Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 

2019

 (Aggregates in millions of dollars, unless otherwise indicated) 

Less than college graduate College graduate 

Item Aggregate Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

Number of consumer units (in thousands) ....................... 132,242 73,574 7,558 25,129 26,041 14,845 58,668 33,841 24,828 

Percent distribution of consumer units ............................. 100.0 55.6 5.7 19.0 19.7 11.2 44.4 25.6 18.8 

Consumer unit characteristics (mean values): 

 Income before taxes...................................................... $82,852 $52,027 $31,970 $42,599 $56,109 $71,039 $121,507 $104,922 $144,112 

 Income after taxes ......................................................... 71,487 47,890 31,079 39,729 51,414 64,082 101,080 88,400 118,363 

 Age of reference person ............................................... 51.6 52.4 56.3 54.6 50.1 50.8 50.5 49.3 52.1 

 Average number in consumer unit: 

 People ........................................................................ 2.5 2.4 2.3 2.2 2.4 2.6 2.6 2.5 2.6 

 Children under 18 ...................................................... .6 .6 .7 .5 .6 .6 .6 .6 .6 

 Adults 65 and older .................................................... .4 .4 .4 .5 .4 .4 .4 .3 .4 

 Earners ....................................................................... 1.3 1.1 .8 1.0 1.3 1.4 1.5 1.5 1.5 

 Vehicles...................................................................... 1.9 1.8 1.1 1.6 1.8 2.2 2.1 2.1 2.2 

Percent distribution: 

 Reference person: 

 Men ............................................................................ 48 45 43 44 45 46 52 53 52 

 Women ....................................................................... 52 55 57 56 55 54 48 47 48 

 Housing tenure: 

 Homeowner ................................................................ 64 56 45 56 55 65 73 69 79 

 With mortgage ........................................................ 37 28 15 24 29 40 49 46 52 

 Without mortgage ................................................... 27 28 30 32 26 25 24 23 26 

 Renter ........................................................................ 36 44 55 44 45 35 27 31 21 

 Race of reference person: 

 Black or African-American ......................................... 13 16 16 16 17 16 10 11 8 

 White, Asian, and all other races ............................... 87 84 84 84 83 84 90 89 92 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ...................................................... 14 18 38 17 16 13 8 9 6 

 Not Hispanic or Latino ............................................... 86 82 62 83 84 87 92 91 94 

 Education of reference person: 

 Elementary (1-8) ........................................................ 3 5 30 3 1 1 ( 1 ) ( 1 ) ( 1 ) 

 High school (9-12)...................................................... 30 49 68 97 17 14 6 8 3 

 College ....................................................................... 67 46 n.a. n.a. 82 85 94 92 97 

 Never attended and other .......................................... ( 1 ) ( 1 ) 3 ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 2 ) 

 At least one vehicle owned or leased ........................... 89 85 71 84 87 93 94 93 95 

Annual aggregate expenditures ....................................... $8,333,301 40.8 2.7 12.0 15.5 10.5 59.2 30.2 29.0 

 Food .............................................................................. 1,078,750 44.0 3.4 13.0 17.1 10.6 56.0 30.8 25.2 

 Food at home ............................................................. 613,097 47.0 4.6 14.0 17.7 10.7 53.0 28.9 24.1 

 Cereals and bakery products.................................. 76,992 47.7 4.8 14.8 17.6 10.5 52.3 28.7 23.6 

 Cereals and cereal products ............................... 24,233 45.7 4.8 14.4 16.6 9.9 54.3 30.0 24.2 

 Bakery products................................................... 52,759 48.6 4.8 15.0 18.0 10.7 51.4 28.0 23.4 

 Meats, poultry, fish, and eggs ................................ 129,460 50.1 4.9 15.9 18.4 11.0 49.9 26.6 23.2 

 Beef ..................................................................... 35,694 50.0 4.3 15.9 19.0 10.9 50.0 24.8 25.2 

 Pork ..................................................................... 24,650 56.0 5.7 19.2 19.8 11.3 44.0 24.9 19.1 

 Other meats ......................................................... 17,044 50.2 4.1 15.1 19.8 11.1 49.8 27.9 21.9 

 Poultry.................................................................. 24,966 49.0 4.8 16.1 16.5 11.6 51.0 28.2 22.8 

 Fish and seafood ................................................. 19,390 44.7 5.0 12.1 17.1 10.4 55.3 28.4 26.9 

 Eggs ..................................................................... 7,716 49.4 6.5 15.7 16.8 10.4 50.6 28.8 21.8 

 Dairy products ......................................................... 60,061 45.4 4.1 13.7 17.2 10.4 54.6 29.7 24.9 

 Fresh milk and cream .......................................... 18,536 49.1 5.5 15.9 17.1 10.5 50.9 27.2 23.7 

 Other dairy products ............................................ 41,526 43.7 3.5 12.7 17.2 10.4 56.3 30.8 25.5 

 Fruits and vegetables ............................................. 115,700 44.7 4.5 13.5 16.6 10.1 55.3 29.4 25.9 

 Fresh fruits ........................................................... 42,493 41.8 4.4 12.3 15.5 9.6 58.2 30.0 28.3 

 Fresh vegetables ................................................. 39,015 44.8 4.7 13.8 16.3 9.9 55.2 28.6 26.6 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 

2019 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Less than college graduate College graduate 

Item Aggregate Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Processed fruits ................................................... 14,824 46.8 4.9 14.1 16.8 11.0 53.2 29.1 24.1 

 Processed vegetables ......................................... 19,367 49.3 4.1 14.7 19.6 10.9 50.7 29.8 20.9 

 Other food at home ................................................. 230,883 46.6 4.5 13.0 18.1 11.1 53.4 29.7 23.6 

 Sugar and other sweets ...................................... 21,794 46.3 4.2 12.7 18.5 10.9 53.7 28.9 24.7 

 Fats and oils ........................................................ 15,153 49.2 5.7 13.7 17.8 12.0 50.8 29.6 21.2 

 Miscellaneous foods ............................................ 125,665 45.6 4.1 12.6 18.2 10.7 54.4 29.9 24.4 

 Nonalcoholic beverages ...................................... 60,075 50.1 5.2 14.3 18.6 11.9 49.9 29.4 20.5 

 Food prepared by consumer unit on 

 out-of-town trips................................................ 8,196 33.2 32.4 8.6 12.8 9.5 66.8 31.8 34.9 

 Food away from home ............................................... 465,653 40.1 1.9 11.6 16.2 10.3 59.9 33.2 26.7 

 Alcoholic beverages ...................................................... 76,493 32.0 1.7 9.0 12.6 8.8 68.0 36.8 31.2 

 Housing ......................................................................... 2,734,285 42.0 3.2 13.0 15.5 10.2 58.0 29.4 28.6 

 Shelter ........................................................................ 1,612,057 40.5 3.3 12.6 15.0 9.5 59.5 30.0 29.5 

 Owned dwellings..................................................... 898,894 33.4 1.9 9.9 12.4 9.2 66.6 31.8 34.8 

 Mortgage interest and charges ........................... 364,926 31.6 1.6 7.8 12.4 9.8 68.4 33.0 35.4 

 Property taxes ..................................................... 285,524 31.9 2.0 9.5 11.5 8.8 68.1 31.5 36.7 

 Maintenance, repairs, insurance, other 

 expenses .......................................................... 248,444 37.9 2.1 13.4 13.5 8.9 62.1 30.5 31.6 

 Rented dwellings .................................................... 586,042 54.9 6.0 18.0 20.3 10.6 45.1 27.3 17.8 

 Other lodging .......................................................... 127,121 23.9 .8 7.1 9.3 6.8 76.1 30.0 46.1 

 Utilities, fuels, and public services ............................. 536,253 50.0 4.0 16.1 18.2 11.7 50.0 26.8 23.1 

 Natural gas ............................................................. 55,020 46.7 4.1 15.5 17.4 9.8 53.3 27.1 26.2 

 Electricity................................................................. 194,628 52.7 4.4 17.7 18.7 12.0 47.3 25.9 21.4 

 Fuel oil and other fuels ........................................... 14,954 46.4 4.5 18.0 12.8 11.1 53.6 26.4 27.1 

 Telephone services................................................. 186,323 49.8 3.5 15.0 18.8 12.5 50.2 27.5 22.7 

 Residential phone service, VOIP, and phone 

 cards ................................................................. 25,241 53.4 5.1 19.0 18.6 10.6 46.6 24.9 21.7 

 Cellular phone service ......................................... 161,082 49.2 3.3 14.3 18.8 12.8 50.8 27.9 22.9 

 Water and other public services ............................. 85,327 47.2 3.8 15.3 17.4 10.7 52.8 27.4 25.5 

 Household operations ................................................ 207,591 33.2 2.0 10.3 12.3 8.5 66.8 29.8 37.1 

 Personal services ................................................... 64,603 23.0 32.0 8.3 6.3 6.4 77.0 32.5 44.6 

 Other household expenses..................................... 142,988 37.8 2.0 11.2 15.0 9.5 62.2 28.5 33.7 

 Housekeeping supplies .............................................. 101,081 44.6 3.5 12.2 16.4 12.5 55.4 29.1 26.3 

 Laundry and cleaning supplies ............................... 24,466 50.4 5.9 14.5 18.0 12.1 49.6 25.3 24.3 

 Other household products ...................................... 60,451 42.4 2.4 11.4 15.8 12.8 57.6 30.3 27.3 

 Postage and stationery ........................................... 16,164 44.0 4.1 12.0 16.2 11.7 56.0 30.4 25.6 

 Household furnishings and equipment ...................... 277,303 40.8 2.1 11.6 15.5 11.6 59.2 30.5 28.8 

 Household textiles .................................................. 17,309 39.9 2.2 10.5 15.5 11.7 60.1 33.7 26.5 

 Furniture.................................................................. 68,897 39.2 2.9 10.6 14.9 10.8 60.8 29.6 31.2 

 Floor coverings ....................................................... 3,315 36.4 1.0 12.7 17.2 5.5 63.6 24.6 39.0 

 Major appliances..................................................... 42,534 43.5 2.8 12.0 17.6 11.2 56.5 27.8 28.6 

 Small appliances, miscellaneous housewares ....... 15,681 41.2 3.0 10.5 14.3 13.4 58.8 34.0 24.8 

 Miscellaneous household equipment ..................... 129,567 40.9 1.4 12.2 15.1 12.2 59.1 31.1 28.0 

 Apparel and services..................................................... 248,692 39.8 3.0 11.4 14.4 10.9 60.2 32.5 27.8 

 Men and boys ............................................................ 59,093 39.2 3.2 11.9 14.8 9.2 60.8 37.0 23.8 

 Men, 16 and over .................................................... 45,894 37.0 3.2 11.2 14.2 8.3 63.0 39.3 23.7 

 Boys, 2 to 15 ........................................................... 13,199 46.8 3.2 14.3 16.9 12.3 53.2 29.1 24.1 

 Women and girls ........................................................ 92,986 38.2 2.4 10.4 14.5 10.9 61.8 31.2 30.6 

 Women, 16 and over .............................................. 79,473 36.8 2.2 9.9 14.7 10.0 63.2 32.0 31.2 

 Girls, 2 to 15 ........................................................... 13,513 46.6 3.5 13.7 13.5 15.9 53.4 26.6 26.9 

 Children under 2 ........................................................ 9,966 46.2 34.0 12.6 17.9 11.8 53.8 31.9 21.9 

 Footwear .................................................................... 55,289 44.7 3.5 13.8 14.4 13.0 55.3 31.1 24.1 

 Other apparel products and services ......................... 31,357 34.8 3.5 8.7 12.2 10.3 65.2 30.1 35.1 

 Transportation ............................................................... 1,420,566 46.1 2.6 13.4 17.3 12.8 53.9 29.4 24.5 

 Vehicle purchases (net outlay) .................................. 581,033 47.9 2.2 13.5 17.5 14.7 52.1 29.4 22.8 

 Cars and trucks, new .............................................. 259,160 48.1 32.6 11.5 19.8 14.3 51.9 27.4 24.4 

 Cars and trucks, used ............................................. 314,094 47.7 1.8 15.2 15.7 15.0 52.3 30.4 21.9 

 Other vehicles ......................................................... 7,779 44.0 36.6 39.4 11.7 316.3 56.0 53.6 32.4 

 Gasoline, other fuels, and motor oil ........................... 276,931 50.3 3.6 15.3 18.7 12.6 49.7 28.3 21.3 

 Other vehicle expenses ............................................. 459,390 46.0 2.7 13.4 17.9 12.0 54.0 29.3 24.7 

 Vehicle finance charges ......................................... 33,277 50.3 2.7 15.5 18.2 13.9 49.7 28.8 20.9 

See footnotes at end of table. 
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 

2019 — Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Less than college graduate College graduate 

Item Aggregate Total 

Less 

than 

high 

school 

graduate 

High 

school 

graduate 

High 

school 

graduate 

with 

some 

college 

Associate's 

degree Total Bachelor's degree 

Master's, 

professional, 

doctoral 

degree 

 Maintenance and repairs ........................................ 117,224 45.1 3.1 12.5 17.7 11.9 54.9 29.6 25.3 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................ 104,536 35.8 1.2 9.4 14.7 10.6 64.2 32.4 31.7 

 Vehicle insurance ................................................... 204,352 51.0 3.3 15.7 19.6 12.4 49.0 27.6 21.4 

 Public and other transportation .................................. 103,212 25.5 1.6 7.2 9.9 6.8 74.5 32.3 42.2 

 Healthcare ..................................................................... 686,691 42.5 2.8 13.8 15.3 10.6 57.5 29.6 27.9 

 Health insurance ........................................................ 466,729 43.8 2.9 14.3 15.6 10.9 56.2 29.4 26.8 

 Medical services ........................................................ 130,142 35.1 2.3 10.5 13.3 9.1 64.9 32.7 32.2 

 Drugs .......................................................................... 64,211 48.3 3.4 15.7 17.6 11.6 51.7 26.3 25.4 

 Medical supplies ........................................................ 25,610 42.4 2.3 16.5 14.6 9.1 57.6 25.8 31.8 

 Entertainment ................................................................ 408,392 37.9 2.1 10.0 15.6 10.3 62.1 28.8 33.2 

 Fees and admissions ................................................. 116,302 19.1 .6 3.7 8.3 6.5 80.9 28.1 52.9 

 Audio and visual equipment and services ................. 132,230 49.7 3.4 15.3 18.3 12.6 50.3 27.0 23.3 

 Pets, toys, hobbies, and playground equipment ....... 108,457 43.1 1.7 12.5 17.7 11.2 56.9 30.2 26.7 

 Pets ......................................................................... 89,952 42.7 1.7 12.8 16.8 11.4 57.3 30.3 27.0 

 Toys, hobbies, and playground equipment ............ 18,505 45.1 31.9 11.2 22.0 10.1 54.9 30.0 24.9 

 Other entertainment supplies, equipment, and 

 services ................................................................... 51,404 39.6 3.0 5.1 20.4 11.2 60.4 32.3 28.1 

 Personal care products and services ............................ 103,912 41.5 2.3 11.0 15.4 12.7 58.5 30.3 28.2 

 Reading ......................................................................... 12,167 40.2 2.2 15.1 14.2 8.7 59.8 29.2 30.6 

 Education ...................................................................... 190,849 21.7 1.2 3.4 12.4 4.6 78.3 32.6 45.7 

 Tobacco products and smoking supplies ..................... 42,314 75.3 6.1 29.5 26.0 13.7 24.7 17.0 7.7 

 Miscellaneous ............................................................... 118,856 41.7 2.5 9.4 15.4 14.4 58.3 27.5 30.8 

 Cash contributions ........................................................ 263,854 29.1 1.5 8.1 11.9 7.6 70.9 30.9 40.0 

 Personal insurance and pensions ................................. 947,479 31.8 1.7 8.0 12.9 9.2 68.2 33.2 34.9 

 Life and other personal insurance ............................. 68,706 34.0 1.9 9.8 11.9 10.5 66.0 28.1 37.9 

 Pensions and Social Security .................................... 878,774 31.6 1.7 7.9 13.0 9.1 68.4 33.6 34.7 

Sources of income and personal taxes: 

 Money income before taxes .......................................... $10,956,495 34.9 2.2 9.8 13.3 9.6 65.1 32.4 32.7 

 Wages and salaries ................................................... 8,557,137 32.2 1.8 8.5 12.6 9.3 67.8 33.9 33.9 

 Self-employment income ........................................... 786,437 29.1 2.2 6.5 12.6 7.7 70.9 36.9 34.0 

 Social Security, private and government 

 retirement ................................................................ 1,177,207 53.6 4.3 19.5 18.4 11.3 46.4 22.1 24.3 

 Interest, dividends, rental income, other 

 property income ...................................................... 259,431 40.8 1.1 11.9 11.5 16.3 59.2 22.8 36.4 

 Public assistance, Supplemental Security 

 Income, Supplementary Nutrition Assistance 

 Program (SNAP) ..................................................... 56,396 87.2 16.4 35.1 23.2 12.4 12.8 9.1 3.7 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions 

 for support ............................................................... 74,314 41.2 1.4 9.9 16.9 13.0 58.8 30.1 28.7 

 Other income ............................................................. 45,572 58.3 5.8 15.4 28.0 9.2 41.7 21.4 20.3 

 Personal taxes (contains some imputed values) .......... 1,502,850 20.3 .4 4.8 8.1 6.9 79.7 37.2 42.5 

 Federal income taxes ................................................ 1,167,872 19.0 .3 4.3 7.7 6.7 81.0 37.8 43.2 

 State and local income taxes ..................................... 326,607 24.6 .9 6.6 9.8 7.4 75.4 35.1 40.3 

 Other taxes ................................................................ 8,371 28.5 31.0 8.9 11.0 7.6 71.5 36.2 35.3 

 Income after taxes ......................................................... 9,453,645 37.3 2.5 10.6 14.2 10.1 62.7 31.6 31.1 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

n.a. Not applicable. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020