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Exhibit 21.1
  Subsidiaries
    of Registrant
    as of January 31, 2007
  State or
    Jurisdictionunder the law ofwhich
    Organized1st Fredericksburg Mortgage, LLC


IndianaALLINCO, Inc.


VermontAccess Financial Corp.


OhioAccuLend Mortgage, LP


CaliforniaAdvent Guaranty Corporation


VermontAfleet Mortgage, LP


OhioAll American First Mortgage, LLC


IndianaAllegiant Asset Management Company


MichiganAllegiant Capital Corporation


MissouriAllegiant Capital Trust II


DelawareAllegiant Community Development
    Corporation (Inactive)


MissouriAllegiant Insurance Services
    Co.


MissouriAlliance First Mortgage, LLC


IndianaAlliance Title Agency, L.L.C.


MichiganAmerican Best Mortgage, LLC


IndianaAmerico Mortgage, LLC


IndianaAmerimax Mortgage, LLC


IndianaAppraisal Analysts, Inc.


FloridaAsh Realty Co., Inc.


IndianaBanc Services Statutory Trust 1


ConnecticutBaron Mortgage, LP


CaliforniaBenchmark Mortgage, LP


CaliforniaCape Henry Mortgage, LLC


IndianaCapstone Realty Advisors, LLC


OhioCapstone Realty, Inc.


OhioCentral Valley Lending Services, LP


CaliforniaCitizens Mortgage LLC


ArizonaCollier Mortgage Corp., LLC


IndianaColonial Home Finance, LLC


IndianaColumbus Home Mortgage, LLC


IndianaConstellation Mortgage, LLC


IndianaCornerstone Groupe LLCCounty Corp Mortgage, LLC


IndianaDSH Mortgage, LP


CaliforniaDominion Trust Mortgage, LLC


IndianaElegen Home Lending, LP


OhioEndeavor Capital Mortgage, LP


OhioEquality Commodity Corporation


MissouriEquality Mortgage Corporation
    (Inactive)


MissouriExecutive Home Lending, LP


IndianaFCB Mortgage, LLC


IndianaFidelity Bankshares, Inc.


FloridaFidelity Capital Trust II


FloridaFidelity Capital Trust III


FloridaFidelity Federal Bank &
    Trust


FloridaFidelity Realty &
    Appraisal Services, Inc.


Florida




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State or
    Jurisdictionunder the law ofwhich
    OrganizedFirst Flight Mortgage, LLC


IndianaFirst Franklin Financial Companies,
    LLC1


DelawareFirst Independent Mortgage, LLC


IndianaFirst Intercoastal Mortgage, LLC


IndianaThe First Mortgage Group, LLC


IndianaFirst National Broadway Corp.


KentuckyFirst of America Capital
    Trust 1


DelawareFirst TEAM Mortgage, LLC


IndianaFlorida Consolidated Agency,
    Inc.


FloridaForbes Capital, L.P.


MissouriForbes First Financial Statutory
    Trust 1


MissouriFort Wayne Capital Trust I


DelawareGreenbrier Mortgage, LLC


IndianaH. F. Development Company,
    Inc.


FloridaHarbor Federal Savings Bank


FloridaHarbor Florida Financial Services,
    Inc.


FloridaHarbor Insurance Agency, Inc.


FloridaHeartland Security Mortgage, LLC


OhioHeritage Home Mortgage, LLC


IndianaHome Financing, LP


OhioHome Mortgage Centre, LLC


IndianaHomesource Mortgage Services, LP


IndianaHomeSync Financial Services, LLC


IndianaIntegrity 1st Financial, LLC


IndianaKratky Road, Inc. (Inactive)


MissouriL & L Mortgage
    Consultants, LLC


IndianaLakeside Lending, LLC


IndianaLiberty West Mortgage, L.P.


IndianaLower Bucks Mortgage, LP


OhioMarket Mortgage Services, LLC


IndianaMeadow Ridge Partners, LLC
    (Inactive)


OhioMid Atlantic Mortgage, LLC


IndianaMidOhio Data, Inc.


OhioMilestone Security Partners, LLC


OhioMortgage One, L.P.


CaliforniaNCBKCDA Investments, LLC


KentuckyNCBO Holdings, Inc.


IndianaNCBPA Investment Company (Inactive)


DelawareNCCC Acquisition, LLC


DelawareNCLIC, Inc.


VermontNCS First Mortgage, LP


OhioNAT CITY INVT FD NO. 1, LLC


OhioNAT CITY INVT FD NO. 2, LLC


OhioNAT CITY INVT FD NO. 3, LLC


OhioNAT CITY INVT FD NO. 4, LLC


OhioNAT CITY INVT FD NO. 5, LLC


OhioNAT CITY INVT FD NO. 6, LLC


OhioNAT CITY INVT FD NO. 7, LLC


OhioNAT CITY INVT FD NO. 8, LLC


OhioNAT CITY INVT FD NO. 9, LLC


Ohio




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State or
    Jurisdictionunder the law ofwhich
    OrganizedNAT CITY INVT FD NO. 10f, LLC


OhioNatCity Investments,
    Inc.2


IndianaNatCity Trust Company of
    Delaware


DelawareNational American Mortgage, LP


OhioNational Capital Properties, Inc.
    (Inactive)


KentuckyNational City Abstract, LLC


PennsylvaniaNational City
    Bank3


United StatesNational City Business Credit,
    Inc.


OhioNational City Canada, Inc.
    (Inactive)


United StatesNational City Capital Corporation


DelawareNational City Capital Trust I
    (Inactive)


DelawareNational City Center, LLC


OhioNational City Commercial Capital
    Company,
    LLC4


IndianaNational City Commercial Capital
    Corporation (Canada)


CanadaNational City Commercial Leasing,
    Inc.


OhioNational City Community Development
    Corporation


OhioNational City Credit Corporation


OhioNational City DND, Inc.


DelawareNational City Equity Partners,
    Inc.


DelawareNational City Equity Partners, LLC


OhioNational City Insurance Agency of
    Pennsylvania, Inc.


PennsylvaniaNational City Insurance Group,
    Inc.


MichiganNational City Investment
    Company-Nevada, Inc.


NevadaNational City Mortgage Capital LLC


DelawareNational City Mortgage Co.


OhioNational City Mortgage Insurance
    Company, Inc.


HawaiiNational City Mortgage Insurance
    Solutions, Inc.


HawaiiNational City Mortgage Loan
    Trust 2005-1National City NMTC No. 1, LLC


OhioNational City NMTC No. 2, LLC


OhioNational City NMTC No. 3, LLC


OhioNational City NMTC No. 4, LLC


OhioNational City NMTC No. 5, LLC


OhioNational City NMTC No. 6, LLC


OhioNational City NMTC No. 7, LLC


OhioNational City NMTC No. 8, LLC


OhioNational City NMTC No. 9, LLC


OhioNational City NMTC No. 10, LLC


OhioNational City NMTC No. 11, LLC


OhioNational City NMTC No. 12, LLC


OhioNational City NMTC No. 13, LLC


OhioNational City NMTC No. 14, LLC


OhioNational City NMTC No. 15, LLC


OhioNational City NMTC No. 16, LLC


OhioNational City NMTC No. 17, LLC


OhioNational City NMTC No. 18, LLC


OhioNational City NMTC No. 19, LLC


OhioNational City NMTC No. 20, LLC


OhioNational City New Market Fund,
    Inc.


OhioNational City Partnership
    Solutions, Inc.


Delaware




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State or
    Jurisdictionunder the law ofwhich
    OrganizedNational City Payments, Inc.


DelawareNational City Real Estate Services,
    LLC


OhioNational City Securities Company,
    LLC


DelawareNational City Trade Services LimitedNational City Vehicle Receivables
    Inc.


DelawareNational Link, L.L.C.


PennsylvaniaNational Link, L.P.


PennsylvaniaNational Link of Alabama, L.L.C.


AlabamaNations Choice Mortgage, LLC


IndianaNeighborhood Lending, LLC


IndianaNew England Trust Company, National
    Association


Rhode IslandNottingham Corporation


PennsylvaniaOhio National Corporation Trade
    Services


OhioPB Realty, Inc.


OhioPFGI Capital Corporation


OhioPeninsula Mortgage, LLC


IndianaPeoples Community Mortgage, LLC


IndianaPinnacle First Mortgage, LLC


IndianaPlatinum First Mortgage, LP


OhioPremier Home Lending Group, LP


CaliforniaPremier Lending Services, LP


CaliforniaProcurement Alternatives Corporation


OhioProvident Auto Leasing Company


OhioProvident Auto Leasing Investors
    L.L.C. (2001-C) (Inactive)


DelawareProvident Auto Rental Company, LLC
    (1998-1) (Inactive)


DelawareProvident Auto Rental Company, LLC
    (1998-2) (Inactive)


DelawareProvident Auto Rental Company
    L.L.C. (1999-1)


DelawareProvident Auto Rental Company LLC
    2000-1 (Inactive)


DelawareProvident Auto Rental Company LLC
    2000-2 (Inactive)


DelawareProvident Auto Rental Company LLC
    2001-1


DelawareProvident Capital Trust I


DelawareProvident Capital Trust II


DelawareProvident Capital Trust III


DelawareProvident Capital Trust IV


DelawareProvident Lease Receivables
    Company, LLC


OhioProvident Recap I, LLC


DelawareProvident Technical Services, Inc.


OhioRFI Series A Class 1, LLC


OhioRFI Series A Class 2, LLC


DelawareRFI Series B Class 1, LLC


DelawareRFI Series B Class 2, LLC


DelawareThe Real Estate Mortgage Funding
    Group, LLC


IndianaRed Capital Advisors, LLC


OhioRed Capital Commercial Funding, LLC


OhioRed Capital Community Development
    Company, LLC


OhioRed Capital Markets,
    Inc.5


OhioRed Cliffs Mortgage, LLC


IndianaRed Fund I Series A, LLC


DelawareRed Fund 1 Series B, LLC


DelawareRed Mortgage Capital, Inc.


Delaware




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State or
    Jurisdictionunder the law ofwhich
    OrganizedRegional First Mortgage, LLC


IndianaRegional Home Loans, LLC


IndianaReliance First Mortgage, LLC


IndianaRiverside Home Lending, LP


OhioSCDC, LLC


OhioShenandoah Mortgage, LLC


IndianaSummit First Financial, LLC


IndianaSunAmerica Affordable Housing
    Partners


NevadaSupreme Capital Mortgage, LLC


IndianaSussexMortgage.com, LLC


IndianaTidewater First Mortgage, LLC


IndianaValley Mortgage Services, LP


OhioVirginia Home Mortgage, LLC


IndianaWestern Properties, Inc. (Inactive)


PennsylvaniaWestern Reserve Company


Pennsylvania  1
    FFFC FirstStreet.Com2
    Assumed Name: National City Investments A/N3
    Assumed Name: The Loan Zone4
    Assumed Name: National City Equipment Finance, LLC; National
    City Equipment Leasing, LLC (New York only)5
    Assumed Name: Provident Capital Corp.