<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULED CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF UST CORP. FOR THE SIX MONTHS ENDED JUNE 30, 1998, WHICH
HAS BEEN RESTATED TO REFLECT THE ACQUISITIONS OF SOMERSET SAVINGS BANK AND
AFFILIATED COMMUNITY BANCORP, INC. AS POOLINGS OF INTERESTS AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS OF FORM 10-Q.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<EXCHANGE-RATE>                                   1.00
<CASH>                                         114,162
<INT-BEARING-DEPOSITS>                             341
<FED-FUNDS-SOLD>                                99,303
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    913,124
<INVESTMENTS-CARRYING>                         217,675
<INVESTMENTS-MARKET>                           219,587
<LOANS>                                      4,060,436
<ALLOWANCE>                                     68,708
<TOTAL-ASSETS>                               5,562,487
<DEPOSITS>                                   4,169,926
<SHORT-TERM>                                   673,572
<LIABILITIES-OTHER>                             62,842
<LONG-TERM>                                    134,480
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        26,629
<OTHER-SE>                                     495,038
<TOTAL-LIABILITIES-AND-EQUITY>               5,562,487
<INTEREST-LOAN>                                174,296
<INTEREST-INVEST>                               36,718
<INTEREST-OTHER>                                 2,113
<INTEREST-TOTAL>                               213,127
<INTEREST-DEPOSIT>                              65,967
<INTEREST-EXPENSE>                              22,184
<INTEREST-INCOME-NET>                           88,151
<LOAN-LOSSES>                                      222
<SECURITIES-GAINS>                               1,733
<EXPENSE-OTHER>                                 92,846
<INCOME-PRETAX>                                 55,379
<INCOME-PRE-EXTRAORDINARY>                      55,379
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    36,184
<EPS-BASIC>                                      .86
<EPS-DILUTED>                                      .84
<YIELD-ACTUAL>                                    8.27
<LOANS-NON>                                     27,854
<LOANS-PAST>                                     1,252
<LOANS-TROUBLED>                                12,879
<LOANS-PROBLEM>                                 52,500
<ALLOWANCE-OPEN>                                68,539
<CHARGE-OFFS>                                    5,663
<RECOVERIES>                                     5,610
<ALLOWANCE-CLOSE>                               68,708
<ALLOWANCE-DOMESTIC>                            68,708
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         10,940


</TABLE>