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# Financial Capability

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              -  Financial Capability                   -  Teens Respond Well to Financial Education 
                -  Investing 
                -  National Extension Money Management: Part 1 
                -  National Extension Money Management: Part 2 
                -  Estate Planning Resources 
                -  Extension Learning Tools 
                -  Financial Security Framework 

More than half of Americans report living paycheck-to-paycheck and experiencing financial crisis because of inadequate savings, too much debt, and poor planning. USDA's National Institute of Food and Agriculture (NIFA) coordinates with expert partners to help people acquire the knowledge, skills, and motivation they need to build financial security - the cornerstone of prosperous communities, nurturing neighborhoods, and strong families.

#### Research

NIFA funds applied research that measures behavioral outcomes and focuses on how individuals and families obtain and use money, time, human capital, material, and community services.

#### Education and Extension

Formal and non-formal educational programs for families and consumers can help them learn the lifelong skills of creating and sticking with a spending and savings plan and making strategic investment decisions. Community-based education can help them obtain skills to own a home or small business, avoid abusive lending practices, and take a long-term view of their financial futures. Cooperative Extension offers programs that provide unbiased, research-based information and education via courses, web-based curricula, and other educational outlets for people to acquire knowledge, skills, and motivation to build financial security.

#### Partner Education

NIFA partners with the Land-Grant University System and other multi-state partners to foster the three dimensions of financial capability: 1) knowledge and understanding; 2) skills and competence; and 3) responsibility. NIFA serves on the Financial Literacy and Education Commission to promote a national strategy for financial literacy.
                  - Information for consumers
                  - Additional resources provided by the Cooperative Extension Service

#### Higher Education

Family financial planning degree and certification programs are offered through the Great Plains Distance Education Alliance (GPIDEA) and the Family and Consumer Sciences Distance Instructional Alliance. Consumer and family economics programs of study are offered at the bachelors, masters, and doctoral levels on some campuses.

 

NIFA Staff

Extension Risk Management Education Operations Manual

Teens Respond Well to Financial Education

Investing

National Extension Money Management: Part 1

National Extension Money Management: Part 2

Extension Learning Tools

Estate Planning Resources

Financial Security Framework

Money Smart Week

America Saves Week

Jump$tart Coalition Legislation, Jump$tart Coalition for Personal Financial Literacy 

State fact sheets of per capital and farm income, and more, ERS

Consumer Action Handbook, Federal Citizen Information Center

Consumer information, Federal Reserve System

Information, publications, and instructions on how to prevent identity theft, FTC

Kappa Omicron Nu

Consumer Federation of America

MyMoney

National Endowment for Financial Education

U.S. Securities & Exchange Commission

Human Sciences

Community Vitality

Family Well-Being

Business and Economics