<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
STATEMENTS OF FINANCIAL CONDITION, CONSOLIDATED STATEMENTS OF OPERATIONS AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000892158
<NAME> LAUREL SAVINGS
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               JUN-30-1997
<CASH>                                             406
<INT-BEARING-DEPOSITS>                           5,843
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     28,753
<INVESTMENTS-CARRYING>                          16,714
<INVESTMENTS-MARKET>                            16,734
<LOANS>                                        146,613
<ALLOWANCE>                                      1,943
<TOTAL-ASSETS>                                 211,987
<DEPOSITS>                                     175,019
<SHORT-TERM>                                     6,900
<LIABILITIES-OTHER>                              4,662
<LONG-TERM>                                      4,144
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            15
<OTHER-SE>                                      21,244
<TOTAL-LIABILITIES-AND-EQUITY>                 211,987
<INTEREST-LOAN>                                 11,835
<INTEREST-INVEST>                                2,311
<INTEREST-OTHER>                                 1,196
<INTEREST-TOTAL>                                15,342
<INTEREST-DEPOSIT>                               7,182
<INTEREST-EXPENSE>                               7,715
<INTEREST-INCOME-NET>                            7,627
<LOAN-LOSSES>                                       30
<SECURITIES-GAINS>                                 125
<EXPENSE-OTHER>                                  4,651
<INCOME-PRETAX>                                  3,663
<INCOME-PRE-EXTRAORDINARY>                       2,319
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,319
<EPS-PRIMARY>                                     1.50
<EPS-DILUTED>                                     1.48
<YIELD-ACTUAL>                                    3.21
<LOANS-NON>                                        915
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,899
<CHARGE-OFFS>                                       54
<RECOVERIES>                                        68
<ALLOWANCE-CLOSE>                                1,943
<ALLOWANCE-DOMESTIC>                             1,943
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>