Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2021-2022

Item

Total

five or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands)1.................................................... 12,984 471 2,711 5,015 2,980 1,258 549 

Consumer unit characteristics:

 Income before taxes.................................................................................... $122,073 $85,386 $87,091 $121,660 $158,791 $128,270 $116,596 

 Income after taxes....................................................................................... 116,484 90,394 91,729 114,912 143,188 122,822 116,031 

 Age of reference person ............................................................................. 42.3 21.7 30.6 39.5 48.8 58.8 71.0 

 Average number in consumer unit:

 People...................................................................................................... 5.7 5.8 5.7 5.7 5.7 5.8 5.7 

 Children under 18 .................................................................................... 2.7 2.3 3.1 3.2 2.2 1.5 1.5 

 Adults 65 and older.................................................................................. .2 ( 2 ) .1 .1 .2 .2 1.5 

 Earners..................................................................................................... 2.3 2.6 2.0 2.0 2.7 2.9 2.3 

 Vehicles.................................................................................................... 2.5 2.5 2.2 2.3 2.8 2.8 2.6 

Percent distribution:

 Reference person:

 Men .......................................................................................................... 45 46 37 43 53 56 40 

 Women..................................................................................................... 55 54 63 57 47 44 60 

 Housing tenure:

 Homeowner.............................................................................................. 69 44 56 67 79 78 82 

 With mortgage ...................................................................................... 51 ( 2 ) 42 54 61 52 36 

 Without mortgage ................................................................................. 18 ( 2 ) 14 14 18 26 46 

 Renter ...................................................................................................... 31 56 44 33 21 22 ( 2 ) 

 Race of reference person:

 Black or African-American ....................................................................... 13 ( 2 ) 11 13 10 18 ( 2 ) 

 White, Asian, and all other races, not including Black or

 African-American .................................................................................. 87 80 89 87 90 82 79 

 Hispanic or Latino origin of reference person:

 Hispanic or Latino .................................................................................... 31 44 41 28 30 26 ( 2 ) 

 Not Hispanic or Latino ............................................................................. 69 56 58 72 70 74 78 

 Education of reference person:

 Elementary (1-8) ...................................................................................... 7 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 High school (9-12).................................................................................... 31 58 35 29 25 29 40 

 College..................................................................................................... 61 41 60 63 67 59 50 

 Never attended and other........................................................................ ( 2 ) ( 3 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 At least one vehicle owned or leased ......................................................... 96 96 95 96 96 96 95 

Average annual expenditures ........................................................................ $92,919 $60,303 $76,016 $95,482 $111,103 $94,859 $80,748 

 Food ............................................................................................................ 13,285 7,902 11,195 12,793 15,656 16,238 14,785 

 Food at home........................................................................................... 8,336 4,675 7,413 8,388 9,238 9,358 9,203 

 Cereals and bakery products................................................................ 1,114 614 949 1,118 1,260 1,271 1,281 

 Cereals and cereal products ............................................................. 372 ( 2 ) 336 376 423 366 372 

 Bakery products................................................................................. 742 376 613 742 838 905 909 

 Meats, poultry, fish, and eggs .............................................................. 1,847 1,015 1,745 1,874 1,977 2,064 1,833 

 Beef ................................................................................................... 491 ( 2 ) 577 472 504 486 437 

 Pork ................................................................................................... 369 ( 2 ) 343 373 426 344 362 

 Other meats....................................................................................... 252 ( 2 ) 186 264 295 286 316 

 Poultry................................................................................................ 343 ( 2 ) 294 363 344 438 346 

 Fish and seafood............................................................................... 273 ( 2 ) 251 276 279 379 255 

 Eggs................................................................................................... 118 ( 2 ) 95 127 129 131 116 

 Dairy products....................................................................................... 767 443 646 803 835 796 931 

 Fresh milk and cream........................................................................ 264 206 207 280 288 282 287 

 Other dairy products.......................................................................... 503 236 439 523 547 514 643 

 Fruits and vegetables ........................................................................... 1,606 938 1,528 1,582 1,768 1,832 1,571 

 Fresh fruits......................................................................................... 622 404 586 611 695 684 606 

 Fresh vegetables............................................................................... 476 ( 2 ) 501 455 508 529 420 

 Processed fruits................................................................................. 216 ( 2 ) 164 220 250 295 218 

 Processed vegetables ....................................................................... 292 ( 2 ) 277 297 316 324 326 

 Other food at home............................................................................... 3,002 1,665 2,545 3,010 3,397 3,396 3,588 

 Sugar and other sweets .................................................................... 285 ( 2 ) 273 260 319 ( 2 ) 335 

 Fats and oils ...................................................................................... 233 ( 2 ) 198 227 288 303 196 

See footnotes at end of table.
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2021-2022 — Continued

Item

Total

five or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

 Miscellaneous foods.......................................................................... 1,558 830 1,307 1,577 1,738 1,711 2,045 

 Nonalcoholic beverages .................................................................... 816 ( 2 ) 696 826 904 898 930 

 Food prepared by consumer unit on out of town trips ...................... 110 ( 2 ) ( 2 ) 120 149 103 ( 2 ) 

 Food away from home ............................................................................. 4,949 ( 2 ) 3,781 4,405 6,419 6,880 ( 2 ) 

 Alcoholic beverages .................................................................................... 471 ( 2 ) 437 501 490 ( 2 ) ( 2 ) 

 Housing ....................................................................................................... 29,569 22,078 25,177 31,134 32,996 29,831 25,319 

 Shelter...................................................................................................... 16,610 12,800 13,619 17,860 19,086 15,214 13,001 

 Owned dwellings................................................................................... 10,425 ( 2 ) 6,757 11,368 13,315 10,710 9,153 

 Mortgage interest and charges ......................................................... 4,793 ( 2 ) 2,921 5,492 6,469 4,033 2,608 

 Property taxes ................................................................................... 2,933 1,356 1,843 3,086 3,686 3,599 2,658 

 Maintenance, repairs, insurance, and other expenses ..................... 2,699 ( 2 ) 1,993 2,790 3,159 3,078 ( 2 ) 

 Rented dwellings .................................................................................. 5,017 8,728 6,358 5,346 3,683 3,454 ( 2 ) 

 Other lodging ........................................................................................ 1,169 ( 2 ) 504 1,146 2,088 ( 2 ) ( 2 ) 

 Utilities, fuels, and public services........................................................... 6,138 5,574 5,502 5,816 6,700 7,391 6,772 

 Natural gas ........................................................................................... 677 536 479 674 754 930 799 

 Electricity............................................................................................... 2,189 2,017 1,968 2,101 2,361 2,516 2,543 

 Fuel oil and other fuels ......................................................................... ( 2 ) ( 2 ) ( 2 ) 97 178 ( 2 ) ( 2 ) 

 Telephone services............................................................................... 2,058 1,987 1,857 1,973 2,295 2,380 1,856 

 Residential phone service, VOIP, and phone cards ......................... 110 ( 2 ) 81 88 117 166 347 

 Cellular phone service....................................................................... 1,947 1,936 1,776 1,885 2,178 2,214 1,509 

 Water and other public services ........................................................... 1,027 922 918 972 1,111 1,237 1,217 

 Household operations.............................................................................. 2,171 1,079 2,055 2,743 1,955 1,471 1,276 

 Personal services ................................................................................. 839 ( 2 ) 1,050 1,286 ( 2 ) ( 2 ) ( 2 ) 

 Other household expenses................................................................... 1,332 714 1,005 1,456 1,555 1,321 1,199 

 Housekeeping supplies............................................................................ 1,126 752 949 990 1,194 ( 2 ) ( 2 ) 

 Laundry and cleaning supplies............................................................. 265 ( 2 ) 252 261 298 ( 2 ) ( 2 ) 

 Other household products .................................................................... 747 ( 2 ) 588 631 743 ( 2 ) ( 2 ) 

 Postage and stationery......................................................................... 114 ( 2 ) ( 2 ) 98 ( 2 ) ( 2 ) ( 2 ) 

 Household furnishings and equipment .................................................... 3,524 ( 2 ) 3,051 3,725 4,061 3,475 ( 2 ) 

 Household textiles ................................................................................ 184 ( 2 ) ( 2 ) 140 ( 2 ) ( 2 ) ( 2 ) 

 Furniture................................................................................................ 999 ( 2 ) 814 1,143 1,208 661 ( 2 ) 

 Floor coverings ..................................................................................... 34 ( 2 ) ( 2 ) 34 ( 2 ) ( 2 ) ( 2 ) 

 Major appliances................................................................................... 643 ( 2 ) 639 750 577 458 ( 2 ) 

 Small appliances and miscellaneous housewares............................... 198 ( 2 ) 248 174 209 ( 2 ) ( 2 ) 

 Miscellaneous household equipment ................................................... 1,465 ( 2 ) 1,191 1,483 1,776 1,765 ( 2 ) 

 Apparel and services................................................................................... 3,420 ( 2 ) 2,914 3,317 4,265 3,487 ( 2 ) 

 Men and boys .......................................................................................... 1,021 ( 2 ) 865 974 1,348 ( 2 ) ( 2 ) 

 Men, 16 and over.................................................................................. 565 ( 2 ) 344 533 802 ( 2 ) ( 2 ) 

 Boys, 2 to 15......................................................................................... 456 ( 2 ) ( 2 ) 441 ( 2 ) ( 2 ) ( 2 ) 

 Women and girls ...................................................................................... 1,134 ( 2 ) 779 1,058 1,584 ( 2 ) ( 2 ) 

 Women, 16 and over ............................................................................ 792 ( 2 ) 519 670 1,136 ( 2 ) ( 2 ) 

 Girls, 2 to 15 ......................................................................................... 341 ( 2 ) ( 2 ) 388 448 ( 2 ) ( 2 ) 

 Children under 2 ...................................................................................... 216 ( 2 ) ( 2 ) 184 ( 2 ) ( 2 ) ( 2 ) 

 Footwear .................................................................................................. 763 ( 2 ) 579 757 937 ( 2 ) ( 2 ) 

 Other apparel products and services....................................................... 286 ( 2 ) ( 2 ) 345 254 ( 2 ) ( 2 ) 

 Transportation ............................................................................................. 16,683 14,304 15,879 16,400 19,463 15,355 13,209 

 Vehicle purchases (net outlay) ................................................................ 6,789 ( 2 ) 7,462 6,618 7,583 ( 2 ) ( 2 ) 

 Cars and trucks, new............................................................................ 2,480 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Cars and trucks, used........................................................................... 4,234 ( 2 ) 5,428 3,719 4,849 ( 2 ) ( 2 ) 

 Other vehicles....................................................................................... ( 2 ) ( 3 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 3 ) 

 Gasoline, other fuels, and motor oil......................................................... 4,244 3,658 4,094 4,197 4,665 4,378 3,326 

 Other vehicle expenses ........................................................................... 4,859 4,528 3,946 4,793 5,873 5,224 3,889 

 Vehicle finance charges ....................................................................... 470 ( 2 ) 527 457 533 407 ( 2 ) 

 Maintenance and repairs ...................................................................... 1,393 ( 2 ) 1,144 1,406 1,713 1,567 826 

 Vehicle rental, leases, licenses, and other charges............................. 838 ( 2 ) 499 887 1,139 749 ( 2 ) 

 Vehicle insurance ................................................................................. 2,157 2,774 1,775 2,043 2,489 2,500 1,958 

 Public and other transportation................................................................ 791 ( 2 ) 377 792 1,341 717 ( 2 ) 

 Healthcare................................................................................................... 5,833 ( 2 ) 4,635 5,572 7,081 7,181 7,342 

 Health insurance...................................................................................... 3,732 1,112 2,812 3,314 4,819 4,943 5,661 

 Medical services ...................................................................................... 1,467 ( 2 ) 1,419 1,696 1,351 1,443 ( 2 ) 

 Drugs........................................................................................................ 440 ( 2 ) 278 375 606 649 782 

 Medical supplies ...................................................................................... 195 ( 2 ) 126 188 305 146 ( 2 ) 

 Entertainment.............................................................................................. 4,455 1,506 3,248 5,434 4,895 3,778 3,329 

 Fees and admissions............................................................................... 1,088 ( 2 ) 735 1,483 1,236 430 ( 2 ) 

See footnotes at end of table.
Table 3650. Consumer units of five or more people by age of reference person: Average annual expenditures and characteristics, Consumer 

Expenditure Surveys, 2021-2022 — Continued

Item

Total

five or

more

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

 Audio and visual equipment and services ............................................... 1,109 823 956 1,128 1,249 1,070 1,297 

 Pets, toys, hobbies, and playground equipment ..................................... 1,189 ( 2 ) 980 1,488 1,124 ( 2 ) ( 2 ) 

 Pets....................................................................................................... 901 ( 2 ) 569 ( 2 ) 912 ( 2 ) ( 2 ) 

 Toys, hobbies, and playground equipment .......................................... 288 ( 2 ) ( 2 ) 312 ( 2 ) ( 2 ) ( 2 ) 

 Other entertainment supplies, equipment, and services ......................... 1,069 ( 2 ) 578 1,335 ( 2 ) ( 2 ) ( 2 ) 

 Personal care products and services.......................................................... 1,087 455 922 1,144 1,197 1,078 ( 2 ) 

 Reading....................................................................................................... 106 ( 2 ) 104 103 134 ( 2 ) ( 2 ) 

 Education .................................................................................................... 1,995 ( 2 ) 767 1,537 4,037 ( 2 ) ( 2 ) 

 Tobacco products and smoking supplies ................................................... 442 ( 2 ) 344 466 320 ( 2 ) ( 2 ) 

 Miscellaneous ............................................................................................. 1,217 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Cash contributions ...................................................................................... 2,885 ( 2 ) 1,362 ( 2 ) 3,491 2,101 ( 2 ) 

 Personal insurance and pensions............................................................... 11,470 6,666 8,102 12,010 15,111 11,313 7,878 

 Life and other personal insurance ........................................................... 622 ( 2 ) 242 ( 2 ) 810 665 ( 2 ) 

 Pensions and Social Security .................................................................. 10,847 6,518 7,861 11,273 14,301 10,648 7,134 

Sources of income and personal taxes:

 Income before taxes.................................................................................... $122,073 $85,386 $87,091 $121,660 $158,791 $128,270 $116,596 

 Wages and salaries ................................................................................. 103,492 74,205 77,245 103,588 135,436 104,677 81,275 

 Self-employment income ......................................................................... 11,004 ( 2 ) 5,404 12,467 16,109 ( 2 ) ( 2 ) 

 Social Security, private and government retirement ............................... 3,601 ( 2 ) 1,295 1,521 3,181 7,410 29,131 

 Interest, dividends, rental income, and other property income ............... 1,268 ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Public assistance, Supplemental Security Income, Supplementary

 Nutrition Assistance Program (SNAP).................................................. 1,508 ( 2 ) 1,455 1,829 894 ( 2 ) ( 2 ) 

 Unemployment and workers' compensation, veterans' benefits,

 and regular contributions for support.................................................... 912 ( 2 ) 872 914 925 ( 2 ) ( 2 ) 

 Other income ........................................................................................... ( 2 ) ( 2 ) ( 2 ) 168 ( 2 ) ( 2 ) ( 2 ) 

 Personal taxes (contains some imputed values)........................................ ( 2 ) ( 2 ) -4,639 ( 2 ) 15,602 ( 2 ) ( 2 ) 

 Federal income taxes .............................................................................. 4,691 ( 2 ) -3,808 ( 2 ) 12,646 ( 2 ) ( 2 ) 

 Stimulus payment (new UCC Q20202)# ................................................. -2,577 ( 2 ) -2,836 -2,772 -2,211 -2,125 4

-2,592 

 State and local income taxes................................................................... 3,423 ( 2 ) 1,938 3,645 5,093 3,246 ( 2 ) 

 Other taxes .............................................................................................. 52 ( 2 ) ( 2 ) 40 474 ( 2 ) ( 2 ) 

 Income after taxes....................................................................................... 116,484 90,394 91,729 114,912 143,188 122,822 116,031 

Addenda:

 Net change in total assets and liabilities..................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Net change in total assets ....................................................................... ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Net change in total liabilities .................................................................... 29,255 ( 2 ) ( 2 ) 40,705 ( 2 ) ( 2 ) ( 2 ) 

 Other financial information:

 Other money receipts .............................................................................. ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) ( 2 ) 

 Mortgage principal paid on owned property ............................................ -3,863 ( 2 ) -2,197 -4,186 -5,574 -3,511 ( 2 ) 

 Estimated market value of owned home ................................................. 311,046 174,012 194,574 328,756 403,822 317,731 323,193 

 Estimated monthly rental value of owned home...................................... 1,505 881 1,025 1,539 1,892 1,715 1,509 

1

 Data are rounded to the nearest thousands.

2

 Data are suppressed due to the Relative Standard Error (RSE) being equal to or greater than 25 percent. See www.bls.gov/cex/tables-getting-started-guide.htm for more information.

3

 No data reported.

4

 Data are likely to have large sampling errors.

# Data collection for this item began in June 2020. Stimulus payments delivered to respondents interviewed in April and May of 2020 were not included in estimation.

Source: Consumer Expenditure Surveys, U.S. Bureau of Labor Statistics, September, 2023