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| 1.  | GreenPoint      Mortgage Funding, Inc, ("GreenPoint") is responsible for assessing      compliance with the servicing criteria applicable to it under paragraph      (d) of Item 1122 of Regulation AB, as of and for the 12-month period      ending December 31, 2007 (the "Reporting Period"), as set forth in      Appendix A hereto. The transactions covered by this report include      asset-backed securities transactions for which GreenPoint acted as      servicer involving residential mortgage loans (the      "Platform"); |
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| 2.   | GreenPoint      has engaged certain vendors, which are not deemed to be servicers as      defined in Item 1101(j) of Regulation AB (the "Vendors"), to perform      specific, limited or scripted activities, and GreenPoint elects to take      responsibility for assessing compliance with the servicing criteria or      portion of the servicing criteria applicable to such Vendors' activities      as set forth in Appendix A hereto; |
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| 3.   | Except      as set forth in paragraph 4 below, GreenPoint used the criteria set forth      in paragraph (d) of Item 1122 of Regulation AB to assess the compliance      with the applicable servicingcriteria; |
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| 4.   | The      criteria listed in the column titled "Inapplicable Servicing Criteria" on      Appendix A hereto are inapplicable to GreenPoint based on the activities      it performs, directly or through its Vendors, with respect to the      Platform; |
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| 5.   | GreenPoint      has complied, in all material respects, with the applicable servicing      criteria as of December 31, 2007 and for the Reporting Period with respect      to the Platform taken as a whole; |
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| 6.   | GreenPoint      has not identified and is not aware of any material instance of      noncompliance by the Vendors with the applicable servicing criteria as of      December 31, 2007 and for the Reporting Period with respect to the      Platform taken as a whole; |
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| 7.   | GreenPoint      has not identified any material deficiency in its policies and procedures      to monitor the compliance by the Vendors with the applicable servicing      criteria as of December 31, 2007 and for the Reporting Period with respect      to the Platform taken as a whole;and |
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| 8.   | Ernst      & Young, a registered public accounting firm, has issued an      attestation report on GreenPoint's assessment of compliance with the      applicable servicing criteria for the Reporting  Period. |
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|   | GreenPoint      Mortgage Funding, Inc   By:  /s/ Michael      GathrightName:  Michael      GathrightTitle:         Senior Vice President,Loan      Administration  |
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|            | SERVICING      CRITERIA                                                                                                                                                                                                                                                                                                                                                                                             | APPLICABLE      SERVICING CRITERIA    | INAPPLICABLE      SERVICING CRITERIA*                                     |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------|---------------------------------------------------------------------------|
| Reference       | Criteria                                                                                                                                                                                                                                                                                                                                                                                                            | Performed      Directly by GreenPoint | Performed      by Vendor(s) for which GreenPoint is the responsible party |   |
|            | General      Servicing Considerations                                                                                                                                                                                                                                                                                                                                                                               |                                  |                                                                      |   |
| 1122(d)(l)(i)   | Policies      and procedures are instituted to monitor any performance or other triggers      and events of default in accordance with the transaction      agreements.                                                                                                                                                                                                                                             | X                                     |                                                                      |   |
| 1122(d)(l)(ii)  | If      any material servicing activities are outsourced to third parties,      policies and procedures are instituted to monitor the third party's      performance and compliance with such servicing activities.                                                                                                                                                                                                 | X                                     |                                                                      |   |
| 1122(d)(l)(iii) | Any      requirements in the transaction agreements to maintain a backup servicer      for the mortgage loans are maintained.                                                                                                                                                                                                                                                                                       |                                  |                                                                      | X |
| 1122(d)(l)(iv)  | A      fidelity bond and errors and omissions policy is in effect on the party      participating in the servicing function throughout the reporting period in      the amount of coverage required by and otherwise in accordance with the      terms of the transaction agreements.                                                                                                                               | X                                     |                                                                      |   |
|            | Cash      Collection and Administration                                                                                                                                                                                                                                                                                                                                                                             |                                  |                                                                      |   |
| 1122(d)(2)(i)   | Payments      on mortgage loans are deposited into the appropriate custodial bank      accounts and related bank clearing accounts no more than two business days      following receipt, or such other number of days specified in the      transaction agreements.                                                                                                                                                | X                                     | X(1)                                                                      |   |
| 1122(d)(2)(ii)  | Disbursements      made via wire transfer on behalf of an obligor or to an investor are made      only by authorized personnel.                                                                                                                                                                                                                                                                                     | X                                     |                                                                      |   |
| 1122(d)(2)(iii) | Advances      of funds or guarantees regarding collections, cash flows or distributions,      and any interest or other fees charged for such advances, are made,      reviewed and approved as specified in the transaction      agreements.                                                                                                                                                                       | X                                     |                                                                      |   |
| 1122(d)(2)(iv)  | The      related accounts for the transaction, such as cash reserve accounts or      accounts established as a form of overcollateralization, are separately      maintained (e.g., with respect to commingling of cash) as set forth in the      transaction agreements.                                                                                                                                           | X                                     |                                                                      |   |
| I122(d)(2)(v)   | Each      custodial account is maintained at a federally insured  depository      institution as set forth in the transaction agreements. For purposes of      this criterion, "federally insured depository institution" with respect to      a foreign financial institution means a foreign financial institution that      meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange      Act. | X                                     |                                                                      |   |
| 1122(d)(2)(vi)  | Unissued      checks are safeguarded so as to prevent unauthorized    access.                                                                                                                                                                                                                                                                                                                                       | X                                     |                                                                      |   |

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|            | SERVICING      CRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | APPLICABLE      SERVICING CRITERIA    | INAPPLICABLE      SERVICING CRITERIA*                                     |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------|---------------------------------------------------------------------------|
| Reference       | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | Performed      Directly by GreenPoint | Performed      by Vendor(s) for which GreenPoint is the responsible party |   |
| 1122(d)(2)(vii) | Reconciliations      are prepared on a monthly basis for all asset-backed securities related      bank accounts, including custodial accounts and related bank clearing      accounts. These reconciliations are (A) mathematically accurate; (B)      prepared within 30 calendar days after the bank statement cutoff date, or      such other number of days specified in the transaction agreements; (C)      reviewed and approved by someone other than the person who prepared the      reconciliation; and (D) contain explanations for reconciling items. These      reconciling items are resolved within 90 calendar days of their original      identification, or such other number of days specified in the transaction      agreements. | X                                     |                                                                      |   |
|            | Investor      Remittances and Reporting                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |                                  |                                                                      |   |
| 1122(d)(3)(i)   | Reports      to investors, including those to be filed with the Commission, are      maintained in accordance with the transaction agreements and applicable      Commission requirements. Specifically, such reports (A) are prepared in      accordance with timeframes and other terms set forth in the transaction      agreements; (B) provide information calculated in accordance with the      terms specified in the transaction agreements; (C) are filed with the      Commission as required by its rules and regulations; and (D) agree with      investors' or the trustee's records as to the total unpaid principal      balance and number of mortgage loans serviced by the    Servicer.                                             | X                                     |                                                                      |   |
| 1122(d)(3)(ii)  | Amounts      due to investors are allocated and remitted in accordance with timeframes,      distribution priority and other terms set forth in the transaction      agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | X                                     |                                                                      |   |
| 1122(d)(3)(iii) | Disbursements      made to an investor are posted within two business days to the Servicer's      investor records, or such other number of days specified in the      transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | X                                     |                                                                      |   |
| 1122(d)(3)(iv)  | Amounts      remitted to investors per the investor reports agree with cancelled      checks, or other form of payment, or custodial bank      statements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | X                                     |                                                                      |   |
|            | Pool      Asset Administration                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |                                  |                                                                      |   |
| 1122(d)(4)(i)   | Collateral      or security on mortgage loans is maintained as required by the transaction      agreements or related mortgage loan documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | X                                     |                                                                      |   |
| 1122(d)(4)(ii)  | Mortgage      loan and related documents are safeguarded as required by the transaction      agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | X                                     |                                                                      |   |
| 1122(d)(4)(iii) | Any      additions, removals or substitutions to the asset pool are made, reviewed      and approved in accordance with any conditions or requirements in the      transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | X                                     |                                                                      |   |
| 1122(d)(4)(iv)  | Payments      on mortgage loans, including any payoffs, made in accordance with the      related mortgage loan documents are posted to the Servicer's obligor      records maintained no more than two business days after receipt, or such      other number of days specified in the transaction agreements, and      allocated to principal, interest or other items (e.g., escrow) in      accordance with the related mortgage loan documents.                                                                                                                                                                                                                                                                                                    | X                                     | X(1)                                                                      |   |
| 1122(d)(4)(v)   | The      Servicer's records regarding file mortgage loans agree with the Servicer's      records with respect to an obligor's unpaid principal                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | X                                     |                                                                      |   |

|   |                                                                                                                                                                                                                                                                                               |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1)    | The servicer has      elected to take responsibility for assessing compliance with such      servicing criteria as permitted by the Interpretation 17.06 of the SEC      Division of Finance telephone interpretation with respect to the initial      processing of cash receipts at the lockbox. |
| (2)    | The servicer will      obtain an assertion of management and an accompanying 1122      attestation report from the vendor performing such    activities.                                                                                                                                 |

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|             | SERVICING      CRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | APPLICABLE      SERVICING CRITERIA    | INAPPLICABLE      SERVICING CRITERIA*                                     |
|------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------|---------------------------------------------------------------------------|
| Reference        | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | Performed      Directly by GreenPoint | Performed      by Vendor(s) for which GreenPoint is the responsible party |   |
|             | balance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |                                  |                                                                      |   |
| 1122(d)(4)(vi)   | Changes      with respect to the terms or status of an obligor's mortgage loans (e.g.,      loan modifications or re-agings) are made, reviewed and approved by      authorized personnel in accordance with the transaction agreements and      related pool asset documents.                                                                                                                                                                                                                                                                                                                                                              | X                                     |                                                                      |   |
| 1122(d)(4)(vii)  | Loss      mitigation or recovery actions (e.g., forbearance plans, modifications and      deeds in lieu of foreclosure, foreclosures and repossessions, as      applicable) are initiated, conducted and concluded in accordance with the      timeframes or other requirements established by the transaction      agreements.                                                                                                                                                                                                                                                                                                             | X                                     |                                                                      |   |
| 1122(d)(4)(viii) | Records      documenting collection efforts are maintained during the period a mortgage      loan is delinquent in accordance with the transaction agreements.       Such records are maintained on at least a monthly basis, or such other      period specified in the transaction agreements, and describe the entity's      activities in monitoring delinquent mortgage loans including, for example,      phone calls, letters and payment rescheduling plans in cases where      delinquency is deemed temporary (e.g., illness or      unemployment).                                                                          | X                                     |                                                                      |   |
| 1122(d)(4)(ix)   | Adjustments      to interest rates or rates of return for mortgage loans with variable      rates are computed based on the related mortgage loan      documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | X                                     |                                                                      |   |
| 1122(d)(4)(x)    | Regarding      any funds held in trust for an obligor (such as escrow accounts): (A) such      funds are analyzed, in accordance with the obligor's mortgage loan      documents, on at least an annual basis, or such other period specified in      the transaction agreements; (B) interest on such funds is paid, or      credited, to obligors in accordance with applicable mortgage loan      documents and state laws; and (C) such funds are returned to the obligor      within 30 calendar days of full repayment of the related mortgage loans,      or such other number of days specified in the transaction      agreements. | X                                     |                                                                      |   |
| 1122(d)(4)(xi)   | Payments      made on behalf of an obligor (such as tax or insurance payments) are made      on or before the related penalty or expiration dates, as indicated on the      appropriate bills or notices for such payments, provided that such support      has been received by the Servicer at least 30 calendar days prior to these      dates, or such other number of days specified in the transaction      agreements.                                                                                                                                                                                                               |                                  | X(2)                                                                      |   |
| 1122(d)(4)(xii)  | Any      late payment penalties in connection with any payment to be made on behalf      of an obligor are paid from the Servicer's funds and not charged to the      obligor, unless the late payment was due to the obligor's error or      omission.                                                                                                                                                                                                                                                                                                                                                                                     |                                  | X(2)                                                                      |   |
| 1122(d)(4)(xiii) | Disbursements      made on behalf of an obligor are posted within two business days to the      obligor's records maintained by the Servicer, or such other number of days      specified in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                    | X                                     |                                                                      |   |
| 1122(d)(4)(xiv)  | Delinquencies,      charge-offs and uncollectible accounts are recognized and recorded in      accordance with the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | X                                     |                                                                      |   |
| 1122(d)(4)(xv)   | Any      external enhancement or other support, identified in Item 1114(a)(1)      through (3) or Item 1115 of Regulation AB, is maintained as set forth in      the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                |                                  |                                                                      | X |

|   |                                                                                                                                                                                                                                                                                               |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (1)    | The servicer has      elected to take responsibility for assessing compliance with such      servicing criteria as permitted by the Interpretation 17.06 of the SEC      Division of Finance telephone interpretation with respect to the initial      processing of cash receipts at the lockbox. |
| (2)    | The servicer will      obtain an assertion of management and an accompanying 1122      attestation report from the vendor performing such    activities.                                                                                                                                 |

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