OFFICE OF THE ATTORNEY GENERAL OF TEXAS 

AUSTIN 

run. Mortlnier Brown 

Escmlt1ve R*oretawy 

Tcaoher fiettrermnt System of Tsur 

Auetln, Terelr 

xn your letts 

thet Julia K. Froelloh 

Syrtem, with Alice Cabpa 

tll Juaet 16, 1940, lvben 

by her, reading: 

sira my beneflaiq. 

to bo payable t6 

Yours vary truly, 

/n/ Julia lL I!roell@h 

benotlolary~le kllae Camp;.* 

vsd that httei’ and on June El, lO(o, 

your~rqplar ohan- of bondie alaned by hoti raking the deelrrd ohaoge. 

83, 1940, at Q!IS A.M., 

to her, and pn~ro~flb88 

the noabor effsatually al!mn&&l tim 

oi June 18th. 

You have also furnlshsd us with o eepy I& an affiQavlt cede by Mm. '#. R. 90irlep, l derinlrntretrfx of the estate of the deoesaed, atatiag that ahe visits& Wbs T~oelleb .- 
8 r Hon. Eortlmer Brown, Pago e 

at 11:OO o'clook 0x1 the nlgkt of June 82116, ma tht at 

.~UP to that time tka latter wrlttan bp you oataining *ho 

feast 

change Of bsnsficlsry for18 had riot beon dollverad to kar, m. 

affidavit further state@ that suah lettmr oontaining tha tom 

waB 6iven tc~ the Effi5nt on Juno mtk, unopened upi to that 

time. Es shall take tkeaa atetemonta ee true end aa akowlug 

that t.210 letter oontefnizig tha tom #es never rea&ved by ~88 

Froalloh Prior to her death, or if rooeivod by bar thet ahe 

waa unable to properly diapoaa of It. 

where aka died prior to June 18th. 

She was in the hoapltal 

Prom your lattrr wa GnAaratenA tket no optfolui I+ 

lootion VI88 ml8 MAW the provlalons or Subaeotlon 7, or sac+- 

tion El, ~rtiol8 2922-1, Paron’s Cirll’~$tetutae, ati the mlr 

part of raid krtlde bewlw on tks ehango ot banoPialuy 

pwation la Subsection 6 oi aeiA Seetloa 5, *nAlng e,a followa: 

“Ehould a meaibar ttonae ts be a teaahhar uobpt 

by Qoatk or retlrwwat uuder the ~ro~vfalona of tkfa 

Act, he ah011 ba paid 1~ iuLl the emount or tko 

sooumuletsd contribution8 standlng'to thol txradlt 

cl kie inAividue1 accroutrt in tha Toaoher Srvlog 

Fund.~ Should e membar &la b&ore retlraamnt, the 

eaiour;t of his scoum0.et.d oontrlbutltiua stanAir& 

to the orsAlt of his inAlvtAua1 socouut akall ba 

paid se $TOvliled by 08 ,UWS oi Aoaoont WA Ale 

trlbutlon at Texaa unlgrca hs,baa AireateA the 8owgat ta bo paid ~Chorwfao~ Gevm (7) you8 sitar 

suck oeasation of aorvboa if no prevloue dm8nA 

h&8 been mada, any aooum ui atad aontrlbutiona Sf 

a contributor shall be ratirrned to &I6 or to hia 

heirs. ff the wntrlbutor oP.hls haira QaMot 

,then be found, his aooPieylatcA eontributlom abe= 

ba rorieited to tke Retlrfizmit Syatom end crobitod 

to tha Fermnent Retireamt Shad.” 

TZ;e fora adopted bY bh4~T~ckwr RetireSWpt sY*tU for 

the a64ignStion Of benaifoiatlaa WUteine th@ l tat*mnt tht 

$he me&.ere fill ~dm any daairad okawe af banaflaiarY 08 

tu fora praaaribad by the Systun, and 1'that waaa aash aha=a 

of ben4fieiary IS filed et~the office of thr Teaohu Ear*- 

mcpnt System et Austin, Te-0, AUFIW w lifatim, it ahall ba 

void and o? no 9ffaQt." XISS Froelloti’a Aoal~ntlcm WE* UPOn 

on4 of these fonsa. The d~si@8tiOn ~8s 'wt 4CknQW~4a%e~ W 

her, neither tb form for arl&.iellY desfmtlw a banaWiarY 

t 
Bon. xortimer Brown, Pa&@ 3 

mv? for ohendw the banefiof4ry being equipwd \*ith eo~~~- 

6dgunt forma, but s~eoea baiag provided ior slgnaturr wttD1*8*4. 

WO have no 8PpOllate OOtWt d4018iOa on t&la partiouulu Aot concerning thiu point. It 18 8enarally aala that prooialons inserted In lnsurano4 po110148 governing the m4thod 

of ohanglng b4nefiolar8eo 4~ for the prokotlon a$ the fnaurenoe oompanisa. Adam4 'IO. Adama, 98 5. ii’. (8)~ 864; Wyatt va. 

Wyatt, 65 3. 1:. (8) zoa. xt 18 8180 1170li 8etiea that ii an 

Insured do48 all he oan re4sonably do to ptmfect a ohon* of 

~b4n4flolary during hi4 llratlma, than and in that evbnt,, it 

will b4 regard44 48 aocb%pllsh4d, 4~44 though th4 applio4tlon 

for aucb a change arrivea at th4 lnaumnoe company oifioa and 

th4 ohangs la indoraad upon th4 polioy after the daath of tb 

Inaur4d. Adam4 va. Adama, suprs~ Wyatt ta. Vy4tt, aupr4i Brown 

*a. Union Cantral Llf4 Ina. Co., 98 9. W. (13) 662.. Xallsy va. 

YoDonald, 83 s. Vi. (Z) 414, and Beak ~a. Beok, 80 9. W. (8) 

ZM, (rule rucognlaed). 48 we raa6 theaa ma*u tite term *all 

that the inauretd Qan rwaonabl~ do* has nrrrenoo to what he 

6811 do after he hra determine4 to make the ishang.. 

In the lnatant 0180, the lettrr writton by th4 msmbar on June 18th &laolOsed her intaatlOn to aakr th4 ch4ng4 OS 

benatlofarp just aa olearly 88 any inatrumnt could do. It ia 

our understanding that the grnuinsnsas of that latter 18 uaqusationsd. so far 44 th4 puaatlon oi lndloatlng~Mlaa FrorUoh*o 

wlahaa ia oonoarwd, the signing of the form preaorlbod br tha 

system rould have added nothing. The law elwaya atriver to 

look to the aubatanos rath4r than to tbs mor4 form. Thla db- 

@ea#e8 m-bar had aotu4lly plroad in ths hands OS tia Syatam 4 

4ignrd ohrnge of b4noflolary. She died before the ?OZ% mailed 

by th4 $yat(up r44oh4d her haadr. Under thr Oiroumat4no48, it 

14 OUT opinion that aho did all that MB n444844rY to make the 

ohang4 of benoiloiary and wo 4ecordingly en8WaT YOW W4atlOn 

in the sifirmtlro. It it3 our aug(54atlon that Mae Caapari 

b adriaed a few 64~4 in advance Of y0u.r intend*6 PWQ@nt Of 

t&e banefit to the adm!ni8tr4tirlX. 

Your8 vary truly