----

----

----

----

| Principle |       460,000                                      |   |   |   |
|-----------|----------------------------------------------------------------------------------|--------|--------|--------|
| Interest  |                   8% |   |   |   |

| Proposed      Payments: |                                             |   |   |
|-------------------------|--------------------------------------------------|--------|--------|
| Month                   | Payment                                          |   |   |   |
| 1-5                     | -                                                |   |   |   |
| 6-12                    |  $      5,000 |   |   |   |
| 13-24                   |  $      7,500 |   |   |   |
| 25-60                   |  $    12,500            |   |   |   |

| Month |  Principle                                  | Interest                       |  Payment              | Balance                                                                               |
|-------|--------------------------------------------------|--------------------------------|----------------------------|---------------------------------------------------------------------------------------|
| 1     |       460,000      |  3,066.67                 |                       |  463,066.67                                                                      |
| 2     |       463,067      |  3,087.11                 |                       |  466,153.78                                                                      |
| 3     |       466,154      |  3,107.69                 |                       |  469,261.47                                                                      |
| 4     |       469,261      |  3,128.41                 |                       |  472,389.88                                                                      |
| 5     |       472,390      |  3,149.27                 |                       |  475,539.15                                                                      |
| 6     |       475,539      |  3,170.26                 |    5,000.00 |  473,709.41                                                                      |
| 7     |       473,709      |  3,158.06                 |    5,000.00 |  471,867.47                                                                      |
| 8     |       471,867      |  3,145.78                 |    5,000.00 |  470,013.25                                                                      |
| 9     |       470,013      |  3,133.42                 |    5,000.00 |  468,146.67                                                                      |
| 10    |       468,147      |  3,120.98                 |    5,000.00 |  466,267.65                                                                      |
| 11    |       466,268      |  3,108.45                 |    5,000.00 |  464,376.10                                                                      |
| 12    |       464,376      |  3,095.84                 |    5,000.00 |  462,471.94                                                                      |
| 13    |       462,472      |  3,083.15                 |    7,500.00 |  458,055.09                                                                      |
| 14    |       458,055      |  3,053.70                 |    7,500.00 |  453,608.79                                                                      |
| 15    |       453,609      |  3,024.06                 |    7,500.00 |  449,132.85                                                                      |
| 16    |       449,133      |  2,994.22                 |    7,500.00 |  444,627.07                                                                      |
| 17    |       444,627      |  2,964.18                 |    7,500.00 |  440,091.25                                                                      |
| 18    |       440,091      |  2,933.94                 |    7,500.00 |  435,525.19                                                                      |
| 19    |       435,525      |  2,903.50                 |    7,500.00 |  430,928.69                                                                      |
| 20    |       430,929      |  2,872.86                 |    7,500.00 |  426,301.55                                                                      |
| 21    |       426,302      |  2,842.01                 |    7,500.00 |  421,643.56                                                                      |
| 22    |       421,644      |  2,810.96                 |    7,500.00 |  416,954.52                                                                      |
| 23    |       416,955      |  2,779.70                 |    7,500.00 |  412,234.21                                                                      |
| 24    |       412,234      |  2,748.23                 |    7,500.00 |  407,482.44                                                                      |
| 25    |       407,482      |  2,716.55                 |  12,500.00            |  397,698.99                                                                      |
| 26    |       397,699      |  2,651.33                 |  12,500.00            |  387,850.32                                                                      |
| 27    |       387,850      |  2,585.67                 |  12,500.00            |  377,935.99                                                                      |
| 28    |       377,936      |  2,519.57                 |  12,500.00            |  367,955.56                                                                      |
| 29    |       367,956      |  2,453.04                 |  12,500.00            |  357,908.60                                                                      |
| 30    |       357,909      |  2,386.06                 |  12,500.00            |  347,794.65                                                                      |
| 31    |       347,795      |  2,318.63                 |  12,500.00            |  337,613.28                                                                      |
| 32    |       337,613      |  2,250.76                 |  12,500.00            |  327,364.04                                                                      |
| 33    |       327,364      |  2,182.43                 |  12,500.00            |  317,046.47                                                                      |
| 34    |       317,046      |  2,113.64                 |  12,500.00            |  306,660.11                                                                      |
| 35    |       306,660      |  2,044.40                 |  12,500.00            |  296,204.51                                                                      |
| 36    |       296,205      |  1,974.70                 |  12,500.00            |  285,679.21                                                                      |
| 37    |       285,679      |  1,904.53                 |  12,500.00            |  275,083.74                                                                      |
| 38    |       275,084      |  1,833.89                 |  12,500.00            |  264,417.63                                                                      |
| 39    |       264,418      |  1,762.78                 |  12,500.00            |  253,680.41                                                                      |
| 40    |       253,680      |  1,691.20                 |  12,500.00            |  242,871.61                                                                      |
| 41    |       242,872      |  1,619.14                 |  12,500.00            |  231,990.76                                                                      |
| 42    |       231,991      |  1,546.61                 |  12,500.00            |  221,037.36                                                                      |
| 43    |       221,037      |  1,473.58                 |  12,500.00            |  210,010.95                                                                      |
| 44    |       210,011      |  1,400.07                 |  12,500.00            |  198,911.02                                                                      |
| 45    |       198,911      |  1,326.07                 |  12,500.00            |  187,737.09                                                                      |
| 46    |       187,737      |  1,251.58                 |  12,500.00            |  176,488.67                                                                      |
| 47    |       176,489      |  1,176.59                 |  12,500.00            |  165,165.26                                                                      |
| 48    |       165,165      |  1,101.10                 |  12,500.00            |  153,766.37                                                                      |
| 49    |       153,766      |  1,025.11                 |  12,500.00            |  142,291.47                                                                      |
| 50    |       142,291      |     948.61 |  12,500.00            |  130,740.08                                                                      |
| 51    |       130,740      |     871.60 |  12,500.00            |  119,111.69                                                                      |
| 52    |       119,112      |     794.08 |  12,500.00            |  107,405.76                                                                      |
| 53    |       107,406      |     716.04 |  12,500.00            |    95,621.80                                                           |
| 54    |        95,622 |     637.48 |  12,500.00            |    83,759.28                                                           |
| 55    |        83,759 |     558.40 |  12,500.00            |    71,817.68                                                           |
| 56    |        71,818 |     478.78 |  12,500.00            |    59,796.46                                                           |
| 57    |        59,796 |     398.64 |  12,500.00            |    47,695.10                                                           |
| 58    |        47,695 |     317.97 |  12,500.00            |    35,513.07                                                           |
| 59    |        35,513 |     236.75 |  12,500.00            |    23,249.82                                                           |
| 60    |        23,250 |     155.00 |  23,404.82            |               - |