Table 57. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey,

2004

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Number of consumer units (in thousands) ................... 116,282 8,817 19,439 24,070 23,712 17,479 22,765 11,230 11,536 

Percent distribution of consumer units ........................ 100.0 7.6 16.7 20.7 20.4 15.0 19.6 9.7 9.9 

Consumer unit characteristics (mean values): 

Income before taxes ................................................. $54,453 $22,840 $52,484 $65,515 $70,434 $61,031 $34,988 $42,137 $28,028 

Income after taxes .................................................... 52,287 22,507 50,819 63,202 66,761 58,043 34,040 41,126 27,142 

Age of reference person ............................................ 48.5 21.4 29.7 39.7 49.3 59.1 75.3 69.3 81.2 

Average number in consumer unit:

Persons ................................................................... 2.5 1.9 2.9 3.2 2.7 2.1 1.7 1.9 1.5 

Children under 18 .................................................... .6 .4 1.1 1.3 .6 .2 .1 .1 1 ( )

Persons 65 and over ............................................... .3 1 ( ) 1 ( ) 1 ( ) 1 ( ) .1 1.4 1.4 1.3 

Earners .................................................................... 1.3 1.3 1.5 1.7 1.7 1.3 .5 .7 .2 

Vehicles ................................................................... 1.9 1.2 1.8 2.1 2.4 2.2 1.5 1.9 1.2 

Percent distribution:

Sex of reference person:

Male ......................................................................... 48 46 49 48 50 50 46 50 42 

Female ..................................................................... 52 54 51 52 50 50 54 50 58 

Housing tenure:

Homeowner ............................................................. 68 15 49 69 77 83 80 83 78 

With mortgage ....................................................... 42 9 42 59 58 46 18 27 10 

Without mortgage .................................................. 25 5 7 11 19 37 62 56 68 

Renter ...................................................................... 32 85 51 31 23 17 20 17 22 

Race of reference person:

Black or African-American ....................................... 12 11 13 14 13 10 9 10 9 

White, Asian, and All Other Races .......................... 88 89 87 86 87 90 91 90 91 

Hispanic or Latino origin of reference person:

Hispanic or Latino (new UCC Q20032) ................... 11 13 17 14 8 8 5 6 4 

Not Hispanic or Latino (new UCC Q20032) ............. 89 87 83 86 92 92 95 94 96 

Education of reference person:

Elementary (1-8) ...................................................... 5 2 3 3 4 6 12 9 15 

High school (9-12) ................................................... 35 29 30 35 32 36 46 45 46 

College .................................................................... 59 69 67 61 64 58 42 46 37 

Never attended and other ........................................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 1 1 1 

At least one vehicle owned or leased ........................ 88 71 90 91 93 92 83 89 77 

Annual aggregate expenditures ................................... $5,043,501 4.3 16.5 24.1 24.7 16.3 14.0 8.2 5.8 

Food .......................................................................... 670,766 5.0 16.8 24.6 24.5 15.1 14.0 8.3 5.7 

Food at home .......................................................... 388,283 4.3 16.1 24.5 24.6 14.9 15.6 8.9 6.7 

Cereals and bakery products ................................. 53,470 4.5 16.0 25.2 23.9 14.0 16.4 9.0 7.4 

Cereals and cereal products ................................ 17,843 5.0 16.9 26.6 23.7 13.2 14.7 8.0 6.7 

Bakery products ................................................... 35,627 4.2 15.6 24.5 24.0 14.5 17.2 9.5 7.8 

Meats, poultry, fish, and eggs ................................ 102,057 4.2 15.8 24.4 25.4 15.0 15.1 8.9 6.2 

Beef ..................................................................... 30,783 4.3 16.1 24.8 25.7 14.3 14.8 8.7 6.1 

Pork ..................................................................... 21,015 4.1 15.2 23.8 24.7 16.6 15.7 9.4 6.3 

Other meats ......................................................... 12,527 3.8 15.4 24.4 26.2 14.0 16.3 10.3 5.9 

Poultry ................................................................. 18,052 5.0 16.9 24.6 25.3 14.8 13.3 7.7 5.6 

Fish and seafood ................................................. 14,826 3.4 14.9 24.8 26.3 15.1 15.5 8.5 7.0 

Eggs .................................................................... 4,854 4.9 15.6 22.6 23.1 16.2 17.6 10.3 7.3 

See footnotes at end of table.
Table 57. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey,

2004 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Dairy products ....................................................... $42,991 4.3 16.0 25.0 23.7 14.8 16.2 9.3 6.8 

Fresh milk and cream .......................................... 16,744 4.6 17.5 25.8 22.4 14.0 15.7 8.5 7.1 

Other dairy products ............................................ 26,247 4.1 15.0 24.5 24.5 15.3 16.5 9.9 6.7 

Fruits and vegetables ............................................ 65,077 3.9 15.9 23.1 24.2 15.5 17.4 9.6 7.8 

Fresh fruits ........................................................... 21,664 3.8 15.4 22.4 24.7 15.8 17.9 9.6 8.3 

Fresh vegetables ................................................. 21,223 3.6 15.5 23.0 24.1 16.1 17.5 10.3 7.3 

Processed fruits ................................................... 12,719 4.5 17.1 23.4 23.1 14.6 17.2 8.7 8.5 

Processed vegetables ......................................... 9,471 4.2 16.2 24.4 24.3 14.6 16.4 9.3 7.1 

Other food at home ................................................ 124,688 4.5 16.6 24.9 24.7 14.9 14.5 8.5 6.0 

Sugar and other sweets ....................................... 14,864 3.2 15.1 24.0 25.5 15.9 16.3 9.7 6.6 

Fats and oils ........................................................ 10,312 3.9 15.0 23.0 25.4 16.1 16.6 9.3 7.3 

Miscellaneous foods ............................................ 61,173 4.9 17.7 25.7 23.8 13.6 14.3 8.3 6.0 

Nonalcoholic beverages ...................................... 33,587 4.6 16.6 24.7 25.7 15.1 13.3 7.7 5.7 

Food prepared by consumer unit on

out-of-town trips ................................................. 4,752 2.8 10.6 22.2 24.2 25.3 14.8 10.5 4.3 

Food away from home ............................................. 282,483 5.9 17.8 24.6 24.5 15.4 11.7 7.3 4.4 

Alcoholic beverages .................................................. 53,292 8.5 19.4 24.5 22.0 14.7 10.9 7.0 3.9 

Housing ..................................................................... 1,618,136 4.2 17.3 25.0 23.7 15.5 14.4 7.8 6.7 

Shelter ..................................................................... 930,071 4.6 18.2 25.5 23.7 14.8 13.0 7.0 6.1 

Owned dwellings ................................................... 619,141 1.4 14.8 27.3 26.7 16.9 13.0 7.5 5.5 

Mortgage interest and charges ............................ 341,424 1.6 18.2 32.3 27.8 14.4 5.8 4.3 1.4 

Property taxes ..................................................... 161,768 1.3 10.9 23.2 25.6 19.0 19.9 10.6 9.3 

Maintenance, repairs, insurance, other

expenses ........................................................... 115,949 1.2 10.1 18.4 24.8 21.1 24.4 12.4 12.0 

Rented dwellings ................................................... 255,946 12.6 28.9 23.0 15.2 8.0 12.4 4.9 7.5 

Other lodging ......................................................... 54,984 3.9 8.0 16.7 30.6 23.6 17.1 10.8 6.4 

Utilities, fuels, and public services ........................... 340,315 3.7 15.3 23.4 23.8 16.5 17.3 9.5 7.8 

Natural gas ............................................................ 49,305 2.4 14.4 23.1 22.7 16.9 20.4 10.9 9.5 

Electricity ............................................................... 123,772 3.6 15.0 23.5 23.6 16.6 17.6 9.7 7.9 

Fuel oil and other fuels .......................................... 14,016 1.8 8.5 17.8 25.3 20.1 26.5 13.1 13.5 

Telephone services ............................................... 115,144 4.9 17.4 23.9 24.3 15.8 13.8 8.0 5.8 

Water and other public services ............................ 38,078 2.3 14.0 23.7 23.7 16.9 19.3 10.4 8.9 

Household operations .............................................. 87,540 2.7 20.3 27.3 18.8 12.9 18.0 6.7 11.3 

Personal services .................................................. 34,851 4.0 32.6 39.2 8.9 2.1 13.1 .9 12.3 

Other household expenses .................................... 52,689 1.8 12.2 19.4 25.3 20.0 21.3 10.6 10.7 

Housekeeping supplies ........................................... 68,966 3.3 14.3 24.0 25.6 16.3 16.4 9.4 7.0 

Laundry and cleaning supplies .............................. 17,235 3.9 16.4 24.1 25.5 15.7 14.4 8.1 6.3 

Other household products ..................................... 33,691 3.0 13.1 24.5 26.7 16.2 16.4 9.6 6.8 

Postage and stationery .......................................... 18,040 3.2 14.7 22.8 23.7 17.2 18.4 10.2 8.2 

Household furnishings and equipment .................... 191,244 3.8 15.8 24.8 24.5 17.5 13.5 8.2 5.3 

Household textiles ................................................. 18,299 2.7 11.2 24.9 23.3 19.1 18.8 7.6 11.2 

Furniture ................................................................ 48,486 4.8 18.6 27.1 20.3 18.2 11.1 7.5 3.6 

Floor coverings ...................................................... 6,045 1.1 11.5 20.4 25.5 25.2 16.4 11.4 5.0 

Major appliances ................................................... 23,705 2.7 15.1 24.2 23.7 17.7 16.7 9.9 6.8 

Small appliances, miscellaneous

housewares ......................................................... 12,150 4.5 16.8 19.4 24.1 18.5 16.7 10.2 6.5 

Miscellaneous household equipment .................... 82,560 3.8 15.6 24.7 27.5 16.1 12.2 7.9 4.4 

Apparel and services ................................................. 210,799 5.8 19.9 24.7 24.7 15.2 9.6 6.5 3.2 

Men and boys .......................................................... 47,147 4.5 19.1 27.4 27.0 12.4 9.7 7.5 2.2 

Men, 16 and over ................................................... 36,822 5.2 18.0 23.6 28.9 13.3 10.9 8.4 2.5 

Boys, 2 to 15 .......................................................... 10,325 1.9 22.8 41.3 19.9 8.9 5.2 4.2 1.0 

See footnotes at end of table.
Table 57. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey,

2004 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Women and girls ...................................................... $85,713 6.2 17.4 22.8 26.5 15.9 11.2 7.2 4.0 

Women, 16 and over ............................................. 73,216 6.9 17.2 19.3 26.9 17.4 12.3 7.8 4.5 

Girls, 2 to 15 .......................................................... 12,497 2.1 18.4 43.1 24.7 6.9 4.8 3.5 1.3 

Children under 2 ...................................................... 9,116 10.0 39.4 22.8 13.7 9.0 5.0 3.4 1.6 

Footwear .................................................................. 38,138 6.1 20.7 26.7 23.6 15.8 7.2 4.6 2.6 

Other apparel products and services ....................... 30,685 5.4 21.7 24.0 20.4 18.9 9.5 6.1 3.5 

Transportation ........................................................... 907,129 4.6 18.2 24.4 24.4 16.2 12.2 8.1 4.2 

Vehicle purchases (net outlay) ................................ 395,018 4.5 19.8 25.5 22.8 16.0 11.3 8.0 3.3 

Cars and trucks, new ............................................. 203,305 2.4 18.2 26.1 21.3 19.9 12.2 8.6 3.6 

Cars and trucks, used ............................................ 183,986 6.9 22.0 24.9 23.5 11.8 10.8 7.6 3.1 

Other vehicles ........................................................ 7,727 37.2 11.5 24.5 42.3 313.1 31.4 31.3 1 ( )

Gasoline and motor oil ............................................. 185,767 5.4 17.6 24.3 25.3 15.7 11.8 7.6 4.2 

Other vehicle expenses ........................................... 275,032 4.3 17.0 23.5 26.4 16.1 12.8 7.8 5.0 

Vehicle finance charges ........................................ 37,607 3.5 21.1 27.8 25.1 15.6 6.9 5.4 1.5 

Maintenance and repairs ....................................... 75,759 4.7 15.5 21.9 26.2 17.1 14.7 8.7 6.0 

Vehicle insurance .................................................. 112,139 4.2 16.4 22.9 26.9 15.2 14.4 8.3 6.2 

Vehicle rental, leases, licenses, other

charges ................................................................ 49,527 4.3 17.8 23.9 26.4 17.0 10.6 7.0 3.6 

Public transportation ................................................ 51,312 3.7 13.9 20.4 23.6 20.6 17.8 11.5 6.3 

Health care ................................................................ 299,289 1.9 9.9 18.2 21.3 19.0 29.6 14.3 15.4 

Health insurance ...................................................... 154,854 1.8 10.6 18.6 19.8 17.7 31.5 15.7 15.8 

Medical services ...................................................... 75,393 2.1 10.4 20.9 25.5 20.7 20.5 9.4 11.1 

Drugs ....................................................................... 55,814 1.9 7.4 13.8 19.5 20.0 37.4 17.2 20.2 

Medical supplies ...................................................... 13,228 2.1 9.2 16.8 23.8 21.1 27.1 12.2 14.8 

Entertainment ............................................................ 257,887 4.0 16.0 23.4 24.9 19.1 12.6 8.2 4.4 

Fees and admissions ............................................... 61,390 4.0 13.1 26.1 25.8 17.6 13.4 8.5 4.9 

Television, radios, sound equipment ....................... 91,582 4.8 17.9 24.2 24.0 15.4 13.7 7.7 6.0 

Pets, toys, hobbies, and playground

equipment .............................................................. 44,216 4.4 17.9 25.2 25.4 16.8 10.4 6.7 3.7 

Other entertainment supplies, equipment,

and services .......................................................... 60,700 2.5 14.8 18.2 24.9 27.8 11.8 9.8 2.0 

Personal care products and services ........................ 67,485 4.4 16.1 23.7 24.0 16.1 15.6 8.6 7.0 

Reading ..................................................................... 15,165 3.0 12.0 19.5 23.2 20.4 22.0 11.7 10.3 

Education ................................................................... 105,264 15.3 13.4 18.0 35.3 12.1 5.9 3.8 2.2 

Tobacco products and smoking supplies .................. 33,504 6.2 16.4 25.1 26.6 15.7 10.0 6.6 3.4 

Miscellaneous ............................................................ 80,207 3.3 14.6 23.3 22.8 17.9 18.1 10.3 7.8 

Cash contributions ..................................................... 163,729 1.7 9.7 18.6 23.5 18.7 27.8 16.9 10.9 

Personal insurance and pensions ............................. 560,849 2.7 16.5 26.9 29.2 18.2 6.5 4.7 1.8 

Life and other personal insurance ........................... 45,390 .6 10.1 20.8 26.4 23.6 18.7 11.7 7.0 

Pensions and Social Security .................................. 515,460 2.9 17.1 27.5 29.5 17.7 5.4 4.1 1.3 

Sources of income and personal taxes: 

Money income before taxes ...................................... 6,331,893 3.2 16.1 24.9 26.4 16.8 12.6 7.5 5.1 

Wages and salaries ................................................. 5,022,494 3.5 18.8 28.4 28.8 15.8 4.6 3.6 1.0 

Self-employment income ......................................... 349,759 1.6 10.8 23.6 31.6 19.0 13.5 9.6 4.0 

Social Security, private and government

retirement .............................................................. 680,028 .3 .9 2.7 7.8 22.8 65.5 33.2 32.3 

Interest, dividends, rental income, other

property income ..................................................... 146,596 1.7 6.3 10.3 19.5 21.5 40.7 17.5 23.2 

Unemployment and workers’ compensation,

veterans’ benefits .................................................. 27,503 2.0 15.6 27.0 31.6 17.7 6.0 4.2 1.8 

See footnotes at end of table.
Table 57. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey,

2004 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

65-74

years

75 years

and older

Public assistance, supplemental security

income, food stamps ............................................. $35,819 6.0 19.8 22.9 21.6 16.7 13.1 7.1 5.9 

Regular contributions for support ............................ 47,980 17.7 16.1 31.2 20.7 8.8 5.4 1.4 3.9 

Other income ........................................................... 21,715 20.6 19.3 16.2 19.9 13.2 10.8 5.6 5.2 

Personal taxes ........................................................... 251,848 1.2 12.8 22.1 34.6 20.7 8.6 4.5 4.1 

Federal income taxes .............................................. 176,626 1.0 12.1 21.2 35.9 21.4 8.4 4.3 4.0 

State and local income taxes ................................... 54,899 2.0 16.7 26.2 32.6 18.6 3.8 2.4 1.4 

Other taxes .............................................................. 20,323 .4 9.0 18.7 28.4 20.3 23.2 11.8 11.4 

Income after taxes ..................................................... 6,080,045 3.3 16.2 25.0 26.0 16.7 12.7 7.6 5.1 

1 Value less than 0.05. 2 Value less than 0.5.3 Data are likely to have large sampling errors.