Exhibit 99.1




Prime Credit Card Master Trust                                    18-Apr-01
                                                                   03:59 PM
Settlement Statement
---------------------



REPORTING PERIOD:       Annual
                      30-Jan-00
                      03-Feb-01

(i)   Collections                                             5,106,931,971
       Finance Charge                                           573,253,768
       Principal                                              4,533,678,203

(ii)  Investor Percentage - Principal Collections                 03-Feb-01


    Series 2000-1                                                     22.13%
      A                                                               18.59%
      B                                                                1.77%
      C                                                                1.77%

    Series 1992-3                                                     21.03%
      A                                                               17.35%
      B                                                                3.68%

    Series 1995-1                                                     30.21%
      A                                                               25.38%
      B                                                                2.42%
      C                                                                2.42%

    Series 1996-1                                                     12.07%
      A                                                               10.13%
      B                                                                0.97%
      C                                                                0.97%

(iii) Investor Percentage - Finance Charge Collections, Re        03-Feb-01


    Series 2000-1                                                     22.13%
      A                                                               18.59%
      B                                                                1.77%
      C                                                                1.77%

    Series 1992-3                                                     21.03%
      A                                                               17.35%
      B                                                                3.68%

    Series 1995-1                                                     30.21%
      A                                                               25.38%
      B                                                                2.42%
      C                                                                2.42%

    Series 1996-1                                                     12.07%
      A                                                               10.13%
      B                                                                0.97%
      C                                                                0.97%

(iv)  Distribution Amount per $1,000        Annual

    Series 2000-1                                                     7.072
      A                                                               7.072
      B                                                               0.000
      C                                                               0.000

    Series 1992-3                                                   879.848
      A                                                           1,066.482
      B                                                               0.000

    Series 1995-1                                                    67.630
      A                                                              67.500
      B                                                              69.000
      C                                                               0.000

    Series 1996-1                                                    67.131
      A                                                              67.000
      B                                                              68.500
      C                                                               0.000


    Total $'s Distributed
       Series 2000-1                                           2,828,888.89
       Series 1992-3                                          25,018,009.58
       Series 1995-1                                          40,443,000.00
       Series 1996-1                                          16,030,800.00

(v)   Allocation to Principal per $1,000    Annual

    Series 2000-1                                                     0.000
      A                                                               0.000
      B                                                               0.000
      C                                                               0.000

    Series 1992-3                                                    825.00
      A                                                            1,000.00
      B                                                               0.000

    Series 1995-1                                                     0.000
      A                                                               0.000
      B                                                               0.000
      C                                                               0.000

    Series 1996-1                                                     0.000
      A                                                               0.000
      B                                                               0.000
      C                                                               0.000

    Total $'s Distributed                                      1,731,243.92
       Series 2000-1                                                   0.00
       Series 1992-3                                           1,731,243.92
       Series 1995-1                                                   0.00
       Series 1996-1                                                   0.00

(vi) Allocation to Interest per $1,000      Annual

    Series 2000-1                                                     7.072
      A                                                               7.072
      B                                                               0.000
      C                                                               0.000

    Series 1992-2                                                     0.000
      A                                                               0.000
      B                                                               0.000
      C                                                               0.000

    Series 1992-3                                                    54.848
      A                                                              66.482
      B                                                               0.000

    Series 1995-1                                                    67.630
      A                                                              67.500
      B                                                              69.000
      C                                                               0.000

    Series 1996-1                                                    67.131
      A                                                              67.000
      B                                                              68.500
      C                                                               0.000

    Total $'s Distributed
       Series 2000-1                                           2,828,888.89
       Series 1992-3                                          23,286,765.66
       Series 1995-1                                          40,443,000.00
       Series 1996-1                                          16,030,800.00

(vii)  Investor Default Amount

    Series 2000-1                                              4,629,818.87
      A                                                        3,888,970.07
      B                                                          370,424.40
      C                                                          370,424.40

    Series 1992-3                                             25,999,078.74
      A                                                       21,449,239.96
      B                                                        4,549,838.78

    Series 1995-1                                             39,833,873.89
      A                                                       33,460,454.07
      B                                                        3,186,709.91
      C                                                        3,186,709.91

    Series 1996-1                                             15,909,140.50
      A                                                       13,359,755.89
      B                                                        1,274,692.31
      C                                                        1,274,692.31


(viii) Investor Charge Offs
                                   Charge Offs              Reimbursements
    Series 2000-1                      0.00                            0.00
      A                                0.00                            0.00
      B                                0.00                            0.00
      C                                0.00                            0.00

    Series 1992-3                      0.00                            0.00
      A                                0.00                            0.00
      B                                0.00                            0.00

    Series 1995-1                      0.00                            0.00
      A                                0.00                            0.00
      B                                0.00                            0.00
      C                                0.00                            0.00

    Series 1996-1                      0.00                            0.00
      A                                0.00                            0.00
      B                                0.00                            0.00
      C                                0.00                            0.00

(ix)  Servicing Fee

    Series 2000-1                                              1,296,703.30
      A                                                        1,089,208.99
      B                                                          103,747.16
      C                                                          103,747.16

    Series 1992-3                                              8,484,509.11
      A                                                        6,999,720.02
      B                                                        1,484,789.10

    Series 1995-1                                             12,999,999.96
      A                                                       10,919,999.97
      B                                                        1,040,000.00
      C                                                        1,040,000.00

    Series 1996-1                                              5,192,000.04
      A                                                        4,360,000.03
      B                                                          416,000.00
      C                                                          416,000.00

(x)    Deficit Controlled Amortization Amount

    Series 2000-1                                                      0.00
      A                                                                0.00
      B                                                                0.00
      C                                                                0.00

    Series 1992-3                                                      0.00
      A                                                                0.00
      B                                                                0.00

    Series 1995-1                                                      0.00
      A                                                                0.00
      B                                                                0.00
      C                                                                0.00

    Series 1996-1                                                      0.00
      A                                                                0.00
      B                                                                0.00
      C                                                                0.00

(xi)   Receivables in Trust        03-Feb-01                  2,228,444,165
       Principal Receivables in Trust                         2,138,927,563

(xii)  Invested Amount             03-Feb-01

    Series 2000-1                                            476,200,000.00
      A                                                      400,000,000.00
      B                                                       38,100,000.00
      C                                                       38,100,000.00

    Series 1992-3                                            448,778,931.32
      A                                                      370,242,618.34
      B                                                       78,536,312.98

    Series 1995-1                                            650,000,000.00
      A                                                      546,000,000.00
      B                                                       52,000,000.00
      C                                                       52,000,000.00

    Series 1996-1                                            259,600,000.00
      A                                                      218,000,000.00
      B                                                       20,800,000.00
      C                                                       20,800,000.00

(xiii) Enhancement                                                       NA

(xiv)  Pool Factor

    Series 1995-1                                                 1.0000000
      A                                                           1.0000000
      B                                                           1.0000000
      C                                                           1.0000000

    Series 1996-1                                                 1.0000000
      A                                                           1.0000000
      B                                                           1.0000000
      C                                                           1.0000000

(xv)   Yield Factor                                                  10.077%
       Finance Charge Receivables Factor                              4.017%

(xvi)  Payout Event

    Series 2000-1                                                        NO
    Series 1992-3                                                        NO
    Series 1995-1                                                        NO
    Series 1996-1                                                        NO

(xvii) Other

    Delinquency

    Current                                          87.3%   $1,942,596,206
    30 days                                           7.4%     $165,560,017
    60 days                                           1.8%      $39,474,015
    90 days                                           1.0%      $21,908,530
    120 days                                          1.0%      $21,374,917
    150 days                                          0.7%      $15,445,771
    180 days+                                         0.9%      $19,493,339
      Total                                       100.000%   $2,225,852,794

    Balance in Principal Account                  3-Feb-01               $0
    Balance in Excess-Funding Account                                    $0