RENDERED: MAY 7, 2021; 10:00 A.M.

NOT TO BE PUBLISHED

Commonwealth of Kentucky

Court of Appeals

NO. 2020-CA-0824-MR

APRIL FIKE APPELLANT

APPEAL FROM WARREN CIRCUIT COURT

v. HONORABLE JOHN R. GRISE, JUDGE

ACTION NO. 18-CI-00475

THE MEDICAL CENTER AT BOWLING GREEN APPELLEE

OPINION

AFFIRMING

**   **  **

BEFORE: CLAYTON, CHIEF JUDGE; MCNEILL AND L. THOMPSON, 

JUDGES.

THOMPSON, L., JUDGE: April Fike (“Appellant”) appeals from a final order 

and judgment of the Warren Circuit Court awarding damages to The Medical 

Center at Bowling Green (“Appellee”) for medical services rendered to Appellant

in 2005. Appellant argues that the circuit court erred in failing to conclude that the 
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defense of laches barred Appellee’s recovery. For the reasons addressed below, 

we find no error and affirm the order and judgment on appeal.

FACTS AND PROCEDURAL HISTORY

On December 15, 2005, Appellant went to Appellee’s emergency 

room complaining of severe abdominal pain and fever. She presented proof of 

medical insurance, signed a document agreeing to pay for any services, received 

treatment from an emergency room physician, and was discharged. The cost of the 

services rendered was $3,822.51. 

Though Appellee was informed of Appellant’s health insurance 

coverage, it never billed the insurance provider for the services rendered to 

Appellant. In 2006, Appellee used Hillcrest Credit Agency (“Hillcrest”), a debt 

collection agency, to attempt recovery of the sums owed by Appellant. Those 

efforts were not successful. In 2009, Hillcrest renewed its efforts, resulting in 

Appellant allegedly saying that she was not going to pay the debt. Appellant 

received other medical services from Appellee in 2009 related to the birth of her 

child.

No other collection efforts were made through 2017, other than a $20 

credit being applied to Appellant’s account arising from the 2009 services. 

Hillcrest made another collection effort in 2018. When this effort was not 

successful, Appellee filed the instant action seeking recovery of the principal, plus 
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pre- and post-judgment interest and attorney fees for a total of $7,407.38. 

Appellant raised the defense of laches, arguing that Appellee’s unreasonable delay 

of about twelve years in prosecuting the claim made it impossible for her to 

produce medical and insurance records required to defend the claim. 

In April 2019 and May 2019, the parties filed competing motions for 

summary judgment. Those motions were denied by way of an order entered in

September 2019, and a bench trial was scheduled. In March 2020, the parties filed 

a joint motion to waive the bench trial and have the matter submitted on the record 

for final adjudication. The matter was taken under submission, and the following 

month, the court entered its final order and judgment.

In its judgment, the circuit court ruled in relevant part that the doctrine 

of laches could not bar Appellee’s recovery because the claim was governed by a 

statute of limitation. While acknowledging that the long statutory period might 

encourage a plaintiff to delay an action thereby increasing accumulated interest, 

the court determined that it was bound by the law to enter a judgment in favor of 

Appellee for the sums owed. Though not believing that Appellee was equitably

entitled to pre-judgment interest brought about by the years-long delay in seeking 

recovery, the court determined that the law was clear on this matter and the circuit 

court had no discretion but to award accrued interest. As such, it entered a 

judgment in favor of Appellee in the amount of $3,802.51 plus pre- and post-
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judgment interest, as well as attorney fees in the amount of $1,500.00. This appeal 

followed.

ARGUMENT AND ANALYSIS

Appellant argues that the Warren Circuit Court erred by failing to 

apply the doctrine of laches to bar Appellee’s recovery of the sums owed. 

Appellant directs our attention to Plaza Condominium Association, Inc. v. 

Wellington Corporation, 920 S.W.2d 51, 54 (Ky. 1996), wherein the Kentucky 

Supreme Court held that the doctrine of laches “serves to bar claims in 

circumstances where a party engages in unreasonable delay to the prejudice of 

others rendering it inequitable to allow that party to reverse a previous course of 

action.” (Citation omitted.) She asserts that the facts of the instant proceeding are 

precisely of the type envisioned by Plaza Condominium Association, as Appellee 

unreasonably delayed its collection efforts resulting in prejudice to Appellant. 

Specifically, Appellant asserts that Appellee’s unreasonable delay denied her 

access to essential billing and insurance records required to defend the action. She 

also argues that the delay unnecessarily increased any accrued pre-judgment 

interest. 

Appellant argues that the Warren Circuit Court erred in concluding 

that the doctrine of laches was not applicable because the statute of limitations had

not yet run. Rather, Appellant maintains that the circuit court should have 
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considered 1) whether the delay in bringing the claim was unreasonable and, if so, 

then 2) whether the unreasonable delay prejudiced Appellant. Appellant asserts 

that both of these questions must be answered in the affirmative, as Appellee’s

unreasonable delay of twelve years prevented Appellant from compiling necessary 

billing and insurance documents. Appellant further argues that the pre-judgment 

interest of $3,604.87 and attorney fees of $1,500.00 also prejudiced her, as these 

sums would not have been awarded had Appellee pursued the claim in a timely 

manner. Appellant contends that we must review questions of law de novo without 

deference to the circuit court’s decision, and she seeks an opinion remanding the 

matter with instructions to dismiss the action with prejudice based on the defense 

of laches.1

In order to receive medical treatment on December 15, 2005, 

Appellant signed a document titled “General Conditions of Admission, Consent, 

Assignment of Benefits & Financial Agreement.” This agreement contains 

language in which Appellant agreed to pay for the services rendered. She further 

acknowledged that while Appellee may submit a claim for insurance benefits as a 

courtesy to Appellant, she remained responsible for the filing process and for any 

 

1 We should note again that the parties’ motions for summary judgment were denied by way of 

an order entered on September 4, 2019. The final order and judgment was entered on April 20, 

2020. Appellant appeals only from the final order and judgment. Though Appellant cites 

summary judgment law in her written argument, the September 4, 2019 order denying summary 

judgment has not been appealed and is not now before us. 
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unpaid portion of the bill. The services rendered totaled approximately $3,822.512

and were never billed to Appellant’s health insurance provider. Appellant does not 

dispute signing the financial agreement, nor that she received medical treatment 

costing approximately $3,822.51. The salient question for our consideration, then, 

is not whether the medical services were rendered or whether Appellant agreed to 

pay the bill, but whether Appellee’s purported delay in seeking payment should 

operate to bar it from recovery. After closely examining the record and the law, 

we must answer this question in the negative.

Plaza Condominium Association, upon which Appellant relies in part, 

stands for the general proposition that “[p]rior to the expiration of the limitation 

period . . . one claiming [laches] must also show prejudice.” Plaza Condominium 

Ass’n, 920 S.W.2d at 54. The Court in Plaza Condominium Association

determined that while the statutory period in that case had not concluded, laches 

could not be applied to avoid payment because no prejudice was found. Id. 

In considering Appellant’s defense to Appellee’s claim for damages, 

however, the Warren Circuit Court determined that “laches is not an applicable 

defense in this case because Plaintiff seeks a legal remedy.”3 In reaching this 

 

2 Appellant points to what she claims are contradictory billing statements and disputes the 

amount owed.

3

Judgment on appeal at p. 3.
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conclusion, the circuit court relied on Gover’s Administrator v. Dunagan, 299 Ky. 

38, 184 S.W.2d 225 (1944). In Gover’s Administrator, Kentucky’s then-highest 

court distinguished between legal and equitable claims, ultimately concluding that 

in purely legal claims “the statute of limitations rather than the doctrine of laches is 

applicable.” Id. at 227.4 And as noted by the Warren Circuit Court, Gover’s 

Administrator has no negative history and has not been overturned.

We find no error in the Warren Circuit Court’s conclusion that the 

doctrine of laches does not apply to a purely legal claim for money damages 

prosecuted within the applicable statutory period. In the matter before us, 

Appellee raised a legal claim for money damages within the statutory period. As 

such, the statutory period rather than the doctrine of laches determines Appellee’s 

window of recovery. The record demonstrates that Appellee provided medical 

services to Appellant; that prior to the receipt of those services she agreed to pay 

the bill irrespective of insurance; that no payment was made for the services 

rendered; and that Appellee sought damages arising therefrom during the statutory 

period. The record on appeal contains the agreement signed by Appellant, her 

admissions, an affidavit of the medical records custodian, the original bill, 

 

4 A claim is said to be equitable when it seeks a nonmonetary award, such as an order to do or 

not do something “when monetary damages are not sufficient to repair the injury.” Equitable 

Relief, NOLO.COM, https://www.nolo.com/dictionary/equitable-relief-term.html (last visited 

April 30, 2021). 
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documentation of occasional collection attempts throughout the years, Appellant’s 

answers to interrogatories, an affidavit from a Hillcrest manager documenting its 

collection attempts, and the affidavit of Appellant’s mother. The record and the 

law are sufficient to affirm the ruling of the Warren Circuit Court on this issue.

Arguendo, even if the doctrine of laches were properly applied to the 

matter before us, we would find no prejudice in Appellee’s years-long delay in 

prosecuting its claim. It is uncontroverted that Appellant received medical services 

from Appellee, that Appellee sought payment, and that no payment was made. 

Prejudice arising from the delay in prosecuting the claim, if any, could derive only 

from the question of whether insurance coverage should pay the bill. Because

Appellant executed a document agreeing to pay her bill irrespective of insurance 

coverage, such coverage could not form the basis for showing prejudice. 

Appellant also argues that Appellee’s unreasonable delay in 

prosecuting its claim prejudiced her by accruing interest in an amount almost 

equaling the principal amount owed. In examining this issue, the Warren Circuit 

Court noted the “perverse incentive” inherent in the statute of limitations, which 

may incentivize a party to delay action in order to accrue additional interest. The 

court, however, recognized that such an award is a matter of right as a result of the 

written agreement between the parties and the case law. We agree, and find no 
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error. See generally Hall v. Rowe, 439 S.W.3d 183, 188 (Ky. App. 2014), Shanklin 

v. Townsend, 434 S.W.2d 655, 656 (Ky. 1968).

CONCLUSION

The doctrine of laches does not apply to a claim seeking money 

damages within the statutory period. Gover’s Adm’r, supra. Even if laches did 

apply to such a claim, the necessary element of prejudice could not be proven 

because it was uncontested that Appellant received medical services and did not 

pay the bill despite agreeing to do so irrespective of insurance coverage. And 

finally, pre- and post-judgment interest accrued on the debt, as well as reasonable 

attorney fees. For the foregoing reasons, we affirm the judgment of the Warren 

Circuit Court.

ALL CONCUR.

BRIEFS FOR APPELLANT:

Lanna Martin Kilgore

Bowling Green, Kentucky

BRIEF FOR APPELLEE:

C. Terrell Miller

Bowling Green, Kentucky