Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2001

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

Number of consumer units (in thousands) ...... 110,339 81,679 17,117 31,866 22,992 9,704 28,660 18,880 9,780 

Percent distribution of consumer units ........... 100.0 74.0 15.5 28.9 20.8 8.8 26.0 17.1 8.9 

Consumer unit characteristics (mean values):

Income before taxes 1 .................................. $47,507 $37,659 $24,390 $37,793 $41,045 $52,395 $75,833 $70,137 $86,693 

Income after taxes 1 ..................................... 44,587 35,929 23,845 36,027 38,877 49,733 69,491 64,339 79,312 

 Age of reference person ............................... 48.1 48.7 55.4 49.8 43.5 45.6 46.5 45.1 49.2 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.6 2.6 2.4 2.5 2.5 2.5 2.5 

 Children under 18 ....................................... .7 .7 .7 .7 .6 .7 .6 .6 .6 

 Persons 65 and over .................................. .3 .3 .5 .4 .2 .2 .2 .2 .2 

 Earners ....................................................... 1.4 1.3 1.1 1.3 1.4 1.5 1.5 1.5 1.5 

 Vehicles ...................................................... 1.9 1.9 1.5 2.0 1.9 2.3 2.1 2.1 2.1 

Percent distribution:

Sex of reference person:

Male .......................................................... 51 49 48 50 51 46 58 56 61 

 Female ...................................................... 49 51 52 50 49 54 42 44 39 

Housing tenure:

Homeowner .............................................. 66 63 57 68 59 70 75 73 77 

 With mortgage ........................................ 40 35 21 36 37 49 55 54 56 

 Without mortgage ................................... 26 28 36 31 21 21 20 19 21 

 Renter ....................................................... 34 37 43 32 41 30 25 27 23 

Race of reference person:

Black ......................................................... 12 14 17 14 13 12 7 7 6 

 White and other ........................................ 88 86 83 86 87 88 93 93 94 

Education of reference person:

Elementary (1-8) ....................................... 6 8 37 n.a. n.a. n.a. n.a. n.a. n.a.

 High school (9-12) .................................... 38 52 62 100 n.a. n.a. n.a. n.a. n.a.

 College ..................................................... 56 40 n.a. n.a. 100 100 100 100 100 

 Never attended and other ......................... 2 ( ) 2 ( ) 1 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ......... 88 86 74 88 88 94 94 93 94 

Annual aggregate expenditures ...................... $4,359,314 62.8 9.4 24.2 19.3 9.8 37.2 23.2 14.0 

Food ............................................................. 586,447 66.8 11.9 26.1 19.3 9.5 33.2 20.3 12.9 

 Food at home ............................................. 340,046 70.2 14.5 28.0 18.6 9.1 29.8 18.5 11.3 

 Cereals and bakery products .................... 49,834 69.6 14.5 28.0 18.0 9.1 30.4 19.1 11.4 

 Cereals and cereal products ................... 17,243 69.4 15.1 27.9 17.9 8.5 30.6 19.2 11.4 

 Bakery products ...................................... 32,591 69.7 14.1 28.1 18.1 9.3 30.3 19.0 11.3 

 Meats, poultry, fish, and eggs ................... 91,247 73.6 16.3 29.8 18.8 8.7 26.4 16.4 10.0 

 Beef ........................................................ 27,338 74.8 16.1 30.8 19.0 8.9 25.2 16.2 8.9 

 Pork ........................................................ 19,541 77.1 17.8 31.5 19.2 8.6 22.9 14.7 8.2 

 Other meats ............................................ 11,248 73.0 16.3 29.1 17.8 9.7 27.0 16.7 10.3 

 Poultry .................................................... 16,737 72.5 16.1 28.3 19.8 8.4 27.5 17.0 10.5 

 Fish and seafood .................................... 12,527 66.8 13.8 27.6 17.5 8.0 33.2 18.5 14.7 

 Eggs ....................................................... 3,856 75.0 18.7 29.6 18.8 7.8 25.0 15.4 9.7 

Dairy products .......................................... 36,554 68.8 13.3 27.6 18.3 9.7 31.2 19.5 11.7 

 Fresh milk and cream ............................. 14,971 71.1 14.9 28.3 18.8 9.2 28.9 18.3 10.6 

 Other dairy products ............................... 21,583 67.3 12.2 27.1 18.0 10.0 32.7 20.3 12.4 

 Fruits and vegetables ............................... 57,499 67.6 14.5 26.0 18.2 8.9 32.4 19.5 12.9 

 Fresh fruits .............................................. 17,678 65.6 14.7 24.8 17.6 8.5 34.4 19.9 14.5 

 Fresh vegetables .................................... 17,812 67.6 15.0 25.3 18.0 9.2 32.4 19.7 12.8 

 Processed fruits ...................................... 12,788 68.2 13.2 27.2 18.9 8.9 31.8 19.5 12.3 

 Processed vegetables ............................ 9,222 70.5 15.0 28.2 18.6 8.8 29.5 18.5 11.0 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2001 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

 Other food at home ................................... $104,913 69.6 13.2 27.6 19.2 9.5 30.4 19.1 11.3 

 Sugar and other sweets .......................... 12,779 69.1 13.1 28.3 18.2 9.5 30.9 19.6 11.3 

 Fats and oils ........................................... 9,561 72.1 16.0 28.9 18.6 8.6 27.9 17.2 10.7 

 Miscellaneous foods ............................... 50,113 68.7 12.5 26.8 19.6 9.7 31.3 19.6 11.7 

 Nonalcoholic beverages ......................... 28,230 72.5 14.6 29.7 18.8 9.4 27.5 17.4 10.1 

Food prepared by consumer unit on

out-of-town trips .................................... 4,229 55.9 7.1 18.5 20.8 9.4 44.1 27.3 16.8 

 Food away from home ................................ 246,401 62.2 8.4 23.4 20.2 10.1 37.8 22.7 15.1 

Alcoholic beverages ..................................... 38,420 59.4 7.8 22.2 20.0 9.5 40.6 27.1 13.5 

Housing ........................................................ 1,435,497 61.8 9.6 23.5 19.2 9.6 38.2 23.9 14.3 

 Shelter ........................................................ 838,752 60.4 9.1 22.8 19.1 9.4 39.6 24.8 14.8 

 Owned dwellings ...................................... 549,326 56.6 6.6 22.3 17.5 10.2 43.4 26.9 16.5 

 Mortgage interest and charges ............... 315,762 55.3 5.8 20.9 17.8 10.8 44.7 27.9 16.8 

 Property taxes ........................................ 136,070 57.4 8.1 23.5 16.9 9.0 42.6 26.2 16.3 

Maintenance, repairs, insurance, other

expenses .............................................. 97,494 59.5 7.4 25.1 17.4 9.7 40.5 24.7 15.8 

 Rented dwellings ...................................... 235,479 72.0 16.0 25.2 22.8 8.0 28.0 18.8 9.1 

 Other lodging ............................................ 53,947 48.0 3.4 17.2 19.0 8.3 52.0 29.4 22.7 

Utilities, fuels, and public services .............. 305,260 70.0 13.0 28.0 19.8 9.2 30.0 19.3 10.7 

 Natural gas ............................................... 45,308 69.4 12.6 28.2 19.7 9.0 30.6 20.0 10.6 

 Electricity .................................................. 111,281 72.2 14.0 29.4 19.4 9.3 27.8 18.0 9.8 

 Fuel oil and other fuels ............................. 12,397 72.4 16.0 31.4 17.2 7.8 27.6 16.5 11.1 

 Telephone services .................................. 100,895 68.3 11.9 26.3 20.5 9.5 31.7 20.3 11.5 

 Water and other public services ............... 35,379 67.9 12.0 27.3 19.5 9.1 32.1 20.6 11.6 

 Household operations ................................. 74,577 50.6 5.5 18.1 18.4 8.8 49.4 30.9 18.4 

 Personal services ..................................... 32,099 53.2 5.5 19.9 18.8 9.0 46.8 29.6 17.2 

 Other household expenses ....................... 42,478 48.7 5.4 16.7 18.0 8.6 51.3 31.9 19.4 

Housekeeping supplies .............................. 56,097 63.0 10.3 24.6 17.6 10.5 37.0 22.5 14.5 

 Laundry and cleaning supplies ................. 14,477 71.4 14.6 27.2 19.9 9.7 28.6 17.6 11.0 

 Other household products ........................ 28,120 60.6 8.9 24.2 16.0 11.5 39.4 24.0 15.5 

 Postage and stationery ............................. 13,499 59.2 8.6 22.6 18.7 9.2 40.8 24.6 16.3 

 Household furnishings and equipment ....... 160,811 58.9 7.8 21.0 19.4 10.8 41.1 24.8 16.3 

 Household textiles .................................... 12,556 58.3 7.7 20.5 20.7 9.4 41.7 23.5 18.2 

 Furniture ................................................... 41,070 57.8 9.0 19.8 17.8 11.2 42.2 28.1 14.1 

 Floor coverings ......................................... 4,468 48.8 7.9 18.6 15.9 6.4 51.2 32.8 18.4 

 Major appliances ...................................... 19,633 64.2 9.5 24.8 20.2 9.6 35.8 21.2 14.6 

Small appliances, miscellaneous

housewares ............................................ 9,538 59.0 7.9 21.2 20.3 9.7 41.0 24.3 16.6 

 Miscellaneous household equipment ....... 73,545 58.9 6.7 20.9 19.9 11.5 41.1 23.6 17.5 

Apparel and services .................................... 192,138 60.6 9.8 21.9 18.8 10.1 39.4 24.3 15.1 

 Men and boys ............................................. 46,645 62.0 10.2 21.9 18.7 11.2 38.0 23.2 14.8 

 Men, 16 and over ...................................... 36,946 60.2 9.8 20.6 18.9 10.9 39.8 23.8 16.0 

 Boys, 2 to 15 ............................................. 9,699 69.1 11.8 27.0 18.1 12.1 30.9 20.9 10.0 

 Women and girls ......................................... 74,615 61.1 9.2 22.0 19.5 10.5 38.9 22.4 16.4 

 Women, 16 and over ................................ 61,965 60.3 8.3 21.6 20.1 10.3 39.7 22.7 17.1 

 Girls, 2 to 15 ............................................. 12,649 65.5 13.5 24.3 16.6 11.1 34.5 21.3 13.3 

 Children under 2 ......................................... 8,972 65.4 11.9 26.2 19.3 8.1 34.6 22.7 11.9 

 Footwear ..................................................... 33,311 64.2 12.0 23.6 18.8 9.8 35.8 22.9 12.9 

 Other apparel products and services .......... 28,596 51.2 7.7 18.1 17.2 8.2 48.8 33.2 15.6 

Transportation .............................................. 842,246 66.8 9.5 27.0 20.1 10.3 33.2 22.0 11.2 

 Vehicle purchases (net outlay) ................... 394,894 69.9 9.8 28.7 20.7 10.7 30.1 21.0 9.0 

 Cars and trucks, new ................................ 185,940 63.1 7.2 24.5 21.5 9.9 36.9 26.2 10.7 

 Cars and trucks, used ............................... 203,916 76.0 12.5 32.4 19.8 11.3 24.0 16.5 7.5 

 Other vehicles ........................................... 5,037 80.3 31.5 38.4 24.2 16.2 19.7 311.3 38.4 

 Gasoline and motor oil ................................ 141,165 69.9 11.3 28.1 20.4 10.2 30.1 19.6 10.5 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2001 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate

degree Total Bachelor’sdegree

Master’s,

professional,

doctorate

 Other vehicle expenses .............................. $262,082 64.0 8.5 25.7 19.7 10.1 36.0 23.2 12.7 

 Vehicle finance charges ........................... 39,661 71.3 9.2 29.6 21.5 11.0 28.7 20.2 8.5 

 Maintenance and repairs .......................... 73,077 62.7 8.9 24.3 19.2 10.4 37.3 23.0 14.3 

 Vehicle insurance ..................................... 90,393 68.1 10.1 28.0 19.8 10.2 31.9 20.4 11.5 

Vehicle rental, leases, licenses, other

charges ................................................... 58,951 54.4 5.3 21.3 18.8 9.0 45.6 30.0 15.6 

 Public transportation ................................... 44,105 44.5 5.8 15.3 15.7 7.6 55.5 31.8 23.7 

Health care ................................................... 240,712 68.2 12.5 27.1 19.4 9.2 31.8 19.5 12.3 

 Health insurance ......................................... 117,031 69.6 13.1 28.2 18.8 9.5 30.4 19.0 11.4 

 Medical services ......................................... 63,180 61.8 8.7 23.8 20.3 9.1 38.2 23.1 15.1 

 Drugs .......................................................... 49,502 74.2 16.5 29.2 19.8 8.7 25.8 15.5 10.3 

 Medical supplies ......................................... 10,999 63.4 10.4 24.9 19.1 9.0 36.6 22.3 14.3 

Entertainment ............................................... 215,474 60.5 7.0 23.4 19.5 10.7 39.5 24.8 14.7 

 Fees and admissions .................................. 58,074 47.0 3.5 15.1 17.8 10.5 53.0 32.3 20.7 

 Television, radios, sound equipment .......... 72,769 66.5 10.1 25.4 20.0 11.0 33.5 21.0 12.5 

 Pets, toys, and playground equipment ....... 37,201 65.9 7.1 26.3 21.1 11.5 34.1 20.1 13.9 

Other entertainment supplies, equipment,

and services ............................................. 47,430 63.6 6.1 28.1 19.4 9.9 36.4 25.1 11.3 

Personal care products and services ........... 53,450 65.2 10.1 24.7 19.9 10.6 34.8 21.6 13.2 

Reading ........................................................ 15,558 53.6 6.0 19.6 18.8 9.3 46.4 27.0 19.4 

Education ...................................................... 71,461 49.6 3.3 12.4 25.8 8.1 50.4 29.9 20.5 

Tobacco products and smoking supplies ..... 34,027 86.7 18.2 37.7 21.4 9.3 13.3 9.6 3.7 

Miscellaneous ............................................... 82,751 57.8 8.9 21.3 18.2 9.3 42.2 27.3 14.9 

Cash contributions ........................................ 138,825 53.3 6.7 20.1 17.6 9.0 46.7 25.1 21.6 

Personal insurance and pensions ................ 412,309 55.8 6.1 21.3 18.1 10.3 44.2 26.8 17.4 

 Life and other personal insurance .............. 45,286 58.1 7.3 23.2 18.5 9.1 41.9 24.6 17.3 

 Pensions and Social Security ..................... 367,023 55.5 6.0 21.1 18.0 10.4 44.5 27.0 17.4 

Sources of income and personal taxes: 1

Money income before taxes ........................... 4,215,547 58.8 8.0 22.9 18.0 10.0 41.2 25.0 16.2 

 Wages and salaries .................................... 3,401,575 57.0 6.6 21.9 18.0 10.5 43.0 26.1 16.9 

 Self-employment income ............................ 197,988 52.1 5.0 19.6 17.6 9.9 47.9 26.6 21.3 

 Social Security, private and government

retirement ................................................. 440,370 74.6 18.6 32.6 17.0 6.5 25.4 15.2 10.2 

 Interest, dividends, rental income, other

property income ........................................ 84,377 45.0 5.7 17.0 16.4 5.9 55.0 35.8 19.2 

 Unemployment and workers’

compensation, veterans’ benefits ............. 15,217 80.4 11.1 36.4 21.3 11.7 19.6 14.5 5.1 

 Public assistance, supplemental security

income, food stamps ................................ 34,051 85.5 33.6 28.2 16.0 7.7 14.5 12.7 1.8 

 Regular contributions for support ............... 27,950 69.6 7.2 22.1 31.2 9.0 30.4 22.5 8.0 

 Other income .............................................. 14,018 64.5 8.0 17.3 30.4 8.8 35.5 25.0 10.5 

Personal taxes .............................................. 259,142 44.0 2.9 17.4 15.4 8.2 56.0 33.6 22.4 

 Federal income taxes ................................. 198,482 42.3 2.4 16.1 15.6 8.2 57.7 34.5 23.2 

 State and local income taxes ...................... 49,209 47.5 3.7 20.8 15.0 8.1 52.5 31.8 20.7 

 Other taxes ................................................. 11,451 58.5 9.0 26.2 14.2 9.0 41.5 25.5 16.1 

Income after taxes ........................................ 3,956,405 59.8 8.3 23.3 18.1 10.1 40.2 24.4 15.8 

1 Components of income and taxes are derived from "complete

income reporters" only; see glossary. 2 Value less than 0.5.

3 Data are likely to have large sampling errors.

n.a. Not applicable.