EXHIBIT 4.7

                            SAMPLE WARRANT AGREEMENT
Neither  these  Warrants nor the shares of Common Stock  issuable on exercise of
these Warrants have been registered under the Securities Act of 1933, as amended
(the "Act") or applicable  state securities laws. None of such securities may be
sold, assigned, pledged,  transferred or otherwise disposed of in the absence of
registration  under the Act and registration or  qualification  under applicable
state securities laws, or an opinion of counsel acceptable to the Company to the
effect that such registrations or qualifications are not required.

                              MEDIX RESOURCES, INC.
                        1999 SERIES _ WARRANT CERTIFICATE
                           DATE ISSUED: ________, 1999



Number of  Warrants: ________

Holder: ___________

Address: ____________

Telephone number: _____________


THIS CERTIFIES  THAT the holder of this  Certificate  named above  ("Holder") is
entitled  to  purchase  from  MEDIX  RESOURCES,  INC.,  a  Colorado  corporation
(hereinafter  called  the  "Company"),  on or  after  __________  and  prior  to
__________,  at $____ per share,  the number of shares of the  Company's  common
stock set forth above ("Common  Stock").  The Warrants and all rights thereunder
shall expire on  _______________.  However,  if the closing or last price of the
Common Stock as reported on the OTC Bulletin Board or other recognized quotation
system is $______ or above for ten consecutive  trading days after  ___________,
the  Company,  at its  option,  may upon  thirty  (30) days prior  notice to the
Holder, re-purchase the Warrants from the Holder, at a re-purchase price of $.01
per Warrant, if they are not exercised within such 30-day period or prior to the
end of the three-year exercise period of the Warrants, whichever is shorter. The
further terms and conditions of the Warrants are as follows:

1. These  Warrants and the Common Stock  issuable on exercise of these  Warrants
(the "Underlying  Shares") may be transferred,  sold,  assigned or hypothecated,
only if registered by the Company under the  Securities  Act of 1933 (the "Act")
and registered or qualified under any applicable  state  securities  laws, or if
the  Company  has  received  from  counsel  to  the  Holder  who  is  reasonably
satisfactory to the Company a written  opinion which is reasonably  satisfactory
to the Company to the effect that registration of the Warrants or the Underlying
Shares is not necessary in connection  with such transfer,  sale,  assignment or
hypothecation.  Certificates  evidencing the Warrants and the Underlying  Shares
shall be  appropriately  legended to reflect this  restriction and stop transfer
instructions shall apply.

2. Any permitted  assignment of any Warrants  shall be effected by the Holder by
(i) executing a form of assignment  in the form  furnished by the Company,  (ii)
surrendering the Warrant Certificate for cancellation at the principal executive
office of the Company  (or such other  office or agency of the Company as it may
designate  by notice in writing to the  Holder),  accompanied  by the opinion of
counsel  referred to above,  and (iii)  unless in  connection  with an effective
registration  statement  which  covers  the  sale  of  the  Warrants  and or the
Underlying Shares,  delivery to the Company of a statement by the transferee (in
a form  acceptable  to the Company and its counsel) that such Warrants are being
acquired  by  the  transferee  for  investment  and  not  with  a  view  to  its
distribution or resale,  whereupon the Company shall issue, in the name or names
specified  by  the  Holder  (including  the  Holder)  new  Warrant  Certificates
representing  in the  aggregate  rights to purchase the same number of Shares as
are purchasable under the Warrant Certificate  surrendered.  Such Warrants shall
be exercisable  immediately  upon any such  assignment of the number of Warrants
assigned.  The  transferor  will pay all relevant  transfer  taxes.  Replacement
Warrant Certificates shall bear the same legend as is borne by this Certificate

     3. The term  "Holder"  should be deemed to  include  any  permitted  record
transferee of this Warrant.

     4. The Company  covenants  and agrees that all shares of Common Stock which
may be issued upon  exercise  hereof will,  upon  issuance,  be duly and validly
issued,  fully paid and  non-assessable and no personal liability will attach to
the holder thereof. The Company farther covenants and agrees that, other than as
disclosed to the Holder at the time of its purchase of the Warrants,  during the
periods  within  which this  Warrant may be  exercised,  the Company will at all
times have authorized and reserved a sufficient number of shares of Common Stock
for issuance upon exercise of the Warrants.

    5. The Warrants  shall not entitle the Holder to any voting  rights or other
rights as a stockholder of the Company.

     6. In the event that as a result of reorganization,  merger, consolidation,
liquidation,  recapitalization,  stock  split,  combination  of  shares or stock
dividends  payable with respect to such Common Stock, the outstanding  shares of
Common  Stock of the Company are at any time  increased  or decreased or changed
into or exchanged for a different  number or kind of share or other  security of
the  Company or of another  corporation,  then  appropriate  adjustments  in the
number  and kind of such  securities  then  subject to the  Warrants  and/or the
exercise  price of the Warrants  shall be made  effective as of the date of such
occurrence  so that both the position of the Holder upon  exercise and the total
exercise price payable on such exercise will be the same as they would have been
had Holder owned  immediately  prior to the occurrence of such events the Common
Stock  subject  to the  Warrants.  Such  adjustment  shall be made  successively
whenever  any event  listed  above shall  occur and the Company  will notify the
Holder  of the  Warrants  of  each  such  adjustment.  Any  fraction  of a share
resulting from any adjustment shall be eliminated and the price per share of the
remaining shares subject to the Warrants adjusted accordingly.

7. The rights  represented by this Warrant  Certificate  may be exercised at any
time  within  the  period  above  specified  by (i)  surrender  of this  Warrant
Certificate  at the  principal  executive  office of the  Company (or such other
office or agency of the Company as it may  designate by notice in writing to the
Holder),  (ii)  payment to the Company of the  exercise  price for the number of
Shares the  represented  by the Warrants then held by the Holder,  together with
any applicable  stock  transfer  taxes,  and (iii) unless in connection  with an
effective registration statement which covers the sale of Underlying Shares, the
delivery to the Company of a statement  by the Holder (in a form  acceptable  to
Company and its counsel) that such  Underlying  Shares are being acquired by the
Holder for investment and not with a view to their distribution or resale.

     The  certificates  for the Common Stock so purchased  shall be delivered to
the Holder within a reasonable time, not exceeding three business days after all
requisite documentation has been provided,  after the rights represented by this
Warrant  Certificate shall have been so exercised,  and shall bear a restrictive
legend with respect to any applicable securities laws.

8. This Warrant  Certificate  shall be governed by and  construed in  accordance
with the laws of the State of Colorado. The Colorado courts shall have exclusive
jurisdiction  over this  instrument  and the  enforcement  thereof.  Service  of
process shall be effective if by certified mail, return receipt  requested.  All
notices  shall be in writing and shall be deemed given upon receipt by the party
to whom addressed.  This instrument  shall be enforceable by decrees of specific
performances well as other remedies.

IN WITNESS  WHEREOF,  MEDIX  REOSURCES,  INC.  has caused this  Warrant
Certificate  to  be  signed  by  a  duly  authorized  officer,  and  to
completed and dated as of the date first written above.

                                          MEDIX RESOURCES, INC.


                                          By: ___________________
                                          Title: