1 NATIONAL INDIAN GAMING COMMISSION

2 REGIONAL TRIBAL CONSULTATION

3

4

5

6

7

8

9 Reporter's Transcript of Proceedings held

10 at the Seminole Hard Rock, 1 Seminole Way,

11 Hollywood, Florida, Commencing at 9:21 a.m., on

12 Tuesday, February 3, 2011 Before Randi J.

13 Garcia, RPR.

14

15

16

17

18

19

20

21

22

23

24

25 Job No. NJ303781

Page 1

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 CHAIRWOMAN TRACIE STEVENS: Good morning.

2 To begin, I would like to turn the meeting over

3 to Chairman Mitchell Cypress of the Seminole

4 Tribe for opening and invocation.

5 CHAIRMAN MITCHELL CYPRESS: Thank you.

6 Good morning, everybody. I welcome

7 everyone here, all the tribal leaders and their

8 staff. And I know that everyone is happy to be

9 here because we see on the news it's white

10 everywhere. You pass, I guess, Central Florida

11 and it gets cooler, but the weather changes

12 from there on out. I understand there is some

13 other places where the roof caved in like the

14 Tulsa Hard Rock. It slows you down on your

15 game. And we will probably need a lot of

16 prayer for that, for them to arrive through the

17 snow area.

18 But down here snow never hit the ground

19 and the frost is the one that killed us out

20 here.

21 I want to go ahead and start introducing

22 the staff here. First of all, I would like to

23 go ahead and introduce Mr. Jim Shore, his

24 assistant Agnes, members of staff, Marty, Alan

25 Huff, Senior. And we have Ross, the staff

Page 2

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 attorneys and Joe Webster, Ed Jenkins and Mike

2 Tiger, our treasurer. I just see a McDonald's

3 sign there. Also, over here we have Suresh

4 from accounting, and Jim Raker, and one of our

5 accountants, Marsha Green.

6 I think we have a very fine staff that has

7 been pushing us all the way up today and make

8 sure we have some others that we will be

9 discussing that we need to share, the

10 information you all share with us.

11 I am going to introduce one of our tribal

12 member counsel, Mr. Max Osceola.

13 MAX OSCEOLA: I will stand so you can see

14 me. Welcome to paradise. Like they say on

15 American Idol, "Welcome to Hollywood."

16 I want to give you a little history with a

17 perspective of where you're at. In December of

18 1977 we started bingo, high-stakes bingo right

19 across the street. You call it the classic.

20 That is when Indian gaming started here.

21 The sheriff of Broward County was going to

22 come on the reservation and force state

23 regulation and we said "no, you are not." We

24 got an injunction. We wanted the lower levels.

25 Supreme Court said they're not going to hear

Page 3

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 it. That's right. If it's legal in the State

2 of Florida, it is legal on the Indian

3 reservation and it's a sovereign nation, we can

4 regulate that activity. It was called

5 Butterworth versus Seminole Tribe, who was the

6 sheriff of Broward County. They said "what is

7 butter worth? "About nickel a pound."

8 So we have progressed from '77 to where, I

9 guess, we were under BIA. They didn't know

10 want to do with gaming. They said how do we

11 regulate this, states and congress, when they

12 said how do we get our cut? When the natives

13 were making the money selling trinkets, they

14 didn't care. When we got into big business,

15 then they wanted their cut. So they passed the

16 National Gaming Act.

17 One time we were in Washington D.C. and I

18 was talking to our senator, Senator Graham. I

19 said "Senator Graham, there is a National

20 Indian Gaming Act." I said "is there a

21 national non-Indian Gaming Act?" He kind of --

22 well, states regulate that activity. I said

23 "BC, before Columbus, native tribes were here.

24 We can regulate our own activity."

25 So I am happy to welcome you here. I am

Page 4

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 glad to see the staff from DC. I am glad to

2 see you're a native too. Because in your heart

3 you know where you're at. You may be working

4 for the government, but you were born native.

5 Welcome to Seminole Country.

6 Thank you.

7 CHAIRWOMAN TRACIE STEVENS: Thank you,

8 Chairman Cypress. My name is Tracy Stevens. I

9 am a member of Tulalip Tribes from Washington

10 State. I am the chairwoman of the National

11 Gaming Commission. I want to extend my thanks

12 and gratitude to the Seminole Tribe for

13 allowing us to come into your territory and be

14 such gracious hosts. This is a wonderful

15 facility here. It's a great example of what

16 tribes can do when they govern themselves. And

17 it is a beautiful facility. We are really glad

18 that we are here today.

19 I do want to recognize we have former

20 commissioners that are here, Joel Frank, the

21 former national gaming commissioner, and also

22 Teri Poust. I think Liz is here. Liz is in

23 the other room. And also I want to recognize

24 our staff that is here. We have outside Rita

25 Homa. She is the executive secretary of the

Page 5

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 commission, and works really, really hard. If

2 she doesn't speak a lot today, she has

3 laryngitis. We appreciate all the work she has

4 done to help us get here. We also have Mavis

5 Harris here. She is right back here. She was

6 handing out packets earlier. She's from our DC

7 office. We have Cindy Altimus. She is over

8 here with the transcriptionist. She's the

9 regional director of the Eastern Region, Keith

10 Hicks works in enforcement. Many of you may

11 know him. Also, we have Larry Roberts, who is

12 our new general counsel right over here, Paxton

13 Myers, who is our chief of staff, and next to

14 me is Lael Echo-Hawk, and last but not least

15 Associate Commissioner Dan Little.

16 I want to say thanks to all the staff. We

17 could not have -- this is our eighth stop. We

18 could not have done this without the support of

19 our staff. And where I come from you support

20 the people that help you do your work. So I

21 want to extend thanks to them.

22 I appreciate everyone coming out. This is

23 the last stop on our eighth-stop tour on our

24 Notice of Inquiry and regulatory review

25 discussions. And I realize that many of you

Page 6

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 had to arrange your -- rearrange your travel so

2 you could miss that storm or had to wait out

3 the storm. There are many people who were not

4 able to make it today because of the weather.

5 So we appreciate everyone who is here today.

6 Like I said, this is the last stop on this

7 particular consultation tour.

8 There will be more. That is something

9 that they have been trying to make sure we say.

10 This is just the beginning. This is not a

11 one-shot deal. We will be having more of these

12 discussions as we -- while we are in office.

13 Many of you may have heard me in separate

14 discussions or in conferences over the past six

15 months since I have been in office. I have

16 been in office since the beginning of July.

17 This commission has come together to identify

18 areas we believe need attention. They have

19 come -- we have come down to basically four

20 major initiatives.

21 The first one is consultation relationship

22 building. Today is a demonstration of the

23 changes that we have made to how we consult

24 with tribes. This is a new day for the NIGC.

25 We will be having these -- when we are talking

Page 7

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 about broad policy, like regulations that

2 affect tribes all across the country, we will

3 having this open forum dialogue, you know.

4 This is being recorded, so there is a record

5 for those tribes who could not make it and can

6 see what -- they can read for themselves what

7 was discussed. We can have an open dialogue.

8 We can exchange ideas. We can hear your

9 thoughts and your suggestions, and especially

10 for this subject today, your priorities, which

11 regulations we should take a look at first.

12 Now, we certainly don't -- we know this is

13 a change from the way meetings have been done

14 before there -- the practice before was you

15 would get a letter, sign up for a time, and you

16 get 15 to 45 minutes, sort of an assembly line

17 fashion to talk about a universe of things,

18 policy, your individual issues. We still have

19 individual meetings with tribes while we are

20 travelling. If you ever come to DC or we are

21 out in your area, if we are at a conference we

22 our avail ourselves to make sure that we are

23 available to the tribes to address those

24 individual concerns. We don't expect your

25 individual issues to be aired here today. We

Page 8

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 have side meetings, meetings outside of this

2 consultation, to discuss those matters. But I

3 want to let everyone know if you have

4 individual issues, don't feel like that this is

5 your only chance to talk to us about that.

6 Today's discussion is about the Notice of

7 Inquiry. We will talk more about that in a

8 moment. But this is the beginning of us

9 working together, identifying the areas that we

10 need to pay attention to, identifying issues,

11 and also solving the issues, solving any

12 problems we have. What we are learning over

13 these eight consultations is that there are

14 differences between tribes. There are

15 different priorities, which is expected because

16 tribes are just different. They are different

17 culturally, different traditionally. Their

18 gaming is different. Their demographics are

19 different. Their operations are different.

20 And what we are hearing is that tribes like to

21 be able to sit in this format and say "I didn't

22 know that that was an issue for tribe X, or I

23 have a similar issue at my tribe."

24 Moreover, we have the opportunity to solve

25 it together. We can do this together. And

Page 9

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 this is the beginning of building an agenda and

2 then going to work together. So that is our

3 first initiative.

4 Our second initiative is technical

5 assistance and training. It is required by the

6 statute, but we think it should be more than

7 just a statutory requirement that we have to

8 meet. We should be helping tribes protect

9 their operations. You know, we should be a

10 partner with you. And if we are providing

11 training that doesn't help your situation, then

12 we are not doing our jobs.

13 We are in a process of relying on our

14 program, our technical assistant and training,

15 so that we hit our target, we hit the target

16 that you tell us needs to be hit for your

17 facility or for your operations.

18 We recently put out a survey to tribes on

19 internets, on web sites, by mail, fax, snail

20 mail, e-mail. We have a number of responses.

21 The survey was basically asking what kind of

22 training do you need? Is there training that

23 we are not offering? Do we need different

24 levels of training?

25 So it's a very simple survey that we have

Page 10

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 gotten quite a bit of response back. And what

2 we are going to do with that is take a look at

3 our training catalog and make sure that we are

4 providing the training that tribes need.

5 I think that survey closed yesterday, but

6 I am sure we are getting more and more. We

7 will consider them as they trickle in, so that

8 we can really examine this program and make

9 sure that it is a streamline process, and it is

10 doing what it is intended to do, bring out and

11 prevent problems, help tribes stay in

12 compliance and safeguard the operations that

13 you all regulate on a day-to-day basis.

14 The third thing that we are doing is

15 agency operation review. This is actually

16 taking a lot more of our time than I had

17 anticipated. And what that means basically is

18 we should be just as concerned about how we run

19 our operations. Our agency is we are about how

20 you run your operations. What is good for the

21 goose is good for the gander. We are spending

22 a lot of time, that is, you know -- along with

23 what Paxton is doing. He's chief of staff.

24 And this is something that Associate

25 Commissioner Dan Little is taking up as one of

Page 11

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 his initiatives, to make sure that we are

2 accounting, that we are transparent, and that

3 our operations are efficient, they're running

4 in the best way possible, so that we are

5 providing the services that tribes need.

6 So that is actually turning out to be

7 quite a monumental task. I thought the reg

8 review was going to be a big task. It turns

9 out that agency operation review is the one

10 that is really taking a lot of our time and our

11 attention. And it should, you know.

12 How we run internally will reflect on what

13 we provide to you externally. And, you know,

14 we are committed to making sure that we are

15 running a streamline agency.

16 Lastly, regulatory review, which is the

17 topic of today's consultation. Many of you

18 know we released a Notice of Inquiry which Lael

19 will talk about briefly after we are done

20 speaking, to ask tribes what regulations, which

21 regulations and how should we go about

22 addressing regulatory review.

23 Every administration comes in and they

24 have a prerogative to say, "okay, where are we

25 at?" Look to the past and say, okay, which

Page 12

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 regulations were put in place, and are they

2 relevant still? That is what we are doing.

3 Because we are in such a short time

4 frame -- I have been in office for six months.

5 It is a three-year term. I have two and a half

6 years left. And as the staff is learning, I am

7 pushing everyone to go, go, go, go. Because I

8 have minutes. I don't have two and a half

9 years. I have minutes to try to do as much as

10 I can to provide a better agency to all of the

11 tribes. That means in terms of regulations.

12 We are asking -- we are involving tribes

13 so that we work on the things that need to be

14 worked on, and we don't get caught up in things

15 that may not be necessarily a priority or that

16 we work on multiple things and not have one

17 issue, one regulation stop us from addressing

18 others that need attention as well.

19 So Lael will talk more about that in a

20 minute. I will say some of this is going to be

21 a challenge. There will be points in time

22 where we are not going to agree. But we will

23 be very clear about why we disagree or why we

24 made the decision. And we will share that with

25 everyone.

Page 13

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 I do want to turn it over at this point.

2 Those are our four major priorities. Today we

3 are kind of hitting on two. This is a new

4 consultation format. At the beginning we are

5 at the cusp of regulatory review. This is just

6 an agenda building activity for tribes to have

7 the opportunity to weigh in and say, okay, this

8 is what needs to be addressed first. This is

9 how we think it should go.

10 So four things we are working on:

11 Consultation, technical assistance, agency

12 operations review and regulatory review. You

13 will keep hearing me talk about that, because

14 that is how I am going to keep you informed on

15 what we say that we are going to do. You will

16 keep hearing us talk about those four things,

17 so you always know where we are at, and we are

18 keeping up with what we said we would do.

19 So at this time I want to hand it over to

20 Associate Commissioner Dan Little for some

21 comments, and then we will turn it over to

22 Lael. Most of today will be opening notes, the

23 microphone and the record for your concerns.

24 But I do want to give Associate Commissioner

25 Little some time to chat.

Page 14

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 COMMISSIONER DANIEL LITTLE: Good morning.

2 Thank you. I want to welcome all the tribal

3 leaders and all the tribal elders and thank the

4 Seminole Tribe and Chairman Cypress for the

5 very warm hospitality. We left Rapid City

6 yesterday morning and it was 18 below. So I am

7 happy to be here.

8 Just a couple of quick things. Like the

9 chairwoman said, this session is for us to hear

10 from the tribes, the issues that you're having.

11 It's very important that we, as a commissioner

12 here, you know, gets the feedback before we

13 make decisions. And as Lael goes though the

14 NOI there is a number of specific issues and

15 questions. Please just keep in mind these are

16 only suggestions. These are not any positions

17 that the commission has taken. It is about the

18 process where these point of discussions were

19 brought up was through discussions with tribal

20 leaders, with tribal commissioners, with our

21 staff over the years folks have come up with

22 these group of issues that could need

23 reviewing. That is how they are. They are

24 just suggestions. We are just really looking

25 forward to hearing what you think about them.

Page 15

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 Once again, welcome, and I look forward to

2 hearing from you all. Thank you.

3 CHAIRWOMAN TRACIE STEVENS: Thanks. It

4 does seem like we are doing a lot of the

5 talking upfront, but, really, what we want to

6 do is let you know what we are up to and

7 briefly review the Notice of Inquiry that was

8 published in the federal register in November.

9 Lael Echo-Hawk is heading up this

10 particular initiative. She sat on the other

11 side of the table, as all of us did. We come

12 from the tribal side, and she has a lot of

13 experience with codes and regulations, and she

14 has been tasked with this particular monumental

15 task. She is doing a good job managing

16 process. If we don't get the process right,

17 then we lose the substance.

18 So I will turn it ever to Lael to briefly

19 do PowerPoint, go over what the Notice of

20 Inquiry says. Then we will open the floor.

21 Many tribal leaders come to these and they have

22 prepared statements. First of all, you all

23 have busy schedules, much busier than ours will

24 ever be. We recognize your time is limited.

25 We know that many of you come with prepared

Page 16

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 statements. We don't want to get stuck on one

2 particular area. So we are just going to open

3 the floor after we review the Notice of

4 Inquiry.

5 Again, thank you. And I really look

6 forward to working with the tribes together

7 over the next two years. So I will turn it

8 over to Lael.

9 LAEL ECHO-HAWK: Good morning. My name is

10 Lael Echo-Hawk. I am a member of the Pawnee

11 Nation of Oklahoma. Counsel and Chairwoman

12 Stevens, and I also would like to thank the

13 Seminole Nation for allowing us to be here

14 today. Like chairwoman said, it's much warmer.

15 It's like 120-degree difference with a negative

16 40 below, with the wind chill when we were in

17 Rapid City. This is much, much nicer.

18 I will briefly go over what the Notice of

19 Inquiry is about, what the regulatory review

20 process is going to be for the NIGC, obviously

21 my contact information on the PowerPoint

22 screen. You should all have a copy of the

23 PowerPoint in your packet. If you didn't

24 receive a packet, please raise your hand and we

25 will have Mavis get some out to everyone so you

Page 17

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 can follow along. There are a couple of -- I

2 see two over here. This can help you kind of

3 follow along.

4 That is my contact information. Any

5 issues or concerns you have regarding the

6 regulatory review process on the agenda you can

7 reach me at this phone number, this e-mail

8 address, talk to me today. But we do want to

9 hear from you. That is really what the intent

10 of this Notice of Inquiry and this whole

11 process is about.

12 So why regulatory review? As you guys all

13 know, probably better than I do, the Indian

14 Regulatory Act tasked the National Gaming

15 Commission with putting together regulations to

16 implement that. And so, you know, we do have a

17 regulatory framework, but it is something that

18 when this commission came on they agreed that

19 it was something that we needed to review, take

20 a look at, see how we can improve the industry.

21 Additionally, as most of you all likely

22 know, President Obama issued a directive within

23 the past two weeks telling agencies to take

24 another look at their regulatory structure, to

25 streamline it, streamline it, make it more

Page 18

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 efficient, update regulations. And so we kind

2 of got up -- we are patting ourselves on the

3 back, this is our idea. But, you know, that is

4 what we are doing.

5 Additionally, we are required by the

6 executive order and the Regulatory Flexibility

7 Act to put together a semiannual regulatory

8 review agenda. So that is something that will

9 come out in April, and this whole process will

10 lead to that agenda.

11 The Commission has also taken the

12 executive order. We are all very familiar with

13 it 13175, the consultation and coordination

14 with Indian Tribal Government executive order.

15 We take that very seriously. We are committed

16 to the intent of that order. It is now on our

17 web site. There is actually a button -- this

18 is due in large part to Mavis right here, part

19 of our web site staff, Mavis and Mark. We have

20 a great staff who has been really great about

21 updating our web site. We do have a new web

22 page that is dedicated to tribal consultation.

23 The executive order is on that web site. You

24 click it, there is another button that will

25 lead you to the regulatory review web page as

Page 19

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 well where all this information can be found.

2 But this commission is committed to the

3 intent of that executive order. A particular

4 section of the commission that it's really

5 paying close attention to is section 3C3. It

6 says "when undertaking to formulate and

7 implement policies that have tribal

8 implications, agency shall -- shall in

9 determining whether to establish federal

10 standards consult with tribal officials as to

11 the need to those standards."

12 That is what we are doing today. That is

13 what we have been doing for the past month.

14 Before we start working on standards, we want

15 to talk to you, we want to understand what the

16 needs truly are and how we can best go about

17 making those changes that need to happen in

18 regulations.

19 So what is a Notice of Inquiry? A Notice

20 of Inquiry is something I haven't seen used

21 with agencies when interacting with tribal

22 governments. However, it is a tool that is

23 used by a number of federal agencies when

24 communicating with their constituents. So a

25 Notice of Inquiry is questions. We hear that

Page 20

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 there is an issue regarding certain policies.

2 Please tell us, you know, you people that are

3 going to be the most affected by the changes or

4 this policy, tell us what the issues are and

5 how we can best work to address those issues.

6 That is what this Notice of Inquiry is.

7 I will ask three primary questions. What

8 regulations do we need to be looking at? When,

9 sort of and what priority level. As the

10 chairwoman mentioned, we are operating on a

11 very short time frame. By best guess for how

12 long we can continue ruling before the

13 presidential election process really gets

14 going, and they tell federal agencies to stop

15 issuing rules is probably about 18 months.

16 So 18 months to consult, to do revisions,

17 to put the notice in the federal register is

18 really not a long time. We have pretty -- it

19 looks like we are going to have a lot on our

20 plate. We will really need your assistance.

21 We need to know the priorities. What are the

22 most important things that need to be

23 addressed? Then, finally, how? The how leads

24 to tribal advisory committees, do we do this

25 through negotiated rule making. Are there some

Page 21

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 instances where a notice of written -- written

2 notice of proposal we are making and then just

3 asking for written comments, if that is

4 sufficient. We need to know. We really need

5 input from tribal leaders and your staff on how

6 we should go about doing this. In the best

7 way, that brings in the best comments from the

8 industry, from the Indian Country, from the

9 gaming operations, the tribal leadership.

10 So this is our road show. I keep hearing

11 that we are going to get T-shirts made, but I

12 haven't seen them yet. But this is where we

13 have been. Since January 11 we have been in

14 eight locations holding eight consultations.

15 This is our last stop, obviously, but the idea

16 was that we bring the agency to you that tribes

17 should not have to travel to DC to talk to us.

18 We need to be in Indian Country. So you guys

19 can continue doing what is very important in

20 your communities and you don't have to go all

21 the way to DC.

22 So the Notice of Inquiry published

23 November 18th. If you're at G2E or at NCAI you

24 might have heard the chairwoman make the

25 announcement. The commentary closes

Page 22

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 February 12th. That is in a week from now. We

2 are going to give everyone here the opportunity

3 to kind of think about what you heard today and

4 look at what is on the web site and make your

5 comments. All written comments and

6 consultation transcripts are going to be posted

7 on the tribal consultation page of the web

8 site. There are already probably 12 comments

9 up. There is at least one transcript. I am

10 hoping to get a couple more up by the end of

11 this week. Again, thanks to Mavis and the

12 staff that we have in DC. But we are really

13 committed to transparency and accountability.

14 And one way to do that is put all the

15 information that we have out and make it

16 accessible to you, so you know what we have

17 heard from other tribes. You can take a look

18 and see what other tribes are saying and make

19 comments based on that as well.

20 So, again, what Commissioner Little said

21 we want to emphasize, these are suggestions

22 only. We are not committed to anything that

23 was -- that we put into the Notice of Inquiry

24 or federal register. These are just issues

25 that have been raised as we have done

Page 23

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 consultations over the summer, as we have had

2 meetings with tribes and as we met with people

3 at conferences. We haven't taken a position on

4 what is included in the notice.

5 So very, very briefly, what regulations

6 were included in the Notice of Inquiry? What

7 were the issues we heard? We heard some

8 concerns about revenue, the definitions that

9 are in the regulations today. Also, we've

10 heard some concerns about the bulletin that is

11 out there and the use of net gaming revenues

12 and whether that should be revisited as well.

13 Management contracts and a number of

14 issues that come up with management contracts

15 that we have been asked to take a look at.

16 Some very simple things, like changing the

17 calculation of fees from calendar year to a

18 tribe's fiscal year.

19 We've heard from our finance department

20 that makes more sense and makes the calculation

21 easier and simplifies the process. Using

22 industry standards, definitions. One thing we

23 heard about and we haven't heard anyone say

24 that it has not been a good idea, that is to

25 put together some sort of ticketing type system

Page 24

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 for when tribes submit their fees late, instead

2 of issuing notice of violation.

3 As you all know, and you know, I

4 represented a tribe for six and a half years,

5 notice of violations are significant. They're

6 not insignificant. They're very important,

7 both internally for the tribe and for the

8 people looking at the tribe. We don't want to

9 issue a notice of violation for something that

10 could have been an oversight in personnel

11 changes. We heard -- was it maybe in Rapid

12 City -- that someone, their CFO was going in

13 for like a lung transplant, so the fees were

14 submitted three days late and they get a notice

15 of violation. It took them a substantial

16 amount of time to resolve that issue. But they

17 still -- even though they settled, they still

18 have a notice of violation. And whether or not

19 that is a -- that is the right way to go about

20 dealing with late fees submissions.

21 The self-regulation -- regulation, whether

22 or not the burden for obtaining that

23 certificate, really -- there is really the

24 benefit, if the benefit really outweighs the

25 burden. We heard that it's not a successful

Page 25

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 regulation, that we need to take a look at it.

2 Management contracts, there is a number of

3 issues on management contracts, that if you

4 have some of those, if you heard about those,

5 we do want to hear what your thoughts are on

6 these issues.

7 Proceeding before the commission. I am an

8 attorney. I like to know what the process is.

9 I don't want to file an appeal and have it sit

10 there until I am about ready to retire and then

11 all of a sudden it is going to be addressed.

12 We've heard that this is something that should

13 give -- we should provide them notice. People

14 should know what their due process is when they

15 come before the commission and they're filing a

16 notice of appeal or, et cetera. So that is

17 something else that people have said that we

18 should consider working on.

19 The issue with the most press, the issue

20 that the chairman woman said, it just sucks the

21 air out of the room, and that is the MICS.

22 Sucks the air out of this room and it's over in

23 the next room right now. But this is obviously

24 a very important issue in Indian Country. It

25 is something we heard about in every single

Page 26

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 meeting, different opinions on how to deal with

2 these issues.

3 My concern is from a process standpoint is

4 how do we address the MICS, Class II, Class

5 III, technical standards? How do we address

6 the issue that the Colorado River Indian Tribe

7 told me that they didn't give the agency the

8 authority to promulgate or enforce Class III

9 MICS? How do we deal with that, given that we

10 have Class III MICS regulations today? What do

11 we do about that? What do we do about that in

12 the context of tribes that have included that

13 in the NIGC Class III MICS in their compact and

14 then given the NIGC authority to enforce the

15 ordinance.

16 So we have a number of issues around Class

17 III MICS specifically, and very different

18 opinions. We do need some help figuring out

19 how to address those.

20 But, you know, back to process, from my

21 perspective, how do we also do this in a way

22 that doesn't sort of obliterate all these other

23 concerns and all the other issues that are as

24 important to Indian Country and need to be

25 addressed in the regulations. How do we do

Page 27

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 both things and make sure that we do the most?

2 We need your help on that.

3 The pilot program for background

4 investigations for licensing --

5 MS. ALTIMUS: Can you slow down, please.

6 LAEL ECHO-HAWK: I have to slow down and

7 speak slower.

8 The pilot program for background

9 investigations, it has been in place for a

10 number of years, and should we consider

11 formalizing that in a regulation. We had a

12 number of tribes ask us to allow access to

13 finger printing, the finger printing process

14 and the database that we use with the FBI for

15 non-primary management officials or key

16 employees.

17 If we were to do this it requires a change

18 to our MOA with the FBI, but if it is something

19 the tribes are interested in, then it is

20 something we can look at, but we need some

21 input.

22 The facility licensing regulation, we've

23 heard over and over and over again that this

24 regulation should be opened back up for

25 comment, that we need to take another look at

Page 28

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 it. There have been some concerns that this

2 regulation was put into place without proper

3 consultation, that the agency fell down in the

4 process of putting that regulation together,

5 and that we need to go back and take another

6 look at it.

7 Access and -- inspection and access to

8 records held off site. For example, a former

9 management company may have some financial

10 records that they have at their facility in

11 Vegas, and the tribe cannot get access to them.

12 Should we specify a regulation that the NIGC

13 has the authority to access those regulations

14 or access those records at those sites.

15 Another issue that has been raised is

16 whether or not the chairwoman or the chair of

17 NIGC should have the authority to withdraw a

18 notice of violation. And along those lines, we

19 heard that perhaps we need to go back and take

20 another look at the enforcement regulations

21 themselves and put into regulation form a

22 pre-notice of violation with an opportunity to

23 comply and cure so that we don't end up just

24 issuing a notice of violation. As I said

25 before, they are very important. They are

Page 29

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 substantial -- they have a substantial impact.

2 And we need to be cognizant of that. If we can

3 work with the tribe to come into compliance,

4 perhaps we can avoid it and it will be all

5 together. So we heard a number of

6 consultations that that is something the NIGC

7 should consider doing. Other federal agencies

8 should have similar regulation. Perhaps we

9 need to look at those types of models.

10 So those are the issues that have come up

11 with current regulations. The potential new

12 regulations that we have been thinking about or

13 we heard issue should be formalized into

14 regulations.

15 The Tribal Advisory Committee, now I know

16 that the last couple of, probably, tribal

17 advisory committees that the agency has worked

18 with or has set up has been very controversial

19 in Indian Country and people have felt like

20 they were not heard or utilized properly. This

21 is something we need to set the regulation how

22 those committees will be selected and set up,

23 what the process will be, when those committees

24 are in -- when they are set up, and even how

25 the meetings are conducted, the facilitator.

Page 30

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 Those kind of issues, and whether or not that

2 needs to be put into regulatory form.

3 Sole proprietary interest, we had a number

4 of tribes come to us on this issue as well,

5 dealing with, you know, contract or combination

6 of contracts that perhaps looked okay at the

7 beginning but now appear to, at least to the

8 tribe, to violate this local proprietary

9 interest provisions of the act. And, you know,

10 a lot of tribes have raised a concern that we

11 need to put something out formally, whether a

12 regulation, or what have you, that defines what

13 sole proprietary interest means. And how to do

14 that we had suggestions in California that

15 perhaps one of the ways to do it would be

16 redefining primary beneficiary. It is

17 something that if you're interested in and you

18 have concerns about, we definitely need to hear

19 input from the tribes on that.

20 A communication policy regulation, however

21 this works, we have been very concerned with

22 how we communicate with you. How do we even

23 notify you of consultations? You may or may

24 not have noticed -- hopefully you noticed --

25 that when we introduced the Notice of Inquiry

Page 31

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 we did everything we possibly could to reach

2 you. We did your tribal leader letters. We

3 made announcements at various venues. We

4 published the federal register, we sent it out,

5 put it on the web site. We mailed it. We

6 faxed it. We will smoke signal, Pony Express

7 it. We'll do whatever we need to do to get

8 this information to you. But there are other

9 things as we do engage in

10 government-to-government consultation our

11 obligation is to the tribal elected officials,

12 and that situation could lead to contact, and

13 then how do we make sure that some information

14 that we send to tribal counsel also gets to

15 your staff and that gaming commission or at the

16 operations. It can get very confusing.

17 Working at a tribe myself, I was just

18 lucky that I was friends with the tribal

19 counsel's staff and they made sure that any

20 information they got got to me and then I

21 filtered it down to the commission or to the

22 gaming operation. But I know that as tribal

23 leaders you get a lot of paperwork. Sometimes

24 things get lost in the shuffle.

25 We want to make sure when we put some

Page 32

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 information out that it reaches everyone it

2 should. So we need your help because you guys

3 know how tribes work, certainly better than we

4 do. How can we do that and be effective?

5 Finally, the Buy Indian Act. I know that

6 the National Gaming Association has had an

7 initiative for several years, let tribal

8 operations Buy Indian from each other and we

9 are looking at our agency. When the agency

10 goes out to, for example, purchase meeting

11 space like this, that we should be putting some

12 money that funds the money from tribes, that

13 funds the agency, putting it back into Indian

14 Country. So that when we are purchasing goods

15 or services, whatever they may be, that the

16 agency is obligated by regulation to buy it and

17 put the money that we -- that you pay in to

18 fund our agency, that we put it back into

19 Indian Country, so considering the binding act.

20 We hope, you know, following the example of the

21 National Gaming Association, we think it is an

22 important thing, so --

23 Again, these are only suggestions. The

24 commission has not taken a position on any of

25 these, you know. We like some more than

Page 33

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 others. We heard lots of comments. As I keep

2 getting more comments, I'm like, "oh, we didn't

3 think about that." So it is so vital that we

4 get your input, that you provide us some

5 guidance on how do we it.

6 Just a note, if you take a look -- the

7 first comment we got was from San Manuel Tribe

8 and not speaking to the substance of what their

9 comments were, but if you look at the format,

10 it was very helpful for us as we went through,

11 they identified the regulation, they identified

12 whether or not it was a issue for them, sort of

13 what priority level, what method we could

14 consider revising that regulation.

15 There is some good examples on the web

16 site of how it might be helpful to frame your

17 comments. But it doesn't matter how you frame

18 them. Send them to us. We want to hear from

19 you. We need to hear from you.

20 One other thing, going back to the

21 executive order. Again, in the same section,

22 section 3C2, this time it says "when

23 undertaking to formulate and implement policies

24 that tribal implications agency shall, where

25 possible, defer to Indian tribes to establish

Page 34

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 standards."

2 So we really can look to you and, if

3 possible, defer to the standards that you

4 forward to us in regard to these regulations.

5 That is something that we are hopeful will

6 happen, that we can be -- that Indian Country

7 can come forward and provide us with some

8 options that we can take a look at. We're

9 getting to be very sophisticated. We can

10 borrow some things from what tribes are doing.

11 The commentary is closed next week.

12 Everything will be posted on line. There is a

13 bunch of information on line, including a

14 number of comments and transcripts. You can

15 send those comments to me at

16 reg.review@NIGC.gov and they will be on the web

17 site, hopefully within a day or two, but again,

18 Mark has been really great about getting that

19 stuff as soon as we get it.

20 The commitment from the NIGC, the

21 commitment from myself is that every comment

22 that is received, we will review it, we will

23 consider it carefully. The regulatory review

24 agenda will be accompanied by a summary of why

25 we went a certain direction, why we are taking

Page 35

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 a look at regulations, and in what order and

2 how we are going to work on them. We are going

3 to be accountable to you. We want to be

4 transparent. We want to tell you why we went a

5 certain direction. If we disagree with the

6 direction that tribes asked us to go, then we

7 are going to explain why. We want the decision

8 making process to be transparent. We want you

9 to understand that we are considering

10 everything that is sent to us.

11 Finally, the agenda will be completed in

12 April, likely at NIGA. You will know what the

13 direction is that we are going. And like I

14 said, from today we have approximately 18

15 months. In April we are going have about 16.

16 And so we need to move very, very fast. And we

17 will be moving very, very fast. I hope that

18 you guys will support us and that you will

19 participate because it is only with your

20 participation that we are going to come up with

21 a product that is really the best for Indian

22 Country.

23 The consultations are being recorded and

24 transcribed. If you speak, please use the

25 microphone. State your name, the tribe that

Page 36

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 you represent or the organization that you

2 represent. There is still room around the

3 table for tribal leadership. If you're sitting

4 in the back -- you can sit in the back if you

5 like, if you're shy, or you can come forward.

6 Let's see what else. If you have a

7 written statement, if you read a written

8 statement, that is great. If possible, give me

9 a copy of that so that we can include it in the

10 transcript.

11 And with that, I will turn it over to

12 Chairman Stevens and we will open the floor to

13 comments from you. Thank you.

14 CHAIRWOMAN TRACIE STEVENS: Thank you,

15 Lael.

16 So I know you all have been very patient,

17 as we have been doing a lot of the talking. We

18 wanted to get that out of the way first so we

19 can do an overview and explain the purpose of

20 the meeting, why we are doing what we are

21 doing, remind everyone of what our initiatives

22 are so you can hold us accountable and just,

23 you know, do the brief overview of the Notice

24 of Inquiry.

25 Can everyone reach a microphone? If you

Page 37

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 need help, let us know. We will get up and

2 move the microphones around for you.

3 We are just going to open it up for

4 comments by tribal leaders, just for the sake

5 of protocol. I would like to give the floor

6 over to the tribal leader first and tribal

7 elders, or whoever the tribal leaders

8 designate. I am happy to turn it over to

9 tribal leadership first, if we have folks who

10 have comments they would like to read in. If

11 there are any questions, you're not sure about

12 something, let us know.

13 Also, one thing. Her phone number is up

14 there. Any of you who have been trying to call

15 our office for the past week, we broke our

16 phones. We tried to install caller ID and we

17 broke it. We are going to fix it. We

18 apologize. But our e-mail works. We are in

19 South Dakota and we heard that 96 percent of

20 the reservations out there don't have access to

21 internet. But they can call and hope they get

22 through. The phone lines will come in, and you

23 may not get through to who you're looking for.

24 So we have it set up so that if the numbers are

25 not going to the right place, they will get the

Page 38

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 information to us. I apologize if you're

2 trying to get ahold of us. We are really

3 trying to fix it. But e-mail as well. Part of

4 that internal stuff that we are working on, so

5 that we get up to the 21st Century.

6 So I will turn the floor over to anyone

7 who would like to ask any questions or comment.

8 The floor is open.

9 Chairman Cromwell.

10 CEDRIC CROMWELL: Cedric Cromwell. I just

11 want to compliment you on what you're doing

12 with the consultation. I think this is going

13 in the right direction. You get the stories of

14 past. Obviously we are on that path. Seeing

15 things that you're working on, I think it is

16 great. I just want to make that comment. That

17 is all. I have nothing negative to say or any

18 suggestions, because I think you've covered

19 what has been on my mind.

20 CHAIRWOMAN TRACIE STEVENS: Thank you.

21 GUY MICHAEL: I am Guy Michael, legal

22 counsel for the Chitimacha Tribe of Louisiana.

23 John Paul Darden, who is our chairman, is here.

24 He asked me to speak to some of these issues.

25 First of all, on behalf of the chairman,

Page 39

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 let me thank the Seminole Tribe for your

2 hospitality for allowing this conference to

3 take place here, and also, of course, the

4 Commission with whom we have been dealing since

5 about 1993, with whom too that we have had a

6 wonderful working relationship. All

7 commissioners and staff, Cindy Altimus has been

8 terrific and we worked with Keith in our

9 district. He has been enormously cooperative

10 and helpful, and Elaine Trimble Saiz, who has

11 always made herself available to us by phone,

12 fax or any form of communication to answer any

13 questions we have. Very appreciative again of

14 the excellent relationship we have been able to

15 develop. Thank you for these conferences that

16 give us, again, another opportunity to be able

17 to confer and to learn how we can best serve

18 the tribe.

19 In terms of any substantive remarks

20 regarding the excellent presentation, there is

21 one issue that I could address, because we are

22 in the throws of it now. We don't want to have

23 individual problems. This is more of a general

24 nature. It is the idea of the sole proprietary

25 interest. And given the Wells Fargo decision

Page 40

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 and the issues that arise with regard to

2 financing in connection with that sole

3 proprietary interest question.

4 We as a law firm for the tribe are asked

5 when there are financial situations to issue

6 legal opinions as to whether or not a

7 particular lending document is a management

8 agreement. It is very difficult, sometimes, to

9 do that. We appreciate the various legal

10 opinions that general counsel has issued on

11 that subject and we take from them. But,

12 again, those are all case-by-case kinds of

13 analyses. For us to then analogize those cases

14 to our cases where there may be some variations

15 becomes a little tricky. Anything that can be

16 done to maybe more formalize or standardize the

17 standards by which sole proprietary interest or

18 theory is applied, especially as it relates to

19 the banks and financial institutions. I don't

20 know if it would be workable. But one

21 potential idea might even be to be exempt from

22 those determinations, banks and financial

23 institutions that are issuing loans in the

24 regular course of business, which for the most

25 part, are not intended to be the management, as

Page 41

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 we understand it, but have certain conditions

2 in them that do implicate those same areas, if

3 that kind of exemption criteria could be

4 developed within it might be very helpful.

5 I could go on and on with other comments.

6 LAEL ECHO-HAWK: Will you be submitting

7 written comments?

8 GUY MICHAEL: Yes, I could do that.

9 LAEL ECHO-HAWK: If you have ideas,

10 particularly with regard to that issue, we

11 would really love to hear them.

12 GUY MICHAEL: Okay. Great.

13 CHAIRWOMAN TRACIE STEVENS: The floor is

14 open for more comments, any questions anyone

15 might have.

16 Yes, sir?

17 ADMINISTRATOR MCGHEE: I am actually

18 here -- our vice chairwoman Stephanie Bryan

19 can't be here. She came down with the flu

20 right before she had to fly out.

21 I have a statement I would like to read on

22 her behalf, if I may. My name is Daniel

23 McGhee, with the Poarch Creek Tribe,

24 administrator of the Gaming Commission and

25 Tribal Committee.

Page 42

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 "On behalf of the tribe I would like to

2 thank you for giving us the opportunity to

3 provide comment on the Commission's Notice of

4 Inquiry. And I especially want to thank you

5 for taking on the ambitious goal of revamping

6 the Commission's regulations.

7 In our review of the Notice of Inquiry I

8 would say that we share the beliefs of many

9 that we've heard speak today and at other

10 consultations. While some of the changes

11 contemplated by the Commission will benefit

12 Indian Country, we feel that others will not.

13 In particular, we strongly discourage the

14 Commission from expanding the definition of

15 management contract so that it includes any

16 contract merely because it pays a fee based on

17 percentage of gaming revenues. Just because

18 payment to a third party is based on percentage

19 of revenue does not mean that the contract

20 involves management. In our experience, these

21 contracts have nothing to do with management,

22 and thus to mandate their submission would be

23 to expand the authority of the Commission

24 beyond what was intended by IGRA.

25 Don't get me wrong, we appreciate that the

Page 43

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 Commission will review these types of

2 agreements at the request of tribes to ensure

3 that they don't violate IGRA. We simply

4 believe that their submission should remain

5 voluntary.

6 We also disagree with the idea of adding a

7 definition that would require a tribe to

8 consider cash flow out before allocating gaming

9 revenues for non-gaming purposes.

10 Considerations such as these go to the very

11 heart of tribal sovereignty and right or wrong

12 tribes should be the ones making these

13 decisions.

14 With all due respect, we think it would be

15 a waste of time or a waste of the Commission's

16 time to address this issue. I would venture to

17 guess that most, if not all tribes, already do

18 this. I know we take these type of decisions

19 very seriously. After all, this is our future

20 that we are talking about, the future of our

21 members and our children. These type of

22 decisions should remain in the hands of the

23 tribes.

24 As you know, Poarch Creek operates three

25 Class II facilities in the State of Alabama.

Page 44

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 Changes in the area of Class II gaming are very

2 important to us. We note in particular that

3 the Notice of Inquiry discusses the changes

4 that are under way with regard to the Class II

5 MICS and Technical Standards.

6 Along with Daniel McGhee and Linda McGhee

7 and I have been very involved in the Tribal

8 Gaming Working Group's review of the MICS and

9 technical standards. In fact, we spent all day

10 yesterday discussing them and will continue to

11 do so today and tomorrow. Tribal regulators,

12 vendors and other industry experts from all

13 over the country have been participating in

14 these meetings in an effort to develop a

15 revised set of regulations that are better

16 suited to Class II gaming. I truly hope that

17 the work product of this group will be given

18 great deference as the Commission considers how

19 it will ultimately revise its regulations. And

20 Hopefully this group's work product can serve

21 as the starting point as a Tribal Advisory

22 Committee that then works to craft final

23 regulations.

24 But one last substantive note, the idea of

25 revamping the commission regulations on

Page 45

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 self-regulation is of great interest to the

2 tribe. If done properly, we think this action

3 alone could alleviate a lot of the pressures

4 experienced by the Commission on a daily basis.

5 If the regulations were more practical, and

6 more clear, more tribes would take advantage of

7 this program and even more of the daily

8 regulatory responsibilities could shift to the

9 tribes. Notably, this is exactly what IGRA

10 envisioned. With the involvement of the Tribal

11 Advisory Committee we believe that today's

12 overly burdensome regulation can be crafted

13 into something that will more closely model

14 what was intended by congress when it enacted

15 IGRA and we look forward to working with

16 commission on this.

17 Finally, I wanted to be sure to note a

18 concern that we have with the enormity of the

19 task being undertaken by the Commission. I

20 have only discussed a few of the topics raised

21 by the Commission in the notice. There are

22 many more that you are considering, most of

23 which will take time to adequately address. As

24 you've noted, your terms are not endless. As

25 such, we want to stress how critical it is that

Page 46

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 the Commission set priorities and that it work

2 closely with Indian Country as it moves

3 forward.

4 Even where the Commission decides not to

5 act, it is important that it leave a record

6 detailing the reasons for such inaction. Doing

7 so will benefit the industry greatly as new

8 commissioners take office and assess their own

9 priorities. And by using a combination of both

10 Tribal Advisory Commission and notice and

11 comment rule making and by working closely with

12 the industry we think the Commission will go a

13 long way towards attaining its ambitious goals,

14 otherwise, we fear that very little can be

15 accomplished.

16 We thank you for your time."

17 I apologize, Ms. Bryan wanted to read this

18 herself, but she asked me to do that.

19 I would note when she asked me to look at

20 the regulation or self-regulation, and she

21 asked if that would be something we would be

22 able to do, as I was reading it, I could not

23 answer her question. It was very vague. It

24 was very subjective. She asked and I said I

25 don't even know if we would imply or try to

Page 47

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 reach this criteria, if we could do it or if it

2 would be a waste of our time.

3 In short, I would recommend that you be

4 much clearer. The criteria be set down to

5 where I know I have to do this, this and this.

6 And if I can do those things, then I have a

7 good chance of, you know, obtaining

8 self-regulation.

9 I also think that the criteria should be

10 less objective, meaning if I submit an

11 application on whatever self-regulation, the

12 decision I would get from your commission would

13 be the same the decision I would get from any

14 other commission, because it is very black and

15 white. It is not left up to, you know, how you

16 felt or how you thought. So those are comments

17 on self-regulation.

18 CHAIRWOMAN TRACIE STEVENS: And thank you

19 for your comments. Will your tribe be

20 submitting written comments?

21 ADMINISTRATOR MCGHEE: Yes.

22 CHAIRWOMAN TRACIE STEVENS: This is a

23 concern that we have heard throughout our

24 consultations, self-regulation regulation is a

25 bit older, and in that time other regulations

Page 48

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 have been adopted by this agency. We only have

2 two tribes, two out of 233 that are certified.

3 One was mandated, so one was voluntary.

4 So we are certainly open to ideas. First

5 if this is a priority, but also because it

6 hinges -- self-regulation will also hinge on

7 the other regulations that we are dealing with.

8 We need to know what your priority is on this.

9 So the floor is open again for those who

10 have comments. It looks like we have someone

11 in the back. No.

12 MR. BLUEDOG: My name is Kurt Bluedog. I

13 am here representing Shakopec Mdewakenton Sioux

14 Tribe. I have a question: When you're talking

15 regulations here, I am curious as to the

16 authority and oversight of the various federal

17 agencies. Are you able to tell the FAC and

18 staff what the oversight role would be with

19 regard to the regulations revised or

20 promulgated by the NIGC with respect to

21 oversight on the part of the Department of

22 Justice and perhaps the Department of Interior,

23 particularly with those issues related to

24 things like Class II definitions and other sort

25 of maybe more controversial type comments?

Page 49

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 I am curious in terms of what the

2 perspective of the commission is with regard to

3 your authority to move forward with

4 regulations. And, obviously, I know that

5 you're mandated by the statute to implement the

6 regulatory act.

7 Have you had any problems, I guess, in

8 terms of oversight or sort of bumping? I know

9 several years ago the Department of Justice --

10 there was a real split between NIGC and the

11 Department of Justice, particularly with Class

12 II definitions. I think there has been other

13 instances as well. I don't mean to put you on

14 the spot or put you in a bad position, but I am

15 curious as to the extent of your authority on

16 these regulations.

17 CHAIRWOMAN TRACIE STEVENS: Well, as you

18 said, it is mandated in the act. And, you

19 know, I am on the tribal side when there were

20 issues with other agencies, whether it was

21 Interior or Justice. And what I can say about

22 this particular administration is that we are

23 not having those issues right now. The

24 administration has been very clear to all of

25 these agencies, the executive branch that, you

Page 50

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 know, we should be providing consistent, good

2 government to those we serve.

3 So just to address that issue, and you

4 know, I guess any particular commission can

5 interpret the act how they want about what

6 their authorities are, because that is how

7 policy is. That is where policy comes in. It

8 is an interpretation of what we are -- what our

9 statutory mandate is.

10 That may come out more as we move forward

11 in putting this agenda together. But I will

12 say this: We are not necessarily wedded to

13 regulations, because we are here talking about

14 regulations. We are talking about mostly the

15 existing regulations.

16 We had several people say "why do you all

17 keep wanting more regulation?" Today the

18 discussion is not necessarily about more

19 regulation. What this discussion is about is

20 what is going to be best to protect the

21 industry. That may not necessarily mean more

22 regulation. It may be refining the regulation

23 that exists now. That is a natural response,

24 given the history, to continue to see more,

25 reach and more -- more regulation. For this

Page 51

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 commission that is not necessarily going to be

2 the outcome.

3 What we are interested in is making sure

4 that we stay within the statutory authority as

5 we understand it, and that we work to -- we

6 work with you to safeguard this industry

7 however that might be. It may not necessarily

8 be regulations.

9 We heard a lot about standards, because

10 the act does talk about standards and

11 regulations. And we are getting lots of

12 suggestions about issuing standards or

13 bulletins or guidelines or industry best

14 practices, especially in areas where it might

15 be gray, especially in light of the Colorado

16 Indian Tribe Decision.

17 I am not sure if that answers your

18 question.

19 MR. BLUEDOG: Just a brief follow up.

20 When you do devise regulation or new regs it

21 would seem that there would be a process to vet

22 those regs with any administrations. I am not

23 sure how that process works. It seems like the

24 office of management and budget is

25 administratively involved in the distribution

Page 52

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 that to the other affected federal agencies,

2 and they have an opportunity then to approve or

3 disapprove and otherwise comment or possibly

4 even more than comment. Maybe you haven't

5 gotten to the point where you've had to deal

6 with that yet in terms of this administration

7 or the NIGC.

8 I am just wondering if you had any

9 thoughts on that. You don't anticipate any

10 problems, but that may happen. I am just kind

11 of curious as to how that process might work.

12 CHAIRWOMAN TRACIE STEVENS: Well, thanks

13 for bringing that up, because actually we have

14 been thinking about it. It's one of the first

15 things we started talking about. I am looking

16 for my lawyer, but I think he walked out of the

17 room.

18 We are talking about that, because the

19 previous commission, it seemed or it appeared

20 to me, as being on the tribal side and now

21 coming in as the new chair -- how do I say

22 this? I am trying to view their independent

23 regulatory status, their independence very

24 broadly.

25 I am probably not as -- I am not that

Page 53

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 like-minded about that. I think we have

2 independence for purposes of enforcement

3 action, because we want to be free of the

4 politics when we have to, you know. We have to

5 make sure that the industry is protected. We

6 have to do that with you.

7 But if you read the statute, we are within

8 the Department of Interior. The normal courses

9 you put out of regulatory review, it does go

10 into OMB. I do a lot of outreach. We do a lot

11 of outreach because we take the president's

12 directive to work with sister agencies

13 seriously. Even if it is not formalized, we

14 are checking in with other agencies to make

15 sure that we are not creating inconsistency or

16 that we are causing a problem that we don't

17 mean to cause.

18 I do that quite a bit, and we reach out to

19 justice. We reach out to -- we are working

20 with the treasury on some things. We worked,

21 of course, with the Department of Interior

22 quite a bit. We are looking at that question.

23 It is a question I had immediately coming in as

24 having gone through the exercise, working for

25 the Department of Interior for Indian affairs

Page 54

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 there was a process you went through that

2 always involved everything going over to OMB,

3 to their regulatory folks, and then having to

4 work with other agencies to make sure that we

5 didn't get in the crosshairs. That is their

6 job. That was not a practice before. So we

7 are looking at how we go about that, even if it

8 is determined, you know, we do have some

9 independence. There is some courtesy involved

10 too, and to make some assurances, to ensure

11 that we are not creating more problems than we

12 are trying to solve inadvertently.

13 So I don't know if that addresses your

14 question. It was on my mind immediately having

15 come out of the DOI, and looking at the process

16 and supporting the government initiative. We

17 don't have an answer yet on that, but we are

18 working with the White House, who the OMB works

19 for, to examine to what extent do we involve --

20 we work with OMB. Whether it is mandatory or

21 involuntary, but either way, we don't want to

22 get into those crosshairs either.

23 Yes, Chairman Stevens.

24 CHAIRMAN STEVENS: Thank you, Madam

25 Chairwoman. I have prepared some statements

Page 55

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 here, so I don't want to go too long. I

2 appreciate the opportunity. I was sitting

3 right across from my boss so I will try to be

4 as quick as I can.

5 Again, good morning. I wanted to say that

6 it is an honor to be here. I appreciate the

7 hospitality, the Seminole Tribe of Florida.

8 I also wanted to acknowledge Kurt Bluedog

9 who just addressed us as a longstanding board

10 member of the National Gaming Association. I

11 just wanted to just take us through a brief

12 statement on behalf of the National Gaming

13 Association.

14 The past eight years tribal governments

15 has had to deal with a commission that has

16 failed to appropriately acknowledge primarily

17 regulatory authority of tribal governments. I

18 hope I said that as best as I could.

19 Instead of appropriate dialogue in

20 collaboration and its issue overreaching

21 mandates, in spite of these overreaching

22 mandates the tribal leadership has worked

23 within the law to make gaming the success that

24 it is today.

25 Your track record, the current

Page 56

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 commission's track record, work in progress is

2 an indication that the tribal leadership has

3 had a consistent opportunity to engage in a

4 productive, respectful dialogue. I think that

5 we are encouraged by that, and we're excited by

6 that. But, again, it's a work in progress.

7 The ultimate reflection is what is the most

8 important to leadership. I just want to say

9 quickly that we wish the best to your health,

10 your energies and your families, because we

11 know all these leaders and the teams that

12 represent us live this world of tribal and

13 dialogue, so again, our best to your families.

14 I wanted to make sure that we made clear

15 that when it is all done, it is our hope and

16 desire that the product will reflect a

17 significant voice by the tribal government

18 leaders throughout any country. We are excited

19 by this, but at the same time, because of the

20 history, we continue to assert the need to hear

21 the leadership and their teams in a productive,

22 respectful manner. That is something we can

23 bring forward. Of course we invite you and the

24 rest of the leadership here to our trade show

25 in April. We think there is a significant

Page 57

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 opportunity to have dialogue with a large

2 consortium of leaders in the gaming world. We

3 acknowledge the time and tremendous energy

4 performed by this commission and staff, the

5 commitment and outreach and willingness to seek

6 out tribal leadership position is truly

7 unprecedented. We thank you for that.

8 At the same time, the hard decisions are

9 yet to be made. And I think that that is

10 really what I want to -- really want to assert

11 to everyone here. We have a lot of work to do.

12 You know, in closing I would like to say

13 that Indian gaming has always been about

14 self-reliance and self-governing. While we

15 appreciate the strong partnership and working

16 effort, federal regulations must acknowledge

17 that tribal regulatory agencies are the primary

18 regulators of Indian gaming.

19 Again, we look forward to the product and

20 we invite you to the show. I really think, you

21 know, I am hesitant to be excited about all

22 this product until we can roll it out, until we

23 actually take opportunity to roll your work and

24 our work into the hands of leadership at our

25 show in April.

Page 58

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 I think at the same time, you know, I am

2 hesitant only because history, but the product,

3 the effort put forward we don't want to take

4 anything from that. As a matter of fact, I

5 want to make sure that on behalf of the 184

6 tribes that I represent we say thank you. It

7 is a new time of communication and dialogue.

8 That is why I acknowledge you, your family and

9 your team. I thank you for that.

10 In closing, I just wanted to acknowledge

11 your chief counsel, Mr. Larry Roberts. He is,

12 by coincidence, we happen to be sitting next to

13 each other. We are not trying to get -- we are

14 not trying to get any pull with him or anything

15 like that.

16 God bless his late grandmother who just

17 passed away and my grandmother who were

18 friends. We both went back and forth in the

19 big city. My grandmother is still hanging in

20 there at 100 years old. These two ladies are

21 pioneers, that had preserved Indian culture,

22 and allowed us to be who we are. I just wanted

23 to acknowledge Mr. Roberts in that way, these

24 elders that keep our communities going. We

25 have so many here in this country. I wanted to

Page 59

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 acknowledge their energy and spirit as we move

2 this forward. Ultimately, what we do here is

3 our success and future. I thank you for your

4 time today, Madam Chair.

5 CHAIRWOMAN TRACIE STEVENS: Thank you,

6 Chairman Stevens for all those words. I was

7 telling Dan that the Oneida of Wisconsin over

8 there, he said no, it's really the Packer fans

9 over there. All in good words.

10 And we said -- we all said, all the

11 commissioners said that we recognize the tribes

12 who are the primary regulators. It is a

13 virtual impossibility the way things are now

14 and within our statutory authorities for that

15 to be us. It is impossible.

16 Having come from a tribal operation and

17 working from a tribal leadership we all, you

18 know, have had -- all of us, the commissioners,

19 our products of Indian gaming and the staff

20 that we've appointed, Larry Paxton and we have

21 others, Lael, deputy chief staff. We all are

22 from Indian Country. We recognize that the

23 tribes are the ones who are on the ground 24

24 hours, seven days a week. You are the ones who

25 are going to have to implement these

Page 60

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 regulations. You know what is best for your

2 operation. If anything, tribal is the one who

3 have the most vested interest in protecting

4 them. And what we have said, and what we tried

5 to do is we try to go outside just the

6 operation because we know that there are lives

7 at the other end of this of what we do, the

8 decisions we make ripple out and there are

9 people at the other end of these decisions. It

10 affects your operations. It affects the much

11 needed resources you have available to you to

12 serve your community's people. And so we

13 recognize that.

14 We look forward to working with everyone.

15 It is not always going to be perfect. We are

16 not going to be perfect. We may not always

17 have the answers, but we look forward to

18 everyone coming to the table and identifying

19 the issues, but helping us solve them too.

20 I understand, and we heard it pretty

21 regularly since we have been on the road, that

22 there is a caution that people have. The

23 tribes have been approaching us because the

24 history over the past eight to 10 years. And

25 what I say to that, and what we were reminded

Page 61

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 of by the Oglala and the leaders from the Great

2 Sioux Nation, we are going to be judged by our

3 actions. I can come in here and talk and talk,

4 and be yet another federal official that talks.

5 I know that my actions will speak more, and

6 that is what the history will show, or what we

7 do. So this is just the beginning of the steps

8 that we are taking, the action. So I

9 appreciate that and I understand the caution

10 and the hesitancy that tribes have, in our

11 efforts. But all we can do is ask that you be

12 involved, that we will include you and we will

13 inform you.

14 So thank you, Chairman Stevens.

15 Chairman Cypress.

16 CHAIRMAN MITCHELL CYPRESS: We will

17 probably be submitting written comments

18 regarding the regulations at this time.

19 CHAIRWOMAN TRACIE STEVENS: Announce

20 yourselves and then after these comments we

21 will take a break to stretch our legs. I don't

22 mean to rush you. I want to let everyone know

23 that we will have a break after this comment

24 and we will come back.

25 MR. WEBSTER: Thank you, Chairwoman

Page 62

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 Stevens. I am an attorney with Seminole Tribe

2 here with Ed Jenkins. And we have been asked

3 to provide a few specific comments on the

4 Notice of Inquiry and the regulations that

5 you're reviewing.

6 As an additional matter, we absolutely

7 agree with the comments that were made this

8 morning, the appropriateness of the process the

9 commission is using with the Notice of Inquiry,

10 and the respect that it demonstrates in terms

11 of soliciting the views from Indian Country

12 before the Commission makes a decision about

13 which regulation it is going to undertake and

14 both the process and priority.

15 So, again, we certainly commend the

16 commission and the approach it is taking and

17 look forward to working with the commission

18 over the months ahead as this process moves

19 forward.

20 In terms of specific regulations, we do

21 believe our priorities of the Commission should

22 focus on, and I will say the tribe will be

23 following up with written comments as well.

24 First of all, the Part 518 self-regulations, we

25 very much agree with the comments that have

Page 63

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 been made earlier and the commission's own

2 recognition that Part 518 has been seriously

3 flawed.

4 As we read the statute, the statute sets

5 out a process for self-regulation and frankly

6 sets that -- we think it is the goal the

7 commission should be working with tribes. You

8 get tribes to the point where tribes are

9 self-regulatory. And the regulations that have

10 been in place now for many years are not just

11 burdensome and sort of the cost benefit

12 analysis you talked about, we think they're,

13 frankly, contrary to the statute. In terms of

14 imposing of both requirements to achieve

15 self-regulation and then once the tribe has

16 attained self-regulation, imposing requirements

17 that go so far beyond the statute that there

18 is, frankly, no benefit to being

19 self-regulated.

20 So we really think this is an area where,

21 for a variety of reasons, this should be at the

22 top of the -- top of the commission's list in

23 terms of areas where the regulations can be

24 revised.

25 Because this is such an important issue,

Page 64

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 and because we know that certainly tribes

2 around the country are going to have their

3 views on this and suggestions in terms as to

4 how this might be done, we think in terms of

5 the process that the negotiated rule making

6 model is one that would really work well for

7 Part 518. Again, we strongly suggest that the

8 commission prioritize a complete revision of

9 Part 518.

10 The issue with both MICS and technical

11 standards that you referred to earlier is one

12 also that is important to deal with and we also

13 agree with the concerns that it not suck all

14 the air out of the room. It's absolutely

15 important to deal with to make technical

16 standards. But these other issues are

17 important as well. We recognize that they're

18 both from the commission side and tribal side,

19 and it will be important to have multiple

20 tracks going on these various rules.

21 We also believe that, depending on the

22 type of regulations that we are looking at,

23 different focuses make sense. So, for example,

24 on the Part 518 we think that the negotiated

25 rule making model is one that the Commission

Page 65

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 should use.

2 With respect to the MICS and technical

3 standards, we believe that the Advisory

4 Committee model can work, but we also agree

5 with the comments that were made in terms of

6 some of the problems in the past. So we really

7 think that if the Commission does decide to

8 used Advisory Committees and it's critical the

9 process be opened, the tribes be able to

10 participate and have their representatives

11 participate without the sorts of limitations

12 and restrictions that were in place before.

13 But because of the technical nature of the

14 regulations we think the expertise is out there

15 and has been assembled. We think continuing or

16 establishing a representative Advisory

17 Committee for these different regulations would

18 be appropriate.

19 With respect to the facility license

20 regulations, 559, frankly we think the best

21 approach would be for the commission to rescind

22 these regulations. The facility license

23 regulations, the predicate for them is a

24 requirement in the statute that the tribes

25 license their facilities. And as we read the

Page 66

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 regulations it really seems as though the

2 commission has coopted that tribal requirement

3 and materials are submitted to the NIGC in

4 advance.

5 We also think -- this is whether

6 regulations are necessary or not on this next

7 point, I think is an open question. We think

8 that this is one where Mr. Jenkins will have

9 some comments. The process for retaining

10 license information, particularly negative

11 information is one we think has some flaws that

12 could be improved.

13 I am going to give the mic to Mr. Jenkins.

14 MR. JENKINS: I've had a lot of

15 discussions with Cindy on this. This is where

16 the background investigators to the tribe do

17 the background investigations and suspend and

18 revoke license through a revocation hearing and

19 notification forms is sent into NIGC.

20 When other tribes call in and go through

21 the tax system, I am told by Cindy, that they

22 can't release the negative information to a

23 third party. So what happens is the other

24 tribes are calling in saying "what's the deal?"

25 And I just think if you have a TAP portal,

Page 67

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 the portal there that, if it's a legal hold up,

2 whatever, if I put in information and we stand

3 behind them, the commission stands behind them,

4 send it to NIGC, why waste the tribe's time in

5 releasing the information? I don't know how

6 it's legally achieved. This is only regarding

7 the backgrounds. And I know, unless it has

8 changed, that it's not mandatory for tribes to

9 do vendor registration background, but the same

10 thing would hold true. We have over 4,000

11 vendors that we vendorize through the vendor

12 program. That is an on-line program. So if

13 there's a tribe out west or anywhere in the

14 country that wants to know is that a good

15 vendor, what do you think, Seminole, we could

16 use the same database and go in.

17 Thank you.

18 MR. WEBSTER: The tribe may have some

19 other suggestions, but we really think that

20 these issues are the ones that are, from the

21 Seminole Tribe's perspective, they should be

22 the priority at this point. But, again, we

23 appreciate the approach that the commission has

24 taken and look forward to working with the

25 commission as this process moves forward.

Page 68

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 Thank you.

2 CHAIRWOMAN TRACIE STEVENS: Thank you.

3 I do want to say I appreciate those

4 comments, in particular, about information and

5 how the NIGC can help tribes do their jobs.

6 As I said in my opening statement, a lot

7 of the time that we are spending right now is

8 our internal operations. That means we have to

9 come up to the 21st Century. We need to be

10 able to put these systems in place. And

11 frankly, I think we agree with you.

12 We will have to figure out, and I look at

13 my lawyer, how we -- if and how we can do

14 that -- first, if we can do it. And when we

15 get over that hurdle, the how is going to be a

16 challenge for us because we are not in the 21st

17 Century. We have some system infrastructure in

18 our technology that needs improvement. I am a

19 big fan -- I come from a tribe that has a very

20 aggressive technology system. I expect the

21 same thing. If there is other federal agencies

22 that -- you know, I am not into reinventing the

23 wheel so I can call it my wheel. If someone

24 else has -- other agencies have systems that we

25 can duplicate or that we get some ideas from so

Page 69

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 we can make everyone's minds easier, including,

2 more importantly the tribes, that would be

3 great. We know the limitations of the TAPS.

4 So we know the limitations of the TIMIS

5 program. We want to fix those and streamline

6 them. So I appreciate those comments. I do

7 want to put everyone on notice that it does --

8 it's going to take a lot of work on our part.

9 We agree to just the concept of being able to

10 have systems in place that work. This is going

11 to take a lot on our part to put them there.

12 If everyone is okay, I would like to take

13 a break so we get up and stretch our legs, use

14 the rest room, get some fresh water and coffee.

15 Come back in 15 minutes, which will be five

16 after 11:00. Thank you.

17 (a recess was taken)

18 CHAIRWOMAN TRACIE STEVENS: We have others

19 that would like to come up to the microphone.

20 That is Judy?

21 JUDY SHAPIRO: Good morning. My name is

22 Judy Shapiro. I have been asked to speak on

23 behalf of Cheyenne River Sioux Tribe. I would

24 like to thank the Seminole Tribe.

25 Cheyenne River Sioux Tribe is,

Page 70

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 unfortunately, still embracing great poverty

2 right now up in the plains. They have a very

3 minimal gaming presence there. They are

4 looking to revitalize their gaming life there.

5 But they're in South Dakota, and it's not

6 simple. It is not simple because the

7 compactness of South Dakota, I'm sure you're

8 aware, is not straightforward. They're looking

9 to improve their compact situation. They're

10 also looking with an eye towards even if they

11 can't improve their compact situation, they're

12 probably going to want to do Class II gaming --

13 to make sure that we are not talking about more

14 regulations. We are talking about better

15 regulations. We are talking the about the MICS

16 and the technical standards and the work of the

17 last eight years where many of you were on the

18 other side trying to hold the line trying to

19 make sure that it would still be a class II.

20 They're never going to have a market like this.

21 But they need to have a market that will take

22 them to a better level of poverty.

23 Right now, they're remembering a year ago,

24 I think it was 17 years without power and water

25 on rez. They got taken out again in the

Page 71

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 summer. They need to -- you're talking about

2 going to the 21st Century. They need an

3 opportunity to have Class II until such time

4 that they can have meaningful Class III. That

5 may not come. So they need that.

6 As Joe said, I know, I know that you're

7 aware of efforts that the tribal gaming were

8 going to put in to try to make it a Class II

9 standards. They're much, much better than they

10 would have been, but they're still not what

11 they ought to be.

12 And I agree that the -- that should be a

13 priority, because it is a work that was partly

14 done and partly not so well done. It is an

15 opportunity to take the resources that were

16 developed back then over several years worth of

17 resource commitment and concentration. And it

18 is still going on across the hall, because the

19 same people are doing similar work with the

20 anticipation of it coming up before the

21 commission again.

22 And when it does, I urge you, I urge you

23 to use these resources. The NIGC is doing good

24 things in terms of where it is trying to go.

25 But it will never have the resources that

Page 72

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 Indian Country is bringing to bear, because

2 it's Indian Country's problem and it's Indian

3 Country's priority to make sure that these

4 opportunities continue to exist.

5 So I urge you as, one, to make Class II

6 improvement a regulatory priority. And then,

7 two, to make sure you use those resources to

8 the best of your ability. And to go with an

9 approved Tribal Advisory Committee that can be

10 worked out, and to make sure that not only do

11 you have good representative members of the

12 community, but you have the ability to

13 assimilate the information that all the

14 associated tribal community can bring to you.

15 That's it. That is the most important thing we

16 need to do today.

17 I agree also with what Joe Webster said

18 before. I think the facility licensing

19 regulation should be withdrawn. I think it's a

20 mistake. I think it was improper that it was

21 promulgated and it is defective. I think that

22 you're better off going back, consulting the

23 tribe and finding a better regulation, not more

24 regulations, but better regulations. Probably

25 a separate consultation of that issue alone

Page 73

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 would improve that in that context. I think

2 that is really what I need to do.

3 The other issue is that Cheyenne River, in

4 the course of revitalizing its gaming, has done

5 a lot of good training program out there. It's

6 going to want to have a good differentiation of

7 what the NIGC can do and what its

8 responsibilities are, which means addressing

9 the aftermath of CRIT more appropriately.

10 Guidance is very good, but it should be clear,

11 what is the NIGC's role and what is the tribal

12 role? I think that is something that ought to

13 be a priority in terms of addressing the Class

14 III MICS.

15 Having the information out there as

16 guidance, as bulletins, or whatever form turns

17 out to be useful, because I know it's a

18 complicated setting, but there should not be

19 confusion that would set tribes up in a bad

20 place where the NIGC really doesn't have

21 authority to regulate, but it's not going to be

22 so clear to outside.

23 I think that that clarification is

24 something that we should be focusing on. Thank

25 you.

Page 74

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 CHAIRWOMAN TRACIE STEVENS: Thank you,

2 Judy.

3 I do want to remind everyone that

4 technical assistance and training is a priority

5 of ours. The purpose of the training survey is

6 so you can get a better understanding of what

7 the tribes in each region need, and how we can

8 tailor our training to meet those needs.

9 The survey is in on the web site, if you'd

10 like to take a look at it. But, also, we have

11 to go through all of our training material that

12 exists right now and make sure that it complies

13 with the policy of this commission.

14 That goes to your point, Judy, about

15 making sure that we don't cross lines. So we

16 are in that process. It's part of the

17 technical assistance and training initiative,

18 but it's also part of our management, our

19 agency operations is how we allocate our time.

20 The majority of our budget, 80 percent -- well,

21 let's say 75 percent is human capital staffed,

22 and you all know how that works. Staffing

23 costs money, salaries, wages, taxes, benefits,

24 and all the overhead costs associated with

25 having one person on board. That is the

Page 75

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 majority of our budget. We have a fixed cost

2 that go into that.

3 The best thing we can do is look at how we

4 are spending our time. How people in the field

5 are spending their time, and refocusing that

6 towards the areas that we want them focused on,

7 one of which is technical assistance and

8 training.

9 We don't want them on other agendas, other

10 priorities. They have to be working on

11 priorities that we set for them and those

12 priorities are based on what we hear from

13 tribes. Technical assistance and training is

14 one of those initiatives, and we are moving our

15 staff towards more of a technical assistance

16 and training mode, but there is many moving

17 parts that we have to correct to make sure that

18 we give tribes like Cheyenne River what they

19 need. We would like your patience as we make

20 those changes.

21 JUDY SHAPIRO: We will be working to make

22 sure we get you that information.

23 CHAIRWOMAN TRACIE STEVENS: Daniel, right

24 up to your mouth so we can hear you.

25 MR. MCGHEE: I did want to bring up a

Page 76

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 couple of points I thought about while I was

2 here, and that is the regulation 556 and 558,

3 which is when you're doing the background, and

4 the criteria -- because those were a long time

5 ago. I think it would be beneficial to revisit

6 those regulations.

7 I noticed from the slide show earlier that

8 the pilot program for licensing, I don't think

9 it is clear how someone can be a part of that.

10 A lot of paperwork for you guys, for us. It is

11 very burdensome. But I also think a lot of the

12 information that was originally requested,

13 requested or required to being on the

14 background application could be revisited. I

15 think a lot of information we have to ask for,

16 but necessarily everyone -- help with

17 determining what is actually useful, what we

18 need or don't need. Those are regulations, and

19 I think, maybe that is the same time you can

20 address similar concerns about the TAP Program.

21 Also, the MICS that you're currently working

22 on, I think the way which it is going is trying

23 to go in and take a lot of detail, a lot of

24 things that may be procedures or standards, and

25 I agree with that, to what is happening, but at

Page 77

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 the same time I do have a concern that NIGC

2 understands that if that were to be the way

3 that MICS goes in that direction, that they in

4 turn might have to look at a lot more

5 bulletins. I think you call them samples, for

6 tribes. Because when we first started out we,

7 you know, had nothing so we took a MICS. But,

8 you know, as you grow you start to understand

9 it more, your TICS grow.

10 Also, the Advisory Committees, and I think

11 that was also fair, our suggestion will be I've

12 noticed as being part of some those advisory

13 committees, to not take away some fairness

14 issues and representation issues, that this can

15 figure out a way to make some of the advisory

16 committees smaller. Being that we have a large

17 representation, many different people, but it

18 can sometimes bog it down and make it go

19 forever. I don't know that you have an

20 advisory committee to figure out how to make a

21 better advisory committee, but I think, or if

22 you have to have a advisory committee, maybe

23 bring them into a smaller subcommittee to

24 actually get something accomplished a lot

25 quicker. I think that would be more

Page 78

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 beneficial.

2 For instance, with the MICS you have all

3 these different sections that you can pick one

4 person from the tribe, but no one person is

5 going to know IT, case surveillance. Usually

6 it takes different kind of people submitting

7 data. That will be something we had different

8 committees handle different portions. I don't

9 know how it has to work, but that is something

10 you can get products produced quicker, and a

11 better sense of everyone's thoughts, just to

12 consider those things.

13 CHAIRWOMAN TRACIE STEVENS: Thank you. I

14 appreciate you bringing up, sort of, the

15 challenge that we are faced with, and technical

16 advisory committees is one example. Just

17 generally MICS and Class III and mechanisms,

18 because it is so different. We are in

19 California in two cities, and there was a clear

20 divide between the tribes, Class III and the

21 MICS regulation and enforcement. And there was

22 a clear set of tribes that did not.

23 I think what this highlights to me is the

24 need for mechanisms that are flexible to work

25 for as many of the tribes -- all the tribes.

Page 79

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 My desire is there are flexible mechanisms in

2 place to meet all of these diversities of

3 tribes and that we have as much coverage as we

4 can and make sure that we protect the industry

5 at the level of protection being led by the

6 tribes is primarily regulators. There is

7 nobody left behind. So we are going to be

8 looking to tribes for solutions. I think that

9 what we are hearing, and we are open to the

10 flexibility, not just with the Class III MICS,

11 but also with tribal advisory committees. They

12 suit the need of the committee, the objective

13 of the committee.

14 I am a big fan of facilitators, having

15 come from the tribal side, but also from

16 Department of Interior. They serve as a great

17 traffic control. They serve as a neutral party

18 to help the group come to a decision and move

19 them toward to their objective rather than get

20 bogged down, because I sat in all those

21 meetings for years. I got stranded in Dallas,

22 like everyone else. It's beneficial to have

23 that kind of environment. I know that early

24 advisory committees had facilitators.

25 You know, in a perfect world to me you get

Page 80

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 a diverse enough group and you check with

2 tribes that are on that group should look like,

3 and it's well represented by those who have

4 interest but you set the ground rules when they

5 there is this agreement. You don't bog down

6 for hours going over one word. You break up

7 the fights. You have a referee in the room,

8 and everyone has to stay on the ground rules,

9 so that you can get to -- you can finish.

10 I am all for flexibility on whatever the

11 subject is. And if that means we have

12 subgroups, I want them to be timely. I want

13 them to be thorough. Maybe I just want my cake

14 and want to eat it too. They have to be quick,

15 timely but they have to be thorough.

16 So I think there is a way we can do this.

17 I think the overall goal is flexible, and not

18 rigidity.

19 It looks like Judy has something to say.

20 JUDY SHAPIRO: I want to add one more

21 thing in response to what you're saying. As

22 you look toward developing these regulations,

23 one of the things that would break up some of

24 the fights and disagreements would be to make

25 more use of tiered regulation. And this is

Page 81

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 something that we talked about a lot, and the

2 earlier MICS you used more, and I think it is

3 important to keep that in mind because there

4 are tiny places and there are big places. And

5 I think that once that flexibility is built

6 into the regulations, I think that you may find

7 you have fewer cause for arguments, because

8 there are some people that say this should be

9 our standard, and you will have others that say

10 we can't possibly meet that standard. If you

11 take into account the contextual basis for

12 those arguments, you might be able to solve

13 problems.

14 CHAIRWOMAN TRACIE STEVENS: Thanks, Judy.

15 She was talking about for the people who could

16 not hear her back there, the tiered that the

17 regulations -- some folks behind you -- tiered

18 regulations for large, medium, small size

19 operations. What might be completely doable

20 for one tribe will undo another tribe in terms

21 of requirements.

22 Do we have other folks that want to step

23 up to the microphone that have questions,

24 clarifications, statements?

25 MR. GREEN: I promise to be nice. My

Page 82

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 comment is going to be about the tiering issue.

2 The previous commission, I don't think, fully

3 grasped, although a number of us did, that in

4 its regulations what it sought to do was make

5 audits easier. And if you're a sizable

6 operation, your gaming commission management is

7 all in favor of that. If you're a sizeable

8 operation you want to make your audits easy.

9 But if you're a place, as Judy pointed out,

10 that is in Montana or in the Dakotas where you

11 are just barely making a profit, the addition

12 of an accounting requirement for you to add a

13 certain type of electronic accounting which you

14 have to go purchase, can make your entire

15 operation unprofitable.

16 If you have been doing it with a hand

17 count for 20 years we should not make it

18 illegal to continue doing it by hand count. I

19 understand it's not as accurate as, perhaps, a

20 double electronic check, but the whole point of

21 the tiering is that we allow those small

22 operations to continue in the manner that they

23 have proven over the last 20 years to be

24 capable of operating.

25 It is -- the smaller place is too with

Page 83

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 tribes that are the least profitable for what

2 they are mostly likely to open or maintain.

3 And the tiering is essential because it doesn't

4 put the financial requirements in front of you

5 to get the doors open with a small operation.

6 That is the point I want to be sure that I

7 got across today, that tiering, smaller

8 operations in places that need that smaller

9 amount of income more than any other location.

10 Get the doors opened and keep the doors open.

11 While you're going to see larger tribal

12 operations suggest, yes, these are great ideas,

13 because we need the same concept. That is what

14 you accomplished with the tiering.

15 Thank you.

16 CHAIRWOMAN TRACIE STEVENS: Thank you. Do

17 we have other comments, questions?

18 I know many tribes are, again, back to the

19 caution element here, but also listening. That

20 is the beauty of having an open forum. Many

21 tribes are listening to hear what other tribes

22 have to say and will respond to see if it

23 offers opportunity for agreement or

24 disagreement, ideas, suggestions that the tribe

25 can necessarily think of when developing their

Page 84

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 comments. So I understand that there is more

2 listening happening.

3 We are a little early for lunch. If you

4 folks would like to break for lunch, if there

5 is a burning desire to speak right now.

6 Oh, yes, sir, Mr. Frank.

7 MR. FRANK: I am one of the old dinosaurs

8 of the gaming commission. I am still in the

9 18th, 20th Century -- 19th, 20th Century. But

10 I guess during my time when the gaming

11 commission was created, I think NIGC had a lot

12 of role involved in creating the passage of the

13 law and a number of tribes that are sitting

14 around here that were very active, and their

15 attorneys in developing the law, as well as

16 helping me especially when I was on the

17 commission to talk about the regulations in the

18 tiering process with some of the things that we

19 had discussed. But also, at the same time, I

20 think they also brought up a number of issues

21 where the staff attorney brought up regarding

22 background checks, things of that nature, in

23 the establishment of the relationship with the

24 FBI, creating the avenue for tribes to get

25 access to background.

Page 85

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 A lot of issues were laid out and are

2 still issues today. So I am glad that it

3 wasn't too far off on issues that other

4 associate commissioners at that times were

5 discussing. I do think that there is time to

6 review the process and update, as it has been

7 pointed out this morning.

8 But the most bottom line thing that I

9 think that every tribe has expressed during my

10 tenure, as well as you today, especially when

11 we had the listening conference in Mobile last

12 year, last July. You had just come on board at

13 that time. And your associate was chairing the

14 meeting at that time while you were going

15 through your process of the appointment to

16 chair. And I think that if nothing else what

17 was really expressed about that belief -- I

18 want to reiterate what was said -- you said at

19 the conference back in July that the

20 communication was very vital between the

21 federal government and the tribal governments

22 in terms of the government-to-government

23 relationship. I think we offered that over the

24 years. Also, maintaining the business

25 relationship which the NIGC has created, which

Page 86

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 is a whole different animal in which tribes

2 were used to working with, and so for the past

3 20 years now or 23 years, which we are now

4 calling protecting the industry is something

5 that is still new in to Indian country, even

6 after 20 some odd years, being involved in

7 gaming.

8 So it's something that I think -- it is a

9 partnership with the federal government and

10 you're the lead agency for the government's

11 side, federal government side, as well as those

12 that are entering into the gaming industry.

13 And so with that thought, the sovereignty

14 was the main issue which was created. As a

15 result of that laws were passed that stabilized

16 as to how gaming could be operated on Indian

17 reservations, and that the role of the

18 commission at that time was to establish

19 standards in which the tribal government are

20 the ones that decide whether they are going to

21 have gaming or not, and how it's going to be

22 played on your respective reservation or lands.

23 So I think, if nothing else, I think I

24 heard that several times today directly where

25 talking around is that communications, the most

Page 87

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 vital thing would be the two sovereigns here.

2 Whether it is the United States Government or

3 the Tribal Government.

4 I just wanted to remind everyone that, you

5 know, in order to accomplish what we are

6 looking at today and reviewing some of the old

7 standards that was established by the first

8 commission was part of, responsible for. So if

9 there is something in there that you guys want

10 to talk to me about privately. I do believe

11 that needs to be the major dialogue as far as

12 whether you have future hearings or future

13 discussions with tribal leadership. I think

14 that the tribes also have to play a role in

15 that in terms of who they designate as far as

16 their spokesperson, but also at the same time

17 reminding you that the tribal leadership still

18 makes decisions. They're the ones that have to

19 live with the consequences of their decision in

20 terms of whether -- how the business is run or

21 not. Some of the issues, like Jess just

22 brought up, in terms of still doing things that

23 are not electronically or electronically

24 possible today. And so I am a big proponent of

25 new technologies as well. I will support that,

Page 88

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 the communications and understanding of

2 operations, whether it is a business or just

3 line of communication. But I do know and still

4 remember those comments of some of the tribal

5 leaders that stated, you know, we can't afford

6 to do this or provide us equipment. We can

7 still do it manually and still be able to get

8 the information that is vital to the

9 reviewing -- making sure that the standards are

10 in place, for the purpose of entertainment and

11 economic development.

12 Thank you. Congratulations on your

13 leadership. And I know it's pretty tough

14 coming from the tribal side to be a federal

15 regulator, but at that time we were not

16 regulators. So we are into the 21st Century,

17 and I am still dragging my feet back in the

18 20th Century, but I am still here. But if

19 there is anything that helps, I am always

20 willing to do so, or as Mr. Cypress indicated,

21 that if there is anything I can do to help the

22 process. Thank you.

23 CHAIRWOMAN TRACIE STEVENS: Thank you,

24 sir, for your comments. Thank you for your

25 time services as commissioner laying the ground

Page 89

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 work for us to do our work today.

2 Let's take a break. Let's get some

3 nourishment and make all those phone calls our

4 cell phones are buzzing about right now. We

5 will come back at 1:30.

6 (a recess was taken.)

7 CHAIRWOMAN TRACIE STEVENS: I think we

8 might have all said what we are compelled to

9 say today. Let's get started.

10 So returning from lunch, I want to reopen

11 the floor. If there is any other comments, any

12 questions? Do we need to the clarify anything?

13 I do want to turn the microphone over to

14 Dan for a little bit and see if there is

15 anything he would like to say. He was giving

16 me a hard time at lunch that he wasn't given a

17 chance to talk.

18 Any issues that didn't come up already? I

19 understand the tribes are really just listening

20 at this time.

21 MR. BLUEDOG: Tracy, you're probably

22 getting warn down from an eight-city tour.

23 Just kind of wondering, though, you have had

24 many opportunities to listen to tribal concerns

25 from across the country, from a wide array of

Page 90

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 establishments and travel entities. And maybe

2 you can't answer this question, but are you

3 leaning -- are you looking at regs? You have a

4 pretty thorough look. You have been in office

5 for over six months. Some other folks have

6 been here longer. Are you looking at any

7 particular regs in terms of which you ones you

8 want to move on first or do you have any

9 inclination which direction you want to take

10 this regulatory review and follow up?

11 CHAIRWOMAN TRACIE STEVENS: Thank you for

12 the question. Really, the purpose of these

13 meetings is to let -- to have tribes tell us

14 what regs needs to come first. And, Lael, if

15 you do not mind, I will have Lael address what

16 we are hearing, not necessarily that it's our

17 priority of what we are hearing in these eight

18 places that we have gone and what we are seeing

19 in comments that are being submitted as the

20 priority, because that is what will drive us,

21 is what the tribes are saying. So I will let

22 Lael comment on that.

23 LAEL ECHO-HAWK: I think we have heard --

24 I mean, MICS is obviously a hot topic. Class

25 II and Class III technical standards. Those

Page 91

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 are big issues. Licensing regulations, also we

2 hear about every single time. The ticketing

3 system for late fees submitted, that has also

4 been a concern. Pre-compliance enforcement

5 proceedings, management contracts,

6 clarification on that, it's all proprietary

7 interest. There has been a lot of concern

8 about that particular issue. These are issues

9 that the Tribal Advisory Committee formats.

10 These are issues that come up, self-regulation

11 is also a concern. Those are sort of the hot

12 issues. There is some lower, sort of, hanging

13 fruit, like changing the calendar year, to a

14 formula based on calendar year based to fiscal

15 year. Makes a lot of sense. Maybe some of

16 those kinds of things that they might not get

17 all the press, but they certainly are

18 important.

19 If we can get some of those smaller

20 things, you know, smaller, but not less

21 important things done, then hopefully we can do

22 that.

23 I don't know if you guys think I am a

24 little crazy. I plan on moving as fast and

25 hard as I can. I hope that people go along

Page 92

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 with that. However we do it in multiple

2 tracks, if we are doing it in kind of in a

3 series, we will do it as fast as we can, as

4 well as we can, so that by the time our time is

5 up we will have done the best we can. Those

6 are the issues that percolated to the top as

7 the most important, but they're also large

8 substantial issues.

9 So I anticipated a time frame from those

10 to be a little longer. We are just going to

11 move as fast as we can in order of priority,

12 but also trying to get as much done as

13 possible. That means addressing some of the

14 smaller issues first and sort of concurrent

15 with the bigger issues. That hopefully is

16 something that we can do.

17 COMMISSIONER DAN ROSE: End of the session

18 I would like to address the appreciation from

19 the chair to the Commission for conducting

20 these consultations. I would like to remind

21 you we all have functioning commissions now in

22 place. I would caution as you go forward, if

23 it ain't broke, don't fix it. Because it winds

24 up in our hands and we have to change our

25 processes and accommodate it.

Page 93

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 We are looking for a big change and we

2 hope you will keep us involved in terms of the

3 MICS.

4 CHAIRWOMAN TRACIE STEVENS: To be aware,

5 that we should be cognizant of the effects, any

6 change that we make will have on tribes on the

7 regulatory bodies and coming in compliance

8 with, even if they are modified or streamlined

9 modifications, they are still the impact of

10 making that change on all tribes. And we will,

11 as we move forward in revisions, continue to

12 ask tribes as we are making those revisions how

13 does this effect you when we make these

14 changes? What are the costs to you? Is this

15 feasible? Is it possible, because you're the

16 one on the ground every day. And you are

17 better able to answer for your tribe or your

18 operations or your regulatory body, your

19 ability to comply even with what would be not

20 necessarily more regulations, but as Judy was

21 saying, better regulations. There is still

22 cost involved. There is resources involved to

23 come into compliance with the changes, and we

24 will be aware of that. We will continue to

25 remind ourselves and ask tribes what that might

Page 94

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 be for them.

2 So that is a good reminder to us as we

3 move forward to always ask that question. We

4 don't want to inadvertently, what might sound

5 good to us, inadvertently be problematic for

6 the tribes.

7 Do we have any other comments? If not, I

8 might be inclined to -- we are moving. I have

9 to keep an eye on Jess.

10 JESS GREEN: I will visit with you

11 privately.

12 CHAIRWOMAN TRACIE STEVENS: If there are

13 no other questions, we do have a good

14 announcement to make.

15 We have been talking and we have been

16 asked about, in these preferences, hiring a

17 agency, and we have adopted an Indian

18 preference in hiring policy for the agency,

19 just so you all know.

20 We have talked about it. We had to sort

21 of iron it out and make sure that it was

22 appropriate for our purposes. This was applied

23 to the agency as their new agencies that open

24 up for promotions. We believe that, similar to

25 other agencies, like an Indian Health, BIA, BIE

Page 95

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 that we serve just Indian Country -- to be able

2 to work on with tribes in those situations. So

3 that is going forward. It is not going back.

4 It is moving forward.

5 Just wanted to let you all know that we

6 have done that. We have been talking about it.

7 Now it is done.

8 Did you have anything, Lael?

9 LAEL ECHO-HAWK: As you formulate your

10 comments and send them to us, because there are

11 so many issues that were percolated up, one of

12 the key things, I think, is going to be the

13 process.

14 I am a big fan of what we have done over

15 the past eight consultations since November,

16 which is the Notice of Inquiry, I think the

17 process has been good.

18 I remember sitting on the other side of

19 the table and not being that thrilled of the

20 process, the complications, sat in front of it

21 and whined about the process. I never felt it

22 was that great. We literally had people come

23 up to us and say it was great, the meeting was

24 perfect, which shocks me because I certainly

25 would never have said that on the other side.

Page 96

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 We do appreciate the tone that the tribes are

2 taking with us and I appreciate everyone's

3 goodwill in trying to do a good job.

4 In moving forward we hope for the same to

5 be true. When we think about what process, it

6 doesn't have to -- I don't think one -- we can

7 be really innovated. We can go about these

8 revisions in a number of different ways. So if

9 certain ways are -- if the Tribal Advisory

10 Committee is more appropriate or negotiating

11 role making process is more appropriate in time

12 for written comments is okay for another, then

13 please let us know that. We don't want to be

14 guessing. We don't want to go about it, you

15 know, in a way that tribes are not comfortable

16 with. At the same time, we have such a small

17 window. So we need to figure out a way to do

18 this and make the process move along in a good

19 way, and while accomplishing this massive

20 undertaking.

21 So please consider that. That is one of

22 the keys to how we are going to be able to get

23 this done. We need your input.

24 CHAIRWOMAN TRACIE STEVENS: With that, all

25 the volunteers for the comments, I do encourage

Page 97

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 you to submit in writing written comments to

2 us. If you have questions, please contact us.

3 This concludes our road trip. I was

4 thinking about getting one of those rock

5 T-shirts, and having all the cities listed.

6 But I want to emphasize, this is just the

7 beginning of a new way for the NIGC to

8 communicate with tribes.

9 I think, Max, you said something to me in

10 the hallway about, you know, you talk first,

11 and I don't remember exactly, but you can go

12 ahead and say it.

13 MAX OSCEOLA: Talking about this in the

14 beginning, keeping it going is progress. But

15 working together is a success.

16 CHAIRWOMAN TRACIE STEVENS: That is a good

17 model to remind us of what we are doing.

18 There is going to be many more steps that

19 follow this. When we effect, you know -- their

20 policies were tribal implications. Our

21 responsibility is to work with tribes, come up

22 with solutions, and have tribes tell us how it

23 affects them, also show us the way on how to

24 solve issues.

25 So this is one of many more steps to come

Page 98

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 in the future that you will be at the table

2 with us, not just telling us what your concerns

3 are -- I keep emphasizing that -- but you all

4 have to help with me with solutions too,

5 especially in the face of differences.

6 With that, I don't know if, Max, if there

7 is anything you want to say on behalf of the

8 Seminole Tribe before we close.

9 MAX OSCEOLA: I would like to thank you

10 for this consultation. To me, it's real.

11 You're all speaking from your heart. And in

12 the end, we are all here to make sure the tribe

13 runs efficient. You have your

14 responsibilities. We do too as the tribal

15 members.

16 Thank you for all the tribes that have

17 come in to hear, because the only way that evil

18 can succeed is for good to do nothing.

19 CHAIRWOMAN TRACIE STEVENS: I wish you

20 safe travels home. I appreciate that you had

21 to manage your travel around inclement weather.

22 Be sure you're travelling safe home.

23 My hands up to the Seminole Tribe of

24 Florida for your gracious hospitality here. I

25 look forward to everyone's contact. Please do

Page 99

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 contact us for anything, not just about what we

2 are doing here, but anything that you might

3 need or any questions you might have.

4 The premise that we operate under as

5 we move forward, we are here to help, we are

6 here to assist, we are here to partner and we

7 are going to do this collaboratively on

8 everything.

9 So, Dan, anything you would like to say?

10 COMMISSIONER DANIEL LITTLE: I too would

11 like to obviously thank the Seminole Tribe for

12 their hospitality.

13 I also want to thank our staff who did all

14 the work and logistics in putting this thing

15 together. Thank you. And please have safe

16 travels home.

17 CHAIRWOMAN TRACIE STEVENS: With that,

18 that concludes this meeting and wish you all

19 well. Thank you very much for attending.

20 (Proceedings concluded at 2:00 p.m.)

21

22

23

24

25

Page 100

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1 CERTIFICATE

2 STATE OF FLORIDA )

3 COUNTY OF DADE )

4 I, the undersigned authority, hereby

5 certify that the foregoing transcript, page 1

6 through 99 is a true and correct transcription of my

7 stenographic notes, taken before me at the time and

8 place set forth on the title page hereof, that the

9 foregoing proceedings were reported

10 stenographically by me and later transcribed into

11 typewriting under my direction; that the foregoing

12 is a true record of the proceedings taken at that

13 time.

14 IN WITNESS WHEREOF I hereunto set

15 my hand and affix official seal this 15th day of

16 February, 2011.

17

18 ---------------------------------

19 RANDI GARCIA, COURT REPORTER, RPR

20 NOTARY PUBLIC

21

22

23

24

25

Page 101

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
1

1 1:10 101:5

10 61:24

100 59:20

11 22:13

11:00 70:16

12 23:8

120 17:15

12th 23:1

13175 19:13

15 8:16 70:15

15th 101:15

16 36:15

17 71:24

18 15:6 21:15,16

36:14

184 59:5

18th 22:23 85:9

1977 3:18

1993 40:5

19th 85:9

1:30 90:5

2

20 83:17,23 87:3,6

2011 1:12 101:16

20th 85:9,9 89:18

21st 39:5 69:9,16

72:2 89:16

23 87:3

233 49:2

24 60:23

2:00 100:20

3

3 1:12

3c2 34:22

3c3 20:5

4

4,000 68:10

40 17:16

45 8:16

5

518 63:24 64:2 65:7

65:9,24

556 77:2

558 77:2

559 66:20

7

75 75:21

77 4:8

8

80 75:20

9

96 38:19

99 101:6

9:21 1:11

a

a.m. 1:11

ability 73:8,12

94:19

able 7:4 9:21 40:14

40:16 47:22 49:17

66:9 69:10 70:9

82:12 89:7 94:17

96:1 97:22

absolutely 63:6

65:14

access 28:12 29:7,7

29:11,13,14 38:20

85:25

accessible 23:16

accommodate 93:25

accompanied 35:24

accomplish 88:5

accomplished 47:15

78:24 84:14

accomplishing

97:19

account 82:11

accountability

23:13

accountable 36:3

37:22

accountants 3:5

accounting 3:4 12:2

83:12,13

accurate 83:19

achieve 64:14

achieved 68:6

acknowledge 56:8

56:16 58:3,16 59:8

59:10,23 60:1

act 4:16,20,21 18:14

19:7 31:9 33:5,19

47:5 50:6,18 51:5

52:10

action 46:2 54:3

62:8

actions 62:3,5

active 85:14

activity 4:4,22,24

14:6

add 81:20 83:12

adding 44:6

addition 83:11

additional 63:6

additionally 18:21

19:5

address 8:23 18:8

21:5 27:4,5,19

40:21 44:16 46:23

51:3 77:20 91:15

93:18

addressed 14:8

21:23 26:11 27:25

56:9

addresses 55:13

addressing 12:22

13:17 74:8,13 93:13

adequately 46:23

administration

12:23 50:22,24 53:6

administrations

52:22

administratively

52:25

administrator 42:17

42:24 48:21

adopted 49:1 95:17

advance 67:4

advantage 46:6

advisory 21:24

30:15,17 45:21

46:11 47:10 66:3,8

66:16 73:9 78:10,12

78:15,20,21,22

79:16 80:11,24 92:9

97:9

affairs 54:25

affect 8:2

affix 101:15

afford 89:5

aftermath 74:9

agencies 18:23

20:21,23 21:14 30:7

49:17 50:20,25 53:1

54:12,14 55:4 58:17

69:21,24 95:23,25

agency 11:15,19

12:9,15 13:10 14:11

20:8 22:16 27:7

29:3 30:17 33:9,9

33:13,16,18 34:24

49:1 75:19 87:10

95:17,18,23

agenda 10:1 14:6

18:6 19:8,10 35:24

36:11 51:11

agendas 76:9

aggressive 69:20

agnes 2:24

ago 50:9 71:23 77:5

agree 13:22 63:7,25

65:13 66:4 69:11

70:9 72:12 73:17

77:25

agreed 18:18

agreement 41:8 81:5

84:23

agreements 44:2

ahead 2:21,23 63:18

98:12

[1 - ahead] Page 1

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
ahold 39:2

ain't 93:23

air 26:21,22 65:14

aired 8:25

alabama 44:25

alan 2:24

alleviate 46:3

allocate 75:19

allocating 44:8

allow 28:12 83:21

allowed 59:22

allowing 5:13 17:13

40:2

altimus 6:7 28:5

40:7

ambitious 43:5

47:13

american 3:15

amount 25:16 84:9

analogize 41:13

analyses 41:13

analysis 64:12

animal 87:1

announce 62:19

announcement

22:25 95:14

announcements

32:3

answer 40:12 47:23

55:17 91:2 94:17

answers 52:17 61:17

anticipate 53:9

anticipated 11:17

93:9

anticipation 72:20

apologize 38:18

39:1 47:17

appeal 26:9,16

appear 31:7

appeared 53:19

application 48:11

77:14

applied 41:18 95:22

appointed 60:20

appointment 86:15

appreciate 6:3,22

7:5 41:9 43:25 56:2

56:6 58:15 62:9

68:23 69:3 70:6

79:14 97:1,2 99:20

appreciation 93:18

appreciative 40:13

approach 63:16

66:21 68:23

approaching 61:23

appropriate 56:19

66:18 95:22 97:10

97:11

appropriately 56:16

74:9

appropriateness

63:8

approve 53:2

approved 73:9

approximately

36:14

april 19:9 36:12,15

57:25 58:25

area 2:17 8:21 17:2

45:1 64:20

areas 7:18 9:9 42:2

52:14 64:23 76:6

arguments 82:7,12

arrange 7:1

array 90:25

arrive 2:16

asked 24:15 36:6

39:24 41:4 47:18,19

47:21,24 63:2 70:22

95:16

asking 10:21 13:12

22:3

assembled 66:15

assembly 8:16

assert 57:20 58:10

assess 47:8

assimilate 73:13

assist 100:6

assistance 10:5

14:11 21:20 75:4,17

76:7,13,15

assistant 2:24 10:14

associate 6:15 11:24

14:20,24 86:4,13

associated 73:14

75:24

association 33:6,21

56:10,13

assurances 55:10

attained 64:16

attaining 47:13

attending 100:19

attention 7:18 9:10

12:11 13:18 20:5

attorney 26:8 63:1

85:21

attorneys 3:1 85:15

audits 83:5,8

authorities 51:6

60:14

authority 27:8,14

29:13,17 43:23

49:16 50:3,15 52:4

56:17 74:21 101:4

avail 8:22

available 8:23 40:11

61:11

avenue 85:24

avoid 30:4

aware 71:8 72:7

94:4,24

b

back 6:5 11:1 19:3

27:20 28:24 29:5,19

33:13,18 34:20 37:4

37:4 49:11 59:18

62:24 70:15 72:16

73:22 82:16 84:18

86:19 89:17 90:5

96:3

background 28:3,8

67:16,17 68:9 77:3

77:14 85:22,25

backgrounds 68:7

bad 50:14 74:19

banks 41:19,22

barely 83:11

based 23:19 43:16

43:18 76:12 92:14

92:14

basically 7:19 10:21

11:17

basis 11:13 46:4

82:11

bc 4:23

bear 73:1

beautiful 5:17

beauty 84:20

beginning 7:10,16

9:8 10:1 14:4 31:7

62:7 98:7,14

behalf 39:25 42:22

43:1 56:12 59:5

70:23 99:7

belief 86:17

beliefs 43:8

believe 7:18 44:4

46:11 63:21 65:21

66:3 88:10 95:24

beneficial 77:5 79:1

80:22

beneficiary 31:16

benefit 25:24,24

43:11 47:7 64:11,18

benefits 75:23

best 12:4 20:16 21:5

21:11 22:6,7 36:21

40:17 51:20 52:13

56:18 57:9,13 61:1

66:20 73:8 76:3

93:5

better 13:10 18:13

33:3 45:15 71:14,22

72:9 73:22,23,24

75:6 78:21 79:11

94:17,21

[ahold - better] Page 2

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
beyond 43:24 64:17

bia 4:9 95:25

bie 95:25

big 4:14 12:8 59:19

69:19 80:14 82:4

88:24 92:1 94:1

96:14

bigger 93:15

binding 33:19

bingo 3:18,18

bit 11:1 48:25 54:18

54:22 90:14

black 48:14

bless 59:16

bluedog 49:12,12

52:19 56:8 90:21

board 56:9 75:25

86:12

bodies 94:7

body 94:18

bog 78:18 81:5

bogged 80:20

born 5:4

borrow 35:10

boss 56:3

bottom 86:8

branch 50:25

break 62:21,23

70:13 81:6,23 85:4

90:2

brief 37:23 52:19

56:11

briefly 12:19 16:7

16:18 17:18 24:5

bring 11:10 22:16

57:23 73:14 76:25

78:23

bringing 53:13 73:1

79:14

brings 22:7

broad 8:1

broadly 53:24

broke 38:15,17

93:23

brought 15:19 85:20

85:21 88:22

broward 3:21 4:6

bryan 42:18 47:17

budget 52:24 75:20

76:1

building 7:22 10:1

14:6

built 82:5

bulletin 24:10

bulletins 52:13

74:16 78:5

bumping 50:8

bunch 35:13

burden 25:22,25

burdensome 46:12

64:11 77:11

burning 85:5

busier 16:23

business 4:14 41:24

86:24 88:20 89:2

busy 16:23

butter 4:7

butterworth 4:5

button 19:17,24

buy 33:5,8,16

buzzing 90:4

c

cake 81:13

calculation 24:17,20

calendar 24:17

92:13,14

california 31:14

79:19

call 3:19 38:14,21

67:20 69:23 78:5

called 4:4

caller 38:16

calling 67:24 87:4

calls 90:3

capable 83:24

capital 75:21

care 4:14

carefully 35:23

case 41:12,12 79:5

cases 41:13,14

cash 44:8

catalog 11:3

caught 13:14

cause 54:17 82:7

causing 54:16

caution 61:22 62:9

84:19 93:22

caved 2:13

cedric 39:10,10

cell 90:4

central 2:10

century 39:5 69:9

69:17 72:2 85:9,9

89:16,18

certain 21:1 35:25

36:5 42:1 83:13

97:9

certainly 8:12 33:3

49:4 63:15 65:1

92:17 96:24

certificate 25:23

101:1

certified 49:2

certify 101:5

cetera 26:16

cfo 25:12

chair 29:16 53:21

60:4 86:16 93:19

chairing 86:13

chairman 2:3,5 5:8

15:4 26:20 37:12

39:9,23,25 55:23,24

60:6 62:14,15,16

chairwoman 2:1 5:7

5:10 15:9 16:3

17:11,14 21:10

22:24 29:16 37:14

39:20 42:13,18

48:18,22 50:17

53:12 55:25 60:5

62:19,25 69:2 70:18

75:1 76:23 79:13

82:14 84:16 89:23

90:7 91:11 94:4

95:12 97:24 98:16

99:19 100:17

challenge 13:21

69:16 79:15

chance 9:5 48:7

90:17

change 8:13 28:17

93:24 94:1,6,10

changed 68:8

changes 2:11 7:23

20:17 21:3 25:11

43:10 45:1,3 76:20

94:14,23

changing 24:16

92:13

chat 14:25

check 81:1 83:20

checking 54:14

checks 85:22

cheyenne 70:23,25

74:3 76:18

chief 6:13 11:23

59:11 60:21

children 44:21

chill 17:16

chitimacha 39:22

cindy 6:7 40:7 67:15

67:21

cities 79:19 98:5

city 15:5 17:17

25:12 59:19 90:22

clarification 74:23

92:6

clarifications 82:24

clarify 90:12

class 27:4,4,8,10,13

27:16 44:25 45:1,4

45:16 49:24 50:11

71:12,19 72:3,4,8

73:5 74:13 79:17,20

80:10 91:24,25

classic 3:19

[beyond - classic] Page 3

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
clear 13:23 46:6

50:24 57:14 74:10

74:22 77:9 79:19,22

clearer 48:4

click 19:24

close 20:5 99:8

closed 11:5 35:11

closely 46:13 47:2

47:11

closes 22:25

closing 58:12 59:10

codes 16:13

coffee 70:14

cognizant 30:2 94:5

coincidence 59:12

collaboration 56:20

collaboratively

100:7

colorado 27:6 52:15

columbus 4:23

combination 31:5

47:9

come 3:22 5:13 6:19

7:17,19,19 8:20

15:21 16:11,21,25

19:9 24:14 26:15

30:3,10 31:4 35:7

36:20 37:5 38:22

51:10 55:15 60:16

62:3,24 69:9,19

70:15,19 72:5 80:15

80:18 86:12 90:5,18

91:14 92:10 94:23

96:22 98:21,25

99:17

comes 12:23 51:7

comfortable 97:15

coming 6:22 53:21

54:23 61:18 72:20

89:14 94:7

commencing 1:11

commend 63:15

comment 28:25 34:7

35:21 39:7,16 43:3

47:11 53:3,4 62:23

83:1 91:22

commentary 22:25

35:11

comments 14:21

22:3,7 23:5,5,8,19

34:1,2,9,17 35:14

35:15 37:13 38:4,10

42:5,7,14 48:16,19

48:20 49:10,25

62:17,20 63:3,7,23

63:25 66:5 67:9

69:4 70:6 84:17

85:1 89:4,24 90:11

91:19 95:7 96:10

97:12,25 98:1

commission 1:1

5:11 6:1 7:17 15:17

18:15,18 19:11 20:2

20:4 26:7,15 32:15

32:21 33:24 40:4

42:24 43:11,14,23

44:1 45:18,25 46:4

46:16,19,21 47:1,4

47:10,12 48:12,14

50:2 51:4 52:1

53:19 56:15 58:4

63:9,12,16,17,21

64:7 65:8,18,25

66:7,21 67:2 68:3

68:23,25 72:21

75:13 83:2,6 85:8

85:11,17 87:18 88:8

93:19

commission's 43:3,6

44:15 57:1 64:1,22

commissioner 5:21

6:15 11:25 14:20,24

15:1,11 23:20 89:25

93:17 100:10

commissioners 5:20

15:20 40:7 47:8

60:11,18 86:4

commissions 93:21

commitment 35:20

35:21 58:5 72:17

committed 12:14

19:15 20:2 23:13,22

committee 30:15

42:25 45:22 46:11

66:4,17 73:9 78:20

78:21,22 80:12,13

92:9 97:10

committees 21:24

30:17,22,23 66:8

78:10,13,16 79:8,16

80:11,24

communicate 31:22

98:8

communicating

20:24

communication

31:20 40:12 59:7

86:20 89:3

communications

87:25 89:1

communities 22:20

59:24

community 73:12

73:14

community's 61:12

compact 27:13 71:9

71:11

compactness 71:7

company 29:9

compelled 90:8

complete 65:8

completed 36:11

completely 82:19

compliance 11:12

30:3 92:4 94:7,23

complicated 74:18

complications 96:20

complies 75:12

compliment 39:11

comply 29:23 94:19

concentration 72:17

concept 70:9 84:13

concern 27:3 31:10

46:18 48:23 78:1

92:4,7,11

concerned 11:18

31:21

concerns 8:24 14:23

18:5 24:8,10 27:23

29:1 31:18 65:13

77:20 90:24 99:2

concluded 100:20

concludes 98:3

100:18

concurrent 93:14

conditions 42:1

conducted 30:25

conducting 93:19

confer 40:17

conference 8:21

40:2 86:11,19

conferences 7:14

24:3 40:15

confusing 32:16

confusion 74:19

congratulations

89:12

congress 4:11 46:14

connection 41:2

consequences 88:19

consider 11:7 26:18

28:10 30:7 34:14

35:23 44:8 79:12

97:21

considerations

44:10

considering 33:19

36:9 46:22

considers 45:18

consistent 51:1 57:3

consortium 58:2

constituents 20:24

consult 7:23 20:10

21:16

consultation 1:2 7:7

7:21 9:2 12:17 14:4

14:11 19:13,22 23:6

23:7 29:3 32:10

39:12 73:25 99:10

[clear - consultation] Page 4

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
consultations 9:13

22:14 24:1 30:6

31:23 36:23 43:10

48:24 93:20 96:15

consulting 73:22

contact 17:21 18:4

32:12 98:2 99:25

100:1

contemplated 43:11

context 27:12 74:1

contextual 82:11

continue 21:12

22:19 45:10 51:24

57:20 73:4 83:18,22

94:11,24

continuing 66:15

contract 31:5 43:15

43:16,19

contracts 24:13,14

26:2,3 31:6 43:21

92:5

contrary 64:13

control 80:17

controversial 30:18

49:25

cooler 2:11

cooperative 40:9

coopted 67:2

coordination 19:13

copy 17:22 37:9

correct 76:17 101:6

cost 64:11 76:1

94:22

costs 75:23,24 94:14

counsel 3:12 6:12

17:11 32:14 39:22

41:10 59:11

counsel's 32:19

count 83:17,18

country 5:5 8:2 22:8

22:18 26:24 27:24

30:19 33:14,19 35:6

36:22 43:12 45:13

47:2 57:18 59:25

60:22 63:11 65:2

68:14 73:1 87:5

90:25 96:1

country's 73:2,3

county 3:21 4:6

101:3

couple 15:8 18:1

23:10 30:16 77:1

course 40:3 41:24

54:21 57:23 74:4

courses 54:8

court 3:25 101:19

courtesy 55:9

coverage 80:3

covered 39:18

craft 45:22

crafted 46:12

crazy 92:24

created 85:11 86:25

87:14

creating 54:15

55:11 85:12,24

creek 42:23 44:24

crit 74:9

criteria 42:3 48:1,4

48:9 77:4

critical 46:25 66:8

cromwell 39:9,10,10

cross 75:15

crosshairs 55:5,22

culturally 9:17

culture 59:21

cure 29:23

curious 49:15 50:1

50:15 53:11

current 30:11 56:25

currently 77:21

cusp 14:5

cut 4:12,15

cypress 2:3,5 5:8

15:4 62:15,16 89:20

d

d.c. 4:17

dade 101:3

daily 46:4,7

dakota 38:19 71:5,7

dakotas 83:10

dallas 80:21

dan 6:15 11:25

14:20 60:7 90:14

93:17 100:9

daniel 15:1 42:22

45:6 76:23 100:10

darden 39:23

data 79:7

database 28:14

68:16

day 7:24 11:13,13

35:17 45:9 94:16

101:15

days 25:14 60:24

dc 5:1 6:6 8:20

22:17,21 23:12

deal 7:11 27:1,9

53:5 56:15 65:12,15

67:24

dealing 25:20 31:5

40:4 49:7

december 3:17

decide 66:7 87:20

decides 47:4

decision 13:24 36:7

40:25 48:12,13

52:16 63:12 80:18

88:19

decisions 15:13

44:13,18,22 58:8

61:8,9 88:18

dedicated 19:22

defective 73:21

defer 34:25 35:3

deference 45:18

defines 31:12

definitely 31:18

definition 43:14

44:7

definitions 24:8,22

49:24 50:12

degree 17:15

demographics 9:18

demonstrates 63:10

demonstration 7:22

department 24:19

49:21,22 50:9,11

54:8,21,25 80:16

depending 65:21

deputy 60:21

designate 38:8

88:15

desire 57:16 80:1

85:5

detail 77:23

detailing 47:6

determinations

41:22

determined 55:8

determining 20:9

77:17

develop 40:15 45:14

developed 42:4

72:16

developing 81:22

84:25 85:15

development 89:11

devise 52:20

dialogue 8:3,7 56:19

57:4,13 58:1 59:7

88:11

difference 17:15

differences 9:14

99:5

different 9:15,16,16

9:17,18,19,19 10:23

27:1,17 65:23 66:17

78:17 79:3,6,7,8,18

87:1 97:8

differentiation 74:6

difficult 41:8

dinosaurs 85:7

direction 35:25 36:5

36:6,13 39:13 78:3

91:9 101:11

[consultations - direction] Page 5

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
directive 18:22

54:12

directly 87:24

director 6:9

disagree 13:23 36:5

44:6

disagreement 84:24

disagreements

81:24

disapprove 53:3

discourage 43:13

discuss 9:2

discussed 8:7 46:20

85:19

discusses 45:3

discussing 3:9 45:10

86:5

discussion 9:6 51:18

51:19

discussions 6:25

7:12,14 15:18,19

67:15 88:13

distribution 52:25

district 40:9

diverse 81:1

diversities 80:2

divide 79:20

doable 82:19

document 41:7

doi 55:15

doing 10:12 11:10

11:14,23 13:2 16:4

16:15 19:4 20:12,13

22:6,19 30:7 35:10

37:17,20,21 39:11

47:6 72:19,23 77:3

83:16,18 88:22 93:2

98:17 100:2

doors 84:5,10,10

double 83:20

dragging 89:17

drive 91:20

due 19:18 26:14

44:14

duplicate 69:25

e

e 10:20 18:7 38:18

39:3

earlier 6:6 64:1

65:11 77:7 82:2

early 80:23 85:3

easier 24:21 70:1

83:5

eastern 6:9

easy 83:8

eat 81:14

echo 6:14 16:9 17:9

17:10 28:6 42:6,9

91:23 96:9

economic 89:11

ed 3:1 63:2

effect 94:13 98:19

effective 33:4

effects 94:5

efficient 12:3 19:1

99:13

effort 45:14 58:16

59:3

efforts 62:11 72:7

eight 9:13 22:14,14

56:14 61:24 71:17

90:22 91:17 96:15

eighth 6:17,23

either 55:21,22

elaine 40:10

elders 15:3 38:7

59:24

elected 32:11

election 21:13

electronic 83:13,20

electronically 88:23

88:23

element 84:19

embracing 71:1

emphasize 23:21

98:6

emphasizing 99:3

employees 28:16

enacted 46:14

encourage 97:25

encouraged 57:5

endless 46:24

energies 57:10

energy 58:3 60:1

enforce 27:8,14

enforcement 6:10

29:20 54:2 79:21

92:4

engage 32:9 57:3

enormity 46:18

enormously 40:9

ensure 44:2 55:10

entering 87:12

entertainment

89:10

entire 83:14

entities 91:1

environment 80:23

envisioned 46:10

equipment 89:6

especially 8:9 41:18

43:4 52:14,15 85:16

86:10 99:5

essential 84:3

establish 20:9 34:25

87:18

established 88:7

establishing 66:16

establishment 85:23

establishments 91:1

et 26:16

everybody 2:6

everyone's 70:1

79:11 97:2 99:25

evil 99:17

exactly 46:9 98:11

examine 11:8 55:19

example 5:15 29:8

33:10,20 65:23

79:16

examples 34:15

excellent 40:14,20

exchange 8:8

excited 57:5,18

58:21

executive 5:25 19:6

19:12,14,23 20:3

34:21 50:25

exempt 41:21

exemption 42:3

exercise 54:24

exist 73:4

existing 51:15

exists 51:23 75:12

expand 43:23

expanding 43:14

expect 8:24 69:20

expected 9:15

experience 16:13

43:20

experienced 46:4

expertise 66:14

experts 45:12

explain 36:7 37:19

express 32:6

expressed 86:9,17

extend 5:11 6:21

extent 50:15 55:19

externally 12:13

eye 71:10 95:9

f

fac 49:17

face 99:5

faced 79:15

facilitator 30:25

facilitators 80:14,24

facilities 44:25

66:25

facility 5:15,17

10:17 28:22 29:10

66:19,22 73:18

fact 45:9 59:4

failed 56:16

fair 78:11

[directive - fair] Page 6

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
fairness 78:13

familiar 19:12

families 57:10,13

family 59:8

fan 69:19 80:14

96:14

fans 60:8

far 64:17 86:3 88:11

88:15

fargo 40:25

fashion 8:17

fast 36:16,17 92:24

93:3,11

favor 83:7

fax 10:19 40:12

faxed 32:6

fbi 28:14,18 85:24

fear 47:14

feasible 94:15

february 1:12 23:1

101:16

federal 16:8 20:9,23

21:14,17 23:24 30:7

32:4 49:16 53:1

58:16 62:4 69:21

86:21 87:9,11 89:14

fee 43:16

feedback 15:12

feel 9:4 43:12

fees 24:17 25:1,13

25:20 92:3

feet 89:17

fell 29:3

felt 30:19 48:16

96:21

fewer 82:7

field 76:4

fights 81:7,24

figure 69:12 78:15

78:20 97:17

figuring 27:18

file 26:9

filing 26:15

filtered 32:21

final 45:22

finally 21:23 33:5

36:11 46:17

finance 24:19

financial 29:9 41:5

41:19,22 84:4

financing 41:2

find 82:6

finding 73:23

fine 3:6

finger 28:13,13

finish 81:9

firm 41:4

first 2:22 7:21 8:11

10:3 14:8 16:22

34:7 37:18 38:6,9

39:25 49:4 53:14

63:24 69:14 78:6

88:7 91:8,14 93:14

98:10

fiscal 24:18 92:14

five 70:15

fix 38:17 39:3 70:5

93:23

fixed 76:1

flawed 64:3

flaws 67:11

flexibility 19:6

80:10 81:10 82:5

flexible 79:24 80:1

81:17

floor 16:20 17:3

37:12 38:5 39:6,8

42:13 49:9 90:11

florida 1:11 2:10 4:2

56:7 99:24 101:2

flow 44:8

flu 42:19

fly 42:20

focus 63:22

focused 76:6

focuses 65:23

focusing 74:24

folks 15:21 38:9

55:3 82:17,22 85:4

91:5

follow 18:1,3 52:19

91:10 98:19

following 33:20

63:23

force 3:22

foregoing 101:5,9

101:11

forever 78:19

form 29:21 31:2

40:12 74:16

formalize 41:16

formalized 30:13

54:13

formalizing 28:11

formally 31:11

format 9:21 14:4

34:9

formats 92:9

former 5:19,21 29:8

forms 67:19

formula 92:14

formulate 20:6

34:23 96:9

forth 59:18 101:8

forum 8:3 84:20

forward 15:25 16:1

17:6 35:4,7 37:5

46:15 47:3 50:3

51:10 57:23 58:19

59:3 60:2 61:14,17

63:17,19 68:24,25

93:22 94:11 95:3

96:3,4 97:4 99:25

100:5

found 20:1

four 7:19 14:2,10,16

frame 13:4 21:11

34:16,17 93:9

framework 18:17

frank 5:20 85:6,7

frankly 64:5,13,18

66:20 69:11

free 54:3

fresh 70:14

friends 32:18 59:18

front 84:4 96:20

frost 2:19

fruit 92:13

fully 83:2

functioning 93:21

fund 33:18

funds 33:12,13

future 44:19,20 60:3

88:12,12 99:1

g

g2e 22:23

game 2:15

gaming 1:1 3:20

4:10,16,20,21 5:11

5:21 9:18 18:14

22:9 24:11 32:15,22

33:6,21 42:24 43:17

44:8,9 45:1,8,16

56:10,12,23 58:2,13

58:18 60:19 71:3,4

71:12 72:7 74:4

83:6 85:8,10 87:7

87:12,16,21

gander 11:21

garcia 1:13 101:19

general 6:12 40:23

41:10

generally 79:17

getting 11:6 34:2

35:9,18 52:11 90:22

98:4

give 3:16 14:24 23:2

26:13 27:7 37:8

38:5 40:16 67:13

76:18

given 27:9,14 40:25

45:17 51:24 90:16

giving 43:2 90:15

glad 5:1,1,17 86:2

go 2:21,23 12:21

13:7,7,7,7 14:9

16:19 17:18 20:16

[fairness - go] Page 7

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
22:6,20 25:19 29:5

29:19 36:6 42:5

44:10 47:12 54:9

55:7 56:1 61:5

64:17 67:20 68:16

72:24 73:8 75:11

76:2 77:23 78:18

83:14 92:25 93:22

97:7,14 98:11

goal 43:5 64:6 81:17

goals 47:13

god 59:16

goes 15:13 33:10

75:14 78:3

going 3:11,21,25

10:2 11:2 12:8

13:20,22 14:14,15

17:2,20 21:3,14,19

22:11 23:2,6 25:12

26:11 34:20 36:2,2

36:7,13,15,20 38:3

38:17,25 39:12

51:20 52:1 55:2

59:24 60:25 61:15

61:16 62:2 63:13

65:2,20 67:13 69:15

70:8,10 71:12,20

72:2,8,18 73:22

74:6,21 77:22 79:5

80:7 81:6 83:1

84:11 86:14 87:20

87:21 93:10 96:3,3

96:12 97:22 98:14

98:18 100:7

good 2:1,6 11:20,21

15:1 16:15 17:9

24:24 34:15 48:7

51:1 56:5 60:9

68:14 70:21 72:23

73:11 74:5,6,10

95:2,5,13 96:17

97:3,18 98:16 99:18

goods 33:14

goodwill 97:3

goose 11:21

gotten 11:1 53:5

govern 5:16

governing 58:14

government 5:4

19:14 32:10,10 51:2

55:16 57:17 86:21

86:22,22 87:9,11,19

88:2,3

government's 87:10

governments 20:22

56:14,17 86:21

gracious 5:14 99:24

graham 4:18,19

grandmother 59:16

59:17,19

grasped 83:3

gratitude 5:12

gray 52:15

great 5:15 19:20,20

35:18 37:8 39:16

42:12 45:18 46:1

62:1 70:3 71:1

80:16 84:12 96:22

96:23

greatly 47:7

green 3:5 82:25

95:10

ground 2:18 60:23

81:4,8 89:25 94:16

group 15:22 45:17

80:18 81:1,2

group's 45:8,20

grow 78:8,9

guess 2:10 4:9 21:11

44:17 50:7 51:4

85:10

guessing 97:14

guidance 34:5 74:10

74:16

guidelines 52:13

guy 39:21,21 42:8

42:12

guys 18:12 22:18

33:2 36:18 77:10

88:9 92:23

h

half 13:5,8 25:4

hall 72:18

hallway 98:10

hand 14:19 17:24

83:16,18 101:15

handing 6:6

handle 79:8

hands 44:22 58:24

93:24 99:23

hanging 59:19 92:12

happen 20:17 35:6

53:10 59:12

happening 77:25

85:2

happens 67:23

happy 2:8 4:25 15:7

38:8

hard 1:10 2:14 6:1

58:8 90:16 92:25

harris 6:5

hawk 6:14 16:9 17:9

17:10 28:6 42:6,9

91:23 96:9

heading 16:9

health 57:9 95:25

hear 3:25 8:8 15:9

18:9 20:25 26:5

31:18 34:18,19

42:11 57:20 76:12

76:24 82:16 84:21

92:2 99:17

heard 7:13 22:24

23:3,17 24:7,7,10

24:19,23,23 25:11

25:25 26:4,12,25

28:23 29:19 30:5,13

30:20 34:1 38:19

43:9 48:23 52:9

61:20 87:24 91:23

hearing 9:20 14:13

14:16 15:25 16:2

22:10 67:18 80:9

91:16,17

hearings 88:12

heart 5:2 44:11

99:11

held 1:9 29:8

help 6:4,20 10:11

11:11 18:2 27:18

28:2 33:2 38:1 69:5

77:16 80:18 89:21

99:4 100:5

helpful 34:10,16

40:10 42:4

helping 10:8 61:19

85:16

helps 89:19

hereof 101:8

hereunto 101:14

hesitancy 62:10

hesitant 58:21 59:2

hicks 6:10

high 3:18

highlights 79:23

hinge 49:6

hinges 49:6

hiring 95:16,18

history 3:16 51:24

57:20 59:2 61:24

62:6

hit 2:18 10:15,15,16

hitting 14:3

hold 37:22 68:1,10

71:18

holding 22:14

hollywood 1:11 3:15

homa 5:25

home 99:20,22

100:16

honor 56:6

hope 33:20 36:17

38:21 45:16 56:18

57:15 92:25 94:2

97:4

hopeful 35:5

hopefully 31:24

35:17 45:20 92:21

[go - hopefully] Page 8

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
93:15

hoping 23:10

hospitality 15:5

40:2 56:7 99:24

100:12

hosts 5:14

hot 91:24 92:11

hours 60:24 81:6

house 55:18

huff 2:25

human 75:21

hurdle 69:15

i

idea 19:3 22:15

24:24 40:24 41:21

44:6 45:24

ideas 8:8 42:9 49:4

69:25 84:12,24

identified 34:11,11

identify 7:17

identifying 9:9,10

61:18

idol 3:15

igra 43:24 44:3 46:9

46:15

ii 27:4 44:25 45:1,4

45:16 49:24 50:12

71:12,19 72:3,8

73:5 91:25

iii 27:5,8,10,13,17

72:4 74:14 79:17,20

80:10 91:25

illegal 83:18

immediately 54:23

55:14

impact 30:1 94:9

implement 18:16

20:7 34:23 50:5

60:25

implicate 42:2

implications 20:8

34:24 98:20

imply 47:25

important 15:11

21:22 22:19 25:6

26:24 27:24 29:25

33:22 45:2 47:5

57:8 64:25 65:12,15

65:17,19 73:15 82:3

92:18,21 93:7

importantly 70:2

imposing 64:14,16

impossibility 60:13

impossible 60:15

improper 73:20

improve 18:20 71:9

71:11 74:1

improved 67:12

improvement 69:18

73:6

inaction 47:6

inadvertently 55:12

95:4,5

inclement 99:21

inclination 91:9

inclined 95:8

include 37:9 62:12

included 24:4,6

27:12

includes 43:15

including 35:13

70:1

income 84:9

inconsistency 54:15

independence 53:23

54:2 55:9

independent 53:22

indian 1:1 3:20 4:2

4:20,21 18:13 19:14

22:8,18 26:24 27:6

27:24 30:19 33:5,8

33:13,19 34:25 35:6

36:21 43:12 47:2

52:16 54:25 58:13

58:18 59:21 60:19

60:22 63:11 73:1,2

73:2 87:5,16 95:17

95:25 96:1

indicated 89:20

indication 57:2

individual 8:18,19

8:24,25 9:4 40:23

industry 18:20 22:8

24:22 45:12 47:7,12

51:21 52:6,13 54:5

80:4 87:4,12

inform 62:13

information 3:10

17:21 18:4 20:1

23:15 32:8,13,20

33:1 35:13 39:1

67:10,11,22 68:2,5

69:4 73:13 74:15

76:22 77:12,15 89:8

informed 14:14

infrastructure

69:17

initiative 10:3,4

16:10 33:7 55:16

75:17

initiatives 7:20 12:1

37:21 76:14

injunction 3:24

innovated 97:7

input 22:5 28:21

31:19 34:4 97:23

inquiry 6:24 9:7

12:18 16:7,20 17:4

17:19 18:10 20:19

20:20,25 21:6 22:22

23:23 24:6 31:25

37:24 43:4,7 45:3

63:4,9 96:16

insignificant 25:6

inspection 29:7

install 38:16

instance 79:2

instances 22:1 50:13

institutions 41:19

41:23

intended 11:10

41:25 43:24 46:14

intent 18:9 19:16

20:3

interacting 20:21

interest 31:3,9,13

40:25 41:3,17 46:1

61:3 81:4 92:7

interested 28:19

31:17 52:3

interior 49:22 50:21

54:8,21,25 80:16

internal 39:4 69:8

internally 12:12

25:7

internet 38:21

internets 10:19

interpret 51:5

interpretation 51:8

introduce 2:23 3:11

introduced 31:25

introducing 2:21

investigations 28:4

28:9 67:17

investigators 67:16

invite 57:23 58:20

invocation 2:4

involuntary 55:21

involve 55:19

involved 45:7 52:25

55:2,9 62:12 85:12

87:6 94:2,22,22

involvement 46:10

involves 43:20

involving 13:12

iron 95:21

issue 9:22,23 13:17

21:1 25:9,16 26:19

26:19,24 27:6 29:15

30:13 31:4 34:12

40:21 41:5 42:10

44:16 51:3 56:20

64:25 65:10 73:25

74:3 83:1 87:14

92:8

issued 18:22 41:10

[hopefully - issued] Page 9

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
issues 8:18,25 9:4,10

9:11 15:10,14,22

18:5 21:4,5 23:24

24:7,14 26:3,6 27:2

27:16,23 30:10 31:1

39:24 41:1 49:23

50:20,23 61:19

65:16 68:20 78:14

78:14 85:20 86:1,2

86:3 88:21 90:18

92:1,8,10,12 93:6,8

93:14,15 96:11

98:24

issuing 21:15 25:2

29:24 41:23 52:12

j

j 1:12

january 22:13

jenkins 3:1 63:2

67:8,13,14

jess 88:21 95:9,10

jim 2:23 3:4

job 1:25 16:15 55:6

97:3

jobs 10:12 69:5

joe 3:1 72:6 73:17

joel 5:20

john 39:23

judged 62:2

judy 70:20,21,22

75:2,14 76:21 81:19

81:20 82:14 83:9

94:20

july 7:16 86:12,19

justice 49:22 50:9

50:11,21 54:19

k

keep 14:13,14,16

15:15 22:10 34:1

51:17 59:24 82:3

84:10 94:2 95:9

99:3

keeping 14:18 98:14

keith 6:9 40:8

key 28:15 96:12

keys 97:22

killed 2:19

kind 4:21 10:21

14:3 18:2 19:1 23:3

31:1 42:3 53:10

79:6 80:23 90:23

93:2

kinds 41:12 92:16

know 2:8 4:9 5:3

6:11 8:3,12 9:3,22

10:9 11:22 12:11,13

12:18 14:17 15:12

16:6,25 18:13,16,22

19:3 21:2,21 22:4

23:16 25:3,3 26:8

26:14 27:20 30:15

31:5,9 32:22 33:3,5

33:20,25 36:12

37:16,23 38:1,12

41:20 44:18,24

47:25 48:5,7,15

49:8 50:4,8,19 51:1

51:4 54:4 55:8,13

57:11 58:12,21 59:1

60:18 61:1,6 62:5

62:22 65:1 68:5,7

68:14 69:22 70:3,4

72:6,6 74:17 75:22

78:7,8,19 79:5,9

80:23,25 84:18 88:5

89:3,5,13 92:20,23

95:19 96:5 97:13,15

98:10,19 99:6

kurt 49:12 56:8

l

ladies 59:20

lael 6:14 12:18

13:19 14:22 15:13

16:9,18 17:8,9,10

28:6 37:15 42:6,9

60:21 91:14,15,22

91:23 96:8,9

laid 86:1

lands 87:22

large 19:18 58:1

78:16 82:18 93:7

larger 84:11

larry 6:11 59:11

60:20

laryngitis 6:3

lastly 12:16

late 25:1,14,20

59:16 92:3

law 41:4 56:23

85:13,15

laws 87:15

lawyer 53:16 69:13

laying 89:25

lead 19:10,25 32:12

87:10

leader 32:2 38:6

leaders 2:7 15:3,20

16:21 22:5 32:23

38:4,7 57:11,18

58:2 62:1 89:5

leadership 22:9 37:3

38:9 56:22 57:2,8

57:21,24 58:6,24

60:17 88:13,17

89:13

leads 21:23

leaning 91:3

learn 40:17

learning 9:12 13:6

leave 47:5

led 80:5

left 13:6 15:5 48:15

80:7

legal 4:1,2 39:21

41:6,9 68:1

legally 68:6

legs 62:21 70:13

lending 41:7

letter 8:15

letters 32:2

level 21:9 34:13

71:22 80:5

levels 3:24 10:24

license 66:19,22,25

67:10,18

licensing 28:4,22

73:18 77:8 92:1

life 71:4

light 52:15

limitations 66:11

70:3,4

limited 16:24

linda 45:6

line 8:16 35:12,13

68:12 71:18 86:8

89:3

lines 29:18 38:22

75:15

list 64:22

listed 98:5

listen 90:24

listening 84:19,21

85:2 86:11 90:19

literally 96:22

little 3:16 6:15 11:25

14:20,25 15:1 23:20

41:15 47:14 85:3

90:14 92:24 93:10

100:10

live 57:12 88:19

lives 61:6

liz 5:22,22

loans 41:23

local 31:8

location 84:9

locations 22:14

logistics 100:14

long 21:12,18 47:13

56:1 77:4

longer 91:6 93:10

longstanding 56:9

look 8:11 11:2 12:25

16:1 17:5 18:20,24

23:4,17 24:15 26:1

28:20,25 29:6,20

30:9 34:6,9 35:2,8

36:1 46:15 47:19

[issues - look] Page 10

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
58:19 61:14,17

63:17 68:24 69:12

75:10 76:3 78:4

81:2,22 91:4 99:25

looked 31:6

looking 15:24 21:8

25:8 33:9 38:23

53:15 54:22 55:7,15

65:22 71:4,8,10

80:8 88:6 91:3,6

94:1

looks 21:19 49:10

81:19

lose 16:17

lost 32:24

lot 2:15 6:2 11:16,22

12:10 16:4,12 21:19

31:10 32:23 37:17

46:3 52:9 54:10,10

58:11 67:14 69:6

70:8,11 74:5 77:10

77:11,15,23,23 78:4

78:24 82:1 85:11

86:1 92:7,15

lots 34:1 52:11

louisiana 39:22

love 42:11

lower 3:24 92:12

lucky 32:18

lunch 85:3,4 90:10

90:16

lung 25:13

m

madam 55:24 60:4

mail 10:19,20,20

18:7 38:18 39:3

mailed 32:5

main 87:14

maintain 84:2

maintaining 86:24

major 7:20 14:2

88:11

majority 75:20 76:1

making 4:13 12:14

20:17 21:25 22:2

36:8 44:12 47:11

52:3 65:5,25 75:15

83:11 89:9 94:10,12

97:11

manage 99:21

management 24:13

24:14 26:2,3 28:15

29:9 41:7,25 43:15

43:20,21 52:24

75:18 83:6 92:5

managing 16:15

mandate 43:22 51:9

mandated 49:3 50:5

50:18

mandates 56:21,22

mandatory 55:20

68:8

manner 57:22 83:22

manually 89:7

manuel 34:7

mark 19:19 35:18

market 71:20,21

marsha 3:5

marty 2:24

massive 97:19

material 75:11

materials 67:3

matter 34:17 59:4

63:6

matters 9:2

mavis 6:4 17:25

19:18,19 23:11

max 3:12,13 98:9,13

99:6,9

mcdonald's 3:2

mcghee 42:17,23

45:6,6 48:21 76:25

mdewakenton 49:13

mean 43:19 50:13

51:21 54:17 62:22

91:24

meaning 48:10

meaningful 72:4

means 11:17 13:11

31:13 69:8 74:8

81:11 93:13

mechanisms 79:17

79:24 80:1

medium 82:18

meet 10:8 75:8 80:2

82:10

meeting 2:2 27:1

33:10 37:20 86:14

96:23 100:18

meetings 8:13,19

9:1,1 24:2 30:25

45:14 80:21 91:13

member 3:12 5:9

17:10 56:10

members 2:24 44:21

73:11 99:15

mentioned 21:10

merely 43:16

met 24:2

method 34:13

mic 67:13

michael 39:21,21

42:8,12

microphone 14:23

36:25 37:25 70:19

82:23 90:13

microphones 38:2

mics 26:21 27:4,9,10

27:13,17 45:5,8

65:10 66:2 71:15

74:14 77:21 78:3,7

79:2,17,21 80:10

82:2 91:24 94:3

mike 3:1

mind 15:15 39:19

55:14 82:3 91:15

minded 54:1

minds 70:1

minimal 71:3

minute 13:20

minutes 8:16 13:8,9

70:15

mistake 73:20

mitchell 2:3,5 62:16

moa 28:18

mobile 86:11

mode 76:16

model 46:13 65:6,25

66:4 98:17

models 30:9

modifications 94:9

modified 94:8

moment 9:8

money 4:13 33:12

33:12,17 75:23

montana 83:10

month 20:13

months 7:15 13:4

21:15,16 36:15

63:18 91:5

monumental 12:7

16:14

morning 2:1,6 15:1

15:6 17:9 56:5 63:8

70:21 86:7

mouth 76:24

move 36:16 38:2

50:3 51:10 60:1

80:18 91:8 93:11

94:11 95:3 97:18

100:5

moves 47:2 63:18

68:25

moving 36:17 76:14

76:16 92:24 95:8

96:4 97:4

multiple 13:16

65:19 93:1

myers 6:13

n

name 5:8 17:9 36:25

42:22 49:12 70:21

nation 4:3 17:11,13

62:2

national 1:1 4:16,19

4:21 5:10,21 18:14

[look - national] Page 11

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
33:6,21 56:10,12

native 4:23 5:2,4

natives 4:12

natural 51:23

nature 40:24 66:13

85:22

ncai 22:23

necessarily 13:15

51:12,18,21 52:1,7

77:16 84:25 91:16

94:20

necessary 67:6

need 2:15 3:9 7:18

9:10 10:22,23 11:4

12:5 13:13,18 15:22

20:11,17 21:8,20,21

21:22 22:4,4,18

26:1 27:18,24 28:2

28:20,25 29:5,19

30:2,9,21 31:11,18

32:7 33:2 34:19

36:16 38:1 49:8

57:20 69:9 71:21

72:1,2,5 73:16 74:2

75:7 76:19 77:18,18

79:24 80:12 84:8,13

90:12 97:17,23

100:3

needed 18:19 61:11

needs 10:16 14:8

20:16 31:2 69:18

75:8 88:11 91:14

negative 17:15

39:17 67:10,22

negotiated 21:25

65:5,24

negotiating 97:10

net 24:11

neutral 80:17

never 2:18 71:20

72:25 96:21,25

new 6:12 7:24 14:3

19:21 30:11 47:7

52:20 53:21 59:7

87:5 88:25 95:23

98:7

news 2:9

nice 82:25

nicer 17:17

nickel 4:7

niga 36:12

nigc 7:24 17:20

27:13,14 29:12,17

30:6 35:20 49:20

50:10 53:7 67:3,19

68:4 69:5 72:23

74:7,20 78:1 85:11

86:25 98:7

nigc's 74:11

nigc.gov 35:16

nj303781 1:25

noi 15:14

non 4:21 28:15 44:9

normal 54:8

notably 46:9

notary 101:20

note 34:6 45:2,24

46:17 47:19

noted 46:24

notes 14:22 101:7

notice 6:24 9:6

12:18 16:7,19 17:3

17:18 18:10 20:19

20:19,25 21:6,17

22:1,2,22 23:23

24:4,6 25:2,5,9,14

25:18 26:13,16

29:18,22,24 31:25

37:23 43:3,7 45:3

46:21 47:10 63:4,9

70:7 96:16

noticed 31:24,24

77:7 78:12

notification 67:19

notify 31:23

nourishment 90:3

november 16:8

22:23 96:15

number 10:20 15:14

18:7 20:23 24:13

26:2 27:16 28:10,12

30:5 31:3 35:14

38:13 83:3 85:13,20

97:8

numbers 38:24

o

obama 18:22

objective 48:10

80:12,19

obligated 33:16

obligation 32:11

obliterate 27:22

obtaining 25:22

48:7

obviously 17:20

22:15 26:23 39:14

50:4 91:24 100:11

odd 87:6

offered 86:23

offering 10:23

offers 84:23

office 6:7 7:12,15,16

13:4 38:15 47:8

52:24 91:4

official 62:4 101:15

officials 20:10 28:15

32:11

oglala 62:1

oh 34:2 85:6

okay 12:24,25 14:7

31:6 42:12 70:12

97:12

oklahoma 17:11

old 59:20 85:7 88:6

older 48:25

omb 54:10 55:2,18

55:20

once 16:1 64:15 82:5

oneida 60:7

ones 44:12 60:23,24

68:20 87:20 88:18

91:7

open 8:3,7 16:20

17:2 37:12 38:3

39:8 42:14 49:4,9

67:7 80:9 84:2,5,10

84:20 95:23

opened 28:24 66:9

84:10

opening 2:4 14:22

69:6

operate 100:4

operated 87:16

operates 44:24

operating 21:10

83:24

operation 11:15

12:9 32:22 60:16

61:2,6 83:6,8,15

84:5

operations 9:19

10:9,17 11:12,19,20

12:3 14:12 22:9

32:16 33:8 61:10

69:8 75:19 82:19

83:22 84:8,12 89:2

94:18

opinions 27:1,18

41:6,10

opportunities 73:4

90:24

opportunity 9:24

14:7 23:2 29:22

40:16 43:2 53:2

56:2 57:3 58:1,23

72:3,15 84:23

options 35:8

order 19:6,12,14,16

19:23 20:3 34:21

36:1 88:5 93:11

ordinance 27:15

organization 37:1

originally 77:12

osceola 3:12,13

98:13 99:9

ought 72:11 74:12

outcome 52:2

outreach 54:10,11

58:5

[national - outreach] Page 12

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
outside 5:24 9:1

61:5 74:22

outweighs 25:24

overall 81:17

overhead 75:24

overly 46:12

overreaching 56:20

56:21

oversight 25:10

49:16,18,21 50:8

overview 37:19,23

p

p.m. 100:20

packer 60:8

packet 17:23,24

packets 6:6

page 19:22,25 23:7

101:5,8

paperwork 32:23

77:10

paradise 3:14

part 19:18,18 39:3

41:25 49:21 63:24

64:2 65:7,9,24 70:8

70:11 75:16,18 77:9

78:12 88:8

participate 36:19

66:10,11

participating 45:13

participation 36:20

particular 7:7 16:10

16:14 17:2 20:3

41:7 43:13 45:2

50:22 51:4 69:4

91:7 92:8

particularly 42:10

49:23 50:11 67:10

partly 72:13,14

partner 10:10 100:6

partnership 58:15

87:9

parts 76:17

party 43:18 67:23

80:17

pass 2:10

passage 85:12

passed 4:15 59:17

87:15

path 39:14

patience 76:19

patient 37:16

patting 19:2

paul 39:23

pawnee 17:10

paxton 6:12 11:23

60:20

pay 9:10 33:17

paying 20:5

payment 43:18

pays 43:16

people 6:20 7:3 21:2

24:2 25:8 26:13,17

30:19 51:16 61:9,12

61:22 72:19 76:4

78:17 79:6 82:8,15

92:25 96:22

percent 38:19 75:20

75:21

percentage 43:17,18

percolated 93:6

96:11

perfect 61:15,16

80:25 96:24

performed 58:4

person 75:25 79:4,4

personnel 25:10

perspective 3:17

27:21 50:2 68:21

phone 18:7 38:13,22

40:11 90:3

phones 38:16 90:4

pick 79:3

pilot 28:3,8 77:8

pioneers 59:21

place 13:1 28:9 29:2

38:25 40:3 64:10

66:12 69:10 70:10

74:20 80:2 83:9,25

89:10 93:22 101:8

places 2:13 82:4,4

84:8 91:18

plains 71:2

plan 92:24

plate 21:20

play 88:14

played 87:22

please 15:15 17:24

21:2 28:5 36:24

97:13,21 98:2 99:25

100:15

poarch 42:23 44:24

point 14:1 15:18

45:21 53:5 64:8

67:7 68:22 75:14

83:20 84:6

pointed 83:9 86:7

points 13:21 77:1

policies 20:7 21:1

34:23 98:20

policy 8:1,18 21:4

31:20 51:7,7 75:13

95:18

politics 54:4

pony 32:6

portal 67:25 68:1

portions 79:8

position 24:3 33:24

50:14 58:6

positions 15:16

possible 12:4 34:25

35:3 37:8 88:24

93:13 94:15

possibly 32:1 53:3

82:10

posted 23:6 35:12

potential 30:11

41:21

pound 4:7

poust 5:22

poverty 71:1,22

power 71:24

powerpoint 16:19

17:21,23

practical 46:5

practice 8:14 55:6

practices 52:14

prayer 2:16

pre 29:22 92:4

predicate 66:23

preference 95:18

preferences 95:16

premise 100:4

prepared 16:22,25

55:25

prerogative 12:24

presence 71:3

presentation 40:20

preserved 59:21

president 18:22

president's 54:11

presidential 21:13

press 26:19 92:17

pressures 46:3

pretty 21:18 61:20

89:13 91:4

prevent 11:11

previous 53:19 83:2

primarily 56:16

80:6

primary 21:7 28:15

31:16 58:17 60:12

printing 28:13,13

priorities 8:10 9:15

14:2 21:21 47:1,9

63:21 76:10,11,12

prioritize 65:8

priority 13:15 21:9

34:13 49:5,8 63:14

68:22 72:13 73:3,6

74:13 75:4 91:17,20

93:11

privately 88:10

95:11

probably 2:15 18:13

21:15 23:8 30:16

53:25 62:17 71:12

73:24 90:21

[outside - probably] Page 13

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
problem 54:16 73:2

problematic 95:5

problems 9:12

11:11 40:23 50:7

53:10 55:11 66:6

82:13

procedures 77:24

proceeding 26:7

proceedings 1:9

92:5 100:20 101:9

101:12

process 10:13 11:9

15:18 16:16,16

17:20 18:6,11 19:9

21:13 24:21 26:8,14

27:3,20 28:13 29:4

30:23 36:8 52:21,23

53:11 55:1,15 63:8

63:14,18 64:5 65:5

66:9 67:9 68:25

75:16 85:18 86:6,15

89:22 96:13,17,20

96:21 97:5,11,18

processes 93:25

produced 79:10

product 36:21 45:17

45:20 57:16 58:19

58:22 59:2

productive 57:4,21

products 60:19

79:10

profit 83:11

profitable 84:1

program 10:14 11:8

28:3,8 46:7 68:12

68:12 70:5 74:5

77:8,20

progress 57:1,6

98:14

progressed 4:8

promise 82:25

promotions 95:24

promulgate 27:8

promulgated 49:20

73:21

proper 29:2

properly 30:20 46:2

proponent 88:24

proposal 22:2

proprietary 31:3,8

31:13 40:24 41:3,17

92:6

protect 10:8 51:20

80:4

protected 54:5

protecting 61:3 87:4

protection 80:5

protocol 38:5

proven 83:23

provide 12:13 13:10

26:13 34:4 35:7

43:3 63:3 89:6

providing 10:10

11:4 12:5 51:1

provisions 31:9

public 101:20

published 16:8

22:22 32:4

pull 59:14

purchase 33:10

83:14

purchasing 33:14

purpose 37:19 75:5

89:10 91:12

purposes 44:9 54:2

95:22

pushing 3:7 13:7

put 10:18 13:1 19:7

21:17 23:14,23

24:25 29:2,21 31:2

31:11 32:5,25 33:17

33:18 50:13,14 54:9

59:3 68:2 69:10

70:7,11 72:8 84:4

putting 18:15 29:4

33:11,13 51:11

100:14

q

question 41:3 47:23

49:14 52:18 54:22

54:23 55:14 67:7

91:2,12 95:3

questions 15:15

20:25 21:7 38:11

39:7 40:13 42:14

82:23 84:17 90:12

95:13 98:2 100:3

quick 15:8 56:4

81:14

quicker 78:25 79:10

quickly 57:9

quite 11:1 12:7

54:18,22

r

raise 17:24

raised 23:25 29:15

31:10 46:20

raker 3:4

randi 1:12 101:19

rapid 15:5 17:17

25:11

reach 18:7 32:1

37:25 48:1 51:25

54:18,19

reaches 33:1

read 8:6 37:7 38:10

42:21 47:17 54:7

64:4 66:25

reading 47:22

ready 26:10

real 50:10 99:10

realize 6:25

really 5:17 6:1,1

11:8 12:10 15:24

16:5 17:5 18:9

19:20 20:4 21:13,18

21:20 22:4 23:12

25:23,23,24 35:2,18

36:21 39:2 42:11

58:10,10,20 60:8

64:20 65:6 66:6

67:1 68:19 74:2,20

86:17 90:19 91:12

97:7

rearrange 7:1

reasons 47:6 64:21

receive 17:24

received 35:22

recess 70:17 90:6

recognition 64:2

recognize 5:19,23

16:24 60:11,22

61:13 65:17

recommend 48:3

record 8:4 14:23

47:5 56:25 57:1

101:12

recorded 8:4 36:23

records 29:8,10,14

redefining 31:16

referee 81:7

referred 65:11

refining 51:22

reflect 12:12 57:16

reflection 57:7

refocusing 76:5

reg 12:7

reg.review 35:16

regard 35:4 41:1

42:10 45:4 49:19

50:2

regarding 18:5 21:1

40:20 62:18 68:6

85:21

region 6:9 75:7

regional 1:2 6:9

register 16:8 21:17

23:24 32:4

registration 68:9

regs 52:20,22 91:3,7

91:14

regular 41:24

regularly 61:21

regulate 4:4,11,22

4:24 11:13 74:21

[problem - regulate] Page 14

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
regulated 64:19

regulation 3:23

13:17 25:21,21 26:1

28:11,22,24 29:2,4

29:12,21 30:8,21

31:12,20 33:16

34:11,14 46:1,12

47:20,20 48:8,11,17

48:24,24 49:6 51:17

51:19,22,22,25

52:20 63:13 64:5,15

64:16 73:19,23 77:2

79:21 81:25 92:10

regulations 8:1,11

12:20,21 13:1,11

16:13 18:15 19:1

20:18 21:8 24:5,9

27:10,25 29:13,20

30:11,12,14 35:4

36:1 43:6 45:15,19

45:23,25 46:5 48:25

49:7,15,19 50:4,16

51:13,14,15 52:8,11

58:16 61:1 62:18

63:4,20,24 64:9,23

65:22 66:14,17,20

66:22,23 67:1,6

71:14,15 73:24,24

77:6,18 81:22 82:6

82:17,18 83:4 85:17

92:1 94:20,21

regulator 89:15

regulators 45:11

58:18 60:12 80:6

89:16

regulatory 6:24

12:16,22 14:5,12

17:19 18:6,12,14,17

18:24 19:6,7,25

31:2 35:23 46:8

50:6 53:23 54:9

55:3 56:17 58:17

64:9 73:6 91:10

94:7,18

reinventing 69:22

reiterate 86:18

related 49:23

relates 41:18

relationship 7:21

40:6,14 85:23 86:23

86:25

release 67:22

released 12:18

releasing 68:5

relevant 13:2

reliance 58:14

relying 10:13

remain 44:4,22

remarks 40:19

remember 89:4

96:18 98:11

remembering 71:23

remind 37:21 75:3

88:4 93:20 94:25

98:17

reminded 61:25

reminder 95:2

reminding 88:17

reopen 90:10

reported 101:9

reporter 101:19

reporter's 1:9

represent 37:1,2

57:12 59:6

representation

78:14,17

representative

66:16 73:11

representatives

66:10

represented 25:4

81:3

representing 49:13

request 44:2

requested 77:12,13

require 44:7

required 10:5 19:5

77:13

requirement 10:7

66:24 67:2 83:12

requirements 64:14

64:16 82:21 84:4

requires 28:17

rescind 66:21

reservation 3:22 4:3

87:22

reservations 38:20

87:17

resolve 25:16

resource 72:17

resources 61:11

72:15,23,25 73:7

94:22

respect 44:14 49:20

63:10 66:2,19

respectful 57:4,22

respective 87:22

respond 84:22

response 11:1 51:23

81:21

responses 10:20

responsibilities 46:8

74:8 99:14

responsibility 98:21

responsible 88:8

rest 57:24 70:14

restrictions 66:12

result 87:15

retaining 67:9

retire 26:10

returning 90:10

revamping 43:5

45:25

revenue 24:8 43:19

revenues 24:11

43:17 44:9

review 6:24 11:15

12:8,9,16,22 14:5

14:12,12 16:7 17:3

17:19 18:6,12,19

19:8,25 35:22,23

43:7 44:1 45:8 54:9

86:6 91:10

reviewing 15:23

63:5 88:6 89:9

revise 45:19

revised 45:15 49:19

64:24

revising 34:14

revision 65:8

revisions 21:16

94:11,12 97:8

revisit 77:5

revisited 24:12

77:14

revitalize 71:4

revitalizing 74:4

revocation 67:18

revoke 67:18

rez 71:25

right 3:18 4:1 6:5,12

16:16 19:18 25:19

26:23 38:25 39:13

42:20 44:11 50:23

56:3 69:7 71:2,23

75:12 76:23 85:5

90:4

rigidity 81:18

ripple 61:8

rita 5:24

river 27:6 70:23,25

74:3 76:18

road 22:10 61:21

98:3

roberts 6:11 59:11

59:23

rock 1:10 2:14 98:4

role 49:18 74:11,12

85:12 87:17 88:14

97:11

roll 58:22,23

roof 2:13

room 5:23 26:21,22

26:23 37:2 53:17

65:14 70:14 81:7

rose 93:17

ross 2:25

[regulated - ross] Page 15

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
rpr 1:13 101:19

rule 21:25 47:11

65:5,25

rules 21:15 65:20

81:4,8

ruling 21:12

run 11:18,20 12:12

88:20

running 12:3,15

runs 99:13

rush 62:22

s

safe 99:20,22 100:15

safeguard 11:12

52:6

saiz 40:10

sake 38:4

salaries 75:23

samples 78:5

san 34:7

sat 16:10 80:20

96:20

saying 23:18 67:24

81:21 91:21 94:21

says 16:20 20:6

34:22

schedules 16:23

screen 17:22

seal 101:15

second 10:4

secretary 5:25

section 20:4,5 34:21

34:22

sections 79:3

see 2:9 3:2,13 5:1,2

8:6 18:2,20 23:18

37:6 51:24 84:11,22

90:14

seeing 39:14 91:18

seek 58:5

seen 20:20 22:12

selected 30:22

self 25:21 46:1

47:20 48:8,11,17,24

49:6 58:14,14 63:24

64:5,9,15,16,19

92:10

selling 4:13

semiannual 19:7

seminole 1:10,10 2:3

4:5 5:5,12 15:4

17:13 40:1 56:7

63:1 68:15,21 70:24

99:8,23 100:11

senator 4:18,18,19

send 32:14 34:18

35:15 68:4 96:10

senior 2:25

sense 24:20 65:23

79:11 92:15

sent 32:4 36:10

67:19

separate 7:13 73:25

series 93:3

seriously 19:15

44:19 54:13 64:2

serve 40:17 45:20

51:2 61:12 80:16,17

96:1

services 12:5 33:15

89:25

session 15:9 93:17

set 30:18,21,22,24

38:24 45:15 47:1

48:4 74:19 76:11

79:22 81:4 101:8,14

sets 64:4,6

setting 74:18

settled 25:17

seven 60:24

shakopec 49:13

shapiro 70:21,22

76:21 81:20

share 3:9,10 13:24

43:8

sheriff 3:21 4:6

shift 46:8

shirts 22:11 98:5

shocks 96:24

shore 2:23

short 13:3 21:11

48:3

shot 7:11

show 22:10 57:24

58:20,25 62:6 77:7

98:23

shuffle 32:24

shy 37:5

side 9:1 16:11,12

50:19 53:20 65:18

65:18 71:18 80:15

87:11,11 89:14

96:18,25

sign 3:3 8:15

signal 32:6

significant 25:5

57:17,25

similar 9:23 30:8

72:19 77:20 95:24

simple 10:25 24:16

71:6,6

simplifies 24:21

simply 44:3

single 26:25 92:2

sioux 49:13 62:2

70:23,25

sir 42:16 85:6 89:24

sister 54:12

sit 9:21 26:9 37:4

site 19:17,19,21,23

23:4,8 29:8 32:5

34:16 35:17 75:9

sites 10:19 29:14

sitting 37:3 56:2

59:12 85:13 96:18

situation 10:11

32:12 71:9,11

situations 41:5 96:2

six 7:14 13:4 25:4

91:5

sizable 83:5

size 82:18

sizeable 83:7

slide 77:7

slow 28:5,6

slower 28:7

slows 2:14

small 82:18 83:21

84:5 97:16

smaller 78:16,23

83:25 84:7,8 92:19

92:20 93:14

smoke 32:6

snail 10:19

snow 2:17,18

sole 31:3,13 40:24

41:2,17

soliciting 63:11

solutions 80:8 98:22

99:4

solve 9:24 55:12

61:19 82:12 98:24

solving 9:11,11

soon 35:19

sophisticated 35:9

sort 8:16 21:9 24:25

27:22 34:12 49:24

50:8 64:11 79:14

92:11,12 93:14

95:20

sorts 66:11

sought 83:4

sound 95:4

south 38:19 71:5,7

sovereign 4:3

sovereigns 88:1

sovereignty 44:11

87:13

space 33:11

speak 6:2 28:7

36:24 39:24 43:9

62:5 70:22 85:5

speaking 12:20 34:8

99:11

specific 15:14 63:3

63:20

[rpr - specific] Page 16

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
specifically 27:17

specify 29:12

spending 11:21 69:7

76:4,5

spent 45:9

spirit 60:1

spite 56:21

split 50:10

spokesperson 88:16

spot 50:14

stabilized 87:15

staff 2:8,22,24,25

3:6 5:1,24 6:13,16

6:19 11:23 13:6

15:21 19:19,20 22:5

23:12 32:15,19 40:7

49:18 58:4 60:19,21

76:15 85:21 100:13

staffed 75:21

staffing 75:22

stakes 3:18

stand 3:13 68:2

standard 82:9,10

standardize 41:16

standards 20:10,11

20:14 24:22 27:5

35:1,3 41:17 45:5,9

52:9,10,12 65:11,16

66:3 71:16 72:9

77:24 87:19 88:7

89:9 91:25

standpoint 27:3

stands 68:3

start 2:21 20:14

78:8

started 3:18,20

53:15 78:6 90:9

starting 45:21

state 3:22 4:1 5:10

36:25 44:25 101:2

stated 89:5

statement 37:7,8

42:21 56:12 69:6

statements 16:22

17:1 55:25 82:24

states 4:11,22 88:2

status 53:23

statute 10:6 50:5

54:7 64:4,4,13,17

66:24

statutory 10:7 51:9

52:4 60:14

stay 11:11 52:4 81:8

stenographic 101:7

stenographically

101:10

step 82:22

stephanie 42:18

steps 62:7 98:18,25

stevens 2:1 5:7,8

16:3 17:12 37:12,14

39:20 42:13 48:18

48:22 50:17 53:12

55:23,24 60:5,6

62:14,19 63:1 69:2

70:18 75:1 76:23

79:13 82:14 84:16

89:23 90:7 91:11

94:4 95:12 97:24

98:16 99:19 100:17

stop 6:17,23,23 7:6

13:17 21:14 22:15

stories 39:13

storm 7:2,3

straightforward

71:8

stranded 80:21

streamline 11:9

12:15 18:25,25 70:5

streamlined 94:8

street 3:19

stress 46:25

stretch 62:21 70:13

strong 58:15

strongly 43:13 65:7

structure 18:24

stuck 17:1

stuff 35:19 39:4

subcommittee 78:23

subgroups 81:12

subject 8:10 41:11

81:11

subjective 47:24

submission 43:22

44:4

submissions 25:20

submit 25:1 48:10

98:1

submitted 25:14

67:3 91:19 92:3

submitting 42:6

48:20 62:17 79:6

substance 16:17

34:8

substantial 25:15

30:1,1 93:8

substantive 40:19

45:24

succeed 99:18

success 56:23 60:3

98:15

successful 25:25

suck 65:13

sucks 26:20,22

sudden 26:11

sufficient 22:4

suggest 65:7 84:12

suggestion 78:11

suggestions 8:9

15:16,24 23:21

31:14 33:23 39:18

52:12 65:3 68:19

84:24

suit 80:12

suited 45:16

summary 35:24

summer 24:1 72:1

support 6:18,19

36:18 88:25

supporting 55:16

supreme 3:25

sure 3:8 7:9 8:22

11:3,6,9 12:1,14

28:1 32:13,19,25

38:11 46:17 52:3,17

52:23 54:5,15 55:4

57:14 59:5 71:7,13

71:19 73:3,7,10

75:12,15 76:17,22

80:4 84:6 89:9

95:21 99:12,22

suresh 3:3

surveillance 79:5

survey 10:18,21,25

11:5 75:5,9

suspend 67:17

system 24:25 67:21

69:17,20 92:3

systems 69:10,24

70:10

t

t 22:11 98:5

table 16:11 37:3

61:18 96:19 99:1

tailor 75:8

take 8:11 11:2 18:19

18:23 19:15 23:17

24:15 26:1 28:25

29:5,19 34:6 35:8

40:3 41:11 44:18

46:6,23 47:8 54:11

56:11 58:23 59:3

62:21 70:8,11,12

71:21 72:15 75:10

77:23 78:13 82:11

90:2 91:9

taken 15:17 19:11

24:3 33:24 68:24

70:17 71:25 90:6

101:7,12

takes 79:6

talk 8:17 9:5,7 12:19

13:19 14:13,16 18:8

20:15 22:17 52:10

62:3,3 85:17 88:10

90:17 98:10

talked 64:12 82:1

95:20

[specifically - talked] Page 17

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
talking 4:18 7:25

16:5 37:17 44:20

49:14 51:13,14

53:15,18 71:13,14

71:15 72:1 82:15

87:25 95:15 96:6

98:13

talks 62:4

tap 67:25 77:20

taps 70:3

target 10:15,15

task 12:7,8 16:15

46:19

tasked 16:14 18:14

tax 67:21

taxes 75:23

team 59:9

teams 57:11,21

technical 10:4,14

14:11 27:5 45:5,9

65:10,15 66:2,13

71:16 75:4,17 76:7

76:13,15 79:15

91:25

technologies 88:25

technology 69:18,20

tell 10:16 21:2,4,14

36:4 49:17 91:13

98:22

telling 18:23 60:7

99:2

tenure 86:10

teri 5:22

term 13:5

terms 13:11 40:19

46:24 50:1,8 53:6

63:10,20 64:13,23

65:3,4 66:5 72:24

74:13 82:20 86:22

88:15,20,22 91:7

94:2

terrific 40:8

territory 5:13

thank 2:5 5:6,7 15:2

15:3 16:2 17:5,12

37:13,14 39:20 40:1

40:15 43:2,4 47:16

48:18 55:24 58:7

59:6,9 60:3,5 62:14

62:25 68:17 69:1,2

70:16,24 74:24 75:1

79:13 84:15,16

89:12,22,23,24

91:11 99:9,16

100:11,13,15,19

thanks 5:11 6:16,21

16:3 23:11 53:12

82:14

theory 41:18

thing 11:14 24:22

33:22 34:20 38:13

68:10 69:21 73:15

76:3 81:21 86:8

88:1 100:14

things 8:17 13:13,14

13:16 14:10,16 15:8

21:22 24:16 28:1

32:9,24 35:10 39:15

48:6 49:24 53:15

54:20 60:13 72:24

77:24 79:12 81:23

85:18,22 88:22

92:16,20,21 96:12

think 3:6 5:22 10:6

11:5 14:9 15:25

23:3 33:21 34:3

39:12,15,18 44:14

46:2 47:12 48:9

50:12 53:16 54:1

57:4,25 58:9,20

59:1 64:6,12,20

65:4,24 66:7,14,15

66:20 67:5,7,7,11

67:25 68:15,19

69:11 71:24 73:18

73:19,20,21 74:1,12

74:23 77:5,8,11,15

77:19,22 78:5,10,21

78:25 79:23 80:8

81:16,17 82:2,5,6

83:2 84:25 85:11,20

86:5,9,16,23 87:8

87:23,23 88:13 90:7

91:23 92:23 96:12

96:16 97:5,6 98:9

thinking 30:12

53:14 98:4

third 11:14 43:18

67:23

thorough 81:13,15

91:4

thought 12:7 48:16

77:1 87:13

thoughts 8:9 26:5

53:9 79:11

three 13:5 21:7

25:14 44:24

thrilled 96:19

throws 40:22

ticketing 24:25 92:2

tics 78:9

tiered 81:25 82:16

82:17

tiering 83:1,21 84:3

84:7,14 85:18

tiger 3:2

time 4:17 8:15 11:16

11:22 12:10 13:3,21

14:19,25 16:24

21:11,18 25:16

34:22 44:15,16

46:23 47:16 48:2,25

57:19 58:3,8 59:1,7

60:4 62:18 68:4

69:7 72:3 75:19

76:4,5 77:4,19 78:1

85:10,19 86:5,13,14

87:18 88:16 89:15

89:25 90:16,20 92:2

93:4,4,9 97:11,16

101:7,13

timely 81:12,15

times 86:4 87:24

timis 70:4

tiny 82:4

title 101:8

today 3:7 5:18 6:2

7:4,5,22 8:10,25

14:2,22 17:14 18:8

20:12 23:3 24:9

27:10 36:14 43:9

45:11 51:17 56:24

60:4 73:16 84:7

86:2,10 87:24 88:6

88:24 90:1,9

today's 9:6 12:17

46:11

told 27:7 67:21

tomorrow 45:11

tone 97:1

tool 20:22

top 64:22,22 93:6

topic 12:17 91:24

topics 46:20

tough 89:13

tour 6:23 7:7 90:22

tracie 2:1 5:7 16:3

37:14 39:20 42:13

48:18,22 50:17

53:12 60:5 62:19

69:2 70:18 75:1

76:23 79:13 82:14

84:16 89:23 90:7

91:11 94:4 95:12

97:24 98:16 99:19

100:17

track 56:25 57:1

tracks 65:20 93:2

tracy 5:8 90:21

trade 57:24

traditionally 9:17

traffic 80:17

training 10:5,11,14

10:22,22,24 11:3,4

74:5 75:4,5,8,11,17

76:8,13,16

transcribed 36:24

101:10

[talking - transcribed] Page 18

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
transcript 1:9 23:9

37:10 101:5

transcription 101:6

transcriptionist 6:8

transcripts 23:6

35:14

transparency 23:13

transparent 12:2

36:4,8

transplant 25:13

travel 7:1 22:17

91:1 99:21

travelling 8:20

99:22

travels 99:20 100:16

treasurer 3:2

treasury 54:20

tremendous 58:3

tribal 1:2 2:7 3:11

15:2,3,19,20 16:12

16:21 19:14,22 20:7

20:10,21 21:24 22:5

22:9 23:7 30:15,16

32:2,11,14,18,22

33:7 34:24 37:3

38:4,6,6,7,9 42:25

44:11 45:7,11,21

46:10 47:10 50:19

53:20 56:14,17,22

57:2,12,17 58:6,17

60:16,17 61:2 65:18

67:2 72:7 73:9,14

74:11 80:11,15

84:11 86:21 87:19

88:3,13,17 89:4,14

90:24 92:9 97:9

98:20 99:14

tribe 2:4 4:5 5:12

9:22,23 15:4 25:4,7

25:8 27:6 29:11

30:3 31:8 32:17

34:7 36:25 39:22

40:1,18 41:4 42:23

43:1 44:7 46:2

48:19 49:14 52:16

56:7 63:1,22 64:15

67:16 68:13,18

69:19 70:23,24,25

73:23 79:4 82:20,20

84:24 86:9 94:17

99:8,12,23 100:11

tribe's 24:18 68:4,21

tribes 4:23 5:9,16

7:24 8:2,5,19,23

9:14,16,20 10:8,18

11:4,11 12:5,20

13:11,12 14:6 15:10

17:6 22:16 23:17,18

24:2 25:1 27:12

28:12,19 31:4,10,19

33:3,12 34:25 35:10

36:6 44:2,12,17,23

46:6,9 49:2 59:6

60:11,23 61:23

62:10 64:7,8,8 65:1

66:9,24 67:20,24

68:8 69:5 70:2

74:19 75:7 76:13,18

78:6 79:20,22,25,25

80:3,6,8 81:2 84:1

84:18,21,21 85:13

85:24 87:1 88:14

90:19 91:13,21 94:6

94:10,12,25 95:6

96:2 97:1,15 98:8

98:21,22 99:16

trickle 11:7

tricky 41:15

tried 38:16 61:4

trimble 40:10

trinkets 4:13

trip 98:3

true 68:10 97:5

101:6,12

truly 20:16 45:16

58:6

try 13:9 47:25 56:3

61:5 72:8

trying 7:9 38:14

39:2,3 53:22 55:12

59:13,14 71:18,18

72:24 77:22 93:12

97:3

tuesday 1:12

tulalip 5:9

tulsa 2:14

turn 2:2 14:1,21

16:18 17:7 37:11

38:8 39:6 78:4

90:13

turning 12:6

turns 12:8 74:16

two 13:5,8 14:3 17:7

18:2,23 35:17 49:2

49:2 59:20 73:7

79:19 88:1

type 24:25 44:18,21

49:25 65:22 83:13

types 30:9 44:1

typewriting 101:11

u

ultimate 57:7

ultimately 45:19

60:2

undersigned 101:4

understand 2:12

20:15 36:9 42:1

52:5 61:20 62:9

78:8 83:19 85:1

90:19

understanding 75:6

89:1

understands 78:2

undertake 63:13

undertaken 46:19

undertaking 20:6

34:23 97:20

undo 82:20

unfortunately 71:1

united 88:2

universe 8:17

unprecedented 58:7

unprofitable 83:15

update 19:1 86:6

updating 19:21

upfront 16:5

urge 72:22,22 73:5

use 24:11 28:14

36:24 66:1 68:16

70:13 72:23 73:7

81:25

useful 74:17 77:17

usually 79:5

utilized 30:20

v

vague 47:23

variations 41:14

variety 64:21

various 32:3 41:9

49:16 65:20

vegas 29:11

vendor 68:9,11,15

vendorize 68:11

vendors 45:12 68:11

venture 44:16

venues 32:3

versus 4:5

vested 61:3

vet 52:21

vice 42:18

view 53:22

views 63:11 65:3

violate 31:8 44:3

violation 25:2,9,15

25:18 29:18,22,24

violations 25:5

virtual 60:13

visit 95:10

vital 34:3 86:20 88:1

89:8

voice 57:17

voluntary 44:5 49:3

volunteers 97:25

w

wages 75:23

wait 7:2

[transcript - wait] Page 19

Veritext/NJ Reporting Company

800-227-8440 973-410-4040
walked 53:16

want 2:21 3:16 4:10

5:11,19,23 6:16,21

9:3 14:1,19,24 15:2

16:5 17:1 18:8

20:14,15 23:21 25:8

26:5,9 32:25 34:18

36:3,4,7,8 39:11,16

40:22 43:4 46:25

51:5 54:3 55:21

56:1 57:8 58:10,10

59:3,5 62:22 69:3

70:5,7 71:12 74:6

75:3 76:6,9,25

81:12,12,13,14,20

82:22 83:8 84:6

86:18 88:9 90:10,13

91:8,9 95:4 97:13

97:14 98:6 99:7

100:13

wanted 3:24 4:15

37:18 46:17 47:17

56:5,8,11 57:14

59:10,22,25 88:4

96:5

wanting 51:17

wants 68:14

warm 15:5

warmer 17:14

warn 90:22

washington 4:17 5:9

waste 44:15,15 48:2

68:4

water 70:14 71:24

way 1:10 3:7 8:13

12:4 22:7,21 23:14

25:19 27:21 37:18

45:4 47:13 55:21

59:23 60:13 77:22

78:2,15 81:16 97:15

97:17,19 98:7,23

99:17

ways 31:15 97:8,9

we've 24:9,19 26:12

28:22 43:9 60:20

weather 2:11 7:4

99:21

web 10:19 19:17,19

19:21,21,23,25 23:4

23:7 32:5 34:15

35:16 75:9

webster 3:1 62:25

68:18 73:17

wedded 51:12

week 23:1,11 35:11

38:15 60:24

weeks 18:23

weigh 14:7

welcome 2:6 3:14,15

4:25 5:5 15:2 16:1

wells 40:25

went 34:10 35:25

36:4 55:1 59:18

west 68:13

wheel 69:23,23

whereof 101:14

whined 96:21

white 2:9 48:15

55:18

wide 90:25

willing 89:20

willingness 58:5

wind 17:16

window 97:17

winds 93:23

wisconsin 60:7

wish 57:9 99:19

100:18

withdraw 29:17

withdrawn 73:19

witness 101:14

woman 26:20

wonderful 5:14 40:6

wondering 53:8

90:23

word 81:6

words 60:6,9

work 6:3,20 10:2

13:13,16 21:5 30:3

33:3 36:2 45:17,20

47:1 52:5,6 53:11

54:12 55:4,20 57:1

57:6 58:11,23,24

65:6 66:4 70:8,10

71:16 72:13,19 79:9

79:24 90:1,1 96:2

98:21 100:14

workable 41:20

worked 13:14 30:17

40:8 54:20 56:22

73:10

working 5:3 9:9

14:10 17:6 20:14

26:18 32:17 39:4,15

40:6 45:8 46:15

47:11 54:19,24

55:18 58:15 60:17

61:14 63:17 64:7

68:24 76:10,21

77:21 87:2 98:15

works 6:1,10 31:21

38:18 45:22 52:23

55:18 75:22

world 57:12 58:2

80:25

worth 4:7 72:16

writing 98:1

written 22:1,1,3

23:5 37:7,7 42:7

48:20 62:17 63:23

97:12 98:1

wrong 43:25 44:11

x

x 9:22

y

year 13:5 24:17,18

71:23 86:12 92:13

92:14,15

years 13:6,9 15:21

17:7 25:4 28:10

33:7 50:9 56:14

59:20 61:24 64:10

71:17,24 72:16

80:21 83:17,23

86:24 87:3,3,6

yesterday 11:5 15:6

45:10

[walked - yesterday] Page 20

Veritext/NJ Reporting Company

800-227-8440 973-410-4040