OFFICE OF THE ATTORNEY GENERAL OF TEXAS
**AUSTIN**

run. Mortlnier

Brown Escmlt1veR*oretawy Tcaoherfiettrermnt Systemof Tsur **Auetln,** Terelr

**xn your**  **letts** thet JuliaK. Froelloh Syrtem,with Alice Cabpa tll Juaet

16, 1940, lvben by her, reading: siramy beneflaiq. to bo payable t6

**Yours vary**  **truly,** /n/ Julia lL I!roell@h benotlolary~le

kllae Camp;.* vsd thathttei’ and **on** June El, lO(o,

your~rqplar ohan- of bondie alanedby hoti

raking the deelrrd ohaoge. 83, 1940, **at** Q!IS A.M., to her, and pn~ro~flb88 the noabor effsatuallyal!mn&&l tim oi June 18th.
You have also furnlshsd us with o eepy I& an affiQavltcede by Mm. '#. R. 90irlep,l

derinlrntretrfx

of the estate of the **deoesaed,** atatiagthat ahe visits&Wbs T~oelleb .-

# 8 r Hon.

EortlmerBrown, Pago e

at 11:OO o'clook 0x1 the **nlgkt** of June 82116, ma tht at .~UP to that time tka latterwrlttan bp you oataining *ho feast changeOf bsnsficlsryfor18 had riot

beon dollveradto kar, m. affidavit further state@ that suah lettmr oontaining tha tom waB 6iven tc~

the Effi5nt on Juno mtk, unopenedupi to that time. Es shall take tkeaa atetemontaee true end aa akowlug that t.210letter oontefnizig tha tom #es never rea&ved by ~88 Froalloh Prior to her death, or if rooeivodby bar thet ahe waa unable to properlydiapoaa of It. where aka died prior to June 18th. She was in the hoapltal

Prom your lattrrwa GnAaratenAtket no optfolui I+ lootion VI88

ml8 MAW the provlalonsor Subaeotlon7, or sac+- tion El,

~rtiol8 2922-1,Paron’s Cirll’~$tetutae, ati the mlr part of raidkrtlde bewlw on tks ehango ot banoPialuy pwation la Subsection6 oi aeiA Seetloa 5, *nAlng e,a followa: “Ehoulda meaibar ttonaets be a teaahhar uobpt by Qoatk or retlrwwat uuder the ~ro~vfalona of tkfa Act, he ah011 ba paid 1~ iuLl the emount or tko sooumuletsd contribution8 standlng'tothol

txradlt cl kie inAividue1 **accroutrt**

**in** tha Toaoher Srvlog Fund.~ Shoulde membar &la b&ore retlraamnt,the eaiour;t of his scoum0.et.doontrlbutltiua stanAir& to the orsAltof his inAlvtAua1 socouut akall ba paid se $TOvliled **by** 08 **,UWS** oi AoaoontWA Ale trlbutlonat Texaa unlgrca hs,baa AireateAthe 8owgat ta bo paid ~Chorwfao~ Gevm (7) you8 **sitar suck**  oeasation **of** aorvboa **if no**  prevlouedm8nA **h&8** been mada, any aooum ui atad aontrlbutiona Sf a contributorshallbe ratirrned to &I6 or to hia heirs. ff the wntrlbutor oP.hls haira QaMot ,then **be** found, his aooPieylatcA eontributlom abe= ba rorieitedto tke Retlrfizmit Syatom end **crobitod** to tha Fermnent Retireamt **Shad. ”** 
TZ;e fora adoptedbY bh4~T~ckwr RetireSWpt sY*tU for the a64ignStionOf benaifoiatlaa WUteine th@ l

tat*mnt tht $he me&.ere fill ~dm any daairad okawe af banaflaiarY08 tu fora praaaribad**by** the Systun,and 1'that waaa aash aha=a of ben4fieiary IS filed et~the office of thr Teaohu Ear*- mcpnt Systemet Austin,Te-0, AUFIW w lifatim, it ahallba void and o? no 9ffaQt." XISS Froelloti’a Aoal~ntlcm WE* UPOn on4 of these fonsa. The d~si@8tiOn ~8s 'wt 4CknQW~4a%e~ W her, neither tb form for arl&.iellYdesfmtlw a banaWiarY

tBon. xortimer Brown, Pa&@ 3

mv? for ohendw the banefiof4ry being equipwd \*ith eo~~~- 6dgunt forma,but s~eoeabaiag providedior slgnaturrwtt

### D1*8*4.

WO have no 

### 8PpOllate OOtWt d4018iOa on t&la partiouulu **Aot** concerning thiu point. It 18 8enarallyaala that prooialons insertedIn lnsurano4 po110148 governing the m4thod of ohanglng b4nefiolar8eo 4~ for the prokotlon a$ the fnaurenoe oompanisa. Adam4 'IO. Adama, 98 5. ii’.

(8)~ 864;Wyatt va. Wyatt, 65 3. 1:.(8) zoa. 

### xt 18 81801170li 8etieathatii 

### an Insured do48 all he oan re4sonably do to ptmfect a ohon* of ~b4n4flolaryduring hi4 llratlma, than and in that evbnt,,it will b4 regard44 48 aocb%pllsh4d, 4~44 though th4 applio4tlon for aucb a change arrivea at th4 lnaumnoe company oifioa and th4 ohangs la indoraadupon th4 polioy after the daath of tb Inaur4d. Adam4 va. Adama, suprs~ Wyatt ta. Vy4tt, aupr4i Brown *a. Union Cantral Llf4 Ina. Co., 98 9. W. (13) 662.. Xallsy va. YoDonald, 83 s. Vi. (Z) 414, and Beak ~a. Beok, 80 9. W. (8) ZM, (rule rucognlaed). 48 we raa6 theaa **ma*u** tite **term** *all that the inauretd

Qan rwaonabl~ **do*** has nrrrenoo to what he 6811 do after he hra determine4to make the ishang..

**In the**  lnatant 0180, the lettrr writton by th4 msmbar on June 18th &laolOsed her intaatlOn to aakr th4 ch4ng4 OS benatlofarpjust aa olearly88 any inatrumnt could do. **It** ia our understandingthat **the** grnuinsnsas of that latter 18 uaqusationsd. so far 44 th4 puaatlon oi lndloatlng~MlaaFrorUoh*o wlahaa ia oonoarwd, the signing of the form preaorlbod br tha systemrould have added nothing. The law elwaya atriver to look to the aubatanos rath4r than to tbs mor4 form. Thla db- @ea#e8 m-bar had aotu4lly plroad in ths hands OS tia Syatam 4 4ignrd ohrnge of b4noflolary. She died before the ?OZ% mailed by th4 $yat(up

r44oh4d her haadr. Under thr Oiroumat4no48, it 14 OUT opinion that aho did all that MB n444844rY to make the ohang4 of benoiloiary and wo 4ecordingly en8WaT YOW W4atlOn in the sifirmtlro. It it3 our aug(54atlon

that Mae Caapari b adriaed a few 64~4 in advance Of y0u.rintend*6 PWQ@nt Of t&e banefit to the adm!ni8tr4tirlX. Your8 vary truly