Exhibit 99.1

|Prime Credit Card Master Trust                                      |                                   |           |             |           | 21-Apr-04                     
|------------------------------------------------------------------- | --------------------------------- | --------- | ----------- | --------- | ------------------------------
|                                                                    |                                   |           |             |           | 11:45 AM                      
|Settlement Statement                                                |                                   |           |             |           |                               
|-                                                                   | -                                 | --        |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|REPORTING PERIOD:                                                   |                                   | Annual    |             |           |                               
|                                                                    |                                   | 02-Feb-03 |             |           |                               
|                                                                    |                                   | 31-Jan-04 |             |           |                               
|                                                                    |                                   |           |             |           |                               
|(i)   Collections                                                   |                                   |           |             |           | $          4,960,944,176      
|Finance Charge                                                      |                                   |           |             |           | 533,786,236                   
|Principal                                                           |                                   |           |             |           | 4,427,157,940                 
|                                                                    |                                   |           |             |           |                               
|(ii)  Investor Percentage - Principal Collections                   |                                   |           |             |           | 31-Jan-04                     
|                                                                    |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | 22.39%                        
|                                                                    | A                                 |           |             |           | 18.81%                        
|                                                                    | B                                 |           |             |           | 1.79%                         
|                                                                    | C                                 |           |             |           | 1.79%                         
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | 0.00%                         
|                                                                    | A                                 |           |             |           | 0.00%                         
|                                                                    | B                                 |           |             |           | 0.00%                         
|                                                                    |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|(iii) Investor Percentage - Finance Charge Collections, Receivables |                                   |           |             |           | 31-Jan-04                     
|                                                                    |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | 22.39%                        
|                                                                    | A                                 |           |             |           | 18.81%                        
|                                                                    | B                                 |           |             |           | 1.79%                         
|                                                                    | C                                 |           |             |           | 1.79%                         
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | 0.00%                         
|                                                                    | A                                 |           |             |           | 0.00%                         
|                                                                    | B                                 |           |             |           | 0.00%                         
|                                                                    |                                   |           |             |           |                               
|(iv)  Distribution Amount per $1,000                                |                                   |           |             | Annual    |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $                       67.00 
|                                                                    | A                                 |           |             |           | 67.00                         
|                                                                    | B                                 |           |             |           | -                             
|                                                                    | C                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | $                     825.82  
|                                                                    | A                                 |           |             |           | 1,001.00                      
|                                                                    | B                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Total $'s Distributed             |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $               26,800,000    
|                                                                    | Series 1992-3                     |           |             |           | 85,021,340                    
|                                                                    |                                   |           |             |           |                               
|(v)   Allocation to Principal per $1,000                            |                                   |           |             | Annual    |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $                            -
|                                                                    | A                                 |           |             |           | -                             
|                                                                    | B                                 |           |             |           | -                             
|                                                                    | C                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | $                     825.00  
|                                                                    | A                                 |           |             |           | 1,000.00                      
|                                                                    | B                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|                                                                    | Total $'s Distributed             |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $                            -
|                                                                    | Series 1992-3                     |           |             |           | $               84,974,028    
|                                                                    |                                   |           |             |           |                               
|(vi) Allocation to Interest per $1,000                              |                                   |           |             | Annual    |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $                       67.00 
|                                                                    | A                                 |           |             |           | 67.00                         
|                                                                    | B                                 |           |             |           | -                             
|                                                                    | C                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | $                        0.82 
|                                                                    | A                                 |           |             |           | 1.00                          
|                                                                    | B                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|                                                                    | Total $'s Distributed             |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $               26,800,000    
|                                                                    | Series 1992-3                     |           |             |           | $                     47,312  
|                                                                    |                                   |           |             |           |                               
|(vii)  Investor Default Amount                                      |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $               39,807,640    
|                                                                    | A                                 |           |             |           | 33,437,749                    
|                                                                    | B                                 |           |             |           | 3,184,946                     
|                                                                    | C                                 |           |             |           | 3,184,946                     
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | $                   393,015   
|                                                                    | A                                 |           |             |           | 324,237                       
|                                                                    | B                                 |           |             |           | 68,778                        
|                                                                    |                                   |           |             |           |                               
|(viii) Investor Charge Offs                                         |                                   |           |             |           |                               
|                                                                    |                                   |           | Charge Offs |           | Reimbursements                
|                                                                    | Series 2000-1                     |           | 0.00        |           | -                             
|                                                                    | A                                 |           | 0.00        |           | -                             
|                                                                    | B                                 |           | 0.00        |           | -                             
|                                                                    | C                                 |           | 0.00        |           | -                             
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           | 0.00        |           | -                             
|                                                                    | A                                 |           | 0.00        |           | -                             
|                                                                    | B                                 |           | 0.00        |           | -                             
|                                                                    |                                   |           |             |           |                               
|(ix)  Servicing Fee                                                 |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $                9,524,000    
|                                                                    | A                                 |           |             |           | 8,000,000                     
|                                                                    | B                                 |           |             |           | 762,000                       
|                                                                    | C                                 |           |             |           | 762,000                       
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | $                   103,708   
|                                                                    | A                                 |           |             |           | 85,559                        
|                                                                    | B                                 |           |             |           | 18,149                        
|                                                                    |                                   |           |             |           |                               
|(x)    Deficit Controlled Amortization Amount                       |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | -                             
|                                                                    | A                                 |           |             |           | -                             
|                                                                    | B                                 |           |             |           | -                             
|                                                                    | C                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | -                             
|                                                                    | A                                 |           |             |           | -                             
|                                                                    | B                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|(xi)   Receivables in Trust                                         |                                   |           | 31-Jan-04   |           | $          2,197,738,903      
|Principal Receivables in Trust                                      |                                   |           |             |           | $          2,114,884,146      
|                                                                    |                                   |           |             |           |                               
|(xii)  Invested Amount                                              |                                   |           | 31-Jan-04   |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | $             476,200,000     
|                                                                    | A                                 |           |             |           | 400,000,000                   
|                                                                    | B                                 |           |             |           | 38,100,000                    
|                                                                    | C                                 |           |             |           | 38,100,000                    
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 1992-3                     |           |             |           | -                             
|                                                                    | A                                 |           |             |           | -                             
|                                                                    | B                                 |           |             |           | -                             
|                                                                    |                                   |           |             |           |                               
|(xiii) Enhancement                                                  |                                   |           |             |           | NA                            
|                                                                    |                                   |           |             |           |                               
|(xiv)  Pool Factor                                                  |                                   |           |             |           | NA                            
|                                                                    |                                   |           |             |           |                               
|(xv)   Yield Factor                                                 |                                   |           |             |           | 9.474%                        
|Finance Charge Receivables Factor                                   |                                   |           |             |           | 3.770%                        
|                                                                    |                                   |           |             |           |                               
|(xvi)  Payout Event                                                 |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Series 2000-1                     |           |             |           | NO                            
|                                                                    | Series 1992-3                     |           |             |           | NO                            
|                                                                    |                                   |           |             |           |                               
|(xvii) Other                                                        |                                   |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Delinquency                       |           |             |           |                               
|                                                                    |                                   |           |             |           |                               
|                                                                    | Current                           |           |             | 91.03%    | $1,960,560,622                
|                                                                    | 30 days                           |           |             | 4.84%     | 104,260,304                   
|                                                                    | 60 days                           |           |             | 1.22%     | 26,238,443                    
|                                                                    | 90 days                           |           |             | 0.72%     | 15,588,255                    
|                                                                    | 120 days                          |           |             | 0.62%     | 13,398,408                    
|                                                                    | 150 days                          |           |             | 0.61%     | 13,243,639                    
|                                                                    | 180 days+                         |           |             | 0.96%     | 20,630,848                    
|                                                                    | Total                             |           |             | 100.000%  | $2,153,920,519                
|                                                                    |                                   |           |             |           |                               
|                                                                    | Balance in Principal Account      |           |             | 31-Jan-04 | $0                            
|                                                                    | Balance in Excess-Funding Account |           |             | 31-Jan-04 | $0                            
|                                                                    |                                   |           |             |           |