U.S. Railroad Retirement Board

RAILROAD AILROAD UNEMPLOYMENT NEMPLOYMENT and SICKNESS ICKNESS BENEFITS ENEF ITS

2023
The Railroad Retirement Board’s mission is to administer 

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programs for railroad workers and their families under the Railroad 

Retirement Act and the Railroad Unemployment Insurance Act. 

These programs provide income protection during retirement and 

in the event of disability, death or temporary unemployment and 

sickness. The Railroad Retirement Board also administers aspects 

of the Medicare program and has administrative responsibilities 

under the Social Security Act and the Internal Revenue Code. 

In carrying out its mission, the Railroad Retirement Board 

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timely manner, and will take appropriate action to safeguard our 

customers’ trust funds. The Railroad Retirement Board will treat 

every person who comes into contact with the agency with courtesy 

and concern, and respond to all inquiries promptly, accurately and 

clearly. 

U.S. Railroad Retirement Board

MISSION STATEMENT
This pamphlet is issued for general information, and does not 

cover certain limitations, exceptions, and special cases.

CONTENTS Page

Introduction ..................................................................... 2

Base Year-Benefit Year ................................................ 2

Biweekly Benefits ........................................................... 2

Duration of Benefits ..................................................... 3

General Requirements ................................................. 4

How to Get Unemployment Benefits .................... 6

How to Get Sickness Benefits ................................... 8

Payments ........................................................................... 9

Free Placement Service ............................................... 10

Disqualifications ............................................................. 10

Receipt of Other Benefits ........................................... 11

Damages ........................................................................... 12

Protective Allowances .................................................. 12

Appeals .............................................................................. 12

Income Taxes ................................................................... 13

Self-Service Options & More Information ........... 14

RRB FIELD OFFICES ....................................................... 15
2

INTRODUCTION

The Railroad Unemployment Insurance Act provides qualified 

railroad employees with benefits to restore part of their lost wages 

arising from periods of unemployment or sickness (including, for 

female employees, health conditions related to pregnancy, miscarriage, or childbirth).

Benefit payments are based on biweekly claims filed with the 

Railroad Retirement Board (RRB), the Federal agency responsible for administering the Railroad Unemployment Insurance Act.

The funds to pay unemployment and sickness benefits are provided by payroll taxes on railroad employers only. Employees do 

not pay unemployment insurance taxes.

This booklet explains requirements for railroad unemployment 

and sickness benefits, amounts payable, and how to claim them.

BASE YEAR-BENEFIT YEAR

A new benefit year for unemployment and sickness benefits 

begins every July 1. To qualify during the benefit year beginning 

July 1, 2023, you must have base year earnings of at least $4,387.50 

in calendar year 2022, counting no more than $1,755 per month. 

In the benefit year beginning July 1, 2024, these amounts will 

increase to $4,737.50 and $1,895, and will then refer to annual 

and monthly earnings in calendar year 2023. If the base year was 

your first year of railroad service, you must also have worked in 5 

months of that year.

If you do not meet these requirements but have at least 10 years 

of service, you might still be able to qualify under the conditions 

described on page 4 for extended and accelerated benefits.

BIWEEKLY BENEFITS

In the benefit year beginning July 2023, the maximum daily 

benefit rate payable is $87 and, for biweekly claims, maximum 

benefits can total $870. The daily benefit rate will rise to $94 in 

July 2024, and may increase in future benefit years depending on 

the growth in average national wages.
3

Note: Sickness benefits payable for the first 6 months after the 

month the employee last worked are subject to tier I railroad 

retirement payroll taxes, unless benefits are being paid for an 

on-the-job injury.

ŹREGISTRATION AND WAITING PERIOD: Benefits are normally paid for the number of days of unemployment or sickness 

over 4 in 14-day registration periods. Initial sickness claims must 

also begin with 4 consecutive days of sickness. However, during 

the first 14-day claim period in a benefit year, benefits are only 

payable for each day of unemployment or sickness in excess of 7 

which, in effect, provides a 1-week waiting period. Separate waiting periods are required for unemployment and sickness benefits. 

However, only one 7-day waiting period is required during any 

period of continuing unemployment or sickness, even if that period continues into a subsequent benefit year.

ŹSTRIKE BENEFITS: If you are unemployed because of a strike 

conducted in accordance with the Railway Labor Act, benefits are 

not payable for days of unemployment during the first 14 days of 

the strike, but benefits are payable during subsequent 14-day periods. If a strike is in violation of the Railway Labor Act, unemployment benefits are not payable to employees participating in the 

strike. However, employees not among those participating in such 

an illegal strike, but who are unemployed on account of the strike, 

may receive benefits after the first 2 weeks of the strike.

While a benefit year waiting period cannot count toward a 

strike waiting period, the 14-day strike waiting period may count 

as the benefit year waiting period if you subsequently become unemployed for reasons other than a strike later in the benefit year.

DURATION OF BENEFITS

ŹNORMAL BENEFITS: Normal benefits are paid for up to 130 

days (26 weeks) in a benefit year. Benefit rights are exhausted 

when a benefit year ends (normally June 30) or earlier if benefit 

payments equal base year creditable earnings. Maximum normal 

benefits payable in the benefit year beginning July 2023 cannot 
4

exceed your railroad earnings in base year 2022, counting monthly 

earnings of up to $2,267. In the benefit year beginning July 2024, 

monthly earnings up to $2,448 in base year 2023 will be counted.

To qualify for normal unemployment benefits, you must not 

have voluntarily quit work without good cause and not have voluntarily retired.

ŹEXTENDED BENEFITS: If you have 10 or more years of service (120 or more cumulative service months) and exhaust your 

normal unemployment or sickness benefits, you may be eligible 

to receive extended benefits for up to 65 days (during 7 consecutive 14-day registration periods). Also, if you are not qualified for 

normal benefits in the current benefit year, but received normal 

benefits in the previous year, you may still be eligible for extended 

benefits.

In order to qualify for extended unemployment benefits, you 

must not have voluntarily quit work without good cause and not 

have voluntarily retired. To qualify for extended sickness benefits, 

you must not have voluntarily retired and must be under age 65.

ŹACCELERATED BENEFITS: If you have 10 or more years of 

service (120 or more cumulative service months) and your earnings do not qualify you for unemployment or sickness benefits in 

the current benefit year, but will qualify you in the next benefit 

year, you may be able to receive normal unemployment or sickness benefits before the regular beginning date of the next benefit year. To be eligible for accelerated benefits, you must have 

14 or more consecutive days of either unemployment or sickness 

and not have voluntarily retired, or quit work without good cause 

if claiming unemployment benefits, and be under age 65 when 

claiming sickness benefits.

GENERAL REQUIREMENTS

To be eligible for unemployment benefits, you must be ready, 

willing, and able to work and be available for work. A day of unemployment is a day on which you meet these conditions, and for 
5

which you do not receive any pay, are not disqualified, and have 

properly registered for unemployment benefits. If you are in train 

and engine service, any calendar day on which you do not work 

solely because of a mileage limitation or work-restriction agreement or solely because you are between regularly assigned trips or 

tours of duty, or because you missed a turn in pool service, is not

considered a day of unemployment.

If you are an extra-board employee, you can receive unemployment benefits between jobs if the miles and/or hours you actually 

worked were less than the equivalent of normal full-time work in 

your class of service during the 14-day claim period. Entitlement to 

benefits would also depend on your earnings.

To be eligible for sickness benefits, you must be unable to work 

because of illness or injury. A day of sickness is a day on which 

you meet this condition, and for which you do not receive any pay 

and have filed an application for sickness benefits including a statement of sickness signed by your doctor or other authorized individual. This statement provides evidence of your medical condition 

and its expected duration.

You may not receive benefits for any day for which you receive 

pay. This includes railroad and nonrailroad wages, salary, pay for 

time lost, pay while sick, dismissal allowances, most wage guaranty payments, vacation pay, holiday pay, military reservist pay, 

earnings from self-employment, or remuneration other than subsidiary remuneration.

However, payments received under a nongovernmental supplemental unemployment or sickness insurance plan approved by the 

RRB, your own health/accident insurance policy, or a group insurance policy will not affect entitlement to unemployment or sickness benefits and should not be reported on your claims.

An earnings test is applied to unemployment claims. If your 

earnings for days worked, and/or days of vacation or paid leave, 

in a 14-day registration period are more than a certain indexed 

amount, no benefits are payable for any days of unemployment in 
6

that period. Earnings include pay from self-employment and railroad, nonrailroad, and part-time work. Earnings also include pay 

that you would have earned except for your failure to mark up or 

report for duty on time, or because you missed a turn in pool service or were otherwise not ready or willing to work.

For the benefit year beginning July 2023, the earnings test is 

$1,755; and for the benefit year that begins July 2024, the test will

rise to $1,895. These amounts correspond to the base year monthly 

compensation amounts used in determining eligibility for benefits 

in each year. But, even if an earnings test applies on the first claim 

in a benefit year, this will not prevent the first claim from satisfying the waiting period in that benefit year.

On the other hand, earnings of $15 or less per day from work 

which is substantially less than full-time and not inconsistent with 

the holding of normal full-time employment may be considered 

subsidiary remuneration and may not prevent payment of any days 

in a claim. However, be sure to report all full and part-time work 

on your claims, regardless of the amount of your earnings, so the 

RRB can determine if it affects your benefits.

HOW TO GET

UNEMPLOYMENT BENEFITS

Apply for and claim unemployment benefits online or by mail. 

ŹAPPLY ONLINE: If you already set up an account for using 

myRRB, log in to conveniently apply for unemployment benefits 

online. To create your account, visit RRB.gov/myRRB and click 

on the button labeled Sign in with login.gov. The RRB encourages employees to establish their myRRB accounts while still 

working to expedite the filing process for future unemployment 

benefits, and for access to other online services.
7

ŹAPPLY BY MAIL: You can obtain an Application for Unemployment Benefits (Form UI-1) from your employer, labor organization, RRB.gov, or any RRB field office. Once complete, the 

application should be mailed to your local field office as soon as 

possible. 

You must file an application within 30 days from the date you 

become unemployed or the first day for which you wish to claim 

benefits. You risk losing benefits if you do not file your application and/or claims timely.

Whether you file online or by mail, the local field office will review your application and notify your current employer, and baseyear railroad employer if different. Your employer has the right to 

provide information about your benefit application.

ŹBIWEEKLY CLAIMS: After your application is processed, 

the RRB will provide you with biweekly claims as long as you remain unemployed and eligible for benefits. These biweekly claims 

are available online and/or mailed to you, and should be filed only 

on or after the last day of the claim. Your completed claim must be 

received by the RRB within 15 days of the end of the claim period, 

or within 15 days of the date the claim was made available online 

or mailed to you, whichever is later. Do not file both an online and 

a paper claim for the same claim period. Once you submit a claim 

for unemployment benefits online, all subsequent claims will be 

made available online only, and will no longer be mailed.

Before making an initial determination, the RRB must notify 

your base-year employer (and current year employer if different)

each time you file a claim for unemployment benefits and give 

that employer an opportunity to submit information relevant to 

the claim. The RRB will also notify your base-year employer each 

time benefits are paid to you.

You only need to file one application during a benefit year even 

if you become unemployed more than once. However, in that case, 

you must request a new claim form from the RRB within 30 days 

of the first day for which you want to claim benefits. These claims 

may then be filed online or by mail.
8

HOW TO GET

SICKNESS BENEFITS

File an application for sickness benefits by mail or fax,

and claim sickness benefits online or by mail. 

Ź APPLICATION PROCESS: You can obtain an Application

for Sickness Benefits (SI-1a) from your employer, labor organization, RRB.gov, or any RRB office. An application and statement 

of sickness signed by a doctor are required at the beginning of 

each period of continuing sickness for which benefits are claimed.

The RRB suggests keeping an application for sickness benefits 

on hand, and making sure your family has access to it and knows 

how to use it. If you become unable to work because of an illness 

or injury, complete the application and have your doctor complete 

the attached Statement of Sickness (SI-1b). If you are too sick to 

complete the application yourself, someone else may do it for you. 

In such cases, the individual signing for you should also complete 

a Statement of Authority to Act for Employee (Form SI-10) which 

accompanies the statement of sickness.

Submit your completed forms to the RRB by mail or fax (713-

405-2078) within 10 days from when you become sick or injured.

Upon receipt, the RRB will process your application and determine if you are eligible for sickness benefits.

ŹBIWEEKLY CLAIMS: After processing your application, the 

RRB will provide you with biweekly claims which will be made 

available online and/or mailed to you, as long as you remain unable to work due to illness or injury and are eligible for benefits.

If you have an account for using myRRB, log in to conveniently file your sickness claims online. To create your account, 

visit RRB.gov/myRRB and click on the button labeled Sign in 

with login.gov. The RRB encourages employees to establish their 

myRRB accounts while still working to expedite the filing process for future sickness benefits, and for access to other online 

services.
9

The RRB must receive your claims within 30 days of the last 

day of the claim period, or within 30 days from when your claim 

was made available online or mailed to you, whichever is later. 

Once you submit a claim for sickness benefits online, all subsequent claims will be made available online only, and will no longer be mailed. You risk losing benefits if your application and/or 

claims are not filed on time. If you know in advance that you may 

be filing an unemployment or sickness application or claim late, 

you should include a signed statement explaining why you are unable to meet the required time frame.

As with claims for unemployment benefits, the RRB must notify your base-year employer each time you file a claim for sickness benefits. That employer has the right to submit information 

relevant to your claim before the RRB makes its initial determination. The RRB will also notify your current employer (if different 

from your base-year employer). In addition, the RRB notifies your 

base-year employer each time sickness benefits are paid to you.

PAYMENTS

Under the RRB’s Customer Service Plan, if you file an application or claim for unemployment or sickness benefits, the RRB will 

determine if you are eligible for benefits within 10 days of receiving the application or claim. If eligible, your benefits will be paid 

generally within one week of that decision.

Handling may take longer than expected if the RRB has to get 

information from other people or organizations, or if a claim for 

benefits is especially complex. If you do not receive a decision notice or payment within the specified time period, you can call the 

RRB toll-free at 1-877-772-5772 to check the status of your claim.

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10

FREE PLACEMENT SERVICE

Under the Railroad Unemployment Insurance Act, the RRB is 

authorized to operate a free placement service. The primary purpose of this service is to secure new employment for experienced 

railroad workers who lose their jobs. When you file an application 

for unemployment benefits, you also apply for the RRB’s employment placement service. 

A representative from the RRB will try to help you secure employment if you do not have good prospects of returning to your 

former job. The representative may interview you, and then refer 

you to a suitable railroad job; otherwise, they will attempt to place 

you in a nonrailroad job for which you appear qualified. As part 

of its placement service, the RRB maintains a list of job openings 

reported by railroads. The Railroad Jobs List is available online 

at RRB.gov and at all field offices. The booklet Guide to Finding 

the Right Job (Form UB-12) is also available online and at any 

field office.

DISQUALIFICATIONS

If your employer pays you a separation allowance, you cannot 

receive unemployment or sickness benefits for the period of time it 

would have taken to earn the amount of the allowance.

If you leave either your railroad or nonrailroad job voluntarily 

without good cause, you will be disqualified from railroad unemployment benefits until you return to railroad work and earn wages 

sufficient to qualify for benefits again.

If you leave work voluntarily with good cause, you will be disqualified from unemployment benefits for periods in which you 

could receive unemployment benefits under another law. If you 

are not qualified for other unemployment benefits, you may receive railroad unemployment benefits.

If you refuse to accept suitable work, or do not follow instructions to apply for work or report for an interview at a State unemployment office or an RRB office, you may be disqualified from 

unemployment benefits for 30 days.
11

You will be disqualified from unemployment benefits for any 

day on which you take part in a strike which begins in violation 

of the Railway Labor Act or the established rules and practices of 

your labor organization.

You may be disqualified from sickness benefits if you fail to 

take a medical examination when required by the RRB.

You will be disqualified from both unemployment and sickness 

benefits for 75 days if you make a false or fraudulent statement or 

claim to obtain benefits. You may also be subject to a fine or imprisonment. The RRB conducts checks with Federal agencies, all 

50 States (as well as the District of Columbia and Puerto Rico), 

and railroads to detect fraudulent benefit claims. The RRB also 

checks with physicians to verify the accuracy of medical statements supporting sickness benefit claims.

RECEIPT OF OTHER BENEFITS

If you receive a regular retirement or survivor benefit under 

the Railroad Retirement Act, the Social Security Act, or any other 

social insurance law for any days for which you are also entitled 

to benefits under the Railroad Unemployment Insurance Act, your 

unemployment or sickness benefits are payable only to the extent 

they exceed the other payments for those days. Examples of other 

such social insurance payments are military pensions, firefighter 

and police pensions, or certain workers’ compensation payments. 

You should report all such payments to the RRB promptly to avoid 

having to refund benefits later.

There is no reduction in your unemployment or sickness benefits if benefits are paid to you by an RRB-approved nongovernmental supplemental unemployment or sickness insurance plan, 

your own health/accident insurance policy, or a group insurance 

policy. However, unemployment and sickness benefits provided 

under the Railroad Unemployment Insurance Act are not payable 

to you if you also receive Federal/State unemployment or sickness 

benefits under other laws, including Canadian law, for the same 

period of time.
12

DAMAGES

If you receive sickness benefits and are paid damages based on 

the same illness or injury, the RRB is entitled to reimbursement of 

either the amount of the benefits paid for the injury or illness, or 

the net amount of the settlement (after gross medical, hospital, and 

legal expenses are deducted), whichever is less.

PROTECTIVE ALLOWANCES

Unemployment benefits can sometimes be paid even if you 

are covered by a job protection plan that guarantees you a certain 

amount of work or wages each month. However, if you receive a 

protective allowance from your employer and are paid benefits for 

the same period, you will have to refund some or all of the unemployment benefits. You should report such protective allowances 

promptly to the RRB.

APPEALS

ŹEMPLOYERS: Employers may protest the payment of your 

benefits, but these kind of protests do not prevent the timely payment of benefits. However, you may be required to repay benefits 

if your employer’s protest is ultimately successful. The employer 

also has the right to appeal an unfavorable decision to the RRB’s 

Bureau of Hearings and Appeals.

ŹEMPLOYEES: If you disagree with a decision made on your 

claim, you have 60 days from the date of the initial notice of the 

decision in which to file a written statement requesting reconsideration from the RRB office that made the decision. This step is 

mandatory before a decision may be appealed to the Bureau of 

Hearings and Appeals. Failure to request reconsideration within 

60 days will result in forfeiture of further appeal rights.

If your case involves a benefit overpayment of more than 10 

times the maximum daily benefit rate, you may request a waiver of 

repayment. In certain cases, a waiver request filed within 60 days 

will defer recovery of the overpayment from subsequent benefit 

payments. If you request a waiver, you may be asked to complete 

a financial statement on a form provided by the RRB.
13

If you are dissatisfied with the reconsideration or waiver decision, you may, within 60 days, appeal to the Bureau of Hearings 

and Appeals. To file this appeal, you must use RRB Form HA-1 

which is available at RRB.gov or any RRB field office.

If not satisfied with the Bureau of Hearings and Appeals’ decision, you may further appeal, within 60 days, to the three-member 

Board which heads the agency.

If you are dissatisfied with the three-member Board’s decision, you may file a petition for a review of your claim by a U.S. 

Court of Appeals. A petition for review must be filed within 90 

days of the notice of the Board’s decision.

INCOME TAXES

Unemployment benefits paid by the RRB are subject to Federal income tax, just like unemployment benefits paid under State 

government programs.

Sickness benefits paid by the RRB, except for sickness benefits resulting from on-the-job injuries, are subject to Federal income tax under the same limitations and conditions that apply to 

the taxation of sick pay received by workers in other industries.

The Railroad Unemployment Insurance Act specifically provides that railroad unemployment and sickness benefits are not 

subject to State income taxes. In January of each year, the RRB 

sends railroad employees Form 1099-G showing the total amount 

of unemployment benefits paid during the previous year and/or a 

Form W-2 showing the net amount of sickness benefits paid.
14

SELF-SERVICE OPTIONS & MORE INFORMATION

For your convenience, you can check the status of your 

unemployment and sickness claims or payments by calling the RRB’s automated HelpLine at 1-877-772-5772. 

The service is available 24 hours a day, 7 days a week. Press 1 to 

access the self-serve menu, and press 1 again for options regarding 

unemployment and sickness benefits. To confirm your identity, 

you will be prompted to enter the Personal Identification Number 

(PIN) printed on the back of the claim form mailed to you.

You can also use the automated menu to request a statement 

of your creditable railroad service and compensation, locate the 

nearest RRB office, and listen to general benefit information and 

special announcements. In addition, you may opt to be transferred 

to an office to speak with a representative or request a callback 

using virtual hold. (Note that virtual hold may not be available 

during periods when call volume exceeds maximum capacity.)

Visit RRB.gov/myRRB for online self-serve options. If 

you already set up an account for using myRRB, you can 

log in to file unemployment applications and claims, file 

claims for sickness benefits, and view your individual railroad unemployment insurance account statement. This statement displays 

the type and amount of your last five benefit payments, the claim 

period for which the payments were made, and the dates that the 

payments were approved. You can also confirm the RRB’s receipt 

of your latest unemployment/sickness application or claim, along 

with the receipt of any supplemental statement from your doctor. 

In addition, you can view your mailing address currently on record 

at the RRB and, if applicable, your Direct Deposit information.

All RRB publications covering benefits and other related 

topics are available at RRB.gov under the Benefits tab 

of the main menu. In addition, frequently asked questions are answered online at RRB.gov/FAQ. 

The RRB also maintains a TTY number (312-751-4701) 

to accommodate those with hearing/speech impairments.
15

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ALABAMA

Birmingham

ARIZONA

Mesa

ARKANSAS

Little Rock

CALIFORNIA

Covina

Oakland

Roseville

COLORADO

Denver

FLORIDA

Jacksonville

Tampa

GEORGIA

Atlanta

ILLINOIS

Chicago

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INDIANA

Indianapolis

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Omaha

NEW JERSEY

Newark

NEW MEXICO

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WEST VIRGINIA

Huntington

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Milwaukee

RRB FIELD OFFICES
Under Section 504 of the Rehabilitation Act of 1973 and RRB 

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the basis of disability. The RRB’s programs and activities must 

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Board, 844 North Rush Street, Chicago, Illinois 60611-1275. 

Questions about individual rights under this regulation may be 

directed to the RRB’s Director of Equal Opportunity at the above 

address. 

NONDISCRIMINATION ON THE

BASIS OF DISABILITY

COMMENTS?

If you have any comments or suggestions regarding 

the presentation of information in this publication, 

please let us know.

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U.S. Railroad Retirement Board

844 North Rush Street, Chicago, IL 60611-1275

email: opa@rrb.gov | fax: 312-751-7154

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Hotline as a public service. The Hotline provides individu als with 

a means to report or discuss any suspected misconduct relating 

to the RRB, its programs, or employees. 

If you believe a doctor, hospital, or other health care provider 

is billing Medicare for services not provided or for unnecessary 

medical procedures or supplies; someone is illegally receiving 

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 Toll-Free Hotline: 1-800-772-4258

Mailing address: RRB-OIG Hotline Officer 

 844 North Rush Street, 4th Floor 

 Chicago, Illinois 60611-1275 

fax: (312) 751-4342 

email: hotline@oig.rrb.gov 

Please review the RRB’s email notice and Internet 

privacy policy at RRB.gov before submitting any 

information online. 

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FRAUD, WASTE, AND ABUSE HOTLINE

1-800-772-4258
RRB.gov

Chicago, Illinois 60611-1275 844 North Rush Street U.S. RAILROAD RETIREMENT BOARD 

 ADDRESS SERVICE REQUESTED

July 2023UB-9 PENALTY FOR PRIVATE USE, $300 OFFICIAL BUSINESS  THIRD CLASS