Table 1300. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

Number of consumer units (in thousands)1......................... 131,234 5,040 20,985 22,307 22,605 25,104 35,194 20,444 14,750 

Percent distribution of consumer units ................................ 100.0 3.8 16.0 17.0 17.2 19.1 26.8 15.6 11.2 

Consumer unit characteristics (mean values): 

 Income before taxes ......................................................... $84,352 $44,259 $79,858 $104,121 $116,195 $94,864 $52,290 $60,079 $41,495 

 Income after taxes ............................................................ 74,949 42,494 73,273 92,692 100,209 79,146 50,133 56,684 41,053 

 Age of reference person ................................................... 52.2 21.9 29.9 39.4 49.6 59.7 74.3 69.2 81.4 

 Average number in consumer unit: 

 People ........................................................................... 2.5 2.1 2.7 3.4 2.9 2.2 1.7 1.9 1.6 

 Children under 18 .......................................................... .6 .3 .9 1.4 .7 .2 .1 .1 ( 2 ) 

 Adults 65 and older ....................................................... .4 ( 2 ) ( 2 ) ( 2 ) ( 2 ) .1 1.4 1.4 1.3 

 Earners .......................................................................... 1.3 1.5 1.5 1.6 1.8 1.4 .5 .6 .3 

 Vehicles ......................................................................... 1.9 1.3 1.7 1.9 2.2 2.2 1.7 1.9 1.4 

Percent distribution: 

 Reference person: 

 Men................................................................................ 47 50 49 50 47 47 44 46 40 

 Women .......................................................................... 53 50 51 50 53 53 56 54 60 

 Housing tenure: 

 Homeowner ................................................................... 66 17 43 62 71 74 80 80 79 

 With mortgage ............................................................ 39 11 35 53 54 41 25 30 18 

 Without mortgage ....................................................... 27 6 8 10 17 33 55 50 61 

 Renter ............................................................................ 34 83 57 38 29 26 20 20 21 

 Race of reference person: 

 Black or African-American ............................................. 13 10 16 15 14 13 11 12 9 

 White, Asian, and all other races .................................. 87 90 84 85 86 87 89 88 91 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .......................................................... 14 24 20 19 18 12 6 7 5 

 Not Hispanic or Latino ................................................... 86 76 80 81 82 88 94 93 95 

 Education of reference person: 

 Elementary (1-8)............................................................ 2 2 1 2 2 3 3 3 3 

 High school (9-12) ......................................................... 28 30 24 22 26 30 34 31 40 

 College .......................................................................... 69 68 74 75 72 67 62 66 57 

 Never attended and other ............................................. ( 2 ) ( 3 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ............................... 90 76 91 92 92 92 87 90 83 

Annual aggregate expenditures........................................... $8,051,248 2.4 15.1 20.6 20.9 20.2 20.8 13.4 7.4 

 Food .................................................................................. 961,333 2.5 15.7 21.8 20.2 19.0 20.8 13.7 7.1 

 Food at home ................................................................ 649,324 2.1 14.5 21.4 19.6 19.6 22.7 14.8 7.9 

 Cereals and bakery products ..................................... 84,058 2.2 13.8 23.1 19.3 18.7 22.9 14.4 8.5 

 Cereals and cereal products ................................... 27,832 2.4 15.1 24.1 19.2 18.7 20.4 13.0 7.4 

 Bakery products ...................................................... 56,226 2.1 13.1 22.7 19.3 18.6 24.2 15.1 9.1 

 Meats, poultry, fish, and eggs .................................... 141,308 2.1 14.6 20.3 19.7 21.0 22.3 14.6 7.7 

 Beef ......................................................................... 38,889 1.8 14.4 21.2 20.2 20.2 22.2 14.1 8.1 

 Pork ......................................................................... 28,174 2.1 13.6 18.6 19.7 21.7 24.4 15.9 8.5 

 Other meats ............................................................ 18,648 3.1 13.4 21.9 18.9 20.3 22.4 15.5 6.9 

 Poultry ..................................................................... 24,864 2.1 16.6 19.8 20.2 21.9 19.4 12.9 6.5 

 Fish and seafood .................................................... 22,344 1.4 14.4 19.4 19.5 22.0 23.3 15.3 8.0 

 Eggs ........................................................................ 8,388 3.1 15.6 21.5 18.6 18.9 22.3 14.3 8.0 

 Dairy products ............................................................ 62,244 1.8 14.9 21.0 19.5 18.6 24.2 16.1 8.2 

 Fresh milk and cream ............................................. 19,286 1.9 15.9 21.3 19.7 18.2 23.0 14.6 8.4 

 Other dairy products ............................................... 42,958 1.7 14.5 20.9 19.4 18.7 24.8 16.7 8.1 

 Fruits and vegetables ................................................. 128,370 2.1 14.0 21.2 19.3 19.7 23.7 15.3 8.4 

 Fresh fruits .............................................................. 45,806 2.1 14.3 20.8 19.5 20.0 23.2 15.5 7.8 

 Fresh vegetables .................................................... 40,856 2.2 13.9 20.1 19.4 20.5 24.0 15.8 8.2 

 Processed fruits ...................................................... 16,461 2.3 14.9 23.0 17.9 18.5 23.4 14.1 9.3 

 Processed vegetables ............................................ 25,247 1.9 13.1 22.3 19.8 18.6 24.2 15.1 9.2 

 Other food at home .................................................... 233,344 2.1 14.9 21.7 19.9 19.3 22.0 14.4 7.5 

 Sugar and other sweets .......................................... 21,794 2.6 14.6 22.2 19.3 18.2 23.0 13.8 9.2 

 Fats and oils ............................................................ 17,419 1.8 13.9 20.3 20.4 19.6 24.0 14.9 9.1 

See footnotes at end of table. 
Table 1300. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 —

Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Miscellaneous foods ............................................... 127,852 2.1 16.0 22.2 19.7 18.9 21.1 14.0 7.1 

 Nonalcoholic beverages ......................................... 59,771 2.2 13.5 21.2 20.2 20.3 22.6 14.9 7.7 

 Food prepared by consumer unit on 

 out-of-town trips ................................................... 6,509 1.2 9.6 21.4 21.9 22.4 23.5 19.2 4.2 

 Food away from home................................................... 312,009 3.2 18.3 22.6 21.3 17.8 16.8 11.4 5.4 

 Alcoholic beverages ......................................................... 62,801 1.9 16.4 19.7 19.2 22.5 20.3 15.4 4.9 

 Housing ............................................................................. 2,809,933 2.7 15.9 20.9 19.6 19.1 21.8 13.5 8.3 

 Shelter ........................................................................... 1,654,047 3.0 16.8 20.5 19.9 18.8 21.1 12.8 8.3 

 Owned dwellings ........................................................ 980,723 .6 11.7 20.5 22.1 21.2 23.9 15.6 8.2 

 Mortgage interest and charges ............................... 388,670 .6 15.1 26.1 26.6 18.1 13.5 10.2 3.3 

 Property taxes ......................................................... 308,849 .6 9.2 17.6 20.6 24.0 28.1 17.1 11.0 

 Maintenance, repairs, insurance, other 

 expenses.............................................................. 283,203 .5 9.7 16.1 17.5 22.6 33.6 21.6 12.0 

 Rented dwellings ........................................................ 578,518 7.4 27.1 21.0 15.7 12.8 16.0 7.5 8.5 

 Other lodging .............................................................. 94,807 1.3 5.9 17.3 22.6 29.4 23.4 15.3 8.0 

 Utilities, fuels, and public services ................................ 545,665 2.1 13.7 18.5 20.5 20.7 24.4 15.0 9.4 

 Natural gas ................................................................. 54,387 1.7 12.7 18.2 19.4 20.5 27.4 15.5 11.9 

 Electricity .................................................................... 198,942 2.3 13.8 18.3 19.6 20.7 25.3 15.8 9.6 

 Fuel oil and other fuels ............................................... 13,799 4

.4 9.7 12.5 18.9 21.9 36.6 20.7 15.9 

 Telephone services .................................................... 189,045 2.4 14.7 19.1 22.2 20.8 20.9 13.5 7.4 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 24,611 .7 5.1 10.1 15.8 22.3 46.0 23.9 22.2 

 Cellular phone service ............................................ 164,434 2.7 16.1 20.5 23.1 20.5 17.1 11.9 5.2 

 Water and other public services ................................ 89,492 1.6 12.6 18.7 20.2 20.8 26.1 15.5 10.5 

 Household operations ................................................... 192,203 1.7 16.4 25.1 17.6 16.5 22.7 13.1 9.7 

 Personal services ....................................................... 45,489 41.1 31.1 47.5 10.3 42.6 7.4 41.9 45.6 

 Other household expenses ........................................ 146,714 1.9 11.8 18.2 19.9 20.8 27.4 16.5 10.9 

 Housekeeping supplies ................................................. 109,917 1.6 13.3 16.8 20.2 22.9 25.1 15.7 9.4 

 Laundry and cleaning supplies .................................. 22,375 1.7 14.6 18.7 20.0 20.8 24.2 16.0 8.2 

 Other household products .......................................... 70,453 1.7 12.9 16.5 20.5 23.7 24.6 15.2 9.5 

 Postage and stationery .............................................. 17,089 1.4 13.5 15.7 19.1 22.2 28.2 17.4 10.7 

 Household furnishings and equipment .......................... 308,101 2.7 15.6 26.3 17.6 18.3 19.5 14.2 5.4 

 Household textiles ...................................................... 15,249 4.1 14.6 21.2 15.6 27.5 17.0 11.3 5.6 

 Furniture ..................................................................... 70,101 3.4 19.2 23.0 20.1 19.7 14.6 9.7 4.9 

 Floor coverings ........................................................... 3,925 1.8 14.6 24.2 17.6 14.0 27.7 13.1 14.7 

 Major appliances ........................................................ 46,458 2.9 14.7 20.5 18.8 21.0 22.0 14.5 7.5 

 Small appliances, miscellaneous housewares .......... 17,695 1.8 16.0 20.0 19.5 21.2 21.4 15.4 6.0 

 Miscellaneous household equipment ......................... 154,673 2.3 14.3 30.9 16.0 15.7 20.8 16.2 4.6 

 Apparel and services ........................................................ 188,417 3.2 19.3 23.9 22.1 16.1 15.3 10.6 4.7 

 Men and boys ................................................................ 42,869 2.8 17.7 26.9 26.2 14.9 11.4 8.4 3.1 

 Men, 16 and over ....................................................... 31,537 3.3 16.7 21.8 28.4 16.7 13.2 9.5 3.7 

 Boys, 2 to 15 .............................................................. 11,332 1.5 20.8 41.0 20.3 9.7 6.6 5.2 1.4 

 Women and girls ........................................................... 71,603 2.4 16.9 24.6 22.6 15.9 17.7 11.6 6.0 

 Women, 16 and over .................................................. 59,915 2.5 15.7 22.5 21.8 17.5 20.0 13.0 7.0 

 Girls, 2 to 15 ............................................................... 11,687 42.2 23.2 35.0 26.4 7.4 5.7 4.4 1.4 

 Children under 2 ............................................................ 8,918 41.8 36.1 30.0 11.4 13.4 7.3 45.4 41.9 

 Footwear ........................................................................ 41,252 5.7 23.8 22.1 18.6 17.0 12.7 9.5 3.3 

 Other apparel products and services ............................ 23,775 2.6 15.6 17.2 23.6 18.4 22.6 15.7 6.9 

 Transportation .................................................................. 1,289,479 2.9 16.7 21.8 21.6 20.0 17.0 12.2 4.8 

 Vehicle purchases (net outlay) ...................................... 593,602 2.9 17.3 24.1 21.3 19.8 14.6 11.5 3.1 

 Cars and trucks, new ................................................. 274,152 41.3 14.9 22.6 18.3 25.6 17.3 14.1 3.2 

 Cars and trucks, used ................................................ 309,659 4.4 18.5 25.7 23.9 15.0 12.5 9.4 3.1 

 Other vehicles ............................................................ 9,791 4

.5 45.1 411.8 26.1 411.4 45.1 44.7 4.4 

 Gasoline, other fuels, and motor oil .............................. 205,806 3.4 16.9 20.7 22.2 20.0 16.9 11.9 5.1 

 Other vehicle expenses ................................................. 455,490 2.5 15.9 19.5 21.8 20.1 20.1 13.2 6.9 

 Vehicle finance charges ............................................. 33,876 2.7 19.2 22.9 23.5 18.7 13.0 10.0 3.0 

 Maintenance and repairs ........................................... 115,430 2.3 13.9 18.6 21.6 21.9 21.6 14.8 6.8 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 99,519 2.3 17.1 20.6 21.6 17.6 20.8 12.4 8.4 

 Vehicle insurance ....................................................... 206,665 2.8 16.0 18.8 21.8 20.5 20.1 13.1 7.0 

 Public and other transportation ..................................... 34,580 2.5 16.6 21.6 19.7 22.6 16.9 12.9 4.1 

 Healthcare ........................................................................ 679,445 1.0 10.3 15.0 18.2 21.0 34.5 20.2 14.4 

 Health insurance ........................................................... 481,223 1.0 10.5 15.0 17.7 20.3 35.5 20.8 14.7 

 Medical services ............................................................ 113,387 1.0 10.9 16.8 21.6 23.9 25.9 14.7 11.3 

 Drugs ............................................................................. 62,556 1.0 7.8 12.7 15.7 22.0 40.9 24.4 16.5 

See footnotes at end of table. 
Table 1300. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2020 —

Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Medical supplies ............................................................ 22,279 1.6 8.6 14.7 17.2 18.2 39.7 22.7 17.0 

 Entertainment ................................................................... 382,340 1.7 14.3 21.2 18.6 23.1 21.1 14.7 6.4 

 Fees and admissions .................................................... 55,723 1.0 11.3 28.2 24.1 16.3 19.1 12.1 7.0 

 Audio and visual equipment and services..................... 137,719 1.9 13.6 17.6 18.8 21.7 26.4 16.1 10.3 

 Pets, toys, hobbies, and playground equipment ........... 112,904 2.0 16.4 23.1 15.4 24.9 18.2 13.9 4.3 

 Pets ............................................................................ 90,601 2.2 15.8 21.6 14.5 28.0 17.9 13.7 4.2 

 Toys, hobbies, and playground equipment ................ 22,303 41.3 18.5 29.1 19.2 12.5 19.3 14.7 4.6 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 75,994 1.3 14.6 19.9 19.1 27.9 17.2 15.0 2.2 

 Personal care products and services ............................... 84,885 2.9 16.3 19.6 21.9 18.5 20.9 13.1 7.8 

 Reading ............................................................................ 14,953 1.7 12.0 15.1 17.3 17.0 36.9 18.1 18.8 

 Education .......................................................................... 166,865 6.8 14.5 14.9 35.3 18.9 9.5 5.1 4.4 

 Tobacco products and smoking supplies ......................... 41,311 2.9 14.9 18.8 22.3 23.4 17.7 13.5 4.2 

 Miscellaneous ................................................................... 119,029 1.3 11.5 18.3 20.7 20.9 27.2 17.6 9.6 

 Cash contributions ............................................................ 299,564 .6 5.8 14.2 16.2 26.5 36.6 20.4 16.3 

 Personal insurance and pensions .................................... 950,893 2.0 16.2 23.2 26.1 22.4 10.1 8.0 2.1 

 Life and other personal insurance ................................. 63,746 .6 7.6 16.4 22.8 24.3 28.3 19.5 8.8 

 Pensions and Social Security........................................ 887,147 2.1 16.9 23.7 26.4 22.2 8.8 7.1 1.6 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $11,069,815 2.0 15.1 21.0 23.7 21.5 16.6 11.1 5.5 

 Wages and salaries ....................................................... 8,589,128 2.3 18.1 24.3 26.5 21.4 7.4 6.0 1.4 

 Self-employment income ............................................... 762,150 1.6 8.0 20.1 25.3 31.8 13.1 10.3 2.8 

 Social Security, private and government 

 retirement ................................................................... 1,245,861 4

.2 .9 2.2 6.2 14.0 76.5 43.7 32.8 

 Interest, dividends, rental income, other property 

 income ........................................................................ 257,572 .4 3.0 8.4 13.4 31.2 43.6 25.6 18.0 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 60,161 1.8 14.9 21.3 18.2 25.0 18.8 13.3 5.5 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 118,405 2.4 19.8 16.8 19.4 20.7 20.8 13.3 7.5 

 Other income ................................................................. 36,539 13.7 16.8 11.4 22.3 15.4 20.3 9.1 11.2 

 Personal taxes (contains some imputed values) ............. 1,233,909 .7 11.2 20.7 29.3 32.0 6.2 5.6 .5 

 Federal income taxes .................................................... 1,156,407 .9 11.3 19.6 27.7 30.9 9.5 7.3 2.2 

 Stimulus payment (new UCC Q20202)# ....................... -250,790 2.3 17.0 18.6 18.3 18.7 25.1 15.3 9.8 

 State and local income taxes ........................................ 318,861 1.3 15.4 23.1 26.4 25.4 8.3 6.7 1.6 

 Other taxes .................................................................... 9,432 4

.4 10.5 16.0 21.0 29.5 22.6 15.4 7.2 

 Income after taxes ............................................................ 9,835,905 2.2 15.6 21.0 23.0 20.2 17.9 11.8 6.2 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021