UNITED STATES
                   SECURITIES AND EXCHANGE COMMISSION

                         Washington, D.C. 20549

                                FORM 10-Q

          QUARTERLY REPORT PURSUANT TO SECTION 13 or 15 (d) OF
                   THE SECURITIES EXCHANGE ACT OF 1934

For the Quarter ended September 30, 1997       Commission File Number: 0-17501


                           CNB BANCORP, INC.
                           -----------------
          (Exact Name of Registrant as Specified in its Charter)


           New York                             14-1709485
------------------------------    ---------------------------------------
(State or other jurisdiction of     (IRS Employer Identification Number)
 incorporation or organization)


10-24 North Main Street, P.O. Box 873, Gloversville, New York,  12078
-------------------------------------------------------------------------
(Address of principal executive offices)                      (Zip Code)


Registrant's telephone number, including area code:   (518) 773-7911
                                                      --------------

Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange
Act of 1934 during the preceding 12 months (or for such shorter period
that the Registrant was required to file such reports), and (2) has
been subject to such filing requirements for the past 90 days.

Yes  X      No
   -----       -----


Indicate the number of shares outstanding in each Issuer's classes
of common stock, as of the latest practicable date:

                                       Number of Shares Outstanding
Class of Common Stock                     as of October 27, 1997
---------------------                  ----------------------------
   $2.50 par value                              1,600,000

<TABLE>
                           CNB BANCORP, INC. AND SUBSIDIARY

                                         INDEX
<CAPTION>

                                                                                                          Page No.
                                                                                                          --------

<S>                                                                                                       <C>

PART I   FINANCIAL INFORMATION
-------

Item 1   Consolidated interim financial statements (unaudited):

         Consolidated statements of income for the three months ending September 30, 1997 and 1996               1
         and the six months ending September 30, 1997 and 1996

         Consolidated statements of financial condition as of September 30, 1997 and December 31, 1996           2

         Consolidated statements of cash flows for the six months ending September 30, 1997 and 1996             3

         Notes to consolidated financial statements                                                              4

Item 2   Management's discussion and analysis


PART II  OTHER INFORMATION
-------

Item 1   Legal proceedings - none

Item 2   Changes in securities - none

Item 3   Defaults upon senior securities - none

Item 4   Submission of matters to a vote of security holders - none

Item 5   Other information - none

Item 6   (a) Exhibits - not applicable
         (b) Reports on Form 8-K - none

</TABLE>

<TABLE>

                                      CNB BANCORP, INC.
                              CONSOLIDATED STATEMENTS OF INCOME
                                         (UNAUDITED)

<CAPTION>

                                                                          3 MONTHS ENDED                  9 MONTHS ENDED  
                                                                           SEPTEMBER 30,                   SEPTEMBER 30, 
                                                                       1997            1996            1997            1996

<S>                                                              <C>             <C>             <C>             <C>

INTEREST AND DIVIDEND INCOME:
  Interest and fees on loans                                     $2,496,175      $2,330,582      $7,444,396      $7,168,550 
  Interest on federal funds sold                                    116,987         121,551         236,595         291,039
  Interest on balances due from depository institutions                 333             199             960           2,806 
  Interest on securities available for sale                         803,486         872,442       2,554,961       2,446,350 
  Interest on investment securities                                 499,549         531,030       1,493,607       1,499,896 
  Dividends on FRB and FHLB stock                                    14,562          12,522          41,399          26,549

    Total interest and dividend income                            3,931,092       3,868,326      11,771,918      11,435,190 
INTEREST EXPENSE:     
  Interest on deposits:     
    Certificates and time deposits of $100,000 or more              469,114         557,056       1,400,254       1,469,255 
    Regular savings, N.O.W. and money market accounts               476,845         519,786       1,455,537       1,562,864 
    Other time deposits                                             786,750         699,405       2,295,585       2,148,027

  Interest on securities sold under agreements to repurchase            687           2,181           3,320           9,004 
  Interest on other borrowed money                                        0               0           1,246               0 

    Total interest expense                                        1,733,396       1,778,428       5,155,942       5,189,150
    Net interest income                                           2,197,696       2,089,898       6,615,976       6,246,040
  Provision for loan losses                                          45,000          80,000         150,000         140,000

    Net interest income after provision for loan losses           2,152,696       2,009,898       6,465,976       6,106,040 
OTHER INCOME:     
  Income from fiduciary activities                                   32,455          26,725          92,601          81,052
  Service charges on deposit accounts                                83,085          93,718         256,830         264,453 
  Other income                                                      101,785          83,409         251,108         197,083 

    Total other income                                              217,325         203,852         600,539         542,588
OTHER EXPENSES:     
  Salaries and employee benefits                                    634,540         573,902       1,900,039       1,666,932 
  Occupancy expense, net                                             75,022          63,710         237,300         208,850
  Furniture and equipment expense                                    78,900          66,494         239,350         216,832
  External data processing expense                                  124,988         102,163         351,356         312,870 
  F.D.I.C. insurance expense                                          5,784             500          17,122           1,500 
  Printing, stationery and supplies                                  27,324          28,978         110,967         105,005 
  Other expenses                                                    265,173         227,297         856,058         710,623 

    Total other expenses                                          1,211,731       1,063,044       3,712,192       3,222,612

  Income before income taxes                                      1,158,290       1,150,706       3,354,323       3,426,016 
  Applicable income taxes                                           355,421         340,813       1,013,052       1,022,137

    NET INCOME                                                   $  802,869      $  809,893      $2,341,271      $2,403,879

  Net income and dividends per common share 
  (1,600,000 shares):<F1>
    Net income                                                   $     0.50      $     0.51      $     1.46      $     1.50 
    Dividends                                                          0.20           0.185            0.60           0.555 

  See accompanying notes to consolidated interim financial statements     

<FN>

<F1> Per share figures have been adjusted to reflect the 2 for 1 stock split
     effected through the 100% stock dividend declared in January 1997.

</TABLE>

<TABLE>

                               CNB BANCORP, INC.
                 CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION
                                  (UNAUDITED)

<CAPTION>
                                                                                   9/30/97          12/31/96
<S>                                                                           <C>               <C>

Cash and cash equivalents:   
  Non-interest bearing                                                        $  6,905,431      $  8,323,677 
  Interest bearing                                                                  40,344            38,296 
  Federal funds sold                                                             5,300,000         8,000,000 

    Total cash and cash equivalents                                             12,245,775        16,361,973 
   
Securities available for sale, at fair value                                    50,121,780        56,120,310

Investment securities (approximate fair value at 9/30/97-   
  $32,877,380; at 12/31/96 - $31,477,028)                                       32,196,253        30,930,765

Investments required by law, stock in Federal Home Loan    
  Bank of New York and Federal Reserve Bank of New York,   
  at cost                                                                          884,300           834,800 

Loans                                                                          122,576,271       115,048,050 
   Unearned income                                                              (9,335,923)       (8,062,831)
   Allowance for loan losses                                                    (1,495,479)       (1,620,078)

           Net loans                                                           111,744,869       105,365,141 

Premises and equipment                                                           2,575,610         2,747,681 
Accrued interest receivable                                                      1,572,247         1,403,082 
Other assets                                                                       982,527           998,001 

       Total assets                                                           $212,323,361      $214,761,753 

LIABILITIES AND STOCKHOLDERS' EQUITY   

Deposits:   
   Demand (non interest bearing)                                              $ 19,459,741      $ 18,616,607 
   Regular savings, N.O.W. and money market accounts                            72,429,161        84,212,947 
   Certificates and time deposits of $100,000 or more                           33,142,840        28,305,295 
   Other time deposits                                                          57,330,971        55,287,632 

     Total deposits                                                            182,362,713       186,422,481 

Securities sold under agreements to repurchase                                           0               593 
Other liabilities                                                                  699,238           591,858 

       Total liabilities                                                       183,061,951       187,014,932 
STOCKHOLDERS' EQUITY   

Common stock, $2.50 par value, 5,000,000 shares authorized, 1,600,000   
  shares issued and outstanding in 1997 - $5.00 par value, 2,000,000   
  shares authorized, 800,000 shares issued and outstanding in 1996<F1>           4,000,000         4,000,000 
Surplus                                                                          8,000,000         4,000,000 
Undivided profits                                                               16,847,091        19,465,820 
Net unrealized gain on available for sale securities (net of tax effect)           414,319           281,001 

       Total stockholders' equity                                               29,261,410        27,746,821 

       Total liabilities and stockholders' equity                             $212,323,361      $214,761,753

<FN>

<F1> On April 15, 1997 the stockholders approved a reduction in the par value of the common stock to $2.50 per share.

See accompanying notes to consolidated interim financial statements

</TABLE>

<TABLE>
                               CNB BANCORP, INC.
                     CONSOLIDATED STATEMENTS OF CASH FLOWS
                                  (UNAUDITED)

<CAPTION>

                                                                                          9 MONTHS ENDED
                                                                                           SEPTEMBER 30,
                                                                                      1997              1996

<S>                                                                            <C>               <C>

Cash flows from operating activities:    
    Net income                                                                 $ 2,341,271       $ 2,403,879  
Adjustments to reconcile net income to cash and cash     
  equivalents provided by operating activities:    
    Increase in interest receivable                                               (169,165)         (293,085) 
    Decrease in other assets                                                        36,441           194,233  
    Increase in other liabilities                                                   66,127           237,307  
    (Benefit) expense for deferred taxes                                            77,229           (45,014) 
    Depreciation                                                                   227,367           201,041 
    Amortization of premiums/discounts on securities, net                           95,806           121,390 
    Provision for loan losses                                                      150,000           140,000 

    Total adjustments                                                              483,805           555,872 

      Net cash provided by operating activities                                  2,825,076         2,959,751

Cash flows from investing activities:   
    Purchase of investment securities                                           (5,700,811)      (12,670,535)
    Purchase of securities available for sale                                   (7,487,111)      (17,916,435)
    Purchase of FRB and FHLB stock                                                 (49,500)         (684,800)
    Proceeds from matured investment securities                                  4,390,834         5,560,315
    Proceeds from matured securities available for sale                         13,655,138        11,916,546 
    Net increase in loans                                                       (6,674,168)       (1,436,318)
    Capital expenditures                                                           (55,295)         (726,832)

      Net cash used by investing activities                                     (1,920,913)      (15,958,059)
Cash flows from financing activities:   
    Net increase (decrease) in deposits                                         (4,059,768)       13,121,197
    Decrease in securities sold under agreement to repurchase                         (593)         (686,910)
    Payment of dividends                                                          (960,000)         (888,000)

      Net cash provided (used) by financing activities                          (5,020,361)       11,546,287

Net decrease in cash and cash equivalents                                       (4,116,198)       (1,452,021)
Cash and cash equivalents beginning of period                                   16,361,973        16,390,358

Cash and cash equivalents end of period                                        $12,245,775       $14,938,337

Supplemental disclosures of cash flow information:   
   Cash paid during the period:   
     Interest                                                                  $ 5,263,987       $ 5,033,789  
     Income taxes                                                                  878,576         1,054,622  
Supplemental schedule of noncash investing activities:    
   Net reduction in loans resulting from the transfer to real estate owned         144,440           165,957  
   Change in net unrealized gain on securities available for sale (net of a    
    deferred tax increase of $87,497 at 9/30/97 and a reduction of $149,878     
    at 9/30/96)                                                                    133,318          (219,334) 
   
See accompanying notes to consolidated interim financial statements    

</TABLE>

                               CNB BANCORP, INC.  

               NOTES TO CONSOLIDATED INTERIM FINANCIAL STATEMENTS  
                                 (UNAUDITED)  

1. FINANCIAL STATEMENT PRESENTATION  
   --------------------------------  
   The accounting and reporting policies of CNB Bancorp, Inc. (the
   Company) and City National Bank and Trust Company (subsidiary  
   Bank) conform to generally accepted accounting principles in a
   consistent manner and are in accordance with the general  
   practices within the banking field.  Amounts in the prior period's
   consolidated financial statements are reclassified,   
   whenever necessary, to conform to the presentation in the current
   period's consolidated financial statements.  
  
   In the opinion of CNB Bancorp, Inc., the accompanying unaudited
   consolidated financial statements contain all adjustments   
   necessary to present fairly the consolidated financial position
   as of September 30, 1997 and December 31, 1996, and the results   
   of operations and the changes in cash flows for the nine months
   ended September 30, 1997 and 1996.  All accounting adjustments  
   made for these periods were of a normal recurring nature.  The
   accompanying interim consolidated financial statements  
   should be read in conjunction with CNB Bancorp, Inc.'s consolidated
   year-end financial statements including notes thereto,  
   which are included in CNB Bancorp, Inc.'s 1996 Annual Report and
   Form 10-K.  
  
2. CHANGES IN FINANCIAL DISCLOSURE  
   -------------------------------  
   In February 1997, the Financial Accounting Standards Board issued
   Statement of Financial Accounting Standards No. 128,   
   "Earnings per Share" (SFAS No. 128), which establishes standards
   for computing and presenting earnings per share (EPS).  
   This Statement simplifies the standards for computing EPS making
   them comparable to international EPS standards and supersedes  
   Accounting Principals Board Opinion No. 15, "Earnings per Share"
   and related interpretations.  SFAS No. 128 replaces the  
   presentation of primary EPS with the presentation of basic EPS.
   It also requires dual presentation of basic and diluted  
   EPS on the face of the consolidated income statement for all entities
   with complex capital structures and requires a   
   reconciliation of the numerator and denominator of the basic EPS
   computation to the numerator and denominator of the diluted   
   EPS computation.  
  
   Basic EPS excludes dilution and is computed by dividing income
   available to common stockholders by the weighted-average number   
   of common shares outstanding for the period.  Diluted EPS reflects
   the potential dilution that could occur if securities or  
   other contracts to issue common stock were exercised or converted
   into common stock or resulted in the issuance of common stock  
   that then shared in the earnings of the entity.  This Statement
   is effective for financial statements issued for periods ending   
   after December 15, 1997, including interim periods.  Earlier application
   is not permitted.  This Statement requires restatement  
   of all prior-period EPS data presented.  

   In June 1997, the Financial Accounting Standards Board issued
   Statement of Financial Accounting Standard No. 130, "Reporting  
   Comprehensive Income" (SFAS No. 130).  SFAS No. 130 establishes
   standards for the reporting and displaying of comprehensive   
   income.  SFAS No. 130 states that comprehensive income includes
   the reported net income of a company for the items that are   
   currently accounted for as direct entries to equity, such as the
   mark to market adjustment on securities available for sale,   
   foreign currency items and minimum pension liability adjustments.
   This statement is effective for fiscal years beginning  
   after December 15, 1997.  Management anticipates developing the
   required information for inclusion in the 1998 annual  
   consolidated financial statements.  
  
   Management does not anticipate that the adoption of SFAS No. 128
   and SFAS No. 130 will be material.  
  

                              SIGNATURES
                              ----------

Pursuant to the requirements of the Securities Exchange Act of 1934, 
the registrant, has duly caused this report to be signed
on its behalf by the undersigned duly authorized.

                                       CNB BANCORP, INC.


October 27, 1997                       By /s/ William N. Smith
----------------                       -----------------------------------
      Date                                William N. Smith
                                          Chairman of the Board, President
                                          and Chief Executive Officer


October 27, 1997                       By /s/ George A. Morgan
----------------                       -----------------------------------
      Date                                George A. Morgan
                                          Vice President and Secretary
                                          (Principal Financial Officer)


                               CNB BANCORP, INC.   
   
                    MANAGEMENT'S DISCUSSION AND ANALYSIS OF
                 FINANCIAL CONDITION AND RESULTS OF OPERATIONS   
   
   
FINANCIAL REVIEW:   
-----------------   
   
Liquidity:   
   
   There have been no trends or demands that have affected the Company's
or the subsidiary Bank's liquidity position in any   
material way during the first nine months of 1997.  Funds from repayment
of loans, maturing investment securities and securities    
available for sale are available to satisfy any normal needs that
may arise.   
   

Capital Resources:   
   
   Stockholder's equity to total assets increased slightly during
the first nine months of 1997 from 12.9% at December 31, 1996 to    
13.8% at September 30, 1997.  The subsidiary Bank has experienced
loan growth of approximately $6.7 million during the first nine    
months of 1997. This growth in loans was partially funded by a reduction
in the securities available for sale and a reduction in   
federal funds sold.    
   
   As of December 31, 1990, banks were required to report new risk-based
capital ratios that require bank holding companies to   
meet a ratio of qualifying total capital to risk-weighted assets.
The table below shows the Companys' current ratios, December   
31, 1996 ratios and the current regulatory guideline ratios as established
by the Federal Reserve Board.   

<TABLE>

<CAPTION>

                                                                                          Regulatory
                                                               9/30/97      12/31/96      Guidelines

<S>                                                            <C>          <C>           <C>

   Tier 1 risk based capital to net risk weighted assets          25.4%         25.0%            4.0% 
   Total risk based capital to net risk weighted assets           26.7          26.2             8.0 

   Leverage ratio (Tier 1/adjusted total assets)                  13.5          12.9             3.0

   No significant events have occurred during the first 
   nine months of 1997 to materially impact the 
   Companys' capital.   

</TABLE>


Results of Operations:  

Most Recent Quarter and Same Quarter in Preceding Year:  

   Total interest and dividend income for the third quarter of
1997 increased $62,766 or 1.6% from the corresponding period of   
1996, while total interest expense decreased $45,032 or 2.5% from
the corresponding period of 1996.  Net interest income increased   
$107,798 or 5.2% from the prior year period reflecting an improvement
in the net interest margin for the quarter ending September   
30, 1997 as compared to the corresponding period of 1996.  The provision
for loan losses was down $35,000 or 43.8% from the prior   
year period.  Net charge-offs increased $146,235 to $181,964 from
the prior year period, an increase of 409.3%.  The allowance for   
loan losses as a percent of loans outstanding at September 30, 1997
was 1.32% as compared to 1.51% at December 31, 1996.  Non-  
interest income increased $13,473 or 6.6% from the corresponding
period of 1996.  This increase was primarily due to increases in   
fiduciary income and merchant income on credit cards.  Non-interest
expense increased $148,687 or 14.0% from the corresponding   
period of 1996 due primarily to higher salaries and employee benefits.
The higher staff expenses were due to higher insurance   
expenses, normal salary adjustments and the staffing of the new branch
office in Perth.  Increases in occupancy expense, furniture   
and equipment expense, and data processing were attributable to the
new office in Perth and the new platform automation system   
being installed in all offices.  Net income decreased $7,024 or 0.9%
as compared to the same period of 1996.  This decrease was   
due to the increase in total other expenses more than offsetting
the increase in the net interest income, the reduction in the  
provision for loan losses and the increase in other income.  

Most Recent Year to Date and Corresponding Year to Date Period:  

   Total interest and dividend income for the first nine months
of 1997 increased $336,728 or 2.9% from the corresponding period  
of 1996, while total interest expense decreased $33,208 or 0.6% from
the corresponding period of 1996.  Net interest income   
increased $369,936 or 5.9% from the prior year period reflecting
the effect of improved net margins being earned on higher volumes
of interest earning assets and interest bearing liabilities.  The
provision for loan losses was up $10,000 or 7.1% from the prior  
year period.  Net charge-offs increased $214,876 to $274,599 from
the prior year period, an increase of 359.8%.  Non-interest   
income increased $57,951 or 10.7% from the corresponding period of
1996.  This increase was primarily due to increases in fiduciary  
income and merchant income on credit cards.  Non-interest expense
increased $489,580 or 15.2% from the corresponding period of   
1996.  This increase was primarily due to higher salaries and employee
benefits, higher occupancy expense, higher furniture and   
equipment expense, higher data processing expense and higher stationery
and supplies expense associated with the opening of the new   
branch office in Perth in October of 1996.  Normal salary adjustments
and increases in insurance expense also increased the salaries   
and employee benefits expense.  Net income decreased $62,608 or 2.6%
as compared to the same period of 1996.  This decrease was due  
to the increase in the provision for loan losses and total other expenses
more than offsetting the increase in the net interest   
income increase and the increase in other income.