Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2006

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Number of consumer units (in thousands) ............. 118,843 80,035 51,190 28,845 38,808 108,771 35,782 72,990 10,071 

Percent distribution of consumer units ................... 100.0 67.3 43.1 24.3 32.7 91.5 30.1 61.4 8.5 

Consumer unit characteristics (mean values):

Income before taxes ........................................... $60,533 $72,988 $85,146 $51,412 $34,847 $61,634 $53,520 $65,612 $48,646 

Income after taxes .............................................. 58,101 69,780 81,405 49,148 34,016 59,141 51,351 62,959 46,873

Age of reference person ...................................... 48.7 52.2 46.5 62.3 41.5 48.4 46.6 49.3 51.7 

Average number in consumer unit:

Persons .............................................................. 2.5 2.6 2.9 2.1 2.2 2.5 2.3 2.5 2.5 

Children under 18 .............................................. .6 .6 .8 .3 .6 .6 .6 .6 .6 

Persons 65 and over .......................................... .3 .4 .2 .7 .2 .3 .3 .3 .4 

Earners .............................................................. 1.3 1.4 1.7 .9 1.2 1.3 1.2 1.4 1.3 

Vehicles ............................................................. 1.9 2.3 2.5 2.1 1.1 1.9 1.5 2.1 2.5 

Percent distribution:

Sex of reference person:

Male ................................................................... 46 47 49 43 45 46 46 46 45 

Female ............................................................... 54 53 51 57 55 54 54 54 55 

Housing tenure:

Homeowner ........................................................ 67 100 100 100 n.a. 66 51 73 84 

With mortgage .................................................. 43 64 100 n.a. n.a. 43 33 48 41 

Without mortgage ............................................. 24 36 n.a. 100 n.a. 23 17 25 43 

Renter ................................................................ 33 n.a. n.a. n.a. 100 34 49 27 16 

Race of reference person:

Black or African-American ................................. 12 9 9 8 19 13 20 9 6 

White, Asian, and all other races ....................... 88 91 91 92 81 87 80 91 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino .............................................. 11 9 10 6 18 12 17 10 2 

Not Hispanic or Latino ........................................ 89 91 90 94 82 88 83 90 98 

Education of reference person:

Elementary (1-8) ................................................ 5 4 3 7 7 5 6 4 9 

High school (9-12) .............................................. 36 33 28 42 41 35 35 35 44 

College ............................................................... 59 62 69 50 52 60 59 61 47 

Never attended and other .................................. 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased .................. 88 95 97 92 72 87 78 92 93 

Annual aggregate expenditures ............................. $5,749,838 78.2 58.2 20.0 21.8 93.2 27.0 66.2 6.8 

Food ..................................................................... 725,145 75.5 56.2 19.2 24.5 92.5 27.3 65.2 7.5 

Food at home ..................................................... 405,396 74.7 55.0 19.7 25.3 91.9 27.1 64.8 8.1 

Cereals and bakery products ........................... 52,969 75.7 55.6 20.1 24.3 91.6 26.4 65.3 8.4 

Cereals and cereal products .......................... 16,930 73.3 54.8 18.5 26.7 92.4 29.2 63.2 7.6 

Bakery products ............................................. 36,038 76.9 56.0 20.9 23.1 91.3 25.1 66.3 8.7 

Meats, poultry, fish, and eggs .......................... 94,586 73.9 54.7 19.2 26.1 92.2 28.5 63.6 7.8 

Beef ................................................................ 28,029 75.2 55.7 19.5 24.8 91.5 26.7 64.8 8.5 

Pork ................................................................ 18,655 73.8 53.3 20.5 26.2 90.5 27.5 63.0 9.5 

Other meats ................................................... 12,444 75.5 54.6 20.9 24.5 90.5 25.9 64.6 9.5 

Poultry ............................................................ 16,671 70.7 54.1 16.6 29.3 93.7 30.3 63.5 6.3 

Fish and seafood ........................................... 14,435 74.4 56.3 18.1 25.6 95.1 33.4 61.7 4.9 

Eggs ............................................................... 4,351 71.0 50.8 20.2 29.0 92.0 29.8 62.2 8.0 

Dairy products .................................................. 43,713 75.3 55.5 19.7 24.7 91.3 25.8 65.5 8.7 

Fresh milk and cream .................................... 16,632 72.8 53.3 19.5 27.2 91.0 26.6 64.3 9.0 

Other dairy products ...................................... 27,081 76.8 56.9 19.9 23.2 91.5 25.3 66.2 8.5 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2006 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Fruits and vegetables ....................................... $70,293 74.6 54.0 20.5 25.4 92.8 28.0 64.7 7.2 

Fresh fruits ..................................................... 23,187 75.6 54.7 21.0 24.4 93.2 28.6 64.6 6.8 

Fresh vegetables ........................................... 22,929 74.2 53.8 20.4 25.8 92.9 28.1 64.8 7.1 

Processed fruits ............................................. 12,958 73.7 54.1 19.6 26.3 92.9 28.3 64.6 7.1 

Processed vegetables .................................... 11,218 74.2 53.2 21.0 25.8 91.6 26.4 65.2 8.4 

Other food at home .......................................... 143,836 74.8 55.4 19.4 25.2 91.7 26.4 65.3 8.3 

Sugar and other sweets ................................. 14,773 77.1 55.0 22.1 22.9 90.8 25.8 65.0 9.2 

Fats and oils ................................................... 10,183 73.5 51.8 21.7 26.5 90.7 27.9 62.8 9.3 

Miscellaneous foods ...................................... 74,341 74.5 56.0 18.5 25.5 91.8 26.1 65.7 8.2 

Nonalcoholic beverages ................................. 39,441 73.5 54.9 18.5 26.5 91.9 26.8 65.1 8.1 

Food prepared by consumer unit on

out-of-town trips ........................................... 5,097 84.7 59.2 25.5 15.3 93.9 27.0 66.9 6.1 

Food away from home ....................................... 319,750 76.5 57.7 18.7 23.5 93.2 27.6 65.6 6.8 

Alcoholic beverages ............................................. 58,981 73.5 57.2 16.2 26.5 94.8 29.2 65.6 5.2 

Housing ................................................................ 1,944,683 76.5 59.8 16.7 23.5 94.1 28.1 66.0 5.9 

Shelter ................................................................ 1,149,606 73.1 61.3 11.8 26.9 95.4 29.4 66.0 4.6 

Owned dwellings .............................................. 774,416 99.5 84.9 14.5 .5 94.6 23.4 71.2 5.4 

Mortgage interest and charges ...................... 445,982 99.5 98.0 1.6 .5 95.5 23.9 71.6 4.5 

Property taxes ................................................ 195,939 99.4 69.4 30.0 .6 94.1 22.4 71.7 5.9 

Maintenance, repairs, insurance, other

expenses ...................................................... 132,495 99.3 64.0 35.3 .7 92.4 23.1 69.3 7.6 

Rented dwellings .............................................. 307,773 3.1 2.3 .8 96.9 97.5 45.4 52.1 2.5 

Other lodging ................................................... 67,417 89.4 59.5 29.8 10.6 95.4 26.1 69.3 4.6 

Utilities, fuels, and public services ..................... 403,712 79.6 54.6 25.0 20.4 91.8 26.5 65.3 8.2 

Natural gas ....................................................... 60,460 83.6 57.3 26.3 16.4 95.2 29.9 65.3 4.8 

Electricity .......................................................... 150,440 79.1 53.6 25.5 20.9 91.0 25.6 65.4 9.0 

Fuel oil and other fuels ..................................... 16,401 92.0 55.1 36.9 8.0 77.3 8.5 68.9 22.7 

Telephone services .......................................... 129,181 73.8 52.6 21.3 26.2 91.9 27.9 64.0 8.1 

Water and other public services ....................... 47,229 87.3 59.9 27.3 12.7 94.9 27.7 67.2 5.1 

Household operations ........................................ 112,625 84.5 62.0 22.5 15.5 94.1 26.9 67.3 5.9 

Personal services ............................................. 46,661 80.9 66.8 14.1 19.1 95.2 27.1 68.0 4.8 

Other household expenses .............................. 65,964 87.1 58.6 28.5 12.9 93.4 26.7 66.7 6.6 

Housekeeping supplies ...................................... 75,881 80.9 57.7 23.3 19.1 91.3 26.2 65.1 8.7 

Laundry and cleaning supplies ........................ 17,941 76.0 58.4 17.6 24.0 92.6 27.1 65.5 7.4 

Other household products ................................ 39,133 82.3 57.3 25.0 17.7 90.2 25.3 64.9 9.8 

Postage and stationery .................................... 18,806 82.9 57.7 25.1 17.1 92.3 27.3 65.1 7.7 

Household furnishings and equipment ............... 202,860 83.5 60.8 22.7 16.5 92.4 25.0 67.4 7.6 

Household textiles ............................................ 18,261 83.4 54.7 28.7 16.6 92.5 27.2 65.3 7.5 

Furniture ........................................................... 55,052 82.1 62.6 19.5 17.9 94.2 27.5 66.7 5.8 

Floor coverings ................................................ 5,645 84.5 62.4 22.1 15.5 97.3 23.4 73.9 2.7 

Major appliances .............................................. 28,664 85.7 59.5 26.2 14.3 90.4 22.8 67.6 9.6 

Small appliances, miscellaneous housewares 12,901 81.9 57.0 24.9 18.1 93.6 24.0 69.6 6.4 

Miscellaneous household equipment ............... 82,336 83.9 61.8 22.1 16.1 91.4 23.9 67.6 8.6 

Apparel and services ........................................... 222,418 74.3 57.0 17.3 25.7 94.6 29.5 65.1 5.4 

Men and boys .................................................... 52,640 74.3 57.2 17.2 25.7 95.0 27.9 67.1 5.0 

Men, 16 and over ............................................. 41,842 74.2 55.8 18.4 25.8 95.3 28.3 66.9 4.7 

Boys, 2 to 15 .................................................... 10,798 75.0 62.6 12.3 25.0 94.0 26.0 68.0 6.0 

Women and girls ................................................ 89,121 77.3 59.2 18.1 22.7 94.7 27.3 67.4 5.3 

Women, 16 and over ........................................ 74,584 77.5 58.0 19.5 22.5 94.9 27.9 67.0 5.1 

Girls, 2 to 15 ..................................................... 14,537 76.3 65.0 11.3 23.7 93.8 24.5 69.3 6.2 

Children under 2 ................................................ 11,364 69.2 55.2 14.0 30.8 92.9 28.1 64.8 7.1 

Footwear ............................................................ 36,058 71.5 55.8 15.7 28.5 94.4 34.3 60.1 5.6 

Other apparel products and services ................. 33,236 71.2 53.0 18.2 28.8 94.7 33.2 61.5 5.3 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2006 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Transportation ...................................................... $1,011,085 78.8 58.0 20.9 21.2 91.9 24.8 67.1 8.1 

Vehicle purchases (net outlay) ........................... 406,540 79.3 59.0 20.3 20.7 92.0 24.1 67.9 8.0 

Cars and trucks, new ....................................... 213,693 85.2 62.1 23.2 14.8 93.7 23.1 70.6 6.3 

Cars and trucks, used ...................................... 186,387 72.6 55.3 17.2 27.4 89.9 25.1 64.8 10.1 

Other vehicles .................................................. 6,461 79.2 62.6 16.6 20.8 95.5 26.6 68.9 24.5 

Gasoline and motor oil ....................................... 264,717 77.4 56.1 21.3 22.6 89.9 23.7 66.2 10.1 

Other vehicle expenses ..................................... 279,858 79.4 58.8 20.6 20.6 92.7 25.3 67.5 7.3 

Vehicle finance charges ................................... 35,392 80.0 64.6 15.4 20.0 90.6 24.5 66.0 9.4 

Maintenance and repairs ................................. 81,805 79.4 57.4 22.0 20.6 92.1 25.0 67.2 7.9 

Vehicle insurance ............................................. 105,346 78.8 56.2 22.6 21.2 92.6 24.8 67.8 7.4 

Vehicle rental, leases, licenses, and other

charges .......................................................... 57,315 80.3 62.1 18.1 19.7 95.3 27.0 68.3 4.7 

Public transportation .......................................... 59,969 79.2 55.1 24.1 20.8 96.8 33.0 63.8 3.2 

Health care ........................................................... 328,727 83.1 48.5 34.6 16.9 90.5 24.2 66.3 9.5 

Health insurance ................................................ 174,102 83.4 47.6 35.8 16.6 90.5 23.7 66.8 9.5 

Medical services ................................................ 79,675 83.5 53.3 30.2 16.5 91.0 24.6 66.3 9.0 

Drugs ................................................................. 61,022 81.9 44.8 37.1 18.1 89.4 24.6 64.8 10.6 

Medical supplies ................................................ 13,927 82.4 49.2 33.2 17.6 92.6 26.8 65.8 7.4 

Entertainment ....................................................... 282,250 81.8 59.8 22.0 18.2 92.1 26.5 65.5 7.9 

Fees and admissions ......................................... 72,032 85.5 62.7 22.8 14.5 95.8 27.0 68.8 4.2 

Audio and visual equipment and services .......... 107,679 75.7 54.5 21.3 24.3 92.9 28.4 64.5 7.1 

Pets, toys, hobbies, and playground equipment 48,984 82.8 62.0 20.8 17.2 90.9 23.2 67.7 9.1 

Other entertainment supplies, equipment, and

services ............................................................ 53,555 88.2 64.7 23.6 11.8 86.3 25.1 61.3 13.7 

Personal care products and services ................... 69,433 78.5 58.1 20.4 21.5 94.4 27.5 66.9 5.6 

Reading ................................................................ 13,904 81.3 54.4 26.9 18.7 93.5 27.4 66.1 6.5 

Education ............................................................. 105,495 77.2 60.0 17.2 22.8 96.7 25.4 71.3 3.3 

Tobacco products and smoking supplies ............. 38,841 63.3 44.0 19.3 36.7 88.8 25.7 63.2 11.2 

Miscellaneous ...................................................... 100,519 78.9 54.9 24.0 21.1 93.6 27.7 65.9 6.4 

Cash contributions ............................................... 222,097 82.8 48.7 34.1 17.2 94.3 30.4 63.9 5.7 

Personal insurance and pensions ........................ 626,262 82.8 65.7 17.1 17.2 93.2 26.4 66.8 6.8 

Life and other personal insurance ...................... 38,284 89.6 65.4 24.2 10.4 92.3 23.6 68.7 7.7 

Pensions and Social Security ............................ 587,978 82.3 65.7 16.7 17.7 93.2 26.6 66.7 6.8 

Sources of income and personal taxes:

Money income before taxes ................................. 7,193,935 81.2 60.6 20.6 18.8 93.2 26.6 66.6 6.8 

Wages and salaries ........................................... 5,718,640 80.7 65.5 15.1 19.3 93.8 26.6 67.1 6.2 

Self-employment income ................................... 428,714 85.2 62.9 22.3 14.8 89.0 27.0 62.0 11.0 

Social Security, private and government

retirement ......................................................... 729,587 85.4 30.4 55.0 14.6 90.6 24.5 66.1 9.4 

Interest, dividends, rental income, other

property income ............................................... 176,633 95.1 40.8 54.2 4.9 96.0 26.5 69.5 4.0 

Unemployment and workers’ compensation,

veterans’ benefits ............................................. 24,596 71.7 50.3 21.4 28.3 83.6 23.8 59.8 16.4 

Public assistance, supplemental security

income, food stamps ........................................ 40,434 33.0 17.3 15.7 67.0 93.3 44.5 48.7 6.7 

Regular contributions for support ....................... 48,633 62.2 47.5 14.6 37.8 94.0 34.8 59.2 6.0 

Other income ..................................................... 26,698 43.8 17.7 26.0 56.2 93.7 34.9 58.8 6.3 

See footnotes at end of table.
Table 61. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2006 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area

Homeowner

Renter

Urban

Rural

Total

Homeowner

with

mortgage

Homeowner

without

mortgage

Total Central

City

Other

Urban

Personal taxes ..................................................... $289,063 88.8 66.2 22.6 11.2 93.8 26.8 67.0 6.2 

Federal income taxes ......................................... 203,365 89.3 66.9 22.4 10.7 94.5 28.0 66.5 5.5 

State and local income taxes ............................. 61,690 84.2 66.5 17.7 15.8 93.0 23.7 69.3 7.0 

Other taxes ........................................................ 24,008 97.2 60.3 36.9 2.8 89.8 25.1 64.7 10.2 

Income after taxes ............................................... 6,904,872 80.9 60.4 20.5 19.1 93.2 26.6 66.6 6.8 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

n.a. Not applicable.