STATE OF SOUTH CAROLINA

COUNTY OF LEXINGTON


                                    MORTGAGE

                                      from

                       JOHN H. HARLAND COMPANY, Mortgagor

                                       to

        CREDIT SUISSE, CAYMAN ISLANDS BRANCH as administrative agent and
                           collateral agent, Mortgagee

                             DATED AS OF MAY 1, 2007


                       After recording, please return to:

                              Latham & Watkins LLP
                                 885 Third Ave.
                               New York, NY 10022

                               ATTN: Curtis Peele


                         COLLATERAL INCLUDES FIXTURES.
                 THIS DOCUMENT SERVES AS A FIXTURE FILING UNDER
                      SOUTH CAROLINA CODE SECTION 36-9-502




                                                                  South Carolina

            THIS MORTGAGE, dated as of May 1, 2007 is made by JOHN H. HARLAND
COMPANY, a Georgia corporation ("Mortgagor"), whose address c/o Clarke American
Corp., 10931 Laureate Drive, San Antonio, TX 78249, to CREDIT SUISSE, CAYMAN
ISLANDS BRANCH, as administrative agent and collateral agent (in such capacities
and together with its successors, the "Agent") for the Lenders, referred to
below ("Mortgagee"), whose address is Eleven Madison Avenue, New York, New York
10010. References to this "Mortgage" shall mean this instrument and any and all
renewals, modifications, amendments, supplements, extensions, consolidations,
substitutions, spreaders and replacements of this instrument.

                                   Background

            A. Clarke American Corp., as borrower, and certain other affiliates
of Mortgagor, as subsidiary co-borrowers, have entered into a Credit Agreement
dated as of April 4, 2007, as modified by the pre-funding Joinder Agreement and
the post-acquisition Joinder Agreement, each dated as of the date hereof (and as
may be amended, supplemented or otherwise further modified from time to time,
the "Credit Agreement"), with several banks and other financial institutions
from time to time parties thereto (the "Lenders") and Mortgagee. The terms of
the Credit Agreement are incorporated by reference in this Mortgage as if the
terms thereof were fully set forth herein.

            Capitalized terms not otherwise defined herein shall have the
meanings ascribed thereto in the Credit Agreement. In the event of a conflict
between this Mortgage and the Credit Agreement, the terms and provisions of the
Credit Agreement shall control. References in this Mortgage to the "Interest
Rates" shall mean the interest rates provided for in Sections 2.11 and 2.12 of
the Credit Agreement.

            B. Mortgagor is the owner of the parcel(s) of real property
described on Schedule A attached hereto and made a part hereof (such real
property, together with all of the buildings, improvements, structures and
fixtures (including, without limitation, to the extent owned by Mortgagor all
gas and electric fixtures, radiators, heaters, docks, engines and machinery,
boilers, ranges, elevators and motors, plumbing, heating and air conditioning
fixtures, carpeting and other floor coverings, water heaters, cleaning apparatus
and other items which are or are to be attached to such real property) now or
subsequently located thereon (the "Improvements"), being collectively referred
to as the "Real Estate").

            C. Subject to the terms and conditions of the Credit Agreement, (i)
each Tranche B Term Lender has agreed, severally and not jointly, to make a
Tranche B Term Loan to Mortgagor, as evidenced by the Credit Agreement and if
requested by any Lender, a promissory note (a "Note"); (ii) the Swingline Lender
has agreed to make Swingline Loans to Mortgagor; (iii) each Revolving Credit
Lender has agreed, severally and not jointly, to make Revolving Loans to
Mortgagor; and (iv) the Issuing Banks have agreed to issue letters of credit on
behalf of Mortgagor (the "Letters of Credit") and (v) certain lenders may make
additional extensions of credit under incremental loan facilities. The
obligations to reimburse L/C Disbursements (the "Reimbursement Obligations")
with respect to drawings under the Letters of Credit are evidenced by the Credit
Agreement.




            D. The obligations of the Lenders to make the Loans and to issue
Letters of Credit are conditioned upon, among other things, the execution and
delivery by Mortgagor of this Mortgage.

                                Granting Clauses

            For ten dollars ($10) and other good and valuable consideration, the
receipt and legal sufficiency of which are hereby acknowledged, Mortgagor agrees
that to secure:

            (a)   repayment of the principal in the amount of $2,150,000,000 or
                  so much thereof as may be outstanding from time to time of and
                  payment of interest (including, without limitation, interest
                  accruing after the maturity of the Loans made by each Lender
                  and interest accruing after the filing of any petition in
                  bankruptcy, or the commencement of any insolvency,
                  reorganization or like proceeding, relating to Mortgagor,
                  whether or not a claim for post-filing or post-petition
                  interest is allowed in such proceeding) on the Loans made by
                  each Lender to, and the Notes, if any, held by each Lender of,
                  Mortgagor;

            (b)   payment of all Reimbursement Obligations with respect to
                  drawings under the Letters of Credit;

            (c)   payment of all Secured Obligations;

            (d)   payment of all other obligations and liabilities of Mortgagor
                  to Mortgagee and the Lenders, whether direct or indirect,
                  absolute or contingent, due or to become due, or now existing
                  or hereafter incurred, which may arise under, out of, or in
                  connection with, the Credit Agreement, any Note, the Letters
                  of Credit, the Guarantee and Collateral Agreement (including
                  Borrower Obligations as defined therein), this Mortgage, the
                  other Collateral Documents and other Loan Documents or any
                  agreement providing for Secured Obligations or any other
                  document made, delivered or given in connection herewith or
                  therewith, in each case whether on account of principal,
                  interest, Reimbursement Obligations, fees, indemnities, costs,
                  expenses or otherwise (including, without limitation, all
                  reasonable fees and disbursements of counsel to Mortgagee or
                  to the Lenders that are required to be paid by Mortgagor
                  pursuant to the terms of the Credit Agreement, this Mortgage
                  or any other Loan Documents) (the items set forth in clauses
                  (a) through (d) being referred to herein collectively as the
                  "Indebtedness"); and

            (e)   the performance and observance of each obligation, term,
                  covenant and condition to be performed or observed by
                  Mortgagor (the "Obligations") under, in connection with or
                  pursuant to the provisions of the Credit Agreement, any Note,
                  the Letters of Credit, the Guarantee and Collateral Agreement,
                  this Mortgage and any of the other Collateral Documents or


                                                                               2



                  any of the other Loan Documents or any agreement providing for
                  Secured Obligations;

MORTGAGOR HEREBY GRANTS TO MORTGAGEE A LIEN UPON AND A SECURITY INTEREST IN, AND
HEREBY MORTGAGES, GRANTS, ASSIGNS, TRANSFERS, HYPOTHECATES, PLEDGES, CONVEYS AND
SETS OVER TO MORTGAGEE WITH MORTGAGE COVENANTS:

            (A) the Real Estate;

            (B) all the estate, right, title, interest, claim or demand
      whatsoever of Mortgagor, in possession or expectancy, in and to the Real
      Estate or any part thereof;

            (C) all right, title, estate and interest of Mortgagor in, to and
      under all easements, rights of way, strips and gores of land, streets,
      ways, alleys, passages, sewer rights, waters, water courses, water and
      riparian rights, development rights, air rights, mineral rights and all
      estates, rights, titles, interests, privileges, licenses, tenements,
      hereditaments and appurtenances belonging, relating or appertaining to the
      Real Estate, and any reversions, remainders, rents, issues, profits and
      revenue thereof and all land lying in the bed of any street, road or
      avenue, in front of or adjoining the Real Estate to the center line
      thereof;

            (D) all right, title, estate and interest of Mortgagor in and to all
      of the fixtures, "equipment" (as defined in the Uniform Commercial Code)
      chattels, business machines, machinery, apparatus, equipment, furnishings,
      fittings and articles of personal property of every kind and nature
      whatsoever, and all appurtenances and additions thereto and substitutions
      or replacements thereof (together with, in each case, attachments,
      components, parts and accessories) currently owned or subsequently
      acquired by Mortgagor and now or subsequently attached to, or contained in
      or used or usable in any way in connection with any operation or letting
      of the Real Estate, including but without limiting the generality of the
      foregoing, all screens, awnings, shades, blinds, curtains, draperies,
      artwork, carpets, rugs, storm doors and windows, furniture and
      furnishings, heating, electrical, and mechanical equipment, lighting,
      switchboards, plumbing, ventilating, air conditioning and air-cooling
      apparatus, refrigerating, and incinerating equipment, escalators,
      elevators, loading and unloading equipment and systems, stoves, ranges,
      laundry equipment, cleaning systems (including window cleaning apparatus),
      telephones, communication systems (including satellite dishes and
      antennae), televisions, computers, sprinkler systems and other fire
      prevention and extinguishing apparatus and materials, security systems,
      motors, engines, machinery, pipes, pumps, tanks, conduits, appliances,
      fittings and fixtures of every kind and description (all of the foregoing
      in this paragraph (D) being referred to as the "Equipment");

            (E) all right, title, estate and interest of Mortgagor in and to all
      substitutes and replacements of, and all additions, improvements and
      concessions to, the Real Estate and the Equipment, subsequently acquired
      by or released to Mortgagor or constructed, assembled or placed by
      Mortgagor on the Real Estate, immediately upon such acquisition, release,
      construction, assembling or placement, including, without limitation,


                                                                               3



      any and all building materials whether stored at the Real Estate or
      offsite, and, in each such case, without any further mortgage, conveyance,
      assignment or other act by Mortgagor;

            (F) all right, title, estate and interest of Mortgagor in, to and
      under all leases, subleases, underlettings, occupancy agreements,
      concession agreements, management agreements, licenses and other
      agreements relating to the use or occupancy of the Real Estate or the
      Equipment or any part thereof, now existing or subsequently entered into
      by Mortgagor and whether written or oral and all guarantees of any of the
      foregoing (collectively, as any of the foregoing may be amended, restated,
      extended, renewed or modified from time to time, the "Leases"), and all
      rights of Mortgagor in respect of cash and securities deposited thereunder
      and the right to receive and collect the revenues, income, rents, issues
      and profits thereof, together with all other rents, royalties, issues,
      profits, revenue, income and other benefits arising from the use and
      enjoyment of the Mortgaged Property (as defined below) (collectively, the
      "Rents");

            (G) all right, title, estate and interest of Mortgagor in and to all
      trade names, trade marks, logos, copyrights, licenses, good will and books
      and records resident in any form or on any media relating to or used in
      connection with the operation of the Real Estate or the Equipment or any
      part thereof; all general intangibles (as defined in the Uniform
      Commercial Code) related to the operation of the Real Estate, Equipment or
      Improvements now existing or hereafter arising and the license to use
      intellectual property such as computer software owned or licensed by
      Mortgagor or other proprietary business information relating to
      Mortgagor's policies, procedures, manuals and trade secrets and related to
      the operation of the Real Estate or Equipment;

            (H) all right, title, estate and interest of Mortgagor in and to all
      unearned premiums under insurance policies now or subsequently obtained by
      Mortgagor relating to the Real Estate or Equipment and Mortgagor's
      interest in and to all proceeds of any such insurance policies (including
      title insurance policies) including the right to collect and receive such
      proceeds, subject to the provisions relating to insurance generally set
      forth below; and all awards and other compensation, including the interest
      payable thereon and the right to collect and receive the same, made to the
      present or any subsequent owner of the Real Estate or Equipment for the
      taking by eminent domain, condemnation or otherwise, of all or any part of
      the Real Estate or any easement or other right therein;

            (I) all right, title, estate and interest of Mortgagor in and to (i)
      all contracts from time to time executed by Mortgagor or any manager or
      agent on its behalf relating to the ownership, construction, maintenance,
      repair, operation, occupancy, sale, leasing or financing of the Real
      Estate or Equipment or any part thereof and all agreements relating to the
      purchase or lease of any portion of the Real Estate or any property which
      is adjacent to the Real Estate, together with the right to exercise such
      options and all leases of Equipment (collectively, the "Contracts"), (ii)
      all consents, licenses, permits variances, building permits, certificates
      of occupancy and other governmental approvals relating to construction,
      completion, occupancy, use or operation of the Real Estate or any part


                                                                               4



      thereof (collectively, the "Permits") and (iii) all drawings, plans,
      specifications and similar or related items relating to the Real Estate
      (collectively, the "Plans");

            (J) all right, title, estate and interest of Mortgagor in and to any
      and all monies now or subsequently on deposit for the payment of real
      estate taxes or special assessments against the Real Estate or for the
      payment of premiums on insurance policies covering the foregoing property
      or otherwise on deposit with or held by Mortgagee as provided in this
      Mortgage; and all "documents" as defined in the Uniform Commercial Code or
      other receipts covering, evidencing or representing goods now owned or
      hereafter acquired by Mortgagor (collectively, "Documents"); all (i)
      "instruments" as defined in the Uniform Commercial Code, "chattel paper"
      as defined in the Uniform Commercial Code, or letters of credit,
      evidencing, representing, arising from or existing in respect of, relating
      to, securing or otherwise supporting the payment of, any of the Mortgaged
      Property (including, without limitation, promissory notes, drafts, bills
      of exchange and trade acceptances) and chattel paper obtained by Mortgagor
      in connection with the Mortgaged Property (including, without limitation,
      all ledger sheets, computer records and printouts, databases, programs,
      books of account and files of Mortgagor relating thereto) and (ii) notes
      or other obligations of indebtedness relating to the Mortgaged Property
      and owing to Mortgagor from whatever source arising, in each case now
      owned or hereafter acquired by Mortgagor; all "inventory" as defined in
      the Uniform Commercial Code, whether now or hereafter existing or
      acquired, and which arises out of or is used in connection with, directly
      or indirectly, the ownership and operation of the Mortgaged Property, all
      Documents representing the same and all proceeds and products of the same
      (including, without limitation, all goods, merchandise, raw materials,
      work in process and other personal property, wherever located, now or
      hereafter owned or held by Mortgagor for manufacture, processing, the
      providing of services or sale, use or consumption in the operation of the
      Mortgaged Property (including, without limitation, fuel, supplies and
      similar items and all substances commingled therewith or added thereto)
      and rights and claims of Mortgagor against anyone who may store or acquire
      the same for the account of Mortgagor, or from whom Mortgagor may purchase
      the same); and

            (K) all proceeds (as defined in the Uniform Commercial Code) which,
      in any event, shall include, without limitation, all proceeds, products,
      offspring, rents, profits or receipts, in whatever form, arising from the
      Mortgaged Property (including, without limitation, (i) cash, instruments
      and other property received, receivable or otherwise distributed in
      respect of or in exchange for any or all of the Mortgaged Property, (ii)
      the collection, sale, lease, sublease, concession, exchange, assignment,
      licensing or other disposition of, or realization upon, any item or
      portion of the Mortgaged Property (including, without limitation, all
      claims of Mortgagor against third parties for loss of, damage to,
      destruction of, or for proceeds payable under, or unearned premiums with
      respect to, policies of insurance in respect of, any the Mortgaged
      Property now existing or hereafter arising), (iii) any and all proceeds of
      any insurance, indemnity, warranty or guaranty payable to Mortgagor from
      time to time with respect to any of the Mortgaged Property, (iv) any and
      all payments (in any form whatsoever) made or due and payable to Mortgagor
      from time to time in connection with the requisition, confiscation,
      condemnation, seizure or forfeiture of all or any part of the Mortgaged
      Property by any


                                                                               5



      governmental authority (or any person acting under color of Governmental
      Authority) and (v) any and all other amounts from time to time paid or
      payable under or in connection with any of the Mortgaged Property), both
      cash and noncash, of the foregoing;

            (All of the foregoing property and rights and interests now owned or
      held or subsequently acquired by Mortgagor and described in the foregoing
      clauses (A) through (E) are collectively referred to as the "Premises",
      and those described in the foregoing clauses (A) through (K) are
      collectively referred to as the "Mortgaged Property").

            TO HAVE AND TO HOLD the Mortgaged Property and the rights and
privileges hereby mortgaged unto Mortgagee, its successors and assigns for the
uses and purposes set forth herein, until the Indebtedness is fully paid and the
Obligations fully performed.

                              Terms and Conditions

            Mortgagor further represents, warrants, covenants and agrees with
Mortgagee as follows:

            1. Warranty of Title. Mortgagor warrants the good title to the
Premises, subject only to the matters that are set forth in Schedule B of any
title insurance policy or policies being issued to Mortgagee to insure the lien
of this Mortgage and Permitted Liens and any other matter that does not
materially interfere with use of the Real Estate as currently used (the
"Permitted Exceptions") and that Mortgagor has the full power, authority and
right to execute, deliver and perform its obligations under this Mortgage and to
encumber, mortgage, transfer, give, grant, bargain, sell, alienate, enfeoff,
convey, confirm, warrant, pledge, assign and hypothecate the same and that this
Mortgage is and will remain a valid and enforceable first lien on and security
interest in the Mortgaged Property, subject only to the Permitted Exceptions.
Mortgagor shall, until the satisfaction or release of this Mortgage, warrant,
defend and preserve such title and the validity and priority of the lien of this
Mortgage and shall, until the satisfaction or release of this Mortgage, warrant
and defend the same to Mortgagee against the claims of all persons whomsoever.

            2. Payment of Indebtedness. Mortgagor shall pay or cause to be paid
the Indebtedness at the times and places and in the manner specified in any
Note, the Credit Agreement, Guarantee and Collateral Agreement and any other
agreement providing for Secured Obligations and shall perform all the
Obligations in a timely manner.

            3. Requirements. (a) Mortgagor shall promptly comply with, or cause
to be complied with, and conform to (i) all present and future laws, statutes,
codes, ordinances, orders, judgments, decrees, rules, regulations and
requirements, and irrespective of the nature of the work to be done, with
respect to the Mortgaged Property of each Governmental Authority which has
jurisdiction over the Mortgaged Property and (ii) all covenants, restrictions
and conditions now or later of record which may be applicable to any of the
Mortgaged Property, or to the use, manner of use, occupancy, possession,
operation, maintenance, alteration, repair or reconstruction of any of the
Mortgaged Property, except (in each such case) to the extent that failure to
comply therewith could not, in the aggregate, reasonably be expected to have a


                                                                               6



Material Adverse Effect. All present and future laws, statutes, codes,
ordinances, orders, judgments, decrees, rules, regulations and requirements of
every Governmental Authority applicable to Mortgagor in connection with the
Mortgaged Property or to any of the Mortgaged Property and all covenants,
restrictions, and conditions which now or later may be applicable to any of the
Premises are collectively referred to as the "Legal Requirements".

            (b) Notwithstanding the provisions of paragraph (a) of this Section,
Mortgagor shall have the right to contest or object in good faith to the
validity or application of any Legal Requirement by appropriate legal
proceedings diligently conducted in good faith, but such right shall not be
deemed or construed in any way as relieving, modifying, or extending Mortgagor's
covenant to comply with any such Legal Requirement unless (i) Mortgagor has
given prior written notice to Mortgagee of Mortgagor's intent so to contest or
object to such Legal Requirement, (ii) Mortgagor shall demonstrate to
Mortgagee's reasonable satisfaction that any delay in compliance with such Legal
Requirement shall not entail a risk of forfeiture of any of the Mortgaged
Property or subject Mortgagor or Mortgagee to any criminal liability, (iii) by
the terms of such Legal Requirement, compliance therewith pending prosecution of
any such legal proceeding may legally be delayed without incurring any lien,
charge or liability of any kind against the Mortgaged property (other than for
Permitted Exceptions), or any part thereof, unless Mortgagor shall furnish a
good and sufficient bond or surety as required by and reasonably satisfactory to
Mortgagee and (iv) all Permits remain in effect.

            4. Payment of Taxes and Other Impositions. Promptly when due,
Mortgagor shall pay and discharge (or cause to be paid and discharged) all
material tax liabilities (the "Impositions"), before the same shall become
delinquent or in default in accordance with Section 5.04 of the Credit Agreement

            5. Insurance. (a) Mortgagor shall maintain or cause to be maintained
on all of the Premises proper insurance in accordance with Section 5.10 of the
Credit Agreement.

            (b) Each insurance policy (other than flood insurance) shall (x)
provide that the insurer affording such coverage shall mail 30 days' written
notice to the Agent in the event of cancellation of such coverage, and (y) with
respect to all property insurance, provide for deductibles in an amount
reasonably satisfactory to Mortgagee and contain a "Replacement Cost
Endorsement" without any deduction made for depreciation and with no
co-insurance penalty (or attaching an agreed amount endorsement satisfactory to
Mortgagee), with loss payable solely to Mortgagee (modified, if necessary, to
provide that proceeds in the amount of replacement cost may be retained by
Mortgagee without the obligation to rebuild) as its interest may appear, without
contribution, under a "standard" or "New York" mortgagee clause acceptable to
Mortgagee. Liability insurance policies shall name Mortgagee as an additional
insured and contain a waiver of subrogation against Mortgagee. Each policy shall
expressly provide that any proceeds which are payable to Mortgagee shall be paid
by check payable to the order of Mortgagee and Mortgagor and requiring the
endorsement of Mortgagee and Mortgagor.

            (c) Mortgagor shall deliver to Mortgagee a certificate of such
insurance on the appropriate Acord Form(s) reasonably acceptable to Mortgagee.
Mortgagor shall (i) pay as they become due all premiums for such insurance and
(ii) concurrently with the expiration of each


                                                                               7



policy to be furnished pursuant to the provisions of this Section 5, deliver a
certificate of insurance in substantially the same form as described in the
first sentence of this Section 5(c).

            (d) Mortgagor promptly shall comply with and conform to (i) all
provisions of each such insurance policy, and (ii) all requirements of the
insurers applicable to Mortgagor or to any of the Mortgaged Property or to the
use, manner of use, occupancy, possession, operation, maintenance, alteration or
repair of any of the Mortgaged Property. Mortgagor shall not use or permit the
use of the Mortgaged Property in any manner which would permit any insurer to
cancel any insurance policy or void coverage required to be maintained by this
Mortgage.

            (e) If the Mortgaged Property, or any material part thereof, shall
be destroyed or damaged, Mortgagor shall give prompt notice thereof to
Mortgagee. If an Event of Default shall have occurred and be continuing, and the
Mortgagee delivers notice to the Mortgagor that it is exercising its rights
under this Section 5(e), then all insurance proceeds shall be paid to Mortgagee
to be held by Mortgagee as collateral to secure the payment and performance of
the Indebtedness and the Obligations. At all other times, Mortgagor shall have
the right to adjust such loss, and the insurance proceeds relating to such loss
shall be paid over to Mortgagor and Mortgagor shall, promptly after any such
damage, repair such damage to the extent required under the Credit Agreement,
regardless of whether any insurance proceeds have been received or whether such
proceeds, if received, are sufficient to pay for the costs of repair; provided
that, any such insurance proceeds (net of fees and expenses incurred in
connection with the applicable casualty event or the recovery of such insurance
proceeds, taxes paid or estimated in good faith to be payable as a result
thereof and amounts required to be applied to the repayment of principal,
premium, prepayment fees, penalties, if any and interest on Indebtedness
required to be paid as a result thereof) that are not so applied shall be deemed
to be, and shall be treated as, Net Proceeds from an Asset Sale pursuant to and
in accordance with the terms of Sections 2.20(a), (b) and (c) of the Credit
Agreement (and shall be subject to such provisions (I) whether or not such net
insurance proceeds derive from property or assets used in or related to
businesses contemplated to be excluded from such application in accordance with
the definition of "Designated Asset Sale" contained in the Credit Agreement and
(II) without regard to whether any of the enumerated exclusions contained in the
definition of "Asset Sale" contained in the Credit Agreement may be applicable).
If an Event of Default shall have occurred and be continuing, Mortgagee shall
have the right to adjust such loss and use the insurance proceeds to pay the
Indebtedness or repair the Mortgaged Property in its sole and absolute
discretion.

            (f) In the event of foreclosure of this Mortgage or other transfer
of title to the Mortgaged Property, all right, title and interest of Mortgagor
to the benefit of insurance under any insurance policies then in force, which
are applicable to loss involving the Mortgaged Property, shall pass to the
purchaser or grantee.

            (g) Mortgagor may maintain insurance required under this Mortgage by
means of one or more blanket insurance policies maintained by Mortgagor;
provided, however, that (A) any such policy shall specify, or Mortgagor shall
furnish to Mortgagee a written statement from the insurer so specifying, the
maximum amount of the total insurance afforded by such blanket policy that is
applicable to the Premises and the other Mortgaged Property and any sublimits in
such blanket policy applicable to the Premises and the other Mortgaged Property
and


                                                                               8



(B) the protection afforded under any such blanket policy shall be no less than
that which would have been afforded under a separate policy or policies relating
only to the Mortgaged Property.

            6. Restrictions on Liens and Encumbrances. Except for the lien of
this Mortgage and the Permitted Exceptions, and except as permitted under the
Credit Agreement, Mortgagor shall not further mortgage, nor otherwise encumber
the Mortgaged Property nor create or suffer to exist any lien, charge or
encumbrance on the Mortgaged Property, or any part thereof, whether superior or
subordinate to the lien of this Mortgage and whether recourse or non-recourse.

            7. Due on Sale and Other Transfer Restrictions. Except as permitted
under the Credit Agreement or Section 10 hereof, Mortgagor shall not sell,
transfer, convey or assign all or any portion of, or any interest in, the
Mortgaged Property.

            8. Maintenance. Mortgagor shall maintain or cause to be maintained
all the Improvements in accordance with the provisions of Section 5.05 of the
Credit Agreement.

            9. Condemnation/Eminent Domain. Promptly upon obtaining actual
knowledge of the institution of any proceedings for the condemnation of the
Mortgaged Property, or any portion thereof, Mortgagor shall notify Mortgagee of
the pendency of such proceedings. If an Event of Default occurs and is
continuing, Mortgagee is hereby authorized and empowered by Mortgagor to settle
or compromise any claim in connection with such condemnation and to receive all
awards and proceeds thereof to be held by Mortgagee as collateral to secure the
payment and performance of the Indebtedness and the Obligations. Notwithstanding
the preceding sentence, provided no Event of Default shall have occurred and be
continuing, but subject to the terms and provisions of the Credit Agreement,
Mortgagor shall, at its expense, diligently prosecute any proceeding relating to
such condemnation, settle or compromise any claims in connection therewith in a
manner consistent with its reasonable business judgment and receive any awards
or proceeds thereof.

            10. Leases. Except as permitted under the Credit Agreement,
Mortgagor shall not (i) execute an assignment or pledge of any Lease relating to
all or any portion of the Mortgaged Property other than in favor of Mortgagee,
or (ii) execute or permit to exist any Lease of any of the Mortgaged Property.

            11. Further Assurances. To further assure Mortgagee's rights under
this Mortgage, Mortgagor agrees upon demand of Mortgagee to do any act or
execute any additional documents (including, but not limited to, security
agreements on any personalty included or to be included in the Mortgaged
Property, a separate assignment of each Lease in recordable form and any Uniform
Commercial Code financing statements) as may be reasonably required by Mortgagee
to confirm the lien of this Mortgage and all other rights or benefits conferred
on Mortgagee.

            12. Mortgagee's Right to Perform. If Mortgagor fails to perform any
of the covenants or agreements of Mortgagor (other than with respect to the
failure to maintain insurance as required hereunder, in which case Mortgagee can
immediately perform), and such failure constitutes an Event of Default, without
waiving or releasing Mortgagor from any obligation or default under this
Mortgage, Mortgagee may, at any time (but shall be under no


                                                                               9



obligation to) pay or perform the same, and the amount or cost thereof, with
interest at the rate provided for in the Credit Agreement, shall immediately,
upon notice to Mortgagor, be due from Mortgagor to Mortgagee and the same shall
be secured by this Mortgage and shall be a lien on the Mortgaged Property prior
to any right, title to, interest in or claim upon the Mortgaged Property
attaching subsequent to the lien of this Mortgage. No payment or advance of
money by Mortgagee under this Section 12 shall be deemed or construed to cure
Mortgagor's default or waive any right or remedy of Mortgagee.

            13. Hazardous Material. Mortgagee shall have the right at any time
to conduct an environmental audit of the Premises, if it reasonably believes
there has been a violation of applicable Environmental Laws in connection with
such Premises, and Mortgagor shall cooperate in the conduct of such
environmental audit. Mortgagor shall comply with all provisions of the Credit
Agreement regarding Hazardous Materials and Environmental Laws.

            14. Events of Default. The occurrence of an Event of Default under
the Credit Agreement shall constitute an Event of Default hereunder.

            15. Remedies. (a) Upon the occurrence and during the continuation of
any Event of Default, in addition to any other rights and remedies Mortgagee may
have pursuant to the Loan Documents, or as provided by law, and without
limitation, Mortgagee may immediately take such action, without notice or
demand, as it deems advisable to protect and enforce its rights against
Mortgagor and in and to the Mortgaged Property, including, but not limited to,
the following actions, each of which may be pursued concurrently or otherwise,
at such time and in such manner as Mortgagee may determine, in its sole
discretion, without impairing or otherwise affecting the other rights and
remedies of Mortgagee:

            (i) Mortgagee may, to the extent permitted by applicable law, (A)
      take immediate possession of all of the Mortgaged Property and take such
      action as Mortgagee, in its sole judgment, deems necessary to protect and
      preserve the Mortgaged Property, (B) institute, maintain and complete an
      action of mortgage foreclosure against all or any part of the Mortgaged
      Property and cause the Mortgaged Property to be sold in total or in parts,
      (C) purchase the Mortgaged Property at foreclosure sale, (D) institute and
      maintain an action on the Indebtedness, (E) sell all or part of the
      Mortgaged Property (Mortgagor expressly granting to Mortgagee the power of
      sale), or (F) take such other action at law or in equity for the
      enforcement of this Mortgage or any of the Loan Documents as the law may
      allow. Mortgagee may proceed in any such action to final judgment and
      execution thereon for all sums due hereunder, together with interest
      thereon at the rate provided for in the Credit Agreement and all costs of
      suit, including, without limitation, reasonable attorneys' fees and
      disbursements. Interest at the rate provided for in the Credit Agreement
      shall be due on any judgment obtained by Mortgagee from the date of
      judgment until actual payment is made of the full amount of the judgment.

            (ii) Mortgagee may personally, or by its agents, attorneys and
      employees and without regard to the adequacy or inadequacy of the
      Mortgaged Property or any other collateral as security for the
      Indebtedness and Obligations enter into and upon the Mortgaged Property
      and each and every part thereof and exclude Mortgagor and its agents and
      employees therefrom without liability for trespass, damage or otherwise


                                                                              10



      (Mortgagor hereby agreeing to surrender possession of the Mortgaged
      Property to Mortgagee upon demand at any such time) and use, operate,
      manage, maintain and control the Mortgaged Property and every part
      thereof. Following such entry and taking of possession, Mortgagee shall be
      entitled, without limitation, (x) to lease all or any part or parts of the
      Mortgaged Property for such periods of time and upon such conditions as
      Mortgagee may, in its discretion, deem proper, (y) to enforce, cancel or
      modify any Lease and (z) generally to execute, do and perform any other
      act, deed, matter or thing concerning the Mortgaged Property as Mortgagee
      shall deem appropriate as fully as Mortgagor might do.

            (b) In case of a foreclosure sale, the Real Estate may be sold, at
Mortgagee's election, in one parcel or in more than one parcel and Mortgagee is
specifically empowered, (without being required to do so, and in its sole and
absolute discretion) to cause successive sales of portions of the Mortgaged
Property to be held.

            16. Sale of the Properties; Application of Proceeds. Subject to the
requirements of applicable law and the Credit Agreement, the proceeds or avails
of a foreclosure sale and all moneys received by Mortgagee pursuant to any right
given or action taken under the provisions of this Mortgage, shall be applied as
follows:

            First: To the payment of the costs and expenses of any such sale or
other enforcement proceedings in accordance with the terms hereof and of any
judicial proceeding wherein the same may be made, and in addition thereto,
reasonable compensation to Mortgagee, its agents and counsel, and of all sums
due to Mortgagee under the Loan Documents and all actual out-of-pocket expenses,
advances, liabilities and sums made or furnished or incurred by Mortgagee or the
holders under this Mortgage and the Loan Documents, together with interest at
the rate provided for in the Credit Agreement (or such lesser amount as may be
the maximum amount permitted by law), and all taxes, assessments or other
charges, except any taxes, assessments or other charges subject to which the
Mortgaged Property shall have been sold;

            Second: To the payment of the Indebtedness and Obligations in
accordance with Section 2.16(b) of the Credit Agreement; and

            Third: To the payment of the surplus, if any, to whomsoever may be
lawfully entitled to receive the same.

            17. Right of Mortgagee to Credit Sale. Upon the occurrence of any
sale made under this Mortgage, whether made under the power of sale or by virtue
of judicial proceedings or of a judgment or decree of foreclosure and sale,
Mortgagee may bid for and acquire the Mortgaged Property or any part thereof. In
lieu of paying cash therefor, Mortgagee may make settlement for the purchase
price by crediting upon the Indebtedness or other sums secured by this Mortgage
the net sales price after deducting therefrom the expenses of sale and the cost
of the action and any other sums which Mortgagee is authorized to deduct under
this Mortgage. In such event, this Mortgage, the Credit Agreement, any Note, the
Guarantee and Collateral Agreement and documents evidencing expenditures secured
hereby may be presented to the Person conducting the sale in order that the
amount so used or applied may be credited upon the Indebtedness as having been
paid.


                                                                              11



            18. Appointment of Receiver. If an Event of Default shall have
occurred and be continuing, Mortgagee as a matter of right and without notice to
Mortgagor, unless otherwise required by applicable law, and without regard to
the adequacy or inadequacy of the Mortgaged Property or any other collateral as
security for the Indebtedness and Obligations or the interest of Mortgagor
therein, shall have the right to apply to any court having jurisdiction to
appoint a receiver or receivers or other manager of the Mortgaged Property, and
Mortgagor hereby irrevocably consents to such appointment and waives notice of
any application therefor (except as may be required by law). Any such receiver
or receivers shall have all the usual powers and duties of receivers in like or
similar cases and all the powers and duties of Mortgagee in case of entry as
provided in this Mortgage, including, without limitation and to the extent
permitted by law, the right to enter into leases of all or any part of the
Mortgaged Property, and shall continue as such and exercise all such powers
until the date of confirmation of sale of the Mortgaged Property unless such
receivership is sooner terminated.

            19. Extension, Release, etc. (a) Without affecting the lien or
charge of this Mortgage upon any portion of the Mortgaged Property not then or
theretofore released as security for the full amount of the Indebtedness,
Mortgagee may, from time to time and without notice, agree to (i) release any
person liable for the Indebtedness, (ii) extend the maturity or alter any of the
terms of the Indebtedness or any guaranty thereof, (iii) grant other
indulgences, (iv) release or reconvey, or cause to be released or reconveyed at
any time at Mortgagee's option any parcel, portion or all of the Mortgaged
Property, (v) take or release any other or additional security for any
obligation herein mentioned, or (vi) make compositions or other arrangements
with debtors in relation thereto. If at any time this Mortgage shall secure less
than all of the principal amount of the Indebtedness, it is expressly agreed
that any repayments of the principal amount of the Indebtedness shall not reduce
the amount of the lien of this Mortgage until the lien amount shall equal the
principal amount of the Indebtedness outstanding.

            (b) No recovery of any judgment by Mortgagee and no levy of an
execution under any judgment upon the Mortgaged Property or upon any other
property of Mortgagor shall affect the lien of this Mortgage or any liens,
rights, powers or remedies of Mortgagee hereunder, and such liens, rights,
powers and remedies shall continue unimpaired.

            (c) If Mortgagee shall have the right to foreclose this Mortgage,
Mortgagor authorizes Mortgagee at its option to foreclose the lien of this
Mortgage subject to the rights of any tenants of the Mortgaged Property. The
failure to make any such tenants parties defendant to any such foreclosure
proceeding and to foreclose their rights will not be asserted by Mortgagor as a
defense to any proceeding instituted by Mortgagee to collect the Indebtedness or
to foreclose the lien of this Mortgage.

            (d) Unless expressly provided otherwise, in the event that ownership
of this Mortgage and title to the Mortgaged Property or any estate therein shall
become vested in the same Person, this Mortgage shall not merge in such title
but shall continue as a valid lien on the Mortgaged Property for the amount
secured hereby.

            20. Security Agreement under Uniform Commercial Code. (a) It is the
intention of the parties hereto that this Mortgage shall constitute a Security
Agreement within the meaning of the Uniform Commercial Code (the "Code") of the
State of South Carolina. Unless as


                                                                              12



otherwise provided for in the Credit Agreement, if an Event of Default shall
occur and be continuing, then in addition to having any other right or remedy
available at law or in equity, Mortgagee shall have the option of either (i)
proceeding under the Code and exercising such rights and remedies as may be
provided to a secured party by the Code with respect to all or any portion of
the Mortgaged Property which is personal property (including, without
limitation, taking possession of and selling such property) or (ii) treating
such property as real property and proceeding with respect to both the real and
personal property constituting the Mortgaged Property in accordance with
Mortgagee's rights, powers and remedies with respect to the real property (in
which event the default provisions of the Code shall not apply). If Mortgagee
shall elect to proceed under the Code, then ten days' notice of sale of the
personal property shall be deemed reasonable notice and the reasonable expenses
of retaking, holding, preparing for sale, selling and the like incurred by
Mortgagee shall include, but not be limited to, attorneys' fees and legal
expenses. At Mortgagee's request, Mortgagor shall assemble the personal property
and make it available to Mortgagee at a place designated by Mortgagee which is
reasonably convenient to both parties.

            (b) Mortgagor and Mortgagee agree, to the extent permitted by law,
that: (i) this Mortgage upon recording or registration in the real estate
records of the proper office shall constitute a financing statement filed as a
"fixture filing" within the meaning of the Code; (ii) Mortgagor is the record
owner of the Real Estate; and (iii) the addresses of Mortgagor and Mortgagee are
as set forth on the first page of this Mortgage.

            (c) Mortgagor, upon request by Mortgagee from time to time, shall
execute, acknowledge and deliver to Mortgagee one or more separate security
agreements, in form reasonably satisfactory to Mortgagee, covering all or any
part of the Mortgaged Property and will further execute, acknowledge and
deliver, or cause to be executed, acknowledged and delivered, any financing
statement, affidavit, continuation statement or certificate or other document as
Mortgagee may reasonably request in order to perfect, preserve, maintain,
continue or extend the security interest under and the priority of this Mortgage
and such security instrument. Mortgagor further agrees to pay to Mortgagee on
demand all costs and expenses incurred by Mortgagee in connection with the
preparation, execution, recording, filing and re-filing of any such document and
all reasonable costs and expenses of any record searches for financing
statements Mortgagee shall reasonably require. If Mortgagor shall fail to
furnish any financing or continuation statement within 10 days after request by
Mortgagee, then pursuant to the provisions of the Code, Mortgagor hereby
authorizes Mortgagee, without the signature of Mortgagor, to execute and file
any such financing and continuation statements. The filing of any financing or
continuation statements in the records relating to personal property or chattels
shall not be construed as in any way impairing the right of Mortgagee to proceed
against any personal property encumbered by this Mortgage as real property, as
set forth above.

            21. Assignment of Rents and Leases. (a) In furtherance of and in
addition to the assignment made by Mortgagor herein, Mortgagor hereby absolutely
and unconditionally assigns, sells, transfers and conveys to Mortgagee all of
its right, title and interest in and to all Leases, whether now existing or
hereafter entered into, and all of its right, title and interest in and to all
Rents. This assignment is an absolute assignment and not an assignment for
additional security only. So long as no Event of Default shall have occurred and
be continuing, Mortgagor shall have a revocable license from Mortgagee to
exercise all rights extended to the landlord


                                                                              13



under the Leases, including the right to receive and collect all Rents and to
hold the Rents in trust for use in the payment and performance of the
Obligations and to otherwise use the same. The foregoing license is granted
subject to the conditional limitation that no Event of Default shall have
occurred and be continuing. Upon the occurrence and during the continuance of an
Event of Default, whether or not legal proceedings have commenced, and without
regard to waste, adequacy of security for the Obligations or solvency of
Mortgagor, the license herein granted shall automatically expire and terminate,
without notice by Mortgagee (any such notice being hereby expressly waived by
Mortgagor).

            (b) Mortgagor acknowledges that Mortgagee has taken all reasonable
actions necessary to obtain, and that upon recordation of this Mortgage,
Mortgagee shall have, to the extent permitted under applicable law, a valid and
fully perfected, first priority, present assignment of the Rents arising out of
the Leases and all security for such Leases subject to the Permitted Liens and
in the case of security deposits, rights of depositors and requirements of law.
Mortgagor acknowledges and agrees that upon recordation of this Mortgage,
Mortgagee's interest in the Rents shall be deemed to be fully perfected,
"choate" and enforced as to Mortgagor and all third parties, including, without
limitation, any subsequently appointed trustee in any case under Title 11 of the
United States Code (the "Bankruptcy Code"), without the necessity of commencing
a foreclosure action with respect to this Mortgage, making formal demand for the
Rents, obtaining the appointment of a receiver or taking any other affirmative
action.

            (c) Without limitation of the absolute nature of the assignment of
the Rents hereunder, Mortgagor and Mortgagee agree that (a) this Mortgage shall
constitute a "security agreement" for purposes of Section 552(b) of the
Bankruptcy Code, (b) the security interest created by this Mortgage extends to
property of Mortgagor acquired before the commencement of a case in bankruptcy
and to all amounts paid as Rents, and (c) such security interest shall extend to
all Rents acquired by the estate after the commencement of any case in
bankruptcy.

            22. Trust Funds. All lease security deposits of the Real Estate
shall be treated as trust funds not to be commingled with any other funds of
Mortgagor. Within 10 days after request by Mortgagee, Mortgagor shall furnish
Mortgagee satisfactory evidence of compliance with this Section 22, together
with a statement of all lease security deposits by lessees and copies of all
Leases not previously delivered to Mortgagee, which statement shall be certified
by Mortgagor.

            23. Additional Rights. The holder of any subordinate lien on the
Mortgaged Property shall have no right to terminate any Lease whether or not
such Lease is subordinate to this Mortgage nor shall any holder of any
subordinate lien join any tenant under any Lease in any action to foreclose the
lien or modify, interfere with, disturb or terminate the rights of any tenant
under any Lease. By recordation of this Mortgage all subordinate lienholders are
subject to and notified of this provision, and any action taken by any such
lienholder contrary to this provision shall be null and void. Unless as
otherwise provided for in the Credit Agreement, upon the occurrence, and during
the continuation, of any Event of Default, Mortgagee may, in its sole discretion
and without regard to the adequacy of its security under this Mortgage, apply
all or any part of any amounts on deposit with Mortgagee under this Mortgage
against all or any part of the Indebtedness. Any such application shall not be
construed to cure or waive any Default or


                                                                              14



Event of Default or invalidate any act taken by Mortgagee on account of such
Default or Event of Default.

            24. Notices. All notices, requests, demands and other communications
hereunder shall be given in accordance with the provisions of Section 9.01 of
the Credit Agreement to Mortgagor in care of Borrower and to Mortgagee as
specified therein.

            25. No Oral Modification. This Mortgage may not be amended,
supplemented or otherwise modified except in accordance with the provisions of
Section 9.02 of the Credit Agreement. To the extent permitted by Applicable Law,
any agreement made by Mortgagor and Mortgagee after the date of this Mortgage
relating to this Mortgage shall be superior to the rights of the holder of any
intervening or subordinate lien or encumbrance.

            26. Partial Invalidity. In the event any one or more of the
provisions contained in this Mortgage shall for any reason be held to be
invalid, illegal or unenforceable in any respect, such invalidity, illegality or
unenforceability shall not affect any other provision hereof, but each shall be
construed as if such invalid, illegal or unenforceable provision had never been
included. Notwithstanding to the contrary anything contained in this Mortgage or
in any provisions of the Indebtedness or Loan Documents, the obligations of
Mortgagor and of any other obligor under the Indebtedness or Loan Documents
shall be subject to the limitation that Mortgagee shall not charge, take or
receive, nor shall Mortgagor or any other obligor be obligated to pay to
Mortgagee, any amounts constituting interest in excess of the maximum rate
permitted by law to be charged by Mortgagee.

            27. Mortgagor's Waiver of Rights. To the fullest extent permitted by
law, Mortgagor waives the benefit of all laws now existing or that may
subsequently be enacted providing for (i) any appraisement before sale of any
portion of the Mortgaged Property, (ii) any extension of the time for the
enforcement of the collection of the Indebtedness or the creation or extension
of a period of redemption from any sale made in collecting such debt and (iii)
exemption of the Mortgaged Property from attachment, levy or sale under
execution or exemption from civil process. To the full extent Mortgagor may do
so, Mortgagor agrees that Mortgagor will not at any time insist upon, plead,
claim or take the benefit or advantage of any law now or hereafter in force
providing for any appraisement, valuation, stay, exemption, extension or
redemption, or requiring foreclosure of this Mortgage before exercising any
other remedy granted hereunder and Mortgagor, for Mortgagor and its successors
and assigns, and for any and all Persons ever claiming any interest in the
Mortgaged Property, to the extent permitted by law, hereby waives and releases
all rights of redemption, valuation, appraisement, stay of execution, notice of
election to mature or declare due the whole of the secured indebtedness and
marshalling in the event of foreclosure of the liens hereby created.

            28. Remedies Not Exclusive. Mortgagee shall be entitled to enforce
payment of the Indebtedness and performance of the Obligations and to exercise
all rights and powers under this Mortgage or under any of the other Loan
Documents or other agreement or any laws now or hereafter in force,
notwithstanding some or all of the Indebtedness and Obligations may now or
hereafter be otherwise secured, whether by mortgage, security agreement, pledge,
lien, assignment or otherwise. Neither the acceptance of this Mortgage nor its
enforcement, shall prejudice or in any manner affect Mortgagee's right to
realize upon or enforce any other security


                                                                              15



now or hereafter held by Mortgagee, it being agreed that Mortgagee shall be
entitled to enforce this Mortgage and any other security now or hereafter held
by Mortgagee in such order and manner as Mortgagee may determine in its absolute
discretion. No remedy herein conferred upon or reserved to Mortgagee is intended
to be exclusive of any other remedy herein or by law provided or permitted, but
each shall be cumulative and shall be in addition to every other remedy given
hereunder or now or hereafter existing at law or in equity or by statute. Every
power or remedy given by any of the Loan Documents to Mortgagee or to which it
may otherwise be entitled, may be exercised, concurrently or independently, from
time to time and as often as may be deemed expedient by Mortgagee. In no event
shall Mortgagee, in the exercise of the remedies provided in this Mortgage
(including, without limitation, in connection with the assignment of Rents to
Mortgagee, or the appointment of a receiver and the entry of such receiver on to
all or any part of the Mortgaged Property), be deemed a "mortgagee in
possession," and Mortgagee shall not in any way be made liable for any act,
either of commission or omission, in connection with the exercise of such
remedies.

            29. Multiple Security. If (a) the Premises shall consist of one or
more parcels, whether or not contiguous and whether or not located in the same
county, or (b) in addition to this Mortgage, Mortgagee shall now or hereafter
hold one or more additional mortgages, liens, deeds of trust or other security
(directly or indirectly) for the Indebtedness upon other property in the State
in which the Premises are located (whether or not such property is owned by
Mortgagor or by others) or (c) both the circumstances described in clauses (a)
and (b) shall be true, then to the fullest extent permitted by law, Mortgagee
may, at its election, commence or consolidate in a single foreclosure action all
foreclosure proceedings against all such collateral securing the Indebtedness
(including the Mortgaged Property), which action may be brought or consolidated
in the courts of any county in which any of such collateral is located.
Mortgagor acknowledges that the right to maintain a consolidated foreclosure
action is a specific inducement to Mortgagee to extend the Indebtedness, and
Mortgagor expressly and irrevocably waives any objections to the commencement or
consolidation of the foreclosure proceedings in a single action and any
objections to the laying of venue or based on the grounds of forum non
conveniens which it may now or hereafter have. Mortgagor further agrees that if
Mortgagee shall be prosecuting one or more foreclosure or other proceedings
against a portion of the Mortgaged Property or against any collateral other than
the Mortgaged Property, which collateral directly or indirectly secures the
Indebtedness, or if Mortgagee shall have obtained a judgment of foreclosure and
sale or similar judgment against such collateral, then, whether or not such
proceedings are being maintained or judgments were obtained in or outside the
State in which the Premises are located, Mortgagee may commence or continue
foreclosure proceedings and exercise its other remedies granted in this Mortgage
against all or any part of the Mortgaged Property and Mortgagor waives any
objections to the commencement or continuation of a foreclosure of this Mortgage
or exercise of any other remedies hereunder based on such other proceedings or
judgments, and waives any right to seek to dismiss, stay, remove, transfer or
consolidate either any action under this Mortgage or such other proceedings on
such basis. Neither the commencement nor continuation of proceedings to
foreclose this Mortgage nor the exercise of any other rights hereunder nor the
recovery of any judgment by Mortgagee in any such proceedings shall prejudice,
limit or preclude Mortgagee's right to commence or continue one or more
foreclosure or other proceedings or obtain a judgment against any other
collateral (either in or outside the State in which the Premises are located)
which directly or indirectly secures the Indebtedness, and Mortgagor expressly
waives any objections to the commencement of, continuation of, or entry of


                                                                              16



a judgment in such other proceedings or exercise of any remedies in such
proceedings based upon any action or judgment connected to this Mortgage, and
Mortgagor also waives any right to seek to dismiss, stay, remove, transfer or
consolidate either such other proceedings or any action under this Mortgage on
such basis. It is expressly understood and agreed that to the fullest extent
permitted by law, Mortgagee may, at its election, cause the sale of all
collateral which is the subject of a single foreclosure action at either a
single sale or at multiple sales conducted simultaneously and take such other
measures as are appropriate in order to effect the agreement of the parties to
dispose of and administer all collateral securing the Indebtedness (directly or
indirectly) in the most economical and least time-consuming manner.

            30. Successors and Assigns. All covenants of Mortgagor contained in
this Mortgage are imposed solely and exclusively for the benefit of Mortgagee
and its successors and assigns, and no other person or entity shall have
standing to require compliance with such covenants or be deemed, under any
circumstances, to be a beneficiary of such covenants, any or all of which may be
freely waived in whole or in part by Mortgagee at any time if in its sole
discretion it deems such waiver advisable. All such covenants of Mortgagor shall
run with the land and bind Mortgagor, the successors and assigns of Mortgagor
(and each of them) and all subsequent owners, encumbrancers and tenants of the
Mortgaged Property, and shall inure to the benefit of Mortgagee, its successors
and assigns. The word "Mortgagor" shall be construed as if it read "Mortgagors"
whenever the sense of this Mortgage so requires and if there shall be more than
one Mortgagor, the obligations of Mortgagors shall be joint and several.

            31. No Waivers, etc. Any failure by Mortgagee to insist upon the
strict performance by Mortgagor of any of the terms and provisions of this
Mortgage shall not be deemed to be a waiver of any of the terms and provisions
hereof, and Mortgagee, notwithstanding any such failure, shall have the right
thereafter to insist upon the strict performance by Mortgagor of any and all of
the terms and provisions of this Mortgage to be performed by Mortgagor.
Mortgagee may release, regardless of consideration and without the necessity for
any notice to or consent by the holder of any subordinate lien on the Mortgaged
Property, any part of the security held for the obligations secured by this
Mortgage without, as to the remainder of the security, in anywise impairing or
affecting the lien of this Mortgage or the priority of such lien over any
subordinate lien.

            32. Governing Law, etc. This Mortgage shall be governed by and
construed in accordance with the laws of South Carolina, except that Mortgagor
expressly acknowledges that by its terms the Credit Agreement and any Note shall
be governed and construed in accordance with the laws of the State of New York,
without regard to principles of conflict of law, and for purposes of
consistency, Mortgagor agrees that in any in personam proceeding related to this
Mortgage the rights of the parties to this Mortgage shall also be governed by
and construed in accordance with the laws of the State of New York governing
contracts made and to be performed in that State, without regard to principles
of conflict of law.

            33. Certain Definitions. Unless the context clearly indicates a
contrary intent or unless otherwise specifically provided herein, words used in
this Mortgage shall be used interchangeably in singular or plural form and the
word "Mortgagor" shall mean "each Mortgagor or any subsequent owner or owners of
the Mortgaged Property or any part thereof or interest therein," the word
"Mortgagee" shall mean "Mortgagee or any successor agent for the


                                                                              17



Lenders," the word "person" shall include any individual, corporation,
partnership, trust, unincorporated association, government, governmental
authority, or other entity, and the words "Mortgaged Property" shall include any
portion of the Mortgaged Property or interest therein. Whenever the context may
require, any pronouns used herein shall include the corresponding masculine,
feminine or neuter forms, and the singular form of nouns and pronouns shall
include the plural and vice versa. The captions in this Mortgage are for
convenience or reference only and in no way limit or amplify the provisions
hereof.

            34. Local Law Provisions.

      (a)   Future Advances. This Mortgage also secures, in accordance with
Section 29-3-50, as amended, Code of Laws of South Carolina 1976, (a) all future
advances and readvances that may subsequently be made to Borrower by Lenders
evidenced by the Note, or any other promissory notes, and all renewals,
replacements, modifications, and extensions thereof; provided, however, that
nothing contained herein shall create an obligation on the part of Lender to
make future advances or readvances to Borrower; and (b) all other indebtedness
of Borrower to Lenders now or hereafter existing, whether direct or indirect.
The maximum amount of all indebtedness outstanding at any one time secured
hereby shall not exceed $3,225,000,000, plus interest thereon, which may be
deferred, accrued or capitalized, and all charges and expenses of collection
incurred by Lender, including court costs, and reasonable attorneys' fees.

      (b)   Waiver of Jury Trial. BORROWER, AFTER CONSULTATION WITH ITS
ATTORNEYS, HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES THE RIGHT IT
MAY HAVE TO A TRIAL BY JURY IN RESPECT TO ANY ACTION, PROCEEDING, LITIGATION OR
COUNTERCLAIM BASED HEREON, OR ARISING OUT OF, UNDER OR IN CONNECTION WITH THE
LOAN DOCUMENTS AND ANY OTHER AGREEMENT CONTEMPLATED TO BE EXECUTED IN
CONJUNCTION HEREWITH. THIS PROVISION IS A MATERIAL INDUCEMENT FOR THE LENDER
ACCEPTING THIS MORTGAGE

      (c)   Limitations Based Upon Applicable Law. Anything to the contrary
otherwise contained in this instrument notwithstanding, all provisions of this
instrument granting to any party remedies or the benefits of any waiver,
self-help or other similar provisions shall be read to provide that the same are
available only to the extent permitted by applicable law.

      (d)   Principles of Construction. In the event of any inconsistencies
between the terms and conditions of this Section 34 and the terms and conditions
of this Mortgage, the terms and conditions of this Section 34 shall control and
be binding.

                            No Further Text This Page


                                                                              18



      (e)   Waiver of Appraisal Rights. The laws of South Carolina provide that
in any real estate foreclosure proceeding a defendant against whom a personal
judgment is taken or asked may within thirty days after the sale of the
mortgaged property apply to the court for an order of appraisal. The statutory
appraisal value as approved by the court would be substituted for the high bid
and may decrease the amount of any deficiency owing in connection with the
transaction. THE UNDERSIGNED HEREBY WAIVES AND RELINQUISHES THE STATUTORY
APPRAISAL RIGHTS WHICH MEANS THE HIGH BID AT THE JUDICIAL FORECLOSURE SALE WILL
BE APPLIED TO THE DEBT REGARDLESS OF ANY APPRAISED VALUE OF THE MORTGAGED
PROPERTY.

            IN WITNESS WHEREOF, this Mortgage has been duly executed by
Mortgagor on the date first above written.

                                                JOHN H. HARLAND COMPANY [SEAL]
Signed, Sealed and Delivered
In the Presence of:                             By: /s/ Edward P. Taibi
/s/ Barbara Deakin                                  ----------------------------
-----------------------------                   Name:  Edward P. Taibi
Witness #1                                      Title: Assistant Secretary

/s/ Lucy Popkin
-----------------------------
Witness #2
State of New York )
                  )           ACKNOWLEDGMENT
County of New York)

I, Joshua Babbit, a Notary Public for New York, do hereby certify
that  Edward P. Taibi, the Assistant Secretary of John H. Harland Company, a
GA Corporation, personally appeared before me this day and acknowledged
the due execution of the foregoing instrument.

Witness my hand and seal this 30 day of April, 2007

Joshua Babbit [SEAL]

Notary Public for New York
My Commission Expires: August 7, 2010


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                                   Schedule A

                           Description of the Premises

Parcel I (Lot 2-2 acres):

Legal Description:

      All that certain piece, parcel or tract of land, situate, lying and being
near the intersection of Ermine Road (Road S-1508) and Platt Springs Road (S.C.
Highway No. 602), in the County of Lexington, State of South Carolina,
containing two (2) acres, more or less, and being more fully shown on a plat of
property surveyed for the South Carolina Budget and Control Board by B. P.
Barber and Associates, Inc., Engineers, dated March 22, 1971, and shown as Lot #
2; said Lot # 2 being more fully described as follows, as shown on said plat:

      Beginning at an iron stake on the Eastern side of Ermine Road at a point
three hundred sixty-three and one-tenth (363.1') feet North of Platt Springs
Road, and running North 23 degrees 2 minutes West along the right of way of
Ermine Road, for a distance of one hundred eighty-one and two-tenths (181.2') to
an iron; thence turning and running North 67 degrees and 49 minutes East for a
distance of four hundred eighty and one-tenth (480.1') feet along other property
of South Carolina Budget and Control Board to an iron; thence turning and
running South 23 degrees 32 minutes East for a distance of one hundred
eighty-one and two-tenths (181.2') feet along property of Fairhill Subdivision
to an iron; thence turning and running South 67 degrees 49 minutes West along
property of John H. Harland Company for a distance of four hundred eighty-one
and seven-tenths (481.7') feet to an iron at the point of beginning.

      This conveyance is subject to the remaining right of the United States of
America to recover the use of this property during any period of national
emergency, said right being set forth in the deed to the grantor herein dated
September 3, 1947, and recorded in the Office of the Clerk of Court for
Lexington County in Deed Book 6-0 at page 2, as amended by subsequent instrument
dated August 27, 1956, and recorded in said office in Deed Book 8-P at page 398.

      This being the identical property conveyed to South Carolina Harland
Company, Inc. by deed dated April 12, 1971 and recorded in the Office of the
Clerk of Court for Lexington County in Deed Book 20-D at page 400.

Tax Map Parcel No: 005699-05-007

Derivation: This is the same property conveyed to Mortgagor by deed of John H.
Harland Company Foundation, Inc., dated 10-5-1983 and recorded in the Office of
the Register of Deeds for Lexington County, South Carolina on December 8, 1983
in Book 621 at Page 167.


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Parcel II (4 acres):

Legal Description:

      All that certain piece, parcel or tract of land situate, lying, and being
at the intersection of Ermine Road (Road S-1508) and Platt Springs Road (S.C.
Highway No. 602), in the County of Lexington, State of South Carolina,
containing four (4) acres, and being more fully shown on a plat of property
surveyed for South Carolina Budget and Control Board, by B. P. Barber and
Associates, Inc., Engineers, dated February 27, 1968; said tract being more
fully described as follows, as shown on said plat: Commencing at an iron stake
on the eastern side of Ermine Road at a point fifty (5O') feet North of Platt
Springs Road, and running North 23 degrees 2 minutes West along the right of way
of Ermine Road, for a distance of three hundred thirteen and one-tenth (313.1')
feet to an iron; thence, turning and running North 67 degrees 49 minutes East
along property of S. C. Budget and Control Board, for a distance of four hundred
eighty one and seven-tenths (481.7') feet to an iron; thence, turning and
running South 23 degrees 32 minutes East along property of Fairhlll Subdivision
and property of Aubery Hook, for a distance of three hundred sixty three and
two-tenths (363.2') feet to an iron on the right of way of Platt Springs Road;
thence, turning and running South 67 degrees 49 minutes West along the right of
way of Platt Springs Road, for a distance of four hundred thirty four and
nine-tenths (434.9') feet to an Iron; thence, turning and running North 67
degrees 36 minutes and 30 seconds West along the right of way or sight area at
the intersection of Ermine Road and Platt Springs Road, for a distance of
seventy one and two-tenths (71.2') feet to the point of beginning.

      This conveyance is subject to the remaining right of the United States of
America to recover the use of this property during any period of national
emergency, said right being set, forth in the deed to the grantor herein dated
September 3, 1947, and recorded in the Office of the Clerk of Court for
Lexington County In Deed Book 6-0 at page 2, as amended by subsequent instrument
dated August 27, 1956, and recorded In said office in Deed Book 8-P at page 398.

      This being the Identical property conveyed to John H. Harland Company
Foundation, Inc. by deed dated April 22, 1968 and recorded in office of the
Clerk of Court for Lexington County in Deed Book 16-X at page 490.

Tax Map Parcel No: 005699-05-007

Derivation: This is the same property conveyed to Mortgagor by deed of John H.
Harland Company Foundation, Inc., dated 10-5-1983 and recorded in the Office of
the Register of Deeds for Lexington County, South Carolina on December 8, 1983
in Book 621 at Page 171.


                                                                              21



Parcel III:

Legal Description:

All that certain piece, parcel, or tract of land-lying and being on Ermine Road
(Road S-1508) in the County of Lexington, State of South Carolina, containing
5.35 acres, more or less, and being lots three (3) and four (4) as more fully
shown on a plat surveyed for the South Carolina Budget and Control Board by B.
P. Barber and Associates, Inc., Engineers, Plat No. 13,066-B6, dated July 1,
1965, said lots 3 and 4 being shown as follows:

Lot #3 - Bounded on the West by Ermine Road and measuring thereon one hundred
eighty-one and eight-tenths (181.8') feet, more or less;

            Bounded on the North by Lot 4 whereon it measures four hundred
seventy-eight and five-tenths (478.5 feet, more or less;

            Bounded on the East by properties of Fairhill Subdivision whereon it
measures one hundred eighty-one and eight-tenths (181.8') feet, more or less;
and

            Bounded on the South by Lot 2 of John H. Harland Company, whereon it
measures four hundred eighty and one-tenths (480.1') feet, more or less.

Lot #4 - Bounded on the West by Ermine Road and measuring thereon three hundred
eighty-one and five-tenths (381.5') feet, more or less;


                                                                              22



            Bounded on the North by properties of Fair-hill Subdivision and
      measuring thereon four hundred ninety-nine and five-tenths (499.5') feet,
      more or less;

            Bounded on the East by properties of Fair-hill Subdivision whereon
      it measures two hundered thirty-eight and five-tenths (238.5') feet, more
      or less; and

            Bounded on the South by Lot #3 hereinabove described and measuring
      thereon four hundered seventy-eight and five-tenths (478.5') feet, more or
      less.

      The above described Lots Three and Four are subject to such easements and
      rights-of-way as are of record.

      This property being a portion of properties conveyed to the State of South
Carolina and this conveyance is subject to the remaining right of the United
States of America to recover the use of this property during any period of
national emergency, said right being set forth in the deed to the grantor herein
dated September 3, 1947, and recorded in the Office of the Clerk of Court for
Lexington County in Deed Book 6-0 at page 2, as amended by subsequent instrument
dated August 27, 1956, and recorded in said office in Deed Book 8-P at page 398.

Tax Map Parcel No: 005699-05-007

Derivation: This is the same property conveyed to Mortgagor by deed of South
Carolina Harland Company, Inc., dated 11-23-1983 and recorded in the Office of
the Register of Deeds for Lexington County, South Carolina on December 8, 1983
in Book 621 at Page 178.


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