<PAGE>   1
                                                                   EXHIBIT 10.57



                             SECURITY AGREEMENT

    THIS AGREEMENT made and delivered this 29th day of August, 1996, by
and between McClain of Alabama, Inc., a Michigan corporation, whose
address/principal office is 6200 Elmridge, Sterling Heights, Michigan 48310
(collectively, "Borrower") and Standard Federal Bank, a federal savings bank
("Standard Federal").

                                  WITNESSETH:

    WHEREAS, the Borrower may from time to time request loans, advances or
other financial accommodations from Standard Federal and Standard Federal may,
in its discretion, honor such requests in whole or part;

    NOW, THEREFORE, in consideration of the premises and the mutual promises
herein contained, the Borrower and Standard Federal hereby agree as follows:

SECTION L.                GRANT OF SECURITY INTEREST.

1.1      Borrower hereby grants to Standard Federal a continuing
security interest in the property and interests in property described in
Section 2.1 below (hereinafter referred to as the "Collateral") to secure the
payment of all loans and advances including any renewals or extensions thereof
from Standard Federal to Borrower and all obligations of any and every kind and
nature heretofore, now or hereafter owing from Borrower to Standard Federal,
however incurred or evidenced, whether primary, secondary, contingent or
otherwise, whether arising under this Agreement, under any other security
agreement(s), promissory note(s), guarantee(s), mortgage(s), lease(s),
instrument(s), document(s), contract(s), letter(s) of credit or similar
agreement(s) heretofore, now or hereafter executed by Borrower and delivered to
Standard Federal, or by oral agreement or by operation of law plus all
interest, costs, expenses and reasonable attorney fees which may be made or
incurred by Standard Federal in the disbursement, administration or collection
of such obligations and in the protection, maintenance and liquidation of the
Collateral (hereinafter collectively called "Liabilities").

1.2      All statements of account rendered by Standard Federal to
Borrower relating to Borrower's Liabilities, including all statements of
principal, interest, expenses and costs owing by Borrower to Standard Federal,
shall be presumed correct and accurate and shall constitute an account stated
between Borrower and Standard Federal unless within thirty (30) days after
mailing thereof to Borrower, Borrower shall deliver to Standard Federal by
registered or certified mail addressed to Standard Federal at its principal
place of business, written objection thereto specifying the error or errors, if
any, contained in any such statement.

<PAGE>   2



1.3      This Agreement shall be and become effective when, and
continue in effect as long as, any Liabilities of Borrower to Standard Federal
are outstanding and unpaid.  Borrower will not sell, assign, transfer, pledge,
alienate or otherwise dispose of or encumber any Collateral to any third party
while this Agreement is in effect without the written consent of Standard
Federal.

SECTION 2.                COLLATERAL.

2.l      The Collateral covered by this Agreement is all the Borrower's
property described below, which it now owns or shall hereafter acquire or
create immediately upon the acquisition or creation thereof, and includes, but
is not limited to, any items listed on any schedule or list attached hereto:

         Accounts, etc.  All Accounts, Chattel Paper, Documents, Instruments,
         General Intangibles, including any right to any refund of taxes paid
         before or after the date of this Agreement to any governmental entity.

         Equipment.  All Equipment including without limitation all machinery,
         furnishings, furniture and vehicles, together with all accessions,
         parts, attachments, accessories, tools, dies or appurtenances thereto
         or intended for use in connection therewith and all substitutions,
         betterments and replacements thereof and additions thereto.

         Inventory, etc.  All Inventory and Goods (other than Equipment),
         including without limitation raw materials, work in process, finished
         goods, tangible property, stock in trade, wares and merchandise held
         for sale or lease or furnished or to be furnished under contracts of
         service or used or consumed in a business, including goods whose sale,
         lease or other disposition has given rise to any Accounts and any
         Goods which may have been returned to or repossessed or stopped in
         transit by the Borrower.

         Proceeds.  Proceeds (whether Cash Proceeds or Noncash Proceeds) of the
         Collateral, including without limitation proceeds of insurance payable
         by reason of loss or damage to the Collateral and of eminent domain or
         condemnation awards and all products of and accessions to the
         Collateral and all Deposit Accounts or other sums at any time credited
         by or due from Standard Federal to Borrower and all policies and
         certificates of insurance, Accounts, Chattel Paper, Documents,
         Instruments, General Intangibles, Goods, Deposit Accounts, Money,
         Checks, Cash Proceeds and Noncash Proceeds (whether or not the same
         are Collateral or Proceeds thereof hereunder) in which Borrower has an
         interest which are now or are at any time hereafter in the possession
         or under the control of Standard Federal or in transit by mail or
         carrier to or from Standard Federal or in possession of or under the
         control of





                                      -2-
<PAGE>   3

         any third party acting on Standard Federal's behalf without regard to
         whether Standard Federal received the same in pledge, for safekeeping,
         as agent for collection or transmission or otherwise or whether
         Standard Federal has conditionally released the same (excluding,
         nevertheless, any of the foregoing assets of the Borrower which are
         now or any time hereafter in possession or control of Standard Federal
         under any written trust agreement wherein Standard Federal is trustee
         and Borrower is trustor).

2.2      The Collateral is kept and maintained at the Borrower's address above
and at the following addresses:

         __________________________________________________________
                                                                  
         __________________________________________________________
                                                                  
         __________________________________________________________
                                                                  
2.3      All records pertaining to Accounts are kept and maintained at
the Borrower's address above and at the following addresses:

         __________________________________________________________
                                                                  
         __________________________________________________________
                                                                  
         __________________________________________________________
                                                                  

2.4      Borrower will give to Standard Federal prompt written notice
of any new address at which the Collateral is kept or maintained upon any
change in location of the Collateral or records pertaining to Accounts.

SECTION 3.                PERFECTION OF SECURITY INTEREST.

3.1      Borrower shall execute and deliver to Standard Federal
concurrently with Borrower's execution of this Agreement and at any time or
times hereafter at the request of Standard Federal and pay the cost of filing
or recording same in all public offices deemed necessary by Standard Federal,
all financing statements, continuation financing statements, assignments,
certificates of title, applications for vehicle titles, affidavits, reports,
notices, schedules of Accounts, designations of Inventory, letters of authority
and all other documents that Standard Federal may reasonably request in form
satisfactory to Standard Federal to perfect and maintain Standard Federal's
security interests in the Collateral.  In order to fully consummate all of the
transactions contemplated hereunder, Borrower shall make appropriate entries on
its books and records disclosing Standard Federal's security interests in the
Collateral.





                                      -3-
<PAGE>   4


SECTION 4.                WARRANTIES.

4.1      Borrower warrants and agrees that while any of the Liabilities
  remain unperformed and unpaid:

4.1(a)   Borrower is the owner of the Collateral free and clear of all liens or
security interests, except Standard Federal's security interest, and all
Chattel Paper constituting Collateral evidences a perfected security interest
in the goods covered by it free from all other liens and security interests,
and no financing statements, other than that of Standard Federal, are on file
covering the Collateral or any of it, and if Inventory is represented or
covered by documents of title, Borrower is the owner of the documents free of
all liens and security interests other than Standard Federal's security
interest and warehousemen's charges, if any, not delinquent;

4.1(b)   The address of Borrower's principal office is as set forth above; the
addresses of Borrower's other places of business where Collateral and account
records are now or may in the future be located, if any, are set forth in
Sections 2.2 and 2.3 above and Borrower's business locations shall not be
changed without the prior written consent of Standard Federal; Borrower further
warrants that the Collateral, wherever located, is covered by this Agreement;

4.1(c)   The Collateral will not be used, nor will Borrower permit the
  Collateral to be used, for any unlawful purpose, whatever;

4.1(d)   Borrower will neither change its name, form of business entity nor
address of its principal office or the office where account records are
maintained without giving written notice to Standard Federal thereof at least
ten (10) days prior to the effective date of such change, and Borrower agrees
that all documents, instruments, and agreements demanded by Standard Federal in
response to such change shall be prepared, filed, and recorded at Borrower's
expense prior to the effective date of such change;

4.1(e)   Each Account, Chattel Paper and General Intangible constituting
Collateral is genuine and enforceable against the account debtor according to
its terms, and it, and the transaction out of which it arose, comply with all
applicable laws and regulations, the amount represented by Borrower to Standard
Federal as owing by each account debtor is the amount actually owing and is not
subject to setoff, credit, allowance or adjustment except any discount for
prompt payment, nor has any account debtor returned the goods or disputed his
liability, there has been no default according to the terms of any such
Collateral, and no step has been taken to foreclose the security interest it
evidences or to otherwise enforce its payment;





                                      -4-
<PAGE>   5


4.1(f)   Borrower shall at all times maintain the Collateral in first-class
  condition and repair;

4.1(g)   The execution and delivery of this Agreement and any instruments
evidencing Liabilities will not violate nor constitute a breach of Borrower's
Articles of Incorporation, By-Laws, Partnership Agreement, or any agreement or
restriction of any type whatsoever to which Borrower is a party or is subject;

4.1(h)   All financial statements and information relating to Borrower
delivered or to be delivered by Borrower to Standard Federal are true and
correct and prepared in accordance with generally accepted accounting
principles, and there has been no material adverse change in the financial
condition of Borrower since the submission of any such financial information to
Standard Federal;

4.1(i)   There are no actions or proceedings which are threatened or pending
against Borrower which might result in any material adverse change in
Borrower's financial condition or which might materially affect any of
Borrower's assets;

4.1(j)   Borrower has duly filed all federal, state, and other governmental tax
returns which Borrower is required by law to file, and will continue to file
same during such time as any of the Liabilities hereunder remain owing to
Standard Federal, and all such taxes required to be paid have been paid, in
full; and

4.1(k)   Borrower will indemnify and hold Standard Federal harmless against
claims of any persons or entities not a party to this Agreement concerning
disputes arising over the Collateral.

SECTION 5.                INSURANCE, TAXES, ETC.

5.1      Borrower shall:

5.1(a)   Pay promptly all taxes, levies, assessments, judgments, and
charges of any kind upon or relating to the Collateral, to Borrower's business,
and to Borrower's ownership or use of any of its assets, income, or gross
receipts;

5.1(b)   At its own expense, keep and maintain all of the Collateral fully
insured against loss or damage by fire, theft, explosion and other risks in
such amounts, with such companies, under such policies and in such form as
shall be satisfactory to Standard Federal, which policies shall expressly
provide that loss thereunder shall be payable to Standard Federal as its
interest may appear.  Standard Federal shall have a security interest in the
proceeds of such insurance.  Prior to the occurrence of an Event of Default,
any proceeds of insurance may be used, at Borrower's option, to repair or
replace the property damaged or applied upon the Liabilities.  After the
occurrence of an Event of Default, all





                                      -5-
<PAGE>   6

insurance proceeds shall be delivered to Standard Federal, who may apply any
such proceeds which may be received by it toward payment of Borrower's
Liabilities, whether or not due, in such order of application as Standard
Federal may determine; and

5.1(c)   Maintain at its own expense public liability and property damage
insurance in such amounts, with such companies, under such policies and in such
form as shall be satisfactory to Standard Federal, and, upon Standard Federal's
request, shall furnish Standard Federal with such policies and evidence of
payment of premiums thereon.

5.2      If Borrower at any time hereafter should fail to obtain or
maintain any of the policies required above or pay any premium in whole or in
part relating thereto, or shall fail to pay any such tax, assessment, levy, or
charge or to discharge any such lien, claim, or encumbrance, then Standard
Federal, without waiving or releasing any obligation or default of Borrower
hereunder, may at any time hereafter (but shall be under no obligation to do
so) make such payment or obtain such discharge or obtain and maintain such
policies of insurance and pay such premiums, and take such action with respect
thereto as Standard Federal deems advisable.  All sums so disbursed by Standard
Federal, including reasonable attorney fees, court costs, expenses, and other
charges relating thereto, shall be part of Borrower's Liabilities, secured
hereby, and payable upon demand together with interest at the highest rate
payable in connection with any of the Liabilities from the date when advanced
until paid.

SECTION 6.         SALE, COLLECTIONS, ETC.

6.1      If Accounts are Collateral hereunder, Standard Federal authorizes
and permits Borrower to collect Accounts from debtors.  This privilege may be
terminated by Standard Federal at any time after the occurrence of an Event of
Default hereunder, whereupon Standard Federal shall be vested with full title
to the Accounts, and Standard Federal thereupon shall be entitled to and have
all of the ownership, title, rights, securities and guarantees of Borrower in
respect thereto, and in respect to the property evidenced thereby, including
the right of stoppage in transit, and Standard Federal may notify any debtor or
debtors of the assignment of Accounts and collect the same.  All Account
debtors of the Borrower shall be entitled to rely upon notice from Standard
Federal that an Event of Default has occurred hereunder and shall have no duty
of inquiry as to the accuracy thereof or any other obligation with respect
thereto.  The Borrower hereby fully and forever releases all such Account
debtors from any and all claims or liabilities which the Borrower may claim to
arise as a result of an Account debtor relying upon and honoring a notice from
Standard Federal that an Event of Default has occurred and that all payments on
Accounts are thereafter to be collected by Standard Federal.  Thereafter
Borrower will receive all payments on Account as agent





                                      -6-
<PAGE>   7

of and for Standard Federal and will transmit to Standard Federal, on the day
of receipt thereof, all original checks, drafts, acceptances, notes and other
evidence of payment received in payment of or on account of Accounts, including
all cash moneys similarly received by Borrower.  Until such delivery, Borrower
shall keep all such remittances separate and apart from Borrower's own funds,
capable of identification as the property of Standard Federal, and shall hold
the same in trust for Standard Federal.  All items or accounts which are
delivered by Borrower to Standard Federal on account of partial or full payment
or otherwise as proceeds of any of the Collateral shall be deposited to the
credit of a deposit account (herein called the "Collateral Deposit Account") of
Borrower with Standard Federal, as security for payment of the Liabilities.
Borrower shall have no right to withdraw any funds deposited in the Collateral
Deposit Account.  Standard Federal may from time to time, at its discretion,
and shall upon request of Borrower made not more than once in a week, apply all
or any of the then balance, representing collected funds in the Collateral
Deposit Account, toward payment of the Liabilities, whether or not then due, in
such order of application as Standard Federal may determine, and Standard
Federal may, from time to time, in its discretion, release all or any of such
balance to Borrower.  Borrower, if in default in the performance of any of the
provisions of this Agreement, upon demand, will open all mail only in the
presence of a representative of Standard Federal, who may take therefrom any
remittance on Accounts in which Standard Federal shall have a security
interest.  Standard Federal or its representatives is authorized to endorse, in
the name of Borrower, any item howsoever received by Standard Federal,
representing any payment on or other proceeds of any of the Collateral, and may
endorse or sign the name of Borrower to Accounts, invoices, assignments,
financing statements, notices to debtors, bills of lading, storage receipts, or
other instruments or documents in respect to Accounts or the property covered
thereby requested by Standard Federal.  Borrower will promptly give Standard
Federal copies of all Accounts, to be accompanied by such information and by
such documents or copies thereof as Standard Federal may require.  Borrower
will maintain such records with respect to Accounts and the conduct and
operation of its business as Standard Federal may request, and will furnish
Standard Federal all information with respect to Accounts and the conduct and
operation of its business, including balance sheets, operating statements and
other financial information, as Standard Federal may request.

6.2      If Inventory is Collateral hereunder, until such time as Standard
Federal shall notify Borrower of the revocation of such power and authority,
which notice may not be given unless and until an Event of Default shall have
occurred hereunder, Borrower (a) may only in the ordinary course of its
business, at its own expense, sell, lease or furnish under contracts of service
any of the inventory normally held by Borrower for such purpose; (b) may use
and consume any raw materials, work in process or materials, the





                                      -7-
<PAGE>   8

use and consumption of which is necessary in order to carry on Borrower's
business; and (c) will at its own expense, endeavor to collect, as and when
due, all accounts due with respect to any of the Collateral, including the
taking of such action with respect to such collection as Standard Federal may
reasonably request or, in the absence of such request, as Borrower may deem
advisable.  A sale in the ordinary course of business does not include a
transfer in partial or total satisfaction of a debt.

SECTION 7.         INFORMATION.

7.1      Borrower shall permit Standard Federal or its agents upon
reasonable request to have access to, and to inspect, all the Collateral (and
Borrower's other assets, if any) and may from time to time verify Accounts,
inspect, check, make copies of, or extracts from the books, records, and files
of Borrower, and Borrower will make same available at any time for such
purposes.  In addition, Borrower shall promptly supply Standard Federal with
financial and such other information concerning its affairs and assets as
Standard Federal may request from time to time.

SECTION 8.         DEFAULT AND REMEDIES UPON DEFAULT.

8.1      The occurrence of any of the following shall constitute an Event
of Default hereunder:  (a)  If the Borrower shall fail to pay when due any of
the Liabilities; (b)  If any warranty or representation made by or for the
Borrower or if any financial data or any other information now or hereafter
furnished to Standard Federal by or on behalf of the Borrower shall prove to be
false, inaccurate or misleading in any material respect; (c)  If an event of
default shall occur under any promissory note secured hereby or if the Borrower
shall fail to perform any obligation or covenant hereunder, or shall fail to
comply with any of the provisions of any loan agreement or other agreement with
Standard Federal, (d)  If the Borrower or any other party liable on any of the
Liabilities: (i) shall voluntarily suspend transaction of its business, (ii)
shall make a general assignment for the benefit of creditors, (iii) shall file
a voluntary petition in bankruptcy or for a reorganization to effect a plan or
other arrangement with creditors, or shall file an answer to a creditor's
petition or other petition for relief in bankruptcy or for a reorganization
which answer admits the material allegations thereof, or if any order for
relief shall be entered by any court of bankruptcy jurisdiction with respect to
it or shall have instituted against it bankruptcy, reorganization or
liquidation proceedings which remain undismissed for 60 days, (iv) shall have
entered against it any order by any court approving a plan of reorganization or
any other plan or arrangement with creditors, (v) shall apply for or permit the
appointment of a receiver, trustee or custodian for any substantial portion of
its assets, or (vi) shall become unable to meet its debts as they mature or
insolvent; (e)  If a judgment shall be entered against the Borrower which is
not insured against





                                      -8-
<PAGE>   9

or satisfied or appealed from and bonded within the time or times limited by
applicable rules of procedure for appeal as of right or if a writ of attachment
or garnishment shall be issued and levied on any of the Deposit Account(s); (f)
If the Borrower shall dissolve or shall merge or consolidate with any other
entity.

8.2      Upon the occurrence of any Event of Default, any and all of the
Liabilities may (notwithstanding any provisions thereof and unless otherwise
provided in any loan agreement executed in conjunction herewith), at the option
of Standard Federal, and without demand or notice of any kind, be declared and
thereupon shall immediately become due and payable and Standard Federal may
exercise from time to time any rights and remedies including the right to
immediate possession of the Collateral available to it under applicable law.
Standard Federal may directly contact third parties and enforce against them
all rights which arise with respect to the Collateral and to which Borrower or
Standard Federal would be entitled.  Standard Federal shall have the right to
hold any property then in, upon or in any way affiliated to said Collateral at
the time of repossession even though not covered by this Security Agreement
until return is demanded in writing by the Borrower.  Borrower agrees, in case
of Default, to assemble at its expense all the Collateral at a convenient place
acceptable to Standard Federal and to pay all costs of Standard Federal of
collection of the Liabilities, and enforcement of rights hereunder, including
reasonable attorney fees and legal expenses, including participation in
Bankruptcy proceedings, and expense of locating the Collateral and expenses of
any repairs to any realty or other property to which any of the Collateral may
be affixed or be a part.  If any notification of intended disposition of any of
the Collateral is required by law, such notification, if mailed, shall be
deemed reasonably and properly given if sent at least seven (7) days before
such disposition, postage pre-paid, addressed to the Borrower either at the
address shown above or at any other address of the Borrower appearing on the
records of Standard Federal.  Borrower acknowledges that Standard Federal may
be unable to effect a public sale of all or any portion of the Collateral
because of certain legal and/or practical restrictions and provisions which may
be applicable to the Collateral and, therefore, may be compelled to resort to
one or more private sales to a restricted group of offerees and purchasers.
Borrower consents to any such private sale so made even though at places and
upon terms less favorable than if the Collateral were sold at public sale.
Borrower waives the right to jury trial in any proceeding instituted with
respect to the Collateral.  Out of the net proceeds from sale or disposition of
the Collateral, Standard Federal shall retain all Indebtedness then owing to it
and the actual cost of collection (including reasonable attorney fees) and
shall tender any excess to Borrower or its successors or assigns.  If the
Collateral shall be insufficient to pay the entire Indebtedness, Borrower shall
pay to Standard Federal the resulting deficiency upon demand.  Borrower
expressly waives any and all claims of any





                                      -9-
<PAGE>   10

nature, kind or description which it has or may hereafter have against Standard
Federal or its representatives, by reason of taking, selling or collecting any
portion of the Collateral.  Borrower consents to releases of the Collateral at
any time (including prior to default) and to sales of the Collateral in groups,
parcels or portions, or as an entirety, as Standard Federal shall deem
appropriate.  Borrower expressly absolves Standard Federal from any loss or
decline in market value of any Collateral by reason of delay in the enforcement
or assertion or nonenforcement of any rights or remedies under this Agreement.

8.3      Borrower agrees that Standard Federal shall, in the event of any
default, have the right to peacefully retake any of the collateral.  Borrower
waives any right it may have in such instance to a judicial hearing prior to
such retaking.

SECTION 9.         GENERAL.

9.1      Time shall be deemed of the very essence of this Agreement.
Except as otherwise defined in this Agreement, all terms in this Agreement
shall have the meanings provided by the Uniform Commercial Code.  Standard
Federal shall be deemed to have exercised reasonable care in the custody and
preservation of any Collateral in its possession if it takes such action for
that purpose as Borrower requests in writing, but failure of Standard Federal
to comply with any such request shall not of itself be deemed a failure to
exercise reasonable care, and failure of Standard Federal to preserve or
protect any rights with respect to such Collateral against any prior parties or
to do any act with respect to the preservation of such Collateral not so
requested by Borrower shall not be deemed a failure to exercise reasonable care
in the custody and preservation of such Collateral.

9.2      Any delay on the part of Standard Federal in exercising any power,
privilege or right hereunder, or under any other instrument executed by
Borrower to Standard Federal in connection herewith shall not operate as a
waiver thereof, and no single or partial exercise thereof, or the exercise of
any other power, privilege or right shall preclude other or further exercise
thereof, or the exercise of any other power, privilege or right.  The waiver of
Standard Federal of any default by Borrower shall not constitute a waiver of
any subsequent defaults, but shall be restricted to the default so waived.  All
rights, remedies and powers of Standard Federal hereunder are irrevocable and
cumulative, and not alternative or exclusive, and shall be in addition to all
rights, remedies, and powers given hereunder or in or by any other instruments,
or by the Uniform Commercial Code, or any laws now existing or hereafter
enacted.

9.3      This Agreement shall be construed in accordance with the laws of
the State of Alabama.  Whenever possible, each provision of this Agreement
shall be interpreted in such manner as to be effective





                                      -10-
<PAGE>   11

and valid under applicable law, but if any provision of this Agreement shall be
prohibited by or invalid under applicable law, such provision shall be
ineffective to the extent of such prohibition or invalidity, without
invalidating the remainder of such provision or the remaining provisions of
this Agreement.  The rights and privileges of Standard Federal hereunder shall
inure to the benefit of its successors and assigns, and this Agreement shall be
binding on all heirs, personal representatives, assigns and successors of
Borrower.  Borrower hereby expressly authorizes and appoints Standard Federal
to act as its attorney-in-fact for the sole purpose of executing any and all
financing statements or other documents deemed necessary to perfect the
security interest herein contemplated.
    9.4  The Borrower acknowledges that this is the entire Agreement
between the parties except to the extent that writings signed by the party to
be charged are specifically incorporated herein by reference either in this
Agreement or in such writings, and acknowledges receipt of a true and complete
copy of this Agreement.

    IN WITNESS WHEREOF, the Borrower and Standard Federal have caused this
Security Agreement to be executed as of the day and year first written above.

STANDARD FEDERAL BANK, a federal                  BORROWER:
   savings bank
2600 West Big Beaver Road                         MCCLAIN OF ALABAMA,INC., a
Troy, Michigan 48084                                 Michigan corporation


By:  David J. Bartlett                            By: /s/ Carl L. Jaworski
   ------------------------------                     -------------------------
   David J. Bartlett                                  Carl L. Jaworski

   Its: Vice President                                Its: Secretary            
       --------------------------                         ---------------------




                                      -11-
<PAGE>   12

STATE OF MICHIGAN  )
                   )  ss
COUNTY OF OAKLAND  )

    I, the undersigned authority, a Notary Public in and for said County in
said State, hereby certify that David J. Bartlett, whose name as Vice
President of Standard Federal Bank, a federal savings bank, is signed to the
foregoing instrument, and who is known to me, acknowledged before me on this
day that, being informed of the contents of said instruments, he/she, as such
officer and with full authority, executed the same voluntarily for and as the
act of said bank.

    Given under my hand and official seal this 29th day of August, 1996


                                        Dolores J. Swanson
                                        ---------------------------------------
                                        Notary Public, Dolores J. Swanson
                                                    Notary Public, 
                                                    Oakland County, MI
                                                    My commission expires:
                                                    Aug 30 1998
                                        County, Michigan
                                        My commission expires:


STATE OF MICHIGAN  )
                   )  ss
COUNTY OF OAKLAND  )

       I, the undersigned authority, a Notary Public in and for said County in
said State, hereby certify that Carl L. Jaworski, whose name as
Secretary/Treasurer of McClain of Alabama, Inc., a Michigan corporation, is
signed to the foregoing instrument, and who is known to me, acknowledged before
me on this day that, being informed of the contents of said instruments,
he/she, as such officer and with full authority, executed the same voluntarily
for and as the act of said corporation.

Given under my hand and official seal this 29th day of August, 1996


                                        Dolores J. Swanson
                                        ---------------------------------------
                                        Notary Public, Dolores J. Swanson
                                                    Notary Public, 
                                                    Oakland County, MI
                                                    My commission expires:
                                                    Aug 30 1998
                                        County, Michigan
                                        My commission expires:





                                      -12-