Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 

2018-2019

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

Number of consumer units (in thousands) .................................................... 44,096 1,884 5,998 3,969 6,477 10,396 15,372 9,584 5,787 

Consumer unit characteristics: 

 Income before taxes ................................................................................... $86,316 $51,791 $90,487 $99,387 $101,437 $101,437 $68,949 $78,712 $52,780 

 Income after taxes ...................................................................................... 73,567 47,011 77,382 83,325 84,828 83,754 61,181 68,476 49,099 

 Age of reference person ............................................................................. 55.6 22.1 29.3 39.4 50.2 59.7 73.6 69.2 80.8 

 Average number in consumer unit: 

 People ..................................................................................................... 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 

 Children under 18 .................................................................................... .1 .1 .1 .2 .1 ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 Adults 65 and older ................................................................................. .7 ( 1 ) ( 1 ) ( 1 ) .1 .2 1.7 1.7 1.8 

 Earners .................................................................................................... 1.2 1.7 1.7 1.6 1.5 1.4 .6 .7 .3 

 Vehicles ................................................................................................... 2.2 1.6 1.8 1.7 2.3 2.5 2.2 2.4 2.0 

Percent distribution: 

 Reference person: 

 Men .......................................................................................................... 52 47 56 52 39 50 57 56 59 

 Women .................................................................................................... 48 53 44 48 61 50 43 44 41 

 Housing tenure: 

 Homeowner ............................................................................................. 72 19 42 55 70 83 89 89 89 

 With mortgage ...................................................................................... 37 12 35 44 52 46 26 32 17 

 Without mortgage ................................................................................. 36 7 7 11 18 37 63 57 72 

 Renter ...................................................................................................... 28 81 58 45 30 17 11 11 11 

 Race of reference person: 

 Black or African-American ....................................................................... 11 13 14 16 15 10 7 8 6 

 White, Asian, and all other races ............................................................ 89 87 86 84 85 90 93 92 94 

 Hispanic or Latino origin of reference person: 

 Hispanic or Latino.................................................................................... 9 14 11 17 10 8 6 7 4 

 Not Hispanic or Latino ............................................................................. 91 86 89 83 90 92 94 93 96 

 Education of reference person: 

 Elementary (1-8)...................................................................................... 2 ( 1 ) 1 3 2 2 3 2 4 

 High school (9-12) ................................................................................... 27 35 17 18 27 29 32 29 38 

 College .................................................................................................... 70 65 82 79 71 69 65 69 58 

 Never attended and other ....................................................................... ( 1 ) ( 2 ) ( 1 ) ( 2 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) ( 1 ) 

 At least one vehicle owned or leased......................................................... 93 85 92 93 93 95 94 95 93 

Average annual expenditures ........................................................................ $66,483 $47,359 $62,064 $66,767 $71,762 $74,800 $62,542 $67,499 $54,389 

 Food ............................................................................................................ 8,323 5,963 7,690 8,975 8,616 8,636 8,332 8,951 7,331 

 Food at home .......................................................................................... 4,636 2,770 3,636 4,441 4,798 5,058 4,919 5,101 4,626 

 Cereals and bakery products ............................................................... 559 343 406 512 547 602 628 634 619 

 Cereals and cereal products ............................................................. 162 124 150 160 175 172 161 166 152 

 Bakery products ................................................................................ 396 219 256 352 373 430 468 468 467 

 Meats, poultry, fish, and eggs .............................................................. 980 517 727 946 1,072 1,068 1,038 1,066 992 

 Beef ................................................................................................... 261 127 186 244 300 286 274 287 254 

 Pork ................................................................................................... 196 79 123 183 226 215 213 222 199 

 Other meats ...................................................................................... 133 65 97 116 146 144 146 147 145 

 Poultry ............................................................................................... 174 124 164 208 195 172 167 170 162 

 Fish and seafood .............................................................................. 156 80 103 139 143 186 175 177 171 

 Eggs .................................................................................................. 60 43 55 55 62 65 62 63 61 

 Dairy products ...................................................................................... 459 263 361 447 459 480 507 528 473 

 Fresh milk and cream ....................................................................... 137 88 104 130 138 147 148 155 137 

 Other dairy products ......................................................................... 322 175 257 317 321 333 359 373 336 

 Fruits and vegetables ........................................................................... 897 516 707 841 874 972 986 1,021 928 

 Fresh fruits ........................................................................................ 333 191 241 290 309 368 381 402 347 

 Fresh vegetables .............................................................................. 306 177 248 312 323 330 316 327 299 

 Processed fruits ................................................................................ 111 65 92 103 93 116 130 129 131 

 Processed vegetables ...................................................................... 147 83 126 136 149 157 158 163 151 

 Other food at home .............................................................................. 1,741 1,130 1,435 1,696 1,845 1,936 1,761 1,852 1,614 

 Sugar and other sweets .................................................................... 164 86 112 149 165 179 187 195 173 

 Fats and oils ...................................................................................... 124 59 88 109 135 142 133 136 128 

 Miscellaneous foods ......................................................................... 916 651 833 906 963 1,004 899 935 841 

 Nonalcoholic beverages ................................................................... 465 304 358 480 516 512 465 494 419 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 

2018-2019 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Food prepared by consumer unit on out-of-town trips ..................... 72 31 44 52 66 100 77 92 53 

 Food away from home ............................................................................ 3,687 3,194 4,054 4,534 3,819 3,578 3,412 3,849 2,705 

 Alcoholic beverages ................................................................................... 802 518 934 999 909 822 676 816 450 

 Housing....................................................................................................... 20,984 16,565 21,090 22,390 22,202 22,466 19,581 21,078 17,116 

 Shelter ..................................................................................................... 12,183 11,321 13,952 14,398 13,114 12,463 10,445 11,216 9,167 

 Owned dwellings .................................................................................. 7,226 1,474 4,768 7,266 8,251 8,857 7,344 8,078 6,128 

 Mortgage interest and charges ......................................................... 2,575 696 2,670 3,824 3,725 3,087 1,615 2,067 865 

 Property taxes ................................................................................... 2,465 484 1,218 2,018 2,549 3,030 2,892 3,114 2,523 

 Maintenance, repairs, insurance, other expenses ........................... 2,186 293 880 1,424 1,976 2,741 2,837 2,896 2,740 

 Rented dwellings .................................................................................. 3,725 9,452 8,551 6,147 3,516 2,062 1,728 1,526 2,061 

 Other lodging ........................................................................................ 1,232 394 633 985 1,347 1,544 1,373 1,612 978 

 Utilities, fuels, and public services .......................................................... 4,238 2,780 3,292 4,063 4,543 4,732 4,369 4,557 4,059 

 Natural gas ........................................................................................... 421 150 290 383 420 468 485 488 479 

 Electricity .............................................................................................. 1,554 1,047 1,198 1,479 1,614 1,710 1,644 1,688 1,572 

 Fuel oil and other fuels ......................................................................... 145 332 54 80 130 188 189 184 197 

 Telephone services .............................................................................. 1,464 1,213 1,283 1,520 1,744 1,642 1,313 1,436 1,108 

 Residential phone service, VOIP, and phone cards ......................... 249 35 49 112 190 285 389 362 434 

 Cellular phone service ...................................................................... 1,215 1,178 1,233 1,408 1,554 1,357 924 1,074 674 

 Water and other public services .......................................................... 654 339 468 601 634 724 739 761 703 

 Household operations ............................................................................. 1,349 672 1,055 1,338 1,301 1,406 1,532 1,604 1,413 

 Personal services ................................................................................. 100 381 206 269 360 334 78 360 3107 

 Other household expenses .................................................................. 1,249 591 849 1,069 1,241 1,371 1,454 1,543 1,306 

 Housekeeping supplies ........................................................................... 828 410 481 621 780 956 992 1,080 850 

 Laundry and cleaning supplies ............................................................ 179 97 117 189 167 203 198 212 177 

 Other household products.................................................................... 502 229 288 318 475 598 607 672 503 

 Postage and stationery ........................................................................ 147 85 76 114 138 155 186 196 171 

 Household furnishings and equipment.................................................... 2,386 1,381 2,310 1,971 2,463 2,909 2,244 2,622 1,627 

 Household textiles ................................................................................ 147 72 83 103 148 208 147 189 80 

 Furniture ............................................................................................... 611 423 777 568 691 709 481 625 242 

 Floor coverings ..................................................................................... 34 311 23 24 31 44 38 47 23 

 Major appliances .................................................................................. 328 234 264 291 331 357 352 400 272 

 Small appliances, miscellaneous housewares .................................... 142 114 136 143 152 144 141 158 114 

 Miscellaneous household equipment................................................... 1,125 527 1,028 842 1,110 1,447 1,086 1,204 896 

 Apparel and services .................................................................................. 1,781 1,272 2,022 2,176 1,904 1,890 1,519 1,713 1,207 

 Men and boys .......................................................................................... 379 294 499 324 454 378 328 334 318 

 Men, 16 and over ................................................................................. 347 287 479 268 393 343 308 309 306 

 Boys, 2 to 15 ........................................................................................ 32 8 20 56 61 35 20 25 11 

 Women and girls ..................................................................................... 734 476 651 998 738 855 640 740 479 

 Women, 16 and over ............................................................................ 698 471 604 942 695 820 612 706 462 

 Girls, 2 to 15 ......................................................................................... 36 35 47 55 43 35 28 34 18 

 Children under 2 ...................................................................................... 38 35 81 335 325 60 16 23 36 

 Footwear.................................................................................................. 371 309 490 436 430 326 323 363 259 

 Other apparel products and services ...................................................... 259 187 300 384 256 272 212 252 145 

 Transportation ............................................................................................ 10,923 10,344 10,991 10,910 12,034 12,088 9,714 10,958 7,656 

 Vehicle purchases (net outlay) ................................................................ 4,234 4,803 4,202 3,939 4,686 4,871 3,633 4,214 2,671 

 Cars and trucks, new ........................................................................... 2,189 31,969 1,864 1,960 2,009 2,354 2,365 2,776 1,685 

 Cars and trucks, used .......................................................................... 1,981 2,691 2,262 1,917 2,617 2,475 1,198 1,329 982 

 Other vehicles ...................................................................................... 65 3143 377 361 360 342 369 3109 34 

 Gasoline, other fuels, and motor oil ........................................................ 2,104 1,906 2,175 2,201 2,366 2,357 1,794 2,017 1,426 

 Other vehicle expenses ........................................................................... 3,638 2,931 3,609 3,774 4,164 3,971 3,252 3,539 2,778 

 Vehicle finance charges ....................................................................... 247 236 304 270 312 292 161 208 85 

 Maintenance and repairs ..................................................................... 952 656 733 849 1,037 1,139 936 1,029 781 

 Vehicle rental, leases, licenses, and other charges ............................ 889 543 992 1,045 1,029 861 811 889 682 

 Vehicle insurance ................................................................................. 1,550 1,496 1,581 1,610 1,786 1,678 1,344 1,413 1,231 

 Public and other transportation ............................................................... 946 704 1,004 995 819 890 1,034 1,188 780 

 Healthcare .................................................................................................. 6,242 2,181 3,178 4,034 5,177 6,773 8,590 8,299 9,072 

 Health insurance ..................................................................................... 4,265 1,134 2,233 2,712 3,430 4,518 6,025 5,879 6,267 

 Medical services ...................................................................................... 1,092 759 649 819 1,004 1,297 1,273 1,228 1,348 

 Drugs ....................................................................................................... 642 219 211 376 529 693 940 865 1,063 

 Medical supplies ...................................................................................... 243 70 85 128 214 264 353 328 394 

 Entertainment ............................................................................................. 3,790 1,982 2,973 3,577 3,830 5,091 3,460 4,122 2,366 

 Fees and admissions .............................................................................. 933 427 808 845 744 1,558 701 799 540 

 Audio and visual equipment and services .............................................. 1,112 729 912 1,037 1,122 1,230 1,173 1,227 1,085 

 Pets, toys, hobbies, and playground equipment ..................................... 966 671 946 1,310 1,191 1,134 708 803 552 

 Pets ...................................................................................................... 846 593 847 1,167 1,078 996 589 675 450 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 

2018-2019 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Toys, hobbies, and playground equipment .......................................... 120 378 99 143 113 138 118 129 102 

 Other entertainment supplies, equipment, and services ........................ 778 155 306 386 773 1,170 878 1,293 190 

 Personal care products and services ......................................................... 859 609 743 875 904 926 863 912 782 

 Reading ...................................................................................................... 123 46 63 93 80 119 185 196 165 

 Education .................................................................................................... 1,204 2,276 1,350 942 2,429 1,428 415 427 397 

 Tobacco products and smoking supplies ................................................... 340 312 339 407 476 441 201 243 132 

 Miscellaneous ............................................................................................. 1,041 287 841 957 1,132 1,299 1,016 989 1,063 

 Cash contributions ...................................................................................... 2,477 506 974 1,249 2,152 2,775 3,556 3,765 3,211 

 Personal insurance and pensions .............................................................. 7,596 4,498 8,875 9,182 9,917 10,046 4,434 5,032 3,442 

 Life and other personal insurance ........................................................... 611 109 175 471 640 832 718 777 619 

 Pensions and Social Security ................................................................. 6,985 4,388 8,700 8,711 9,277 9,214 3,716 4,255 2,823 

Sources of income and personal taxes: 

 Money income before taxes ....................................................................... $86,316 $51,791 $90,487 $99,387 $101,437 $101,437 $68,949 $78,712 $52,780 

 Wages and salaries ................................................................................. 60,967 48,483 85,955 89,196 87,624 78,254 22,537 30,552 9,263 

 Self-employment income ......................................................................... 6,884 1,415 2,651 6,697 7,990 9,246 7,190 9,764 2,926 

 Social Security, private and government retirement ............................... 14,398 3740 431 1,340 2,908 10,213 32,565 31,364 34,552 

 Interest, dividends, rental income, other property income ...................... 2,957 177 559 1,061 1,424 2,691 5,550 5,864 5,030 

 Public assistance, Supplemental Security Income, Supplementary 

 Nutrition Assistance Program (SNAP) ................................................. 278 222 226 345 471 333 169 170 168 

 Unemployment and workers' compensation, veterans' benefits, 

 and regular contributions for support ................................................... 563 3274 365 447 781 564 613 552 715 

 Other income ........................................................................................... 269 480 299 301 240 137 325 445 3126 

 Personal taxes (contains some imputed values) ....................................... 12,749 4,780 13,105 16,063 16,609 17,683 7,768 10,236 3,681 

 Federal income taxes .............................................................................. 10,136 3,569 10,082 12,936 13,135 13,966 6,386 8,337 3,154 

 State and local income taxes .................................................................. 2,507 1,196 2,980 3,082 3,180 3,592 1,317 1,821 483 

 Other taxes .............................................................................................. 106 316 43 45 294 125 65 78 44 

 Income after taxes ...................................................................................... 73,567 47,011 77,382 83,325 84,828 83,754 61,181 68,476 49,099 

Addenda: 

 Net change in total assets and liabilities .................................................... $20,835 $9,401 $6,242 $22,713 $15,282 $24,478 $27,321 $35,097 $14,443 

 Net change in total assets ....................................................................... 30,562 19,581 29,569 40,481 25,072 34,155 29,617 38,149 15,486 

 Net change in total liabilities.................................................................... 9,727 10,179 23,327 17,768 9,790 9,677 2,296 3,052 1,043 

 Other financial information: 

 Other money receipts .............................................................................. 1,181 3647 292 798 710 2,968 683 950 239 

 Mortgage principal paid on owned property ............................................ -2,420 -322 -1,381 -2,456 -3,241 -3,309 -2,125 -2,517 -1,475 

 Estimated market value of owned home ................................................. 232,663 37,612 109,233 168,619 214,005 278,341 298,238 301,081 293,529 

 Estimated monthly rental value of owned home ..................................... 1,249 264 673 968 1,218 1,458 1,539 1,578 1,473 

 Gifts of goods and services, total ............................................................... 1,639 474 587 1,137 2,981 1,991 1,510 1,676 1,238 

 Food ........................................................................................................ 134 322 83 57 169 222 110 146 54 

 Alcoholic beverages ................................................................................ 22 33 21 30 33 19 21 26 12 

 Housing ................................................................................................... 343 91 136 253 503 419 358 469 175 

 Housekeeping supplies ........................................................................ 38 31 21 40 39 39 48 62 26 

 Household textiles ................................................................................ 18 ( 1 ) 34 32 330 28 16 24 34 

 Appliances and miscellaneous housewares ........................................ 30 38 320 330 33 24 41 59 312 

 Major appliances ............................................................................... 11 32 32 310 20 10 13 19 33 

 Small appliances and miscellaneous housewares ........................... 19 37 317 319 313 13 28 40 39 

 Miscellaneous household equipment................................................... 60 331 35 58 41 67 78 80 73 

 Other housing ....................................................................................... 197 351 56 124 360 261 175 244 61 

 Apparel and services ............................................................................... 227 387 152 171 271 310 211 218 199 

 Males, 2 and over................................................................................. 59 32 45 32 88 76 55 67 36 

 Females, 2 and over ............................................................................ 79 342 24 55 79 102 94 98 86 

 Children under 2................................................................................... 34 ( 2 ) 61 327 25 59 16 22 36 

 Other apparel products and services ................................................... 55 343 322 358 79 73 46 31 71 

 Jewelry and watches ........................................................................ 7 35 32 34 312 12 5 4 36 

 All other apparel products and services ........................................... 48 338 320 354 66 61 41 26 365 

 Transportation ......................................................................................... 141 135 31 219 260 101 141 121 174 

 Healthcare ............................................................................................... 25 32 35 32 71 24 23 24 322 

See footnotes at end of table. 
Table 3620. Consumer units of two people by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 

2018-2019 — Continued 

Item 

Total 

two 

people 

Under 

25

years 

25-34

years 

35-44

years 

45-54

years 

55-64

years 

65 years 

and older 

65-74

years 

75 years 

and older 

 Entertainment .......................................................................................... 127 372 49 94 165 191 112 119 100 

 Toys, games, arts and crafts, and tricycles ......................................... 39 341 312 340 24 60 38 45 329 

 Other entertainment ............................................................................. 89 331 37 54 141 131 74 75 72 

 Personal care products and services ...................................................... 30 325 15 41 17 36 36 25 53 

 Reading ................................................................................................... 4 33 ( 1 ) 31 5 4 4 6 2 

 Education................................................................................................. 413 37 33 80 1,372 472 265 274 250 

 All other gifts ............................................................................................ 172 28 92 188 114 192 228 248 196 

1

 Value is too small to display. 

2

 No data reported. 

3

 Data are likely to have large sampling errors. 

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2020