FI L ED U.S. COURT OF A P P E A LS E LE V E N T H C IR C U IT J UNE 8, 2007 THOMAS K. KAH

N CL ERK [DO NOT PUBLISH] IN THE UN ITED STATES COURT OF APPEALS FO R T HE EL EV EN TH CIRC UI T

____ ____ ____ ____ ____ ____ N o. 06- 1618 4 Non-A rgum ent Calendar

____ ____ ____ ____ ____ ____ D. C. Docket N o. 05-01282 -CV -T -26-MSS CLARENDON NAT IONAL INSURANCE COMPANY, Plaintiff-Appellee,
ve rs us BRA D H . MU LL ER , individu ally , and as T ru ste e of

the Co rr ine R. Mu lle r T ru st, D ef en dant- Appe llant.

____ ____ ____ ____ ____ ____ Appeal f rom the United State s District Court fo r the Mi ddl e D istri ct

of F lor ida

____ ____ ____ ____ ____ ____ (J un e 8, 200 7) Be fo re BI RC H , H U L L and C O X , Ci rc uit Jud ge s. PE R CU RIA M: Clare ndon Nat ional Insurance Com pany (“ Clare ndon ”) f

iled a declar atory j udgm ent action against its insureds D om enic Massari and Massari’ s l aw firm2

(c oll ec tiv el y , “ Ma ssari ”) , a s w el l a s B ra d M ull er , ind ivi dua lly a nd a s T ru ste e of

the C o rr i n e R
. M u l l e r

T r u s t
. M a s s a r i w a s v o l u n t a r i l y d i s mi s s e d
. A f t e r a l l o t h e r

c l a i ms
we re voluntarily

dism issed, Clar endon and Muller filed c ross-m otion s for sum m ary j udgm ent on the on e claim rem aining in the case, Clare ndon ’ s request for a de cl ar at ionthat the ins uran ce poli cy iss ue d to Ma ssari f

or the pol ic y

pe ri od July

1, 2000 to Jul y

1, 200 1 ( “ the pol ic y ”) doe s not a ff or d c ove ra ge f

or the de fe nse and in d emn i fi ca tion o f claim s for attorney m alpractice and related torts that had been brough t in anoth er law suit byMuller against Massari. T he district c o u rt g ranted
sum m ar y j udgm en t t o C lare ndon
. Mu lle r ap pe al s. W e fi nd no rev er sib le er

ro r in the dis tr ic t c ourt’ s gr an t of sum m ar y j udgm en t. The par ties do no t dispu te that Massari com m unicated to Clarendon, by letter dated June 27, 2002 , that Muller had m ade Massari aw are of som e con cerns that Muller had ab out Ma ssari ’ s pr ior

le ga l r ep re se ntatio n and the pot en tia l tha t the se co nc er ns w oul d result in litig ation. N either do t h e parties dispute that thi s was the one notice providedby M as sari to Clare ndon prior to July1, 2002 (the end of the extended reporting period). T he p ar t i es ’ dispu te center s around whether the letter provided Clare ndon with notice of a “ claim ” o r o n l y a “ potenti al claim ” and, if the latter, whether coverage is af

forded under the policy

for “pote n t ial claim s” that MassariAppellant’s Motion to Certify Questions to the Florida

Supreme Court is DENI ED. 1 3 m ad e known to Cl ar en don af te r expir at ionof

the pol ic y

pe ri od b ut b ef

or e expir at ion of the e xte nde d r ep ortin g pe ri od. T he pol ic y

de fi ne s a cl ai m as “ a dem an d re ce ive d by the I nsur ed

f or m one y or
se rv ic es a ri sin g ou t of

an a ct or om iss ion , inc lud ing pe rs ona l i nj ur y , in the r en de ri ng of or f ai lur e to r en de r le ga l se rv ic es . ” ( R. 2- 42 Ex
. A at 11. ) T he pla in l an gua ge of Ma ssari ’ s le tte r to C lare ndon doe s not put Clare ndon on noti ce that, a s of the da te of that l ette r, Mu lle r ha d m ad e an y pr es en t de m an d. ( R. 1- 30 E x. A
. ) T he le tte r sim ply i n f o rm e d C l a r e n d o n t h a t , i f f u tu r e e v e n t s d i d n o t r e s o l v e M u l l e r ’ s c o n c e rns t ha t he and the trust would suffer dam ages as a r esult of Massari’ s m alpractice , Muller m ay
m ake a dem and for m oney or services, in the form of a law suit. T herefor e, Massari did not pr ovi de Cl ar en don w ithnot ic e of ac la im , a s def

ine d by the pol ic y , w ith in the
ex te nde d r ep ortin g pe ri od. And, the plain langu age o f t h e p o licy does not exten d coverage to potential cl ai m s r ep orte d duri ng the e xte nde d r ep ortin g pe ri od. C ove ra ge is onl y av ai la ble f or act ua l cl ai m s re po rte d d ur in g t ha t p eri od . (R.2- 42 Ex. A at17 .) AFFIR MED. 1