Table 1201. Income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer Expendit

1997

(Aggregates in millions of dollars, unless otherwise indicated)

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|| Complete reporting of income|

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Item | | | | | | | | 

| | Less | $5,000 |$10,000 |$15,000 |$20,000 |$30,000 |$40,000 |Aggregate | than | to | to | to | to | to | to | |$5,000 | $9,999 |$14,999 |$19,999 |$29,999 |$39,999 |$49,999 | | | | | | | | 

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Number of consumer units (in thousands).| 84,991| 4,178| 8,904 | 9,096 | 7,424 | 12,415 | 10,392 | 7,949 Percent distribution of consumer units..| 100.0| 4.9| 10.5 | 10.7 | 8.7 | 14.6 | 12.2 | 9.4 

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Consumer unit characteristics (mean | | | | | | | | values): | | | | | | | | 

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Income before taxes 1/................| $39,926| $2,050| $7,708 |$12,411 |$17,393 |$24,599 |$34,583 |$44,396 Income after taxes 1/.................| 36,684| 2,015| 7,668 | 12,264 | 17,009 | 23,538 | 32,123 | 40,655 Age of reference person...............| 47.8| 39.9| 54.6 | 54.6 | 51.1 | 48.6 | 45.1 | 44.4 

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Average number in consumer unit: | | | | | | | | 

Persons.............................| 2.5| 1.8| 1.7 | 2.1 | 2.3 | 2.4 | 2.6 | 2.8 Children under 18...................| .7| .5| .4 | .6 | .6 | .6 | .7 | .8 Persons 65 and over.................| .3| .2| .5 | .6 | .5 | .4 | .2 | .2 Earners.............................| 1.3| .8| .5 | .7 | 1.0 | 1.2 | 1.5 | 1.7 Vehicles............................| 2.0| 1.0| .9 | 1.3 | 1.7 | 1.8 | 2.2 | 2.4 

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Percent distribution: | | | | | | | | 

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Sex of reference person: | | | | | | | | 

Male..............................| 59| 41| 34 | 41 | 54 | 59 | 64 | 68 Female............................| 41| 59| 66 | 59 | 46 | 41 | 36 | 32 

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Housing tenure: | | | | | | | | 

Homeowner.........................| 64| 31| 40 | 53 | 57 | 58 | 62 | 72 

With mortgage...................| 38| 12| 10 | 14 | 20 | 26 | 40 | 51 Without mortgage................| 25| 19| 30 | 39 | 37 | 31 | 23 | 21 

Renter............................| 36| 69| 60 | 47 | 43 | 42 | 38 | 28 

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Race of reference person: | | | | | | | | 

Black.............................| 11| 18| 18 | 16 | 12 | 13 | 11 | 8 White and other...................| 89| 82| 82 | 84 | 88 | 87 | 89 | 92 

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Education of reference person: | | | | | | | | 

Elementary (1-8)..................| 8| 9| 22 | 13 | 12 | 8 | 5 | 3 High school (9-12)................| 39| 41| 46 | 52 | 49 | 44 | 40 | 37 College...........................| 53| 49| 31 | 34 | 39 | 48 | 55 | 60 Never attended and other..........| (2) | 1| 1 | (2) | (2) | (2) | (2) | (2) 

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At least one vehicle owned or | | | | | | | | 

leased.............................| 88| 57| 62 | 78 | 88 | 92 | 94 | 97 

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Annual aggregate expenditures...........|$3,041,770| 2.2| 4.4 | 5.5 | 5.8 | 11.3 | 11.8 | 10.7 

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Food..................................| 400,440| 2.4| 5.5 | 6.2 | 6.9 | 12.4 | 12.9 | 11.0 

Food at home........................| 241,892| 2.4| 6.4 | 7.3 | 8.0 | 13.5 | 13.4 | 10.8 

Cereals and bakery products.......| 37,809| 2.5| 6.1 | 7.0 | 8.0 | 13.5 | 13.7 | 10.8 

Cereals and cereal products.....| 13,472| 2.5| 6.2 | 7.7 | 8.6 | 12.8 | 14.4 | 10.1 Bakery products.................| 24,338| 2.6| 6.0 | 6.6 | 7.6 | 13.8 | 13.3 | 11.2 

Meats, poultry, fish, and eggs....| 61,531| 2.5| 6.8 | 8.1 | 8.6 | 14.3 | 13.3 | 10.2 

Beef............................| 18,420| 2.2| 6.1 | 7.9 | 8.4 | 14.4 | 13.6 | 10.5 Pork............................| 13,112| 2.0| 7.8 | 9.7 | 9.2 | 14.9 | 13.2 | 9.9 Other meats.....................| 8,040| 2.6| 6.7 | 7.2 | 8.5 | 13.9 | 13.1 | 11.6 Poultry.........................| 11,848| 2.6| 6.8 | 8.3 | 8.2 | 13.5 | 13.1 | 10.4 Fish and seafood................| 7,378| 3.8| 6.5 | 5.8 | 8.7 | 14.4 | 12.7 | 8.3 Eggs............................| 2,733| 3.0| 7.8 | 8.7 | 9.3 | 15.8 | 14.3 | 9.8 

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Dairy products....................| 26,769| 2.4| 6.1 | 7.4 | 7.7 | 13.3 | 13.1 | 11.3 

Fresh milk and cream............| 10,932| 2.6| 6.5 | 8.1 | 8.2 | 14.5 | 13.8 | 11.4 Other dairy products............| 15,837| 2.4| 5.8 | 7.0 | 7.3 | 12.5 | 12.6 | 11.3 

Fruits and vegetables.............| 39,492| 2.5| 6.7 | 7.5 | 8.0 | 13.6 | 12.8 | 10.2 

Fresh fruits....................| 12,531| 2.6| 6.3 | 7.3 | 7.3 | 14.2 | 13.0 | 9.9 Fresh vegetables................| 11,801| 2.3| 6.9 | 7.4 | 8.5 | 14.3 | 12.4 | 9.3 Processed fruits................| 8,518| 2.6| 6.9 | 7.1 | 8.6 | 11.9 | 12.8 | 10.6 Processed vegetables............| 6,644| 2.7| 6.9 | 8.6 | 7.8 | 13.4 | 13.3 | 11.7 

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Other food at home................| 76,291| 2.3| 6.3 | 6.8 | 7.5 | 12.9 | 13.7 | 11.4 

Sugar and other sweets..........| 9,627| 2.2| 7.3 | 6.6 | 7.7 | 12.6 | 14.0 | 10.7 Fats and oils...................| 6,785| 2.6| 7.3 | 8.0 | 9.5 | 13.6 | 14.3 | 10.0 Miscellaneous foods.............| 34,549| 2.2| 5.9 | 6.3 | 7.5 | 13.1 | 13.8 | 11.7 Nonalcoholic beverages..........| 20,671| 2.3| 6.8 | 7.7 | 7.0 | 13.5 | 13.6 | 11.8 Food prepared by consumer unit | | | | | | | | 

on out-of-town trips...........| 4,659| 2.9| 3.2 | 5.0 | 5.8 | 8.5 | 11.2 | 10.1 

Food away from home.................| 158,548| 2.3| 4.0 | 4.5 | 5.2 | 10.8 | 12.1 | 11.2 

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Alcoholic beverages...................| 26,997| 2.4| 4.5 | 3.9 | 5.1 | 11.5 | 12.5 | 10.9 

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Housing...............................| 960,903| 2.6| 5.2 | 6.5 | 6.2 | 11.3 | 11.5 | 10.2 

Shelter.............................| 538,764| 2.7| 4.9 | 6.4 | 6.0 | 11.1 | 11.6 | 10.3 

Owned dwellings...................| 334,283| 1.6| 2.6 | 4.3 | 4.2 | 8.4 | 10.1 | 10.6 

Mortgage interest and charges...| 189,961| 1.3| 1.5 | 2.5 | 2.7 | 6.9 | 9.7 | 11.1 Property taxes..................| 80,452| 2.0| 3.6 | 5.8 | 6.2 | 9.9 | 9.5 | 9.8 Maintenance, repairs, | | | | | | | | 

insurance, other expenses......| 63,870| 1.9| 4.7 | 7.8 | 6.0 | 10.8 | 12.0 | 10.1 

Rented dwellings..................| 168,260| 5.0| 10.1 | 11.1 | 10.1 | 17.5 | 15.7 | 10.1 Other lodging.....................| 36,221| 2.2| 2.3 | 3.2 | 4.2 | 7.1 | 6.5 | 8.3 

Utilities, fuels, and public | | | | | | | | 

services...........................| 204,645| 2.8| 6.8 | 8.2 | 7.7 | 13.5 | 12.2 | 10.1 

Natural gas.......................| 25,334| 2.5| 6.8 | 8.0 | 7.9 | 13.7 | 12.3 | 10.6 Electricity.......................| 76,465| 3.0| 7.0 | 8.7 | 8.1 | 13.7 | 12.1 | 10.1 Fuel oil and other fuels..........| 9,273| 2.2| 8.5 | 8.4 | 7.7 | 13.1 | 12.0 | 9.5 Telephone services................| 68,785| 3.1| 6.7 | 7.8 | 7.5 | 13.4 | 12.6 | 9.9 Water and other public services...| 24,788| 2.2| 6.0 | 7.4 | 7.3 | 12.9 | 11.4 | 10.2 

Household operations................| 47,703| 1.8| 3.5 | 6.0 | 4.7 | 9.2 | 7.8 | 8.3 

Personal services.................| 23,196| 1.3| 3.0 | 5.3 | 4.5 | 9.3 | 8.0 | 9.3 Other household expenses..........| 24,507| 2.2| 3.9 | 6.6 | 4.9 | 9.1 | 7.6 | 7.4 

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Housekeeping supplies...............| 39,457| 2.1| 5.3 | 6.3 | 6.4 | 12.1 | 12.9 | 10.8 

Laundry and cleaning supplies.....| 10,164| 2.1| 6.4 | 6.9 | 7.5 | 13.0 | 13.3 | 11.6 Other household products..........| 18,097| 2.1| 5.1 | 6.4 | 6.0 | 10.7 | 12.1 | 10.6 

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Postage and stationery............| 11,196| 2.1| 4.7 | 5.4 | 6.2 | 13.6 | 13.8 | 10.2 

Household furnishings and equipment.| 130,334| 2.2| 4.0 | 4.5 | 5.0 | 9.3 | 11.3 | 10.9 

Household textiles................| 6,961| 2.5| 3.7 | 5.2 | 5.2 | 9.7 | 9.6 | 9.1 Furniture.........................| 32,336| 1.9| 3.7 | 4.2 | 5.1 | 7.8 | 10.0 | 9.2 Floor coverings...................| 6,870| 4/1.2| 4/2.7 | 2.0 | 2.6 | 4.6 | 19.8 | 16.1 Major appliances..................| 14,775| 2.2| 5.7 | 6.3 | 6.6 | 11.4 | 15.5 | 9.0 Small appliances, miscellaneous | | | | | | | | 

housewares.......................| 8,289| 6.9| 4.2 | 5.0 | 6.1 | 10.1 | 12.0 | 7.4 

Miscellaneous household equipment.| 61,102| 1.7| 4.0 | 4.3 | 4.6 | 9.9 | 10.1 | 12.3 

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Apparel and services..................| 146,228| 2.3| 4.4 | 4.4 | 5.9 | 11.3 | 12.8 | 9.8 

Men and boys........................| 34,850| 2.0| 3.7 | 4.5 | 5.0 | 10.3 | 12.5 | 10.9 

Men, 16 and over..................| 27,732| 1.9| 3.8 | 3.9 | 4.7 | 9.4 | 13.0 | 10.4 Boys, 2 to 15.....................| 7,118| 2.5| 3.3 | 6.6 | 6.1 | 13.8 | 10.5 | 12.6 

Women and girls.....................| 57,222| 1.9| 4.7 | 4.2 | 6.0 | 11.8 | 12.6 | 9.5 

Women, 16 and over................| 48,247| 1.8| 5.0 | 4.2 | 5.9 | 12.2 | 12.2 | 8.8 Girls, 2 to 15....................| 8,976| 2.5| 2.7 | 4.4 | 6.3 | 9.9 | 14.3 | 12.9 

Children under 2....................| 6,834| 1.2| 5.2 | 4.6 | 7.2 | 13.9 | 14.1 | 11.1 Footwear............................| 26,494| 3.4| 5.6 | 5.2 | 8.2 | 11.9 | 13.5 | 10.5 Other apparel products and services.| 20,828| 2.7| 3.1 | 3.6 | 4.0 | 10.1 | 12.4 | 7.7 

Transportation........................| 566,507| 1.9| 3.5 | 5.0 | 5.5 | 11.5 | 13.1 | 11.8 

Vehicle purchases (net outlay)......| 242,775| 1.6| 3.2 | 4.7 | 5.3 | 11.6 | 14.5 | 13.3 

Cars and trucks, new..............| 111,348| 4/.2| 4/1.8 | 4.4 | 2.7 | 10.9 | 14.7 | 12.0 Cars and trucks, used.............| 127,463| 2.9| 4.4 | 5.1 | 7.5 | 12.2 | 14.5 | 14.5 Other vehicles....................| 3,964| (5) | 4/2.4 | (3) | 4/4.6 | 4/13.9 | 4/6.6 | 4/12.8 

Gasoline and motor oil..............| 94,359| 2.4| 4.6 | 6.2 | 6.6 | 12.7 | 13.0 | 11.2 Other vehicle expenses..............| 196,217| 1.8| 3.2 | 5.0 | 5.5 | 11.1 | 12.1 | 10.9 

Vehicle finance charges...........| 25,906| 1.5| 1.9 | 3.2 | 4.6 | 11.2 | 14.4 | 13.7 Maintenance and repairs...........| 60,908| 2.1| 3.7 | 6.6 | 6.3 | 12.2 | 11.9 | 9.7 Vehicle insurance.................| 66,248| 1.6| 3.5 | 5.5 | 6.2 | 12.5 | 13.3 | 11.0 Vehicle rental, leases, licenses, | | | | | | | | 

other charges....................| 43,155| 1.8| 3.0 | 3.1 | 3.8 | 7.3 | 9.2 | 10.7 

Public transportation...............| 33,156| 2.4| 3.9 | 4.1 | 4.9 | 9.6 | 9.0 | 8.6 

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Health care...........................| 160,746| 2.1| 6.7 | 8.8 | 8.4 | 14.8 | 11.8 | 10.2 

Health insurance....................| 76,470| 1.9| 6.9 | 9.5 | 8.3 | 14.9 | 11.7 | 10.2 Medical services....................| 46,203| 2.3| 4.9 | 5.6 | 8.3 | 13.3 | 11.2 | 10.7 Drugs...............................| 28,607| 2.5| 9.3 | 12.2 | 9.6 | 17.2 | 12.7 | 9.0 Medical supplies....................| 9,466| 2.1| 6.4 | 8.4 | 6.2 | 13.8 | 13.0 | 10.5 

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Entertainment.........................| 157,179| 1.9| 3.6 | 4.7 | 5.0 | 10.0 | 10.1 | 10.4 

Fees and admissions.................| 41,665| 2.1| 2.7 | 3.2 | 4.0 | 8.1 | 9.1 | 9.5 Television, radios, sound equipment.| 50,559| 2.5| 5.2 | 7.1 | 6.7 | 12.6 | 12.2 | 10.7 Pets, toys, and playground | | | | | | | | 

equipment..........................| 27,851| 1.8| 4.0 | 4.9 | 5.0 | 11.2 | 11.7 | 10.4 

Other entertainment supplies, | | | | | | | | 

equipment, and services............| 37,105| 1.1| 2.1 | 2.9 | 3.7 | 7.7 | 7.0 | 11.1 

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Personal care products and services...| 45,924| 1.8| 4.8 | 6.2 | 6.4 | 13.3 | 13.6 | 10.0 

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Reading...............................| 14,554| 2.1| 4.3 | 5.8 | 5.8 | 12.0 | 11.4 | 9.3 

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Education.............................| 46,384| 6.0| 7.3 | 5.7 | 4.6 | 9.4 | 8.9 | 8.6 

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Tobacco products and smoking supplies.| 23,038| 3.8| 8.3 | 9.8 | 8.8 | 14.2 | 14.5 | 9.9 

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Miscellaneous.........................| 75,133| 2.9| 5.7 | 5.3 | 6.5 | 11.6 | 12.2 | 12.8 

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Cash contributions....................| 92,195| 2.6| 2.2 | 3.8 | 6.7 | 13.5 | 9.5 | 10.1 

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Personal insurance and pensions.......| 325,541| 0.4| 0.9 | 1.8 | 2.4 | 7.3 | 9.8 | 10.7 

Life and other personal insurance...| 32,852| 1.2| 3.3 | 4.7 | 4.8 | 11.2 | 9.7 | 8.7 Pensions and Social Security........| 292,689| .3| .6 | 1.4 | 2.2 | 6.9 | 9.8 | 10.9 

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Sources of income and personal taxes: 1/| | | | | | | | 

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Money income before taxes.............| 3,393,329| .3| 2.0 | 3.3 | 3.8 | 9.0 | 10.6 | 10.4 

Wages and salaries..................| 2,677,703| .3| .6 | 1.6 | 2.5 | 7.4 | 10.4 | 10.8 Self-employment income..............| 167,347| -2.9| .5 | 1.4 | 1.7 | 8.5 | 8.5 | 9.0 Social Security, private and | | | | | | | | 

government retirement..............| 385,053| .6| 9.2 | 13.7 | 12.6 | 19.2 | 12.9 | 8.9 

Interest, dividends, rental income, | | | | | | | | 

other property income..............| 69,871| .4| 1.1 | 2.2 | 3.3 | 8.7 | 9.5 | 11.9 

Unemployment and workers' | | | | | | | | 

compensation, veterans' benefits...| 17,511| 1.4| 5.8 | 9.0 | 7.6 | 18.4 | 10.8 | 11.0 

Public assistance, supplemental | | | | | | | | 

security income, food stamps.......| 32,480| 5.7| 31.1 | 26.4 | 10.0 | 10.6 | 7.2 | 2.5 

Regular contributions for support...| 24,922| 1.8| 5.9 | 9.7 | 8.5 | 18.0 | 15.1 | 7.5 Other income........................| 18,442| 4.5| 9.3 | 10.1 | 10.7 | 11.5 | 14.0 | 6.4 

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Personal taxes........................| 275,498| .1| .1 | .5 | 1.0 | 4.8 | 9.3 | 10.8 

Federal income taxes................| 209,750| (3) | -.1 | .1 | .6 | 4.3 | 9.1 | 10.7 State and local income taxes........| 54,803| .1| .2 | .9 | 1.6 | 5.3 | 9.7 | 11.0 Other taxes.........................| 10,945| 1.8| 3.8 | 5.9 | 5.9 | 11.4 | 10.6 | 11.5 

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Income after taxes....................| 3,117,831| .3| 2.2 | 3.6 | 4.0 | 9.4 | 10.7 | 10.4 

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1/ Components of income and taxes are derived from "complete income reporters" only; see glossary.2/ Value less than 0.5.3/ Value less than 0.05.4/ Data are likely to have large sampling errors.5/ No data reported.

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