**Exhibit 99.2**

 

**OFFICER’S CERTIFICATE**

**CAPITAL ONE AUTO FINANCE TRUST 2004-A**

March 10, 2005

 

| Capital One Auto Finance  Trust 2004-A     | Fitch, Inc.                                  |
|--------------------------------------------|---------------------------------------------------|
| c/o Wilmington Trust  Company              | One State Street Plaza,  32nd Floor               |
| 1100 North Market Street                   | New York, New York 10004                          |
| Rodney Square North,  Wilmington, Delaware |                                              |
|                                       | Standard & Poor’s  Ratings Services |
| Credit Suisse First Boston  International  | 55 Water Street                                   |
| One Cabot Square                           | New York, New York 10041                          |
| London, England E 144Q J                   |                                              |
|                                       | Moody’s Investors  Service, Inc.        |
| JPMorgan Chase Bank, N.A.                  | 99 Church Street                                  |
| 4 New York Plaza, 6th  Floor               | New York, New York I0007                          |
| New York, New York 10004-2477              |                                              |
|                                       |                                              |
| Ambac Assurance  Corporation               |                                              |
| One State Street Plaza                     |                                              |
| New York, New York 10004                   |                                              |

 

This Officer’s Certificateis being issued in accordance with Section 3.9 of the Sale and Servicing Agreementdated as of May 25, 2004 (the “Agreement”) by and among Capital One AutoFinance Trust 2004-A, as Issuer, Capital One Auto Receivables, LLC, asSeller, JPMorgan Chase Bank, N.A. (as successor to JPMorgan Chase Bank) asIndenture Trustee and Capital One Auto Finance, Inc., as Servicer (the “Servicer”).Terms not otherwise defined herein shall have the meanings ascribed thereto inthe Agreement.

 

By his or her signaturebelow, the undersigned officer of the Servicer, certifies that effective as of December 31,2004:

 

(a)                                  a review of the activities of the Servicerduring the calendar year ended on December 31, 2004 (or such shorterperiod as may be applicable) and of performance under the Agreement has beenmade under my supervision; and

 

(b)                                 to the best of my knowledge, based on suchreview, the Servicer has performed in all material respects its obligationsunder the Agreement throughout the calendar year ended on December 31,2004 (or such shorter period as may be applicable).

 

IN WITNESS WHEREOF, I have executed this Officer’sCertificate as of the date first above written.

 
|   | CAPITAL ONE AUTO FINANCE,  INC., |
|--------|----------------------------------|
|   | as Servicer                      |
|   |                             |   |
|   | By:                              | /s/ Steve Cunningham |   |
|   | Name:                            | Steve Cunningham |
|   | Title:                           | Assistant Vice President |

 

 

| *2004-A Servicer Compliance  Certificate §3.9 of the  Sale and Servicing Agreement* |
|------------------------------------------------------------------------------------------|

* *

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