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COMPUTER MATCHING AGREEMENT BETWEEN THE 

U.S. RAILROAD RETIREMENT BOARD AND 

THE U.S. OFFICE OF PERSONNEL MANAGEMENT 

I. Purpose of the Matching Agreement 

The purpose of this agreement is to establish the conditions under which the U.S. Office 

of Personnel Management (OPM) agrees to disclose civil service benefit and payment 

data to the U.S. Railroad Retirement Board (RRB). Specific information regarding the 

matching programs to be conducted due to the disclosure is provided in Appendix A. 

 

II. Procedures for Individualized Notice 

 

A. Applicants 

 

Both OPM and RRB agree to notify all individuals who apply for benefits for their 

respective programs that the matching program is to be conducted. OPM’s notice 

consists of appropriate language printed on its application forms. RRB’s notice 

consists of appropriate language printed on its application forms or a separate 

handout with appropriate language, when necessary. 

 

B. Beneficiaries/Annuitants 

 

Both OPM and RRB will provide subsequent notices to their respective retirees, 

annuitants, beneficiaries, and recipients as required. OPM’s notice consists of 

information included in the Federal Register and appropriate language printed on 

yearly mailings to all annuitants, survivor annuitants, and their representatives 

describing OPM’s matching activities. RRB’s notice will consist of a Federal 

Register notification followed by a periodic mailing to all beneficiaries and 

recipients describing RRB matching activities. 

 

III. Procedures for Retention and Timely Destruction of Identifiable Records 

 

RRB will delete the electronic file transferred by OPM after the matching program is 

completed, but not more than sixty (60) days after receipt of the file. The electronic data 

provided as part of the match will be destroyed by RRB after the matching program is 

completed, but not more than ninety (90) days after the receipt of the data. 

 

NOTE: Neither RRB or OPM will create a separate file or system consisting of 

information concerning only those involved in the specific matching program. 
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IV. Procedures for Security 

RRB and OPM will comply with the Federal Information Security Management Act 

(FISMA), 44 U.S.C. Chapter 35, Subchapter II, as amended by the Federal Information 

Security Modernization Act of 2014 (Pub. L. 113-283); related Office of Management 

and Budget (OMB) circulars and memoranda, such as OMB Circular A-130, Managing 

Information as a Strategic Resource (July 28, 2016) and OMB M-17-12, Preparing for 

and Responding to a Breach of Personally Identifiable Information (January 3, 2017); 

National Institute of Standards and Technology (NIST) directives; and the Federal 

Acquisition Regulations, including any applicable amendments published after the 

effective date of this agreement. These laws, directives, and regulations include 

requirements for safeguarding Federal information systems and personally identifiable 

information (PII) used in Federal agency business processes, as well as related reporting 

requirements. Both agencies recognize, and implement, the laws, regulations, NIST 

standards, and OMB directives, including those published after the effective date of this 

agreement. 

 

FISMA requirements apply to all Federal contractors, organizations, or entities that 

possess or use Federal information, operate, use, or have access to Federal information 

systems on behalf of an agency. Both agencies are responsible for the oversight and 

compliance of their contractors and agents. 

 

A. Incident Reporting 

If RRB experiences an incident involving the loss or breach of PII provided by OPM 

under the terms of this agreement, RRB will follow the incident reporting guidelines 

issued by OMB. In the event of a reportable incident under OMB guidance involving 

PII, RRB is responsible for following its established procedures, including 

notification to the proper organizations (e.g., United States Computer Emergency 

Readiness Team, the agency’s privacy office). In addition, RRB will notify the other 

agency’s Systems Security Contact named in this agreement. If RRB cannot speak 

with OPM Systems Security Contact within one hour, RRB will contact OPM IT 

Security Operations: 

 

B. Breach Notification 

 

RRB will follow PII breach notification policies and related procedures issued by 

OMB. If RRB determines that the risk of harm requires notification to affected 

individuals or other remedies, RRB will carry out these remedies without cost to 

OPM. 

 
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C. Administrative Safeguardsi

 

RRB and OPM will restrict access to the data matched and any data created by the 

match to authorized employees and officials who need it to perform their official 

duties in connection with the uses of the data authorized in this agreement. Further, 

RRB and OPM will advise all personnel who have access to the data matched and any 

data created by the match of the confidential nature of the data, the safeguards 

required to protect the data, and the civil and criminal sanctions for non-compliance 

contained in the applicable Federal laws. 

 

D. Physical Safeguards 

RRB and OPM will store the data matched and any data created by the match in an 

area that is physically and technologically secure from access by unauthorized 

persons at all times (e.g., door locks, card keys, biometric identifiers). Only 

authorized personnel will transport the data matched and any data created by the 

match. RRB and OPM will establish appropriate safeguards for such data, as 

determined by a risk-based assessment of the circumstances involved. 

 

E. Technical Safeguards 

RRB and OPM will process the data matched and any data created by the match 

under the immediate supervision and control of authorized personnel in a manner that 

will protect the confidentiality of the data so that unauthorized persons cannot retrieve 

any data by computer, remote terminal, or other means. Systems personnel must 

enter personal identification numbers when accessing data on the agencies’ systems. 

RRB and OPM will strictly limit authorization to those electronic data areas 

necessary for the authorized analyst to perform his or her official duties. 

 

F. Application of Policy and Procedures 

RRB will adopt policies and procedures to ensure that each agency uses the 

information in their respective records or obtained from each other solely as provided 

in this agreement. RRB and OPM will comply with these guidelines and any 

subsequent revisions. 

G. Security Assessments

 

The NIST Special Publication 800-37, Revision 2 Risk Management Framework for 

Information Systems and Organizations. A System Life Cycle Approach for Security 

and Privacy, encourages agencies to accept each other’s security assessments to reuse 

information system resources and/or accept each other’s assessed security posture in 

order to share information. NIST 800-37 further encourages that this type of 
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reciprocity is best achieved when agencies are transparent and make available 

sufficient evidence regarding the security state of an information system so that an 

authorizing official from another organization can use that evidence to make credible, 

risk-based decisions regarding the operation and use of that system or the information 

it processes, stores, or transmits. Consistent with that guidance, the parties agree to 

make available to each other upon request system security evidence to make 

riskbased decisions. Either party may make requests for this information at any time 

throughout the duration or any extension of this agreement.

H. RRB shall also adopt policies and procedures to ensure that information contained in 

its records and obtained from OPM shall be used solely as provided in sections 202, 

215 and 224 of the Social Security Act (SS Act) as amended, 42 U.S.C. §§ 402, 415, 

and 424a, and sections 3(a)(1), 4(a)(1), 4(f)(1), 7(b)(3), and 7(b)(6) of the Railroad 

Retirement Act (RRA), as amended, 45 U.S.C. §§ 231b(a)(1), 231c(a)(1), 231c(f)(1), 

231f(b)(3), and 231f(b)(6), and the regulations promulgated thereunder. 

 

V. Records Usage, Duplication, and Redisclosure Restrictions 

RRB agrees to the following limitations on the access to and disclosure and use of OPM’s 

information. 

 

A. That the file transmitted by OPM by secure electronic file transfer will be securely 

purged by RRB after the matching program is completed, but not more than sixty 

(60) days after receipt of the data. 

 

B. That the civil service benefit and payment data supplied by OPM and the records 

created by the match will be used only for purposes of, and to the extent necessary 

in the administration of sections 202, 215 and 224 of the SS Act, 42 U.S.C. §§ 

402, 415, and 424a, and sections 3(a)(1), 4(a)(1) and 4(f)(1) of the RRA, 45 

U.S.C. §§ 231b(a)(1), 231c(a)(1), and 231c(f)(1), as specified in this agreement. 

 

Section 215(a)(7) of the SS Act, 42 U.S.C. § 415(a)(7), provides for a reduction in 

social security benefits for retired and disabled workers receiving pensions based 

on employment not covered under the SS Act or the RRA. Section 3(a)(1) of the 

RRA, 45 U.S.C. § 231b(a)(1), provides that the tier I benefit of an employee 

annuity will be equal to the amount the employee would receive if (s)he would 

have been entitled to a like benefit under the Social Security (SS) Act. 

 

C. That the files provided by OPM will not be used to extract information 

concerning the individuals therein for any purpose not specified in this agreement. 

 
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D. That the files provided by OPM will not be duplicated or disseminated within or 

outside of RRB without written authority from OPM. Neither agency shall 

authorize such redisclosure unless the redisclosure is required by law or essential 

to the conduct of the matching program or is required by the Office of the 

Inspector General, Department of Justice, Government Accountability Office 

(GAO), or other enforcement agency. 

 

 

VI. Access by the Comptroller General 

 

The Comptroller General may have access to all OPM and RRB records as necessary to 

verify compliance with this agreement. 

 

 

VII. Reimbursement 

Expenses involved with the data exchange outlined above will be reciprocal and not 

involve any cost adjustments between OPM and RRB. Cost adjustments, however, can 

be made in the future between the agencies so that neither one bears a disproportionate 

share of the costs. OPM and RRB can make such adjustments utilizing a reimbursable 

agreement. 

 

 

VIII. Duration of the Agreement 

 

This agreement shall be effective on XXXXXXXX or 40 days after a copy of the 

agreement, as approved by the appropriate Data Integrity Board (DIB), is sent to 

Congress, and the Office of Management and Budget, whichever is later. RRB will 

provide public notice of the proposed matching program by publication in the Federal 

Register as required by the Privacy Act, 5 U.S.C. § 552a(e)(12). There is a mandatory 30 

day period for public comment. This agreement may be renewed at the end of 18 

months, for a period of time not to exceed 12 months; if each agency certifies to its 

respective DIB within three months of the expiration that: 

 

1. The matching program will be conducted without change, and 

 

2. The matching program has been conducted in compliance with the original 

agreement. 

 

If either agency does not want to renew this agreement, it should notify the other of its 

intentions not to renew at least 90 days before the end of the initial 18 month term of the 

agreement. This may be modified at any time by written modification to this agreement, 

provided that the written agreement satisfies both parties and is approved by the DIB of 

each agency. 
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This agreement may be terminated at any time with the consent of both parties. Either 

party may singly terminate the agreement upon written notice to the other party, in which 

case the termination shall be effective 90 days after the date of the notice or at a later date 

specified in the notice. A copy of this agreement is available to the public upon request. 

 

IX. Contact Information 

A. Office of Personnel Management: 

 

Agreement Issues: 

Lisa Morgan 

Retirement Services 

Office of Personnel Management 

1900 E. Street NW, Room 3316-S 

Washington, DC 20415 

 

 

 

 

System Issues: 

Olu Faokunla 

CIO/FITB/RSITPMO 

Office of Personnel Management 

1900 E Street, NW, Room 4H31-S 

Washington, DC 20415 

 

Fax: N/A 

 

 

Security Issues: 

Valerie T. Kokal 

Director of IT Security Operations 

Office of Personnel Management 

1137 Branchton Road 

Boyers, PA 16017 

Phone: 

Fax: N/A 

 

 

 

 
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B. Railroad Retirement Board: 

 

Agreement Issues: 

Eileen A. Harvey 

Policy and Systems Analyst 

Office of Programs, Policy and Systems, Payment Analysis & Systems 

U.S. Railroad Retirement Board 

844 North Rush Street, Chicago, Illinois 60611-1275 

Phone 

 

 

Program Issues 

 

Chief of Payment Analysis and systems 

Office of Programs, Policy and systems, Payment Analysis & Systems 

U.S. Railroad Retirement Board 

844 N Rush Street 

Chicago, Illinois 60611-1275 

 

 

 

 

System Issues: 

 

Supervisor, Systems Engineers 

Bureau of Information Services 

U.S. Railroad Retirement Board 

844 North Rush Street 

Chicago, IL 60611-1275 

 

 

 

 

Security Issues: 

Jerry Gilbert 

Chief Security Officer 

Bureau of Information Services 

U.S. Railroad Retirement Board 

844 North Rush Street 
8 

Chicago, IL 60611-1275 

Phone: 312-751-3365 

 

 

X. Authorized Signatures 

The signatories below warrant and represent that they have the competent authority on 

behalf of their respective agencies to enter into the obligations outlined in this agreement. 

 

Electronic Signature Acknowledgement: The signatories may sign this document 

electronically by using an approved electronic signature process. Each signatory 

electronically signing this document agrees that his/her electronic signature has the same 

legal validity and effect as his/her handwritten signature on the document and that it has 

the same meaning as his/her handwritten signature. 

 

FOR THE RAILROAD RETIREMENT BOARD: 

 

 

____________________________________ 

 

Director of Policy and Systems 

Railroad Retirement Board 

 

Date: 

 

 

 

____________________________________ 

Terryne Murphy 

Chair, Data Integrity Board 

Chief Information Officer 

Railroad Retirement Board 

Date: 

 

 

FOR THE OFFICE OF PERSONNEL MANAGEMENT: 

 

____________________________________ 

Nicholas Ashenden (Acting) 

Associate Director 
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Retirement Services 

Office of Personnel Management 

 

Date: 

 

 

 

____________________________________ 

 

Kellie Cosgrove Riley 

Chair 

Data Integrity Board 

Office of Personnel Management 

Date: ----------------------------- 

APPENDIX A 

 

 

This appendix describes the use of the U.S. Office of Personnel Management (OPM) information 

by the U.S. Railroad Retirement Board (RRB) to administer both the Public Service Pension 

Offset provision and the Public Disability Benefit Offset provision. 

 

1. Purpose, Legal Authority, and Definitions 

 

A. Purpose of the Matching Program 

 

RRB will match the OPM data to verify information provided (or identify 

information that should have been provided) by the RRB beneficiary at the time of 

initially applying for railroad retirement benefits and on a continuing basis to 

ensure that any reduction in railroad retirement benefits is based on the current 

pension amount. The Match will compare: 

 

1. OPM’s civil service benefit and payment data with RRB’s records of 

beneficiaries receiving employee and spouse benefits which are subject 

to reduction when the beneficiary is also receiving a government 

pension based on noncovered employment; and 

 

2. OPM’s civil service disability benefit with RRB’s records of disability 

insurance (DI) benefit to identify DI beneficiaries whose benefits should 
10 

be reduced because the disabled worker is receiving a civil service 

disability annuity. 

 

The responsible component for RRB is Policy and Systems. The OPM 

component responsible for the disclosure is Retirement Services. 

 

B. Authority 

The responsibility of RRB concerning information obtained pursuant to the 

agreement is in accordance with section 7(b)(6) of the RRA, 45 U.S.C. § 

231f(b)(6) and the Privacy Act, as amended, 5 U.S.C. § 552a. Pursuant to 5 

U.S.C.§ 552a(b)(3), OPM has established routine uses to disclose the subject 

information to RRB. The specific authority sections of the Railroad Retirement 

Act (RRA) and the Social Security Act (SSA) are given below: 

 

1. Sections 3(a)(1), 4(a)(1) and 4(f)(1) of the RRA, as amended, 45 U.S.C. 

§§ 231b(a)(1), 231c(a)(1), and 231c(f)(1), require the RRB to reduce the 

railroad retirement benefits of certain beneficiaries entitled to railroad 

retirement employee and/or spouse benefits who are also entitled to a 

government pension based on their own noncovered earnings. This 

reduction is referred to as Public Service Pension (PSP). 

 

2. Sections 224 of the SSA, as amended, 42 U.S.C. § 424a, provides for the 

reduction of disability benefits when the disabled worker is also entitled to 

a public disability benefit (PDB). This reduction is referred to as PDB 

offset. A civil service disability benefit is considered a PDB. 

 

C. Definitions 

1. “Civil service benefit and payment data” includes data from 

 

• the civil service annuitant’s file sufficient to determine the amount 

of the civil service pension, the date of first eligibility to the 

pension, and the date of the first entitlement to civil service 

pension; and 

• the civil service annuitant’s file sufficient to determine the amount 

of the civil service disability benefit, the indication that the civil 

service benefit is a disability benefit based on any employment 

covered for RRB purposes and the date of entitlement to civil 

service disability benefit. 

 

These data are needed to determine the amount of reduction to apply to the 

railroad retirement benefits. 
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2. “Annuitant” means a person entitled to a civil service pension. 

 

3. “Beneficiary” means a person entitled to railroad retirement benefits. 

 

4. “Spouse” means a person entitled to railroad retirement benefits as a wife, 

widow, husband, widower, divorced wife or husband, or surviving 

divorced wife or husband. 

 

5. “Disabled worker” means the number holder on whose record railroad 

retirement DI benefits are paid. 

 

6. “Public disability benefit” means a periodic disability benefit paid under a 

law or plan of the United States, a State, a political subdivision thereof, or 

an instrumentality of two or more States. A civil service disability benefit 

is a Federal PDB. 

 

7. “Disclosure” means the release of information (data) with or without the 

consent of the individual (s) about whom the information pertains. 

 

8. “MBF” means Master Benefit File, is a magnetic file which reflects the 

entitlement of persons claiming benefits under the Railroad Retirement 

Act. 

 

 

 

2. Justification and Anticipated Results 

A. Justification 

Sections 3(a)(1), 4(a)(1) and 4(f)(1) of the RRA, as amended, codified at 45 

U.S.C. §§ 231b(a)(1), 231c(a)(1), and 231c(f)(1), require the RRB to reduce the 

employee and/or spouse benefits of certain beneficiaries who receive a 

government pension based on noncovered earnings. 

 

Sections 224 of the SS Act, as amended, codified at 42 U.S.C. § 424a, provides 

for the reduction of the railroad retirement disability benefit if the disabled worker 

is also entitled to a PDB. 

 

RRB relies on the individual to report entitlement to and/or changes in the 

payment amount. However, RRB has found that some beneficiaries fail to 

voluntarily make such reports. Information from OPM is the only means 

available for verifying receipt and amount of civil service pensions. The most 
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cost effective and efficient way to obtain pension information is via the computer 

match. 

 

B. Match Results and Cost Benefit Analysis 

RRB uses this information to compute the correct railroad retirement benefit 

amount. The information allows RRB to make benefit adjustments timely and 

accurately, in an effort to avoid underpayment and overpayments. 

 

The results of the 2019 match, the latest year data compiled, RRB identified 

$66,028.62 in improper underpayments and overpayments. RRB’s operating 

costs was $8,271.29, with an identification to cost ratio of 8:1. OPM does not 

expect any savings for OPM programs to result from this matching operation. 

See Appendix B for the comprehensive Cost Benefit Analysis. 

 

 

3. Description of the Records to Be Matched 

A. Systems of Records 

Once a year, in December, OPM will provide RRB with an electronic file transfer 

extracted from the annuity and survivor master file. The file will contain 

information about each new annuitant and annuitants whose pension amount has 

changed. Each record in the OPM file will be matched to RRB’s MBF to identify 

employees and/or spouses who are potentially subject to Noncovered Service 

Pensions (NCSP) and /or PSP. The OPM systems of records has been published 

as OPM/Central – 1 Civil Service Retirement and Insurance Records, 64 FR 

54930-02 (October 8, 1999) as replaced by 73 FR 15013-01 (March 20, 2008) and 

amended at 80 FR 74815 (November 30, 2015). The RRB system of records is 

RRB-22, Railroad Retirement, Survivor, and Pensioner System, routine use ‘p’, as 

amended by 80 FR 28018 (May 15, 2015). 

 

OPM is authorized to disclose information to RRB under this match pursuant to 

routine use “(s)”of OPM System of Records OPM/Central–1. Any further or 

derivative use of this information without the express authority of OPM’s 

Retirement and Benefits or as provided by the Privacy Act is prohibited. 

 

B. Number of Records Involved 

Once a year, in December, OPM will provide RRB with an electronic file transfer, 

which will include payment information for all civil service annuitants on the rolls 

(approximately 2.5 million records). The file will contain payment information on 

the annual cost-of-living adjustment which is payable to all of OPM’s annuitants. 

OPM’s records will be matched against approximately 1.2 million active records. 
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C. Specified Data Elements Used in the Match 

1. The OPM file will contain the name, social security number, date of birth, 

civil service claim number, first potential month and year of eligibility for 

civil service benefits, first month, day, year or entitlement to civil service 

benefits, amount of current gross civil service benefits, and effective date 

(month, day, and year) of the civil service amount. 

 

2. The OPM data will be matched against the social security number, name, 

and date of birth contained in RRB’s MBF. 

 

D. Starting and Completion Dates 

The matching program will begin and end according to the provisions of Article 

IX. The actual match will take place once a year, no later than 30 days following 

the file transfer. 

 

4. Verification and Opportunity to Protest 

A. Verification 

RRB will take no adverse action regarding individuals identified through the 

matching process solely based on information obtained from the match. RRB will 

contact the claimant or beneficiary to develop necessary evidence to verify the 

match results. 

 

RRB will consider the information provided by OPM to be verified if the 

beneficiary does not protest within 30 days after the beneficiary is notified of the 

proposed adverse action. The beneficiary will be advised that failure to respond 

within 30 days signifies that data provided by OPM is correct. 

 

 

B. Opportunity to Protest 

Before taking any adverse action based on the information received from the 

match, RRB agrees to provide all the beneficiaries for whom RRB decides such 

adverse action is necessary with the following information. 

 

1. RRB has received civil service benefit and payment data indicating that 

the beneficiary is receiving a specific civil service annuity based on 

noncovered earnings which, by law, requires a reduction in the railroad 

retirement benefit. 
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2. The effective date of the railroad retirement benefits adjustment and/or any 

overpayment that may have occurred or may result. 

 

3. The beneficiary has 30 days to contest the adverse decision. 

 

4. Failure to respond to the notice will be considered justification for taking 

adverse action. 

 

5. Accuracy Assessments 

Based on a sample review, OPM’s annuity file is estimated to be 95 percent accurate. 

The matching of the identification data with RRB’s MBF is estimated to be 99 percent 

accurate. RRB records are virtually 100 percent accurate when they are created. RRB 

notifies the beneficiary of the annuity amounts provided by OPM, which will reduce 

RRB benefits. There is no indication that, as a result of this beneficiary contact, the 

amounts provided by OPM via the match are inaccurate. 

 

APPENDIX B 

COST BENEFIT ANALYSIS 

 

Objective Match the Office of Personnel Management's (OPM) civil service benefit data 

with the Railroad Retirement Board's (RRB) records of beneficiaries receiving 

employee and/or spouse benefits which are subject to reduction when the 

beneficiary is also receiving a government pension based on noncovered 

employment. RRB will match the OPM data to verify information provided 

(or identify information that should have been provided) by RRB 

beneficiaries at the time of initially applying for Railroad Retirement benefits 

and on a continuing basis to ensure that any reduction in Railroad Retirement 

benefits is based on the current OPM pension amount. 

 

Current RRB is required to reduce the RRB benefits of annuitants receiving 

Process with government pensions based on their own noncovered earnings. At the time 

OPM Match of annual COLA in December, RRB estimates the amount of each OPM 

pension COLA and reduces corresponding RRB annuities accordingly. 

When the matching program is performed in the following month in January, 

the estimated OPM pension amounts are compared with the actual amounts 

from OPM's transmitted records. 

 
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Alternate Process If the computer matching agreement between OPM and RRB were not in 

place, RRB would request OPM benefit information from the affected RRB 

annuitants. RRB currently gets non-OPM pension information based on 

noncovered earnings this way. 

Past analyses have shown that requesting OPM pension information from 

RRB employee annuitants, and spouse annuitants where the portion of the 

annuity subject to reduction has been reduced to $0, is not worthwhile. The 

remainder of the spouse annuitants, where the portion of the annuity subject 

to reduction has not been reduced to $0, numbers less than 600 and would 

be monitored annually with questionnaires. 

 

Cost and Benefits The attached exhibit summarizes the information contained in this document. 

The data show the results of the actual costs and benefits for FY 2019. 

 

Identified At the time this document is being written, the year 2021 computer match for 

Tape Match 2020 data was run, although the results have not been fully analyzed. 

Benefits 

In 2019, we identified total payment errors of $66,028.62. This is a combined 

amount of $100,017.40. We have corrected these errors and have collected or 

have begun collecting any overpayments detected. 

 

Tape Match Retirement examiner costs for 2019 were computed based on a 90-minute 

Costs allowance to process each of the 18 identified payment error cases. At a 

 GS10, step 5 hourly rate of 34.05 with a 32.47% additional allowance for 

benefits this computed to a total cost of $1,217.86. 

Survivor 

examiner costs 

for 2019 were 

computed based on a 59-minute allowance to process each of the 51 identified 

payment error cases. At a GS10, step 5 hourly rate of 34.05 with a 32.47% 

additional allowance for benefits this computed to a total cost of $2,300.41. 

In addition, the Policy and Systems analyst spent approximately 80 hours per 

year in liaison with OPM and with the RRB's Bureau of Information 

Services, running the program, testing and loading the data to USTAR, and 

analyzing the results of the Match. Based on the analyst's GS-12/4 pay rate, 

the analyst was $4,753.02. 

The total examiner and analyst cost was $8,271.29. 

 

Recommendations We recommend that the RRB/OPM matching program be 
16 

 

Costs to We identified $66,028.62 of improper payments; the RRB spent a total of 

Benefits $8,271.29. Our ratio was $7.98 detected for each $1.00 spent. Comparison 

 

continued. 

The matching program helps us provide better service to our 

annuitants. We can identify improper payments more timely and 

accurately; and therefore, execute corrections more timely and 

accurately. Also, annuitants no longer need to complete annual 

questionnaires regarding their OPM benefits. Furthermore, the 

matching program is consistent with the National Performance 

Review's instruction to exchange information, coordinate efforts, and 

share solutions with other agencies. 

 

EXHIBIT 

 

2019 COSTS AND 

BENEFITS 

BENEFITS 

IMPROPER PAYMENTS 

Underpayments 17.25 

Overpayments 66,011.37 

TOTAL $66,028.62

 

COSTS 

Retirement Examiners 1,217.86 

Survivor Examiners 2,300.41 
17 

Analyst 4,753.02 

TOTAL $8,271.29 

 

COST\BENEFIT RATIO 8 : 1