Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

Number of consumer units (in thousands)1................................................... 131,234 86,366 50,889 35,477 44,868 

Consumer unit characteristics: 

 Income before taxes 

 Mean........................................................................ $84,352 $100,004 $118,281 $73,788 $54,222 

 SE............................................................................ 1,260.38 1,721.55 2,083.75 3,049.16 985.76 

 CV(%) ...................................................................... 1.49 1.72 1.76 4.13 1.82 

 Income after taxes 

 Mean........................................................................ 74,949 87,416 103,496 64,350 50,953 

 SE............................................................................ 1,197.76 1,686.35 1,645.68 3,534.73 847.05 

 CV(%) ...................................................................... 1.60 1.93 1.59 5.49 1.66 

 Age of reference person ............................................................................. 52.2 55.9 50.1 64.3 45.0 

 Average number in consumer unit: 

 People...................................................................................................... 2.5 2.6 2.9 2.1 2.3 

 Children under 18 .................................................................................... .6 .6 .8 .3 .6 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.3 1.7 .9 1.2 

 Vehicles ................................................................................................... 1.9 2.2 2.3 2.1 1.2 

Percent distribution: 

 Reference person: 

 Men.......................................................................................................... 47 48 49 46 45 

 Women .................................................................................................... 53 52 51 54 55 

 Housing tenure: 

 Homeowner ............................................................................................. 66 100 100 100 n.a. 

 With mortgage ...................................................................................... 39 59 100 n.a. n.a. 

 Without mortgage ................................................................................. 27 41 n.a. 100 n.a. 

 Renter ...................................................................................................... 34 n.a. n.a. n.a. 100 

 Race of reference person: 

 Black or African-American ....................................................................... 13 9 10 8 21 

 White, Asian, and all other races ............................................................ 87 91 90 92 79 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 14 11 12 10 20 

 Not Hispanic or Latino ............................................................................. 86 89 88 90 80 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 2 2 1 3 4 

 High school (9-12) ................................................................................... 28 25 20 32 34 

 College..................................................................................................... 69 73 79 65 62 

 Never attended and other........................................................................ ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ......................................................... 90 96 97 94 79 

Average annual expenditures 

 Mean........................................................................ $61,334 $69,527 $79,367 $55,128 $45,579 

 SE............................................................................ 573.03 753.37 986.68 1,018.52 683.76 

 CV(%) ...................................................................... .93 1.08 1.24 1.85 1.50 

 Food 

 Mean........................................................................ 7,316 8,154 8,982 6,820 5,709 

 Share ....................................................................... 11.9 11.7 11.3 12.4 12.5 

 SE............................................................................ 126.15 137.39 180.83 215.04 171.99 

 CV(%) ...................................................................... 1.72 1.68 2.01 3.15 3.01 

 Food at home 

 Mean........................................................................ 4,942 5,527 5,977 4,798 3,820 

 Share ....................................................................... 8.1 7.9 7.5 8.7 8.4 

 SE............................................................................ 99.87 113.18 143.79 174.07 118.84 

 CV(%) ...................................................................... 2.02 2.05 2.41 3.63 3.11 

 Cereals and bakery products 

 Mean........................................................................ 640 714 768 627 496 

 Share ....................................................................... 1.0 1.0 1.0 1.1 1.1 

 SE............................................................................ 15.82 17.71 21.43 25.99 18.36 

 CV(%) ...................................................................... 2.47 2.48 2.79 4.14 3.70 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Cereals and cereal products 

 Mean........................................................................ 212 233 255 197 171 

 Share ....................................................................... .3 .3 .3 .4 .4 

 SE............................................................................ 5.46 5.97 9.26 8.71 9.77 

 CV(%) ...................................................................... 2.58 2.56 3.63 4.43 5.70 

 Bakery products 

 Mean........................................................................ 428 482 513 431 325 

 Share ....................................................................... .7 .7 .6 .8 .7 

 SE............................................................................ 11.31 13.15 15.44 19.89 12.13 

 CV(%) ...................................................................... 2.64 2.73 3.01 4.62 3.73 

 Meats, poultry, fish, and eggs 

 Mean........................................................................ 1,075 1,216 1,324 1,042 805 

 Share ....................................................................... 1.8 1.7 1.7 1.9 1.8 

 SE............................................................................ 26.77 32.34 44.86 53.52 33.63 

 CV(%) ...................................................................... 2.49 2.66 3.39 5.13 4.18 

 Beef 

 Mean........................................................................ 296 345 381 288 202 

 Share ....................................................................... .5 .5 .5 .5 .4 

 SE............................................................................ 10.79 13.28 18.84 24.75 14.49 

 CV(%) ...................................................................... 3.65 3.85 4.95 8.60 7.19 

 Pork 

 Mean........................................................................ 214 250 263 228 147 

 Share ....................................................................... .3 .4 .3 .4 .3 

 SE............................................................................ 9.78 14.26 20.14 16.10 9.03 

 CV(%) ...................................................................... 4.56 5.71 7.66 7.05 6.15 

 Other meats 

 Mean........................................................................ 142 162 175 140 104 

 Share ....................................................................... .2 .2 .2 .3 .2 

 SE............................................................................ 4.83 5.64 7.63 9.45 5.63 

 CV(%) ...................................................................... 3.40 3.48 4.35 6.74 5.43 

 Poultry 

 Mean........................................................................ 189 201 224 164 167 

 Share ....................................................................... .3 .3 .3 .3 .4 

 SE............................................................................ 7.30 7.33 8.98 9.86 12.80 

 CV(%) ...................................................................... 3.86 3.65 4.01 6.01 7.69 

 Fish and seafood 

 Mean........................................................................ 170 188 205 162 135 

 Share ....................................................................... .3 .3 .3 .3 .3 

 SE............................................................................ 7.72 10.24 13.75 11.43 9.19 

 CV(%) ...................................................................... 4.54 5.44 6.72 7.07 6.79 

 Eggs 

 Mean........................................................................ 64 70 77 60 51 

 Share ....................................................................... .1 .1 .1 .1 .1 

 SE............................................................................ 2.05 2.56 3.08 4.19 3.52 

 CV(%) ...................................................................... 3.22 3.63 4.02 6.97 6.86 

 Dairy products 

 Mean........................................................................ 474 531 573 463 364 

 Share ....................................................................... .8 .8 .7 .8 .8 

 SE............................................................................ 9.49 11.26 17.88 16.31 12.74 

 CV(%) ...................................................................... 2.00 2.12 3.12 3.52 3.50 

 Fresh milk and cream 

 Mean........................................................................ 147 159 171 141 122 

 Share ....................................................................... .2 .2 .2 .3 .3 

 SE............................................................................ 3.70 4.10 5.49 5.43 4.86 

 CV(%) ...................................................................... 2.52 2.57 3.21 3.86 3.97 

 Other dairy products 

 Mean........................................................................ 327 371 401 323 242 

 Share ....................................................................... .5 .5 .5 .6 .5 

 SE............................................................................ 7.33 8.75 14.37 12.91 10.25 

 CV(%) ...................................................................... 2.24 2.36 3.58 4.00 4.24 

 Fruits and vegetables 

 Mean........................................................................ 977 1,084 1,162 958 772 

 Share ....................................................................... 1.6 1.6 1.5 1.7 1.7 

 SE............................................................................ 26.18 28.34 34.65 40.81 31.72 

 CV(%) ...................................................................... 2.68 2.61 2.98 4.26 4.11 

 Fresh fruits 

 Mean........................................................................ 349 386 413 341 278 

 Share ....................................................................... .6 .6 .5 .6 .6 

 SE............................................................................ 9.81 10.31 14.79 12.93 15.69 

 CV(%) ...................................................................... 2.81 2.67 3.58 3.80 5.65 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Fresh vegetables 

 Mean........................................................................ 311 348 378 298 241 

 Share ....................................................................... .5 .5 .5 .5 .5 

 SE............................................................................ 7.66 9.46 12.48 13.72 9.05 

 CV(%) ...................................................................... 2.46 2.72 3.30 4.61 3.76 

 Processed fruits 

 Mean........................................................................ 125 136 142 125 105 

 Share ....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 4.52 5.96 6.42 9.04 5.83 

 CV(%) ...................................................................... 3.61 4.39 4.51 7.21 5.55 

 Processed vegetables 

 Mean........................................................................ 192 215 228 194 149 

 Share ....................................................................... .3 .3 .3 .4 .3 

 SE............................................................................ 8.56 9.45 11.29 13.95 9.82 

 CV(%) ...................................................................... 4.46 4.40 4.96 7.18 6.61 

 Other food at home 

 Mean........................................................................ 1,776 1,981 2,151 1,707 1,382 

 Share ....................................................................... 2.9 2.8 2.7 3.1 3.0 

 SE............................................................................ 35.44 43.58 55.54 57.57 48.42 

 CV(%) ...................................................................... 2.00 2.20 2.58 3.37 3.50 

 Sugar and other sweets 

 Mean........................................................................ 166 185 191 176 128 

 Share ....................................................................... .3 .3 .2 .3 .3 

 SE............................................................................ 5.45 7.36 9.24 9.08 6.90 

 CV(%) ...................................................................... 3.29 3.97 4.83 5.17 5.38 

 Fats and oils 

 Mean........................................................................ 133 147 157 131 104 

 Share ....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 4.55 5.58 6.36 9.61 6.26 

 CV(%) ...................................................................... 3.43 3.79 4.04 7.34 6.00 

 Miscellaneous foods 

 Mean........................................................................ 973 1,081 1,199 891 765 

 Share ....................................................................... 1.6 1.6 1.5 1.6 1.7 

 SE............................................................................ 21.05 27.21 38.23 29.49 28.73 

 CV(%) ...................................................................... 2.16 2.52 3.19 3.31 3.75 

 Nonalcoholic beverages 

 Mean........................................................................ 455 507 538 455 356 

 Share ....................................................................... .7 .7 .7 .8 .8 

 SE............................................................................ 9.57 11.10 12.62 20.31 16.09 

 CV(%) ...................................................................... 2.10 2.19 2.34 4.46 4.52 

 Food prepared by consumer unit on out-of-town trips 

 Mean........................................................................ 50 60 65 54 29 

 Share ....................................................................... .1 .1 .1 .1 .1 

 SE............................................................................ 2.73 3.49 4.77 4.72 2.90 

 CV(%) ...................................................................... 5.51 5.79 7.35 8.80 10.02 

 Food away from home 

 Mean........................................................................ 2,375 2,628 3,005 2,022 1,890 

 Share ....................................................................... 3.9 3.8 3.8 3.7 4.1 

 SE............................................................................ 63.73 77.57 101.81 105.93 89.04 

 CV(%) ...................................................................... 2.68 2.95 3.39 5.24 4.71 

 Alcoholic beverages 

 Mean........................................................................ 478 573 664 427 296 

 Share ....................................................................... .8 .8 .8 .8 .6 

 SE............................................................................ 20.88 29.13 35.09 40.11 25.56 

 CV(%) ...................................................................... 4.37 5.08 5.28 9.40 8.65 

 Housing 

 Mean........................................................................ 21,409 22,866 27,294 16,447 18,609 

 Share ....................................................................... 34.9 32.9 34.4 29.8 40.8 

 SE............................................................................ 244.84 328.05 447.74 342.90 217.10 

 CV(%) ...................................................................... 1.14 1.43 1.64 2.08 1.17 

 Shelter 

 Mean........................................................................ 12,604 12,384 15,686 7,648 13,026 

 Share ....................................................................... 20.5 17.8 19.8 13.9 28.6 

 SE............................................................................ 140.10 175.60 250.77 249.04 172.97 

 CV(%) ...................................................................... 1.11 1.42 1.60 3.26 1.33 

 Owned dwellings 

 Mean........................................................................ 7,473 11,317 14,713 6,447 73 

 Share ....................................................................... 12.2 16.3 18.5 11.7 .2 

 SE............................................................................ 107.20 162.34 237.42 170.35 13.19 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Owned dwellings 

 CV(%) ...................................................................... 1.43 1.43 1.61 2.64 18.00 

 Mortgage interest and charges 

 Mean........................................................................ 2,962 4,488 7,538 113 24 

 Share ....................................................................... 4.8 6.5 9.5 .2 .1 

 SE............................................................................ 50.84 78.50 131.49 16.59 8.37 

 CV(%) ...................................................................... 1.72 1.75 1.74 14.69 34.82 

 Property taxes 

 Mean........................................................................ 2,353 3,563 3,777 3,255 26 

 Share ....................................................................... 3.8 5.1 4.8 5.9 .1 

 SE............................................................................ 49.04 74.36 82.99 109.28 4.85 

 CV(%) ...................................................................... 2.08 2.09 2.20 3.36 18.86 

 Maintenance, repairs, insurance, other expenses 

 Mean........................................................................ 2,158 3,267 3,398 3,079 23 

 Share ....................................................................... 3.5 4.7 4.3 5.6 .1 

 SE............................................................................ 55.65 83.69 123.21 136.26 5.38 

 CV(%) ...................................................................... 2.58 2.56 3.63 4.43 22.88 

 Rented dwellings 

 Mean........................................................................ 4,408 128 111 152 12,648 

 Share ....................................................................... 7.2 .2 .1 .3 27.7 

 SE............................................................................ 63.34 19.05 18.72 33.40 175.52 

 CV(%) ...................................................................... 1.44 14.90 16.88 21.94 1.39 

 Other lodging 

 Mean........................................................................ 722 939 862 1,049 305 

 Share ....................................................................... 1.2 1.4 1.1 1.9 .7 

 SE............................................................................ 40.39 60.25 39.43 137.54 25.03 

 CV(%) ...................................................................... 5.59 6.42 4.57 13.11 8.20 

 Utilities, fuels, and public services 

 Mean........................................................................ 4,158 4,829 5,131 4,395 2,866 

 Share ....................................................................... 6.8 6.9 6.5 8.0 6.3 

 SE............................................................................ 30.97 34.77 43.20 54.24 47.43 

 CV(%) ...................................................................... .74 .72 .84 1.23 1.65 

 Natural gas 

 Mean........................................................................ 414 513 536 479 226 

 Share ....................................................................... .7 .7 .7 .9 .5 

 SE............................................................................ 13.59 17.81 19.21 21.02 9.26 

 CV(%) ...................................................................... 3.28 3.48 3.58 4.39 4.10 

 Electricity 

 Mean........................................................................ 1,516 1,720 1,780 1,635 1,122 

 Share ....................................................................... 2.5 2.5 2.2 3.0 2.5 

 SE............................................................................ 21.10 22.65 23.48 30.95 26.01 

 CV(%) ...................................................................... 1.39 1.32 1.32 1.89 2.32 

 Fuel oil and other fuels 

 Mean........................................................................ 105 144 128 167 30 

 Share ....................................................................... .2 .2 .2 .3 .1 

 SE............................................................................ 7.17 9.63 10.38 13.97 4.45 

 CV(%) ...................................................................... 6.82 6.68 8.11 8.35 14.83 

 Telephone services 

 Mean........................................................................ 1,441 1,582 1,754 1,336 1,167 

 Share ....................................................................... 2.3 2.3 2.2 2.4 2.6 

 SE............................................................................ 13.62 16.65 22.06 28.68 19.91 

 CV(%) ...................................................................... .95 1.05 1.26 2.15 1.71 

 Residential phone service, VOIP, and phone cards 

 Mean........................................................................ 188 233 183 304 101 

 Share ....................................................................... .3 .3 .2 .6 .2 

 SE............................................................................ 5.11 6.11 5.88 10.75 5.71 

 CV(%) ...................................................................... 2.72 2.63 3.22 3.53 5.67 

 Cellular phone service 

 Mean........................................................................ 1,253 1,350 1,572 1,032 1,067 

 Share ....................................................................... 2.0 1.9 2.0 1.9 2.3 

 SE............................................................................ 12.80 16.40 21.77 27.28 18.15 

 CV(%) ...................................................................... 1.02 1.21 1.39 2.64 1.70 

 Water and other public services 

 Mean........................................................................ 682 869 933 778 321 

 Share ....................................................................... 1.1 1.3 1.2 1.4 .7 

 SE............................................................................ 14.27 18.82 19.36 22.88 12.15 

 CV(%) ...................................................................... 2.09 2.16 2.07 2.94 3.79 

 Household operations 

 Mean........................................................................ 1,465 1,782 2,004 1,461 854 

 Share ....................................................................... 2.4 2.6 2.5 2.6 1.9 

 SE............................................................................ 35.64 51.50 65.43 76.18 22.33 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Household operations 

 CV(%) ...................................................................... 2.43 2.89 3.27 5.21 2.61 

 Personal services 

 Mean........................................................................ 347 432 611 176 182 

 Share ....................................................................... .6 .6 .8 .3 .4 

 SE............................................................................ 22.71 32.61 51.55 37.44 17.66 

 CV(%) ...................................................................... 6.55 7.55 8.44 21.27 9.70 

 Other household expenses 

 Mean........................................................................ 1,118 1,349 1,393 1,285 672 

 Share ....................................................................... 1.8 1.9 1.8 2.3 1.5 

 SE............................................................................ 27.66 38.73 30.73 66.48 20.27 

 CV(%) ...................................................................... 2.47 2.87 2.21 5.17 3.01 

 Housekeeping supplies 

 Mean........................................................................ 837 1,010 1,067 918 503 

 Share ....................................................................... 1.4 1.5 1.3 1.7 1.1 

 SE............................................................................ 31.96 43.92 49.34 93.35 30.58 

 CV(%) ...................................................................... 3.82 4.35 4.62 10.16 6.08 

 Laundry and cleaning supplies 

 Mean........................................................................ 170 186 205 156 139 

 Share ....................................................................... .3 .3 .3 .3 .3 

 SE............................................................................ 8.53 9.69 11.61 15.66 13.43 

 CV(%) ...................................................................... 5.01 5.20 5.66 10.04 9.64 

 Other household products 

 Mean........................................................................ 536 663 698 605 293 

 Share ....................................................................... .9 1.0 .9 1.1 .6 

 SE............................................................................ 28.38 40.79 44.91 88.41 21.25 

 CV(%) ...................................................................... 5.29 6.15 6.43 14.60 7.25 

 Postage and stationery 

 Mean........................................................................ 130 161 163 157 71 

 Share ....................................................................... .2 .2 .2 .3 .2 

 SE............................................................................ 7.59 10.78 12.49 20.96 10.04 

 CV(%) ...................................................................... 5.83 6.70 7.65 13.35 14.15 

 Household furnishings and equipment 

 Mean........................................................................ 2,346 2,861 3,406 2,024 1,359 

 Share ....................................................................... 3.8 4.1 4.3 3.7 3.0 

 SE............................................................................ 137.92 210.55 331.72 116.57 49.17 

 CV(%) ...................................................................... 5.88 7.36 9.74 5.76 3.62 

 Household textiles 

 Mean........................................................................ 116 134 164 85 82 

 Share ....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 11.35 16.34 24.22 15.67 17.57 

 CV(%) ...................................................................... 9.78 12.23 14.79 18.38 21.31 

 Furniture 

 Mean........................................................................ 534 603 726 426 401 

 Share ....................................................................... .9 .9 .9 .8 .9 

 SE............................................................................ 17.56 29.15 36.88 39.16 22.19 

 CV(%) ...................................................................... 3.29 4.83 5.08 9.19 5.53 

 Floor coverings 

 Mean........................................................................ 30 38 42 32 14 

 Share ....................................................................... ( 2 ) .1 .1 .1 ( 2 ) 

 SE............................................................................ 3.86 5.93 9.14 6.40 1.55 

 CV(%) ...................................................................... 12.91 15.48 21.53 19.74 11.32 

 Major appliances 

 Mean........................................................................ 354 458 504 390 154 

 Share ....................................................................... .6 .7 .6 .7 .3 

 SE............................................................................ 14.31 18.77 28.14 28.31 11.27 

 CV(%) ...................................................................... 4.04 4.10 5.58 7.25 7.31 

 Small appliances, miscellaneous housewares 

 Mean........................................................................ 135 146 171 108 113 

 Share ....................................................................... .2 .2 .2 .2 .2 

 SE............................................................................ 8.60 11.39 18.56 10.27 10.64 

 CV(%) ...................................................................... 6.38 7.79 10.87 9.53 9.45 

 Miscellaneous household equipment 

 Mean........................................................................ 1,178 1,481 1,798 982 595 

 Share ....................................................................... 1.9 2.1 2.3 1.8 1.3 

 SE............................................................................ 131.18 200.36 320.00 90.12 34.37 

 CV(%) ...................................................................... 11.14 13.53 17.80 9.18 5.78 

 Apparel and services 

 Mean........................................................................ 1,434 1,528 1,784 1,121 1,254 

 Share ....................................................................... 2.3 2.2 2.2 2.0 2.8 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Apparel and services 

 SE............................................................................ 52.39 68.67 100.01 74.49 78.24 

 CV(%) ...................................................................... 3.65 4.49 5.61 6.64 6.24 

 Men and boys 

 Mean........................................................................ 326 353 433 228 276 

 Share ....................................................................... .5 .5 .5 .4 .6 

 SE............................................................................ 23.56 33.67 50.85 26.46 27.97 

 CV(%) ...................................................................... 7.22 9.55 11.75 11.62 10.15 

 Men, 16 and over 

 Mean........................................................................ 240 260 311 179 201 

 Share ....................................................................... .4 .4 .4 .3 .4 

 SE............................................................................ 23.52 32.16 49.47 21.21 27.43 

 CV(%) ...................................................................... 9.80 12.36 15.92 11.84 13.63 

 Boys, 2 to 15 

 Mean........................................................................ 86 92 122 49 74 

 Share ....................................................................... .1 .1 .2 .1 .2 

 SE............................................................................ 5.07 7.70 10.74 8.90 6.45 

 CV(%) ...................................................................... 5.88 8.32 8.80 18.29 8.67 

 Women and girls 

 Mean........................................................................ 545 604 706 441 431 

 Share ....................................................................... .9 .9 .9 .8 .9 

 SE............................................................................ 27.60 34.53 49.82 36.35 41.04 

 CV(%) ...................................................................... 5.07 5.71 7.05 8.25 9.52 

 Women, 16 and over 

 Mean........................................................................ 456 504 574 389 365 

 Share ....................................................................... .7 .7 .7 .7 .8 

 SE............................................................................ 24.70 28.79 42.65 34.99 40.54 

 CV(%) ...................................................................... 5.42 5.72 7.43 8.99 11.12 

 Girls, 2 to 15 

 Mean........................................................................ 89 101 132 51 67 

 Share ....................................................................... .1 .1 .2 .1 .1 

 SE............................................................................ 8.22 12.35 18.60 10.53 9.25 

 CV(%) ...................................................................... 9.24 12.27 14.08 20.54 13.90 

 Children under 2 

 Mean........................................................................ 68 68 83 42 68 

 Share ....................................................................... .1 .1 .1 .1 .2 

 SE............................................................................ 6.06 6.88 9.82 11.47 11.14 

 CV(%) ...................................................................... 8.92 10.19 11.78 27.19 16.27 

 Footwear 

 Mean........................................................................ 314 340 398 247 263 

 Share ....................................................................... .5 .5 .5 .4 .6 

 SE............................................................................ 25.76 34.64 51.21 32.71 26.84 

 CV(%) ...................................................................... 8.21 10.18 12.88 13.24 10.19 

 Other apparel products and services 

 Mean........................................................................ 181 163 164 164 215 

 Share ....................................................................... .3 .2 .2 .3 .5 

 SE............................................................................ 10.89 12.22 17.63 17.58 25.45 

 CV(%) ...................................................................... 6.01 7.49 10.75 10.74 11.81 

 Transportation 

 Mean........................................................................ 9,826 11,178 12,695 9,001 7,223 

 Share ....................................................................... 16.0 16.1 16.0 16.3 15.8 

 SE............................................................................ 192.59 263.70 411.39 374.62 229.71 

 CV(%) ...................................................................... 1.96 2.36 3.24 4.16 3.18 

 Vehicle purchases (net outlay) 

 Mean........................................................................ 4,523 5,295 5,983 4,308 3,037 

 Share ....................................................................... 7.4 7.6 7.5 7.8 6.7 

 SE............................................................................ 178.25 249.89 394.57 349.51 216.17 

 CV(%) ...................................................................... 3.94 4.72 6.59 8.11 7.12 

 Cars and trucks, new 

 Mean........................................................................ 2,089 2,677 2,947 2,289 958 

 Share ....................................................................... 3.4 3.8 3.7 4.2 2.1 

 SE............................................................................ 133.72 188.04 313.28 325.68 163.42 

 CV(%) ...................................................................... 6.40 7.03 10.63 14.23 17.05 

 Cars and trucks, used 

 Mean........................................................................ 2,360 2,528 2,919 1,968 2,035 

 Share ....................................................................... 3.8 3.6 3.7 3.6 4.5 

 SE............................................................................ 148.46 204.86 275.90 204.97 175.46 

 CV(%) ...................................................................... 6.29 8.10 9.45 10.41 8.62 

 Other vehicles 

 Mean........................................................................ 75 90 118 51 44 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Other vehicles 

 Share ....................................................................... .1 .1 .1 .1 .1 

 SE............................................................................ 27.92 40.91 64.00 37.52 24.14 

 CV(%) ...................................................................... 37.43 45.25 54.29 73.58 54.65 

 Gasoline, other fuels, and motor oil 

 Mean........................................................................ 1,568 1,723 1,945 1,406 1,270 

 Share ....................................................................... 2.6 2.5 2.5 2.5 2.8 

 SE............................................................................ 18.09 18.03 22.88 22.15 28.77 

 CV(%) ...................................................................... 1.15 1.05 1.18 1.58 2.27 

 Other vehicle expenses 

 Mean........................................................................ 3,471 3,892 4,473 3,059 2,659 

 Share ....................................................................... 5.7 5.6 5.6 5.5 5.8 

 SE............................................................................ 46.25 51.42 68.95 84.19 66.05 

 CV(%) ...................................................................... 1.33 1.32 1.54 2.75 2.48 

 Vehicle finance charges 

 Mean........................................................................ 258 300 394 166 177 

 Share ....................................................................... .4 .4 .5 .3 .4 

 SE............................................................................ 6.09 7.48 11.72 7.97 8.04 

 CV(%) ...................................................................... 2.36 2.49 2.97 4.80 4.55 

 Maintenance and repairs 

 Mean........................................................................ 879 1,015 1,125 858 618 

 Share ....................................................................... 1.4 1.5 1.4 1.6 1.4 

 SE............................................................................ 16.93 21.71 33.73 37.62 24.80 

 CV(%) ...................................................................... 1.93 2.14 3.00 4.38 4.01 

 Vehicle rental, leases, licenses, and other charges 

 Mean........................................................................ 758 845 997 628 591 

 Share ....................................................................... 1.2 1.2 1.3 1.1 1.3 

 SE............................................................................ 26.69 36.62 48.76 60.86 36.04 

 CV(%) ...................................................................... 3.52 4.33 4.89 9.70 6.10 

 Vehicle insurance 

 Mean........................................................................ 1,575 1,731 1,957 1,407 1,274 

 Share ....................................................................... 2.6 2.5 2.5 2.6 2.8 

 SE............................................................................ 20.18 23.53 33.13 26.42 29.65 

 CV(%) ...................................................................... 1.28 1.36 1.69 1.88 2.33 

 Public and other transportation 

 Mean........................................................................ 263 267 294 228 257 

 Share ....................................................................... .4 .4 .4 .4 .6 

 SE............................................................................ 16.27 19.97 26.54 26.36 20.04 

 CV(%) ...................................................................... 6.18 7.48 9.03 11.56 7.81 

 Healthcare 

 Mean........................................................................ 5,177 6,309 6,229 6,424 2,999 

 Share ....................................................................... 8.4 9.1 7.8 11.7 6.6 

 SE............................................................................ 75.20 91.81 114.33 129.49 81.29 

 CV(%) ...................................................................... 1.45 1.46 1.84 2.02 2.71 

 Health insurance 

 Mean........................................................................ 3,667 4,473 4,371 4,619 2,115 

 Share ....................................................................... 6.0 6.4 5.5 8.4 4.6 

 SE............................................................................ 58.26 73.40 99.63 85.67 59.52 

 CV(%) ...................................................................... 1.59 1.64 2.28 1.85 2.81 

 Medical services 

 Mean........................................................................ 864 1,054 1,126 951 498 

 Share ....................................................................... 1.4 1.5 1.4 1.7 1.1 

 SE............................................................................ 33.20 43.94 66.92 58.25 44.40 

 CV(%) ...................................................................... 3.84 4.17 5.94 6.12 8.92 

 Drugs 

 Mean........................................................................ 476 571 540 617 294 

 Share ....................................................................... .8 .8 .7 1.1 .6 

 SE............................................................................ 20.14 27.23 37.80 38.60 17.83 

 CV(%) ...................................................................... 4.23 4.77 7.00 6.26 6.07 

 Medical supplies 

 Mean........................................................................ 170 210 191 237 93 

 Share ....................................................................... .3 .3 .2 .4 .2 

 SE............................................................................ 8.73 11.14 11.55 21.54 8.56 

 CV(%) ...................................................................... 5.14 5.32 6.04 9.10 9.22 

 Entertainment 

 Mean........................................................................ 2,912 3,579 3,868 3,167 1,629 

 Share ....................................................................... 4.7 5.1 4.9 5.7 3.6 

 SE............................................................................ 145.17 210.07 263.72 327.68 83.06 

 CV(%) ...................................................................... 4.98 5.87 6.82 10.35 5.10 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Fees and admissions 

 Mean........................................................................ 425 543 639 403 196 

 Share ....................................................................... .7 .8 .8 .7 .4 

 SE............................................................................ 20.89 30.08 41.35 36.39 17.18 

 CV(%) ...................................................................... 4.92 5.54 6.47 9.03 8.77 

 Audio and visual equipment and services 

 Mean........................................................................ 1,049 1,193 1,229 1,137 772 

 Share ....................................................................... 1.7 1.7 1.5 2.1 1.7 

 SE............................................................................ 25.34 35.36 46.35 50.19 29.92 

 CV(%) ...................................................................... 2.42 2.96 3.77 4.41 3.88 

 Pets, toys, hobbies, and playground equipment 

 Mean........................................................................ 859 1,065 1,012 1,157 466 

 Share ....................................................................... 1.4 1.5 1.3 2.1 1.0 

 SE............................................................................ 87.73 133.06 63.04 318.12 62.62 

 CV(%) ...................................................................... 10.21 12.50 6.23 27.50 13.44 

 Pets 

 Mean........................................................................ 690 868 788 1,005 347 

 Share ....................................................................... 1.1 1.2 1.0 1.8 .8 

 SE............................................................................ 90.72 134.78 59.96 316.54 58.32 

 CV(%) ...................................................................... 13.15 15.53 7.61 31.50 16.79 

 Toys, hobbies, and playground equipment 

 Mean........................................................................ 170 196 224 152 118 

 Share ....................................................................... .3 .3 .3 .3 .3 

 SE............................................................................ 13.39 16.53 20.62 28.89 21.97 

 CV(%) ...................................................................... 7.89 8.41 9.20 19.05 18.54 

 Other entertainment supplies, equipment, and services 

 Mean........................................................................ 579 778 988 470 196 

 Share ....................................................................... .9 1.1 1.2 .9 .4 

 SE............................................................................ 101.44 151.81 246.27 113.64 25.75 

 CV(%) ...................................................................... 17.52 19.51 24.93 24.17 13.15 

 Personal care products and services 

 Mean........................................................................ 646 722 809 586 502 

 Share ....................................................................... 1.1 1.0 1.0 1.1 1.1 

 SE............................................................................ 16.47 21.94 34.33 23.23 26.22 

 CV(%) ...................................................................... 2.55 3.04 4.24 3.96 5.23 

 Reading 

 Mean........................................................................ 114 139 133 152 65 

 Share ....................................................................... .2 .2 .2 .3 .1 

 SE............................................................................ 8.15 11.59 15.39 13.14 5.81 

 CV(%) ...................................................................... 7.16 8.31 11.61 8.65 8.95 

 Education 

 Mean........................................................................ 1,271 1,445 1,757 994 938 

 Share ....................................................................... 2.1 2.1 2.2 1.8 2.1 

 SE............................................................................ 92.39 111.92 126.42 169.75 130.95 

 CV(%) ...................................................................... 7.27 7.75 7.19 17.08 13.96 

 Tobacco products and smoking supplies 

 Mean........................................................................ 315 289 300 272 365 

 Share ....................................................................... .5 .4 .4 .5 .8 

 SE............................................................................ 10.44 12.88 17.82 18.23 15.36 

 CV(%) ...................................................................... 3.32 4.46 5.93 6.71 4.21 

 Miscellaneous 

 Mean........................................................................ 907 1,082 1,176 941 570 

 Share ....................................................................... 1.5 1.6 1.5 1.7 1.3 

 SE............................................................................ 43.29 59.48 60.67 107.53 40.87 

 CV(%) ...................................................................... 4.77 5.50 5.16 11.42 7.17 

 Cash contributions 

 Mean........................................................................ 2,283 2,965 2,668 3,390 970 

 Share ....................................................................... 3.7 4.3 3.4 6.1 2.1 

 SE............................................................................ 175.86 260.22 347.29 239.07 75.26 

 CV(%) ...................................................................... 7.70 8.78 13.02 7.05 7.76 

 Personal insurance and pensions 

 Mean........................................................................ 7,246 8,699 11,007 5,387 4,449 

 Share ....................................................................... 11.8 12.5 13.9 9.8 9.8 

 SE............................................................................ 108.92 142.93 196.53 201.97 98.74 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Personal insurance and pensions 

 CV(%) ...................................................................... 1.50 1.64 1.79 3.75 2.22 

 Life and other personal insurance 

 Mean........................................................................ 486 634 713 521 200 

 Share ....................................................................... .8 .9 .9 .9 .4 

 SE............................................................................ 16.21 23.80 29.89 32.36 14.06 

 CV(%) ...................................................................... 3.34 3.75 4.19 6.21 7.03 

 Pensions and Social Security 

 Mean........................................................................ 6,760 8,064 10,294 4,866 4,249 

 Share ....................................................................... 11.0 11.6 13.0 8.8 9.3 

 SE............................................................................ 101.94 134.17 186.80 193.00 97.87 

 CV(%) ...................................................................... 1.51 1.66 1.81 3.97 2.30 

Sources of income and personal taxes: 

 Income before taxes 

 Mean........................................................................ $84,352 $100,004 $118,281 $73,788 $54,222 

 SE............................................................................ 1,260.38 1,721.55 2,083.75 3,049.16 985.76 

 CV(%) ...................................................................... 1.49 1.72 1.76 4.13 1.82 

 Wages and salaries 

 Mean........................................................................ 65,449 76,457 99,522 43,373 44,259 

 Share ....................................................................... 77.6 76.5 84.1 58.8 81.6 

 SE............................................................................ 999.71 1,333.34 1,802.87 2,238.65 880.62 

 CV(%) ...................................................................... 1.53 1.74 1.81 5.16 1.99 

 Self-employment income 

 Mean........................................................................ 5,808 7,283 8,169 6,011 2,968 

 Share ....................................................................... 6.9 7.3 6.9 8.1 5.5 

 SE............................................................................ 438.28 603.63 842.59 833.04 332.65 

 CV(%) ...................................................................... 7.55 8.29 10.31 13.86 11.21 

 Social Security, private and government retirement 

 Mean........................................................................ 9,493 12,219 7,313 19,255 4,248 

 Share ....................................................................... 11.3 12.2 6.2 26.1 7.8 

 SE............................................................................ 229.45 354.47 287.74 895.00 194.94 

 CV(%) ...................................................................... 2.42 2.90 3.93 4.65 4.59 

 Interest, dividends, rental income, other property income 

 Mean........................................................................ 1,963 2,755 1,889 3,998 437 

 Share ....................................................................... 2.3 2.8 1.6 5.4 .8 

 SE............................................................................ 171.92 256.37 187.40 454.96 61.72 

 CV(%) ...................................................................... 8.76 9.30 9.92 11.38 14.13 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) 

 Mean........................................................................ 458 289 286 293 785 

 Share ....................................................................... .5 .3 .2 .4 1.4 

 SE............................................................................ 28.46 30.19 35.66 48.41 44.72 

 CV(%) ...................................................................... 6.21 10.46 12.47 16.53 5.70 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support 

 Mean........................................................................ 902 845 965 671 1,013 

 Share ....................................................................... 1.1 .8 .8 .9 1.9 

 SE............................................................................ 71.85 68.19 88.96 86.22 122.01 

 CV(%) ...................................................................... 7.96 8.07 9.21 12.84 12.04 

 Other income 

 Mean........................................................................ 278 157 136 186 512 

 Share ....................................................................... .3 .2 .1 .3 .9 

 SE............................................................................ 26.87 31.51 22.43 65.76 38.29 

 CV(%) ...................................................................... 9.65 20.09 16.46 35.26 7.47 

 Personal taxes (contains some imputed values) 

 Mean........................................................................ 9,402 12,589 14,785 9,438 3,269 

 Share ....................................................................... 11.1 12.6 12.5 12.8 6.0 

 SE............................................................................ 740.16 1,092.76 570.36 2,423.88 245.12 

 CV(%) ...................................................................... 7.87 8.68 3.86 25.68 7.50 

 Federal income taxes 

 Mean........................................................................ 8,812 11,545 13,111 9,299 3,551 

 Share ....................................................................... 10.4 11.5 11.1 12.6 6.5 

 SE............................................................................ 653.61 969.18 452.80 2,220.95 196.34 

 CV(%) ...................................................................... 7.42 8.39 3.45 23.88 5.53 

 Stimulus payment (new UCC Q20202)# 

 Mean........................................................................ -1,911 -2,063 -2,228 -1,825 -1,619 

 Share ....................................................................... -2.3 -2.1 -1.9 -2.5 -3.0 

 SE............................................................................ 40.69 51.67 57.25 68.21 55.41 

See footnotes at end of table. 
Table 1710. Housing tenure: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer 

Expenditure Surveys, 2020 — Continued 

Homeowner 

Item 

All 

consumer 

units 

Total Homeowner 

with mortgage 

Homeowner 

without mortgage Renter 

 Stimulus payment (new UCC Q20202)# 

 CV(%) ...................................................................... -2.13 -2.51 -2.57 -3.74 -3.42 

 State and local income taxes 

 Mean........................................................................ 2,430 3,017 3,809 1,880 1,300 

 Share ....................................................................... 2.9 3.0 3.2 2.5 2.4 

 SE............................................................................ 113.11 152.23 160.20 219.73 70.85 

 CV(%) ...................................................................... 4.66 5.05 4.21 11.69 5.45 

 Other taxes 

 Mean........................................................................ 72 89 93 84 38 

 Share ....................................................................... .1 .1 .1 .1 .1 

 SE............................................................................ 12.03 14.55 15.10 17.83 8.75 

 CV(%) ...................................................................... 16.74 16.28 16.18 21.29 22.94 

 Income after taxes 

 Mean........................................................................ 74,949 87,416 103,496 64,350 50,953 

 Share ....................................................................... 88.9 87.4 87.5 87.2 94.0 

 SE............................................................................ 1,197.76 1,686.35 1,645.68 3,534.73 847.05 

 CV(%) ...................................................................... 1.60 1.93 1.59 5.49 1.66 

Addenda: 

 Net change in total assets and liabilities 

 Mean........................................................................ $3,584 $5,588 -$19,803 $42,010 -$274 

 SE............................................................................ 4,404.92 6,488.82 4,128.79 12,037.58 2,234.24 

 CV(%) ...................................................................... 122.91 116.12 -20.85 28.65 -815.43 

 Net change in total assets 

 Mean........................................................................ 24,635 35,759 30,274 43,627 3,223 

 SE............................................................................ 4,342.48 6,411.54 3,412.90 12,211.32 1,890.90 

 CV(%) ...................................................................... 17.63 17.93 11.27 27.99 58.66 

 Net change in total liabilities 

 Mean........................................................................ 21,052 30,171 50,077 1,617 3,497 

 SE............................................................................ 1,361.05 2,016.48 3,403.93 1,302.19 1,340.05 

 CV(%) ...................................................................... 6.47 6.68 6.80 80.51 38.32 

 Other financial information: 

 Other money receipts 

 Mean........................................................................ 2,042 2,825 562 6,071 534 

 SE............................................................................ 1,660.31 2,487.24 95.37 6,046.91 207.49 

 CV(%) ...................................................................... 81.32 88.05 16.98 99.60 38.84 

 Mortgage principal paid on owned property 

 Mean........................................................................ -2,395 -3,622 -5,790 -511 -34 

 SE............................................................................ 52.65 80.20 120.16 116.71 7.11 

 CV(%) ...................................................................... -2.20 -2.21 -2.08 -22.83 -20.70 

 Estimated market value of owned home 

 Mean........................................................................ 221,708 336,834 350,272 317,557 104 

 SE............................................................................ 4,520.75 6,820.20 8,304.58 8,948.42 101.41 

 CV(%) ...................................................................... 2.04 2.02 2.37 2.82 97.81 

 Estimated monthly rental value of owned home 

 Mean........................................................................ 1,181 1,794 1,889 1,657 3 

 SE............................................................................ 14.08 21.37 26.79 32.67 1.22 

 CV(%) ...................................................................... 1.19 1.19 1.42 1.97 44.67 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

n.a. Not applicable. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021