Table 3454. Consumer units of five or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021

Item 

Total 

five or 

more 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

Number of consumer units (in thousands)1......................... 12,949 512 869 795 912 1,678 2,379 2,756 3,050 

Consumer unit characteristics: 

 Income before taxes ......................................................... $115,989 $8,286 $23,681 $35,382 $45,134 $60,424 $84,388 $122,392 $251,980 

 Income after taxes ............................................................ 110,511 16,014 35,103 48,301 55,444 68,591 88,296 119,394 212,889 

 Age of reference person ................................................... 42.4 42.9 41.9 41.5 40.0 40.1 41.0 42.9 45.3 

 Average number in consumer unit: 

 People ........................................................................... 5.7 5.5 5.6 5.6 5.6 5.7 5.6 5.7 5.7 

 Children under 18 .......................................................... 2.7 3.1 3.2 2.9 3.1 2.9 2.6 2.5 2.3 

 Adults 65 and older ....................................................... .2 2

.1 2.1 2.2 2.2 .2 .2 .2 .2 

 Earners .......................................................................... 2.3 .9 1.2 1.5 1.7 1.9 2.4 2.6 2.9 

 Vehicles ......................................................................... 2.5 1.5 1.4 2.0 1.9 2.1 2.5 2.8 3.3 

Percent distribution: 

 Reference person: 

 Men................................................................................ 45 23 34 44 30 40 46 51 52 

 Women .......................................................................... 55 77 66 56 70 60 54 49 48 

 Housing tenure: 

 Homeowner ................................................................... 69 44 39 44 49 54 67 81 92 

 With mortgage ............................................................ 53 31 19 22 32 35 54 67 75 

 Without mortgage ....................................................... 16 13 20 22 17 19 13 13 17 

 Renter ............................................................................ 31 56 61 56 51 46 33 19 8 

 Race of reference person: 

 Black or African-American............................................. 13 25 25 23 23 13 10 12 7 

 White, Asian, and all other races, not including 

 Black or African-American ......................................... 87 75 75 77 77 87 90 88 93 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino ......................................................... 30 34 44 35 39 39 35 27 15 

 Not Hispanic or Latino ................................................... 70 66 56 65 61 61 65 73 85 

 Education of reference person: 

 Elementary (1-8)............................................................ 6 15 12 8 6 7 6 4 3 

 High school (9-12) ......................................................... 31 52 57 52 47 41 31 22 13 

 College .......................................................................... 62 33 32 37 46 50 62 73 84 

 Never attended and other ............................................. 1 ( 3 ) ( 4 ) 4 1 1 1 ( 3 ) ( 4 ) 

 At least one vehicle owned or leased .............................. 96 86 81 94 94 96 98 99 98 

Average annual expenditures .............................................. $84,927 $48,864 $38,328 $49,399 $53,031 $57,504 $71,065 $91,507 $143,802 

 Food .................................................................................. 11,403 11,082 6,748 8,425 7,702 8,113 10,451 12,109 17,044 

 Food at home ................................................................ 7,732 8,274 5,093 6,434 5,302 5,571 7,353 7,906 11,072 

 Cereals and bakery products ..................................... 1,049 1,091 834 707 719 697 1,027 1,048 1,556 

 Cereals and cereal products ................................... 378 362 260 253 233 243 387 339 607 

 Bakery products ...................................................... 672 728 574 454 486 453 640 709 949 

 Meats, poultry, fish, and eggs .................................... 1,746 1,972 1,203 1,579 1,247 1,404 1,663 1,657 2,435 

 Beef ......................................................................... 478 598 244 508 415 367 513 446 604 

 Pork ......................................................................... 334 432 265 194 280 300 312 331 445 

 Other meats ............................................................ 230 251 242 227 125 138 212 220 339 

 Poultry ..................................................................... 348 405 255 295 216 314 325 297 510 

 Fish and seafood .................................................... 247 164 131 218 142 207 211 263 375 

 Eggs ........................................................................ 108 121 65 138 70 78 89 99 163 

 Dairy products ............................................................ 725 743 476 574 442 554 714 725 1,042 

 Fresh milk and cream ............................................. 251 286 202 237 181 209 222 236 350 

 Other dairy products ............................................... 474 457 274 337 261 345 493 489 692 

 Fruits and vegetables ................................................. 1,475 1,707 992 1,287 924 1,131 1,337 1,518 2,101 

 Fresh fruits .............................................................. 539 698 371 514 334 399 440 585 765 

 Fresh vegetables .................................................... 447 460 269 355 318 353 443 433 637 

 Processed fruits ...................................................... 192 202 149 161 100 147 163 195 291 

 Processed vegetables ............................................ 297 347 202 259 171 232 291 305 409 

 Other food at home .................................................... 2,738 2,762 1,589 2,287 1,971 1,786 2,612 2,959 3,938 

 Sugar and other sweets .......................................... 269 278 152 186 184 161 271 288 401 

 Fats and oils............................................................ 212 257 122 162 158 161 219 211 290 

See footnotes at end of table. 
Table 3454. Consumer units of five or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

five or 

more 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Miscellaneous foods ............................................... 1,478 1,364 810 1,391 1,060 952 1,386 1,611 2,125 

 Nonalcoholic beverages ......................................... 692 844 475 506 527 459 684 745 949 

 Food prepared by consumer unit on out of town 

 trips ...................................................................... 87 219 229 241 242 253 51 104 172 

 Food away from home .................................................. 3,671 2,808 1,655 1,990 2,400 2,542 3,098 4,203 5,972 

 Alcoholic beverages ......................................................... 375 2161 2103 2176 203 126 237 343 894 

 Housing ............................................................................ 27,725 20,392 17,299 18,577 20,020 20,932 24,108 28,142 42,925 

 Shelter ........................................................................... 15,549 10,859 9,489 10,624 10,927 11,625 13,282 15,720 24,503 

 Owned dwellings ........................................................ 9,802 3,523 2,381 2,977 4,466 4,850 7,624 11,391 19,330 

 Mortgage interest and charges ............................... 4,652 21,644 1,157 1,386 1,802 2,058 3,831 5,307 9,332 

 Property taxes ......................................................... 2,787 947 734 1,092 1,181 1,298 2,056 2,845 5,942 

 Maintenance, repairs, insurance, and other 

 expenses ............................................................. 2,362 932 491 500 1,482 1,494 1,737 3,240 4,056 

 Rented dwellings ........................................................ 4,657 6,691 6,988 7,264 6,283 6,569 5,142 3,602 2,009 

 Other lodging.............................................................. 1,091 2645 2119 2383 2178 206 516 727 3,164 

 Utilities, fuels, and public services ................................ 5,830 4,612 4,390 4,473 4,866 5,173 5,766 6,197 7,167 

 Natural gas ................................................................. 572 427 479 400 378 489 454 583 853 

 Electricity .................................................................... 2,074 1,916 1,801 1,768 2,019 1,922 2,035 2,102 2,362 

 Fuel oil and other fuels............................................... 127 216 272 281 230 254 157 170 181 

 Telephone services .................................................... 2,077 1,493 1,374 1,552 1,719 1,872 2,111 2,254 2,544 

 Residential phone service, VOIP, and phone 

 cards .................................................................... 129 2141 2103 271 90 79 127 137 184 

 Cellular phone service ............................................ 1,947 1,352 1,270 1,481 1,629 1,793 1,984 2,117 2,360 

 Water and other public services ................................ 981 761 665 671 720 836 1,009 1,088 1,226 

 Household operations ................................................... 1,833 945 987 1,035 1,034 1,101 1,385 1,755 3,491 

 Personal services ....................................................... 627 2171 2281 2133 2264 299 347 598 1,464 

 Other household expenses ........................................ 1,206 774 706 902 770 802 1,038 1,157 2,027 

 Housekeeping supplies ................................................. 1,180 1,115 682 751 518 816 1,103 1,199 1,945 

 Laundry and cleaning supplies .................................. 259 403 173 286 212 222 308 247 263 

 Other household products ......................................... 804 703 493 409 272 545 718 803 1,432 

 Postage and stationery .............................................. 116 29 216 257 234 49 77 148 251 

 Household furnishings and equipment ......................... 3,333 2,860 1,751 1,692 2,675 2,218 2,572 3,271 5,819 

 Household textiles ...................................................... 140 2281 91 2128 282 128 113 149 180 

 Furniture ..................................................................... 897 724 546 341 662 594 703 713 1,725 

 Floor coverings........................................................... 48 220 210 218 213 37 24 15 137 

 Major appliances ........................................................ 640 925 236 443 528 479 510 679 948 

 Small appliances and miscellaneous 

 housewares............................................................. 196 2143 159 67 143 131 192 184 324 

 Miscellaneous household equipment ........................ 1,412 767 709 694 1,247 849 1,031 1,532 2,505 

 Apparel and services ........................................................ 2,811 2,907 1,465 1,648 3,327 2,919 2,369 2,450 4,000 

 Men and boys ................................................................ 743 2468 279 442 618 638 883 735 998 

 Men, 16 and over ....................................................... 426 2300 2101 2237 2340 258 497 468 629 

 Boys, 2 to 15 .............................................................. 317 2168 178 205 279 380 386 267 368 

 Women and girls ........................................................... 1,029 1,414 558 567 697 1,280 742 786 1,657 

 Women, 16 and over .................................................. 668 21,078 454 350 319 705 459 480 1,198 

 Girls, 2 to 15 ............................................................... 361 2336 2104 2217 2378 575 283 306 459 

 Children under 2 ............................................................ 191 2137 2120 2190 2457 269 160 135 163 

 Footwear ....................................................................... 603 2557 2363 2284 1,279 560 397 468 897 

 Other apparel products and services ............................ 245 330 145 166 276 173 187 325 286 

 Transportation .................................................................. 15,234 7,581 6,424 11,223 9,303 10,967 13,541 18,982 22,153 

 Vehicle purchases (net outlay) ...................................... 6,916 21,967 2,272 25,168 3,388 4,123 5,371 9,816 10,700 

 Cars and trucks, new ................................................. 2,311 ( 4 ) ( 4 ) 21,996 2409 2691 2,151 3,048 4,358 

 Cars and trucks, used ................................................ 4,532 21,967 2,272 3,172 2,761 3,427 3,151 6,690 6,225 

 Other vehicles ............................................................ 73 ( 4 ) ( 4 ) ( 4 ) 2218 26 269 278 2117 

 Gasoline, other fuels, and motor oil .............................. 2,993 2,481 1,779 2,516 2,448 2,763 2,951 3,275 3,616 

 Other vehicle expenses................................................. 4,814 2,694 2,209 3,263 3,325 3,878 4,831 5,349 6,787 

 Vehicle finance charges ............................................. 410 2238 146 164 180 284 359 530 649 

 Maintenance and repairs ........................................... 1,243 660 509 1,048 877 1,103 1,276 1,460 1,576 

 Vehicle rental, leases, licenses, and other 

 charges ................................................................... 900 268 344 491 471 432 885 844 1,719 

 Vehicle insurance ....................................................... 2,260 1,528 1,210 1,561 1,797 2,058 2,312 2,515 2,843 

 Public and other transportation ..................................... 512 2439 2165 2276 2143 203 388 541 1,050 

 Healthcare ........................................................................ 5,486 1,578 1,099 2,421 3,409 3,577 4,817 6,585 9,395 

 Health insurance ........................................................... 3,630 1,022 644 1,663 2,308 2,477 3,185 4,574 5,956 

 Medical services ............................................................ 1,240 2301 273 343 740 634 1,130 1,447 2,289 

See footnotes at end of table. 
Table 3454. Consumer units of five or more people by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure 

Surveys, 2020-2021 — Continued 

Item 

Total 

five or 

more 

people 

Less 

than 

$15,000 

$15,000 

to

$29,999 

$30,000 

to

$39,999 

$40,000 

to

$49,999 

$50,000 

to

$69,999 

$70,000 

to

$99,999 

$100,000 

to

$149,999 

$150,000 

and

more 

 Drugs ............................................................................. 429 2190 143 312 257 349 308 396 806 

 Medical supplies ............................................................ 186 265 239 2103 2105 117 193 169 344 

 Entertainment ................................................................... 3,899 1,892 1,265 2,195 1,901 1,987 3,235 3,945 7,583 

 Fees and admissions .................................................... 758 2104 266 394 246 213 421 789 1,855 

 Audio and visual equipment and services .................... 1,123 668 767 837 875 771 976 1,170 1,719 

 Pets, toys, hobbies, and playground equipment ........... 1,132 2643 280 727 684 684 1,188 986 2,037 

 Pets ............................................................................ 787 2281 2175 2484 613 438 897 625 1,423 

 Toys, hobbies, and playground equipment................ 345 2363 2105 2244 271 246 291 361 614 

 Other entertainment supplies, equipment, and 

 services ...................................................................... 887 2477 2151 237 95 320 651 999 1,972 

 Personal care products and services ............................... 887 871 415 520 752 499 794 896 1,473 

 Reading ............................................................................ 110 235 240 242 263 56 79 107 231 

 Education .......................................................................... 1,835 2623 469 2127 318 669 986 1,766 4,690 

 Tobacco products and smoking supplies ......................... 415 2354 495 445 416 579 410 418 306 

 Miscellaneous ................................................................... 1,195 2278 529 400 501 668 854 1,614 2,158 

 Cash contributions ............................................................ 2,965 2510 469 709 1,135 1,077 1,601 2,113 8,096 

 Personal insurance and pensions .................................... 10,587 601 1,508 2,492 3,982 5,336 7,582 12,038 22,855 

 Life and other personal insurance................................. 611 2181 2147 2144 2209 174 344 659 1,460 

 Pensions and Social Security ....................................... 9,976 420 1,361 2,349 3,773 5,161 7,237 11,378 21,395 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $115,989 $8,286 $23,681 $35,382 $45,134 $60,424 $84,388 $122,392 $251,980 

 Wages and salaries ....................................................... 97,807 3,623 14,408 25,530 34,894 50,572 73,336 107,213 211,590 

 Self-employment income............................................... 10,633 2409 21,502 22,167 3,241 3,944 5,751 8,467 28,811 

 Social Security, private and government 

 retirement ................................................................... 3,373 2756 2,780 3,687 2,605 3,216 2,222 3,139 5,327 

 Interest, dividends, rental income, and other 

 property income ......................................................... 1,392 266 29 2124 2430 102 571 831 4,485 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ....................................................................... 1,295 2,695 3,720 2,223 2,683 1,668 900 806 256 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ....................................................................... 1,152 2479 2898 21,114 2955 830 1,399 1,630 958 

 Other income ................................................................. 336 2259 2363 2537 2326 292 2209 305 553 

 Personal taxes (contains some imputed values) ............. 5,478 -7,728 -11,423 -12,919 -10,310 -8,166 -3,908 2,998 39,092 

 Federal income taxes .................................................... 6,386 -3,821 -7,790 -8,051 -6,811 -4,338 -799 4,595 32,966 

 Stimulus payment (new UCC Q20202)# ....................... -4,185 2

-3,676 -3,305 -4,747 -3,754 -4,542 -4,736 -4,603 -3,501 

 State and local income taxes ........................................ 3,226 -246 -360 -172 197 686 1,562 2,964 9,555 

 Other taxes .................................................................... 51 215 232 251 258 226 265 242 272 

 Income after taxes ............................................................ 110,511 16,014 35,103 48,301 55,444 68,591 88,296 119,394 212,889 

Addenda: 

 Net change in total assets and liabilities .......................... -$8,165 -$4,904 $806 -$2,795 -$4,248 -$1,387 -$15,594 -$14,479 -$6,067 

 Net change in total assets ............................................. 29,177 22,484 4,855 4,826 1,860 19,220 4,128 37,604 72,496 

 Net change in total liabilities ......................................... 37,342 7,388 4,049 7,621 6,108 20,607 19,722 52,083 78,563 

 Other financial information: 

 Other money receipts .................................................... 250 294 235 2115 271 2202 246 2731 2179 

 Mortgage principal paid on owned property.................. -3,415 2

-1,686 -1,256 -1,250 -1,258 -1,579 -2,624 -3,787 -6,820 

 Estimated market value of owned home ....................... 283,142 109,831 83,436 96,370 106,788 129,663 204,028 286,405 613,715 

 Estimated monthly rental value of owned home ........... 1,401 580 489 613 675 768 1,133 1,563 2,632 

1

 Data are rounded to the nearest thousands. 

2

 Data are likely to have large sampling errors. 

3

 Value is too small to display. 

4

 No data reported. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022