**EXHIBIT31.2**

 

SECTION 302 CERTIFICATION

 

I, Sandra G. Sciutto, certify that:

 

6.               I have reviewedthis quarterly report on Form 10-Q of California Coastal Communities, Inc.;

 

7.               Based on my knowledge, this quarterly report doesnot contain any untrue statement of a material fact or omit to state a materialfact necessary to make the statements made, in light of thecircumstances under which such statements were made, not misleading withrespect to the period covered by this quarterly report;

 

8.               Based on my knowledge, the financial statements,and other financial information included in this quarterly report, fairlypresent in all material respects the financial condition, results of operationsand cash flows of the registrant as of, and for, the periods presented in thisquarterly report;

 

9.               The registrant’s other certifying officer and Iare responsible for establishing and maintaining disclosure controls andprocedures (as defined in Exchange Act Rules13a-15(e) and 15d-15(e)) for the registrant and we have:

 

(d)         designed such disclosure controls and procedures,or caused such disclosure controls and procedures to be designed under oursupervision, to ensure that materialinformation relating to the registrant, including its consolidatedsubsidiaries, is made known to us by others within those entities, particularlyduring the period in which this quarterly report is being prepared;

 

(e)          evaluated the effectiveness of the registrant’sdisclosure controls and procedures and presented in this report our conclusionsabout the effectiveness of the disclosure controls and procedures, as ofthe end of the period covered by this report based on such evaluation; and

 

(f)            disclosed in this report any change in theregistrant’s internal control over financial reporting that occurred during theregistrant’s most recent fiscal quarter(the registrant’s fourth fiscal quarter in the case of an annual report) thathas materially affected, or is reasonably likely to materially affect, theregistrant’s internal control over financial reporting; and

 

10.         The registrant’s other certifying officer and Ihave disclosed, based on our most recent evaluation of internal control overfinancial reporting, to the registrant’s auditors and the audit committee ofregistrant’s board of directors (or persons performing the equivalentfunction):

 

(c)          all significantdeficiencies and material weaknesses in the design or operation of internalcontrol over financial reporting which are reasonably likely to adverselyaffect the registrant’s ability to record, process, summarize and reportfinancial information; and

 

(d)         any fraud, whether or not material, that involvesmanagement or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

 
| Date: August 3, 2004 |                    |
|----------------------|-------------------------|
|                 |                    |
|                 |                    |
|                 | /s/ Sandra G. Sciutto   |   |
|                 | Sandra G. Sciutto       |
|                 | Chief Financial Officer |

 

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