[Wells Fargo Logo]***Wells Fargo Bank N.A.**Home Mortgage Division**I Home Campus**Des Moines, IA 50328-0001***Wells Fargo Bank,**N.A.  **2007 Certification Regarding Compliance with Applicable Servicing Criteria**1.Wells Fargo Bank, N.A. (the "Servicer") is responsible for assessing compliance with the servicing  criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the year  ended December 31, 2007 (the "Reporting Period"), as set forth in Exhibit A hereto. The  transactions covered  by this report include transactions for which the Servicer's Wells Fargo Home  Mortgage division acted as the primary servicer of residential mortgage loans, other than the  servicing of such loans for Freddie Mac, Fannie Mae, Ginnie Mae, state and local go vernment bond programs, or a Federal Home Loan Bank (the "Platform");  2.The Servicer has engaged certain vendors, which are not deemed to  b e servicers as defined in Item  1101(j) of Regulation AB (the "Vendors"), to perform specific, limited or scripted activ ities for the Reporting Period, and the Servicer has elected to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors' activities as set forth in Exhibit A hereto;  3.Except as  set forth in paragraph 4 below, the Servicer used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria;  4.The criteria listed in the column titled "Inapplicable Servicing Criteria" on Exhibit A hereto are inapplicable to the Servicer based on the activities it performs, directly or through its Vendors, with respect to the Platform;  5.The Servicer has complied, in all material respects, with the applicable servicing criteria as of December 31, 2007, and for the Reporting Period with respect to the Platform taken as a whole; 6.The Servicer has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria as of December 31, 2007, or for the Reporting Period  with respect to the Platform taken as a whole; 7.The Servicer has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of December 31, 2007, or for the  Reporting Period with respect to the Platform taken as a whole: and  8.KPMG LLP, a registered public accounting firm, has issued an attestation report on the Servicer's  assessment of compliance with the applicable servicing crit eria for the Reporting Period, which attestation report is included on Exhibit B attached hereto. February 25, 2008 WELLS FARGO BANK, N.A. By: /s/ Mary C Coffin  Mary C. Coffin  Executive Vice President EXHIBIT A  t o  Wells Fargo Bank, N.A.'s  2007 Certification Regarding Compliance With Applicable Servicing Criteria  SERVICING  CRITERIA  APPLICABLE SERVICING CRITERIA  INAPPLICABLE SERVICING CRITERIA  Reference Criteria  Performed Directly  b y  Servicer Performed b y  Vendor(s) for which  Servicer is  the  Responsible  Party  Performed by  subservicer(s) or vendor(s) for which  Servicer is  NOT the Responsible  Party  NOT performed by  Servicer or by  subservicer(s) or vendor(s) retained by  Servicer General Servicing Considerations 1122(d)(1)(i) Policies and procedures arc instituted to monitor any performance or other triggers and events of default in X 1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to mon itor X 1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a  X 1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the  party participating in the servicing function throughout the X Cash Collection and Administration  1122(d)(2)(i) Payments on mortgage loans are deposited into the appropriate  custodial bank accounts and related bank X1 X2 1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or X 1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows  or distributions, and any interest or other fees X 1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained X 1122(d)(2)(v) Each custodial account is maintained at a federally insured  depository institution  as  set forth in the transaction agreements. For purposes of this criterion, "federally insured depository  institution" with respect to a foreign financial institution means a  foreign financial institution that meets the requirements of Rule  13k-1(b)(1) of' the Securities Exchange Act. X 1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized X3 X4 1A portion of this servicing criteria is performed by a vendor, as set forth in footnote 2 below. 2A lockbox v endor receives payments, creates transaction files, deposits checks, reconciles files to deposits and transmits the transaction files to Wells Fargo. 3A portion of this servicing criteria is performed by vendors, as set forth in footnote 4 below. 4Insurance vendors prepare and safeguard checks on behalf of Wells Fargo. SERVICING  CRITERIA  APPLICABLE SERVICING CRITERIA  INAPPLICABLE SERVICING CRITERIA  Reference Criteria  Performed Directly  b y  Servicer Performed b y  Vendor(s) for which  Servicer is  the  Responsible Party  Performed by  subservicer(s) or vendor(s) for which  Servicer is  NOT the Responsible  Party  NOT performed by  Servicer or bysubservicer(s)or vendor(s) retained by  Servicer 1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset- b acked securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations arc (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or X Investor Remittances and Reporting  1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction  agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with  timeframes and other terms set forth in the transaction  agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are  filed with the Commission as required by its rules and regulations: and (D) agree with investors' or the trustee's records  as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer. X 1122(d)(3)(ii) Amounts due to investors are allocated and remitted in  accordance with timeframes, distribution X 1122(d)(3)(iii) Disbursements made to an investor are posted within two  business days to the Servicer's investor records. X 1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with  cancelled checks, or other form of payment, or X Pool Asset Administration  1122(d)(4)(i) Collateral or security on mortgage loans is maintained as required  by the transaction agreements or related X 1122(d)(4)(ii) Mortgage loan and related documents are safeguarded as required  X by the transaction agreements  1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are  made, reviewed and approved in accordance X 1122(d)(4)(iv) Payments on mortg age loans, including any payoffs, made in  accordance with the related mortgage loan documents are posted  to the Servicer's obligor records maintained no more than two  X5 X6 1122(d)(4)(v) The Servicer's records reg arding the mortgage loans agree with  the Servicer's records with respect to an X 5 A portion of this servicing criteria is performed by a vendor, as set forth in footnote 6 below. 6 A lockbox vendor receives payments , creates transaction files, deposits checks, reconciles files to deposit and transmits the transaction files to Wells Fargo. SERVICING CRITERIA  APPLICABLE SERVICING CRITERIA  INAPPLICABLE SERVICING CRITERIA  Reference Criteria  Performed Directly  b y  Servicer Performed b y  Vendor(s) for which  Servicer is  the  Responsible  Party  Performed by  subservicer(s) or vendor(s) for which  Servicer is  NOT the Responsible  Party  NOT performed by  Servicer or by  subservicer(s) or vendor(s) retained by  Servicer 1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's  mort g age loans (e.g., loan modifications or re -agings) are made,      X 1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and  X 1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the  transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in X 1122(d)(4)(ix)  Adjustments to interest rates or rates of return for mortgage loans  with variable rates arc computed based on the X 1122(d)(4) (x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the  obligor's mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements ; (B) X 1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration  dates, as  indicated on the appropriate  bills or notices for such  payments, provided that such support has been received by the  X7 X8 Servicer at least 30 calendar days prior to these dates, or such  other number of days specified in the transaction agreements. 1122(d)(4)(xii) Any late payment penalties in connection with any payment to b e made on behalf of an obligor are paid from the           X 1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within  two business days to the obligor's records maintained by the Servicer, or such other X9 X10 1122(d)(4)(xiv) Delinquencies, charge-offs  and uncollectible accounts are  recognized and recorded in accordance with the X 1122(d)(4)(xv) Any external enhancement or other support identified in Item 1114(a)(I) through (3) or Item 1115 of Regulation AB, is  maintained as set forth in the transaction agreements. X 7 A portion of this servicing criteria is performed by vendors, as set forth in footnote 8 below. 8 Insurance vendors obtain renewal invoices, create disbursement transactions and submit payments to payees. 9 A portion of this servicing criteria is performed by one or more vendors, as set forth in footnote 10 below. 10 Insurance vendors obtain renewal invoices, create disbursement transactions and submit payments to  payees.