Exhibit 4.2



 Exhibit 4.2 
 FORM OF 
 CUSTOMERS BANCORP, INC., 

as Issuer 

and 

WILMINGTON TRUST, NATIONAL ASSOCIATION, 
 as Trustee 
 FIRST SUPPLEMENTAL INDENTURE 

DATED AS OF JULY     , 2013 
 TO 
 INDENTURE 

DATED AS OF JULY     , 2013 
 Relating To 
 6.375% Senior Notes due 2018 








							
	 	  	 	  	Page	 
		
	 ARTICLE 1 DEFINITIONS
	  	 	1	  
			
	 1.01
	  	Generally	  	 	1	  
	 1.02
	  	Section References	  	 	1	  
	 1.03
	  	Definition of Certain Terms	  	 	1	  
		
	 ARTICLE 2 GENERAL TERMS AND CONDITIONS OF THE NOTES
	  	 	2	  
			
	 2.01
	  	Designation and Principal Amount	  	 	2	  
	 2.02
	  	Maturity	  	 	2	  
	 2.03
	  	Form and Payment	  	 	2	  
	 2.04
	  	Interest	  	 	2	  
	 2.05
	  	Ranking	  	 	3	  
	 2.06
	  	Notes Not Convertible or Exchangeable	  	 	3	  
	 2.07
	  	Notes Not Redeemable; No Defeasance	  	 	3	  
	 2.08
	  	No Sinking Fund	  	 	3	  
		
	 ARTICLE 3 ADDITIONAL COVENANTS
	  	 	3	  
			
	 3.01
	  	Ownership of Material Subsidiary Stock	  	 	3	  
	 3.02
	  	No Liens	  	 	4	  
	 3.03
	  	Other Issuances	  	 	5	  
		
	 ARTICLE 4 EVENTS OF DEFAULT
	  	 	5	  
		
	 ARTICLE 5 MISCELLANEOUS
	  	 	5	  
			
	 5.01
	  	Ratification of Base Indenture	  	 	5	  
	 5.02
	  	Trust Indenture Act Controls	  	 	5	  
	 5.03
	  	Conflict with Indenture	  	 	5	  
	 5.04
	  	Governing Law	  	 	5	  
	 5.05
	  	Successors	  	 	5	  
	 5.06
	  	Counterparts	  	 	6	  
	 5.07
	  	Trustee Disclaimer	  	 	6	  


  
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 FIRST SUPPLEMENTAL INDENTURE 

FIRST SUPPLEMENTAL INDENTURE, dated as of July     , 2013 (the “Supplemental Indenture”), to the Base
Indenture (as defined below) between Customers Bancorp, Inc., a Pennsylvania corporation, as issuer (the “Company”), and Wilmington Trust, National Association, a national banking association organized and existing under the laws of the
United States of America, as trustee (the “Trustee”). 
 RECITALS 

WHEREAS, the Company has executed and delivered to the Trustee that certain Indenture, dated as of July     , 2013
(the “Base Indenture” and, together with this Supplemental Indenture, the “Indenture”), providing for the issuance from time to time of its unsecured senior debentures, notes or other evidences of indebtedness to be issued in one
or more series (the “Securities”); 
 WHEREAS, the Company has duly authorized and desires to cause to be established,
pursuant to the terms of the Base Indenture and this Supplemental Indenture, a new series of its Securities designated as its 6.375% Senior Notes due 2018 (the “Notes”), the form and substance of such Notes and the terms, provisions and
conditions thereof to be set forth as provided in the Base Indenture and this Supplemental Indenture; 
 WHEREAS, the Company
has requested that the Trustee execute and deliver this Supplemental Indenture, and all requirements necessary to make this Supplemental Indenture a valid instrument in accordance with its terms, and to make the Notes, when executed by the Company
and authenticated and delivered by the Trustee, the valid and legally binding obligations of the Company, and all acts and things necessary have been done and performed to make this Supplemental Indenture enforceable in accordance with its terms,
and the execution and delivery of this Supplemental Indenture have been duly authorized in all respects. 
 WITNESSETH

 NOW, THEREFORE, for and in consideration of the premises contained herein, each party agrees for the benefit of each
other party and for the equal and ratable benefit of the Holders of the Notes, that the Base Indenture is supplemented, to the extent expressed herein, as follows: 
 ARTICLE 1 
 DEFINITIONS 

1.01 Generally. Capitalized terms used but not defined in this Supplemental Indenture shall have the meanings ascribed to them in
the Base Indenture. 
 1.02 Section References. References in this Supplemental Indenture to article and section numbers
shall be deemed to be references to article and section numbers of this Supplemental Indenture unless otherwise specified. 

1.03 Definition of Certain Terms. For purposes of this Supplemental Indenture, except as otherwise expressly provided or unless
the context otherwise requires, the following terms have the meanings ascribed to them as follows: 
 “Base Indenture”
has the meaning provided in the Recitals. 
 “Event of Default” has the meaning provided in the Base Indenture as
supplemented by Article 4. 
 “Indenture” has the meaning provided in the Recitals. 

“Interest Payment Date” has the meaning provided in Section 2.04. 

“Notes” has the meaning provided in the Recitals. 

  
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 “Person” means any individual, corporation, partnership, joint venture,
association, limited liability company, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof. 
 “Supplemental Indenture” has the meaning provided in the preamble. 

“Trustee” has the meaning provided in the preamble. 
 “United States” or “U.S.” means the United States of America, its territories and possessions, any state of the United States, and the District of Columbia. 

“Voting Stock” means outstanding shares of Capital Stock having voting power for the election of directors, whether at all
times or only so long as no senior class of stock has such voting power because of default in dividends or other default. 

ARTICLE 2 

GENERAL TERMS AND CONDITIONS OF THE NOTES 
 2.01 Designation and Principal Amount. 
 (a) The Notes are hereby authorized
and are designated the “6.375% Senior Notes due 2018,” unlimited in aggregate principal amount. The Notes issued on the date hereof pursuant to the terms of this Indenture shall be in an aggregate principal amount of $55,000,000,
which amount shall be set forth in the written order of the Company for the authentication and delivery of the Notes by the Trustee pursuant to Sections 2.3 of the Base Indenture. 

(b) The Company may, from time to time, without notice to or the consent of the Holders of the Notes, create and issue additional Notes
ranking equally and ratably with the Notes issued on the date hereof in all respects (or in all respects except for the payment of interest accruing prior to the issue date of such additional Notes or except for the first payment of interest
following the issue date of such additional Notes), so that such additional Notes shall be consolidated and form a single series with such series of Notes issued on the date hereof and shall have the same terms as to status, redemption or otherwise
as such series of Notes issued on the date hereof. 
 2.02 Maturity. The principal amount of the Notes shall be payable
on July 31, 2018. 
 2.03 Form and Payment. 
 (a) The Notes shall be issued as global notes, only in fully registered book-entry form, without coupons, substantially in the form set forth in Exhibit A attached hereto, which is
incorporated herein and made part hereof. The terms and provisions contained in the Notes shall constitute, and are hereby expressly made a part of this Supplemental Indenture. The Notes shall be issued in minimum denominations of $25 and
integral multiples of $25 in excess thereof. 
 (b) Payments of principal, premium, if any, and/or interest, if any, on the
global notes representing the Notes shall be made to the Paying Agent in United States Dollars which in turn shall make payment to The Depository Trust Company (or its nominee), as the Depository, with respect to the Notes. 

(c) The global notes representing the Notes shall be deposited with, or on behalf of, the Depository and shall be registered, at the
request of the Depository, in the name of Cede & Co. 
 (d) The currency of denomination of the Notes is United States
Dollars. Payment of principal of and interest on the Notes will be made in United States Dollars. 
 2.04 Interest.
Interest on the Notes shall accrue at the rate of 6.375% per annum beginning on the issue date of the Notes. Interest on the Notes shall be payable quarterly in arrears on March 15, June 15, September 15,


  
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and December 15, commencing on September 15, 2013 (each an “Interest Payment Date”), to the Holders in whose names the Notes are registered at the close of business on
March 1, June 1, September 1 and December 1 immediately preceding such Interest Payment Date. All interest on the Notes, including interest on overdue principal and interest, shall be computed on the basis of a
360-day year comprised of twelve 30-day months. If any Interest Payment Date is not a Business Day, then the related payment of interest for such Interest Payment Date shall be paid on the next succeeding Business Day with the same force and
effect as if made on such Interest Payment Date and no further interest shall accrue as a result of such delay. Interest shall be payable on overdue principal and interest at 6.375% per annum to the fullest extent permitted by law. 

2.05 Ranking. The Notes shall be unsecured senior indebtedness of the Company and shall (i) rank equally and ratably in right
of payment with all of the Company’s other unsecured and unsubordinated indebtedness outstanding from time to time and (ii) rank senior in right of payment to all other indebtedness of the Company, including all indebtedness that is, by
its terms, subordinated to the senior indebtedness of the Company. 
 2.06 Notes Not Convertible or Exchangeable. The
Notes shall not be convertible into, or exchangeable for, any other securities of the Company except that the Notes shall be exchangeable for other Notes to the extent provided for in the Base Indenture. 

2.07 Notes Not Redeemable; No Defeasance. The Notes are not redeemable or callable in whole or in part at any time prior to
maturity, and Article III of the Indenture shall not apply to the Notes. The Notes shall not be defeasible for any reason, including legal or covenant defeasance, and Sections 8.1(a)(ii)(2)-(4), 8.3 and 8.4 shall not be applicable to the Notes.

 2.08 No Sinking Fund. No sinking fund shall be provided with respect to the Notes and Article III of the Indenture
shall not be applicable to the Notes. 
 ARTICLE 3 
 ADDITIONAL COVENANTS 
 Pursuant to Section 2.2.19 of the Base
Indenture, so long as any of the Notes are outstanding, the following provisions shall be applicable to the Notes in addition to the covenants contained in Article IV of the Base Indenture: 

3.01 Ownership of Material Subsidiary Stock. For so long as any of the Notes are outstanding, the Company: 

(a) will not, nor will it permit any Material Subsidiary to, directly or indirectly, sell, assign, pledge, transfer or otherwise dispose
of any shares of, securities convertible into, or options, warrants or rights to subscribe for or purchase shares of, Voting Stock of such Material Subsidiary, nor will the Company permit any Material Subsidiary to issue any shares of, or securities
convertible into, or options, warrants or rights to subscribe for or purchase shares of, Voting Stock of such Material Subsidiary if, in each case, after giving effect to any such transaction and to the issuance of the maximum number of shares of
Voting Stock of such Material Subsidiary issuable upon the exercise of all such convertible securities, options, warrants or rights, the Company would cease to own, directly or indirectly, free and clear of any liens, at least 80% of the issued and
outstanding Voting Stock of such Material Subsidiary after giving effect to such transaction; and 
 (b) will not permit any
Material Subsidiary to: 
 (i) merge or consolidate with or into any corporation or other Person, unless the Company is the
surviving corporation or Person, or unless, upon consummation of the merger or consolidation, the Company will own, directly or indirectly, free and clear of any liens, at least 80% of the surviving corporation’s issued and outstanding Voting
Stock; 
 (ii) lease, sell, assign or transfer all or substantially all of its properties and assets to any Person (other than
the Company), unless, upon such sale, assignment or transfer, the Company will own, directly or indirectly, free and clear of any liens, at least 80% of the issued and outstanding Voting Stock of that Person; or 

  
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 (iii) pay any dividend in Voting Stock of a Material Subsidiary or make any other
distribution in Voting Stock of a Material Subsidiary, unless the Material Subsidiary to which the transaction relates, has obtained any necessary regulatory approvals, unconditionally guarantees payment of the principal and any premium and interest
on the Securities, unless, upon such payment or distribution the Company owns, directly or indirectly, free and clear of any liens, at least 80% of the voting stock and 80% of the value of all capital stock of such Material Subsidiary. 

Notwithstanding the foregoing, any such sale, assignment, pledge or transfer of securities, any such merger or consolidation or any such
lease, sale, assignment, pledge or transfer of properties and assets shall not be prohibited if: (A) required by law, such lease, sale, assignment or transfer of securities is made to any Person for the purpose of the qualification as required
by law of such Person to serve as a director; (B) such lease, sale, assignment or transfer of securities is made by the Company or any of its Subsidiaries acting in a fiduciary capacity for any Person other than the Company or any Subsidiary;
(C) made in connection with the consolidation of the Company with, or the sale, lease or conveyance of all or substantially all of the assets of the Company to, or the merger of the Company with or into, any other Person (as to which Article V
of the Base Indenture shall apply); or (D) required as a condition imposed by any law or any rule, regulation or order of any governmental agency or authority to the acquisition by the Company, directly or indirectly, through purchase of stock
or assets, merger, consolidation or otherwise, of any Person; provided, that, in the case of (A)-(D), after giving effect to such disposition and acquisition, (y) at least 80% of the issued and outstanding Voting Stock and 80% of the value of
all capital stock of such Person will be owned, directly or indirectly, free and clear of any liens, by the Company and (z) the consolidated assets of the Company will be at least equal to 80% of the consolidated assets of the Company prior
thereto; and nothing in this Section 3.01 shall prohibit any Material Subsidiary from the sale or transfer of assets pursuant to any securitization transaction or the pledge of any assets to secure borrowings incurred in the ordinary course of
business, including, without limitation, deposit liabilities, mortgage escrow funds, reverse repurchase agreements, Federal Home Loan Bank of Pittsburgh advances, recourse obligations incurred in connection with such Material Subsidiary’s
lending activities and letters of credit. 
 3.02 No Liens. For so long as any of the Notes are outstanding, the Company
will not, nor will the Company permit a Material Subsidiary to, create, assume, incur or suffer to be created, assumed or incurred or to exist, any pledge, encumbrance or lien, as security for indebtedness for borrowed money, upon any shares of
Voting Stock of the Material Subsidiary (or securities convertible into, or options, warrants or rights to subscribe for or purchase shares of that Voting Stock), directly or indirectly, without making effective provision whereby the Notes shall be
equally and ratably secured with any and all such indebtedness. Notwithstanding the foregoing, this Section shall not apply to any: 
 (a) liens for taxes, assessments or other governmental charges or levies (i) which are not yet due or are payable without penalty, (ii) which the Company is contesting in good faith by
appropriate proceedings so long as the Company has set aside on its books such reserves as shall be required in respect thereof in conformity with GAAP, or (iii) which secure obligations of less than $300,000 in amount; 

(b) lien of any judgment, if that judgment (i) is discharged, or stayed on appeal or otherwise, within 60 days, (ii) is
currently being contested in good faith by appropriate proceedings so long as the Company has set aside on its books such reserves as shall be required in respect thereof in conformity with GAAP or (iii) involves claims of less than $1,000,000;
or 
 In case the Company or the Material Subsidiary shall propose to create, assume, incur or suffer to be created, assumed or
incurred or to exist, any pledge, encumbrance or lien, as security for indebtedness for borrowed money, upon any shares of Voting Stock or other capital stock of the Material Subsidiary (or securities convertible into, or options, warrants or rights
to subscribe for or purchase shares of that Voting Stock or other capital stock), directly or indirectly, other than as permitted by subdivisions (a) and (b) of this Section 3.02 of this Supplemental Indenture, the Company will prior
thereto give written notice thereof to the Trustee, and will prior to or simultaneously with such pledge, encumbrance or lien, by supplemental indenture delivered to the Trustee, effectively secure all the Notes equally and ratably with such
indebtedness, by pledge, encumbrance or lien of such 

  
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Voting Stock and/or other capital stock. Such supplemental indenture shall contain the provisions, concerning the possession, control, release and substitution of encumbered and pledged
property and securities and other appropriate matters which are required or permitted by the TIA (as in effect at the date of execution of such supplemental indenture) to be included in a secured indenture qualified under the TIA, and may also
contain such additional and mandatory provisions permitted by the TIA as the Company and the Trustee shall deem advisable or appropriate or as the Trustee shall deem necessary in connection with such pledge, encumbrance or lien. 

3.03 Other Issuances. For so long as any of the Notes are outstanding, the Company will not issue any senior indebtedness of the
Company (i) providing for a maturity date prior to the maturity date of the Notes, or (ii) providing for any redemption date, call option or right, or similar repurchase right or any rights of defeasance (whether legal defeasance, covenant
defeasance or otherwise) prior to the maturity date of the Notes. 
 ARTICLE 4 

EVENTS OF DEFAULT 
 Pursuant to Section 2.2.18 and Section 6.1(g) of the Base Indenture, “Event of Default”, whenever used with respect to the Notes, shall include with respect to the Company or the
Material Subsidiary any default under any bond, debenture, note, mortgage, indenture, instrument or other evidence of indebtedness for money borrowed by the Company or any Material Subsidiary, whether currently existing or hereafter incurred, having
an aggregate principal amount outstanding of at least $1,000,000 or under any mortgage, indenture or instrument (including this Indenture) under which there may be issued or by which there may be secured or evidenced any indebtedness for money
borrowed by the Company or the Material Subsidiary having an aggregate principal amount outstanding of at least $1,000,000, whether such indebtedness now exists or is created or incurred in the future, which default (i) constitutes a failure to
pay any portion of the principal of such indebtedness when due and payable after the expiration of any applicable grace period or (ii) results in such indebtedness becoming due or being declared due and payable prior to the date on which it
otherwise would have become due and payable without, in the case of clause (i), such indebtedness having been discharged or, in the case of clause (ii), such indebtedness having been discharged or such acceleration having been rescinded or annulled;
provided, that for purposes of Article 4 of this Supplemental Indenture, the term “indebtedness” shall not include any obligations of the Company or the Material Subsidiary pursuant to a lease where the Company or Material Subsidiary is a
lessee which obligations are required under GAAP to be treated as capitalized leases. 
 ARTICLE 5 

MISCELLANEOUS 
 5.01 Ratification of Base Indenture. The Base Indenture, as supplemented by this Supplemental Indenture, is in all respects ratified and confirmed, and this Supplemental Indenture shall be deemed
part of the Base Indenture in the manner and to the extent herein and therein provided. 
 5.02 Trust Indenture Act
Controls. If any provision hereof limits, qualifies or conflicts with the duties imposed by Section 310 through 317 of the TIA, the imposed duties shall control. 
 5.03 Conflict with Indenture. To the extent not expressly amended or modified by this Supplemental Indenture, the Base Indenture shall remain in full force and effect. If any provision of this
Supplemental Indenture relating to the Notes is inconsistent with any provision of the Base Indenture, the provision of this Supplemental Indenture shall control. 
 5.04 Governing Law. THIS SUPPLEMENTAL INDENTURE AND THE NOTES SHALL BE DEEMED TO BE A CONTRACT UNDER THE LAWS OF THE STATE OF NEW YORK, AND FOR ALL PURPOSES SHALL BE CONSTRUED IN ACCORDANCE WITH
THE LAWS OF SUCH STATE. 
 5.05 Successors. All agreements of the Company in the Base Indenture, this Supplemental
Indenture and the Notes shall bind its successors. All agreements of the Trustee in the Base Indenture and this Supplemental Indenture shall bind its successors. 

  
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 5.06 Counterparts. This instrument may be executed in any number of counterparts,
each of which so executed shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument. 
 5.07 Trustee Disclaimer. The Trustee makes no representation as to the validity or sufficiency of this Supplemental Indenture other than as to the validity of its execution and delivery by the
Trustee. The recitals and statements herein are deemed to be those of the Company and not the Trustee. 

  
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 IN WITNESS WHEREOF, the parties hereto have caused the Supplemental Indenture to be
duly executed as of the day and year first above written. 
  

			
	CUSTOMERS BANCORP, INC.
		
	By:	 	  

	Name:	 	
	Title:	 	
	
	 WILMINGTON TRUST, NATIONAL ASSOCIATION,
 as Trustee

		
	By:	 	  

	Name:	 	
	Title:	 	



  
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 EXHIBIT A 

FORM OF GLOBAL NOTE 

  
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 FORM OF GLOBAL NOTE 
 UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE REGISTERED FORM, THIS SECURITY MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY
OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY. UNLESS THIS SECURITY IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY SECURITY ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN
SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR
VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. 

THE NOTES ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF A BANK OR SAVINGS ASSOCIATION AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR
ANY OTHER GOVERNMENTAL AGENCY. 
  

					
		  	CUSTOMERS BANCORP, INC.	 	
			
		  	6.375% Senior Notes Due 2018	 	
			
	 No. 001
	  		 	CUSIP No.: 23204G 308
			
		  		 	$        

 CUSTOMERS BANCORP, INC. a Pennsylvania corporation (the “Company,” which term includes any
successor corporation), for value received promises to pay to CEDE & CO., or registered assigns, the principal sum of $         (the “Principal”) on July 31, 2018. 

Interest Payment Dates: March 15, June 15, September 15 and December 15 (each, an “Interest Payment
Date”), commencing on September 15, 2013. 
 Interest Record Dates:
March 1, June 1, September 1 and December 1 (each, an “Interest Record Date”). 

Reference is made to the further provisions of this Note contained herein, which will for all purposes have the same effect as if set
forth at this place. 
 Unless the certificate of authentication hereon has been executed by the Trustee referred to on the
reverse hereof by manual signature, this Note shall not be entitled to any benefit under the Indenture or be valid or obligatory for any purpose. 

  
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 IN WITNESS WHEREOF, the Company has caused this Note to be signed manually or by
facsimile by its duly authorized officer. 
  

			
	CUSTOMERS BANCORP, INC.
		
	By:	 	  

	Name:	 	Jay S. Sidhu
	Title:	 	Chief Executive Officer



  
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 CERTIFICATE OF AUTHENTICATION 

This is one of the Notes of the series designated therein and referred to in the within-mentioned Indenture. 

 

			
	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	            as Trustee
		
	By:	 	  

	Name:	 	
	Title:	 	Authorized Signatory



  
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 CUSTOMERS BANCORP, INC. 

6.375% Senior Notes Due 2018 
 1. Interest. CUSTOMERS BANCORP, INC. a Pennsylvania corporation (the “Company”), promises to pay interest on the principal amount of this Note at the rate per annum shown
above until the principal hereof is paid in full. Cash interest on the Notes will accrue from the most recent date to which interest has been paid or, if no interest has been paid, from July 30, 2013. The Company will pay interest quarterly in
arrears on each Interest Payment Date, commencing September 15, 2013. Interest will be computed on the basis of a 360-day year of twelve 30-day months. If any Interest Payment Date is not a Business Day, then the related payment of interest for
such Interest Payment Date shall be paid on the next succeeding Business Day with the same force and effect as if made on such Interest Payment Date and no further interest shall accrue as a result of such delay. If the Company defaults in a payment
of interest, it shall pay the defaulted interest, plus, to the extent permitted by law, any interest payable on the defaulted interest, to the Holders on a subsequent special record date. The Company shall fix the record date and payment date. At
least 10 days before the record date, the Company shall mail or cause to be mailed to the Trustee and to each Holder a notice that states the record date, the payment date and the amount of interest to be paid. The Company may pay defaulted interest
in any other lawful manner. 
 The Company shall pay interest on overdue principal from time to time on demand at the rate borne
by the Notes and on overdue installments of interest (without regard to any applicable grace periods) to the extent lawful. 

2. Method of Payment. The Company shall pay interest on the Notes (except defaulted interest) to the persons who are the
registered Holders at the close of business on the Interest Record Date immediately preceding the Interest Payment Date notwithstanding any transfer or exchange of such Note subsequent to such Interest Record Date and prior to such Interest Payment
Date. Holders must surrender Notes to the Trustee to collect principal payments. The Company shall pay principal and interest in money of the United States that at the time of payment is legal tender for payment of public and private debts
(“U.S. Legal Tender”). Payment of principal of (and premium, if any) and any such interest on this Note will be made at the Corporate Trust Office of the Trustee or at any other office or agency designated by the Company for such
purpose; provided that at the option of the Company payment of interest may be made by check mailed to the address of the Holder entitled thereto as such address appears in the Note register. However, the payments of interest, and any portion of the
principal (other than interest payable at maturity or on any redemption or repayment date or the final payment of principal) shall be made by the Paying Agent, upon receipt from the Company of immediately available funds by 12:30 p.m., New York
City time (or such other time as may be agreed to between the Company and the Paying Agent or the Company), directly to a Holder (by Federal funds wire transfer or otherwise) if the Holder is the Depository (or its nominee) or if the Holder owns at
least $1 million in aggregate principal amount of the Notes and has delivered written instructions to the Paying Agent and the Company at least ten Business Days prior to such Interest Payment Date requesting that such payment will be so made and
designating the bank account to which such payments shall be so made and in the case of payments of principal surrenders the same to the Trustee in exchange for a Note or Notes aggregating the same principal amount as the unredeemed principal amount
of the Notes surrendered. 
 3. Paying Agent. Initially, Wilmington Trust, National Association (the
“Trustee”) will act as Paying Agent. The Company may change any Paying Agent without notice to the Holders. 

4. Indenture. The Company and the Trustee entered into an Indenture, dated as of July     , 2013 (the
“Base Indenture”) and a First Supplemental Indenture, dated as of July     , 2013, setting forth certain terms of the Notes pursuant to Section 2.1 and Section 2.2 of the Base Indenture (the
“Supplemental Indenture” and, together with the Base Indenture, the “Indenture”). Capitalized terms herein are used as defined in the Indenture unless otherwise defined herein. The terms of the Notes include those
stated in the Indenture and those made part of the Indenture by reference to the Trust Indenture Act of 1939 (15 U.S.C. Sections 77aaa-77bbbb) (the “TIA”), as in effect on the date of the Indenture. Notwithstanding anything to
the contrary herein, the Notes are subject to all such terms, and Holders are referred to the Indenture and the TIA for a statement of them. To the extent the terms of the Indenture and this Note are inconsistent, the terms of the Indenture shall
govern. 







 5. Denominations; Transfer; Exchange. The Notes are in registered form,
without coupons, in minimum denominations of $25 and integral multiples of $25. A Holder shall register the transfer or exchange of Notes in accordance with the Indenture. The Company may require a Holder, among other things, to furnish appropriate
endorsements and transfer documents and to pay certain transfer taxes or similar governmental charges payable in connection therewith as permitted by the Indenture. No service charge shall be made for any such registration of transfer or exchange,
but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. Prior to due presentment of this Note for registration of transfer, the Company, the Trustee and any agent of the
Company or the Trustee may treat the Person in whose name this Note is registered as the owner hereof for all purposes, whether or not this Note be overdue, and neither the Company, the Trustee nor any such agent shall be affected by notice to the
contrary. 
 6. Persons Deemed Owners. The registered Holder of a Note shall be treated as the owner of it for all
purposes. 
 7. Unclaimed Funds. If funds for the payment of principal, premium, if any, or interest remain
unclaimed for two years, the Trustee and the Paying Agent will repay the funds to the Company at its request. After that, all liability of the Trustee and such Paying Agent with respect to such funds shall cease. 

8. Amendment; Supplement; Waiver. Subject to certain exceptions, the Notes and the provisions of the Indenture relating to
the Notes may be amended or supplemented with the written consent of the Holders of at least a majority in aggregate principal amount of the Notes and of the outstanding Securities of each other series affected by such amendment or supplement, and
any existing Default or Event of Default or compliance with certain provisions of the Indenture with respect to a series may be waived with the consent of the Holders of at least 25% in aggregate principal amount of all the Notes of such series then
outstanding. Without notice to or consent of any Holder, the parties thereto may amend or supplement the Indenture and the Notes to, among other things, cure any ambiguity, defect or inconsistency, provide for uncertificated Notes in addition
to or in place of certificated Notes, or make any other change that does not adversely affect the rights of any Holder of a Note in any material respect. Any such amendment, supplement or waiver by the Holder of this Note shall be conclusive and
binding upon such Holder and upon all future Holders of this Note and of any Note issued upon the registration of transfer hereof or in exchange herefor or in lieu hereof, whether or not notation of such amendment, supplement or waiver is made upon
this Note. 
 9. Defaults and Remedies. If an Event of Default occurs and is continuing, the principal amount of
the Notes, together with accrued interest to the date of declaration and premium, if any, may be declared to be due and payable immediately in the manner and with the effect provided in the Indenture. Holders of Notes may not enforce the Indenture
or the Notes except as provided in the Indenture. The Trustee is not obligated to enforce the Indenture or the Notes unless it has received indemnity satisfactory to it. The Indenture permits, subject to certain limitations therein provided, Holders
of a majority in aggregate principal amount of the Notes then outstanding to direct the Trustee in its exercise of any trust or power. The Trustee may withhold from Holders of Notes notice of certain continuing Defaults or Events of Default if it
determines that withholding notice is in their interest. No reference herein to the Indenture and no provision of the Notes or of the Indenture shall alter or impair the obligation of the Company, which is absolute and unconditional, to pay the
principal of and premium, if any, and interest on the Notes at the times, place and rate, and in the coin or currency, herein prescribed. 
 10. No Sinking Fund. There is no sinking fund provided for the Notes. 
 11. Trustee Dealings with Company. Subject to certain limitations imposed by the TIA and the Indenture, the Trustee, in its individual or any other capacity, may become the owner or pledgee
of Notes and may otherwise deal with the Company with the same rights it would have if it were not the Trustee. 







 12. No Recourse Against Others. No shareholder (past or present), director,
officer, or employee, as such, of the Company, or any successor Person thereof shall have any liability for any obligation under the Notes or the Indenture or for any claim based on, in respect of or by reason of, such obligations or their creation.
Each Holder of a Note by accepting a Note waives and releases all such liability. The waiver and release are part of the consideration for the issuance of the Notes. 
 13. Authentication. This Note shall not be valid until the Trustee manually signs the certificate of authentication on this Note. 

14. Abbreviations and Defined Terms. Customary abbreviations may be used in the name of a Holder of a Note or an assignee,
such as: TEN COM (= tenants in common), TEN ENT (= tenants by the entireties), JT TEN (= joint tenants with right of survivorship and not as tenants in common), CUST (= Custodian), and U/G/M/A (= Uniform Gifts to Minors Act). 

15. CUSIP Numbers. Pursuant to a recommendation promulgated by the Committee on Uniform Security Identification Procedures,
the Company has caused CUSIP numbers to be printed on the Notes as a convenience to the Holders of the Notes. No representation is made as to the accuracy of such numbers as printed on the Notes and reliance may be placed only on the other
identification numbers printed hereon. 
 16. Governing Law. The laws of the State of New York shall govern the
Indenture and this Note. 







 ASSIGNMENT FORM 

 

			
	              I or we assign and transfer this Note to	  	 


			
	                   
 
	(Print or type name, address and zip code of assignee or transferee)
	                   
 
	(Insert Social Security or other identifying number of assignee or transferee)
	
	and irrevocably appoint
                                         
                    agent to transfer this Note on the books of the Company. The agent may substitute another to act for him.
		
	Dated:
                                        
	  	Signed:
                                         
             

(Signed exactly as name appears on the other side of this Note)