Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2007

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Number of consumer units (in thousands) ........................ 120,171 24,008 24,037 24,033 24,022 24,070 

Percent distribution of consumer units .............................. 100.0 20.0 20.0 20.0 20.0 20.0 

Consumer unit characteristics (mean values):

Income before taxes ...................................................... $63,091 $10,531 $27,674 $46,213 $72,460 $158,388 

Income after taxes ......................................................... 60,858 10,534 27,419 45,179 70,050 150,927 

Age of reference person ................................................. 48.8 52.0 51.1 47.2 46.5 47.3 

Average number in consumer unit:

Persons ......................................................................... 2.5 1.7 2.2 2.5 2.9 3.2 

Children under 18 ......................................................... .6 .4 .5 .6 .7 .9 

Persons 65 and over ..................................................... .3 .4 .4 .3 .2 .2 

Earners ......................................................................... 1.3 .5 1.0 1.4 1.8 2.0 

Vehicles ........................................................................ 1.9 .9 1.5 2.0 2.4 2.8 

Percent distribution:

Sex of reference person:

Male .............................................................................. 47 37 42 49 52 55 

Female .......................................................................... 53 63 58 51 48 45 

Housing tenure:

Homeowner ................................................................... 67 41 55 66 80 92 

With mortgage ............................................................. 43 13 26 42 62 75 

Without mortgage ........................................................ 23 28 30 24 18 17 

Renter ........................................................................... 33 59 45 34 20 8 

Race of reference person:

Black or African-American ............................................ 12 17 15 13 8 6 

White, Asian, and all other races .................................. 88 83 85 87 92 94 

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................................... 12 13 15 13 11 6 

Not Hispanic or Latino ................................................... 88 87 85 87 89 94 

Education of reference person:

Elementary (1-8) ........................................................... 5 10 8 5 2 1 

High school (9-12) ......................................................... 35 47 46 36 30 15 

College .......................................................................... 60 42 46 58 68 84 

Never attended and other ............................................. 1 ( ) 1 1 ( ) 1 ( ) 1 ( ) 1 ( )

At least one vehicle owned or leased ............................. 88 65 89 94 96 98 

Annual aggregate expenditures ........................................ $5,964,504 8.2 12.6 17.1 23.1 39.0 

Food ................................................................................ 736,786 9.9 13.9 18.5 23.6 34.1 

Food at home ................................................................ 416,229 11.6 15.8 19.2 23.0 30.4 

Cereals and bakery products ...................................... 55,203 11.7 15.6 19.2 23.6 29.9 

Cereals and cereal products ..................................... 17,139 12.6 16.7 19.3 22.5 28.9 

Bakery products ........................................................ 38,064 11.3 15.1 19.1 24.1 30.4 

Meats, poultry, fish, and eggs ..................................... 93,320 12.1 16.7 19.8 22.3 29.0 

Beef ........................................................................... 25,977 12.0 16.6 20.1 23.6 27.7 

Pork ........................................................................... 17,976 12.6 18.0 20.9 22.5 26.1 

Other meats .............................................................. 12,551 12.2 16.3 18.8 22.8 29.9 

Poultry ....................................................................... 17,039 11.9 17.2 19.2 20.3 31.4 

Fish and seafood ...................................................... 14,646 10.8 14.9 19.8 21.5 33.0 

Eggs .......................................................................... 5,131 15.1 18.0 19.5 22.2 25.3 

Dairy products ............................................................. 46,534 11.3 15.6 19.3 23.5 30.4 

Fresh milk and cream ............................................... 18,460 12.6 17.2 19.5 22.8 27.9 

Other dairy products ................................................. 28,074 10.4 14.5 19.1 24.0 32.0 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Fruits and vegetables .................................................. $72,058 11.5 15.9 19.1 21.8 31.6 

Fresh fruits ................................................................ 24,234 11.5 15.1 18.8 21.1 33.5 

Fresh vegetables ...................................................... 22,858 11.4 15.8 19.4 21.2 32.1 

Processed fruits ........................................................ 13,492 11.6 16.7 18.7 22.9 30.2 

Processed vegetables ............................................... 11,475 11.9 16.8 19.7 23.2 28.4 

Other food at home ..................................................... 149,114 11.3 15.4 18.9 23.6 30.8 

Sugar and other sweets ............................................ 14,954 11.1 14.9 18.9 24.0 31.1 

Fats and oils .............................................................. 10,962 12.7 17.8 19.0 21.8 28.6 

Miscellaneous foods ................................................. 78,020 11.1 15.0 19.0 23.9 30.9 

Nonalcoholic beverages ............................................ 40,012 12.1 16.4 19.1 23.2 29.2 

Food prepared by consumer unit on out-of-town

trips ......................................................................... 5,167 5.6 9.0 15.5 23.6 46.3 

Food away from home .................................................. 320,556 7.7 11.4 17.6 24.5 38.8 

Alcoholic beverages ........................................................ 54,849 7.7 11.9 18.1 22.2 40.2 

Housing ........................................................................... 2,033,228 9.8 13.5 17.0 22.5 37.3 

Shelter ........................................................................... 1,204,440 9.9 13.4 16.9 22.3 37.6 

Owned dwellings ......................................................... 808,774 5.1 9.4 14.8 24.9 45.8 

Mortgage interest and charges ................................. 467,470 3.5 7.5 14.4 26.3 48.3 

Property taxes ........................................................... 205,356 7.0 10.9 14.7 22.7 44.7 

Maintenance, repairs, insurance, other expenses .... 135,949 7.8 13.8 16.1 23.3 39.0 

Rented dwellings ......................................................... 312,669 24.0 25.7 23.7 16.7 10.0 

Other lodging .............................................................. 82,997 3.1 5.5 11.4 18.0 61.9 

Utilities, fuels, and public services ................................ 417,861 12.0 16.3 19.3 23.1 29.4 

Natural gas .................................................................. 57,729 11.4 15.4 17.8 23.3 32.2 

Electricity ..................................................................... 156,566 13.0 16.9 19.7 22.2 28.1 

Fuel oil and other fuels ................................................ 18,100 10.9 16.3 16.9 23.5 32.3 

Telephone services ..................................................... 133,353 11.5 16.3 19.8 23.8 28.6 

Water and other public services .................................. 52,113 11.1 15.1 19.2 23.6 30.9 

Household operations ................................................... 118,269 6.5 9.1 13.5 23.0 47.9 

Personal services ........................................................ 49,926 4.5 6.9 12.1 25.6 50.9 

Other household expenses ......................................... 68,343 8.0 10.7 14.5 21.2 45.7 

Housekeeping supplies ................................................. 76,732 8.9 14.4 17.1 22.2 37.4 

Laundry and cleaning supplies ................................... 16,816 11.7 17.2 20.2 22.4 28.4 

Other household products ........................................... 41,635 7.8 11.8 17.0 21.8 41.5 

Postage and stationery ............................................... 18,281 9.0 17.5 14.5 22.7 36.4 

Household furnishings and equipment .......................... 215,927 7.2 10.6 15.3 22.1 44.8 

Household textiles ....................................................... 15,990 6.6 12.0 17.3 23.5 40.6 

Furniture ...................................................................... 53,557 6.4 8.6 14.0 20.1 50.8 

Floor coverings ........................................................... 5,585 5.6 12.7 10.1 18.1 53.5 

Major appliances ......................................................... 27,798 8.5 12.2 13.9 23.6 41.7 

Small appliances, miscellaneous housewares ............ 12,142 8.5 13.7 17.2 23.8 36.8 

Miscellaneous household equipment .......................... 100,855 7.2 10.4 16.1 22.6 43.6 

Apparel and services ...................................................... 225,938 8.1 11.1 17.6 22.3 41.0 

Men and boys ............................................................... 52,303 7.8 10.6 16.3 22.5 42.7 

Men, 16 and over ........................................................ 42,171 7.5 10.1 16.0 22.1 44.2 

Boys, 2 to 15 ............................................................... 10,131 8.9 12.6 17.8 24.3 36.4 

Women and girls ........................................................... 89,967 7.7 10.8 18.0 23.1 40.3 

Women, 16 and over ................................................... 75,356 8.0 10.8 18.0 23.1 40.1 

Girls, 2 to 15 ................................................................ 14,611 6.2 11.3 17.7 23.3 41.6 

Children under 2 ........................................................... 11,216 11.5 15.3 17.7 27.4 28.1 

Footwear ....................................................................... 39,288 9.1 12.3 19.7 21.7 37.3 

Other apparel products and services ............................ 33,164 7.5 9.6 15.9 18.5 48.6 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Transportation ................................................................. $1,052,362 7.4 13.1 18.1 25.2 36.2 

Vehicle purchases (net outlay) ...................................... 389,835 6.6 12.0 16.0 27.5 37.9 

Cars and trucks, new .................................................. 188,886 5.4 8.3 13.0 26.3 47.1 

Cars and trucks, used ................................................. 188,293 8.0 15.8 19.3 28.1 28.8 

Other vehicles ............................................................. 12,657 24.7 210.4 12.7 36.9 35.4 

Gasoline and motor oil .................................................. 286,448 8.8 14.8 20.3 25.1 31.1 

Other vehicle expenses ................................................ 311,449 7.3 13.6 19.6 24.0 35.5 

Vehicle finance charges .............................................. 36,678 4.8 10.8 19.4 28.9 36.1 

Maintenance and repairs ............................................ 88,637 7.4 13.5 18.8 24.9 35.4 

Vehicle insurance ........................................................ 128,697 8.8 16.5 22.8 22.2 29.8 

Vehicle rental, leases, licenses, and other charges .... 57,438 5.7 9.1 14.0 23.2 48.1 

Public transportation ..................................................... 64,629 6.4 9.0 13.5 18.8 52.4 

Health care ...................................................................... 342,814 10.3 17.2 19.8 22.9 29.8 

Health insurance ........................................................... 185,645 11.6 18.1 19.9 22.9 27.5 

Medical services ........................................................... 85,236 6.5 14.7 18.6 23.9 36.2 

Drugs ............................................................................ 57,785 12.4 18.6 20.8 21.2 26.9 

Medical supplies ........................................................... 14,149 8.2 13.7 21.6 23.6 32.9 

Entertainment .................................................................. 324,185 6.9 11.2 15.9 22.1 43.9 

Fees and admissions .................................................... 79,076 3.7 7.0 11.9 21.4 55.9 

Audio and visual equipment and services ..................... 118,583 10.1 14.3 18.5 22.9 34.2 

Pets, toys, hobbies, and playground equipment ........... 67,295 6.0 11.8 17.6 24.9 39.7 

Other entertainment supplies, equipment, and services 59,232 5.5 9.6 14.3 18.2 52.4 

Personal care products and services .............................. 70,608 8.3 12.6 16.9 23.6 38.6 

Reading ........................................................................... 14,143 9.1 12.1 16.0 23.1 39.8 

Education ........................................................................ 113,594 13.0 7.3 11.3 14.6 53.8 

Tobacco products and smoking supplies ........................ 38,813 16.0 20.8 23.6 22.9 16.6 

Miscellaneous ................................................................. 97,040 7.6 13.7 17.4 22.7 38.6 

Cash contributions .......................................................... 218,891 6.0 9.9 17.1 20.0 47.0 

Personal insurance and pensions ................................... 641,253 2.0 7.3 13.6 24.3 52.7 

Life and other personal insurance ................................. 37,189 5.7 12.6 13.6 21.5 46.6 

Pensions and Social Security ....................................... 604,064 1.8 6.9 13.7 24.5 53.1 

Sources of income and personal taxes:

Money income before taxes ............................................ 7,581,789 3.3 8.8 14.6 23.0 50.3 

Wages and salaries ...................................................... 6,047,285 1.8 6.9 14.3 24.2 52.8 

Self-employment income .............................................. 413,947 -4.4 4.6 7.8 16.5 75.5 

Social Security, private and government retirement ..... 766,586 15.8 24.6 21.2 19.9 18.5 

Interest, dividends, rental income, other property

income ........................................................................ 209,782 1.8 6.5 11.6 15.0 65.1 

Unemployment and workers’ compensation, veterans’

benefits ....................................................................... 25,985 11.3 15.7 21.8 24.6 26.6 

Public assistance, supplemental security income, food

stamps ........................................................................ 39,923 48.7 27.7 12.3 7.3 4.0 

Regular contributions for support .................................. 55,626 13.8 17.2 19.1 16.0 33.8 

Other income ................................................................ 22,656 30.1 17.8 14.1 19.6 18.4 

See footnotes at end of table.
Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income,

Consumer Expenditure Survey, 2007 — Continued

(Aggregates in millions of dollars, unless otherwise indicated)

Item Aggregate

Lowest

20

percent

Second

20

percent

Third

20

percent

Fourth

20

percent

Highest

20

percent

Personal taxes ................................................................ $268,400 3 ( ) 2.3 9.3 21.6 66.9 

Federal income taxes .................................................... 188,565 -.8 .7 7.6 20.8 71.7 

State and local income taxes ........................................ 56,248 .5 4.1 11.5 23.0 61.0 

Other taxes ................................................................... 23,587 5.1 10.5 17.0 24.3 43.1 

Income after taxes .......................................................... 7,313,389 3.5 9.0 14.8 23.0 49.7 

1 Value less than or equal to 0.5. 2 Data are likely to have large sampling errors.3 Value less than 0.05.