Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

Number of consumer units (in thousands)1................................................... 28,024 19,531 11,289 8,242 8,492 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $78,572 $92,643 $108,124 $71,437 $46,211 

 Income after taxes ...................................................................................... 69,887 81,549 94,300 64,084 43,063 

 Age of reference person ............................................................................. 52.2 55.5 49.4 63.9 44.6 

 Average number in consumer unit: 

 People ..................................................................................................... 2.4 2.5 2.8 2.1 2.1 

 Children under 18.................................................................................... .6 .6 .8 .3 .6 

 Adults 65 and older ................................................................................. .4 .5 .3 .8 .2 

 Earners .................................................................................................... 1.3 1.4 1.7 1.0 1.1 

 Vehicles ................................................................................................... 2.1 2.5 2.6 2.3 1.3 

Percent distribution: 

 Reference person: 

 Men ......................................................................................................... 47 48 50 46 45 

 Women .................................................................................................... 53 52 50 54 55 

 Housing tenure: 

 Homeowner ............................................................................................. 70 100 100 100 n.a. 

 With mortgage ...................................................................................... 40 58 100 n.a. n.a. 

 Without mortgage................................................................................. 29 42 n.a. 100 n.a. 

 Renter ...................................................................................................... 30 n.a. n.a. n.a. 100 

 Race of reference person: 

 Black or African-American ...................................................................... 11 7 7 7 21 

 White, Asian, and all other races ............................................................ 89 93 93 93 79 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ................................................................................... 6 5 6 3 9 

 Not Hispanic or Latino ............................................................................. 94 95 94 97 91 

 Education of reference person: 

 Elementary (1-8) ..................................................................................... 2 2 1 3 1 

 High school (9-12) ................................................................................... 29 26 21 34 35 

 College .................................................................................................... 69 72 78 63 64 

 Never attended and other ....................................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ........................................................ 92 98 99 97 79 

Average annual expenditures........................................................................ $59,789 $68,380 $76,171 $57,476 $40,489 

 Food ........................................................................................................... 7,302 8,275 9,166 6,886 5,274 

 Food at home .......................................................................................... 4,571 5,186 5,591 4,547 3,298 

 Cereals and bakery products ............................................................... 587 662 704 596 432 

 Cereals and cereal products ............................................................ 190 213 231 184 141 

 Bakery products ................................................................................ 397 449 473 412 291 

 Meats, poultry, fish, and eggs .............................................................. 951 1,101 1,167 998 640 

 Beef ................................................................................................... 290 356 398 289 152 

 Pork ................................................................................................... 194 225 216 238 131 

 Other meats ...................................................................................... 134 149 161 132 102 

 Poultry ............................................................................................... 159 175 197 140 126 

 Fish and seafood .............................................................................. 124 141 135 149 89 

 Eggs .................................................................................................. 50 55 59 50 40 

 Dairy products ...................................................................................... 445 516 562 445 296 

 Fresh milk and cream ....................................................................... 132 151 163 132 93 

 Other dairy products ......................................................................... 313 366 399 313 204 

 Fruits and vegetables .......................................................................... 839 941 1,010 830 630 

 Fresh fruits ........................................................................................ 299 337 364 293 221 

 Fresh vegetables .............................................................................. 265 298 318 268 196 

 Processed fruits ................................................................................ 114 127 139 108 88 

 Processed vegetables ...................................................................... 161 179 189 161 125 

 Other food at home .............................................................................. 1,749 1,966 2,149 1,677 1,299 

 Sugar and other sweets .................................................................... 175 198 206 185 128 

 Fats and oils ..................................................................................... 112 125 137 106 85 

See footnotes at end of table. 
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

 Miscellaneous foods ......................................................................... 973 1,092 1,210 904 729 

 Nonalcoholic beverages ................................................................... 432 485 530 413 324 

 Food prepared by consumer unit on out-of-town trips ..................... 57 66 64 69 34 

 Food away from home ............................................................................ 2,731 3,089 3,575 2,340 1,976 

 Alcoholic beverages ................................................................................... 538 660 773 482 282 

 Housing ...................................................................................................... 18,973 20,706 23,732 16,553 15,078 

 Shelter ..................................................................................................... 10,565 10,862 13,219 7,633 9,881 

 Owned dwellings .................................................................................. 6,683 9,557 12,086 6,093 71 

 Mortgage interest and charges ......................................................... 2,333 3,340 5,654 170 318 

 Property taxes ................................................................................... 2,315 3,317 3,561 2,982 13 

 Maintenance, repairs, insurance, other expenses ........................... 2,034 2,901 2,871 2,942 341 

 Rented dwellings.................................................................................. 3,001 178 149 218 9,493 

 Other lodging ....................................................................................... 881 1,127 984 1,322 317 

 Utilities, fuels, and public services .......................................................... 3,976 4,576 4,862 4,184 2,596 

 Natural gas ........................................................................................... 600 706 733 670 354 

 Electricity .............................................................................................. 1,326 1,492 1,542 1,424 943 

 Fuel oil and other fuels ........................................................................ 88 113 105 125 31 

 Telephone services .............................................................................. 1,348 1,497 1,660 1,273 1,006 

 Residential phone service, VOIP, and phone cards ........................ 183 227 164 314 81 

 Cellular phone service ...................................................................... 1,166 1,270 1,497 959 925 

 Water and other public services .......................................................... 614 767 822 691 261 

 Household operations ............................................................................. 1,449 1,694 1,896 1,419 886 

 Personal services................................................................................. 509 594 791 325 314 

 Other household expenses .................................................................. 940 1,100 1,105 1,094 572 

 Housekeeping supplies ........................................................................... 862 1,057 1,011 1,129 460 

 Laundry and cleaning supplies ............................................................ 187 209 221 190 140 

 Other household products ................................................................... 540 682 615 786 247 

 Postage and stationery ........................................................................ 136 166 174 153 73 

 Household furnishings and equipment ................................................... 2,120 2,517 2,744 2,187 1,256 

 Household textiles................................................................................ 120 143 176 91 72 

 Furniture ............................................................................................... 480 562 612 492 292 

 Floor coverings .................................................................................... 25 31 33 28 11 

 Major appliances .................................................................................. 332 423 462 368 122 

 Small appliances, miscellaneous housewares .................................... 132 148 170 113 100 

 Miscellaneous household equipment .................................................. 1,032 1,211 1,291 1,095 659 

 Apparel and services .................................................................................. 1,636 1,732 1,919 1,446 1,435 

 Men and boys .......................................................................................... 353 382 465 256 294 

 Men, 16 and over ................................................................................. 256 281 335 198 204 

 Boys, 2 to 15 ........................................................................................ 97 101 131 58 90 

 Women and girls ..................................................................................... 642 679 727 606 564 

 Women, 16 and over ........................................................................... 555 588 611 553 485 

 Girls, 2 to 15 ......................................................................................... 87 90 116 53 79 

 Children under 2 ...................................................................................... 70 88 110 53 31 

 Footwear ................................................................................................. 355 369 403 315 325 

 Other apparel products and services ...................................................... 216 214 214 216 221 

 Transportation ............................................................................................ 10,346 11,935 13,376 9,962 6,697 

 Vehicle purchases (net outlay) ............................................................... 4,720 5,648 6,292 4,764 2,586 

 Cars and trucks, new ........................................................................... 2,051 2,620 2,702 2,508 741 

 Cars and trucks, used .......................................................................... 2,561 2,876 3,392 2,168 1,836 

 Other vehicles ...................................................................................... 108 151 198 388 39 

 Gasoline, other fuels, and motor oil ........................................................ 1,764 1,956 2,192 1,634 1,322 

 Other vehicle expenses .......................................................................... 3,390 3,805 4,366 3,039 2,440 

 Vehicle finance charges ....................................................................... 258 305 398 177 150 

 Maintenance and repairs ..................................................................... 935 1,031 1,092 949 721 

 Vehicle rental, leases, licenses, and other charges ............................ 826 956 1,145 696 528 

 Vehicle insurance................................................................................. 1,371 1,514 1,731 1,217 1,042 

 Public and other transportation ............................................................... 472 526 525 525 349 

 Healthcare .................................................................................................. 5,691 6,778 6,748 6,819 3,206 

 Health insurance ..................................................................................... 3,914 4,685 4,589 4,815 2,141 

 Medical services ...................................................................................... 1,023 1,202 1,312 1,050 613 

 Drugs ....................................................................................................... 551 644 611 692 349 

 Medical supplies ...................................................................................... 203 248 236 262 102 

 Entertainment ............................................................................................. 3,292 4,090 4,100 4,085 1,534 

See footnotes at end of table. 
Table 3300. Midwest region by housing tenure: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2019-2020 — Continued 

Homeowner 

Item 

All 

consumer 

units in 

the Midwest 

Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter 

 Fees and admissions .............................................................................. 572 711 827 543 259 

 Audio and visual equipment and services .............................................. 1,060 1,204 1,234 1,157 732 

 Pets, toys, hobbies, and playground equipment..................................... 954 1,224 1,089 1,442 386 

 Pets ...................................................................................................... 785 1,020 886 1,237 290 

 Toys, hobbies, and playground equipment ......................................... 169 204 203 205 96 

 Other entertainment supplies, equipment, and services ........................ 707 951 950 943 157 

 Personal care products and services ......................................................... 695 781 883 627 507 

 Reading ...................................................................................................... 112 134 132 141 63 

 Education.................................................................................................... 981 1,064 1,417 577 790 

 Tobacco products and smoking supplies ................................................... 359 330 379 263 427 

 Miscellaneous ............................................................................................. 799 921 1,011 797 520 

 Cash contributions...................................................................................... 1,985 2,481 1,969 3,182 846 

 Personal insurance and pensions .............................................................. 7,080 8,494 10,566 5,656 3,826 

 Life and other personal insurance .......................................................... 511 637 751 482 222 

 Pensions and Social Security ................................................................. 6,568 7,857 9,816 5,174 3,604 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $78,572 $92,643 $108,124 $71,437 $46,211 

 Wages and salaries................................................................................. 60,295 70,628 91,842 41,571 36,529 

 Self-employment income ........................................................................ 4,687 5,629 5,799 5,396 2,521 

 Social Security, private and government retirement ............................... 9,482 11,528 7,026 17,695 4,778 

 Interest, dividends, rental income, other property income ...................... 2,744 3,795 2,336 5,794 328 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 419 245 214 289 817 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 544 550 662 397 530 

 Other income ........................................................................................... 401 267 247 296 708 

 Personal taxes (contains some imputed values) ....................................... 8,686 11,094 13,825 7,353 3,148 

 Federal income taxes .............................................................................. 7,180 9,100 11,144 6,300 2,765 

 Stimulus payment (new UCC Q20202)# ................................................ -973 -1,052 -1,178 -880 -791 

 State and local income taxes .................................................................. 2,382 2,934 3,746 1,822 1,113 

 Other taxes .............................................................................................. 97 112 112 111 62 

 Income after taxes ...................................................................................... 69,887 81,549 94,300 64,084 43,063 

Addenda: 

 Net change in total assets and liabilities .................................................... $6,701 $10,001 -$4,678 $30,108 -$890 

 Net change in total assets ....................................................................... 19,293 26,422 23,158 30,891 2,898 

 Net change in total liabilities ................................................................... 12,592 16,420 27,837 783 3,789 

 Other financial information: 

 Other money receipts .............................................................................. 1,159 1,248 1,222 1,285 954 

 Mortgage principal paid on owned property ........................................... -2,232 -3,186 -5,086 -585 3

-38 

 Estimated market value of owned home................................................. 161,231 231,334 245,701 211,655 ( 4 ) 

 Estimated monthly rental value of owned home ..................................... 972 1,394 1,492 1,259 ( 4 ) 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

4

 No data reported. 

n.a. Not applicable. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021