<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED SEPTEMBER 30, 1998, AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
<S>                                                            <C>
<PERIOD-TYPE>                                                         9-MOS
<FISCAL-YEAR-END>                                               DEC-31-1998
<PERIOD-START>                                                  JAN-01-1998
<PERIOD-END>                                                    SEP-30-1998
<CASH>                                                               30,533
<INT-BEARING-DEPOSITS>                                               36,608
<FED-FUNDS-SOLD>                                                      1,375
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         178,870
<INVESTMENTS-CARRYING>                                               29,774
<INVESTMENTS-MARKET>                                                 30,963
<LOANS>                                                             632,300
<ALLOWANCE>                                                           7,902
<TOTAL-ASSETS>                                                      942,312
<DEPOSITS>                                                          781,494
<SHORT-TERM>                                                         23,576
<LIABILITIES-OTHER>                                                   5,316
<LONG-TERM>                                                          41,745
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           90,180
<TOTAL-LIABILITIES-AND-EQUITY>                                      942,312
<INTEREST-LOAN>                                                      40,472
<INTEREST-INVEST>                                                     8,718
<INTEREST-OTHER>                                                      1,648
<INTEREST-TOTAL>                                                     50,838
<INTEREST-DEPOSIT>                                                   22,856
<INTEREST-EXPENSE>                                                    2,786
<INTEREST-INCOME-NET>                                                25,196
<LOAN-LOSSES>                                                           450
<SECURITIES-GAINS>                                                        3
<EXPENSE-OTHER>                                                      17,173
<INCOME-PRETAX>                                                      13,134
<INCOME-PRE-EXTRAORDINARY>                                           13,134
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          9,058
<EPS-PRIMARY>                                                          1.01
<EPS-DILUTED>                                                          1.01
<YIELD-ACTUAL>                                                         2.34
<LOANS-NON>                                                             910
<LOANS-PAST>                                                            852
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       6,035
<ALLOWANCE-OPEN>                                                      7,588
<CHARGE-OFFS>                                                           558
<RECOVERIES>                                                            233
<ALLOWANCE-CLOSE>                                                     7,902
<ALLOWANCE-DOMESTIC>                                                  4,812
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               3,090
        


</TABLE>