Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017

Item 

Total 

35-44

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

Number of consumer units (in 

 thousands) ................................................................ 21,280 512 456 584 725 1,731 1,792 1,680 3,102 10,698 

Consumer unit characteristics: 

 Income before taxes ................................ $89,703 $2,039 $8,144 $12,797 $17,940 $24,992 $34,522 $44,545 $59,545 $141,985 

 Income after taxes ................................................................ 77,455 1,832 8,957 14,125 20,782 28,535 35,848 43,749 55,665 117,787 

 Age of reference person ................................ 39.4 40.0 39.4 38.7 39.6 39.2 39.2 39.3 39.4 39.5 

 Average number in consumer 

 unit: 

 People................................................................ 3.4 2.3 2.6 2.5 2.7 3.4 3.0 3.2 3.3 3.7 

 Children under 18 ................................ 1.4 .8 1.1 1.0 1.1 1.6 1.2 1.3 1.3 1.5 

 Adults 65 and older ................................ ( 1 ) ( 1 ) ( 1 ) 2

.1 ( 1

 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 Earners ................................................................ 1.7 .6 .8 .7 1.0 1.2 1.4 1.5 1.7 2.0 

 Vehicles ................................................................ 1.9 .9 .8 1.0 1.0 1.3 1.4 1.6 1.9 2.4 

Percent distribution: 

 Reference person: 

 Men ................................................................ 46 39 35 43 37 35 38 44 48 51 

 Women ................................................................ 54 61 65 57 63 65 62 56 52 49 

 Housing tenure: 

 Homeowner ................................................................ 56 25 23 20 25 28 37 44 50 74 

 With mortgage ................................................................ 46 14 14 11 12 14 22 30 40 67 

 Without mortgage ................................ 10 11 9 9 13 14 15 14 10 7 

 Renter ................................................................ 44 75 77 80 75 72 63 56 50 26 

 Race of reference person: 

 Black or African-American ................................ 14 24 29 20 22 23 20 16 16 9 

 White, Asian, and all other 

 races ................................................................ 86 76 71 80 78 77 80 84 84 91 

 Hispanic or Latino origin of 

 reference person: 

 Hispanic or Latino ................................ 20 20 25 24 27 32 31 28 23 12 

 Not Hispanic or Latino ................................ 80 80 75 76 73 68 69 72 77 88 

 Education of reference person: 

 Elementary (1-8)................................................................ 3 3 2 8 6 5 5 6 4 1 

 High school (9-12) ................................ 26 44 55 46 52 45 40 34 30 13 

 College................................................................ 71 53 41 46 40 48 55 60 66 86 

 Never attended and other................................ ( 1 ) ( 1 ) 2 1 2 1 ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or 

 leased................................................................ 91 58 55 67 73 79 89 90 96 97 

Average annual expenditures ................................ $67,721 $27,977 $26,870 $25,817 $30,428 $35,004 $37,971 $42,576 $52,479 $94,674 

 Food ................................................................ 9,035 4,904 4,615 4,874 5,107 5,929 5,460 6,783 7,081 11,856 

 Food at home ................................................................ 4,924 3,313 2,998 3,349 3,112 3,982 3,239 3,968 4,003 6,114 

 Cereals and bakery products ................................ 655 433 338 420 434 529 417 552 557 806 

 Cereals and cereal products ................................ 226 123 114 141 149 198 164 197 198 272 

 Bakery products ................................ 429 310 224 279 285 332 253 355 358 535 

 Meats, poultry, fish, and eggs ................................ 1,061 844 881 726 635 905 822 888 826 1,284 

 Beef ................................................................291 243 275 161 197 245 219 255 241 346 

 Pork ................................................................199 137 126 160 111 196 182 163 162 233 

 Other meats ................................................................ 145 79 177 105 100 116 87 113 122 179 

 Poultry ................................................................ 213 252 153 157 129 183 168 189 156 254 

 Fish and seafood ................................ 149 293 2106 104 50 98 120 125 91 195 

 Eggs ................................................................ 64 241 245 39 48 67 45 43 54 77 

 Dairy products ................................................................ 514 308 263 333 298 396 324 404 450 642 

 Fresh milk and cream ................................ 179 113 123 112 113 147 134 153 161 213 

 Other dairy products ................................ 336 195 141 221 185 249 190 251 289 429 

 Fruits and vegetables ................................ 967 591 595 600 736 846 645 719 708 1,223 

 Fresh fruits ................................................................ 357 161 143 162 243 299 224 265 263 466 

 Fresh vegetables ................................ 317 138 199 167 262 285 234 240 220 402 

 Processed fruits ................................ 134 103 115 135 89 119 78 81 95 170 

 Processed vegetables ................................ 159 189 138 136 142 142 109 134 129 185 

See footnotes at end of table. 
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Other food at home ................................ 1,727 1,137 921 1,271 1,009 1,307 1,031 1,404 1,463 2,159 

 Sugar and other sweets ................................ 161 100 61 146 73 105 75 136 141 204 

 Fats and oils ................................................................ 126 99 247 103 90 140 76 105 97 152 

 Miscellaneous foods ................................ 928 503 441 686 495 652 538 768 797 1,173 

 Nonalcoholic beverages................................ 450 428 365 324 333 379 300 375 383 536 

 Food prepared by consumer 

 unit on out-of-town trips ................................63 28 27 212 218 231 41 19 45 94 

 Food away from home ................................ 4,111 1,591 1,617 1,525 1,994 1,947 2,221 2,815 3,078 5,741 

 Alcoholic beverages ................................ 581 2137 2189 2155 2261 232 296 254 348 882 

 Housing ................................................................23,354 12,305 11,249 10,700 12,495 13,520 14,669 15,201 18,598 31,512 

 Shelter ................................................................ 13,995 7,673 6,864 6,660 7,733 8,189 8,898 9,077 11,479 18,720 

 Owned dwellings ................................ 7,957 1,114 1,630 1,074 1,536 1,628 2,246 3,411 5,048 12,904 

 Mortgage interest and 

 charges ................................................................ 4,711 2751 2917 2545 2961 842 1,172 1,869 3,039 7,693 

 Property taxes ................................ 1,925 264 458 351 381 480 562 910 1,111 3,115 

 Maintenance, repairs, 

 insurance, other expenses ................................ 1,322 298 2254 2179 2194 306 512 632 898 2,096 

 Rented dwellings ................................ 5,387 6,433 5,093 5,269 6,102 6,451 6,480 5,521 6,187 4,700 

 Other lodging ................................................................ 650 2127 2142 2318 295 110 172 145 244 1,117 

 Utilities, fuels, and public 

 services ................................................................ 4,273 2,571 2,436 2,609 3,060 3,315 3,760 3,682 4,000 5,018 

 Natural gas ................................................................ 390 288 236 286 381 281 262 293 304 487 

 Electricity ................................................................ 1,542 1,174 1,134 1,086 1,202 1,383 1,524 1,448 1,488 1,685 

 Fuel oil and other fuels ................................ 69 24 211 284 223 245 254 246 81 84 

 Telephone services ................................ 1,642 805 745 868 983 1,179 1,414 1,426 1,576 1,973 

 Residential phone service, 

 VOIP, and phone cards ................................200 2107 292 134 135 155 188 162 187 237 

 Cellular phone service ................................1,441 698 653 734 849 1,024 1,226 1,265 1,389 1,736 

 Water and other public 

 services ................................................................ 629 301 310 286 470 427 505 469 551 789 

 Household operations ................................ 2,153 794 569 374 546 615 771 769 1,097 3,495 

 Personal services ................................ 1,161 2318 2196 267 257 160 251 2205 395 2,064 

 Other household expenses ................................992 475 373 308 489 455 520 564 702 1,431 

 Housekeeping supplies ................................ 740 515 567 297 471 502 384 573 581 966 

 Laundry and cleaning supplies ................................ 198 134 245 98 205 147 142 150 144 245 

 Other household products ................................ 404 204 216 147 234 311 190 216 325 548 

 Postage and stationery ................................ 139 2176 2106 252 232 44 53 207 111 172 

 Household furnishings and 

 equipment ................................................................ 2,194 753 812 760 685 900 855 1,100 1,442 3,313 

 Household textiles ................................ 114 2140 224 219 2104 64 65 58 59 164 

 Furniture ................................................................ 618 212 289 244 181 283 345 243 390 927 

 Floor coverings ................................ 48 22 25 21 22 12 18 214 12 85 

 Major appliances ................................ 303 294 253 299 95 203 170 233 274 395 

 Small appliances, 

 miscellaneous housewares ................................ 129 264 257 268 244 82 45 78 106 179 

 Miscellaneous household 

 equipment ................................................................ 982 241 385 128 259 256 212 474 601 1,564 

 Apparel and services ................................ 2,443 1,122 1,461 882 2,113 1,696 1,381 1,392 1,672 3,346 

 Men and boys ................................................................ 587 324 629 301 292 420 334 383 437 780 

 Men, 16 and over ................................ 344 2159 2260 2109 2111 198 219 248 240 472 

 Boys, 2 to 15 ................................................................ 244 166 369 192 181 222 115 135 197 308 

 Women and girls................................................................ 850 438 290 192 819 499 481 431 579 1,192 

 Women, 16 and over ................................ 614 236 286 104 620 367 367 274 388 882 

 Girls, 2 to 15 ................................................................ 236 2202 205 88 199 132 114 157 190 310 

 Children under 2 ................................................................ 107 ( 3 ) 218 215 263 221 2100 276 138 132 

 Footwear ................................................................557 2255 2351 2264 766 591 311 362 267 741 

 Other apparel products and 

 services ................................................................ 341 105 174 111 172 166 155 141 252 500 

 Transportation ................................................................ 10,700 3,794 4,774 4,139 3,998 6,662 6,836 6,617 8,870 14,555 

 Vehicle purchases (net outlay) ................................ 4,464 21,706 22,006 21,017 21,214 2,817 3,031 2,154 3,514 6,254 

 Cars and trucks, new ................................ 1,857 ( 3 ) 21,102 ( 3 ) 2303 2936 21,012 2306 2696 3,056 

 Cars and trucks, used ................................ 2,542 1,491 2904 21,017 911 1,881 1,965 1,795 2,740 3,119 

 Other vehicles ................................................................ 65 2215 ( 3 ) ( 3 ) ( 3 ) ( 3 ) 254 252 278 79 

 Gasoline, other fuels, and motor 

 oil ................................................................ 2,408 999 1,079 1,327 1,379 1,752 1,782 2,133 2,384 2,921 

 Other vehicle expenses ................................ 3,022 826 1,117 1,483 1,202 1,777 1,702 2,078 2,614 4,091 

 Vehicle finance charges ................................ 307 2165 272 259 124 132 149 169 296 430 

See footnotes at end of table. 
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

 Maintenance and repairs................................ 878 286 366 470 529 559 648 572 893 1,108 

 Vehicle insurance ................................ 1,041 2142 2371 2708 2320 2814 2450 2891 865 1,376 

 Vehicle rental, leases, 

 licenses, and other charges ................................ 795 234 308 246 229 272 456 446 560 1,176 

 Public and other transportation ................................ 806 262 572 312 204 317 321 252 358 1,288 

 Healthcare ................................................................ 4,211 1,571 1,230 1,164 1,257 1,517 2,306 2,928 3,436 6,009 

 Health insurance................................................................ 2,917 1,131 802 803 606 960 1,544 2,073 2,527 4,158 

 Medical services ................................................................ 816 231 2207 136 242 322 512 473 505 1,221 

 Drugs ................................................................ 343 167 2148 179 362 170 186 293 306 437 

 Medical supplies ................................................................ 135 242 273 245 247 64 64 89 98 193 

 Entertainment ................................................................ 3,744 1,178 1,119 1,246 1,732 1,456 1,521 1,965 2,683 5,560 

 Fees and admissions ................................ 1,010 212 266 143 651 206 291 287 505 1,663 

 Audio and visual equipment and 

 services ................................................................ 1,108 641 598 653 603 655 769 849 1,012 1,404 

 Pets, toys, hobbies, and 

 playground equipment ................................ 964 253 228 416 382 381 366 638 660 1,418 

 Pets ................................................................ 730 2197 2198 143 202 269 209 485 463 1,113 

 Toys, hobbies, and playground 

 equipment ................................................................ 234 256 231 2273 2181 2112 2157 152 196 305 

 Other entertainment supplies, 

 equipment, and services ................................ 662 273 227 234 295 214 95 191 507 1,075 

 Personal care products and 

 services ................................................................886 360 410 440 564 442 371 593 751 1,215 

 Reading................................................................ 102 245 251 230 229 30 41 75 94 143 

 Education ................................................................ 1,146 2779 2399 2557 254 337 550 396 751 1,751 

 Tobacco products and smoking 

 supplies ................................................................368 332 281 460 398 409 511 416 451 304 

 Miscellaneous ................................................................ 1,068 523 2257 181 419 369 397 788 1,054 1,490 

 Cash contributions ................................................................ 1,588 734 348 439 486 579 731 1,295 1,267 2,265 

 Personal insurance and pensions ................................ 8,496 193 487 551 1,315 1,826 2,903 3,871 5,423 13,788 

 Life and other personal 

 insurance ................................................................ 334 290 2117 266 229 133 113 199 173 527 

 Pensions and Social Security ................................ 8,162 103 370 485 1,285 1,692 2,790 3,673 5,249 13,261 

Sources of income and personal 

 taxes: 

 Money income before taxes ................................ $89,703 $2,039 $8,144 $12,797 $17,940 $24,992 $34,522 $44,545 $59,545 $141,985 

 Wages and salaries ................................ 80,833 1,031 3,138 5,661 11,810 18,256 30,173 39,193 54,995 129,386 

 Self-employment income ................................ 5,418 2

-749 2166 2293 2206 1,508 1,385 1,882 2,429 9,299 

 Social Security, private and 

 government retirement ................................ 1,243 2107 21,211 3,581 2,481 2,422 1,434 1,570 905 911 

 Interest, dividends, rental 

 income, other property income ................................ 809 2

-12 2142 21 2196 ( 1

 ) 278 186 128 1,510 

 Public assistance, 

 Supplemental Security 

 Income, Supplementary 

 Nutrition Assistance Program 

 (SNAP) ................................................................640 1,143 2,612 2,242 2,232 1,992 735 1,048 381 114 

 Unemployment and workers' 

 compensation, veterans' 

 benefits, and regular 

 contributions for support ................................ 540 249 2213 2624 2400 520 609 532 410 613 

 Other income ................................................................ 221 2470 2664 2396 2616 294 2110 2134 296 152 

 Personal taxes (contains some 

 imputed values)................................................................ 12,248 206 -812 -1,328 -2,842 -3,544 -1,326 796 3,880 24,198 

 Federal income taxes ................................ 9,513 177 -679 -1,190 -2,812 -3,507 -1,683 86 2,674 19,259 

 State and local income taxes ................................ 2,688 25 -138 -143 -35 -60 349 692 1,189 4,859 

 Other taxes ................................................................ 47 24 24 25 25 222 28 218 218 80 

 Income after taxes ................................................................ 77,455 1,832 8,957 14,125 20,782 28,535 35,848 43,749 55,665 117,787 

See footnotes at end of table. 
Table 3223. Consumer units with reference person age 35 to 44 by income before taxes: Average annual expenditures and characteristics, 

Consumer Expenditure Survey, 2016-2017 — Continued 

Item 

Total 

35-44

years 

Less 

than 

$5,000 

$5,000 

to

$9,999 

$10,000 

to

$14,999 

$15,000 

to

$19,999 

$20,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

and

more 

Addenda: 

 Net change in total assets and 

 liabilities................................................................ $6,074 $3,667 $17,954 -$7,197 $785 -$683 -$4,243 $1,885 $2,125 $11,391 

 Net change in total assets ................................21,475 3,838 18,841 1,500 699 5,211 3,558 7,059 11,663 35,672 

 Net change in total liabilities ................................ 15,401 171 887 8,696 -86 5,895 7,801 5,174 9,538 24,281 

 Other financial information: 

 Other money receipts ................................ 435 21,862 2306 2797 258 2128 2188 244 328 562 

 Mortgage principal paid on 

 owned property................................ -2,063 2

-403 2-516 2-295 2-400 -345 -533 -651 -1,271 -3,403 

 Estimated market value of 

 owned home ................................................................ 170,955 33,791 235,268 27,273 35,297 36,426 51,061 69,666 101,732 278,165 

 Estimated monthly rental value 

 of owned home ................................ 953 260 218 192 262 284 373 506 665 1,465 

 Gifts of goods and services, total ................................ 847 850 227 216 442 451 501 547 696 1,142 

 Food ................................................................ 52 24 2160 212 ( 1 ) 25 16 24 32 79 

 Alcoholic beverages ................................ 16 ( 3 ) ( 3 ) 26 277 21 21 27 6 23 

 Housing................................................................ 163 2126 248 237 274 114 89 133 118 219 

 Housekeeping supplies ................................ 23 ( 3 ) ( 3 ) ( 3 ) ( 3 ) 26 226 212 12 34 

 Household textiles ................................

25 21 ( 3

 ) 22 ( 3 ) ( 3 ) 24 ( 3 ) 22 28 

 Appliances and miscellaneous 

 housewares ................................................................ 9 23 ( 3 ) 27 ( 3 ) 26 29 23 26 13 

 Major appliances ................................ 4 ( 3 ) ( 3 ) ( 3 ) ( 3 ) 26 ( 3 ) 21 23 5 

 Small appliances and 

 miscellaneous housewares ................................ 6 23 ( 3 ) 27 ( 3 ) ( 3 ) 29 22 24 8 

 Miscellaneous household 

 equipment ................................................................ 34 ( 3 ) 27 23 226 28 212 233 33 46 

 Other housing ................................................................ 92 2122 241 225 248 94 38 85 64 118 

 Apparel and services ................................ 209 2121 21 263 2216 102 113 283 245 234 

 Males, 2 and over ................................ 54 237 ( 1 ) 242 239 36 223 90 62 58 

 Females, 2 and over ................................ 70 231 ( 3 ) 221 2126 216 233 59 53 93 

 Children under 2 ................................ 34 ( 3 ) ( 3 ) ( 3 ) 235 29 242 240 259 32 

 Other apparel products and 

 services ................................................................ 51 253 21 ( 3 ) 215 242 215 294 271 51 

 Jewelry and watches ................................ 11 ( 3 ) 21 ( 3 ) 22 21 22 22 239 9 

 All other apparel products 

 and services ................................ 40 253 ( 3 ) ( 3 ) 214 241 213 292 232 42 

 Transportation ................................................................ 160 2215 26 283 21 101 194 13 73 232 

 Healthcare ................................................................13 ( 3 ) ( 3 ) ( 3 ) ( 3 ) 22 27 24 27 21 

 Entertainment ................................................................ 80 227 ( 3 ) 24 224 238 257 232 63 117 

 Toys, games, arts and crafts, 

 and tricycles ................................................................ 34 24 ( 3 ) 23 213 25 232 215 247 43 

 Other entertainment ................................ 46 223 ( 3 ) 21 211 233 25 17 16 74 

 Personal care products and 

 services ................................................................13 ( 3 ) ( 3 ) ( 3 ) 237 ( 1 ) 22 217 22 20 

 Reading ................................................................ 3 ( 3 ) ( 3 ) ( 3 ) 21 ( 1 ) 22 22 24 4 

 Education ................................................................83 2356 ( 3 ) 210 26 265 211 227 96 103 

 All other gifts ................................................................ 55 21 212 21 24 22 9 6 51 88 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

3

 No data reported. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018