Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2013-2014

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Number of consumer units (in thousands) ....... 19,084 1,091 4,000 3,830 4,848 3,232 2,083

Consumer unit characteristics:

Income before taxes ....................................... $78,151 $40,326 $64,451 $77,852 $98,021 $90,065 $60,085

Income after taxes .......................................... 68,746 39,242 58,419 68,407 83,323 77,931 56,472

Age of reference person ................................. 45.9 21.7 29.9 39.5 49.6 58.9 72.0

Average number in consumer unit:

People .......................................................... 3.0 3.0 3.0 3.0 3.0 3.0 3.0

Children under 18 ......................................... .7 .8 1.1 1.0 .6 .3 .1

Adults 65 and older ...................................... .2 1.1 2 ( ) 2 ( ) .1 .2 1.6

Earners ......................................................... 1.7 1.7 1.6 1.6 1.9 2.0 1.1

Vehicles ........................................................ 2.2 1.5 1.8 2.0 2.5 2.6 2.3

Percent distribution:

Reference person:

Men .............................................................. 46 44 42 42 46 53 47

Women ......................................................... 54 56 58 58 54 47 53

Housing tenure:

Homeowner .................................................. 66 26 46 63 75 82 88

With mortgage ............................................ 47 13 39 52 58 53 37

Without mortgage ....................................... 19 12 7 10 18 29 51

Renter ........................................................... 34 74 54 37 25 18 12

Race of reference person:

Black or African-American ............................ 15 17 16 14 14 16 14

White, Asian, and all other races .................. 85 83 84 86 86 84 86

Hispanic or Latino origin of reference person:

Hispanic or Latino ......................................... 15 25 19 15 13 11 12

Not Hispanic or Latino .................................. 85 75 81 85 87 89 88

Education of reference person:

Elementary (1-8) ........................................... 4 4 3 3 3 4 10

High school (9-12) ........................................ 33 48 27 32 32 32 44

College ......................................................... 62 48 70 64 64 64 46

Never attended and other ............................. 2 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 2 ( ) 2 ( )

At least one vehicle owned or leased ............. 92 80 90 94 93 94 93

Average annual expenditures ........................... $60,249 $37,513 $53,114 $58,008 $72,688 $66,396 $51,678

Food ............................................................... 7,796 5,401 7,038 7,366 8,956 8,437 7,806

Food at home ............................................... 4,727 3,379 4,258 4,257 5,265 5,408 5,067

Cereals and bakery products ..................... 620 504 540 568 675 702 689

Cereals and cereal products .................... 215 196 191 197 240 235 218

Bakery products ....................................... 404 309 349 371 434 468 471

Meats, poultry, fish, and eggs .................... 1,066 781 920 957 1,199 1,234 1,165

Beef .......................................................... 282 182 240 277 309 324 307

Pork .......................................................... 210 161 170 174 227 268 256

Other meats .............................................. 143 109 132 121 159 167 157

Poultry ...................................................... 212 180 201 197 238 222 201

Fish and seafood ...................................... 152 89 116 129 190 187 164

Eggs ......................................................... 67 59 61 60 75 66 81

Dairy products ............................................ 483 334 466 455 512 527 532

Fresh milk and cream ............................... 179 152 165 187 188 178 186

Other dairy products ................................. 304 182 301 268 324 349 347

Fruits and vegetables ................................. 884 584 799 800 1,009 972 976

Fresh fruits ............................................... 313 191 287 307 357 320 332

Fresh vegetables ...................................... 282 137 245 254 329 336 306

Processed fruits ........................................ 132 120 120 114 143 151 141

Processed vegetables .............................. 157 135 147 125 180 165 196

Other food at home .................................... 1,674 1,176 1,533 1,476 1,871 1,972 1,704

Sugar and other sweets ........................... 161 90 123 147 212 170 171

Fats and oils ............................................. 137 105 118 115 152 158 171

Miscellaneous foods ................................. 868 618 836 757 950 1,049 815

Nonalcoholic beverages ........................... 464 361 424 415 495 541 516

Food prepared by consumer unit on

out-of-town trips ...................................... 44 13 32 42 63 54 31

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Food away from home .................................. 3,070 2,022 2,780 3,110 3,690 3,030 2,739

Alcoholic beverages ....................................... 442 420 506 401 569 352 224

Housing .......................................................... 19,477 13,663 18,641 20,061 21,820 20,386 16,212

Shelter .......................................................... 11,088 8,330 10,642 11,567 12,631 11,529 8,227

Owned dwellings ........................................ 6,982 1,859 5,115 7,184 8,801 8,407 6,435

Mortgage interest and charges ................. 3,847 1,064 3,325 4,627 4,736 4,129 2,361

Property taxes .......................................... 1,988 443 1,108 1,842 2,608 2,631 2,320

Maintenance, repairs, insurance, other

expenses ................................................ 1,147 352 682 714 1,457 1,647 1,755

Rented dwellings ........................................ 3,428 6,314 5,277 3,943 2,757 1,973 1,240

Other lodging .............................................. 677 157 250 441 1,073 1,149 551

Utilities, fuels, and public services ................ 4,480 2,873 3,638 4,223 5,157 5,151 4,791

Natural gas ................................................. 466 227 334 446 521 593 552

Electricity .................................................... 1,667 1,156 1,409 1,551 1,888 1,905 1,756

Fuel oil and other fuels ............................... 161 171 81 138 194 149 343

Telephone services .................................... 1,599 1,116 1,363 1,560 1,883 1,779 1,437

Residential phone service, VOIP, and

phone cards ............................................ 382 171 183 313 462 515 609

Cellular phone service .............................. 1,217 945 1,179 1,247 1,421 1,264 828

Water and other public services ................. 588 303 450 528 671 724 702

Household operations .................................. 1,479 781 2,233 1,931 1,197 971 1,005

Personal services ....................................... 663 354 1,576 1,156 173 198 1183

Other household expenses ........................ 815 427 657 775 1,023 873 822

Housekeeping supplies ................................ 687 453 550 615 801 824 749

Laundry and cleaning supplies ................... 171 152 133 150 229 170 156

Other household products .......................... 386 239 293 352 450 475 428

Postage and stationery ............................... 130 62 125 113 123 179 165

Household furnishings and equipment ......... 1,744 1,227 1,577 1,724 2,033 1,912 1,440

Household textiles ...................................... 109 104 48 79 159 102 195

Furniture ..................................................... 422 391 440 412 468 426 311

Floor coverings ........................................... 16 111 23 9 14 17 121

Major appliances ........................................ 255 167 189 287 321 236 238

Small appliances, miscellaneous

housewares .............................................. 111 79 90 111 117 148 96

Miscellaneous household equipment ......... 830 475 787 827 954 983 580

Apparel and services ...................................... 2,140 1,590 1,972 2,210 2,490 2,285 1,523

Men and boys ............................................... 476 296 418 498 585 547 250

Men, 16 and over ....................................... 367 259 313 330 429 515 195

Boys, 2 to 15 .............................................. 109 37 105 168 156 31 55

Women and girls .......................................... 776 436 661 833 843 873 779

Women, 16 and over .................................. 635 334 473 619 711 801 730

Girls, 2 to 15 ............................................... 141 102 188 214 133 72 49

Children under 2 ........................................... 140 333 332 127 51 140 148

Footwear ...................................................... 429 291 351 473 483 516 278

Other apparel products and services ........... 319 233 210 279 528 309 167

Transportation ................................................ 10,861 7,304 10,826 10,573 12,675 10,833 9,106

Vehicle purchases (net outlay) ..................... 3,985 2,514 4,660 3,758 4,512 3,439 3,497

Cars and trucks, new .................................. 1,923 1766 2,018 1,799 2,561 1,713 1,417

Cars and trucks, used ................................ 2,019 1,720 2,640 1,871 1,913 1,651 2,077

Other vehicles ............................................ 42 128 12

187 138 175 13

Gasoline and motor oil ................................. 3,076 2,412 2,772 3,045 3,538 3,319 2,615

Other vehicle expenses ................................ 3,215 2,092 2,977 3,190 3,791 3,432 2,590

Vehicle finance charges ............................. 276 133 323 285 292 268 216

Maintenance and repairs ............................ 955 524 735 839 1,206 1,156 935

Vehicle insurance ....................................... 1,302 11,093 1,227 1,387 1,430 1,345 1983

Vehicle rental, leases, licenses, and other

charges ..................................................... 682 342 693 680 863 662 456

Public and other transportation .................... 585 286 416 581 835 643 403

Healthcare ...................................................... 4,276 1,824 2,896 3,522 5,058 5,402 6,051

Health insurance .......................................... 2,767 1,320 1,894 2,234 3,162 3,539 4,062

Medical services ........................................... 878 339 693 800 1,138 980 899

Drugs ............................................................ 484 101 231 357 560 711 894

Medical supplies ........................................... 147 65 78 131 198 171 196

Entertainment ................................................. 2,813 1,698 2,228 2,824 3,408 3,087 2,719

Fees and admissions ................................... 608 154 499 626 840 620 482

Audio and visual equipment and services .... 1,103 792 904 1,135 1,246 1,251 1,022

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Pets, toys, hobbies, and playground

equipment ................................................... 684 515 528 573 820 770 861

Pets ............................................................ 531 293 350 433 704 659 609

Toys, hobbies, and playground equipment 153 1222 178 140 116 112 252

Other entertainment supplies, equipment,

and services ............................................... 418 237 298 490 502 445 354

Personal care products and services ............. 689 337 568 724 866 691 649

Reading .......................................................... 91 37 50 76 99 139 135

Education ....................................................... 1,778 927 785 1,058 3,485 2,414 498

Tobacco products and smoking supplies ....... 399 352 358 394 433 413 404

Miscellaneous ................................................. 858 238 546 721 1,141 1,073 1,045

Cash contributions .......................................... 1,560 618 853 1,237 2,183 2,145 1,641

Personal insurance and pensions .................. 7,071 3,106 5,847 6,840 9,505 8,740 3,665

Life and other personal insurance ................ 374 83 139 255 537 620 432

Pensions and Social Security ....................... 6,697 3,024 5,708 6,585 8,968 8,121 3,233

Sources of income and personal taxes:

Money income before taxes ........................... $78,151 $40,326 $64,451 $77,852 $98,021 $90,065 $60,085

Wages and salaries ...................................... 66,932 36,871 60,663 72,711 85,233 74,549 29,663

Self-employment income .............................. 3,938 476 1,665 2,387 7,550 5,607 1,965

Social Security, private and government

retirement ................................................... 5,011 1,140 484 800 2,624 7,073 25,838

Interest, dividends, rental income, other

property income .......................................... 925 159 252 421 1,260 1,760 1,516

Public assistance, supplemental security

income, food stamps .................................. 670 966 748 639 556 625 757

Unemployment and workers’

compensation, veterans’ benefits, and

regular contributions for support ................. 519 1574 373 758 652 339 304

Other income ................................................ 157 1239 266 136 145 112 142

Personal taxes (contains some imputed

values) .......................................................... 9,405 1,083 6,032 9,446 14,698 12,134 3,613

Federal income taxes ................................... 7,285 401 4,382 7,278 11,698 9,544 2,703

State and local income taxes ....................... 2,058 658 1,618 2,124 2,888 2,535 842

Other taxes ................................................... 62 124 33 43 111 55 168

Income after taxes .......................................... 68,746 39,242 58,419 68,407 83,323 77,931 56,472

Addenda:

Net change in total assets and liabilities ........ $6,870 $1,829 $5,429 $5,520 $9,931 $6,060 $8,891

Net change in total assets ............................ 16,105 5,995 15,524 19,082 20,229 14,066 10,600

Net change in total liabilities ......................... 9,235 4,166 10,095 13,563 10,298 8,006 1,710

Other financial information:

Other money receipts ................................... 854 188 139 201 1,128 2,651 1401

Mortgage principal paid on owned property -2,364 -595 -1,300 -2,177 -3,316 -3,032 -2,429

Estimated market value of owned home ...... 166,065 34,873 87,179 142,733 221,272 225,972 207,718

Estimated monthly rental value of owned

home .......................................................... 951 262 588 897 1,171 1,253 1,124

Gifts of goods and services, total ................... 1,293 412 520 790 2,359 1,884 776

Food ............................................................. 84 61 36 74 132 124 23

Alcoholic beverages ..................................... 13 114 12 13 20 7 17

Housing ........................................................ 241 152 142 166 368 308 214

Housekeeping supplies .............................. 22 130 15 20 23 26 126

Household textiles ...................................... 5 12

1216161619

Appliances and miscellaneous

housewares .............................................. 20 15

113 119 17 48 12

Major appliances ...................................... 6 3 ( ) 16

115 12192 ( )

Small appliances and miscellaneous

housewares ............................................ 13 15

1814 15 139 11

Miscellaneous household equipment ......... 49 124 50 31 79 44 30

Other housing ............................................. 145 91 62 90 243 184 147

See footnotes at end of table.
Table 3630. Consumer units of three people by age of reference person: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2013-2014 — Continued

Item

Total

three

people

Under

25

years

25-34

years

35-44

years

45-54

years

55-64

years

65 years

and older

Apparel and services .................................... 239 1109 199 230 200 395 254

Males, 2 and over ....................................... 59 135 34 56 56 106 60

Females, 2 and over ................................... 78 128 61 80 45 153 92

Children under 2 ......................................... 40 124 67 127 35 136 147

Other apparel products and services ......... 62 123 138 167 64 100 155

Jewelry and watches ................................ 21 13

14145 127 118 19

All other apparel products and services ... 41 120 134 122 137 82 146

Transportation .............................................. 86 13 25 66 166 116 52

Healthcare .................................................... 18 2 ( ) 12

116 48 1914

Entertainment ............................................... 77 130 70 68 64 121 104

Toys, games, arts and crafts, and tricycles 28 114 124 126 115 134 176

Other entertainment ................................... 49 116 46 42 49 87 28

Personal care products and services ........... 14 14 12 12 10 32 110

Reading ........................................................ 4 11

112 ( ) 3 6 15

Education ..................................................... 466 130 17 117 1,255 679 148

All other gifts ................................................. 52 18 13 27 93 85 45

1 Data are likely to have large sampling errors.

2 Value is too small to display.

3 No data reported.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, September, 2015