<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF FIRST COMMUNITY BANKING SERVICES, INC FOR THE NINE 
MONTHS ENDED SEPTEMBER 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE 
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                       4,203,263
<INT-BEARING-DEPOSITS>                          40,815
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 22,838,349
<INVESTMENTS-CARRYING>                       1,660,024
<INVESTMENTS-MARKET>                         1,675,621
<LOANS>                                     87,971,226
<ALLOWANCE>                                  1,601,460
<TOTAL-ASSETS>                             120,629,818
<DEPOSITS>                                 108,872,322
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          1,496,063
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       647,712
<OTHER-SE>                                   9,613,721
<TOTAL-LIABILITIES-AND-EQUITY>             120,629,818
<INTEREST-LOAN>                              6,626,223
<INTEREST-INVEST>                            1,202,265
<INTEREST-OTHER>                                 1,285
<INTEREST-TOTAL>                             7,829,773
<INTEREST-DEPOSIT>                           3,126,832
<INTEREST-EXPENSE>                           3,146,932
<INTEREST-INCOME-NET>                        4,682,841
<LOAN-LOSSES>                                  540,000
<SECURITIES-GAINS>                              (8,685)
<EXPENSE-OTHER>                              2,738,451
<INCOME-PRETAX>                              1,906,473
<INCOME-PRE-EXTRAORDINARY>                   1,906,473
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 1,175,973
<EPS-PRIMARY>                                     1.69
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                  1,232,823
<LOANS-PAST>                                    60,985
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             1,214,173
<CHARGE-OFFS>                                  407,261
<RECOVERIES>                                   254,548
<ALLOWANCE-CLOSE>                            1,601,460
<ALLOWANCE-DOMESTIC>                         1,601,460
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>