Exhibit 10.2

                             FINDER'S FEE AGREEMENT

     THIS AGREEMENT is entered into this 28th day of July,  2005, by and BETWEEN
A MORTGAGE SOURCE INTERNATIONAL,  INC., d/b/a INVESTMENT CONSULTING GROUP, INC.,
located at 35 West Pine Street, Suite 229, Orlando, FL 32801, our parent company
located  at 35 West Pine  Street,  Suite  228,  Orlando,  FL 32801  (hereinafter
referred to as the "Finder") AND MILLENIUM HOLDING GROUP., located at 12 Winding
Road, Henderson, NV 89052 (hereinafter referred to as the "Client").

     NOW THEREFORE,  in  consideration  of the mutual covenants herein contained
and other good and valuable consideration, the sufficiency and receipts of which
is hereby acknowledged, the parties agree as follows:

1. APPOINTMENT:

The Client  hereby  authorizes  Finder,  on a  nonexclusive  basis,  to identify
investors, underwriters, joint ventures, lenders and/or guarantors (collectively
"Investors")  interested  in  providing  financing  for  the  Client,  on  terms
acceptable to the Client and the Investors.

It is  understood  that the  Finder  is  acting  as a  finder  only and is not a
licensed securities or real estate broker/dealer that shall have no authority to
enter into any commitments on the Client's behalf,  or to negotiate the terms of
financing,  or to  perform  any act which  would  require  the  Finder to become
licensed as a securities or real estate broker/dealer.

2. RELATIONSHIP BETWEEN THE PARTIES:

Finder acknowledges that he is not an Officer,  Director or Agent of the Client,
he is not and will not be responsible for any management  decisions on behalf of
the Client.  The Client and the Finder agree that the  relationship  between the
parties shall be that of an independent contractor.

3. COMPENSATION:

In the event that Client  accepts and closes on financing  from a funding source
introduced  by Finder,  the Finder will be entitled to receive a one-time fee of
Three Percent (3%) on the funded amount to be split on a 50-50 basis with Fisher
Enterprises LLC, the introducing  party,  payable out of proceeds at closing.  A
retainer of THREE  THOUSAND  FIVE  HUNDRED  DOLLARS  ($3,500.00)  is required to
proceed. "Financing", as used herein, shall mean all amounts furnished to or for
the use of the Client with  investors/financiers  directed or introduced  by, or
through the efforts of the Finder after the date of this  Agreement,  whether by
investment  in equity of the Client,  loans,  loan  commitments,  guarantees  of
indebtedness, leasing, sale and leaseback, joint ventures or licensing.
<PAGE>
4. NON-CIRCUMVENTION AND LIQUIDATED DAMAGES:

The Client expressly agrees not to attempt,  in any way or manner, to circumvent
or deny Finder's  interest in said  introduced  entities.  The Client  expressly
acknowledges  that it is obligated to fully compensate Finder in accordance with
the provisions of Paragraph 3 herein;  pending  Client does  strategic  business
with  said  introduced   entity/entities   notwithstanding  specific  terms  and
conditions  that may vary from  those  enumerated  herein.  The  parties  hereto
expressly acknowledge that in the event that the Client breaches this Agreement,
the  damages  resulting  from  such a breach  would be  extremely  difficult  to
determine in that the lost  potential  future income and business for the Finder
and for his  services in this  matter  would be lost and such  damages  could be
detrimental to the Finder. Therefore, the parties hereto expressly agree that in
the  event  of the  Client's  breach  of this  Agreement,  the  Client  shall be
obligated  to pay Finder  double the  compensation  as  defined in  Paragraph  3
hereof, as liquidated damages.

5. CONFIDENTIALITY:

Finder  acknowledges  that  he  may  have  access  to  confidential  information
regarding the Client and its business. Finder agrees that he will not, during or
subsequent to the term of this Agreement,  divulge,  furnish, or make accessible
to any person  (other than with the  permission  of the Client) any knowledge or
information  or plans of the Client with respect to the Client or its  business.
All information disclosed between the parties shall be deemed as confidential.

6. ACCURATE INFORMATION:

The Client hereby  represents and warrants that all information  provided to the
Finder pertaining to the Client shall be true and correct;  and the Client shall
hold the Finder harmless from any and all liability,  expenses or claims arising
from the disclosure or use of such information.

7. MODIFICATION AND WAIVER:

None of the  terms or  conditions  of this  Agreement  may be  waived  except in
writing by the party which is entitled to the benefits  thereof.  No supplement,
modification  or amendment of this Agreement shall be binding unless executed in
writing  by  Finder  and  Client.  No waiver  of any of the  provisions  of this
Agreement  shall be deemed or shall  constitute a waiver of any other  provision
(whether or not similar) nor shall such waiver constitute a continuing waiver.

8. TERMS AND TERMINATION:

This  Agreement  shall be for a period of one (1) year  commencing  upon date of
execution specified below.
<PAGE>
Either party may terminate this Agreement upon thirty days (30) written  notice.
It is  understood  that  during the thirty day (30) period  following  notice of
termination,  the Finder  will  continue  any work  undertaken  on behalf of the
Client which can reasonably be completed within the thirty day (30) period.

Upon execution of said Agreement,  Client agrees to the following: any financing
sources, institutions, individuals and strategic partners that are introduced by
the Finder and/or  Finders  actions,  will be deemed  originals and exclusive to
that of the Finder.


           THIS AGREEMENT MAY BE DEEMED ORIGINAL VIA FAX TRANSMISSION.

MILLENIUM HOLDING GROUP, INC.


By:
   -------------------------                 -------------------------------
   Client Signature                          Witness


         Richard L. Ham, President           Carla Aufdenkamp
         -------------------------           -------------------------------
         Print Name                          Print Name


         July 28, 2005                       July 28, 2005
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         Date                                Date


INVESTMENT CONSULTING GROUP, INC.


By:
   -------------------------                 -------------------------------
   Finder Signature                          Witness


   -------------------------                 -------------------------------
   Print Name                                Print Name


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Date                                         Date