[Until this opinion appears in the Ohio Official Reports advance sheets, it may be cited as Midland Funding, L.L.C. v. Hottenroth, Slip Opinion No. 2016-Ohio-5489.]

NOTIC E This slip opinion is subject to formal revision before it is published in an
advance sheet of the Ohio Official Reports. Readers are requested to promptly notify the Reporter of De cisions, Supreme Court of Ohio, 65 South Front Street, Columbus, Ohio 43215, of any typographical or other formal errors in the opinion, in order that corrections may be made before the opinion is published.

S LIP O PINION N O . 2016-O HIO -5489
M IDLAND F UNDING , L.L.C., ET AL ., A PPELLANTS , v. H OTTENROTH , A PPELLEE . (T WO C ASES .) [Until this opinion appears in the Ohio Official Reports advance sheets, it may be cited as Midland Funding, L.L.C. v. Hottenroth, Slip Opinion No. 2016-Ohio-5489.] Appeals dismissed as having been improvidently accepted. (Nos. 2014-1236 and 2015-0186—Submitted July 13, 2016—Decided August 24, 2016.)
A PPEALS from the Court of Appeals for Cuyahoga County, No. 100146, 2014-Ohio-2390 and 2014-Ohio-5680.

__________________ {¶ 1} The causes are dismissed, sua sponte, as having been improvidently accepted.
O’C ONNOR , C.J., and P FEIFER , F RENCH , and O’N EILL , JJ., concur.
O’D ONNELL , J., dissents, with an opinion joined by L ANZINGER , J.
K ENNEDY , J., dissents.S UPREME C OURT OF O HIO

2 _________________ O’D ONNELL , J., dissenting. {¶ 2} I respectfully dissent from the majority’s decision to resolve these appeals by declaring that they were improvidently accepted. {¶ 3} These appeals involve an issue that should be decided on the merits. In my view, the matter should be briefed b ecause it has been pending in this court since July 2014 and was held for Taylor v. First Resolution Invest. Corp. , ___ Ohio St.3d ___, 2016-Ohio-3444, ___ N.E.3d ___ and the important question left unanswered by that decision regarding when a claim for breach of a credit card contract accrues should be promptly resolve d. This question is one of great general interest and is likely to reoccur in light of the fact that one context in which it arises is “from the now common phenomenon of debt sales,” id. at ¶ 2, and “[a] predictable result of debt buyers filing a high volume of lawsuits based on imperfect information [about the debts they have purchas ed] is that lawsuits are regularly filed after the right to collect debts has expired * * *,” id. at ¶ 6. {¶ 4} Accordingly, I would maintain jurisdiction of these appeals, consider the issue involved, and resolve the matter fo r the benefit of the jurists who will confront this issue without our guidance and for the benefit of the lawyers and litigants who will undoubtedly be wholly frustrated by the majority’s resolution, which avoids the question.
L ANZINGER , J., concurs in the foregoing opinion.

_________________ Janik, L.L.P., Steven G. Janik, Crystal L. Maluchnik, and Ellyn Tamulewicz Mehendale, for appellant Midland Funding, L.L.C. Javitch Block, L.L.C., and James Y. Oh, for appellant Javitch, Block & Rathbone, L.L.P., n.k.a Javitch Block, L.L.C. The Misra Law Firm, L.L.C., and Anand N. Misra; and Robert S. Belovich, for appellee, Dustie Hotten roth, n.k.a. Dustie Miller.January Term, 2016

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