# Sheet1

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|Prime Credit Card Master Trust                                      |                                   |           |  |             |           | 12-Apr-05     
|------------------------------------------------------------------- | --------------------------------- | --------- |  | ----------- | --------- | --------------
|                                                                    |                                   |           |  |             |           | 12:52 PM      
|Settlement Statement                                                |                                   |           |  |             |           |               
|-                                                                   | -                                 | --        |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|REPORTING PERIOD:                                                   |                                   | Annual    |  |             |           |               
|                                                                    |                                   | 01-Feb-04 |  |             |           |               
|                                                                    |                                   | 29-Jan-05 |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|(i)   Collections                                                   |                                   |           |  |             |           | 5,152,873,046 
|Finance Charge                                                      |                                   |           |  |             |           | 535,223,647   
|Principal                                                           |                                   |           |  |             |           | 4,617,649,400 
|                                                                    |                                   |           |  |             |           |               
|(ii)  Investor Percentage - Principal Collections                   |                                   |           |  |             |           | 29-Jan-05     
|                                                                    |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 22.70%        
|                                                                    | A                                 |           |  |             |           | 19.06%        
|                                                                    | B                                 |           |  |             |           | 1.82%         
|                                                                    | C                                 |           |  |             |           | 1.82%         
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 0.00%         
|                                                                    | A                                 |           |  |             |           | 0.00%         
|                                                                    | B                                 |           |  |             |           | 0.00%         
|                                                                    |                                   |           |  |             |           |               
|(iii) Investor Percentage - Finance Charge Collections, Receivables |                                   |           |  |             |           | 29-Jan-05     
|                                                                    |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 22.70%        
|                                                                    | A                                 |           |  |             |           | 19.06%        
|                                                                    | B                                 |           |  |             |           | 1.82%         
|                                                                    | C                                 |           |  |             |           | 1.82%         
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 0.00%         
|                                                                    | A                                 |           |  |             |           | 0.00%         
|                                                                    | B                                 |           |  |             |           | 0.00%         
|                                                                    |                                   |           |  |             |           |               
|(iv)  Distribution Amount per $1,000                                |                                   |           |  |             | Annual    |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 67.000        
|                                                                    | A                                 |           |  |             |           | 67.000        
|                                                                    | B                                 |           |  |             |           | 0.000         
|                                                                    | C                                 |           |  |             |           | 0.000         
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 826.639       
|                                                                    | A                                 |           |  |             |           | 1,001.987     
|                                                                    | B                                 |           |  |             |           | 0.000         
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Total $'s Distributed             |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 26,800,000    
|                                                                    | Series 1992-3                     |           |  |             |           | 140,027,059   
|                                                                    |                                   |           |  |             |           |               
|(v)   Allocation to Principal per $1,000                            |                                   |           |  |             | Annual    |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 0.000         
|                                                                    | A                                 |           |  |             |           | 0.000         
|                                                                    | B                                 |           |  |             |           | 0.000         
|                                                                    | C                                 |           |  |             |           | 0.000         
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 825.00        
|                                                                    | A                                 |           |  |             |           | 1,000.00      
|                                                                    | B                                 |           |  |             |           | 0.000         
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Total $'s Distributed             |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 0             
|                                                                    | Series 1992-3                     |           |  |             |           | 139,900,278   
|                                                                    |                                   |           |  |             |           |               
|(vi) Allocation to Interest per $1,000                              |                                   |           |  |             | Annual    |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 67.000        
|                                                                    | A                                 |           |  |             |           | 67.000        
|                                                                    | B                                 |           |  |             |           | 0.000         
|                                                                    | C                                 |           |  |             |           | 0.000         
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 1.639         
|                                                                    | A                                 |           |  |             |           | 1.987         
|                                                                    | B                                 |           |  |             |           | 0.000         
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Total $'s Distributed             |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 26,800,000    
|                                                                    | Series 1992-3                     |           |  |             |           | 126,781       
|                                                                    |                                   |           |  |             |           |               
|(vii)  Investor Default Amount                                      |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 37,061,697    
|                                                                    | A                                 |           |  |             |           | 31,131,203    
|                                                                    | B                                 |           |  |             |           | 2,965,247     
|                                                                    | C                                 |           |  |             |           | 2,965,247     
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 560,547       
|                                                                    | A                                 |           |  |             |           | 462,451       
|                                                                    | B                                 |           |  |             |           | 98,096        
|                                                                    |                                   |           |  |             |           |               
|(viii) Investor Charge Offs                                         |                                   |           |  |             |           |               
|                                                                    |                                   |           |  | Charge Offs |           | Reimbursements
|                                                                    | Series 2000-1                     |           |  | 0           |           | 0             
|                                                                    | A                                 |           |  | 0           |           | 0             
|                                                                    | B                                 |           |  | 0           |           | 0             
|                                                                    | C                                 |           |  | 0           |           | 0             
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  | 0           |           | 0             
|                                                                    | A                                 |           |  | 0           |           | 0             
|                                                                    | B                                 |           |  | 0           |           | 0             
|                                                                    |                                   |           |  |             |           |               
|(ix)  Servicing Fee                                                 |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 9,524,000     
|                                                                    | A                                 |           |  |             |           | 8,000,000     
|                                                                    | B                                 |           |  |             |           | 762,000       
|                                                                    | C                                 |           |  |             |           | 762,000       
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 151,654       
|                                                                    | A                                 |           |  |             |           | 125,115       
|                                                                    | B                                 |           |  |             |           | 26,540        
|                                                                    |                                   |           |  |             |           |               
|(x)    Deficit Controlled Amortization Amount                       |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 0             
|                                                                    | A                                 |           |  |             |           | 0             
|                                                                    | B                                 |           |  |             |           | 0             
|                                                                    | C                                 |           |  |             |           | 0             
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 0             
|                                                                    | A                                 |           |  |             |           | 0             
|                                                                    | B                                 |           |  |             |           | 0             
|                                                                    |                                   |           |  |             |           |               
|(xi)   Receivables in Trust                                         |                                   |           |  | 29-Jan-05   |           | 2,163,876,171 
|Principal Receivables in Trust                                      |                                   |           |  |             |           | 2,086,798,902 
|                                                                    |                                   |           |  |             |           |               
|(xii)  Invested Amount                                              |                                   |           |  | 29-Jan-05   |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | 476,200,000   
|                                                                    | A                                 |           |  |             |           | 400,000,000   
|                                                                    | B                                 |           |  |             |           | 38,100,000    
|                                                                    | C                                 |           |  |             |           | 38,100,000    
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 1992-3                     |           |  |             |           | 0             
|                                                                    | A                                 |           |  |             |           | 0             
|                                                                    | B                                 |           |  |             |           | 0             
|                                                                    |                                   |           |  |             |           |               
|(xiii) Enhancement                                                  |                                   |           |  |             |           | NA            
|                                                                    |                                   |           |  |             |           |               
|(xiv)  Pool Factor                                                  |                                   |           |  |             |           | NA            
|                                                                    |                                   |           |  |             |           |               
|(xv)   Yield Factor                                                 |                                   |           |  |             |           | 9.039%        
|Finance Charge Receivables Factor                                   |                                   |           |  |             |           | 3.562%        
|                                                                    |                                   |           |  |             |           |               
|(xvi)  Payout Event                                                 |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Series 2000-1                     |           |  |             |           | NO            
|                                                                    | Series 1992-3                     |           |  |             |           | NO            
|                                                                    |                                   |           |  |             |           |               
|(xvii) Other                                                        |                                   |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Delinquency                       |           |  |             |           |               
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Current                           |           |  |             | 91.65%    | $1,954,758,483
|                                                                    | 30 days                           |           |  |             | 4.80%     | $102,298,541  
|                                                                    | 60 days                           |           |  |             | 1.10%     | $23,529,143   
|                                                                    | 90 days                           |           |  |             | 0.64%     | $13,730,035   
|                                                                    | 120 days                          |           |  |             | 0.56%     | $11,887,645   
|                                                                    | 150 days                          |           |  |             | 0.50%     | $10,697,018   
|                                                                    | 180 days+                         |           |  |             | 0.75%     | $16,066,389   
|                                                                    | Total                             |           |  |             | 100.00%   | $2,132,967,254
|                                                                    |                                   |           |  |             |           |               
|                                                                    | Balance in Principal Account      |           |  |             | 29-Jan-05 | $0            
|                                                                    | Balance in Excess-Funding Account |           |  |             | 29-Jan-05 | $0            
|                                                                    |                                   |           |  |             |           |