Table 3404. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021

Item 

Total 

one

person 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

Number of consumer units (in thousands)1......................... 39,942 8,916 11,191 4,600 3,405 4,587 3,826 3,418 

Consumer unit characteristics: 

 Income before taxes ......................................................... $43,904 $7,617 $21,440 $34,537 $44,381 $58,267 $81,877 $162,458 

 Income after taxes ............................................................ 38,816 8,758 22,326 33,223 41,304 52,598 69,887 122,991 

 Age of reference person................................................... 56.5 56.5 65.8 54.5 51.9 49.8 48.3 51.3 

 Average number in consumer unit: 

 People ........................................................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 

 Children under 18 ......................................................... ( 2 ) ( 2 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) ( 3 ) 

 Adults 65 and older ....................................................... .4 .4 .6 .4 .3 .2 .2 .2 

 Earners .......................................................................... .6 .3 .3 .7 .8 .9 .9 .9 

 Vehicles ......................................................................... 1.1 .7 1.0 1.1 1.3 1.4 1.4 1.5 

Percent distribution: 

 Reference person: 

 Men ............................................................................... 46 40 38 50 51 53 53 57 

 Women .......................................................................... 54 60 62 50 49 47 47 43 

 Housing tenure: 

 Homeowner ................................................................... 51 35 55 48 50 54 60 69 

 With mortgage ........................................................... 22 9 15 21 26 32 41 46 

 Without mortgage ...................................................... 29 26 41 27 23 22 19 23 

 Renter ........................................................................... 49 65 45 52 50 46 40 31 

 Race of reference person: 

 Black or African-American ............................................ 16 22 12 15 15 16 16 9 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 84 78 88 85 85 84 84 91 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 9 12 8 10 10 10 9 8 

 Not Hispanic or Latino................................................... 91 88 92 90 90 90 91 92 

 Education of reference person: 

 Elementary (1-8) ........................................................... 2 5 3 1 ( 2 ) 1 ( 2 ) ( 2 ) 

 High school (9-12) ......................................................... 30 44 40 31 26 19 11 5 

 College .......................................................................... 67 50 58 69 74 80 89 94 

 Never attended and other ............................................. ( 2 ) ( 2 ) ( 2 ) ( 3 ) ( 3 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased .............................. 79 57 79 87 89 91 90 89 

Average annual expenditures ............................................. $39,916 $23,653 $30,149 $36,040 $40,058 $46,250 $55,666 $91,727 

 Food ................................................................................. 4,616 3,542 3,777 4,456 4,319 5,144 5,908 7,981 

 Food at home ................................................................ 2,982 2,649 2,682 3,053 2,757 3,072 3,488 4,100 

 Cereals and bakery products ..................................... 371 337 344 367 326 382 462 471 

 Cereals and cereal products .................................. 110 106 93 105 97 115 149 138 

 Bakery products ...................................................... 262 230 251 262 229 268 313 333 

 Meats, poultry, fish, and eggs.................................... 607 590 533 689 527 578 630 855 

 Beef ........................................................................ 150 146 140 147 108 146 156 227 

 Pork ........................................................................ 124 136 105 137 104 113 115 182 

 Other meats ............................................................ 85 81 75 104 70 81 97 108 

 Poultry ..................................................................... 108 103 92 130 110 104 123 128 

 Fish and seafood .................................................... 101 86 85 129 96 96 98 161 

 Eggs ........................................................................ 39 39 35 41 38 38 42 49 

 Dairy products ............................................................ 287 255 272 282 277 307 309 365 

 Fresh milk and cream ............................................. 89 94 85 83 86 87 88 100 

 Other dairy products ............................................... 198 161 187 199 191 220 221 265 

 Fruits and vegetables ................................................ 590 525 514 584 552 640 737 791 

 Fresh fruits .............................................................. 219 183 189 208 213 244 297 290 

 Fresh vegetables .................................................... 183 159 158 194 163 200 219 256 

 Processed fruits ...................................................... 77 79 66 75 85 70 92 96 

 Processed vegetables ............................................ 112 104 101 106 92 126 129 149 

 Other food at home .................................................... 1,126 943 1,018 1,131 1,074 1,165 1,351 1,617 

 Sugar and other sweets ......................................... 103 87 107 92 86 111 114 137 

 Fats and oils ........................................................... 77 77 69 94 69 73 78 92 

 Miscellaneous foods ............................................... 616 502 549 599 618 638 753 915 

See footnotes at end of table. 
Table 3404. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

one

person 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Nonalcoholic beverages ......................................... 300 263 280 318 272 301 350 392 

 Food prepared by consumer unit on out of town 

 trips ...................................................................... 30 13 14 29 29 42 56 81 

 Food away from home .................................................. 1,634 893 1,096 1,403 1,562 2,072 2,420 3,881 

 Alcoholic beverages ......................................................... 388 147 211 325 275 453 633 1,307 

 Housing ............................................................................ 15,919 10,312 13,126 14,982 16,413 17,882 20,604 32,164 

 Shelter ........................................................................... 10,194 6,678 8,309 9,441 11,015 11,638 13,623 19,953 

 Owned dwellings ........................................................ 4,301 1,793 3,421 3,428 4,354 4,966 6,637 11,334 

 Mortgage interest and charges............................... 1,344 412 675 1,001 1,422 1,860 2,513 4,344 

 Property taxes ........................................................ 1,453 696 1,257 1,203 1,486 1,564 2,086 3,514 

 Maintenance, repairs, insurance, and other 

 expenses ............................................................. 1,504 686 1,489 1,224 1,445 1,542 2,038 3,476 

 Rented dwellings ....................................................... 5,484 4,688 4,663 5,787 6,317 6,265 6,393 6,948 

 Other lodging ............................................................. 409 196 225 226 344 407 593 1,671 

 Utilities, fuels, and public services ................................ 2,675 2,023 2,520 2,643 2,840 2,962 3,232 3,753 

 Natural gas................................................................. 296 197 283 284 322 316 412 436 

 Electricity .................................................................... 1,040 891 1,011 1,034 1,061 1,101 1,136 1,323 

 Fuel oil and other fuels .............................................. 80 41 76 94 92 77 66 186 

 Telephone services .................................................... 828 601 727 828 918 985 1,095 1,153 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 161 126 217 147 148 123 128 192 

 Cellular phone service ............................................ 667 475 510 680 770 861 967 962 

 Water and other public services ................................ 431 294 424 404 448 484 524 654 

 Household operations ................................................... 949 467 855 1,085 1,001 1,101 1,216 1,770 

 Personal services ...................................................... 53 46 494 424 419 443 488 486 

 Other household expenses ........................................ 896 461 761 1,061 982 1,058 1,128 1,684 

 Housekeeping supplies ................................................. 506 343 516 397 454 585 602 819 

 Laundry and cleaning supplies .................................. 120 88 122 133 133 123 108 160 

 Other household products ......................................... 304 198 308 207 222 383 431 494 

 Postage and stationery .............................................. 82 56 86 57 99 79 64 164 

 Household furnishings and equipment ......................... 1,596 802 927 1,415 1,102 1,596 1,931 5,869 

 Household textiles ..................................................... 81 43 57 72 57 87 101 240 

 Furniture ..................................................................... 346 170 271 326 264 428 491 883 

 Floor coverings .......................................................... 16 9 15 13 13 21 20 40 

 Major appliances ........................................................ 205 106 160 239 183 247 320 399 

 Small appliances and miscellaneous 

 housewares ............................................................ 101 70 72 84 114 106 161 203 

 Miscellaneous household equipment ........................ 847 404 351 680 472 706 838 4,105 

 Apparel and services ........................................................ 970 681 674 820 729 1,050 1,105 2,704 

 Men and boys................................................................ 212 127 146 110 147 187 330 693 

 Men, 16 and over ....................................................... 196 122 131 97 144 169 320 637 

 Boys, 2 to 15 .............................................................. 16 45 415 413 43 418 411 456 

 Women and girls ........................................................... 389 259 302 384 316 483 431 847 

 Women, 16 and over ................................................. 377 241 296 378 309 455 422 828 

 Girls, 2 to 15............................................................... 13 418 46 46 47 428 410 419 

 Children under 2 ........................................................... 11 47 412 417 410 417 46 45 

 Footwear ....................................................................... 206 149 119 212 152 253 211 563 

 Other apparel products and services ............................ 153 138 96 96 104 110 126 597 

 Transportation .................................................................. 5,465 3,161 3,935 4,821 6,459 7,511 7,837 10,917 

 Vehicle purchases (net outlay) ..................................... 2,167 1,329 1,403 1,327 2,654 3,173 3,160 5,036 

 Cars and trucks, new ................................................. 928 4362 570 4249 4689 1,669 1,743 2,826 

 Cars and trucks, used ................................................ 1,157 905 811 1,067 1,902 1,372 1,369 1,801 

 Other vehicles ............................................................ 81 462 422 411 463 4131 448 4409 

 Gasoline, other fuels, and motor oil .............................. 1,002 680 777 1,142 1,179 1,346 1,308 1,405 

 Other vehicle expenses ................................................ 2,064 1,051 1,646 2,159 2,460 2,679 3,012 3,644 

 Vehicle finance charges ............................................ 108 45 63 117 137 145 225 196 

 Maintenance and repairs ........................................... 592 302 478 651 637 763 836 1,068 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 456 208 298 395 606 570 720 1,102 

 Vehicle insurance ...................................................... 909 496 808 996 1,080 1,201 1,230 1,278 

 Public and other transportation ..................................... 232 101 108 193 165 313 357 831 

 Healthcare ........................................................................ 3,334 2,137 3,664 3,243 3,297 3,360 3,827 4,933 

 Health insurance ........................................................... 2,233 1,522 2,474 2,111 2,254 2,358 2,523 2,951 

 Medical services ........................................................... 626 335 618 626 557 616 790 1,304 

 Drugs ............................................................................. 354 226 443 384 336 292 325 472 

 Medical supplies ........................................................... 122 55 128 122 149 94 189 205 

See footnotes at end of table. 
Table 3404. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2020-2021 — Continued 

Item 

Total 

one

person 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

and

more 

 Entertainment ................................................................... 1,924 965 1,376 1,490 1,876 1,913 2,619 5,949 

 Fees and admissions .................................................... 235 74 127 122 189 237 347 1,066 

 Audio and visual equipment and services .................... 745 489 714 711 793 854 921 1,156 

 Pets, toys, hobbies, and playground equipment .......... 558 312 427 466 501 553 956 1,285 

 Pets ............................................................................ 480 255 362 425 428 477 799 1,142 

 Toys, hobbies, and playground equipment ............... 79 56 65 40 73 76 4157 143 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 386 90 108 191 393 269 394 2,441 

 Personal care products and services ............................... 439 269 361 421 448 533 643 771 

 Reading ............................................................................ 92 39 106 95 67 80 133 170 

 Education ......................................................................... 595 734 253 521 333 411 769 1,750 

 Tobacco products and smoking supplies......................... 250 316 211 312 215 216 224 230 

 Miscellaneous................................................................... 711 370 529 595 765 857 947 1,824 

 Cash contributions ........................................................... 1,677 704 1,129 1,722 1,448 1,691 2,305 5,454 

 Personal insurance and pensions .................................... 3,535 276 796 2,239 3,414 5,152 8,113 15,574 

 Life and other personal insurance ................................ 225 110 201 200 215 238 315 530 

 Pensions and Social Security ....................................... 3,310 166 595 2,038 3,199 4,914 7,798 15,044 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $43,904 $7,617 $21,440 $34,537 $44,381 $58,267 $81,877 $162,458 

 Wages and salaries ...................................................... 29,022 1,583 5,481 20,748 30,842 44,916 68,212 121,793 

 Self-employment income .............................................. 2,549 54 398 1,151 1,777 2,161 3,129 18,621 

 Social Security, private and government 

 retirement ................................................................... 9,147 4,092 14,021 10,199 8,822 8,145 7,070 8,948 

 Interest, dividends, rental income, and other 

 property income ......................................................... 1,716 163 413 945 1,517 1,557 2,373 10,749 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 382 1,002 410 125 463 4103 4118 43 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 702 252 478 972 1,106 1,113 770 1,216 

 Other income................................................................. 387 472 240 398 253 273 205 1,127 

 Personal taxes (contains some imputed values) ............. 5,088 -1,140 -885 1,314 3,077 5,669 11,990 39,467 

 Federal income taxes.................................................... 4,976 4 354 1,995 3,383 5,274 10,081 32,562 

 Stimulus payment (new UCC Q20202)# ...................... -1,140 -1,113 -1,291 -1,284 -1,329 -1,243 -963 -394 

 State and local income taxes ........................................ 1,208 -52 31 566 989 1,572 2,811 7,152 

 Other taxes.................................................................... 44 21 20 38 434 66 62 147 

 Income after taxes ............................................................ 38,816 8,758 22,326 33,223 41,304 52,598 69,887 122,991 

Addenda: 

 Net change in total assets and liabilities .......................... $9,535 $4,330 $5,515 $5,975 $7,500 $3,635 $2,806 $58,544 

 Net change in total assets ............................................ 17,883 6,409 7,402 11,531 11,141 14,477 26,294 92,548 

 Net change in total liabilities ......................................... 8,348 2,080 1,887 5,557 3,641 10,841 23,489 34,004 

 Other financial information: 

 Other money receipts.................................................... 1,346 553 489 1,368 1,604 663 407 7,893 

 Mortgage principal paid on owned property ................. -1,180 -350 -691 -799 -1,275 -1,494 -2,170 -3,839 

 Estimated market value of owned home ...................... 151,375 86,921 134,153 133,280 137,986 155,940 198,062 355,188 

 Estimated monthly rental value of owned home ........... 817 468 787 722 756 874 1,090 1,631 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022