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                                                           EXHIBIT 23.2

                    Consent of Certified Public Accountants

We consent to the incorporation by reference of those reports described below 
under the caption Reports, in the December 31, 1996 Form 10-K in the following 
registration statements of CoreStates Financial Corp.:

        (a)  The Registration Statement (Form S-8, No. 33-5874), in Post-
             Effective Amendment No. 1 to the Registration Statement (Form S-8
             No. 2-91176), the Registration Statement (Form S-8 No. 33-28808)
             and in the related prospectuses, each pertaining to the CoreStates
             Financial Corp Long-Term Incentive Plan,

        (b)  The Registration Statement (Form S-8, No. 33-32934) and prospectus
             relating to shares of the Corporation's Common Stock issuable under
             the CoreStates Employee Stock Ownership and Savings Plan,

        (c)  The Registration Statement (Form S-3, No. 33-50324) pertaining to
             the CoreStates Financial Corp 1992 Long-Term Incentive Plan,

        (d)  The Registration Statement (Form S-3, No. 57034) and prospectus and
             prospectus supplement pertaining to $1,000,000,000 in aggregate
             amount of Debt Securities issuable by CoreStates Capital Corp and
             the related guarantees of the Corporation, and Preferred Stock,
             Depository Shares, Common Stock, and Capital Securities, issuable
             by the Corporation,

        (e)  The Registration Statement (Form S-3, No. 33-54049) and prospectus
             and prospectus supplement pertaining to $1,000,000,000 in aggregate
             amount of Debt Securities and warrants issuable by CoreStates
             Capital Corp and the related guarantees of the Corporation and
             Preferred Stock, Depository Shares and Common Stock issuable by the
             Corporation,
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        (f)  The Registration Statement (Form S-4, as amended by Form S-8, No.
             33-48422) and prospectus relating to shares of the Corporation's
             Common Stock issuable upon the exercise of stock options, the
             obligations in respect to which were assumed by the Corporation in
             connection with the acquisition of First Peoples Corporation,

        (g)  The Registration Statement (Form S-4, as amended by Form S-8, No.
             33-51429) and prospectus relating to shares of the Corporation's
             Common Stock issuable upon the exercise of stock options, the
             obligations in respect to which were assumed by the Corporation in
             connection with the acquisition of Constellation Bancorp,

        (h)  The Registration Statement (Form S-4, as amended by Form S-8, No.
             33-53539) and prospectus relating to shares of the Corporation's
             Common Stock issuable upon the exercise of stock options, the
             obligations in respect to which were assumed by the Corporation in
             connection with the acquisition of Independence Bancorp, Inc.,

        (i)  The Registration Statement (Form S-4, as amended by Form S-8, No.
             33-55505) and prospectus relating to shares of the Corporation's
             Common Stock issuable upon the exercise of stock options, the
             obligations in respect to which were assumed by the Corporation in
             connection with the acquisition of Germantown Savings Bank,

        (j)  The Registration Statement (Form S-4, as amended by Form S-8, 
             No. 33-300067) and prospectus relating to shares of the
             Corporation's Common Stock issuable upon the exercise of stock
             options, the obligations in respect to which were assumed by the
             Corporation in connection with the acquisition of Meridian Bancorp,
             Inc.,

        (k)  The Registration Statements (Form S-3, Nos. 33-54049 and 333-2297)
             and prospectus and prospectus supplement pertaining to
             $1,750,000,000 in aggregate amount of Debt Securities issuable by
             CoreStates Capital Corp and the related guarantees of the
             Corporation and Preferred Stock, Depository Shares and Common Stock
             issuable by the Corporation,
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        (l)  The Registration Statement (Form S-3, No. 033-40717) and prospectus
             relating to shares of the Corporation's Common Stock issuable under
             the Dividend Reinvestment Plan,

        (m)  The Registration Statement (Form S-8, No. 333-16569) and prospectus
             relating to shares of the Corporation's Common Stock issuable under
             the QuestPoint Savings Plan.

                                        Reports
                                        -------
          .  Our report dated January 17, 1996, except as to Note 2, which is as
             of February 23, 1996, with respect to the consolidated balance
             sheets of Meridian Bancorp, Inc. and subsidiaries as of December
             31, 1995 and 1994, and the related consolidated statements of
             income, changes in shareholders' equity and cash flows for each of
             the years in the two-year period ended December 31, 1995. The
             report of KPMG Peat Marwick LLP covering the aforementioned
             financial statements contains an explanatory paragraph which
             discusses that Meridian Bancorp, Inc. adopted the provisions of the
             Financial Accounting Standards Board's Statements of Financial
             Accounting Standards No. 115, Accounting for Certain Investments
             in Debt and Equity Securities, and No. 112, Employers' Accounting
             for Post employment Benefits, in 1994.

          .  Our report dated January 16, 1996, except for Note 20, which is as
             of February 23, 1996, with respect to the consolidated balance
             sheets of United Counties Bancorporation and subsidiaries as of
             December 31, 1995 and 1994, and the related consolidated statements
             of income, changes in stockholders' equity and cash flows, for each
             of the years in the two-year period ended December 31, 1995. The
             report of KPMG Peat Marwick LLP covering the aforementioned
             financial statements contains an explanatory paragraph which
             discusses that United Counties Bancorporation adopted the
             provisions of the Financial Accounting Standards Board's Statements
             of Financial Accounting Standards No. 115, Accounting for Certain
             Investments in Debt and Equity Securities, in 1994.




                                                 /s/ KPMG Peat Marwick LLP

          Philadelphia, Pennsylvania
          March 21, 1997