<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of December 31, 1998 and 1997, and the
related Consolidated Income Statements for the twelve months ended
December 31, 1998 and 1997, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               DEC-31-1998
<EXCHANGE-RATE>                                      1
<CASH>                                           3,964
<INT-BEARING-DEPOSITS>                               5
<FED-FUNDS-SOLD>                                 3,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     37,319
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         45,649
<ALLOWANCE>                                      7,725
<TOTAL-ASSETS>                                  96,685
<DEPOSITS>                                      81,311
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                827
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           832
<OTHER-SE>                                      10,715
<TOTAL-LIABILITIES-AND-EQUITY>                  93,685
<INTEREST-LOAN>                                  4,218
<INTEREST-INVEST>                                2,055
<INTEREST-OTHER>                                   107
<INTEREST-TOTAL>                                 6,380
<INTEREST-DEPOSIT>                               2,535
<INTEREST-EXPENSE>                               2,541
<INTEREST-INCOME-NET>                            3,839
<LOAN-LOSSES>                                     (75)
<SECURITIES-GAINS>                                  11
<EXPENSE-OTHER>                                  3,215
<INCOME-PRETAX>                                  1,332
<INCOME-PRE-EXTRAORDINARY>                       1,001
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,001
<EPS-PRIMARY>                                     1.56
<EPS-DILUTED>                                     1.55
<YIELD-ACTUAL>                                    4.85
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,480
<CHARGE-OFFS>                                       59
<RECOVERIES>                                       379
<ALLOWANCE-CLOSE>                                1,725
<ALLOWANCE-DOMESTIC>                             1,725
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            221
        

</TABLE>