**Exhibit      31.2**

| 1) | I                  have reviewed this quarterly report on Form 10-QSB of ES Bancshares,                  Inc.; |
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| 2) | Based                  on my knowledge, this report does not contain any untrue statements                  of a                  material fact or omit to state a material fact necessary to make                  the                  statements made, in light of the circumstances under which such                  statements                  were made, not misleading with respect to the period covered by                  this                  quarterly report; |
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| 3) | Based                  on my knowledge, the financial statements and other financial information                  included in this report, fairly present in all material respects                  the                  financial condition, results of operations and cash flows of the                  registrant as of, and for, the periods presented in this                  report; |
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| 4) | The                  registrant’s other certifying officers and I are responsible for                  establishing and maintaining disclosure controls and procedures                  [as                  defined in Exchange Act Rules 13a-15(e) and 15d-15(e)] for the                  registrant                  and we have: |
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|  | a) | Designed                      such disclosure controls and procedures, or caused such disclosure                      controls and procedures to be designed under our supervision,                      to ensure                      that material information relating to the registrant, including                      its                      consolidated subsidiaries, is made known to us by others within                      those                      entities, particularly during the period in which this report                      is being                      prepared; |
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|  | b) | Evaluated                      the effectiveness of the small business issuer’s disclosure controls and                      procedures and presented in this report our conclusions about                      the                      effectiveness of the disclosure controls and procedures as                      of the end of                      the period covered by this report based on such evaluation;                      and |
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|  | c) | Disclosed                      in this report any change in the registrant’s internal control over                      financial reporting that occurred during the registrant’s most recent                      fiscal quarter (the registrant’s fourth fiscal quarter in the case of an                      annual report) that has materially affected, or is reasonable                      likely to                      materially affect, the registrant’s internal control over financial                      reporting; and |
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| 5) | The                      small business issuer’s other certifying officers and I have disclosed,                      based on our most recent evaluation of internal control over                      financial                      reporting, to the registrant’s auditors and the audit committee of the                      registrant’s board of directors (or persons performing the equivalent                      function): |
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|  | a) | All                      significant deficiencies and material weaknesses in the design                      or                      operation of internal control over financial reporting which                      are                      reasonably likely to adversely affect the small business issuer’s ability                      to record, process, summarize and report financial information;                      and |
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|  | b) | Any                      fraud, whether material or not material, that involves management                      or other                      employees who have a significant role in the registrant’s internal                      controls over financial                      reporting. |
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| /s/                Arthur W. Budich                 Arthur                W. BudichChief                Financial Officer  | Date:              November 14, 2006  |
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