Exhibit 34.1.2
  Report
of Independent Registered Public Accounting Firm
   The Board
of Directors
 Citibank,
N.A.:
 
 We have
examined the compliance of the Agency and Trust division of Citibank, N.A. (or
“Company”) with the servicing criteria set forth in Item 1122(d) of the
Securities and Exchange Commission’s Regulation AB, except for servicing
criteria 1122(d)(1)(i), 1122(d)(1)(iii)-1122(d)(1)(iv), 1122(d)(2)(iii),
1122(d)(4)(i)-1122(d)(4)(ii) and 1122(d)(4)(iv)-1122(d)(4)(xiv), which the
Company has determined are not applicable to the activities it performs with
respect to the Platform, as of and for the twelve months ended December 31,
2008, for publicly-issued (i.e., transaction-level reporting initially required
under the Securities Exchange Act of 1934, as amended) residential
mortgage-backed securities issued on or after January 1, 2006 for which the
Company provides the following servicing functions: paying agent, securities
administration and trustee; or securities administration and paying agent; or
paying agent and trustee; or paying agent (the
“Platform”).  Management is responsible for the Company’s compliance
with those servicing criteria. Our responsibility is to express an opinion on
the Company’s compliance based on our examination.
 
 Our
examination was conducted in accordance with the standards of the Public Company
Accounting Oversight Board (United States)and, accordingly,
included examining, on a test basis, evidence about the Company’s compliance
with the servicing criteria specified above and performing such other procedures
as we considered necessary in the circumstances. Our examination included
testing selected asset-backed transactions and securities that comprise the
Platform, testing selected servicing activities related to the Platform, and
determining whether the Company processed those selected transactions and
performed those selected activities in compliance with the servicing
criteria.  Furthermore, our procedures were limited to the selected
transactions and servicing activities performed by the Company during the period
covered by this report.  Our procedures were not designed to determine
whether errors may have occurred either prior to or subsequent to our tests that
may have affected the balances or amounts calculated or reported by the Company
during the period covered by this report for the selected transactions or any
other transactions. We believe that our examination provides a reasonable basis
for our opinion.  Our examination does not provide a legal
determination on the Company’s compliance with the servicing
criteria.
 
 Our
examination disclosed the following material noncompliance with servicing
criterion 1122(d)(2)(i) applicable to the Company as of and for the twelve
months ended December 31, 2008.  With respect to certain transactions
for which the transaction documents require that funds be deposited into the
custodial bank accounts on the day funds are received by the Company, funds were
not deposited into the custodial bank accounts in accordance with the terms of
the transaction documents.
 
 In our
opinion, except for the material noncompliance described above, the Company
complied, in all material respects, with the aforementioned servicing criteria
as of and for the twelve months ended December 31, 2008.
 
 We do not
express an opinion or any form of assurance on Management Response provided by
management in Appendix A to Management’s Assertion of Compliance.
 
 
 (Signed)
KPMG LLP
 
 
 Chicago,
Illinois
 February
27, 2009