Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2005-2006

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 11,156 424 2,721 4,401 2,465 717 428 

Consumer unit characteristics: 

Income before taxes ..................................... $81,728 $58,183 $58,476 $88,817 $100,070 $85,180 $68,543 

Income after taxes ........................................ 79,486 58,050 58,081 85,379 97,078 83,834 67,581 

Age of reference person ................................ 41.1 21.5 30.4 39.5 48.4 59.1 71.9 

Average number in consumer unit:

Persons ........................................................ 5.6 5.8 5.6 5.6 5.6 5.9 6.0 

Children under 18 ........................................ 2.7 2.2 3.1 3.1 2.3 1.9 1.8 

Persons 65 and over .................................... .1 1.1 2 ( ) .1 .1 .3 1.5 

Earners ........................................................ 2.2 2.7 1.9 2.0 2.6 2.7 2.2 

Vehicles ....................................................... 2.5 1.9 2.0 2.5 2.9 2.8 2.6 

Percent distribution:

Sex of reference person:

Male ............................................................. 45 45 36 44 53 51 44 

Female ......................................................... 55 55 64 56 47 49 56 

Housing tenure:

Homeowner .................................................. 72 45 57 77 79 80 86 

With mortgage ............................................ 59 37 48 66 63 60 41 

Without mortgage ....................................... 13 8 9 11 16 20 45 

Renter .......................................................... 28 55 43 23 21 20 14 

Race of reference person:

Black or African-American ........................... 15 15 17 12 13 27 18 

White, Asian, and all other races ................. 85 85 83 88 87 73 82 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 28 44 36 25 23 23 18 

Not Hispanic or Latino .................................. 72 56 64 75 77 77 82 

Education of reference person:

Elementary (1-8) .......................................... 9 13 8 8 10 10 21 

High school (9-12) ........................................ 39 62 44 34 34 41 46 

College ......................................................... 51 25 47 57 55 48 33 

Never attended and other ............................ 1 3 ( ) 1 1 4 ( ) 1 1 

At least one vehicle owned or leased ............ 92 82 91 94 94 91 89 

Average annual expenditures .......................... $63,645 $48,148 $52,027 $67,551 $73,814 $66,406 $49,643 

Food ............................................................... 9,213 6,963 7,673 9,549 10,928 10,098 6,754 

Food at home ............................................... 5,738 4,503 4,852 5,908 6,704 6,264 4,686 

Cereals and bakery products ..................... 791 598 647 868 868 798 646 

Cereals and cereal products .................... 278 242 231 294 320 273 217 

Bakery products ....................................... 513 356 416 574 548 525 429 

Meats, poultry, fish, and eggs .................... 1,424 1,354 1,245 1,355 1,752 1,612 1,295 

Beef .......................................................... 439 442 419 396 568 418 389 

Pork .......................................................... 282 263 249 272 321 358 293 

Other meats ............................................. 191 132 157 202 223 210 135 

Poultry ...................................................... 259 279 200 254 325 311 199 

Fish and seafood ..................................... 194 156 168 176 251 243 225 

Eggs ......................................................... 59 81 52 55 65 72 53 

Dairy products ............................................ 641 407 560 693 689 658 566 

Fresh milk and cream .............................. 269 195 261 291 261 237 261 

Other dairy products ................................ 372 211 299 402 428 421 305 

Fruits and vegetables ................................. 937 734 775 934 1,097 1,285 754 

Fresh fruits ............................................... 308 235 256 307 356 433 273 

Fresh vegetables ..................................... 288 208 226 276 357 461 241 

Processed fruits ....................................... 181 146 149 187 213 205 126 

Processed vegetables .............................. 161 145 144 165 172 186 114 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other food at home .................................... $1,945 $1,410 $1,626 $2,058 $2,299 $1,911 $1,425 

Sugar and other sweets ........................... 189 112 145 201 249 163 136 

Fats and oils ............................................. 143 105 123 144 170 161 141 

Miscellaneous foods ................................ 1,065 775 921 1,121 1,258 986 752 

Nonalcoholic beverages ........................... 493 386 392 535 555 544 344 

Food prepared by consumer unit on

out-of-town trips ..................................... 55 132 45 56 67 57 153 

Food away from home ................................. 3,475 2,460 2,821 3,641 4,224 3,834 2,068 

Alcoholic beverages ....................................... 372 300 270 392 433 541 1215 

Housing .......................................................... 20,867 16,131 18,288 22,871 22,324 19,596 14,947 

Shelter .......................................................... 12,048 9,378 10,912 13,223 12,864 10,732 7,348 

Owned dwellings ........................................ 8,799 4,449 6,244 10,399 10,102 8,538 5,832 

Mortgage interest and charges ................ 5,727 3,138 4,460 6,807 6,315 4,790 3,430 

Property taxes .......................................... 1,936 1,075 1,157 2,175 2,551 2,111 1,439 

Maintenance, repairs, insurance, other

expenses ................................................ 1,136 236 626 1,417 1,236 1,637 963 

Rented dwellings ........................................ 2,749 4,708 4,457 2,323 1,865 1,679 1,226 

Other lodging ............................................. 500 1222 211 501 897 515 1290 

Utilities, fuels, and public services ............... 4,456 4,073 3,770 4,502 4,990 4,949 4,828 

Natural gas ................................................. 677 708 521 702 781 749 654 

Electricity .................................................... 1,648 1,420 1,462 1,641 1,786 1,873 1,953 

Fuel oil and other fuels ............................... 153 182 99 161 211 97 1243 

Telephone services .................................... 1,435 1,424 1,226 1,430 1,631 1,640 1,367 

Water and other public services ................. 543 439 462 568 581 590 611 

Household operations .................................. 1,231 579 1,205 1,583 893 1,025 699 

Personal services ....................................... 739 1383 842 1,030 318 492 1293 

Other household expenses ........................ 491 196 363 554 575 533 406 

Housekeeping supplies ................................ 895 426 690 1,045 989 883 578 

Laundry and cleaning supplies .................. 225 117 219 232 244 239 198 

Other household products .......................... 501 245 355 622 543 400 306 

Postage and stationery .............................. 169 63 116 191 202 244 174 

Household furnishings and equipment ......... 2,236 1,675 1,711 2,518 2,587 2,007 1,495 

Household textiles ...................................... 163 175 162 153 207 117 53 

Furniture ..................................................... 658 469 529 740 705 743 396 

Floor coverings .......................................... 79 147 63 43 186 133 156 

Major appliances ........................................ 311 295 255 340 318 329 309 

Small appliances, miscellaneous

housewares .............................................. 163 173 139 151 241 106 97 

Miscellaneous household equipment ......... 863 516 564 1,091 930 679 584 

Apparel and services ..................................... 2,955 3,138 2,703 3,026 3,448 2,399 1,587 

Men and boys .............................................. 733 674 638 794 865 488 352 

Men, 16 and over ....................................... 434 551 337 441 557 374 168 

Boys, 2 to 15 .............................................. 299 123 301 353 308 114 184 

Women and girls .......................................... 1,102 1,380 861 1,070 1,459 1,008 824 

Women, 16 and over .................................. 736 1,196 493 627 1,119 776 765 

Girls, 2 to 15 ............................................... 366 184 367 443 340 232 59 

Children under 2 .......................................... 228 308 357 188 178 164 79 

Footwear ...................................................... 536 528 561 545 559 433 1266 

Other apparel products and services ........... 356 248 286 430 386 306 67 

Transportation ................................................ 11,595 10,810 10,026 11,827 13,153 12,464 9,523 

Vehicle purchases (net outlay) ..................... 4,932 5,902 4,425 4,916 5,315 5,598 4,028 

Cars and trucks, new ................................. 2,518 11,779 2,080 2,614 2,927 3,093 11,721 

Cars and trucks, used ................................ 2,328 4,123 2,211 2,213 2,353 2,337 2,307 

Other vehicles ............................................ 86 3 ( ) 1134 188 136 1168 3 ( )

Gasoline and motor oil ................................. 3,107 2,471 2,824 3,106 3,554 3,158 2,887 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Other vehicle expenses ............................... $3,042 $2,088 $2,494 $3,241 $3,566 $3,004 $2,447 

Vehicle finance charges ............................. 442 335 466 464 408 459 323 

Maintenance and repairs ........................... 826 458 621 909 968 798 850 

Vehicle insurance ....................................... 1,184 905 962 1,180 1,465 1,313 1,079 

Vehicle rental, leases, licenses, and other

charges .................................................... 591 390 445 688 725 434 195 

Public transportation .................................... 514 349 282 564 718 703 161 

Healthcare ...................................................... 2,617 1,096 1,644 2,631 3,045 4,925 3,822 

Health insurance .......................................... 1,273 543 865 1,319 1,428 1,764 2,399 

Medical services .......................................... 844 309 475 825 1,003 2,272 610 

Drugs ........................................................... 395 182 239 379 469 720 758 

Medical supplies .......................................... 106 162 65 109 145 169 156 

Entertainment ................................................. 3,163 1,812 2,495 3,634 3,610 2,999 1,576 

Fees and admissions ................................... 840 201 466 1,078 1,099 631 269 

Audio and visual equipment and services .... 1,113 994 890 1,137 1,411 985 878 

Pets, toys, hobbies, and playground

equipment .................................................. 503 263 500 509 539 617 359 

Other entertainment supplies, equipment,

and services ............................................... 707 355 640 910 561 766 70 

Personal care products and services ............. 685 604 547 714 813 616 784 

Reading .......................................................... 107 49 75 113 139 116 106 

Education ....................................................... 1,581 608 576 1,484 3,056 1,766 1,132 

Tobacco products and smoking supplies ....... 376 405 351 317 432 594 439 

Miscellaneous ................................................ 919 170 533 1,012 1,312 1,079 747 

Cash contributions ......................................... 1,982 1,361 1,708 2,104 2,302 1,849 1,447 

Personal insurance and pensions .................. 7,213 4,699 5,138 7,877 8,820 7,364 6,563 

Life and other personal insurance ................ 526 177 325 535 473 629 2,276 

Pensions and Social Security ...................... 6,688 4,623 4,813 7,342 8,347 6,735 4,287 

Sources of income and personal taxes: 

Money income before taxes ........................... 81,728 58,183 58,476 88,817 100,070 85,180 68,543 

Wages and salaries ..................................... 70,479 53,337 53,345 77,268 85,273 67,618 46,196 

Self-employment income ............................. 6,294 12,527 2,739 7,052 10,427 6,607 1495 

Social Security, private and government

retirement ................................................... 2,124 1330 513 1,133 1,772 7,216 17,814 

Interest, dividends, rental income, other

property income ......................................... 1,159 18 201 1,789 1,008 1,457 2,271 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 228 1142 161 221 313 1359 1101 

Public assistance, supplemental security

income, food stamps .................................. 825 1,572 1,052 638 536 1,370 1,305 

Regular contributions for support ................. 459 1151 333 585 487 1385 1226 

Other income ............................................... 161 1115 132 132 254 1167 1135 

Personal taxes ............................................... 2,242 133 395 3,439 2,992 1,346 962 

Federal income taxes ................................... 1,457 -84 -35 2,429 1,973 788 620 

State and local income taxes ....................... 600 189 346 836 678 368 145 

Other taxes .................................................. 185 128 84 174 341 189 198 

Income after taxes ......................................... 79,486 58,050 58,081 85,379 97,078 83,834 67,581 

See footnotes at end of table.
Table 3650. Consumer units of five or more persons by age of reference person: Average annual

expenditures and characteristics, Consumer Expenditure Survey, 2005-2006 — Continued

Item

Total

five or

more

persons

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Addenda:

Net change in total assets and liabilities ........ - $20,159 - $4,235 - $7,540 - $24,044 - $26,245 - $36,425 - $13,871 

Net change in total assets ............................ 16,477 19,539 23,112 19,255 9,747 4,000 2,392 

Net change in total liabilities ........................ 36,636 23,774 30,652 43,300 35,992 40,425 16,264 

Other financial information:

Other money receipts ................................... 217 13 74 159 564 162 125 

Mortgage principal paid on owned property -2,947 -1,069 -1,802 -3,240 -4,006 -2,702 -3,370 

Estimated market value of owned home ...... 210,687 122,551 127,154 231,714 278,173 235,580 182,359 

Estimated monthly rental value of owned

home .......................................................... 1,003 594 675 1,129 1,183 1,099 995 

Gifts of goods and services ............................ 855 367 1,456 599 853 685 523 

Food ............................................................. 61 113 43 66 90 123 99 

Alcoholic beverages ..................................... 17 3 ( ) 8 27 17 11 4 ( )

Housing ........................................................ 351 192 1,053 108 166 171 126 

Housekeeping supplies .............................. 19 13 18 16 29 129 14 

Household textiles ...................................... 9 112 16 8 117 16 11 

Appliances and miscellaneous

housewares .............................................. 10 11 19 9 15 120 12 

Major appliances ...................................... 2 11 12 12 15 12 3 ( )

Small appliances and miscellaneous

housewares ............................................ 8 3 ( ) 17 7 110 119 12 

Miscellaneous household equipment ......... 34 16 29 32 53 132 116 

Other housing ............................................ 278 171 991 43 52 184 14 

Apparel and services ................................... 182 190 166 179 204 185 178 

Males, 2 and over ...................................... 37 156 30 42 27 54 122 

Females, 2 and over .................................. 59 127 34 60 86 145 1135 

Children under 2 ........................................ 61 164 84 55 47 66 121 

Other apparel products and services ......... 26 143 118 22 44 120 4 ( )

Jewelry and watches ................................ 8 12 16 11 7 13 4 ( )

All other apparel products and services ... 18 141 112 111 137 117 3 ( )

Transportation .............................................. 52 112 81 55 38 20 119 

Health care ................................................... 13 3 ( ) 129 16 14 18 145 

Entertainment ............................................... 51 112 41 45 90 139 132 

Toys, games, arts and crafts, and tricycles 13 15 12 10 18 114 112 

Other entertainment ................................... 39 18 29 34 72 125 120 

Personal care products and services ........... 11 3 ( ) 13 13 5 3 ( ) 166 

Reading ........................................................ 4 ( ) 3 ( ) 4 ( ) 4 ( ) 11 4 ( ) 4 ( )

Education ..................................................... 73 111 15 58 164 1165 128 

All other gifts ................................................ 43 136 16 41 73 72 29 

1 Data are likely to have large sampling errors. 2 Value less than 0.05. 3 No data reported.4 Value less than or equal to 0.5.

n.a. Not applicable.