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TABLE      OF CONTENTS

|   | ARTICLE                  I Offices                   |                                                                                                         |
|--------|------------------------------------------------------|--------------------------------------------------------------------------------------------------------------|
|   | Section                  1.                          | Principal                  Executive or Business Offices                                                |                  1 |
|   | Section                  2.                          | Other                  Offices                                                                          |                  1 |
|   |                                                 |                                                                                                         |   |
|   | ARTICLE                  II Meetings of Shareholders |                                                                                                         |
|   | Section                  1.                          | Place                  of Meetings                                                                      |                  1 |
|   | Section                  2.                          | Annual                  Meetings                                                                        |                  1 |
|   | Section                  3.                          | Special                  Meetings                                                                       |                  2 |
|   | Section                  4.                          | Notice                  of Shareholders’ Meetings                                                 |                    3 |
|   | Section                  5.                     | Manner                  of Giving Notice: Affidavit of Notice                                           |                  3 |
|   | Section                  6.                          | Quorum                                                                                                  |                  4 |
|   | Section                  7.                     | Adjourned                  Meeting; Notice                                                              |                  4 |
|   | Section                  8.                     | Voting                                                                                                  |                  4 |
|   | Section                  9.                     | Waiver                  of Notice or Consent by Absent Shareholders                                          |                  5 |
|   | Section                  10.               | Waiver                  of Notice                                                                            |                  6 |
|   | Section                  11.                    | Record                  Date for Shareholder Notice of Meeting, Voting, and Giving                  Consent. |                  6 |
|   |  Section                  12.              | Proxies                                                                                                      |                  7 |
|   |  Section                  13.              | Inspectors                  of                  Election                                                |                  7 |
|   |                                                 |                                                                                                         |   |
|   | ARTICLE                  III Directors               |                                                                                                         |
|   | Section                  1.                          | Powers                                                                                                  |                  8 |
|   | Section                  2.                     | Number                  and Qualification of Directors                                                  |                  8 |
|   | Section                  3.                          | Election                  and Term of Office of Directors                                               |                  9 |
|   | Section                  4.                          | Vacancies                                                                                               |                  10 |
|   | Section                  5.                          | Place                  of Meetings; Telephone Meetings                                                  |                  10 |
|   | Section                  6.                          | Annual                  Directors’ Meeting                                                             |                  11 |
|   | Section                  7.                          | Other                  Regular Meetings                                                            |                  11 |
|   | Section                  8.                          | Special                  Meetings                                                                       |                  11 |
|   | Section                  9.                          | Quorum                                                                                                  |                  11 |
|   | Section                  10.                         | Waiver                  of Notice                                                                            |                  11 |
|   | Section                  11.                         | Adjournment                  to Another Time or Place                                                        |                  11 |
|   | Section                  12.                         | Notice                  of Adjourned                  Meeting                                           |                  11 |
|   | Section                  13.                         | Action                  Without a Meeting                                                                    |                  12 |
|   | Section                  14.                         | Fees                  and Compensation of Directors                                                          |                  12 |

|   |  ARTICLE                  IV Committees |                                                               |
|--------|----------------------------------------------|--------------------------------------------------------------------|
|   | Section                  1.                  | Executive                  and Other Committees of the Board  |  12 |
|   | Section                  2.                  | Meetings                  and Action of Committees            |  13 |
|   |                                         |                                                               |   |
|   | ARTICLE                  V Officers          |                                                               |
|   | Section                  1.                  | Officers                                                      |  13 |
|   | Section                  2.                  | Election                  of Officers                         |  13 |
|   | Section                  3.                  | Subordinate                  Officers                         |  13 |
|   | Section                  4.                  | Removal                  and Resignation of Officers               |  13 |

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|   | Section                  5.                                                                                     | Vacancies                  in Offices                    |                  14 |
|--------|-----------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------|--------------------------|
|   | Section                  6.                                                                                     | Chairman                  and Vice-Chairman of the Board                     |                  14 |
|   | Section                  7.                                                                                     | President                                                                         |                  14 |
|   | Section                  8.                                                                                     | Vice                  Presidents                                                  |                  14 |
|   | Section                  9.                                                                                     | Secretary                                                                         |                  14 |
|   | Section                  10.                                                                                    | Chief                  Financial Officer                                          |                  15 |
|   |                                                                                                            |                                                                              |                     |
|   | ARTICLE                  VI Indemnification of directors, Officers                  Employees, and Other Agents |                                                                              |
|   | Section                  1.                                                                                     | Indemnification                                                              |                  15 |
|   | Section                  2.                                                                                     | Insurance                                                                         |                  16 |
|   |                                                                                                            |                                                                              |                     |
|   | ARTICLE                  VII Records and Reports                                                                |                                                                              |
|   | Section                  1.                                                                                     | Maintenance                  of Shareholder Record and Inspection by Shareholders |                  16 |
|   | Section                  2.                                                                                     | Maintenance                  and Inspection of Bylaws                        |                  17 |
|   | Section                  3.                                                                                     | Maintenance                  and Inspection of Minutes and Accounting Records     |                  17 |
|   | Section                  4.                                                                                     | Inspection                  by Directors                                          |                  17 |
|   | Section                  5.                                                                                     | Annual                  Report to Shareholders                                    |                  17 |
|   | Section                  6.                                                                                     | Financial                  Statements                                        |                  17 |
|   | Section                  7.                                                                                     | Annual                  Statement of General Information                |                  18 |

|   | ARTICLE                  VIII General Corporate                  Matters |                                                                              |
|--------|--------------------------------------------------------------------------|-----------------------------------------------------------------------------------|
|   | Section                  1.                                         | Record                  Date for Purposes Other than Notice and Voting       |  18 |
|   | Section                  2.                                         | Authorized                  Signatories for Checks                           |  19 |
|   | Section                  3.                                         | Executing                  Corporate Contracts and Instruments                    |  19 |
|   | Section                  4.                                         | Certificates                  for Shares                                     |  19 |
|   | Section                  5.                                         | Lost                  Certificates                                           |  19 |
|   | Section                  6.                                         | Shares                  of Other Corporations: How Voted                     |  20 |
|   | Section                  7.                                         | Reimbursement                  of Corporation if Payment Not Tax Deductible  |  20 |
|   | Section                  8.                                         | Construction                  and Definitions                                |  20 |
|   |                                                                     |                                                                              |   |
|   | ARTICLE                  IX Amendments                              |                                                                              |
|   | Section                  1.                          | Amendment                  by Board of Directors or Shareholders             |  20 |

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ARTICLE        I

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ARTICLE        III

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ARTICLE        IV

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ARTICLE        V

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ARTICLE        VI

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ARTICLE        VII

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ARTICLE        VIII

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ARTICLE        IX

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