Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2002

(Aggregates in millions of dollars, unless otherwise indicated)

Item

Complete reporting of income

Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Number of consumer units (in thousands) ........................ 92,388 18,456 18,474 18,474 18,487 18,498 

Percent distribution of consumer units .............................. 100.0 20.0 20.0 20.0 20.0 20.0 

Consumer unit characteristics (mean values): 

Income before taxes 1 ..................................................... $49,430 $8,316 $21,162 $36,989 $59,177 $121,367 

Income after taxes 1 ........................................................ 46,934 8,323 20,859 35,817 56,497 113,044 

 Age of reference person ................................................. 48.1 50.3 51.5 47.8 45.3 45.5 

Average number in consumer unit:

Persons ......................................................................... 2.5 1.7 2.2 2.5 2.8 3.2 

 Children under 18 ......................................................... .7 .4 .5 .6 .8 .9 

 Persons 65 and over ..................................................... .3 .4 .5 .3 .2 .1 

 Earners ......................................................................... 1.4 .7 1.0 1.4 1.8 2.1 

 Vehicles ........................................................................ 2.0 1.0 1.5 2.0 2.5 2.9 

Percent distribution:

Sex of reference person:

Male ............................................................................ 51 35 45 53 59 62 

 Female ........................................................................ 49 65 55 47 41 38 

Housing tenure:

Homeowner ................................................................. 66 42 56 65 77 89 

 With mortgage ........................................................... 40 12 21 39 57 74 

 Without mortgage ...................................................... 25 30 35 26 20 15 

 Renter ......................................................................... 34 58 44 35 23 11 

Race of reference person:

Black ........................................................................... 11 16 14 11 9 6 

 White and other ........................................................... 89 84 86 89 91 94 

Education of reference person:

Elementary (1-8) ......................................................... 6 13 10 5 2 1 

 High school (9-12) ....................................................... 37 47 47 41 32 19 

 College ........................................................................ 56 40 42 54 65 80 

 Never attended and other ........................................... 2 ( ) 2 ( ) 1 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ........................... 88 65 87 94 98 98 

Annual aggregate expenditures ........................................ $3,814,110 8.9 12.7 17.3 23.7 37.4 

Food ................................................................................ 452,223 11.3 14.7 18.0 23.4 32.6 

 Food at home ................................................................ 256,417 13.3 16.6 19.1 22.8 28.2 

 Cereals and bakery products ...................................... 37,428 13.7 16.7 18.7 22.4 28.4 

 Cereals and cereal products ..................................... 12,767 14.6 17.3 18.6 22.2 27.3 

 Bakery products ........................................................ 24,661 13.2 16.4 18.8 22.5 29.0 

 Meats, poultry, fish, and eggs ..................................... 64,802 14.1 17.2 19.1 22.8 26.8 

 Beef ........................................................................... 18,956 13.6 16.8 19.7 22.8 27.1 

 Pork ........................................................................... 13,644 15.0 18.9 19.1 22.9 24.0 

 Other meats .............................................................. 8,197 14.8 18.0 18.1 22.7 26.4 

 Poultry ....................................................................... 11,623 13.5 16.7 19.3 24.1 26.3 

 Fish and seafood ...................................................... 9,618 13.5 14.5 18.3 21.5 32.2 

 Eggs .......................................................................... 2,764 16.0 20.1 20.1 21.5 22.2 

Dairy products ............................................................. 27,405 13.3 16.7 19.2 22.8 28.0 

 Fresh milk and cream ............................................... 10,672 14.3 18.9 19.1 22.4 25.2 

 Other dairy products ................................................. 16,732 12.6 15.3 19.3 23.0 29.8 

 Fruits and vegetables .................................................. 45,213 13.4 17.0 18.9 22.3 28.5 

 Fresh fruits ................................................................ 14,365 13.5 17.0 18.6 21.4 29.5 

 Fresh vegetables ...................................................... 14,425 13.2 17.1 18.5 22.8 28.4 

 Processed fruits ........................................................ 9,492 13.4 16.7 18.9 22.4 28.4 

 Processed vegetables ............................................... 6,931 13.5 16.8 20.2 22.9 26.6 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2002 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item

Complete reporting of income

Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

 Other food at home ..................................................... $81,570 12.4 16.0 19.4 23.1 29.1 

 Sugar and other sweets ............................................ 9,981 13.5 16.1 19.5 22.5 28.3 

 Fats and oils .............................................................. 6,980 14.5 17.7 19.3 23.9 24.6 

 Miscellaneous foods ................................................. 39,349 11.8 15.9 19.6 23.4 29.3 

 Nonalcoholic beverages ............................................ 21,191 13.2 16.4 19.2 22.9 28.3 

Food prepared by consumer unit on

out-of-town trips ...................................................... 4,070 8.6 11.2 17.7 21.4 41.0 

 Food away from home .................................................. 195,806 8.7 12.1 16.6 24.3 38.3 

Alcoholic beverages ........................................................ 33,436 8.3 11.2 18.7 22.4 39.4 

Housing ........................................................................... 1,230,077 9.9 13.5 17.4 22.7 36.5 

 Shelter ........................................................................... 725,589 9.9 13.1 17.2 22.3 37.4 

 Owned dwellings ......................................................... 475,613 5.5 9.1 14.8 23.9 46.6 

 Mortgage interest and charges ................................. 272,244 3.7 6.7 14.0 25.2 50.4 

 Property taxes ........................................................... 111,732 7.9 11.6 14.5 22.6 43.4 

Maintenance, repairs, insurance, other

expenses ................................................................. 91,638 7.8 13.5 17.7 21.9 39.1 

 Rented dwellings ......................................................... 202,973 20.4 23.6 24.1 19.2 12.8 

 Other lodging .............................................................. 47,002 9.0 8.5 12.3 18.7 51.5 

Utilities, fuels, and public services ................................ 247,864 12.4 16.5 19.3 23.2 28.7 

 Natural gas .................................................................. 29,877 11.3 16.0 20.1 21.4 31.1 

 Electricity ..................................................................... 89,866 13.3 17.6 19.5 23.1 26.4 

 Fuel oil and other fuels ................................................ 8,298 14.4 20.0 17.2 20.7 27.8 

 Telephone services ..................................................... 89,400 12.1 15.3 19.2 23.8 29.6 

 Water and other public services .................................. 30,423 10.9 15.9 18.4 23.8 31.0 

 Household operations ................................................... 68,013 6.4 11.3 16.6 20.9 44.9 

 Personal services ........................................................ 32,510 4.6 10.2 18.1 21.1 46.0 

 Other household expenses ......................................... 35,503 8.1 12.2 15.2 20.7 43.8 

Housekeeping supplies ................................................. 48,205 10.1 14.1 16.5 30.7 28.6 

 Laundry and cleaning supplies ................................... 11,138 13.2 18.7 18.1 24.6 25.5 

 Other household products ........................................... 25,614 8.6 11.9 15.1 36.0 28.4 

 Postage and stationery ............................................... 11,453 10.6 14.7 18.2 24.6 31.9 

 Household furnishings and equipment .......................... 140,406 6.8 11.2 15.9 22.5 43.6 

 Household textiles ....................................................... 11,887 6.8 17.1 16.5 18.3 41.3 

 Furniture ...................................................................... 36,880 5.0 9.4 14.7 21.3 49.7 

 Floor coverings ........................................................... 3,922 5.8 12.9 11.3 16.6 53.4 

 Major appliances ......................................................... 17,975 8.5 10.6 17.0 23.7 40.1 

Small appliances, miscellaneous

housewares ............................................................... 9,040 8.2 14.2 18.2 22.9 36.5 

 Miscellaneous household equipment .......................... 60,703 7.2 10.8 16.2 24.0 41.9 

Apparel and services ...................................................... 155,353 10.1 12.4 16.3 22.4 38.8 

 Men and boys ............................................................... 36,298 8.5 11.1 15.6 22.7 42.1 

 Men, 16 and over ........................................................ 28,096 7.8 10.3 15.5 22.8 43.6 

 Boys, 2 to 15 ............................................................... 8,202 11.1 13.7 15.9 22.5 36.8 

 Women and girls ........................................................... 61,586 11.5 12.9 15.9 21.6 38.1 

 Women, 16 and over ................................................... 50,587 12.4 12.5 15.5 21.5 38.2 

 Girls, 2 to 15 ................................................................ 10,999 7.3 14.9 17.9 22.0 37.8 

 Children under 2 ........................................................... 7,440 7.9 13.8 22.2 21.3 34.8 

 Footwear ....................................................................... 26,907 10.9 13.3 17.0 24.8 34.0 

 Other apparel products and services ............................ 23,123 8.4 11.9 15.8 21.4 42.4 

Transportation ................................................................. 736,316 8.2 12.6 18.7 26.0 34.5 

 Vehicle purchases (net outlay) ...................................... 349,072 8.5 12.3 19.0 26.9 33.3 

 Cars and trucks, new .................................................. 163,287 6.2 9.6 17.9 26.8 39.6 

 Cars and trucks, used ................................................. 179,176 10.8 15.0 20.2 27.0 27.0 

 Other vehicles ............................................................. 6,608 32.9 36.7 14.0 28.7 47.7 

 Gasoline and motor oil .................................................. 115,707 9.3 14.5 19.9 25.1 31.3 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2002 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item

Complete reporting of income

Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

 Other vehicle expenses ................................................ $234,492 7.4 12.3 18.3 25.5 36.5 

 Vehicle finance charges .............................................. 37,278 5.2 9.5 19.4 28.6 37.3 

 Maintenance and repairs ............................................ 66,737 8.7 13.9 18.3 24.5 34.6 

 Vehicle insurance ........................................................ 84,959 8.2 14.2 20.0 25.1 32.5 

Vehicle rental, leases, licenses, other

charges ..................................................................... 45,518 5.5 8.7 14.4 25.3 46.2 

 Public transportation ..................................................... 37,046 8.0 10.7 14.9 23.5 42.9 

Health care ...................................................................... 220,649 11.6 18.1 20.8 22.4 27.1 

 Health insurance ........................................................... 109,446 11.8 18.7 20.5 22.9 26.2 

 Medical services ........................................................... 55,847 7.9 13.7 21.6 24.0 32.9 

 Drugs ............................................................................ 45,390 14.9 22.9 21.0 19.3 21.9 

 Medical supplies ........................................................... 9,966 14.8 14.9 20.0 21.8 28.5 

Entertainment .................................................................. 195,990 7.5 10.2 15.2 24.5 42.6 

 Fees and admissions .................................................... 51,882 6.5 8.0 12.4 21.9 51.2 

 Television, radios, sound equipment ............................ 65,372 10.8 14.0 18.7 24.4 32.2 

 Pets, toys, and playground equipment .......................... 34,435 7.1 11.7 17.2 27.4 36.7 

Other entertainment supplies, equipment,

and services ................................................................ 44,301 4.1 6.0 11.6 25.6 52.7 

Personal care products and services .............................. 47,901 10.8 14.8 17.5 22.9 33.9 

Reading ........................................................................... 13,425 9.5 13.4 16.6 23.2 37.4 

Education ........................................................................ 70,543 17.2 9.4 11.3 17.1 44.9 

Tobacco products and smoking supplies ........................ 30,779 14.2 19.9 23.4 24.6 17.9 

Miscellaneous ................................................................. 76,864 8.8 14.8 17.9 24.1 34.5 

Cash contributions .......................................................... 126,178 6.6 12.6 16.4 22.8 41.6 

Personal insurance and pensions ................................... 424,375 2.2 6.5 14.0 25.2 52.2 

 Life and other personal insurance ................................. 39,225 7.5 11.4 16.0 22.5 42.6 

 Pensions and Social Security ....................................... 385,150 1.7 6.0 13.8 25.4 53.1 

Sources of income and personal taxes: 1

Money income before taxes .............................................. 4,566,788 3.4 8.6 15.0 24.0 49.2 

 Wages and salaries ...................................................... 3,682,981 1.5 6.0 14.1 25.4 53.1 

 Self-employment income .............................................. 206,679 -.7 4.6 10.0 16.6 69.5 

 Social Security, private and government retirement ..... 483,576 15.1 26.8 23.8 19.3 15.0 

 Interest, dividends, rental income, other property

income ........................................................................ 85,406 2.2 8.4 15.7 18.1 55.7 

 Unemployment and workers’ compensation, veterans’

benefits ....................................................................... 21,520 7.4 18.4 22.7 28.2 23.2 

 Public assistance, supplemental security income, food

stamps ........................................................................ 32,559 45.4 27.1 12.9 9.4 5.1 

 Regular contributions for support .................................. 38,106 14.7 17.5 14.0 13.8 40.0 

 Other income ................................................................ 15,961 20.9 25.0 11.9 10.8 31.4 

Personal taxes ................................................................ 230,625 -.1 2.4 9.4 21.5 66.8 

 Federal income taxes .................................................... 170,231 -.5 1.3 8.1 21.1 70.0 

 State and local income taxes ........................................ 46,790 .5 3.9 11.7 22.6 61.2 

 Other taxes ................................................................... 13,603 3.3 11.3 17.8 22.6 44.9 

Income after taxes .......................................................... 4,336,164 3.5 8.9 15.3 24.1 48.2 

1 Components of income and taxes are derived from "complete

income reporters" only; see glossary.

2 Value less than 0.5. 3 Data are likely to have large sampling errors.