Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of

income, Consumer Expenditure Survey, 2015

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Number of consumer units (in thousands) ......... 128,437 25,672 25,562 25,700 25,730 25,773

Percent distribution of consumer units ............... 100.0 20.0 19.9 20.0 20.0 20.1

Consumer unit characteristics (mean values):

Income before taxes ......................................... $69,627 $10,916 $28,343 $49,606 $80,813 $177,851

Income after taxes ............................................ 60,448 11,416 28,727 46,807 72,375 142,446

Age of reference person ................................... 50.5 53.3 53.6 49.3 47.9 48.7

Average number in consumer unit:

People ............................................................ 2.5 1.7 2.2 2.5 2.9 3.1

Children under 18 ........................................... .6 .3 .5 .6 .7 .8

Adults 65 and older ........................................ .4 .4 .5 .4 .3 .2

Earners ........................................................... 1.3 .5 .8 1.3 1.8 2.0

Vehicles .......................................................... 1.9 .9 1.5 1.9 2.4 2.7

Percent distribution:

Reference person:

Men ................................................................ 47 37 43 48 52 56

Women ........................................................... 53 63 57 52 48 44

Housing tenure:

Homeowner .................................................... 62 38 53 60 73 87

With mortgage .............................................. 35 11 18 32 52 65

Without mortgage ......................................... 27 27 36 28 22 22

Renter ............................................................ 38 62 47 40 27 13

Race of reference person:

Black or African-American .............................. 13 19 16 13 11 7

White, Asian, and all other races ................... 87 81 84 87 89 93

Hispanic or Latino origin of reference person:

Hispanic or Latino .......................................... 13 13 16 16 12 7

Not Hispanic or Latino .................................... 87 87 84 84 88 93

Education of reference person:

Elementary (1-8) ............................................ 3 6 4 3 2 1 ( )

High school (9-12) .......................................... 32 45 44 33 25 13

College ........................................................... 64 48 51 63 73 86

Never attended and other .............................. 1 ( ) 1 1 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............... 87 63 86 93 97 98

Annual aggregate expenditures ......................... $7,186,766 8.7 12.5 16.4 22.8 39.6

Food ................................................................. 900,446 10.7 14.3 16.5 23.2 35.2

Food at home ................................................. 514,702 12.4 16.3 17.2 22.6 31.5

Cereals and bakery products ....................... 66,391 12.9 16.7 17.4 23.1 30.0

Cereals and cereal products ...................... 22,068 13.8 16.5 16.4 22.6 30.6

Bakery products ......................................... 44,322 12.4 16.8 17.9 23.3 29.7

Meats, poultry, fish, and eggs ...................... 114,849 13.2 17.3 17.1 22.5 29.9

Beef ............................................................ 31,423 12.9 18.3 16.7 22.2 30.0

Pork ............................................................ 21,158 13.8 19.9 16.5 22.5 27.2

Other meats ............................................... 15,926 11.5 16.0 18.8 23.4 30.3

Poultry ........................................................ 22,111 14.0 16.1 17.2 22.4 30.3

Fish and seafood ........................................ 16,114 12.4 15.0 16.4 22.2 34.0

Eggs ........................................................... 8,117 15.2 17.4 18.3 22.5 26.7

Dairy products .............................................. 52,911 12.1 15.9 17.5 22.4 32.1

Fresh milk and cream ................................. 17,918 13.5 17.0 17.9 22.2 29.4

Other dairy products ................................... 34,993 11.4 15.4 17.3 22.4 33.5

Fruits and vegetables ................................... 98,557 12.6 16.1 16.7 22.5 32.1

Fresh fruits ................................................. 36,381 11.5 15.9 16.9 22.8 32.9

Fresh vegetables ........................................ 31,675 12.9 16.0 16.3 21.9 32.9

Processed fruits ......................................... 13,806 12.9 15.6 17.6 22.9 31.0

Processed vegetables ................................ 16,695 13.9 17.4 16.7 22.4 29.7

Other food at home ...................................... 181,993 11.9 15.7 17.3 22.7 32.5

Sugar and other sweets ............................. 19,899 10.9 14.4 15.8 21.3 37.6

Fats and oils ............................................... 14,272 13.6 17.2 18.1 22.3 28.8

Miscellaneous foods ................................... 93,116 11.6 15.3 17.4 23.1 32.5

Nonalcoholic beverages ............................. 47,969 13.3 17.1 17.6 22.4 29.6

Food prepared by consumer unit on

out-of-town trips ....................................... 6,736 4.3 10.3 15.5 25.2 44.7

Food away from home ................................... 385,744 8.4 11.6 15.7 24.1 40.2

See footnotes at end of table.
Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of

income, Consumer Expenditure Survey, 2015 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Alcoholic beverages ......................................... 66,053 7.6 9.8 15.1 22.4 45.1

Housing ............................................................ 2,364,054 10.7 13.9 17.2 22.2 36.0

Shelter ............................................................ 1,379,703 11.2 13.6 16.7 22.0 36.5

Owned dwellings .......................................... 797,604 5.8 9.3 14.1 24.1 46.7

Mortgage interest and charges .................. 367,185 3.7 6.4 13.4 26.1 50.4

Property taxes ............................................ 245,762 7.1 10.8 14.5 22.2 45.4

Maintenance, repairs, insurance, other

expenses .................................................. 184,657 8.5 13.1 14.8 22.8 40.8

Rented dwellings .......................................... 488,331 21.2 21.6 22.5 19.3 15.5

Other lodging ................................................ 93,768 5.0 8.0 9.7 17.7 59.6

Utilities, fuels, and public services ................. 498,993 12.0 16.5 19.4 23.0 29.2

Natural gas ................................................... 54,109 12.3 15.9 18.4 21.4 32.0

Electricity ...................................................... 187,517 13.9 17.8 19.6 22.1 26.5

Fuel oil and other fuels ................................. 14,944 11.9 15.9 18.0 20.0 34.3

Telephone services ...................................... 173,020 10.2 15.4 19.8 24.3 30.3

Residential phone service, VOIP, and

phone cards ............................................. 41,648 14.8 18.7 18.7 20.5 27.3

Cellular phone service ................................ 131,372 8.7 14.4 20.2 25.5 31.3

Water and other public services ................... 69,403 11.1 15.8 18.9 23.8 30.4

Household operations .................................... 168,069 7.1 10.9 15.4 20.6 46.1

Personal services ......................................... 54,815 4.1 6.7 14.1 20.0 55.1

Other household expenses .......................... 113,254 8.5 12.9 16.0 20.9 41.8

Housekeeping supplies .................................. 83,920 11.5 15.8 17.2 21.4 34.0

Laundry and cleaning supplies ..................... 19,977 12.4 17.1 18.5 20.0 32.1

Other household products ............................ 47,123 11.7 14.9 16.2 22.2 34.9

Postage and stationery ................................ 16,820 10.1 16.8 18.4 20.8 33.9

Household furnishings and equipment ........... 233,369 7.6 11.7 16.4 23.3 41.0

Household textiles ........................................ 14,721 8.0 15.4 16.5 18.4 41.8

Furniture ....................................................... 64,508 6.3 11.5 16.0 22.1 44.1

Floor coverings ............................................. 2,277 7.9 13.7 11.9 20.8 45.6

Major appliances .......................................... 34,442 9.7 13.7 15.8 26.0 34.7

Small appliances, miscellaneous

housewares ................................................ 15,075 9.0 14.0 13.1 24.2 39.6

Miscellaneous household equipment ........... 102,348 7.3 10.3 17.3 23.9 41.1

Apparel and services ........................................ 236,770 8.4 12.3 14.1 21.5 43.7

Men and boys ................................................. 54,101 8.9 12.1 14.6 23.3 41.1

Men, 16 and over ......................................... 42,437 9.2 11.6 14.1 23.0 42.1

Boys, 2 to 15 ................................................ 11,665 7.5 14.1 16.6 24.5 37.3

Women and girls ............................................ 89,390 9.7 13.1 13.6 22.1 41.6

Women, 16 and over .................................... 76,371 9.9 13.4 13.3 22.4 41.1

Girls, 2 to 15 ................................................. 13,019 8.4 11.4 15.3 20.4 44.6

Children under 2 ............................................. 10,617 5.8 15.8 17.4 22.0 39.0

Footwear ........................................................ 45,358 7.5 12.9 14.0 23.0 42.6

Other apparel products and services ............. 37,302 6.4 9.1 13.9 15.4 55.1

Transportation .................................................. 1,220,227 7.5 12.4 18.6 23.9 37.6

Vehicle purchases (net outlay) ....................... 513,354 5.7 11.3 18.6 25.0 39.4

Cars and trucks, new ................................... 251,280 3.8 10.0 18.1 23.4 44.6

Cars and trucks, used .................................. 254,526 7.7 12.6 19.0 26.7 34.1

Other vehicles .............................................. 7,548 21.9 27.0 21.5 23.9 45.7

Gasoline and motor oil ................................... 268,378 9.0 14.6 20.2 25.2 31.0

Other vehicle expenses .................................. 353,650 9.2 13.5 18.4 22.6 36.3

Vehicle finance charges ............................... 27,761 4.3 11.1 18.1 29.0 37.5

Maintenance and repairs .............................. 107,445 8.5 14.0 19.8 23.1 34.7

Vehicle insurance ......................................... 138,278 12.1 15.3 18.6 21.0 32.8

Vehicle rental, leases, licenses, and other

charges ...................................................... 80,166 6.8 10.3 16.4 22.6 43.9

Public and other transportation ...................... 84,845 6.5 8.2 13.8 17.8 53.7

Healthcare ........................................................ 557,632 8.9 15.7 18.3 24.6 32.6

Health insurance ............................................ 382,399 8.7 15.5 18.7 25.2 31.9

Medical services ............................................. 101,639 8.2 15.4 16.3 23.8 36.3

Drugs .............................................................. 54,502 10.6 18.4 19.4 22.6 29.1

Medical supplies ............................................. 19,093 10.9 14.7 16.4 22.6 35.4

Entertainment ................................................... 364,844 8.9 12.2 15.6 21.5 41.8

Fees and admissions ..................................... 83,746 4.4 8.6 11.1 21.0 54.8

Audio and visual equipment and services ...... 139,150 12.3 16.5 19.1 22.2 30.0

Pets, toys, hobbies, and playground

equipment .................................................... 83,773 9.5 11.9 16.9 22.7 38.9

Pets .............................................................. 67,752 10.2 11.6 17.7 22.0 38.6

Toys, hobbies, and playground equipment .. 16,021 6.8 13.2 13.8 26.0 40.2

See footnotes at end of table.
Table 1101. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of

income, Consumer Expenditure Survey, 2015 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Other entertainment supplies, equipment,

and services ................................................. 58,175 6.6 7.4 11.9 18.8 55.3

Personal care products and services ............... 87,580 9.0 13.2 15.4 23.4 39.1

Reading ............................................................ 14,635 6.4 14.4 18.8 23.6 36.9

Education ......................................................... 168,837 10.5 7.5 9.4 15.0 57.7

Tobacco products and smoking supplies ......... 44,865 17.6 20.5 21.5 21.3 19.0

Miscellaneous .................................................. 111,848 10.1 12.6 15.5 22.6 39.3

Cash contributions ........................................... 233,568 7.8 11.5 14.7 20.8 45.1

Personal insurance and pensions .................... 815,408 1.9 5.5 12.5 24.2 55.9

Life and other personal insurance .................. 42,750 5.1 7.9 11.6 24.4 51.0

Pensions and Social Security ......................... 772,658 1.7 5.3 12.6 24.2 56.2

Sources of income and personal taxes:

Money income before taxes ............................. $8,942,648 3.1 8.1 14.3 23.3 51.3

Wages and salaries ........................................ 6,987,593 1.2 5.5 13.5 24.8 55.0

Self-employment income ................................ 560,432 -.2 3.8 9.0 16.1 71.2

Social Security, private and government

retirement ..................................................... 1,001,966 13.9 26.5 22.9 19.4 17.4

Interest, dividends, rental income, other

property income ........................................... 223,138 1.9 4.8 10.4 17.7 65.2

Public assistance, Supplemental Security

Income, Supplementary Nutrition

Assistance Program (SNAP) ........................ 72,912 43.4 30.7 14.6 7.6 3.6

Unemployment and workers’ compensation,

veterans’ benefits, and regular

contributions for support ............................... 55,500 12.4 16.6 25.5 24.2 21.3

Other income .................................................. 41,106 31.7 17.6 16.4 15.4 18.9

Personal taxes (contains some imputed

values) ............................................................ 1,178,841 -1.1 -.8 6.1 18.4 77.4

Federal income taxes ..................................... 913,322 -1.3 -1.8 5.2 17.8 80.0

State and local income taxes ......................... 256,536 -.7 1.4 8.9 20.6 69.8

Other taxes ..................................................... 8,984 6.9 33.5 17.4 14.9 27.4

Income after taxes ............................................ 7,763,806 3.8 9.5 15.5 24.0 47.3

1 Value is too small to display.

2 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, August, 2016