Exhibit 10(e)

AMENDMENT NUMBER FOUR



TO



GRANTOR TRUST AGREEMENT



THIS AGREEMENT, made as of the thirty-first day of January, 1996, by and
between THE BANK OF NEW YORK COMPANY, INC., a corporation organized and existing under the laws of the State of New York (hereinafter referred to as the Company), and THE CHASE MANHATTAN BANK, N.A., a corporation organized and existing
under the laws of the United States of America (hereinafter referred to as the Trustee),



W  I  T  N  E  S  S  E  T  H  :



WHEREAS, the Company and the Trustee entered into a Grantor Trust Agreement dated as of November 16, 1993 (as amended from
time to time, the Agreement);



WHEREAS, United
States Trust Company of New York has merged into The Chase Manhattan Bank, N.A. which has assumed United States Trust Company of New Yorks obligations under the Agreement by operation of law;



WHEREAS, Article TWELFTH of the Agreement provides that the Company may amend
the Agreement; and



WHEREAS, the Company desires to amend
Exhibit I to the Agreement;



NOW, THEREFORE, the Company and
the Trustee agree that the Agreement is amended as follows, effective as of February 1, 1996:



Exhibit I to the Agreement is hereby amended by deleting Exhibit I in its entirety and substituting therefor Exhibit I in the form attached hereto.



IN WITNESS WHEREOF, the parties hereto have caused this agreement to be executed in their respective names by their duly
authorized officers under their corporate seals as of the day and year first above written.



|                        |  |  |  |                                                   
|----------------------- |  |  |  | --------------------------------------------------
|ATTEST:                 |  |  |  | THE BANK OF NEW YORK COMPANY, INC.                
|                        |  | 
|/s/    THOMAS E. ANGERS |  |  |  | /s/    DENO D. PAPAGEORGE                         
|                        |  |  |  |                                                   
|                        |  |  |  | Deno D. Papageorge Senior Executive Vice President



|                        |  |                                |  |                               
|----------------------- |  | ------------------------------ |  | ------------------------------
|ATTEST:                 |  | THE CHASE MANHATTAN BANK, N.A.
|                        |  |                               
|/s/    WILLIAM SCHRODER |  | By:                            |  | /s/    MARTHA C. DOLAN        
|                        |  |                                |  |                               
|                        |  |                                |  | Martha C. Dolan Vice President



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Exhibit 10(e)



EXHIBIT I



|1. | The Bank of New York Company, Inc. Excess Benefit Plan
|-- | ------------------------------------------------------



|2. | The Bank of New York Company, Inc. Supplemental Executive Retirement Plan
|-- | -------------------------------------------------------------------------



|3. | Agreements between The Bank of New York Company, Inc. and the following persons:
|-- | --------------------------------------------------------------------------------



|                    |  |                  
|------------------- |  | -----------------
|Individual          |  | Date of Agreement
|Samuel F. Chevalier |  | October 11, 1994 
|Richard D. Field    |  | October 11, 1994 
|Alan R. Griffith    |  | October 11, 1994 
|Joseph A. Grimaldi  |  | April 11, 1995   
|Gerald L. Hassell   |  | April 11, 1995   
|Newton P.S. Merrill |  | October 11, 1994 
|Robert J. Mueller   |  | October 11, 1994 
|Richard A. Pace     |  | October 11, 1994 
|Thomas A. Renyi     |  | October 11, 1994 



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