<TABLE> <S> <C>

<ARTICLE> 5
<LEGEND>
The schedule contains summary financial information extracted from the condensed
consolidated balance sheets and statements of income and cash flows and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
       
<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS                   9-MOS                   12-MOS
<FISCAL-YEAR-END>                          JAN-03-1998             JAN-03-1998             JAN-03-1998             JAN-03-1998
<PERIOD-END>                               MAR-29-1997             JUN-28-1997             SEP-27-1997             JAN-03-1998
<CASH>                                             248                     247                     247                     358
<SECURITIES>                                     2,138<F1>                   2,088<F1>                   3,212<F1>
                   3,316<F1>
<RECEIVABLES>                                   19,727                  20,162                  19,172                  20,956
<ALLOWANCES>                                       806                     825                     865                   1,113
<INVENTORY>                                      4,939                   4,954                   5,669                   5,044
<CURRENT-ASSETS>                                27,871                  28,279                  29,076                  30,244
<PP&E>                                          10,272                  10,526                  10,857                  11,324
<DEPRECIATION>                                   4,495                   4,637                   4,795                   4,910
<TOTAL-ASSETS>                                  35,629                  36,016                  36,866                  38,700
<CURRENT-LIABILITIES>                           14,002                  14,125                  14,936                  15,790
<BONDS>                                         12,401                  12,661                  12,523                  13,071
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                           323                     323                     323                     323
<OTHER-SE>                                       4,819                   4,815                   5,082                   5,539
<TOTAL-LIABILITY-AND-EQUITY>                    35,629                  36,016                  36,866                  38,700
<SALES>                                          7,543                  16,089                  24,618                  36,371
<TOTAL-REVENUES>                                 8,732                  18,432                  28,214                  41,296
<CGS>                                            5,691                  11,970                  18,303                  26,779
<TOTAL-COSTS>                                    5,691                  11,970                  18,303                  26,779
<OTHER-EXPENSES>                                 1,896                   3,893                   5,872                   8,321
<LOSS-PROVISION>                                   254                     542                     897                   1,532
<INTEREST-EXPENSE>                                 352                     693                   1,021                   1,409
<INCOME-PRETAX>                                    346                     613                   1,207                   2,138
<INCOME-TAX>                                       165                     308                     542                     912
<INCOME-CONTINUING>                                182                     299                     652                   1,188
<DISCONTINUED>                                       0                       0                       0                       0
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                       182                     299                     652                   1,188
<EPS-PRIMARY>                                     0.46<F2><F3>                    0.76<F2><F3>                    1.66<F2><F3>
                    3.03<F2><F3>
<EPS-DILUTED>                                     0.46<F3>                    0.75<F3>                    1.64<F3>
                    2.99<F3>
<FN>
<F1>Represents retained interest in transferred credit card receivables
<F2>Represents basic earnings per share
<F3>Restated to reflect the Company's adoption of Statement of Financial
Accounting Standards No. 128, "Earnings Per Share".
</FN>
        

</TABLE>