Specimen Stock Certificate of United Community Bancorp



 Exhibit 4.1 
  


			
	 COMMON STOCK
 CERTIFICATE NO.     
	 	 COMMON STOCK
          SHARES
 See reverse side for certain definitions
 CUSIP NO.             


  
 UNITED COMMUNITY
BANCORP 
 ORGANIZED UNDER THE LAWS OF THE UNITED STATES 
  
 THIS CERTIFIES THAT: 
  
 [SPECIMEN] 
  
 is the owner of: 
  
 FULLY PAID
AND NONASSESSABLE SHARES OF COMMON STOCK $0.01 PAR VALUE 
 PER SHARE OF UNITED COMMUNITY BANCORP 
  
 The shares represented by this certificate are transferable only on the stock
transfer books of United Community Bancorp (the “Company”) by the holder of record hereof, or by his duly authorized attorney or legal representative, upon the surrender of this certificate properly endorsed. This certificate and the
shares represented hereby are issued and shall be held subject to all the provisions of the Charter of the Company and any amendments thereto (copies of which are on file with the Corporate Secretary of the Company), to all of which provisions the
holder by acceptance hereof, assents. This certificate is not valid until countersigned and registered by the Company’s Transfer Agent and Registrar. 
  
 The shares are not a deposit account and are not federally insured or guaranteed by the Federal Deposit Insurance Corporation. 
  
 IN WITNESS WHEREOF, UNITED COMMUNITY BANCORP has caused this
certificate to be executed by the signatures of its duly authorized officers and has caused its corporate seal to be hereunto affixed. 
  

									
	 Dated:
	 	 	 	 	 	[SEAL]	 	 
					
	 	 	 	 	 	 	 	 	 
	 	 	President and Chief Executive Officer	 	 	 	 	 	Corporate Secretary








 The shares represented by this Certificate are subject to a limitation contained in the Company’s
Charter to the effect that for a period of five years from the date of the initial issuance of securities in no event shall any person, other than United Community MHC, directly or indirectly, offer to acquire or acquire the beneficial ownership of
more than 10% of the outstanding shares of common stock. Shares beneficially owned in excess of this limitation shall not be counted as shares entitled to vote and shall not be voted by any person or counted as voting shares. 
  
 The Board of Directors of the Company is authorized by resolution(s), from
time to time adopted, to provide for the issuance of serial preferred stock in series and to fix and state the voting powers, designations, preferences and relative, participating, optional, or other special rights of the shares of each such series
and the qualifications, limitations and restrictions thereof. The Company will furnish to any shareholder upon request and without charge a full description of each class of stock and any series thereof. 
  
 The shares represented by this Certificate may not be cumulatively voted on
any matter. 
  
 The following abbreviations, when used in the inscription on the
face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations: 
  

							
	 TEN COM
	 	-	  	as tenants in common	  	 UNIF GIFTS MIN
ACT-                     custodian
                    

	 	 	 	  	 	  	                                        
         (Cust)                          (Minor)

	 	 	 	  	 	  	 under Uniform Gifts to Minors Act
                                

	 	 	 	  	 	  	                                        
                             (State)

				
	 TEN ENT
	 	-	  	as tenants by the entireties	  	 UNIF TRF MIN ACT -
                     custodian (until age     )

	 	 	 	  	 	  	                                        
     (Cust)

	 	 	 	  	 	  	                      under Uniform
Transfers to Minors Act             

	 JT TEN
	 	-	  	 as joint tenants with right of
 survivorship and not as
tenants
 in common
	  	     (Minor)                                  
                                       
 (State)


  
 Additional abbreviations may also be used though not in the above list. 
  
 For value received                  hereby sell, assign and transfer unto 
  
 PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFICATION NUMBER OF ASSIGNEE 
  

 Please print or typewrite name and
address including postal zip code of assignee. 
  
                                       
                   shares of the common stock represented by this certificate and do hereby irrevocably constitute and appoint
                                        
                                        
                                        ,
attorney, to transfer the said stock on the books of the within-named corporation with full power of substitution in the premises. 
  

					
			
	DATED
                            	 	 	 	  
	 	 	 	 	NOTICE: The signature to this assignment must correspond with the name as written upon the face of the certificate in every particular without alteration or enlargement or any change
whatever.

  

					
	SIGNATURE GUARANTEED:        	  	 	  	 
	 	  	THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION, (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE
GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15