**EXHIBIT10.7****Director* Compensation Summary****Meeting Fees**For each meeting of the board of directors of Civitas BankGroup, Inc., a Tennessee corporation,(the “Company”), attended, a director receives $700, except for the Chairman who receives $800 foreach meeting attended.Directors are reimbursed for their expenses incurred in connection with their activities as theCompany’s directors.**Committee Meeting Fees**Each Executive Committee member receives $500 for each committee meeting attended, except for theChairman of the Executive Committee who receives $600 per committee meeting. Each Audit Committeemember receives $500 for each monthly committee meeting attended, except for the Chairman of theAudit Committee who receives $600 per committee meeting attended. Each Personnel Committee memberreceives $500 for each committee meeting attended, except for the Chairman of the PersonnelCommittee who receives $600 for each committee meeting attended.In addition, each director of the Company that is also a director of Cumberland Bank, the Company’swholly-owned subsidiary (the “Bank”), is compensated for his service on such board and anycommittees thereof, if the director is not also an employee of the Bank. For each meeting of theboard of directors of the Bank attended, each non-employee director receives $500, except for theChairman who receives $600 for each meeting attended. Each member of a committee of the Bankreceives $300 for each committee meeting attended, except for the Chairman of such committee whoreceives $400 for each committee meeting attended.**Equity Compensation**Each director is eligible to participate in the Company’s Stock Option Plan.The foregoing information is summary in nature. Additional information regarding directorcompensation will be provided in the Company’s proxy statement to be filed in connection with the2007 annual meeting of the Company’s shareholders. * Includes directors that are also employees of the Company.
 

 
**Named Executive Officer Compensation Summary**The following table sets forth the current base salaries paid to the Company’s President and ChiefExecutive Officer and its other named executive officers and the amount of the paid to thesepersons for 2006.     **Executive Officer** **Current Salary** Richard Herrington, President and Chief Executive Officerof the Company $224,972 DannyHerron, Executive Vice President of the Company and President and Chief Executive Officer of Cumberland Bank $177,923 Lisa Musgrove, Executive Vice President, Chief OperatingOfficer and Chief Financial Officer of the Company $147,800 C. Richard Bobo, Chief Credit Officer of Cumberland Bank $134,375 Ashley Hill, Director of Risk Management of the Company $104,000 In addition to their base salaries, these executive officers are also eligible to: **•** Participate in the Company’s bonus plan; **•** Participate in the Company’s equity incentive programs, which currently involvesthe award of stock options pursuant to the Company’s Stock Option Plan; and **•** Participate in the Company’s broad-based benefit programs generally available toits employees, including health, disability and life insurance programs and theCompany’s 401(k) Plan and Employee Stock Purchase Plan.The foregoing information is summary in nature. Additional information regarding the namedexecutive officer compensation will be provided in the Company’s proxy statement to be filed inconnection with the 2007 annual meeting of the Company’s shareholders.