 

Property taxes ........................................................... 218,858 7.1 11.6 16.4 23.0 41.8 

Maintenance, repairs, insurance, other expenses .... 137,507 8.0 14.0 16.1 23.2 38.6 

Rented dwellings ......................................................... 345,650 23.0 23.1 22.5 18.0 13.4 

Other lodging .............................................................. 81,203 4.1 6.3 12.7 19.3 57.7 

Utilities, fuels, and public services ................................ 440,440 12.3 16.8 19.6 22.9 28.4 

Natural gas .................................................................. 58,394 11.4 16.0 19.0 23.0 30.6 

Electricity ..................................................................... 166,370 13.7 17.9 19.8 22.0 26.5 

Fuel oil and other fuels ................................................ 17,082 11.0 14.5 19.3 24.1 31.1 

Telephone services ..................................................... 140,419 11.6 16.5 19.9 23.7 28.3 

Water and other public services .................................. 58,174 11.2 15.9 19.2 23.0 30.7 

Household operations ................................................... 122,220 8.3 11.5 14.3 20.5 45.4 

Personal services ........................................................ 47,062 7.1 10.5 11.3 20.8 50.3 

Other household expenses ......................................... 75,157 9.0 12.1 16.1 20.4 42.4 

Housekeeping supplies ................................................. 79,620 10.6 15.2 16.7 22.5 35.0 

Laundry and cleaning supplies ................................... 18,831 14.3 16.3 17.0 23.7 28.7 

Other household products ........................................... 43,494 8.7 15.1 16.4 22.2 37.6 

Postage and stationery ............................................... 17,294 11.4 14.3 17.1 21.7 35.5 

Household furnishings and equipment .......................... 181,954 7.5 11.5 15.4 23.1 42.5 

Household textiles ....................................................... 15,009 7.7 9.5 19.4 22.5 40.9 

Furniture ...................................................................... 41,448 7.0 13.3 15.2 20.8 43.7 

Floor coverings ........................................................... 3,663 4.8 6.3 12.4 21.1 55.4 

Major appliances ......................................................... 23,410 7.0 12.5 19.7 25.2 35.6 

Small appliances, miscellaneous housewares ............ 11,290 11.9 11.1 16.4 23.1 37.5 

Miscellaneous household equipment .......................... 87,134 7.4 11.1 13.6 23.7 44.2 

Apparel and services ...................................................... 208,496 10.1 13.5 16.3 21.4 38.7 

Men and boys ............................................................... 46,279 10.5 12.8 15.7 22.4 38.6 

Men, 16 and over ........................................................ 36,780 10.6 12.7 15.6 22.3 38.7 

Boys, 2 to 15 ............................................................... 9,499 10.0 12.9 16.3 22.6 38.2 

Women and girls ........................................................... 81,998 9.0 12.8 16.5 21.4 40.3 

Women, 16 and over ................................................... 67,779 9.4 12.4 16.1 21.1 41.0 

Girls, 2 to 15 ................................................................ 14,219 7.0 14.8 18.4 22.8 37.0 

Children under 2 ........................................................... 11,018 12.4 16.1 18.8 23.6 29.0 

Footwear ....................................................................... 39,056 11.9 16.4 18.3 21.3 32.1 

Other apparel products and services ............................ 30,146 9.4 11.5 13.0 19.3 46.9 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Transportation ................................................................. $925,492 7.5 13.2 17.6 24.9 36.9 

Vehicle purchases (net outlay) ...................................... 321,083 5.9 11.2 16.8 24.7 41.5 

Cars and trucks, new .................................................. 156,756 2.6 9.0 14.0 24.2 50.2 

Cars and trucks, used ................................................. 157,626 9.3 13.6 19.9 24.2 33.0 

Other vehicles ............................................................. 6,701 2.5 26.1 211.6 46.5 35.4 

Gasoline and motor oil .................................................. 240,050 9.3 15.1 20.0 24.7 30.9 

Other vehicle expenses ................................................ 306,434 7.8 14.8 17.4 26.0 34.2 

Vehicle finance charges .............................................. 33,960 4.6 11.3 18.7 30.4 35.0 

Maintenance and repairs ............................................ 88,559 8.1 13.4 19.0 23.3 36.2 

Vehicle insurance ........................................................ 129,957 8.8 18.5 16.4 28.2 28.0 

Vehicle rental, leases, licenses, and other charges .... 53,958 6.6 10.1 16.1 22.1 45.1 

Public transportation ..................................................... 57,924 7.0 9.1 12.7 20.6 50.6 

Healthcare ....................................................................... 377,780 10.4 15.9 19.7 24.1 30.0 

Health insurance ........................................................... 215,686 11.0 17.0 20.5 23.3 28.2 

Medical services ........................................................... 88,981 8.8 11.8 17.5 27.0 34.9 

Drugs ............................................................................ 58,766 11.3 18.4 20.7 22.0 27.6 

Medical supplies ........................................................... 14,346 8.9 13.8 16.7 25.4 35.2 

Entertainment .................................................................. 325,412 7.5 12.4 15.7 23.7 40.7 

Fees and admissions .................................................... 75,894 4.6 7.9 11.9 20.6 55.1 

Audio and visual equipment and services ..................... 117,820 10.7 15.3 19.0 23.1 31.8 

Pets, toys, hobbies, and playground equipment ........... 83,362 7.9 15.7 15.8 22.4 38.2 

Other entertainment supplies, equipment, and services 48,335 3.9 6.6 13.2 32.4 44.0 

Personal care products and services .............................. 71,978 9.0 13.3 16.7 21.8 39.2 

Reading ........................................................................... 13,244 8.8 13.2 16.7 21.6 39.7 

Education ........................................................................ 129,067 10.7 6.9 10.3 16.5 55.6 

Tobacco products and smoking supplies ........................ 45,884 16.0 21.7 21.1 23.1 18.1 

Miscellaneous ................................................................. 98,656 7.9 12.8 18.5 22.6 38.2 

Cash contributions .......................................................... 208,228 6.5 10.1 16.7 22.6 44.2 

Personal insurance and pensions ................................... 661,160 2.0 6.2 12.9 24.3 54.7 

Life and other personal insurance ................................. 37,346 6.8 9.1 14.0 23.0 47.2 

Pensions and Social Security ....................................... 623,815 1.7 6.0 12.8 24.4 55.1 

Sources of income and personal taxes:

Money income before taxes ............................................ 7,596,016 3.1 8.6 14.7 23.3 50.2 

Wages and salaries ...................................................... 6,083,327 1.7 6.5 13.5 24.4 53.9 

Self-employment income .............................................. 323,080 -10.2 4.2 11.1 21.2 73.7 

Social Security, private and government retirement ..... 826,171 14.3 24.2 24.1 19.4 18.1 

Interest, dividends, rental income, other property

income ........................................................................ 176,378 3.0 6.5 12.3 14.1 64.2 

Unemployment and workers’ compensation, veterans’

benefits ....................................................................... 52,175 11.8 18.8 27.0 27.9 14.5 

Public assistance, supplemental security income, food

stamps ........................................................................ 52,526 42.8 28.2 14.8 9.5 4.7 

Regular contributions for support .................................. 50,243 19.5 18.8 18.3 20.4 23.0 

Other income ................................................................ 32,116 23.6 16.5 12.3 12.5 35.0 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2009 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Personal taxes ................................................................ $254,235 -1.0 -.5 7.7 20.7 73.1 

Federal income taxes .................................................... 169,724 -2.3 -3.2 5.7 20.0 79.8 

2008 Tax stimulus (new UCC Q20082) (thru Q20091) 2-157 28.1 224.0 217.5 26.2 244.2 

State and local income taxes ........................................ 63,331 .3 3.1 10.3 22.3 63.9 

Other taxes ................................................................... 21,336 5.2 10.9 16.6 20.9 46.3 

Income after taxes .......................................................... 7,341,782 3.3 9.0 14.9 23.4 49.4 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010