Exhibit E 

Case: 1:20-cv-02402 Document #: 90-6 Filed: 05/12/22 Page 1 of 7 PageID #:1397
SPECIAL 

FORBEARANCE PLAN 

AGREEMENT 

Case: 1:20-cv-02402 Document #: 90-6 Filed: 05/12/22 Page 2 of 7 PageID #:1398
09-05-09 MSP LETTERWRITER ACTIVITY FOR MONTH OF 08-09 PAGE185,178

LOAN= 1127070756 DATE=08-26 USER=7AB KEY=LM004 VERS=012 TITLE=MODSF Automation Letter lc FORM=EXT1 PRINTER=NOBV SECURITY=1

LINES-PER-PAGE=NO CONDITIONS=3

$SOF$$N P008 $$RETRY 5$$HRES$$FORM NWLH,4,4$$IFHA$

106/012/1127070756/LM004/1/3

August 26, 2009

Munoz Eduardo Garcia

407 Beach Ave

Lagrange Park IL 60526

 Loan Number: 106-1127070756

 Due Date: 09-01-08

We have good news about the above referenced loan. Our goal is simple. We

want to ensure that you have every opportunity to retain your home. Based

our telephone conversation and the financial information you provided, we

would like to offer you a Special Forbearance Agreement ("Agreement").

Currently, your loan is due for 12 installments, from September 01, 2008

through August 01, 2009. As agreed, you have promised to pay the amounts

stated within the Agreement, the terms and conditions of which are outlin

on page two. The Agreement must be signed and returned with the first

installment. This is not a waiver of the accrued or future payments that

become due, but a trial period showing you can make regular monthly

payments. Please note that investor approval is still pending.

Upon successful completion of the Agreement, your loan will not be

contractually current. Since the installments may be less than the total

amount due, you may still have outstanding payments and fees. Any

outstanding payments and fees will be reviewed for a loan modification. If

approved for a loan modification, based on investor guidelines, this will

satisfy the remaining past due payments on your loan and we will send you a

loan modification agreement. An additional contribution may be required.

Any installments received will be applied to the delinquent payments on the

loan. During this Agreement, installments are to be mailed to:

 America\s Servicing Company

 3476 Stateview Blvd., MAC X7801-03K

 Fort Mill SC 29715

If your loan is in foreclosure, we will instruct our foreclosure counsel to

suspend foreclosure proceedings once the initial installment has been

received, and to continue to suspend the action as long as you keep to the

terms of the Agreement. Upon full reinstatement, we will instruct our

foreclosure counsel to dismiss foreclosure proceedings and report to the

credit bureaus accordingly.

During this period, we are requesting that you maintain contact with our

office in order to establish acceptable arrangements for bringing your loan

current. If you need additional assistance, please call us at

(800)662-3806, Mon - Fri 8am-6pm In Your Time Zone.

Sincerely,

Borrower Counseling Services LM004 012 7AB

CONFIDENTIAL WF_GARCIA_00002983

Case: 1:20-cv-02402 Document #: 90-6 Filed: 05/12/22 Page 3 of 7 PageID #:1399
09-05-09 MSP LETTERWRITER ACTIVITY FOR MONTH OF 08-09 LOAN= 1127070756 DATE=08-26 USER=7AB KEY=LM004 VERS=012 TITLE=MODSF Automation Letter lc FORM=EXT1 LINES-PER-PAGE=NO CONDITIONS=3106/012/1127070756/LM004/2/3We are required by the Fair Debt Collection Practices Act to inform you thatif your loan is currently delinquent or in default, as your loan servicer,we will be attempting to collect a debt, and any information obtained willbe used for that purpose. However, if you have received a discharge, and theloan was not reaffirmed in the bankruptcy case, we will only exercise itsright as against the property and is not attempting any act to collect thedischarge debt from you personally.

CONFIDENTIAL 

Case: 1:20-cv-02402 Document #: 90-6 Filed: 05/12/22 Page 4 of 7 PageID #:1400
09-05-09 MSP LETTERWRITER ACTIVITY FOR MONTH OF 08-09 LOAN= 1127070756 DATE=08-26 USER=7AB KEY=LM004 VERS=012 TITLE=MODSF Automation Letter lc FORM=EXT1 PRINTELINES-PER-PAGE=NO CONDITIONS=3106/012/1127070756/LM004/3/3

 SPECIAL FORBEARANCE AGREEMENT - TERMS AND CONDITIONS

1. Currently, your loan is due for 12 installments, from September 01, 2008

 through August 01, 2009. The indebtedness of the referenced loan is in default and in consideration of extending forbearance for a period of time, it is necessary that you indicate your understanding and acceptance of the terms of the forbearance agreement by immediately signing and returning this agreement.

2. This Agreement temporarily accepts reduced installments or maintains

 regular monthly payments as outlined in section 5 below. Upon successful completion of the Agreement, your loan will not be contractually current. Since the installments may be less than the total amount due you may still have outstanding payments and fees. Any outstanding payments and fees will be reviewed for a loan modification. If approved for a loan modification, based on investor guidelines, this will satisfy the remaining past due payments on your loan and we will send you a loan modification agreement. An additional contribution may be required.

3. The lender is under no obligation to enter into any further agreement,

 and this Agreement shall not constitute a waiver of the lender\s right to insist upon strict performance in the future.

4. All of the provisions of the Note and Security Instrument, except as

 herein provided, shall remain in full force and effect. Any breach of any provision of this Agreement or non-compliance with this Agreement, shall render the Agreement null and void. The lender, in its sole discretion and without further notice to you, may terminate this Agreement. If the Agreement is terminated, the lender may institute foreclosure proceedings according to the terms of the Note and Security Instrument. In the event of foreclosure, you may incur additional expenses of attorney\s fees and foreclosure costs.

5. Each payment must be remitted according to the schedule below.

 PLAN DATE AMT PLAN DATE AMT 01 09/10/09 4,130.92 02 10/10/09 3,152.38 03 11/10/09 3,152.38 04 12/10/09 3,152.38

6. There is no "grace period" allowance in this Agreement. All installments

 must be received on or before the agreed due date and made strictly in accordance with section 5 above. If any installment is not received on or before the respective due date, the Agreement will be void and the total delinquency, including fees, will be due immediately.

7. The total amount indicated on each installment must be remitted. In the

 event the total amount due of each payment is not received, the Agreement will be rendered null and void.

By signing this Agreement, I hereby consent to being contacted concerningthis loan at any cellular or mobile telephone number I may have. Thisincludes text messages, at no cost to me, and telephone calls including theuse of automated dialing systems to contact my cellular or mobile telephone.Mortgagor Date Co-mortgagor DateLoan Number 106/1127070756

CONFIDENTIAL 

Case: 1:20-cv-02402 Document #: 90-6 Filed: 05/12/22 Page 5 of 7 PageID #:1401
DENIAL LETTER 

Case: 1:20-cv-02402 Document #: 90-6 Filed: 05/12/22 Page 6 of 7 PageID #:1402
10-03-09 MSP LETTERWRITER ACTIVITY FOR MONTH OF 09-09 LOAN= 1127070756 DATE=09-23 USER=N9Q KEY=LC178 VERS=025 TITLE=Denial Ltr 1 lc FORM=EXLINES-PER-PAGE=NO CONDITIONS=3$SOF$$N P008 $$RETRY 5$$HRES$$FORM NWLH,4,4$$IFHA$106/012/1127070756/LC178/1/1September 23, 2009Munoz Eduardo Garcia407 Beach AveLagrange Park IL 60526Dear Munoz Eduardo Garcia :RE: Loan Number 1127070756 Client 106After reviewing the information you provided, we must advise you your

request for Repayment Agreement has been denied for the followingreason:

 You have failed to adhere to the agreed upon terms of the forbearance plan.

At this time there are no workout options available to you based on

your current financial information provided to us.If you would like to be reconsidered for workout options, please callus at (800) 662-3806. For additional assistance, you may also callConsumer Credit Counseling Services at (800) 569-4287.Sincerely,

America\s Servicing CompanyAmerica\s Servicing Company is required by the Fair Debt Collection

Practices Act to inform you that if your loan is currently delinquentor in default, as your loan servicer, we will be attempting to collecta debt, and any information obtained will be used for that purpose.However, if you have received a discharge, and the loan was notreaffirmed in the bankruptcy case, America\s Servicing Companywill only exercise its right as against the property and is notattempting any act to collect the discharge debt from you personally.

CONFIDENTIAL 

Case: 1:20-cv-02402 Document #: 90-6 Filed: 05/12/22 Page 7 of 7 PageID #:1403