<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM 1ST BANCORP
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000840458
<NAME>                        First Bancorp
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              JUN-30-1999
<PERIOD-START>                                 JUL-1-1998
<PERIOD-END>                                   SEP-30-1998
<EXCHANGE-RATE>                                1.000
<CASH>                                         505
<INT-BEARING-DEPOSITS>                         23,741
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    15,603
<INVESTMENTS-CARRYING>                         12,738
<INVESTMENTS-MARKET>                           12,761
<LOANS>                                        199,644
<ALLOWANCE>                                    1,540
<TOTAL-ASSETS>                                 267,997
<DEPOSITS>                                     115,868
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            3,351
<LONG-TERM>                                    124,381
<COMMON>                                       1,096
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<OTHER-SE>                                     23,301
<TOTAL-LIABILITIES-AND-EQUITY>                 267,997
<INTEREST-LOAN>                                4,122
<INTEREST-INVEST>                              609
<INTEREST-OTHER>                               242
<INTEREST-TOTAL>                               4,973
<INTEREST-DEPOSIT>                             1,619
<INTEREST-EXPENSE>                             3,254
<INTEREST-INCOME-NET>                          1,719
<LOAN-LOSSES>                                  150
<SECURITIES-GAINS>                             (5)
<EXPENSE-OTHER>                                1,436
<INCOME-PRETAX>                                626
<INCOME-PRE-EXTRAORDINARY>                     626
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   441
<EPS-PRIMARY>                                  .40
<EPS-DILUTED>                                  .40
<YIELD-ACTUAL>                                 7.94
<LOANS-NON>                                    3,849
<LOANS-PAST>                                   409
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                138
<ALLOWANCE-OPEN>                               1,465
<CHARGE-OFFS>                                  76
<RECOVERIES>                                   1
<ALLOWANCE-CLOSE>                              1,540
<ALLOWANCE-DOMESTIC>                           459
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        1,081
        


</TABLE>