<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED MARCH 31, 1999 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
<S>                                                            <C>
<PERIOD-TYPE>                                                         3-MOS
<FISCAL-YEAR-END>                                               DEC-31-1999
<PERIOD-START>                                                  JAN-01-1999
<PERIOD-END>                                                    MAR-31-1999
<CASH>                                                               37,464
<INT-BEARING-DEPOSITS>                                               18,000
<FED-FUNDS-SOLD>                                                     11,275
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         192,859
<INVESTMENTS-CARRYING>                                               23,159
<INVESTMENTS-MARKET>                                                 24,060
<LOANS>                                                             635,910
<ALLOWANCE>                                                           7,859
<TOTAL-ASSETS>                                                      951,300
<DEPOSITS>                                                          786,656
<SHORT-TERM>                                                         29,670
<LIABILITIES-OTHER>                                                   5,058
<LONG-TERM>                                                          43,948
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           85,959
<TOTAL-LIABILITIES-AND-EQUITY>                                      951,300
<INTEREST-LOAN>                                                      13,142
<INTEREST-INVEST>                                                     3,365
<INTEREST-OTHER>                                                        347
<INTEREST-TOTAL>                                                     16,854
<INTEREST-DEPOSIT>                                                    7,222
<INTEREST-EXPENSE>                                                   81,112
<INTEREST-INCOME-NET>                                                 8,742
<LOAN-LOSSES>                                                           120
<SECURITIES-GAINS>                                                      246
<EXPENSE-OTHER>                                                       6,214
<INCOME-PRETAX>                                                       4,528
<INCOME-PRE-EXTRAORDINARY>                                            4,528
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          3,105
<EPS-PRIMARY>                                                          0.34
<EPS-DILUTED>                                                          0.34
<YIELD-ACTUAL>                                                         2.80
<LOANS-NON>                                                             806
<LOANS-PAST>                                                            272
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       2,468
<ALLOWANCE-OPEN>                                                      7,883
<CHARGE-OFFS>                                                           234
<RECOVERIES>                                                             90
<ALLOWANCE-CLOSE>                                                     7,859
<ALLOWANCE-DOMESTIC>                                                  5,305
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,554
        


</TABLE>