Exhibit 10-41


    Exhibit
      10.41

     

    Summary
      of Compensation Arrangements for Mr. Moore

    


    In
      connection with the compensation arrangement effective December 15, 2005 for
      Michael O. Moore, Executive Vice President and Chief Financial Officer, this
      summary sheet sets forth the terms of these arrangements, which were approved
      by
      the Company’s Compensation Committee on November 8, 2005:

    


    
      	·  	
              Mr.
                Moore, who is an at-will employee, will be entitled to receive a
                base
                salary of $375,000.

            


    

    


    
      	·  	
              Mr.
                Moore will receive a one-time bonus of $266,000 payable at the end
                of the
                first quarter of 2006.

            


    

    


    
      	·  	
              Mr.
                Moore also will be eligible to participate in the Company’s annual
                incentive bonus plan for 2006, with a bonus potential of 60% of base
                salary (assuming all financial targets as specified in the bonus
                plan are
                met) not to exceed approximately 66% of base salary if financial
                targets
                are exceeded, subject to further change by the Compensation
                Committee.

            


    

    


    
      	·  	
              Mr.
                Moore is eligible to participate in the Company’s compensation and
                benefits programs generally available to its team members, including
                health, disability and life insurance programs, and a 401(k) plan.
                In
                addition, Mr. Moore is entitled to participate in the Company’s
                compensation and benefits programs generally available to the Company’s
                senior executive management team, including an unqualified deferred
                compensation plan and deferred stock unit plan. The deferred stock
                unit
                plan enables the participant to elect to defer salary and bonuses
                in the
                form of deferred stock units.

            


    

    


    
      	·  	
              Mr.
                Moore will be relocating to the Roanoke, VA area and is entitled
                to
                participate in the Company’s standard relocation program, which includes
                marketing and closing costs for the sale of his residence in the
                Charlotte, NC area, transportation of household goods, and temporary
                living expenses for a period of up to three months. The Company has
                agreed
                to extend, on a month to month basis as needed, temporary living
                costs
                beyond the three-month period provided in the policy. If Mr. Moore
                purchases a home and is unable to sell his existing home, the Company
                will
                cover the cost of the lesser of the two mortgage payments in lieu
                of
                temporary living expenses. In lieu of payment of a $10,000 miscellaneous
                expense allowance provided under the policy, the Company has agreed
                to
                reimburse Mr. Moore’s closing costs for the purchase of his new residence,
                including up to one point in loan origination or discount points,
                and to
                provide a $5,000 miscellaneous expense allowance.
                

            


    

    


    
      	·  	
              On
                December 19, 2005, Mr. Moore will receive options to purchase 45,000
                shares of the Company’s common stock at a price equal to the closing price
                of the common stock on the date of grant. The options will vest in
                three
                equal annual installments beginning one year from the date of grant.
                Mr.
                Moore will also be eligible to participate in the 2006 annual grant
                of
                stock options to senior executive
                management.