EX-34.12
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Ernst & Young LLP
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Report of Independent Registered Public Accounting Firm


Board of Directors
SunTrust Mortgage, Inc.


We have examined management's assertion included in the accompanying report of
Certification Regarding Compliance with Applicable Servicing Criteria, that
SunTrust Mortgage, Inc. (the "Company") complied with the servicing criteria set
forth in Item 1122(d) of the Securities and Exchange Commission's Regulation AB
for the residential mortgage loan servicing platform, except for the instances
of material noncompliance described therein, as of and for the year ended
December 31, 2007, and except for criteria 1122(d)(1)(iii), 1122(d)(4)(i),
1122(d)(4)(ii), and 1122(d)(4)(xv), which the Company has determined are not
applicable to the activities performed by them with respect to the servicing
platform covered by this report. Refer to management's assertion for the asset
backed transactions covered by this platform. Management is responsible for the
Company's compliance with the applicable servicing criteria. Our responsibility
is to express an opinion on management's assertion about the Company's
compliance with the applicable servicing criteria based on our examination.

Our examination was conducted in accordance with attestation standards
established by the American Institute of Certified Public Accountants, as
adopted by the Public Company Accounting Oversight Board (United States) and,
accordingly, included examining, on a test basis, evidence about the Company's
compliance with the applicable servicing criteria and performing such other
procedures as we considered necessary in the circumstances. Our examination
included testing of less than all of the individual asset backed transactions
and securities that comprise the platform, testing of less than all of the
servicing activities related to the Platform, and determining whether the
Company processed those selected transactions and performed those selected
activities in compliance with the servicing criteria. Furthermore, our
procedures were limited to the selected transactions and servicing activities
performed by the Company during the period covered by this report. Our
procedures were not designed to determine whether errors may have occurred
either prior to or subsequent to our tests that may have affected the balances
or amounts calculated or reported by the Company during the period covered by
this report for the selected transactions or any other transactions. We believe
that our examination provides a reasonable basis for our opinion. Our
examination does not provide a legal determination on the Company's compliance
with the servicing criteria.

Our examination disclosed the following material noncompliance with servicing
criteria 1122(d)(1)(iv) and 1122(d)(2)(vii) applicable to the Company during the
year ended December 31, 2007, respectively:

* The Company did not maintain appropriate coverage of fidelity bond and errors
  and omission insurance throughout the year as the size of the platform
  increased.
* The Company did not identify all reconciling items on reconciliations of
  custodial bank accounts and did not clear all reconciling items within 90 days


(page)


The information in the Certification Regarding Compliance with Applicable
Servicing Criteria under paragraph 2 of Appendix B regarding remediation
activities is presented by the Company for information purposes. Such
information has not been subjected to the procedures applied in our examination
of management's assertion as described above, and accordingly, we express no
opinion on it.

In our opinion, except for the material noncompliance described in the third
paragraph, management's assertion that the Company complied with the
aforementioned servicing criteria as of and for the year ended December 31, 2007
for the residential mortgage loan servicing platform is fairly stated, in all
material respects.

/s/ Ernst & young LLP

March 6, 2008