<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED MARCH 31, 1998 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
<S>                                                            <C>
<PERIOD-TYPE>                                                         3-MOS
<FISCAL-YEAR-END>                                               DEC-31-1998
<PERIOD-START>                                                  JAN-01-1998
<PERIOD-END>                                                    MAR-31-1998
<CASH>                                                               36,619
<INT-BEARING-DEPOSITS>                                               39,504
<FED-FUNDS-SOLD>                                                      7,200
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         133,369
<INVESTMENTS-CARRYING>                                               33,920
<INVESTMENTS-MARKET>                                                 35,008
<LOANS>                                                             620,114
<ALLOWANCE>                                                           7,679
<TOTAL-ASSETS>                                                      899,606
<DEPOSITS>                                                          749,700
<SHORT-TERM>                                                         28,101
<LIABILITIES-OTHER>                                                   5,842
<LONG-TERM>                                                          37,071
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           78,892
<TOTAL-LIABILITIES-AND-EQUITY>                                      899,606
<INTEREST-LOAN>                                                      13,460
<INTEREST-INVEST>                                                     2,833
<INTEREST-OTHER>                                                        383
<INTEREST-TOTAL>                                                     16,676
<INTEREST-DEPOSIT>                                                    7,610
<INTEREST-EXPENSE>                                                    8,464
<INTEREST-INCOME-NET>                                                78,212
<LOAN-LOSSES>                                                           150
<SECURITIES-GAINS>                                                        3
<EXPENSE-OTHER>                                                       5,537
<INCOME-PRETAX>                                                       4,337
<INCOME-PRE-EXTRAORDINARY>                                            4,337
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          3,032
<EPS-PRIMARY>                                                           .34
<EPS-DILUTED>                                                           .34
<YIELD-ACTUAL>                                                         2.15
<LOANS-NON>                                                           1,216
<LOANS-PAST>                                                          1,083
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       5,682
<ALLOWANCE-OPEN>                                                      7,588
<CHARGE-OFFS>                                                           163
<RECOVERIES>                                                            104
<ALLOWANCE-CLOSE>                                                     7,679
<ALLOWANCE-DOMESTIC>                                                  4,835
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,844
        


</TABLE>