EXHIBIT 10.9

                     REVOLVING CREDIT AGREEMENT DATED AS OF
                        DECEMBER 1, 2003 WITH KEVIN RYAN







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                           REVOLVING CREDIT AGREEMENT


         This  REVOLVING  CREDIT  AGREEMENT  (this  "AGREEMENT")  is  made as of
December 1, 2003 by and between  CRYSTALIX GROUP  INTERNATIONAL,  INC., a Nevada
corporation ("BORROWER") and KEVIN RYAN ("LENDER").

                              PRELIMINARY STATEMENT

         Borrower  wishes to borrow from Lender the principal sum of One Million
Dollars ($1,000,000) and Lender has agreed to provide such money for the purpose
of establishing a revolving line of credit,  subject to the terms and conditions
contained herein.

                                    AGREEMENT

         NOW, THEREFORE, Lender and Borrower agree as follows.

         1.    REVOLVING CREDIT.

               1.1.   REVOLVING CREDIT.  Subject to  the terms and conditions of
this Agreement,  Lender hereby agrees to make advances  ("ADVANCES") to Borrower
from time to time from the date of this Agreement, not to exceed at any time the
aggregate principal sum of One Million Dollars ($1,000,000) (the "LOAN").

               1.2.   REVOLVING CREDIT NOTE.  The Loan shall  be  evidenced by a
Revolving  Credit Note dated the same date as this Agreement  (the "NOTE"),  all
terms of which are incorporated herein by this reference.

               1.3.  INTEREST. The outstanding principal balance of each Advance
shall bear interest from the date thereof until full payment  thereof is made at
an annual  rate of ten  percent  (10%).  Interest  not paid when due shall  bear
interest  at the Default  Rate (as  defined in the Note) to the  fullest  extent
permitted by law. Interest on the Advances shall be payable monthly on the first
day of each month,  commencing  January 1, 2004. Payment under the Note shall be
made to Lender at 3950 East Patrick Lane, Suite 101, Las Vegas, Nevada 89120, or
at such other place as Lender may  designate  in  writing.  Whenever an event of
default under this Agreement has occurred and is  continuing,  the interest rate
on the unpaid principal  balance of the Advances shall, at the option of Lender,
be at the Default Rate (as defined in the Note), to the fullest extent permitted
by law.

               1.4.     BORROWING AND REPAYMENT. Borrower may, from time to time
during  the term of this  Agreement,  borrow,  partially  or  wholly  repay  and
reborrow  Advances  hereunder,  subject  to all of the  limitations,  terms  and
conditions  contained  herein,  provided  that the  total  outstanding  Advances
hereunder shall at no time exceed the total amount of the aggregate of the Loan.

               1.5.     REQUEST  FOR ADVANCE; LENDER'S  DISCRETION. Each Advance
shall be made pursuant to an executed  written  request stating the intended use
of the Advance and anticipated source of repayment, which Borrower shall deliver
to the Lender at least twenty-four (24) hours


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prior to the date and time each Advance is requested to be made.  Lender may, in
his sole  discretion,  decline to make one or more Advances  based upon Lender's
review of the request for Advance and its intended purpose.  Notwithstanding the
foregoing,  Advances may be made by Lender,  without request by Borrower, to pay
interest or any other  amounts owing to Lender under this  Agreement,  or to pay
consulting  fees and expenses owed by the Borrower to Lender or any affiliate of
Lender.

               1.6.   PURPOSE. Advances under the Loan shall be used for general
operating purposes and capital expenditures.

               1.7.    NO WAIVER.  Any decision by Lender not to require payment
of any interest,  fee, cost or other amount payable hereunder or under any other
document,  instrument or agreement at any time  executed in connection  herewith
(collectively  referred to as "LOAN  DOCUMENTS") on any occasion shall in no way
limit or be deemed a waiver of  Lender's  right to  require  payment of any such
amount on any subsequent occasion.

         2.    CONDITIONS PRECEDENT.  The  obligation of Lender to make any Loan
under this Agreement is subject to the following conditions:

               2.1.    COMPLIANCE.  The representations and warranties contained
herein  shall  be  true  on and as of the  date  of the  making  of any  Advance
hereunder and on such date,  no event of default and no condition,  event or act
which,  with the giving of notice or the lapse of time or both, would constitute
an event of default, shall exist.

               2.2.    DOCUMENTATION. Prior to the making of the initial Advance
hereunder,  Lender shall have received,  in form and substance  satisfactory  to
Lender,  the  following  described  documents,  each duly  executed  and,  where
appropriate, acknowledged, and in form and content acceptable to Lender:

                       (a)  this Agreement;

                       (b)  the Note;

                       (c)  Amendment to Security Agreement.

         3.    DEFAULT.

               3.1.  EVENTS OF DEFAULT. Upon the happening of any one or more of
the following events of default,  the principal unpaid balance of the Note, plus
accrued  interest  thereon,  shall,  at the option of Lender and without notice,
demand or  presentment,  all of which are hereby  expressly  waived by Borrower,
become due and payable  and the  obligation,  if any, of Lender to make  further
Advances  hereunder shall immediately  cease and terminate.  The following shall
constitute events of default:

                     (a)   Borrower's failure to pay or perform any obligations,
liabilities or  indebtedness  of Borrower or any of its  subsidiaries to Lender,
whether under this Agreement or any other agreement, note or instrument,  now or
hereafter existing,  as and when due (whether at maturity or by acceleration and
no prior demand therefor by Lender being necessary);


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                     (b)   Borrower's failure to perform any of the non-monetary
covenants,  agreements or conditions  of this  Agreement or any other  agreement
between  Borrower  and Lender,  if such failure  continues  for thirty (30) days
after Borrower's receipt of written notice thereof by Lender;

                     (c)  Insolvency of; business failure of; the appointment of
a custodian,  trustee,  liquidator  or receiver  for, or for any property of; an
assignment for the benefit of creditors under insolvency or debtor's relief law;
or for any readjustment of indebtedness, composition or extension by or against,
Borrower;

                     (d)  Lender's determination that any express representation
or  warranty  made by  Borrower  to  Lender  is, or was,  untrue  or  materially
misleading; or

                     (e)   The  filing or commencement  of  a proceeding against
Borrower for dissolution or liquidation, voluntary or involuntary termination of
operations or dissolution of Borrower.

               3.2.   DEFAULT INTEREST.   In the event that any amount due under
this  Agreement is reduced to  judgment,  or if the Borrower is five (5) or more
days late in making any payment required to be made under the Note, or if any of
the events of default shall occur, and said default is not cured within five (5)
days after the date Lender sends to Borrower,  at the address set forth  herein,
written notice of the default,  the total unpaid  principal  balance of the Note
and accrued and unpaid  interest  thereon (past due interest  being  compounded)
shall then begin accruing interest at the Default Rate (as defined in the Note),
until such time as all past due payments and accrued  interest are paid. At that
time, the interest rate will revert to that rate provided in the Note.  Borrower
acknowledges that the effect of this Default Rate (as defined in the Note) could
operate to compound some of the interest obligations due and the Borrower hereby
expressly assents to such compounding should it occur.

               3.3.    REMEDIES.  Upon  the occurrence of  any event of default,
Lender may: (a)  terminate  forthwith any  indebtedness;  and/or (b) declare any
such  indebtedness  to be  forthwith  due  and  payable,  whereupon  the  unpaid
principal amount of such  indebtedness,  together with accrued interest thereon,
shall become immediately due and payable without presentment, demand or protest,
or other notice of any kind, all of which are hereby expressly waived,  anything
contained herein or in any Loan Documents to the contrary  withstanding;  and/or
(c)  proceed to enforce  any of its  remedies  under  this  Agreement,  any Loan
Documents or pursuant to applicable law. No remedy conferred upon or reserved to
Lender  herein is intended to be  exclusive of any other remedy given under this
Agreement  or the Loan  Documents,  or now or  hereafter  existing  at law or in
equity or by statute.

         4.    MISCELLANEOUS.

               4.1.  WAIVER. No delay or failure of Lender, or any holder of the
Note, in  exercising  any right,  power or privilege,  nor any single or partial
exercise thereof or any abandonment or discontinuance of steps to endorse such a
right,  power or  privilege,  shall be  deemed a  waiver  of  Lender's  right to
exercise such power or privilege in the future.  The rights of Lender  hereunder
are cumulative and not exclusive. Any waiver, permit, consent or approval of any
kind


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by Lender, or any holder of the Note, of any breach or default hereunder must be
in writing and shall be effective only to the extent set forth in such writing.

               4.2.   NOTICES.  All notices,  requests and demands  given to, or
made  upon,  any party to this  Agreement  shall be deemed to have been given or
made when properly deposited in the U. S. Mail and addressed as follows:

     If to Borrower:          Crystalix Group International, Inc
                              5720 South Arville Street, Suite 114
                              Las Vegas, Nevada 89118
                              Attn:  John S. Woodward, President
                              Fax No.: (702) 740-4611

     If to Lender:            Mr. Kevin Ryan
                              3950 East Patrick Lane, Suite 101
                              Las Vegas, Nevada 89120
                              Fax No.:  (702) 891-0555


     with a copy to:          Gordon & Silver, Ltd.
                              3960 Howard Hughes Parkway, 9th Floor
                              Las Vegas, Nevada 89109
                              Attn:  Stephen B. Yoken, Esq.
                              Fax No.: (702) 369-2666

               4.3.   ATTORNEYS' FEES.  Borrower shall  reimburse Lender for all
costs,   expenses  and  attorneys'  fees  expended  or  incurred  by  Lender  in
negotiating,  preparing,  amending or enforcing this Agreement or any other Loan
Document, in actions for declaratory relief in any way related to this Agreement
or any other Loan Document, or in collecting any sum which becomes due Lender on
the Note.

               4.4.     APPLICABLE LAW.   This Agreement  shall be  construed in
accordance with the laws of the State of Nevada.

               4.5.     BINDING EFFECT. This Agreement shall be binding upon and
inure to the  benefit of  Borrower  and Lender  and to their  respective  heirs,
successors and assigns.

               4.6.    AMENDMENTS. This Agreement may not be altered or amended,
except with the written consent of each of the parties.

               4.7.   LENDER'S RELIANCE ON BORROWER'S REPRESENTATION, ETC.   All
covenants,  warranties,  representations  and affirmations  made by Borrower are
considered  material  to this  Agreement  and  Lender  has  relied  upon same in
contemplating the extension of credit to Borrower.

               4.8.   RESPONSIBILITY.   If more than  one Borrower executes this
Agreement, Borrower's obligations hereunder shall be joint and several.


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               4.9.   SEVERABILITY. The invalidity or unenforceability of one or
more  provisions  of  this  Agreement  shall  in no  way  affect  the  remaining
provisions.

               4.10.   CONSTRUCTION.  The singular shall include the plural; the
plural shall include the singular,  unless the context of the Agreement requires
otherwise.

               4.11.    AMBIGUITY. If there appears to be a conflict in terms or
an ambiguity in terms between the  provisions  contained with the Note and those
provisions  contained  within this  Agreement,  then the terms and provisions of
this Agreement shall control.

               4.12.    COUNTERPARTS.   This  Agreement  may  be executed in any
number of counterparts, each of which, when taken together, will be deemed to be
an original  and one and the same  instrument.  This  Agreement  will not become
effective until all  counterparts  hereof have been duly executed by all parties
hereto.

               4.13.     ARBITRATION. The parties to this Agreement hereby agree
to resolve any dispute  involving the  interpretation  of a provision or term by
arbitration in accordance with the Commercial Rules of the American  Arbitration
Association.  It is the parties'  intent by including this provision to preclude
the  filing of an action in the  District  Court  should a dispute  regarding  a
provision in this Agreement arise.

         IN WITNESS  WHEREOF, the parties above-mentioned have entered into this
Agreement the day and year first above-mentioned.

BORROWER:                                     LENDER:

Crystalix Group International, Inc.,
a Nevada corporation



By: /s/ JOHN S. WOODWARD                        /s/ KEVIN RYAN
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   John S. Woodward, President                Kevin Ryan









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