<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of December 31, 1997 and 1996, and the related
Consolidated Income Statements for the twelve months ended December 31, 1997 and
1996, and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP.
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLAR
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<EXCHANGE-RATE>                                      1
<CASH>                                           3,566
<INT-BEARING-DEPOSITS>                               1
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     32,460
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         40,029
<ALLOWANCE>                                      1,480
<TOTAL-ASSETS>                                  78,628
<DEPOSITS>                                      66,092
<SHORT-TERM>                                       638
<LIABILITIES-OTHER>                                700
<LONG-TERM>                                          3
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           832
<OTHER-SE>                                      10,363
<TOTAL-LIABILITIES-AND-EQUITY>                  78,628
<INTEREST-LOAN>                                  3,756
<INTEREST-INVEST>                                1,742
<INTEREST-OTHER>                                    75
<INTEREST-TOTAL>                                 5,573
<INTEREST-DEPOSIT>                               2,157
<INTEREST-EXPENSE>                               2,163
<INTEREST-INCOME-NET>                            3,410
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   3
<EXPENSE-OTHER>                                  2,659
<INCOME-PRETAX>                                  1,206
<INCOME-PRE-EXTRAORDINARY>                         902
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       902
<EPS-PRIMARY>                                     2.80
<EPS-DILUTED>                                     2.80
<YIELD-ACTUAL>                                    4.92
<LOANS-NON>                                         23
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,263
<CHARGE-OFFS>                                      418
<RECOVERIES>                                       608
<ALLOWANCE-CLOSE>                                1,480
<ALLOWANCE-DOMESTIC>                             1,480
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            102
        

</TABLE>