Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Surveys, 2019-2020

Item Total 

25-34 Northeast Midwest South West 

Number of consumer units (in thousands)1................................................... 21,108 3,381 4,488 8,214 5,025 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $78,012 $83,539 $78,693 $71,614 $84,142 

 Income after taxes ...................................................................................... 70,564 73,674 71,273 66,136 75,075 

 Age of reference person ............................................................................. 29.9 30.1 29.9 29.9 29.7 

 Average number in consumer unit: 

 People ..................................................................................................... 2.7 2.4 2.8 2.7 2.7 

 Children under 18 .................................................................................... .9 .7 1.0 1.0 .8 

 Adults 65 and older ................................................................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Earners .................................................................................................... 1.5 1.5 1.6 1.5 1.6 

 Vehicles ................................................................................................... 1.7 1.4 1.9 1.7 1.7 

Percent distribution: 

 Reference person: 

 Men.......................................................................................................... 50 50 54 47 52 

 Women .................................................................................................... 50 50 46 53 48 

 Housing tenure: 

 Homeowner ............................................................................................. 42 39 51 42 35 

 With mortgage ...................................................................................... 34 34 43 33 28 

 Without mortgage ................................................................................. 8 5 8 9 7 

 Renter ...................................................................................................... 58 61 49 58 65 

 Race of reference person: 

 Black or African-American ....................................................................... 16 17 15 21 9 

 White, Asian, and all other races ............................................................ 84 83 85 79 91 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .................................................................................... 18 18 9 18 27 

 Not Hispanic or Latino ............................................................................. 82 82 91 82 73 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 2 1 2 1 2 

 High school (9-12) ................................................................................... 25 25 22 27 23 

 College .................................................................................................... 74 74 76 72 75 

 Never attended and other ....................................................................... ( 2 ) ( 3 ) ( 3 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ......................................................... 91 80 92 93 92 

Average annual expenditures ........................................................................ $57,379 $63,660 $56,933 $52,668 $61,558 

 Food ............................................................................................................ 7,210 8,560 6,653 6,165 8,694 

 Food at home .......................................................................................... 4,104 5,025 3,883 3,356 5,027 

 Cereals and bakery products ............................................................... 494 681 481 378 590 

 Cereals and cereal products ............................................................. 178 252 163 130 228 

 Bakery products ................................................................................ 316 429 318 248 362 

 Meats, poultry, fish, and eggs .............................................................. 889 1,056 743 766 1,138 

 Beef ................................................................................................... 233 242 195 193 332 

 Pork ................................................................................................... 162 156 132 153 212 

 Other meats ...................................................................................... 112 166 101 91 124 

 Poultry ............................................................................................... 192 217 155 182 231 

 Fish and seafood .............................................................................. 134 197 115 104 164 

 Eggs .................................................................................................. 56 78 46 43 75 

 Dairy products ...................................................................................... 389 488 352 317 486 

 Fresh milk and cream ....................................................................... 127 157 101 106 169 

 Other dairy products ......................................................................... 262 331 250 211 317 

 Fruits and vegetables ........................................................................... 788 1,017 748 638 938 

 Fresh fruits ........................................................................................ 284 366 265 233 340 

 Fresh vegetables .............................................................................. 262 308 246 201 352 

 Processed fruits ................................................................................ 105 160 100 82 115 

 Processed vegetables ...................................................................... 137 184 137 123 131 

 Other food at home .............................................................................. 1,544 1,783 1,559 1,256 1,875 

 Sugar and other sweets .................................................................... 135 187 138 103 154 

 Fats and oils ...................................................................................... 98 134 89 76 121 

 Miscellaneous foods ......................................................................... 899 993 937 724 1,105 

 Nonalcoholic beverages ................................................................... 374 442 348 323 441 

 Food prepared by consumer unit on out-of-town trips ..................... 39 28 47 30 55 

See footnotes at end of table. 
Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Surveys, 2019-2020 — Continued 

Item Total 

25-34 Northeast Midwest South West 

 Food away from home............................................................................. 3,106 3,535 2,769 2,809 3,667 

 Alcoholic beverages ................................................................................... 503 672 545 426 486 

 Housing ....................................................................................................... 20,856 23,549 19,177 19,299 23,125 

 Shelter ..................................................................................................... 13,053 15,253 11,119 11,681 15,542 

 Owned dwellings .................................................................................. 5,015 5,742 5,315 4,753 4,687 

 Mortgage interest and charges ......................................................... 2,656 2,858 2,484 2,539 2,867 

 Property taxes ................................................................................... 1,252 1,849 1,528 964 1,073 

 Maintenance, repairs, insurance, other expenses ........................... 1,107 1,035 1,304 1,250 747 

 Rented dwellings .................................................................................. 7,648 9,179 5,396 6,542 10,436 

 Other lodging ........................................................................................ 390 332 407 387 418 

 Utilities, fuels, and public services .......................................................... 3,486 3,437 3,549 3,583 3,304 

 Natural gas ........................................................................................... 316 470 514 165 282 

 Electricity .............................................................................................. 1,297 1,174 1,153 1,534 1,120 

 Fuel oil and other fuels ......................................................................... 63 187 76 35 15 

 Telephone services .............................................................................. 1,293 1,264 1,256 1,311 1,315 

 Residential phone service, VOIP, and phone cards ......................... 56 98 46 48 51 

 Cellular phone service ...................................................................... 1,237 1,167 1,210 1,263 1,264 

 Water and other public services .......................................................... 518 342 551 539 573 

 Household operations ............................................................................. 1,610 1,703 1,928 1,506 1,436 

 Personal services ................................................................................. 787 829 1,140 692 599 

 Other household expenses .................................................................. 823 874 788 813 837 

 Housekeeping supplies ........................................................................... 605 698 598 564 625 

 Laundry and cleaning supplies ............................................................ 142 140 181 133 122 

 Other household products .................................................................... 367 461 300 343 413 

 Postage and stationery ........................................................................ 96 97 117 88 90 

 Household furnishings and equipment .................................................... 2,101 2,457 1,984 1,965 2,217 

 Household textiles ................................................................................ 92 94 80 67 143 

 Furniture ............................................................................................... 604 606 528 638 616 

 Floor coverings ..................................................................................... 22 18 24 20 27 

 Major appliances .................................................................................. 309 298 296 293 354 

 Small appliances, miscellaneous housewares .................................... 125 111 105 125 153 

 Miscellaneous household equipment ................................................... 949 1,330 951 821 925 

 Apparel and services .................................................................................. 1,792 2,295 1,818 1,612 1,751 

 Men and boys .......................................................................................... 412 565 438 341 415 

 Men, 16 and over ................................................................................. 297 448 309 241 287 

 Boys, 2 to 15 ........................................................................................ 115 117 128 100 128 

 Women and girls ..................................................................................... 538 611 585 475 554 

 Women, 16 and over ............................................................................ 418 424 503 365 424 

 Girls, 2 to 15 ......................................................................................... 120 187 82 110 130 

 Children under 2 ...................................................................................... 158 121 122 168 201 

 Footwear .................................................................................................. 452 706 452 418 348 

 Other apparel products and services ...................................................... 232 293 221 211 234 

 Transportation ............................................................................................ 10,269 9,878 11,050 9,916 10,422 

 Vehicle purchases (net outlay) ................................................................ 4,488 3,670 5,541 4,348 4,326 

 Cars and trucks, new ........................................................................... 1,612 41,266 2,376 1,264 1,731 

 Cars and trucks, used .......................................................................... 2,732 2,394 2,791 2,974 2,509 

 Other vehicles ...................................................................................... 144 49 4374 4109 486 

 Gasoline, other fuels, and motor oil ........................................................ 1,898 1,517 1,895 1,973 2,036 

 Other vehicle expenses ........................................................................... 3,393 3,891 3,187 3,261 3,460 

 Vehicle finance charges ....................................................................... 308 202 355 336 292 

 Maintenance and repairs ..................................................................... 753 623 778 737 849 

 Vehicle rental, leases, licenses, and other charges ............................ 784 1,535 675 537 781 

 Vehicle insurance ................................................................................. 1,547 1,532 1,379 1,652 1,538 

 Public and other transportation ............................................................... 490 800 427 333 601 

 Healthcare .................................................................................................. 3,240 3,050 3,932 3,123 2,942 

 Health insurance ..................................................................................... 2,303 2,242 2,745 2,312 1,936 

 Medical services ...................................................................................... 631 593 793 543 656 

 Drugs ....................................................................................................... 215 147 274 183 259 

 Medical supplies ...................................................................................... 91 69 121 84 91 

 Entertainment ............................................................................................. 2,498 2,363 2,811 2,205 2,792 

 Fees and admissions .............................................................................. 482 438 526 416 578 

 Audio and visual equipment and services............................................... 833 889 869 831 766 

 Pets, toys, hobbies, and playground equipment ..................................... 753 847 818 566 955 

 Pets ...................................................................................................... 596 683 639 423 799 

 Toys, hobbies, and playground equipment .......................................... 157 164 179 143 156 

 Other entertainment supplies, equipment, and services ........................ 430 188 598 392 493 

See footnotes at end of table. 
Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures 

and characteristics, Consumer Expenditure Surveys, 2019-2020 — Continued 

Item Total 

25-34 Northeast Midwest South West 

 Personal care products and services ......................................................... 627 649 621 554 743 

 Reading ...................................................................................................... 64 58 66 56 80 

 Education .................................................................................................... 1,172 2,727 700 932 939 

 Tobacco products and smoking supplies ................................................... 317 310 353 341 256 

 Miscellaneous ............................................................................................. 662 1,053 643 487 724 

 Cash contributions ...................................................................................... 857 633 816 938 913 

 Personal insurance and pensions .............................................................. 7,312 7,864 7,747 6,615 7,690 

 Life and other personal insurance ........................................................... 227 250 284 201 206 

 Pensions and Social Security.................................................................. 7,084 7,614 7,462 6,415 7,485 

Sources of income and personal taxes: 

 Income before taxes ................................................................................... $78,012 $83,539 $78,693 $71,614 $84,142 

 Wages and salaries ................................................................................. 72,354 78,495 72,580 66,873 76,978 

 Self-employment income ......................................................................... 3,153 2,529 3,659 2,352 4,431 

 Social Security, private and government retirement ............................... 492 4327 728 412 520 

 Interest, dividends, rental income, other property income ...................... 418 567 240 417 479 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 483 577 444 486 450 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 769 718 645 837 805 

 Other income ........................................................................................... 343 327 398 237 478 

 Personal taxes (contains some imputed values) ....................................... 7,448 9,865 7,421 5,478 9,066 

 Federal income taxes .............................................................................. 6,134 7,680 5,932 4,834 7,401 

 Stimulus payment (new UCC Q20202)# ................................................. -1,013 -875 -1,204 -1,047 -879 

 State and local income taxes .................................................................. 2,277 3,003 2,584 1,652 2,537 

 Other taxes .............................................................................................. 49 457 109 38 47 

 Income after taxes ...................................................................................... 70,564 73,674 71,273 66,136 75,075 

Addenda: 

 Net change in total assets and liabilities .................................................... -$2,317 $639 -$5,879 $3,223 -$10,180 

 Net change in total assets ....................................................................... 26,604 32,858 18,056 26,248 30,611 

 Net change in total liabilities .................................................................... 28,921 32,218 23,936 23,025 40,791 

 Other financial information: 

 Other money receipts .............................................................................. 412 4460 723 183 475 

 Mortgage principal paid on owned property ............................................ -1,451 -1,476 -1,514 -1,381 -1,491 

 Estimated market value of owned home ................................................. 110,233 117,694 102,892 92,047 141,497 

 Estimated monthly rental value of owned home ..................................... 665 690 678 619 713 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 No data reported. 

4

 Data are likely to have large sampling errors. 

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2021