|Exhibit 99.5 Holders of Record, holding 5% or more of the outstanding balance for Structured Asset Securities Corporation (as Depositor under the Trust Agreement, dated as of April 1, 2004, providing for the issuance of  Structured Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2004-9XS) as reflected in the security position listing as of December 31, 2004 provided by DTC.  Class
Name and Address of Holder


Amount Held
% Class
1-A1A
JP Morgan CBNA



39,250,000
37%

14201 Dallas Parkway, Twelfth Floor Dallas, TX  75254

Mellon Trust




66,614,000
63%

525 William Penn Place, Suite 3418

Pittsburg, PA 15259
1-A1B
JP Morgan CBNA



29,407,000
100%

14201 Dallas Parkway, Twelfth Floor Dallas, TX  75254
1-A2A
The Bank of New York


20,904,500
100%

One Wall Street

New York, NY 10286
1-A2B
JP Morgan CBNA



20,904,500
100%

14201 Dallas Parkway, Twelfth Floor Dallas, TX  75254
1-A3A
SSB&T CO




20,000,000
100%

1776 Heritage Drive

Global Corporate Action Unit JAB 5NW

No. Quincy, MA  02171
1-A3B
The Bank of New York


18,413,000
100%

One Wall Street

New York, NY 10286
1-A4A
SSB&T CO




30,000,000
98%

1776 Heritage Drive

Global Corporate Action Unit JAB 5NW

No. Quincy, MA  02171
1-A4B
The Bank of New York


15,946,000
100%

One Wall Street

New York, NY 10286
1-A4C
LaSalle Bank NA



7,500,000
100%

135 South LaSalle Street

Chicago, IL  60603
1-A4D
The Bank of New York


10,000,000
100%

One Wall Street

New York, NY 10286
1-A5
The Bank of New York


29,149,000
100%

One Wall Street

New York, NY 10286
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|1-A6
The Bank of New York


23,788,000
69%

One Wall Street

New York, NY 10286

Mellon Trust




10,000,000
29%

525 William Penn Place, Suite 3418

Pittsburg, PA 15259
1-M 1
US Bank NA




500,000
5%

1555 N. Rivercenter Drive, Suite 0300

Milwaukee, WI  53212

Mellon Trust




7,754,000
77%

525 William Penn Place, Suite 3418

Pittsburg, PA 15259

UMB BK, NA




1,450,000
14%
928 Grand Blvd.

Kansas City, MO  64106
1-M 2
Wells  Fargo Bank NA



7,276,000
100%

733 Marquette Avenue

Minneapolis, MN 55479
2-A1
Citibank




105,000,000
95%

3800 Citibank Center B3-15

Tampa, FL 33610
2-M 1
LHMNGV/LBI



2,301,000
100%

70 Hudson Street

Jersey City, NJ  07302
2-M 2
LHMNGV/LBI



1,725,000
100%

70 Hudson Street

Jersey City, NJ  07302
M3
LHMNGV/LBI



4,790,000
100%

70 Hudson Street

Jersey City, NJ  07302                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     
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