Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2010

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Number of consumer units (in thousands) ...... 121,107 85,128 17,303 30,921 25,460 11,443 35,980 22,877 13,103 

Percent distribution of consumer units ........... 100.0 70.3 14.3 25.5 21.0 9.4 29.7 18.9 10.8 

Consumer unit characteristics (mean values):

Income before taxes .................................... $62,481 $47,858 $33,317 $47,029 $52,113 $62,618 $97,080 $88,003 $112,927 

Income after taxes ....................................... 60,712 47,148 33,288 46,507 51,066 61,120 92,805 84,625 107,086 

Age of reference person ............................... 49.4 50.0 53.9 51.7 46.5 47.7 48.0 46.9 49.8 

Average number in consumer unit:

Persons ...................................................... 2.5 2.5 2.8 2.5 2.4 2.5 2.4 2.5 2.4 

Children under 18 ....................................... .6 .6 .8 .6 .6 .6 .6 .6 .6 

Persons 65 and older ................................. .3 .3 .5 .4 .3 .2 .3 .2 .3 

Earners ....................................................... 1.3 1.2 1.1 1.2 1.2 1.4 1.4 1.4 1.4 

Vehicles ...................................................... 1.9 1.8 1.5 1.8 1.9 2.2 2.1 2.1 2.1 

Percent distribution:

Sex of reference person:

Male ............................................................ 47 45 44 44 47 43 51 51 52 

Female ........................................................ 53 55 56 56 53 57 49 49 48 

Housing tenure:

Homeowner ................................................ 66 61 54 64 59 70 76 73 81 

With mortgage .......................................... 41 35 23 34 39 48 54 53 56 

Without mortgage ..................................... 25 26 31 30 20 22 22 20 24 

Renter ......................................................... 34 39 46 36 41 30 24 27 19 

Race of reference person:

Black or African-American .......................... 12 14 16 14 14 13 8 8 8 

White, Asian, and all other races ................ 88 86 84 86 86 87 92 92 92 

Hispanic or Latino origin of reference

person:

Hispanic or Latino ....................................... 12 15 33 11 9 9 6 6 5 

Not Hispanic or Latino ................................ 88 85 67 89 91 91 94 94 95 

Education of reference person:

Elementary (1-8) ......................................... 5 7 33 n.a. n.a. n.a. n.a. n.a. n.a.

High school (9-12) ...................................... 35 50 65 100 n.a. n.a. n.a. n.a. n.a.

College ....................................................... 60 43 n.a. n.a. 100 100 100 100 100 

Never attended and other ........................... 1 ( ) 1 ( ) 2 n.a. n.a. n.a. n.a. n.a. n.a.

At least one vehicle owned or leased ........... 88 86 77 86 88 93 94 93 95 

Annual aggregate expenditures ...................... $5,823,988 57.9 8.6 20.2 19.0 10.1 42.1 25.3 16.8 

Food ............................................................. 741,020 62.0 10.4 21.7 19.7 10.2 38.0 24.2 13.8 

Food at home ............................................. 438,143 65.5 12.1 23.5 19.6 10.2 34.5 21.9 12.6 

Cereals and bakery products .................... 60,656 65.3 12.2 23.4 19.5 10.2 34.7 22.3 12.4 

Cereals and cereal products ................... 19,901 65.0 13.4 22.7 18.8 10.1 35.0 22.8 12.2 

Bakery products ...................................... 40,754 65.5 11.6 23.7 19.8 10.3 34.5 22.0 12.5 

Meats, poultry, fish, and eggs ................... 94,828 68.5 13.3 24.9 20.4 9.9 31.5 20.3 11.3 

Beef ........................................................ 26,198 70.7 13.0 24.6 23.5 9.5 29.3 19.8 9.4 

Pork ........................................................ 18,013 70.5 14.6 26.6 18.8 10.5 29.5 18.6 10.9 

Other meats ............................................ 14,168 67.7 11.7 24.8 20.7 10.5 32.3 20.9 11.3 

Poultry .................................................... 16,698 68.4 13.6 25.2 19.2 10.3 31.6 20.7 10.9 

Fish and seafood .................................... 14,155 62.2 12.5 23.0 17.9 8.6 37.8 22.2 15.6 

Eggs ....................................................... 5,597 69.7 15.1 25.0 20.0 9.6 30.3 19.8 10.5 

Dairy products .......................................... 45,994 64.7 11.6 23.1 19.9 10.1 35.3 22.1 13.2 

Fresh milk and cream ............................. 17,036 67.2 13.0 24.8 19.3 10.1 32.8 20.8 12.0 

Other dairy products ............................... 28,957 63.2 10.8 22.2 20.2 10.1 36.8 22.8 13.9 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2010 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Fruits and vegetables ............................... $82,147 63.0 12.1 22.2 18.9 9.8 37.0 22.9 14.2 

Fresh fruits .............................................. 28,077 59.4 11.9 20.1 17.9 9.5 40.6 24.6 16.0 

Fresh vegetables .................................... 25,445 63.5 12.3 22.3 19.1 9.9 36.5 22.5 14.0 

Processed fruits ...................................... 13,632 63.3 10.9 22.7 19.5 10.2 36.7 23.5 13.2 

Processed vegetables ............................ 14,993 68.3 13.0 25.5 19.8 10.0 31.7 19.8 11.9 

Other food at home ................................... 154,519 65.2 11.5 23.6 19.5 10.7 34.8 22.2 12.5 

Sugar and other sweets .......................... 15,957 66.3 11.5 24.4 19.7 10.7 33.7 20.9 12.8 

Fats and oils ........................................... 12,404 68.7 13.2 24.1 20.5 11.0 31.3 19.9 11.4 

Miscellaneous foods ............................... 80,600 64.1 10.8 23.1 19.1 11.0 35.9 23.2 12.7 

Nonalcoholic beverages ......................... 40,307 67.9 12.9 25.1 20.1 10.0 32.1 20.5 11.5 

Food prepared by consumer unit on

out-of-town trips .................................... 5,251 50.5 6.2 16.8 18.2 9.2 49.5 29.8 19.7 

Food away from home ................................ 302,877 57.0 7.9 19.1 19.8 10.2 43.0 27.5 15.5 

Alcoholic beverages ..................................... 49,814 50.2 4.5 17.0 18.8 9.8 49.8 34.2 15.6 

Housing ........................................................ 2,004,933 58.0 9.1 20.7 18.6 9.6 42.0 25.1 16.9 

Shelter ........................................................ 1,188,279 56.2 8.8 19.8 18.3 9.2 43.8 26.3 17.5 

Owned dwellings ...................................... 760,213 51.5 6.4 18.4 17.2 9.4 48.5 28.1 20.4 

Mortgage interest and charges ............... 405,856 50.6 6.1 17.1 17.5 9.8 49.4 29.0 20.3 

Property taxes ........................................ 219,670 52.8 6.9 19.8 16.7 9.4 47.2 27.3 19.9 

Maintenance, repairs, insurance, other

expenses .............................................. 134,688 51.8 6.6 20.3 16.7 8.3 48.2 26.8 21.4 

Rented dwellings ...................................... 351,154 70.2 15.2 24.3 21.5 9.2 29.8 20.3 9.5 

Other lodging ............................................ 76,913 38.6 3.2 13.0 15.7 6.8 61.4 36.1 25.3 

Utilities, fuels, and public services .............. 443,236 66.5 12.1 24.6 19.7 10.1 33.5 20.6 12.9 

Natural gas ............................................... 53,283 62.9 11.4 23.0 18.9 9.6 37.1 21.9 15.1 

Electricity .................................................. 171,068 68.5 13.1 25.7 19.8 9.9 31.5 19.5 12.0 

Fuel oil and other fuels ............................. 16,993 63.3 11.1 25.4 16.1 10.8 36.7 21.3 15.4 

Telephone services .................................. 142,635 66.4 11.5 24.2 20.1 10.6 33.6 21.0 12.7 

Water and other public services ............... 59,257 65.1 11.5 23.5 20.3 9.8 34.9 21.3 13.6 

Household operations ................................. 121,986 47.9 4.7 16.3 17.4 9.6 52.1 27.4 24.7 

Personal services ..................................... 41,156 42.9 3.6 13.8 15.1 10.4 57.1 26.7 30.4 

Other household expenses ....................... 80,830 50.5 5.2 17.6 18.6 9.2 49.5 27.7 21.8 

Housekeeping supplies .............................. 73,938 61.7 9.8 21.4 19.6 10.9 38.3 24.9 13.3 

Laundry and cleaning supplies ................. 18,166 68.1 14.0 24.2 19.6 10.4 31.9 20.0 11.9 

Other household products ........................ 39,777 61.2 9.3 20.8 19.9 11.2 38.8 26.8 12.0 

Postage and stationery ............................. 15,995 55.9 6.6 19.8 18.6 11.0 44.1 25.9 18.2 

Household furnishings and equipment ....... 177,494 54.3 6.6 19.1 18.2 10.5 45.7 27.1 18.6 

Household textiles .................................... 12,390 60.7 8.3 21.4 20.8 10.2 39.3 23.7 15.6 

Furniture ................................................... 43,024 52.8 7.2 19.9 15.6 10.1 47.2 28.1 19.1 

Floor coverings ......................................... 4,370 45.1 4.5 13.1 18.5 9.0 54.9 35.0 19.9 

Major appliances ...................................... 25,333 56.7 6.4 22.5 19.6 8.2 43.3 27.7 15.6 

Small appliances, miscellaneous

housewares ............................................ 12,882 59.5 5.6 23.6 19.8 10.6 40.5 22.8 17.7 

Miscellaneous household equipment ....... 79,494 53.0 6.4 16.8 18.4 11.5 47.0 27.1 19.9 

Apparel and services .................................... 205,572 60.3 10.3 19.5 17.5 13.0 39.7 25.9 13.9 

Men and boys ............................................. 46,175 58.7 9.4 17.9 20.9 10.6 41.3 26.2 15.1 

Men, 16 and over ...................................... 36,765 56.8 8.3 16.6 21.2 10.6 43.2 27.6 15.6 

Boys, 2 to 15 ............................................. 9,410 66.0 13.5 22.7 19.5 10.4 34.0 20.5 13.5 

Women and girls ......................................... 80,116 58.6 9.4 20.5 16.2 12.6 41.4 28.0 13.4 

Women, 16 and over ................................ 67,887 57.3 8.6 20.1 15.6 13.0 42.7 28.9 13.8 

Girls, 2 to 15 ............................................. 12,229 65.7 13.4 22.9 19.5 9.8 34.3 23.1 11.2 

Children under 2 ......................................... 10,956 65.6 12.3 23.2 18.6 11.5 34.4 20.6 13.8 

Footwear ..................................................... 36,679 64.9 15.8 20.4 18.0 10.7 35.1 24.3 10.8 

Other apparel products and services .......... 31,645 59.5 7.2 16.8 14.6 20.9 40.5 23.8 16.7 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2010 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Transportation .............................................. $929,544 61.9 9.0 21.5 20.3 11.1 38.1 23.5 14.6 

Vehicle purchases (net outlay) ................... 313,474 61.4 7.5 21.6 20.4 11.9 38.6 24.8 13.8 

Cars and trucks, new ................................ 147,662 50.7 3.7 18.4 18.7 9.8 49.3 30.7 18.6 

Cars and trucks, used ............................... 159,617 70.4 11.1 24.5 20.8 14.1 29.6 19.8 9.8 

Other vehicles ........................................... 6,195 84.8 26.6 20.6 49.5 28.1 15.2 13.3 21.9 

Gasoline and motor oil ................................ 258,238 67.3 11.0 23.8 21.2 11.2 32.7 20.9 11.8 

Other vehicle expenses .............................. 298,180 61.8 9.3 21.2 20.6 10.7 38.2 22.8 15.4 

Vehicle finance charges ........................... 29,432 65.5 8.3 23.3 20.4 13.5 34.5 22.5 12.1 

Maintenance and repairs .......................... 95,326 59.4 8.8 19.6 21.3 9.7 40.6 24.1 16.5 

Vehicle insurance ..................................... 122,156 66.6 11.2 23.5 20.5 11.4 33.4 20.0 13.4 

Vehicle rental, leases, licenses, and other

charges ................................................... 51,266 52.5 6.2 17.4 19.6 9.2 47.5 27.3 20.2 

Public transportation ................................... 59,653 41.6 5.9 13.0 14.3 8.4 58.4 32.0 26.4 

Healthcare .................................................... 382,285 61.7 9.6 22.8 19.6 9.7 38.3 22.9 15.3 

Health insurance ......................................... 221,690 62.6 9.8 24.2 19.3 9.3 37.4 22.6 14.7 

Medical services ......................................... 87,461 56.9 8.0 18.8 19.6 10.5 43.1 25.5 17.6 

Drugs .......................................................... 58,729 66.3 11.8 24.0 20.7 9.8 33.7 19.7 14.1 

Medical supplies ......................................... 14,404 58.5 7.7 21.5 19.1 10.2 41.5 25.0 16.5 

Entertainment ............................................... 303,164 56.5 6.5 19.1 20.5 10.4 43.5 25.6 17.9 

Fees and admissions .................................. 70,363 39.7 2.7 13.0 16.0 8.0 60.3 32.7 27.5 

Audio and visual equipment and services .. 115,516 64.0 9.2 23.5 20.8 10.5 36.0 22.7 13.3 

Pets, toys, hobbies, and playground

equipment ................................................. 73,252 62.0 6.9 21.4 22.8 10.9 38.0 24.0 14.0 

Other entertainment supplies, equipment,

and services ............................................. 44,033 54.2 4.9 13.3 22.9 13.0 45.8 24.7 21.1 

Personal care products and services ........... 70,426 57.8 8.2 19.2 19.0 11.4 42.2 26.0 16.2 

Reading ........................................................ 12,066 49.6 5.0 17.1 19.0 8.6 50.4 27.2 23.2 

Education ...................................................... 130,111 37.9 2.7 8.3 17.9 9.0 62.1 35.0 27.2 

Tobacco products and smoking supplies ..... 43,846 85.0 17.4 35.5 22.1 10.1 15.0 11.4 3.6 

Miscellaneous ............................................... 102,756 53.0 7.5 18.6 18.2 8.7 47.0 29.7 17.3 

Cash contributions ........................................ 197,797 53.8 7.7 17.6 18.9 9.5 46.2 25.9 20.3 

Personal insurance and pensions ................ 650,653 50.2 5.9 17.4 16.8 10.0 49.8 27.9 21.9 

Life and other personal insurance .............. 38,527 50.9 6.1 18.3 16.4 10.1 49.1 24.3 24.8 

Pensions and Social Security ..................... 612,126 50.1 5.9 17.4 16.8 10.0 49.9 28.2 21.7 

Sources of income and personal taxes:

Money income before taxes ......................... 7,566,944 53.8 7.6 19.2 17.5 9.5 46.2 26.6 19.6 

Wages and salaries .................................... 6,003,053 51.2 6.4 17.4 17.2 10.2 48.8 27.9 20.9 

Self-employment income ............................ 341,548 54.8 8.8 23.6 18.1 4.2 45.2 27.0 18.2 

Social Security, private and government

retirement ................................................. 868,674 68.4 13.8 28.2 19.1 7.2 31.6 18.2 13.5 

Interest, dividends, rental income, other

property income ........................................ 143,118 41.0 4.1 16.4 14.1 6.4 59.0 35.9 23.2 

Unemployment and workers’

compensation, veterans’ benefits ............. 76,742 78.6 13.8 31.6 22.2 10.9 21.4 15.4 6.0 

Public assistance, supplemental security

income, food stamps ................................ 61,214 90.5 33.3 31.6 17.7 7.9 9.5 5.5 4.0 

Regular contributions for support ............... 49,302 59.5 6.3 18.5 25.4 9.3 40.5 30.5 10.0 

Other income .............................................. 23,294 74.4 13.4 25.7 26.9 8.3 25.6 18.6 7.1 

See footnotes at end of table.
Table 64. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer

Expenditure Survey, 2010 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Less than college graduate College graduate

Total

Less

than

high

school

graduate

High

school

graduate

High

school

graduate

with

some

college

Associate’s

degree Total Bachelor’sdegree

Master’s,

professional,

doctoral

degree

Personal taxes .............................................. $214,262 28.2 .2 7.5 12.4 8.0 71.8 36.1 35.7 

Federal income taxes ................................. 137,538 20.3 -1.7 4.3 10.8 6.9 79.7 37.5 42.2 

State and local income taxes ...................... 58,428 39.6 3.2 11.9 15.2 9.3 60.4 33.9 26.5 

Other taxes ................................................. 18,295 51.6 5.4 17.9 16.3 12.0 48.4 31.8 16.6 

Income after taxes ........................................ 7,352,682 54.6 7.8 19.6 17.7 9.5 45.4 26.3 19.1 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.

n.a. Not applicable.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2011