Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

Number of consumer units (in thousands)1............................. 131,234 26,295 26,268 26,330 26,209 26,133 

Lower limit ............................................................................... n.a. n.a. $24,010 $45,265 $75,890 $124,432 

Consumer unit characteristics: 

 Income before taxes 

 Mean ................................................. $84,352 $13,219 $34,550 $59,422 $97,221 $218,191 

 SE ..................................................... 1,260.38 251.59 346.28 318.60 637.88 4,187.98 

 CV(%)................................................ 1.49 1.90 1.00 .54 .66 1.92 

 Income after taxes 

 Mean ................................................. 74,949 15,140 36,397 58,001 89,766 176,094 

 SE ..................................................... 1,197.76 277.95 361.50 333.63 654.41 4,665.96 

 CV(%)................................................ 1.60 1.84 .99 .58 .73 2.65 

 Age of reference person ....................................................... 52.2 58.3 55.2 50.8 47.8 49.0 

 Average number in consumer unit: 

 People ............................................................................... 2.5 1.7 2.1 2.5 2.9 3.2 

 Children under 18 ............................................................. .6 .3 .5 .6 .7 .8 

 Adults 65 and older ........................................................... .4 .5 .6 .5 .3 .2 

 Earners .............................................................................. 1.3 .4 .8 1.3 1.8 2.1 

 Vehicles ............................................................................. 1.9 1.0 1.6 1.9 2.3 2.7 

Percent distribution: 

 Reference person: 

 Men ................................................................................... 47 35 44 48 51 57 

 Women .............................................................................. 53 65 56 52 49 43 

 Housing tenure: 

 Homeowner ....................................................................... 66 48 57 63 74 87 

 With mortgage................................................................ 39 15 24 35 54 67 

 Without mortgage .......................................................... 27 34 33 28 20 20 

 Renter................................................................................ 34 52 43 37 26 13 

 Race of reference person: 

 Black or African-American ................................................ 13 19 15 14 12 7 

 White, Asian, and all other races ...................................... 87 81 85 86 88 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ............................................................. 14 15 16 16 14 9 

 Not Hispanic or Latino ....................................................... 86 85 84 84 86 91 

 Education of reference person: 

 Elementary (1-8) ............................................................... 2 5 3 2 1 1 

 High school (9-12) ............................................................. 28 44 38 29 20 10 

 College .............................................................................. 69 50 59 68 79 90 

 Never attended and other ................................................. ( 2 ) ( 2 ) 1 ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased .................................. 90 72 89 95 96 97 

Average annual expenditures 

 Mean ................................................. $61,334 $28,724 $39,890 $51,543 $71,942 $114,840 

 SE ..................................................... 573.03 786.65 552.02 780.73 937.53 1,455.55 

 CV(%)................................................ .93 2.74 1.38 1.51 1.30 1.27 

 Food 

 Mean ................................................. 7,316 4,099 5,399 6,300 8,532 12,245 

 Share................................................. 11.9 14.3 13.5 12.2 11.9 10.7 

 SE ..................................................... 126.15 273.39 186.90 207.79 264.02 270.37 

 CV(%)................................................ 1.72 6.67 3.46 3.30 3.09 2.21 

 Food at home 

 Mean ................................................. 4,942 3,099 3,820 4,230 5,736 7,817 

 Share................................................. 8.1 10.8 9.6 8.2 8.0 6.8 

 SE ..................................................... 99.87 228.85 151.88 153.74 213.95 224.64 

 CV(%)................................................ 2.02 7.38 3.98 3.63 3.73 2.87 

 Cereals and bakery products 

 Mean ................................................. 640 425 486 543 756 988 

 Share................................................. 1.0 1.5 1.2 1.1 1.1 .9 

 SE ..................................................... 15.82 32.33 25.75 25.26 32.96 40.77 

 CV(%)................................................ 2.47 7.62 5.30 4.65 4.36 4.13 

 Cereals and cereal products 

 Mean ................................................. 212 126 149 185 255 345 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Cereals and cereal products 

 Share................................................. .3 .4 .4 .4 .4 .3 

 SE ..................................................... 5.46 10.22 8.78 10.00 14.45 17.15 

 CV(%)................................................ 2.58 8.14 5.91 5.41 5.67 4.98 

 Bakery products 

 Mean ................................................. 428 299 337 358 501 644 

 Share................................................. .7 1.0 .8 .7 .7 .6 

 SE ..................................................... 11.31 24.56 19.33 18.42 22.24 29.54 

 CV(%)................................................ 2.64 8.22 5.73 5.15 4.44 4.59 

 Meats, poultry, fish, and eggs 

 Mean ................................................. 1,075 669 856 944 1,225 1,681 

 Share................................................. 1.8 2.3 2.1 1.8 1.7 1.5 

 SE ..................................................... 26.77 62.97 41.82 42.77 61.20 62.13 

 CV(%)................................................ 2.49 9.42 4.88 4.53 4.99 3.70 

 Beef 

 Mean ................................................. 296 193 228 252 349 456 

 Share................................................. .5 .7 .6 .5 .5 .4 

 SE ..................................................... 10.79 25.24 16.09 17.85 24.68 28.14 

 CV(%)................................................ 3.65 13.04 7.05 7.08 7.07 6.16 

 Pork 

 Mean ................................................. 214 140 171 213 242 306 

 Share................................................. .3 .5 .4 .4 .3 .3 

 SE ..................................................... 9.78 15.85 13.38 19.29 32.44 15.35 

 CV(%)................................................ 4.56 11.33 7.82 9.07 13.42 5.01 

 Other meats 

 Mean ................................................. 142 85 120 121 168 215 

 Share................................................. .2 .3 .3 .2 .2 .2 

 SE ..................................................... 4.83 11.87 11.68 8.30 10.20 10.94 

 CV(%)................................................ 3.40 14.00 9.69 6.87 6.07 5.08 

 Poultry 

 Mean ................................................. 189 118 148 166 206 309 

 Share................................................. .3 .4 .4 .3 .3 .3 

 SE ..................................................... 7.30 9.15 12.17 10.86 13.04 22.49 

 CV(%)................................................ 3.86 7.75 8.23 6.56 6.35 7.29 

 Fish and seafood 

 Mean ................................................. 170 89 139 137 193 291 

 Share................................................. .3 .3 .3 .3 .3 .3 

 SE ..................................................... 7.72 8.67 15.54 13.99 16.53 16.47 

 CV(%)................................................ 4.54 9.74 11.15 10.18 8.58 5.65 

 Eggs 

 Mean ................................................. 64 44 49 55 68 103 

 Share................................................. .1 .2 .1 .1 .1 .1 

 SE ..................................................... 2.05 3.91 4.76 3.65 4.26 4.82 

 CV(%)................................................ 3.22 8.96 9.68 6.61 6.23 4.69 

 Dairy products 

 Mean ................................................. 474 303 353 410 577 725 

 Share................................................. .8 1.1 .9 .8 .8 .6 

 SE ..................................................... 9.49 22.02 18.85 17.44 25.36 26.91 

 CV(%)................................................ 2.00 7.26 5.33 4.26 4.40 3.71 

 Fresh milk and cream 

 Mean ................................................. 147 105 113 133 172 210 

 Share................................................. .2 .4 .3 .3 .2 .2 

 SE ..................................................... 3.70 8.06 5.68 5.67 8.12 8.51 

 CV(%)................................................ 2.52 7.69 5.02 4.25 4.71 4.06 

 Other dairy products 

 Mean ................................................. 327 198 240 276 405 515 

 Share................................................. .5 .7 .6 .5 .6 .4 

 SE ..................................................... 7.33 15.40 14.63 13.58 19.76 23.18 

 CV(%)................................................ 2.24 7.77 6.09 4.91 4.88 4.50 

 Fruits and vegetables 

 Mean ................................................. 977 622 767 838 1,108 1,549 

 Share................................................. 1.6 2.2 1.9 1.6 1.5 1.3 

 SE ..................................................... 26.18 52.71 38.94 37.05 49.47 52.06 

 CV(%)................................................ 2.68 8.48 5.08 4.42 4.47 3.36 

 Fresh fruits 

 Mean ................................................. 349 219 270 296 393 565 

 Share................................................. .6 .8 .7 .6 .5 .5 

 SE ..................................................... 9.81 16.13 17.44 17.46 20.43 19.85 

 CV(%)................................................ 2.81 7.37 6.45 5.91 5.19 3.52 

 Fresh vegetables 

 Mean ................................................. 311 191 235 263 356 508 

 Share................................................. .5 .7 .6 .5 .5 .4 

 SE ..................................................... 7.66 13.36 10.03 14.38 17.13 20.74 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Fresh vegetables 

 CV(%)................................................ 2.46 7.01 4.26 5.46 4.81 4.08 

 Processed fruits 

 Mean ................................................. 125 83 103 117 142 181 

 Share................................................. .2 .3 .3 .2 .2 .2 

 SE ..................................................... 4.52 11.62 7.14 8.10 9.42 9.80 

 CV(%)................................................ 3.61 14.03 6.94 6.89 6.65 5.40 

 Processed vegetables 

 Mean ................................................. 192 129 159 161 216 295 

 Share................................................. .3 .5 .4 .3 .3 .3 

 SE ..................................................... 8.56 18.36 14.48 9.36 14.32 17.57 

 CV(%)................................................ 4.46 14.20 9.12 5.81 6.62 5.96 

 Other food at home 

 Mean ................................................. 1,776 1,081 1,357 1,496 2,070 2,874 

 Share................................................. 2.9 3.8 3.4 2.9 2.9 2.5 

 SE ..................................................... 35.44 75.26 58.66 61.25 77.29 93.06 

 CV(%)................................................ 2.00 6.96 4.32 4.09 3.73 3.24 

 Sugar and other sweets 

 Mean ................................................. 166 114 130 149 184 253 

 Share................................................. .3 .4 .3 .3 .3 .2 

 SE ..................................................... 5.45 11.36 7.80 11.12 11.16 13.27 

 CV(%)................................................ 3.29 9.99 6.00 7.48 6.08 5.24 

 Fats and oils 

 Mean ................................................. 133 89 113 116 142 202 

 Share................................................. .2 .3 .3 .2 .2 .2 

 SE ..................................................... 4.55 10.03 7.56 8.39 8.10 11.09 

 CV(%)................................................ 3.43 11.24 6.67 7.22 5.71 5.49 

 Miscellaneous foods 

 Mean ................................................. 973 562 724 795 1,149 1,634 

 Share................................................. 1.6 2.0 1.8 1.5 1.6 1.4 

 SE ..................................................... 21.05 36.80 40.08 34.17 49.20 65.82 

 CV(%)................................................ 2.16 6.55 5.53 4.30 4.28 4.03 

 Nonalcoholic beverages 

 Mean ................................................. 455 300 366 403 536 670 

 Share................................................. .7 1.0 .9 .8 .7 .6 

 SE ..................................................... 9.57 23.53 21.26 19.54 26.05 24.54 

 CV(%)................................................ 2.10 7.85 5.82 4.85 4.86 3.66 

 Food prepared by consumer unit on out-of-town 

 trips 

 Mean ................................................. 50 17 24 34 60 115 

 Share................................................. .1 .1 .1 .1 .1 .1 

 SE ..................................................... 2.73 3.56 2.94 3.28 6.75 10.87 

 CV(%)................................................ 5.51 21.51 12.43 9.80 11.34 9.44 

 Food away from home 

 Mean ................................................. 2,375 1,000 1,580 2,070 2,795 4,427 

 Share................................................. 3.9 3.5 4.0 4.0 3.9 3.9 

 SE ..................................................... 63.73 95.40 97.62 112.27 122.24 154.98 

 CV(%)................................................ 2.68 9.54 6.18 5.42 4.37 3.50 

 Alcoholic beverages 

 Mean ................................................. 478 150 235 369 509 1,126 

 Share................................................. .8 .5 .6 .7 .7 1.0 

 SE ..................................................... 20.88 20.98 28.13 44.06 34.51 73.93 

 CV(%)................................................ 4.37 14.03 11.99 11.93 6.78 6.56 

 Housing 

 Mean ................................................. 21,409 12,317 15,770 18,509 23,889 36,645 

 Share................................................. 34.9 42.9 39.5 35.9 33.2 31.9 

 SE ..................................................... 244.84 291.28 229.79 287.09 277.97 876.65 

 CV(%)................................................ 1.14 2.36 1.46 1.55 1.16 2.39 

 Shelter 

 Mean ................................................. 12,604 7,548 9,366 10,759 13,879 21,525 

 Share................................................. 20.5 26.3 23.5 20.9 19.3 18.7 

 SE ..................................................... 140.10 195.06 160.73 161.70 210.35 436.87 

 CV(%)................................................ 1.11 2.58 1.72 1.50 1.52 2.03 

 Owned dwellings 

 Mean ................................................. 7,473 2,861 4,117 5,479 8,867 16,097 

 Share................................................. 12.2 10.0 10.3 10.6 12.3 14.0 

 SE ..................................................... 107.20 142.36 136.69 145.76 156.17 327.06 

 CV(%)................................................ 1.43 4.98 3.32 2.66 1.76 2.03 

 Mortgage interest and charges 

 Mean ................................................. 2,962 749 1,226 1,993 3,765 7,103 

 Share................................................. 4.8 2.6 3.1 3.9 5.2 6.2 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Mortgage interest and charges 

 SE ..................................................... 50.84 53.79 52.21 71.97 108.27 229.77 

 CV(%)................................................ 1.72 7.18 4.26 3.61 2.88 3.23 

 Property taxes 

 Mean ................................................. 2,353 1,014 1,414 1,707 2,568 5,082 

 Share................................................. 3.8 3.5 3.5 3.3 3.6 4.4 

 SE ..................................................... 49.04 48.21 50.62 50.39 69.39 146.25 

 CV(%)................................................ 2.08 4.75 3.58 2.95 2.70 2.88 

 Maintenance, repairs, insurance, other expenses 

 Mean ................................................. 2,158 1,099 1,477 1,779 2,535 3,913 

 Share................................................. 3.5 3.8 3.7 3.5 3.5 3.4 

 SE ..................................................... 55.65 79.85 93.49 100.24 136.74 160.98 

 CV(%)................................................ 2.58 7.27 6.33 5.63 5.39 4.11 

 Rented dwellings 

 Mean ................................................. 4,408 4,433 4,967 4,922 4,360 3,354 

 Share................................................. 7.2 15.4 12.5 9.5 6.1 2.9 

 SE ..................................................... 63.34 164.33 156.23 144.20 156.08 212.82 

 CV(%)................................................ 1.44 3.71 3.15 2.93 3.58 6.35 

 Other lodging 

 Mean ................................................. 722 254 282 358 653 2,073 

 Share................................................. 1.2 .9 .7 .7 .9 1.8 

 SE ..................................................... 40.39 91.50 38.36 33.51 43.86 158.91 

 CV(%)................................................ 5.59 35.97 13.62 9.35 6.72 7.67 

 Utilities, fuels, and public services 

 Mean ................................................. 4,158 2,757 3,438 4,018 4,739 5,848 

 Share................................................. 6.8 9.6 8.6 7.8 6.6 5.1 

 SE ..................................................... 30.97 46.33 45.56 48.89 57.05 51.27 

 CV(%)................................................ .74 1.68 1.32 1.22 1.20 .88 

 Natural gas 

 Mean ................................................. 414 280 333 395 448 617 

 Share................................................. .7 1.0 .8 .8 .6 .5 

 SE ..................................................... 13.59 16.32 16.63 18.05 17.77 21.66 

 CV(%)................................................ 3.28 5.82 4.99 4.57 3.97 3.51 

 Electricity 

 Mean ................................................. 1,516 1,166 1,344 1,479 1,642 1,952 

 Share................................................. 2.5 4.1 3.4 2.9 2.3 1.7 

 SE ..................................................... 21.10 26.93 26.16 29.94 28.93 29.04 

 CV(%)................................................ 1.39 2.31 1.95 2.02 1.76 1.49 

 Fuel oil and other fuels 

 Mean ................................................. 105 64 98 88 108 168 

 Share................................................. .2 .2 .2 .2 .1 .1 

 SE ..................................................... 7.17 8.30 9.89 12.42 12.15 17.20 

 CV(%)................................................ 6.82 12.94 10.07 14.05 11.27 10.26 

 Telephone services 

 Mean ................................................. 1,441 823 1,127 1,416 1,740 2,101 

 Share................................................. 2.3 2.9 2.8 2.7 2.4 1.8 

 SE ..................................................... 13.62 20.55 25.07 20.60 30.95 26.35 

 CV(%)................................................ .95 2.50 2.22 1.45 1.78 1.25 

 Residential phone service, VOIP, and phone 

 cards 

 Mean ................................................. 188 185 191 175 182 205 

 Share................................................. .3 .6 .5 .3 .3 .2 

 SE ..................................................... 5.11 10.22 9.55 7.22 9.48 6.27 

 CV(%)................................................ 2.72 5.53 5.01 4.12 5.20 3.06 

 Cellular phone service 

 Mean ................................................. 1,253 639 936 1,241 1,558 1,896 

 Share................................................. 2.0 2.2 2.3 2.4 2.2 1.7 

 SE ..................................................... 12.80 17.66 24.24 19.97 28.22 27.78 

 CV(%)................................................ 1.02 2.77 2.59 1.61 1.81 1.46 

 Water and other public services 

 Mean ................................................. 682 423 536 640 802 1,010 

 Share................................................. 1.1 1.5 1.3 1.2 1.1 .9 

 SE ..................................................... 14.27 13.73 16.86 18.38 22.54 24.28 

 CV(%)................................................ 2.09 3.24 3.14 2.87 2.81 2.40 

 Household operations 

 Mean ................................................. 1,465 616 1,006 1,123 1,572 3,014 

 Share................................................. 2.4 2.1 2.5 2.2 2.2 2.6 

 SE ..................................................... 35.64 33.58 60.90 42.70 55.50 139.76 

 CV(%)................................................ 2.43 5.45 6.05 3.80 3.53 4.64 

 Personal services 

 Mean ................................................. 347 44 152 123 407 1,012 

 Share................................................. .6 .2 .4 .2 .6 .9 

 SE ..................................................... 22.71 12.03 57.80 18.71 47.36 104.50 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Personal services 

 CV(%)................................................ 6.55 27.55 38.12 15.17 11.65 10.32 

 Other household expenses 

 Mean ................................................. 1,118 573 855 1,000 1,165 2,002 

 Share................................................. 1.8 2.0 2.1 1.9 1.6 1.7 

 SE ..................................................... 27.66 30.25 28.03 39.49 27.13 85.41 

 CV(%)................................................ 2.47 5.28 3.28 3.95 2.33 4.27 

 Housekeeping supplies 

 Mean ................................................. 837 466 604 732 1,080 1,300 

 Share................................................. 1.4 1.6 1.5 1.4 1.5 1.1 

 SE ..................................................... 31.96 34.75 47.28 46.75 101.10 72.72 

 CV(%)................................................ 3.82 7.45 7.83 6.39 9.36 5.59 

 Laundry and cleaning supplies 

 Mean ................................................. 170 103 167 157 183 241 

 Share................................................. .3 .4 .4 .3 .3 .2 

 SE ..................................................... 8.53 13.94 24.24 14.28 14.08 25.64 

 CV(%)................................................ 5.01 13.50 14.48 9.09 7.69 10.66 

 Other household products 

 Mean ................................................. 536 278 348 476 748 829 

 Share................................................. .9 1.0 .9 .9 1.0 .7 

 SE ..................................................... 28.38 24.72 31.49 35.04 99.30 54.97 

 CV(%)................................................ 5.29 8.90 9.04 7.36 13.28 6.63 

 Postage and stationery 

 Mean ................................................. 130 85 88 98 149 230 

 Share................................................. .2 .3 .2 .2 .2 .2 

 SE ..................................................... 7.59 14.20 14.09 15.10 18.46 29.72 

 CV(%)................................................ 5.83 16.68 16.02 15.34 12.41 12.93 

 Household furnishings and equipment 

 Mean ................................................. 2,346 929 1,355 1,877 2,619 4,958 

 Share................................................. 3.8 3.2 3.4 3.6 3.6 4.3 

 SE ..................................................... 137.92 148.23 92.42 167.52 131.78 676.62 

 CV(%)................................................ 5.88 15.96 6.82 8.92 5.03 13.65 

 Household textiles 

 Mean ................................................. 116 50 80 105 128 217 

 Share................................................. .2 .2 .2 .2 .2 .2 

 SE ..................................................... 11.35 10.41 15.23 22.98 18.17 42.85 

 CV(%)................................................ 9.78 20.98 19.02 21.86 14.19 19.70 

 Furniture 

 Mean ................................................. 534 208 324 417 632 1,094 

 Share................................................. .9 .7 .8 .8 .9 1.0 

 SE ..................................................... 17.56 29.47 31.18 39.29 51.97 58.98 

 CV(%)................................................ 3.29 14.17 9.63 9.42 8.22 5.39 

 Floor coverings 

 Mean ................................................. 30 13 23 16 33 65 

 Share................................................. ( 2 ) ( 2 ) .1 ( 2 ) ( 2 ) .1 

 SE ..................................................... 3.86 4.07 7.17 2.34 5.58 15.39 

 CV(%)................................................ 12.91 30.68 31.71 14.86 16.78 23.72 

 Major appliances 

 Mean ................................................. 354 184 246 327 397 618 

 Share................................................. .6 .6 .6 .6 .6 .5 

 SE ..................................................... 14.31 22.07 17.47 31.08 29.11 47.91 

 CV(%)................................................ 4.04 12.02 7.11 9.49 7.34 7.75 

 Small appliances, miscellaneous housewares 

 Mean ................................................. 135 72 93 117 146 245 

 Share................................................. .2 .2 .2 .2 .2 .2 

 SE ..................................................... 8.60 14.47 9.77 14.90 29.78 15.69 

 CV(%)................................................ 6.38 20.22 10.48 12.73 20.33 6.40 

 Miscellaneous household equipment 

 Mean ................................................. 1,178 403 590 895 1,282 2,718 

 Share................................................. 1.9 1.4 1.5 1.7 1.8 2.4 

 SE ..................................................... 131.18 130.52 86.16 143.91 91.78 656.37 

 CV(%)................................................ 11.14 32.42 14.60 16.08 7.16 24.15 

 Apparel and services 

 Mean ................................................. 1,434 762 862 1,263 1,463 2,820 

 Share................................................. 2.3 2.7 2.2 2.5 2.0 2.5 

 SE ..................................................... 52.39 104.07 72.58 130.86 84.03 176.54 

 CV(%)................................................ 3.65 13.66 8.42 10.36 5.74 6.26 

 Men and boys 

 Mean ................................................. 326 132 187 264 381 667 

 Share................................................. .5 .5 .5 .5 .5 .6 

 SE ..................................................... 23.56 21.26 23.11 43.08 32.52 102.63 

 CV(%)................................................ 7.22 16.11 12.34 16.30 8.53 15.39 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Men, 16 and over 

 Mean ................................................. 240 92 129 188 283 508 

 Share................................................. .4 .3 .3 .4 .4 .4 

 SE ..................................................... 23.52 21.28 22.50 39.94 32.57 100.75 

 CV(%)................................................ 9.80 23.18 17.40 21.21 11.53 19.84 

 Boys, 2 to 15 

 Mean ................................................. 86 40 58 76 99 159 

 Share................................................. .1 .1 .1 .1 .1 .1 

 SE ..................................................... 5.07 5.10 8.16 9.57 9.95 19.54 

 CV(%)................................................ 5.88 12.69 14.07 12.59 10.08 12.29 

 Women and girls 

 Mean ................................................. 545 297 359 472 522 1,075 

 Share................................................. .9 1.0 .9 .9 .7 .9 

 SE ..................................................... 27.60 45.53 47.67 64.47 46.89 80.19 

 CV(%)................................................ 5.07 15.32 13.28 13.67 8.99 7.46 

 Women, 16 and over 

 Mean ................................................. 456 265 321 356 429 908 

 Share................................................. .7 .9 .8 .7 .6 .8 

 SE ..................................................... 24.70 43.49 47.94 49.69 44.44 76.13 

 CV(%)................................................ 5.42 16.41 14.92 13.97 10.36 8.38 

 Girls, 2 to 15 

 Mean ................................................. 89 32 38 116 93 166 

 Share................................................. .1 .1 .1 .2 .1 .1 

 SE ..................................................... 8.22 8.57 6.18 31.68 10.79 21.77 

 CV(%)................................................ 9.24 26.64 16.42 27.31 11.60 13.10 

 Children under 2 

 Mean ................................................. 68 26 50 76 69 119 

 Share................................................. .1 .1 .1 .1 .1 .1 

 SE ..................................................... 6.06 11.39 11.29 19.13 14.12 25.15 

 CV(%)................................................ 8.92 43.63 22.59 25.21 20.52 21.22 

 Footwear 

 Mean ................................................. 314 173 157 314 316 609 

 Share................................................. .5 .6 .4 .6 .4 .5 

 SE ..................................................... 25.76 61.97 28.46 55.00 42.55 87.72 

 CV(%)................................................ 8.21 35.83 18.14 17.50 13.47 14.40 

 Other apparel products and services 

 Mean ................................................. 181 134 109 137 176 351 

 Share................................................. .3 .5 .3 .3 .2 .3 

 SE ..................................................... 10.89 26.17 10.60 16.69 21.65 46.96 

 CV(%)................................................ 6.01 19.59 9.68 12.20 12.33 13.37 

 Transportation 

 Mean ................................................. 9,826 4,363 6,218 9,189 12,610 16,796 

 Share................................................. 16.0 15.2 15.6 17.8 17.5 14.6 

 SE ..................................................... 192.59 331.60 246.90 389.74 519.03 696.92 

 CV(%)................................................ 1.96 7.60 3.97 4.24 4.12 4.15 

 Vehicle purchases (net outlay) 

 Mean ................................................. 4,523 1,858 2,286 4,050 6,105 8,344 

 Share................................................. 7.4 6.5 5.7 7.9 8.5 7.3 

 SE ..................................................... 178.25 297.44 239.63 381.29 495.23 672.88 

 CV(%)................................................ 3.94 16.01 10.48 9.41 8.11 8.06 

 Cars and trucks, new 

 Mean ................................................. 2,089 754 790 1,713 2,972 4,232 

 Share................................................. 3.4 2.6 2.0 3.3 4.1 3.7 

 SE ..................................................... 133.72 252.40 170.26 203.93 424.24 487.54 

 CV(%)................................................ 6.40 33.47 21.56 11.91 14.28 11.52 

 Cars and trucks, used 

 Mean ................................................. 2,360 1,060 1,484 2,234 2,978 4,054 

 Share................................................. 3.8 3.7 3.7 4.3 4.1 3.5 

 SE ..................................................... 148.46 154.60 203.98 298.96 341.70 479.47 

 CV(%)................................................ 6.29 14.58 13.75 13.38 11.48 11.83 

 Other vehicles 

 Mean ................................................. 75 43 13 104 156 58 

 Share................................................. .1 .2 ( 2 ) .2 .2 .1 

 SE ..................................................... 27.92 39.25 7.28 56.08 111.50 26.56 

 CV(%)................................................ 37.43 90.27 57.47 54.17 71.59 46.06 

 Gasoline, other fuels, and motor oil 

 Mean ................................................. 1,568 817 1,253 1,624 1,953 2,199 

 Share................................................. 2.6 2.8 3.1 3.2 2.7 1.9 

 SE ..................................................... 18.09 23.83 24.34 31.38 40.70 32.61 

 CV(%)................................................ 1.15 2.92 1.94 1.93 2.08 1.48 

 Other vehicle expenses 

 Mean ................................................. 3,471 1,587 2,559 3,324 4,274 5,624 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Other vehicle expenses 

 Share................................................. 5.7 5.5 6.4 6.4 5.9 4.9 

 SE ..................................................... 46.25 59.47 73.11 94.10 97.33 103.34 

 CV(%)................................................ 1.33 3.75 2.86 2.83 2.28 1.84 

 Vehicle finance charges 

 Mean ................................................. 258 81 158 214 364 475 

 Share................................................. .4 .3 .4 .4 .5 .4 

 SE ..................................................... 6.09 6.31 9.18 9.12 16.97 19.81 

 CV(%)................................................ 2.36 7.76 5.81 4.27 4.66 4.17 

 Maintenance and repairs 

 Mean ................................................. 879 396 682 845 1,076 1,402 

 Share................................................. 1.4 1.4 1.7 1.6 1.5 1.2 

 SE ..................................................... 16.93 25.78 29.73 37.84 45.05 57.47 

 CV(%)................................................ 1.93 6.52 4.36 4.48 4.19 4.10 

 Vehicle rental, leases, licenses, and other charges 

 Mean ................................................. 758 287 461 664 906 1,478 

 Share................................................. 1.2 1.0 1.2 1.3 1.3 1.3 

 SE ..................................................... 26.69 28.51 27.47 63.51 65.78 66.53 

 CV(%)................................................ 3.52 9.92 5.95 9.57 7.26 4.50 

 Vehicle insurance 

 Mean ................................................. 1,575 822 1,258 1,601 1,928 2,269 

 Share................................................. 2.6 2.9 3.2 3.1 2.7 2.0 

 SE ..................................................... 20.18 23.29 42.51 43.77 33.43 35.78 

 CV(%)................................................ 1.28 2.83 3.38 2.73 1.73 1.58 

 Public and other transportation 

 Mean ................................................. 263 101 120 191 278 629 

 Share................................................. .4 .4 .3 .4 .4 .5 

 SE ..................................................... 16.27 12.79 13.04 21.82 33.62 55.73 

 CV(%)................................................ 6.18 12.61 10.92 11.40 12.11 8.86 

 Healthcare 

 Mean ................................................. 5,177 2,775 4,146 4,964 6,087 7,931 

 Share................................................. 8.4 9.7 10.4 9.6 8.5 6.9 

 SE ..................................................... 75.20 83.08 117.41 114.62 160.11 169.17 

 CV(%)................................................ 1.45 2.99 2.83 2.31 2.63 2.13 

 Health insurance 

 Mean ................................................. 3,667 2,032 2,951 3,568 4,276 5,520 

 Share................................................. 6.0 7.1 7.4 6.9 5.9 4.8 

 SE ..................................................... 58.26 61.67 77.56 76.73 95.59 135.62 

 CV(%)................................................ 1.59 3.04 2.63 2.15 2.24 2.46 

 Medical services 

 Mean ................................................. 864 330 584 780 1,161 1,469 

 Share................................................. 1.4 1.2 1.5 1.5 1.6 1.3 

 SE ..................................................... 33.20 32.01 53.26 56.32 124.10 79.91 

 CV(%)................................................ 3.84 9.68 9.12 7.22 10.69 5.44 

 Drugs 

 Mean ................................................. 476 315 441 472 468 686 

 Share................................................. .8 1.1 1.1 .9 .7 .6 

 SE ..................................................... 20.14 22.71 35.19 27.04 25.07 57.31 

 CV(%)................................................ 4.23 7.21 7.99 5.73 5.36 8.35 

 Medical supplies 

 Mean ................................................. 170 98 170 144 181 256 

 Share................................................. .3 .3 .4 .3 .3 .2 

 SE ..................................................... 8.73 12.21 19.75 14.69 18.82 17.27 

 CV(%)................................................ 5.14 12.46 11.64 10.18 10.38 6.75 

 Entertainment 

 Mean ................................................. 2,912 1,192 1,894 2,034 3,513 5,940 

 Share................................................. 4.7 4.2 4.7 3.9 4.9 5.2 

 SE ..................................................... 145.17 60.92 215.17 83.60 392.26 511.98 

 CV(%)................................................ 4.98 5.11 11.36 4.11 11.17 8.62 

 Fees and admissions 

 Mean ................................................. 425 99 161 240 424 1,202 

 Share................................................. .7 .3 .4 .5 .6 1.0 

 SE ..................................................... 20.89 14.63 19.05 27.36 29.09 80.25 

 CV(%)................................................ 4.92 14.72 11.80 11.42 6.87 6.67 

 Audio and visual equipment and services 

 Mean ................................................. 1,049 643 816 972 1,101 1,717 

 Share................................................. 1.7 2.2 2.0 1.9 1.5 1.5 

 SE ..................................................... 25.34 26.89 21.76 39.27 42.31 106.72 

 CV(%)................................................ 2.42 4.18 2.67 4.04 3.84 6.21 

 Pets, toys, hobbies, and playground equipment 

 Mean ................................................. 859 343 765 504 1,276 1,409 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Pets, toys, hobbies, and playground equipment 

 Share................................................. 1.4 1.2 1.9 1.0 1.8 1.2 

 SE ..................................................... 87.73 46.67 210.95 38.57 350.86 152.84 

 CV(%)................................................ 10.21 13.60 27.59 7.65 27.49 10.85 

 Pets 

 Mean ................................................. 690 268 674 387 1,072 1,049 

 Share................................................. 1.1 .9 1.7 .8 1.5 .9 

 SE ..................................................... 90.72 38.86 204.08 30.54 355.15 153.38 

 CV(%)................................................ 13.15 14.48 30.30 7.89 33.14 14.63 

 Toys, hobbies, and playground equipment 

 Mean ................................................. 170 75 91 117 205 360 

 Share................................................. .3 .3 .2 .2 .3 .3 

 SE ..................................................... 13.39 19.68 27.68 18.89 35.41 42.40 

 CV(%)................................................ 7.89 26.27 30.41 16.12 17.29 11.76 

 Other entertainment supplies, equipment, and 

 services 

 Mean ................................................. 579 107 152 318 711 1,612 

 Share................................................. .9 .4 .4 .6 1.0 1.4 

 SE ..................................................... 101.44 19.65 18.21 39.84 165.04 465.64 

 CV(%)................................................ 17.52 18.39 11.97 12.53 23.20 28.89 

 Personal care products and services 

 Mean ................................................. 646 301 454 573 736 1,169 

 Share................................................. 1.1 1.0 1.1 1.1 1.0 1.0 

 SE ..................................................... 16.47 19.71 24.86 31.64 33.76 48.25 

 CV(%)................................................ 2.55 6.55 5.48 5.52 4.59 4.13 

 Reading 

 Mean ................................................. 114 68 86 99 112 204 

 Share................................................. .2 .2 .2 .2 .2 .2 

 SE ..................................................... 8.15 16.27 18.67 12.20 11.99 26.79 

 CV(%)................................................ 7.16 23.78 21.74 12.37 10.66 13.12 

 Education 

 Mean ................................................. 1,271 637 364 682 1,134 3,553 

 Share................................................. 2.1 2.2 .9 1.3 1.6 3.1 

 SE ..................................................... 92.39 155.79 74.47 93.78 101.81 384.96 

 CV(%)................................................ 7.27 24.45 20.46 13.75 8.98 10.84 

 Tobacco products and smoking supplies 

 Mean ................................................. 315 281 355 366 331 240 

 Share................................................. .5 1.0 .9 .7 .5 .2 

 SE ..................................................... 10.44 19.37 21.74 22.28 21.36 18.80 

 CV(%)................................................ 3.32 6.88 6.13 6.09 6.45 7.82 

 Miscellaneous 

 Mean ................................................. 907 418 630 783 1,136 1,572 

 Share................................................. 1.5 1.5 1.6 1.5 1.6 1.4 

 SE ..................................................... 43.29 52.05 53.59 70.90 115.01 109.41 

 CV(%)................................................ 4.77 12.46 8.51 9.06 10.12 6.96 

 Cash contributions 

 Mean ................................................. 2,283 750 1,365 1,797 2,871 4,646 

 Share................................................. 3.7 2.6 3.4 3.5 4.0 4.0 

 SE ..................................................... 175.86 83.41 169.46 140.10 550.87 424.86 

 CV(%)................................................ 7.70 11.12 12.41 7.80 19.19 9.14 

 Personal insurance and pensions 

 Mean ................................................. 7,246 610 2,113 4,615 9,020 19,952 

 Share................................................. 11.8 2.1 5.3 9.0 12.5 17.4 

 SE ..................................................... 108.92 40.48 55.11 68.79 103.72 316.16 

 CV(%)................................................ 1.50 6.64 2.61 1.49 1.15 1.58 

 Life and other personal insurance 

 Mean ................................................. 486 177 291 349 537 1,079 

 Share................................................. .8 .6 .7 .7 .7 .9 

 SE ..................................................... 16.21 23.18 24.77 20.01 24.46 67.76 

 CV(%)................................................ 3.34 13.09 8.52 5.73 4.56 6.28 

 Pensions and Social Security 

 Mean ................................................. 6,760 433 1,823 4,265 8,484 18,873 

 Share................................................. 11.0 1.5 4.6 8.3 11.8 16.4 

 SE ..................................................... 101.94 32.61 48.81 64.47 98.97 305.46 

 CV(%)................................................ 1.51 7.53 2.68 1.51 1.17 1.62 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

Sources of income and personal taxes: 

 Income before taxes 

 Mean ................................................. $84,352 $13,219 $34,550 $59,422 $97,221 $218,191 

 SE ..................................................... 1,260.38 251.59 346.28 318.60 637.88 4,187.98 

 CV(%)................................................ 1.49 1.90 1.00 .54 .66 1.92 

 Wages and salaries 

 Mean ................................................. 65,449 4,001 18,766 43,202 80,976 181,041 

 Share................................................. 77.6 30.3 54.3 72.7 83.3 83.0 

 SE ..................................................... 999.71 231.65 362.31 496.60 813.17 3,241.53 

 CV(%)................................................ 1.53 5.79 1.93 1.15 1.00 1.79 

 Self-employment income 

 Mean ................................................. 5,808 -45 1,117 2,485 4,744 20,826 

 Share................................................. 6.9 -.3 3.2 4.2 4.9 9.5 

 SE ..................................................... 438.28 259.79 155.10 294.56 485.01 1,801.19 

 CV(%)................................................ 7.55 -571.03 13.89 11.85 10.22 8.65 

 Social Security, private and government retirement 

 Mean ................................................. 9,493 7,422 12,421 11,163 8,391 8,060 

 Share................................................. 11.3 56.1 36.0 18.8 8.6 3.7 

 SE ..................................................... 229.45 187.95 348.81 354.58 356.77 971.36 

 CV(%)................................................ 2.42 2.53 2.81 3.18 4.25 12.05 

 Interest, dividends, rental income, other property 

 income 

 Mean ................................................. 1,963 169 658 955 1,580 6,477 

 Share................................................. 2.3 1.3 1.9 1.6 1.6 3.0 

 SE ..................................................... 171.92 27.35 80.48 121.04 176.21 720.58 

 CV(%)................................................ 8.76 16.14 12.24 12.67 11.15 11.13 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) 

 Mean ................................................. 458 998 577 365 225 125 

 Share................................................. .5 7.6 1.7 .6 .2 .1 

 SE ..................................................... 28.46 64.35 57.80 47.15 54.51 21.97 

 CV(%)................................................ 6.21 6.45 10.02 12.94 24.24 17.56 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support 

 Mean ................................................. 902 362 796 1,077 1,081 1,197 

 Share................................................. 1.1 2.7 2.3 1.8 1.1 .5 

 SE ..................................................... 71.85 49.74 79.08 132.72 113.99 179.19 

 CV(%)................................................ 7.96 13.76 9.93 12.32 10.54 14.97 

 Other income 

 Mean ................................................. 278 313 215 176 224 466 

 Share................................................. .3 2.4 .6 .3 .2 .2 

 SE ..................................................... 26.87 42.62 35.57 26.02 37.28 98.20 

 CV(%)................................................ 9.65 13.62 16.56 14.79 16.65 21.09 

 Personal taxes (contains some imputed values) 

 Mean ................................................. 9,402 -1,921 -1,847 1,421 7,454 42,097 

 Share................................................. 11.1 -14.5 -5.3 2.4 7.7 19.3 

 SE ..................................................... 740.16 82.34 96.55 173.04 180.49 3,445.37 

 CV(%)................................................ 7.87 -4.29 -5.23 12.17 2.42 8.18 

 Federal income taxes 

 Mean ................................................. 8,812 -422 -231 2,368 7,087 35,413 

 Share................................................. 10.4 -3.2 -.7 4.0 7.3 16.2 

 SE ..................................................... 653.61 43.54 66.09 141.21 90.88 3,119.24 

 CV(%)................................................ 7.42 -10.33 -28.62 5.96 1.28 8.81 

 Stimulus payment (new UCC Q20202)# 

 Mean ................................................. -1,911 -1,462 -1,909 -2,115 -2,293 -1,776 

 Share................................................. -2.3 -11.1 -5.5 -3.6 -2.4 -.8 

 SE ..................................................... 40.69 52.26 58.53 86.24 78.68 64.79 

 CV(%)................................................ -2.13 -3.57 -3.07 -4.08 -3.43 -3.65 

 State and local income taxes 

 Mean ................................................. 2,430 -68 251 1,110 2,573 8,320 

 Share................................................. 2.9 -.5 .7 1.9 2.6 3.8 

 SE ..................................................... 113.11 15.17 27.73 52.25 117.78 420.36 

 CV(%)................................................ 4.66 -22.16 11.06 4.71 4.58 5.05 

 Other taxes 

 Mean ................................................. 72 31 43 58 87 141 

 Share................................................. .1 .2 .1 .1 .1 .1 

 SE ..................................................... 12.03 8.02 8.17 12.38 17.57 31.01 

 CV(%)................................................ 16.74 25.77 19.12 21.31 20.12 22.07 

See footnotes at end of table. 
Table 1101. Quintiles of income before taxes: Annual expenditure means, shares, standard errors, and coefficients of 

variation, Consumer Expenditure Surveys, 2020 — Continued 

Item 

All 

consumer 

units 

Lowest 

20

percent 

Second 

20

percent 

Third 

20

percent 

Fourth 

20

percent 

Highest 

20

percent 

 Income after taxes 

 Mean ................................................. 74,949 15,140 36,397 58,001 89,766 176,094 

 Share................................................. 88.9 114.5 105.3 97.6 92.3 80.7 

 SE ..................................................... 1,197.76 277.95 361.50 333.63 654.41 4,665.96 

 CV(%)................................................ 1.60 1.84 .99 .58 .73 2.65 

Addenda: 

 Net change in total assets and liabilities 

 Mean ................................................. $3,584 $2,787 -$1,882 -$7,292 $1,621 $22,806 

 SE ..................................................... 4,404.92 2,141.04 2,533.03 4,499.30 4,434.48 20,591.37 

 CV(%)................................................ 122.91 76.83 -134.62 -61.70 273.62 90.29 

 Net change in total assets 

 Mean ................................................. 24,635 5,074 3,987 7,302 27,098 80,066 

 SE ..................................................... 4,342.48 1,948.35 2,389.19 3,443.69 3,747.12 20,178.72 

 CV(%)................................................ 17.63 38.40 59.92 47.16 13.83 25.20 

 Net change in total liabilities 

 Mean ................................................. 21,052 2,287 5,869 14,594 25,477 57,260 

 SE ..................................................... 1,361.05 961.53 1,192.69 2,650.65 2,851.40 5,242.51 

 CV(%)................................................ 6.47 42.04 20.32 18.16 11.19 9.16 

 Other financial information: 

 Other money receipts 

 Mean ................................................. 2,042 453 516 1,064 541 7,664 

 SE ..................................................... 1,660.31 127.56 115.91 343.35 100.19 8,264.12 

 CV(%)................................................ 81.32 28.16 22.48 32.28 18.52 107.83 

 Mortgage principal paid on owned property 

 Mean ................................................. -2,395 -633 -1,051 -1,487 -2,979 -5,848 

 SE ..................................................... 52.65 42.33 49.28 59.14 126.49 213.87 

 CV(%)................................................ -2.20 -6.68 -4.69 -3.98 -4.25 -3.66 

 Estimated market value of owned home 

 Mean ................................................. 221,708 107,564 141,400 173,061 234,107 453,854 

 SE ..................................................... 4,520.75 4,985.70 5,543.67 5,302.65 5,510.73 11,907.13 

 CV(%)................................................ 2.04 4.64 3.92 3.06 2.35 2.62 

 Estimated monthly rental value of owned home 

 Mean ................................................. 1,181 641 800 979 1,303 2,190 

 SE ..................................................... 14.08 22.16 21.21 20.52 17.11 41.10 

 CV(%)................................................ 1.19 3.46 2.65 2.10 1.31 1.88 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

n.a. Not applicable. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021