##### 



CERTIFICATION
    
    Exhibit 31.1


I, Norman Morales, President and Chief Executive Officer (Principal Executive
Officer), certify that:



| | 1. |  | I have reviewed this quarterly report on Form 10-Q of
Vineyard National Bancorp;
| | -- |  | --------------------------------------------------------------------------------



| | 2. |  | Based on my knowledge, this quarterly report does not
contain any untrue statement of a material fact or omit to state
a material fact necessary to make the statements made, in light
of the circumstances under which such statements were made, not
misleading with respect to the period covered by this quarterly
report;
| | -- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | 3. |  | Based on my knowledge, the financial statements, and
other financial information included in this quarterly report,
fairly present in all material respects the financial condition,
results of operations and cash flows of the registrant as of,
and for, the periods presented in this quarterly report;
| | -- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | 4. |  | The registrants other certifying officer and I are
responsible for establishing and maintaining disclosure controls
and procedures (as defined in Exchange Act Rules 13a-15(e) and
15d-15(e)) for the registrant and have:
| | -- |  | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (a) |  | Designed such disclosure
controls and procedures, or caused such disclosure
controls and procedures to be designed under our
supervision, to ensure that material information
relating to the registrant, including its
consolidated subsidiaries, is made known to us by
others within those entities, particularly during the
period in which this quarterly report is being
prepared;
| | --- |  | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (b) |  | Evaluated the effectiveness of
the registrants disclosure controls and procedures
and presented in this report our conclusions about
the effectiveness of the disclosure controls and
procedures, as of the end of the period covered by
this report based on such evaluation; and
| | --- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (c) |  | Disclosed in this report any
change in the registrants internal control over
financial reporting that occurred during the
registrants most recent fiscal quarter that has
materially affected, or is reasonably likely to
materially affect, the registrants internal control
over financial reporting; and
| | --- |  | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | 5. |  | The registrants other certifying officer and I have
disclosed, based on our most recent evaluation of internal
control over financial reporting, to the registrants auditors
and the audit committee of the registrants board of directors
(or persons performing the equivalent functions):
| | -- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (a) |  | All significant deficiencies
and material weaknesses in the design or operation of
internal control over financial reporting which are
reasonably likely to adversely affect the
registrants ability to record, process, summarize
and report financial information; and
| | --- |  | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (b) |  | Any fraud, whether or not
material, that involves management or other employees
who have a significant role in the registrants
internal control over financial reporting.
| | --- |  | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Date: November 7, 2003



| | /s/ NORMAN MORALES
Norman Morales
President and Chief Executive Officer
| | -----------------------------------------------------------------------