After recording, please return to:

Latham & Watkins LLP

885 Third Ave.

New York, NY 10022

ATTN: Curtis Peele


        DEED OF TRUST, SECURITY AGREEMENT, ASSIGNMENT OF RENTS AND LEASES
                               AND FIXTURE FILING

                                       by

                            JOHN H. HARLAND COMPANY,

                                   as Grantor

             in favor of FIRST AMERICAN TITLE INSURANCE AGENCY, LLC,

                                   as Trustee

                               for the benefit of

   CREDIT SUISSE, CAYMAN ISLANDS BRANCH as administrative agent and collateral
                               agent, Beneficiary

                             DATED AS OF May 1, 2007




                                                                            UTAH

            This DEED OF TRUST, SECURITY AGREEMENT, ASSIGNMENT OF RENTS AND
LEASES AND FIXTURE FILING, dated as of May 1, 2007 (this "Deed of Trust"), is
made by and from JOHN H. HARLAND COMPANY, a Georgia corporation ("Grantor"),
whose address is c/o Clarke American Corp., 10931 Laureate Drive, San Antonio,
TX 78249, in favor of FIRST AMERICAN TITLE INSURANCE AGENCY, LLC, with an
address at 251 West River Park Drive Suite 150, Provo, Utah 84604, as trustee
(together with its successors and assigns, in such capacity, "Trustee"), for the
benefit of CREDIT SUISSE, CAYMAN ISLANDS BRANCH, as administrative agent and
collateral agent (in such capacities and together with its successors, the
"Agent") for the Lenders, referred to below ("Beneficiary"), whose address is
Eleven Madison Avenue, New York, New York 10010. References to this Deed of
Trust shall mean this instrument and any and all renewals, modifications,
amendments, supplements, extensions, consolidations, substitutions, spreaders
and replacements of this instrument.

                                   Background

            A. Clarke American Corp., as borrower, and certain other affiliates
of Grantor, as subsidiary co-borrowers, have entered into a Credit Agreement
dated as of April 4, 2007, as modified by the pre-funding Joinder Agreement and
the post-acquisition Joinder Agreement, each dated as of the date hereof (and as
may be amended, supplemented or otherwise further modified from time to time,
the "Credit Agreement"), with several banks and other financial institutions
from time to time parties thereto (the "Lenders") and Beneficiary. The terms of
the Credit Agreement are incorporated by reference in this Deed of Trust as if
the terms thereof were fully set forth herein.

            Capitalized terms not otherwise defined herein shall have the
meanings ascribed thereto in the Credit Agreement. In the event of a conflict
between this Deed of Trust and the Credit Agreement, the terms and provisions of
the Credit Agreement shall control. References in this Deed of Trust to the
"Interest Rates" shall mean the interest rates provided for in Sections 2.11 and
2.12 of the Credit Agreement.

            B. Grantor is the owner of the parcel(s) of real property described
on Schedule A attached hereto and made a part hereof (such real property,
together with all of the buildings, improvements, structures and fixtures
(including, without limitation, to the extent owned by Grantor all gas and
electric fixtures, radiators, heaters, docks, engines and machinery, boilers,
ranges, elevators and motors, plumbing, heating and air conditioning fixtures,
carpeting and other floor coverings, water heaters, cleaning apparatus and other
items which are or are to be attached to such real property) now or subsequently
located thereon (the "Improvements"), being collectively referred to as the
"Real Estate").

            C. Subject to the terms and conditions of the Credit Agreement, (i)
each Tranche B Term Lender has agreed, severally and not jointly, to make a
Tranche B Term Loan to Grantor, as evidenced by the Credit Agreement and if
requested by any Lender, a promissory note (a "Note"); (ii) the Swingline Lender
has agreed to make Swingline Loans to Grantor; (iii) each Revolving Credit
Lender has agreed, severally and not jointly, to make Revolving Loans to




Grantor; and (iv) the Issuing Banks have agreed to issue letters of credit on
behalf of Grantor (the "Letters of Credit") and (v) certain lenders may make
additional extensions of credit under incremental loan facilities. The
obligations to reimburse L/C Disbursements (the "Reimbursement Obligations")
with respect to drawings under the Letters of Credit are evidenced by the Credit
Agreement.

            D. The obligations of the Lenders to make the Loans and to issue
Letters of Credit are conditioned upon, among other things, the execution and
delivery by Grantor of this Deed of Trust.

                                Granting Clauses

            For ten dollars ($10) and other good and valuable consideration, the
receipt and legal sufficiency of which are hereby acknowledged, Grantor agrees
that to secure:

            (a)   repayment of the principal in the amount of $2,150,000,000 or
                  so much thereof as may be outstanding from time to time of and
                  payment of interest (including, without limitation, interest
                  accruing after the maturity of the Loans made by each Lender
                  and interest accruing after the filing of any petition in
                  bankruptcy, or the commencement of any insolvency,
                  reorganization or like proceeding, relating to Grantor,
                  whether or not a claim for post-filing or post-petition
                  interest is allowed in such proceeding) on the Loans made by
                  each Lender to, and the Notes, if any, held by each Lender of,
                  Grantor;

            (b)   payment of all Reimbursement Obligations with respect to
                  drawings under the Letters of Credit;

            (c)   payment of all Secured Obligations;

            (d)   payment of all other obligations and liabilities of Grantor to
                  Beneficiary and the Lenders, whether direct or indirect,
                  absolute or contingent, due or to become due, or now existing
                  or hereafter incurred, which may arise under, out of, or in
                  connection with, the Credit Agreement, any Note, the Letters
                  of Credit, the Guarantee and Collateral Agreement (including
                  Borrower Obligations as defined therein), this Deed of Trust,
                  the other Collateral Documents and other Loan Documents or any
                  agreement providing for Secured Obligations or any other
                  document made, delivered or given in connection herewith or
                  therewith, in each case whether on account of principal,
                  interest, Reimbursement Obligations, fees, indemnities, costs,
                  expenses or otherwise (including, without limitation, all
                  reasonable fees and disbursements of counsel to Beneficiary or
                  to the Lenders that are required to be paid by Grantor
                  pursuant to the terms of the Credit Agreement, this Deed of
                  Trust or any other Loan Documents) (the items set forth in
                  clauses (a) through (d) being referred to herein collectively
                  as the "Indebtedness"); and


                                                                               2



            (e)   the performance and observance of each obligation, term,
                  covenant and condition to be performed or observed by Grantor
                  (the "Obligations") under, in connection with or pursuant to
                  the provisions of the Credit Agreement, any Note, the Letters
                  of Credit, the Guarantee and Collateral Agreement, this Deed
                  of Trust and any of the other Collateral Documents or any of
                  the other Loan Documents or any agreement providing for
                  Secured Obligations;

GRANTOR HEREBY GRANTS, BARGAINS, CONVEYS, ASSIGNS AND WARRANTS TO TRUSTEE, IN
TRUST, WITH POWER OF SALE, FOR THE BENEFIT OF BENEFICIARY AND, IN ADDITION
THERETO, HEREBY GRANTS TO BENEFICIARY A SECURITY INTEREST IN:

            (A) the Real Estate;

            (B) all the estate, right, title, interest, claim or demand
      whatsoever of Grantor, in possession or expectancy, in and to the Real
      Estate or any part thereof;

            (C) all right, title, estate and interest of Grantor in, to and
      under all easements, rights of way, strips and gores of land, streets,
      ways, alleys, passages, sewer rights, waters, water courses, water and
      riparian rights, development rights, air rights, mineral rights and all
      estates, rights, titles, interests, privileges, licenses, tenements,
      hereditaments and appurtenances belonging, relating or appertaining to the
      Real Estate, and any reversions, remainders, rents, issues, profits and
      revenue thereof and all land lying in the bed of any street, road or
      avenue, in front of or adjoining the Real Estate to the center line
      thereof;

            (D) all right, title, estate and interest of Grantor in and to all
      of the fixtures, "equipment" (as defined in the Uniform Commercial Code)
      chattels, business machines, machinery, apparatus, equipment, furnishings,
      fittings and articles of personal property of every kind and nature
      whatsoever, and all appurtenances and additions thereto and substitutions
      or replacements thereof (together with, in each case, attachments,
      components, parts and accessories) currently owned or subsequently
      acquired by Grantor and now or subsequently attached to, or contained in
      or used or usable in any way in connection with any operation or letting
      of the Real Estate, including but without limiting the generality of the
      foregoing, all screens, awnings, shades, blinds, curtains, draperies,
      artwork, carpets, rugs, storm doors and windows, furniture and
      furnishings, heating, electrical, and mechanical equipment, lighting,
      switchboards, plumbing, ventilating, air conditioning and air-cooling
      apparatus, refrigerating, and incinerating equipment, escalators,
      elevators, loading and unloading equipment and systems, stoves, ranges,
      laundry equipment, cleaning systems (including window cleaning apparatus),
      telephones, communication systems (including satellite dishes and
      antennae), televisions, computers, sprinkler systems and other fire
      prevention and extinguishing apparatus and materials, security systems,
      motors, engines, machinery, pipes, pumps, tanks, conduits, appliances,
      fittings and fixtures of every kind and description (all of the foregoing
      in this paragraph (D) being referred to as the "Equipment");


                                                                               3



            (E) all right, title, estate and interest of Grantor in and to all
      substitutes and replacements of, and all additions, improvements and
      concessions to, the Real Estate and the Equipment, subsequently acquired
      by or released to Grantor or constructed, assembled or placed by Grantor
      on the Real Estate, immediately upon such acquisition, release,
      construction, assembling or placement, including, without limitation, any
      and all building materials whether stored at the Real Estate or offsite,
      and, in each such case, without any further mortgage, conveyance,
      assignment or other act by Grantor;

            (F) all right, title, estate and interest of Grantor in, to and
      under all leases, subleases, underlettings, occupancy agreements,
      concession agreements, management agreements, licenses and other
      agreements relating to the use or occupancy of the Real Estate or the
      Equipment or any part thereof, now existing or subsequently entered into
      by Grantor and whether written or oral and all guarantees of any of the
      foregoing (collectively, as any of the foregoing may be amended, restated,
      extended, renewed or modified from time to time, the "Leases"), and all
      rights of Grantor in respect of cash and securities deposited thereunder
      and the right to receive and collect the revenues, income, rents, issues
      and profits thereof, together with all other rents, royalties, issues,
      profits, revenue, income and other benefits arising from the use and
      enjoyment of the Mortgaged Property (as defined below) (collectively, the
      "Rents");

            (G) all right, title, estate and interest of Grantor in and to all
      trade names, trade marks, logos, copyrights, licenses, good will and books
      and records resident in any form or on any media relating to or used in
      connection with the operation of the Real Estate or the Equipment or any
      part thereof; all general intangibles (as defined in the Uniform
      Commercial Code) related to the operation of the Real Estate, Equipment or
      Improvements now existing or hereafter arising and the license to use
      intellectual property such as computer software owned or licensed by
      Grantor or other proprietary business information relating to Grantor's
      policies, procedures, manuals and trade secrets and related to the
      operation of the Real Estate or Equipment;

            (H) all right, title, estate and interest of Grantor in and to all
      unearned premiums under insurance policies now or subsequently obtained by
      Grantor relating to the Real Estate or Equipment and Grantor's interest in
      and to all proceeds of any such insurance policies (including title
      insurance policies) including the right to collect and receive such
      proceeds, subject to the provisions relating to insurance generally set
      forth below; and all awards and other compensation, including the interest
      payable thereon and the right to collect and receive the same, made to the
      present or any subsequent owner of the Real Estate or Equipment for the
      taking by eminent domain, condemnation or otherwise, of all or any part of
      the Real Estate or any easement or other right therein;

            (I) all right, title, estate and interest of Grantor in and to (i)
      all contracts from time to time executed by Grantor or any manager or
      agent on its behalf relating to the ownership, construction, maintenance,
      repair, operation, occupancy, sale, leasing or financing of the Real
      Estate or Equipment or any part thereof and all agreements relating to the
      purchase or lease of any portion of the Real Estate or any property which
      is adjacent to the Real Estate, together with the right to exercise such
      options and all leases of Equipment (collectively, the "Contracts"), (ii)
      all consents, licenses, permits variances,


                                                                               4



      building permits, certificates of occupancy and other governmental
      approvals relating to construction, completion, occupancy, use or
      operation of the Real Estate or any part thereof (collectively, the
      "Permits") and (iii) all drawings, plans, specifications and similar or
      related items relating to the Real Estate (collectively, the "Plans");

            (J) all right, title, estate and interest of Grantor in and to any
      and all monies now or subsequently on deposit for the payment of real
      estate taxes or special assessments against the Real Estate or for the
      payment of premiums on insurance policies covering the foregoing property
      or otherwise on deposit with or held by Beneficiary as provided in this
      Deed of Trust; and all "documents" as defined in the Uniform Commercial
      Code or other receipts covering, evidencing or representing goods now
      owned or hereafter acquired by Grantor (collectively, "Documents"); all
      (i) "instruments" as defined in the Uniform Commercial Code, "chattel
      paper" as defined in the Uniform Commercial Code, or letters of credit,
      evidencing, representing, arising from or existing in respect of, relating
      to, securing or otherwise supporting the payment of, any of the Mortgaged
      Property (including, without limitation, promissory notes, drafts, bills
      of exchange and trade acceptances) and chattel paper obtained by Grantor
      in connection with the Mortgaged Property (including, without limitation,
      all ledger sheets, computer records and printouts, databases, programs,
      books of account and files of Grantor relating thereto) and (ii) notes or
      other obligations of indebtedness relating to the Mortgaged Property and
      owing to Grantor from whatever source arising, in each case now owned or
      hereafter acquired by Grantor; all "inventory" as defined in the Uniform
      Commercial Code, whether now or hereafter existing or acquired, and which
      arises out of or is used in connection with, directly or indirectly, the
      ownership and operation of the Mortgaged Property, all Documents
      representing the same and all proceeds and products of the same
      (including, without limitation, all goods, merchandise, raw materials,
      work in process and other personal property, wherever located, now or
      hereafter owned or held by Grantor for manufacture, processing, the
      providing of services or sale, use or consumption in the operation of the
      Mortgaged Property (including, without limitation, fuel, supplies and
      similar items and all substances commingled therewith or added thereto)
      and rights and claims of Grantor against anyone who may store or acquire
      the same for the account of Grantor, or from whom Grantor may purchase the
      same); and

            (K) all proceeds (as defined in the Uniform Commercial Code) which,
      in any event, shall include, without limitation, all proceeds, products,
      offspring, rents, profits or receipts, in whatever form, arising from the
      Mortgaged Property (including, without limitation, (i) cash, instruments
      and other property received, receivable or otherwise distributed in
      respect of or in exchange for any or all of the Mortgaged Property, (ii)
      the collection, sale, lease, sublease, concession, exchange, assignment,
      licensing or other disposition of, or realization upon, any item or
      portion of the Mortgaged Property (including, without limitation, all
      claims of Grantor against third parties for loss of, damage to,
      destruction of, or for proceeds payable under, or unearned premiums with
      respect to, policies of insurance in respect of, any the Mortgaged
      Property now existing or hereafter arising), (iii) any and all proceeds of
      any insurance, indemnity, warranty or guaranty payable to Grantor from
      time to time with respect to any of the Mortgaged Property, (iv) any and
      all payments (in any form whatsoever) made or due and payable to Grantor
      from time to time in connection with the requisition, confiscation,
      condemnation,


                                                                               5



      seizure or forfeiture of all or any part of the Mortgaged Property by any
      governmental authority (or any person acting under color of Governmental
      Authority) and (v) any and all other amounts from time to time paid or
      payable under or in connection with any of the Mortgaged Property), both
      cash and noncash, of the foregoing;

            (All of the foregoing property and rights and interests now owned or
      held or subsequently acquired by Grantor and described in the foregoing
      clauses (A) through (E) are collectively referred to as the "Premises",
      and those described in the foregoing clauses (A) through (K) are
      collectively referred to as the "Mortgaged Property").

            TO HAVE AND TO HOLD the Mortgaged Property and the rights and
privileges hereby mortgaged unto Trustee for the benefit and security of
Beneficiary and its successors and assigns for the uses and purposes set forth
herein, until the Indebtedness is fully paid and the Obligations fully
performed.

                              Terms and Conditions

            Grantor further represents, warrants, covenants and agrees with
Beneficiary as follows:

            1. Warranty of Title. Grantor warrants the good title to the
Premises, subject only to the matters that are set forth in Schedule B of any
title insurance policy or policies being issued to Beneficiary to insure the
lien of this Deed of Trust and Permitted Liens and any other matter that does
not materially interfere with use of the Real Estate as currently used (the
"Permitted Exceptions") and that Grantor has the full power, authority and right
to execute, deliver and perform its obligations under this Deed of Trust and to
encumber, mortgage, transfer, give, grant, bargain, sell, alienate, enfeoff,
convey, confirm, warrant, pledge, assign and hypothecate the same and that this
Deed of Trust is and will remain a valid and enforceable first lien on and
security interest in the Mortgaged Property, subject only to the Permitted
Exceptions. Grantor shall, until the satisfaction or release of this Deed of
Trust, warrant, defend and preserve such title and the validity and priority of
the lien of this Deed of Trust and shall, until the satisfaction or release of
this Deed of Trust, warrant and defend the same to Beneficiary against the
claims of all persons whomsoever.

            2. Payment of Indebtedness. Grantor shall pay or cause to be paid
the Indebtedness at the times and places and in the manner specified in any
Note, the Credit Agreement, Guarantee and Collateral Agreement and any other
agreement providing for Secured Obligations and shall perform all the
Obligations in a timely manner.

            3. Requirements. (a) Grantor shall promptly comply with, or cause to
be complied with, and conform to (i) all present and future laws, statutes,
codes, ordinances, orders, judgments, decrees, rules, regulations and
requirements, and irrespective of the nature of the work to be done, with
respect to the Mortgaged Property of each Governmental Authority which has
jurisdiction over the Mortgaged Property and (ii) all covenants, restrictions
and conditions now or later of record which may be applicable to any of the
Mortgaged Property, or to the use, manner of use, occupancy, possession,
operation, maintenance, alteration, repair or reconstruction of any of the
Mortgaged Property, except (in each such case) to the extent that


                                                                               6



failure to comply therewith could not, in the aggregate, reasonably be expected
to have a Material Adverse Effect. All present and future laws, statutes, codes,
ordinances, orders, judgments, decrees, rules, regulations and requirements of
every Governmental Authority applicable to Grantor in connection with the
Mortgaged Property or to any of the Mortgaged Property and all covenants,
restrictions, and conditions which now or later may be applicable to any of the
Premises are collectively referred to as the "Legal Requirements".

            (b) Notwithstanding the provisions of paragraph (a) of this Section,
Grantor shall have the right to contest or object in good faith to the validity
or application of any Legal Requirement by appropriate legal proceedings
diligently conducted in good faith, but such right shall not be deemed or
construed in any way as relieving, modifying, or extending Grantor's covenant to
comply with any such Legal Requirement unless (i) Grantor has given prior
written notice to Beneficiary of Grantor's intent so to contest or object to
such Legal Requirement, (ii) Grantor shall demonstrate to Beneficiary's
reasonable satisfaction that any delay in compliance with such Legal Requirement
shall not entail a risk of forfeiture of any of the Mortgaged Property or
subject Grantor or Beneficiary to any criminal liability, (iii) by the terms of
such Legal Requirement, compliance therewith pending prosecution of any such
legal proceeding may legally be delayed without incurring any lien, charge or
liability of any kind against the Mortgaged property (other than for Permitted
Exceptions), or any part thereof, unless Grantor shall furnish a good and
sufficient bond or surety as required by and reasonably satisfactory to
Beneficiary and (iv) all Permits remain in effect.

            4. Payment of Taxes and Other Impositions. Promptly when due,
Grantor shall pay and discharge (or cause to be paid and discharged) all
material tax liabilities (the "Impositions"), before the same shall become
delinquent or in default in accordance with Section 5.04 of the Credit Agreement

            5. Insurance. (a) Grantor shall maintain or cause to be maintained
on all of the Premises proper insurance in accordance with Section 5.10 of the
Credit Agreement.

            (b) Each insurance policy (other than flood insurance) shall (x)
provide that the insurer affording such coverage shall mail 30 days' written
notice to the Agent in the event of cancellation of such coverage, and (y) with
respect to all property insurance, provide for deductibles in an amount
reasonably satisfactory to Beneficiary and contain a "Replacement Cost
Endorsement" without any deduction made for depreciation and with no
co-insurance penalty (or attaching an agreed amount endorsement satisfactory to
Beneficiary), with loss payable solely to Beneficiary (modified, if necessary,
to provide that proceeds in the amount of replacement cost may be retained by
Beneficiary without the obligation to rebuild) as its interest may appear,
without contribution, under a "standard" or "New York" Beneficiary clause
acceptable to Beneficiary. Liability insurance policies shall name Beneficiary
as an additional insured and contain a waiver of subrogation against
Beneficiary. Each policy shall expressly provide that any proceeds which are
payable to Beneficiary shall be paid by check payable to the order of
Beneficiary and Grantor and requiring the endorsement of Beneficiary and
Grantor.

            (c) Grantor shall deliver to Beneficiary a certificate of such
insurance on the appropriate Acord Form(s) reasonably acceptable to Beneficiary.
Grantor shall (i) pay as they become due all premiums for such insurance and
(ii) concurrently with the expiration of each


                                                                               7



policy to be furnished pursuant to the provisions of this Section 5, deliver a
certificate of insurance in substantially the same form as described in the
first sentence of this Section 5(c).

            (d) Grantor promptly shall comply with and conform to (i) all
provisions of each such insurance policy, and (ii) all requirements of the
insurers applicable to Grantor or to any of the Mortgaged Property or to the
use, manner of use, occupancy, possession, operation, maintenance, alteration or
repair of any of the Mortgaged Property. Grantor shall not use or permit the use
of the Mortgaged Property in any manner which would permit any insurer to cancel
any insurance policy or void coverage required to be maintained by this Deed of
Trust.

            (e) If the Mortgaged Property, or any material part thereof, shall
be destroyed or damaged, Grantor shall give prompt notice thereof to
Beneficiary. If an Event of Default shall have occurred and be continuing, and
the Beneficiary delivers notice to the Grantor that it is exercising its rights
under this Section 5(e), then all insurance proceeds shall be paid to
Beneficiary to be held by Beneficiary as collateral to secure the payment and
performance of the Indebtedness and the Obligations. At all other times, Grantor
shall have the right to adjust such loss, and the insurance proceeds relating to
such loss shall be paid over to Grantor and Grantor shall, promptly after any
such damage, repair such damage to the extent required under the Credit
Agreement, regardless of whether any insurance proceeds have been received or
whether such proceeds, if received, are sufficient to pay for the costs of
repair; provided that, any such insurance proceeds (net of fees and expenses
incurred in connection with the applicable casualty event or the recovery of
such insurance proceeds, taxes paid or estimated in good faith to be payable as
a result thereof and amounts required to be applied to the repayment of
principal, premium, prepayment fees, penalties, if any and interest on
Indebtedness required to be paid as a result thereof) that are not so applied
shall be deemed to be, and shall be treated as, Net Proceeds from an Asset Sale
pursuant to and in accordance with the terms of Sections 2.20(a), (b) and (c) of
the Credit Agreement (and shall be subject to such provisions (I) whether or not
such net insurance proceeds derive from property or assets used in or related to
businesses contemplated to be excluded from such application in accordance with
the definition of "Designated Asset Sale" contained in the Credit Agreement and
(II) without regard to whether any of the enumerated exclusions contained in the
definition of "Asset Sale" contained in the Credit Agreement may be applicable).
If an Event of Default shall have occurred and be continuing, Beneficiary
shall have the right to adjust such loss and use the insurance proceeds to pay
the Indebtedness or repair the Mortgaged Property in its sole and absolute
discretion.

            (f) In the event of foreclosure of this Deed of Trust or other
transfer of title to the Mortgaged Property, all right, title and interest of
Grantor to the benefit of insurance under any insurance policies then in force,
which are applicable to loss involving the Mortgaged Property, shall pass to the
purchaser or Beneficiary.

            (g) Grantor may maintain insurance required under this Deed of Trust
by means of one or more blanket insurance policies maintained by Grantor;
provided, however, that (A) any such policy shall specify, or Grantor shall
furnish to Beneficiary a written statement from the insurer so specifying, the
maximum amount of the total insurance afforded by such blanket policy that is
applicable to the Premises and the other Mortgaged Property and any sublimits in
such blanket policy applicable to the Premises and the other Mortgaged Property
and


                                                                               8



(B) the protection afforded under any such blanket policy shall be no less than
that which would have been afforded under a separate policy or policies relating
only to the Mortgaged Property.

            6. Restrictions on Liens and Encumbrances. Except for the lien of
this Deed of Trust and the Permitted Exceptions, and except as permitted under
the Credit Agreement, Grantor shall not further mortgage, nor otherwise encumber
the Mortgaged Property nor create or suffer to exist any lien, charge or
encumbrance on the Mortgaged Property, or any part thereof, whether superior or
subordinate to the lien of this Deed of Trust and whether recourse or
non-recourse.

            7. Due on Sale and Other Transfer Restrictions. Except as permitted
under the Credit Agreement or Section 10 hereof, Grantor shall not sell,
transfer, convey or assign all or any portion of, or any interest in, the
Mortgaged Property.

            8. Maintenance. Grantor shall maintain or cause to be maintained all
the Improvements in accordance with the provisions of Section 5.05 of the Credit
Agreement.

            9. Condemnation/Eminent Domain. Promptly upon obtaining actual
knowledge of the institution of any proceedings for the condemnation of the
Mortgaged Property, or any portion thereof, Grantor shall notify Beneficiary of
the pendency of such proceedings. If an Event of Default occurs and is
continuing, Beneficiary is hereby authorized and empowered by Grantor to settle
or compromise any claim in connection with such condemnation and to receive all
awards and proceeds thereof to be held by Beneficiary as collateral to secure
the payment and performance of the Indebtedness and the Obligations.
Notwithstanding the preceding sentence, provided no Event of Default shall have
occurred and be continuing, but subject to the terms and provisions of the
Credit Agreement, Grantor shall, at its expense, diligently prosecute any
proceeding relating to such condemnation, settle or compromise any claims in
connection therewith in a manner consistent with its reasonable business
judgment and receive any awards or proceeds thereof.

            10. Leases. Except as permitted under the Credit Agreement, Grantor
shall not (i) execute an assignment or pledge of any Lease relating to all or
any portion of the Mortgaged Property other than in favor of Beneficiary, or
(ii) execute or permit to exist any Lease of any of the Mortgaged Property.

            11. Further Assurances. To further assure Beneficiary's rights under
this Deed of Trust, Grantor agrees upon demand of Beneficiary to do any act or
execute any additional documents (including, but not limited to, security
agreements on any personalty included or to be included in the Mortgaged
Property, a separate assignment of each Lease in recordable form and any Uniform
Commercial Code financing statements) as may be reasonably required by
Beneficiary to confirm the lien of this Deed of Trust and all other rights or
benefits conferred on Beneficiary.

            12. Beneficiary's Right to Perform. If Grantor fails to perform any
of the covenants or agreements of Grantor(other than with respect to the failure
to maintain insurance as required hereunder, in which case Beneficiary can
immediately perform), and such failure constitutes an Event of Default, without
waiving or releasing Grantor from any obligation or


                                                                               9



default under this Deed of Trust, Beneficiary may, at any time (but shall be
under no obligation to) pay or perform the same, and the amount or cost thereof,
with interest at the rate provided for in the Credit Agreement, shall
immediately, upon notice to Grantor, be due from Grantor to Beneficiary and the
same shall be secured by this Deed of Trust and shall be a lien on the Mortgaged
Property prior to any right, title to, interest in or claim upon the Mortgaged
Property attaching subsequent to the lien of this Deed of Trust. No payment or
advance of money by Beneficiary under this Section 12 shall be deemed or
construed to cure Grantor's default or waive any right or remedy of Beneficiary.

            13. Hazardous Material. Beneficiary shall have the right at any time
to conduct an environmental audit of the Premises, if it reasonably believes
there has been a violation of applicable Environmental Laws in connection with
such Premises, and Grantor shall cooperate in the conduct of such environmental
audit. Grantor shall comply with all provisions of the Credit Agreement
regarding Hazardous Materials and Environmental Laws.

            14. Events of Default. The occurrence of an Event of Default under
the Credit Agreement shall constitute an Event of Default hereunder.

            15. Remedies.

            (a) Upon the occurrence and during the continuation of any Event of
Default, in addition to any other rights and remedies Beneficiary may have
pursuant to the Loan Documents, or as provided by law, and without limitation,
Beneficiary may immediately take such action, without notice or demand, as it
deems advisable to protect and enforce its rights against Grantor and in and to
the Mortgaged Property, including, but not limited to, the following actions,
each of which may be pursued concurrently or otherwise, at such time and in such
manner as Beneficiary may determine, in its sole discretion, without impairing
or otherwise affecting the other rights and remedies of Beneficiary:

            (i) Beneficiary may, to the extent permitted by applicable law, (A)
      take immediate possession of all of the Mortgaged Property and take such
      action as Beneficiary, in its sole judgment, deems necessary to protect
      and preserve the Mortgaged Property, (B) institute, maintain and complete
      an action of mortgage foreclosure against all or any part of the Mortgaged
      Property and cause the Mortgaged Property to be sold in total or in parts,
      (C) purchase the Mortgaged Property at foreclosure sale, (D) institute and
      maintain an action on the Indebtedness, (E) sell all or part of the
      Mortgaged Property (Grantor expressly granting to Trustee for the benefit
      of Beneficiary the power of sale), or (F) take such other action at law or
      in equity for the enforcement of this Deed of Trust or any of the Loan
      Documents as the law may allow. Following a power of sale foreclosure, or
      in connection with a judicial foreclosure, Beneficiary may proceed in any
      such action to final judgment and execution thereon for all remaining sums
      due hereunder, together with interest thereon at the rate provided for in
      the Credit Agreement and all costs of suit, including, without limitation,
      reasonable attorneys' fees and disbursements. Interest at the rate
      provided for in the Credit Agreement shall be due on any judgment obtained
      by Beneficiary from the date of judgment until actual payment is made of
      the full amount of the judgment.


                                                                              10



            (ii) Beneficiary may personally, or by its agents, attorneys and
      employees and without regard to the adequacy or inadequacy of the
      Mortgaged Property or any other collateral as security for the
      Indebtedness and Obligations enter into and upon the Mortgaged Property
      and each and every part thereof and exclude Grantor and its agents and
      employees therefrom without liability for trespass, damage or otherwise
      (Grantor hereby agreeing to surrender possession of the Mortgaged Property
      to Beneficiary upon demand at any such time) and use, operate, manage,
      maintain and control the Mortgaged Property and every part thereof.
      Following such entry and taking of possession, Beneficiary shall be
      entitled, without limitation, (x) to lease all or any part or parts of the
      Mortgaged Property for such periods of time and upon such conditions as
      Beneficiary may, in its discretion, deem proper, (y) to enforce, cancel or
      modify any Lease and (z) generally to execute, do and perform any other
      act, deed, matter or thing concerning the Mortgaged Property as
      Beneficiary shall deem appropriate as fully as Grantor might do.

            (iii) At any time after the lapse of such time as may then be
      required by law following the recordation of a notice of default, and a
      notice of sale having been given in the manner required or permitted by
      law, Trustee, without demand on Grantor, may sell the Mortgaged Property
      on the date and at the time and place designated in such notice of sale,
      either as a whole or in separate parcels, and in such order as Beneficiary
      may request, at public auction to the highest bidder, the purchase price
      payable in lawful money of the United States at the time of sale. The
      person conducting the sale may, for any reason, postpone the sale from
      time to time to the extent permitted by law until it shall be completed
      and, in every such case, notice of postponement shall be given by public
      declaration thereof by such person at the time and place last appointed
      for the sale. Trustee shall execute and deliver to the purchaser its
      trustee's deed conveying the Mortgaged Property so sold, but without any
      covenant or warranty, express or implied. The recitals in the trustee's
      deed of any matters or facts shall be conclusive proof of the truthfulness
      thereof. Any person, including Beneficiary, may bid at the sale (with
      Beneficiary having the right to credit bid). Grantor agrees to surrender
      complete possession of the Mortgaged Property to the purchaser at the
      trustee's sale immediately after such sale in the event such possession
      has not previously been surrendered by Grantor.

            (iv) Even if steps have been taken to commence a power of sale
      foreclosure, Beneficiary shall have the option at all times to foreclose
      this Deed of Trust in the manner provided by law for the foreclosure of
      mortgages on real property. Beneficiary shall have the right at any time
      to commence a power of sale foreclosure even if Borrower has commenced a
      judicial foreclosure.

            (b) In case of a foreclosure sale, the Real Estate may be sold, at
Beneficiary's election, in one parcel or in more than one parcel and Beneficiary
is specifically empowered, (without being required to do so, and in its sole and
absolute discretion) to cause successive sales of portions of the Mortgaged
Property to be held.

            16. Sale of the Properties; Application of Proceeds. Subject to the
requirements of applicable law and the Credit Agreement, the proceeds or avails
of a power of sale foreclosure


                                                                              11



or any other foreclosure sale and all moneys received by Beneficiary pursuant to
any right given or action taken under the provisions of this Deed of Trust,
shall be applied as follows:

            First: To the payment of the costs and expenses of any such sale or
other enforcement proceedings in accordance with the terms hereof and of any
judicial proceeding wherein the same may be made, and in addition thereto,
reasonable compensation to Beneficiary, its agents and counsel, and of all sums
due to Beneficiary under the Loan Documents and all actual out-of-pocket
expenses, advances, liabilities and sums made or furnished or incurred by
Beneficiary or the holders under this Deed of Trust and the Loan Documents,
together with interest at the rate provided for in the Credit Agreement (or such
lesser amount as may be the maximum amount permitted by law), and all taxes,
assessments or other charges, except any taxes, assessments or other charges
subject to which the Mortgaged Property shall have been sold;

            Second: To the payment of the Indebtedness and Obligations in
accordance with Section 2.16(b) of the Credit Agreement; and

            Third: To the payment of the surplus, if any, to whomsoever may be
lawfully entitled to receive the same. Following a power of sale foreclosure,
Trustee, in its discretion, may deposit or interplead the balance of such
proceeds with the county clerk or a court of the county in which the sale took
place with Trustee entitled to be reimbursed in such action for its costs and
attorneys' fees.

            17. Right of Beneficiary to Credit Sale. Upon the occurrence of any
sale made under this Deed of Trust, whether made under the power of sale or by
virtue of judicial proceedings or of a judgment or decree of foreclosure and
sale, Beneficiary may bid for and acquire the Mortgaged Property or any part
thereof. In lieu of paying cash therefor, Beneficiary may make settlement for
the purchase price by crediting upon the Indebtedness or other sums secured by
this Deed of Trust the net sales price after deducting therefrom the expenses of
sale and the cost of the action and any other sums which Beneficiary is
authorized to deduct under this Deed of Trust. In such event, this Deed of
Trust, the Credit Agreement, any Note, the Guarantee and Collateral Agreement
and documents evidencing expenditures secured hereby may be presented to the
Person conducting the sale in order that the amount so used or applied may be
credited upon the Indebtedness as having been paid.

            18. Appointment of Receiver. If an Event of Default shall have
occurred and be continuing, Beneficiary as a matter of right and without notice
to Grantor, unless otherwise required by applicable law, and without regard to
the adequacy or inadequacy of the Mortgaged Property or any other collateral as
security for the Indebtedness and Obligations or the interest of Grantor
therein, shall have the right to apply to any court having jurisdiction to
appoint a receiver or receivers or other manager of the Mortgaged Property, and
Grantor hereby irrevocably consents to such appointment and waives notice of any
application therefor (except as may be required by law). Any such receiver or
receivers shall have all the usual powers and duties of receivers in like or
similar cases and all the powers and duties of Beneficiary in case of entry as
provided in this Deed of Trust, including, without limitation and to the extent
permitted by law, the right to enter into leases of all or any part of the
Mortgaged Property, and shall


                                                                              12



continue as such and exercise all such powers until the date of confirmation of
sale of the Mortgaged Property unless such receivership is sooner terminated.

            19. Extension, Release, etc. (a) Without affecting the lien or
charge of this Deed of Trust upon any portion of the Mortgaged Property not then
or theretofore released as security for the full amount of the Indebtedness,
Beneficiary may, from time to time and without notice, agree to (i) release any
person liable for the Indebtedness, (ii) extend the maturity or alter any of the
terms of the Indebtedness or any guaranty thereof, (iii) grant other
indulgences, (iv) release or reconvey, or cause to be released or reconveyed at
any time at Beneficiary's option any parcel, portion or all of the Mortgaged
Property, (v) take or release any other or additional security for any
obligation herein mentioned, or (vi) make compositions or other arrangements
with debtors in relation thereto. If at any time this Deed of Trust shall secure
less than all of the principal amount of the Indebtedness, it is expressly
agreed that any repayments of the principal amount of the Indebtedness shall not
reduce the amount of the lien of this Deed of Trust until the lien amount shall
equal the principal amount of the Indebtedness outstanding.

            (b) No recovery of any judgment by Beneficiary and no levy of an
execution under any judgment upon the Mortgaged Property or upon any other
property of Grantor shall affect the lien of this Deed of Trust or any liens,
rights, powers or remedies of Beneficiary hereunder, and such liens, rights,
powers and remedies shall continue unimpaired.

            (c) If Beneficiary shall have the right to foreclose this Deed of
Trust, Grantor authorizes Beneficiary at its option to foreclose the lien of
this Deed of Trust subject to the rights of any tenants of the Mortgaged
Property. The failure to make any such tenants parties defendant to any such
foreclosure proceeding and to foreclose their rights will not be asserted by
Grantor as a defense to any proceeding instituted by Beneficiary to collect the
Indebtedness or to foreclose the lien of this Deed of Trust.

            (d) Unless expressly provided otherwise, in the event that ownership
of this Deed of Trust and title to the Mortgaged Property or any estate therein
shall become vested in the same Person, this Deed of Trust shall not merge in
such title but shall continue as a valid lien on the Mortgaged Property for the
amount secured hereby.

            20. Security Agreement under Uniform Commercial Code. (a) It is the
intention of the parties hereto that this Deed of Trust shall constitute a
Security Agreement within the meaning of the Uniform Commercial Code (the
"Code") of the State of Utah. Unless as otherwise provided for in the Credit
Agreement, if an Event of Default shall occur and be continuing, then in
addition to having any other right or remedy available at law or in equity,
Beneficiary shall have the option of either (i) proceeding under the Code and
exercising such rights and remedies as may be provided to a secured party by the
Code with respect to all or any portion of the Mortgaged Property which is
personal property (including, without limitation, taking possession of and
selling such property) or (ii) treating such property as real property and
proceeding with respect to both the real and personal property constituting the
Mortgaged Property in accordance with Beneficiary's rights, powers and remedies
with respect to the real property (in which event the default provisions of the
Code shall not apply). If Beneficiary shall elect to proceed under the Code,
then ten days' notice of sale of the personal property shall be deemed
reasonable notice and the reasonable expenses of retaking, holding, preparing
for sale,


                                                                              13



selling and the like incurred by Beneficiary shall include, but not be limited
to, attorneys' fees and legal expenses. At Beneficiary's request, Grantor shall
assemble the personal property and make it available to Beneficiary at a place
designated by Beneficiary which is reasonably convenient to both parties.

            (b) Grantor and Beneficiary agree, to the extent permitted by law,
that: (i) this Deed of Trust upon recording or registration in the real estate
records of the proper office shall constitute a financing statement filed as a
"fixture filing" within the meaning of the Code; (ii) Grantor is the record
owner of the Real Estate; and (iii) the addresses of Grantor and Beneficiary are
as set forth on the first page of this Deed of Trust. Grantor's organizational
number issued by the State of Georgia is J408225.

            (c) Grantor, upon request by Beneficiary from time to time, shall
execute, acknowledge and deliver to Beneficiary one or more separate security
agreements, in form reasonably satisfactory to Beneficiary, covering all or any
part of the Mortgaged Property and will further execute, acknowledge and
deliver, or cause to be executed, acknowledged and delivered, any financing
statement, affidavit, continuation statement or certificate or other document as
Beneficiary may reasonably request in order to perfect, preserve, maintain,
continue or extend the security interest under and the priority of this Deed of
Trust and such security instrument. Grantor further agrees to pay to Beneficiary
on demand all costs and expenses incurred by Beneficiary in connection with the
preparation, execution, recording, filing and re-filing of any such document and
all reasonable costs and expenses of any record searches for financing
statements Beneficiary shall reasonably require. If Grantor shall fail to
furnish any financing or continuation statement within 10 days after request by
Beneficiary, then pursuant to the provisions of the Code, Grantor hereby
authorizes Beneficiary, without the signature of Grantor, to execute and file
any such financing and continuation statements. The filing of any financing or
continuation statements in the records relating to personal property or chattels
shall not be construed as in any way impairing the right of Beneficiary to
proceed against any personal property encumbered by this Deed of Trust as real
property, as set forth above.

            21. Assignment of Rents and Leases. (a) In furtherance of and in
addition to the assignment made by Grantor herein, Grantor hereby absolutely and
unconditionally assigns, sells, transfers and conveys to Beneficiary all of its
right, title and interest in and to all Leases, whether now existing or
hereafter entered into, and all of its right, title and interest in and to all
Rents. This assignment is an absolute assignment and not an assignment for
additional security only. So long as no Event of Default shall have occurred and
be continuing, Grantor shall have a revocable license from Beneficiary to
exercise all rights extended to the landlord under the Leases, including the
right to receive and collect all Rents and to hold the Rents in trust for use in
the payment and performance of the Obligations and to otherwise use the same.
The foregoing license is granted subject to the conditional limitation that no
Event of Default shall have occurred and be continuing. Upon the occurrence and
during the continuance of an Event of Default, whether or not legal proceedings
have commenced, and without regard to waste, adequacy of security for the
Obligations or solvency of Grantor, the license herein granted shall
automatically expire and terminate, without notice by Beneficiary (any such
notice being hereby expressly waived by Grantor).


                                                                              14



            (b) Grantor acknowledges that Beneficiary has taken all reasonable
actions necessary to obtain, and that upon recordation of this Deed of Trust,
Beneficiary shall have, to the extent permitted under applicable law, a valid
and fully perfected, first priority, present assignment of the Rents arising out
of the Leases and all security for such Leases subject to the Permitted Liens
and in the case of security deposits, rights of depositors and requirements of
law. Grantor acknowledges and agrees that upon recordation of this Deed of
Trust, Beneficiary's interest in the Rents shall be deemed to be fully
perfected, "choate" and enforced as to Grantor and all third parties, including,
without limitation, any subsequently appointed trustee in any case under Title
11 of the United States Code (the "Bankruptcy Code"), without the necessity of
commencing a foreclosure action with respect to this Deed of Trust, making
formal demand for the Rents, obtaining the appointment of a receiver or taking
any other affirmative action.

            (c) Without limitation of the absolute nature of the assignment of
the Rents hereunder, Grantor and Beneficiary agree that (a) this Deed of Trust
shall constitute a "security agreement" for purposes of Section 552(b) of the
Bankruptcy Code, (b) the security interest created by this Deed of Trust extends
to property of Grantor acquired before the commencement of a case in bankruptcy
and to all amounts paid as Rents, and (c) such security interest shall extend to
all Rents acquired by the estate after the commencement of any case in
bankruptcy.

            22. Trust Funds. All lease security deposits of the Real Estate
shall be treated as trust funds not to be commingled with any other funds of
Grantor. Within 10 days after request by Beneficiary, Grantor shall furnish
Beneficiary satisfactory evidence of compliance with this Section 22, together
with a statement of all lease security deposits by lessees and copies of all
Leases not previously delivered to Beneficiary, which statement shall be
certified by Grantor.

            23. Additional Rights. The holder of any subordinate lien on the
Mortgaged Property shall have no right to terminate any Lease whether or not
such Lease is subordinate to this Deed of Trust nor shall any holder of any
subordinate lien join any tenant under any Lease in any action to foreclose the
lien or modify, interfere with, disturb or terminate the rights of any tenant
under any Lease. By recordation of this Deed of Trust all subordinate
lienholders are subject to and notified of this provision, and any action taken
by any such lienholder contrary to this provision shall be null and void. Unless
as otherwise provided for in the Credit Agreement, upon the occurrence, and
during the continuation, of any Event of Default, Beneficiary may, in its sole
discretion and without regard to the adequacy of its security under this Deed of
Trust, apply all or any part of any amounts on deposit with Beneficiary under
this Deed of Trust against all or any part of the Indebtedness. Any such
application shall not be construed to cure or waive any Default or Event of
Default or invalidate any act taken by Beneficiary on account of such Default or
Event of Default.

            24. Rights and Responsibilities of Trustee; Other Provisions
Relating to Trustee.

            Notwithstanding anything to the contrary in this Deed of Trust,
Grantor and Beneficiary agree as follows.

            (a)   Exercise of Remedies by Trustee. To the extent that this Deed
of Trust or applicable law authorizes or empowers Beneficiary to exercise any
remedies set forth in Section 15 hereof or otherwise, or perform any acts in
connection therewith, Trustee (but not to the


                                                                              15



exclusion of Beneficiary unless so required under the law of the State) shall
have the power to exercise any or all such remedies, and to perform any acts
provided for in this Deed of Trust in connection therewith, all for the benefit
of Beneficiary and on Beneficiary's behalf in accordance with applicable law of
the State. In connection therewith, Trustee: (a) shall not exercise, or waive
the exercise of, any Beneficiary's remedies (other than any rights of Trustee to
any indemnity or reimbursement), except at Beneficiary's request, and (b) shall
exercise, or waive the exercise of, any or all of Beneficiary's remedies at
Beneficiary's request, and in accordance with Beneficiary's directions as to the
manner of such exercise or waiver. Trustee may, however, decline to follow
Beneficiary's request or direction if Trustee shall be advised by counsel that
the action or proceeding, or manner thereof, so directed may not lawfully be
taken or waived.

            (b)   Rights and Privileges of Trustee. To the extent that this Deed
of Trust requires Grantor to reimburse Beneficiary for any expenditures
Beneficiary may incur, Trustee shall be entitled to the same rights to
reimbursement of expenses as Beneficiary, subject to such limitations and
conditions as would apply in the case of Beneficiary. To the extent that this
Deed of Trust negates or limits Beneficiary's liability as to any matter,
Trustee shall be entitled to the same negation or limitation of liability. To
the extent that Grantor, pursuant to this Deed of Trust, appoints Beneficiary as
Grantor's attorney in fact for any purpose, Beneficiary or (when so instructed
by Beneficiary) Trustee shall be entitled to act on Grantor's behalf without
joinder or confirmation by the other.

            (c)   Authority of Beneficiary. If Beneficiary is a banking
corporation, state banking corporation or a national banking association and the
instrument of appointment of any successor or replacement Trustee is executed on
Beneficiary's behalf by an officer of such corporation, state banking
corporation or national banking association, then such appointment may be
executed by any authorized officer or agent of Beneficiary and such appointment
shall be conclusively presumed to be executed with authority and shall be valid
and sufficient without proof of any action by the board of directors or any
superior officer of Beneficiary.

            (d)   Effect of Appointment of Successor Trustee. Upon the
appointment and designation of any successor, substitute or replacement Trustee,
Trustee's entire estate and title in the Mortgaged Property shall vest in the
designated successor, substitute or replacement Trustee. Such successor,
substitute or replacement Trustee shall thereupon succeed to and shall hold,
possess and execute all the rights, powers, privileges, immunities and duties
herein conferred upon Trustee. All references herein to Trustee shall be deemed
to refer to Trustee (including any successor or substitute appointed and
designated as herein provided) from time to time acting hereunder.

            (e)   Confirmation of Transfer and Succession. Any new Trustee
appointed pursuant to any of the provisions hereof shall, without any further
act, deed or conveyance, become vested with all the estates, properties, rights,
powers and trusts of his predecessor in the rights hereunder with like effect as
if originally named as Trustee herein; but nevertheless, upon the written
request of Beneficiary or of any successor, substitute or replacement Trustee,
any former Trustee ceasing to act shall execute and deliver an instrument
transferring to such successor, substitute or replacement Trustee all of the
right, title, estate and interest in the Mortgaged Property of Trustee so
ceasing to act, together with all the rights, powers, privileges,


                                                                              16



immunities and duties herein conferred upon Trustee, and shall duly assign,
transfer and deliver all properties and moneys held by said Trustee hereunder to
said successor, substitute or replacement Trustee.

            (f)   Exculpation. Trustee shall not be liable for any error of
judgment or act done by Trustee in good faith, or otherwise be responsible or
accountable under any circumstances whatsoever, except for Trustee's gross
negligence, willful misconduct or knowing violation of law. Trustee shall not be
personally liable in case of entry by him, or anyone entering by virtue of the
powers herein granted him, upon the Mortgaged Property for debts contracted or
liability or damages incurred in the management or operation of the Mortgaged
Property. Trustee shall have the right to rely on any instrument, document or
signature authorizing or supporting any action taken or proposed to be taken by
it hereunder, believed by it in good faith to be genuine. All moneys received by
Trustee shall, until used or applied as herein provided, be held in trust for
the purposes for which they were received, but need not be segregated in any
manner from any other moneys (except to the extent required by law). Trustee
shall be under no liability for interest on any moneys received by it hereunder.

            (g)   Endorsement and Execution of Documents. Upon Beneficiary's
written request, Trustee shall, without liability or notice to Grantor, execute,
consent to, or join in any instrument or agreement in connection with or
necessary to effectuate the purposes of this Deed of Trust. Grantor hereby
irrevocably designates Trustee as its attorney in fact to execute, acknowledge
and deliver, on Grantor's behalf and in Grantor's name, all instruments or
agreements necessary to implement any provision(s) of this Deed of Trust or to
further perfect the lien created by this Deed of Trust on the Mortgaged
Property. This power of attorney shall be deemed to be coupled with an interest
and shall survive any disability of Grantor.

            (h)   Multiple Trustees. If Beneficiary appoints multiple trustees,
then any Trustee, individually, may exercise all powers granted to Trustee under
this instrument, without the need for action by any other Trustee(s).

            (i)   No Required Action. Trustee shall not be required to take any
action under this Deed of Trust or to institute, appear in or defend any action,
suit or other proceeding in connection therewith where in his opinion such
action will be likely to involve him in expense or liability, unless requested
so to do by a written instrument signed by Beneficiary and, if Trustee so
requests, unless Trustee is tendered security and indemnity satisfactory to him
against any and all costs, expense and liabilities arising therefrom. Trustee
shall not be responsible for the execution, acknowledgment or validity of this
Deed of Trust, or for the proper authorization thereof, or for the sufficiency
of the lien and security interest purported to be created hereby, and makes no
representation in respect thereof or in respect of the rights, remedies and
recourses of Beneficiary.

            (j)   Terms of Trustee's Acceptance. Trustee accepts the trust
created by this Deed of Trust upon the following terms and conditions:

                  (i) Delegation. Trustee may exercise any of its powers through
            appointment of attorney(s) in fact or agents.


                                                                              17



                  (ii) Security. Trustee shall be under no obligation to take
            any action upon any Event of Default unless furnished security or
            indemnity, in form satisfactory to Trustee, against costs, expenses,
            and liabilities that Trustee may incur.

                  (iii) Costs and Expenses. Grantor shall reimburse Trustee, as
            part of the Obligations secured hereunder, for all reasonable
            disbursements and expenses (including reasonable legal fees and
            expenses) incurred by reason of or arising from an Event of Default
            and as provided for in this Deed of Trust, including any of the
            foregoing incurred in Trustee's administering and executing the
            trust created by this Deed of Trust and performing Trustee's duties
            and exercising Trustee's powers under this Deed of Trust.

            24. Notices. All notices, requests, demands and other communications
hereunder shall be given in accordance with the provisions of Section 9.01 of
the Credit Agreement to Grantor in care of Borrower and to Beneficiary as
specified therein.

            25. No Oral Modification. This Deed of Trust may not be amended,
supplemented or otherwise modified except in accordance with the provisions of
Section 9.02 of the Credit Agreement. To the extent permitted by Applicable Law,
any agreement made by Grantor and Beneficiary after the date of this Deed of
Trust relating to this Deed of Trust shall be superior to the rights of the
holder of any intervening or subordinate lien or encumbrance.

            26. Partial Invalidity. In the event any one or more of the
provisions contained in this Deed of Trust shall for any reason be held to be
invalid, illegal or unenforceable in any respect, such invalidity, illegality or
unenforceability shall not affect any other provision hereof, but each shall be
construed as if such invalid, illegal or unenforceable provision had never been
included. Notwithstanding to the contrary anything contained in this Deed of
Trust or in any provisions of the Indebtedness or Loan Documents, the
obligations of Grantor and of any other obligor under the Indebtedness or Loan
Documents shall be subject to the limitation that Beneficiary shall not charge,
take or receive, nor shall Grantor or any other obligor be obligated to pay to
Beneficiary, any amounts constituting interest in excess of the maximum rate
permitted by law to be charged by Beneficiary.

            27. Grantor's Waiver of Rights. To the fullest extent permitted by
law, Grantor waives the benefit of all laws now existing or that may
subsequently be enacted providing for (i) any appraisement before sale of any
portion of the Mortgaged Property, (ii) any extension of the time for the
enforcement of the collection of the Indebtedness or the creation or extension
of a period of redemption from any sale made in collecting such debt and (iii)
exemption of the Mortgaged Property from attachment, levy or sale under
execution or exemption from civil process. To the full extent Grantor may do so,
Grantor agrees that Grantor will not at any time insist upon, plead, claim or
take the benefit or advantage of any law now or hereafter in force providing for
any appraisement, valuation, stay, exemption, extension or redemption, or
requiring foreclosure of this Deed of Trust before exercising any other remedy
granted hereunder and Grantor, for Grantor and its successors and assigns, and
for any and all Persons ever claiming any interest in the Mortgaged Property, to
the extent permitted by law, hereby waives and releases all rights of
redemption, valuation, appraisement, stay of execution, notice of


                                                                              18



election to mature or declare due the whole of the secured indebtedness and
marshalling in the event of foreclosure of the liens hereby created.

            28. Remedies Not Exclusive. Beneficiary shall be entitled to enforce
payment of the Indebtedness and performance of the Obligations and to exercise
all rights and powers under this Deed of Trust or under any of the other Loan
Documents or other agreement or any laws now or hereafter in force,
notwithstanding some or all of the Indebtedness and Obligations may now or
hereafter be otherwise secured, whether by mortgage, security agreement, pledge,
lien, assignment or otherwise. Neither the acceptance of this Deed of Trust nor
its enforcement, shall prejudice or in any manner affect Beneficiary's right to
realize upon or enforce any other security now or hereafter held by Beneficiary,
it being agreed that Beneficiary shall be entitled to enforce this Deed of Trust
and any other security now or hereafter held by Beneficiary in such order and
manner as Beneficiary may determine in its absolute discretion. No remedy herein
conferred upon or reserved to Beneficiary is intended to be exclusive of any
other remedy herein or by law provided or permitted, but each shall be
cumulative and shall be in addition to every other remedy given hereunder or now
or hereafter existing at law or in equity or by statute. Every power or remedy
given by any of the Loan Documents to Beneficiary or to which it may otherwise
be entitled, may be exercised, concurrently or independently, from time to time
and as often as may be deemed expedient by Beneficiary. In no event shall
Beneficiary, in the exercise of the remedies provided in this Deed of Trust
(including, without limitation, in connection with the assignment of Rents to
Beneficiary, or the appointment of a receiver and the entry of such receiver on
to all or any part of the Mortgaged Property), be deemed a "Beneficiary in
possession," and Beneficiary shall not in any way be made liable for any act,
either of commission or omission, in connection with the exercise of such
remedies.

            29. Multiple Security. If (a) the Premises shall consist of one or
more parcels, whether or not contiguous and whether or not located in the same
county, or (b) in addition to this Deed of Trust, Beneficiary shall now or
hereafter hold one or more additional mortgages, liens, deeds of trust or other
security (directly or indirectly) for the Indebtedness upon other property in
the State in which the Premises are located (whether or not such property is
owned by Grantor or by others) or (c) both the circumstances described in
clauses (a) and (b) shall be true, then to the fullest extent permitted by law,
Beneficiary may, at its election, commence or consolidate in a single
foreclosure action all foreclosure proceedings against all such collateral
securing the Indebtedness (including the Mortgaged Property), which action may
be brought or consolidated in the courts of any county in which any of such
collateral is located. Grantor acknowledges that the right to maintain a
consolidated foreclosure action is a specific inducement to Beneficiary to
extend the Indebtedness, and Grantor expressly and irrevocably waives any
objections to the commencement or consolidation of the foreclosure proceedings
in a single action and any objections to the laying of venue or based on the
grounds of forum non conveniens which it may now or hereafter have. Grantor
further agrees that if Beneficiary shall be prosecuting one or more foreclosure
or other proceedings against a portion of the Mortgaged Property or against any
collateral other than the Mortgaged Property, which collateral directly or
indirectly secures the Indebtedness, or if Beneficiary shall have obtained a
judgment of foreclosure and sale or similar judgment against such collateral,
then, whether or not such proceedings are being maintained or judgments were
obtained in or outside the State in which the Premises are located, Beneficiary
may commence or continue foreclosure proceedings and exercise its other remedies
granted in this Deed of Trust against all or any part of the Mortgaged


                                                                              19



Property and Grantor waives any objections to the commencement or continuation
of a foreclosure of this Deed of Trust or exercise of any other remedies
hereunder based on such other proceedings or judgments, and waives any right to
seek to dismiss, stay, remove, transfer or consolidate either any action under
this Deed of Trust or such other proceedings on such basis. Neither the
commencement nor continuation of proceedings to foreclose this Deed of Trust nor
the exercise of any other rights hereunder nor the recovery of any judgment by
Beneficiary in any such proceedings shall prejudice, limit or preclude
Beneficiary's right to commence or continue one or more foreclosure or other
proceedings or obtain a judgment against any other collateral (either in or
outside the State in which the Premises are located) which directly or
indirectly secures the Indebtedness, and Grantor expressly waives any objections
to the commencement of, continuation of, or entry of a judgment in such other
proceedings or exercise of any remedies in such proceedings based upon any
action or judgment connected to this Deed of Trust, and Grantor also waives any
right to seek to dismiss, stay, remove, transfer or consolidate either such
other proceedings or any action under this Deed of Trust on such basis. It is
expressly understood and agreed that to the fullest extent permitted by law,
Beneficiary may, at its election, cause the sale of all collateral which is the
subject of a single foreclosure action at either a single sale or at multiple
sales conducted simultaneously and take such other measures as are appropriate
in order to effect the agreement of the parties to dispose of and administer all
collateral securing the Indebtedness (directly or indirectly) in the most
economical and least time-consuming manner.

            30. Successors and Assigns. All covenants of Grantor contained in
this Deed of Trust are imposed solely and exclusively for the benefit of
Beneficiary and its successors and assigns, and no other person or entity shall
have standing to require compliance with such covenants or be deemed, under any
circumstances, to be a beneficiary of such covenants, any or all of which may be
freely waived in whole or in part by Beneficiary at any time if in its sole
discretion it deems such waiver advisable. All such covenants of Grantor shall
run with the land and bind Grantor, the successors and assigns of Grantor (and
each of them) and all subsequent owners, encumbrances and tenants of the
Mortgaged Property, and shall inure to the benefit of Beneficiary, its
successors and assigns. The word "Grantor" shall be construed as if it read
"Grantors" whenever the sense of this Deed of Trust so requires and if there
shall be more than one Grantor, the obligations of Grantors shall be joint and
several.

            31. No Waivers, etc. Any failure by Beneficiary to insist upon the
strict performance by Grantor of any of the terms and provisions of this Deed of
Trust shall not be deemed to be a waiver of any of the terms and provisions
hereof, and Beneficiary, notwithstanding any such failure, shall have the right
thereafter to insist upon the strict performance by Grantor of any and all of
the terms and provisions of this Deed of Trust to be performed by Grantor.
Beneficiary may release, regardless of consideration and without the necessity
for any notice to or consent by the holder of any subordinate lien on the
Mortgaged Property, any part of the security held for the obligations secured by
this Deed of Trust without, as to the remainder of the security, in anywise
impairing or affecting the lien of this Deed of Trust or the priority of such
lien over any subordinate lien.

            32. Governing Law, etc. This Deed of Trust shall be governed by and
construed in accordance with the laws of Utah, except that Grantor expressly
acknowledges that by its terms the Credit Agreement and any Note shall be
governed and construed in accordance with


                                                                              20



the laws of the State of New York, without regard to principles of conflict of
law, and for purposes of consistency, Grantor agrees that in any in personam
proceeding related to this Deed of Trust the rights of the parties to this Deed
of Trust shall also be governed by and construed in accordance with the laws of
the State of New York governing contracts made and to be performed in that
State, without regard to principles of conflict of law.

            33. Certain Definitions. Unless the context clearly indicates a
contrary intent or unless otherwise specifically provided herein, words used in
this Deed of Trust shall be used interchangeably in singular or plural form and
the word "Grantor" shall mean "each Grantor or any subsequent owner or owners of
the Mortgaged Property or any part thereof or interest therein," the word
"Beneficiary" shall mean "Beneficiary or any successor agent for the Lenders,"
the word "person" shall include any individual, corporation, partnership, trust,
unincorporated association, government, governmental authority, or other entity,
and the words "Mortgaged Property" shall include any portion of the Mortgaged
Property or interest therein. Whenever the context may require, any pronouns
used herein shall include the corresponding masculine, feminine or neuter forms,
and the singular form of nouns and pronouns shall include the plural and vice
versa. The captions in this Deed of Trust are for convenience or reference only
and in no way limit or amplify the provisions hereof.


                                                                              21



            This Deed of Trust has been duly executed by Grantor on the date
first above written.

                                         JOHN H. HARLAND COMPANY


                                         By:/s/ Edward P. Taibi
                                            ------------------------------------
                                            Name:  Edward P. Taibi
                                            Title: Assistant Secretary


                                                                              22



STATE OF NEW YORK )
                  ) ss.
COUNTY OF NEW YORK)

      The foregoing instrument was acknowledged before me this 30 day of April,
2007, by Edward P. Taibi, the Assistant Secretary of John H. Harland Company, a
Georgia corporation.


                                              /s/ Joshua Babbit
                                              ----------------------------
                                              Notary Public

My commission expires: August 7, 2010

Residing at: 23 Waverly Place #3N, New York, NY 10003


                                                                              23



                                   Schedule A

                           Description of the Premises

PARCEL NO 1:
LOT 3, SALT LAKE INTERNATIONAL CENTER NO. 7, ACCORDING TO THE OFFICIAL PLAT
THEREOF ON FILE AND OF RECORD IN THE SALT LAKE COUNTY RECORDER'S OFFICE.

PARCEL NO 2:
A PARCEL OF LAND, THE EASTERN 341.43 FEET OF LOT 2, PLAT 7, SALT LAKE
INTERNATIONAL CENTER, AN INDUSTRIAL SUBDIVISION LOCATED IN SECTION 36, TOWNSHIP
1 NORTH, RANGE 2 WEST, SALT LAKE BASE AND MERIDIAN; AND BEING MORE PARTICULARLY
DESCRIBED AS FOLLOWS:

BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 2 AND RUNNING THENCE SOUTH
0(degree)02'00" EAST, 301.00 FEET; THENCE SOUTH 89(degree)58'00" WEST, 341.43
FEET; THENCE NORTH 0(degree)02'00" WEST 301.00 FEET; THENCE NORTH
89(degree)58'00" EAST, 341.43 FEET TO THE POINT OF BEGINNING.

PARCEL NO. 2A:
TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR ACCESS AS SET OUT IN THAT CERTAIN
WARRANTY DEED RECORDED JULY 15, 1983, AS ENTRY NO. 3818936, IN BOOK 5475 AT PAGE
867 OF OFFICIAL RECORDS AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT THE NORTHWEST CORNER OF SAID PARCEL 2, SAID POINT BEING SOUTH
89(degree)58'00" WEST 341.43 FEET FROM THE NORTHEAST CORNER OF SAID LOT 2, PLAT
7; AND No. 279874UT7

RUNNING THENCE SOUTH 0(degree)02'00" EAST, 130.00 FEET; THENCE SOUTH
89(degree)58'00" WEST, 15.00 FEET; THENCE NORTH 0(degree)02'00" WEST, 130.00
FEET; THENCE NORTH 89(degree)58'00" EAST, 15.00 FEET TO THE POINT OF BEGINNING.

Said property is also known by the street address of:
Parcel No. 1: 4867 West Harold Gatty Drive, Salt Lake City, UT 84116
Parcel No. 2: 4883 West Harold Gatty Drive, Salt Lake City, UT 84116