<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED MARCH 31, 1997 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
<S>                                                            <C>
<PERIOD-TYPE>                                                         3-MOS
<FISCAL-YEAR-END>                                               DEC-31-1997
<PERIOD-START>                                                  JAN-01-1997
<PERIOD-END>                                                    MAR-31-1997
<CASH>                                                               37,913
<INT-BEARING-DEPOSITS>                                               27,000
<FED-FUNDS-SOLD>                                                      8,150
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                          99,099
<INVESTMENTS-CARRYING>                                               47,832
<INVESTMENTS-MARKET>                                                 48,449
<LOANS>                                                             499,762
<ALLOWANCE>                                                           6,875
<TOTAL-ASSETS>                                                      736,960
<DEPOSITS>                                                          631,841
<SHORT-TERM>                                                          6,387
<LIABILITIES-OTHER>                                                   5,165
<LONG-TERM>                                                          23,000
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           70,566
<TOTAL-LIABILITIES-AND-EQUITY>                                      736,960
<INTEREST-LOAN>                                                      10,962
<INTEREST-INVEST>                                                     2,495
<INTEREST-OTHER>                                                        422
<INTEREST-TOTAL>                                                     13,878
<INTEREST-DEPOSIT>                                                    6,241
<INTEREST-EXPENSE>                                                      321
<INTEREST-INCOME-NET>                                                 7,317
<LOAN-LOSSES>                                                           120
<SECURITIES-GAINS>                                                       35
<EXPENSE-OTHER>                                                       4,849
<INCOME-PRETAX>                                                       3,536
<INCOME-PRE-EXTRAORDINARY>                                            3,536
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          2,542
<EPS-PRIMARY>                                                           .46
<EPS-DILUTED>                                                           .46
<YIELD-ACTUAL>                                                         3.29
<LOANS-NON>                                                             203
<LOANS-PAST>                                                          1,240
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       6,907
<ALLOWANCE-OPEN>                                                      6,895
<CHARGE-OFFS>                                                           195
<RECOVERIES>                                                             55
<ALLOWANCE-CLOSE>                                                     6,875
<ALLOWANCE-DOMESTIC>                                                  4,224
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,651
        


</TABLE>