**EXHIBIT
      31.2**




Certification
      of Principal Financial Officer




I,
      Arthur
      W. Budich, certify that:




I
      have
      reviewed this quarterly report on Form 10-QSB of ES Bancshares,
      Inc.;




1)  Based
      on
      my knowledge, this report does not contain any untrue statements of a material
      fact or omit to state a material fact necessary to make the statements made,
      in
      light of the circumstances under which such statements were made, not misleading
      with respect to the period covered by this quarterly report;




Based
      on
      my knowledge, the financial statements and other financial information included
      in this report, fairly present in all material respects the financial condition,
      results of operations and cash flows of the registrant as of, and for, the
      periods presented in this report;




The
      registrant’s other certifying officers and I are responsible for establishing
      and maintaining disclosure controls and procedures [as defined in Exchange
      Act
      Rules 13a-15(e) and 15d-15(e)] for the registrant and we have:




a)  Designed
      such disclosure controls and procedures, or caused such disclosure controls
      and
      procedures to be designed under our supervision, to ensure that material
      information relating to the registrant, including its consolidated subsidiaries,
      is made known to us by others within those entities, particularly during the
      period in which this report is being prepared;




b)  Evaluated
      the effectiveness of the small business issuer’s disclosure controls and
      procedures and presented in this report our conclusions about the effectiveness
      of the disclosure controls and procedures as of the end of the period covered
      by
      this report based on such evaluation; and




c)  Disclosed
      in this report any change in the registrant’s internal control over financial
      reporting that occurred during the registrant’s most recent fiscal quarter (the
      registrant’s fourth fiscal quarter in the case of an annual report) that has
      materially affected, or is reasonable likely to materially affect, the
      registrant’s internal control over financial reporting; and




2)  The
      small
      business issuer’s other certifying officers and I have disclosed, based on our
      most recent evaluation of internal control over financial reporting, to the
      registrant’s auditors and the audit committee of the registrant’s board of
      directors (or persons performing the equivalent function):




a)  All
      significant deficiencies and material weaknesses in the design or operation
      of
      internal control over financial reporting which are reasonably likely to
      adversely affect the small business issuer’s ability to record, process,
      summarize and report financial information; and




b)  Any
      fraud, whether material or not material, that involves management or other
      employees who have a significant role in the registrant’s internal controls over
      financial reporting.




/s/
                  Arthur W. Budich
                
                Arthur
                  W. Budich
              Date:August
                  14, 2006Chief
                Financial Officer