<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF UST CORP. FOR THREE MONTHS ENDED MARCH 31, 1998,WHICH
HAS BEEN RESTATED TO REFLECT THE ACQUISITIONS OF SOMERSET SAVINGS BANK AND
AFFILIATED COMMUNITY BANCORP, INC. AS POOLING OF INTERESTS AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS OF FORM 10-Q.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<EXCHANGE-RATE>                                      1
<CASH>                                         126,017
<INT-BEARING-DEPOSITS>                             337
<FED-FUNDS-SOLD>                                44,179
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    931,522
<INVESTMENTS-CARRYING>                         233,665
<INVESTMENTS-MARKET>                           236,247
<LOANS>                                      4,008,792
<ALLOWANCE>                                     70,738
<TOTAL-ASSETS>                               5,508,637
<DEPOSITS>                                   4,140,796
<SHORT-TERM>                                   641,677
<LIABILITIES-OTHER>                             62,472
<LONG-TERM>                                    158,466
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        26,572
<OTHER-SE>                                     478,654
<TOTAL-LIABILITIES-AND-EQUITY>               5,508,637
<INTEREST-LOAN>                                 87,127
<INTEREST-INVEST>                               18,630
<INTEREST-OTHER>                                 1,151
<INTEREST-TOTAL>                               106,908
<INTEREST-DEPOSIT>                              33,161
<INTEREST-EXPENSE>                              10,853
<INTEREST-INCOME-NET>                           62,894
<LOAN-LOSSES>                                    1,101
<SECURITIES-GAINS>                               1,559
<EXPENSE-OTHER>                                 45,640
<INCOME-PRETAX>                                 28,518
<INCOME-PRE-EXTRAORDINARY>                      28,518
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    18,733
<EPS-PRIMARY>                                      .45
<EPS-DILUTED>                                      .43
<YIELD-ACTUAL>                                    8.39
<LOANS-NON>                                     32,489
<LOANS-PAST>                                     1,192
<LOANS-TROUBLED>                                16,844
<LOANS-PROBLEM>                                 53,300
<ALLOWANCE-OPEN>                                68,539
<CHARGE-OFFS>                                    2,427
<RECOVERIES>                                     3,525
<ALLOWANCE-CLOSE>                               70,738
<ALLOWANCE-DOMESTIC>                            70,738
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         10,922
        

</TABLE>