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2.3.1 Scope Of Chapter

This chapter contains instructions which are unique to the adjudication of a Widow(er)'s 

Current Insurance Annuity (WCIA). It does not contain basic instructions which are 

common to ALL types of widow(er)'s insurance annuities, such as the definition of legal 

widow(er), defacto widow(er), etc., or procedure for determining a vested dual benefit 

entitlement. These common instructions are found in RCM 2.1. Various sections of this 

chapter are cross-referenced to the more detailed instructions in other RCM chapters.

2.3.2 General

A WCIA is payable to the widow(er) of an insured employee only if the widow(er) has in 

care, a minor or disabled child of the employee who is entitled to a CIA. A child age 18-

19 who is a FTS (and is not disabled) does not qualify a widow(er) for a WCIA. Detailed 

instructions for determining a child's entitlement to a CIA are contained in RCM 2.4.

Generally, the widow(er) remains entitled to the WCIA as long as (s)he has the 

qualifying child in care, unless (s)he remarries. If the widow(er) remarries, refer to RCM 

2.3.210.

2.3.10 Widow(er)’s Current Insurance Annuity

The annuity consists of a tier 1, tier 2, and, if applicable, a vested dual benefit for the 

widow(er). Refer to RCM 8.9 for detailed computation information.

A. Normal Annuity

1. Tier I Amount - A survivor of an insured employee will receive an amount 

equal to the amount that would be payable under the Social Security Act 

based on the employee's combined compensation and wages after 1936.

With respect to a WCIA, a qualified widow(er) is entitled to receive a 75% 

share of the deceased employee's PIA or maximum. This amount will be 

reduced by:

The amount of any SS benefit that the widow(er) is entitled to; and

The tier 1 amount of any railroad retirement annuity the widow(er) is 

entitled to; or

The total amount of any railroad retirement annuity if neither the widow(er) 

or the employee had any railroad service prior to 1975; and

Two-thirds of the amount of any public pension, if first eligible for a public 

pension 7-1-83 or later. If first eligible for a public pension before 7-1-83, 

the young mother/father may be exempt from public pension offset; if not, 
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Tier I is reduced by the full amount of the public pension. (See RCM 

2.1.300-2.1.314 for further information on public service pensions.)

Payment of Tier I to Young Mothers/Fathers

In 1937 Act cases, tier I is payable until the last child attains age 18.

In 1974 Act and 1981 Amendment cases, tier I is payable as follows:

Prior to 10-1-81, the tier I was payable until the last child attained age 18.

From 10-1-81 through 7-31-92, the tier I was only payable until the last 

child attained age 16, unless the grace period was applicable. For young 

mothers with annuity beginning dates prior to September 1, 1981, there 

was a grace period which extended the payment to a young mother/father 

based on a child age 16 or 17 through August 31, 1983.

Beginning August 1, 1992, the tier I is again payable until the last child 

attains age 18. (See RCM 2.3, Appendix D, for further information on 

payment of "Nancy Johnson" cases.

Payment of tier I may be affected by certain SSA nonpayment provisions. 

Refer to SAPT any cases in which alien nonpayment provisions, 

conviction of a felony, conviction for subversive activities, deportation, 

including deportation of the deceased employee due to associations with 

the NAZI government of Germany during World War II, or other 

nonpayment provisions of the SS Act are involved. Also refer to SAPT 

any cases in which a disabled child refuses to accept vocational 

rehabilitation services.

2. 1981 Amendment Tier II Amount - The 1981 Amendment Tier 2 applies in 

the following situations:

the widow(er)'s annuity is vouchered 10-1-86 or later 

the case is an 'D' case, and the widow(er)'s annuity was vouchered 10-1-

81 or later

the case is an 'A' case and the employee's annuity is first vouchered 10-1-

81 or later

The gross tier 2 is 50% of the deceased employee's tier 2. A smaller 

percentage is payable if the maximum applies. The tier 2 is payable until 

the last child attains age 18. 

3. 30% Tier II Amount Prior to Last Child's Age 16 Attainment - The 30% tier 

2 is payable thru age 16 in the following situations:
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• the case is an 'D' case and the widower's annuity was vouchered 9-30-

81 or earlier

• the case is an 'A' case and the employee's annuity was first vouchered 

9-30-81 or earlier and the widow(er)'s annuity was vouchered 9-30-86 

or earlier

• In such cases, the tier 2 component is equal to 30% of the widow(er)'s 

gross tier I after reduction for age.

4. 30% Tier II Amount Effective With Last Child's Age 16 Attainment - In 

most cases, a 30% tier II is payable until the last child attains age 18. 

These cases are known as the Costello court cases, because a Board 

ruling to pay a 30% tier II to eligible widow(er)s was a result of this court 

case. The widow(er)'s Tier II is computed based on a hypothetical Tier I 

(Tier I including the widow(er) and any other entitled beneficiary(ies). The 

hypothetical Tier 1 is also used to compute any other beneficiary's Tier II.)

If any of these conditions are met, a 30% tier II is payable thru the last 

child's age 18 attainment:

The child attained age 16 after 5-14-86.

The child attained age 16 before 5-14-86 but the widow(er) was not 

terminated at the time of age 16 attainment, and was still in pay status on 

5-14-86.

The child attained age 16 before 5-14-86, the widow(er) was not 

terminated at the time of age 16 attainment, but was eventually terminated 

at some point before 5-14-86. However, no overpayment letter was 

released before 3-14-86 explaining the overpayment and giving the appeal 

rights. In other words, if an overpayment letter was released 3-14-86 or 

later, the 30% tier II is payable thru age 18 attainment. The date 3-14-86 

is used, because that is 60 days before 5-14-86, the date the Costello 

Decision was made. At that point it was decided that if the widow(er) still 

had a right to administrative and/or court review of an action denying 

benefits as of 5-14-86, the tier II should be paid until the widow(er) no 

longer had a child under age 18 in her/his care. As long as the 

overpayment letter was released on or after 3-14-86, she had rights to 

administrative and/or court review.

The child attained age 16 before 5-14-86, the widow(er) was not 

terminated at the time of age 16 attainment, but was eventually terminated 

at some point before 5-14-86. An overpayment letter was released 

(before or after 3-14-86), and the widow(er) questioned either the 

overpayment or the reason for termination.
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The child attained age 16 before 5-14-86, the widow(er) was terminated 

timely, but she appealed the termination.

The widow(er) had filed an application for annuity based on the care and 

custody of a child between the ages of 16 and 18 prior to 5-14-86, and a 

denial had not been processed as of 5-14-86.

5. 30% Tier II Not Payable Effective With Last Child's Age 16 Attainment -

The following conditions will not allow the 30% tier II to be payable once 

the last child attains age 16:

The child attained age 16 before 5-14-86, was terminated timely, and the 

widow(er) did not appeal the termination.

The child attained age 16 before 5-14-86, was not terminated timely, but 

was terminated eventually and the overpayment letter was released 

before 3-14-86. She did not question the overpayment in the time allowed 

for appeals. Whether the overpayment was recovered or not is not 

relevant.

It should be noted that if either of these two conditions above apply, the 

widow(er) is eligible to receive a 1981 Amendment tier II as long as she 

refiled. The OBD cannot be before 10-1-86.

6. 1937 Act Tier II - If the widow(er)'s WCIA was awarded under the 1937 RR 

Act, the 30% tier II remains payable through the last child's age 18 

attainment.

7. Spouse Minimum Additional Amount - In certain cases, a spouse minimum 

additional amount may be payable in tier II. In general, a widow(er) is 

entitled to a spouse guaranty rate if (s)he was entitled to a spouse annuity 

rate in the month before the employee's death. See the detailed 

instructions contained in RCM 8.9 (G-364.1 instructions) to determine 

whether the spouse minimum amount should be disregarded or used; and, 

if used, whether any additional tier II spouse minimum amount is payable.

8. Vested Dual Benefit - The VDB amount is only payable to a widow who 

was vested as of December 31, 1974. A young mother is vested for a 

VDB computation if the following requirements are met:

The deceased employee had 10 years of RR service BEFORE 1-1-75; 

and

The widow has a permanently or transitionally insured status under the SS 

Act as of 12-31-74.

NOTE: A young father is not entitled to a VDB because he could not have 

received such a benefit at SSA on 12-31-74.
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Detailed instructions for determining vested dual benefit entitlement are 

found in RCM 2.1.

The terminating events for VDB entitlement described in RCM 2.1.67 also 

apply to WCIA cases. In addition, VDB entitlement ends when no child of 

the deceased employee is entitled to a CIA. If the WCIA is paid on the 

basis of the widow(er) having a disabled child in care and the child 

recovers from his disability, VDB entitlement ends with the second month 

following the month in which the child recovers from the disability.

B. Spouse Minimum Guaranty - The spouse minimum guaranty provides that a 

spouse, who was entitled to an annuity the month before the death of an employee 

and was insured for survivor benefits, will receive a widow(er)'s insurance annuity 

of not less than the amount (s)he received the month prior to the employee's 

death. If the spouse annuity included an OM increase, the OM increase is 

excluded from the spouse minimum guaranty. The spouse minimum guaranty is 

considered in the tier II component and the VDB component if applicable. For 

more detailed information refer to the G-364.1 instructions in RCM 8.9.

C. Widow(er) Initial Minimum Amount (WIMA) Guaranty.—The Railroad Retirement 

and Survivor Improvement Act of 2001 guarantees that a widow(er) type 

beneficiary’s annuity will be calculated using 100 percent of the tier 2 that would 

have been used to compute the annuity for the deceased employee on the survivor 

OBD. This guaranty is called the WIMA, and is effective February 1, 2002.

The WIMA is computed as a component of the 1981 Amendment tier 2; therefore, 

only widow(er)s and young mother/father paid under the 1981 Act are eligible for 

the guaranty.

2.3.15 Eligibility Requirements

In addition to being the legal, or de facto (deemed) widow(er) of the employee, the 

applicant must meet the following requirements:

A. Age - The widow or widower must be under age 65 when initially awarding a 

WCIA.

B. Marriage Requirement - The widow(er) must meet one of the marriage 

requirements explained in RCM 2.1.15B.

C. Child in Care - The widow(er) must have a child of the employee, who is entitled 

to a CIA (other than an FTS), in care, at the time (s)he files an application.

2.3.16 Eligibility When Employee Had Less Than 120 Months Of 

Service
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For a complete explanation of the 120 service month requirement and the exceptions to 

this requirement please see RCM 5.6.4.

2.3.17 Entitlement Requirements

To be entitled to a WCIA, the widow(er) must meet:

• Meet the requirements in the preceding sections; and

• Not have remarried (a remarried widow(er), however, can receive an annuity for 

months prior to the month (s)he remarries); and

• Not be age 65 and entitled to a WIA; and

• File an effective application.

2.3.18 Beginning Date

The beginning date and retroactivity of a mother’s /father’s insurance annuity (WIA) is 

explained in FOM-I-111.20, FOM-I-111.51 and FOM-I-112.9.3. 

2.3.19 Restrictions

A. Restricted Employment - A widow(er) may not receive a WCIA for any month 

during which (s)he works for an employer covered by the RR Act.

B. Earnings Restrictions - Regular survivor earnings restrictions apply until the 

month before attainment of age 72 if attainment of age 72 is before 1-1-83 or age 

70 if attainment of age 70 is 1-1-83 or later.

C. Child Not in Care - A widow(er) may not receive a WCIA for any month in which 

(s)he does not have a child entitled to a CIA in care.

2.3.20 Surviving Divorced Mother/Father Also Entitled To Other RR 

Act Annuity

A. Entitled to RR Act Retirement Annuity - A widow(er) may receive both a 

retirement annuity under the RR Act and a WCIA, but the WCIA must be reduced 

in tier I.

B. Entitled to RR Act Parent's Insurance Annuity - When the widow(er) of an insured 

employee is also entitled to a parent's insurance annuity based on the earnings 

record of another employee, (s)he will normally receive the higher of the two 

annuities. However, at the widow(er)'s election, s(he) may receive benefits on 

the record that results in a LOWER monthly annuity rate. For example, it may be 
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to a widow(er)'s advantage to elect to receive the lesser benefits for herself, so 

that other entitled beneficiaries can receive higher benefits for themselves.

The election to receive a smaller annuity is revocable and may be made on a 

month-by-month basis. A signed statement by the applicant is sufficient proof of 

election. This differs from an election to receive an RLS, which is an irrevocable 

election and must be made on Form G-126.

If it appears that it would be to a widow(er)'s advantage to receive the lesser 

annuity, release a memo to the F/O advising them of the facts of the case and 

requesting a contact with the annuitant. If the widow(er) wants the smaller 

annuity, secure a signed statement that establishes that the widow(er) is aware 

that (s)he is electing the smaller benefit.

An LSDP is not payable on the account that the annuity is not paid on because 

there is eligibility to a monthly benefit, whether or not it is paid.

If it does not appear to be to the widow(er)'s advantage to receive the smaller 

annuity, award the higher annuity, and terminate the lower annuity.

2.3.21 When Entitlement Ends

A WCIA ends with the month before the month in which any of the following events 

occur:

• The widow(er) dies; or

• The widow(er) attains age 65 and is entitled to a WIA; or 

• The widow elects to receive a parent's insurance annuity; or

• The widow(er) remarries; or

• The widow(er) no longer has in care a child of the deceased employee who is 

entitled to a CIA (other than FTS.) Generally, a child is "in care" through the last 

month the widow(er) and child stopped living together regularly, if they lived 

together for at least one full day of that month (see RCM 4.7.99 for a complete 

definition of "child in care").

NOTE: If the WCIA is paid on the basis of the widow(er) having a disabled child in care 

and the child recovers from disability, pay the WCIA for two months after the month in 

which the child recovers.

2.3.30 Evidence Requirements
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Evidence When Required

Application Always

Death of Employee Always

Age of Child Always

Relationship of Child Always

In Care Always. Ordinarily, the widow(er)'s statement on the 

application that the child lives with him/her will be 

sufficient. No additional proof of living with is 

required unless the file contains conflicting 

information.

Marriage Always. (Prior to 6-1-58 documentary evidence was 

not required for a spouse annuity; spouse's 

statement of marriage was accepted if verified by the 

employee on G-346.)

Amount of Other RRA 

Annuity

Always.

Amount of SSA Benefits Always.

Age of Widow(er) If widow(er) will attain age 60 before youngest child 

attains age 18. In such a case, WCIA may be 

awarded without POA but case should be controlled 

to secure it.

Age of Employee In “A” cases POA is required only if the employee's 

DOB has not been previously verified

Effective 03-01-2004 POA of deceased employee is 

required in all “D” cases when a survivor recurring 

application is filed.

Legal Adoption of Child When widow(er) seeks to qualify on that basis.

Disability of Child When widow(er) claims child 18 or over is disabled.

Termination of Prior 

Marriage

When there is reasonable doubt whether prior 

marriage of employee or widow(er) was ended.

M/S When the employee's M/S after 1936 would be 

creditable either under RR Act or under SS Act.
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Guardianship (AA-5) If guardian or other legal representative is selected 

as representative payee.

Amount of Wages and 

SEI

If employee worked in SS employment after 1936, or 

engaged in SEI after 1950.

Living With Generally required only in cases of entitlement prior 

to 11-1-66.

Public Pension 

Information

Always.

2.3.36 Use of Payments Made On Behalf Of Children

If the widow(er) does not agree to use payments made on behalf of the child(ren) for the 

benefit of such child(ren), do not pay the widow(er) the child(ren)'s share. In such a 

case, develop for a substitute payee to receive the child(ren)'s share.

2.3.37 Handling Cases Involving an Alleged Disabled Child

A. General - When a case involving an alleged disabled child is received, prepare a 

G-325. Request a wage breakdown and report of employers from SSA if the child 

has an SS A/N or has worked after 1936. Forward the case to the disability 

programs section for a disability determination. Make the "in care" determination 

before sending the folder to the disability programs section, if possible. See C 

below.

NOTE: It is not necessary to wait for the wage breakdown or outstanding 

medical evidence. Send the file to DPS as soon as the development action is 

initiated. If material is received while the case is in DPS, forward the material 

directly to DPS.

B. Child Age 18

1. Child Rated Disabled - Handle as follows:

a. Widow(er) Initially Filing - Make an "in care" determination in 

accordance with RCM 4.7. If the widow(er) does not have the child 

in care, deny the widow(er)'s application, but award a CIA to the 

child.

b. Widow(er) Currently on Rolls - If the child's disability was developed 

as the result of an RL-175 notice, handle as in ‘a’ above. If the 

child is still in care, prepare a manual award to process the case.

2. Child Rated Not Disabled - Handle as follows:
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a. Widow(er) Initially Filing - If the widow(er)'s eligibility depends solely 

upon having the alleged disabled child in care, deny the application.

b. Widow(er) Currently on Rolls - When the child's disability was 

developed as the result of an RL-175 notice and the widow(er)'s 

continuing eligibility depends on the child, prepare the denial letter 

by completing Form G-225. Take appropriate action to terminate 

payments effective with the month the child attains age 18.

If the alleged disabled child is also an FTS, develop to pay him as 

such when it is apparent that he will not qualify as a disabled child. 

In such a case, the widow(er) cannot qualify on the basis of having 

an FTS in care, but the child's annuity may be continued.

NOTE: If the widow(er) will no longer be entitled on the basis of a 

child in care, but alleges (s)he is disabled in response to the RL175, develop the widow(er)'s claim in accordance with RCM 2.2.

C. Child Age 16 or 17 Prior to August 1, 1992 - The field office will develop an AA19a and medical evidence only if it appears the child will qualify the mother or 

father for tier I benefits, since the child will not be paid as a disabled child until 

age 18. Therefore, if it is determined that the disabled child will not qualify the 

mother or father for tier I benefits because the child is not "in care" as defined in 

RCM 4.7, the child should not be rated for disability until age 18. If the "in care" 

requirements for a disabled child are not met, the widow(er) is still entitled to an 

annuity until the child attains age 18, marries, dies, or leaves her care.

If the widow(er) and child are not currently being paid, they may be paid an 

annuity before the case is sent for a disability rating.

1. Child Rated Disabled - Handle as follows:

a. Widow(er) Initially Filing - As long as the child is "in care," the 

widow(er) is entitled to a full annuity. The child is paid with the 

beneficiary symbol "C" until age 18. Send a G-59 to Research to 

inform them that the minor child is disabled. Include code 

paragraph 524.1 or 524.2 and 836.3 in the award letter.

b. Widow(er) Currently on Rolls - As long as the child is "in care," the 

widow(er) is entitled to a full annuity. The child is paid with the 

beneficiary symbol "C" until age 18. Send a G-59 to Research to 

inform them that the minor child has been rated disabled. If no 

award action is necessary, release code letter 560.3 to the 

widow(er). If the annuity must be adjusted or reinstated, include 

code paragraph 524.1 or 524.2 and code paragraph 836.3 in the 

award letter.
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2. Child Rated Not Disabled - Handle as follows:

a. Widow(er) Initially Filing - The widow(er) is technically entitled to an 

annuity until the child attains age 18, marries, dies, or leaves her 

(his) care, but no tier I is payable. Pay widow the 1981 tier II only 

until the child attains age 18.

b. Widow(er) Currently on Rolls - The widow(er) is technically entitled 

to an annuity until the child is 18, marries, dies or leaves her (his) 

care. However, tier I is no longer payable. Take appropriate action 

to adjust payments effective with the month the child attains age 

16.

D. Child Attains Age 16 on or After August 1, 1992

Beginning August 1, 1992, the Board approved a change in policy which ceased 

the termination of tier I benefits to the young mother/father whose last child 

attained age 16. Therefore, the disability determination for a child will now be 

developed at the time the child attains age 18.

2.3.40 Initial WCIA Awards

A widow(er) must be under age 65 when initially awarding a WCIA. Although a 

widow(er) of an insured employee may be eligible for a WIA at age 60, consider a 

widow(er) age 60 through 64 with a child in care as a young mother/father (75% 

beneficiary). Such a widow(er) will convert to a 100% beneficiary with age reduction, if 

appropriate, effective with the earlier of:

• The first day of the month in which (s)he no longer has a child in care; or

• The first day of the month in which (s)he attains age 65.

If the widow(er), age 60 or over, who is entitled to a WCIA, asks if (s)he could receive a 

higher rate, recompute the case at the WIA rate reduced for age and furnish the 

widow(er) full information. (S)he may elect to receive this rate if (s)he wishes.

WCIA cases can be awarded via SURCAL unless one of the circumstances listed in 

RCM 9.1 Appendix B, G-360 instructions exists. Handle manually any case which falls 

into one or more of the listed exceptions.

2.3.45 Spouse To WCIA

A. General - So that (s)he may continue to receive benefits without interruption, the 

widow(er) of an employee with at least 120 months of RR service and a C/C is 

deemed to have filed an application for WCIA. (S)he continues to receive the 

spouse annuity until the WCIA is awarded, unless evidence in file creates doubt 

as to the eligibility for a WCIA. However, such payments are restricted to a 
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"reasonable" period after the month in which the employee died. If first notice of 

death is received more than six months after the month of death, suspend the 

spouse annuity and request the F/O to determine why the widow(er) has not 

filed.

B. Application Filed Before the 6 Month Notice Received - If the widow(er) is not 

eligible for a WCIA terminate the spouse annuity and set up any overpayment in 

accordance with RCM 6.6.

When the widow(er) is eligible for a WCIA, prepare the case for payment. Do not 

terminate the spouse annuity if the WCIA will be awarded on a recurring basis.

However, if the initial award will be a one-payment-only due to death, child no 

longer in care, etc., terminate the spouse annuity.

C. Application Not Filed Before the 6 Month Notice Received - If the 6 month notice 

is received and an application has not been filed, request the F/O to determine 

why the widow(er) does not file (e.g., death or child not in care) and whether 

payments made to the widow(er) after the employee's death were proper.

If the widow(er) meets all requirements for entitlement to and receipt of WCIA, 

other than the filing of an application, the spouse payments made before filing an 

application are not erroneous. The rule applies regardless of the reason for 

failure to file (i.e., whether (s)he died or merely neglected to file) and, if (s)he 

died, regardless of the date (s)he died.

If the widow(er) died before filing an application, the widow(er)'s share of the 

WCIA or any difference between the widow(er)'s share and the spouse annuity in 

force at death is an annuity due but unpaid at death (see RCM 2.7).

2.3.46 DWIA To WCIA

If the widow(er) is currently receiving a DWIA and (s)he now has an eligible child in 

care, convert the DWIA to WCIA. As long as (s)he continues to have an entitled child in 

care, (s)he may receive a WCIA.

2.3.47 Converting WCIA To WIA

The widow(er) of an employee with 120 months RR service and a C/C is eligible for a 

WIA at age 60. No application is needed to convert an in-force WCIA to a WIA.

Ordinarily, a WCIA is not converted to a reduced WIA until the widow(er) is no longer 

entitled to a WCIA. However, if a widow(er), aged 60-64 entitled to a WCIA, asks to 

receive a higher rate, tell the widow(er) the amount of the reduced WIA and the 

consequences of electing to receive it. (S)he may elect to be paid the WIA rate after 

(s)he has been furnished this information. If (s)he does so, do not offer the widow(er) 

the option to cancel (Code Paragraph 509) in the award letter when initially awarding, or 
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recertifying to, the reduced WIA. Retroactivity of the WIA rate in such a case is 

restricted to the latest of the following:

• The 12th month before the month (s)he submits the election; or

• The month in which (s)he attained age 60; or

• The month of the widow(er)'s WCIA DOE.

Usually conversions from WCIA to WIA will occur as follows:

A. At or After Age 50, But Before Age 60 - If a widow(er)'s entitlement to a WCIA 

terminates in or after the month in which (s)he attains age 50 and before (s)he 

has attained age 60, (s)he may continue to be paid only if (s)he qualifies for a 

disabled widow(er)'s annuity (DWIA).

B. At or After Age 60, But Before Age 65 - If the last child in the widow(er)'s care 

attains age 18 or leaves the widow(er)'s care while the widow(er) is between the 

ages of 60 and 65 and in pay status, the widow(er)'s annuity must be converted 

to a reduced age WIA rate (provided that all eligibility requirements are met) 

based on the widow(er)'s age at the time of the conversion.

Upon receipt of such a case,

• review file to determine if proof of age for the widow(er) is in file, and

• recertify WCIA to (D)WIA or, if benefits were terminated, prepare a 

reinstatement-recert award for the (D)WIA.

NOTE: If proof of the widow(er)'s age is not is file, initiate development for the 

proof through the field office. Do not award the WIA until this proof is received.

C. Offering Cancellation Option - If the widow(er) is between the ages of 60 and 65 

and the WIA rate is reduced in tier I, the option of returning the WIA check(s), 

cancelling the annuity and reapplying later must be offered with the first payment 

at the reduced rate. Use CP 509 for this purpose. In EDP awards CP 509 will be 

included automatically. In manual awards, in addition to the usual information 

included in the ALTA award letter, request CP 509.

If the WIA at 65 will be no higher at 65 because the RIB limitation rule applies 

initially, do not offer the widow(er) an option to cancel.

If the widow(er) has been rated disabled for Medicare purposes, add the 

following to the award letter if CP 509 is included:

"If you choose to terminate your annuity payments now and select a later 

beginning date, you will no longer be qualified for Medicare before age 65".
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 14 of 41

D. Conversion of WC-to-W, Widow Age 65 - If, in the month in which a widow(er) 

attains age 65, (s)he still has a child under age 18 in care, the diary program will 

produce a referral. The referral will contain the message "NO COMPUTER 

ACTION TAKEN--PROCESS MANUALLY--WIDOW AGE 65--CHILD 

INVOLVED." Upon receipt, convert the case to a WIA even though the maximum 

may prevent any increase in the monthly benefit rate. Establish the widow(er)'s 

OBD as the first of the month in which (s)he attained age 65.

When the child's annuity terminates, recertify the widow(er)'s annuity to the full 

WIA rate to which (s)he is entitled.

NOTE: If the conversion will cause the total family benefits to decrease; send the 

case to SAPT before the conversion.

2.3.100 Surviving Divorced Mother’s (Father’s) Annuity

A surviving divorced mother (father) is an individual divorced from an employee who 

has died and who had 120 months of railroad service and a current connection but only 

if (s)he:

• is the natural mother (father) of the employee's child, or

• legally adopted the employee's child while (s)he was married to him (her) and 

before the child attained age 18, or

• is the mother (father) of a child who was legally adopted by the employee while 

(s)he was married to him (her) and before the child attained age 18, or

• was married to the employee at the time both of them legally adopted a child 

under age 18.

Note, however, that the surviving divorced mother (father) must have in her (his) care a 

child who is under age 16 or age 16 or over and disabled to be entitled to a benefit.

2.3.101 Surviving Divorced Mother’s (Father’s) Annuity

The annuity consists of a tier I component only. It is equal to a 75% share of the EE's 

PIA or maximum. This amount is reduced by:

• The amount of any SS benefit.

The Railroad Retirement net tier I amount or total employee annuity. Refer to RCM 8.9, 

G-364.1, item 42 instructions. If the surviving divorced mother/father becomes entitled 

to a railroad retirement spouse annuity, only the higher of the spouse or surviving 

divorced mother's/father's annuity is payable.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 15 of 41

Two-thirds of the amount of any public pension if first eligible for a public pension 7-1-83 

or later. If first eligible for a public pension before 7-1-83, the surviving divorced 

mother/father may be exempt from public pension offset; if not, Tier I is reduced by the 

full amount of the public pension. (See RCM 2.1.300-2.1.314 for further information on 

public service pensions.)

Payment of the Tier I benefit may be affected by certain SSA nonpayment provisions. 

Refer to SAPT any cases in which alien nonpayment provisions, conviction for 

subversive activities, deportation, (including deportation of the deceased employee due 

to associations with the NAZI government of Germany during World War II), or other 

nonpayment provisions of the SS Act are involved.

2.3.102 Eligibility Requirements

In addition to having been divorced from an employee who has died and who had 120 

months of railroad service or at least 60 months of RR service after 1995, and a current 

connection, an applicant for a surviving divorced mother's (father's) annuity must meet 

the following requirements:

A. Age - The surviving divorced mother (father) must not be entitled to a surviving 

divorced spouse's annuity, that is, (s)he should be under age 65.

NOTE: If an individual files who is over age 65, and who has a child under age 

16 or over age 16 and disabled in her (his) care, and (s)he cannot qualify as a 

surviving divorced spouse because (s)he does not meet the 10-year marriage 

requirement, (s)he may be paid as a surviving divorced mother (father).

B. Marriage - The surviving divorced mother (father) must:

• have been finally divorced from the employee. (There is no 10-year marriage 

requirement.)

• Be unmarried.

(S)he may qualify as a surviving divorced mother (father) even though (s)he 

remarried after the divorce from the employee as long as the later marriage or 

marriages have terminated.

NOTE: If an applicant is married at the time of filing, but was unmarried at some 

time in the retroactive period, (s)he can be paid for those months in the 

retroactive period during which (s)he is entitled. (See RCM 2.3.104 "Beginning 

Date" for information on retroactivity.)

If, at the employee's death, the divorce has not become effective so as to finally 

dissolve the marriage, the applicant may qualify as a young mother (father) 

rather than as a surviving divorced mother (father).
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 16 of 41

C. Child in Care - The surviving divorced mother (father) must have in her care the 

employee's natural or legally adopted child who is;

• under age 16 or age 16 or older and disabled, and

• entitled to a child's annuity on the employee's account. (The child does not 

actually have to be receiving an annuity.)

D. RIB - The surviving divorced mother (father) must not be entitled to an RIB which 

equals or exceeds 75% of the employee's PIA.

2.3.103 Filing

To be entitled to a surviving divorced mother's (father's) annuity, the applicant must:

• meet the eligibility requirements outlined above.

• file an application.

Surviving divorced mothers (fathers) will complete an AA-18 to apply for an annuity.

2.3.104 Beginning Date

The beginning date and retroactivity of a surviving divorced mother’s/father’s insurance 

annuity is explained in FOM-I-111.20, FOM-I-111.51 and FOM-I-112.9.3.

2.3.105 Restrictions

A. Earnings Restrictions - A surviving divorced mother (father) under age 70 is 

subject to regular survivor earnings restrictions.

B. Child Not in Care - A surviving divorced mother's (father's) annuity is not payable 

for any month in which (s)he does not have a child entitled to a child's annuity in 

her (his) care.

2.3.106 Surviving Divorced Mother (Father) Entitled To Other RR Act 

Annuity

A. Entitled to RR Act Retirement Annuity - A surviving divorced spouse may receive 

both a surviving divorced mother's (father's) annuity and a retirement annuity 

under the RR Act, but the surviving divorced mother's (father's) annuity must be 

reduced for the net tier I amount of the retirement annuity, or if applicable, the 

total retirement annuity.

B. Entitled to 1974 Act Spouse's, Widow's or Parent's Annuity - If the surviving 

divorced mother/father annuity is larger, entitlement to the other annuity exists; 
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 17 of 41

however, it is not payable. If the surviving divorced mother/father annuity is 

smaller, no entitlement exists and the annuity should be terminated using code 

46, or denied as appropriate. Any overpayment should be recovered from the 74 

Act annuity.

If the 74 Act Annuity terminates and the surviving divorced widow(er)'s current 

insurance annuity is payable, a new application will be required.

NOTE: The surviving divorced mother/father cannot elect to receive the smaller 

1981 Act annuity as there is no entitlement.

C. More Than One 1981 Act Survivor Annuity Involved - If an individual files for 

more than one of these annuities (s)he is only entitled to the larger annuity. 

Therefore, deny the smaller annuity per usual procedure.

2.3.107 RLS Previously Paid

See the instructions in the section on surviving divorced spouse in RCM 2.1.108.

2.3.108 When Surviving Divorced Mother (Father) Marries

When a surviving divorced mother (father) remarries, her/his annuity terminates unless 

(s)he marries an individual entitled to a retirement or disability or widow(er)'s, 

father's/mother's, parent's or child's disability benefit under the RR or SS Act.

A. Marriage Not to a Qualifying Beneficiary - If the surviving divorced mother (father) 

reports that (s)he has married and it does not appear that (s)he married one of 

the above beneficiaries, terminate her (his) annuity, notify her/him with code 

paragraph 505.2, and recover any overpayment in the usual manner. Transfer 

any SS benefit we are certifying to SSA. If that marriage terminates, (s)he can 

become entitled to an annuity as a surviving divorced mother/father, or spouse 

again, beginning with the month the marriage ends.

B. Surviving Divorced Mother (Father) Alleges That Marriage is to a Qualifying 

Beneficiary - If the surviving divorced mother (father) alleges that her (his) 

marriage was to one of the above beneficiaries, the field office will secure the 

date of marriage and the spouse's name and social security number.

• Use the spouse's SSN to verify that (s)he is receiving a retirement or disability, 

widow(er)'s, father's/mother's, parent's or child's disability benefit at RRB or SSA.

NOTE: If the surviving divorced mother (father) marries an annuitant entitled to a 

widow(er)'s, father's/mother's, or parent's benefit at RRB, the marriage will cause 

his (her) annuity to terminate. However, if (s)he was entitled to that annuity at 

the time (s)he married the surviving divorced mother (father) that marriage will 

not cause the surviving divorced mother's (father's) annuity to end.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 18 of 41

• If the spouse's entitlement cannot be verified before the next check is released 

(i.e., before FAST S/T cut-off), suspend the annuity and notify her/him with code 

paragraph 505.5.

• If it is determined that her (his) entitlement to a surviving divorced mother's 

(father's) annuity can continue, reinstate her (his) annuity if it was suspended. 

(S)he will continue to be paid as a surviving divorced mother (father); (s)he will 

not be converted to a "remarried" beneficiary. If benefits were not suspended 

and they may continue; no action is necessary. If the surviving divorced mother 

(father) qualified for continued benefits because (s)he married a child's disability 

beneficiary, inform her in the reinstatement letter that (s)he must notify us if her 

(his) spouse's disability benefits terminate.

• If it is determined that the marriage will not qualify the surviving divorced mother 

(father) for continued benefits, terminate the annuity and recover any 

overpayment in the usual manner.

2.3.109 When Entitlement Ends

The entitlement of a surviving divorced mother (father) ends with the month before the 

month in which one of the following occurs:

• (s)he dies.

• (s)he remarries, unless the marriage is to an individual entitled to a retirement or 

disability benefit or a widower's father's/mother's, parent's or disabled child's benefit 

under the RR Act or SS Act.

Before the 1983 SS Amendments, if the marriage was to an individual receiving a 

disability benefit or a child's disability benefit, her/his entitlement ended the same month 

the spouse's benefits terminated unless the spouse's benefits terminated because (s)he 

died or became entitled to a retirement benefit at age 65.

Under the Amendments, surviving divorced mother's (father's) benefits payable for May 

1983 or later are not terminated if the spouse's last month of entitlement to a disability 

benefit is May 1983 or later (i.e., the disability benefit terminates in June 1983 or later).

If a surviving divorced mother's (father's) annuity was terminated because the spouse's 

disability ceased, (s)he cannot be re-entitled to a surviving divorced mother's (father's) 

annuity if the spouse qualifies for a disability annuity again.

• no natural or legally adopted child of hers (his) who is under age 16 or disabled is 

entitled to a child's annuity on the deceased employee's account.

• (s)he attains age 65. If (s)he was married to the employee for 10 years, (s)he will 

qualify for an annuity as a surviving divorced spouse.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 19 of 41

NOTE: If, when the surviving divorced mother (father) attains age 65, (s)he has a child 

in her (his) care and does not meet the 10-year marriage requirement for entitlement as 

a surviving divorced spouse, (s)he may continue to be paid as a surviving divorced 

mother (father) as long as the child is in care.

• (s)he becomes entitled to an RIB which equals or exceeds 75% of the 

employee's PIA.

• (s)he becomes entitled to a railroad spouse annuity which is higher than the 

annuity (s)he is receiving as a surviving divorced mother (father).

2.3.110 Effect Of SS Entitlement On Surviving Divorced 

Other's/Father's Annuity

The surviving divorced mother cannot be entitled to an RIB on her (his) own earnings 

record that equals or is larger than 75% of the employee's PIA.

• If the surviving divorced mother (father) is entitled to such an RIB at the time (s)he 

files for an annuity as a surviving divorced mother (father), deny her (his) application.

• If the surviving divorced mother (father) becomes entitled to such an RIB after her 

(his) entitlement as a surviving divorced mother (father):

• terminates her (his) annuity

• transfer any SS benefit which RRB is certifying to SSA (see SSC procedure 

"Transferring SSA Payment Jurisdiction to SSA" sec. 1000 et seq.)

If the surviving divorced mother (father) is entitled to a DIB which exceeds 75% of 

the employee's PIA or to an RIB which is larger than her (his) annuity rate but not 

larger than 75% of the employee's PIA, (s)he would technically be entitled to an 

annuity, but her (his) annuity rate would be zero. Since the surviving divorced 

mother (father) is included in the family maximum, and her (his) inclusion would 

cause a reduction in the total benefits payable to the family group, advise her (him) 

to withdraw her (his) application if her (his) annuity rate would be zero.

2.3.111 Evidence Requirements

Evidence When Required

Application Always

Death of Employee Always

Age of Child Always
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 20 of 41

Relationship of Child Always

Compensation, Wages 

and SEI

Always

In Care Always. Ordinarily, the surviving divorced mother's 

(father)'s statement on the application that the child 

lives with her (him) will be sufficient.

Marriage Always

Amount of Other RRA 

Annuity

Always

Amount of SSA Benefits Always

Age of Surviving Divorced 

Mother (Father)

If surviving divorced mother (father) will attain age 60 

before the youngest child attains age 16, and the 

surviving divorced mother (father) was married to the 

employee for 10 years. In such cases, the surviving 

divorced mother's (father's) annuity may be awarded 

without POA but the case should be controlled to 

secure it.

Age of Employee In “A” cases POA is required only if the employee's 

DOB has not been previously verified

Effective 03-01-2004 POA of deceased employee is 

required in all “D” cases when a survivor recurring 

application is filed.

Legal Adoption When surviving divorced mother (father) seeks to 

qualify on that basis.

Disability of Child When surviving divorced mother (father) claims child 

16 or over is disabled.

Termination of Prior 

Marriage

When there is reasonable doubt whether prior 

marriage of employee or surviving divorced mother 

(father) was ended.

M/S When the employee's M/S after 1936 would be 

creditable either under RR Act or under SS Act.

Guardianship (AA-5) If guardian or other legal representative is selected 

as representative payee.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 21 of 41

Proof of Divorce From EE Always

Proof of Termination of 

Remarriage

If the surviving divorced spouse had remarried after 

her (his) divorce from the EE or if (s)he remarried 

after her (his) initial entitlement to a surviving 

divorced mother's (father's) annuity and her (his) 

annuity terminated.

Spouse SSN If a surviving divorced mother (father) marries an 

individual whose eligibility for benefits allows her 

(his) entitlement to continue.

Public Pension 

Information

Always

2.3.112 Awarding Initial Surviving Divorced Mother's (Father's) 

Annuity

A surviving divorced mother (father) must be under age 65 when (s)he is initially 

awarded a surviving divorced mother's annuity, unless (s)he does not meet the 10-year 

marriage requirement and (s)he has a child under age 16 or over age 16 and disabled 

in her care.

If a surviving divorced spouse is age 60-64 and (s)he has a child in care, (s)he may be 

paid either as a surviving divorced mother (father) or as a surviving divorced spouse, 

whichever is more advantageous. Note that the surviving divorced mother (father) is 

included in the family maximum while the surviving divorce spouse is not and that a 

child may be paid the sole survivor minimum if the only other beneficiary is a surviving 

divorced spouse.

Unless it is advantageous to pay her (him) as a surviving divorced spouse, (s)he may 

be paid as a surviving divorced mother (father) and converted to a 100% beneficiary 

with age reduction, if appropriate, effective with the earlier of:

• The first day of the month in which (s)he no longer has a child under age 16 or 

over age 16 and disabled in her (his) care; or

• The first day of the month in which (s)he attains age 65.

If the surviving divorced spouse is age 65 or older and (s)he cannot qualify for an 

annuity as a surviving divorced spouse since (s)he was not marred to the employee for 

10 years, (s)he may be paid an annuity as a surviving divorced mother (father) as long 

as (s)he has a child under age 16 or age 16 or over and disabled in her (his) care.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 22 of 41

2.3.113 Disabled Surviving Divorced Spouse To Surviving Divorced 

Mother

If a disabled surviving divorced spouse has an eligible child under age 16 or 16 and 

over and disabled in her (his) care, her (his) annuity may be converted to a surviving 

divorced mother's (father's) annuity for as long as (s)he continues to have an entitled 

chile in her (his) care.

2.3.114 Surviving Divorced Mother (Father) To Surviving Divorced 

Spouse

A surviving divorced spouse must have been married to the employee for 10 years 

before the divorce became final. Therefore, in order to be converted to a surviving 

divorced spouse's annuity, the surviving divorced mother (father) must meet the 10-year 

marriage requirement. The surviving divorced mother (father) will have submitted proof 

of marriage and proof of divorce at the time (s)he filed for the surviving divorced 

mother's (father's) annuity. If (s)he meets the marriage and other requirements, her 

(his) annuity can be converted to a surviving divorced spouse's annuity as described 

below. If (s)he does not meet the 10-year marriage requirement, her (his) annuity will 

terminate when (s)he is no longer eligible as a surviving divorced mother (father).

Converting before entitlement to a surviving divorced mother's (father's) annuity ends -

Ordinarily, a surviving divorced mother's (father's) annuity is not converted to a reduced 

surviving divorced spouse's annuity until (s)he is no longer entitled to a surviving 

divorced mother's (father's) annuity. However, if a surviving divorced mother (father) 

age 60-64, asks to receive a higher rate, tell the annuitant the amount of the reduced 

surviving divorced spouse's annuity, and the consequences of electing it. (S)he may 

elect to be paid the reduced surviving divorced spouse's annuity after (s)he has been 

furnished with this information. (If (s)he does so, do not offer the option to cancel when 

recertifying as a spouse. Retroactivity of the surviving divorced spouse's rate is 

restricted to the latest of the following:

• The month she submits the election; or

• The month in which (s)he attained age 60; or

• The month of the surviving divorced mother's annuity DOE.

Conversion from surviving divorced mother (father) to a surviving divorced spouse will 

generally be as follows:

A. At or After Age 50, but Before Age 60 - If a surviving divorced mother's (father's) 

entitlement ends in or after the month in which (s)he attains age 50 and before 

(s)he attains age 60, (s)he may continue to be paid only if (s)he qualifies for a 

disabled surviving divorced spouse's annuity.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 23 of 41

B. At or After Age 60, but Before Age 65 - If the last child in the mother's (father's) 

care attains age 16 or leaves the mother's (father's) care while the mother 

(father) is between age 60 and 65 and in pay status, the mother's (father's) 

annuity must be converted to a reduced age surviving divorced spouse's rate 

(provided that all the eligibility requirements are met) based on the surviving 

divorced spouse's age at the time of conversion. If (s)he does not meet the 10-

year marriage requirement her (his) annuity is terminated.

Handle a case in which a surviving divorced mother (father) is being converted to 

a surviving divorced spouse's annuity because the child attained age 16 as 

follows:

• terminate the divorced mother's payments; and

• prepare a new award (reinstatement-recert) for the surviving divorced spouse.

When converting the surviving divorced mother's annuity to a reduced surviving 

divorced spouse's annuity, use the first of the month in which the last child left 

the surviving divorced mother's or father's care as the DOE.

C. Offering Cancellation Option - If the surviving divorced spouse is between the 

ages of 60 and 65 and her (his) annuity is reduced for age, the option of returning 

the checks, cancelling the annuity and reapplying later must be offered with the 

first payment at that reduced rate.

If the surviving divorced spouse's rate will be no higher at age 65 because the 

RIB limitation applies initially, do not offer the option to cancel.

D. At Age 65 - If in the month in which a surviving divorced spouse attains age 65 

(s)he still has a child under age 16 or over age 16 and disabled in her care, 

convert the annuity to a surviving divorced spouse's annuity if (s)he meets the 

10-year marriage requirement. Establish her (his) surviving divorced spouse's 

OBD as the first of the month in which (s)he attains age 65.

If (s)he does not meet the 10-year marriage requirements, allow her (his) annuity 

to continue until the child attains age 16 or is no longer is her (his) care.

2.3.200 Remarried Young Mother’s (Father’s) Annuity

A remarried young mother (father) is the surviving legal or defacto spouse of a 

deceased employee who has an eligible child under age 16 or over age 16 and disabled 

in her (his) care who remarried after the employee's death but is now unmarried unless 

(s)he remarried after (s)he attained age 60 or (s)he remarried after entitlement to a 

young mother's/father's or remarried young mother's/(father's) annuity and that marriage 

was to an individual entitled to a retirement or disability benefit or a widow(er)'s, 

father's/mother's, parent's or child's disability benefit under the RR Act or SS Act.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 24 of 41

2.3.201 Remarried Young Mother’s (Father’s) Annuity

The annuity consists of a tier I component only. It is equal to a 75% share of the EE's 

PIA or maximum. This amount is reduced by:

• The amount of any SS benefit payable.

• The net tier I amount or the total Railroad Retirement annuity as defined in RCM 

8.9 G-364.1 item 42 instructions. If the surviving divorced mother (father) 

becomes entitled to an RR retirement spouse annuity, only the larger of the 

spouse or remarried young mother's (father's) annuity is payable.

• Two-thirds of the amount of any public pension if first eligible for a public pension 

7-1-83 or later. If first eligible for a public pension before 7-1-83, the remarried 

young mother/father may be exempt from public pension offset; if not, Tier I is 

reduced by the full amount of the public pension. (See RCM 2.1.300-2.1.314 for 

further information on public service pensions.)

Payment of the tier I benefit may be affected by certain SSA nonpayment provisions. 

Refer to SAPT, any cases in which alien nonpayment provisions, conviction for 

subversive activities, deportation, (including deportation of the deceased employee due 

to associations with the NAZI government of Germany during World War II), or other 

nonpayment provisions of the SS Act are involved.

2.3.202 Eligibility Requirements

A. Age - The remarried young mother (father) must not be entitled to a remarried 

widow(er)'s annuity, that is, (s)he should be under age 65.

B. Marriage - The remarried young mother (father) must meet the marriage 

requirement for a widow as explained in RCM 2.1.15. Either her marriage(s) 

after the employee's death must have ended so that (s)he is now unmarried or if 

(s)he remarries after her (his) entitlement to a young mother's (father's) or 

remarried young mother's (father's) annuity, that marriage must have occurred 

after (s)he attained age 60 or it must have been to an individual entitled to a 

retirement or disability or widow(er)'s, parent's, father's/mother's or child's 

disability benefit.

C. Child in Care - The remarried young mother (father) must have in her (his) care a 

child of the deceased employee who is:

• under age 16 or age 16 or older and disabled and

• entitled to a child's annuity.

D. RIB - The remarried young mother (father) must not be entitled to an RIB which 

equals or exceeds 75% of the employee's PIA.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 25 of 41

2.3.203 When Application Required

To be initially entitled as a remarried young mother (father) the applicant must:

• meet the eligibility requirements outlined above, and

• file an application

No application is required for a remarried young mother's (father's) annuity if (s)he was 

entitled to a young mother's (father's) annuity in the month (s)he married an individual 

entitled to a retirement or disability or widow(er)'s, parent's, father's/mother's, or child's 

disability benefit.

The field office will secure proof of remarriage and the new spouse's social security 

number so that his (her) entitlement can be verified.

2.3.204 Beginning Date

The beginning date and retroactivity of a remarried young mother’s/father’s insurance 

annuity is explained in FOM-I-111.20, FOM-I-111.51 and FOM-I-112.9.3. 

2.3.205 Restrictions

A. Earnings Restrictions - A remarried young mother (father) under age 70 is 

subject to regular survivor earnings restrictions.

B. Child Not In Care - A remarried young mother's (father's) annuity is not payable 

for any month in which (s)he does not have a child entitled to a child's annuity in 

her (his) care.

2.3.206 Remarried Young Mother (Father) Also Entitled To Other RR 

Annuity

A. Entitled to RR Act Retirement Annuity - A remarried young mother (father) may 

receive both a remarried young mother's (father's) annuity and a retirement 

annuity under the RR Act, but the remarried young mother's (father's) annuity 

must be reduced for the net tier I amount or, if applicable, the total amount, of the 

retirement annuity.

B. Entitled to 1974 Act Spouse's, Widow's or Parent's Annuity - If the remarried 

young mother/father annuity is larger, entitlement to the other annuity exists; 

however, it is not payable. If the remarried young mother/father annuity is 

smaller, no entitlement exists and the annuity should be terminated using code 

46, or denied as appropriate. Any overpayment should be recovered from the 74 

Act annuity.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 26 of 41

If the 74 Act Annuity terminates and the remarried young widow(er)'s current 

insurance annuity is payable, a new application will be required.

NOTE: The remarried young mother/father cannot elect to receive the smaller 

1981 Act annuity as there is no entitlement.

C. More than One 1981 Act Survivor Annuity Involved - If an individual files for more 

than one of these annuities, (s)he is only entitled to the larger annuity. 

Therefore, deny the application for smaller annuity per usual procedure.

For further information, see RCM 2.1.208.

2.3.207 RLS Previously Paid

See the instructions in the section on Remarried Widow(er)s in RCM 2.1.209.

2.3.208 When Entitlement Ends

The entitlement of a remarried young mother (father) ends with the month before the 

month in which one of the following occurs:

• (s)he dies.

• (s)he remarries before age 60, unless the marriage is to an individual entitled to a 

retirement or disability benefit or a widow(er)'s, father's/mother's, parent's or 

disabled child's benefit under the RR Act or SS Act.

Before the 1983 SS Amendments, if the marriage was to an individual receiving a 

disability benefit or a child's disability benefit, her (his) entitlement ended the same 

month the spouse's benefits terminated unless the spouse's benefits terminated 

because (s)he died or became entitled to a retirement benefit at age 65.

Under the 1983 Amendments, remarried young mother's (father's) benefits payable 

for May 1983 or later are not terminated if the spouse's last month of entitlement to a 

disability benefit is May 1983 or later (i.e., the disability benefit terminates in June 

1983 or later).

If a remarried young mother's (father's) annuity terminated because the spouse's 

disability ceased, (s)he cannot become re-entitled to a remarried young mother's 

(father's) annuity if the spouse qualifies for a disability annuity again.

• no child of the deceased EE under age 16 or disabled is entitled to a child's benefit.

• (s)he attains age 65 and is entitled to a remarried widow(er)'s annuity.

• (s)he becomes entitled to an RIB which equals or exceeds 75% of the employee's 

PIA.
RCM 2.3

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• (s)he becomes entitled to a railroad spouse or widow(er)'s annuity which is higher 

than the annuity (s)he is receiving as a remarried young mother (father).

2.3.209 Evidence Requirements

Evidence When Required

Application Always, unless the remarried young mother (father) was 

entitled to a young mother's (father's) annuity in the 

month (s)he married an individual entitled to certain 

benefits.

Death of Employee Always

Age of Child Always

Relationship of Child Always

Compensation, Wages and 

SEI

Always

In Care Always. Ordinarily, the remarried young mother's 

(father's) statement in the application that the child lives 

with her (him) will be sufficient.

Marriage Always

Proof of Termination of 

Remarriage

If widow(er) remarried before her (his) entitlement.

Spouse's SSN If a currently entitled annuitant marries an individual 

whose eligibility for certain benefits allows her (his) 

entitlement to continue.

Public Pension Information Always

Amount of Other RRA 

Annuity

Always

Amount of SSA Benefits Always

Age of Remarried Young 

Mother

If remarried young mother (father) will attain age 60 

before the youngest child attains age 16. In such a case, 

the remarried young mother's/father's annuity may be 
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RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 28 of 41

awarded without POA but, the case should be controlled 

to secure it.

Age of Employee In “A” cases POA is required only if the employee's DOB 

has not been previously verified

Effective 03-01-2004 POA of deceased employee is 

required in all “D” cases when a survivor recurring 

application is filed.

Legal Adoption of Child Only when remarried widow(er) seeks to qualify on that 

basis.

Disability of Child When remarried young mother (father) claims child 16 or 

over is disabled.

Termination of Prior 

Marriage

When there is reasonable doubt whether prior marriage of 

employee or remarried young mother (father) was ended.

M/S When the employee's M/S after 1936 would be creditable 

under either RR Act or SS Act.

Guardianship (AA-5) If guardian or other legal representative is selected as 

representative payee.

2.3.210 Young Mother (Father) Currently On the Rolls Remarries

When a young mother (father) remarries her (his) young mother's (father's) annuity 

terminates but she may be entitled to further benefits as a remarried young mother 

(father) if (s)he marries after age 60 or (s)he marries an individual entitled to a 

retirement or disability or widow(er)'s, father's/mother's, parent's or child's disability 

benefit under the RR Act or SS Act.

Similarly, a remarried young mother/father who qualifies for initial entitlement as a 

remarried young mother (father) (and is, therefore, unmarried at the time of initial 

entitlement) and who remarries may continue to be entitled only if (s)he marries after 

age 60 or (s)he marries an individual entitled to one of the above benefits. Handle this 

situation according to the procedure in RCM 2.3.108, i.e., terminate or suspend 

depending on whether there is or may be continued entitlement.

A. Handling - When notice is received that the young mother (father) has married, 

terminate the young mother's (father's) annuity. Use code 44 on FAST S/T.

• If (s)he is entitled to a remarried young mother's (father's) annuity, reinstate 

benefits under her (his) new beneficiary code or payee symbol. If (s)he is 

entitled to an SS benefit, allow that benefit to continue under the young mother's 

(father's) claim number.
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• If it is determined that there is no further entitlement transfer her (his) SS benefit 

to SSA.

• If (s)he is entitled to an annuity, but it is disadvantageous to the family group to 

include the young mother (father) in the computation, terminate the young 

mother's (father's) annuity and adjust the remaining family members based on 

the young mother's (father's) exclusion (except in split family groups). Advise the 

mother (father) we will not include her in the computation since her (his) inclusion 

would cause the amount payable to the family group to be less. Also inform her 

(him) that if it will be advantageous to include her (him) in the family group at a 

later date, we will make the necessary adjustment.

B. Overpayment Involved

• If checks have been released for any month in which there is no entitlement, 

ask for the gross amount back according to current overpayment procedure.

• If there is entitlement to a remarried young mother's (father's) annuity for a 

month for which a not-due payment of her young mother's (father's) annuity 

was made, withhold the accrual to recover her (his) young mother's (father's) 

annuity overpayment, start benefits in the current month, and follow due 

process procedures to recover the remaining overpayment.

2.3.211 Awarding Initial Remarried Young Mother's (Father's) Annuity

A remarried young mother (father) must be under age 65 when initially awarding a 

remarried young mother's (father's) annuity. If a remarried widow(er) is age 60-64 and 

(s)he has a child in care, (s)he may be paid either a remarried widow(er)'s annuity or a 

remarried young mother's/father's annuity, whichever is higher. If paid as a remarried 

young mother (father), (s)he will convert to a 100% beneficiary with age reduction, if 

appropriate, effective with the earlier of:

• The first day of the month in which (s)he no longer has a child under age 16 or over 

age 16 and disabled in her (his) care; or

• The first day of the month in which (s)he attains age 65.

If the remarried young mother (father), age 60 or over, asks if (s)he could receive a 

higher rate, recompute the case at the remarried widow(er)'s rate reduced for age and 

furnish the remarried widow(er) with full information. (S)he may elect to receive this rate 

if (s)he wishes.
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2.3.212 Remarried Disabled Widow(er) To Remarried Young Mother 

(Father)

If a disabled remarried widow(er) has an eligible child under age 16 or 16 or over and 

disabled in her (his) care, convert her (his) disabled remarried widow(er)'s annuity to a 

remarried young mother's (father's) annuity. As long as (s)he continues to have an 

entitled child in her (his) care, (s)he may receive a remarried young mother's (father's) 

annuity.

2.3.213 Remarried Young Mother (Father) To Remarried Widow(er)

Conversions from remarried young mother (father) to remarried widow(er) will be as 

follows:

A. At or After Age 50, But Before Age 60 - If a remarried young mother's (father's) 

entitlement ends in or after the month in which (s)he attains age 50 and before 

(s)he has attained age 60, (s)he may continue to be paid only if (s)he qualifies for 

a disabled remarried widow(er)'s annuity.

B. At or After Age 60, But Before Age 65 - If the last child in the mother's (father's) 

care attains age 16 or leaves the mother's (father's) care while the mother 

(father) is between the ages of 60 and 65 and in pay status, the mother's 

(father's) annuity must be converted to a reduced age remarried widow(er)'s rate 

(provided that all the eligibility requirements are met) based on the remarried 

widow(er)'s age at the time of the conversion.

To adjust such a case, terminate the remarried young mother/father payments 

and prepare a new award for the remarried widow(er) as a reinstate-recert 

award.

When converting the remarried young mother's (father's) annuity to a reduced 

remarried widow(er)'s annuity, use the first of the month in which the last child left 

the remarried young mother's (father's) care as the DOE.

C. At Age 65 - If in the month in which a remarried widow(er) attains age 65 (s)he 

still has a child under age 16 in care, convert the annuity to a remarried 

widow(er)'s annuity.

Appendices

Appendix A - Surviving Young Mother/Father Legislative History

Effective Date Surviving Young Mother/Father Insurance Annuity Provision
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RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 31 of 41

1-1-47 If the deceased employee is completely or partially insured, the 

unremarried surviving young mother who has in her care a child of 

the employee eligible for a child’s insurance annuity may receive 

an annuity equal to 3⁄4 of the basic amount.

11-1-51 Benefit increased to full basic amount and survivor O/M 

computation introduced. O/M annuity equal to 75% of deceased 

employee's PIA.

9-1-54 Surviving young mother may qualify on basis of having in her care 

the employee’s disabled child over 18 who became disabled 

before age 18.

9-1-55 Dual benefit reduction in RR formula annuity no longer required.

9-1-57 "Not living with" surviving young mother can be included in 

survivor O/M computation.

9-1-58 Survivor O/M computation could include in awards made before 

10-5-72:

• Young mother or young surviving divorced wife) with child-incare whose subsequent marriage ends in death and who is not 

entitled to SS benefits on the W/R of the subsequent husband; 

or

• Young mother with child-in-care who marries a person entitled 

to certain types of SS benefits.

10-1-61 Remarried surviving young mother eligible on second husband's 

earnings if he dies within one year.

9-1-65 Survivor O/M could include in an award made before 10-5-72:

• Unmarried surviving divorced wife with child-in-care (mother of 

the employee's son or daughter); or

• Remarried young mother with child-in-care who is now 

unmarried (age at the time of the remarriage is immaterial if the

subsequent marriage had terminated).

11-1-66 Living with no longer required for surviving young mother with 

child-in-care.

2-1-68 De facto surviving young mother with employee’s child in care 

eligible for an annuity.
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Duration of marriage requirement lowered to 9 months (3 months if 

death was accidental).

1-1-1975 The 1974 RRA revised the annuity calculation to Tier 1 and Tier 2.

3-1-75 Surviving young father with employee’s child in care becomes 

eligible for a WCIA.

9-1-81 Tier 1 entitlement of surviving mother/father based on minor child 

ends when child attains age 16 (unless child is disabled) for new 

entitlements as of this date. For young mother/father with an ABD 

before 9-1-1981, a grace period extended the payment to the 

young mother/father based on a child age 16 or age 17 through 

the earlier of the child’s attainment pf age 18 or August 31, 1983. 

10-1-81 Surviving divorced young mother/father with a natural or legally 

adopted child of the employee in care may receive an annuity.

Certain remarried young mothers/fathers with children in care can 

qualify for an annuity.

6-1-82 Retroactivity of tier I limited to six months.

8-1-1992 Nancy Johnson administrative ruling restored tier 1 to the young 

mother/father annuity until the child attains age 18.

9-1-83 Retroactivity of tier 1 and tier 2 limited to six months for 

applications filed 9-1-83 or later.

7-1-1996 A stepchild must be dependent on employee for 1/2 support at the 

employee’s death to qualify their parent for a survivor 

mother/father annuity.

1-1-2002 Survivor annuity payable to young mother/father with child-in-care 

based on the earnings record of a deceased employee who had 

less than 120 months of railroad service, but at least 60 months of 

railroad service after 1995 and a current connection with the 

railroad industry. Tier 1 is payable only when the employee had 

sufficient quarters of coverage based on combined railroad 

compensation and SSA wages for an insured status under the SS 

Act.

2-1-2002 Widow(er) Initial Minimum Amount (WIMA) established for 

widow(er), disabled widow(er) or surviving young mother/father 

annuity rates payable from 2-1-2002.
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Appendix B - Effect of 1981 SS Act Amendments on the Payment of Mother's and 

Father's Annuities.

A. General Information

Under the 1981 Social Security Amendments, effective with September 1, 1981 

beginning dates, a young mother's/father's or remarried mother's/father's benefit 

will only be paid if the mother or father has in care a child under age 16, 16 or 17 

and disabled or 18 and over if the child is entitled to a disabled child's annuity. (A 

divorced mother or father is entitled only if (s)he has a child under 16 or a child 

age 16 or over who is disabled.) For cases with a beginning date prior to 

September 1, 1981, there was a grace period which extended payment to a 

young mother/father based on a child age 16 or 17 through August 31, 1983.

There were no conforming amendments in the Railroad Retirement Act. 

However, the Railroad Retirement Act defines the computation of the tier I of a 

mother's/father's annuity as the amount which SSA would pay if SSA had 

survivor jurisdiction. So in any case in which SSA would pay nothing, nothing 

would be paid in tier I. But even in cases in which no payment is made to the 

young mother or father, (s)he is technically entitled until the youngest child 

attains 18, dies, marries or leaves her (his) care (whichever occurs first). The 

concept of entitlement is especially important when determining a prescribed 

period for a disabled widow(er)'s annuity.

Exception: If a young mother/father was awarded under the 1937 Act, and (s)he 

had been continuously entitled since the initial 1937 Act award, the 1981 Social 

Security Amendments had no effect on that mother's or father's annuity 

payments.

B. Grace Period

The grace period allowed continued payment of a full annuity to a young mother 

(father) through the earlier of the month before the last child attained age 18 or 

August 31, 1983. The grace period applied to a young mother (father) only if 

(s)he had a minor child in her (his) care. The benefit to which (s)he was entitled 

in August 1981 could be:

a) a young mother's annuity;

b) a spouse's annuity based on a minor child; or

c) inclusion in the O/M based on a minor child.

The young mother (father) must have been entitled in August 1981. If (s)he was 

entitled prior to August 1981, lost entitlement prior to or in August 1981, and 

became reentitled after August 1981, (s)he did not get the grace period.
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EXAMPLE: A young mother terminated in January 1981 because the last child 

(age 16) left her care. In September 1981, the child returned to her care. Since 

she was not entitled in August 1981, she was not entitled to the grace period and 

she could not be paid.

If the young mother (father) was entitled in August 1981, the grace period would 

apply to the remarried mother's/father's annuity, even if there was a break in 

entitlement.

EXAMPLE: A young mother married in September 1981. Her marriage ended in 

divorced in January 1982 and she applied for a remarried mother's annuity. The 

grace period applied to her annuity.

Appendix C - Family Codes

A. Assigning the Family Code

Because the entitlement of a young mother/father-type annuitant (i.e., young 

mother/father, divorced mother/father or remarried mother/father) is dependent upon 

the entitlement of a minor or disabled child, it is important to have some mechanism 

which will "tie" the young mother/father-type annuitant to each child who causes the 

young mother/father-type entitlement. This mechanism will be the family code.

Without the family code it will be impossible for SURVEA to produce correct 

attainment letters and folder referrals. And, if SURVEA does not properly move a 

folder, overpayments are likely to result.

The family code will be a single digit number which should correspond to the payee 

code for the young mother/father-type beneficiary. The family code will be the same 

in the record of the young mother/father. If a split family situation exists, and there 

are two young mother/father-type annuitants, young mother/father "B" and the "B" 

children would all have another family code.

Children who do not entitle a young mother/father do not have a family code. 

Therefore, there will be no family code input on a student or on any child who does 

not belong to a family group containing a young mother/father.

Examples:

• Situation 1: The family group consists of a young mother with two minor children 

aged 10 and 12, and a student.

Beneficiary Payee Code Family Code

M 1 1
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C1 2 1

C2 3 1

TS 4 -

• Situation 2: The annuitants on the claim number consist of a divorced widow, a 

young mother, a minor child and a disabled child (a child in the young mother's 

care).

Beneficiary Payee Code Family Code

KW 1 -

M 2 2

C1 3 2

D1 4 2

• Situation 3: There is a split family group, consisting of a young mother with 2 

children aged 2 and 4, divorced young mother with 2 children aged 15 and 17, 

and a student.

Beneficiary Payee Code Family Code

M 1 1

C1 2 1

C2 3 1

KM 4 4

C3 5 4

C4 6 4

NS 7 -

• Situation 4: The family group composed of two minor children only. An aunt is 

the representative payee.
RCM 2.3

RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 36 of 41

Beneficiary Payee Code Family Code

C1 1 -

C2 2 -

B. Inputting the Family Code - Initial Manual Awards

When processing an initial award to a family group on a G-364/G-364.1, the family 

code must be input on the G-364.

C. Inputting the Family Code - SURCAL

When a case is processed through SURCAL, the family code will be shown on the 

SURCAL input form (G-360a).

D. Inputting the Family Code - Post Adjudicative Awards

In most post-adjudicative handlings, the family code will already exist in the 

beneficiary's records. If the code exists, it is correct, and it doesn't need to be 

deleted, no action is necessary.

If the family code is in the record, it will be shown in at least one of these places:

• If the case was decombined as a function of the mass decombining job 

processed in October 1983, there should be a folder record which includes the 

beneficiary's date of birth, payee code and family code.

• Starting with the 1-3-84 MOMS tape, the family code, if it exists, will be shown in 

the first two positions of the second line (i.e., to the left of the box containing the 

policing code.) The family code will always be shown as a two digit number (e.g., 

01, 02...09). If the only number that is shown to the left of the policing code box 

is a single digit, it is a twin code, not a family code.

The family code will not exist in the following types of cases unless it has already 

been input by G-607's/G-59, or by an award action involving a G-364 with a 12-

83 or later revision date:

• Multiple beneficiaries are still paid on a single payee code -- When processing 

the award to decombine, input the family code for each applicable beneficiary on 

the G-364.

• Family group was decombined prior to October 1983 - When handling this type of 

case, input the family code for each applicable beneficiary by G-607's and a G-
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RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 37 of 41

59, if no award action is involved. If an award is involved, input the code on the 

G-364.

• Young mother/father-type beneficiary was not in current pay status; children were 

- In these cases, the children will not have a family code because the young 

mother/father-type beneficiary did not exist for payment purpose. When a 

reinstatement award (or initial award if the young mother/father-type beneficiary 

has just become entitled) is processed for the young mother/father-type 

beneficiary, input the family code on the G-364 for the young mother/father-type 

beneficiary. If the children are also involved in the award action, use the G-364 

to input their codes. If an award action is not necessary for the children, use a G607 and G-59 to input the code for each child. The family code must be the 

same number as the payee code on which the young mother/father-type 

beneficiary will now be paid.

• Disabled children - If a case handled in the mass decombining job consisted of a 

young mother/father-type beneficiary, some minor children and a disabled child, 

it is probable that a family code was entered in the records of the young 

mother/father-type beneficiary and the minor children, but not the disabled child.

In cases in which the disabled child can cause the young mother/father-type 

beneficiary's entitlement, input the family code by a G-607 and G-59 for the 

disabled child only, whenever an award action for the disabled child is not 

required. If an award action is required for the disabled child, input the code on 

the G-364.

E. Correcting and Deleting Family Codes

If a family code for a particular beneficiary needs to be corrected or deleted, submit 

a G-607 and G-59 for only the beneficiary involved.

Examples:

Beneficiary Payee Code Family Code

M 1 1

C1 2 1

C2 3 1

KM 4 4

C3 5 4
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RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 38 of 41

C2 leaves M's care and goes to live with KM. Use a G-59 and G-607 to change C2's

family code to 4.

Beneficiary Payee Code Family Code

M 1 1

C1 2 1

C2 3 1

C2 attains 18 and is converted to a student. Delete the family code for C2/TS by a 

G-59 and G-607.

Appendix D - Effect of August 14, 1992 Board Order (Nancy Johnson Cases)

General Information

On August 14, 1992, the Board approved a change in the payment policy which 

continues payment of tier I benefits to young mothers and fathers until their youngest 

child attains age 18. The effective date of this decision is August 1, 1992. The Board 

Order does not apply to young remarried widow(ers) and young surviving divorced 

spouses.

These cases are known as "Nancy Johnson" cases because the Board order to 

reinstate the young mother's/father's tier I was a result of a court case filed by Ms. 

Nancy Johnson.

A. Case Handling

The following guidelines should be used in determining how a case should be 

handled.

1. Tier I Currently Being Paid

Effective August 1, 1992, do not terminate the tier I component of a young 

widow(er) whose last child has attained age 16. Age 16 attainment 

referrals will be retained in SAPT until SURVEA is changed to stop issuing 

the referral.

2. Tier I Previously Suspended or Terminated Prior to August 1, 1992

Tier I may be reinstated August 1, 1992 to the young mother or father if all 

of the following conditions are met:
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• Tier I was properly terminated or suspended in accordance with the 

procedure in effect prior to August 1, 1992, and

• The annuitant whose tier I terminated filed a timely reconsideration 

request or appeal, and

• The reconsideration request or appeal was not resolved prior to August 

1, 1992, and

• The child is under age 18 on August 1, 1992.

3. Tier I Suspended or Terminated August 1, 1992 or Later

Since the Board Ruling is effective August 1, 1992, any case where the 

tier I was terminated or the case was recertified to remove the young 

mother's or father's tier I after August 1, 1992, the tier I must be reinstated 

from August 1, 1992.

Example: M's last child attained age 16 in June 1992. On August 5, 1992, 

a recertification award was processed to remove M's tier I from June. 

Since the voucher date is after 

August 1, 1992, M's tier I should be reinstated effective August 1, 1992 to 

comply with the Board decision. (Her tier I is not payable for June and 

July.) If the tier I overpayment made to M as a result of the late 

adjustment exists, recovery of the overpayment will be waived. If accruals 

due any other family members were previously withheld, the withheld 

amounts should be repaid in full.

NOTE: In this same example, if a suspension or termination had been 

entered before August 1, 1992, tier I should not be reinstated. Any 

overpayment established and in the process of recovery should continue 

to be pursued.

When reinstating the tier I portion of a young mother's/father's annuity, 

include the following paragraph:

"The tier I portion of your annuity is being reinstated due to a change in 

Board policy effective August 1, 1992. The tier I component is now 

payable under the same eligibility standards as tier II.

4. Initial Entitlement Cases

In WCIA cases where the last child is under age 16 on the OBD but 

attains age 16 prior to August 1, 1992 and the annuity has not yet been 

awarded, the young mother or father should be paid as follows:

• Tier I should be included for any month the child is under age 16.
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RCM 2.3 Widow(er)s Current Insurance Annuity Revised Dec 28, 2016 Page 40 of 41

• Tier I should not be paid from the time the child attains age 16 through 

July 31, 1992. If a family maximum is involved, adjust the other 

beneficiaries to a higher tier I amount for this period.

• Tier I should be reinstated to the young mother or father effective 

August 1, 1992.

EXAMPLE: An AA-18 application was filed by M on July 1, 1992. The 

employee died in May 1992. M's only child was born 7-15-76. M would be 

paid tier I benefits for the months of May and June. Her tier I is zero 

effective July 1, 1992; but is again payable effective August 1.

When initially awarding the young mother's/father's annuity in this type of 

case, include the following paragraph:

"Your tier I component is payable for the period prior to your child's 

attaining age 16. Because of a change in Board policy, effective August 1, 

1992, your tier I component is payable under the same eligibility standards 

as your other annuity component."

B. Overpayments

In any case where the tier I component of a young mother or father's annuity was 

not terminated timely in accordance with the policy in effect prior to August 1, 

1992 and where recovery of a resulting overpayment is not being made as of 

July 31, 1992, recovery of the overpayment will be waived. Forward these cases 

to OPR. Notate on the G-26 that this is a "Nancy Johnson Overpayment Case".

If recovery of an overpayment has already been initiated through withholding (full 

or partial) or cash installments, continue the recovery. If the beneficiary suddenly 

stops repayment, refer the case to the Chief of Compliance through SAPT.