32610 Federal Register / Vol. 74, No. 129 / Wednesday, July 8, 2009 / Notices 

insured state nonmember banks are 

required by FDIC regulation 12 CFR part 

338 to maintain various data on home 

loan applicants. 

2. Title: Public Disclosure by Banks. 

OMB Number: 3064–0090. 

Form Number: None. 

Frequency of Response: On occasion. 

Affected Public: Insured state 

nonmember banks. 

Estimated Number of Respondents: 

5,050. 

Estimated Time per Response: 0.5 

hours. 

Total Annual Burden: 2,525 hours. 

General Description of Collection: 12 

CFR part 350 requires a bank to notify 

the general public, and in some 

instances shareholders, that financial 

disclosure statements are available on 

request. Required disclosures consist of 

financial reports for the current and 

preceding year, which can be 

photocopied directly from the year-end 

call reports. Also, on a case-by-case 

basis, the FDIC may require that 

descriptions of enforcement actions be 

included in disclosure statements. The 

regulation allows, but does not require, 

the inclusion of management 

discussions and analysis. 

3. Title: Notices Required of 

Government Securities Dealers or 

Brokers (Insured State Nonmember 

Banks). 

OMB Number: 3064–0093. 

Form Number: G–FIN; G–FINW; G– 

FIN4; & G–FIN5. 

Frequency of Response: On occasion. 

Affected Public: Insured state 

nonmember banks acting as government 

securities brokers and dealers. 

Estimated Number of Respondents: 

49. 

Estimated Time per Response: 1 hour. 

Total Annual Burden: 49 hours. 

General Description of Collection: The 

Government Securities Act of 1986 

requires all financial institutions acting 

as government securities brokers and 

dealers to notify their Federal regulatory 

agencies of their broker-dealer activities, 

unless exempted from the notice 

requirement by Treasury Department 

regulation. 

4. Title: Applicant Background 

Questionnaire. 

OMB Number: 3064–0138. 

Form Number: FDIC 2100/14. 

Frequency of Response: On occasion. 

Affected Public: FDIC job applicants 

who are not current FDIC employees. 

Estimated Number of Respondents: 

30,000. 

Estimated Time per Response: 3 

minutes. 

Total Annual Burden: 900 hours. 

General Description of Collection: The 

FDIC Applicant Background 

Questionnaire is completed voluntarily 

by FDIC job applicants who are not 

current FDIC employees. Responses to 

questions on the survey provide 

information on gender, age, disability, 

race/national origin, and to the 

applicant’s source of vacancy 

announcement information. Data is used 

by the Office of Diversity and Economic 

Opportunity and the Personnel Services 

Branch to evaluate the effectiveness of 

various recruitment methods used by 

the FDIC to ensure that the agency 

meets workforce diversity objectives. 

5. Title: Notice Regarding 

Unauthorized Access to Customer 

Information. 

OMB Number: 3064–0145. 

Form Number: None. 

Frequency of Response: On occasion. 

Affected Public: Insured state 

nonmember banks. 

Number of FDIC Regulated Banks that 

will notify customers: 93 

Estimated Time per Response: 29 hrs. 

Annual Burden: 2,697 hours. 

General Description of Collection: 

This collection reflects the FDIC’s 

expectations regarding a response 

program that financial institutions 

should develop to address unauthorized 

access to or use of customer information 

that could result in substantial harm or 

inconvenience to a customer. The 

information collections require financial 

institutions to: (1) Develop notices to 

customers; and (2) in certain 

circumstances, determine which 

customers should receive the notices 

and send the notices to customers. 

Request for Comment 

Comments are invited on: (a) Whether 

these collections of information are 

necessary for the proper performance of 

the FDIC’s functions, including whether 

the information has practical utility; (b) 

the accuracy of the estimates of the 

burden of the information collections, 

including the validity of the 

methodology and assumptions used; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the information collections on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

At the end of the comment period, the 

comments and recommendations 

received will be analyzed to determine 

the extent to which the collections 

should be modified prior to submission 

to OMB for review and approval. 

Comments submitted in response to this 

notice also will be summarized or 

included in the FDIC’s requests to OMB 

for renewal of these collections. All 

comments will become a matter of 

public record. 

Dated at Washington, DC, this 1st day of 

July 2009. 

Federal Deposit Insurance Corporation. 

Robert E. Feldman, 

Executive Secretary. 

[FR Doc. E9–15976 Filed 7–7–09; 8:45 am] 

BILLING CODE P 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

Agency Information Collection 

Activities: Proposed Information 

Collection; Comment Request 

AGENCY: Federal Deposit Insurance 

Corporation. 

ACTION: Notice and request for comment. 

SUMMARY: The FDIC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites the 

general public and other Federal 

agencies to take this opportunity to 

comment on a continuing information 

collection, as required by the Paperwork 

Reduction Act of 1995. An agency may 

not conduct or sponsor, and a 

respondent is not required to respond 

to, an information collection unless it 

displays a currently valid OMB control 

number. The FDIC is soliciting comment 

concerning its information collection 

titled, ‘‘Identity Theft Red Flags and 

Address Discrepancies under the Fair 

and Accurate Credit Transactions Act of 

2003 (FACT Act).’’ 

DATES: Comments must be submitted on 

or before September 8, 2009. 

ADDRESSES: Interested parties are 

invited to submit written comments by 

any of the following methods. All 

comments should refer to the name and 

number of the collection: 

• http://www.FDIC.gov/regulations/ 

laws/federal/propose.html. 

• E-mail: comments@fdic.gov. 

Include the name and number of the 

collection in the subject line of the 

message. 

• Mail: Herbert J. Messite 

(202.898.6834), Counsel, Federal 

Deposit Insurance Corporation, 550 17th 

Street, NW., Washington, DC 20429. 

• Hand Delivery: Comments may be 

hand-delivered to the guard station at 

the rear of the 550 17th Street Building 

(located on F Street), on business days 

between 7 a.m. and 5 p.m. 

A copy of the comments may also be 

submitted to the OMB Desk Officer for 

the FDIC, Office of Information and 

Regulatory Affairs, Office of 

Management and Budget, New 

Executive Office Building, Washington, 

DC 20503. 

mstockstill on DSKH9S0YB1PROD with NOTICES

Federal Register / Vol. 74, No. 129 / Wednesday, July 8, 2009 / Notices 32611 

FOR FURTHER INFORMATION CONTACT: 

Herbert J. Messite, at the address 

identified above. 

SUPPLEMENTARY INFORMATION: Proposal 

to renew the following information 

collection: 

Title: Identity Theft Red Flags and 

Address Discrepancies under the Fair 

and Accurate Credit Transactions Act of 

2003 (FACT Act). 

OMB Number: 3064–0152. 

Affected Public: Individuals; 

Businesses or other for-profit. 

Estimated Number of Respondents: 

5,260. 

Estimated Time per Response: 16 

hours. 

Estimated Total Annual Burden: 

84,160 hours. 

General Description of the Collection: 

12 CFR 334.82, 334.90, 334.91 and 

Appendix J to Part 334 implement 

sections 114 and 315 of the Fair and 

Accurate Credit Transactions Act of 

2003 (FACT Act), Public Law 108–159 

(2003). Section 114 amended section 

615 of the Fair Credit Reporting Act 

(FCRA) to require the OCC, FRB, FDIC, 

OTS, NCUA, and FTC (Agencies) to 

issue jointly (i) guidelines for financial 

institutions and creditors regarding 

identity theft with respect to their 

account holders and customers; (ii) 

regulations requiring each financial 

institution and creditor to establish 

reasonable policies and procedures for 

implementing the guidelines to identify 

possible risks to account holders or 

customers or to the safety and 

soundness of the institution or creditor; 

and (iii) regulations generally requiring 

credit and debit card issuers to assess 

the validity of change of address 

requests under certain circumstances. 

Section 315 amended section 605 of the 

FCRA to require the Agencies to issue 

regulations providing guidance 

regarding reasonable policies and 

procedures that a user of consumer 

reports must employ when a user 

receives a notice of address discrepancy 

from a consumer reporting agency 

(CRA). The information collections in 

Sec. 334.90 require each financial 

institution and creditor that offers or 

maintains one or more covered accounts 

to develop and implement a written 

Identity Theft Prevention Program 

(Program). In developing the Program, 

financial institutions and creditors are 

required to consider the guidelines in 

Appendix J to Part 334 and include 

those that are appropriate. The initial 

Program must be approved by the board 

of directors or an appropriate committee 

thereof and the board, an appropriate 

committee thereof or a designated 

employee at the level of senior 

management must be involved in the 

oversight of the Program. In addition, 

staff must be trained to carry out the 

Program. Pursuant to Sec. 334.91, each 

credit and debit card issuer is required 

to establish and implement policies and 

procedures to assess the validity of a 

change of address request under certain 

circumstances. Before issuing an 

additional or replacement card, the card 

issuer must notify the cardholder or use 

another means to assess the validity of 

the change of address. The information 

collections in Sec. 41.82 require each 

user of consumer reports to develop and 

implement reasonable policies and 

procedures designed to enable the user 

to form a reasonable belief that a 

consumer report relates to the consumer 

about whom it requested the report 

when the user receives a notice of 

address discrepancy from a CRA. A user 

of consumer reports must also develop 

and implement reasonable policies and 

procedures for furnishing an address for 

the consumer that the user has 

reasonably confirmed to be accurate to 

the CRA from which it receives a notice 

of address discrepancy when (1) the 

user can form a reasonable belief that 

the consumer report relates to the 

consumer about whom the user has 

requested the report; (2) the user 

establishes a continuing relationship 

with the consumer; and (3) the user 

regularly and in the ordinary course of 

business furnishes information to the 

CRA from which it received the notice 

of address discrepancy. 

Request for Comment 

Comments are invited on: (a) Whether 

these collections of information are 

necessary for the proper performance of 

the FDIC’s functions, including whether 

the information has practical utility; (b) 

the accuracy of the estimates of the 

burden of the information collections, 

including the validity of the 

methodology and assumptions used; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the information collections on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

At the end of the comment period, the 

comments and recommendations 

received will be analyzed to determine 

the extent to which the collections 

should be modified prior to submission 

to OMB for review and approval. 

Comments submitted in response to this 

notice also will be summarized or 

included in the FDIC’s requests to OMB 

for renewal of these collections. All 

comments will become a matter of 

public record. 

Dated at Washington, DC, this 1st day of 

July 2009. 

Federal Deposit Insurance Corporation. 

Robert E. Feldan, 

Executive Secretary. 

[FR Doc. E9–15977 Filed 7–7–09; 8:45 am] 

BILLING CODE P 

FEDERAL MARITIME COMMISSION 

Notice of Agreements Filed 

The Commission hereby gives notice 

of the filing of the following agreements 

under the Shipping Act of 1984. 

Interested parties may submit comments 

on the agreements to the Secretary, 

Federal Maritime Commission, 

Washington, DC 20573, within ten days 

of the date this notice appears in the 

Federal Register. Copies of the 

agreements are available through the 

Commission’s Web site (http:// 

www.fmc.gov) or by contacting the 

Office of Agreements at (202)–523–5793 

or tradeanalysis@fmc.gov. 

Agreement No.: 011689–011. 

Title: Zim/CSCL Space Charter 

Agreement. 

Parties: Zim Integrated Shipping 

Services, Ltd.; China Shipping 

Container Line Co., Ltd.; and China 

Shipping Container Lines (Hong Kong) 

Co., Ltd. 

Filing Party: Wayne R. Rohde, Esq.; 

Sher & Blackwell LLP; 1850 M Street, 

NW.; Suite 900; Washington, DC 20036. 

Synopsis: The amendment reduces 

the allocation of space between the 

parties on certain services and 

eliminates allocations on others. 

Agreement No.: 012072. 

Title: NYK/Hanjin/Yang Ming 

Americas North-South Service Slot 

Charter Agreement. 

Parties: Hanjin Shipping Co., Ltd.; 

Nippon Yusen Kaisha; and Yan Ming 

(America) Corp. 

Filing Party: Doug Johnson, Director; 

Atlantic Trades TA and ANS; NYK Line; 

300 Lighting Way 5th Floor; Secaucus, 

NJ 07094. 

Synopsis: The agreement authorizes 

NYK to charter slots to Hanjin and Yang 

Ming on its Americas North South 

Service in the trade between the U.S. 

East Coast and the East Coast of Brazil. 

Agreement No.: 201103–008. 

Title: Memorandum Agreement of the 

Pacific Maritime Association of 

December 14, 1983 Concerning 

Assessments to Pay ILWU–PMA 

Employee Benefit Costs, As Amended, 

Through June 29, 2009. 

Parties: Pacific Maritime Association 

and International Longshore and 

Warehouse Union. 

mstockstill on DSKH9S0YB1PROD with NOTICES