Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of

income, Consumer Expenditure Survey, 2016

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Number of consumer units (in thousands) ......... 129,549 25,884 26,019 25,905 25,900 25,842

Percent distribution of consumer units ............... 100.0 20.0 20.1 20.0 20.0 19.9

Consumer unit characteristics (mean values):

Income before taxes ......................................... $74,664 $11,389 $28,976 $50,563 $84,173 $198,674

Income after taxes ............................................ 64,175 11,832 29,423 47,681 75,065 157,215

Age of reference person ................................... 50.9 54.3 54.2 49.7 47.8 48.7

Average number in consumer unit:

People ............................................................ 2.5 1.6 2.2 2.5 2.9 3.1

Children under 18 ........................................... .6 .3 .5 .6 .7 .8

Adults 65 and older ........................................ .4 .4 .6 .4 .3 .2

Earners ........................................................... 1.3 .5 .8 1.4 1.8 2.0

Vehicles .......................................................... 1.9 .9 1.5 1.9 2.4 2.7

Percent distribution:

Reference person:

Men ................................................................ 47 39 43 47 51 56

Women ........................................................... 53 61 57 53 49 44

Housing tenure:

Homeowner .................................................... 62 40 54 60 73 85

With mortgage .............................................. 36 11 19 33 51 65

Without mortgage ......................................... 27 28 36 27 22 20

Renter ............................................................ 38 60 46 40 27 15

Race of reference person:

Black or African-American .............................. 13 20 16 13 10 7

White, Asian, and all other races ................... 87 80 84 87 90 93

Hispanic or Latino origin of reference person:

Hispanic or Latino .......................................... 13 13 16 17 12 8

Not Hispanic or Latino .................................... 87 87 84 83 88 92

Education of reference person:

Elementary (1-8) ............................................ 3 6 4 3 1 1 ( )

High school (9-12) .......................................... 32 45 41 35 25 12

College ........................................................... 65 48 54 62 73 88

Never attended and other .............................. 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............... 87 64 86 93 97 97

Annual aggregate expenditures ......................... $7,423,468 8.8 12.9 16.6 22.6 39.1

Food ................................................................. 932,575 10.7 13.8 17.3 23.4 34.8

Food at home ................................................. 524,199 12.4 15.4 18.3 23.4 30.6

Cereals and bakery products ....................... 67,893 12.0 15.8 19.6 23.2 29.5

Cereals and cereal products ...................... 22,235 12.2 15.9 20.3 23.1 28.5

Bakery products ......................................... 45,658 11.9 15.7 19.2 23.2 30.0

Meats, poultry, fish, and eggs ...................... 115,219 13.6 15.9 17.8 22.9 29.7

Beef ............................................................ 31,555 13.5 16.8 18.0 22.6 29.0

Pork ............................................................ 21,868 15.1 16.9 18.6 23.4 26.0

Other meats ............................................... 15,560 12.6 15.9 17.8 23.0 30.7

Poultry ........................................................ 22,205 13.6 15.7 17.4 23.7 29.6

Fish and seafood ........................................ 16,795 13.1 12.3 16.8 22.2 35.6

Eggs ........................................................... 7,235 13.6 18.4 17.6 22.2 28.2

Dairy products .............................................. 53,050 12.0 15.4 18.7 23.0 30.8

Fresh milk and cream ................................. 17,989 14.0 16.5 19.0 22.8 27.7

Other dairy products ................................... 35,060 11.0 14.9 18.6 23.2 32.4

Fruits and vegetables ................................... 101,357 11.3 15.1 17.9 23.3 32.4

Fresh fruits ................................................. 37,287 10.7 14.8 18.2 22.8 33.5

Fresh vegetables ........................................ 32,832 10.8 14.9 17.8 23.1 33.4

Processed fruits ......................................... 14,071 11.9 15.6 18.0 23.1 31.5

Processed vegetables ................................ 17,167 12.9 15.8 17.6 25.0 28.7

Other food at home ...................................... 186,681 12.4 15.0 18.1 23.9 30.6

Sugar and other sweets ............................. 19,142 12.4 14.8 18.0 23.1 31.7

Fats and oils ............................................... 14,419 12.7 15.2 17.9 24.1 30.1

Miscellaneous foods ................................... 95,075 11.8 14.5 18.5 24.2 31.0

Nonalcoholic beverages ............................. 50,908 14.3 16.4 18.2 23.5 27.6

Food prepared by consumer unit on

out-of-town trips ....................................... 7,137 5.1 11.8 13.8 24.0 45.3

Food away from home ................................... 408,376 8.6 11.8 16.0 23.4 40.1

See footnotes at end of table.
Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of

income, Consumer Expenditure Survey, 2016 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Alcoholic beverages ......................................... 62,654 6.5 10.8 14.5 23.5 44.7

Housing ............................................................ 2,446,505 10.9 14.4 17.3 21.9 35.6

Shelter ............................................................ 1,441,630 11.4 14.2 16.8 21.8 35.8

Owned dwellings .......................................... 815,568 6.0 10.1 14.4 23.9 45.5

Mortgage interest and charges .................. 374,324 3.8 6.8 13.2 25.7 50.6

Property taxes ............................................ 255,122 7.2 11.9 14.9 22.3 43.6

Maintenance, repairs, insurance, other

expenses .................................................. 186,122 8.7 14.4 16.3 22.7 38.0

Rented dwellings .......................................... 522,688 21.2 21.7 21.9 19.2 16.0

Other lodging ................................................ 103,374 4.2 8.7 9.5 18.4 59.1

Utilities, fuels, and public services ................. 503,158 11.9 16.6 19.7 22.9 28.9

Natural gas ................................................... 45,935 12.4 16.3 18.2 21.6 31.4

Electricity ...................................................... 187,044 14.0 18.2 19.9 21.7 26.2

Fuel oil and other fuels ................................. 11,043 11.0 17.3 19.0 20.7 31.9

Telephone services ...................................... 185,387 10.0 15.4 19.9 24.5 30.2

Residential phone service, VOIP, and

phone cards ............................................. 39,814 15.0 19.3 18.8 19.4 27.4

Cellular phone service ................................ 145,573 8.7 14.3 20.2 25.9 30.9

Water and other public services ................... 73,749 11.3 16.0 19.3 23.1 30.3

Household operations .................................... 179,276 8.4 11.8 14.4 20.5 44.9

Personal services ......................................... 59,152 6.6 7.5 10.0 20.0 56.0

Other household expenses .......................... 120,124 9.4 14.0 16.6 20.8 39.4

Housekeeping supplies .................................. 85,507 11.4 15.6 18.9 20.7 33.4

Laundry and cleaning supplies ..................... 20,703 13.4 17.9 19.0 20.1 29.6

Other household products ............................ 47,039 10.4 14.7 19.1 21.4 34.3

Postage and stationery ................................ 17,765 11.5 15.4 18.0 19.6 35.4

Household furnishings and equipment ........... 236,934 7.2 12.3 16.8 21.8 41.9

Household textiles ........................................ 12,749 8.8 15.2 16.3 26.0 33.8

Furniture ....................................................... 59,565 7.0 13.7 14.5 22.1 42.7

Floor coverings ............................................. 2,631 5.1 14.8 16.2 17.9 46.0

Major appliances .......................................... 36,642 7.4 14.6 18.6 21.8 37.5

Small appliances, miscellaneous

housewares ................................................ 15,946 9.4 12.7 18.8 26.1 33.0

Miscellaneous household equipment ........... 109,400 6.7 10.3 17.2 20.7 45.2

Apparel and services ........................................ 233,410 9.5 12.9 16.9 21.7 39.0

Men and boys ................................................. 55,245 9.7 13.4 17.0 20.7 39.2

Men, 16 and over ......................................... 41,828 9.6 13.6 16.8 20.0 40.0

Boys, 2 to 15 ................................................ 13,417 10.0 12.9 17.5 22.8 36.7

Women and girls ............................................ 86,076 9.7 12.9 17.4 22.8 37.1

Women, 16 and over .................................... 73,959 10.0 13.5 17.1 22.2 37.3

Girls, 2 to 15 ................................................. 12,117 7.9 9.7 19.6 27.0 35.9

Children under 2 ............................................. 8,583 6.8 13.9 15.5 30.7 33.1

Footwear ........................................................ 50,203 10.6 13.2 17.2 21.9 37.0

Other apparel products and services ............. 33,303 7.9 11.3 15.0 18.0 47.8

Transportation .................................................. 1,172,223 8.3 13.3 18.7 24.1 35.5

Vehicle purchases (net outlay) ....................... 470,770 7.3 13.8 19.5 24.1 35.3

Cars and trucks, new ................................... 213,697 5.6 13.9 17.2 23.7 39.6

Cars and trucks, used .................................. 248,561 8.8 13.8 21.7 24.2 31.4

Other vehicles .............................................. 8,512 28.2 210.0 11.3 30.5 40.1

Gasoline and motor oil ................................... 247,294 9.4 14.8 20.0 25.5 30.2

Other vehicle expenses .................................. 373,486 9.1 12.6 18.2 24.6 35.5

Vehicle finance charges ............................... 29,248 5.7 11.9 18.8 28.2 35.4

Maintenance and repairs .............................. 109,983 9.1 13.7 19.5 23.7 34.1

Vehicle insurance ......................................... 148,766 11.5 12.9 18.6 26.2 30.8

Vehicle rental, leases, licenses, and other

charges ...................................................... 85,488 5.9 10.9 15.7 21.9 45.5

Public and other transportation ...................... 80,673 7.2 9.1 12.4 18.1 53.2

Healthcare ........................................................ 597,428 9.3 15.4 18.5 23.6 33.2

Health insurance ............................................ 409,386 9.4 15.7 19.1 24.0 31.9

Medical services ............................................. 108,598 7.8 13.0 16.4 23.1 39.8

Drugs .............................................................. 59,925 11.9 17.8 19.4 22.0 28.9

Medical supplies ............................................. 19,518 9.5 14.0 15.8 23.2 37.5

Entertainment ................................................... 377,271 7.9 12.3 16.1 23.4 40.4

Fees and admissions ..................................... 88,223 4.3 7.7 11.4 20.4 56.2

Audio and visual equipment and services ...... 140,551 11.5 16.6 19.0 23.0 29.9

Pets, toys, hobbies, and playground

equipment .................................................... 95,880 7.6 12.5 16.2 25.2 38.5

Pets .............................................................. 75,525 7.6 11.8 16.3 26.0 38.3

Toys, hobbies, and playground equipment .. 20,355 7.6 15.0 15.9 22.3 39.1

See footnotes at end of table.
Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of

income, Consumer Expenditure Survey, 2016 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Other entertainment supplies, equipment,

and services ................................................. 52,617 4.6 8.2 15.9 26.2 45.2

Personal care products and services ............... 91,521 9.4 13.9 16.1 22.0 38.6

Reading ............................................................ 15,268 10.9 14.6 16.3 19.4 38.8

Education ......................................................... 172,129 10.2 11.5 9.3 14.9 54.1

Tobacco products and smoking supplies ......... 43,686 18.0 19.9 21.4 22.7 17.9

Miscellaneous .................................................. 124,294 7.0 13.5 21.0 22.1 36.3

Cash contributions ........................................... 269,573 5.4 13.8 12.5 18.2 50.2

Personal insurance and pensions .................... 884,933 1.9 5.2 12.4 24.2 56.4

Life and other personal insurance .................. 41,707 5.5 11.2 14.8 19.8 48.6

Pensions and Social Security ......................... 843,226 1.7 4.9 12.3 24.4 56.7

Sources of income and personal taxes:

Money income before taxes ............................. $9,672,707 3.0 7.8 13.5 22.5 53.1

Wages and salaries ........................................ 7,425,644 1.2 5.3 13.1 24.7 55.6

Self-employment income ................................ 812,321 .5 2.6 5.9 11.5 79.6

Social Security, private and government

retirement ..................................................... 1,036,476 14.7 27.6 22.8 18.0 16.9

Interest, dividends, rental income, other

property income ........................................... 226,859 1.4 4.4 9.5 15.5 69.2

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ........................ 67,197 43.4 29.4 14.7 9.9 2.6

Unemployment and workers’ compensation,

veterans’ benefits, and regular

contributions for support ............................... 57,556 7.8 19.0 20.3 26.5 26.3

Other income .................................................. 46,655 26.4 22.7 13.0 13.8 24.1

Personal taxes (contains some imputed

values) ............................................................ 1,358,841 -.8 -.9 5.5 17.4 78.8

Federal income taxes ..................................... 1,083,995 -1.0 -1.5 4.7 16.4 81.5

State and local income taxes ......................... 265,116 -.6 1.4 8.3 21.4 69.5

Other taxes ..................................................... 9,729 9.3 12.3 20.5 16.2 41.7

Income after taxes ............................................ 8,313,867 3.7 9.2 14.9 23.4 48.9

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2017