<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
This  Schedule  contains  summary  financial   information  extracted  from  the
Company's financial  statements filed as part of its Report on Form 10-K for the
year ended  December  31, 1999 and is  qualified in its entirety by reference to
such financial statements.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                                  12-mos
<PERIOD-END>                                   Dec-31-1999
<FISCAL-YEAR-END>                              Dec-31-1999
<CASH>                                         40,008
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    128,964
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        3,061,757
<ALLOWANCE>                                    (100,308)
<TOTAL-ASSETS>                                 3,227,557
<DEPOSITS>                                     189,934
<SHORT-TERM>                                   284,175
<LIABILITIES-OTHER>                            208,502
<LONG-TERM>                                    2,069,788
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       1
<OTHER-SE>                                     475,157
<TOTAL-LIABILITIES-AND-EQUITY>                 3,227,557
<INTEREST-LOAN>                                464,179
<INTEREST-INVEST>                              10,825
<INTEREST-OTHER>                               0
<INTEREST-TOTAL>                               475,004
<INTEREST-DEPOSIT>                             10,774
<INTEREST-EXPENSE>                             149,609
<INTEREST-INCOME-NET>                          325,395
<LOAN-LOSSES>                                  100,590
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                135,594
<INCOME-PRETAX>                                118,712
<INCOME-PRE-EXTRAORDINARY>                     0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   72,992
<EPS-BASIC>                                    0
<EPS-DILUTED>                                  0
<YIELD-ACTUAL>                                 7.61
<LOANS-NON>                                    59,493
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               80,493
<CHARGE-OFFS>                                  (96,803)
<RECOVERIES>                                   16,028
<ALLOWANCE-CLOSE>                              100,308
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        100,308


<FN>

Washington Mutual Finance Corporation is technically a Commercial and Industrial
Company subject to Article 5 of Regulation S-X. However, as its primary business
is consumer  finance,  the  Company,  although not a bank  holding  company,  is
engaged in similar  lending  activities.  Therefore,  in  accordance  with Staff
Accounting  Bulletin  Topic  11-K,  "Application  of Article 9 and Guide 3," the
Company has prepared its Financial Data Schedule for the year ended December 31,
1999 using the Article 9 format.
</FN>


</TABLE>