Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2012

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Number of consumer units (in thousands) ................. 124,416 76,789 10,571 26,601 25,793 13,825 47,626 28,069 19,557

Percent distribution of consumer units ...................... 100.0 61.7 8.5 21.4 20.7 11.1 38.3 22.6 15.7

Consumer unit characteristics (mean values):

Income before taxes ................................................ $65,596 $44,603 $25,159 $39,357 $48,224 $62,809 $99,444 $85,802 $119,023

Income after taxes ................................................... 63,370 43,846 25,199 38,825 47,519 60,913 94,849 82,083 113,172

Age of reference person .......................................... 50.0 50.7 56.2 53.0 47.5 48.3 48.9 47.4 51.1

Average number in consumer unit:

Persons ................................................................. 2.5 2.4 2.2 2.4 2.4 2.7 2.6 2.5 2.7

Children under 18 .................................................. .6 .6 .7 .6 .6 .7 .6 .6 .6

Persons 65 and older ............................................ .3 .4 .5 .4 .3 .3 .3 .3 .4

Earners .................................................................. 1.3 1.2 .7 1.0 1.2 1.5 1.5 1.5 1.5

Vehicles ................................................................. 1.9 1.7 1.1 1.7 1.8 2.2 2.1 2.1 2.2

Percent distribution:

Sex of reference person:

Male ....................................................................... 47 44 44 45 44 41 51 51 52

Female ................................................................... 53 56 56 55 56 59 49 49 48

Housing tenure:

Homeowner ........................................................... 64 58 47 59 56 68 74 71 79

With mortgage ..................................................... 39 31 16 28 33 45 51 49 54

Without mortgage ................................................ 26 27 32 32 23 22 23 22 25

Renter .................................................................... 36 42 53 41 44 32 26 29 21

Race of reference person:

Black or African-American ..................................... 13 15 16 15 16 14 8 9 8

White, Asian, and all other races ........................... 87 85 84 85 84 86 92 91 92

Hispanic or Latino origin of reference person:

Hispanic or Latino .................................................. 13 16 35 14 12 12 7 8 5

Not Hispanic or Latino ........................................... 87 84 65 86 88 88 93 92 95

Education of reference person:

Elementary (1-8) .................................................... 4 7 37 3 2 1 1 ( ) 1 ( ) 1 ( )

High school (9-12) ................................................. 33 50 61 97 17 15 6 8 4

College .................................................................. 62 42 n.a. n.a. 81 84 94 92 96

Never attended and other ...................................... 1 ( ) 1 ( ) 2 1 ( ) 1 ( ) 1 ( ) 1 ( ) 2 ( ) 1 ( )

At least one vehicle owned or leased ...................... 88 84 70 84 86 93 93 93 94

Annual aggregate expenditures ................................. $6,397,517 46.7 3.9 14.4 17.4 11.0 53.3 27.8 25.5

Food ........................................................................ 819,604 49.6 4.4 15.6 18.4 11.2 50.4 27.5 22.9

Food at home ........................................................ 486,910 53.0 5.5 17.3 19.0 11.3 47.0 25.6 21.3

Cereals and bakery products ............................... 66,794 53.1 5.3 17.5 18.8 11.4 46.9 25.3 21.6

Cereals and cereal products .............................. 22,600 53.7 5.5 17.5 19.0 11.8 46.3 25.5 20.7

Bakery products ................................................. 44,195 52.8 5.2 17.5 18.8 11.2 47.2 25.1 22.1

Meats, poultry, fish, and eggs .............................. 105,859 56.8 5.9 19.8 19.1 12.1 43.2 24.5 18.7

Beef ................................................................... 28,106 59.6 5.8 21.5 18.7 13.6 40.4 23.8 16.6

Pork ................................................................... 20,587 59.7 6.5 20.3 21.2 11.7 40.3 22.8 17.5

Other meats ....................................................... 15,167 55.6 5.3 18.9 20.1 11.3 44.4 25.6 18.8

Poultry ............................................................... 19,791 55.7 5.9 19.6 18.1 12.0 44.3 24.3 20.0

Fish and seafood ............................................... 15,616 50.3 5.5 17.3 16.9 10.7 49.7 27.7 22.0

Eggs .................................................................. 6,592 57.5 6.6 19.3 20.1 11.4 42.5 23.9 18.6

Dairy products ..................................................... 52,026 50.3 5.1 16.0 18.3 11.0 49.7 26.7 22.9

Fresh milk and cream ........................................ 18,859 54.7 6.4 18.2 18.9 11.2 45.3 25.4 19.9

Other dairy products .......................................... 33,166 47.9 4.4 14.7 18.0 10.8 52.1 27.5 24.6

Fruits and vegetables .......................................... 90,779 50.2 5.6 16.1 18.1 10.4 49.8 26.6 23.1

Fresh fruits ......................................................... 32,449 47.0 5.4 14.9 17.0 9.7 53.0 27.8 25.2

Fresh vegetables ............................................... 28,084 49.7 5.8 16.5 17.0 10.3 50.3 27.0 23.3

Processed fruits ................................................. 14,127 50.3 5.2 15.6 19.1 10.4 49.7 26.3 23.5

Processed vegetables ....................................... 16,119 57.6 5.9 18.5 21.2 12.0 42.4 23.9 18.5

Other food at home .............................................. 171,452 53.0 5.2 16.7 19.8 11.2 47.0 25.6 21.4

Sugar and other sweets ..................................... 18,227 51.9 5.2 16.2 18.7 11.8 48.1 25.0 23.1

Fats and oils ...................................................... 14,169 56.0 6.3 17.7 19.8 12.2 44.0 24.7 19.3

Miscellaneous foods .......................................... 86,841 51.7 5.1 16.1 20.0 10.5 48.3 26.5 21.8

See footnotes at end of table.
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2012 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Nonalcoholic beverages .................................... 45,966 57.5 5.7 18.7 20.8 12.3 42.5 23.4 19.1

Food prepared by consumer unit on

out-of-town trips ............................................... 6,250 34.7 1.8 9.5 13.7 9.7 65.3 33.2 32.1

Food away from home ........................................... 332,694 44.5 3.0 13.1 17.3 11.1 55.5 30.3 25.2

Alcoholic beverages ................................................ 56,038 39.2 1.8 10.9 16.3 10.2 60.8 33.0 27.8

Housing ................................................................... 2,100,777 48.2 4.7 15.3 17.5 10.6 51.8 27.1 24.8

Shelter ................................................................... 1,230,537 47.0 4.7 14.9 17.1 10.3 53.0 27.6 25.4

Owned dwellings ................................................. 753,428 40.7 2.9 12.4 15.1 10.3 59.3 29.9 29.4

Mortgage interest and charges .......................... 381,563 39.6 2.3 11.0 15.4 10.9 60.4 31.0 29.4

Property taxes ................................................... 228,378 40.0 3.5 12.8 14.1 9.6 60.0 29.4 30.7

Maintenance, repairs, insurance, other

expenses ......................................................... 143,487 45.0 3.8 15.2 16.3 9.8 55.0 27.8 27.2

Rented dwellings ................................................. 396,419 62.5 9.0 21.1 21.9 10.4 37.5 22.7 14.8

Other lodging ....................................................... 80,690 29.3 .9 7.0 11.9 9.5 70.7 30.2 40.5

Utilities, fuels, and public services ......................... 453,897 56.1 5.9 19.2 18.9 12.1 43.9 24.3 19.5

Natural gas .......................................................... 44,709 51.4 5.8 17.0 18.3 10.4 48.6 26.4 22.2

Electricity ............................................................. 172,668 59.0 6.6 20.8 19.3 12.2 41.0 23.1 17.9

Fuel oil and other fuels ........................................ 17,037 50.0 4.7 20.3 14.4 10.6 50.0 24.7 25.3

Telephone services ............................................. 154,169 55.9 5.4 18.2 19.5 12.8 44.1 24.6 19.5

Water and other public services .......................... 65,312 54.0 5.6 18.5 18.4 11.4 46.0 25.4 20.7

Household operations ............................................ 144,181 38.7 2.9 11.1 15.1 9.6 61.3 29.1 32.2

Personal services ................................................ 45,824 34.5 3.2 9.7 12.5 9.0 65.5 30.4 35.1

Other household expenses .................................. 98,357 40.6 2.7 11.7 16.3 9.9 59.4 28.5 30.9

Housekeeping supplies ......................................... 75,737 51.1 4.7 16.2 19.5 10.8 48.9 25.5 23.4

Laundry and cleaning supplies ............................ 19,298 58.4 6.6 18.9 20.8 12.2 41.6 24.5 17.0

Other household products ................................... 39,558 50.0 4.3 16.4 18.7 10.6 50.0 25.3 24.8

Postage and stationery ........................................ 16,882 45.4 3.3 12.5 20.0 9.6 54.6 27.0 27.6

Household furnishings and equipment .................. 196,425 42.8 2.8 12.3 17.6 10.1 57.2 29.0 28.2

Household textiles ............................................... 15,233 45.2 3.0 13.0 15.9 13.3 54.8 26.2 28.6

Furniture .............................................................. 48,707 38.8 3.1 10.9 15.0 9.8 61.2 29.2 32.0

Floor coverings .................................................... 2,018 26.8 2.1 9.0 8.0 7.8 73.2 28.4 44.8

Major appliances ................................................. 24,541 47.0 3.4 15.9 17.7 10.1 53.0 30.8 22.2

Small appliances, miscellaneous housewares .... 12,163 44.7 4.3 12.5 16.5 11.4 55.3 28.3 27.0

Miscellaneous household equipment .................. 93,763 43.5 2.3 11.9 19.5 9.7 56.5 29.1 27.4

Apparel and services ............................................... 215,644 46.4 4.6 13.0 18.7 10.2 53.6 29.3 24.2

Men and boys ........................................................ 50,648 45.4 5.3 13.1 16.7 10.2 54.6 30.6 24.0

Men, 16 and over ................................................. 39,715 43.2 5.0 12.2 16.1 9.9 56.8 32.0 24.8

Boys, 2 to 15 ........................................................ 10,933 53.4 6.4 16.4 19.1 11.5 46.6 25.5 21.0

Women and girls .................................................... 85,509 45.4 3.3 13.0 18.3 10.9 54.6 29.5 25.1

Women, 16 and over ........................................... 71,105 44.1 2.9 12.4 17.5 11.2 55.9 30.5 25.3

Girls, 2 to 15 ........................................................ 14,404 51.5 4.7 15.6 22.0 9.1 48.5 24.6 23.9

Children under 2 .................................................... 7,865 52.2 8.6 14.6 19.4 9.6 47.8 28.1 19.7

Footwear ................................................................ 43,072 51.8 5.2 13.9 23.6 9.1 48.2 27.8 20.4

Other apparel products and services ..................... 28,550 41.7 5.3 11.3 15.5 9.6 58.3 29.2 29.2

Transportation ......................................................... 1,119,253 50.5 3.5 14.7 19.4 12.8 49.5 27.2 22.3

Vehicle purchases (net outlay) .............................. 399,436 50.4 2.5 12.5 21.2 14.2 49.6 26.9 22.7

Cars and trucks, new ........................................... 203,867 45.9 31.7 8.3 20.2 15.7 54.1 27.8 26.2

Cars and trucks, used .......................................... 188,620 54.9 3.3 16.8 21.8 12.9 45.1 26.2 19.0

Other vehicles ...................................................... 6,949 60.0 31.0 19.2 38.4 31.5 40.0 19.0 21.0

Gasoline and motor oil ........................................... 342,863 55.2 4.8 18.0 19.2 13.2 44.8 25.8 18.9

Other vehicle expenses ......................................... 309,497 50.1 3.8 15.6 18.8 11.9 49.9 28.0 22.0

Vehicle finance charges ...................................... 27,789 53.4 2.4 15.9 19.8 15.3 46.6 27.7 18.9

Maintenance and repairs ..................................... 101,286 48.4 3.6 15.6 17.0 12.2 51.6 28.0 23.6

Vehicle insurance ................................................ 126,416 54.4 4.7 17.3 20.6 11.8 45.6 27.3 18.4

Vehicle rental, leases, licenses, and other

charges .............................................................. 54,006 41.5 2.7 11.4 17.7 9.7 58.5 29.6 28.9

Public and other transportation .............................. 67,457 28.8 2.5 7.4 12.7 6.2 71.2 32.2 39.0

Health care .............................................................. 442,435 50.0 4.7 16.9 17.2 11.1 50.0 26.6 23.3

Health insurance .................................................... 256,394 50.9 4.8 18.1 16.5 11.4 49.1 26.5 22.7

Medical services .................................................... 104,331 46.2 3.6 14.1 18.1 10.4 53.8 28.9 24.9

Drugs ..................................................................... 63,997 54.2 6.8 17.2 19.2 11.1 45.8 23.8 22.0

Medical supplies .................................................... 17,714 45.1 2.9 15.7 15.0 11.4 54.9 26.0 28.9

Entertainment .......................................................... 323,950 44.8 3.6 13.3 16.9 11.0 55.2 28.0 27.2

Fees and admissions ............................................. 76,417 27.3 1.0 6.2 12.0 8.1 72.7 33.2 39.5

Audio and visual equipment and services ............. 121,785 53.9 5.1 18.0 19.5 11.4 46.1 25.7 20.4

See footnotes at end of table.
Table 2010. Highest education level of any member: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2012 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Pets, toys, hobbies, and playground equipment .... 80,551 51.7 4.0 14.8 20.1 12.9 48.3 25.0 23.3

Other entertainment supplies, equipment, and

services ............................................................... 45,197 37.4 3.3 9.9 12.8 11.4 62.6 30.9 31.8

Personal care products and services ...................... 78,083 45.4 3.7 13.0 17.7 11.1 54.6 27.8 26.8

Reading ................................................................... 13,609 38.8 2.2 10.3 15.4 10.8 61.2 27.9 33.3

Education ................................................................. 150,202 28.8 .8 3.8 15.3 8.8 71.2 33.5 37.7

Tobacco products and smoking supplies ................ 41,271 79.3 8.5 32.0 26.3 12.4 20.7 14.9 5.8

Miscellaneous .......................................................... 103,102 48.6 3.1 17.8 18.3 9.4 51.4 25.2 26.2

Cash contributions ................................................... 237,950 35.7 2.7 11.3 13.2 8.6 64.3 28.4 35.9

Personal insurance and pensions ........................... 695,600 37.8 2.3 10.9 14.1 10.6 62.2 30.7 31.5

Life and other personal insurance ......................... 43,871 35.9 2.6 12.3 12.2 8.8 64.1 30.6 33.5

Pensions and Social Security ................................ 651,729 37.9 2.2 10.8 14.2 10.7 62.1 30.7 31.3

Sources of income and personal taxes:

Money income before taxes .................................... $8,161,225 42.0 3.3 12.8 15.2 10.6 58.0 29.5 28.5

Wages and salaries ............................................... 6,436,072 39.2 2.3 11.2 14.6 11.1 60.8 31.0 29.8

Self-employment income ....................................... 362,895 39.6 3.9 13.1 13.9 8.9 60.4 32.6 27.8

Social Security, private and government

retirement ............................................................ 997,987 57.1 7.7 22.4 17.8 9.3 42.9 20.4 22.5

Interest, dividends, rental income, other property

income ................................................................. 168,945 31.4 1.9 9.6 14.2 5.8 68.6 30.9 37.7

Unemployment and workers’ compensation,

veterans’ benefits ................................................ 53,295 66.9 7.1 17.6 26.3 15.8 33.1 21.5 11.6

Public assistance, supplemental security income,

food stamps ......................................................... 66,378 83.1 18.8 30.6 22.2 11.5 16.9 11.8 5.1

Regular contributions for support .......................... 47,222 59.5 4.6 15.6 28.9 10.4 40.5 28.0 12.5

Other income ......................................................... 28,432 60.6 9.6 15.6 30.3 5.1 39.4 19.3 20.2

Personal taxes (missing values not imputed) .......... 276,995 21.0 -.2 5.1 6.6 9.5 79.0 37.7 41.3

Federal income taxes ............................................ 195,125 16.9 -.7 3.4 4.8 9.4 83.1 40.3 42.8

State and local income taxes ................................. 65,453 28.8 .8 8.2 10.1 9.6 71.2 32.3 38.9

Other taxes ............................................................ 16,418 38.6 3.0 12.6 13.3 9.7 61.4 28.5 32.9

Income after taxes ................................................... 7,884,230 42.7 3.4 13.1 15.5 10.7 57.3 29.2 28.1

1 Value is less than or equal to 0.5.

2 No data reported.

3 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2013