<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED SEPTEMBER 30, 1996, AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
<S>                                                            <C>
<PERIOD-TYPE>                                                         9-MOS
<FISCAL-YEAR-END>                                               DEC-31-1996
<PERIOD-START>                                                  JAN-01-1996
<PERIOD-END>                                                    SEP-30-1996
<CASH>                                                               40,248
<INT-BEARING-DEPOSITS>                                                   42
<FED-FUNDS-SOLD>                                                     11,600
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                          96,779
<INVESTMENTS-CARRYING>                                               44,413
<INVESTMENTS-MARKET>                                                 45,042
<LOANS>                                                             499,448
<ALLOWANCE>                                                           6,870
<TOTAL-ASSETS>                                                      708,864
<DEPOSITS>                                                          614,644
<SHORT-TERM>                                                          5,896
<LIABILITIES-OTHER>                                                   5,145
<LONG-TERM>                                                          16,000
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           67,179
<TOTAL-LIABILITIES-AND-EQUITY>                                      708,864
<INTEREST-LOAN>                                                      32,720
<INTEREST-INVEST>                                                     7,306
<INTEREST-OTHER>                                                        526
<INTEREST-TOTAL>                                                     40,552
<INTEREST-DEPOSIT>                                                   18,058
<INTEREST-EXPENSE>                                                      644
<INTEREST-INCOME-NET>                                                21,850
<LOAN-LOSSES>                                                           450
<SECURITIES-GAINS>                                                      191
<EXPENSE-OTHER>                                                      14,730
<INCOME-PRETAX>                                                       9,857
<INCOME-PRE-EXTRAORDINARY>                                            9,857
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          7,086
<EPS-PRIMARY>                                                          1.28
<EPS-DILUTED>                                                          1.28
<YIELD-ACTUAL>                                                         3.81
<LOANS-NON>                                                             272
<LOANS-PAST>                                                          1,628
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       4,293
<ALLOWANCE-OPEN>                                                      6,600
<CHARGE-OFFS>                                                           397
<RECOVERIES>                                                            217
<ALLOWANCE-CLOSE>                                                     6,870
<ALLOWANCE-DOMESTIC>                                                  3,883
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,987
        


</TABLE>