Table 4500. Selected age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate Under 

30 years 

30 and 

older 

Under 

50 years 

50 and 

older 

Under 

55 years 

55 and 

older 

Under 

65 years 

65 and 

older 

Number of consumer units (in thousands)1.......................... 133,595 16,043 117,553 60,902 72,693 72,828 60,767 97,579 36,016 

Percent distribution of consumer units ................................. 100.0 12.0 88.0 45.6 54.4 54.5 45.5 73.0 27.0 

Consumer unit characteristics (mean values): 

 Income before taxes ......................................................... $87,432 $63,538 $90,693 $95,739 $80,473 $99,445 $73,036 $99,279 $55,335 

 Income after taxes ............................................................ 78,743 59,840 81,323 86,556 72,197 89,079 66,356 88,190 53,149 

 Age of reference person ................................................... 51.8 25.0 55.5 35.5 65.6 38.2 68.2 43.6 74.1 

 Average number in consumer unit: 

 People ............................................................................ 2.4 2.3 2.5 2.9 2.0 2.9 1.9 2.7 1.7 

 Children under 18 .......................................................... .6 .5 .6 1.0 .2 .9 .1 .7 .1 

 Adults 65 and older ........................................................ .4 ( 2 ) .5 ( 2 ) .7 ( 2 ) .9 .1 1.4 

 Earners .......................................................................... 1.3 1.5 1.2 1.6 1.0 1.6 .9 1.6 .5 

 Vehicles ......................................................................... 1.9 1.5 1.9 1.8 1.9 1.9 1.9 1.9 1.7 

Percent distribution: 

 Reference person: 

 Men ................................................................................ 47 49 47 48 47 48 46 48 46 

 Women ........................................................................... 53 51 53 52 53 52 54 52 54 

 Housing tenure: 

 Homeowner.................................................................... 65 29 70 51 76 55 77 60 78 

 With mortgage ............................................................ 38 21 40 40 35 42 32 42 25 

 Without mortgage ....................................................... 27 8 30 11 41 12 45 18 53 

 Renter ............................................................................ 35 71 30 49 24 45 23 40 22 

 Race of reference person: 

 Black or African-American ............................................. 13 14 13 15 12 14 12 14 11 

 White, Asian, and all other races, not including 

 Black or African-American .......................................... 87 86 87 85 88 86 88 86 89 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino .......................................................... 15 21 14 20 11 19 9 18 7 

 Not Hispanic or Latino ................................................... 85 79 86 80 89 81 91 82 93 

 Education of reference person: 

 Elementary (1-8) ............................................................ 3 1 3 2 3 2 3 2 4 

 High school (9-12) ......................................................... 28 30 28 26 31 26 31 27 32 

 College ........................................................................... 69 69 69 72 66 72 65 70 64 

 Never attended and other .............................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ............................... 89 82 90 89 90 89 90 90 88 

Annual aggregate expenditures ........................................... $8,937,383 9.6 90.4 48.5 51.5 59.6 40.4 79.1 20.9 

 Food .................................................................................. 1,105,178 9.7 90.3 49.8 50.2 60.5 39.5 79.2 20.8 

 Food at home ................................................................. 701,087 8.4 91.6 47.6 52.4 58.0 42.0 77.3 22.7 

 Cereals and bakery products ..................................... 89,592 8.2 91.8 48.3 51.7 58.6 41.4 76.5 23.5 

 Cereals and cereal products ................................... 28,017 8.9 91.1 50.7 49.3 61.7 38.3 78.6 21.4 

 Bakery products ...................................................... 61,575 7.8 92.2 47.2 52.8 57.2 42.8 75.5 24.5 

 Meats, poultry, fish, and eggs .................................... 148,655 9.1 90.9 47.8 52.2 58.1 41.9 77.7 22.3 

 Beef ......................................................................... 39,018 10.2 89.8 49.2 50.8 59.5 40.5 79.3 20.7 

 Pork ......................................................................... 29,713 8.6 91.4 46.7 53.3 56.5 43.5 74.6 25.4 

 Other meats ............................................................. 20,081 9.0 91.0 46.4 53.6 56.1 43.9 76.9 23.1 

 Poultry ..................................................................... 27,052 8.8 91.2 49.5 50.5 60.4 39.6 80.4 19.6 

 Fish and seafood ..................................................... 23,778 8.2 91.8 45.7 54.3 56.6 43.4 76.4 23.6 

 Eggs ........................................................................ 9,012 8.8 91.2 49.9 50.1 59.3 40.7 78.2 21.8 

 Dairy products ............................................................ 65,568 7.8 92.2 46.2 53.8 56.2 43.8 75.7 24.3 

 Fresh milk and cream .............................................. 20,941 7.9 92.1 46.9 53.1 57.2 42.8 76.9 23.1 

 Other dairy products ................................................ 44,627 7.8 92.2 45.9 54.1 55.7 44.3 75.2 24.8 

 Fruits and vegetables ................................................. 137,670 8.2 91.8 47.6 52.4 58.5 41.5 77.3 22.7 

 Fresh fruits............................................................... 50,421 7.8 92.2 47.3 52.7 57.9 42.1 76.3 23.7 

 Fresh vegetables ..................................................... 43,712 8.1 91.9 48.1 51.9 59.1 40.9 77.8 22.2 

 Processed fruits ....................................................... 17,683 9.0 91.0 46.7 53.3 57.6 42.4 76.4 23.6 

 Processed vegetables ............................................. 25,854 8.6 91.4 47.9 52.1 59.2 40.8 78.7 21.3 

 Other food at home ..................................................... 259,603 8.2 91.8 47.6 52.4 58.0 42.0 77.7 22.3 

 Sugar and other sweets .......................................... 24,263 8.2 91.8 45.3 54.7 55.5 44.5 74.1 25.9 

 Fats and oils ............................................................ 17,664 8.0 92.0 46.1 53.9 55.8 44.2 76.7 23.3 

See footnotes at end of table. 
Table 4500. Selected age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021 

— Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate Under 

30 years 

30 and 

older 

Under 

50 years 

50 and 

older 

Under 

55 years 

55 and 

older 

Under 

65 years 

65 and 

older 

 Miscellaneous foods ................................................ 139,776 8.1 91.9 48.5 51.5 58.6 41.4 78.3 21.7 

 Nonalcoholic beverages .......................................... 68,632 8.2 91.8 46.7 53.3 57.7 42.3 77.5 22.5 

 Food prepared by consumer unit on out of town 

 trips ....................................................................... 9,267 9.1 90.9 49.4 50.6 60.3 39.7 81.7 18.3 

 Food away from home ................................................... 404,091 12.1 87.9 53.7 46.3 64.9 35.1 82.5 17.5 

 Alcoholic beverages .......................................................... 73,841 10.9 89.1 48.6 51.4 59.3 40.7 78.9 21.1 

 Housing ............................................................................. 3,021,905 10.2 89.8 48.2 51.8 58.7 41.3 77.5 22.5 

 Shelter ............................................................................ 1,771,197 11.6 88.4 49.9 50.1 60.5 39.5 78.9 21.1 

 Owned dwellings ........................................................ 1,014,119 5.1 94.9 42.0 58.0 53.9 46.1 75.6 24.4 

 Mortgage interest and charges ............................... 371,521 6.1 93.9 53.0 47.0 66.4 33.6 87.0 13.0 

 Property taxes ......................................................... 330,672 4.4 95.6 37.6 62.4 48.7 51.3 72.2 27.8 

 Maintenance, repairs, insurance, and other 

 expenses .............................................................. 311,926 4.8 95.2 33.7 66.3 44.4 55.6 65.7 34.3 

 Rented dwellings ........................................................ 625,766 23.0 77.0 64.9 35.1 72.4 27.6 84.1 15.9 

 Other lodging .............................................................. 131,312 6.9 93.1 39.4 60.6 54.2 45.8 79.1 20.9 

 Utilities, fuels, and public services ................................. 564,237 8.2 91.8 43.7 56.3 54.5 45.5 75.0 25.0 

 Natural gas ................................................................. 59,764 7.1 92.9 40.6 59.4 50.8 49.2 72.2 27.8 

 Electricity .................................................................... 207,189 8.8 91.2 43.8 56.2 54.3 45.7 74.3 25.7 

 Fuel oil and other fuels ............................................... 16,247 3.3 96.7 30.5 69.5 40.1 59.9 66.2 33.8 

 Telephone services .................................................... 188,193 8.9 91.1 46.7 53.3 58.4 41.6 78.5 21.5 

 Residential phone service, VOIP, and phone 

 cards ..................................................................... 22,060 1.9 98.1 19.3 80.7 27.5 72.5 50.3 49.7 

 Cellular phone service ............................................. 166,134 9.8 90.2 50.3 49.7 62.5 37.5 82.2 17.8 

 Water and other public services ................................. 92,843 7.2 92.8 41.7 58.3 52.1 47.9 72.7 27.3 

 Household operations .................................................... 218,873 7.8 92.2 51.1 48.9 60.5 39.5 76.3 23.7 

 Personal services ....................................................... 50,394 10.0 90.0 86.5 13.5 91.1 8.9 93.2 6.8 

 Other household expenses ........................................ 168,479 7.2 92.8 40.5 59.5 51.3 48.7 71.2 28.8 

 Housekeeping supplies.................................................. 107,042 6.5 93.5 40.4 59.6 50.4 49.6 72.9 27.1 

 Laundry and cleaning supplies ................................... 23,789 7.4 92.6 45.0 55.0 55.7 44.3 75.8 24.2 

 Other household products .......................................... 68,508 6.1 93.9 39.3 60.7 49.4 50.6 72.8 27.2 

 Postage and stationery ............................................... 14,745 6.9 93.1 38.2 61.8 45.9 54.1 68.6 31.4 

 Household furnishings and equipment .......................... 360,556 9.6 90.4 47.4 52.6 58.2 41.8 77.2 22.8 

 Household textiles ...................................................... 16,221 8.0 92.0 43.2 56.8 54.8 45.2 72.3 27.7 

 Furniture ..................................................................... 95,600 11.3 88.7 53.4 46.6 64.9 35.1 81.7 18.3 

 Floor coverings ........................................................... 4,439 7.7 92.3 50.1 49.9 59.0 41.0 81.0 19.0 

 Major appliances ........................................................ 61,922 8.7 91.3 42.4 57.6 53.3 46.7 76.7 23.3 

 Small appliances and miscellaneous 

 housewares ............................................................. 18,949 10.7 89.3 46.3 53.7 57.6 42.4 77.4 22.6 

 Miscellaneous household equipment ......................... 163,425 9.0 91.0 46.2 53.8 56.4 43.6 75.0 25.0 

 Apparel and services ........................................................ 233,952 12.3 87.7 57.2 42.8 66.8 33.2 85.0 15.0 

 Men and boys ................................................................ 56,507 11.5 88.5 61.4 38.6 69.6 30.4 83.7 16.3 

 Men, 16 and over ........................................................ 41,298 13.2 86.8 55.4 44.6 63.3 36.7 79.8 20.2 

 Boys, 2 to 15 ............................................................... 15,210 6.8 93.2 77.8 22.2 86.6 13.4 94.3 5.7 

 Women and girls ............................................................ 87,858 11.4 88.6 55.3 44.7 66.3 33.7 84.5 15.5 

 Women, 16 and over .................................................. 73,157 12.4 87.6 51.4 48.6 62.6 37.4 82.2 17.8 

 Girls, 2 to 15 ............................................................... 14,701 6.1 93.9 74.5 25.5 84.9 15.1 95.7 4.3 

 Children under 2 ............................................................ 8,844 27.7 72.3 81.6 18.4 84.9 15.1 94.9 5.1 

 Footwear ........................................................................ 44,801 11.5 88.5 58.0 42.0 68.3 31.7 85.8 14.2 

 Other apparel products and services ............................ 35,942 13.2 86.8 48.0 52.0 57.1 42.9 85.2 14.8 

 Transportation ................................................................... 1,464,325 11.5 88.5 52.9 47.1 63.9 36.1 82.4 17.6 

 Vehicle purchases (net outlay) ...................................... 645,014 12.3 87.7 56.9 43.1 67.2 32.8 84.5 15.5 

 Cars and trucks, new .................................................. 295,306 9.4 90.6 54.8 45.2 66.7 33.3 83.5 16.5 

 Cars and trucks, used................................................. 341,296 14.9 85.1 58.6 41.4 67.8 32.2 85.0 15.0 

 Other vehicles ............................................................. 8,412 310.6 89.4 60.4 39.6 63.9 36.1 96.5 33.5 

 Gasoline, other fuels, and motor oil ............................... 286,902 11.2 88.8 51.5 48.5 62.9 37.1 82.5 17.5 

 Other vehicle expenses ................................................. 472,093 10.5 89.5 48.0 52.0 59.6 40.4 79.4 20.6 

 Vehicle finance charges ............................................. 36,325 10.6 89.4 56.0 44.0 67.3 32.7 87.6 12.4 

 Maintenance and repairs ............................................ 130,199 10.6 89.4 47.4 52.6 58.4 41.6 78.5 21.5 

 Vehicle rental, leases, licenses, and other 

 charges .................................................................... 101,488 9.5 90.5 47.1 52.9 59.2 40.8 77.5 22.5 

 Vehicle insurance ....................................................... 204,080 10.8 89.2 47.4 52.6 59.1 40.9 79.4 20.6 

 Public and other transportation...................................... 60,316 11.9 88.1 54.3 45.7 66.9 33.1 83.4 16.6 

 Healthcare ......................................................................... 728,228 4.8 95.2 34.9 65.1 44.6 55.4 65.3 34.7 

 Health insurance ............................................................ 494,784 4.8 95.2 33.5 66.5 43.0 57.0 63.8 36.2 

 Medical services ............................................................ 142,902 5.5 94.5 42.7 57.3 52.5 47.5 72.9 27.1 

 Drugs ............................................................................. 66,401 3.6 96.4 29.2 70.8 39.3 60.7 60.9 39.1 

See footnotes at end of table. 
Table 4500. Selected age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Surveys, 2021 

— Continued 

 (Aggregates in millions of dollars, unless otherwise indicated) 

Item Aggregate Under 

30 years 

30 and 

older 

Under 

50 years 

50 and 

older 

Under 

55 years 

55 and 

older 

Under 

65 years 

65 and 

older 

 Medical supplies ............................................................ 24,141 6.1 93.9 34.6 65.4 45.2 54.8 62.5 37.5 

 Entertainment .................................................................... 476,379 8.3 91.7 47.6 52.4 59.1 40.9 78.3 21.7 

 Fees and admissions ..................................................... 87,296 9.4 90.6 59.1 40.9 70.5 29.5 85.0 15.0 

 Audio and visual equipment and services ..................... 136,305 7.8 92.2 42.7 57.3 53.6 46.4 73.2 26.8 

 Pets, toys, hobbies, and playground equipment ........... 129,294 8.6 91.4 50.0 50.0 58.3 41.7 75.5 24.5 

 Pets ............................................................................. 102,783 7.3 92.7 46.5 53.5 55.3 44.7 73.6 26.4 

 Toys, hobbies, and playground equipment ................ 26,511 13.6 86.4 63.2 36.8 69.7 30.3 82.9 17.1 

 Other entertainment supplies, equipment, and 

 services ....................................................................... 123,484 7.8 92.2 42.4 57.6 58.0 42.0 82.0 18.0 

 Personal care products and services ............................... 102,831 10.4 89.6 49.3 50.7 58.8 41.2 78.2 21.8 

 Reading ............................................................................. 15,229 9.0 91.0 40.3 59.7 49.0 51.0 67.7 32.3 

 Education .......................................................................... 163,787 15.0 85.0 50.8 49.2 71.9 28.1 93.9 6.1 

 Tobacco products and smoking supplies ......................... 45,605 9.3 90.7 48.8 51.2 57.2 42.8 82.7 17.3 

 Miscellaneous ................................................................... 131,738 6.1 93.9 44.0 56.0 59.5 40.5 77.6 22.4 

 Cash contributions ............................................................ 322,566 3.7 96.3 32.4 67.6 40.7 59.3 62.7 37.3 

 Personal insurance and pensions..................................... 1,051,819 9.3 90.7 55.3 44.7 68.1 31.9 90.2 9.8 

 Life and other personal insurance ................................. 63,249 3.3 96.7 36.7 63.3 48.8 51.2 72.7 27.3 

 Pensions and Social Security ........................................ 988,570 9.7 90.3 56.5 43.5 69.3 30.7 91.4 8.6 

Sources of income and personal taxes: 

 Income before taxes ......................................................... $11,680,535 8.7 91.3 49.9 50.1 62.0 38.0 82.9 17.1 

 Wages and salaries ....................................................... 9,005,474 10.4 89.6 57.6 42.4 71.1 28.9 92.4 7.6 

 Self-employment income ............................................... 812,912 4.8 95.2 47.0 53.0 60.5 39.5 86.5 13.5 

 Social Security, private and government 

 retirement .................................................................... 1,286,764 .4 99.6 4.4 95.6 6.7 93.3 20.2 79.8 

 Interest, dividends, rental income, and other 

 property income .......................................................... 304,491 1.9 98.1 23.9 76.1 33.7 66.3 59.4 40.6 

 Public assistance, Supplemental Security Income, 

 Supplementary Nutrition Assistance Program 

 (SNAP) ........................................................................ 78,876 11.5 88.5 52.0 48.0 62.4 37.6 84.6 15.4 

 Unemployment and workers' compensation, 

 veterans' benefits, and regular contributions for 

 support ........................................................................ 147,077 10.1 89.9 45.8 54.2 56.1 43.9 80.2 19.8 

 Other income ................................................................. 44,941 25.8 74.2 56.0 44.0 70.1 29.9 85.8 14.2 

 Personal taxes (contains some imputed values) .............. 1,160,821 5.1 94.9 48.2 51.8 65.0 35.0 93.2 6.8 

 Federal income taxes .................................................... 1,143,769 5.8 94.2 47.5 52.5 63.4 36.6 89.4 10.6 

 Stimulus payment .......................................................... -339,560 12.2 87.8 52.4 47.6 62.5 37.5 78.4 21.6 

 State and local income taxes ......................................... 342,557 8.0 92.0 54.0 46.0 68.0 32.0 91.5 8.5 

 Other taxes .................................................................... 14,055 45.2 54.8 63.6 36.4 69.4 30.6 88.5 11.5 

 Income after taxes ............................................................ 10,519,715 9.1 90.9 50.1 49.9 61.7 38.3 81.8 18.2 

1

 Data are rounded to the nearest thousands. 

2

 Value is too small to display. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2022