Exhibit 34.2

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REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Operating Committee
Saxon Mortgage Services, Inc.:

We have examined management's assertion, included in the accompanying
Certification Regarding Compliance with Applicable Servicing Criteria, that
Saxon Mortgage Services, Inc. (the "Company") complied with the servicing
criteria set forth in Item 1122(d) of the Securities and Exchange Commission's
Regulation AB for the Residential Mortgage Loans Platform (the "Platform")
as of and for the year ended December 31, 2007, excluding criteria 1122
(d)(1)(iii), 1122 (d)(3)(i)(C), 1122 (d)(4)(xi), 1122 (d)(4)(xii), and 1122
(d)(4)(xv), which management has determined are not applicable to the activities
performed by the Company with respect to the Platform. Appendix B to
management's assertion identifies the individual asset-backed transactions
defined by management as constituting the Platform. Management is responsible
for the Company's compliance with the servicing criteria. Our responsibility is
to express an opinion on management's assertion about the Company's compliance
with the servicing criteria based on our examination.

Our examination was conducted in accordance with attestation standards
established by the American Institute of Certified Public Accountants, as
adopted by the Public Company Accounting Oversight Board (United States) and,
accordingly, included examining, on a test basis, evidence about the Company's
compliance with the applicable servicing criteria, including tests on a sample
basis of the servicing activities related to the Platform, determining whether
the Company performed those selected activities in compliance with the servicing
criteria during the specified period and performing such other procedures as we
considered necessary in the circumstances. Our procedures were limited to
selected servicing activities performed by the Company during the period covered
by this report and, accordingly, such samples may not have included servicing
activities related to each asset-backed transaction included in the Platform.
Further, an examination is not designed to detect noncompliance arising from
errors that may have occurred prior to the period specified above that may have
affected the balances or amounts calculated or reported by the Company during
the period covered by this report. We believe that our examination provides a
reasonable basis for our opinion. Our examination does not provide a legal
determination on the Company's compliance with the servicing criteria.

As described in management's assertion, for servicing criteria 1122(d)(4)(i),
the Company has engaged a vendor to perform certain activities required by this
servicing criteria. The Company has determined that this vendor is not
considered a "servicer" as defined in Item 1101(j) of Regulation AB, and the
Company has elected to take responsibility for assessing compliance with the
servicing criteria applicable to this vendor as permitted by Interpretation
17.06 of the SEC Division of Corporation Finance Manual of Publicly Available
Telephone Interpretations ("Interpretation 17.06"). As permitted by
Interpretation 17.06, the Company has asserted that it has policies and
procedures in place designed to provide reasonable assurance that the vendor's
activities comply in all material respects with the servicing criteria
applicable to this vendor. The Company is solely responsible for determining
that it meets the SEC requirements to apply Interpretation 17.06 for the vendor
and related criteria as described in its assertion, and we performed no
procedures with respect to the Company's determination of its eligibility to use
Interpretation 17.06.

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In our opinion, management's assertion that the Company complied with the
aforementioned applicable servicing criteria as of and for the year ended
December 31, 2007, for the Residential Mortgage Loans Platform is fairly stated,
in all material respects.

/s/ Deloitte & Touche LLP

McLean, VA
March 14, 2008

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                                                    PricewaterhouseCoopers LLP
                                                    2001 Ross Avenue, Suite 1800
                                                    Dallas TX 75201-2997
                                                    Telephone (214) 999 1400
                                                    Facsimile (214) 754 7991

             Report of Independent Registered Public Accounting Firm

To the Board of Directors of The First American Corporation:

We have examined management's assertion, included in the accompanying Report on
Assessment of Compliance, that First American Real Estate Solutions of Texas,
L.P. (the "Company" and an indirect subsidiary of The First American
Corporation) complied with the servicing criteria set forth in Item 1122(d) of
the Securities and Exchange Commission's Regulation AB for all loans for
residential and commercial mortgage loan outsourcing customers for which the
Company served as the residential and commercial tax service provider (the
"Platform"), as of December 31, 2007 and for the year then ended, excluding
criteria 1122(d)(1)(i)-(iii), 1122(d)(2)(i)-(iv), 1122(d)(3)(i)-(iv),
1l22(d)(4)(i)-(x)and 1122(d)(4)(xiv)-(xv), which the Company has determined are
not applicable to the servicing activities performed by it with respect to the
Platform. Management's assertion identifies the individual securities defined by
management as constituting the Platform. Management is responsible for the
Company's compliance with the servicing criteria. Our responsibility is to
express an opinion on management's assertion based on our examination.

Our examination was conducted in accordance with standards of the Public Company
Accounting Oversight Board (United States) and, accordingly, included examining,
on a test basis, evidence about the Company's compliance with the applicable
servicing criteria and performing such other procedures as we considered
necessary in the circumstances. Our examination included testing of selected
securities that comprise the Platform, testing of selected servicing activities
related to the Platform, and determining whether the Company processed those
selected transactions and performed those selected activities in compliance with
the applicable servicing criteria. Our procedures were limited to the selected
transactions and the servicing activities performed by the Company during the
period covered by this report. Our procedures were not designed to detect
noncompliance arising from errors that may have occurred prior to or subsequent
to our tests that may have affected the balances or amounts calculated or
reported by the Company during the period covered by this report. We believe
that our examination provides a reasonable basis for our opinion. Our
examination does not provide a legal determination on the Company's compliance
with the servicing criteria.

In our opinion, management's assertion that the Company complied with the
aforementioned applicable servicing criteria as of and for the year ended
December 31, 2007 for all loans for residential and commercial mortgage loan
outsourcing customers for which the Company served as the residential and
commercial tax service provider is fairly stated, in all material respects.

/s/ PricewaterhouseCoopers LLP

February 12, 2008
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             Report of Independent Registered Public Accounting Firm

Board of Directors and Shareholders
Southwest Business Corporation

We have examined management's assertion, included in the accompanying
Management's Report on Assessment of Compliance with SEC Regulation AB Servicing
Criteria, that Southwest Business Corporation (the Company) complied with the
servicing criteria set forth in Item 1122 (d) of the Securities and Exchange
Commission's Regulation AB for the servicing of certain escrowed loans for Saxon
Mortgage Services, Inc. (the Platform) as of and for the year ended December 31,
2007, excluding criteria 1122 (d) 1(i), 1(ii), 1(iii), 2(i), 2(ii), 2(iii),
2(iv), 2(v), 2(vi), 2(vii), 3(i), 3(ii), 3(iii), 3(iv), 4(i), 4(ii), 4(iii),
4(iv), 4(v), 4(vi), 4(vii), 4(viii), 4(ix), 4(x), 4(xii), 4(xiv) and 4(xv),
which management has determined are not applicable to the activities performed
by the Company with respect to the Platform. Management's assertion identifies
the individual asset-backed transactions defined by management as constituting
the Platform. Management is responsible for the Company's compliance with the
servicing criteria. Our responsibility is to express an opinion on management's
assertion about the Company's compliance with the servicing criteria based on
our examination.

Our examination was conducted in accordance with attestation standards
established by the American Institute of Certified Public Accountants, as
adopted by the Public Company Accounting Oversight Board (United States) and,
accordingly, included examining, on a test basis, evidence about the Company's
compliance with the applicable servicing criteria, including tests on a sample
basis of the servicing activities related to the Platform, determining whether
the Company performed those selected activities in compliance with the servicing
criteria during the specified period and performing such other procedures as we
considered necessary in the circumstances. Our procedures were limited to
selected servicing activities performed by the Company during the period covered
by this report and, accordingly, such samples may not have included servicing
activities related to each asset-backed transaction included in the Platform.
Further, an examination is not designed to detect noncompliance arising from
errors that may have occurred prior to the period specified above that may have
affected the balances or amounts calculated or reported by the Company during
the period covered by this report. We believe that our examination provides a
reasonable basis for our opinion. Our examination does not provide a legal
determination on the Company's compliance with the servicing criteria.

In our opinion, the Company complied with the aforementioned applicable
servicing criteria as of and for the year ended December 31, 2007 for the
escrowed loans serviced for Saxon Mortgage Services, Inc., in all material
respects.

/s/ Deloitte & Touche LLP

Deloitte & Touche LLP
Houston, TX
February 29, 2008

                                                        Member of
                                                        Deloitte Touche Tohmatsu
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                              KPMG LLP                 Telephone 813-223-1466
                              Suite 1700               Fax       813-223-3516
                              100 North Tampa Street   Internet  www.us.kpmg.com
                              Tampa, Florida 33602

             Report of Independent Registered Public Accounting Firm

The Board of Directors
Fidelity National Information Services, Inc
FIS Tax Services (FIS)

We have examined management's assessment, included in the accompanying
Management Compliance Statement that FIS Tax Services (FIS) complied with the
servicing criteria set forth in Item 1122(d) of the Securities and Exchange
Commission's Regulation AB for tax processing of residential mortgage loans (the
Platform), except for General Servicing Consideration criteria (i) - (iv), Cash
Collections and Administration (i) - (vii), Investor Remittances and Reporting
(i) - (iv), and Pool Asset Administration (i) - (x), (xiv), and (xv), which FIS
has determined are not applicable to the activities it performs with respect to
the Platform, as of and for the period ending December 31, 2007. FIS has
determined the following servicing criteria from 1122(d)(4) were applicable to
the activities it performs with respect to the Platform.

(xi)     Payments made on behalf of an obligor (such as tax or insurance
         payments) are made on or before the related penalty or expiration
         dates, as indicated on the appropriate bills or notices for such
         payments, provided that such support has been received by the servicer
         at least 30 calendar days prior to these dates, or such other number of
         days specified in the transaction agreements.

(xii)    Any late payment penalties in connection with any payment to be made on
         behalf of an obligor are paid from the servicer's funds and not charged
         to the obligor, unless the late payment was due to the obligor's error
         or omission.

(xiii)   Disbursements made on behalf of an obligor are posted within two
         business days to the obligor's records maintained by the servicer, or
         such other number of days specified in the transaction agreements.

Management is responsible for FIS' compliance with those servicing criteria. Our
responsibility is to express an opinion on management's assessment about FIS'
compliance based on our examination.

Our examination was conducted in accordance with the standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about FIS' compliance with the servicing
criteria specified above and performing such other procedures as we considered
necessary in the circumstances. Our examination included testing of less than
all of the individual residential mortgage loans that comprise the Platform,
testing of less than all of the servicing activities related to the Platform,
and determining whether FIS processed those selected transactions and performed
those selected activities in compliance with the servicing criteria.
Furthermore, our procedures were limited to the selected transactions and
servicing activities performed by FIS during the period covered by this report.
Our procedures were not designed to determine whether errors may have occurred
either prior to or subsequent to our tests that may have affected the balances
or amounts

           KPMG LLP, a U.S. limited liability partnership, is the U.S.
             member firm of KPMG International, a Swiss cooperative.
<PAGE>

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calculated or reported by FIS during the period covered by this report for the
selected transactions or any other transactions. We believe that our examination
provides a reasonable basis for our opinion. Our examination does not provide a
legal determination on FIS' compliance with the servicing criteria.

In our opinion, management's assessment that FIS complied with the
aforementioned servicing criteria as of and for the year ended December 31, 2007
is fairly stated, in all material respects.

/s/ KMPG LLP

Tampa, Florida
January 5, 2008

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