----

**POWER      OF ATTORNEY**

| /s/                Stephen M.                O’Hara                                                                                  | /s/                James W.                Shaffer                                                                       |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
| Stephen                M. O’Hara                                                                                                                                                                                                                                                                                                                                                                                                                 | James                W. Shaffer                                                                                                                                                                                                                                                                                                                                                                   |   |
| Chairman,                President and Chief Executive Officer                                                                                                                                                                                                                                                                                                                                                                                         | Vice                President & Chief                                                                                                                                                                                                                                                                                                                                                         |   |
| Director                                                                                                                                                                                                                                                                                                                                                                                                                                               | Financial                Officer                                                                                                                                                                                                                                                                                                                                                                  |   |
| (Principal                Executive Officer)                                                                                                                                                                                                                                                                                                                                                                                                           | (Principal                Financial Officer)                                                                                                                                                                                                                                                                                                                                                      |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   | (Principal                Accounting Officer)                                                                                                                                                                                                                                                                                                                                                     |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
| /s/                Ronald J.                Kruszewski                                                                                                    | /s/                James R.                Henderson                                                                                    |   |
| Ronald                J. Kruszewski                                                                                                                                                                                                                                                                                                                                                                                                                    | James                R. Henderson                                                                                                                                                                                                                                                                                                                                                                 |   |
| (Director)                                                                                                                                                                                                                                                                                                                                                                                                                                             | (Director)                                                                                                                                                                                                                                                                                                                                                                                        |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
| /s/                Don W.                Hubble                                                                   | /s/                Charles W.                Mueller                                                                          |   |
| Don                W. Hubble                                                                                                                                                                                                                                                                                                                                                                                                                           | Charles                W. Mueller                                                                                                                                                                                                                                                                                                                                                                 |   |
| (Director)                                                                                                                                                                                                                                                                                                                                                                                                                                             | (Director)                                                                                                                                                                                                                                                                                                                                                                                        |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
| /s/                John J.                Quicke                                                                  | /s/                Ronald N.                Riner                                                         |   |
| John                J. Quicke                                                                                                                                                                                                                                                                                                                                                                                                                          | Ronald                N. Riner                                                                                                                                                                                                                                                                                                                                                                    |   |
| (Director)                                                                                                                                                                                                                                                                                                                                                                                                                                             | (Director)                                                                                                                                                                                                                                                                                                                                                                                        |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                              |   |
| /s/                Kelvin R.                Westbrook                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                              |   |
| Kelvin                R. Westbrook                                                                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                              |   |
| (Director)                                                                                                                                                                                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                              |   |