Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2017 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Housing tenure Type of area 

Homeowner Urban 

Item Aggregate Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter Total Central 

City 

Other 

Urban Rural 

Number of consumer units (in thousands) ................................ 130,001 81,770 47,129 34,642 48,231 119,223 46,900 72,323 10,778 

Percent distribution of consumer units ................................100.0 62.9 36.3 26.6 37.1 91.7 36.1 55.6 8.3 

Consumer unit characteristics (mean 

 values): 

 Income before taxes ................................................................ $73,573 $88,538 $106,964 $63,471 $48,201 $75,276 $68,623 $79,590 $54,739 

 Income after taxes ................................................................ 63,606 75,873 90,825 55,530 42,809 64,852 58,560 68,932 49,823 

 Age of reference person ................................................................ 50.9 55.7 49.9 63.6 42.8 50.6 48.2 52.1 54.8 

 Average number in consumer unit: 

 People ................................................................ 2.5 2.5 2.9 2.1 2.3 2.5 2.3 2.5 2.5 

 Children under 18 ................................................................6 .5 .8 .3 .6 .6 .5 .6 .6 

 Adults 65 and older ................................................................4 .5 .3 .8 .2 .4 .3 .4 .5 

 Earners ................................................................ 1.3 1.4 1.7 .9 1.2 1.3 1.3 1.3 1.1 

 Vehicles ................................................................ 1.9 2.3 2.4 2.1 1.2 1.9 1.5 2.1 2.5 

Percent distribution: 

 Reference person: 

 Men ................................................................ 47 50 51 48 43 47 47 48 49 

 Women ................................................................ 53 50 49 52 57 53 53 52 51 

 Housing tenure: 

 Homeowner................................................................ 63 100 100 100 n.a. 61 48 70 80 

 With mortgage ................................................................36 58 100 n.a. n.a. 37 28 42 33 

 Without mortgage ................................................................ 27 42 n.a. 100 n.a. 25 21 27 47 

 Renter ................................................................ 37 n.a. n.a. n.a. 100 39 52 30 20 

 Race of reference person: 

 Black or African-American ................................ 13 9 10 8 21 14 19 11 5 

 White, Asian, and all other races ................................ 87 91 90 92 79 86 81 89 95 

 Hispanic or Latino origin of reference 

 person: 

 Hispanic or Latino ................................................................ 14 10 11 8 20 14 19 11 4 

 Not Hispanic or Latino ................................................................ 86 90 89 92 80 86 81 89 96 

 Education of reference person: 

 Elementary (1-8) ................................................................3 2 2 4 4 3 4 2 7 

 High school (9-12) ................................................................ 30 27 22 34 34 29 27 30 39 

 College ................................................................ 67 70 77 62 61 68 69 68 54 

 Never attended and other ................................ ( 1 ) ( 1 ) ( 1 ) ( 1 ) 1 ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased ................................ 88 96 97 93 76 88 82 92 95 

Annual aggregate expenditures ................................$7,805,368 73.4 49.8 23.6 26.6 93.1 32.7 60.4 6.9 

 Food ................................................................................................ 1,003,471 72.0 48.8 23.1 28.0 92.6 33.7 58.9 7.4 

 Food at home ................................................................ 566,472 72.0 48.4 23.7 28.0 92.0 32.9 59.1 8.0 

 Cereals and bakery products ................................73,262 72.4 47.8 24.7 27.6 91.7 32.3 59.4 8.3 

 Cereals and cereal products ................................22,914 69.5 48.1 21.4 30.5 91.9 34.4 57.6 8.1 

 Bakery products ................................................................ 50,348 73.8 47.6 26.2 26.2 91.6 31.4 60.2 8.4 

 Meats, poultry, fish, and eggs ................................ 122,516 70.7 47.7 23.0 29.3 92.4 34.1 58.4 7.6 

 Beef ................................................................ 32,897 71.2 46.8 24.4 28.8 92.5 33.0 59.5 7.5 

 Pork ................................................................ 23,512 72.6 49.2 23.4 27.4 90.1 31.7 58.4 9.9 

 Other meats ................................................................ 16,644 72.5 46.9 25.6 27.5 89.2 30.5 58.7 10.8 

 Poultry ................................................................24,148 66.7 47.9 18.8 33.3 94.1 37.1 57.0 5.9 

 Fish and seafood ................................................................ 18,167 71.1 48.0 23.0 28.9 95.8 37.6 58.2 4.2 

 Eggs ................................................................ 7,148 69.5 47.1 22.4 30.5 92.7 35.6 57.1 7.3 

 Dairy products ................................................................ 58,440 73.3 49.2 24.1 26.7 91.0 32.5 58.5 9.0 

 Fresh milk and cream ................................ 19,072 70.2 47.4 22.8 29.8 90.1 33.2 56.9 9.9 

 Other dairy products ................................ 39,368 74.8 50.0 24.8 25.2 91.5 32.2 59.3 8.5 

 Fruits and vegetables ................................................................ 108,616 72.4 48.9 23.5 27.6 93.4 33.7 59.7 6.6 

See footnotes at end of table. 
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2017 —

Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Housing tenure Type of area 

Homeowner Urban 

Item Aggregate Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter Total Central 

City 

Other 

Urban Rural 

 Fresh fruits................................................................ 40,770 74.0 50.8 23.3 26.0 93.7 33.6 60.1 6.3 

 Fresh vegetables ................................................................ 35,629 72.2 48.5 23.7 27.8 93.6 34.0 59.6 6.4 

 Processed fruits ................................................................ 14,545 71.3 48.1 23.2 28.7 93.5 33.1 60.5 6.5 

 Processed vegetables ................................ 17,672 70.0 46.3 23.8 30.0 92.1 33.5 58.5 7.9 

 Other food at home ................................................................ 203,638 72.2 48.5 23.7 27.8 91.5 32.2 59.3 8.5 

 Sugar and other sweets ................................ 19,415 75.2 49.0 26.2 24.8 91.3 30.1 61.2 8.7 

 Fats and oils ................................................................ 15,163 71.6 45.4 26.2 28.4 90.4 31.7 58.7 9.6 

 Miscellaneous foods ................................ 106,935 72.4 49.9 22.5 27.6 92.0 32.5 59.5 8.0 

 Nonalcoholic beverages ................................ 54,863 70.1 45.9 24.1 29.9 90.5 32.2 58.4 9.5 

 Food prepared by consumer unit on 

 out-of-town trips ................................................................ 7,263 78.8 51.2 27.6 21.2 93.0 34.9 58.1 7.0 

 Food away from home ................................................................ 436,999 71.9 49.4 22.5 28.1 93.4 34.7 58.7 6.6 

 Alcoholic beverages ................................................................ 72,466 74.6 52.9 21.7 25.4 95.8 37.9 57.9 4.2 

 Housing ................................................................ 2,584,719 69.2 49.4 19.8 30.8 94.5 34.3 60.2 5.5 

 Shelter ................................................................ 1,546,404 64.3 49.7 14.6 35.7 95.9 36.0 59.9 4.1 

 Owned dwellings ................................................................ 903,065 99.5 78.8 20.7 .5 95.0 28.4 66.6 5.0 

 Mortgage interest and charges ................................ 424,449 99.5 98.0 1.5 .5 95.4 28.4 66.9 4.6 

 Property taxes ................................................................ 268,515 99.4 62.7 36.6 .6 95.4 27.3 68.1 4.6 

 Maintenance, repairs, insurance, 

 other expenses ................................................................ 210,101 99.6 60.4 39.2 .4 93.6 29.6 64.0 6.4 

 Rented dwellings ................................................................ 541,671 1.6 .8 .8 98.4 97.8 49.8 48.0 2.2 

 Other lodging ................................................................ 101,668 85.0 51.7 33.3 15.0 94.1 29.6 64.5 5.9 

 Utilities, fuels, and public services ................................ 498,645 74.9 46.3 28.6 25.1 91.7 31.9 59.8 8.3 

 Natural gas ................................................................ 49,470 79.6 50.3 29.3 20.4 96.3 36.0 60.3 3.7 

 Electricity ................................................................ 184,552 73.7 43.8 29.9 26.3 90.0 30.3 59.7 10.0 

 Fuel oil and other fuels ................................ 12,613 90.5 47.9 42.6 9.5 77.8 7.2 70.6 22.2 

 Telephone services ................................................................ 176,234 70.7 45.6 25.0 29.3 92.4 32.7 59.7 7.6 

 Residential phone service, VOIP, 

 and phone cards ................................................................ 30,904 80.8 39.8 41.0 19.2 87.7 26.7 61.0 12.3 

 Cellular phone service ................................ 145,329 68.5 46.9 21.6 31.5 93.4 34.0 59.4 6.6 

 Water and other public services ................................ 75,776 82.3 51.3 31.0 17.7 93.8 35.4 58.4 6.2 

 Household operations ................................................................ 183,521 78.0 52.2 25.8 22.0 94.7 32.9 61.8 5.3 

 Personal services ................................................................ 57,094 74.7 60.3 14.5 25.3 95.6 32.6 63.1 4.4 

 Other household expenses ................................ 126,427 79.5 48.5 31.0 20.5 94.3 33.0 61.3 5.7 

 Housekeeping supplies................................................................ 97,973 77.4 49.6 27.8 22.6 91.2 31.0 60.1 8.8 

 Laundry and cleaning supplies ................................23,014 70.7 47.3 23.4 29.3 90.2 33.9 56.2 9.8 

 Other household products ................................ 55,503 79.8 50.7 29.2 20.2 91.0 30.2 60.7 9.0 

 Postage and stationery ................................ 19,456 78.4 49.3 29.1 21.6 93.0 29.9 63.1 7.0 

 Household furnishings and equipment ................................ 258,176 78.4 51.9 26.6 21.6 92.5 31.5 61.1 7.5 

 Household textiles ................................................................ 14,814 75.6 50.2 25.4 24.4 94.7 35.4 59.2 5.3 

 Furniture ................................................................67,010 75.4 50.1 25.2 24.6 95.2 32.3 62.9 4.8 

 Floor coverings ................................................................ 3,956 87.0 41.0 46.0 13.0 96.0 20.2 75.8 4.0 

 Major appliances ................................................................ 36,440 85.7 52.1 33.6 14.3 91.1 30.8 60.3 8.9 

 Small appliances, miscellaneous 

 housewares ................................................................ 16,972 77.1 54.8 22.3 22.9 92.3 31.3 61.0 7.7 

 Miscellaneous household equipment ................................ 118,986 78.2 52.9 25.3 21.8 91.1 31.2 60.0 8.9 

 Apparel and services ................................................................ 237,997 69.9 49.1 20.8 30.1 94.1 36.2 57.8 5.9 

 Men and boys ................................................................ 57,442 70.4 51.7 18.7 29.6 94.3 37.2 57.2 5.7 

 Men, 16 and over ................................................................ 44,472 71.3 50.9 20.4 28.7 94.3 38.7 55.6 5.7 

 Boys, 2 to 15 ................................................................ 12,970 67.4 54.6 12.8 32.6 94.3 31.8 62.5 5.7 

 Women and girls ................................................................ 90,065 74.4 51.7 22.7 25.6 94.6 34.2 60.4 5.4 

 Women, 16 and over ................................................................ 75,243 75.5 51.2 24.3 24.5 95.2 34.4 60.8 4.8 

 Girls, 2 to 15 ................................................................ 14,822 69.0 54.6 14.4 31.0 91.8 33.3 58.5 8.2 

 Children under 2 ................................................................ 9,948 64.6 50.8 13.9 35.4 91.8 34.1 57.7 8.2 

 Footwear ................................................................ 49,203 66.0 47.3 18.7 34.0 94.3 36.8 57.5 5.7 

 Other apparel products and services ................................ 31,340 63.5 39.0 24.5 36.5 92.3 40.1 52.2 7.7 

 Transportation ................................................................ 1,244,638 74.0 49.2 24.8 26.0 91.0 29.5 61.6 9.0 

 Vehicle purchases (net outlay) ................................527,018 75.7 51.2 24.5 24.3 90.1 28.2 61.9 9.9 

 Cars and trucks, new ................................................................ 246,965 83.3 54.4 28.9 16.7 94.2 29.0 65.2 5.8 

 Cars and trucks, used................................................................ 273,142 68.8 48.1 20.7 31.2 86.8 27.9 58.9 13.2 

 Other vehicles ................................................................ 6,911 77.0 59.5 217.5 23.0 79.0 12.8 66.2 221.0 

See footnotes at end of table. 
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2017 —

Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Housing tenure Type of area 

Homeowner Urban 

Item Aggregate Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter Total Central 

City 

Other 

Urban Rural 

 Gasoline, other fuels, and motor oil ................................ 255,856 71.8 47.3 24.5 28.2 90.5 29.5 61.0 9.5 

 Other vehicle expenses ................................................................ 369,202 73.2 47.8 25.4 26.8 91.7 28.7 63.1 8.3 

 Vehicle finance charges ................................ 28,642 73.9 57.5 16.4 26.1 89.5 27.3 62.3 10.5 

 Maintenance and repairs ................................ 124,022 69.6 45.9 23.7 30.4 92.1 28.1 64.0 7.9 

 Vehicle insurance ................................................................ 125,482 74.8 44.7 30.1 25.2 89.7 26.9 62.8 10.3 

 Vehicle rental, leases, licenses, and 

 other charges ................................................................ 91,057 75.7 51.6 24.1 24.3 94.8 32.3 62.6 5.2 

 Public and other transportation................................ 92,563 73.9 48.2 25.6 26.1 95.1 40.3 54.8 4.9 

 Healthcare ................................................................ 640,626 79.5 46.2 33.2 20.5 91.3 30.1 61.2 8.7 

 Health insurance ................................................................ 443,860 79.3 45.5 33.8 20.7 91.3 30.1 61.3 8.7 

 Medical services ................................................................ 113,348 80.4 50.4 29.9 19.6 92.0 32.3 59.7 8.0 

 Drugs ................................................................ 63,096 78.9 43.4 35.5 21.1 90.2 27.6 62.6 9.8 

 Medical supplies ................................................................ 20,321 78.8 46.9 32.0 21.2 90.9 26.9 64.1 9.1 

 Entertainment ................................................................ 416,176 79.3 53.1 26.2 20.7 91.8 28.7 63.0 8.2 

 Fees and admissions ................................................................ 97,482 79.5 55.6 23.8 20.5 96.5 35.0 61.5 3.5 

 Audio and visual equipment and 

 services ................................................................128,094 73.6 45.9 27.6 26.4 92.1 31.4 60.7 7.9 

 Pets, toys, hobbies, and playground 

 equipment ................................................................ 112,809 81.3 54.6 26.7 18.7 89.3 24.6 64.6 10.7 

 Pets ................................................................ 92,176 82.9 54.7 28.3 17.1 89.1 22.9 66.2 10.9 

 Toys, hobbies, and playground 

 equipment ................................................................ 20,633 74.2 54.4 19.8 25.8 90.2 32.4 57.7 9.8 

 Other entertainment supplies, 

 equipment, and services ................................ 77,791 85.6 59.7 25.9 14.4 88.8 22.2 66.6 11.2 

 Personal care products and services ................................ 99,005 73.0 49.3 23.7 27.0 94.8 35.1 59.6 5.2 

 Reading ................................................................ 14,285 76.7 47.0 29.7 23.3 95.2 32.7 62.4 4.8 

 Education ................................................................ 193,813 74.6 52.9 21.7 25.4 96.3 36.4 59.9 3.7 

 Tobacco products and smoking supplies ................................ 43,201 61.1 36.8 24.2 38.9 86.3 31.0 55.3 13.7 

 Miscellaneous ................................................................ 131,260 76.7 51.2 25.5 23.3 92.8 29.5 63.4 7.2 

 Cash contributions ................................................................ 243,462 80.8 43.1 37.8 19.2 91.8 32.2 59.7 8.2 

 Personal insurance and pensions................................880,250 78.0 56.0 22.1 22.0 93.8 33.4 60.3 6.2 

 Life and other personal insurance ................................ 54,290 85.7 58.0 27.7 14.3 90.6 27.8 62.8 9.4 

 Pensions and Social Security ................................ 825,960 77.5 55.8 21.7 22.5 94.0 33.8 60.2 6.0 

Sources of income and personal taxes: 

 Money income before taxes ................................ $9,564,613 75.7 52.7 23.0 24.3 93.8 33.6 60.2 6.2 

 Wages and salaries ................................................................ 7,486,721 74.5 56.6 17.9 25.5 94.6 34.3 60.3 5.4 

 Self-employment income ................................ 585,794 82.0 55.7 26.3 18.0 92.5 32.2 60.3 7.5 

 Social Security, private and 

 government retirement ................................ 1,078,984 84.3 32.0 52.3 15.7 89.2 27.3 61.9 10.8 

 Interest, dividends, rental income, 

 other property income................................................................ 248,242 81.4 37.0 44.4 18.6 94.1 40.7 53.4 5.9 

 Public assistance, Supplemental 

 Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................ 59,818 29.8 13.3 16.6 70.2 93.6 47.7 45.9 6.4 

 Unemployment and workers' 

 compensation, veterans' benefits, 

 and regular contributions for support ................................ 59,437 66.6 38.0 28.5 33.4 93.9 30.8 63.1 6.1 

 Other income ................................................................ 45,618 26.2 19.3 7.0 73.8 96.4 46.5 49.8 3.6 

 Personal taxes (contains some imputed 

 values) ................................................................1,295,773 79.9 58.7 21.2 20.1 95.9 36.4 59.5 4.1 

 Federal income taxes ................................................................ 1,016,467 80.5 59.0 21.5 19.5 96.1 36.7 59.3 3.9 

 State and local income taxes ................................ 272,722 77.6 57.6 20.0 22.4 95.6 35.7 60.0 4.4 

 Other taxes ................................................................ 6,583 84.7 55.5 29.2 15.3 85.4 21.2 64.2 14.6 

See footnotes at end of table. 
Table 1702. Housing tenure and type of area: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2017 —

Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Housing tenure Type of area 

Homeowner Urban 

Item Aggregate Total 

Homeowner 

with 

mortgage 

Homeowner 

without 

mortgage 

Renter Total Central 

City 

Other 

Urban Rural 

 Income after taxes ................................................................ 8,268,840 75.0 51.8 23.3 25.0 93.5 33.2 60.3 6.5 

1

 Value is too small to display. 

2

 Data are likely to have large sampling errors. 

n.a. Not applicable. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2018