<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED MARCH 31, 2000 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000

<S>                                                            <C>
<PERIOD-TYPE>                                                         3-MOS
<FISCAL-YEAR-END>                                               DEC-31-2000
<PERIOD-START>                                                  JAN-01-2000
<PERIOD-END>                                                    MAR-31-2000
<CASH>                                                               33,071
<INT-BEARING-DEPOSITS>                                                6,225
<FED-FUNDS-SOLD>                                                      8,175
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         207,084
<INVESTMENTS-CARRYING>                                               16,742
<INVESTMENTS-MARKET>                                                 16,771
<LOANS>                                                             711,812
<ALLOWANCE>                                                           8,051
<TOTAL-ASSETS>                                                    1,018,271
<DEPOSITS>                                                          825,986
<SHORT-TERM>                                                         17,206
<LIABILITIES-OTHER>                                                   6,807
<LONG-TERM>                                                          88,234
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           80,038
<TOTAL-LIABILITIES-AND-EQUITY>                                    1,018,271
<INTEREST-LOAN>                                                      14,716
<INTEREST-INVEST>                                                     3,793
<INTEREST-OTHER>                                                        395
<INTEREST-TOTAL>                                                     18,904
<INTEREST-DEPOSIT>                                                    7,891
<INTEREST-EXPENSE>                                                    9,534
<INTEREST-INCOME-NET>                                                 9,370
<LOAN-LOSSES>                                                           150
<SECURITIES-GAINS>                                                     (37)
<EXPENSE-OTHER>                                                       6,858
<INCOME-PRETAX>                                                       4,188
<INCOME-PRE-EXTRAORDINARY>                                            4,188
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          2,832
<EPS-BASIC>                                                          0.26
<EPS-DILUTED>                                                          0.26
<YIELD-ACTUAL>                                                         4.00
<LOANS-NON>                                                           1,593
<LOANS-PAST>                                                            299
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       8,101
<ALLOWANCE-OPEN>                                                      7,984
<CHARGE-OFFS>                                                           214
<RECOVERIES>                                                            131
<ALLOWANCE-CLOSE>                                                     8,051
<ALLOWANCE-DOMESTIC>                                                  5,551
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,500



</TABLE>