|Prime Credit Card Master Trust                                      |                              |           |  |             |          | Exhibit 99.1
  
  23-Apr-03
|------------------------------------------------------------------- | ---------------------------- | --------- |  | ----------- | -------- | ---------------------------
|                                                                    |                              |           |  |             |          | 01:42 PM                   
|Settlement Statement                                                |                              |           |  |             |          |                            
|-                                                                   | -                            | --        |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|REPORTING PERIOD:                                                   |                              | Annual    |  |             |          |                            
|                                                                    |                              | 03-Feb-02 |  |             |          |                            
|                                                                    |                              | 01-Feb-03 |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|(i)   Collections                                                   |                              |           |  |             |          | 5,002,414,556              
|Finance Charge                                                      |                              |           |  |             |          | 543,325,178                
|Principal                                                           |                              |           |  |             |          | 4,459,089,378              
|                                                                    |                              |           |  |             |          |                            
|(ii)  Investor Percentage - Principal Collections                   |                              |           |  |             |          | 01-Feb-03                  
|                                                                    |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 22.62%                     
|                                                                    | A                            |           |  |             |          | 19.00%                     
|                                                                    | B                            |           |  |             |          | 1.81%                      
|                                                                    | C                            |           |  |             |          | 1.81%                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 0.00%                      
|                                                                    | A                            |           |  |             |          | 0.00%                      
|                                                                    | B                            |           |  |             |          | 0.00%                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 0.00%                      
|                                                                    | A                            |           |  |             |          | 0.00%                      
|                                                                    | B                            |           |  |             |          | 0.00%                      
|                                                                    | C                            |           |  |             |          | 0.00%                      
|                                                                    |                              |           |  |             |          |                            
|(iii) Investor Percentage - Finance Charge Collections, Receivables |                              |           |  |             |          | 01-Feb-03                  
|                                                                    |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 22.62%                     
|                                                                    | A                            |           |  |             |          | 19.00%                     
|                                                                    | B                            |           |  |             |          | 1.81%                      
|                                                                    | C                            |           |  |             |          | 1.81%                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 0.00%                      
|                                                                    | A                            |           |  |             |          | 0.00%                      
|                                                                    | B                            |           |  |             |          | 0.00%                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 0.00%                      
|                                                                    | A                            |           |  |             |          | 0.00%                      
|                                                                    | B                            |           |  |             |          | 0.00%                      
|                                                                    | C                            |           |  |             |          | 0.00%                      
|                                                                    |                              |           |  |             |          |                            
|(iv)  Distribution Amount per $1,000                                |                              |           |  |             | Annual   |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 67.000                     
|                                                                    | A                            |           |  |             |          | 67.000                     
|                                                                    | B                            |           |  |             |          | 0.000                      
|                                                                    | C                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 827.645                    
|                                                                    | A                            |           |  |             |          | 1,003.206                  
|                                                                    | B                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 959.951                    
|                                                                    | A                            |           |  |             |          | 1,039.375                  
|                                                                    | B                            |           |  |             |          | 1,046.000                  
|                                                                    | C                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Total $'s Distributed        |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 26,799,999.96              
|                                                                    | Series 1992-3                |           |  |             |          | 375,789,691.79             
|                                                                    | Series 1995-1                |           |  |             |          | 621,890,750.00             
|                                                                    |                              |           |  |             |          |                            
|(v)   Allocation to Principal per $1,000                            |                              |           |  |             | Annual   |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 0.000                      
|                                                                    | A                            |           |  |             |          | 0.000                      
|                                                                    | B                            |           |  |             |          | 0.000                      
|                                                                    | C                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 825.00                     
|                                                                    | A                            |           |  |             |          | 1,000.00                   
|                                                                    | B                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 920.000                    
|                                                                    | A                            |           |  |             |          | 1,000.000                  
|                                                                    | B                            |           |  |             |          | 1,000.000                  
|                                                                    | C                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Total $'s Distributed        |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 0.00                       
|                                                                    | Series 1992-3                |           |  |             |          | 374,849,721.62             
|                                                                    | Series 1995-1                |           |  |             |          | 598,000,000.00             
|                                                                    |                              |           |  |             |          |                            
|(vi) Allocation to Interest per $1,000                              |                              |           |  |             | Annual   |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 67.000                     
|                                                                    | A                            |           |  |             |          | 67.000                     
|                                                                    | B                            |           |  |             |          | 0.000                      
|                                                                    | C                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 2.645                      
|                                                                    | A                            |           |  |             |          | 3.206                      
|                                                                    | B                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 39.951                     
|                                                                    | A                            |           |  |             |          | 39.375                     
|                                                                    | B                            |           |  |             |          | 46.000                     
|                                                                    | C                            |           |  |             |          | 0.000                      
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Total $'s Distributed        |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 26,799,999.96              
|                                                                    | Series 1992-3                |           |  |             |          | 939,970.17                 
|                                                                    | Series 1995-1                |           |  |             |          | 23,890,750.00              
|                                                                    |                              |           |  |             |          |                            
|(vii)  Investor Default Amount                                      |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 37,778,113.51              
|                                                                    | A                            |           |  |             |          | 31,732,980.69              
|                                                                    | B                            |           |  |             |          | 3,022,566.41               
|                                                                    | C                            |           |  |             |          | 3,022,566.41               
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 5,536,735.88               
|                                                                    | A                            |           |  |             |          | 4,567,807.10               
|                                                                    | B                            |           |  |             |          | 968,928.78                 
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 19,413,762.34              
|                                                                    | A                            |           |  |             |          | 14,184,117.17              
|                                                                    | B                            |           |  |             |          | 2,614,822.58               
|                                                                    | C                            |           |  |             |          | 2,614,822.58               
|                                                                    |                              |           |  |             |          |                            
|(viii) Investor Charge Offs                                         |                              |           |  |             |          |                            
|                                                                    |                              |           |  | Charge Offs |          | Reimbursements             
|                                                                    | Series 2000-1                |           |  | 0.00        |          | 0.00                       
|                                                                    | A                            |           |  | 0.00        |          | 0.00                       
|                                                                    | B                            |           |  | 0.00        |          | 0.00                       
|                                                                    | C                            |           |  | 0.00        |          | 0.00                       
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  | 0.00        |          | 0.00                       
|                                                                    | A                            |           |  | 0.00        |          | 0.00                       
|                                                                    | B                            |           |  | 0.00        |          | 0.00                       
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  | 0.00        |          | 0.00                       
|                                                                    | A                            |           |  | 0.00        |          | 0.00                       
|                                                                    | B                            |           |  | 0.00        |          | 0.00                       
|                                                                    | C                            |           |  | 0.00        |          | 0.00                       
|                                                                    |                              |           |  |             |          |                            
|(ix)  Servicing Fee                                                 |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 9,524,000.00               
|                                                                    | A                            |           |  |             |          | 8,000,000.00               
|                                                                    | B                            |           |  |             |          | 762,000.00                 
|                                                                    | C                            |           |  |             |          | 762,000.00                 
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 1,440,340.65               
|                                                                    | A                            |           |  |             |          | 1,188,281.03               
|                                                                    | B                            |           |  |             |          | 252,059.61                 
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 5,481,666.67               
|                                                                    | A                            |           |  |             |          | 4,095,000.00               
|                                                                    | B                            |           |  |             |          | 693,333.33                 
|                                                                    | C                            |           |  |             |          | 693,333.33                 
|                                                                    |                              |           |  |             |          |                            
|(x)    Deficit Controlled Amortization Amount                       |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 0.00                       
|                                                                    | A                            |           |  |             |          | 0.00                       
|                                                                    | B                            |           |  |             |          | 0.00                       
|                                                                    | C                            |           |  |             |          | 0.00                       
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 0.00                       
|                                                                    | A                            |           |  |             |          | 0.00                       
|                                                                    | B                            |           |  |             |          | 0.00                       
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 0.00                       
|                                                                    | A                            |           |  |             |          | 0.00                       
|                                                                    | B                            |           |  |             |          | 0.00                       
|                                                                    | C                            |           |  |             |          | 0.00                       
|                                                                    |                              |           |  |             |          |                            
|(xi)   Receivables in Trust                                         |                              |           |  | 01-Feb-03   |          | 2,185,665,587              
|Principal Receivables in Trust                                      |                              |           |  |             |          | 2,095,179,032              
|                                                                    |                              |           |  |             |          |                            
|(xii)  Invested Amount                                              |                              |           |  | 01-Feb-03   |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | 476,200,000.00             
|                                                                    | A                            |           |  |             |          | 400,000,000.00             
|                                                                    | B                            |           |  |             |          | 38,100,000.00              
|                                                                    | C                            |           |  |             |          | 38,100,000.00              
|                                                                    |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1992-3                |           |  |             |          | 0.00                       
|                                                                    | A                            |           |  |             |          | 0.00                       
|                                                                    | B                            |           |  |             |          | 0.00                       
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 0.00                       
|                                                                    | A                            |           |  |             |          | 0.00                       
|                                                                    | B                            |           |  |             |          | 0.00                       
|                                                                    | C                            |           |  |             |          | 0.00                       
|                                                                    |                              |           |  |             |          |                            
|(xiii) Enhancement                                                  |                              |           |  |             |          | NA                         
|                                                                    |                              |           |  |             |          |                            
|(xiv)  Pool Factor                                                  |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 1995-1                |           |  |             |          | 0.0000000                  
|                                                                    | A                            |           |  |             |          | 0.0000000                  
|                                                                    | B                            |           |  |             |          | 0.0000000                  
|                                                                    | C                            |           |  |             |          | 0.0000000                  
|                                                                    |                              |           |  |             |          |                            
|(xv)   Yield Factor                                                 |                              |           |  |             |          | 8.965%                     
|Finance Charge Receivables Factor                                   |                              |           |  |             |          | 4.140%                     
|                                                                    |                              |           |  |             |          |                            
|(xvi)  Payout Event                                                 |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Series 2000-1                |           |  |             |          | NO                         
|                                                                    | Series 1992-3                |           |  |             |          | NO                         
|                                                                    | Series 1995-1                |           |  |             |          | Scheduled Maturity         
|                                                                    |                              |           |  |             |          |                            
|(xvii) Other                                                        |                              |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Delinquency                  |           |  |             |          |                            
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Current                      |           |  |             | 87.2%    | $1,876,810,823             
|                                                                    | 30 days                      |           |  |             | 6.7%     | $143,352,103               
|                                                                    | 60 days                      |           |  |             | 1.9%     | $40,788,143                
|                                                                    | 90 days                      |           |  |             | 1.1%     | $23,491,125                
|                                                                    | 120 days                     |           |  |             | 1.0%     | $22,278,995                
|                                                                    | 150 days                     |           |  |             | 0.8%     | $17,479,950                
|                                                                    | 180 days+                    |           |  |             | 1.3%     | $26,990,779                
|                                                                    | Total                        |           |  |             | 100.000% | $2,151,191,917             
|                                                                    |                              |           |  |             |          |                            
|                                                                    | Balance in Principal Account |           |  |             | 1-Feb-03 | $0