Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2005

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ............. 117,356 79,072 50,172 28,900 38,284 107,087 34,382 72,705 10,269 

Percent distribution of consumer units ................... 100.0 67.4 42.8 24.6 32.6 91.3 29.3 62.0 8.7 

Consumer unit characteristics (mean values):

Income before taxes ........................................... $58,712 $70,791 $82,432 $50,580 $33,765 $59,878 $51,666 $63,761 $46,554 

Income after taxes .............................................. 56,304 67,628 78,512 48,733 32,916 57,400 49,855 60,969 44,873

Age of reference person ...................................... 48.6 52.3 46.5 62.5 40.9 48.4 46.6 49.2 51.0 

Average number in consumer unit:

Persons .............................................................. 2.5 2.6 2.9 2.1 2.2 2.5 2.4 2.5 2.5 

Children under 18 .............................................. .6 .6 .9 .3 .6 .6 .6 .7 .6 

Persons 65 and over .......................................... .3 .4 .2 .7 .2 .3 .3 .3 .3 

Earners .............................................................. 1.3 1.4 1.7 .9 1.2 1.3 1.2 1.4 1.3 

Vehicles ............................................................. 2.0 2.3 2.5 2.0 1.2 1.9 1.5 2.1 2.6 

Percent distribution:

Sex of reference person:

Male ................................................................... 47 48 50 46 45 47 45 48 47 

Female ............................................................... 53 52 50 54 55 53 55 52 53 

Housing tenure:

Homeowner ........................................................ 67 100 100 100 n.a. 66 52 73 82 

With mortgage .................................................. 43 63 100 n.a. n.a. 43 34 47 43 

Without mortgage ............................................. 25 37 n.a. 100 n.a. 23 18 26 39 

Renter ................................................................ 33 n.a. n.a. n.a. 100 34 48 27 18 

Race of reference person:

Black or African-American ................................. 12 9 9 8 19 13 20 9 5 

White, Asian, and all other races ....................... 88 91 91 92 81 87 80 91 95 

Hispanic or Latino origin of reference person:

Hispanic or Latino .............................................. 11 8 9 6 16 11 16 9 2 

Not Hispanic or Latino ........................................ 89 92 91 94 84 89 84 91 98 

Education of reference person:

Elementary (1-8) ................................................ 5 4 3 7 7 5 6 4 8 

High school (9-12) .............................................. 36 33 28 43 40 35 34 35 43 

College ............................................................... 59 62 69 50 52 60 59 60 48 

Never attended and other .................................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased .................. 88 95 97 91 74 87 79 91 95 

Annual aggregate expenditures ............................. $5,445,109 78.6 58.1 20.5 21.4 92.6 26.0 66.7 7.4 

Food ..................................................................... 695,361 76.3 55.6 20.7 23.7 92.0 25.7 66.3 8.0 

Food at home ..................................................... 386,483 75.6 53.9 21.7 24.4 91.5 25.9 65.6 8.5 

Cereals and bakery products ........................... 52,168 75.8 53.4 22.4 24.2 91.3 25.0 66.2 8.7 

Cereals and cereal products .......................... 16,754 73.4 52.2 21.2 26.6 90.9 26.6 64.3 9.1 

Bakery products ............................................. 35,413 77.0 54.0 23.0 23.0 91.4 24.3 67.1 8.6 

Meats, poultry, fish, and eggs .......................... 89,614 74.6 53.3 21.2 25.4 91.4 26.5 64.9 8.6 

Beef ................................................................ 26,691 74.4 53.2 21.2 25.6 91.2 25.3 65.9 8.8 

Pork ................................................................ 17,971 74.8 52.6 22.2 25.2 89.7 24.7 65.0 10.3 

Other meats ................................................... 12,084 75.0 53.2 21.8 25.0 91.2 25.1 66.2 8.8 

Poultry ............................................................ 15,750 73.1 54.5 18.6 26.9 92.1 28.9 63.2 7.9 

Fish and seafood ........................................... 13,296 76.8 54.1 22.7 23.2 93.6 29.6 64.0 6.4 

Eggs ............................................................... 3,822 71.5 50.3 21.2 28.5 91.7 28.6 63.1 8.3 

Dairy products .................................................. 44,340 76.4 54.1 22.3 23.6 91.0 24.7 66.2 9.0 

Fresh milk and cream .................................... 17,108 74.3 52.2 22.1 25.7 90.6 25.0 65.6 9.4 

Other dairy products ...................................... 27,232 77.7 55.3 22.4 22.3 91.2 24.6 66.6 8.8 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Fruits and vegetables ....................................... $64,657 75.5 52.9 22.5 24.5 92.6 27.2 65.4 7.4 

Fresh fruits ..................................................... 21,282 76.1 52.9 23.2 23.9 93.2 27.0 66.2 6.8 

Fresh vegetables ........................................... 20,479 75.8 54.2 21.6 24.2 92.3 27.6 64.8 7.7 

Processed fruits ............................................. 12,437 74.4 51.7 22.8 25.6 92.8 28.0 64.8 7.2 

Processed vegetables .................................... 10,459 74.6 51.8 22.8 25.4 91.5 25.7 65.8 8.5 

Other food at home .......................................... 135,704 75.9 54.8 21.1 24.1 91.3 25.6 65.8 8.7 

Sugar and other sweets ................................. 13,922 77.5 52.9 24.6 22.5 91.1 24.8 66.3 8.9 

Fats and oils ................................................... 9,961 74.6 51.5 23.1 25.4 90.3 26.5 63.8 9.7 

Miscellaneous foods ...................................... 71,424 75.9 55.2 20.6 24.1 91.7 25.4 66.3 8.3 

Nonalcoholic beverages ................................. 35,546 74.4 55.0 19.5 25.6 90.6 26.2 64.4 9.4 

Food prepared by consumer unit on

out-of-town trips ........................................... 4,851 84.7 59.6 25.1 15.3 94.1 24.8 69.4 5.9 

Food away from home ....................................... 308,878 77.3 57.9 19.4 22.7 92.7 25.4 67.3 7.3 

Alcoholic beverages ............................................. 49,981 73.2 56.6 16.6 26.8 94.4 29.1 65.3 5.6 

Housing ................................................................ 1,779,780 76.7 59.4 17.3 23.3 93.7 27.3 66.4 6.3 

Shelter ................................................................ 1,033,291 73.0 60.7 12.3 27.0 94.9 28.5 66.4 5.1 

Owned dwellings .............................................. 699,209 99.5 84.3 15.3 .5 94.1 22.7 71.4 5.9 

Mortgage interest and charges ...................... 389,229 99.6 98.1 1.5 .4 94.9 23.0 71.9 5.1 

Property taxes ................................................ 180,801 99.5 68.5 31.0 .5 92.9 21.9 71.0 7.1 

Maintenance, repairs, insurance, other

expenses ...................................................... 129,180 99.4 64.7 34.7 .6 93.2 22.6 70.6 6.8 

Rented dwellings .............................................. 275,192 1.7 1.0 .7 98.3 96.9 44.3 52.6 3.1 

Other lodging ................................................... 58,890 90.8 59.5 31.3 9.2 95.0 23.4 71.6 5.0 

Utilities, fuels, and public services ..................... 373,589 79.4 54.1 25.3 20.6 91.2 26.2 65.1 8.8 

Natural gas ....................................................... 55,562 83.3 55.3 28.0 16.7 94.5 30.6 63.9 5.5 

Electricity .......................................................... 135,543 79.0 53.4 25.6 21.0 90.4 24.9 65.5 9.6 

Fuel oil and other fuels ..................................... 16,615 91.1 51.4 39.8 8.9 74.6 8.6 66.0 25.4 

Telephone services .......................................... 122,946 73.6 52.5 21.1 26.4 91.9 27.5 64.4 8.1 

Water and other public services ....................... 42,923 87.6 60.3 27.3 12.4 94.1 27.3 66.8 5.9 

Household operations ........................................ 93,946 83.8 62.1 21.8 16.2 94.5 28.6 65.9 5.5 

Personal services ............................................. 37,750 79.5 69.4 10.0 20.5 95.1 29.7 65.4 4.9 

Other household expenses .............................. 56,196 86.8 57.1 29.6 13.2 94.2 27.9 66.3 5.8 

Housekeeping supplies ...................................... 71,636 82.3 58.8 23.6 17.7 89.5 23.3 66.2 10.5 

Laundry and cleaning supplies ........................ 15,724 77.2 54.9 22.2 22.8 90.0 25.0 65.0 10.0 

Other household products ................................ 37,457 84.5 60.6 23.8 15.5 89.4 22.7 66.6 10.6 

Postage and stationery .................................... 18,456 82.4 58.2 24.2 17.6 89.5 23.0 66.5 10.5 

Household furnishings and equipment ............... 207,317 85.2 61.8 23.4 14.8 93.5 24.5 69.0 6.5 

Household textiles ............................................ 15,522 82.1 60.5 21.5 17.9 91.1 25.6 65.5 8.9 

Furniture ........................................................... 54,855 83.0 62.0 21.0 17.0 95.7 27.5 68.2 4.3 

Floor coverings ................................................ 6,595 93.4 71.7 21.6 6.6 96.3 23.6 72.6 3.7 

Major appliances .............................................. 26,206 89.2 65.9 23.3 10.8 92.1 24.8 67.3 7.9 

Small appliances, miscellaneous

housewares .................................................... 12,366 83.1 58.9 24.2 16.9 93.4 27.1 66.3 6.6 

Miscellaneous household equipment ............... 91,774 85.6 60.4 25.2 14.4 92.8 22.1 70.7 7.2 

Apparel and services ........................................... 221,139 73.8 56.0 17.8 26.2 93.3 29.1 64.1 6.7 

Men and boys .................................................... 51,561 74.2 56.9 17.3 25.8 93.3 26.9 66.4 6.7 

Men, 16 and over ............................................. 40,874 74.3 55.6 18.7 25.7 93.7 27.4 66.3 6.3 

Boys, 2 to 15 .................................................... 10,687 73.9 62.1 11.8 26.1 91.7 24.9 66.8 8.3 

Women and girls ................................................ 88,355 76.4 57.2 19.2 23.6 93.2 28.1 65.1 6.8 

Women, 16 and over ........................................ 74,186 76.3 55.9 20.4 23.7 93.2 29.1 64.1 6.8 

Girls, 2 to 15 ..................................................... 14,169 76.5 63.8 12.7 23.5 93.2 22.8 70.4 6.8 

Children under 2 ................................................ 9,653 70.3 58.7 11.6 29.7 94.0 27.8 66.2 6.0 

Footwear ............................................................ 37,536 68.6 51.6 16.9 31.4 92.6 31.4 61.3 7.4 

Other apparel products and services ................. 34,033 73.4 55.7 17.7 26.6 93.7 32.8 60.9 6.3 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Transportation ...................................................... $979,231 79.0 57.2 21.7 21.0 91.5 24.3 67.1 8.5 

Vehicle purchases (net outlay) ........................... 415,904 79.6 57.8 21.8 20.4 91.5 23.6 67.9 8.5 

Cars and trucks, new ....................................... 226,642 87.1 58.8 28.3 12.9 93.0 23.3 69.7 7.0 

Cars and trucks, used ...................................... 179,616 70.6 56.5 14.1 29.4 89.8 24.0 65.8 10.2 

Other vehicles .................................................. 9,646 73.3 62.4 10.9 26.7 89.3 25.6 63.7 210.7 

Gasoline and motor oil ....................................... 236,275 77.5 55.7 21.8 22.5 89.7 23.4 66.3 10.3 

Other vehicle expenses ..................................... 274,492 79.2 57.9 21.3 20.8 92.0 24.6 67.5 8.0 

Vehicle finance charges ................................... 34,825 80.3 65.3 15.0 19.7 90.3 21.8 68.5 9.7 

Maintenance and repairs ................................. 78,779 78.7 55.1 23.6 21.3 91.7 23.5 68.2 8.3 

Vehicle insurance ............................................. 107,187 78.3 55.6 22.7 21.7 91.7 24.8 66.9 8.3 

Vehicle rental, leases, licenses, and other

charges .......................................................... 53,701 80.9 61.6 19.3 19.1 94.3 27.5 66.8 5.7 

Public transportation .......................................... 52,560 79.0 55.5 23.5 21.0 95.7 32.8 62.9 4.3 

Health care ........................................................... 312,649 83.9 49.3 34.6 16.1 91.1 24.4 66.6 8.9 

Health insurance ................................................ 159,691 84.0 48.3 35.7 16.0 91.4 24.2 67.2 8.6 

Medical services ................................................ 79,472 84.1 54.7 29.4 15.9 91.5 25.5 66.1 8.5 

Drugs ................................................................. 61,150 83.3 44.2 39.1 16.7 90.1 24.3 65.8 9.9 

Medical supplies ................................................ 12,336 84.9 52.6 32.3 15.1 89.1 21.9 67.2 10.9 

Entertainment ....................................................... 280,188 82.4 61.2 21.3 17.6 91.0 22.8 68.2 9.0 

Fees and admissions ......................................... 68,999 85.9 62.9 23.0 14.1 95.8 25.0 70.7 4.2 

Audio and visual equipment and services .......... 104,186 75.9 54.4 21.4 24.1 93.2 26.6 66.6 6.8 

Pets, toys, hobbies, and playground

equipment ........................................................ 49,267 84.1 62.8 21.3 15.9 89.5 22.7 66.8 10.5 

Other entertainment supplies, equipment, and

services ............................................................ 57,736 88.6 69.9 18.8 11.4 82.4 13.3 69.1 17.6 

Personal care products and services ................... 63,451 77.9 56.1 21.9 22.1 93.4 27.6 65.7 6.6 

Reading ................................................................ 14,841 81.1 53.0 28.1 18.9 93.0 25.6 67.4 7.0 

Education ............................................................. 110,325 77.3 59.5 17.8 22.7 96.1 28.4 67.7 3.9 

Tobacco products and smoking supplies ............. 37,445 61.6 42.5 19.1 38.4 87.6 25.7 61.9 12.4 

Miscellaneous ...................................................... 94,813 79.8 54.8 25.0 20.2 91.9 27.8 64.0 8.1 

Cash contributions ............................................... 195,196 83.5 53.7 29.8 16.5 92.9 26.2 66.7 7.1 

Personal insurance and pensions ........................ 610,709 83.4 65.8 17.6 16.6 92.9 25.1 67.9 7.1 

Life and other personal insurance ...................... 44,721 90.4 67.1 23.3 9.6 92.4 21.1 71.3 7.6 

Pensions and Social Security ............................ 565,988 82.8 65.7 17.1 17.2 93.0 25.4 67.6 7.0 

Sources of income and personal taxes:

Money income before taxes ................................. 6,890,176 81.2 60.0 21.2 18.8 93.1 25.8 67.3 6.9 

Wages and salaries ........................................... 5,432,555 80.6 65.3 15.3 19.4 93.7 25.4 68.3 6.3 

Self-employment income ................................... 442,676 87.2 60.6 26.6 12.8 89.2 29.0 60.2 10.8 

Social Security, private and government

retirement ......................................................... 721,429 85.6 30.5 55.1 14.4 89.9 24.5 65.4 10.1 

Interest, dividends, rental income, other

property income ............................................... 161,795 94.1 34.6 59.5 5.9 94.0 25.6 68.3 6.0 

Unemployment and workers’ compensation,

veterans’ benefits ............................................. 23,869 68.2 48.1 20.1 31.8 88.4 28.0 60.4 11.6 

Public assistance, supplemental security

income, food stamps ........................................ 40,279 30.4 15.2 15.2 69.6 93.6 42.5 51.1 6.4 

Regular contributions for support ....................... 44,776 55.8 42.3 13.5 44.2 95.4 31.0 64.4 4.6 

Other income ..................................................... 22,798 44.9 32.7 12.2 55.1 97.1 44.3 52.8 2.9 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2005 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Personal taxes ..................................................... $282,544 88.5 69.6 18.9 11.5 93.9 22.0 71.8 6.1 

Federal income taxes ......................................... 199,055 89.0 71.0 18.1 11.0 94.5 22.1 72.4 5.5 

State and local income taxes ............................. 62,706 84.2 67.1 17.1 15.8 93.6 21.5 72.2 6.4 

Other taxes ........................................................ 20,783 96.5 64.3 32.2 3.5 89.1 23.1 66.0 10.9 

Income after taxes ............................................... 6,607,632 80.9 59.6 21.3 19.1 93.0 25.9 67.1 7.0 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

n.a. Not applicable.