<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   YEAR                   3-MOS                   6-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996             DEC-31-1996             DEC-31-1996
<PERIOD-START>                             JAN-01-1996             JAN-01-1996             JAN-01-1996             JAN-01-1996
<PERIOD-END>                               DEC-31-1996             MAR-31-1996             JUN-30-1996             SEP-30-1996
<CASH>                                           4,292                   9,397                   6,699                  10,446
<INT-BEARING-DEPOSITS>                           4,933                   4,007                   7,409                   4,914
<FED-FUNDS-SOLD>                                 7,985                  13,310                   1,135                   2,300
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     85,813                  90,713                  94,790                  85,644
<INVESTMENTS-CARRYING>                             319                     409                     354                     327
<INVESTMENTS-MARKET>                               327                     421                     361                     327
<LOANS>                                        235,683                 232,434                 235,629                 236,711
<ALLOWANCE>                                      2,360                   2,374                   2,379                   2,357
<TOTAL-ASSETS>                                 350,643                 363,182                 359,171                 352,926
<DEPOSITS>                                     277,348                 294,080                 294,622                 286,899
<SHORT-TERM>                                    26,820                  19,610                  16,730                  23,090
<LIABILITIES-OTHER>                              2,256                   3,986                   2,396                   2,656
<LONG-TERM>                                      7,725                   9,925                   9,925                   7,925
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                        16,199                  16,199                  16,199                  16,199
<OTHER-SE>                                      20,295                  19,382                  19,299                  19,157
<TOTAL-LIABILITIES-AND-EQUITY>                 350,643                 363,182                 359,171                 352,926
<INTEREST-LOAN>                                 19,139                   4,685                   9,471                  14,316
<INTEREST-INVEST>                                4,522                   1,142                   2,295                   3,434
<INTEREST-OTHER>                                 2,147                     573                   1,116                   1,603
<INTEREST-TOTAL>                                25,808                   6,400                  12,882                  19,353
<INTEREST-DEPOSIT>                              13,500                   3,393                   6,817                  10,230
<INTEREST-EXPENSE>                              15,199                   3,828                   7,660                  11,465
<INTEREST-INCOME-NET>                           10,609                   2,572                   5,222                   7,888
<LOAN-LOSSES>                                       42                       9                      38                      61
<SECURITIES-GAINS>                                  20                    (19)                    (29)                      13
<EXPENSE-OTHER>                                 10,215                   2,308                   4,475                   8,287
<INCOME-PRETAX>                                  2,489                     519                   1,313                   1,272
<INCOME-PRE-EXTRAORDINARY>                       1,776                     397                   1,000                     974
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     1,776                     397                   1,000                     974
<EPS-PRIMARY>                                     1.24                    0.27                    0.69                    0.67
<EPS-DILUTED>                                     1.18                    0.26                    0.66                    0.64
<YIELD-ACTUAL>                                    3.11                       0                       0                       0
<LOANS-NON>                                      1,920                       0                       0                       0
<LOANS-PAST>                                     1,954                       0                       0                       0
<LOANS-TROUBLED>                                     0                       0                       0                       0
<LOANS-PROBLEM>                                      0                       0                       0                       0
<ALLOWANCE-OPEN>                                 2,388                       0                       0                       0
<CHARGE-OFFS>                                      126                       0                       0                       0
<RECOVERIES>                                        56                       0                       0                       0
<ALLOWANCE-CLOSE>                                2,360                       0                       0                       0
<ALLOWANCE-DOMESTIC>                             2,110                       0                       0                       0
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                            250                       0                       0                       0
        

</TABLE>