Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Number of consumer units (in thousands) ....... 20,126 613 613 945 1,047 2,535 2,349 2,344 3,549 6,131 

Consumer unit characteristics: 

Income before taxes ..................................... $59,414 - $1,110 $7,776 $12,865 $17,586 $25,001 $34,610 $44,614 $59,007 $114,567 

Income after taxes ........................................ 58,027 -489 8,558 13,803 18,441 25,770 34,903 44,521 58,226 109,642 

Age of reference person ................................ 29.6 29.3 29.1 29.3 29.4 29.2 29.2 29.4 29.6 30.2 

Average number in consumer unit:

Persons ........................................................ 2.8 2.3 2.5 2.6 2.7 2.6 2.7 2.8 2.9 3.0 

Children under 18 ........................................ 1.1 1.0 1.2 1.2 1.2 1.1 1.1 1.1 1.0 1.0 

Persons 65 and older ................................... 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( ) 1 ( )

Earners ........................................................ 1.5 .5 .7 .9 1.1 1.2 1.3 1.5 1.7 1.9 

Vehicles ....................................................... 1.7 .9 .9 1.0 1.0 1.3 1.5 1.7 1.9 2.2 

Percent distribution:

Sex of reference person:

Male ............................................................. 49 45 36 32 45 45 48 48 54 52 

Female ......................................................... 51 55 64 68 55 55 52 52 46 48 

Housing tenure:

Homeowner .................................................. 46 19 12 18 18 23 34 42 54 72 

With mortgage ............................................ 40 14 10 11 11 15 25 35 47 69 

Without mortgage ....................................... 6 5 3 7 8 8 9 7 8 3 

Renter .......................................................... 54 81 88 82 82 77 66 58 46 28 

Race of reference person:

Black or African-American ........................... 14 28 36 26 20 18 19 14 10 7 

White, Asian, and all other races ................. 86 72 64 74 80 82 81 86 90 93 

Hispanic or Latino origin of reference person:

Hispanic or Latino ........................................ 17 20 20 23 27 25 19 17 15 11 

Not Hispanic or Latino .................................. 83 80 80 77 73 75 81 83 85 89 

Education of reference person:

Elementary (1-8) .......................................... 3 5 6 5 9 6 4 3 3 1 

High school (9-12) ........................................ 29 43 46 40 43 42 37 33 26 14 

College ......................................................... 68 52 48 54 46 52 58 65 72 85 

Never attended and other ............................ 2 ( ) 3 ( ) 3 ( ) 3 ( ) 1 2 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( )

At least one vehicle owned or leased ............ 89 60 63 75 74 84 89 93 94 96 

Average annual expenditures .......................... $47,334 $25,727 $22,125 $24,739 $24,345 $29,832 $36,231 $39,045 $48,958 $73,263 

Food ............................................................... 6,199 5,108 3,738 4,210 4,193 4,507 4,926 5,254 6,337 8,742 

Food at home ............................................... 3,436 3,573 2,344 2,916 2,868 2,816 2,975 2,904 3,423 4,399 

Cereals and bakery products ..................... 464 507 309 415 351 383 412 399 442 599 

Cereals and cereal products .................... 173 186 131 205 134 148 161 140 155 217 

Bakery products ....................................... 291 321 178 210 218 235 251 259 288 382 

Meats, poultry, fish, and eggs .................... 749 876 610 667 735 681 678 629 729 892 

Beef .......................................................... 204 270 157 172 217 179 191 176 204 236 

Pork .......................................................... 142 167 98 162 151 150 112 111 139 163 

Other meats ............................................. 97 101 72 75 69 87 85 89 99 117 

Poultry ...................................................... 156 179 140 135 152 136 137 133 153 187 

Fish and seafood ..................................... 107 4115 101 85 105 92 109 81 89 140 

Eggs ......................................................... 43 44 43 39 41 37 43 40 43 49 

Dairy products ............................................ 385 347 246 315 337 319 334 322 382 499 

Fresh milk and cream .............................. 154 128 113 139 134 140 146 129 153 185 

Other dairy products ................................ 232 218 133 176 204 179 188 193 230 314 

Fruits and vegetables ................................. 588 562 449 525 405 486 493 475 596 769 

Fresh fruits ............................................... 192 160 129 170 114 153 163 149 205 257 

Fresh vegetables ..................................... 185 142 135 152 122 165 148 143 184 251 

Processed fruits ....................................... 109 140 72 88 89 82 90 91 112 141 

Processed vegetables .............................. 102 121 114 114 81 86 92 92 95 120 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other food at home .................................... $1,250 $1,282 $730 $994 $1,040 $947 $1,058 $1,078 $1,274 $1,641 

Sugar and other sweets ........................... 107 132 61 72 88 79 86 83 107 150 

Fats and oils ............................................. 93 95 63 132 69 73 92 71 91 114 

Miscellaneous foods ................................ 704 605 389 499 590 521 583 631 728 940 

Nonalcoholic beverages ........................... 312 402 203 283 290 249 279 265 319 382 

Food prepared by consumer unit on

out-of-town trips ..................................... 32 448 414 48 43 24 18 28 28 54 

Food away from home ................................. 2,763 1,534 1,394 1,294 1,325 1,691 1,951 2,351 2,915 4,343 

Alcoholic beverages ....................................... 486 203 266 131 121 263 381 441 544 770 

Housing .......................................................... 17,288 9,785 9,416 10,884 10,271 11,482 13,007 14,833 17,176 26,069 

Shelter .......................................................... 10,896 6,434 5,913 6,731 6,407 7,137 8,148 9,584 10,794 16,415

Owned dwellings ........................................ 5,728 1,656 1,166 1,604 914 1,541 2,550 4,206 5,762 11,559 

Mortgage interest and charges ................ 3,997 1,255 4823 1,111 537 976 1,678 2,869 3,970 8,209 

Property taxes .......................................... 1,095 268 254 317 191 329 548 812 1,123 2,153 

Maintenance, repairs, insurance, other

expenses ................................................ 636 4133 488 176 186 236 323 525 669 1,197 

Rented dwellings ........................................ 4,805 4,751 4,596 5,060 5,450 5,477 5,479 5,165 4,713 4,061 

Other lodging ............................................. 363 428 4151 467 442 119 119 213 319 795 

Utilities, fuels, and public services ............... 3,201 2,092 2,170 2,319 2,352 2,555 2,943 3,137 3,390 3,975 

Natural gas ................................................. 403 240 249 247 191 262 378 379 420 560 

Electricity .................................................... 1,205 934 950 988 1,062 1,059 1,091 1,189 1,236 1,407 

Fuel oil and other fuels ............................... 79 48 466 451 426 54 64 58 99 115 

Telephone services .................................... 1,131 711 688 798 843 933 1,062 1,159 1,236 1,355 

Water and other public services ................. 383 199 217 236 230 247 347 351 400 538 

Household operations .................................. 1,184 412 534 513 431 609 702 780 1,089 2,189 

Personal services ....................................... 753 4184 4344 310 260 340 442 454 651 1,467 

Other household expenses ........................ 430 227 190 204 172 269 260 326 438 722 

Housekeeping supplies ................................ 550 315 277 454 415 432 420 353 531 829 

Laundry and cleaning supplies .................. 149 116 145 152 156 144 141 116 161 161 

Other household products .......................... 271 164 113 194 203 200 177 175 244 442 

Postage and stationery .............................. 131 435 419 108 56 89 102 62 126 226 

Household furnishings and equipment ......... 1,458 531 521 868 665 749 793 979 1,373 2,660 

Household textiles ...................................... 102 66 40 126 28 71 61 61 138 143 

Furniture ..................................................... 445 160 139 262 173 247 189 302 308 896 

Floor coverings .......................................... 22 419 415 46 43 6 11 8 27 41 

Major appliances ........................................ 167 466 455 70 70 69 114 163 206 260 

Small appliances, miscellaneous

housewares .............................................. 87 29 38 60 61 62 55 57 85 141 

Miscellaneous household equipment ......... 635 191 235 343 330 294 363 388 609 1,180 

Apparel and services ..................................... 1,918 1,772 1,412 1,408 1,161 1,558 1,549 1,356 1,902 2,732 

Men and boys .............................................. 422 343 137 246 257 287 442 313 420 607 

Men, 16 and over ....................................... 306 4116 474 157 112 189 318 224 309 476 

Boys, 2 to 15 .............................................. 116 227 63 89 145 97 124 89 112 131 

Women and girls .......................................... 693 413 533 492 367 570 455 434 717 1,059 

Women, 16 and over .................................. 548 328 445 383 271 398 303 352 559 886 

Girls, 2 to 15 ............................................... 145 85 87 108 96 171 152 83 158 173 

Children under 2 .......................................... 195 4114 4142 176 154 140 142 152 162 297 

Footwear ...................................................... 341 582 4455 366 185 372 353 259 298 378 

Other apparel products and services ........... 269 320 145 128 199 189 157 197 305 390 

Transportation ................................................ 8,191 4,042 3,254 3,822 3,925 5,413 7,162 6,679 8,948 12,188 

Vehicle purchases (net outlay) ..................... 2,985 41,484 41,021 41,094 41,051 1,849 2,662 1,872 3,350 4,760 

Cars and trucks, new ................................. 1,200 3 ( ) 3 ( ) 4205 4288 4525 4479 4430 1,559 2,391 

Cars and trucks, used ................................ 1,681 41,484 1,021 886 694 1,323 2,100 1,383 1,648 2,178 

Other vehicles ............................................ 104 3 ( ) 3 ( ) 43 469 3 ( ) 483 459 4143 192 

Gasoline and motor oil ................................. 2,414 1,076 1,216 1,432 1,522 1,780 2,184 2,495 2,662 3,147 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Other vehicle expenses ............................... $2,341 $1,323 $870 $1,045 $1,166 $1,549 $2,116 $2,006 $2,540 $3,420 

Vehicle finance charges ............................. 386 4124 464 185 136 195 274 338 450 620 

Maintenance and repairs ........................... 628 292 215 327 255 494 523 534 696 904 

Vehicle insurance ....................................... 847 4792 4390 4373 4611 630 1,025 751 887 1,049 

Vehicle rental, leases, licenses, and other

charges .................................................... 481 116 202 160 164 230 294 383 507 846 

Public transportation .................................... 451 159 147 251 187 235 200 307 396 860 

Healthcare ...................................................... 1,771 730 650 596 573 994 1,317 1,641 2,069 2,747 

Health insurance .......................................... 1,033 237 385 323 285 501 836 1,018 1,264 1,581 

Medical services .......................................... 469 236 114 159 168 281 254 396 525 782 

Drugs ........................................................... 205 92 140 88 90 171 176 177 220 288 

Medical supplies .......................................... 64 4165 411 425 430 41 51 50 60 95 

Entertainment ................................................. 2,636 1,155 956 1,230 1,059 1,576 1,942 2,081 3,077 4,092 

Fees and admissions ................................... 522 165 178 153 162 197 271 384 472 1,027 

Audio and visual equipment and services .... 1,062 533 410 655 560 740 845 914 1,187 1,526 

Pets, toys, hobbies, and playground

equipment .................................................. 621 244 266 358 259 383 471 375 816 928 

Other entertainment supplies, equipment,

and services ............................................... 430 4213 102 64 78 257 356 407 603 611 

Personal care products and services ............. 551 432 289 362 268 343 403 440 495 895 

Reading .......................................................... 74 28 30 36 31 46 52 68 81 114 

Education ....................................................... 784 1,497 583 632 314 606 920 439 645 1,071 

Tobacco products and smoking supplies ....... 333 276 355 297 336 355 362 360 427 256 

Miscellaneous ................................................ 679 183 237 161 247 299 580 626 704 1,123 

Cash contributions ......................................... 1,019 345 473 226 619 537 756 881 1,121 1,624 

Personal insurance and pensions .................. 5,407 172 467 742 1,226 1,854 2,873 3,945 5,431 10,841 

Life and other personal insurance ................ 155 424 411 431 429 52 79 147 130 313 

Pensions and Social Security ...................... 5,251 148 456 711 1,197 1,802 2,794 3,797 5,300 10,528 

Sources of income and personal taxes: 

Money income before taxes ........................... 59,414 -1,110 7,776 12,865 17,586 25,001 34,610 44,614 59,007 114,567 

Wages and salaries ..................................... 55,075 2,592 4,339 8,564 13,961 21,744 31,315 42,032 55,816 107,022 

Self-employment income ............................. 2,048 4-5,360 4-312 437 4463 516 1,234 1,059 1,660 5,152 

Social Security, private and government

retirement ................................................... 407 453 4724 4892 4723 725 306 4354 278 285 

Interest, dividends, rental income, other

property income ......................................... 456 438 4120 434 441 106 46 110 118 1,298 

Unemployment and workers’ compensation,

veterans’ benefits ....................................... 331 475 4392 450 462 310 515 297 386 229 

Public assistance, supplemental security

income, food stamps .................................. 376 688 1,501 1,269 1,055 735 425 216 69 449 

Regular contributions for support ................. 429 301 585 975 562 611 484 370 380 274 

Other income ............................................... 292 4503 4427 644 318 252 285 176 300 258 

Personal taxes ............................................... 1,387 -621 -782 -938 -855 -769 -293 93 781 4,925 

Federal income taxes ................................... 1,205 -438 -642 -775 -606 -587 -154 260 770 4,043 

2008 Tax stimulus (new UCC Q20082) (thru

Q20091) ..................................................... -443 4-178 4-114 4-225 -291 -275 -336 -577 -551 -559 

State and local income taxes ....................... 530 -10 -39 38 21 67 150 328 457 1,260 

Other taxes .................................................. 95 45 412 24 22 26 46 83 105 181 

See footnotes at end of table.
Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and

characteristics, Consumer Expenditure Survey, 2008-2009 — Continued

Item

Total

25-34

years

Less

than

$5,000

$5,000

to

$9,999

$10,000

to

$14,999

$15,000

to

$19,999

$20,000

to

$29,999

$30,000

to

$39,999

$40,000

to

$49,999

$50,000

to

$69,999

$70,000

and

more

Income after taxes ......................................... 58,027 -489 8,558 13,803 18,441 25,770 34,903 44,521 58,226 109,642 

Addenda:

Net change in total assets and liabilities ........ - $9,074 - $27,951 $706 - $580 - $3,570 - $4,261 $3,117 - $5,991 - $3,821 - $21,296 

Net change in total assets ............................ 12,602 -19,490 -120 4,675 239 2,805 9,236 3,582 17,587 26,316 

Net change in total liabilities ........................ 21,676 8,461 -826 5,255 3,808 7,066 6,119 9,572 21,408 47,613 

Other financial information:

Other money receipts ................................... 274 4941 412 4234 499 220 124 336 224 353 

Mortgage principal paid on owned property -1,492 4-239 4-258 -364 -257 -337 -648 -1,097 -1,426 -3,115 

Estimated market value of owned home ...... 94,136 26,525 423,928 24,954 17,345 26,889 47,595 66,846 94,911 187,306 

Estimated monthly rental value of owned

home .......................................................... 576 187 4125 192 124 185 320 441 610 1,089 

Gifts of goods and services ............................ 610 899 339 410 180 397 335 425 551 1,022 

Food ............................................................. 47 441 423 433 420 41 17 53 42 72 

Alcoholic beverages ..................................... 8 3 ( ) 417 49 43 42 44 41 41 21 

Housing ........................................................ 134 4101 494 79 457 58 74 87 164 219 

Housekeeping supplies .............................. 22 3 ( ) 43 414 44 46 10 15 26 43 

Household textiles ...................................... 10 2 ( ) 3 ( ) 48 3 ( ) 42 47 42 410 20 

Appliances and miscellaneous

housewares .............................................. 13 44 2 ( ) 412 41 42 43 42 21 26 

Major appliances ...................................... 2 3 ( ) 3 ( ) 41 3 ( ) 2 ( ) 3 ( ) 3 ( ) 42 44 

Small appliances and miscellaneous

housewares ............................................ 11 44 2 ( ) 411 41 41 43 42 419 22 

Miscellaneous household equipment ......... 33 3 ( ) 431 45 43 44 49 412 23 82 

Other housing ............................................ 56 497 459 439 449 45 45 56 83 47 

Apparel and services ................................... 222 382 176 198 58 169 142 127 211 342 

Males, 2 and over ...................................... 32 434 420 420 417 23 36 11 36 46 

Females, 2 and over .................................. 52 42 432 426 410 32 21 25 53 100 

Children under 2 ........................................ 73 469 472 59 429 54 35 52 62 123 

Other apparel products and services ......... 65 4276 452 493 41 60 449 439 60 73 

Jewelry and watches ................................ 34 4199 430 3 ( ) 41 416 415 431 442 39 

All other apparel products and services ... 31 477 422 493 2 ( ) 444 434 49 418 35 

Transportation .............................................. 56 306 42 35 41 73 31 81 25 61 

Healthcare .................................................... 4 3 ( ) 43 47 41 46 41 45 46 45 

Entertainment ............................................... 66 418 417 45 427 25 35 37 54 139 

Toys, games, arts and crafts, and tricycles 30 3 ( ) 411 43 418 411 418 412 427 63 

Other entertainment ................................... 36 418 47 42 49 14 17 25 27 76 

Personal care products and services ........... 11 3 ( ) 2 ( ) 427 41 44 6 2 ( ) 17 17 

Reading ........................................................ 2 ( ) 2 ( ) 3 ( ) 3 ( ) 3 ( ) 2 ( ) 2 ( ) 41 2 ( ) 2 ( )

Education ..................................................... 31 438 3 ( ) 41 411 41 44 46 44 89 

All other gifts ................................................ 31 413 47 16 43 17 21 26 27 58 

1 Value is less than or equal to 0.05. 2 Value is less than or equal to 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.

Source: Consumer Expenditure Survey, U.S. Bureau of Labor Statistics, October, 2010