Exhibit 31(ii)
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                                 CERTIFICATIONS
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         I, Steve Bailey, certify that:

              1.     I have reviewed this report on Form 10-K and all reports
                     on Form 10-D required to be filed in respect of the
                     period covered by this report on Form 10-K of CWABS
                     Asset-Backed Certificates Trust 2007-3 (the "Exchange
                     Act periodic reports");

              2.     Based on my knowledge, the Exchange Act periodic reports,
                     taken as a whole, do not contain any untrue statement of a
                     material fact or omit to state a material fact necessary to
                     make the statements made, in light of the circumstances
                     under which such statements were made, not misleading with
                     respect to the period covered by this report;

              3.     Based on my knowledge, all of the distribution, servicing
                     and other information required to be provided under Form
                     10-D for the period covered by this report is included in
                     the Exchange Act periodic reports;

              4.     I am responsible for reviewing the activities performed by
                     the servicer(s) and based on my knowledge and the
                     compliance review(s) conducted in preparing the servicer
                     compliance statement(s) required in this report under Item
                     1123 of Regulation AB, and except as disclosed in the
                     Exchange Act periodic reports, the servicer(s) have
                     fulfilled their obligations under the servicing
                     agreement(s) in all material respects; and

              5.     All of the reports on assessment of compliance with
                     servicing criteria for asset-backed securities and their
                     related attestation reports on assessment of compliance
                     with servicing criteria for asset-backed securities
                     required to be included in this report in accordance with
                     Item 1122 of Regulation AB and Exchange Act Rules 13a-18
                     and 15d-18 have been included as an exhibit to this report,
                     except as otherwise disclosed in this report. Any material
                     instances of noncompliance described in such reports have
                     been disclosed in this report on Form 10-K.

              In giving the certifications above, I have reasonably relied
              on information provided to me by the following unaffiliated
              parties: The Bank of New York, as Trustee.

         Date:  March 25, 2008

                /s/ Steve Bailey
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                Steve Bailey
                Senior Managing Director, Chief Executive Officer Loan
                Administration
                (Senior officer in charge of the servicing function of
                Countrywide Home Loans Servicing LP)