<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
The  schedule  contains  summary  financial   information   extracted  from  the
Consolidated  Condensed Balance Sheet of 1ST BANCORP as at December 31, 1995 and
the Consolidated Condensed Statement of Income of 1ST BANCORP for the six months
then ended and is  qualified  in its  entirety by  reference  to such  financial
statements.
</LEGEND>
     <CIK>                                 0000840458
<NAME>                                    1ST BANCORP
<MULTIPLIER>                                    1,000
<CURRENCY>                               U.S. Dollars
       
<S>                                      <C>
<PERIOD-TYPE>                                   6-mos
<FISCAL-YEAR-END>                         Jun-30-1995
<PERIOD-START>                             Jul-1-1995
<PERIOD-END>                              Dec-31-1995
<EXCHANGE-RATE>                                 1.000
<CASH>                                            286
<INT-BEARING-DEPOSITS>                         12,800
<FED-FUNDS-SOLD>                              0
<TRADING-ASSETS>                              0
<INVESTMENTS-HELD-FOR-SALE>                     9,209
<INVESTMENTS-CARRYING>                         29,536
<INVESTMENTS-MARKET>                           29,144
<LOANS>                                       182,682
<ALLOWANCE>                                       888
<TOTAL-ASSETS>                                248,537
<DEPOSITS>                                    125,350
<SHORT-TERM>                                    6,074
<LIABILITIES-OTHER>                             6,917
<LONG-TERM>                                    88,828
<COMMON>                                          634
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<OTHER-SE>                                     20,734
<TOTAL-LIABILITIES-AND-EQUITY>                248,537
<INTEREST-LOAN>                                 8,447
<INTEREST-INVEST>                               2,186
<INTEREST-OTHER>                                  438
<INTEREST-TOTAL>                               11,071
<INTEREST-DEPOSIT>                              5,269
<INTEREST-EXPENSE>                              7,802
<INTEREST-INCOME-NET>                           3,269
<LOAN-LOSSES>                                      45
<SECURITIES-GAINS>                               (122)
<EXPENSE-OTHER>                                 4,086
<INCOME-PRETAX>                                 8,100
<INCOME-PRE-EXTRAORDINARY>                      5,070
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                    5,070
<EPS-PRIMARY>                                   $7.56
<EPS-DILUTED>                                   $7.56
<YIELD-ACTUAL>                                   2.24
<LOANS-NON>                                       945
<LOANS-PAST>                                      321
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                                  878
<CHARGE-OFFS>                                      38
<RECOVERIES>                                        2
<ALLOWANCE-CLOSE>                                 888
<ALLOWANCE-DOMESTIC>                              515
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                           373
        


</TABLE>