**Exhibit99.1**

 

December 31, 2004

 

To the Addresses listed on Schedule I hereto.

 

Ladies and Gentlemen:

 

This Annual Statement as to Compliance is delivered toyou pursuant to Section 4.10 (a) of the Sale and Servicing Agreement dated asof June 9, 2004 (the “Agreement”) and pursuant to Section 3.9 of the IndentureAgreement dated as of June 9, 2004 (the “Indenture), executed in connectionwith the formation of AmeriCredit Automobile Receivables Trust 2004-1 (the“Trust”), the issuance of the Notes by the Trust and the closing of thetransactions and the execution and delivery of the various documents byAmeriCredit Corp., AmeriCredit Financial Services, Inc. (the “Servicer”) andAFS SenSub Corp. in connection therewith. The capitalized terms used herein shall have the same meanings as in theAgreement.

 

The undersigned certifies that I am the Executive VicePresident, Chief Financial Officer and Treasurer of the Servicer.  I further certify as follows:

 

1.               I have conducted,or caused to be conducted under my supervision, a review of the Servicer duringthe preceding period from June 9, 2004 through December 31, 2004, and itsperformance under the

Agreement.

 

2.               To the best of myknowledge, following such review, the Servicer has fulfilled all itsobligations under the Agreement throughout such period, and , to the best of myknowledge, there has been no default in the fulfillment of any such obligation.

 

 

AmeriCredit Financial Services, Inc.

 

 
| By:    | /s/ Chris A. Choate                    |   | Dated: January 26, 2005 |
|--------|----------------------------------------|--------|-------------------------|
|   | Chris A. Choate                        |   |
|   | Executive Vice  President,             |   |
|   | Chief  Financial Officer and Treasurer |   |

 

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| Schedule I                      |
|---------------------------------|
|                            |   |
|                            |   |
| Trustee, Trust Collateral Agent |
|                            | and Backup Servicer: |
|                            |   |
|                            | JPMorgan Chase Bank |
|                            | Global Debt/Asset Backed Securities |
|                            | 4 New York Plaza, 6th Floor |
|                            | New York, NY 10004 |
|                            | Attention: Aranka Paul |
|                            |   |
| Backup Servicer:                |
|                            |   |
|                            | Systems & Services Technologies, Inc. |
|                            | 4315 Pickett Road |
|                            | St. Joseph, Missouri 64503 |
|                            | Attention: Alice Derr |
|                            |   |
| Owner Trustee:                  |
|                            |   |
|                            | Wilmington Trust Company |
|                            | Rodney Square North |
|                            | 1100 North Market Street |
|                            | Wilmington, DE 19890-0001 |
|                            | Attention: Steve Barone |
|                            |   |
| Rating Agencies:                |
|                            |   |
|                            | Moody’s Investors Service, Inc. |
|                            | 99 Church Street |
|                            | New York, NY 10007 |
|                            | Attention: ABS Monitoring Department |
|                            |   |
|                            | Standard & Poor’s Rating Services |
|                            | 55 Water Street |
|                            | 40th Floor |
|                            | New York, NY 10041 |
|                            | Attention: Asset Backed Surveillance Department |

 

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