EX-33.14
WASHINGTON MUTUAL BANK

Certification Regarding Compliance with Applicable Servicing Criteria

1. Washington Mutual Bank (the "Asserting Party") is responsible for assessing
   compliance with the servicing criteria applicable to it under paragraph (d)
   of Item 1122 of Regulation AB (12 CFR part 229.1122(d)), as of and for the
   12-month period ending December 31, 2007 (the "Reporting Period"), as set
   forth in Appendix A hereto. The transactions covered by this Certification
   are those securitizations of pools of mortgage loans that were completed on
   or after January 1, 2006 and prior to January 1, 2008 for which the
   Asserting Party performed servicing functions set forth in Item 1122(d) and
   that included one or more classes of publicly offered securities registered
   with the Securities and Exchange Commission pursuant to the Securities Act
   of 1933 (the "Platform");

2. Except as set forth in paragraph 3 below, the Asserting Party used the
   criteria set forth in paragraph (d) of Item 1122 of Regulation AB (12 CFR
   part 229.1122(d)) to assess the compliance with the applicable servicing
   criteria;

3. The criteria listed in the column titled "Inapplicable Servicing Criteria"
   on Appendix A hereto are inapplicable to the Asserting Party based on the
   activities it performs, directly or through its Vendors, with respect to the
   Platform;

4. The Asserting Party has complied, in all material respects, with
   the applicable servicing criteria as of December 31, 2007 and for the
   Reporting Period with respect to the Platform taken as a whole except as
   described on Appendix B hereto;

5. Deloitte & Touche LLP, a registered public accounting firm, has issued an
   attestation report on the Asserting Party's assessment of compliance with
   the applicable servicing criteria for the Reporting Period.


Dated as of: February 13, 2008

WASHINGTON MUTUAL BANK



By: /s/ H. John Berens
Name: H. John Berens
Title: Senior Vice President


(page)


APPENDIX A

<TABLE>
<CAPTION>
                                                                                                           INAPPLICABLE
                                                                     APPLICABLE                            SERVICING
                             SERVICING CRITERIA                      SERVICING CRITERIA                    CRITERIA

                                                                                Performed         Performed by
                                                                                by                subservicer(s)   NOT
                                                                                Vendor(s)         or vendor(s)     performed by
                                                                                for which         for which the    the Asserting
                                                               Performed        the               Asserting        Party or by
                                                               Directly         Asserting         Party is NOT     subservicer(s)
                                                               by               Party is the      the              or vendor(s)
                                                               the Asserting    Responsible       Responsible      retained by the
Reference                        Criteria                      Party            Party             Party            Asserting Party
<S>                                 <C>                             <C>            <C>                <C>                <C>

                   General Servicing Considerations

1122(d)(1)(i)      Policies and procedures are instituted            X
                   to monitor any performance or other
                   triggers and events of default in
                   accordance with the transaction
                   agreements.

1122(d)(1)(ii)     If any material servicing activities              X
                   are outsourced to third parties, policies
                   and procedures are instituted to monitor
                   the third party's performance and
                   compliance with such servicing
                   activities.


1122(d)(1)(iii)    Any requirements in the transaction                                                                    X^1
                   agreements to maintain a back-up servicer
                   for the pool assets are maintained.

1122(d)(1)(iv)     A fidelity bond and errors and                    X
                   omissions policy is in effect on the
                   party participating in the servicing
                   function throughout the reporting period
                   in the amount of coverage required by and
                   otherwise in accordance with the terms of
                   the transaction agreements.



                   Cash Collection and Administration

1122(d)(2)(i)      Payments on pool assets are deposited             X
                   into the appropriate custodial bank
                   accounts and related bank clearing
                   accounts no more than two business days
                   following receipt, or such other number
                   of days specified in the transaction
                   agreements.

1122(d)(2)(ii)     Disbursements made via wire transfer on           X
                   behalf of an obligor or to an investor are
                   made only by authorized personnel.

1122(d)(2)(iii)    Advances of funds or guarantees                   X
                   regarding collections, cash flows or
                   distributions, and any interest or other
                   fees charged for such advances, are made,
                   reviewed and approved as specified in
                   the transaction agreements.

1122(d)(2)(iv)     The related accounts for the                      X
                   transaction, such as cash reserve
                   accounts or accounts established as a
                   form of overcollateralization, are
                   separately maintained (e.g., with respect
                   to commingling of cash) as set forth in
                   the transaction agreements.

1122(d)(2)(v)      Each custodial account is maintained at           X
                   a federally insured depository
                   institution as set forth in the
                   transaction agreements. For purposes of
                   this criterion, "federally insured
                   depository institution" with respect to a
                   foreign financial institution means a
                   foreign financial institution that meets
                   the requirements of Rule 13k-1(b)(1)
                   of the Securities Exchange Act.

1122(d)(2)(vi)     Unissued checks are safeguarded so as             X                                 X
                   to prevent unauthorized access.

<CAPTION>
                                                                                                           INAPPLICABLE
                                                                     APPLICABLE                            SERVICING
                             SERVICING CRITERIA                      SERVICING CRITERIA                    CRITERIA

                                                                                Performed         Performed by
                                                                                by                subservicer(s)   NOT
                                                                                Vendor(s)         or vendor(s)     performed by
                                                                                for which         for which the    the Asserting
                                                               Performed        the               Asserting        Party or by
                                                               Directly         Asserting         Party is NOT     subservicer(s)
                                                               by               Party is the      the              or vendor(s)
                                                               the Asserting    Responsible       Responsible      retained by the
Reference                        Criteria                      Party            Party             Party            Asserting Party
<S>                                 <C>                             <C>            <C>                <C>                <C>

1122(d)(2)(vii)    Reconciliations are prepared on a                 X
                   monthly basis for all asset-backed
                   securities related bank accounts,
                   including custodial accounts and related
                   bank clearing accounts. These
                   reconciliations are (A) mathematically
                   accurate; (B) prepared within 30
                   calendar days after the bank statement
                   cutoff date, or such other number of days
                   specified in the transaction agreements;
                   (C) reviewed and approved by someone
                   other than the person who prepared the
                   reconciliation; and (D) contain
                   explanations for reconciling items.
                   These reconciling items are resolved
                   within 90 calendar days of their original
                   identification, or such other number of
                   days specified in the transaction
                   agreements.



                   Investor Remittances and Reporting

1122(d)(3)(i)      Reports to investors, including those             X^2                                                  X^3
                   to be filed with the Commission, are
                   maintained in accordance with the
                   transaction agreements and applicable
                   Commission requirements. Specifically,
                   such reports (A) are prepared in
                   accordance with timeframes and other
                   terms set forth in the transaction
                   agreements; (B) provide information
                   calculated in accordance with the terms
                   specified in the transaction agreements;
                   (C) are filed with the Commission as
                   required by its rules and regulations;
                   and (D) agree with investors' or the
                   trustee's records as to the total unpaid
                   principal balance and number of pool
                   assets serviced by the Servicer.

1122(d)(3)(ii)     Amounts due to investors are allocated            X
                   and remitted in accordance with
                   timeframes, distribution priority and
                   other terms set forth in the transaction
                   agreements.

1122(d)(3)(iii)    Disbursements made to an investor are             X
                   posted within two business days to the
                   Servicer's investor records, or such other
                   number of days specified in the transaction
                   agreements.

1122(d)(3)(iv)     Amounts remitted to investors per the             X
                   investor reports agree with cancelled
                   checks, or other form of payment, or
                   custodial bank statements.



                   Pool Asset Administration

1122(d)(4)(i)      Collateral or security on pool assets             X
                   is maintained as required by the
                   transaction agreements or related
                   mortgage loan documents.

1122(d)(4)(ii)     Pool assets and related documents are             X
                   safeguarded as required by the
                   transaction agreements.

<CAPTION>
                                                                                                           INAPPLICABLE
                                                                     APPLICABLE                            SERVICING
                             SERVICING CRITERIA                      SERVICING CRITERIA                    CRITERIA

                                                                                Performed         Performed by
                                                                                by                subservicer(s)   NOT
                                                                                Vendor(s)         or vendor(s)     performed by
                                                                                for which         for which the    the Asserting
                                                               Performed        the               Asserting        Party or by
                                                               Directly         Asserting         Party is NOT     subservicer(s)
                                                               by               Party is the      the              or vendor(s)
                                                               the Asserting    Responsible       Responsible      retained by the
Reference                        Criteria                      Party            Party             Party            Asserting Party
<S>                                 <C>                             <C>            <C>                <C>                <C>


1122(d)(4)(iii)    Any additions, removals or                        X
                   substitutions to the asset pool are made,
                   reviewed and approved in accordance with
                   any conditions or requirements in the
                   transaction agreements.

1122(d)(4)(iv)     Payments on pool assets, including any            X
                   payoffs, made in accordance with related
                   pool asset documents are posted to the
                   Servicer's obligor records maintained no
                   more than two business days after
                   receipt, or such other number of days
                   specified in the transaction agreements,
                   and allocated to principal, interest or
                   other items (e.g., escrow) in accordance
                   with the related pool asset documents.

1122(d)(4)(v)      The Servicer's records regarding the              X
                   pool assets agree with the Servicer's
                   records with respect to an obligor's
                   unpaid principal balance.

1122(d)(4)(vi)     Changes with respect to the terms or              X
                   status of an obligor's pool assets (e.g.,
                   loan modifications or re-agings) are
                   made, reviewed and approved by authorized
                   personnel in accordance with the
                   transaction agreements and related pool
                   asset documents.

1122(d)(4)(vii)    Loss mitigation or recovery actions               X
                   (e.g., forbearance plans, modifications
                   and deeds in lieu of foreclosure,
                   foreclosures and repossessions, as
                   applicable) are initiated, conducted and
                   concluded in accordance with
                   the timeframes or other requirements
                   established by the transaction
                   agreements.

1122(d)(4)(viii)   Records documenting collection efforts            X
                   are maintained during the period a pool
                   asset is delinquent in accordance with
                   the transaction agreements. Such records
                   are maintained on at least a monthly
                   basis, or such other period specified in
                   the transaction agreements, and describe
                   the entity's activities in monitoring
                   delinquent pool assets including, for
                   example, phone calls, letters and
                   payment rescheduling plans in cases where
                   delinquency is deemed temporary (e.g.,
                   illness or unemployment).

1122(d)(4)(ix)     Adjustments to interest rates or rates            X
                   of return for pool assets with variable
                   rates are computed based on the related
                   pool asset documents.

1122(d)(4)(x)      Regarding any funds held in trust for             X
                   an obligor (such as escrow accounts): (A)
                   such funds are analyzed, in accordance
                   with the obligor's pool asset documents,
                   on at least an annual basis, or such
                   other period specified in the transaction
                   agreements; (B) interest on such funds is
                   paid, or credited, to obligors in
                   accordance with applicable pool asset
                   documents and state laws; and (C) such
                   funds are returned to the obligor within
                   30 calendar days of full repayment of the
                   related pool assets, or such other number
                   of days specified in the transaction
                   agreements.

1122(d)(4)(xi)     Payments made on behalf of an obligor             X                                 X
                   (such as tax or insurance payments) are
                   made on or before the related penalty or
                   expiration dates, as indicated on the
                   appropriate bills or notices for such
                   payments, provided that such support has
                   been received by the Servicer at least 30
                   calendar days prior to these dates, or
                   such other number of days specified in
                   the transaction agreements.

1122(d)(4)(xii)    Any late payment penalties in                     X                                 X
                   connection with any payment to be made on
                   behalf of an obligor are paid from the
                   Servicer's funds and not charged to the
                   obligor, unless the late payment was due
                   to the obligor's error or omission.

<CAPTION>
                                                                                                           INAPPLICABLE
                                                                     APPLICABLE                            SERVICING
                             SERVICING CRITERIA                      SERVICING CRITERIA                    CRITERIA

                                                                                Performed         Performed by
                                                                                by                subservicer(s)   NOT
                                                                                Vendor(s)         or vendor(s)     performed by
                                                                                for which         for which the    the Asserting
                                                               Performed        the               Asserting        Party or by
                                                               Directly         Asserting         Party is NOT     subservicer(s)
                                                               by               Party is the      the              or vendor(s)
                                                               the Asserting    Responsible       Responsible      retained by the
Reference                        Criteria                      Party            Party             Party            Asserting Party
<S>                                 <C>                             <C>            <C>                <C>                <C>


1122(d)(4)(xiii)   Disbursements made on behalf of an                X
                   obligor are posted within two business
                   days to the obligor's records maintained
                   by the Servicer, or such other number of
                   days specified in the transaction
                   agreements.

1122(d)(4)(xiv)    Delinquencies, charge-offs and                    X
                   uncollectible accounts are recognized and
                   recorded in accordance with the
                   transaction agreements.

1122(d)(4)(xv)     Any external enhancement or other                 X
                   support identified in Item
                   1114(a)(1) through (3) or Item 1115 of
                   Regulation AB, is maintained as set
                   forth in the transaction agreements.


<FN>
1 No transaction agreements require the Asserting Party to maintain a back-up servicer.

2 The Asserting Party performs the servicing functions described in Items 1122(d)(3)(i)(A) and (B). With regard to section (D) of
  criteria (3)(i), it is not the Asserting Party's practice to regularly tie-out balances to investors' or trustee's records. Loan
  counts and balances are periodically reconciled upon request by a master servicer.

3 The Asserting Party does not perform the servicing function described in Item 1122(d)(3)(i)(C).

</FN>
</TABLE>


(page)


APPENDIX B


1.  Material Instances of Noncompliance by the Asserting Party


    The following instances of non-compliance by the Asserting Party have been
    identified with respect to the following provisions of Regulation AB Item
    1122(d):

    a. Item 1122(d)(2)(vii)(D). Approximately 532 account reconciliations out
       of approximately 60,000 statements (or approximately 0.9%) with
       reconciling items were not resolved within 90 days of their
       identification, due to the migration of functions to personnel in a
       separate geographic location.  All such reconciling items have been
       resolved in the meantime and processes and procedures are in place to
       provide for on-going compliance with this requirement;

    b. Item 1122(d)(3)(i)(B) and (3)(ii). A programming change resulted in the
       miscalculation of some liquidation proceeds and the failure to include
       other liquidation proceeds, in the aggregate amount of approximately
       $9,694,614, in the September 2007 distribution with respect to 13
       securitizations subject to Regulation AB.  The servicer in each of the
       securitizations remitted the applicable shortfall amount on October 1,
       2007 to the applicable Trustee as required by the applicable pooling and
       servicing agreement.  The programming error was corrected in October
       2007;

    c. Item 1122(d)(3)(ii). Prepayment fees due to investors in 16 or more
       securitizations subject to Regulation AB were calculated incorrectly on
       certain loans with deferred interest, resulting in a shortfall in the
       distributions to those investors in an aggregate amount that is not
       expected to exceed $500,000. In addition, the servicer has determined
       that under certain circumstances, the servicer's automated loan
       servicing system calculates the applicable interest to be used to
       determine prepayment premiums inconsistently with the requirements of
       certain mortgage loan notes, which could result in the underpayment of
       prepayment premiums due to certificateholders in prepayment premium
       classes under the terms of the applicable transaction agreements.
       Approximately 15 loans in 8 securitizations subject to Regulation AB
       have been identified that may have been affected in 2007. Any amounts
       due as the result of these miscalculations will be delivered to the
       applicable Trustee for distribution to the affected investors once
       analysis of these matters has been completed and the amounts due in the
       case of each securitization have been determined. Processes and
       procedures are currently being implemented to provide for more accurate
       calculation of prepayment fees and the servicer is making changes to its
       automated servicing system to provide for some of the identified
       variations in the terms of mortgage note prepayment requirements;


(page)


    d. Item 1122(d)(4)(vii). With respect to 4 series of mortgage-backed
       securities, the servicer recently self-identified foreclosure cases
       initiated in connection with approximately 175 loans where the servicer
       did not expressly disclose the interests in the loans of the applicable
       trustees. To the extent necessary under applicable law and court rules,
       the servicer will promptly move to amend those foreclosure pleadings.
       Investors will be made whole if any direct losses or additional costs
       and expenses are incurred as a result of the failure to identify the
       interests of the trusts in the loans in any proceeding in which
       applicable law or court rules the trusts' interests must be disclosed.
       The servicer will conduct further research and if additional loans are
       identified that were treated similarly, the servicer will make the
       applicable trusts whole if any losses arise from such treatment; and

    e. Item 1122(d)(4)(xiv). Delinquent second lien mortgage loans were not
       charged off at 180 days as required by the applicable pooling and
       servicing agreements in the case of two securitizations subject to
       Reg AB. All such mortgage loans were charged off as required upon
       identification of the non-compliance.  Processes and procedures have
       been put in place to provide for on-going compliance with this
       requirement.