EXHIBIT 31.2 CERTIFICATION OF
CHIEF FINANCIAL OFFICER PURSUANT
TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Lawrence Fensterstock, certify that:1.
I have reviewed this quarterly report on Form 10-QSB
  of CreditRiskMonitor.com, Inc.;2.
Based on my knowledge, this report does not contain
  any untrue statement of a material fact or omit to state a material fact
  necessary to make the statements made, in light of the circumstances under
  which such statements were made, not misleading with respect to the period
  covered by this report;3.
Based on my knowledge, the financial statements, and
  other financial information included in this report, fairly present in all
  material respects the financial condition, results of operations and cash
  flows of the small business issuer as of, and for, the periods presented in
  this report;4.
The small business issuers other certifying officer
  and I are responsible for establishing and maintaining disclosure controls
  and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e))
  [***Omitted pursuant to extended compliance period] for the small business
  issuer and have:a)
Designed such disclosure controls and procedures, or
  caused such disclosure controls and procedures to be designed under our
  supervision, to ensure that material information relating to the small
  business issuer, including its consolidated subsidiaries, is made known to us
  by others within those entities, particularly during the period in which this
  report is being prepared;b)
[***Omitted pursuant to extended compliance period];c)
Evaluated the effectiveness of the small business
  issuers disclosure controls and procedures and presented in this report our
  conclusions about the effectiveness of the disclosure controls and
  procedures, as of the end of the period covered by this report based on such
  evaluation; andd)
Disclosed in this report any change in the small
  business issuers internal controls over financial reporting that occurred
  during the small business issuers most recent fiscal quarter (the small
  business issuers fourth fiscal quarter in the case of an annual report) that
  has materially affected, or is reasonably likely to materially affect, the
  small business issuers internal control over financial reporting; and5.
The small business issuers other certifying officer
  and I have disclosed, based on our most recent evaluation of internal control
  over financial reporting, to the small business issuers auditors and the 17   audit committee of the small business issuers board
  of directors (or persons performing the equivalent function):a)
All significant deficiencies and material weaknesses
  in the design or operation of internal control over financial reporting which
  are reasonably likely to adversely affect the small business issuers ability
  to record, process, summarize and report financial information; andb)
Any fraud, whether or not material, that involves
  management or other employees who have a significant role in the small
  business issuers internal controls over financial reporting.Date: May 15, 2006
By: /s/ Lawrence FensterstockLawrence FensterstockChief Financial Officer18