Table 61. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual

aggregate expenditures and sources of income, Consumer Expenditure Survey, 2002

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area Race of reference

person

Hispanic origin of

reference person

Homeowner Renter Urban Rural White and

other Black Hispanic NonHispanic

Number of consumer units (in thousands) ............. 112,108 74,419 37,689 98,386 13,722 98,553 13,554 10,500 101,608 

Percent distribution of consumer units ................... 100.0 66.4 33.6 87.8 12.2 87.9 12.1 9.4 90.6 

Consumer unit characteristics (mean values): 

Income before taxes 1 .......................................... $49,430 $59,345 $30,386 $50,985 $38,376 $51,177 $35,944 $37,360 $50,742 

Income after taxes 1 ............................................. 46,934 56,209 29,119 48,332 36,998 48,504 34,808 36,482 48,070 

 Age of reference person ...................................... 48.1 52.0 40.4 47.6 51.3 48.4 45.6 42.2 48.7 

Average number in consumer unit:

Persons .............................................................. 2.5 2.6 2.2 2.5 2.5 2.5 2.7 3.3 2.4 

 Children under 18 .............................................. .7 .7 .6 .7 .6 .6 .9 1.1 .6 

 Persons 65 and over .......................................... .3 .4 .1 .3 .4 .3 .2 .2 .3 

 Earners .............................................................. 1.4 1.4 1.2 1.4 1.4 1.4 1.3 1.6 1.3 

 Vehicles ............................................................. 2.0 2.3 1.2 1.9 2.5 2.1 1.3 1.7 2.0 

Percent distribution:

Sex of reference person:

Male ................................................................. 51 54 46 51 50 52 40 52 51 

 Female ............................................................. 49 46 54 49 50 48 60 48 49 

Housing tenure:

Homeowner ...................................................... 66 100 n.a. 64 82 69 48 48 68 

 With mortgage ................................................ 41 61 n.a. 41 37 42 32 33 41 

 Without mortgage ........................................... 26 39 n.a. 23 45 27 16 15 27 

 Renter .............................................................. 34 n.a. 100 36 18 31 52 52 32 

Race of reference person:

Black ................................................................ 12 9 19 13 5 n.a. 100 4 13 

 White and other ................................................ 88 91 81 87 95 100 n.a. 96 87 

Education of reference person:

Elementary (1-8) .............................................. 6 5 7 6 8 6 7 22 4 

 High school (9-12) ............................................ 38 37 40 36 49 36 48 42 37 

 College ............................................................. 56 58 52 58 43 58 45 35 58 

 Never attended and other ................................ 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( ) 2 2 ( )

At least one vehicle owned or leased ................ 88 95 75 87 92 90 74 82 88 

Annual aggregate expenditures ............................. $4,556,099 76.6 23.4 89.7 10.3 91.0 9.0 7.8 92.2 

Food ..................................................................... 600,221 74.2 25.8 89.1 10.9 90.4 9.6 9.1 90.9 

 Food at home ..................................................... 345,917 74.0 26.0 88.4 11.6 89.3 10.7 10.1 89.9 

 Cereals and bakery products ........................... 50,249 73.9 26.1 88.6 11.4 89.3 10.7 9.5 90.5 

 Cereals and cereal products .......................... 17,200 71.5 28.5 88.6 11.4 87.8 12.2 10.7 89.3 

 Bakery products ............................................. 33,050 75.1 24.9 88.6 11.4 90.0 10.0 9.0 91.0 

 Meats, poultry, fish, and eggs .......................... 89,131 73.2 26.8 88.2 11.8 86.6 13.4 11.4 88.6 

 Beef ................................................................ 25,806 72.6 27.4 87.9 12.1 88.2 11.8 12.5 87.5 

 Pork ................................................................ 18,680 73.3 26.7 86.2 13.8 84.6 15.4 11.1 88.9 

 Other meats ................................................... 11,284 74.8 25.2 87.5 12.5 88.2 11.8 9.4 90.6 

 Poultry ............................................................ 16,089 72.6 27.4 90.0 10.0 85.5 14.5 12.1 87.9 

 Fish and seafood ........................................... 13,504 74.7 25.3 90.3 9.7 86.3 13.7 9.8 90.2 

 Eggs ............................................................... 3,767 69.8 30.2 88.1 11.9 86.4 13.6 14.8 85.2 

Dairy products .................................................. 36,654 74.7 25.3 88.0 12.0 91.2 8.8 10.1 89.9 

 Fresh milk and cream .................................... 14,194 73.0 27.0 87.2 12.8 90.6 9.4 11.4 88.6 

 Other dairy products ...................................... 22,460 75.8 24.2 88.5 11.5 91.7 8.3 9.3 90.7 

 Fruits and vegetables ....................................... 61,623 73.7 26.3 89.1 10.9 89.7 10.3 11.2 88.8 

 Fresh fruits ..................................................... 19,893 74.3 25.7 89.9 10.1 90.5 9.5 11.7 88.3 

 Fresh vegetables ........................................... 19,522 74.0 26.0 89.5 10.5 90.9 9.1 12.2 87.8 

 Processed fruits ............................................. 12,894 72.9 27.1 88.7 11.3 87.8 12.2 10.3 89.7 

 Processed vegetables .................................... 9,314 72.8 27.2 86.9 13.1 87.9 12.1 9.5 90.5 

See footnotes at end of table.
Table 61. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual

aggregate expenditures and sources of income, Consumer Expenditure Survey, 2002 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area Race of reference

person

Hispanic origin of

reference person

Homeowner Renter Urban Rural White and

other Black Hispanic NonHispanic

 Other food at home .......................................... $108,260 74.6 25.4 88.3 11.7 90.7 9.3 8.8 91.2 

 Sugar and other sweets ................................. 13,105 76.9 23.1 87.6 12.4 90.4 9.6 8.1 91.9 

 Fats and oils ................................................... 9,507 74.7 25.3 87.8 12.2 88.2 11.8 10.3 89.7 

 Miscellaneous foods ...................................... 52,682 74.2 25.8 88.5 11.5 91.1 8.9 8.4 91.6 

 Nonalcoholic beverages ................................. 28,348 73.0 27.0 88.1 11.9 90.3 9.7 9.5 90.5 

Food prepared by consumer unit on

out-of-town trips ........................................... 4,618 82.1 17.9 90.3 9.7 96.1 3.9 7.4 92.6 

 Food away from home ....................................... 254,304 74.5 25.5 89.9 10.1 91.8 8.2 7.7 92.3 

Alcoholic beverages ............................................. 41,984 71.0 29.0 92.1 7.9 93.7 6.3 6.9 93.1 

Housing ................................................................ 1,488,623 75.3 24.7 91.0 9.0 90.2 9.8 8.3 91.7 

 Shelter ................................................................ 877,736 71.7 28.3 92.8 7.2 90.3 9.7 8.8 91.2 

 Owned dwellings .............................................. 579,031 99.6 .4 91.6 8.4 92.5 7.5 6.5 93.5 

 Mortgage interest and charges ...................... 332,081 99.7 .3 92.5 7.5 91.8 8.2 7.1 92.9 

 Property taxes ................................................ 139,278 99.7 .3 91.1 8.9 93.5 6.5 5.2 94.8 

Maintenance, repairs, insurance, other

expenses ...................................................... 107,671 99.4 .6 89.3 10.7 93.0 7.0 6.2 93.8 

 Rented dwellings .............................................. 242,140 2.0 98.0 95.8 4.2 84.0 16.0 15.8 84.2 

 Other lodging ................................................... 56,565 84.1 15.9 92.1 7.9 95.1 4.9 3.0 97.0 

Utilities, fuels, and public services ..................... 300,933 78.0 22.0 88.3 11.7 87.5 12.5 8.4 91.6 

 Natural gas ....................................................... 36,967 82.5 17.5 94.0 6.0 86.1 13.9 7.0 93.0 

 Electricity .......................................................... 109,987 78.3 21.7 86.0 14.0 87.3 12.7 7.7 92.3 

 Fuel oil and other fuels ..................................... 9,912 88.7 11.3 72.3 27.7 95.9 4.1 4.9 95.1 

 Telephone services .......................................... 107,258 71.9 28.1 89.1 10.9 86.7 13.3 10.0 90.0 

 Water and other public services ....................... 36,808 87.7 12.3 91.3 8.7 89.9 10.1 8.3 91.7 

 Household operations ........................................ 79,115 82.4 17.6 93.4 6.6 91.3 8.7 5.4 94.6 

 Personal services ............................................. 37,109 79.2 20.8 94.2 5.8 89.5 10.5 6.0 94.0 

 Other household expenses .............................. 42,006 85.2 14.8 92.7 7.3 92.8 7.2 4.9 95.1 

Housekeeping supplies ...................................... 60,872 82.0 18.0 82.0 18.0 92.9 7.1 7.4 92.6 

 Laundry and cleaning supplies ........................ 14,576 74.5 25.5 86.5 13.5 88.2 11.8 11.5 88.5 

 Other household products ................................ 31,623 85.8 14.2 76.5 23.5 94.6 5.4 6.9 93.1 

 Postage and stationery .................................... 14,673 81.4 18.6 89.3 10.7 93.9 6.1 4.7 95.3 

 Household furnishings and equipment ............... 169,967 82.9 17.1 88.5 11.5 92.9 7.1 7.0 93.0 

 Household textiles ............................................ 15,143 83.7 16.3 86.4 13.6 93.8 6.2 9.0 91.0 

 Furniture ........................................................... 44,986 81.9 18.1 91.9 8.1 91.2 8.8 8.1 91.9 

 Floor coverings ................................................ 4,539 93.1 6.9 94.2 5.8 92.1 7.9 3.0 97.0 

 Major appliances .............................................. 21,116 86.3 13.7 88.2 11.8 88.8 11.2 7.3 92.7 

Small appliances, miscellaneous

housewares .................................................... 11,226 76.3 23.7 85.7 14.3 93.8 6.2 8.0 92.0 

 Miscellaneous household equipment ............... 72,957 82.7 17.3 86.9 13.1 94.8 5.2 6.0 94.0 

Apparel and services ........................................... 195,503 73.7 26.3 90.9 9.1 88.0 12.0 10.6 89.4 

 Men and boys .................................................... 45,769 74.6 25.4 90.1 9.9 89.1 10.9 11.9 88.1 

 Men, 16 and over ............................................. 35,699 74.9 25.1 90.4 9.6 90.8 9.2 11.3 88.7 

 Boys, 2 to 15 .................................................... 10,070 73.7 26.3 88.9 11.1 83.1 16.9 14.0 86.0 

 Women and girls ................................................ 78,654 76.2 23.8 90.4 9.6 88.6 11.4 7.9 92.1 

 Women, 16 and over ........................................ 65,543 76.2 23.8 91.4 8.6 89.3 10.7 7.1 92.9 

 Girls, 2 to 15 ..................................................... 13,112 76.4 23.6 85.3 14.7 85.5 14.5 12.1 87.9 

 Children under 2 ................................................ 9,235 66.1 33.9 88.8 11.2 88.0 12.0 15.2 84.8 

 Footwear ............................................................ 34,960 72.2 27.8 91.5 8.5 84.0 16.0 14.4 85.6 

 Other apparel products and services ................. 26,885 69.4 30.6 93.4 6.6 89.5 10.5 9.6 90.4 

Transportation ...................................................... 869,829 76.8 23.2 88.1 11.9 91.5 8.5 8.2 91.8 

 Vehicle purchases (net outlay) ........................... 410,866 76.8 23.2 87.3 12.7 92.0 8.0 8.0 92.0 

 Cars and trucks, new ....................................... 196,520 82.9 17.1 89.1 10.9 93.1 6.9 6.1 93.9 

 Cars and trucks, used ...................................... 206,534 70.8 29.2 85.9 14.1 90.7 9.3 9.7 90.3 

 Other vehicles .................................................. 7,812 80.4 19.6 79.9 320.1 98.1 31.9 310.9 89.1 

 Gasoline and motor oil ....................................... 138,459 76.0 24.0 86.0 14.0 90.9 9.1 9.6 90.4 

See footnotes at end of table.
Table 61. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual

aggregate expenditures and sources of income, Consumer Expenditure Survey, 2002 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Housing tenure Type of area Race of reference

person

Hispanic origin of

reference person

Homeowner Renter Urban Rural White and

other Black Hispanic NonHispanic

 Other vehicle expenses ..................................... $276,931 77.5 22.5 89.2 10.8 90.8 9.2 7.8 92.2 

 Vehicle finance charges ................................... 44,511 77.8 22.2 86.4 13.6 89.8 10.2 9.6 90.4 

 Maintenance and repairs ................................. 78,142 76.8 23.2 88.8 11.2 91.3 8.7 7.1 92.9 

 Vehicle insurance ............................................. 100,168 76.7 23.3 88.1 11.9 90.6 9.4 8.4 91.6 

Vehicle rental, leases, licenses, other

charges .......................................................... 54,110 79.9 20.1 93.8 6.2 91.2 8.8 6.3 93.7 

 Public transportation .......................................... 43,573 74.3 25.7 94.7 5.3 92.9 7.1 7.6 92.4 

Health care ........................................................... 263,421 82.5 17.5 86.4 13.6 93.1 6.9 5.4 94.6 

 Health insurance ................................................ 130,909 82.4 17.6 86.5 13.5 92.3 7.7 5.4 94.6 

 Medical services ................................................ 66,128 82.9 17.1 86.7 13.3 94.9 5.1 5.7 94.3 

 Drugs ................................................................. 54,591 82.4 17.6 85.6 14.4 92.7 7.3 5.1 94.9 

 Medical supplies ................................................ 11,793 81.9 18.1 88.1 11.9 94.2 5.8 5.7 94.3 

Entertainment ....................................................... 232,933 79.9 20.1 89.6 10.4 93.4 6.6 6.2 93.8 

 Fees and admissions ......................................... 60,726 82.6 17.4 93.4 6.6 95.5 4.5 5.0 95.0 

 Television, radios, sound equipment ................. 77,559 74.0 26.0 90.2 9.8 88.8 11.2 7.6 92.4 

 Pets, toys, and playground equipment ............... 41,307 81.7 18.3 86.8 13.2 94.3 5.7 5.3 94.7 

Other entertainment supplies, equipment,

and services ..................................................... 53,341 83.9 16.1 86.8 13.2 97.2 2.8 6.3 93.7 

Personal care products and services ................... 58,816 75.5 24.5 90.2 9.8 88.7 11.3 8.3 91.7 

Reading ................................................................ 15,535 79.7 20.3 91.6 8.4 94.2 5.8 4.1 95.9 

Education ............................................................. 84,276 68.4 31.6 94.1 5.9 92.5 7.5 6.0 94.0 

Tobacco products and smoking supplies ............. 35,929 63.7 36.3 84.0 16.0 92.1 7.9 5.4 94.6 

Miscellaneous ...................................................... 88,791 75.0 25.0 89.4 10.6 90.7 9.3 7.4 92.6 

Cash contributions ............................................... 143,172 82.6 17.4 89.3 10.7 91.3 8.7 4.5 95.5 

Personal insurance and pensions ........................ 437,065 81.3 18.7 90.6 9.4 91.8 8.2 6.8 93.2 

 Life and other personal insurance ...................... 45,528 85.7 14.3 88.0 12.0 90.7 9.3 4.5 95.5 

 Pensions and Social Security ............................ 391,536 80.8 19.2 90.9 9.1 91.9 8.1 7.1 92.9 

Sources of income and personal taxes: 1

Money income before taxes ................................... 4,566,788 79.0 21.0 90.4 9.6 91.7 8.3 7.4 92.6 

 Wages and salaries ........................................... 3,682,981 78.0 22.0 91.0 9.0 91.3 8.7 8.1 91.9 

 Self-employment income ................................... 206,679 88.6 11.4 88.2 11.8 96.3 3.7 4.6 95.4 

 Social Security, private and government

retirement ......................................................... 483,576 85.6 14.4 86.2 13.8 92.5 7.5 4.0 96.0 

 Interest, dividends, rental income, other

property income ............................................... 85,406 91.3 8.7 92.9 7.1 98.9 1.1 2.1 97.9 

 Unemployment and workers’ compensation,

veterans’ benefits ............................................. 21,520 70.1 29.9 89.8 10.2 90.8 9.2 7.9 92.1 

 Public assistance, supplemental security

income, food stamps ........................................ 32,559 40.9 59.1 90.1 9.9 71.1 28.9 15.2 84.8 

 Regular contributions for support ....................... 38,106 65.3 34.7 95.2 4.8 93.8 6.2 6.3 93.7 

 Other income ..................................................... 15,961 36.7 63.3 96.7 3.3 86.7 13.3 8.3 91.7 

Personal taxes ..................................................... 230,625 82.6 17.4 93.2 6.8 94.8 5.2 3.4 96.6 

 Federal income taxes ......................................... 170,231 81.8 18.2 93.8 6.2 95.1 4.9 3.6 96.4 

 State and local income taxes ............................. 46,790 81.3 18.7 92.0 8.0 93.2 6.8 3.8 96.2 

 Other taxes ........................................................ 13,603 97.2 2.8 89.4 10.6 96.0 4.0 4 ( ) 100.0 

Income after taxes ............................................... 4,336,164 78.8 21.2 90.3 9.7 91.5 8.5 7.6 92.4 

1 Components of income and taxes are derived from "complete income

reporters" only; see glossary. 2 Value less than 0.5.

3 Data are likely to have large sampling errors. 4 Value less than 0.05.

n.a. Not applicable.