<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
       THE SCHEDULE  CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM 1ST
BANCORP  AND IS  QUALIFIED  IN ITS  ENTIRETY  BY  REFERENCE  TO  SUCH  FINANCIAL
STATEMENTS.
</LEGEND>
<CIK>                         0000840458
<NAME>                        1ST BANCORP
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              JUN-30-1997
<PERIOD-START>                                 JAN-1-1997
<PERIOD-END>                                   MAR-31-1997
<EXCHANGE-RATE>                                1.000
<CASH>                                         369
<INT-BEARING-DEPOSITS>                         18,239
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               1,973
<INVESTMENTS-HELD-FOR-SALE>                    9,509
<INVESTMENTS-CARRYING>                         47,072
<INVESTMENTS-MARKET>                           45,911
<LOANS>                                        181,530
<ALLOWANCE>                                    995
<TOTAL-ASSETS>                                 273,090
<DEPOSITS>                                     146,641
<SHORT-TERM>                                   2,980
<LIABILITIES-OTHER>                            3,365
<LONG-TERM>                                    98,345
<COMMON>                                       0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    698
<OTHER-SE>                                     21,061
<TOTAL-LIABILITIES-AND-EQUITY>                 273,980
<INTEREST-LOAN>                                11,243
<INTEREST-INVEST>                              2,840
<INTEREST-OTHER>                               464
<INTEREST-TOTAL>                               14,547
<INTEREST-DEPOSIT>                             5,655
<INTEREST-EXPENSE>                             9,887
<INTEREST-INCOME-NET>                          4,660
<LOAN-LOSSES>                                  170
<SECURITIES-GAINS>                             (32)
<EXPENSE-OTHER>                                6,705
<INCOME-PRETAX>                                97
<INCOME-PRE-EXTRAORDINARY>                     (188)
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   285
<EPS-PRIMARY>                                  0.41
<EPS-DILUTED>                                  0.41
<YIELD-ACTUAL>                                 7.66
<LOANS-NON>                                    1,625
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                1,811
<ALLOWANCE-OPEN>                               896
<CHARGE-OFFS>                                  77
<RECOVERIES>                                   6
<ALLOWANCE-CLOSE>                              995
<ALLOWANCE-DOMESTIC>                           487
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        508
        




</TABLE>