<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of December 31, 1999 and 1998, and the related
Consolidated Income Statements for the twelve months ended December 31, 1999 and
1998, and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP.
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<EXCHANGE-RATE>                                      1
<CASH>                                           4,311
<INT-BEARING-DEPOSITS>                              10
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     34,795
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         55,975
<ALLOWANCE>                                      1,732
<TOTAL-ASSETS>                                  99,236
<DEPOSITS>                                      86,959
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                846
<LONG-TERM>                                         29
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           832
<OTHER-SE>                                      10,570
<TOTAL-LIABILITIES-AND-EQUITY>                  99,236
<INTEREST-LOAN>                                  4,524
<INTEREST-INVEST>                                2,020
<INTEREST-OTHER>                                   135
<INTEREST-TOTAL>                                 6,679
<INTEREST-DEPOSIT>                               2,591
<INTEREST-EXPENSE>                               2,592
<INTEREST-INCOME-NET>                            4,087
<LOAN-LOSSES>                                    (130)
<SECURITIES-GAINS>                                 (3)
<EXPENSE-OTHER>                                  3,432
<INCOME-PRETAX>                                  1,435
<INCOME-PRE-EXTRAORDINARY>                       1,075
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,075
<EPS-BASIC>                                       1.70
<EPS-DILUTED>                                     1.68
<YIELD-ACTUAL>                                    4.78
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,725
<CHARGE-OFFS>                                       68
<RECOVERIES>                                       205
<ALLOWANCE-CLOSE>                                1,732
<ALLOWANCE-DOMESTIC>                             1,732
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            199


</TABLE>